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Professor Eve McDonald discusses Dido's legendary founding of Carthage, the city's strategic Mediterraneangeography, and its origins as a wealthy Phoenician trade hub connecting ancient civilizations.1880 carthage excavation
Book a call: https://remnantfinance.com/calendar ! Out Print the Fed with 1% per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEThis episode dismantles the top seven objections one by one. We're answering them directly and showing why most criticisms reveal a fundamental misunderstanding of what whole life insurance actually is. If you've ever hesitated to explore IBC because something you read online gave you pause, this is the episode for you.Chapters: 00:00 – Opening segment 07:40 – Objection 1: Whole life is a terrible investment 15:45 – Objection 2: The rate of return is terrible 26:35 – Objection 3: You don't break even for years 34:45 – Objections 4 & 5: Why pay interest to borrow my own money? 45:25 – Objection 6: Agents make huge commissions 57:50 – Objection 7: This only works if you're rich 1:02:05 – Closing segmentKey Takeaways:It's not an investment—it's savings. Whole life has no risk of loss, which by definition means it's not an investment. It's a savings vehicle with guarantees, privacy, and a death benefit. Stop comparing it to the S&P 500.Rate of return isn't the only metric. The best-performing asset changes depending on your timeframe. Chasing returns is how people buy high and sell low. Wealthy investors prioritize control, understanding, and risk management before rate of return.Policy loans aren't "borrowing your own money." You're borrowing the insurance company's money, collateralized by your cash value. Your money keeps compounding. That's the entire point.Commissions aren't the gotcha people think. If agents wanted easy money, they'd get a securities license and collect 1% AUM fees for life. Whole life is harder to sell and pays less over time than traditional financial advising.Is Infinite Banking a scam? If you've spent five minutes researching IBC online, you've seen the accusations. These objections are everywhere—YouTube comments, Reddit threads, Dave Ramsey clips. They sound convincing. They're also wrong.
In this episode of the Healthy, Wealthy and Smart podcast, Dr. Karen Litzy interviews Dr. Aisha Akpabio D.D.S., a Detroit-based dentist and entrepreneur. They discuss the challenges and triumphs of being a female healthcare provider while running a business. Dr. Akpabio shares her journey from employee to owner of her own dental practice, the importance of design in healthcare, and the significance of representation in the field. They also address the balance between delivering high-quality care and managing business aspects, as well as the importance of self-care for longevity in the profession. Takeaways · It takes courage to bring people together in healthcare. · Transitioning from employee to entrepreneur requires a mindset shift. · Business education in dental school is minimal. · Delivering exceptional care justifies pricing. · Patients appreciate a personal touch over corporate practices. · Design can significantly impact patient experience. · Representation in healthcare matters for community trust. · Self-care is essential for longevity in the profession. · Balancing work and personal life is crucial. · Living in the moment is important for personal growth. Chapters · 00:00 Introduction to Female Healthcare Entrepreneurship · 02:58 Dr. Aisha Akpabio's Journey and Practice · 05:51 Transitioning from Dentist to Entrepreneur · 08:41 Navigating Healthcare Pricing and Value · 12:05 Competing with Corporate Dental Practices · 12:57 The Importance of Design in Healthcare · 16:49 Legacy and Representation in Dentistry · 20:02 Self-Care and Longevity in Dentistry More About Dr. Akpabio: Dr. Aisha Akpabio D.D.S. is a Detroit-based dentist, entrepreneur, and community advocate dedicated to smiles and systems of care. As the founder of Diamond Smiles Dentistry, she is redefining what it means to build a thriving dental practice rooted in wellness, accessibility, and neighborhood revitalization. A graduate of the Goldman Sachs 10,000 Small Business program, she leads with vision and heart, creating opportunities for growth in underserved communities while mentoring the next generation of healthcare professionals. Beyond dentistry, she is passionate about wellness, motherhood, and empowering others to build healthy, wealthy, and purpose-driven lives. Resources from this Episode: Diamond Smiles Dentistry Website Instagram- Diamond Smiles Dentistry Facebook - Diamond Smiles Dentistry Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio
Gold and silver just experienced a sharp crash, and for a lot of women, it triggered confusion, fear, and “what do I do now?”.In this episode, I slow everything down and give you the context you actually need to understand what just happened, why commodities move the way they do, and how to think about this kind of volatility without panicking or making reactive decisions. Tune in to learn:What a commodity actually isWhat just happened with gold, silver, and other commoditiesWhy commodities can drop fast—even when nothing is “wrong”Why people buy commodities in the first placeHow to understand this kind of volatility without losing your mind
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
What if the very thing you're walking through right now is preparing you for the impact you're meant to make? In this deeply personal and eye-opening conversation, Rory sits down with real estate powerhouse and personal brand leader Dana Gentry to talk about the journey behind the success—one that started with panic attacks, addiction, and self-doubt, and led to faith-driven leadership, intentional living, and a thriving personal brand. Dana shares how she went from being prescribed Xanax at 16 years old to leading one of the top real estate organizations in the country, overseeing more than $1.5 billion in annual transactions, mentoring hundreds of agents, and building a brand that attracts opportunity, trust, and influence. This episode isn't just about real estate. It's about what it really takes to move from success to significance. You'll learn: Why personal branding is no longer optional—especially in times of market shift How niching down (even to one building or one block) can create massive momentum The biggest mistake professionals make when trying to grow their reputation Why intentionality with your time, talent, and resources changes everything How faith, discipline, and personal growth compound into long-term influence Why your personal brand is the ultimate professional insurance policy Dana also opens up about her faith journey, her struggle with anxiety, the power of mentorship, and why leaders must invest in themselves before they can truly lead others. If you've ever felt stuck, overwhelmed, or unsure how to stand out in a crowded market—this episode will challenge you, encourage you, and give you a clear path forward. Because in today's world, the people who win aren't just the most talented—they're the most intentional and the most trusted.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
What you'll learn on this episode:How your beliefs directly shape your sales successThe number one mistake real estate agents make—and how to fix itHow to turn fear into faith to unlock higher confidence and performanceWhy persistence matters far more than perfectionHow Dan's firewalk experience transformed his mindset foreverPractical steps to eliminate self-doubt and take consistent daily action To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead
Being a Wealthy Wayshower means embodying true prosperity and conscious leadership. Join The Mentorship Program here: https://saralandon.com/mentorship/In this episode of the Journey of the Master Podcast, Sara Landon introduces the concept of the Wealthy Wayshower. This new paradigm of prosperity and leadership focuses on living as an example of what is possible with alignment to higher consciousness and infinite intelligence. Learn about the natural state of wealth, embodying infinite abundance, and how this consciousness can uplift and inspire the collective New Earth. Sara discusses the upcoming month of The Mentorship Program, with the first live session on February 4, 2026, and the Spiritual Roles Mastery course beginning February 3, 2026. Join Sara to fully embody the Wealthy Wayshower and create a lasting impact on the world.The Mentorship Program (membership)- https://saralandon.com/mentorshipSpiritual Roles Mastery (course)- https://saralandon.com/spiritual-roles-masteryThe 11 Spiritual Roles of the Soul (book) - https://resources.saralandon.com/spiritual-roles-book
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture CA is a disaster, Newsom ran it into the ground follow the great reset and the green new scam. Now people and business are escaping. Walmart is leaving. Energy is the key to a strong manufacturing economy. Poland ramps up on gold. Gold has now overtaken the treasuries, everything is changing. The [DS] is panicking, they don’t have the people behind them like in 2020. Now they are left with their paid agitators. Obama, Clinton and Hollywood are preparing for chaos for the midterms. They have already put out the call. At the same time Trump is exposing Russia hoax, the rigging of the election and the J6 insurrection that the [DS] had against Trump. The D’s are in trouble Trump is putting pressure on the RINOs in the Senate to push the Save Act. Once this is done, it is game over. The D’s will push everything. Message was sent that the plan is in motion. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/EnergyAbsurdity/status/2016553623270883769?s=20 non-viable alternatives to fossil fuels over the last 30 years: #Wind, #Solar, and #EVs. Despite all those TRILLIONS wasted, fossil fuels now account for an even HIGHER PERCENTAGE – 83% – of primary energy than they did 30 years ago. We must stop throwing away our children’s and grandchildren’s futures on false alternatives that simply do not and cannot work. https://twitter.com/visegrad24/status/2016793453007339819?s=20 be paying the LOWEST INTEREST RATE OF ANY COUNTRY IN THE WORLD. Most of these countries are low interest rate paying cash machines, thought of as elegant, solid, and prime, only because the U.S.A. allows them to be. The Tariffs being charged to them, while bringing in $BILLIONS to us, still allows most of them to have a significant trade surplus, though much smaller, with our beautiful, formerly abused Country. In other words, I have been very nice, kind, and gentle to countries all over the World. With a mere flip of the pen, $BILLIONS more would come into the U.S.A., and these countries would have to go back to making money the old fashioned way, not on the back of America. I hope they all appreciate, although many don't, what our great Country has done for them. The Fed should substantially lower interest rates, NOW! Tariffs have made America strong and powerful again, far stronger and more powerful than any other Nation. Commensurate with this strength, both financial and otherwise, WE SHOULD BE PAYING LOWER INTEREST RATES THAN ANY OTHER COUNTRY IN THE WORLD! Thank you for your attention to this matter. President DONALD J. TRUMP https://twitter.com/JoeLang51440671/status/2016559031574311138?s=20 https://twitter.com/KobeissiLetter/status/2016890828925313192?s=20 TRIPLED since Q4 2019, driven by aggressive purchases by central banks and rising prices. Over this period, central banks have added ~4,500 tonnes of gold, including unreported purchases. At the same time, foreign Treasury holdings have remained unchanged. Gold is redefining the global monetary system. Central banks maintain FX reserves—typically a mix of currencies, bonds, and assets like gold—to stabilize their currencies, manage liquidity, and hedge against economic shocks. U.S. Treasuries have long been the go-to asset because they’re considered ultra-safe, highly liquid, and backed by the world’s dominant reserve currency (the U.S. dollar, which still accounts for about 57% of global reserves). Gold, on the other hand, is a “neutral” asset: it’s not tied to any single government’s policies, can’t be printed at will, and serves as a hedge against inflation, currency debasement, and geopolitical risks.This crossover isn’t just a blip—it’s a structural change driven by several factors: Key Driver Explanation Impact Geopolitical Tensions and Sanctions Events like the Russia-Ukraine war (leading to frozen Russian assets) and U.S. actions (e.g., tariffs, interventions in Venezuela) have eroded trust in dollar-denominated assets. Countries fear their reserves could be seized or devalued overnight. theguardian.com Accelerates “de-dollarization” efforts, especially among BRICS nations (e.g., China, Russia, India), which now buy gold at 3–5 times pre-2022 levels, averaging 60 tons per month. finance.yahoo.com Gold’s share in reserves has doubled to over 25% in the past decade. newsmax.com Rising Gold Prices and Diversification Gold’s price surge (up 70% in 2025 alone) mechanically boosts its reserve value, but central banks are actively adding to holdings rather than selling Treasuries outright. mining.com This reflects a pivot away from U.S. debt amid concerns over America’s $35+ trillion national debt, persistent inflation, and fiscal policies under the Trump administration. fundssociety.com Gold is now the second-largest reserve asset after the dollar (overtaking the euro in 2024), signaling a re-regionalization of global finance where gold absorbs outflows from U.S. bonds. lfde.com The gold and U.S. debt markets are similarly sized (~$25–30 trillion each), making this shift feasible without massive disruptions. Central Bank Strategy Emerging market central banks (e.g., People’s Bank of China, Central Bank of Russia) are prioritizing gold for stability in a multipolar world, while developed banks hold steady. americanhartfordgold.com Net purchases hit 1,000+ tonnes in 2025, with forecasts for similar levels in 2026. gold.org Could push gold prices higher—analysts at Goldman Sachs see $5,400/oz by end-2026, while extreme scenarios (full USD reserve loss) speculate $39,000–$184,000/oz if gold backs global money supply. vaneck.com This isn’t about ditching the dollar entirely but reducing over-reliance. If trends continue, it could lead to sustained gold demand, higher prices, and a more fragmented international financial landscape. Political/Rights DOGE Geopolitical https://twitter.com/MarioNawfal/status/2016915491194057147?s=20 https://twitter.com/MarioBojic/status/2016846881079300384?s=20 https://twitter.com/EricLDaugh/status/2016915405327962562?s=20 of China, Russia and Iran. EU adds Iran’s Revolutionary Guards to terrorist list The European Union has added Iran’s Islamic Revolutionary Guard Corps (IRGC) to its terrorist list in response to Tehran’s deadly crackdown on protesters in recent weeks. The bloc’s top diplomat Kaja Kallas said EU foreign ministers took the “decisive step” because “repression cannot go unanswered”. She said ahead of the decision that the move would put the IRGC – a major military, economic and political force in Iran – on the same level as jihadist groups like al-Qaeda and the Islamic State group. Source: bbc.com War/Peace https://twitter.com/ianellisjones/status/2015933550822883607?s=20 https://twitter.com/disclosetv/status/2016654714071285944?s=20 Anti-air warfare (AAW): Defending against aircraft, missiles, and drones using its Aegis Combat System, which integrates radar, sensors, and weapons for tracking and engaging threats. Anti-submarine warfare (ASW): Detecting and neutralizing submarines with sonar systems, torpedoes, and embarked MH-60R Seahawk helicopters. Anti-surface warfare (ASuW): Engaging enemy ships or land targets with guns, missiles, and other weapons. Strike warfare: Launching long-range Tomahawk cruise missiles for precision strikes on ground targets. Ballistic missile defense (BMD): Intercepting ballistic missiles in flight, depending on configuration. Additional support roles: Maritime security, search and rescue, and intelligence gathering. https://twitter.com/MarioNawfal/status/2016914233233981950?s=20 right after reports of massive Israeli/US strikes on Iranian nuclear facilities, this is Moscow quietly confirming the hits while trying to de-escalate. Bushehr is Iran's only operating nuclear power reactor (Russian-built, ironically). If it got damaged or threatened, we’d be looking at Chernobyl-level fallout risks. Putin playing both sides: backing Tehran rhetorically but signaling “don’t go too far” to Washington/Jerusalem. https://twitter.com/ElectionWiz/status/2016697707256025533?s=20 https://twitter.com/MarioNawfal/status/2016934089165853048?s=20 Medical/False Flags [DS] Agenda IT BEGINS: Zohran Mamdani Announces Plans to ‘Tax the Wealthy' to Compensate for NYC Budget Deficit (VIDEO) Well that was fast. Zohran Mamdani has been mayor of New York City for less than a month and he is already talking about raising taxes on the ‘wealthy' to make up the city's budget deficit, which he claims is on par with the Great Recession. Get ready to see a lot of Uhauls leaving the city. CNBC reports: New York Mayor Mamdani says city must hike taxes on wealthy to fill $12 billion deficit New York City Mayor Zohran Mamdani on Wednesday said the city's wealthiest must pay more in taxes to help fill the staggering budget deficit of more than $12 billion that he was left by his predecessor. “This is at a scale that's actually greater than what we saw here in New York City during the Great Recession,” Mamdani said of that budget hole during an interview with CNBC “Squawk Box” co-anchor Andrew Ross Sorkin at City Hall. Source: thegatewaypundit.com https://twitter.com/ElectionWiz/status/2016689992932749554?s=20 https://twitter.com/Breaking911/status/2016622314306109944?s=20 https://twitter.com/amuse/status/2016825781926662360?s=20 https://twitter.com/Breaking911/status/2016863073173114959?s=20 https://twitter.com/Breaking911/status/2016855148723593379?s=20 https://twitter.com/christopherrufo/status/2016702846822207663?s=20 https://twitter.com/EricTeetsel/status/2016681981887623280?s=20 https://twitter.com/MattWalshBlog/status/2016688511017947273?s=20 benevolent and humble servant of the oppressed. Then when it turns out — as it literally always does — that he was actually a violent unhinged degenerate weirdo, they will immediately pivot and insist that his character and personal life don’t matter actually. We were told Alex Pretti had no criminal record but we now have video of him spitting on and attacking ICE agents Was he charged for this? https://twitter.com/StevenCheung47/status/2016702063334334904?s=20 https://twitter.com/StevenCheung47/status/2016714718430310577?s=20 https://twitter.com/StevenCheung47/status/2016712434606559516?s=20 https://twitter.com/StevenCheung47/status/2016708027559141441?s=20 https://twitter.com/StevenCheung47/status/2016704306401976345?s=20 https://twitter.com/FrontlinesTPUSA/status/2016734414537990436?s=20 https://twitter.com/Mollyploofkins/status/2016377949121884259?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2016377949121884259%7Ctwgr%5Eb6afd1fffe8094942ed0a2c48dbd21175293b47b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fwatch-has-been-actress-molly-ringwald-claims-trump%2F https://twitter.com/CollinRugg/status/2016691592619516200?s=20 “But the rest of us would survive… This is the time for a revolution.” Brandon Johnson Says He's Coordinating With Other Democrat Mayors To Thwart ICE Democratic Chicago Mayor Brandon Johnson admitted Wednesday he was “in regular communication” with other mayors leading so-called “sanctuary cities” in efforts to impede enforcement of federal immigration laws. “To respond to the operation in Chicago, I leaned heavily on other cities' responses, like Los Angeles Mayor Karen Bass shared her experience governing while the city was in Trump's crosshairs,” Johnson said. “We've been in regular communication both at the executive level and the staff level with cities like Minneapolis and Portland, Oakland, Boston, and Denver and Baltimore to learn from each other's experiences and develop strategies to protect our constituents.” Source: dailycaller.com https://twitter.com/WarClandestine/status/2016645995606552671?s=20 https://twitter.com/bitchuneedsoap/status/2016520711951564977?s=20 https://twitter.com/StephenM/status/2016662505930584574?s=20 President Trump's Plan BREAKING: ICE and CBP to DRAW-DOWN Number of Forces in Minnesota After Tom Homan Strikes Deal with State Officials – Here Are the Details (VIDEO) https://twitter.com/EricLDaugh/status/2016865706126545214?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2016865706126545214%7Ctwgr%5Ef45391945d583495415892fba4a2de7da17713e7%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fbreaking-ice-cbp-draw-down-number-forces-minnesota%2F just 3 days! Tom Homan means business. https://twitter.com/EricLDaugh/status/2016867645958529115?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2016867645958529115%7Ctwgr%5Ef45391945d583495415892fba4a2de7da17713e7%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fbreaking-ice-cbp-draw-down-number-forces-minnesota%2F Source: thegatewaypundit.com https://twitter.com/ElectionWiz/status/2016868888491761913?s=20 https://twitter.com/KurtSchlichter/status/2016584955472838709 https://twitter.com/WarClandestine/status/2016737774288654360?s=20 https://twitter.com/MarioNawfal/status/2016938140326645996?s=20 https://twitter.com/Rasmussen_Poll/status/2016868004798124447?s=20 https://twitter.com/FlipCrypt/status/2016359757557141542?s=20 court” “How do you set the stage” The raid showed pictures of files, one was in a bathroom, and another a stage. Funny because Hilary deleted 600k emails, from a server, kept in her bathroom. What would it look like if we “had it all” How do you set the stage? How do you inject evidence into a Grand Jury conspiracy case for Russiagate? I think a lot of the comms right now, and the actions around the country show preparation for this Grand Jury to conclude. It could take weeks, or even months. But my bet is those boxes set on the stage are Russiagate and beyond. The boxes in the bathroom are Hiliary’s emails, and currently, a grand jury is having a look at it all. https://twitter.com/FultonCo_GA_GOP/status/2016671877297488352?s=20 County Board of Elections literally denied these requests. The Georgia State Election Board has been trying for 4 years to get the records. Including issuing a subpoena for the ballots and other records. And ALL of those efforts have failed. Until today. I applaud Attorney General Pam Bondi and FBI Director Kash Patel for finally searching for and retrieving the records from the 2020 election that the U.S. Attorney General under federal law is entitled to receive and review. It is my hope that the FBI is in the process of getting every box of 2020 election materials in that warehouse to be able to piece together, once and for all, the truth about 2020. I am dedicated to making sure to the best of my ability that elections in Fulton County are accurate. Let's hope this starts a new chapter in Fulton County for transparency and accountability.” Julie Adams Fulton County Board of Registration and Elections Republican Party Appointee Why did trump start in a red state. https://twitter.com/keithedwards/status/2016671823870513436?s=20 Materials Sought in Fulton County FBI Warrant Revealed – A Difficult Road Lies Ahead for Fulton County Officials FBI Agents seized over 700 boxes worth of documents and brought them north to Virginia in two tractor trailers https://twitter.com/realLizUSA/status/2016701882576560547?s=20 utilized during the 2020 General Election in Fulton County All ballot images produced during the original ballot count beginning on November 3, 2020, THE RECOUNT, and any other ballot images All voter rolls from the 2020 General Election in Fulton County from absentee, early voting, in person, and any other voter roll that indicates voters: to whom an absentee ballot was issued, from whom an absentee ballot was received, or who participated in advanced voting or election day voting Source: thegatewaypundit.com https://twitter.com/KanekoaTheGreat/status/2016665638778143047?s=20 years ago. Fulton County refused. Excerpts from witness affidavits include: Susan Voyles, 20-year election official: “Pristine” ballots “difference in the texture of the paper” with “a different feel” and “no markings” and approximately “98% for Joe Biden.” Georgia Democrat observer: “Hundreds of ballots with no folds or creases. Perfect black bubbles. All for Biden.” Another Georgia Democrat: “All had perfect black bubbles and were all Biden. I heard ‘Biden' over 500 times in a row.” @VoterGa has been fighting in court for six years just to inspect these ballots. Why was Fulton County so determined to keep them hidden?? https://twitter.com/realLizUSA/status/2016706788351971434?s=20 https://twitter.com/drawandstrike/status/2016705043144003652?s=20 AND INCLUDING THE JACK SMITH SPECIAL COUNSEL’S OFFICE. And the first thing that happens when you end up in election related litigation is you are given a PRESERVATION ORDER FROM THE COURT. So NO, Fulton County officials did not destroy these ballots, or tapes or any other federal election records THAT THEY ALREADY ADMITTED TO HAVING IN OFFCIAL COURT RULINGS BEGINNING 5 YEARS AGO. https://twitter.com/DC_Draino/status/2016902941836198297?s=20 https://twitter.com/PatriotXV11/status/2016713624061116652?s=20 https://twitter.com/DAGToddBlanche/status/2016663357089001566?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2016663357089001566%7Ctwgr%5E18c7aab2309ab32958cb900c1fa5f6df8f16003a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fbreaking-president-trump-announces-first-ever-assistant-attorney%2F https://twitter.com/EricLDaugh/status/2016594714569441286?s=20 https://twitter.com/profstonge/status/2016901410441289982?s=20 https://twitter.com/DoWCTO/status/2016577329393242364?s=20 3800 Q !!Hs1Jq13jV6 ID: e6ce6c No.7943347 Jan 28 2020 14:46:22 (EST) DurhamBoat.jpg https://en.wikipedia.org/wiki/Durham_boat Anons found the subtle hint dropped in the beginning. Think Durham start. Think ‘Q’ start. You have more than you know. Q 1 Anonymous ID: BQ7V3bcW No.147012719 Oct 28 2017 15:44:28 (EST) Anonymous ID: gb953qGI No.147005381 Oct 28 2017 14:33:50 (EST) >>146981635 Hillary Clinton will be arrested between 7:45 AM – 8:30 AM EST on Monday – the morning on Oct 30, 2017. >>147005381 HRC extradition already in motion effective yesterday with several countries in case of cross border run. Passport approved to be flagged effective 10/30 @ 12:01am. Expect massive riots organized in defiance and others fleeing the US to occur. US M's will conduct the operation while NG activated. Proof check: Locate a NG member and ask if activated for duty 10/30 across most major cities. 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What if wealth isn't about luck, connections, or hustle—but about how you think? In today's episode, we unpack a fascinating story of a 17-year-old dishwasher who spent a decade working inside a high-end country club alongside ultra-wealthy members. What he learned completely dismantled common assumptions about rich people—and surprisingly, many of his lessons line up directly with Scripture. Bob and Linda walk through 7 mindset shifts that separate people who grow wealth from those who stay stuck, and why renewing your mind around money may be the most biblical financial move you can make. This isn't about chasing money—it's about becoming the kind of person God can trust with more. Episode Highlights 1. Rich people aren't greedy—greed is the problem Money doesn't change your heart; it amplifies what's already there. When we believe "all rich people are greedy," we subconsciously sabotage our own growth. 2. Be cool (aka: be kind) True wealth shows up as humility and generosity toward those earlier on the path. Kindness is influence. 3. Wealthy kids inherit a mindset before they inherit money What did you inherit about money growing up? Limiting beliefs can be rewired—especially through God's Word. "For as he thinks in his heart, so is he." —Proverbs 23:7 (NLT) 4. You don't need school to be successful—but you do need wisdom Education matters, but obedience to God matters more. College doesn't guarantee provision—God does. 5. Stop chasing money; start creating value Money is a result, not a target. It's simply a reflection of the value you bring to others. 6. Money is a learnable skill You don't have to be "good at math" to be good with money. One book, one framework, one habit can radically change your financial future. 7. Focus on becoming who God created you to be Growth, wisdom, and Christlikeness compound over time—and so does stewardship. Key Scriptures Mentioned (NLT) Proverbs 23:7 — "For as he thinks in his heart, so is he." Romans 12:2 — "Let God transform you into a new person by changing the way you think." Matthew 6:26 — God's provision for the birds (and for you) Action Item for This Week Do these three things: Identify one limiting belief you inherited about money. Find one biblical truth that directly contradicts it. Learn one practical thing about how money actually works (book, podcast, or Scripture). Small shifts in thinking can unlock massive change. Wealth doesn't start in your bank account—it starts in your beliefs.
Risk and returns are often treated like complex financial theory, but they actually follow simple rules that most people are never taught.In this episode, I break down how risk and returns really work, why “risk-free high returns” are impossible, how to spot scams instantly, and why extreme returns don't belong in your long-term plan, so you can invest with clarity, confidence, and strategy instead of guesswork.Tune in to learn:How risk and returns actually work without you having to be an economist or go get a finance degreeThe counterintuitive thing you must know about understanding risk and how it relates to your portfolioHow to spot a scam immediatelyWhy you can't build extreme returns into your long-term projectionsWhat to do instead
In this episode of the Healthy, Wealthy and Smart podcast, Dr. Karen Litzy interviews Pete Moore, founder of Integrity Square, discussing the evolution of the health, active lifestyle, and outdoor sector, known as Halo. They explore the shortcomings of the term 'wellness', the importance of understanding business valuations and KPIs, and the emotional readiness required for business transitions. Pete shares insights on navigating growth, preparing for exits, and the significance of knowing one's competitors and market position. Takeaways The term 'wellness' is outdated and not serving the industry. Understanding your market position is crucial for business success. Local libraries can be valuable resources for business research. Key performance indicators (KPIs) are essential for evaluating business health. Emotional readiness is as important as financial readiness for business transitions. Knowing your competitors helps in strategic planning. Valuations are driven by more than just revenue multipliers. Founders often overlook the importance of mental preparation for exits. Networking and mentorship are vital for entrepreneurial growth. Continuous learning and adaptation are key to success in the Halo sector. Chapters 00:00 Introduction to Halo and Wellness 01:49 Navigating Business Growth and Exits 03:22 Understanding Valuations and KPIs 05:54 Emotional Readiness for Business Transitions 06:56 Quickfire Insights for Entrepreneurs More About Pete: Pete is the Founder, Managing Partner and Chief Dream Architect at Integrity Square ("ISQ"), a leading boutique financial advisory firm focused on the $4.7T Health, Active Lifestyle, Outdoor ("HALO") sector. Since founding ISQ in 2010, the firm has played an active advisory role in 100+ mergers & acquisitions, private placements and advisory assignments across North America. Pete Moore and his team have also invested in passionate entrepreneurs at HigherDOSE, XTEND, and Promotion Vault. ISQ's media and "live education" properties include HALO Talks, the leading B2B podcast in the sector, Time To Win Again, and the HALO Academy, an Executive Education Bootcamp Series. Prior to ISQ, Pete was Head of the Active Lifestyle & Wellness Group at Sagent Advisors (2003-2010.) Prior to 2003, Pete was co-founder of FitnessInsite, a SasS sales management platform with 1500+ clients (based in AZ.) At FitnessInsite, Pete invested his personal capital, leveraged his credit cards and learned what it takes to manage a startup. Pete built his business and financial acumen on top of the foundation laid at three critical positions early in his career: Senior Associate at Brockway Moran & Partners, the private equity owner of Gold's Gym International, Inc; worked as an Associate at Donaldson, Lufkin & Jenrette; and an Analyst at Chase Securities. (Now JP Morgan.) ISQ saw a need for a deeper & more useful level of education in the HALO sector. In response, we launched the HALO Talks podcast, with 500+ completed interviews and over 120,000 downloads. HALO Talks has become a "must listen" for anyone working or investing in the sector. Pete graduated from Emory University (BBA, 1994) and received his MBA from Harvard Business School (1999.) While at HBS, he co-founded IRON PLANET, the leading B2B auction site for used heavy equipment, which was sold to Ritchie Bros for $758 million. His hobbies include: Football, basketball, tennis, podcasting, amateur ventriloquism, pro bono DJ and fitness enthusiast. Notable Stats: Wingspan 76", 33 yard dash at 4.3 seconds. Resources from this Episode: Pete's Website Pete on LinkedIn Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio
Summary In this episode of the Experience Strategy Podcast, hosts Aransas Savas, Joe Pine, and Dave Norton discuss the burgeoning field of longevity and transformation. They explore the aspirations of individuals seeking to live longer and healthier lives, the shift in healthcare from a reactive to a proactive approach, and the role of social proof in driving transformation. The conversation also touches on the evolution of trust in the age of social media, the changing narrative around aging, and the future accessibility of longevity solutions. Takeaways People aspire to live longer and healthier lives. The healthcare industry is shifting from fixing problems to promoting flourishing. Social proof is becoming increasingly important in the transformation economy. Decentralized trust is shaping how people validate health claims. The placebo effect plays a significant role in perceived health outcomes. Aging is often misunderstood; many peak in their 50s and 60s. The evolution of science and brand is changing customer expectations. Wealthy individuals often drive innovation in health and longevity. The future of longevity solutions may become more accessible over time. Trust in brands is less centralized and more influenced by personal experiences. Chapters 00:00 Introduction to Transformation and Longevity 03:10 The Ambition of Living Longer and Healthier 05:59 The Shift in Healthcare: From Fixing to Flourishing 09:07 The Role of Social Proof in the Transformation Economy 12:16 The Impact of Personal Research and Influencers 15:13 The Evolution of Science and Brand in Health 18:02 Reframing Aging: Opportunities in the Second Half of Life 21:14 The Future of Longevity and Accessibility Podcast Sponsors: Learn more about Stone Mantel https://www.stonemantel.co Sign up for the Experience Strategist Substack here: https://theexperiencestrategist.substack.com
Vic Keller founded 17 companies and exited 9 of them, including three sales to Berkshire Hathaway.He breaks down how growing up blue collar shaped his edge, why getting punched in the mouth early almost killed his first business, and how rebuilding instead of quitting changed everything.We also cover what real buyers look for, why cheap deals are not worth the pain, how to deleverage the founder, and the hidden cost of exits when selling the business means losing relationships too.This episode is a blueprint for building companies that survive bad weather and outlast the founder.Hosted on Ausha. See ausha.co/privacy-policy for more information.
HOW TO PAY THE IRS NOW THAT PAPER CHECKS ARE ENDING FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Lawrence M. Post CPA, MST, CFP®, CIMA® Senior Tax & Planning Advisor, BWFA Tessa Hall Media and Communications Specialist, BWFA About This Episode The IRS is moving away from paper checks and shifting to electronic payments. In this episode, the BWFA team explains what IRS payment modernization means, how refunds and tax payments will be handled going forward, and what steps taxpayers should take now to avoid delays or penalties. For more information, visit BWFA's Tax Planning Services page. Read Full Description The IRS is changing how it handles payments and refunds. As part of a broader modernization effort, paper checks are being phased out in favor of electronic options. While many taxpayers have already made this shift, others may still rely on mailing checks. In this episode of Healthy, Wealthy & Wise, the BWFA team discusses what this change means and why it matters. They explain how payment methods are evolving, what could happen if old approaches no longer apply, and why timing and preparation are becoming more important. At the same time, the episode addresses common concerns around security and access. Some people hesitate to use electronic payments, yet mailed checks often create their own risks. Understanding the tradeoffs can help taxpayers decide how to move forward with more confidence. The conversation also highlights practical considerations for managing payments and refunds under the new system. Rather than reacting after a problem arises, listeners are encouraged to think ahead and make updates before deadlines create pressure. Ultimately, this episode reinforces a simple point. As the IRS modernizes its processes, staying informed and adapting early can help prevent unnecessary delays, penalties, and frustration. The goal is not to complicate tax planning, but to make sure systems work as expected when it matters most.
Where did you learn about money? Kris Krohn explains why the financial "blueprints" we inherit from our parents often keep us stuck in the 80% of the population living paycheck-to-paycheck. Discover the technical breakdown of how the wealthy actually distribute their income, from "war chests" to sophisticated life insurance banks, and learn how to move from a single source of income to a leveraged ecosystem of wealth.
In this episode of the Be Wealthy Podcast, host Brett Tanner sits down with financial educator and infinite banking expert Kyle Fuller to unpack how wealthy individuals think differently about money, liquidity, and control.Kyle shares his personal journey growing up in a large family, witnessing financial hardship during the 2008 crisis, and how those experiences shaped his philosophy around cash flow, reserves, and long-term wealth planning. Together, Brett and Kyle break down why education must come before investing, how poor liquidity destroys otherwise good strategies, and why following the crowd is one of the fastest ways to lose money.This conversation dives deep into infinite banking, wealth foundations, cash flow over net worth, and how to build a financial system that creates freedom — not stress.
The Michael Yardney Podcast | Property Investment, Success & Money
Have you ever looked at today's property prices and wondered, How is this even possible? How can values keep climbing when interest rates are still high, affordability is stretched to breaking point, and so many Australians feel locked out of the market? You're not alone. It feels counterintuitive. It feels unfair. And for many, it feels completely unsustainable. But here's the uncomfortable truth about our housing market - and it's the part most people don't want to hear. Property prices don't rise because the average Australian can afford them. They rise because the marginal buyer – the person actually able to transact today – can. And right now, that marginal buyer looks very different from the one we had even a decade ago. Takeaways · Property prices are rising due to the marginal buyer's ability to transact. · Wealthy buyers are dominating the market, driving prices up. · Downsizers are reshaping the market by purchasing debt-free properties. · Government incentives are pushing more buyers into the market. · Buyers are adapting by compromising on location and property type. · Structural under supply is a significant factor in rising prices. · Affordability issues are sidelining some buyers but not all. · The Bank of Mum and Dad is a major influence in property transactions. · Investors need to focus on quality assets in gentrifying suburbs. · Long-term market predictions indicate continued price growth despite challenges. Chapters 00:00 Why prices keep rising despite poor affordability. 04:30 Who the real marginal buyers are today. 08:20 Downsizers, cash buyers and the Bank of Mum & Dad reshape demand. 12:30 First-home-buyer incentives push prices, not affordability. 16:00 Behaviour shifts: units, townhouses, rent-vesting. 19:30 Structural undersupply ensures ongoing price growth in 2026. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Join Michael Yardney and a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
What if the most devastating moment of your life became the launchpad for your greatest mission? In this emotional and unforgettable episode, Rory Vaden sits down with Karen Mayer Cunningham—better known online as the "Special Education Boss"—whose personal journey through heartbreak, diagnosis, and systemic failure turned into a nationwide movement to change how we serve children with disabilities. After being told her son would never speak or play with other kids, Karen refused to accept the status quo. Her raw determination led her from desperate mom to nationally recognized advocate, author of The Epic IEP, and online educator with over a million followers. Listen as Karen shares: The heartbreaking story that ignited her calling How she built a thriving business from a place of service Why niche audiences unlock the greatest impact and influence The simple strategy behind her viral growth—no fancy tech, no big team Her bold mindset around monetizing your mission without guilt This episode is a masterclass in turning pain into purpose, purpose into platform, and platform into legacy. Whether you're a parent, educator, entrepreneur, or just someone with a calling—Karen's story will move you and motivate you. To Buy Karen's Book "The Epic IEP", click HERE CLICK HERE to listen to the Wealthy and Wellknown Audiobook FREE
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Welcome to another episode of The A Game Podcast with Nick Lamagna, where we dig deep into the mindset, strategies, and stories of today's most successful entrepreneurs, investors, athletes, and entertainers. This week, Nick sits down with the high level real estate investor who achieved financial freedom on the highest level Toby Mathis. He has a foundation as a tax attorney and entrepreneur as well as co-founder of Anderson Advisors and founder of Infinity Investing where he helps people to uncover the proven wealth‑building systems that everyday people can use to achieve financial freedom. He also recently opened One Kick Gym in Las Vegas with the legendary Nick Blomgren! Toby studied thousands of tax returns and balance sheets from some of the wealthiest individuals in America and found the blueprint to financial freedom where he copied it himself first and proved it WORKS for everybody. He now shares those strategies with us to teach you how to make enough cash flow to cover your lifestyle through your assets and to preserve wealth through Tax and Asset Protection. With over 300 doors in real estate, multiple streams of cash flow, and decades of experience in stocks, syndications, and turnkey properties, Toby has built a blueprint for success rooted in data, discipline, and long‑term strategy. In this episode, he shares how you can copy the same patterns used by millionaires to grow wealth steadily and sustainably. But this conversation goes far beyond numbers. Toby's background in martial arts and combat sports has shaped his philosophy on resilience, discipline, and pushing forward when life hits hard. Toby has lived the fighter's mentality both inside and outside the ring. He explains how the lessons learned in combat sports—like staying in the fight when things get tough—translate directly into business, investing, and personal growth.
Jason and Michael Zuber explore the "refi till you die" real estate investment strategy, which focuses on accumulating wealth through long-term asset ownership rather than selling properties for profit. This approach mimics the financial tactics of the ultra-wealthy by utilizing tax-free borrowed money from refinanced equity to fund one's lifestyle. By leveraging residential real estate, investors can benefit from inflation-induced debt destruction while tenants effectively pay down the mortgages over time. The strategy emphasizes that debt is a powerful tool for wealth extraction because loans are not subject to income or capital gains taxes. Additionally, the discussion highlights the long-term benefits of a stepped-up basis, which allows heirs to inherit property with significantly reduced tax liabilities. Ultimately, they argue that consistent leverage and asset retention provide a superior path to financial independence compared to traditional stock market exits. https://onerentalatatime.com/ Catch Jason at Michael's event! ORaaT Celebration Year 3 - Feb 14 at 8am to Feb 15 at 6pm PST https://www.eventbrite.com/e/oraat-celebration-year-3-tickets-1550065610969?aff=oddtdtcreator Key Takeaways: 0:00 Brilliant analysis by Rich Liebman 4:32 Refi Till Ya Die 18:01 I.D.E.A.L. #RefiTillYouDie #JasonHartman #RealEstateInvesting #WealthStrategy #TaxFreeIncome #NoTaxOnBorrowedMoney #Leverage #RuleOf72 #EquityStripping #IDEAL #InflationInducedDebtDestruction #SteppedUpBasis #BillionaireStrategy #CashOutRefi #FinancialFreedom #AssetManagement #WealthCycle #TenantPaidDebt #LongTermInvesting #TaxEfficiency #BuildAndChill #PerpetualMotionMachine #EquityGrowth #DebtDestruction #GenerationalWealth Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Series: EssentialsWeek 4: Make an ImpactBig Idea:Making an impact isn't about equal amounts—it's about equal surrender.Following Jesus expands our capacity, grows our generosity, and calls us to join His mission with our whole lives.Transformation is not static. When we follow Jesus, our lives should be growing—growing in freedom, love, generosity, and impact. As we walk with Him, God increases our capacity to love and serve others. What once felt exhausting begins to feel joyful, because grace grows as obedience grows.Jesus confronts fake spirituality that looks holy on the outside but consumes people on the inside. In Luke 20, He warns against leaders who love status, attention, and appearance while exploiting the vulnerable. God is not impressed by public spirituality that lacks private sacrifice. The church is not built on image, influence, or talent—it's built on integrity and sacrifice.Immediately after this warning, Jesus highlights what real devotion looks like. In Luke 21, He watches people give at the temple treasury. Wealthy individuals give out of abundance, but a poor widow gives two small coins—everything she has. Jesus declares that she gave more than all the others, redefining generosity not by amount, but by sacrifice and trust.The widow didn't just give money—she gave security. She didn't give comfortably—she gave sacrificially. Making an impact isn't about how much you give; it's about how much of yourself you surrender.But giving is not the finish line—mission is. God didn't save us to be donors; He saved us to be disciples. Some people give money without joining the mission. Others serve faithfully but withhold generosity. Real surrender shows up somewhere—for all of us. Time, talent, and treasure are all part of a surrendered life.Jesus' final command wasn't “stay and sit,” but “go and make disciples.” And He didn't send us alone—He promised His presence with us always. The mission comes with power and promise.Vertical exists because people matter to God. And if people matter to God, they matter to us. We don't live for comfort—we live to make an impact. We don't just fund the mission—we join it.
Hello Beautiful, I'm so grateful you're here with me.
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Success shame is one of the most invisible forces holding women back from wealth.When women hit big milestones, start making big money, or begin holding wealth at higher levels, something unexpected often happens, we shrink, minimize, or subconsciously sabotage our success.In this episode, I unpack where success shame comes from, why it exists, and how the subconscious programming behind it creates invisible glass ceilings in women's wealth.Tune in to learn:How to eliminate success shameThe unusual phenomenon that happens when women hit big milestones or start making big moneyWhere success shame comes from and why it occursThe sneaky subconscious programming that keeps invisible glass ceilings of wealth in place for women
Kirt Linington is a South Africa–born entrepreneur who came to the U.S. with $700, started door knocking at 42, and sold his roofing company in 2022 for a nine-figure exit.He breaks down how he built $62M in revenue while still working his corporate job, why sales must come before systems, and how to think about rejection as a skill—not a personality trait.We also cover what private equity looks for, how to maximize enterprise value, and why personal discipline shows up in business outcomes.Hosted on Ausha. See ausha.co/privacy-policy for more information.
Our focus today turns to the soon coming of our Lord, and what we should be doing in the meantime! It would be easy for us to complain about what's going on around us. We wonder at times, when will this ever end. But today we'll see the real need for patience, much like a farmer. Keeping our eyes on Jesus, will help us navigate through trouble or turmoil on earth. To support this ministry financially, visit: https://www.oneplace.com/donate/1368/29?v=20251111
-Trump rules out invasion of Greenland, thankfully -Israel murders 11 in Gaza ahead of "Board of Peace" ceremony -Wealthy elite unlikely to be audited thanks to DOGE sabotage -Working Class History: Cement workers strike in Zambia!
I came across a Wall Street Journal article about families making over $250,000, putting them in the top 10% of all household incomes in the country, who still don't feel wealthy. One family earning $350,000 (in the top 4%) owns two homes, has three kids in club sports, and can't shake the feeling that they're struggling. In this episode, I explore why modern life makes it so hard to feel like you have enough. How our standards of living have improved dramatically, but we've just created different problems. Why kids' activities drain families more than almost anything else. And how the real challenge, as Morgan Housel says, is getting the goalpost to stop moving. This week: Look back at where you started instead of comparing yourself to some moving horizon ahead. Check your household income against national percentiles. You might be surprised how far you've come. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: They're in the Top 10% of Earners. They Still Don't Feel Rich. Are You Living a Life Less Ordinary? The Gap and the Gain – Navigating Purpose
Garrett Melson reacts to President Trump's announcement that he will not impose tariffs on the EU that were scheduled to go into effect on February 1 as he continues to attempt to take over Greenland. Looking over the economy, he thinks the boost in growth from the tax bill will be limited as it favors higher income earners that are more likely to save or invest money than spend. Markets may be “overly sanguine” on the growth backdrop, he argues. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
It's not hard to see, many in our world have a love and thirst for wealth. They'll do just about anything under the sun to obtain it. But today we'll observe the real danger in that sort of living.In the passage before us James confronts those who were hoarding what they have, not paying their laborers for the work they did, and their indulgence. It would be a good time for us to look in the mirror and consider our relationship to what we've been given. We'll be held accountable by God for that. To support this ministry financially, visit: https://www.oneplace.com/donate/1368/29?v=20251111
WHEN DOES A $1000 MONTHLY CAR PAYMENT MAKE SENSE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager Tessa Hall Media and Communications Specialist About This Episode Car payments are getting larger, and higher interest rates are forcing many buyers to rethink their decisions. In this episode, members of the BWFA team discuss when a car payment may make sense and how to evaluate financing decisions within a broader financial plan. For more information, visit BWFA's Financial Planning Services page. Read Full Description Car buying decisions have become more complicated as vehicle prices rise and interest rates remain elevated. In this episode of Healthy, Wealthy & Wise, BWFA advisors explore when a car payment makes financial sense and how borrowers should evaluate the true cost of financing a vehicle. The conversation begins with a look at recent data showing that a growing share of buyers are paying $1,000 or more per month for a car. While that number can be alarming, the advisors explain that whether a payment is reasonable depends on several factors, including interest rates, loan terms, cash flow, and overall financial priorities. They discuss the trade-off between borrowing at low interest rates versus paying cash, especially when investments may offer higher long-term returns. However, with auto loan rates now averaging in the mid-to-high six percent range, that math has changed for many buyers. The advisors also highlight common mistakes, such as selling long-term investments to pay off a car or borrowing from retirement accounts to fund a purchase. The discussion touches on newer tax rules that allow certain taxpayers to deduct a portion of auto loan interest. Ultimately, this episode reinforces that car decisions should not be made in isolation. Evaluating financing options as part of a comprehensive financial plan can help buyers make choices that support both their lifestyle and long-term financial security.
In this episode of the Be Wealthy Podcast, Brett Tanner sits down with his longtime CPA, tax strategist, and trusted advisor Brian Muia for a deep dive into entrepreneurship, wealth-building, and advanced tax strategy.Brian shares his journey from growing up with limited resources to building and exiting multiple businesses, including companies in software, steel recycling, and accounting. He breaks down how early lessons around hard work, leverage, and replaceability shaped his entrepreneurial mindset — and why building a business that doesn't rely on you is the key to true freedom.The conversation goes deep into passive income, leverage, exits, subscription-based businesses, and the latest tax strategies from the “Big Beautiful Bill.” Brian explains how smart planning around depreciation, Section 179, QSBS, and opportunity zones can dramatically accelerate wealth creation for entrepreneurs and real estate investors.This episode blends real-world business lessons, mindset, and highly tactical tax insights every serious entrepreneur should understand.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Join us at Wealthy as a Mother Bootcamp happening LIVE 1/19-1/22: https://themillionairemother.com/wealthy-as-a-mother What if marketing wasn't something to tolerate but something sacred? In this episode, we're reframing marketing, social media, and storytelling as powerful tools for connection, healing, and movement-building, not shallow tactics or "cringe" obligations. This episode is for anyone who has felt conflicted about marketing, overwhelmed by showing up online, or afraid that telling the hard parts will somehow cost them credibility...when in reality, it may be the very thing that builds trust, loyalty, and momentum. Tune in to hear: Why marketing and social media aren't shallow and how they can be used with intention and integrity The difference between curated storytelling and sharing "field notes from the fire" How real-time honesty builds deeper trust than polished post-mortems Why community is the true engine behind sustainable business growth The fears that keep women from sharing the hard parts (and how to gently turn them on their head) How vulnerability creates space for healing, connection, and movement-building Why your story doesn't need to be finished to be powerful If this episode resonates with you, don't forget to share it to your stories and tag @themillionairemother, or leave a 5-star rating and review on Apple Podcasts-it helps more mamas find this show.
In this solo episode of The Wealthy Practitioner Podcast, Steph shares several major business updates and teases exciting announcements that signal a big next chapter for the podcast and the brand. The conversation touches on growth, timing, and what it looks like to lead with intention instead of urgency. She walks through upcoming changes to the podcast, enrollment details for the 90 Day Sprint, and the bonuses available to those on the waitlist. Steph also introduces chat BDQ, a new internal AI coaching tool for clients, and shares behind-the-scenes updates on writing her book, launching a book club, and preparing for upcoming live events. Episode Breakdown 00:00 Welcome and teaser for exciting announcements ahead 01:38 90 Day Sprint enrollment details and why the waitlist matters 03:56 Exclusive bonuses available for 90 Day Sprint participants 05:51 Book writing plans, creative focus, and the upcoming book club 08:35 Sold-out pop-up event details and future in-person gatherings 10:19 Final reflections, gratitude, and staying connected If you want early access to the next 90 Day Sprint and its bonuses, join the waitlist here: https://go.stephaniewigner.com/widget/form/boL64NJUz1vjPh12BTnV
Meghna Maharishi talks about how United Airlines' (UAL) earnings performance will hinge on the resilience of wealthy travelers, a key demographic driving revenue for premium and international segments. The industry watches for potential domestic upside from Spirit Airlines' (SAVE) uncertain future, which could see a merger with Frontier Group Holdings (ULCC) or Chapter 7 bankruptcy. While United has historically been more optimistic than Delta Airlines (DAL), its earnings call is expected to largely align with Delta's conservative tone.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
During the span of one week in July 2020, designer goods, cash and jewellery were stolen from eight homes in Melbourne’s affluent Toorak.It took a year for police to identify the pattern and the extent of the burglaries – some reaching as far as Queensland and totalling millions of dollars. The chief burglar’s planning was impeccable, until one slip-up.In this episode of Naked City, crime reporter John Silvester interviews the detective who nabbed a meticulous international cat burglar.See omnystudio.com/listener for privacy information.
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for listening!
Hank is living what happens when you allow the Federal Government to control the land. History tells us where that end up.
Angels and Awakening – Pray & Be Wealthy Series In this powerful angel message, Julie Jancius reframes wealth as a sacred, spiritual state that existed long before money. Drawing from ancient wisdom and a timeless Taoist parable, this episode invites you to release guilt around receiving, soften long-held beliefs about money and support, and step fully into your divinely supported life. If you've ever felt uncomfortable accepting help, charging what you're worth, or allowing yourself to receive blessings, this message is for you. Divine wealth begins the moment you give yourself permission to sit down, receive, and let heaven meet you where you are. Short Episode Chapters 00:00 Welcome & the true meaning of wealth 01:06 Ancient wisdom on divine support 02:10 The woman who would not sit 04:09 How limiting beliefs impact our children 05:38 Angels on under-earning and over-giving 07:03 What it means to take your seat 09:05 Receiving as a spiritual practice 10:28 Heaven lives within you Angel Integration Practice This week, practice receiving. Once a day, allow someone to help you in any way, time, support, or care. When your instinct is to say “I'm fine,” pause. Then gently say instead: “Actually, I do need help with this.” No explaining. No apologizing. Notice what shifts in your body, your energy, and your heart when you allow yourself to be supported. Key Takeaways Wealth is alignment, not accumulation Receiving is not selfish; it is sacred When you rest, you give others permission to rest Divine wealth expands your capacity to love and lead Heaven is not distant; it lives within you Work with Julie & Your Angels If you've been feeling the nudge I want to hear my angels clearly, I want to work with them every day, here's how to go deeper:
In this episode of the Healthy, Wealthy and Smart podcast, Dr. Karen Litzy interviews Rachel Burr about leadership, transformation, and the challenges of navigating change. They discuss the importance of understanding one's core identity, the messy process of transformation, and the significance of emotional intelligence in leadership. Rachel emphasizes the need for leaders to recognize their strengths and weaknesses through feedback and self-assessment, and she offers insights into building resilience and adapting to the evolving landscape of leadership. Takeaways · Leadership is about authenticity, not fitting a mold. · The messy middle of change is essential for transformation. · Recognizing signs of stagnation can lead to personal growth. · Emotional intelligence is crucial for effective leadership. · Feedback from peers and mentors is vital for self-awareness. · Leaders should focus on their strengths while addressing weaknesses. · Humor can be a powerful tool in leadership. · Continuous learning is necessary to stay relevant in leadership. · Understanding emotions can enhance decision-making and relationships. · Building a path to leadership requires self-discovery and action. Chapters · 00:00 Introduction to Leadership and Transformation · 03:57 The Messy Middle of Change · 09:59 Recognizing Signs of Stagnation · 14:45 Building Emotional Intelligence · 19:43 Assessing Leadership Strengths and Weaknesses · 33:43 Future of Leadership Development More About Rachel: Rachel Burr is an executive coach, leadership consultant, and people expert with over 20 years of experience helping leaders and organizations unlock their full potential. She guides high-performing individuals, often promoted for their individual excellence, to develop authentic leadership by embracing their unique strengths, talents, and passions. Rachel's evidence-based approach involves honest assessments of strengths, weaknesses, and values, confronting challenges, and identifying actionable steps to achieve goals. With insight, action, and humor, she coaches executives and teams, facilitates transformative team sessions, and navigates complex change to build high-performing teams rooted in strength, alignment, and integrity. Rachel is the author of her book, Butterfly Goo: The Down and Dirty Truth of Transformation, which chronicles her transformative journey through mishaps and triumphs, mirroring her coaching approach of guiding leaders through change with insight and humor. Resources from this Episode Rachel's Website Rachel on LinknedIn Rachel on Instagram Rachel on Facebook Link to Rachel's Book Free Gift: Playground Area Workbook Downloads from my book - "Butterfly Goo: The Down and Dirty Truth of Transformation." Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio
Join us at Wealthy as a Mother Bootcamp happening LIVE 1/19-1/22: https://themillionairemother.com/wealthy-as-a-mother Today's guest is taking us inside one of the most mysterious and powerful organs in the human body...the placenta. Dr. Sophia Johnson is one of the world's leading experts on the placenta-the temporary, intelligent organ that grows life, regulates hormones, and bridges mother and baby in ways science is still catching up to. For over a decade, she conducted research at the Placenta Lab at Jena University Hospital, where she studied placenta remedies through both a scientific and holistic lens. Dr. Sophia also shares insights from her book Placenta Power, including practical preparation protocols, postpartum nourishment recipes, and why every woman deserves access to information that allows her to make empowered choices about her body. This episode is a powerful invitation to reclaim postpartum wisdom, honor the intelligence of the female body, and challenge the systems that have dismissed women's lived experiences for centuries. Tune in to hear: What the placenta actually is and why it's essential to life, healing, and postpartum recovery Why placenta consumption (placentophagy) exists across cultures and why language around it matters How modern medicine has historically overlooked women's postpartum needs What Sophia discovered through laboratory analysis of placenta tissue, including hormones, trace elements, and microorganisms The connection between hormone withdrawal after birth and postpartum mood disorders Why many women report increased energy, improved mood, enhanced milk supply, and reduced bleeding after consuming their placenta The difference between raw, dehydrated, and steamed placenta preparations and how each impacts hormonal content How placenta remedies were historically used in both European and Chinese medicine The spiritual, energetic, and symbolic significance of the placenta as the "tree of life" Why informed consent and bodily sovereignty are central to postpartum care How women can choose what happens to their placenta (from encapsulation to burial to ritual) Connect with Sophia: Learn more about Sophia and her work: https://sophia-johnson.de/ Follow Sophia on Instagram: @dr_sophiajohnson_md Placenta Power
The 2026 legislative session kicked off this week in Olympia. State lawmakers have a lot to figure out – especially the budget that’s still underwater. One idea that's getting floated is an income tax on millionaires. Paul Queary is here to explain what lawmakers are getting up to. He’s editor and publisher of the Washington Observer. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.