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A 70 year old American woman — died alone in a Montana hospital Susie Silvestri put her home up for sale so she could afford to come to a private, unregulated health centre in Moose Jaw. She eventually was forced to flee Canada after falling through gaps in Saskatchewan's health care system. The CBC's investigative reporter Geoff Leo shares Susie's story.
Well-known architect and TV presenter Hugh Wallace has died suddenly at the age of 68. Paying tribute to Hugh was close friend Diarmuid Gavin.
In this episode, Jamie Shilanski pulls back the curtain on hiring in financial advisory firms. Diving headfirst into the talent pool, Jamie reveals why cookie-cutter recruiting doesn't cut it anymore. She challenges listeners to flip the script on traditional hiring methods, advocating for out-of-the-box strategies that can unearth hidden gems in unexpected places. But it's not just about getting top talent through the door – it's about keeping them from walking out. Transparency takes center stage as Jamie makes a compelling case for open compensation talks. She argues that laying all the cards on the table isn't just fair play; it's a great plan for building unshakeable trust with your team. Encore Episode: What Are We Paying Employees? Resources in today's episode: - Learn More about our Coaching Programs
In today's Five Question Friday (FQF) video, we look at these five topics:1. 10% yield on bonds2. Where to hold bonds3. Co-signing a mortgage4. Paying taxes on a Roth conversion5. Asset allocation of real estate investmentsBonus: Cost of long-term care calculatorResources:https://www.carescout.com/cost-of-careJoin the Newsletter. It's Free:https://robberger.com/newsletter/?utm...
211 | Alleviating Stress & Overfunctioning with Lisa Pinnock {fullvoicemusic.com} ⭐ Find links mentioned in this episode here: https://www.fullvoicemusic.com/podcast/211/ ⭐ On episode 211 of The FULL VOICE Podcast, Nikki welcomes Lisa Pinnock—music educator, choir director, studio owner, and life coach with over 30 years of experience helping people find their voice. Together, Nikki and Lisa discuss the growing issue of teacher burnout, how overfunctioning shows up in our work, and why intentional pauses can be a powerful reset for creativity, balance, and authenticity. A warm, supportive conversation filled with practical insights and gentle reminders that caring for yourself is part of caring for your students.
Today, US consumers give thanks by spending money—cutting savings rates to buy things they don't need. Retailers will discount prices, but those discounts may be tempered as retailers also strive to pass on cost increases, or to increase profit margins under the tariff narrative and pretend it is all about cost increases.
One of the oldest and most recognizable studios in Hollywood, Warner Bros. is considered a juggernaut of the entertainment industry. Since its formation in the early twentieth century, the studio has been a constant presence in cinema history, responsible for the creation of acclaimed films, blockbuster brands, and iconic superstars. In The Warner Brothers (UP of Kentucky, 2023), Chris Yogerst follows the siblings from their family's humble origins in Poland, through their young adulthood in the American Midwest, to the height of fame and fortune in Hollywood. With unwavering resolve, the brothers soldiered on against the backdrop of an America reeling from the aftereffects of domestic and global conflict. The Great Depression would not sink the brothers, who churned out competitive films that engaged audiences and kept their operations afloat―and even expanding. During World War II, they used their platform to push beyond the limits of the Production Code and create important films about real-world issues, openly criticizing radicalism and the evils of the Nazi regime. At every major cultural turning point in their lifetime, the Warners held a front-row seat. These days, the studio is best known as a media conglomerate with a broad range of intellectual property, spanning movies, TV shows, and streaming content. Despite popular interest in the origins of this empire, the core of the Warner Bros. saga cannot be found in its commercial successes. It is the story of four brothers―Harry, Albert, Sam, and Jack―whose vision for Hollywood helped shape the world of entertainment as we know it. Paying close attention to the brothers' identities as cultural and economic outsiders, Yogerst chronicles how the Warners built a global filmmaking powerhouse. Equal parts family history and cinematic journey, The Warner Brothers is an empowering story of the American dream and the legacy four brothers left behind for generations of filmmakers and film lovers to come. Chris Yogerst is the author of Hollywood Hates Hitler! Jew-Baiting, Anti-Nazism, and the Senate Investigation into Warmongering in Motion Pictures and From the Headlines to Hollywood: The Birth and Boom of Warner Bros. He appeared on the New Books Network to discuss the book in 2020. His work has appeared in the Washington Post, Los Angeles Review of Books, Journal of American Culture, Historical Journal of Film, Radio, and Television, and the Hollywood Reporter. He currently serves as an associate professor of communication in the Department of Arts and Humanities at the University of Wisconsin–Milwaukee. Joel Tscherne is an Adjunct History Professor at Southern New Hampshire University and an Associate Faculty member at University of Arizona Global Campus. His Twitter handle is @JoelTscherne. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
“One of their relatives may redeem them: An uncle or a cousin or any blood relative in their clan may redeem them.” — Leviticus 25:48-49 A friend asked, “Why can't God just forgive our sins without the cross?” Why did Jesus have to suffer and give up his life for us? The answer is in today's reading. When a family's crop failed for years in a row, they might have to sell property, or even a family member, to satisfy debts that could pile up (Leviticus 25:23-55). Fortunately God's law allowed other family members to pay off their debts, releasing them from their obligations.These laws show how we can owe a debt that we cannot repay. If someone hurts me, either I will try to make them pay by inflicting harm on them, or else I will pay by absorbing the cost. Likewise, when we violate God's law, we create a debt that someone must pay, and either we or God will have to pay it. Jesus explains this in Mark 10:45 when he says, “The Son of Man did not come to be served, but to serve, and to give his life as a ransom for many.” Jesus not only pays our ransom; he becomes the ransom. His suffering and death are the payment for our debt!This means we are now free! Years ago, a young family was buried under crippling debt—medical bills, unexpected car repairs, a mortgage, and student loans. When a charitable organization paid off their debt, their entire present and future changed! In comparison, Jesus has done so much more—saving all who believe in him to live with him forever! Lord Jesus, we are eternally thankful for all you have done for us. May we live faithfully in the freedom you have won for us. Amen.
One of the oldest and most recognizable studios in Hollywood, Warner Bros. is considered a juggernaut of the entertainment industry. Since its formation in the early twentieth century, the studio has been a constant presence in cinema history, responsible for the creation of acclaimed films, blockbuster brands, and iconic superstars. In The Warner Brothers (UP of Kentucky, 2023), Chris Yogerst follows the siblings from their family's humble origins in Poland, through their young adulthood in the American Midwest, to the height of fame and fortune in Hollywood. With unwavering resolve, the brothers soldiered on against the backdrop of an America reeling from the aftereffects of domestic and global conflict. The Great Depression would not sink the brothers, who churned out competitive films that engaged audiences and kept their operations afloat―and even expanding. During World War II, they used their platform to push beyond the limits of the Production Code and create important films about real-world issues, openly criticizing radicalism and the evils of the Nazi regime. At every major cultural turning point in their lifetime, the Warners held a front-row seat. These days, the studio is best known as a media conglomerate with a broad range of intellectual property, spanning movies, TV shows, and streaming content. Despite popular interest in the origins of this empire, the core of the Warner Bros. saga cannot be found in its commercial successes. It is the story of four brothers―Harry, Albert, Sam, and Jack―whose vision for Hollywood helped shape the world of entertainment as we know it. Paying close attention to the brothers' identities as cultural and economic outsiders, Yogerst chronicles how the Warners built a global filmmaking powerhouse. Equal parts family history and cinematic journey, The Warner Brothers is an empowering story of the American dream and the legacy four brothers left behind for generations of filmmakers and film lovers to come. Chris Yogerst is the author of Hollywood Hates Hitler! Jew-Baiting, Anti-Nazism, and the Senate Investigation into Warmongering in Motion Pictures and From the Headlines to Hollywood: The Birth and Boom of Warner Bros. He appeared on the New Books Network to discuss the book in 2020. His work has appeared in the Washington Post, Los Angeles Review of Books, Journal of American Culture, Historical Journal of Film, Radio, and Television, and the Hollywood Reporter. He currently serves as an associate professor of communication in the Department of Arts and Humanities at the University of Wisconsin–Milwaukee. Joel Tscherne is an Adjunct History Professor at Southern New Hampshire University and an Associate Faculty member at University of Arizona Global Campus. His Twitter handle is @JoelTscherne. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/performing-arts
One of the oldest and most recognizable studios in Hollywood, Warner Bros. is considered a juggernaut of the entertainment industry. Since its formation in the early twentieth century, the studio has been a constant presence in cinema history, responsible for the creation of acclaimed films, blockbuster brands, and iconic superstars. In The Warner Brothers (UP of Kentucky, 2023), Chris Yogerst follows the siblings from their family's humble origins in Poland, through their young adulthood in the American Midwest, to the height of fame and fortune in Hollywood. With unwavering resolve, the brothers soldiered on against the backdrop of an America reeling from the aftereffects of domestic and global conflict. The Great Depression would not sink the brothers, who churned out competitive films that engaged audiences and kept their operations afloat―and even expanding. During World War II, they used their platform to push beyond the limits of the Production Code and create important films about real-world issues, openly criticizing radicalism and the evils of the Nazi regime. At every major cultural turning point in their lifetime, the Warners held a front-row seat. These days, the studio is best known as a media conglomerate with a broad range of intellectual property, spanning movies, TV shows, and streaming content. Despite popular interest in the origins of this empire, the core of the Warner Bros. saga cannot be found in its commercial successes. It is the story of four brothers―Harry, Albert, Sam, and Jack―whose vision for Hollywood helped shape the world of entertainment as we know it. Paying close attention to the brothers' identities as cultural and economic outsiders, Yogerst chronicles how the Warners built a global filmmaking powerhouse. Equal parts family history and cinematic journey, The Warner Brothers is an empowering story of the American dream and the legacy four brothers left behind for generations of filmmakers and film lovers to come. Chris Yogerst is the author of Hollywood Hates Hitler! Jew-Baiting, Anti-Nazism, and the Senate Investigation into Warmongering in Motion Pictures and From the Headlines to Hollywood: The Birth and Boom of Warner Bros. He appeared on the New Books Network to discuss the book in 2020. His work has appeared in the Washington Post, Los Angeles Review of Books, Journal of American Culture, Historical Journal of Film, Radio, and Television, and the Hollywood Reporter. He currently serves as an associate professor of communication in the Department of Arts and Humanities at the University of Wisconsin–Milwaukee. Joel Tscherne is an Adjunct History Professor at Southern New Hampshire University and an Associate Faculty member at University of Arizona Global Campus. His Twitter handle is @JoelTscherne. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/biography
One of the oldest and most recognizable studios in Hollywood, Warner Bros. is considered a juggernaut of the entertainment industry. Since its formation in the early twentieth century, the studio has been a constant presence in cinema history, responsible for the creation of acclaimed films, blockbuster brands, and iconic superstars. In The Warner Brothers (UP of Kentucky, 2023), Chris Yogerst follows the siblings from their family's humble origins in Poland, through their young adulthood in the American Midwest, to the height of fame and fortune in Hollywood. With unwavering resolve, the brothers soldiered on against the backdrop of an America reeling from the aftereffects of domestic and global conflict. The Great Depression would not sink the brothers, who churned out competitive films that engaged audiences and kept their operations afloat―and even expanding. During World War II, they used their platform to push beyond the limits of the Production Code and create important films about real-world issues, openly criticizing radicalism and the evils of the Nazi regime. At every major cultural turning point in their lifetime, the Warners held a front-row seat. These days, the studio is best known as a media conglomerate with a broad range of intellectual property, spanning movies, TV shows, and streaming content. Despite popular interest in the origins of this empire, the core of the Warner Bros. saga cannot be found in its commercial successes. It is the story of four brothers―Harry, Albert, Sam, and Jack―whose vision for Hollywood helped shape the world of entertainment as we know it. Paying close attention to the brothers' identities as cultural and economic outsiders, Yogerst chronicles how the Warners built a global filmmaking powerhouse. Equal parts family history and cinematic journey, The Warner Brothers is an empowering story of the American dream and the legacy four brothers left behind for generations of filmmakers and film lovers to come. Chris Yogerst is the author of Hollywood Hates Hitler! Jew-Baiting, Anti-Nazism, and the Senate Investigation into Warmongering in Motion Pictures and From the Headlines to Hollywood: The Birth and Boom of Warner Bros. He appeared on the New Books Network to discuss the book in 2020. His work has appeared in the Washington Post, Los Angeles Review of Books, Journal of American Culture, Historical Journal of Film, Radio, and Television, and the Hollywood Reporter. He currently serves as an associate professor of communication in the Department of Arts and Humanities at the University of Wisconsin–Milwaukee. Joel Tscherne is an Adjunct History Professor at Southern New Hampshire University and an Associate Faculty member at University of Arizona Global Campus. His Twitter handle is @JoelTscherne. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies
One of the oldest and most recognizable studios in Hollywood, Warner Bros. is considered a juggernaut of the entertainment industry. Since its formation in the early twentieth century, the studio has been a constant presence in cinema history, responsible for the creation of acclaimed films, blockbuster brands, and iconic superstars. In The Warner Brothers (UP of Kentucky, 2023), Chris Yogerst follows the siblings from their family's humble origins in Poland, through their young adulthood in the American Midwest, to the height of fame and fortune in Hollywood. With unwavering resolve, the brothers soldiered on against the backdrop of an America reeling from the aftereffects of domestic and global conflict. The Great Depression would not sink the brothers, who churned out competitive films that engaged audiences and kept their operations afloat―and even expanding. During World War II, they used their platform to push beyond the limits of the Production Code and create important films about real-world issues, openly criticizing radicalism and the evils of the Nazi regime. At every major cultural turning point in their lifetime, the Warners held a front-row seat. These days, the studio is best known as a media conglomerate with a broad range of intellectual property, spanning movies, TV shows, and streaming content. Despite popular interest in the origins of this empire, the core of the Warner Bros. saga cannot be found in its commercial successes. It is the story of four brothers―Harry, Albert, Sam, and Jack―whose vision for Hollywood helped shape the world of entertainment as we know it. Paying close attention to the brothers' identities as cultural and economic outsiders, Yogerst chronicles how the Warners built a global filmmaking powerhouse. Equal parts family history and cinematic journey, The Warner Brothers is an empowering story of the American dream and the legacy four brothers left behind for generations of filmmakers and film lovers to come. Chris Yogerst is the author of Hollywood Hates Hitler! Jew-Baiting, Anti-Nazism, and the Senate Investigation into Warmongering in Motion Pictures and From the Headlines to Hollywood: The Birth and Boom of Warner Bros. He appeared on the New Books Network to discuss the book in 2020. His work has appeared in the Washington Post, Los Angeles Review of Books, Journal of American Culture, Historical Journal of Film, Radio, and Television, and the Hollywood Reporter. He currently serves as an associate professor of communication in the Department of Arts and Humanities at the University of Wisconsin–Milwaukee. Joel Tscherne is an Adjunct History Professor at Southern New Hampshire University and an Associate Faculty member at University of Arizona Global Campus. His Twitter handle is @JoelTscherne. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-west
In today's episode, Dr. Dahle takes listeners on a journey through the past and future of the White Coat Investor, sharing how it all began and how it has grown into what it is today. He gives an inside look at the brand-new WCI website, which is more beautiful, modern, and easier to navigate than ever. Jim also opens up about new business ventures, personal reflections, lessons learned, and how he'll know when it's time to step back. It's a rare behind-the-curtain conversation that helps you get to know him and the mission of WCI on a deeper level. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #447 03:26 WCI Has a New Website! 05:26 The Past and Future of WCI
You're making sales, but your bank account says otherwise. In this episode, I talk about why revenue feels like a lie when profit is missing, and the strategies you can use this quarter to get money back in your bank. I share a story of one of my students who has a million dollar business that was barely paying her, and the exact steps she took to turn it around. I also break down how to spot money leaks, what belongs in your true cost of goods, and how to separate your value as a CEO from the labor cost that goes into each product. Get ready to clean up your margins, pay yourself, and reinvest with confidence.In This Episode, You'll Learn:00:00 Why seeing sales but not money in the bank is happening to so many makers.04:00 Where most money leaks start in product businesses.08:00 How to price so the product can actually bear its costs.12:30 What to do when your market doesn't match your price.15:00 Why selling in the “easy” places might be sabotaging profit long term.19:00 Math trick to price for wholesale and retail.21:30 How do you increase average order value?23:30 Why a free shipping threshold beats sitewide free shipping for most businesses.25:45 The 10-week plan to lower costs and pay yourself.Resources + LinksBook a FREE STRATEGY SESSION with our team HEREThe wait is over! Enrollment for The Product Boss Sales Accelerator is now open. This is the program where product-based business owners just like you learn how to grow sales, expand into new channels, and build profitable businesses, without piecing it all together alone. Enrollment won't be open for long, so grab your spot before doors close. Sign up here. Get business tips sent right to your inbox - join the newsletter!Watch on YouTubeFollowJacqueline on IG: @theproductbosstheproductboss.com
In this class, I talk about the “rent” we pay in life—not the rent for a house, but the cost of the lifestyle we choose. I break down how this idea hit me after seeing a $340 Whole Foods trip show up on my account while I was also looking at housing prices in South Florida. It made me think about what level you want to live at and what that level actually demands from you. I speak mainly to men and heads of households, but this message applies to everyone. This is about choosing your lifestyle and understanding the real price that comes with it. Show Notes: [02:41]#1 Bigger life, bigger status equals bigger bills. [08:22]#2 Paying bigger bills requires longer and more important work. [14:57]#3 Establish yourself at a certain level for paying a certain amount of rent. [19:53] Recap Episodes Mentioned: 2248: How Top Performers Use Pressure 2705: Why You Need Pressure, Anxiety & Stress In Your Life Next Steps: ⚡️ Power Presence Protocol Command The Room Without Words → http://PowerPresenceProtocol.com
Naming beneficiaries and successors might seem simple, but one wrong designation can lead to tax headaches, probate delays, or unfair outcomes for your heirs. In this episode, Joe Curry explains how to properly name beneficiaries across your RRSPs, RRIFs, TFSAs, and non-registered accounts — and how to avoid common estate planning pitfalls that could cost your family thousands. Key Takeaways Beneficiary vs. Successor — know the difference. A beneficiary receives the account value after death, while a successor (available only to spouses) continues the account tax-free and without interruption. RRSPs and RRIFs carry hidden tax traps. Non-spouse beneficiaries may get the full payout, but the estate — and the executor — must handle the tax bill. TFSAs can pass on tax-free growth — but only with the right setup. Naming your spouse as a successor holder preserves the tax-free status; naming them as a simple beneficiary does not. Non-registered accounts and property often go through probate. Joint ownership or trust structures can help avoid delays and additional costs. Keep designations up to date. Life changes — and so should your beneficiaries. Ensure account designations align with your will to avoid confusion or accidental disinheritance. Resources Matthews and Associates – Book a Beneficiary Review Call Retirement Planning Simplified Blog Related RPS Podcast Episodes: Ep 92 – Paying for Promises: An Evidence-Based Look at Segregated Funds with Mark McGrath Ep 110 – Estate Planning Fails: Real Stories of What Can Go Wrong with Ellie Muir (Clear Estate) Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/ About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/ About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.
This episode is sponsored by Troy Roofing Inc. LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this Dropping Bombs episode, second-generation roofer and multi-million-dollar owner Troy Musulman reveals how blue-collar grit scales real companies. He exposes industry roll-ups, margins, and consumer traps, explaining how he escaped a wage ceiling and dominated the tear-off roofing niche. Troy also reveals why most "lifetime" warranties are actually just marketing. Action takeaways: pricing with discipline, strategic material sourcing, documenting installs, and unifying with solid operators to increase EBITDA and exit options. Learn how to evaluate offers, avoid slow-pay partnerships, and the simple phrase that saves thousands. Whether you own a home, run a crew, or just hate getting hustled, this episode shows how to keep more money—and more leverage—on your side.
Have you ever wondered what life would look like if you designed your days around freedom instead of work? What would change if you could travel for months at a time, pick projects you actually enjoy, and still watch your net worth climb into the millions? Today you'll hear how Lauren and Stephen Keys, creators of Trip of a Lifestyle, built a million dollar net worth in their early thirties and used it to create a flexible, travel-filled life. They didn't wait for traditional retirement at 65. They didn't burn out on the way to FIRE. Instead, they created a lifestyle where they work less, live more, and let their money do the heavy lifting. This conversation originally aired last year and quickly became one of our most-watched interviews, so it felt like the perfect Best of MKM feature for this holiday week. Lauren and Stephen share how they avoided lifestyle creep, traveled the world cheaply, took mini retirements, paid off two homes, and built more confidence with each dollar saved. If you're dreaming of more time freedom, this story will show you what's possible. CHAPTERS
Send us a textWhat if you could buy a computer, a machine, or new equipment and deduct the entire cost in the first year instead of waiting 5, 10, or even 30 years? Thanks to major updates in the One Big Beautiful Bill, you can now take a full write-off upfront.We break down how depreciation works, when to expense versus capitalize, and how the updated bonus depreciation and Section 179 rules give owners more control over their tax bill.You'll learn how to time asset purchases, when to avoid front-loading deductions, and why every business needs a written capitalization policy.
Dan Ives is back on The Watch List with Nicole Petallides to settle the Alphabet/Google (GOOGL) vs Nvidia (NVDA) debate. His team estimates that for every $1 spent on Nvidia, there is an $8-$10 multiplier across the rest of the tech ecosystem. Dan adds that it's "Nvidia's world, but everyone else is paying rent in the A.I. revolution." He adds this revolution is being built on one chip: Nvidia's. Dan later addresses other table-pound names to own: Microsoft (MSFT) and Oracle (ORCL). He also lists Palantir (PLTR), Snowflake (SNOW), MongoDB (MDB), Nebius (NBIS), Palo Alto Networks (PANW) and CrowdStrike (CRWD) as second and third derivative winners in the A.I. trade. For 2026, Dan believes "there isn't a better name to own in the A.I. trade than Tesla (TSLA)."======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Footballguys The Audible - Fantasy Football Info for Serious Fans
Fix Your Fantasy League's Biggest Problems with These Simple Strategies! Conflict Resolution, Collusion Prevention & Protecting League Integrity. Welcome to Episode 3 of the Footballguys Home League Show—your weekly guide to building fun, competitive, and connected fantasy football home leagues. Hosted by Kevin Murray (author of The Commissioner's Playbook) and Joey Wright (Footballguys Community Ambassador), this episode dives into one of the most important—and often overlooked—parts of running a successful league: conflict resolution, transparency, and league integrity. Fantasy football is full of highs, lows, big trades, heated chats, and unavoidable disagreements. Great leagues aren't the ones that avoid conflict—they're the ones that manage conflict well. Today, Kevin and Joey break down how commissioners and league members can protect fairness, reduce drama, avoid collusion, and strengthen trust all season long. League of the Week: The BPFL This week we spotlight the BPFL, commissioned by Billy Michalski. What started as a softball team's offseason hobby has evolved into a creative, high-engagement fantasy empire filled with traditions, identity, and league-wide pride. Highlights from BPFL: • 14-team, two-division format • Empire pot keeping long-term stakes high • Legendary draft days with full production value • Draft-order determination contests • Custom website using League Legacy • An emphasis on culture, transparency, collaboration, and connection The BPFL is a shining example of what great commissioners build: leagues with personality, pride, and long-lasting tradition. Learn more about League Legacy Websites: LeagueLegacyWebsites.com To submit your league for consideration: FBGCommish@Footballguys.com Commish Corner: Engagement in the Season of Apathy Right now is the stretch of the season where excitement peaks for some managers… and fades for others. Kevin and Joey share quick ways to re-ignite your league: • Drop memes, GIFs, and hype videos • Stir up storylines and rivalries • Create a "state of the league" update • Spotlight manager achievements • Spark discussion in the group chat Small touches often make the biggest cultural impact. Home League Huddle (Main Topic): Conflict Resolution & League Integrity Conflict is inevitable in fantasy football—trades, collusion suspicions, tanking concerns, commissioner decisions, and playoff implications all create friction. But great leagues use that friction to build stronger culture. In this episode, Kevin and Joey break down: • Why conflict management matters • How trust affects every league decision • Common sources of conflict • Preventing disputes before they start • Fair and transparent trade-review systems • Collusion-proofing your league • When (and when not) to intervene as commissioner • The "best interest of the league" clause • Healthy communication habits that sustain culture Kevin also shares an unforgettable real-life story—The Great Publix Trade Approval of 2013—and explains how a single misstep led him to create a formal league constitution. This episode shows why conflict doesn't have to break a league. When handled correctly, it builds connection, trust, and long-term stability. Last Place Lounge This week we review and rate four last-place punishments: • Street-corner costume sign • Paying next year's champion's dues • Recording a video apology • Losing a future draft pick Send in your league's punishments for a chance to be featured! Commish Hotline & Mailbag Have a question, conflict, story, dilemma, or hilarious league moment? Email us at FBGCommish@Footballguys.com and your submission may appear in a future episode. The Culture of Fantasy Kevin and Joey close with a reflection on how leagues grow through communication, trust, connection, and shared traditions. Next Week: How to keep your league engaged through the playoffs + creative playoff formats! Commissioner's Call to Action: Catch up on our earlier episodes, share a story with us, and take one action this week to spark engagement in your league. This is The Home League Show—your guide to building better leagues, stronger communities, and the most memorable fantasy football experience possible. Links & Resources: Footballguys Website https://www.footballguys.com The Commissioner's Playbook (by Kevin Murray) https://amzn.to/4nT7AvC The Audible https://www.footballguys.com/podcasts/show/theaudible The FBG Fantasy Football Show https://www.footballguys.com/podcasts/show/fbgffshow The FBG Dynasty Show https://www.footballguys.com/podcasts/show/dynastyshow
Every business remembers the grind of getting the first 100 paying customers. It's the hardest stretch, the messiest chapter, and the moment where most founders quit. But if you get this part right, everything after becomes easier. In this episode, Brandon Bornancin shares the exact playbook he used to go from zero to a hundred paying customers and then scale far beyond. You'll learn how to validate your idea, build demand before the product is even ready, create offers people actually buy, and use simple outreach strategies to close your first wave of customers fast. Brandon breaks down the channels that work, the scripts that convert, and the moves founders must make in the early days to build momentum, revenue, and trust. Whether you're launching a startup, a side hustle, an agency, or a new product, this playbook will give you the blueprint to get your first 100 paying customers without guesswork. If you want the clearest path from idea to income, don't miss this one.
What happens when a dream is so big, so audacious, that you commit to it long before you have the skills, money, or confidence to make it happen? For Paula Ralph, that dream was to cycle from Cape Town, South Africa to Nordkapp, Norway— a 12,290 km journey across 17 countries. What began as a Guinness World Record attempt soon transformed into something far more powerful: a test of courage, resilience, and self-belief. Paula set off with one goal — to become the fastest woman to complete the route. But along the way, reality hit hard. Injuries, financial setbacks, fear, loneliness, and a traumatic collision with a truck in Zambia forced her to confront a heartbreaking truth: the record might no longer be possible. At this crossroads, Paula had a choice — stop, or redefine what success looked like. She chose to keep going. In this episode, Paula shares the raw truth behind the miles: the moments of doubt, the joy of human connection, the quiet sunrises that kept her pedalling, and the inner strength she discovered when everything else was stripped away. Her story is not just about endurance on a bike — it's about holding on to your "why" when the original plan falls apart. If you've ever had a dream that felt too big, or found yourself at the edge of giving up, Paula's journey will remind you that progress isn't always measured in records — sometimes it's measured in courage, growth, and the refusal to quit. This episode is for you if: You're chasing a big goal or adventure You've experienced setbacks or self-doubt You want inspiration to keep going when life gets tough You love stories of resilience, solo travel, and human grit Ready to be inspired by what's possible when you simply refuse to stop? Hit play and let Paula take you on the road with her. New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries. Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast. Your support makes a difference. Thank you x *** Show notes Who is Paula Doing the Long Ride - Cape Town to Nordkapp, Norway Being based in the UK Growing up in South Africa in the middle of nowhere Not being very adventurous Getting sporty in her adult years Getting married and putting on weight Deciding to join a gym to lose weight in Paying a Personal Trainer How her outlook on fitness changed Wanting to encourage other people to live a healthy life Getting into Brazilian Jiu-Jitsu Becoming a sports therapist in 2009 Going into retail after college Getting her personal training qualifications Advice and tips for women who aren't feeling comfortable in their body Encouraging women to find something they'd enjoy Getting the idea for the ride in 2020 Being inspired by the longest walkable road in the world - from cape town to a tiny town in Russia Sharing her dream on Facebook Giving herself 4 years to plan and train Deciding to do a cycling camp in Italy Meeting her coach - Ian Deciding it was now or never and starting the ride The challenges of getting to the start line Getting divorced in 2012 and not having children The challenges of being self employed Struggling financially Creating a go fund me, to fund the challenge Wanting to start a foundation to help children in disadvantaged communities Needing to take a little diversion to get back on track The start line of the long ride Being driven to the start line at 5am Dealing with the nerves at the start Wanting to beat the record and complete the challenge in 72 days Not having a support crew anymore due to the sponsorship falling through Having an 8kg pack on her back while cycling Crossing the border into Botswana Her cycle route through Africa The anxiety heading up to the Ethiopia border Border crossing Heading through the Middle East and making it to Europe Mental resilience during the ride Reflecting on each day, how the day went and how she was feeling Why the only way is forward Smiling through the pain Being on the bike and where her focus was Getting hit by a truck in Zambia Needing to set the world record aside Feeling overwhelmed and not wanting to continue the ride - being completely done The end of the journey and knowing the end was insight Feeling proud of herself Going live on Instagram to thank everyone Adjusting back to life after the trip Leaving everything in the UAE Heading back to the UK after the ride Finding a contract job Trying to enjoy the downtime after the ride and struggling with not moving forward How to connect with Paula on social media Having her first account hacked on Instagram Fail to plan - plan to fail Why its all in the planning Be prepared to be adaptable Forge forward Social Media Instagram: @thelongridec2c.2
What if you could build wealth through real estate… without paying taxes along the way? In this episode, Michael Blank welcomes Louis Rogers, founder of Capital Square and pioneer of the tenants-in-common model still widely referenced today. Lewis breaks down the simplicity of 1031 exchanges, why DSTs have replaced TICs, and how investors can eventually move into a REIT structure to enjoy completely passive investing — while still deferring taxes. If you want to learn how the wealthy use the tax code to accelerate their net worth, this episode is a must-listen.Key Takeaways: 1031 exchanges are simpler than most people think — and typically cost about $1,000 using a qualified intermediary. The old tenants-in-common (TIC) structure is obsolete — DSTs are now the preferred option for 1031 investors. Investors can move from active ownership → DSTs → UPREIT, getting more passive over time. Tax deferral can continue for life — with a step-up in basis eliminating capital gains upon inheritance. The U.S. tax code is uniquely favorable to real estate — wealthy families use it strategically. Paying taxes is a choice: learn the rules and keep more of your money working for you.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session499/
There are many ways you can pay for your flight training, but what is best for you? In today's episode, we will dive into the many methods of funding your flight training with a few hacks you may never have thought of. Pay Cash Family and friends. https://www.nerdwallet.com/taxes/learn/gift-tax-rate Scholarships It is worth the work. If … Continue reading ACP439 Paying For Flight Training → The post ACP439 Paying For Flight Training appeared first on Aviation Careers Podcast.
Six months after the May 16 tornado, people in North St. Louis are struggling to pick up the pieces of their destroyed homes. And St. Louis Public Radio reporters found that even people who had homeowners' insurance aren't getting what they need to rebuild.
Stupid News Extra 11-24-2025 ...This is one way to get away with not paying child support
Lords: * Mitch * Kory Topics: * The Nintendo 64DD * Wristwatch repair videos * How to switch to Linux?? * Kubla Khan by Samuel Taylor Coleridge * https://www.poetryfoundation.org/poems/43991/kubla-khan * The ICZN's recommended method of determining the Latin grammatical gender of a word that isn't Latin Microtopics: * Being a fledgling your whole life. * Mitch from the Super Mario Wiki. * The episode of Topic Lords where we specifically didn't discuss what's happening in Washington DC. * A show with nobody on it discussing nothing. * Putting money in the jukebox to have three minutes of peace and quiet. * A noise cancellation podcast that guesses what noise you'll probably be surrounded by when you listen. * The least notable of Nintendo's major failures. * What if we added a floppy disk reader to compete with the Playstation? * In retrospect, it sounds like a bad idea, but at the time, it also sounded like a bad idea. * Paying $100 for a plastic replica of a Virtual Boy to play Virtual Boy games on your Switch. * The rich tapestry of homebrew games for the Virtual Boy. * Why isn't the Nintendo 64DD in Super Smash Bros. Brawl? * Animal Crossing for the Nintendo 64DD. * People writing very politely worded letters to Nintendo and getting Mother 3 released. * Playing with the 3D sculpture mini game on the title screen of Donkey Kong Bananza and thinking "I bet I could do something cool with this if I was an artist" * Mario Artist Polygon Studio. * Wario Ware as a spinoff of the Mario Paint series. * Family BASIC for the Famicom Disk System. * The Tonkachi Editor. * Mario 64 2 for the Game Boy Advance. * Vegging out by binging wristwatch repair videos. * Jewels on the movement that you ambiently know of. * Using a ruby or sapphire as a bearing for a mechanical device. * Synthetic corundum. * Why the little work is going back and forth. * Solving a very particular problem at a very micro scale. * Transistor radios advertising how many transistors are in there. * The World's First 128-Bit Web Site! * What 1990s video game enthusiasts knew about numbers of bits. * 1.21 Gigaflops! * The sad state of Nintendo 64 emulation. * Nintendo Classics – Nintendo Switch Online. * Migrating all the executables you use to the inside of virtual machines running Windows XP. * Winboat. * Linux distributions with as much or as little configuration as you want * How they made Linux good. * The year of Linux on the Desktop. * Attaching an IR transceiver to the GPIO pins. * Setting the oven via PHP script. * Getting an ancient Thinkpad to install Linux on. * The red nub in the middle of the keyboard. * Whether there's any possible way this $50 Thinkpad doesn't run Pico-8. * A stately pleasure dome decreed. * Women wailing for their demon lovers. * Five miles meandering with a mazy motion. * Samuel Taylor Coleridge: a native speaker of early modern English, or he's Just Like That? * A poem that starts with a real Rubik's Cube of a sentence. * How Adam Saltzman does it. * Procrastinating game development by installing Linux on everything. * The Zoologist with naming dibs. * Finally getting to name a beetle and choosing to name it a word borrowed from Serbo-Croatian just to piss people off. * The ICZN's stance on Serbo-Croatian.
Welcome back to Go Gaddis Real Estate Radio! I'm Cleve Gaddis, here to help you move from real estate novice to expert so buying and selling a home can be done with complete confidence—and without the worry or surprises that often come with life's biggest investments. This week, we're shining the spotlight on The Lakes at Sugarloaf, one of Gwinnett County's most sought-after gated communities. From its amenities to its location near Sugarloaf Parkway and I-85, we'll explore why this neighborhood continues to draw strong buyer interest. Then, we're tackling two big questions that matter to every seller in today's digital marketplace: 1. How do you make your listing stand out online? Gregory from Smyrna asks: “How can I make my listing stand out?” We'll break down what it takes to capture attention in a world where buyers swipe through listings faster than ever. From photography and staging to pricing strategy and digital placement, we'll talk about what truly moves the needle. 2. Are homes still selling for over asking price? Charlotte from Decatur wants to know whether bidding wars are still happening—or whether the market has cooled. We'll look at current Metro Atlanta numbers, how price bands are behaving, and why your list price strategy matters more today than it did a year ago. We'll also highlight our Upside Program, built to give sellers all the flexibility and options they need to move forward with confidence. Have a question, challenge, or idea? Visit GoGaddisRadio.com to connect, push back, or subscribe so you never miss an episode.
SCOTUS just delivered a win for marriage equality. After nearly a decade of appeals, lawsuits, and national drama, the Supreme Court has officially declined to hear Kim Davis' case challenging gay marriage… leaving the original ruling in place and the former county clerk on the hook for hundreds of thousands of dollars. What does this mean for gay marriage going forward? We break it all down. This week's episode dives into the biggest religion-and-politics stories making headlines: SCOTUS rejects Kim Davis • Marriage equality remains intact U.S. Catholic Bishops elect a far-right "culture warrior" to lead the conference Transgender Air Force veterans sue the military after losing retirement benefits HVAC tech sues employer for forcing him to work with women (Billy Graham Rule meltdown) Pastors running as Democrats in 2026 races The UK is building a 168-foot monument to "answered prayers" (and it's… actually cool?) Plus, this year's Holiday Survival Guide for atheists navigating religious family gatherings.
This is a free preview of a paid episode. To hear more, visit www.serioustrouble.showNow that Congress has voted overwhelmingly to require the release of the Epstein files, we discuss what's likely to be in those files, what the administration might do to undermine the intent of the law requiring release, and whether we really ought to learn so much about this case. That conversation is for free subscribers. Paying subscribers get much more this week — a look at the rapidly increasing number of problems with the James Comey indictment, an update on the National Guard cases, and an interesting question from the Supreme Court about the meaning of a law restricting the president's ability to deploy it over a governor's objection. We look at a really, really intemperate dissent in the Texas redistricting case, an update on Tina Peters, and we look at two defamation cases, one where Trump has again lost to CNN, and one brought by rapper Megan Thee Stallion against a Twitch streamer who, in the eyes of the state of Florida, does not count as a media outlet.Upgrade your subscription now at serioustrouble.show
The Drive credited Chiefs TE Travis Kelce, as all offseason he talked about his improved workout program and the impact it has had on his game.
Paying big money to the wrong QB. Baker Mayfield's resurgence. Blazers at Warriors tonight in NBA Cup game. Closing Arguments: Patrick & Danny both going to Oregon/USC.
Over sharing with brilliant Joanne McNally, incredible Woman, could have talked to her for hours, one of the best yet Hosted on Acast. See acast.com/privacy for more information.
Hiring a “quality manager” in China or Asia doesn't always mean you're getting someone who can actually protect your brand. In this episode, Renaud walks through how to tell a real quality leader from a simple document handler: the interview questions that expose true ISO 9001 competence, what strong (and weak) answers sound like, and how this role can either quietly drain money… or drive real improvement. Episode Sections: 00:00 – Cold Open: Can you trust that “quality manager”? 01:00 – Why the quality manager hire is a “hidden” benefit (or risk) 02:30 – Do you want a document pusher or an improvement leader? 04:45 – ISO 9001 “trick questions” that reveal real knowledge 07:00 – Can they explain the system, not just recite the standard? 09:20 – Scenario: lots of customer complaints – what do they actually do? 12:30 – Switching between “heavy” analysis and fast problem-solving 14:00 – What “profile” are you really looking for? 16:00 – Paying more for the right person vs. the cost of poor quality 18:00 – Wrap-up: Practical takeaways for your next hire Related content... Quality Manager Interview Questions To Test Knowledge Of ISO 9001 QA Strategy in China: 10 Elements You Should Include Basics about ISO 9001: The Standard and the Certification Process How a Chinese Factory Can Get ISO 9001 Certified What Factory CERTIFICATIONS Mean in China How a Factory Can (and Should) Go Beyond ISO 9001 Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB
Today we're joined by Sean Mullaney, an author and CPA who presented at this year's Bogleheads conference. We dive into smart ways to manage your taxes in retirement and explore the strategies that can make a meaningful difference over the long run. Sean walks us through when Roth conversions shine, when they don't, and how tax, retirement, and estate planning all fit together. If you want to feel more prepared for the financial side of retirement, this is an episode you won't want to miss. The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dr. Dahle and The White Coat Investor podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Median American wealth statistic source: https://www.ubs.com/us/en/wealth-management/insights/global-wealth-report.html Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #446 04:25 Sean Mullaney, CPA Interview 06:00 5 Phases of Retirement 09:40 Early Retirement 16:00 The Golden Years of Retirement 23:38 IRMA 26:51 Taking Social Security 31:33 Qualified Charitable Distributions 37:22 Required Minimum Distributions 42:27 Widow Tax Trap 47:14 RMDs Are Not Bad 50:05 Roth vs. Traditional 55:03 Buy, Borrow, & Die 01:00:06 Tax Planning To and Through Early Retirement
College football kegger: Is Lane Kiffin changing schools? What are you doing to keep George Pickens with the Cowboys for the future? Neighborhood Watch!
You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up right back where you started. In this episode, I'm breaking down why credit cards feel so helpful (until they become a trap), and the exact strategy to actually stop using them: a 4-week reset that includes a spending overhaul and decluttering your home to find extra money. If you're tired of the cycle, this episode will show you how to break it.You'll learn:Why credit cards are designed to feel helpful (and why that's the problem)When credit cards go from convenient to trapWhy you can't pay off debt while actively adding to itThe 4-week credit card breakup plan (stop using, overhaul spending, declutter and sell)How to find money you didn't know you hadWhat happens when you actually break up with credit cards (instead of just paying them off)Get 9 Ways to Break Up With Your Credit Cards www.katyalmstrom.com/9-ways Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat Apply for Moneywise : katyalmstrom.com/moneywise Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/debtpayoffforwomen
Heidi Harris fills in today for Annie Frey, and in the opening hour she discusses with Brad Range how snap benefits are now paying for fast food as well as apparently Walmart has good news on the state of the economy.
Instead of tell people what to eat, what if we changed what food costs? With Jörgen Larsson (researcher from Chalmers University), we explore a cost-neutral tax reform, one that makes healthier and climate-friendly food cheaper without raising the overall grocery bill. We break down how it works, why it matters, and how to frame it in ways that avoid predictable backlash.For more info, transcript and resources, visit: https://tabledebates.org/podcast/episode92Want to share your reflections on the episode? Send us an email or voice memo to podcast@tabledebates.orgEpisode edited and hosted by Matthew Kessler. Music by Blue dot sessions.
Patrick answers questions about OCIA fees, simony, and sacramental theology. Calls spark deep exchanges on the meaning of Mass, forgiveness, and biblical interpretation, while personal stories about divorce and Church scandal bring raw honesty to the conversation. Throughout, he fields questions on funeral customs, prayers for the dead, and the mysteries of angels, never shying away from thorny subjects. Mark (email) – Where can I find your big list of books (www.relevantradio.com/patrick - and then click “Links”) (00:57) Dylon (email) – Paying a fee to receive the Holy Gift of Healing (02:51) Miro - I heard the Letter of Hebrews says there is no need for sacrificing. Why do we need the sacrifice of Mass? (08:58) Mary - I think that the book “Primal Loss” has made a difference in my life. (20:31) Linda - What is a good resource that could help me address the sexual abuse crisis in the Church? My friend left the Church over this 45 years ago. (23:26) Jodi - What is an appropriate donation for a funeral mass to give to the priest? If the burial doesn't follow the Mass on the same day, do I give another donation on the 2nd day? (29:03) Saul (email) – How can you possibly know so much about angels and how they are created? (38:19)
Allison Baggerly from Inspired Budget joins us to share her journey from $111,000 in debt to creating a life of freedom through budgeting. Topics covered include: How to change your spending habits Paying down debt as quickly as possible Different types of budgets and how to implement The power of increasing your income Knowing your "enough" How kids can actually reduce your expenses Planning for early retirement Routines, time blocking, and managing your schedule And so much more. If you found value in the episode, please share it with a friend! Links from The Episode Inspired Budget (Allison's Website) Inspired Budget Podcast Allison's YouTube Allison's Instagram Money Made Easy (Allison's Book) Allison's Budgeting Spreadsheet Allison's Daily Budgeting Video YouTube Interview https://youtu.be/59scOklc9jc Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here
What happens when life hands you a completely different path than the one you planned and instead of fighting it, you decide to lean in, level up, and bet on yourself anyway?In this episode, host Shelby Clement sits down with former high school friend and now seasoned outside sales rep Russell Pellichino for a brutally honest, unexpectedly hilarious, and deeply insightful conversation about the long, messy road to building a fulfilling life and career.Russell's story is anything but linear.He opens up about the years he felt stuck, the months he was unemployed sending out application after application, the detour into juvenile probation work that shook him to his core, and the one conversation at a family gathering that changed the entire trajectory of his life.You will hear how Russell:Transitioned from college athlete → unemployed graduate → juvenile probation officer → thriving oil & gas sales repNavigated the mental load of being “overqualified but underexperienced,” yet still overlookedBroke into a highly technical, intimidating industry with zero backgroundMade a bold leap—ending a relationship, quitting his job, and moving in with his mentor to learn the field from the ground upDeveloped a sales approach rooted in service, integrity, and actually giving a damnShowed up consistently for clients in high-pressure environments where valves failing mean millions lostBalances fatherhood, marriage, and career while raising three boys under sixBuilt a personal list called “Rules from Dad” with the values, lessons, and mindset he hopes to pass downApproaches growth, risk-taking, and building a life you enjoy, before time slips awayThis episode goes beyond career talk.It's a conversation about resilience, identity, character, humility, fatherhood, and the reality of choosing a life you're proud of, even when the road there looks nothing like what you imagined.Whether you're an entrepreneur, a parent, someone in a career transition, or just someone craving a real, grounded story about grit and growth, this episode is going to hit home.Connect with Shelby Clement:Website: https://shelbyclement.comFollow on Socials:Facebook: https://www.facebook.com/shelbydclementLinkedIn: linkedin.com/in/shelby-dimiceli-clement-a9497049TikTok: https://www.tiktok.com/@itsshelbyclementInstagram: https://www.instagram.com/itsshelbyclement/If this episode inspired you, share it with a friend and leave a review, it means the world to me :)
This episode is an invitation into the kind of womanhood most of us were never shown how to grow into. The woman who is soft without collapsing, powerful without hardening, and deeply connected to the wisdom God wove into her body, her lineage, and her love life. You'll step into the world of feminine maturity — the kind that rewrites patterns, restores emotional safety, and calls in a love that feels honest, holy, and deeply human.This is where womb intelligence meets relational healing. Where old beliefs unclench. Where your softness becomes strength. Where your body becomes a sanctuary again.In this episode, you'll learn:• Why nurturing your womb is essential for emotional balance, physical well-being, and deeper self-connection.• How to identify and unlearn limiting relationship beliefs that block intimacy and healthy love.• The role of vulnerability and emotional safety in creating deeper communication with your partner.• Practical ways to reconnect with your womb and invite more peace, clarity, and softness into your life.• How your relationship with God influences your femininity, your identity, and how you relate to men.Golden Nuggets From This Episode:✨ “She went the extra mile to reach out, and that simple act touched my heart in a way I'll never forget.”Small gestures can carry profound emotional impact. When someone reaches out with genuine care, it reminds you that love often lives in the simplest moments of connection.✨ “Exploring polarity taught me a lot, but I realized it can sometimes feel flat and one-dimensional.”Polarity can be exciting, but without emotional depth and authenticity, it can become limiting. True connection requires more than roles — it needs real presence and truth.✨ “Everything in my life shifted the moment I finally released that limiting belief.”✨ “My womb became the central piece of my evolution — the epicenter of my transformation.”✨ “Our cycle is a mirror of our physical health and our relational well-being.”Your menstrual cycle reflects more than biology — it shows emotional patterns, stress levels, and relational harmony. Paying attention to it helps you understand your inner world.✨ “The womb holds the blueprint of feminine creational coding.”✨ “The cervix, heart, and throat move together through one powerful energetic pathway.”✨ “The most impactful feminine communication comes from being deeply feelable.”Feminine expression is strongest when it's authentic and embodied. When you allow your emotions to be felt, you create intimacy and connection without force.✨ “Healing one relationship can recalibrate your entire inner world.”Every relationship is a mirror. When you repair or transform one connection — even with yourself — it shifts your patterns, your energy, and the way you love everywhere else.Connect More with :IG: juliet__tangWebsite: https://juliettang.mykajabi.com/feminine-codexMore Lexy from Heart Snuggles:Soft Girl Season {Instant Access Course}: https://alive-to-enjoy.circle.so/checkout/soft-girl-seasonEmail: lexy@alivetoenjoy.comDating + Relationship Coaching - https://iamlexydavis.com/Instagram: Alivetoenjoy & Heart SnugglesTimestamps from episode:01:07 - Meet Juliet: Midwifing Women01:50 - Acts of Kindness: Support in Grief02:59 - Unlearning Relationship Beliefs07:06 - The Journey into Womb Work12:21 - Connecting with the Womb18:46 - The Womb as a Central Organ21:22 - Embodiment and Relationships27:03 - Navigating Triggers in Relationships30:52 - Soft Girl Season Ad30:56 - Effective Feminine Communication38:03 - Inspiring the Masculine47:54 - The Spiral of Consciousness
Hour 3--J&J Show Wednesday 11/19/25--Kentucky Hoops is bad, and paying lots of $ in NIL. College Hoops. Dybansta + Steven Ruiz from the Ringer on the NFL
The Scariest Decision in Business: Do You Hire Before You're Ready?This episode is an honest look into a tension every entrepreneur eventually faces: when your business is growing but not quite enough to comfortably make your next hire. I'm in that exact season right now debating whether to keep profits tucked away “just in case,” or reinvest everything back into the team so the company can reach its next level.Inside today's episode, I break down:✅ The fear of reinvesting when the profit cushion isn't huge✅ How to decide who your next hire should be ✅ Why keeping money in the bank can actually slow your growth ✅ The difference between protecting stability vs. enabling expansion ✅ How to think like the future version of your business not the current oneYou'll hear my real-time thought process about adding a marketing-focused team member (or two… or three), what that would mean financially, and why I'm choosing to double down even when it feels uncomfortable.If you're wrestling with your own “should I hire?” moment, this episode will help you zoom out, see the bigger picture, and make decisions based on where you're going not where you're standing today.
✅ Silicon Valley entrepreneurship takes on a whole new meaning in this conversation with Lin Wu, whose extraordinary journey from a broom shop to a Fortune 500 technology executive embodies the true immigrant entrepreneur story, the evolution of Silicon Valley history, and the modern pressures of AI and the future of work. In this episode, we explore the insights, lessons, and pivotal moments that shaped one of the earliest engineers in Silicon Valley—and what his story means for anyone navigating today's rapidly shifting tech landscape.If you're researching how Silicon Valley really works, how careers in tech evolve, or whether innovation still lives in the Valley, this episode brings clarity. Listeners searching for how to break into tech, how AI is changing software jobs, or how immigrants succeed in entrepreneurship will hear real-world stories from someone who lived through the transistor revolution, the birth of mainframes, and the rise of venture-backed startups. Lin Wu provides candid insight into how the industry has changed—and what remains timeless.For founders, engineers, and professionals evaluating where to build their career, Lin breaks down the competitive realities of today's tech ecosystem, from tech career advice to the impact of rise of AI in tech, chip war and semiconductor industry dynamics, and the truth about cost of living in Silicon Valley. His decades of experience at IBM, Fujitsu partnerships, and startup building reveal how today's challenges mirror—and differ from—the early days of modern computing.This video helps answer key questions people frequently search:Is Silicon Valley still worth moving to?How will AI reshape software careers?Can immigrants still achieve the American Dream?How should students choose majors for the future economy?Where is the AI race between the U.S. and China actually heading?Lin Wu's wisdom offers not just answers—but perspective. You'll walk away with actionable insights on innovation, mindset, adaptability, and how to thrive as technology undergoes the biggest transition since the birth of the PC.⭐ Timestamps (15:36 total)00:00 – Introduction to Lin Wu01:00 – Immigrant beginnings and early struggles02:00 – Paying for school and first jobs in America03:00 – Entering the Ivy League and meeting IBM04:00 – Mainframe computing and the birth of Silicon Valley05:00 – Venture capital and the first startup experience06:00 – The Japanese partnership and technology transfer07:00 – Growing a company into the Fortune 50008:00 – Then vs. Now: Evolution of Silicon Valley09:00 – AI, chips, Nvidia, and the U.S.–China tech race10:00 – Remote work, Austin & Miami migrations11:00 – The American Dream then and now12:00 – How the iPhone changed tech forever13:00 – Who is winning the LLM race?14:00 – Career advice for the next generation15:00 – How to find Lin Wu's book⭐ Hashtags#SiliconValley #Entrepreneurship #LinWu #ImmigrantSuccess #AIRevolution #TechCareers #StartupLife #AmericanDream #SiliconValleyHistory #FutureOfWork #AIandTech #SemiconductorIndustry #Nvidia #TSMC #VentureCapitalTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdSubscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025
This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust
U.S. consumers have not borne the full brunt of President Trump's tariffs but that may change if they are held up, all or in part, by the Supreme Court. The Department of Homeland Security is employing powerful new tools to surveil foreigners. A Floridian, arrested by Israel earlier this year at age 15 in a rock-throwing incident, faces 20 years in prison.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy