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Our conversation about Woodstock continues with a look at the instant nostalgia for the event, how it captures the mix of culture and politics in the Baby Boomer generation... and how the myth of the event has been re-shaped over the years.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

The Pentagon is in open chaos and the man in charge is the reason. Army Secretary Dan Driscoll — a Ukraine hawk, a drone-defense innovator, and a close ally of JD Vance — just walked into the Oval Office, resigned to President Trump personally, and told him exactly why. Pete Hegseth has frozen flag officer promotions, is reportedly paying people inside the Pentagon to troll Americans on X, and is dragging senior leaders back to Washington for another culture war TED Talk while the Iran war goes sideways. Paul Rieckhoff has been warning about this since the confirmation fight, and on News Nation with Connell McShane he lays out why Hegseth is on thinner ice than anyone else in the cabinet. Then the map. Massachusetts just handed Ed Markey another term over Marine veteran Seth Moulton in a primary where more than 60% of the state's independents were shut out entirely. That's the rigged two-party system in miniature — a general election decided by a closed primary, and moderates left homeless while both parties race to their poles. But there's a counter-current worth watching: independent veteran Senate candidates Todd Achilles in Idaho, Brian Bengs in South Dakota, and Seth Bodnar in Montana are all looking more competitive by the week. This one is a fast, sharp read on what's collapsing at the Pentagon and what's rising in the Senate map. -WATCH full video of this episode here. -Millions of American veterans are being locked out of primary elections in the country they served. See what we're doing to change that. -Visit Kalshi and trade on anything. Use code INDEPENDENT to get $25 when you trade $25. -Head to cozyearth.com and use the code AMERICANS for an exclusive 20% off. -Join Noble Mobile today and get a $100 bonus when you use code PAUL and stay a member for 2 months! -Join IVA and help us get independent veterans elected to office. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

1 - The Paterno Family Football Experience is coming to Penn State! Is this a good idea? 110 - Paying homage to Gloria Steinem 120 - Maria Bartiromo is out at Fox. Your calls. 140 - 15 colleges now charge over 100K for tuition! Is that worth it? 145 - More calls.

12 - Mikie Sherrill is losing all her business in Jersey! Why? With Philadelphia schools getting off today because of the heat, Dom goes in on them and how they'll approach 9/11. 1215 - Side - odd couples 1220 - How can people just say the war in Iran is won? Your calls. 1240 - Resuming the conversation about the working class from yesterday. 1245 - More calls. 1 - The Paterno Family Football Experience is coming to Penn State! Is this a good idea? 110 - Paying homage to Gloria Steinem 120 - Maria Bartiromo is out at Fox. Your calls. 140 - 15 colleges now charge over 100K for tuition! Is that worth it? 145 - More calls. 2 - Republican Candidate for Governor Stacy Garrity is here again today. What does she think about Josh Shapiro starting a measles scare within the local media and then going off and hiding for 9 days now? Is Stacy planning to call him out? Where is the media coverage on this issue? Are people across the state aware of Shapiro's antics, like his flimsy stance on the death penalty? How many debates will there be with her and Shapiro? 215 - Dom's Money Melody! 225 - More of your calls. Is Maria Bartiromo going to be the next Press Secretary? 240 - It's an arms race in politics and at the home show! Calls here. 250 - The Lightning Round!

What if wisdom isn't about loss but learning how to meet it? Dr. Adam Miller explores Proverbs and Ecclesiastes and examines how correction, sacrifice, and seeing reality clearly lead us beyond conventional wisdom to the unconventional wisdom of Jesus Christ.SHOW NOTES/TRANSCRIPTSEnglish: https://tinyurl.com/podcastOT237ENFrench: https://tinyurl.com/podcastOT237FRGerman: https://tinyurl.com/podcastOT237DEPortuguese: https://tinyurl.com/podcastOT237PTSpanish: https://tinyurl.com/podcastOT237ESYOUTUBE: https://youtu.be/XQj6I0oTMnsNOW AVAILABLE INSpanish:  @followHIMespañol  French:  @followHIMFrançais  Portuguese:  @followHIMPortuguês    ALL EPISODES/SHOW NOTESfollowHIM website: https://www.followHIM.coFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook WEEKLY NEWSLETTERhttps://tinyurl.com/followHIMnewsletter SOCIAL MEDIAInstagram: https://www.instagram.com/followHIMpodcastFacebook: https://www.facebook.com/followhimpodcastPart 1 - 0:00 - Part 1 - Dr. Adam Miller3:35 The Art of Losing5:36 Where Wisdom Arises7:54 The Foolishness of God11:05 A Philosopher Reads Scripture13:44 Scripture is Ongoing Conversation16:49 Trust Beyond Knowledge18:10 The Bible's Wisdom Books21:22 Why Ecclesiastes Belongs23:57 Job Doesn't Get Answers25:28 Hungry and Wondering27:42 Everything is Futile30:39 Seeing What We Avoid32:51 Jesus Faces Loss35:29 Wisdom in the Book of Mormon36:48 Wisdom is Better Than Rubies40:05 Wisdom Personified as a Woman42:24 Are We Willing to Be Corrected45:01 When the Truth Feels Hard47:15 Loving Being Duped50:32 Paying to Deceived51:57 The Price of Real Wisdom53:34 Trust in the Lord55:52 With All Thy Getting57:50 The Path of the Just59:33 Wisdom Comes Through Doing1:01:17 Lose Your Soul to Save It1:05:07 Turn Left to Go Right1:08:54 End of Part 1 - Dr. Adam MillerThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3686: Jessica Thiefels explains how she and her husband paid off their loans a full year ahead of schedule using three unglamorous tactics. They updated their budget weekly so they always knew exactly what was left to spend, cut back sharply on eating out without giving it up altogether, and added a side hustle that took their monthly saving from the low hundreds to nearly double that. She makes the case that the short-term sacrifice is worth the long-term payoff, and that being debt-free is within reach for anyone willing to track the numbers honestly. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/simple-tactics-pay-off-loans-early Quotes to ponder: "Turning my writing and marketing skills into a side hustle allowed us to take our savings to the next level." "Note I didn't say that you need to cut it out altogether; just dial back." "How different would your life be if you weren't burdened by loans?" Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

As geopolitical tensions rise, markets continue their march upward while energy costs surge, creating the perfect recipe for what Gerald Celente calls Dragflation: slowing economic growth, rising living costs, and declining living standards. From Wall Street's disconnect from Main Street to the continuing erosion of humanity amid endless wars and global suffering, Celente delivers the facts, trends, and forecasts the mainstream media won't. Access our premium content, subscribe to The Trends Journal: https://trendsjournal.com/subscribe The Trends Journal is a weekly magazine analyzing global current events forming future trends. Our mission is to present Facts and Truth over fear and propaganda to help subscribers prepare for What's Next in these increasingly turbulent times. The Trends Journal Shop: https://trendsjournal.com/shop Follow Gerald Celente on X: https://x.com/geraldcelente Follow Gerald Celente on Instagram: https://www.instagram.com/geraldcelentetrends Follow Gerald Celente on Facebook: https://www.facebook.com/gcelente/ TikTok: https://www.tiktok.com/@trends.journal Follow Gerald Celente on Threads: https://www.threads.com/@geraldcelentetrends Follow Gerald Celente on Gab: http://gab.com/geraldcelente Substack: https://Trendsinthenews.substack.com Follow Gerald Celente on Truth: https://truthsocial.com/@TrendsJournal Follow Gerald Celente on Reddit: https://www.reddit.com/user/Trends-Journal/ Copyright © 2026 Trends Research Institute. All rights reserved.

Would you walk into a 7-Eleven and flip a gold coin for a Slurpee?Tricia is living for a new Texas law that recognizes gold and silver coins as legal tender. It feels like the Old West walked into the studio. JB wants to bring back pelts, cinnamon, silk scarves, and frankincense, and the whole bit turns into a spice-wars farmers-market fantasy about haggling for snacks instead of tapping a card.Care or Don't Care hits an Idaho dinosaur track with Austin connections, city frogs rewriting their mating calls so the ladies can hear them over traffic, office sabotage theories, and Dick Van Dyke still working out at one hundred. Tomorrow they try again to give away ten Tim McGraw tickets, with social answers and an early-morning tip on question five. The wrap revisits the morning's overachiever callers and the sad day JB realizes he can no longer armpit fart.Subscribe, leave a review, and share this with someone who still keeps change in a little baggy.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3686: Jessica Thiefels explains how she and her husband paid off their loans a full year ahead of schedule using three unglamorous tactics. They updated their budget weekly so they always knew exactly what was left to spend, cut back sharply on eating out without giving it up altogether, and added a side hustle that took their monthly saving from the low hundreds to nearly double that. She makes the case that the short-term sacrifice is worth the long-term payoff, and that being debt-free is within reach for anyone willing to track the numbers honestly. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/simple-tactics-pay-off-loans-early Quotes to ponder: "Turning my writing and marketing skills into a side hustle allowed us to take our savings to the next level." "Note I didn't say that you need to cut it out altogether; just dial back." "How different would your life be if you weren't burdened by loans?" Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

A damning Crown review has found longstanding systemic failures at the top and missed warning signs ahead of the catastrophic failure at Moa Point wastewater treatment plant in February, disaster, which has since spewed billions of litres of untreated sewage into Cook Strait. Reporter Mary Argue has been speaking to people on the south coast.

For the thirty-second installment of "50 Weeks That Shaped America," we go pehaps the most iconic cultural event in US history -- the Woodstock "Aquarian Exposition" concert in Bethel, New York. Jody, Niki, and Kellie discuss the larger context of culture and politics in Summer 1969, how the idea for the concert came together, and who ended up on the bill.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Paying students to not skip school. Is that a winner or loser in your opinion? With 3/5 of Detroit public schools middle and high school students being chronically absent, the district is paying them up to $1000 to get to class. Correction: Detroit TAXPAYERS are paying for that. Eric Swalwell pinched by the feds at the airport - our first look at the surveillance tape. Yikes. And James Comey leaker Daniel Richman gets a grand jury subpoena... and it's not over seashells.    

Allison Ellsworth, founder of ​Poppi soft drinks, started the beverage business as a kitchen experiment, with a Soda Stream and apple cider vinegar. She speaks to Leanna Byrne about pitching for funding on TV programme Shark Tank while nine months pregnant, relaunching during Covid lockdowns and becoming the number one soda on Amazon in the US and her $1.95 billion exit with PepsiCo.Presenter: Leanna ByrneProducers: Niamh McDermott and Victoriya Holland.You can email the team: businessdaily@bbc.co.uk(Photo credit: Allison Ellsworth/Supplied)

Mark returns from his trip to Liverpool, smack dab in the middle of a final 53 man roster and more Joey Porter Jr confusion as we get closer to the start of the season and still no contract. See omnystudio.com/listener for privacy information.

For the Good of the Public brings you news and weekly conversations at the intersection of faith and civic life. Monday through Thursday, The Morning Five starts your day off with scripture and prayer, as we also catch up on the news together. Throughout the year, we air limited series on Fridays to dive deeper into conversations with civic leaders, thinkers, and public servants reimagining public life for the good of the public. Today's host was Michael Wear.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Today's scripture: Psalm 2 (ESV) News sources: https://www.politico.com/news/2026/08/31/donald-trump-iran-strikes-01057142  https://www.wsj.com/politics/ex-congressman-george-santos-receives-kalshis-first-ever-lifetime-ban-b50eeaf1?mod=hp_lead_pos2 https://www.politico.com/news/2026/08/31/trump-data-centers-midterms   https://www.washingtonpost.com/national-security/2026/08/30/pentagon-secretly-installs-military-influencers-civilian-roles/  https://www.military.com/pentagon-hires-conservative-veterans-influencers-into-inspecified-roles  Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: King Sis #politics #faith #prayer #scripture #news #Iran #Kalshi #betting #GeorgeSantos #politics #datacenters #military #DefenseDepartment #PeteHegseth Learn more about your ad choices. Visit megaphone.fm/adchoices

 Curbing the state's budget growth; and any bets on how much Vermont made in online sports betting tax revenue?

In this episode, Marshall and Nick break down what it really takes to start and grow a business in the detailing world. They cover the three main ways to get started, why planning matters more than people think, and how delusion can sink a business faster than skill can save it. The conversation also digs into hiring, pay, team retention, and the difference between owning a job and building a company. Finally, they explore a bigger question: is detailing the same as cleaning, or is it something more?Timestamps:0:00 — Opening thoughts on helping callers and unpacking bigger questions0:57 — The real question: how do you get started?1:25 — Option 1: jump in and begin2:23 — Option 2: get a job and learn the process7:54 — Option 3: buy a business or customer list10:35 — Mistakes are inevitable in business11:45 — Why planning matters12:59 — Knowing your service times and pricing14:14 — Learning to talk to customers and present yourself15:42 — Preparing for more work than expected16:24 — The “entrepreneurial bubble” and business delusion21:42 — Solving problems, not just performing services25:03 — Community, distributors, and finding support28:18 — A conversation shifts to team members30:16 — How to keep team members: pay more35:31 — Saving 90 days of payroll before hiring37:12 — Paying yourself as an employee39:06 — The sacrifice required to build a real company40:52 — Why some people are hard to work for42:16 — Giving team members room to grow45:46 — Is detailing the same as cleaning?47:55 — The difference between a clean and a detail52:29 — Glass cleaning, streaks, and doing it right55:24 — Who you want to service matters57:00 — Class, money, and the kind of customers you attract

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I sat down for pizza with my daughter and her friend, opened GoDaddy on my phone, and bought the domain before we finished lunch. That's how Susan Dabbar describes the moment PROVOKED went from an idea to something real, and it tells you almost everything about how she moves through the world.Susan has designed nuclear submarines, run brand campaigns for Disney and Nestlé, played professional poker in Moscow, built and sold half a dozen businesses, and at sixty-five, launched a media company for women who refuse to be told their best chapters are behind them.What struck me most in this conversation is that none of it happened alone. Every pivot, from her college consulting business to PROVOKED itself, was carried forward by a mentor, a daughter, a friend at a café table who said the right thing at the right moment.A few things I took away from our conversation:Reinvention is never a solo act. Susan credits mentors, family, and community at every turn, even in careers built on individual expertise like naval architecture and poker.Poker taught her more about business than she expected. Reading people and making decisions on incomplete information turned out to be the exact skill she needed for every pivot that followed.Paying every writer, even first timers, is nonnegotiable for Susan. It says everything about how she wants PROVOKED to treat the women who trust it with their stories.Passion alone is overrated. Susan's advice to anyone rebuilding a career is to look for the opportunity first, then match it to what you are good at and what you have the resources for.Everyone has a story worth telling. Susan's advice for anyone who does not think of themselves as a writer is simple: start with a few sentences on a scrap of paper and let it grow from there.Susan and her digital magazine PROVOKED can be found here:linkedin.com/in/susandabbarhttps://provokedmagazine.com/ In appreciation for being here, I have some gifts for you:A LinkedIn Checklist for setting up your fully optimized Profile:An opportunity to test drive the Follow Up system I recommend by checking this presentation page - you won't regret it. AND … Don't forget to connect with me on LinkedIn and be eligible for my complimentary LinkedIn profile audit – I do one each month for a lucky listener!Connect with me:http://JanicePorter.comhttps://www.linkedin.com/in/janiceporter/https://www.facebook.com/janiceporter1https://www.instagram.com/socjanice/Thanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode andthink that others could benefit from listening, please share it using the socialmedia buttons on this page.Do you have some feedback or questions about this episode? Leave a note inthe comment section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you cansubscribe to the podcast on Apple Podcasts or your favorite podcast app.Leave us an Apple Podcast reviewRatings and reviews from our listeners are extremely valuable to us andgreatly appreciated. They help our podcast rank higher on Apple, whichexposes our show to more awesome listeners like you. If you have a minute,please leave an honest review on Apple Podcasts.

Send us Fan MailStop Paying $40 to Win $1: Avoid Rent-Seeking With AI in MortgageIn the first episode of the Mortgage AI Podcast, Frazier introduces the transition from the MLO Project to the Mortgage AI Podcast and explains his goal of helping loan officers use AI to create real leverage, not just surface-level hype. He shares a game-theory example from economist Martin Shubik's 1971 “$1 bill auction,” where rational bidding escalates until people pay far more than the prize a dynamic described as rent-seeking: spending time, money, energy, and effort to chase a reward that can't justify the cost. Frazier warns that many loan officers are doing this with AI tools and subscriptions without clear ROI or customer demand, citing an example of a loan officer whose production declined despite heavy automation efforts. He urges a strategy-first approach, often starting simply with ChatGPT, and previews next episode guest Jason Kindler.00:00 Welcome to Mortgage AI00:40 Podcast Mission and Guests01:23 The 40 Dollars for 1 Dollar Idea02:26 The Dollar Auction Explained05:04 Why We Refuse to Lose06:24 Rent Seeking and AI Hype08:09 ROI Over Shiny Tools11:56 AI Moves Fast Stay Focused13:02 Simple Stack Start with ChatGPT14:42 Sponsors and Listener Feedback15:46 Closing and Next EpisodeArticle mentioned in podcastPresented by: DIFRNT CoachingFounding Sponsor: MortgageConBroker Sponsor: Summit LendingFriends of the Program: Empower LO

Text the show! Oregon put a packaging fee on thousands of companies. There's just one problem: when you buy the product, you can't see what you're paying.And Oregon already knows how to do this differently.Buy a mattress and the recycling fee appears on your receipt. Buy paint and the fee is disclosed. Return a bottle and there's a dime attached to it — a dime that helped Oregon's bottle bill automatically correct itself when return rates fell.Then you get to groceries.Dozens of packaging rates. Thousands of participating producers. A nonprofit administering the system. Hundreds of millions of dollars eventually moving through the program.And no comparable number on your receipt.On this Taxation Tuesday Special, Chad Law follows the money through Extended Producer Responsibility and asks a much larger question: what happens when government stops calling a cost a tax, routes it through private institutions, and makes the final price nearly impossible for the public to see?The trail runs from Oregon to Colorado, Maine, California, overseas sellers, major corporations, nonprofits, and ultimately your grocery cart.And it ends with a simple Common Sense framework: THE DIME TEST.Where's the number?Whose receipt is it on?What happens if it doesn't work?Because the issue isn't whether recycling costs money.Of course it does.The issue is whether the people paying for government policy are allowed to know what it costs.

Loral Langemeier is the founder and CEO of several alternative asset companies, with decades of experience in finance, mentoring, real estate investing, business development, and oil and gas. She is a six-time New York Times bestselling author, host of Real Money Talks, and a highly sought-after money management expert who has built multiple successful businesses. Go to www.askloral.com to get Lorla's book for FREE as well as 2 free tickets to her webinar.   Here's some of the topics we covered: Loral Langemeier's journey from Nebraska farm girl to millionaire Building wealth through real estate, oil, and alternative investments Why traditional financial services fail to integrate wealth strategies Proactive tax planning, corporate structures, and asset protection Hidden tax strategies like R&D credits and cost segregation Creating multiple income streams and building a lasting legacy Educating the next generation to protect and sustain family wealth   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: www.holmbergpodcast.com, www.98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Modern Hairstylist Podcast, Hunter Donia and Jodie Brown break down one of the most fundamental communication shifts you can make in your business: giving people a reason to give a shit. Whether you are trying to sell retail, upsell a service, get your team on board, or stop the scroll on social media, the same principle applies across the board, and most stylists and salon owners are skipping it entirely.Hunter pulls from a real consumer behavior study he and Jodie conducted, personal coaching moments, and his own experience as an educator to make the case that if your message is not landing, it is not because people are not interested. It is because you have not given their brain a reason to care yet.Key Takeaways:

Paying off your mortgage can feel like one of the clearest signs of financial freedom. I understand the appeal. For many families, that monthly payment represents pressure, obligation, and dependence on someone else. That is exactly why Velocity Banking can sound so compelling. Use a home equity line of credit to attack the mortgage balance, run your income through the line, reduce the total interest you pay, and get the house paid off faster. On paper, the math can work. That is not really where Bruce and I disagree. https://www.youtube.com/watch?v=C6N3lnog3PY What I want you to look at is what happens to your control of capital while you are doing it. A HELOC gives you access to credit under a bank's contract and lending rules. Infinite Banking starts from a different premise: build capital first, then use the policy's loan provision to access capital against what you have already built. Both strategies can involve borrowing. Both require disciplined behavior. But they are not the same financial system. And I want to say this up front: we are not anti-HELOC. A HELOC can be a useful financial tool. The purpose of this conversation is not to tell you that using one is automatically wrong. It is to help you see the structural tradeoffs clearly, especially if you are thinking about making a HELOC the center of your banking strategy. When you are thinking beyond one transaction, about the opportunities you want to pursue, the people you want to provide for, and the financial strength you want to build for your family, that distinction matters. Key TakeawaysWhat Velocity Banking Actually DoesPaying Less Interest Is Not the Only Financial ObjectiveA HELOC Gives You Access to Credit. That Is Not the Same as Controlling Capital.Home Equity Is Valuable, but It Is Not Liquid CapitalWhat Infinite Banking ChangesThe Ownership Question MattersA Different Way to Think About Paying Off the MortgageThe HELOC Draw Period Deserves Attention From the BeginningInfinite Banking Has Tradeoffs TooThe Bigger Question Is Who Controls the Capital Key Takeaways Velocity Banking can accelerate mortgage payoff, but the HELOC itself does not create the savings. Your cash flow and additional principal reduction do the work. Home equity is a real asset, but it is not the same as liquid capital. Turning it into spendable cash requires a sale or another financing decision. A HELOC gives you access to bank credit. Your continued access to unused credit remains subject to the lender's contract and applicable rules. Infinite Banking requires capitalization first. Policy loans charge interest and have to be managed responsibly. Our preference for Infinite Banking is about building a capital system around liquidity, contractual guarantees, long-range behavior, and control, not pretending every bank loan is bad. Before you ask how fast you can eliminate your mortgage, ask what position your capital will be in while you are getting there. DimensionHELOC (Velocity Banking)Infinite BankingWhere the capital comes fromA bank's credit line against your home equityCapital you build first inside a participating whole life policyGetting access to itThe bank approves the line; access to unused credit stays subject to the lender's contract and rulesThe policy's loan provision, based on the contract and available loan value — not income, credit score, or home valueWho controls continued accessThe lender, which may freeze or reduce the line in defined circumstances (per the CFPB)You, within the terms of the policy you ownCost of borrowingCommonly a variable rate that can change over timePolicy-loan interest (not free money); an unpaid loan can reduce the death benefitLiquidity of the underlying assetHome equity is real but not spendable until you sell, refinance, or borrow against itA capital base designed to stay liquid, accessible, and deployableUnderwriting each time you use itSet when the line is established; future refinancing depends on conditions at that timeNo bank-style underwriting each time you use the loan provisionYour relationship to the institutionYou are the bank's customerYou participate in a mutual insurer as an eligible policyholder (dividends are non-guaranteed)The main tradeoff to weighAccess can tighten at exactly the moment you need itYou must capitalize the policy first, and give it timeHELOC vs. Infinite Banking at a glance What Velocity Banking Actually Does Velocity Banking uses a revolving line of credit, often a HELOC, as part of a mortgage-payoff strategy. The basic mechanics are straightforward. You open a HELOC against available equity in your home. You use some of that credit to reduce or replace mortgage debt. Then you direct income into the HELOC and use the line again for living expenses. If more cash flows into the line than flows back out, the balance declines. That can reduce the total interest you pay and shorten the payoff timeline. But here is the part I do not want you to miss: your surplus cash flow is paying down principal. The HELOC changes the path the money takes. It does not create the surplus. Bruce said it very simply in our conversation: your behavior is more important than the strategy. If your income is steady, your spending stays disciplined, rates cooperate, and you follow the plan consistently, the model can look very compelling. But life is not an illustration. Income changes. Businesses have slow seasons. Families face expenses they did not plan for. And sometimes an opportunity shows up at exactly the moment you were not expecting it. That is why I want a financial strategy to be evaluated by more than how it performs when everything goes perfectly. I also want to know what options it leaves you when life does not follow the spreadsheet. Paying Less Interest Is Not the Only Financial Objective One of the strongest arguments for Velocity Banking is something we actually agree with in principle: the interest rate by itself does not tell you the total cost. A higher rate on a balance that falls quickly can, in some circumstances, produce less total interest than a lower rate carried for decades. Looking only at the rate can give you an incomplete picture. But looking only at interest saved can do the same thing. I understand why people see the amount of interest on a long mortgage schedule and immediately think, "I need to get rid of this as fast as possible." That reaction makes sense. Nobody is trying to pay a bank more interest than necessary. The question I want you to add is: what else is happening to that dollar while you are paying down the house? Every extra dollar of principal you put into the four walls of your home increases your equity, but that dollar is no longer liquid. To turn home equity back into spendable cash, you have to sell, refinance, or borrow against the property. There is also an opportunity cost. Could that same dollar have strengthened your reserves? Funded your business? Put you in position for an investment opportunity? Built capital somewhere that remained accessible to your family? A paid-off home may absolutely be part of your financial plan and part of your legacy. But so is the financial capacity you preserve along the way. For me, that is the bigger conversation. We are not simply trying to win an interest calculation. We want each decision to strengthen the whole financial system. A HELOC Gives You Access to Credit. That Is Not the Same as Controlling Capital. This is the distinction at the center of the episode. When you have a HELOC, a bank has agreed to extend credit to you against the equity in your home. That credit can be incredibly useful, but it is still a lending relationship. The bank decides whether you qualify when the line is established. Your available credit exists under the agreement, the value of the collateral, and the lending rules that apply to the account. HELOCs also commonly have variable interest rates, so the cost of borrowing can change over time. Some products offer fixed-rate features, but the details depend on the lender and the contract. The other issue is access. An unused credit line is not the same thing as cash you already control. The Consumer Financial Protection Bureau explains that a lender may freeze additional advances or reduce a HELOC in certain circumstances, such as a significant decline in the home's value or a material change in the borrower's financial condition. That does not mean a bank can simply demand repayment of every HELOC whenever it wants. Bruce was careful about that distinction in our conversation, and I want to be just as careful here. It means your continued access to unused credit is not entirely yours to decide. If your financial strategy depends on that line staying open and available, that matters. You are still a customer of someone else's bank. Home Equity Is Valuable, but It Is Not Liquid Capital Owning more of your home is not a bad thing. A paid-off home can be a meaningful goal. But we need to distinguish between having equity and having capital you can deploy. Your home's equity is real. The house is an asset. But if you want to use that equity without selling the property, a lender usually has to become part of the decision again. That is why Bruce and I kept coming back to the image of money being stored inside the four walls of the house. You can put more money in by paying down principal. The harder question is how easily you can get that money back out when you need it, and on whose terms. If your primary financial objective is to pay off the house as fast as possible, you may be directing a large share of your available cash into an asset that is not immediately deployable. At the same time, you may be delaying your ability to build a capital base somewhere else. For me, financial freedom includes having capital that is growing,...

Humanities Radio Presents COMM 3520: Paying to Play: The Cost of Club Hockey at the University of Utah Ellis Beacom At major universities, college athletics often means scholarships, packed arenas, and national attention. But for some athletes, playing at a high level comes with a different reality, one that includes paying out of pocket just to stay on the ice. At the University of Utah, club hockey players balance competition, school, and financial strain just to keep playing. Ellis Beacom takes us inside that world.

Amanda Rastovic turns to the Strait of Hormuz and lasting tensions between the U.S. and Iran as both force exchange fire once again. "It's kind of questionable what is moving through" the Strait at this time, says Amanda, who explains how the sluggish waterway traffic will create lasting implication for global trade in the months to come.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

If you're only paying for workouts, you may be missing the bigger picture. In this episode, Ed and Izzy reveal why Coastal Fitness is moving away from the traditional personal training model and building something far more complete: a full health and performance system designed to help clients create lasting change inside and outside the gym.After 16 years of coaching, we've realised that real results don't come from simply showing up for sessions. They come from having the right team, the right data, the right accountability, and the right support across training, nutrition, lifestyle, recovery, and long-term health.What to Expect in This Episode- Why Coastal Fitness is changing a 16-year personal training model- The biggest problems with traditional one-on-one coaching- Why paying for sessions alone often fails to create lasting results- How our new Peak Performance Program is different from standard PT- Why clients now work with a team of coaches, specialists, and a Results Manager- How nutrition, sleep, lifestyle, accountability, and movement outside the gym impact progress- Why busy professionals, parents, and adults over 40 need a smarter approach to training- How state-of-the-art testing and the Coastal 360 assessment helps us build better programs- Why two focused training sessions per week can be enough when the full system is in place- How regular reassessments keep clients progressing toward their goals- Why the future of personal training is less about workouts — and more about complete health, performance, and longevityIf you're interested in experiencing the Success Accelerator or joining the Peak Performance Program, reach out to Ed directly on social media or contact Coastal Fitness. We'd love to jump on a call, learn more about your training history, and see if we're the right fit to help you move, feel, and perform better.

RETIRED NYPD DETECTIVES SCREWED? Dental Costs Rise as Benefits Shrink Retired NYPD Detectives are raising serious questions about changes to their dental benefits: higher costs, diminished benefits, and questions surrounding the broker involved in the plan. We invited current DEA President Scott Munro to join the discussion. Munro will not be appearing and instead is sending retired DEA Board Officer Rick Tirelli in his place. *Rick Tirellli pulled out of the Interview, last minute at the request of the DEA Board, even though the DEA President had sent him in his place. We also invited Retired Detectives' Endowment Association Trustee, Patrick Donohue to join us and he accepted. So joining us LIVE to weigh in are two retired NYPD Detectives Patrick Donohue and Rick Tirelli. We'll discuss the changes to the retirees' dental plan, including what retirees are now paying, what benefits have changed, why those changes were made, and BlueLine Planning's role as broker for the plan. But this conversation isn't only about today's retirees. Every active NYPD Detective has a stake in this because retirement benefits are part of what members work an entire career to earn. Today's active detectives are tomorrow's retirees, and benefits available to them after retirement could be diminished as well. And this raises a much larger question for every NYPD officer, regardless of rank or union: Is this the new union strategy take from retirees because they can no longer vote you in or out of office? And should that change? Should NYPD retirees have a VOTE and a VOICE in their unions? Join us Monday, August 31 at 08:05 AM ET LIVE on YouTube and weigh in. Our live chat is always extremely busy, so we can't get to every question. However, we answer EVERY YOUTUBE SUPER CHAT at the end of each broadcast. If you're an active or retired NYPD member, bring your questions, hear both sides, and decide for yourself. KALSHI Download the Kalshi app and use code FINEST to get $10 when you trade $10. https://kalshi.com/r/FINEST⁠ Kalshi - Use Code FINEST SUPPORT NYPD POLICE OFFICER OMAR HABIB We're asking the Finest Unfiltered community and supporters of law enforcement everywhere to help NYPD Police Officer Omar Habib and his family as he continues his legal fight. Omar is the first officer tried and convicted of NYC's Chokehold law. Omar responded to a 911 call and was met with a resisting perpetrator. The perpetrator was brought into custody and was UNINJURED during the encounter. Omar is currently in RIKERS ISLAND awaiting sentencing of up to 7 years in prison. A Fund the First Legal Defense & Appeal Fund has been established to help with the financial burden of his legal defense and appeal. Whether it's $5, $10, $25 or more, every contribution helps and if you can't donate, sharing the fundraiser costs nothing and can make a huge difference. Help us spread the word. Help Omar fight. 100% of donations made through the campaign go through Fund the First according to the campaign's terms. Donate to Omar Habib's Legal Defense & Appeal Fund Please donate, share the campaign, and keep the conversation going. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This past week, we did a two-parter on the 2008 financial crisis. In it, we discussed how This American Life's "Giant Pool of Money" episode helped explain the economic collapse to a lot of listerners, our crew included. Today, a bonus conversation between Jody and Alex Blumberg, who co-reported the piece with Adam Davidson -- the two of them went on to start Planet Money. Jody and Alex discuss what it was like to report on the collapse, try to translate it into narrative audio, the piece's impact on the world of audio and podcast, and Alex's thoughts on the current frothy economy. Alex's new project is "Daisy Chain Ventures"Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

We're on vacation this week, so are rerunning a fun “beach read” episode exploring if your nearest and dearest could be psychopaths. Miss us already? In an event exclusively for readers of American Purpose and Persuasion, Yascha Mounk will be interviewing Francis Fukuyama about his life and thought at 5pm on Sunday, September 6 at The Abbey Centre, London. Find out more and get tickets here. Paying subscribers of Persuasion and American Purpose can access a code for a free ticket here. Abigail Marsh is a professor in the Department of Psychology and the Interdisciplinary Neuroscience Program at Georgetown University. In this week's conversation, Yascha Mounk and Abigail Marsh explore what to do if a child you know might be psychopathic, whether psychopathy is linked to charisma and success, and how to protect yourself. Wondering if you or a loved one might be a psychopath? Take the quiz! If you have not yet signed up for our podcast, please do so now by following this link on your phone. Email: leonora.barclay@persuasion.community Podcast production by Mickey Freeland and Leonora Barclay. Connect with us! Spotify | Apple | Google X: @Yascha_Mounk & @JoinPersuasion YouTube: Yascha Mounk, Persuasion LinkedIn: Persuasion Community Learn more about your ad choices. Visit megaphone.fm/adchoices

Hour 3 (8.28) A postcard mailed 26 years ago finally landed. Plus the gas pump nozzle still running on your dime, and the four-bedroom house near Taft High that wants to become 71 units. 8:05 — The pump scam worth knowing before your next fill-up: the nozzle can still be live from the last customer, so you swipe and buy their gas. Then the postcard that took 26 years to arrive, mailed during a vacation by parents who are gone now. Conway says he got a sign from his dad last night. 8:20 — Pumpkin spice fatigue has arrived and matcha is taking the season. Starbucks says there are more than 170,000 ways to customize a drink; outside estimates put the total combinations somewhere around 300 billion. What's your order, and more importantly, what name do you give them? Folgers remains the best part of waking up. 8:35 — Olivia Rodrigo's Daisy Chain Fields hits Great Park Saturday with Stevie Nicks as a special guest — Crozier caught her at SoFi. Then Woodland Hills, where Akhilesh and Janet Jah want to turn a four-bedroom, three-bath house on Del Moreno Drive, across from Taft High School, into a 71-unit senior living facility with a cafeteria and medical office. Eight low-income units, no parking, inside an LAFD fire zone. Planning commissioners approved most of the variances and said state housing law ties their hands. Neighbors say they'll fight it the whole way. Which leads to a bigger question about why everyone seems to be throwing down lately. 8:50 — Staying in the Valley: residents fed up with a sidewalk leak that will not stop running. See omnystudio.com/listener for privacy information.

Literature and Learning: A History of English Studies in Britain (Oxford University Press, 2025) by Stefan Collini The study and teaching of English literature is generally regarded as one of the central disciplines in the modern university, yet for much of its history it struggled to gain academic legitimacy and was frequently derided as 'a soft option'. Its early professors responded by emphasizing its scholarly character, foregrounding philology and literary history in ways that marked the syllabus far into the twentieth century. Stefan Collini provides here the first full account of the discipline's development from its late-eighteenth-century beginnings up to the early 1960s. Paying special attention to institutional settings, he challenges numerous assumptions about the character of universities in the nineteenth and early twentieth centuries. From the detailed exploration of syllabuses, exam papers, and other institutional records, the impact of literary criticism is revealed to be later and more partial than is commonly assumed. Rather than seeing the early teaching of English literature as 'a substitute for religion' or 'a means to soften class conflict', Collini emphasizes the role of ideals of learnedness and scholarship, as well as of external factors such as opportunities for employment in the civil service and secondary school-teaching. There are full discussions of the parts played by such figures as John Churton Collins, A.C. Bradley, George Saintsbury, and Walter Raleigh, together with sceptical analyses of the decisive significance usually attributed to Matthew Arnold, T.S. Eliot, I.A. Richards, and F.R. Leavis. Separate chapters are devoted to neglected aspects of the story such as the role of Classics, the importance of the subject for women's higher education, and the connections with English teaching in schools. Drawing on extensive use of institutional archives and records as well as the writings of contemporary participants, the book offers a vivid and wide-ranging history of English-as-discipline and its centrality across academic, literary, cultural, and educational life over the past two year hundred years, as well as a resounding testament to its continued importance and relevance today. Stefan Collini, Professor Emeritus of Intellectual History and English Literature, University of Cambridge. Stefan Collini was educated at Cambridge and Yale. Following a Research Fellowship at St John's College, Cambridge, he was Lecturer, then Reader, in Intellectual History at the University of Sussex 1974-86; Lecturer, then Reader, then Professor of Intellectual History and English Literature at the University of Cambridge 1986-2014. He is a Fellow of the British Academy, and a frequent contributor to the London Review of Books, Times Literary Supplement, and Guardian. Morteza Hajizadeh is a Ph.D. graduate in English from the University of Auckland in New Zealand. His research interests are Cultural Studies; Critical Theory; Environmental History; Medieval (Intellectual) History; Gothic Studies; 18th and 19th Century British Literature.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Literature and Learning: A History of English Studies in Britain (Oxford University Press, 2025) by Stefan Collini The study and teaching of English literature is generally regarded as one of the central disciplines in the modern university, yet for much of its history it struggled to gain academic legitimacy and was frequently derided as 'a soft option'. Its early professors responded by emphasizing its scholarly character, foregrounding philology and literary history in ways that marked the syllabus far into the twentieth century. Stefan Collini provides here the first full account of the discipline's development from its late-eighteenth-century beginnings up to the early 1960s. Paying special attention to institutional settings, he challenges numerous assumptions about the character of universities in the nineteenth and early twentieth centuries. From the detailed exploration of syllabuses, exam papers, and other institutional records, the impact of literary criticism is revealed to be later and more partial than is commonly assumed. Rather than seeing the early teaching of English literature as 'a substitute for religion' or 'a means to soften class conflict', Collini emphasizes the role of ideals of learnedness and scholarship, as well as of external factors such as opportunities for employment in the civil service and secondary school-teaching. There are full discussions of the parts played by such figures as John Churton Collins, A.C. Bradley, George Saintsbury, and Walter Raleigh, together with sceptical analyses of the decisive significance usually attributed to Matthew Arnold, T.S. Eliot, I.A. Richards, and F.R. Leavis. Separate chapters are devoted to neglected aspects of the story such as the role of Classics, the importance of the subject for women's higher education, and the connections with English teaching in schools. Drawing on extensive use of institutional archives and records as well as the writings of contemporary participants, the book offers a vivid and wide-ranging history of English-as-discipline and its centrality across academic, literary, cultural, and educational life over the past two year hundred years, as well as a resounding testament to its continued importance and relevance today. Stefan Collini, Professor Emeritus of Intellectual History and English Literature, University of Cambridge. Stefan Collini was educated at Cambridge and Yale. Following a Research Fellowship at St John's College, Cambridge, he was Lecturer, then Reader, in Intellectual History at the University of Sussex 1974-86; Lecturer, then Reader, then Professor of Intellectual History and English Literature at the University of Cambridge 1986-2014. He is a Fellow of the British Academy, and a frequent contributor to the London Review of Books, Times Literary Supplement, and Guardian. Morteza Hajizadeh is a Ph.D. graduate in English from the University of Auckland in New Zealand. His research interests are Cultural Studies; Critical Theory; Environmental History; Medieval (Intellectual) History; Gothic Studies; 18th and 19th Century British Literature.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/literary-studies

How much are local investments in the Cincinnati Open starting to pay off? And what's up with the dude who owns the Dodgers? We talk sports and business every Wednesday. Brad Johansen of Omega Wealth Private Capital joined us this week. Learn more at OWPrivateCapital.com. Podcasts of The Mo Egger Radio Show are a service of Longnecks Sports Grill.Listen to the show live weekday afternoons 3:00 - 6:00 on ESPN1530. Listen Live: ESPN1530.com/listenGet more: https://linktr.ee/MoEggerFollow on X: @MoEggerInstagram too: @MoEggerSee omnystudio.com/listener for privacy information.

Literature and Learning: A History of English Studies in Britain (Oxford University Press, 2025) by Stefan Collini The study and teaching of English literature is generally regarded as one of the central disciplines in the modern university, yet for much of its history it struggled to gain academic legitimacy and was frequently derided as 'a soft option'. Its early professors responded by emphasizing its scholarly character, foregrounding philology and literary history in ways that marked the syllabus far into the twentieth century. Stefan Collini provides here the first full account of the discipline's development from its late-eighteenth-century beginnings up to the early 1960s. Paying special attention to institutional settings, he challenges numerous assumptions about the character of universities in the nineteenth and early twentieth centuries. From the detailed exploration of syllabuses, exam papers, and other institutional records, the impact of literary criticism is revealed to be later and more partial than is commonly assumed. Rather than seeing the early teaching of English literature as 'a substitute for religion' or 'a means to soften class conflict', Collini emphasizes the role of ideals of learnedness and scholarship, as well as of external factors such as opportunities for employment in the civil service and secondary school-teaching. There are full discussions of the parts played by such figures as John Churton Collins, A.C. Bradley, George Saintsbury, and Walter Raleigh, together with sceptical analyses of the decisive significance usually attributed to Matthew Arnold, T.S. Eliot, I.A. Richards, and F.R. Leavis. Separate chapters are devoted to neglected aspects of the story such as the role of Classics, the importance of the subject for women's higher education, and the connections with English teaching in schools. Drawing on extensive use of institutional archives and records as well as the writings of contemporary participants, the book offers a vivid and wide-ranging history of English-as-discipline and its centrality across academic, literary, cultural, and educational life over the past two year hundred years, as well as a resounding testament to its continued importance and relevance today. Stefan Collini, Professor Emeritus of Intellectual History and English Literature, University of Cambridge. Stefan Collini was educated at Cambridge and Yale. Following a Research Fellowship at St John's College, Cambridge, he was Lecturer, then Reader, in Intellectual History at the University of Sussex 1974-86; Lecturer, then Reader, then Professor of Intellectual History and English Literature at the University of Cambridge 1986-2014. He is a Fellow of the British Academy, and a frequent contributor to the London Review of Books, Times Literary Supplement, and Guardian. Morteza Hajizadeh is a Ph.D. graduate in English from the University of Auckland in New Zealand. His research interests are Cultural Studies; Critical Theory; Environmental History; Medieval (Intellectual) History; Gothic Studies; 18th and 19th Century British Literature.  Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/critical-theory

This week Dante and Harry Discuss:  The AI girlfriend market is not a technology story — it is a man story. And the question Man School asks is not 'is this sad?' The question is: what is a man running from when he chooses a simulation over the real thing? Because the answer to that question is where the work actually lives.

Your 60-second money minute. Today's topic: Paying Off Those Credit Cards Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week Dante and Harry Discuss:  The AI girlfriend market is not a technology story — it is a man story. And the question Man School asks is not 'is this sad?' The question is: what is a man running from when he chooses a simulation over the real thing? Because the answer to that question is where the work actually lives.

How much should you save in a 529 plan, and what happens if you save too much? In this episode of The White Coat Investor Podcast, Dr. Jim Dahle answers listener questions about 529 college savings plans, including how they work, why they can be such a powerful tool for physician families, and how to avoid some of the tax complications that can come from getting too clever with college funding. Jim starts with the basics of 529 plans, including state tax benefits, tax-free growth, qualified withdrawals, and how long-term compounding can dramatically increase the value of early contributions. He also explains what happens when a 529 is overfunded, including changing beneficiaries, using the money for future generations, and the newer ability to roll some 529 money into a Roth IRA. The discussion then gets more complicated. Jim addresses using appreciated investments to pay for college, the 0% long-term capital gains bracket, dependent status, support requirements, the kiddie tax, and gift-tax considerations. He also shares a personal example of over-optimizing a daughter's UTMA account and discovering an unexpected state tax bill. Finally, Jim explains how families can continue contributing to a 529 while a child is in college, how he handles withdrawals and receipts, and what alternatives make sense when a family is already on track to fully fund college. A 529 is a powerful account when you know the money is going toward education. The goal isn't to maximize every possible tax trick. It's to save enough, use the tax benefits available to you, and keep your financial life simple. Texas Loan Repayment Program: https://www.hhloans.com/physician-education-loan-repayment-program  Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Our conversation about the 2008 financial crisis continues with a look at the decision to bail out the banks, the response by the Obama and McCain campaigns, and how the seeds for our era of economic populism got planted.Join our America250 newsletter community! Subscribe for free to get the latest news and analysis of how America250 is playing out. Paying subscribers get access to early, ad-free versions of the show. Plus bonus features throughout the year. To support our work and get access to everything, subscribe now.This Day is a proud member of Radiotopia from PRX.Your support helps foster independent, artist-owned podcasts and award-winning stories.If you want to support the show directly, you can do so on our website: ThisDayPod.comGet in touch if you have any ideas for future topics, or just want to say hello. Follow us on social @thisdaypodOur team: Jacob Feldman, Researcher/Producer; Khawla Nakua, Transcripts; music by Teen Daze and Blue Dot Sessions; Audrey Mardavich is our Executive Producer at Radiotopia. Learn about your ad choices: dovetail.prx.org/ad-choices

Listener Q&A where Andy talks about: Whether to use money in a 457b to pay down a mortgage or to pay taxes on Roth conversions ( 7:56 )How Social Security survivor benefits work, and the optimal ages for spouses to each claim their own Social Security ( 18:54 )His thoughts on why the Social Security trust fund hasn't been allowed to invest in equities ( 25:36 )Creating spreadsheets to replace financial planning software, and using it to help your ongoing retirement planning and projections ( 30:40 )His thoughts on whether someone should try to convert ALL of their pre-tax money to Roth ( 36:56 )Transferring/rolling money from an IRA to an HSA (Health Savings Account) ( 46:05 )Whether you have to start Medicare Part A if you start Social Security but are still covered by a spouse's employer's health insurance ( 49:18 )Updating beneficiaries on investment accounts after one of the beneficiaries passes ( 53:17 )His thoughts on whether comparing a portfolio's investment returns to those of the S&P 500 is appropriate, and whether it's okay to hold bonds as investments ( 58:22 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comAndy's LinkedIn profile: https://www.linkedin.com/in/andypanko/Links in this episode:Tenon Financial's March 2026 newsletter - Gifting, annual gift exclusions, gift taxes and gift tax returns (IRS Form 709)Tenon Financial's March 2024 newsletter - Don't compare your portfolio's returns to those of the S&P 500Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

This is a free preview of a paid episode. To hear more, visit www.serioustrouble.showMost federal prosecutors win almost all the time, in part because they are careful about the cases they bring and in part because they're good at their jobs. Lately, Jeanine Pirro's US Attorney's office in Washington D.C. has only been winning about half the time. This week, we discuss what's likely driving the substantial number of acquittals and mistrials. We also look at Ghislaine Maxwell's unsuccessful pro se appeal, and about whether it matters that Michael Cohen recanted (sort of) his testimony that helped convict Donald Trump in the Manhattan DA's falsification of business records case.That's for all listeners this week. Paying subscribers also hear about:* A partial victory for Alex Jones on appeal of the defamation judgment against him in Texas* A win on appeal for James O'Keefe that causes us to revisit the Food Lion case.* A defamation loss for The New York Times.* A terse Supreme Court order on the White House ballroom, with more likely to come, and* Trump's latest Kennedy Center litigation gambit: Threatening to tear down the building.Upgrade your subscription to hear the whole episode at serioustrouble.show.

New data centers are popping up across the country, including right here in Colorado. Many communities have concerns, including how much energy they will use and what kind of pressure they put on the grid. Xcel Energy has proposed charging these companies for any new infrastructure that could be built to support new data centers. But if that proposal doesn't go through, will Xcel pass the buck onto consumers? Robert Kenney, president of Xcel Energy Colorado, joins host Bree Davies to answer that question and talk about the rising costs of electricity and gas on local households, what renewable energy looks like in the future, and more. For even more news from around the city, subscribe to our morning newsletter at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on Reddit: r/CityCastDenver Support City Cast Denver by becoming a member! Has your energy bill gone up significantly? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this August 27th episode: Women's Foundation Chalat Hatten and Banker Blue Sky Colorado Chinese University Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

#1054 What if you could make a product for less than 50 cents, sell it for $5, and even pay off your startup equipment with a single event? In Part 2 of this two-part episode, Sariah Howell breaks down the surprisingly attractive economics of starting a photo magnet business, including how her magnets cost just 35–45 cents to make and can deliver margins above 90%. She shares practical tips for standing out at local markets, explains the simple equipment and supplies needed to get started, and reveals how one $2,200 wedding left roughly $2,000 in profit after materials and travel. Sariah also shares how AI-assisted software has streamlined the once-tedious process of collecting, cropping, and printing customer photos, plus why this low-cost, flexible business can be especially appealing for stay-at-home parents and anyone looking for a side hustle they genuinely enjoy! What we discuss with Sariah: + Starting a magnet business + Essential equipment and supplies + Using AI to streamline orders + Standing out at local markets + Choosing magnet materials + 90%+ product margins + $2,200 wedding event + Paying off equipment quickly + Flexible income for stay-at-home parents + Turning a hobby into income Thank you, Sariah! Check out Memory Magnets Co. at ⁠MemoryMagnetsCo.com⁠. Get the free ⁠Quick Start Guide⁠. Follow Sariah on ⁠Instagram⁠. Get your FREE 5 Minute Business Plan at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/Sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Money Meets Medicine, hosts Dr. Jimmy Turner and Certified Financial Planner (CFP) Justin Harvey tackle three listener questions from the Money Meets Medicine community. 1. Should residents pay extra on their student loans if they are in the new Repayment Assistance Plan (RAP)? 2. What are the financial considerations to make working part-time make sense?  3. If you are a parent (or plan to be), should you pay for your kid's college education? If you do, how can you make that work given the new federal student loan borrowing limits?Resources: Every doctor needs disability insurance.  Get it from a source you can trust: https://moneymeetsmedicine.com/disability    Are you a 1099, locums doc, K-1 partner, or business owner? You need a tax strategy team. Get 10% off working with Gelt, the team that Jimmy Turner personally uses here (Gelt): https://moneymeetsmedicine.com/CPA Looking to get a lower interest rate on your student loans? Check out Juno's unique student loan Group Negotiation process at https://moneymeetsmedicine.com/Juno  Not sure what to do with your student loans? Get $100 off a student loan consult: https://moneymeetsmedicine.com/loans Have questions of your own? Send them to Jimmy at Jimmy@moneymeetsmedicine.com  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3677: Leo Babauta noticed that the habits of people who lose serious weight and keep it off map almost exactly onto the habits of people who get out of debt and stay out. He runs the same ten principles through both, from tracking calories or spending, to weekly check-ins, written goals, public accountability, and rewards that do not undo the progress. His argument is that neither one works as a crash program, and that paying down debt is a lifestyle change rather than a sprint. Read along with the original article(s) here: https://zenhabits.net/fiscal-fitness-eliminate-debt-with-10-successful-diet-principles/ Quotes to ponder: "Debt dieting and weight dieting are exactly the same." "No one gets into $30K of debt overnight, and you don't lose it that way either." "You're not restricting yourself, you're changing the way you live." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Anthony O'Neal breaks down five careers that can pay $80K or more without a college degree, including one with a national median salary of $106,580. But “no degree required” does not mean no investment required. Anthony reveals the training, licensing, risks and starting-pay realities hidden behind the salary headlines, then shares five questions to ask before choosing a new career. Learn how to pursue a higher income without mistaking a promising opportunity for an easy shortcut, and how to choose a path that supports your financial freedom. Mentioned Here: