Podcasts about Budget

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction - Choosing the Best Points Card00:07 Best No Annual Fee Cards for Beginners01:09 Advanced No Annual Fee Cards03:54 Affiliate Links and Referral Programs05:36 Leveling Up: Cards with Annual Fees08:27 Maximizing Points with Spending Categories11:00 Recent Credit Card Moves and Recommendations16:51 OutroYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

It's back-to-school season, which means schedules are packed, evenings fly by, and the to-do list never ends. If you've ever felt like you're just trying to keep your head above water this time of year, you're not alone.In this episode, I'm sharing the five routines that help me keep my home and budget running during busy seasons—and the three things I'd like to do better. You'll hear exactly how I meal plan, keep my family on the same page, and stay on top of our finances without letting things spiral.Whether you have kids at home or just want to better handle busy stretches in life, you'll walk away with practical ideas to make this season feel a little less overwhelming.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

The Nerds debut a new Budget Rehab segment, dissecting a real family's budget to reveal strategies for saving more, investing smarter, and managing lifestyle costs. Plus: tariffs' role in rising auto insurance. Why are auto insurance premiums continuing to climb, and what do tariffs have to do with it? How can a real family adjust their budget to meet their financial goals? Hosts Sean Pyles and Elizabeth Ayoola debut a new Budget Rehab segment, where they take a hands-on approach to evaluating a listener's finances. But first, they're joined by senior news writer Anna Helhoski and insurance Nerd Andrew Hurst to unpack the forces driving auto insurance costs higher in 2025. They discuss how tariffs on imported parts, inflation, and more expensive claims are putting pressure on premiums—and what drivers can do to find competitive rates in a shifting insurance market. Then Sean and Elizabeth are joined by Garrett, a listener who receives the first “Budget Rehab” on Smart Money. They walk through his family's finances step by step, from a stretched grocery bill and drained emergency fund to the challenges of saving while raising a young child. The conversation covers how Garrett and his wife can rebuild their financial cushion after buying a new car, prepare for the possibility of living on one income, and expand retirement savings through tools like IRAs and solo 401(k)s. Along the way, they highlight practical strategies for balancing wants and needs while still leaving room for joy in the family budget. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management: https://nerdwalletwealthpartners.com/  Rates for auto and homeowners insurance have been on the rise. NerdWallet's here to help consumers navigate those changes: https://www.nerdwallet.com/insurance/data#auto-insurance  Use NerdWallet's free retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: budget rehab, household budget planning, how to use 50/30/20 budget, family budget with one income, rebuild emergency fund, self-employed budgeting tips, budgeting for stay at home parents, budgeting for a baby, how to save on groceries, Costco vs Trader Joe's groceries, reducing travel expenses, retirement savings for self-employed, IRA contribution limits, rising auto insurance costs 2025, auto insurance tariffs, car insurance premiums 2025, supply chain car parts, reinsurance premiums, weather-related claims auto insurance, social inflation insurance, state auto insurance increases, and comparing car insurance rates. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we are diving into extremes. Tom Hart Dyke shares his amazing story of misadventure in the Panamanian jungle that led him to the brink of death… and to the founding of a ‘World Garden' deep in Kent. Guy Barter shares some top tips on how to keep your garden looking luscious in the extreme heat and drought we've experienced across the UK this summer. And are you gardening on an extreme budget? Nick Turrell from the RHS advisory team has some top tips just for you! Host: Gareth Richards Contributors: Tom Hart Dyke, Guy Barter, Nick Turrell Links: Lullingstone World Garden Managing water in your garden

What Up Youtube Peeps! I'm BACK with that Verbal Cardio! This episode is about my trip to the Sequoia National Forest, my reset at home, the Sandman sockin' us out early, Movies are too expensive, Celebrities need to tuck their relationships in & would $5 million set you up for life? You want to get an exclusive look at Verbal Cardio before anyone else? Join my Patreon for early access to this and much more!! https://www.patreon.com/TonyBakerComedy #tonybaker #verbalcardio #tonybakercomedy

Ever feel like planning a Hawaii vacation is just too overwhelming?In this episode, we break down the top 10 listener questions so planning your Hawaii trip feels less stressful — and a lot more exciting.

Snag Our Simplified Budget System!Budget besties — let's talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck.In this episode, we unpack two real client stories:A teacher who used her savings for summer expenses to pay off a small debt… only to be broke in August (and back in debt)A client who saw cash in her account and immediately threw it at a credit card… leaving herself short for a wedding and pulling from her 401kSound familiar? You're not alone. We get real about:Why quick fixes and “wins” often sabotage long-term stabilityHow to break the stress cycle of reactionary money decisionsWhy using credit cards is more about avoiding money management than “playing the points game”The freedom of becoming your own bank (hint: no more hoping a payment goes through!)How a system — not emotions — is the key to lasting progressIf you've ever felt stuck in a loop of paying off debt only to rack it back up, this conversation will help you see why — and give you a better way forward.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Why do some ad campaigns crush it while others flop, even with the same budget? It all comes down to metrics and strategy. Let's get the first part out of the way. Get Your nCAC Calculator Now! - https://www.tiereleven.com/ncac In today's episode, we share a client story where more than $10,000 went up in smoke on a webinar that didn't convert, and how a simple shift in strategy turned everything around. Lauren shares how her team builds strategy documents that keep everyone aligned and how knowing your numbers and setting the right goals can change everything. We also get into the real differences between subscribers, leads, and sales-qualified leads, and why so many businesses set themselves up for frustration by mixing them up. If you're planning a webinar launch or any infoproduct, setting ad budgets, or just trying to figure out where to put your next marketing dollar, you need the right strategy to achieve your goals. Listen in as we share the wins, the lessons, and the strategies that can help you turn ad spend into predictable growth. In This Episode:- Why strategy is critical for achieving marketing goals- Mongoose's strategy documents for the post-hire process - Example of revenue vs sales and marketing goals- The structure and content of the strategy doc - Pixel strategy for Meta and monitoring the campaign performance- Why Meta is better than Google for selling webinars - Budget allocation strategy for awareness, conversions, and lead generation- Email/SMS integration into the paid ads strategy - Final thoughts on the strategy success formula: goal, budget, and target Listen to This Episode on Your Favourite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Connect with Lauren Petrullo:Instagram -

We cover potato news, celebrity news, and more!

We cover potato news, celebrity news, and more!

Watch this episode on YouTube!Yes, it is possible to feed your family healthy food without breaking the bank! In this episode, I am sharing some of the principles that I use to make our food dollars go as far as possible. We will talk about the concept of nutrient density, how to determine what your family's priorities are when it comes to food, decide where you're willing to compromise for the sake of cost, and lots of tips and tricks I have found to get the most bang for my buck when I'm purchasing food. Recipes I mentioned:Easy Artisan Bread (even a beginner can do it!) Easy and Delicious Maple Granola (5 minutes of prep!)Resources I have found useful:Buying in bulk from Azure Standard The Maker's Diet Book The Biblio Diet Book Nourishing Traditions Cookbook Daily Sourdough Cookbook Dr. Josh Axe⁠Join the conversation or ask a question here!⁠⁠⁠Connect with me on my email list.⁠⁠⁠Let's be friends on Instagram!⁠

Do you really need a local financial advisor to manage your money? Geography doesn't matter anymore when it comes to building wealth and securing your financial future. Lance previews this week's Jackson Hole consortium; what will Jerome Powell Infer? Lance Roberts & Jonathan Penn cover the conundrum of local vs virtual financial advisors; how college students are lured by credit card offers, and the dangers of credit accounts. This leads to a discussion of personal budgeting, and how deceptively easy it is to begin a culture of savings; the "B-word" is Budget; the importance of controlling discretionary spending and leakage of money; Lance shares an example by working with an income of only $50k; the surprising result of pre-tax contributions and their impact on income; 401k's vs Roth; the benefits of speaking with a "coach" about money, i.e., a financial advisor. SEG-1a: Jackson Hole Preview - What's the Fed going to do? SEG-1b: Negative Divergences are Increasing SEG-2a: Local vs Virtual Financial Advisors SEG-2b: Do You Need a Financial Advisor? SEG-2c: Getting Started So You Can Save & Invest SEG-2d: Stay Away from Credit Cards SEG-2e: Everything's on a Payment Plan SEG-2f: Addressing the "B-word" (Budgeting) SEG-2g: What's Your Number? SEG-2h: Controlling Your Discretionary Spending SEG-2i: Budgeting w $50k SEG-2j: 401k's vs Roth's SEG-2k: Why Should You Speak With a Financial Advisor? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=yNJaSxQqghA&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=6s -------- Articles mentioned in this report: "Inflation Data Sends Markets To New Highs" https://realinvestmentadvice.com/resources/blog/inflation-data-sends-markets-to-new-highs/ "Excess Bullishness & 10-Rules To Navigate It" https://realinvestmentadvice.com/resources/blog/excess-bullishness-10-rules-to-navigate-it/ ------- The latest installment of our new feature, Before the Bell, "What is Bitcoin Telling Us Now?" is here: http://bit.ly/463MS4b ------- Our previous show is here: "Ten Rules for Navigating Excessive Market Bullishness" https://www.youtube.com/watch?v=ogzk5Y4D7b0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025: https://streamyard.com/watch/pbx9RwqV8cjF ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitCoin #JacksonHole #FederalReserve #JeromePowell #MarketCorrection #MarketRisk #FinancialAdvisor #VirtualAdvisor #OnlineFinancialPlanning #InvestingTips #PersonalFinance #InvestingAdvice #Money #Investing

In a sweeping announcement about a forthcoming executive order, President Donald Trump argued Monday that states are ultimately subservient to the White House when it comes to setting election policy. Trump wrote in a post on his Truth Social platform that states are “merely an agent for the federal government in counting and tabulating the votes. They must do what the federal government, as represented by the President of the United States, tells them, FOR THE GOOD OF OUR COUNTRY, to do.” Trump also claimed the executive order would end mail-in voting, falsely claiming that other countries stopped the practice due to fraud, as well as “very expensive and SERIOUSLY CONTROVERSIAL voting machines.” It's not clear which voting machines Trump was referencing. The president's allies and friendly media outlets like Fox News and NewsMax were successfully sued by Smartmatic and Dominion for billions of dollars after the 2020 election for falsely claiming that their voting machines were rigged to elect Democratic President Joe Biden. Either way, Trump has lost dozens of lawsuits attempting to prove fraud, and reportedly nearly signed an executive order at the end of his last term ordering the Department of Defense to seize voting machines, purportedly to examine them for fraud. A previous executive order from Trump this year, purporting to compel the bipartisan Election Assistance Commission to alter voter registration request forms to include a proof of citizenship section and deny forms to states or voters who don't provide the information, was struck down by a judge as unconstitutional in April. The judge in the ruling remarked that “no statutory delegation of authority to the Executive Branch permits the President to short-circuit Congress's deliberative process” on regulating elections via executive order. A federal watchdog is urging the Office of Management and Budget to prioritize the governmentwide adoption of a federal IT spending framework, or end the efforts, after finding the multi-year initiative has stalled. In a report made public Monday, the Government Accountability Office recommended that the OMB director direct the federal chief information officer to either terminate the agency's push for governmentwide adoption of the Technology Business Management framework or deem it an administration priority. Should it be made a priority, the GAO also suggested OMB quickly implement the watchdog's previous recommendations and take “immediate action” to integrate the framework across government fully. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

Can you compete in Sorare Hot Streaks without spending big?In today's live stream, I'm joined by Harry Trades to break down how to play hot streaks on a budget. We'll cover what types of players and teams we look for, which competitions make the most sense, and how to maximize your chances of winning without overpaying. Whether you're new to Sorare or just looking to get more out of your gallery, this stream will help you find the best value strategies for hot streaks.Today's episode is sponsored by Football.Fun, your next favorite fantasy sports platform. Sign up today and get a free Pro pack after you reach Level 10: https://pro.football.fun/login/?referral_code=UITMX28FXU9

Snag Our Simplified Budget System!Budget besties — you know that feeling when a big bill pops up out of nowhere and completely wrecks your monthly budget? We've been there too, and we're here to tell you: it doesn't have to be that way.In this episode, we're breaking down:What counts as an “annual bill” (and why they always feel like a surprise)How to list and track every big bill you pay only once or twice a year (auto insurance, property taxes, memberships, car registration, etc.)Why separating these expenses into their own account changes everythingHow to use our Annual Bills Savings Bucket system to divide the cost into manageable monthly savingsWhat to do if you're just getting started and don't have a full year saved yetWhether it's your auto insurance, Amazon Prime, or that massive property tax bill, this system takes the chaos out of budgeting for them — and helps you breathe easier knowing the money will be there when you need it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Have you ever felt a quiet sense of pride after giving, like you were just a little more faithful than others?It's a subtle temptation, but one we must take seriously. When our giving becomes a way to elevate ourselves rather than glorify God, we've missed the heart of generosity—and possibly much more.When Giving Becomes About UsSelf-righteous giving hides behind good behavior. It's giving to feel morally superior. Giving to prove we're spiritually ahead. Giving to show God—or others—that we've “got it right.”Jesus addressed this in Luke 18:“Two men went up to the temple to pray, one a Pharisee and the other a tax collector… The Pharisee… prayed: ‘God, I thank you that I am not like other people… I fast twice a week and give a tenth of all I get.' But the tax collector… said, ‘God, have mercy on me, a sinner.' I tell you that this man, rather than the other, went home justified before God.”The tithing, fasting Pharisee was not justified—not because his actions were wrong, but because he trusted in himself.The Heart CheckReligious acts, even impressive ones, can't save us. When we give to make ourselves look good, we risk trusting in our performance rather than Christ's finished work.There's nothing wrong with joy in giving—God loves a cheerful giver. But when joy turns to superiority, we've crossed the line. As Deuteronomy 8 reminds us:“Remember the Lord your God, for it is he who gives you the ability to produce wealth…”Everything we have—even the ability to give—comes from Him.Giving That Glorifies GodJesus warns in Matthew 6 not to give for the sake of being noticed. True generosity is humble, often quiet, and motivated by gratitude. It's giving that reflects Christ, not ourselves.John the Baptist put it best: “He must increase, but I must decrease.”So, if you notice pride in your giving:Confess it to the Lord. His grace cleanses and corrects.Refocus on gratitude. Remember how much you've been forgiven.Practice hidden generosity. Give anonymously or where no one will notice.Before each gift, pray: “Lord, may this reflect You, not me.” Because generosity is never about proving ourselves—it's about responding to the One who gave everything for us.On Today's Program, Rob Answers Listener Questions:I'm 52 and currently have about 71% of my 401(k) invested in company stock, which has been generating returns of 30–36%. When and how should I begin diversifying to protect my retirement savings while still benefiting from my company's potential growth?My husband (62) and I (58) are debating whether to start collecting Social Security now. We still run our own business and earn an income, but I'm concerned about how starting Social Security could affect our Medicare coverage. What's the best strategy for our situation?I own and rent out a three-unit apartment building and want to know if there are any advantages to placing the property in an LLC.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

En este episodio de Café on a Budget nos metemos de lleno en una de las preguntas que más recibimos: si tienes dinero extra, ¿conviene adelantar la hipoteca o invertirlo en otra cosa?

durée : 03:30:42 - Les Nuits de France Culture - par : Albane Penaranda, Mathias Le Gargasson, Antoine Dhulster - Par Marie-Paule Vettes - Avec Michel Guérard (chef cuisinier, propriétaire de l'hôtel-restaurant Les Prés d'Eugénie), Alain Senderens (chef cuisinier, propriétaire du restaurant Lucas Carton), Joël Robuchon (chef cuisinier, propriétaire du restaurant Jamin), Henri Emmanuelli (secrétaire d'Etat au Budget, président du conseil général des Landes), Bernard Manciet (écrivain), Patrick Tambay (coureur automobile), Georges Dubos (journaliste), Gérard Orts (antiquaire), Madeleine de Lamotte (journaliste), Philippe Tiry (directeur de l'Office National de Diffusion Artistique), Pierrette Sarran (chef cuisinière) et Lucette Dupouy (auteur de "Les recettes landaises") - Réalisation Pamela Doussaud - réalisation : Massimo Bellini, Vincent Abouchar

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3086: Kumiko outlines three practical steps to instantly improve your mindset around money, offering encouragement for anyone feeling overwhelmed or ashamed of their financial situation. Her approach combines emotional honesty with actionable tools, empowering listeners to regain control and build confidence, one decision at a time. Read along with the original article(s) here: https://www.thebudgetmom.com/3-things-to-do-today-to-feel-better-about-your-finances/ Quotes to ponder: "Shame is one of the biggest obstacles when it comes to money." "You can't change your past, but you can own it and use it as a stepping stone to a better future." "When you track your spending, you're learning how your past money decisions are impacting your life today." Episode references: National Foundation for Credit Counseling: https://www.nfcc.org Financial Counseling Association of America: https://fcaa.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris calls it like he sees it—whether you like it or not. In this hour of Watchdog on Wall Street, Trump channels his inner John Gotti while Mark Cuban praises the Trump export tax. Chris breaks down the good, bad, and ugly of this policy and what it means for American business. Plus—the creeping “death” of capitalism, an ugly budget deficit, and why Social Security reform remains a political coulda-woulda-shoulda. Straight talk on policies, their market impact, and what you need to know for your investments.

Jim Elliot once wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.”“Generous” might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The three-time Pro Bowl quarterback in the NFL is using his platform—and resources—for eternal impact. Today, we'll hear how his faith shapes everything from football to finances.Kirk Cousins is the starting quarterback for the Atlanta Falcons and a veteran leader in the National Football League (NFL). He previously spent six seasons with the Washington Commanders and six with the Minnesota Vikings. A four-time Pro Bowler and outspoken man of faith, he is also the cofounder of the Julie & Kirk Cousins Foundation, which supports families and youth through faith-based initiatives.A Legacy of Generosity: Lessons from His ParentsGrowing up as a pastor's kid, Cousins remembers how his parents modeled generosity long before he had a bank account of his own.“My mom had the gift of hospitality,” he says. “Even when I didn't think I needed money, she'd hand me two twenties before I went out with friends. There was just this open-handedness.”While his dad managed the family finances with intentionality, it was his mother's willingness to give freely that left the deepest mark. “It was caught, not just taught,” Cousins reflects, emphasizing how their example shaped his understanding of stewardship early on.From Minimum Wage to Signing Bonuses: A Crash Course in StewardshipWhen Cousins was drafted into the NFL, his first check—a six-figure signing bonus—was a wake-up call.“As a college kid who had never earned more than minimum wage, I didn't know what to do,” he recalls. “I called my dad, and he said, ‘I don't know either!'”That moment marked the beginning of a stewardship journey—one that included learning to give, save, and live below his means in a world of excess. It wasn't easy, especially when surrounded by peers embracing a more lavish lifestyle. But Cousins understood that as an athlete, his income had a shorter runway.“You're approaching a cliff,” he says. “So it's scary to give when your career has an end date. But that's where faith comes in—trusting that God will provide beyond your own earning power.”It would be easy, Cousins admits, to treat financial obedience like a checklist—give, save, repeat. But biblical stewardship isn't about rules; it's about surrender.“I've done that—just checked the boxes. But that's not the abundant life Jesus promises. It's not religion, it's relationship.”He points to Jesus' parable of the treasure in the field (Matt. 13:44): “Once you see Jesus as the treasure, everything else becomes a logical response. Of course you'd sell everything to have Him. Stewardship flows from seeing Him clearly.”When Faith Feels Risky: Giving on a Diminishing TimelineThe tension for Cousins lies in balancing the enjoyment of God's provision with wisdom about the future.“I actually enjoy those moments that require more faith. When I give, and I don't know what's next, it puts the pressure back on God—where it belongs.”But he's quick to acknowledge the gray areas. “What's wise versus what's excessive? There's no formula. You have to walk with God and ask for His guidance daily.”One of the most valuable pieces of advice Kirk received early in his career came from a generous mentor: “Always give in unity with your wife.”That advice stuck.“When Julie isn't comfortable, I pause and pray. Her perspective might be the Holy Spirit speaking. Giving together strengthens our marriage and our stewardship.”Cousins sees their giving not only as a financial decision, but as a spiritual discipline of unity and trust.Planning for the Future: Wisdom Before WealthAs parents to young boys, Kirk and Julie have also had to consider how best to plan their estate. They've established a family office to prepare for the future—but with a strong desire to pass on wisdom before wealth.“We want to get to the end of our lives and say: the wisest hands to put this in are our kids'. But we also want to be realistic. If it wouldn't be wise to pass along wealth, we want our plan to reflect that.”Much of their estate will also go to their foundation, which they hope will be spent down soon after their passing. “We don't want it to live on in perpetuity with intentions we never had. We want to make an impact now.”So, where is Kirk Cousins most excited to give right now? The answer goes back to his roots.“I went to a Christian high school—Holland Christian—and it profoundly impacted my life. I want to make it more affordable for other families, support teachers, and strengthen Christian education.”It's a full-circle moment: a public school kid transformed by Christian community, now investing in the same kind of life-shaping environments for others.Final Whistle: A Life Well StewardedKirk Cousins is more than an NFL quarterback. He's a husband, father, and faithful steward who is using his influence to glorify God—not just in the end zone, but in the quiet decisions of budgeting, giving, and planning for the future.His story reminds us: Stewardship is not about how much we have—it's about how faithfully we respond to the One who gave it all.On Today's Program, Rob Answers Listener Questions:I own my home outright and keep hearing about home title protection services. How real is the risk of title fraud, and should I be concerned?I have rental properties in Arkansas, but my kids in California don't want them. I'm worried that when I pass, they'll sell them quickly for way less than they're worth. Should I go ahead and sell them now and put the money in a trust for my grandkids' education—or is there a better option?”Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Julie & Kirk Cousins FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

How We Did Disneyland on a Budget takes your Great British Mickey Waffle to sunny California!

This week the houses are finally split up and we have an individual unconventional materials challenge, where they must use items from a science fair to make their looks. They only get one day for this and the runway will be in the work room, with only one judge... It's giving where is the BUDGET??If you enjoyed this episode please share it with your Project Runway and reality tv friends and follow us on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@taglinetwinks⁠⁠

What does the Golden Dome and the plus-up in money for the Space Force and other defense-related space systems tell us about the Trump Administration's national defense strategy? And is it sustainable? Laura Winter speaks with Peter Garretson, a senior fellow at the American Foreign Policy Council, and co-author of the book “The Next Space Race: A Blueprint for American Primacy”; and Sam Wilson, Director, Strategy and Program Support, Center for Space Policy and Strategy, at The Aerospace Corporation. Wilson's report, “FY 2026 Defense Space Budget: Emergence of Golden Dome”, can be found here: https://csps.aerospace.org/papers/fy-2026-defense-space-budget-emergence-golden-dome

How do you take control of your money instead of wondering where it went? In this episode, Rob Weinberg breaks down the art and science of budgeting — in a way that's simple, practical, and actually doable. Discover: ✅ Two easy-to-follow budgeting frameworks: the 50/30/20 rule and zero-based budgeting. ✅ How to stop impulse spending without feeling deprived. ✅ The power of automating your bills, savings, and investments. ✅ How a budget can help you hit big financial goals like buying a home or building wealth. If you're ready to stop letting your money call the shots and start telling it what to do, this episode will give you the tools to make it happen.

Cliff Taylor, Irish Times Columnist

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Has anybody else been binge-watching "Get Organized with The Home Edit" on Netflix? Between that and my new kitchen renovation, I've been in an organization frenzy. So it only felt fitting to have Christina Hidek on the podcast today, an attorney turned professional organizer who is passionate about structure, organization and creating custom systems that help people de-clutter their lives. Now I know you might be thinking.... professional organizer?! What does that have to do with money? Well, in this episode, we're discussing all the ways that clutter affects your finances as well as some quick tips to help you save money by getting more organized! Enjoying the podcast? Make sure to subscribe & leave a review!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Alan provides a new Thursday Thought episode. Alan opens this episode with a simple question: Do you have a time budget? A money budget is important to keep your finances in order. To succeed as an inventor you must have a time budget.  Alan shares his story on creating a time budget - so he could write a novel.  Be sure to subscribe to the podcast on Apple Podcasts or wherever you get your podcasts, so you won't miss a single episode. Website: www.alanbeckley.com

What makes a truly great nonprofit CFO? In this episode of Inspired Nonprofit Leadership, I'm joined by Neil Shah—seasoned CFO and founder of Altruva.ai—to talk about the difference between tracking numbers and driving strategy. We explore the role of fractional CFOs, the power of financial storytelling, and how AI is transforming nonprofit finance. Whether you're managing a budget or presenting to your board, this episode will help you think more strategically about your financial leadership. Episode Highlights 04:09 The Role of a Nonprofit CFO 04:48 Challenges and Solutions for Nonprofit CFOs 06:26 Neil's Journey to Becoming a CFO 11:40 The Value of a Fractional CFO 16:41 Financial Storytelling in Nonprofits 21:51 Visualizing Data with Graphs 22:36 Understanding Financial Trends 23:28 Key Financial Strategies for Nonprofits 28:22 Professional Development for CFOs 30:13 The Role of AI in Nonprofit Finance Meet the Guest My guest for this episode is Neil Shah. Neil has spent the past two decades serving as an outsourced or in-house Chief Financial Officer for non-profit organizations across the United States, organizations with annual budgets ranging from a few million dollars to almost half a billion dollars in annual government and philanthropic revenue. He has implemented audit/fraud-proof accounting and budgeting processes and procedures, upgraded new financial software systems that reduced manual workloads, and brought boards along the financial roadmap of the organization through education and storytelling. He is a partner with leadership teams and is able to provide the financial perspective of an issue while helping those teams understand the non-financial aspects of a situation, helping to find common ground while still ensuring financial sustainability. Neil received his bachelor's and master's degrees in business administration from the Marshall School of Business at the University of Southern California. Connect with Neil: https://www.cfogroups.com https://www.linkedin.com/in/neilshah26/ Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.

Many seniors today face significant financial strain—some even resort to borrowing to cover their basic living expenses.For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. Harlan Accola joins us today with a message of hope for those looking for margin in their retirement years.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Real Issue: Seniors Struggling with Credit Card DebtNearly 70% of seniors that Movement speaks with are carrying credit card debt. These aren't impulsive spenders buying luxury items. They're retired, living on fixed incomes, and they're relying on credit just to pay for basics like groceries and prescriptions. They're often asset-rich but cash-poor—sitting on significant home equity but drowning in interest rates of 25% to 35%.Many people suffer silently, too embarrassed to discuss their financial challenges. They don't realize that the equity in their home could be used to ease their burden without losing the home they love.One of the biggest hurdles is the spread of misinformation. People believe they'll lose their house, or that a reverse mortgage is inherently bad.In truth, the Home Equity Conversion Mortgage (HECM)—the most common form of reverse mortgage—is federally insured and designed to protect both the homeowner and their heirs. Properly structured, it can be a safe and responsible tool.Who Should Consider a Reverse Mortgage?Anyone over 62 with at least 50–60% equity in their home should take a closer look. A typical scenario might be someone still making monthly mortgage payments, even with a small remaining balance. Those payments—$800, $1,500 or more—can strain fixed retirement budgets.One common misconception is that you lose control of your home. In fact, you and your spouse can stay in your home for life, even if one of you passes away. You can choose how to receive the funds—from monthly income to a lump sum to the most popular option: a line of credit.Whether it's a car repair or a medical bill, reverse mortgage lines of credit provide flexibility. And it's all about wise stewardship.At the heart of this decision is a stewardship principle. As Proverbs 24:3 reminds us, “By wisdom a house is built, and through understanding it is established.” It doesn't make sense to live in a paid-off home but struggle to pay for groceries while racking up 30% interest on credit cards. That's not good stewardship.Reverse mortgages aren't for everyone—but many avoid them simply due to fear or misunderstanding. For some, it could be a life-giving solution.If you're entering—or well into—retirement and want to explore whether a reverse mortgage might be a fit for your situation, visit Movement.com/Faith. On Today's Program, Rob Answers Listener Questions:I'm 71 and still working, but I'm not sure how much longer I'll be able to keep it up. Would a reverse mortgage help me eliminate my monthly mortgage payment, allowing me to manage better if I need to stop working?I have recently retired and hold a 401(k) account with Fidelity. Someone mentioned a company called Big Money Retirement Solution, which offers a 9% annual return on an annuity. Should I consider moving half of my portfolio there?I heard there's a way to get a free credit report that the government requires. How do I access that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

We're facing a mental health crisis…And the way most of us are told to “cope” isn't working. We're handed pills, told to push through, and encouraged to keep grinding, while our stress builds and our joy fades. The result? A constant state of burnout, disconnection, and emotional exhaustion.In this soul-nourishing episode of The Prosperity Approach, I'm joined by the extraordinary Vesna Matic, a Licensed Master's Level Psychologist (LMLP) with over 35 years of experience blending science, spirituality, and cultural immersion to help people heal from the inside out. Vesna has worked with trauma survivors, led transformational journeys to sacred sites, and developed powerful tools that go far beyond traditional therapy.We dive into the truth about the mental health epidemic, simple and enjoyable ways to reduce stress, and why reconnecting with what lit you up as a child can be one of the most healing things you'll ever do. Vesna also shares the magic of her international spiritual journeys and why experiencing another culture can break through emotional barriers in a way nothing else can.If you're ready to reclaim your mental well-being, expand your joy, and discover a whole new approach to healing, this conversation is the reset you didn't know you needed.—✨ Effortless success for the ambitious & god-centered woman begins here. Learn more about The Prosperity Approach here: https://allysonchavez.com/—Key Takeaways:00:00 Intro 03:33 The mental health epidemic 06:09 Seeking help and support systems09:48 Stress relief techniques 13:31 Spiritual journeys and cultural immersion 17:03 Medication and holistic approaches21:42 Focusing on Mother Earth23:50 Budget cuts and mental health programs 28:09 7-Day Mental Health Awareness Intentional 32:49 Outro—Additional Resources:- Learn more about Vesna:Website: https://www.visionsforlife.org/Book Vesna: www.bookvesna.comInstagram: https://www.instagram.com/vesnamw/- Reach out to me on social media:InstagramFacebookLinkedInThe Prosperity Approach is a podcast showing ambitious, God-centered women how to master their inner game so they can lay down the struggle, manifest their dreams, and LOVE life as they go.- Follow the podcast on your favorite app, so you never miss an episode! Click HERE.- I'd be so grateful and honored if you took the time to leave a rating and review.

School supply shopping is a marker of summer winding down and a new year of learning about to begin. For many kids, it is also a chance to express themselves through the stuff they pick out.But many families are concerned about the price of that fresh start. Several years of inflation has pinched budgets, and there is concern that tariffs will drive up prices further. A survey by the National Retail Federation found more families started their shopping early this year because of that worry.For the latest in the Minnesota Now series Professional Help, Minnesota Now producer Alanna Elder talked with Julie Granning, PTO president for Valley View Elementary School in Columbia Heights, as well as Sarah Lancaster, who teaches first grade in Onamia and was named Minnesota Teacher of the Year in 2022.Lancaster noted there are school supply giveaways across the state, including one happening Tuesday at Onamia Public Schools. The blog “Thrifty Minnesota” rounded up a list of other events in the state. And the Little Canada-based organization Kids in Need Foundation also provides supplies to eligible students and teachers.Our ask: Help me shop for school supplies on a budgetOur guests: Julie Granning, PTO president for Valley View Elementary School, and Sarah Lancaster, a first grade teacher in Onamia and 2022 Minnesota Teacher of the Year.

Will the 1000 year flood in Southeast Wisconsin finally convince policymakers that the climate crisis is already impacting Wisconsin? The appropriate response would be to quickly enact the Climate Accountability Act, which requires Wisconsin for the first time to adopt an accountable climate action plan that cuts greenhouse gas emissions in half by 2030 and maximizes the economic benefits especially for people in urban and rural areas currently locked out of economic opportunities. We encourage our listeners to contact their state legislators and urge them to support the new Climate Accountability Act We get into the weeds of the scandalous news that Ascension Wisconsin will outsource its ICU Doctors, further imperiling care for patents. This is what happens when you put big profit-maximizing monopolies in charge of health care with virtually no oversight. Robert tells us about developing state legislation to re-regulate the hospital industry in the public interest. Fair maps advocates are rightly appalled by the national gerrymandering fight instigated by President Trump and apparently matched by California Governor Gavin Newsom. But, is it realistic to ask Democrats to unilaterally disarm in the face of attempted authoritarian consolidation? Robert tells us that Ruth Conniff makes a strong case for holding onto the principle, but can progressives hold onto abstract norms in the face of the shredding of democratic norms by a would-be authoritarian movement? Robert argues that outcomes have moral consequences, and that pro-democracy forces must find a way to uphold the principles of democracy while being effective in preventing Trump and his MAGA allies from rigging the 2026 election. We close with an honest conversation about the short-sighted state budget, which leaves a structural deficit for the next two year budget, potentially forcing cuts to critical services even if the Democrats win a trifecta, unless they are willing to reverse decades of regressive tax cuts dolled out to corporations and the wealthy.

✦ Brunching in Atlanta is practically a sport, and many of us don't know how to play. There are strategies involved—arrive early to beat the rush of a crowd, or maybe you're a diner that prefers to make reservations. Regardless, you'll need good stamina to make it through bottomless mimosas and rich portions of pancakes and bacon. BUT in this economy, who has the money to drop $80 to $100 on breakfast food and drinks every weekend? In our new mini-series, "Brunchin' on a Budget," we look at several delicious AND affordable brunch spots in Atlanta. On today's installment WABE Arts Reporter Summer Evans heads to Castleberry Hill to visit No Mas Cantina. ✦ The Little 5 Points Alliance hosts its annual People Make the Place event on Sunday, and this year, awards will be presented to community members who focus on elevating the arts in the area. City Lights Collective Co-host Kim Drobes has more. ✦ A star is on the rise with the new music act "Star Forest." It's a colorful squad of animated creatures who deliver good vibes and positivity through the expansive Star Forest media ecosystem of music videos, catchy tracks, interactive experiences, and even a podcast. Some say it's like "Gorillaz" for kids – one thing's for sure, it's ambitious, joyful, inclusive, and downright psychedelic. "Star Forest" is launching its debut live event, "Cosmic Campfire," at Sandy Springs Cinema on August 16th, and the creator of the "Star Forest," Genevieve LeDoux, recently spoke with City Lights Collective producer Josh Thane to learn more. ✦ You know as well as we do that there is always a plethora of things to do in Atlanta, and we have earned the title of "The Cultural Capital of the South." Mike Jordan, senior editor at the AJC, and Sammie Purcell, associate editor at Rough Draft Atlanta, know this well too. They join us weekly to share a few of their picks for your weekend entertainment. Today, their mix includes a vintage expo, a brewery anniversary party, and a bioluminescent event at the Georgia Aquarium. ✦ Atlanta is a place of remarkable history, and the new audio-intensive project "Tales of Downtown Atlanta" shares that history alongside some creative storytelling. Part podcast, art exhibit, and old-school mix tape, "Tales of Downtown Atlanta" aims to become an audiovisual anthology of Atlanta. The project features short stories written, voiced, and visually amplified by notable Atlantans who offer a spirited tour of our historic downtown locations. Sundiata Rush, the creative behind "Tales of Downtown Atlanta," recently joined City Lights Collective co-host Kim Drobes to elaborate on his vision of stirring civic engagement and introducing the world to Atlanta's soul.See omnystudio.com/listener for privacy information.

Comprehensive coverage of the day's news with a focus on war and peace; social, environmental and economic justice. Gavin Newsom (photo Gage Skidmore) Newsom announces Nov 4 special election to temporarily redraw congressional districts, in response to Texas redistricting; Budget, staff cuts at National Forest Service threatens firefighting, visitor services nationwide, including CA's Inyo National Forest; UN report warns of steep rise in sexual violence during conflict, 4,600 endured abuses used as weapons of war; Judge orders Health & Human Services Dept to stop sharing Medicaid enrollee data with deportation officials; Man in Washington DC faces federal criminal charges and prison for allegedly assaulting Customs and Border Patrol agent with a sandwich The post Newsom announces Nov 4 special election to temporarily redraw congressional districts; Budget, staff cuts at National Forest Service threaten CA's Inyo National Forest – August 14, 2025 appeared first on KPFA.

Writing a book can be a powerful catalyst for building thought leadership and accelerating business success, but the journey requires strategic planning and expert guidance.In this episode of High Octane Leadership, host Donald Thompson sits down with Bob Bachelor, an accomplished author of 15 books and strategic communications expert, to explore the complete roadmap for successfully writing and publishing a book that builds professional credibility and drives business growth.What You'll Learn:How to strategically write and publish a business book that builds credibility and drives growthThe importance of collaborating with publishing experts to elevate quality and market reachSmart ways to use AI while preserving your authentic voice and emotional depthHow to turn your book into a powerful content engine and tool for executive engagementAbout the Guest(s)Bob Bachelor is a distinguished author, strategic communicator, and publishing expert with over 15 books authored and 19 edited works to his credit. As a PhD in English Literature and experienced ghostwriter, he has helped countless business leaders and professionals transform their expertise into published works, including a bestselling biography of Stan Lee. Currently leading global content strategy initiatives at Workplace Options, Bob specializes in developing thought leadership programs and authentic communication strategies that drive organizational success. His expertise in both traditional publishing and modern content creation, including AI integration and strategic communications, makes him an invaluable resource for aspiring authors and business leaders looking to establish their thought leadership presence.Resources:Bob Bachelor LinkedInThe Diversity Movement LinkedInThe Diversity Movement WebsiteWorkplace Options LinkedInWorkplace Options WebsiteDonald Thompson LinkedIn High Octane Leadership is hosted by The Diversity Movement CEO and executive coach Donald Thompson and is a production of Earfluence.Order UNDERESTIMATED: A CEO'S UNLIKELY PATH TO SUCCESS, by Donald Thompson.

This episode is brought to you by https://www.ElevateOS.com —the only all-in-one community operating system.It's August.In multifamily, that means one thing—budget season.For some, that means sending out those long property manager questionnaires.For others, it's feeding data into fancy SaaS tools like REBA Budget—or trusty old Excel.But here's the truth—budget season isn't just about the numbers.It's about time.In this episode, I walk you through a simple but powerful exercise:Identify the top three things that are eating the lion's share of your time (or your team's time).Then, bake the solutions into your 2026 budget—whether that's a digital leasing consultant, automation platform, or any tool that frees your people up to focus on what truly matters: real human connection and higher-value work.When you get that time back, you can reinvest it in areas that create exponential returns for your business.Start now. By the time 2026 rolls around, you'll be running leaner, smarter, and stronger.If this sparked a new way to think about budget season, hit the like button, subscribe, and share this with your team.For more engaging content, explore our offerings at the[https://www.multifamilycollective.com](https://www.multifamilycollective.com/) and the [https://www.multifamilymedianetwork.com](https://www.multifamilymedianetwork.com/)Join us to stay informed and inspired in the multifamily industry!

This episode is brought to you by https://www.ElevateOS.com —the only all-in-one community operating system.Budget season is here.If you're in the multifamily world, you know the drill—spreadsheets, forecasts, and those big budget meetings.But here's the thing—most teams focus on dollars before concentrating on time.In this episode, I share one principle that has transformed how I approach budget season in every organization I've been part of. It starts with asking one question:What are the three things eating the lion's share of your time?Once you know, you can target them with technology, process improvements, or wise investment.Consider this in leadership, operational excellence, and building a long-term sustainable business.Whether you're a regional manager, corporate leader, or property-level operator, this approach can free up your time, amplify your impact, and give your team room to breathe.Watch now and rethink how you approach budget season.If this episode helped you, hit the like button, subscribe, and share it with your team.For more engaging content, explore our offerings at the[https://www.multifamilycollective.com](https://www.multifamilycollective.com/) and the [https://www.multifamilymedianetwork.com](https://www.multifamilymedianetwork.com/)Join us to stay informed and inspired in the multifamily industry!

About this episode: Since 2010, the nonprofit ChopChop Family has published magazines, cookbooks, and other tools to help pediatricians and nutrition educators inform families about the positive health outcomes of cooking nutritious foods. But deep cuts to SNAP-Ed, the federally-funded nutrition education program, are placing programs like ChopChop Family in limbo. In this episode: ChopChop Family founder and president Sally Sampson explains how the rapid rollback of SNAP-Ed is crippling nutrition education. Guest: Sally Sampson is a cookbook author and the founder and president of ChopChop Family, a nonprofit publisher of cooking magazines, cookbooks, digital content, cooking curricula, and learning decks for children and families. Host: Dr. Josh Sharfstein is vice dean for public health practice and community engagement at the Johns Hopkins Bloomberg School of Public Health, a faculty member in health policy, a pediatrician, and former secretary of Maryland's Health Department. Show links and related content: Budget cuts knock down a ‘pillar of public health,' ending nutrition education—STAT ChopChop Podcast—Apple Podcasts ChopChop Family Newsletter—Substack Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

This week on the RV Podcast: Pack Your Camper - The Night Sky is calling! There's an amazing meteor show going on up there this week that provides a great excuse to go camping. Budget cutbacks, staff shortages, and visitor pressure are all combining to seriously stress our National Parks this summer. Protests have started. Protecting your property from campground thefts. Real RVers share their solutions. In Mike and Jen's Storytime… when your camping plans don't go as expected, it's time to pivot. All this plus the RV News of the Week and your questions coming up in Episode 559 of the RV Podcast

Snag Our Simplified Budget System!Budget besties — today's conversation is for anyone who feels stuck in the “charge now, figure it out later” cycle. We're sharing a real coaching story about one of our clients who used credit cards for everything in her business and personal life, floating expenses while waiting for cash to come in. Sound familiar?In this episode, we unpack:Why using credit cards feels easier — and why it's actually keeping you stuckHow switching to cash flow completely transformed her business (spoiler: $143K in her account!)Why the “harder way” (paying cash in the moment) leads to better decision-making and growthHow to stop giving your future self problems to solve — and instead create financial peace nowWhat to do if your bank is making budgeting harder than it should be (hint: it's time to break up!)We also get real about outgrowing your current bank, why loyalty doesn't always serve you, and how to find a financial institution that supports your budgeting goals (yes, multiple accounts and debit cards are non-negotiable!).Takeaway:It might feel uncomfortable at first, but cash flowing your life and business puts you back in control — and your future self will thank you for it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

Many student loan borrowers are falling behind again, and the impact is more than financial.A recent change in federal law has reshaped student loan repayment, and as collections ramp back up, millions are seeing their credit scores drop. If you're feeling the weight of repayment, you're not alone. Neile Simon joins us today with practical steps to help you regain control.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.Major Changes in Federal Student Loan RepaymentIn early July, sweeping legislation restructured federal student loan repayment options. Borrowers now face only two choices:Standard Repayment Plan: Lasting 10 to 25 yearsRepayment Assistance Plan (RAP): A 30-year plan with payments based on 1% to 10% of the borrower's income, with a minimum of $10 per monthWhile RAP may seem like a helpful tool, the new law eliminated borrower-friendly plans such as the SAVE plan and many income-driven repayment options. For borrowers who are unemployed or experiencing hardship, this is a significant loss. The end of pandemic-era protections, including deferments, has left many unprepared and falling behind.Adding to the challenge, federal collections resumed on May 5, signaling a firm end to COVID-19 relief. The result? A wave of financial instability.The Credit Score CrisisThe fallout from these changes has been swift and painful. According to AP News, in the first quarter of this year alone:Over 2.2 million borrowers experienced a credit score drop of more than 100 points.Over 1 million borrowers experienced a decrease of more than 150 points.This sharp decline has made it difficult for individuals to secure new credit. Car loans, mortgages, and even rental approvals are now being denied. With limited disposable income, many are forced to choose between paying rent, student loans, or credit cards.More people are relying on credit cards just to cover essentials like groceries and gas. It's a cycle that only deepens their debt and financial stress.How Credit Counseling Can HelpWhile Christian Credit Counselors doesn't directly manage student loans, they play a vital role for those overwhelmed by mounting credit card balances. Neely explains how nonprofit credit counseling agencies bring clarity and relief:One-on-One Counseling: Certified counselors review your debt, income, and budgetDebt Management Plan (DMP): Unsecured debts are consolidated into a single monthly paymentCreditor Negotiation: Lowered interest rates (often between 1% and 12%), reduced monthly payments, and elimination of late feesCommitment to Repayment: This is not a loan, bankruptcy, or debt settlement. You repay your full debt—just through a simplified plan.It's a way to honor your commitments while regaining control. And once enrolled, your interest rates remain fixed throughout the program.If you're feeling weighed down by debt, don't wait. Take an honest look at your budget, explore your options, and don't hesitate to reach out for help. You may feel stuck, but there are real solutions—and people who care.Christian Credit Counselors is here to walk with you, offering biblical guidance and practical solutions to help you achieve debt freedom. Visit ChristianCreditCounselors.org to connect with a certified credit counselor today.On Today's Program, Rob Answers Listener Questions:I've paid off my credit cards and car—praise God! Now I'm wondering how to balance my emergency fund and regular savings. How much should I aim for in each?I'm reinvesting the interest from a CD. Since I'm not withdrawing the money, do I still need to tithe on the interest?My wife is turning 65 but hasn't earned enough credits for Social Security on her own. Can she start receiving spousal benefits now—and how will that affect her survivor benefits down the road?I'm debt-free and contributing 15% to my 401(k), but I only have two months of emergency savings. Should I pause my retirement contributions to build up my emergency fund?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

On this episode of The Dentist Money Show, Matt and Lauren dive into the real reasons budgeting matters—especially for dentists. They explore how personal money experiences shape financial behavior, why so many people avoid looking at their spending, and how social media fuels unrealistic expectations. Tune in to learn some practical steps to track spending, simplify finances, and build a budget that reflects your priorities. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

The Cybersecurity and Infrastructure Security Agency (CISA) is facing significant criticism from state and local officials who feel abandoned due to diminishing federal support for critical cybersecurity programs. Many officials are concerned about their increasing reliance on self-driven initiatives, especially after cuts to the Multi-State Information Sharing and Analysis Center, which has been a crucial source of cybersecurity intelligence for over two decades. A recent survey revealed that a substantial portion of state and local governments lack adequate funding for cybersecurity, with 22% allocating no funds and 42% operating with annual budgets of less than $100,000. This situation raises alarms about the potential for increased vulnerability to cyberattacks, particularly from nation-state actors.In response to the evolving landscape of artificial intelligence, the National Institute of Standards and Technology (NIST) is developing new security guidance aimed at addressing the associated risks. This initiative will clarify how AI interacts with cybersecurity, focusing on securing AI systems, the adversarial use of AI, and leveraging AI to enhance cybersecurity measures. Additionally, a bipartisan bill known as the Validation and Evaluation for Trustworthy Artificial Intelligence Act has been reintroduced in the Senate, aiming to establish guidelines for the responsible development and testing of AI systems. House appropriators are also proposing a significant funding increase for NIST, reflecting a commitment to bolster cybersecurity and innovation.The Federal Risk Management and Authorization Program (FedRAMP) has made strides in streamlining the approval process for government cloud services, achieving a significant reduction in wait times from over a year to approximately five weeks. This shift is part of a broader trend toward more efficient cloud authorization processes, with FedRAMP already approving more than twice as many services in fiscal year 2025 compared to the previous year. This development presents an opportunity for businesses to leverage FedRAMP-authorized stacks for government-related buyers and to build migration strategies accordingly.OpenAI has recently updated its ChatGPT platform, introducing new models and third-party tool connectors while facing scrutiny over the performance and security of its latest model, GPT-5. Despite the introduction of various user-focused options, security assessments have revealed significant vulnerabilities in GPT-5, prompting concerns about its safety and reliability. As companies like ConnectWise implement new credit card surcharges and adjust their workforce in response to market demands, the overarching theme emphasizes the need for operational discipline and strategic planning in navigating the evolving technology landscape. Four things to know today 00:00 Shrinking Cyber Budgets, Emerging AI Rules, and Streamlined FedRAMP Signal Shifts for IT Providers06:43 From Security to SaaS Management, Vendors Roll Out Agentic Features for IT Service Providers10:25 OpenAI Expands GPT-5 Options, Adds Connectors, but Faces Early Security Backlash13:41 ConnectWise Adds Credit Card Surcharges, Trims Staff in Strategic Realignment  Supported by:  https://syncromsp.com/   Tell us about a newsletter!https://bit.ly/biztechnewsletter  All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

A quick look at Nebraska's budget by sport.