Podcasts about impacts

148. Dave Markel: Reflections and Impacts This week, since there's not guest again, I want to take a moment to reflect on the growth and impact of the podcast. I am deeply grateful for the unwavering support from all my listeners, whose commitment has fueled the show's success and exponential growth. Whether long-time listeners or relatively new to the show, your passion and dedication are what have made SASS what it is today. I also want to emphasize the importance of normalizing the conversation around rape and sexual assault. By creating a safe space for survivors to share their stories, SASS works to remove the stigma and silence that too often surrounds sexual violence. This episode highlights the vital role that all of you play in breaking down barriers, supporting healing journeys, and fostering an environment where these difficult topics can be openly discussed without shame or judgment. Finally, I discuss the significance of becoming trauma-informed, not just for professionals, but for everyone. Understanding the effects of trauma—whether in the workplace, at home, or in our communities—is essential in offering empathy and support. As always, I want to encourage you to continue sharing the podcast to help spread awareness, normalize these crucial conversations, and ensure no survivor feels alone. An important side note: if you're finding value in these episodes, please take a moment to leave a 5-star rating on your podcast platform. AND, please send me a note of support. I can't tell you how much your emails mean to me—they fuel my passion to keep this podcast going. Here's my email address:   Thank you to all of you who have reached out to me already!! Please keep those emails and texts coming…I truly look forward to hearing from you! On another note: I am a strong advocate and supporter of Survivor School (SS), founded and directed by CEO Arci Grey (another former guest on SASS). In fact, Arci has made me a consultant to SS as she maneuvers the intricacies of directing and managing the content and growth of her amazing organization. I encourage you to strongly consider becoming a member of SS, and as an affiliate would appreciate it, if you do decide to become a member, to use this link:  Thanks again for listening! As always, listed below are some additional important and meaningful websites I hope you'll take a look at and learn more about.    My email address:  As mentioned and emphasized, it's time to Normalize the Conversation.™  And please remember to Start by Believing…because we all know someone whose life has been impacted by rape or sexual assault. Thank you for tuning in.

The One Big Beautiful Bill Act, signed into law on July 4th, brings about several important tax changes. I'm discussing what these updates mean, especially for retirees, and sharing practical advice on how to take advantage of new deductions and avoid unexpected tax hits.  From permanent adjustments to tax brackets and an increased standard deduction, to special benefits for those aged 65 and older, I cover everything you need to know to optimize your retirement strategy. Whether you're curious about Social Security taxation, itemized deductions in high-tax states, or planning smart Roth conversions, this episode is packed with insights to help you make informed financial decisions for your golden years. You will want to hear this episode if you are interested in... [00:00] An overview of the One Big Beautiful Bill Act (OBBBA). [06:13] Roth conversion tax implications. [07:29] Additional deductions for those over 65 increase total deductions. [11:35] TCJA and SALT deduction changes. [13:43] Strategies to lower taxable income for retirees. Key Tax Changes Every Retiree Needs to Know About the One Big Beautiful Bill Act One of the most impactful provisions of the OBBBA is making existing federal income tax brackets permanent. The 2017 TCJA tax brackets —10%, 12%, 22%, 24%, 32%, 35%, and 37% —had been set to expire after 2025, which would have led to higher rates. The new act not only locks these rates in place but also indexes the brackets for inflation. While there are minor changes in the income thresholds at the lower brackets, the net result is stability for taxpayers, and retirees can now plan with confidence, knowing their marginal tax rates aren't set for an imminent hike. Higher Standard Deductions Standard deductions also see positive changes, rising to $15,750 for individuals and $31,500 for married couples filing jointly. Previously, these figures were $15,000 and $30,000, respectively. With higher deductions, more retirees may find it beneficial to take the standard deduction rather than itemizing, saving time and potentially reducing taxable income. Extra Deductions for Retirees 65+ Perhaps the most significant impact for retirees: From 2025 through 2028, filers aged 65 and up can claim an additional $6,000 deduction per person. For couples where both spouses are over 65, that's a $12,000 boost, on top of the already existing extra deduction for seniors ($2,000 for individuals, $3,200 for couples). So, if both spouses are over 65 and income is below the required threshold, the combined standard deduction could reach $46,700. There is a catch, though: this extra deduction phases out as income rises, disappearing entirely for individuals making $175,000 or more and couples earning $225,000 or more in modified adjusted gross income (MAGI). The deduction is reduced by 6% for every dollar over $75,000 (for individuals) or $150,000 (for couples). For example, if a couple's MAGI is $200,000, they'd lose $3,000 of the $6,000 deduction per spouse. Timing IRA distributions or Roth conversions helps you stay under these thresholds and maximize deductions. Social Security Taxation Although there was political talk about ending Social Security taxation, the OBBBA preserves the old rules. How much of your Social Security benefit is taxable depends on your combined income, still calculated as adjusted gross income plus 50% of your Social Security benefit. The deduction enhancements may help lower your taxable income, keeping more Social Security benefits untaxed, but there are no direct changes here. Being mindful of when and how you draw taxable income can keep more of your Social Security out of the IRS's reach. Itemized Deductions and SALT Cap Changes For high-tax state residents and those with larger itemized deductions, another headline is the increase in the state and local tax (SALT) deduction cap. Temporarily, from now through 2029, the cap rises from $10,000 to as much as $40,000 (with phase-outs for high earners, those over $500,000 in MAGI lose this benefit, and it disappears after $600,000). This can provide significant relief for homeowners or retirees in states with high property or state income taxes. The mortgage interest deduction rules remain unchanged, and when combined with the higher SALT cap, could make itemizing more attractive for some. The One Big Beautiful Bill Act creates opportunities and considerations for retirees. Take the time to review your financial plan, explore new deduction limits, and coordinate with tax and financial professionals. Thoughtful adjustment now can lead to years of improved after-tax retirement income.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Key changes in tax law related to the newly passed One Big Beautiful Bill significantly impact the financial independence (FI) community. Notably, the extension of tax rates and the higher standard deduction provide more planning certainty for early retirees, allowing greater financial management under these new regulations. Brad & Sean Mullaney discuss the critical tax provisions like enhanced charitable contribution deductions for non-itemizers, updates to state and local tax deductions, and the introduction of a senior deduction for retirees. They also explore strategies for maximizing premium tax credits starting in 2026.   Disclaimer Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.   Key Topics Discussed: Introduction to the New Tax Bill 00:00:00 Overview of the One Big Beautiful Bill and its significance for the FI community. Impacts of Extended Tax Rates 00:02:20 Explanation of the permanence of the tax rates and the increased standard deduction. Changes to Charitable Contributions 00:13:12 Details on new deductions for non-itemizers and adjustments to itemized deductions. State and Local Tax Deduction Update 00:23:26 Increase of deductible cap from $10,000 to $40,000, impacting itemization strategies. Exploration of the Senior Deduction 00:30:05 Introduction of a $6,000 deduction aimed at seniors aged 65 and older. Understanding Premium Tax Credits 00:39:10 Strategic planning opportunities utilizing bronze ACA plans and HSAs to maximize tax benefits. Actionable Takeaways: Maximize Your Standard Deduction: Consider traditional contributions to optimize your tax situation. 00:10:15 Utilize Bronze ACA Plans: Start in 2026 to lower premiums and leverage HSA contributions for enhanced tax benefits. 00:42:07 Key Quotes: "The new standard deduction is a game-changer for those pursuing financial independence." 00:08:46 "These are crucial planning implications that can optimize your tax situation." 00:17:36 "Shift your income from high tax brackets to the 0% tax bracket for maximum savings." 00:12:19 Timestamps: 00:00:14 - Importance of premium tax credits for the FI community. 00:03:05 - Risk of the standard deduction decreasing without the new law. 00:10:15 - Optimizing tax situation with traditional contributions. 00:14:00 - Details on the charitable contributions deduction. 00:25:19 - Update on the state and local tax deduction cap. Related Resources: YouTube Video on Premium Tax Credits: Watch Here [Timestamp: 00:45:00] Cody Garrett and Sean Mullaney's Book Notification: Sign Up Here [Timestamp: 00:59:35] Discussion Questions: How does the new tax bill affect your approach to retirement planning? 00:00:10 What strategies can be adopted to make the most of the new standard deduction? 00:10:15 Summary: This episode dives into the legislative changes that may significantly influence financial planning for those aiming for early retirement. By understanding the implications of the One Big Beautiful Bill, listeners can better navigate their financial futures.

Are essential oils the missing link to regulating your stress, supporting lymphatic drainage, and releasing stubborn fascia in your body? This episode will have you more aware of your sense of smell than you ever have been! You will learn about the role of essential oils in HPA-axis regulation, facilitating release of trauma, and opening up lymphatic stagnation.    Guest Jodi Cohen of Vibrant Blue Oils shares about her journey with stress and adrenal dysregulation and how essential oils were a game changer. We discuss best practices and use as well as areas of application and how essential oils are different from synthetic fragrances. Learn about how our sense of smell is the most important for survival and how scent training can enhance cognitive function and even mood stability as well as combat cravings and boost metabolism.    Also in this episode:  Keto Reset Masterclass 8/29 Grab your free spot for exclusive savings! More info on our Keto Reset Program - Enrollment opens 8/28! Get a bottle of the Parasympathetic Blend for just $15 + free shipping! ($38.95) Learn more about Vibrant Blue Oils and Jodi Cohen at www.vibrantblueoils.com  Study on fear and smell + how rose can aid in relaxation Research on smell as somatic responder and use in regulating HPA-Axis Link to get my Free 5 day Detox Express Protocol Reset Restore Renew Detox packs to support your cleanse   Sponsor:  Naturally Nourished Supplements Potency, Purity, and Efficacy in a value you can't beat Reset your Metabolism, Restore your Digestion and Renew your Vitality with our Detox Support Packs that provide antioxidants, liver and gallbladder support, sulfur-containing amino acids, and botanicals.  Use SUMMERDETOX to save 15% off Reset Restore Renew Detox Packs In this episode I share how I've been pulsing in 3-5 day mini-Detoxes to stay on track with travel, mindful indulgences, and ebs and flows of schedule. Steal my template below and save 15% on the Reset Restore Renew Detox packs to take at rise, midday, and bed to facilitate phase 1 and phase 2 detoxification pathways.    7am Detox Pack Lemon water, salt Green tea or matcha with Pure collagen   11am Green Smoothie with scoop of Whey Protect   3pm Detox pack 1 Jar of Fond Bone Broth   6pm Lean Green Meal: 5-6oz protein + ⅔ cup of roasted cruciferous veggies    Bed Detox pack  

George Halford sits down with Cookeville native Lisa Carver, the force behind Highways and Hedges, a grassroots outreach making a real impact in the local homeless community. After a motorcycle accident left her with a brain injury and ended her career as a hairdresser, Lisa began assembling “blessing bags” with her children and handing them out to those in need. Known for serving hot soup from the back of her car during the cold months, she gained the trust of the homeless community and partnered with I AM Worship Church to expand her efforts. Through that trust, Highways and Hedges has been invited to collaborate with other organizations, and today their growing vision includes a shower trailer, laundry station, kitchen for hot meals, means of transportation, and a recovery program rooted in faith. Lisa's journey is a powerful example of how resilience and purpose can transform both lives and communities. Listen To The Local Matters Podcast Today! News Talk 94.1

In our update this month:Exploring the workforce implications of waiting lists in children and young people's speech and language therapy services.Response to the 10-year health plan for England.Continued focus on SEND in England and proposals in Northern Ireland.Report from RCSLT Scotland with an experimental analysis of additional numbers of SLTs needed in education. This interview was conducted by Victoria Harris, Head of Learning at The Royal College of Speech and produced and edited by freelance producer Jacques Strauss.Please be aware that the views expressed are those of the guests and not the RCSLT.Please do take a few moments to respond to our podcast survey: uk.surveymonkey.com/r/LG5HC3R

In this revealing episode of Unleashing Intuition Secrets, Michael Jaco sits down with Dr. Kirk Elliott to break down the shifting dynamics of the global financial system and what it means for your future. They examine the current state of the silver market, exploring massive short positions and the surprising resilience of silver prices. The discussion covers how global financial forces—such as BRICs nations moving to de-dollarize and President Trump's new economic policies—are reshaping the market. Michael and Dr. Elliott also delve into the role of stablecoins in bolstering demand for the U.S. dollar, the possible rise of cryptocurrencies backed by gold and silver, and the mounting financial troubles facing major banks. Throughout the conversation, Dr. Kirk Elliott shares strategic insights on how to protect and grow your wealth, emphasizing the importance of early and intentional investments in silver and gold during these volatile times.

The number of Kiwis making withdrawals from their KiwiSaver due to hardship is on the rise. In the year to June, more than 50,000 were made, compared to 18,000 five years ago. Early withdrawals can have compounding effects on someone's financial future – so what other options are there? Lisa Dudson joined Jack Tame to delve into the topic and offer up some other ideas. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The crypto world is buzzing with the passage of the Genius Act, a groundbreaking piece of legislation that sets new standards for stablecoins and crypto exchanges. In this episode of The Defiant Podcast, host Vinny dives deep into the implications of this law with Diane Magince, Senior Marketing Officer, and Breno Sperandio, VP of Partnerships at Biconomy.com. Together, they explore how this act is reshaping the industry, the opportunities it unlocks, and what it means for the future of digital assets.Chapters:00:00 Big News in Crypto: The Genius Act is signed into law01:49 Introduction to Diane Magince, Breno Sperandio, and Biconomy.com05:19 Market trends, altcoin season, and the role of AI in trading11:48 Marketing in a Regulated World19:17 Stablecoins and the Future of Finance27:26 How the Genius Act is driving legitimacy, transparency, and trust33:18 Mobile-First DeFi45:49 Upcoming developments and partnerships for Biconomy.com54:16 Coming Up Next Week

“Estimates are for tariff impacts to be between 15%-20%” as deals start to come through, up from around 1%-3%, explains Brian Krawez. This puts the Fed in a difficult decision because it's uncertain how that will ripple through the economy. He thinks the U.S. dollar is “telling a story” right now and discusses “problematic” international economic changes. Brian is looking for quality value companies, including Hershey (HSY), and companies with pricing power like McKesson (MCK).======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

What happens to the customer experience when banks merge?In this episode, we dive into a crucial—but often overlooked—aspect of banking mergers and acquisitions (M&A): the digital customer experience. While M&As typically aim for cost savings, market growth, and tech integration, many banks overlook the human side of transformation—leading to frustrated users, fragmented experiences, and lost trust.We unpack the four common M&A scenarios in banking—new brand creation, dual-brand retention, full brand acquisition, and traditional bank + Fintech partnerships—and reveal the unique UX challenges each presents.If your bank is merging, acquiring, or partnering for growth, this episode is your blueprint for ensuring digital transformation doesn't leave your customers behind.Find out:How M&A decisions directly impact digital experience and loyaltyWhy UX must be part of the M&A playbook from day oneHow banks can turn integration into a driver of long-term innovation and trustRead the full article on UXDA's blog: https://theuxda.com/blog/how-merger-acquisition-impacts-digital-customer-experience-in-banking* AI podcast on UXDA article powered by Google NotebookLM#uxda #fintech #banking #FinancialServices #BankingUX #DigitalBanking #FintechPodcasts #BankingTrends #innovation #future #BankingInnovation #UXDigitalStrategy #UXStrategy #MergersAndAcquisitions #BankingMergers

Your closet is an extension of who you are! Today, I sit down with Risa Kostas, fashion stylist and co-founder of the Rescue Kit Company, to pull back the curtain on the true power of style. We talk about how what we wear can directly impact our energy, our level of self-confidence, and the way we show up in the world. Risa also shares simple, cost-effective tips to work your self-expression muscle and upgrade your wardrobe–without breaking the bank. If you're wondering how to level-up your current style or still figuring out what to wear to the Powerhouse Women Event (hint, hint), we've got you covered!   HIGHLIGHTS 00:00 Welcome back to the podcast, Risa Kostas, my style fairy godmother! 03:35 How has style helped you access your own confidence on a deeper level? 08:25 How did surviving a traumatic brain injury shift the trajectory of your life? 18:10 What would you say to your 17-year-old self? 20:30 How to cultivate authentic relationships that build your business. 27:55 How the power of style impacts the way we show up in the world. 34:35 Three ways to tap into your inner self-expression, style, and creativity. 40:40 How do you overcome the fear of being seen? 44:05 Simple tips to upgrade your style with minimum effort and money. 48:05 What inspired you to create a product to solve fashion emergencies? 58:10 How to embrace your personal style with the Powerhouse Women Event. 1:04:00 Celebrating Risa's Powerhouse moment of honoring her aunt's passing.   RESOURCES + LINKS Check out the Rescue Kit Company HERE! Click HERE for tickets to the 2025 Powerhouse Women Event August 15-17th in Scottsdale, Arizona! Powerhouse Women is a COMMUNITY and YOU are part of it! Take a screenshot of this episode and tag us on Instagram so we can keep the conversation going and create more of the episodes you need!    FOLLOW Risa: @risakostis Visit Risa's website: risakostis.com Powerhouse Women: @powerhouse_women Lindsey: @lindseymarieofficial Visit the Powerhouse Women website: powerhousewomen.co Join the PW Community Facebook Group: facebook.com/groups/powerhousewomencommunity

@CharlesSchwab's Kevin Gordon says earnings so far this quarter have proven to be "solid," both in EPS and revenue. However, he'll be watching for further tariff impacts and potential growth deterioration, especially in Big Tech. He adds that the recently announced tariff agreement with Japan isn't finalized and signals a need to reach agreements with other countries. Inflation impact is another thing Kevin believes can also keep the Fed "on hold" for interest rate cuts.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Kirk Huntsman, Chairman, CEO, and Co-Founder of Vivos Therapeutics, is focused on the connection between obstructive sleep apnea and Alzheimer's disease, the challenges of diagnosing sleep apnea, and the importance of sleep testing in treating the root causes of sleep disorders. The Vivos oral appliance is a non-invasive way to address the breathing disorder OSA and resulting sleep issues. Proper nasal breathing and airway development from a young age can help prevent the onset of sleep apnea and help preserve brain health. Kirk explains, "Sleep apnea is an interesting condition that has only been actively researched for the last 60 years. It was really only identified and started showing up in the medical literature in the mid-1960s. And so we really have about a 60-year run at trying to figure out what this condition is, what it affects, what's comorbid with it, etc. We're now pushing 40 plus conditions, which are comorbid with sleep apnea, and every time we find another condition that is coexistent with sleep apnea or that is found in connection with sleep apnea, we just expand the horizon for that and we learn more about the sort of the biomechanical and the biological processes that are at work that drive the connection between these two. And you mentioned one of the main ones now that we've known about for a while, but the connection between obstructive sleep apnea in particular and Alzheimer's." "What we know is that there's a drainage system on the brain. Our brains need to get into a deep state of rest, and it's called REM sleep. And there are other parts to this. I'll keep it really high level, but the bottom line is that our brains flush. There's a sewage system that basically flushes the toxins out of our brains. It's called the glymphatic system. And the glymphatic system needs to be able to function, and in order to function, the patient has to be in a state of deep sleep. And so if sleep apnea has interrupted that sleep and caused various arousals or various interruptions to avoid a patient arriving at that, what happens is that the brain is not able to flush the toxins out of the brain, and those toxins build up." #VivosTherapeutics #SleepApnea #ObstructiveSleepApnea #OSA #SleepDisorders #CognitiveDecline #Alzheimers #OSATreatment #MedicalDevice vivos.com Download the transcript here

Kirk Huntsman, Chairman, CEO, and Co-Founder of Vivos Therapeutics, is focused on the connection between obstructive sleep apnea and Alzheimer's disease, the challenges of diagnosing sleep apnea, and the importance of sleep testing in treating the root causes of sleep disorders. The Vivos oral appliance is a non-invasive way to address the breathing disorder OSA and resulting sleep issues. Proper nasal breathing and airway development from a young age can help prevent the onset of sleep apnea and help preserve brain health. Kirk explains, "Sleep apnea is an interesting condition that has only been actively researched for the last 60 years. It was really only identified and started showing up in the medical literature in the mid-1960s. And so we really have about a 60-year run at trying to figure out what this condition is, what it affects, what's comorbid with it, etc. We're now pushing 40 plus conditions, which are comorbid with sleep apnea, and every time we find another condition that is coexistent with sleep apnea or that is found in connection with sleep apnea, we just expand the horizon for that and we learn more about the sort of the biomechanical and the biological processes that are at work that drive the connection between these two. And you mentioned one of the main ones now that we've known about for a while, but the connection between obstructive sleep apnea in particular and Alzheimer's." "What we know is that there's a drainage system on the brain. Our brains need to get into a deep state of rest, and it's called REM sleep. And there are other parts to this. I'll keep it really high level, but the bottom line is that our brains flush. There's a sewage system that basically flushes the toxins out of our brains. It's called the glymphatic system. And the glymphatic system needs to be able to function, and in order to function, the patient has to be in a state of deep sleep. And so if sleep apnea has interrupted that sleep and caused various arousals or various interruptions to avoid a patient arriving at that, what happens is that the brain is not able to flush the toxins out of the brain, and those toxins build up." #VivosTherapeutics #SleepApnea #ObstructiveSleepApnea #OSA #SleepDisorders #CognitiveDecline #Alzheimers #OSATreatment #MedicalDevice  vivos.com Listen to the podcast here  

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When it comes to tariffs, Drew Boyer says people are realizing that maybe the "bark is worse than the bite." He joins Diane King Hall to discuss the state of the U.S. economy, including his thoughts on the "One Big Beautiful Bill." Drew addresses the impact it has on investors, taxes and the overall economy. Among his stock picks right now, Drew likes: Apple (AAPL), Chevron (CVX), JPMorgan Chase (JPM) and Exxon Mobil (XOM). Later, he weighs in on recent cryptocurrency legislation becoming law.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

July 23, 2025 ~ Bloomberg automotive business reporter Keith Naughton talks with Chris, Lloyd, and Jamie about GM reporting $3 billion in adjusted pre-tax earnings between April and June, but tariffs still significantly impacting their profits.

Katherine Lawrence, BCAS is a nutritionist, board certified autism specialist, and mom to a child with autism, ADHD, and OCD. She's seen firsthand how certain foods can make symptoms worse, like stimming and challenging behavior, while others help her son feel calm, focused, and in control.   Backed by science and grounded in real life, Katherine shares what every parent of a neurodivergent child should know about food: what to avoid, what to prioritize, and how to ensure even the pickiest eaters get the nutrition they need.   In this episode of The Exam Room, you'll learn:   - The best foods for neurodivergent brains - The worst foods for neurodivergent brains - How processed foods and sugar affect behavior and self-regulation - The smoothie routine that changed everything for Katherine's neurodivergent child - Practical tips for helping selective and picky eaters get the nutrition they need - The most powerful gift you can give your neurodivergent child   — — SHOW LINKS — — Katherine Lawrence Neurodivergent Nutrition Masterclass: https://bit.ly/NeurodivNutrition Use code EXAMROOM to save 30%   Ted X Talk: https://youtu.be/tsTnl-2KkNg?si=tvy0ydfsl6oTS-Wk   — — EVENTS — — International Conference on Nutrition in Medicine Where: Washington, DC When: August 14-16, 2025 Tix & Speakers: https://www.pcrm.org/icnm Use code NUTRITION50 to save $50 — — — Wellness Weekend Where: Canaan Valley Resort - Davis, WV When: Sept. 26-27, 2025 Tix & Speakers: https://www.brendaworkmanspeaks.com/wellness-weekend   — —EXAM ROOM NEWSLETTER — — Sign up: https://www.pcrm.org/examroomvip   — — THIS IS US — — The Exam Room Podcast Instagram: https://www.instagram.com/theexamroompodcast — — — Chuck Carroll Instagram: https://www.instagram.com/ChuckCarrollWLC Facebook: https://www.facebook.com/ChuckCarrollWLC X: https://www.twitter.com/ChuckCarrollWLC — — — Physicians Committee Instagram: https://www.instagram.com/physicianscommittee Facebook: https://www.facebook.com/PCRM.org X: https://www.twitter.com/pcrm YouTube: https://www.youtube.com/user/PCRM Jobs: https://www.pcrm.org/careers   — — SUBSCRIBE & SHARE — — 5-Star Success: Share Your Story Apple: https://apple.co/2JXBkpy​​ Spotify: https://spoti.fi/2pMLoY3 — — — Please subscribe and give the show a 5-star rating on Apple Podcasts, Spotify, or many other podcast providers. Don't forget to share it with a friend for inspiration!

Earnings season officially kicking into high gear: Sara Eisen, Carl Quintanilla, and David Faber kicked things off with a breakdown of where things stand on the tariffs front – and how  companies are navigating the impact across the autos, the homebuilders, and the defense complex. Key names? General Motors, D.R. Horton & Pulte, along with Northrop, Lockheed Martin, and RTX. Coca-Cola a laggard following results there as well – hear Chairman & CEO James Quincey breakdown the numbers, plus their shift into cane sugar this hour… And why NXP Semiconductor's disappointing results could be a canary in the coal mine for other chip stocks.  Plus: U.S. debt will be riskier ahead, according to Goldman's Credit Chief Jonny Fine – he joined the team at Post 9 with his take on the markets… And don't miss a deep-dive with the CEO of PNC on the heels of a new crypto partnership with Coinbase. 

Find part 1 of this episode here.In April 2025, some organizations and health centers receiving Title X funding were given sudden notice by the current administration that critical funding would be withheld. This action by the federal government threatens roughly $65.8 million in Title X funds and implicates an estimated 846,000 patients. It has resulted in massive layoffs, stopped contracts, mental strain, and confusion for both employees and patients. As patients are not receiving the care they need due to a stop in funding, possible results could include rising rates of unintended pregnancies, rising rates of STIs, poorer maternal health outcomes, and later diagnoses of breast and cervical cancers.  We sit down with CEOs and executive directors of some of these impacted organizations, including: Stephanie McDowell, Executive Director of Bridgercare in MontanaAyana Bradshaw, President and CEO of AccessMatters in PennsylvaniaAmy Moy, Co-CEO with Essential Access Health in California and HawaiiSupport the showFollow Us on Social: Twitter: @rePROsFightBack Instagram: @reprosfbFacebook: rePROs Fight Back Bluesky: @reprosfightback.bsky.social Email us: jennie@reprosfightback.comRate and Review on Apple PodcastThanks for listening & keep fighting back!

The weekly news analysis from I Hate Politics: One Big Beautiful Act impacts with MD Delegate Marc Korman and MD Health Care for All Executive Director Vincent DeMarco: “Could have been worse!” Fall General Assembly Special Session now unlikely. Montgomery County Council considers pilot to become a retail energy supplier to residents. MD Delegate Lorig Charkoudian explains the concept. MoCo Council will vote on a law to allow duplexes/triplexes in single-family-zoned areas. Trayon White wins the DC Ward 8 Special Elections despite pending bribery charges. Analysis from once-Ward 8 candidate Markus Batchelor. Music by Washington DC art-pop rock band, Catscan!

Ian Wyatt explains the Fed's rock and a hard place as it is under pressure to lower rates while inflation remains above its target. Inflation is driven by labor costs, in his argument. In his work with the auto sector, he's seeing significant impact from tariffs as companies scramble to change manufacturing and shipping practices. Ian thinks the economy is still growing with positive momentum, but slowly. With that in mind, he covers the state of the labor market and consumer health.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Substance abuse is a pervasive issue with profound implications for hospitals.It has been estimated that up to 25 percent of hospitalized patients have a substance abuse disorder. And up to 44 percent of these patients abuse some substance during hospitalization. The annual estimated hospital cost for treating substance abuse disorders is as high as $13 billion.But it's not limited to patients, according to physician and attorney Dr. John K. Hall, who will be the special guest during the next live edition of Talk Ten Tuesdays.According to Dr. Hall, estimates show that up to 15 percent of physicians and 20 percent of nurses also have a substance abuse disorder. It affects patient outcomes, hospital operations, financial health, and the broader healthcare system. The complexity of substance use disorders requires a nuanced understanding of diagnostic categories, accurate coding, and awareness of the legal and employment ramifications.The popular weekly Internet broadcast will also feature these additional instantly recognizable panelists, who will report more news during their segments:• Social Determinants of Health: Tiffany Ferguson, CEO for Phoenix Medical Management, Inc., will report on the news that is happening at the intersection of medical record auditing and the SDoH;• CDI Report: Cheryl Ericson, Director of clinical documentation integrity (CDI) for the vaunted Brundage Group, will have the latest CDI updates;• The Coding Report: Christine Geiger, Assistant Vice President of Acute and Post-Acute Coding Services for First Class Solutions, will report on the latest coding news;• News Desk: Timothy Powell, ICD10monitor national correspondent, will anchor the Talk Ten Tuesdays News Desk; and• Point of View: Dr. James S. Kennedy, who will be sitting in for Angela Comfort, will report on a topic that has captured his attention.

On today's AgNet News Hour, Nick Papagni and Josh McGill dive deep into some of the hottest topics shaking up California agriculture, starting with major developments in the almond industry. Market shock hit growers as a recent USDA estimate pegged this year's crop at 3 billion pounds, 300 million more than previously expected. Nick Foglio of Foglio Commodities joined the show for an emergency interview, breaking down how this unexpected number triggered a 50-cent drop in almond prices almost overnight. That drop could mean a 20% loss in projected profit for growers, potentially pushing some close to break-even levels. “Growers were feeling optimistic, and now that's been flipped on its head,” said Foglio, who warned the discrepancy could even lead to legal action against the USDA for the impact of a possibly inflated estimate. Despite the downturn, Foglio believes strong marketing and quality California product could help stabilize the market over time. Also making headlines are two devastating fires: one at the Tomatek tomato processing plant in Firebaugh, and another at a major Calpine warehouse in Lamont. The latter burned to the ground, creating immediate logistics challenges for South Valley growers who rely on the facility for packaging materials. On a more hopeful note, former Westlands Water District director Kevin Assemi joined the program to share innovative ideas for solving California's ongoing water woes. Assemi, who spearheaded a farmer-led groundwater recharge program, emphasized the need for collaboration and transparency among agencies, cities, and growers to ensure smarter water management without billion-dollar investments. With perfect Central Valley weather, the show wrapped up with light-hearted banter about watermelons, grocery store strategies, and support for FFA youth. The hosts previewed upcoming FFA interviews and celebrated the strong summer crop season. For the latest agriculture headlines and more exclusive interviews, subscribe to the AgNet News Hour podcast and follow @AgNetWest on social media. And as always, let the Ag Meter know what's happening in your part of ag country by emailing nick@agnetmedia.com.

Odessey sells out premiere a year from now… Tennessee Bidness goes viral… Tennessee Stadium Noose… In-N-Out moving to Tennessee… One man has two lottery tickets win… A look at lotto… Give up X for a year for cash?... Best Vanilla Ice Cream?... Tracker show makes cuts… Untamed on Netflix… ChewingTheFat@theblaze.com Top weekend movies… Who Died Today: Iris Williams 79 / Robbie Pardlo 46 / Alan Bergman 99 / “Papa Jake” Larsen 102 / Eileen Fulton 91 / Prince Al-Waleed bin Al-Saud 36 / Keith Mccalister 61… Airlines making news… Delta to charge with AI judging how much?... Email scam?... Joke of the Day… www.blazetv.com/jeffy Promo code: Jeffy… Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode of Backpacker Radio presented by The Trek, brought to you by LMNT, we are joined by Karl Ford. Karl is a retired environmental scientist, conservationist, and author of Triple Crown Hiking Adventures and The Colorado Trail in Crisis: A Naturalist's Field Report on Climate Change in Mountain Ecosystems.  In this conversation, we dive into Karl's experiences hiking the Triple Crown, his perspective on the current state of conservation and what the future may hold, and how climate change is already impacting our beloved long trails, with a special focus on the Colorado Trail. We also talk about what individuals can do to help combat climate change, and how Karl personally walks the walk when it comes to protecting our planet. We wrap the show with some convo on pre-hike anxiety, what the Hiker Trash four houses are, the triple crown of gingers, a blood boiling thing of the week, and a listener voicemail about UTIs. LMNT: Get a free sample pack with any order at drinklmnt.com/trek. Gossamer Gear: Use code “BACKPACKER20” for 20% off packs at gossamergear.com.  Ombraz: Use code “BACKPACKER30” for $30 off at ombraz.com/discount/backpacker30. Betterment: Learn more at betterment.com/trek. [divider] Interview with Karl Ford Karl's LinkedIn Karl's Post on the Trek The Colorado Trail in Crisis: A Naturalist's Field Report on Climate Change in Mountain Ecosystems by Karl Ford Triple Crown Hiking Adventures: 8,000 Miles on the Long Trails by Karl Ford Time stamps & Questions 00:05:20 - Reminders: Sign up for the Trek's newsletter, apply to blog for the Trek or to run Trail Correspondents, and listen to our episodes ad-free on Patreon! 00:10:55 - Introducing Karl 00:11:34 - What's your trail name? 00:13:04 - What's your outdoors origin story? 00:23:45 - Do you have a standout story about Colorado Trail history? 00:26:45 - Where did the Ute tribe get sent to? 00:28:40 - Are there popular spots along the CT that retain Ute names? 00:29:38 - Where do you think we're headed in regards to public lands? 00:33:55 - Do you remember a shift towards conservation when you were young? 00:40:50 - What got you into thru-hiking? 00:47:40 - Discussion about Karl's tick experiment on the AT 00:49:50 - Have you followed the Lyme disease vaccines that are in development? 00:51:30 - Did you know you wanted to do more thru-hikes after the AT? 00:55:45 - What advice do you have for people who want to start thru-hiking in retirement? 01:00:30 - How do you prevent injury and recover well? 01:04:25 - Discussion about hiking the CT during the pandemic 01:08:20 - What is forest mortality? 01:09:03 - How are beetles related to climate change? 01:15:10 - What's your level of optimism in slowing the effects of climate change? 01:20:52 - Do you have any optimism about technological solutions? 01:22:40 - Discussion about deforestation and reforestation 01:26:10 - What does the future of the CT look like? 01:30:00 - What are the downstream effects of a primarily lodgepole pine forest? 01:33:25 - Wilderness areas along the CT 01:34:20 - What can we do? 01:39:38 - Stay Salty Question: What is your hottest take in the world of backpacking or the outdoors at large? Segments Trek Propaganda: I've Dreaded Every Hike I've Ever Done — But I Go Anyway by Kelly Floro QOTD:  When you're a hiker what are the four houses you are sorted into? Triple Crown of gingers Blood Boiling Thing of the Week Listener Voicemail Mail Bag 4 Star Review [divider] Check out our sound guy @my_boy_pauly/ and his coffee. Sign up for the Trek's newsletter Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex and Misty with NavigatorsCrafting, Alex Kindle, Andrew, Austen McDaniel, Brad & Blair Thirteen Adventures, Bill Jensen, Brent Stenberg, Bryan Alsop, Carl Houde, Christopher Marshburn, Clever Innuendo, Coach from Marion Outdoors, Eric Casper, Erik Hofmann, Ethan Harwell, Gillian Daniels, Greg Knight, Greg Martin, Greg McDaniel may he bring honor to his name, Griffin Haywood, Hailey Buckingham, Minty Hikes Studio, Patrick Cianciolo, Rebecca Brave, Rural Juror, Sawyer Products, SPAM, Timothy Hahn, Tracy ‘Trigger' Fawns A big thank you to our Cinnamon Connection Champions from Patreon: Bells, Benjy Lowry, Bonnie Ackerman, Brett Vandiver, Chris Pyle, David, David Neal, Dcnerdlet, Greg Floravanti “Lumberjack”, Jack Greene, Jeanie, Jeanne Latshaw, Luke Netjes, Merle Watkins, Peter, Quenten Jones, Ruth S, and Spencer Hinson.

On this episode of the Patrick Jones Baseball podcast, we welcome back Dr. Adam Maloof, a Princeton University professor and passionate baseball researcher with a unique insider's perspective on the college game. As a former college catcher and a current contributor to the Princeton baseball program, Dr. Maloof blends scientific rigor with firsthand baseball experience to dig into some of the sport's most intriguing questions.Today's conversation centers on Dr. Maloof's recent wave of impactful research articles, touching on the art and value of catcher framing, the intricacies of evaluating pitching and hitting at the college level, and why traditional metrics might not be telling the whole story. We dive deep into why receiving is an underrated part of catching, how advances in data collection can help teams gain the Moneyball-style edge, and what simple statistical models like JOPS+ are teaching us about what really wins games in college baseball.Whether you're a coach, recruiter, player, or just a diehard baseball fan, this episode offers actionable insights and candid reflections on how the world of college baseball is evolving—and how smarter, more targeted analysis can shape success on the field. Buckle up for an engaging blend of science, strategy, and the irreplaceable human element of the game.Check Out Patrick's Stuff:• Patrick's Weekly Recruiting Newsletter – Get insights on college recruiting, player spotlights, and advice for parents and coaches. Subscribe at https://www.patrickjonesbaseball.com/recruit• Need Help with College Recruiting? – We help serious baseball players get recruited. Book a 1-on-1 consult at https://www.patrickjonesbaseball.com/recruitingAdam's research articles mentioned in this episode: Catcher FramingEvaluating college hittersEvaluating college pitchersAdam's contact information Email: maloof@princeton.edu03:53 Future of Automated Strike Zones09:31 Catcher Recruitment Strategy Insights12:56 "Evaluating Strike Count Impact"16:13 Catcher Framing Outweighs OPS17:13 Baseball Research Unbiased Perspective21:58 Tracking and Improving Athletic Performance26:12 Balancing Fit and Fitness in Science28:51 Pitching Strategy: Efficiency Over Power31:41 "Win Expectancy and Base Runners"34:27 Simulated Player Performance Analysis39:20 Evaluating Biases in Scouting Practices41:21 Rethink Recruiting for College Success44:41 Challenges of College Baseball Recruiting47:43 Evaluating Athlete Intangibles and History53:32 Overwhelmed Choices in College Recruiting54:40 "JOPS. Simplifies Baseball Stats"Check Out Patrick's Stuff:•

Welcome back to the Dr. Kinney Show! This week, I'm joined by Dr. Yasaman Roland, founder of the Center for Transformative Dentistry in Annapolis, MD. Dr. Roland is a pioneer in functional whole-body dentistry, helping both children and adults address issues like TMD, sleep apnea, and jaw development—not just for a better smile, but for better overall health.In this fascinating episode, we explore the critical link between oral health and whole-body wellness. From breathing and posture to sleep quality and inflammation, Dr. Roland explains how your mouth's structure can impact everything from your hormones to your gut health—and why correcting these issues can be life-changing.In Today's Episode We Discuss:Why the mouth-body connection is essential for whole-body healthHow jaw structure impacts breathing, sleep, and oxygen intakeWhy mouth breathing is linked to cavities, gum disease, and gut health issuesThe connection between dental structure, posture, and chronic fatigueHow children's jaw development affects their future healthThe importance of addressing sleep apnea and airway restriction earlyWhy functional dentistry isn't just cosmetic—it's whole-body medicineInnovative therapies Dr. Roland uses, including craniosacral techniques and ozone therapy for gum health and infectionsDr. Roland's approach is redefining dentistry, proving that a healthy smile isn't just about looks—it's about helping your entire body function optimally.Connect with Dr. Yasaman Roland:Website: https://transformativedentist.comInstagram: @transformative_dentistry Dr. Erin Kinney is a Naturopathic Doctor, coach, and speaker, who helps patients understand their bodies to regain control of their health. Each week, alongside leading health and wellness experts, Dr. Kinney shares strategies and tools for optimal body function.Tune in to the Dr. Kinney Show to reconnect with your body's wisdom and restore harmony in your life.

In today's episode of Psych Talk I chat with Mary-Frances Moore, LMHC, CCTP-II about the psychological impacts of bariatric surgery. Mary-Frances starts the discussion by sharing what got her interested in the psychological impacts of bariatric surgery, what bariatric surgery is, and who is a good candidate for bariatric surgery . She discusses the purpose of a psychological evaluation before bariatric surgery and what such an evaluation entails. Mary-Frances describes ways individuals can psychologically prepare for bariatric surgery, as well as the psychological impacts of bariatric surgery. We discuss psychological pieces individuals miss or do not consider when it comes to preparing for bariatric surgery, as well as post-operatively, in addition to gaps when it comes to support available for those preparing for or who have gone through bariatric surgery. Further, Mary-Frances shares mental health supports individuals should consider before, during, and after bariatric surgery. Connect with Mary-Frances:IG: ⁠@the.btrc⁠Website: ⁠https://thebtrc.com⁠Connect with Me:Follow me on IG ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jessicaleighphd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast on IG ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@psych.talk.podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on TikTok ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jessicaleighphd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow me on Threads ⁠⁠⁠⁠⁠@jessicaleighphd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Welcome to Group Therapy Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join my Facebook community: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Grow Through What You Go Through⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ways to Work With Me:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mind Over Matter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LGBTQ+ Affirming Masterclass⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Be a guest on my podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Resources:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Anti-Racism Resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LGBTQ+ Affirming Resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Helping Professional's Guide to Boundary Setting⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Intro/Outro Music⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Life of Riley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ by Kevin MacLeod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Music License⁠⁠⁠⁠⁠⁠⁠⁠

On this edition of The Drive, Hart and Fitzy debate the biggest topics from the day in sports, including top Red Sox trade targets, the concept of trading Jarren Duran, Ben Simmons potentially signing with the Celtics, and more.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Understanding the New Medicare Preauthorization Pilot: What Agents Need to KnowIf you're an insurance agent, advisor, or just someone who loves to stay on top of Medicare changes, episode 85 of the Insurance Business Babes podcast is a must-listen. Hosts Joanna Wyckoff and Kathe Kline dive deep into Medicare's new pilot program for prior authorizations on certain Part B services—sparking lots of questions (and a bit of anxiety) among agents and clients alike. Here's a summary and further commentary on what you need to know.What's Changing and Where?This new prior authorization program doesn't signal an immediate, nationwide overhaul; for now, it's a six-year pilot launching in 2026, affecting just six states: New Jersey, Ohio, Oklahoma, Texas, Arizona, and Washington. Importantly, it targets only specific services, not everything under Part B. As Joanna reassured, “It's not a complete change across the board,” so there's no need to panic—yet".Which Services Are Included?There's a preliminary list of 17 service categories that will require prior authorization, including procedures like knee arthroscopy, spinal fusion, epidural steroid injections, implants for sleep apnea, and expensive wound care products. Many of these (like knee scopes and advanced wound care) have been flagged for possible overuse and abuse in the past.Kathe pointed out how this pilot likely aims to rein in unnecessary spending, similar to how the system already handles powered wheelchairs or certain prosthetics nationwide.Impacts for Agents and ClientsJoanna stressed the need for communication: If you have Med Supp clients in the affected states, you should proactively reach out to prepare them—before they hear from a competitor. It's crucial to clarify that Med Supp plans still can't require their own prior authorizations; the requirement comes from Medicare itself.For now, most “normal” Part B services won't require pre-auth, and providers demonstrating “clean requests” may even earn exemptions. AI programs will help process authorizations, but final decisions should still involve a human touch.Looking AheadThough limited for now, both hosts agreed agents should keep a close eye on this pilot. The landscape could shift significantly if results push Medicare to roll out prior authorizations nationwide. Stay informed, keep your clients prepared, and remember—clear, early communication keeps your relationships strong.This episode is sponsored by ⁠CertifiedMedicareAgents.com⁠. Use the coupon code BABES2024 for a free lifetime BRONZE membership.

Two big pieces of digital asset legislation─the Genius Act and Clarity Act─have either just been signed into law or are pending. What impact could they have on the economy and your investments? In this episode, Focus Partners' Todd Jones shares how these bills could affect cryptocurrencies. He also provides an update on market performance and recession indicators.Click here to view supporting charts referenced in today's episode.

A new study has revealed a four-day work week can improve employee wellbeing, confidence and job satisfaction. Umbrella Wellbeing Principal Psychologist Dr Dougal Sutherland spoke to Corin Dann.

1:40 --- NFLPA Executive Director Lloyd Howell resigns4:10 --- What's next for the NFLPA11:30 --- T.J. Watt's new deal15:25 --- How Watt's new deal impacts Micah Parson's next contract17:20 --- Rashee Rice sentenced for Dallas hit-and-run incident21:35 --- MAILBAG              21:40 --- What should be non-negotiable for the players in the next CBA?              23:25 --- Is this the end of the NFL? Are players getting too much power?              24:30 --- What's the first thing he'd push for if Florio became head of the NFLPA?              27:40 --- Could C.J. Stroud or Lamar Jackson holding out for fully guaranteed contracts force the hand of owners              29:45 --- How can NFL get away with having select games on paid streaming services?              31:45 --- Does Florio miss practicing law?              35:40 --- When will PFT be back on Sky?

Your daily recap of the biggest news from around the state that impacts you throughout the Palm Beaches and Treasure Coast.   

In the 2nd hour of today's show, the guys discuss what an impact season for the two falcons rookies looks like in year 1.

In this ABCD Roundup, we unpack the major developments shaping crypto and AI this week. Bitcoin blasts past $120K, marking a potential momentum shift, and the U.S. House passes the GENIUS Act, now awaiting presidential signature, a potential regulatory game-changer for digital assets. In AI, we break down capital flows, and venture capital shows extreme concentration, with 50% of funding going to just 12 firms. Tune in for insights on what we believe may be moving markets, shaping policy, and driving innovation.   Remember to Stay Current!   To learn more, visit us on the web at https://www.morgancreekcap.com/morgan-creek-digital/. To speak to a team member or sign up for additional content, please email mcdigital@morgancreekcap.com   Legal Disclaimer   This podcast is for informational purposes only and should not be construed as investment advice or a solicitation for the sale of any security, advisory, or other service. Investments related to the themes and ideas discussed may be owned by funds managed by the host and podcast guests. Any conflicts mentioned by the host are subject to change. Listeners should consult their personal financial advisors before making any investment decisions.

In today's episode, I sit down with Vincent La Iacona, a scientist-turned-entrepreneur who's challenging everything we think we know about oral care. After years working inside the industry, he realized dentists often focus too narrowly on brushing and flossing, ignoring the broader connection between oral health and whole-body wellness. Vincent breaks down how his company Aura Flora combines hyaluronic acid, microbiome-balancing prebiotics and postbiotics, and innovative flavors like yuzu-peppermint to create a full-mouth system that supports gut, brain, and sleep health. We also get into the leadership shift required to move from big corporate structures to fast-moving startups and what it takes to keep learning as a CEO.

Hour Two of the Good Morning Football Podcast begins with hosts Jamie Erdahl, Kyle Brandt, Manti Te’o and Rashad Jennings answering Throwdown Thursday questions - are you more intrigued by Caleb Williams/Chicago Bears or JJ McCarthy/Minnesota Vikings? Is it more likely for the single season rushing record or single season receiving record to be broken? Kyle shares his research on how being married impacts performance on the field. Titans DE Jeffery Simmons joins the show and talks about #1 pick Cam Ward and preparing for another season.See omnystudio.com/listener for privacy information.

The One Big Beautiful Bill Act was signed into law on July 4. This week on PMP Industry Insiders, Dan and Donnie discuss what the tax and operational impacts will be for pest control companies and their owners.    Hosts:  Dan Gordon, PCO Bookkeepers & M&A Specialists Donnie Shelton, Triangle Home Services

Your daily recap of the biggest news from around the state that impacts you throughout the Palm Beaches and Treasure Coast. 

Is Your Body Secretly Trapped in Trauma? Discover the Hidden Science with Dr. Aimie Apigian Could your chronic fatigue, anxiety, or autoimmune symptoms be signs of unresolved trauma stored in the body? Dr. Aimie Apigian, trauma expert and author of The Biology of Trauma, explains how emotional wounds can silently rewire your nervous system and impact your health for years. In this eye-opening episode, the founder of Trauma Healing Accelerated reveals: - The biology of trauma at the cellular level—and why it matters more than mindset alone - The difference between stress and trauma and how your body holds onto past pain - Why trauma is often at the root of autoimmune disease, anxiety, depression, and chronic illness - The hidden ways trauma affects women's health, especially during perimenopause and menopause - How somatic trauma healing can reset your nervous system and restore emotional safety - How trauma responses show up as physical symptoms and coping habits you might not recognize - The powerful link between trauma, alcohol use, and stress hormones—it's not just about cortisol - Why comparing your trauma story to others keeps you stuck - Simple somatic exercises and nervous system tools to support your healing - How resolving trauma can unlock your intuition, clarity, and life purpose This conversation with Dr. Aimie Apigian is a must-listen. Learn how to finally get unstuck from survival mode, reconnect with your body, and begin your path toward lasting emotional and physical healing. Pre-Order Dr. Aimie Apigian's book, The Biology of Trauma: How the Body Holds Fear, Pain, and Overwhelm, and How to Heal It: ⁠https://book.biologyoftrauma.com/preorder-amazon⁠ Follow us on Substack for Exclusive Bonus Content: ⁠https://bialikbreakdown.substack.com/⁠ ⁠BialikBreakdown.com⁠ ⁠YouTube.com/mayimbialik Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Slightly Spiritual! Ali and Cindy sit down for a solo episode where we deep dive on the topic of how the lives of our ancestors impact us, in this body, today. We talk about our ancestors experiences and how they cause us to have certain beliefs and patterns in this life, how ancestor trauma can be held in our bodies and how to work through it, if souls choose to incarnate into the families we are in today, how conception is the most important part of our lives energetically, the mother / grandmother connection in how we hold our grandmothers trauma unconsciously, the womb connection, energetic imprints, healing the feminine line, our fathers ancestral trauma and how that tends to show up in us, how to identify what is yours emotionally versus inherited and Cindy gives us tools and tips on how to heal ancestral emotions for ourselves and future generations. If you love Slightly Spiritual and want to help us expand our community, please leave us a quick review on ITunes or Spotify! podcasts.apple.com/us/podcast/slig…od/id1542525641 Follow us on Instagram: www.instagram.com/slightlyspiritualpod/ Follow Cindy on Instagram: www.instagram.com/revealingsoul/ Follow Ali on Instagram: www.instagram.com/alitmoresco/

Is Your Body Secretly Trapped in Trauma? Discover the Hidden Science with Dr. Aimie Apigian Could your chronic fatigue, anxiety, or autoimmune symptoms be signs of unresolved trauma stored in the body? Dr. Aimie Apigian, trauma expert and author of The Biology of Trauma, explains how emotional wounds can silently rewire your nervous system and impact your health for years. In this eye-opening episode, the founder of Trauma Healing Accelerated reveals: - The biology of trauma at the cellular level—and why it matters more than mindset alone - The difference between stress and trauma and how your body holds onto past pain - Why trauma is often at the root of autoimmune disease, anxiety, depression, and chronic illness - The hidden ways trauma affects women's health, especially during perimenopause and menopause - How somatic trauma healing can reset your nervous system and restore emotional safety - How trauma responses show up as physical symptoms and coping habits you might not recognize - The powerful link between trauma, alcohol use, and stress hormones—it's not just about cortisol - Why comparing your trauma story to others keeps you stuck - Simple somatic exercises and nervous system tools to support your healing - How resolving trauma can unlock your intuition, clarity, and life purpose This conversation with Dr. Aimie Apigian is a must-listen. Learn how to finally get unstuck from survival mode, reconnect with your body, and begin your path toward lasting emotional and physical healing. Pre-Order Dr. Aimie Apigian's book, The Biology of Trauma: How the Body Holds Fear, Pain, and Overwhelm, and How to Heal It: ⁠https://book.biologyoftrauma.com/preorder-amazon⁠ Follow us on Substack for Exclusive Bonus Content: ⁠https://bialikbreakdown.substack.com/⁠ ⁠BialikBreakdown.com⁠ ⁠YouTube.com/mayimbialik Learn more about your ad choices. Visit megaphone.fm/adchoices

In this vulnerable episode, Rachel and Ashleigh talk about the intersection of grief and health - it's a topic that we'll all deal with at some point, but isn't often discussed. Behavioural and lifestyle changes can dramatically impact our health in times of acute grief, which can exacerbate the pain we're already feeling. In this episode, the women share personal stories and go over some of the ways grief can negatively impact our health, as well as ways we can work to mitigate those impacts and care for ourselves even in times of acute sadness, stress, and devastation. We hope you find this episode helpful; if you do, please rate/review/subscribe and share it with someone who could benefit! Check out our BRAND NEW program from Muscle Science for Women: The Fit Pregnancy Specialization program! The program offers a customizable training program that will adjust throughout your pregnancy, a full exercise video library, a downloadable resource document and a 90 minute lecture from your coaches. Read more about our new program at this link, and reach out if you would like the military/first responders discount: https://www.rgfit.com/fit-pregnancy  If you have comments, feedback, or questions please send them to musclescience4women@gmail.com. Learn more about the hosts at rgfit.com and ashleighvanhouten.com Timestamps 2:00: Rachel shares life updates 11:20: How to manage health in times of acute grief 15:00: Self-help book recommendations 22:00: The immune response to stress 25:30: Tools for sleep 33:00: Importance of routine 39:55: Accelerated aging with grief 42:55: Coping strategies