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Ever feel like you're crushing your budget… until halfway through the month when you realize you've overspent? You're not alone. I've been there too—and the good news is, it doesn't mean you've failed.In this episode, I'm sharing the five simple steps my family uses to fix our budget when things go sideways. From adjusting your numbers without starting over to shifting your mindset so you don't spiral, you'll walk away with a clear plan to reset and move forward with confidence.Links Mentioned:Get the Budget My Paycheck SpreadsheetTake my FREE budget classWatch the video: Tracking Your Spending Is More Powerful Than You ThinkYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
Many people say our healthcare system is broken—and maybe you've felt that yourself.Rising costs, denied claims, and surprise bills have left millions of Americans buried in medical debt. But there's a better, biblical way to approach healthcare—one that has been serving Christians for more than forty years. Lauren Gajdek joins us today to tell us all about it.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. Why an “Open Enrollment” Campaign for a Year-Round Ministry?While CHM accepts new members year-round, their Open Enrollment Campaign—running from November 1 through January 15—aligns with the period when most Americans review or change their health coverage through employers or government exchanges.This is the time of year when people are thinking about healthcare decisions. So even though CHM is open year-round, it's an excellent opportunity to shine a light on a biblical alternative.Many Americans have grown frustrated with their healthcare experiences. CHM hears from countless people who've paid premiums for years, only to find that help is unavailable when they need it most.It's disheartening. You think your provider is in-network, but later find out they're not. That leaves patients confused and financially burdened. It's a system that often leaves believers wondering if there's a better way.That sense of frustration has become widespread—especially as over 100 million Americans now carry medical debt, a staggering sign of a broken system.How CHM Differs from InsuranceCHM operates from a radically different model. Rather than paying into a profit-driven system, CHM members share each other's medical expenses—a reflection of biblical community and mutual care.They've been around since 1981 and have shared or satisfied over $13 billion in medical bills. They're a nonprofit ministry that helps Christians live out their faith through practical care.Unlike traditional insurance, CHM members can visit any doctor or hospital they choose—there are no in-network restrictions—as long as the treatment meets the ministry's guidelines.It's simple, affordable, and rooted in biblical stewardship. Members have the freedom and peace of mind that come with knowing they're part of a community that cares.At its core, CHM is not an insurance company—it's a Christ-centered community built on shared values. Members give monthly to help other believers in need. It's an act of faith and stewardship. And for most people, it's far more affordable than traditional plans.This affordability and flexibility are especially appealing for Christians seeking to align their healthcare decisions with their faith and values.Guidance for Those Exploring Their OptionsFor anyone comparing healthcare choices this season, approach the decision prayerfully and with an open mind.You don't have to be trapped in a broken insurance system. There's a proven, Christ-centered way to handle your healthcare. Go to CHMinistries.org/FaithFi to find a cost comparison tool that shows how CHM can make care more affordable.Many in the Faith & Finance audience are retirees or nearing retirement. So it's important to note that CHM also complements Medicare, helping cover eligible expenses Medicare may not cover.It's what they call a ‘complementary' approach, where CHM can help cover costs Medicare doesn't pay, as long as they fall within its guidelines.FaithFi is grateful for CHM's partnership and their ongoing commitment to helping believers steward their healthcare costs wisely. You don't have to settle for a system that's broken. There's a biblical, community-based way to manage your healthcare needs. Learn more at CHMinistries.org/FaithFi.On Today's Program, Rob Answers Listener Questions:A pastor friend of mine was told he owes $13,000 in taxes because his preparer made a mistake. He doesn't have the money to pay for it. Where can he turn for help?I own a small business structured as an LLC, and I'm confused about how to tithe. Should I tithe personally from what I pay myself, from the business profits at year-end, or both?I'm a pastor, and one of my church members is struggling. After his father's death, the estate was liquidated, leaving him without a home. He hasn't filed taxes and now has tax debt. What's the best way for him to address this?I'm looking into a debt management plan and wondering—will it hurt my credit score? And would I still be able to keep one credit card open for emergencies?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)National Christian Foundation (NCF)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
After a Telegraph bombshell, both the BBC Director-General and Head of BBC News are OUT as the corporation is exposed for its "FAR LEFT ideological capture".Our co-pilots take a look at the shocking truth behind the billion-dollar lawsuit threat from President Donald Trump after a Panorama team edited his speech on January 6th 2021. Allison details the biased coverage of Israel and Gaza as well as gender issues, where "smug and arrogant" staffers tried to censor news and silence "normal women".As Chancellor Rachel Reeves' Budget looms ever closer, Liam details the incoming fiscal madness as it now seems Labour will break its manifesto pledge and raise income tax.Joining your co-pilots on the rocket this week is Jake Wallis Simons, award-winning journalist, foreign correspondent, and author of Israel Phobia and his latest, Never again: How the West Betrayed the Jews and itself. Jake joins us to detail the BBC's "damning" coverage of Israel and Gaza and why the Panorama scandal is just a smoke screen for their other mistakes.Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditorRead Allison ‘The Epping hotel ruling proves it is now the British people vs the state':https://www.telegraph.co.uk/news/2025/11/12/epping-hotel-ruling-british-people-vs-the-state/ | Read Allison: ‘I think it is inevitable a man I grant asylum to will rape or murder a young girl'https://www.telegraph.co.uk/news/2025/11/05/migrants-asylum-sex-offence-allegations-whistleblower/ |Read more from Allison: https://www.telegraph.co.uk/authors/a/ak-ao/allison-pearson/ | Read Liam ‘Labour's housing plans are not enough to rescue Reeves': https://www.telegraph.co.uk/business/2025/11/09/labours-housing-plans-are-not-enough-to-rescue-reeves/ | Read Liam's Post - https://www.facebook.com/liam.halligan.7/posts/pfbid0kaMDikPeWDVsV6P8pDuf1rAQeGRY5rUetohXkdNZ7cLXSh3sNXJDYB3Mq88xsNJKl |Read more from Liam: https://www.telegraph.co.uk/authors/liam-halligan/ |Read Liam's Substack: https://liamhalligan.substack.com/ |Need help subscribing or reviewing? Learn more about podcasts here:https://www.telegraph.co.uk/radio/podcasts/podcast-can-find-best-ones-listen/ |Email: planetnormal@telegraph.co.uk |For 30 days' free access to The Telegraph: https://www.telegraph.co.uk/normal | Hosted on Acast. See acast.com/privacy for more information.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Greg David, contributor covering fiscal and economic issues for THE CITY and director of the business and economics reporting program and Ravitch Fiscal Reporting Program at the Newmark Graduate School of Journalism, talks about the challenge Mayor-elect Mamdani will face as he tries to fulfill his campaign promises while balancing the city's budget.
Stalkers are weird. They're also weirdly common. It seems like every other person has a story of an ex stalking them to some degree. Why do they do it? Perhaps the same reason people think being so famous you can't leave your house is a good idea: some people are just wired different.On the show:TomAndyKristyn BurttTopics covered:StalkersDancing with the Stars 20th anniversaryTom BergeronGovernment shutdownTrump's $2000 dividendLifestyles of the rich and the famousSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Conspiracy or cock-up? Westminster is abuzz after what appears to be a plan to decapitate Wes Streeting has spectacularly backfired. A flurry of late-night briefings designed to shore up Keir Starmer's position turned personal against the Health Secretary, suggesting he was plotting a coup in advance of the Budget and in anticipation of – what many expect will be – a poor showing at the local elections.Streeting was left to defend himself on the media round, confidently declaring he was a ‘faithful' and he also joked that he doesn't know the whereabouts of Shergar and believes the moon landings are real. There is only one clear winner from this whole debacle: Wes Streeting. Are the knives now out for the Prime Minister?Produced by Megan McElroy and Oscar Edmondson. Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.
Can you really lose weight and still eat out? Absolutely. In this episode, Lindsey shares her best tips for how to eat out on a calorie budget — without restriction, guilt, or blowing your goals. You'll learn how to plan ahead, make smart swaps, and shift your mindset so eating out becomes part of your lifestyle instead of something that derails your progress. What You'll Learn: ✅ How to plan ahead and "budget" calories like a pro ✅ The easiest way to build a balanced meal when eating out ✅ How to handle alcohol, appetizers, and dessert without overdoing it ✅ Why mindset matters more than macros when it comes to enjoying food ✅ How to stop feeling guilty for eating out and start feeling empowered If you've ever felt stressed, restricted, or guilty after a restaurant meal, this episode will help you finally find balance — and learn how to enjoy your favorite foods while still hitting your goals.
What if your investments did more than earn returns—what if they helped shape the culture for good?Today, we'll explore how your money can not only grow but also advance God's purposes in the world. Brian Mumbert joins us from Timothy Plan to share how faith-based investing allows believers to engage the culture with an eternal impact.Brian Mumbert is the President of Timothy Plan, an underwriter of Faith & Finance.Giving That Flows from FaithAt the heart of Timothy Plan's mission is a conviction that money is not merely a financial tool but a spiritual one. Timothy Partners, Ltd.—the advisor to Timothy Plan—tithes its profits to support ministries aligned with biblical values.Those partnerships reflect a desire to be active on the other side of Timothy Plan's investment screens. In other words, it's not enough to avoid investing in companies that exploit, harm, or oppose biblical principles. True stewardship involves using financial influence to protect life, defend freedom, equip biblical entrepreneurs, and strengthen families.This commitment is not theoretical—it's deeply practical.In Central Florida, Timothy Plan partners with organizations such as Choices Women's Clinic, the area's largest pro-life pregnancy center, as well as House of Hope Orlando and the Orange County Jail Ministry. Nationally, their reach extends through partnerships with organizations like Movieguide and Florida Family Voice.Through the Kairos Prize, Timothy Plan helps fund aspiring Christian filmmakers with seed capital to develop their projects. Another powerful partnership is with the Nehemiah Project, which equips entrepreneurs worldwide to start and grow businesses based on biblical principles.A Legacy of Business as MinistryTimothy Plan's founder, Art Ally, was inspired by the legendary Christian industrialist R.G. LeTourneau, who dedicated 90% of his income to God's work. LeTourneau often said, “I shovel out the money, and God shovels it back—but God's got a bigger shovel.”That philosophy continues to shape Timothy Plan's culture. They see business as ministry, and since we are all stewards of God's money, we want to ensure it has an eternal impact.For many investors, the idea that their portfolio could be shaping the culture might feel new. But as an investor, we really need to understand where our dollars are going. When we invest with a biblical worldview, we're not just seeking a return—we're influencing what gets built, produced, and promoted in our world.This approach aligns with the broader mission of Timothy Plan: to provide investment options that reflect the values of faith-driven investors and to mobilize generosity that brings light into dark places. The impact of this approach is tangible. You can see the joy on their faces and the difference these ministries are making—locally in Central Florida and across the nation.At FaithFi, we share that conviction: when you invest with purpose, your portfolio can do more than generate returns—it can help bring redemption and renewal to our culture.To learn more about biblically responsible investing and how your financial stewardship can make an eternal impact, visit TimothyPlan.com.On Today's Program, Rob Answers Listener Questions:I'm planning to retire in 2027 and want to move my deferred compensation. How do I go about that? And should I also get life insurance when I retire?My wife and I just bought a home with a 6.188% adjustable-rate mortgage for three years. Should we refinance now into a 30-year fixed, or wait to see if rates come down?I'll start receiving my full Social Security benefits in December. How much can I earn without being taxed on it?Can you explain how your financial approach differs from Dave Ramsey's? And since Social Security had me apply for widow's benefits, will I owe taxes on that income?Should I invest in gold—or a mix of gold and silver—and how would I do that? And what about Bitcoin or other digital currencies? Are they wise investments, and how would I start?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Timothy PlanCharles Schwab | FidelityAn Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Las Vegas Strip has become very expensive. We stayed on the Las Vegas Strip to discover the deals, budget hacks and happy hours that you may not know about. Can we do an affordable trip to Vegas without missing out on the best parts.Follow Me On Social Media:Instagramhttps://www.instagram.com/themodernwaiterpodcast/TikTokhttps://www.tiktok.com/@themodernwaiterMore Info https://www.themodernwaiter.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Last week was quite something, even for Canadian politics. A big-time Liberal budget with a huge deficit, while chaos ruled in the Conservative opposition. How do you explain that? That's the question for our extremely popular panel feature, a former top Liberal advisor and a former Conservative cabinet minister. Strap in for this one. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In Episode 105 of the Hit Record Podcast, Meredith Olmstead and Ads Director Ida Burr dive into how banks and credit unions can make smarter digital ad decisions heading into 2026. From rising competition to AI placements and budget strategy, this episode is packed with quick tips to help you get more from your marketing dollars.Key Takeaways:Conversion Volume Matters: Campaigns need at least 20 conversions every 30 days to fully optimize and reduce cost-per-acquisition.Budget Gaps Cost You Clicks: Use the "Impression Lost to Budget" metric in Google Ads to spot where you're missing potential traffic.AI Max = More Visibility: Enabling AI Max can improve placement near AI-generated summaries without compromising compliance.
Stephen Grootes speaks to Duncan Pieterse, Director-General of the National Treasury, and SARS commissioner, Edward Kieswetter about the mid-term budget delivered by Finance Minister Enoch Godongwana. Pieterse discusses the budget’s key priorities, including fiscal consolidation, infrastructure investment, and balancing social spending with economic constraints. In other interviews, Charles de Wet, Executive in the Tax practice at ENS, chats about the tax implications of the mid-term budget. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Stephen Grootes speaks to Duncan Pieterse, Director General of the National Treasury, and SARS Commissioner Edward Kieswetter about the Mid-Term Budget delivered by Finance Minister Enoch Godongwana. Pieterse discusses the budget’s key priorities, including fiscal consolidation, infrastructure investment, and balancing social spending with economic constraints. He highlights how the measures aim to support South Africa’s GDP growth, strengthen public finances, and create conditions for sustainable economic recovery in a country where the economy has struggled with low growth, high unemployment, and persistent fiscal pressures. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
This week's episode features a clip from our recent webinar, The Cost of Digital Marketing — a deep dive into what urgent care owners and operators really need to know about marketing budgets in 2026.We're breaking down the dollars, data, and decisions that drive real growth — not just clicks.We cover:
APAC stocks traded mixed with the region indecisive amid light fresh catalysts and as participants digested earnings.House Democratic caucus will meet at noon Wednesday in Washington, according to Punchbowl's ShermanUK's Downing Street has launched an extraordinary operation to protect UK PM Starmer amid fears among the PM's closest allies that he is vulnerable to a leadership challenge in the wake of the Budget, according to The Guardian's Crerar.European equity futures indicate a positive cash market open with Euro Stoxx 50 futures up 0.3% after the cash market closed with gains of 1.1% on Tuesday.Looking ahead, highlights include German CPI Final (Oct), Italian Industrial Output (Sep), BoC Minutes (Oct), EIA STEO, OPEC MOMR, Speakers including ECB's Schnabel & de Guindos, Fed's Paulson, Bostic, Williams, Barr, Waller, Miran, Collins; US Treasury Secretary Bessent. Supply from Germany & US, Earnings from E On, Bayer, Infineon, ABN AMRO, Cisco & On.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
Economist Lisette Ijssel speaks to John Maytham about the MTBPS. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin
FRIENDS AND ENEMIESJoin us for some QUALITY Bitcoin and economics talk, with a Canadian focus, every Monday at 7 PM EST. From a couple of Canucks who like to talk about how Bitcoin will impact Canada. As always, none of the info is financial advice. Website: www.CanadianBitcoiners.comDiscord: / discord A part of the CBP Media Network: www.twitter.com/CBPMediaNetworkThis show is sponsored by: easyDNS - https://easydns.com EasyDNS is the best spot for Anycast DNS, domain name registrations, web and email services. They are fast, reliable and privacy focused. With DomainSure and EasyMail, you'll sleep soundly knowing your domain, email and information are private and protected. You can even pay for your services with Bitcoin! Apply coupon code 'CBPMEDIA' for 50% off initial purchase Bull Bitcoin - https://mission.bullbitcoin.com/cbp The CBP recommends Bull Bitcoin for all your BTC needs. There's never been a quicker, simpler, way to acquire Bitcoin. Use the link above for 25% off fees FOR LIFE, and start stacking today.256Heat - https://256heat.com/ GET PAID TO HEAT YOUR HOUSE with 256 Heat. Whether you're heating your home, garage, office or rental, use a 256Heat unit and get paid MORE BITCOIN than it costs to run the unit. Book a call with a hashrate heating consultant today.
durée : 00:24:55 - L'invité de 8h20 : le grand entretien - par : Benjamin Duhamel, Florence Paracuellos - L'ancienne ministre de la Santé Agnès Buzyn et Agnès Giannotti, la présidente de MG France, principal syndicat de médecins généralistes, sont les invitées de France Inter. - invités : Agnès Giannotti, Agnès Buzyn - Agnès Giannotti : Médecin généraliste,vice-présidente du syndicat MG France, Agnès Buzyn : fondatrice du Think thank "Évidences", ancienne ministre des solidarités et de la santé Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
With two weeks until her Budget, Rachel Reeves has received more bad news: unemployment is now at its highest level since the pandemic. With the Chancellor hinting at income tax rises, could this be dangerous for Labour as it increasingly becomes the party of higher earners? Polling suggests the public would lay the blame for tax hikes with Reeves, despite her speech last week.With threats from a resurgent Green party to the left and Reform to the right, is there an obvious path forward for Labour to win back voters?James Heale speaks to Michael Simmons and Scarlett Maguire.Produced by Megan McElroy and James Lewis. Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.
Tax rises! Cuts to everything! Here comes the pain! Seldom has a Budget been heralded with such dire warnings… if you believe the Toryform Press. But according to Giles Wilkes – Institute for Government fellow and former adviser to Vince Cable and Theresa May – Britain isn't in such a disastrous state after all. In a weirdly optimistic conversation he joins Andrew Harrison and Jonn Elledge to look at the real story of Britain's finances; why Brexit is an even bigger drag anchor than the Treasury will admit; and why the embattled Chancellor needs to stick to her course. ESCAPE ROUTES • Jonn has been watching The Celebrity Traitors, yes that again, do our panel ever watch anything else? • Giles recommends Wellington: The Iron Duke by Richard Holmes. • Andrew recommends the old school BBC adaptation of Tinker, Tailor, Soldier, Spy with Alec Guinness. When you buy books through our affiliate bookshop you help fund OGWN by earning us a small commission for every sale. Bookshop.org's fees help support independent bookshops too. www.patreon.com/ohgodwhatnow Presented by Andrew Harrison with Jonn Elledge Audio and Video Production by Chris Jones. Art direction: James Parrett. Theme tune by Cornershop. Managing Editor: Jacob Jarvis. Group Editor: Andrew Harrison. OH GOD, WHAT NOW? is a Podmasters production. www.podmasters.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
Ever wonder why money so often reveals what we truly value? Today, we'll find out.You probably know that on Faith and Finance, Rob West is usually the one asking the questions. But today, we're turning the tables. Afton Phillips (Head of Content at FaithFi: Faith and Finance) is here to interview Rob West about a devotional project that he has been working on—one that goes straight to the heart of our financial lives.Afton Phillips is the Head of Content at FaithFi: Faith & Finance. The Heart Behind Our Ultimate TreasureWhen Rob first started writing Our Ultimate Treasure: A 21-Day Devotional to Faithful Stewardship, he didn't set out to create another resource about money management. He wanted to create a journey of the heart—a way for believers to rediscover what Scripture truly says about money and how it reflects our relationship with God.Over the years, Rob has had thousands of conversations with people who genuinely want to honor God with their finances but feel stuck or uncertain about how to begin. That longing—to be faithful, yet unsure how—has shaped everything about this devotional.Rob has spent his entire career at the intersection of faith and finance. Early on, he noticed something that changed how he viewed everything: it didn't matter whether someone had $60,000 in credit card debt or $60 million in investments—the struggles were the same. Money issues are heart issues.That's why Jesus spoke about money more than almost any other topic. Not because He needed our resources, but because He knew how easily our hearts become tangled up in them. The goal of this devotional is to help readers slow down and realign their hearts with God's purposes—to see money not as a source of stress or identity, but as a tool for worship.Jesus said, “Where your treasure is, there your heart will be also.” That simple truth sits at the foundation of everything we teach at FaithFi. How we spend, save, and give reveals what we treasure most.If we focus only on the surface—budgeting better, saving more, paying down debt—we might improve our circumstances but still remain captive to worry or pride. The real transformation happens when God changes our hearts. When our relationship with money is shaped by trust in Him, freedom begins to flow naturally.Moving from Ownership to StewardshipOne of the most freeing shifts in a believer's financial life is learning to see ourselves not as owners, but as stewards. When we live as if we own it all, we carry the crushing weight of control—every financial decision feels like it rests on our shoulders. But when we recognize that God owns it all and we're simply managers of His resources, everything changes.Stewardship invites us to ask a new question: “Lord, what do You want me to do with Your money?” That posture leads to peace, not pressure. It transforms spending into gratitude, saving into preparation, and giving into worship. When we release ownership, we stop building our own kingdoms and start participating in God's.Biblical wisdom provides a framework for every financial decision we make. The world tells us to chase comfort and security; Scripture calls us to pursue faithfulness. God's financial principles aren't restrictive—they're protective.When we live within our means, avoid debt, plan diligently, and give generously, we're reflecting the nature of an orderly, generous, trustworthy God. Over time, those choices form habits—habits that produce margin, contentment, and generosity. Wisdom doesn't just shape our money; it shapes our hearts, making us look more like Christ.The Gift of Margin, Generosity, and LegacyOne of the devotionals in Our Ultimate Treasure focuses on the concept of margin. In our culture, we tend to fill every dollar, every minute, and every ounce of energy. But when our lives are maxed out, there's no space left for God to move.Creating margin is an act of faith. It's how we say, “Lord, I trust You enough not to live at the edge.” When we budget below our income or leave breathing room in our schedules, we acknowledge that God—not us—is the provider. In that space, we often experience His peace, His provision, and His direction in powerful ways.At FaithFi, we often say that generosity isn't just about giving—it's about joining God in His redemptive work. When we give, we participate in something far greater than ourselves.Generosity becomes a reflection of God's heart and a visible expression of His love in the world. The fruit of generosity isn't measured in numbers but in lives changed, needs met, and faith strengthened. 2 Corinthians 9:11 reminds us that God enriches us “in every way to be generous in every way.” Our giving is a response to grace—a way to align our hearts with His purposes and trust that every act of faithfulness has eternal impact.Ron Blue has often said, “Is the next steward chosen and prepared?” That question has also shaped how we should think about legacy.Legacy isn't about wealth—it's about faithfulness. Preparing the next steward means intentionally helping the next generation understand that everything belongs to God. If we pass on money without passing on wisdom, we've missed the point. Our responsibility is to model open-handed living, teaching those who follow us to hold God's gifts lightly and use them for His glory.A Hope for Every ReaderOur prayer for Our Ultimate Treasure is simple: that it would help readers see money through God's eyes and experience a renewed relationship with Him.When we understand that everything we have belongs to a generous Father, our posture shifts from fear to trust. We move from striving to surrender. Financial stewardship becomes less about mastering money and more about walking in freedom with God.If these 21 days lead someone to treasure Christ above all else—to trust Him more deeply and handle money in a way that honors Him—then this devotional has done its work.Our Ultimate Treasure is available to all who become a FaithFi Partner by December 31. Partners will also receive the latest issue of Faithful Steward magazine as well as an early release copy of Rob's new devotional whenever it is released in January 2026. Join us at FaithFi.com/Partner. On Today's Program, Rob Answers Listener Questions:I'm planning to remodel two bathrooms for about $35,000–$36,000. I have $10,000 saved for repairs, $25,000 in emergency savings, and $45,000 in dividend-producing stocks. Should I use some of the dividend money or take out a low-interest loan to cover the rest?I've enrolled in Medicare Part A but not Part B. My company has fewer than 20 employees and will soon only have one. I've heard conflicting advice about penalties for delaying Part B, even with proof of insurance. Should I enroll now or wait?If someone saves $10 a week for 30 years, how much would that grow to over time?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Schwab Intelligent Portfolios | BettermentWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hey Friend! Do you struggle to stick to your budget? Have you reworked it so many times that you don't want to do it again? Are you ready for a budget that finally works? In this episode I am going to challenge that thought. Your physical budget is only 50% of being able to stick to it. The other 50% is your mindset. That's why in today's episode I am going to share with you how to know if your budget is the problem or if it's your mindset and what you can do about it. So go get your drink, open your heart to God and I'll see you inside! Much Love Molly P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence. . . . Next Steps: . Book a Call . Join The Community . Become an Insider . Questions? Email me at mollybenell@gmail.com
The Wealthy Woman's Podcast | Save Money, Invest, Build Wealth, Manage Money, Overspending, Finances
Click Here to book your Complimentary Wealth Building Strategy Consultation. Interested in The Stop Overspending Course? Click here to learn more & to get started! Follow Me on Instagram → @germainefoleycoaching
Generational money lessons never go out of style. In this episode, we revisit Depression-era financial wisdom — simple, hard-earned truths that built resilient families and lasting wealth. From living below your means to marrying a saver and learning practical skills, these principles have guided generations through both prosperity and hardship. We'll share 12 timeless money lessons that can help today's younger generation navigate debt, lifestyle inflation, and financial stress. These are the same habits that kept families afloat during the Great Depression — and they're just as relevant in today's high-cost, high-leverage economy. If you want your kids to build true financial independence — not just wealth on paper — this episode is a must-watch. 0:19 - Will the Government Reopen? 2:45 - Buy-the-Dip Crowd Returns 7:14 - Veterans' Day Salute 8:16 - Email - Teaching Finance to Kids 10:43 - Be Frugal - Shoes & Cars 18:14 - Budget is not a four-letter Word 21:04 The $1,200 Mechanic 27:46 - Avoid Long Term Debt 22:51 - Marry a Saver - Pre-Marital Advice 32:04 - Buying a Home - Less is More 33:06 - Funding Hobbies & Balancing Priorities 35:09 - Investing for the Long Term 37:20 - Know What You Own 39:18 - Learn the Basics of Home Repairs & Cooking 42:51 - The Problem of Subscriptions 43:43 - Don't Try to Keep Up with the Jones 46:55 - Live Like the Millionaire Next Door
Generational money lessons never go out of style. In this episode, we revisit Depression-era financial wisdom — simple, hard-earned truths that built resilient families and lasting wealth. From living below your means to marrying a saver and learning practical skills, these principles have guided generations through both prosperity and hardship. We'll share 12 timeless money lessons that can help today's younger generation navigate debt, lifestyle inflation, and financial stress. These are the same habits that kept families afloat during the Great Depression — and they're just as relevant in today's high-cost, high-leverage economy. If you want your kids to build true financial independence — not just wealth on paper — this episode is a must-watch. 0:19 - Will the Government Reopen? 2:45 - Buy-the-Dip Crowd Returns 7:14 - Veterans' Day Salute 8:16 - Email - Teaching Finance to Kids 10:43 - Be Frugal - Shoes & Cars 18:14 - Budget is not a four-letter Word 21:04 The $1,200 Mechanic 27:46 - Avoid Long Term Debt 22:51 - Marry a Saver - Pre-Marital Advice 32:04 - Buying a Home - Less is More 33:06 - Funding Hobbies & Balancing Priorities 35:09 - Investing for the Long Term 37:20 - Know What You Own 39:18 - Learn the Basics of Home Repairs & Cooking 42:51 - The Problem of Subscriptions 43:43 - Don't Try to Keep Up with the Jones 46:55 - Live Like the Millionaire Next Door
Sean looks at jump in the price of gold to a two week high as the US government seeks to end the federal shutdown.The Chancellor, Rachel Reeves, has given her clearest sign yet that Labour's manifesto will be broken when she delivers her Budget later this month.And one year after hitting big screens for the first time, the Wicked Witch of the West is back, providing a much-needed boost to the nation's cinema industry.
Today's episode discusses the importance of a practical budgeting approach that simplifies financial management. Hear a straightforward budgeting method that focuses on 5 categories: income, debts, bills, spending, and savings. This method aims to make budgeting less intimidating and more accessible for individuals looking to manage their finances effectively. My Guests: Shana & Vanessa are best friends, business partners and master financial coaches who love talking about the *B* word. They help women who make good money but have nothing to show for it set up an automatic budget system that is built to fit their real life and their big dreams so they can be bougie on a budget. They're your new financial besties—fun, relatable, and completely judgment-free. They take the shame and stress out of money, leaving audiences feeling lighter, encouraged, and maybe even a little excited to budget. Connect with them: Podcast: Financial Coaching For Women Money Makeover Bootcamp: budgetbesties.com/bootcamp Links and Resources: ✨ Connect on IG —> instagram.com/kris10edwards_ ✨ Book a 2026 workshop—> amplifyambition.com ENJOYING THE PODCAST? Follow/Subscribe, rate this show, and share it on social media too!
Ce mardi 11 novembre, les diverses propositions de loi autour des retraites, et les moyens de relancer la productivité française, ont été abordés par Gilbert Cette, professeur d'économie à Neoma Business School, Erwan Tison, chargé d'enseignement à l'Université de Strasbourg, et Victor Lequillerier, économiste et vice-président du Think Tank "BSI Economics", dans l'émission Les Experts, présentée par Raphaël Legendre sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
A London NHS trust has been fined more than £500,000 and a ward manager convicted of health and safety offences over the death of 22-year-old Alice Figueiredo in Goodmayes Hospital. We ask whether the NHS could be doing more to stop preventable deaths in care. Also on the programme: Amid reports of a post-Budget coup against Sir Keir Starmer, Number 10 says the prime minister won't go without a fight.And are the BBC's history programmes failing to present a full view of the nation's past? We hear from two historians: Professor Lawrence Goldman, Emeritus Fellow in History at St Peter's College, Oxford and Dr Tessa Dunlop, author of Lest We Forget: War and Peace in 100 British Monuments.
Blending a family takes grace—and so does blending your finances.When couples merge families, they're also merging priorities, habits, and sometimes, financial baggage. Ron Deal joins us today to show us that with honesty and a shared vision, what begins as a challenge can become a source of strength for blended families navigating both money and marriage.Ron Deal is a bestselling author, licensed marriage & family therapist, podcaster, and popular conference speaker who specializes in marriage enrichment and stepfamily education and is the co-author of The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family. Why Honest Money Conversations MatterThere once was a man who, when his girlfriend thought he was about to propose, surprised her by asking for her credit report instead. It's a funny story—but one that reveals a serious truth. Beneath money conversations are usually heart conversations.For couples forming blended families, this truth runs even deeper. Life has already taught them that marriage isn't guaranteed, whether because of death or a divorce. That experience creates an understandable sense of caution: How deeply do I invest again? Can I trust this new relationship?Money becomes the testing ground for those questions. That's why avoiding financial conversations doesn't protect your relationship—it weakens it. Only about one in four dating or engaged couples forming a blended family ever have a serious talk about finances before they marry. The rest often underestimate what needs to be uncovered.Finances are never just about dollars and cents. They're about values, power, and security. Beneath a discussion about budgets might be an unspoken fear: Will your children be treated equally with mine? Beneath a talk about wills might be a hidden worry: Will you care for my kids if I'm gone?There was once a woman who had been remarried for 25 years—two and a half decades of life together—and she still wondered whether her husband would provide equally for her children after she passed away. The question had never been resolved. It lingered from the past, quietly shaping their relationship.When those unspoken fears remain unaddressed, they create invisible walls. Healthy couples have the courage to name them and work through them together.The Challenge of Inheritance and TrustConsider the story of Sandra and Dave, a couple who married later in life. Sandra, a divorced mother of two adult children, was asked by her new husband, Dave, to change her will and make him her sole beneficiary. To Dave, who had no children of his own, the request seemed simple and loving: We're one now—just leave everything to me, and I'll take care of your family.But Sandra hesitated. Her adult children hadn't had time to form a close bond with Dave. For her, the request stirred deep questions: How do I know that what she's set aside for her children will be honored after she's gone?This is where trust, loyalty, and belonging intersect. Financial peace in a blended family isn't achieved through documents—it's achieved through relational clarity. You can't solve financial questions until you've addressed the relational ones.Moving from Prenuptial to TogethernessSo what's the alternative? In the book, The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family, Ron Deal, Greg Pettis, and David Edwards, introduce what they call a “Togetherness Agreement.”Think of it as a redeemed version of a prenuptial agreement. A traditional prenup is something you do to your spouse—it outlines what they won't receive if the marriage fails. But a Togetherness Agreement is something you do for your spouse. It outlines how you will lovingly and intentionally provide for one another and your families.In a Togetherness Agreement, couples prayerfully decide together:How do they care for children from prior relationshipsHow inherited or premarital assets will be handledHow responsibilities to other households or parents will be honoredAnd how they'll support one another financially in love and unityIt's not about dividing assets—it's about uniting hearts. This process builds emotional safety, which in turn builds trust. When couples feel safe, they can finally exhale, knowing they are truly invested in each other.Taking Inventory—Emotionally and FinanciallyBefore crafting any agreement, couples need to take inventory. That means both emotional and financial reflection.Ask questions like:What financial baggage or debts are we bringing in?What past wounds or fears still shape the way we view money?What are our goals—for our family, our faith, and our future?Blended families are always born out of loss—whether death, divorce, or something else. That history doesn't have to define the new relationship, but it does need to be acknowledged. Honest reflection helps couples avoid repeating old patterns and build a healthier foundation together.Every couple's situation is different, but here are key topics that should be covered in a Togetherness Agreement:Joint and separate accountsDebt and financial obligations from prior marriagesChild or spousal support payments to other householdsRetirement, insurance, and investmentsCollege, cars, and other child-related expensesCovering these topics doesn't weaken love—it strengthens it. It replaces assumptions with clarity and fear with peace.If all of this feels overwhelming, take heart. You don't have to figure it out alone. Seek wise counsel—a trusted financial planner, pastor, or Certified Kingdom Advisor (CKA) can help you find creative and God-honoring ways to care for your family.And above all, remember this: God's grace is sufficient for your blended family. Submit your plans to Him. Let Him guide the process. As you do, He will grow you—not only in financial wisdom, but in love, unity, and faith.When couples move from mine and yours to ours, they begin to reflect the very heart of God, who makes two one, and who calls us to love generously, even in the way we handle money.On Today's Program, Rob Answers Listener Questions:I've been struggling with $26,000 in credit card debt that I recently disclosed to my husband. A credit consolidation company says they can negotiate it down, so I'd pay $400 every two weeks and be debt-free in four years. It sounds good, but is this a trustworthy option—or are there drawbacks I should watch out for?I have UTMA accounts for my two sons, but I am considering switching to 529 plans. I'm mainly concerned that with the UTMA, they'll gain full control of the money once they come of age. Would a 529 plan be a wiser choice?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family by Ron L. Deal. Greg S. Pettys and David O. EdwardsChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Its theory of change may sound brand new, designed in response to this administration's increasingly authoritarian agenda but California Donor Table has led with a power building model of philanthropy for over two decades. It starts with donors who are committed to using their resources to generate a more just California and nation by investing in progressive communities of color. Their funding produces the infrastructure that communities need to elect candidates who reflect their needs and values. That infrastructure also supports good governance and holds elected officials accountable. In this episode of Power Station, Ludovic Blain, the incomparable CEO of California Donor Table, breaks down how to not only build power but to wield power by funding progressive eco-systems across geographic boundaries and tax statuses. Ludovic reflects on the promise of a new generation of candidates running for offices from boards of supervisors to Mayors and the US Senate and how to prepare for inevitable voter suppression in the mid-terms. Ludovic reminds us that crafting the policies and building the society we want to see requires that we enable progressive leadership to take hold in all levels of government. Listen, be energized and share this episode.
Puede que hoy sientas que tu situación financiera no tiene remedio… pero créenos, todo problema de dinero tiene solución.En este episodio de Café on a Budget, Manuel y Suhailly hablan sobre el impacto emocional que tienen las crisis financieras en el hogar y como puedes mantener la calma en medio de la tormenta.Hablamos de:
With the budget looming, Will Bain invites an economist to answer your budget queries. What would you like to hear from the Chancellor? And we find out why the boss responsible for the construction of the Tideway, London's new 'super sewer', is praying for rain. And it's been 30 years since easyJet first took off. We take a look how the low-cost airline industry has fared since then.
START FRIM YOUR GOAL NOT YOUR BUDGETHelping Ordinary Women Build Extraordinary Businesses, Brands, and Lives They Love While Unpacking Their Inner SHEEO with Episodes Enriching Your Mindset, Wealth, and Faith Factor VISIT: RachelMedina.com or SHEEOX.com FOLLOW ON SOCIAL MEDIA: @RachelMedina101 PLUS: Listen to founders and experts share their entrepreneurial journey on bonus episodes featuring awe inspiring guests Rachel Medina is an Entrepreneur, TEDx Speaker, Christianpreneur, Mommypreneur and an ordinary woman who ditched the C-suite for the SHE-suite by tapping into the new and exciting laptop lifestyle in the SHEconemy, and who built multiple businesses from home, after divorce, as a single mother over 40! The Rachel Unpacked Podcast is here to help you avoid common mistakes by learning the lessons she learned along the way! Whether you're a corporate baddie wanting to ditch the grind or a single momma ready to learn a new money making skillset from home, the Rachel Unpacked podcast is for you. Access resources mentioned on this show here www.rachelmedina.com or at SHEEOX.com As seen on: TEDx , Wharton School of Business, The Christian Channel, LATV's Get It Girl, Rompiendo El Silencio, David Meltzer's Playbook IG-LIVE, StartEmpire Wire Podcast, Jackie Hernandez Live, Canvas Rebel Magazine, SDvoyager Magazine, Keynote Women's Leadership Conference, to name a few RACHEL UNPACKED, RACHEL MEDINA, SHEEO, SHEEOx, SHE,EOO,OOO
Enough Senate Democrats finally broke ranks with their party to clear a path for ending the longest partial government shutdown in history. CQ Roll Call's Aris Folley, Aidan Quigley and David Lerman assess the political fallout of the shutdown, what it means for the Democratic Party, and the steps still required to finally reopen government. Learn more about your ad choices. Visit megaphone.fm/adchoices
It's budget season—and chances are, your process is more fragmented than you think.In this episode of the Multifamily Collective, I share why most multifamily budget models fail before they even launch—and what to do about it. Whether you're using Excel, Yardi, RealPage, or tools like Visibly, the platform isn't the problem.The problem is the process.Here's what's really happening behind closed doors:VPs are building their own forecasts, with no alignmentSite teams are left out of critical decision-makingC-suite assumptions are disconnected from the reality on the groundBudgets are finalized in isolation, then handed down as gospelAnd the result? Missed numbers. Misalignment. And a whole lot of finger-pointing.What you need is a collaborative budgeting process—one that includes your site teams, regional leaders, and executive council from day one. Because when everyone has a voice, the forecasts become real. The buy-in becomes stronger. And the outcomes become achievable.This isn't just about hitting numbers. It's about building trust, driving performance, and showing up with clarity across every level of your organization.If this resonates, hit like, subscribe, and drop a comment below. How is your team approaching 2026 budgets? Let's learn from each other.
This week on the Fab 5 Podcast, we're taking you through all our money-saving meal strategies for Walt Disney World. We cover: How to avoid overspending in the parks Best bang-for-your-buck quick service restaurants When the Disney Dining Plan is (and isn't) worth it Whether you're feeding a family or traveling duo-style, you'll walk away with practical tips you can use on your next trip.
Curse of Politics was created by Air Quotes Media with support from our presenting sponsor TELUS, as well as CN Rail, the Canadian Climate Institute, Interac, and Unsmoke Canada.David Herle, Scott Reid, Jordan Leichnitz, and Kory Teneycke provide insights on the latest in Canadian politics.Thank you for joining us on #CurseOfPolitics. Please take a moment to give us a rating and review on iTunes, Spotify, Stitcher, Google Podcasts or your favourite podcast app.Watch conversations from Curse of Politics via Air Quotes Media on YouTube.The sponsored ads contained in the podcast are the expressed views of the sponsor and not those of the publisher.
Ce lundi 10 novembre, Raphaël Legendre a reçu Olivier Babeau, président de l'Institut Sapiens, Mathieu Plane, directeur du département analyse et prévision de l'OFCE, André Loesekrug-Pietri, président et directeur scientifique de Joint Européan Disruptive Initiative (JEDI), et Ludovic Desautez, directeur délégué de la rédaction de La Tribune, dans l'émission Les Experts sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Massachusetts Municipal Association Executive Director Adam Chapdelaine, Amesbury Mayor Kassandra Gove, and Massachusetts Fiscal Alliance Executive Director Paul Craney join The Codcast to dive deep on the world of municipal finances in a panel discussion moderated by CommonWealth Beacon reporter Chris Lisinski. Guests unpack the various dynamics putting pressure on city and town budgets, consider the value of the tax-cap law known as Proposition 2½, and ponder who might be best equipped to provide relief. https://commonwealthbeacon.org/economy/could-boston-face-an-urban-doom-loop/ https://commonwealthbeacon.org/government/healey-pitches-new-revenue-source-for-cities-and-towns-vehicle-surcharge/
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Ronnell Perry.
We are moving into the most dangerous time of year for sales professionals . . . the holidays. From now until the first week of January, you're going to face a perfect storm of distractions, excuses, and temptations that can absolutely destroy your year end number and your first quarter production next year. Sadly, most salespeople don't even see it coming. It's not until the end of December that they realize they're in trouble, but by then, it's too late. The Trouble With the Holidays The trouble typically starts Thanksgiving week in the United States and continues as we move into the first week of December. That's when distractions start flooding in. You've got company parties, family obligations, shopping to do. All of which knock you off of your routine causing your daily prospecting and follow up activities to drop. And let's be honest, you've been grinding hard for the entire year and you're ready to let your guard down and coast a bit before the end of the year. By the second and third week of December many of the opportunities in your pipeline that you were counting on closing start to ghost you or tell you that their pushing decisions off to next year. And by now you're so mentally checked out that you're barely doing any prospecting at all. Once we move into the Christmas and New Years weeks your office is a ghost town, the phones are silent, your pipeline is stalled, you've missed your forecast and you convince yourself there's no point in even trying. And just like that, you've lost an entire month of selling. My book The LinkedIn Edge gives you the master blueprint for turning LinkedIn into an optimized, revenue-generating sales engine—whether you're deploying Sales Navigator or not. Learn to work LinkedIn like a professional with step-by-step, immediately actionable tactics that supercharge your presence on the world's largest networking platform. Get it today wherever books are sold. Holiday Sales Math But here's the brutal truth: You didn't just lose a month. You lost three months. Because all of those prospects that pushed off decisions until the new year are not coming back; and that empty pipeline you're staring at, as you move into January, is going to haunt you through March and potentially, through the entire year. Your average sales cycle is probably 60-90 days. That means deals you put into the pipeline over the next two to three weeks are crucial for a good January. Likewise, the ones you add in December are the key to delivering a solid February and March. But if you allow the Holidays to take you off of your game, you might not recover until April or May. Your entire first quarter is shot. This is the killer and how so many promising sales careers end prematurely. I've witnessed far too many salespeople get fired in March for pipeline problems that started in November when they let their discipline slip during the holidays. Do Not Allow Active Deals Stall and Die The deals currently in your pipeline are more vulnerable right now than at any other time of year. Your prospects have the perfect excuse to push decisions. When deals sit idle for a month, bad things happen. Stakeholders change. Budgets get reallocated. Priorities shift. Your champion gets distracted by seventeen other initiatives. Your competitors slip in while you're eating fruitcake and drinking eggnog. I've watched salespeople lose six-figure deals that they thought were "locked up" in November, simply because they took their foot off the gas during the holidays. I've said this before and I'll say it again. Pipeline opportunities that push into the new year are not coming back. Do not count on them. Do not allow yourself to be delusional about them. If you don't get forecasted opportunities closed by the end of the year, consider them dead! For this reason, you must be vigilant with follow up, assertive with your communication and do whatever it t...
Poop Perception and Potty Precision: AI Flushes Out Clues to Your Health. Passport Power: Pocketing Paperwork with Apple's Digital ID Debut. Medical Memory Made Easy: Mirror App Helps Patients Recall Crucial Consultations. Badges, Bots and Bytes: Scouts Learn AI the Smart Way. Foiling Fossil Fuels: How Hydrofoil Ferries Are Making Waves in Clean Transport. Chatbots, Crises and Confusion: When AI Conversations Cross the Mental Health Line. Map Memories: Apple's iOS 26 Turns Travel into a Time Capsule. From Frypans to Fluoride: Turning Teflon Trash into Toothpaste Treasure. Atlas Ascends or Atlas Ails? ChatGPT's Browser Battles Boundaries and Budgets.
In episode #98 we talk about SEVER | A Short Film by Creature Skateboards, Budget Or Buttery, Expsoure 2025 Recap, Untitled 07, Black Label in nothing we trust, answering you Hotline calls and much more! Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/joinNew Merch: https://thenineclub.com Sponsored By: AG1: Get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1Travel Packs, a shaker, canister, scoop & bottle of AG Vitamin D3+K2. https://drinkag1.com/nineclub LMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclub Woodward: Save $100 off summer camp with code NINECLUB. https://www.woodwardpa.com Bear Mattress: Delivered to your door with easy setup. Use code NINECLUB for 40% off your order. https://www.bearmattress.com Monster Energy: Monster Energy's got the punch you need to stay focused and fired up. https://www.monsterenergy.com Skullcandy: Feel the music with Skullcandy's custom-tuned audio—from the lyrics in your soul to the bass in your bones. https://www.skullcandy.com Yeti: Built for the wild, Yeti keeps you ready for any adventure. https://www.yeti.com Richardson: Custom headwear for teams, brands, and businesses crafted with quality in every stitch. https://richardsonsports.com éS Footwear: Get 20% off your purchase using our code NINECLUB or use our custom link. https://esskateboarding.com/NINECLUB Get 3 months of Full Self-Driving (Supervised) or $250 in Tesla Credits, or $400 off Solar Panel installation with my referral link: https://ts.la/chris39639 Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Timestamps (00:00:00) Nine Club Live #98 (00:03:08) Expsoure 2025 Recap (00:19:00) Black Label in nothing we trust (00:34:00) Nineclub Hotline (00:42:00) Call 2 Sports Gambling (00:53:00) Untitled 07 (01:08:00) Budget or Buttery (01:23:00) Creature Sever (01:50:00) Head over to Channel Members for some packages Learn more about your ad choices. Visit megaphone.fm/adchoices