Podcasts about paying

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    Best podcasts about paying

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    Latest podcast episodes about paying

    NerdWallet's MoneyFix Podcast
    Stop Living by One-Size-Fits-All Budgets — and Paying for One-Size-Fits-All Financial Advice

    NerdWallet's MoneyFix Podcast

    Play Episode Listen Later Aug 11, 2025 37:23


    Understand how to assess when financial advisor fees are worth it and how to rethink personal finance rules that don't serve you. What are the different financial advisor fees, and how can you decide if they're worth it? Do you need to follow traditional budgeting and debt payoff rules to be financially successful? Hosts Sean Pyles and Elizabeth Ayoola answer a listener's question about how to navigate financial advisor fees. But first, personal finance Nerd Kim Palmer joins the show to share her conversation with Dana Miranda, author of You Don't Need a Budget, about why certain traditional budgeting frameworks may not be the right fit for everyone. Dana offers tips on experimenting with spending plans, prioritizing comfort over rigid rules, and how to reframe emergency funds as tools for opportunity, not just crisis. Then, Sean and Elizabeth welcome James Bashall, financial advisor at NerdWallet Wealth Partners, to answer a listener's question about financial advisor fees, from AUM-based and fixed-fee models to fiduciary vs. suitability standards. They explain what high and low fees look like, what credentials to look for in an advisor, and when paying a premium might actually bring peace of mind (or not). Take the Smart Money Podcast Listener Survey 2025 and enter to win a prize! https://nerdwallet.com/podsurvey  NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management: https://nerdwalletwealthpartners.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: financial advisor fees, when are financial advisor fees worth it, fiduciary vs suitability standard, how much does a financial advisor cost, AUM fee structure, fee-based vs fee-only advisors, how to hire a financial advisor, certified financial planner vs financial advisor, financial advisor credentials CFP, what is a fiduciary, what is AUM, robo advisor vs human advisor, average financial advisor fee, high financial advisor fees, passive vs active investing, index funds vs mutual funds, how to choose a financial advisor, budgeting rules that don't work, 50/30/20 budget rule, Dana Miranda budget book, alternative to emergency fund, comfort fund vs emergency fund, financial triage, how to compare financial advisors, intuitive spending, what is intuitive spending, understanding investment fees, best financial advisor structure, how to spot hidden advisor fees, shopping for a financial advisor, emotional benefits of financial planning, and pros and cons of robo advisors. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    R3ciprocity Podcast
    Trusting Your Gut: Why Intuition Deserves More Respect in Science and Innovation

    R3ciprocity Podcast

    Play Episode Listen Later Aug 10, 2025 8:58


    As researchers, we are trained to demand evidence before believing something. We pride ourselves on the phrase, “Show me the data.” And yet, I'm struck by how quickly we discount the human side of knowing—the intuition, tacit knowledge, and “spidey sense” that quietly guides so many of our decisions.In my own life, I've learned that those gut feelings often point to something real. You try something, and it just works. You see a pattern and instinctively know what to do next. But too often, those moments get dismissed as “just anecdotal” or “just the placebo effect.” The irony is that this dismissal can blind us to real phenomena worth understanding.Why does this matter? Because intuition isn't magic—it's experience speaking. Expertise is defined as the ability to recognize patterns from having done something thousands of times, even if you can't fully explain how you know what you know. In those cases, demanding formal evidence before trusting someone's judgment can actually make us ignore valuable knowledge.Of course, there's a danger here. Everyone likes to believe they're an expert. That's why separating genuine expertise from overconfidence is hard. Still, when someone with deep experience says, “This works,” we should pay attention—especially if the claim has persisted across contexts.Another reason we discount intuition is that effects vary. In research, these differences are called moderators—factors that change the size or even the direction of an effect. Something might work brilliantly for one person but barely move the needle for another. Think about marijuana: for some, it's a knockout; for others, it does nothing. Medicine often ignores these nuances, chasing an “average effect” instead of exploring why outcomes differ. This is changing with personalized medicine, which recognizes that context, genetics, and environment shape results.The same principle applies in management and innovation. An approach that's a breakthrough in one setting may flop in another. The fact that it doesn't work everywhere doesn't mean it's useless—it means it's context-dependent. But when we only look for universal effects, we overlook valuable local knowledge.So how do you tell if a feeling is worth trusting? I think it comes down to two things: 1. Depth of experience – Repeated exposure to a problem builds pattern recognition that can't be faked. 2. Deliberate reflection – Paying close attention, experimenting, and adjusting until you see what really matters.Neither guarantees truth, but both increase the odds that your intuition is pointing to something real. The challenge, especially in research, is to notice these patterns before they disappear under layers of skepticism.And yes, we need to weed out the “woo” from reality. There's a lot of junk science and wishful thinking out there. But history is full of ideas that were once dismissed as nonsense—handwashing, for example—that turned out to be correct. Often, the people raising them couldn't prove their case at first. That doesn't mean they were wrong; it means they were ahead of the evidence.So, maybe the next time someone says, “I know it works—I've seen it a hundred times,” we pause before dismissing them. We ask: • How much experience do they have? • Have they paid attention to patterns? • Could the effect be real for some people, even if not for all?Because if we're honest, a lot of what moves the world forward starts with a hunch that doesn't yet have a p-value attached to it.

    Millionaire University
    From Navy SEAL to CEO: How Born Primitive Became a 9-Figure Apparel Brand | Bear Handlon

    Millionaire University

    Play Episode Listen Later Aug 8, 2025 49:38


    #533 What started as a niche compression short created in a neighbor's living room has grown into a global nine-figure apparel brand! In this inspiring episode hosted by Kirsten Tyrrel, Bear Handlon, co-founder of Born Primitive, shares his incredible journey from Navy SEAL and failed entrepreneur to building a thriving business that now spans activewear, performance footwear, tactical gear, and more. Bear dives into the early hustle, why he didn't take a salary for six years, how bootstrapping shaped their success, and the moment their sports bra changed everything. He also shares hard-won lessons about product development, inventory risk, customer service, and the strategic use of lines of credit. Plus, hear how his company paid off $11 million in veteran medical debt — and why staying mission-driven matters. This episode is packed with wisdom for anyone chasing an entrepreneurial dream! What we discuss with Bear: + Origin of Born Primitive apparel + Bootstrapping after a failed business + Building while serving in the Navy + Reinvesting profits for six years + Early sales through CrossFit events + Product expansion from shorts to shoes + Lessons on giving away equity + Scaling with Meta ads and tactical gear + Paying off $11M in veteran medical debt + Customer service as a growth strategy Thank you, Bear! Check out Born Primitive at BornPrimitive.com. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
    Why Paying Off Your Credit Card Each Month Still Keeps You Behind + How to Budget Weekly Paychecks Without Losing Your Mind (or Your Money) | 444

    THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.

    Play Episode Listen Later Aug 8, 2025 26:17


    Snag Our Simplified Budget System!Hey budget besties — today we're diving into a topic so many of us struggle with: making the leap from credit card reliance to a simple, stress-free budget system. Meet Sam, who (like a lot of us) thought using a credit card for everything was the safest and smartest choice — until she realized it was keeping her family from saving and causing total budget chaos.In this coaching session, we walk Sam through:Why relying on a credit card keeps you a month behind (and how to break that cycle!)How to build a budget that actually works when your partner is on the road for workSetting up separate accounts (groceries, spending, restaurants… yes, even travel volleyball!) so every dollar has a jobThe truth about debit card protections vs. credit cards (hint: you're safer than you think!)What to expect in your first month of making the switch — and why it's worth pushing through the messy middleIf you've been wondering how to get off the credit card hamster wheel, start saving consistently, and feel in control of your money (without micromanaging every purchase), this episode will feel like a deep breath of fresh air.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

    On Friar, A San Diego Sports Wrap Podcast
    Deadline Deals Paying Off, Padres Closing in on Dodgers

    On Friar, A San Diego Sports Wrap Podcast

    Play Episode Listen Later Aug 8, 2025 56:19


    A.J. Preller made a bunch of moves last week, and they have paid off right away. Laureano has been raking, O'Hearn got in the lineup and went deep, and Mason Miller showed his incredible stuff Wednesday. Plus, Nestor Cortes made his debut and JP Sears had a bumpy first appearance. Meanwhile, Xander is looking like Xander and the Padres are winning games they may not have a month ago. As a result, they are in striking distance of the Dodgers.

    Dropping Bombs
    Highest Paying Trades No One's Talking About

    Dropping Bombs

    Play Episode Listen Later Aug 7, 2025 55:53


    LightSpeed VT: https://www.lightspeedvt.com/⁣ Dropping Bombs Podcast: https://www.droppingbombs.com/⁣ ⁣ You're here because you want to win—big. Brad Lea doesn't mess around. In this episode, he sits down with Tony Phelps to tear into his journey from growing up with almost nothing to building a multimillion-dollar company, Accurate Air Solutions, emphasizing leadership, integrity, blue-collar grit, and the power of marketing, while offering insights into scaling, hiring, M&A, and launching a viral merch line, delivering the unfiltered truth you won't find anywhere else. No fluff, just real talk and actionable steps to crush it in business and life.⁣ ⁣ Tony's links⁣ https://accurateairsolutionsllc.com⁣ https://accurateairgear.com⁣ https://www.instagram.com/tonyphelps77/⁣ ⁣ Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.⁣ ⁣ LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:⁣ https://www.lightspeedvt.com/⁣ ⁣ Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/⁣ ⁣ This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it.⁣ Closer School: https://www.closerschool.com/cs

    David Feldman Show
    Florida House Republican Accused Of Lying About His Military Service & Paying For Male Sex Slaves #1683

    David Feldman Show

    Play Episode Listen Later Aug 7, 2025 39:19


    Inspired Budget
    #220: What I Wish I Knew About Paying Off Debt as a Mom

    Inspired Budget

    Play Episode Listen Later Aug 7, 2025 25:57


    Let's be real. Paying off debt is tough. But trying to do it while raising little kids? That's a whole new level of hard.In this episode, I'm sharing what it was really like to pay off over six figures of debt while being a mom to two little ones. I talk about the guilt, the pressure, and the emotional weight I didn't expect. This isn't a step-by-step guide. It's a heart-to-heart about the five things I wish I had known before starting our debt-free journey as a mom.If you're a parent trying to get out of debt while carrying the weight of wanting the best for your kids, this episode will remind you that you're not alone. You are doing the best you can, and it matters.Want to learn the exact steps my husband and I took to pay off $111,000 of debt without giving up everything we love?Grab a seat in my free budget class here: https://inspiredbudget.com/freeclass You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

    Lombardi’s Legends
    Training Camp Check In

    Lombardi’s Legends

    Play Episode Listen Later Aug 7, 2025 47:32


    With training camp in full swing, we check in on our observations, news and notes. X/Twitter: @LombardiLegends Instagram: LombardisLegends Facebook: @LombardisLegends YouTube Channel: @lombardislegends Intro/Outro Music – Green And The Gold (West Coast Packers Anthem) (feat. Joey G). Played with permission from Young Trav and Joey G - Support them (@youngtrav_951 and @jhussle714 on IG): young-trav Support our sponsors! @leapspirits: Paying homage to the iconic end zone celebration that was created by a Green Bay legend, Leap Vodka is inspired by the best attributes of the world's finest vodkas. #CelebrateLikeYouScored #TakeTheLeap. Visit https://leapspirits.com/ to find it in a restaurant or retail store near you! 40% alcohol by volume. Distributed by Capitol-Husting Company – Milwaukee, WI & Noelke Distributors – La Crosse, WI. You must be of 21+ or of legal drinking age. Please drink responsibly. @rehablabwisco and @drsam.wagner: Rehab Lab clinics and practitioners work with world-class athletes both in and out of season, as well as patients who simply want to lead a healthier, more active lifestyle. We help athletes get healthy and stay healthy, and assist in taking their skills to the next level! Regardless of the sport, Rehab Lab staff look to provide our athletes an edge over their competition. We take this same approach with all of our patients. Everyone at the Rehab Lab is treated like world-class athletes because we believe that life is a sport and you deserve the best we have to offer. Whether you do CrossFit or Barre, Running or Golfing, or if you just want to be able to work without pain, we take our proven methods and put them to work for you. Our goal is to get you back to 100% and doing what you love faster than anywhere else in the world.

    Consumer Tech Update
    Travel the world without paying for hotels

    Consumer Tech Update

    Play Episode Listen Later Aug 7, 2025 8:51


    Want to globe-trot like a baller but on a budget? Try home swapping: the Airbnb alternative that doesn't cost a mortgage payment per night. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Sinica Podcast
    The World AI Conference in Shanghai: Two tech veterans share their impressions

    Sinica Podcast

    Play Episode Listen Later Aug 6, 2025 86:01


    This week on Sinica, Paul Triolo of DGA Albright Stonebridge and tech investor Ryan Cunningham join to talk about their observations and insights from the World AI Conference (WAIC), held in July in Shanghai, and what it tells them about China's ambitions in the fast-moving world of artificial intelligence. Don't miss this one!04:21 - Ryan on his Edgerunner fund06:23 - Impressions of the World AI Conference in Shanghai13:52 - Approaches to AI development in the US and China24:04 - China's role in global AI safety 33:42 - AI market: US vs China38:20 - AI diffusion in China44:56 - AI safety frameworks52:06 - Domestic development of Chinese AI1:04:06 - Pressure of Domestic AI Alternatives1:08:43 - Can AI have a dual role in the U.S.?1:17:25 -Paying it Forward 1:20:16 - RecommendationsPaying it Forward: Kevin Xu, Kyle Chan, Helen Toner (Rising Tide Substack), Piotr Mazurek and Felix Gabriel (LLM Inference Economics from First Principles).Recommendations: Paul: Neil deGrasse Tyson - Origins: Fourteen Billion Years of Cosmic Evolution (book), Sara Imari Walker's Life As No One Knows It (book)Ryan: Armored Core VI: Fires of Rubicon (video game)Kaiser: The Studio (TV series), Platonic (TV series)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Best Interest Podcast
    How to Be Smart About Inheritance Planning | AMA #8 - E113

    The Best Interest Podcast

    Play Episode Listen Later Aug 6, 2025 80:45


    Jesse tackles six thoughtful listener questions spanning a range of personal finance topics. He begins with a question about using Social Security and pension payments as a means to replace bonds in a retirement portfolio. Why do we own bonds, anyway? Then Jesse dives into long-term care insurance, a common sticky topic for aging retirees. Do they need to earmark dollars for long-term care? Next, he covers the taxation and distributions of inheritance assets, including sub-topics like probate, beneficiaries, trusts, and general estate planning tactics. He then covers equity compensation, breaking down RSUs, ISOs, NSOs, and ESPPs, and offers best practices for tax planning, diversification, and aligning with long-term goals. Mike then asks whether to invest $200,000 in cash currently sitting in a money market fund; Jesse outlines rational reasons for holding cash but warns against market timing, instead recommending a disciplined monthly investment plan. Finally, Paul inquires about the interaction between RMDs and sequence of returns risk, and Jesse reassures that while the concern is valid, proper planning—including Roth conversions, diversified withdrawals, and long-term strategy—can neutralize the potential damage. Key Takeaways: • Diversify your exposure—holding too much company stock can increase risk, so it's often wise to sell and reinvest elsewhere once vesting or exercise occurs. • Paying off a mortgage early is more about peace of mind than maximizing returns—there's emotional value in being debt-free. • Flexibility and control often make 529s a better choice, but UTMAs can be useful for broader non-educational goals. • Planning ahead can reduce reliance on penalties or rigid strategies—consider building a taxable or Roth account alongside retirement funds. • Investors tend to lose more trying to time downturns than they do by staying invested through them. • Your plan should balance growth and stability, aiming to avoid forced sales in down markets while still meeting long-term goals. Key Timestamps: (00:00) - Diversification and Bonds in Retirement Portfolios (07:47) - Expectations for Stocks vs. Bonds (11:08) - Long-Term Care Insurance Deep Dive (25:08) - Taxation and Distribution of Inheritance Assets (38:49) - Revocable vs. Irrevocable Trusts: Control and Tax Implications (41:12) - Trust Distribution and Taxation (45:19) - Equity Compensation: RSUs, ISOs, NSOs, and ESPPs (51:49) - Best Practices for Managing Equity Compensation (59:28) - Market Timing and Cash Management Strategies (01:07:25) - RMDs and Sequence of Returns Risk Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/asset-liability-matching-aligns-your-money-to-your-future/ https://bestinterest.blog/all-ask-me-anything-ama-episodes/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

    Cold Brew Got Me Like
    Episode 199: Paying for Dinner with Peacock Feathers

    Cold Brew Got Me Like

    Play Episode Listen Later Aug 6, 2025 78:04


    Donegan's high-performance caveman clubs! ALSO: How rich people could learn gratitude from Indonesian monkeys trading smartphones for mangos. PLUS: Talking about gender roles to avoid talking about fascism, and a song of the week from John Grant!!!!!John Grant - "Queen of Denmark": https://www.youtube.com/watch?v=b_oNylzsY7ICold Brew Patreon: Patreon.com/ChrisCroftonChannel Nonfiction: ChannelNonfiction.com

    The Gee and Ursula Show
    Hour 3: Paying for the Wedding Cake

    The Gee and Ursula Show

    Play Episode Listen Later Aug 6, 2025 36:14


    What Seattlites hope to see going into the general election // AGREE TO DISAGREE: The US Open Dating Show / Should you charge people to come to your wedding? // WE HEAR YOU! and WORDS TO LIVE BY

    Uncommon Sense Podcast - Christianity and Politics
    Are You Paying Rent On Your Stolen Land? (best of)

    Uncommon Sense Podcast - Christianity and Politics

    Play Episode Listen Later Aug 6, 2025 31:40


    What is a "Land Acknowledgement" and did we really steal this land that we live on? Lets take a look at whether or not we should pay monthly rent to Indigenous People.

    Born Leadaz Wrestling Podcast
    Disney Paying $1.6 Billion for WWE Rights

    Born Leadaz Wrestling Podcast

    Play Episode Listen Later Aug 6, 2025 3:47


    In a massive move that's shaking up the world of sports entertainment, Disney is reportedly paying $1.6 billion for the rights to WWE programming! future WWE premium live events?In this video, I break down the details of the deal, what it could mean for the future of WWE premium live events?, and how Disney's involvement might change the WWE as we know it.

    Brandon Boxer
    Hilary Clinton is finally paying dearly for dirty tricks that hurt Trump and American voters

    Brandon Boxer

    Play Episode Listen Later Aug 6, 2025 10:55 Transcription Available


    Fox News Contributor Liz Peek discusses her latest article which can be found at foxnews.com or lizpeek.com

    Pat Gray Unleashed
    UN Report: Hamas Intercepts Food Aid Destined for Gaza Civilians | 8/5/25

    Pat Gray Unleashed

    Play Episode Listen Later Aug 5, 2025 100:43


    Texas state representatives flee the state despite threats of arrest from Governor Greg Abbott (R). Rep. Jasmine Crockett (D-Texas) has fighting words for President Trump and Republicans. Illinois congresswoman: Guatemalan first, American second. Senator Elizabeth Warren (D-Mass.) is all in on Zohran Mamdani, and so are young socialists. Republican mayoral candidate Curtis Sliwa drops his beret. President Trump's physical fitness council has a lot of big names … that apparently aren't easy to pronounce. Food stamps and Food pyramid changes coming. Colon cancer rates skyrocket in young people … but why? Canada, get your fires under control. Jim Acosta has an “interview” with an AI representation of a Parkland victim. AI out of control? CNN admits that Donald Trump has already had a tremendous amount of influence for the nation. Ukraine refugees headed to the U.S. Does Marco Rubio ever sleep? Looking ahead at the 2028 Republican field. Who is stopping the food aid from getting to residents of Gaza? Pamela Anderson looks different. 00:00 Pat Gray UNLEASHED! 00:20 Arrest Warrants for Texas Democrats 03:35 Texas Democrats' Message to Republicans 05:51 Who is Paying for Texas Dems? 07:09 Ramon Romero Runs Away from Texas 09:32 Dustin Burrows Signs Arrest Warrants 11:24 Ramon Romero Attacks Greg Abbott 15:56 Jasmine Crockett Calls Trump a POS 20:24 Delia Ramirez is a Guatemalan First 24:02 Cory Booker Asked about Zohran Mamdani 27:32 Elizabeth Warren Fully Supports Zohran Mamdani 34:15 Socialism 2025 Controls Zohran Mamdani Campaign 43:58 Trump Brings Back Presidential Fitness Test 50:10 Changes to Food Stamps Benefits 52:55 RFK Jr. Explains New Dietary Guidelines 59:55 Jim Acosta Interviews AI of Parkland Victim?! 1:06:24 Ozzy Osbourne AI 1:09:06 CNN Praises Trump's Tariffs? 1:14:33 Ukraine Refugees in America 1:16:10 Marco Rubio's Many Hats 1:19:38 GOP in 2028 Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Steve Harvey Morning Show
    Financial Uplift: He also outlines six habits that keep people broke and three foundational rules for financial freedom.

    The Steve Harvey Morning Show

    Play Episode Listen Later Aug 5, 2025 22:32 Transcription Available


    Strawberry Letter
    Financial Uplift: He also outlines six habits that keep people broke and three foundational rules for financial freedom.

    Strawberry Letter

    Play Episode Listen Later Aug 5, 2025 22:32 Transcription Available


    The Sports Junkies
    H4: Not Paying Your Stars, Gen Z Mistake, Jayden Daniels Shopping Spree

    The Sports Junkies

    Play Episode Listen Later Aug 5, 2025 36:50


    08/05 Hour 4: Why Will Some Teams Not Pay Their Star Players - 1:00 Gen Z Is Ditching This Popular Breakfast Food - 12:00 Jayden Daniels Takes His Mom On A Shopping Spree - 26:00

    Supreme Being
    Episode 983: Why Sales Will ALWAYS Be One Of The Highest Paying Careers

    Supreme Being

    Play Episode Listen Later Aug 5, 2025 20:13


    Best of The Steve Harvey Morning Show
    Financial Uplift: He also outlines six habits that keep people broke and three foundational rules for financial freedom.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Aug 5, 2025 22:32 Transcription Available


    Slacker & Steve
    Full show - Monday | What have you waited in line for? | News or Nope - Matt Rife and Zac Efron | Erica is afraid of island bears | OPP - My father-in-law won't stop making me do chores for him | The Diary - Day 21 | Slacker's son is going to college...

    Slacker & Steve

    Play Episode Listen Later Aug 5, 2025 85:05


    Full show - Monday | What have you waited in line for? | News or Nope - Matt Rife and Zac Efron | Erica is afraid of island bears | OPP - My father-in-law won't stop making me do chores for him | The Diary - Day 21 | Slacker's son is going to college... | Paying off your partner's debts | T'd Off with T. Hack - Lemonade stands | Stupid stories www.instagram.com/theslackershow www.instagram.com/ericasheaaa www.instagram.com/thackiswack www.instagram.com/radioerin

    Travis and Sliwa
    HR 1: Paying For A Haircut

    Travis and Sliwa

    Play Episode Listen Later Aug 5, 2025 52:38


    It's a Live Imaging Tuesday with Chris Morales. First Pitch with Greg Bergman. Mookie Betts continues to struggle for the Dodgers, how can he get out this slump? The crew dissects how the Dodgers can sharpen up before the postseason. Are barber's charging too much nowadays? Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Wealthy Consultant Talks Podcast
    #132- "Stop Paying for Hours: The Compensation Shift That Builds Ownership"

    The Wealthy Consultant Talks Podcast

    Play Episode Listen Later Aug 5, 2025 11:58


    Most businesses still reward slowness without realizing it. In this episode, Mike Walker dismantles the traditional hourly-pay model and reveals how shifting to value-based compensation transforms contractors into true partners—driving speed, quality, and ownership.Enjoy the episode and check the links below for more info & ResourcesGet an inside look at how to get involved with The Wealthy Consultanthttps://wealthyconsultant.com/Our Monthly Printed Memos - Free Trialhttps://consultingmemo.com/optin-568134011666363883437See our Portfolio of Brands https://welchequities.com/OVERVIEW: (00:50) The Value of Real-World Experience(01:50) The Problem with Hourly Compensation(05:08) The Benefits of Result-Based Compensation(10:21) Conclusion and Final Thoughts

    Dominant Duo/Total Dominance Hour
    Gideon in for Jim (who returns tomorrow), George Schroeder (Gridiron and the Gospel Podcast), OSU interactions and availability, paying players and more. 

    Dominant Duo/Total Dominance Hour

    Play Episode Listen Later Aug 5, 2025 84:56


    Monday, August 04, 2025 The Dominant Duo – Total Dominance Hour -Gideon in for Jim (who returns tomorrow), George Schroeder (Gridiron and the Gospel Podcast), OSU interactions and availability, paying players and more. Follow the Sports Animal on Facebook, Instagram and X PLUS Jim Traber on Instagram, Berry Tramel on X and Dean Blevins on X Follow Tony Z on Instagram and Facebook Listen to past episodes HERE! Follow Total Dominance Podcasts on Apple, Google and SpotifySee omnystudio.com/listener for privacy information.

    Marty Griffin and Wendy Bell
    Paying an arm and a leg for a 2 hour concert

    Marty Griffin and Wendy Bell

    Play Episode Listen Later Aug 5, 2025 31:05


    Paying an arm and a leg for a 2 hour concert full 1865 Tue, 05 Aug 2025 18:23:33 +0000 ow3sCMUypfWoRwEnqWPVCmJbjlwlfbj9 news,a-newscasts,top picks Marty Griffin news,a-newscasts,top picks Paying an arm and a leg for a 2 hour concert On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc. News News News News news News News News News News False https://player.amperwavepodcasting.com?feed-link

    Honest Property Investment with Natasha Collins
    What if My Commercial Tenants Stop Paying Rent?

    Honest Property Investment with Natasha Collins

    Play Episode Listen Later Aug 5, 2025 23:38


    One of the biggest fears I hear from commercial property investors is, "What happens if my tenant stops paying rent?" It's a worrying situation, but there are clear steps you can take to protect yourself and your property.In this episode, I walk you through exactly what to do if a tenant stops paying rent:The crucial first step you must take before you even contact the tenant.When (and how) to use forfeiture – and why timing matters so much.How the Commercial Rent Arrears Recovery (CRAR) process works and when it's appropriate.Other legal and practical options for recovering arrears.Negotiation strategies that can help you protect long-term income and property value.How to reduce the risk of rent arrears in the future.Whether you're new to commercial property investment or have been at it for years, this episode will give you the clarity and confidence to deal with rent arrears the right way.Resources & Links Mentioned in This Episode:Need help dealing with rent arrears? Book a call with me and my team at NC Real Estate – we'll help you work out the best next steps.

    Post Reports
    The government is paying 154,000 people not to work

    Post Reports

    Play Episode Listen Later Aug 4, 2025 15:42


    This spring, the Trump administration and Elon Musk's U.S. DOGE Service drastically reduced the federal workforce, all in the name of cost-cutting. This included making a “deferred resignation” offer to government workers, offering to pay them through at least the end of September if they resigned their positions. Post reporter Meryl Kornfield and colleagues have been trying for months to find out exactly how many federal employees took these buyouts. Last week, they reported for the first time that the government is now paying more than 154,000 people not to work. Colby Itkowitz speaks with Meryl about how she and her colleagues uncovered this number, how the Trump administration defends its claims of cost-cutting, and how former federal workers are feeling as they continue to earn a paycheck for work they are not doing. Today's show was produced by Peter Bresnan. It was edited by Maggie Penman and mixed by Sean Carter. Subscribe to The Washington Post here.

    Slacker & Steve
    Paying off your partner's debt

    Slacker & Steve

    Play Episode Listen Later Aug 4, 2025 6:41


    A woman is refusing to move in with her boyfriend until he helps her pay off $9,000 in credit card debt. He says that her debt isn't his problem, but she says he would help pay if he were really committed to their future. What do you think?

    Meditations by Gregory T. Obert
    Therapy 101: Why Paying For Therapy Is Advantageous And Why AI Is Not Your Therapist

    Meditations by Gregory T. Obert

    Play Episode Listen Later Aug 4, 2025 54:41


    Struggling with Mental Clarity in your daily routine? Boost focus, reduce stress, and improve life quality with Dr. Gregory T. Obert's FREE mindfulness training.

    Sorry, We're Closed
    Ep. 313 Credit Card Points for Paying Rent...Too Good to be True?

    Sorry, We're Closed

    Play Episode Listen Later Aug 4, 2025 56:46


    In this episode, Pat Light and Tevo discuss the transition from summer to fall, touching on the challenges of the heat and the anticipation of cooler weather. They delve into the complexities of credit, particularly focusing on Bilt's business model and its relationship with Wells Fargo. The conversation shifts to the rise and fall of Hub's Life, exploring the pitfalls of influencer culture and the importance of authenticity in content creation. Finally, they navigate the intricacies of modern economics, discussing the challenges of inflation, trickle-down economics, and the importance of understanding financial narratives in today's world.Chapters00:00 Summer Reflections and Weather Patterns04:20 Understanding the Bilt Credit Card27:50 The Reality of Entrepreneurial Life and Social Media Influence31:24 Navigating Content Creation and Authenticity36:18 The Evolution of Influencer Brands43:21 Relatable Questions in Media48:25 Weeding Through Political Narratives54:11 The Challenges of Modern EconomicsYouTube and Socialshttps://mtr.bio/sorry-were-closed-Pod

    Doug & Wolf Show Audio
    Wolf and Luke Impromptu Power Poll - Five Arizona Diamondbacks players we are paying the most attention to for the rest of the 2025 season

    Doug & Wolf Show Audio

    Play Episode Listen Later Aug 4, 2025 11:09


    Wolf and Luke give you the five Arizona Diamondbacks players they are paying the most attention to for the rest of the 2025 season.

    One Rental At A Time
    STOP Paying High Mortgage Rates with This Mortgage Product

    One Rental At A Time

    Play Episode Listen Later Aug 4, 2025 15:07


    Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

    Get the Hell Out of Debt
    When You're Out of Motivation

    Get the Hell Out of Debt

    Play Episode Listen Later Aug 4, 2025 31:34


    Paying off debt doesn't have to suck the life out of you. Erin and Keri are sharing nine unexpected ways to reignite your fire when you feel like giving up on your money goals. Have a listen for a masterclass in staying committed, even when your motivation flatlines. Warning: may cause spontaneous cashflow inspiration. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

    Nutty Bites
    Paying for convenience

    Nutty Bites

    Play Episode Listen Later Aug 4, 2025 9:21


    This gets a little bit into how the sausage is made, but really, listen to the whole feed everyone. Nutty Bites is licensed under a Creative Commons Attribution-NonCommercial-NoDerivs 4.0 International License. Listen and Support on Patreon Contact/Feedback(347) NUTTY42 or (347) 688-8942www.facebook.com/groups/nuttybites The post Paying for convenience appeared first on NIMLAS Studios.

    Broken Pie Chart
    Can You Really Retire on High Dividend Paying ETFs? |What Investors Get Wrong on Premium Selling High Dividend ETFs and Income | Are Assets More Correlated Today? | Index Weighting Concentration Over the Years

    Broken Pie Chart

    Play Episode Listen Later Aug 4, 2025 63:09


    Derek Moore and Shane Skinner get into how investors are looking at high dividend ETFs the wrong way as total return vs distribution yield is what matters. Plus, how to think about how much in dividends you can take out knowing its total return that drives the probability of assets lasting during distribution phase. Later, they look at correlations between different asset classes over the years and ask whether today they are way more positively correlated. They then delve into concentration today in stock indexes vs prior periods. You might be surprised by who were the highest waited stocks throughout the years.    Dividend Yield vs Total Return Implied volatility in the options for Opendoor Sequence of return risks during withdrawals Tradeoff between premium selling and upside capture Ordinary income vs capital gains and losses Can investors really live off dividends? Understanding the risks of concentration in asset deployment Cross asset correlation Comparing correlations over different periods in history Have stocks and bonds become more correlated? Nvidia and Microsoft are the highest 2 stock concentration in the Dow Jones Index? Surprising companies that have been the highest weighted in the Nasdaq and S&P 500 Indexes   Mentioned in this Episode   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com

    The Nice Guy Show
    Paying for Dates Nice Guy Trap or Masculine Move. High-Value Men Do this.

    The Nice Guy Show

    Play Episode Listen Later Aug 4, 2025 65:07


    Ari went on three dates with an attractive, successful woman. He paid for the first two dates (including a $200 dinner), then asked her to pay for the third. She immediately went cold and ghosted him completely. Sound familiar? In this episode, we break down exactly what happened — what Ari did right, what went wrong, and the deeper dynamics at play when it comes to who pays for dates in 2025.Chuck, Faisal, and Ari get real about:The primal vs. conscious expectations around dating and moneyWhy "I like to be spoiled" in her profile was a red flag he missedHow paying for expensive early dates creates the wrong frameThe difference between leading with money vs. leading authenticallyWhy asking her to pay felt like a "test" — and what her reaction revealedHow to call out the "elephant in the room" when things get awkwardThe covert contracts we create when we try to impress women with resourcesWhy high-value men assess women instead of trying to impress themSetting the right expectations from date one (without being cheap)Whether you're wondering if you should split the bill, tired of always paying, or confused about modern dating dynamics, this episode will help you get clear on your approach. We've all been there — now we help men navigate dating from a place of authenticity instead of desperation.Stop trying to buy her interest. Start assessing if she's actually worth yours.Subscribe to the Nice Guy Show newsletter to get tips and insights on how to lead a high-value life: https://niceguyshow.com/Connect with Faisal Khokhar:https://masculine.co/https://instagram.com/coachfaisalkhttps://youtube.com/@coachfaisalkConnect with Chuck Chapman: https://chuckchapman.com/https://instagram.com/chuckchapman.ma/Connect with Dr. Ari Graff:https://drarigraff.com/https://draribgraff.com/register [divorce recovery program]https://youtube.com/@AriGraff

    Quick Smart
    Are we paying too much tax?

    Quick Smart

    Play Episode Listen Later Aug 4, 2025 10:07


    Like it or not, tax affects our incomes and grocery bills. It also helps pay for roads, hospitals and schools. But could the government be taking less from our salaries and more from big business, inheritance, or superannuation?

    Politics At Jack And Sam's
    Will Starmer's Trump tactics keep paying off?

    Politics At Jack And Sam's

    Play Episode Listen Later Aug 4, 2025 21:23


    Sir Keir Starmer is a prime minister who is arguably more comfortable abroad – and has spent his first year in office putting Britain front and centre on the world stage. So, in this episode, Sam and Anne are joined by Politico's editor-in-chief, John Harris, to discuss the major international issues facing the government in the coming parliament.With trade deals and ongoing conflicts across the globe dominating the agenda, the trio ask:• Is the UK living in Trumpland?• How will relationships abroad impact Britain's role in the world?• And does Starmer have the political strength to put pen-to-paper on some upcoming deals with the EU? Sam and Anne are getting a lie-in over summer recess, but they'll be in your feed with special episodes every Monday, before normal service resumes on 1 September.

    True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
    Step Daughter Kicked Me Out Claiming She Don't Need No Men, So I Stopped Paying Mortgage & Bills

    True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023

    Play Episode Listen Later Aug 4, 2025 21:01


    Step Daughter Kicked Me Out Claiming She Don't Need No Men, So I Stopped Paying Mortgage & BillsBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

    Its Never Too Late
    But You Don't Look Like A Spy

    Its Never Too Late

    Play Episode Listen Later Aug 4, 2025 23:57


    Do you mean big companies really hire spies to prevent fraud and criminal activities? Yes, but more Betty Crocker and less James Bond.   Our guest today,  Jean Hughey was adjusting to a cross country move and so she looked for a part time job.  She didn't expect to wind up as a spy for a one of the US' biggest companies.  She turned out to be pretty good at it. Dorothy observes, "This seemed a wild story to me and I wondered if companies still hired spies. I easily found 6 different companies that provide what they now call company monitoring. When Jean Hughey started as a spy for Amtrak from 2004 to 2008 she recalls that she was cautioned to remember that "I'm not James Bond." She recalls, "I was an employee of Amtrak as a computer programmer, when my husband retired at 55 as the National Agricultural engineer in Washington DC.  My boss introduced me to The Protection Unit and they wanted me to be a spy on the west coast. They had people working on the east coast, but were anxious to see how I would do on the west coast. "They sent me emails with information on what employee to observe and which train to ride." Jean had to work out a method of recording her observations of subjects. (spread sheet in a puzzle book).   Also the report had to include description of employee and how they handled the interaction. "After the observation was over I had to write up a report and send the spread sheet with the time and items bought in the cafe car. and who was the LSA. "Amtrak compared my observations with the register receipt that the LSA turned in." Some observations: In cafe car: Box over register so customers couldn't see what the LSA entered. LSA sold items that were brought on board (water etc) and pocketed the money. Getting on train: Conductor being observed. Paying cash (kicked off train - yelled at by conductor) Had to go to Seattle to an Amtrak Court to testify about one LSA (Lead Service Attendant) who was fired. He was the one who put the box over the register and pocketed the money for items. I got threats from this employee but nothing came from it. " The notes are very cryptic and spy-like.  It's a wonder anyone ever got out of there alive.  Last month, news surfaced that major companies like Walmart, Starbucks, Delta and Chevron were using AI to monitor employee communications. The reaction online was swift, with employees and workplace advocates worrying about a loss of privacy. But experts say that while AI tools might be new, watching, reading and tracking employee conversations is far from novel. AI might be more efficient at it — and the technology might raise some new ethical and legal challenges, as well as risk alienating employees — but the fact is workplace conversations have never really been private anyway. “Monitoring employee communications isn't new, but the growing sophistication of the analysis that's possible with ongoing advances in AI is,” said David Johnson, a principal analyst at Forrester Research. Thanks, Jean, We'll be watching for spies on our next long distance trip. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Family Office Podcast:  Private Investor Interviews, Ultra-Wealthy Investment Strategies| Commercial Real Estate Investing, P

    Send us a textI've noticed a major shift among my DecaMillionaire and Centimillionaire clients: smaller, leaner teams—paid significantly more. Why?In this video, I break down:✅ Why top family offices are prioritizing efficiency over headcount✅ How AI is accelerating productivity (and job displacement)✅ Why high-performing team members are more valuable than ever✅ What this means for the future of payroll, privacy, and deal executionThis trend is shaping how $250M+ and $1B+ family offices operate—and how you can stay ahead of the curve.

    The Stacking Benjamins Show
    What Would YOU Do With $50,000? (SB1716)

    The Stacking Benjamins Show

    Play Episode Listen Later Aug 1, 2025 66:26


    You just came into $50,000—no strings attached. Do you crush your debt? Supercharge your retirement? Blow it all on a podcasting-themed backyard grotto? In this episode of The Stacking Benjamins Show, Joe Saul-Sehy, OG, Paula Pant (Afford Anything), and Jesse Cramer (The Best Interest) gather around the card table in Mom's basement to tackle one of the most common “someday” questions in personal finance: What do you do when a windfall lands in your lap? Whether it's an inheritance, work bonus, or prize money (maybe you finally won that game show you keep applying to), the panel explores what smart, emotionally grounded, and goal-aligned decisions look like in the face of sudden cash. Start With the Why Before you touch a dime, the crew walks through the importance of mindset, goals, and not falling into the “I deserve it” trap that has sunk many a lucky winner. Debt vs. Invest vs. Enjoy High-interest debt? Retirement accounts? Travel dreams? The panel weighs each strategy—and surprises us with their personal priorities. Behavioral Finance & Windfall Psychology Why do people tend to mismanage unexpected money? From mental accounting to lifestyle creep, learn the hidden traps and how to sidestep them. The 401(k) Match Dilemma Is it better to max out tax-advantaged accounts or build an emergency fund? The team hashes out smart order-of-operations for stacking your windfall right. Trivia Break: St. Paddy's Parade Edition Neighbor Doug makes sure you don't learn too much without a little distraction. Can you guess when the first St. Patrick's Day parade was held? How They'd Spend It Ever wonder what Joe, OG, Paula, or Jesse would do with an extra 50 grand? From practical moves to guilty pleasures, we get a peek into each of their financial brains. Don't let windfalls drift into “found money” syndrome—align with your long-term goals first. Paying off high-interest debt = guaranteed return. But balance it with your future-focused investments. Emotional awareness is just as crucial as spreadsheets when a windfall hits. Take a beat before making decisions. Give yourself permission to enjoy some of the money—just make sure it's intentional, not impulsive. Got a windfall story or dream scenario? Tell us how you'd handle an extra $50K in our Basement Facebook group. Let's see who would invest it, who would renovate the kitchen, and who would finally launch that mobile alpaca petting zoo. FULL SHOW NOTES: https://stackikngbenjamins.com/how-to-treat-a-financial-inheritance-1716 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Joe Benigno and Evan Roberts
    MLB Pitchers worth paying to see

    Joe Benigno and Evan Roberts

    Play Episode Listen Later Aug 1, 2025 10:20


    Are there only 2 pitchers in baseball you would pay a ticket to see

    The Money Coach School Podcast
    Ep #97: 3 Levels of Feminine Financial Freedom

    The Money Coach School Podcast

    Play Episode Listen Later Aug 1, 2025 14:56


    Making more money doesn't automatically mean keeping more. Maybe there's no consistent savings. Tax time feels like a scramble. Paying yourself is hit or miss. And the pressure to “just make more” is getting louder.   If you're bringing in money but you're not seeing it stack up the way you thought you would, this episode is for you.   In this episode of The Money Coach School Podcast, I'm walking you through the three levels of feminine financial freedom and showing you where most coaches silently leak money…even while growing their income.    Listen in to learn the exact money habits that shift you from reactive hustle into sustainable overflow. You'll walk away knowing what level you're in now, what your next money move is, and how to embody the identity of a woman who doesn't just make money - she keeps it, multiplies it, and builds unshakable financial power.   If you're ready to stop treating every dollar like it's temporary—and start building a financial foundation that holds, grows, and supports your freedom—this episode is for you.   In this episode, I talk about:   The 3 levels of feminine financial freedom - and how to know which one you're in right now.   Why earning more won't build wealth if you're still operating from hustle habits.   The #1 pivot that puts you in control of your money and expands your ability to retain more.   What really happens at the $100K and $300K levels that no one prepares you for.   ~~   For full show notes, transcript, and to explore The Secret Energy of Money® Mastermind,  click here: www.themoneycoachschoolpodcast.com/97

    White Coat Investor Podcast
    WCI #430: Backdoor Roth - Standard and Mega

    White Coat Investor Podcast

    Play Episode Listen Later Jul 31, 2025 64:33


    Today we are talking about everyone's favorite topic - the Backdoor Roth! We are answering questions about common mistakes for the Backdoor Roth IRA as well as having a larger discussion around what the Mega Backdoor Roth is, who it makes sense for, and how to make the most of it. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

    Bleav in the Slapdick Podcast
    The Coach JB Show With Big Smitty | Shannon Sharpe FIRED For Paying Off Only Fans Model

    Bleav in the Slapdick Podcast

    Play Episode Listen Later Jul 31, 2025 185:46


    It's Truth Telling Thursday on The Coach JB Show with Big Smitty as Steve Kim joins to talk Miami Hurricanes Football & Boxing! Join us for this Truth Telling Thursday on REALEST Show on Planet ERF! Like, Comment, and Subscribe! The Coach JB Show with Big Smitty is the realest sports show on Planet ERF! We discuss what other talk shows & debate shows refuse to discuss! We are LIVE 3 hours a day from 6-9am pacific with the realest guests on Planet ERF! Coach Jason Brown is the star of the hit Netflix series "Last Chance U", master motivator, and legendary JUCO football coach!! Darnell Smith Fox Sports very own, Ball State Alum, and Nap towns finest! Merciless Monday | Talk that Talk Tuesday | Work-Boot Wednesday | Truth Telling Thursday | Free Game Friday Matt McChesney on Monday/Friday Steve Kim on Tuesday/Thursday Shaun King - Former NFL QB Monday/Wednesday/Friday Live M-F 6am-9am PST. Subscribe and become a member today, $2.99 for general membership or $5.99 to join Slap Nation and get access to the exclusive Coach's Crew group Chat!!