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Looking for the best NBA picks, predictions, and betting tips for Thursday, February 26, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Wednesday, February 25, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Tuesday, February 24, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Friday, February 20, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Thursday, February 19, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Aisha is just starting out as a freelancer and wrestling with the question that trips up almost everyone in the early days: what should I actually charge? She knows she doesn't want to undersell herself, but she also has no idea where to set her rates. Preston and Austin Church—veteran freelancer and author of Free Money—unpack three different pricing approaches, make the case for building your rate around what your life actually costs, and explain why anchoring high (and negotiating scope, not price) is the move that separates confident freelancers from the ones who always feel underpaid. Support our show sponsors -> https://freelancetofounder.com/sponsors Submit your own question -> https://freelancetofounder.com/ask Join Austin's Community for Advanced Freelancers -> Freelance Cake Community Learn more about your ad choices. Visit megaphone.fm/adchoices
Merryn Somerset Webb speaks with Panmure Liberum Chief Economist Simon French to unpack Modern Monetary Theory—the idea that governments issuing their own currency can spend freely, constrained only by inflation. They explore whether the pandemic offered a real-world test of MMT, why fiscal policy may be too blunt a tool to control inflation and what the theory could mean for UK politics, bond markets and capital allocation.Sign up to the subscriber event here: https://www.bloombergevents.com/ZZ3kna?utm_source=Podcast&utm_campaign=Podcast&utm_medium=Podcast&RefId=subSee omnystudio.com/listener for privacy information.
My Life As A Landlord | Rentals, Real Estate Investing, Property Management, Tenants, Canada & US.
Most American entrepreneurs are taught that you have to raise money through lots of effort and turmoil, but my guest today has LOTS of resources to help for-profit entrepreneurs like you and me on a countless variety of subjects. From career training to legal help and everything in between, my guest today gives us lots of resources and one BIG community to help share experiences and resources. The most animated guest I've ever had on the show, Matthew Lesko joins me today to talk about how to find all kinds of American business resources and beyond, in your LOCAL area. This episode includes resources like, where you can check your eligibility and the locations in your area including: www.Findhelp.org - put in your local zip code and search for "rent" or "housing" or any number of items www.sba.gov/local-assistance - put in your local zip code and search for locations in your area who help businesses and non-profit organizations every day for FREE www.leskohelp.com is Matthew's community of experienced collaborators, helping everyone find what they are searching for www.needymeds.org is a free and low-cost resource for health care, transportation, mental help and so much more www.careeronestop.org is where you can gain funds for training
Looking for the best NBA picks, predictions, and betting tips for Thursday, February 12, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
NO TAX ON TIPS IS NOT FREE MONEY FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Lawrence M. Post CPA, MST, CFP®, CIMA® Senior Tax & Planning Advisor Tessa Hall Media and Communications Specialist About This Episode Tessa speaks with Senior Tax & Planning Advisor, Larry Post, about recent headlines around “no tax on tips,” what the proposal actually means, and why many workers should be cautious about assumptions. To learn more about how we help clients navigate changing tax rules, visit BWFA's Tax Planning Services page. Read Full Description Recent headlines about eliminating taxes on tips have sparked confusion and strong reactions across the service industry. While the idea sounds simple, the reality is more complicated. Understanding what is being proposed, what already exists in the tax code, and what could realistically change is critical before drawing conclusions. In this episode of Healthy, Wealthy & Wise, Tessa speaks with a BWFA tax professional to break down what “no tax on tips” really means and how it could affect workers, employers, and overall tax planning. The conversation clarifies how tipped income is currently taxed, why reporting requirements exist, and where misinformation often spreads. The discussion also explores the potential unintended consequences of changing how tips are taxed. While eliminating taxes on tips may sound like a benefit, it could impact eligibility for benefits, retirement contributions, and long-term earnings records. These downstream effects are often overlooked in public conversations but can matter significantly over time. Listeners will also hear why tax proposals do not always become law as originally described. Legislative changes often involve limits, income thresholds, or partial implementation. Assuming a headline will translate directly into take-home pay can lead to planning mistakes. Throughout the episode, the focus remains on practical understanding rather than speculation. The goal is not to predict political outcomes, but to help listeners understand the current rules and why thoughtful tax planning still matters, even when changes are being discussed. Ultimately, this episode reinforces the importance of separating headlines from reality. Staying informed and working with a trusted advisor can help ensure financial decisions are based on facts, not assumptions.
Martin on switching your bank account and which banks are willing to pay you money to do so. He also explains package bank accounts where you pay a monthly fee and can get things like travel insurance, mobile cover and breakdown cover included. Right now you can get nearly a year of that for free too.He explains changes to energy standing charges.... and the new broadband and mobile telecom charter, which was signed yesterday. Martin gives his view on whether it's any good and whether it will it stop price hikes.The Tell Us is all about work-life balance and there are lots of tips for you about home insurance in this week's Mastermind.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Looking for the best NBA picks, predictions, and betting tips for Wednesday, February 11, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Tuesday, February 10, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Monday, February 9, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Friday, February 6, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Thursday, February 5, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Wednesday, February 4, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
I literally replaced myself with AI, and by that, I mean AI took over my actual job. I've been a professional online direct response marketing copywriter and consultant for the past 26 years, and I handed over all of my marketing to AI. In this video, I show you exactly how I used my new "Chief Revenue Officer" (an AI agent inside oJoy.ai) to take over my entire marketing department. I gave it my 26 years of experience, and then I stepped out of the way. Warning: This is NOT for beginners looking for a "magic button." This strategy only works if you have a real business with actual customers. Chapters: 00:00 - The Replacement: How I fired myself 01:45 - The Audit: What a Marketing Team actually does 05:15 - The "Chief Revenue Officer" Agent 08:45 - The Input: Giving AI my 26 years of data 14:00 - The Campaign: Filtering out the "Lazy People" 17:21 - The Results: 62 Trials from a "failed" experiment 23:00 - The Upsell: How AI found "Free Money" in my funnel
Looking for the best NBA picks, predictions, and betting tips for Tuesday, February 3, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Monday, February 2, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
America is great at making consumers… and even better at turning working people into trap buyers. In this powerful breakdown, Wallstreet Trapper exposes how tax refunds, lifestyle inflation, subscriptions, and emotional spending quietly keep Americans broke — no matter how much they earn. Millions of people will receive $4,000+ tax refunds this year. But here's the truth most won't tell you:
Looking for the best NBA picks, predictions, and betting tips for Friday, January 30, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Thursday, January 29, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Wednesday, January 28, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Tuesday, January 27, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
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041 - You Have A Health Savings Account! Now What? explains how to get the most from your HSA now and into the future, for both beginners and those who want to be better with money when it comes to savings and healthcare.Scott looks at HSAs in entirely different way from how newly-hired 20-something year olds choose their health plan to who can contribute to your HSA (they are many!)FREE MONEY - there is a lot to be had when your HSA is funded to your advantage. When you deposit the maximum amount available, you could see at least another $1,000+ returned to you by Uncle Sam. Just for making a deposit from money you might have had in a different savings account.Your HSA saves you money for the long term and today. Don't miss the huge discounts you get when you buy things today that you already need. Instead of paying like you usually do, pay with your HSA and get the discount, at least 28% and up to over 50% depending on your current tax bracket. Overpaying today for things that you need is just plain goofy and it is money you will never get back!Book a One on One with Scott now! Click the link below! Not sure which health plan fits you best? [Pick My Best Plan - Book 1:1] New to or want to better start saving tax-free? [Start My HSA The Smart Way - Book Now]
Looking for the best NBA picks, predictions, and betting tips for Thursday, January 22, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Nonprofits are tax-exempt, so lots of people assume that nonprofits don't have to worry about taxes ever. Right???? Well, not quite
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Wednesday, January 21, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Tuesday, January 20, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
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Looking for the best NBA picks, predictions, and betting tips for Monday, January 19, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA & NFL picks, predictions, and betting tips for Friday, January 15, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA & CFP picks, predictions, and betting tips for Thursday, January 15, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Wednesday, January 14, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA picks, predictions, and betting tips for Tuesday, January 13, 2026? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Most people hear “we match 5%” and assume they understand their 401(k).They don't.In this episode of The Financial Mirror, we break down exactly how employer 401(k) matches work — using clear charts, real examples, and long-term math that shows why this benefit quietly creates hundreds of thousands of dollars in difference over a career.Using a $75,000 salary example and an 8% annual return, we compare:o No employer matcho Partial employer matcho Dollar-for-dollar matcho Tiered employer matchSame salary.Same contribution.Same market.The only difference? Whether you claim the match.You'll learn:o What “match 5%” actually meanso How partial, full, and tiered matches worko Why missing the match is like taking a pay cuto How employer matches compound into six-figure wealtho What vesting is and why it matters when changing jobsThis is a boring money topic — and one of the most powerful wealth builders available to everyday workers.If you care about long-term financial independence, retirement planning, and not leaving money behind, this episode is essential.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #401k #EmployerBenefits #RetirementSavings #WealthEducation #PersonalFinance #MoneyMindset #FinancialFreedom #LongTermWealth #InvestingBasics #FreeMoney
Looking for the best NBA picks, predictions, and betting tips for Monday, January 12, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Friday, January 9, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Wednesday, January 7, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
What if I told you the government owes you money – possibly tens of thousands, maybe hundreds of thousands of dollars – and all you have to do is ask for it back?I know - sounds like complete BS.That's exactly what I thought when my buddy Justin Maxwell told me about the R&D Tax Credit while I was speaking at an event. But he made me an offer I couldn't refuse: "Let me do all the work, show you exactly what you'll get back, and you don't pay me a dime unless you keep the money."Within a couple weeks, I had a fat check deposited directly into my bank account. Then more checks after that. Then we went backwards three years and got even more money back.And here's the kicker – this isn't some sketchy loophole. It's a legitimate government incentive designed specifically for business owners like you who are innovating, creating, building, and testing new things in your business.In this episode, Justin Maxwell from Big Life Financial breaks down exactly how the R&D Tax Credit works, who qualifies (spoiler: way more people than you think), and why your accountant probably has no idea this even exists for small businesses.If you're spending money on AI tools, developing new products, creating new systems, testing new technologies, or basically doing anything innovative in your business – you need to listen to this episode. Like, right now.KEY INSIGHTS & TAKEAWAYSWhy Nobody Knows About This (And Why Your Accountant Doesn't Either)From 1981 to 2015, the R&D Tax Credit was essentially only for Fortune 500 companies. That's why most accountants still think it's only for engineering firms and people in white lab coats. But the rules changed a decade ago, and small business owners can now tap into this incredible benefit – they just don't know it exists yet.The "Double Dip" That Sounds Illegal But Isn'tHere's where it gets insane: You already deduct your business expenses to lower your taxable income, right? Well, the R&D Tax Credit gives you an additional credit on top of that deduction for any money you spend on innovation, development, and qualified research activities. It's literally a dollar-for-dollar write-off of your tax bill – a credit, not just another deduction.You Can Go Backwards Three YearsThink about everything you spent money on in 2022, 2023, and 2024 developing new products, testing AI, creating new systems, hiring people to build things. You can amend your returns and get that money back. Mike got multiple direct deposits within weeks of filing.The July 2025 Game-ChangerPreviously, you had to depreciate the credit over five years. But the new bill passed on July 4th, 2025 changed everything – now you can take the full credit immediately for 2022, 2023, and 2024. Instead of waiting five years to get your money, you get it all at once. We're talking checks hitting your account in 3-6 weeks.Who Actually Qualifies (Probably You)If you're in tech, software, medicine, manufacturing, engineering, science, or any business where you're testing new technologies, creating new protocols, implementing AI, or developing new systems – you likely qualify. One of Justin's clients with just $450K in revenue got $5,000 back. Another with medical practices got $550,000. The range is anywhere from $2K to $500K+.Zero Risk, Zero Upfront CostJustin's team does all the research, all the work, and tells you exactly what you'll get back before you pay them anything. They only get paid when you get paid. And if the IRS somehow doesn't approve it or takes the money back, they refund everything. There's literally no risk.The Mindset Shift That Changes EverythingWhat Mike loves most about this isn't just the money – it's the permission it gives you to innovate without fear. When you know you'll get a tax credit back even if your experiment fails, you take bigger swings. You hire faster. You test more. You grow. Mike used his R&D credits to hire four new people and expand internationally.It's Not Just For "Lab Coat" BusinessesIf you're creating courses, building AI workflows, developing new client onboarding systems, testing marketing automation, or prototyping new tools with your team – that counts. The key is documentation: videos, transcripts, proof you paid people, proof you spent the money on qualified activities.TIME STAMPS[00:00:00] This Is Literally Free Money Mike introduces the R&D Tax Credit and why he was initially skeptical when Justin first told him about it.[00:01:39] Why This Credit Was Hidden From You Justin explains the history – how it was created in 1981 for big automakers and why small businesses didn't qualify until 2015.[00:03:14] The Practical Tactical: How The Double Dip Works Breaking down how you can deduct expenses AND get an additional tax credit on top of those same expenses.[00:06:08] Going Backwards In Time For Money How the 3-year lookback works and why Mike got multiple checks by amending past returns.[00:07:20] The July 4th, 2025 Game-Changer The new law that allows you to take the full credit immediately instead of depreciating over 5 years – and how to capture all that money right now.[00:09:04] Don't Self-Disqualify Justin's plea to business owners: stop putting yourself on the outside of the red velvet rope. Let an expert disqualify you, don't do it yourself.[00:11:18] Rethinking Your Business Through The Innovation Lens How working with Justin's team helps you see your business differently and classify activities you didn't realize counted as R&D.[00:13:49] The Permission To Innovate Why the R&D Credit is actually a government-backed de-risking mechanism that gives you permission to experiment and fail.[00:15:46] What Mike Did With His Money How Mike reinvested his R&D credits into marketing, AI tools, and hiring – growing instead of contracting during uncertain times.[00:17:19] The Timeline: How Fast The Money Arrives From filing to direct deposit – Justin breaks down the typical 3-6 week timeline and what to expect.[00:22:18] Real Numbers: $450K Revenue to $550K In Credits Justin shares actual case studies – from a small business getting $5K back to a medical practice owner receiving $390K net after fees.[00:25:27] The Final Offer: Zero Risk, 100% Guarantee Justin's complete breakdown of the risk-free structure – you only pay when you get paid and keep the money.If you've ever felt like the tax code is written by rich people for rich people, this episode will change your mind.The R&D Tax Credit was literally built for small and mid-market business owners who are innovating and taking risks. And if you haven't claimed it yet, you're leaving your money on the IRS's table for no reason.Go to capabilityamplifier.com/tax to schedule a no-obligation consultation with Justin's team and find out exactly how much you qualify for.Trust me on this one. I was skeptical too. Then I got the checks.– Mike
It's a full-on wiener roast as we nerd out with The Baron Against the Demons, a Spanish fantasy oddity that plays like The Dark Crystal colliding with the Star Wars prequels and an all-consuming fertility obsession. It's puppets, miniatures, foam-muscle warriors, green screens, archaic CGI, and body horror pushed as far as $200 can possibly go. PLUS: How Have You Been, Battle of the Bands, and so much more! we think we should be given Free Money so join our Patreon if you can! Hey, why not call us on our hotline? (724) 246-4669!
Looking for the best NBA picks, predictions, and betting tips for Tuesday, January 6, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, picks, predictions, and betting tips for Monday, January 5, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Friday, January 2, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Wednesday, December 31, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
Looking for the best NBA, CFB & NFL picks, predictions, and betting tips for Tuesday, December 31, 2025? Tune in to Profit Picks with expert handicappers Hakeem "Skee" Profit and Rob Veno as they preview today's biggest matchups with sharp insights and actionable advice.
On episode 221 of The Compound and Friends, Michael Batnick and Downtown Josh Brown are joined by Joe Weisenthal and Tracy Alloway to discuss: Dow 50,000, AI and the market, cash on the sidelines, the Fed's latest move, 10 years of Odd Lots, and much more! This episode is sponsored by Neuberger Berman and Apex Fintech Solutions. Learn more about NBSD and get important information at https://www.nb.com/nbsd. NBSD from Neuberger. Learn more at https://apexfintechsolutions.com/augmented-advice Sign up for The Compound Newsletter and never miss out: thecompoundnews.com/subscribe Instagram: instagram.com/thecompoundnews Twitter: twitter.com/thecompoundnews LinkedIn: linkedin.com/company/the-compound-media/ TikTok: tiktok.com/@thecompoundnews NB Disclosure: Investors should consider the Fund's investment objectives, risks, fees, and expenses carefully before investing. This and other important information can be found in the Fund's prospectus, and, if available, summary prospectus, which you can obtain by calling 877.628.2583. Please read the prospectus, and, if available, the summary prospectus, carefully before making an investment. Neuberger Berman BD LLC, is the distributor of the Fund and a FINRA member. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices