Podcasts about paying

Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/   Paying a debt collector without knowing your rights can completely wreck your credit.So if you've been dealing with debt collectors contacting you non-stop, sending you intimidating letters, and making you feel trapped with no way out, take a breath: there is a solution.I've seen it happen too many times: someone thinks they're doing the right thing by sending money on an old debt, and just like that, they restart the statute of limitations, kill their credit score, and lose all their legal leverage. And the worst part? A lot of that debt might be totally invalid, inaccurate, or straight-up fake.In this episode, I discuss exactly what you should do when a debt collector calls. You'll learn how to protect yourself using the Fair Debt Collection Practices Act, how to demand real proof before you ever consider paying, and how to spot the violations that could not only erase the debt but possibly put money in your pocket.If you or your clients are getting those stressful calls and scary letters, take a deep breath. You've got more power than you think, and this episode will show you how to use it.Tune in now for more! Key Takeaways:00:00 Intro 01:56 Before we start05:48 Validate the debt06:14 Check the statute of limitations06:41 Look for violations08:22 Partner with an attorney09:16 Negotiate smart12:26 Outro Additional Resources:How to Write a Pay for Delete LetterHow to Write a Debt Validation LetterHow to Write a Letter to a Collection AgencyGet a free trial to Credit Repair CloudGet my free credit repair training  Vance Dotson Reveals How to Make Debt Collectors Pay YOU!Make sure to subscribe so you stay up to date with our latest episodes.

Most budgeting advice feels like punishment.That's how it felt to me too... until I realized something simple but powerful:

Would you let a surgeon saw your legs in half just to gain a few inches in height? Welcome to theshocking world of leg-lengthening surgery—where vanity meets medieval torture, and the results arenothing short of horrifying. Dr. Adam Brockman and Dr. Bob Martin expose this barbaric trend sweeping the globe. From Hollywood glamorization to social media influencers flaunting their agony for clout, we're pulling back the curtain on this barbaric surgery.Dr. Bob and Dr. Adam take calls and emails from listenersHealth Alternative of the WeekHealth Outrage of the WeekProduct Recall of the WeekHealth Mystery of the Week

always keep that head on swivel

The Art of Value host JJ breaks down a recent Wired article, and some relevant responses to it, from journalist Taylor Lorenz. The article details how a dark money group is reportedly secretly funding democratic influencers, and offers the influencers up to $8,000 a month to support Democratic Party politics online.Related episodes:Is Trump DYING? Failing Health Impossible to Hide https://youtu.be/p1SqRUZPwfMReferenced material:The Dark Money Group Secretly Funding Democratic Influencers | Taylor Lorenzhttps://youtu.be/6Skdqe5e6EoA Dark Money Group Is Secretly Funding High-Profile Democratic Influencers | Wired https://www.wired.com/story/dark-money-group-secret-funding-democrat-influencers/They're trying to TAKE US DOWN! | David Pakman https://youtu.be/oQl5JcBnQ9ADark Money Group Paying Dem Influencers EXPOSED: With Taylor Lorenz | Glenn Greenwald https://youtu.be/OEZcdyi8tOEDisclaimer: I am not a financial adviser and nothing in this content is financial advice. This content is for general education and entertainment purposes only. Do your own analysis and seek professional financial advice before making any investment decision.

The Art of Value host JJ breaks down a recent Wired article, and some relevant responses to it, from journalist Taylor Lorenz. The article details how a dark money group is reportedly secretly funding democratic influencers, and offers the influencers up to $8,000 a month to support Democratic Party politics online.Related episodes:Is Trump DYING? Failing Health Impossible to Hide https://youtu.be/p1SqRUZPwfMReferenced material:The Dark Money Group Secretly Funding Democratic Influencers | Taylor Lorenzhttps://youtu.be/6Skdqe5e6EoA Dark Money Group Is Secretly Funding High-Profile Democratic Influencers | Wired https://www.wired.com/story/dark-money-group-secret-funding-democrat-influencers/They're trying to TAKE US DOWN! | David Pakman https://youtu.be/oQl5JcBnQ9ADark Money Group Paying Dem Influencers EXPOSED: With Taylor Lorenz | Glenn Greenwald https://youtu.be/OEZcdyi8tOEDisclaimer: I am not a financial adviser and nothing in this content is financial advice. This content is for general education and entertainment purposes only. Do your own analysis and seek professional financial advice before making any investment decision.

Should you pay off your mortgage sooner? Or will paying across the original term work out better?  It's a question many ask themselves, and yet there are factors to consider. In this episode, Rob outlines five compelling reasons to reconsider mortgage repayment, including the benefits of low-interest debt, the opportunity cost of capital, and the impact of inflation on debt value. KEY TAKEAWAYS Current mortgage rates are relatively low, making mortgages one of the cheapest forms of debt. Instead of paying off a mortgage, individuals can invest their money in higher-return assets, such as stocks or real estate, which can yield better returns than the cost of mortgage interest. Paying down a mortgage can lead to significant opportunity costs. The money used for mortgage repayments could be invested in income-generating assets, which could provide enough cash flow to cover mortgage payments Inflation decreases the real value of debt over time. As inflation rises, the cost of living increases, but fixed mortgage payments remain the same Mortgage companies often structure loans to front-load interest payments, meaning that in the early years, borrowers pay mostly interest rather than principal BEST MOMENTS "If you're paying your mortgage down, you might have an interest rate of 4%, but you could have got 11.5 to 12% in the stock market for the last 15 years." "Inflation pushes the prices of rents up... your mortgage payments are not going up with inflation. They're going down with inflation." "The banks know if you get a mortgage with them... you might move after three or five years. So they front load loads of interest." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  https://money.school ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob's official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

JV explains the one caveat that comes with paying a non-qb a max deal.

Gaydos and Pamela Hughes explain why many parents are in debt trying to provide for their children.

Southwest Airlines changes its long-standing “customer of size” policy. Plus-size passengers must now proactively buy extra seats, with refunds only if flights are not full. The PBD Podcast debates body shaming, viral outrage, airline economics, and America's obesity crisis.

A former Israeli special forces agent promotes his AI mass surveillance program on Fox News in the wake of the Minnesota shooting, exploiting Americans' fears. Plus: journalist Taylor Lorenz discusses her WIRED article exposing the dark money group paying Dem influencers. Taylor and Glenn also discuss the dangers of the UK's Online Safety Act and the threat of censorship worldwide.  ------------------ Watch full episodes on Rumble, streamed LIVE 7pm ET. Become part of our Locals community Follow System Update:  Twitter Instagram TikTok Facebook Read Taylor Lorenz's article here Watch Taylor Lorenz on YouTube 

Daniel and Ron Apke sit down with Darrick Bourgeois to reveal the five biggest hurdles land investors face and how to overcome them. From sending your first mailer and getting contracts signed to comping land, working with realtors, and securing funding, this episode breaks down practical strategies to help you close more land deals and scale your land investing business.================================ 

Why do great employees leave? In this video, Andy Elliott breaks down the 20 brutal reasons why sales leaders lose their teams. If you're a leader, manager, or business owner, this is your wake-up call.Andy dives deep into the real mistakes leaders make, including: • Creating a toxic or unsafe work environment • Being fake, inconsistent, or bipolar in your leadership • Losing passion and failing to evolve • Paying your people late and mismanaging finances • Failing to relate to your new hires • Leading without energy, authenticity, or commitmentThe truth? People don't quit companies. They quit YOU.If you stop growing, stop leading, or stop showing up with fire—your team will find someone who does.If you're ready to stop bleeding talent and become the leader your team deserves, this video is your blueprint.Comment the one thing you're going to change TODAY. I'm reading all your comments!Like, comment, and subscribe for more real, no-BS sales training that actually works.This is your wake-up call.

It took me a long while to realize this: AI isn't just something like a chatbot for my customers. AI can work behind the scenes to facilitate getting the right stuff in front of the right people for me, even just to figure out who people are and how I should talk to them. And today, I want to share exactly what I'm doing, how expensive this is to run, and how I believe this can be part of every single software as a service business out there—even if you don't have any touchpoint with artificial intelligence in that business at all. Even if you don't think you should be offering AI features to your customers.This episode of The Bootstraped Founder is sponsored by Paddle.com — SaaS Happy Hour SeriesThe blog post: https://thebootstrappedfounder.com/the-0-20-day-ai-system-that-converts-trial-users-into-paying-customers/ The podcast episode: https://tbf.fm/episodes/the-0-20-day-ai-system-that-converts-trial-users-into-paying-customersCheck out Podscan, the Podcast database that transcribes every podcast episode out there minutes after it gets released: https://podscan.fmSend me a voicemail on Podline: https://podline.fm/arvidYou'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw

How a new California bill could change grocery, gas rewards programs Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

How a new California bill could change grocery, gas rewards programs Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Today we are talking with Robert Glazer. He is an entrepreneur, best-selling author, and will be a keynote speaker at WCICON26. We tackle topics like how to fix your life, and how to avoid burnout and money problems. The key to all of this is identifying your core values and living by them. We think you will find this conversation inspirational and motivational. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Description: New Jersey Firearm Owners Syndicate's Joe LoPorto joins Cam to talk about the growing number of Garden State municipalities that are refunding portions of the state's $200 concealed carry application fee back to local residents.

Create an Entry, select your picks, then join our NASCAR Playoff Bracket league: https://fantasygames.nascar.com/playoffs/leagues/517 Parker Kligerman and Landon Cassill return from summer break, swapping stories about travel, family, and racing adventures—including Parker's wild, last-minute relief drive at Daytona and winning for Dale Jr. We dive into NASCAR, F1, and IndyCar news, breaking down recent race drama, playoff predictions, and the unique challenges of superspeedway racing. Leave us a voicemail! https://moneylap.com Or email us! friends@themoneylap.com Timestamps: 00:00 - Italian Trip and Getting the Call from Dale 01:54 - Packing, Airport Adventures, and Daytona Prep 04:17 - Summer Break Recap & Family Trips 07:42 - Italian Weather, Football, and Motorsport Fandom 08:53 - Josh's Nurburgring Adventures 11:21 - Parker's Daytona Relief Drive: The Call & Preparation 13:19 - Driver Change Practice & Race Strategy 14:45 - In-Car Challenges & Adapting to a New Team 16:07 - Race Execution, Teamwork, and Victory Lane 19:24 - Some Betting Agencies not Paying out PK's win 23:14 - Car Performance & Superspeedway Pushing 35:35 - Cup Race Daytona Recap & Last-Lap Analysis 45:27 - Playoff Implications & Young Drivers in Cup 52:40 - Cadillac F1 Team Announcement & Structure 58:48 - IndyCar Milwaukee Recap & Rasmussen's Win 1:01:21 - IndyCar & NASCAR Video Game News 1:04:11 - Listener Reviews, Summer Weather, and Regional Differences 1:12:34 - NASCAR Playoff Grids & Predictions 1:18:10 - Weekend Race Picks: Cup, Xfinity, Truck, IndyCar, F1 1:21:23 - Outro (Timestamps are a rough timing and may require a little scrubbing to find the start of the topic) The Money Lap is the ultimate motorsport show (not a podcast) with Parker Kligerman and Landon Cassill professional racecar drivers and hilarious hosts taking you through the world of motorsports. Covering NASCAR, F1, Indycar, and more, they'll provide the scoop, gossip, laughs, and stories from the racing biz. With over 1900 unique products currently in stock, Spoiler Diecast boasts one of the largest inventories in the industry. We are NASCAR focused, offering a wide range of diecast and apparel options. But that's not all. We've expanded our catalog to include diecast for dirt/sprint cars, Indycar, and F1. As passionate racing fans ourselves, we're constantly growing our offerings to cater to different forms of racing. Use promo code "moneylap" for free shipping. https://www.spoilerdiecast.com/ Copyright 2025, Pixel Racing, LLC. All Rights Reserved.

Thursday, August 28, 2025 To begin, Kerby welcomes first time guest Demian Brady. As the V.P. of Research for the National Taxpayers Union Foundation, Demian will help answer the question, Why Are We Paying for Presidential Perks? Kerby's next guest is Kurt Ver Beek. Kurtis the co-founder of the Association for a More Just Society […]

What you think costs $139 a year could actually be over $300 once hidden fees and subscriptions are added. Here's how to check your real Amazon Prime costs and start saving money today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feel awkward charging for your work?  Say “I can't afford that” without thinking? This episode is for you. We're diving into the real reason why your relationship with money might be holding you back and how to shift it without turning into a walking Pinterest quote. Inspired by this book, this is a mindset-meets-practical episode designed to help you stop avoiding money, stop apologising for wanting it and start feeling good about earning what you deserve. In This Episode: ✨ A simple 3-word sentence that reveals your current money story ✨ Why your subconscious might be blocking sales (without you knowing) ✨ Sneaky beliefs that sound smart but keep you stuck ✨ How to shift your money language (without lying to yourself) ✨ A practical money habit that takes 10 mins a week but changes everything Want to go deeper? I also have a free Pricing & Profit Workshop if you'd like to download it and start feeling more confident about what you charge - just click here! 100 Money Affirmations for Fashion Founders I love money and money loves me I'm allowed to want more Money flows to me with ease It's safe for me to receive money I always have more than enough I trust myself to manage money well Making money is fun I attract aligned customers who love to pay me I'm open to new ways of earning My income grows as I grow I deserve to be paid well I am worthy of wealth I charge fairly and confidently My work is valuable My prices reflect my expertise Selling is an act of service I believe in the transformation my product brings People want what I create I am becoming the kind of person who earns well I can be wealthy and kind I am open to receiving abundance in all forms I receive money with gratitude Money comes to me in expected and unexpected ways The more I relax, the more I receive I am a magnet for prosperity I allow myself to overflow I receive money with ease and joy Receiving doesn't make me selfish — it makes me generous Abundance is always available to me My income is expanding every day My sales strategy is working I'm building a profitable business Every offer I create is valuable My content leads to conversions I sell with ease and integrity My brand is financially successful I know what to do to generate sales My marketing is making money I welcome sales every day My business is a powerful income stream I respect my money I track my finances with love, not fear Paying attention to money empowers me My bank account feels safe and supportive I'm becoming more confident with every decision I spend intentionally I save joyfully I am learning to grow my income I enjoy checking in with my finances Money and I are on good terms Abundance is my natural state I am allowed to grow I can earn more and work with ease I don't need to hustle for worthiness I am expanding into new levels of success I receive more than I spend I overflow so others can benefit too My income supports the life I want I believe in overflow There is always more where that came from I don't shrink my prices to feel safe I no longer speak badly about money I release fear around money I release shame around my pricing I no longer avoid looking at my numbers I can handle financial responsibility I can rewire my beliefs at any age I am not behind I grow at my own pace My mindset shapes my money reality I am building wealth every day I set big goals and achieve them I love knowing where I'm headed I am creating my dream life I trust that it's all working I take action like someone who earns well I'm becoming financially free I am building generational wealth My goals are valid Money supports my dreams It is safe for me to have money I can trust myself with wealth Money creates safety and choice I can grow at a pace that feels good I do not have to struggle to succeed I am calm when I talk about money I trust that money is always finding its way to me I feel grounded in my financial decisions My nervous system can handle success I get to earn in a way that feels good What I focus on grows My thoughts create my financial reality I feel wealthy before I see the results I take action from a place of belief I follow the nudges that lead to income I expect money to come with ease My energy attracts aligned income I dream big and take small steps daily I see proof of abundance all around me I already have everything I need to succeed Let me know how you get on!  My email is hi@elizabethstiles.co.uk & my insta is @elizabethstilesuk    This podcast is sponsored by Tide Banking Get £50 cashback when you open a business account with Tide and spend £100 on your new card. T&C's apply. Sign up link: https://glnk.io/91954/elizabeth37r Promo Code: FASHION

Jason Cassity and The Broke Agent discuss Instagram's new push for Meta Verified accounts, Jason's rapid-fire Q3 marketing tips you can implement immediately, and this week's marketer of the week.

Watch the full coverage of the live stream on The Emily D. Baker YouTube channel: https://youtube.com/live/R-azhk5Mhdg Day 3 of the Donna Adelson Murder Trial happened on August 26, 2025. It brought a torrent of shocking testimony and critical connections! Jeff Lacasse, Wendi's ex-boyfriend, reveals suspicious questions from Wendi about his travel plans that eerily coincided with the hitmen's movements. Was Wendi trying to frame him? How did a flat tire save him from being a suspect? Jeff also explains the timing of Wendi's broken TV and the impact mark suggested human intervention and raises new questions about the Adelson family's involvement. Charlie's ex-girlfriend and convicted co-conspirator, Katherine "Katie" Magbanua, takes the stand! Learn when Charlie first approached her about "harming someone" and her bizarre discovery about the "wet money" received for the hit. Uncover the details about Katie's suspicious "payroll" checks from the Adelson Institute signed by Donna and the forensic accountant's testimony about Wendi's hidden half-million dollar bank account, contradicting her previous statements. This trial is moving fast with densely packed testimony, revealing layer after layer of a complex and disturbing conspiracy. Don't miss this breakdown of the most significant moments from Day 3 of the Donna Adelson trial! RESOURCES Day 2 of the Trial - https://youtu.be/ZvzkwAMex3I Donna Adelson Road So Far - https://youtu.be/rlN7cBdTikw Donna Adelson Trial Playlist - https://www.youtube.com/playlist?list=PLsbUyvZas7gL0_OPy2AliqyEjGcI8QzBu Donna Adelson Trial Daily Case Briefs - https://www.youtube.com/playlist?list=PLFdNnRZUqH62ToyQCgLbRavztmRy0ohXN Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tiff and Kristy discuss the ongoing challenges of hiring, including how incentives and mentalities have shifted over the past five years — and what you, as someone hiring, can do about it. Part of the discussion includes the pros and cons of how to pay team members. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:02) Hello, Dental A Team listeners. We are back today. I have Ms. Kristy again with me and we are just having a good old time over here recording ⁓ Love and Life and getting our time in together. I think you guys have heard us say it before. This is like, and I know Dana says the same thing, this is some of the only one-on-one time that we get in our lives. I don't know if you guys know this or not, but we are a completely virtual company, meaning we are all at our homes.   We don't have like a workspace that we come to and then if you're a client of ours, you know, we're on calls or in offices quite a bit as consultants or our consulting team. We really just don't get a ton of time together. So these couple of hours that we bust out some podcasts are near and dear to our hearts and I just adore you Kristy and I appreciate you blocking out the time when your schedule always for it and for always just putting so much value into everything that you do.   with your clients, with your podcasting, everything that you do. So Kristy, thank you so much. Thank you for being a part of the Dental A Team. Thank you for being here today. How are you? How are things going over there?   DAT Kristy (01:09) Good, thank you for having me. It's wonderful. I love what I do serving people and it just brings great joy. So happy to be here with you.   The Dental A Team (01:18) Amazing. Good.   Thank you. And I have a question that I haven't asked you yet. How are, how's your family adjusting to the heat to being here and your puppy who's not necessarily a puppy anymore, but he'll always be a puppy. All your dogs, I guess, both your dogs, but how's everybody, how's everybody doing kind of getting settled into Arizona?   DAT Kristy (01:40) Yeah, everybody's loving it. Thank goodness there's pools around so we can get cooled off. the dogs, they're definitely staying indoors right now. It's especially the little Frenchie, you know, that you have to be careful because they will overheat really easy. He's I can tell he's missing his walks right now, but they'll swim.   The Dental A Team (01:46) Thank you.   Yeah.   Yeah, good, good.   I had a black lab that hated water, like couldn't be anywhere near water, which is so not allowed. And summers were rough. He would get hot, but he wanted to be out there, but he was an Arizona born dog, so he was fine. But I was just thinking about earpups this morning, like, gosh, they're not used to not being able to just go outside and chill in the backyard for a couple hours. Well, I'm glad that they swim. I'm glad that they're enjoying that.   DAT Kristy (02:25) So true.   The Dental A Team (02:31) ⁓ and yeah, we're just, we're excited to bring you some information this, this day. We've got, gosh, what four podcasts for recording. So I'm super excited for them all to release and you guys, we always want you to know that these podcasts are for you. So if there's ever anything that you have hopes, wishes, desires, things you want us to talk about things that you want us to dive in deeper on, please just always reach out. Hello@TheDentalATeam.com. We are always taking suggestions and we're always here to help.   And also if there's anything that we say on these podcasts that we're like, we'll get you that. We really do mean that as well. have clients that write in all the time and say, Tiff said, and I'm like, sometimes my marketing team is like, what were you talking about? I don't know, but we figure it out. Whatever it is that we say that you can have, we want you to have it. We are here to deliver massive amounts of information to the dental community in the best ways possible and that.   comes with a ton of free resources. That's our podcast, that's our sheets, our documents, our website. We have all kinds of stuff everywhere, our ⁓ social media, we're on Instagram and Facebook, like wherever you can find us, you're gonna find a slew of information. So we're here for you and when you're ready for one-on-one consulting and not just getting all the information on your own via the web, please reach out, Hello@TheDentalATeam.com. We are so excited to serve all of you guys in whatever way fits you the best today. Kristy.   I wanted to chat this podcast today. I've had, well, number one, I've had a lot of hiring in all of my practices. So I actually chatted with a doctor yesterday, a very successful doctor in Colorado, and he was like, Tiff, what the heck? Like, we lost another one. We just filled our hygiene spots and now we're in front office. And like, what is it? What's going on? He's like, just as soon as I feel like I'm making progress, someone leaves. And I said, you know what?   And he's like, it's hard to not take it personally. That's what he said. And I said, you know what? I understand that. And I, and I feel that. And on the level of, you know, being a lead on a team, I don't own this company, but I have a lot of vested interest in this company and its success. And it's hard. And I said, we come from, we come from a time of, of being employees, right? When we were employees and we were working and, and our work ethic.   Not even ethic, I don't even think it's ethic. Just like our tendency to stick around one place longer, is, it was there longer than it is now. So we just, we didn't leave. We stayed where we were. We became part of the family. We allowed work to become a bigger piece of our lives than it does for a lot of people in this day and age, in my opinion. I think that we,   made work our, like we tied our identity to work. And so leaving was a bigger ⁓ undertaking than it is when you're not so tied to what your job is, your title is, or the place is. And it's much easier to say, you know what, I can, I want to grow into something different. I want to be someone different. I want to change. And so they do, they leave more easily. And I think from   our point of view, it makes it really hard because we tied so many emotions to our job and our identity to our job that we're like, gosh, do they not like us? Do they not like where they work? Am I not doing good enough as an employer? But the reality is we've actually created an environment and ⁓ a social standing that people identify with who they are as a human outside of work better.   than we ever have in our lives. So it's like a catch-22, no matter what, there's a pro and a con to everything. And the pro is that they're not so identity attached to their jobs or their titles. The con is that it's easy for them to jump ship and try something new. We're much more apt to dip our toes in and try that new thing. And so I think the hiring has just over the last, realistically five years, has had a lot more turnover and we spent a lot more time hiring.   than we ever have in the past. And I could be making all of that up. That's my opinion. That's not like scientifically proven, but it's just something that I've noticed by studying people and studying myself as well. Like how am I transitioning? How am I changing my identity tools and all of those pieces as I watch the climates change so much. Kristy, what are your thoughts on that? I know we both have a lot of clients. I have experienced a lot of hiring this year. What are you seeing?   DAT Kristy (07:11) 100 % exactly what you said Tiff and it is hard. It's a hard reality. I think ⁓ Back in college. I took sociology not that I really liked it But now I'm like man I wish I would have dug into it more because I think there is something with the new generation and ⁓ Not to go woo-woo, but I think there is something with those personalities. You know what I mean and It's kind of funny and listening to you talk about it because our generation is   always like speaking to work-life balance, work-life balance, and I think the new generation actually has it figured out better.   But we're angry at it. We want it and they're doing it. And I get it. And I also get it because of being in a, in a practice administration role. Like it's hard hiring and training and retraining and hiring. And so I think ⁓ we've got to find a way to maneuver around that easier versus ⁓ taking it so personal and choosing to see it as a good thing. Maybe not necessarily a thing, but yeah.   The Dental A Team (07:50) Mm-hmm. agree.   Yeah, that   was beautifully said.   You're totally right. I love that you said you pointed out the work life balance because I agree and I whenever I hear the words work life balance now I think of that like yeah, I'm like it's like that live laugh love that we had all over our houses like every room had a live laugh love sign somewhere and it's like so outdated and overplayed when I hear the words work life balance. I'm like, my gosh, like stop saying that just have balance. just have balance balance balance. If you continue separating work and life.   and not understanding that it's one, you're one person, you're gonna continue to be out of balance. So just have balance. And I think you're right. think they've, lot of people have found that balance where neither tips the scale and they just understand their boundaries and their priorities a little better than maybe we did when we were their ages. So there's our spiel on that. But one of the...   DAT Kristy (09:10) I was gonna tell you, it's kind   of ironic, I'm spilling the beans and being vulnerable now, but my daughter's in dentistry, you I roped her into it. And so I hear it from her often, mom, it's not my life, like it is yours. And I was like, ⁓ stab me, right? Like, it's so true. So I'm living it.   The Dental A Team (09:32) Yes, it is. Yeah.   Yeah, so   you're seeing it firsthand. You're seeing it with your practices and just watching, but then also within your own home. So I totally get that. And I have a actually happy practice out in Rhode Island near and dear to my heart. The office manager's daughter is their billing rep. And I see the same kind of conversations, the office manager and like stop taking work home, like just do it at work. And then her daughter is like, why are you working at home? Like put it away. And so I do, I see that same dynamic there. And I think, I actually think the ages are   about the same, like you guys are both in the same spaces there. ⁓ So it's interesting, but I think with that conversation, doctors oftentimes and office managers are like, what can we do more of? What can we do better? How can we offer things differently? And the hygiene market is wild still, okay? It's 2025, I don't know when you're listening to this, but I hope if it's years from now, things are better.   Because the hygiene market is still a little wild. It's just still hard to find hygienists So if you're listening to this now like go apply to hygiene school because the demand is high Go get your degree go do your thing and come out a hygienist, but we oftentimes get asked for provider information on pay, right? And so we have a couple of different scenarios a couple different options. I Mean dollar per hour still near and dear to my heart when it comes to employees. I think that it just   I just, for me, it's an ease of life. It's just easier. And so I love dollar per hour, but I do like the stipulation that a provider should be making three to 3.5 times their rate of pay in order to pay for themselves so that the overhead doesn't get out of control. So dollar per hour, three to 3.5 times their rate of pay. You've got to do the digging on what your area.   is hiring at or what they're paying their hygienist or their dental assistants, whomever, because it does change, it does differ by area. More rural is going to be maybe a little less, city life is probably going to be a little more, Indianapolis compared to Phoenix, compared to San Francisco, compared to, I don't know, New Mexico, right? They're all going to be very different rates of pay. So I can always, you know, we can always spew out some numbers to you, but Google is a really fantastic tool and Salary.com gets it right every single   So go check those for sure dollar per hour and then I really wanted to chat a little bit and we talked about this a little bit ahead of time me and Kristy did on paying based off of production or collections and in my opinion I've seen this I've seen this and in my opinion it's kind of the same structure that you would give to an associate so Don't over complicate it a lot of practice owners a lot of office managers like to over complicate it so just don't do that and   pay like you would an associate? What would that look like? What would those stipulations be? What would the percentage of production or collections look like? ⁓ And pay based off of that. There are pros and cons, right, to everything. And I think there are pros and cons to paying off of production or collections. And Kristy, I think I'd love to hear from you on that production-based pay, because I know that you've seen that and worked with some clients that have done that. What are some things that you've seen that work well? Why?   Some clients, like I've had clients recently ask, should I move to a percentage structure rather than a salary or a dollar per hour? What do you see work well within that percentage structure on production or collections? Like you said earlier, I do think collections is a little bit more difficult for providers, especially for hygienists that don't have a lot of say in that, but production-based maybe as well. Kristy, what are your thoughts?   DAT Kristy (13:08) Yeah.   To be honest with you, this is something a little near and dear to my heart. And I think we will probably see ⁓ a little more of it just with, ⁓ I don't want to get in the political things, but we know that there are some states looking at assistance getting into hygiene. so with that being said, we all know that hygienists come out of school and they take their boards and they're all expecting to come in at that same level. Right. And just like associates, we know   they   all do their testing as well, come out with their doctorate and get their license. But we know they likely aren't going to produce at the same level, right? So hygienists are no different. Usually your seasoned hygienist can carry conversations different than, you know, somebody brand new. And their skill set is likely a little bit different, whether they've gone through more CE or not. So to be honest with you, I do   I'm a huge proponent of paid for performance ⁓ Yet I also feel in hygiene ⁓ Paying them a good going rate like you said, you know know what they're in your area and Give them that good going rate but just like you mentioned tiff with associates if somebody's performing and when I say performing I'm not just talking like production numbers or monetary That's just a side effect, but I'm talking like   moving your patients to health, getting them healthy, calling perio perio and having those different, you know, difficult conversations with patients. If they're willing to do that, why wouldn't we compensate them for that?   The Dental A Team (14:52) Yeah, I think that's fantastic. That is a very good point too. And that is something I think that comes up a lot for practices is that perio space. And if I've got one hygienist who's just rocking it out and having those difficult conversations and diagnosing correctly for our patient's health and not just for the production or just for the accolades, but really, really doing due diligence for our patients, how do I repay them? And I think that is a great point that that production-based pay   is.   an effect of that. think that's fantastic. I also see practices that will do dollar per hour and bonuses. So if you go above and beyond that 3.5%, they can get, you know, a one or 2 % or whatever you decide you want your bonus to be of what's above that. So one mistake I do see practices make with this, I'm going to give you a caveat, is that they'll do it the bonus based off of the total. And I typically would do the bonus based off of what was above and beyond the threshold. So we don't total it, we say this was our threshold, anything above   that is what you get the bonus off of. So any bonus programs is that's typically how I'm gonna run it because that's your excess. This is your overhead, this is your excess. So we're only bonusing off of excess and then also a small caveat, I did talk to an office the other day that was, they're making some transitions and they're like, do we change the structure? And I'm looking at it and I'm like, well.   they wanted to lower the threshold. And I said, well, no. Number one, no, never do that. ⁓ Number two.   You also didn't add in my overhead caveat and you're at 66 % I think overhead for the year, but the team's been bonusing. And so we're digging in trying to figure out like what's going on. I have a couple offices going through this right now. This one kind of East Coast stern was like a little topsy turvy upside down. So I think no matter what you do, you've got to make sure that it's going to work the best for your practice for your overhead. So if dollar per hour right now is the best bet and you're able to manage and control your overhead with   that, do that. If you've got a team that you're like, want to, I want to make this more production based and Kristy, like you were saying, like really give that energy to what we're pushing for and kind of pay them back right for the work that they're putting in. You have that flexibility and that level with the percentage on production collections and or bonuses. I love the, if you're asking me either or I would say   in my opinion, production-based over-bonusing. ⁓ It just is easier. Again, I want easier, and it's easier, and it's like tailored for this position, this person. It doesn't have to be across the board for the full practice if we're not to a point that we're ready for that yet. So cons. ⁓   I think there's cons to everything. There's cons to dollar per hour because often times, especially in the ⁓ temperature that we're in right now with the dollar per hour, it is hard to do three to three to point five times their rate of pay. I tell hygienists and I tell doctors all the time, I'll pay you whatever you're asking for. I'll pay you whatever you want. If you can make it work with the numbers. If you can do three to three point five times that rate of pay in production per hour, you've earned it. That's the point is that the overhead has to match.   and for our team members that are listening, I just need you guys to really hear me when I say doctors can't pay you from nothing. So if we're upside down in our overhead, we're not making profit on the company, the business is not profiting.   It's not just for the doctor to profit. It's not just for the doctor to go buy a house or whatever you think is actually happening behind the scenes. It's to ensure that things are paid for. And so if we're upside down in payroll, it's got to come from somewhere else. So then we got to pull it from supplies or from labs or from somewhere. And so the pay always just has to make sense. So if you can make it make sense, I don't care what it looks like. So there's pros and cons to all of it.   So there's the dollar per hour making sure that you're staying in line. There's you know, collections production based and then there's the accelerated which we're not going to spend a ton of time on the accelerated. kind of feel like it's a dying breed in this.   day and age. I love accelerated myself and I loved being hygiene assistant to accelerated hygiene, but that's a really great space too. I do have a hygienist that I know out in like the Chicago area who does accelerated and she's paid on production. She kills it. She is making really pretty numbers over there, but there's pros and cons to everything and it kind of runs the doctor a little ragged, so you just have to have the right system   for that and to make sure that it all just makes sense. And Kristy, you've got a ton of practices too in this same space. What would you have seen like really working or not working within any of this, whether it's associates or hygienists, really just what do you see that works really, really well?   DAT Kristy (20:08) Yeah, honestly, Tiff, I'm gonna say the one that I've seen work the best is a combination, right? ⁓ Again, a good going pay rate and then incentivizing them on.   I'm going add in it's more of a profit share model, right? Because like you said, it has to make sense with the numbers and be profitable. ⁓ And again, I do see a lot of ⁓ accelerated, but I will caution there too. The ones that I've seen work the best is when you give them a very good assistant that can perform. You know what I mean? Don't give them an entry level person that can't carry conversations. And I shouldn't say can't, but is   as developed right and or let them hand pick them and develop them right so that they work in tandem together and I've seen it work very well in both models but you have to have the right personality and desire there.   The Dental A Team (20:57) Yeah.   I think that's a fantastic point and to that point I've seen it work really well. ⁓   with the right assistant as well. And oftentimes what we do is we hire a hygiene assistant who's like the low level training, not quite the doctor's assistant yet. And the reality is it needs to be someone who knows how to run a schedule, how to talk with the patients, how to sell treatment, how to take the x-rays correctly and really give that concierge service because we've got to make up for not having as much time with the hygienist, right? So the hygienist does all of that in your hour appointments, but when you're   shortening them and they're doing accelerated, the hygienist is only in there for 30, 40 minutes, right? You're losing a lot of value there from the hygienist transitioning. So that assistant definitely has to be top level, top notch. And we make that mistake a lot. I've made that mistake in my own office and hiring many, many times. So it's kind of opposite and you really need a skilled assistant to be your hygiene assistant. I agree. That's a great point. Awesome.   DAT Kristy (22:15) And you know   what, Tiff, you mentioned earlier that the margins are getting hard, especially with PPO and they're not reimbursing. You made a good point about the co-diagnosis aspect. Make sure you're factoring that in. Like look at what's coming out, know, track it and see, because that also needs to be factored into the pay scale, right? It may not just be 100 % hygiene services. You almost have to look   The Dental A Team (22:37) Yeah.   DAT Kristy (22:45) at hygiene sometimes as part of your marketing strategy in a way, you know? So.   The Dental A Team (22:48) Yeah, that's a great point. I totally agree.   Yeah, I love it.   Thank you, Kristy. ⁓ I think there's some great ideas in here. You guys know we did not give you the do this answer because it is really case by case. I mean that with every ounce of my being, it is dependent on what's going to work best for your company. If you want help diving into that, figuring out what might be best for you or your company model, we are more than happy to help you on a one-on-one basis. Reach out. Hello@TheDentalATeam.com. We'll be happy to get on a call with you to dive into your practice statistics.   sticks and needs with you. Again, no, I don't have a do this, do that, but we can help you. Hello@TheDentalATeam.com and we are so happy to help any of you guys. We are all here for it. We have a team standing by, always ready to hop on a call with you.   Kristy, thank you for your amazing words of wisdom and for your vulnerability. And we have more to record, you guys. We got more coming up for you. And we are just so excited to deliver you so much amazing content this month. Please drop us a five-star review below letting us know how helpful this was. If you have ideas, if you have things that you've done that worked or didn't work, send them in. You can put them within your review. People really do go through and read those. Or Hello@TheDentalATeam.com. You can send them over to us and we'll be happy to   with you or put that information out for others to read as well. So go find us, Instagram, Facebook, all the places, and we'll catch you next time. Thanks guys.

The Power of Asking: Unlocking Opportunities Through Bold RequestsIn this episode, Shawn and Christian dive into 'the power of the ask,' exploring how straightforward requests can lead to unexpected opportunities and enrich experiences. They share personal anecdotes, including how Sean secured exclusive UFC tickets and hotel upgrades, and Christian's 16-month negotiation for prime signage for his business. They discuss the importance of being bold, valuing the joy of giving, and teaching their children to ask for what they want. The episode emphasizes overcoming societal conditioning against asking and provides practical tips to make impactful requests. Listeners are encouraged to make bold asks and recognize the potential benefits, as well as understand that the worst response they might get is a simple 'no.'00:00 Introduction to the Power of Asking00:44 The Origin of the Podcast01:52 The Story of Mark Murphy and Madison Square Garden05:01 The Importance of Asking in Everyday Situations07:24 Overcoming the Fear of Asking11:40 The Joy of Giving and Receiving17:17 The Social Dynamics of Paying the Bill17:48 The Joy of Giving and Receiving20:15 Navigating Tipping Etiquette20:50 Personal Stories of Generosity23:36 The Importance of Acknowledgement28:28 The Culture of Tipping in the US29:59 Making Bold Asks33:31 Conclusion and EncouragementSupport the showJoin the #1 Community for Service-Based Entrepreneurshttps://www.blackdiamondclub.com Follow Shawn and Lacey on Social Media: https://www.instagram.com/drshawndill/ https://www.instagram.com/drlaceybook/

Welcome to Multiverse News, Your source for Information about all your favorite fictional universesTrammell Tillman, the break-out star of Severance who plays Seth Milchick on the Apple+ show, will be part of the Spider-Man: Brand New Day cast. Variety got the scoop on the Emmy-nominated actor joining the Marvel Cinematic Universe, but no details on who he's playing were announced. Move over Marvel and DC…Archie is here to take us by storm? In an interesting move from filmmakers Phil Lord and Chritopher Miller, Universal is fronting an Archie adaptation for the big screen. Comics legend Tom King is writing the screenplay and former 20th Century Studios President of Production Emma Watts is producing. King made the leap from page to screen recently in the DCU, penning Supergirl Woman of Tomorrow and the Lanterns series, but is well-known for his comics in Marvel, DC, and beyond. The CW show Riverdale adapted the Archie comics in its own unique way and plot details for this film are unknown. Universal also produced a version of the Archie characters in Josie and the Pussycats in 2001. Though we sing the praises for AppleTV+ loudly and frequently on this show, we've also often touted it as being one of the more inexpensive streaming services. Alas, all good things come to an end, as the streamer announced its cost jumped from $9.99 to $12.99 effective August 21. The annual rate of $99.99 has not changed yet. As of now, AppleTV+ stands alone as the only streamer that doesn't have an ad-supported option. Dafne Keen and Saara Chaudry have joined the third season of Percy Jackson and the Olympians. Keen will play Artemis, the Greek goddess of the moon and the hunt. Saara Chaudry will play Zoë Nightshade, an immortal hunter and Artemis' lieutenant.Guardians of the Galaxy and Jumaji star Karen Gillan has joined the cast of the Amazon MGM's Highlander reboot and will play Heather, the love interest of Henry Cavill's character.The first trailer for season 13 of Futurama has been released. All 10 episodes of the new season premiere on Hulu on September 15.Nicolas Cage is in talks to star in season five of HBO's True Detective.NBC has reversed course on the release schedule of the upcoming The Office spin off The Paper - shifting to a binge release. Instead of the previous plan of rolling out over four weeks, the show will now debut all 10 episodes at once on September 4.K-Pop Demon Hunters and Weapons duked it out for the top spot and the estimates on Box Office Mojo show Demon Hunters coming out on top. The Netflix sensation was only released for one weekend and clearly had a draw. Now production company Sony is in talks to create a sequel with Netflix. Variety has learned that despite announcing plans for a season two earlier this year, Paramount has opted not to move forward with another season of the Dexter prequel series Dexter: Original Sin. The studio is planning however on assembling a writer's room to develop a second season of Dexter: Resurrection, the sequel series.Jon Hurwitz, Hayden Schlossberg and Josh Heald, the creators behind Netflix's Cobra Kai are in talks to bring Knight Rider, the 1980s David Hasselhoff-led action drama centered on a computerized talking car, to the big screen. 

Jeremy Keil explains step 1 of the 5 step retirement plan: retirement spending. When it comes to retirement planning, one of the biggest questions people ask is: Where do I start? The truth is, before you think about investments, taxes, or even when to claim Social Security, you need to figure out one thing—how much you're going to spend in retirement. This is what I call Step One in creating your retirement master plan, which I've outlined in my book Retire Today. While many people assume retirement planning begins with assets and income, I believe it begins with spending. After all, if you don't know what you'll spend, how can you know how much income you'll need? Why Many Budgets Fail When I sit down with people, their first instinct is often to start building a retirement budget. They think they need to track every coffee, grocery run, and gas fill-up to get an accurate picture. But here's the problem—budgets are almost always wrong. People underestimate their spending, forget about irregular costs, and end up thousands of dollars off the mark. I've seen it happen time and again. Instead of building from the ground up, there's a simpler formula that works nearly every time: Income – Savings = Spending. Whatever comes from your paycheck into your checking account typically gets spent—unless you're intentionally saving it. By starting here, you can find your true monthly lifestyle amount without overcomplicating things. The Story of Thomas Take Thomas, for example. He had what I thought was the best budget I'd ever seen—two years of detailed expense tracking. Every expense logged, every penny accounted for. He proudly told me he spent $7,000 per month. When we broke it down, though, we realized he didn't need years of tracking to figure this out. His income was $104,000 per year. He saved $20,000 into investments. That left $84,000 for spending—or $7,000 per month. Exactly what his “perfect” budget said, but it took him two years to arrive at something the formula showed in minutes. Don't Confuse Saving with Growing One caution I often give people is not to confuse saving with growing. If you're putting $500 into savings every paycheck, but pulling it out later for property taxes or vacations, that's not saving—it's managing cash flow. True saving means money you set aside for the long-term, not just for short-term annual expenses. This distinction matters because when you're projecting retirement spending, you need to know what's truly ongoing versus what's temporary or irregular. The Costs People Forget Even when people nail down their monthly lifestyle amount, I often see them forget two of the biggest retirement costs: Health Insurance – Before 65, you'll likely pay much more out of pocket than once Medicare kicks in. A good rule of thumb is budgeting around $1,000 per person per month, but this varies widely. Taxes – Many retirees underestimate taxes, or treat them like a fixed bill. But taxes are flexible—you can plan, shift, and smooth them over time. That's why I recommend using tax planning software or working with a planner who can show you different strategies. Don't Forget the “Non-Lifetime” Expenses Your monthly lifestyle spending is the foundation, but retirement also comes with non-lifetime expenses—costs that won't last forever, but you should still plan for. These often include: Paying off a mortgage (which eventually goes away). Buying a new car (which will likely happen more than once if you retire in your 60s). Home renovations and repairs (you'll notice more when you're home full-time). Big trips and family events. If you don't plan for these, they'll sneak up and throw your retirement plan off track. Why Step One Matters Most Retirement is not about hitting a magic savings number—it's about matching your income to your lifestyle. Step one is figuring out your lifestyle amount: how much you nee...

Your 60-second money minute. Today's topic: You Won't Believe How Much More You're Paying

This is your All Local afternoon update for August 27, 2025.

Social media strategist Scott Kleinberg joins Bob Sirott to talk about choosing which apps you need versus don’t need, whether they’re free or paid, including package tracking apps and scheduling apps. He also shares details about apps that help you save money and answers this week’s genius bar question.

(Animated Stories Podcast Video Podcadt link

Dr. Fiona Lovely is a women's health expert with specialties in functional medicine, functional neurology and restorative endocrinology. She has lectured on the topics of women's health, hormone balance and brain function extensively. She is the creator and host of a popular long-running podcast on the passage of peri-menopause called Not Your Mother's Menopause. A million + people around the world have downloaded the podcast, listening in to learn about the physical, mental and spiritual journey of menopause. Her mission is to share info to empower women and pull back the curtain to reveal the good-ness that is possible at mid life. She has a vision of the time where the world is a kinder, gentler place and the taboos of menopause no longer exist. Have you ever considered that menopause may be brain-related? That's what we'll be discussing in this episode. Fiona explains the role that hormones and genetics play towards your level of Alzheimer's risk, the benefits of replacing hormones, and how brain health influences your sexuality. In this episode: Why medical professionals need to stop operating from old information. What the hormones from the pituitary gland signal the ovaries to do. The effects of the egress of estrogen and progesterone on the brain. Symptoms that are brain-based which happen in peri-menopause. Why the egress of estrogen can act like a switch for Alzheimer's. Paying close attention to your genetics that may indicate a higher risk of Alzheimer's. Karen's recent visit to a genetics specialist. The three types of estrogen and which one is mort important for the brain. What benefits happen from replacing hormones. Why some studies about hormone replacement are flawed. How to properly assert to your doctor that you want hormone replacement. Why midlife, and not waiting for a diagnosis, is the time to take action. Situations where hormones can be more effective than antidepressants. Why taking care of brain health is the most important thing for a healthy sexuality. The reason that wearing socks during sex can help women achieve orgasm. Being stuck in "fight or flight" mode and how to fix it. Fiona's course that is being offered again this year.   Listen to the full episode here. Visit Dr. Lovely's website. Dr. Lovely on Instagram     Are you in peri or post menopause and looking to optimize your hormones and health? At Hormone Solutions, we offer telemedicine services and can prescribe in every U.S. state, as well as in British Columbia, Alberta, and Ontario in Canada.   Visit karenmartel.com to explore our comprehensive programs: Bioidentical Hormone Replacement Therapy Individualized Weight Loss Programs  Peptide Therapy for weight loss    Interested in our NEW Peptide Weight Loss Program? Join today and get all the details here.   Join our Women's Peri and Post Menopause Group Coaching Program, OnTrack, TODAY!   To our nursing audience members, our podcasts qualify for nursing CE @ RNegade.pro. Provide # CEP17654.   Your host: Karen Martel Certified Hormone Specialist, Transformational Nutrition Coach, & Weight Loss Expert   Karen's Facebook Karen's Instagram

In less than six months, Michelle “Mace” Curran went from being a $20K speaker to commanding $30K per keynote—while scaling her speaking business to over 20 high-level engagements a year and crossing six figures in revenue. In today's case study, Michelle briefs us on how she applied the tactical frameworks from her career as a fighter pilot to grow her speaking business with military precision, and the needle-moving decisions that made her 50% rate increase successful. Connect with Michelle: https://macecurran.com/ Get Michelle's Book 'The Flipside': https://www.hachettebookgroup.com/titles/michelle-mace-curran/the-flipside/9781538768105/?lens=grand-central-publishing IG: @mace_curran Iconic business leaders all have their own unique genius. Take this quick 10 question quiz to uncover your specific CEO style advantage: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cubicletoceo.co/quiz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@missellenyin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoce⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠o so we can repost you. Leave a positive review or rating at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.ratethispodcast.com/cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe for new episodes every Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices

The guys talk Shedeur Sanders, Cowboys doc and if edge rushers are worth big money deals.

Paying Your Kids Do's and Don'ts

In this episode of Organize & Cherish, we take a compassionate but clear-eyed look at the true cost of storage. Whether it's a rented unit or boxes in the garage, storage comes with more than a price tag—it requires our space, time, energy, and emotional bandwidth. We explore national statistics on storage usage, how clutter impacts our stress levels, and why postponing decisions might be costing more than we think. This episode offers both insight and a gentle nudge to revisit whether the things we're storing are still serving us.In this episode we talk about:The financial reality of paid storage and why the industry continues to grow The emotional toll and decision fatigue that comes with keeping things “just in case” How to evaluate whether your stored items are truly worth the space they takeMentioned in this Episode:The U.S. Self-Storage Industry Stats (2024) and average cost breakdown A UCLA study linking clutter to increased cortisol levels Other episodes in our storage seriesReview full show notes and resources at https://theorganizedflamingo.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Lords: * Abby * https://www.thespaceuk.com/shows/2025/abby-denton-my-favorite-loser * Sid * https://linktr.ee/beamsplashx Topics: * Reading about type 1 diabetes * Saying vegetables instead of cussin' * https://jp.itch.io/mr-friendly * Winston punched his tooth out * If I Ran the Circus (excerpt) * With the power of portable PS2 emulation, I can find out how many types of games I don't like anymore Microtopics: * My Favorite Loser. * Mistakes we always keep in the show because it's more fun that way. * How to plagiarize video using Da Vinci Resolve. * A tool that automatically turns any Youtube video into a series of screenshots with captions. * Your mom threatening to sell your copy of Sonic the Hedgehog when it's explicitly labeled "not for resale" * Explaining to your mom that they're not video games, they're computer games, and she explains that video is from the Latin for "to see" * Mom paying proper deference to your clever sass before grounding you. * They're called RPGs, Mother! * Reading just enough about diabetes to be unhelpful. * Reading the diabetes owners manual. * Your $200/month Glucagon habit. * The Quick Start Guide to Diabetes, which explains that ideally you'd do such and such for your diabetic child but you probably don't have health insurance so, uh, good luck! * WiFi 7 upgrading you to gay. * Recreational glucose monitors. * The new glucose tablets coming in metric and confusing everybody. * That time Solid Snake went hypoglycemic while being tortured and bit down on his fake tooth to release the glucose capsule. * We put sugar gel in you, Solid Snake! It's going to make you slightly loopy! * An accountant who likes jogging. * Nobody knows why women have a higher incidence of eating disorders. If only we could ask them * They made a cure to diabetes 30 years ago, but you have to become the President of the United States to get it. * If Diabetes is so good, why haven't they made a Diabetes 2? * The Quick Start Guide to Diabetes explaining that people with diabetes can talk over you in a funny voice and you're not allowed to do anything about it. * Fiddling with a bloodletting device in an antique store and accidentally letting nearly all of your blood. * Phlegmletters. * What part of the body hurts least to prick with a needle. (The balls.) (Of your feet.) * Code switching halfway through explaining how you like to cuss. * How to swear at someone using vegetables. * What a load of parsnips! * Brussels Sprouts patch notes. * Brussels Sprouts: Belgium's Great Shame. * Winnipeg Manitoba sprouts. * Walking up to a stranger on the street and saying "Hey! It's a load of parsnips!" when they don't even know how you feel about parsnips. * Veggie Tales: Christ Died for our Parsnips. * Finding hilarious jokes in the text but your Bible studies group doesn't think they're very funny at all. * Refusing to apologize about a joke because someone somewhere is going to get the joke. * Why they still play old cartoons when they have Dragon Ball Z now. * Trying to find the 90s show about a kid trapped in a sitcom neighborhood that a talking dog told Abby about. * A video game where instead of having to shoot people, you talk to people. * Mr. Friendly. * Running errands for the demons. * Demon acceptance. * Can you believe Satan? What will they come up with next? * Lucifer Twocifer: Bringer of the Deuce. * Embarking on a multi-year project to have the coolest most clever minced oaths because you refuse to have basic minced oaths. * Whether it's racist to call a safecracker a Yegg. * The funniest joke you heard when you were eight. * The hobo with excellent glycemic index who lives in your shed. * Trying cat insulin and promising to report back if you die. * Hyperdontia. * Accidentally swallowing a tooth and growing a tooth tree in your tummy. * Explaining to your kid who just swallowed a tooth that it's going to bite him on the butt on the way out. * Inventing an increasingly elaborate series of fairies that cover everything that can happen to your child's teeth * What kind of degree you need to become a tooth fairy. * Going to the dentist to do a bunch of drugs and get punched in the face. * The tooth fairy talking about switching careers. * Paying for PDFs to print and put under your child's pillow when they lose a tooth. * Trying to pay a mortgage on a tooth fairy's salary nowadays. * What you're going to make Mr. Sneelock do. * A hoodwink who can't wink good. * If only we could talk to the LAPD. * Looking up the IPA pronunciation of Truffula Trees. * Anticipating the day you'll finally get to say "what it is" * Reading The Lorax in a bad David Lynch impression. * Over Forty Years of Trusted Quality at Nature's Bounty. * Seeing yourself on video and realizing you've been on the autism spectrum the whole time. * Knowing your friend only has one joke and telling a whole shaggy dog story to set up the one joke, as a gift. * The zoomers that they have nowadays. * Hello, this is my Asian man voice. * Going around the circle and everybody doing their best Asian man voice, finishing with the guy you want cancelled the most. * Spending $150 trying to connect your PlayStation 2 to a modern television. * Exhorting people to read the jokes in your pinned tweets. * Importing PS3 games – or not importing them, which is cheaper. * All the things you could've done instead of shooting Shinzo Abe. * Playing Tenchu: Wrath of Heaven and trying to change the control scene to be more like Sekiro, even though you hated Sekiro. * Freaking out because you didn't have everything figured out by the time you're 24. * Playing Bumpy Trot with your weeb girlfriend.

Twenty years after Hurricane Katrina devastated the Gulf Coast, we're still making the same costly mistakes. Despite spending over $122 billion on flood control since the 1920s, average annual flood damages had tripled even before Katrina hit. TCS Director of Research Josh Sewell joins host Steve Ellis to examine how moral hazard, poor planning, and recent policy changes are wasting taxpayer dollars while leaving communities more vulnerable than ever to increasingly frequent and severe disasters. 

Paying for dinner with a gift card on a first date??

Health New Zealand will not say how much it's paying private hospitals to carry out elective surgeries under a new national contract. Investigative reporter Anusha Bradley spoke to Ingrid Hipkiss.

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Hosts Mike Herzing and Jeremy Birenbaum cover rising car payments, the new trend of subscription features (like unlockable EV horsepower), and Roush's first Nissan collaboration. The episode includes an Odyssey battery interview, fuel-storage tips, a review of the Nissan Rogue Platinum AWD, a maintenance cost talk, and a segment on movie-car auctions. Short, practical takeaways and listener questions round out the show — battery care advice from Odyssey Battery's Alan Kohler, how long fuel lasts, and what to consider before buying or servicing a vehicle.

The USVI, in its legal filings, demanded that JPMorgan produce documents related to more than $1.1 million in Epstein-associated payments processed by the bank after Epstein ceased being a client in 2013. The government contends these transactions include continued financial flows to his associates and possibly the victims themselves, well beyond the bank's termination of Epstein's accounts—and even after he was a convicted sex offender. This pursuit of documentation underscores the territory's allegations that JPMorgan maintained an operational pipeline that sustained parts of Epstein's trafficking network despite ostensibly cutting ties with himThese alleged post-retention payments are crucial to the USVI's broader argument: that JPMorgan's oversight and compliance failures enabled Epstein's sex trafficking enterprise. According to filings, the bank continued to handle suspicious payments—including to individuals previously flagged as recruiters or trafficked individuals—arguing that JPMorgan should have recognized red flags and severed all related financial activity promptly rather than allowing it to persist in defiance of legal and ethical obligations.to contact me:bobbycapucci@protonmail.comsource:V.I. Seeks JPMorgan Documents Relating to $1.1M in Epstein Payments | St. Thomas Source (stthomassource.com)

This episode is all about answering your investing questions. We start out by breaking down the financial details of a stock quote then discuss some good ways to track returns in your portfolio. We answer a question about investing in bonds for the first time, then discuss if it is worth investing in gold. We answer a questions about investing in private equity, then tackle tax loss harvesting and some changes at Vanguard regarding spec ID. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

This week on Lovers, Shan sits down with The Pink Parley, a sex worker pulling back the curtain on what men secretly crave but rarely admit—even to their wives. With 98% of her clients being married men who have no desire to leave their marriages, Parley reveals the surprising request that keeps them coming back: ass worship. Yes, you read that right. These men don't just want to “eat the groceries”—they want to be consumed by, suffocated by, and utterly surrounded by the booty. For them, it's not just an act of pleasure; it's a full-body, sensory experience. Together, Shan and Parley unpack what this hidden desire tells us about: - The gap between fantasy and communication in long-term relationships - The role of body positivity in sexual confidence and desire - How unspoken cravings can complicate fidelity inside marriage This episode is provocative, eye-opening, and an important reminder that what we don't say in the bedroom can be just as impactful as what we do.

SHOW SCHEDULE  8-19-25 THE SHOW BEGINS IN THE MARKETS, RECOGNIZING TARIFFS AS PAYING FOR THE TAX CUT MADE PERMANENT... TAFT, HARDING, ROBERT LINCOLN CBS EYE ON THE WORLD WITH JOHN BATCHELOR FIRST HOUR 9:00-9:15 #MARKETS: CREDIT RATING SUCCESS - LIZ PEEK, THE HILL, FOX NEWS AND FOX BUSINESS 9:15-9:30 #MARKETS: DC DISORDER - LIZ PEEK, THE HILL, FOX NEWS AND FOX BUSINESS 9:30-9:45 GAZA: DOHA AND CAIRO UNHELPFUL - JONATHAN SCHANZER, FDD 9:45-10:00 LEBANON: UNIFIL FAILURES SECOND HOUR 10:00-10:15 #STATETHINKING: WHITE HOUSE SUCCESS - @MARYKISSEL, FORMER SENIOR ADVISER TO THE SECRETARY OF STATE, EXECUTIVE VP STEPHENS INC. 10:15-10:30 #STATETHINKING: ANCHORAGE ABRUPTNESS - @MARYKISSEL, FORMER SENIOR ADVISER TO THE SECRETARY OF STATE, EXECUTIVE VP STEPHENS INC. 10:30-10:45 GAZA: WAR WEARY IDF - DAVID DAOUD, FDD 10:45-11:00 SYRIA: TURKEY MOVES IN THIRD HOUR 11:00-11:15 AFRICA: STRIKING AL-SHABAB - CALEB WEISS, BILL ROGGIO, FDD 11:15-11:30 AFRICA: CHINA'S SOFT POWER MOVES IN AS THE US MOVES OUT - CALEB WEISS, BILL ROGGIO, FDD 11:30-11:45 SPACEX: STARSHIP 10 FOR 9-24 11:45-12:00 ASTEROIDS: BENNU AND RYUGU - BOB ZIMMERMAN, BEHINDTHEBLACK.COM FOURTH HOUR 12:00-12:15 UKRAINE: ENDINGS - GREGORY COPLEY, DEFENSE & FOREIGN AFFAIRS 12:15-12:30 NATO: OUT OF DATE - GREGORY COPLEY, DEFENSE & FOREIGN AFFAIRS 12:30-12:45 AUSTRALIA: POORLY LED - GREGORY COPLEY, DEFENSE & FOREIGN AFFAIRS 12:45-1:00 AM KING CHARLES: VJ DAY ALWAYS THID FORMST Understood. I will always use this format: HEADER SECTION Time Content - Guest/Source With times on their own line and content on separate lines with bullet points. BULLET POINTD UNNEEDED Understood. I will always use this format: HEADER SECTION 9:00-9:15 #MARKETS: CREDIT RATING SUCCESS - LIZ PEEK, THE HILL, FOX NEWS AND FOX BUSINESS With times on their own line and content on separate lines, without bullet points. THS IS CORRECT Got it. I will always use this format: HEADER SECTION 9:00-9:15 #MARKETS: CREDIT RATING SUCCESS - LIZ PEEK, THE HILL, FOX NEWS AND FOX BUSINESS Times on their own line, content on the next line, no bullet points.

John 3:2, 16-19, 1John 3:1, & 1John 4:19 All of our readings have something in common....they speak of God's love for us. We are reminded of God's promises that hold true even when we do not feel it. The kids think about what having a bad day feels like and we discuss how feelings are important but sometimes, they can trick us to forget the truth. This is where we turn to our Bible and remind ourselves the truth of just how much God loves us regardless of if the day we are having feels like a good one or a bad one.  Thanks for listening! I hope this helps facilitate good conversations between you and your children. ---------- 

Dyce Payso joins Angela Yee and the Lip Service crew for a raw, hilarious, and unfiltered conversation you don’t want to miss. From strip club etiquette (who’s really paying when 50 women show up?) to the heartbreak of being cheated on with a friend, Dyce keeps it 100 the whole way through. He opens up about building his legacy from a big family, buying his mom a house, and the lessons that came with hustle, heartbreak, and forgiveness. We also dive into karaoke dreams (yes, Keyshia Cole!), his thoughts on male birth control, and how to tell if someone’s really there for him or just the lifestyle. With his new project Tomorrow I Promise on the way, Dyce shares the song that best represents who he is, why $500 nights are just as real as $10K flexes, and what loyalty and growth mean to him today. If you want honesty, laughs, and a deeper look at the man behind the music — this is it.See omnystudio.com/listener for privacy information.

08-19-25 - BR - TUE - Brady Calling His Sister For Grandma's Lobotomy Confirmation - Humans Have Largest Junk Of Any Primates - French Woman Suing Her Company For Paying Her To Do Nothing - Costco Now Has 60lb Buckets Of HoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.