Podcasts about Budget

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Aaron dives into what's been going on to plan for Q1 and shares some insight into the 2026 BuildWitt budget. Questions or feedback? Email us at dirttalk@buildwitt.com! To learn more about attending the 2026 Ariat Dirt World Summit, visit www.dirtworld.com!  Learn more about your ad choices. Visit megaphone.fm/adchoices

What if six months was all it took to feel completely different about your money? In this episode, I'm walking you through the exact step-by-step plan I'd follow if I had to reset my finances from scratch. No extremes. No shame. No “rice and beans forever.” Just simple habits that actually work in real life.We walk through each month of the plan, from getting honest about where you are, to building a realistic budget, to creating an emergency fund you can count on. You'll also learn how to fix the one money problem that's been weighing you down, how to automate the things that matter, and how to strengthen your habits so they stick long-term.If you've been feeling behind or overwhelmed, this episode will help you see a clear path forward — one that feels doable and steady, not stressful.Here's a list of the top high yield savings accounts with the best rates.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

WHOOAAA... she used to sell *WHAT* ?? All while her ex-sister-in-law (of 2 weeks) is going online and pushing a lootttt of narratives. This post show is *messy* ... Watch here: ➡️ https://bit.ly/chpostshow

Dillan Howell has run many large scale events. From corporate ballroom events to managing the artists for the Charlie Kirk Memorial, Dillan's see it all. What lessons has he learned from his time in large scale events that he would bring back to church production if he returned to a church tech role? In this episode you'll hear: 01:00 Field Trip: Behind the Scenes of a Weird Open House05:30 Guest Interview: Dillan Howell (Evnt Ready)11:30 Realities of Church Live Event Budgets14:30 Can You Run a Major Church Event on $50,000?17:00 How to Pitch Live Event Tech Budgets to Leadership22:30 Production Disaster Story: The Music Festival Fail25:30 Event Industry Lessons for Church Production Teams29:30 Common Mistakes Churches Make with Live Production33:45 Where Churches Waste Money on Production Gear42:45 Artist Management & Logistics for Large-Scale Events: Charlie Kirk Memorial50:45 Church Tech Takeaway54:35 Church Tech Confessional: Bad Live StreamsCome Hangout With Your Tech Community at The Mix! Resources for your Church Tech Ministry Sell Us Gear: Does your church have used gear that you need to convert into new ministry dollars? We can make you an offer here. Buy Our Gear: Do you need some production gear but lack the budget to buy new gear? You can shop our gear store here. Connect with us: Sales Bulletin: Get better deals than the public and get them earlier too here! Early Service: Get our best gear before it goes live on our site here. Instagram: Hangout with us on the gram here! Reviews: Leaving us a review on the podcast player you're listening to us on really helps the show. If you enjoyed this episode, you can say thank you with a review!

Ready? Buy Our Simplified Budget System Now!Day 1 of our Money Makeover Bootcamp! Enoy!Connect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!"

Missouri lawmakers have passed historically expensive budgets in recent years, but next year will likely be different, according to Missouri state Sen. Maggie Nurrenbern, a Democrat from Kansas City. The state's revenue has flatlined when adjusted for inflation, and there is no more surplus of federal money. Nurrenbern said that math means Missouri won't be able to fund all the services it has in prior years.

Austin FC locks in Owen Wolff on a new U22 deal, we break down what it means for the salary budget, give the latest on Tadeo Allende, and look back at why the 2021 team felt so special through Felipe Martins' words.

En este episodio hablamos de lo que pasa cuando los días se llenan de trabajo, pagos y rutina, pero faltan dirección, intención y claridad. Conversamos sobre metas, propósito, deuda, y cómo el piloto automático puede mantenernos ocupados… pero estancados.Este episodio no busca darte respuestas rápidas.Busca hacerte las preguntas correctas para comenzar el 2026 más presente y más consciente.Si al escucharlo sientes incomodidad, no es casualidad.☕ Gracias por estar aquí y por quedarte. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3409: Amanda Brownlow shares the practical and personal journey she and her husband took to slash nearly $1,000 from their monthly spending, despite starting off with no budgeting experience. By swapping luxury for value, like ditching cable, using cash envelopes, and mastering couponing, they transformed their finances with sustainable habits anyone can replicate. Read along with the original article(s) here: https://hellobrownlow.com/2016/03/20/how-we-began-to-slash-our-budget/ Quotes to ponder: "Cash is tangible and it's harder for me to let go of than running my magic swipey card through the register." "The process is hard at first, but when you get the hang of looking at your entire paycheck down to the very last cent, you get to see exactly where all your money goes." "I started to shop less and less for things that I didn't really need like that new eye shadow pallet or a new pair of shoes that I won't even wear." Episode references: The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/0785289089 Learn more about your ad choices. Visit megaphone.fm/adchoices

Show NotesMusic placement has quietly become one of the most powerful engines shaping how audiences discover new artists. In this episode of Music Evolves, host Sean Martin speaks with Chris SD, music producer and founder focused on connecting independent songwriters with film, television, and media opportunities, about how music moves from personal creation into shared cultural moments.The conversation centers on sync licensing not as a shortcut, but as a parallel creative economy. Chris SD explains that music supervisors, the professionals responsible for sourcing music for screen, are not looking for imitation or trend chasing. They are listening for authenticity. Songs that already exist, written without a brief or a pitch in mind, often resonate more deeply because they carry emotional truth rather than calculated intent.Why Indie Music Wins Screen TimeIndependent artists play a critical role in modern film and television. Budget realities often make major label catalogs impractical, while independent creators offer flexibility, ownership clarity, and creative alignment. This shifts the opportunity structure. Artists who control their masters and publishing are easier to work with and faster to license, which matters in production schedules driven by speed.Exposure matters as much as payment. A single placement can introduce an artist to millions of viewers in a context that builds emotional association rather than passive listening. That connection often leads to discovery, touring opportunities, and long-term audience growth.Technology as a Tool, Not the AuthorThe episode also addresses the growing conversation around AI in music creation. Chris SD draws a clear distinction between technology as a production aid and technology as a replacement for human authorship. Current legal frameworks and copyright realities prevent fully AI-generated music from being licensed for film and television. More importantly, the emotional nuance required for storytelling still depends on human experience.The message is consistent throughout the discussion. Music that endures is not built on novelty or automation alone. It survives because it reflects something real. Sync licensing rewards that honesty rather than undermines it.For artists navigating visibility, rights, and sustainability, this conversation reframes placement not as selling out, but as participation in a larger storytelling ecosystem.GuestChris SD, Musician, Producer, and Founder of Sync Songwriter | On LinkedIn: https://www.linkedin.com/in/chris-sd/HostSean Martin, Co-Founder at ITSPmagazine, Studio C60, and Host of Redefining CyberSecurity Podcast & Music Evolves Podcast | Website: https://www.seanmartin.com/ResourcesAttend The Sync Songwriter Music Supervisor Panel: coming soon...More From Sean MartinMore from Music Evolves: https://www.seanmartin.com/music-evolves-podcastMusic Evolves on YouTube: https://www.youtube.com/playlist?list=PLnYu0psdcllTRJ5du7hFDXjiugu-uNPtWMusic Evolves: Sonic Frontiers Newsletter | https://www.linkedin.com/newsletters/7290890771828719616/Line of Sight Newsletter | https://www.linkedin.com/newsletters/7400591548452667392/ITSPmagazine YouTube Channel: https://www.youtube.com/@itspmagazineBe sure to share and subscribe!Keywordssean martin, chris sd, sync, licensing, music, film, television, independent, supervisors, creativity, art, artist, musician, music evolves, music podcast, music and technology podcast Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(The Center Square) – A new Chicago budget is set to take effect, even though the city's mayor refused to sign it. Flanked by Chicago Teachers Union President Stacy Davis Gates and several aldermanic allies, Mayor Brandon Johnson said Tuesday he would not sign or veto the budget passed by the city council last Saturday, but he would let it take effect to avoid risk or speculation of a government shutdown. The $16.7 billion spending plan includes higher taxes on cloud computing, liquor and plastic bags, along with rideshare surcharges and a roughly $1 billion sweep of tax-increment financing funds to Chicago Public Schools.Read more:Chicago mayor refuses to sign or veto budget at 'not a campaign event'Chicago council, 'starting to legislate,' sends $16.7 billion budget to mayorIL rep: As if Bears 'had a plan to rob the bank' before considering IndianaGas prices drop, but taxes make Illinois pricier than Midwest neighborsDOJ lawsuit against Illinois draws support from election integrity advocates  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3409: Amanda Brownlow shares the practical and personal journey she and her husband took to slash nearly $1,000 from their monthly spending, despite starting off with no budgeting experience. By swapping luxury for value, like ditching cable, using cash envelopes, and mastering couponing, they transformed their finances with sustainable habits anyone can replicate. Read along with the original article(s) here: https://hellobrownlow.com/2016/03/20/how-we-began-to-slash-our-budget/ Quotes to ponder: "Cash is tangible and it's harder for me to let go of than running my magic swipey card through the register." "The process is hard at first, but when you get the hang of looking at your entire paycheck down to the very last cent, you get to see exactly where all your money goes." "I started to shop less and less for things that I didn't really need like that new eye shadow pallet or a new pair of shoes that I won't even wear." Episode references: The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/0785289089 Learn more about your ad choices. Visit megaphone.fm/adchoices

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If you support us on Patreon, you may know that we have been doing Aftershows weekly for many years. We are releasing Aftershows from the past (two years old) on Fridays for everyone's enjoyment. https://www.youtube.com/watch?v=wjj9mrx5stc The Butter-Up Budget Aftershow Don't have a cow, man—it's a Simpsons quiz this week from our good friend Mike. Can we finish quotes, identify celebrity guests, determine the seasons that specific episodes are from, etc.? Well it's a lot harder than you'd think! If you have an idea for a game we can play in the Aftershow, email it to us at playeronepodcast@gmail.com! Thanks for your support!  

WE COULD NOT TALK ABOUT THIS IN THE MAIN SHOW- I don't want to get demonized. Watch this post show ASAP: ➡️ https://bit.ly/chpostshow ⏩ Click here to fill out the YouTube Creator interest form: https://calebhammer.com/youtube

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!If your New Year's resolution is “be better with money”—but you're secretly avoiding your bank app like it's a horror movie... this episode is for you.

Are you leading your business with clear numbers in 2026 or still reacting after the fact? In this episode of The Dickie and Donny Show, Dickie and Donny dig into what it really looks like to prepare and use your budget and PNL in 2026 as a leadership tool, not just a report you glance at once a month. Dickie and Donny unpack why many business owners feel constant financial pressure even when revenue is up. The issue is rarely effort. It is usually a lack of clarity in the budget and a PNL that is not being used to guide decisions in real time. This conversation challenges owners to stop letting the numbers lead them and start leading the numbers. When your budget is intentional and your PNL is understood, you gain confidence, alignment, and control in how you run the business. Here's what you will take away: ✅ How to use your 2026 budget to lead instead of react ✅ What your PNL is really telling you right now ✅ Common budgeting mistakes that create hidden stress ✅ Practical insight to help you make confident financial decisions If you want 2026 to feel focused, steady, and intentional, this episode will change how you think about your numbers and your role as a business owner. Are you working IN your business or ON your business? Do you have all of the foundational elements that will liberate you from the business chaos? Take the assessment to find out which areas you can grow and improve on. Take our Healthy Owner Business Assessment HERE➡️ http://businessonpurpose.com/healthy SIGN UP for our Newsletter HERE ➡️ https://www.boproadmap.com/newsletter For blogs and updates, visit our site HERE ➡️ https://www.mybusinessonpurpose.com/blog/ LISTEN to The Dickie and Donny Show on Apple Podcast HERE ➡️ https://podcasts.apple.com/us/podcast/the-dickie-and-donny-show/id1849240083 LISTEN to The Dickie and Donny Show on Spotify HERE ➡️  https://open.spotify.com/show/1gkSeO4QGSAcupPOnon5oS?si=12cf4b4a42a84aa1 SUBSCRIBE to our YouTube channel HERE ➡️ https://www.youtube.com/channel/UCbPR8lTHY0ay4c0iqncOztg?sub_confirmation=1

A far cry from the ‘roaring twenties' of the early 20th Century, the 2020s can be characterised as the ‘boring twenties', argue Gus Carter and Rupert Hawksley in our new year edition of the Spectator. Record numbers of young people are out of work but even those with jobs face such a dire cost-of-living situation that they have no money left over to spend on fun. Traditional cultural outings – like going to the theatre – are increasingly confined to older, richer generations. This is long-standing issue, but compounded by Labour's economic policies. A slightly downbeat start to the new year here at the Spectator, but at least the episode provides a free dose of fun.For this week's Edition, host Lara Prendergast is joined by opinion editor Rupert Hawksley, economics editor Michael Simmons and author and academic Philip Hensher. Rupert points out the perceived lack of fairness across the Budget, Matthew thinks we shouldn't be surprised that a Labour government delivered a Labour Budget and Igor makes the case that artists thrive as a consequence of an inefficient state.As well as the cover, they discuss: the demographic decline challenging British policy-makers; the merits of having young people engaged in politics; the etiquette around leaving theatre shows (and even funerals!) early; and finally, ‘BuzzBallz' – the alcoholic drink that the Spectator team enjoyed before our Christmas party.Plus: what new years' resolutions have our contributors made?Produced by Patrick Gibbons. Hosted on Acast. See acast.com/privacy for more information.

Arrancamos el 2026 con un Medio Pocillo Bíblico.En este Medio Pocillo traemos una enseñanza bíblica clásica —la parábola de los talentos (Mateo 25:14–30)— y la miramos desde una perspectiva financiera y de vida real.No importa si eres creyente o no.Aquí no venimos a predicar, venimos a extraer principios prácticos que aplican directamente a cómo manejas tu dinero, tus oportunidades y tus decisiones.  Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Are you "bad with money," or are you just exhausted? If your brain feels like a browser with 100 tabs open, you are likely carrying a heavy mental load. While we often talk about mental load regarding chores or parenting, there is a Financial Mental Load, the invisible worry, planning, and remembering, that is silently sabotaging your bank account. In this episode, we explore why burnout is not just an emotional issue; it is a financial one. We break down why smart, capable professionals struggle to stick to a budget and how decision fatigue leads to expensive impulse buys and "convenience costs." In this episode, you will learn: The "Bandwidth Tax": Why having a full to-do list literally lowers your financial IQ and leads to poor money decisions. The "Ostrich Effect": Why we ignore our bank accounts when we are stressed and how to break the cycle of avoidance. Revenge Bedtime Procrastination: The psychology behind why we stay up late shopping online to regain a sense of control. The "Financial Uniform": How to reduce decision fatigue by standardizing your money choices. Systems Over Willpower: Tools to automate your finances so they work even when you are running on empty. Stop beating yourself up for being tired. Tune in to learn how to lower your mental load and build a financial system that supports you, rather than drains you. Listen now and don't forget to subscribe, share, or leave a review to help others discover tools for financial growth and emotional well-being. For future podcast topics, you can email us at askcreatingwealth@taberasset.com.

1-2-2026: Wake Up Missouri with Randy Tobler, Peter Thiele, John Marsh, and Producer Drake

Bevor wir gleich mit der Folge starten, habe ich noch eine Empfehlung für Dich. Diesmal in eigener Sache. Wie lange hörst Du eigentlich schon den Podcast? Ich will ganz ehrlich zu Dir sein. Die meisten Unternehmer setzen einfach nicht um. Das liegt nicht daran, dass sie es nicht wollen, sondern eher daran, das es bei anderen immer so einfach aussieht. Oft fehlt die Struktur, das klare Vorgehen. Auch bei uns hat es viele Jahre gedauert ein so belastbares System aufzubauen. Genau deswegen können wir Dir zeigen, wie Du es schaffst mehr Zeit für Familie, Freizeit und Fitness zu haben. Da Du schon lange den Podcast hörst möchte ich Dir ein Angebot machen. Lass uns einmal für 15 Minuten locker über Deine aktuelle Situation sprechen und dann schauen wir wo Du aktuell die größten Hebel hast. Wie klingt das für Dich? Das ganze ist natürlich kostenfrei. Wenn Du endlich einen Schritt weiter in die Umsetzung kommen willst, dann lass uns sprechen. Geh dazu auf raykhahne.de/austausch und buche Dir einen Termin. Da die Termine oft schnell vergriffen sind, empfehle ich Dir, jetzt direkt Deine Chance zu nutzen. raykhahne.de/austausch Buche Dein Termin und dann unterhalten wir uns. Willkommen zu Unternehmerwissen in 15 Minuten. Mein Name ist Rayk Hahne, Ex-Profisportler und Unternehmensberater. Wir starten sofort mit dem Training. Rayk Hahne ist Ex-Profisportler, Unternehmensberater, Autor und Podcaster. Er ist als Vordenker in der Unternehmensberatung und unternehmerischen Weiterentwicklung bekannt und ermutigt Unternehmer aller Entwicklungsstufen, sich aus dem operativen Tagesgeschäft ihres Unternehmens zurückzuziehen, um mehr Zeit andere Lebensbereiche zu gewinnen. Seine sportliche Disziplin und seine Erfahrung aus 10+ Jahren Unternehmertum nutzt er, um so vielen Unternehmern wie möglich dabei zu helfen, ihren „perfekten Unternehmertag" auf Basis individueller Ressourcen und Ziele für sich umzusetzen. Die kompletten Shownotes findest du unter raykhahne.de/1251

A far cry from the ‘roaring twenties' of the early 20th Century, the 2020s can be characterised as the ‘boring twenties', argue Gus Carter and Rupert Hawksley in our new year edition of the Spectator. Record numbers of young people are out of work but even those with jobs face such a dire cost-of-living situation that they have no money left over to spend on fun. Traditional cultural outings – like going to the theatre – are increasingly confined to older, richer generations. This is long-standing issue, but compounded by Labour's economic policies. A slightly downbeat start to the new year here at the Spectator, but at least the episode provides a free dose of fun.For this week's Edition, host Lara Prendergast is joined by opinion editor Rupert Hawksley, economics editor Michael Simmons and author and academic Philip Hensher. Rupert points out the perceived lack of fairness across the Budget, Matthew thinks we shouldn't be surprised that a Labour government delivered a Labour Budget and Igor makes the case that artists thrive as a consequence of an inefficient state.As well as the cover, they discuss: the demographic decline challenging British policy-makers; the merits of having young people engaged in politics; the etiquette around leaving theatre shows (and even funerals!) early; and finally, ‘BuzzBallz' – the alcoholic drink that the Spectator team enjoyed before our Christmas party.Plus: what new years' resolutions have our contributors made?Produced by Patrick Gibbons.Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts. Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.

The Center Square staff discusses what to expect from Congress in 2026 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Let's talk about Trump's budget embarrassing the US....

For years I believed budgeting was enough to make me feel in control, but I still felt stressed and a few steps behind. In this episode, I'm sharing the three habits that finally changed things for me. These habits helped me stop avoiding my numbers, understand the spending patterns that kept holding me back, and set up systems that made saving and planning feel natural instead of overwhelming.I'll walk you through the simple changes that helped me stop panicking about money and start feeling more in control. None of this requires perfection. It's about choosing habits that support your life and make your finances feel more predictable.If you're looking for more stability and you want money to feel less chaotic, this episode will help you take the next step.Links mentioned:High Yield Savings Accounts with the best ratesInspired Budget YouTube ChannelYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Fidèle à la tradition, le président de la République exprimera ses vœux aux Français pour 2026. Que souhaitera-t-il cette année à ses compatriotes ? Un budget, alors que la France fonctionne avec une loi spéciale à partir du 1er janvier ? Un référendum sur la fin de vie ? On en parle avec, Philippe Juvin, député LR des Hauts-de-Seine, rapporteur général du budget, invité de RTL Matin. Ecoutez L'invité RTL de 7h40 avec Olivier Boy du 01 janvier 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Invitée :Valérie Boyer, sénatrice Les Républicains des Bouches-du-RhôneHébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

https://verhandlungs-bootcamp.com/Verhandlungsoffensive 2026: So bleibst du preisstark – wenn alle sparenNeues Jahr, neues Momentum. 2026 wird ein Jahr, in dem Budgetkürzungen und Kostendruck zunehmen. Gerade deshalb wird es entscheidend, wie du verhandelst, wie du deinen Wert zeigst und wie du dich positionierst. In dieser Folge bekommst du drei Prinzipien, die dich preisstark machen – auch dann, wenn alle sparen.Preislogik – Warum „zu teuer“ nicht existiertPreislogik bedeutet, dass du zuerst den Wert sichtbar machst und erst danach den Preis. Kunden kaufen Sicherheit, Expertise und Geschwindigkeit – nie Stunden. Wer eine klare Preislogik kommuniziert, verschiebt den Fokus vom Kostenfaktor zur Problemlösung. Nutzenargumentation – Der Kunde kauft, was sich für ihn verändertKunden kaufen keine Leistung, sondern Transformation. Die Frage „Was bringt es mir?“ entscheidet 2026 über Abschlüsse. Wer Nutzen statt Prozesse verkauft, wird nicht gestrichen, wenn Budgets sinken. Firmen sparen zuerst bei Marketing, Weiterbildung, externen Beratern, Innovationsbudgets und Recruiting. Wenn du zeigen kannst, dass deine Arbeit Umsatz steigert, Risiken senkt oder Ressourcen spart, fällst du nicht unter diese Sparmassnahmen.Wert-Anker – Positioniere dich höher als die NachfrageDer erste Preis, den du nennst, prägt die gesamte Verhandlung. Studien zeigen klar, dass hohe Anker zu höheren akzeptierten Endpreisen führen. Wenn du tief einsteigst, bleibst du tief. Wenn du hoch ansetzt, schaffst du Spielraum.

Travail, voiture, voyages, conso, shopping, placements... tout ce que vous devez savoir pour mieux gérer votre argent ! Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

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Check out our Bootcamp!Book A Free Financial Coaching Call!Budget besties, this one's for you if you've ever said “I wanna be debt-free... but I'm not giving up my lattes, date nights, or vacations.”

A new year often inspires fresh resolve. We plan more carefully, set ambitious goals, and commit to making this time different. But year after year, many resolutions quietly fade—not because people lack sincerity, but because most change efforts rely on willpower alone.That's where a deeper, more biblical approach to change comes in.Today on Faith & Finance, I sat down with Taylor Standridge, Production Manager at FaithFi and lead writer of Our Ultimate Treasure and Look at the Sparrows, to explore why so many resolutions fail—and what Scripture reveals about change that truly lasts.Why Willpower Isn't EnoughTaylor explained that most resolutions fade because they're built on effort rather than formation.“Willpower is a limited resource,” Taylor said. “We assume that if we just try harder or become more disciplined, we'll finally become the person we want to be. But once motivation wears off, or life gets stressful, old patterns take over.”According to Taylor, the problem isn't that people set bad goals—it's that they try to change actions without addressing identity. Without a deeper shift in what we value and who we believe we are, even the best intentions eventually lose momentum.“We may change what we do for a while,” Taylor said, “but if we don't change the kind of person we're becoming, those changes won't last.”Behavior Change vs. Identity TransformationTaylor drew a helpful distinction between modifying behavior and experiencing true transformation.“Behavior change is about effort—showing up, pushing through, saying no,” he said. “But identity transformation reshapes our desires and motivations. It changes why we choose what we choose.”That's why FaithFi emphasizes the idea that behavior follows belief. When change focuses only on habits, goals often end once they're achieved. But when change is rooted in identity, it cultivates a way of life that continues beyond any milestone.“It's the difference between acting healthy and becoming the kind of person who naturally chooses health,” Taylor explained.How Identity Changes the Way We Set GoalsTo illustrate, Taylor pointed to health resolutions—one of the most common goals people set each year.“A behavior-based goal might be, ‘I want to lose 20 pounds,'” Taylor said. “That's fine—but once the weight is gone, the motivation often disappears.”An identity-based goal asks a deeper question: What kind of person do I want to become?“When someone says, ‘I want to honor God by caring for the body He's given me,' everything changes,” Taylor said. “Now the goal isn't just a number—it's a lifestyle.”Identity-driven goals last because they're rooted in purpose, not pressure.Applying Identity to Financial ResolutionsTaylor said this approach is especially powerful when applied to financial goals.“Let's say someone wants to pay off $20,000 in debt,” he said. “That's a great goal—but it becomes far more meaningful when it's rooted in identity.”Instead of focusing solely on eliminating debt, Taylor encouraged believers to frame their financial goals around stewardship.“When someone says, ‘I want to be a wise steward so I can live with freedom and give generously,' the goal becomes formative,” he explained. “That identity continues shaping decisions long after the debt is gone.”According to Taylor, identity-based stewardship influences spending, saving, giving, and long-term financial faithfulness—not just one year's resolution.Scripture Shows That Change Starts in the HeartTaylor pointed out that this inward-first approach isn't a modern idea—it's woven throughout Scripture.“God has always been after our hearts, not just our habits,” Taylor said. “Israel had clear commands, but having the law wasn't enough. Their hearts were unchanged, so their lives were unchanged.”That's why God promised to give His people a new heart and a new spirit. Taylor noted that Jesus echoed this truth when He taught that a tree is known by its fruit—what we produce flows from who we are.“God isn't impressed by performance alone,” Taylor said. “He desires people who trust Him and live out of that trust.”The Holy Spirit Makes Lasting Change PossibleTaylor emphasized that true transformation is not self-generated—it's Spirit-empowered.“External rules can restrain behavior, but they can't renew desires,” he said. “The new heart God gives doesn't just help us try harder—it reorders what we love.”Under the new covenant, believers don't rely on their own strength to change. Instead, the Holy Spirit reshapes desires and produces fruit like self-control, patience, and faithfulness.“These qualities are called the fruit of the Spirit for a reason,” Taylor said. “They grow naturally as we remain rooted in Christ.”As the new year begins, Taylor encouraged believers to start with prayerful reflection rather than immediate goal-setting.“Ask, ‘Lord, where are You inviting growth in my life?'” he said. “Pay attention to holy dissatisfaction—the places where God is gently nudging you toward change.”Taylor also encouraged seeking wisdom from Scripture and trusted believers, noting that identity is not something we invent, but something God forms in us.“The goal is alignment,” he said. “Not creating a new identity, but embracing the one God is already shaping through His Spirit.”Let Goals Flow from IdentityOnce identity is clear, Taylor said goals become expressions—not endpoints.“If you want to be a faithful steward, build practices that reflect that,” he said. “Budget, automate savings, grow in generosity. If you want to be healthier, choose routines that align with that identity.”Taylor emphasized the value of structure and measurable goals, noting that tools such as progress tracking and target-setting drive accountability. But he stressed that numbers should never become the foundation of change.“Goals can be reached. Circumstances can shift,” Taylor said. “Identity is what lasts.” In closing, Taylor offered a simple but powerful encouragement.“Start small. Trust the Holy Spirit. Focus on faithfulness, not perfection,” he said. “You're not pursuing change alone. The God who calls you to transformation walks with you and delights in your growth.”When resolutions flow from who God is shaping us to be, they don't just last for a year—they shape us for a lifetime.On Today's Program, Rob Answers Listener Questions:I took out a Parent PLUS loan for my son years ago, and after falling behind, the balance has grown to about $20,000. I'm a few years from retirement and can't afford to carry this debt into retirement. Should I tap my 401(k), even with penalties, or reduce my contributions—while keeping my employer match—and use that money to pay the loan down? I haven't qualified for forgiveness or income-driven repayment and need direction.My husband and I are 40 and 42, debt-free, and paid cash for our home and our kids' college. We have $140,000 in savings, including a $40,000 emergency fund, and want to invest the remaining $100,000. We're both self-employed and don't have employer retirement plans. What's the best way to invest this money?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Encore Episode. Last week was quite something, even for Canadian politics. A big-time Liberal budget with a huge deficit, while chaos ruled in the Conservative opposition. How do you explain that? Strap in for this one. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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Try Surfboard & Autocircuit for free. Unlock $10,000 in credits. Put $500 down today. Hit activation in 7 days—your $500 is waived—no risk. After 14 days, if you don't save at least 10 hours, we'll give you an additional $5,000 in credits. Start Today at https://www.kowabungastudios.com/kowabunga-account-creationComment your thoughts below and don't forget to like, SHARE, and subscribe!Want to speed up your Revit production and take your time back?https://www.kowabungastudios.comNeed an Electrical Engineer to help you with your design-build projects?Visit https://verticaldesignservices.com/ #Revit #BIM #Automation #KowabungaStudios #MEP #MEPAutomation

As hunters, we dream of chasing the next big thing. Yes, we hunt for the love of the outdoors and to be able to put food on the table. However, we all catch an itch to hunt something new. To visit places we have never been before and to chase some incredibly cool big game. To do that, we have to put in for tags and we have to take the cost of these hunts into account. On this episode of the Raised Hunting podcast, we take a dive into what it take to put in for tags, certain hunts that won't break the bank, and ways you can cut down the cost on your upcoming out of state hunts.Discount Codes: You guys have been absolutely amazing when it comes to supporting Raised Hunting so we wanted to return the favor! Just for all you loyal RH Podcast listeners we have some discount codes for you! We got you guys a code for 15% all Raised Hunting products!!! We also have a code for Dominant Strands to get new strings of your bow and get 10% off!!! Dominant Stands Discount Code: RAISED10Raised Hunting Discount Code: RHPCREW15Subscribe To Raised Hunting On YouTube:Raised Hunting:⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@raisedhunting/featured⁠⁠⁠⁠⁠⁠⁠Raised Hunting Podcast:⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RaisedHuntingPodcast/featured⁠⁠⁠⁠⁠⁠⁠Shop Raised Hunting Gear Today:Raised Hunting Website:⁠⁠⁠⁠⁠⁠⁠https://www.raisedhunting.com/⁠⁠⁠⁠⁠⁠⁠Raised Scents:⁠⁠⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/raised-scents-2-0⁠⁠⁠⁠⁠⁠⁠Raised Canine:⁠⁠⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/raised-canines⁠⁠⁠⁠⁠⁠⁠Raised Hunting Apparel:⁠⁠⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/new-apparel-collection⁠⁠⁠⁠⁠⁠⁠Beast Broadheads:⁠⁠⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/broadheads-your-one-stop-shop-for-the-broadheads-we-trust-the-most

Hey Friend!   I love the beginning of the year. All of the possibilities that could happen. All of the dreaming and goal setting and planning. It just lights me up! I lOVE IT!    But if I'm not careful I can go overboard and it can easily turn into overwhelm. That is why today I want to walk you through 6 steps to help you with your yearly budget planning session. AND to make sure that you are doing it with and for God instead of leaning into your own strength because when you do these things alone, it is so much harder.    So go get your drink, open your heart to God and I'll see you inside!    Much Love    Molly    P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence.  . . . Next Steps:  . Book a Call  . Join The Community  . Become an Insider . Questions? Email me at mollybenell@gmail.com . Resources:  124. Base Budgeting: The #1 Way to Live on Less and Save More

The new year brings new priorities across the NBA, and we kick things off by laying out our 2025 NBA New Year's Resolutions — bold calls on teams and stars at pivotal crossroads, from roster resets and superstar futures to the mindset shifts we want to see from the league's top talent.Then, ESPN NBA analyst Kevin Pelton joins the show for an in-depth breakdown of the NBA's renewed anti-tanking push in the wake of recent gambling investigations. Pelton walks us through the league's updated injury-reporting rules, the information gaps sportsbooks have exploited, and the long-term strategies the NBA is considering to curb late-season manipulation without punishing legitimate rebuilds.We also examine how the revamped lottery, transparency measures, and league governance could shape competitive balance moving forward. A timely, thoughtful conversation on NBA integrity, accountability, and the future of team-building — with insight you won't want to miss.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-baseline-nba-podcast--3677698/support.Visit: https://prizepicks.onelink.me/LME0/CLNS and use code CLNS and get $50 in lineups.This show was sponsored in part by Raycon: Visit https://buyraycon.com/baseline for 20% off new buds!Get NBA League Pass: https://link.nba.com/LP19MG Looking to book a vacation? Our travel partner Exquiste Travel & Tours has you covered: Call 954-228-5479 or visit https://exquisitetravelandtours.com/Discover our favorite podcast gear & shop our studio must-haves on our Amazon Affiliate page! https://www.amazon.com/shop/19mediagroupWant to join the conversation or invite us to your platform? Budget-friendly collaborations welcome! https://bit.ly/19GuestFollow The Baseline on X: https://twitter.com/nbabaselineFollow The Baseline on IG: https://instagram.com/nba_baseline

Encore Episode. How do two former Ottawa pros see the Trump, Carney, Ford story -- does it really matter? Will it make a real difference? Former Harper cabinet minister James Moore and former Trudeau advisor Gerald Butts get together for their Conversation #26. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textIn this episode of The Days Grimm, Brian and Tom sit down with Clint Hoskins, co-owner of High Score Saloon and Player 2 in Evansville, Indiana. Clint shares the incredible journey of how a $200 Mortal Kombat 4 arcade cabinet kickstarted a business partnership with Jared Nebel that would eventually take over the local nightlife scene.We dive deep into Clint's background as a forward observer in the military and his 12-year career with the Evansville Fire Department. Clint reveals the brutal reality of opening a small business, including a nightmare lawsuit from a condo association that cost them $20,000 before they even opened their doors. Plus, we discuss the massive community impact High Score has made, from paying off over $50,000 in student lunch debt to donating thousands to the Tri-State Food Bank.In this episode, we cover:The Origin Story: How Clint met his business partner Jared in Panama City Beach and bonded over vintage video games.The Hustle: Buying and selling vintage toys and arcade cabinets to fund the dream.Firefighter Life: The intense training involved in the CPAT and the reality of compassion fatigue.The Lawsuit: How High Score Saloon was sued for being a "bar" in a condo basement and how they fought back.Expansion: The creation of Player 2 for kids and the future of their new venue on Main Street.CHAPTERS: 0:00 - Intro & Welcome Clint Hoskins 4:25 - The $200 Mortal Kombat Machine that Started It All 9:22 - Growing Up Poor & Gaming on a Budget 16:20 - Joining the Army & Forward Observer Training 21:45 - Firefighter Training: The CPAT Test 29:00 - The Reality of Fighting Fires & Trauma 35:17 - Finding Barn Find Arcade Games 46:37 - The Lawsuit That Almost Killed High Score Saloon 55:27 - Opening Player 2 During COVID 1:02:28 - The Struggles of Running a Business in Evansville 1:13:30 - Paying Off $54,000 in Student Lunch Debt 1:26:00 - Future Plans & Appreciation for Employees #HighScoreSaloon #Evansville #SmallBusiness #ArcadeBar #Firefighter #Entrepreneurship #TheDaysGrimm #RetroGaming #Pinball[The Days Grimm Podcast Links]- YouTube: https://www.youtube.com/c/TheDaysGrimm- Our link tree: linktr.ee/Thedaysgrimm- GoFundMe account for The Days Grimm: https://gofund.me/02527e7c [The Days Grimm is brought to you by]Sadness & ADHD (non-medicated)

Welcome back to Intellicast! On the final episode of 2025, Brian is joined once again by Gabby Blados to reflect on some of the biggest trends, news stories, and more that shaped market research this year. Kicking off the episode, Brian and Gabby walk through some of the major people-on-the-move news from across the industry. Leadership changes, promotions, and board elections signaled a period of transition for some in the industry. The conversation quickly turns to data quality, which Brian and Gabby agree became the single most important issue of 2025. While concerns around fraud and quality have existed for years, this was the year those conversations became unavoidable. The OP4G and Slice MR case stands out as the defining moment, not just because of its scale, but because it introduced real consequences. Legal action, charges, and accountability forced the entire industry to pay attention in a way it hadn't before. As a result, data quality went from being a recurring conference topic to a priority in client conversations. Gabby notes that more clients began asking pointed questions about sourcing, fraud prevention, and panel management, opening the door to deeper transparency and more honest discussions. What had once been abstract suddenly became operational. Brian and Gabby also reflect on how fraud itself evolved throughout the year. Bad actors became more sophisticated, leveraging automation, AI-driven tools, and new techniques to bypass existing safeguards. In response, research teams adopted more layered and proactive approaches to fraud detection. Still, both acknowledge that true deterrence remains elusive, as most fraudsters face few real consequences beyond being blocked from a panel. The episode also revisits the role of AI and synthetic data in 2025. Early optimism gave way to a more grounded reality as the year progressed. While AI proved valuable as a tool to support research, the idea that it could fully replace human respondents faded. Brian and Gabby agree that the industry landed in a healthier place, recognizing that human judgment, context, and unpredictability remain essential. Gabby and Brian also discussed a few broader market trends they experienced in 2025. Budgets were tighter, competition increased, and feasibility became more challenging across many projects. This was a great recap of 2025. Thanks for tuning in! Want to download your copy of The Sample Landscape: 2025 Edition? Get it here: https://content.emi-rs.com/sample-landscape-report-2025 Did you miss one of our webinars or want to get some of our whitepapers and reports? You can find it all on our Resources page on our website here:  https://emi-rs.com/resources/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Is private equity turning firms into a 'dumpster fire'? Blake and David unpack Accounting Today's survey showing partners are upbeat while staff are sour on PE. They hit Andersen's $176M IPO, why Big Four ties to Big Tech raise independence questions, and how AI could finally kill the billable hour. Plus, what tax pros really charge in 2025 - and the wild 'Middle Finger Ranch' fraud.SponsorsOnPay - http://accountingpodcast.promo/onpay Cloud Accountant Staffing - http://accountingpodcast.promo/casChapters(00:56) - Private Equity in Accounting Firms (01:51) - Sponsor Message: OnPay Payroll Solutions (04:15) - Arthur Andersen's Legacy and IPO (07:45) - Private Equity Survey Results (21:04) - Big Four and Tech Giants (28:25) - Pricing Models for CAS Engagements (30:22) - Tax Preparers' Fees Breakdown (36:12) - Cloud Accountant Staffing (37:34) - Economic Growth and Consumer Spending (40:26) - Fraud Stories: Middle Finger Ranch and More (43:24) - PCAOB Budget Cuts and Enforcement Actions (52:29) - IRS Readiness for Tax Season (53:43) - Conclusion and Upcoming Topics  Show NotesPE in accounting firms: From 'dumpster fire' to excitementhttps://www.accountingtoday.com/news/pe-in-accounting-firms-from-dumpster-fire-to-excitement Andersen Group Shares Gain 47% After $176 Million US IPOhttps://www.bloomberg.com/news/articles/2025-12-17/andersen-group-shares-jump-34-after-176-million-us-ipo Andersen goes public, hits $2.6B valuationhttps://thefinancestory.com/andersen-group-ipo-2-6b-valuation The Big Four consulting firms are embedded in Big Tech. Here's who audits each of the Magnificent 7 companieshttps://www.businessinsider.com/big-four-accounting-audits-magnificent-seven-financial-records-2025-12 What do tax preparers charge? https://www.accountingtoday.com/news/what-do-tax-preparers-charge How much do tax professionals charge in 2025? Insights from NATP's Fee Studyhttps://www.natptax.com/news-insights/blog/how-much-do-tax-professionals-charge-in-2025-insights-from-natp-s-fee-study/ U.S. economic growth surges in third quarter to 4.3%https://www.washingtonpost.com/business/2025/12/23/gdp-economy-consumer-spending/ The US economy expanded at the fastest pace in two years as wealthier Americans kept spending https://www.cnn.com/2025/12/23/economy/us-gdp-q3 Kansas accountant diverted family funds to fictitious 'Middle Finger Ranch'https://kansasreflector.com/briefs/kansas-accountant-diverted-family-funds-to-fictitious-middle-finger-ranch/ Kansas Accountant, Who Created Fictitious 'Middle Finger Ranch' for Fraud Scheme, Sentenced to 4 Years in Jailhttps://www.cpapracticeadvisor.com/2025/12/04/kansas-accountant-who-created-fictitious-middle-finger-ranch-for-fraud-scheme-sentenced-to-4-years/174381/ PCAOB to tighten budget in 2026 https://www.accountingtoday.com/news/pcaob-to-tighten-budget-in-2026 PCAOB Approves 2026 Budget https://pcaobus.org/news-events/news-releases/news-release-detail/pcaob-approves-2026-budget Accounting Firms Must Stop Charging for Timehttps://cpatrendlines.com/2025/12/02/accounting-firms-must-stop-charging-for-time/ Dirty money gangster jailed over plot worth almost £12mhttps://www.dailyrecord.co.uk/news/scottish-news/dirty-money-gangster-jailed-over-36410033 PCAOB Sanctions CPA for Violations Related to Audit Evidence and Her Former Audit Firm for Quality Control Issueshttps://pcaobus.org/news-events/news-releases/news-release-detail/pcaob-sanctions-cpa-for-violations-related-to-audit-evidence-and-her-former-audit-firm-for-quality-control-issues Ahead of Tax Filing Season, Warren, King, 15 Senators Warn of Tax Filing Chaos After Trump Admin Attacks on IRShttps://www.warren.senate.gov/newsroom/press-releases/ahead-of-tax-filing-season-warren-king-15-senators-warn-of-tax-filing-chaos-after-trump-admin-attacks-on-irsNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info?&n...

In this episode of 'Passports, Profits, and Pixie Dust,' the host welcomes Shayna and Vanessa, best friends and master financial coaches, who help women take ownership of their finances. They discuss simplifying budgeting, making your bank act like a personal assistant, and removing the fear and complexity often associated with budgeting. Shayna and Vanessa share their journey, insights on automation tools, the importance of separating accounts for better financial clarity, and how they grew their business while managing their personal commitments. They provide practical tips on creating a budget that is not restrictive but allows for achieving big dreams, such as traveling. The episode also explores the benefits of renaming savings accounts based on goals, setting up holding accounts for irregular incomes, and investing time in what brings joy. Listen in for an enlightening conversation on achieving financial freedom and making intentional decisions in both personal and business finances. 00:00 Introduction and Guest Welcome 01:10 Simplifying Your Finances 02:43 Budgeting Tools and Strategies 04:06 Automation and Savings Tips 06:30 Personalized Budgeting Approaches 07:48 Overcoming Money Guilt and Shame 10:05 Entrepreneurial Financial Management 18:18 Starting and Growing a Business 21:56 Starting with Social Media and Podcasting 22:33 Balancing Business and Personal Life 23:23 Maintaining and Growing the Business 23:53 Podcasting Strategies and Repurposing Content 24:33 Scalable Offers and Coaching 25:23 Creating a Budget System 28:07 Intentional Living and Business 29:20 Practical Budgeting Tips 36:34 Rapid Fire Questions and Wrap-Up Connect with the Budget Besties: https://budgetbesties.com/lindsay/ Connect with Lindsay: https://www.lindsaydollinger.com/links