Podcasts about wealthy

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3376: Nick Maggiulli unpacks how wealthy individuals allocate their assets, revealing that investment strategies often depend more on access and status than on performance alone. While ultra-wealthy investors lean heavily into alternatives like private equity and hedge funds, this typically happens after wealth is accumulated, not as the path to it, offering a crucial reminder to focus on what works for your own situation rather than mimicking the elite. Read along with the original article(s) here: https://ofdollarsanddata.com/how-do-the-wealthy-invest/ Quotes to ponder: "Try not to forget that the wealthiest 10% of Americans own nearly 90% of all U.S. stocks!" “Not all investing is about money, sometimes it's about status too.” “There are many ways to preserve and grow your wealth. The hard part is finding what works best for you.” Episode references: Michael Kitces: https://www.kitces.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Real Estate Pros Podcast, host Kristen interviews veteran real estate investor Jamaal Richard, who shares his journey from being a novice landlord to a successful acquisitions expert. Jamaal discusses the importance of learning from mistakes, the value of networking and mentorship, and how adaptability in strategy is crucial in the ever-changing real estate market. He emphasizes the need to trust oneself and to forgive losses as part of the learning process. The conversation wraps up with practical advice for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3376: Nick Maggiulli unpacks how wealthy individuals allocate their assets, revealing that investment strategies often depend more on access and status than on performance alone. While ultra-wealthy investors lean heavily into alternatives like private equity and hedge funds, this typically happens after wealth is accumulated, not as the path to it, offering a crucial reminder to focus on what works for your own situation rather than mimicking the elite. Read along with the original article(s) here: https://ofdollarsanddata.com/how-do-the-wealthy-invest/ Quotes to ponder: "Try not to forget that the wealthiest 10% of Americans own nearly 90% of all U.S. stocks!" “Not all investing is about money, sometimes it's about status too.” “There are many ways to preserve and grow your wealth. The hard part is finding what works best for you.” Episode references: Michael Kitces: https://www.kitces.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Everybody in the Pool, we're starting in full aspirational mode (with one of my least climate-friendly obsessions) — with iconic classic cars rebuilt as state-of-the-art EVs. Think: vintage Porsches, Land Rovers, Pagodas, even a GT40… all stripped to bare metal, fully restored, and reborn as clean-air electric machines. Yeah, I'm dying over here.My guest is Justin Lunny, founder and CEO of Everrati, a company that electrifies beloved classic cars while also building a cutting-edge EV powertrain platform used by new low-volume automakers around the world.It's a story about craft and circularity — giving existing cars a new, zero-emission life — and about how aspiration drives climate adoption. Wealthy early adopters (and their garages) help prove what's possible, push down cost curves, and build social permission for the EV future.We get into:How Everrati “redefines” classic cars using full CAD modeling, advanced engineering, and hand-built restorationWhy their EV powertrains use motors and components normally found in hypercars and Formula EThe economics: donor cars, bespoke builds, and why the least-loved 964s are perfect candidatesWhy keeping old cars alive — electrically — is a circularity winThe B2B side: powering new sports cars and specialty vehicles for low-volume OEMsWhy electrifying halo cars helps drive broader consumer aspirationBattery modularity, future upgrades, and designing for long-term sustainabilityJustin's personal journey from tech entrepreneur to climate-driven car nutLinks:Everrati: https://everrati.com/All episodes: https://www.everybodyinthepool.com/Subscribe to the Everybody in the Pool newsletter: https://www.mollywood.co/Become a member for the ad-free version of the show:https://everybodyinthepool.supercast.com/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Healthy, Wealthy and Smart podcast, host Dr. Karen Litzy sits down with Amy-Lynn Taylor, Jane's Customer Insights and Enablement Expert, to discuss the innovative solutions Jane offers to healthcare practitioners. Amy shares her journey from the US support team to her current role, emphasizing the importance of customer feedback in product development. The conversation covers Jane's AI scribe, community building, and upcoming features, providing listeners with insights into how Jane is transforming the healthcare industry.     Takeaways Amy Lynn Taylor emphasizes the importance of customer feedback in product development. Jane offers a free plan for practitioners to try AI Scribe with up to five notes a month. The AI scribe has been a game-changer for many practitioners, improving their workflow. Jane's community-building began organically and remains a priority. The platform integrates AI to enhance user experience and streamline processes. Jane's customer support is highly praised for its dedication and effectiveness. Upcoming features include secure messaging and telehealth capabilities in the client app. Jane websites can now be created quickly with AI, integrating seamlessly with the platform. The platform's community includes Facebook groups for users and non-users to connect. Jane's AI tools help clinics build their social media presence and improve SEO.   Chapters 00:00:00 Introduction and Guest Welcome 00:00:00 Amy Lynn Taylor's Journey and Role 00:00:00 Jane's AI Scribe and Free Plan 00:00:00 Community Building and Customer Support 00:00:00 Upcoming Features and Innovations 00:00:00 Conclusion and Key Takeaways   More About Amy-Lynn: Amy-Lynn is part of the amazing team that helps Jane's Customer Success crew work smarter, not harder. She is passionate about keeping the voice of the customer at the heart of everything I do. That means finding ways to turn feedback into action, streamline processes, and make life easier for the incredible people who spend their day fulfilling Jane's mission to "Help the Helpers." It's part detective work, part problem-solving, and 100% about creating a better experience for everyone.   Resources from this Episode: Jane EMR Jane on Facebook Jane on Instagram Jane App Community on FB Jane App US Billing Community on FB Amy-Lynn on LinkedIn   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

In this episode of Let's Be Clear Podcast, Dr Jamal Bryant reveals the difference between what wealthy families give to their children and what many of us have been taught to value. They are not toys. It is ownership. Experiences. Legacy. Skills. Purpose.He also confronts the Epstein list controversy and asks why the same voices who loudly endorsed Donald Trump have nothing to say when the safety of children is on the line. And he addresses the cultural and spiritual confusion surrounding Nicki Minaj supporting Trump while claiming Christian alignment.This conversation matters to every parent, leader and believer who cares about the next generation. Share this episode with someone raising a child right now.#JamalBryantPodcast #ProtectOurChildren #EpsteinList #NickiMinaj #DonaldTrump #BlackCommunity #FaithAndJustice #OwnershipForKids #ChurchAccountability #Christmas2025 #WealthBuildingForChildrenThe Jamal Bryant Podcast "Let's Be Clear" is a conversation that rips off the bandaid to serious relevant issues in the community and around the country. It assesses the wounds and offers prescriptions of insight, understanding and direction. No punches are pulled, but jabs are thrown to hit right between the eyes of every listener. New Episode Drops every Thursday at 12pm est. at jamalbryant.orgJoin our Membership or Support our Channel to get access to perks:https://www.youtube.com/channel/UC1yEY95beOqcUz5TUqxqVgQ/joinFollow or Subscribe on our socials ~https://www.facebook.com/jamalbryantpodcasthttps://www.instagram.com/jamalbryantpodcast/https://www.tiktok.com/@jamalbryantpodcast https://twitter.com/jamalbryantpod

COSTLY MISTAKES RELOCATING TOO QUICKLY IN RETIREMENT FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Relocating in retirement can be exciting, but moving without proper research can turn into a costly mistake. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge explain the risks of relocating too quickly—and how to make sure your next move supports both your lifestyle and your financial goals. Full Description A new home in retirement often represents more than just a change of address. For many, relocation symbolizes freedom, fresh opportunities, or a chance to be closer to family. Yet without careful planning, the dream move can bring unexpected expenses and regrets. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr. and Tyler Kluge explore the common pitfalls of relocating without enough research. They explain how factors like cost of living, property taxes, healthcare access, and state tax laws can have a lasting impact on financial security. Even small differences—such as insurance costs or utility bills—can add up over the years and strain a retirement budget. Listeners will also learn why lifestyle factors matter as much as financial ones. A move to a warmer climate may seem ideal, but access to quality healthcare, transportation, and social networks is equally important. Sandy and Tyler share real-world examples of clients who reconsidered relocation plans after evaluating these details. The key takeaway is that relocation should never be a snap decision. By running the numbers, visiting multiple times, and discussing long-term goals with a financial planner, retirees can ensure their move enhances rather than hinders their retirement. At BWFA, we help clients weigh the financial and lifestyle implications of relocation. This episode offers practical strategies to avoid surprises and make relocation a positive step forward. For more guidance, visit BWFA's Financial Planning Services.

Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Most women have no idea whether their portfolio is actually working, and the cost of underperformance is massive.In this episode, I'm breaking down the quiet warning signs that your investments aren't growing the way they should, and the key numbers you must know to protect your long-term wealth. Tune in to learn:The #1 number you must know about your investmentsA shocking stat about ‘expert' managementThe sneaky pattern that leads to lagging investmentsWhat your returns SHOULD be

WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sSTEVES PROPERTY IN COLORADO:https://www.airbnb.com/rooms/1562755960719728607?viralityEntryPoint=1&unique_share_id=75F720DA-73D5-45DF-9682-4E74518AC66C&slcid=f67ba495b69446a6b612e8f0e08ce9fa&s=76&adults=1&slug=H5IocvFZ&source_impression_id=p3_1764603172_P3xZWWfOChvAAzeuBRIANS #2 PROPERTY:https://www.airbnb.com/rooms/1210802453550285035?source_impression_id=p3_1764611172_P35HYp_4O4CCnnnoWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreChapters00:00:00 Intro00:01:53 Leveraging Short-Term Rentals for Tax Benefits00:05:47 Understanding Tax Strategies and Misconceptions00:11:48 Real-Life Scenarios: Using Tax Savings Effectively00:19:55 Material Participation and Cost Segregation Explained00:29:34 Navigating the Short-Term Rental Market00:38:53 Looking Ahead: Planning for 2026 and Beyond

Welcome to The Wealthy and Well-Known Podcast — hosted by Rory Vaden and AJ Vaden, co-founders of Brand Builders Group. This is the show for mission-driven messengers who want to build reputation and revenue at the same time. Whether you're launching a book, scaling a business, or trying to become a recognized expert in your space, you'll learn how to craft a Monetized Personal Brand™ that drives massive impact. Each episode features real coaching, case studies from our 1-on-1 clients, and insider strategies from 8-figure entrepreneurs, viral speakers, New York Times bestselling authors, and trusted BBG partners. You'll hear directly from the minds behind some of today's most influential personal brands. Subscribe and turn on notifications — because your message matters, and the world needs to know your name.

Join an active community of RE investors here: https://linktr.ee/gabepetersenINSIDE THE WORLD OF ULTRA HIGH NET WORTH REAL ESTATE INVESTING

7/8. The Western Safari, Sheridan's Irony, and the Scientific Ignorance Driving the Wolf Slaughter — Dan Flores— The mid-nineteenth-century American West became a safari destination for wealthy European nobility who engaged in serial, unjustified massacres of wildlife, meticulously recording kill counts as trophy tallies. Flores documents a historical irony: General Philip Sheridan, traditionally maligned as a villain, actually protested the systematic buffaloslaughter and subsequently protected Yellowstone fauna. Flores emphasizes that wolves were poisoned ubiquitously throughout this period due to unscientific Old World superstitions and profound ecological ignorance, reflecting medieval prejudices rather than empirical understanding of predator-prey dynamics and ecosystem function.

Welcome to The Retirement Quick Tips Podcast, your daily guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and this week, I'm sharing with you some shocking money statistics that when you put it all together, solve the puzzle why most Americans never become wealthy.

On this episode of Dollars & Sense with Joel Garris, get ready for a power-packed financial guide as Joel unpacks the must-do year-end financial checklist, reveals the surprising habits of the “millionaire next door,” and exposes the pitfalls of incomplete estate plans. Joel kicks off with a timely reminder: as the holiday season races by, you have just weeks to make smart financial moves before the new year. He walks you through seven crucial year-end tasks, including maximizing retirement contributions, using up your FSA, making charitable donations, and reviewing your health benefits—each step designed to help you avoid costly mistakes and make the most of your money. Next, the show dives into one of the biggest gaps in personal finance: estate planning. Joel shares stories from his practice, highlighting how most estate plans are never fully implemented—leaving families vulnerable. He explains why simply signing documents isn't enough, and outlines easy-to-follow steps (like titling assets correctly and regular reviews) so your legacy plan actually works for your loved ones. But that's not all! Joel also explores the “stealthy wealthy”—those quiet millionaires who build real, lasting wealth by shunning status symbols, driving practical cars, maximizing tax efficiency, budgeting diligently, and keeping their finances private. Want to know what they do differently? Joel breaks down the seven key habits that set them apart, with actionable tips you can use right now. Whether you're looking to finish the year strong, set up your family for success, or adopt the habits of the quietly wealthy, this episode delivers practical insights and real-life inspiration. Click to listen and learn how to avoid the traps, make smarter money moves, and secure your financial future! 

Is Bitcoin really chaotic, or is it the most perfectly ordered form of money ever created?If you've been taught to believe that Bitcoin is risky, confusing, or even anarchic, this episode will challenge everything you thought you knew. Whether you're from a culture of financial discipline or just starting your investing journey, this Mythbuster-style conversation shines a light on the real reason Bitcoin was created  not to destroy financial systems, but to bring lasting order to them.Learn why Bitcoin's fixed rules offer more financial stability than traditional fiat currencies.Discover how central banks have bent the rules in ways that undermine your wealth and savings.Understand how Bitcoin's "tick-tock" system mirrors precision engineering  creating a chain of trust, time, and truth.Press play to discover why Bitcoin isn't the rebellion it's the restoration of financial order that could secure your wealth for generations.Free Guide Click this link for a the guide on How to Buy Your First Bitcoin and Keep it Safe Get intouch with Myles at mylesdhillon@gmail.com - I am always happy to chat and help listeners. Hit follow, so you never miss the latest insights on money, finance, invest and build wealth - plus clear guidance on cryptocurrency, Bitcoin, and Bit Coin for today's serious investors.

Jeffrey Epstein's friends in the financial sector acted as a crucial safety net that enabled him to operate for decades without meaningful consequences. Wealthy financiers, private-equity executives, hedge-fund managers, and high-ranking banking figures opened doors for him, legitimized him publicly, and helped craft the image of a brilliant money manager with mysterious access to elite capital. Institutions continued to work with him even after his 2008 conviction, granting him accounts, moving large sums of money, and treating him as a respected client rather than a convicted sex offender. These relationships provided not just financial support, but credibility — the appearance of institutional trust that insulated him from scrutiny and deterred journalists and regulators who might otherwise have investigated his background more aggressively.Beyond image protection, Epstein's financial allies created a buffer of influence capable of suppressing exposure and consequences. Banks ignored internal warnings, compliance flags were bypassed, and suspicious-activity reports were buried or dismissed, all of which allowed Epstein to continue wiring money for travel, real estate, and payouts. When legal pressure mounted, these connections helped him negotiate favorable deals, secure lenient treatment, and maintain access to wealth that functioned as leverage over powerful associates. In effect, the financial elite served as a shield, transforming Epstein from a disgraced predator into a man still protected by the prestige and silence of the institutions that benefitted from his presence — proving that in the rarefied world of power and money, reputation can be manufactured and accountability can be deferred indefinitely.to  contact me:bobbycapucci@protonail.com

Mark 12 (NKJV)Andrew and Edwin learn hope and trust from a poor widow. They also recognize this chapter has been setting the stage for all the coming discussion about judgment on Jerusalem and the temple.Read the written devo that goes along with this episode by clicking here.    Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org.    Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here.   Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=23545The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/ 

Ultra-rich women think about money completely differently, and these mindset shifts are the real reason they build wealth faster, easier, and with far less stress.In this episode, I break down the four patterns that separate high earners from women who actually grow a powerful net worth. Tune in to learn:The invisible mental frameworks and decision-making criteria ultra-rich women useThe four mindset shifts that move you from high earning into high net worthHow rich women treat time differently (and why they work less but earn more)Why wealthy women don't hoard cash for security the way most people doHow the ultra rich compound wealth without staying stuck on the earn-spend hamster wheel

COSTLY MISTAKES THE REALITY OF CREDIT MISUSE FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Credit cards are convenient, but without careful management, they can become a financial trap. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge discuss how misusing credit cards impacts long-term financial health—and share strategies for avoiding costly mistakes. Full Description Credit cards offer convenience, rewards, and short-term flexibility. Yet for many, they also become a source of debt and financial stress. High interest rates, overspending, and missed payments can quickly add up, making it harder to save, invest, or plan for retirement. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr., and Tyler Kluge discuss the hidden risks of mismanaging credit cards. They explain how carrying balances month after month erodes wealth and why relying on credit for everyday expenses creates long-term challenges. The conversation also covers the impact of late payments on credit scores and how that can affect borrowing costs in the future. Listeners will learn practical strategies for using credit responsibly. Sandy and Tyler share insights on how to avoid common traps, such as making only minimum payments or applying for too many cards at once. They also highlight the importance of budgeting, paying balances in full, and using rewards programs wisely. The key message is that credit cards are not inherently bad—they simply require discipline. With thoughtful use, they can provide flexibility and even benefits. Without discipline, they can derail savings goals and put your financial security at risk. At BWFA, we help clients make informed decisions about debt, savings, and long-term planning. This episode offers actionable advice to help you avoid the pitfalls of mismanaging credit cards and build a stronger financial foundation. For more financial planning resources, visit BWFA's Financial Planning Services.

Economic Priorities That Favor the Already-FavoredEconomic “wins” under Trump often skew toward:Business ownersHigh-income earnersCorporationsDemographics that already over-index as white"White privilege isn't always about race on paper — it's about who holds generational wealth, who benefits from tax policy, and who systems are designed around."Become a supporter of this podcast: https://www.spreaker.com/podcast/racism-white-privilege-in-america--4473713/support.

In this episode of the Healthy, Wealthy, and Smart podcast, host Karen Litzy welcomes Dr. Sara Tariq, MD, to discuss holistic patient care. Dr. Tariq shares her journey from academia to concierge medicine, emphasizing the importance of understanding patients' social and environmental contexts. She highlights the significance of addressing the whole person, including mental health, lifestyle, and social determinants of health. The conversation also covers women's health, particularly challenges faced during perimenopause and menopause, and the need for personalized, empathetic healthcare. Takeaways Dr. Tariq emphasizes the importance of understanding patients' social and environmental contexts. She transitioned from academia to concierge medicine to provide more personalized care. Holistic care includes addressing mental health, lifestyle, and social determinants of health. Women's health, especially during perimenopause and menopause, requires personalized attention. Dr. Tariq advocates for longer patient interactions to understand their unique needs. She highlights the role of social history in understanding patient health. Empathy and active listening are crucial in building patient trust. Dr. Tariq discusses the impact of zip code on health outcomes. She encourages patients to advocate for themselves in healthcare settings. The episode underscores the need for healthcare systems to support holistic patient care. Chapters 00:00:00 Introduction and Guest Welcome 00:00:00 Dr. Tariq's Journey from Academia to Concierge Medicine 00:00:00 Holistic Patient Care and Social Determinants 00:00:00 Women's Health: Perimenopause and Menopause 00:00:01 Building Trust and Empathy in Healthcare 00:00:01 Advocating for Holistic Patient Care More About Dr. Tariq: With over two decades of experience in internal medicine Dr. Tariq is passionate about helping patients feel their best. She builds genuine connections, focuses on preventing illness, and supports managing chronic conditions with care tailored to each person. Her goal is to help every patient take charge of their health with confidence. Dr Tariq is multi-lingual and offers exceptional patient support in English, Spanish, Urdu and Hindi. Dr. Tariq is committed to helping her patients feel their best and take charge of their health. She provides care for chronic conditions like diabetes, obesity, and high blood pressure, while also focusing on women's health, mental well-being, and weight management. Patients appreciate her warm, supportive approach and her dedication to making healthcare feel personal and approachable. Before joining NVFP, Dr. Tariq spent over 20 years caring for patients and mentoring future doctors. At the University of Arkansas for Medical Sciences (UAMS), she held leadership roles where she taught thousands of physicians the importance of building trust and connection with their patients. Beyond her clinical work, she is also committed to sharing knowledge with the community, offering insights on public health topics through social media and local programs. Resources from this Episode: Dr. Tariq Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

In this episode of the Be Wealthy Podcast, Brett Tanner and co-host Katelyn Mitchell break down one of the most important concepts in wealth building: The Path of Money.Brett walks through how wealthy people think about income, cashflow, reserves, investing, and the compounding machine that ultimately builds long-term freedom. Using real examples — including short-term lending deals, mid-term investments, and legacy real estate — Brett shows how anyone can move from human-capital income to capital-asset income.This episode goes deep into cashflow systems, passive vs. active investments, creating a wealth plan, managing reserves, and understanding the psychology behind spending, saving, and investing. It's a complete roadmap for anyone serious about achieving financial independence.

https://rabbiefremgoldberg.org/living-with-emunah-part-366-you-are-already-wealthy Wed, 26 Nov 2025 15:18:46 +0000 7175 Rabbi Efrem Goldberg Living with Emunah - podcast no

COSTLY MISTAKES THE RISK OF OVERLOOKING INFLATION FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Inflation may not seem dramatic day-to-day, but over time it quietly erodes your purchasing power. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge explain why ignoring inflation is one of the most common and costly mistakes retirees make. Full Description Inflation has always been part of the economic landscape, but recent years have reminded us how quickly costs can rise. Even modest annual increases add up over decades, changing what retirees can afford and forcing tough decisions about lifestyle, travel, and healthcare. Planning without accounting for inflation often leads to budgets that work on paper at the start of retirement but fail later on. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr. and Tyler Kluge break down why inflation is called the “invisible thief.” They explain how it reduces the value of savings, increases the cost of essential services, and undermines long-term financial security. Retirees who ignore inflation may find that what felt safe in their 60s becomes inadequate in their 80s. Listeners will learn practical ways to protect against inflation. Strategies include investing in growth assets, diversifying income streams, and reviewing plans regularly to reflect changing conditions. Sandy and Tyler also share how BWFA helps clients stress-test portfolios under different inflation scenarios, offering peace of mind that the plan can adapt to both gradual increases and unexpected spikes. The key takeaway is that retirement planning must look forward, not just focus on today's expenses. By anticipating rising costs and adjusting proactively, you can preserve purchasing power, maintain your lifestyle, and protect the legacy you hope to leave for loved ones. For more guidance, visit BWFA's Financial Planning Services.

“What you do speaks so loudly that I cannot hear what you say.” — Ralph Waldo EmersonLet's recap the most powerful moments of the Win the Day podcast in 2025!Hopefully, like me, you've learned a lot, but most importantly you've taken ACTION on what you've learned.If you missed the recap for the first half of the year, check out Episode 244.What's your favorite tip? Leave a comment to let us know.Onward,JamesPS —⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We just passed 10M+ views on YouTube! ⁠⁠Join 23K+ other YouTube subscribers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

COSTLY MISTAKES HOW TO AVOID RUNNING OUT TOO SOON FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Spending too quickly in retirement can drain savings and create stress later in life. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge explain the “retirement spending trap” and share strategies to make sure your money lasts as long as you do. Full DescriptionRetirement should be a time to enjoy the results of years of saving and planning. Yet many retirees fall into the spending trap—using their nest egg too quickly in the early years. What feels comfortable in the moment may create long-term financial pressure, especially as healthcare costs rise and lifespans extend. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr. and Tyler Kluge discuss the importance of pacing withdrawals. They explain how lifestyle choices, travel, and large purchases in the first decade of retirement can have ripple effects decades later. The conversation also highlights why required minimum distributions and tax considerations should factor into withdrawal strategies. Listeners will learn how to develop a sustainable spending plan that aligns with both current lifestyle desires and future needs. Sandy and Tyler share examples of clients who adjusted their spending pace to preserve financial flexibility while still enjoying retirement. They also emphasize the role of professional planning in stress-testing different scenarios to ensure confidence throughout retirement. The retirement spending trap isn't about avoiding enjoyment—it's about making thoughtful choices that balance today's lifestyle with tomorrow's security. By slowing down spending in the early years and reviewing your plan regularly, you can maintain peace of mind while protecting your financial legacy. For more guidance, visit BWFA's Financial Planning Services.

Over in the UK, concerns have been raised over a new kind of brain drain as migration remains a consistent issue. A total of 257,000 British nationals are now thought to have left the country last year, 180,000 more than the initial estimate of 77,000. UK correspondent Enda Brady says rich-listers are among the high-profile Britons leaving, including steel magnate Lakshmi Mittal - who voiced displeasure with proposed tax changes. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A listener's unexpected financial win sparks a conversation about what really matters when opportunity meets overwhelm. Erin shares the strategies financially successful women actually use to protect long-term wealth, especially when debt, guilt, and urgency try to take over. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

COSTLY MISTAKES SPENDING BONUSES THE WRONG WAY FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode Year-end bonuses can provide a big financial boost, but without a plan, extra income often disappears quickly. In this episode, BWFA's Sandy Hornor, Jr. and Tyler Kluge explain why “blowing your bonus” is a costly mistake—and how to turn windfalls into long-term opportunity. Full Description Receiving a bonus feels rewarding. It can be tempting to celebrate with a big purchase, upgrade, or vacation. But when bonuses are spent too quickly, they fail to create lasting financial impact. Instead of building wealth, they disappear into short-term lifestyle choices. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor, Jr. and Tyler Kluge discuss the common mistake of “blowing your bonus.” They explain how treating bonuses like “found money” often leads to spending that doesn't align with long-term goals. The conversation highlights how extra income, when used wisely, can accelerate savings, pay down debt, or strengthen retirement plans. Listeners will hear practical strategies for putting bonuses to work. Sandy and Tyler share how dividing bonuses into buckets—such as savings, debt reduction, and enjoyment—creates balance between financial progress and personal reward. They also discuss how ignoring tax implications can lead to surprises, and why planning ahead ensures that a bonus creates lasting value. The key takeaway: bonuses are opportunities, not guarantees. By planning in advance, individuals can avoid the costly mistake of spending without intention. Even small steps—like contributing to retirement accounts, funding emergency savings, or investing for growth—can have an outsized impact when applied consistently. At BWFA, we help clients integrate windfalls like bonuses into their broader financial plans. This episode shows how a thoughtful approach can turn extra income into meaningful progress toward long-term goals. For more insights, visit BWFA's Financial Planning Services.

For years, we lived within the traditional financial system, believing we understood how money worked—until Bitcoin completely changed our perspective. In this talk, Oliver shares his journey of realizing how fiat money enslaves people, why Bitcoin is the only true form of financial freedom, and how understanding money can transform lives. For those in the markets who haven't fully grasped Bitcoin's value, this will be an eye-opener. With sharp insights, Oliver breaks it down, exposing the problem and challenging conventional beliefs.This live session took place on X, on November 23, 2025

5 STEPS a Day to Feed Body, Mind, and Spirit w/ Dr. Len Lopez5 S.T.E.P.S. a Day...is taking ‘to-do' lists and journaling to the next level by Visually tracking Body, Mind, and Spirit...to Improve Habits and Attitudes. Created by Dr. Len LopezNutrition and fitness expert, Dr. Len Lopez, is the creator of 5 S.T.E.P.S. a Day... a unique ‘to-do' list to help improve your Habits and Attitude by tracking how You Feed Body, Mind, and Spirit.  Everyday shade-in One or all 5 S.T.E.P.S. for the action you took and tap into your 'visual' and 'kinesthetic' learning centers to help anchor those better habits and attitude.  If you're already tracking your Physical steps or closing your Rings for your PHYSICAL Body... this will be easy, but What am I doing for My Mind and Spirit?Every day ask yourself these 5 questions?SLEEP ----- Did I Sleep/Dream with a Smile?THINK ----- Did I Think Better?EAT ------- Did I Eat Right?PHYSICAL -- Did I Get Physical?SPIRIT ------ Did I work my Spiritual muscles? ....if you did, shade-in that step. By the end of the day... week... month... you can quickly see how good you are at feeding your body, mind, and spirit.It's NOT Rocket Science... It's Feedback and Accountability. In less than 2 minutes you can track and see, if you are doing the things that will make you Healthy, Wealthy, and Wise?  Or at least get you to be Bigger, Better, Bolder?  Dr. Len also created a TEEN version. The 5 S.T.E.P.S. are the Same - but Different.So, let's learn more about 5 STEPS with Dr. Len LopezPlease welcome...Dr. LenLinks:https://5stepsaday.com/https://www.instagram.com/5stepsadayTags:Accountability,Christianity,Confidence,Daily Discipline,Faith,Habits,Personal Development,Personal Growth,Self Help,Self-Improvement,5 STEPS a Day to Feed Body, Mind, and Spirit w/ Dr,Live Video Podcast Interview,Phantom Electric Ghost Podcast,Interview,PodcastSupport PEG by checking out our Sponsors:Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription.The best tool for getting podcast guests:https://podmatch.com/signup/phantomelectricghostSubscribe to our Instagram for exclusive content:https://www.instagram.com/expansive_sound_experiments/Subscribe to our YouTube https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRprRSShttps://anchor.fm/s/3b31908/podcast/rssSubstackhttps://substack.com/@phantomelectricghost?utm_source=edit-profile-page

Wealthy families are discovering Tennessee's legal and tax ecosystem as a key component for their long term wealth strategy. I spoke with ANDREA CHOMAKOS from Pendleton Square Trust on Tennessee around these advantages that the Tennessee Wealth Ecosystem provides in the context of other states' legal systems and economies. We cover directed trusts and Tennessee situs, and even a tip like the Community Property Trust, which is interesting in both prenuptial tax planning and estate planning contexts. https://youtu.be/CiR8eoAG-iI "The Tennessee Wealth Ecosystem" Transcript Frazer Rice (00:00.814)Welcome aboard, Andrea. Andrea Chomakos (00:03.128)Thanks, Frazer, happy to be here. Frazer Rice (00:04.696)Well, glad to have you on. Always happy to talk to friends of mine at Pendleton, talk about Tennessee and trust administration generally. Our listeners are probably pretty well versed as far as the idea of trusts, but I don't think it hurts to go and talk a little bit about what the trustee function normally entails as we talk about what is interesting about Tennessee and other jurisdictional issues. Andrea Chomakos (00:29.358)Absolutely. So Frazer, it's great to be here and share some conversation with you and your audience. While I have been in the professional fiduciary role for several years, for several decades before that, I was a practicing attorney. So I would often have conversations with my clients and drafting their documents and asking them decisions about who to appoint as a trustee. One of the very first conversations we would have is what does it mean to be a trustee? As I have now come over to the other side, broadly stating that the trustee has the responsibility to administer the trust for the sole benefit of the named trust beneficiaries in accordance with the trust terms. That seems like a lot of really big words that don't make a lot of sense to the average person. I get it. When I was practicing, a lot of my clients, their reaction would be, okay, so you're just telling me that this person is the person who makes the decisions about distributions and that's great. I can go, you know, no big deal. And the reality is, yeah, the reality is it is a big deal. Because it's more than just making distribution decisions or making them in a vacuum. You have to look at the broader picture. Frazer Rice (01:41.228)It's more than that though. Andrea Chomakos (01:55.598)But it also entails managing the trust assets and investments. It means making those important distribution decisions and understanding the impacts those are going to have not just in the short term but the long term. Filing and paying tax returns for the trust. Communicating with trust beneficiaries, providing reports and accounts. And even all of that sometimes seems like not that big of a laundry list but Let me give like an example that I ran into. Everybody loves a good example. So when I say a trustee is responsible for investing and managing all of the assets of the trust, that also means the protection and preservation of those assets. And it's incredibly common to see a trust hold some real estate, oftentimes a residence that a trustee or a beneficiary lives in. Frazer Rice (02:24.58)That'd be great. Andrea Chomakos (02:51.094)And you may say, OK, well, no big deal. Like if something happens, we'll just get it fixed. Well, it's more than that, right? You need to really understand what that means and the risks you're taking and the potential liability you're taking if you don't manage those issues in a way maybe different than you would if it was just your own house. So I was at a prior institution and that institution was serving as co-trustee with a beneficiary who resided in some trust-owned property. And lo and behold, you know, got a call from that beneficiary saying, hey, there was a leak with one of the pipes in the house. So I just went out and got some duct tape and put that around the pipe to stave off the leak, but now it's gotten really bad. And you're just sort of like, well, wait a minute. Like that's. Frazer Rice (03:34.276)Hmm. Andrea Chomakos (03:47.573)As a trustee, that's not an appropriate response to fixing a leak, it's not a roll of duct tape. So it's things like that that trustees are responsible for. Frazer Rice (04:00.004)One of the things too that's happened in modern legislation is that those three functions you talked about, the investment, the distribution, and the administration have been in many states you're able to, we like to call it bifurcate them, so that you can put an expert maybe in the investment role, maybe a family member with a corporate trustee in the distribution role, and then a corporate trustee in the administration role who, you know, they're used to doing the paperwork and the tax filings and the eye dotting and T-crossing. And in your, I guess in your experiences, we've gone through that. How have trust companies evolved to take into account this new flexibility? Andrea Chomakos (04:42.254)Absolutely, think you hit the right word. I always say the same thing, Frazier. It's a bifurcation of those duties and responsibilities. And so there are more trust companies who are embracing what we call the Directed Trust Model, where the corporate trustee is handling the administrative functions. So the reporting, the trust beneficiary communications, filing the tax returns, all of those very important functions, but ones that oftentimes are overlooked, their importance is overlooked. And other people are given the role of either distribution advisor, and sometimes the corporate trustees in these roles will make distribution decisions. But certainly the investment function is one. And as you see arise in individuals, families, using private equity for investments, other alternative investments, you see them using RIAs, multifamily offices, to manage their investments that, and those entities don't have that trustee function. There are more corporate trustees who are filling that role. And I think that we're only going to see that market increase and that demand increase. Frazer Rice (06:11.196)I don't think I could agree more with that statement. I think the idea of people having all of those functions under one umbrella really ignores just the way wealth is being managed these days, whether it's sort of peculiar assets or even, you know, regular run of the mill stocks and bonds, people have their advisors and they don't want to necessarily give that up to take advantage of trust situs and professional trustee services. Andrea Chomakos (06:21.998)Listen. Frazer Rice (06:36.524)As I talk to people around this topic, the culture of a good trustee, and especially sort of a good corporate or a good administrative trustee, there are a lot of things that go into that. In your experience, what is it that makes a good sort of corporate or administrative trustee for particular family? Andrea Chomakos (07:01.422)There's I mean, that's a great question. And it should be top of mind for all clients. Right. I think there's a couple of things. One is the institutional professionalism that a corporate trustee, independent corporate trustee provides, as well as the skill, the background and then the lack of conflict of interest. So when you think about an administrative trustee that's not managing the investments, we have no dog in that fight as they say about what's going on with the investments, how they're being managed, how they're being allocated. We, Pendleton Square and others are here to serve the beneficiaries, to facilitate communication, to help beneficiary wealth education, to continue the continuum of family values and conversations, as well as be some be a person who can sit there alongside them and educate them about the trust, about the wealth, about the impact the distributions from the trust are having on their own estate, on their own lifestyle, and really honing in on the things that they're really good at. And I think predominantly it is that being free of conflict. We don't have any other interest in the trust. Frazer Rice (08:28.252)I think the concept of staying in your lane is important. I think in the old world where the big trust companies did everything and they would allocate resources to that because doing everything required good integration and so on, it made a lot of sense. But nowadays, as we talked about the bifurcation just now, the provision of the administrative trustee functions and the distribution committees, et cetera, that feels more like an accommodation. Andrea Chomakos (08:30.913)I'm sorry. Frazer Rice (08:56.696)than a sort of focus for them. And so these trust companies that have developed, the new ones that are less worried about the investment function, that that focus is now a strength in the sense that people hire experts in that field in order to get what they need from an estate planning perspective or a site of choice, et cetera, but then to really effectuate that culture we just talked about. Andrea Chomakos (09:26.956)Yeah, I mean, think there's a couple of nuances there that you touch on that always resonate with me. And so one is. Trust business, it's a business, we all have to admit that it's a business, but is it relational or is it transactional? And at its core it's really relational. You're working alongside a family for hopefully multiple generations and as an institution you can carry forward that historic bank of knowledge in the grantor's intent, the family values as you're administering the trust. But in many larger institutions, because of just structural considerations and constraints, sometimes you have a lot of turnover in personnel. You have some loss of historic knowledge and information. And you have a compression of what it takes. not just the skills,

Jeffrey Epstein's friends in the financial sector acted as a crucial safety net that enabled him to operate for decades without meaningful consequences. Wealthy financiers, private-equity executives, hedge-fund managers, and high-ranking banking figures opened doors for him, legitimized him publicly, and helped craft the image of a brilliant money manager with mysterious access to elite capital. Institutions continued to work with him even after his 2008 conviction, granting him accounts, moving large sums of money, and treating him as a respected client rather than a convicted sex offender. These relationships provided not just financial support, but credibility — the appearance of institutional trust that insulated him from scrutiny and deterred journalists and regulators who might otherwise have investigated his background more aggressively.Beyond image protection, Epstein's financial allies created a buffer of influence capable of suppressing exposure and consequences. Banks ignored internal warnings, compliance flags were bypassed, and suspicious-activity reports were buried or dismissed, all of which allowed Epstein to continue wiring money for travel, real estate, and payouts. When legal pressure mounted, these connections helped him negotiate favorable deals, secure lenient treatment, and maintain access to wealth that functioned as leverage over powerful associates. In effect, the financial elite served as a shield, transforming Epstein from a disgraced predator into a man still protected by the prestige and silence of the institutions that benefitted from his presence — proving that in the rarefied world of power and money, reputation can be manufactured and accountability can be deferred indefinitely.to  contact me:bobbycapucci@protonail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Send us a textWelcome to Safe Dividend Investing's Podcast 250 (November 22, 2025)It is interesting to investigate what motivates investors to invest in the stock market. Do they believe that once their portfolio achieves a specific dollar amount the they will the be "wealthy". Will they recognize that spending money unnecessarily and thoughtlessly can quickly destroy the wealth they may have spent years accumulating. The reality is that if you spend all you earn, you are not getting wealthier, you are just living high.How much do ego and envy influence the spending habits of investors? Hopefully this week's podcast may help you with your investment priorities. I write my investment books for those who fear that they will lose their life savings by investing in the stock market My books show  investors  an easy, safe way to select financially strong, safe, growing companies who pay high dividends .  I have been successfully investing this way for more than twenty years . My portfolio of strong dividend stocks not only provides me with a reliable, growing six figure income but over time has continued to increase the value of my portfolio by many multiples.For more information on self-directed investing go to my website www.informus.ca or  listen to the previous 249 weekly podcasts. The first 160 podcasts are devoted to answering questions from investors just like you. Some of the remainder give you an opportunity to practice choosing stocks and introduce new relevant topicsIan Duncan MacDonald Author and Commercial Risk Consultant,President of Informus Inc 2 Vista Humber Drive Toronto, Ontario Canada, M9P 3R7 Toronto Telephone - 416-245-4994 New York Telephone - 929-800-2397 imacd@informus.ca

The tipping point will change your life.True financial freedom occurs only AFTER this tipping point.Most never arrive here—for some, it takes 4 decades.Tune in to learn:What is the tipping point and why it's the only thing that creates true safety and freedomThe biggest mistake most people make that delays this by 10, 20 or 40 yearsThe 2 toxic side effects of income growthWhy a high income is actually a success mirage—and what to do instead

Most people think taxes are unavoidable — but the wealthy know better. In this episode, Rich sits down with Carter Caufield and George Acheampong to break down the exact frameworks high-net-worth individuals use to legally shrink their tax bill to zero. No shady loopholes. No gray-area tricks. Just straight strategy backed by the tax code itself.You'll learn why self-rentals are one of the most slept-on write-offs for business owners, how the buy-borrow-die model keeps billionaires from ever triggering taxable events, and how short-term rentals and boutique hotels can legally offset W-2 income — even if only one spouse qualifies as a real estate professional. The guys go deep on trusts, HSA stacking, hiring your kids, private jets, boats, film credits, and the Augusta Rule… with real numbers behind every move.This episode exposes how America's tax system actually works — and how ordinary earners can start playing the same wealth game as the 1%. If you've ever wondered why some people seem to build wealth effortlessly while others stay capped, this conversation is the difference.Tap in. Your accountant is going to hate how much smarter you get after this one. Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Kelly Chase did not just survive reality TV. She rebuilt her entire life because of it. Known from the global hit Love Is Blind, Kelly went from edited storyline to real-life healing, using the pressure of public scrutiny as a catalyst for deep inner work. In this conversation, she opens up about trauma, identity, money stories, and the tools that helped her reclaim her power. You will hear how emotional intensity on a curated show pulled old wounds to the surface, how the public narrative impacted her mental health, and how she shifted from autopilot living to somatic healing, breathwork, and building a soul-led business. Kelly's journey is equal parts raw and practical, and she gives clear steps anyone can use to start changing their story today. Key Takeaways: • What reality TV doesn't show and how it impacts identity • The emotional toll of being edited for millions • How breathwork, somatic practices, and trauma healing changed her life • Why money stories shape success more than strategy • How to build capacity for love, wealth, and aligned leadership • Simple steps to start shifting your beliefs and patterns Who This Episode Is For and Why This episode is for anyone ready to stop running old patterns and step into a more empowered version of themselves. If you want healthier relationships, a better money mindset, or a business that actually reflects who you are, Kelly's roadmap will give you a starting point and the courage to take the next step. Contact Kelly: https://www.chaselifewithkelly.com Watch episodes on YouTube and subscribe to our channel for inspiration on business, leadership, growth, mindset, and tips for living HAPPY, HEALTHY, and WEALTHY! https://www.youtube.com/@letsgowin Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Healthy, Wealthy, and Smart podcast, host Dr. Karen Litzy welcomes Dr. Pedro Teixeira, MD, PhD, co-founder and CEO of Prediction Health. They discuss the intersection of technology and healthcare, focusing on how tech can enhance clinical care and improve healthcare performance. Dr. Teixeira shares insights from his journey developing AI tools for clinical documentation and analytics, emphasizing the importance of mission-driven work, navigating ambiguity, and the parallels between tech founders and clinicians.   Takeaways   Dealing with ambiguity is crucial in both tech and healthcare. Tracking progress with meaningful metrics is essential. Feedback from real users leads to valuable insights. AI can significantly reduce clinicians' documentation time. Human elements are vital in tech and healthcare systems. Continuous improvement is key to success. Selling outcomes is more effective than selling products. Data interpretation requires context and thoughtful analysis. Trying and failing is better than not trying at all.   Chapters   ·     00:00:00 Introduction and Guest Introduction ·       00:00:00 Parallels Between Tech Founders and Clinicians ·       00:00:00 Mission-Driven Work and Dealing with Ambiguity ·       00:00:00 Importance of Metrics and Feedback ·       00:00:01 AI's Role in Reducing Documentation Time ·       00:00:01 Human Elements in Tech and Healthcare ·       00:00:01 Continuous Improvement and Selling Outcomes ·       00:00:02 Data Interpretation and Context ·       00:00:02 Advice on Trying and Failing   More About Dr. Teixeira: Pedro Teixeira, MD, PhD, is the Co-founder and CEO of PredictionHealth, a Prompt company that is addressing one of healthcare's fundamental challenges: clinical documentation. Under his leadership since 2017, PredictionHealth developed an AI platform that delivers analytics to power better organizational performance and a documentation assistant that turns patient-provider conversations into compliant documentation so clinicians can focus more on patient care. Dr. Teixeira's expertise in biomedical informatics was honed during his time as an MD/PhD candidate at Vanderbilt University Medical Center, where he collaborated with leaders in biomedical informatics. Before this, he earned a Master's degree in Biomedical Informatics from Vanderbilt University and a Bachelor's degree in Biochemical Sciences and Computer Science from Harvard University. Driven by a mission to make it easy for clinicians to deliver the best care to every patient every time, Dr. Teixeira's work continues to bridge the gap between data science and clinical excellence. Resources from this Episode: Dr. Teixeira on LinkedIn Prompt Health   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

"We make a living by what we get, but we make a life by what we give." — Winston ChurchillWelcome to our annual holiday gift guide!These are the items that have made the biggest impact on my life throughout the year, and I know they'll do the same for you or for someone else if you're giving them as a gift.What made the biggest difference in your life this year? Leave a comment to let us know.Onward,JamesPS —⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We just passed 10M+ views on YouTube! ⁠Join 23K+ other subscribers on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The conversation explores the evolving perception of wealth and meaning, highlighting a shift towards purpose-driven initiatives among wealthy individuals like Musk and Gates. Taken from the article in the Economist, entitled the Ultra-rich Are Giving Up on Luxury Assets, it discusses how traditional symbols of wealth are losing significance as people seek deeper meaning in their financial pursuits. Takeaways People are starting to think differently about what is meaningful. Owning luxury items does not equate to personal meaning anymore. Wealthy individuals are focusing on greater purposes for their money. Musk and Gates exemplify this shift towards purpose-driven wealth. The current transitional period is reshaping our understanding of wealth. Eradicating world hunger and space exploration are new priorities. Meaning is becoming more important than material possessions. The conversation reflects a broader societal change in values. Wealth is being redefined in terms of impact rather than ownership. Purpose-driven initiatives are gaining traction among the wealthy.   Chapters 00:00:12 Introduction to Experience Strategy 00:00:41 The Economist Article Discussion 00:01:21 Luxury Goods and Experiences 00:02:12 Premiumization and Ultra High Experiences 00:03:13 Value of Experiences Over Goods 00:04:18 Branded Hotels and Innovation 00:06:11 Transitional Period in Consumer Perception Read More: https://www.economist.com/finance-and-economics/2025/10/12/why-the-ultra-rich-are-giving-up-on-luxury-assets Podcast Sponsors: Learn more about Stone Mantel https://www.stonemantel.co Sign up for the Experience Strategist Substack here: https://theexperiencestrategist.substack.com  

Americans have always fought over the meaning of freedom and equality. What is not commonly recognized is that the battles most pivotal in defining our democracy, from the framing of the Constitution to the decades-long backlash to the civil rights movement, hinged on one issue—taxes.In The Price of Democracy: The Revolutionary Power of Taxation in American History (Basic Books, 2025), Vanessa S. Williamson challenges the myth that Americans are instinctively anti-tax, revealing that fights over taxes have always been proxies for deeper conflicts over who is included in “We the People.” Poorer people have repeatedly built movements that sought to tax all Americans to create a more equal and democratic nation. Wealthy people have responded by constraining the power to tax and stifling democracy through voting restrictions, gerrymandering, and violence. Yet as hard as anti-tax crusaders have fought to create an America that redistributes not from rich to poor, but from non-white people to rich white people, the battle rages on.The Price of Democracy uncovers how fights for fiscal fairness have defined American history, delivering a powerful message to the present: that taxes are the public's most powerful weapon in the fight for a real democracy. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

If you want to get leaner and live longer check out https://milliondollarbodylabs.com   How can you leverage positive thinking and simple lifestyle habits to change your biological age by a decade?   In this episode, I talked with Jon Sabes, a longevity researcher and entrepreneur. He has worked with biomarkers of aging and health for the life insurance industry. Jon shares how his mother's passing shaped his book, Healthy Wealthy Longevity. I learned about the connection between positive thinking, physical activity, and gene expression through epigenetics. We discussed the importance of mastering the basics: eating whole foods, consistent movement, connection, and purpose. I also asked Jon how tackling difficult physical challenges builds mental resilience and self-belief.   Key takeaways Lifestyle is a powerful driver of longevity: Lifestyle habits strongly influence gene expression (epigenetics). Reprogramming the subconscious is key to health: Override negative thought narratives by intentionally inputting "brain food" (positive psychology) combined with exercise, which can drive positive gene expression. Build mental resilience: Challenging physical activity creates a mental muscle of resiliency, helping overcome negative self-talk and building proof of capability. Focus on the basics before biohacking: Prioritize holistic lifestyle—eating whole foods, constant movement, connecting with others, and having purpose—as these cover 80% of health and longevity needs. The Blue Zones teach the value of community and purpose: Populations living long, happy lives prioritize strong community and purpose, often without being financially rich. Biological age can be measured: Epigenetic biomarkers (DNA methylation patterns derived from a blood test) can reveal a biological age that is older or younger than chronological age. Jon's biological age is about 10 years younger than his chronological age.Healthy & Wealthy Longevity? Ft. Jon Sabes Use prompt journaling: A daily practice of prompt journaling helps self-coach, set intentions, and maintain focus on goals, fostering gratitude and daily improvement. Resources Website: https://longevityfp.com LinkedIn: longevityfp Facebook: LongevityFP Instagram: @longevity.fp Jon Sabes's Book: Healthy Wealthy Longevity   Nate Palmer: The founder of The Million Dollar Body and author of "The Million Dollar Body Method", Nate has been coaching for over 15 years and has worked personally with over 1,000 clients. Website: https://milliondollarbodylabs.com/ Book: The Million Dollar Body Method Lean Energy Stack: https://milliondollarbodylabs.com/pages/lean Instagram: @_milliondollarbody  

A raw message for students and parents who want real financial freedom—not just a diploma. In this powerful episode, Nico speaks directly to two groups—young, hungry students and their parents. He breaks down why the traditional college path rarely leads to true wealth or freedom and explains how to build real independence through entrepreneurship and multifamily real estate. If you're a parent who wants your kids to be confident, capable, and independent—or a young person tired of being told the only path is college—this episode is for you. Nico shares the lessons he wishes he learned in his 20s, from the "Purple Bible" (Rich Dad Poor Dad) to the mindset, exposure, and skills needed to own your time and your future.

The great importance of redesigning Tier 1 instruction that ensures deeper learning for all students. The research shows huge benefits to students and their teachers including higher achievement, closure of gaps among all reporting categories of students, increased attendance, lower misbehavior, and increased teacher satisfaction and retention.Michael was last on the podcast with me in 2022, talking about student agency.Is education about teaching or developingDeveloping humans is much different than teaching studentsDevice centric development - similar to addictionEpidemic of anxiety because of screen timeBrain matter loss around the areas of the brain necessary for deep learning and deep readingLegacy system (our current system) - Around controlSomething happened at the pandemicWe put kids on computers constantlyMaldevelopment in the brain - device parentingSchool's optional is the other thing we taught with our response to the pandemicWhen you're on a device, all the human side is not developing. Most connected society ever and the most lonely society ever Teachers have been underinvested in and have a curriculum and type that is difficult to engage kidsHow to develop character, empathy, and relationships among students and their peers. How to do this at scale. You can't intervene your way to successTraditional classrooms remove autonomyUnstructured groups creates unstructured learningAbility-grouping is the worstDiscussion protocols, team members, etc. Productive Struggle - is a key element that leads to learning moving forwardToolbox of strategies given to students How to get kids unstuck without giving the answerPower of shared background knowledge Easy to conflate teaching with learningThe Baseball ExperimentBabies build brain cells fast, but they don't make neural connectionsWhat gets exercised in a brain gets developedOne factor and one factor only changes neocortex: wealth of the family. Needs productive struggle to growRigor walk on Instructional EmpowermentJust above ability levelTime is an issue - how do you teach in this way in a slower pathKids also test better if they can critically think about the informationThe more you use AI the hippocampus shrinksHow to be a transformative principal? Look at who's doing the work: teacher or student?Library for deeper learningAbout Michael Toth: Michael D. Toth (LinkedIn, X) is founder and CEO of Instructional Empowerment and leads IE's Applied Research Center. He is also the author of the multi-award-winning book The Power of Student Teams with David Sousa; author of Who Moved My Standards; and co-author with Robert Marzano of The Essentials of a Standards-Driven Classroom, School Leadership for Results, and Teacher Evaluation that Makes a Difference. Michael is a keynote speaker at conferences and coaches and mentors superintendents on creating a bold instructional vision, designing and launching a high-functioning cabinet team, transforming Tier 1 core instruction, and leading systems-based school advancement. Throughout Michael's career, he has been privileged to collaborate with some of the top researchers and thinkers in education. His past key roles include CEO of Learning Sciences International (LSI), President of the National Center for the Profession of Teaching, and University Faculty Grant Director for research and development grants. LinkedLeaders: You need support. Get just-in-time mentoring at LinkedLeaders.comWe're thrilled to be sponsored by IXL. IXL's comprehensive teaching and learning platform for math, language arts, science, and social studies is accelerating achievement in 95 of the top 100 U.S. school districts. Loved by teachers and backed by independent research from Johns Hopkins University, IXL can help you do the following and more:Simplify and streamline technologySave teachers' timeReliably meet Tier 1 standardsImprove student performance on state assessments

When the market drops, most people panic.They see red… and start running.But in the Trap, we see something different... opportunity.Family, let me put you on game: when the market goes low, assets go on sale.That's when real wealth is built, not when everything's booming.Right now, even the Magnificent 7, Apple, Microsoft, Nvidia, Amazon, Meta, Google, and Tesla, are taking pullbacks.And instead of loading up, people are selling off.

In this episode, JM Ryerson sits down with leadership expert and author Tim Elmore to unpack his groundbreaking insights from The Future Begins with Z: Leadership Lessons for Working with Gen Z. Together they explore why generational gaps feel wider than ever, how technology has reshaped communication and maturity, and what leaders must do to bridge the divide. Tim shares practical ways to coach, hire, and inspire Gen Z employees by respecting their digital authority while developing their social and emotional growth.Key takeaways:The real reason the generation gap feels so wide todayHow the “Peter Pan paradox” explains Gen Z's unique mix of high authority and delayed maturityThe importance of reverse mentoring and two-way learningHow to lead with listening, coaching, and connectionActionable strategies to support mental health and balance in the workplaceWhy making work feel like a hobby increases creativity and performanceA simple framework for hiring and onboarding Gen Z: PERKSLeaders, coaches, educators, and parents who want to understand and empower the next generation will find this conversation invaluable. If you are ready to lead with curiosity, build stronger bridges between generations, and create a workplace that attracts and retains top Gen Z talent, this episode is for you.Watch episodes on YouTube and subscribe to our channel for inspiration on business, leadership, growth, mindset, and tips for living HAPPY, HEALTHY, and WEALTHY! https://www.youtube.com/@letsgowin