Podcasts about Failure

The Gap. Writer Vince Gilligan wrote several dozen episodes of The X-Files and several of its spin-offs and then vanished for 25 years, producing no other works. Now he's back doing the only thing he's ever done: creating excellent speculative fiction. Red & Ivan join the hive mind and think about Apple TV's Pluribus. Also, check out Red & Maggie Tokuda-Hall's podcast, Failure to Adapt, available on Spotify, Apple Podcasts, or via RSS As always: Support Ivan & Red! → patreon.com/boarsgoreswords Follow us on twitter → @boarsgoreswords Find us on facebook → facebook.com/BoarsGoreSwords

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Lisa Bilyeu is co-founder of Impact Theory Studios, a digital-first studio whose audience is 7.5 million strong, and author of Radical Confidence, on shelves May 10th. Top 3 Value Bombs 1. You can take ownership of healing yourself, do self-assessments, and listen to red flags from your body. 2. People see you act, move forward, and they think it's confidence. It's radical confidence that keeps you moving forward through a set of tools and a plan, even if you don't have confidence. 3. Failure is potentially the best opportunity to change your mindset on a global scale in everything you do. Order your copy of Radical Confidence today - Radical Confidence Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Bit IRA - Now might be a great time to convert your IRA or 401(k) to Bitcoin with the help of BitIRA. Go to BitIRA.com/JLD.

This episode of Going In Raw is sponsored by Aura Frames. Exclusive $35 off Carver Mat at ⁠⁠⁠⁠https://on.auraframes.com/RAW⁠⁠⁠⁠. Promo Code RAW Consider joining Friendo Club by clicking JOIN ($5/month) OR becoming a $5+ Patron at http://www.patreon.com/steveandlarson!

12/12 Hour 1: How Did The Junkies Fail This - 1:00 New Details In Sherrone Moore's Arrest - 20:00 Craziest Tailgate Experience In The NFL - 35:00

In this episode of PoliTicks, hosts Brian McWilliams, John Odermatt, and Brian Nichols tackle a variety of intense and engaging topics. After some light-hearted banter, the discussion heats up with the shocking news surrounding Michigan's former head coach, Sherrone Moore, and the disturbing allegations against him. The hosts then dive into the alarming revelations about the COVID vaccine trials involving children and explore the controversial response from authorities. Other major segments include a deep dive into the European Union's policies on immigration and the potential downfall of the EU as a result of these policies. The episode also touches on the ongoing issues of diversity and equity within corporate America. The hosts emphasize the need for more open discourse and transparency as the episode wraps up with reflections on the socio-political implications of recent events and future challenges. Chapters: 00:00 Introduction and Casual Banter 02:24 Dental Work Woes and Novocaine Stories 04:12 Michigan Scandal and Dave Portnoy Rant 08:12 Height and Weight Discussions 14:04 EU and Ukraine's Treasury Debt Threat 22:46 The EU's Imminent Downfall 23:34 Cultural Pushback in Europe 26:02 Immigration and Political Shifts 28:00 Gen Z's Political Discontent 30:43 The Need for Mass Deportations 38:46 Corporate America's Diversity Dilemma 43:02 COVID-19 Vaccine Controversies 50:41 Concluding Thoughts and Future Plans Links: Sherrone Moore Fired After Rampage and Arrest https://x.com/BoNix1O/status/1998995459847893189?s=20 Seinfeld Clip Comparing Moore Scandal to George and the Cleaning Lady https://x.com/TheMattBeebe/status/1999070757528170951?s=20 Sherrone Moore's Dog “Not Fooled” Reaction Post https://x.com/15thCenturyLiz/status/1999015894002061804?s=20 EU and Ukraine Consider Dumping U.S. Debt if Trump Cuts Deal With Putin https://www.armstrongeconomics.com/world-news/geopolitical/eu-zelensky-contemplating-dumping-all-us-debt-if-trump-strikes-deal-with-putin/ EU Migrant Fines for Nations Refusing Intake https://x.com/petersweden7/status/1998816019385823434?s=46 Reported Cases of Children Dying After Covid Shots https://x.com/wesyang/status/1998785768299651500?s=46 Get access to all of our bonus audio content, livestreams, behind-the-scenes segments and more for as little as $5 per month by joining the Lions of Liberty Pride on Patreon OR support us on Locals! Check out our merchandise at the Lions of Liberty Store for all of our awesome t-shirts, mugs and hats! Learn more about your ad choices. Visit megaphone.fm/adchoices

Raaz Herberg is the Chief Marketing Officer and VP Product Strategy at Wiz, the fastest-growing cloud security company in history. As one of the first 10 employees, Raaz has helped scale the business from nothing to a multi-billion-dollar ARR business. Before Wiz, Raaz was a Senior PM working on Azure at Microsoft.  AGENDA: 03:51 What No One Knows About The Early Wiz Days 09:08 Most Effective Marketing Wiz Ever Did? Lessons from it? 24:11 How Wiz Mastered Enterprise Sales and Product Development 39:12 The Value of Proof of Concept an Why Everyone Gets Them Wrong 44:23 Why The Best Leaders Give More Equity Than They Should 52:55 The Impact of COVID on Business Operations 01:01:33 What in AI is No One Talking About That Everyone Should Be? 01:07:29 Why Does Raaz Think Custom Tools Will Dominate the Enterprise?    

Donald Trump's prosecutors tried and failed a third time to indict New York Attorney General Letitia James, who has repeatedly humiliated Donald Trump by exposing fraud in his organizations. Abbe Lowell, attorney for James, talks with Jen Psaki about the egregiousness of the politically motivated case, and the possibility of a counter suit over the DOJ's abuse of power.Rep. Hakeem Jeffries talks with Jen about the upcoming midterms, Donald Trump's unpopularity, and Indiana Republicans rejecting Trump's push to boost the number of Republican districts to help him preserve power in Congress.Senator Rev. Raphael Warnock talks with Jen Psaki about the looming health care crisis if Republicans continue to be unable to produce a solution to extent Obamacare subsidies, and the factors that are contributing to the housing crisis in the U.S. that Republicans in charge of Congress are also unable to address.Senator Adam Schiff discusses the upcoming release of Epstein investigation documents.   To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode is presented by Create A Video – While the border crisis exploded during the Biden administration the media utterly failed to hold the regime to account for its nullification of immigration law. Now that Trump is trying to fix the problem, we get sermons about following the law. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Ron Hughley, Brandon Kiley, and Stephen Serda are back to discuss the failure of the 2025 Kansas City Chiefs. Are the Chiefs actually willing to change things up heading into 2026? When the Chiefs have the ball, can the offense look competent this week? When the Chargers have the ball, can the pass rush keep it up? Subscribe: https://youtube.com/live/VUD7-jaw23g Learn more about your ad choices. Visit megaphone.fm/adchoices

DOLO OUT. 2026 IN. We discuss the confusing, joyful, depressing, ugly, perfect 2025 season and exactly what it means for the club and Dolo's legacy. We give our season ending awards, our take on what LAFC needs to do in the offseason, and our happy and sad feet for the entire season. Only a few months until preseason! Let's goooooo!00:00 Help Darren Keepers' Recovery from a Medical Emergency: https://gofund.me/20977cf5802:28 Listener Mandated Banter05:26 Reflecting on the 2025 LAFC Season19:10 Steve Cherundolo's Legacy27:58 Introducing Mark Dos Santos39:58 Defensive Struggles and Midfield Creativity40:50 LAFC's Defensive Metrics and Tactical Setup41:41 The Need for a Creative Midfielder42:28 Fantasy Draft Recap48:52 Bold Predictions and Season Highlights51:29 Carlos Vela's Farewell and Listener Contributions: https://www.patreon.com/posts/carlos-vela-king-14533553758:48 Mailbag and Off-Season Wishlist01:12:31 Happy Foots01:22:48 Sad Foots01:32:00 Happy Foot Sad Foot Peace Prize AwardsJoin our Patreon and help us keep making this show.Merch and more at HappyFootSadFootPod.comYouTube: @happyfootsadfoot Twitter: @HaFoSaFoInstagram: @happyfootsadfootTikTok: @happyfootsadfoot Hosted on Acast. See acast.com/privacy for more information.

Wednesday, December 10th, 2025Today, Trump plans a $12B bailout for farmers after the fallout from his failed trade war; the DC Circuit Court of Appeals sides with Kegseth on the transgender military ban; detainees at the Everglades concentration camp were tortured according to a new report from Amnesty International; Hondurans issue an arrest warrant for their drug trafficking ex-president that Trump pardoned; Congress is going to withhold Kegseth's travel budget until he releases the full September 2nd video; criminal contempt proceedings are underway in Boasberg's courtroom after he orders both Erez Reuveni and Drew Ensign to testify; and Allison and Dana deliver and your Good News.Thank You, HomeChefFor a limited time, get 50% off and free shipping for your first box PLUS free dessert for life! http://HomeChef.com/DAILYBEANS. Must be an active subscriber to receive free dessert.Subscribe to the MSW YouTube Channel - https://www.youtube.com/@MSWMediaPodsStonewall Inn Brick Awards - https://stonewallinitiative.org/brick-awards-gala-fundraiserStoriesSupreme Court upholds Trump's ban on transgender military members while appeals continue|NPRhttps://www.npr.org/2025/05/06/nx-s1-5388507/supreme-court-transgender-militaryHonduras Issues Arrest Warrant for Ex-President Pardoned by Trump|NYThttps://www.nytimes.com/2025/12/08/world/americas/honduras-hernandez-arrest-warrant.htmlTrump Promises Farmers $12 Billion to Blunt Fallout From His Trade War|NYT https://www.nytimes.com/2025/12/08/us/politics/trump-farmers-aid-bailout.htmlDetainees at ‘Alligator Alcatraz' facing ‘harrowing human rights violations'| The Guardian https://www.theguardian.com/us-news/2025/dec/04/alligator-alcatraz-human-right-violations-amnesty-reportTrump to invoke wartime Alien Enemies Act of 1798 to carry out deportations to Guantanamo|CBS Newshttps://www.cbsnews.com/news/trump-alien-enemies-act-1798-deportations-guantanamo/Judge orders top DOJ attorney to testify about Alien Enemies Act deportations|ABChttps://abcnews.go.com/US/judge-orders-top-doj-attorney-testify-alien-enemies/story?id=128222048Justice Department faces call for internal probe into legal opinion on Venezuelan boat strikes|CBS neshttps://www.cbsnews.com/news/justice-department-venezuela-boat-strikes-office-of-legal-counsel/Good Trouble - https://near.tl/sm/ik-ZushRaMassachusetts Church Keeps Anti-ICE Nativity Scene, Defying Diocese Leaders - https://www.nytimes.com/2025/12/08/us/massachusetts-church-ice-nativity-scene.html If the Leguminati are so inclined, I bet we could remind the Archbishop what Jesus would do. Here is the link:https://www.nytimes.com/2025/12/08/us/massachusetts-church-ice-nativity-scene.htmlhttps://www.bostoncatholic.org/contact-usFrom The Good Newshttps://x.com/PhilNvestigates/status/1998242469985615955?s=20https://www.fs.usda.gov/r09/allegheny/recreation/jakes-rocks-overlookhttps://www.tigerlilytherapy.org/www.courageoussoap.com→Please submit your own at https://DailyBeansPod.com - click on ‘Good News and Good Trouble'Our Donation Linkshttps://www.nationalsecuritylaw.org/donate, https://secure.actblue.com/donate/msw-bwc, http://WhistleblowerAid.org/beansJoin Dana and The Daily Beans and support on Giving Tuesdayhttp://onecau.se/_ekes71Federal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Dr. Allison Gill - https://muellershewrote.substack.com, https://bsky.app/profile/muellershewrote.com, https://instagram.com/muellershewrote, https://twitter.com/MuellerSheWrote, https://www.youtube.com/@MSWMediaPodsDana Goldberg - https://bsky.app/profile/dgcomedy.bsky.social, https://twitter.com/DGComedy, https://www.instagram.com/dgcomedy, https://www.facebook.com/dgcomedy, https://danagoldberg.comMore from MSW Media - https://mswmedia.com/shows, Cleanup On Aisle 45 pod, https://muellershewrote.substack.comReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Strategic Implosion of China and Global Realignments: Colleague Gregory Copley asserts that the People's Republic of China has strategically collapsed due to economic failure and demographic decline, claiming Xi Jinping is no longer effectively in power, noting that Russia is distancing itself from Beijing and Western leaders like Albanese are pivoting back toward Washington. 1942

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

What if the whole idea that your teen “must move out at 18” is one of the biggest parenting myths of our generation?In this episode, Greg and Rachel challenge the cultural belief that independence = separation. They explain why forcing teens into adult life at 18 isn't just unnecessary—it's often harmful, developmentally inappropriate, and rooted in a modern social experiment that has produced more loneliness, more mental illness, weaker families, and generations of underprepared young adults.Greg and Rachel reveal the truth: If your child will only become capable, confident, mature, and contributing after you kick them out… that's a parenting problem—not a launching strategy.Instead, they show how the teen years (16–25) are the prime window for deep mentoring, skill-building, emotional development, and world-class education. And that staying home longer—in a healthy, high-skill, high-expectation family—creates stronger adults, stronger marriages, and stronger generational wealth.You'll hear:Why the “18 equals adulthood” idea is culturally manufactured—not biologicalHow incomplete brain development (until 25!) radically changes how we should guide young adultsWhy independence begins at age 2, not 18… and how to train kids long before the teen yearsWhy most failure-to-launch cases come from lack of parenting skills, not lack of kid motivationIf you've ever wondered why today's teens struggle—or how to help your kids become confident, competent adults without pushing them out prematurely—this conversation will completely reframe your parenting vision.

Another Sox failure makes Fitzy and Hart sad fellas

The biggest killer of businesses isn't money, competition, or bad timing. It's ego.In this episode of High Voltage Business Builders, Neil Twa sits down with serial entrepreneur Sean Steimer to break down how ego destroys partnerships, blinds founders, and turns promising ventures into unnecessary failures. Sean went from cleaning tables in Scottsdale restaurants to managing multimillion-dollar operations, running a real estate team, opening restaurants, and scaling a patented golf product that nearly died when his original partner walked away. Sean reveals how he rebuilt from that moment and how self-awareness and humility determine whether your business thrives or collapses. If you've ever struggled with partnerships, conflict, burnout, or the temptation to give up, this episode will hit home. In This Episode, We Cover:✅ Why ego ruins more businesses than money ever will✅ The red flags that reveal a bad partner long before the paperwork✅ The real impact entrepreneurship has on marriage and family✅ Why “nothing fails until you quit” is the most underrated mindset✅ The discipline of managing priorities, time, and expectations

THIS IS A PREVIEW. FOR THE FULL EPISODE, GO TO Patreon.com/worstofall On this episode of Fancy Movie Time with Brian and A.J., the Fancy Lads unplug their phones and have a good cry as they cover James L. Brooks' 1987 ode to the joys of work: Broadcast News. Does the electric chemistry of the three leads make this movie a Fancy Feast? Or does its overlong runtime make it a Failure to Fancy? One thing's for sure: that Gracie Films' tune sure is catchy.   Next episode: Ordet (1955).

The Vetting Failure and the Lack of an Exit Strategy in Afghanistan: Colleagues Husain Haqqani and Bill Roggioexplain that the chaotic withdrawal from Afghanistan was exacerbated by the lack of a methodical exit strategy, unlike the British who organized their departure and evacuation lists well in advance; critics argue that the U.S. imported significant security risks by rushing the evacuation, bringing in over 100,000 Afghans without adequate vetting, and while there was a moral obligation to help those who served, experts suggest that wholesale importation of citizens from a war-torn country was not the only solution and that better vetting or resettlement in third countries should have been considered. 1890

Watch the YouTube version of this episode HEREAre you a law firm owner looking for ways to integrate AI into your firm? In this episode of the Maximum Lawyer Podcast, Tyson interviews Billie, a law firm owner and legal tech entrepreneur, about the rapid changes in the legal industry. They discuss the challenges of managing law firm operations, experimenting with side projects like the Modern Divorce Navigator, and the impact of AI and venture capital on legal services.Billie shares how AI can increase efficiency in the legal space. There is a current shortage of lawyers and because of this, many people are unrepresented or are having a hard time finding a lawyer. AI has the ability to transform the legal practice and allow lawyers to represent more people and cut down their processes and systems to provide them the time to do it.Billie and Tyson chat about how AI can handle client communications. It can really change the intake system and do tasks like handling client calls. Training AI to handle client inquiries can make things easier for lawyers who might not have the time to respond to clients when needed. It would be great for AI to read client files and provide updates. Though this could be very intrusive and take tasks away from admin staff or paralegals, it is a great way to cut down on firms that are extremely overwhelmed.Listen in to learn more!2:17 Modern Divorce Navigator: Concept & Failure 5:01 Recognizing When to Quit5:37 Law Firm Owners & Side Projects 9:30 AI's Role in Access to Justice10:19 AI, Fees, and the Legal Market 16:27 Challenges of Law Firm Acquisitions18:44 Legal Tech Investment & AI Tools21:05 Building vs. Buying Legal Tech23:31 Rapid AI Advancements & Future Predictions 30:40 Staffing Adjustments & Role Evolution37:34 AI for Current Clients & Future Potential 42:30 Hiring a House Manager: Challenges & TipsTune in to today's episode and checkout the full show notes here. Connect with Billie:Website Instagram Facebook Linkedin Youtube TikTok 

This episode is presented by Create A Video – Another stabbing on the light rail train in Charlotte by a twice-deported repeat criminal illegal alien lays bare the abject failure of the local (and national) leftist project to reduce the jail population. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

When it comes to hunting whitetails, success can be tough to come by. As a deer hunter, you spend countless hour during the summer to prepare whether its planting food plots, acquiring new property, hanging new stands, and setting up the land how you want to hunt it. When the season comes, you spend numerous days in the stand hoping for that big buck to finally walk by and give you a shot. In some cases the deer season doesn't go according to plan, and there are some failures. However, those failures or missed opportunities can be your biggest teacher. On this episode of the Raised hunting Podcast, Warren and Easton breakdown the three biggest pieces of information they learned from the 2025 deer season to give you guys insight on what to take into the next year!Discount Codes: You guys have been absolutely amazing when it comes to supporting Raised Hunting so we wanted to return the favor! Just for all you loyal RH Podcast listeners we have some discount codes for you! We got you guys a code for 15% all Raised Hunting products!!! We also have a code for Dominant Strands to get new strings of your bow and get 10% off!!! Dominant Stands Discount Code: RAISED10Raised Hunting Discount Code: RHPCREW15Subscribe To Raised Hunting On YouTube:Raised Hunting:⁠⁠⁠⁠⁠https://www.youtube.com/@raisedhunting/featured⁠⁠⁠⁠⁠Raised Hunting Podcast:⁠⁠⁠⁠⁠https://www.youtube.com/@RaisedHuntingPodcast/featured⁠⁠⁠⁠⁠Shop Raised Hunting Gear Today:Raised Hunting Website:⁠⁠⁠⁠⁠https://www.raisedhunting.com/⁠⁠⁠⁠⁠Raised Scents:⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/raised-scents-2-0⁠⁠⁠⁠⁠Raised Canine:⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/raised-canines⁠⁠⁠⁠⁠Raised Hunting Apparel:⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/new-apparel-collection⁠⁠⁠⁠⁠Beast Broadheads:⁠⁠⁠⁠⁠https://www.raisedhunting.com/collections/broadheads-your-one-stop-shop-for-the-broadheads-we-trust-the-most

Episode 216 of The Hitstreak, a podcast where we talk about anything and everything!  This week we are joined by the CEO & Owner of Wesley Financial Group & Medical House Calls, Chuck McDowell!Episode in a Glance:In this episode of The Hitstreak, I get to interview Chuck McDowell, a successful entrepreneur and the CEO of Wesley Financial Group. We discuss the importance of marketing, overcoming adversity, and the journey of entrepreneurship. Chuck shares his personal story of resilience, the lessons learned from failure, and the significance of faith in business. Our conversation also touches on the challenges of building a business, the importance of community, and the mental aspects of being an entrepreneur. Chuck's upcoming book is also highlighted, emphasizing the unique mindset required for success in business.Key Points:- Marketing is essential for business success today.- Failure is a valuable teacher in the journey of entrepreneurship.- Touching the line means doing your best every day.- Every setback can lead to a greater opportunity.- Entrepreneurship requires a unique mindset and resilience.- Building a business is about more than just making money.- Faith plays a crucial role in overcoming challenges.- Community support is vital for entrepreneurs.- Success is not just about luck; it's about hard work.- The journey of entrepreneurship is often a mental struggle.About our guest: Chuck McDowell is Chairman of Wesley, LLC and the Founder & CEO of Wesley Financial Group, a nationally recognized consumer rights advocacy firm that specializes in timeshare cancellations. Since its founding, Wesley Financial Group has helped more than 50,000 families eliminate timeshare mortgage debt and was honored on the Inc. 500 Fastest Growing Companies list in both 2020 and 2021. In 2023, McDowell acquired Medical House Calls, a concierge urgent care practice based in Middle Tennessee. The company has already surpassed 50,000 patient visits and continues to expand into additional markets. Beyond business, McDowell is a committed community leader. He serves on the board of The Jason Foundation and supports a variety of local organizations, including Friends of Franklin Parks, the Heritage Foundation of Williamson County, and the Franklin Christmas Parade. He is currently authoring his first book on entrepreneurial leadership and resides in Franklin, Tennessee with his wife, Jo Ellen. McDowell attended Middle Tennessee State University.Follow and contact:Instagram: @chuckmcdowellwesley.com**Once the goal of 2.5 million members is met, 1,000 limited-edition T-shirts and the unreleased song will be sent, along with the first 1,000 full dental care awards!**Subscribe to Nick's top-rated podcast The Hitstreak on Youtube: ⁠https://www.youtube.com/NickHite⁠rFollow and Rate us on Spotify: ⁠https://spotify.com/NickHiter⁠Follow and Rate us on Apple Podcast: ⁠https://podcasts.apple.com/NickHiter⁠Follow and Rate us on iHeartRadio: ⁠https://www.iheart.com/NickHiter

The Failure of the Hittite Empire: Colleague Eric Cline examines the Hittites, classified as the major failures of the era, explaining that this superpower controlling Anatolia and rivaling Egypt collapsed due to a "perfect storm" of drought, plague, and poor leadership, with their capital Hattusa destroyed and abandoned; however, "Neo-Hittite" rump states in northern Syria such as Carchemish survived as trading hubs for centuries before eventually facing aggression from the rising Neo-Assyrian empire.

The Tennant Mission and the Failure of Alliances: Colleague Charles Spicer recounts that in the summer of 1939, Ernest Tennant undertook a final secret mission to Ribbentrop's Austrian castle, confirming that Hitler intended to attack Poland and wage a long war; while London believed this intelligence and pursued a pact with Poland, Chamberlain's deep antipathy toward the Soviets delayed an alliance with Stalin, and Soviet spies leaked these diplomatic moves to Germany, accelerating the Molotov-Ribbentrop Pact, emphasizing that despite accurate intelligence from the amateur spies, British leadership failed to exploit opportunities. 1938

Serial entrepreneur CHRIS KOERNER reveals how he built 80+ businesses from scratch, turned side hustles into millions, and why ONLY $500 is all you need.  Chris Koerner is a self-made entrepreneur and content creator, known as the “King Of Side Hustles”. With over 1 million followers, he now teaches people how to build and scale a business and he is host of the ‘The Koerner Office Podcast'. He explains:  ◼️The brutal truth about passive income (and what to build instead) ◼️How to turn $1,000 into $10,000 fast, with a step-by-step formula ◼️The #1 habit silently keeping you poor without you realising it ◼️How to use AI tools to launch and scale instantly ◼️The simple framework for testing any business idea with $0 [00:00] Who Are You and What Do You Do?   [02:36] What Businesses Have You Started?   [05:46] Is This the Best Time to Start a Business?   [08:52] Copying Businesses   [13:06] Experimentation and Testing   [20:24] Your Experience With Buc-ee's   [23:13] Is Entrepreneurship for Everyone?   [30:36] Should We Have Plan Bs?   [36:27] Passive Income   [39:23] How Important Is Passion?   [42:08] How to Know If You Should Pursue an Idea   [47:23] How to Validate Your Ideas   [49:02] How to Test a Product   [52:14] How Important Is It to Learn Facebook Ads?   [57:24] Ads   [59:04] The Different Types of Entrepreneurs   [01:00:07] How Important Is Focus?   [01:02:17] Did You Feel Guilty for Trying to Build Businesses?   [01:07:17] Rejection and Failure   [01:10:12] Team Building and Business Partners   [01:12:43] Equity Split in a Business   [01:15:25] What Would You Do With $500 for a Business?   [01:21:10] Drop Servicing   [01:28:06] Making Money From Vending Machines   [01:36:29] Ads   [01:38:32] What Business Would You Do With $1,000?   [01:41:22] Online Business With $1,000   [01:43:51] What Would You Do With $5,000?   [01:49:24] Don't Ignore This When Starting A Business [01:50:22] Which Has Been Your Most Profitable Business?   [01:52:26] Keep Trying and Experimenting   [01:55:49] Any New Business Ideas You're Trying?   [01:56:47] Business That You Should Stay Away From   [02:00:46] Should You Really Become an Entrepreneur?   [02:03:55] What's One Thing Steven Did That You Appreciated?   [02:08:30] What's the Most Popular Question You Get?   Follow Chris: Instagram - https://bit.ly/4oFom0i  YouTube - https://bit.ly/3XBUI16 X - https://bit.ly/3Mc0UdJ  The Diary Of A CEO: ◼️Join DOAC circle here - https://doaccircle.com/  ◼️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook  ◼️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt  ◼️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb  ◼️Get email updates - https://bit.ly/diary-of-a-ceo-yt  ◼️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Wispr: https://wisprflow.ai/DOAC LinkedIn: https://www.linkedin.com/DIARY Adobe: https://Adobe.Ly/OneBetter Ketone-IQ: https://ketone.com/STEVEN for 30% off your subscription order

Hostin joins executive producer Brian Teta to discuss Marjorie Taylor Greene's Sunday interview with "60 Minutes" and why she thinks the representative has distance herself from Pres. Trump. Then, she reacts to the revelations from "Sean Combs: The Reckoning," a new docuseries on the rapper's alleged crimes, produced by his long-time rival 50 Cent. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Join Phil Kitromilides & Sid Lowe in Madrid for this week's TSFP, discussing Matchday 15 in LALIGA, including Real Madrid 0-2 Celta Vigo, Real Betis 3-5 Barcelona and Athletic Club 1-0 Atletico Madrid. For lots more, join us at patreon.com/tsfp. Learn more about your ad choices. Visit podcastchoices.com/adchoices

He seems to think that its the job of the Jesuits to fix Jesus' mistakes.Sponsored by Charity Mobilehttps://www.charitymobile.com/rtt.phpSources:https://www.returntotradition.orgorhttps://substack.com/@returntotradition1Contact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+#popeleoXIV #catholicism #catholicchurch #catholicprophecy#infiltration

He seems to think that its the job of the Jesuits to fix Jesus' mistakes.Sponsored by Charity Mobilehttps://www.charitymobile.com/rtt.phpSources:https://www.returntotradition.orgorhttps://substack.com/@returntotradition1Contact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+#popeleoXIV #catholicism #catholicchurch #catholicprophecy#infiltration

Send us a textIf you've ever ended a night thinking, “Why did I snap again?” — this episode is for you.Today, we're diving into what's really happening in your brain and body when your child pushes your buttons. Because those intense reactions? They aren't proof that you're a bad parent. They're signals from a nervous system in overdrive — and once you can recognize those signals, you can change the way you respond.We'll talk about:Why your child's emotions can feel like a threat to your brainThe science behind emotional flooding (in both you and your child)How stress, exhaustion, and self-expectations reduce your window of toleranceWhat “repair” looks like — and why it matters more than getting it perfectYou'll walk away with practical reflection questions and simple shifts that help you move from snapping to connecting — even on the hard days.Join next week's FREE webinar (or get the replay):https://tremendous-hustler-7333.kit.com/ce962dd904Read the full article: https://pubmed.ncbi.nlm.nih.gov/24392687/Share your thoughts and questions with me:https://form.typeform.com/to/Dadaa8nsRead a blog post about this:https://curiousneuron.com/2025/12/03/why-you-still-snap-even-when-youve-done-the-work/Support the showPurchase our Becoming a Reflective Parent Course! https://curiousneuron.com/reflective-parent-club/ Grab a Free Resource: FREE Workbook: Staying Calm When Your Child Isn't: A Parent's Guide to Triggers and Emotions Email: info@curiousneuron.com

Did you know your brain acts just like Google? Whatever question you ask, your brain is wired to find evidence to support it . Coach Terri Patterson reveals how constantly asking disempowering questions (like "Why can't I stop drinking?") reinforces old neural pathways, leading to self-doubt and shame . Learn how to leverage Hebb's Law and cultivate curiosity to ask better, solution-oriented questions (using "How" or "What") that literally reshape your brain and create a path to lasting freedom .   Download my FREE guide: The Alcohol Freedom Formula For Over 30s Entrepreneurs & High Performers: https://social.alcoholfreelifestyle.com/podcast ★ - Learn more about Project 90: www.alcoholfreelifestyle.com/Project90 ★ - (Accountability & Support) Speak verbally to a certified Alcohol-Free Lifestyle coach to see if, or how, we could support you having a better relationship with alcohol: https://www.alcoholfreelifestyle.com/schedule ★ - The wait is over – My new book "CLEAR" is now available. Get your copy here: https://www.alcoholfreelifestyle.com/clear

In one of the most honest, practical, and spirit-filled episodes of the Mind Bully Podcast, Norense Odiase dismantles the lie that you're failing in life.You're not failing — you're hiding. You're comparing. You're doubting the very tools God already placed in your hands.Through real stories, raw confession, scripture, humor, grief, and spiritual clarity, Norense breaks down how shame, negative self-talk, perfectionism, comparison, and rejection twist your perspective and make you believe you're behind.But God has already equipped you. He already called you. And He expects you to use what's in your hand — not what you wish you had.This episode is a mirror and a wake-up call. If you're tired, isolated, battling intrusive thoughts, struggling with relationships, grieving losses, or feeling stuck creatively or spiritually… this conversation will pull you back into truth, identity, discipline, and love.What You'll LearnThe real definition of failure (and why you're not failing)Why perfection is stopping your purposeHow comparison steals the confidence God gave youWhy God honors faith, not talentThe danger of hiding your gifts behind excusesHow shame, grief, and heartbreak distort identityHow to stop living in your head and start living your lifeWhy you must get around people again (isolation keeps you stuck)The power of speaking out loud what's been suffocating you internallyWhy you must choose to love yourself before you can love othersKey ThemesFailure = not moving forwardUse what's already in your handStop comparing your journey to people who aren't part of your destinyFaith is what God honors—not perfectionRelationships require environment + courageRejection is redirection, not identityYour gift is meant to serve, not sit on the shelfYou become what you allow inside your mindScriptures & Spiritual AnchorsGenesis — “What's in your hand?”Hebrews 11 — Faith is what pleases GodJohn 4 — The woman at the well (God meets you in your truth)Romans 12:2 — Renew your mind, reshape your lifePsalm 34:18 — God is near to the brokenheartedMemorable Quotes“Failure is only when you don't move forward.”“If you don't use what God gave you, you disrespect the One who gave it.”“Stop comparing yourself to people who aren't assigned to your destiny.”“Your thoughts are lying to you — speak truth out loud.”“Rejection doesn't make you less valuable.”“You're a problem-solver by design. Act like it.”“God is not a respecter of persons — He's a respecter of faith.”Listen & SubscribeSpotify: https://open.spotify.com/show/1l0FZP7IfsKKT19tSICklX?si=PIoi02TMRjGeHIkQbTas-A Apple Podcasts: https://podcasts.apple.com/us/podcast/mind-bully/id1586471094Connect with Norense:Instagram — https://instagram.com/kingno_ Mind Bully IG — https://instagram.com/mindbullypodcast 

Join DJ as he breaks down an inspirational story to help you use your mindset to your advantage!Download my FREE Coaching Beyond the Scoreboard E-book www.djhillier.com/coach Download my FREE 60 minute Mindset Masterclass at www.djhillier.com/masterclassDownload my FREE top 40 book list written by Mindset Advantage guests: www.djhillier.com/40booksSubscribe to our NEW YouTube channel: https://www.youtube.com/@MindsetAdvantagePurchase a copy of my book: https://a.co/d/bGok9UdFollow me on Instagram: @deejayhillierConnect with me on my website: www.djhillier.com

When we think of 1940, we picture Dunkirk, the fall of France and the BEF racing for the Channel. But behind the headlines were real officers making real decisions — the brigadiers. Too senior to ignore, not quite famous enough to be remembered. In this episode, my friend and part-time co-host Chris Brice talks to military historian Dr Phil McCarty about his new book Point of Failure: British Brigadiers in France and Norway, 1940. They explore who these men were, how they were selected, and why some rose to greatness while others quietly vanished after the débâcle of 1940. Expect discussion of staff college bottlenecks, Monty and Brooke's patronage, public school myths, territorials, and why the brigadiers of Normandy look both similar to — and subtly different from — their 1940 predecessors. Plus some cracking stories along the way. If you enjoy British Army history told through real people rather than map arrows, you'll enjoy this one. Purchase Phil's book here - https://www.helion.co.uk/military-history-books/point-of-failure-british-brigadiers-in-france-and-norway-1940.php  Discover Chris Brice's books here - https://www.helion.co.uk/people/christopher-brice.php  Join my mailing list for a free eBook about the Zulu War - https://redcoathistory.com/ 

Scott and Murf continue their breakdown of the Raiders Week 14 loss, wondering why Pete Carroll continues to pump up Geno Smith and why the Raider Nation fan base deserves more than what they're getting. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Why failure can be your friend with Dr. Chris Wolfe, ODHow can failure be your friend, and why should you embrace failure? On this episode—which is actually me guest-hosting Dr. Chris Wolfe's podcast EyeCode Media—we discuss a journey Chris has been on for awhile, how he failed, and why he considers the failure a positive influence in his life. I share my perspective of the situation and the lessons practice owners should take away from Chris's experience.   Links to grab: Book a Triage call with Adam Download the Practice Owner's Financial Toolkit 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Eyecode media Eyecode education Dunning-Kruger Effect   ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

What turns a kid from Brooklyn into a leader who builds and rebuilds big businesses, then starts over again by choice? Meet Mike Tepedino, Founder and Managing Partner of Blue Light Capital, whose path runs from six gritty years in loan workouts on the “what can go wrong” side of real estate became the foundation for everything that followed.We get into the leap to brokerage, the Chinese-restaurant meeting that set up HFF's rise, and the 2019 sale to JLL for about $2 billion, where scale brought new tools and reach but also a fresh look at purpose and timing.Now Mike is building again with Blue Light Capital, stepping into an underserved middle-market bridge space in the roughly $15 to $50 million range, and pairing that with BLNext, a nonprofit that trains college and pro athletes for real estate careers with 150 hours of Excel and Argus plus one-to-one mentors who have walked the path.If you care about discipline, people, and timing, this conversation delivers hard lessons and practical wisdom with zero fluff. Watch the full episode to hear how Mike thinks about focus, why small habits like handwritten notes still matter, and what it takes to start again when everyone thinks you are done. 00:00 – Welcome to the Show00:44 – Who Was “Little Mike”? Early Life & Personality01:38 – Two Defining Moments That Changed His Life03:01 – Discovering Discipline at 1903:48 – Being Forced Out of His Comfort Zone05:41 – Fear of Failure & The Shoebox of Quotes08:15 – Falling in Love With Real Estate as a Kid09:54 – The Mentor Who Changed Everything12:18 – Lessons in Marketing, Relationships & Handwritten Notes16:30 – The Dark Side of Real Estate: Learning From Bad Loans20:51 – Becoming a Broker & Betting on Himself23:02 – The Life-Changing Dinner With Mark Gibson28:53 – Scaling From 50 People to 1,000+30:51 – Surviving the 2008–2009 Financial Crisis33:59 – Joining JLL & Operating at Global Scale35:56 – Knowing When It's Time to Walk Away39:41 – Launching Blue Light Capital45:11 – BLNext: Mentoring the Next Generation of Leaders49:47 – Giving Back, Purpose & Legacy51:57 – How to Connect With Mike & Final ThoughtsMike Tepedino on Socials: IG: @blnextLinkedIn: https://www.linkedin.com/in/mike-tepedino-bluelight/Blue Lights LinkedIn: https://www.linkedin.com/company/blue-light-re/?viewAsMember=trueBL Next LinkedIn: https://www.linkedin.com/company/bl-next/?viewAsMember=trueBlue Lights Website: https://bluelightre.com/BL Next Website: https://blnext.org/Jon on Socials: IG: @thejonschultzpodcastX: @JonSchultzPodLinkedIn: https://www.linkedin.com/company/the-jon-schultz-podcastwww.jonschultz.com

Ron and Nick talk about safe places, what they are and how we need them, respond to a listener's question about something they cannot forgive themselves for, read a listener's text, and continue our study through the book of Acts.Join Us EVERY DAYDaily 7A The Movement Launch Meeting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Launch Code⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠5 minutes to light the fuseHear from GodRemember who we areReceive blessingGo change the world

In this episode of the Get Strong podcast, host Jessie Mershon discusses the common struggle with New Year's resolutions and the reasons behind their frequent failure. She emphasizes the importance of identity change, community support, and a positive mindset in achieving personal goals. Jessie encourages listeners to focus on long-term habits and self-compassion rather than quick fixes, highlighting the significance of building strength both physically and mentally.   takeaways Only 8% of people achieve their New Year's resolutions. Setting goals requires intention and daily changes. Identity change is crucial for achieving goals. Community support enhances accountability and motivation. Avoid comparison; focus on personal progress. Commit to long-term habits, not just short-term challenges. Failure is a choice; progress over perfection is key. Mindset is essential in a fitness journey. Self-compassion is vital for growth and change. Focus on strength and well-being, not just weight loss. 00:00 Introduction to New Year's Resolutions and Overwhelm 03:12 The Importance of Identity Change for Goal Achievement 06:02 The Role of Community and Accountability in Success 08:48 Mindset and the Journey of Progress Over Perfection 12:05 Strength Statements and Self-Love 14:50 Finding the Right Fitness Approach for You 18:05 Building Consistency and Long-Term Habits

The Human Equation with Joe Pangaro – The lesson of the past fifty years is clear: we cannot afford half-measures. If the nation is to stem the tide of overdose deaths, it must treat the drug crisis as the existential threat it is—one that requires decisive, protective action at every level, from interdiction to treatment. Only then can we hope to end the longest war America has ever fought...

Melissa Nash reveals how she rebuilt her life after losing a multimillion-dollar business and scaled a $5M+ rental portfolio without ever seeing her properties.In this episode of RealDealChat, Jack Hoss interviews Melissa Nash, founder of HelloMelissaNash.com, who shares her remarkable journey from losing a multimillion-dollar business to building a completely remote rental portfolio using systems, strategy, and the power of people.Melissa explains how she transitioned from a failed children's manufacturing company into real estate, why she hated being an agent, and how she discovered the freedom of long-distance investing. Today she owns rentals in multiple states, manages nearly everything with simple spreadsheets, and helps other busy professionals become “lazy investors” who build wealth passively.She breaks down the difference between long-term rentals and short-term rentals, how she ran 50+ BRRRR projects (with wins and failures), how to evaluate landlord-friendly markets, how to vet property managers using real data, and why taking the first step matters more than understanding all 20 steps ahead.This episode is packed with mindset, strategy, and practical frameworks for new and experienced investors alike.What You'll LearnHow Melissa rebuilt after a business collapseWhy she hated being an agent (and what she learned instead)The eye-opening moment that made her choose real estateHow she bought her first rental in Alabama sight unseenWhy long-distance investing is safer than people thinkThe right way to evaluate markets using landlords, not GoogleHow to vet property managers using real dataBRRRR wins & losses — and why STRs bring stressBuilding a $5M portfolio using Google SheetsHow she helps busy professionals buy their first out-of-state rental

Original Air Date: 1-23-2024 The recent discovery of hundreds of bodies buried behind a jail in unmarked graves sparks a renewed discussion about the futility and counter-productiveness of our system of incarceration and the context of our history that has brought us to this point. Be part of the show! Leave us a message or text at 202-999-3991, message us on Signal at the handle bestoftheleft.01, or email Jay@BestOfTheLeft.com Full Show Notes Check out our new show, SOLVED! on YouTube! BestOfTheLeft.com/Support (Members Get Bonus Shows + No Ads!) Join our Discord community! SHOW NOTES Ch. 1: Families in disbelief after hundreds of bodies found buried behind Mississippi jail - PBS NewsHour - Air Date 1-10-24 Ch. 2: The Most Infamous Jail in America - Olurinatti - Air Date 3-29-23 Ch. 3: Behind the News: The State of the Carceral State w/ Wanda Bertram - Jacobin Radio - Air Date 3-20-23 Ch. 4: Angela Davis on the argument for police and prison abolition | UpFront - Al Jazeera English - Air Date 12-17-21 Ch. 5: The Part of History You've Always Skipped | Neoslavery - Knowing Better - Air Date 4-4-22 Ch. 6: Penitence for the privileged - Beyond Prisons - Air Date 7 Ch. 7: Debunking "Norwegian Prison Reform" As Propaganda with Oakland Abolition and Solidarity - Millennials Are Killing Capitalism - Air Date 3-28-23 EDUCATE YOURSELF & SHARE 8 Ways You Can Advocate for Justice Reform in 2024 (Vera) Prison and Jail Reform (Brennan Center for Justice) Criminal Justice Reform (Equal Justice Initiative) Cutting Jail and Prison Populations (Brennan Center for Justice) SHOW IMAGE Description: Photograph of the outside of Coyote Ridge Corrections Center. Barbed wire lines the fences of the entrance in front of the dark gray cement building with tinted windows. Credit: "A sagebrush sea change from behind barbed wire" by U.S. Bureau of Land Management, Flickr | License: CC BY 2.0 | Changes: Cropped   Produced by Jay! Tomlinson Visit us at BestOfTheLeft.com

Today, we're sharing the recent episode of the Digital Social Hour Podcast by Sean Kelly. James Altucher joins the show to break down why the 10,000-hour rule is a myth, how to cheat your way into the top 1%, why obsession matters more than talent, and how AI is now the greatest mentor of all time.From entrepreneurship and failure… to mental health, chess mastery, comedy, and why losing millions hurts more than being broke — this episode goes deep.If you're chasing mastery, reinvention, or clarity in your career… this is the one.

HDP. Writer Vince Gilligan wrote several dozen episodes of The X-Files and several of its spin-offs and then vanished for 25 years, producing no other works. Now he's back doing the only thing he's ever done: creating excellent speculative fiction. Red & Ivan join the hive mind and think about Apple TV's Pluribus. Also, check out Red & Maggie Tokuda-Hall's podcast, Failure to Adapt, available on Spotify, Apple Podcasts, or via RSS As always: Support Ivan & Red! → patreon.com/boarsgoreswords Follow us on twitter → @boarsgoreswords Find us on facebook → facebook.com/BoarsGoreSwords

In this episode of 'Ask Rach,' Rachel Hollis tackles the topics of dealing with failure and motivating children. She starts by addressing Ellie's question on how to maintain confidence despite setbacks, emphasizing that success is not guaranteed, but the journey and personal growth are.Get your copy of Rachel's New Book Here: Audible, Amazon, Barnes & Noble, Books-A-Millon, Bookshop.org, or wherever books are sold!00:00 Introduction: The Journey Over Success00:47 Welcome to Ask Rach02:00 Ellie's Question on Confidence and Failure04:32 Rachel's Advice on Building Confidence20:18 Motivating Your Children to Set Goals36:53 Rachel's Reflections on Leadership41:25 Conclusion and Podcast InformationSign up for Rachel's weekly email: https://msrachelhollis.com/insider/Call the podcast hotline and leave a voicemail! Call (737) 400-4626Watch the podcast on YouTube: http://youtube.com/@MsRachelHollisFollow along on Instagram: https://www.instagram.com/MsRachelHollisTo learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.