Podcasts about Budget

The word “budget” often brings to mind complicated spreadsheets, spending guilt, and tracking every coffee purchase. While that level of detail can be helpful for some households, it may become unnecessary once saving, debt management, and cash flow are consistently under control.In this episode of A Wiser Retirement® Podcast, we discuss how to determine whether a traditional budget still serves a purpose in your financial life.Related Podcast Episodes: Ep 291. How is Financial Planning Different for EntrepreneursEp 152. 10 Tax Planning Strategies for High Net Worth IndividualsRelated Financial Education Videos:High Yield vs Traditional Savings: How to Make Your Cash Work HarderHow to Boost Cash Reserves During RetirementLearn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom.  Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by Wiser Wealth Management. Thanks for listening!

Coach discusses off-the-field roster management in college football, focusing on how coaches balance the transfer portal, high school recruits, and NIL/revenue-sharing budgets to retain and evaluate key players. Highlighting key timeline milestones—such as December signing dates and January transfer windows—and stresses that talent evaluation remains critical despite financial resources.See omnystudio.com/listener for privacy information.

When Gas And Energy Bills Break The Budget For millions of working households, higher prices mean constantly rearranging the same limited income. This story looks at how gas, utilities, housing and other basic costs are forcing families above the poverty line to cut back, delay bills and live without any real financial cushion. Guest:  Stephanie Hoopes, national director, United for ALICE Host: Marty Peterson Producer: Amirah Zaveri  Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

•⁠ ⁠TVK Budget: எகிறும் எதிர்பார்ப்பு!•⁠ ⁠வைகோ சமீபத்திய பேச்சுக்கள் எப்படி இருக்கின்றன?•⁠ ⁠CJP: ஜந்தர் மந்தர் போராட்டத்தால் சரிந்த மோடி பிம்பம்?

Mike takes a look at the 12 most profitable movies of all times. These extraordinary films prove you don't need a hundred-million-dollar budget to break the box office. He shares how all 12 movies cost about $10 million to make... and they pulled in nearly $1.9 billion from My Big Fat Greek Wedding and Obsession to Rocky and Paranormal Activity. In the Movie Review, Mike talks about The Invite with Seth Rogen, Olivia Wilde, Penélope Cruz, Edward Norton. It’s about a dinner party that spirals into unexpected places when a couple invite their enigmatic neighbors over. Have they reignited the spark in their troubled marriage or lit the match that burns it all down? He talks about the anxiety the movie caused him, the fantastic score and why it’s one of the most absurdly beautiful movies he’s seen this year. In the Trailer Park, Mike blind reacts to Avengers: Doomsday. Which is about heroes from three different worlds must unite when they're thrust together to confront a catastrophic danger that could destroy everything they know. He shares what excites and worries him the most about this trailer New Episodes Every Monday! Watch on YouTube: @MikeDeestro Follow Mike on TikTok: @mikedeestro Follow Mike on Instagram: @mikedeestro Follow Mike on Threads: @mikedeestro Follow Mike on X: @mikedeestro Follow Mike on Letterboxd: @mikedeestro Email: MovieMikeD@gmail.comSee omnystudio.com/listener for privacy information.

My guest today on the Online for Authors podcast is Kevin M Hall. He is the author of Book Marketing on a Budget and will chat with us about inexpensive marketing strategies. Kevin M. Hall is a memoirist, storyteller, and independent author. He is the author of multiple books including Ilion: My Childhood, My Memories, My Rosemount MN Memories, SIGNS – The Veil is Thinner Than We Imagine, and Book Marketing on a Budget – Simple Steps for New Authors.   Kevin began writing after his grandchildren repeatedly asked what life was like when he was growing up. That simple question opened a door to stories that blend memory, history, spiritual awakening, and practical insight—and sometimes a bit of humor only hindsight can provide. Kevin is an author who favors lived experience over theory, and steady progress over hype for readers who value authenticity. He writes reflective, practical books drawn from real life—helping readers find meaning, clarity, and steady progress without false promises.   Kevin's writing style has been described as easy to read, atmospheric, and reminiscent of The Wonder Years and Boy Meets World. His books are sprinkled with photographs, well-chosen quotes, and historical tidbits that bring each story to life, making readers feel both nostalgia and connection.   Kevin also writes practical nonfiction for self-published authors. His book, Book Marketing on a Budget – Simple Steps for New Authors, shares real-world strategies for helping writers find their audience, grow readership, and expand recognition without spending a fortune. Drawing on his own experience, Kevin shows how clarity, consistency, and thoughtful promotion can turn a personal project into a book that actually reaches the readers it was written for.   Kevin is a husband of nearly fifty years, a father, and a grandfather. He lives with his wife in Rush, New York, just outside Rochester, surrounded by family, laughter, and the occasional grandchild chaos. Before becoming an author, Kevin worked as a programmer and project manager and is the holder of U.S. Patent 8,156,416 B2 related to enhancement of document security.   In my book review, I stated Book Marketing on a Budget is a fantastic marketing resource written by ​Kevin M Hall​. If you are a new/newer author and don't know where to start marketing or have tried a few things but don't know where to go from there, then this is the book for you.   Kevin provides 19 free or inexpensive marketing tips complete with step by step instructions and even samples of his own use of the tips. He even helps you see where to start and where you can eventually move to as you "graduate" from elementary marketing. I really love his one month marketing plan that will guide authors on their journey toward getting their book out in front of their readers.   This is a great book for authors who need some inexpensive marketing tips. Don't miss it.   Subscribe to Online for Authors to learn about more great books! https://www.youtube.com/@onlineforauthors?sub_confirmation=1   You can follow Author Kevin M Hall. He is the Website: https://kevin-hall.com/ FB: @Kevin Hall LinkedIn: @khall4   Purchase Book Marketing on a Budget on Amazon: Paperback: https://amzn.to/3Semi4O Ebook: https://amzn.to/4usismd   Teri M Brown, Author and Podcast Host: https://www.terimbrown.com FB: @TeriMBrownAuthor IG: @terimbrown_author X: @terimbrown1   Want to be a guest on Online for Authors? Send Teri M Brown a message on PodMatch, here: https://www.podmatch.com/member/onlineforauthors   #kevinmhall #bookmarketingonabudget #authorcraft #marketing #terimbrownauthor #authorpodcast #onlineforauthors #characterdriven #researchjunkie #awardwinningauthor #podcasthost #podcast #readerpodcast #bookpodcast #writerpodcast #author #books #goodreads #bookclub #fiction #writer #bookreview *As an Amazon Associate I earn from qualifying purchases.

Why CPR Training Can't Wait Until The Emergency Cardiac arrest often happens at home. That means a partner or family member is often the closest person who needs to jump into action and react. We look at what effective CPR requires, why people hesitate and how a small amount of training - whether it's 15 minutes or a couple hours - can be the difference between life and death in a high-pressure moment. Guest: Kiera Newbury, licensed emergency medical technician, Massachusetts, co-author of The Saved Effect: True Stories of Lives Reclaimed by People Who Were Willing to Act   When Gas And Energy Bills Break The Budget For millions of working households, higher prices mean constantly rearranging the same limited income. This story looks at how gas, utilities, housing and other basic costs are forcing families above the poverty line to cut back, delay bills and live without any real financial cushion. Guest:  Stephanie Hoopes, national director, United for ALICE Linktr.ee | Apple Podcasts | YouTube | SpotifyFacebook: @ViewpointsOnlineX: @viewpointsradioInstagram: @viewpointsradioFull ArchiveContact UsAffiliates & National Syndication Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Irish economy is in a strange position - we have strong employment and rising wages, yet many people feel under increasing pressure from housing costs and the tax system.House prices continue to rise despite widespread agreement that they are unaffordable for many buyers, while the debate over whether middle-income workers are carrying too much of the tax burden is intensifying ahead of the Budget.To look at the pressures facing households and the choices facing policymakers, Bobby's joined by Cliff Taylor, columnist with The Irish Times.

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If your budget keeps falling apart after two weeks, it's probably not your fault. I used to think I was just bad with money. Then I realized the budget itself was the problem, not me. In this episode, Linda and I walk through 10 reasons budgets break and what to do instead. We cover zero-based budgeting, unrealistic numbers, tracking expenses, and the credit card mistake almost everyone makes. We also share why building fun into your budget is one of the biggest secrets to actually sticking with it. And you'll hear how one person cut their spending in half by doing one simple thing. If you enjoyed this, we'd love to send you a free copy of our book. You just cover shipping. It has over 1,000 5-star reviews on Amazon. Grab it at: seedtime.com/free.   What We Cover Here's a little of what we cover in this episode: The real reason 80% of budgets fail (it's not discipline) Why most people who say they budget actually don't The one habit that helped someone cut spending by 50% without changing anything else The credit card rule Linda and I follow that keeps us out of trouble The "gotta have it now" tax you're probably paying every month Why a miserable budget is a broken budget The Amazon cart trick I use to stop impulse buys   Resources Mentioned Real Money Method course True Financial Freedom course   Disclaimer Obligatory legal disclaimer: I'm a financial educator, not your financial advisor, investment advisor, tax pro, or lawyer. This channel is for general education, not personalized advice, and nothing here should be taken as a recommendation to buy, sell, or use any specific investment, account, or financial product. I'm just sharing what I'm doing, what I'm learning, and what I find interesting. Markets can be humbling. Investing involves risk, including the risk of losing money, and my results are personal, may not be typical, and are not guaranteed. Do your own research, use wisdom, and talk with a qualified professional before making financial decisions. Some links are to our resources and some are affiliate links, which means we may earn a commission at no extra cost to you. That helps keep the lights on around here, so thanks for the support.

Bill Hamblet, Sam LaGrone, and Brian O'Rourke talk about the Navy's budget, shipbuilding, Operation Epic Fury, and recruiting and retention.

NCDOT says it will work with community partners to address food deserts on Charlotte's west side in an effort to get support for toll lanes. The North Carolina General Assembly is back in session and making changes to the recently passed budget bill, and honeybee-killing yellow-legged hornets are spotted near Matthews. What you should keep an eye out for.

Ryan Dohrn, Mr. Revenue, shares practical sales training tips on why salespeople should stop asking prospects, “What's your budget?” In this episode of The Ryan Dohrn Business Show, Ryan explains why the budget question can limit the sale, weaken your value and push prospects into price-only thinking. Instead, Ryan shares a better sales strategy for guiding the conversation, presenting stronger recommendations and helping prospects focus on outcomes, value and results. These practical sales tips are built for salespeople, media sales teams, ad sales professionals and business owners who want to improve prospecting, close more deals and create better sales conversations. For more sales training, media sales training, ad sales training, corporate sales training, prospecting tips, CRM tips, AI sales tools, customer retention ideas and sales strategy, visit http://RyanDohrn.com. #SalesTraining #MediaSalesTraining #AdSalesTraining #CorporateSalesTraining #SalesStrategy #ProspectingTips #SalesTips #CloseMoreSales #CustomerRetention #RyanDohrn #MrRevenue

The Chicago Board of Education has rejected the budget drawn by CPS leaders, instead approving a plan that reverses more than 1,000 layoffs. The 11-7 vote saw members appointed by Mayor Brandon Johnson and aligned with the Chicago Teachers Union voting for it, while Jennifer Custer and other elected members opposing it.

Ryan Dohrn, Mr. Revenue, shares practical sales training tips on why salespeople should stop asking prospects, “What's your budget?” In this episode of The Ryan Dohrn Business Show, Ryan explains why the budget question can limit the sale, weaken your value and push prospects into price-only thinking. Instead, Ryan shares a better sales strategy for guiding the conversation, presenting stronger recommendations and helping prospects focus on outcomes, value and results. These practical sales tips are built for salespeople, media sales teams, ad sales professionals and business owners who want to improve prospecting, close more deals and create better sales conversations. For more sales training, media sales training, ad sales training, corporate sales training, prospecting tips, CRM tips, AI sales tools, customer retention ideas and sales strategy, visit http://RyanDohrn.com. #SalesTraining #MediaSalesTraining #AdSalesTraining #CorporateSalesTraining #SalesStrategy #ProspectingTips #SalesTips #CloseMoreSales #CustomerRetention #RyanDohrn #MrRevenue

New property can offer compelling advantages for investors, but “new” doesn’t automatically mean “better”. As Australian property investors reassess their options in the post-Budget environment, eligible new residential property is attracting increasing attention thanks to potential tax, depreciation, maintenance and cash-flow benefits. But those benefits only matter if the underlying investment stacks up. This week on Get Invested, Bushy Martin is joined by two property investment specialists from Adviseable, founder Kate Hill and new-build expert Alex Dutt, to cut through the simplistic new-versus-established debate and examine what makes a quality new-build investment actually work. Kate is a Licensed Buyer’s Agent, Qualified Property Investment Adviser (QPIA), experienced property investor and co-author of the award-winning book The Female Investor. She brings the strategy, location, demand and asset-selection lens to the conversation. Alex has been investing in property since 2004 and specialises in the new-build and turnkey construction process, helping investors navigate everything from sites, builders and contracts to specifications, costs, finance sequencing, inspections and handover. Together, they explain why investors need to forget the word “new” initially and first ask whether they would still want to own the property based on its location, demand, scarcity and long-term owner-occupier appeal. Because tax benefits, depreciation and a shiny new kitchen cannot rescue a poor investment. They also unpack one of the most misunderstood parts of new-build investing: the difference between a marketed “package price” and the true tenant-ready cost. Bushy, Kate and Alex explore the risks that can emerge between buying the land and collecting the first rent, including construction delays, variations, builder issues, valuation gaps, finance complications and overlooked inclusions, and how the right process, buffers and independent specialists can help manage them. The message isn’t that new property is superior to established property, or vice versa. It’s that superiority needs to be earned by evidence. In this episode you’ll discover: Why investment quality should always come before “newness” How to compare quality new builds with quality established property Why scarcity, location and owner-occupier appeal remain critical What “turnkey” should really mean for an investor Why the advertised package price may not be the true cost How to calculate the tenant-ready, all-in investment cost The construction, builder and valuation risks investors need to understand Why construction finance requires different planning and sequencing The importance of contingency buffers before you start building Why independent inspections and separately accountable advisers matter How Adviseable approaches new builds from strategy and location first, rather than starting with available stock Where depreciation, stamp-duty savings, warranties, lower maintenance and tenant appeal can strengthen the investment case How to decide whether a new build genuinely deserves a place in your long-term wealth strategy For the right investor, in the right location, at the right price and with the right team, a quality new build can be a powerful post-Budget investment pathway. But the brochure doesn’t get to decide that. The evidence does. Connect with Adviseable here: adviseable.com.au FREE PROPERTY INVESTOR’S FIELD GUIDE How Should I Invest In Property Now? After months of post-Budget analysis, modelling and conversations with investors around Australia, Bushy has distilled the key insights into a practical guide designed to help you cut through the confusion and identify the opportunities that still exist for strategic property investors. Download your free copy here: https://bushymartin.com.au/fieldguide Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com. This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.See omnystudio.com/listener for privacy information.

Paul talks to Frances Byrne from Early Childhood Ireland and John Bowman from Bel Childcare Donnybrook about a missing piece in the childcare shortage puzzle, stable wages and accommodation for workers and how the forthcoming Budget will help. Hosted on Acast. See acast.com/privacy for more information.

Shannon Chamber is calling on the Government to make a series of major investments in Budget 2027, arguing that strategic funding for Shannon and the wider Mid-West will strengthen Ireland's competitiveness, create jobs and support long-term economic growth.   Its pre-budget submission includes proposals for investment in Shannon Airport, transport infrastructure, housing, skills development, renewable energy and the regeneration of Shannon Town.   Joining Alan Morrissey to discuss the Chamber's priorities and why it believes these projects are crucial for both the region and the country was Helen Downes, CEO of Shannon Chamber. Photo (c) kanchanachitkhamma via Canva

Morning Focus was broadcasting live from the Monks Well in Quin as Alan Morrissey for the final stop on his Summer Tour. Firstly, Alan spoke to Eoin Troy, Senior Executive Officer Killaloe MD / Sports & Recreational , and Adrian Flemming, Chairperson Quin Community Progress Group, about the Welcome To Quin Day and all of the local projects going on. Alan spoke to Helen Downes, Shannon Chamber CEO, about the upcoming Budget 2027, and how Shannon needs to be included heavily to remain competitive as a business location. Alan was then joined by Jackie Dermody, I.S. Analyst Developer/Broadband Officer in the Digital Transformation Department of Clare County Council , and Theresa Mulvihill Killeen, Senior Enterprise Development Officer in the Local Enterprise Office of Clare County Council, about the new Scariff Hub and the amenities available, including a Media Hub run with help from Scariff Bay Community Radio. Theresa Hughes Lannon, Senior Executive Officer of Tourism Festivals & Events, and Mike Ahern, Clare Tourism Development DAC's Administrative Officer Tourism Festivals & Events, spoke to Alan about the upcoming local festivals, and where people can find out about the great events happening in the area and around the county. Karen Foley, Environmental Awareness Officer Climate Action Environment & Water Service, and Maura McNulty, Executive Scientist Climate Action Environment & Water Service, chatted with Alan about the amazing Blue Flag beaches we have in Clare and the criteria behind the honour. Kate Moloney was joined by Vincent Fogarty to entertain Alan with a tune on the low whistle and bouzouki. Our Friday Panel (Gabriella Hanrahan and Lorna O'Donovan) discussed the growing anti-social behaviour in Ballyalla, speed limit reductions, NCT failures, the death of the late great Glen Hansard, and the best of Quin. Finally, to take us into the weekend, Derrick Lynch and Alan gave their opinions on the opening weekend of the TUS Clare Senior Football Championship. Photos (c) Clare FM

The Government has signalled a tougher approach to public spending ahead of Budget 2027, with Minister for Public Expenditure Jack Chambers warning that departments exceeding their spending limits will face stronger sanctions. Anton Savage was joined by Dr Emma Howard, Senior Economics Lecturer at TU Dublin, to discuss.

In this episode of the AJ Bell Money and Markets podcast, Danni Hewson rounds up the week's market news, including updates on Tesla and Alphabet, and Martin Gamble asks Russ Mould whether we should be worried that the AI bubble is set to follow the path of the dotcom boom and bust. Charlene Young and Sarah Coles examine the growing political debate around social care reform and the options for paying for care. They discuss AJ Bell's campaign for a Pensions Tax Lock to protect against the dangers of Budget speculation. They also delve into new data, including details of the gender tax gap, the latest twist in the dash for Cash ISAs, how holidays dominate our savings priorities, and an unexpected new shopping trend.   [00:00] Bank of England interest rates decision [01:18] Intro [02:42] Tesla results [04:39] Alphabet Update [07:14] Market jitters [08:07] News on SK Hynix and CXMT [09:15] Apple valuation [12:36] World Cup boost for Unilever and Coca Cola [18:01] Interview: the AI bubble vs the dotcom boom and bust [41:51] Social care reform and planning for care costs [46:27] Call for a Pension Tax Lock to protect against Budget speculation [51:55] The narrowing of the gender tax gap [56:58] Bank of England savings figures [59:37] Holiday savings habits and financial priorities [01:03:09] Feta fatigue and reverse comfort eating  

The Chicago Board of Education has rejected the budget drawn by CPS leaders, instead approving a plan that reverses more than 1,000 layoffs. The 11-7 vote saw members appointed by Mayor Brandon Johnson and aligned with the Chicago Teachers Union voting for it, while Jennifer Custer and other elected members opposing it.

Reflections from host Sarah Olivieri ... "Run It Like A Business" There is a quiet belief inside a lot of nonprofits that running things like a business would somehow cheapen the mission. That budgets, product thinking, and direct asks belong to the for-profit world, and that the nonprofit world runs on something purer. Heart. Passion. Care. The care is real. The problem is that heart gets asked to do a job it was never built to do. When there is no clear product, no business-grade financial forecasting, and no habit of quantifying value in dollars, people compensate with effort. They work harder. They care louder. And the organization still stalls. Running a nonprofit like a business is not the thing that threatens your mission. Avoiding it is. A version of this tension shows up almost every time I talk with a founder who built something meaningful and then hit a ceiling they cannot explain. I had a conversation recently with Barb Clapp, who built a workforce development organization from nothing into one that has trained thousands of people, and it sharpened how I think about this. The idea was not new to me. What she did was name exactly why the business lens holds up, and why the absence of it quietly breaks things. Mission Is What You Do. Method Is How You Do It. One of the most expensive confusions in the nonprofit world is treating the mission and the method as the same thing. Your mission is fixed. It is the reason you exist. Your method is everything else. How you deliver, how you fund it, how you structure the team, how you ask. The method is allowed to change. In fact it has to, or the mission gets stuck inside an approach that stopped working. I am a sailor, so forgive me, my sailing references tend to pop up. An America's Cup boat can sail several times faster than the wind pushing it. The wind does not change. The boat design does. Your mission is the wind. Your method is the boat. When leaders feel stalled, they almost always reach to protect the mission by clinging harder to the method. That gets it backwards. You honor the mission by being willing to rebuild the boat. The business lens is a method decision. It changes nothing about who you serve. It changes how much of them you can actually reach. You Have a Product, Whether You Name It or Not Here is where most organizations lose the thread before they even start. Barb said something in our conversation that I have not stopped thinking about: "People do not understand what their product is. They don't have a clear picture of what it is they're doing, why it makes a difference, and how they're going to tell a story."   What I appreciate about this framing is that it explains the mechanism. Every organization has a product and a buyer, even when it refuses to use those words. Your product is the specific change you create. Your buyer is the funder or donor who pays for that change to happen. When you cannot say clearly what your product is, everything downstream gets harder. Your messaging blurs. Your fundraising softens. Your team cannot rally around a result they cannot name. More detail does not equal more clarity here. Organizations often try to fix a fuzzy product by adding more program descriptions, more impact language, more mission poetry. That adds volume, not clarity. The fix is narrower. What is the one thing you produce, why does it matter, and who benefits enough to pay for it. Answer that and the rest of the machine has something to organize around. If you have never separated your product from your good intentions, that is worth doing before you touch anything else. I wrote more about the marketing side of this in what marketing really is and where it fits into your nonprofit. Business Values Do Not Replace Heart. They Protect It. The fear is that a business lens will crowd out the reason people came to the work. It does the opposite when it is done well. Barb put it plainly. She brought real business-based values into her nonprofit in addition to the heart-based ones. Budgets that get made and then actually followed. A strategic plan. Clear annual goals that everyone in the organization understands. Real job descriptions. None of that dilutes the caring. It gives the caring somewhere to land. At the end of the day, an organization without a real strategy cannot protect its mission for very long. A strategy is what tells you which opportunities to say yes to and which to let pass, which programs to double down on and which to sunset, where the next dollar should go and where it should not. Without one, every decision gets made in the moment, and moments add up to drift. Mission and money are not in conflict. They are mutually dependent. The money is what lets the mission keep showing up next year, and the year after that. Leaders who run everything from a heart place alone often feel like they are being noble. What they are actually doing is putting the mission at risk, because a mission with no financial floor under it is one bad quarter away from disappearing. This is one of the six things nonprofits can learn from the for-profit world, and it is the one that changes the most when a leader finally lets it in. Growth With Heart Alone Has a Ceiling You can grow a nonprofit on heart alone. You just cannot scale it that way. Growth is doing more. Scale is doing more per dollar, per person, per hour. Scale is what happens when you apply efficiency and leverage to the work, so that each resource produces a larger result than it did before. Heart gets you off the ground. It does not get you altitude. At some point, the leader who is running on care alone hits a wall, and because they care so much, the wall is deeply frustrating. Barb's organization scaled because she thought in terms of leverage from the start. She repurposed existing structures instead of rebuilding from scratch. She built revenue that funds the mission instead of chasing every dollar cold. She hired people who could own outcomes. Every one of those is a leverage decision, and leverage is a business concept that nonprofits need more than almost anyone, because the work matters more than almost anything. If you are feeling stalled right now, working harder is rarely the way out. Working differently is. That difference usually lives in structure, and structure is fixable. I made the fuller case for that in structure holds vision, the leadership system CEOs need. What Changes When You Let the Business Lens In When a leader finally stops treating business thinking as the enemy of the mission, the whole organization gets lighter. The product gets clear, so the story tells itself. The budget holds, so the panic drains out of every funding cycle. The asks get sized correctly, so the money starts matching the need. The team fits the phase you are actually in, so the turnover stops. None of this makes the work smaller. It makes the work hold. The heart is still the whole point. It finally has a structure strong enough to carry it. This isn't about caring less. It's about building something that can carry how much you care. Nonprofits can name their product. They can keep a budget. They can make the ask.   Not by trading away the mission, but by giving it a business strong enough to keep it alive. About the Guest Barb Clapp is not just a leader—she is a force of transformational change. A successful entrepreneur and nationally recognized business leader, Barb has always been committed to giving a voice to the voiceless. What makes her truly inspirational is how she draws on her own experience of overcoming adversity to empower others by providing the resources, support, and solutions they need to overcome their own challenges and achieve lasting success. As CEO of the nonprofit Dwyer Workforce Development (DWD), Barb is disrupting the traditional approach to solving the healthcare workforce crisis and creating a new paradigm for healthcare workforce training.  DWD Bio: Dwyer Workforce Development (DWD) is an innovative, national nonprofit with a mission to provide comprehensive support to individuals who lack opportunity and aspire to build careers in healthcare, alleviate a critical healthcare workforce shortage and improve the lives of seniors and the community at large. DWD provides CNA and GNA training and job placement support to underserved individuals and need-based wraparound services — including financial support for housing, childcare, and transportation — to eliminate barriers to success. As Scholars achieve key milestones, they become eligible for continued training and educational opportunities, creating pathways to become Licensed Practical Nurses (LPNs), Registered Nurses (RNs), and advance into additional roles in healthcare. Connect with Barb: https://dwyerworkforcedev.org https://www.facebook.com/dwyerworkforcedevelopment https://www.instagram.com/dwyerworkforcedev/ https://www.linkedin.com/company/dwyer-workforce-development/ Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.

July 30, 2026- Deputy State Comptroller for Budget and Analysis Maria Doulis talks about an online dashboard tracking migration behaviors by New Yorkers, including high-income earners critical to funding the state budget.

Shaun Finnie champions working families as Trump dismantles labor rights and a WBAI panel confronts Gaza's devastation and Washington's proposed $1.5 trillion Pentagon budget.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

We welcome Laurel Wales, Citizen Action's Managing Director, to the show as a guest panelist. Following the tick report, we dive into the latest developments in Wisconsin's governor primary election, including two new polls that show Francesca Hong surging into a commanding lead. How has Hong confounded the pundits and the experts to become the overwhelming favorite in the Democratic gubernatorial primary? Our panel discusses a ruling by a conservative Wisconsin Appeals Court panel upholding Act 10, overturning a district court ruling. What is the basis for their decision and will the liberal-leaning Wisconsin Supreme Court see it differently? We look at an important New report that raising the alarm bells that threat of authoritarianism is not enough to attract more working class voters to the Democrats. What are the implications for the fall elections and the fight to prevent authoritarian consolidation? We talk about why the G20 is coming to Milwaukee, in late September and debrief our visit to Superior for the Wisconsin Public Education Network's Summer Summit.

Face aux incendies qui frappent chaque été la France, l'Espagne, le Portugal, la Grèce ou encore l'Italie, les États européens n'ont plus d'autre choix que d'investir massivement dans la sécurité civile. Pompiers, avions bombardiers d'eau, drones, satellites ou prévention : les feux de forêt deviennent un poste de dépenses durable pour les finances publiques et redessinent les priorités budgétaires de l'Europe. Des dizaines de milliers d'hectares partis en fumée, des villages évacués, des centaines de pompiers mobilisés… Chaque été semble battre le précédent sur le front des feux de forêt. Mais ces catastrophes écologiques ont un coût économique. Longtemps considérés comme des événements exceptionnels, les incendies font désormais partie de l'été européen sous l'effet du changement climatique. Les saisons des feux s'allongent, les épisodes de sécheresse se répètent et les vagues de chaleur deviennent plus précoces et plus intenses. Ce qui relevait autrefois d'une simple gestion de crise devient progressivement une dépense permanente. Les gouvernements doivent désormais intégrer les incendies dans leurs budgets, au même titre que la santé, la défense ou encore la sécurité intérieure. Cette évolution se traduit directement dans les finances publiques. Les effectifs de pompiers sont renforcés, les moyens aériens modernisés et les investissements dans la sécurité civile augmentent. En France, les services d'incendie et de secours représentent ainsi près de 6 milliards d'euros de dépenses par an. En moyenne, le coût de la sécurité civile s'élève à environ 100 euros par habitant et par an. À l'échelle européenne, la même tendance se dessine. Le Portugal a entièrement réorganisé son dispositif de lutte contre les feux après les incendies meurtriers de 2017. En Grèce, les gigantesques incendies de 2023 ont conduit les autorités à investir massivement dans de nouveaux équipements et dans la modernisation de la protection civile. L'Espagne, elle aussi, renforce progressivement ses moyens aériens et ses brigades forestières. Partout autour de la Méditerranée, les États arrivent aujourd'hui à la même conclusion : le coût de l'inaction est désormais supérieur à celui de la prévention. À lire aussiIncendies en Europe: un continent entier face aux brasiers Pompiers, drones, Canadair : des investissements qui se chiffrent en milliards Pour limiter les risques de mégafeux, les investissements ne peuvent plus attendre que les flammes apparaissent. Cela signifie davantage de pompiers, mais aussi des drones de surveillance, des satellites, des réserves d'eau, des pistes forestières, du débroussaillage ou encore des campagnes de sensibilisation. La lutte contre les incendies devient un investissement permanent. Mais cet effort représente des sommes considérables. Les célèbres Canadair en sont l'exemple le plus frappant. Un avion de nouvelle génération coûte entre 50 et 60 millions d'euros, sans compter la maintenance, les équipages ou encore les coûts d'exploitation. À cela s'ajoute un autre défi: la capacité industrielle. Même lorsqu'un État dispose des financements nécessaires, il ne peut pas toujours acquérir rapidement de nouveaux appareils. Les délais de livraison se comptent désormais en années, les chaînes de production peinant à répondre à une demande en forte hausse. Les incendies ne posent donc plus seulement une question environnementale ou budgétaire. Ils deviennent également un enjeu industriel. L'Union européenne mise sur une protection civile commune Face à des incendies qui touchent désormais plusieurs pays simultanément, l'Union européenne fait évoluer sa stratégie. Jusqu'à présent, chaque État gérait essentiellement ses propres feux. Mais lorsque la France, l'Espagne, le Portugal, la Grèce ou encore l'Italie sont confrontés en même temps à des incendies majeurs, cette organisation montre rapidement ses limites. Bruxelles développe donc progressivement une véritable protection civile européenne. Cet été, l'Union européenne a mobilisé sa plus importante réserve jamais constituée, avec des centaines de pompiers prépositionnés dans plusieurs pays ainsi qu'une flotte commune d'avions bombardiers d'eau et d'hélicoptères, prête à être déployée là où les besoins sont les plus urgents. Au fond, cette stratégie repose sur un principe économique simple : investir davantage en amont pour éviter des coûts bien plus élevés une fois la catastrophe déclarée. Les analyses de Copernicus vont dans ce sens. Elles montrent qu'éteindre un incendie et réparer les dégâts coûte en moyenne près de dix fois plus cher que d'investir dans l'entretien des forêts et la prévention. Les feux de forêt ne sont donc plus seulement un défi climatique. Ils deviennent un enjeu majeur de finances publiques, obligeant les États européens à repenser durablement leurs priorités budgétaires. À lire aussiIncendies en France: Emmanuel Macron demande l'activation du mécanisme de protection civile de l'UE

Aujourd'hui, dans "Esprits Libres", Augustin Lefebvre reçoit Soazig Quemener, rédactrice en chef de la Tribune Dimanche, et Nicolas Baverez, avocat, économiste et historien. Ensemble, ils analysent en profondeur la crise des incendies qui frappe la FranceAlors que le Premier ministre Sébastien Lecornu a demandé à sa ministre de la Transition écologique, Monique Barbut, de lui présenter de nouvelles mesures pour accélérer le plan d'adaptation au changement climatique, nos experts examinent les enjeux et les défis auxquels le gouvernement doit faire face.Nicolas Baverez souligne que les feux de forêt d'une ampleur inédite, comme celui qui a ravagé 42 000 hectares en Gironde, ne devraient plus être une surprise. Il pointe du doigt les carences de l'État, qui ne s'est pas assez rapidement adapté à cette nouvelle menace. Selon lui, l'organisation et la doctrine sont restées les mêmes, avec un manque criant de moyens aériens notamment. Soazig Quemener renchérit en soulignant les contradictions de l'État, entre un Code de l'environnement qui interdit le débroussaillage et un Code forestier qui l'exige. Elle estime que le gouvernement doit désormais sortir de cet « immobilisme » et prendre des décisions rapides pour protéger les populations et les territoires.Les deux invités s'interrogent sur la capacité du gouvernement actuel, avec un temps limité avant la prochaine élection présidentielle, à mettre en place les changements nécessaires. Ils soulignent l'urgence d'une véritable politique de sécurité face aux risques climatiques, en remettant en cause certaines dépenses publiques jugées inefficaces.Au-delà des moyens, c'est toute une « culture de la sécurité » que la France doit retrouver, selon Nicolas Baverez, à l'image de ce qui s'est passé lors de l'évacuation réussie du Cap Ferret. Soazig Quemener abonde dans ce sens, estimant qu'il faut désormais « accepter de céder du terrain » pour protéger les populations, en concertation avec les acteurs locaux.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

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The Board of Education is scheduled to vote tomorrow on a Chicago Public Schools budget plan that would lay off 760 teachers and 801 teacher aides, in addition to the 162 central office and citywide staff that have already been laid off. Contributors Anna DeShawn and Brandon Pope join us to talk about why the district is proposing this, plus the 19th annual Esteem Awards, and how to celebrate National Chicken Wing Day in the Windy City. Good News: Boxville Battle of the Wings Want some more City Cast Chicago news? Then make sure to sign up for our daily newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this July 29 episode: Broadway In Chicago - The Notebook Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE 

A $6.9 million estimate. A $1.25 billion catastrophe. How fake deadlines, a rigged bid, and a steering committee allergic to bad news turned a routine payroll migration into one of the biggest project disasters in Australian history. What happens when project leadership treats risk management as optional, decision making gets diffused across committees, and a hard deadline turns out to be completely negotiable? You get one of the most instructive project failure case studies in project management history — and in this episode, Kim and Kate pour it out one painful lesson at a time. The subject is Queensland Health, the public healthcare provider for the Australian state of Queensland, employing roughly 85,000 people across about 300 sites. In 2005, their legacy payroll vendor gave them three years' notice: support ends June 30, 2008. Sounds like plenty of runway — until the organization waited two of those three years to act. By the time a consultant named Terry Burns (remember that name) ran the procurement and IBM signed a contract in December 2007, the original $6.9 million estimate had ballooned to a $98 million contract with just six months to deliver a system covering more than 24,000 unique payroll combinations. Why does this matter for project managers and leaders? Because almost nothing that went wrong here is exotic. Late project intake. Governance where a transition team, a steering committee, and an IT department all had partial authority but no single decision-making structure. Two weeks — total — for requirements gathering on a nine-figure program. A "lift and shift" strategy that preserved every broken process and demanded 2,500 custom software configurations to replicate them. As Kim and Kate walk through it, the episode becomes a masterclass in how ordinary project management failures compound into organizational catastrophe. The discussion highlights are equal parts horrifying and hilarious. There's the program's actual internal slogan, taken straight from the project materials: "Plan A or Die" — no continuity plan, no risk mitigation, no fallback. There's the June 2008 deadline that came and went with a simple change request and some extended support from the legacy vendor, prompting Kate's sharp observation that the date was fake and not fake at once: end-of-life risk is real even when the cliff turns out to be movable. There's the UAT phase in June 2009 that surfaced 2,422 severe defects — after which the steering committee simply reclassified high-severity defects as lower severity so the dashboards would show enough green to proceed. Watermelon project, indeed. And when frontline payroll staff kept failing the system in testing, leadership's answer was to remove the requirement for business sign-off entirely. The go-live in March 2010 delivered the reckoning: 35,000 payroll anomalies, roughly $400 million in accidental overpayments, zero-dollar paychecks for healthcare workers, and government debt collectors hounding nurses for money they never asked to receive. Queensland ultimately hired a thousand staff to manually prop up the new system — a 40 percent increase in labor over the old one — with a projected five-year cost to taxpayers of $1.25 billion. The commission of inquiry that followed, led by the Right Honourable Richard Noel Chesterman, revealed the final twist: Terry Burns, a former IBMer, had leaked a competitor's bid specs to IBM and browbeaten the selection panel into rescoring until IBM won. And when the state sued? A release buried in the fine print of a change order had signed away its right to litigate. Grab a drink and join us. Quotes from the Episode "Everyone's in charge, so no one's in charge." — Kate "If you've got a deadline, question the deadline." — Kim "I've heard the term watermelon project where they're green on the outside and red on the inside." — Kim "And you are paying that company that you're hiring to learn." — Kate "But ultimately, if your project options are plan A or die. Maybe sometimes the best option is die." — Kim Practical Takeaways Governance and decision rights — When multiple bodies share authority without a single decision-making structure, accountability evaporates ("everyone's in charge, so no one's in charge"). Deadline validation — Interrogate whether a project deadline is a true constraint or a negotiable date, and what options (like extended vendor support) exist beyond it. The watermelon project pattern — Recognizing status distortion, including reclassifying defect severity and removing sign-off requirements to force green dashboards. Parallel run as cutover risk mitigation — Why replacing a legacy business-critical system requires side-by-side operation and validation before go-live. Procurement integrity and vendor selection — The risks of conflicts of interest in vendor selection, of choosing a vendor with no prior experience delivering the solution, and of unreviewed contract fine print. Closing Reflection Nobody ever really "accepts" a risk on paper. When risks are realized, someone always pays—taxpayers, frontline workers, or the organization itself. Sometimes the bravest act of project leadership is admitting that Plan A deserves to die.

*THE GUY CALLED US BACK IN THE POST SHOW* and she is fully exposed as a liar. Shes making things up, exaggerating, and is the worst human ever. Post Show, watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) 50% OFF IS LIVE. Merry Christmas in July you financially naughty little freaks. Take the NEW AND IMPROVED Hammer Quiz to see if your finances are naughty or nice, then get half OFF the exact courses you need to finally unf*ck your money: https://hamr.link/xmasjuly

In May 2026, the Office of Management and Budget proposed sweeping changes to how the federal government administers billions of dollars in federal research grants. That funding fuels scientific discovery, medical breakthroughs, and technological innovation. The proposal was open for public comment for 45 days and drew more than half a million responses. Supporters of the proposal argue that it will prevent waste, fraud, and abuse in federal spending. Critics contend that the proposal will politicize research funding by giving executive branch political appointees greater influence over which research projects receive federal support. Joining us to break down the OMB proposal and what it could mean for the future of research are:  Evan Morris, professor of radiology and biomedical imaging and of biomedical engineering at Yale Catharine Young, senior fellow at the Harvard T.H. Chan School of Public Health Ryne Weiss, director of research here at FIRE   Timestamps:  00:00 Intro   02:57 What's in the OMB proposal? 08:57 Research grant "kill switches" and their consequences 17:17 Limits on foreign research partnerships and professional activities 21:29 The importance of federal funding to medical research 23:23 Are pharmaceutical companies the "boogeymen"? 25:13 The gold standard of scientific research 26:22 The "replication crisis"   31:16 Open science and peer review 40:37 Bias in research funding decisions 44:06 Should science be shielded from politics?  49:04 Has research always been political? 53:14 How politicization could change scientific research 58:59 Outro   Enjoy listening to the podcast? Donate to FIRE today and get exclusive content like member webinars, special episodes, and more.  If you became a FIRE Member through a donation to FIRE at fire.org and would like access to Substack's paid subscriber podcast feed, please email sotospeak@fire.org.  

Send us Fan MailIt's a Kyle and Chad takeover episode, folks! As we prepare ourselves for the season of allocations and hunting, there's always time for one last review to be squeezed in that will certainly be a game changer for many. Coming from Buffalo Trace and their bottom shelf, wallet-friendly line, Benchmark Rye clocks in 100 proof and around 4 years old for just $15. However, what makes this whiskey tick and make makes it tock? Will it clean your clock or leave your pocket asking for a different pour altogether? Only time will tell. Enjoy.Become a patron of the show at http://www.patreon.com/mybourbonpodcastLeave us a 5 star rating and review on your podcast app of choice!Send us an email with questions or comments to thisismybourbonshop@gmail.comSend us mail to PO Box 22609, Lexington, KY 40522Check out all of our merch and apparel: http://bourbonshop.threadless.com/Leave us a message for Barrel Rings at 859.428.8253Facebook: https://www.facebook.com/mybourbonpod/Twitter: https://twitter.com/mybourbonpodInstagram: https://www.instagram.com/mybourbonpod/YouTube: https://www.youtube.com/thisismybourbonpodcastSubstack: https://mybourbonpod.substack.comPayPal, if you feel so inclined: PayPal.me/pritter1492Link to our Barrell Rye Armagnac Finished Pick: https://shop.whiskeyinmyweddingring.com/products/barrell-private-release-rye-1a03Support the show

We're joined by Senator Samra Brouk. It's the latest in our series of conversations about New York's 2026-2027 budget. The senator discusses a number of budget items, including funding for childcare and maternal health. Then, we are joined by a local clinician and a local doula, who weigh in on the state of Black maternal health. Our guests: Sen. Samra Brouk, District 55 Phyllis Sharp, certified doula and owner of Royalty Birth Services Tracy Renee Webber, DNP, director of the Midwifery Division at the University of Rochester Medical Center ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

In This Episode: Social rage on Flock cameras. Fake worry about technology. And the Rise of School Security Drones. This week the TEH Podcast is hosted by Leo Notenboom, the “Chief Question Answerer” at Ask Leo!, and Gary Rosenzweig, the host and producer of MacMost, and mobile game developer at Clever Media. (You’ll find longer Bios on the Hosts page.) Top Stories 0:00 GR: Baseball with ipads. https://apnews.com/article/mlb-ai-ipads-ac940e2490557438f440514977832a74  5:30 Ai is not smarter. People have been doing this all along. 12:56 GR: City and counties are putting up cameras to record everything.  https://www.404media.co/the-rise-of-anti-flock-influencers-who-make-things-up-for-clout/  23:00 LN: The OpenAI “breakout” – https://apnews.com/article/openai-hugging-face-hacking-ai-model-708cb598bc1e33cef560e7196adb2afa  Did OpenAI's New Model “Go Rogue”?  Imagine if your AI could not only search the public internet, but also use stolen credentials to sign-in to private networks. That's kind of what this is. It's messy. Guardrails were apparently not at 100% Is it mimicking humans? Humans willing to use compromised credentials, that is. Concern, OF COURSE, is that today it's data retrieval from a competitor, but it could someday be data poisoning, or worse. 34:00 GR: Drones to be used to try to stop school shootings: https://www.edweek.org/leadership/drones-to-stop-school-shootings-promising-tool-or-unproven-strategy/2026/05  Will they really be effective?  What are the costs? Budget vs just guards and more traditional methods. Budget vs spending money on actual education. 38:00 What about pepper balls? 39:00 Hacked pepper balls? 42:00 GR: Apple sued because of a third-party app. Is the only legal option for Apple to be 100% perfect when it comes to app store security? https://techcrunch.com/2026/07/27/apple-sued-after-alleged-app-store-crypto-scam-cost-users-1-8m/ Ain’t it Cool 47:00 LN: Furious. (Hulu) – Dark police murder mystery series staring Emily Rossum (Shameless) 48:00 GR: Exit Strategy by Martha Wells (Murderbot diaries series) BSP: Blatant Self-Promotion 49:00 LN: How Do I Find Good Local Computer Help? – askleo.com/25661 50:00 GR: How To Protect Yourself Against ClickFix Scams Transcript teh273 Video https://youtu.be/e6gikp0TX-U  

In this episode, Barbara and Neil discussed the following: Neil explains his255 method for Facebook and Instagram ads: two campaigns (warm and cold), five audiences, and five ads to systematically find winning combinations and scale.  They discuss how Facebook charges per 1,000 views(CPM) rather than per click, and what that means for setting and spending a daily budget.  Neil shares the story of launching Scotland's biggest health and fitness exhibition, nearly failing, and then saving and scaling it purely through Facebook ads.  They compare Google Ads vs. Meta (Facebook/Instagram) Ads for physicians, recommending Google for high-intent cold traffic and Meta primarily for remarketing, then broader cold traffic once scale is needed.  They cover practical advertising guidance for doctors—starting around $20/day, using metrics like link click-through rate, balancing warm vs. cold campaigns, and choosing a proven ads expert with a strong track record and longevity in the field.    Key Takeaways:  “Facebook and Instagram and Google, TikTok, LinkedIn ads, all the ad platforms they learn really really quickly, and where the the best leads are, and if you spend $20 per day for five to seven days, you’ll have really good data as to which audiences are working well, which ads are working well, which ones are not, and you can start to make adjustments from there.” – Neil Shoney Connect with Neil Shoney:  Instagram:  neilshoneymac  Facebook:  www.facebook.com/neilshoneymac  Business website: neil-maclean-marketing.mykajabi.com  Show website:   www.MarketingTipsForDoctors.com  Spotify:  The Shoney show  Apple Podcasts: The Shoney show  YouTube: Neil ‘Shoney’ Mac  LinkedIn: www.linkedin.com/in/neilshoneymac  Connect with Barbara Hales:   Twitter: @DrBarbaraHales Facebook: facebook.com/theMedicalStrategist Business Website: TheMedicalStrategist.com Email: info@TheMedicalStrategist.com  YouTube:@barbarahales LinkedIn: https://www.LinkedIn.com/in/barbarahalesBooks: Content Copy Made Easy 14 Tactics to Triple Sales Power to the Patient: The Medical Strategist TRANSCRIPT (242)   Chapter 1: Introducing Neil Shoney and the Promise of Scalable Ads  0:00 | Dr. Barbara Hales  [0:00:01] Dr. Barbara Hales: Welcome to another episode of Marketing Tips for Doctors. I’m your host, Dr. Barbara Hales, and today we have with us a very interesting character by the name of Neil Shoney. Neil is an ad strategist and go-to expert for service-based businesses that want a simple, proven, scalable Facebook ad system that consistently brings in premium clients. With 13 years of running ads and over 3,000 service providers helped, Neil is known for turning complicated advertising into clear, repeatable frameworks that work across different service industries. Because, unlike almost everywhere else you turn, Neil does not believe in a one-size-fits-all approach. After managing high-spend campaigns in the UK and US, Neil shifted into coaching full-time and created a library of 36 proprietary frameworks, including his 25-5 method, that helps service providers install a functioning, profitable ad system in days, not months, that they can turn on or off like a tap, whenever they want new leads. His clients span over 62 niches, with 21 of those niches hitting six-figure months through ads. Welcome to the show, Neil.  [0:01:44] Neil Shoney: Thanks much for having me, Barbara. Appreciate you.  [0:01:47] Dr. Barbara Hales: Could you explain the 255 method?     Chapter 2: The 255 Method—Two Campaigns, Five Audiences, Five Ads  1:51 | Neil Shoney     [0:01:51] Neil Shoney: Sure. The 255 method is at the heart of it, just a testing method for running advertising. So the majority of the time when a practice runs advertising through Facebook and Instagram or any other ad platform for that matter, they typically run what I call a one-one-one method. That is one campaign going to one audience with one ad, and there’ll definitely be people listening right now who are just like nodding along with bigger eyes, going, “That is exactly what I’m doing right now. I see it all the time, and what you have in that situation is you’ve basically taken your best guess at every single step of creating that campaign. So you’ve written the ad copy, and you’ve hoped that it’s going to be great. You’ve chosen your image or your video, and you hope that it’s going to be great. You’ve chosen your audience, and you hope that it’s going to be the right one. But with the Shony 255 method, we do it this way: first, we run two campaigns rather than one. First of all, you’ve already doubled your chance of finding a winner because not both of them have to be winners. You can find a winner and a loser, and then put all your eggs into one winning basket. Those two campaigns that we split out-one is for warm, and one is for cold. That’s people who know who you are and people who don’t know who you are. That’s the first step that a lot of practices get wrong. They only target people who have never heard of them before, who may not even be in the market, and yet you could put a very small amount of ad spend behind people who have already visited your social media pages, your website, etc., and simply get back in front of those people and have really, really high conversion rates. The first step there is two campaigns rather than one. The second step of the 255 method is where the first five comes in, and that’s five audiences rather than one. And so, quite simply, instead of, you know, saying people interested in this one thing and taking your best guess, you get the great opportunity to choose five different interests that somebody might have, or five different demographic targeting tools that we can choose from, and you don’t have to be right 100% of the time. You actually only need to be right once out of the five. Now, when we set this up, we hope that all five are fantastic. That’s great for scale. But if four of them are, you know, they just don’t work. That’s absolutely fine. We can turn off those audiences. We found our winner, and we can push all the budget towards the winner. And then the final step of the 255 method is the final five: having five ads rather than just one. And there are two reasons for this. Number one is it’s also great to find winners and losers inside your ads, and you know the things that don’t work. You can turn them off. People never have to see them ever again, and you can push all the budget towards the winners. But there’s a second reason as well, and you’ve probably experienced this yourself, Barbara, and so will so many people who are listening right now. Is that you show any level of interest in something that you see via an ad? You might not even click through to the website, but if you stop scrolling, you hit the see more button, you read it, or you watch the video, and then you start seeing the ad over and over and over again. That’s Facebook basically saying this person is interested in this, but they didn’t take the action that the advertiser wanted them to take, which is to click through, request a callback, book an appointment, whatever it may be. Now, if you set up your ads the way that 98% of people do, a 111 campaign, then Facebook’s only option is to show the same ad to the same person over and over and over again, but if you have five ads, they’ll show them ad number two, then ad number three, then ad number four, and it helps to re-engage people and get more people to take action.  [0:05:53] Neil Shoney: So it’s a testing method to find winners and losers, and rather than just, you know, throwing something against the wall, and it’s either going to stick or it’s not. It gives you a much higher probability of running a successful campaign. Mathematically, there are 50 variations there, so there’s 50 chances to find a winning variation, and it allows for a lot of scalability because if you have multiple audiences that become successful and multiple ads that are successful, then there’s a lot of opportunity to increase the spend on the front end to get much more out the other side.  [0:06:27] Dr. Barbara Hales: What a great idea! So, do the clients get charged by Facebook for someone clicking on View More, or only if they click through?     Chapter 3: How Facebook Bills and Neil's Origin Story with Ads  6:45 | Neil Shoney     [0:06:45] Neil Shoney: Actually, with Facebook and Instagram, the way that it works is you’re charged per 1000 views, so it’s not charged based upon clicks and not clicks and things like that. As Google says, they are cost per click, and you know you’re charged whenever somebody clicks on the ad; technically, Google is still doing cost per 1000 views. They’re just choosing to send the billing notification once somebody has clicked. So it’s smart marketing on their side because they get to say You only pay if somebody clicks. People are going to click, so you’re going to pay anyway. But with Facebook, they have a cost per 1000 views, which is different for everybody. It depends on the ad, how many people you’re targeting, and who’s inside those audiences. But technically, you know, you set a daily budget, so it could be $10 a day, it could be $100 a day, it could be $1,000 a day, depend upon the size of the business, and you’re going to most likely spend what you set as a budget, as long as there’s a big enough audience there for Facebook to target.  [0:07:47] Dr. Barbara Hales: How did you get into this originally?  [0:07:50] Neil Shoney: Well, I actually 1314 years ago, something like that. I started Scotland’s biggest ever health and fitness exhibition, and I came straight out of university. I’d studied sport and exercise science. I always knew I was going to be entrepreneurial, and I just thought everybody would buy into my idea: a huge event at Scotland’s biggest venue, with a break-even of about 4,000 tickets needing to be sold for the weekend. I just thought that everybody would hear about it and think it would be incredible, and I ended up signing my life away with no money in the bank, hundreds of 1000s of pounds, or hundreds of 1000s of dollars, I should say, of contracts to be able to put on this massive show. And about five months into advertising, we’d sold around, you know, 50 tickets at $12.50  [0:08:48] Dr. Barbara Hales: That’s pretty scary.  [0:08:50] Neil Shoney: Yeah, it was pretty scary. We were about four and a half months out from the show itself, and everybody was knocking their doors down for outstanding invoices and different things, and to be honest, going to Facebook ads was like a last roll of the dice. I’d already done everything that everybody does in the marketing space when they’re bootstrapping, which is posting lots on social media, cold outreach, finding email addresses on Google, sending emails to personal trainers and all sorts. No matter how hard I worked, nothing was clicking. And when I ran Facebook ads, I ended up doing something very similar to the Shony 255 method. And I think it was just a bit of luck that I went down that route of being like, “Oh, I can test out different audiences. I can test out different ads. That’s how that feels safer. So I just did that. That was the way that I set them up in the first place, and I ended up spending. I think it was around, you know, like $50 or something in the first few days, and I had returned somewhere in the region of I think it was 150 Or $250 something like that, in sales, and it was just this like penny drop moment where I was like, “Wow, I can track how much money I put into this thing, how much money comes out the other side, and if I know how much I need to put in to get something out, something specific out the other side, I can basically choose how many tickets I want to sell, as long as I have the cash flow, of course, to be able to reinvest into the ads, and that’s what we did. And we ended up not just selling, you know, more tickets, but we ended up almost hitting our target for tickets sold four and a half months later. The show was a big success. We ended up scaling it over the next four years, and then selling it to the country’s biggest event organizers. And we never ran TV ads, billboards, or radio advertising, as all of these big exhibitions do. We just ran Facebook ads, and that was it. So I never planned to teach anybody Facebook ads. I just tried to use it to save myself from a terrible situation.  [0:11:05] Dr. Barbara Hales: Well, what a great story that was. Thank  [0:11:09] Neil Shoney: you.     Chapter 4: Google vs. Meta Ads and Leveraging Instagram Targeting  11:09 | Dr. Barbara Hales     [0:11:09] Dr. Barbara Hales: When it comes to physicians, is it better for doctors to use Google Ads, Meta Ads, or both?  [0:11:18] Neil Shoney: I would always lean into Google first if you’re doing cold prospecting. People who don’t know who you are, because of course people are going to go to Google or AI now as well. But Google’s still the frontrunner by a long shot. People are going to go to Google to find the providers that are close to them for the specific problems that they have, and so albeit that Google Ads cost significantly more to get in front of 1000 people, it’s so high intent that if it’s set up correctly, then you end up getting a very high percentage of people who click on your ads going all the way through to creating a booking with Facebook, the the next best step, or Facebook and Instagram, we should probably talk about them collectively because it’s the same ad platform. The best thing you can do if you’re on a low budget and you’re sort of just starting out with advertising for your practice is use it first and foremost for remarketing, so you can take your Facebook pixel and drop it onto your website. You can also create audiences of anybody that visits your Facebook or Instagram page, which some people may do before deciding to book with you as well. And we can create these audiences of people that already know who you are, and we can advertise to those people. And so, if you wanted to make the best use of your ad dollars, it would be Google first. It would be Facebook remarketing second, and then I would use Facebook and Instagram more broadly for cold traffic as your third step. So that would be once you already feel that you’ve already significantly scaled the first two; that’s where you go to find more customers at scale.  [0:13:12] Dr. Barbara Hales: When someone advertises on Facebook, does it automatically go to Instagram as well, or do you have to request that? No,  [0:13:20] Neil Shoney: No, automatically. You would actually have to uncheck some boxes to stop it happening.  [0:13:26] Dr. Barbara Hales: Why would you want to?  [0:13:27] Neil Shoney: No, you wouldn’t.  [0:13:31] Dr. Barbara Hales: And people on Instagram would see the ads even if they don’t follow you.  [0:13:36] Neil Shoney: Yes, absolutely. So anybody who is within your targeting can see your ads, so you can target people based upon, of course, age, gender, location. Which, of course, location is going to be very important for local practices. But you can also do some targeting based around certain things like their interests, and you know some things as well, like you can target people based upon not just whether they’re a parent or not. You can target them based upon how old their kids are. Like Facebook has a lot of data, and it feels accurate, and there’s a lot that you can do with the targeting tools.     Chapter 5: Budgets, Metrics, and Warm vs. Cold Campaign Strategy  14:19 | Dr. Barbara Hales     [0:14:19] Dr. Barbara Hales: Well, that’s a great idea. When a physician is considering ads, let’s say it’s a new practice, or he is providing a new service or a product that he didn’t have before, what do you advise them to spend on a daily basis for their budget?  [0:14:39] Neil Shoney: So I actually suggest that everybody starts at just around $20 per day with any campaign, and that may sound to some people like, oh, it’s just plain small. The reason I say $20 per day is because Facebook, Instagram, Google-they learn so quickly. If you’ve ever been told by an agency the reason. The reason that you’re not getting results is that you’ve not spent enough, or because Facebook and Instagram take a really long time to learn. It’s actually their calling card: they don’t know how to get you results. Facebook and Instagram and Google, TikTok, LinkedIn ads, all the ad platforms they learn really really quickly, and where the the best leads are, and if you spend $20 per day for five to seven days, you’ll have really good data as to which audiences are working well, which ads are working well, which ones are not, and you can start to make adjustments from there. As soon as you have a positive ROI, that is the point at which we start the scaling process. So we don’t go with the mindset of your budget for the month is you know $2,000 So let’s figure out how much we need to spend per day to spend $2,000 The target’s not to spend $2,000 The target’s to find winners that bring in more revenue than you spend, and then you can start to scale towards spending $2,000 and that that’s the safest way to do  [0:16:08] Dr. Barbara Hales: it. How can you differentiate between not getting responses because people aren’t interested in you versus it just not being a good ad that needs to be changed?  [0:16:19] Neil Shoney: Yeah, well, there’s a couple of things. There, there’s a million different stats on the Facebook Ads dashboard, but there’s one that most people don’t even know exists. But it’s actually almost the tell-all of whether the ad is resonating with people or if it’s a landing page issue, like getting people to take action when they actually get to your website, and that is link click-through rate. So there are two. There’s one that’s just click-through rate, and there’s one that’s link click-through rate. That one is what percentage of the people who see your ads actually click the button to go to your website, right? So it’s not, you know, hitting the like button, commenting, or seeing more. That’s click-through rate. Link click-through rate, however, is people actually clicking to leave Facebook after they’ve read your ad. Now, if it’s over 1%, we typically say there’s nothing wrong with the ads. The ads are doing their job. It’s getting people to stop scrolling, to read, and to leave Facebook. If you’re not getting inquiries on the next page, we then focus on the page and how do we get more people to take action there? If, on the other hand, you’ve got an ad that is, you know, 0.5%, then we’re quite far off where we need to be in terms of the link click-through rate. Then that’s when I would look at the advert itself and say, how do we get more people’s attention? How do we get more people to take action from the ad?  [0:17:53] Dr. Barbara Hales: Are ads best for cold prospecting or remarketing to people who hit my website? If both, how can this be maximized for the biggest ROIs?  [0:18:07] Neil Shoney: Well, both of them have their place in terms of what we would want anybody to be running. You know, like one month after working with us, for instance, we would want everybody to be running both, because there’s your warm campaign, your remarketing, which is fantastic for a small spend and a high ROI. That’s amazing, but there’s only so many people in there, so there’s only so far you can scale with that. And once you’ve kind of maximized that side of things, if you want to grow faster and acquire clients faster, you have to go out into the cold market. You have to go out and find more customers that may be out there. So, in terms of what’s more important, I suppose to start off, if you’re not advertising at all right now, I would say the warm side of things, the remarketing. But if you’re really serious about scaling, then both of them are very important to make scale happen as quickly as possible.     Chapter 6: Small Budgets, Getting Help, and Choosing the Right Ads Expert  19:12 | Dr. Barbara Hales     [0:19:12] Dr. Barbara Hales: What would you say to someone who says to you, you know, I don’t really have a budget, you know, so I haven’t been advertising, and you know, is it worth it? You know, is it definitely going to work, or am I just going to be throwing money in the air?  [0:19:28] Neil Shoney: Well, a couple of things. The first thing is, you don’t have to start off with a high budget, like I was saying. You can start at a small budget. You can see what happens with the ads. Just like my story with the events business 14 years ago: if it hadn’t worked, if I hadn’t sold tickets in that first week or a week or two weeks, I wouldn’t have continued spending money on it. But because I spent a small amount of money and made significantly more back, it gave me the opportunity to scale into that thing. The second thing is don’t go into it without some sort of guidance. And I don’t even mean that you need to work with somebody like me. Like you can go onto YouTube. Like you can go onto YouTube and at least get some tips and direction around how to do certain things, like for instance, some people right now will be going. How do I set up warm retargeting? How do I set up these warm audiences? I’ve literally got a YouTube video inside the ads dashboard where I set them all up. So, like you, you don’t have to go into this completely blindly, even if you don’t want to invest in, you know, courses and agencies and things like that. So do some research. Don’t just throw something against the wall and then determine that it doesn’t work. There are things that need to happen to make advertising successful, but a lot of it’s out there on YouTube.  [0:20:56] Dr. Barbara Hales: As a doctor, if I was looking for somebody to just do it, I didn’t want to get involved. I just want them to do it. How? What criteria do I use to pick the right one? How do I recognize who is you know going to do it for me versus someone who you know read a course last weekend and doesn’t really keep doing?  [0:21:18] Neil Shoney: Well, track records are really a really big thing. How long have they been doing it? It’s a massive one. So I mean, we have just an absolute crazy amount of testimonial videos, and if anybody ever goes through, like, my Instagram or whatever, every few days it’s another testimonial video or something that a client sent us or whatever it may be, and we’ve done that for like 10 years here, just like churning it out. So when you go on our landing pages, it’s sometimes like 120 videos that are on that page. So, like, what type of results have they got for clients is number one, but the second one is how long have they been doing this for? And the reason why that’s so important is Facebook and Instagram are changing all the time, and so if they only had the ability to be able to run advertising successfully in a pocket of time, when they had a system that worked with the Facebook algorithm today, for instance, as soon as Facebook announces two months from now that they’ve changed the algorithm, are they going to be savvy enough to be able to do the appropriate testing to figure out how to continue having their clients win in the new environment? So time in the game is also as important as the results that they’ve been getting most recently.  [0:22:37] Dr. Barbara Hales: It does seem so unfair, though, that you know, like if we catch your game, you’re going to change it.     Chapter 7: Regaining Targeting Control, Video Tips, and How to Reach Neil  22:41 | Neil Shoney     [0:22:41] Neil Shoney: Yeah, they do it all the time, and they’ll always tell you that it’s because they want to help you. They don’t. They want to find plenty of ways to get you to spend more money. So that’s what the most recent algorithm update was all about. It was, hey, you don’t need to think about targeting anymore. Just let us choose the targeting, and we’ll find the right people for you, and that’s going to really help you get results. It hasn’t played out like that at all. What it turns out is that Facebook has lots of inventory for people you’re not trying to get in front of, and now they have permission from you to spend all of your ad dollars on those inverted commas, low-quality leads, if you will. So there are ways that you can take back control of your ads. There’s a button. This is probably one of the best tips I can give anybody on this podcast, by the way, because a lot of you are running localized businesses. So there are two big reasons.  [0:23:42] Dr. Barbara Hales: Okay, because the next question I have for you, so you could put it in there, is for someone that is, you know, has heard you and said, okay, you’ve convinced me. I’m going to dip my toe in the waters. What are two helpful tips that you could give to our listeners that they could implement right away?  [0:24:04] Neil Shoney: So this is the biggest one for anybody that runs a localized business in general, which is when you’re setting up your adverts, and you get to the second step. There are only three steps: campaign, ad set, and, for ease of understanding, that’s your audience who is going to get to see your ad. And then there’s a third step, which is setting up the ad itself. That’s the thing people are going to see. That middle step, right now, it looks like there’s not too much that you can do there. You set a minimum age. You don’t set too much targeting in terms of locations; you can technically set a locational target in there, but it feels like you are being relatively pinpoint about who is going to get to see your ads. But you’re not. What is actually happening there is you are giving face. A suggestion, and that is very dangerous for a local business, because when you say I specifically work with women between the ages of 30-five and 50-five in this 10-mile radius, they can show 20% of your your ads to men, and they can show another 20% of your ads to 18-year-olds and 70-two year olds, and they can also show your ads outside of that 10-mile radius. But there’s one button at the bottom of the page that you’ll see, which says “Further limit the reach of my ads. The wording is almost comical because it’s like, how much do they not want you to hit that button, right? So that they just can spend your ad dollars however they wish, right? But if you click on that button, it gives you the ability to go into everything I just said there: gender, location, age, and uncheck a box that says “use as a suggestion. When you do that, you take back pinpoint control over who can see your ads, and for local businesses, you might even find that it raises your cost per lead. Right, that’s not a bad thing, because what is the point in having low-cost leads if there are a bunch of people who can never work with you, who can never walk through your doors? So it’s not always that it’s more expensive. I’m just saying that technically it could happen, but I would rather have great leads, great quality, my target demographic, than a whole bunch of leads that would never buy from me. So that’s really important. The second thing is for these types of businesses, video is really powerful, and it doesn’t even need to be, you know, really high-quality video with transitions and a filming crew. I mean, it can just quite simply be a little bit of B-roll of, you know, somebody in the practice, which can obviously be set up. It’s not like you have to start recording your sessions, but just having that type of B-roll catches people’s attention. There is a great place for images inside your five ads, but videos work really, really well for localized businesses and service-based businesses.  [0:27:21] Dr. Barbara Hales: Well, those are really both great bits of advice. The next question I have is for someone that wants to take a course from you or get advice from you. How can they reach you?  [0:27:34] Neil Shoney: Well, there are a couple of ways. The first way is to quite simply go to Instagram and go to Neil Shoney Ads. So it looks like “Neil’s Honey Ads,” unfortunately, the way it sounds. But it’s Neil Shoni ads, all one word. And you can get loads of tips there and different things via the link in my bio. There’s a five-minute video that walks you through our whole system and how we work with clients. Or you could just send me a message there directly, or you can email me at neil@neilshone.com or neil@neilshoney.com if you want to sign up that way, and yeah, we can have a quick conversation from there.  [0:28:17] Dr. Barbara Hales: Well, thank you so much for being on the show. I really found this, you know, very educational. I’ve learned a lot. I feel like I know more, and I’m sure other listeners feel that same way. Thank you so much.  [0:28:31] Neil Shoney: Appreciate you. Thank you, Barbara.  [0:28:33] Dr. Barbara Hales: This has been another episode of Marketing Tips for Doctors with your host, Dr. Barbara Hales. Till next time.     The post Before You Buy Medical Ads first appeared on The Medical Strategist.

In an exclusive sit-down interview, Let It Rip speaks with newly elected Democratic nominees Eon Tyrell Huntley and Christian Celeste Tate following their victories over longtime New York Assembly incumbents. The program also features in-depth conversations with Progressive Caucus Co-Chair and NYC Council Member Sandy Nurse, and NYC Council Member Althea Stevens, who explains why she voted against Mayor Mamdani and Speaker Menin's $126 billion New York City budget.

The FY2027 budget dropped. The Research Council dug in. And suddenly a massive gap appeared — one that no official document explained. Citizens Research Council's Bob Schneider joins Guy Gordon on the #FactsMatter pod this week to unpack Michigan's FY 2027 budget and how Schneider's analysis revealed a $600–$900 million gap that wasn't visible in any public document. Within hours of his analysis being published, state leaders acknowledged quiet maneuvers involving SOAR lapses, unused reserves, and leftover federal dollars. In this episode, Bob and Guy break down the SOAR lapse, federal stimulus shifts, and the transparency issues behind the state's budget process, plus the $500M challenge awaiting in FY2028. A clear, nonpartisan look at what's really happening inside Michigan's finances, why it matters, and what it means for the next administration. If you care about transparency, this conversation is essential.

00:00-01:17 Intro 01:18-11:09 The Last 72 11:10-18:07 Lebron To Philly 18:08-37:00 The Last 72 (cont.) 37:01-38:36 95 Billion Dollar Budget Passed 38:37-40:23 Trump Pauses Airstrikes 40:24-41:31 Service Members KIA 41:32-46:03 Katy Perry Mad At The White House 46:04-54:14 Peptides 54:15-55:49 Post-ShowYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/ZeroBlog30

It's News Day Tuesday on The Majority Report On today's program: Stephen Miller joins Sean Hannity for a red scare pearl clutching session over the DSA's gains within the Democratic party this year. Ilan Pappe, professor of history at the University of Exeter and director of the university's European Centre for Palestine Studies, joins the program for a conversation about Israel's Zionist project. Here is a link to Professor Pappe's most recent book, "Israel on the Brink and the Eight Revolutions that Could Lead to Decolonization and Coexistence" Katie Bergh, Senior Policy Analyst on the Food Assistance team at the Center on Budget and Policy Priorities, joins to discuss the CBPP's analysis: SNAP Tracker: People Are Losing Food Assistance as the Harmful 2025 Republican Reconciliation Law Is Implemented In the Fun Half: In the final debate before Tuesday's primary in Michigan, Abdul El-Sayed calls out the tens of millions of PAC money being spent on Haley Stevens campaign. Meanwhile, Stevens relies on her habit of making aggressive declarations of nothing. Darializa Avila Chevalier asks how a politician that refuses to stand up against a genocide can be trusted on their domestic policies. On Fox News, former mayor of New York City, Bill de Blasio defends Mamdani calling Benjamin Netanyahu a war criminal which sends Dana Perino into a screaming maniac. Some right-wing chud melts down on CNN's Abby Phillip over a black panelist praising Mamdani. all that and more. To connect and organize with your local ICE rapid response team visit ICERRT.com The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Follow us on TikTok here: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here: https://www.twitch.tv/themajorityreport Find our Rumble stream here: https://rumble.com/user/majorityreport Check out our alt YouTube channel here: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the AM Quickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors: NUTRAFOL: Get $10 off your first month's subscription + free shipping at Nutrafol.com when you use promo code TMR10 SUNSET LAKE CBD: Use the coupon code CBG26 to save 25% on all their tinctures, including the new Focus CBD + CBG Oil. This sale ends July 28th at midnight Eastern time at SunsetLakeCBD.com.  Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech On Instagram: @MrBryanVokey Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.

Before FasterHouse. Before FasterFreedom. Before any of the businesses Sam and Lucas run today — there was Budget Painting.Five summers. Two broke college kids. One ladder. And more near-death experiences than either of them care to admit.In this episode, Sam Primm and Lucas pull back the curtain on the business that started it all. Budget Painting was never supposed to be a real company. It was a way to make beer money, avoid a normal summer job, and have some flexibility during college. What they didn't realize at the time was that five summers of running a scrappy little painting business would teach them every single skill they now use to run a $50M+ real estate operation.Freebies-Get our funding sources - www.fasterfreedomcapital.comLearn to flip real estate with a full time job - https://flip.fasterfreedom.com/live

You've heard the dreaded B word. Budget. Maybe you've never found one that actually sticks or maybe you're the opposite, and you feel pretty on top of your money already. Either way, this episode is going to shift how you see it.I first found Mike Michalowicz back in 2019 when I read Profit First, and it completely changed how I manage the finances here at The Pink Bee. So when his newest book, The Money Habit, came out, I devoured it. This one applies those same principles to home finances, which means you'll love it even if you're not an entrepreneur. One of my favorite parts of this conversation is when Mike and I realized his money system works exactly like the way our community already plans their time. Turns out the thing that finally makes your money make sense is treating your bank account like your calendar.In This Episode, I'll Cover:Why traditional budgets set you up to fail before you even start, and what Mike says to build instead.The number of hours a day the average person spends worrying about money, backed by a 2025 study that genuinely stopped me in my tracks.The system Mike uses to take money out of one confusing pile and give it the same at-a-glance clarity your calendar has.The one word swap that changes whether you stay buried in debt or actually dig your way out.Where to start if the whole thing feels like too much, because you do not have to do it all at once.Connect With Mike Michalowicz:www.mikemotorbike.comwww.facebook.com/MikeMichalowiczFanPage www.instagram.com/mikemichalowicz www.linkedin.com/in/mikemichalowicz ________________________________

In this episode, Jonathan Rios shares his journey from construction to real estate investing, highlighting strategies for scaling, managing costs, and building a strong team. Discover actionable insights on market opportunities, operational efficiency, and leveraging technology to grow your real estate business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

"Once we stabilize the funding, we'll invest in systems." It sounds like responsible stewardship, and almost every leader running a $1M–$2M organization has said some version of it. But Brooke Richie-Babbage takes the belief apart, because she's watched it keep good organizations stuck in a loop that never resolves: the funding doesn't stabilize, and the missing infrastructure is one of the reasons it doesn't. This episode names the catch-22 directly — you're waiting for a door to unlock from the inside while standing outside holding the key. Brooke explains why the causality most leaders assume actually runs in reverse, what funders are really reading when they evaluate capacity, and why the version of infrastructure that moves the needle is far smaller and more affordable than the overhaul leaders imagine they can't afford. Listeners will walk away seeing their funding problem as a design decision they can act on now.What You'll LearnWhy the "stabilize first, build second" sequence keeps $1M–$2M organizations stuck in a loop that never resolves — and how to reverse it.What funders are actually assessing when they evaluate organizational capacity, and how "organizational confidence" shapes renewal and major-gift decisions.The minimum viable infrastructure for an organization this size: three documented processes and one clear accountability structure — not a six-figure operations overhaul.Key TakeawaysFunding instability is usually a systems problem living inside a money story. This happens because unpredictable renewals, cold major-donor relationships, and inconsistent reporting are all downstream of missing infrastructure, not of missing revenue.Infrastructure creates the conditions for stability — it is not the reward you unlock once you're already stable. The causality most leaders assume runs backwards, which is why the waiting never ends.The fix is smaller than it feels. At this size, the floor is a handful of documented processes and one unambiguous accountability structure. The investment is modest; the ongoing cost of not having it is not.Want to work together? Apply for the Next Level Nonprofit Mastermind, a high-touch coaching and training accelerator for established organizations with $1M+ budgets that are ready to design for impact sustained at scale.  Budget under $1M? Join Elevate and get proven step-by-step playbooks + coaching support to build each of the core elements of your nonprofit's operating system - strategic clarity, a fundraising engine, a high-performance team, and an active and engaged board!   Connect with me!LinkedInInstagramYouTube

A Trip Born from a Train Obsession (and Family History) Ryan has had his eye on the Rocky Mountaineer since 2018, when he first heard about their Canadian Rockies routes at a travel conference. Add in a grandfather who was a train engineer between South Bend and Chicago, and a new Canyon Spirit line running from Salt Lake City to Denver — it was only a matter of time. About a year ago, Ryan brought the idea to his parents, and six months before departure, it was officially booked. The result: three trips in one — Las Vegas, the Mighty Five National Parks of Utah, and a two-day train journey from Moab to Denver, with the 4th of July spent riding the rails on the 250th birthday of the United States.Las Vegas: More Than Just the Casinos Ryan, his wife Jasmine, and his parents stayed at Park MGM — smoke-free, well-connected to the strip via tram, and conveniently the pickup point for their Hoover Dam tour and Mighty Five transfer. Day one was a hop-on, hop-off bus tour to orient the first-timers, covering the old strip, new strip, and Fremont Street. A word of caution from Ryan: know exactly what you're buying. Their "24-hour pass" ran from 10 AM to 5 PM and only circled one direction — worth knowing in advance. Day two was a VIP Hoover Dam tour, complete with a comedian-guide who grew up in the area, a descent into the dam's tunnels to see the power plant and turbines, and bridge views overlooking the dam. Lunch was included. Total time: about 8 AM to 2 PM — leaving the evening free for dinner and a little fun.A Few Vegas Tips Worth Knowing The airport is a 10-minute Uber from most strip hotels. Ubers and Lyfts are easy and reliable. And a heads-up for anyone who hasn't been in a while: Las Vegas has fully reinvented itself as an entertainment city — the 99-cent buffets are long gone, and the price tag reflects it. Budget accordingly.The Mighty Five: Zion, Bryce Canyon, Capitol Reef, Arches, and Canyonlands All five parks are in Utah, and Ryan's group covered them in three days through Moab Express — a highly recommended tour company operating out of 12-passenger vans with a guide who doubles as driver. Groups of eight, stops every hour and a half, snacks and water onboard, and a guide named Ben who could riff on geology, history, or nature depending on what you wanted. The pacing was relaxed — visitor centers, photo stops, souvenir shops, and a few short hikes on day three. Not a trip for serious hikers, but absolutely the right vehicle for first-time park visitors who want to see a lot without driving themselves. Meals were included, accommodations ranged from a well-kept Best Western Plus in Bryce to the Hoodoo Hilton (Curio Collection) in Moab, and the only out-of-pocket cost was alcohol. Each park managed to one-up the last — from the red-rock drama of Zion to the alien hoodoos of Bryce Canyon to the staggering scale of Canyonlands, which Ryan says rivals the Grand Canyon.Where in the World?

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MeidasTouch host Ben Meiselas reports on MAGA Mike Johnson shutting down the House for the rest of the summer as Trump's war becomes an even bigger failure and as MAGA Mike and the MAGA GOP are losing control and Meiselas speaks with Democratic Congressman Brendan Boyle. Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices