Podcasts about Cost

Three of our favorite segments from the week, in case you missed them.COP30 Without the U.S.  (First) | SNAP and the High Cost of Food (Starts at 23:41) | Tributes to the Penny (Starts at 43:57)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here.

Ever felt baffled or enraged by communicating with a loved one? Check out this popular episode from 2021, hosted by Kayla Solomon, Laurie MacDougall, and Isabel Cooney. What is "reflective listening?" How does it work? What are the benefits for you, and the person you're listening to? And why does Kayla believe in it so much that she'd use it if someone were pointing a gun at her?The support group that Kayla facilitates is now offered on a sliding scale.Wednesdays at 6:30pm ETEmail kaylacraftgroup@gmail.com to join or learn more(Cost should not be a barrier—please reach out if you're interested)Allies in Recovery's member site is currently "on pause". ⁠⁠⁠Learn more here⁠⁠⁠. During this time, we have taken our entire eLearning program out from behind the paywall—the entire library of learning videos is currently available on our ⁠⁠⁠youtube channel⁠⁠⁠.

Welcome to The Game w/ Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast you'll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned and will learn on his path from $100M to $1B in net worth.Wanna scale your business? Click here.Follow Alex Hormozi's Socials:LinkedIn | Instagram | Facebook | YouTube | Twitter | Acquisition

In this classic talk, Earl Nightingale reveals the simple truth separating the top 5% from the rest of the world. Success, he explains, belongs to those who think — those who refuse to conform, who see opportunity in their work, and who save with discipline. Through clear logic and timeless wisdom, Nightingale shows how independent thought, excellence, and consistent saving can guarantee both wealth and peace of mind.GET MY TOP 28 BOOK RECOMMENDATIONS: Click here to get your free copy of “28 Books That Will Rewire Your Mindset for Success and Self-Mastery” curated by yours truly!Source: Earl Nightingale The Top 5 percent Hosted by Sean CroxtonFollow me on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As Congress debates whether to extend subsidies for the Affordable Care Act (ACA) coverage, Hayden Rooke-Ley, lawyer and senior fellow at the Brown University School of Public Health, explains how the infighting is already driving up costs and narrowing networks.

Mark Salisbury shares the secrets to spending less on the cost of college! As the founder of TuitionFit, explains how the college pricing and financial aid system is designed to favor schools over families. He describes how emotional marketing, opaque pricing, and complex financial aid forms create confusion and limit families' leverage. he outlines how students and parents can regain control by defining their price range first, using resources like TuitionFit and net price calculators, and strategically managing assets, timing, and financial disclosures. He also covers how income, savings, and family structure affect aid, and more! We discuss...  Mark Salisbury explains how the college pricing system is intentionally vague, designed to benefit schools rather than families. This conversation exposes how the financial aid process operates like a hidden marketplace where families unknowingly pay vastly different prices for the same education. Mark explains the difference between a school's sticker price, discount rate, and net price, emphasizing that the last is what truly matters. He details how the FAFSA and CSS Profile collect information that can be used by colleges to assess a family's financial "willingness to pay." Timing and disclosure of assets can dramatically impact how much financial aid a family receives. Families with business ownership structures may have advantages in how assets and income are reported. Fnancial aid formulas often penalize savings while rewarding debt. Salisbury argues that families should start with their budget first, then find schools that fit within that price range—rather than applying and hoping for aid. Tools like TuitionFit help families compare real financial aid offers and discover the true market price for college. He advises against oversharing financial information before admission decisions are made to preserve negotiation leverage. Negotiating college costs is compared to buying a car—where informed consumers who know their target price get better deals. Transparency and data sharing among families are key to fixing the broken college pricing system. Mark calls for systemic reform to make higher education pricing fairer, more transparent, and tied to real market value. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Diana Perkins | Trading With Diana Jack Wang | Smart College Buyer   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/secrets-to-spending-less-on-the-cost-of-college-mark-salisbury-764 

In this thought-provoking episode, Tony and Jesse delve into Jesus's twin parables of the hidden treasure and the pearl of great price from Matthew 13:44-46. They explore the profound economic metaphor Jesus uses to illustrate the incomparable value of the Kingdom of Heaven. Through careful examination of both parables, they discuss what it means to "count the cost" of following Christ while simultaneously recognizing that no earthly sacrifice can compare to the infinite worth of gaining Christ. The conversation moves between practical application—considering how believers assess value in their spiritual lives—and deeper theological reflections on Christ's perfect sacrifice that makes our entrance into the Kingdom possible in the first place. Key Takeaways The Kingdom of Heaven has such surpassing value that sacrificing everything to obtain it is considered a joyful exchange, not a loss. Both parables show different paths to discovering the Kingdom (unexpected finding vs. intentional seeking), but identical responses: selling everything to obtain the treasure. The parables are not primarily commanding material poverty, but rather illustrating the "sold-outness" required in pursuing the Kingdom of God. Counting the cost of discipleship is not only permissible but necessary to fully appreciate the value of what we gain in Christ. The ultimate treasure we receive in salvation is not merely benefits like eternal life, but God Himself—union with Christ and fellowship with the Trinity. Christ Himself is the one who ultimately fulfills these parables perfectly, giving everything to purchase us as His treasure. The irresistible draw of the Kingdom illustrates how God's grace works in the heart of believers, compelling joyful surrender. Exploring the Incomparable Value of the Kingdom The economic metaphor Jesus employs in these parables is striking—both the hidden treasure and the pearl are deemed so valuable that the discoverers "sell all they have" to obtain them. As Tony and Jesse point out, this transaction reveals something profound about how we should view the Kingdom of Heaven. It's not simply that the Kingdom is valuable; it's that its value so far exceeds anything else we possess that the comparison becomes almost absurd. As Tony notes, "For sure the worth of the kingdom of heaven surpasses anything we could imagine... there's no measure that is satisfying, there's no measure that can actually show us how worthwhile it is." This perspective transforms how we understand sacrifice in the Christian life. When opportunities or comforts are foregone because of our faith, we're not simply losing something—we're experiencing the reality that we've chosen something infinitely more valuable. The parables teach us to view these moments not with regret but with a clearer vision of the treasure we've received in Christ. The Ultimate Prize: God Himself Perhaps the most powerful insight from the discussion is the realization that the ultimate treasure of salvation is not the benefits we receive, but God Himself. As Tony eloquently states: "All of those things are attending gifts. But what we get in salvation ultimately is we get God... we get union with God, we get fellowship with Jesus Christ in the power of the Holy Spirit. We get swept up into the life of the Trinity... We gain the relationship that the son has with the father by nature. We gain that by grace and nothing can compare to that." This perspective reshapes how we understand the value proposition of the gospel. It's not merely that we receive eternal life, freedom from suffering, or other benefits—though these are real. The pearl of great price is relationship with God Himself. This helps explain why both men in the parables respond with such dramatic, all-encompassing sacrifice. When we truly grasp what's being offered, nothing seems too great a price to pay. Memorable Quotes "What we get in salvation ultimately is we get God. We get union with God, we get fellowship with Jesus Christ in the power of the Holy Spirit. We get swept up into the life of the Trinity... We gain the relationship that the son has with the father by nature. We gain that by grace and nothing can compare to that." — Tony Arsenal "I often say in my own line of work, that cost only matters in the absence of value... it's like at the end of days when we think about the worthiness of our God, that there's no one like him, that he's unequal, that he has no rival, that the gospel is the sweetest message that we're rescued literally from the pit. We'll just say no matter what the cost of us personally, great or small, totally worth it." — Jesse Schwamb Full Transcript [00:00:08] Tony Arsenal: All of those things are attending gifts. But what we get in salvation ultimately is we get God we get union with God, we get fellowship with Jesus Christ in the, the power of the Holy Spirit. We, we get swept up into the life of the, the God of the universe. Like the life of the Trinity indwells us. And we, we become a part of that. We get swept up into that. We gain the relationship that the son has with the father by nature. We gain that by grace and nothing can compare to that. [00:00:47] Jesse Schwamb: Welcome to episode 469 of The Reformed Brotherhood. I'm Jesse. [00:00:54] Tony Arsenal: And I'm Tony. And this is the podcast with ears to hear. Hey brother. [00:00:59] Jesse Schwamb: Hey brother. Discussing the Value of the Kingdom of Heaven [00:01:00] Jesse Schwamb: Speaking of ears to hear, we're back at it again with a whole new, or let's say different parable from our Lord and Savior Jesus. And we've been talking about how really these parables give us this view of the face of heaven through these earthly glasses. And I am pretty interested in our conversation about what's coming up because sometimes we don't like to put too fine a points to our, our point of question to our faith. And in this case, we're gonna get to ask the question, what is it all worth, this kingdom of heaven, this rule and reign of Christ? What is it all about? Who are the beneficiaries of it? And what is it all actually worth? There's a little bit of economics in this, so we're gonna get there. And while we talk and do a little affirming or denying, you should just go ahead write to just skip, go. Do not collect $200 or maybe. Pass, go and collect $200. I dunno. But just go to Matthew chapter 13 and hang out there for just a second. Affirmations and Denials [00:01:58] Jesse Schwamb: But first, I'm always curious to know whenever we talk, are you gonna affirm with something or are you gonna die against something? We've been on a string of lots of affirmations, but I'd like to think that's just because we're fun, loving, optimistic people. But there was a day where we had to do both. And now that I only have to choose one, I do find myself gravitating almost naturally toward the affirming width. But I leave it to you, Tony, are you affirming with or denying against? [00:02:22] Tony Arsenal: I, unfortunately am denying tonight. Technical Issues with Apple Podcasts [00:02:25] Tony Arsenal: So you and I already talked about it a little bit, but uh, I'm denying Apple Podcast Connect. Oh yes. So, uh, I. Obviously, like if you're affected by this, you're not hearing the episode 'cause it's not updating for you. But, uh, if you happen to be using Apple to listen to the podcast and for some reason you're listening somewhere else, maybe you realize that the podcast has not been updating for several weeks. And so you went to a different podcast catcher. Um, apple just decided for some reason that none of our feeds were gonna update. No good reason. So I've got a ticket out to Apple and hopefully we'll get it fixed. Uh, if you do know someone who listens to the show and they use Apple, please tell them to subscribe to something else or to, uh, go to the website. You can get all of the, all of the episodes on our website. You could go to Spotify, you could do something like, uh, overcast or PocketCasts. Um, it really is just Apple. It's, it's the actual account that we use to, uh, to access. Apple's Directory is not pulling new episodes and it's not pulling new episodes on another show that I run as well. So, uh, it's not just this show, it's not our RSS feed. These things happen. It'll, you know, you'll get four or five episodes all at one time. When it, when it corrects itself, usually they're pretty quick. I put in a ticket like late on Friday afternoon, so I didn't expect them to get to it on, uh, Saturday or Sunday. So hopefully by the time you're hearing this, uh, it's resolved. I would hope so, because that means it would be about a week from today. Um, so hopefully they'll have a resolve. But yeah, it's just th thorns and thistles. This is our own, our own, uh, manifestation of the curse here in this little labor that we do. It's, it's thorns and thistles right now, but no big deal. Just, uh, catch up when you can. And, uh, yeah, so denying Apple Podcasts now, really, it's, it's a great service and this is a, a little glitch. It's, it's just a little frustrating. [00:04:20] Jesse Schwamb: The sweat of our brow. Yes. Here it is. We're just toiling over getting Apple to please release our episodes. Well, it'll be your happy day if you use Apple Podcasts and then get a bunch of them all at once. That's fantastic. It's like the gift that is over in abundance. Supporting The Reformed Brotherhood [00:04:36] Jesse Schwamb: Yeah, it is a good reminder that you just said, Tony, that everybody should go, just take some time. Head on over to our form brotherhood.com. You can find all the other 400 some odd episodes living over there. And while you're over there and you're perusing or searching by topic to see what we've talked about before, you're probably gonna think to yourself, this is so incredible. How is this compendium, this omnibus of all these episodes just hanging out here free of cost? And I'm so glad you're thinking about that because there are so many lovely brothers and sisters who have decided just to give a little bit to make sure that all that stuff gets hosted for free for you Yeah. And for us, so that anybody can go and explore it and find content that we hope will be edifying. So if that's something you're interested in, maybe you've been listening for a while and thought, you know what? I would like to give a little bit one time or reoccurring, we would love to, for you to join us in that mission. You can go to patreon.com/reform brotherhood, and there's all the information for you to give if that's something that you feel you would like to do, and we would be grateful for you to do it. [00:05:32] Tony Arsenal: Yeah. Yeah. We, we have a group of people who support the show. They make it possible for your, uh, your ear holes to be filled with our voices. And, uh, but again, you know, the costs are going up all around and, and we would, uh, certainly love to have people partner with us. Um, we've committed to making show that the, making sure that the show is free and available. Um, it's never our intention to put anything behind a paywall or to, to barrier and in that way, but we can only do that if there's people who are supporting the show and making, making sure that we've got the funding that we need to, to keep going. So, thank you to everybody who gives, thank you to anyone who's considering it, uh, and thanking anybody who decides to, uh, jump on board with that. [00:06:11] Jesse Schwamb: Right on. We're appreciative who we really are. [00:06:13] Tony Arsenal: Yeah. So Jesse, what are you affirming or denying today? Exploring Open Webcam DB [00:06:16] Jesse Schwamb: Uh, this is what I've kind of done before, but I think I've found a new place for it. I just am continually impressed and fall in love with how great and big and lovely God's world is. So I love these types of sites that give you insight into this great big world, even if it's in unexpected places or maybe in strange places. So I'm affirming with a website called Open webcam db.com. Open webcam db.com. And it's exactly like what it sounds like. It's a database that has something like 2000 live cameras streaming daily from over 50 countries, all searchable by a category. So you can find natural landscapes, airports, construction sites, and one of my recent favorites, honestly, and this is. It's so strange, but kind of awesome is this warehouse, it's called Chinese Robotic Warehouse Buzz, and it's just robots moving pallets around or like stacks of all of these items. It's mesmerizing. But I would encourage you go to open webcam db.com, search for like your stage or your country. You'll find so many amazing things. So I've sat and just watched, you know, between tasks or when you know you just need a break or you're just curious about the world. Like I look, I watched the Krakow Maine Market Square quite a bit because it's. Beautiful and brilliant, and to think about the people moving to and fro and what they're doing, what their lives are like. There's some great scenes from San Francisco Bay. There is a bird feeder in Gettysburg, Pennsylvania that I often watch. So of course, like go out as we've said, and live and breathe and be in your own communities. And as well, if you're looking at scratch that itch of just seeing all these different places, all the different things that are happening in God's created world, I can firmly and unreservedly recommend open webcam db.com for that. [00:07:58] Tony Arsenal: Nice, nice, uh, little known fact at one point, Dartmouth Hitchcock, which is the hospital that I worked for, had to block a penguin cam, uh, because it was causing such a productivity drain combined with an actual measurable decrease in internet bandwidth at the hospital. 'cause so many people were watching this little penguin cam at some zoo in Boston. I think it probably was. Yeah, I, I love this kind of stuff. I think this kind of stuff is great. Uh, I use, uh, Dartmouth College has a, like a live one that I use all the time, especially when we're trying to figure out what the weather's gonna do. You can see it on the camera. Uh, we, we often will, you know, see, especially as we get closer to the season when we're talking about traveling to the beach and whatnot, uh, often look at the ocean grove. Oh, that's right. Uh, pier cam. So yeah, check it out. Uh, sounds like a fun time. Do not share it with too many of your friends at work. Or it may crash the network and Yeah. But [00:08:53] Jesse Schwamb: yeah, for [00:08:54] Tony Arsenal: sure. That was a funny email that they had to send out. I remember that [00:08:57] Jesse Schwamb: for sure. Use, use the penguin cam responsibly. I just did a quick search. There are four different penguin cams. Uh, three of them are in the United States, one is in New Zealand, and you better believe I'm gonna be checking those bad boys out. Yes. I didn't even think about. The penguin feature here and penguins are an amazing animal. Like we could stop right now and just shift our topic to penguins if you want to. [00:09:16] Tony Arsenal: Yeah. ' [00:09:16] Jesse Schwamb: cause there's so much there. And the spiritual truths are so broad and deep, but I just think penguins are kind of undervalued. Birds. Everybody should go check them out. [00:09:26] Tony Arsenal: Yeah. Yeah. They're, they're pretty cool. [00:09:28] Jesse Schwamb: Yeah. Um, I'm like, I will watch any Penguin documentary and just be astounded by Penguin. Like, whether they're Emperor Penguins or South African Penguin, wherever. I just think they're phenomenal and hilarious and seem to be living the dream. And he doesn't want a little bit of that. [00:09:46] Tony Arsenal: You just gotta get Morgan Freeman to do the voiceover in any documentary or, or nature documentary is better with Morgan Freeman doing the voiceover. [00:09:55] Jesse Schwamb: Well, I all, this might be a deep cut real quick, but I just learned this, and I'm guessing some of our listening brothers and sisters probably already know this. Maybe you do too, Tony. So, Benedict Cumberbatch, do you know where I'm going with this? Yep, [00:10:06] Tony Arsenal: yep. Pen wing. [00:10:07] Jesse Schwamb: Yeah. I didn't. I cannot say that word or stumbles over its pronunciation. He did some kind of big documentary in which Penguins played at least some part. Yeah. And they were in an interview. They were giving him such a hard time because they played his reading of it like within the same kind of five minutes. And his, the word just kept degenerating in his mouth every time he said it. So it became like almost undistinguishable from the actual word. And it's like initial pronunciation. It was so hilarious. Apparently it's a big joke on the internet and I just didn't know it. [00:10:38] Tony Arsenal: Especially for someone like Bent Cumberbatch who just is, uh, like he's a world-class voice actor. [00:10:44] Jesse Schwamb: Right. [00:10:45] Tony Arsenal: And like a super smart ude guy and he just can't say the word penguin and penguin. Yeah. [00:10:51] Jesse Schwamb: Yeah. He said, you got everybody go look it up. 'cause it is super hilarious. And now it's kind of gotten stuck in my head. But um, again, this suddenly became like the All Penguin episode all of a sudden. [00:11:01] Tony Arsenal: I mean like, he can pronounce his own last name just fine, but the word penguin escapes him. I like to call 'em blueberry crumble bottom or whatever. Crumble bunch. [00:11:11] Jesse Schwamb: Uh, see that's the good stuff right there. That's what everybody we know. This is what you all tune in for. This is what you're missing when Apple Podcast doesn't send everything out on time. Yeah. You're welcome. [00:11:22] Tony Arsenal: Yeah. The Parable of the Hidden Treasure and the Pearl [00:11:23] Tony Arsenal: Well, Jesse, why don't we, why don't we get into it? Because you know it, it's interesting. Let's [00:11:27] Jesse Schwamb: get into it. [00:11:28] Tony Arsenal: Well, it's interesting because when you, you know, you kind of, we, we sort of do the little lead to the episode and I, I suddenly realized that I think I've been interpreting this parable very differently than maybe you have or other people. Great. Do, uh, because I, I think I, I think I might have a different take on it. Let, let's do it. Yeah. So let's get into it. Uh, do you have the, the text in friend you wanna read? Uh, why don't we just do 44 all the way through 46? We'll do both parables in one reading. We'll come back and talk about it. [00:11:54] Jesse Schwamb: Yeah. Sorry, everybody. So here's a two for one for you. Beginning in where we're in verse 44 of Matthew chapter 13. This is Jesus speaking. The kingdom of heaven is like treasure hidden in a field which a man found and covered up. Then in his joy, he goes and sells all that he has and buys that field again. The kingdom of heaven is like a merchant in search of fine pearls, who on finding one pearl of great value, went and sold all that he had and bought it. Interpreting the Parables [00:12:22] Tony Arsenal: I think maybe this is the, like the beauty of parables, uh, when Christ doesn't give us a interpretation. I, I think we're, we're, we're not free to like make up whatever we want, but these kinds of teaching tools are useful because the fact that there can be multiple interpretations actually is, is probably intentional. [00:12:43] Jesse Schwamb: Right. [00:12:43] Tony Arsenal: So it's funny because I think when you intro the episode here, it sounds like you're going to the kingdom of Heaven being a treasure hidden in a field, being something that we should sell everything we have and go after. And when I read this, I read it as the kingdom of Heaven is like a treasure hidden a field. And the man who is Jesus goes and sells all that. He has. He gives all that he has and buys the field. So, and I, I think this is one of those ones where like. Probably both of those things are in play. Sure. But it's interesting 'cause I've never, I've never really read this and thought about myself as the person who buys the field. [00:13:19] Jesse Schwamb: Yeah. Interesting. [00:13:20] Tony Arsenal: I've probably heard sermons or read devotionals where people have said that and it just never clicked. And it didn't register until just now. And you were, when you were, uh, introing the parable that maybe you are the, maybe your way of introing your, your interpretation. Maybe that's the dominant one. So I, I looked at a couple quick, um, commentaries while you were speaking and I didn't get a chance to do my commentary reading before the episode. It seems like I'm the weird one. So, but it's interesting, um, 'cause again, I think that's the, kind of the beauty of parables is that sometimes the, the, um. Ambiguity of what the possible meaning could be, probably plays into the, the, um, teaching technique itself. [00:13:58] Jesse Schwamb: Yeah, I, I think that's fair. I totally can take and understand what your perspective is on this. What I find interesting is that these, we've got these two abutting each other, like the cheek to cheek parallel approach here, and in doing so, there seems to be like kind of an interesting comparison between the two. Actors in this. And I think we should get into that. Like why in one case Jesus is talking about a person who finds this in a field, which by the way, I think the, the thing that jumps out to me first about that person is this person doesn't actually own the field at first. Right. That the treasure is in. So that is interesting. I'm totally with you. But then the second one, so in the first one there's kinda almost like this sense, and I don't wanna like push this too far, but that this person who finds this treasure does so very unexpectedly, perhaps like he's even the hired hand and of course not the one who owns the field. [00:14:48] Tony Arsenal: Yeah. [00:14:49] Jesse Schwamb: And in the second case, we have somebody who almost is volitionally looking for this thing of great value, but finds the one thing above all the other things that they're used to looking for that clearly has the greatest and most. You know, essential worth and therefore the end is always the same in both of 'em. They give everything they have. They're willing for forsake all other things with great joy, recognizing the great value that's in front of them. I think there is a place to understand that as Christ acting in those ways. I think there's also interesting, again, this comparison between these two people. So I'm seeing this as we've got these varied beneficiaries of the kingdom. They both come to this place of the incomparable value of the kingdom, but then there's also like this expulsive power of the kingdom. All, all of that's, I think in there, and again, these are really, really, really brilliant, I think, because the more that you spend time meditating on these, the layers just kind of come and they fall away and you start to really consider, well, why again is Jesus using these two different characters? Why is he using this kinda different sense of things of, of worth what the people are actually after? I think all of it's in play. You're totally right. [00:15:54] Tony Arsenal: Yeah. Yeah. The Cost and Value of the Kingdom of Heaven [00:15:55] Tony Arsenal: So I think, you know, when we think about the kingdom of heaven, when we think about these perils, we made this point last week, we shouldn't, um, we shouldn't restrict, we have to be careful not to restrict the comparison to just like the first noun that comes up, [00:16:08] Jesse Schwamb: right? [00:16:08] Tony Arsenal: So it's not just that the kingdom of heaven is like a treasure, it, it is like a treasure, but it's like a treasure that's hidden in a field. Yes. And it's not just like a treasure that's hidden in a field, it's a treasure that's hidden in a field which a man found and covered up. Right? So, so like we have to look at that whole sequence. And I think, I think, um, you know, obviously like the, the interpretation that we are the, we're the man who finds the kingdom of heaven and we, you know, we go and buy the field. Um, that, that obviously makes perfect sense now that I'm looking at a few different commentaries. It seems to be the predominant way that this gets interpreted. And we, we look at it and we say, what, well, what does this mean for like our Christian life? Like. What does it mean? Do we have to, do we have to give everything away? Do we have to sell everything we have? Is that the point of the parable? I think some people make that the point of the parable. Um, I'm not convinced that that actually is the point of the parable. Um, because it, you know, it, it, it just, there's lots in the scripture that, that, uh, doesn't seem to require that Christians automatically like, give away everything they have. Um, maybe that's your calling. Maybe it is something that God's calling you to do to sort of, um, divest yourself of your, your belongings, either to sort of fight materialism or greed or, or just because like you're gonna need to have that fluidity and liquidity to your assets 'cause you're gonna need to move around or whatever it is. But I don't think we look at this parable and have like a, like a, a command for a life of poverty or something like that. Right. Um, really this is more about the. Utter sold outness of the Christian to pursue and seek the kingdom of God. [00:17:48] Jesse Schwamb: Right? Right. [00:17:49] Tony Arsenal: And and I think that that's the same in both, even though the way that the person in the parables comes a, comes across the kingdom or they come across this, this thing of great value or thing of great price, that they find their response in both parables is the same. And to me, that that actually tells me that that's more the point of these parables. Um, or, or maybe we shouldn't even think of these as two parables, right? Some of the introductory language that we see in when we transition from one parable to another, we don't really see that here. Uh, and if, if we're gonna follow that, actually we would be going to the next parable would also kind of fall into this. But he says the kingdom of heaven is like a treasure. And then in 45 he says, again, the kingdom of heaven is like a merchant in search of fine pearls. We're gonna run into something like this later on when we get to like the parable of the lost sheep and the parable of lost coins. Where there are these distinct parables, but they're kind of stacked on top of each other in order to make a specific point. All of the parables that are sort of in these parable stacks are making the same point. And so I think it's not so much about like, how do we find the Kingdom of Heaven or how do we come upon the kingdom of heaven? It's more about what do we do once we've come upon it? Once we've thrown it's, that's the point of the parable that we need to unpack. [00:19:03] Jesse Schwamb: That's right. And I would add to that, like who is it that is the beneficiary of this kingdom? We have two different, very different individuals, which I, again, I think, we'll, we'll talk a little bit about, but I'm totally with you. I, I think it's, it's easier, it's almost too narrow and too easy to say. Well, this is really just about like physical ma or about wealth. Like in some way the, what we're being taught here is that you have to get rid of everything of value in exchange for this. In some ways, that almost feels too transactional, doesn't it? As if like what, what we need to do is really buy the kingdom. We express our seriousness about this kingdom or the rule and reign of God by somehow just giving up everything that we own as if to prove that we're really worthy of receiving that kingdom that we prayed enough. Right. That we've done enough, even though that we're contrite enough. Yeah. And all that stands like in direct opposition to the mercy and grace, which God gives to us through his son by the power of the Holy Spirit to bring us into this kingdom. So we know it can't really be about that. And so that leads me back again to just like the lovely details here. And like you've already said in the first case, here's what really strikes me is. For probably most of us in the West, this idea of treasure is novel and maybe romantic. There's a adventure and an energy to it. Because we've all heard stories about this, whether it's like, I don't know, pirates of the Caribbean or the county Mount Cristo. Like there's something about treasure finding some kind of, or national treasure. Sorry, that just came to my mind. Like I couldn't go any further without mentioning Nick Cage. So you know, like there's something there that pulls us in that finding this thing almost unexpectedly in a hidden place of immense worth and value is, has a real draw to it. But I imagine that in Palestine being like a war torn region in Jesus' day, in the way people might store goods of great value in the fields they own. And then of course the owner may never be able to achieve for lots of reasons, including death. And then somebody might stumble upon it. And as I understand the, the laws there, of course, if you were to stumble upon something. I was in somebody else's property and and on earth that thing take it out of the ground. In this case, you would be by law required to bring that back to the person who owned the field. So there's something interesting here that this first person, probably the more meager and humble of the two with they at least respected, like their socioeconomic status is let's, we could presume maybe going about their normal work. They find this unexpectedly in the field and it's immediately recognized to be something of great value that it is to stop and to, again, there's like a measuring that happens behind the scenes. This person at least is measuring of all the things that I own, all things I could possibly own. The better thing for me to do is to consolidate all the rest of my wealth. And this case, again, it's not the message of the story to do this, it's the exemplification of what's happening here. This person is so sold out to ensure that they acquire this great treasure that they stumbled upon, that they will take literally everything else of value that they own to exchange it for this very thing. So I'm totally with you because I think the predominant message here is not like take all your wealth and make sure that you give it to the church or that it goes to ministry or to missions. That may all be well and good and it may all be the kind of calling that you receive. However, I think the principle message here is the kingdom of God is so valuable that losing everything on earth, but getting the kingdom is a happy trade off. Like that's actually a really, really good deal. And so having the omnipotent saving reign of Christ in our lives is so valuable that if, if we lose everything in order to have it, it would be a joyful sacrifice. [00:22:20] Tony Arsenal: Yeah. Yeah. And you know, I think, um, I think there is a level of. Encouragement in Sacrifice and Joy in the Kingdom [00:22:27] Tony Arsenal: Sacrifice that happens for every Christian and. I mean, I, I know there's a lot of people who they, uh, come to faith as young children and we've kind of talked about that as like, that's that testimony that, you know, I think everybody really wants is like they wish they never had a time that they didn't know Jesus and Right. I don't know any parent that I've ever spoken to, and I'm certainly not any different here that doesn't want that testimony for Jesus, but, or for, for their kids in their relationship with Jesus. But. I think most people who come to faith at some point in their life when they're able to remember it, like they, they have a conscious memory of their conversion experience. There is this sort of sense of sacrifice and e even a sort of a sense of loss. Um, I think there, there are times where, and, and you know, I think maybe, um, even people who've always been in the faith, um, they probably can resonate with this. I think there are times when we might look at how our lives could have been different or could be different if we weren't in the faith. Um, and, and sometimes there's a sort of wistfulness to that. Like being a Christian can sometimes be difficult right On, um, you know, maybe you miss a promotion opportunity because you're not willing to work on the Lord's day or because you're not willing to do something unethical. Like you, you miss out on some sort of advancement and you think, well, if I could just, you know, if I could have just gotten past that, like my life would be much different. And what this parable teaches us is. That's an understandable, like that's an understandable emotion or response. Um, and there is this weighing of the cost. And in the parable here, he, like you said, there's this calculation that goes on in the background. He finds this treasure, he makes the calculation that to have this treasure is worth. Everything it's worth everything he has. He sells everything he has, and he buys the field in order to get the treasure right. And, and there's some interesting textual dynamics going on through this chapter. We've talked about how the parables kind of like the imagery across the parables in chapter 13 here of Matthew, they kind of flip certain figures around and almost, it's almost intentional because he is getting the treasure and the treasure. The kingdom of heaven here is like the treasure, but he's also getting the field right. And the kingdom of heaven is, is the field in other parables. Um, but this, this calculation that happens, um. I don't know, maybe my heart is just sensitive to this right now. I, I, I, I feel like a lot of times we look at that sort of wis wistful second glance at what could have been if we were not Christians, and we automatically feel like that's gotta be a sinful impulse. Like, how could I ever even consider what life might have been? Like this parable implies that that's the thing we actually have to do. You have to know and consider what it is you've sacrificed or will be sacrificing in order to make this transaction happen. You can't just blanketly say like, oh, of course. You know, you've gotta, you've gotta count the cost, as it were, and then you have to actually make the purchase. So I think we should look at this as a source of encouragement. Um, like I said, I'm not sure why. I feel like maybe there's, maybe there's just a, a. I dunno, I'm feeling a little weird and charismatic right now. I feel like this is something that I definitely need to be saying, like, I feel like someone needs to hear this. Maybe it's just me that needs to hear this. And that's, I'm tricking myself by thinking of someone else. But we are able, as Christians, I think God permits us and in some sense, maybe even expects and commands us to recognize what we have given to be Christians in order that we might realize how much we have gained with that transaction. It's not just this like remorse or regret, um, for the sake of remorse or regret. It's to be able to see how good and how beautiful and how worth it is the kingdom of God, uh, to, to, to claim that. [00:26:23] Jesse Schwamb: I like that there is a great discipline and a great joy in remembering worth and worthiness. So there's gonna be times, like you said, when it's hard and if you look back, look back at the ministry of Jesus, I've often thought that he's like a poor evangelizer from like modern standards. Yeah. Because often people come to him and say things like. I, I wanna be part of the kingdom of God. Well, what do I need to do to enter the kingdom of God? And here you have like a seemingly a willing convert. And he always says things like this, like, you gotta go count the cost. Yeah. Like is, is this worth it to you? Like you have to deny yourself, you have to hate your own father and your mother, and your wife and children, and brothers and sisters, even your own life. Otherwise you cannot be my disciple. And in this kind of language, it's clear that Jesus is saying you fail often. And maybe this goes back like you're saying, Tony, it's like the parable of the soil that you fail to really take into account what it means to follow with full fidelity, to commit yourself in a fully unencumbered way. Are you willing to do that? Are you willing to consider that? And as human beings, we're just not good often at counting costs. We're not good at thinking about opportunity costs. And it's interesting here that we're called out to say, even if you've already purchased the field as so to speak, that as if you've been saved by Christ, to continue to remember how good it is to be in the kingdom of God. And that the joy. Of knowing as like the Heidelberg Catechism says in the first question that all things are subservient to our salvation. Yeah. That incredible worth of, that should be a source of encouragement in times of great trial and tribulation, no matter how big or small, so that this joy that this person has when they go and sells everything he has and he buys this field, you know those details, like you're saying, do press us. It really comes to us with this idea that we should be able to see plainly why having Christ is more valuable than all other things. If the omnipotence all wise, God is ruling, ruling over all things for our joy, then everything must be working for our good, no matter how painful and in the end, God is gonna triumph over all evil and all pain. So this kingdom is a real treasure. Like it is a, it is a real. A real quantity in our life and our wellbeing and in our spiritual consistency, that'll ought demand some reflection of how valuable it truly is. And then knowing that in our minds, that like influencing our behavior, our other thought patterns, and then our actual feelings about stuff. So that when, like you said, we're passed over, we're looked over, we're ridiculed for something, we go back and we count it all joy to be worthy of being part of God's kingdom, knowing that it was because of the entrance and acceptability and the identity in that kingdom that we experience. Those things, those hardships begin with. [00:29:05] Tony Arsenal: Yeah. Yeah. And, and I, um, I don't want us to miss out on the fact that even as the parable may be encouraging or forcing us to think about. The cost. It, it really is trying to emphasize the great value of the kingdom. Right? Right. We, like I said, we, we don't just count the cost. In order to count the cost for its own sake. We count the cost in order to understand the great blessing that is ours in Christ. Right. All I, I count all that I have as a loss compared to the greatness of Christ Jesus. And, um, I think we just don't often do that. I, I, I think as Christians, that's probably a thought that is in our head more as young Christians, especially if we come to the faith in, in a time in our life where we're aware of things like that. We think about things like that. Reflecting on the Cost of Faith [00:29:59] Tony Arsenal: You know, I was 15 when I first came to faith and, um, I, I don't think I was in a frame of mind as a 15-year-old boy to think about, like. The cost of what I was doing, right? It's not like I was a particularly popular kid. I didn't have a, you know, I didn't, I wasn't unpopular, but it wasn't like I lost a ton of friends when I became a Christian. I didn't really lose anything that was measurable. Um, but I do think that, as, you know, someone now in my forties, looking back at, you know, 15, 20, 25 years of, of Christian life, it's easy to see that things could have been different on a sort of temporal scale. Like my, my life could probably be more comfortable in terms of wealth or opportunities or other things that might, uh, aren't, aren't even bad things necessarily. There is a sense of sacrifice. But again, God has brought us into this kingdom and he's given us parables like this and given us the ability to recognize. That we do have a cost, that there is a cost to be counted in order that we might now look at it and praise him for how great and glorious and valuable the gift that he's given us is. Understanding the Parable of the Pearl [00:31:08] Tony Arsenal: And so I think, you know, I think that's the same basic meaning of this second, second half of the same parable. I guess the, the pearl of great price or the pearl of great value. But it's not exactly the same, right? It's not like Christ is just repeating the same ver, you know, parable with, with different words for variation. Um, every word is breathed out by God and profitable for teaching correction, reproof, and training and righteousness. And I had a, I had a prophet in, uh, in Bible college who would say like, difference means difference. And he was often talking about like minute things, like the difference, um, or why, why is this word used instead of that word? This word would've worked. And, and the author chose that one. There's a reason for that. Difference means difference, but. Christ here chooses to, to tell the parable a second time, um, in a slightly different way. Uh, and Matthew chooses to record these in the same sense next to each other in slightly different ways. So what, what do we, what do we wanna pull out of this second parable that's different and what do we think it's telling us that's a little bit different than the first version Y? [00:32:14] Jesse Schwamb: Yeah, that's a great question. Diverse Approaches to the Kingdom of Heaven [00:32:16] Jesse Schwamb: Uh, I love this idea because not until really, I was thinking about it this week when I read through them, was I really, again, drawn to the differences between these two main characters. Interestingly, I think in both, and we can make the case that the, the treasure, the kingdom of heaven here represented in both this pearl or in this literal treasure is in a way hidden. Certainly the first man is not necessarily looking for, it's still revealed to him, but the second in a way. And on the other hand, he knew this guy knows treasure. He's been seeking it with diligence in vigor, or at least like this is what he does for a living in his vocational career. He's out there trading pearls, presumably, and he knows something about them and how to evaluate them effectively. And so it's his business and he's dedicated himself to finding them. And apparently he's seen plenty of them over the years. But then all of a sudden, and this is wild, the beautiful, all of a sudden, clearly the search comes to like an abrupt end because he finds this one of immeasurable value, so much beauty exceeding and value exceeding all the other ones. And he doesn't need to search anymore. He just finds the one pearl that he can retire on a pearl with more than everything else. Or anything else that he's ever possessed and he gets it again. He does. And this brings him into symbol two with the first man. He does the same thing, then liquidate everything else and go after this one. Great pearl. So to me, and I'm curious your perspective on this, I'm not necessarily promulgating that. Well, the first one is not a seeker and the second one is like a seeker of of God things. Right? There is though, like you said, a difference in their approach and what they're after. And so I think what we can take from this, at the very least, is that there is diversity in these beneficiaries of the kingdom of God that's covering everybody. And just by these two kind of bookended or polar examples, that's what Jesus draws us to. But I would turn the question back to you. What do you think about this second guy? What do you think about the fact that his business is searching after these things? What? What do we take away from that? [00:34:07] Tony Arsenal: Yeah. The Ultimate Value of the Kingdom [00:34:07] Tony Arsenal: And you know, the thing that drop that jumps out to me immediately in the first parable, the kingdom of heaven is, is like the treasure hidden in the field, [00:34:16] Jesse Schwamb: right? [00:34:16] Tony Arsenal: In the second one, the kingdom of heaven is the merchant who's searching, [00:34:20] Jesse Schwamb: right? [00:34:20] Tony Arsenal: Right. The kingdom of heaven is like the merchant in search of fine pearls who finds one. That's right. And so I think that they kind of are like, almost like mirror images of each other, right? One of them is about the treasure and what it takes to come upon it and then obtain it. The second is about the person who is coming upon the treasure and, and finding it. And then what it takes again to obtain that treasure. And I think, I think you're right, there is an element here that. Um, in this second parable, the person who is seeking for this treasure is one he's seeking for the treasure, right? Right. You get the image in this, in this first parable that the dude just kind of stumbles upon it. Um, I've heard this Todd as like, it's actually more like a guy who's just walking through a field rather than like a person working the field. And I'm not sure that matters that much, but there is this sense in the first parable that the guy kind of stumbles upon it. He wasn't looking, it wasn't what he was trying to do, but you're right in the second one, the kingdom of heaven, and this is where I, this is where I think I need to think more about it, is what does it mean for the kingdom of heaven to be like a merchant searching for fine pearls right [00:35:23] Jesse Schwamb: on. [00:35:23] Tony Arsenal: Rather than the pearls being the kingdom of heaven, which is what we see in the first bearable. Um, and I don't know the answer to that question. I think I need to, need to think about it and study it a little bit more. But I do like this distinction that in, in the first case, it's sort of a happy accident. And in the second case, this is, this is the life, this man's life work. He finds he's, he's in search of fine pearls. I'm not sure I know exactly what he's trying to do with the fine pearls. It seems like it implies that he's a pearl merchant or a pearl trader, but then he finds this pearl. He doesn't seek to sell it. He buys it. Right. [00:36:00] Jesse Schwamb: Right. [00:36:00] Tony Arsenal: And, and the, the, the fact that the parable stops with him buying it sort of implies that like. He actually is not going to sell it. He's just gonna keep this pearl. Now before the, the pearls, the, the source of the value of the pearls was kind of in the, the financial gain that selling or trading them could bring. But now he suddenly finds this pearl that is so valuable. It's so great, it's so beautiful. Everything he was working to obtain before all of the money he's gathered by finding and selling pearls in the previous like mode of living. He now gets rid of all of that just to purchase this one pearl and presumably to keep it. And I think that again, is kind of a, kind of a, um, statement on our Christian life is that we, we probably have all sorts of things that we've been doing our whole life and we are seeking to, to move forward in our life. And the kingdom of heaven is kind of the ultimate goal of all of that, for those who are in Christ, for those who are called according to his purpose. The purpose is not just to accumulate wealth. It's not even necessarily, uh, in and of itself to like grow in righteousness. It's to be transformed to the, uh, to the image of God's glory son, for the purpose of making him great, making his name renowned. Right. When we look at that passage in Romans that have kind alluded to, he's, he would transform into the image of Christ so that he might be the first born among many brothers. The Incomparable Worth of Salvation [00:37:24] Tony Arsenal: Ultimately, our, our sanctification and glorification is about making Jesus great and glorified, um, to give him glory, to have our glorification reflect his already intrinsic glory and the gift that he gives us, and I think that's kind of, kind of in play here, is that. Uh, we might have all sorts of goals in our life. We might have goals in our Christian life, um, that are good things that we should strive for, but at the end of the day, all of those things only serve to bring us to the kingdom of heaven, which is this pearl of great price that we, we purchase, we buy it and we just kind of hang onto it. It is its own treasure and it's, it's not about what this, this treasure can bring to us, right? Which is what the fine pearls were before they were about what the merchant can find and sell. It's, it's now about just obtaining the pearl and enjoying that pearl. Um, which I think is a little bit different than, than, um, what I would've thought of with the par before. [00:38:19] Jesse Schwamb: Yeah, I totally agree with you. I think, I think you're actually onto something with the distinction because I think of. So much of my career has been spent in financial services among people who are buyers and sellers of things. They're traders. And the way I read this was very similar to what you were saying to me. What resonated was if this gentleman or this person is. Trading, collecting these pearls. Presumably they have appreciation for the beauty of the pearl itself. So there is like something innate that draws them to this particular thing. And with that experience and with that knowledge and with that, that appreciation of that beauty. I think when they see this other pearl, it moves from, well, why would I ever sell that? I've seen everything. This is the most beautiful pearl I've ever laid my eyes on. And now I want to keep it for me. I want to have it in my possession. I want to cherish it and not just keep it in the inventory and then turn around and sell it for markup, presumably, because there is no nothing that would be of greater value to this person. 'cause they just sold everything else that they had. So they, it's appreciation for the pearl itself. It's going after that finding and seeking that great beauty. And then that led me right into Philippians chapter four, where Paul writes the church in Philippi, beginning of verse eight. Finally, brothers, whatever is true, whatever's honorable, whatever's just whatever's pure, whatever's lovely, whatever's commendable. If there's any excellence, if there. Anything worthy of praise, think about these things. What you have learned and received and heard and seen in me. Practice these things and the god of peace will be with you. So this idea, like you and I, Tony, have talked about like the world has great wisdom, it has great knowledge, it has things that can lead us by way of common grace into certain amounts of peace. But the pearl of great price, the seeking after the going after all these great things is to find the gospel, to be given the gospel it revealed to you. And then say everything else I count as a loss. Everything else is worthless compared to this thing. And if you're a person that can appreciate even just by turn of mind or God's influence in your life, you know, knowledge and wisdom, and you're seeking after that, which is the ultimate expression and representation of those things, and then you find you come upon this pearl of great price, the gospel wisdom and the beauty of God represented in his son Jesus Christ. And you say, this is it. I, I know enough to know, again, by the regeneration that comes through the spirit, this is the real deal. Then I think the message still stands. We come through two different directions into the same final culminating point, which is there is a condition for having this kingdom of God, for having the king on your side as your friend, but the condition isn't like wealth or power or negotiating or intelligence or even good trading behavior or going out and finding the right thing. The condition is that we prize the kingdom more than anything else we own. The point of selling everything in these parables is to simply show where our hearts are at. And so I often say in my own line of work, that cost only matters in the absence of value. Actually, it's true for everything that we. We presumably spend our time or our money on cost only matters in the absence of value. And I think like you and I could do a fun little experiment where I don't know, you ever talking to somebody about something and you're paying a cost to have that service delivered to you and you're, and you're just like totally worth it, like I would do totally worth it. Like, yeah, that's kind of the vibe I'm getting here. It's like at the end of days when we think about the worthiness of our God, that there's no one like him, that he's unequal, that he has no rival, that the gospel is the sweetest message that we're rescued literally from the pit. We're just say no matter what the cost of us personally, great or small, totally worth it, that that's what we'll be saying for all of eternity as we worship him. [00:41:45] Tony Arsenal: Yeah, and I think even more than saying, totally worth it. I think when we are given our new eyes to see, and we no longer see through a da a glass dimly, we're gonna recognize saying that it was worth, it is is like it's a pale, like it's a faulty answer to begin with because the, for sure the worth of the kingdom of heaven surpasses anything we could imagine. And in our, you know, locked in little meat brains that we have now, we're kind of com we're just comparing it to. You know, like what, what we could have had or what we, what we've given up. Um, it, it's gonna be an incomparable comparison. Like there's no, there's no measure that is satisfying, there's no measure that can actually show us how, how worthwhile it is. And, you know, we've, we've made a point of it, like the, the blessing of salvation and, and really like what it is that we're getting, uh, in, in the. You know, the Christian understanding of salvation, it's not, it's not an eternal destiny. It's not bigger mansions in heaven. It's not freedom from death. All of those things come with it. All of those things are attending gifts. That's right. But what we get in salvation ultimately is we get God we get union with God, we get fellowship with Jesus Christ in the, the power of the Holy Spirit. We, we get swept up into the life of the, the God of the universe. Like the life of the Trinity indwells us. And we, we become a part of that. Uh, not, not in the, you know, like. Eastern Orthodox deification sense, although I think there's a proper way we can talk about deification. Um, but we get swept up into that. We gain the relationship that the son has with the father by nature. We gain that by grace and nothing can compare to that. There's nothing that we could ever point to. Um, it's funny, my, my wife and I, um, this is a little corny, but, um, we'll often say to, to each other instead of saying, I love you more than anything, we'll say, I love you more than everything. Right. And, and it's, it's a way to say like. You could take all that there is in the world, everything that I have that I could possibly consider and sum up the value. And I love my wife more than that. I love my children more than that. So it's not that I love them more than any one thing, it's that I love them more than everything combined. And this is even greater than that, right? We, we will look back at our lives and if, if it's even in our mind, if we even can, can comprehend anymore. The idea of thinking about what it costs us to obtain this pearl of great value, which is the kingdom of heaven, which is just another way to say, is just fellowship with the God of the universe. Um, we'll look at it and say no matter what it was. No matter what it could have been, I would give everything I, I love God more than everything. Right. Right. There's nothing that could ever possibly be considered that even comes close to what we gain in, in Christ Jesus, in union with, with God. And I think that's the point of this, like I think the guy who, um. Christ's Perfect Sacrifice and Our Response [00:44:58] Tony Arsenal: I think about what it would take for me to even like to sell everything, like the concept of selling everything I own. I'm not even sure how I would do that, to be honest with you. Like, I don't even know the mechanism for that kind of thing. But the idea that there's anything that could be valuable enough that I would just sell every piece of human property that I have, there's probably nothing like that in this world. Like, there probably isn't. And to, to take that comparison and then basically say like, that's just what the kingdom of God is like. 'cause that's the other thing I think we miss about parables is you, you only make a comparison when you can't describe something, um, analytically, right? There's the difference between analogically and analytically Ana lot analytically means we're able to actually quantify and explain it kind of in strict terms, right? I can, I can say that, um, uh, a heavy object ways, X number of grams or it, you know, or, um. Pounds or whatever. I can, I can measure that and make an analytical statement, or I can make an analogy, an analogy that is comparative. Uh, but by definition, or almost by by nature of the thing, when you make that comparison, you're kind of saying like, not only is it like this, but it's actually it, like it's more like this than I can even describe. Right? So when we're talking about the kingdom of Heaven here, and we say it's, it's like, it's like a man who goes, he finds a treasure and then he sells everything. He has to get that treasure. It's infinitely more like that than it actually can be described. Does that make sense? I feel like I'm rambling on that a little bit. Maybe trying to describe something that can't be described is, is hard to do. [00:46:35] Jesse Schwamb: It's, that's, yeah. But yeah, that's, that's very difficult to do. I'm actually totally with you on this. I think I understand clearly what you mean, this idea that no matter how hard we actually try to value it, we'll be incapable of doing so. Yes. And at best, it almost seems like this is a strange command in a way because it's, it's asking us to do in some ways a thing that is impossible for us to do. However, I think what you're saying is it doesn't mean that we shouldn't turn our minds toward that. We're a bit like people who, I don't know if this show is still on PBS, but like, do you know that show, remember that show The Antiques Road Show? Yeah. Where people would like come, they'd ran ransack their homes or their garages with these old antique items and they bring them to this road show where there'd be experts who would value them. And inevitably we'll be like those people who come with what we think is like a. A thousand dollars clock that we got at a garage sale thinking, wouldn't it be great? I know this is valuable. It's probably a thousand dollars. It'll be, look at the return, tenfold return, I'll get on this item, and then instead finding that it's worth $10 million when it's appraised. Yeah, I assume it'll be just like that in the Beautific vision that even maybe for all of eternity will be growing in our appreciation for just how valuable this great salvation is. And yet at the same time, I think what this should encourage us to do is to pray things like God make us real in seeing and savoring Christ in his saving work above all the other things. Yeah. So that, as you said in your example, we would cherish him above everything, above all things that you have that right place in our hearts or that we be inclined to undertake that posture, which says, God, though I cannot understand it in full. Would you help me to see that? Encouragement in Our Spiritual Journey [00:48:08] Jesse Schwamb: And I wanna just say like, as a word of encouragement, maybe I'm speaking more to myself here so everybody else can disregard this if you like, but I think sometimes there can be a little bit of intimidation then when you hear these things and say like, ah, I'm just not, I just dunno if I love God enough, like I wanna love him, or I want to want to love him more. And I think even that posture is appropriate. Yeah. Sometimes there, oftentimes in my personal life, I'll pray something like, God, help me to know how much you love me and would you give me the strength to love you back? So that even that awareness, that energy, that volition, that vitality, that, that heat, all of that, that fire itself is kindled by the Holy Spirit. It's not like we need to like try to again manufacture here. Because the point of these, these stories is not again, that we just find the means to do a transactional exchange here, but that instead we really just sit in the full promises of God. And of course to that, I would say we always need to go back to, to something like Romans eight. I mean, I know that we should, like you said, Tony, the. The standard description we give for the Bible is the one that gives itself, which is that all of it, all of it's is carried along by the Holy Spirit. All of it is God breathe. All of it is useful for something. And yet, of course, I say somewhat tongue in cheek that, you know, if I have 10 minutes to live, I'm probably not gonna the s descriptions of reading a genealogy, I'm going straight from Roman and say, Romans say, I think it's just like the pinnacle of the scriptures. And so just a couple of verses at the end there, because I think this is, this is leading us into what is this great treasure? What is the kingdom of God? Why do we value it so much? What is the saving power? And uh, these verses, I mean, always just entirely get me ready to run through a wall. So this is the end of, of Romans eight beginning verse 35. Who shall separate us from the law of Christ? Shall tribulation or distress or persecution or famine or nakedness or danger or sword as it is written for your sake. We are being killed all the day long. We are regarded as sheep to be slaughtered. No. In all these things, we are more than conquerors through him who loved us for I'm sure that neither death nor life, nor angels, nor rulers, nor things present, nor things to come, nor powers, nor height, nor depth, nor anything else in all creation, will be able to separate us from a love of God in Christ Jesus, our Lord. [00:50:22] Tony Arsenal: Yeah. Yeah. That's, that's a good word. And I, I, I like what you're saying too, is, is I think we, we can. There's this paradoxical thing that happens when the scriptures is trying to encourage us to do something, is we often like to get our, in our own way. And, and actually that becomes a source of discouragement for us. The Bible calls us to something and we know we can't live up to it. And that's actually like part and parcel of, of reform theology to recognize that this is law, like the, the, the, the, you know, maybe not in like the strict sense, like when we talk about dividing the scripture into law and gospel, um. It may not be that this particular passage would fall under that rubric of law normally, but this idea that we need to count the cost and that we need to be treasuring Christ more and more, and then when we feel like I'm just not getting it. I'm just not there. Like, I don't, I don't treasure Christ as much as I so should. Um, that Yeah, that's right. Nobody does. Nobody can, like, that's, that's kind of the point of this, and that's why it's law is it's, it shouldn't drive you in Christ. It should not drive you to despair. Right. It should not drive you to discouragement. It should drive you to gratitude that God saved you anyways. That, that this pearl of great value is still yours even though you can't possibly deserve it. Um, you know, we're, we're a little bit different than the, the merchant and the man who finds the treasure in the field in that we can't sell everything we have and obtain it like they have the ability to do that in the, in the parables. Right. Um, we, we don't, and we never will. And so rather than let that drive you to being discouraged that like you're just not getting. I recognize God is of infinite value and we are finite creatures. So we, we could, uh, value God perfectly. Like whatever that means, and I don't even know what that means, but we could value and cherish and love God perfectly as far as our capacities are concerned, and it still would not be enough to sufficiently merit God's favor for us. Like as much as we can, even in, even in eternity. As much as we can value and worship and love and praise Jesus, he is worth infinitely more than we could ever give, even when we do it perfectly. And this is, this is why you know Christ coming to die, to live on our behalf, to die in our place. Why that's necessary is because only this is a, maybe a different take on it. We, I think we talk a lot about how, um. Only God could, could carry, bear the wrath of God and not be destroyed. Right. Right. Only God could, um, could stand up under his own wrath, could stand up under the wrath of God and bear that punishment and not be destroyed. And so therefore, um, Christ had to be not just a man, but had to be God. But on the flip side. And God requires perfect perpetual obedience, which involves loving the Lord your God, perfectly with your whole heart at all times. Right? Only God can do that too. So it's not just that God. It's not just that G

Text us your questions!Is the drive to be better than others making us worse? We talk with theologian Miroslav Volf about his book The Cost of Ambition and explore why comparison-based striving saturates our schools, churches, workplaces, and politics. Volf separates healthy aspiration from superiority-seeking and makes a compelling case for excellence without domination, rooted in agape, i.e., unconditional love that affirms people beyond performance.We dig into the Christ hymn of Philippians 2 and why self-emptying is not weakness but a different kind of strength. Volf shows how resurrection and ascension empower humility rather than feed triumphalism and why honoring everyone is both a spiritual discipline and a democratic necessity. From the academy's “one-up” culture to the marketplace's imitation traps, he argues that obsessing over competitors blinds us to our unique gifts and corrodes joy. Even stalwart capitalists like Warren Buffett warn against competitor-fixation. Volf adds a deeper moral and theological critique as well, drawing on Paul's piercing question: What do you have that you did not receive?We also test his claims against Nietzsche's will to power, happiness research on social comparison, and the rise of Christian nationalism. Is Christ a moral stranger to our priorities? Volf challenges both sides of the aisle to recover mere humanity—Kierkegaard's vision of belovedness before achievement—and to practice agape toward others and ourselves. The result is a bracing, hopeful vision: strive for truth, craft, and contribution, not for status; pursue excellence as stewardship, not self-exaltation.If you're weary of the status treadmill yet still hungry to do meaningful work, this conversation will give you categories, language, and practices to recalibrate your aims. Listen, reflect, and share with someone who needs a healthier way to win. If the episode resonates, subscribe, leave a review, and let us know your thoughts.=====Want to support us?The best way is to subscribe to our Patreon. Annual memberships are available for a 10% discount.If you'd rather make a one-time donation, you can contribute through our PayPal. Other important info: Rate & review us on Apple & Spotify Follow us on social media at @PPWBPodcast Watch & comment on YouTube Email us at pastorandphilosopher@gmail.com Cheers!

Send us a textThe U.S. stops minting new pennies. Cost savings help, but do second-order effects matter more?We dig into:Why it cost ~4¢ to make 1¢$56M savings vs real economic impactRounding rules, cash users, and pricing behaviorCard mix, tipping culture, and “two-way door” policyA quick, practical look at what this means for consumers and businesses.Partner Links:Learn more about NordStellar's Threat Exposure Management Program; unlock 20% off with code BLACKFRIDAY20 until Dec. 10, 2025Chapters: 00:31 The End of Penny Minting03:16 Economic Implications of Removing Pennies05:57 Nostalgia and Cultural Impact of the Penny08:30 Regulatory Challenges and Business Adaptation11:36 The Future of Currency and Transaction Trends14:06 Critical Thinking in Business DecisionsConnect With Management Consulted Schedule free 15min consultation with the MC Team. Watch the video version of the podcast on YouTube! Follow us on LinkedIn, Instagram, and TikTok for the latest updates and industry insights! Join an upcoming live event - case interviews demos, expert panels, and more. Email us (team@managementconsulted.com) with questions or feedback.

The data every gym owner needs is finally here! Two-Brain's sixth annual “State of the Industry” guide was released on Nov. 10 on "The Sevan Podcast." Check out this rebroadcast as hosts Sevan Matossian and Matt Souza break down key gym business stats with Two-Brain founder Chris Cooper.The free 72-page guide delivers critical benchmarks and insights from thousands of gyms worldwide, giving you the clarity to make confident decisions about pricing, staffing, retention and growth in 2026.How long are gyms keeping clients, and what's driving retention?What's the difference between big group, small group and one-on-one training, and why does this matter for your bottom line? How many members should you have before hiring your first coach? Why hasn't coach pay increased despite rising gym revenues?How do you survive the November to December slump and capitalize on the January rush? Should you invest in paid ads, or are there smarter ways to grow? And, of course, how much are gym owners making?This episode is all about trends, surprises, best practices and actionable takeaways from the data. Get the guide and use it to build a profitable fitness business. Download the brand-new “State of the Industry” report via the link below! Links"State of the Industry" ReportGym Owners UnitedBook a Call0:00 - Intro and guide overview4:10 - Background on Chris and Two-Brain15:16 - Retention and churn19:48 - Gym growth by client count25:19 - Millionaire gym owners28:14 - CrossFit's impact and future41:58 - Big group, small group and one-on-one59:49 - Cost to open a CrossFit gym1:06:51 - Tips for paid ads1:17:27 - Seasonal gym trends1:33:07 - Two-Brain Summit1:34:13 - Coach pay and development

In this conversation, Deltrease Hart-Anderson shares her insights on tax strategies for real estate investors, common mistakes made in the industry, and her personal journey in real estate. She emphasizes the importance of proper record-keeping, timely tax planning, and seeking professional advice rather than relying on social media. Deltrease also discusses her own experiences with real estate investments and how they have shaped her approach to accounting and taxation.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Adam Kintigh discusses the advantages of the tax code for business owners and entrepreneurs compared to regular W-2 employees. He emphasizes the importance of understanding tax strategies to maximize earnings and keep more money in one's pocket.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The conversation focuses on tax strategies for property owners, particularly emphasizing the importance of bonus depreciation and its applicability to various types of real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Epic vs Google stays stuck in limbo as the judge rejects the settlement, Duolingo's stock finally breaks its streak, and Square Enix joins the wave of Eastern publishers restructuring their way into a new identity. Royal Match's reported $200M ad spend shows just how hard you have to swing to own casual in 2025, while Chinese publishers quietly (and efficiently) conquer the entire merge genre with speed and scale Western studios can't match.Meanwhile, Arc Raiders is heating up—and so is the controversy around its AI-generated voice work. Welcome to the modern games industry: court battles, collapsing multiples, mega-spend user acquisition, genre takeovers, and existential AI debates, all happening at once. Buckle up.00:43 Epic vs Google Case Discussion13:50 Duolingo's Struggles and Gamification20:49 Square Enix Restructuring and Industry Trends30:43 Analyzing Sensor Tower's Report on Digital Ad Spend32:01 Royal Kingdom vs. Royal Match: A Deep Dive34:37 The Innovator's Dilemma in Mobile Gaming35:26 The Rise of New Puzzle Sub-Genres39:05 The Cost of Marketing Campaigns49:58 Arc Raiders: A New Success Story57:04 AI in Gaming: Controversies and Opinions01:01:09 Conclusion

0:00 Intro 0:06 Smoking 5:46 Service records 8:50 Speaking up Learn more about your ad choices. Visit megaphone.fm/adchoices

As SNAP recipients and many others struggle to afford the cost of food, Karen Yi, WNYC and Gothamist reporter covering homelessness and poverty, and Joe Hong, investigative data reporter for WNYC and Gothamist, discuss their reporting on how grocery prices can vary between stores and neighborhoods and how grocery stores fared during the interruption of SNAP benefits. Plus, listeners share their observations of how food prices vary, and tips on how to save money on groceries.

Taylor discusses the shutdown and how much money the Democrat's shutdown cost the country.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

We're back with part two of Paul Rieckhoff's (@PaulRieckhoff) epic conversation with punk rock icon, activist, and truth-teller Henry Rollins in this raw, urgent, and fiercely independent discussion of the true cost of war, creative protest, and the power of showing up. From the lessons of helping injured veterans to finding hope through art and community, Henry pulls no punches as he shares his experience, challenges the powerful, and reflects on his years supporting those who serve. Rollins and Rieckhoff dissect America's current crises—from Venezuela and new wars to the attacks on creativity and the White House Rose Garden—offering insight, humor, and a roadmap for staying vigilant and human in hard times. It's an electrifying episode that embodies punk spirit, compassion, and relentless determination. Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. It's independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -Listen to Henry's previous appearance: Episode 47 from February 20, 2020. -WATCH video of this episode on YouTube now. -Learn more about Independent Veterans of America. -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us. And get cool IA and Righteous hats, t-shirts and other merch.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media. Spotify: https://open.spotify.com/show/0F1lzdRbTB0XYen8kyEqXe Apple Podcasts: https://podcasts.apple.com/us/podcast/independent-americans-with-paul-rieckhoff/id1457899667 Amazon Podcasts: https://music.amazon.com/podcasts/49a684c3-68e1-4a85-8d93-d95027a8ec64/independent-americans-with-paul-rieckhoff Ways to watch: YouTube: https://www.youtube.com/@independentamericans Instagram: https://www.instagram.com/IndependentAmericansUS/ X/Twitter: https://x.com/indy_americans BlueSky: https://bsky.app/profile/indyamericans.bsky.social Facebook: https://www.facebook.com/IndependentAmericansUS/ Ways to listen:Social channels: Learn more about your ad choices. Visit megaphone.fm/adchoices

Teen Mom star Farrah Abraham sits down with Ian Bick for an unfiltered and emotional conversation about her life in the spotlight. From her early days on MTV's Teen Mom to the pressures of fame, her public arrests, and the story behind her infamous sex tape, Farrah opens up about everything the world thinks it knows — and the truth that most people never hear. She talks about the cost of growing up on reality TV, dealing with judgment from millions, and what it's really like trying to rebuild your life when the internet won't let you move on. #FarrahAbraham #TeenMom #LockedInWithIanBick #RealityTV #CelebrityInterview #ScandalToRedemption #RealStories #popculture Thank you to EXPRESSVPN & PRIZEPICKS for sponsoring this episode: ExpressVPN: Secure your online data TODAY by visiting https://www.expressvpn.com/lockedin to find out how you can get up to four extra months. Prizepicks: Visit https://prizepicks.onelink.me/LME0/IANBICK and use code IANBICK and get $50 in lineups when you play your first $5 lineup! Connect with Farrah Abraham: https://www.instagram.com/farrahabraham/?hl=en Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop Timestamps: 00:00 From Teen Mom to Infamy — Life After the Sex Tape 02:21 Farrah's Early Life & The Family That Shaped Her 03:36 Becoming a Mom as a Teen & Raising Herself 04:46 Surviving Loss, Abuse & Fighting Back 05:50 The Moment Fame Hit — Labels, Judgments & Reality TV 07:01 High School, Pain & Growing Up in the Spotlight 09:12 Depression, Court Battles & Learning to Cope 12:42 How 16 & Pregnant Changed Everything 15:11 Becoming the Face of Teen Mom — The Real Story 20:01 Reality TV, Identity & Breaking Away From MTV 24:01 Life After Fame — Finding Herself Again 29:40 Misconceptions, Public Image & the Price of Fame 34:45 Getting Fired From Teen Mom — What Really Happened 38:42 The Fallout — Sex Tape, Mental Health & Starting Over 41:12 Turning Scandal Into Business & Motherhood Lessons 44:29 Dealing With Haters, Bullying & Fame's Dark Side 47:28 What Viewers Didn't See: Teen Mom, Alcohol & Pressure 52:53 Arrests, Legal Fights & the Cost of Being Farrah Abraham 01:03:00 Trauma Recovery, Healing & Growth 01:10:03 Her Latest Arrest — The Truth Behind It 01:14:49 Creepy Fans, Stalkers & Staying Safe 01:17:07 What She'd Tell Her Teenage Self 01:19:15 Biggest Life Lessons Learned 01:25:39 Closing Thoughts & Farrah's Next Chapter Learn more about your ad choices. Visit megaphone.fm/adchoices

A few years ago, industry and political leaders embraced hydrogen as a solution to a laundry list of hard-to-abate decarbonization challenges — steel production, ammonia production, and more. But hydrogen failed to come down in costs and policymakers pulled back support. Ultimately, the bubble burst.  So what does it take to drive down the costs of low-carbon hydrogen and rebuild momentum? In this episode, Shayle talks to Raffi Garabedian, co-founder and CEO of Electric Hydrogen. (Shayle is on the board of Electric Hydrogen and Energy Impact Partners, where Shayle is a partner, invests in the company). Shayle and Raffi cover topics like: Why the hype bubble burst: political pullback, high renewables costs driven by AI demand, and high CapEx  The real cost problem: Why engineering, procurement, and construction (EPC) costs have remained persistently high Competing approaches: Why Electric Hydrogen chose supersized electrolyzers over modular units The China question: Why hydrogen's EPC costs will limit the impact of cheap Chinese electrolyzers Real numbers: Realistic cost targets for fossil parity and Electric Hydrogen's current pricing Where hydrogen wins: Markets where Raffi says green hydrogen can achieve fossil parity by the early 2030s, including Brazilian fertilizer Resources: Latitude Media: is 45v guidance killing green hydrogen production? The Green Blueprint: Electric Hydrogen's bet on supersized electrolyzers Latitude Media: Electric Hydrogen is building through the market downturn   Latitude Media: Hydrogen's narrow pathway to positive climate impacts   Latitude Media: Why the Electric Hydrogen-Ambient merger is a sign of things to come Fill out our short podcast listener survey for a chance to win a $100 Amazon gift card. Credits: Hosted by Shayle Kann. Produced and edited by Daniel Woldorff. Original music and engineering by Sean Marquand. Stephen Lacey is our executive editor.  Catalyst is brought to you by EnergyHub. EnergyHub helps utilities build next-generation virtual power plants that unlock reliable flexibility at every level of the grid. See how EnergyHub helps unlock the power of flexibility at scale, and deliver more value through cross-DER dispatch with their leading Edge DERMS platform, by visiting energyhub.com. Catalyst is brought to you by Bloom Energy. AI data centers can't wait years for grid power—and with Bloom Energy's fuel cells, they don't have to. Bloom Energy delivers affordable, always-on, ultra-reliable onsite power, built for chipmakers, hyperscalers, and data center leaders looking to power their operations at AI speed. Learn more by visiting BloomEnergy.com.

A cannabis mogul says he's almost in for New Mexico governor—and we dig into why self-funding and name recognition won't outrun the GOP primary gauntlet. We break down the three real obstacles every outsider faces: proving you actually live where you run, explaining how you made your money when the base is skeptical, and reconciling a donor history that points across the aisle. It's a case study in credibility, not cash.From there, we torch a viral claim that defense contractors script the weather forecast. Using real models and the logic of modern meteorology, we show how predictions come from physics and data, not memos and secret calls. Clear thinking beats clickbait, especially when storms—and emotions—run hot.Cost of living drives the middle stretch. We push past “the economy is great” soundbites to ask what would actually help: easing energy costs, clearing regulatory logjams, and being honest about tariffs' timing when prices are already sticky. On housing, we contrast a flashy 50-year mortgage with smarter mobility ideas like portable mortgage rates and curbing bulk buys of single-family homes by institutional investors. Affordability isn't a slogan; it's a set of decisions.We close with Senator John Fetterman's unusual willingness to cross his party on shutdown tactics and Israel—a risky choice that brought a wave of online venom. Whether you agree with him or not, standing on principle in an election year is rare. That's the thread tying this episode together: credibility earned in tough rooms, facts over theatrics, and policy that remembers who pays the bills.If this resonated, tap follow, share it with a friend who loves sharp politics without the spin, and leave a review so more listeners can find the show. What's the one change you'd make first—energy, housing, or trade? Tell us.Website: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D

In October, the Social Security Administration announced the 2026 Cost-of-Living Adjustment (COLA) — and no, we don't mean the fizzy kind. COLA is the annual increase that helps retirees' benefits keep pace with inflation. Before diving into how it all works, the BullCast crew kicks things off with a play on words in their pop culture list of the Brief History of Coca-Cola Prices. Then, they break down what drives cost-of-living changes, how COLA is calculated, who it helps, and why it matters for millions of Americans. The List: A Brief (and Bubbly) History of Coca-Cola Prices Hashtags: #cola #costofliving #cocacola #CortLovesDietCoke  Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com

Tammy J. Bond fires up the microphone for women leaders, challenging the pervasive habit of over-apologizing in professional settings. She argues that frequently defaulting to phrases like "I'm sorry, but..." or "This might not be the right time, but..." causes your apologies to show up louder than your actual leadership, draining your credibility and inviting doubt. This episode confronts the conditioning that leads women to wait to be invited instead of owning the room and provides a power move to replace apologies with confident, conscious confrontation. Key Leadership Insights: The Apology Drain: Unnecessary apologies soften your voice and teach the room to doubt you, reducing your credibility right before your "mic drop moment." The Real Reason Women Apologize More: Studies show both men and women apologize about 81% of the time when they agree something is an offense. However, women judge more situations as apology-worthy because of their heightened emotional awareness and ability to read the room. Apologizing is a sign of noticing, not a sign of weakness. The Cost of Over-Apologizing: You are donating your credibility and putting doubt in place of confidence with your team. The Power Move: Leadership presence means stepping in, being willing to confront—consciously, contagiously, and confidently—without apology. Owning the Room: Men walk in and own the room; women often sit back and wait to be invited. It's time to own your voice and your space. Your Actionable Power Move: Stop apologizing for being direct, confident, bold, or clear. Save your "sorry's" for real harm you've caused. Replace the Apology: Instead of starting with "I'm sorry, but..." or "I know we're almost out of time, but...," reframe your statement to be clear and convicted. Old: "I'm sorry to interrupt, but I have a question about the budget." New: "Hold a minute. I want to bring up something about the budget before we run out of time." Acknowledge, Don't Apologize (for stepping on toes): If you suspect you were overly direct, acknowledge the potential impact, but do not apologize for your assertiveness. Statement: "I acknowledge that was very bold. Let's talk about how you feel about that." Goal: You thank them for bringing it to your attention and ask how to make it different next time, ensuring you are not apologizing for being bold. Leadership Challenge: Ladies, stop apologizing. Start leading with conviction, confidence, clarity, and connection to the purpose of your conversation. Who are you not to?

What will be the SaaS Pricing Strategy 2026? In this episode, Joran sits down with Tjitte Joosten—known as T.J.—to discuss the evolving world of SaaS pricing and how founders can adapt to change without losing momentum. T.J. works full-time in pricing and packaging for SaaS and AI companies. Before that, he spent years in early-stage ventures, helping them find product-market fit and close major deals. Those experiences taught him how to win large accounts without over-discounting and how to leave room for long-term growth.Through that process, T.J. discovered that pricing is not just about numbers but also about psychology and behavioral economics. The same solution can sell for $10,000 or $50,000 depending on the story told. After meeting his co-founder, who was already working in pricing, T.J. transitioned into it full-time—and it became his passion.Their conversation explores how SaaS pricing is evolving, how to experiment with models safely, when to raise prices, how to communicate changes effectively, and how freemium models may evolve in the AI era.Key Timecodes(0:00) - B2B SaaS & AI Pricing Expert(0:05) - TJ Joosten on Value Storytelling(1:13) - Future of SaaS Pricing 2026(1:28) - Why Hybrid Pricing Wins(3:10) - The Pricing Switch Risk(3:27) - Technical Debt of Pricing(5:15) - How to Test New Pricing(6:40) - Entitlement & Packaging(7:13) - When to Raise Prices(8:49) - Timing Strategy: Netflix Case(10:04) - Communicating Price Changes(11:10) - Freemium in the AI Era(12:33) - The Cost of Free Users(13:38) - From $0 to $10K MRR(14:42) - Scaling to $10M ARR(15:56) - The Founder's Role in Pricing(16:32) - Connect with TJ Joosten

In this PostPod episode, Marc and Vassilis discuss the complexities of digital advertising, emphasizing the importance of understanding viewability versus visibility, the pitfalls of cheap media, and the critical role of creative quality. They reflect on insights from recent guests and explore strategies for effective marketing, including the need for internal awareness and organizational change. The conversation highlights the challenges marketers face in navigating the digital landscape and the necessity of questioning data and media choices to drive better outcomes.TakeawaysViewability does not guarantee visibility in advertising.Cheap media can lead to higher long-term costs.Creative quality is essential for effective advertising.Marketers should focus on ads that are actually seen.Internal awareness of media effectiveness is crucial.Challenging partners on media quality is necessary.It's important to measure effectiveness, not just efficiency.Organizational change is needed to adapt to new marketing realities.Timestamps:00:00 - Introduction 05:55 - Insights from Guests and Industry Connections09:07 - The State of Digital Advertising12:03 - Viewability vs. Visibility in Media14:56 - The Cost of Cheap Media15:53 - The Double Jeopardy of Challenger Brands16:49 - Innovative Media Strategies for Startups18:04 - Conclusion and Future Considerations18:33 - The Importance of Creative Quality in Advertising20:15 - Addressing the Accountability Gap in Marketing22:52 - Practical Steps for Marketers25:40 - Raising Internal Awareness of Marketing Challenges27:47 - Navigating Organizational Resistance to Change

#254: Chris and Amy share a candid look at their life together as two optimizers. They discuss everything from family finances and teaching their kids about money to managing their health, work, and travel. Link to Full Show Notes: https://chrishutchins.com/ama-amy-marriage-parenting-health Partner Deals NetSuite: Free KPI checklist to upgrade your business performance Storyworth: Share your family stories in a custom book (+ $10 off) DeleteMe: 20% off removing your personal info from the web Daffy: Free $25 to give to the charity of your choice Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Rakuten ($50 bonus here) M is for Money by Rob Phelan BoA Museums on Us How We Spend Our Time Chart Priority Pass Cultural Care Au Pairs (Get $250 off here) Family Heart Foundation Fortify5 Vuori (Get 20% off here) ATH Podcast Ep #114: Money Talks: Navigating Uncomfortable Conversations with Loved Ones with Erin Lowry Ep #205: Building Better Habits, Strengthening Relationships, and More Listener Q&A with Chris and Amy Ep #213: The 5 Types of Wealth with Sahil Bloom Ep #239: Mini Retirements: How to Take a Break Sooner That Could Also Boost Your Career and Income Ep #252: Family Travel on Points: Tips, Tricks and Tactics with Nick Reyes Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:44) Navigating Conflict and Different Spending Styles (04:51) Why the Furniture Conversation Turned Emotional (13:20) Amy's Process for Selling and Rehoming Old Items (15:50) When Reselling Isn't Worth the Time and Effort (19:03) How to Teach Kids About Money at a Young Age (23:39) How Chris & Amy Are Saving for the Kids' Future (31:13) Thinking About Technology and Social Media for Kids (35:34) Free-Range Parenting and Encouraging Independence (38:06) The Importance of Intellectual Curiosity (40:06) Stepping Back From Work to Be Present with Young Kids (44:54) Traveling With Kids (49:05) Leveraging Lounge Access for Family Travel (52:18) Comparing Lounge Access Memberships (57:06) Amy's Transition Into More Time at Home (01:00:50) Making Proactive Health Decisions and Preventative Care (01:07:46) How to Approach Supporting Aging Parents (01:13:34) Coming Full Circle on the Furniture Debate Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

322: If you suffer from chronic pain, chronic gut issues, organ problems, arthritis, or unexplained pain where nothing else helps, and you've exhausted your resources trying to figure out the cause, today's episode may enlighten you and offer insight into what your body may be missing to naturally heal and repair itself without pharmaceuticals. Christian Drapeau joins me today to share about stem cell therapy and what it can do for the body through its own repair mechanisms. If you've heard of stem cell therapy, you already know it can cost up to $50k for one injection. Thankfully, Christian came up with a much more affordable, and perhaps safer, solution than the needle. He shares his discovery of certain plants that can help your body repair itself on a cellular level naturally, helping to combat those persistent, unexplainable autoimmune issues. Heck, maybe you just want to age more slowly, look younger, and have more energy to enjoy life! I can guarantee everyone who listens today will benefit from the information shared in this episode. Topics Discussed:→ Stem Cell Therapy→ The Cost of Stem Cell Therapy→ Benefits of Stem Cell Therapy→ Side Effects of Stem Cell Therapy→ Alternatives to Stem Cell Therapy→ Why Our Bodies Need Stem Cells→ Reversing Aging→ Eliminating Pain As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → Timeline | Discover the science of stronger, more radiant skin with Timeline's Serum. Visit https://timeline.com/digest for 10% off your first order. → Fatty15 | For 15% off the starter kit go to https://fatty15.com/digest → Pique Life | https://piquelife.com/digest for up to 20% OFF and a free starter kit → Birch | Go to https://birchliving.com/digest and get 27% off sitewide → Seed | Go to https://seed.com/digest and use code 20digest for 20% off Check Out Christian Drapeau: → Instagram → stemregen.co  Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds) Learn more about your ad choices. Visit megaphone.fm/adchoices

What if blockbuster weight-loss drugs and a broken food system are two sides of the same story? We sit down with Dr. David Harlan—physician, researcher, and former NIH diabetes branch chief—to trace the unlikely path from the “incretin effect” to GLP-1 therapies that are transforming care for type 2 diabetes and obesity. Along the way, we ask harder questions about incentives, access, and why lifestyle still matters even when the medicine is powerful.Dr. Harlan breaks down how GLP-1 receptor agonists amplify insulin release, quiet cravings, and drive meaningful weight loss—often alongside better blood pressure, improved A1C, and fewer heart events. He explains the Gila monster connection, why weekly injections replaced multiple daily shots, and what the latest safety data actually shows. We get candid about what happens when people stop these drugs, why genetics complicate the “just try harder” narrative, and how brain chemistry shapes appetite, compulsion, and energy.Then we zoom out to the policy level: the rise of food deserts, cheap ultra-processed calories, and the paradox of publicly funding both the problem and the fix. We explore practical steps that work in the real world—SKU-controlled health savings accounts, everyday movement campaigns, healthier default options in public spaces, and community gardens and sidewalks that make active living normal again. The throughline is simple and human: use the science to help people now, and rebuild the environment so fewer need the medicine later.If you care about diabetes, obesity, prevention, or the economics shaping our plates and prescriptions, this conversation offers clarity and a path forward. Support the show by subscribing, sharing with a friend, and leaving a review with the one insight you'll apply this week.Support the showEngage the conversation on Substack at The Common Bridge!

Forget “closing the gap.” It's widening — for the first time since the 1960s. And if you're waiting for the system to fix it, you'll be waiting forever. Because as Cindy Gallop says: no one's coming to save us.   Cost of waiting: Every underpaid year compounds the gap — not just in salary, but in wealth, opportunity, and ownership. This episode isn't about leaning in. It's about taking over. Cindy Gallop — entrepreneur, speaker, and founder of MakeLoveNotPorn.tv — joins Loren to dismantle outdated rules and lay out a new playbook for women who are done asking for permission.   In this episode: Why women must unapologetically set out to make a “god-fcking-sht-ton of money” — and why that's a good thing The mindset shift from “safe jobs” to self-ownership and wealth creation How to spot (and escape) the workplaces that quietly drain your confidence A simple rule for asking for your true value — and getting it Why starting your own business is the fastest path to power and equality The They Got Acquired mindset: why anything you build has value — and how to cash in on it How women can build their own financial ecosystems by funding, supporting, and hiring each other   Timestamps (0:00) – Intro: Why this pay gap is different (1:05) – Meet Cindy Gallop: The unapologetic truth-teller on money and power (3:00) – Patriarchy, pay, and why she's done explaining the “why” (5:20) – Make a god-fcking-sht-ton of money — and help other women do it (9:45) – Start your own business: the fastest path to equality (13:10) – The corporate dilemma: how to ask for your worth and when to walk (18:30) – Radical simplicity for confidence and negotiation (23:50) – How to network like a pro (Cindy's Dear Cindy method) (27:45) – Reinventing after layoffs and ageism — your next move starts now (31:30) – Final takeaways + Loren's 30-Day Blast invitation   Mic-Drop: No one's coming to save you. So stop waiting for equity — start creating it.   Loved the episode? Support Cindy's work: Dear Cindy Substack Cindy Gallop on LinkedIn MakeLoveNotPorn.tv   Ready to own your next career move? Join Loren's 30-Day Blast — the fast-track program that helps executives land roles and raise compensation by 40%–100%. Book your free 30-minute clarity call: https://www.portfoliorocket.com/contact   Follow Loren Greiff LinkedIn Instagram Watch on YouTube

Housing Cost Crisis: Who Can Solve It?! Callers React | Mundo Clip 11-12-25See omnystudio.com/listener for privacy information.

For how long can you be a good man? 

When you leave a conversation wishing you had said something, that tightening in your throat is a signal from your body, not a failure on your part. Self-silencing often feels safer than speaking up, but it comes at a cost. The words you swallow can show up as tension, frustration, or even physical symptoms, because holding things in keeps your system in protection mode.   In this episode, I explore why self-silencing feels instinctive and what it takes to unwind that pattern. You'll learn how to recognise the difference between deliberate, grounded silence and the kind that keeps you stuck, as well as how to start speaking honestly in ways that strengthen rather than threaten your relationships.   Get full show notes, transcript, and more information here: https://maisiehill.com/253   Join us in the Powerful membership, including the Boundaries Power Class coming up on November 26, 2025: https://maisiehill.com/powerful

Amy Brooks, creator and owner of Catholics Online and the Prayer, Wine, Chocolate Retreat program joins us again today as we declutter the bedroom shared by her twins.  When we began our Zoom session together, Amy said she was tired and not really feeling excited about our session. That's very real and that's where I am there to help. I got her started and by the time we finished our one hour session, she was so excited to drop off her donation bag before the kids got home from school. Motivation is not going to strike, just get started and it will show up in its' own time. As of the recording of this episode, Amy had one or two spots still available for the Philadelphia Prayer, Wine, Chocolate Retreat. Here is a link to her website to sign up.  Prayer, Wine, Chocolate Retreat in Philadelphia To order Amy's Catholic Christmas catalog, please click here: https://catholicinfluencers.com/   ***If you live in the Lehigh Valley of Pennsylvania and would like help decluttering your home, I offer in-person decluttering. This is a 5 hour appointment and I donate all items to local thrift stores. Cost $300. Please email me at: tightshipmama@gmail.com   For hourly coaching via Zoom (decluttering, budgeting, meal planning), you can see my calendar and book a session here: Virtual Coaching Schedule   Join the private Facebook community here: Facebook Group   Prefer to receive a monthly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   Do you like to watch a podcast? Check out my YouTube channel here: YouTube   For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com    

Federal prosecutors said today that they're still deciding whether to seek the death penalty against the man accused of killing former DFL House Speaker Melissa Hortman and her husband Mark. A one-year contract between a key Minnesota agency and a consulting firm will cost the state $2.3 million. Those stories and more in today's evening update. Hosted by Emily Reese. Music by Gary Meister.

Most people talk about how to start a practice — but not what happens once you actually make it. In this episode, I sit down with Dr. Angela, founder of Synergy Chiropractic & Sports Rehab, to talk about her journey from working blizzard shifts as an associate to building a thriving, all-cash, six-figure practice. We break down what it really took for her to go from playing it safe to taking the leap, scaling fast, and facing the real cost of success — the mental, emotional, and leadership challenges that come once the money starts coming in. This conversation is raw, honest, and one every chiropractor needs to hear — especially if you've built a job for yourself but haven't yet built a business.

New state report cards show the vast majority of Wisconsin schools meet or exceed expectations. But critics say the grades leave parents guessing. A Republican bill to clean up PFAS could cost the state billions. And, a story about a new children's book about the SS Edmund Fitzgerald.

Wednesday 4pm Hour: even though it's a bucket-list item for him, Jason missed out on last night's Northern Lights display. Did you? Then he talks with Eric Mousel, Beef Systems Management Specialist in the Department of Animal Science at the U of MN Extension, about the high price of beef. Is the President right? Are meat packing companies like Cargill inflating the price? (Photo by Justin Sullivan/Getty Images)

AI is devouring the planet's electricity ... already using up to 2% of global energy and projected to hit 5% by 2030. But a Spanish-Canadian company, Multiverse Computing, says it can slash that energy footprint by up to 95% without sacrificing performance.They specialize in tiny AI: one model has the processing power of just 2 fruit fly brains. Another tiny model lives on a Raspberry Pi.The opportunities for edge AI are huge. But the opportunities in the cloud are also massive.In this episode of TechFirst, host John Koetsier talks with Samuel Mugel, Multiverse's CEO, about how quantum-inspired algorithms can drastically compress large language models while keeping them smart, useful, and fast. Mugel explains how their approach -- intelligently pruning and reorganizing model weights -- lets them fit functioning AIs into hardware as tiny as a Raspberry Pi or the equivalent of a fly's brain.They explore how small language models could power Edge AI, smart appliances, and robots that work offline and in real time, while also making AI more sustainable, accessible, and affordable. Mugel also discusses how ideas from quantum tensor networks help identify only the most relevant parts of a model, and how the company uses an “intelligently destructive” approach that saves massive compute and power.00:00 – AI's energy crisis01:00 – A model in a fly's brain02:00 – Why tiny AIs work03:00 – Edge AI everywhere05:00 – Agent compute overload06:00 – 200× too much compute07:00 – The GPU crunch08:00 – Smart matter vision09:00 – AI on a Raspberry Pi10:00 – How compression works11:00 – Intelligent destruction13:00 – General vs. narrow AIs15:00 – Quantum inspiration17:00 – Quantum + AI future18:00 – AI's carbon footprint19:00 – Cost of using AI20:00 – Cloud to edge shift21:00 – Robots need fast AI22:00 – Wrapping up

This conversation peels back the glossy veneer on modern church culture and asks what Jesus actually had in mind. We talk megachurch money, the “business model” of religion, and whether tithing-as-law was ever the point. Amy unpacks the influencer pastor era, the pressure-cooker system that breeds burnout, and why Acts-style fellowship (shared tables, rotating teachers, real accountability) still works. We compare Sunday stage shows to small, Spirit-led communities and ask if the apostles would even recognize our churches. From Laodicea warnings to Watchman Nee–style generosity, we press into discipleship over attendance. It's frank, hopeful, and aimed at reform from the inside out with one of our favorite guests- Amy from Eyes on the Right podcast!Amy's Counseling Website: https://www.biblicalguidancecounseling.com/Amy's Podcast Same Topic: https://podcasts.apple.com/us/podcast/the-mega-church-money-machine/id1692081180?i=1000716256160*Catch This Must-Watch Docuseries : https://www.thereligionbusiness.com/purchase/AMYW36*IG: eyesontherighpodcast & eyesontheright4.0https://www.unrefinedpodcast.com +Timestamps:00:01:00 Exposing the business of Christianity00:02:47 Mention of “The Religious Business” documentary00:05:08 Heart posture vs church consumerism00:07:29 Institutional systems and fallen influence00:09:42 Pastoral pressure and spiritual burnout00:11:56 Success measured by butts in pews00:14:23 What is church? The body of Christ00:16:42 Pedestal pastors and misplaced focus00:18:59 Shared teaching and authentic leadership00:21:25 Comparing Acts church to modern models00:22:05 Tithing vs New Covenant generosity00:24:32 Giving as worship and heart posture00:26:45 Generosity, reaping, and sowing in faith00:29:05 Can the megachurch model be redeemed?00:31:22 Laodicea church and spiritual blindness00:33:43 House church rhythm and online fellowship00:36:03 Would the apostles recognize our churches?00:38:19 One-anothering and real fellowship00:40:41 Why recovery groups feel like real church00:43:07 Transparency, confession, and authentic ministry00:45:26 Amy's story — “Get up” and walk again00:47:46 Prayer for the church and believers00:49:53 Guest plugs and final thoughtschurch reform, megachurch culture, prosperity gospel, tithing debate, modern Christianity, church business, religious institutions, discipleship, Acts church, house church, faith and money, church accountability, spiritual authenticity, pastoral burnout, influencer pastors, transparency, corporate Christianity, biblical generosity, Laodicea church, religious corruption, faith over fame, gospel integrity, consumer Christianity, spiritual reformation, faith community, worship culture, religious hypocrisy, Holy Hustle, Christian leadership, church finance, heart posture, revival vs revenue, kingdom mindset, body of Christ, church manipulation, spiritual discernment, modern faith crisis, Christian culture critique, Unrefined Podcast, Eyes on the Right

In this episode of The Tech Trek, Amir sits down with Sadi Khan, Co-Founder and CEO of Aven, to unpack how technology can make capital fairer for everyone. Sadi explains how Aven is tackling one of the world's biggest inefficiencies—the trillion-dollar burden of consumer credit card debt—and why the solution lies in reducing the cost of capital through innovation. This is a deep dive into building products that require not just engineering skill, but endurance, conviction, and a long-term mindset.Key Takeaways• Aven's mission is to cut credit card interest payments in half by rethinking how consumers access and use home equity.• True innovation often comes from solving inefficiency, not chasing market trends.• Complex problems create strong moats when founders are willing to grind through technical and regulatory barriers.• Founders should pick problems worth spending a decade on—pivot less, persist more.• Product success depends on identifying your “axis” and going all-in on being the best at that one thing.Timestamped Highlights00:40 — How Aven's hybrid credit card + HELOC model is lowering the cost of borrowing for homeowners04:10 — The moment Sadi realized the cost of capital was a massive, overlooked problem12:34 — Why most lenders haven't solved this yet and how Aven's approach differs19:33 — Building what others couldn't: how persistence and engineering precision led to breakthroughs23:36 — Choosing execution risk over market risk and what it takes to stay with a problem long enough to solve it37:47 — Why picking the right “axis” is how great companies build an unshakable moatMemorable Line“The only problems worth working on are the ones worth working on for a very long time.”Call to ActionIf you enjoyed this episode, follow The Tech Trek for more conversations at the intersection of people, impact, and technology. Subscribe on your favorite platform and share it with someone building bold ideas.

The Cost of Judgment: Seeing Ourselves and Others Through Compassion Summary: In this episode of the Human Intimacy Podcast, Dr. Kevin Skinner and MaryAnn Michaelis explore the nature of judgment—how we judge ourselves, others, and the world around us. They unpack how the brain's natural tendency to predict and protect can lead us to make judgments based on incomplete stories or past experiences. Through real-life examples, including therapy sessions and group work, they illustrate how judgment can distort perception, breed resentment, and disconnect us from others. Dr. Skinner and MaryAnn emphasize that judgment often arises when we lack understanding of a person's story. By shifting from judgment to curiosity—asking “What happened to you?” instead of “What's wrong with you?”—we open space for empathy and healing. They also explore how self-judgment impacts individuals, especially betrayed partners who internalize blame, and how learning to suspend judgment fosters emotional freedom and connection. The discussion integrates insights from Byron Katie's “The Work” and Dr. Bruce Perry & Oprah Winfrey's “What Happened to You?”, encouraging listeners to question their assumptions and replace self-condemnation with self-compassion. The episode closes with a reflective invitation: identify a situation or person you've judged, and ask, “What's the story behind this thought, emotion, or behavior?” Resources Mentioned: The Work by Byron Katie — Four powerful questions to challenge judgments and distorted beliefs. What Happened to You? Conversations on Trauma, Resilience, and Healing by Dr. Bruce D. Perry & Oprah Winfrey — Exploring how understanding personal stories transforms compassion and connection. The Betrayal Bond by Dr. Patrick Carnes — Understanding trauma bonds and how early experiences shape adult patterns and self-judgment. Compassionate Accountability: A Field Guide to Building Connection and Trust by Dr. Nate Regier — For learning how to balance accountability with empathy. HumanIntimacy.com — Explore upcoming courses and events, including Rise: Hope and Healing from Sexual Betrayal, Reclaim: Healing from Pornography and Rebuilding Your Life, and the Human Intimacy Conference (March 13–14, 2026).

In this episode of The Association Insights Podcast, host Colleen Gallagher sits down with Denny Lengkong, President of IntelliData, for a candid, jargon-free conversation about turning association data into decisions. From “Dashboarding 101” to building a culture that breaks down silos, Denny shares practical ways teams of any size can start small, prove value, and scale their analytics—without blowing the budget or waiting on IT.

This week's episode features a clip from our recent webinar, The Cost of Digital Marketing — a deep dive into what urgent care owners and operators really need to know about marketing budgets in 2026.We're breaking down the dollars, data, and decisions that drive real growth — not just clicks.We cover:

If you have ever said yes to God and then wondered why everything suddenly got harder, this episode is for you. We often discuss purpose, calling, and obedience, but not nearly enough about the cost that accompanies them. The truth is, a refining process occurs after your 'yes'. The confusion, the pushback, and the discomfort are not signs that you missed it. They are often the evidence that God is shaping you for the very thing you prayed for. In this conversation, I share the unspoken side of your calling, the parts no one prepares you for. You will learn how to recognize when it is your flesh resisting versus when God is redirecting, and how to walk through the refining fire without losing faith in the process. If you are in that place of tension, called but questioning, obedient but weary, this message will remind you that you are not alone and that there is purpose in the pressure. Stay connected at ResistAndRoar.com and follow me on Instagram at Resist and Roar and roarrising, or on Facebook at HeatherSudbrock for more episodes that speak to faith, obedience, and building what God has called you to lead.   Chapters 00:00 The Cost of Obedience 00:48 The Battle Between Flesh and Spirit 00:50 The Nature of Obedience

Government shutdown chaos deepens as hosts debate the fate of the 'Blue Wave', the DOJ targets judges with immigrant defense backgrounds, LAPD ignores City budget hiring more officers than it can afford, and Outkast finally gets their flowers at the 2025 Rock & Roll Hall of Fame. DeRay interviews journalist Brian Goldstone about his new book There Is No Place for Us: Working and Homeless in America. NewsThe LAPD is hiring more officers than it can pay forFired judges more likely to have a past in immigrant defenseOutkast Honored at 2025 Rock & Roll Hall of Fame Induction Follow @PodSaveThePeople on Instagram. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We often think of “good” kids as those who listen and follow rules, but what if constant compliance comes with a long-term cost? Dr. Becky talks with Dr. Sunita Sah, author of Defy: The Power of No in a World that Demands Yes, about rethinking defiance, the downsides of over-compliance, and helping kids balance cooperation with self-respect.Get the Good Inside App by Dr. Becky: https://bit.ly/4fSxbzkYour Good Inside membership might be eligible for HSA/FSA reimbursement! To learn more about how to get your membership reimbursed, check out the link here: https://www.goodinside.com/fsa-hsa-eligibility/Follow Dr. Becky on Instagram: https://www.instagram.com/drbeckyatgoodinsideSign up for our weekly email, Good Insider: https://www.goodinside.com/newsletterFor a full transcript of the episode, go to goodinside.com/podcast.Thank you to our sponsor Hot Wheels. Check out our full series with Hot Wheels at hotwheels.com/challengeaccepted.Thank you to our sponsor, Airbnb — because during the holidays, it's nice to love your family and have your own space. Find your getaway or host your home at airbnb.com/host.Thank you to our sponsor DREO. Check out the DREO Baby Humidifier at https://bit.ly/3WtcliS and use code Becky20 for 20% off.Ever feel like you love your kid but don't really like them right now? Join Dr. Becky's live workshop, “Why Is Everything a Battle?”, on Wednesday, November 19th, to learn why your “resilient rebel” acts the way they do—and get real strategies to make power struggles easier. Visit goodinside.com/defiance.At Good Inside, we're shifting the narrative - away from instinct and toward education - because parenting isn't something that just comes naturally. And the first step to real, cycle-breaking change? Understanding yourself—and the patterns you fall into.I've said it before: every parent has a pattern. But have you ever stopped to ask… what's yours? Take the free quiz at **goodinside.com/better** to discover your parenting pattern. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you've ever wondered what it really takes to scale a mission-driven business without losing yourself (or your values) along the way, this episode is for you. Today I'm joined by Beatrice Dixon, co-founder and CEO of The Honey Pot Company — the groundbreaking personal care brand that's transformed an entire industry.Beatrice opens up about what it means to lead a company that serves millions while staying deeply connected to its purpose. She shares the real story behind turning down a $450 million offer, why choosing the right partners matters more than the biggest check, and how she's learning to balance ambition with actual rest.This episode is for you if:You're building something at the intersection of abundance and integrityYou want to understand what a partnership really looks like in businessYou're trying to figure out when to say no (even to big opportunities)We talk about…How preparation creates freedom (even when plans don't go exactly right)Why Beatrice turned down higher offers to protect the integrity of her companyWhat founders should look for when choosing investors and partnersWhere The Honey Pot stands on its relationship with TargetThe difference between being ahead of your time and wasting energyHow to stay in flow while still being strategic and preparedWhy loyalty and gratitude matter in business relationshipsEpisode Links:Pre-Order Beatrice's Book, The Soul InstinctLearn more about The Honey Pot: https://thehoneypot.co/Get your She's So Lucky Merch: https://shop.dearmedia.com/collections/shes-so-luckySponsors:Bumble: Start your love story on Bumble.Kendra Scott: Visit kendrascott.com/gifts and use code SSL20 at checkout for 20% off ONE full-priced jewelry item. Exclusions apply, offer ends December 31, 2025.Grüns: Grüns are comprehensive nutrition packed into a snack pack a day. Visit gruns.co and use the code LUCKY for 52% off your first order.BBoutique: Everyone who signs up gets a FREE rose suction toy with their order. Visit https://www.bboutique.co/vibe/shessolucky-podcast.Vionic: Use code LUCKY at checkout for 15% off your entire order at www.vionicshoes.com when you log into your account. One-time use only.Kale Health: If you're interested in a career in wellness, check out the CN-P certification with Kale Health. Use code LUCKY for $1500 off the program at kalehealth.com.Keep in touch with Les and She's So LuckyFollow Les on IG @lesalfredFollow She's So Lucky on IG @shessoluckypodFollow Les on TikTokFollow She's So Lucky on TikTokSubscribe to the She's So Lucky Newsletter: https://shessolucky.kit.com/bestcaseVisit our website at shessoluckypodcast.comPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

My buddy Mike Perkins drops by Podcast Hell right before I hit the road back east. We talked about his wedding, Lilly Singh, Training Day, A1 sauce, the price of meat, whether Dunkin for poor people, Magic Mind and more. Since PHWEH is still free, if you could review me on Apple Podcasts or follow the YouTube page, that would be sweet. As always, the best way to help the free show is to just tell a friend that it's funny.

If you've ever felt like the only one holding your business together, this episode is for you. Mike Rawlings, owner of Atlanta Painting Company, once believed carrying it all made him a good leader... until it nearly broke him.Hear how he learned to delegate, build trust, and lead without losing control. This conversation will help you break free from overfunctioning and discover what healthy, effective leadership really looks like.Our Guest: Mike Rawlings (00:02:04)Meet Mike Rawlings, business owner and leader, sharing his journey from burnout to breakthrough.When Carrying It All Becomes a Burden, Not a Badge (00:03:14)How striving to do everything yourself becomes a leadership liability.The Real Reasons We Resist Delegation (00:09:17)Why delegation feels risky and how to do it right without losing control.Breaking the Cycle of Leadership Overload (00:14:51)The turning point: how structure, process, and consistency changed everything.What Healthy Leadership Looks Like After the Shift (00:21:31)Freedom and growth happen when you stop doing and start developing others.Why Coaching Was the Game-Changer (00:26:00)How coaching helped Mike see blind spots and lead with greater clarity.Action Items (00:30:21)Four practical steps to stop carrying it all and start leading well.Additional Resources (00:33:20)Listen to Episode 634: The Cost of Doing It Alone for more insights.Next-Level Leadership LIVE Event 2026 (00:33:43)A transformational event to help you lead with clarity and connection.Conclusion (00:36:08)The first step out of overload isn't working harder, it's thinking differently.