measures taken to guard against damage
He was young, handsome, highly educated in the best English schools, a respected professional, and a first-class amateur athlete. He was also a serial killer, the Victorian equivalent of the modern-day Ted Bundy. His name was Montague Druitt—also known as “Jack the Ripper.”Druitt's handiwork included the slaughter of at least five women of ill repute in the East End of London—an urban hell where women sold themselves for a stale crust of bread. But mysteries still remain about Druit – including his thinking behind the murders, the man behind the moniker, and the circumstances behind his demise. Exploring these questions are today's guests Jonathan Hainsworth and researcher Christine Ward-Agius, authors of The Escape of Jack the Ripper: The Truth about the Cover-up and His Flight from Justice.We discuss:How a blood-stained Druitt was arrested yet bluffed his way to freedom by pretending to be a medical student helping the poorHow Druitt confessed to his cousin, an Anglican priestHow Druitt's family placed him in a private, expensive asylum in France, only for him to flee when a nurse blew the whistleHow Druitt's identity was concealed by his well-connected friends and family, thus hatching the mystery of Jack the Ripper
Over the last 2 weeks we have featured the 15 finalists in the Earthshot prize, an initiative to highlight and award projects designed to conserve and sustain natural environments, and improve our lives in ways that are sensitive to issues such as climate change and biodiversity loss. Here we discuss this year's winning projects and what future investment could mean for them. There are five prize categories with a million pounds up for grabs in each. Protect and restore nature. Clean our air. Revive our oceans. Build a waste-free world. Fix our climate. Image: Europe, Middle East and Africa region on planet Earth from space. (Elements by NASA) Credit: Harvepino/Getty Images
Today Jason talks about inflation, shrink-flation at the gas pumps, shortage induced inflation, what Governor Rick Desantis is doing to stem the tide of supply chain shortages, Southwest Airlines debacle, the Vax Mandate and the great resignation, The Goldman Sachs report versus the HCI or the Hartman Comparison Index and the birthday contest results! [1:23] The many facets of Inflation and the Great Resignation! [6:10] Birthday Contest News [6:46] The Goldman Sachs Housing Report and how we benefit from it [12:23] Misrepresentation of Home Prices [16:40] The Myth of 3D Printed Homes, Video HERE [17:55] Housing Inventory Solution Jason has been talking about for over a decade [23:12] And the Winners are... Watch the video of the Birthday Contest Entries HERE. And to all winners, pls visit www.JasonHartman.com/contest to claim your prizes! The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year??? This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit www.JasonHartman.com Guided Visualization for Investors: http://jasonhartman.com/visualization
Sermon Title: Protect The Seed? (Heart for The House) Terrance Wilson | COOL Church COOL Church Online Sunday Services; Live at 10am | Streaming 12pm & 7pm Website: https://thecoolchurch.com Social Media (Instagram, Facebook, Twitter) @wearecoolchurch
My HoneyDew this week is Shane Gillis! Shane Highlights the Lowlights of losing his SNL gig, quitting West Point, and disappointing his parents! SUBSCRIBE TO MY YOUTUBE and watch full episodes of The Dew every toozdee! https://www.youtube.com/rsickler SUBSCRIBE TO MY PATREON, The HoneyDew with Y'all, where I Highlight the Lowlights with Y'all! You now get audio and video of The HoneyDew a day early, ad-free at no additional cost! It's only $5/month! Sign up for a year and get a month free! https://www.patreon.com/TheHoneyDew SPONSORS: -Go to https://www.LetsDisco.com/HONEYDEW and enter code HONEYDEW at checkout for 30% off your first order. -Get 25% off ANYTHING you order when you go to https://LIQUIDIV.COM and use code HONEYDEW at checkout. -Protect yourself TODAY by visiting https://ExpressVPN.com/honeydew and you can get an extra three months FREE. -Take action and prevent hair loss go to https://www.Keeps.com/HONEYDEW and receive your first month of treatment free!
On today's show Dr Marni LaFleur is back to tell us all about her incredible charity LemurLove! They have three goals: Protect Lemurs; Empower Women; and Further Science. By focusing on these three goals we find ourselves discussing topics including the illegal pet trade, tourism and zoonotic disease. Additionally, we talk about the role that researchers from outside of Madagascar should play in conservation, and how LemurLove tries to empower local people. Make sure to follow the show on your podcast streaming service of choice and on Social Media (@PangolinPodcast) so that you don't miss out on any of the new episodes! LemurLove can be found on Facebook, Twitter & Instagram, and @ http://www.lemurlove.org Finally, thank you so much to the Lemur Conservation Network for their incredible support. You can follow them on Facebook, Twitter (@LemurNetwork), and Instagram (@lemurconservationnetwork). Alternatively, you can visit their website: https://www.lemurconservationnetwork.org Music Credits: "Cambodian Odyssey" Kevin MacLeod (incompetech.com), Licensed under Creative Commons: By Attribution 4.0 License, http://creativecommons.org/licenses/by/4.0/ At The Shore by Kevin MacLeod, Link: https://incompetech.filmmusic.io/song/3389-at-the-shore License: http://creativecommons.org/licenses/by/4.0/ Monkoto by Kevin MacLeod, Link: https://incompetech.filmmusic.io/song/4072-monkoto License: http://creativecommons.org/licenses/by/4.0/ AngloZulu by Kevin MacLeod, Link: https://incompetech.filmmusic.io/song/3372-anglozulu License: http://creativecommons.org/licenses/by/4.0/
Have you noticed your dollar isn't stretching as far as it used to? Andy Webb reviews the most recent inflation data indicating these increased price points are here to stay. Protect your family's financial future with passive income, become a sophisticated real estate investor today! Click to Listen Now
Have you noticed your dollar isn't stretching as far as it used to? Andy Webb reviews the most recent inflation data indicating these increased price points are here to stay. Protect your family's financial future with passive income, become a sophisticated real estate investor today! Click to Listen Now
Have you every talked to someone who just seemed to bring your mood down? In this week's episode of Chasing Greatness we walkabout how to protect your happiness. We look at some of the steps you can take to protect your happiness and make sure that you have a positive day. Support the show (https://truthinresultstraining.com/ebook/purpose-driven-life-e-book)
Many entrepreneurs are fulfilling their dreams of building a business based on a product they built. Spending countless hours, and significant money on development, these ideas need to be protected. But so many questions come up about the best way to be protected. Jason Scherwith Carter DeLuca & Farrell joined me to share what a patent is, how it can protect you and what level of protection would be best. If you need support or have additional questions, you can reach Jason at email@example.com
Police have declared the fatal stabbing of the Conservative MP, Sir David Amess, to be a terrorist incident. Sir David was attacked yesterday while holding a surgery for constituents at Leigh-on-Sea in Essex. Police forces are expected to contact all 648 MPs over the course of Saturday after the Home Secretary ordered an immediate review of their security arrangements. Martha Kearney speaks to Jade Botterill, who has experienced constituency surgeries in her work for Yvette Cooper MP, and gets the thoughts of both Harriet Harman MP and the former Chief Constable of Greater Manchester Police, Sir Peter Fahy. Following that, Nick Robinson speaks to Sir Bernard Jenkin MP and former Home Secretary, Jacqui Smith, about the tradition of MPs meeting their constituents face to face.
Whitlock welcomes former NBA player and newly minted YouTube star Kwame Brown for an hourlong discussion on sports, masculinity, and the personal battles of basketball's 2001 No. 1 overall draft pick. Does Brown agree with Jason that ESPN now stands for Emasculated Sports Personalities Network? Why are their mutual stances against Stephen A. Smith not just about personal beefs? Kwame gives his brutally honest takes on Kyrie Irving, Lil Nas X, LaVar Ball, Dave Chappelle, Boyce Watkins, Stephen Jackson, and Matt Barnes. No one should miss this very special “explosion of masculinity” on “Fearless.” Today's Sponsor: Try the Cattleman or Ranchers Classic bundles from Good Ranchers! It will provide a great meal for everyone in your family. Visit https://GoodRanchers.com/FEARLESS to get $20 OFF and FREE express shipping. Protect your online activity TODAY with ExpressVPN. Visit https://expressvpn.com/FEARLESS and you can get an extra three months FREE on a one-year package. Learn more about your ad choices. Visit megaphone.fm/adchoices
Katie Couric decided that she would edit out some of former Supreme Court Justice Ruth Bader Ginsburg's comments on Colin Kaepernick. The truth is out now but the Left will do whatever it takes to not only protect Katie Couric but to ultimately defend the narrative and messaging that they want.
Today's Flash Back Friday comes from episode 502, originally published in April 13, 2015 Jason Hartman reads a listener question about the rental rates decreasing and what to do about it. He also invites Jurgen Neugebohrn to the show and answers some of his personal questions. Jurgen is in the oil industry in Saudi Arabia and is interested in the real estate market. He has some very interesting questions for Jason to answer and picks Jason's brain on investing in real estate. Read the full transcription HERE. Key Takeaways: 4:50 – You don't hear about the people who have lost money investing in low rent to value ratio markets. 7:25 – Jason reads a listener question about rental rates decreasing. 12:15 – Remember to join our Memphis property tour! 13:50 – Jason introduces Jurgen, an online listener, to the show. 19:50 – What's Saudi Arabia like? 23:30 – According to Jim Norman, the reason why oil prices are so low now is because the US is trying to economically hurt Russia and Venezuela. 25:00 Jason explains why he disagrees with Harry Dent. 32:00 – Jason doesn't have a check list on what you should buy because properties vary depending on the investor's needs. 35:35 – Jurgen asks one last question about Fernando's independence day. Mentioned In This Episode: The Oil Card by Jim Norman The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year??? This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit www.JasonHartman.com Guided Visualization for Investors: http://jasonhartman.com/visualization
You've made it to retirement, now what. What happens if the market makes the inevitable correction. Can you recover and still have the retirement you planned? This week Saba Kahn offers tips on how to protect your nest egg in spite of a market downturn. Visit 1890Wealth.com Call 800-730-3385.
15 finalists compete for a one-million pound prize. 5 winners grab the prestige and funding for their projects. Protect and restore nature 03:19-06:23 Clean our air 06:24-09:58 Revive our oceans 09:58-14:47 Build a waste-free world 14:48-18:48 Fix our climate 18:50-24:17 You can reach me at firstname.lastname@example.org You can find my books here with the links to find your favorite retailer. Climate Fiction novels: Escape to Canamith https://books2read.com/u/bWP9y1 The Two Worlds of Billy Callahan https://books2read.com/u/mvnvLX Cli/Fi short stories- A Climate Carol and Other Cli-Fi Short Stories. Available in print or audiobook. https://books2read.com/u/38roQL Danny Bloom created the phrase “cli-fi” and founder of cli-fi.net. Here's his review. Climate-themed anti-Trump short story 'A Climate Carol' will be read 100 years from now ''We must build arks,'' the Notre Dame University philosopher Roy Scranton urges, ''not just biological arks, to carry forward endangered genetic data, but also cultural arks, to carry forward endangered wisdom.'' One such cultural ark has already been built and it's a 14-page Christmas story from the pen of Richard Friedman in Cleveland, Ohio. In the title story, "A Climate Carol," based very closely on U.S. President Donald Trump's stubborn and selfish personality and his public denial of climate change, a narcissistic East Coast businessman and billionaire receives a visit on Christmas Eve from three Charles Dickens-like ghosts in a contemporary spin of that timeless classic from the 1840s "A Christmas Carol." Charles Dickens first published his now famous novella “A Christmas Carol” more than 170 years ago -- in 1843 — and that story has reverberated and resonated worldwide ever since. With the annual holiday season upon us all every November and December worldwide (Thanksgiving, Chanukah, Christmas), a new kind of holiday story titled “A Climate Carol” has been published in 2019 and stands to remain in print for the next 100 years, if not longer. It's that good, and that important. In fact, I would say that this short story is the best and most important climate-themed short story to appear so far in the 21st century and is likely to remain popular over the next 100 Christmases for sure. When I read it online a few days ago, I was blown away by both the author's storytelling skills and the environmental eco-theme of the 14-page piece. Let me tell you a few things about this modern Dickensian-style story and how it fits into the world we live in today, where runaway global warming threatens to push human civilization into a dark corner we may never get out from. However, before I go on, please know that “A Climate Carol” ends on an optimistic note, where ecumenical goodness triumphs over ''Trumpian greed'' and all ends well. In the story you will meet characters with names like Wilson Drummond (the proverbial '' Trumpian bad guy'' who later turns over a new leaf and becomes a champion of human kindness), his mother Gurtie Drummond, his limousine driver Sammie Johnson, and his employee Jericho Reese. And the star of the show, his grand-daughter Lily. You will also meet several important ghost-like characters, one who calls himself the Ghost of Climate Past, another who says they are the Ghost of the Current Climate in the world, and a third ghost who speaks in a chilling voice reminiscent of the horror movie actor Vincent Price and declares that he is the Ghost of Climate Future. In the end, we learn that the Scrooge-like Trump-like Drummond has mended his insensitive ways and become a better human being. He even later becomes President of the United States and turns out to represent all that is good about America. And grand-daughter Lily lives to the ripe old age of 93 and looks back with fondness at the strange but redemptive life of her grandfather for the things he later did to... Support this podcast
Iwi leaders in Tairawhiti Gisborne want assurances from the government that their region will be protected from Covid-19. The threat of Covid-19 is heightened in the country's region with the most youth and the highest percantage of Māori. Yesterday, one iwi leader asked Associate Minister of Health Peeni Henare if he could speak to Cabinet about putting up borders. Our Tairawhiti reporter Tom Kitchin has more.
Today Jason welcomes 3D House printing enthusiast Jarett Gross as he explains the current state of 3D printed houses and how it could impact the future of the real estate market. They also discuss when it will be commercially viable to print residential homes and the implications for real estate and the economy. You can also watch the video HERE. Key Takeaways: [4:50] 3D printed homes in China [5:57] What is 3D Printing? [7:22] Work by WinSun in China [8:28] Origins of 3D house printing [13:32] Increased interest in 3D printed homes [17:22] Concern about concrete cracking [18:16] 3D printing with mud [19:50] Printing complex structures [22:46] Creating sharp corners [24:48] Weather can affect 3D printing [26:49] Off-site versus on-site [29:57] Icon's 3D printed home [31:19] 3D printing on Mars [33:03] 3D printed homes in Germany [36:43] When will it be commercially viable? [39:18] Implications for the real estate market https://Automate.Construction/ _______________________________________________________ The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year??? This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit https://www.jasonhartman.com/ Guided Visualization for Investors: http://jasonhartman.com/visualization
While the COVID-19 pandemic created new vulnerabilities for cybercriminals to exploit, how have those attacks evolved nearly two years later? In this episode, Anish Bhimani sits down with Anne Davis, Head of Cybersecurity and Technology Controls for Commercial Banking, to discuss the most common threats we're seeing today, key learnings from the last year and how companies can best defend themselves in our modern cyber landscape.
Protect your loved ones. When the time comes, be prepared to werewolf yourself. psssst… This spotify link goes to Also Joe. You'll hear his song Moving On in this episode… You should follow his artist page and listen to the rest of his self titled album that just released… You're welcome. https://open.spotify.com/artist/1W4A1H9a1a7ioRdBavsCiq Check out our Network Discord and everything Outlaws at https://linktr.ee/outlawsnetwork Intro/Outro Music: Ethan Gustavson somepointsound.com Cover Art: Natalie Spitzel nataliespitzel.com
Summary: On today's episode we break down the pros and cons of investing in technology and other tools. It's important to understand exactly what you're investing in and what it will do to help accelerate your business. Technology is a vast, evolving field so it's also important to ensure that your information and assets are thoroughly protected. One of the ways you can achieve this is through redundancy. Protect the information that makes your business unique by keeping an updated, spare copy. While technology and tools can really benefit your agency, allowing your business to rely on a single platform, or tool, is deadly. Also, forgetting that you have 27 different tools for 2 jobs is definitely very costly. Being aware, thoughtful, creating redundancy, and assessing your tools will help your agency be ahead of the curve. Top 3 Curtain Pulls in this episode: Know exactly what you're investing in, and why. Technologies are the tools of the trade in the agency world. But if you're not careful, you'll quickly become bloated. “The point is to invest into it and to be aware of it.” Create redundancy. In the agency world, we are always creating various kinds of information. This information is what allows our businesses to exist and succeed. It's our IP and it's critical to clients. Your information is most likely your entire business. In order to protect your information, redundancy is a must. Protect your ideas and information by storing them in more than one place. “You're making information, so you gotta protect that.” Evaluate your tools to become self-sufficient. Services, subscription, platforms, and other tools can be incredibly helpful, but if you're not careful they'll run away with your profit. Have you ever had 12 different TV subscriptions so that you can watch every single NFL game, yet never ue them? This can happen with your agency's tools, and with these applications, the bills really stack up. This is why it's important to regularly assess your tools and determine how your agency would be affected if they suddenly were gone. “What type of technology are we relying on that if it went away would hamper our business?” For more tips, discussion, and behind the scenes: Follow us on Instagram @AgencyPodcast Join our closed Facebook community for agency leaders About The Guys: Bob Hutchins: Founder of BuzzPlant, a digital agency that he ran from 2000-2017. He is also the author of 3 books. More on Bob: Bob on LinkedIn twitter.com/BobHutchins instagram.com/bwhutchins Bob on Facebook Brad Ayres: Founder of Anthem Republic, an award-winning ad agency. Brad's knowledge has led some of the biggest brands in the world. Originally from Detroit, Brad is an OG in the ad agency world and has the wisdom and scars to prove it. Currently, that knowledge is being applied to his boutique agency. More on Brad: Brad on LinkedIn Anthem Republic twitter.com/bradayres instagram.com/therealbradayres facebook.com/Bradayres Ken Ott: Co-Founder and Chief Growth Rebel of Metacake, an Ecommerce Growth Team for some of the world's most influential brands with a mission to Grow Brands That Matter. Ken is also an author, speaker, and was nominated for an Emmy for his acting on the Metacake Youtube Channel (not really). More on Ken: Ken on LinkedIn Metacake - An Ecommerce Growth Team Growth Rebel TV twitter.com/iamKenOtt instagram.com/iamKenOtt facebook.com/iamKenOtt Show Notes: [0:44] Brad opens today's episode by talking about Bob's radio voice and the new Apple iPhone 13. [1:59] Brad asks the guys, “When is the right time to make some upgrades or to give your employees some new gadgets? When is the right time to invest in technology?” [4:27] Brad talks about what technology he provides for new, full time employees, and how he wants their first day at Anthem Republic to feel like Christmas. [7:50] Ken discusses his strategy for preventing a buildup of unused computers. [8:23] Ken says that investing into your employees by providing them with technology that will help them be more productive or produce better results will pay for itself. He also asks, “From a security side of things, how do you control all these laptops and what's on them, to the level that you need to for your business?” [11:11] Bob asks about other kinds of tech and talks about evaluating their usage and value on a yearly basis. [11:31] Brad talks about automation and his timeline for upgrading technology. [12:23] Ken contemplates the psychological aspect of opening a new computer box from Apple. [13:36] Bob discusses the importance of redundancy. He also continues the conversation about evaluating the tools your company relies on and how a shutdown could negatively affect your business. “What type of technology are we relying on that if it went away would hamper our business?... How do we keep on top of that, and always have redundancy in a backup?” [15:13] Ken recommends that every laptop should have a ‘backup cloud' backup solution that is different from Dropbox to protect the information that your business runs on. [17:45] Ken talks about physical hard drives and other methods of protection for your information. “You're making information, so you gotta protect that.” [18:04] Brad discusses his perspective on hard drives and redundancy. [21:30] Bob talks about the questions he asks his employees to, “Keep us thinking about how to be redundant and self-sufficient, but it also keeps us ahead of the curve.” [27:11] Ken talks about the importance of awareness when your agency has many third party tools, and how those subscriptions can really add up. [29:11] Bob discusses a cost reducing method where your clients pay a fee of some sort that helps cover the cost of the third party tools you use. “If you do have an expense like that where you have a subscription figure out ways to charge the clients and encourage them pay for that subscription.” [32:10] Brad considers how to make sure that your data on the cloud is protected in the future. [33:08] Ken talks about how, “There is always a backdoor for the government to be able to get access to any data for any company.” [38:05] Ken concisely summarizes his perspective on investing in technology when he says, “I think the point is to invest into it and to be aware of it.” [42:05] Bob talks about how to be a leader for your agency when investing in technology. [46:02] Bob mentions a book called “This is How They Tell Me the World Will End” that is about cybersecurity and vulnerability. [49:41] Ken says that it is crucial to have a strategic mindset and stack the odds in your favor. [50:36] Bob concludes this episode by briefly talking about ensuring that your agency has cybersecurity from all angles.
Jason's so glad he's back in Florida from a 15 day, 3 city excursion! On a rare occasion, he actually agrees with Gavin "Nuisance" on his gas-powered leaf blower initiative! He then shows you how to benefit from inflation as he expounds more on his patent "Inflation Induced Debt Destruction" as it manifests itself everywhere. "Shrink-flation" - packages and portions are getting smaller as we "get less, and pay more." And Ashley shares a blog post about America becoming a "renter nation." And finally Jason answers a few questions from a recent Q & A sharing some brilliant advice on rental property investments. The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year??? This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit www.JasonHartman.com Guided Visualization for Investors: http://jasonhartman.com/visualization
Welcome back! It's episode 55 of Payne Points of Wealth and inflationary pressure is mounting. We've literally had the 10-year treasury up above 1.5% as central banks around the world are starting to indicate that they're going to start to taper and potentially raise interest rates sometime next year. In addition to that, we've got oil prices surging around the world right now, a natural gas shortage in Europe, and costs are going up because oil literally runs everything. So what do you make of the current economic environment? Meanwhile, we still have fighting on Capitol Hill as they're looking to spend trillions and raise taxes. It's a tumultuous time but we're going to give you the game plan you need right now to succeed. On the Tipping Point today we'll talk about how your financial independence plan is like having a great flight plan to make sure you can create the most secure financial situation for yourself. Don't miss it! You will want to hear this episode if you are interested in... Where are the corrections happening? [1:27] Mutating economy [4:26] Where the economists always get it wrong [6:53] The Tipping Point [10:30] Being prepared for turbulence [15:40] Hidden Facts of Finance [21:12] A mutating economy bodes well for those in the ‘stuff' making industry We talk about the fear of this virus mutating. Well, we mutate. The economy, the global economy, it all mutates. We've changed how we do things and the economies are booming as a result of mutating away from the way things used to be done. Now, there are some near-term problems like supply chain disruptions. But if you're making stuff right now, if you have stuff in your inventory, you can charge whatever you want for it. What a great place to be. Those in the stuff manufacturing business aren't sitting at home twiddling their thumbs, they're working 24/7 to get more stuff produced and manufactured so they can sell it! Meanwhile, all this has inflationary implications, but nothing like we had in the 70s'. We're going to have higher inflation, it will be a little stickier, but we will probably end up at 2.5-3%, nothing to be afraid of, but something you have got to hedge your portfolio for. This week on the tipping point: Financial flight plans Like anything in life, it's important to have a plan, especially when you're flying, you have to have a flight plan. Your flight plan will be dictated by what the weather's like, the winds, how many passengers you have, how much fuel you have to take. It's important before you take off to have a good idea of not only where you're going but how you intend to get there. That same principle applies to your investment portfolio. It's not about making the most money, it's about getting to your destination as safely as possible. The other thing about a flight plan is you're going to have turbulence along the way that comes out of the blue. That's what happens with the markets, like the pandemic, no one could have predicted it. It came out of the blue, the drop in the markets came out of nowhere. It's not how you react in the moment, it's about having that proactive plan ahead of time. You have to be prepared for turbulence in your portfolio. Most of you aren't and you don't even realize it. If the world falls apart tomorrow, you're not protected. That's why we always take your portfolio through that stress test. Is your portfolio built and designed to get through that turbulence? This week's hidden facts of finance The total value of US stocks is now over $51 trillion, a $16 trillion dollar rise from pre-pandemic values. To put that $16 trillion advance into perspective—it took over 200 years from the founding of the earliest US stock exchange in 1790 to the 2007-09 financial crisis for the stock market to create its first $16 trillion in value. Wow! So that's an amazing amount of money in the course of a very short period of time, during a pandemic and a global shutdown to boot! If there's any doubt as to where you should be investing your money, with a $16 trillion increase in just 18 months, sounds like the stock market is the place to be. Resources & People Mentioned See if you qualify for a complimentary financial review from the Paynes Connect With Ryan, Bob, and Chris http://PayneCM.com Follow on Twitter Follow on Facebook Follow on LinkedIn Subscribe on YouTube Follow on Instagram Subscribe to Payne Points of Wealth On Apple Podcasts, On Google Podcasts, On Spotify
In this episode, I'm talking to a fellow dog blogger! You may know Melanie Demi from her Instagram and TikTok accounts @herboozytails. She shares with me why she added a blog to her content platforms about 2 years ago and why it's a good thing to consider for other petfluencers. Melanie also shares her advice around pivoting content and how she decided to change the name of her name on social media accounts last year. If you've ever considered changing your name, you'll want to hear Melanie's advice. The rest of the shownotes can be found at wearwagrepeat.com/podcast
Keep wild trout wild. Not all trout are created equal, and there are many differences in the trout we catch -- in their appearances and their behaviors. Wild trout, stocked trout, holdover trout, fingerlings and club fish are very much a different breed -- or at least they can seem that way.My friends join me for an honest discussion about the trout we pursue. All of us fish for every kind of trout on the list. And all of these trout hold value -- but not equally.We believe wild trout populations should be protected, wherever they are found. That starts by eliminating the stocking of hatchery trout over wild trout. And it continues by finding struggling wild trout populations and helping them -- strengthening their numbers by improving water quality and habitat. Neither government nor private organizations should be permitted to stock over established wild trout populations. Full stop.Why does a wild trout matter? Because it's real. Because it's adaptable. Because it holds the evolutionary genetics for surviving in its own river system. Because it is a strong, lasting creature. Because wild trout are (most often) more challenging to catch. Sometimes they're harder to find. Because they are survivors. Because they are a symbol of nature's persistence against human intervention. And a wild trout, in all its beauty, is . . . simply . . . wild.In this episode, we talk about each of the five kinds of trout that we catch, because this hierarchy holds up all across the country, not just here in Pennsylvania.Wild TroutFingerlingHoldoverStockieClub FishAll trout have value. And if you are having a great time catching trout, well, that's the point. Enjoy it. Get out there, fish hard and have fun.And yet, there's also nothing wrong with addressing this topic and understanding that there are major differences in the trout we catch. Stocked trout are often nothing like their wild counterparts. This is true.We discuss the following:The harm done by stocking over wild troutStocked trout habitsHow to tell the differenceThe important value of stocked fishHow club fish set up expectationsWe believe that wild trout, wherever they are found, should be kept wild and given a chance. It's important to recognize the exceptional value of wild trout and to understand the limited value of the stocked trout. We should not get them confused. By pushing for regulations that protect wild trout and enhance their habitat we can prepare a better future. By choosing to showcase wild fish over hatchery fakes we send a signal.Value the wild trout. Protect it. Catch it, and release it. And yes, value the stocked trout for what it is. ResourcesREAD: Troutbitten | The Hierarchy of Trout In PennsylvaniaREAD: Troutbitten | Posted -- Club Fish -- 2065READ: Troutbitten | Why Wild Trout MatterREAD: Troutbitten | What Happened to Laurel Run? The Story of a Stocked Trout Stream and a FishermanREAD: Troutbitten | Does a Stocked Trout Ever Become Wild?Visit:Troutbitten WebsiteTroutbitten InstagramTroutbitten YouTubeTroutbitten Facebook
The trilogy delivered in a big way! Action, drama, knockdowns, back and forth - congrats to both fighters for delivering us an amazing heavyweight boxing match - we needed this! Pacific Coast Boxing breaks down the entire fight from the walk-ins, to each round, to what happens next for both fighters.Protect yourself at all times!
When you tick a box on an online privacy notice, just how much personal information are you giving away? Is the tradeoff worthwhile? When it comes to data, the relationship between companies and consumers is uneven — customers are getting a raw deal because there's no limit on what a company can collect. Whose job is it to regulate this space and better protect consumers' data? Tom Wilson, CEO of Allstate, thinks the federal government should step in with a digital Bill of Rights that would increase transparency. Jen King, Privacy and Data Policy Fellow at the Stanford Institute for Human-Centered Artificial Intelligence, believes one (among many) solutions is data trusts. They speak with Kristine Gloria, director of artificial intelligence for Aspen Digital, about large-scale solutions and what consumers can do today to better protect themselves online.
P.M. Edition for Oct. 12. The Biden administration is considering a proposal that would protect immigrants without work authorization from being deported, if they report an abusive employer. Immigration reporter Michelle Hackman joins host Annmarie Fertoli to discuss how the proposal fits into the administration's broader immigration policy. Learn more about your ad choices. Visit megaphone.fm/adchoices
How do you achieve infinite returns with rental property investing? Adam Jackson, US Marine veteran and client, shares his story and lessons from buying 14 rental properties in 5 years. Adam discovered Jason Hartman's podcast in 2015, started investing in Memphis rental properties and has built a portfolio with infinite returns on half of his portfolio. Key Takeaways: [2:02] Adam shares what are his “infinite returns” on half of his portfolio. [4:45] Adam's story from reading Seven Years to Seven Figures, listening to Creating Wealth Real Estate Investing, and closing on his 14th property. All in 5 years! [5:19] Ready, fire, aim concept works well in real estate investing [9:14] Gain control of the real estate and then let it work for you. [13:43] What were the good/bad experiences in the first five years of investing? [17:38] Adam's worst deal was still a double-digit ROI [20:16] Some people in the income property game think they're losing when they're winning because they don't know how to do the math. [24:54] Income property investing vs. Wall Street [33:39] Rents are decreasing in crowded cities like Brooklyn _______________________________________________________ The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year??? This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit https://www.jasonhartman.com/ Guided Visualization for Investors: http://jasonhartman.com/visualization
Nurses have experienced some of the most intense moments in nursing history during the COVID-19 pandemic. They worked to protect the public, often at the risk of their own physical and mental health. Yet, many nurses expressed that they did not feel equipped or trained to respond to this pandemic.Nurses are on the frontline of public health emergencies, including pandemics, environmental disasters, and mass casualty events. The nursing workforce must be prepared to respond to these events, and be protected as they respond. In this episode, frontline nurses share about their experiences responding to the COVID-19 pandemic and other public health emergencies, and explore how nurses should be strengthened, prepared, and protected for the next emergency. In this episode, we hear from:Angela Gray, public health nurse, Nursing Director for Berkeley County and Morgan County Health DepartmentsDr. Michael McGinnis, Leonard D. Schaeffer Executive Officer of the National Academy of MedicineDr. Roberta Lavin, nurse practitioner, Professor and PhD Program Director at The University of New MexicoDerek DaSilva, intensive care unit nurseMarcus Henderson, psychiatric mental health nurseFor more information on this topic, we encourage you to read The Future of Nursing Report 2020-2030: Charting a Path to Achieve Health Equity. You can access the full report here. The views and opinions expressed by guests do not necessarily reflect the official policies, recommendations, and stances of the National Academies of Science, Engineering, and Medicine.
Live from the no panic zone—I'm Steve Gruber—I am America's Voice—God Bless America this is the Steve Gruber FIERCE AND FEARLESS – in Pursuit of the truth— Here are three big things you need to know right now— Three— Eat More Chicken! One of the fastest growing fast food restaurants, Chick-Fil-A is coming to Grand Rapids. Two— The Michigan Farmers Union says it is here to defend the small family farm and protect them from monopolies. One— More new maps for you to consider, as the Michigan Redistricting Committee puts maps forward to the hearing stage now.
On this episode of our in season series "In the NZone" with Coach Noel Mazzone we discuss some of the big games from that past week and what we can take away from them. Today we focus on: -Creating space for shot plays -Using motion and building a game plan -Defensive stems and movement -Plays protecting plays -Two point decisions and installing and planning two point plays
Dhruvin Patel is an optometrist and founder of Ocushield, with a mission to improve people's eyes or lives, one screen at a time. In today's conversation with Dhruvin, we chatted all about the potentially harmful impacts of blue light, ways to protect our eyes and skin from blue light, Ocushield's blue light blocking technology and products, and the relation to blue light and our sleep. “We go the extra mile to make sure we've created the best possible products and ones that adhere to medical guidelines.” - Dhruvin Patel, Ocushiled Founder Enjoy and let us know what you gained from the episode as we love hearing from this community! Follow the links below to learn more ways to connect with Dhruvin and be sure to grab some Ocushield products! Topics We Talk About: An entrepreneur's journey Preventative measures to protect our eyes and skin health Proven ways to sleep better at night The ways blue light affects our eyes, skin, and sleep patterns Medically rated blue light blockers, screen protectors, and technology Blue light vs. ultraviolet light Diseases causing blindness Zoom fatigue and our digital era Harmful effects of long-term exposure to blue light Ocushield's mission to be the best in blue light blocking technology Best time of day to utilize blue light blocking technology Long-term effects of UV and blue light on children's eye health Tips to reduce the amount of blue light your body is receiving Find more at lovingyourownsoulpodcast.com Resources: Connect with Dhruvin Patel on Instagram: @dhruvinpatel Follow Ocushield: @getocushield Click Here to Shop Ocushield - Use code: LOVINGYOUROWNSOUL15 Learn more about Britt's coaching services and programs: thebrittolson.com/ambuwellness Join our private Facebook Group: A Modern Wellness Community Learn more about Britt's spiritual wellness retreat happening December 3-6, 2021 in Rincon, Puerto Rico: www.thebrittolson.com/experiencemagic Connect with me on Instagram @thebrittolson or @lovingyourownsoulpodcast
It's Breast Cancer Awareness Month and we are so thrilled about the amazing line up we have in store for you. We understand this month can be triggering to many survivors and supporters in many ways, we also understand the importance of being proactive and understanding of Breast Cancer Awareness. Join the conversation as we speak with Dr. Kent and discuss risk factors and performing self-exams at home. Tune in NOW and join the fight against Breast Cancer. Help us spread the word when you listen, like and subscribe to our podcast!
Today we will be talking about cybersecurity in the news, and we also have some “Protect ya Neck” news. Next, we will discuss the return of hacktivists and the important questions it raises. Then finally, we will be handing out a cybersecurity award. You can visit the show's website at www.nothingaboutyou.com
Bomani Jones dives into a big weekend across sports, such as Oklahoma's win over Texas or the Bills topping the Chiefs (1:23). Plus, he breaks down the situation regarding Raiders coach John Gruden (10:28), and gets to an IYHH that includes Facebook's big outage (34:34) as well as your voicemails from when you came across a future pro and lost miserably (43:15). IYHH Stories @cathythorbecke breaks down Facebook's outage from last week that took over 5 hours to fix: https://abcn.ws/3Duu8dT @bxchen shares that ‘stalkerware” apps are proliferating. Protect yourself: https://nyti.ms/3iStrDw @jonswaine shares how an IG star's $7 million mission to rescue Afghani civilians didn't work: https://wapo.st/3lwqAC0
Just how do we balance the growing demand for electricity worldwide with the need to reduce fossil fuel emissions to address climate change? In our second programme on the Earthshot prize Chhavi Sachdev looks at some of the solutions. From projects looking at providing green hydrogen to industry worldwide and remote communities, to village scale solar electricity networks in Bangladesh and a portable pay as you go powerpack in Nigeria. Also how to provide a livelihood for people who live in areas where conservation concerns mean they are no longer able to follow their traditional hunting practices . And we feature solutions for dealing with our wastes in their many forms from cleaning up polluted water to recycling human and agricultural organic waste – including an innovative city based system for collecting and redistributing food that would otherwise be destroyed. The Earthshot Prize is an initiative from the Royal Foundation designed to highlight and reward inspiring solutions to some of the world's greatest challenges. There are 5 categories with a million pound prize available in each. Protect and restore nature. Clean our air. Revive our oceans. Build a waste-free world. Fix our climate. Image: Earth at night, Credit: Roydee/Getty Images
In today's 10th episode, Jason welcomes Jonathan Emord, a constitutional and administrative law attorney. He is the author of five books, including his most recent, The Authoritarians: Their Assault on Individual Liberty, the Constitution, and Free Enterprise from the 19th Century to the Present (2021). He is one of the United States' leading constitutional and administrative law attorneys. He has defeated the FDA eight times in federal court, more times than any other attorney in America. Jason also talks about today's US national holiday, Columbus Day, and the courage it took for European explorers who discovered the Americas. He also shares the lyrics of "Ordinary Man" an old song from the 1970s by the Canadian band Triumph, and how apt those lyrics are in today's political environment, including big tech's role in our daily lives! The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year??? This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com Jason's TV Clips: https://vimeo.com/549444172 Asset Protection, Tax Savings & Estate Planning: http://JasonHartman.com/Protect What do Jason's clients say? http://JasonHartmanTestimonials.com Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit www.JasonHartman.com Guided Visualization for Investors: http://jasonhartman.com/visualization
Are you addicted to productivity and sometimes feel slightly out of balance? I thought so! In today's show, we talk “balance” and about doing what matters most versus worrying about how much to get done. My guest Christy Wright, a Dave Ramsey personality, is a busy mom with three young kids, a bustling career, and she knows what it's like to be stretched too thin. Christy redefines balance and gives a clear path on how to achieve balance and be guilt-free. This is a power-packed episode full of great tips and strategies to win the day, one day at a time. Specifically, here is what we cover in today's episode: - How to become balanced in an unbalanced world. - Life balance isn't about doing everything for an equal amount of time; it's about doing the right thing at the right time. - Four reasons why we feel out of balance. - The solution to fighting too many fires. - Prioritize your day and recognize what is most important. - Christy shares the best habits to own her day. - The five steps to the path to balance. - How to take back your life from your to-do list. “It's not about productivity, it's about doing what matters.” Please share today's episode with your family, friends, and colleagues. And you know we would love it if you shared it on your social media! Tag us at: IG/Twitter: @ToddDurkin @christybwright FB: @ToddDurkinFQ10, @christybwright #Takebackyourtime #Balance --- 2:13 - Meet #1 Nation best-selling author, personal development expert, Dave Ramsey personality, and the host of The Christy Wright Show, Christy Wright. 4:34 - Christy shares her story of growing up with entrepreneurial parents. The number one question I get asked is - How do you balance it all? 7:15 - Take Back Your Time - The Guilt-free Guide to Life Balance. You can do it all and still feel out of balance! Balance is not something we do but what we create in our life. 10:10 - Life balance is not doing everything for equal amounts of time; it's about doing the right things at the right times. 12:50 - The reasons why we feel out of balance. - Doing too many things - Not doing enough things - Doing the wrong things - Not doing the right things 16:43 - If someone spends too much time fighting fires they hate, what's the solution? Discern between Urgent or Important. You are not a victim of your schedule. You decide what is important right now. 20:49 - Prioritize your day and know what is most important. Make a simple list and be specific, and have flexible priorities. 25:24 - Christy shares her best habits to own her day. Start your day by checking in with yourself. Flipping focus to the front windshield to be totally present. Be where your feet are. 28:05 - The Path to Balance...5 Steps. - Decide what matters - Stop doing what doesn't matter - Create a schedule that reflects what matters - Protect what matters - Be present for what matters 29:45 - The To-Do List: How you can take back your life. Are you addicted to productivity? 31:50 - One thing we can do today to take back our time. Be present in the moment you are in! And Then Some... Take part in my "21 Day Meditation Challenge" text "meditate" to (619) 304-2216! --- About Christy Wright: Christy Wright is a #1 national best-selling author, personal development expert, and host of The Christy Wright Show. She's been featured on Today Show, Fox News, and Entrepreneur and Woman's Day Magazines. Since 2009, Christy has served at Ramsey Solutions, where she teaches on personal development, business, and faith. Follow Christy on Twitter, Instagram, Facebook, and YouTube or online at www.christywright.com. --- Are you a Trainer, Coach, or Fitness Business Owner seeking to make even more IMPACT in your business & life? You are only as good as the people you surround yourself with. Level up today with my “Best in Class” MASTERMIND program for fitness professionals. I invite you to connect, share, and grow with the top coaches, trainers, and entrepreneurs in the fitness industry. My MASTERMIND is for passionate and purpose-driven fitness professionals who want to create success & significance in their personal and professional lives. If that sounds like you, visit: ToddDurkinMastermind.com to enroll or apply today. If you do so within the next 24 hours, you will receive a FREE video of one of my recent “ALL MASTERMIND” coaching calls. There are so many lost souls right now that need “our” LIGHT. Let's make a difference together, one life at a time! --- Please keep your questions coming so I can highlight you on the podcast!! If you have a burning question and want to be featured on the IMPACT show, go to www.todddurkin.com/podcast, fill out the form, and submit your questions! --- Follow Todd… → Instagram & Twitter: @ToddDurkin → Youtube: https://www.youtube.com/user/ToddDurkinFQ10 → FB: @ToddDurkinFQ10 Don't forget that if you want more keys to unlock your potential and propel your success, you can order my book GET YOUR MIND RIGHT at www.todddurkin.com/getyourmindright or anywhere books are sold. Get Your Mind Right now available on AUDIO: https://christianaudio.com/get-your-mind-right-todd-durkin-audiobook-download Want more Motivation and Inspiration?? Sign up for my newsletter The TD Times that comes out on the 10th of every month full of great content www.todddurkin.com --- ABOUT: Todd Durkin is one of the leading coaches, trainers, and motivators in the world. It's no secret why some of the world's top athletes have trained with him for nearly two decades. He's a best-selling author, a motivational speaker, and owns the legendary Fitness Quest 10 in San Diego, CA, where he leads an amazing team of 42 teammates. Todd is a coach on the Netflix show “STRONG” that is must-watch TV. He is a previous Jack LaLanne Award winner, a 2-time Trainer of the Year, and he runs his Todd Durkin Mastermind group of top trainers and fitness pros around the globe, coaching them with business, leadership, marketing, training, and personal growth mentorship. Todd and his wife Melanie head up the Durkin IMPACT Foundation (501-c-3) that has raised over $250,000 since it started in 2013. 100% of all proceeds go back to kids and families in need. To learn more about Todd, visit www.ToddDurkin.com and www.FitnessQuest10.com. Join his fire-breathing dragons' community and receive regular motivational and inspirational emails. Visit www.ToddDurkin.com and opt-in to receive his value-rich content. Connect with Todd online in the following places: You can listen to Todd's podcast, The IMPACT Show, by going to www.todddurkin.com/podcast.
Jen has been all over the internet lately telling the world that the Bipartisan Infrastructure Framework is a dumpster fire of a bill. In this episode, she backs that up by comparing the levels of investment for different kinds of infrastructure and examining the society changing effects the bill would have if it were to become law. Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! Background Sources Recommended Congressional Dish Episodes CD218: Minerals Are the New Oil CD205: Nuclear Waste Storage Oil CD073: Amtrak Recommended Articles and Documents Benjamin J. Hulac and Joseph Morton. October 7, 2021. “With GOP sidelined, Manchin steps up to defend fossil fuels.” Roll Call. Connor Sheets, Robert J. Lopez, Rosanna Xia, and Adam Elmahrek. October 4, 2021. “Before O.C. oil spill, platform owner faced bankruptcy, history of regulatory problems.” The Los Angeles Times. Donald Shaw. October 4, 2021. “Criticizing Joe Manchin's Coal Conflicts is ‘Outrageous,' Says Heitkamp.” Sludge. Michael Gold. October 1, 2021. “Congestion Pricing Is Coming to New York. Everyone Has an Opinion.” The New York Times. Utilities Middle East Staff. September 13, 2021. “World's largest carbon capture and storage plant launched.” Utilities. Adele Peters. September 8, 2021. “The first commercial carbon removal plant just opened in Iceland.” Fast Company. Hiroko Tabuchi. August 16, 2021. “For Many, Hydrogen Is the Fuel of the Future. New Research Raises Doubts.” The New York Times. Robert W. Haworth and Mark Z. Jacobson. August 12, 2021. “How green is blue hydrogen?.” Energy Science & Engineering. Emily Cochrane. August 10, 2021. “Senate Passes $1 Trillion Infrastructure Bill, Handing Biden a Bipartisan Win.” The New York Times. National Highway Traffic Safety Administration. June 3, 2021. “2020 Fatality Data Show Increased Traffic Fatalities During Pandemic.” U.S. Department of Transportation. Nation Renewable Energy Laboratory (NREL). May 19, 2021. “What We Know—and Do Not Know—About Achieving a National-Scale 100% Renewable Electric Grid .” Michael Barnard. May 3, 2021. “Small Modular Nuclear Reactors Are Mostly Bad Policy.” CleanTechnica. Hiroko Tabuchi. April 24, 2021. “Halting the Vast Release of Methane Is Critical for Climate, U.N. Says.” The New York Times. Grist Creative. April 15, 2021. “How direct air capture works (and why it's important)” Grist. American Society of Civil Engineers. 2021. “Bridges.” 2021 Report Card for America's Infrastructure. Open Secrets. “Sen. Joe Manchin - West Virginia - Top Industries Contributing 2015-2020.” Savannah Keaton. December 30, 2020. “Can Fuel Cell Vehicles Explode Like ‘Hydrogen Bombs on Wheels'?” Motor Biscuit. Dale K. DuPont. August 6, 2020. “First all-electric ferry in U.S. reaches milestone.” WorkBoat. Hannah Ritchie and Max Roser. 2020. “CO2 and Greenhouse Gas Emissions.” Our World in Data. Jeff Butler. January 27, 2019. “Norway leads an electric ferry revolution.” plugboats.com Our World in Data. Annual CO2 Emissions, 2019. Hydrogen Council. 2019. Frequently Asked Questions. Mark Z. Jacobson et al. September 6, 2017. “100% Clean and Renewable Wind, Water, and Sunlight All-Sector Energy Roadmaps for 139 Countries of the World.” Joule. Kendra Pierre-Louis. August 25, 2017. “Almost every country in the world can power itself with renewable energy.” Popular Science. Chuck Squatriglia. May 12, 2008. “Hydrogen Cars Won't Make a Difference for 40 Years.” Wired. Renewable Energy World. April 22, 2004. “Schwarzenegger Unveils ‘Hydrogen Highways' Plan.” United States Department of Energy. February 2002. A National Vision of America's Transition to a Hydrogen Economy -- to 2030 and Beyond. The Bill H.R. 3684: Infrastructure Investment and Jobs Act August 10, 2021 Senate Vote Breakdown July 1, 2021 House Vote Breakdown Jen's Highlighted Version Bill Outline DIVISION A: SURFACE TRANSPORTATION TITLE I - FEDERAL-AID HIGHWAYS Subtitle A - Authorizations and Programs Sec. 11101: Authorization of Appropriations Authorizes appropriations for Federal-Aid for highways at between $52 billion and $56 billion per year through fiscal year 2026. Sec. 11117: Toll Roads, Bridges, Tunnels, and Ferries Authorizes the government to pay up to 85% of the costs of replacing or retrofitting a diesel fuel ferry vessel until the end of fiscal year 2025. Sec. 11118: Bridge Investment Program Authorizes between $600 million and $700 million per year through 2026 (from the Highway Trust Fund) for repairs to bridges If a Federal agency wants grant money to repair a Federally owned bridge, it "shall" consider selling off that asset to the State or local government. Sec. 11119: Safe Routes to School Creates a new program to improve the ability of children to walk and ride their bikes to school by funding projects including sidewalk improvements, speed reduction improvements, crosswalk improvements, bike parking, and traffic diversions away from schools. Up to 30% of the money can be used for public awareness campaigns, media relations, education, and staffing. No additional funding is provided. It will be funded with existing funds for "administrative expenses." Sec. 11121: Construction of Ferry Boats and Ferry Terminal Facilities Authorizes between $110 million and $118 million per year through 2026 (from the Highway Trust Fund) to construct ferry boats and ferry terminals. Subtitle D - Climate Change Sec. 11401: Grants for Charging and Fueling Infrastructure Creates a new grant program with $15 million maximum per grant for governments to build public charging infrastructure for vehicles fueled with electricity, hydrogen, propane, and "natural" gas. The construction of the projects can be contracted out to private companies. Sec. 11402: Reduction of Truck Emissions at Port Facilities Establishes a program to study and test projects that would reduce emissions. Sec. 11403: Carbon Reduction Program Allows, but does not require, the Transportation Secretary to use money for projects related to traffic monitoring, public transportation, trails for pedestrians and bicyclists, congestion management technologies, vehicle-to-infrastructure communications technologies, energy efficient street lighting, congestion pricing to shift transportation demand to non-peak hours, electronic toll collection, installing public chargers for electric, hydrogen, propane, and gas powered vehicles. Sec. 11404: Congestion Relief Program Creates a grant program, funded at a minimum of $10 million per grant, for projects aimed at reducing highway congestion. Eligible projects include congestion management systems, fees for entering cities, deployment of toll lanes, parking fees, and congestion pricing, operating commuter buses and vans, and carpool encouragement programs. Buses, transit, and paratransit vehicles "shall" be allowed to use toll lanes "at a discount rate or without charge." Sec. 11405: Promoting Resilient Operations for Transformative, Efficient, and Cost-saving Transportation (PROTECT) Program Establishes the "PROTECT program", which provides grants for projects to protect some current infrastructure from extreme weather events and climate related changes. Types of grants include grants for "at-risk coastal infrastructure" which specifies that only "non-rail infrastructure is eligible" (such as highways, roads, pedestrian walkways, bike lanes, etc.) Sec. 11406: Healthy Streets Program Establishes a grant program to install reflective pavement and to expand tree cover in order to mitigate urban heat islands, improve air quality, and reduce stormwater run-off and flood risks. Caps each grant at $15 million TITLE III: RESEARCH, TECHNOLOGY, AND EDUCATION Sec. 13001: Strategic Innovation for Revenue Collection Provides grants for pilot projects to test our acceptance of user-based fee collections and their effects on different income groups and people from urban and rural areas. They will test the use of private companies to collect the data and fees. Sec. 13002: National Motor Vehicle Per-mile User Fee Pilot Creates a pilot program to test a national motor vehicle per-mile user fee. DIVISION B - SURFACE TRANSPORTATION INVESTMENT ACT OF 2021 TITLE I - MULTIMODAL AND FREIGHT TRANSPORTATION Sec. 21201: National Infrastructure Project Assistance Authorizes $2 billion total per year until 2026 on projects that cost at least $100 million that include highway, bridge, freight rail, passenger rail, and public transportation projects. Authorizes $1.5 billion total per year until 2026 (which will expire after 3 years) for grants in amount between $1 million and $25 million for projects that include highway, bridge, public transportation, passenger and freight rail, port infrastructure, surface transportation at airports, and more. TITLE II - RAIL Subtitle A - Authorization of Appropriations Sec. 22101: Grants to Amtrak Authorizes appropriations for Amtrak in the Northeast Corridor at between $1.1 billion and $1.57 billion per year through 2026. Authorizes appropriations for Amtrak in the National Network at between $2.2 billion and $3 billion per year through 2026. Subtitle B - Amtrak Reforms Sec. 22201: Amtrak Findings, Mission, and Goals Changes the goal of cooperation between Amtrak, governments, & other rail carriers from "to achieve a performance level sufficient to justify expending public money" to "in order to meet the intercity passenger rail needs of the United States" and expands the service areas beyond "urban" locations. Changes the goals of Amtrak to include "improving its contracts with rail carriers over whose tracks Amtrak operates." Sec. 22208: Passenger Experience Enhancement Food and beverage service: Amtrak will establish a working group... Sec. 22212: Enhancing Cross Border Service Amtrak must submit a report... Sec. 22213: Creating Quality Jobs Amtrak will not be allowed to privatize the jobs previously performed by laid off union workers. Sec. 22214: Amtrak Daily Long Distance Study Amtrak would study bringing back long distance rail routes that were discontinued. Subtitle C - Intercity Passenger Rail Policy Sec. 22304: Restoration and Enhancement Grants Extends the amount of time the government will pay the operating costs of Amtrak or "any rail carrier" that provides passenger rail service from 3 years to 6 years, and pays higher percentages of the the costs. Sec. 22305: Railroad Crossing Elimination Program Creates a program to eliminate highway-rail crossings where vehicles are frequently stopped by trains. Authorizes the construction on tunnels and bridges. Sec. 22306: Interstate Rail Compacts Authorizes up to 10 grants per year valued at a maximum of $ million each to plan and promote new Amtrak routes Sec. 22308: Corridor Identification and Development Program The Secretary of Transportation will create a program for public entities to plan for expanded intercity passenger rail corridors, operated by Amtrak or private companies. When developing plans for corridors, the Secretary has to "consult" with "host railroads for the proposed corridor" Subtitle D - Rail Safety Sec. 22404: Blocked Crossing Portal The Administration of the Federal Railroad Administration would establish a "3 year blocked crossing portal" which would collect information about blocked crossing by trains from the public and first responders and provide every person submitting the complaint the contact information of the "relevant railroad" and would "encourage" them to complain to them too. Information collected would NOT be allowed to be used for any regulatory or enforcement purposes. Sec. 22406: Emergency Lighting The Secretary of Transportation will have to issue a rule requiring that all carriers that transport human passengers have an emergency lighting system that turns on when there is a power failure. Sec. 22409: Positive Train Control Study The Comptroller General will conduct a study to determine the annual operation and maintenance costs for positive train control. Sec. 22423: High-Speed Train Noise Emissions Allows, but does not require, the Secretary of Transportation to create regulations governing the noise levels of trains that exceed 160 mph. Sec. 22425: Requirements for Railroad Freight Cars Placed into Service in the United States Effective 3 years after the regulations are complete (maximum 5 years after this becomes law), freight cars will be prohibited from operating within the United States if more than 15% of it is manufactured in "a country of concern" or state-owned facilities. The Secretary of Transportation can assess fines between $100,000 and $250,000 per freight car. A company that has been found in violation 3 times can be kicked out of the United State's transportation system until they are in compliance and have paid all their fines in full. Sec. 22427: Controlled Substances Testing for Mechanical Employees 180 days after this becomes law, all railroad mechanics will be subject to drug testing, which can be conducted at random. DIVISION C - TRANSIT Sec. 30017: Authorizations Authorizes between $13.3 billion and $14.7 billion per year to be appropriated for transit grants. DIVISION D - ENERGY TITLE I - GRID INFRASTRUCTURE AND RESILIENCY Sec. 40101: Preventing Outages and Enhancing The Resilience of the Electric Grid Creates a $5 billion grant distribution program to electric grid operators, electricity storage operations, electricity generators, transmission owners and operators, distribution suppliers, fuels suppliers, and other entities chosen by the Secretary of Energy. The grants need to be used to reduce the risk that power lines will cause wildfires. States have to match 15%. The company receiving the grant has to match it by 100% (small utilities only have to match 1/3 of the grant.) Grant money be used for micro-grids and battery-storage in addition to obvious power line protection measures. Grant money can not be used to construct a new electricity generating facility, a large-scale battery facility that is not used to prevent "disruptive events", or cybersecurity. The companies are allowed to charge customers for parts of their projects that are not paid for with grant money (so they have to match the grant with their customer's money). Sec. 40112: Demonstration of Electric Vehicle Battery Second-Life Applications for Grid Services Creates a demonstration project to show utility companies that electric car batteries can be used to stabilize the grid and reduce peak loads of homes and businesses. The demonstration project must include a facility that "could particularly benefit" such as a multi-family housing building, a senior care facility, or community health center. TITLE II - SUPPLY CHAINS FOR CLEAN ENERGY TECHNOLOGIES Sec. 40201: Earth Mapping Resources Initiative The US Geological Survey will get $320 million and ten years to map "all of the recoverable critical minerals." Sec. 40204: USGS Energy and Minerals Research Facility Authorizes $167 million to construct a new facility for energy and minerals research. The facility can be on land leased to the government for 99 years by "an academic partner." Requires the USGS to retain ownership of the facility. Sec. 40205: Rare Earth Elements Demonstration Facility Authorizes $140 million to build a rare earth element extractions and separation facility and refinery. Does NOT require the government to retain ownership of the facility. TITLE III - FUELS AND TECHNOLOGY INFRASTRUCTURE INVESTMENTS Subtitle A - Carbon Capture, Utilization, Storage, and Transportation Infrastructure Sec. 40304: Carbon Dioxide Transportation Infrastructure Finance and Innovation Authorizes $600 million for 2022 and 2023 and $300 million for each year between 2024 and 2026 for grants and loan guarantees for projects for transporting captured carbon dioxide. Each project has to cost more than $100 million and the government can pay up to 80% of the costs. If the project is financed with a loan, the company will have 35 years to pay it back, with fees and interest. Loans can be issued via private banks with guarantees provided by the government. Sec. 40305: Carbon Storage Validation and Testing Creates a new program for funding new or expanded large-scale carbon sequestration projects. Authorizes $2.5 billion through 2026. Sec. 40308: Carbon Removal Creates a new program for grants or contracts for projects to that will form "4 regional direct air capture hubs" that will each be able to capture 1 million metric tons of carbon dioxide per year. Authorizes $3.5 billion per year through 2026. Subtitle B - Hydrogen Research and Development Sec. 40313: Clean Hydrogen Research and Development Program Changes a goal of an existing research and development plan for hydrogen fuels (created by the Energy Policy Act of 2005) from enhancing sources of renewable fuels and biofuels for hydrogen production to enhancing those sources and fossil fuels with carbon capture and nuclear energy. Expands the activities of this program to include using hydrogen for power generation, industrial processes including steelmaking, cement, chemical feestocks, and heat production. They intend to transition natural gas pipelines to hydrogen pipelines. They intend for hydrogen to be used for all kinds of vehicles, rail transport, aviation, and maritime transportation. Sec. 40314: Additional Clean Hydrogen Programs Creates a new program to create "4 regional clean hydrogen hubs" for production, processing, delivery, storage, and end-use of "clean hydrogen." At least one regional hub is required to demonstrate the production of "clean hydrogen from fossil fuels." At least one regional hub is required to demonstrate the production of "clean hydrogen from renewable energy." At least one regional hub is required to demonstrate the production of "clean hydrogen from nuclear energy." The four hubs will each demonstrate a different use: Electric power generation, industrial sector uses, residential and commercial heating, and transportation. Requires the development of a strategy "to facilitate widespread production, processing, storage, and use of clean hydrogen", which will include a focus on production using coal. The hydrogen hubs should "leverage natural gas to the maximum extent practicable." Creates a new program to commercialize the production of hydrogen by splitting water into hydrogen and oxygen. The overall goal is to identify barriers, pathways, and policy needs to "transition to a clean hydrogen economy." Authorizes $9.5 billion through 2026. Sec. 40315: Clean Hydrogen Production Qualifications Develops a standard for the term "clean hydrogen" which has a carbon intensity equal to or less than 2 kilograms of carbon dioxide-equivalent produced at the site of production per kilogram of hydrogen produced." Subtitle C - Nuclear Energy Infrastructure Sec. 40323: Civil Nuclear Credit Program Creates a program, authorized to be funded with $6 billion per year through 2026, that will provide credit from the government to nuclear reactors that are projected to shut down because they are economically failing. Subtitle D - Hydropower Sec. 40331: Hydroelectric Production Incentives Authorizes a one-time appropriation of $125 million for fiscal year 2022. Sec. 40332: Hydroelectric Efficiency Improvement Incentives Authorizes a one-time appropriation of $75 million for fiscal year 2022. Sec. 40333: Maintaining and Enhancing Hydroelectricity Incentives Authorizes a one-time appropriations of $553 million for repairs and improvements to dams constructed before 1920. The government will pay a maximum of 30% of the project costs, capped at $5 million each. Sec. 40334: Pumped Storage Hydropower Wind and Solar Integration and System Reliability Initiative Authorizes $2 million per year through 2026 to pay 50% or less of the costs of a demonstration project to test the ability of a pumped storage hydropower project to facilitate the long duration storage of at least 1,000 megawatts of intermittent renewable electricity. Subtitle E - Miscellaneous Sec. 40342: Clean Energy Demonstration Program on Current and Former Mine Land Creates a new program, authorized to be funded with $500 million through 2026, to demonstrate the technical and economic viability of putting clean energy projects on former mine land. There will be a maximum of 5 projects and 2 of them have to be solar. Defines a "clean energy project" to include "fossil-fueled electricity generation with carbon capture, utilization, and sequestration." TITLE X - AUTHORIZATION OF APPROPRIATIONS FOR ENERGY ACT OF 2020 Sec. 41001: Energy Storage Demonstration Projects Authorizes $505 million through2025 for energy storage demonstration projects. Sec. 41002: Advanced Reactor Demonstration Program Authorizes between $281 million and $824 million per year through 2027 for advanced nuclear reactor demonstration projects. Sec. 41004: Carbon Capture Demonstration and Pilot Programs Authorizes between $700 million and $1.3 billion through2025 for advanced nuclear reactor demonstration projects. Sec. 41007: Renewable Energy Projects Authorizes $84 million through 2025 for geothermal energy projects. Authorizes $100 million through 2025 for wind energy projects. There is a clarification that this is definitely NOT in addition to amounts wind gets from another fund. Authorizes $80 million through 2025 for solar energy projects. DIVISION E - DRINKING WATER AND WASTEWATER INFRASTRUCTURE DIVISION F - BROADBAND DIVISION G - OTHER AUTHORIZATIONS DIVISION H - REVENUE PROVISIONS DIVISION I - OTHER MATTERS DIVISION J - APPROPRIATIONS DIVISION K - MINORITY BUSINESS DEVELOPMENT Cover Art Design by Only Child Imaginations Music Presented in This Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)