Podcasts about Cost

US jobless claims continue to show a sluggish but stable labor market, with low layoffs anchoring economic stability even as global conflicts rage. However, economists warn that prolonged Iran war tensions could eventually threaten this labor market strength.Today's Stocks & Topics: United Parcel Service, Inc. (UPS), Market Wrap, OneMain Holdings, Inc. (OMF), Labor Market Iran War Impact: Jobs Data Shows Resilience, VanEck Uranium and Nuclear ETF (NLR), The Hershey Company (HSY), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Virtus Artificial Intelligence & Technology Opportunities Fund (AIO), Cost of Borrowing in the UK, KPP Newsletter, The US Economy and the Iran War.Introducing our Third Annual InvestTalk Market Madness! Join the mayhem before May 18th at 11:59 pm PST for the chance to win $1,500! Fill out your bracket below: https://kppfinancial.com/investtalk-madnessOur Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Pebl: https://hipebl.ai* Check out Progressive: https://progressive.com* Check out Quince: https://quince.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

In this week’s new “Failure Friday” segment, we hear from the founder of a lifestyle and apparel brand who wakes up one day to find out he’s being sued. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Raj Koo, CTO at DTEX, joins The Tech Trek for a sharp conversation on insider risk, shadow AI, and why security teams need a more modern way to think about intent. This episode is worth your time if you are trying to understand how AI is changing cyber risk, why non malicious behavior can still create major exposure, and what it takes to protect the business without slowing down innovation. Raj explains why the old approach of blocking known bad behavior is no longer enough. As employees bring personal AI tools into the workplace, security teams are dealing with a new reality, one where productivity gains, agentic workflows, and data exposure are all colliding at once. In this episodeWhy DTEX focuses on inferring intent, not just catching exfiltrationWhy shadow AI is different from shadow IT, and harder to controlHow non malicious employee behavior can become the biggest insider risk categoryWhy agentic AI raises the stakes for visibility and governanceHow mature insider risk programs are shrinking response times even as costs rise Timestamped highlights00:00 Raj Koo on inferring intent in cybersecurity01:59 Why early warning signals matter more than the exfiltration point04:38 The rising cost of insider risk06:25 How shadow AI became a major non malicious risk08:13 Why shadow AI is more complex than shadow IT17:53 Detection times are improving, but the cost problem is getting worse Standout lineSecurity has a chance to stop being seen as the function that blocks productivity and start being seen as the function that helps the business adopt better tools safely. Practical takeawayIf your team is dealing with AI adoption in the wild, start with visibility before judgment. Understand which tools people are using, what they are using them for, and where the real risk sits before defaulting to blanket restrictions. Link to 2026 Cost of Insider Risks Global Report: https://ponemon.dtex.ai/Follow The Tech Trek for more conversations with builders, operators, and technology leaders shaping how modern companies work.

On this episode of Extension Office Friday on The Valley Today, host Janet Michael welcomes two guests from Virginia Cooperative Extension — Liz Rohrer, the brand-new Clarke County Extension Agent, and returning guest Elizabeth Baldwin from Page County. The conversation covers Liz's journey from 16 years in the agriculture classroom to her new role in the community, and what it means to serve a heavily agricultural county like Clarke. Elizabeth then dives into the details of the upcoming Northern Shenandoah Valley Drinking Water Testing Clinics — a must-know program for anyone on a private well. In This Episode: Liz Rohrer's background as an agriculture and life science teacher Why she made the leap from the classroom to extension work What the first month on the job looks like as a new extension agent How Clarke County's agricultural community shapes Liz's priorities The Clarke County Farmer's Market and why Janet calls it her favorite Everything you need to know about the Northern Shenandoah Valley Drinking Water Testing Clinics Drinking Water Clinic Details: Who it's for: Anyone on a private water supply (well, spring, or cistern) What's tested: 28 parameters including bacteria, nitrates, heavy metals, and hardness Cost: $70 per sample kit (scholarship/reduced rate options available) Lab: Virginia Tech Upcoming Dates:  Week 1 (April 27-29, 2026) – Clarke, Shenandoah, and Warren. Sample Drop-Off is Wednesday, April 29th  from 7-10 a.m. The registration deadline for Week 1 is Wednesday, April 22nd. Week 2 (May 11-13, 2026) – Frederick and Page Counties. Sample Drop-Off is Wednesday, May 13th  from 7-10 a.m. The registration deadline for Week 2 is Wednesday, May 6th. How to Register & Learn More: Visit your local Virginia Cooperative Extension county website (listed below) Download a flyer with complete details: https://warren.ext.vt.edu/news/NSV-Water-Clinics.html  Visit the Virginia Household Water Quality Program website to find clinics statewide Stop by or call your local extension office for a paper copy or direct registration link Connect with Virginia Cooperative Extension: VCE – Clarke County: 540-955-5164 VCE – Frederick County: 540-665-5699 VCE – Page County: 540-778-5794 VCE – Shenandoah County: 540-459-6140 VCE – Warren County: 540-635-4549

Welcome to The DMF — Discovering Meaning in Film and Acting. I'm Justin Younts, and in this episode I continue my conversation with filmmaker, producer, and author Brent Lindstrom as we dive into the realities of writing, editing, and building a career as an author.Brent shares his journey through writing what he calls “trunk novels” — early works that helped him develop his voice and understand the craft of storytelling. Through this process, he realized just how much there is to learn when it comes to structure, character development, and refining a story.We explore the two primary writing approaches — outlining vs. pantsing — and why Brent believes outlining can help writers avoid writer's block and create a more efficient storytelling process.In this episode we discuss:• Common writing and editing mistakes authors make• How to edit your book effectively• Outlining vs pantsing in storytelling• Developing characters and narrative structure• The financial realities of being an author• Marketing your book and building an audienceBrent also shares lessons from writing his novel “Swing Low, Hangman of the Woods,” including the challenges he faced and how those experiences shaped his growth as a storyteller.This episode highlights the importance of patience, persistence, and continuous learning — whether you're writing your first book or refining your craft as a creative professional.Join us as we explore the writing process, editing strategies, and what it really takes to succeed as an author.

Congress clashes over the future of Homeland Security, Iran reels from leadership losses amid renewed international pressure, and a wave of deadly attacks here at home sparks a heated debate over denaturalizing citizens. Get the facts first with Morning Wire.- - -Ep. 2689- - -Wake up with new Morning Wire merch: https://bit.ly/4lIubt3- - -Today's Sponsors: Lean - Get 20% off when you enter code WIRE at https://TakeLean.com Vanta - Get started at https://Vanta.com/MORNINGWIRE- - -Privacy Policy: https://www.dailywire.com/privacymorning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

Former Green Beret and Director of the National Counter Terrorism Center Joe Hook suddenly resigned. Today, we are going to go over his resignation letter, the administration's response, and try to honestly assess what the hell is going on.------SPONSOR: Good Ranchers Good Ranchers is the only meat company fully dedicated to America at every step, sourcing exclusively from local American farms and handling everything—from packaging to customer support—right here in the U.S.Get 25$ off HERE: https://www.goodranchers.com/discount/NICK-----GET YOUR MERCH HERE: https://shop.nickjfreitas.com/BECOME A MEMBER OF THE IC: https://NickJFreitas.comInstagram: https://www.instagram.com/nickjfreitas/Facebook: https://www.facebook.com/NickFreitasVATwitter: https://twitter.com/NickJFreitasYouTube: https://www.youtube.com/@NickjfreitasTikTok: https://www.tiktok.com/@nickfreitas3.000:00:00 – Surprise resignation of NCTC Director Joe Kent00:01:23 – Kent's resignation letter claims regarding Iran war00:03:14 – Karoline Leavitt responds to Kent's false claims00:08:05 – Analyzing Joe Kent's previous statements on Iran00:10:16 – Contradictions between Kent's past rhetoric and resignation00:16:56 – Debunking myths about Israel and Iraq War00:18:03 – Historical evidence of Ariel Sharon's Iraq warnings00:23:43 – Why nuclear Islamism threatens all Western civilization00:25:31 – Comparing foreign lobbying influence of various nations00:28:45 – Trump's consistent stance against a nuclear Iran00:30:44 – Why the resignation letter was strategically ineffective00:33:00 – Rejecting oppressor versus oppressed logic on right00:36:54 – Analyzing Joe Kent's claims with Tucker Carlson00:41:03 – Debunking the fatwa against Iranian nuclear weapons00:43:53 – Cost benefit analysis of current Iranian conflict00:47:11 – How resignation timing impacts America First agenda00:51:20 – Why foreign affairs require evidence based logic

Morse code transcription: vvv vvv Engelberg ski gondola crashes down mountain, killing one at Swiss resort PM swerves questions on whether he spoke to Mandelson over Epstein friendshp Urgent public health alert as Kent meningitis outbreak grows Fly tippers face punishment of clearing up rubbish Lancashire PC who binned mobile phone before arrest jailed King greets Nigerian president for first UK state visit in 37 years Cost of online passport application could rise to over 100 Body of 16 year old found after car entered River Nene Why is this meningitis outbreak so explosive Two Iranians charged under National Security Act

Everyone wants better health but nobody talks about the cost.Playing off an article from Precision Nutrition titled - The Cost of Health “Optimization”In this episode I break down the real trade offs between doing nothing doing something and going all in on fitness and why most busy adults do not need extreme routines to see real results.If you are tired overwhelmed and trying to balance life work and your health this will help you find the sweet spot that actually works.You are paying for your health either way the question is which cost are you choosing.Join our 30/30 Challenge HERE starts March 30th FREE Week Trial of My App ⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠Join our Built Difference Business Community ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thanks to our Sponsors:AG1 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠for a 1 year supply of vitamin D3 with free travel packs or want a FREE sample? Trouble with Sleep Try AGZ as well for free: Shoot us a DM and ask!NOBULL Electrolytes Fruit Punch ⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠My Current Fav NOBULL Kicks ⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠Jaylab Pro Our Protein, Turmeric, Collagen, Krill Oil - CODE MM21 to save 21% off  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jeremyscottfitness.jaylabpro.com/products.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dry Farms Wine - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dryfarmwines.com/jeremyscottfitness⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Each new member will earn an extra bottle for just a penny with their first order of wine when they use this link.

It's a question Lewis asks on this week's Rantcast. We have an administration that appears to have not thought long about going to war with Iran. Entering it, being in it, getting allies for it, or ending it. Nothing was given any thought. The Rants come to us live from a recent stop in Battle Creek, MI at the Firekeepers Casino. For advertising opportunities email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rantcast@thesyn.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ___________________ TOUR DATES: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.lewisblack.com/tickets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ GET MERCH: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.lewisblack.com/collections⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ____________________ SUBMIT RANTS TO LEWIS Have something you want to get off your chest? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.livelewis.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ _____________________ SUBSCRIBE TO THE RANTCAST ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.lewisblacksrantcast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ____________________ FOLLOW LEWIS ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.lewisblack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thelewisblack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/thelewisblack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/thelewisblack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/OfficialLewisBlack⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

The HITO boys give a semi-brief update on the war with Iran, particularly pertaining to the Strait of Hormuz and its openness (shout out Pete Hegseth), Israel is launching a ground invasion into Lebanon, and our Democrats still can't catch a vibe and oppose this war. Later, Will Lawrence joins the show to discuss his race for Michigan's 7th Congressional District, where the party has failed to meet the moment, and his attitude towards the war with Iran.Our interview with Saikat Chakrabarti: https://youtu.be/SXDqE9KlaekEarly access on Patreon: https://www.patreon.com/headintheofficepodSubstack: https://headintheoffice.substack.com/HITO Merch: https://headintheoffice.com/ Get 40% off Ground News: https://ground.news/checkout/all?fpr=headintheoffice YouTube: https://www.youtube.com/channel/UC4iJ-UcnRxYnaYsX_SNjFJQSubscribe to second channel: https://www.youtube.com/channel/UC3UoTN328OA7fK2dzicP-ZATikTok: https://www.tiktok.com/@headintheoffice?lang=enInstagram: https://www.instagram.com/headintheoffice/Twitter: https://twitter.com/headintheofficeThreads: https://www.threads.com/@headintheofficeDiscord: https://discord.gg/hito Collab inquiries: headintheofficepod@gmail.com(0:00) Billions of dollars down the drain(4:38) Intro/reviews(11:42) Iran War update(35:01) MY DEMOCRATS(45:42) Interview with Will Lawrence(1:33:14) EndingSeen on this episode:Iran updates - https://www.nytimes.com/live/2026/03/17/world/iran-war-trump-oil-lebanon https://www.wsj.com/world/middle-east/israel-invades-lebanon-opening-new-front-against-iran-f5e29555?gaa_at=eafs&gaa_n=AWEtsqc4iEzTjmot7CWVkhIfSjrryM9KYuAE5wA-d3G7aIhDkuiPKptyVlSRMqLRp8o%3D&gaa_ts=69b95ab5&gaa_sig=IJVUj48PPxee91edTwbpHc409KqZ7Gn0x_6-PKl9MvnXtLPNzl61sahAQT_SqqhC3wrPPWTjWqIAPHZKbbeBYQ%3D%3D https://time.com/article/2026/03/16/what-us-spending-on-the-war-in-iran-could-fund-instead https://www.politico.com/news/2026/03/15/democrats-trump-iran-war-00829278https://www.theguardian.com/world/live/2026/mar/17/iran-war-live-updates-news-israel-trump-strikes-us-embassy-baghdad-strait-of-hormuz-middle-east-latesthttps://www.bbc.com/news/articles/cd039n9vj3vohttps://www.reuters.com/business/energy/trump-demands-others-help-secure-strait-hormuz-japan-australia-say-no-plans-send-2026-03-16/

If you're living thousands of miles from home, how do you keep in touch, especially when your loved ones don't have reliable internet? There's a growing market across Africa and beyond for apps helping to cut the costs of international calls to older phones. And some operators have much grander ambitions. If you'd like to get in touch with the team, our email address is businessdaily@bbc.co.ukPresented and produced by Matthew KenyonBusiness Daily is the home of in-depth audio journalism devoted to the world of money and work. From small startup stories to big corporate takeovers, global economic shifts to trends in technology, we look at the key figures, ideas and events shaping business. Each episode is a 17-minute, daily deep dive into a single topic, featuring expert analysis and the people at the heart of the story.Recent episodes explore the weight-loss drug revolution, the growth in AI, the cost of living, why bond markets are so powerful, China's property bubble, and Gen Z's experience of the current job market.We also feature in-depth interviews with company founders and some of the world's most prominent CEOs. These include Google's Sundar Pichai, Wikipedia founder Jimmy Wales, and the CEO of Canva, Melanie Perkins.(Picture: Oluseyi Akinnibosun, Nigerian entrepreneur and app developer who's living in the Netherlands, about to make a call.)

Today on the Disney Wedding Podcast, Katherine Bertrand shares the story of her Tree of Life ceremony at Animal Kingdom, California Grill wedding reception, and EPCOT Italy Isola dessert party, and how she planned a Walt Disney World wedding with multiple locations in one day. She explains why she chose a morning ceremony instead of a late-night event, how she customized her reception with the California Grill culinary team to create a kosher-style menu, and how she used the Fairytale Weddings Guide to discover options Disney didn't volunteer and calculate her exact wedding budget months in advance. If you're researching Disney Fairy Tale Weddings cost, Disney World wedding planning, Animal Kingdom weddings, California Grill receptions, or EPCOT dessert parties, this episode walks through the real timeline, real pricing, and real decisions behind the day. View photos and full details from this Disney wedding here: https://disneyweddingpodcast.com/katherine-yarons-tree-of-life-wedding/ And click here to start planning your own Disney World wedding with the Fairytale Weddings Guide: https://fairytaleweddingsguide.com/shop/fairytale-weddings-guide/ This episode covers Walt Disney World wedding planning, Disney wedding venues, Disney wedding budget tips, Disney Fairytale Weddings locations, and real Disney bride advice from a couple who planned their entire day in advance using the guide. #disneywedding #disneyworldwedding #disneyfairytaleweddings #weddingplanning #disneybride

Wiggy's lead pertains to how the Jaylen Waddle trade means that A.J. Brown is still going to be an expensive piece for the Patriots to acquire. Greg mentions that Shohei Ohtani will be breaking a new record with the amount of money he's making this year.

Send Zorba a message!Zorba and Karl discuss why doctors are concerned that we're seeing a huge drop in official health alerts from the CDC. Zorba helps a caller with her pesky gardening rash. An emailer questions the affordability of eating according to the new dietary guidelines, and Zorba helps out a listener with hiccups. We hear a mom joke, and the CBD Cops make a visit. Support the showProduction, edit, and music by Karl ChristensonSend your question to Dr. Zorba (he loves to help!):Phone: 608-492-9292 (call anytime)Email: askdoctorzorba@gmail.comWeb: www.doctorzorba.orgStay well!

#NYK #SitMpodcast #Africa #CameroonYou invite someone to one of the most important days of your life, your wedding. Years later, they get married… and your invitation never comes. In this episode we unpack expectations, silent disappointments, and the complicated math of reciprocity in friendships.Join the Conversation !Enjoy!________________Intro/Outro Song: Meiway - 300% Zoblazo________________Contact Us:Email: nayouknow1@gmail.comInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nykpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@nayouknow1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support Us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NYKSupport⁠⁠⁠⁠⁠⁠⁠

In this episode, I am digging into what it looks like to trust God in the in-between places, those seasons where the calling is clear but the breakthrough has not come yet. I talk about contentment, obedience, and what it really means to steward what God has given you strategically when the waiting feels hard. If you are in that place right now, this one is for you. And if you are ready to stop leaving your book sales to chance, grab the 7 Day Book Sales Reset for just $27 at Resistandroar.com. It is the first step to building a system that actually works. Chapters 00:00 Finding Contentment in All Circumstances 01:34 Trusting God in the In-Between 04:03 The Process of Learning Contentment 07:59 Understanding God's Provision 12:51 The Journey of Faith and Obedience 17:42 The Cost of Calling and Perseverance 21:56 The Role of Hindsight in Our Journey 26:32 Stewardship and Strategic Contentment 32:23 Outro VIDEO podcast (1).mp3

Peggy Smedley and Paul Brussow, president, RLB North America, talk about the forces reshaping construction and the built environment, diving into a new report looking at cost, risks, and markets. He says we saw a federal rate cut in December 2025, and while we didn't see the surge of groundbreakers we hoped, developers are cautiously optimistic. They also discuss: · If construction companies are repositioning for a different kind of economy. · Investment in training and the challenge of the retiring workforce. · Adjustments that are needed in certain sectors moving forward.  https://www.rlb.com/

In this episode I discuss the following: The Gambit thing .. The worst four cost cards in Snap (YOUR comments led to the choice!). Answers to the poll question .. what keeps you playing snap In a

In this episode, Jeremy Lee continues the conversation with David Chase after the now infamous missed bid on a Jackie Robinson card and explores a side of the story that had not been fully addressed yet: what about the seller? If a valid high bid was blocked by eBay's internal safeguard system, did the seller lose out on thousands of dollars? Jeremy and David dig into the implications for major cards sold on eBay, the risks for consignors, and why this kind of issue could make sellers think twice about where they move high end material. The episode also includes more hobby discussion around vintage market strength, eye appeal, and the current state of shows and cards across the hobby. There is also a quick run through of the latest Collector Investor Auctions lineup, with Jeremy highlighting the eclectic mix of vintage, modern, sports, and non sports material in the sale. Later, Joey from Hoops Hobby Hangout joins the show to share his collecting background and the origin story behind his basketball focused content channel. The conversation covers his path from Yu Gi Oh and fantasy sports into Kings collecting, modern basketball cards, and eventually content creation inspired by the kinds of hobby conversations he wanted to see more of. It is a thoughtful look at how communities form, why people start creating content, and what it means to build something for the love of the hobby rather than for numbers. If you enjoy hobby conversation that mixes market issues, collector psychology, and community building, please follow the podcast, leave a rating or review, and share this episode with a fellow collector. You can also check out Jeremy's new book Pops and Comps and take the Hobby Spectrum assessment to discover your collector identity and connect with other hobbyists in the directory. Learn more about your ad choices. Visit megaphone.fm/adchoices

US-Israeli airstrikes on oil depots culminated in ‘black rain' in Iran early last week – a phenomenon usually caused by large amounts of soot, carbon and other pollutants in the air. Usually, rain leaves the atmosphere cleaner than it was before. But in this case, the rain left Tehran's residents with sore throats and burning eyes. Oily, sooty residue was all over the city. So, we talked to an environmental pollution expert to find out: What's in this ‘black rain', what are its potential short- and long-term environmental and health effects, and what could recovery look like?Interested in more science behind current events? Email us your question at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

This episode covers a wide range of New York sports and NFL storylines, starting with a deep dive into the Giants' options at the fifth pick and whether taking a running back like Jeremiyah Love makes sense. The discussion explores draft betting odds, positional value, and how teams should really evaluate success beyond just winning a Super Bowl. The conversation also reacts to the blockbuster Jaylen Waddle trade, debates how much it impacts team-building strategy, and breaks down Mikal Bridges' recent struggles and whether the Knicks should consider sitting him. Plus, a lively “Posted and Toasted” segment brings humor and personality to the show, rounding out an episode packed with sharp takes, big moves, and entertaining moments.

Mikk and I sat down to talk about what it really means to build a business that supports the life you want instead of trapping you in a cycle of stress and burnout. I walked him through the lessons I've learned from operating service companies, investing in real estate, and hiring globally to lower overhead. We got into how I've used boring, simple businesses to build leverage, why momentum is the most dangerous drug in entrepreneurship, and how I protect my time so I can focus on what matters. We also talked about content, writing the book, and the pressure that comes with growing a holdco while staying grounded. This episode is about discipline, delayed gratification, and building a system that gives you real freedom. Grow your business:   https://sweatystartup.com/events   Book:   https://www.amazon.com/Sweaty-Startup-Doing-Boring-Things/dp/006338762X     Newsletter:   https://www.nickhuber.com/newsletter     My Companies:   Offshore recruiting – https://somewhere.com   Cost segregation – https://recostseg.com   Self storage – https://boltstorage.com   RE development – http://www.boltbuilders.com   Brokerage – https://nickhuber.com   Paid ads – https://adrhino.com   SEO – https://boldseo.com   Insurance – https://titanrisk.com   Pest control – https://spidexx.com     Sell a business:   http://nickhuber.com/sell     Buy a business:   https://www.nickhuber.com/buy     Invest with me:   http://nickhuber.com/invest     Social Profiles:   X – https://www.x.com/sweatystartup   Instagram – https://www.instagram.com/sweatystartup   TikTok – https://www.tiktok.com/404?fromUrl=/sweatystartup   LinkedIn – https://www.linkedin.com/in/sweatystartup     Podcasts:   The Sweaty Startup & The Nick Huber Show   https://open.spotify.com/show/7L5zQxijU81xq4SbVYNs81     Free PDF – How to analyze a self-storage deal:   https://sweatystartup.ck.page/79046c9b03  

Clean energy is winning on cost.Solar and storage are cheaper than ever. Deployment is accelerating. The economics are undeniable.So why does it still feel like the industry is losing the broader public narrative?In this live conversation, Nico Johnson sits down with journalist Sammy Roth to explore the gap between technical success and cultural influence. After more than a decade covering energy and climate for the Los Angeles Times, Sammy now writes the independent newsletter Climate-Colored Goggles, where he examines how media, identity, and storytelling shape the energy transition.Sammy argues that the challenge isn't just policy or technology — it's narrative. While clean energy has focused on cost curves and deployment, it has often underinvested in the cultural work required to build public trust, identity, and long-term support.This conversation digs into what the industry gets wrong about communication, why reacting to politics is a losing strategy, and what it would actually take to win the long-term cultural battle.And asking a bigger question: what if the clean energy industry is fighting the wrong battle?Expect to learn:

We Like Shooting - Ep 654 This episode of We Like Shooting is brought to you by: Gideon Optics (Code: WLSISLIFE) Night Fision (Code: WLSISLIFE) Die Free Co. (Code: WLSISLIFE) Rost Martin (Code: WLSISLIFE) Flatline Fiber Co (Code: WLS15) Second Call Defense Guests: Jon Patton – https://guncon.net – NILES, OH BIG PUBLIC SHOW DAY JUNE 20th, 2026 Industry/VIP Events JUNE 17-20, 2026 Text Dear WLS or Reviews +1 743 500 2171  Public https://welikeshooting.com/titles/ Gear Chat [Mischief Machine] MP-20 Full-Size Backstraps Mischief Machine offers backstraps compatible with Smith & Wesson M&P 2.0 full-size frames. The product is listed as a pre-order item taking 2-3 weeks to ship per batch. It is constructed from 316 stainless steel as a grip panel.12 Availability: Pre-order available at Mischief Machine (mischiefmachine.co), takes about 2-3 weeks to ship per batch.1 Special: 316 stainless steel construction.1 [Derya Arms] EX1400 The Derya EX1400 is a 12-gauge side-by-side shotgun featuring a mono-block steel receiver, 24-inch barrels, tang safety, walnut stock, and black chrome finish. It measures 41 inches in overall length and weighs 6.61 pounds, shipping with Full, Modified, and Improved Cylinder chokes. This break-action shotgun is positioned as a value option with an MSRP of $699.0 Cost: $699 MSRP0 Special: Mono-block steel receiver0 [Derya] DY9 Island The Derya DY9 Island is a striker-fired semi-automatic pistol chambered in 9mm Parabellum, featuring a proprietary Island Barrel Design with four top-mounted gas ports that reduce muzzle rise by approximately 25% and recoil by 12% for flatter shooting. It utilizes a forged 4140 steel slide, 4140 annealed steel barrel, and premium polymer frame with interchangeable backstraps, weighing 26 oz with RMR optic-ready cut and Picatinny rail. Capacities are available in 10 or 15 rounds, compatible with many Glock 19 magazines. Availability: Available through www.derya.us, dealer locator at https://derya.us/dealer-locator/, complete upper at https://derya.us/dy9-island-barrel-complete-upper/, and distributors Lipsey's, RSR Group, Sports South. Cost: USA MSRP $599.00 (Complete Pistol 9mm 10rd or 15rd); $349.00 (Complete Upper with RMR Cut). Special: Island Barrel Design: shifts mass to barrel with four top-mounted gas ports, reducing muzzle rise by ~25% and recoil by ~12%. Note Derya Arms Note (Nick) Ruger mk iv Note (Nick) Derya SxS Note Gary plauche day Bullet Points Gun Fights No one stepped into the arena this week. The Agency Brief Agency Update THE HOOK (COLD OPEN) “Gary Plauché didn't ‘take the law into his own hands'—he just put justice on a faster timeline.” THE INTEL (THE STORY) The Play-by-Play The Grooming (1983): Jeff Doucet, local karate instructor, manipulates the Plauché family in Baton Rouge. Classic predator playbook: isolation and trust-building. The Kidnapping (Feb 1984): Doucet abducts 11-year-old Jody, fleeing to California. Repeatedly rapes and abuses the boy in an Anaheim motel. The Rescue: Doucet allows Jody to call his mother; FBI tracks the call. Doucet arrested, Jody saved. The Ambush (March 16, 1984): Doucet extradited to Baton Rouge Metro Airport. News crews tipped off for the “perp walk.” Gary Plauché waits by the payphones in a baseball cap and sunglasses. The Shot: As Doucet passes, live on WBRZ-TV, Gary turns. One shot from a .38 snub-nose into Doucet's head. “Why, Jeff?” The Verdict: Zero prison time. 7-year suspended sentence, 5 years probation, 300 hours community service. The judge and DA knew no jury in Louisiana would convict a father for killing his son's rapist. The Reality Check (Hidden Incentives) Fear of Jury Nullification: The state cut a plea deal because they were terrified of a “Not Guilty” verdict setting a legal precedent for vigilance. Institutional CYA: The police failed to protect the kid, then paraded the predator like a celebrity. They needed the case to go away quietly to cover their own incompetence. The “Unwritten Law”: Backroom signaling acknowledged that while the law says “murder,” the community standard says “justice.” The plea deal was the system bowing to the reality that some people just need killing. THE 2A ANGLE (LEGAL & IMPACT) The Threat: Modern Disarmament Red Flag Laws: In 2025, a father in Gary's emotional state would be “Red Flagged” and stripped of his rights before he could protect his family. “Mental Health” Trap: The state uses righteous anger as proof of “instability.” If you are angry your kid was hurt, you are now a “prohibited person.” Bruen Test: Text, History, Tradition Text: The 2A protects “the right of the people to keep and bear Arms.” It doesn't cite an exception for “angry dads.” History & Tradition: The U.S. has a long tradition of “defense of habitation” and defense of kin. While vigilante execution isn't protected, the right to carry for family defense is absolute. Analysis: Anti-gunners use Plauché as an “outlier” to justify broad restrictions. Under Bruen, you cannot restrict the rights of the law-abiding majority because one dad settled a score. Regulatory Creep: Backdoor Control Soli-Geography: Taking the “sensitive place” logic of an airport and expanding it to everywhere emotions run high (schools, parks, sidewalks). The Narrative War: Media uses this clip to argue that gun owners are “ticking time bombs,” ignoring that Gary was calm, precise, and harmed no one else. THE TALKING POINTS (ON-AIR READY) “The system calls it vigilantism. I call it parenting. Gary Plauché did what the courts were too weak to do.” “Gun control saves pedophiles. Disarming law-abiding fathers only makes the world safer for monsters like Jeff Doucet.” “In 1984, a judge understood that a father's love doesn't wait for an appeals court. Today, that same dad gets Red Flagged.” “Using Gary Plauché to argue against the Second Amendment is like banning seatbelts because someone used a car to leave a crime scene.” “Gary proved that sometimes the state is too slow, too soft, and too stupid to handle the monsters. That's why we carry.” The Alley Going Ballistic Virginia S.B. 749: Senator Cites Handgun Attacks to Justify Assault Weapons Ban Virginia Senator Saddam Salim (D) sponsored S.B. 749, an assault weapons ban targeting AR-15s and semiautomatic rifles, which passed Democrat-controlled legislature on March 9, 2026, effective July 1, 2026. Salim justified the ban by referencing handgun attacks, including the 2007 Virginia Tech shooting and 2019 Virginia Beach shooting. The bill includes a grandfather clause for pre-effective date possession but prohibits sales, transfers, and new purchases. The Gist: Virginians statewide; applies to possession, sale, and transfer of AR-15s and semiautomatic rifles. Impact: Passed by Virginia Democrat lawmakers on March 9, 2026; effective July 1, 2026; grandfather clause allows retention if possessed prior but bans sale, transfer, or new purchases. Bottom Line: Senator Saddam Salim cited handgun attacks (Virginia Tech 2007, Virginia Beach 2019) to justify banning AR-15s and semiautomatic rifles via S.B. 749.0 Washington HB 2521 & HB 5974: Background Check Fee Hike and Sheriff Silencing Bills Washington Democrats passed House Bill 2521, allowing the State Patrol to raise background check fees for firearm transactions from $18 potentially to $35 to cover costs, and House Bill 5974, empowering a state board to remove elected sheriffs refusing to enforce gun laws. Both bills advanced through the Democrat-controlled 2026 legislative session and await Gov. Bob Ferguson's expected signature. HB 2521 takes effect May 1, 2027, if signed, amid opposition citing constitutional violations. The Gist: Washington state: HB 2521 affects gun owners undergoing background checks for firearm transactions; HB 5974 targets elected county sheriffs, particularly those opposing gun control enforcement. Impact: HB 2521 grants WSP authority to hike fees as a ‘blank check,' viewed as a poll tax impairing constitutional right to bear arms (Article 1, Section 24); HB 5974 enables state board removal of non-compliant sheriffs, backed by Alliance for Gun Responsibility but opposed by sheriffs and 86% in a KOMO poll. Bottom Line: Both bills passed legislature and sent to Gov. Ferguson for signature (expected); imposes higher costs on gun transactions and risks state override of elected sheriffs on gun law enforcement. Old Dominion University Terror Attack (Virginia) Exposes Myth of Gun Tracing A terror attack at Old Dominion University in Virginia involved a stolen Glock 44 pistol used by Jalloh, a prohibited felon, highlighting the ineffectiveness of firearms tracing systems. The gun's chain of custody was broken by theft, and its partially obliterated serial number rendered tracing futile; investigators identified the seller via phone records instead. The article argues that national tracing and registration efforts are obsolete, costly, and rarely solve crimes, citing examples like Canada's handgun registry. The Gist: Old Dominion University (Norfolk, Virginia); Newport News, Virginia (gun theft); United States broadly (hundreds of millions of firearms over 10 years old or stolen are untraceable). Impact: Firearms tracing fails due to stolen guns breaking custody chains, obliterated serial numbers, and old firearms; registration systems like Canada's handgun registry (since 1934) solved no crimes by 1995; promotes electronic surveillance over ineffective gun control measures. Bottom Line: Firearms tracing and registration systems are obsolete, cost-ineffective myths that do not solve violent crimes, as proven by the Old Dominion case where phone records, not tracing, identified the gun seller.

In this vibrant episode, host Ashish Kothari welcomes "reinventability queen" Nataly Kogan. Nataly's journey is a masterclass in metamorphosis—from arriving in the US as a refugee to a career at McKinsey, venture capital, and tech entrepreneurship, and now her ultimate evolution as a professional artist and speaker. They dive deep into Nataly's Reinventability Framework, a structured yet creative approach to becoming more of who you are meant to be. This episode is for anyone feeling stuck in a career that looks good on paper but feels soul-crushing, and for leaders looking to foster a culture of growth and innovation.Main Topics CoveredDefining Reinventability: Why reinvention isn't about becoming someone new, but about uncovering the dimensions of yourself that have been waiting to emerge.Step 1: The Zone of Greatness: How to find the intersection of what you love, what you're great at, and where you want to have an impact.Step 2: Possibility-Driven Thinking: Moving from a "map of obstacles" to a "map of possibilities" by quieting the brain's negativity bias.Step 3: Challenging Limiting Beliefs: Using the story of a world-record hot dog eater to prove that psychological barriers are just stories we tell ourselves.Step 4: Act to Learn: Why clarity and confidence only emerge after action, and how to use 14-day "activation sprints."Step 5: Evolve and Experiment: Lessons from James Dyson's 5,126 "failures" and the importance of measuring progress backwards.The Alchemist & Personal Legends: The spiritual and psychological cost of rejecting your true calling.Key TakeawaysAuthentic Impact: Just because your work is impactful for others doesn't mean it's meaningful for you. True flourishing requires the bridge to be built on both sides.Greatness is Effortless: Your "Zone of Greatness" often involves things that come so easily to you that you might discount them as "not real work."Action Creates Clarity: Stop trying to plan your way into a new life. Take small, "pivotal experiments" to generate the data you need to move forward.Measure the Gain, Not the Gap: Looking at how far you have to go kills motivation. Looking back at the actions you've taken this week builds the "blocks" of confidence.The Cost of Inaction: Staying disconnected from your personal legend is a primary source of mental and physical suffering.Connect with the GuestWebsite: NatalyKogan.comLinkedIn: Nataly KoganBook: It's Okay to Be Awesome / Happier Now

Welcome back! Today we're joined by Colette Jane Fehr, a licensed couples therapist, nationally recognized relationship expert, and author of the #1 Amazon bestseller ⁠The Cost of Quiet: How to Have the Hard Conversations That Create Secure, Lasting Love⁠.We chat about:​How Colette "quiet quit" her marriage​Dating after divorce​Dating as a single parent​Conversations that could save your relationship​Why having no conflict is actually a red flag​How to bring up things that bother you in a relationship​Tools for healthier communication& moreFind Colette on Instagram ⁠@colettejanefehr⁠, order her book ⁠here⁠, or check out her Substack, ⁠Secrets from a Therapist⁠.Read my most recent Substacks: ⁠⁠⁠Signs You're Ready To Date Again After A Breakup⁠⁠⁠⁠⁠⁠Exactly What I Did To Manifest My Dream Relationship At 33⁠⁠⁠⁠⁠⁠Conversations Every Couple Should Have In The First Year Of Dating⁠⁠⁠As always, find me on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mostlydating⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. And if you're enjoying the pod, please leave a rating & review! To have your question answered on an upcoming episode, submit it ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or email carleigh@mostly-dating.com. 

Lives Depend.Parker Burke, Group President at Fluke Corporation, leads an organization whose tools help technicians safely test electrical systems in power grids, hospitals, factories, data centers, and mines around the world.So when a technician trusts the reading on a device…they're trusting it with their life.A 99% success rate isn't success.Because the remaining 1% can mean catastrophe.That reality forces a different kind of leadership perspective.Parker's years in the Marines shaped how he approaches it.Not by carrying the weight alone…but by serving the people who carry it WITH him.If he didn't lead that way, the pressure would crush a team.Fear would creep in.People would hesitate.And hesitation in environments like these can be dangerous.He explains in our conversation:- Reverse Rank LeadershipIn the Marines, officers eat last.Parker carries that mindset into Fluke — leaders support the team first because the mission depends on them.- Ending the “What If” SpiralIn high-stakes environments, leaders can't allow teams to live in fear.Instead, Parker aligns people around a mission bigger than themselves:keeping the world up and running safely.- Process Is RespectWhen the stakes are this high, discipline isn't bureaucracy.It's how you honor the people trusting your products and decisions.The idea that sticks with me most:

Tom E. Curran on the cost for A.J. Brown and the Jaylen Waddle trade

In this episode of the Real Estate Pros Podcast, Cody Crabb interviews Jon Minerick, founder of the real estate platform Homecoin. Jon shares how his experience after leaving the Marine Corps led him to create a platform that helps property owners and real estate investors sell homes while reducing listing commission costs. The conversation explores how investors can increase profits when exiting deals, the differences between traditional real estate listings and flat-fee MLS services, and the growing role of software and AI in real estate transactions. Jon also explains how investors can maximize their margins by optimizing costs, pricing properties correctly, and using professional photography to attract buyers.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Most conversations are just noise until voice AI changes the game, allowing organizations to gather real feedback and make smarter decisions in just five minutes. This episode explores how AI-powered voice tools are transforming needs analysis, engagement, and organizational change by capturing insights and boosting productivity. We discuss the integration of voice AI into workflows, emphasizing the importance of trust in data and AI for effective deployment. Perfect for leaders and HR professionals, this episode reveals how voice AI is becoming a critical tool for connection and clarity in the future of work.

The coaching industry is a $30 billion machine built on "proven frameworks," but for experienced professionals, these models often lead to a bank account running on empty. Real transformation doesn't scale in a group of 300, and a weekend certification can't replace 35 years of clinical expertise. Lori pulls back the curtain on why "trusting the process" is often a deflection of coach responsibility and how to spot a coaching mismatch before you sign your next five-figure contract. Highlights: The Scale Myth: Why real identity work and transformation cannot be mass-produced. Certification vs. Expertise: The truth about why results are the only credentials that actually matter. The Cost of Mismatch: A cautionary tale of how the wrong program can erode professional confidence. AI and the Thinking Gap: How to ensure your coach is actually doing the thinking, not just generating "influencer bro" lingo. Schedule a call to discuss personalized coaching at TalkWithLori.com Schedule your Profitable Path Blueprint call.  If you're considering working together and want to see if it's a fit, book a Profitable Path Blueprint Call. It's a simple, no-pressure conversation to decide whether working together makes sense.  Resources: Click HERE to receive your free gift - Get Clients to Say "YES!" The Ultimate Social Proof Checklist Every Business Needs to Build Trust and Boost Sales Join Lori's private Facebook group - The Midlife Business Academy. A Facebook group for The Typewriter Generation!  A community to share business growth strategies that work for us! Join now!   Connect with Lori Follow me on social media - grab other free resources of book a call - it's all right here! Apply for a "Hot Seat" coaching session to work through your business challenges live: MyCoachLori.com

The cost of fixing potholes in England and Wales has risen to a record £18.6 billion - Sean Farrington hears from a mechanic who's seeing the damage to cars by bad roads.The latest on Iran as we get it.And sales of suits and ties are up on the year at the retailer John Lewis - has the casualness of the pandemic come to an end?

Profitability doesn't require a dramatic business overhaul. It requires the right levers, pulled consistently. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting Inc., walks small business owners through 7 actionable profit levers drawn from her years in the CFO seat for large organizations, now translated for where you are today. You'll walk away knowing exactly what to look at in your numbers, which one thing to adjust first, and how 1% changes across pricing, volume, expenses, cost of goods sold, labor, receivables, and payables can compound into meaningful profit growth. This episode is part of a series on building a financially sound business. If you've been asking "I know I need to work on my numbers, but where do I start?" this is your answer.

Matt Schmucker unpacks the character qualities essential for effective missionary work and strategic kingdom advancement. Drawing from 34 years of experience revitalizing Capitol Hill Baptist Church and founding 9Marks Ministry, Schmucker reveals the economic and strategic realities of modern missions. He challenges the assumption that Western missionaries are always the solution, highlighting how indigenous pastor training often yields greater kingdom impact for significantly lower investment. Reconsider your approach to global gospel advancement through this cost-benefit and cultural-sensitivity lens. Topics: Missionary character, Indigenous leadership development, Strategic missions, Cost-effectiveness, Cross-cultural evangelism

We've just returned from one of the most extraordinary trips we've ever taken… Antarctica. This one was especially meaningful because it wasn't just the two of us traveling. We actually hosted this as a group trip through our travel company, Sunshine Travelers Experiences, so we had the opportunity to share this adventure with a group of our listeners and clients. It's one thing to visit a place like this on your own — but sharing it with a group of people who are just as excited about the journey really adds something to the experience. Especially since this is a trip that we have all been looking forward to for over a year now. Since we've been back, we've been getting a lot of questions about the trip. Things like: “Why would someone want to go to Antarctica?” “How do you even get there?” “Isn't it incredibly cold?” And of course… “How much does it cost?” So today we're going to answer some of the most common questions we've been hearing. We'll talk about how you get to Antarctica, what it's actually like when you arrive, what the Drake Passage crossing was like for us, and some of the experiences that made this trip unforgettable. In this episode, we're focusing on Antarctica itself. In our next episode, we'll talk more about the expedition cruise experience and the ship we sailed on. Some links are affiliate links. See our disclosure. Note: Cover photo is the actual photos of us doing the polar plunge but has been photoshopped to include both Melissa and Scott in the same frame but indeed you do the polar plunge individually and under the strict rules and supervision of the expedition team and crew. Help Support the Podcast by Buying us a Coffee ☕️ Other Episodes You'll Love: Episode 10: Antarctica, From the Icy Unknown to Your Bucket List More Resources & Links: Get Our FREE Ultimate Packing Guide See ALL our Favorite Travel Resources Favorite Travel Things: Don't waste your precious vacation time with Jet Lag, get Flykitt and watch Jet Lag disappear! Protect your privacy, boost your security, and keep your browsing data safe with Express VPN. Plus, get 3 months free with a yearly plan. Amazon Packing Must Haves Follow Sunshine Travelers Listen on Apple Podcasts | Spotify | YouTube Read more about this and other travel destinations on our BLOG Follow our travels on TikTok @sunshinetravelerspodcast Follow us on X @sunshinetrvlrs Connect with us on LinkedIn @sunshinetravelerspodcast Get travel tips and follow our travels on Instagram: @sunshinetravelerspodcast Follow us on Facebook @sunshinetravelerspodcast Connect with us on Threads @sunshinetravelerspodcast See our travel videos on YouTube @sunshinetravelerspodcast Save our travel ideas on Pinterest @sunshinetravelerspodcast Music: This Acoustic Happy Music by Dmitrii Kolesnikov from Pixabay

Do you need a reinvention — or just a reset? In this episode I'm getting honest about the gap between wanting something in your life and actually deciding to go after it. This isn't about blowing everything up. It's about stopping the drift and quietly, firmly, pointing yourself in a new direction.What Does a Real Reset Look Like?Most people who try to reset their lives go too big — new city, extreme diet, dramatic quit. Three months later they're exhausted. A reset isn't a reinvention. It's a readjustment of your trajectory. Small, consistent course corrections compound into big change over time.Desire vs. DecisionIn your 20s you have plenty of desire. By your 50s you realize desire without decision is just a fantasy. A decision is expensive — not always in money, but in comfort, habit, and excuses. The shift happens when you stop wanting and start committing daily, not someday.The Cost of DriftingDrift feels harmless because it's slow. Health drifts. Finances drift. Relationships grow distant. And then one day you look up and a decade is gone. The good news: you don't have to fix it all at once. You just have to stop drifting and start steering.Subtraction Before AdditionEvery meaningful reset requires giving something up first — scrolling, convenience eating, saying yes to everything, avoiding hard conversations. What are you protecting that is actually keeping you stuck? What are you unwilling to give up that's costing you your future?Consistency Is the Unsexy SecretSpeed is overrated. Stability compounds. Whether it's filling one garbage bin a week to organize your house, or committing to one daily walk, small reliable actions done over time get you further than any dramatic leap. I've lost 80 pounds. It wasn't one big moment — it was a thousand small ones.You don't need a new life. You need a slightly new direction and the willingness to move toward it today — one small step at a time.Jill's Linkshttp://jillfromthenorthwoods.comhttps://www.youtube.com/@startwithsmallstepshttps://www.buymeacoffee.com/startwithsmallstepshttps://twitter.com/schmernEmail the podcast at jill@startwithsmallsteps.comBy choosing to watch this video or listen to this podcast, you acknowledge that you are doing so of your own free will. The content shared here reflects personal experiences and opinions and is intended for informational and inspirational purposes only. I am not a licensed healthcare provider, psychiatrist, or counselor. Any advice or suggestions offered should not be considered a substitute for professional medical or mental health advice. You are solely responsible for any decisions or actions you take based on this content.

Hey Nonprofits is the only podcast specifically focused on event fundraising and auction strategy- because someone has to stand up for the gala. But great events alone won't save your organization if your financial foundation is broken.In this episode Matt Gardner, Co-founder and CEO of Hiline and host of the Fiscally Awesome podcast, makes the case that nonprofit financial infrastructure isn't just a back-office problem. It's a fundraising problem. A credibility problem. And a mission problem.If you're an executive director, development director, or nonprofit leader trying to grow your organization and diversify your funding in 2026 this conversation will change how you think about the business of running a nonprofit.

In this episode, we explore Luke 9:57–62 and the defining moments when following Jesus moves from casual interest to total commitment. Using the powerful “line in the sand” image—often associated with the 1836 Battle of the Alamo—we’re invited to consider our own moment of decision: are we all in, or holding back? Through three encounters with would-be disciples, Jesus makes the cost of following Him unmistakably clear. Kingdom-first discipleship calls us to lay aside comfort and convenience, prioritize Jesus above time and money, and break free from the pull of our past. His words are challenging—but they are also a kindness, calling us into a deeper, fuller life with Him. Ultimately, we see that Jesus has already crossed the line for us—laying down everything to rescue and redeem us. Now, He calls us to respond. Will we simply encounter Him, or will we truly follow? Renaissance Church - Richmond, Texas ren-church.org

The Kristian Harloff Show delivers your daily dose of the hottest movie news, TV updates, box office breakdowns, and pop culture headlines with comedian Kristian Harloff's signature unfiltered takes, sharp wit, and insider perspective. In the "Stories For Today" segment, Kristian dives straight into the biggest entertainment stories shaping Hollywood right now.Catch the latest on:The 2026 Oscar Winners – Full live results and analysis from the Academy Awards ceremony. Reminders of Him – Strong box office debut for the adaptation that's resonating with audiences. Paramount Passes On Max Landis' G.I. Joe Take – Exclusive scoop on why the studio walked away from this high-profile pitch. The Mandalorian & Grogu Runtime Revealed – How long is Din Djarin and Grogu's epic theatrical adventure? Get the official details. Spider-Man: Brand New Day Sets Long Window – Rumors and updates on the next Spider-Man film's release strategy and more. Perfect for Marvel fans, Star Wars enthusiasts, awards season trackers, and anyone who loves comedic commentary on the latest films, streaming hits, and industry drama. Join Kristian Harloff for out-of-theater reactions, trailer breakdowns, casting rumors, and honest reviews that keep you ahead of the curve.Subscribe now on YouTube for live daily shows (Mon-Fri), Apple Podcasts, Spotify, or Patreon for exclusive content. Don't miss the pop culture podcast that's entertaining, informative, and always buzzing with the freshest stories in entertainment! #KristianHarloff #MovieNews #Oscars2026 #StarWars #Marvel #BoxOffice SPONSOR: CASH APP: Download Cash App Today: https://capl.onelink.me/vFut/76rlxe00 #CashAppPod.  Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC.  See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Discounts and promotions provided by Cash App, a Block, Inc. brand.  Visit http://cash.app/legal/podcast for full disclosures. BUTCHER BOX:     As an exclusive offer, new listeners can get their choice between chicken breast or top sirloin for a year OR ground beef for life, PLUS $20 off when you go to https://www.ButcherBox.com/kristian  

This week, Shanti and Antoinette plan a date in NYC. Together, we talk about the end of Industry and Knights of the Seven Kingdoms; we discuss the Ellison family collecting media and tech companies like Infinity Stones; we question whether success requires a small loss of integrity; and we finally discuss the Matthew Knowles video leak, which felt wildly disrespectful to Ms. Tina. Join us...Contact Us:Hotline: (215) 948-2780Email: aroundthewaycurls@gmail.comPatreon: www.patreon.com/aroundthewaycurlsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Keith sits down with the youngest guest in show history—a 19-year-old college sophomore and student-athlete who's already deeply immersed in real estate and economics, Hunter Taddy. You'll hear a candid Gen Z perspective on money, debt, and the shifting social landscape, along with what's really being taught in today's real estate and econ classrooms.  They explore how young people are navigating college costs, work, and early investing decisions, and how hands-on property management education is shaping one student's path.  If you're curious about where the next generation of investors is headed—and what that might mean for your own strategy—this conversation offers a rare, on-the-ground look without the usual clichés. Episode Page: GetRichEducation.com/597 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold talking with a 19 year old guest that I befriended last year. He's a college sophomore with a real estate investing related major. What does he think about generation Z's future is in person, social life, dead. And what do you really learn about real estate and economics in college today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:11   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:00   Welcome to GRE from Concord, New Hampshire to Concord, California and across 188 nations worldwide, you're listening to one of America's longest running and most listened to shows on real estate investing. I'm your host, Keith Weinhold, and this is get rich education. Increasingly, you know, people ask why even go to college? Is the value of higher education even worth it to drag yourself to an 8am American Lit class while living off of dining hall Breakfast Biscuits and chicken strips for $100,000 a year, it's been estimated that one in seven men are meats, n, e, e, t, that means not in education, employed or training. Why put on a suit and tie and show up at a job when you have a reasonable facsimile of life online and you have discord and Reddit and trade stocks on Robinhood and crypto on Coinbase. Now I don't think that's going to be good for you, and I still think that there are a lot of positives about attending college. At least 15 to 20 colleges close each year in the United States. And despite this, you know, most people that I talk to, they still seem to be mostly positive about college, or they have this expectation that their kids go to college. So anecdotally, this hasn't changed. I probably wouldn't even be as aware of this shift if I didn't read media like I do, if I just talked to people informally, I really wouldn't know. One thing that has not changed also is the notion of the broke college student. I used to be one of those. Now America is just a couple years removed from that wave of elevated inflation and war in Iran has positioned to stoke a second wave of inflation. Today's guest told me that he does pay credit card finance charges, even though he makes more than the minimum payment, just kind of like I did as a college student. The default state of teenage society today is different. It used to be boredom, and now that's been replaced with anxiety. That part has certainly changed, and often it tends to be teen anxiety over such nonsense things. I mean, I have a teenage niece. One example is the burden of maintaining your Snapchat streak? Oh my gosh, if you're a Gen Z or you know what I'm talking about, basically a snap streak where you've got to send a friend a photo or video every single day to keep your streak going, two people have to send it to each other, and people with long streaks, they even like send each other a photo of the floor, just. To keep the streak going. I mean, talk about anxiety over the wrong things.    Keith Weinhold  5:04   Well, today's team guest Hunter, he has a somewhat better grip on life. I haven't met his parents yet, but they've done an amazing job. In fact, Hunter's dad owns rental property, which kind of helps to fuel some of his interests and desire. But in order to cope with inflation and expenses, buy now pay later programs have really taken off. They're widely known, but less widely known. Our rent now pay later plans. They're booming. Platforms like livable, flex and affirm. They're used by lower income and lower credit score tenants that often live paycheck to paycheck. And how it works is that these tenants are extended money at the beginning of the month to pay the rent. They often pay a flat subscription fee plus 1% of the rent. And you know, hey, that could be better than the tenant paying late fees to the landlord. I learned from one tenant that had trouble paying his $1,850 in rent that flex charged him a $15 monthly subscription plus 1% of the total rent for providing the service. So his total fees for the app were around $33 a month rent. Now pay later. You're probably only going to hear more about it, but if you're a landlord, you probably do not know that your tenant is using a rent now, pay later plan, because you just received the full payment on time, and then your tenant pays back the service later. Remember, it is called rent. Now, pay later. Oh, before we bring in our guest, can I ask you for some quick help? Maybe you wanted to tell me what you think about the show. You could have been listening for years, but you don't think that you can reach me. If this show has helped you become a better investor, the best way to support the podcast is to leave a quick rating or review. It helps more investors discover the show. Just tap the five stars in your podcast app. It can take as little as 10 seconds, and I will read it myself. Thanks in advance for leaving a rating and review. Let's meet this week's guest.   Keith Weinhold  7:22   This week's guest is the youngest we've ever had in show history. He's a teenager, so he's about a generation younger than me, and it's his first time on a podcast. He is a sophomore student athlete at the University of Alaska Anchorage, where he competes in the 800 meters for the track and field team. He runs about a 155 his major is management, with a specialization in real estate and property management, and he's just into so many things beyond athletics and academics, he serves as an ambassador for the Widener property management and real estate program. He's also an officer of the real estate management and investment club from Wisconsin. He's 19 years old, a straight A student. He's also an RA that's a Resident Assistant there helping out students at the dorms. Welcome to GRE Hunter, toddy.    Hunter Taddy  8:18   Yeah, I'm happy to be here. Thanks for having me.   Keith Weinhold  8:20   Taddy is spelled T, A, D, D, Y. I met Hunter almost six months ago. A property manager introduced us just thinking that we might have some things in common, and she sure was right. We've gotten together a few times, including going running at one time where, well, I had more than a little trouble keeping up with an active college athlete. The last time we sat down for coffee, just last week, I looked at my watch. We were done, and we sat almost two and a half hours like how many teenagers could really hold my attention for that long? But he just understands the world and politics surprisingly well. For a 19 year old. He's confident and well thought out. He's read War and Peace. He even got some of his own cooking and avoids seed oils. And you know, Hunter being born in 2006 when GRE debuted in 2014 you were eight years old. So before we talk about you, let's talk about your generation, generation Z What do you think some of the markers of your generation are?   Keith Weinhold  9:28   Yeah, so it's as I've shared with you in the past. It's interesting, because especially at UA, I'm mostly surrounded by like, athletes. So athletes tend to be a lot more social, just like how they grown up, they're always around people that tend to be a lot more driven. But then when I talk to, like, non athletes, it's a little bit different. Like, my generation is definitely they're on their phone a lot. I mean, I've told you before, like, I avoid social media. Well, I wouldn't say like the flag, but I avoid it a lot, because I know, hey, how addicting it is. And B, just like, you know, the.The word of my generation is slop or brain rot, and which is most of the stuff on the internet, but Yeah, seems to be like, there's a lot of anxiety in my generation, a lot of, like, lack of accountability, which I've noticed a lot lot of, like, lack of responsibility. And it's almost like self indulgent in a way, where it's like, oh I'm so lazy, or Oh, I'm so this, or I'm so that, and it's just kind of weird. You don't really get that much with like the athletes. Back to the social aspect. I don't know if you've seen that headline recently, that's like, the alcohol industry has lost eight, $30 million over the past four years because he doesn't drink. The real story isn't about Gen Z not wanting to drink alcohol. It's about Gen Z, not like really being social, right? I mean, I don't see that many like, Hangouts as much as, like, when I hear from, like my parents, you know, every night you're going somewhere with your friends or your you know, you're going to the bar, you're going to a bonfire, or things like that. And it's just, you don't see it as much. A lot of people are just in their rooms or online and, you know, the online gaming, online gaming, I don't game a lot, but gaming with friends is actually really fun to do sometimes. But everything's a lot more digital, you know, from the communication to like the spaces, you know, where you hang out, whether it's video games or whether it's VR chat, and some people do that, or discord, or just like internet forums and things like that. Yeah, just lot more digital.    Keith Weinhold  11:24   Yeah, you use little or no social media. Personally, I know you manage the Instagram page for your real estate organization, but yeah, there is more of this perception of in person, social life, maybe not dead, but dying. I've learned that 51% of 18 to 24 year old men have never asked out a woman in person you were sharing with me at how you know people have anxiety just about ordering food in person at a restaurant in Gen Z.    Hunter Taddy  11:54   That's actually funny. So because of how that conversation escalated, I technically did ask her out in Snapchat, but then she was like, you have to ask me out in person. And then I did eventually ask her out in person.    Keith Weinhold  12:06   Now, when it comes to in person meetings, after a few meetings with you, I noticed something rare when it's about seeing people in person, you have virtues that I think are somewhat rare for Generation Z. I mean, you actually show up on time. This this chat we're having right now. It's the fourth time we've gotten together, and you actually showed up early each of the four times, which is something that I really notice and appreciate, which, even for people my age, it seems like it's a virtue that they've lost. I mean, showing up on time is just common decency. That's just doing what you said that you were going to do. I find that pretty interesting. But when it comes to your generation being in college now, I mean, college is tough. You know, when I went to college, I took on student loans. My parents and I each paid for half of the tuition, and also worked a part time job while I was there. So I mean, you hang out with a lot of athletes, but how is it with balancing, you know, the income and student loans? Because, you know, college kids are still pretty poor   Hunter Taddy  13:10   I wanted to run for a division two program, because you can get athletic scholarship. I came in as a walk on. I'm not on any athletic scholarship. I get free housing and free meals for being an RA. Yeah, with my RA position, I actually got the RA position my second semester. So I got it as a freshman, which was like, really, really clutch. So my dad was in the Air Force for 20 years, and I got the GI bill for like, I think, six months. So I got my two first semesters of tuition paid for, and then I got some, like, some money for, like, housing and stuff. I mean, I pocketed most of that just because, I mean, I got it for free already. I don't get any more help from the GI Bill, because I'm not in Wisconsin. But if I went to Wisconsin, I could go to any school for free, like, tuition free. So, I mean, sometimes I do think about that, but with my real estate program. I mean, oh my gosh, the scholarship deadline. Every year they give out like, $50,000 in scholarships. A lot of them are from Widener and then just other like local real estate companies in the area. Last year, I got a $2,500 scholarship to travel to the National Apartment Association's apartmentalized It's like, their yearly conference in Las Vegas, and that was pretty cool. So that stuff kind of went over my head, but a lot of the stuff about AI was, like, just really interesting to hear, especially just about property management. And it's crazy to me, because, like, AI is almost like, my generation's thing, since we're, like, growing up with it, yeah. And then hearing, like, a lot of like, the older people in the property management profession talk about, I mean, they're still talking about when they had to keep their records on pen and paper, or, like, files and stuff. And I'm like, This is crazy. So I have scholarships with the real estate program, if I'm lucky, I can get up to almost $10,000 after the spring. It's.That means I pay in state tuition because I live on campus. It was a deal they were running after covid. So that's only like $5,700 I mean, my scholarships will be able to cover that. This semester, I paid like 2000 of it or something, and then my parents were kind enough to cover the rest, and then I'm going to pay them back right away after the year ends once I get those scholarships. And then, yeah, I get $11 an hour for working desk at my RA job. It's tax free, so, I mean, it's not totally bad, but I don't working desk hours that much because we only have them at night. And then, you know, being an athlete, I don't like staying up until, you know, one o'clock sometimes. I mean, the other night, I had to work a nine to three desk shift, and that screwed my whole for an entire week. Yeah. Okay,    Keith Weinhold  15:48   so when you graduate college in a few years, you could very well come out with a lower student loan balance than a lot of others did, although you might still have an informal loan with dad in there as well. How do you and a lot of people of your generation see your financial future? They sure can be hard to predict, but a lot of people see this crushing debt with student loans, and I wonder, even though it could be far into the future if really Gen Z thinks that they're ever going to be able to afford a home. Now, when it comes to the student loans, I know I shared with you when we sat down for coffee that I had a balance. I think it was like a $20,000 balance when I graduated, because again, my parents paid half of it and I worked part time when I went to school, I shared with you that I just took that balance and paid very little interest on my student loan balance because I kept transferring it repeatedly onto these 0% APR credit cards, and when my introductory rate expired on one card, I would just transfer it onto another card. So I've long been comfortable with debt.    Hunter Taddy  16:52   So me, personally, I do not want to take out a loan from any entity. I'm very fortunate and privileged that my parents are able to, you know, front that money for me when I need it. When I need it, I try to pay them back right away. I do not want student loans like my goal is to get out of college, you know, without owing anybody any money. It's weird, because I'm from such a small town in Wisconsin, and I view trades a lot differently than, like a lot of my peers who grew up in the big cities, I know blue collar millionaires, right? People who just, you know, put their nose to the grindstone, pouring concrete. You know, working driving a semi. Only do that for maybe five or 10 years, like my cousins. My cousin pours concrete, and then the other one, I think, works for construction company, the Midwestern work ethic, they're sitting on 10s of 1000s of dollars in their savings account right now. You can make the argument. Well, their back is going to give out in a couple years. And some of that's true. But also, you know, you don't have to be the guy pouring concrete for how long. You could be the business owner, or you could be the guy who's the plumber for 510, years, and then, you know, start your own plumbing business. That's why I don't look at student loans as, like, I need this college degree to, like, make money or be successful. Like, I've met a lot of people who legitimately have that mindset. That's like, I understand that if you've grown up in that sort of, like sphere, you've grown up with those ideas. But to me, it's like, I know if I can't pay for college, or if I don't graduate college, I know I'm going to be fine. I could go, you know, work construction, or I could go, you know, mow lawns or something. I know, I guess I just view it differently. But a lot of people think they need those student loans. So, I mean, they sign up for them. And I looked it up the other day, the average time to pay off student loans is, like, 20 years or something like that. Yeah, I believe it. That is kind of sad. That's insane to me. I want my lawyers going to college. I want my doctors going to college. I want to college. I want all these people to have a good education. But I mean, like 100,000 to $200,000 I just see that, and it's like, oh, I don't know, man, I sign up for the fast flow every year, but I never get anything Free Application for Federal Student Aid, yeah, but I know some people get, like, Pell Grants. If I'm not wrong, I think the Pell Grants are just, I don't know they have to pay those back. It seemed like I was applying for the Stafford Loan. I was lower middle class. I don't think we quite qualified for the Pell grant. The grant being like, free money and a loan of stuff that you need to pay back. Yeah, of course. And of course, in addition to student loans, we regularly have students using credit cards and probably not being able to pay the full balance, is they make their way and try to pay their way through college. That's certainly one thing that I did.    Hunter Taddy  19:28   Here's something for you, DoorDash, my generation and DoorDash is so crazy. I mean, I look at some of these people we have like a desk, at some of the halls, and the amount of people who just DoorDash some of these people are doordashing every night. And that's not cheap, like, that's sometimes it's like 30 bucks just to get Taco Bell or, you know, Wingstop or something like that, and then Klarna, it's like, finance a pizza. Like, what are we doing here?    Keith Weinhold  19:54   Sure, yeah, you're making a down payment on a blooming onion and financing it and making the last payment on it. Years later or something. Yeah, crazy like that, 100% and yeah, I would imagine home ownership is just seen as something that's so far into the future, it's almost unfathomable.    Hunter Taddy  20:12   Yeah, it's funny to me, because, you know, I come from, again, very small town, the cost of living is, like, extremely low compared to the country. I'm pretty sure Green Bay was voted number one place to live by us, News and World Report couple years ago, number one place to live in the United States. But more of the people back home who work these jobs in the trades, like the thought of owning a home seems a lot more real to them than my friends who are in college. And a lot of that has to do with, you know, like we're in bigger cities. Again, people have more debt, but yeah, I mean, you look at those prices of homes, I think the median home price in Anchorage is like $426,000 and just, you know, looking at that numbers like, how am I ever going to afford that? One of my friends, he's in the real estate program. He's got $40,000 saved up. He's got his Roth IRA maxed out. It's weird, because this is one of the points I want to make. So in my generation, you have people who have all these resources, you know, especially with the internet, and they're doing very well with it. They're taking it and they're running with it. And then you have the other part of my generation who's doing the buy now, pay later option. It's almost like a upside down bell curve or something like that. The people who are good are getting so much better, and the people who are making the bad decisions are getting so much more worse.    Keith Weinhold  21:25   Ah, the K shaped economy starts young.   Hunter Taddy  21:27    It's just interesting to see sometimes, because you have some people like, I can't afford this, I can't afford that, and it's like, yeah, being college student is hard. But then it's like, you buy your $6 coffee every day, and it's, you know, I'm guilty of that too. My spending habits aren't the best. And then you look at like home ownership inflation is real. Cost of living is getting higher. But also my dad talks about this a lot like our standards are getting so much higher, too great. Our houses are getting bigger. Kids don't share bedrooms anymore. All our kids have to have our phone. All our kids have to have the newest thing or the newest coat. And you know, you want nice things for your family. I get that, you know, I don't have a family, so I can only talk about this so much. But I mean, our standards are getting a lot, a lot higher as well. I mean, you look at our grandparents houses, and they're like, these, just small, one story houses, one bathroom. You know, I look at the house that my dad grew up and he shared a room with his brother until he graduated, right? And then you look at all these families kids live in their bedroom, it's so weird to me that like siblings, they know each other, but they don't know each other because they're sitting in their rooms all day and they're looking at their phones.    Keith Weinhold  22:31   You surface a good and salient point hunter that a lot of people don't bring up because the K shaped economy that means a widening disparity between the haves and the have nots, but the entire K also keeps moving up, so standards of living continue to get better for both the haves and the have nots, even though the disparity between them continues to widen, and yes, a poor person today has Wi Fi and has Air Conditioning and a lot of minor conveniences that poor people didn't have 75 years ago. You're listening to get rich education. We're doing something different this week, talking to the youngest guest in GRE history. His name's Hunter toddy. We're going to talk more when we come back about what he's learning in classes, economics and real estate classes, because that is one thing that college students do. Remember, I'm your host. Keith Weinhold.    Keith Weinhold  23:24   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g.R, E,    Keith Weinhold  24:00   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program, why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre,or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Robert Kiyosaki  25:12   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold don't quit your daydream   Keith Weinhold  25:26   Welcome back to get rich Education. I'm your host. Keith winehill, we're talking with Gen Z and student athlete Hunter toddy. He's a sophomore college student, and he's got a management degree with a concentration in real estate investing. So yeah, Hunter, tell us some of the things that you've learned about in an economics class or two that you've taken there at UAA.    Hunter Taddy  25:51   So I had an economics class last semester, but the teacher is basically tenured, and he only posted YouTube videos and like three quizzes was like the entire grade. He made us great at 2000 wasn't gonna say and didn't even grade it. So I didn't learn anything about economics, but that was macro, and now I'm in micro. And this professor, he's fantastic. He talks to Anchorage and Alaska legislators all the time. He was on Meet the Press Like he's very, very, very, very smart and well spoken, one of my and professors, and he's also Yale educated, as I understand. Yeah, I always get crap from my cross country teammates because most of them are STEM majors. There's a lot of engineers, and then there's, you know, you have people who are in, like, kinesiology, and then a lot of aviation, but they always give me crap because, like, oh, business, it's supply and demand, blah, blah, blah. But then, like, legitimately, economics has been so fascinating for me, just like, you know, consumer behavior, opportunity cost, trade off. One of the things is rent control, right? Definitely a big conversation, especially in, like, my generation, you know, because of all these rising prices. And then, you know, the landlord always gets the negative connotation, right? Landlords are greedy. I wouldn't even as a college student. Well, you think about rent control is like as soon as you put that binding price ceiling on the rent prices in an area, that's why there's not enough housing on the West Coast. That's why landlords are painting over the light switches, or they're not fixing your toilet, or they're not fixing the leaky sink. There's just a lack of understanding general society about, like, just how markets work and why. You know, businesses make certain decisions that they do. That's one thing with, like, a lot of my generation, is a lot of them are almost anti business, in a sense, right? In a sense, but they love being consumers. What my dad talks about a lot is as the business owner, like when you work for a company, a lot of the times you can clock in, clock out, you go home and you lay your head on the pillow, and you don't have to worry about anything, right? But when you're the business owner, like my dad, and if you have a lot of anxiety, like he does, about certain things, and you stress a lot, you're up at 2am wondering if the LVP you put in someone's kitchen is going to buckle, well, then you're gonna have to go back and fix it all and all these things, and so I definitely have a lot more to say understanding for like business owners and like landlords. Yeah, the economics classes just broaden my understanding of how the world works. I think that's a class everyone should take, and it is a general ed but I think it's a class everyone should pay attention to as well.    Keith Weinhold  28:18   Sure, rent control gives landlords no incentive to make improvements to a property. So yeah, it's good that you're learning about this in econ class. Tell us about some of the other things that you've learned in economics or in your more real estate investor centric college courses.    Hunter Taddy  28:36   So I'll focus more on the real estate stuff. So Dean Widener, Widener apartment homes, one of the top five, I think, largest owners of apartment homes in terms of units like in the United States, right? He basically came to Anchorage, and he wanted to build the Widener program, basically like a farm for property managers, like, you know, give this education. And then they, you know, they come work for widener. They come work for, you know, whoever a lot of the education has to do with property management. So there's leasing, asset maintenance. Talk a lot about operating budgets, risk management. All students in the program memorize the cash flow performer by heart. So, you know, you have gross potential income loss to lease, vacancy, net revenue, other income, expense reimbursements. Maddie poo, which is maintenance, admin, taxes, insurance, payroll and utilities. Have you heard that acronym before? What is it? Yeah. Maddie poo, I pretty sure my professor, like, that's kind of like his thing. I didn't finish it all, but we have it all memorized, and then we do, like, a lot of fair housing and landlord tenant law. Yesterday, in my Real Estate Investment Finance course, we were analyzing loans, and we were making like amortization tables, yeah. And then so we were looking at like interest rates, how a balloon loan works, variable interest rates. I took real estate Maintenance and risk last semester, and that was really awesome. We got to visit buildings all across Anchorage and talk with the property managers, talk about maintenance systems, general maintenance of the property, property management, the day to day, things like that. And then leasing, we actually had us basically go undercover. We have to have three properties, and we go do a showing at all of them, and then we had to review them, and we did a presentation about them, and, like, we basically reviewed them and graded, like the leasing agent, and how they did that one was really cool.    Keith Weinhold  30:33   Okay, so the mock tenant, grading a leasing agent, yeah, then showing you amenities, explaining lease length, things like that,    Hunter Taddy  30:41   and then seeing if, you know, they violated any like Fair Housing things. He said, Don't necessarily try and bait them, but one of the questions that one of my classmates asked, so what kind of people live here? And then the good property manager, you know, it says we rent to anyone that fits our criteria. And then you have some people that's like, oh, you should have said that. Yeah, yeah, it's pretty touchy, age, race, family status, right? Yeah. So we definitely have that drilled in our heads as well, like landlord tenant law and then, like, fair housing, you    Keith Weinhold  31:11   told me something interesting when we got together, when you run the numbers for property, that the numbers always work better in one condition than they do in another.    Hunter Taddy  31:20   So we do cap rate. And so cap rate is noi over value, I believe, yep. So we analyze the cap rates for all the properties, and then we see what is our return if we pay cash or whatever is our return when we pay leverage. And sometimes it's better if you pay cash, or sometimes it's better if it's leveraged. But I always think even if you could pay cash, you pay, say, $3 million for the whole complex, well, you could put a $500,000 down payment on six other properties. So I always thought that was weird, because that's just, I read Rich Dad, Poor Dad, after my dad recommended it to me, and then it just talking to my dad about leveraged investments. Yeah, why don't you do that instead? Oh, he said,    Keith Weinhold  32:00   right, as long as you control your cash flow and pay the mortgage and the operating expenses. Yeah, we typically talk about getting the leverage here, because the appreciation grade has absolutely nothing to do with the amount of equity that's in the property. Is there anything else interesting that you learned from going out in the field and actually seeing some properties or talking to some managers? And I think this is really interesting, because a lot of times when people graduate college, they tend to broad brushstroke students or new graduates, and say, Yeah, but they haven't gotten out in the real world yet, but you actually are as a student.    Hunter Taddy  32:33   Yeah. So that's one thing I really love about our program, and I really love our professor. He owns properties himself. It's not like a pyramid scheme thing where, like, almost like, you're going to college to learn how to be a professor, and sometimes that we need those people for, like, research and stuff. But like, he's actually done the work. He knows what it's like. He can relate to things that we're talking about. Yeah, we get a lot of that real world experience, which is really awesome going about that, like the leasing experience. One of the things with, like, a lot of the managers, especially in Anchorage, because there's such a housing shortage, a lot of them didn't really like try, because they like, almost don't have to, because, I think a lot of them assume you're gonna lease someone anyways, no matter, because it's not necessarily really competitive. So because the vacancy rate is so small, yeah. So it's just like, here's the kitchen. You know, we're actually taught in leasing class, leasing strategies. And also, what's really good about our classes, we read, like, a lot of personal growth books in our classes. So like in our leasing class, our professor had us read The Seven Habits of Highly Effective People, Stephen Covey and yeah. And then I think for our real estate investment class, we're going to read the compounding effect. I don't know what it's about, but I mean, I really appreciate how our professor gives us, like, those books and that knowledge that's not just, you know, specific to real estate. It's like how to become like a better person, or how to become better at personal finance in general.    Keith Weinhold  33:58   All right, so some conceptual and some mindset stuff, along with more of the hands on and more of the numbers. Well, before I ask you, what's next for you, do you have any last thoughts with what you've learned in class, or just anything overall about your generation and lifestyle and getting along financially? For a college student,    Hunter Taddy  34:18   in April, I'm going down to Austin for the property con, which is Institute of real estate management, big conference. I think they have this one every year too. I think John Quinones, the guy from what would you do, is going to be like one of the keynote speakers. So looking forward to that, definitely looking forward to some of, like, learning more about, like AI, and how it's used in, like, the property management, like real estate sphere, and then I'm kind of interested in green building, because it almost seems to be like, Win win, right? Because better for the environment and then better for the investor most of the time, you know, like, through these retrofits, like you're just switching to LED light bulbs, we actually, we ran those numbers a lot in my.In its class. Like, you know, what would it be like if you switch from iridescent to LED light bulbs? And it's like, that's like, what are the things that all property managers should do? Because you're saving, sometimes 1000s of dollars and seven or 10 year period, or whatever it is, improve the cap rate, right there? Yeah, I want to definitely learn more about, like, the green building. And also, just because, you know, I'm a healthy person, when I build my house one day, I don't want to have, like, a lot of toxic materials and stuff as well. I have one friend. He's really, really dialed in his health. They're talked about him with you before, but he, like, he's not even have drywall in his house because there's some, like, toxic thing in drywall, or something, like, he's gonna build it out of brick and mud or something, I don't know.    Keith Weinhold  35:39   Oh, he can't just go live in any rental. Yeah, well, Hunter, this has been really good. Your dad owns rentals in Wisconsin, and like you mentioned, he's red, Rich Dad, Poor Dad himself. So that's kind of an influence on you. And you do have a management internship back in Wisconsin this summer. But before we go on, you mentioned to me that your dad owns a certain type of apartments in Wisconsin, and I've never heard of that type before. What are they called? And then, what does that mean?    Keith Weinhold  36:06   I think the name is local to the city itself in Manitowoc, Wisconsin. So they're called custerdales. I think there were homes built after World War Two, I believe, for like GIS and things like that so well. Just before he got in the Air Force, he was in Saudi Arabia for a year, and he was thinking about, you know, what am I going to do when I retire? Because he knew after the year was done, he was going to retire and come back to Wisconsin. And one of his friends got him into real estate, and he talked to my mom a little bit, and they just started buying properties. So that was in 2018 and now they own about 70 units, mostly duplexes, with their biggest being a five Plex. They also have a 18 bed assisted living facility. Most of the the 70 units are called custerdales. They're all like, cookie cutter, like, the same they're basically the same layout, you know, sometimes it's just flipped or whatever. And he basically did the same thing each time, a lot of them were, like, really run down ones that they purchased had someone with a chicken living on top of the refrigerator. And then when they locked the place up after they bought it, he broke back in and took stuff. And so they've really, actually, like, helped the community in a way, by remodeling a lot of these homes. And then my dad would refinance them, and then he would take that money and then invest it into another property. And he just kept doing that again and again and again. Yeah, so buy and hold we self manage, because there's not really a reputable property management service in the area. This is near Manitowoc, Wisconsin. Maybe you've heard that name before. Manitowoc, they make heavy construction equipment, and you are going back to Wisconsin this summer for a management related internship, yeah, well, Hunter, well, this has been great talking about what your generation's like, what you do in your classes, and the practical experience that you're already getting as a 19 year old. I mean, you're just substantially further ahead than I was as a geography degree student and major way back in the day, if anyone wants to reach out to you, see what you're doing, or contact you. What's the best way for them to do that? Hunter.    Hunter Taddy  38:09   So I don't have Instagram or Facebook, but I do have LinkedIn. So if you just search Hunter toddy again, T, A, D, D, y, on LinkedIn, you can find me there. Also just give my email. It's H hottie 007 at Gmail.    Keith Weinhold  38:26   All right, look that up if you want to reach out to Hunter. Yeah, it's been great having you here. Thanks so much for coming on to the show.    Hunter Taddy  38:32   Thanks forhaving me.    Keith Weinhold  38:40   Yeah, a fresh perspective from college student, Hunter toddy today. He has got his act together amazingly well for a teenager, and you know, talking to him made me think about something like I said when I graduated college, and it was just with a bachelor's degree. By the way, pretty humble bachelor's double major, geography and regional planning, I had that 20k in student loan debt, which I transferred onto 0% APR credit cards, over and over again and inflation adjusted terms, that might be 40k in today's dollars. I had no incentive to pay it down, let alone pay it off, since my finance charges were essentially zero, so that's why I probably carried that balance for close to 20 years. But this is the first time that I thought about the fact that that very habit was probably a benefit to me, not because it saved me from paying interest on student loans, but because it got me comfortable withholding debt for the long term and rationalizing that there would be an opportunity cost of paying off that debt, because a payoff would have meant that I would forego the opportunity of investing those dollars to get gains, that habit got me comfortable with prudently using debt and leverage as a real estate investor, and that helped me own and control more property sooner. So it was a somewhat autodidactic approach to good debt. Today, we talk with a young, likely soon to be investor, oppositely next week here on the show. We're talking about the book end, on the other side of the shelf, and that is when you're ready to retire from real estate, you can exchange your properties into a fund, pay zero capital gains tax or depreciation recapture. And unlike a 1031 exchange, what you've done is you have totally exited the direct real estate business with a 721, exchange, and you still get financial upside with zero management duties retired. Finally, if you've ever wanted to tell me what you think about the GRE podcast, if this show has given you some fresh perspective or helped you become a better investor. The best way to support the show is to leave a quick rating or review. It helps more investors discover the show. Here's how to do it inside the get rich education Show page on Apple podcasts, scroll about halfway down to ratings and reviews. Tap the purple stars to rate, and then tap the purple words write a review on Spotify from the get rich education podcast, tap the three dots near the top of the show page, tap rate podcast and leave your star rating. That's all it takes. It's crazy that this show has almost 6 million total listener downloads, but yet, across all platforms, we have perhaps only 1000 reviews, and that's probably because I rarely ask for them. I would greatly appreciate it. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:59   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  42:27   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Exchange-traded funds began as simple, low-cost index vehicles, but their popularity has sparked a flood of increasingly speculative products. Don and Tom explain how more than 1,000 new ETFs launched in the past year—many involving leverage, crypto exposure, or even single-stock bets—turning what was once a sensible investment wrapper into a playground for risky financial engineering. They discuss why firms are rushing into ETFs to capture investor dollars, how leveraged products can devastate portfolios, and why investors must focus on what's inside an ETF rather than the label itself. The episode also answers listener questions about the cost structure of Avantis's AVGE fund-of-fund ETF, strategies for gradually escaping tax-inefficient mutual funds like American Funds, and the rules governing cost-basis transfers when moving brokerage accounts. 0:04 ETFs used to be simple—now Wall Street is turning them into gambling products 1:24 Explosion of new ETFs: 1,000 launched in a year and most offer nothing new 3:07 Why firms are rushing into ETFs: chasing the $1.5 trillion flowing into them 4:23 Leveraged crypto ETFs (like 2× Dogecoin) and how investors lost 70% quickly 6:15 Greed, leverage, and investor behavior driving risky ETF products 7:48 The absurd rise of single-stock ETFs—paying fees to own one stock 8:55 Leveraged commodity ETFs and the danger of massive one-day losses 9:45 Margin speculation and the historical lesson of the 1929 crash 10:31 An ETF is just a wrapper—what's inside determines whether it's sensible 11:51 Simple rule: avoid ETFs charging more than about 0.35% annually 12:08 Using Morningstar to check ETF costs and holdings 14:26 AVGE question: how fund-of-fund ETF expenses actually work 16:47 Escaping tax-inefficient mutual funds like American Funds 19:56 Capital Group's ETF strategy vs traditional loaded mutual funds 22:28 Cost basis rules when transferring accounts between custodians Learn more about your ad choices. Visit megaphone.fm/adchoices

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  CLICK THE LINK TO GET ACCESS:  https://www.creditcounselelite.com/event-access How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report: https://www.myscoreiq.com/get-fico-max.aspx?offercode=432121Z8 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Notes John 11:1-45 Ezekiel 37:1-14 Romans 8:6-11 Summary Exploring the profound themes of resurrection, faith, and community through biblical stories from John 11, Ezekiel 37, and Romans 8, this episode delves into how these scriptures inspire hope and renewal in challenging times. Chapters 00:00 Introduction to the Pulpit Fiction Podcast 03:10 Lent Preparations and Sanctuary Updates 04:43 Exploring the Gospel of John: Lazarus' Story 09:03 The Significance of Jesus' Miracles 11:18 The Irony of Death for God's Glory 14:25 Understanding Jesus' Control Over Life and Death 18:09 The Importance of Timing in Jesus' Actions 20:34 Mary, Martha, and the Depth of Jesus' Love 24:41 Jesus Weeps: A Moment of Human Connection 27:29 Thomas: The Brave Disciple 30:43 Reflections on Thomas and the Cost of Discipleship 31:25 The Complexity of Belief and Doubt 32:00 Come and See: The Invitation to Witness 34:18 Living into Jesus: The Promise of Resurrection 40:19 Ezekiel's Vision: Dry Bones and New Life 52:20 Life in the Spirit: Community and Connection  

Ever wondered if there's a way to make money in your photography business without taking on more clients or working more hours? In this episode, I'm diving into one of my favorite revenue streams—affiliate marketing. I'm breaking down exactly how photographers can start earning commission by recommending tools and products they already use.Affiliate marketing has brought over $100,000 into my business, and the best part is that it's never been my main focus. It's simply a strategic layer on top of the content and trust I'm already building with my audience.If you've ever thought affiliate marketing was only for big influencers or that you need a massive audience to make it work, this episode will change your perspective.This episode originally aired on February 24, 2025 as episode 133.Today's episode is brought to you by Affiliate Boss:You're already recommending tools you love, so why not get paid for it?Affiliate Boss is my step-by-step course for creatives who want to add passive income through affiliate marketing that actually feels aligned. You don't need a huge audience—just the right strategy.Let me show you how.Enroll Now>>Find It Quickly: 00:37 – The Cost of Perfectionism03:36 – Identifying the Root Causes06:24 – Strategies to Overcome Perfectionism11:28 – Affiliate Marketing for Creatives12:32 – Batch Creating Content15:00 – Setting Deadlines and Time Constraints17:02 – Podcast Recommendations and Wrap-UpMentioned in this Episode:Affiliate BossEveryday Magic by Mattie JamesIf you're enjoying the content we're creating on the podcast and want to connect with others who are called to both, make sure you come join us in the PhotoBoss® with Joy Michelle Facebook Group! Join Now >>

In Healthy Mind, Healthy Life, hosted by Sayan, we unpack the quiet pressure of a world that expects instant replies—and why “being unreachable” can feel like you're doing something wrong. This episode is for anyone who feels wired, distracted, or guilty when they're not online. You'll hear how constant notifications condition the brain, why even “good” engagement can keep you stuck, and what it looks like to rebuild calm without forcing perfection. About the Guest: Dr. Vassilia Binensztok is a psychotherapist based in West Palm Beach, Florida, with 15+ years of experience. She shares insights on anxiety, trauma responses, nervous system regulation, and relationships with a 95,000+ Instagram community. Episode Chapters: 00:08:29 Setting the context: the cost of constant reachability 00:10:00 Why we feel “irresponsible” for not replying fast 00:12:20 Conditioning, dopamine spikes, and the “withdrawal” feeling 00:15:38 When connectivity helps: safety, support, staying in touch 00:18:20 Algorithms, relationship expectations, and living in a bubble 00:21:05 Over-relying on AI and losing self-trust 00:23:14 Curating your feed + verifying what you consume Key Takeaways: Name your “always-on” trigger moments: waking up, meals, bedtime. Notice the spike: even stressful messages reinforce checking behavior. Curate your algorithm toward content that doesn't activate your nervous system. Treat social media as a curated highlight reel—not a benchmark for your life. Verify shocking claims before letting them shape your mood or beliefs. Practice solitude as a skill: rebuild trust in your own thoughts. How to Connect With the Guest: Instagram Substack and podcast (The Hidden Story) are linked in her Instagram bio.   Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer. Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, storyteller, survivor, and wellness advocate. With over 6000+ episodes and 200K+ global listeners, we unite voices, break stigma, and build a world where every story matters.

Budgeting for eventing might not be the most glamorous topic, but it is one every grassroots rider faces. In this episode of the Grassroots Show, Cameron Beer is joined by five-star rider and accountant, Lauren Innes, to talk about the realities of financing an eventing season. From building a practical budget and planning your competition calendar to finding smart ways to train without spending a fortune, this episode is packed with practical advice for riders trying to make the sport work. As always, Cameron wraps up the episode with the #GrassrootsChallenge - listen to the end, try it, post it, and tag your efforts using #GrassrootsChallenge. Highlights How to build a realistic budget for an eventing season Cost-saving ways to train and prepare your horse Where it is worth investing your money, and where it is not Understanding British Eventing membership options Managing finances without losing the fun in the sport Guest Lauren Innes – Five-star event rider, chartered accountant and member of the British Eventing Finance Committee Presented by Foran Equine, part of the Connolly's RED MILLS family. EquiRatings Eventing Podcast: Follow the EquiRatings Eventing Podcast for more data-led insight, top-tier guests, and everything you need to keep up with the 2026 season on Instagram and Facebook.

In this episode, Allie talks with Pastor Jeff Schwarzentraub of Brave Church in Denver, Colorado, about proclaiming biblical truth in an increasingly hostile cultural and political environment. Jeff describes Denver's hedonistic, progressive shift, Colorado's radical transgender and abortion laws, and how COVID-19 convicted him to keep his church open and boldly proclaim the gospel in a time of fear and uncertainty. They discuss the pastor's role in speaking to moral issues like gender and abortion, the cost of courage, Christian engagement in government, raising faithful kids in a dark culture, and the hopeful signs Jeff sees in Gen Z and the next generation of believers. Tune in to this encouraging and inspiring episode! Learn more about Pastor Jeff here: https://pastorjeff.com Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: ⁠⁠⁠⁠⁠https://sharethearrows.com⁠⁠⁠⁠⁠ Buy Allie's book “Toxic Empathy: How Progressives Exploit Christian Compassion”: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Timecodes: (00:00) Intro (01:20) Colorado's Cultural Shift (07:15) Gender Ideology (16:30) The Pastor's Role (20:20) Operating During COVID-19 (24:10) Church vs. State (30:00) Cost of Speaking Truth (37:45) Abortion Policy (40:50) Encouragement to Pastors (47:50) Hope for the Next Generation — Today's Sponsors: Concerned Women for America | When you go to ConcernedWomen.org/Allie and donate $20 or more, you will get a copy of their booklet on Socialism. This comprehensive guide is enlightening and will arm you with the facts to defeat the left's irrational emotions. Alliance Defending Freedom | Go to joinadf.com/allie or text ALLIE to 83848 to send her an encouraging note or Bible verse and thank Adaleia for bravely standing for the truth. Cozy Earth | Discover how care in every detail transforms simple routines into real comfort. Head to cozyearth.com and use my code RELATABLE for up to 20% off. And if you get a post-purchase survey, be sure to mention you heard about Cozy Earth right here. Good Ranchers | To support a company that honors America's past, present, and future, visit GoodRanchers.com today. When you start your plan, you'll get to pick a free meat that will be included in every order for life, and you'll get $25 off your first order using my exclusive code, ALLIE. We Heart Nutrition | If you're looking for the best way to save, you need to use their Build Your Box & Save option. You can use my code ALLIE for an extra 20% off, & it stacks with the Build Your Box savings. Go to weheartnurtition.com. — Related Episodes: Ep 1291 | Warning to Churches: Here's What's Coming Your Way https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000746104225 Ep 1246 | Unbiblical Churches: A Pastor's List of Red Flags | Todd Wagner https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000728601346 Ep 539 | The Rise of the Metaverse Church & the Fall of COVID | Guest: Steve Deace https://podcasts.apple.com/us/podcast/ep-539-the-rise-of-the-metaverse-church-the/id1359249098?i=1000545094487 Ep 372 | Canadian Pastor Jailed & Lessons from Limbaugh https://podcasts.apple.com/us/podcast/ep-372-canadian-pastor-jailed-lessons-from-limbaugh/id1359249098?i=1000509730602 — Buy Allie's book "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.alliebethstuckey.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise: Use promo code ALLIE10 for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠