Podcasts about Budget

Budget besties, this one's the heart of the whole system. If your future feels boring, budgeting will always feel like busywork. Step 1 of our method is Dream Again—building a vision that actually excites you so you want to budget, stick with it, and change habits with purpose.We share a powerful early-client story (hi tears

Finding a job in today's economy can feel overwhelming, but you don't have to face it alone. With interest rates remaining high and the job market slowing, this is a strategic moment to refresh your job search. By combining diligence, adaptability, and prayerful preparation, you can approach this season with confidence rooted in God's wisdom.Proverbs 27:12 reminds us: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” Preparation matters—not just in life but in your job search. With the right approach, you can steward your time, skills, and relationships wisely while trusting God to guide your steps.A great place to start is your resume. Applicant Tracking Systems (ATS) filter applications before a human ever reviews them, so tailoring your resume to each job description is essential. Use specific keywords, highlight measurable results, and connect your experience directly to the role. Think of it as stewardship—presenting your God-given abilities thoughtfully and effectively.Building Relationships That Open DoorsEven in a digital age, networking is still king. Studies show up to 85% of jobs are filled through referrals, and many roles are never posted publicly. Reconnect with colleagues, reach out to mentors, and don't overlook your church community. Genuine, relational conversations—built on curiosity rather than transaction—often lead to opportunities you couldn't find otherwise.Employers are also seeking adaptable learners. Developing skills in areas like AI, digital communication, or project management shows you're willing to grow. Affordable platforms like Coursera, edX, and Google Career Certificates make it easy to build new skills that employers value.Standing Out in a Digital WorldYour online presence is often the first impression an employer has. More than 70% of hiring managers review social media profiles, and nearly half say what they find influences their decision. Clean up questionable content, complete your LinkedIn profile, and stay active with thoughtful updates. Treat it as your digital business card—when you remain visible, opportunities are more likely to find you.Interviews have also shifted online. Prepare your space, dress professionally, and look into the camera to build connection. Small details—like lighting, posture, and a thank-you note afterward—leave a lasting impact.Trusting God in the ProcessA slowing job market can stir up fear, but Philippians 4:6–7 offers comfort: “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.”Preparation and diligence matter, but so do prayer and trust. God orders your steps. Every interview, every connection, and every opportunity is part of His greater story for your life. Search faithfully, not fearfully, knowing He is your ultimate provider.On Today's Program, Rob Answers Listener Questions:What is the statute of limitations for a collection agency to pursue a debt I still owe?I'm thinking about applying for Social Security Disability because of a physical condition from my recent job. What are the advantages and disadvantages of doing that?I still owe $31,000 on my mortgage, but I've been paying an extra $2,000 each month. A friend told me I shouldn't rush to pay it off. What's your advice?I'm 70 years old and live in a busy part of Chicago. Due to my age and zip code, I'm being charged very high rates by insurance companies. Is that legal, and what can I do to get the best coverage for my money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Policygenius | NerdWallet | Insurify | The ZebraCoursera | edX | Google Career Certificates | LinkedIn LearningConsumer Financial Protection BureauWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textAmazon recently added changes to campaign setup that can raise ad costs automatically. Sellers need to be aware of new ad placements like TV streaming and segment targeting that could impact results. These shifts in PPC settings affect spend, visibility, and how your campaigns perform overall.Worried your ad budget is slipping away? Lock in a call now to protect your margins: https://bit.ly/4jMZtxu#AmazonAds #AmazonPPC #AdBudget #amazonppcupdate #AmazonSellingTipsWatch these videos on YouTube:Use Brand Analytics to Increase Sales https://www.youtube.com/watch?v=HnUKZXZ9uEk&list=PLDkvNlz8yl_b9RMGmU9XeqkI9D7QDOAI8&index=4Simplify Amazon Listing Compliance https://www.youtube.com/watch?v=ArGPygUCFpk&list=PLDkvNlz8yl_b9RMGmU9XeqkI9D7QDOAI8&index=11-----------------------------------------------Stop relying only on Amazon, download the DTC GrowthStack and start scaling your brand your way: https://bit.ly/4p7TyqjStop wasting ad spend,download our PPC guide and run campaigns that actually convert: https://bit.ly/4lF0OYXFix what's burying your listings, download the SEO toolkit sellers rely on for rankings: https://bit.ly/3JyMDGoDon't wait for chaos, grab the Amazon Crisis Kit before your traffic or rankings take a hit: https://bit.ly/4maWHn0Timestamps00:00 - 3 Big Changes in Amazon Ads You Must Know  00:12 - Auto-Bid Increase Feature Hidden in Campaign Settings  01:22 - Why Prime Day Isn't Worth a 50% Bid Boost  02:44 - TV Ads on Amazon: New Opportunity or Waste of Budget?  04:01 - When Should You Test TV Ads as a Brand?  05:02 - Budget Allocation Guide by Brand Size  06:12 - Amazon Ad Spec Requirements for Video Campaigns  07:30 - Common Mistake in Video Ads That Hurts Results  08:32 - CPM Bidding Risks Explained  10:04 - Lack of Ad Placement Control in Seller Central  10:33 - New B2B Targeting Feature: Worth Testing?  12:22 - Final Thoughts + Where to Get More PPC Help ----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

En este episodio de Café on a Budget nos preguntamos: ¿cuánto dinero necesitas para considerarte exitoso?Un estudio reciente revela que Gen Z cree que son necesarios $9.5 millones para alcanzar el éxito financiero, mientras que en la realidad, estar en el top 10% en EE.UU. equivale a unos $2 millones.Esto nos lleva a una reflexión importante:¿De dónde vienen esas expectativas irreales?¿Por qué la comparación nos roba la paz con el dinero?Ejemplos de personas con “menos” que viven libres, y de millonarios que aún sienten que no llegan.Cómo definir tu propio concepto de “suficiente” y dejar de correr detrás de un número que nunca alcanza.El verdadero éxito financiero no se trata de acumular millones sin fin, sino de reconocer cuándo ya tienes lo necesario para vivir en paz, con propósito y en tus propios términos. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab COMUNIDAD ABIERTA: Se abre la Comunidad de COAB para recibir nuevos miembros con el precio mas bajo ever!! Ven y forma parte del BOOKCLUB de la Psicología del Dinero que comienza en Septiembre. Oferta por tiempo LIMITADO.https://www.cafeonabudget.com/offers/5vUfnWJd/checkout?coupon_code=BOOKCLUB ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

A round-up of the main headlines in Sweden on September 15th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presenter/Producer: Kris Boswell.

*Grab your free download with every step from today's episode*Do you ever wish you could make more money, keep more of it and actually feel good about it - without forcing yourself into boring spreadsheets or restrictive budgets that never last?You're in the right place, my friend.In part 1 of this series, we talked about why money is harder for ADHDers - impulse spending, dopamine-driven purchases and the shame spiral that often follows. Today in part 2, we're flipping the script and focusing on how to make money work for you.I'm sharing 4 ADHD-friendly strategies that will help you:Put a pause between you & impulse spending (without feeling deprived)Make managing money more enjoyable so you actually want to do it Use my “HALTED24” tool to stop regretful purchases before they happenThese strategies have helped me stop hiding from money, start building savings, and still enjoy the things I love (yes, travel & dopamine spending are included!).And because I know we ADHDers don't always remember it all - I've created a free cheatsheet with every step from today's episode. Grab it at www.navigatingadultadhd.com/cheatsheetNext week in part 3, I'll share the mindset shifts that changed everything for me - the ones that helped me pay off thousands in credit card debt, finally save money in both my business & personal life and feel good with money for the first time.Hit subscribe now so you don't miss it!Thank you for listening - I appreciate you

In this episode, we explore the challenges of standing out in crowded marketplaces and driving real e-commerce growth.Noah Wickham, Vice President of Sales and Marketing at My Amazon Guy, shares his approach to helping brands succeed by focusing on differentiation, understanding the competitive landscape, and creating a strong brand identity. He also gives actionable advice on advertising, keyword research, and using data to boost sales.Topics discussed in this episode:  Why building a brand is crucial for long-term growth. What goes wrong when brands don't plan for a launch. How to differentiate your brand in a crowded market. What to do before your product launch on Amazon. How to optimize your product listing for customers and search. Why good design and imagery are so important. What advertising strategies to use for a new product. How to use a launch strategy for early sales success. What the four pillars of holistic growth are. Why investing in growth is essential for business. Links & Resources Website: https://myamazonguy.com/YouTube: https://www.youtube.com/myamazonguyLinkedIn: https://www.linkedin.com/in/noahwickham/X/Twitter: https://x.com/myamazonguyGet access to more free resources by visiting the show notes at https://tinyurl.com/44c74nhf______________________________________________________ LOVE THE SHOW? HERE ARE THE NEXT STEPS! Follow the podcast to get every bonus episode. Tap follow now and don't miss out! Rate & Review: Help others discover the show by rating the show on Apple Podcasts at https://tinyurl.com/ecb-apple-podcasts Join our Free Newsletter: https://newsletter.ecommercecoffeebreak.com/ Support The Show On Patreon: https://www.patreon.com/EcommerceCoffeeBreak Partner with us: https://ecommercecoffeebreak.com/podcast-sponsorship/

Today is Monday, September 15. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Dr. Bill Davis on the UCM Podcast In this episode of the UCM Podcast, Dr. Bill Davis tackles a question that every upper cervical chiropractor has wrestled with at some point: How much should I really be spending on marketing? Whether you're just starting out and trying to break through $20K a month, or you're managing multiple associates and looking to scale, your marketing budget can make or break your growth.  Dr. Davis shares real-world benchmarks, insights from the 7 Growth Stages of Upper Cervical Practice, and practical tips on balancing visibility, patient flow, and return on investment. If referrals alone haven't been enough to keep your practice growing, this conversation will help you set a smart, stage-appropriate budget so you can reach more people in your community and keep your practice thriving.

Discussing Economics with Vance GinnIn this episode, Michael Liebowitz is joined by Vance Ginn, PhD—founder and president of Ginn Economic Consulting, Associate Research Fellow at the American Institute for Economic Research (AIER), staff economist at Americans for Tax Reform, and contributor to more than 20 think tanks.Dr. Ginn brings his extensive background in public policy and economics to the discussion, including his experience as Associate Director for Economic Policy at the White House Office of Management and Budget from June 2019 to May 2020. Together, he and Michael explore pressing economic issues, government policy, and the principles that drive prosperity and freedom.About Michael Liebowitz – Host of The Rational EgoistMichael Liebowitz is the host of The Rational Egoist podcast, a philosopher, author, and political activist committed to the principles of reason, individualism, and rational self-interest. Deeply influenced by the philosophy of Ayn Rand, Michael uses his platform to challenge cultural dogma, expose moral contradictions, and defend the values that make human flourishing possible.His journey from a 25-year prison sentence to becoming a respected voice in the libertarian and Objectivist communities is a testament to the transformative power of philosophy. Today, Michael speaks, writes, and debates passionately in defence of individual rights and intellectual clarity.He is the co-author of two compelling books that examine the failures of the correctional system and the redemptive power of moral conviction:Down the Rabbit Hole: How the Culture of Corrections Encourages Crimehttps://www.amazon.com.au/Down-Rabbit-Hole-Corrections-Encourages/dp/197448064XView from a Cage: From Convict to Crusader for Libertyhttps://books2read.com/u/4jN6xjAbout Xenia Ioannou – Producer of The Rational EgoistXenia Ioannou is the producer of The Rational Egoist, overseeing the publishing and promotion of each episode to reflect a consistent standard of clarity, professionalism, and intellectual integrity.As a CEO, property manager, entrepreneur, and lifelong advocate for capitalism and individual rights, Xenia ensures the podcast stays true to its core values of reason, freedom, and personal responsibility.Xenia also leads Capitalism and Coffee – An Objectivist Meetup in Adelaide, where passionate thinkers gather to discuss Ayn Rand's ideas and their application to life, politics, and culture.Join us at: https://www.meetup.com/adelaide-ayn-rand-meetup/(Capitalism and Coffee – An Objectivist Meetup)Because freedom is worth thinking about—and talking about.Follow Life on Purpose—Xenia's thought-provoking essays at her Substack:https://substack.com/@xeniaioannou?utm_source=user-menuHashtags:#Economics #VanceGinn #RationalEgoistPodcast #Liberty #Capitalism #PublicPolicy #Objectivism #EconomicFreedom #FreeMarkets

Louise Burne, Political Correspondent with the Irish Examiner

In episode #91 Daniel Castillo joins us to talk about the SWIMskateboardco video "GRINDING THE TAPE", Budget Or Buttery, Woodward West is shutting down, Thrash & Burn: Grant Taylor's "Heavy MAKA Parking Lot" video and much more! Become a Channel Member & Receive Perks: https://www.youtube.com/TheNineClub/joinNew Merch: https://thenineclub.com Sponsored By: AG1: Get a free 1-year supply of immune-supporting Vitamin D3 + K2 and 5 travel packs with your first purchase. https://drinkag1.com/nineclubLMNT: Grab a free Sample Pack with 8 flavors when you buy any drink mix or Sparkling. https://drinklmnt.com/nineclubWoodward: Save $100 off summer camp with code NINECLUB. Join Chris, Kelly, Jeron, and Roger at Woodward West Adult Camp, Aug 11-16. https://www.woodwardwest.com & https://www.woodwardpa.comBear Mattress: Delivered to your door with easy setup. Use code NINECLUB for 40% off your order. https://www.bearmattress.comMonster Energy: https://www.monsterenergy.comSkullcandy: https://www.skullcandy.comYeti: https://www.yeti.comEmerica: Get 10% off your purchase using our code NINECLUB or use our custom link. https://emerica.com/NINECLUB Find The Nine Club: Website: https://thenineclub.com Instagram: https://www.instagram.com/thenineclub X: https://www.twitter.com/thenineclub Facebook: https://www.facebook.com/thenineclub Discord: https://discord.gg/thenineclub Twitch: https://www.twitch.tv/nineclub Nine Club Clips: https://www.youtube.com/nineclubclips More Nine Club: https://www.youtube.com/morenineclub I'm Glad I'm Not Me: https://www.youtube.com/chrisroberts Chris Roberts: https://linktr.ee/Chrisroberts Timestamps (00:00:00) Nine Club Live #91 (00:00:10) Daniel Castillo is in the building (00:03:00) Dubs is back from travel with life updates (00:06:30) Thrasher Death Match is coming (00:08:30) Woodward West is closing (00:19:30) Thrash & Burn Grant Taylor's "Heavy MAKA Parking Lot" (00:35:00) Budget or Buttery (00:50:00) Mystery box winner (00:52:46) Grinding the Tape Swim Skate Co (01:16:00) Wrapping up Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textPeaches is back in the team room, and this “daily” drop is anything but short. From the Air Force reactivating old commands to Space Force rolling out new uniforms, this episode dives into the chaos of DoD rebrands, reorganizations, and questionable decisions. Why are we shooting at UFOs with Reapers? Why is Congress playing budget chicken with defense spending? And do service members still have free speech when Big Brother's watching their socials?On top of that, Peaches drops updates on the Nashville Operator Training Summit, rants about suicide prevention critics, and even schools himself on where the hell Pease Air National Guard Base is. Strap in—this one swings from creatine gummies to constitutional rights, all with the usual Ones Ready sarcasm.⏱️ Timestamps: 00:00 – Peaches kicks it off with A&S attribute talk 01:20 – Nashville Operator Training Summit details (land & pool phases) 03:15 – Creatine gummies, scams, and third-party lab results 04:34 – General & flag officer nominations, CSAF contenders 06:59 – Venezuelan aircraft buzz US warship 08:15 – US–China defense talks and risk reduction 09:06 – Finland scores billion-dollar missile package 09:30 – September 11th commemorations across DoD 10:00 – AMC reactivates 21st Air Force 10:45 – US–Norway maritime strike tests 11:18 – Inactivation of the 924th Fighter Group 12:00 – AFRICOM senior enlisted leadership change 13:28 – KC-46 Pegasus test center at Pease ANG Base 14:30 – Suicide Awareness Month: Peaches' blunt callout 17:30 – Air Force Medical Command redesignation 18:59 – DoAF IT modernization efforts 19:30 – Combat readiness exercise in Turkey 20:00 – Aviano AFB hosts Italian change of command 20:45 – Space Force news: Vandenberg, Kirtland, and uniform rollout 22:30 – 50 years of intel service honored 23:14 – Budget stopgaps and the “Department of War” rebrand 25:00 – MQ-9 Reaper fires at UFO?! 26:30 – Service members, free speech, and First Amendment risks 28:30 – Wrap up and weekend outlook

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Creative work has always had its ups and downs, but lately the dips feel longer and the competition sharper. Budgets that once seemed safe are now under constant pressure, and clients expect more for less—often faster than before. Technology keeps shifting the rules, blurring the lines between what used to be specialized skills. For agencies and production companies, it's not just about making great work anymore—it's about proving you're still essential in a market that's always moving the goalposts. https://youtu.be/UhfyKQnkoxs?si=Z_zoEQs5FUGq1Prc Ross MacRae, founder of BikiniList and AgencySource, has spent over three decades helping creative teams grow and adapt. Today, he addresses how agencies can weather industry slowdowns by focusing on consistent networking and relationship building. He stresses the need to stay visible, even when work is scarce, and to nurture client trust over time. His advice centered on steady outreach, strategic positioning, and resilience in shifting markets. Stay tuned! Quotes: “If change is a constant part of what we do, then we need to accept that when things change outside our control, we can use the opportunities that presents—because change isn't all bad.” “You've got to give yourself a default diary—a timetable that allows you time in your week, every week, to do networking and pipeline. You must, even if you're frantic and busy.” “We've always listened to what our prospective and existing customers say to us to try and find out how we can help them in this new way of doing business.” Resources: The New Business platform for Agencies, Production & Reps | Agency Source Connect with Ross MacRae on LinkedIn

Hello and welcome to Handgun Radio! I'm your host Ryan Michad, Weerd Beard & Co from the wild woods of Central Maine and this is your home for all the news, information and discussion in the handgunning world!   This week, we talk rebuilding your collection with a certain budget!   Please check out the […] The post Handgun Radio 463 – Rebuilding Your Collection On A Budget! appeared first on Firearms Radio Network.

Hello and welcome to Handgun Radio! I'm your host Ryan Michad, Weerd Beard & Co from the wild woods of Central Maine and this is your home for all the news, information and discussion in the handgunning world!   This week, we talk rebuilding your collection with a certain budget!   Please check out the Patriot Patch Company for their awesome patches and other high quality  items! Visit www.patriotpatch.co for more information! Cool artist “proof” rendition come along with the latest patch of the month patches!    We are proudly sponsored by VZ Grips! Please go check out all their fantastic products at their website! VZ Grips!  -KFrame Magna Grips   Thank you to all our patreons! Visit us at https://www.patreon.com/handgunradio    Week In Review:    Ryan: -Rewatched “The Rookie” (1990)...such a good movie, and many shots were pulled from the Dirty Harry movies. -Also rewatched “Spy Game” with Redford & Brad Pitt…One of my all time favorites! -Visit from friend Myles! -Shot the Walther PPK/s .22 LR….SO SMOOTH!!   Weerd:   Oddball:   Drink Segment:  Cathedral Ledge distillery   Main Topic: Rebuilding Your Collection!   I saw a comment on my YouTube video with the family range trip from listener Rick, which said “For the podcast, how about a topic of “If I had to rebuild my HANDGUN collection and only had $2k or $4k to spend, what would I buy knowing what I know now?”   Sounds like a good topic!   Lets say $5k budget   Ryan: -Pre Owned S&W Model 19-4 .357 Mag ($600-700) -Glock 19 Gen4 9MM ($450-550) -Some sort of S&W Top Break Replica, Short Barrel ($700-800) -Ruger Mark IV .22 LR 22/45 version, threaded ($400) -Ruger LCP II .22 LR ($300) -S&W UC J-Frame in .38 Special ($650) -TISAS 1911 in .45 ACP ($450) -Ruger Redhawk .44 Magnum ($950)   TOTAL: $4,800….Ill save the last $200 for ammo…which wont go far.   Weerd: 25 SIG P320s ($200 each) LOL -Smith & Wesson 617 ($850) -SIG P365 ($500) -S&W 1911PD,  or SIG 365 FUSE $1000-$1200 (optional) -Radom P64: $350 - Beretta 21A $400 - S&W 686+  $1000 - Ruger Super Redhawk Alaskan 454 $1400 $5700  (maybe used guns will save me)   Oddball: -Sig 365 Fuse with red dot ($1000) -Browning Buckmark ($500) -Ruger LCP Max ($300) -HiPoint JXP 10 ($200) -15 Altor ($100) -RIA 1911 ($600) -Beretta Px4 ($600) -Beretta 92G LTT ($1000 used) -7 trash panda guns ($700) $5k     Send us your entries to handgunradio@gmail.com! We will read them on a future show!   Wrap Up: Don't forget to shop Brownells using our affiliate link! Head to firearmsradio.net and click the affiliate link in the upper right hand corner! Be sure to go like Handgun Radio on facebook and share it with your friends! Leave us a review on iTunes! Check out VZ Grips!  Listen to all the great shows on the Firearms Radio Network! Check out the Patriot Patch Company!! www.patriotpatch.co   Weerd where can people find you? Assorted Calibers Podcast,  Weer'd World   Oddball gunscarstech.com Assorted Calibers Podcast ACP and HGR Facebook   David Blue Collar Prepping Brena Bock Author Page David Bock Author Page Team And More Xander: Assorted Calibers Podcast Here so Ryan doesn't do a bad impression of me   Until next week, have fun & safe shooting!  

Snag Our Simplified Budget System!Budget besties, today we sat down with Addie—teacher, mom, and three months credit-card free (!!)—to untangle a super common headache: paychecks that land on odd dates and the “why does this still feel tight?” spiral. We walked through how to use a paycheck-ahead system when income hits on the 6th/21st (hers) and 11th/26th (his), how to fund spending on a predictable rhythm, and how to stop robbing Peter to pay Paul when kid expenses pop up (hello, cross-country, art club, school pics). We also dug into savings buckets done right, quick-transfer options for high-yield savings, and gentle ways to build a buffer so everything runs automagically.This is a calm, practical reset if your dates are weird, your brain's tired, and you want your budget to finally feel… easy.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

This week on The Tax Factor, Rehana Earle and Ele Theochari talk about the fallout from Angela Rayner’s resignation and what it says about the complexity of the UK tax system. Was it a simple SDLT mistake or something more? They also look at Labour’s revived debate on wealth taxes and Rachel Reeves’ cautious approach to reform ahead of November’s Budget. HMRC has an increasing focus not just on the users of avoidance schemes but also on the individuals promoting them – including a barrister now in the spotlight and footballers facing hefty tax bills. And at a tribunal, one taxpayer tried the excuse that “rodents ate my receipts.” A creative attempt, but no cigar – just like the old “dog ate my homework,” it didn’t wash.See omnystudio.com/listener for privacy information.

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

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En este Medio Pocillo de Café on a Budget, discutimos la importancia de mantener una perspectiva a largo plazo en las inversiones, resaltando que los rendimientos extraordinarios recientes no son la norma y subrayando la importancia de la consistencia y la paciencia. También analizamos cómo la inflación impacta el poder adquisitivo y abordamos la necesidad de monitorear los gastos. Así que descarga este Medio Pocillo inversionista!! Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab COMUNIDAD ABIERTA: Se abre la Comunidad de COAB para recibir nuevos miembros con el precio mas bajo ever!! Ven y forma parte del BOOKCLUB de la Psicología del Dinero que comienza en Septiembre. Oferta por tiempo LIMITADO.https://www.cafeonabudget.com/offers/5vUfnWJd/checkout?coupon_code=BOOKCLUB ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

Youtuber Wesley Kagan joins me to talk about he does Monterey Car Week on a budget. You can experience the world renowned classic and exotic car show, without spending exotic car money! I also talk about why used car prices are skyrocketing and what to do about it. If you like cars and want to get up to speed, this is the show for you. Tune in for that and more of your listener submitted car sounds!Get your GPS tracker now and protect your car! Use Promo code AUTOADHD15 for 15% off everything, in addition to another 35% off an annual subscription: spytec.com@WesleyKagan https://www.youtube.com/@WesleyKagan

AP correspondent Ed Donahue reports on a projection of a worsening economy.

The Friday Five for September 12, 2025: Ritter Summit Takeaways Part 2 Are Brokers Still in the Crosshairs? Policy and Market Updates for 2026 2026 Medicare & You Handbook Release Date for iOS, iPadOS, MacOS, and WatchOS 26 CMS & HHS Expand ACA Catastrophic Coverage Enrollment   Ritter Summit Takeaways Part 2: Register for Ritter Insurance Marketing Summits   Are Brokers Still in the Crosshairs? Policy and Market Updates for 2026: Watch the Webinar   2026 Medicare & You Handbook: Download Your Copy   Release Date for iOS, iPadOS, MacOS, and WatchOS 26: Peters, Jay. “iOS 26 Is out on September 15th.” Theverge.Com, The Verge, 9 Sept. 2025, www.theverge.com/news/770784/apple-ios-26-release-date-liquid-glass. McAuliffe, Zachary. “I Was Right Yet Again: iOS 26 Is Coming Monday, Sept. 15.” Cnet.Com, CNET, 9 Sept. 2025, www.cnet.com/tech/services-and-software/i-was-right-yet-again-ios-26-is-coming-monday-sept-15/. Perry, Alex. “Apple iOS 26 Release Date: When You Can Download It.” Mashable.Com, Mashable, 9 Sept. 2025, mashable.com/article/apple-ios-26-release-date-how-to-download. Diaz, Maria. “iOS 26 Update Is Coming Soon - How to Download It (and Which iPhones Support It).” Zdnet.Com, ZDNET, 10 Sept. 2025, www.zdnet.com/article/ios-26-update-is-coming-soon-how-to-download-it-and-which-iphones-support-it/. Teague, Katie. “iOS 26: What to Know about the Free iPhone Software Update Arriving September 15.” Engadget.Com, Engadget, 11 Sept. 2025, www.engadget.com/mobile/ios-26-what-to-know-about-the-free-iphone-software-update-arriving-september-15-135749658.html.   CMS & HHS Expand ACA Catastrophic Coverage Enrollment: August 22, 2025 Friday Five: Judge Vacates HHS MA Commissions Lawsuit “By the Numbers: House Bill Takes Health Coverage Away From Millions of People and Raises Families' Health Care Costs.” Cbpp.Org, Center on Budget and Policy Priorities, www.cbpp.org/research/health/by-the-numbers-house-bill-takes-health-coverage-away-from-millions-of-people-and. Accessed 11 Sept. 2025. “CMS Broadens Access to Catastrophic Exchange Plans.” Modernhealthcare.Com, Modern Healthcare, 4 Sept. 2025, www.modernhealthcare.com/politics-regulation/mh-catastrophic-health-plans-open-enrollment-2026/. “Entities Approved to Use Enhanced Direct Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, 9 Aug. 2024, www.cms.gov/files/document/ede-approved-partner.pdf. Reed, Tina. “Exclusive: HHS to Expand Eligibility for Catastrophic Plans.” Axios.Com, Axios, 4 Sept. 2025, www.axios.com/2025/09/04/trump-hhs-expand-catastrophic-plan-eligibility. “Expanding Access to Health Insurance: Consumers to Gain Access to ‘Catastrophic' Health Insurance Plans in 2026 Plan Year.” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Sept. 2025, www.cms.gov/newsroom/fact-sheets/expanding-access-health-insurance-consumers-gain-access-catastrophic-health-insurance-plans-2026. “Guidance on Hardship Exemptions for Individuals Ineligible for Advance Payment of the Premium Tax Credit or Cost-Sharing Reductions Due to Income, and Streamlining Exemption Pathways to Coverage.” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Sept. 2025, www.cms.gov/files/document/guidance-hardship-exemptions.pdf. “HHS Expands Access to Affordable Health Insurance.” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Sept. 2025, www.cms.gov/newsroom/press-releases/hhs-expands-access-affordable-health-insurance. “HHS Expands Access to Affordable Health Insurance.” HHS.Gov, U.S. Department of Health and Human Services, 4 Sept. 2025, www.hhs.gov/press-room/hhs-expands-access-affordable-catastrophic-health-coverage.html. Ortaliza, Jared, Matt McGough, Kaitlyn Vu, et al. “How Much and Why ACA Marketplace Premiums Are Going up in 2026.” Healthsystemtracker.Org, KFF, 6 Aug. 2025, www.healthsystemtracker.org/brief/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2026/. Minemyer, Paige. “Trump Administration Expands Access to ACA Catastrophic Plans.” Fiercehealthcare.Com, Fierce Healthcare, 4 Sept. 2025, www.fiercehealthcare.com/regulatory/trump-administration-expands-access-aca-catastrophic-plans.   Resources: 2026 ACA & Medicare Cost Projections 3 Benefits of Selling ACA Insurance Plans 5 Medicare Myths Your Clients May Believe 2026 ACA Exchange & FFM Certification Info Judge Grants Stay on Many 2025 ACA Final Rule Provisions The ICHRA Opportunity for Agents ft. Lisa Marzolino & Danica Stover The Survivor's AEP Checklist   Get Connected:

Send us a textIn this episode of the Sports Marketing Machine podcast, Jeremy Neisser unpacks Meta Advantage Plus—Meta's automated ad system for Facebook and Instagram. While it promises simplicity, Advantage Plus often hurts sports teams by prioritizing clicks over actual ticket sales, lumping all fans into one generic audience, and masking true performance with misleading metrics.Jeremy explains why manual ad setup, audience segmentation, and conversion tracking are essential to avoid wasted spend. He also highlights when Advantage Plus can be useful, such as for merchandise sales, but makes it clear: selling tickets requires a more hands-on, strategic approach.TakeawaysAdvantage Plus is Meta's autopilot for ads.It often works against sports teams trying to sell tickets.Personalization in ads is critical for success.Manual setup helps you better understand your fans.Conversion tracking is essential for measuring real results.Wasted impressions and high frequency are red flags.Build warm and hot audiences for targeted marketing.Advantage Plus works better for broad merch campaigns.Don't rely solely on Meta's “easy button.”A manual, hands-on approach makes you a stronger marketer.Chapters00:00 – Introduction and context02:15 – What Advantage Plus really is04:32 – Why Advantage Plus fails for ticket sales07:10 – How to tell if Advantage Plus is wasting your money09:30 – Smarter alternatives: warm audiences and creative testing11:30 – When Advantage Plus can help (merchandise sales)13:45 – Final takeaways and call to actionEpisodes mentioned:Episode 128 – 3 Changes with Meta That Affect Your Ads (and How to Sell More Tickets Anyway)Episode 125 – “I Saw Your Ad—But Didn't Buy”: Fixing the Fan Follow-Up FunnelEpisode 111 – Building Your Marketing Budget Like a Funnel: Awareness to ActionEpisode 110 – Meta Ads 101 – The Smart Way to Retarget: Website Visitors, Social Engagers & Timing That Converts (Part 4 of 4)Episode 109 – Meta Ads 101 – The Hidden Power of Lookalike Audiences in Meta Ads (Part 3 of 4)Episode 108 – Meta Ads 101 – How to Use Exclusion Lists in Meta Ads to Boost ROI (Part 2 of 4)Episode 107 – Meta Ads 101 – Link Clicks vs. Landing Page Views (Part 1 of 4)Episode 21 – The 3 Audiences You Should Have In Your Meta Business SuiteSports Marketing Machine on LinkedInSports Marketing Machine on InstagramBook a call with Jeremy from Sports Marketing Machine

What if your personality is secretly sabotaging your generosity? This eye-opening exploration of the "shadow sides" of our giving profiles reveals why some of us hesitate when opportunities to give arise—and it's not always about money.Through a fascinating examination of the DISC personality assessment and six distinct generosity profiles, we discover that our weaknesses are actually intertwined with our strengths. The pioneering spirit that makes some of us visionary can also make us stubborn. The analytical mind that helps others make wise financial decisions can also make them overly cautious with giving.Whether you identify as a Cause Mover struggling with control, a Budget Keeper battling risk aversion, a Faith Stretcher overwhelmed by busyness, a Disciplined Doer fighting isolation, a Community Grower dealing with frustration, or a Legacy Builder wrestling with worry—this message offers specific biblical guidance for your unique challenge.At its heart, this message confronts the scarcity mindset that our culture constantly reinforces. "The minute we leave this place," the pastor notes, "we're told and sold that we don't have enough and we're not enough, but God says otherwise." The ultimate question becomes: who will you believe?Drawing inspiration from 2 Corinthians 8, we're reminded of Christ's ultimate example—he who was rich became poor so that we could share in his riches. He left heaven for earth so we could leave earth for heaven. The only proper response to such generosity is to live worthy of this calling.Take the challenge to identify your shadow side, memorize your corresponding Bible verse, and watch as God transforms not just your giving, but your entire approach to life's resources.Support the showIf you enjoyed this episode, consider subscribing to Madison Church on your favorite podcast platform. Your feedback means the world to us, so please take a moment to leave a review and share the podcast with your friends and family.For inquiries, suggestions, or collaboration opportunities, please reach out to us at help@madisonchurch.com. For the latest updates and behind-the-scenes content, follow us on social media: Facebook Instagram YouTube New episodes are released every Monday, so mark your calendars and join us weekly! If you'd like to support the show, you can make a donation here. Your generosity helps us continue to bring you meaningful content. This podcast is intended for general informational purposes only. The views expressed by the hosts or guests are their own and do not necessarily reflect the opinions of Madison Church. Any reliance you place on such information is strictly at your own risk. For detailed information regarding our terms of use and privacy policy, please visit our website.Thank you for being part of the Madison Church community! We appreciate your support.

Is civil discourse dead? Or should we ignore the trolls; Budget cuts threaten our water quality; Celebrating irises, the orchids of the desert; and more...

Bob Zimmerman Space Policy, Launches, and Astronomical Discoveries Bob Zimmerman criticizes the over-budget Artemis lunar program while praising SpaceX's increased launches from Cape Canaveral. He discusses the politically-driven Space Force HQ relocation and NASA's efforts to reduce reliance on Russia for ISS orbit-raising. Global space startups are booming, Starlink cuts prices, and new astronomical discoveries are made. 1960

CONTINUED Bob Zimmerman Space Policy, Launches, and Astronomical Discoveries Bob Zimmerman criticizes the over-budget Artemis lunar program while praising SpaceX's increased launches from Cape Canaveral. He discusses the politically-driven Space Force HQ relocation and NASA's efforts to reduce reliance on Russia for ISS orbit-raising. Global space startups are booming, Starlink cuts prices, and new astronomical discoveries are made. 1958

Have you ever felt stuck on whether to buy something? Maybe it sits in your Amazon cart for weeks—or you hit “order” and later regret it. In this episode, I'm joined by Abigail Roe of Downsize Upgrade, who created the Deliberation Station: a set of quick questions that help you decide if a purchase is worth your money, space, and energy.We talk about:The simple two-scale method she uses to filter how she spends her timeHow the Deliberation Station can stop impulse spending in its tracksMy own real-life example (yes, I tested it on an item I wanted to buy!)This conversation will leave you with practical ways to slow down, think differently about spending, and start aligning your purchases with your priorities.Resources & Links:Connect with Abigail: DownsizeUpgrade.comFollow her on Instagram & TikTok: @downsizeupgradeGrab the Deliberation Station printableYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Some people think being rich means owning a lot of things—when in reality, being “rich” often means a lot of things owning you. The signs of wealth are all around us: luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters?It's hard to keep a Christ-centered perspective on wealth when our culture constantly pressures us to want more, buy more, and accumulate more. But this isn't a new problem. Jesus warned in Luke 12:15:“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”Money and possessions aren't inherently bad, but they often tempt us toward greed, selfishness, and discontent. We need money to live, but when money becomes the main thing, it becomes a dangerous master.When Possessions Begin to Possess YouJesus doesn't just warn against greed—He offers us the key to true life: don't make your existence all about “the abundance of possessions,” or your possessions will start to possess you. Proverbs 23:4–5 echoes this wisdom:“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone…”Material things can never give your heart what it truly craves.In Luke 12, Jesus tells the story of a wealthy man who tears down his barns to build bigger ones, dreaming of a long, comfortable retirement. But before he can enjoy it, God says:“You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?”Jesus concludes, “This is how it will be with whoever stores up things for themselves but is not rich toward God.”The man's tragedy wasn't just that his life ended suddenly—it was that he invested his soul in temporary abundance instead of eternal riches.Eternity Written on Our HeartsEcclesiastes 3:11 reminds us that God has “set eternity in the human heart.” Deep down, we long for meaning, purpose, and eternal life—not just more stuff. C. S. Lewis put it well:“Aim at Heaven and you will get Earth ‘thrown in': aim at Earth and you get neither.”True abundance is found in knowing God, walking with Him, and letting His love overflow into the way we love others.Jesus said in John 10:10, “I came that they may have life and have it abundantly.” And in John 15:5, He promised, “Whoever abides in me and I in him, he it is that bears much fruit.”The abundant life isn't about bigger barns or fuller closets—it's about abiding in Christ. When we do, our lives bear fruit that blesses others and glorifies God.Where Is Your Treasure?So ask yourself: What are you depending on to give your life meaning? Could some of those things be quietly taking God's place in your heart?Pray for the Lord to uproot those desires and refocus your attention on Him. Because true wealth isn't found in what you own—it's found in who owns you.That's why we created Rich Toward God—a 4-week study on the Parable of the Rich Fool. It unpacks what it means to live open-handed with your finances, showing how biblical wisdom doesn't just transform your bank account—it transforms your heart.You can order your copy—or place a bulk order for your group—by visiting FaithFi.com and clicking “Shop.”On Today's Program, Rob Answers Listener Questions:I'm unsure how to handle requests for financial help from my husband's son and his family. They face ongoing money struggles and sometimes ask us for assistance, but I'm concerned that giving could be enabling poor decisions, like spending on things that don't reflect our values. How can we approach this situation with wisdom and biblical discernment?I already have a financial advisor and some investments in place, but I want to make sure my money is supporting companies that align with my faith. Is there a tool or resource that can help me evaluate whether my investments are consistent with biblical values?I have a will, and all my investments already list beneficiaries. My advisor says a trust isn't necessary, but my children believe it's the best way to avoid probate. Do I really need a trust? Also, since my husband passed away, should I update my will and the deed to my home?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The British pound and gilts already face heavy scrutiny from markets, ahead of what could be a politically defining budget process for the UK Labour Party later this Autumn. As our guest this week details, a politically possible outcome that also keeps bond markets happy looks very difficult to achieve, potentially setting up for a period of volatility for UK assets and sterling. Helen Thomas, CEO of BlondeMoney, is back on the podcast to walk through the constraints on the government imposed both by markets and internal party politics, and where she sees points of vulnerability in each.See omnystudio.com/listener for privacy information.

Your favorite savory soup just had a major glow-up. It's our French Onion Soup Pasta!

Your 60-second money minute. Today's topic: Budget For Those Who Want Labubu Dolls

durée : 00:58:40 - Le Cours de l'histoire - par : Xavier Mauduit, Maïwenn Guiziou - Le budget de l'enseignement scolaire a connu une augmentation massive entre le 19ᵉ siècle et le 21ᵉ siècle et devient la première mission du budget général de l'État. Comment expliquer cette croissance des dépenses d'enseignement dans l'histoire des finances publiques ? - réalisation : Thomas Beau - invités : Clémence Cardon-Quint Professeure d'histoire contemporaine à l'université de Montpellier-Paul Valéry, membre du laboratoire CRISES et membre junior de l'Institut universitaire de France

Your skincare routine just got a fresh upgrade with stick serums that make actives foolproof, and Korea's number one dermatologist-recommended brand is finally here to save your sensitive skin! On today's Spendy Savey episode, Leigh's discovering why sometimes the most luxurious experiences come in the simplest packaging - from ceramic candles that rival designer versions to hair sprays that freeze time without the crunch. Kelly's diving into Korean skincare gold with barrier creams that sell every 7 seconds, plus the body serum that's making her question everything she thought she knew about topical treatments. They're telling us why we absolutely need Elizabeth Arden's genius travel-sized capsules, and an £8 UK blush that's worth the $36 Australian markup! EVERYTHING MENTIONED: SPENDY: Kelly: Aestura Atobarrier365 Cream $48.00 Leigh: R+Co Bleu Ultra Dry Texture Spray $80.00 SAVEY: Kelly: Skin Control Serum Sticks $16.00 Leigh: CIRCA Fresh 300g candle $44.95 NEWBIES: Kelly: Dermalogica Dynamic Skin Sculptor $163.00 Leigh: Elizabeth Arden Hyaluronic Acid + Peptides Ceramide Capsules Hydra-Plumping Serum $165.00 SHOP MY STASH/EMPTY: Kelly: Microbiome Balancing Mist $69.00 Leigh: Made By Mitchel Baked Luminous Bronzer, from Atomica GET IN TOUCH: Got a beauty question you want answered? Email us at youbeauty@mamamia.com.au or send us a voice note on Instagram! You Beauty is a podcast by Mamamia. Listen to more Mamamia podcasts here. Watch & Subscribe on YouTube, this episode drops tonight at 7pm! Catch it here. Follow us on Instagram: @youbeautypodcast Follow us on TikTok: @youbeautypod Join our You Beauty Facebook Group here For our product recommendations, exclusive beauty news, reviews, articles, deals and much more - sign up for our free You Beauty weekly newsletter here Subscribe to Mamamia here CREDITS: Hosts: Kelly McCarren & Leigh Campbell Producer: Sophie Campbell & Ella Maitland Audio Producer: Tina Matolov Video Producer: Artemi Kokkaris Mamamia's studios are furnished with thanks to Fenton & Fenton. For more head to their website here. Just so you know — some of the links in these notes are affiliate links, which means we might earn a small commission if you buy through them. It doesn’t cost you anything extra, and it helps support the show. Happy shopping! Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Are you trying to feed your family healthy meals but feel like it's breaking the bank? You're not alone. So many moms believe that eating well has to be expensive or complicated — but that's just a myth. With the right staples and strategies, you can put nutritious, satisfying meals on the table without overspending or stressing. In this episode, we'll cover: Why the “healthy eating is expensive” belief keeps moms stuck. Budget-friendly proteins, carbs, and veggies that stretch your dollar. Easy dinner wins (like sheet pan meals, taco night, or breakfast-for-dinner) that save money and time. Meal planning and prep strategies that cut costs, reduce waste, and simplify your week. ✨ Her Weight Loss Coaching Is Open! If you're feeling stuck with your health, nutrition, or routines — this is your chance for support. Her Weight Loss Coaching is our brand-new 1:1 program for busy women and moms who want accountability, structure, and simple strategies that actually work in real life. No complicated diets, no expensive supplements — just consistency, confidence, and results. Apply today at herhealthybody.co.

We discuss the murder of Charlie Kirk this week and how despite the shooter still being at large (as of our tapping of the show), many in the MAGA movement rush to make political hay, including Wisconsin's Derrick Van Orden, with some even calling for retribution against progressives and the news media when the killers motives are still unknown. This is both dangerous, and distracts attention from lack of gun laws and mental health interventions to make the public safer. Turning to much better news, we focus on the organized fight back against factory farm pollution in Western Wisconsin by local residents with the support of (GROWW) Grassroots Organizing Western Wisconsin. We talk about the critical role this authentic brand of community organizing can play in rebuilding our democratic institutions. We announce Citizen Action's involvement in a Climate March at the State Capitol, Sunday, September 28th @ 12 Noon, which is to national climate actions around the country. Robert updates us on Caledonia residents pushing back against another data center and the politics behind it. We also discuss a federal court blocking enforcement of EPA Ozone Standards in Southeast Wisconsin. Why is a Democratic AG siding with the business lobby? We take an early sneak peek at the 2026 elections, where more Democratic candidates have entered in the last month. Finally, the controversy continues on charges that Senate Democrats are picking primary candidates and trying to squelch competitive primaries. RSVP for the Climate March, Sunday, September 28th, Noon >> https://secure.everyaction.com/nVZ3Fxvm60idMFKwBjoEsA2

Morse code transcription: vvv vvv Trump faces major headache with incidents in Qatar and Poland Gary Lineker ends Ant and Decs 23 year winning streak at TV awards Starmer facing pressure over Mandelsons Epstein links Lifetime Isa reform is too slow and must be in Budget, say MPs No 10 files raise questions over whether Tory donations were legal Harry enters Clarence House after reports he will meet King Netanyahu, were not leaving Defiance in Gaza City as Israel shows BBC aid sites planned for evacuees Nasa rover finds rocks on Mars with potential signs of past life What to know about Charlie Kirk, Trump ally and conservative activist Kamala Harris Joe Bidens re election bid was recklessness

In this power packed Q&A, Kim breaks down cardio confusion for menopausal women and cuts through social media noise. Learn the difference between HIIT, LISS, and SIT, how to find your true fat burning zone, why consistency beats perfection, and how to set goals you can actually hit. We also cover real world topics like staying at lower calories without stalling, whether Diet Coke hurts fat loss, smart cardio planning, and a genius budget weights hack for home workouts. What you will learn • HIIT, LISS, SIT explained simply for menopause, what really matters for fat loss • How to calculate your fat burning heart rate and use it in any workout • Consistency over perfection, why data beats feelings every time • How to choose cardio frequency and duration based on your goal • Calories, plateaus, and building muscle while leaning out • Diet Coke and weight loss, what to change and when to leave it alone • Home equipment on a budget, sand filled water bottle hack • Program fit, when to set a new goal and how to assess progress photos Timestamps 00:00 Welcome, format, where questions came from 01:08 HIIT vs LISS vs SIT for fat loss, the fat burning zone 17:05 How to estimate max heart rate, practical target example 23:52 Masterclasses, why most people need emotional strength more than new info 37:04 Member success story, setting new goals when you reach your target weight 48:03 Cardio planning by outcome, how to know if it is working 53:11 Can you stay at 1,200 calories, avoiding unnecessary changes 57:04 Diet Coke question, when a habit actually matters 1:00:47 Budget weights hack, turning water bottles into adjustable dumbbells 1:04:09 Training with prolapse, general guidance and substitutions 1:05:22 Wrap up and next steps Resources mentioned • Sculpted Menopause App, Ask Kim tab for weekly questions • Butt Camp, glute focused training with follow along cardio • Blaze Cardio inside the app for add on fat loss Keywords menopause fat loss, HIIT LISS SIT, fat burning heart rate, consistency over perfection, cardio for women over 40, build muscle in menopause, calorie deficit, Diet Coke weight loss, home workout dumbbells, glute training, Sculpted Menopause App, Butt Camp CTA Join the Sculpted Menopause App, submit your questions in the Ask Kim tab, and follow along with Butt Camp and Blaze Cardio to accelerate fat loss and build strong, shapely glutes. Love Kim xo

With volatility now the norm, security and risk leaders need practical guidance on managing existing spending and new budgetary necessities. Where should they look? Jess Burn, Principal Analyst at Forrester Research, joins Business Security Weekly to discuss Forrester's Budget Planning Guide 2026: Security And Risk. This data-and-insights-driven report provides spending benchmarks and recommendations that will help you budget for an unpredictable near term while enabling the business and mitigating the most critical risks facing your organization. If you're preparing your 2026 budgets, don't miss this interview where you'll learn where to invest, divest, and experiment. From the buzzing floors of BlackHat 2025 in Las Vegas, CyberRisk TV brings you an exclusive sit-down with Danny Jenkins, CEO & Co-Founder of ThreatLocker. In this high-energy interview, host Doug White dives deep into the real-world challenges of FedRAMP compliance, the million-dollar prep lessons, and the critical importance of secure configurations. Danny shares unfiltered insights into Defense Against Misconfigurations — ThreatLocker's new approach that helps organizations lock down endpoints, enforce application control, and spot hidden risks before attackers do. From Russian-made 7Zip to Chinese coupon clippers lurking in browsers, the conversation reveals shocking examples of threats hiding in plain sight. Whether you're a cybersecurity pro, IT leader, or compliance specialist, this interview offers a rare, behind-the-scenes look at the pain, process, and payoff of operating at the highest security standards in the industry. Segment Resources: https://threatlocker.com/platform/defense-against-configuration?utmsource=cyberriskalliance&utmmedium=sponsor&utmcampaign=blackhat25q325&utmcontent=blackhat25&utm_term=podcast This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlockerbh to learn more about them! Live from the CyberRisk TV studio at Black Hat 2025 in Las Vegas, host Matt Alderman sits down with Matt Muller, Field CISO at Tines, for a deep-dive into how Security Operations Centers must evolve. From blowing up the outdated tier system to empowering junior analysts with AI, this conversation uncovers the real strategies driving next-gen cyber defense. Muller explains why traditional SOC models create burnout, how AI can flatten team structures, and why measuring the right metrics—like Mean Time to Detect—is critical for success. They tackle the balance of human + AI orchestration, the security challenges of non-human identities, and how to rethink access controls for a machine-augmented future. If you care about SOC transformation, AI-driven security workflows, and cyber resilience at scale, this is the conversation you can't afford to miss. Watch until the end for practical insights you can start applying today in your own security operations. This segment is sponsored by Tines. Visit https://securityweekly.com/tinesbh to learn more about them! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-412

It's easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream.Today, we'll hear how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ. Shawn Spurrier joins us to share the incredible impact that is being made all around the world, one pair of shoes at a time.Shawn Spurrier is the Director of Buckner Shoes for Orphan Souls at Buckner International, an underwriter of Faith & Finance. The Heart of Buckner InternationalFounded in Dallas, Texas, Buckner International has been serving vulnerable children, families, and seniors for more than 146 years. Their mission is clear: to follow the example of Jesus by serving the most vulnerable in every phase of life. From foster care and adoption to family-strengthening programs and senior care, Buckner demonstrates Christ's love in tangible ways.The Shoes for Orphan Souls initiative began 25 years ago in Dallas as a small effort to provide children in orphanages with something they lacked: their own pair of shoes. Many had to borrow communal shoes from a basket just to attend school.Since then, the ministry has distributed more than 5 million pairs of shoes in 86 countries. These shoes do more than protect feet—they open doors to health, education, dignity, and the hope of Christ.Why Shoes MatterA new pair of shoes provides more than comfort:Health Protection – In many regions, shoes prevent devastating illnesses like hookworm or podoconiosis.Access to Education – In many countries, schools require shoes as part of their uniform, making footwear a key factor in attending class.Economic Stability – Protecting children from illness reduces financial strain on families already in vulnerable situations.Hope and Dignity – Every pair is delivered with prayer, encouragement, and the gospel, often through partnerships with local churches.Stories of TransformationShawn shared two moving stories that reveal the ministry's impact:Romina in Mexico – A seven-year-old girl was overwhelmed with tears when she realized someone cared enough to give her a pair of shoes. That moment reminded Sean why this work matters—it's a tangible expression of Christ's love. Dulce in Guatemala – An eight-year-old girl received pink-and-white shoes so she could attend school. That simple gift opened the door for her family to receive housing, literacy training for her mother, and ultimately, salvation and discipleship for her father.A small act of generosity became the seed of a transformed family story.Your Opportunity to GiveThis month, we're partnering with Buckner to put shoes on the feet of 1,000 children worldwide. Each pair represents health, education, dignity, and an opportunity for children and families to hear the gospel.$15 provides a pair of shoes.$150 provides shoes for 10 children.You can be part of this life-changing work by visiting GiveShoesToday.org. Together, we can share the love of Christ one pair of shoes at a time.On Today's Program, Rob Answers Listener Questions:I'm retiring and turning 65 in February. Right now, I'm covered by my employer's health insurance, but I'm running into issues with prescription coverage. Should I sign up for Medicare now, keep my employer insurance as primary, and then wait until my younger wife becomes eligible for Medicare?I've managed to pay off all my credit card debt, but now my mortgage company has started foreclosure proceedings. They're demanding $2,160, and I'm not sure how to handle it. The FDIC says they shouldn't be taking this action, but I haven't received any formal notification yet.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Budget cuts may be in the Bureau of Labor Statistics' future. But the data collected by the BLS is critical for federal decision making. In this episode, we calculate if the $700 million investment is worthwhile. Plus: Firms that spend the most on AI slash tons of jobs, economic uncertainty drives up the price of gold, and mortgage rates fall — which is good for buyers but a bad sign for the overall economy.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Congress appropriates funds, the executive branch ensures those funds are spent and spent wisely. That is how it works. It is not, however, how it is working right now. The Trump Administration has, in recent months, repeatedly and often successfully frozen the funds that Congress assigned to certain departments and agencies. Jobs have been lost, research shelved, life-saving care ended, budgets and plans thrown into disarray.So why and how has this happened? Why were we funding education, science, medicine and foreign aid in the first place? Our guide to this tumult is Samuel Bagenstos, professor of law at the University of Michigan and former Chief Counsel at both the Office of Management and Budget and the Department of Health and Human Services.   CLICK HERE: Visit our website to see all of our episodes, donate to the podcast, sign up for our newsletter, get free educational materials, and more!To see Civics 101 in book form, check out A User's Guide to Democracy: How America Works by Hannah McCarthy and Nick Capodice, featuring illustrations by Tom Toro.Check out our other weekly NHPR podcast, Outside/In - we think you'll love it!

Budget cuts may be in the Bureau of Labor Statistics' future. But the data collected by the BLS is critical for federal decision making. In this episode, we calculate if the $700 million investment is worthwhile. Plus: Firms that spend the most on AI slash tons of jobs, economic uncertainty drives up the price of gold, and mortgage rates fall — which is good for buyers but a bad sign for the overall economy.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.