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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Accredited Investors: Catalina Island deal closes soon. Join waitlist: somerscapital.com/investIn this episode, Rich sits down with Nico Molino to break down how high-income earners can use short-term rentals to dramatically reduce taxes while still building long-term wealth. Nico explains why Airbnb investing can outperform traditional real estate when done correctly, how bonus depreciation and cost segregation create massive tax savings, and the key differences between buying a property for tax benefits versus buying a property that is actually a great investment.The conversation also covers how Nico's team has analyzed hundreds of markets to identify the best Airbnb opportunities, what makes a market attractive, the importance of regulations, and the three drivers of Airbnb returns: cash flow, appreciation, and tax benefits. One of the biggest takeaways is that investors should never buy a short-term rental solely for the tax write-off. The best deals are properties that generate strong cash flow, appreciate over time, and provide significant tax advantages.Connect with Rich on Instagram: @rich_somersInterested in investing with Somers Capital? Visit www.somerscapital.com/invest to learn more.Interested in joining The 7 Figure Creator Mastermind? Visit www.the7figurecreator.com to book a free intro call.Interested in joining our Boutique Hotel Mastermind? Visit www.somerscapital.com/mastermind to book a free call.Connect with Rich on Instagram: @rich_somersInterested in joining The 7 Figure Creator Mastermind? Visit www.the7figurecreator.com to book a free intro call.Interested in joining our Boutique Hotel Mastermind? Visit www.somerscapital.com/mastermind to book a free call.
In the real world of wealth building, there are no dice, you make your own luck. Kris Krohn breaks down the eight specific money tasks that wealthy individuals perform differently than everyone else. Learn why poor advice keeps people trapped, why real estate remains the most dependable long-term vehicle for wealth, and how finding a millionaire mentor can fast-track your path to financial freedom.
You could find fifteen strategies in ten seconds. Ask ChatGPT, ask Claude; they'll hand you every tactic on the internet. Strategy was never the hard part. This week I'm pulling back the curtain on my Wealthy CEO Intensive, a three-day experience I just wrapped with a small group of women. I walk through what happened on each day and why so many smart, capable women hit a ceiling that strategy alone can't explain. This one's for the woman who's already done the work, already seen success, and still feels like the money slips through her hands faster than it should. Pop in those earphones. WHAT YOU'LL LEARN Why Taylor Swift's relationship to songwriting is the exact opposite of hustle culture The light bulb story that explains why more revenue can actually break an underprepared business Why several companies featured on Oprah's Favorite Things list had to shut down completely How wealth behaves like a tuning fork, vibrating to match whatever frequency you're holding The Wi-Fi password metaphor that explains why some women have access to wealth and others don't What the Inner Wise Wealthy Woman meditation is, and why it only works after day two RESOURCES MENTIONED The Wealthy CEO Intensive replay: sarahwalton.com/wealthy-ceo The Art of Receiving (12-week program): sarahwalton.com/art-of-receiving READY TO BUILD YOUR BUSINESS? If this episode named a gap between your strategy and your results, let's talk about it. As my free gift to Girlfriends, I offer a 30-minute discovery call. Book here: https://app.acuityscheduling.com/schedule.php?owner=13047670&appointmentType=2244195 FREE GIFT FROM SARAH Get Sarah's Freedom Calculator and discover how much your business needs to make to finally be free. Download at https://sarahwalton.com/freedom LEARN FROM SARAH Explore Sarah's online courses and free resources to start building your business with confidence. Online Courses: https://sarahwalton.com/online-courses Free Resources: https://sarahwalton.com/free-resources CONNECT WITH SARAH Website: https://sarahwalton.com/podcast YouTube: https://www.youtube.com/@TheSarahWalton Instagram: https://instagram.com/thesarahwalton ABOUT SARAH WALTON Sarah Walton is a wealth consciousness coach, strategic advisor, podcast host, and mentor who helps women entrepreneurs build businesses they love. Her mission is simple: to put more money in the hands of more women. She's the creator of the Abundance Academy, The Art of Receiving, and the Game On Girlfriend® podcast. Sarah teaches authentic, heart-centered business strategies because when women have more financial power, they don't just keep it — they use it to take care of their families, support their communities, and build something bigger than themselves. RELATED GAME ON GIRLFRIEND® EPISODES YOU'LL LOVE Episode 333: Soul Debt: What Overgiving in Business Is Costing You — and What Comes Next — https://sarahwalton.com/overgiving-in-business-women-entrepreneurs/ Episode 319: Why Your Business Feels Stuck (And the Limiting Beliefs Keeping You There) — https://sarahwalton.com/why-business-feels-stuck-limiting-beliefs/ Episode 263: How Your Nervous System Shapes Your Money Habits with Stephanie Crochet — https://sarahwalton.com/nervous-system-regulation/ LOVE THE SHOW? LEAVE US A REVIEW! Thank you so much for listening. I'm honored that you're here, and I'd be grateful if you could leave a quick review on Apple Podcasts by clicking here, scrolling to the bottom, and clicking "Write a review." Your reviews help other women entrepreneurs find the show and get the support they need to build businesses they love. Thank you for being part of the Game On Girlfriend® community! (If you're not sure how to leave a review, you can watch this quick tutorial.)
The biggest misconception about building wealth is that you simply need to make more money. The truth is that high net worth wealth is built through mastering a specific set of skills, many of which have nothing to do with your income. In this episode, I break down the four skills every wealthy woman must develop, what it looks like when they're missing, how to know when you've nailed them, and the results that become possible when all four are working together. Tune in to learn: The four skills you must master if you want to create a very high net worth How to create and communicate value in a way that allows you to make significantly more money What it actually means to manage money well and why many high earners still struggle with this How understanding risk and return helps you multiply your wealth with confidence What each skill looks like when it's missing, how to know when you've nailed it, and the results you'll create once they're in place
Most people focus on how much they earn. Wealthy real estate investors focus on how much they keep. In this episode, G. Brian Davis and Denise break down seven powerful tax strategies that can help investors legally reduce their tax burden while continuing to grow their wealth through real estate. In this video, we cover:
Have you ever had one of those days where everything seems to go wrong? The alarm doesn't go off. Someone says something that rubs you the wrong way. Work feels overwhelming. Your confidence takes a hit. And before you know it, one bad day starts feeling like a bad week, a bad month, or even a bad life. In this episode of It's a Mindset, Emma sits down with Learning and Organisational Development specialist, speaker and author Dr Gayle Smerdon to explore why bad days happen, how we can recognise them early, and most importantly, what we can do to stop them spiralling. Gayle is the author of The Bad Day Playbook and founder of the "Make Work Less Sh*t" philosophy. Drawing on decades of experience working with leaders, teams and organisations, she shares practical and compassionate strategies for navigating life's inevitable difficult moments. Who hasn't had a bad day? I know I've experienced a few recently, and this conversation really landed for me. One of the things I loved most about speaking with Gayle was her reminder that while bad days are inevitable, staying stuck in them isn't. This episode is filled with practical wisdom, self-awareness and gentle reminders that we have more agency than we often realise when we're struggling. Key Episode Takeaways: How a bad day can slowly turn into a bad week, a bad month or even depression if left unchecked The early warning signs that you're having a bad day Why recognising what's happening is often the first step towards changing it The powerful questions you can ask yourself when you're struggling How to identify what is within your control and what isn't The role of self-awareness in navigating difficult emotions Why connection can be one of the most important tools during a bad day How to know whether you need support, space or something else entirely Why bad days are part of being human and don't define who you are One of the most powerful messages from this conversation is that while we can't always control what happens to us, we can influence what happens next. Bad days may be inevitable. Staying stuck in them isn't. About the Guest Dr Gayle Smerdon is a Learning and Organisational Development specialist, speaker and author who helps people make work less exhausting and more meaningful. For more than two decades, she has worked across universities, government and not-for-profits, helping leaders and teams navigate change, build capability and create healthy workplace cultures. With a PhD in Sociology and a Graduate Diploma in Psychology, Gayle studies how organisations function (and malfunction), exploring the interplay between systems, culture and behaviour. She is the author of The Bad Day Playbook and founder of the "Make Work Less Sh*t" philosophy - a practical, funny and deeply human approach to improving work without pretending everything is fine. Gayle believes bad days may be inevitable, but staying stuck in them isn't. Show Resources: Connect with Gayle on LinkedIn: https://www.linkedin.com/in/gayle-smerdon/ Follow Gayle on Instagram - https://www.instagram.com/gaylesmerdon/ Check Out Gayles Website: https://www.gaylesmerdon.com/ Follow Emma on Instagram: @emmalagerlow Purchase Worthy & Wealthy: https://www.amazon.com.au/Worthy-Wealthy-Discovering-Abundance-Fulfilment/dp/1998528022 If you LOVED this episode, make sure you share it on your Instagram stories and tag us @emmalagerlow and @gaylesmerdon. Remember: A bad day doesn't mean you have a bad life. Go Gently, Emma. X.
LIL #004: How the Ultra-Wealthy Actually Invest Their MoneyThe stock market isn't their strategy. It's their holding tank. Here's what the data reveals.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down how the wealthiest families in the world actually allocate their portfolios, using data from Goldman Sachs, JP Morgan, and UBS. You'll learn why the ultra-wealthy borrow against stocks instead of selling them, where real wealth is created in inefficient markets, and why the "safe" 60/40 portfolio had one of its worst years in a century.Question of the DayWhat percentage of your portfolio is currently in the stock market vs. alternative investments? Drop a number below - no judgment, just curious where everyone's starting from.Key TakeawaysThe wealthiest families hold over half their net worth in alternatives, not public equitiesBorrowing at 4-5% to invest at 12-15% is how the ultra-wealthy compound without sellingEfficient markets offer no edge for retail investors - inefficient markets are where wealth is createdOne group of Austin centi-millionaires collectively holds just 5% in stocksConcentrate to make money, diversify to keep it - not the other way aroundTimestamped Outline00:00 - Introduction - the shift from public to private markets00:28 - Why wealthy families keep money in stocks (not the reason you think)00:52 - The arbitrage game - borrowing at 4-5% to invest at 12-15%01:38 - Stacking returns - stocks, whole life policies, and compounding leverage01:57 - The stock market as a holding tank, not a strategy02:15 - Efficient markets vs. inefficient markets03:02 - Where the real opportunity lives - private businesses and real estate04:01 - What the ultra-wealthy actually invest in (family office data)05:42 - The Austin centi-millionaire group that holds just 5% in stocks06:46 - Why the 60/40 portfolio era is over07:26 - Concentration to make money, diversification to keep it09:00 - The shift from public to private - and what's coming nextLinks & ResourcesFlash Boys by Michael Lewis (recommended read on retail investor disadvantage)The Lifestyle Investor Lens (weekly newsletter) - https://lifestyleinvestor.com/newsletterConnect & CTAEnjoyed this? Subscribe and leave a review on Apple Podcasts.Every week, The Lifestyle Investor Lens breaks down what's changing in the world of wealth, what the wealthy are doing differently, and how to build passive income that funds your life today: https://lifestyleinvestor.com/newsletterCreditsHost: Justin Donald © 2026 Lifestyle Investor. All rights reserved.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Find me on Substack!This is a summer classic — a re-release of an enhanced audio episode that originally aired in 2023, now among the most listened-to Talking Billions episodes of all time. If you missed it, this is your moment. If you've heard it before, welcome back.Over the years, I've had the pleasure of spending time with Byron Tully beyond this microphone — in person at a Parisian café, and on Zoom — and he joined the show a second time as well. His writing continues to find new readers around the world, and for good reason.Byron Tully is the author of The Old Money Book — with over 700 five-star reviews on Amazon — a grandson of a newspaper publisher, son of an oil industry executive, and a Paris-based writer who has spent a decade translating the time-tested values of America's wealth-preserving upper class into an accessible, practical guide for anyone willing to embrace them. https://theoldmoneybook.com/3:00 — Byron shares his upbringing outside Houston, TX: comfortable, only child, grandfather in newspapers, father in oil. Grandfather's early advice: "You're gonna have to learn how to manage your behavior."5:30 — Byron meets his wife from Boston; gets "neck deep" in old money culture — three-plus generations of wealth, manners, education, and core values.8:00 — The 2008 financial crisis revelation: L.A. friends who "looked rich" — Beamers, McMansions — lost everything. Boston friends? Unaffected. Flash vs. substance. His wife tells him to stop complaining and write the book.12:00 — Key insight: you don't need money to adopt old money values. The irony — follow the values and you'll start accumulating money because you stop chasing the next product. "The real awakening is to see money as an option-generating... freedom to choose."18:00 — On conspicuous consumption: old money views extravagance as "the fear of poverty." The question to ask — who are you dressing for? "Maybe nobody. Maybe I'll just dress discreetly and appropriately."24:00 — Sudden wealth and inheritance: Byron's personal experience with four inheritances. His advice: blow 1% first to purge the urge to consume, then ask how this windfall can change your life with purpose.34:00 — Old money values unpacked: health, education, politeness, modesty, financial independence, work ethic. "You can't borrow money and say I'll pay you back with time. You just can't."40:00 — Delayed gratification and long-term thinking: Amazon Prime erodes patience; the most precious things in life take time and "cannot be taken away from you."47:00 — Honoring inherited wealth: Byron reflects on his father working past 10pm. "It's the love that my parents had for me." Why can't he waste it?52:00 — On time: "Tomorrow is a promissory note, and yesterday's a canceled check." Social media is the enemy of time. Walking through Paris, looking at your phone — "What are you doing?"57:00 — Definition of success: being of service. Parents giving The Old Money Book to the groomsmen. "That's success to me."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Jean Sung has spent over 20 years inside the rooms where Asia's wealthiest families decide what to do with their money.Head of the JPMorgan Chase Foundation across 13 countries. Founder of J.P. Morgan Private Bank's Philanthropy Centre in Asia. Two decades of sitting across from ultra-high-net-worth individuals, multi-generational family offices, and some of the most powerful philanthropists on the planet.And after all of it, her conclusion is uncomfortable.Most of what we call charity isn't working.Not because people don't care. But because the entire system was built on the wrong foundation. Donations that feel good. Band-aid solutions that never touch the root of the problem. Nonprofits running on passion with no performance metrics, no accountability, and no path to scale. Wealthy donors writing the same check to the same 20 organizations year after year and calling it impact.What she's calling for is a complete restructuring of how philanthropy is practiced in Asia and beyond. Stop treating giving like charity. Start treating it like investment. Same rigor. Same accountability. Same demand for return. Because if you don't do well, you cannot do good.The conversation goes deep on the gap between intention and action, why Asian philanthropic giving is vastly underestimated and almost entirely invisible, how the now generation of wealthy families is finally starting to deploy capital the right way, and why the world needs fewer think tanks and a lot more do tanks.This is one of the most honest, challenging, and clear-eyed conversations I have had on this show.I hope it changes how you think about giving.Apply to work with me: https://www.michaelxcampion.com/Connect with me: https://www.linkedin.com/in/michaelxcampion/Guest — Jean Sung: https://www.linkedin.com/in/jean-k-sung-312b3338/Jean Sung is the Executive Director and Head of The Philanthropy Centre, J.P. Morgan Private Bank, Asia Pacific. She founded the Philanthropy Centre for J.P. Morgan's private banking arm after spending eight years managing the JPMorgan Chase Foundation's corporate giving across 13 Asian countries. With two decades of experience advising ultra-high-net-worth individuals, multi-generational family offices, and global philanthropists, Jean is one of the most experienced and respected voices in strategic philanthropy in Asia. She serves on the boards of the Bai Xian Asia Institute, LinkREIT's Sustainability Committee, the McCain Global Leaders Advisory Council, and the UWCSEA Foundation, among others.(00:00:00) The "Now Gen" and Why Jean Hates the Term Next Gen(00:01:25) 20 Years, 13 Countries: Jean's Journey at JPMorgan(00:03:45) Why People Give and Why That Needs to Change(00:06:36) Band-Aid Solutions and the Mattress Story(00:09:34) What Communities Actually Need vs. What Donors Think They Need(00:14:57) How Jean Got the Job Running the JPMorgan Chase Foundation(00:16:41) Rethinking Grants: From Finite Donations to Sustainable Investment(00:24:38) What Do You Want Your Dash to Mean(00:27:33) Why Your Foundation and Your Investment Portfolio Should Talk to Each Other(00:38:11) Hands Up Not Handouts: The Danger of Dependency(00:47:56) How Asian Families Think About Wealth, Succession, and Giving(00:54:57) Think Tanks vs Do Tanks: The Gap Between Intention and Action
John talks with Dave Trabert with the Kansas Policy Institute about a new study that shows wealthy Kansans already pay more than their "fair share" of income taxes
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
Ronnen Harary is the co-founder of Spin Master, the global toy and entertainment company behind Paw Patrol, Bakugan, Air Hogs, Rubik's Cube, and more. Starting with a handmade product called Earth Buddies, he helped build the company into a multi-billion-dollar business across toys, entertainment, and digital games.In this episode, Ronnen breaks down the early Kmart deal, passing on Beyblade, building Bakugan, creating Paw Patrol, scaling globally, learning from failure, and why your 20s are the best decade to bet on yourself.Hosted on Ausha. See ausha.co/privacy-policy for more information.
The SpaceX IPO has generated a huge amount of excitement, but before you rush to invest, it's important to understand how IPOs actually work and what most headlines aren't telling you. In this episode, I break down the full lifecycle of an IPO, the risks and opportunities that come with investing in newly public companies, and how I'm personally thinking about SpaceX. You'll learn the key dates to be aware of, what typically happens after a company goes public, and the framework I use to evaluate whether an IPO deserves a place in my portfolio.Tune in to learn: How IPOs actually work and what happens before a company becomes publicly available The key dates and considerations to know if you're thinking about investing in SpaceX Why early investors and public investors are taking on very different levels of risk What the headlines about SpaceX aren't telling you Whether I've added SpaceX to my portfolio and how I think about opportunities like this
SELLING YOUR BUSINESS: TIMING MATTERS MORE THAN YOU THINK WATCH ON YOUTUBE Brian MacMillan Managing Director of Mergers and Acquisitions Tessa Hall Media and Communications Specialist About This Episode Tessa speaks with BWFA Managing Director of Mergers & Acquisitions Brian McMillan about one of the biggest decisions a business owner will face: when to sell their business. They discuss the difference between emotional and financial decision-making, how planning can impact business value, and why many owners wait too long to begin the process. The conversation explores business valuation, financial readiness, and the interplay between personal and market timing. It also serves as the first installment in BWFA’s Business Owner Series, which examines the factors that influence successful business exits and long-term planning. To learn more about how BWFA can help with your exit strategy, visit our Merger and Acquisitions page. Read Full Description Selling a business is often one of the most significant financial decisions an owner will make. However, determining the right time to sell is not always straightforward. In this episode of Healthy, Wealthy & Wise, Tessa speaks with BWFA Managing Director of Mergers & Acquisitions Brian McMillan about business exit decisions. They discuss the factors that influence timing and why planning ahead can make a meaningful difference. The discussion explores the difference between emotional and financial decision-making. Many owners begin considering a sale because of retirement, stress, or changing priorities. However, those who plan several years in advance often position themselves for stronger outcomes. Brian explains how clean financial records can improve buyer confidence. He also discusses the benefits of professional accounting support and long-term preparation. Together, these factors can help maximize business value. The conversation highlights common issues that can complicate a transaction. Examples include personal expenses running through the business and unrealistic valuation expectations. These issues can reduce buyer confidence and slow the process. The episode also covers personal timing versus market timing. In addition, Brian discusses signs that an owner may have waited too long to start planning. He explains why understanding your financial position is important before making a decision. Ultimately, selling a business involves more than finding a buyer. A thoughtful exit strategy can help business owners align their personal goals, financial needs, and long-term plans as they prepare for the next chapter of their lives. This episode is part one of BWFA’s Business Owner Series. Future conversations will explore business valuation, retirement strategies, and other planning considerations that can affect a successful transition.
Tait Duryea is the founder of Turbine Capital, a private equity firm specializing in commercial real estate and oil and gas investments, and a commercial airline captain with over 15,000 flight hours on the Airbus A321. In this second episode of a two-part series, Tait breaks down why oil and gas has become a powerful portfolio complement to real estate, especially for high-income W-2 earners looking for active tax write-offs.From the mechanics of horizontal drilling and 98–99% commercial success rates, to writing off 80–90% of your investment against W-2 income in year one, this episode is a masterclass in smart portfolio diversification for accredited investors ready to look beyond traditional real estate. If you're a surgeon, business owner, or high-income professional sitting on passive losses you can't use, this episode was made for you. 5 Key Takeaways Oil and Gas Isn't What It Used to Be — Horizontal drilling technology has pushed commercial success rates to 98–99%, but the tax incentives created during the risky era of vertical drilling have never gone away. That gap is the opportunity. The W-2 Deduction No One Talks About — Unlike passive real estate losses, non-operating working interest in oil and gas wells is treated as active income under IRS code 263 Alpha. High-income earners can write off 80–90% of their investment against W-2 income in year one. Diversify Through a Fund, Not a Single Well — Buying into one or two wells exposes you to catastrophic concentration risk. Turbine Capital's Waypoint Energy fund offers exposure to 40–60 wells alongside major operators like ExxonMobil and Devon — a very different proposition. Front-Loaded Cash Flow Is a Feature, Not a Bug — Oil and gas wells produce the bulk of their returns in the first 24 months. Paired with the year-one tax refund, this creates rapid capital velocity — funds that can then be redeployed into longer-duration real estate deals. Know Where You Are in the Real Estate Cycle — With cap rates expanding into the 6s and values still suppressed, Tait sees this as a prime entry point for commercial real estate. Senior housing and small-bay industrial are his two highest-conviction plays for the next cycle. Key Talking Points of the Episode 00:00 Introduction 00:22 Meet Tait Duryea: Airline pilot turned Private Equity founder of Turbine Capital 01:50 The 3-Paydays Book 02:13 Why high-income investors are adding oil and gas to their portfolios 04:05 Mineral rights vs. new drilling opportunities 05:45 The oil and gas tax advantage that's been in the tax code since the 1950's 07:54 How to invest in oil & gas: Fund minimums, structure, and entry points 10:48 Understanding the returns from oil & gas investments 12:13 The 3-Paydays System 14:42 How to balance oil & gas and real estate for faster portfolio growth 15:32 Get connected with Tait Duryea and the Turbine Capital Investor Relations team 16:04 Is now a good time to buy commercial real estate? 17:44 Why Tait is bullish on senior housing and small-bay industrial real estate 20:53 The opportunities in self-storage and manufactured housing 22:35 Final thoughts and how to connect with Turbine Capital 23:35 How Propsperity.io helps real estate investors manage and scale their portfolio Links Turbine Capital https://www.turbinecap.com/ Turbine Capital Investor Email investors@turbinecap.com Tait Duryea tait@turbinecap.com Oil and Gas Fund Through Turbine Capital https://www.waypoint-energy.com/ 3 Paydays® Live https://3paydayslive.com/podcast Free Discovery Call https://smartrealestatecoachpodcast.com/discovery 3 Paydays® System Mastery Course - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod Apprentice Program 3PaydaysApprentice.com/Podcast Masterclass https://smartrealestatecoach.com/masterspodcast 3 Paydays Books https://3paydaysbooks.com/podcast Partners https://smartrealestatecoach.com/podcastresources
Your business is doing well. Revenue is growing. Clients are coming. You've built something real. But here's the question almost nobody is asking you: Are you actually building wealth? Not business revenue. Not cash flow. Personal, lasting, choice-creating wealth — the kind that means you get to decide how you spend your time, with whom, and on what terms. If the honest answer is "not really" — or "I'm hoping the business sale will sort that out" — you're not alone. But you are taking a risk that most high-achieving women don't recognise until it's too late. Mel Browne is an award-winning financial educator, ex-accountant, ex-financial advisor, and the author of five books, including the global bestseller Unf*ck Your Finances and her latest, Dare to Be Wealthy. She's also the founder of Her Wealth, Her Way — a conference that drew 700 women in its first year and is scaling to over 1,000. What You'll Discover in this Episode: Why growing revenue without growing personal wealth is one of the biggest risks women business owners take — and the structural shifts that close the gap The bare minimum financial foundations every business owner needs: paying yourself a real wage, automating super, and investing outside the business Why your business sale should be the "cherry on top, not the cake" — and how to stop banking your future on an exit that may not deliver The four numbers every business owner should know cold: leads, conversion rates, average sale, and retention — and why they matter more than follower counts How to develop what Mel calls a 'database gut' — enough financial literacy to trust your own instincts, even when professionals are advising you Mel's 'purpose and profit' framework — why building wealth isn't selfish, and how the more you earn, the more freedom and impact you create Mentioned in This Episode: Melissa Browne's Website: https://www.melissabrowne.com.au/ Melissa Browne's LinkedIn: https://www.linkedin.com/in/melissa-browne-5262b020/ Melissa Browne's Instagram: melbrowne.money Melissa Browne's Book: Dare to Be Wealthy is your unapologetic guide for women to build wealth on your terms. No jargon. No shame. No cookie-cutter plans. Just smart strategies, real stories, and a powerful mindset shift that will take you from 'I don't know' to 'I've got this'.
Maybe Rocco's Was Right For Not Accepting a Wealthy Man's CheckAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
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Find me on Substack!Daniel Kertesz is a Zurich-based second-generation family entrepreneur, integrated family advisor, and author of Family Mind: Overcoming the Three-Generation Myth, who draws on his lived experience selling his family's multi-decade business to help wealthy families build resilient, values-driven legacies that outlast any single company.3:00 — Daniel traces his origins: father fled Hungary in 1956, mother fled Romania; both built a company in Switzerland. "I'm officially the first born, but actually not. The company was first."5:00 — On inherited trauma and silence: father survived the Holocaust, never spoke of it. "These stories were kind of heavy on our shoulder without us knowing."9:44 — The sale of the family business: "I was not happy. I was just relieved." His mother's first question days after signing: "Are you happy now?" The emotional toll on the whole family — parents, siblings, spouse — came later.13:38 — Packing up his office after 20+ years, leaving keys on the table as COVID began. "I didn't think that it would be the last time I would be there."18:00 — Introducing family mind: European families put the business at the center; the shift is to put the family at the center. "The family has a longer lifespan than the company."22:50 — Debunking the "shirt sleeves to shirt sleeves" myth: it's not fate, it's a focus problem. When you center the company, the myth often holds. When you center the family, there's a different path.36:33 — The "gray rhinos": death, divorce, and silence are the biggest risks to family wealth — far more destructive than market risk — yet almost no one addresses them.44:48 — "The biggest entrepreneurial lie is that I did everything for you." First, you do it for yourself. Acknowledging that gets you closer to the real questions.1:02:03 — On what separates families that thrive: courage. "No advisor can give them that courage. It's their courage." And: "Don't wait until you're 80."1:06:11 — Closing definition of success: "Look around the table. Look at all these people here. This is your life."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.
Veronique de Rugy argues that the U.S. already has the most progressive tax system among OECD countries, with the wealthy paying a disproportionate share of revenue. She critiques Thomas Piketty's proposal for a global wealth tax and mandated "degrowth," characterizing it as an effort to limit national growth under the guise of climate and social justice. (13)1904 PERSIA
Family, if you're tired of living paycheck to paycheck heading into 2026, this video is going to change your life. I'm breaking down the 8 things our community needs to STOP buying right now if we want to build real wealth, get out of debt, and break generational cycles for good.These aren't generic financial tips. This is real talk for real families — covering everything from TikTok Shop addiction to how we're setting our kids up to fail with $200 Jordans instead of $200 in their college fund.If even ONE of these 8 hits home, you owe it to your future to keep watching.
Jon Ihle, Deputy Business Editor of the Sunday Times Ireland, joins Richard to discuss Elon Musk's new trillionaire status, following the launch of Space X onto Wall Street earlier this week.
Adam N. Michel is director of tax policy studies at the Cato Institute, where he focuses on analyzing the economic and budgetary effects of taxation in the United States.About Michael Liebowitz – Host of The Rational EgoistMichael Liebowitz is the host of The Rational Egoist podcast, a philosopher, author, and political activist committed to the principles of reason, individualism, and rational self-interest. Deeply influenced by the philosophy of Ayn Rand, Michael uses his platform to challenge cultural dogma, expose moral contradictions, and defend the values that make human flourishing possible.His journey from a 25-year prison sentence to becoming a respected voice in the libertarian and Objectivist communities is a testament to the transformative power of philosophy. Today, Michael speaks, writes, and debates passionately in defence of individual rights and intellectual clarity.He is the co-author of two compelling books that examine the failures of the correctional system and the redemptive power of moral conviction:Down the Rabbit Hole: How the Culture of Corrections Encourages Crimehttps://www.amazon.com.au/Down-Rabbit...View from a Cage: From Convict to Crusader for Libertyhttps://books2read.com/u/4jN6xjAbout Xenia Ioannou – Producer of The Rational EgoistXenia Ioannou is the producer of The Rational Egoist, responsible for overseeing the publishing, presentation, and promotion of each episode to ensure a consistent standard of clarity, professionalism, and intellectual rigour.She is the CEO of Alexa Real Estate, a property manager and entrepreneur, and serves on the Board of Directors of the Ayn Rand Centre Australia, where she contributes to the organisation's strategic direction and public engagement with ideas centred on reason, individual rights, and human freedom.Xenia also leads Capitalism and Coffee – An Objectivist Meetup in Adelaide, creating a forum for thoughtful discussion on Ayn Rand's philosophy and its application to everyday life, culture, and current issues.Join Capitalism and Coffee here:#taxes #wealth #economics #capitalismhttps://www.meetup.com/adelaide-ayn-r...(Capitalism and Coffee – An Objectivist Meetup)Follow Xenia's essays on reason, independence, and purposeful living at her Substack:https://substack.com/@xeniaioannou?ut...Because freedom is worth thinking about — and talking about.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley.
Most retirement planning focuses on building wealth. But what happens when age, illness, or cognitive decline make it difficult, or impossible, to manage your money?In this episode of The Capitalist Investor, Diamond Hands D is joined by Sam and Jack to talk through one of the most important retirement planning conversations families tend to avoid: how to protect your finances before something goes wrong.They discuss why cognitive decline is a real concern in retirement, why legal documents need to be handled before they are needed, and how tools like durable power of attorney, trusted contact designations, revocable living trusts, health care proxies, and financial power of attorney can help protect both retirees and their families.The team also covers practical steps beyond legal documents, including naming beneficiaries, consolidating accounts, creating a financial inventory, automating the right bills, reviewing auto transfers, and making sure someone trusted is watching out for potential fraud or exploitation.The biggest takeaway: building wealth is only part of the plan. You also need to make sure your family knows where everything is, who can act on your behalf, and what to do if you can no longer make financial decisions on your own.
The wealth you want is often built in the choices no one else can see.In this solo episode of Life of And, Tiffany breaks down a financial framework that can change how you think about money, time, and the life you are building. Instead of only asking whether something fits your monthly budget, Tiffany challenges listeners to ask: does this decision make me money, save me time, or help me build something? That simple filter turns everyday choices, from childcare to subscriptions to cash sitting in an account, into a clearer way to protect your energy, grow your options, and support a more abundant future.This conversation is a practical reminder that looking successful and building real wealth are not the same thing. Tiffany shares personal examples from her own family's decisions, including investing in childcare, choosing public school, putting cash to work, and saying no to spending that only creates the appearance of success. Listeners will walk away with a more grounded way to evaluate financial choices, understand income statement versus balance sheet thinking, and take simple steps toward a life with more freedom, flexibility, and intention.What You'll LearnHow to tell the difference between income statement thinking and balance sheet thinkingWhy invisible financial choices can create more freedom, flexibility, and long-term wealthThree simple actions to help your money and time start working harder for the life you actually wantTimestamps:(00:00) Intro(02:12) The three purchases test(03:50) Income statement vs balance sheet thinking(07:52) How your balance sheet shows what you're building(10:12) Why a budget is not enough(11:52) When childcare becomes a time investment(15:20) The real cost behind family decisions(18:01) The trap of looking wealthy(18:17) What happens when you invest the monthly spend(23:47) How to get your cash working for you(29:20) The scoreboard that really matters(30:26) Three money moves to make nowLike this episode? Check out more in the series:https://youtu.be/h5tayXL1HxIhttps://youtu.be/MJLq7zdH2NU https://youtu.be/m3fnoNDOp-AFor more from Tiffany:Follow Tiffany on Instagram: https://www.instagram.com/tiffany.sauderLearn More: https://www.tiffanysauder.com Ready to build your own Life of And? Explore the program: https://www.tiffanysauder.com/Program Check out the apps and sponsor of this episode: Ready to Put Your Money to Work? Learn More Here: https://www.tiffanysauder.com/First-Internet-Bank Created in partnership with Share Your Genius www.shareyourgenius.com Learn more about First Internet Bank: https://www.tiffanysauder.com/First-Internet-Bank
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Perry Jeffries III shares his journey from finance novice to expert managing over $80 million in assets. He discusses his WEALTHY framework, the importance of understanding your numbers, and how to think like the bank to achieve financial independence and work optionality. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
If investing has ever felt confusing, overwhelming, or like everyone else got a manual you somehow missed, this episode is for you. In this episode, I break down how investing actually works from the ground up. We cover what an investment really is, how compound interest creates wealth, why diversification matters, and the biggest mistakes that cause people to lose money. Most importantly, I want you to see that investing isn't complicated. It's simply a skill that nobody taught us. When you understand the foundations, investing stops feeling intimidating and starts feeling empowering. Tune in to learn: What an investment actually is (+ why things like cars, boats, and even some houses aren't necessarily investments) How compound interest really works using a simple apple orchard analogy Why the second decade of investing is exponentially more valuable than the first The biggest investing mistakes people make, from stock picking and crypto concentration to relying on underperforming advisors How to set up investments properly, know your financial freedom numbers, and build a portfolio that grows wealth predictably over time
I’m so excited to share today’s conversation with the wonderful Melissa Browne, author of Dare to Be Wealthy. This episode is all about money, but perhaps not in the way you might expect. We talk about money as freedom. Money as choice. Money as a tool that can help you design a life you love, rather than something that feels overwhelming, complicated or out of reach. I loved this conversation - Melissa makes money feel so approachable. She has such a beautiful way of cutting through the noise and helping us see that building wealth doesn’t have to be about being perfect, knowing everything or having lots of money to begin with. It can start with small, simple steps. In this episode, you’ll hear about: Why being wealthy is really about having choices in your everyday life. How your past money mistakes do not need to define your financial future. Simple money habits you can start this week to create more confidence and freedom. We’ll be going deeper with Melissa inside Dream Life Coaching in July, and we’ll be reading Dare to Be Wealthy in GROW. I hope this conversation inspires you to think differently about money, freedom and what’s possible for your life. As always, I’d LOVE to hear what resonated most with you - so please share and let’s keep the conversation going in the Dream Life Podcast Facebook Group here. Have a wonderful weekend …and remember, it all starts with a dream
THE HIDDEN MILLIONAIRE: ARE YOU WEALTHIER THAN YOU THINK? WATCH ON YOUTUBE Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS, Senior Financial Planner Tessa Hall Media and Communications Specialist About This Episode Tessa speaks with BWFA Financial Planner Tyler Kluge about the concept of the “hidden millionaire”—individuals who have built substantial wealth through consistent saving but may not realize the opportunities available to optimize their financial lives. They discuss why saving money is only one piece of the puzzle and how thoughtful planning can help individuals make more informed decisions about investing, taxes, retirement, and estate planning. The conversation explores cash reserves, forgotten retirement accounts, diversification misconceptions, tax planning, and the importance of understanding your complete financial picture. To learn more about how our financial planning services can help bring clarity to your goals, visit our Financial Planning page. Read Full Description Some people spend years diligently saving money without realizing how much wealth they have accumulated. Others build substantial assets across multiple accounts but never create a comprehensive financial plan. In this episode of Healthy, Wealthy & Wise, Tessa speaks with BWFA Financial Planner Tyler Kluge about the concept of the hidden millionaire. They discuss why financial planning goes beyond simply saving money. Many people maintain large cash reserves without evaluating whether those assets align with their goals. Others forget about retirement accounts from previous employers. Some assume they are diversified simply because they have investments at multiple financial institutions. Tyler explains why understanding your net worth is an important first step in the planning process. He also discusses how investment management, tax planning, retirement planning, and estate planning work together to create a more complete financial strategy. The conversation also explores forgotten accounts, inefficient portfolio structures, and overlooked tax considerations. These issues can affect long-term financial outcomes. In addition, Tyler explains why individuals with substantial assets should consider how their wealth will transfer to future generations. Ultimately, becoming a hidden millionaire often results from consistent saving habits. However, financial planning can help transform accumulated wealth into a strategy that supports your goals. It can also reduce complexity, provide greater confidence, and help ensure your resources are working effectively.
On this episode of the Deal Farm®, Kevin and Ken sit down with Allen Lomax to explore his journey from single-family real estate investor to wealth preservation and tax strategy expert. Allen shares how the 2008 financial crisis wiped out most of his assets and how that painful reset pushed him to rethink his investing. He breaks down why commercial real estate is more scalable and less risky than single-family, and why he ultimately chose capital raising over direct investing. He also dives into how high-income earners are unknowingly leaving money on the table by keeping 90–95% of their assets in public markets, and what the wealthiest investors do differently to diversify, reduce tax liability, and protect what they've built. If you've ever wondered how the top 1% legally beat the system and preserve generational wealth, this episode is your blueprint.
What if building wealth was exactly like building a house? In this episode of The How To Show, Gino Barbaro breaks down the five stages of building a financial house and explains why most people fail to create lasting wealth. Many people jump straight into investing, crypto, real estate, or business opportunities without first building a strong financial foundation. The result? Their financial house eventually crumbles. Using a simple yet powerful framework, Gino explains how true wealth is created through a step-by-step process that prioritizes stability, education, protection, cash flow, and legacy. Whether you're just beginning your financial journey or looking to strengthen your existing strategy, this episode provides a roadmap for building wealth that lasts. What You'll Learn • The difference between being rich and being wealthy • Why financial foundations matter more than investments • How to build financial stability before taking risks • The role of cash flow, investing, and asset protection • How to create long-term and generational wealth • The 5 stages of building a financial house Timestamps 00:00 Introduction: Rich vs Wealthy 01:30 Why Most People Build Wealth Wrong 04:20 Stage 1: Financial Foundation 10:05 Stage 2: Building Your Financial Framework 16:15 Stage 3: Protecting Your Wealth 19:20 Stage 4: Creating Cash Flow & Assets 26:50 The Maserati Mike Story 30:15 Stage 5: Legacy & Estate Planning 35:00 Financial House Assessment Exercise 39:15 Identify Your Weakest Wealth Stage 41:30 Wealth Building Action Steps 44:15 How to Build Generational Wealth 46:00 Final Takeaways & Closing Thoughts What to lear more about multifamily? Go to: https://wheelbarrowprofits.com/ We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome back to another episode of "Healthy, Wealthy, And Wise"! In today's discussion, Michelle Knowles leads a heartfelt conversation about redefining what success looks like in the grooming industry. Instead of chasing only the perfect finish or striving for dog show standards, she encourages groomers to focus on the journey—prioritizing the happiness, health, and emotional well-being of both the pets and the people who care for them. You'll hear practical insights on industry evolution, building client relationships that put pets first, cultivating a low-stress work environment, and empowering groomers to find fulfillment beyond ribbons and trophies. Whether you're a seasoned groomer or just starting out, this episode is packed with advice on growing a meaningful, rewarding career while nurturing the animals we love.
In this episode of the Sunlight Tax Podcast, I break down some of the biggest misconceptions about wealth taxes, estate taxes, and tax fairness in the United States. We'll explore how the tax system works for the wealthiest Americans, why so many myths persist around taxing wealth, and what these policies mean for everyday people, small business owners, and future generations.I also share the story behind my grassroots campaign to raise awareness about tax justice through art, advocacy, and community action. My goal is to make complex tax issues easier to understand and help more people engage in conversations about economic fairness and social change.Also mentioned in today's episode:00:10 My Art Campaign00:29 The State of Wealth Inequality in the US00:57 Tax Fairness and the Wealthy01:50 Problems with Wealth Tax and Historical Context02:45 Inheritances and the Income Tax System03:41 Hannah's Grassroots Campaign and Art Fundraiser04:41 Understanding the Sunlight Tax Website05:09 Funding the IRS and Tax Enforcement06:34 Myths and Misinformation about Tax Laws07:32 Upcoming Expert Interview with Professor Madoff09:00 Misconceptions about Inheritance and Gift Taxes12:17 The Truth About Estate Taxes and Public Perception16:35 Tax Benefits for Primary Residence SalesIf you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.Episode Links:Support me in rebuilding my studioRay Madoff, author of The Second Estate: How the Tax Code Made an American Aristocracy.Get my Tax Help on Substack.Get your FREE visual guide to tax deductionsOrder my book: Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe
Flow State of Mind Podcast | Health | Fitness | Physique | Psychology | Business
Join Our Live Free Masterclass on How to Add $14,800 a Month Signing Just 2 Clients Per Week with The LTV Retention Method Finishing up our 2 part series on Hormozi's value equation and why it's not the complete picture when it comes to your fitness and health coaching business, we wanted to dive deeper into what we previously discussed last episode with your intrinsic worth. We'll cover and explain the 3 pillars, the two ways to scale your business, why you'll eventually need to shift from improving your coaching skills to improving your business skills, and more! Time Stamps: (0:44) Previous Episode on The Value Equation (1:47) Making You More Valuable (2:05) Your Intrinsic Worth (2:57) Defining the Equation (4:37) Who Do I Need to Become? (5:52) My Story and Childhood (9:32) Persuasion Power (10:38) Impact Skills (11:47) Two Ways to Scale Your Business (14:42) Shifting Coaching to Business Skills (19:52) Action, Action, Action (21:57) How We Can Help ----------------
Business owners ask, “How can we get customers to do what we want them to do?”And then they create an app and insist that you download it.How many apps have you been told that you need to download? (Look at your phone and count them.)Generally speaking, retail apps are good because they reduce the friction of your shopping experience. Service provider apps are bad because they increase the friction of your service experience.How many times have you had to reset your password?Have you ever had an app demand the answer to a question that sent you on a mission to find the answer?How many times have you been presented with a pick-list that did not include your need?Do you sometimes feel like you are making things easier for the service provider instead of them making things easier for you?Six different service apps have recently increased my frustration to the point that I am now searching for six new service providers to replace them.I was not surprised when I learned that all six of those companies are in decline.And I'll wager that none of them knows why.Operational efficiency is a worthy objective. Just be careful that you are not shifting your workload onto the shoulders of your customer.Every designer of a service app believes their app is going to be user-friendly, easy to understand, frustration-free, and save the customer a lot of time.In reality, these apps are felt to be unfriendly and frustrating.We both know that the objective is not to save time for us, but for us to save time for the service provider. They have established neat little cubicles to meet their own needs, and now they are telling us to crawl into each little cubicle and do what we are told.This technology is not working for me. It is forcing me to work for them.Wealthy superstar business owners do not ask, “How can we get customers to do what we want them to do?”Superstars ask, “How can we do what customers wish we could do?”Brian Scudamore, Dewey Jenkins, and Aaron Gaynor are superstar builders of service businesses.Each of these superstars has elevated their service business to become a shining star in the dark night of every customer.These men say:“How can we make it effortless and frustration-free for the customer?”“We have to find more ways to make it easier for people to do business with us!”“How can we delight the customer in ways they did not expect?”“We will always have a solution for every customer. No one will be left behind. We never walk away from a person who needs us.”Brian Scudamore built 1-800-GOT-JUNK into the World's Largest Junk Removal Service by making every problem his problem.“We make junk disappear. All you have to do is point.”For many years Brian has been pondering the question, “How can we do what customers wish we could do?”Brian identified four big things that his customers wished were possible, but that were clearly impossible.Last month Brian Scudamore figured out how to do all four of those things!When he makes his big announcement, I expect his company to quickly double in size.I would tell you to buy stock in his company, but I can't.Brian owns the whole thing. No investors, stockholders, or board of directors.Now you know how miracles are made.Roy H. WilliamsNOTE FROM INDY: I put an Aaron Gaynor radio ad on the first page of the rabbit hole for you. – Indy BeagleSmall-business growth creates a frustrating paradox: the more a business succeeds, the more overwhelmed the owner becomes. Small-business coach Jason Rosado helps small-business owners strengthen their teams, and create more free time for their owners.In this week's episode of MondayMorningRadio Jason tells roving reporter Rotbart how a business owner can identify whether their business truly needs more customers — or whether it is operational inefficiencies and leadership inflexibility that are preventing growth. If you could use some practical techniques for reducing stress and preventing burnout, check out Jason Rosado at MondayMorningRadio.com
SEC Chairman Paul Atkins and his wife reportedly own 54 life insurance policies. Yes, fifty-four! Most people see that headline and think it's extreme. Maybe even a little absurd. Why would anyone hold that many policies? Who does that? But there's a more interesting question worth asking - what does someone who owns 54 policies understand about life insurance that most people were never taught? https://youtu.be/DdGxt2346C8 Because there are two completely different ways to think about life insurance. One is the way most of us were introduced to it: a product you buy, file away, and hope you never need. The other is what someone like Atkins seems to be doing. Building a financial architecture. A system. An infrastructure designed to do real financial work across an entire family and portfolio. That gap is what this article is about. Not Paul Atkins specifically. But what his disclosure reveals about how financially sophisticated people think about control, liquidity, and the capabilities of permanent life insurance that most of us were simply never shown. Key TakeawaysFrom Checkbox to Capital SystemThe Problem With Only Having One StrategyWhy Wealthy Families Think About Control FirstThe Priority Order That Changes EverythingOpportunities Find CashWhat 54 Policies Might Actually Be SolvingEstate EqualizationBusiness Succession and Deferred CompensationLiquidity Without LiquidationTax-Advantaged Access During Your LifetimeGovernment Service and Conflict-of-Interest DisclosuresWhy the Contract Distinction Changes EverythingWhat Family Banking Looks LikeA Real ExampleThe Internal CycleThinking About Family Members as Key PeopleThe Generational DimensionNot All Life Insurance Is the Same ToolWhy Whole Life With a Mutual CompanyThe Question Isn't Why, It's What.Book a Strategy CallFrequently Asked QuestionsWhat is family banking with life insurance?Why would someone own 54 life insurance policies?How does whole life insurance provide liquidity?What is the difference between a life insurance contract and a financial account?Can life insurance really be used as a tax strategy?What type of life insurance works for family banking? Key Takeaways Wealthy families treat life insurance as a capital system, not a product purchase Whole life insurance provides a kind of liquidity and control that no other asset class replicates A life insurance policy is a contract; most other financial assets are accounts, and that distinction matters Multiple policies signal a coordinated financial architecture, not a single coverage decision Family banking uses whole life policy cash value to fund needs within the family without relying on outside lenders Not all life insurance is built for this purpose. A specially designed dividend-paying whole life with a mutual company is the right foundation From Checkbox to Capital System Most people's first exposure to life insurance comes through a W-2 job. You fill out your benefits enrollment paperwork, someone offers you a multiple of your salary, and the pitch is pretty simple: if something happens to you, this replaces what you would have earned. That's not wrong. But it's a very small part of what permanent life insurance can actually do. The consumer mindset asks one question: how little do I need? What's the minimum that takes care of my family, pays off the mortgage, and maybe funds college? That's a reasonable starting point. But it's also a ceiling. Once you've bought enough to replace income, the logic of that framework says you're done. The business owner mindset asks something completely different. Not how little I can have, but how much I can invest in this to get the most out of it? That question leads somewhere very different, potentially, to 54 policies. The Problem With Only Having One Strategy There's a Thomas Sowell line worth sitting with here: there are no solutions in life, only compromises. Bruce Wehner brought this up at the top of our conversation, and it's the philosophical foundation for everything else we talked about. Anyone absolutely committed to one financial strategy and dismissing everything else isn't being disciplined. They're playing an incomplete game. Think of it like football. You wouldn't go into the championship using only your running back and offensive linemen. Every position exists because every position has a job. Wide receivers do something the offensive line can't. The quarterback does something neither of them can. Financial tools work the same way. A securities-only investor isn't maximizing anything. They're just leaving part of the field empty. Why Wealthy Families Think About Control First Most of us are taught to optimize for rate of return. Net worth is the scoreboard. The fastest-growing asset wins. That framework isn't useless. But it's incomplete, because it ignores the conditions that make returns actually usable. Wealthy families add a different dimension to the scorecard: control. How much autonomy do you have over your capital? Can you access it when you want to? Can you deploy it on your own terms without a bank's approval or an institution's timeline? The Priority Order That Changes Everything Here's the order I've come to think about for financially sophisticated decision-making. Control first. Then access, meaning liquidity and tax treatment. Then guarantees and long-term certainty. Then, growth on top of all of that. That's the opposite of how most people are wired to think. We go straight to growth. We ask about rate of return before we've even asked whether we can get to the money on our terms. The safety, liquidity, and growth triangle is real. You can't maximize all three in a single financial product. A five-year CD gives you safety and predictability but doesn't grow much. A non-traded REIT might project 18 to 22% IRR, but there's zero liquidity and elevated risk. If you want to hold illiquid, higher-growth positions, you need a guaranteed liquidity cushion somewhere else. Life insurance is often that cushion. Not because it produces the highest returns, but because it's always available and never tied to market conditions. Opportunities Find Cash Nelson Nash used to say, "Opportunities find cash." If you don't have accessible capital, you don't see the opportunity even when it's right in front of you. But if you're sitting on a pool of liquid capital, you can act. That's not just a defensive position; it's an offensive one. And it's one of the things I've found our clients experience firsthand once they have a working cash flow system in place. What 54 Policies Might Actually Be Solving We don't know Paul Atkins' specific financial picture. We're not claiming to. But we can talk through the kinds of financial problems that a sophisticated investor, with a complex estate and a long-term view, might be solving with permanent life insurance. Because each policy is probably doing a job. Estate Equalization Imagine a family business. Two adult children. One wants to run the company; the other doesn't. At death, the default outcomes aren't great. Force both into a partnership and you breed resentment. Have the operating child buy out the other with a loan and you create a cash flow burden from day one. Give one the business and one nothing, and that's obviously not equitable either. A life insurance death benefit can solve this cleanly. One heir receives the business. The other receives a cash equivalent from the policy. No forced partnership. No buyout debt. No hard feelings baked into the inheritance. This is a problem that real estate, retirement accounts, and securities simply cannot solve with the same precision. Business Succession and Deferred Compensation Key man insurance protects a business against the financial impact of losing a critical person, whether that's a top salesperson or a founding partner. The liquidity event from the policy buys time to adapt without being forced to act under pressure. Deferred compensation funded through life insurance is a different use case, but just as valuable. Under ERISA rules, you can't legally contribute more to one employee's 401 (k) than another's. You can't discriminate. But with life insurance, you can. A business owner can set up a policy on a key employee, fund it for five years, and transfer ownership at the end of the term as a form of deferred compensation. It's targeted, legal, and not available through any investment account structure. Liquidity Without Liquidation Highly appreciated assets present a specific problem. Real estate, private equity stakes, business interests: these often aren't liquid. Selling them to cover an opportunity or an emergency usually means a taxable event, often at an inopportune time. Policy cash value doesn't work that way. It's accessible at any time, with no credit approval, no income verification, and no market timing required. You borrow against it for any purpose and repay on your own terms. If your equities are down and you need capital, you don't touch them. You go to the policy. Tax-Advantaged Access During Your Lifetime The death benefit's tax-free treatment is well known. Less talked about is what you can do with cash value while you're still alive. Policy loans let you access accumulated value without triggering income tax. So instead of selling an appreciated position and incurring capital gains, you borrow from the policy. Whether it's funding an investment, a home renovation, or bringing the whole family together for a vacation, the access doesn't create a tax event. The alternative, pulling from a qualified account, hits you with ordinary income tax plus potential penalties. That's a genuinely different category of financial flexibility. Government Service and Conflict-of-Interest Disclosures When officials step into government roles,...
Michael F. Florio from NFL Network & The Sick Podcast with Stevie Johnson joins the show. He is a noted & die hard NY Knicks fan who says to all of the doubters... "keep doubting them." He also shares some very important fantasy football advice.
Why can two women learn the exact same business strategy, the exact same investing strategy, and still create wildly different results? In this episode, I take you deeper than tactics, habits, beliefs, and even traditional identity work to uncover the invisible forces that are quietly driving your relationship with money, wealth, and success. I'm sharing what I've observed from women with 8 and 9 figure net worths, why high-net-worth women operate in an entirely different way, and the hidden patterns that shape your financial reality without you even realizing it. Tune in to learn: Why two women can learn the exact same strategy and create wildly different financial results The mysterious reason money seems to move effortlessly to some women and feel hard for others What sits deeper than beliefs, habits, energetics, and identity work Eight invisible forces that are driving your entire paradigm with wealth How ultra high-net-worth women view money, time, themselves, and the allocation of capital differently than everyone else
Flow State of Mind Podcast | Health | Fitness | Physique | Psychology | Business
Join Our Live Free Masterclass on How to Add $14,800 a Month Signing Just 2 Clients Per Week with The LTV Retention Method Look… we love some Hormozi here but specifically with the Value Equation in 100 Million Dollar Offers… there's something missing. Something that online fitness and health coaches really need if they want to be successful in this industry. In part 1 of this 2 part series, I am going to share with you why this value equation doesn't show the whole picture especially for fitness coaches, why you need money, and my Intrinsic Worth formula you'll want to start incorporating into your life and business. Time Stamps: (3:23) Why Alex Hormozi Is Wrong (3:47) Quick Example of F*ck You Money (5:42) Our Wealth Accumulation and Why You Need Money (6:47) Alex Hormozi's Value Equation (8:06) Here's The Problem (11:05) The Intrinsic Worth Formula (13:21) Impact Skills (14:30) Next Episode ----------------
(1) Liz Peek discusses the K-shaped economy, where wealthy retirees flourish while lower-income citizens struggle with inflation and high gasoline costs. The Iran war significantly impacts oil prices, threatening real wage growth.
(4) Josiah Osgood describes how Cato's obstructionism forced Caesar, Pompey, and Crassus into an unexpected alliance to advance their interests. Crassus, a wealthy and "shady" financier, funded Caesar's lavish games as an aedile to secure political favor. The narrative explores the cursus honorum, the Roman political ladder involving quaestors, aediles, and praetors, leading to the consulship. Tensions rose over the tribunate's veto power and the divide between Cato's Optimates and Caesar's Populares. While the Senate clung to traditional noble power, Caesar's alliance championed land redistribution and grain reforms to destabilize their control.
Lens #01: 3 Shifts the Ultra-Wealthy Already Made (And You Haven't)The wealthy rewrote the investment playbook years ago - here's how to catch up.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down the three shifts separating the ultra-wealthy from everyone else. You'll learn why the stock market is the alternative investment (not the other way around), how family offices give wealthy families an unfair advantage, and why cash flow - not net worth - is the real measure of financial freedom.Question of the DayOf the three shifts - public to private markets, investment advisor to family office, or net worth to cash flow - which one challenges YOUR current strategy the most? Drop it in the comments.Key Take-awaysThe ultra-wealthy hold 59-70% of assets in alternatives, not public marketsLess than 1% of money managers beat the S&P 500 over 30 yearsYou can achieve financial freedom through cash flow before becoming a millionaireThe "accumulate and deplete" retirement model is outdated and brokenFamily office infrastructure is no longer reserved for billionairesTimestamped Outline00:00 - Introduction01:08 - Three shifts reshaping the investment world01:20 - Shift 1: Public markets to private markets02:19 - How family offices actually invest (59-70% in alternatives)03:28 - Shift 2: Investment advisor to family office03:59 - Why most money managers underperform the S&P 50004:28 - What a family office looks like05:10 - Shift 3: Net worth to cash flow05:37 - The outdated "accumulate and deplete" model06:24 - Financial freedom today, not someday06:52 - So what do you do about it07:16 - What's coming next weekLinks & ResourcesSubscribe to The Lifestyle Investor Lens → http://lifestyleinvestor.com/newsletterConnect & CTA