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Latest podcast episodes about wealthy

Trappin Tuesday's
When the Market Bleeds, the Wealthy Eat

Trappin Tuesday's

Play Episode Listen Later Nov 15, 2025 12:03


When the market drops, most people panic.They see red… and start running.But in the Trap, we see something different... opportunity.Family, let me put you on game: when the market goes low, assets go on sale.That's when real wealth is built, not when everything's booming.Right now, even the Magnificent 7, Apple, Microsoft, Nvidia, Amazon, Meta, Google, and Tesla, are taking pullbacks.And instead of loading up, people are selling off.

The Wealth Equation
Why Investing Feels Complicated

The Wealth Equation

Play Episode Listen Later Nov 14, 2025 16:56


Investing only feels hard because the industry makes it confusing on purpose.In this episode, I break down the smoke-and-mirrors that keep women overwhelmed and show you the ridiculously simple strategy that actually builds wealth.You'll learn the 3 ingredients every powerful portfolio needs, and how to grow a multi 7 Fig. net worth without overthinking.Tune in to learn:Why the industry profits from keeping you confusedHow to spot “experts” who sound smart but consistently underperformThe 3 ingredients of a simple, high-performing portfolioHow to build long-term wealth in just a few hours a year

The Joyce Kaufman Show
Joyce's Thought of the Day 11/14/25 - Italian prosecutors launch investigation into allegations that wealthy foreigners paid to shoot Bosnian civilians in the 90s

The Joyce Kaufman Show

Play Episode Listen Later Nov 14, 2025 3:00


Joyce talks about the investigation into whether or not there is truth to the allegations that wealthy foreigners paid large sums of money to shoot civilians in the besieged city of Sarajevo in the 90s. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Chrissie, Sam & Browny
Khloe & Kylie are Pranksters!

Chrissie, Sam & Browny

Play Episode Listen Later Nov 14, 2025 6:23 Transcription Available


Kylie has appeared on Khloe’s podcast and they decided they’d play a little prank on their family members and let’s just say it doesn’t quite go to plan for all of them. Plus, the last episode of Healthy, Wealthy & Wise is gracing our screens.See omnystudio.com/listener for privacy information.

ExplicitNovels
The Time Riders: Part 6

ExplicitNovels

Play Episode Listen Later Nov 14, 2025


The Time Riders: Part 6 An Orgy In Imperial Rome. Based on a post by BiscuitHammer, in 16 parts. Listen to the Podcast at Explicit Novels. Another Time Excursion. "How's your head?" Becky asked as they walked down the hallway, gazing in wonder at the ornate mosaic that covered the floor and stretched ahead of them. The walls, no doubt made of brick, were covered in plaster, upon which colorful (and often erotic) frescoes were painted. While the clothing she was wearing in theory resembled the stola and other clothes worn by Roman women, hers was considerably abbreviated, if not downright scandalous. The white garment hung off her sensual curves, spilling away from her voluptuous tits, which could be seen through the mostly diaphanous material. Gold bracelets and bangles adorned her arms and a thin gold chain with tiny jewels sat on her ankle. She was wearing her golden-blonde hair up atop her head, but playful wisps and curls hung down in places, giving it a sassy and almost playful look. A gold-colored belt cinched in at her tiny waist, making her bust look even bigger. Mark grimaced and lightly thumped the heel of his palm against the side of his head, as if trying to jar his brain loose. "It kinda hurts, to be honest, like a buzzing headache," he muttered, waiting for his eye to stop twitching. "Who'd have thought getting advanced cybernetics installed in your noggin would hurt?" "Oh, come now, you're hardly Steve Austin," Becky chided, smiling at his outfit while they walked. "It was just a little bio-chip installed into your Broca's area to help you get by quickly with the whole language thing." "Well, if Latin is supposed to sound like the white noise on a grandpa TV combined with a mosquito buzzing in your ear, then it's working," Mark groused, wiggling his jaw to see if opening up his ear canals helped at all in getting rid of this unwelcome phenomenon. "How long did they say it usually lasted?" "Just an hour," Becky replied, stopping and fiddling with Mark's tunic, adjusting it to show off his handsome physique to best effect. The simple leather belt hung loosely on his small waist, more for contrast than anything. He was wearing very simple sandals on his feet. She hadn't had to do very much to his dark hair to achieve the look she wanted, merely tousling it after rubbing in a little olive oil, making it wavy and pleasing to look at. "Should stop any time now." And as if acceding to the lovely woman's request, the buzzing and throbbing stopped suddenly. Mark's eyes widened slightly at the sudden quiet inside his cranial grape. Becky saw his expression change and smiled, knowing what had happened. "Hmm," she purred, tracing a finger down his form and over his cock beneath his period clothes. "Estne volumen in tunica, an solum tibi libet me videre?" Mark grinned, understanding what she had said. "Ego sum laetus video vidi te!" he replied readily. "Well, I know you're happy to see these;” Becky whispered, leaning close and using a finger to tug down the edge of her barely-there clothing and exposing her tit to him, the pink nipples begging for his attention. "But;” she said, replacing the clothing and standing up again, "; we're here to take part in a Roman orgy, so we'd best get moving now that you're feeling better." Mark exhaled, composing himself after her tease, and nodded. "All right. So what's the drill again?" "Your name is Bonosus," Becky instructed, touching up his outfit again. "You're a slave from Spain, meaning that you have no rights. But don't worry, I own you, and I am very specific about who can do what with you." "So, no guy is gonna try and fuck me in the ass, right?" Mark asked somewhat nervously, smiling. Becky smiled: "Pity you won't try it, you might like it. However, no, I'll simply explain that you're off-limits to men, because you're being saved for my uncle, who is away on the German border. Me, I'm a patrician woman, visiting Rome, and I'm looking for a good time. My name is Aurora. If you really need my attention and are worried about speaking in Latin, we'll speak in English, quietly. Got it?" "Okay, what should I expect?" he queried. "I did a little research, looking for who had a reputation for throwing orgies and parties that tended to bring out the morals police," she answered, adjusting her own outfit now. Neither of them was wearing undergarments, and if the light caught the bottom portion of her so-called dress just right, Mark could see her cunt. "This villa is far enough on the outskirts of Rome that we're very unlikely to get a visit." She leaned back against the wall, smiling saucily as she drew him into her, their pelvises pressing together as she looked up at him. "So we're going to go in there, and fuck, and fuck, and fuck, with anyone and everyone we choose," she whispered in his ear. "Fuck every single girl that catches your fancy, Mark. Those anacept pills we took will cover us against all known transmitted diseases for a week, and they make us temporarily infertile. No consequences. And the tiny tabs on our skin will keep our libidos from flagging for a whole day." "That sounds great," he agreed, his eyes glinting with excitement. "Really great." "Mark, I am going to behave like I haven't since my wildest nights in college," Becky said softly, reaching up and running her fingers through his hair as she looked up into his eyes. He could feel her breathing getting heavy. She was really turned on by what they were about to do. "Are you sure you're prepared to see me like that?" Mark nodded: "I don't own you, Becks. We're time travel partners, and damned good ones. It's not like we're in love. Do what you like, I promise, it's fine." "Hmm, just when I thought you couldn't get more attractive;” she purred, pulling him in for a deep kiss while they leaned against the wall. She broke the kiss and looked up at him. "Do' you remember where all our supplies are, in case things happen to go south?" Mark nodded again. "Back in the little vestibule near the servants' rooms. I remember. Now let's do this; Mistress Aurora." "God, I could get used to hearing that," Becky sighed, shivering as she straightened up and prepared herself. "Remember; lots of drinking, eating, music, dancing and fucking. Do whatever the Hell feels good tonight, Mark, this is a real Roman orgy." She took him by the hand and smiled wickedly. "Now let's go get 'em, tiger;” Mark was laughing and drinking wine from a silver goblet, while watching a group of slave girls dance in the middle of the floor. The girls, who were clearly from all around the Empire, were whirling and cavorting about while drums and cymbals clashed out a rhythmic beat for them to follow. They wore sheer material draping down from their waists between their legs, and nothing else. Their tits bounced and jiggled about as they twirled about one another, letting out sensuous calls on occasion. The hosts of the day's festivities, a patrician man named Flavius and his lovely wife Pompeneia, were very wealthy, and they owned over five hundred slaves, spread out among three separate properties spaced around the capital. Mark had even heard tell that they owned land in Egypt and Byzantium. Wealthy indeed. There were nearly fifty proper guests, excluding slaves and attendants, so the place was fairly bustling with people. Patricians, plebeians, freedmen, freedwomen and slaves, all were to enjoy themselves tonight. And all at the request of the guest of honor, the stunning Aurora of the fabled Horatius family. Mark pried his eyes away from the dancing girls long enough to look around for his 'mistress'. He finally espied her, lying stretched out on a lectus, along with their hostess, Pompeneia, hungrily swallowing one another's tongue while they groped each other. Against all odds, 'Aurora' still had her clothes on, although only barely. Mistress Horatia Aurora had, as guest of honor, requested that in the name of the goddess Feronia, that the slaves be allowed to celebrate tonight as well, free of consequence, as long as they also performed their assigned duties. If not actively seeing to an assignment, they were allowed to sit, although they had to accede their seat to anyone of a higher station who needed it. They would also still oblige guests who wished to be serviced by the slave in question, and the Flavius household's slaves were all available to anyone who attended. Mark looked back at the dance now, seeing that it was winding down, with the girls letting out calls that there supposed to represent cranes or herons crying out for mates. That was an invitation for anyone inclined to come and take them once the dance had ended. They all fell still in various poses as the drums and cymbals stopped and the room erupted in applause and cheers for their efforts. Mark smiled as one bronze-skinned beauty on the floor caught his eye. As the dancers dispersed into the crowd, she slowly walked over to him, her deep hazel eyes liquid with passion. Mark greeted her with a cup of wine, offering it to her. "I thank you," she said in a heavy accent, her Latin speech seeming formal. "Tonight is a special night indeed, is it not?" Mark paused for a half second as the tiny chip in his brain listened to what she was saying and translated it for him. Weirder still, it translated what she was saying in her voice, but in English. Her English voice sounded quite amazing to him, and he felt a stirring in his loins as he gazed at her body. He thought of how to respond, the translation coming to him readily, in his voice, so that he knew how to sound when he said it. This technology blew his mind, somewhat literally. "Yeah," he replied in Latin, nodding as he clinked his silver goblet against hers. "I am enjoying it. You dance very well." "I have to," she replied, using two hands to bring the goblet up to her lips and sipping from it, as if she'd never had wine before. Hell, maybe she hadn't for all he knew. "If a dancer does not dance well in the Flavius household, demotion to some other task, probably much more horrible, awaits them. I need to be a good dancer, if I am to keep my coveted position." "I'm sure your masters have many coveted positions where you're concerned," Mark quipped, smirking. The girl blushed and giggled, taking another sip of her wine and looked at him. "You are slave to the Mistress Aurora, yes?" Mark nodded: "I am." "What is it like to be her slave?" she asked, looking up into his eyes. Mark was the tallest person in the room, and it wasn't going unnoticed. Becky was certainly the tallest woman, but he'd heard her jest about having German barbarians in her ancestry. Everyone laughed it off, and the party continued. Mark considered for a moment before answering. "Well, I like it a lot. Sure beats the life I was living before I became her slave." "Are you her only slave?" queried the girl, clearly more than a little intrigued. She didn't seem at all bothered by the fact that every time he wasn't speaking, Mark's eyes went down to her tits. They weren't as big as Becky's by any means, but they were still very nice, her soft light brown skin capped with darker brown aureoles and pronounced nipples. "Well, no," he lied, thinking on his feet. He hadn't really expected any questions along this line and would have to tell Becky whatever he said, so they could coordinate their stories if the matter came up. "I'm not really any good at counting, but there's always a lot of us around." "What do you do for her?" Shit, better make this simple but good; he thought to himself. "I'm her personal servant. I do all the most personal and intimate things for her. I dress her, I taste her food for her, I bathe her;” "Do you fuck her?" she inquired, looking over the rim of her silver cup as she took another drink, a deeper one this time. So this was the crux question, he realized. He simply nodded, as if it was the most obvious thing in the world. "Oh," she said in a quiet voice, as if his words were of concern for her. "Do; do her other servants fuck her?" He smirked: "None of the male ones, now that she's got me." She raised her eyebrow at his statement and took another drink. "Is that so?" Mark shook his head for a moment, as if he was remembering something. "I'm sorry, I'm being rude, I didn't ask your name." The girl made a wry face. "My name? Why would anyone ask for my name? I am a slave." Mark shrugged. "Well, so am I. Tell me your name, so I know what I'll be calling out in an hour." The girl almost choked on her wine, but recovered and looked up at him, as if assessing him. Finally she spoke: "Before I became a slave, my name was Nanu." Mark wasn't terribly surprised when the stupid chip in his head found out what the name meant. "So you're Egyptian and your name means 'pretty' or 'cute.'" She stared at him for a moment, as if trying to fathom how he could have possibly known that. "What is your mistress' name in my language?" she asked suspiciously. Mark blinked for a moment. "Khepri nebet." She moved closer to him. "What is your name, slave?" He smiled at her warmly, deciding it was time to move things along. "My name is Bonosus, Nanu, and I am the slave who is going to fuck you." Nanu smiled and reached out a hand to him. Becky panted as she rocked back and forth on her knees, pressing her face into her hostess' hairy cunt, lashing it with her tongue. Behind her, one of Pompeneia's slaves was gripping her hips and plowing his hard cock in and out of Becky, trying to keep up with her lusty pace. He wasn't nearly as large as Mark, nor was he as talented, but he would make her cum, given the environment. Becky was here to fuck in a Roman orgy, and what individual participants might lack in skill, her excitement would certainly make up for. Pompeneia moaned and gripped Becky's hair, loosening it further from its carefully piled arrangement. Becky didn't mind, though, as she expected to look fully disheveled and thoroughly fucked by the time this orgy was over. She'd had several cups of aged wine already and was feeling uninhibited, even for her. She slid two fingers inside her hostess, making her moan and churn her matronly hips while Becky took another stiff drink from her goblet. She then returned her mouth to Pompeneia's snatch, allowing rivulets of the dark wine to flow out over her engorged vulva before sucking on it hungrily, making the patrician woman gasp and groan loudly and thrash about on the lectus she was splayed on. The slave behind her pistoned his hips against her while she ground back against him, taking his cock as deep inside her as she could. She could feel him swelling and knew he was close to cumming, but she didn't mind if she didn't climax yet, because the day was young, and this orgy had barely started. There were so many people left to fuck. Besides, she could always track down her darling Mark if she needed serious attention, after all. The slave grunted and let out a low moan before he began spurting his cum inside her. Becky moaned into Pompeneia's cunt, sending her over the edge and making her cum shamelessly, her fat tits flopping about for all to see. Nobody cared, or if they did, they were delighted by it. There was no judgment at this orgy. As the slave pulled out, Becky clambered on top of Pompeneia and they kissed deeply, wrapping their arms around one another, tongues plunging. Becky finally sat up, smiling and straddling her hostess' hips. She smirked down at the Roman woman and then reached beneath herself, flexing her cunt muscles and teasing out the cum that the slave had just deposited in her. She smeared it all over Pompeneia's thatch and nether lips, before dragging her shaved twat up her lover's body, leaving a glistening and sticky trail of cum along the way. She squirmed and writhed on Pompeneia's tits, smearing them in the slave's essence while trying to get one of the nipples inside her cunt. Finally she wiggled her way up to Pompeneia's mouth, and the older woman gripped Becky's thighs and sucked on her smooth cunt hungrily, coaxing out all the cum she could from her guest. Becky smiled and reached back with one hand to finger Pompeneia's gooey cunt, bringing her to yet another climax, the fourth she'd received from Becky. The teacher had no doubt this woman would remember her very fondly. She finally clambered off Pompeneia and knelt beside her, the two of them kissing tenderly, sharing the cum from the slave between them, followed by Becky licking the residue off her lover's face. They whispered to one another before Becky stood and strutted away, knowing that Pompeneia's eyes were fixated on her glorious, toned ass. It felt good, knowing she was the object of desire for every single person in the entire household. Becky looked around in wonder, surrounded by actual Roman artwork, in a completely intact home with a glorious mosaic tile floor depicting a couple making love and then a hunting scene involving a lion. The plastered walls were painted in bright colors. The furniture, made of wood with brass fittings and comfortable cushions, was currently being put to the test as couples or groups around her fucked and made love in every conceivable position. She gazed down at the silver goblet in her hand, made of beaten silver and decorated with glass prisms and with a poem etched into its circumference. She picked up a small, sticky honey cake from a table, then took a bite from it before smiling wickedly and pressing it to her glorious tits, smearing the sticky honey all over them. As a female slave passed by, Becky took her gently by the arm and pulled her into an embrace, gently pushing her head down. The slave understood immediately and began kissing her tits, slithering her tongue around to get the gooey sweetness off Becky. The blonde woman was shivering and groaning while already smearing the honey cake against her cunt. Mark was sitting on in a low chair in a side room, holding Nanu by the waist while she bounced up and down on his lap, her arms around his shoulders and her eyes staring down into his. Her greedy cunt swallowed his cock, making her gasp and groan with each motion. Her inner muscles squeezed around him, and while Becky was definitely more skilled, and perhaps even tighter, the fact that he was actually fucking a Roman slave was an incredible thrill. She jammed her lips to his and kissed him feverishly, her fingernails raking over his back as she ground down on him, hissing and panting with lust. He found her to be incredibly exotic, and he realized that it might because he'd never met a true ethnic Egyptian before. As far as he knew, the bloodline of the ancient Egyptians had become extinct. She certainly looked exotic to him, with her deeply tan skin, hazel eyes and straight, coal-black hair. He used his strong arms to help move her up and down, almost spiking her on his cock, and her panting became a delightful yelping. There were loud cries of ecstasy from all over the house, so they paid no attention to anything else. She kissed him again before seizing up and shuddering, groaning loudly. She threw her head back and pressed her cunt down as hard as she could, cumming wildly. Mark kept pumping relentlessly, loving how her snatch clenched around him. Nanu flopped backward, her head now on the floor, arms splayed and her back arched, still pinned to Mark by his cock. Her chest rose and fell as she breathed heavily, still trembling. He smiled down at the girl, waiting for her to recover. When her eyes finally fluttered open, he took her arms and gently pulled her up to him. She almost purred and nuzzled against him, still in the throes of a sultry bliss that filled her. Nanu kissed him everywhere she could reach, including his fingertips. "You are an exquisite lover," she murmured, looking deep into his eyes and caressing his face. "No wonder your mistress needs only you for fucking." He smiled back: "I'm just happy that she doesn't mind sharing me, because I am enjoying fucking you too." She went back to kissing him gently, and was whispering things against his skin, but too softly for him to understand. She finally looked back up at him. "But you have not yet cum." Mark shook his head. "Do you fear giving me a child?" Nanu asked. He shook his head again. "Then are you barren?" "Only for this week," he quipped, grinning and enjoying her confusion at his statement. "Don't worry, I'm just conserving my strength. This orgy is a long way from over, and if I cum now, I don't know how long it will take me to recover." "Do you promise to cum in me?" Nanu asked expectantly. "I; I am just a slave, I know, but I like you, Bonosus. I want to feel your cum in me, especially if you cannot give me a child." "I think I can make that promise;” Mark replied, pulling her in for another kiss. Becky shivered as she sat on the stone bench, centered over a hole as she started to pee. She'd already cum at least six times, and she had the distinct feeling the tally would be sixty before the night was out. One woman and one man slave leaned down on either side of her and began sliding and flickering their tongues around her rock-hard nipples, making her moan in delight. She felt her legs being parted and smiled down at a freedwoman who leaned in and tongued her cunt attentively, even here in the cultus, the small, private bathroom of the Flavius family. Becky sighed and cradled the head of the woman licking her cunt, while squirming her tits against the mouths of the two slaves sucking them. The tongue of the woman between her legs sent tingles through her, and she could feel another climax building rapidly. Everything about this setting, this experience, was making her hornier and more sensitive than ever. She wrapped her arms around the necks of the man and woman sucking on her nipples and pulled them in tight, arching her back and groaning very loudly as she came, squirting into the face of the woman licking her cunt. She bucked and writhed on the seat, thankful for the anacept pills she and Mark had taken, since she'd done quite a bit of research on Roman hygiene practices. She stood finally, releasing the two slaves who were sucking on her tits, while the girl between her legs merely knelt back a little and kept her mouth pressed to Becky's cunt, massaging it with her tongue. Becky smiled down at her dreamily and winked before pulling her to her feet. They kissed deeply and then she led her out of the room, followed by the slaves. "Go and find my manservant for me," Becky instructed. "Bring him to me and I'll let him fuck you. He is a wonderful lover." The woman hurried off, while Becky found a couch and reclined, her legs spread wide. She let the male slave lap at her gooey cunt while she made out with the female. She felt so deliciously depraved in this setting, like she could let everything go and act like a harlot without consequence. Which she could. The freedwoman returned some minutes later (Becky barely remembered having sent her at this point), with Mark following. He was delightfully naked, his cock glistening with lubrication. He was holding the hand of a dark-skinned and dark-haired girl, who was clearly a slave and following behind him. The girl gaped at Becky in awe. "Hey, Becks," Mark said cheerfully in English, almost laughing as the chip in his noggin tried to translate what he was saying into Latin. "Enjoying yourself?" "Hmm, you have no idea, baby," the blonde woman purred, stretching her arms over her head so that her glorious tits thrust up toward the ceiling. "I see you've found yourself a pretty little playmate. She was one of the dancers from earlier, right?" "Yeah, I wanna see if I can somehow get all eight to fuck me at once," Mark replied, grinning. "That'll beat my record by at least a factor of; wait; you, Alexandra and her servant Lisette all at once; divided into eight;” "Don't strain yourself, Einstein," Becky said dryly. "Just suffice to say that fucking eight Roman slave-dancers at once will be more than anyone else you know will ever accomplish." "Except you, I'm betting," Mark pointed out, smirking. "Is that a challenge, young man?" Becky asked, raising her eyebrow. "What'll we wager?" he queried. He had no particular confidence that he could outfuck his Physics teacher, because she had proven to be quite a sex fiend, but he was more than willing to try, here in Imperial Rome. "Tell you what;” Becky suggested, sitting up on the couch at looking up at him, smiling lightly. "If I win, you have to let the man of my choice here in this orgy fuck you in the ass." Mark was very still, a shiver of dread going up his spine. He swallowed, waiting to hear what else she had to say. "But, if you manage to fuck more girls at one time than I take of male and female lovers at one time, I'll buy your cute little girlfriend from our host and make her ours, okay?" Mark could barely process what he was hearing. He turned his head and stared at Nanu, weighing the price of 'owning' her versus having his ass plowed by some random Roman dude. The perils of time travel. But he'd already been shot and survived, right? "You're on, Becks," he said finally. "Ya' only live once, right?" "That's the spirit," she cooed, winking at him. "Tu solum vivis unum tempus! As long as you save some of that splendid stamina and cum of yours for me. So, are you going to introduce me to your little friend?" Mark nodded and pulled the Egyptian girl forward. She seemed rather intimidated. "Becks, this is Nanu. She's Egyptian." Becky smiled kindly and patted her soft lap. Nanu let go of Mark's hand and eased herself carefully onto the blonde goddess' lap, sitting sideways. Becky put her arms around the girl's waist and looked her up and down. "Hmm, very nice, Mark;” Becky said quietly before pulling Nanu gently into her and kissing her warmly. To her credit, the slave girl did not resist at all, but melted into the kiss, moaning in pleasure. She squirmed around until she was straddling Becky, her legs hitched behind her back, and their tits squashed together. Mark stood closer and watched eagerly as their tongues tangled and they began caressing and fondling one another. Nanu shivered under Becky's divine touch, and he knew she was incredibly aroused already. Their kiss became sloppy, and they slid their tongues around one another's faces, leaving them glistening and sticky. Becky took Nanu's bottom lip in her mouth, sucking it in. The slave shivered again and let out a tiny whimper, before pulling back from the kiss and touching her fingers to the lip. She examined the fingers, noticing a trace of blood. "Yes, I bit your lip," Becky whispered to her only loud enough for Nanu and Mark to hear. "By making you bleed from our kiss, I have stated my intent to own you, Nanu. Would you like that?" Nanu's eyes widened and she nodded almost imperceptibly. "Good," Becky said, reaching between them and cupping the Egyptian girl's tit, giving it a gentle feel. "Now all my naughty little Bonosus has to do is manage to fuck all eight of you dancing girls at once in order to make that happen. You might want to help him a little;” She allowed the slave girl to stand and gave her a gentle pat on the rear. Nanu stood in front of Mark for a moment, looking up at him, and then hurried off. He then heard Becky giggling. "Goodness, Mark, how hard did you fuck her to make her fall that much in love with you already?" the blonde asked, her beautiful blue eyes glinting with mirth. Mark tried not to frown. "I didn't have to fuck her that hard, thank you. I've fucked you a lot harder on countless occasions." "And you'll have to fuck me much harder still to make me fall in love with you, handsome," she cooed, reaching out and stroking his cock gently. "It's time for my surprise. Have you put the little speaker things all around?" Mark nodded: "The switch to activate them and the music is in the little satchel we brought. I'll be ready." Becky smiled and stood up, moving close to Mark so that their bodies were pressing and his cock was nestled against her slick cunt, and already hardening from the contact. She smiled and traced a finger along his swelling cock while looking up into his eyes. "I'm glad to be here, Mark," she said softly, knowing that many sets of eyes were on them, and quite envious of them both. "But I'm mostly glad to be here sharing this with you. I couldn't have asked for a better time travel partner." They kissed tenderly for a moment before Becky pulled back and winked. "I'm gonna go get dressed; be ready for me." She scampered off, and he watched her magnificent ass wiggle away from him. He noticed he wasn't the only one staring. He wandered around and made sure that all the 'speakers' were strategically placed around the room for Becky's performance. They looked and felt like rocks, to be honest, so he had no idea how they worked. All he knew was that he'd tested them, and they did. Hell, they even had the music they were meant to play stored in them! Future-tech was really something. He remembered how they'd found a chrono-merchant, right in his hometown, in a secluded store he'd never noticed before. Chester had pointed them to the merchant in question, and he was happy to help them. Most of his time was spent helping customers from the far future, who happened to be visiting Mark and Becky's era, so having some locals was a refreshing change for him. The student and teacher had expressed their wish to go back to Imperial Rome and attend a real orgy. The man smiled slyly and showed them a range of items he thought they might need; clothing, currency, subtle but advanced medications to protect themselves; All it cost Mark was his collection of six vintage Star Wars Pez dispensers. Apparently, originals were big collector's items in the future. "Remind me to come back to you with my dad's Micronauts and Rock 'Em Sock 'Em Robots!" Mark had laughed. Mark felt well-prepared for this trip, and he had to admit, he was enjoying himself. He drank from his wine while standing in front of a patrician woman, who was sitting naked on a couch and slurping hungrily back and forth on his cock. He gazed around, noting the sumptuous array of foods laid out in vast quantities for the event; it was very hard for many of the slaves to restrain themselves from eating greedily, since this type of generosity was almost unknown to them. Loaves of bread, honey-cakes, dates, figs, stuffed dormice, varieties of pulses, apricots, various fish, cheeses, boar meat, olives, and caviar, which he'd heard the hostess Pompeneia brag to Becky about being sent straight from Persia. He'd never tried caviar before, and he was surprised that he actually liked it. He blinked as he felt the patrician woman pull her mouth off his throbbing cock, which she had brought back to an impressive hardness. She had then bent over the couch, in full view of everyone in the room, and shamelessly reached back and spread her ass cheeks, exposing her puckered knot and asking him to fuck her ass. Mark bit his lip, wondering what to do; Becky wouldn't be much longer in getting ready, but slaves were obliged to satisfy all favors required of them by the legitimate guests, especially the higher-ranking patricians. He couldn't say no. He stepped up and took hold of her wobbly ass cheeks, steadying his cock against her. She moaned in anticipation of him entering her. He reached down and ran his hand up and down her sloppy cunt for several seconds, and used that lubrication to prepare her ass, sticking his index finger inside her and twisting it around. The woman groaned loudly, and he realized that she was making a show of it, announcing that she was the one getting fucked by this tall, handsome and mysterious Spanish slave of Lady Aurora's. Apparently he was something of a commodity. He would fuck her ass fast and hard, making her cum, so that he could return to his assignment from Becky. He took hold of his cock and pressed the head against her little star, pushing it through. She grunted and let out a moan. Lots of people were watching, including more than a few slaves. Slowly and firmly, Mark slid his turgid phallus deep inside her, making her cry out so loudly that he was certain she could be heard outside the villa, despite all the other carnal happenings around them. Here goes nothing; He gripped her hips and leaned over her, pressing her down into the couch as she wailed again. He began pumping in and out strongly, plowing deep inside her. Clearly she was no stranger to this, because she wasn't nearly as tight as Becky. He fucked her ass in a steady rhythm, watching as his own pulsing shaft slid in and out of her. She gasped and yelped, putting on a show for those watching. Her hands kept her ass cheeks pulled wide, so everyone could see how deep inside her Mark was. Then he took the initiative. Everyone gasped as he let go of her hips and gripped both of her wrists, pulling back toward himself and arching her spine, even as he pressed forward into her more strongly with each stroke. The woman seemed to choke on her breath, shaking and looking back at him in shock. Her face was variously flushed and pale, depending on where one looked. Her eyes seemed bleary, as if she was on the verge of tears. Her erect nipples declared her arousal as her tits protruded far in front of her back-stretched arms. He rode her as though she was a bridled horse, only her two arm were the reins. The full floppy tits shook wildly with his aggressive pounding, grinding, fucking of her asshole. But she didn't object to his aggression or dominance. "Do you think Mistress Horatia lets him take her that way?" he heard one woman ask another as she gazed on in rapt wonder. "If she does, she's a lucky cunt, she is;” whispered the other woman in response. And still he plunged his cock deep inside her ass, making the woman squeal and churn beneath him, struggling to move, but pinned by his superior strength. He could tell that the other women (and most likely some men) were jealous, because they were beginning to talk shit about her quietly. "Qualem muleirculam!" whispered a man gazing one in envy. That seemed a little harsh; Mark wasn't sure she was actually a bimbo. A shameless slut, sure. But wasn't everyone here today? "Pedica meo!" she gasped, squeezing her ass around him. "Pedica meo!" Mark fucked her faster and stronger still, driving his cock deep into her bowels, until she sounded like she was having a severe asthma attack. She wheezed and struggled, but he held her immobilized. She could not escape this exquisite torture unless he let her. He could feel her tightening, though, and he knew she wouldn't last long; exactly what he wanted. He would make sure she got the show she desired. His hips began pistoning rapidly, but with even more strength. The woman's eyes rolled into her head and her mouth dropped open. Her entire body shuddered in a long wave, and she screeched, battered by endless waves of pleasure as the orgasm crashed over her. She clenched her teeth and writhed, as if trying to escape, but she had already completely surrendered to her blissful fate. Mark dropped her wrists and now gripped her long, kinky brown hair, yanking on it to pull her up. She gasped at the unexpected but glorious sting and found herself pulled up and back against him. His hips still pumped against her ass cheeks, sliding his cock deep within, while his strong hands began to grope and almost maul her flushed, sweaty body. Helpless before him, she allowed the violation readily, whimpering and in tears. "Es scortum obscenus vilis," he growled in her ear before biting it and making her writhe in need. "You are a vile, dirty little whore, aren't you?" "Etiam!" she gasped, as his hand gripped her chin and turned her face forcefully to look into his eyes. "Yes, I am a vile, dirty whore! Fuck me in my shame!" He fucked her until she was almost limp, and finally slid out of her ass, the abused knot pulling back along with his shaft obscenely, a fact noted and commented on by anyone close enough to see. She collapsed forward over the couch again, trembling, but saying nothing. Mark turned his body and caught the gaze of another woman, who hustled over, knelt and began sucking on his cock without question. He waited while she cleaned him dutifully before noticing Becky standing by a dark corner, watching in amusement. She raised an eyebrow and he nodded. Without further ado, he subtly retrieved the remote for the things that were supposed to be speakers, and held his arms up, beckoning everyone to gather in. As the naked crowd moved in, the host and hostess came and stood near him, smiling pleasantly. Pompeneia explained that they were now to be entertained by the guest of honor, who would be dancing for them all. As if on cue with her words, slaves around the room modified the intensity of the flames coming from the braziers that illuminated the room, making it dimmer and more sensual, except for an area in the central expanse. Mark subtly pressed a button on a tiny remote he was hiding in his hand. Music emanated from around the room from the concealed speakers. He'd remembered what the T E A agents had told him about anachronistic technologies and how they would rarely work in times or eras they were not known in, but he seemed to be getting away with it so far. It occurred to him that this meant the technologies he and Becky were using were not to be discovered. Yet. He smiled as Becky seemed to shift and ripple into view, because of the flickering brazier flames. The music, he knew, would be like nothing these people had ever heard before. True, it wasn't metal, but the arrangements and instruments would be alien. Not to mention the Phil Spector-esque 'Wall of Sound' involved. Becky had told him the song was called 'Gypsy', and she now spread her arms over the head, as diaphanous strips of translucent material curled sensuously around her lovely form, and gems glittered on her forehead and navel. Gold anklets tinkled on her feet. Mark had never seen 'Lord of the Dance' before, but watching Becky, maybe it wasn't such a bad idea after all. As wind instruments began playing while drums and strings kept a backbeat, Becky snaked and twirled around the circular space in time with the music. Everyone watched her, rapt. Mark's eyes flicked over and he saw Nanu looking on from farther back in the room, standing atop a bench to get a better view. Her eyes were wide with awe. People were still whispering as they watched; for a patrician woman to dance this way, or even know how to dance this way, was scandalous, and they loved every second of her performance. The music grew louder and more intense as the wall of sound, a concept these people couldn't even readily grasp, filled the venereum. Becky continued her cavorting, her tits bouncing about beneath the outfit she was wearing. It was more of a tease than anything, because it concealed pretty much nothing. When she kicked high, she showed her cunt to everyone. She seemingly didn't care, or was enjoying it. Probably the latter, knowing her as he did now. The music reached a crescendo and then stopped, with Becky collapsing to a sitting position, curled in on herself. The crowd clapped, cheered and catcalled enthusiastically. Seconds later, another musical piece began, this one in a style probably more familiar to the onlookers. Mark knew it was from the soundtrack of the movie 'Alexander'. It opened with tinkling chimes and what sounded like hooting bird calls. Becky slowly rose to her feet, holding an elaborate pose. Then what sounded like four hammers striking an anvil rang across the space, followed by a frenetic drum beat. Becky broke into a wild dance, spinning and prancing about with abandon. The crowd watched spellbound as the music echoed around the room. Becky's blue eyes flashed with excitement, knowing that the revelers were enchanted by her. There was no one in this room who was not sexually enthralled with her at this very moment. Even Mark, who knew her pretty much better that anyone on this planet, at any point in history, was watching her in quiet awe. It made her wet, thinking of what he'd do to her later after watching this. As she whirled in a circle close to the crowd, she took hold of a male dancer slave, and then another, leading them in the exotic and magnetic dance she now performed. Both men were naked, and she snaked her body against them, rapidly bringing them to hardness. The crowd cheered as she flung aside the strips of fabric that concealed her body, until she was as naked as the slaves. Everyone watched in astonishment as she dropped to her knees between the two men and began hungrily sucking on their cocks, each one in turn, then finally putting them both in her mouth at once, her cheeks bulging obscenely. "In the name of Suadela," breathed Pompeneia, standing next to Mark and staring dumbly. "Your mistress is the most magnificent whore I have ever seen, Bonosus." "Yeah, she's something, all right;” Mark agreed, blown away by his teacher's depravity. He thought about how much she'd been looking forward to behaving so luridly, without the consequences of biology or moral censure. She was time-travelling, for crying out loud; could there have been a better excuse? No, if he was allowed to fuck as many women as he wanted, even all at once, Becky had the right to do whatever the Hell suited her. It was a damned fool who held her to a different standard just because she was a woman. Guys who thought like that never got women as amazing as Becky. Loser incels; The music was finally ending, and he discreetly shut off the speakers with his tiny remote. Seconds later, he felt a dainty hand on his shoulder. He turned to look at Pompeneia, who smiled at him wickedly and cocked her head, indicating she should follow him. Mark took a deep breath and gently touched the nearly-invisible tab he'd put under his armpit, thankful for the vasopressin it was releasing into his system; "Heaven," Becky thought dreamily as she rode up and down slowly, the slave cock throbbing as it slid in and out of her ass. He was lying beneath her while she faced down his legs, his strong hands massaging her toned cheeks. His legs were spread to make way for another slave who knelt in front of her, thrusting back and forth to spear his rod in and out of her cunt. She groaned around the cock that was in her mouth, the freedman who owned it standing next to her beautiful face and letting her suck him. On either side, her hands were pumping vigorously on the cocks of two more slaves. "God," she thought, "I haven't done anything this wild since Frosh Week in my sophomore year. I've missed it so;” Five men at once. No regrets, no consequences. She almost giggled as she wondered where else she might fit another. Then two hands reached around from behind and began groping her ample tits, making her moan around the cock she was sucking on. Another slave had moved up behind her and settled down onto the face of the man beneath her. His hands groped her while the slave below him did something to his ass. Becky didn't care what they did to one another; she just wanted to feel as many men on her as possible. She shuddered as her nipples were pinched and she bobbed back and forth faster on the cock in her mouth, expertly swirling her tongue around the head and the shaft. Her hands twisted gently on the skin of the cocks she was holding, while she squeezed the ones inside her. She could feel them bumping against one another, separated only by a thin membrane between her cunt and ass. She gasped and almost wheezed, because they were striking deep inside her at different angles. The slave fucking her cunt was moving at an almost horizontal angle, while the one in her ass pushed straight up. It was almost; disorienting in a way. She gently pulled the two slaves she was jerking even closer, so that she could touch their cocks together, sliding them against one another. The slave behind her with his hands on her tits moved them, shifting them to her trim stomach as she pointed the two throbbing cocks at her tits, her hands stroking them rapidly. The slaves both moaned and shuddered as they spurted their cum across the expanse of her bosom, glazing the silken skin. Seconds later, she felt the cock in her mouth throb and swell, pumping a pearly offering down her throat. She swallowed hungrily, enthralled to be living her wild days all over again. Becky cried out and shook as an orgasm blossomed through her, just the first of many she planned to have in this particular tryst. Slaves leaned in and began lapping at the cum on her tits, tongues sliding along the skin or swirling around the nipples, occasionally biting and tugging on them. She leaned back, moving the man behind her to the side as she lay on the Nubian slave beneath her, still pumping in and out of her ass. She reached up and pulled the man fucking her cunt down by the shoulders, bringing him close and kissing him, their tongues rolling and wrestling about. They were both spearing up inside her now, their thrusts beginning to sync as she groaned shamelessly, filled with an exquisite wet heat. The climax that followed seconds later rocked her to her core, but she powered through it, determined to have as many more as possible. Now she let the two men fuck her while she took another hard cock in her mouth, stretching her neck back and relaxing her throat, letting it slide back and forth inside her. She gripped the hips of the man fucking her face, her eyes closed as she enjoyed the unadulterated ecstasy flowing through her, needing more men to pleasure her; Mark was sitting back lazily in the shallow pool that dominated the palaestra of the Flavian villa. He gazed around at the ornate courtyard, surrounded by columns and burgeoning with ornamental plants and trees. Exotic animals like peacocks could be seen strutting across the grass; at least, they could where none of the orgy's attendees were making merry. He sighed as a dancer girl knelt behind him and massaged his shoulders, while two others were curled up against his sides, cooing and kissing his skin. Nanu, meanwhile, was sitting in his lap, facing out and moving up and down slowly on his cock, taking it deep inside herself, her fingers flexing against his supple thighs. She turned her head to look back at him, her hazel eyes glassy with pleasure. More of her fellow dancers crowded in, until he felt himself totally enveloped in wanton slave flesh. They kissed and nipped at his skin, giggling and whispering to one another. Mark knew he was supposed to be a slave, but he seemed to be getting better treatment than a lot of the guests who weren't slaves. He imagined it was because he was the manservant of the guest of honor, but he still felt like a king at the moment. One girl dangled rich grapes in front of his mouth and he bit several off, chewing and swallowing casually. Another then brought a cup of wine to his lips and he drank from it before she leaned in and kissed him, allowing the wine to flow back and forth between their mouths. As she pulled back from the kiss, she allowed the wine to spill out of her mouth, trickling down her neck and tits. Two other girls immediately leaned in and began licking the sweet offering from her skin. Nearby, on a well-cushioned couch, Lady Pompeneia was lying on her side, quite naked, moaning as her husband propped one of her legs in the air and knelt between them, sawing his cock in and out of his wife. She drank from her goblet and watched her slaves attend to Bonosus. She closed her eyes and rubbed one of her tits as she remembered what it had felt like to have his big, sturdy cock fucking her less than an hour ago, feeling his thick, warm cum pump deep inside her. She wondered how wonderful it must be to own a servant with these incredible qualities and envied Lady Aurora. She entertained the absurd notion of trying to buy him from her, but was reasonably certain that even the emperor himself wasn't rich enough to purchase the slave outright. She'd content herself with becoming friends with Lady Aurora Horatia and perhaps then having access to Bonosus' fine obelisk of endless erotic pleasures. She watched as Nanu, churning on Bonosus' lap, shuddered, arched her back and cried out, cumming hard. Two of the other dancers were sucking her tits and she seemed in ecstasy. Not that Pompeneia blamed her; Nanu was rather tiny, and that magnificent cock had to be battering the bottom of her lungs. The Egyptian girl sagged, and one of the other dancers gently pulled her off and over to the side. Nanu was immediately replaced by another girl, who straddled Bonosus' lap, facing him and sinking down with a loud sigh. Pompeneia herself shuddered and gripped her tit tightly as a little orgasm shivered through her, while her husband moaned and pushed tight against her, cumming in her. Standing nearby, a slave helped ease his master's cock out of Pompeneia and sucked it clean. The mistress of the house sighed and caressed herself, enjoying every moment of this day. What a splendid orgy this was proving to be. She sat up slowly and looked around, seeing people in ecstasy all around her; not far away, one of the guests had a servant girl pressed up against a column, and was fucking her eagerly. She was pumping her hips against him and gasping in delight. On the emerald grass nearby, two women were laying side-by-side, arms wrapped around one another while they sucked hungrily on each other's pussies. One of her slender, boyish manservants was getting fucked in the ass by a patrician man named Pontifex, and her slave was mewling loudly. She heard laughing and joyous talk as Lady Aurora entered the palaestra, completely naked and surrounded by slaves and guests, all basking in her glorious sensuality. She sauntered over to the pool and eased herself down into it, sighing and relaxing in the cool water. Pompeneia smirked; after all the endless fucking the Lady had been doing, she was surprised there weren't clouds of steam emanating from around Aurora, as the water touched her skin. She was possibly the only person in the villa to have fucked more than her servant Bonosus. Pompeneia smiled and eased herself down onto the couch, beckoning over a slave-girl to service her. "Well, Mark, I see you've won our little wager," Becky observed, smiling at him while two slaves massaged her shoulders. She parted her legs to allow a servant girl to massage her cunt, or occasionally go under the water to kiss and nibble at it. "I managed six lovers at once. You seem to have eight." "Only if we fudge," he admitted, looking around the dancer who churned on his cock, trying to keep her moaning down so he could talk. "I can reasonably do four; one on my cock, one on my mouth, and one in each hand. I; am not gonna take any in my ass, after all." "Well, at the very least you can tie me," Becky pointed out, smirking at him. "Think and try again. You won't even need to move." Mark frowned for a moment, and then gave his teacher's words some thought; he perked up after a few moments, and then nodded. He told the girl he was fucking to lean back slightly. As she did so, he beckoned another to come and stand upright between them. The slave-girl did so, and Mark started lapping at her wet twat while the girl impaled on his cock began kissing and tonguing her ass. He paused and instructed four more to kneel by his hands. They did as asked readily. He faced them in to one another in pairs, bodies squashed close together. He then pushed his four fingers on each hand into one of them, while wiggling his thumb into the other. They all moaned, because Mark had decent-sized hands and fingers (in any day and age), and began kissing and swallowing one another's tongues hungrily. "See?" Becky giggled. "Six for six, you've matched me now." "Uh-uh!" he called out, his voice muffled by the slippery twat of the slave-girl on his mouth. "Watch this!" The women all whined in protest as Mark stood up, especially the one who had been fucking him, but he assured them that this would take only a moment before all was right with the world. He got out of the water and lay down on the grass, his frame stretched out and his throbbing cock on display, pointing at the cerulean sky overhead. His arms were spread wide and his legs slightly parted. Mark quickly brought the six girls back to their original positions, with the girl who had been using his mouth now facing down his body, to kiss and play with the one bouncing up and down on his cock. The two sets of girls resumed their places on his fingers and thumbs, kissing each other eagerly again, enjoying this strange game. He began wiggling his still-wet toes, and the last two slave-dancers caught on quickly; they took hold of his ankles and lowered their gooey pussies down onto his feet, taking them inside their slippery tunnels and moaning loudly. "Octo!" Mark yelled triumphantly from beneath the cunt squirming on his face. Becky laughed in sheer delight, clapping in support of her student's ingenuity. Others looking on laughed and applauded also. A crowd was gathering around him, but everyone made sure that Lady Aurora, who had moved to the spot just vacated by her servant, could see easily. She knelt on the low, tiled bench below the water, her elbows on the grass, the endless soft blades tickling her tits as she watched. She wiggled her shapely ass, and a slave dutifully moved up behind her and slid his cock deep inside her while she gazed on. Mark was enjoying himself; never had he guessed he would have been fucking eight girls at once, not to mention Roman slave-dancers, two of whom he was pretty sure were sisters. He wiggled his fingers, thumbs and toes, he flickered and snaked his tongue inside the girl above him, and he pushed up and down with his hips, spearing deep inside the slave-girl, who cried out in rapture as his cock split her wet cunt wide open. She arched her back and cried out loudly, cumming hard. She slumped off to the side and was quickly replaced by Nanu, who was eager for more. She churned and writhed on him, occasionally looking over at Lady Aurora, who smiled and winked at her. He could feel them all squirming and trembling now, and pushed himself harder, sending them all over the edge; several moaned loudly while the one on his face kissed Nanu deeply as they both screamed, rocked by their orgasms. The girl riding his tongue fell off to the side, shaking and holding her cunt as she moaned in pleasure. He looked over at his teacher. "Becks," he panted, his face glistening with cum and flush with need. "I'm gonna cum, but I want it to be in you. Please;” Without a moment's hesitation, Becky stood, the crystalline water cascading off her glorious body. She clambered out and all the slave-girls moved aside readily, even Nanu, who dutifully knelt beside Lady Aurora as she straddled her manservant. "Thanks for waiting for me, Mark," Becky whispered as she teased her slippery cunt lips along his cock while resting her hands on his shoulders and looking down at him. "It means so much to me." "Means everything to me too, Becks," he replied, nodding. "Wanna give 'em a show, show 'em how we do it in the twenty-first century?" The blonde beauty smiled wickedly, and without another word, shoved herself down hard on her student's cock, making them both moan loudly as he pushed deep inside her. Everyone watched in awe as the two began fucking madly, Becky thrashing her hips back and forth while he pumped up and down rapidly inside her, battering her cervix with each thrust. His hands found her bouncing tits and squeezed them, making her cry out, her fingernails digging into the meat of his shoulders. Pompeneia and her husband Master Flavius stood right beside them, watching in fascination. Nanu was caressing and massaging Lady Aurora's flanks and ass while she fucked Bonosus, her deep hazel eyes staring longingly at them. Becky rode Mark harder and harder, his throbbing cock stretching her cunt deliciously, making her want to scream. She held on though, squeezing around Mark, thrilled to know that everyone's eyes were on them, watching them fuck with wild abandon. With every thrust she squeezed her ass cheeks tight, feeling Mark shudder below her. Mark was panting and grunting as he fough

Transcend in Life Podcast
Cracking the Gen Z Code: The Future Begins Now

Transcend in Life Podcast

Play Episode Listen Later Nov 13, 2025 51:22


In this episode, JM Ryerson sits down with leadership expert and author Tim Elmore to unpack his groundbreaking insights from The Future Begins with Z: Leadership Lessons for Working with Gen Z. Together they explore why generational gaps feel wider than ever, how technology has reshaped communication and maturity, and what leaders must do to bridge the divide. Tim shares practical ways to coach, hire, and inspire Gen Z employees by respecting their digital authority while developing their social and emotional growth.Key takeaways:The real reason the generation gap feels so wide todayHow the “Peter Pan paradox” explains Gen Z's unique mix of high authority and delayed maturityThe importance of reverse mentoring and two-way learningHow to lead with listening, coaching, and connectionActionable strategies to support mental health and balance in the workplaceWhy making work feel like a hobby increases creativity and performanceA simple framework for hiring and onboarding Gen Z: PERKSLeaders, coaches, educators, and parents who want to understand and empower the next generation will find this conversation invaluable. If you are ready to lead with curiosity, build stronger bridges between generations, and create a workplace that attracts and retains top Gen Z talent, this episode is for you.Watch episodes on YouTube and subscribe to our channel for inspiration on business, leadership, growth, mindset, and tips for living HAPPY, HEALTHY, and WEALTHY! https://www.youtube.com/@letsgowin

Money And Wealth With John Hope Bryant
The Difference Between Being Rich & Being Wealthy

Money And Wealth With John Hope Bryant

Play Episode Listen Later Nov 13, 2025 42:18 Transcription Available


See omnystudio.com/listener for privacy information.

Baltimore Washington Financial Advisors Podcasts
EP123: Costly Mistakes: Why Saving Too Little Hurts Later – 11.13.25

Baltimore Washington Financial Advisors Podcasts

Play Episode Listen Later Nov 13, 2025 9:53


COSTLY MISTAKES WHY SAVING TOO LITTLE HURTS LATER FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Saving may appear simple, but many individuals underestimate the actual amount they'll require for retirement. In this episode, BWFA's Sandy Hornor and Tyler Kluge delve into the reasons behind insufficient savings and highlight it as one of the most expensive financial blunders. They also provide actionable steps to help you catch up. Full Description Retirement often arrives sooner than expected—and for many, the biggest regret isn't market losses, but simply not saving enough. While most people know they should save, few realize how quickly expenses grow and how inflation can double the cost of living every 20 years. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor and Tyler Kluge break down the realities of under-saving. They explain why retirement “sneaks up” faster than most expect, and how even diligent savers can fall short without a clear plan. The discussion emphasizes the importance of starting early, automating savings, and increasing contributions over time. Sandy and Tyler also highlight the math behind compounding and inflation. A 7% annual return doubles a portfolio roughly every 10 years—but costs double about every 20. The earlier you start, the more power compounding has to work in your favor. For those starting late, they share realistic steps to catch up, such as boosting savings rates, maximizing employer plans, and aligning investments to long-term goals. The conversation wraps with a reminder that successful retirement planning isn't about reacting to markets—it's about integrating all aspects of wealth management. At BWFA, our comprehensive approach includes investment management, financial planning, tax strategy, and estate planning to ensure all parts of your plan work together. If you're wondering whether you're saving enough—or worried you're behind—it's never too late to take control of your future. For more insights, visit BWFA's Financial Planning Services.

Only in Seattle - Real Estate Unplugged
$100M Florida SURGE As Wealthy FLEE NYC's Socialist Mayor

Only in Seattle - Real Estate Unplugged

Play Episode Listen Later Nov 12, 2025 19:51


New York's newly elected socialist mayor hasn't even taken office yet, and wealthy New Yorkers are already fleeing south with their wallets wide open. One Miami developer just closed $100 million in contracts from panicked New York buyers – that's double last year's volume! Meanwhile, Florida locals are scrambling to buy homes before the exodus really hits, creating a feeding frenzy in the real estate market. We're witnessing the classic progressive playbook in action: elect a socialist who promises free everything while taxing the productive class into oblivion. Is anyone surprised that people with actual money and business sense don't want to stick around for the 'spread the wealth' experiment? What happens when New York's tax base continues shrinking while the demands for free services keep growing? The math doesn't exactly work out, does it? This is just the beginning of what happens when voters choose ideology over economic reality. Don't forget to subscribe and hit that notification bell – we'll be tracking this trainwreck as it unfolds!

Wesley Billion Dollar Virgin Podcast Millionaire Midnight RANT
Millionaire midnight rant 1160 : The Most fascinating thing about a Wealthy Person

Wesley Billion Dollar Virgin Podcast Millionaire Midnight RANT

Play Episode Listen Later Nov 11, 2025 22:34


First-Ever AI App That Manifests Your Dreams Subconsciously—Download NOW!   http://www.manifesteverythingai.com/manifest-ai   Script To Manifest Your Dreams: www.wesleyvirgin.com   Get ready to meet the king of internet marketing and the overnight millionaire, Wesley Virgin! With over 1 billion views on social media, he's taken the online world by storm. Wesley's known for his knack for making money online and has created some of the most famous programs in the biz, including "Overnight Millionaire," "Genie Script," and "Done for You Affiliate Services."   But that's not all! Wesley also runs the epic "Millionaire in Training" community where thousands of aspiring entrepreneurs gather to learn the secrets of financial success. When he's not busy building wildly profitable online businesses, you can find him living the high life on Instagram @wesleymilliondollarvirgin.   He's not just a show-off though, Wesley takes the time to educate his followers on how to make money fast. With his massive influence and digital mentorship, Wesley is truly a global expert in the online business world. Get ready to learn, laugh, and make some serious cash with Wesley Virgin!

Wealthy & Well Woman
121 | Sustainable Success Through Somatics + Subconscious Reprogramming with Carrie Montgomery

Wealthy & Well Woman

Play Episode Listen Later Nov 11, 2025 43:42


What does sustainable success actually look like for high-achieving women? In this conversation, Kat sits down with Carrie Montgomery, creator of Neuroresonance™, to explore how somatics and subconscious reprogramming unlock new levels of creativity, capacity, and ease in business. They dive deep into nervous system regulation, healing the survival patterns behind burnout, and building a brand that feels as good as it grows. This episode is a must-listen for every woman ready to scale her success without sacrificing her well-being. In This Episode: ✨ What somatics really means (and how it impacts creativity, capacity, and leadership) ✨ How subconscious reprogramming through the body rewires survival-based patterns ✨ The difference between collapse and capacity and how to recognize both ✨ Nervous system red flags for entrepreneurs heading toward burnout (even when business looks “good”) ✨ How to build a regulated, sustainable business model using purpose, positions, and practices ✨ Practical tools to ground your energy, reclaim your time, and lead from safety, not stress Join us in Portland, Maine this April at Wealthy & Well Live: TICKETS HERE Connect with Carrie: Website: www.carriemontgomery.com Instagram: @realcarriemontgomery Connect with Kat: Instagram: @katcynewski Explore Kat's world: www.katcynewski.com Apply the the Flourish Mastermind HERE

The Lynda Steele Show
The Wealthy Barber

The Lynda Steele Show

Play Episode Listen Later Nov 11, 2025 14:42


Guest: Dave Chilton, author of The Wealthy Barber and The Wealthy Barber Returns, and a former Dragon on Dragons' Den Learn more about your ad choices. Visit megaphone.fm/adchoices

Jake and Gino Multifamily Investing Entrepreneurs
How Not to Invest with Barry Ritholtz: Behavioral Finance, Indexing & Timeless Strategies | Jake & Gino show

Jake and Gino Multifamily Investing Entrepreneurs

Play Episode Listen Later Nov 10, 2025 51:05


 Wall Street noise is loud—Barry Ritholtz shows you How Not to Invest. In this episode, we cut through models, headlines, and hype to focus on the few decisions that actually compound. Barry shares a practical framework for decision-making grounded in behavioral finance: why models are “wrong but useful,” how to build a checklist to filter signal from noise, and why broad indexing should anchor most portfolios. We dig into direct indexing for tax management, the attention economy's impact on investors, and the real effects of tariffs and Fed timing on markets and Main Street. He also maps the “two businesses” every investor must master: deploying capital quietly for decades and consuming information without getting captured by clickbait. If you're curious about AI's productivity boost, global mean reversion beyond the U.S., and realistic expectations after back-to-back strong years, this conversation is for you. By the end, you'll know How Not to Invest—and what to do instead.Connect with Barry Ritholtz: hownottoinvestbook.com Chapters:00:00 – Introduction02:32 – “All models are wrong, some are useful” & avoiding media-driven fear16:21 – Wealthy vs. middle-class planning: indexing, direct indexing, tax loss harvesting20:19 – AI's real impact on advisors, workflows, and productivity24:46 – Where are the opportunities? U.S. vs. developed ex-U.S., mean reversion35:14 – Rates, the Fed, soft landing probabilities & realistic return expectations49:33 – Gino wraps it up We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

Edwin Morgan Ogoe
How God Makes People Wealthy

Edwin Morgan Ogoe

Play Episode Listen Later Nov 10, 2025 110:53


Preached at The Anointing & The Presence Service, Anointed People International 

Quiz the Diz Podcast
What's Wrong with Being Wealthy?

Quiz the Diz Podcast

Play Episode Listen Later Nov 9, 2025 16:06


Send us a textWhy do people not want others to have wealth, when they themselves want to be wealthy?There are rich people who want others to be in poverty - that's greed and powerThere are poor people who want others to be in poverty - that's jealosyThere are Rich people who want others to be wealthy - that's abundanceThere are Poor people who want others be wealthy – that's hopeGod has a plan for you , and we're here to help you find itwww.quizthediz.comFacebookLinkedIn

Marquettism.org
Lifestyles & Mindset of the Wealthy - Answering Questions on Success

Marquettism.org

Play Episode Listen Later Nov 8, 2025 84:36


Marquett Burton is building a Training Center to be catalyst for global revolution. Support Via Cashapp: @MarquettDavonSupport via Venmo: @MarquettDavonSupport: https://donate.stripe.com/4gM9ATgXFcRx5Tf4rw0x200Become a member: https://thesasn.com/membership-account/membership-levels/Support with Bitcoin: BTC Deposit address: 3NtpN3eGwcmAgq1AYJsp7aV7QzQDeE9uwdMy Book: https://www.amazon.com/Black-Box-Marquett-Burton/dp/0578745062https://www.gofundme.com/f/support-marquett-burtons-training-centerBook Consultation: https://cozycal.com/sasn#Marquettism #FinancialFreedom #Entrepreneurship #Marquettdavon #Wealth #FoundationalBlackAmerican #Leadership #Deen #business #relationships #money

Your Retirement Navigator
Beyond the Portfolio: Secrets the Wealthy Don't Share

Your Retirement Navigator

Play Episode Listen Later Nov 8, 2025 30:01


Join Matthew Allgeyer and Kyle Jones as they dive into the crucial issues shaping your retirement. In this episode of Your Retirement Highway, our hosts discuss a key retirement topic, sharing expert advice, actionable strategies, and experiences that matter. From taxes and Social Security to long-term care and market volatility, they cover what you need to know to chart your retirement course with clarity and confidence.

Cost of Living
The Wealthy Barber is back

Cost of Living

Play Episode Listen Later Nov 8, 2025 27:19


When David Chilton self-published The Wealthy Barber in 1989, it turned into a personal finance phenomenon. Paul Haavardsrud talks with him about the new updated version of his book. We explain why more Gen Z's are "vibe investing" and look at how realistic it is for Canada to go whole hog on "Buy Canadian."

The Wealth Equation
How to Eliminate Investing Fear

The Wealth Equation

Play Episode Listen Later Nov 7, 2025 15:52


Fear around investing is normal, especially for women, but it's costing you serious wealth.Most women avoid investing because it feels risky, complicated, or overwhelming… but the real risk is staying stuck, saving your money, and missing decades of growth.In this episode, I break down the difference between saving and investing in plain English, and show you why playing it “safe” is actually the most expensive mistake you can make.I'm walking you through real numbers so you can see exactly what your money should be earning and why the simplest investing strategy often outperforms the “experts.”Tune in to learn:How to earn more on your money in 5 years than most women do in 30Why a boring portfolio beats the prosThe power of ONE

Global Connections Television Podcast
Dr. Francisco Javier Bonilla: Historian, Latin America and Panama Canal

Global Connections Television Podcast

Play Episode Listen Later Nov 7, 2025 26:43


 Dr. Francisco Javier Bonilla is a historian of Latin America specializing in environmental history, infrastructure, and urban development. His research focuses on Panama and the wider Caribbean, examining how water, cities, and U.S. empire have shaped everyday life across the region. He received his PhD in History from Carnegie Mellon University and is currently turning his dissertation, Downstream from the Locks: The Technopolitics of Water in Panama's Urban Borderlands, into a book.    If the US wanted to seize the Panama Canal, it would be illegal due to its status of neutrality.  Much like the USA, Panama has a burgeoning inequality that breaks along racial and social lines.   Wealthy elites and corporations are purchasing media outlets.    Due to pressure of the US and Corporate Media a vigorous discussion seldom occurs re: the future of the Canal and extra-judicial bombings off the coast of Venezuela, with little or no proof of guilt.  

Chrissie, Sam & Browny
Big Brother Returns Sunday Night!

Chrissie, Sam & Browny

Play Episode Listen Later Nov 7, 2025 10:36 Transcription Available


Nova’s very own, Mel Tracina is heading up the Big Brother host for the new and improved 2025 instalment! She’s seen the Big Brother house, met the new housemates and settled into the Gold Coast so we thought we’d check in and see what we can expect from this year’s season. Plus, Charli XCX and Gwyneth Paltrow have given us something new to talk about! (00:00) Big Brother returns to Channel 10! (05:15) Charli XCX & Gwyneth Paltrow, an offering (08:45) What's happening on Healthy, Wealthy & Wise this week? See omnystudio.com/listener for privacy information.

Chrissie, Sam & Browny
No wonder Chrissie's never got the time!

Chrissie, Sam & Browny

Play Episode Listen Later Nov 7, 2025 39:08 Transcription Available


Chrissie and Jack have decided that they both need to get back on Depop and sell (or buy)! So Chrissie takes us through her current listing and now we really know why she’s never got the time for anything else, because let’s just say there’s an essay for each description! Plus, Chrissie gives us a little run down on what’s happening on Healthy, Wealthy & Wise this week and how the Box of Death can get a little hairy. (00:00) We're feeling fine, and flirty & freaky...it's Friday! (01:40) Say Gday - what's your win or whinge? (06:00) Depop is taking up way too much of Chrissie's time (10:50) Swan's Something Special (14:05) Chrissie's Clickbait #1 (20:15) Are we going to rate it or hate it? (21:00) Chrissie's Quizzie (24:15) Gyton Grantley's got some Healthy, Wealthy & Wise BTS for us (29:05) Chrissie's Correspondence (34:00) Chrissie's Clickbait #2 See omnystudio.com/listener for privacy information.

Transcend in Life Podcast
Winning as a Fractional Leader: The Playbook for Modern Leaders

Transcend in Life Podcast

Play Episode Listen Later Nov 6, 2025 55:21


What if your best growth strategy wasn't selling, but giving? In this episode, career and leadership coach Kate Sargent shares how her simple 20-minute free coaching sessions turned into a full-fledged consulting and fractional leadership business. With over two decades in people operations, recruiting, and leadership development, Kate has built a reputation for helping executives, consultants, and underrepresented talent grow through generosity, clarity, and authentic connection.We unpack how she built the Generosity Flywheel, why she uses AI as her second pen, and what it really means to “win” as a fractional leader.

Healthy Wealthy & Smart
Liane Wood RP: The Therapist-to-CEO Mindset Shift

Healthy Wealthy & Smart

Play Episode Listen Later Nov 6, 2025 36:15


In this episode of the Healthy, Wealthy and Smart podcast, host Dr. Karen Litzy is joined by Liane Wood, RP, a seasoned entrepreneur and registered psychotherapist. They discuss the transition from clinician to CEO, focusing on the mindset and identity shifts required. Liane shares her journey from running insurance brokerages to becoming a psychotherapist and eventually helping others build thriving private practices. The conversation covers the importance of systems, niching, and value-based pricing, as well as overcoming perfectionism and burnout.   Takeaways   Transitioning from clinician to CEO requires significant mindset shifts. Building systems in practice saves time, energy, money, and stress. Niching helps therapists attract the right clients. Value-based pricing focuses on transformation rather than time. Overcoming perfectionism is crucial for business growth. Delegation is key to scaling a practice. Balancing working in and on the practice prevents burnout. Shifting from fear to excitement can drive business vision. Therapists can be both compassionate clinicians and confident business owners. Successful therapists integrate strategic planning into their practice.   Chapters   ·       00:00:00 Introduction and Guest Introduction ·       00:00:00 Liane's Journey from Insurance to Therapy ·       00:00:00 The Importance of Systems and Niching ·       00:00:00 Value-Based Pricing and Overcoming Perfectionism ·       00:00:01 Balancing Practice Work and Preventing Burnout ·       00:00:01 Leadership and Vision in Therapy ·       00:00:01 Conclusion and Key Takeaways   More About Liane: Liane Wood is a registered psychotherapist, private practice mentor, and the host of The Build Your Private Practice Podcast. With a background as the former CEO of an insurance brokerage, Liane brings a unique blend of business strategy and clinical insight to her work. She supports mental health therapists in building profitable, sustainable private practices that align with their lives—not just their caseloads. Through her podcast and programs, Liane helps therapists step confidently into the role of business owner, with clarity, integrity, and impact.   Resources from this Episode: Build Your Private Practice Website Build Your Private Practice on Instagram   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Press any Button: A Video Game Podcast
Episode 95: Coral Island

Press any Button: A Video Game Podcast

Play Episode Listen Later Nov 6, 2025 65:18


Wealthy farmers and town heroes Nicky and Eric take a deep, mermaid-ish type dive into Coral Island. Coral Island is a 2023 farming simulation game developed by Stairway Games and published by Humble Games. Set on a tropical island, the game features mechanics similar to other farming simulators, such as Stardew Valley.Press Any Button hosts Nicky (a new gamer) and Eric (a lifetime gamer) are a married couple who both love video games. For every video game they will discuss its past (history of the game, developers story, and fun facts), present (game play, game review and strategy), and future (will there be a sequel?? A movie?)  BUT WAIT THERE'S MORE… Every game also comes with a challenge presented by the host that chose the game. If the challenge is not completed then whoever failed has to do a video game rap! So if you want to learn more about video games, hear some nerdy video game raps, or just have a good time this is the podcast for you. We try to cover all types of video games including: Retro and New video games Playstation, Nintendo, Xbox, Sega, and PC games Any and all genres including RPG, Simulation, Beat em up, platforming, mystery, first person shooter, sandbox, puzzle, action adventure, etc.Follow us on  Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/pressanybutton_podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Credits:Nicky SmithEric LuedtkeMusic by Mark Spurlock and Eric LuedtkeReferences:https://www.unrealengine.com/en-US/developer-interviews/coral-island-inside-the-chill-farm-sim-reinventing-the-genrehttps://www.kickstarter.com/projects/coralisland/coral-island-reimagining-the-farm-sim-game/descriptionhttps://www.thegamer.com/coral-island-secrets-easter-eggs-hidden-references/https://coralisland.fandom.com/wiki/https://en.wikipedia.org/wiki/Coral_Island_(video_game)https://www.gamesindustry.biz/humble-games-devs-told-company-is-shutting-downhttps://store.steampowered.com/app/3371770/Funguys_Swarm/https://blog.stairwaygames.com/post/1-million-units-full-crossplay-roadmap

Enlightened World Network
November Forecast: New Month Numerology with Michele Landers

Enlightened World Network

Play Episode Listen Later Nov 6, 2025 37:13


Start the new month with the bigger picture of how we are being impacted by unseen forces with EWN's Numerologist Michele Landers. Similar to the yearly Numerological vibrations, Universal and USA energies change every month. These monthly vibrations have an effect on all of us. Listen in on the first day of each month to hear what the upcoming month has in store for us!***Michele Landers is a Board Certified Life Purpose Coach, Hypnotherapist and Professional Numerologist. She is a dynamic and gifted lecturer, teacher, author and consultant on the subjects of personal empowerment, spiritual wisdom, the law of attraction and numerology. Michele was a recurring coach on Fox/ WFLX “Eye on South Florida” with Shannon Cake and on NBC's WPTV ‘s “5 at 11” Healthy, Wealthy and Wise segment. Recognized and highly regarded as an authority in her field, her books, The Tao of Numbers and The Year of Living Miraculously are both informative and entertaining. Michele is a much sought after radio, media personality and speaker who has taught hundreds of classes, speaking throughout the country. She has assisted clients nationwide to gain clarity and direction in their lives and to discover their own unique talents.https://michelelanders.comhttps://www.facebook.com/michele.landers.3Check out our website featuring over 150 spirit-inspired lightworkers specializing in meditation, energy work and angel channeling.www.enlightenedworld.onlinePlease consider donating to support the work of the EWN https://www.paypal.me/EnlightenedWorld.To sign up for a newsletter to stay up on EWN programs and events, sign up here: https://lp.constantcontactpages.com/su/FBoFQef/webEnlightened World Network is now available on Apple Podcast, Google Podcast, Podbean, Spotify, and Amazon Music.Link to EWN's disclaimer: https://enlightenedworld.online/disclaimer/

Baltimore Washington Financial Advisors Podcasts
EP122: Costly Mistakes: Not Having Estate Planning Documents – 11.6.25

Baltimore Washington Financial Advisors Podcasts

Play Episode Listen Later Nov 6, 2025 10:02


COSTLY MISTAKES NOT HAVING ESTATE PLANNING DOCUMENTS FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Estate planning isn't only for the wealthy. Without the right documents, families may face legal challenges, financial stress, and uncertainty. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge explain why putting off estate planning is a costly mistake, and how to avoid it. Full Description Estate planning is often misunderstood. Many assume it's only necessary for people with large estates, but in reality, nearly everyone benefits from having key documents in place. A lack of planning can leave families unprepared, force courts to make critical decisions, and create unnecessary stress during already difficult times. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr. and Tyler Kluge discuss the risks of not having essential estate planning documents. They explain the role of wills, powers of attorney, and healthcare directives in ensuring that your wishes are carried out. They also highlight how trusts can provide structure for transferring assets, minimizing disputes, and reducing costs for loved ones. Listeners will hear stories of families caught unprepared because estate documents weren't updated—or never created. Sandy and Tyler emphasize that estate planning is not a one-time task. It must evolve with changes in family circumstances, financial situations, and state or federal laws. The episode also explores the emotional benefits of planning. Having documents in place allows families to focus on care and connection instead of conflict and confusion. It's not just about money; it's about protecting the people and priorities that matter most. At BWFA, we work with clients to review and update estate planning as part of a comprehensive financial strategy. This episode highlights why it's important to act now rather than wait until it's too late. For more information, visit BWFA's Financial Planning Services.

Awesome In Seattle Podcast
150: How Wealthy Investors Buy Real Estate Without Selling Stocks: The SBLOC Strategy

Awesome In Seattle Podcast

Play Episode Listen Later Nov 6, 2025 15:45


Join our hosts Christian Nossum and Varun Jain of the Awesome Nossum Group at Wilson Realty Inc as we talk about a topic Varun is very exited about. On this weeks episode, we are talking about adding Securities-Backed Line of Credit also known as SBLOC to your debt options for your real estate strategy. Varun will tell us what they are and how you can use them as a loan to fund your real estate projects. If you like listening to the Awesome In Seattle Podcast, leave us a review. We would love to hear from you!

The Liquid Lunch Project
Inside the Family Office: How the Ultra‑Wealthy Really Invest

The Liquid Lunch Project

Play Episode Listen Later Nov 5, 2025 43:20


What if your next move isn't about hustling harder, but about rethinking how the ultra‑wealthy build, manage, and protect their wealth? In this episode, Matthew R. Meehan and Luigi Rosabianca sit down with Richard C. Wilson: veteran deal‑maker, capital‑raiser, and founder of the Family Office Club.  Richard pulls back the curtain on family offices: what they actually do, how they differ from "regular" investment firms, and the mistakes even very wealthy people make when they ignore the fundamentals. We dive into investment strategies, trust building, deal flow, AI in finance, and why you need a "strike zone" rather than just shooting everywhere. This episode is for entrepreneurs who want to level up: not just chase money, but play in the big leagues with clarity, edge, and connection.

The Richer Geek
How the Ultra-Wealthy Invest in 2025

The Richer Geek

Play Episode Listen Later Nov 5, 2025 27:47


Welcome back to another episode of The Richer Geek Podcast. Today we are joined by Richard Wilson, CEO of Family Office Club, the largest investor community for ultra-wealthy families with over 7,500+ members and 16+ in-person events every year. Richard has spent 18 years studying how the richest entrepreneurs protect and grow wealth, building a global social network of 17M+ followers and interviewing billionaires to decode what truly moves the needle. In this episode, we chat about… What the ultra-wealthy are actually investing in right now Why investors are moving away from "spray and pray" diversification The rise of Bitcoin and collateral-backed deals Avoiding crowded, boring, and mediocre capital raises How mindset shifts as you level up net worth Why investors want to know you personally, not as a number The power of proximity and joining the right rooms Family Office myths vs. reality (fewer Rolex flexes than you think) Simple tools that make raising capital faster and more credible Key Takeaways: Trust beats hype. Today's capital wants security, clarity, and in-person relationships. Don't diversify blindly. Smart wealth plays offense where they know the game well. Alignment matters. Investors gravitate to founders with shared industry expertise. Materials make you investable. One-liner. One-pager. One-minute pitch video. Environment is everything. The right room can accelerate opportunity overnight. Be uniquely valuable. Say what no one else can say, that's how deals get attention.   Resources from Richard LinkedIn | Family Office Club | Billionaires.com (interviews & billionaire book lists)  Centimillionaire Strategies YouTube channel Resources from Mike and Nichole LinkedIn  | Gateway Private Equity Group | Barcelona Hotel Fund |   Nic's guide  

The Common Good Podcast
Not All Reasons For Leaving A Church Are Created Equal

The Common Good Podcast

Play Episode Listen Later Nov 5, 2025 49:15


JD Vance Hopes Wife Usha, a Hindu, Someday Believes in Jesus Philip Yancey on the Unexpected Problem With Grace - RELEVANT Not All Reasons for Leaving a Church Are Created Equal Educated, Free, Wealthy, and Privileged | Tim Challies Desiring God on X: "If you are in Christ, your judgment has already been carried out at the cross. His death was your death; his life is now in you. That’s why you can have a living hope. Sermon: For This Purpose I Have Come to This Hour https://t.co/IHOAucNhNi" / X Hopeful people live better lives, a 14-year study of 25,000 participants finds - Not All News is Bad! Romans 8 NIV - Life Through the Spirit - Therefore, - Bible Gateway See omnystudio.com/listener for privacy information.

Be Wealthy
How the Wealthy Think About Time and Relationships (ft. Brett Tanner & Katelyn Mitchell)

Be Wealthy

Play Episode Listen Later Nov 5, 2025 60:32


In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell unpack how the wealthy think differently about time and relationships — and why mastering both is the foundation for long-term freedom.They discuss how successful entrepreneurs leverage delegation, guard their calendars, and build powerful connections that multiply opportunity.This conversation goes deep into creating leverage in life, scaling impact through people, and protecting your most valuable resource — your time.

Private Banking Strategies
Winning Money Mindset: How to Think Like the Wealthy – Part 1 | Episode 140

Private Banking Strategies

Play Episode Listen Later Nov 5, 2025 17:16


The key to financial success is understanding how core wealth-building principles apply to your everyday life—and how to make your money work for you instead of against you. Whether you're a business owner, homeowner, or simply looking to create passive income and break free from the paycheck-to-paycheck cycle, this proven private banking strategy is essential … Continue reading Winning Money Mindset: How to Think Like the Wealthy – Part 1 | Episode 140 →

Blurry Creatures
EP: 370 The Salem Witch Trials: 19 Hangings, Spectral Evidence & The Death of Enchantment with Brian Dedmon

Blurry Creatures

Play Episode Listen Later Nov 4, 2025 98:38


January 1692. Two girls wake up screaming with unexplained burns on their skin. Their bodies contort unnaturally. Doctors reach a chilling conclusion: they're "under an evil hand." What unfolds over the next nine months doesn't just claim 23 lives—it murders something far more profound: the Western world's faith in the supernatural itself.PhD candidate Brian Dedmon has discovered why Salem—out of hundreds of witch trials that killed far more people—became the one everyone remembers. The answer is chilling: Salem happened at the precise moment Western civilization was poised to abandon God. The timing was devastating. Nineteen souls hanged. One man crushed slowly beneath stacking stones, gasping his final words: "More weight."But here's the twist that changes everything: the guilty walked free while the innocent died. "Spectral evidence" allowed convictions based on dreams alone—no physical proof required. Wealthy families weaponized the hysteria to eliminate rivals. A minister quoted the Lord's Prayer perfectly at the gallows (something witches supposedly couldn't do) and was hanged anyway.By 1700, historians across every ideological spectrum agree: Western culture abandoned belief in the supernatural almost overnight. Salem became exhibit A that Christian faith breeds dangerous superstition. SThe real question facing us now: How do we reclaim biblical supernatural faith without triggering new witch hunts? How do we acknowledge spiritual warfare when most Christians treat it like embarrassing folklore? Salem's message echoes across three centuries: The church must remember what it lost after 1692—before what's coming makes us wish we had. This episode is sponsored by:https://brooklynbedding.com — Get 30% off site wide when you use code BLURRY at checkout!https://uncommongoods.com/blurry — Shop early to get 15% off your next gift!https://livemomentous.com — Get up to 35% off your first order with promo code BLURRY at checkout! - Learn more about your ad choices. Visit megaphone.fm/adchoices

The Canadian Real Estate Investor
The Wealthy Barber's Best Investment Advice

The Canadian Real Estate Investor

Play Episode Listen Later Nov 4, 2025 45:04


We interview David Chilton, aka The Wealthy Barber aka a former Dragon. We had an amazing discussion about personal finance, entrepreneurship and money. We asked David; The original motivation for writing the book and what financial issues he observed Why he revisited the book and what needed updating Challenges faced as an entrepreneur in the financial industry Why "pay yourself first" remains relevant Evolution of money culture from the '90s to today (including TikTok finance) Views on real estate as a wealth-building tool for Canadians Advice for young Canadians considering entrepreneurship Advice for older Canadians approaching retirement Buy the, Physical book, the Audiobook, or the Ebook Exchange-Traded Funds (ETFs) | BMO Global Asset Management Sign Up For Futures Faster Program LISTEN AD FREE free 1 week trial for Realist PremiumSee omnystudio.com/listener for privacy information.

The John Batchelor Show
41: Berthe Morisot and Édouard Manet: Art, Affection, and the Struggle Against Bourgeois Expectations. Sebastian Smee discusses how the Impressionists lived amidst the violence of the 1870 Franco-Prussian War. Berthe Morisot came from the wealthy haute b

The John Batchelor Show

Play Episode Listen Later Nov 3, 2025 7:34


Berthe Morisot and Édouard Manet: Art, Affection, and the Struggle Against Bourgeois Expectations. Sebastian Smee discusses how the Impressionists lived amidst the violence of the 1870 Franco-Prussian War. Berthe Morisot came from the wealthy haute bourgeoisie and, along with her sister Edma, became a serious painter, successfully exhibiting at the Salon. However, women of their background were expected to marry and give up painting. Berthe, still unmarried at 29 in 1869, was devoted to her art when she met Édouard Manet at the Louvre. Manet was captivated by Berthe and invited her to pose for The Balcony. Despite precautions, a mutual flirtation developed, though Manet was married to Suzanne, which stood as an impediment.

The John Batchelor Show
44: Printing as High-Tech: Franklin's Wealth Creation and the Dawn of His Electrical Experiments. Richard Munson discusses how Benjamin Franklin arrived in Philadelphia at age 17 and, in just 22 years, transformed into an independently wealthy experiment

The John Batchelor Show

Play Episode Listen Later Nov 2, 2025 8:24


Printing as High-Tech: Franklin's Wealth Creation and the Dawn of His Electrical Experiments. Richard Munson discusses how Benjamin Franklin arrived in Philadelphia at age 17 and, in just 22 years, transformed into an independently wealthy experimenter. Printing during this era was the "high-tech of the age," and Franklin's work involved scientific thinking. A powerful driving force was his ambition to be wealthy, maintaining a strong focus on the bottom line. Franklin leveraged quality to secure contracts and was a savvy real estate investor. Franklin became entangled in a bitter political fight with absentee landlord Thomas Penn, who viewed Pennsylvania solely as a source of money. Franklin's independent wealth, achieved when he sold his successful businesses around 1748, allowed him to pursue science. He immediately began experimenting with electricity, performing fundamental research and defining basic structures, introducing key terms like positive and negative, conductors and insulators. Franklin's rising fame as an experimenter eventually led his neighbors to call on him to represent Pennsylvania in London.

Bible Baptist Fort Pierce | biblebaptistfp
Unbelievably Wealthy | Paul's Parting Words | Pastor Aiken | Ephesians 6:18-24

Bible Baptist Fort Pierce | biblebaptistfp

Play Episode Listen Later Nov 2, 2025 49:08


School of Hard Knocks Podcast
Tony Cuccio | From $200 on Venice Beach to a $2 Billion Global Empire, Reinventing Beauty, Real Estate, and the Meaning of Success

School of Hard Knocks Podcast

Play Episode Listen Later Oct 31, 2025 67:24


Tony Cuccio is a true American entrepreneur — a kid from Brooklyn who started with just $200 selling beauty products on Venice Beach and built a global empire worth over $2 billion in sales across 90 countries. Known as the man who revolutionized the nail industry, Tony invented gel nails and turned a small street business into one of the most recognizable beauty brands in the world. In this episode, he shares how he failed twice before striking gold, why he never took investor money, and how grit, discipline, and vision built his $2B legacy.Hosted by Ausha. See ausha.co/privacy-policy for more information.

Transcend in Life Podcast
Be Your Own Bank: The GPS for Infinite Banking

Transcend in Life Podcast

Play Episode Listen Later Oct 30, 2025 52:47


In this episode of the Let's Go Win Podcast, JM Ryerson sits down with visionary entrepreneur and investor Chris Naugle to unpack the mindset, strategy, and systems behind building businesses that truly make an impact. From humble beginnings in action sports and small business to creating software that helps people “be their own bank,” Chris shares decades of wisdom on perseverance, feedback, mentorship, and aligning money with purpose.This conversation dives deep into how to turn raw ideas into scalable systems and how feedback, even when brutal, can become the most valuable fuel for growth. You'll hear real stories about building The Vault, a financial operating system designed to modernize infinite banking, along with powerful lessons about grit, innovation, and staying intentional in both business and life.In this episode, you'll learn:

Healthy Wealthy & Smart
Dr. Nick Schmit: Exploring New Revenue Streams in Physical Therapy

Healthy Wealthy & Smart

Play Episode Listen Later Oct 30, 2025 39:52


In this episode of the Healthy, Wealthy, and Smart Podcast, host Dr. Karen Litzy welcomes Dr. Nick Schmidt, a practicing physical therapist and founder of PT Assist and the Physical Therapy Project. Dr. Schmidt shares his journey from a pre-pharmacy student to a passionate advocate for innovative revenue streams in physical therapy. The conversation delves into the importance of cash-based services, the potential of retail sales in clinics, and the creation of a supportive community for physical therapists. Dr. Schmidt emphasizes the need for sustainable business practices and the role of physical therapists as musculoskeletal experts. Takeaways The transition from traditional to cash-based models can enhance revenue. Retail sales in clinics offer a viable revenue stream with the right products. Building a community among physical therapists fosters growth and innovation. Understanding the market and patient needs is crucial for success. Integrating new technologies requires careful consideration and planning. Consistency and passion are key to professional growth. Collaboration with other practice owners can provide valuable insights. The importance of aligning new revenue streams with clinic capabilities. The role of physical therapists as primary musculoskeletal care providers. The value of connecting with like-minded professionals in the field. Chapters [00:00] Introduction and Welcome · [02:15] Dr. Nick Schmidt's Background and Journey · [05:30] Exploring Cash-Based Services · [10:45] The Role of Retail Sales in Clinics · [15:20] Building the Physical Therapy Project Community · [20:00] Innovative Technologies and Their Implementation · [25:30] Challenges and Opportunities in Revenue Streams · [30:15] Advice for Practice Owners · [35:00] Closing Thoughts and Contact Information More About Dr. Schmidt: Nick Schmit is a practicing physical therapist and the founder of The PT Assist and The Physical Therapy Project community on Skool. Throughout his career, Nick has developed a deep passion for helping practice owners build sustainable businesses while reinforcing the role of physical therapists as the musculoskeletal experts. This passion led him to create The PT Assist, a platform that helps clinic owners successfully integrate retail sales into their practices. His newest venture, The Physical Therapy Project, is both a community and a resource hub for physical therapists exploring cash-based services and modalities such as dry needling, saunas, shockwave therapy, laser, retail offerings, wellness services, and more. The community provides guidance on what services are available, how they work, which might be the best fit for a clinic, and practical strategies to implement them smoothly and effectively. Nick grew up in central Minnesota, earned his bachelor's degree in Zoology from North Dakota State University, and went on to complete his Doctor of Physical Therapy at the University of Nebraska Medical Center in Omaha. He now lives in North Dakota with his wife and their growing family. Grounded by his faith and family, Nick is grateful for the many blessings in his life. His mission is to add as much value to the profession as possible and to connect with others who are boldly pursuing their dreams and passions. Resources from this Episode: Nick's email: nick@theptassist.com The Physical Therapy Project Website Nick on LinkedIn Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

Burnt Toast by Virginia Sole-Smith
[PREVIEW] Can A Body Acceptance Advocate Work for Weight Watchers?

Burnt Toast by Virginia Sole-Smith

Play Episode Listen Later Oct 30, 2025


Welcome to Indulgence Gospel After Dark!We are Virginia Sole-Smith and Corinne Fay, and it's time for your October Extra Butter episode. Today we're talking about plus size fashion influencer and body acceptance advocate Katie Sturino — who teamed up with WeightWatchers last year. What happened there? And where is the line between body liberation activism and capitalism? (Yes, we struggle with that too!) To hear the whole thing, read the full transcript, and join us in the comments, you do need to be an Extra Butter subscriber. Join Extra Butter! Already an Extra Butter subscriber, and having a hard time getting this episode in your podcast player of choice? Step by step instructions are here! Episode 217 TranscriptCorinneWelcome to Indulgence Gospel After Dark! If you're listening to this, you are part of Extra Butter, which means you're our favorite Burnt Toasties. VirginiaYour support makes all our work possible and keeps Burnt Toast an ad- and sponsor free space. Which is relevant to today's conversation! CorinneToday, we're going to talk about influencer and advocate Katie Sturino, who became famous on Instagram for her #SuperSizeTheLook content and for creating the Megababe product line. But more recently, she teamed up with Oprah and Weight Watchers, and has gone public about her use of GLP-1s.VirginiaSo before we get into it, let me do my standard caveat that I give anytime we do one of these episodes where we talk about a particular person's work in deal. Body autonomy is a given at Burnt Toast. Katie has the right to take her GLP-1s. That is her business. We're not interrogating that personal decision. We are also not "women tearing down other women," which is the other go-to critique of this work. We're considering Katie's entire body of work here, and we're asking: Is this true body liberation activism? Or is this an example of capitalism co-opting activism? I think that's a valuable question for anyone in the influencing space to be grappling with. I think Corinne and I both walk that line as well in our work. So we are going to critique Katie and some of the professional choices she's made but this is a lens we all benefit from looking through. CorinneWith that, I feel that I need to disclose that I have received gifted products from Megababe.VirginiaFor example! It's a gray area, guys. I have not, but I would have been happy to receive that gift. CorinneI recommended stuff from Megababe before I ever received free stuff! But I have received free stuff. And I do like some of their products. VirginiaThis episode is also not going to be a critique of specific products. Preventing thigh chafing is a noble endeavor.So how did you first encounter Katie Sturino? Do you remember when you first became aware of her work?CorinneIt's honestly hard for me to remember because I feel like she's been around for so long!VirginiaLike 10 years.CorinneIf not more!VirginiaIt was the mid-2010s when she really came onto the scene.CorinneI definitely encountered her Instagram. I think it was her style content. I remember seeing her going into a store and trying on stuff that didn't fit, or trying their biggest size and it wouldn't work for her. And then I also remember the #SuperSizeTheLook.VirginiaFor folks who don't know: #SuperSizeTheLook is a series where Katie picks a photo of a celebrity wearing a really cute outfit, and then styles herself wearing the same outfit. Usually not in identical pieces, because the sizes are not going to work. But she mimics the outfit, and she mimics the pose really well. If it's a celebrity getting out of a town car with a purse on her arm, Katie will also be getting out of a town car. Or walking a tiny dog. She mimics the whole vibe of the photo. And the goal is to show you that bigger bodies look cute in clothes. Which is a message we're here for! CorinneWhat about you? How did you first encounter her?VirginiaWhat's interesting about Katie and me is that we are the same age, we are both 44. And we both come out of the New York media world. I learned this all researching the episode; I don't know her personally. I never worked with her. But we have sort of similar trajectories into body liberation work.And when she first launched, her blog was originally called The 12ish Style. I was also a size 12-ish. Those were my Midsize Queen years, before moving into full plus sizes. So we've had similar trajectories of being in this space first a mid-sized person, and then a small fat person. I've always been interested in her fashion and the way she styles stuff, because it was often quite directly relevant to my own body, though not necessarily relevant to everybody. She is also, like, a foot taller than me, I think? She seems quite tall in photos and she wears very tall heels, too, which is impressive to me, if not actually something I can pull off. But I've always appreciated the vibe and the energy of Katie's content.  She's very open book. A lot of her posts are shot in her underwear, wearing no makeup, in a swimsuit. She's always showing us, "Here's what my real body looks like." There are critiques to be made of this genre of content making, but I think it's also powerful to see non-airbrushed, not super thin bodies. I think there's a lot of value in that. So I knew Megababe, I knew #SuperSizeTheLook, but I didn't know a ton of her backstory. So I did a little research, and most of what I'm going to share with you comes from a New York Times piece that ran in June with the headline, What Katie Sturino Wants You to Know About Her Body (and Yours, Too). This is by Madison Malone Kircher and it ran June 22, 2025.We're going to get into it later in the episode, but Katie is not thrilled with this piece. And I just want to say I have empathy for being in the New York Times and not being thrilled with the way they cover your work. Can relate! So I am going to quote from the piece, because I think it makes some interesting points, and there's some useful context in there. But I'm not saying this piece does the best job analyzing her work. The New York Times describes Katie as "a dog-obsessed public relations pro turned body positivity influencer slash entrepreneur, who built a social media audience by posting candidly about her life."Katie began her career in fashion PR. I think her first job was at Gucci or Dolce Gabbana. She then started her own PR firm in the 2010s. And then found found Internet fame as a dogager, which is a dog manager, running an Instagram account for her Cavalier King Charles Spaniel named Toast. So this is how she started. Did you know she was a dog influencer before she was a fashion influencer?CorinneI think I do vaguely remember that.VirginiaToast has since passed away. RIP Toast. Great name for a dog, obviously. But I did not know that she started as a dog influencer. That was news to me, and, frankly, rather delightful. But: Coming from a PR background, finding Internet fame through dog influencing...this is a very specific lens to which she's coming to this work. Katie is now a multi-hyphenate. She had a podcast called Boob Sweat. She wrote a non-fiction book Body Talk, which is an illustrated workbook about self love. She has a Substack newsletter. She has the Megababe the product line. And she published her first novel this spring. So Katie is very busy! She is doing a lot. Have you followed her for recs, or you've used Megababe? You like Megababe. CorinneI've used Megababe. I like Megababe. Her particular style has never quite been for me. It's hard to describe exactly what doesn't click for me. It's just very clear, even just reading the this bio—she's very savvy, she's always hustling, she always has kind of a business PR angle, which I both respect and don't relate to.VirginiaThis is her New York media roots. I never worked with Katie, but I worked with lots of Katies. I know this kind of hard-charging woman who's extremely smart and great at marketing and knows how to build a brand and talk to an audience. So she has that whole skill set—and she could be doing it about body positivity, she could be doing it about a dog. She's interested in building a brand. For example, let's consider her first novel Sunny Side Up. Katie tells the New York Times that she worked with a ghost writer: "I don't have the traditional path that a lot of people who write books have had, and I needed help," she said, adding she felt no shame or embarrassment about having a collaborator."I love how upfront she is about that. A lot of books are written by ghostwriters, and I sort of wish people were more aware of that. Mine were not. But I have been a ghost writer! So I don't mind that that's a part of it, but I do think that it's interesting that it wasn't Katie had a novel inside her that she was dying to write. It was that Katie knew that having a novel would be a good brand extension. And the novel is about a plus size fashion influencer who goes on to launch a plus size swimsuit line. And... Katie's plus size swimsuit line came out this summer right after the book launch.CorinneIt's honestly mind boggling. How does anyone handle all that?VirginiaYes, it's so many things. And it does make me take a slightly different look at some of her some of her body positive content. For example, a recurring theme is her in a swimsuit. And the caption is always something like, "figured you could use a size 18 woman in a swimsuit on your feed," just showing her normal body in a swimsuit. But now that I know she's selling the swimsuits that hits differently. So is that just a smart swimsuit marketing strategy or does it feel off to you? CorinneI mean, both? She seems incredibly smart. I'm just impressed that anyone can do as much as she's doing. And: I do think sometimes it feels like you're being sold to, you know?VirginiaAnd because her work is centered around a message that has a social justice component, and a self-help component: Where is the line between "these are her values, and she's built a business on her values, "and "she's co-opting advocacy rhetoric to sell us products?"CorinneIt's definitely a gray area. VirginiaTo further the gray area: I looked at more of her content and I'm also like, these swimsuits are pretty cute. There's also this whole Wirecutter piece I want to talk about, where she goes over her fashion favs. It's good! I clicked through so many links. I was like, "Do I want these $460 jeans? I don't know!"CorinneOh now I want to see them.VirginiaYet I'm also thinking: But you are supposed to be so raw and authentic, and this is your whole vibe, and you're showing us yourself in a swimsuit, because that's supposed to feel brave. First of all, that's problematic in and of itself. Can it stop being brave for fat women to wear swimsuits in public? I would love that to not be a heroic move anymore, but in Katie Sturino's world it is radical to do that, and she's doing it. And... she's selling us the swimsuit.CorinneWell I think there are a lot of ways in which Katie is a very acceptable spokesperson for this messaging. VirginiaSay more about that.CorinneWell, first of all, she has a background in PR. And I think, even at her biggest she's...VirginiaShe's glamorous.CorinneShe's pretty, and she has a certain style. She looks wealthy, I want to say.VirginiaWell, she sure is, because guess who officiated at their wedding? Former mayor of New York City, and friend of her family, Michael Bloomberg.CorinneOh, okay, yeah.VirginiaThis is from the New York Times: "In addition to their apartment in Chelsea, the couple splits their time between homes in Palm Beach, Florida and Maine."CorinneI mean, they are definitely in a different tax bracket than myself.VirginiaSo yes. Wealthy. CorinneBut there are also people who are wealthy and wear Blundstones and barn jackets, you know? She's wearing blazers and heels.VirginiaA lot of pantsuits.Corinne A lot of jewelry. And she's always on vacation somewhere tropical.VirginiaYeah, in an amazing caftan. She's leaning into glam.CorinneShe looks polished. VirginiaShe's very polished. It's very New York City. Like, Sex and the City vibes. She could hang out with Carrie Bradshaw and she would totally fit in with them at one of those fancy lunches. And that's cool. That's her aesthetic. It's also representative of a certain socioeconomic privilege level. This is something that I saw frequently in women's magazines, and something I talked about when Jenn Romolini came on the podcast: So many people who work in New York City media, at the high levels, come from privilege. It is a very nepo-baby-driven industry. Because these are jobs that you have to do tons of unpaid internships to get. And/or work for no money as an assistant. The only way you can do that is if you have family money supporting your ability to access these industries. So it's not surprising to me that she comes from a privileged background, because she comes from PR and fashion, and that's who works in those industries.And I still think it's interesting and somewhat transgressive to be a woman in a larger body in that world. It helps me understand why it felt radical to be a size 12 dressing like a celebrity, because a size 12 in that world is an extremely non-normative body, right? This is the tier of people who have access to all the personal trainers, who are playing tennis all summer. There is no space to be a fat person in that world. So even at a size 12, it feels like, oh my gosh, your body is so other. The scale is just different when you move in these different spaces. So I can critique the space. I can be like, okay, you're friends with billionaires, and that's a hard place to be in a larger body of any kind. Did you take a look at the Wirecutter piece where she was giving a lot of like clothing recs and it's like advice for dressing as a plus size person?CorinneYes, I did take a look at it. She does have some good recs in there. I will say very expensive recs. Her preferred white t-shirt is $100.VirginiaAnd you're going to get spaghetti sauce on it so fast. CorinneIt's a weird vibe. VirginiaOkay, so now let's talk about Oprah and Weight Watchers. In 2024 Katie posted a critique of the first ABC special Oprah did about GLP-1s. And she gave a fairly nuanced critique. There was stuff she liked, there was stuff she didn't like, but she specifically said, "They came so close, and I wish Weight Watchers had fully apologized for the harm they had caused by pushing all of us to diet and want to change our bodies for so long." She was like, oh, they almost got it, but they didn't. And then in response, CEO Sima Sistani got on Instagram and did apologize. She did this speech of, you're right, Katie. I was wrong. Like, we've been wrong. We've done harm, and kind of fully walked into it. So what was your take when that all happened? CorinneTo be honest, I wasn't paying too much attention. But I do think the best apology from Weight Watchers would be them closing down, you know? It's very weird to me to be like, "Yes, we realize we've done harm, and we're just going to keep doing it."VirginiaWell, and what they were really apologizing for was selling a plan that didn't work and now they're selling GLP-1s. So it's, "We have the thing that'll work now!" As opposed to apologizing for trying to make us all do this in the first place. CorinneEven Katie going on Instagram and calling out the CEO— something like that, would just never occur to me, because I don't know, I just would never expect someone at Weight Watchers to respond or care. And I also think Weight Watchers is a microcosm, you know? It's like, sure, Weight Watchers has done harm, and they're just part of a bigger system. And you're not acknowledging that there's a bigger system there.VirginiaWell and Katie did get a response. Now, on the one hand, Katie has many more Instagram followers than you, so there's that piece of it. But I think it's an open question how planned this was, and whether they had talked ahead of time that Katie would critique and that Sima Sistani would publish her apology. Because I mean number one, no Weight Watchers CEO can just casually hop on her Instastories and apologize without having run the plan by many lawyers to make sure that she wasn't going to tank the business. So that had to have been planned, to some extent. And then the next piece of this is later last year, Katie had her own interview with Oprah in a different special, this one sponsored by Weight Watchers. And then she went on to host a podcast for Weight Watchers. So at some point, Katie got paid by Weight Watchers. Whether it was not until she hosted the podcast, or whether she was paid to be on the special with Oprah, or whether she was in a sponsorship deal with them when she asked for the apology, we don't know. But at some point, she moved from activist to on the payroll of a diet company.CorinneWasn't her response like, "Well, they were going to pay someone, it might as well be me? Or like it might as well be a plus size person." VirginiaWhat she said in the Oprah interview is, "If we don't have this conversation, if we don't insert our voice into this conversation, someone else will. Someone else will make those decisions for us." That's her argument. She wants to be in the room where it happens. She wants to be representing plus size people to these companies and with these companies. But she's not doing it pro-bono. She's not Tigress Osborne, Executive Director of NAAFA, depending on fundraisers to pay for plane tickets to places. She's doing this as a multi-hyphenate with three homes who's now getting a paycheck from Weight Watchers.CorinneYeah, it's so complicated. Because on the one hand, I can see her point. If Weight Watchers is going to be giving money to someone, it's kind of good that they would be giving some of it to fat people. So on the one hand capitalism, we're all kind of forced to sell out in some way, and on the other hand, you don't love to see it. VirginiaYou don't love to see it.CorinneEspecially when that person has three homes. VirginiaIt's a moment where I think her experiences of marginalization as a fat person erased her ability to see her privilege as a wealthy, white person. If Weight Watchers is going to pay fat people, Katie Sturino is not the person I need them to pay! I am not the person I need them to pay. Those of us in a certain tax bracket, living at a certain privilege level, are not the ones who need cash reparations from Weight Watchers. It's lower income folks who have paid to be in those meetings for years and years, who took their daughters to those meetings, who this company preyed on because it was an "affordable" approach to weight loss. And took their money over and over again every time they regained the weight and came back.CorinneWell, this is all is reminding me of the book Dietland.VirginiaBy Sarai Walker, friend of the show, yes.CorinneWhere the the heiress of the diet company is using profits from the diet company to do a type of reparations, vigilante justice. VirginiaI don't think that that's what's happening here.And I want to look a little bit at what Katie's defense has been around all of this. She's not afraid to talk very directly to haters who criticize her about her body. So in the New York Times piece, she disclosed that she's taking a GLP-1 for her own weight loss, and she then shared in a video that this was a medical decision, that she didn't really care if she lost weight or not that it was doing it to manage her A1C whatever. Again, that's Katie's business. I have no opinion about that. But she's in a smaller body now—not down to a size 12, but a mid-sized body now—and she's still pushing herself as a face of this movement. And that is a little bit complicated. She's talked about how it doesn't matter what size she is, she gets flack all the time. Like, when she was a size 12, she was too small to be representing body positivity. As a 22 people said she was too big. She's always, always, always getting constant comments about her bodies. And you know, that is really hard to deal with. That is not welcome feedback.And it is tricky that she has made her body very much her brand, I don't know, I struggle with this. It sounds like I'm saying she's asking for it, and I'm not. But you're posting content in swimsuits all the time. You're showing us your rolls, and then you're saying we shouldn't talk about people's bodies. Bodies are the least interesting thing about us. But her body is very interesting to her. She's making it a center of her work.CorinneI mean, you're making some points. It's hard to land in one way or another here. I do think the cost to being a public figure in the way that she is, in some ways, is people harassing you. And I think that's horrible and too high a cost. I also think she's made some really strange decisions, like working with Weight Watchers and still wanting to defend body neutrality or whatever.VirginiaYeah, she prefers body neutrality to body positivity, we should say and that's fine. I'm not attached to either term, to be honest. CorinneI feel like I always end up more confused than than I started on these subjects.VirginiaWhere did you start? CorinneI think where I started was Katie Sturino neutrality. Like I just sort of felt like she's not my people or whatever, and then I do feel kind of bad for her getting all this criticism and and then also I just feel, mad that people have so much money. But what do we do? I don't know.VirginiaI think it's complicated by her decision to take the Weight Watchers money. I think if she was just taking GLP-1s, that's her own business. Her body changing is her own business, even though she makes content that really centers her body. I would be backing her, like, yeah, that's not for people to interrogate your body. It's still your body, it's not your business. And I think she's walking a really complicated line by deciding to then also monetize her weight loss, by hooking up with Weight Watchers. That feels different, because she's promoting Weight Watchers, which means she's selling weight loss to other people. She's suggesting that these GLP1s are a good option for other people. Maybe she hasn't directly said those words, but she has done the Oprah special. She's lent them her brand, which has a lot of credibility. Someone said to me, l"I go out of my way to buy Megababe, even though it costs a little more than comparable products, because I want to support Katie. I want to back her work." People invest in her because they believe in her mission. CorinneThat's true.VirginiaAnd now she has attached that mission to Weight Watchers, which is selling GLP1s and obviously selling weight loss. That's where it loses me a little for her to then be like, how dare people talk about my body? You're literally selling this new version of your body. You're showing it to us because you're marketing this thing. That's where it gets really murky. On the other hand, there's a video that I'll link to where she talks quite a lot about how the internal work we need to do on body acceptance has nothing to do with the scale, and she does seem to really want to make the point that she feels very detached from her own weight loss numbers. That's not why she's on it. And she makes the point that if you don't do your own internal work, you can lose tons of weight, and you would still be miserable with your body. The weight loss is not a solution for body image struggles. And I think that's valuable. And I think there are a lot of people who listen to her who need to hear that. So I think that's useful. And it then is confusing that she's like, "But also Weight Watchers is great now."CorinneOne through line in a lot of her content is that it does feel like sometimes the bigger picture is missing, like the intersectionality. I'm not a super close follower, so maybe I'm just missing it. But I feel like I'm not seeing her do a ton of advocacy for other fat people.VirginiaWell, she really stays in her lane, which is fashion. I don't hear her talking about healthcare access, don't hear her talking about workplace discrimination, housing discrimination. Definitely not how anti-fatness intersects with racism and other marginalization. I don't think that's a focus of hers. And in some ways, that's fine, and in some ways that shows, I think, that she's not here for a deep dive into the world of fat liberation. Okay, so our big Burnt Toast question that we ask in all these episodes: Is Katie Sturino a diet?CorinneYes?VirginiaShe is selling a diet...by working with Weight Watchers. CorinneAnd I think just by embodying a very narrow line of fatness.VirginiaShe is selling a specific image of acceptable fatness.CorinneWhat's your take?VirginiaI started this episode wanting to be able to say no, in part just because everybody expects me to say yes.CorinneI know I think I'm usually on the no side. VirginiaYeah, you're usually the no and I'm usually the yes. But I think the more we talk about it, I think I'm landing there as well. But I also think she's the embodiment of this larger issue, which is: So much activism happens through social media now. And social media is a business. It is where people are building brands and making money and that means that activism gets infused with business in these really messy ways. I think plus size fashion influencers as a category have really not done a great job with this, because we have seen this trajectory of using body positivity rhetoric, even fat liberation rhetoric, and centering fat joy, celebrating you look so great in all the clothes... and then forgetting all of the other work that goes along with that, and then if they manage to achieve body changes, very quickly changing their tune about how important all of this is. I don't think she's Rosey Beeme, who's like, "Forget I ever liked fat people." I don't think she's that at all, but I do think she has not done the work of intersectionality here. CorinneYeah. It kind of feels like a like microcosm of everything that's happening in the US right now. VirginiaFor sure, for sure.CorinneIt's hard to not just extrapolate out. VirginiaSo are we saying I should not order the $460 jeans?CorinneI mean, don't ask me on this stuff, because I'm always like I do want to know. I do want to know if they're good jeans. VirginiaI do want to know. I am curious!  CorinneThis would make a good Patreon post. VirginiaI don't know that they would fit me. I have to look at the size chart and figure out if it's like a Gap 35 or if it's like a designer brand 35.CorinneI feel like it depends on if they have stretch or not. I bet they do. Katie seems like someone who would be going for stretch jeans.VirginiaShe does also do all those underwear tests where she checks whether things rolls down. That's valuable content. CorinneShe is brave. She's doing the videos that personally I would not want to do.VirginiaYou don't see me on my in my underwear on the Internet. I mean, I am on WikiFeet, but that was not my choice. That's as scandalous as I get. All right. Well, that was a very interesting conversation. Listeners, we want to hear what you think. Where do you land on this one? Have you followed her work? Have you felt, had mixed feelings about the Weight Watchers of it all? Do you have a totally different take? You can tell us in the comments. ButterVirginiaOkay, my Butter, I gave you a little preview. You can tell because we're on Zoom together, and you can see a different background behind me. But I moved my desk to a different part of my–actually, not even a different part of my office. I moved it from being parallel with the wall to being kitty corner between two walls. And I'm so much more comfortable in my office! And I realized I had my desk too close to the wall and it was not size inclusive. I was always bumping up against the wall behind me, and what a dumb thing to do in one's home office where you have total control. I had just decided the desk needed to face a certain way. I don't know what made me think it was necessary. A lot of it is the pressure on having a good Zoom background? But I've decided unless I'm doing TV or something, I'm going to keep my desk in a more comfortable place. CorinneI think that's really reasonable. VirginiaAnd it just made me think: How many other small ways do we accept our homes or our cars or whatever not being comfortable for our bodies? Like this cost $0. I literally slid the desk over to make more room. Make more room for yourselves!CorinneTotally, it's so funny how hard that stuff is to notice sometimes.VirginiaI hadn't even realized that's why I was uncomfortable. I do also need a new desk chair. If people have desk chair recs, I want those in the comments as well. I really would like to know because I'm in a crappy West Elm ancient desk chair. It's like oddly off balance. It's not good for my lower back. But I want one that's not a million dollars and not ugly.CorinneGood luck with that. I'm also really admiring your Cape Cod collarless sweatshirt.VirginiaOh, my cut collar sweatshirt. It's really cute, right? It was too tight in the neck. It's pretty tight in the waist. I was debating maybe cutting that somehow too I haven't quite figured out. Like, if I cut off the band at the bottom and it's just sort of like, boxy, would that be cute? CorinneI think it would be cute. I think it'd be more cropped. VirginiaCorinne, what's your Butter?CorinneMy Butter is a Butter that has been Buttered before. It's Taskmaster. I know it has been mentioned by other burnt toast guests, but you know what it is, or?Virginia it's an app where people come and do things for you?CorinneNo, nope. That's TaskRabbit.VirginiaI was like, why are you recommending the gig economy? CorinneAnd I've actually had very mixed results with TaskRabbit. Not recommending that one. Someone blew up a light bulb on my ceiling. That's a story for another day. TaskMaster is a British TV show, there's a comedian host, and then there are like five comedian guests, and they get assigned psychotic tasks. Like, I don't know, like, open this paper bag without using your arms or some seemingly impossible task, and then you watch them do it, and they get ranked and get points. The first episode that I watched, I was laughing so hard, I was crying, peeing my pants, like my abs were sore. And it is just very easy to watch, like, you just laugh and it's funny.VirginiaI don't usually do reality TV with my kiddo for our show, yeah, but this does sound like a fun one to watch with her. CorinneYeah, I will say there's like, some mild--they're comedians, so there's some mild innuendo and stuff.VirginiaI mean, I think I'm going to write a whole essay about this, but I love watching inappropriate television with my children. I think it opens up many great conversations.CorinneGreat. Well, you should definitely watch it, though it's on YouTube, and I have been paying for seasons. But someone actually in the Burnt Toast chat today was saying that they watch it for free on YouTube. So now I'm confused. I really am enjoying Taskmaster.VirginiaWell, that's delightful, yeah, all right. Well, this was a great episode. Excited to hear what everyone thinks about. What furniture are you moving, what tasks are you completing, tell us in the comments. The Burnt Toast Podcast is produced and hosted by Virginia Sole-Smith (follow me on Instagram) and Corinne Fay, who runs @SellTradePlus, and Big Undies!The Burnt Toast logo is by Deanna Lowe.Our theme music is by Farideh.Tommy Harron is our audio engineer.Thanks for listening and for supporting anti-diet, body liberation journalism!

Sales POP! Podcasts
Institutional Secrets: Ben Mohr on Why the Ultra-Wealthy Love Life Settlements

Sales POP! Podcasts

Play Episode Listen Later Oct 29, 2025 22:07


If your retirement strategy feels like riding a daily market rollercoaster, it's because you've been playing by Wall Street's rules. The standard advice—heavy on 401(k)s, mutual funds, and bonds—leaves your entire financial future dangerously exposed to volatility. This reliance on "cookie-cutter" portfolios is the single biggest blind spot in modern retirement planning. As institutional strategist Ben Mohr highlighted on the Sales POP podcast, the path to true financial resilience lies outside the public market. The solution is uncorrelated assets—investments whose returns aren't tied to the S&P 500.

Johnjay & Rich On Demand
Six months from now Rich will either be wealthy or will be trying to sell you JJRCOIN

Johnjay & Rich On Demand

Play Episode Listen Later Oct 28, 2025 93:06 Transcription Available


Will Rich LOSE IT ALL?!?! Probably... Jk. TODAY ON THE SHOW, It's TUESDAY which means an ALL NEW SECOND DATE UPDATE. But first, Jill has a workplace injury and our old friend NICKI FROM TOKYO calls in with a JURY DUTY LIE!!!! Also, HORROR VILLANS, the top 25! Plus, Johnjay has the most unrelatable story which makes it even funnier, as per usual. STREAM TODAY'S EPISODE FOR ALL THE TEA!See omnystudio.com/listener for privacy information.

The Capital Raiser Show
Special Announcement: The Family Office Formula — 4-City Event Series for Ultra-Wealthy Investors

The Capital Raiser Show

Play Episode Listen Later Oct 28, 2025 1:39


Join Richard C. Wilson, founder of the Family Office Club, for a powerful announcement about The Family Office Formula — a 4-city live event series designed to help you think, negotiate, and invest like the ultra-wealthy. Each one-day event features centimillionaire and decamillionaire speakers, pro athletes, and top investors revealing 50 proven strategies to: ✅ Grow your balance sheet faster ✅ Structure and close deals more effectively ✅ Apply the mental models of the ultra-wealthy ✅ Negotiate joint ventures and partnerships ✅ Build long-term, generational wealth

Money Guy Show
How to Be Wealthy in Your 20s, 30s, 40s, and 50s

Money Guy Show

Play Episode Listen Later Oct 24, 2025 37:57


Wealth isn't just about money - it's about time, freedom, and fulfillment. We walk you through what it really means to be wealthy in your 20s, 30s, 40s, and 50s. Learn how to build wealth, master your mindset, and create a life where you get to do what you want, when you want, with who you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The John Batchelor Show
24: Perceptions of the American Economy: Rich vs. Poor. Jim McTague, a novelist and former editor, approached a wealthy couple who described the economy as "really great for rich people" but "hell" for the poor. They claimed to have se

The John Batchelor Show

Play Episode Listen Later Oct 24, 2025 1:33


Perceptions of the American Economy: Rich vs. Poor. Jim McTague, a novelist and former editor, approached a wealthy couple who described the economy as "really great for rich people" but "hell" for the poor. They claimed to have seen terrible poverty while driving across the country. However, when pressed to identify where, the woman named "Indiana," a state McTague observes has a booming economy. When asked if they personally knew anyone unemployed or unable to find a job, the couple could not name anyone.

BiggerPockets Real Estate Podcast
Real Estate is Getting Riskier…and It's Making Investors Wealthy

BiggerPockets Real Estate Podcast

Play Episode Listen Later Oct 22, 2025 38:31


Real estate investing is riskier today than it has been in years—and that's a good thing. If you invest in real estate, what do you hope for? Opportunities to buy low, sell high, and cash flow in the middle. That's exactly what's happening in 2025—and it's these “riskier” times that have made millions of real estate investors wealthy in the past. But if you don't know the risks, you could get hurt. Today, we're explaining the biggest risks to real estate investing in 2025, how to mitigate all of them, and how to use them to your advantage, so in five years, everyone will wish they did what you did. This is a “risk-off” time in the market, meaning big, risky swings on problem properties have even greater downsides. That's why we're sharing what our “perfect” property criteria is for a housing market like this one. These homes are easier to find, rent, sell (if need be), and can be purchased at sizable discounts. And if you think just sitting on the sidelines is keeping you safe, think again. We're sharing another risk that could be even more threatening to your wealth.  In This Episode We Cover The biggest risks of real estate investing in 2025 and how experts avoid them The single greatest financial risk to all Americans right now (and why investors won't get hit) Our “perfect” property buy box for low-risk, higher-upside real estate investments  The properties you should avoid buying today (they're far riskier than you think) Dave's three investing tips that will keep you afloat (and cash flowing) even during turbulent real estate markets  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1190 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices