Behavioral Wealth Consulting Podcast

Inside you there's a hungering for more money and getting more out of life. Is it meaning, contact or a richer understanding of life? No one has ever acquainted such individuals with the concept of perpetual possibility. “As a man thinketh, so is he.” A major mode to manifesting the life you wish is to think over what you wish out of life. What is it that you wish to do with your life?

If you are under 40 years old, you may be thinking retirement life is light years away. So much so, that you may have not even thought about what retirement life would look like or more importantly how much money you need to live in your retirement age. For this episode #17, I'll be going over top ways to prepare for retirement as outlined in an article published by the U.S. Department of Labor. Subscribe to this channel to always get the latest notifications of new episodes! Thank you for your support.

With cryptocurrency continuing to gain popularity in the last few years, you may be wondering what makes it any different from the normal dollar? The de-centralized foundation to crypto means there is no single owner of this technology. And with blockchain, it provides users the ability to view transactions on a digital ledger, making it very difficult if not impossible to hack.This podcast is for informational purposes only. Always do your own research before making any financial decisions based on your situation.

For today's episode #15, I'd like to review a great article written by Matthew Gordon titled "9 Financial Goals for the New Year. Let's face it, the last two years has been a financial roller coaster for many people as Covid has influenced people's health, their personal finances, as well as the overall economy and stock markets. But regardless of this, I do believe that it is very important to be setting new financial goals at least once a year and monitoring your results at least once a month and a minimum quarterly. Thank you for listening.

In today's episode, I'll discuss side hustles.Traditionally, people would earn extra money through part-time jobs. Side hustles, also known as side gigs, are paid services or products you sell outside your main job. This can be a great way to make a little extra money or the starting to a full time business.They can also be a means to tap into unused skills and explore your passions. The flexibility and income potential for side hustles can be limitless but there are also things you should take into consideration before starting.Thanks for listening!

This is part 2 of 2 episodes where I go over the remaining #11-#20 regrets on the list. For those of us over 30, regardless of if you are single or have a family, there are probably a handful of financial regrets that you have now that you wish you would've done a better job with earlier in life. But regardless of your age now, understanding some of these regrets that others have experienced can help you get back on track with achieving some of your financial goals.

For those of us over 30, regardless of if you are single or have a family, there are probably a handful of financial regrets that you have now that you wish you would've done a better job with earlier in life. But regardless of your age now, understanding some of these regrets that others have experienced can help you get back on track with achieving some of your financial goals. This is part 1 of 2 episodes where I go over the top #10 regrets on the list. Stay tuned for part 2 of this episode as we wrap up #11-#20 on the list of most regretful financial mistakes. 

We all have given ourselves a reason why we don't start that emergency fund, that retirement account or an investment plan. Often times we blame our debt as the reason. But is that the real reason? In today's episode I'll explain why there's probably more behavioral decisions to build on to reduce your reasons of getting started.,

"Financial illiteracy is not an issue unique to any one population. It affects everyone: men and women, young and old, across all racial and socioeconomic lines. No longer can we stand by and ignore this problem. The economic future depends on it."- President's Advisory Council on Financial Literacy.In this episode, I'll review some statistics that support the need to improve our financial literacy, along with the impacts that finances to our health and overall wellbeing.

A will is a legal document that spells out your wishes regarding the care of your children, as well as the distribution of your assets after your death.Failure to prepare a will typically leaves decisions about your estate in the hands of judges or state officials and may also cause family strife. In today's episode, we'll review what a Will is, what it covers and what could happen if you don't have a Will.Also visit my YouTube channel: Why Is Financial Literacy Important - YouTube

Most people sign up for a 401k with their employer without even knowing what they are investing in. Furthermore, most people don't even monitor their 401k performance over time. In this episode I'll go over what a 401k is, what employer matching is, and what to consider before taking out a loan or withdrawal on your 401k.

With the increase in popularity of cryptocurrency, most people still do not understand the blockchain technology that supports most cryptocurrencies. However blockchain has so many more other potential benefits that go make its way into everyday use. In this episode, I'll be sharing some information on blockchain technology and things to consider before investing in cryptocurrency.

For the longest time, I never understood the concept of "Paying yourself first". As I got older and more educated about my finances, I realized that I should have prioritized myself before spending money on other things. In this podcast, I'll go over some of the main reasons people are not saving/investing money to improve their financial future. Listen and see how many you can relate to.

Debt can be a serious threat to your financial security and peace of mind. But if you're already in debt, it's not the end of the world. It's simply a good time to get organized and create a payoff plan that works for you. In this episode, I'll review some tips and strategies that may help you get out of debt faster.

Have you ever felt your emotions take over when making a big purchase, or when you had to invest a large amount towards something? Or maybe even got mad with someone you knew for not paying back the money you let them borrow? I'm sure most of us have. This is because there is a correlation between money and emotions. And in today's show we'll go a little more in depth on understanding your emotions and being able to use those emotions to improve your financial future.

What is Credit? “The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.” Credit is a measure of your ability to handle your ability to handle your finances.In this episode, I'll discuss the multiple factors that impact your credit score, the most common credit score ranges and tips to improve your score.

There are marked differences between the words rich and wealthy, but not many people know them. Because both words often imply fortune or luxury, people tend to ignore the nuances that differentiate both terms.These differences are mainly subtle and lean towards concepts such as fulfillment, contentment and economic stability. It is worth noting that it is possible to be wealthy without being rich and also possible to be rich without being wealthy.

Like most people, I grew up wanting to live a lavish lifestyle of material things. However it wasn't until later in life that I realized that our education system and society isn't designed to teach you the financial literacy topics to help people achieve most of their financial goals. I've started this podcast series to help you understand the relationship between your behaviors and emotion towards money and how to use financial literacy to your advantage.