Podcasts about Budget

HEADLINE: Russian Oil and Gas Revenue Squeezed as Prices Drop, Turkey Shifts to US LNG, and China Delays Pipeline GUEST NAME: Michael Bernstam SUMMARY: John Batchelor speaks with Michael Bernstam about Russia facing severe budget pressure due to declining oil prices projected to reach $40 per barrel for Russian oil and global oil surplus. Turkey, a major buyer, is abandoning Russian natural gas after signing a 20-year LNG contract with the US. Russia refuses Indian rupee payments, demanding Chinese renminbi, which India lacks. China has stalled the major Power of Siberia 2 gas pipeline project indefinitely. Russia utilizes stablecoin and Bitcoin via Central Asian banks to circumvent payment sanctions. 1910 BAKU

What does it really take to go from struggling with money to building lasting wealth?This week on the Inspired Budget Podcast, I'm joined by Emily Egashira, a Certified Financial Education Instructor who went from living in poverty and surviving off TV dinners… to becoming a debt-free millionaire in her 30s.Emily opens up about:Growing up in poverty and how it shaped her relationship with moneyWhy financial freedom happens in stages—and what those stages look likeHow to figure out your number for retirement (and why it's not about age)If you've ever felt behind or hopeless with money, Emily's story is living proof that you can rewrite your financial future.Follow Emily on Instagram & TikTokYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Programmatic budget allocation remains challenging for marketers targeting niche audiences. Amanda Martin, Chief Revenue Officer at Mediavine, explains how to maximize $10 million in programmatic spend for specialized markets. She recommends starting with seed audience data to build lookalike models, letting DSP algorithms identify where your actual customers consume content rather than making assumptions, and testing smaller budget increments before scaling successful campaigns.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Budget season feels tighter—and more uncertain—than ever. At The Lodging Conference, I spoke with Joseph Bojanowski, President of PM Hotel Group, about how he's tackling budgeting, inflation, and a confusing economic outlook heading into next year.   Here's what stood out:

Hey friends! In this episode, I sit down with the amazing Shari Rash from Everyone's Talking Money, and we get real about all the emotions, shame spirals, and identity shifts that come with setting money goals. If you've ever felt like budgeting is a struggle or avoided peeking at your bank account, you are so not alone. This conversation is for you! We dive into why traditional budgets often fail, how to move from money avoidance to money neutrality, and the magic of aligning your financial goals with your true values (not just what you think you “should” want). Sherry shares her wisdom on making money fun, gamifying your goals, and getting honest about what matters most without the guilt or overwhelm. I left this chat feeling so much lighter and inspired, and I know you will too! Whether you're a seasoned saver or just starting to get curious about your finances, you'll find practical tips and a whole lot of encouragement here. Let's make money work for us, not against us! Links & resources: Stuck Assessment: https://www.plangoalplan.com/stuck  Plan Goal Plan Planners! https://www.gwawealth.com/author/shari-rash Podcast: https://www.gwawealth.com/podcast Connect with Danielle: Email: support@plangoalplan.com Facebook Group: Join Here Website: PlanGoalPlan.com LinkedIn: (I post most here!) www.linkedin.com/in/danielle-mcgeough-phd-

The government shutdown is stressful, especially for military families. In this episode, I get real about the uncertainty, the worry about paychecks, and how it impacts daily life. I share practical steps to help you navigate this time, even when everything feels out of control. You'll leave with actionable tips, encouragement, and a reminder that you are capable and resourceful, even in uncertain times. Better Together, Christine   MENTIONED IN THIS EPISODE Download the Milspouse Reset – Meditation, affirmations and journal prompts to calm your mind and body Join The Free Community – Join for support, encouragement and resources FINANCIAL EPISODES Ep 159. How to Make Money Using Skills You Already Have Ep 170. How to Develop Healthy Money Habits & Improve Your Finances with Jessica Baier Ep 210. How to Fuel Your Body on a Budget with Heather Campbell Ep 216. How to Budget and Save Money as a Military Family with Armed Forces Mutual COO Jerry Quinn Ep 231. 3 Game-Changing Financial Tips for Military Spouses with The Budget Besties Ep 249. “You're Not Bad With Money. You Just Need a New Mindset” with Janine Mix RESOURCES Feeling Stuck? Start Here Work With Me Free Clarity Workshop Clarity Course Leave a Show Review. Pretty Please!  

When it comes to money, the issue isn't just budgets or bank accounts—it's identity and ownership.In Christ, we're a new creation and God's dwelling place, which means money is something we manage for the Owner. Today, we'll explore what it looks like to live as God's stewards with Dr. Derwin Gray.Dr. Derwin L. Gray is a former NFL player turned pastor, author, and speaker. He co-founded Transformation Church in South Carolina and is the author of multiple books on faith, discipleship, race, and gospel-centered unity.From Ownership to StewardshipOne of the most significant shifts we can make as followers of Christ is to stop thinking like owners and start thinking like stewards. Scripture makes the point that: “You are not your own, for you were bought with a price” (1 Corinthians 6:19–20).God doesn't want something from us—He wants something for us. He longs for us to share His generous heart, free from the grip of idolatry. When Jesus said in Matthew 6:24, “You cannot serve both God and money,” He drew a line we cannot straddle. Money is a tool to serve God's purposes, not a master to rule our lives.A powerful illustration of this danger can be found in The Lord of the Rings. Smeagol, once a hobbit, discovered a ring of dark power and quickly became consumed by it. Calling it “my precious,” he was slowly deformed—body and soul—by his obsession.Money can do the same thing when it takes God's place in our lives. Instead of being a tool to serve God, it becomes a master that warps our hearts and dehumanizes us. But when grace reshapes our perspective, we see money for what it truly is: not a god to worship, but a resource to manage for God's glory.Generosity Flows from the GospelThe Apostle Paul wrote in 2 Corinthians 8:9, “You know the grace of our Lord Jesus Christ, that though He was rich, yet for your sake He became poor, so that you by His poverty might become rich.”Generosity is not our idea—it is God's nature. Giving is worship, an overflow of gratitude to the One who gave Himself for us. When we give our first and best to God, we not only honor Him but also discover peace, freedom, and deeper trust.This isn't only about giving. Stewardship encompasses saving, investing, and living debt-free. But generosity is foundational. When we trust God with our finances, we learn to trust Him with every other area of our lives. Our High CallingWe are not owners. We are managers of what the King of kings has placed in our hands. Every dollar entrusted to us is an opportunity to worship Him, serve others, and reflect His generous heart.When we embrace this calling, stewardship stops being a burden and becomes a beautiful privilege. How might God be inviting you to live more fully as His steward today?On Today's Program, Rob Answers Listener Questions:I had to retire early because of health issues for both me and my wife. As a custodian, I wasn't able to save much, and now we're living on about $2,400 a month from Social Security. What's the best way to wisely manage these limited resources?I'm 80 years old and have been taking required minimum distributions from my IRA for about ten years, giving some of those funds to charity each year. When I pass away, my children will inherit the IRA. Will they need to continue taking required minimum distributions?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Transformation Church | I Am A Steward (Sermon by Dr. Derwin Gray)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Baseline NBA Podcast is back with a full-court Eastern Conference preview! Hosts Cal Lee and Warren Shaw are joined by Dan Favale of Hardwood Knocks to break down all 15 teams in the East — from the Eastern Elite contenders to the Playoff Powerhouses, Play-In Pack, and those chilling in Lottery Lane.Who's rising? Who's rebuilding? And who's ready to run the East in 2025-26?We've got predictions, hot takes, and sharp analysis on every franchise that matters. Tune in for your definitive NBA Eastern Conference Tier Breakdown — all the insight, debate, and basketball banter you need before tip-off.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-baseline-nba-podcast--3677698/support.This show was sponsored in part by Raycon: Visit buyraycon.com/baseline for 20% off new buds!Get NBA League Pass: https://link.nba.com/LP19MGLooking to book a vacation? Our travel partner Exquiste Travel & Tours has you covered: Call 954-228-5479 or visit https://exquisitetravelandtours.com/Discover our favorite podcast gear & shop our studio must-haves on our Amazon Affiliate page! https://www.amazon.com/shop/19mediagroupWant to join the conversation or invite us to your platform? Budget-friendly collaborations welcome!  https://bit.ly/19GuestFollow The Baseline on X:  https://twitter.com/nbabaseline  Follow The Baseline on IG:  https://instagram.com/nba_baseline  The Baseline Swag: https://tinyurl.com/baselineswag

This segment from the Omni Talk Retail Fast Five podcast, sponsored by the A&M Consumer and Retail Group, Mirakl, Ocampo Capital, Infios, and Quorso, examines Amazon's launch of a new private label grocery brand with over 1,000 items priced under $5. Chris and Anne debate whether this move represents a strategic reset or reveals how lost Amazon's grocery strategy has become. Is the "Amazon Grocery" brand name compelling enough to attract budget-conscious shoppers, or should they have leveraged the existing 365 brand from Whole Foods? Tune in for critical analysis on Amazon's latest attempt to crack the grocery code. For the full episode head here: https://youtu.be/4U1e0ftlJfM Amazon private label strategy, budget grocery brands, Amazon Fresh vs Whole Foods, grocery retail competition, value shopping #amazon #amazongrocery #privatelabel #groceryretail #budgetshopping #amazonfresh #retailstrategy #valuebrand #groceryshopping #retailnews

AI-powered cyberattacks are rapidly evolving, prompting a significant shift in cybersecurity strategies. According to a recent Gartner report, IT leaders are expected to allocate over half of their cybersecurity budgets to preemptive defense measures by 2030. This change is driven by the inadequacy of traditional detection and response tools in the face of sophisticated cyber threats, particularly those enhanced by artificial intelligence. Experts warn that while preemptive measures can mitigate risks, organizations may encounter challenges in integrating these new systems and overcoming cultural inertia.Datadog's 2025 State of Cloud Security Report highlights a growing trend among organizations adopting data perimeters to combat credential theft, with 40% of organizations implementing this advanced security practice. Additionally, 86% of organizations are utilizing multi-account setups within AWS, which allows for better enforcement of security protocols. Meanwhile, OpenAI's report reveals that cybercriminals are increasingly leveraging AI for malicious activities, including phishing and surveillance, showcasing the urgent need for enhanced cybersecurity measures.In response to market pressures, Synology has reversed its policy on drive restrictions for its network-attached storage models, allowing the use of non-validated third-party drives. This decision comes after user feedback indicated dissatisfaction with the previous requirement for proprietary drives, which were often more expensive. For managed service providers (MSPs), this change offers greater flexibility and cost-effectiveness, making Synology's products more appealing once again.Pax8 has launched the Pax8 Agent Store, a platform designed to help MSPs adopt and offer AI-driven tools to small and medium-sized businesses. This marketplace aims to facilitate the integration and monetization of intelligent automation solutions, with early access set for December 2025. Additionally, SolarWinds has introduced an AI agent to enhance operational resilience for IT teams, while Barracuda Networks has launched Barracuda Research, a centralized resource for threat intelligence. Both initiatives aim to empower organizations in managing cybersecurity threats more effectively. Four things to know today00:00 Gartner, OpenAI, Datadog, and DHS Paint a Stark Cyber Future: AI Attacks Surge, Budgets Shift, and Defenses Fracture06:01 New Pax8 Platform Targets Repeatable AI Services, Sets Early Access for December08:03 Synology Reverses Course on Pricey Drives — Because You Stopped Buying09:53 SolarWinds and Barracuda Push AI to Ease IT Burdens—But Can They Deliver Real Value? This is the Business of Tech.     Supported by:  Comet, Scalepad Webinar:  https://bit.ly/msprmail

What is the real reason 90% of businesses fail? What are some bookkeeping or CFO mistakes most business owners make that can tank your business? On this week's episode of The Crushing Debt Podcast, George and Shawn talk to Emily Handren, owner and founder of Besty Bookkeepers (www.BestyBookkeepers.com).  For over two decades, Emily has helped individuals and businesses improve their financial situations through banking, investing, lending, and insurance guidance. She has owned both life/health and P&C agencies, and has plenty of real-world stories about helping people reduce costs and increase their net worth. Emily recently wrote a book "The Real Reason 90% of Businesses Fail: 101 Bookkeeping and CFO Mistakes You Can't Afford to Make"  that hit #1 in three categories: Small Business Bookkeeping, Entrepreneurship Management, and Business Planning & Forecasting. It focuses on practical money management strategies for businesses that could tie perfectly into debt reduction discussions. Here's the link if you'd like to check it out: https://a.co/d/2JDV3So In this episode, we talk about: Fractional CFO Bookkeepers v. Accountants Tech stacking Financial Forecasting Some of the 101 Mistakes, like: Exponential growth without a plan or foundation Improperty business structure knowing your expenses and your numbers using an outdated accounting system not paying yourself. You can reach Emily at her website www.BestyBookkeepers.com or Emily@BestyBookkeepers.com. Make sure you take the "Need a Better Bookkeeper" quiz on her website! Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

Looking to get more style, but spend less? We've got you covered. Let's talk about our tips for budget decorating.Clerical Trim site Kelly mentioned HERE.We participate in the Amazon affiliate program, so if you make a purchase thru our links we may receive a small fee from Amazon. Our participation in no way effects the price you pay.Rub and Buff HEREWallpaper Anita used on the side of her Cafe white refrigerator HEREDTT history moment - air conditioningKelly's crush this week is a book Transatlantic by Colum McCann. Get a copy HERE.Anita's crush is the YouTube show 'This is Our Retirement' HERE.Need help with your home? We'd love to help! We do personalized consults, and we'll offer advice specific to your room that typically includes room layout ideas, suggestions for what the room needs, and how to pull the room together. We'll also help you to decide what isn't working for you. We work with any budget, large or small. Find out more ⁠⁠⁠HERE⁠⁠⁠Hang out with us between episodes at our blogs, IG and Kelly's YouTube channels. Links are below to all those places to catch up on the otehr 6 days of the week!Kelly's IG ⁠⁠⁠HERE⁠⁠⁠Kelly's YouTube ⁠⁠⁠HERE⁠⁠⁠Kelly's blog ⁠⁠⁠HERE⁠⁠⁠Anita's IG ⁠⁠⁠HERE⁠⁠⁠Anita's blog ⁠⁠⁠HERE⁠⁠⁠Are you subscribed to the podcast? Don't need to search for us each Wednesday let us come right to your door ...er...device. Subscribe wherever you listen to your podcasts. Just hit the SUBSCRIBE button & we'll show up!xx,Kelly & AnitaDI - 11:33 / 19:24See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As the federal government shutdown enters its second week, a Democrat in the Senate shares his insights.On Today's Show:U.S. Senator Cory Booker (D-NJ) talks about the ongoing shutdown and how issues like the Affordable Care Act are a part of the negotiations. 

Vincent and Joel sit down with guest - Senator Dick Harpootlian - to discuss his new book, Pee Wee Gaskins, his history in South Carolina, hear fascinating stories from all stages of his prestigious career in SC law and politics, and so much more! Get your latest Statehouse update and hear firsthand the rationale behind some of the legislature's most controversial bills. Join Senators Sheheen and Lourie in this week's episode where they take a deeper look at upcoming legislation and lawmakers' actions in S.C.  Support the showKeep up to Date with BITBR: Twitter.com/BITBRpodcastFacebook.com/BITBRpodcasthttps://bourboninthebackroom.buzzsprout.com

Thinking about running ads to scale your business? Before you hit “go,” you'll want to hear this one. In today's episode, I sit down with Melissa Litchfield, founder of Litchfield Media and seasoned digital ads strategist, to talk about what's really working with ads right now—and what's not. From the importance of building a strong organic foundation before investing in paid traffic to knowing when your offer is truly ready for ads, Melissa shares practical insights that will help you spend smarter and see better results. Melissa unpacks how to run ads without burning out, how to test your funnel for success, and what the latest platform changes actually mean for your strategy in 2025. Whether you're planning a Black Friday launch or prepping for next year, this episode will help you approach ads with clarity and confidence. Today you'll hear:Why ads can't fix a weak foundation—and how to know when your business is actually ready for them.Melissa's “organic success test” for validating an offer before you spend a dollar on paid traffic.How to blend organic and paid strategies to generate consistent leads and avoid burnout.The ad placements and creative types that are performing best right now (and which ones to skip).How to prep for Q4 campaigns the right way, from lead generation to nurturing cold audiences.Budget expectations and benchmarks for seeing meaningful results without overspending. CONNECT WITH MELISSA:Website: www.litchfieldmedia.orgInstagram: @litchfiemediaProven Pixel Permit: https://litchfieldmedia.org/proven-pixel-permit?utm_source=industry-referral&utm_medium=organic&utm_term=crush-the-rush-podcast&utm_content=holly-haynes&utm_campaign=proven-pixel-permit 

When we think about financial threats, inflation, taxes, and debt are often the first that come to mind. But Scripture tells us there's a deeper, more dangerous threat—covetousness. Left unchecked, it poisons our joy, drives us to make poor financial choices, and blinds us to God's generosity.Covetousness is more than wanting what we don't have. It's a disordered desire that whispers: “I must have that to be happy, safe, or fulfilled.” Paul warns in Colossians 3:5, calling covetousness “idolatry.” Why? Because it dethrones God and places possessions on the throne of our hearts.In our finances, covetousness often manifests subtly—comparing our homes to those of our neighbors, upgrading cars that are still running well, or chasing investments out of envy. These patterns reveal misplaced worship.The Antidote: Contentment in ChristThe opposite of covetousness isn't deprivation—it's contentment. In Philippians 4:11–13, Paul testifies that he has learned contentment in every circumstance through Christ's strength.Contentment doesn't come naturally—it's cultivated. And when we trust in God's abundance, we no longer grasp at what others have. Instead, we rest in His provision. Think of Jesus feeding the 5,000: what looked like scarcity became abundance in His hands.Social media magnifies our envy, turning vacations, houses, and life stages into comparison traps. The tenth commandment—“You shall not covet”—goes straight to the heart, reminding us that God cares not just about our actions but about our desires.If you feel this struggle, take heart—you're not alone. The Spirit empowers us to shift from envy to gratitude, from restless striving to restful trust.Practical Steps to Combat CovetousnessFighting covetousness is not about self-shame—it's about redirecting our worship. Here are three practices rooted in Scripture:Practice Gratitude—1 Thessalonians 5:18 calls us to give thanks in all circumstances. Keeping a daily gratitude list shifts focus from what's missing to what God has given. Budget as Worship—A budget isn't just restrictive—it's a discipleship tool. By directing money toward giving, saving, and wise spending, we declare, “Lord, I want You to guide my resources.” Give Generously—Paul urges believers to “be rich in good works, generous and ready to share” (1 Tim. 6:18). Every gift declares that our identity is not in what we own but in who owns us.Redirecting Desire Toward ChristJesus warns in Luke 12:15: “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of possessions.” The rich fool who built bigger barns illustrates the danger of letting wealth replace intimacy with God.Covetousness dies when Christ becomes enough. Hebrews 13:5 reminds us: “Keep your life free from love of money, and be content with what you have, for He has said, ‘I will never leave you nor forsake you.'”At its root, covetousness is a worship issue. We long for what others have because our hearts are restless for the only One who satisfies. St. Augustine put it well: “You have made us for Yourself, O Lord, and our heart is restless until it rests in You.”The cure isn't less desire but rightly directed desire—desire fulfilled in Christ. When we practice gratitude, budget as worship, and live generously, we shift our gaze from possessions that perish to a Savior who is more than enough.On Today's Program, Rob Answers Listener Questions:We sold our house after some delays, but in the meantime, I withdrew funds from my IRA, intending to pay them back within 60 days. Since the sale took longer, are there any IRS rules or options to reduce the taxes on that withdrawal?I'm turning 59½ and retiring early. I have a TSP and the option to roll it into a fixed index annuity with a bonus from Allianz. What's your perspective on this type of annuity?We sold a property through owner financing after owning it for 15 years, though it wasn't our primary residence. When should I report the taxes, and is it treated as a long-term capital gain? Is there any tax benefit to having held it long-term?My sister has money sitting in a savings account that earns very little interest, and my name is also on it. Since she doesn't use email, could I open a joint high-yield online savings account with my email, transfer the funds there, and earn more interest?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Yesterday's budget spelled out the Government's tax and spending plans for next year. But what happens after that?Barra Roantee of Trinity College Dublin's Department of Economics says it is “shocking” that there is no plan beyond 2026.“Last year we had five-year-ahead forecasting. The year before was four-year. We're meant to be submitting a medium term plan to the European Commission.This is part of our obligations, and we were told that was going to happen over the summer. Then, it'll happen near the budget. It still hasn't happened, and we still have no detail. We don't know what spending is meant to be in 2027, 2028”. He also highlights the lack of detailed costings to underpin our budgetary decisions.“In the UK they'll have hundreds of pages of costing documents for each policy decision and we have nothing. We have, like, a page”. Roantree is also highly critical of the way Paschal Donohoe and Jack Chambers have conveyed their decisions, including “astronomical spending increases” that end up being far higher, he says, than is claimed on Budget Day. “These costings are a cynical wheeze, innumerate, and they're being used to, I think at this stage, cook the books”. On today's podcast Rowntree talks to Hugh Linehan and Pat Leahy about Budget 2026. Hosted on Acast. See acast.com/privacy for more information.

What if every budget you've ever "failed" wasn't your fault at all?   Here's the truth they don't want you to know: Your budget isn't broken. Your willpower isn't weak. Your body is literally hijacking your financial decisions to protect you from perceived danger.   In this episode, Amanda exposes the invisible force that's been sabotaging even the smartest, most capable people ... and it has nothing to do with discipline.   You'll discover: Why your brain goes offline the moment you open your bank account (and what's really happening in your nervous system) The shocking research: financial stress drops your IQ by 13 points—you're literally making decisions with a handicapped brain How your "Financial Nervous System" mistakes budget reviews for life-threatening danger Why all the spreadsheets, apps, and perfect plans in the world can't override biology   Key Quote: "You can have perfect financial knowledge, flawless systems, and iron discipline, but if your nervous system interprets financial management as dangerous, it will override everything. Every. Single. Time."   This isn't a character flaw. This is biology working against your bank account.   And once you understand it, everything changes.  

State Rep. Kathy Schmaltz joins the show to talk about Michigan's new state budget, which delivers record funding for local schools. She breaks down where the money's going, how it'll impact classrooms, and what it means for parents, teachers, and students across her district. It's a look at how Lansing is spending your tax dollars, and whether it's really making a difference for Michigan families.

Vous aimez notre peau de caste ? Soutenez-nous ! https://www.lenouvelespritpublic.fr/abonnementUne émission de Philippe Meyer, enregistrée en public à l'École alsacienne le 5 octobre 2025.Avec cette semaine :Jean-Louis Bourlanges, essayiste, ancien président de la Commission des Affaires étrangères de l'Assemblée nationale.David Djaïz, entrepreneur et essayiste.Antoine Foucher, consultant, spécialiste des questions sociales, auteur de Sortir du travail qui ne paie plus.Lucile Schmid, présidente de La Fabrique écologique et membre du comité de rédaction de la revue Esprit.Chaque semaine, Philippe Meyer anime une conversation d'analyse politique, argumentée et courtoise, sur des thèmes nationaux et internationaux liés à l'actualité. Pour en savoir plus : www.lenouvelespritpublic.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

This week, Caroline and Liz welcome back duo designers Lathem Gordon and Cate Dunning to the show of the design duo Gordon Dunning in our NEW Atlanta podcast studio! Lathem and Cate demystify the client-designer relationship, walk through their step-by-step process (including their famous Love‑Hate meeting), and share practical guidance on budgets, timelines, communication, construction walkthroughs, sourcing art, and finishing touches. Whether you're hiring a designer for a single room, a phased project, or a whole-home build, they explain what to expect, what questions to ask, and how to get the most from the partnership. What You'll Hear in This Episode: 00:00 Welcome and Introductions 01:00 Meet Lathem Gordon & Cate Dunning (Gordon Dunning) 03:00 How to prepare before hiring a designer 06:00 Why relationship and communication style matter 09:00 Interviewing designers — what to ask 14:00 Budget conversations: ranges, transparency, and expectations 18:00 Working alongside architects and builders 22:00 The Love‑Hate meeting — ideation and identifying priorities 28:00 Magic wand + Anne piles — how choices get refined 32:00 Meeting length, decision fatigue, and pacing 36:00 Construction deliverables and walkthroughs (framing, electrical, millwork) 40:00 Designer as advocate — handling on-site surprises 43:00 Install day: how Gordon Dunning handles reveals 48:00 Post-install follow-up, fixes, and photo shoots 52:00 Using existing furniture and moving between homes 58:00 Sourcing and commissioning art — client-led vs. designer-led 01:05:00 Accessories, final styling, and invoicing 01:12:00 Communication preferences (email vs. text) and process etiquette 01:19:00 Common misconceptions and final advice 01:24:00 Where to find Gordon Dunning Also Mentioned: @gordondunning | Designer Instagram gordondunning.com | Gordon Dunning Website ⁠⁠⁠⁠⁠Shop Ballard Designs⁠⁠⁠⁠⁠⁠⁠⁠ | Website Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, Greg completed his benchmark trip using 100K Chase Ultimate Rewards points for an incredible vacation in Malta. Shortly after he returned, Tim, Nick and Stephen set out to try and out-shine his trip using 100K of the transferable points they chose to compete with. Unfortunately Tim's trip came to an early end due to an unavoidable need back home, so Nick and Stephen were left to tackle the challenge themselves. With a return deadline by the October 8th 9pm final live check-in, our more than half way finished.This podcast episode features the full midstream live check-in where we heard trip recaps from both of our competitors and gave out grade scores for how they're doing in each main scoring category so far: Destination Wow, Applicability, Value, and Style.(00:24) - What is 100K Vacay?(01:31) - The Peppers summarize their travels so far, from JFK to London to Munich's Oktoberfest(06:42) - Nick summarizes his trip from Boston to Madrid to Malaga, where he had to rebook his flight from Madrid to Malaga, but then eventually made it to the Caminito del Rey cliffside hike(15:02) - Is Nick nervous about the budget?(16:56) - Greg and Carrie assign grades for the "Destination Wow" category for the Peppers(22:16) - Greg and Carrie assign grades for the "Destination Wow" category for Nick(25:57) - Greg and Carrie assign grades for the "Applicability" category for the Peppers(30:00) - Greg and Carrie assign grades for the "Applicability" category for Nick(32:02) - Greg and Carrie assign grades for the "Value" category for the Peppers(34:37) - Greg and Carrie assign grades for the "Value" category for Nick(36:55) - Greg and Carrie assign grades for the "Style" category for the Peppers(38:55) - Greg and Carrie assign grades for the "Style" category for Nick(40:02) - That leaves the Peppers just ahead of Nick in every category except for "Style" so far(41:08) - Budget usage so far(43:06) - What was the highlight and lowlight for everyone?(49:34) - Greg, are you surprised everyone flew to Europe?(53:13) - What's been the biggest obstacle with your bookings so far?Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

You didn't start your business to stay stuck. If you're ready to finally hit 6 or 7 figures WITHOUT burning out — book a call with our team → https://weddingproceo.com/applicationIf you're avoiding the budget conversation with your couples, you're leaving money—and bookings—on the table. In this episode, I walk you through exactly how to ask about budget without sounding salesy, so you can pitch confidently, close more sales, and finally stop working for less than you're worth. The (FREE!)ASSUME Sales Training: 2x your wedding bookings in 30 days—step by step. Thousands of wedding pros have already used it to land more clients immediately! http://weddingproceo.com/freetrainingorgA favorite book of mine: Profit First by Mike Michalowicz https://amzn.to/4lbqZFwAnother favorite book of mine: Buy Back Your Time by Dan Martell https://amzn.to/3ITKLb4========================= EPISODE SHOW NOTES BLOG & MORE:https://weddingproceo.com/wedding-pros-skip-budget-talk/=========================Thank you for tuning in to this episode of the Wedding Pro CEO Podcast. If you find these strategies helpful, make sure to share this episode with your fellow wedding pros. And remember, in the world of weddings, it's all about building genuine relationships and showcasing your best work. Until next time, keep shining, CEOs! PLEASE SUPPORT THE PODCAST! LEAVE A REVIEW HERE: https://ratethispodcast.com/swdHave a question you'd like Brandee to answer? Ask here: http://bit.ly/3ZoqPmzHeads up, CEO! Some of the links I share may be affiliate links, which means I may earn a small commission if you decide to purchase—at no extra cost to you. I only recommend tools and resources I actually use and love, and that I believe will help you grow a profitable, sustainable business you're obsessed with.=========================Take the Wedding Pro CEO's free GAP assessmentSupport the show

“For God gave us a spirit not of fear but of power and love and self-control.” - 2 Timothy 1:7When it comes to investing, wisdom means keeping emotions in check. Fear, greed, overconfidence, and regret can all derail sound decisions. Dr. Art Rainer joins us today to share four ways emotions ruin smart investing—and how you can avoid those traps.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Don't Let Emotions Derail Your InvestmentsWhen it comes to investing, emotions can be your worst enemy. Allowing emotions to guide your investment decisions will most likely lead you to buy high and sell low. That's the opposite of building a solid retirement fund.So how can investors avoid the emotional traps that derail wise investing? Here are four common ways emotions can ruin sound investment strategies.1. Focusing on the Present Instead of the FutureThe stock market fluctuates daily, sometimes even hourly. Many investors get caught in the drama of short-term swings. But we must remind ourselves that we're not investing for today, we're investing for the future.Keeping your eyes fixed on long-term goals helps put temporary volatility in perspective. The market may dip, but over time, patience and consistency are what build wealth.2. Letting Fear Take ControlFear often shows up during a market downturn. In 2008, as markets plummeted, many investors panicked and withdrew their money. Later, most admitted that the decision was a mistake.In fact, steady contributions during down markets actually allow for the purchase of more shares at lower prices—a benefit to long-term investors. This is a process called “dollar-cost averaging”.  Dollar-cost averaging is an investing strategy where you contribute a fixed amount of money at regular intervals, regardless of market conditions. Over time, this helps reduce the impact of market volatility by buying more shares when prices are low and fewer when prices are high.Fear may feel protective, but it usually leads to missed opportunities.3. Becoming Overconfident in a Rising MarketJust as fear hurts during downturns, overconfidence can be just as dangerous when markets rise. We saw this during the dot-com bubble in 2000 and again in 2020.As stock prices climb, inexperienced investors often rush in, assuming the market is “easy money.” They may chase riskier investments without understanding the dangers, setting themselves up for painful losses when the bubble bursts.4. Dwelling on RegretRegret over past decisions is natural, but it can tempt us to overcorrect. For example, selling too soon because of a bad memory from the last downturn—or holding too long trying to “make up” for past mistakes.Instead of being trapped by regret, let past experiences guide wiser choices without driving reactionary ones.The Bible tells us that saving is wise, but it also cautions against letting fear or greed rule our hearts. Wise investing requires patience, discipline, and trust in God's provision—not reactionary emotions.Get Help From a Certified Christian Financial CounselorFor those struggling with debt, budgeting, or saving for the future, Dr. Rainer recommends connecting with a Certified Christian Financial Counselor (CertCFC). These professionals are trained to help individuals and couples align their finances with biblical principles.You can search for a counselor in your area at ChristianFinancialHealth.com.On Today's Program, Rob Answers Listener Questions:I'm trying to help someone who has three credit card debts that have gone to collections. What type of documentation should we request to confirm that the debt collector is legally entitled to collect the debt, especially since different agencies continue to contact us?I'm retired and have recently purchased a property with mold in the crawl space, which is impacting my health. Given my financial situation, would it be wise to borrow money to resolve the mold problem?My husband is about to turn 73, and we've placed all of our IRA funds into an annuity. How do we calculate the required minimum distribution once he reaches 73, and does that amount change each year? We'd like to withdraw only the minimum necessary.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Institute for Christian Financial HealthChristian Money SolutionsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hey Friend!   How often do you struggle with overspending? Well let me share a little secret with you. Overspending isn't an impulse buying problem, it's a not having a plan problem.    Plans that turn into systems, that turn into routines, that turn into habits are the key to staying on budget. So in this episode I am going to share with you three areas you should always have a plan for that will help keep you from overspending and on budget.    So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence.  . . . Next Steps:  . Book a Call  . Join The Community  . Become an Insider . Questions? Email me at mollybenell@gmail.com

Coming to you from the JRE Tobacco Aladino Studios, Nick is joined by Luc (MySticks35mm) and Dave to begin the 2025 Battle of the Budgets!  Eight cigars were selected that all have an MSRP of $8 or less. They were de-banded and assigned a number by an independent assistant. The guys have no idea what they are smoking and will review the four cigars. At the end, they assign a numerical score to each cigar. Their scores are averaged up to determine the final score for each cigar. The one with the highest score will be declared the round winner.  The full field of eight cigars for the battle consists of...  CAO Fasa Sol toro Charter Oak Maduro toro Havana Q toro La Aurora Connecticut toro Nica Rustica Abode toro Southern Classic Habano toro United Cigars natural toro Zino Nicaragua toro   Find out about Nick and Luc's adventure at the Drive-In and their thoughts on Terrifier 3 in the Villiger Cigars Entertainment Report.   And learn a bit about a Canadian hero in the Fly High with Blackbird Cigars segment.   Get your calls in for Ask the Pulpit at (863)874-0000. SUPPORT OUR SPONSORS... For all your online cigar purchasing needs, head over to 2GuysCigars.com! In business for 40 years, they are THE trusted name in the cigar industry! Family owned and operated, they provide a great selection, fair prices, and outstanding customer service. That's 2GuysCigars.com! Follow JRE Tobacco/Aladino at @AladinoCigars on Instagram or check out their website, JRETobacco.com for a store near you that carries their cigars Follow Villiger Cigars at @VilligerCigar on Instagram or check out their website, VilligerCigars.com for a store near you that carries their cigars, or visit their new online shop at https://villigercigars.store/home Follow Blackbird Cigars at @blackbirdcigar on Instagram or check out their website, BlackbirdCigar.com for a store near you that carries their cigars

State Rep. Ken Borton (R-Gaylord), who chairs the DNR budget committee, joins Steve to break down the latest state budget, and how conservatives scored big wins for Michigan outdoorsmen. Borton details how his team blocked proposed DNR license fee increases, protected hunters and anglers from unnecessary costs, and delivered key funding victories that keep Michigan's natural resources accessible and affordable for everyone.

Even if you don't know what “AI slop” is, there's a good chance you've encountered it basically everywhere you spend time online. Maybe it was those Facebook photos of an LA firefighter rescuing a baby and a bear cub during the wildfires earlier this year. Or it's in emails from your MAGA aunt with an inspirational story she found online about a group of bikers with a suspicious number of fingers visiting a World War Two veteran in the hospital. Or it's the President of the United States sharing AI-generated videos depicting the head of the Office of Management and Budget as the Grim Reaper or putting sombreros on House Minority Speaker Hakeem Jeffries. And with the latest version of OpenAI's Sora app, it's only going to get harder to know what's fake — which is bad, because AI imagery is becoming inescapable in our social media feeds and our politics. So to talk more about what AI slop is, why it's so profitable, and why we won't be rid of it anytime soon, we spoke with Jason Koebler. He's the co-founder of 404 Media, a tech-focused independent media outlet.And in headlines, President Donald Trump sends California's National Guard to Portland after a federal judge blocks him from sending Oregon's troops, delegations from Israel, Hamas and the U.S. are in Egypt to discuss a peace plan, and Defense Secretary Pete Hegseth announces yet another strike on a suspected drug-smuggling boat off the coast of Venezuela.Show Notes:Check out 404 Media's coverage of "AI slop": https://www.404media.co/tag/ai-slop/Call Congress – 202-224-3121Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8What A Day – YouTube – https://www.youtube.com/@whatadaypodcastFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is your neighborhood ready for “gentle density”? The city's community planning and development office is starting work on a project to bring missing middle housing — duplexes, fourplexes, etc. — to more Denver neighborhoods, and that means some neighbors are gearing up for a fight! City Councilman Kevin Flynn represents southwest Denver and was re-elected after he warned against so-called gentle density. So today he joins producer Paul Karolyi to talk about Denver's housing challenges and a variety of other hot-button issues facing the city, including the mayor's controversial budget proposal for 2026 and a couple ballot measures Denverites will be deciding next month. What do you think about “gentle density” in your neighborhood? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm Learn more about the sponsors of this October 6th episode: Denver Film Wise Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

HOUR 4: The people who can't pass a budget still get paid...but the others don't? full 1942 Mon, 06 Oct 2025 22:00:00 +0000 B3UoY3MEJWbtevSH2bGLNht0qAODMsYs news The Dana & Parks Podcast news HOUR 4: The people who can't pass a budget still get paid...but the others don't? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://pla

You're doom-scrolling your life away while real connections and genuine peace exist three feet outside your door. Jeremy spent three hours hiking with strangers and felt more mentally balanced than after months of "researching" social media for the show. In this episode, discover why your phone is sabotaging your mental health and how to reclaim your time, focus, and sanity. Learn the brutal truth about social media addiction, get practical steps for digital detox, and find out how to reconnect with the real world that doesn't require a subscription fee. Episode Highlights: Why three hours in the woods beats three years of productivity porn scrolling The real reason everyone at the theater was staring at screens instead of humans How social media companies exploit your evolutionary need for tribal belonging Why 90% of your feed is designed to make you feel like garbage about yourself The depression/anxiety combo that's actually trying to keep you alive (not miserable) Jason's multi-tool metaphor for embracing your emotional complexity Radical acceptance: Why you don't have to perform for anyone (including yourself) The philosophical immune system you need to survive digital manipulation How to use AI as a tool for self-improvement instead of endless distraction Why Marcus Aurelius would delete Instagram (and so should you) ---- MORE FROM BROBOTS: Connect with us on Threads, Twitter, Instagram, Facebook, and Tiktok Subscribe to BROBOTS on Youtube Join our community in the BROBOTS Facebook group ---- LINKS TO OUR PARTNERS: Take control of how you'd like to feel with Apollo Neuro Explore the many benefits of cold therapy for your body with Nurecover Muse's Brain Sensing Headbands Improve Your Meditation Practice. Get started as a Certified Professional Life Coach! Get a Free One Year Supply of AG1 Vitamin D3+K2, 5 Travel Packs Revamp your life with Bulletproof Coffee You Need a Budget helps you quickly get out of debt, and save money faster! Start your own podcast!    

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions. Don't miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

Not sure where to start with feeding your family healthy meals or feeling overwhelmed by how expensive it can be?!?In this episode, I'm joined by Corey Dunn from the The Modern Ancestral Mamas podcast and for Nutrients Sake to break down what real food actually means, why it matters, and how to make it doable on a family budget. You'll hear simple strategies for prioritizing healthy eating, saving money at the grocery store, and making meal planning feel less like a full-time job.Here's what we cover in this episode:What is real food and why is it important for kids and families?How to start prioritizing real food in your home Is organic food worth it? Affordable grocery shopping strategies for moms Managing the mental load of feeding your family If you've been wanting to feed your family healthier meals without feeling broke or burned out, this episode will give you both encouragement and practical next steps.----------------------------------------------------------------------------IMPORTANT LINKS•Join our Mom Club on Patreon HERE 

Send us a textThis video explains how sellers should allocate ad budgets in 2025 across sponsored products, DSP, display, and other platforms. It highlights when to use ads for conversion versus brand awareness, the importance of keyword strategy, and why diversification into DTC, TikTok, and influencer content is more critical than ever.Not sure if your ad spend is actually working? Book a call and get a strategy that stops wasting money: https://bit.ly/4jMZtxu#AmazonAds #PPCStrategy #Ecommerce2025 #AmazonSellers #DTCgrowthWatch these videos on YouTube:Amazon PPC Tier List Management Rankings https://www.youtube.com/watch?v=m9s9vjtU5l4&list=PLDkvNlz8yl_a1PRDJWRoR4yIM8K5Ft569&utm_content=342357286&utm_medium=social&utm_source=youtube&hss_channel=ytc-UClUSEsDS2sdgNJfCcCM_5UwWhy Turning Off Ads Kills Sales and Rankings on Amazon: https://www.youtube.com/watch?v=fp5fCd0i7ts&list=PLDkvNlz8yl_a1PRDJWRoR4yIM8K5Ft569&index=2&utm_content=342357286&utm_medium=social&utm_source=youtube&hss_channel=ytc-UClUSEsDS2sdgNJfCcCM_5Uw--------------------------------------------------Start building your DTC channel outside of Amazon. Download the DTC Growth Stack and take control of your brand: https://bit.ly/4p7TyqjStop wasting ad spend. Grab the PPC guide that actually drives results: https://bit.ly/4lF0OYXRank higher and sell faster, get the SEO tools built for real growth: https://bit.ly/3JyMDGoBe ready before problems hit, download the kit every brand should have: https://bit.ly/4maWHn0Timestamps00:00 – Why Ad Budgets Are Scattered Across Platforms00:12 – Ad Budget Split by Brand Size00:42 – Market Share vs Customer Conversion Goals01:18 – Dayparting and Customer Shopping Behavior02:02 – Why Broad Match Is Underrated in 202502:39 – The Rule: Never Negate a Good Keyword03:01 – Weekly Negations and Ad Software03:27 – Why Advertising Should Be Outsourced04:10 – Scaling Ad Budgets the Right Way04:50 – Frequency of Ad Edits and Seasonal Updates05:10 – Backup Ads and Catalog Data Like an Agency06:04 – Expanding Beyond Amazon to DTC06:54 – Growth from Google, Facebook, TikTok, and Websites07:10 – Why DTC Lets You Own the Customer07:42 – AI Ads Will Change Everything in 202508:17 – TikTok Growth and Challenges for Sellers08:44 – The Rise of UGC and Influencer Advertising09:19 – Why Most Brands Can't Learn New Platforms Alone09:53 – The Big Shift: Diversifying Off Amazon, Not Into Europe----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

Kurt Couchman, Senior Fiscal Policy Fellow at Americans for Prosperity and one of Capitol Hill's leading voices on budget reform, joins The Steve Gruber Show to break down the ongoing government shutdown, what's causing the gridlock, how long it could last, and what real fiscal reforms are needed to prevent this cycle from repeating. Couchman explains why Washington keeps failing to pass responsible budgets, what a smarter spending framework could look like, and how taxpayers end up paying the price for political dysfunction.

Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Navigating Modern Supervision & Leadership | Dr. Behnam Bakhshandeh & Dr. Aileen Zaballero | The Organized & Engaged Supervisor This episode of Inner Voice – A Heartfelt Chat with Dr. Foojan explores the evolving world of leadership, supervision, and workforce development. We're joined by two trailblazing thought leaders in organizational transformation and human potential:

La inteligencia artificial ya está aquí y no es ciencia ficción. Grandes empresas como Amazon, Walmart y Bank of America están anunciando recortes masivos de personal porque la automatización ya está reemplazando empleos. En este episodio de Café on a Budget hablamos de: ☕ Las profesiones que más están en riesgo de ser desplazadas por la IA. ☕ Los trabajos que menos probabilidad tienen de ser automatizados. ☕ Qué puedes hacer HOY para protegerte financieramente antes de que sea demasiado tarde. No es para meterte miedo, es para que te prepares.El futuro del trabajo ya empezó y la pregunta es: ¿vas a resistirlo o vas a adelantarte?   Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

The cheapest car you can buy in 2025 is the Nissan Versa with a manual transmission. The days of the $10,000 dollar, 100k mile warranty Kia are gone. Kia even had a buy one, get one free promo at one point! There's a lot of factors in the rising cost of a car, but if you're going to buy new today and you want something good on a budget, what are you buying? We'd love to hear from you and why you chose what you did when it comes to your BUDGET buying experiences. We then talk all about jacking! Harbor Freight seems to have cornered the consumer market, with a few rare exceptions from Costco and Walmart. And when it comes to offroad, you've got Pro-Eagle, Badlands, and then the specialized bottle and high-lift jacks, but what are you using and why? We need to find a solution for Nick!  The Avants Podcast is brought to you by our friends at STEK USA and Carter Seattle! Not an Avants member? https://www.avants.com/member-plans Leave us a review on Apple Podcasts!  Leave us a voicemail or send us a text any time at 425-298-7873! We're doing give aways! Leave us a review on Apple Podcasts and we'll pick a random name every 25th review!  

Burgers, burritos and doughnuts - these are hardly exotic menu items for the average Irish family nowadays. But anyone who witnessed the hours-long queues for Ireland's first Taco Bell would be forgiven for thinking otherwise. The US franchise's triumphant launch is in stark contrast to the many homegrown businesses recently forced to close. What will Budget 2026 bring for Irish hospitality, and is our hunger for American fast-food starving local businesses? ­ Host: Kevin Doyle Guests: John Meagher and John Mulligan See omnystudio.com/listener for privacy information.

Capitol Weekly and the University of California Student and Policy Center presented A Conference on Health Care on Wednesday, October 1, 2025 in Sacramento.In today's episode we present the Keynote: A conversation between Dr. S. Monica Soni of Covered California and Capitol Weekly Editor Rich Ehisen.California is reeling from devastating federal budget cuts to health care and social services while state leaders grapple with shortfalls in our own Budget. Whatever happens in DC and Sacramento, California's health care system is poised to see major changes.Stick around til the end; Rich and special guest Robin Epley of the Sacramento Bee tell you Who Had the Worst Week in California Politics.Thanks to our Health Care sponsors:THE CALIFORNIA HEALTH CARE FOUNDATION, THE TRIBAL ALLIANCE OF SOVEREIGN INDIAN NATIONS, WESTERN STATES PETROLEUM ASSOCIATION, KP PUBLIC AFFAIRS, PERRY COMMUNICATIONS GROUP, CAPITOL ADVOCACY, THE WEIDEMAN GROUP, CALKIN PUBLIC AFFAIRS, STUTZMAN PUBLIC AFFAIRS, LUCAS PUBLIC AFFAIRS, BICKER, CASTILLO, FAIRBANKS & SPITZ PUBLIC AFFAIRS and CALIFORNIA PROFESSIONAL FIREFIGHTERS Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Vous aimez notre peau de caste ? Soutenez-nous ! https://www.lenouvelespritpublic.fr/abonnementUne émission de Philippe Meyer, enregistrée en public à l'École alsacienne le 5 octobre 2025.Avec cette semaine :Jean-Louis Bourlanges, essayiste, ancien président de la Commission des Affaires étrangères de l'Assemblée nationale.David Djaïz, entrepreneur et essayiste.Antoine Foucher, consultant, spécialiste des questions sociales, auteur de Sortir du travail qui ne paie plus.Lucile Schmid, présidente de La Fabrique écologique et membre du comité de rédaction de la revue Esprit.LE PROJET DE BUDGET DE LECORNUUne première version du projet de loi de finances pour 2026 a été transmise jeudi pour avis au Haut conseil des finances publiques. La transmission de ce projet de loi marque le coup d'envoi du processus de discussion du budget. Le Haut conseil, un organisme indépendant placé auprès de la Cour des comptes, disposera ensuite de sept jours pour rendre son avis, destiné à être rendu public lors de la présentation formelle du budget par le gouvernement. Le texte devrait être déposé à l'Assemblée nationale au plus tard le 13 octobre, de façon que le Parlement dispose des 70 jours prévus par la Constitution pour en débattre.Le même jour, à la veille des rencontres organisées à Matignon avec le Parti socialiste et le Rassemblement national, l'entourage de Sébastien Lecornu a laissé fuiter quatre pistes de soutien au pouvoir d'achat en précisant toutefois que « rien n'est arbitré ». Il s'agirait de favoriser davantage les heures supplémentaires par une défiscalisation et un allègement des charges sociales ;d'alléger l'impôt sur le revenu des couples modestes : en améliorant le mécanisme de « décote », afin de l'aligner sur l'avantage accordé aux célibataires touchant des montants équivalents. De défiscaliser à nouveau les «primes Macron » les primes des salariés gagnant moins de trois fois le SMIC en 2026. D'encourager les dons familiaux en direction des jeunes générations.Selon le journal Les Échos, le projet de budget inclurait une « année blanche » comprenant le gel du barème de l'impôt sur le revenu et de toutes les pensions de retraite, ainsi que le relèvement du taux du « prélèvement forfaitaire unique » sur les revenus du capital. L'augmentation de la flat tax jusqu'à 36%, rapporterait 1,5 milliard d'euros. Le texte devrait comporter une mesure anti-optimisation centrée sur les holdings, certains contribuables très aisés y stockant de l'argent afin d'échapper à l'impôt. Des mesures seraient également en préparation pour lutter contre l'optimisation des Pactes Dutreil, cet outil fiscal conçu pour réduire la fiscalité des transmissions et donations des entreprises afin de préserver l'outil productif. Quant à la surtaxe d'impôt sur les sociétés, elle serait reconduite d'un an, mais son taux serait divisé par deux par rapport à celui appliqué en 2025. Son rendement attendrait ainsi de l'ordre de 4 milliards d'euros.Vendredi, le Premier ministre s'est engagé à ne pas utiliser l'article 49 alinéa 3 de la Constitution pour faire adopter son budget. L'idée n'est pas nouvelle : entre 1997 et 2002, le premier ministre Lionel Jospin, à la tête d'une « majorité plurielle », avait renoncé à son usage. Si les débats budgétaires s'enlisaient à l'Assemblée, faute de majorité, la méthode Lecornu pourrait dès lors aboutir à l'élaboration d'une loi spéciale ou par le passage du budget par voie d'ordonnances, une première sous la Ve République.SÉCURITÉ EUROPÉENNE FACE AUX MENACES RUSSES APRÈS COPENHAGUEL'Europe est soumise, ces derniers jours, à une série de défis : la Russie teste la capacité de plusieurs pays du nord de l'Europe à faire face à des envois de drones sur leurs aéroports. Elle viole régulièrement l'espace aérien de certains membres de l'Otan afin de mesurer leurs capacités de défense antiaérienne. Oslo, Copenhague, Munich ont été victimes des mêmes survols de drones non identifiés, contraignant les autorités danoises, norvégiennes et allemandes à fermer provisoirement leur espace aérien au-dessus de certains aéroports. Contrairement aux Ukrainiens, les Européens n'ont guère d'expérience dans le domaine de la lutte contre les drones.Dans ce contexte, lundi, Ursula von der Leyen, la présidente de la Commission, a dévoilé, une première cartographie de la « préparation 2030 », date à laquelle l'Europe doit être prête à se défendre par elle-même en cas d'agression russe. Les analyses des services de renseignement européens convergent : dans les trois à cinq prochaines années, la Russie pourrait être en mesure d'attaquer un pays de l'Union européenne ou de l'Otan si une paix en Ukraine lui permettait de se réarmer, et si l'Europe ne pouvait pas compter sur le soutien américain. Les États membres ont identifié neuf domaines capacitaires prioritaires dans lesquels l'Europe doit combler ses lacunes d'ici à 2030 : défense aérienne et antimissile, systèmes d'artillerie, missiles et munitions, cyber et guerre électronique, drones et anti-drones, combat terrestre, capacités maritimes, mobilité militaire et « capacités stratégiques habilitantes ».En vue de renforcer la défense du continent face à la menace russe, les dirigeants des 27 pays de l'Union européenne se sont retrouvés mercredi à Copenhague. Les discussions ont porté principalement sur trois axes : le développement capacitaire conjoint, les « projets phares » - comme le mur de drones ou la surveillance du flanc oriental - et la montée en puissance de l'industrie de défense européenne. Afin d'accélérer la montée en puissance militaire du continent, l'Union européenne a adopté en juin dernier le Security Action For Europe (SAFE), un instrument financier de prêts de 150 milliards d'euros. Environ 100 milliards sont alloués au flanc oriental de l'Europe : 43,7 milliards pour la Pologne, 16,7 milliards pour la Roumanie, 16,2 milliards pour la Hongrie. Cette concentration géographique reflète une réalité diverse. Chaque pays défend actuellement sa portion de frontière d'une manière légèrement différente, à l'aide de systèmes qui vont du plus sophistiqué au moins élaboré. Cette réunion sans conclusion écrite a permis de décanter des sujets qui seront finalisés les 23 et 24 octobre prochains lors du Conseil européen à Bruxelles. Objectif : combler les lacunes et favoriser des acquisitions conjointes pour lutter contre « la fragmentation de nos efforts à travers des initiatives nationales non coordonnées ».Chaque semaine, Philippe Meyer anime une conversation d'analyse politique, argumentée et courtoise, sur des thèmes nationaux et internationaux liés à l'actualité. Pour en savoir plus : www.lenouvelespritpublic.frHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

The Washington Roundtable discusses how this week's government shutdown can be best understood by looking at the background and influence of Russell Vought, the director of the White House Office of Management and Budget. Vought is a Christian nationalist who served in the first Trump Administration. He was a chief architect of the Heritage Foundation's Project 2025, and has written that the country is in a “post constitutional moment.” Amid the shutdown, Vought has threatened to lay off federal workers en masse and to withhold funds from Democratic-leaning states. The panel considers whether these moves are not just an expansion of Presidential power but a fiscal “partitioning” of America. This week's reading:“Donald Trump's Shutdown Power Play,” by Susan B. Glasser“Can the Democrats Take Free Speech Back from the Right?,” by Jay Caspian Kang“Why Democrats Shut Down the Government,” by Jon Allsop“Is Donald Trump's Sweeping Gaza Peace Plan Really Viable?,” by Robin Wright“Eric Adams Slips Out the Side Door,” by Eric Lach“The Politics of Faith After Charlie Kirk,” by Michael Luo“Grace and Disgrace,” by David Remnick Tune in to The Political Scene wherever you get your podcasts.  Learn about your ad choices: dovetail.prx.org/ad-choices

In this episode, Molly Reynolds, Senior Fellow at Brookings and contributing editor at Lawfare, sits down with Nick Bednar, Associate Professor of Law at the University of Minnesota and contributing editor at Lawfare, and Sam Berger, Senior Fellow on the Federal Fiscal Policy team at the Center on Budget and Policy Priorities. They discuss why government shutdowns happen, what determines what functions keep operating, how the Trump administration is using this shutdown to pursue novel cuts to the federal workforce, and how to think about the shutdown in the broader context of the Trump administration's exercise of executive power.For more on this topic, see the following articles:In Lawfare:“A Primer on Reductions in Force,” by Nick Bednar“Don't Use Shutdown Plans to Slash the Federal Workforce,” by Bridget Dooling“Reductions in Force During Shutdowns,” by Nick Bednar “Reductions in Force During Shutdowns: Easier Said Than Done,” by Nick BednarFrom the Center on Budget and Policy Priorities:“Understanding the Legal Framework Governing a Shutdown,” by Sam Berger“Administration Plans for Mass Firings in a Shutdown Not Justified by Law or Prudent Management,” by Sam BergerTo receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

In episode #94 we talk about the X Games rebrand debacle & the new X Games League, Kyonosuke "100 Gums" part, Antonio Durao "Immigration" Part, Lucien Gourdal "Taking The Plunge" Part, Budget Or Buttery and much more! Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/joinNew Merch: https://thenineclub.com Sponsored By: AG1: Get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1Travel Packs, a shaker, canister, scoop & bottle of AG Vitamin D3+K2. https://drinkag1.com/nineclubLMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclubWoodward: Save $100 off summer camp with code NINECLUB. https://www.woodwardpa.comBear Mattress: Delivered to your door with easy setup. Use code NINECLUB for 40% off your order. https://www.bearmattress.comMonster Energy: Monster Energy's got the punch you need to stay focused and fired up. https://www.monsterenergy.comSkullcandy: Feel the music with Skullcandy's custom-tuned audio—from the lyrics in your soul to the bass in your bones. https://www.skullcandy.comYeti: Built for the wild, Yeti keeps you ready for any adventure. https://www.yeti.coméS Footwear: Get 20% off your purchase using our code NINECLUB or use our custom link. https://esskateboarding.com/NINECLUBGet 3 months of Full Self-Driving (Supervised) or $250 in Tesla Credits, or $400 off Solar Panel installation with my referral link: https://ts.la/chris39639 Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Timestamps (00:00:00) Nine Club Live #94 (00:00:35) Happy Birthday Kelly! (00:03:00) Kelly gets gifts (00:05:30) Topic rundown (00:09:00) Lucien Gourdal part (00:28:45) Antonio Durao Immigrant part (00:38:00) Budget or Buttery (00:56:00) Kyonosuke Yamashita's 100 Gums part (01:14:00) X-games rebrand and new League Learn more about your ad choices. Visit megaphone.fm/adchoices