Podcasts about wealthy

CLODIA: THE PALATINE MEDEA Colleague Emma Southon. The segment focuses on Clodia, a wealthy, independent woman and sister of Clodius. Cicero, feuding with her brother, attacks Clodia's reputation during the trial of Caelius. In his speech Pro Caelio, Cicero characterizes her as a "Palatine Medea" and a seductress to discredit her claims of attempted poisoning. Unable to speak in court, Clodia is silenced by Cicero's rhetorical assassination of her character. NUMBER 12

As resentment of the rich and powerful surges, billionaires and CEOs are using everything from secret trackers to full security squads to protect themselves and their families. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hey Friend Today I want to talk about a kind of wealth most of us never grew up hearing about. Not financial wealth… Not the kind you measure with a bank account… But the kind you feel in your soul. The kind of wealth that shows up as peace, space, rest, and the ability to breathe. What if true wealth isn't about money at all… but about margin? Margin in your schedule, your mind, your home, and your spirit. And what if the life you're longing for isn't waiting on a raise, or a better job, or a perfect season… but simply on creating room for joy again? Let's talk about that today. Most moms today aren't struggling with financial poverty, though some absolutely are. But almost every mom I talk to is struggling with overwhelm poverty.  Everyone is stressed out. No time. No energy. No quiet. No space to think. No space to breathe. And when there's no margin, even the simple parts of life feel heavy. Dinner feels like a mountain. Laundry feels impossible. Relationships feel squeezed. God feels distant, not because He moved, but because the noise drowned Him out. This is the poverty the world doesn't talk about. And this is the poverty Jesus came to lift us out of. When you look at Jesus' life, He never rushed & He didn't keep a tight schedule. He walked everywhere. He paused for people. He rested. He withdrew to quiet places. He said no to crowds so He could say yes to the Father. He lived with margin. If the Savior of the world wasn't in a hurry, maybe the pressure we feel to fill every minute isn't coming from God. Maybe it's coming from expectations we were never meant to carry. Margin is something you create, not something you find. And the beautiful thing?  You can build it right where you are, starting small. Margin looks like: • one simple system that gives you your evenings back • meals prepped in two hours once a week so dinner is never an emergency • choosing fewer commitments so you can be fully present • building rhythms instead of living in reaction mode Every bit of margin you create is like depositing peace into a bank account. Bit by bit, your life starts feeling lighter, calmer, more intentional. That's wealth. When your home gets simpler, your heart gets quieter. And in the quiet, you can hear God again. When dinner is already made, you're not cooking in survival mode, you have space for conversation, connection, prayer, laughter. This is where the real riches start showing up: peace in your home, joy in your relationships, clarity in your calling, and a deeper awareness of God's presence in the middle of everyday life. That is abundance. And no paycheck can buy it. I want to give you one small, doable step to start practicing margin: Pick one area of your week where you're always stressed… and create a simple system for it. Just one. If meals are the stress?  Try cooking once and eating all week. If mornings are chaotic?  Create a 10-minute evening reset to prepare for tomorrow. If your calendar feels loud?  Choose one thing to say no to this month. Small changes multiply and every bit of margin you create shifts your life toward peace. Friend, you deserve to live a life you actually enjoy. A Jesus-centered, peaceful, simple life isn't a luxury, it's part of the abundant life He promised. And it starts with margin. Not perfection. Not performance. Just space. Space to breathe. Space to hear God. Space to live.   Here is the link to the FREE NO spend challenge!  See you inside! https://stan.store/ClaimingSimplicity   ~Monica  

Money is a tool to help you express what is most meaningful to you. People who have a good relationship with money typically have a deep sense of purpose. Today, Paul and Evan have a conversation about how younger Americans report feeling a lower sense of purpose, how to get on the right track about what's most important to you, and how you can use money to help you live a meaningful life. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

885. Laura answers a listener's questions about how to find a trustworthy financial advisor and give a young child financial freedom.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, I'm breaking down the biggest counter-intuitive mistakes that even seasoned investors make,  mistakes I've made myself.These are the things people believe will make them money, but actually cost them millions over time. Tune in to learn:The biggest mistakes that smart, experienced investors makeWhy what feels sophisticated often loses money in the long runThe three L's of the advisory industryA juicy and unusual take on cryptoTwo common investing strategies you've been taught and why doing the opposite makes more money

What if paying massive taxes every year wasn't inevitable and what if the wealthiest families in America were playing an entirely different game than you were taught? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt sits down with Mark Miller, CEO of Hilton Tax & Wealth Advisors and Manager of the Hilton Family Office. With nearly four decades of experience, Mark pulls back the curtain on how elite families legally reduce taxes, protect capital, and grow generational wealth. Mark explains why most business owners unknowingly overpay taxes, why traditional financial planning often fails to meet the needs of high earners, and how real tax planning is a forward-looking strategy, not a year-end scramble. He shares the personal story that changed his entire career when a single strategy saved him over half a million dollars in taxes and ultimately moved him into a zero tax bracket. This conversation is a must-listen for business owners, executives, and six-figure earners who want to stop leaving money on the table and start thinking like an American dynasty. Key Takeaways→ Why most CPAs focus on compliance, not proactive tax planning→ The difference between retail investing and smart money strategies→ How layered tax strategies outperform one-time deductions→ Why buying assets for write-offs is not real tax mitigation→ How wealthy families prioritize safety, patience, and long-term planning→ How institutional-level tax and investment strategies are now accessible to business owners→ Why tax planning must happen before December 31, not after About the GuestMark Miller, RFC, is CEO of Hilton Tax & Wealth Advisors and Manager of the Hilton Family Office. With nearly 40 years of experience, Mark helps business owners and executives legally reduce taxes, maximize deductions, and structure wealth for long term growth and legacy preservation. His strategies mirror those used by Fortune 500 firms and elite families, including the Hiltons. Audience GiftMark is offering listeners a complimentary copy of his book, including Hilton Wealth: How to Invest Like an American Dynasty and The Tax Free Business Owner. Connect with Mark→ Website: https://www.hiltonwealth.com/→ LinkedIn: Mark Miller  https://www.linkedin.com/in/markmiller-hiltonfo/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanna be wealthy and deeply feminine in 2026? This episode gives you the exact blueprint.I break down the three seasons of feminine healing, the emotional patterns driving female ambition, and the identity shifts required for sustainable wealth, healthy relationships, and effortless magnetism.Inside this episode, we dive into:Why you're a high-achieving womanThe 3 feminine transformation seasonsHow to enter your soft CEO Era2023–2025 - my inner growth recapMy monk mode protocol for 2026How to create wealth without hustleThe real emotional work behind feminine leadershipFoundations to become THE MAGNETIC WOMAN—If you're an ambitious woman ready to make more money, heal deeper, embody your feminine, and step into your next level… This episode is your roadmap.Cuz here's the truth, babe: wealth and femininity are not opposites — they amplify each other when your identity, nervous system, and lifestyle align. Because wealth isn't created through hustle anymore. Not for women like us. Not for women with ambition, depth, softness, and standards.2026 belongs to the women who lead with identity, nervous system capacity, emotional intelligence, and feminine magnetism.So today, I'm taking you through the exact inner work, outer work, and identity shifts I've made over the last 4 years — the ones that are setting me up for my biggest and softest year yet. So babe, grab your cacao or matcha, and a journal because you're going to want to implement these strategies so you can enter 2026 as a feminine baddie! —READY TO STEP INTO YOUR NEXT CHAPTER IN 2026?CLAIM YOUR SPECIAL – MY BIRTHDAY GIFT TO YOUDOWNLOAD MY BRAND NEW FREE GUIDE ON THIS PAGEReady to become The Magnetic Woman who attracts effortlessly in 2026 & save $$$ as an early bird? CLAIM YOUR SPOT IN MY BRAND NEW, EXCLUSIVE MASTERMIND EXPERIENCE HERE! —In this episode, I discuss: 01:10 - Intro to the episode - how to become wealthy and feminine in 202608:15 - A little life update - recent lessons, insights, realizations I embody now21:15 - Misconceptions about manifestation, alignment, and feminine energy29:00 - How to be magnetic and attract good things, even when life is life-ing31:15 - An uncomfortable truth: our drives get shaped during our childhood 36:00 - My turning point: explosive growth, burnout, and betrayal38:40 - The 3 seasons of feminine healing 43:25 - My monk mode protocol Similar Episode: Episode 148 - How to stop self-sabotaging and step into your power: boundaries, flow & nervous system healingConnect with Laura: Laura's Website: https://www.lauraherde.com/Laura's Instagram: https://www.instagram.com/laura.herde/Laura's 1-1 Coaching: https://www.lauraherde.com/application-1-1Laura's Coaching Certification Course: https://www.instagram.com/embodiedcoachacademy/>> EMAIL ME TO CONNECT/ FOR QUESTIONS: hello@lauraherde.com>> FOLLOW ME ON INSTAGRAM: @laura.herde Feel free to share this episode with your bestie, and tag us on IG when you listen so we can repost you!Make sure to be subscribed to UNFUCK YOUR LIFE, we publish episodes every single Tuesday.Thank you so much for tuning in, love xx

...ทักษะการเงิน = ทักษะการเอาตัวรอด ...วิชาการเงินอะไรที่เราควรรู้ แต่โรงเรียนอาจไม่เคยสอนมาก่อน ...แล้วใครควรเป็นคนสอน ‘เรื่องเงิน' ในโรงเรียน? พูดคุยกับ พี่แวว แววตา ปราชญ์เมธีกุล นักวางแผนการเงิน CFP® และผู้ก่อตั้ง บลน. ยูเนี่ยน เว็ลธ์ จำกัด ติดตามรายการ Wealthy No หนี้ กับ ซิน ภัณฑิรา แจงวาณิชย์ #WealthMeUp #ให้เงินทำงาน #WealthyNoหนี้

HOW TO MAKE YOUR SAVINGS WORK HARDER FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner About This Episode Saving money is only the first step. Learn how to make your savings work more efficiently toward your long-term financial goals. Full Description Saving money is an important habit, but where and how you save can make just as much of a difference as how much you set aside. Many people work hard to build savings, only to leave those dollars sitting idle or earning less than they could over time. In this episode of Healthy, Wealthy & Wise, the conversation focuses on how to make your savings work harder without taking unnecessary risks. The discussion explores common places people hold cash, such as checking accounts, traditional savings accounts, and short-term vehicles, and explains why some options may limit long-term progress when used incorrectly. Listeners will learn how aligning savings with specific goals can improve results. Emergency funds, near-term expenses, and long-term objectives all serve different purposes and should be treated differently. This episode highlights why a one-size-fits-all approach to saving often falls short and how thoughtful planning can help improve efficiency. The episode also addresses the impact of inflation on savings and why earning a return that keeps pace with rising costs matters over time. Small adjustments, such as reviewing account types, time horizons, and risk tolerance, can significantly influence outcomes without requiring drastic changes. Rather than chasing quick wins or complicated strategies, this discussion emphasizes clarity, discipline, and intentional decision-making. Making your savings work harder is not about doing more. It is about doing the right things with the money you already have. To learn more about how savings fit into a comprehensive financial plan, visit BWFA's Financial Planning visit BWFA's Financial Planning page and explore how thoughtful planning can help you move forward with confidence.

THE MARRIAGE OF PETER STRONG AND MARY STEVENS Colleague Barbara Weisberg. Weisbergintroduces the marriage of Peter Strong and Mary Stevens, scions of wealthy New York families. Despite a storybook beginning, they move to Peter's mother's estate in Queens to secure his inheritance. This arrangement isolates Mary, who must live among her in-laws rather than in her own home. NUMBER 5

If you want to save on taxes in April, your tax strategy actually has to begin the year prior. On today's show, Mark Kohler from KKOS Lawyers is back on the show to share critical end-of-year tax moves you can make NOW to pay less in taxes. Mark is a nationally-recognized CPA and attorney who is on a mission to help small business owners–including real estate investors–succeed.  On this episode, you're going to learn about everything from employing your family members to setting up tax advantaged accounts like an HSA. Mark is also sharing details about the Big Beautiful Bill, retirement accounts, and more. Whether you're a W-2 employee or an entrepreneur, Mark is bringing high level tips you can use to lower your tax bill! 

This is season 5. In this episode, Mike Charleston is joined with his wife Sarah. Mike discusses something he started working on in college. Once you get saved, it should change your prospective on life, but what does that look like? In terms of money, there is a lot of talk about prosperity, but by just changing your worldview, should you be prospering? Elisabeth asks questions to Mike and Sarah. Sarah has her song of the week.If you want to ask a question or make a comment:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Talk@fellowshipofbelievers.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or record a voice message⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://anchor.fm/mike-charleston/messag⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sarah's new book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"You Can Run in Flip-Flops, But Is That the Best Way"⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out the website at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.fellowshipofbelievers.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠To watch Every Step go here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/watch?v=Eh8dX0VUPJw&t=s&ab_channel=RebekahCharleston⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or watch it here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Find the show on:Apple, Spotify, Anchor, Breaker, Google, Pocket Cast, RadioPublic, Audible, and now on YouTube

...อะไรคือจุดเริ่มต้นการเป็นหนี้บัตรเครดิต ‘เกือบล้าน' ? ...นับ 1 เริ่มต้นปลดหนี้บัตรเครดิตได้ยังไง? ...บทเรียนสำคัญที่ได้จากการเป็นหนี้บัตรเครดิตก้อนโต พูดคุยกับ พี่หนึ่ง พนิดา ชูกุล เจ้าของเพจ MadamFinney ติดตามรายการ Wealthy No หนี้ กับ ซิน ภัณฑิรา แจงวาณิชย์ #WealthMeUp #ให้เงินทำงาน #WealthyNoหนี้

WHY RAISES CAN STILL LEAVE YOU BEHIND FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner About This Episode As income increases, spending often follows, sometimes without being noticed. In this episode, Thad Ismart explains how lifestyle creep quietly erodes savings and why even small spending increases can have significant long-term financial repercussions. Full Description Lifestyle creep happens gradually. A raise leads to nicer vacations. A bonus can turn into a bigger home or an upgraded car. Over time, higher spending becomes the norm—even when income fluctuates, or unexpected expenses arise. While these changes may feel manageable in the moment, they can quietly undermine long-term financial goals. In this episode of Healthy, Wealthy & Wise, Thad Ismart, CFP®, ChFEBC, CEPS, Senior Financial Planner at Baltimore-Washington Financial Advisors, explores the real impact of lifestyle creep and why it's one of the most common challenges in financial planning. Thad explains how incremental spending increases often go unnoticed until savings stall or financial stress appears. The conversation highlights how lifestyle creep affects more than just monthly budgets. It can delay retirement, reduce flexibility, and limit the ability to respond to life's surprises. Thad also discusses how social comparison and changing expectations play a role, making it easy to spend more simply because it feels “normal.” Listeners will learn practical ways to manage lifestyle creep without sacrificing enjoyment. Thad emphasizes the importance of intentional spending, regular financial check-ins, and aligning lifestyle choices with long-term priorities. By setting clear goals and reviewing them as income changes, individuals can enjoy progress without losing control. At BWFA, we help clients create financial plans that balance today's lifestyle with tomorrow's security. This episode encourages listeners to recognize subtle spending shifts and make thoughtful choices that support lasting financial confidence. To learn more about building a sustainable plan, visit BWFA's Financial Planning Services.

THE AUTONOMOUS MIDDLE CLASS AS THE REPUBLIC'S FOUNDATION Colleague Victor Davis Hanson. Victor Davis Hanson argues that a stable republic relies on an autonomous middle class, which serves as a buffer between the wealthy and the dependent poor. Drawing on classical history, he warns that modern policies are "hollowing out" this class, creating a peasantry dependent on the state for survival, illustrated by government campaigns depicting adults in a state of perpetual adolescence and reliance. He contends that high taxes and regulations in places like California are driving this productive class away, leaving behind a stratified society of the very rich and the subsidized poor. NUMBER 1

  ECONOMIC SLOWDOWN AND CONSUMER SPENDING Colleague Gene Marks, The Guardian. Gene Marksreports on a US economic slowdown, citing contracting architectural billings and falling hotel occupancy. He notes that while the wealthy continue spending, the middle class is cutting back on dining out. Marks attributes inflation to government money circulation and discusses proposals for mandated retirement contributions. NUMBER 15

APPIUS CLAUDIUS CAECUS: INFRASTRUCTURE AND POLITICAL GENIUS Colleague Professor Edward J. Watts. Appius Claudius Caecus transformed the Roman censorship office into a power base by building the Appian Way and appointing wealthy Italians to the Senate. As a blind elder statesman, he shamed the Senate into rejecting peace with Pyrrhus, insisting Rome must fight to maintain its dominance and ancestral legacy. NUMBER 10 1450 VIRGIL READING THE AENEID

Top 5 Mistakes Wealthy Investors Must Avoid in 2026Start 2026 with the end in mind. If you earn $200k plus or you have a seven figure portfolio, a few avoidable mistakes can cost six or seven figures over a lifetime. In this episode Andrew Nida from Asset Management Group, Inc. breaks down the five mistakes wealthy investors must avoid in 2026 and how to align investments, taxes, and cash flow with the outcomes you actually want.Even high-income earners and retirees often make significant financial errors. This video addresses common mistakes that can cost hundreds of thousands of dollars, emphasizing the importance of effective financial planning. We discuss how coordinating cash flow, taxes, and risk is crucial for sound financial management, especially as tax planning strategies evolve.

Send us a textIn this episode, Richard C. Wilson sits down with his friend and investor club member Dr. Dat Nguyen — former laser dentist turned Proctor consultant — to break down how he scaled, sold, and reinvested his way to financial and lifestyle freedom.Dat shares how he:Built and scaled a niche laser dentistry practice with zero waiting room time and high-end technologyPrepared his exit strategy, compared DSO vs. private sale offers, and chose freedom over squeezing out every last dollarAvoided trading time for money by shifting into mindset and performance coaching for dentists, doctors, and business ownersApproaches due diligence as an investor by leaning on trusted communities and experts instead of going it aloneStays ultra-healthy and ultra-happy with MURF workouts, daily habits, tracking health metrics, and constantly upgrading his “self-image”Uses mindset principles (faith, focus, law of vibration/attraction) to stay positive even when business and life get toughIf you're a founder, healthcare professional, or investor who wants more freedom, better health, and a bigger future, this conversation will give you both the mindset and practical moves to get there.

Abraham and Lot can't stay together anymore. Their shepherds are fighting. The land can't support both of them. It's time to separate.But here's what makes this moment extraordinary: Abraham gives Lot first choice of where to settle. Left or right, you pick, and I'll take what's left. It's an act of incredible generosity from the elder to the younger, from uncle to nephew.Lot surveys the land and sees the Jordan valley. Lush. Well-watered. Wealthy beyond imagination. It looks like the Garden of Eden. It looks like Egypt. So he chooses it. And in doing so, he "pitches his tent toward Sodom."Rabbi Epstein reveals why this single decision becomes Lot's tragic turning point. The Torah tells us the people of Sodom were "wicked and sinful toward Hashem exceedingly," and Lot knew it. Everyone knew about Sodom the way people today know about Vegas. Yet he chose material prosperity over spiritual proximity to Abraham.The episode unpacks a fascinating debate: When G-d told Abraham to "go to the land I will show you," did He ever actually command him to stay there? The Hebrew is precise, and the answer changes everything about how we understand Abraham's descent to Egypt and his return.You'll discover why G-d doesn't speak to Abraham again until after Lot leaves. What it means that Lot "traveled from the east," which can also be read as "traveled away from G-d." And why Abraham's shepherds refused to let their flocks graze on other people's land even though Lot's shepherds claimed it would eventually belong to them anyway.Rabbi Epstein explores the deeper question underneath Lot's choice: How much are we willing to pay, in money, comfort, or opportunity, to stay close to righteousness? And when does leaving that proximity become the beginning of our own undoing?The episode also addresses whether Abraham made a mistake by letting Lot go, why the Canaanites were living in land that belonged to Shem's descendants, and the profound promise G-d makes to Abraham immediately after Lot departs: "All the land you see, I will give to you and your descendants forever."This is about the choices we make when righteousness and prosperity point in opposite directions, and what happens when we convince ourselves we can have both.

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Dear Wealthy Me with Tasha Chen Guest Bio: Tasha Chen, THE #1 MANIFESTATION & WEALTH MENTOR FOR WOMEN ENTREPRENEURS & EXECUTIVES. Co-founder, Science of Getting Rich Academy Tasha Chen is a wealth and success coach for high-achieving women executives and entrepreneurs who want to elevate wealth and abundance in every area of life.  Her proven Vision Alignment MethodTM has helped more than 17000 people find ease and joy, while enjoying quality time with their families, manifest tremendous levels of wealth, and have the freedom to do what they love.  With Tasha's coaching and proprietary methods, her community has manifested $163 Million and created 12 Millionaires and MultiMillionaires and counting.  Tasha is a highly sought-after author, international speaker, and mindset mastery expert who works with go-getters, impact-makers, and action takers.  She says: "I have used the principles I teach to change my life and realize my financial dreams. In the process, I choose to share the journey (the "HOW TO") with women from all over the world, and they, too, have amassed wealth exceeding $163 Million. I have a very controversial position on wealth creation that defies the masculine "hustle and work hard" paradigm so many women have adopted. I believe we can co-create Wealth with Ease when we understand our innate power to create wealth and know that we deserve to have lives filled with an abundance of wealth." Video Version: https://www.youtube.com/live/hdRvgdQTW18?si=eqFcRJ8TJqnS5jkt Chat with Teresa during Live Show with Video Stream: write a question on YouTube Learn more about Teresa here: https://www.webebookspublishing.com   http://authenticendeavorspublishing.com/

PREVIEW Guest: Professor Ed Watts Summary: Professor Watts details the historical inevitability of conflict between Rome and Carthage, driven by Mediterranean geography and control over trade routes between the wealthy East and resource-rich West. He explains how Rome's expansion into Sicily threatened Carthage's commercial dominance, a fate symbolized by the death of Dido. 1900 CARTHAGE

Debt is a very powerful tool, and often we are socialized to believe that debt is bad and being debt-free is good, and that's actually not true.In this episode, I'm sharing the difference between wealthy debt and broke debt, why the world's largest companies almost always have debt on their balance sheets, and how debt can either accelerate your growth or become a huge downfall if you don't know how to use it properly.Tune in to learn:Why debt itself isn't bad, and why being debt-free isn't always betterThe difference between how wealthy people and broke people think about debtHow debt can be used to create future growth, or rob your future selfThe few things you must understand to use debt powerfully, especially during high-spend seasons

WHAT MOST PEOPLE MISS IN THEIR FINANCIAL PLANNING FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner About This Episode Even when your finances feel “on track,” hidden blind spots can quietly undermine your progress. In this episode, Thad Ismart explains how overlooked behaviors, assumptions, and habits can create financial risk—and how to identify them early. Full Description Many people assume that once they have a budget, an emergency fund, and a basic investment strategy, their financial life is in good shape. But confidence can sometimes create blind spots—areas that go unexamined simply because they're unfamiliar, uncomfortable, or easy to postpone. In this episode of Healthy, Wealthy & Wise, Thad Ismart, CFP®, ChFEBC, CEPS, Senior Financial Planner at Baltimore-Washington Financial Advisors, explores common financial blind spots and why they matter. He explains how people often focus on the parts of money management they understand while overlooking equally important areas that can impact long-term outcomes. Thad discusses how phrases like “spend money to make money” can be misunderstood and lead to unnecessary risk. He also explains why common financial rules of thumb—such as avoiding tax refunds at all costs—don't always apply to every situation. What works for one person may not work for another, and rigid thinking can prevent better solutions. Another major blind spot is comparison. Social media and lifestyle envy can distort priorities, pushing people to spend, invest, or borrow in ways that don't align with their goals. Thad also highlights how early life experiences shape our beliefs about money, often influencing decisions without us realizing it. Finally, the episode addresses one of the most common blind spots of all: retirement planning procrastination. Many people delay planning because the future feels uncertain or overwhelming. Thad emphasizes that financial planning is an ongoing process—one that evolves as life changes. This episode encourages listeners to step back, reassess assumptions, and address the gaps they may not even know exist. At BWFA, our financial planning process is designed to identify gaps and help clients make informed decisions over time. For more information, visit BWFA's Financial Planning Services.

In this episode, Brett Tanner and co-host Katelyn Mitchell walk through the exact end-of-year and start-of-year wealth checklist they personally use to manage their businesses, reduce taxes, and grow long-term wealth.This episode is highly tactical — Brett covers how to update entity structures, evaluate your investments, adjust your wealth plan, review rental performance, optimize retirement accounts, and create a simple 12-month business and financial roadmap.If you're building wealth, this episode shows you precisely what to review, update, and execute every December and January to stay on track for long-term financial freedom.

What does it really look like to build your empire as a woman — without sacrificing your family, your peace, or yourself? In this special behind-the-scenes episode, Elyse joins Michelle Chalfant and Jessica Papineau for a powerful conversation recorded on Laura Dionisio's podcast, The Pivot Point Podcast. Together, they pull back the curtain on what it means to create massive business success and a deeply aligned life.Inside this conversation, we explore:Why the belief that you must choose between success and presence is outdatedHow to release the internal ceilings that keep you stuck at the same income levelHealing money and leadership patterns at the identity levelEmbodying your highest self now, not “someday”Creating wealth, legacy, and impact on your own termsThis episode also shares about THE EMPIRE Mastermind, a new experience for women ready to build their empire in 2026 and beyond — rooted in identity, embodiment, healing, and expansive business strategy. If you've felt the pull for more — more income, more freedom, more alignment — this conversation will meet you exactly where you are.

Ever wondered what a high-powered healthcare executive thinks physicians should know about money, leadership, and career longevity? This episode of BackTable ENT features an especially engaging conversation with Bob Glazer, a recently retired healthcare executive, who shares his wisdom on achieving financial and personal abundance with guest host Dr. Aleysha Khalid. --- SYNPOSIS The discussion covers Bob's extensive career in healthcare administration to key financial strategies for otolaryngologists, including tax planning and long-term financial management. Mr. Glazer emphasizes the importance of balancing career ambitions with personal life, planning for different stages of one's professional journey, and exploring entrepreneurial ventures. With practical advice on leadership, maintaining work-life balance, and continuous self-improvement, Mr. Glazer offers invaluable guidance for both young practitioners and seasoned professionals in healthcare. --- TIMESTAMPS 00:00 - Introduction02:53 - The Importance of Tax Planning for Physicians06:50 - Navigating Early Career Financial Decisions11:40 - Building a Strong Professional Reputation14:51 - The Seven-Year Itch: Seeking New Challenges23:59 - Understanding Risk Tolerance26:25 - Balancing Work and Life as an Otolaryngologist29:37 - Retirement and Rediscovering Hobbies32:36 - Leading Yourself and Crafting Your Life35:37 - Data-Driven Leadership and Career Advice38:43 - Final Takeaways --- RESOURCES Robert Glazerhttps://www.askascent.com/page/RobertGlazerbio

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Too many lawyers (who make great money) somehow don't end up with much wealth. Why is that, and how can you ensure that you don't fall into the most common wealth traps? Listen to today's episode with guest (and financial planner) Jeffery Lamont to get the answers you need to be a wealthy lawyer, not just a lawyer who makes great money yet doesn't amass a lot of wealth. The post #219: Be A Wealthy Lawyer appeared first on Life & Law Podcast.

On this episode of Adversity Kings, host Tristan Dlabik sits down with Priamo Persichetti to talk about a major new milestone in their business journey together. They break down what's working, what's changed, and why their current strategy sets them up for long-term success. The conversation also exposes flawed tactics used in other life insurance models that fail to build real, sustainable wealth, while highlighting smarter approaches that actually compound over time. To wrap it up, Tristan and Priamo share valuable insights on how to not just make money, but stay wealthy as the future continues to look brighter than ever.

Economist Rob Larson discusses the cloistered world of the very rich, their power and wealth, and their influence over all our lives. The post Fund Drive Special: The Rule of the Wealthy appeared first on KPFA.

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So as I've done for the last couple of years, I'm taking a break from publishing new episodes for the month of December. New episodes will resume on Monday, January 5th. In the meantime, check out the info below on top episodes from 2025 to catch up on. Also, listen to hear plans for the podcast in 2026! 2025 Highlights: Top Episodes Topics Money Mindset Wealth Building Investing Episodes on Money Mindset 191 | Navigating Finances with a CFO Mindset 193 | Hip Hop and Financial Literacy 195 | Improve Your Money Behavior Part 1: Understanding Procrastination and our Spending Habits 196 | Improve Your Money Behavior Part 2: Investing 197 | From Middle-Class to Millionaire 207 | Breaking Free from Paycheck to Paycheck Living Part 1 – Mindset, Gratitude, and Challenging Conventional Financial Wisdom 208 | Breaking Free from Paycheck to Paycheck Living Part 2 – The Five-Step Savings Plan 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Generation Wealth 222 | Love, Money, and Wealth in Relationships Part 1 223 | Love, Money, and Wealth in Relationships Part 2 225 | Level Up Your Finances Part 2 – Commitment, Momentum, and the Path to Financial Freedom Episodes on Wealth Building 185 | Child-Free Wealth: Rethinking Financial Independence 197 | From Middle-Class to Millionaire 208 | Breaking Free from Paycheck to Paycheck Living Part 2 – The Five-Step Savings Plan 210 | 7 Basic Wealth Strategies 211 | 7 Basic Wealth Strategies Part 2 – Navigating Debt and Cash Flow 212 | The Investor's Golden Playbook Part 1 – How a Financial Expert Built Wealth and a Legacy 219 | Lessons from Generational Wealth Part 1 220 | Lessons from Generational Wealth Part 2 – The Real Secrets of the Wealthy 222 | Love, Money, and Wealth in Relationships Part 1 225 | Level Up Your Finances Part 2 – Commitment, Momentum, and the Path to Financial Freedom Episodes on Investing 187 | For the Investment Curious 192 | Empowering Women: Investing with Confidence and Values 193 | Hip Hop and Financial Literacy 196 | Improve Your Money Behavior Part 2: Investing 200 | Financial Fees Explained: Navigating the Costs of Investment Advice 205 | Reviving Investment Clubs: Strategies for Young Investors 206 | Creating a Lasting Financial Legacy 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Generation Wealth 226 | Demystifying Money, Becoming Financially Empowered Top 5 Episodes based on Downloads 198 | Reverse Budgeting: Turning Your Finances on Their Head 211 |  7 Basic Wealth Strategies Part 2 – Navigating Debt and Cash Flow 213 | The Investor's Golden Playbook Part 2 – Mastering the Mindset for First Gen Wealth 199 | Layoff Preparedness: Building Resilience and Financial Security 214 | Navigating Elder Care Part 1 – Protecting Your Family's Wealth  

Barbara Goodstein looks at long-term market opportunities that interest the “very wealthy” clients she works with. She says they are still looking at crypto and AI: “this is about growing wealth for the future…Bitcoin always comes out on top.” She likes stocks that are “using Bitcoin as their treasury,” arguing that the coins themselves are undervalued. Barbara also highlights “all of the metals” and some international markets.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Making smart financial decisions doesn't mean complicated math! David Chilton, author of The Wealthy Barber, on how you can navigate today's risky economic landscape.

Author Michael Lewis joins Sam to celebrate the 15th anniversary of The Big Short and talk about if we’ve learned any lessons since its publication—like why we so often conflate wealth and wisdom. They discuss why they don’t think anyone would actually prefer to go back 30 or 60 years if they had the choice, why cutting interest rates mean house prices will go up, and why Michael wouldn’t bet against Bitcoin but Sam refuses to take most financial risks. They talk about the tragedy of the CPFB being gutted, why Americans treat the government like the enemy, and if there’s a Canadian “deep state.” Keep up with Samantha Bee @realsambee on Instagram and X. And stay up to date with us @LemonadaMedia on X, Facebook, and Instagram. For a list of current sponsors and discount codes for this and every other Lemonada show, go to lemonadamedia.com/sponsors.See omnystudio.com/listener for privacy information.

In this week's episode of Wealthy and Aligned , I share how Human Design and the Gene Keys helped me rebuild trust with myself, soften out of survival mode, and finally become the confident, aligned woman I always knew I was becoming.   We talk about: • what confidence looks like through your design • how midlife, burnout, and emotional survival shape your expression • why embodiment — not information — creates real transformation • the moments that shifted my marriage, my parenting, and my business • the power of your Wealth Codes™ in guiding every decision If you're craving clarity, self-trust, and a deeper sense of who you are, this conversation will ground you back into yourself.   Apply to Work with Danielle HERE  Download your Wealth Codes HERE  Get the Email Series that Pays HERE   

When life throws you something you can't control, most women spiral into frustration — but it's never the circumstance that creates suffering, it's the story you tell about it.In this episode, I share the mindset tool that has changed my life (and my clients' lives) the most, and the two beliefs that instantly create freedom no matter what's happening around you.Tune in to learn:How to navigate unexpected hurdles, challenges, and contractions with easThe tool that has transformed Kristen's life more than anything elseWhy it's never the circumstance — it's your belief about the circumstanceTwo powerful beliefs that instantly create freedom in your body and peace in your life

→ Share this episode with somebody you think would benefit from it, and send me a DM. I would be honored to know what resonated most with you from this episode. ←↓This episode wasn't supposed to air.At the Wealthy & Well-Known Summit, I stepped on stage for an unfiltered Q&A about building a brand when nothing seems to be working. No keynote, no polish—just the truth.I shared what the last two years have really looked like behind the scenes: missed expectations, pivots, and hard-won lessons in resilience, integrity, and reinvention.You'll hear:What it means to build in the darkThe real cost of scalingWhy consistency matters more than confidenceHow 25 Zoom calls shaped my next business moveIf you've ever wondered, “Is it supposed to be this hard?”—this one's for you.Let's ride.Click play to hear all of this and:[00:46] An honest behind-the-scenes look at why this recording felt too raw to release.[01:44] Why leaning into polarity and being unapologetically bold matters more than ever.[03:50] An exploration of what it feels like to evolve when your audience can't yet see the full picture.[05:22] The difficult decision to give up control—and the clarity that followed.[06:20] How a personal mantra—“If I don't quit, I can't lose”—became a lifeline during discouraging seasons.[08:07] How real conversations with ideal clients led to a powerful, beta-tested business pivot.Listen to Related Episodes:How to Discover Your Uniqueness and Gain the Recognition You Deserve with Rory VadenHow to Get the Most Profitable Leads for Your Business with Rory VadenIf you'd like to connect further with Rory and his team, visit freebrandcall.com/jasminestar to sign up for a free call. You can also follow Rory on Instagram at @roryvaden and @brandbuildersgroup.Share this episode with somebody you think would benefit from it, and send me a DM. I would be honored to know what resonated most with you from this episode.For full show notes, visit jasminestar.com/podcast/episode604You know that feeling when you find a platform that just works—and you never have to worry about switching? That's been me and Showit for the past 10+ years.I built my website with Showit because it gives me total design freedom.If you're ready to build a website that works FOR you—and not against you—head to JasmineStar.com/showit for a 14-day free trial + first month free when you subscribe!

In this episode, the team digs into the newly updated 2025 edition of The Wealthy Barber — Dave Chilton's iconic Canadian personal finance book that helped shape millions of financial journeys. Ben, Dan, and Ben walk through the biggest lessons Dave has reworked for a world of high housing costs, social-media-fueled spending pressure, new tax-sheltered accounts, and the ever-present noise of investing advice. This discussion explores why the book remains so effective: it blends timeless principles with approachable storytelling, humor, and deeply practical guidance. The conversation also highlights Dave's real-world insights from reviewing thousands of personal financial situations across Canada. You'll hear how the book explains foundational habits like paying yourself first, why simple investing beats stock picking, how renters can build wealth, and why understanding your own spending is the key to unlocking both financial progress and happiness. Whether you're brand new to money or a seasoned investor, the updated lessons hit harder in 2025 than ever before.   Key Points From This Episode: (0:04) Introduction — recording early and setting up a deep dive into the updated Wealthy Barber. (0:53) Why the new 2025 edition lands so well: humor, modern references, and timeless lessons. (1:30) Dave Chilton's real-world insight from reviewing thousands of Canadians' financial situations. (2:23) Why the storytelling works — characters, humor, and accessible teaching. (3:45) Inside the narrative: Roy the barber, Matt, Maddie, Jess, Kyle, and the barbershop regulars. (7:53) Lesson 1: "You can do this" — personal finance isn't about math, it's about simple principles. (12:08) Lesson 2: Save 10% and pay yourself first — habit beats theory, compounding does the rest. (14:29) Why saving is hard today: algorithms, FOMO, lifestyle creep, and rising costs. (16:57) The behavioral case for saving early, even if economists say otherwise. (18:52) Lesson 3: Be an owner, not a loaner — stocks vs. bonds and the engine of human ingenuity. (22:49) The investor's paradox — the less you think you know, the better you invest. (24:05) Why indexing wins: skewed stock returns and the impossibility of picking winners. (27:49) How investing has changed since 1989 — indexing is now widely accessible. (28:18) "The world feels scary today…" — the 1847 quote showing it always feels that way. (34:03) RRSP vs. TFSA — identical outcomes at equal tax rates, and why RRSPs shine when taxed lower later. (39:12) Debunking the RRSP "tax bomb" — why high earners still benefit most. (42:06) Lesson 4: Housing — the four levers to buy today (cheaper homes,

In this episode of the Healthy, Wealthy, and Smart podcast, host Dr. Karen Litzy welcomes Dr. Eva Norman, a seasoned physical therapist with over 25 years of experience. Dr. Norman shares her journey of establishing a unique physical therapy model that operates outside the traditional insurance framework. She discusses the inception of her business, Live Your Life, which provides personalized, in-home therapy services tailored to individual needs. The conversation delves into the challenges and successes of running a cash-based practice, the importance of listening to clients, and the innovative approaches Dr. Norman has implemented to transform patient care.   Takeaways Dr. Eva Norman's practice focuses on personalized, in-home therapy services. The business model operates outside traditional insurance frameworks. Listening to clients' needs is crucial for business growth and patient satisfaction. Dr. Norman's practice offers a wide range of services, including physical, occupational, and speech therapy. The practice has expanded to include acupuncture, massage, and dietitian services. Partnerships with local agencies enhance service delivery and patient care. Telehealth services have been integrated to reach underserved areas. The practice emphasizes the importance of a holistic approach to patient care. Dr. Norman's innovative model has led to numerous patient success stories. The conversation highlights the value of diversifying services in a cash-based practice.   Chapters 00:00:00 Introduction and Guest Welcome 00:00:00 Dr. Eva Norman's Background 00:00:00 Inception of Live Your Life 00:00:00 Challenges and Successes 00:00:00 Innovative Therapy Approaches 00:00:00 Expanding Services and Partnerships 00:00:01 Telehealth and Holistic Care 00:00:01 Patient Success Stories 00:00:01 Advice for Aspiring Therapists 00:00:01 Conclusion and Contact Information   More About Dr. Norman: Dr. Eva Norman has been practicing physical therapy for more than 25 years. Her passion and commitment continue to be to bring the benefits of physical therapy to the residents of her community and to those in need of it in the surrounding counties. She received her B.S. and M.S. degrees in Physical Therapy in 1996 and her Doctor of Physical Therapy degree in 2009, from Thomas Jefferson University in Philadelphia, PA. Through the years, Dr. Norman has practiced in different practice settings with patients of all ages with various diagnoses. Early on in her career she developed a strong interest in geriatric rehabilitation. To expand her skill set over the years she has taken numerous continuing education courses and also worked in the areas of neurology, orthopedics and cardiopulmonary rehabilitation. In April 2013, she became a Certified Exercise Expert for the Aging Adult. Dr. Norman is currently licensed in Minnesota and Florida. She is an active member of the American Physical Therapy Association (APTA) since 1994. Currently, he is the APTA Federal Affairs Liaison for Florida and PT PAC Ambassador for Florida. Dr. Norman also serves on the Board of Trustees for the Foundation for Physical Therapy Research. In September of 2009, Eva founded Live Your Life Physical Therapy, LLC in response to her passionate desire to offer to her clients, patients, and the public, services (both in home and the community) that could help them to experience health, wellness, and a more active lifestyle throughout their life spans, through the creative applications of preventative and rehabilitative physical therapy.   Resources from this Episode: Live Your Life PT Live Your Life on Instagram Dr. Norman on LinkedIn Live Your Life on Facebook   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

 A new investigation by ProPublica and High Country News reveals how wealthy ranchers and corporations are profiting from federal subsidies for fees they pay to graze cattle on public land. The three-part investigation used data from the Bureau of Land Management to analyze grazing fees and identify the largest ranchers on public lands. Joining us for more details is Mark Olalde, an investigative reporter at ProPublica.

“Wealthy people have an investing playbook: a system that works whether markets boom, crash, or move sideways.” Jaspreet breaks down the 5-step playbook he wishes he had on Day 1: how to fund your investments automatically, choose between cash flow vs. growth, pick a strategy (passive, outsourced, or active), design a real portfolio across asset classes, and set a smart selling + tax plan. Less guessing, more compounding. What You'll Learn The money-flow system: 75/15/10 (or 50/30/20 if you're going aggressive) + 3 separate bank accounts Cash Flow vs. Growth: how to pick, and why starting with one matters Strategy tiers: Passive (ABB: Always Be Buying), Outsourced (AUM & fees), Active (research-first) Portfolio design beyond stocks: business, real estate, stocks, speculative (startups/crypto), gold Selling & taxes: when to trim, 1.5% AUM math, and why real estate's 1031 exchange can defer taxes Chapters 00:00 Hook: The playbook the wealthy use 01:02 Step 1 — Get the money to invest (75/15/10, 3 accounts, automation) 05:28 Step 2 — Define your goal: cash flow vs. growth 09:10 Step 3 — Choose a strategy: Passive, Outsourced, or Active 15:22 Step 4 — Build the portfolio (asset classes & real diversification) 21:05 Step 5 — Selling rules, fees, and taxes (1031s, capitals gains) 25:40 Putting it together: the playbook in one page Keywords: investing playbook, how to start investing 2025, cash flow vs growth investing, ABB always be buying, 75/15/10 rule, investing strategy passive vs active, diversify beyond stocks, real estate investing basics, AUM fees explained, 1031 exchange basics, Minority Mindset #investing #personalfinance #wealthbuilding #stockmarket #realestate #MinorityMindset #financialeducation Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

If you're using AI to chase shortcuts or avoiding it altogether, you're already behind. In this episode of the Wealthy and Well-Known Podcast, Rory and AJ Vaden pull back the curtain on how they're integrating AI into the core operations of Brand Builders Group—not with hype, but with hard-won, real-world systems that are actually working right now. After years of testing and building, they've developed a practical approach to AI that helps them scale without sacrificing the human strategy that makes their brand magnetic. This isn't about chasing shiny objects—it's about leveraging intelligent tools to build a high-trust, high-impact business that runs without burning you out. If you're tired of trading time for money and want to build a business that grows with or without you, this conversation is your next step. Inside this episode: Why most entrepreneurs mistake growth for scale—and stay stuck because of it The two-audience framework that allows you to serve your clients and your team with AI Why BBG ditched generic tools to build a proprietary bot suite The most powerful, practical use-cases of AI Rory and AJ are using today How AJ is cutting hiring time in half while improving quality across the board Time-saving strategies they're applying both at home and in business Why most AI strategies fail—and what to do differently If you want to scale smart and stay relevant, this episode is a must.   DOWNLOAD OUR FREE AUDIOBOOK: wealthyandwellknown.com/audiobook

What you'll learn on this episode:How your beliefs directly shape your sales success The number one mistake real estate agents make—and how to fix it How to turn fear into faith to unlock higher confidence and performance Why persistence matters far more than perfection How Dan's firewalk experience transformed his mindset forever Practical steps to eliminate self-doubt and take consistent daily action To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

You can now watch us LIVE on YouTube! Dick Van Dyke is reflecting on 100 years .It's mind boggling that Netflix has $83 Billion to buy Warner Brothers. Despite the news, it wasn't a bad weekend for the movie theaters thanks to Five Nights at Freddy's, Zootopia, and Kill Bill. It's time to get your Christmas tree! Wealthy people are stealing from the self check out. Why are people afraid of the dentist? Miley Cyrus reveals her engagement was a total surprise. She's not easy to surprise, but she is easy to scare - with paper. Mo money, Mo phobias. New stadiums might be the end of football in the snow. Vinnie's telling the gang how to pose for the perfect photo. Pantone has announced their color of the year. Can't stand the silence? 1 in 4 people insist on having music playing at all times. Netflix and Warner Brothers struck a deal, but Paramount isn't ready to give up. Meanwhile Hollywood isn't ready at all. Sarah better hurry up and watch Pluribus. Former HGTV star has been sentenced for fraud. The top 10 Google searches of 2025. THE trend this year was AI. Cats agree! Men don't listen. Third time's the charm for Fyre festival creator Billy McFarland. Katy Perry and Justin Trudeau are Instagram official. Did Taylor Swift really buy out another bride's wedding date? Travis Kelce says he and Taylor have never had an argument. Are you saying that right? Vinnie's got the most mispronounced words of 2025. Plus, a nice walk down memory lane: When did that happen?

You can now watch us LIVE on YouTube! Dick Van Dyke is reflecting on 100 years. It's mind boggling that Netflix has $83 Billion to buy Warner Brothers. Despite the news, it wasn't a bad weekend for the movie theaters thanks to Five Nights at Freddy's, Zootopia, and Kill Bill. It's time to get your Christmas tree! Wealthy people are stealing from the self check out. Why are people afraid of the dentist?

Cleopatra's Spectacular Introduction to Antony: Colleague Barry Strauss describes Cleopatra's spectacular introduction to Antony and her background as the ruthless, wealthy queen of the Ptolemaic dynasty, noting that Antony values her resources and acknowledges her son Caesarion as Julius Caesar's child, highlighting Cleopatra's wealth display with the pearl story and their strategic alliance.