Podcasts about financial mistakes

Send us Fan MailIf you could make ONE problem in your life disappear tomorrow, would it be money? In this episode, we dive into a surprising truth: no amount of money will automatically make you stop worrying about money. Whether you're living paycheck to paycheck or sitting on millions, financial anxiety is often driven by mindset rather than math.We break down the false promise of worry, share personal stories around canceled contracts and family health concerns, and explore the unique financial pressures facing physicians today. Plus, we cover three practical strategies to move from passive anxiety to proactive financial freedom—including how your primary asset shifts as your net worth grows.Key Takeaways:Worry is Not Preparation: Worrying doesn't solve future problems; it just trades away your present peace.The Income Paradox: High earners and physicians often fall into "lifestyle lock-in," building high fixed costs that turn minor income dips into major stress.The Wealth Transition: Early in your career, your ability to practice medicine is your greatest asset. Over time, as your portfolio grows, your financial capital takes over—making clinical work a choice, not a necessity.3 Steps to Financial Control:Protect your flexibility by keeping fixed monthly overhead low.Protect your income early on with disability insurance and emergency reserves.Automate peace of mind through reverse budgeting.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Difficulty managing money is often one of the earliest signs of Alzheimer's disease and related dementias, frequently appearing years before an official diagnosis. This loss of financial capacity leaves individuals vulnerable to costly mistakes and exploitation, threatening the financial security and quality of life of entire families. In this episode, we sit down with Dr. Lauren Hersch Nicholas, Dr. Duke Han, and Dr. Jason Karlawish to examine the intersection of cognitive decline, financial decision-making, and patient protection. We covered a lot of topics, including these key ones: The Financial Prodrome: Dr. Nicholas shares her health economics research showing that missed payments and credit score drops can appear up to six years before a dementia diagnosis—causing major wealth loss long before healthcare providers catch the issue, especially in lower-income communities. Brain Function & Social Buffers: Dr. Han discusses new neuroimaging research on how cognitive decline impairs financial judgment and explains how strong social connections can serve as a critical protective buffer. Clinical & Policy Solutions: Dr. Karlawish outlines the medical, policy, and financial-sector interventions needed to safeguard vulnerable patients. For a deeper dive on some of the articles we discussed, check out these references: My first JAMA paper on Finances in the Older Patient With Cognitive Impairment  Lauren's plant money podcast on how your bank account might predict dementia  Lauren's article on Management of Financial Assets by Older Adults With and Without Dementia or Other Cognitive Impairments  Jason's editorial on the Importance of Asking Older Adults Whether They Are Having Difficulty Managing Finances.  Jason's article on Desktop Medicine and the Practice of Wealth Care Duke's article on Financial exploitation vulnerability and social connectedness in middle-aged and older adults without dementia https://www.tandfonline.com/doi/full/10.1080/13607863.2025.2475331

Send us Fan MailMany of us have fallen into the trap of arrival fallacy, or the belief that you'll finally have lasting happiness once you achieve a specific goal our outcome.  Yes, reaching goals can make us feel happy for a while, but eventually that becomes your new baseline and life goes back to "normal." Learning to enjoy the journey which is going to include both ups and downs will lead to more happiness now. Tune in each week to learn more on how to grow your wealthy mindset! Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Glen "Big Baby" Davis grew up with a love for theater, got drafted to the NBA, won a championship with the Boston Celtics, had his career ended by injury, navigated the struggles of life after the league, made decisions that produced a federal indictment, went to prison — riding Con Air, surviving the specific realities of federal institutional life, and collecting the stories most people never get to hear — and is finally sitting down for his first interview since being released to tell the complete truth about everything. _____________________________________________ #prison #truecrimestories #prisonstories #NBA #bostonceltics _____________________________________________ Thank you to CASH APP for sponsoring this episode:  Download Cash App Today: https://click.cash.app/ui6m/6pao71et #CashAppPod Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Cash App Green features, Savings, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures. _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Intake: The Weirdest Strip Search 00:36 From NBA Champion to Federal Prison 01:02 Landing the Role on Power 03:17 Growing Up in Baton Rouge 04:40 Forced into Sports vs. Theater Passion 05:23 The Origin of 'Big Baby' 06:33 Teenage Curiosity and Escaping the Streets 08:25 Realizing the NBA Dream 10:20 College Years: LSU and Full Sail 12:56 The Hidden Side of Big Baby 13:27 Drafted to the Celtics: Championship Run 15:18 Timing, Fate, and the Celtics-Lakers Rivalry 16:35 Life After the Celtics: Orlando and Clippers 17:10 The Fake Car Accident Story 18:51 Staying Away from Trouble at the Peak 20:33 Survivor's Guilt and Keeping Boundaries 21:44 Athletes Losing Identity After Sports 23:20 Planning for Life After Basketball 25:54 Rebuilding Finances: Cash App Green 28:16 Financial Mistakes and Lack of a Plan 29:25 Going Back to School for Acting 30:44 Would the Injury Have Prevented Prison? 31:50 The Fraud Scheme Explained 34:38 Discovering the Federal Investigation 36:18 The Timeline and Lack of Concern 37:02 Why He Didn't Reach Out to Co-Conspirators 38:40 Arrested and the Media Firestorm 40:02 Disproportionate Punishment: $80K Restitution 41:35 Others Who Got Away: Tony Allen, Matt Barnes 43:36 Dealing with Public Scrutiny and Betrayal 45:46 Losing Relationships and Reputation 46:35 Pre-Trial Release and the Decision to Go to Trial 47:38 Why the Jury Convicted Him 49:30 The Verdict: Feeling Helpless 51:02 Aftermath: Cut Off and Shunned 51:50 NBA Treatment and the Cloud Over Him 53:09 Sentencing: Four Years for $40K 56:34 Preparing for Prison and Self-Surrender 57:20 First Day: The Drive to Duth 59:49 Intake: The Booty Hole Jump 01:00:17 The Guard Knew Who He Was 01:00:33 The Ride with the Girl 01:01:00 Building 7: The Horrible First Housing 01:01:44 Prison Welcome and Getting a Phone 01:03:38 Smuggling Phones and the Cost 01:04:16 First Prison Meals and Holiday Food 01:05:29 Commissary Favorites: Nachos and Crack Bars 01:06:36 Mackerel as Currency and the Laundry Business 01:08:50 Roommate Steve McBee 01:09:43 Smuggled Food and Best Dishes 01:10:56 Case Managers and the Halfway House Struggle 01:12:33 Halfway Houses: Worse Than Prison 01:13:00 Rehabilitation and Recidivism 01:14:06 Why He Got Transferred from Duth 01:15:19 Watching Power in Prison 01:16:34 Getting Caught with Contraband 01:19:22 Solitary Confinement: The Horror 01:21:02 Reflecting on Mistakes in Solitary 01:21:20 Con Air: The Ride and the Chaos 01:23:58 Arriving at Terra Haute 01:25:03 The Journey to Yankton 01:26:36 Terra Haute: The Transfer Experience 01:28:14 Oklahoma City: The Hellhole with K2 01:30:05 Encounters with Gang Members and Murderers 01:32:43 The Constant Strip Searches 01:33:18 The Month-Long Transfer Process 01:33:57 Yankton: A Camp Run Like a Low 01:35:36 Sports and Gambling in Prison 01:38:20 Inmate Treatment and Photos 01:39:02 Celebrity Support and Power Cast Relations 01:40:11 Total Time Served and Release 01:40:51 Getting Out: The Halfway House 01:41:21 Home Confinement: The Ankle Monitor 01:42:47 Working at Hidden Empire Films 01:43:28 Reaching Out After Release 01:44:38 Current State: At Peace and Moving Forward 01:45:56 Restitution: Still Paying for His Own Money 01:46:46 Probation and Public Reception 01:48:54 Advice to Younger Self 01:49:41 Final Thoughts and Future Plans _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

After receiving an email from Vanguard urging a security profile update, I took a deep dive into the security options financial institutions are pitching to customers today. From AI-vulnerable voice prints to phone biometrics and multi-factor authentication, not all security layers are created equal. In this episode, we break down what features actually protect your retirement and brokerage accounts, why 3-second AI voice clones make voice authentication a major risk, and how hardware differences between iPhone and Android impact your mobile banking safety.Key Topics Covered:Vanguard Email Audit: How to safely navigate official-looking marketing emails, domain redirects, and link safety.The AI Voice ID Trap: Why voice biometrics are easily bypassed by generative AI tools like ElevenLabs, and why podcasters and public speakers are especially vulnerable.On-Device Biometrics Explained: The crucial security differences between Apple's 3D TrueDepth Face ID, Google Pixel's Class 3 machine learning, and Samsung's ultrasonic fingerprints.Smart MFA & Transfer Locks: Best practices for multi-factor authentication, trusted devices, and how outgoing transfer locks add an extra vault door to your wealth. Mentioned URLsVanguard Direct Security Profile URL: https:security-profile.web.vanguard.comVanguard Official Login: https:logon.vanguard.comPlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Are you making financial decisions that are helping your child care business grow, or quietly holding it back? Many owners work incredibly hard to fill their programs, but without a solid understanding of their numbers, it's easy to make costly mistakes that impact enrollment, profitability, and long-term success. Join Brian and Carol Duprey as they wrap up their three-part series on mastering full enrollment by connecting the dots between financial confidence and enrollment growth. Tune in as they explain why understanding your profit and loss statement, managing cash flow, setting tuition strategically, and avoiding emotional spending decisions are all essential to building a thriving child care business. You'll also hear why marketing should never be viewed as an expense, but as an investment that can generate years of recurring revenue. Brian and Carol share why many centers unintentionally limit their growth by underinvesting in marketing, underpricing tuition, or failing to understand the financial impact of everyday business decisions. Whether you're working toward full enrollment or trying to build a stronger financial foundation, this episode offers valuable insights to help you make smarter decisions with greater confidence. Listen in and discover how combining sound financial management with consistent marketing can help you create a profitable center with a healthy waitlist. Mentioned in this episode: Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media ads management. For social media content we have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts.   If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university   Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

Dr. Liz Aguirre is a remarkable women. She grew up in poverty without reliable access to food or shelter and is now a mom, wife, and a physician with passion for person-centered health. We talk about how she grew her wealthy mindset and how coaching has assisted that journey. I am so lucky to have great clients like Dr. Liz. You can find Liz Aguire at: https://www.lizaguirremd.com/Watch Liz's TEDx Talks: End Professional Burnout: Become More Energized and Less Stressed https://youtu.be/Mo9DS6kBDyYWhy the Secret to Fulfillment is Imagination https://youtu.be/_D9zcEOheqcPlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Trump Accounts (technically known as 530A IRA savings plans) became available for parents looking to build wealth for their kids. But are they actually worth it? In this follow-up to Episode 198, we dive deep into the strict rules, surprising lack of tax breaks for individuals, and the heavy impact these accounts can have on college financial aid. However, there are two massive exceptions: a free $1,000 government grant for specific children and a potential tax loophole for business owners. What We Cover in This Episode:The Basics: What a 530A Trump Account is, who qualifies, and how to open one using IRS Form 4547.The Free $1,000 Grant: Why parents of children born between January 1, 2025, and December 31, 2028, should absolutely open an account, even if they never contribute a single penny.The Business Owner Loophole: How entrepreneurs and private practice owners can use their business to make a $2,500 tax-deductible contribution.The Hidden Downsides:Why individual/parent contributions are not tax-deductible.The strict investment lock-up period until the child turns 18.Lack of diversification: Why these accounts are heavily concentrated in a handful of massive AI tech stocks.The financial aid trap: Why student-owned assets can aggressively hurt your FAFSA calculations compared to 529 plans or Roth IRAs. The Ultimate VerdictScenario A: If your kid qualifies for the free $1,000 government grant, open the account immediately via IRS Form 4547 or the Trump Accounts App. Take the free cash, let it sit in the U.S. stock market, and do not add your own money.Scenario B: If they don't qualify for the grant and you aren't a business owner utilizing the employer deduction, pass on it. You are almost certainly better off using a Roth IRA, a 529 plan, or a standard Custodial Account (UTMA/UGMA).⚠️ Disclaimer: I am a podcast host, not a CPA! Financial laws and tax strategies have a lot of fine print. Always consult with a certified tax professional or CPA before making major changes to your business or family investing strategy.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

In this episode, I discussed what is an Accredited Investor and what opportunities are available to people who qualified and an Accredited Investor. I also discussed Qualified Client and Qualified Purchaser. Welcome to the world of expanded investment opportunities!Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Welcome back to another episode of the 360 Money Matters Podcast! In this episode, Billy and Andrew break down the financial mistakes that catch people out most, not the obvious ones like risky speculation, but the ones made by people who genuinely think they're doing the right thing. These are the quiet, compounding errors that cost the most in dollars and time. They walk through seven of the biggest patterns they see week in, week out:  buying assets in the wrong ownership structure,  letting insurance go unreviewed for years,  holding too much cash instead of putting it to work,  treating superannuation as a problem for "future you,"  investing without any real strategy,  mismanaging debt (deductible versus non-deductible, and consumer debt that never truly goes away),  and building a financial plan that never actually gets implemented.  Using a real client example, they show how one structuring decision on a home purchase led to an eye-watering land tax bill and an unexpected capital gain hit years later. If you've ever wondered whether your investment structure, your insurance, or your cash sitting in the bank is quietly working against you, this episode lays out exactly what to check and why waiting costs more than most people realise. - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706 Episode Highlights  Why buying assets in the wrong structure is one of the costliest, least obvious mistakes people make A real client example: a company-owned home that triggered a huge land tax bill and an unexpected capital gains hit The hidden cost of "set and forget" insurance, and what changes without you noticing Why holding too much cash can quietly guarantee you lose money to inflation Treating super as "future you's" problem, and what that really costs over decades DIY investing without a strategy: why it's closer to gambling than investing Good debt vs bad debt, and the offset account mistake that undoes your progress Why a financial plan that's never implemented is the most common mistake of all Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify

Is there a "right" way to handle money in a marriage? In this episode, we dive into the widely debated topic of how couples manage and split their finances. From fully merged joint accounts to the popular "His, Hers, and Ours" approach, we explore real-world data from hundreds of dual-income couples and breakdown the pros and cons of each system.But as you'll learn, the logistics of your bank accounts matter far less than your underlying money mindsets. Tune in to discover how to navigate different spending philosophies, handle differing financial goals (like funding college vs. making luxury purchases), and find a system that keeps you on the same team.What You'll Learn in This Episode:The 3 Main Financial Systems: A breakdown of fully joint, hybrid, and completely separate financial setups.Real-World Data: The surprising stats on how the majority of dual-income physician couples actually manage their money.Behind the Comments: Real-life examples and perspectives from couples navigating income disparities and student loans.Navigating Different Money Philosophies: How to handle it when opposites attract (e.g., a saver marrying a free-spender).The Key to Financial Unity: Why alignment on your core values matters more than who pays which bill.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Just like the world of medicine has its own language, the world of finance and investing also has its own language. This is why when you first starting developing your financial literacy, everything seems complicated. By learning the meaning of different terms, everything starts to make more sense. In this episode, I go over various financial terms you'll encounter when you look at different investments.  Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Talking about death and divorce is never romantic, but staying silent means letting the government make your most personal decisions for you. In this episode, we break down a surprising truth: Everyone already has a default prenup and a default will. If you don't write your own, your state's laws will step in to dictate how your assets are handled during a divorce or after your death.We explore why these topics make us so uncomfortable, how to overcome the anxiety, and why prenups are actually the ultimate exercise in financial intimacy. Plus, we look at why—for physicians specifically—legal planning is vital "preventative medicine" to protect against high student debt, future earning potential, and professional liability. I also share a bit of full transparency about why my husband and I didn't get a prenup when we were young. What We Cover:The Default Reality: Why silence means accepting the state's rules for your estate and marriage.Overcoming Taboos: Navigating the emotional and cultural anxieties around money.Preventative Medicine for Docs: Why high debt, high future earnings, and liability change the game for physicians.Host Transparency: My personal story of marrying young with a negative net worth.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Everyone has financial regrets. In this episode, Erik and Dr. Matt tackle the emotional weight people carry from past financial decisions — debt, overspending, failed investments, divorce, financial scams, and seasons of instability. The real danger, they explain, isn't the mistake itself; it's allowing the mistake to become an identity. Dr. Matt introduces the difference between guilt and shame: “I made a bad decision” versus “I am bad with money.” Together, they explore how language, self-perception, and emotional patterns influence future behavior. Erik shares examples of clients who rebuilt their financial lives after major setbacks, proving that financial mistakes can become chapters of growth rather than permanent labels. The episode is ultimately about hope, ownership, and reclaiming the belief that your financial story is still being written. Episode Highlights: Dr. Matt discusses the range of financial mistakes he sees in his practice, including overspending and secret debt kept from a spouse. (03:11) Dr. Matt shares the costly timeshare he and his wife bought while on their honeymoon in Mexico. (04:38) A language strategy for separating personal identity from a past financial mistake. (07:52) Dr. Matt mentions that reframing a mistake as "a chapter, not the whole story" is a simple but powerful shift. (10:54) Erik shares an analogy about his CrossFit coach calling him an athlete and how that language shaped his choices. (12:01) Erik concludes that a past financial mistake doesn't determine your future and that it's never too late to build wealth. (14:19) Key Quotes: “There is a difference between a bad decision and feeling some regret about that decision versus shame over that decision.” - Dr. Matt Morris, LMFT “You want to start separating yourself from the problem. And the first way to do that is linguistically, using your language.” - Dr. Matt Morris, LMFT “If you make a small plan and you strategize on small wins and you celebrate those small wins as you go, that reinforces this idea that, hey, I can do this. I can overcome this, that that is a chapter. The story is still being written.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Dr. Matt Morris, LMFT Dr. Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Replay Episode 31: Growing a Wealthy MindsetFinancial literacy is an important part of building wealth—but knowledge alone isn't enough. A truly wealthy mindset starts with believing that you can learn, grow, and develop new skills throughout your life.In this replay episode, we explore the powerful concept of the growth mindset and how the way you think about your abilities can impact your financial success, career growth, and overall fulfillment. In This Episode, You'll Learn:The difference between a growth mindset and a fixed mindsetHow your beliefs about intelligence, talent, and ability shape your actionsWhy mistakes and setbacks can become powerful learning opportunitiesHow embracing challenges can accelerate personal and financial growthThe role of neuroplasticity and how your brain continues to learn and adapt throughout adulthoodPractical strategies to shift from self-limiting thoughts to growth-oriented thinkingHow process-focused goals can be more effective than outcome-focused goalsWhy surrounding yourself with growth-minded people mattersBooks MentionedMindset: The New Psychology of Success by Carol DweckAtomic Habits by James ClearEat That Frog! by Brian TracyWho Not How by Dan Sullivan and Dr. Benjamin HardyThink and Grow Rich by Napoleon HillPlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Everyone has financial regrets. In this episode, Erik and Dr. Matt tackle the emotional weight people carry from past financial decisions — debt, overspending, failed investments, divorce, financial scams, and seasons of instability. The real danger, they explain, isn't the mistake itself; it's allowing the mistake to become an identity. Dr. Matt introduces the difference between guilt and shame: “I made a bad decision” versus “I am bad with money.” Together, they explore how language, self-perception, and emotional patterns influence future behavior. Erik shares examples of clients who rebuilt their financial lives after major setbacks, proving that financial mistakes can become chapters of growth rather than permanent labels. The episode is ultimately about hope, ownership, and reclaiming the belief that your financial story is still being written. Episode Highlights: Dr. Matt discusses the range of financial mistakes he sees in his practice, including overspending and secret debt kept from a spouse. (03:11) Dr. Matt shares the costly timeshare he and his wife bought while on their honeymoon in Mexico. (04:38) A language strategy for separating personal identity from a past financial mistake. (07:52) Dr. Matt mentions that reframing a mistake as "a chapter, not the whole story" is a simple but powerful shift. (10:54) Erik shares an analogy about his CrossFit coach calling him an athlete and how that language shaped his choices. (12:01) Erik concludes that a past financial mistake doesn't determine your future and that it's never too late to build wealth. (14:19) Key Quotes: “There is a difference between a bad decision and feeling some regret about that decision versus shame over that decision.” - Dr. Matt Morris, LMFT “You want to start separating yourself from the problem. And the first way to do that is linguistically, using your language.” - Dr. Matt Morris, LMFT “If you make a small plan and you strategize on small wins and you celebrate those small wins as you go, that reinforces this idea that, hey, I can do this. I can overcome this, that that is a chapter. The story is still being written.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Dr. Matt Morris, LMFT Dr. Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Welcome back to part two of our deep dive into Social Security! In episode 209, we covered the foundational basics of how the system works for individuals. Today, we are shifting the focus to couples.Coordinating your Social Security strategy as a married couple is one of the most powerful ways to secure your joint retirement, yet it is frequently misunderstood. In this episode, we break down exactly how spousal and survivor benefits work, why the "higher earner" holds the key to long-term security, and how to map out a synchronized timeline to maximize your lifetime collective payout.Resources:Social Security Administration Official Site: SSA.govMissed Part 1? Listen to Episode 209: When to Start Taking Social Security Benefits Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

❗ How to Avoid Common Financial Mistakes During Divorce | Los Angeles Divorce

In this replay episode, we're revisiting one of the most common investing questions: Should you invest in exchange-traded funds (ETFs) or mutual funds?Both ETFs and mutual funds can be excellent investment vehicles, especially when you're investing in low-cost index funds. In this episode, I break down the key similarities and differences between the two, including:How ETFs and mutual funds provide diversificationDifferences in trading and pricingMinimum investment requirementsAutomatic investing and dollar-cost averagingTax efficiency considerationsExpense ratios and other costsDividend reinvestmentTransparency and fund holdingsImportant Update Since the Original RecordingIn the original episode, I discussed how ETFs generally had to be purchased in whole shares while mutual funds could be purchased in fractional shares. Since that recording, many major brokerages now allow investors to purchase fractional shares of ETFs, making it possible to invest a specific dollar amount without buying a full share.As a result, one of the historical advantages of mutual funds has become less significant for many investors. However, availability of fractional-share ETF investing varies by brokerage platform, so be sure to check your brokerage's specific features.Key TakeawayFor long-term investors, the choice between ETFs and mutual funds often comes down to convenience, costs, tax considerations, and personal preference rather than investment performance. Both can be effective tools for building wealth when used as part of a disciplined, long-term investing strategy.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

When do you shift from simply "doing fine" to truly feeling like you are reaping the financial rewards of your career?Inspired by a post from a physician with $370,000 household income, yet still feeling like they are constantly chasing, this episode dives deep into the psychology of wealth. We explore why high incomes don't automatically translate to financial security, what different milestones (like paying off debt or hitting $1M) mean to different people, and how cognitive behavioral concepts shape our relationship with money.Tune in to discover why "making it" is an arbitrary goalpost, how to build a wealthy mindset, and why the secret to financial peace might just be learning to want what you already have.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris delivers a tough-love message on personal responsibility, financial stewardship, and facing reality. From forgotten retirement accounts to inadequate savings and looming Social Security cuts, he argues that blaming others won't solve financial problems. Success starts with owning your decisions, learning from mistakes, and taking action. The past can't be changed—but your future can.

Listen as we discuss the 7 common financial mistakes construction companies make according to Bradford Park at Preferred CFO. Link:  https://preferredcfo.com/insights/7-most-common-financial-mistakes-construction-companies-make Are you making some of these and need help?  Take advantage of a complimentary business strategy session to discover the opportunities in your business! Book a strategy call today! https://actioncoachwi.com/contact-us/ Daily Dose of Business: https://actioncoachwi.com/daily-dose/  Sign up today! 12-Week Management MasterClass: https://actioncoachwi.com/management-training/   Sign Up Today!

Over the last 4 years, there have been several guests on the podcast. The guest who had the most downloads is Dr. Karen Leitner. Listen in on a conversation that Karen Leitner and I had on what mindset really means and how it influences our lives. It's a candid conversation between two coaches with a focus on money mindset and topics like negotiation, the gender wage gap, and reframing failure. Dr. Karen Leitner is a primary care physician and an experienced life coach. She helps women physicians feel better and happier in their lives by empowering them to overcome work-life overwhelm, imposter syndrome, parenting challenges, and all the other joykills so common to women physicians (and so rarely talked about…until now).  You can find her on: www.karenleitnermd.comhttps://www.facebook.com/groups/howtofeelbetterforwomenphysicianshttps://www.instagram.com/karenleitnermd/Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Following last week's look back at where it all began, I'm fast-forwarding through the last four years to share what has changed, what has stayed the same, and what it really looks like to pursue an "ideal life." From the highs of checking off bucket-list travels to the unexpected pivots of the medical job market, this episode is an honest reflection on career resilience, lifestyle design, and human connection. Resources Mentioned: Book: How Not to Die by Dr. Michael Greger

Most founders don't know where they're bleeding cash every month. Neither did some of the most successful business owners Hunter Scott has worked with.Welcome to the 100th episode of Founder Talk! Hunter Scott is a CPA and Partner at Strata Cloud Accountants. In this conversation, he breaks down the top financial mistakes founders make, shares stories of hidden margin killers, and explains why your tax bill might be the best KPI you have.Key takeaways:00:00:00 Introduction00:01:22Q: What are the top three financial mistakes business owners make?A: Hunter Scott says most founders barely track their numbers, make gut-based decisions without forward-looking views, and hold onto the illusion they can do it all themselves.00:06:09Q: What is a good profit margin for a B2B service company?A: Hunter Scott says 60% or above, and recommends digging into utilization metrics to find where the gaps are.00:15:05Q: What drove the firm to nearly double in revenue last year?A: Hunter Scott says working with a sales coach and making three to six phone calls a day to build real relationships were the biggest drivers.00:21:36Q: What is an example of a hidden financial problem most founders miss?A: Hunter Scott shares how a restaurant's margin was dropping because the cost of limes went up, resulting in a 10,000-plus monthly impact once fixed.00:28:16Q: Should founders avoid paying more taxes?A: Hunter Scott says the best KPI is how much you pay in taxes because it means the business is growing, and resisting growth to minimize taxes is one of the most expensive mistakes.00:40:08Q: How do you build a lifestyle business that still grows?A: Hunter Scott says you have to stop being scared of the loss of money that comes with delegating, and refuse to make any decision based off fear.Subscribe to Founder Talk so you don't miss what's next.Connect with Hunter Scott:Email: hunter@stratacloudaccountants.comLinkedIn: https://www.linkedin.com/in/hunter-scott-cpa/Company LinkedIn: https://www.linkedin.com/company/strata-cloud/The Founders Brief2,500+ founders read this newsletter every week to build businesses that run and grow even when they step away. The Founders Briefing delivers real strategies and tactics from the best Founder Talk conversations, behind the scenes access, and the insights that never made the final cut. Sign up here: https://podcastbuilders.activehosted.com/f/3 If you are a B2B company that wants to build your own in-house content team instead of outsourcing your content to a marketing agency, we may be a fit for you! Everything you see in our podcast and content is a result of a scrappy, nimble, internal content team along with an AI-powered content systems and process. Check out pricing and services here: https://impaxs.comIf you want to start a podcast that helps you win clients and become the go-to brand in your industry, Podcast Builders can help! https://podcastbuilders.com/Podcast Builders is a podcast production and strategy company based in St. Charles, Illinois that helps founder-led B2B companies build revenue-generating podcasts. The company provides podcast strategy, studio production, editing, and distribution services for businesses across the western Chicago suburbs including St Charles, Geneva, Batavia, Naperville, Aurora, Wheaton, Glen Ellyn, Elgin, and more.Head to our website to stream every episode on your favorite platform, join the Founder Talk community, and submit questions for future guests—all in one place: https://foundertalkpodcast.com/#FounderTalk #EntrepreneurPodcast #StartupPodcast

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson. Renowned financial literacy expert, educator, and entrepreneur—joins Rushion McDonald for a wide-ranging, practical conversation about money mindset, financial mistakes, entrepreneurship, tax strategy, multiple streams of income, and estate planning. Blending personal storytelling with direct instruction, Dr. Lynn breaks down why many people struggle financially despite earning good money, and why education, planning, and conversation—not income alone—are the keys to wealth-building, particularly within the Black community. Her tone is candid, no‑nonsense, and empowering—earning her self-described reputation as the “Madea of money.” Purpose of the Interview The interview is designed to: Normalize “money-making conversations” in households, businesses, and communities Challenge myths about income, success, and financial security Educate listeners on practical, legal strategies for budgeting, taxes, business structure, and generational wealth Encourage financial transparency, planning, and action, especially among entrepreneurs and families Shift mindset from survival and spending to strategy and stewardship At its core, the interview reinforces that financial empowerment starts with education and honest dialogue—not luck, prayer alone, or higher income. Key Takeaways 1. More Money Does Not Fix Money Problems Dr. Lynn explains that earning more without changing behavior and mindset only magnifies financial issues. She shares her own journey of making tens of thousands per month while still living paycheck-to-Monday. Core lesson: Income is not the problem—money management is. 2. Silence and Shame Keep People Financially Stuck Many people avoid addressing financial trouble due to pride, fear, or cultural conditioning (“don’t air dirty laundry”). Dr. Lynn emphasizes that the first step to financial recovery is speaking up and facing reality. Core lesson:Financial healing begins with honesty—not hiding. 3. Money Is Predictable Math, Not Mystery Dr. Lynn demystifies money as a simple equation: if expenses exceed income, the outcome is guaranteed. Emotional avoidance turns math into bondage. Core lesson: “Money is more predictable than anything—one plus one always equals two.” 4. Children Are Financial Assets When Taught Properly She explains a powerful tax strategy: hiring children (or relatives) in a home-based business and paying them up to the IRS threshold tax-free, while teaching them skills and entrepreneurship. Core lesson:Children shouldn’t just consume money—they can learn how it works. 5. Most Entrepreneurs Are Undereducated About Business Dr. Lynn criticizes the rise of “janky businesses”—LLCs without proper structure, records, or protections—leaving owners exposed legally and financially. Core lesson:Talent without business education leads to unnecessary risk. 6. One Stream of Income Is Dangerous She strongly reinforces that relying on a single income source is no longer viable for financial security. Wealth requires multiple, independent income streams. Core lesson:Job security is not wealth security. 7. Estate Planning Is a Responsibility, Not a Luxury Dr. Lynn reframes estate planning as a life and legacy plan, not something only for the wealthy. Without a plan, the government decides what happens to your assets. Core lesson:Everyone has an estate—the question is who controls it. Notable Quotes “Money making conversations isn’t just a title—it’s a movement and a lifestyle.” “Rich people stay rich because they act poor. Poor people stay poor because they act rich.” “The first adjustment anybody needs to make is to open their mouth and talk to someone.” “One stream of income is hazardous to your wealth.” “If you don’t have an estate plan, the government has one for you.” “You spend the money and it’s gone. I spend the money and I get it back—legally.” Conclusion This interview positions Dr. Lynn Richardson as both a financial truth-teller and a practical strategist. Her message is clear: Wealth is built through education, planning, structure, and conversation Financial mistakes are common—but avoidable Generational wealth requires intentional action, not silence or hope The episode reinforces Money Making Conversations Masterclass as a platform not just for inspiration—but for execution and accountability. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson. Renowned financial literacy expert, educator, and entrepreneur—joins Rushion McDonald for a wide-ranging, practical conversation about money mindset, financial mistakes, entrepreneurship, tax strategy, multiple streams of income, and estate planning. Blending personal storytelling with direct instruction, Dr. Lynn breaks down why many people struggle financially despite earning good money, and why education, planning, and conversation—not income alone—are the keys to wealth-building, particularly within the Black community. Her tone is candid, no‑nonsense, and empowering—earning her self-described reputation as the “Madea of money.” Purpose of the Interview The interview is designed to: Normalize “money-making conversations” in households, businesses, and communities Challenge myths about income, success, and financial security Educate listeners on practical, legal strategies for budgeting, taxes, business structure, and generational wealth Encourage financial transparency, planning, and action, especially among entrepreneurs and families Shift mindset from survival and spending to strategy and stewardship At its core, the interview reinforces that financial empowerment starts with education and honest dialogue—not luck, prayer alone, or higher income. Key Takeaways 1. More Money Does Not Fix Money Problems Dr. Lynn explains that earning more without changing behavior and mindset only magnifies financial issues. She shares her own journey of making tens of thousands per month while still living paycheck-to-Monday. Core lesson: Income is not the problem—money management is. 2. Silence and Shame Keep People Financially Stuck Many people avoid addressing financial trouble due to pride, fear, or cultural conditioning (“don’t air dirty laundry”). Dr. Lynn emphasizes that the first step to financial recovery is speaking up and facing reality. Core lesson:Financial healing begins with honesty—not hiding. 3. Money Is Predictable Math, Not Mystery Dr. Lynn demystifies money as a simple equation: if expenses exceed income, the outcome is guaranteed. Emotional avoidance turns math into bondage. Core lesson: “Money is more predictable than anything—one plus one always equals two.” 4. Children Are Financial Assets When Taught Properly She explains a powerful tax strategy: hiring children (or relatives) in a home-based business and paying them up to the IRS threshold tax-free, while teaching them skills and entrepreneurship. Core lesson:Children shouldn’t just consume money—they can learn how it works. 5. Most Entrepreneurs Are Undereducated About Business Dr. Lynn criticizes the rise of “janky businesses”—LLCs without proper structure, records, or protections—leaving owners exposed legally and financially. Core lesson:Talent without business education leads to unnecessary risk. 6. One Stream of Income Is Dangerous She strongly reinforces that relying on a single income source is no longer viable for financial security. Wealth requires multiple, independent income streams. Core lesson:Job security is not wealth security. 7. Estate Planning Is a Responsibility, Not a Luxury Dr. Lynn reframes estate planning as a life and legacy plan, not something only for the wealthy. Without a plan, the government decides what happens to your assets. Core lesson:Everyone has an estate—the question is who controls it. Notable Quotes “Money making conversations isn’t just a title—it’s a movement and a lifestyle.” “Rich people stay rich because they act poor. Poor people stay poor because they act rich.” “The first adjustment anybody needs to make is to open their mouth and talk to someone.” “One stream of income is hazardous to your wealth.” “If you don’t have an estate plan, the government has one for you.” “You spend the money and it’s gone. I spend the money and I get it back—legally.” Conclusion This interview positions Dr. Lynn Richardson as both a financial truth-teller and a practical strategist. Her message is clear: Wealth is built through education, planning, structure, and conversation Financial mistakes are common—but avoidable Generational wealth requires intentional action, not silence or hope The episode reinforces Money Making Conversations Masterclass as a platform not just for inspiration—but for execution and accountability. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Why does it feel like you keep repeating your family's money mistakes?Maybe it's not weakness. Maybe it's a pattern you've been carrying.In this episode, we talk about how family beliefs, stress, guilt, and survival mode can affect your money habits today.This is for anyone tired of being stuck in the same financial cycle. Learn how awareness, boundaries, and emotional healing can help you build a better future.• Why family patterns affect money decisions• How survival mode creates unhealthy money habits• Why boundaries matter in financial healing• How to break unhealthy money cyclesFollow and subscribe to Chink Positive for more honest conversations about money, mindset, and life. Share this with someone who is tired of repeating the same cycle. Please leave a review.#ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #FinancialHealing #FamilyPatterns #MoneyManagement #PersonalGrowthFor any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.

The Grow Your Wealthy Mindset Podcast published an original weekly episode for the last four years. For the first episode of the 5th year of The Grow Your Wealthy Mindset Podcast, we return back to the very first episode, where Elisa Chiang talks about her journey that lead her to creating this podcast and why someone would want to take the time to listen to The Grow Your Weathy Mindset Podcast. Enjoy this blast from the past. Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

What are the biggest financial mistakes people make in their 30s and 40s? Allie and Logan give their input. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode dive into the complex world of Social Security through the lens of a high-earning professional. We move past the "standard" advice of waiting until age 70 to explore the Real Math, including the impact of current 2.7% TIPS real yields and the looming 2032 Trust Fund cliff. If you are in deciding on a claim strategy, this episode provides a framework for political risk management and tax-efficient retirement.SSA.gov: Log onto or create your "My Social Security" account to view your earnings record and possible benefit. Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Confidence is often viewed as a strength, especially when it comes to building a career, running a business, or making investment decisions. But when it comes to retirement planning and long-term wealth management, overconfidence can create blind spots that lead to costly financial mistakes.In this episode of A Wiser Retirement® Podcast, we explore the mindset traps that often affect high earners and successful professionals, and how those assumptions can quietly influence long-term financial outcomes.Related Podcast Episodes: Ep 181. 5 Common Financial Myths DebunkedEp 287. The Financial $tuff They Don't Teach You in SchoolRelated Financial Education Videos:What is Tax Planning?Does retirement planning software really work?Learn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson. Renowned financial literacy expert, educator, and entrepreneur—joins Rushion McDonald for a wide-ranging, practical conversation about money mindset, financial mistakes, entrepreneurship, tax strategy, multiple streams of income, and estate planning. Blending personal storytelling with direct instruction, Dr. Lynn breaks down why many people struggle financially despite earning good money, and why education, planning, and conversation—not income alone—are the keys to wealth-building, particularly within the Black community. Her tone is candid, no‑nonsense, and empowering—earning her self-described reputation as the “Madea of money.” Purpose of the Interview The interview is designed to: Normalize “money-making conversations” in households, businesses, and communities Challenge myths about income, success, and financial security Educate listeners on practical, legal strategies for budgeting, taxes, business structure, and generational wealth Encourage financial transparency, planning, and action, especially among entrepreneurs and families Shift mindset from survival and spending to strategy and stewardship At its core, the interview reinforces that financial empowerment starts with education and honest dialogue—not luck, prayer alone, or higher income. Key Takeaways 1. More Money Does Not Fix Money Problems Dr. Lynn explains that earning more without changing behavior and mindset only magnifies financial issues. She shares her own journey of making tens of thousands per month while still living paycheck-to-Monday. Core lesson: Income is not the problem—money management is. 2. Silence and Shame Keep People Financially Stuck Many people avoid addressing financial trouble due to pride, fear, or cultural conditioning (“don’t air dirty laundry”). Dr. Lynn emphasizes that the first step to financial recovery is speaking up and facing reality. Core lesson:Financial healing begins with honesty—not hiding. 3. Money Is Predictable Math, Not Mystery Dr. Lynn demystifies money as a simple equation: if expenses exceed income, the outcome is guaranteed. Emotional avoidance turns math into bondage. Core lesson: “Money is more predictable than anything—one plus one always equals two.” 4. Children Are Financial Assets When Taught Properly She explains a powerful tax strategy: hiring children (or relatives) in a home-based business and paying them up to the IRS threshold tax-free, while teaching them skills and entrepreneurship. Core lesson:Children shouldn’t just consume money—they can learn how it works. 5. Most Entrepreneurs Are Undereducated About Business Dr. Lynn criticizes the rise of “janky businesses”—LLCs without proper structure, records, or protections—leaving owners exposed legally and financially. Core lesson:Talent without business education leads to unnecessary risk. 6. One Stream of Income Is Dangerous She strongly reinforces that relying on a single income source is no longer viable for financial security. Wealth requires multiple, independent income streams. Core lesson:Job security is not wealth security. 7. Estate Planning Is a Responsibility, Not a Luxury Dr. Lynn reframes estate planning as a life and legacy plan, not something only for the wealthy. Without a plan, the government decides what happens to your assets. Core lesson:Everyone has an estate—the question is who controls it. Notable Quotes “Money making conversations isn’t just a title—it’s a movement and a lifestyle.” “Rich people stay rich because they act poor. Poor people stay poor because they act rich.” “The first adjustment anybody needs to make is to open their mouth and talk to someone.” “One stream of income is hazardous to your wealth.” “If you don’t have an estate plan, the government has one for you.” “You spend the money and it’s gone. I spend the money and I get it back—legally.” Conclusion This interview positions Dr. Lynn Richardson as both a financial truth-teller and a practical strategist. Her message is clear: Wealth is built through education, planning, structure, and conversation Financial mistakes are common—but avoidable Generational wealth requires intentional action, not silence or hope The episode reinforces Money Making Conversations Masterclass as a platform not just for inspiration—but for execution and accountability. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In the medical world, perfectionism saves lives. In the financial world, it can cost you a fortune. In this episode, we dive into the "A+ Student Syndrome" and why the traits that make you a world-class physician—attention to detail, risk aversion, and a desire for complexity—are the exact traits that lead to "Analysis Paralysis" in your portfolio.This episode breaks down why searching for the "perfect" entry point or the "perfect" fund is often just a high-level form of procrastination. Learn why "B-level" work and boring investments actually lead to A-plus results over time.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

In this episode, we pull back the curtain on the U.S. tax system to explore how it specifically impacts high-earning professionals. Inspired by a recent Freakonomics episode and the research of Jessica Riedl (Brookings Institute), we dive into the data-driven reality of tax progressivity, the "Buffett Myth," and why being in the Top 5% of earners changes the way you should approach your retirement strategy. Whether you're a W-2 employee or looking to transition into asset ownership, this episode provides the context you need to grow a wealthy mindset.Resources Mentioned in This EpisodeArticle: Correcting the Top 10 Tax Myths by Jessica Riedlhttps://manhattan.institute/article/correcting-the-top-10-tax-myths Podcast: Ten Myths About the US Tax System – Freakonomics Radiohttps://www.google.com/search?q=https://freakonomics.com/podcast/10-myths-about-the-us-tax-system/  Data: How Much Income Puts You in the Top 1%, 5%, and 10%? – Investopediahttps://www.investopedia.com/personal-finance/how-much-income-puts-you-top-1-5-10/ Report: 2025 Physician Compensation Report – Medscapehttps://www.google.com/search?q=https://www.medscape.com/slideshow/2025-compensation-overview-6017126 Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

Most real estate investors are making the same hidden financial mistakes — and they don't even know it. In this episode, David Richter sits back down with Mike Michaelowicz, the original author of Profit First, to break down the most common traps that keep entrepreneurs stuck in their business instead of building one — and the practical fixes that can change everything.They cover the difference between revenue and profit, why taxes surprise people every single year even though they shouldn't, why paying yourself a consistent salary changes everything, and what financial visibility actually looks like in practice. If you're still running and gunning without a system, this is the episode that gives you one.Timeline Highlights[3:10] Why real estate investors confuse technical skill with business ownership[3:54] The McDonald's test: why the owner should never be flipping the burgers[5:35] Only 3.4% of people will ever successfully run a business — and your job is to create jobs for the rest[6:26] How wholesaling, flipping, and rentals each require a different level of business ownership[7:34] Hidden mistake #1: confusing revenue with profit[7:55] The homebuilder who got a $100K deposit and bought a boat the next day[8:53] Hidden mistake #2: ignoring taxes and being shocked every April[9:27] Why every business owner is an agent for the government — and what that means for your cash[10:21] Why 15% of top-line income is the magic number for your tax account[14:01] Hidden mistake #3: not paying yourself a fair owner's compensation[14:32] Why owner's comp and profit are two completely different things[14:56] Why starting with just one account — owner's comp — creates the most transformation[15:32] Homeostasis and why a predictable salary stabilizes your entire financial life[16:07] How the owner's comp account helps W-2 employees build toward leaving their job[16:45] Hidden mistake #4: lack of financial visibility — ignorance is not bliss[17:50] Why not having regular visibility leads to overreacting in both directions[18:07] Financial Friday: why Mike checks his accounts every single week[18:57] Yellow flags vs. red flags — and why Profit First gives you early warning systems[19:38] Why financial clarity gives you energy back as a spouse, parent, and human beingKey TakeawaysYour job as a business owner is not to do the job — it's to create jobs for others.Revenue is not profit. Spending money you haven't actually earned yet is one of the most common and costly mistakes in real estate.Taxes are never a surprise — set aside 15% of top-line income from day one and never get caught off guard again.Owner's compensation and profit are two different things. Pay yourself for the work you do, not just as a reward for risk.Starting with just one account — owner's comp — creates more transformation than any other first step.A predictable salary stabilizes your lifestyle and prevents the dangerous peak-and-valley financial cycle.Financial visibility is not optional. Check your accounts regularly, build yellow flag habits, and stop letting surprises run your business.Links & ResourcesThe Money Habit by Mike Michaelowicz — available at mikemotorbike.com or any major retailerBook a free discovery call to get Profit First working in your business: simplecfo.comClosingThanks for tuning in. If this episode helped you spot a hidden mistake you've been making in your business, make sure to subscribe, leave a review, and share it with another investor who needs to hear this. If you're ready to build real financial systems with guidance and accountability, visit simplecfo.com and take your free discovery

  Subscribe in a reader Check out my product recommendations for Narcissist Abuse Survivors! – https://www.amazon.com/shop/tracymalone *As an Amazon Associate I earn from qualifying purchases. Listen to my podcasts anytime by subscribing with your favorite provider! The post Divorce Financial Mistakes That Cost You THOUSANDS | w/ Karen Chellew & Catherine Shanahan appeared first on Narcissist Abuse Support.

This week in the guest chair is Leah Collins, financial coach, speaker, and host of Maxxed Out, a powerful series helping people confront their finances and the relationships tied to them. But Leah's journey didn't start on TV, it started with a moment of truth: making the most money she ever had… and realizing she had nothing to show for it.In this episode, I sit down with Leah to unpack how she transformed her own financial struggles into a thriving business, paid off $40,000 in debt, and ultimately landed her own show. We talk about the behind-the-scenes reality of building a personal brand, why communication is the foundation of financial success, and how she leveraged every opportunity to create multiple income streams.Leah also opens up about one of the most pivotal moments in her life: calling off her wedding due to financial incompatibility. That experience reshaped her entire mission and led her to focus on money and relationships, helping others navigate the conversations so many of us avoid. This episode is a masterclass in turning pain into purpose and building a life that aligns with your values.Main TakeawaysTurning personal financial struggles into a business can create powerful impact and incomeFinancial compatibility and communication are critical in relationshipsYour personal brand is always working for you, even when you don't realize itMultiple income streams, including speaking, media, and passive products, create flexibility and freedomHighlights Include00:00 – Why money affects every part of your life02:10 – 20 years in corporate finance but struggling personally04:05 – Wake-up call: high income, no results04:40 – $100 bootcamp → $40K debt paid off05:20 – Calling off her wedding over money misalignment07:06 – Prenups, communication, and financial expectations09:05 – Turning personal pain into a business niche10:53 – Launching her brand → getting discovered for TV12:11 – Building a strategic personal brand that attracts opportunities14:17 – TV journey: rejection, delay, and eventual greenlight16:46 – Scaling after motherhood and shifting business model20:43 – Behind the scenes of Maxed Out and building trust23:03 – Leveraging TV into multiple income streams24:55 – Values-based finances and smarter decision-making26:51 – Balancing a 9–5 while growing a business29:37 – Storytelling as a tool for impact and connection31:27 – Pitching yourself and understanding media monetization34:11 – “You're always being interviewed” mindset38:13 – Why quality beats quantity in content41:02 – Burnout, boundaries, and protecting your time41:42 – Final advice: build your business without quitting your jobLinks Mentioned in This EpisodeMoney Moves Makeover: https://www.amazon.com/OWN Network: https://www.oprah.com/ownHBO Max: https://www.max.com/Discovery+: https://www.discoveryplus.com/Save the Date: Start the Podcast That Builds Your Exit Plan (Friday, May 15)Watch this episode on YouTube and listen on all podcast platforms:Apple Podcasts: https://podcasts.apple.com/us/podcast/side-hustle-pro/id1126021323Spotify: https://open.spotify.com/show/13qDj08lBR4ymzGhXIKy8tYouTube: https://www.youtube.com/sidehustleproAnnouncementsIf you're ready to build a podcast that becomes your exit plan from your 9-to-5, sign up for my next live class: Start the Podcast That Builds Your Exit PlanSave your seat here. Social MediaInstagram:@theleahmariecollins Side Hustle Pro – @sidehustlepro#SideHustlePro Hosted on Acast. See acast.com/privacy for more information.

In this episode of The D Shift, Mardi Winder speaks with financial coach Sabrina Alton, founder of Insight Financial Coaching, about the critical role financial awareness plays before, during, and after divorce.Sabrina shares how her work helps women step into the role of financial decision-maker, often for the first time, and why understanding your numbers is essential to protecting your future. She explains that many women enter divorce without a clear picture of their finances, which can lead to costly mistakes and missed opportunities. Mardi and Sabrina discuss the importance of building a financial support team during divorce, including professionals such as Certified Divorce Financial Analysts, lending specialists, and financial coaches. Each plays a distinct role in helping you understand your options, negotiate effectively, and plan for both short-term and long-term financial stability.The episode explores:• Why knowing your financial numbers is critical before divorce• The role of a financial coach in the divorce process• How a divorce financial team can help you avoid costly mistakes• Common financial decisions women make without full information• Why emotional decisions about assets like the family home can create long-term challengesThe conversation also highlights how deeply ingrained money beliefs and past experiences can influence financial decisions during divorce. Sabrina emphasizes the importance of understanding your financial mindset and ensuring that your choices are aligned with your long-term goals, not just short-term emotions.About the Guest:Sabrina is a financial coach and founder of Insight Financial Coaching, based in Austin, Texas, where she serves women nationwide who are navigating major financial transitions — including divorce, widowhood, and stepping into the family CFO role for the first time. A former international trade negotiator and immigrant, Sabrina rebuilt her own finances from the ground up and knows firsthand what it feels like to start over. She combines practical money skills with an understanding of the psychology behind our financial decisions, helping clients get organized, get clear, and get confident — before they're ready for traditional financial planning. Sabrina specializes in working with midlife women who are done avoiding and ready to take control. Her approach is warm, direct, and judgment-free — because knowing yourself and knowing your money go hand in hand.Sabrina's gift: https://buy.stripe.com/fZeeX1gAfcp9cI828c. Use the code DSHIFT15 for 15% off Sabrina's Financial Insight Coaching SessionTo connect with Sabrina: Website - https://www.insightfinancialcoaching.com/ LinkedIn - https://www.linkedin.com/in/financial-coach-sabrina/ Google Business Profile -https://share.google/TWK2eoHR0gyaPKspJAbout the HostMardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.For Mardi's gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbbConnect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram: https://www.instagram.com/divorcecoach4women/YouTube: https://www.youtube.com/@divorcecoach4womenThanks for Listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have feedback or questions about this episode? Leave a comment in the section below!Subscribe to the PodcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.Leave an Apple Podcast ReviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

Send us Fan MailAfter betrayal, most women focus on healing the emotional pain. But what no one talks about is this: what happens to your life… and your money?In this episode of The Dimple Bindra Show, we explore the side of betrayal that catches many women off guard - financial reality. What actually happens when you go from trust to separation to making decisions on your own? And why do so many women only start paying attention to money when something goes wrong?Dimple is joined by financial advisor Jemma Daley, who shares real insights from working with women during divorce, separation, and major life transitions.In this conversation, we cover: • Why women often stay disconnected from finances in relationships • The biggest financial mistakes made during emotional decisions • What women discover too late after betrayal • How to start taking control without feeling overwhelmed • The first steps to rebuild financial clarity and independenceIf you've ever thought “I'll deal with money later” or “he handles that part,” this episode will shift how you think.Because rebuilding your life after betrayal isn't just emotional. It's practical.

In this episode of the White Coat Investor Podcast, we discuss common financial mistakes that can quietly reduce long-term wealth for physicians and other high-income professionals. Topics include handling a 401(k) rollover without disrupting the backdoor Roth IRA process, why direct indexing may be less valuable than advertised, setting up a 401(k) as a practice owner, and why some financial one-stop shops create aren't the best choice. We also cover the rise of the so-called family office model, when it may not make sense to max out retirement accounts, and how to think about investing when markets are at all-time highs. This episode focuses on practical decision-making, avoiding unnecessary complexity, and improving long-term financial outcomes. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Are you following "asinine" financial advice? Kris Krohn dives into the archives to debunk six common financial practices that actually hinder wealth. From the pitfalls of 401(k)s and IRAs to the danger of being an "operator" instead of an "owner," Kris explains why traditional paths often lead to financial failure and how real estate offers a superior alternative.

In this episode, Matt Mulcock, CFP® of Dentist Advisors breaks down the most common financial and tax pitfalls dentists face, highlighting how disorganization and short-term thinking can undermine long-term wealth. He shares why the right advisors, financial clarity, and a focus on overall life design—not just tax savings—lead to better outcomes both financially and personally. Episode highlights: The biggest mistakes dentists make and why chasing deductions can hurt more than help How lack of organization leads to random financial decisions and missed opportunities Why working with dental-specific advisors can improve decision-making and outcomes Why high income doesn't always translate to financial peace and what's often missing The importance of aligning your business, finances, and lifestyle to avoid burnout and regret Ready to thrive as a dentist and a mom? Join a supportive community of like-minded professionals at Mommy Dentists in Business. Whether you're looking to grow your practice, find balance, or connect with others who understand your journey, MDIB is here to help. Visit mommydibs.com to learn more and become a part of this empowering network today!

Are you making great money… but still not building real wealth? You're not alone.In this episode, I chat with Kaitlyn Carlson, former Wall Street wealth manager and founder of Theory Planning Partners, who helps 7-figure female entrepreneurs build financial legacies—not just businesses.This isn't your typical finance convo. We're breaking down:✨ Why high income doesn't equal financial freedom✨ Mindset blocks that keep you stuck, even at 7 figures✨ How childhood money dynamics impact your business✨ Why you need a wealth team, not just a bookkeeperKaitlyn shares practical strategies and powerful shifts to help you move from hustle to legacy—and finally keep more of what you earn.Whether you're making $500K or $5M, this conversation will help you rethink how you lead, earn, and build a future on your terms.Click play to hear all of this and:[03:44] Why most 7-figure entrepreneurs focus on income but ignore long-term wealth[08:19] The financial wake-up call that led Kaitlyn to serve female founders[11:11] How childhood experiences shape your financial mindset[16:05] The key differences between an income strategy and a wealth strategy[23:45] Why building wealth requires a team (and not just a bookkeeper!)[29:32] How to evaluate if your business is scalable, sellable, or sustainable[37:51] The mental shift that changes everything: from “I have enough” to “I'm enough”Listen to Related Episodes:Tax Secrets Every Entrepreneur Should Know with Karlton Dennis8 Mindset Shifts to Transform Your Relationship with MoneyWealth Building Strategies: How to Budget, Invest, and Raise Your PricesConnect With Kaitlyn Carlson:Instagram: https://www.instagram.com/theoryplanningpartnersFacebook: https://www.facebook.com/profile.php?id=100090129347132Website: https://theoryplanning.com/

#927: Join us as we sit down with Haley Sacks – American entrepreneur, financial educator, & one of the original financial influencers, widely known as "Mrs. Dow Jones." As the Founder & CEO of Finance Is Cool, Haley is redefining modern money conversations & breaks down the financial fundamentals that actually move the needle — from estate planning, building a real emergency fund, & paying off high-interest debt, to what your money should truly be prioritizing. In this episode, Haley gets candid about mastering negotiation skills, leveraging AI to work smarter with your finances, cultivating a healthy money mindset through intentional "money dates," & having the real conversation around whether you should get a prenup. Just because you're not rich yet, doesn't mean you can't be!   To Watch the Show click HERE   For Detailed Show Notes visit TSCPODCAST.COM   To connect with Haley Sacks "Mrs. Dow Jones" click HERE   To connect with Lauryn Bosstick click HERE   To connect with Michael Bosstick click HERE   Read More on The Skinny Confidential HERE   Head to our ShopMy page HERE and LTK page HERE to find all of the products mentioned in each episode.   Get your burning questions featured on the show! Leave the Him & Her Show a voicemail at +1 (512) 537-7194.   This episode is sponsored by Betterhelp BetterHelp makes it easy to get matched online with a qualified therapist. Sign up and get 10% off at http://BetterHelp.com/skinny.   This episode is sponsored by Nutrafol For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to http://Nutrafol.com and enter the promo code SKINNYHAIR   This episode is sponsored by Boll & Branch Get 15% off your first order plus free shipping at http://BollAndBranch.com/skinny with code SKINNY.    This episode is sponsored by Experian Get started with the Experian App now! Results will vary. Not all bills or subscriptions eligible. Savings not guaranteed. Paid membership with connected payment account required. See http://experian.com for details.   This episode is sponsored by Vurori Get 20% off your first order at http://vuori.com/skinny.   This episode is sponsored by Taylor Farms To learn more visit https://taylorfarms.com.    This episode is sponsored by Primal Kitchen  It's easier than ever to find Primal Kitchen Pure Avocado Oil because it's now available at Walmart. You can find Primal Kitchen in Walmart stores or online at Walmart.com and http://PrimalKitchen.com. Produced by Dear Media