Better Off After College

There are two main types of student loans: federal student loans and private student loans. While the eligibility requirements and repayment terms differ for each type of loan, every student loan program defines upper limits on how much money students may borrow. Here we explain the maximum lifetime amounts that students are eligible to borrow for each type of loan.

The types of expenses that student loans are intended to cover are relatively few. In fact, there are just five legitimate categories.

As you consider your options, it is important to understand the full range of loan alternatives.

It’s obvious that you can borrow student loan money to cover the cost of tuition, but you may be wondering if you can also use some of that money to pay for living expenses. Good news: The answer is yes.

Edmit’s budgeting advice for your family as you plan to make a decision about where your student will be spending the next few years of their life - or even just the next year. TIP! With today’s uncertainties, it may be helpful to create a few versions of this.

Online education offers many benefits to students - it is convenient, and you can complete courses on your own time and (socially-distanced) place. But is it also cheaper?

Here are some of the steps you can take to help make your college decision.

Here are some of the things you need to know if you’re considering a community college - especially if you intend to transfer or continue to a four-year university eventually.

College campuses are closed. What can high school juniors and seniors faced with college decisions do?Here is one tip to help you make the right choice!

Here are some of the pros and cons we see of considering a gap year in 2020-2021.

As you navigate all the uncertainties COVID-19 brings, we wanted to remind you that you can, and should, appeal your financial aid awards.

How to tell if your college is coronavirus-ready.

Our founders published an op-ed last fall on why Edmit believes college financial health should be made more available to families. Here’s an excerpt on what they said.

Learn from Nirav Batavia, a CFP and Managing Partner at Forum Financial, about the general principles he uses to advise his clients on how to plan across all four years of college.

From our team at Edmit, we hope you are staying safe and sane in light of the rapid changes we’re experiencing in the world.

One of the biggest mistakes families make when planning for the cost of college? Not thinking about all four years. Here are a few things to keep in mind while making your four-year payment plan.

If you’re in the college research phase, evaluating the career services office at the schools on your list is a must-do. So here are our tips on how to evaluate college career services and academic advisors!

Among the most important factors determining projected ROI is undergraduate degree choice. Learn more about the highest-paying and lowest-paying college majors.

College is an investment –and it might be one of the biggest you ever make. Despite those big numbers, the data show it’s probably worth it—but you’ll need to make many decisions along the way that will impact how much the investment pays back.

As the price of a college education continues to rise, many Americans are questioning whether a college degree is still worth it. In this episode, we cover the many factors that affect a student's college ROI outcomes.

Going to college is expensive - or at least it can be. To combat this, there are some schools that claim to cover 100% of financial need for every student. Here's what that means.

You may be questioning if appealing your financial aid award is even worth the trouble, or wondering how often financial aid appeals actually get approved. Here we cover the likelihood of your appeal getting approved.

Get more money for college: hear from two students who successfully appealed their financial aid awards.

After you have researched your target school’s appeal process and gathered the documentation that you need, it’s time to initiate the appeal process with the school directly. In this episode, we talk about how to submit your appeal.

The financial aid appeal process differs for every school, but we’ve got you covered on the basic information you need to get started on your appeal.

Disappointed by your financial aid award letter? Do not despair! You can, and should, request more aid to meet your financial needs. Learn more about who can submit an aid appeal, and when, in this episode.

Remember! College is more than one year - this is important to consider when evaluating your financial aid award letters. In this episode, we review a few other things to consider while “thinking ahead” for your budget.

An important step in evaluating your financial aid letters is determining how you’ll “make up the difference.” Aside from savings that you might have, there are a couple of ways to cover your net cost of college: student loans and federal work-study.

Are you getting free money in your financial aid package…or not? "Free money" does not need to be earned or paid back. Here are a few things to look out for when evaluating your financial aid award.

Financial aid award letters can be confusing. In our Financial Aid Letters series, we’ll help you make sense of your financial aid award letters. Step 1? Make sure you know the full published cost of the college.