Podcasts about paying

(Airdate: 11.17.25) On today's Who Cares News, we start with the latest twist in a case that refuses to fade. O.J. Simpson's estate has finally acknowledged the decades-old wrongful-death judgment, agreeing that Fred Goldman is owed millions tied to the murder of his son Ron. It's a major step forward — not necessarily a check-in-the-mail moment — but a long-awaited nod to accountability after 31 years of legal battles. Then we pivot to Hollywood, where names are getting makeovers and nostalgia is cashing in. The Screen Actors Guild is officially rebranding its long-running awards show as The Actor Awards, leaning into its iconic statue and global reach. And from BravoCon in Vegas, the network is celebrating 20 years of Real Housewives chaos with a brand-new spinoff: The Real Housewives: Ultimate Road Trip, uniting OGs, current stars, and the next wave of table-turners. Buckle up — the drama is hitting the highway. Voted 6th Best Entertainment News Podcast! Because being #5 is soooo overrated. And @HalleBerry Listen to the daily Van Camp and Morgan radio show at: https://vancampandmorgan.com/stations buy us a coffee      

In this episode, we break down the newly leaked documents that detail how much OpenAI pays Microsoft and what those numbers reveal about OpenAI's lack of profitability. In just a few minutes, we unpack the implications for the company's business model and future sustainability.Get the top 40+ AI Models for $20 at AI Box: ⁠⁠https://aibox.aiAI Chat YouTube Channel: https://www.youtube.com/@JaedenSchaferJoin my AI Hustle Community: https://www.skool.com/aihustleSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome back to Go Gaddis Real Estate Radio! I'm Cleve Gaddis, here to help you move from real estate novice to expert so buying and selling a home can be done with complete confidence—and without the worry or surprises that often come with life's biggest investments. This week, we're shining the spotlight on The Lakes at Sugarloaf, one of Gwinnett County's most sought-after gated communities. From its amenities to its location near Sugarloaf Parkway and I-85, we'll explore why this neighborhood continues to draw strong buyer interest. Then, we're tackling two big questions that matter to every seller in today's digital marketplace: 1. How do you make your listing stand out online? Gregory from Smyrna asks: “How can I make my listing stand out?” We'll break down what it takes to capture attention in a world where buyers swipe through listings faster than ever. From photography and staging to pricing strategy and digital placement, we'll talk about what truly moves the needle. 2. Are homes still selling for over asking price? Charlotte from Decatur wants to know whether bidding wars are still happening—or whether the market has cooled. We'll look at current Metro Atlanta numbers, how price bands are behaving, and why your list price strategy matters more today than it did a year ago. We'll also highlight our Upside Program, built to give sellers all the flexibility and options they need to move forward with confidence. Have a question, challenge, or idea? Visit GoGaddisRadio.com to connect, push back, or subscribe so you never miss an episode.

WBBM political editor Geoff Buchholz reports on a new analysis of property tax increases from the Cook County Treasurer's office.

✅ Silicon Valley entrepreneurship takes on a whole new meaning in this conversation with Lin Wu, whose extraordinary journey from a broom shop to a Fortune 500 technology executive embodies the true immigrant entrepreneur story, the evolution of Silicon Valley history, and the modern pressures of AI and the future of work. In this episode, we explore the insights, lessons, and pivotal moments that shaped one of the earliest engineers in Silicon Valley—and what his story means for anyone navigating today's rapidly shifting tech landscape.If you're researching how Silicon Valley really works, how careers in tech evolve, or whether innovation still lives in the Valley, this episode brings clarity. Listeners searching for how to break into tech, how AI is changing software jobs, or how immigrants succeed in entrepreneurship will hear real-world stories from someone who lived through the transistor revolution, the birth of mainframes, and the rise of venture-backed startups. Lin Wu provides candid insight into how the industry has changed—and what remains timeless.For founders, engineers, and professionals evaluating where to build their career, Lin breaks down the competitive realities of today's tech ecosystem, from tech career advice to the impact of rise of AI in tech, chip war and semiconductor industry dynamics, and the truth about cost of living in Silicon Valley. His decades of experience at IBM, Fujitsu partnerships, and startup building reveal how today's challenges mirror—and differ from—the early days of modern computing.This video helps answer key questions people frequently search:Is Silicon Valley still worth moving to?How will AI reshape software careers?Can immigrants still achieve the American Dream?How should students choose majors for the future economy?Where is the AI race between the U.S. and China actually heading?Lin Wu's wisdom offers not just answers—but perspective. You'll walk away with actionable insights on innovation, mindset, adaptability, and how to thrive as technology undergoes the biggest transition since the birth of the PC.⭐ Timestamps (15:36 total)00:00 – Introduction to Lin Wu01:00 – Immigrant beginnings and early struggles02:00 – Paying for school and first jobs in America03:00 – Entering the Ivy League and meeting IBM04:00 – Mainframe computing and the birth of Silicon Valley05:00 – Venture capital and the first startup experience06:00 – The Japanese partnership and technology transfer07:00 – Growing a company into the Fortune 50008:00 – Then vs. Now: Evolution of Silicon Valley09:00 – AI, chips, Nvidia, and the U.S.–China tech race10:00 – Remote work, Austin & Miami migrations11:00 – The American Dream then and now12:00 – How the iPhone changed tech forever13:00 – Who is winning the LLM race?14:00 – Career advice for the next generation15:00 – How to find Lin Wu's book⭐ Hashtags#SiliconValley #Entrepreneurship #LinWu #ImmigrantSuccess #AIRevolution #TechCareers #StartupLife #AmericanDream #SiliconValleyHistory #FutureOfWork #AIandTech #SemiconductorIndustry #Nvidia #TSMC #VentureCapitalTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdSubscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025

In this episode of The Profit Cleaners Podcast, Brandon Schoen and Brandon Condrey interview Wesley Bradley, founder of WeCleanNWA in Northwest Arkansas. Wesley shares a deeply honest and inspiring account of his journey—from the early days of self-doubt and inconsistent systems to rebuilding his company on a foundation of discipline, core values, and structured processes.After nearly giving up on the business, a pivotal conversation pushed Wesley to commit fully for four months. What followed was a transformative period of learning, rebuilding, and adopting proven systems from the Profit Cleaners course. Wesley reveals how implementing just a small percentage of the course changed his mindset, elevated his quality standards, and reshaped his approach to leadership, hiring, and customer experience.Today, WeCleanNWA operates with clarity, confidence, and consistency. Wesley now embraces education, continuous improvement, and community collaboration as essential pillars that drive his long-term vision for the business.This episode delivers an invaluable look at what happens when a business owner chooses accountability, structure, and perseverance—resulting in meaningful growth both personally and professionally.Ready to build a cleaning business rooted in systems, consistency, and long-term growth?Watch the free 15-minute masterclass at profitcleaners.com/masterclass and secure your spot before the next major program update.Highlights:(01:49) How one podcast episode inspired the launch of WeCleanNWA(15:03) Lessons from a $10,000 setback and how it reframed his view of business challenges(25:38) Paying himself for the first time after a year of hard work and the shift from “worker” to true business owner(31:51) Why practicing, experimenting, and getting “reps” early on was essential to growth(33:46) Building trust through goodwill, reciprocity, and consistent customer service(39:38) The transformative effect of adopting core values and structured systems(41:27) How mentorship and collaboration with other cleaning business owners accelerated his progressLinks/Resources Mentioned:Profit Cleaners Website Watch the FREE Masterclass: https://profitcleaners.com/masterclass)Join the FREE Facebook community: https://www.facebook.com/groups/profitcleaners/

A message of character and integrity that is expected of us. Paying forward what has been done for us. 

Are we paying too much tax? "Yes", said all the people paying the vast majority of taxes in NZ. "No", said everyone else.Whether we think it's fair, or it's theft, Kiwi's ought to prepare now for a future where higher rates of taxation are inevitable.Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.MyRent: See why residential property investors all over New Zealand are switching to myRent.Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Revolut: For a new type of banking.Sharesies: For local, and international markets.Loan My Coins: Bitcoin lending product.Exodus: Get rewards on your first $2,500 of swapsOnline courses:New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.www.ungaro.co.nz________________________Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your...

November 16, 2025Dr. Mark AmbroseSeries: Body of ChristHow to Fulfill Your Financial Responsibility at PCCMark 12:41-44

Relationship Stories - Relationship Stories - OP's controlling fiancée, with a drinking issue, dumps him after 6 years via drunken rage, lists bizarre faults, kicks him out—but demands he pay half the lease rent. Brother urges abuse claim; he's heartbroken and conflicted.Become a supporter of this podcast: https://www.spreaker.com/podcast/lost-genre-reddit-stories--5779056/support.

No surprise to me that there's a glut of apartments on the market  I saw the potential for this oversupply happening in San Diego a couple of years ago. It seemed anywhere you drove within a short distance you would see the construction of new apartment buildings. It is not just here in San Diego though as the glut of apartments is happening around the country. With the dynamics of supply and demand, if you're looking for an apartment today, you're in for a treat. In September rental rates had the steepest drop in more than 15 years. Landlords are now offering months of free rent, gift cards, free parking and some are even paying for your moving expenses just to get you to sign a lease. You may want to play hardball because in some areas they'll even cut the rent on top of all those incentives. In September, 37% of rentals agreed to concessions like months of free rent. What caused the problem for landlords is during the early years of the pandemic, developers could not begin building apartments fast enough, especially in the Sunbelt area where there was a major population migration. It became the biggest apartment construction boom in 40 years, but because of the delay of construction permits and labor shortages, development took much longer than they had hoped. It seemed no one looked around to see all the apartments going up, and now they're all competing with each other for renters. The landlords are hoping they can raise rents by the end of 2026 or at least sometime in 2027, but I don't think they are factoring in how many apartments are online with more still to come. Based on the current apartment inventory and new apartments coming online, renters could be in for lower rent maybe perhaps until 2028. This will not be good for the housing market because rent for houses will be the next to fall and then people will have to factor in the affordability of renting vs buying a home. This would also likely hurt the demand for buying rental properties as an investment if you can't get as much rent as you thought.    Are the large hyperscale companies like Meta, Microsoft, and Alphabet inflating earnings?  Michael Burry, who was made famous by "The Big Short", made the claim that some of America's largest tech companies are using aggressive accounting to pad their profits. He believes they are understating depreciation expenses by estimating that chips will have a longer life cycle than is realistic. Investors are likely aware of the huge investment these companies are making in AI, but they likely don't understand how the accounting of the investments work. If a business makes an investment in these semiconductors/servers of let's say $100 B, that doesn't hit earnings when the money is spent as under generally accepted accounting principles, or GAAP, they are instead able to spread out the cost of that asset as a yearly expense that is based on the company's estimate of how rapidly that asset depreciates in value. From what I've seen, these companies are generally depreciating their Nvidia chips for over 5 to 6 years. This seems to be a stretch considering Nvidia is on a 1-year chip production cycle, and the technology is changing quite rapidly. Burry estimated that from 2026 through 2028, the accounting maneuver would understate depreciation by about $176 billion and if Burry is correct, hyperscale's will have to write off AI capex as a bad investment, due to depreciation-useful life mismatch. This would then produce a major hit on earnings. While I remain a believer that AI is here to stay, I do believe there will be some big-time losers in this space given all the money that is being spent. Be careful chasing the hype as I do worry the fallout for some of these companies could be larger than many things possible. Burry has also warned this year that AI enthusiasm resembles the late-1990s tech bubble and recently disclosed put options betting against Nvidia and Palantir. He also stated that "more detail" was coming November 25th, and that readers should "stay tuned." I know I'm definitely curious what other information he has!    China is no longer just manufacturing; they are also beginning to innovate.  For many years innovation was generally done here in the US, and we would have the products manufactured in China. China is no longer happy with this arrangement, and its research and development spending is up nearly 9% a year well above the 1.7% here in United States. In 2024, China filed 70,160 international patents which was about 16,000 more than the 54,087 patents the US filed. China also seems to be more advanced in robotics installing 300,000 industrial robots in 2024 compared with roughly 30,000 industrial robots in the US. It also has been noted that when it comes to worldwide sales of electric vehicles, 66% came from China. While these developments seem positive for China, the country is still experiencing problems with a slowing economy as they have seen fixed asset investment decline and a slowdown in retail sales. The population of China has also declined over the last three years, and the real estate market after four years has really taken away a lot of household wealth. China's public and private debt continue to climb rapidly, which is becoming a problem for them as well. It is estimated that China is spending around $85-$95 billion on AI capital spending yet their economy is struggling as noted by the China Merchants Bank which talked about a 11% decline in consumption among customers and retail loans are now under pressure. China's exports to the US are down 27% because of the tariffs, but worldwide their exports are up 8%. It was recently reported that Beijing banned foreign AI chips from Nvidia, Advanced Micro Devices and Intel from government funding data center buildouts. Currently, China cannot pass the US and its allies in producing the most advance semiconductors, but they're making very good progress in developing mid-level chips and parts of the AI ecosystem. The US must continue to forge ahead because if we rest, China will be the world dominant power    Financial Planning: 50-year Mortgage: Helpful or Hurtful? A 50-year mortgage is being discussed as a way to reduce monthly payments and help with affordability, offering borrowers slightly lower costs that could help them qualify for homes otherwise out of reach. Critics argue that these loans would saddle buyers with far more interest paid to banks and that many borrowers would never pay off such a long mortgage, but those arguments often miss the bigger picture. Paying a low rate of interest to a bank is not inherently bad if it allows someone to invest money elsewhere at higher returns, just as today's homeowners with 30-year mortgages at 2% benefit greatly from not paying them off early. Also, most mortgages today are never fully paid off anyway because homes are sold, or loans are refinanced long before they reach maturity. A 50-year loan would be no different, especially since borrowers could always pay more than the minimum if they wanted to accelerate payoff. In practice, savvy investors would likely use the freed-up cash flow from 50-year mortgages to invest in higher-return opportunities, but most borrowers probably wouldn't resulting in slower wealth accumulation for the masses without addressing the root cause of housing affordability. If used correctly, this loan could be a useful tool, but I fear the overall impact could be damaging.     Companies Discussed:  Axon Enterprise (AXON), Zoetis Inc. (ZTS), Elf Beauty Inc. (ELF),Sweetgreen Inc. (SG)  

Mike and Dave have an over abundance of tastings in this episode and it's a laugh fest. Just like the Jets on Thursday Night Football. Just like why you don't play Tyrod Taylor and you shouldn't put a HS player as Ryan Fitzpatrick on Prime post-game show. We nailed it and our mom's would be proud!!

The Packers are headed to New York to take on the Giants on Sunday afternoon. We break down keys to this matchup, as well as give our x-factors and score predictions. X/Twitter: @LombardiLegends Instagram: LombardisLegends Facebook: @LombardisLegends YouTube Channel: @lombardislegends Intro/Outro Music – Green And The Gold (West Coast Packers Anthem) (feat. Joey G). Played with permission from Young Trav and Joey G - Support them (@youngtrav_951 and @jhussle714 on IG): young-trav Support our sponsors! @leapspirits: Paying homage to the iconic end zone celebration that was created by a Green Bay legend, Leap Vodka is inspired by the best attributes of the world's finest vodkas. #CelebrateLikeYouScored #TakeTheLeap. Visit https://leapspirits.com/ to find it in a restaurant or retail store near you! 40% alcohol by volume. Distributed by Capitol-Husting Company – Milwaukee, WI & Noelke Distributors – La Crosse, WI. You must be of 21+ or of legal drinking age. Please drink responsibly. @rehablabwisco and @drsam.wagner: Rehab Lab clinics and practitioners work with world-class athletes both in and out of season, as well as patients who simply want to lead a healthier, more active lifestyle. We help athletes get healthy and stay healthy, and assist in taking their skills to the next level! Regardless of the sport, Rehab Lab staff look to provide our athletes an edge over their competition. We take this same approach with all of our patients. Everyone at the Rehab Lab is treated like world-class athletes because we believe that life is a sport and you deserve the best we have to offer. Whether you do CrossFit or Barre, Running or Golfing, or if you just want to be able to work without pain, we take our proven methods and put them to work for you. Our goal is to get you back to 100% and doing what you love faster than anywhere

❄️ Find out how quickly you can be debt-free with the Debt Snowball Calculator.   Did you know there's a hidden tax that's triggered by your credit score? Today, I'll tell you what it is and how to avoid it—because it could cost you more than $100,000 over your lifetime.   Next Steps: •

In this game-changing episode, I'm pulling back the curtain on why the traditional "free lead" model is dead and what's actually working right now in paid advertising. I used to generate 500-1,000 free leads every single week through webinars and challenges. Sounds impressive, right? Wrong. Those leads were garbage - they weren't converting, and I was bleeding money trying to turn them into customers. Here's what I discovered: 100 buyer leads are infinitely better than 1,000 freebie seekers. Last week alone, I generated 609 PAYING customers at $5 each, and when we bumped it to $10, the results stayed consistent. The kicker? My ad spend to acquire these paying customers was roughly the same as what they paid me, making my lead acquisition essentially FREE while pre-qualifying serious buyers. In this episode, I break down: ➡️ The shocking math behind why "free" leads are actually more expensive than paid ones ➡️ How I went from 20-30% conversion rates (instead of the dismal rates from free leads) ➡️ My exact $5-$10 low-ticket strategy that's revolutionizing how coaches and consultants generate leads ➡️ Why the advertising landscape shift makes this the perfect time to implement this strategy ➡️ The psychology behind why someone who pays $5 is 10x more likely to buy your high-ticket offer ➡️ My 72-hour urgency framework that creates massive action ➡️ The bonus stacking method that makes a $5 offer feel like highway robbery (in a good way) This isn't just theory - I'm sharing real numbers from real campaigns I'm running right now. If you're a coach, consultant, mentor, or online educator struggling to make your ads profitable, this episode will completely transform how you think about lead generation. The old model of free webinars and challenges is broken. It's time to embrace the new reality of paid lead generation that actually works.

Myths, Mysteries & Misconceptions #25: Whole Life Insurance Has Permanent High PaymentsMany people would have you believe that whole life insurance is has permanent high payments that you can “never get away from” in later life/retirement. Question: Why would one *want to pay as much premium as possible, as often as possible and for as long as possible? (That's a much better question!)I understand that folks would want things to simplify and have their finances to be more passive later in life/ in retirement. Paying significant premiums over as long of a period of time as possible is actually the most advantageous way for our personal economy to have guarantees, growth, access to capital, maintain control of our financing/spending, operate with tax advantages, etc and ultimately achieve intergenerational financial independence and autonomy. Understand this for yourself and you can take back control, and profit, from the banking function in your life, with Infinite Banking. There's more to this misleading idea than at “face value” (pun intended;)Let's clear this myth up!⚔️ LIVE & LEAVE A LASTING LEGACY

Inheriting land sounds great until you see the tax bills. Learn how to sell quickly without losing thousands to realtor commissions. Go to https://landavion.com/ for more information. Land Avion, LLC City: Las Cruces Address: 2521 North Main Street Website: https://landavion.com

Stephen Grootes speaks to Donnavan Linley, one of the inquiry's Technical Leads about Google and YouTube’s landmark R688 million commitment to support South African media producers following a Competition Commission report on unfair value sharing between global platforms and local publishers. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust

In this episode of the Gloria Chou PR Podcast, Gloria dives deep into one of the biggest traps small business owners face today — PR scams and pay-to-play “features.” You know the ones: “Get featured in *40 Under 40 Innovative Entrepreneurs—fees apply.” Gloria pulls back the curtain on how to spot these fake “PR opportunities” and why they don't give you the long-term authority, SEO, or credibility that earned media does.After years of helping thousands of founders get featured in Forbes, Fast Company, Allure, and The New York Times — without paying a dime for placement — Gloria reveals the red flags to watch for and what real PR looks like.What PR Isn't — And Why It MattersPR is not: 

So, Sis — you finally got a date night! The outfit's cute, the sitter's booked… but here's the question — who's paying her?

Are you still paying cash for big expenses like college tuition, remodels, or vehicles? You might be losing hundreds of thousands — even millions — without realizing it. Learn how to use the Infinite Banking Concept to make your money work for you every time you spend it.

Are you sinking thousands into third-party invoicing tools — when your accounting software and payment gateway can handle everything without extra fees or subscriptions?In this video, Maria breaks down the high costs of popular invoicing platforms like Bill.com, Chargebee, and Chargezoom — from monthly subscription fees to the extra percentages they take off every transaction. She explains how connecting your existing accounting software (like QuickBooks or Xero) directly to your own payment gateway can eliminate those costs, simplify billing, and give you full control of your client data.Maria compares popular third-party invoicing software to the modern-day solution, uncovering why these tools have become an unnecessary layer.✅ Solve your invoicing woes by integrating your gateway directly with your accounting system — it's faster, cheaper, and smoother than you think.

Join our active whatsapp community at https://pensight.com/x/desireturn/innercircle   After 12 years at Microsoft in the US, Gopi and Ashwini decided to move back to India — leaving behind a comfortable life, financial stability, and unvested stock options.In this candid conversation, they share their real journey of returning to India, from dealing with medical challenges, selling their home in the US, and re-starting careers, to building a business and raising kids in India. Lot of take aways from this episode, Please check it out

Reviewing the article from Bloomburg regarding Circular AI Deals

Tulsa World columnist Berry Tramel joined DJ & PK for his weekly visit to talk about the coaching ranks in college football and what he makes of the Big 12 race currently

Workers have sued Bank of America claiming they weren't properly paid for the time they were at work waiting for their computers to boot up and allow them to punch in. https://www.lehtoslaw.com

The moment Brian Kelly was fired, LSU was on the hook for $54 million in buyout pay through monthly payments through 2031…which to no surprise, LSU wanted to negotiate that down and pay him a larger lump sum off the bat In a lawsuit obtained Monday by media, Kelly claims LSU had called him earlier in the day and said he had never been formally terminated as they looked for reason of cause…not a good luck for LSU. How will this end? Show Sponsored by MIDWEST BANKOur Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Hims: https://hims.com/EARLYBREAK* Check out Infinite Epigenetics: https://infiniteepigenetics.com/EARLYBREAK* Check out Uncommon Goods: https://uncommongoods.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Paying your dues

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing how to avoid the impact of dividend cuts at retirement. 6 Retirement Upgrades Webinar (tax optimization, reduce fees, best withdrawal strategies): https://retirementloop.ca/webinar It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Send us a textYour 30's is often known as the grinding years of life. Paying the mortgage and navigating maternity leave. Isn't that the opposite of FI. In this episode, Joshua speaks candidly about the nuance of financial independence, and why it's not as simple as the two words suggest.Contact Meinfo@joshuaphilip.co.ukwww.joshuaphilip.co.ukReferral Codeshttps://joshuaphilip.co.uk/links/

Zach Abraham from Bulwark Capital Management joins the Chicks to talk about what went wrong with America's safety net. With 42 million people on SNAP, the ladies ask: Why are so many relying on taxpayer-funded food—and why has the system become a “cheat code” for laziness instead of a trampoline toward independence? They dive into […]

Hour 2 - Wiggy brings up the fact that the Pats have a lot of people they have to start paying and Greg tells people to get back on the Island.

This is a free preview of a paid episode. To hear more, visit www.wethefifth.comIt's release day for Shadi Hamid's new book, The Case For American Power, and we're excited to have him back on The Fifth. Paying subscribers get access to the full interview in audio & video (plus literally hundreds more), and help us do what we do, so… In this episode: * Shadi makes the “case for American power”* A love letter to America, “despite all its faults”* Mor…

Have you ever wondered what people are really paying for when they work with you? In this week's episode of Female emPOWERED, host Christa Gurka shares insights sparked by a recent VIP Day in Atlanta with Ashley Brock and a powerful group of women entrepreneurs — plus a timely reminder from Denise Duffield-Thomas's Chill & Prosper podcast.This episode dives deep into the real value behind your services, the transformative power of investing in mentorship, and how giving yourself space to think (not just do) can completely change the trajectory of your business.Whether you're a Pilates studio owner, yoga instructor, or private-pay PT, you'll walk away with practical clarity about:Why your clients pay for energy, clarity, and transformation — not just time or tactics.The unseen ROI of investing in mentorship, masterminds, and VIP experiences.How to design a business that actually supports your life — not the other way around.Why the next level of your success starts with simply stepping into the right room.Key Takeaways

If you've spent any time on social media or read personal finance blogs, you've likely encountered a buzz around Roth IRAs and, specifically, Roth conversions. This week I'm discussing the details of Roth conversions, what they are, how they work, and why they're crucial for those looking to optimize their retirement finances. Roth IRAs hold a special appeal: the promise of tax-free income in retirement. And most people would agree that having tax free income in retirement is preferable over having taxable income. Yet, for many people, especially those in their 50s and older, most of their retirement savings sit in pre-tax accounts such as traditional IRAs or 401(k)s. Roth conversions offer a pathway for transforming those tax-deferred assets into tax-free retirement income. This episode is packed with practical insights to help you make informed decisions about your financial future. Tune in to learn more and get ready to take your retirement planning to the next level! You will want to hear this episode if you are interested in... [00:00] The appeal of tax-free income during retirement. [04:43] Key rules for Roth conversions. [08:53] Roth conversion strategies for wealth. [11:58] Roth IRA conversion strategy. [14:47] Roth conversion planning tips. Breaking Down Roth IRA Conversions A Roth IRA conversion involves moving funds from a pre-tax retirement account, like a traditional IRA or 401(k), into a Roth IRA. This process requires you to pay taxes now on the amount you convert, but it grants you future tax-free withdrawals. Anyone with pre-tax retirement funds can consider a conversion, but it's important to understand the rules: Every time you do it, it starts a new five year holding period on the money. If you withdraw converted funds too soon, you might face taxes or penalties. One clever strategy we'll discuss is the Roth conversion ladder. By converting sums incrementally over several years, you gradually move money into the Roth IRA, allowing each batch to satisfy the five-year holding requirement. This helps maximize flexibility and minimize penalties if you need access in retirement. Who Should Consider Roth Conversions? So, who stands to gain the most from Roth conversions? Here are a few key candidates: Those anticipating higher future tax rates: If you're in a low tax bracket now but expect to be in a higher one later, converting at today's lower rates can save you significant money down the road. Anyone wishing to avoid required minimum distributions (RMDs): Roth IRAs aren't subject to RMDs, making them valuable for those who want more control over retirement withdrawals. Individuals aiming to leave a tax-free inheritance: Paying conversion taxes now could shield heirs from larger tax bills, especially if they'll be in a higher bracket. Retirees seeking flexibility: Having both taxable and tax-free buckets to draw from allows for smart tax-efficient withdrawals. Timing is also critical. Converting in years when your income dips, due to sabbaticals, career changes, or early retirement, can dramatically lower the tax impact of conversion. How to Calculate If a Roth Conversion Makes Sense It's tempting to jump into conversions, but I advise running the numbers. Consider a hypothetical: If you convert $50,000 at a 12% federal and 5.5% state tax rate, you pay $12,055 in taxes upfront. If you left the funds in a traditional IRA and paid taxes on withdrawals in retirement at a similar rate, the outcome might be similar, but if future rates rise, the Roth wins out. The more time your converted money has to grow, the greater the tax-free benefit. And if you can pay conversion taxes from outside the retirement account, your Roth can grow even more efficiently. Steps to Execute a Roth IRA Conversion Ready to act? Here's an overview of the process: Open a Roth IRA at your provider. Transfer funds from your pre-tax account. Decide how much to convert and how you'll pay the taxes (from conversion or other accounts). Complete the paperwork. Invest the funds, you want growth! Report conversions on your taxes, especially using IRS Form 8606. Roth conversions are a powerful but nuanced strategy. If you're nearing retirement, anticipate higher future tax rates, or want flexibility and legacy benefits, it may be time to explore this option. I'd advise you to consult a financial advisor familiar with your specific circumstances before you make any financial decisions, doing so ensures your Roth conversion fits seamlessly into your broader retirement plan, maximizing tax-free growth for years to come. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Charles Schwab Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

On balance there appears to be a bit of an information disconnect about this recently enacted state law. In 2023, prior to the passage of the legislation, 51% of Florida's renters surveyed said they would opt for a reasonable non-refundable fee given the opportunity as 72% of renters said they struggled to come up with the needed money for first, last and a security deposit.  

New rules and vendor fees are changing who can participate in the iconic Downtown event.

Hannah breaks down the psychology of paying yourself first and shows how this simple mindset shift transforms your financial future.   This episode challenges traditional money habits and helps you think differently about cash flow and personal finance.   Understand the real power behind keeping your money in motion and building wealth intentionally.   Begin your Infinite Banking now! Watch the 90-minute presentation here: https://bit.ly/tmm-podcast-ppt.   Have a question or topic suggestion? We're all ears! Reach out via email at podcast@themoneymultiplier.com.   Watch the full recorded Infinite Banking Concept presentation here: https://bit.ly/tmm-podcast-ppt.   Explore our resources at https://linktr.ee/themoneymultiplier.

Zach Abraham from Bulwark Capital Management joins the Chicks to talk about what went wrong with America's safety net. With 42 million people on SNAP, the ladies ask: why are so many relying on taxpayer-funded food—and why has the system become a “cheat code” for laziness instead of a trampoline toward independence?They dive into welfare abuse, family breakdown, and the soft bigotry of low expectations destroying personal responsibility in America.Register now for the free Webinar on November 20th, schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at KnowYourRiskPodcast.com

Send us a textWhat if peace isn't something you discover but something you construct, brick by brick? We sit down with Devon, our fitness manager, to trace a path from numbness and depression to deliberate identity-building, relentless habits, and a coaching career defined by standards, not shortcuts. He shares how setting traits as targets—hardworking, kind, dependable—became a daily practice that reshaped his mental health, his relationships, and his results with clients.We unpack the early years of overtraining and overlearning, the hard realities of session-based pay, and the leap to a salaried role where he scaled fast on service and reliability. Devon explains why he avoids alcohol and even most over-the-counter meds due to a family history of addiction, how that fear shaped an approach rooted in whole foods, and why honesty about tradeoffs builds trust. We dive into grit as a system of small, repeatable wins, the neuroscience of motivation peaking just before achievement, and the power of starting with the tiniest action—make the bed, add ten push-ups, stack momentum.On the business side, we make the case for premium coaching: deeper assessments, real accountability, and long-term progress that outlasts trends. Paying more funds better coaches and buys the time needed to solve real problems—like chronic back pain—through careful evaluation and tailored training. Devin's vision is clear: build a team that delivers the best training quality in the market, become harder to get into because the standards are higher, and scale impact by developing coaches so excellence multiplies.If you're hungry to build yourself instead of waiting to be found, this conversation gives you the starting steps and the mindset to sustain them. Subscribe, share with a friend who needs the push, and leave a review with the one habit you'll start this week.Support the showLearn More at: www.Redefine-Fitness.com

Tesla shareholders just approved a trillion dollar (with a t!) pay package for Elon Musk. Is it enough incentive to keep him around the company and away from verbal spats with government officials? Because the whole Musk empire is still reeling from that dalliance. Guest: Faiz Siddiqui, tech reporter at The Washington Post and author of Hubris Maximus: the Shattering of Elon Musk. Want more What Next TBD? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tesla shareholders just approved a trillion dollar (with a t!) pay package for Elon Musk. Is it enough incentive to keep him around the company and away from verbal spats with government officials? Because the whole Musk empire is still reeling from that dalliance. Guest: Faiz Siddiqui, tech reporter at The Washington Post and author of Hubris Maximus: the Shattering of Elon Musk. Want more What Next TBD? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tesla shareholders just approved a trillion dollar (with a t!) pay package for Elon Musk. Is it enough incentive to keep him around the company and away from verbal spats with government officials? Because the whole Musk empire is still reeling from that dalliance. Guest: Faiz Siddiqui, tech reporter at The Washington Post and author of Hubris Maximus: the Shattering of Elon Musk. Want more What Next TBD? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tesla shareholders just approved a trillion dollar (with a t!) pay package for Elon Musk. Is it enough incentive to keep him around the company and away from verbal spats with government officials? Because the whole Musk empire is still reeling from that dalliance. Guest: Faiz Siddiqui, tech reporter at The Washington Post and author of Hubris Maximus: the Shattering of Elon Musk. Want more What Next TBD? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tesla shareholders just approved a trillion dollar (with a t!) pay package for Elon Musk. Is it enough incentive to keep him around the company and away from verbal spats with government officials? Because the whole Musk empire is still reeling from that dalliance. Guest: Faiz Siddiqui, tech reporter at The Washington Post and author of Hubris Maximus: the Shattering of Elon Musk. Want more What Next TBD? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

U.S. consumers have not borne the full brunt of President Trump's tariffs but that may change if they are held up, all or in part, by the Supreme Court. The Department of Homeland Security is employing powerful new tools to surveil foreigners. A Floridian, arrested by Israel earlier this year at age 15 in a rock-throwing incident, faces 20 years in prison.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

One sale beats a hundred compliments. Let’s walk through a low-risk, weekend-ready plan that puts money in this side hustler’s hands within two weeks. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Today The Chicks talk about everything from a Big Pharma exec collapsing during Trump's presser in the Oval Office to Kennedy's bold plan to cut Congress's pay during a shutdown. Meanwhile, Pelosi's retirement, Rand Paul's defiance, and MTG's throwbacks bring the heat.Plus: Tucker's Fuentes backlash, Islam's spread across Texas and NYC, and Gen Z's disturbing defense of socialist Rep. Mamdani. This episode covers all the insanity — from “fat privilege” to fake ICE stories, liberal TikTok meltdowns, and a viral reporter trying to shame Sydney Sweeney.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!Become a premium member of the Angel Guild at https://Angel.com/Chicks to stream YoungDavid today and get two free tickets to see David in theaters this Christmas.Take advantage of Prolon's limited-time offer—get 15% off sitewide plus a $40 bonus gift whenyou subscribe to their 5-Day Program at https://Prolonlife.com/CHICKSNourish your hair, skin, and nails with HealthyCell's Vibrant Hair, Skin & Nails—get 20% off your first order at https://HealthyCell.com/CHICKS with promo code CHICKS.Whatever fall throws at you, make sure you're prepared—visit https://ReadyWise.com and use codeCHICKS10 for 10% off your order today!

In today's episode, we're tackling a wide range of listener questions. We'll break down the pros and cons of reinvesting dividends automatically versus manually, explore how to balance the risk of relying on a pension and 457(b) without over saving for retirement, and discuss whether side-gig income warrants forming an LLC or carrying separate insurance. We'll also address common 1099 pitfalls and wrap up with some timely guidance on 401(k) decisions. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #444 03:50 Reinvesting Dividends 08:39 Employer-Held Retirement Accounts 17:54 MEGA Backdoor Roth 22:55 LLC and Insurance for Side Gigs? 30:05 W-2 vs. 1099