Podcasts about paying

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Don Williams, entrepreneur, sales and leadership expert, and host of The Proven Entrepreneur Show, to talk about what it really takes to go from W-2 employee to wealthy business owner and long-term real estate investor. Don's founded a dozen companies since 1986, started his first one with just $6,000, and bought his first commercial building almost by accident—then held it for decades while tenants paid down the debt.    We dig into why your tax situation changes the minute you stop taking a paycheck, the only two things that actually matter in business, how to use side hustles and coaching to de-risk the jump from corporate, and why buying the right deals and keeping them forever can quietly build "sleep-well" wealth.    If you're sitting on the fence about entrepreneurship or wondering how to scale your income and your portfolio, this conversation gives you a real, no-fluff roadmap.   Key Talking Points of the Episode   00:00 Introduction 01:01 Who is Don Williams? 03:15 Learning from failure and slow lessons 04:46 Leaving your W-2 and becoming a first-time entrepreneur 06:11 Side hustles, fear, and crossing the street 07:01 Why every serious entrepreneur needs a coach 08:05 Don's first commercial property deal 09:07 10,000-sq-ft office building breakdown 10:10 Negotiating a 10-year fixed-rate loan 11:16 Cash flow, repairs, and never feeding the building 14:14 A near-miss with property taxes and foreclosure 15:17 "Buy, pay-off, keep forever" strategy 16:37 Paying for the right coaches (and why cheap is expensive) 18:18 The 1% rule deal bought sight unseen 19:09 Reputation as your most valuable asset 20:07 Winning on the buy side, not the sell side 21:10 Skillset vs mindset for entrepreneurs 22:20 Paying $15,000 for a half-day with a "genius" 23:49 Why getting the right coach is key in entrepreneurship 25:25 College ROI vs elite coaching ROI 26:25 The XTO Energy story and not needing to own it all 28:04 Hiring the best people on planet Earth 29:45 How to connect with Don 32:05 Christopher Robin's advice for investors and entrepreneurs   Quotables   "I made about a zillion mistakes in everything I ever did, but I won often enough and big enough to get ahead of the game."   "People overcomplicate business. There's like only two things to do in business: one is bring money in and the other is keep money from leaving."   "When you deal with the very best people on planet Earth, you can't pay too much. They'll demand that they deliver an ROI to you."   Links   Don Williams Global https://donwilliamsglobal.com   Don Williams don@donwilliams.com   The Proven Entrepreneur https://provenentrepreneurshow.com/   Free Discovery Call https://smartrealestatecoachpodcast.com/discovery   3 Paydays® System Mastery Course - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast   Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Strategy Session https://smartrealestatecoach.com/actionpodcast   Partners https://smartrealestatecoach.com/podcastresources

Paying for new stadiums To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

You find the perfect senior hire. They have the résumé. The experience. The track record. But the salary makes your stomach drop.Do you stretch and hope it pays off? Or walk away and risk staying stuck?In this episode, we unpack the real tension leaders face when hiring senior talent in a small business and how to think about compensation without blowing up your risk tolerance.We talk about:Why overextending on a big hire can create pressure that sabotages onboarding How to think beyond base salary and use ownership, scope, equity, and incentives strategicallyWhat to consider when deciding your true risk tolerance as a leader Why no hiring process can guarantee success and how to de-risk smartly insteadIf you are wrestling with whether you can afford that senior hire or afraid you cannot grow without them, this episode will help you make the decision from clarity instead of fear.

Let's not carry the same struggle, the same frustration, and the same "I'll start tomorrow" approach for another month. Another year. Another decade. Something has to change, and it's not going to be another tip or another burst of motivation. We have to get inside the faulty wiring, call it what it is in the moment, and build the skill of responding differently. I'd love to get to know you and where you're at, and honestly assess whether Defense Foundations makes sense for you or not. If you want to explore it, you can apply to see if you qualify for a scholarship into Defense Foundations, which starts April 1st. Scholarships are 1st come, 1st served so get your application in now! Apply at this link. It takes less than 10 minutes to apply.  Most of the time, you're not making a "bad choice." You're making a choice based on bad math. In the moment, your brain inflates the reward. It shrinks the consequence. And it quietly convinces you that "this won't matter." But it does. Because the cost you pay isn't just calories, money, or time. It's momentum. It's peace. It's self-trust. It's how hard tomorrow feels. It's the pattern you're training. In this episode, we're naming the distortion for what it is: moment's math. If you've ever hit snooze and told yourself it's "just five minutes"… If you've ever scrolled to "take a break" and lost an hour… If you've ever said "I'll start tomorrow" like tomorrow is guaranteed… If you've ever reached for relief and then wondered why you feel worse… This is why. In this episode, you'll hear: Why the reward feels bigger in the moment than it actually is Why the consequences feel smaller in the moment than they actually are The two questions that collapse the distortion in real time The hidden cost most people never count: what your choice is training in you How to right-size the reward and right-size the consequence without shame, drama, or perfectionism Try this today (seriously, today): When you feel pulled toward the immediate choice, ask: 1) What is my brain promising me right now? (relief, rest, escape, comfort, a break) 2) What is this actually going to cost me today… and what will it train in me? Not tomorrow. Not next year. Today. Because the cost isn't just what happens after the choice. It's what happens to you when the choice becomes a pattern. If this episode hit you in the gut, and you're thinking, "I get it… but I still do it," that's exactly what my work is for. The goal isn't to be perfect. The goal is to stop trusting the moment's math. Something has to change, and it's not going to be another tip or another burst of motivation. We have to get inside the faulty wiring, call it what it is in the moment, and build the skill of responding differently. I'd love to get to know you and where you're at, and honestly assess whether Defense Foundations makes sense for you or not. If you want to explore it, you can apply to see if you qualify for a scholarship into Defense Foundations, which starts April 1st. Scholarships are 1st come, 1st served so get your application in now! Apply at this link. It takes less than 10 minutes to apply. 

In this Milestones to Millionaire episode, we follow the financial journey of a gynecologic oncologist navigating student loans, a high cost of living, and the long runway to physician wealth. We discuss what it looks like to build wealth while still carrying debt, how short-term sacrifices can support long-term financial stability, and whether becoming a doctor still makes financial sense in today's environment. This episode highlights the tradeoffs, patience, and intentionality required during the early and mid-career years of medicine. These are the kinds of real-world financial decisions many physicians face—but rarely talk about openly. If you're a high-income physician, you already know how hard you work for every dollar. The question is: how much are you actually keeping after taxes? Gelt is a tax firm focused on proactive tax strategy, guided by expert CPAs and optimized via in-house AI tools. They work with physicians and practice owners to use the tax code more intelligently so your structure, deductions, and planning help you keep more of what you earn. As a White Coat Investor reader, you can book a free strategy intro at https://joingelt.com and receive 10% off your first year with Gelt. It's time to start using your tax plan as a lever for growth. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

About this episode: Private insurers and the government typically reimburse providers based on metrics of appointments and procedures. An innovative approach to health care finance asks doctors and clinicians to measure success differently: by tangible health outcomes. In this episode: Dr. Darshak Sanghavi details the early promise of this approach and how it's empowering communities to focus on better health. Guests: Dr. Darshak Sanghavi is a pediatrician, a health care innovator, and a former program manager at the Advanced Research Projects Agency for Health (ARPA-H). Host: Dr. Josh Sharfstein is distinguished professor of the practice in Health Policy and Management, a pediatrician, and former secretary of Maryland's Health Department. Show links and related content: Transforming Population Health — ARPA-H's New Program Targeting Broken Incentives—New England Journal of Medicine ARPA-H launches program to reduce preventable deaths—ARPA-H Estimating Longitudinal Risks and Benefits From Cardiovascular Preventive Therapies Among Medicare Patients: The Million Hearts Longitudinal ASCVD Risk Assessment Tool—Circulation Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌PublicHealthPod on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals.  On today's episode, we are back in the studio talking with Luke Hoeft.  We discuss: You don't “accidentally” own land — you prepare for it. High-interest debt is a chain — remove it first. Extreme focus for 18 months can change your life trajectory. Side hustles compound when paired with discipline. Budgeting is like giving yourself a raise. Strong down payments create peace. You don't need massive capital to start a business. The right land deal is often situational — timing + story matter. In Texas, hunting land economics are different than the Midwest. If your why doesn't move you emotionally, you won't endure the sacrifice. And so much more! Submit a question for Skip and Lee: https://docs.google.com/forms/d/e/1FAIpQLSfUzgftdi_zWoAyrjgE5QFEY4Wz_VfokS5LG7kpzjXjSCvWAw/viewform ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get Pre-Approved to Purchase a farm with Buck Land Funding: https://www.firstbankers.com/bucklandfunding ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.whitetailmasteracademy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Use code '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HOFER' to save 10% off at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.theprairiefarm.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Massive potential tax savings: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ASMLABS.Net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Moultrie: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/moultrie_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Hawke Optics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/hawkeoptics_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -OnX: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/onX_Hunt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Painted Arrow: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/PaintedArrow⁠

This past week, we took part in On Air Fest in Brooklyn, soft-launching a series of bonus conversations about America 250 and the work of history in 2026. We talked about which events we're actually excited to attend, how we'd craft the perfect historical road trip, and what stories from our series have stuck with us the most. As we do more bonus conversations, those will be available in full for paying subscribers to our newsletter.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

By Cliff Wickman - The answer to the question "why did Christ have to die?" is a doctrine known in theological terms as an atonement theory. Our answer to that question is not unique among the millions of professing Christians. And it has a name: Penal Substitution.

Send a textThe America First Global Health Strategy promises something African health advocates have demanded for decades: ownership. Through time-bound bilateral compacts, countries co-finance health programs with the US, gradually taking over as American funding tapers. By year five, they're supposed to own and sustain these systems themselves.But what if ownership without authority is just dependency with a new face?In this episode, we sit down with Nelson Aghogho Evaborhene, PhD fellow in Global Health Governance at Roskilde University, to unpack how these compacts actually work. Nelson has written several major analyses of the AFGH, and his conclusion is stark: these agreements transfer responsibility to African governments without transferring commensurate control over technology, data, procurement, or even the political conditions under which funding continues.We explore Nigeria's $3 billion compact and its religious conditionalities, the South Africa precedent where funding was cut for political reasons despite strong performance, how bilateralism fragments the continental institutions Africa has been building, and why—even with full domestic financing—health systems remain vulnerable to collapse if they can't produce what they need.Reading: Nelson's articlesRebalancing Risk and Responsibility Under the America First Global Health StrategyThe America First Global Health Strategy and the Dilemma of Pan-AfricanismAmerica First and the Fragmentation of Global Health: How Africa can Reimagine Its AgencyProtecting global health in the era of the America First StrategyTo support us, consider becoming a paid subscriber on Patreon or making a one-time donation via PayPal. Subscribe to our weekly newsletter: globalhealthunfiltered.comFollow us on X (@unfiltered_gh), LinkedIn, Instagram, and TikTok.

It's our weekly news roundup with WXXI journalists. First, deputy editor Jeremy Moule explains proposed legislation that would enable employees to set aside pre-tax money for commuting expenses. Then, Gino Fanelli reports that the number of non-criminals held at the federal immigration detention facility in Batavia has soared in recent months. We talk about how that reflects national trends. And finally, some music. We're joined by local artists in advance of a concert featuring songs of peace and protest. In studio: Jeremy Moule, deputy editor for WXXI News Gino Fanelli, investigations and City Hall reporter for WXXI News John Dady, singer, instrumentalist, and musician with the Dady Brothers; and co-producer of the RiseUpROC concert John Kelley, musician in Kelley's Heroes, and co-producer of the RiseUpROC concert Paul Vincent Nunes, leader of The Occasional Saints and The P.V. Nunes Band, and co-producer of the RiseUpROC concert ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

I'm not paying for _______anymore because it's too expensive! What are you skipping now because of rising costs? Liza Minelli's autobiography preview; Lisa Rinna allegedly was drugged at the premiere of the show, Traitors; One star reviews and the five second rule! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Stop paying for AI! In this video, I show you how to use Nano Banana Pro for free using Flow on Google Labs. As a former senior web developer, I'm breaking down my high-efficiency workflow using Merch Dominator to find winners and Nano Banana Pro to create professional-grade print on demand graphics for zero cost.

This Day in Maine for Friday, February 27, 2026.

1. Cuba Coast Guard Incident A US‑registered speedboat was fired upon by Cuban authorities, resulting in 4 deaths and 6 injuries. Cuba claims: The boat’s occupants fired first. Passengers (Cuban nationals living in the US) carried assault rifles, handguns, body armor, etc. The group was attempting armed infiltration with terrorist intent. The US position: Nothing is verified yet; US agencies are investigating. Officials (Rubio, Vance, DHS, Coast Guard) are demanding access to survivors. No indication the operation had any US government involvement. The event raises fears of a major diplomatic flashpoint, given: Historical tension (e.g., 1996 Brothers to the Rescue shootdown). Current hardline US posture toward Cuba. 2. Minnesota Medicaid Fraud Crackdown The Trump administration has paused $259.5 million in Medicaid reimbursements to Minnesota over large‑scale fraud concerns. Fraud schemes allegedly include: Paying mothers $1,000 to falsely diagnose children with autism to bill Medicaid. A provider billing for 450 days of work exceeding 24 hours/day. Centers billing for beneficiaries who were already deceased. VP JD Vance and CMS Director Dr. Oz emphasize: The fraud involves home and community‑based services that are hard to audit. Minnesota must submit a corrective action plan or risk losing up to $1 billion in funds. Providers have already been paid by Minnesota; the federal government is withholding reimbursement from the state, not from citizens. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Physician burnout is often discussed, but rarely explained clearly. In this White Coat Investor interview, we're joined by Rutherford Pascal, a leadership coach who works closely with physicians. The conversation explores why burnout happens, why traditional fixes often fall short, and how concepts like deliberate rest, autonomy, and leadership skills play a meaningful role in long-term career sustainability. Rather than focusing on surface-level solutions, this discussion looks at structural and personal factors that influence physician well-being—especially for doctors navigating demanding clinical environments. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Our conversation about the Continental Army's winter at Valley Forge, PA continues with a look at how the troops were trained, and what the winter of 1777-1778 tells us about the truth and legend of George Washington, humble leader...Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

This is a free preview of a paid episode. To hear more, visit www.serioustrouble.showThis week Ken and Josh discuss more on tariffs — what awaits litigants like FedEx who seek refunds of payments they made under President Trump's now-invalidated tariffs, and what courts might do with his efforts to reconstruct the tariffs under non-IEEPA legal authorities that come with their own difficulties. We discuss news that Jeanine Pirro has given up on indicting the Democrats who made the “you must refuse illegal orders” video, and we have an update on Matthew Isihara, the SAUSA who was held in contempt of court in Minneapolis. (At least the detainee who got dumped in El Paso without his documents will get his plane ticket paid for.)That's for all subscribers. Paying subscribers (thank you for your support!) also get our looks at:* The magistrate judge who authorized a search of a Washington Post reporter's home but is now angry that the government failed to alert him to a law that appears to make their search illegal. (Isn't it his job to know the law?)* Aileen Cannon's efforts to block the release of Jack Smith's report on the Mar-a-Lago documents investigation.* A ruling from a federal judge in West Virginia with a novel Fourth Amendment theory prohibiting certain ICE tactics (this is likely to get a lot of appellate action).* A ruling that it's not misleading for Buffalo Wild Wings to market its “boneless wings” which aren't actually made from wing meat.Upgrade your subscription to receive all of our episodes at www.serioustrouble.show.

#794 Most entrepreneurs don't have a revenue problem — they have a “where did the money go?” problem. In Part 1 of this two-part conversation, host Brien Gearin sits down with Bobby Hoyt — founder of Stellar Brands, CEO of The Bottom Line, and creator behind Millennial Money Man — to unpack why “knowing your numbers” is non-negotiable if you want to build a business that actually pays you. Bobby shares his journey from high school band director to entrepreneur, how a mentor helped him pay off student loans and take the leap, and the hard lessons that come from running your business on “napkin math.” Together, Brien and Bobby dig into why most entrepreneurs get blindsided at tax time, what it really means to have a proactive tax strategy, and how systems like Profit First (and the right bookkeeping/CPA team) can bring clarity, stability, and confidence to your cash flow — so you can grow without hitting the financial “electric fence!” What we discuss with Bobby: + Why entrepreneurs must know their numbers + The danger of “napkin math” finances + Bobby's journey from teacher to CEO + How mentors accelerate business growth + Why revenue doesn't equal personal income + The importance of proactive tax strategy + Common CPA and bookkeeping mistakes + How Profit First stabilizes cash flow + Paying yourself consistently as an owner + Building financial systems that scale with growth Thank you, Bobby! Check out Stellar Brands at StellarBrands.com. Check out The Bottom Line (TBL) at TheBottomLineCPA.com. Check out Brilliant Bookkeeper. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks to our partners Promotive and Wicked FileYou already know how to pay your technicians, but what about everyone else? Your service advisors, your counter staff, your shop manager... how do you build a pay plan that actually motivates them to perform?In this follow-up to last week's technician pay plan episode, Hunt Demarest walks through the three most common commission structures for front-office and management staff: paying off total sales, paying off gross profit, and paying off net income. Using a real client example, a shop owner who wants to reward his son for growing the business from $2 million to $2.5 million in annual sales, Hunt breaks down exactly how to calculate each structure, what percentage makes sense, and how to stress test the plan before you hand it to your employee.The big theme running through all three structures is: only reward people for what they can actually control. Paying a manager based on net income sounds fair in theory, but what happens when you buy a $30,000 side-by-side for the shop and write it off? Hunt explains why net income plans almost never work in practice, why gross profit plans are more aligned but more complex, and why a simple percentage of sales, with a few key guardrails around gross profit floors, is often the most transparent and motivating option for most shops.Whether you're building a plan from scratch or rethinking one that isn't driving the behavior you want, this episode gives you a clear, repeatable framework and a reminder that none of it matters unless your employee actually understands the plan and knows how their daily actions will move the needle.What you'll learn in this episode:(03:15) The benchmark that might surprise you about flat salaries(05:15) The rule every pay plan must follow relating to compensation and penalization. (08:30) A real case study and step-by-step instructions on building a payment plan.(10:20) The base pay ratio that makes or breaks a commission plan(12:00) How to protect yourself from a sales-based plan backfiring (including gross profit floors and percentage-of-increase structures) (17:40) Sales vs. gross profit plans(19:50) Shop management software vs. QuickBooks: why Hunt is adamant you should only use one of them to calculate commissions(23:40) The $30,000 side-by-side problem: why paying a manager off net income almost always ends in resentment and what to do instead.Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in

Everyone thinks real estate is about money. It's not. In this episode, we break down why control — not cash — is the real competitive advantage in today's market. You'll hear a real case study of how a deal was won not by being the highest bidder, but by understanding what the seller actually valued. Paying off debt. Offering flexibility. Creating housing stability post-closing. Solving problems others ignored. Because here's the truth:

Paying with cash nowadays may cost you slightly more at the store, or a little less, because of the ongoing penny shortage. Plus, it was an unusually rainy weekend in Lahaina, but that didn’t stop the Lady Lunas from gathering to celebrate Coach Todd Rickard.See omnystudio.com/listener for privacy information.

In today's episode, Gina considers the role of blood sugar and caffeine on physical sensations in the body and anxiety more generally. Paying attention to our bodies and the food and drink we consume can enable us to make physical changes that are often much more easy to implement than specifically psychological changes. Listen in and get a hold of your blood sugar and control your caffeine intake, start feeling better!Stillpoint Fridays is my once-a-week Friday note — a slower, more personal reflection that's different from what I share on the podcast.If you'd like a quiet place to land as the week winds down, you can join here: http://eepurl.com/bR2F9P or on our website anxietycoachespodcast.com and sign up for the newsletter.Please visit our Sponsor Page to find all the links and codes for our awesome sponsors! https://www.theanxietycoachespodcast.com/sponsors/Website https://www.theanxietycoachespodcast.comJoin our community Group Coaching Join our Group Coaching Full or Mini Membership Program1:1 Coaching Learn more about our One-on-One CoachingIf you prefer to listen AD-FREE, try our Supercast premium access membership:Learn more about anxiety What is anxiety?Free Guided Meditation for Calming Your Anxious Mind 10-Minute Body-Scan Meditation for AnxietyQuote:Nothing in life is as important as you think it is while you are thinking about it.-Daniel KahnemanChapters0:26 Welcome to the Anxiety Coaches Podcast1:37 Understanding Anxiety Symptoms3:45 Chronic Stress and Caffeine Sensitivity7:28 The Caffeine and Blood Sugar Loop9:24 Curiosity Over Catastrophizing10:01 Gentle Stabilizers for Your System14:18 The Emotional Layer of Anxiety16:30 Understanding Your Body's SignalsSummaryIn this episode of the Anxiety Coaches Podcast, I delve into the intricate relationship between physical sensations and anxiety, focusing specifically on the often-overlooked factors of blood sugar levels and caffeine consumption. I invite listeners to reconsider their perceptions of anxiety and to recognize that many symptoms labeled as anxiety may actually stem from physiological stress responses. My goal is not to prescribe a perfect diet or impose food rules, but to encourage a deeper understanding of how our bodies signal their needs.We begin by exploring the typical symptoms of anxiety that may actually be related to fluctuations in blood sugar. I describe how a drop in blood sugar can trigger stress hormones, resulting in sensations like shakiness, sweating, irritability, and a racing heartbeat—symptoms that closely mimic anxiety. This physiological response can be especially terrifying for those who already have a predisposition to anxiety, as the mind often interprets these signals as indicators of impending doom. By shifting the narrative from fear to curiosity—asking questions like "When did I last eat?"—we can empower ourselves to better understand our bodily signals rather than allowing them to spiral into anxiety.As we discuss caffeine, I highlight its dual role in heightening our alertness while simultaneously stimulating anxiety. I explain how caffeine works by blocking adenosine and stimulating adrenaline, which can be manageable in a regulated system but can exacerbate feelings of panic in an already stressed body. The combination of chronic stress and caffeine can create a cycle where small amounts of stress trigger overwhelming sensations, which might be misinterpreted as anxiety. I emphasize that this isn't a sign of personal failure, but rather a natural response of a sensitized nervous system.#Anxiety #PanicAttacks #BloodSugar #CaffeineSensitivity #MentalHealth #NervousSystem #StressManagement #AnxietyCoachesPodcast #GinaRyan #HolisticHealth #Glucose #Adrenaline #Cortisol #MindBody #HealthAnxiety #PanicRelief #SelfCare #Biohacking #WellnessTips #EndTheCycle #AnxietyRecovery #NoMorePanic #SteadyState #BodyWisdom #MindfulLiving #NutritionalPsychiatry #CaffeineFree #DecafLife #GlucoseGoddess #HealthyHabits #ACPSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Have you saved and saved and saved… but now feel unsure about how to spend? On this week's episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn't a math problem, it's a behavior problem. Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed his finances, and the emotional moment with his daughter that forced him to completely rethink how money works. From there, he shares his Money Habit System, a simple but powerful framework for: Paying off high-interest credit card debt Creating “financial seasons” (Recovery, Fund, Activate, Balance)• Learning how to spend confidently in retirement Managing money as a couple without conflict Using debit vs. credit strategically Breaking bad money habits with behavioral science

Women are about to inherit trillions — yet many underestimate their ability to invest. But women are actually proven to outperform men when they invest, so what's keeping women from investing with confidence? Liz Faircloth saw this gap and started InvestHER, a community that helps women take control of their financial futures and define success on their own terms. In this episode, she shares how women approach investing differently and why she believes women aren't a niche in investing, but actually the future of it. Hear the key decisions that helped her go from owning one duplex to owning a portfolio worth $160 million! Topics discussed: Introduction (00:00) How discovering real estate changed her career path (01:14) Real estate lessons and fundamentals (07:24) What inspired Liz to build a community through InvestHER (10:44) Why podcasting was a strategic move — not a side project (13:08) The Great Wealth Transfer and why women need investing confidence (14:57) Paying yourself vs. reinvesting in your business (19:33) Shaping your money habits around your health (23:41) Communication tips for working with your spouse (27:38) What brought you JOY today? (30:22) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Liz Faircloth: Instagram: https://www.instagram.com/therealestateinvesther Facebook: https://www.facebook.com/therealestateinvesther Website: https://investhercon.therealestateinvesther.com/ About Our Guest: While studying to become a social worker, I was introduced to Rich Dad Poor Dad like Andresa. And that's when the trajectory of my life changed. After a year of taking countless classes at a local REIA, analyzing hundreds of deals, and getting a ton of "no's", my now husband and I purchased our first investment property which was a duplex outside of Philadelphia. Today, our team owns and manages millions of dollars of real estate. I have learned a ton of lessons. But most importantly, I discovered how complicated – and essential – it is for women to have the tools we need to successfully balance our lives as women, wives, moms, and entrepreneurs. That's why we created our InvestHER® Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

In this episode of Programmatic Digest, Hélène sits down with Tiffany Wade, Media Director at Hunter Blue, for a grounded conversation on community building, mentorship, and leadership as a woman in programmatic and ad tech. Tiffany shares her path into media, from a psychology background and early career pivots to finding her footing through curiosity, asking better questions, and building relationships that opened doors. They talk about what it feels like to be "the only one" in the room, how to stay brave while navigating discomfort, and why finding your community matters, even if you have to build it or move toward it. The conversation also breaks down what mentorship really is, how to approach mentors with clarity, and why mentorship is a two-way exchange. Tiffany explains her servant-leadership approach to mentoring, how she helps mentees get self-aware about their goals, and why networks, resources, and honest feedback can accelerate growth. They close with encouragement for anyone feeling drained by work and life pressures, and Tiffany's reminder to protect your peace by understanding what actually replenishes you, not what self-care is "supposed" to look like.

The Invisible Taxes That Are Quietly Stealing Your Wealth Most people think taxes are the biggest drain on their money. The truth is the silent taxes hurt far more. In this episode, I break down the hidden wealth killers that no one talks about. Idle cash sitting in the wrong accounts. Missed automation. Delayed investing. Financial arrogance. Overwhelm. Doomscrolling. Fear of asking for help. These are not one time mistakes. They are repeated small leaks that compound against you over time. We walk through real examples of how these invisible taxes show up and exactly how to eliminate them with simple structure and awareness. The danger is not one bad decision. The danger is repeating it quietly for years. Once you see it, you cannot ignore it. Episode Timeline and Highlights 00:00 The tax no one sees 01:30 Idle account tax 04:00 Automation lag 06:00 Ego and blind spots 08:00 Awareness gaps 10:00 Distraction cost 12:00 Isolation and fear 14:00 Compound damage 16:00 The choice you now have Key Takeaways • Idle money is lost opportunity • Delays kill compounding • Ego blocks optimization • Awareness creates leverage • Repeated small leaks create massive long term damage Quotables "The government is not your biggest tax. Your habits are." "Every month without a system is an invisible bill." "Small leaks compound into massive losses." Now you have awareness. You cannot unhear it. Fix the system or keep paying the price.

Many of us are recognizing that the way we have lived is in flux and we are being strongly called to embody something new/more of ourselves. One of my teachers recently asked us to notice where we were "sponsoring what we now know are rapidly becoming obsolete pathways." The invitation is to notice and tend your own evolution of what you are meant to embody here and now. Paying attention to where you are putting your focus. Noticing what modalities that may have served you in the past are no longer working for you, and perhaps are even working against your growth. Like a plant that has lived, and perhaps thrived, underneath a protective glass dome—the time has come to lift off the cover so we can grow beyond what we have been. It's time to stop watering the seeds of past identities and start landing in our own new way of operating. What is that for you? What are you meant to release for your growth? You receive the most brilliant answers to that when you inner stand yourself, when you spend time in the silence of your own being connecting to your true source. It's there that you almost effortlessly reset. You reconnect to the rhythm of who you are meant to embody in this time. Connecting to the rhythm, the universal flow of who we really are—pure love made material.  There is a brilliant golden pulse that is here to support our evolution. It's calling you to stand in more of your true self. Much love (poetry copyright Christine Pensa)  Beloved,  you were not made to remain the same

 The sacred waters of life are meant to flow freely through you

 You are like water rushing over rocks

 And so beloved,
notice where you may have become stagnant water

 Your true source calls you
to life's ever evolving dance,
letting go of what is done

 Move beloved
, with the ease of a waterfall,
 one who never holds on to the rocks it moves past ~  

Particulate matter is, Michael Greenstone argues, the greatest public health threat on the planet. Worse than HIV, cigarettes, and alcohol. The average person  loses about two years of life expectancy to it. In India, the figure is three and a half years. The solution to this problem has been tested, and it works, at least in high-income countries.Greenstone and his co-authors ran a randomised controlled trial in Surat, Gujarat: from 300 industrial plants, mostly making textiles, all burning coal, half were randomly assigned to a market where pollution permits could be bought and sold. The results: in the market, pollution fell 25%, compliance was near-perfect, and abatement costs dropped 12%. The cost-benefit ratio is as high as 200 to one. Many plants in the control group asked to be moved into the market.The research behind this episode:Greenstone, Michael, Rohini Pande, Nicholas Ryan, and Anant Sudarshan. 2025. "Can Pollution Markets Work in Developing Countries? Experimental Evidence from India." Quarterly Journal of Economics 140 (2): 1003–1060. An ungated version is available as BFI Working Paper 2025-53.To cite this episode:Phillips, Tim. 2025. "Can Pollution Markets Work in Developing Countries?" VoxDev Talk (podcast).  Assign this as extra listening: the citation above is formatted and ready for a reading list or VLE.About Michael GreenstoneMichael Greenstone is the Milton Friedman Distinguished Service Professor in Economics at the University of Chicago, where he is the founding Director of the Energy Policy Institute at Chicago (EPIC) and the Institute for Climate and Sustainable Growth. His research focuses on the costs and benefits of environmental quality, including the Air Quality Life Index, which tracks the toll of particulate pollution country by country. He previously served as Chief Economist for the President's Council of Economic Advisers under President Obama. Research cited in this episodeAir Quality Life Index (AQLI), Energy Policy Institute at Chicago. The source of the life-expectancy statistics used in this episode: particulate pollution costs the average person on Earth roughly two years of life expectancy, with India averaging three and a half years. The index tracks this burden country by country, city by city.The US sulphur dioxide cap-and-trade programme, established under the 1990 Clean Air Act Amendments, was the canonical precedent Greenstone cited: a market that dramatically reduced acid rain in the eastern United States at costs far below pre-programme projections. He noted that the UK and EU have since built comparable CO2 markets. All have worked well. The question this experiment addressed was whether the same logic held in the developing world, where almost all the pollution now is.Emissions Market Accelerator. An independent scale-up organisation founded by Greenstone and colleagues to replicate the Gujarat model beyond the original research setting. Current pipeline: a statewide sulphur dioxide market for Maharashtra (including large power plants, not just textiles), and advanced conversations in Pakistan and Brazil. Within Gujarat, a water pollution market is also in development.More VoxDev Talks on this topicRegulating pollution in low- and middle-income countries Rohini Pande and Nicholas Ryan, two co-authors of the paper discussed in this episode, on the political economy of pollution regulation in developing countries: why enforcement is hard, and what makes it work.Air pollution and infant mortality Jennifer Burney on the health costs of particulate air pollution for young children, and what the evidence from Saharan dust patterns across Sub-Saharan Africa reveals about exposure and mortality.The Social Cost of Carbon Michael Greenstone's earlier VoxDev Talk, on how assigning a monetary value to carbon emissions can drive better policy decisions and make the case for action that regulation alone struggles to make.Related reading on VoxDevReducing air pollution: Evidence from payments to reduce crop burning in India How cash payments to farmers in northern India changed behaviour and cut the seasonal haze from crop fires that pushes Delhi's air quality to its worst each winter.Paying to pollute: How carbon offsets actually raised emissions in China A cautionary study on market-based pollution controls: when incentives point the wrong way, a market can make things worse rather than better.The effect of pollution on worker productivity: Evidence from call-centre workers in China Air pollution reduces cognitive performance and output, adding an economic productivity argument to the health case for cleaning the air.

Guest: Mike De Jong, Former MLA & Finance Minister Learn more about your ad choices. Visit megaphone.fm/adchoices

Irish Households are paying twice as much for their electricity as data centres, according to a report by Eurostat.Charlie Weston, personal finance editor with the Irish Independent, joins The Last Word to discuss this and also claims that Irish banks are ripping off young savers. Catch the full chat by pressing the 'Play' button on this page!

This week on "50 Weeks That Shaped America," we're headed to the winter of 1777-1778 and the strategic retreat by the Continental Army to Valley Forge, PA. Over the course of that winter, George Washington worked to turn the army from a group of ragtag militias into a unified force -- all with the help of a mysterious Prussian general. Jody, Niki, and Kellie discuss how Valley Forge was effectively a pop-up city, and how it reflected what would come in an independent United States.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Ever have one of those moments where everything looks great on the outside, but you suddenly realize you have not thought much about protecting the life you are working so hard to build? You are chasing big dreams, scaling the business, taking care of your family, and then it hits you. What about safety? What about awareness? What about being proactive instead of scrambling when something goes wrong? In this episode of the Happy Hustle Podcast, I chat with Michael Julian, a third-generation private investigator and the CEO of National Business Investigations. Michael began his journey into investigations and security at just 16 years old, working alongside his father. He later earned honors in Administration of Justice, became licensed across multiple states in executive protection, founded MPS Security and Protection, and created the ALIVE method, an active shooter survival training program. He is also a best-selling author, a father, and a true Happy Hustler who has spent decades seeing both the best and worst of human behavior. What makes this episode especially powerful is how relevant it is for entrepreneurs, leaders, and high performers. Michael shares why so many successful people make the mistake of treating personal and business security as an afterthought. This conversation matters because prevention is always easier than damage control, and awareness can literally save lives, reputations, and legacies. One of the biggest takeaways is the importance of being proactive instead of reactive. Michael explains that most people only think about security after something has already gone wrong. Whether it is personal safety, workplace violence, or online fraud, waiting until there is a crisis often means it is already too late. Building awareness early creates freedom, not fear. Another key lesson is the difference between a security mindset and a survival mindset. Security mindset is about preparation, awareness, and prevention. Survival mindset kicks in when a threat becomes real and immediate. Learning both allows you to stay calm, act intentionally, and protect yourself and others without panic. Michael also dives deep into situational awareness. Not paranoia. Not judgment. Awareness of behavior. Paying attention to what feels off can help you avoid dangerous situations before they escalate. This applies not only in public spaces but also in business partnerships, online interactions, and leadership decisions. The episode also highlights how common sense and verification are essential in the digital age. With scams, impersonations, and AI-generated fraud becoming more sophisticated, slowing down, double-checking information, and using available tools can prevent massive financial and emotional losses. Finally, there is a powerful reflection on growth, maturity, and fulfillment. Michael shares openly about evolving as a leader, working with family, letting go of old conditioning around overworking, and learning to enjoy the fruits of decades of hard work. It is a reminder that success without presence and balance is not the goal. Happy Hustlin' is. If you are building something meaningful and want to protect it while still living fully, this is an episode you do not want to miss. Go listen to the full conversation and soak in all the wisdom, stories, and practical insights. What does Happy Hustlin mean to you? Michael says belonging to a group of like-minded high performers that have probably been through a lot of the same struggles as me or other struggles that I can learn from. Connect with Michael Instagram Facebook Tiktok Linkedin Twitter Youtube Find Michael on his website: A.L.I.V.E. Active Shooter Survival Training Connect with Cary! Instagram Facebook Linkedin Twitter Youtube Get a copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course Apply to the Montana Mastermind Epic Camping Adventure “It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!” Episode Sponsors: If you're feeling stressed, not sleeping great, or your energy's been kinda meh lately—let me put you on to something that's been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain't your average magnesium—it's got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all night If you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at bioptimizers.com/happy and use code HAPPY10 for 10% OFF.

Second Date Update: I'm not paying for that... See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Guests: Jerry Vance, the Founder and Managing Partner of Preferred CFO, and Scott Crawford, a Partner at Preferred CFO focused on client prioritization and new business development. Overview: A CEO who's led their company past the "I'll Do Everything" stage needs a true financial strategist at their side to stop surviving and start scaling. But the CEO also needs clarity on what kind of financial expertise their company truly needs at various stages of growth. Paying a full-time CFO to act like a glorified bookkeeper isn't going to accelerate your trajectory. And a "CF-No" who builds a moat around your cash might not share the CEO's bold vision for BIG.  On today's show, Jerry Vance and Scott Crawford explore the state of the fractional CFO industry and why forecasting and five-year planning are strategic leadership tools, not just accounting exercises.

Our first caller is spiraling: is she running away… or just not that into him? The second caller's boyfriend won't let his kids meet her and she's wondering what that really means. And our third caller is asking the ultimate question: if we're compatible, how much does the spark actually matter? "That's like the new romantic phrase of 2026: 'I always talk to my therapist about you.'" New Merch OUT NOW: https://shop.viallfiles.com/ Listen to Humble Brag with Cynthia Bailey and Crystal Kung Minkoff every Monday. Available wherever you get your podcasts and YouTube: https://www.youtube.com/@humblebragpod  https://podcasts.apple.com/us/podcast/humble-brag-with-crystal-and-cynthia/id1774286896 https://open.spotify.com/show/4NWA8LBk15l2u5tNQqDcOO?si=c03a23d537f94735 Start your 7 Day Free Trial of Viall Files + here: https://viallfiles.supportingcast.fm/  Please make sure to subscribe so you don't miss an episode and as always send in your relationship questions to asknick@theviallfiles.com to be a part of our Monday episodes.  To Order Nick's Book Go To: https://www.viallfiles.com  If you would like to get some texting advice, send an email to asknick@theviallfiles.com with "Texting Office Hours" in the subject line!  To advertise on this podcast please email: ad-sales@libsyn.com or go to: https://advertising.libsyn.com/theviallfiles  THANK YOU TO OUR SPONSORS: IM8 - Give your body what it deserves with IM8! Go to https://IM8HEALTH.com/viall and use code VIALL for a Free Welcome Kit, five free travel sachets plus ten percent off your order. BILT - Join the loyalty program for renters at https://joinbilt.com/viall  Upwork - Visit https://Upwork.com right now and post your job for free. Cashapp - For a limited time, new Cash App customers can earn $10 if they use code FAMILY10 in their profile at signup and send $5 to a friend within 14 days. Quince - Refresh your wardrobe with Quince. Go to https://Quince.com/viall for free shipping on your order and 365-day returns. Now available in Canada, too. Mint Mobile - Ready to stop paying more than you have to? New customers can make the switch today and for a limited time, get unlimited premium wireless for just $15 per month. Switch now at https://mintmobile.com/viall Betterhelp - BetterHelp makes it easy to get matched online with a qualified therapist. Sign up and get 10% off at https://betterhelp.com/viall Timestamps: (00:00) - Intro (00:49) - Caller One (28:17) - Caller Two (46:13) - Caller Three Episode Socials:  @viallfiles @nickviall @justinkaphillips @the_mare_bare @izeweaver

The podcast kicks off with Lino flying directly from the Holy Land to MN...to the hospital. After that, it's time to pay our dues. Then, a listener asks what to do when you're far from God. And the podcast wraps up with Lino sharing memories of Cardinal Dolan! 

In this episode, Megan and Erin dive into practical financial literacy topics students need to understand before and during college. Their discussion centers on managing money in an increasingly cashless world, avoiding common student loan mistakes, and building credit responsibly. Using real-life examples from their own families and experiences with students, they highlight how small financial decisions in college can have long-term consequences. Key Tips & Takeaways (with Examples) Know what student loan money can and cannot be used for Student loan funds can often cover living expenses such as rent, groceries, or transportation, and Erin notes that some students even use loan refunds to buy a car. However, these choices increase total debt, and student loans cannot be discharged in bankruptcy, making overspending especially risky. Understand 529 plan restrictions Erin explains that 529 money must be used for qualified education expenses and properly documented. Using a 529 account without matching receipts can cause reimbursement problems and potential tax issues. Be cautious with cashless payment apps Apps like Apple Pay, Venmo, and Cash App make spending feel frictionless, which can lead students to lose track of where their money is going. Erin points out that these platforms may not offer the same protections as credit cards if money is sent to the wrong person or a transaction is disputed. Local banks still serve a purpose Even in a cashless society, having a local bank can help students deposit cash, resolve account issues in person, or access short-term support. Erin mentions tools like Greenlight as a way parents can help students manage spending while learning financial independence. Debit cards vs. credit cards Debit cards pull directly from checking accounts, so overspending can immediately drain funds or trigger overdraft fees. Credit cards, when used carefully, offer more fraud protection and help establish a credit history. Build credit with small, intentional habits Erin recommends using a low-limit credit card for a recurring bill such as a streaming service or phone payment. Paying that balance in full each month builds credit without encouraging unnecessary spending. She shares a personal story about buying a house to illustrate how strong credit history impacts major life purchases. Set realistic expectations for spending money Megan shares that her son spent about $12 per week while on a campus food plan, showing how limited discretionary spending can still work. (This is not typical; her daughter definitely spent more!) They contrast this with examples of students overspending on food delivery services like DoorDash, emphasizing the need for clear budgeting conversations. This episode helps families understand how everyday financial choices—payment apps, loan usage, and credit cards—can shape a student's financial future, and sets the stage for deeper conversations around responsible money management in college. The post 618: Financial Literacy for College Students appeared first on The College Prep Podcast.

In this episode of the Federal Help Center Podcast, Colin Nchako challenges small business owners to stop hiding their skills and start monetizing them—now. From programming language courses and AI content to trade training and workforce development, Colin explains why the fastest path to new contracts isn't always chasing something new, but packaging what you already know in a way the government and private sector will pay for. If you've been waiting for the "perfect" contract, this episode shows why that mindset is costing you money. Colin breaks down how he turned professional training into a repeatable revenue stream—starting with a small, one-day engagement and leveraging it into bigger opportunities. He walks through how skills like IT, graphic design, carpentry, leadership, and workforce training can be positioned for state procurement, Job Corps, workforce development programs, and recurring training needs. The takeaway is simple: training is renewable, scalable, and one of the most overlooked ways to grow your portfolio without abandoning your core business. Key Takeaways You don't need new skills—you need to package and position the ones you already have Training and workforce development contracts are renewable and scalable Small wins (even one-day trainings) can be leveraged into larger, higher-paying opportunities If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/  Website: https://govcongiants.org/  Connect with Encore Funding: http://govcongiants.org/funding

Fred wants to know if anyone's parents still pay for their bills!See omnystudio.com/listener for privacy information.

Fred wants to know if anyone's parents still pay for their bills! What's something disgusting that your work does? The 13 responds!See omnystudio.com/listener for privacy information.

Today we talk with Tyler Speirs, co-owner of Eco Plant Creations. He talks about his experience in the industry starting his own business, going off and working as a designer for two other companies, and then coming back to starting his own business. He details an experience where a client of a large project stopped paying him and how that impacted his business and personal life.Sponsors:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cycle CPA⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Knowledge Tree Consulting⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠How to Hardscape Headquarters⁠⁠

The Highest Paying Travel Therapy States in 2026: Balancing Gross Pay, Taxes, and Cost of LivingListen in to learn more about how to look for the highest paying states and jobs for travel therapists

I'm about to say something that might sound crazy…I only spend $300–$350 every two weeks on groceries for my family of six. That's about $700 a month — in Northern California.And no — we are not living on rice and beans. No — I'm not clipping coupons for 10 hours a week. No — I'm not driving to five different stores chasing sales.In fact, we're eating better than we were when we were spending $400+ a week.If you're a busy mom who:Feels completely out of control with grocery spendingEnds up back at the store three times a weekSwipes your card and feels your stomach drop at checkoutWonders how you make decent money but still have nothing leftThis episode is for you.Because here's the truth: If you can get your grocery budget under control, everything else with your money gets easier.We're talking about freeing up $600–$800 per month that could go toward:Paying off debtBuilding an emergency fundTaking your family on vacationFinally stopping the paycheck-to-paycheck cycleIn this episode, I walk you through:Why most grocery savings strategies failThe biggest mistake families make at the storeHow food waste is secretly draining 30% of your budgetThe simple system I use (The Shop Method) to cut grocery spending in halfWhy two-week shopping saves both time and moneyHow to stop those midweek “oh crap” grocery runsYou don't need extreme couponing. You don't need deprivation. You don't need more overwhelm.You need a simple, repeatable system.And I'm breaking it down for you today.If you're ready to finally feel in control of your grocery spending — and use that money to change your financial future — hit play.

In this repost episode of the Awake & Winning Podcast, Kaylor Betts sits down with Jessica Bennett for a Sovereign Session that connects health, truth, and personal responsibility. Jessica shares how COVID-19 became the "straw that broke the camel's back," pushing her from compliance to questioning the narrative—and how her medical background helped her spot what wasn't adding up. She opens up about healing her Vermont-rooted "farm-to-table" foundations, recovering from Boise-based life stress, and navigating Hashimoto's disease through root-cause strategies, lifestyle shifts, and long-term consistency. The conversation lands on sovereignty: how to reclaim agency over your body, your beliefs, and your income—by building a skills-based online business that creates real impact.     Episode Highlights: awakening moment, propaganda vs truth, traditional values, root-cause healing, autoimmune recovery, stress and nervous system, clean living foundations, perimenopause and hormones, women's health education gaps, body fat and brain fog fixes, coaching as sovereignty, pay-to-pay-attention mindset     Takeaways:   Question narratives without outsourcing your intuition Genetics aren't destiny when environment and habits change Sleep, food, movement, light, and stress are non-negotiables Healing is layered and takes consistency over perfection Women deserve real education on hormones and perimenopause Paying for support increases commitment and follow-through Build sovereignty by turning your skill into a clear solution     If this episode lit a fire under you, don't keep it to yourself. Screenshot it, throw it up on Instagram, and tag @thekaylorbetts or @bettsnation so we can share the love. And hey, if you're vibing with the show, take 30 seconds to drop us a 5-star review, it helps us reach more freedom-loving legends like you.   _____________________________   RESOURCES & LINKS MENTIONED IN THIS EPISODE:   Instagram | https://www.instagram.com/thecolbymethod/  Facebook | https://www.facebook.com/thecolbycollective Websites | https://www.thecolbycollective.com/ Book | The Better Baby Book: How to Have a Healthier, Smarter, Happier Baby by Lana Asprey The Adrenal Thyroid Revolution: A Proven 4-Week Program to Rescue Your Metabolism, Hormones, Mind & Mood   _____________________________   SPONSORS: Truly Tallow | https://www.trulytallow.com/ Use code "SUNNYBALLS10" at checkout for 10% off your order _____________________________   IMPORTANT UPDATES:   Join the Betts Nation | https://bettsnation.ca/biz-kb/  Follow Kaylor on Instagram | https://www.instagram.com/thekaylorbetts/ Follow Betts Nation on Instagram | https://www.instagram.com/bettsnation/  Join Kaylor's Newsletter | https://awakeandwinning.lpages.co/optin/  _____________________________   CHAPTERS: 00:00 Intro 03:07 Jessica's awakening story 06:22 "This is propaganda" moment 10:20 Why she went alternative 19:34 Hashimoto's + root-cause healing 24:16 "F*ck my genetics" mindset 33:22 The real health foundation 39:48 From clinic to online coaching 47:07 Perimenopause + hormone chaos 53:08 Pay to pay attention + business model  

Dorit and Kyle are not well these days and there are oh so many real reasons why this friendship is dunzo. Erika too. Next, we weigh in on how to fix this rather lackluster season of RHOBH and it ain't pretty. Ashley Darby accuses Stacey Rusch of paying bloggers. Last, but not least, the RHONJ cast is rendered helpless, according to Melissa Gorga, that is.  @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope  BROUGHT TO YOU BY: COYUCHI - coyuchi.com/VELVETROPE (15% Off Your First Order Of The Most Comfortable Organic Sheets) CHEERS -CheersHealth.com (Get 20% Off A Way To Feel Better The Morning After A Few Drinks With Code Velvet ) MOOD - www.mood.com/velvet (20% Off With Code Velvet on Federally Legal THC Shipped Right To Your Door) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices

For our "Sunday Context" series, we advance the story from Iwo Jima by a few months to August 1945, when the United States drops nuclear weapons on Japan in order to bring an end to WWII. We're joined by Garrett Graff to discuss the brutal calculus that went into that decision.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

This episode was sponsored by Cardiff    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/   Today's Dropping Bombs episode features Phoebe Walker, who returns to reveal the hidden industry where ordinary people can build $25k–$50k+ monthly recurring income.    As my co-founder at Real Merchant Services, Phoebe breaks down the exact playbook: how one agent hit $23k/month in under 18 months, why your business is bleeding tens of thousands of dollars or more in credit card fees, and the referral program that pays you forever.   Whether you're stuck in a dead-end job, running a business, or looking for your first real recurring revenue opportunity, this is your blueprint to stop trading time for money and start building wealth that pays you while you sleep.  

Want your kids to grow into confident money decision-makers without turning every dinner conversation into a financial lecture? In this roundtable episode, Joe sits down with Livia (“Liv”) Roder, host of the Liv Lab Podcast, Karen Holland of GiftingSense.org, and John Lanza, host of the Art of Allowance Podcast to explore what actually helps kids understand money before the stakes get big. Instead of theory, this discussion focuses on real moments when money suddenly becomes real: college price tags, house-hunting sticker shock, allowances that run out too fast, and purchases that teach better lessons than any lecture ever could. The panel shares practical ways families can build financial confidence through everyday decisions, honest conversations, and a willingness to let kids learn by doing. What the Stacking Benjamins “Confident Explorer” will gain from this episode: How to talk about money naturally so kids see it as a life skill, not a stressful taboo topic Why modeling everyday behavior matters more than formal “money talks” A simple shift from “Can I have it?” to “Is it worth it?” that builds independent thinking How small spending mistakes become powerful teaching moments when handled without shame Ways to introduce big topics like college costs gradually so kids feel informed instead of overwhelmed Real-life money lessons that sparked the conversation: Livia's moments when money suddenly felt real, from college forms to realizing savings aren't just “bank numbers” Karen Holland's memorable eighth-grade back-to-school budget experiment Early allowance experiences that helped connect choices with consequences Why kids absorb far more from overheard conversations and daily habits than parents expect Practical strategies parents can use right away: Starting with simple allowance systems or “jars” to visualize spending, saving, and giving Karen's “Does It Make Sense?” pause to slow impulsive purchases Joe's “circle back” technique, revisiting purchases later to reflect without criticism Letting kids fail safely so regret becomes learning instead of embarrassment Helping kids split costs or contribute toward purchases to create ownership Navigating tougher parenting questions: Should kids see financial stress, or should parents shield them? How to practice age-appropriate honesty without creating anxiety Why financial jargon like FAFSA or taxes can unintentionally intimidate teens Bringing kids into real financial conversations so they build confidence early Money challenges unique to today's kids: Teaching spending awareness in a tap-to-pay, frictionless world Cash vs. cards vs. apps and how each changes behavior Building a “pause habit” before spending when transactions feel invisible If you could teach just one money skill… The panel compares their top priorities: Awareness of cash flow and where money actually goes Thinking before buying instead of reacting emotionally Paying yourself first and building saving habits early Plus, a little basement fun along the way: Favorite purchases that truly felt worth it (from snowboards to board games to a Kindle) Stories that prove money lessons stick best when tied to real experiences Resources and next steps from each guest, including tools, calculators, and upcoming episodes This episode reinforces a core Stacking Benjamins idea: kids don't learn money through perfect decisions. They learn through guided experience, honest conversations, and the freedom to practice while the stakes are still small. FULL SHOW NOTES: https://stackingbenjamins.com/how-to-teach-your-kids-about-money-1806 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Show intro and theme music return Ross McCoy joins on the couch Dan warns mics are hot before going live Podcast gear vs traditional radio console Old Yamaha NG-166CX-USB mixer in studio Raising faders slowly to avoid pops and ego boosts Hosts wanting louder mics for control Avoiding over-modulation and rough faders Radio mic on off buttons and forgetting to flip them Purpose and criticism of cough buttons Extra hardware in the signal chain hurting audio Tom coughing on air joke Athlete representing another country at the Olympics Eileen Gu competing for China despite U.S. upbringing American born skier with Chinese mother Alleged 6 million payment and citizenship questions Debate over loyalty vs financial incentive Athletes switching countries for better qualification odds Comparisons to paid World Cup teams like Qatar Pro sports money moves vs Olympic idealism Hypothetical selling out to another country Character rant about fiat currency vs gold Joke about tipping with a worthless dollar Taking foreign money framed as capitalism Media framing silver medals as failures Hostile coverage and death threats debate Would you move for 6 million Social media rewarding money driven controversy Influencers chasing cash and outrage Buying Olympic medals as investments joke Medals not solid gold and ribbon quality complaints Human rights criticism vs athletes taking money Precious stones vs gold value debate Diamonds and artificial scarcity comparison Curling cheating controversy over double touching the stone Canada vs Sweden slow motion replay dispute Any force is force argument Rules matter even if impact is tiny Intent vs accidental second touch debate Denial despite video evidence Calm nations arguing apocalypse joke Elite athletes controlling micro movements Hypothetical micro spins and huffing to influence outcome Uri Geller micro movement reference Curling stones sourced from Ailsa Craig granite Unique dense water resistant granite claims Artificial scarcity and monopoly jokes MLB special mud myth comparison Rare materials vs marketing hype debate Caller confirms rarity and 600 per stone estimate Robot test comparing Olympic vs cheap stones Tradition of curling resisting change Ram Dave Boat Gambling Invitational March 31 Port Canaveral Hosted on Victory Casino Cruise Sponsors Mo DeWitt, Pyro Spot, Elite Vintage Apparel, Marshall Bone Construction 25 entry includes meal, dessert, drink voucher, free drinks while gambling, 20 slot credit Contact Ross McCoy to reserve Gambling begins shortly after leaving port Chef Ed pushing tater tots onto menu Praise for Victory Casino Cruise food Gambling addiction and chicken salad jokes Prep kitchen below waterline Music break and Ram leaves to catch boat BoJack Horseman praised but very dark Stranded boat memory eating Subway during fight Lethal Weapon nostalgia and Speed rewatch Kids finding older action movies slow Shower and counter sex jokes Paying handyman in Suboxone bit Facebook Marketplace reactions on listings Laugh emoji as vigilante justice against flippers Not caring if buyers resell for profit Re gifting etiquette without drama Camping chair left at swim class and claimed Finders keepers joke Stop drop roll discussion and viral fire clips Gasoline prank jumping into lake speculation Teen fireball stunt burning hair and hand Lying about barbecue accident Friend could have gone to jail if filmed Another stunt burning legs Reflection on chasing attention with danger Jackass style content saturation Father son stunt content idea Hesitation to post TikTok content Plug for Ross McCoy interviews BDM show perks and appreciation Upcoming hip surgery anxiety and recovery plan Fear of temporary leg issues after surgery Schedule changes and fake drama joke Uncertainty about returning next Wednesday ### Social Media [https://tomanddan.com](https://tomanddan.com) [https://twitter.com/tomanddanlive](https://twitter.com/tomanddanlive) [https://facebook.com/amediocretime](https://facebook.com/amediocretime) [https://instagram.com/tomanddanlive](https://instagram.com/tomanddanlive) Tom & Dan on Real Radio 104.1 Apple Podcasts: [https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990](https://podcasts.apple.com/us/podcast/a-corporate-time/id975258990) Google Podcasts: [https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s](https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2Fjb3Jwb3JhdGV0aW1lL3BvZGNhc3QueG1s) TuneIn: [https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/](https://tunein.com/podcasts/Comedy/A-Corporate-Time-p1038501/) Exclusive Content [https://tomanddan.com/registration](https://tomanddan.com/registration)