Podcasts about debt elimination

The truth about debt is simple, yet deliberately obscured. What they call "financial obligation" is, in reality, blocked energy. Consider how, in nature, water flows freely until dammed. Your financial energy operates by the same principle – it wishes to circulate but has been artificially constrained. The institutions benefit from this arrangement. They have manufactured a system where debt appears inevitable, natural even, like the changing of seasons. But there is nothing natural about it. This is doublethink of the highest order: to accept debt as both necessary and burdensome simultaneously. When you sign a loan document, you do more than agree to terms written in deliberately impenetrable language. You form an energetic attachment, like an invisible cord running from your vital center to a distant building filled with people you'll never meet. Each month, as you make your payment, you send not just money but your life force along this cord. The banks understand this exchange, though they'd never acknowledge it publicly. In all my years observing human societies, I've noted that abundance, not scarcity, represents our natural condition. Look at the world around you – trees produce thousands more seeds than necessary, fields grow more grain than can be harvested, ideas spring eternal from the human mind. This abundance has been hidden behind artificial walls of "not enough." The language itself betrays this truth: we speak of "making money" as if it must be manufactured with difficulty rather than allowed to flow naturally. 

Laura reviews how to identify good and bad debts and tips for paying off the right ones faster.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

What if everything you thought you knew about debt elimination was actually keeping you trapped?In this eye-opening episode, Steve pulls back the curtain on the myths, half-truths, and hidden traps that keep millions stuck in the cycle of debt—even when they're making every payment on time. You'll hear the real options for getting out for good, from explosive resets like bankruptcy to powerful custom strategies that most people never hear about.If this is already hitting home for you, boop that like button to give this a little love. It helps more people find this message.

Val takes a deep dive into the crucial topic of debt elimination tailored specifically for government employees. He breaks down actionable strategies for paying off debt, and building a secure financial future in retirement. Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange --- Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/ --- About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.See omnystudio.com/listener for privacy information.

About the Episode:  Struggling with debt? In this episode of Monday Money Tip, we're sharing the best shortcuts to becoming debt-free faster!

Sign up for our Live Budgeting  Workshop on January 7th, 2025:https://www.debtfreedad.com/live_budgeting_workshop_optin  Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we'll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Tripp Limehouse discusses the significant role emotions play in retirement planning. He emphasizes the importance of understanding and managing emotions such as happiness, sadness, and fear to ensure a fulfilling retirement. The conversation highlights strategies for creating a lifestyle budget, securing financial stability, and preparing for unexpected challenges, all while maintaining a positive outlook on retirement. The discussion highlights the Green Line Principle as a strategy for financial security and independence in retirement. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

In today's episode of the Wealthy Woman Lawyer® podcast, I chat with Rho Thomas, an attorney and financial coach who helps lawyers gain control over their finances to build a life of freedom and choice.Rho, who began her journey as a trademark attorney, shifted to financial coaching once she learned how to pay down her own $678K in debt, primarily from law school and her husband's medical school loans. She believes that true wealth is having control of your time, which led her and her husband to the goal of paying off debt before starting their family so they would have ample time to spend with their children when the time came.For the last four-plus years, Rho has helped other lawyers get out of debt and manage their money better to create freedom and choice in their own lives. She also hosts the Personal Finance for Lawyers podcast, where she shares strategies each week for lawyers to improve their money mindset and manage their money to achieve true wealth.Listen in as Rho and I discuss:The mental and emotional impacts of carrying significant debt and how to overcome them.Key strategies for lawyers looking to improve cash flow and better manage their personal finances.Rho's advice on prioritizing expenses and making financial decisions that align with personal values.Her personal journey from big law to financial independence and why she made the leap to full-time financial coaching.Practical tips for couples navigating financial differences and aligning on shared goals.Why financial freedom is about more than just numbers—it's about creating options and living life on your own terms.And much more!LINKS TO LOVE:To learn more about Rho and connect with her, check out:Our previous episode: https://wealthywomanlawyer.transistor.fm/episodes/rho-thomas-shifting-your-mindset-towards-financial-independenceLinkedIn: https://www.linkedin.com/in/iamrhothomasWebsite: https://www.rhothomas.comAlso grab her free gift for Wealthy Woman Lawyers listeners: https://www.rhothomas.com/wwlREADY TO SCALE YOUR LAW FIRM AND MAKE MORE MONEY THAN EVER WHILE WORKING LESS? Register for my *new* free training and watch it now. It's called: How to Build a Wealth-Generating Law Firm: 3 Strategies for Women Law Firm Owners That Double Your Revenue Without Doubling Your Workload.

This is an activation. By simply listening I will activate unique energies and open up the potential for complete debt elimination in your field. Many suffer from debt, you can and will overcome this. The first step is through the power of your consciousness.  

Debt can feel like a prison, but there's a way out. In this episode of Eternal Wealth, Shani Tené unveils powerful strategies to help you eliminate debt and achieve true financial freedom. Transform your finances and reclaim your life!

A jam packed pizza including Coach Pete D'Arruda has a conversation about the book The Richest Man in Babylon, Joe Murphy has some thoughts on when is the right time to put a plan together, Gregg Berrian has a case study and Brian Quaranta outlines what happens at a first meeting. That and more on Financial Pizza.  To learn more about producing your own podcast visit Broadcasting Experts. See omnystudio.com/listener for privacy information.

Kevin Brucher discusses proactive strategies to secure a comfortable and stress-free retirement. They emphasize the importance of staying in the market and not panicking during market fluctuations. They also discuss the increasing risk of data breaches and provide tips on how to protect personal information. Additionally, they highlight the significance of early retirement planning and the benefits of eliminating debt. The conversation concludes with a discussion on the current state of the economy and the positive outlook for investments.  Call 800-975-6717. Visit Silver Leaf Financial to learn more.See omnystudio.com/listener for privacy information.

I was a missionary for 10 years after which I got married and felt led to start serving people in their finances. I have always had a knack for money talk and helping people. As far back as I can recall, I have always strategized when it comes to Finances. I love helping families get out of Debt with my program and helping them to plan a robust retirement plan. I have run tons of debt-elimination illustrations and designed a lot of retirement income plans.Learn More: https://sandslifeandfinancialservices.com/ or https://debtfree4lifemaryland.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-milton-founder-of-ss-life-and-financial-services-discussing-debt-elimination

I was a missionary for 10 years after which I got married and felt led to start serving people in their finances. I have always had a knack for money talk and helping people. As far back as I can recall, I have always strategized when it comes to Finances. I love helping families get out of Debt with my program and helping them to plan a robust retirement plan. I have run tons of debt-elimination illustrations and designed a lot of retirement income plans.Learn More: https://sandslifeandfinancialservices.com/ or https://debtfree4lifemaryland.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-milton-founder-of-ss-life-and-financial-services-discussing-debt-elimination

About the Episode:  In this episode, join Joe and his cohost Megan and dive into the world of debt, breaking down the differences between loans and credit card debt. Resources: FULLY FUNDED LIFEFREE Financial Tools Related Podcast Episodes:Episode 302: The Truth About Credit CardsEpisode 283: Say Goodbye To DebtEpisode 282: The Debt Snowball TechniqueEpisode 281: Your Credit Report MattersEpisode 280: Pay-Off Spectaculars Explained Email info@iwbnin.com to ask questions or share success stories.  

Jade Warshaw is a debt elimination expert, financial coach, and co-host of The Ramsey Show. Since paying off over $460,000 in debt with her husband, Sam, Jade has been helping others achieve financial peace.

About the Episode:  In this episode, join Joe and his cohost Megan as they uncover the unseen consequences of carrying debt. Resources: FULLY FUNDED LIFEFREE Financial Tools Related Podcast Episodes:Episode 283: Say Goodbye To DebtEpisode 282: What Is The Debt Snowball Technique?Episode 280: Pay-Off Spectaculars ExplainedEpisode 266: Debt Free & OrganizedEpisode 245: Crush Your Debt Email info@iwbnin.com to ask questions or share success stories.

In this podcast episode, financial educator Adam Carroll shared insights on slashing debt and building wealth outside of your cabinet shop. Adam is the financial wizard behind "The Shred Method," whose viral TED Talk has accumulated 6.2 million views!  Discover how he turned his financial life around in just 26 months and learn why money problems often stem from a bad mindset. Get ready to challenge conventional debt beliefs, embrace strategic financial planning, and unleash the power of "The Shred Method." No need to pinch pennies or sacrifice the joy of life – it's about being smart with your money. Don't miss out on this transformative episode!

Monica Louie's financial saga is nothing short of awe-inspiring—as she herself lays bare in our latest conversation, revealing the grit behind conquering a $120,000 debt mountain and the savvy that led to a $40,000 savings cushion. Join us and uncover the financial wizardry that allowed Monica and her family to transform their middle-class income into a debt-slaying powerhouse, all while navigating the shift to a single paycheck household. This episode is a journey through the trenches of debt and the triumphs of financial freedom, where monetary milestones intertwine with personal growth and family ties are fortified in the forge of fiscal responsibility. Hear how Monica's role as a finance maestro evolved into a beacon of hope for others, with her blog and coaching paving the way for countless others to break their own chains of debt. Whether you're struggling under the weight of financial burdens or seeking a new perspective on managing your cash flow, Monica's narrative, peppered with tales of becoming an online entrepreneur and the joy of smart home investments, will leave you equipped with the tools and inspiration to rewrite your own financial story.Find out more about Monica at Flourishing ImpactFollow Monica on Instagram @flourishwithmonicaHear more from Monica on her podcast Flourish to 7 FiguresYou Might Like: Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

About the Episode:  In this episode, join Joe and guest Ellie Kay as they discuss overcoming debt and how to reboot your financial habits in 2024.    Resources: FULLY FUNDED LIFEFREE Financial Tools60-Minute Money Workout Ellie KayHeroes At Home Related Podcast Episodes:Episode 272: How To Have A Budget That Actually Works Episode 268: Fundamental Rule of Finances Episode 264: Money Principles Q&A Episode 251: Preparation Questions Email info@iwbnin.com to ask questions or share success stories.

Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we'll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.The Dave Ramsey Method and the Search for an Alternative:If you've ever delved into the world of personal finance, you've likely come across the name Dave Ramsey. Ramsey's approach to debt repayment has helped countless individuals tackle their financial challenges. However, not everyone finds success with his specific strategies. Many people, struggle to stick to Ramsey's plan and feel confined by its restrictions.Realizing That One Size Doesn't Fit All:During our debt journey we came to a crucial realization that someone else's way of doing something isn't necessarily the only way to achieve success. Just as there are multiple diet and exercise approaches, there are numerous paths to debt freedom. We all have different priorities, values, and financial situations, which means there isn't a universal solution.The Importance of Self-Reflection:Embarking on your journey to debt freedom starts with self-reflection. Take a moment to sit down with a pen and paper and identify what you are willing to give up or cut back on. This exercise is not about sacrificing everything but rather finding a balance that works for you.Identifying Your Priorities:Consider what truly matters to you. Are there certain expenses or activities that you are unwilling to compromise on? Maybe you value family vacations, but you're open to scaling back on the extravagance. Or perhaps you're not ready to give up your daily latte, but you're willing to reduce dining out. By understanding your priorities, you can create a customized budgeting plan that aligns with your values.Finding What Works for You:The key to long-term debt repayment success is finding a strategy that you can sustain and that the best approach is the one you will stick to for the duration of your journey. It's about striking a balance between financial discipline and maintaining a fulfilling life.Supporting Your Personal Journey:Debt Free Dad podcast and our website is a valuable resource for individuals seeking their own path to debt freedom. Our free "Life Without Payments" workshop is a great starting point for those ready to take the next step toward financial independence.Conclusion:The journey to debt freedom is unique for each person. It's time to break free from the notion that there is only one way to achieve financial success. By reflecting on your priorities, making intentional choices, and finding a strategy that resonates with your values, you can pave your own path to a debt-free future. Remember, it's not about how quickly you reach your goals, but rather finding a sustainable approach that works for you. So go ahead, take control of your finances, and create a life that is not only debt-free but also aligned with what truly matters to you.Support the show

About the Episode:  In this episode, we're going to focus on discussing the debt freedom date calculator Resources: FULLY FUNDED LIFEDebt Freedom Date Calculator   Related Monday Money Tip Podcast Episodes: Episode 147: How To Teach Your Kids About DebtEpisode 203: Couples And Money: Discussing DebtEpisode 245: Crush Your DebtEpisode 266: Debt Free & Organized!Episode 273: When ‘No' Means ‘Yes!' Email info@iwbnin.com to ask questions or share success stories.

About the Episode:  In this episode, we're going to focus on discussing the debt snowball technique.  Resources: FULLY FUNDED LIFEIWBNIN LadderAnnual Credit Report   Related Monday Money Tip Podcast Episodes: Episode 147: How To Teach Your Kids About DebtEpisode 203: Couples And Money: Discussing DebtEpisode 245: Crush Your DebtEpisode 266: Debt Free & Organized!Episode 273: When ‘No' Means ‘Yes!' Email info@iwbnin.com to ask questions or share success stories.

About the Episode:  In this episode, we're going to focus on discussing a useful visual tool he created to help motivate him to pay off his house. Joe shows off his Payoff Spectaculars and how you can use them to help pay off big purchases in your life.  Resources: FULLY FUNDED LIFEIWBNIN LadderFREE Tools - Spectaculars Related Monday Money Tip Podcast Episodes: Episode 276: Pay Off Your Mortgage In 10 Years Or LessEpisode 267: Opportunity Cost & Budget FunEpisode 203: Couples & Money: Discussing DebtEpisode 193: Money Lies: I Can't Afford That Email info@iwbnin.com to ask questions or share success stories.

How To Avoid This Mortgage Rate Mistake   Unlock Your Wealth Starring Heather Wagenhals   On today's episode, Matt Nye of Infinite Wealth Builder returns to reveal this mortgage rate mistake most people don't know they're making.   You'll Learn:   Why is interest rate calculation important?   What impact this has on your profit when selling   What you can do to beat this mortgage rate mistake.   And, so much more...   Visit UnlockMyWealth.com for details and Matt's free ebook.   Grab your FREE Unlock Your Wealth 20th Anniversary subscription to Read It For Me and a complimentary discovery call with Heather right here .   That's right, have Heather coach you on solving your biggest personal or professional challenge right now AND get access to the the #1 book summary service for executives and entrepreneurs (regularly $299/year), and MicroCourses, the #1leadership and soft skill training program for executives and entrepreneurs (regularly $499/year) by visiting the website here.   If you are experiencing financial challenges this year, DM Heather in IG or FB @unlockyourwealth for a complimentary discovery session to explore a new path for you financially.     Remember to bookmark this show and share it in your stories, feed, or timeline on social media. The late Jim Rohn says you are an average of the top 5 people you hang around with so help them achieve financial freedom along with you!   DM Heather on IG/FB @UnlockYourWealth to claim your FREE Affordability checklist to assess your finances and create your plan for homeownership/real estate investment.     Pay off your mortgage, become debt free and have cash to invest with this simple strategy. Click here for the complimentary eBook. UnlockMyWealth.com Grab Heather's 9-page Financial Fire Escape Plan Checklist© for free by visiting CrackingYourMoneyCode.com   Learn More with Resource Links:   Check out our resources and past shows at our Facebook fan page at https://www.facebook.com/UnlockYourWealthTV/   You can DM the show and directly ask questions!     Also Check Out:   MoneyCreditAndYou.com UnlockYourWealth.com     Matt Nye Links:   InfiniteWealthBuilder.com

Description – Debt is a part of life for many people, and it's always important to manage your debt appropriately.  On this episode, David and Marty James, CPA, discuss the benefits of having cash available versus using credit, as well as the importance of having a steady income stream in retirement.  David and Marty also share about the potential benefits of doing a Roth IRA conversion in preparing for retirement. https://www.cfci.us/2025-the-final-drive  

1. OVERFLOW! Let's feel into the state of overflow, which is simply having more than enough.   Imagine the sensation and reality of receiving money; being paid on time or early; receiving the raise, advancement, or increase; having the best clients, or whatever it is you desire. Feel into that. (Notice this is very different than expecting to come up short each month, having just barely enough, or scraping by. We have all been there, but this is not the only option for you. It's important you know that.)

   Feel into surplus, overflow, and abundance. And ask yourself this: What beliefs and visions must you hold for this to become your reality? What would you be saying and believing if you knew this was where you were going? Perhaps journal on that today.

   Say it with me: My wealth is in a perpetual state of expansion. I am always experiencing increase. I raise my standards and expect more. I am here for more.   2. DEBT. Debt isn't inherently good or bad; it is a deliberate decisions to pay something off over time. You haven't fucked up by having debt, you have simply opted for gradual repayment.

   I have many times chosen debt, intentionally. I've used student loans, credit cards and mortgages as catalysts for expanding my wealth, choosing my paths and improving my life situations. I believe my debt has served me. It was what I had to work, and so I worked it.

   Forgive yourself for any and all debt. And know you are worthy of all you used debt to buy, receive, etc. Let it go.

   Know this: If you view debt as a burden, you will feel burdened by it and buried under it. If you view it as a choice, you stay empowered with it.

   Let's release the idea of the burden and hold on to the vibration of more than enough.

   As your financial situation improves and as you move into the state of more than enough, you will find that the the debt no longer serving you will become irrelevant and unnecessary. Overflow will eliminate debt.   3. ENERGY. Everything is energy and everything has energy. Money possesses its unique vibrational frequency that you can attune to, resonate with, and while calling more into your life.

   But it's not as simple as just tuning into it. There are, of course, complexities. We did not all come from the same place and we do not all have identical traumas and fears to overcome. And each of our paths to abundance will be unique. (There are, however, common fears and beliefs many of us go through. You are not alone in what you are experiencing. And you do not have to stay stuck in it.)

   As you move though your fears, melt unhelpful memories, remove beliefs that don't serve you… all of this will get clearer and easier for you. And overtime you will find, it is very simple.

   And with nothing in your way, simply tuning into money will be the vibe for calling more in, at your choosing.

   As you redefine money's role in your life and reorganize your relationship with it, you'll find that you have more power than you knew. Money had no mind of its own. In many ways, it was always responding to you and you thoughts, feelings and expectations around it.

   You are in charge of how you think and feel about it, how you work with it, what you expect from it and how you organize and create the whole damn thing. And as you move down this path, trusting yourself more and more, you'll trust yourself to have and use money simply as you desire, and require. And that's a whole vibe.   Money Mentality Makeover is now in pre-sale. That means there is a special price available exclusively for everyone on the MMM waitlist.

Join the waitlist here https://amandafrances.com/money-waitlist to receive the special $1000 off pre-sale price.   Once the pre-sale is over, it's over. The special price will go up and the course will open to the public.   If you are feeling the vibe, put your name on the waitlist and let's go. If you have Qs, please email support@amandafrances.com   I love you.

About the Episode:  In this episode, we're going to focus on talking through the steps of debt elimination and estate planning.    Resources: FULLY FUNDED LIFEIWBNIN LadderDebt Tools Legalzoom.com Uslegalforms.com   Related Monday Money Tip Podcast Episodes: Episode 245: Crush Your Debt Episode 224: Investing In A Legacy With Brandon CatoeEpisode 203: Couples & Money: Discussing Debt Episode 189: This Or That? Save or Pay Off Debt? Email info@iwbnin.com to ask questions or share success stories.

Demetra Kaye reports on California reparations committee proposing child support debt elimination for Black residents. Connect with Demetra:  @demetrakaye ​ --- Send in a voice message: https://podcasters.spotify.com/pod/show/africandiasporanews/message Support this podcast: https://podcasters.spotify.com/pod/show/africandiasporanews/support

6/3/23 Re-Bro Mr Rice will discuss eliminating debt usiing a trust and much more.

About the Episode:   In this episode, our focus is on how the journey to debt freedom is a long march…   January Resources: FULLY FUNDED LIFEIWBNIN Ladder Debt Pay-Off Challenge   Related Monday Money Tip Podcast Episodes:Episode 18: How To Pay Off Debt Quickly Episode 28: 8 Ways To Speed Up Debt Elimination Episode 84: Is All Debt Equal? Episode 118: We Paid Off Our House In 9 Years! Episode 121: How The Debt Snowball Works Episode 128: Debt-Free While Working A Job We Love Episode 165: Our Home Mortgage Payoff Process Episode 203: Couples & Money: Discussing Debt Email info@iwbnin.com to ask questions or share success stories.

About the Episode:  In this episode, we're going to talk about how to crush your debt by focusing on three different ways you can eliminate it!   January Resources: FULLY FUNDED LIFEIWBNIN Ladder 0% Balance Transfer Credit Cards   Related Monday Money Tip Podcast Episodes:Episode 18: How To Pay Off Debt Quickly Episode 28: 8 Ways To Speed Up Debt Elimination Episode 84: Is All Debt Equal? Episode 118: We Paid Off Our House In 9 Years! Episode 121: How The Debt Snowball Works Episode 128: Debt-Free While Working A Job We Love Episode 165: Our Home Mortgage Payoff Process Episode 203: Couples & Money: Discussing Debt Email info@iwbnin.com to ask questions or share success stories.  

#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market.  They conversate about what the real estate market looks like right now and what it may look like in 2023.    Connect with Mayra at https://DebtFreeLatina.com   Follow Mayra on Instagram at @debtfree.latina   Follow Mariel on Instagram at @mariel.palafox.leon.realtor    

About the Episode:  In this episode, we start with dream building. What is your vision of debt freedom? What will you be able to accomplish or do when you achieve debt freedom?   January Resources: FULLY FUNDED LIFEIWBNIN Ladder Related Monday Money Tip Podcast Episodes:Episode 18: How To Pay Off Debt Quickly Episode 28: 8 Ways To Speed Up Debt Elimination Episode 84: Is All Debt Equal? Episode 118: We Paid Off Our House In 9 Years! Episode 121: How The Debt Snowball Works Episode 128: Debt-Free While Working A Job We Love Episode 165: Our Home Mortgage Payoff Process Episode 203: Couples & Money: Discussing Debt Email info@iwbnin.com to ask questions or share success stories.

- Your Daily Portion Sabbath School Lesson with L. David Harris- Please sign up for the Your Daily Portion Community here: https://yourdailyportion.com

#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely.  Reviews how the wealthy view this topic.  And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts.   Connect with Mayra at https://DebtFreeLatina.com   Follow Mayra on Instagram at @debtfree.latina

#062 - Mayra reviews ways to curve overspending.  What triggers us?  Taking time to analyze our triggers helps us course correct.  We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money.     Connect with Mayra at https://DebtFreeLatina.com   Follow Mayra on Instagram at @debtfree.latina

#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards.  She explains the steps she took to ensure her information was safe and secure.   Connect with Mayra at https://DebtFreeLatina.com   Follow Mayra on Instagram at @debtfree.latina

#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show.  She provides steps to take if we ever get audited by the IRS.  Connect with Claudia at www.moncarzlaw.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

Do you have a financial decision you've been avoiding? Perhaps you have debt you need a strategy for eliminating or simply want resources on helping your kids manage their allowance. Today my guest is Emily Guy Birken. She is a finance expert, author, coach and speaker. In this episode we talk about helping people understand that a lot of the stress and pressure we feel about money is unnecessary, how she handles being a stay home parent at the same time being a mompreneur who's had multiple careers, and financial literacy. MEET OUR GUEST EMILY GUY BIRKEN Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus award-winning freelance writer specializing in the scientific research behind irrational money behaviors. She can make complex financial topics relatable and easily understood by everyday people like you and me. And if that isn't impressive enough, she's also the author of several books, including the five years before you retire, and financial stress now, and co-author of a brand-new book stacked your super serious guide to modern money management. Emily lives in Milwaukee with her husband, two sons, a cat, and a retired greyhound. I'd love for you to connect with me and share your thoughts: www.thismomknows.com www.facebook.com/thismomknows www.instagram.com/thismomknowspodcast WE TALK ABOUT... How Emily started freelancing as a writer after teaching How she shifted from just writing for other people to starting her own blog and doing coaching calls What are her blog and books all about and how they help people Emily's main priorities, the struggles she faced trying to keep those things top of mind How she manages her time being a stay home mom and an entrepreneur at the same time Emily's approach for taking a "perfect on paper" plan and making it adaptable for real life How to teach kids about money through their allowances Which to prioritize: paying off debt or investing for retirement Her favorite time-saving tool RESOURCES AND LINKS FROM THE SHOW: Emily Guy Berkin's Children Ledger can be found at https://www.emilyguybirken.com/TMK Emily's Books - The 5 Years Before You Retire https://amzn.to/3AyeVJK - End Financial Stress Now https://amzn.to/3UPnIiJ - Stacked: Your Super Serious Guide to Modern Money Management https://amzn.to/3UPnIiJ Her favorite gadget is a timer - https://amzn.to/3EAbWSC LINK TO THE TRANSCRIPT https://www.thismomknows.com/blog/episode-64 CONNECT WITH EMILY GUY BIRKEN https://www.emilyguybirken.com/TMK https://twitter.com/emilyguybirken This description contains affiliate links. If you click on one of them, I'll receive a commission.  

#053 - On this episode we have Tax Attorney Claudia Moncarz.  She's gives us insight into how to handle Tax Debt and the steps to take if you have been audited by the IRS. Connect with Claudia at www.moncarzlaw.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina

#049 - On this episode, Mayra shares how she stays motivated to reach personal goals.   Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#048 - On this episode, Mayra goes over the 3 most popular formats to create a budget.  There is no right or wrong...it's just a matter of figuring out what works for YOU! The most important part is making this as easy as possible so you can stay consistent and reach your financial goals and aspirations! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#047 - On this episode, Mayra answers a question that came in from a listener.  "How can I heal from Money Trauma?" Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#046 - On this episode, Mayra reviews the range for the Clothing Category.   Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#045 - On this episode, Mayra shares tips on how to save money on groceries.   Download a Meal Planner at DebtFreeLatina.com/mealplanner Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#044 - On this episode, Mayra reviews how our bi-cultural societies live differently.  How we can learn from them and blend them into the right balance for us.  If we live in the present, we could be forgetting about saving for a rainy day for example and if we live in the future we could be missing the beauty of enjoying our current stage in life.  Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#043 - On this Episode - Mayra warns you about things you should stay away from if you're getting out of debt. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia

#042 - On this episode, Mayra goes back to basics.  Reviews how we can easily take steps to eliminate debt.   Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia

 Living tiny is a great way to save money and pay off debt, and my guest today did that in a radical way. $60,000 in student loan debt in just 11 months. You'll have to listen to the episode to find out exactly how he did it and why he doesn't recommend doing it the way that he did. Full show notes and images at thetinyhouse.net/213In This Episode:It all started with a joke and a giftHow not to vanlifeThe realities of vanlifeNew to budgeting? Start with this adviceA recipe for successGetting out of debt while still enjoying your lifeThis Week's Sponsor: Tiny House DecisionsTiny House Decisions is the guide that I wish I had when I was building my tiny house. And it comes in three different packages to help you on your unique tiny house journey. If you're struggling to figure out the systems for your tiny house, how you're going to heat it, how you're going to plumb it, what you're going to build it out, then tiny house decisions will take you through the process systematically and help you come up with a design that works for you. Right now I'm offering 20% off any package of Tiny House Decisions for podcast listeners. Head over to https://www.thetinyhouse.net/thd and use the coupon code tiny at checkout!