Podcasts about Budget

European Space Agency Increases Budget and Shifts Toward Commercial Model — Bob Zimmerman — The European Space Agency approved record budget allocations, increasing funding by approximately one-third to facilitate systematic transition toward commercial space operations. Zimmerman documents that the ESA has established a "launcher challenge" incentivizing startup rocket companies, and transferred operational control of the Vega C rocket from centralized Arianespace to manufacturer Avio, enabling independent launch commercialization while the global commercial space sector expands with new entrants including Australianstartup At Space successfully conducting suborbital test flights. 1963

UK Labor Government Faces Backlash Over Broken Promises — Simon Constable — The UK Labour Party, despite commanding a substantial parliamentary supermajority, faces uniform public rejection of its fall budget that systematically violates campaign pledges regarding middle-class taxation. Constable documents that Chancellor Rachel Reeves faces accusations of exaggerating past achievements on her curriculum vitae, specifically claiming a "Britishgirls under 14" chess championship subsequently challenged and disputed. Constable notes OECD warnings that the new budget framework will negate economic growth, signaling severe economic deterioration for Britain. 1940 LONDON BLITZ

What if your money fights aren't really about money? In today's episode, I'm talking with financial therapist Nathan Astle about the real reasons couples clash over spending, saving, and debt — and how to get back on the same team. Nathan explains what financial therapy is, how power dynamics show up in marriages, and why guilt can help but shame keeps us stuck. If you've felt alone, overwhelmed, or unsure where to start, this conversation will give you hope and a plan.Resources mentioned:Financial Therapy Clinical Institute (FTCI) — free resource library (Money Timeline and Money Story worksheets)Money Minus Shame Podcast with Nathan AstleFinancial Therapy Association — find a financial therapist directoryConnect with Nathan on LinkedInYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

When two faith-based financial institutions come together, the goal isn't simply to grow in size—it's to grow in Kingdom impact. That's precisely what's taking place with the launch of AdelFi Christian Banking, a newly unified identity shaped by a shared mission to honor Christ and serve His people.Recently, we sat down with Aaron Caid, Chief Marketing Officer at AdelFi Christian Banking, to talk about how this merger came together, why the new name matters, and what it means for Christians who want their finances to reflect their faith.A New Identity Rooted in ScriptureAccording to Caid, the new name is much more than rebranding—it's a declaration of purpose.“Our new name and identity are a visual representation of what we desire to accomplish with the merger,” he explains. The name AdelFi is derived from the Greek word adelphos, which is used more than 300 times in the New Testament to describe brothers and sisters in Christ.“That's who we are,” Caid says. “Staff, members, and ministries—coming together as a family of believers to build a financial institution centered on Christ and dedicated to advancing God's Kingdom.”The addition of the phrase “Christian Banking” is equally intentional—a bold statement about who they serve and the mission that drives them.The merger was completed on December 1, and throughout 2026, AdelFi Christian Banking will progressively roll out its new brand identity. Milestones include a new website in Q2 and an enhanced digital banking experience in Q3.Combining Strengths for Greater Kingdom ImpactWhat happens when two long-standing Christian credit unions combine their gifts and experience? Caid says the result is far more powerful than the sum of its parts.Both AdelFi and Christian Community Credit Union (CCCU) bring decades of ministry-focused service—over 125 years combined. Each also carries a unique tradition of generosity:AdelFi tithes 10% of its earnings to Christian ministries and mission-sending organizations.CCCU donates a portion of every debit and credit card swipe to Christian causes—over $6.5 million given to date.“Together, we will amplify our giving,” Caid notes. “And with our union, we will form the nation's largest Christian credit union, creating a digital-forward banking experience that honors God and meets members wherever they are.”The merger also expands lending capacity for churches, ministries, and Christian businesses—allowing more Kingdom-minded projects to flourish.Strengthening the Christian Banking MovementChristian banking is still a small, often overlooked sector. But Caid believes this merger marks a turning point.“Most Americans don't even know a Christian banking option exists,” he says. “By merging, we're aligning resources to create more awareness, more growth, and more impact.”With AdelFi Christian Banking emerging as the clear leader in this space, Caid hopes believers increasingly see banking as an area of stewardship—not just convenience.“Our desire is to be the go-to financial solution for Christ followers who seek to align their finances with their faith,” he says. “We want to help steward God's resources to His glory.”Why Christian Banking Is Countercultural—and NeededCaid acknowledges that choosing a Christian financial institution is, in many ways, a countercultural move.“We've seen a major shift among Christians who are fed up with secular banks using their funds for causes that don't align with their values,” he explains.Believers want their money—God's money—to be managed with integrity and used to advance gospel-centered work.“That's why we're boldly stating there is a quality alternative,” Caid says. “A place where your finances are stewarded in ways that reflect biblical priorities, not worldly ones.”The creation of AdelFi Christian Banking reflects a unified vision, a strengthened mission, and a renewed commitment to serving Christ's people well. For those seeking to align their financial lives with their faith, this merger offers a meaningful way forward.To learn more about AdelFi Christian Banking or explore opening an account, visit: FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I was offered a $45,000 loan at 8.675% for 20 years. I could use it to pay off two loans—one at 10.44% and one at 9.84%—and still have $15,000 left over. If I then put an extra $300 a month toward the new loan, is this a good deal?I'm 65 with a little over $1 million in a traditional IRA. Should I start converting some of it to a Roth before I have to take RMDs at 73?I budgeted $25,000 for a remodel. The contractor offered 0% financing for 72 months, bringing the cost to $21,000 with a $3,000 down payment—or I could pay cash and get an extra 5% discount by putting $6,000 down. Should I take the 0% option to keep more cash on hand? And will it affect my credit score?We owe $56,000 on our mortgage. I could pull from my retirement to pay it off, but that would nearly drain the account. Would it be wise to do that and then redirect the mortgage payment into investing?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With reaction to the autumn Budget still on the lips of news outlets everywhere, your co-pilots are here to make sense of the chaos.Allison doesn't hold back and thinks Reeves has ‘lied' to the electorate and inflated her own words in order to try and sneak her Budget past everyone.Meanwhile Liam thinks the fighting between Number 10 and 11 is harming the economy on a fundamental scale.Meanwhile stowaway Lord Nigel Biggar tells the co-pilots why history should recognise the UK fought against slavery across the British Empire.Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditorRead Allison ‘A jury took 17 minutes to find Jamie ‘not guilty'. I hate to think what a Left-wing judge would've done': https://www.telegraph.co.uk/news/2025/12/02/jury-trials-lammy-left-wing-judiciary/ |Read Allison ‘Joyless and fake, what a strange person Meghan is': https://www.telegraph.co.uk/news/2025/12/03/id-pay-not-to-spend-a-christmas-with-meghan-and-harry/ |Read more from Allison: https://www.telegraph.co.uk/authors/a/ak-ao/allison-pearson/ | Read Liam ‘If Labour sticks two fingers up to the bond market, Britain will pay the price': https://www.telegraph.co.uk/business/2025/11/30/labour-two-fingers-bond-market-britain-pay-price/ |Read more from Liam: https://www.telegraph.co.uk/authors/liam-halligan/ |Read Liam's Substack: https://liamhalligan.substack.com/ |Need help subscribing or reviewing? Learn more about podcasts here:https://www.telegraph.co.uk/radio/podcasts/podcast-can-find-best-ones-listen/ |Email: planetnormal@telegraph.co.uk |For 30 days' free access to The Telegraph: https://www.telegraph.co.uk/normal | Hosted on Acast. See acast.com/privacy for more information.

On this episode of THE GEEK BUDDIES, John Rocha, Michael Vogel and Shannon McClung talk the Puck News report that James Gunn might be demoted if Paramount acquires WB and the report that 'Supergirl' cost $200M. They also spoiler review IT: Welcome to Derry Episode 6 and review STRANGER THINGS S5 Eps 1-4 and more! Remember to Like and Share this episode on your social media and to Subscribe to The John Rocha Channel below. #DC #jamesGunn #marvel #netflix #strangerthings #hbomax #welcometoderry #johnrocha #michaelvogel #thegeekbuddies ____________________________________________________________________________________ Chapters: 0:00 Intro and Rundown 2:00 What's the Truth About the 'Supergirl' Budget? 11:40 Will Paramount Demote James Gunn if they Buy WB, Supergirl Budget 20:02 Welcome to Derry Ep 6 Spoiler Review 37:52 Stranger Things S5 Eps 1-4 Spoiler Review FOLLOW THE GEEK BUDDIES: Twitter: https://twitter.com/Geek_Buddies Follow John Rocha: https://twitter.com/TheRochaSays​​​​​ Follow Michael Vogel: https://twitter.com/mktoon Follow Shannon McClung: https://twitter.com/Shannon_McClung Learn more about your ad choices. Visit megaphone.fm/adchoices

Denver's public transit agency RTD has had a rough couple of years. Almost a full year of track maintenance and slowdowns led to a nearly 20% decline in light rail ridership, but ridership across the network overall is down, too. With even more light rail maintenance expected in the next few years, RTD's budget is projected to hit multi-billion deficits in the early 2030s. So what's the plan to get back on track? And if the answer is more money, who will pay? RTD CEO and General Manager joins producer Paul Karolyi to discuss what she thinks the biggest problems are, her plan for the budget deficit, and what she does when her train is late.  Paul referenced Nate Minor's reporting for CPR about the senior leaders who left RTD in recent years and quoted the emailed statement Johnson shared with the Denver Post for this recent story. Johnson quoted some recent data on ridership numbers and talked about RTD's new tap-to-pay technology.  For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm What do you think should be done to improve RTD? We want to hear from you! Would you pay higher sales taxes? Or would you prefer to pay more at parking meters? Or do you think RTD is going well enough as it is? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this December 3rd episode: Warren Village The People Park Colfax Ave BID Multipass Ballpark Denver Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

It was PMQs today and it is clear to see that Kemi Badenoch is starting to enjoy herself. She opened with the departure of the head of the Office for Budget Responsibility (OBR), as it allowed her to suggest that Starmer was dodging taking responsibility himself. She asked: ‘Does the Prime Minister believe that when an organisation descends into total shambles, the person at the top should resign?' To be fair, she has lots of ammunition between the leaks, botched Budgets and Cabinet discontent – however, the leader of the opposition does seem to be hitting her stride just at the moment when the Tories are enjoying a modest bump in the polls. Can she keep it up?Also on the podcast, the rumour mill is buzzing with renewed talk of a Tory/Reform pact after comments made by Nigel Farage to a group of donors. Reportedly he told the room that an agreement on cooperation between the two parties could help Reform's path to No. 10. Is a pact becoming more likely?Lucy Dunn speaks to Tim Shipman and Isabel Hardman.Produced by Oscar Edmondson.Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

In this week's show Patrick Gray and Adam Boileau discuss the week's cybersecurity news. It's a quiet week with Thanksgiving in the US, but there's always some cyber to talk about: Airbus rolls out software updates after a cosmic ray bitflips an A320 into a dive Krebs tracks down a Scattered Lapsus$ Hunters teen through the usual poor opsec… … as Wired publishes an opsec guide for teens. Microsoft decides its login portal is worth a Content Security Policy South Korean online retailer data breach covers 65% of the country This week's episode is sponsored by Nebulock. Founder and CEO Damien Lewke joins to talk through their work bringing more SIgma threat detection rules to MacOS. This episode is also available on Youtube. Show notes Airlines race to fix their Airbus planes after warning solar radiation could cause pilots to lose control | CNN Congress calls on Anthropic CEO to testify on Chinese Claude espionage campaign | CyberScoop Post-mortem of Shai-Hulud attack on November 24th, 2025 - PostHog Update: Shai-Hulud and the npm Ecosystem: Why CTEM Must Extend Beyond Your Walls | Armis Glassworm's resurgence | Secure Annex 4.3 Million Browsers Infected: Inside ShadyPanda's 7-Year Malware Campaign | Koi Blog Post by @spuxx.bsky.social — Bluesky Meet Rey, the Admin of ‘Scattered Lapsus$ Hunters' – Krebs on Security The WIRED Guide to Digital Opsec for Teens | WIRED Perth hacker Michael Clapsis jailed after setting up fake Qantas Wi-Fi, stealing sex videos - ABC News Ed Conway on X: "The person who first downloaded the OBR's document at 11:35 on Budget day (I'm guessing someone at Reuters, given they first reported it) had already guessed the web address and tried and failed to download it 32 times so far that day(!) https://t.co/6iLm2uEUj2" / X Reuters accused of hack attack | ZDNET The Destruction of a Notorious Myanmar Scam Compound Appears to Have Been ‘Performative' | WIRED Microsoft tightens cloud login process to prevent common attack | Cybersecurity Dive Fortinet FortiWeb flaws found in unsupported versions of web application firewall | Cybersecurity Dive Cryptomixer platform raided by European police; $29 million in bitcoin seized | The Record from Recorded Future News Officials accuse North Korea's Lazarus of $30 million theft from crypto exchange | The Record from Recorded Future News Data breach hits 'South Korea's Amazon,' potentially affecting 65% of country's population | The Record from Recorded Future News NSA Contractor Groomed Teenage Girls On Reddit, DOJ Alleges Nebulock developed coreSigma for MacOS coreSigma repo:

Snag Our Simplified Budget System!Check out Office Hours!Guess who's back on the podcast? Our incredible coach Michelle is here, and she's bringing the behind-the-scenes scoop from office hours — aka where the magic happens every single week. Whether you've joined us live or you're wondering what office hours are all about, this episode breaks down the real questions people are asking (and the “aha” moments they're walking away with).From paycheck planning to deciding between savings buckets and spending accounts, this convo is full of clarity, encouragement, and real-life strategy.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

5pm: Video Guest – King County Councilmember Regan Dunn // King County fraud investigation shifts to independent office // The current state and future of King County’s Budget woes // Guest – Dr. Stern, John’s Plastic Surgeon // Preparing for a facelift and recovery // Letters

Are you living at your best—or simply getting by? For many believers, chronic exhaustion has become a quiet norm. Yet Scripture reminds us that burnout isn't a badge of honor. It's a warning light. When life feels out of balance, it may be a sign we're pushing beyond the limits God lovingly designed for our good.Today, we sat down with Carey Nieuwhof—pastor, bestselling author of At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor, leadership expert, and host of the Carey Nieuwhof Leadership Podcast, as well as the founding pastor of Connexus Church—to talk about how Christians can pursue biblical rest and renewed purpose. Carey's insights come not from theory, but from the deepest valley of personal experience.When Success Masks ExhaustionCarey's story began two decades ago, during a season of explosive ministry growth. His church was thriving, opportunities were multiplying, and by every outward measure, life was “on top.” But amid this success, his inner world was collapsing.After returning from a high-profile speaking event, Carey hit a wall:“It was like I fell off a cliff. I lost motivation, passion, and energy. I met all the symptoms of clinical depression. My body declared a finish line I had refused to acknowledge.”People around him saw the signs. He didn't. And that's often the story behind burnout—others notice the warning lights long before we do.Carey describes burnout as “the gap between what you're capable of and what you're carrying.” Early in ministry, he assumed that increasing responsibility meant increasing hours. It was an unsustainable equation.Yet today, two decades later, he leads a much larger platform with far more influence—without living exhausted. Why? Because he restructured his life around a biblical rhythm of rest, limits, and intentional focus.Managing Energy, Not Just TimeMany Christians feel that better time management will fix their overload. But as Carey points out, time is a fixed asset—everyone gets the same 24 hours. Energy, however, rises and falls.Every person has what Carey calls a “green zone”—a few hours each day when they are at their best mentally, emotionally, and spiritually. For him, it's morning. For others, it might be midday or evening.His challenge is simple: Do what you're best at when you're at your best.When he writes in his green zone, he gets exponential results. When he tries the same work in his “red zone,” productivity crashes. This principle applies to everyone—from CEOs to parents, pastors, and business owners.Stewarding energy also requires boundaries. That means saying no—not out of selfishness, but out of faithfulness.Carey explains:Saying yes to every request eventually forces you to say no to the people who matter most.Delegation is a spiritual discipline.Some opportunities, even good ones, don't align with God's call in a particular season.By categorizing his decisions—like eliminating breakfast meetings that compete with his green zone—Carey reclaimed the margin he had been missing for years.Rest Is Not a Reward—It's DesignFor many Christians, rest feels like something we “earn” after working ourselves to the edge. But biblically, rest is part of our calling.Carey describes Sabbath not just as rehab after exhaustion, but prehab—something that prepares and strengthens us for faithful work. He points to the way elite athletes build rhythms of sleep, diet, and intentional recovery before they step onto the court.Even God modeled this for us—delighting in His creation and resting not from exhaustion but from joyful completeness.For Carey, the principles of rest and margin extend well beyond the calendar.A free Saturday protects family time. A healthy emergency fund protects the home from crisis. Limits are not restrictions—they are blessings that allow us to flourish.Margin creates room to love well, give freely, and listen to God's direction.Living at Your BestCarey's journey from burnout to renewal is a grace-filled reminder: God never asked us to outrun His design.He calls us to work diligently, rest faithfully, and live within the good limits He created for our flourishing. Carey's whole story—and the principles he teaches in his book At Your Best—offer a roadmap for anyone seeking balance, health, and spiritual renewal.For more wisdom from Carey Nieuwhof, explore his book At Your Best and visit the Carey Nieuwhof Leadership Podcast. And if you're an advisor, he'll be joining us at Redeeming Money, our conference for financial professionals, in February.May you learn to live—not at your limit—but at your best, in the freedom and rest God provides.On Today's Program, Rob Answers Listener Questions:Can you explain the pros and cons of taking Social Security at 62 versus waiting until full retirement age? By 62, I'll be mostly debt-free, and since longevity doesn't run in my family, I'm wondering if it makes sense to claim early while my quality of life is higher and still work within the income limits.When should someone update their will? I'm 58, debt-free, still working, and have a solid 401(k). Should I consider setting up a trust, and how do I know when that becomes the wise choice, especially since it costs more?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor by Carey NieuwhofDidn't See It Coming: Overcoming the Seven Greatest Challenges That No One Expects and Everyone Experiences by Carey NieuwhofThe Carey Nieuwhof Leadership PodcastRedeeming Money 2026: A Kingdom Advisors ConferenceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Colorado lawmakers were recently warned that the state is stuck in a cycle of annual billion-dollar budget shortfalls. Colorado Sun political reporter Jesse Paul discussed the situation with Arlo Pérez Esquivel on the Colorado Today podcast from Colorado Public Radio Read more: https://coloradosun.com/2025/11/17/colorado-budget-cycles-1-billion-shortfall-medicaid/See omnystudio.com/listener for privacy information.

This week: Rachel Reeves reels as Labour's Budget unravels – and a far-left Life of Brian sequel plays out in Liverpool.After a bruising seven days for the Chancellor, Michael and Maddie ask whether Reeves's position is now beyond repair. Did Keir Starmer's bizarre nursery press conference steady the ship – or simply confirm that the government is panicking? And is the resignation of the OBR chair a shield for Reeves – or a damning contrast with her refusal to budge?Then: the inaugural conference of Your Party delivers pure comic gold. As Zarah Sultana's collective-leadership utopians clash with Corbynite diehards and Islamist independents, Michael explains why the far left's civil war matters more than Westminster thinks. Could independents erode Labour's urban base? And with Jeremy Corbyn now looking like the centrist dad of the movement, what does this chaos tell us about the future of the British left?And finally: Christmas is coming. Maddie and Michael share their rules for 'sound' gift-giving and give their book recommendations.Produced by Oscar Edmondson.To submit your urgent questions to Michael and Maddie, go to spectator.co.uk/quiteright Hosted on Acast. See acast.com/privacy for more information.

In this conversation, George Azar discusses the inherent fear surrounding taxes, emphasizing that this fear stems from a lack of understanding. He highlights the complexity of the tax code, which is designed to benefit the ultra wealthy, and the role of lobbying in maintaining this complexity. Azar's insights reveal how the tax system can be intimidating for individuals, particularly those who are not well-versed in its intricacies.

In this episode, Doria Fleisher and Jake Dyer share 12 smart, practical ways Charles County residents can save money all year long. From using free county services like recycling, mulch pickup, and public transit, to taking advantage of pet adoption benefits, property tax credits, water bill tips, and more—this episode is packed with wallet-friendly resources you can start using today.Thanks for listening. If you like this podcast and want to hear more, search Charles County Government on Apple Podcast, Spotify or where ever you get your podcast - and be sure to like and subscribe. We're also available on YouTube. Search Charles County Commissioners And Stay Connected for all County news, information, and programs by visiting www.CharlesCountyMD.gov/StayConnected

The fallout from Rachel Reeves' first Labour budget has dominated Scottish politics — and in this episode of Holyrood Sources, recorded live in Malone's Pub in Edinburgh, we unpack the political chaos, the polling shockwaves, and what it all means for the 2026 Holyrood election.This episode previews our live Christmas special and pub quiz, and dives into budget politics, polling trends, and party strategy across the UK.

Andrew and Lucy are joined by Dr Gareth Fearn to discuss the climate impacts of Rachel Reeves budget announcements last week. Shout outsVillage Green's in Prestwich Manchester Urban DiggersSupport the show

Since the Budget the main question in the media and from some of the government's political opponents has been did Rachel Reeves deliberately mislead? But is the Chancellor's integrity the right target for her many opponents? Is the substance of the Budget getting less attention than it deserves from supporters and opponents? Plus, is this the end of juries and Your Party? Hosted on Acast. See acast.com/privacy for more information.

Dan updates us on the liquidity cycle, reviews Labour second massively tax increasing budget and discusses what a bond market revolt would actually look like and how the world would react.

Today we're going to be talking about David Lammy, and his brand new plans to drastically reduce the number of jury trials in the UK in an attempt to address the backlog. With the backlog of cases due to be heard in courts already at 78,000, and heading for 100,000, the Justice Secretary believes that only radical solutions can tackle the ‘courts emergency'. But is he being too radical? This comes on the same day that Lammy announced that 12 prisoners have been accidentally released in the last three weeks.But first, the Budget fallout continues and there has been a resignation but – crucially – it's not the Chancellor. After the OBR leaked the Budget early, its chairman Richard Hughes has taken the fall and resigned last night. Does this ease or increase the pressure on Rachel Reeves?Oscar Edmondson speaks to James Heale and Isabel Hardman.Produced by Oscar Edmondson.Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

On today's episode, we meet David Ash, a filmmaker who perfectly embodies the spirit of the weekend warrior — balancing a demanding corporate career, a family of four, and a thriving passion for filmmaking. Living in the Twin Cities, Ash proves that a creative life doesn't have to mean abandoning stability. With a degree in business administration and a full-time job as a treasury director, he still finds time to write, shoot, and direct independent films fueled by sheer willpower and resourcefulness.His journey began after a screenwriting contest brought him to Los Angeles, where he realized Hollywood wasn't going to make his stories — so he decided to make them himself. From there, he dove into every filmmaking class he could find, learned the craft from the ground up, and began creating short films that would eventually lead to his first feature.His early projects, including the $800 mockumentary Love: A Documentary, showcased his ability to stretch every dollar while maintaining a sharp creative vision. As his filmmaking matured, Ash produced Twin Cities, a powerful drama exploring identity, duality, and personal transformation. Balancing his corporate life and creative drive, he continues to inspire other aspiring filmmakers to stop waiting for permission and simply start creating. His message is simple but profound: you don't need Hollywood money or endless free time to make films — you just need passion, persistence, and the courage to begin.Become a supporter of this podcast: https://www.spreaker.com/podcast/indie-film-hustle-a-filmmaking-podcast--2664729/support.

Giving Tuesday has become a global moment to celebrate generosity. But for believers, it can be much more than a once-a-year opportunity to give. It can become a catalyst to cultivate a lifestyle of intentional, joy-filled stewardship all year long.Today, we explore how to give with both heart and wisdom—so that our generosity reflects God's purposes, not merely the moment. Joining the conversation is Al Mueller, founder and CEO of Excellence in Giving and former executive with Morgan Stanley and UBS.Beyond the Moment: What Giving Tuesday Really RepresentsFor Al Mueller, Giving Tuesday is more than a charitable trend—it's an invitation.“Giving Tuesday is a great opportunity to begin acting on generosity,” he says, “but it's also a moment to pause and align with God's purposes.” Al reminds us of Paul's words in 2 Corinthians 9:7: “Each one must give as he has decided in his heart… for God loves a cheerful giver.”In other words, generosity is more than an impulse. It is an act of worship. Giving Tuesday can be a spark, but intentional stewardship is the flame that keeps burning throughout the year.Al summarizes biblical giving with a simple idea: “God gave us both a head and a heart—He didn't say pick one.”Wise stewardship holds both together:The heart expresses compassion, joy, and worship.The head evaluates impact, effectiveness, and alignment with God's purposes.Stewardship looks at the Kingdom outcomes we long to see and asks how we can best contribute to them. Some giving is planned, some spontaneous—but all of it can be intentional.Helping Donors Give With ExcellenceAt Excellence in Giving, Al and his team equip high-capacity givers—often those giving $1 million or more annually—to make well-informed, impactful decisions. They offer research, due diligence, and accountability that help donors shift from reactive to proactive giving.But these principles, Al emphasizes, are not reserved for the ultra-wealthy.“Everyone can do their own homework,” he says. “Everyone can ask good questions. Everyone can give intentionally.”Whether you're giving $50 or $50,000, evaluating ministries wisely matters. Al recommends starting with three core questions:What problem is the ministry trying to solve?What do they believe is the root cause of that problem?What measurable results have they seen?Healthy ministries provide clear reporting, measurable outcomes, and transparent leadership. They welcome questions and view accountability as part of discipleship.Key indicators to review include:Leadership stabilityDonor and staff retentionClear communicationTransparent financial practicesEvidence of life changeStrong ministries don't hide their results—they celebrate them.Red Flags: When to Think TwiceJust as there are markers of strong ministries, there are warning signs that should prompt caution:Vague vision without a clear planEmotional pressure or over-spiritualizing resultsLack of reporting or unwillingness to share outcomesOver-dependence on a single donorRepeated urgent appeals for fundsAl calls vague visions “ministry hallucinations”—dreams without blueprints. Just as you wouldn't build a house without plans, you shouldn't fund ministry without clarity.A Growing Trend: Collaborative GivingOne of the most exciting developments in philanthropy today is collaborative giving—donors pooling resources to make a larger, more strategic impact.Pooling resources:Helps ministries secure larger grantsReduces duplicationSaves ministries' valuable timeStrengthens unity within the body of Christ“This model lets donors and ministries accomplish something bigger together,” Al explains.No donor wants to micromanage, and no ministry seeks to be controlled. But accountability doesn't mean control—it means clarity.Al puts it this way: “Accountability is information given, not control taken.”Trust grows when ministries offer clear plans, measurable results, and honest reporting—what Al calls “a form of blessing” to donors.The Next Generation of GiversYounger donors give differently than their parents do. They are:More global in perspectiveMore results-orientedMore experiential—they want site visits and direct engagementMotivated by conviction rather than obligationPassionate about transparency and impactAl believes this next generation will reshape Christian generosity—mainly as significant wealth transfers occur in the coming decades.Al concludes with a powerful insight: there is a meaningful difference between being generous and being a steward.In the first century, a steward managed the household, finances, and fields on behalf of the master. The steward's job was simple: to know the heart of the master and act accordingly.Stewardship today means:Recognizing God owns it allSeeking His desires for His resourcesGiving with discernmentAiming to hear, “Well done, good and faithful servant.”Generosity is beautiful—but stewardship is a calling.Growing in Intentional GenerosityWhether you're giving on Giving Tuesday or cultivating lifelong generosity, the call is the same: give with joy, wisdom, and purpose.If you want to explore tools to help you give more strategically, you can learn more at ExcellenceInGiving.com. And if you'd like to partner with the mission of FaithFi, visit FaithFi.com/Partner to join us in helping believers integrate faith and financial decisions for the glory of God.On Today's Program, Rob Answers Listener Questions:What are your thoughts on annuities for someone approaching age 70?My wife and I are senior citizens and now have custody of our 10-year-old granddaughter—her father passed away, and her mother isn't involved. We want guidance on setting up a trust for her future. What's the best way to approach this?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Excellence in GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hey Friend!   Finish this sentence for me.    If only I had more money I could… go on vacation, pay off debt, be financially stable, handle unexpected expenses, buy the thing you really want and more.    This belief can be very dangerous! It can lead to many negative thoughts and cause you to become angry, unhappy, stressed, overwhelmed and so much more. Because you are thinking thoughts that are not life giving, but life taking.    That is why in this episode I wanted to help bring to light 3 of the biggest reasons you believe more money is the answer to your problems and what you can do to let that belief go.    So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence.  . . . Next Steps:  . Book a Call  . Join The Community  . Become an Insider . Questions? Email me at mollybenell@gmail.com

Mature economies such as France, the UK and the US are spending more than they take in. They make up the rest in borrowing. But how long can that last? Today on the show, Katie Martin speaks with Ian Smith, the FT's senior markets correspondent, about the UK's latest Budget and bond sales, and what it means for governments around the globe. Also they go long chocolate and short cats. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedoffer.You can email Robert Armstrong and Katie Martin at unhedged@ft.com.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Every December starts with good intentions and ends with the same sentence: how did I spend that much? Because Christmas has a way of turning even the most financially competent women into festive chaos elves… not because you’re “bad with money,” but because the whole season is engineered to hijack your brain. This week, Victoria unpacks the psychology behind Christmas overspending and the subtle mind games retailers play that make you feel generous when you’re actually being steered. This isn’t about being a Grinch. It’s about finally seeing the tricks for what they are, so you can have a Christmas that still feels magical, without the financial regret in January.In this ep:

The holidays are here, which means TWO things:     Everyone's overwhelmed. Leaders everywhere are asking, "What in the world do I do for my customers and team this year?"     Inside today's episode, we're breaking down how to love on your people in a way that's heartfelt, intentional, and sustainable — without losing your budget or your mind.     Because here's the truth: The #1 reason people leave a job, a team, or a wellness journey is because they don't feel appreciated or seen. And during the holidays — when life already feels loud — that lack of connection hits harder.     This episode will help you create a holiday appreciation rhythm that honors your heart, honors your budget, and strengthens retention from the inside out.    

Sean Farrington explores why Richard Hughes has quit as head of the OBR after a Budget-day publishing blunder, and what it means for trust in the watchdog's forecasts.Trainees at an accountancy firm will be sent on secondments at bars, pubs and restaurants to help develop their 'front of house' skills - Sean finds out why. And it's Christmas advert season; can local shops compete with the big brands? Small businesses in Hexham, in Northumberland, have banded together to have a go by creating their own Christmas Ad.

For today's Holiday Showdown - we discuss whether it is better to budget for family's holiday spending or do we let it all out in a free for all?

Send us a textStop Starting Over With Your MoneyMost women think they need more discipline to stay consistent with their spending plan, but the real issue is that their system does not match their actual life. In today's episode, you will learn why you keep restarting your budget every few weeks and how to break the cycle with five simple habits that help you stay grounded and consistent, even during your busiest seasons.We walk through a two minute morning preview, a weekly lookback that removes shame, a small lever system for building momentum, a forecast plan for chaotic days, and a weekly preset that sets you up for success. These habits act as stabilizers that keep your finances steady and predictable so you no longer feel like you are starting from scratch every month.This episode is part of the Freedom Budgeting series and gives you a clear path to build rhythm, confidence, and real breathing room in your money.Links Mentioned: Join Blueprint Take the FREE Money QuizSubscribe so you don't miss an episode. Free Resources: Take the Free 60 Second Free Money Style Quiz Keep Learning: Join the Blueprint Waitlist

The arguments over last week's budget continue; first chancellor Rachel Reeves was accused of misleading MPs and the public over the state of public finances, then the chair of the budget watchdog, the Office for Budget Responsibility, resigned. So how did this row unfold and where does it leave the Prime Minister?This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.com/thestoryGuest: Oliver Wright, policy editor, The Times.Host: Manveen Rana.Producers: Olivia Case, Shabnam Grewal.Read more: Did Rachel Reeves lie — and will she resign? Further listening: Do bond markets rule the world?Clips: The Telegraph, Times Radio, BBC, parliamentlive.tv, ITV News, Sky News.Photo: Getty Images.Get in touch: thestory@thetimes.comThis podcast was brought to you thanks to subscribers of The Times and The Sunday Times. To enjoy unlimited digital access to all our journalism subscribe here. Hosted on Acast. See acast.com/privacy for more information.

Today, we take you inside the recent men's basketball game, online late meal delivery through a student-run project UniEats, and the stormwater plan and operational budget discussion at the town council meeting.

With the long-awaited UK budget finally revealed (in a leaked form a few hours early), will this finally restore a semblance of financial Order to the UK? And with Trump's haphazard tariffs ongoing and constantly mutating, what does it all mean for the global economic order? To find out, Jason is joined by Philip Coggan, award winning journalist and author of The Economic Consequences of Mr Trump: What the Trade War Means For the World. This ep is brought to you in partnership with the New Books Network. Philip and Jason explore how major historical lessons in economics (concerning specialization, efficiency, growth, the advantages of trade deficits, etc.) can all be unpacked from the ongoing economic consequences of Trump's tariffs.  They draw upon the historical parallels of Trump's actions to try to understand the true motivations behind Trump's tarriffs.  Is it all about misunderstanding the meaning of trade deficits, or all about manufacturing, or is it all about centralisation of power and political theatre. Listen to find out… Plus: the duo spoke right after the UK budget announcement and they tried to unpack the domestic implications of the recent UK budget and whether any of Reeve's economic policies can actually Order the Disorder. To join our Mega Orderers Club, and get ad free listening, early episode releases, bonus content and exclusive access to live events, visit https://disorder.supportingcast.fm/  Producer: George McDonagh Subscribe to our Substack - https://natoandtheged.substack.com/ Disorder on YouTube - https://www.youtube.com/@DisorderShow Show Notes Links: Pls Join the Mega Orderers Club for ad-free listening and early release of the episodes, via this link: https://disorder.supportingcast.fm/ For more on our partnership with the New Books Network visit: https://newbooksnetwork.com/category/up-partners/disorder  Get Philip's book The Economic Consequences of Mr Trump - https://profilebooks.com/work/the-economic-consequences-of-mr-trump/  Cockup instead of Conspiracy: How Rachel Reeves's budget was leaked 40 minutes early: https://www.theguardian.com/uk-news/2025/nov/26/how-rachel-reeves-budget-was-leaked-40-minutes-early  Budget 2025: Key points at a glance-- https://www.bbc.co.uk/news/articles/cj4w44w42j5o  Learn more about your ad choices. Visit megaphone.fm/adchoices

November was a whirlwind month for cryptocurrencies, and it seems that volatility is carrying over into December with Bitcoin posting its worst single day decline since March yesterday. Meanwhile, the head of the U.K.'s budget watchdog resigned after the OBR accidently released its report ahead of Chancellor Rachel Reeves' budget last week. And in an exclusive interview with CNBC, the Bank of England's Megan Greene laid out her outlook for the economy, and what she'd need to see in the labour market and inflation figures to prompt a rate cut.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ce mardi 2 décembre, la difficulté et les conséquences de l'adoption du budget visant les auto-entrepreneurs, l'illusion liée à la croissance économique française, et les impacts du voyage de Macron en Chine, ont été abordés par Léonidas Kalogeropoulos, PDG de Médiation & Arguments, Emmanuel Combe, professeur à l'université Paris 1 Panthéon-Sorbonne et à la Skema Business School, et Ludovic Desautez, directeur délégué de la rédaction de La Tribune, dans l'émission Les Experts, présentée par Raphaël Legendre sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Invité : Romain Eskenazi, député du Val d'Oise et porte-parole du groupe PS à l'Assemblée nationaleHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

What if the secret to transformation success isn't more budget but strong, built-in accountability?In this week's episode of the Only Constant, our guest Zee Amin discusses with Nellie Wartoft how flipping the traditional funding model transforms the transformation office into a high-impact internal consultancy. They explore co-investment strategies, building trust through realistic business cases, and why being brave enough to challenge the status quo matters more than having a mandate.Connect with:⁠⁠⁠⁠⁠⁠⁠⁠Nellie Wartoft⁠⁠⁠⁠⁠⁠⁠⁠CEO of ⁠⁠⁠⁠⁠⁠⁠⁠Tigerhall⁠⁠⁠⁠⁠⁠⁠⁠Chair of the ⁠⁠⁠⁠⁠⁠⁠⁠Executive Council for Leading Change (ECLC)⁠⁠⁠⁠⁠⁠⁠⁠nellie@tigerhall.com

Chaque jour, retrouvez le journal de 10h30 de la rédaction d'Europe 1 pour faire le tour de l'actu.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode, we dive into our annual budget review and build out our full 2026 budget inside LMN for Brian's Lawn Maintenance. I walk you through why this is the most important end-of-year task, how it shapes your pricing and profit for next season, and why getting your numbers dialed in now sets you up to win big in 2026. Let's get our ducks in a row and go into the new year with clarity, confidence, and a rock-solid plan.

Today, the Prime Minister has defended Reeves saying she did not mislead the public.Pressure has been building over the chancellor this weekend after Reeves was accused of misleading the public and the cabinet, something she denied. She is accused of of not giving the upsides to forecasts in a speech on 4 November. Adam and Chris is joined by Dharshini David deputy economics editor. And, the UK and US have agreed a deal to keep tariffs on pharmaceutical shipments from the UK to America. Under the agreement the UK will pay more for medicines through the NHS in return for a guarantee that US import taxes on pharmaceuticals made in the UK will remain at zero for three years. Adam is joined by Simon Jack, business editor. You can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers. You can join our Newscast online community here: https://bbc.in/newscastdiscordGet in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.New episodes released every day. If you're in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bbc.in/4guXgXd Newscast brings you daily analysis of the latest political news stories from the BBC. The presenter was Adam Fleming. It was made by Jack Maclaren. The social producer was Gabriel Purcell-Davis. The technical producer was Dafydd Evans. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.

Keir Starmer has been pushed to defend his chancellor after she was accused of lying in the run-up to the autumn budget. Rachel Reeves is alleged to have misled the public by citing bleak economic forecasts from the Office for Budget Responsibility to justify tax rises, even though the figures were more positive than she suggested. Lucy Hough is joined by the head of national news, Archie Bland. Help support our independent journalism at theguardian.com/infocus

Lots has happened over the weekend – Your Party (as they are now actually called) have proven to be the gift that keeps on giving, there been another defection to Reform and Rachel Reeves stands accused of lying about the extent of the fiscal blackhole in her pre-Budget briefings.Some within Labour see it as a victory of sorts for Rachel Reeves that, so far, the post-Budget debate has focused mostly on the run-up to her statement rather than the measures it contained. However Keir Starmer has been mobilised this morning to give an 'everything is fine' speech in support of the Chancellor, with whom his fate is intertwined. Could she be forced to go? How serious is this? Lucy Dunn speaks to James Heale and Tim Shipman. Produced by Oscar Edmondson. Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

Snag Our Simplified Budget System! Schedule an Annual Planning Session.Budget besties, 2026 is almost here—but don't skip the most important step: looking back at your 2025 money moves.

The holidays are meant to be a season of joy, generosity, and gratitude. Yet for many families, the celebrations come with a heavy dose of financial stress—stress that lingers long after the decorations are packed away. Our desire to bless others often leads to spending more than we planned. But it doesn't have to be that way.Recently, we sat down with Neile Simon, Certified Credit Counselor and Director of Strategic Partnerships at Christian Credit Counselors, to talk about how families can give meaningfully, stay within their means, and refocus on what Christmas is truly about.Creating a Realistic Holiday PlanMost people enter the holiday season with the best of intentions. We want to show love, bless others, and create special memories. But somewhere along the way, those intentions can derail.Neile explains that a mix of cultural pressures makes overspending almost effortless: holiday sales, credit card offers at checkout, “buy now, pay later” deals, and social media's endless highlight reels. Before long, the drive to be generous morphs into the belief that we must spend more to prove how much we care.And the consequences last far beyond December—financial stress, increased debt, and a January filled with regret rather than joy. The good news: overspending isn't inevitable. Neile suggests starting early and planning intentionally.1. Decide what you can truly afford. Account for all holiday expenses—gifts, food, travel, entertainment, and even small traditions that add up.2. Set a total spending limit. Let this number guide every decision throughout the season.3. Use cash or debit when possible. “When the money's gone, you're done—and that's okay,” Neile says. This simple boundary protects you from impulse spending.4. If using credit cards, treat them as tools—not the enemy. Used wisely, they can help you track your spending. The key is to stay disciplined and avoid taking on debt you can't comfortably repay.Ultimately, a budget is not a restriction—it's a path to freedom. It helps you enjoy the season without dreading the bill that arrives in January.Meaningful Giving Without OverspendingGenerosity isn't measured by price tags. In fact, the most meaningful gifts are often the simplest.Neile encourages families to focus on personal, relational giving:Handwritten notesHomemade treatsShared experiencesThoughtful, small gifts with clear intentionHer own family keeps gift-giving fun by setting spending limits and doing a white-elephant exchange. “It takes the pressure off,” she says, “and turns gift-giving into shared laughter and memory-making.”When togetherness becomes the priority over possessions, Christmas becomes both more joyful and more affordable.If You're Already in Debt, There's HopeFor families already carrying debt, Christmas can feel like a tug-of-war between generosity and financial reality. Neile offers this encouragement: give within your means—even if it means scaling back.Why? Because responsible giving protects your finances, your peace, and your future.“Think of it this way,” Neile says. “A relaxed, stress-free January is far better than stressing out after overspending in December.”Scaling back isn't failure—it's stewardship. And it models wisdom and faithfulness for your children.Refocusing on the True Meaning of ChristmasAmid the lights, the gifts, and the traditions, it's easy to lose sight of the heart of Christmas.“Christmas is a celebration of Jesus—the greatest gift ever given,” Neile reminds us. When our hearts are centered on Him, love and grace become the focus. Giving within our means allows us to celebrate joyfully, gratefully, and peacefully.And when we spend with purpose—anchored in Christ rather than consumerism—we experience a kind of joy that lasts long after the season ends.Need Help With Debt?If financial stress is weighing you down, Christian Credit Counselors can help. As a nonprofit ministry, they specialize in debt management—not debt consolidation—working directly with your creditors to lower interest rates and help clear the path toward freedom.Learn more at: ChristianCreditCounselors.org/Faith. On Today's Program, Rob Answers Listener Questions:I'm an 84-year-old retired veteran, and my wife is 81. We have a $375,000 mortgage on a $3.2–$3.4 million home, a $140,000 portfolio, a 529 with $55,000, about $100,000 in gold jewelry, $40,000 in Social Security benefits, and $15,000 in credit card debt. We're running out of money and need to tap our home equity. The VA offered a $400,000 loan, but would a HELOC or a reverse mortgage be better? Who can help us make the right decision?We're receiving a $60,000 inheritance and have $10,000 in credit card debt. Should we use some of the inheritance to pay it off, and what should we do with the rest? My husband is disabled, and we're in our 60s—so is investing any of it in the stock market wise? And should we tithe on the inheritance?I'm 65, still working full-time as a caregiver, and have about $900,000 in my 401(k). When should I start Social Security—now or when I retire in May 2026? And how do I know if I have enough saved for retirement, since I'm debt-free and have fairly basic expenses?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsHome Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan J. AccolaMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Two former UK Chancellors, Jeremy Hunt and Kwasi Kwarteng, deliver a brutal, unfiltered emergency analysis on Labour's first two budgets.  They expose the truth behind the £70 billion tax hike, the controversial welfare policies, and why freezing housing taxes will "gum up" the top end of the market. Discover the shocking reasons this financial chaos is happening now and why the UK's global reputation is taking a hit! BEST MOMENTS "I was really giving Rachel Reeves and Keir Starmer the benefit of the doubt... I thought the basic philosophy was going to be pro-business. And I think yesterday, very sadly, growth was completely sacrificed." "The one thing that most worried me... was the extra bands of council tax on more expensive homes... it is going to gum up the top end of the property market." "They've got another three years of budgets. And do I think they're suddenly going to balance the books and not raise taxes? No, I don't" Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠   And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

In this episode of Wonderland on Points, we sit down with German Samvel to talk about his recent trip to Prague and why it's quickly becoming one of the best budget-friendly destinations in Europe. German shares what surprised him most about the city, especially the incredible food scene, from traditional Czech dishes to one of the best tapas meals he's ever had. We chat about what dinners actually cost, why two people can eat a full meal with drinks for under $35, and how Prague delivers major European charm without the major European prices.We also dive into German's favorite experiences, including paddle boating on the river, exploring Prague Castle, wandering through historic neighborhoods, and checking out the famous “mini Eiffel Tower” viewpoint. He talks through what it's really like to get around the city, why it's so easy for first-time visitors, what weather to expect in the summer, and how surprisingly comfortable the city is for English speakers.Of course, we couldn't resist talking points and miles. German shares his favorite welcome offer right now, why Prague is such a beginner-friendly city for award travelers, and the realities of flying intra-Europe “business class.” If you're dreaming of a European weekend getaway that's beautiful, affordable, and easy to book with points, this episode will put Prague firmly on your list.Find Us On OnlineMary Ellen | JoFacebook GroupWonderland On Points BlogFind German OnlineInstagramTikTokYoutubeAffiliate LinksRakuten- Mary Ellen (Get 5000 AMEX or Bilt POINTS)Rakuten- Joanna (Get 5000 AMEX or Bilt POINTS)Chase/Capital One/Amex Card Links30% off the CardPointers subscription!FlyKitt- the BEST Jet Lag Solution!Tripiamo Driving TutorialsOur Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

We dig into holiday spending habits with Amanda Christensen and show how couples can protect peace and pocketbooks. From impulse triggers to simple tools and a revolving savings plan, we share practical steps to keep joy high and stress low.• impulse buying traps and how to slow down• agreeing a shared goal for the season• setting a total budget and four key categories• choosing cash for high-risk spending areas• using price trackers to time purchases• organizing gifts with lists and simple apps• planning for hidden costs and last year's data• revolving savings that fund December in advance• a mantra to reduce comparison and pressureVisit our site for FREE relationship resources and regular giveaways: Strongermarriage.org Podcast.stongermarriage.org YouTube: https://www.youtube.com/@StrongerMarriageLife TikTok: https://www.tiktok.com/@strongermarriagelife Instagram: https://www.instagram.com/strongermarriagelife/ Facebook: https://www.facebook.com/strongermarriage/ Facebook Marriage Group: https://www.facebook.com/groups/770019130329579 Dr. Dave Schramm: http://drdaveschramm.com http://drdavespeaks.com Dr. Liz Hale: http://www.drlizhale.com/

Hello! This is Episode 378, and it’s Part 2 of my conversation with HOME Method members Fionna and Ed, who are building a new home in Canberra on a challenging but amazing site, where the home design responds to the unique site conditions, as well as the goals they have for their lifestyle into the future. [For all resources mentioned in this podcast and a free, downloadable PDF transcript, head to www.undercoverarchitect.com/378] If you’ve missed out on the first part of this conversation, head back to Episode 377 to learn more about how they secured their block, the due diligence they went through, and getting started on their project. You can find that at www.undercoverarchitect.com/377 In this latest update, you’ll hear how they collaborated with their architect through the design process. We also explore the practicalities of budget management during design and how they selected their builder. Fionna and Ed also share the detailed thinking behind elements like their flat roof design, airtightness, threshold detailing, and passive performance. And how their team’s professionalism, transparency, and willingness to upskill gave them complete confidence through the process. If you’re looking to better understand how to work with your team, manage your budget, or prepare for the complexities of building well, this is an incredibly generous and insightful episode I’m sure you’ll find super helpful. Remember, if you’d like to grab a full transcript of this episode, you can find all of that by heading to www.undercoverarchitect.com/378. Now, let’s dive in! RESOURCES MENTIONED IN THIS PODCAST: For links, images and resources mentioned in this podcast, head to >>> www.undercoverarchitect.com/378 Accessing my free '44 Ways' E-Book will simplify sustainability and help you create a healthy, low tox and sustainable home. You can download your free copy here >>> https://undercoverarchitect.com/ways Access the support and guidance you need to be confident and empowered when designing, renovating or building your future home inside my signature online program, HOME Method >>> https://undercoverarchitect.com/courses/the-home-method/ Just a reminder: All content on this podcast is provided by Undercover Architect for reference purposes and as general guidance. It does not take into account specific circumstances and should not be relied on in that way. You should seek independent verification or advice before relying on this content in any circumstances, including but not limited to circumstances where loss or damage may result. The views and opinions of any guests on the podcast are solely their own. They may not reflect the views of Undercover Architect. Undercover Architect endeavours to publish content that is accurate at the time it is published, but does not accept responsibility for content that may or has become inaccurate over time.See omnystudio.com/listener for privacy information.