Podcasts about Cost

SHOW 11-17-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1899 UKRAINE THE SHOW BEGINS IN THE DOUBTS ABOUT POTUS... FIRST HOUR 9-915 Pakistan's Military Dominance: Field Marshal Munir's Power and US Relations Guest: Ambassador Husain Haqqani Ambassador Husain Haqqani detailed the institutional dominance of Pakistan's military, noting that Parliament recently granted Field Marshal Asim Munir legal immunity for life and expanded his power by designating him Chief of Defense Forces, giving him control over the entire military, as Munir aims for presidential privileges without directly taking power, backed by a national narrative that Pakistan is perpetually under threat from India, and gained significant political and psychological advantage through two meetings and praise from President Trump, despite no new US aid or weapons, while Trump, who favors strongmen, may also be using this praise to leverage concessions from Indian Prime Minister Modi, as Munir is taking risks by adopting a firmer stance regarding violence on the Northwest frontier with the Taliban, an approach not well received by the Afghans, with Pakistani politicians historically conceding ground to the military to secure a shared portion of power. 915-930 CONTINUED Pakistan's Military Dominance: Field Marshal Munir's Power and US Relations Guest: Ambassador Husain Haqqani Ambassador Husain Haqqani detailed the institutional dominance of Pakistan's military, noting that Parliament recently granted Field Marshal Asim Munir legal immunity for life and expanded his power 930-945 China's Economic Slump: Export Decline, Policy Failures, and Property Market Stagnation Guests: Anne Stevenson-Yang and Gordon Chang Anne Stevenson-Yang and Gordon Chang discussed the unprecedented slump in China's economic activity, noting cooled investment and slowing industrial output, with exports falling 25% to the US, attributing this long-term decline to the government's 2008 decision to pull back economic reforms and the current 15th Five-Year Plan lacking viable solutions or bailouts for hurting localities, while consumption remains dangerously low (around 38% of GDP) and is expected to shrink further as the government prioritizes technological development and factory production, with the property market collapsing as capital investment, land sales, and unit prices decline, forcing people to hold onto decaying apartments and risking stagnation for decades similar to Japan post-1989, a problem largely self-created due to overcapacity, although other countries like Brazil are also restricting Chinese imports. 945-1000 China's Role in Global Drug Epidemics: Meth Precursors and Weaponizing Chemicals. Guests: Kelly Curry and Gordon Chang. Kelly Curry and Gordon Chang detailed China's crucial role in the global drug trade, asserting that China's chemical exports are fueling a "tsunami of meth" across Asia. Chinese manufacturers supply meth precursor chemicals to warlords, notably the Chinese-aligned, US-sanctioned United Wa State Army in Myanmar. This production (Yaba/ice) is believed to have been diverted from China's domestic market in the 1990s. Both guests confirmed this activity is impossible without the explicit knowledge and support of the Central Committee, noting China grants export subsidies, tax rebates, and uses state banks for money laundering associated with the drug trade. China benefits financially and strategically by weakening US-backed allies like Thailand and South Korea who are flooded with the drugs. This structure mirrors the fentanyl crisis in North America, and experts predict increasing co-production and sharing of chemical methods between Asian drug groups and Mexican cartels. SECOND HOUR 10-1015 Syria's Complex Geopolitics: Air Bases, Sanctions, Accountability, and Great Power Mediation Guest: Ahmad Sharawi Ahmad Sharawi discussed the non-transparent situation in Syria, focusing on reports of potential US air bases (Mezzeh and Dumayr), with denials from the Syrian government suggesting they won't possess the bases but might allow US use for counter-ISIS missions or potentially a security agreement requested by Israel for deconfliction, noting a recent US C-130 spotted landing at the Mezzeh air base near Damascus, while during a reported White House visit, Syrian requests included the removal of Caesar sanctions (partially waived by President Trump) and an Israeli withdrawal from the southern border buffer zone, with domestic movement towards accountability for the Suwayda province massacre and government security forces being arrested, as a Russian military delegation visited Damascus and southern Syria, potentially acting as a deconfliction mechanism between Syria and Israeli forces, with Russia's goal appearing to be balancing regional interests while maintaining its bases in western Syria. 1015-1030 CONTINUED Syria's Complex Geopolitics: Air Bases, Sanctions, Accountability, and Great Power Mediation Guest: Ahmad Sharawi Ahmad Sharawi discussed the non-transparent situation in Syria, focusing on reports of potential US air bases (Mezzeh and Dumayr), with denials from the Syrian government... 1030-1045 Venezuela Crisis: Potential Maduro Exit and Shifting Political Tides in Latin America Guests: Ernesto Araújo and Alejandro Peña Esclusa Alejandro Peña Esclusa and Ernesto Araújo discussed the crisis in Venezuela, noting a powerful US fleet gathered nearby, with Maduro fearing military intervention and reportedly wanting to discuss surrender conditions with President Trump, though his exit is complicated by his ally Diosdado Cabello, who heads operations for the Cartel of the Suns and has no path for redemption, while Maduro's potential fall would deliver a severe blow to the organized crime and drug trafficking networks that permeate South America's political structures, with the opposition, led by María Corina Machado, having transition plans, and Brazilian President Lula neutralized from strongly opposing US actions due to ongoing tariff negotiations with Trump, as the conversation highlighted a new conservative political wave in Latin America, with optimism reported in Argentina following elections that strengthened Javier Milei, and in Chile, where conservative José Antonio Kast is strongly positioned, representing a blend of economic freedom, anti-organized crime platforms, and conservative values. 1045-1100 CONTINUED Venezuela Crisis: Potential Maduro Exit and Shifting Political Tides in Latin America Guests: Ernesto Araújo and Alejandro Peña Esclusa Alejandro Peña Esclusa and Ernesto Araújo discussed the crisis in Venezuela, noting a powerful US fleet gathered nearby, with Maduro fearing military intervention and... THIRD HOUR 1100-1115 1/4 Jews Versus Rome: Two Centuries of Rebellion and the Cost of Diaspora Revolts Professor Barry Strauss of Cornell University, Professor Emeritus and Senior Fellow at the Hoover Institution, discusses the history of Jewish resistance against the Roman Empire as detailed in his book Jews versus Rome. Following the destruction of the Temple and Jerusalem, rebellion continued among Jewish communities scattered across the Roman world. 1115-1130 CONTINUED 2/4 During Emperor Trajan's campaign against the Parthian Empire, a widespread and coordinated "diaspora revolt" erupted in 115–117 AD, beginning in Libya and spreading to Egypt, Cyprus, and Mesopotamia. This was a major challenge, forcing Trajan to divert a legion, as Egypt was the empire's strategic breadbasket. The revolt was spurred by the insulting Jewish tax, the fiscus Judaicus, paid to Jupiter, and the frustrated expectation that the Temple would be rebuilt within 70 years. The Jewish community in Alexandria, possibly the largest Jewish city in the ancient world, was wiped out during the suppression, a disaster for diaspora Judaism. 1130-1145 CONTINUED 3/4 srajan's successor, Hadrian, revered the war against Parthia but recognized the Jews' disloyalty. Starting in 117 AD, Hadrian planned to rebuild Jerusalem as a pagan city named Aelia Capitolina to demonstrate that the Temple would never be restored and to discourage collusion between Jews and Parthians. This provoked the Bar Kokhba Revolt in 132 AD. The leader, Simon Bar Kosa, took the messianic title Bar Kokhba, meaning "Son of the Star," and was accepted as the Messiah by some leading rabbis, including Rabbi Akiva. 1145-1200 CONTINUED The rebels utilized successful asymmetrical warfare, operating from underground tunnel systems and ambushing Roman forces. The conflict was so severe that Hadrian deployed reinforcements from across the empire, including Britain, and the Roman army was badly mauled. The revolt ended bloodily at the stronghold of Betar. As lasting punishment for centuries of trouble and rebellion, the Romans renamed the province from Judea to Syria Palestina. Pockets of resistance continued, notably the Gallus Revolt in 351–352 AD. Guest: Professor Barry Strauss. FOURTH HOUR 12-1215 Iran's Multi-Faceted Crises: Water Scarcity, Pollution, and Transnational Repression Guest: Jonathan Sayah Jonathan Sayah discussed the multi-faceted crises plaguing Iran, reflecting poor management and ecological decline, with Tehran overwhelmed by severe water scarcity as dams dry up and crippling air pollution with CO2 levels 10 times the WHO standard, while the water crisis is worsened by the regime, especially IRGC-affiliated contractors, who prioritize their support base through unregulated mega-projects, leading to rivers and lakes drying up, a deliberate deprivation of clean water that constitutes a human rights violation, as environmental disasters have driven widespread internal migration into Tehran, taxing infrastructure and leading to issues like land subsidence, with the population considered "prime for unrest," while separately, Iran continues its policy of transnational repression, highlighted by the recent foiled plot to assassinate Israel's ambassador in Mexico, as Iran targets both Israeli/American officials and relies on criminal networks to repress Iranian dissidents abroad, while consistently holding American dual citizens hostage as political leverage. 1215-1230 CONTINUED 1230-1245 Ukraine Conflict: French Arms Deal, Sabotage, and the Perilous Battle for Pokrovsk. Guest: John Hardy. John Hardy reported that Ukraine signed a letter of intent with France to obtain 100 Rafale warplanes over 10 years, along with air defense systems. While this partnership is encouraging, Hardy expressed concern that Ukraine is excessively over-diversifying its future air fleet (including F-16, Grippen, Mirage, and Rafale) which complicates long-term sustainment and maintenance. Simultaneously, alarming reports surfaced that sabotage was blamed for an explosion on a major railway line in Poland used to supply Ukraine, fitting a pattern of suspected Russian covert operations against European infrastructure. On the battlefield, fighting continues in Pokrovsk (Picro). Hardy warned that if Ukrainian forces prioritize a politically motivated hold, they risk the encirclement and destruction of troops in nearby areas. Poor weather, such as fog, plays a significant role in the conflict, as Russians often time assaults during these conditions to impede Ukrainian aerial reconnaissance and FPV drones 1245-100 AM raq Elections and Yemen's Houthi Crackdown Guest: Bridget Toomey Bridget Toomey discussed recent developments in Iraq and Yemen, noting that Iraqi parliamentary elections saw a higher-than-expected 56% voter turnout, with preliminary results suggesting Shiite parties close to Tehran performed well and might secure enough seats to form the next government, despite internal infighting and votes remaining largely sectarian, while Prime Minister Mohammed Shia al-Sudani received credit for stability and his party performed strongly, though many Iraqis doubt the elections affect real change, believing critical decisions are made via elite backroom deals, and turning to Yemen, the Houthis announced the arrest of a purported Saudi-American-Israeli spy ring, a paranoid crackdown following Israel's successful targeting of Houthi government and military leaders in August, with arrests including 59 UN workers and prosecutors requesting the death sentence for 21, aiming to intimidate domestic dissent and signal resolve to Western and regional adversaries, especially in sensitive Houthi locations in Sana'a.

1/4 Jews Versus Rome: Two Centuries of Rebellion and the Cost of Diaspora Revolts Professor Barry Strauss of Cornell University, Professor Emeritus and Senior Fellow at the Hoover Institution, discusses the history of Jewish resistance against the Roman Empire as detailed in his book Jews versus Rome. Following the destruction of the Temple and Jerusalem, rebellion continued among Jewish communities scattered across the Roman world. 1888 SULLA SACKING ROME

The Steve Harvey Morning Show for Tuesday, November 18th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "You Can't Come Back To Church" | Ask The CLO | Entertainment News | Cost Of Thanksgiving | Eddie Murphy on Cancellation | Nephew Tommy's Prank - "You Ain't Married" | Strawberry Letter - "Am I Marrying A Man Or A Child" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Making $100k | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Trump says Seattle could lose the World Cup if new socialist mayor can't ensure safety. Pros and cons of 50-year mortgage. Washington is the most expensive state for dining out.

When do I have to have my cost segregation done to ensure it is good for my 2025 taxes?   ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Guest: Cost Seg Kev from CSSI Email the Show: StraightUpChicagoInvestor@gmail.com Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ============= Link: Episode 392: Cost Seg Kev Explains How Chicago Rehabbers Can Be Saving Tens Of Thousands Dollars ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2025.

In this episode of What the Fundraising… Change is the hardest thing to sustain but the most important thing in the nonprofit sector. Most of the time, leaders in nonprofit find themselves stuck between knowing what needs to evolve and struggling to make it happen. From outdated systems and burnout to scarcity mindset and fear of failure, the barriers to change are deeply human and structural. This conversation examines why good intentions aren't enough, how leadership habits can either stall or spark transformation, and what it takes to combine mission, money, and mindset for lasting impact.  Our guest today is Andrew Roger Olsen,  the Executive Vice President of Fundraising Solutions at DickersonBakker. He helps organizations strengthen their fundraising and impact with the knowledge he's got from over 25 years of experience in nonprofit leadership and consulting. He lives with his family on a small farm in Knoxville, Tennessee. He joined us today to talk about the challenges and solutions for change in the nonprofit sector.  In this episode, you will be able to: Recognize the common barriers that keep nonprofits from turning awareness into real change. Learn how leadership habits, culture, and burnout shape an organization's ability to evolve. Learn how undervaluing time and avoiding financial discomfort can quietly erode impact. Discover small but strategic steps to align vision, structure, and budget for sustainable growth. Get all the resources from today's episode here.  Support for this show is brought to you by Practivated. Practivated delivers AI-powered donor conversation simulations that let fundraisers practice in a private, judgment‑free space—building confidence, refining messaging, and improving outcomes before the real conversation even begins. Developed by fundraising experts with real‑time coaching at its core, it's the smart way to walk into every donor interaction calm, prepared, and ready to connect. Learn more at practivated.com Connect with me:  Instagram: https://www.instagram.com/_malloryerickson/ Facebook: https://www.facebook.com/whatthefundraising YouTube: https://www.youtube.com/@malloryerickson7946 LinkedIn: https://www.linkedin.com/mallory-erickson-bressler/ Website: malloryerickson.com/podcast Loved this episode? Leave us a review and rating here: https://podcasts.apple.com/us/podcast/what-the-fundraising/id1575421652 If you haven't already, please visit our new What the Fundraising community forum. Check it out and join the conversation at this link. If you're looking to raise more from the right funders, then you'll want to check out my Power Partners Formula, a step-by-step approach to identifying the optimal partners for your organization. This free masterclass offers a great starting point.

Denver real estate inventory reached 12,500 active listings in October 2025, up 14% year over year. The rental market shows significant softness with properties averaging 27 days to lease and requiring multiple price drops. Distressed new construction opportunities are emerging at 37% below original cost as the market adjusts.

On today's Dear Heretics segment, Nolan and Kelli debate equity compensation philosophy: whether companies should extend stock options to all employees or reserve them for senior roles, weighing moral imperatives against investor dilution concerns and implementation complexity.Support our Sponsor:Metaview is the AI platform built for recruiting. Check it out: https://www.metaview.ai/heretics* Our suite of AI agents work across your hiring process to save time, boost decision quality, and elevate the candidate experience.* Learn why team builders at 3,000+ cutting-edge companies like Brex, Deel, and Quora can't live without Metaview.* It only takes minutes to get up and running.KEEP UP WITH NOLAN + KELLI ON LINKEDINNolan: https://www.linkedin.com/in/nolan-church/Kelli: https://www.linkedin.com/in/kellidragovich/__For coaching and advising inquire at https://kellidragovich.com/—TIMESTAMPS:(00:00) Intro(01:07) Question about stock options for all employees(01:48) Carta's philosophy on making everyone an owner(03:32) Moral case for giving equity to everyone(05:07) Story about Carta's employee refresh and Fred Wilson(06:21) Challenge of educating employees on equity(08:28) Pendo's approach to equity education and round tables(09:19) Setting expectations with $0 default value(10:08) Sponsor - Metaview(11:29) Cost of labor adjustments for equity across locations(13:00) Administrative challenges of geo-based equity adjustments(14:16) Employee communication and comparison issues(16:10) Board tension over equity dilution decisions(17:28) Attracting great talent requires competitive compensation(18:06) Moral case and taxes of giving equity(19:00) Importance of working with equity experts(19:46) Closing thoughts on geo strategy and communication(21:34) Wrap This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit hrheretics.substack.com

Learn how breaking out of your comfort zone and embracing new perspectives can transform your leadership and help dismantle bias in your church.Tod Bolsinger and Markus Watson discuss this quote from Erin Devers in Ep. 282, The Cost of Bias in the Church:“One of the strategies for reducing bias is to go bigger, to widen your perspective.”THIS EPISODE'S HIGHLIGHTS INCLUDE:People tend to hold onto their biases because they find comfort and safety in the familiar.Leaders confuse discomfort with genuine danger, which prevents them from widening their perspectives.Leaders can intentionally broaden their outlook by seeking out diverse voices and saying yes to experiences that feel scary.Leaders maintain vibrancy and effectiveness by practicing humility and curiosity rather than clinging to expertise.Interacting with people from different backgrounds energizes leaders and equips them to lead change more confidently.Send me a text! I'd love to know what you're thinking!Click HERE to get my FREE online course, BECOMING LEADERS OF SHALOM.

The Bar on Healthcare –The Cost of Drugs Welcome back to the Bar! This month, Kerri and Ed discuss the administration's latest efforts to lower prescription drug price, including transparency efforts, “most favored nation” pricing, and direct-to-consumer programs. Also, a new GLP-1 program might affect employer group health plans, but how? And in Last Call, Kerri salutes the winners of the first true World Series in three decades.

If you've been hearing more talk about health insurance costs lately — you're not alone. From higher renewal premiums to open enrollment decisions, healthcare has become one of the biggest line items in many household budgets.In this episode, Melissa Joy, CFP®, talks with Cole Craven, co-founder of Move Health, about what's really happening with health insurance in 2025 and how to make confident decisions for your family or your retirement.Cole works closely with financial planners to help clients understand their options, and he shares practical insights you can use right now — whether you're choosing coverage through your employer, the marketplace, or looking ahead to early retirement.You'll learn:What's driving healthcare costs higher in 2025How the Affordable Care Act (ACA) marketplace actually worksThe difference between COBRA, private plans, and marketplace coverageWhat to know about tax credits (and what might change next year)Why planning for healthcare is essential if you're retiring before 65How to find the right help during open enrollmentIf you've ever said “I'd retire early if it weren't for health insurance,” this conversation is for you.Resources:Learn more about Move Health: advisors.movehealth.ioConnect with Cole: https://www.linkedin.com/in/cole-craven/, Follow Move Health https://www.linkedin.com/company/move-health-partnersThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Send us a textGLP-1 Reality Check: Sleep, Weight Loss & The Truth About New MedicationsIn this episode, Daniel Baughn and Michelle Zetoony dive deep into the realities of GLP-1 medications, their approval for sleep apnea, and the intersection of sleep, weight loss, and modern medicine. They discuss insurance hurdles, clinical trial data, who really benefits from these drugs, and the importance of lifestyle changes alongside medication. If you're curious about GLP-1s, sleep health, or the future of weight loss, this episode is for you!⏰ TIMESTAMPS:00:00 – Welcome & Episode Introduction00:12 – What is the “GLP-1 Reality Check”?00:42 – Insurance Barriers & Paperwork Frustrations01:57 – GLP-1 Approval for Sleep Apnea: What's New?03:49 – Who Should Get GLP-1s? Clinical Trial Insights06:15 – The Problem with Off-Label Prescribing08:00 – Insurance, Cost, and Access Issues10:16 – Comparing GLP-1s to Weight Loss Surgery12:00 – The Role of Lifestyle: Diet, Exercise, and More14:00 – GLP-1s for Joint Pain? Off-Label Uses15:45 – Setting Realistic Expectations for Weight Loss17:30 – Muscle Loss, Diet Quality, and Intermittent Fasting20:00 – Weighted Vests, Resistance Training, and Muscle Mass22:00 – The Food Environment & Societal Challenges24:00 – Oral vs. Injectable GLP-1s: Why Only Injections in the US?26:00 – GLP-1 Parties & The Future of Prescribing28:00 – Obesity as a Medical Condition & Final Thoughts30:00 – Outro & How to Connect

Valve has announced the return of the Steam Machine, with the console-like gaming PC slated for release in early 2026. This week, we're joining the community in reacting to the news, including giving our thoughts on the announced specifications, discussing the potential advantages and disadvantages of a console-PC hybrid gaming device, stating our level of interest in possibly picking one up, and speculating on what it's likely to cost. The post NLSC Podcast #606: The Steam Machine – Talking Specs & Predicting Cost appeared first on NLSC.

With holiday meal planning in full swing, PRI fellow in agriculture policy Pam Lewison - a farmer in Eastern Washington and also fellow at PRI's sister think tank, the Washington Policy Center - joins us to discuss just how much our holiday meals will cost this year.  She and Tim discuss the impact of the Trump tariffs on farmers and how the administration's plans to import Argentine beef will impact US cattle ranchers.

In this KE Report Company Introduction, we speak with Kerem Usenmez, President & CEO of Volta Metals (CSE:VLTA - Frankfurt:D0W). The team is rapidly advancing the Springer Rare Earth Project in Ontario - an asset with a historic resource, recent drill results, and gallium potential. Key Discussion Highlights Project Background Springer hosts a 2012 historic resource with mineralization open in multiple directions. Rare Earth Profile Predominantly light REEs with meaningful heavies - recent drilling shows 8–10% heavies by value. Drill Program Results First two holes returned near-continuous mineralization, including 439m at ~1% TREO with higher-grade zones. Resource Update Path Four-hole program supports a new current resource estimate expected in January. Next Steps Winter drill program planned to expand the deposit toward PEA-level studies. Cost & Infrastructure Advantages All-in drilling ~$200/m, aided by paved road access, nearby hydropower, and proximity to Sudbury/North Bay. Valuation Snapshot ~100M shares out; ~C$23M market cap. Upcoming News Remaining assays (including gallium), metallurgical updates, new resource, and next drill campaign. Please email me with any follow up questions for Kerem - Fleck@kereport.com Click here to visit the Volta Metals website.    ------------ For more market commentary & interview summaries, subscribe to our Substacks: https://kereport.substack.com/ https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Pattie Ehsaei's life may look picture-perfect now—she's a financial exec, lawyer, and author—but it's been shaped by unimaginable tragedy. Pattie grew up watching her mom depend entirely on her dad financially, a dynamic that turned toxic and ended in unimaginable tragedy. Later, Pattie found herself in a financially abusive relationship of her own, repeating painful patterns until she broke the cycle.  Today, she shares the lessons she's learned about love, money, and power—wisdom she's also laid out in her book, Never Date a Broke Dude. Nicole and Pattie talk about why who you choose as a partner is the biggest financial decision you'll ever make, how stay-at-home parents can protect their financial autonomy, and how to spot the money red flags that don't always look like red flags. And yes—they also get into why Pattie says you should never date a broke dude. Today's episode contains descriptions of intimate partner violence and suicide. Please take care while listening. If you or someone you know is in an abusive relationship, or is struggling with their mental health, here are some resources: Relationship Abuse Hotline: 800.799.SAFE National Suicide Prevention Hotline: 800-273-TALK (8255)

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan covers the White House's growing anxiety over the economy, the nationwide crackdown on illegal migrant truck drivers, new DHS surges into sanctuary cities, the rise of openly socialist leadership on the West Coast, and escalating tensions with China in the Pacific. White House Softens Tariffs as Prices Rise: President Trump acknowledged that tariffs may be affecting consumers and announced lower rates on coffee, beef, bananas, and other staples. Prices have soared due to weather, crop disease, and global demand rather than tariffs alone. Bryan explains that the cuts signal the administration's concern that working families are still struggling and that midterm voters may blame the GOP if the economy does not improve soon. Families Fear the Cost of Children: A new American Family Survey found that seventy percent of Americans believe raising kids has become too expensive. Bryan warns that this trend threatens the nation's future and highlights the connection between economic strain and family planning decisions. Crackdown on Unsafe Migrant Truck Drivers: The White House pressured California to revoke seventeen thousand driver's licenses issued to migrants who often cannot read English or safely operate heavy trucks. Some judges in Washington blocked the rule on procedural grounds, creating legal limbo. Bryan notes that until courts rule, untrained foreign drivers will remain on American highways. DHS Surge Operations Expand: Federal officers have flooded Charlotte, North Carolina, where one in five residents is foreign born. The move mirrors earlier crackdowns in Chicago, Portland, Los Angeles, and Washington, where crime dropped after DHS deployments. Bryan says New Orleans is next. Catholic Bishops Clash with the White House: The U.S. Conference of Catholic Bishops accused the administration of racism and fearmongering. Border czar Tom Homan responded that securing the border saves lives and that the Church should focus on its own scandals. Socialists Rise in Seattle and Los Angeles: Seattle elected an openly socialist mayor who supports abolishing the police under a communist economic system. In Los Angeles, another socialist candidate is challenging Mayor Karen Bass. Bryan connects these victories to a wider ideological battle inside the Democratic Party, where figures like Obama and Clinton now embrace democratic socialism while voices like Bill Maher warn against it. Democrats Plan Supreme Court Expansion: Longtime strategist James Carville confirmed that the party intends to expand the Supreme Court to thirteen justices once Democrats regain the presidency and Congress. He expects the party to remove the filibuster for that purpose, declaring the fight against Trump a national emergency. GOP Infighting Grows: Trump attacked Representatives Marjorie Taylor Greene and Thomas Massie over comments about Epstein files and personal issues. Bryan urges conservatives to stop the internal battles as socialist movements gain ground nationwide. China Leverages Rare Earths and Military Power: Beijing is delaying rare earth shipments and failed to buy U.S. soybeans despite promises. A shortage of yttrium is emerging, although a U.S. company in Indiana will begin refining it next month. Meanwhile, China sent Coast Guard ships into Japanese waters and unveiled a new aircraft carrier, signaling rising tensions in the Pacific. Trump's Narco-Terror Operation Continues: Another drug boat was destroyed in the Pacific under Operation Southern Spear. Critics in the U.K. claim the strikes violate international law, though the White House says cartels qualify as narco-terrorists and legitimate targets. Britain's Leader Shifts Right on Immigration: Prime Minister Keir Starmer announced sweeping new restrictions, ending cash allowances for asylum seekers, requiring work, and imposing twenty-year waits for permanent residency. Bryan notes the political pressure building across Europe as voters demand tougher borders. Saudi Crown Prince to Visit Washington: The White House may sell F-35 fighter jets to Saudi Arabia, though U.S. intelligence fears technology theft and regional imbalance with Israel. Economic deals may also emerge as Riyadh seeks to follow through on earlier promises. Good News from Southeast Asia: Trump brokered a fresh ceasefire between Thailand and Cambodia after border clashes. Cambodia is moving closer to the United States, granting new access to a key naval base and pushing out Chinese crime networks.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: Trump tariff cuts grocery prices, American Family Survey cost of children, migrant truck drivers CDL revocation, DHS Charlotte surge, Tom Homan Catholic bishops border, Seattle socialist mayor police abolition, Los Angeles socialist candidate Rae Huang, James Carville Supreme Court expansion, GOP infighting Epstein files, China rare earth yttrium shortage, Senkaku Islands China Coast Guard, Operation Southern Spear drug boats, UK asylum overhaul Starmer, Saudi Arabia F-35 visit, Cambodia Thailand ceasefire

Topics discussed on today's show: National Unfriend Day, National Take A Hike Day, Pop Quiz: Famous Trails, Best Part of the Weekend, Cost of Thanksgiving, Birthdays, History Quiz, The Running Man, Ocean Rising, Venezuelan Cartels, Renaming, Kids in Sports, Food News, When did you realize you were fat?, and Apologies.

Have you ever walked away from a big mastermind or group coaching call feeling more disappointed than helped, because your specific question never got answered? I've been there. That's exactly why I built the group coaching inside Simple SEO Framework the way I did. In this episode, I'm giving you a little taste of what one of our group coaching calls is really like as I walk my student, Jan Touchberry, through tightening up her homepage copy so her SEO traffic actually converts. Listen in, do a little “mathy math” on your own leads, and ask yourself how much it would help your business to get my eyeballs on your copy for a fraction of the cost of done-for-you   Right now, through Nov 18, save 50% on the only comprehensive SEO Marketing course AND group coaching program on the planet, specifically built for small business owners.  Learn how to set your website up for success in 4 hrs and how to get 300% more eyeballs on your offers in as little as 30 days. This special sale takes $1000 off the purchase price so that you can get the help you need to grow your business, reach more people, and save time doing it with Simple SEO!   Go to FaithHanan.com/Framework Have questions? Shoot them over to info@faithhanan.com  

Todd Hart, Retired Deputy Fire Chief With Olathe Fire Department On Health Insurance Cost and Issues | 11-17-25See omnystudio.com/listener for privacy information.

How Much Does Thanksgiving Actually Cost? full 319 Mon, 17 Nov 2025 14:40:02 +0000 2KHottT3j8NaAYu2smUEukJElNrGbkf6 thanksgiving,economy,cost of thanksgiving,music,society & culture,news Kramer & Jess On Demand Podcast thanksgiving,economy,cost of thanksgiving,music,society & culture,news How Much Does Thanksgiving Actually Cost? Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False https://player.amperwavepodcasting.com?feed-link=ht

Find out why they are estimating that Thanksgiving will cost $1K per person this year!! See omnystudio.com/listener for privacy information.

This was a terrible call!

A new task force confronts one of the most pressing and expensive challenges for families: child care.

Tonight's questions: - How much will the Steam Machine cost? - Can the Steam Machine undercut PlayStation and Xbox? - What would be too expensive for the Steam Machine? - Can the Steam Machine sell like a console? - Has Valve reignited the console war? - What is Valve's main goal with the Steam Machine? - Will other companies release their own Steam Machine-like products? - Will Valve have an anti-cheat solution for Steam Machine? - Are you excited for the Steam Controller? - What can future versions of the Steam Machine offer? - Is Black Ops 7 an epic fail? - Did COD get complacent? - Did Metroid Prime 4 sacrifice its atmosphere? Thanks as always to Shawn Daley for our intro and outro music. Follow him on Soundcloud: https://soundcloud.com/shawndaley Where to find Throwdown Show: Website: https://audioboom.com/channels/5030659 Twitch: https://www.twitch.tv/throwdownshow Twitter: https://twitter.com/ThrowdownShow YouTube: https://www.youtube.com/throwdownshow Discord: https://discord.gg/fdBXWHT Twitter list: https://twitter.com/i/lists/1027719155800317953

Apple's EU lobbying spend sparks panel debate beforeDavid Ginsburg, Marty Jencius, Brian Flanigan-Arthurs, Eric Bolden, Jeff Gamet, Chuck Joiner, Norbert Frassa, and Kelly Guimont turn to a bizarre case of stolen trade secrets being publicly presented. The discussion then shifts to Canva making the Affinity suite free, what that means for Adobe's dominance, long-term subscription concerns, and how AI-powered creative tools are reshaping design workflows.  MacVoices is supported by SurfShark. Go to https://surfshark.com/macvoices or use code "macvoices" at checkout to get 4 extra months of Surfshark VPN! Today's MacVoices is supported by MacPaw and their essential CleanMyMac.. Get Tidy Today! Try 7 days free and use my code MACVOICES20 for 20% off at http://CLNMY.COM/MACVOICES. Show Notes: Chapters: [0:00] Apple's EU lobbying spend and industry context [1:30] Cost analysis and effectiveness of Apple's lobbying [3:20] Oppo engineer presents stolen trade secrets [5:00] Motivations, pride, and "dumb criminal" behavior [6:20] Affinity suite goes free under Canva [7:50] Concerns about long-term business model and sustainability [9:20] New unified Affinity app impressions and workflow changes [11:20] Subscription questions and Adobe comparisons [12:20] Pixelmator, Apple, and alternative creative tools [14:00] Canva's value and integration for creators [19:00] Canva vs. Adobe in enterprise environments [21:40] AI-enhanced tools and industry competition [23:55] Rising Creative Cloud pricing and user adoption trends [26:10] BYOD trends and iPad use in enterprise [28:01] Canva's AI "fix-it" button and one-click editing [29:30] Democratization of design tools [31:36] Training new users with Affinity and Canva [33:21] Closing remarks and community links Links: Apple spent $8M lobbying the EU last year and had 76 meetings https://9to5mac.com/2025/10/29/apple-spent-8m-lobbying-the-eu-last-year-and-had-76-meetings/ Apple says the Oppo engineer who stole trade secrets gave a presentation to 'hundreds' about stolen info https://appleworld.today/2025/10/apple-says-the-oppo-engineer-who-stole-trade-secrets-gave-a-presentation-to-hundreds-about-stolen-info/ What has Canva done to the Affinity apps? https://appleinsider.com/articles/25/10/30/affinitys-entire-suite-goes-completely-free-on-mac-with-new-all-in-one-app Canva introduces an AI fix-it button https://www.fastcompany.com/91429908/canva-introduces-an-ai-fix-it-button   Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Norbert Frassa is a technology "man about town". Follow him on Twitter and see what he's up to. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Kelly Guimont is a podcaster and friend of the Rebel Alliance. You can also hear her on The Aftershow with Mike Rose, and she still has more to say which she saves for Twitter and Mastodon.  Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession 'firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

In this episode of PennyWise, host John Kiernan and guest Adam McCann discuss the dangers of so-called “deferred interest” and how to avoid becoming a victim this holiday shopping season and beyond. John and Adam explain what deferred interest is and how it works, detail when you’re likely to encounter it, and provide tips for how to deal with it, plus ideas for safer alternatives. This financing trick is a lot more common and costly than most people realize, so it could really pay off to learn the ins and outs of this scheme. In addition, John answers some of your questions. More on this episode from WalletHub: Best 0% APR Credit Cards & Best Budget Apps  To find the best way to pay for your shopping trips, both during the holidays and throughout the year, check out WalletHub's picks for the best credit cards for shopping.

Forget the race for the biggest Social Security check. The real question isn't how high your benefit can go, it's how well it fits your life, taxes, and long-term plan.In this episode, James breaks down how the timing of your claim shapes everything: portfolio resilience, tax efficiency, survivor benefits, and the freedom to retire when you want, not when the system says you should.Starting with the foundation (your 35 highest earning years) we unpack what really happens when you claim early, wait for full retirement age, or delay until 70. You'll hear how each path affects your taxable income, Roth conversion opportunities, and even the size of your surviving spouse's check.It's not about chasing an 8% “return” on delay; it's about coordination. For those with meaningful savings in 401(k)s or IRAs, waiting can unlock a powerful tax window that permanently lowers RMDs. And for those still working or navigating a market downturn, claiming early can sometimes protect your portfolio from harmful withdrawals.By the end, you'll see how aligning Social Security with your health, income sources, and retirement goals builds an income floor that funds confidence, not just checks.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Dave Clayton | 11.16.25 | ethoschurch.org

Christians hear the phrase “separation from the world” and picture isolation, legalism, or withdrawing from culture. In this episode, Pastor Jeff and Tiffany explore the true biblical meaning. Separation is not retreat. It is holiness, devotion, and living distinctly for Christ while remaining present in the world He has sent us into. They walk through Scripture from the Old and New Testaments, and offer practical ways believers can stay spiritually grounded in a world saturated with temptation to sin.What We Discussed02:55 In the World but Not of ItTiffany highlights Romans 12:2 and Jesus' prayer in John 17, showing that the call is spiritual distinction, not physical withdrawal.04:12 Misunderstanding SeparationSome believers interpret separation as total isolation, which does not reflect Jesus' example of engaging tax collectors and sinners.05:45 Holiness in the Old TestamentPastor Jeff explains how Israel was called to be set apart in character, worship, and conduct as a reflection of God's holiness.07:44 Unequally Yoked and InfluencePastor Jeff clarifies that separation does not forbid friendships with unbelievers. It warns against partnerships that compromise faith or witness.09:02 Insulation, Not IsolationThey address two errors. Isolation from the world and superiority toward unbelievers, both of which distort true holiness.12:27 The Cost of Being Set ApartSeparation requires evaluating what we consume and participate in, using prayer and Scripture to guard the heart. Unfortunately, rejection and misunderstanding is a reality when choosing biblical truth. 19:37 Scripture and AccountabilityPastor Jeff highlights Psalm 119:11 and the role of Christian community in encouraging holiness and calling out compromise.20:45 Remembering Our True CitizenshipThey reflect on Philippians 3 and the call to live with eternity in view. We are pilgrims passing through this world.“The issue isn't being in the world. It's the world being in us. The boat is meant to be in the water, but the water is not meant to be in the boat.” – Pastor Jeff CranstonWe love your feedback! If you enjoyed this episode, leave us a review. If you have any questions or comments on today's episode, email me at pastorjeff@lowcountrycc.orgVisit my website https://www.jeffcranston.com and subscribe to my newsletter. Join me on Sunday mornings at LowCountry Community Church. Check in with us on Facebook or Instagram @pastorjeffcranstonRemember, the real power of theology is not only knowing it but applying it. Thanks for listening!

If you lend your car out to someone and they TOTAL it, but they have no insurance and no way to financially reimburse you the cost, what does it mean to forgive them? Is there a magic "car fairy" that shows up and provides you with the money to make up for what they did to you? Who (ultimately) bears the brunt of it? And what does forgiveness really mean? Does it mean you don't feel hurt? Does it mean you have to forget what they did? Does it mean you have to "kiss and make up" (and restore the relationship)? In this message, Max Vanderpool tackles the brain and heart aspects of forgiveness and why it's both a decision and a process.

Send us a textIn this week's Monday Morning Motivation, host Anna Steinfest revisits the timeless story of Little Red Riding Hood to explore how distractions can derail small business success.Through this fable-inspired reflection, Anna shares three powerful focus-building strategies every small business owner can use to eliminate distractions, boost productivity, and stay aligned with their goals.Don't let the wolves of distraction steal your momentum — learn how to stay laser-focused on the path to growth and survival.#MondayMotivation #SmallBusiness #Entrepreneurship #Focus #Productivity #Discipline #EntrepreneurMindset #SmallBusinessGrowth #TimeManagement #AnnaSteinfest #SmallBusinessSurvival

15 November 2025 Host Jo Brew; Karla Mantilla USA What Happened to Academic Women's Studies?; Sam Brown Canada Combatting the Canadian Hate Act; Pam Steele Australia Why I signed the Declaration on Women's Sex-Based Rights - Who bears the cost of violence against women and children - Full FQT

Previously operating at C-level in corporate environments and leading IT development and enterprise change initiatives, Pam Steele has now earned the label of survivor. She wants to reinvent support services for female victims of violence to minimise harm and disruption to them and their children, using her experience to deliver the best victim-centred services in the world.

A sermon from Matthew 23:29–39 preached on November 16, 2025, by Nathan Lugbill.

Geoff Ross built one of New Zealand's most iconic global brands - 42Below Vodka - then walked away at the top. Today, he's leading a different kind of revolution: carbon-positive farming.From selling vodka to the world, to Trilogy Skincare, Ecoya, Moa, and pioneering sustainable agriculture at Lake Hawea Station, Geoff's career spans some of New Zealand's most successful and forward-thinking ventures. In this conversation, he opens up on:The backlash from Country Calendar's most-watched and how he handled itBuilding brands like 42Below, Trilogy and moreThe mission to make NZ farming climate positiveHis partnership with wife Justine and their family journeySpearfishing, Antarctica dives, near-death experiences, and life perspectiveWhether you're interested in entrepreneurship, branding, sustainability or just great storytelling - this episode delivers.Watch through to the end for reflections on leadership, vision, and why Geoff believes New Zealand's best days are still ahead. Hosted on Acast. See acast.com/privacy for more information.

In Mark chapter 8, we encounter one of the most challenging invitations Jesus ever extended: 'If anyone would come after me, let him deny himself, take up his cross, and follow me.' This passage confronts us with three profound realities about discipleship—the call, the cost, and the crown. The call is pure grace; Jesus invites ordinary people doing ordinary things into an extraordinary relationship with Him. We see this with Simon and Andrew, simple fishermen whom Jesus chose not because of their résumés or spiritual achievements, but purely out of His love and desire for them. The cost, however, is everything. While salvation is a free gift we cannot earn, responding to Jesus' call means surrendering the rights to our own lives. It means dying to ourselves daily, embracing suffering for the sake of Christ, and releasing our grip on the temporary things we hold so tightly—our reputation, our comfort, our control. Yet here's the beautiful paradox: when we lose our life for Jesus' sake, we actually find it. True life emerges not from self-preservation but from self-surrender. The crown waiting for us is eternal life in God's presence, an imperishable glory that makes every earthly sacrifice pale in comparison. This message challenges us to examine what we're living for and asks the piercing question: What does it profit us to gain everything the world offers but lose our very soul? Living as disciples means reorienting everything—our parenting, our work, our finances, our time—around the kingdom of God, approaching each day from an eternal perspective rather than a worldly one.

Listen to the Top News of 16/11/2025 from Australia in Hindi.

Three of our favorite segments from the week, in case you missed them.COP30 Without the U.S.  (First) | SNAP and the High Cost of Food (Starts at 23:41) | Tributes to the Penny (Starts at 43:57)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.

Trump UpdatesEV sales after the end of the $7,500 tax credittax rates 2025 vs 2026Health Insurance costs for 2026Is a 50 year mortgage a good idea?

Ever felt baffled or enraged by communicating with a loved one? Check out this popular episode from 2021, hosted by Kayla Solomon, Laurie MacDougall, and Isabel Cooney. What is "reflective listening?" How does it work? What are the benefits for you, and the person you're listening to? And why does Kayla believe in it so much that she'd use it if someone were pointing a gun at her?The support group that Kayla facilitates is now offered on a sliding scale.Wednesdays at 6:30pm ETEmail kaylacraftgroup@gmail.com to join or learn more(Cost should not be a barrier—please reach out if you're interested)Allies in Recovery's member site is currently "on pause". ⁠⁠⁠Learn more here⁠⁠⁠. During this time, we have taken our entire eLearning program out from behind the paywall—the entire library of learning videos is currently available on our ⁠⁠⁠youtube channel⁠⁠⁠.

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 15, 2025: Mr. Floor himself, Igor Murokh, joins the program to share his top tips on getting your floors holiday-ready before the party starts, and more importantly, getting them back to life after the night ends. Igor is here to help make sure your floors […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 15, 2025: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about the success and pitfalls of estate sales. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give them a call at 1-800-LUG-JUNK (1-800-584-5865).

Welcome to The Game w/ Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Wanna scale your business? Click here.Follow Alex Hormozi's Socials:LinkedIn | Instagram | Facebook | YouTube | Twitter | Acquisition

In this classic talk, Earl Nightingale reveals the simple truth separating the top 5% from the rest of the world. Success, he explains, belongs to those who think — those who refuse to conform, who see opportunity in their work, and who save with discipline. Through clear logic and timeless wisdom, Nightingale shows how independent thought, excellence, and consistent saving can guarantee both wealth and peace of mind.GET MY TOP 28 BOOK RECOMMENDATIONS: Click here to get your free copy of “28 Books That Will Rewire Your Mindset for Success and Self-Mastery” curated by yours truly!Source: Earl Nightingale The Top 5 percent Hosted by Sean CroxtonFollow me on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As Congress debates whether to extend subsidies for the Affordable Care Act (ACA) coverage, Hayden Rooke-Ley, lawyer and senior fellow at the Brown University School of Public Health, explains how the infighting is already driving up costs and narrowing networks.

Mark Salisbury shares the secrets to spending less on the cost of college! As the founder of TuitionFit, explains how the college pricing and financial aid system is designed to favor schools over families. He describes how emotional marketing, opaque pricing, and complex financial aid forms create confusion and limit families' leverage. he outlines how students and parents can regain control by defining their price range first, using resources like TuitionFit and net price calculators, and strategically managing assets, timing, and financial disclosures. He also covers how income, savings, and family structure affect aid, and more! We discuss...  Mark Salisbury explains how the college pricing system is intentionally vague, designed to benefit schools rather than families. This conversation exposes how the financial aid process operates like a hidden marketplace where families unknowingly pay vastly different prices for the same education. Mark explains the difference between a school's sticker price, discount rate, and net price, emphasizing that the last is what truly matters. He details how the FAFSA and CSS Profile collect information that can be used by colleges to assess a family's financial "willingness to pay." Timing and disclosure of assets can dramatically impact how much financial aid a family receives. Families with business ownership structures may have advantages in how assets and income are reported. Fnancial aid formulas often penalize savings while rewarding debt. Salisbury argues that families should start with their budget first, then find schools that fit within that price range—rather than applying and hoping for aid. Tools like TuitionFit help families compare real financial aid offers and discover the true market price for college. He advises against oversharing financial information before admission decisions are made to preserve negotiation leverage. Negotiating college costs is compared to buying a car—where informed consumers who know their target price get better deals. Transparency and data sharing among families are key to fixing the broken college pricing system. Mark calls for systemic reform to make higher education pricing fairer, more transparent, and tied to real market value. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Diana Perkins | Trading With Diana Jack Wang | Smart College Buyer   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/secrets-to-spending-less-on-the-cost-of-college-mark-salisbury-764 

0:00 Intro 0:06 Smoking 5:46 Service records 8:50 Speaking up Learn more about your ad choices. Visit megaphone.fm/adchoices