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This week on "50 Weeks That Shaped America," we're headed to January 2002 and the first State of the Union speech after the 9-11 attacks. In it, George W Bush referred to Iran, Iraq, and North Korea as an "axis of evil," signalling that the response to 9-11 would be a much larger campaign, and a moral fight. Jody, Niki, and Kellie discuss how Bush landed on that phrase, what it was meant to evoke, and how it set the stage for the "War on Terror" period in American history.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Social media platforms are suddenly obsessed with long-form writing again, and it feels like 2010 all over again. Jay Schwedelson breaks down why X is paying huge money for articles and why your old blog strategy might actually work on social today. Plus, get the specific keywords that are boosting email open rates right now, ahead of the Super Bowl.ㅤBest Moments:(00:30) X is offering $1 million for the best long-form article on the platform this month(01:50) New data shows Threads is actually beating X in daily mobile usage(03:10) Using specific football terms in subject lines this week can boost opens by 15%(03:50) The single emoji that drives a 20% lift in engagement around the Super Bowl(04:15) You can now use paid boosting to target specific audiences for Facebook Live(05:45) Lululemon is facing backlash over a major product failure with their new yoga pantsㅤCheck out Jay's YOUTUBE Channel: https://www.youtube.com/@schwedelsonCheck out Jay's TIKTOK: https://www.tiktok.com/@schwedelsonCheck Out Jay's INSTAGRAM: https://www.instagram.com/jayschwedelson/ㅤPre-order Jay Schwedelson's new book, Stupider People Have Done It (out April 21, 2026). All net proceeds are donated to The V Foundation for Cancer Research—let's kick cancer's butt: https://www.amazon.com/Stupider-People-Have-Done-Marketing/dp/1637635206

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(00:00-14:19) Pre or post Bel Biv Devoe? The East Coast Family. Still trying to unpack Jackson saying he'd rather have a swirly than a wedgie. Stephen A. Smith has an idea for who the Pittsburgh Steelers should have hired as head coach. Mike Francesa did some flip flopping on Sean Payton. An overcorrection on teams going for it on fourth down.(14:27-35:47) Zach Bryan opening up his tour at The BattleDome. It's 2026, you can't say broad. The Washington Post won't be sending any beat writers to Spring Training to cover the Nationals. Ball writers covering teams. Value in being there in person. Information be damned. Paying guys to spit hot takes.(35:57-51:48) Look, Doug, it's Brody. Brody's loving some Billiken basketball. Making the rankings the Jackson is too afraid to make. Mountain of a man. Everybody's been waiting on Brody's Super Bowl pick. Hoop rock talk.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We all like to believe we think for ourselves, but what if our most deeply held beliefs were actually engineered through social pressure and moral conditioning? The Cult We're All In explores the invisible science of belief and how high-control groups recruit and sustain members through psychological social proof. Using Georgia Clare's lived experience of escaping a structured religious organization as a lens, we pull back the curtain on the "cults" of modern society—from corporate culture to political echo chambers. This conversation isn't just about religion; it's about the science of why leaving a group feels like losing your identity and how to rebuild yourself from the ground up after waking up to the truth.   Connect with Georgia: ► Substack: / @georgiaclare ► Website: / www.georgiaclare.com ► IG: / Georgiaclare75   Follow Dr. JC Doornick and the Makes Sense Academy:► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ►Facebook:  / makessensepodcast ►YouTube:  / drjcdoornick MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is subjective and an acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast: You will find a "Follow" button in the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Makes Sense Academy: A private mastermind and psychologically safe environment full of the Mindset and Action steps that will help you begin to thrive. The Makes Sense Academy. https://www.skool.com/makes-sense-academy/about The Sati Experience: A retreat designed for the married couple that truly loves one another, yet wants to take their love to that higher magical level. Relax, reestablish, and renew your love at the Sati Experience. https://www.satiexperience.com 0:00 - Intro 1:07 - Welcome, Georgia Clare 2:51 - How did you become a member of the Jehovah's Witnesses 7:32 - The stages of building a cult. - How did you get out? 16:24 - Sin and bringing Reproach to Jehovah? 18:01 - Reaching the top of the organization and seeing what's really going on  27:21 - Paying the penalty of leaving a controlled environment. 31:30 - Do you ever truly shed your old belief system? 36:09 - How do you define freedom these days? 39:05 - A new definition for CULT-URE 41:39 - How is the world we live in any different from the Jehovah's Witness Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Designers often think they need more talent, better tools, or the perfect strategy. But what if the real issue is attention?In this episode, we explore why attention is one of your most limited creative resources and how splitting it between fear, comparison, and pressure quietly sabotages your work. Drawing from psychology and neuroscience, we talk about why mindset gets in the way of clarity, why overthinking blocks creative flow, and how focused making changes what you see and what you believe is possible.This conversation is for designers who feel capable but scattered, creative but stuck, and who sense they are missing something they cannot quite name. Paying attention is not just a productivity skill. It is a creative advantage.Get Carina's new bookThe Intentional Design Year here: Paperback: https://amzn.to/43XTRLGHardback: https://amzn.to/4isrefmPrompt Journal Paperback: https://amzn.to/4osha7JPrompt Journal Hardback: https://amzn.to/4rvrG0uLinks to help new designers:What's New: https://www.carinagardner.comDesign Bootcamp: http://www.carinagardnercourses.com/designbootcampUniversity of Arts & Design: http://uad.educationGet my free gift to you here: https://www.designsuitecourses.com/intentional

Medical trust collapses when profits come before patients. Paying doctors bonuses for hitting vaccine targets creates a system that rewards compliance over individualized care — and parents deserve to know when money is influencing medical advice.

Text me!In today's episode, I pop off about best practices when it comes to recruiting. I  share my extensive experience in headhunting, discussing the challenges and strategies involved in finding top talent. I reflect on my journey from a novice recruiter during the recession to successfully placing high-level executives. We talk about the importance of emotional intelligence, candidate energy, and professionalism in the recruitment process, while also critiquing popular recruiting platforms.takeawaysI transitioned from fundraising to headhunting during the recession.The recruitment industry is worth 200 billion dollars due to its challenges.Traditional platforms like Indeed are often ineffective for finding quality candidates.Paying attention to a candidate's energy can indicate their suitability.Professionalism and soft skills are crucial in the hiring process.The follow-up process must be handled delicately to avoid appearing desperate.TOP TALENT has HIGH EQTemporary staffing solutions can be beneficial during economic downturns.Crafting intentional messages to candidates increases response rates.Recruiting is about understanding both the candidate and the employer's needs.Start a podcast today!Riverside is the BEST podcast studio to record!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showLINKS TO FREEBIES BELOW: WEEKLY NEWSLETTER where I share all the tips and tricks on how to grow organically online HERE If you are interested in sponsoring the show, send me a DM ABOUT THE HOST: Former Executive Recruiter turned Digital Marketing Expert & Entrepreneur. I'm here to show you that you can do it too! I help women to start, grow and scale their personal brand and business online through social media. In 2021 I launched ChilledVino, my patented wine product and in 2023 I launched The Feminine Founder Podcast and in 2025 I launched my Digital Marketing Agency called The Feminine Founder Marketing. I live in South Carolina with my husband Gary and 2 Weimrarners, Zena & Zara. This podcast is a supportive and inclusive community where I interview and bring women together that are fellow entrepreneurs and workplace experts. We believe in sharing our stories, unpacking exactly how we did it and talking through the mindset shifts needed to achieve great things.Connect with me on LinkedIn HERE IG @cpennington55 FB HERE Follow the podcast page HERE ChilledVino ...

Back in the 1950s, a guy named Earl Nightingale recorded something for his sales team that became the first gold record for spoken word. It was called "The Strangest Secret," and it changed everything about personal development. I'm taking you back in time today to share those classic lessons because they still work. Maybe even better now than they did 70 years ago. I started my career as a baby DJ clipping Earl's cassette tapes into three-minute segments at the Motivation Station in Palm Beach. That's my pedigree. And today, I'm breaking down the seven principles that inspired me to create this show. Featured Story Picture this: 1980s Palm Beach, Florida. I'm working at the Motivation Station as a baby DJ, and my entire job is chopping up Earl Nightingale's cassette tapes into three-minute segments and playing them all day long. That's where this whole thing started for me. Earl had done 5,000 individual radio shows, and I remember thinking, "I think I can do that." Now we're at episode 5,270-something. Kind of done that. Earl's original program wasn't even meant for mass consumption. He recorded it to keep his salespeople motivated while he was out of town. A secretary heard it, gave it to a radio station, and boom—gold record. Sometimes the best things happen when you're just trying to solve a simple problem. Important Points You become what you think about, so if you're thinking about nothing, Scott Logic says you're becoming nothing. Paying the price is bigger than you think—relationships hurt, businesses are harder, degrees are tougher than imagined. Most people don't have clearly defined goals despite having every possible resource for goal-setting at their fingertips. Memorable Quotes "If you're trying to get away from something, you're thinking about it, which makes you become it even more." "I can walk into the devil's den and say, you ain't going to get me, dude. I know who you are." "What you want more than anything else requires doing more than anybody else will do to get it." Scott's Three-Step Approach Control your thoughts by being careful about influences—even turning on the radio can drop something in your mind unprepared. Cut away the limitations in your mind, knowing it might take 20 years to happen "in an instant." Act promptly when the path is clear instead of waiting for Monday or perfect conditions to start moving forward. Chapters 1:19 - Earl Nightingale and The Strangest Secret origin story 2:45 - The first gold record that was spoken word 3:10 - Seven principles: you become what you think 5:15 - Controlling your thoughts and influences 6:32 - Setting clearly defined goals in modern times 8:22 - Save 10% and do more than anyone else will do Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

The Prism of America's Education with Host Karen Schoen – You will hear the horrifying story of DCF kidnapping Kenlee and refusing to return her to Joy's loving home. All of this is because a physician's ego was bruised. For the last two years, instead of being home with her loving family, who understand her disease and give her the best care, Kenlee has been five hours away from her family, because DCF was...

Tom Wolf stops by to update us on all the good bad and ugly on dealing with the drug crisis in CaliforniaSee omnystudio.com/listener for privacy information.

The Downside of Paying Law Firm Employees in Cash If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.

For our "Sunday Context" series, we build on this past week's coversation about the Battle of New Orleans with a look at the largest slave rebellion in US history, led by Charles Deslondes, which took place just outside of New Orleans in 1811. Like the story of the War of 1812, this involved the mix of ethnic, political, and cultural forces that only New Orleans has -- and highlights the way in which the future of slavery would become the defining issue of the era.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Step into Episode 196 of On The Delo as Delo sits down with Arizona PR powerhouse Melissa DiGianfilippo, founder of Proof Publicity, for an honest conversation about building credibility, navigating crisis communication, and what it really takes to grow a business on your own terms. From firing clients who waste time to leveraging AI for faster content creation without losing the human touch, Melissa pulls back the curtain on how PR actually works—and why relationships still matter more than most entrepreneurs realize. If you're running a business, launching a concept, or trying to get real attention in a noisy market, this episode is packed with practical insights you can use right now.Hear how Melissa went from a 25-year-old agency owner in 2008 to running a lean, intentional PR firm that only works with clients she believes in—and how she's learned to be ruthless with feedback, flexible with change, and crystal clear on what moves the needle. She breaks down why PR isn't just press releases, how newsjacking gets more coverage than any planned pitch, and what it takes to onboard a new client (spoiler: it starts with 90 minutes of deep questions). The conversation also dives into how Arizona's hospitality scene is exploding right now, from downtown Phoenix popping off to brand collaborations becoming the fastest way to expand your audience, and why authentic storytelling beats viral gimmicks every time.Melissa also gets candid about balancing motherhood with two daughters (10 and 13) while building a business that feels like a third child, why she pays for help so she can stay focused, and how she's unlearning some pandemic-era fears around being direct with her team. You'll hear about crisis situations she's handled—from student housing disasters to media showing up at a property's door with cameras—and why staying calm, responsive, and human is the only way through. From her morning news podcast ritual to hiring blunt Gen Z employees who don't want fluff, Melissa's approach is equal parts strategic and refreshingly real.Chapter Guide Timestamps:0:00 – 2:48 – Intro, Birthday Coincidence, and Built Different Community Overview2:49 – 5:09 – Americano Event Recap and the Power of Networking with Purpose5:10 – 8:06 – Origin Story: Wisconsin to Kent State, PR Degree, and the Professor Who Changed Everything8:07 – 12:40 – First Job at Martz Agency, Learning Ruthlessness, and Starting a Business at 2512:41 – 14:20 – Why She Started Proof Publicity and What the Name Really Means14:21 – 16:53 – Why Women Excel in PR, Listening Over Ego, and Crisis Control Stories16:54 – 20:52 – Newsjacking, Media Relationships, and Why the Landscape Has Changed20:53 – 25:02 – Being a Good Boss, Patience, Directness, and Learning from Gen Z25:03 – 26:47 – Balancing Motherhood, Business, and Paying for Help Without Apology26:48 – 29:53 – Arizona Hospitality Boom, Downtown Phoenix, and Brand Collaborations29:54 – 32:19 – How AI is Changing PR, Building Client Projects in ChatGPT, and Staying Human32:20 – 36:08 – The Onboarding Process: 90 Minutes of Deep Questions and Delivering Results36:09 – 38:18 – Firing Clients Who Waste Time and Protecting Media Relationships38:19 – 40:45 – Hobbies, Travel, Pickleball, Peloton, and Being a Picky Eater40:46 – 43:10 – Rapid Fire: Pizza vs. Sushi, Wine vs. Coffee, PR Myths, and Big Wins43:11 – 47:44 – More Rapid Fire, Music Preferences, and Episode Wrap-UpIf this conversation about PR, building intentional businesses, and navigating Arizona's hospitality boom resonated with you, hit Subscribe for more deep dives on business, relationships, and growth. Drop a comment with your biggest takeaway, and share this episode with someone who's trying to get real attention in a crowded market. And be sure to check out Proof Publicity at https://www.proofpublicity.com.

#683: Candy now — or a toy later? You slide play money across the table and let your kid choose. That moment kicks off this episode, where Dr. Stephen Day joins us to talk about building a “mini economy” at home.  Dr. Day is the director of the Center for Economic Education at Virginia Commonwealth University. He also holds a PhD in social studies and economics curriculum and instruction. His work looks at how kids form money habits long before they deal with real paychecks, budgets, or credit cards. We break down how a mini economy actually works. Kids have job titles tied to age-appropriate chores. They earn play money. They spend it at a small household store set up on the kitchen table. The store might sell candy, small toys, or privileges like extra screen time. Parents set the prices. Kids decide whether to spend right away or save for something bigger. You hear how this plays out inside Day's own house. A three-year-old takes on the role of “zookeeper,” feeding the cat and picking up stuffed animals. A seven-year-old creates a weekly plan that alternates spending and saving, using patterns she learns at school. A five-year-old chooses to donate part of his earnings instead of spending anything. The system stays the same. The choices vary by kid. The conversation moves through childhood stage by stage. Early years center on routine, structure, and basic trade-offs. Elementary school becomes the key period for practice, when habits and norms take shape. Middle and high school bring longer planning timelines, more independence, and deeper conversations about work, contribution, and goals. We also dig into questions parents ask all the time. Should kids get paid for chores, or should chores come with living in the house? Day explains how families can separate family work, paid jobs, and service work so kids understand why they are doing each task. Clear categories help avoid confusion about motivation and responsibility. Busy schedules come up, too. Sports practices, travel, school events, and late workdays often knock chore systems off track. Day explains how vague expectations create conflict and why job titles and defined duties bring structure even during chaotic weeks. Throughout the episode, the focus stays on practice, not lectures. Kids do not learn money by hearing explanations. They learn by earning, choosing, saving, spending, and living with trade-offs — all inside a system small enough to fit on a kitchen table. Resource: EconEdLink, a CEE program https://econedlink.org Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Intro (02:00) Teaching kids money (03:59) Mini economy basics (06:20) Money skills by stages (10:41) Starting at age three (12:02) Cat job example (16:08) Goods versus privileges (17:27) Bugging versus choices (18:11) Paying for chores (20:22) Family job service (24:56) Busy weeks and chores (33:21) Low-consumption kid example (39:17) Shared jobs and teamwork (43:34) Exchange rate to dollars (1:00:28) Investing, 529, compound interest Learn more about your ad choices. Visit podcastchoices.com/adchoices

Let's talk about how you haven't finished paying for Trump's tariffs....

This is a free preview of a paid episode. To hear more, visit www.serioustrouble.showThis week, Ken and Josh discuss the end of Lindsey Halligan's purported reign in the Eastern District of Virginia, and news reports that ICE is relying on a secret legal memorandum asserting that it can enter homes to search for aliens subject to final orders of removal, even if there's no warrant from an Article III judge authorizing them to do so. That's for all subscribers. Paying subscribers also get: * A look at the order enjoining ICE from certain enforcement tactics in Minnesota, but it's subject to an administrative stay, for now — and, since this is Fourth Amendment Fun week, we have another opportunity to discuss how you might have a Fourth Amendment right, but that doesn't mean you'll get to use it.* The case of Geraldo Lunas Campos, a Cuban national who died in ICE custody earlier this month. ICE says his death was a suicide, but his family disputes that, citing other detainees who claim he was choked by guards. (A county medical examiner's report also deemed his death a homicide — a determination of manner of death, not a finding of legal culpability.) Alas, it's up to DOJ to keep those witnesses available to testify, and if DOJ doesn't want to, they'll likely be deported.* The federal charges for anti-ICE activists who are accused of disrupting a Twin Cities church service this past weekend — they were charged under the so-called Klan Act, and the charges were obtained via criminal complaint to a magistrate judge, which means prosecutors will still need to get a grand jury to agree to indict — and prosecutors' failure so far to charge journalist Don Lemon.* The Supreme Court's ongoing effort to carve out the Federal Reserve from its plans to neuter independent boards and commissions (special unique historical tradition etc etc).* And a weird one: former Sen. Kyrsten Sinema has been sued for alienation of affection — still an available tort in North Carolina and five other states! — by the estranged wife of one of her former staffers, who says Sinema stole her man.Upgrade your subscription to receive all of our episodes at serioustrouble.show.

In this episode of The Dirt on Flowers, Lyndsay and Shannon are joined by Holly Clawson to break down Profit First and why it's such a game-changer for flower farmers and other seasonal businesses. They talk about cash flow, paying yourself, and how to stop running your farm on financial guesswork.Holly shares her perspective as both a Profit First professional and a farmer, explaining how simple bank account systems can bring clarity, reduce stress, and help you build a business that actually supports your life.Learn more about todays guest Holly Clawson: Website and FacebookBe in the know for DirtCon 2027Did you love today's episode?Take a screenshot and share it in your IG stories. Don't forget to tag @dirtonflowers!Leave us a rating and review on Apple Podcasts!Head to www.thedirtonflowers.com to sign up for our newsletter and become a Dirt on Flowers insider!Want to learn more about your hosts? Follow us on Instagram!Lyndsay @wildroot_flowercoShannon @bloomhillfarm

Carel van Wyk is the founder and CEO of MoneyBadger. MoneyBadger enables easy bitcoin payments at 650 thousand stores in South Africa. MoneyBadger on Nostr: https://primal.net/p/nprofile1qqsz85k206vm3vqdmlvcy9l4kyfqchlnf4hnctasxufa3ph0ck9decgpk49rf MoneyBadger on X: https://x.com/MoneyBadgerPayWesbite: https://www.moneybadger.co.za/EPISODE: 189BLOCK: 933542PRICE: 1112 sats per dollar(00:03:26) What is Money Badger? Mission and merchant focus(00:05:13) Paying anywhere in South Africa(00:05:27) 650,000 locations(00:07:04) Leveraging existing QR payment rails and the Pick n Pay breakthrough(00:10:01) How the flow works: bridging proprietary QR to Lightning(00:11:18) MoneyBadger app as translator vs. using any Lightning wallet(00:13:04) Fiat settlement, volatility handling, and business model(00:17:07) Why no Money Badger wallet? Integrations with Blink, Zeus, Aqua(00:20:20) A clever LNURL/Lightning Address pattern to decode merchant QRs(00:23:39) Pragmatic, a bit hacky, and works across wallets(00:28:04) Replicability beyond SA: Kenya's M‑Pesa, Ghana, Latin America(00:32:10) Creating demand: Bitcoin Ekasi as proof-of-use for Pick n Pay(00:35:15) Real usage: growth to ~5k tx/month and $200k volume(00:39:40) Who spends Bitcoin? From cash users to OGs and ideologues(00:42:34) Incentives and the challenge of moving the middle(00:43:42) Tax context in South Africa: capital gains thresholds(00:46:59) UX talk: tap-to-pay vs. QR, hardware realities and patience(00:49:12) Beyond POS: treasury, suppliers, and stablecoin pull(00:51:03) Bitcoin vs. stablecoins in SA usage; Luno/Binance integrations(00:55:07) Wild flexibility: paying with almost any token via partners(00:57:46) Urgency to prove Bitcoin as money before it's siloed(00:58:00) Hypothetical: Square/Cash App design vs. bridge approach(01:03:41) Consumer friction at checkout and signaling acceptance(01:07:38) Tipping, bridges to Venmo/Cash App, and cash realities(01:09:19) Call to action: spend Bitcoin to create demand(01:11:08) Wrap-up: plans to visit SA, links, and farewellmore info on the show: https://citadeldispatch.comlearn more about me: https://odell.xyz

Bitcoin and cryptocurrencies are once again at the center of investor debate—but for very different reasons than past cycles. Lance Roberts and special guest, DeFi Development Corp's COO, Parker White, examine what's been happening beneath the surface of the crypto market, including the growing divide between older and younger Bitcoin cohorts and the increasing fractionalization of crypto ownership. Is Bitcoin's volatility evolving in a way that allows it to function as a portfolio diversifier, especially when compared to traditional hedges, like gold? What is its potential role in an all-weather portfolio? With 2026 shaping up as a potential "catch-up trade" year, we also address why altcoins continue to lag—and whether they still have a place in diversified portfolios. The discussion then turns to regulation and transparency. Would clearer rules improve market stability and adoption? We break down recent U.S. legislative efforts focused on stablecoins, crypto market structure, and blockchain innovation—while offering a critical assessment of their strengths and limitations. We also examine real-world blockchain use cases, including foreign remittances, stablecoin payments, and the tension between volatility and utility in global adoption. Lance and Parker address the practical side: how investors think about accessing and storing digital assets—and why protecting software developers and open-source innovation remains a foundational issue for the future of blockchain technology. This episode is designed to move beyond hype and headlines and focus on where cryptocurrency may—or may not—fit within a disciplined investment framework. 0:00 - INTRO 0:50 - Meet Parker White 2:06 - What's been going on lately with Bitcoin? 4:50 - Older & Younger Bitcoin Cohorts 6:37 - Is the cryptocurrency market becoming fractionalized; how does this affect volatility? 12:12 - Can Crypto become a diversifier in volatility? 13:13 - Why investors shy away from Bitcoin/Cryptocurrency 14:01 - Comparisons with Gold 15:34 - Bitcoin in All-Weather Portfolio 17:04 - 2026: The Year of the Catch-up Trade 19:53 - The relative poor performance of altcoins: What's their place in a portfolio? 22:12 - Would the Cryptocurrency market do better with more regulation? Better transparency 25:46 - How to buy & store cryptocurrencies 29:40 - The Viability of the Blockchain - volatility vs utility & global adoption 31:30 - Blockchains & Foreign Remittances 33:11 - Paying bills w Stablecoin 40:59 - The Genius Act & Stablecoin - Dollars still the dominant trading asset 43:42 - The Clarity Act - provides regulatory guidelines for the crypto industry Critiquing the Acts 44:51 - The One Thing - making sure software developers have 1st Amendment protection Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Parker White, COO/CIO, DeFi Development Corp Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=D4roSFzE3Ww&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "The Hardest Part of Legacy Planning - Starting the Conversation" here: https://www.youtube.com/live/Loe7qu06Ack -------- The latest installment of our new feature, Before the Bell, "Markets Stall at Resistance - Volatility Ahead?" is here: https://www.youtube.com/watch?v=8EviI_k5gb8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Bitcoin #Cryptocurrency #CryptoRegulation #PortfolioDiversification #DigitalAssets #ParkerWhite

...in which we head south over a snowy Dunmail Raise to immerse ourselves in the world of Arts and Crafts at Blackwell. In the company of Niall Hodson, Keeper of Collections at Lakeland Arts, we start our conversation taking a long view over wintry Windermere and the context in which the Arts & Crafts movement emerged – the rise of mass production in the Victorian age. Paying homage to John Ruskin – over the hill in Coniston – we consider the polymath visionary's founding contribution to a movement that encompassed social justice, art and architecture, and the impact of his iconic treatise The Stones of Venice that called for traditional craftsmanship, simplicity and the use of natural materials in everything from furniture to buildings. Entering Blackwell, we are immersed in the movement made real, with immaculately detailed stonework, wood carvings, floor tiles, stained glass and wallpaper showcasing the creative talents of dozens of local craftspeople, all designed into a coherent rural retreat for the wealthy Holt family of Manchester. Wandering through room after enchanting room, we meet two more key figures whose lives are intertwined with the house: William Morris – the revolutionary designer, craftsman, social activist, and founder of Morris & Co – and Blackwell architect Mackay Hugh Baillie Scott, whose extraordinary vision gave rise to one of Lakeland's finest, and most eccentric, houses. In divers quickfire ramblings that take in pubs, breweries and stag do's, we proceed into Blackwell's recent past, and its second life as an evacuees' boarding school, before closing by considering the legacy of one of the country's most important arts movements – as relevant as ever in the age of AI. Blackwell is open from now until 31 March: Monday – Saturday 10am – 4pm, then 1 April – 31 October: Monday to Saturday 10am – 5pm. The house is currently exhibiting 'Frances Priest Motif | Line | Colour' until 11 April, 2026. Explore the ceramic work of celebrated Edinburgh-based artist Frances Priest in an exhibition tracing 25 years of her artistic work. More about Blackwell can be found at: lakelandarts.org.uk/blackwell/

In today's episode, we're answering your questions about student loans, taxes, and what to do next once you're already doing a lot of things right. We talk about Borrower's Defense cases and when the government might actually forgive your loans, then dig into smart loan repayment strategies. We also cover investing after you've maxed out your 403(b), what to know after doing your first Mega Backdoor Roth and solo 401(k), and a few tax form gotchas. We wrap up with how to think about cash balance plans when you still have a long runway to invest. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #455 03:08 ACATS Fraud Update 07:54 Borrower Defense Loan Forgiveness 11:26 Student Loan Repayment Strategies 20:01 Am I Missing a Retirement Account? 27:15 Taxes & MEGA Backdoor Roth 31:45 Cash Balance Plans

If part two of our "50 Weeks" look at the Battle Of New Orleans. Jody, Niki, and Kellie look at the pirates, generals, and others who fought that day in January of 1815 -- and how the events burnished the reputation of future President Andrew Jackson. In the end, the battle itself may not have had much of a military impact, but the story of the battle helped define a new American century.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Investing doesn't require a fortune — just a willingness to begin with what you have. That's the message Mark Biller, Executive Editor and Senior Portfolio Manager at Sound Mind Investing, emphasizes as he encourages listeners to start small, stay consistent, and keep investing simply as an act of faithful stewardship.Biller starts by reminding beginners that wise investing is built on a solid financial foundation. Before putting money at risk in the markets, he urges individuals to pay down high-interest consumer debt, establish a modest emergency fund, and follow a spending plan. Paying off double-digit credit card debt offers a guaranteed return that most investments struggle to match. The exception comes when an employer offers matching contributions in a retirement plan—since a match functions like an immediate return on contributions, it's often worth taking advantage of even while still eliminating smaller debts.For those ready to invest, workplace retirement plans—such as 401(k)s—are typically the best place to begin. They offer three major benefits: tax-advantaged growth, automatic contributions that promote consistency, and, in many cases, employer-matching contributions. Biller calls the match “free money,” noting that it's effectively part of an employee's compensation and should not be left on the table. For listeners without a workplace plan, an IRA—and especially a Roth IRA for younger workers—provides similar tax advantages and helps develop long-term investing habits.New investors often feel overwhelmed by the sheer volume of financial information available today. Biller warns that waiting until you “know everything” often results in never starting at all. The more important step is to build momentum by contributing regularly, even in small amounts. Investing is a habit, and habits gain strength through repetition.To keep things simple, Biller recommends relying on broad, low-cost index funds—often available through both workplace plans and discount brokerage firms. Index funds offer immediate diversification, require minimal expertise, and allow investors to learn gradually without taking on unnecessary risk. More sophisticated strategies can come later; simplicity removes barriers at the beginning.Alongside practical guidance, Biller highlights several behavioral realities: choose a few trusted financial voices, tune out noise that stirs fear or greed, and resist a false urgency to time the market. Successful investing requires patience and emotional steadiness more than constant research.As the conversation wraps up, Biller offers encouragement: while investing can appear complex, most of the benefits come from a few basic disciplines. You don't need large sums to begin; time in the market is your greatest ally. Maintain a heart-level posture as a steward, trusting that God can multiply small beginnings into meaningful long-term outcomes. Wise investing is ultimately an expression of faithful management, not accumulation for its own sake.To learn more about Sound Mind Investing, you can go to SoundMindInvesting.org. On Today's Program, Rob Answers Listener Questions:My wife and I have been blessed, and through our business and frugal lifestyle, we've saved a significant amount. We also partner in projects in Haiti, Honduras, and El Salvador. Right now, we have about $250,000 in a stock account and $400,000 with LPL Financial. Would it be smarter to consolidate those investments to make them easier to manage and potentially grow faster? I'd appreciate your advice.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Starting Small, Finishing Well by Joseph Slife (SMI Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This Week on the Hudson Valley Disc Golf Podcast: Alex,Jasan, Tim, Corey, Evan and Randy join to recap the weekend's New England Team Challenge matches.But First some housekeeping: - MA2 vs. MA40 - Did we get ratioed? - Team Challenge App - DÉJÀ Trois - NYTC Picks Then, Corey and Jasan tell us about their trip to Rhode Island for a match on a new course.Tim and Evan walk us through their home match at JPark against the Hillside Herd.And, say it ain't so, the Stonykillers finish another match in a tie at the end of regulation, this time at Newton Hill in Massachusetts. Alex and Randy let us know if there was a different result.We wrap things up with Team Ralex trying to reverse the curse in a round of Disc or No Disc.Support the showSpecial Thanks to our Patreon Supporters: Branden Cline, Tim Goyette, Peter Hodge, Ryan Nelson, Kevin T. Kroencke, Brian Monahan, Corey Cook, Evan Parsley, Mark Bryan, Nick Warren, Jasan Lasasso, Justin Mucelli, Terry Hudson, Kyle Hirsch, Brian Bickersmith, Sparky Spaulding, Mike Schwartz, Erich Struna, William Byrne, Jeff Wiechowski, Sean Dollard, Jack Bradley, Marcia Focht, Justin Hickok, Troy Vassari, Erik Haenel and Ross O'Toole.

The Lead with Empower Podcast is back! Join Empower Leadership's Assistant General Manager, Zack Morello, and President, Dan Jaskot, for a variety of topics all focused on empowering and inspiring 1 Million Individuals to become positive leaders in their communities. This "experiential essentials" podcast is created by team building practitioners for individuals and teams hoping to strengthen their culture, empower individuals to become leaders, and foster a greater sense of collaboration between team members. Episode 6 includes: - Shout-outs to a few great groups from Longmeadow HS Athletics and New Britain Parks & Recreation after-school enrichment program. - A discussion about "New Year's Resolutions" and some tips/pointers for staying on track. - An introduction and description of our Winning Leadership Process which helps create a sound structure for Goal Achievement and Paying the Price for Success! Find out more at https://lead-with-empower-podcast.pinecast.co This podcast is powered by Pinecast.

Today we are talking endurance.We breakdown the quote: “The trick in any field, from finance to careers to relationships is being able to survive the short-run problems. So you can stick around long enough to enjoy the long-term growth.” from Same as Ever by Morgan Housel's.Housel basically says the real trick is surviving the short-term problems long enough to benefit from the long-term ones. Which sounds obvious until you are in the middle of the short-term problems and losing your mind.In case you were wondering, the short-term problems never go away. They just change shape. Different job. Same stuff. New title. Same annoyances. Different company. Same human behavior.Endurance does not get nearly enough credit at work. Talent gets praised. Intelligence gets rewarded. Big ideas get airtime. But most careers are built by the people who can stay steady when things get boring, messy, repetitive, or just plain annoying.We talk about what endurance actually looks like in real life. Not grit as a poster on the wall, but the ability to compartmentalize, keep perspective, and not spiral every time something goes sideways. Showing up with energy even when you do not feel inspired. Doing the work in front of you instead of obsessing over everything else.We also get into effort. The stuff that takes no talent. Being prepared. Paying attention. Staying focused. Not quitting early just because something got hard or uncomfortable.If work feels heavy right now, if you are tired of the short-term problems and wondering when it gets easier, this one is a reminder that staying power matters.This is WORK. Underlined. Get full access to WORK at erikaayersbadan.substack.com/subscribe

Growing a subscription box is exciting, but when all your revenue keeps going right back into growth, it can start to feel discouraging. Especially when you're approaching the milestone you set for yourself to finally pay yourself. In this week's Ask Sarah episode, I coach Beth, Launch Your Box member and quarterly subscription box owner. She is nearing the two-year mark with her subscription box and feeling the cash flow squeeze that comes with scaling. Beth wants to know how she can build a sustainable business that supports her, not just the box. Beth's Question “I'd love to hear Sarah talk more about cash flow, especially with a quarterly box. I've been growing and it's been a struggle to pay myself because all my money is going into growth. I planned for it to take two years before I could make money and now I'm almost there.” Overcoming Quarterly Subscription Box Challenges 1. Quarterly Boxes Are the Hardest The truth is that quarterly subscription boxes are the hardest model to run.You're stretching cash for 90 days at a time, trying to maintain momentum between shipments, and trying to keep subscribers engaged without a monthly touchpoint. A successful quarterly box is not impossible, but it does require an intentional strategy. 2. Acknowledging the Long Game Beth set a realistic two-year growth window. That kind of planning shows she isn't chasing quick wins. Instead she has been building something meant to last. Now that she's nearing that mark, it's time for a mindset shift. A truly successful business has to start supporting the owner, too. 3. Paying Yourself Is a Growth Strategy I reminded Beth of something very important. Something all subscription box owners need to hear. Paying yourself isn't selfish. It's what keeps you in the game. Burnout doesn't grow subscription boxes. Sustainable owners do. 4. Four Practical Cash Flow Options for Quarterly Boxes Option 1: Add One-Time Offers Between Subscription BoxesMystery boxes, seasonal drops, or exclusive add-ons can create a “bridge” between shipments.The key is to choose low-lift, high-margin offers that don't add stress or inventory risk. Option 2: Introduce a Small Monthly OfferThis could be a low-cost physical add-on or even a digital product that fits your brand.The goal is consistent cash flow without overwhelming fulfillment. Option 3: Pay Yourself First (Even a Little)Create a recurring “pay myself” line in the budget, even if it's just $100–$250 a month to start.The habit matters more than the amount. Option 4: Consider Shifting to a Bi-Monthly ModelSometimes the subscription model itself needs to evolve. A bi-monthly box can offer more stable billing, easier marketing, and better cash flow, without the intensity of monthly fulfillment. 5. Navigating the Waitlist Challenge If closing subscriptions feels necessary, keep your audience warm with intention, like a VIP email list that gets first access to one-time offers.That way, your waitlist doesn't go cold while you protect your cash flow. I reminded Beth that reaching the two-year mark she set for herself isn't the finish line. It's the beginning of building a business that finally gives back to her. If you're running a quarterly subscription box and wondering how to balance growth with sustainability, this episode is a must-listen. Join me for this special Ask Sarah episode where we talk honestly about cash flow, quarterly subscriptions, and how to build a box that can finally start paying you. Join me in all the places:     Facebook Instagram Launch Your Box with Sarah Website Are you ready for Launch Your Box? Our complete training program walks you step by step through how to start, launch, and grow your subscription box business. Join the waitlist today!

https://www.dkmkt.comJoin our patreonhttps://patreon.com/trashtocash?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=creatorshare_creatorFor business inquiries: dave@thestation.ioShop our marketplace https://district.net/dibditCommonwealthpicker.com

The biggest risk investors face right now isn't just climate change, geopolitics, or emerging-market volatility. The real threat in impact investing is inertia. Capital stays in familiar places because big asset owners can get satisfactory returns elsewhere. So, unless incentives and information change, inertia wins.This episode is about why social investment keeps getting stuck, even when good people across government, finance, and communities are trying to do the right thing – and what actually has to change for money to start moving.It focuses on where incentives misfire and how to scale impact investing and social investment beyond pilot projects. I'm joined by Nick Hurd, former UK minister and now Chair of GSG Impact. Nick has worked across government, finance, and civil society. He helped build the UK's social investment market, pioneered early social impact bonds, and later stepped away from politics after deciding markets offered more leverage than ministries.We talk about:how outcome-based finance works in practicehow social investment moves risk off taxpayerswhere social impact bonds work (and where not)why climate finance must account for communities, not just emissionsFeatured guest: Nick Hurd, Chair & Senior Adviser at GSG Impact Listen Next: Conversation with Sir Ronald Cohen Conversation with Nick O'DonohoeDiscover More from SRI360°:Explore all episodes of the SRI360° Podcast Sign up for the free weekly email update

This week on "50 Weeks That Shaped America," we're headed to January 1815 and the Battle Of New Orleans -- which actually took place after the War of 1812 had formally concluded. Jody, Niki, and Kellie discuss how the US, Britain, France and others were still squabbling over their empires as the US turned its sights to a new frontier.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Pre-order The Forever Strong PLAYBOOK today to unlock over $400 in free bonuses and learn how to build the muscle, resilience, and metabolic health that actually determine how well you age. https://drgabriellelyon.com/playbook/Want ad-free episodes? Subscribe to Forever Strong Insider: https://foreverstrong.supercast.comIn this episode, Gabrielle Lyon sits down with Leila Hormozi to discuss the journey from grit to empathy in both personal and professional life. Leila shares candid stories of building her first business, the sacrifices involved, and how her experiences in fitness shaped her entrepreneurial mindset. The conversation explores the value of failure, the importance of discipline, and what it truly takes to achieve business success, reflecting on the unique challenges and rewards that women encounter in leadership roles.Gabrielle and Leila also open up about balancing ambition, relationships, and personal well-being. They address how to build trust, practice self-belief, and handle the pressures of being public figures with authenticity. You will find practical insights on navigating discomfort, the importance of continuous growth, and on creating a fulfilling life based on clear priorities and honest reflection. The episode is filled with relatable stories and actionable advice for anyone focused on self-development and leadership.Chapters: 0:00 – From Grit to Empathy: How Leila's Perspective Shifted1:33 – Why Fitness Built the Foundation for Business Success3:38 – Confidence, Self-Belief, and the Difference Between Rookie and Seasoned Entrepreneurs8:23 – Discomfort, Anxiety, and Paying the Price for Growth12:58 – Becoming Public-Facing and Outgrowing the Persona You Created16:01 – Creating Content Without a Funnel or Ego-Driven Motives19:32 – Why Fewer Women Teach Business at Scale22:42 – What Actually Makes a Business Legitimate24:23 – Trust, Relationships, and Learning to Trust Yourself26:38 – Success vs Happiness and the Tradeoffs People Ignore31:56 – Sacrifice by Season: Constraints, Focus, and Capacity35:14 – Personal Trade-Offs and the Real Cost of Success36:50 – Growth Levels Are About Exposure, Not Time37:25 – Why You Should Stress Yourself Out More (Short-Term)43:04 – Social Media, Authenticity, and Being Fully Human46:15 – Reading Psychology and Understanding Culture48:19 – Maintaining Relationships Between High Achievers54:19 – Renegotiating Relationship Roles as Life Evolves59:54 – Belief Is an Output, Not an Input1:04:07 – Changing Your Relationship With Discomfort1:04:55 – What's Next: Expansion, Health, and Long-Term VisionThank you to our sponsors: OneSkin - Get 15% off at https://www.oneskin.co/ with code DRLYONBodyHealth - Get 20% off your first order with code LYON20 https://www.bodyhealthaffiliates.com/73L4QL3/7XDN2/Bon Charge - Save 15% at https://boncharge.com/ with code DRLYONFind Leila Hormozi at:

What happens when a scholar who studies death for a living discovers she must learn to truly live in her body? This haunting conversation explores literature, yoga, and the long road to embodiment. IN THIS EPISODE: Introduction to Finding Harmony Podcast Meet Jessica Murphy: Gothic Literature Scholar & Ashtanga Practitioner Teaching English Literature at the University of Iceland Jessica's Literary Works: Wishbone, Ossa Vivi, Moss & Rose Poetry, Novellas, and the Gothic Genre Victorian Literature vs. Romantic Period: Claiming Jane Austen and the Brontës Existentialism, Death, and Childhood Philosophy with Her Father Father's Influence: TM, Hippie Culture, and Zen Catholicism Coming to Ashtanga Yoga at Age 39 The Challenge of Backbends vs. Hip Openers & Arm Balances Using the Body to Be Embodied: Balancing Cerebral and Physical Work Kapotasana and the Death Drive: Flirting with Mortality Eating Disorder History and Ongoing Body Image Work Why Backbends Bring Up Old Wounds and Feelings of Not Enoughness The Beginner's Mind in Yoga Practice Creating False Equivalencies: Yoga Series as Academic Degrees LSD, Academic Structures, and Her Father's Generation Jack Kerouac's Journey and the Beats Memorization in Education: What We've Lost Reciting Shakespeare: "Tomorrow and Tomorrow and Tomorrow" William Blake's "The Tiger": Fearful Symmetry Reading from "The Face in the Window" (Gothic Short Story from Ossa Vivi) Visual Imagination and Playing with Language Meeting Her Husband: Two 19th Century Literature Scholars in Iceland Looking for Someone Like Herself vs. Someone Opposite Balancing Creative Writing with Academic Pressures The Difference Between Tenure Track and Department Member Positions Her Husband's Prolific Academic Output: Philosophy and Literature Writing as a Labor of Love vs. Academic Requirement Being "High on Life": Creativity and Sensitivity Why Creative People Struggle with Depression and Anxiety The World Feeling Like "Too Much": Colors, Sounds, People Artistic Pursuits as Protection from Overwhelming Sensations The Quiet Life with Cats and Writing and Yoga Russell's Invitation (That Got Declined) Victorian Tea Ceremonies and Paying for Art The Japanese Tea Ceremony as Art Form: Greg Kinsey's Story Bad Art, Bad Writing, and Bad Asanas Harmony's Inner Circle Mentorship Program Invitation This episode is a deep, insightful exploration of navigating life as a highly sensitive creative person, balancing intellectual pursuits with embodied practice, and finding home in your body after years of disconnection.   GUEST BIO: Having taught at Vanier College, Dawson College, and Université de Montréal in Montréal, Qc, Canada in the past, Jessica Murphy, Ph.D. currently lives in Reykjavík, Iceland and teaches English literature at the University of Iceland (Háskóli Íslands). Her areas of interest and expertise are Victorian and Romantic literature as well as detective novels, gothic fiction, and children's literature. In addition to publishing a novella entitled Wishbone (available on Amazon) and having her poetry published in an anthology featuring the works of poets from around the world entitled Words Apart: A Globe of Poetry, she has co-authored an epistolary novella, Moss and Rose and a collection of gothic short stories, Ossa Vivi, with Mae Kellert. Her scholarly publications include "'[T]he world's a beast, and I hate it!': Naturalism in Amy Levy's The Romance of a Shop" and an article on Arnold Bennett's The Old Wives' Tale. At present, she is working on a chapter on the double in Susanna Kaysen's Girl, Interrupted that will be included in a book, published by Routledge, featuring various essays on the doppelgänger. A cat lover and an avid Ashtangi, she has been practicing Ashtanga yoga for the last seven years. CONNECT WITH JESSICA: Instagram: https://www.instagram.com/drjcats/ Books available on Amazon and major retailers KEY TAKEAWAYS: Gothic literature and yoga philosophy both explore transformation, duality, and the shadow self Backbends can bring up body dysmorphia and old wounds—this is part of the healing work The poses that challenge us most teach us the most about ourselves Writing autobiographical fiction can be a powerful healing practice Highly sensitive creative people often need embodied practices to balance intellectual work Surrender doesn't mean giving up—it means releasing control of outcomes You can care for people without carrying their burdens Success in yoga isn't about mastery—it's about growth and self-discovery Memorization and recitation connect us to literary tradition and embodied knowledge FIND Harmony online: https://harmonyslater.com/ Harmony on IG: https://www.instagram.com/harmonyslaterofficial/ Finding Harmony Podcast on IG: https://www.instagram.com/findingharmonypodcast/ FREE Manifestation Activation: https://harmonyslater.kit.com/manifestation-activation

Taxes are one of the most confusing parts of being a working artist, especially when you're self-employed, selling through galleries, or juggling multiple income streams. In this episode, I'm joined by Hannah, a working artist and the founder of Sunlight Tax, to break down the tax basics every artist needs to understand, in clear, plain language. We cover: What a Schedule C is and how artists are taxed when self-employed How self-employment tax actually works (and why it's higher than you expect) 1099s explained, including galleries, Stripe, PayPal, and Etsy Why you still need to report income even if you don't receive a 1099 Simple ways to stay organized without rigid bookkeeping systems When an LLC makes sense for artists and when it doesn't The easiest first step to take if taxes feel overwhelming right now This is a practical, grounded conversation designed to help artists feel clearer, more confident, and better prepared without turning finances into a second full-time job. Resources mentioned in this episode:Sunlight Tax: https://www.sunlighttax.com/1099s for creatives: https://www.sunlighttax.com/1099 If you're an artist building a sustainable career and want to understand the business side without losing your creativity, this episode is for you. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paying yourself incorrectly as an S Corp owner creates quiet IRS risk, cash stress, and year-end cleanup that many business owners don't see coming. In this episode of Business By The Books, Danielle explains what reasonable compensation actually means, why payroll must come before owner draws, and how setting this up early can save you stress later in the year. You'll learn: What reasonable compensation means for S Corp owners Why underpaying yourself through payroll creates future tax problems The IRS rule that requires payroll before owner draws How paying yourself through payroll supports long-term business value What to do now so you're not fixing this under pressure at year-end Key topics: Quiet IRS risk from paying yourself incorrectly Why business owners delay payroll and regret it later Reasonable compensation and owner draw rules Why Quarter One matters   Sources:

It's time for your weekly dose of Ask Rob & Rob – this week we're tackling broker fees and the age-old flats vs houses debate.  (0:45) Mussa currently uses a sole trader broker who doesn't charge a fee. He's been looking at other brokers who charge £500-800 but can't see what extra value a paid broker would offer, given they all have access to the same lenders and products.  So he's put the question to Rob & Rob - is paying for a broker actually worth it? (5:20) Gina is building out her buy-to-let strategy and wants to know whether there's any useful data to help decide which types of property to invest in. Houses or flats? Period homes or new builds? And should investors be worried about new builds losing their appeal over time?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

A gym owner tried to convince Rover to come workout. Vibration plate. Duji has been paying for a beach body app she doesn't use. Nick Fuentes, Andrew Tate and a few others were seen dancing to Kanye West's "Heil Hitler" song. Face control.See omnystudio.com/listener for privacy information.

A gym owner tried to convince Rover to come workout. Vibration plate. Duji has been paying for a beach body app she doesn't use. Nick Fuentes, Andrew Tate and a few others were seen dancing to Kanye West's "Heil Hitler" song. Face control.

Anti-ICE protesters claim to be part of a grassroots movement by regular people – but most have no idea they are being bankrolled by a tech millionaire in China. After selling his US tech company for over $700m, researchers say the multimillionaire has poured over $100 million dollars into US activist organizations that protest against immigration enforcement, democracy in Venezuela, and “anti-imperialist” causes. The New York Times says he is orchestrating “a global web of Chinese propaganda” while Marco Rubio has pushed for an investigation into his connections to the Chinese Communist Party and other foreign influences. Mark Mitchell is Vice President of Operations at Rasmussen Reports, where he oversees polling operations and survey analysis. He regularly comments on voter sentiment, election integrity, and political trends. Follow at https://x.com/rasmussen_poll Joel Finkelstein is co-founder and chief science officer of the Network Contagion Research Institute and directs the Network Contagion Lab at Rutgers University's Miller Center. A Princeton graduate, his work focuses on coordinated influence operations, online extremism, and cyber-social threats. Follow at https://x.com/ncri_io UPDATE: Robert Barnes had to reschedule. He will join the show at a later date.  「 SUPPORT OUR SPONSORS 」 • AUGUSTA PRECIOUS METALS – Thousands of Americans are moving portions of their retirement into physical gold & silver. Learn more in this 3-minute report from our friends at Augusta Precious Metals: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://drdrew.com/gold⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or text DREW to 35052 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• FATTY15 – The future of essential fatty acids is here! Strengthen your cells against age-related breakdown with Fatty15. Get 15% off a 90-day Starter Kit Subscription at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://drdrew.com/fatty15⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • PALEOVALLEY - "Paleovalley has a wide variety of extraordinary products that are both healthful and delicious,” says Dr. Drew. "I am a huge fan of this brand and know you'll love it too!” Get 15% off your first order at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://drdrew.com/paleovalley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • VSHREDMD – Formulated by Dr. Drew: The Science of Cellular Health + World-Class Training Programs, Premium Content, and 1-1 Training with Certified V Shred Coaches! More at https://drdrew.com/vshredmd • THE WELLNESS COMPANY - Counteract harmful spike proteins with TWC's Signature Series Spike Support Formula containing nattokinase and selenium. Learn more about TWC's supplements at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twc.health/drew⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 「 ABOUT THE SHOW 」 Ask Dr. Drew is produced by Kaleb Nation (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kalebnation.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) and Susan Pinsky (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/firstladyoflov⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠e⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). This show is for entertainment and/or informational purposes only, and is not a substitute for medical advice, diagnosis, or treatment. Executive Producers • Kaleb Nation - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kalebnation.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • Susan Pinsky - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/firstladyoflove⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Content Producer & Booking • Emily Barsh - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/emilytvproducer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Hosted By • Dr. Drew Pinsky - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/drdrew⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!If you've ever looked at your bank account and thought, “Wait… where did my money just go?” — this episode is your episode, bestie.This week, we're breaking down the 7 real reasons so many of us stay stuck in the paycheck-to-paycheck cycle (even if we're making good money). We're talking overspending, surprise expenses, one giant messy bank account, and some serious decision fatigue.And don't worry — we're not just pointing out the problems. We're showing you how to flip the script and finally get a paycheck ahead, with practical tips to bring clarity, calm, and control to your budget.We cover:

Spencer and Jamie break down the 10 core principles of Bogleheads investing and show how military service members can apply this simple, low-cost approach to build wealth through the TSP and other accounts. If you're overwhelmed by investing advice or tempted by day trading and crypto, this episode cuts through the noise with a proven strategy that's worked for decades. Hosts: Spencer Reese (former Air Force pilot, 12 years active duty) and Jamie (active duty officer) The 10 Bogleheads Principles Develop a workable plan - Create an investment policy statement (even informal) to guide decisions during market volatility Invest early and often - Automate contributions to remove decision fatigue; increase TSP allocation today Never bear too much or too little risk - Age-appropriate asset allocation; avoid the old G Fund default trap Diversify - Don't put all eggs in one basket; TSP funds cover entire US market plus international exposure Never try to time the market - Time IN the market beats timing the market; market dropped 19% in April 2025, now up 38% from that low Use index funds when possible - TSP offers five low-cost index funds; 90% of active managers can't beat index funds over 20 years Keep costs low - TSP expense ratios under 0.1%; avoid predatory companies charging 1-2%+ fees Minimize taxes - Leverage Roth TSP and Roth IRA; military tax advantages (BAH, BAS, combat zone exclusion) Invest with simplicity - LADS approach (Low-cost, Automated, Diversified, Simple); Warren Buffett's S&P 500 bet crushed hedge funds Stay the course - Measure performance in decades, not days/weeks; don't panic sell during downturns Key Takeaways Why Bogleheads Philosophy Works for Military: Takes power back from financial advisors and complex products Simple enough anyone can succeed with minimal effort Perfect match for TSP's low-cost index fund structure Removes emotion from investing decisions TSP Advantages: Five index funds (C, S, I, G, F) cover nearly entire investable market Lifecycle funds automatically balance risk by retirement year Expense ratios under 0.1% (incredibly low) Now defaults to lifecycle funds instead of G Fund (huge improvement with Blended Retirement System) Common Military Investing Mistakes: Old G Fund default trap - cost retirees millions in missed gains Trying to time the market or day trade Paying high fees to predatory companies Not automating contributions Measuring performance over days/weeks instead of decades The Math That Matters: First $100K took Spencer 4+ years; second $100K took 2 years (compound growth accelerates) Market will drop 30% in next 10 years (guaranteed) - but timing it is impossible S&P 500 gained 125% over 10 years vs. best hedge fund's 87% in Warren Buffett's famous bet April 2025 market drop: 19% down, then 38% up from that low within months Diversification Made Easy: C Fund: 500 largest US companies (S&P 500) S Fund: ~2,000 smaller US companies I Fund: 5,000+ international companies (20+ developed + emerging markets, excludes China/Hong Kong) Combined: Total US and international market exposure Add VXUS in Roth IRA for China/Hong Kong exposure if desired Automation is Your Friend: Log into MyPay once, increase TSP allocation, never think about it again Every promotion or time-in-grade raise = bump allocation by 1% One decision removes 100 future decisions Eliminate decision fatigue and emotional reactions Fee Impact Example: Predatory companies charge 1-2%+ fees TSP: Under 0.1% Fidelity FZROX: 0% expense ratio Vanguard funds: 0.03% Rule of thumb: Stay under 0.25%, ideally under 0.10% Resources Mentioned Books: "The Little Book of Common Sense Investing" by Jack Bogle "The Military Money Manual" by Spencer Reese (available at MWR Library, Libby app, Amazon) Investment Accounts: TSP (Thrift Savings Plan) - Military 401k Roth TSP and Roth IRA (tax-advantaged accounts) Recommended brokerages: Fidelity, Vanguard, Schwab Key Terms: LADS: Low-cost, Automated, Diversified, Simple Index fund vs. active management Expense ratio and basis points Asset location strategy Investment Policy Statement Previous Episodes Referenced: TSP deep dives (search podcast) Roth TSP vs. Roth IRA explanations "Do Better" episode on predatory companies Real-World Examples Lieutenant with $50K in checking account - proves military pay allows saving, just need to invest it Service member paid off all auto and student loans in 3 months of deployment Retirees with $250-500K in G Fund who missed out on millions Enron, WorldCom, Lehman Brothers - why diversification matters MicroStrategy (MSTR) - current example of concentrated risk Who This Episode Is For Military service members at any rank TSP participants unsure how to invest Anyone tempted by day trading, crypto, or "get rich quick" schemes New investors overwhelmed by options Service members paying high fees to financial advisors Anyone who wants a simple, proven wealth-building strategy Quick Action Steps Log into MyPay and increase TSP allocation (even 1% helps) Verify you're in appropriate Lifecycle Fund (birth year + 60-65 years) NOT in G Fund unless near retirement Set automatic annual increases (1% per year) Open Roth IRA at Fidelity, Vanguard, or Schwab Read "The Military Money Manual" (free at base library) Stop checking account daily - check quarterly at most Contact Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Book: "The Military Money Manual" (Amazon, $3 Kindle, free at MWR libraries) The Bogleheads philosophy has helped millions become millionaires through simple, low-cost index fund investing. As a military service member, you have access to one of the best low-cost investment vehicles in the world - the TSP. Stop overthinking it, automate your investments, and stay the course.  

 With host retail coach Wendy Batten   https://wendybatten.com/podcast-intro/   Episode Overview Ever find yourself wondering "Where do I start when I'm juggling multiple priorities in my retail business?" You're not alone. I'm addressing this question that's been asked many times since Episode 290 dropped at the beginning of the year. In this episode, I'll lay out the most important steps to focus on FIRST in order to achieve the success you want this year in your retail business. You'll learn why clarity around your numbers and a growth mindset are the foundations for building a sustainable, profitable shop.  Our Key Topics Fully taking on the CEO and CFO roles within your business The dangers of chasing revenue numbers without understanding profit or margins Defining why your business exists and aligning it with your desired lifestyle Managing inventory as your biggest business asset Identifying and overcoming automatic negative thoughts (ANTs) The importance of seeking professional coaching and support   Let's Prioritize These Things in Your Business Know your numbers beyond just revenue. You must understand the variables like margins, expenses, and inventory turns that lead to actual profit.   A business that supports your life, not the other way around. This requires planning for a personal paycheck and defining success on your own terms.   Paying attention to your "growth mindset" brain. This includes reading financial reports, managing open-to-buy programs, and being comfortable with the discomfort of change, among other things.   Avoid the "accidental entrepreneur" trap. Clearly define your business motivation and reverse-engineer your goals from the bottom up. "Stop chasing other people's version of success." -Wendy Batten Your next step? Choose one small action today to lead your business with intention and clarity. Resources Mentioned: Creative Shop Talk Podcast Episode 290: 7 Things to Focus on in 2026 If You Want a Retail Business That Lasts Back-of-the-Napkin Profit Calculator (Profit Planning Masterclass) A simple, approachable way to understand your core retail numbers without overwhelm or complicated spreadsheets. Retail Sales & Marketing Accelerator (On-Demand)A practical course designed to help shop owners stop guessing and start making clearer, data-informed decisions around sales and marketing. Join my Love List! About your host, Wendy Batten In case we haven't met…I'm Wendy Batten. I've been a small business owner, coach, and mentor for over 25 years. I help thoughtful, established entrepreneurs step into their role as CEO and build businesses that are profitable, meaningful, and supportive of the lives they want to live. My work blends real-world strategy with a life-first philosophy, shaped by lived experience, not theory. I've been there! Through honest conversations and practical insight, I invite you into bigger thinking about leadership, possibility, and how to build both business and life on purpose.  For more support from Wendy Hang out and connect with Wendy on IG All of Wendy's current programs and services for shop owners can be found HERE.  Never miss an episode! Subscribe to the Creative Shop Talk Podcast and get the tools, inspiration, and strategies you need to thrive as an independent retailer.Click here to subscribe to iTunes!  Loved the episode? Leave a quick review on iTunes- your reviews help other retailers find my podcast, and they're also fun for me to go in and read. Just click here to review, select "Ratings and Reviews" and "Write a Review" and let me know what your favorite part of the podcast is. So grateful for you! Thank you!

Don't worry if you don't know what Eco-feminism is, just understand that you are paying for it at UW.  The Appropriations Committee called UW for one more discussion on January 9 to discuss some of the course offerings at the school: among those, Eco-feminism, global climate governance and environmental justice. When asked to explain them, President Ed Seidel basically said the programs aren't offered any more but that he believes they are in the best interests of the State. Also, a BIG Announcement about The Open Range Record.

For our "Sunday Context" series, we build on this past week's coversation about Prohibition with perhaps the most colorful story of bootlegging and liquor gangsters we've ever heard. In 1926, members of the Shelton gang in southern Illinois commandeered a biplane to drop homemade bombs on the hideout of their main rivals, the Birgers.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

You've probably wondered how much cash value life insurance you actually need. The truth is, there's no universal formula or magic percentage that works for everyone. This question oversimplifies what life insurance does and assumes there's a one-size-fits-all answer. We break down why "need" is the wrong word when it comes to cash value life insurance. In absolute terms, you don't need any cash value life insurance at all. But that doesn't mean it won't solve specific problems in your financial life. The amount of life insurance you should own—whether term or permanent—depends entirely on what you're trying to accomplish. Are you replacing income? Paying off a mortgage? Funding college? Providing retirement income? Each goal has different timelines and requirements. We walk through practical examples of how to think about death benefit needs and cash value accumulation. Instead of asking "how much do I need," you should be asking "what problem am I solving, and to what degree do I want life insurance to help?" That's how you arrive at the right answer for your situation. _______________________________ Ready to explore whether cash value life insurance makes sense for your specific goals? Visit theinsuranceproblog.com and click the contact button to start a conversation with us.

With Nate surprisingly sidelined, his friends and fellow Radiotopians at This Day save (This) day. Here's the show description: In our new series "50 Weeks That Shaped America," we're headed to January 1920 and the first night of Prohibition. Hide your booze! Jody, Niki, and Kellie discuss the long road to prohibition, going back decades, and the political forces that led to the ban of alcohol.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia.Learn about your ad choices: dovetail.prx.org/ad-choices Learn about your ad choices: dovetail.prx.org/ad-choices

International visitors to 11 U.S. national parks, including Yellowstone, Bryce Canyon, and Sequoia, now have to pay more to get in — as in, up to a $100 a head more. The fees will help national parks address maintenance backlogs running to more than $22 billion, but some worry that it'll dent visitor numbers and hurt “gateway communities” near the parks. Also: plans to cap credit card rates and energy prices.

International visitors to 11 U.S. national parks, including Yellowstone, Bryce Canyon, and Sequoia, now have to pay more to get in — as in, up to a $100 a head more. The fees will help national parks address maintenance backlogs running to more than $22 billion, but some worry that it'll dent visitor numbers and hurt “gateway communities” near the parks. Also: plans to cap credit card rates and energy prices.

This is a free preview of a paid episode. To hear more, visit www.serioustrouble.showFed Chair Jerome Powell dropped a bombshell on Sunday: a video disclosing the Fed had been subpoenaed in a criminal investigation related to his congressional testimony about cost overruns in the Fed's headquarters renovation. Powell said bluntly that the investigation is an effort to use the DOJ to assert control over the Fed and its interest-rate setting apparatus. Did this make Ken scream "shut up!!!!" at Powell's video? Meanwhile, Minnesota and some of its municipalities have sued the federal government, arguing that the ICE surge in the state is illegal and unconstitutional. Those discussions are for all listeners. Paying subscribers also get:* A look at intensifying turnover in US Attorneys' offices, including the resignation of top prosecutors who had been leading the investigations into welfare fraud in Minnesota that was concentrated in the state's Somali-American community.* DOJ's argument for why Lindsey Halligan can keep calling herself a US Attorney after a judge ruled she isn't one.* Senator Mark Kelly's many arguments for why Pete Hegseth can't reduce his rank and pension.* Some “shut up” news: prosecutors want to admit several incriminating statements from defendant Thomas Goldstein's pre-trial New York Times profile.* And a look at a bizarre situation where Bruce Fein insists he somehow became Nicolas Maduro's lawyer even though Maduro says he never hired him.Upgrade your subscription now at serioustrouble.show.

Download Cash App Today: [https://capl.onelink.me/vFut/crftch8p] #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures.If you're 21 or older, get 25% OFF your first order + free shipping on orders $89+ @IndaCloud with code [DIYS] at https://inda.shop/[DIYS]! #indacloudpodThe internet is already doing too much in 2026.In this episode of Dam Internet, You Scary!, Patrick Cloud and Tahir Moore sit down with Khleo Thomas to break down everything from dating expectations and social media overstimulation to AI robots, dystopian futures, and the wildest news stories on the internet right now.We talk:Why dating feels like a monthly expenseHow social media drains your energy before noonAI robots replacing humans (and using up our water)A man arrested with over 100 skeletons in his basementInternet fame, clickbait beef, and why nothing shocks us anymoreTech nostalgia, childhood dreams, and adult moneyKhleo Thomas' NAACP Image Award nominationVote Here: https://naacpeoty.judge.live/categories/6ef87081-d4ec-405a-ac86-08de4c8933d8/entrantsThis episode is funny, uncomfortable, and way too real.00:00 – Cold Open: Dating Expectations & “Paying for Everything”02:01 – Welcome to Damn Internet, You Scary!03:14 – Guest Intro: Khleo Thomas05:10 – Social Media Overstimulation & Morning Phone Habits10:41 – Dating Costs, Red Flags & Relationship Expectations18:40 – Selena Powell, Rappers & Internet Villain Energy25:02 – Why Men Ignore Warnings in Dating31:12 – Would You Rather: Late With an Excuse or On Time Miserable?40:15 – Being Early, Airports & Anxiety47:10 – Tech Unboxings, Collecting & Organization55:20 – Living Childhood Dreams as Adults01:02:55 – Disneyland Turkey Leg Debate01:06:35 – Kraft Mac & Cheese vs Homemade (Conversion Story)01:12:05 – Cash App Ad Read01:15:50 – Robot Club Sightings in Vegas01:19:40 – AI Robots Replacing Humans01:23:05 – AI Using Water & Dystopian Future Talk01:29:00 – Internet Fame, Clickbait & Manufactured Beef01:35:10 – Man Arrested With 100 Skeletons in His Basement01:43:45 – Why Nothing Surprises Us Anymore01:47:50 – In The Cloud Ad Read (THC Gummies & Drinks)01:52:35 – Cookie Monster's Real Name01:58:40 – Tickle Me Elmo & 90s Toy Chaos02:06:20 – Old Cell Phones, Razr Era & Tech Nostalgia02:18:30 – Khleo Thomas NAACP Image Award Nomination02:24:50 – Where to Vote for Khleo02:27:45 – Upcoming Shows & Closing