Podcasts about student loans

Questions? Thoughts? Send a Text to The Optometry Money Podcast!Episode SummaryIn this timely episode, Evon unpacks the Department of Education's recent surprise announcement that interest will resume accruing on the SAVE plan's current forbearance beginning August 1, 2025. We explore what this means for optometrists managing student loans - especially those approaching forgiveness eligibility or considering refinancing.What You'll LearnSurprise Announcement: Why SAVE's interest-free forbearance ends on August 1, 2025, and how to prepareOBBBA Overview: How this new legislation (effective July 2026) changes income-driven repayment plan options - removing SAVE, PAYE, ICR plans as available options for current optometristsRepayment Roadmap: How optometrists should evaluate refinancing, staying federal, or switching plans based on degree completion and loan timingIDR Plan Comparison: Breaking down olcd vs. new IBR, PAYE, and SAVE rules - including repayment terms like 20‑year repayment at 10% of discretionary incomeStrategic Tax Planning: Using filing status and extensions (especially important in community-property states) to lock in the lowest monthly paymentTimeline Guidance: When key deadlines hit (Aug 1, 2025; July 2026; July 2028) and how to reconcile existing loans within the new REPAY plan frameworkResources MentionedThe Optometry Money Podcast Ep 143: How the Final One Big Beautiful Bill Act Impacts Optometrists – Taxes, Student Loans, and More!Click here to Subscribe to the Eyes On The Money Newsletter for weekly financial insights tailored specifically to optometrists.Have Questions? CLICK HERE to schedule a short introductory callThe Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

My guest today paid off over $215,000 in student loans and credit card debt in just 48 months! Cindy Zuniga-Sanchez is a daughter of two immigrants, a lawyer turned entrepreneur, and the founder of Zero-Based Budget Coaching, LLC. After graduating law school in 2015, Cindy found herself in six figures worth of debt. Instead of giving into the temptation to "live the life of luxury" she deserved from all her hard work, she took control of her money by immersing herself in the world of personal finance and paid it all off in just 48 months.No matter your profession, income level or how much debt you have, this episode is for you! Enjoying the podcast? Make sure to subscribe & leave a review!LinksFollow Cindy on InstagramThe Blueprint to Financial FreedomYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

In this episode of the Wealthy Woman Lawyer® podcast, I chat with Scotty McDonald, a Certified Student Loan Professional (CSLP®), CFP®, and Financial Planner at SLP Wealth. Scotty brings a unique perspective and deep insight into the world of student loans, having also worked as a commercial photographer and environmental scientist. He now uses his extensive knowledge to help attorneys—and especially those in public service—understand their options and reduce the stress of student loan debt.Listen in as Scotty and I explore:What makes student loan debt so different—and so misunderstood—compared to other types of debt.Why attorneys face unique challenges with student loans and what you can do about it.The difference between public and private repayment strategies—and how to know what's right for you.How your career path (public vs. private sector) can dramatically affect your repayment options.Why managing student loan debt is not just about paying it off—it's about financial strategy and future freedom.The surprising ways owning your own law firm can be a powerful tool for student loan optimization.LINKS TO LOVE:Learn more about Scotty and his work by clicking here.Few of us are born knowing how to lead—but as your law firm grows, leadership becomes non-negotiable. This course is designed to help law firm owners like you step fully into the role of leader and manager. Whether you're building a team or struggling to get the best from the one you have, you'll gain the skills, mindset, and practical tools to lead with authority, inspire performance, and scale with intention.If you're ready to stop managing by default and start leading by design, this course will show you how. Click here to get started.If you enjoyed this episode, please leave us a review on Apple Podcasts!

In early July, the Big Beautiful Bill was signed into law, bringing sweeping changes to student loans. In this episode of the Veterinary Financial Podcast, I'm breaking down what the bill means for veterinarians who have already graduated and are already in repayment.Key topics include:What happens if you're on IBR, PAYE, or SAVEA closer look at the new 30-year RAP (Repayment Assistance Plan)What happens if you don't make a new plan selection by 2028Important tax and spousal income considerationsA couple of bright spots—like employer benefits and servicer fundingI also answer top questions from the Debt-Free Vets Facebook group and share what vets should be thinking about now to stay ahead of the changes.Stay tuned for the next episode where I'll focus on how the bill impacts current and future vet students.Mentioned in this episode:Debt-Free Vets Facebook GroupInterested in vet-specific financial planning? Schedule a free intro call or email meredith@allvetfinancial.com Like the show? There are several ways you can help!Follow on Apple Podcasts, Spotify or Amazon MusicLeave an honest review on Apple Podcasts

Wondering how to turn student loans into a recruitment and retention strategy for your group practice? This episode is for you.  I sat down with Connor Pierce - doctor of physical therapy and certified student loan consultant - to talk all things student loan planning, HRSA loan repayment, and nonprofit student loan forgiveness. As group practice owners, we're always looking for ways to support our team while growing our business sustainably. And let's be real - student loan planning isn't just about personal finance anymore. It can directly impact your hiring, retention, and overall business strategy.  Connor breaks it all down with practical tips on how to navigate student loan forgiveness for mental health professionals, how HRSA loan repayment programs work, and how nonprofit student loan forgiveness could be the edge you need to attract top talent. Here's what you'll learn in this episode: What most group practice owners don't know about student loan forgiveness for mental health professionals - and how to change that. The real difference between HRSA loan repayment and nonprofit student loan forgiveness (and how to know which is right for your practice). How opening a nonprofit arm of your practice could unlock student loan forgiveness for mental health professionals - and be a game-changer in hiring. The top student loan planning mistakes practice owners make - and how to avoid them. How your student loan planning strategy can (and should) be aligned with your business growth goals and tax planning. Whether you've already paid off your loans or you're still navigating repayment, there's a ton of value in understanding how student loan planning fits into the bigger picture. Especially if you're building a benefits package that stands out in a competitive hiring market. Tune in to learn how HRSA loan repayment, nonprofit student loan forgiveness, and smart student loan planning can fuel sustainable growth in your group practice.   LINKS: Need extra support? Join The Exchange, a membership community just for group practice owners.  The Group Practice Exchange Programs + Courses The Accountability Equation™ Quiz The Accountability Equation Book Group Practice Forecasting Support GPT   CONNECT WITH MAUREEN WERRBACH & THE GROUP PRACTICE EXCHANGE: Website Facebook Instagram LinkedIn   CONNECT WITH CONNOR PIERCE & STUDENT LOAN PLANNER: Website Facebook Instagram TikTok X LinkedIn Pinterest YouTube   SPONSORS: TherapyNotes: An EHR software that helps behavioral health professionals manage their practice with confidence and efficiency. Go to therapynotes.com/r/thegrouppracticeexchange for two free months!  GreenOak Accounting: An accounting firm that specializes in working with group practices. Mention TGPE to get $100 off your first month!  

How much do you owe in student loans?

The OBBBA introduces major shifts for employers, transforming employee benefits, executive compensation, and workforce compliance. Are you prepared to adapt? Essential Impacts for Employers Dependent care and education benefits—higher flexible spending account limits and tax-favored student loan repayment programs Health savings accounts—expanded eligibility and coverage options for employees Executive compensation rules—new tax implications for public companies and nonprofits Epstein Becker Green attorneys Elliot Katz and Lucas Peterhans break down these updates in this episode of Employment Law This Week®. Get the insights you need to stay ahead of these sweeping changes. Read more insights on the OBBBA from our benefits team: https://www.workforcebulletin.com/hot-dogs-fireworks-and-the-one-big-beautiful-bill-what-employers-need-to-know-about-the-employee-benefits-and-executive-compensation-changes Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw396 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/subscribe/ Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Attorney Adam Minsky joins Forbes Talks to discus President Donald Trump's "Big Beautiful Bill” and how it will affect borrowing for higher education. Minsky explains the phasing out of income-driven repayment plans , the imposition of caps on Parent PLUS loans , and the profound impact on graduate student financing. Minsky also explores the potential for increased reliance on riskier private loans and the long-term consequences these changes could have on the economy and future workforce.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Keke has to start paying her student loans after slacking for years and she is STRESSED!See omnystudio.com/listener for privacy information.

Mean Jean joins us this week while Ross and his family are on vacation. Emily is back as well and we discuss the impact the #BigBill will have on #StudentLoans, the #WorldCup in 2026 and #Medicaid. Plus lots more!

Have you ever heard people talking about net worth and wondered what it means? Well, today, you are going to learn!    Links: Watch our Financial Freedom Webinar to learn how to strategize and build a debt payoff plan Learn how to set savings goals with Goal Builder  Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Net worth! What is it? Why is it important to track? How do you find out what your financial net worth is? All valid questions, my friends. First, let's define what net worth is.   The dictionary defines net worth as "the total wealth of an individual, company, or household, taking account of all financial assets and liabilities."    Most people will agree that the definition of net worth is simply: assets - liabilities = net worth.     Now that we know what it is, why is it essential to track it?    Well, it allows you to see your financial situation at any point and whether your wealth is increasing or decreasing. Tracking your net worth is important because it gives you a clear picture of your financial health and can help you make informed decisions about your money. Please know that it is very possible to have a negative net worth. This means that you owe more money than what your assets are worth. We'll talk a little more about this later.     Now, let's take a look at how you can figure yours out. Are you ready? Ok... take out a piece of paper and a pen or pencil. Draw a line straight down the middle.     On one side, you are going to write the word assets, and on the other, write the word liabilities.     On the assets side, make a list of valuable items that you own… think bank accounts, investment accounts like 401(k)s, any real estate property that you may own, personal property such as cars, or other items that have value. Next to these items, write down their approximate value. Here is an example of what this may look like (we'll use easy round numbers for simple math):     Bank Accounts - $5,000     Personal Home - $300,000    401(K) - $50,000    Car - $20,000    At the bottom, you will write the total for all assets. In this example, we will have a total of $375,000. Nice!    On the liabilities side of your sheet, make a list of your liabilities. Liabilities are the debts that you may owe. Next to them, write the balance so again, for easy math, in this example, we will do    Mortgage -  $210,000    Credit Card Debt - $5,000    Auto Loan - $10,000    Student Loans - $50,000      And that Home Equity Line of Credit you took out to fix up your house - $40,000    At the bottom, you will write the total for all liabilities. In this example, we have $315,000. Ouch!    Now, we have the numbers we need to calculate net worth. Remember, net worth equals assets minus liabilities.     In my example, the assets total $375,000, while the liabilities amount to $315,000, resulting in a total net worth of $60,000. Not too shabby.     Let's say you calculated yours, and you didn't like what you got. You got a negative number. This means that your debts exceed the value of your assets. Let's flip my example and say you have a negative $60,000.     Do not get discouraged. Many families and individuals are right there with you. According to MarketWatch, one in five Americans has a zero or negative net worth. You're not alone in this journey. Instead of dwelling on it, get motivated to get that number into the positive. You got this!    Here are a couple quick tips on how to improve your net worth:  Work to pay down existing debts. Focus on developing a method to really pay down debt. Read a book, attend a seminar, or watch one of our debt reduction webinar recordings on YouTube to learn all about the process of taking control of and tackling debt. Check the link in the show notes to watch.   Avoid taking on any new debt. Put those credit cards away and try paying cash or use a debit card more. Even if only for a short time, this method can effectively help you avoid adding onto that growing debt pile and keeps you more conscious of spending habits.  Adjust your budget to emphasize saving. Every saving opportunity can boost your net worth. Explore opportunities to increase savings like boosting retirement contributions, and opening a new account for emergencies or other long-term goals.  For Triangle members listening to this episode, we actually have a lot of cool tools available within our online and mobile banking platform to help you track net worth, pay down debt and set savings goals.   Check out Money Management within online and mobile banking to track your net worth as it grows, set budgets and even debt payoff goals.   We also have a tool called Goal Builder that helps you set up and track savings goals within your Triangle savings accounts. This is great if you're looking for an easy way to save more for emergencies, a new car, a house downpayment or any other long or short term goal.   Alright, that's going to do it! I hope you learned something new today, and we've given you the motivation to look into your net worth and grow your wealth! Remember, it's never too late to start building your financial future.    If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.    Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.    Have a great day!  

In this special solo episode, Melissa Joy, CFP®, CDFA, breaks down the newly passed One Big, Beautiful Bill Act—yes, that's really the name! Signed into law on July 4th, this sweeping piece of legislation (affectionately nicknamed “OB3”) will impact everything from your tax brackets to your charitable deductions, and much more in between. Whether you're a retiree, parent, small business owner, or high earner, Melissa walks through what's changing, what's staying, and what you need to know to navigate the financial road ahead.⚖️ Key Topics Covered:

Order Why Trump Won today: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amazon.com/dp/B0FBS5QF4L⁠⁠⁠⁠⁠⁠⁠⁠⁠.This episode was livestreamed on July 13, 2025.

Power Hour with Michael Monks! Shannon and Michael discuss Downtown L.A. / Immigration / Student Loans / Candy.

On this emergency episode of the Dentist Money Show, Jake and Taylor break down the major changes to student loans following the recently passed reconciliation bill. They focus on the revised SAVE plan and the newly introduced RAP plan—two programs that could significantly impact dentists with student debt. With interest accrual changes taking effect on August 1st, Jake and Taylor explain why it's critical to understand your options now. They cover the key differences between repayment plans, the role of cash flow in making smart repayment decisions, and when private refinancing might make sense. This episode was recorded on July 10, 2025. Stay tuned for future updates as the situation develops. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.  

Big changes are coming to student loans as a result of President Trump's domestic spending law. Ayelet Sheffey, senior economic policy reporter at Business Insider, explains how the lawwill make it harder for some borrowers to afford medical or law school, and how repayment plans for federal student loans will change. 

Big changes are coming to student loans as a result of President Trump's domestic spending law. On Today's Show:Ayelet Sheffey, senior economic policy reporter at Business Insider, explains how the new law will make it harder for some borrowers to afford medical or law school, and how repayment plans for federal student loans will change.

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they explain how President Trump's "One Big Beautiful Bill" will affect anyone who has or plans to take out a student loan in the future.  They also discuss what these changes could mean for the economy as a whole, and what folks can do right now if they have defaulted student loans. This episode's SDCC hosts are President and Founder, Natalia Abrams, Executive Director, Sabrina Calazans, Special Projects & 'Free the Degree' Director, Sabrina Ashley Cereceres, and Communications Associate Ángel Rentería. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is www.StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg.  Their handle on BlueSky is @debtcrisisorg.bsky.social‬.

In this episode of Boldin Your Money, Steve Chen talks with Andy Hill, creator of Marriage, Kids and Money, about Andy's journey from having a negative net worth to achieving financial independence through intentional saving, living on one income, and aligning money decisions with family goals. Andy shares how reaching “Coast FI” allowed his family to work less and enjoy life more, the importance of early financial conversations with a partner, and his strategies for teaching kids about money by making it a regular, open topic. He also reflects on how purposeful time use can lead to a happier, healthier life and discusses his upcoming book Own Your Time, which helps parents build financial security while prioritizing family.

If you are going to school to become a dentist, or have recently started your career in dentistry, there are many important financial considerations, starting with borrowing when you're in dental school. There are several loan options from federal to personal borrowing options, so how do you know what fits you best and what will leave you in the best financial situation when you start your career?In this episode of The Art of Dental Finance and Management. Join Art Wiederman as he sits down with Dr. Amrita Patel, a general dentist and award-winning author and national educator. They'll discuss student loan and other debt strategies dentists should take into consideration as they navigate dental school and jumping into the dental profession.About the Guests Dr. Amrita Divian PatelDr. Amrita Patel is a general dentist and award-winning author and national educator. She is a multi-practice owner based in Westchester County, New York, and Sioux Falls, South Dakota. Dr. Patel also contributes to the profession through her writing as the Leadership columnist for AGD Impact, and is a member of the Editorial Advisory Board to Dental Economics. About the Host   Art Wiederman, CPA   Director of Dental Practices   Art specializes in serving dental practices. He oversees a variety of services including accounting, tax compliance and planning, financial planning, retirement planning, and financial practice management consulting. Art's expertise is not only in taxation issues for dentists, but also in his knowledge of dental practice metrics and benchmarks. Art has the ability to look at a dentist's statements and identify profit holes in their practice.   Industries    Healthcare   Offerings   Healthcare   Related Insights   Pull latest   Show Notes and Resources   • UPCOMING EIDE BAILLY EVENTS • EIDE BAILLY'S HEALTHCARE SERVICES   • DECISIONS IN DENTISTRY    • ACADEMY OF DENTAL CPAS  

Leslie Marshall Show - How Trump's 'Big, Beautiful Bill' Affects Student Loans Now and In the Future by Progressive Voices

Questions? Thoughts? Send a Text to The Optometry Money Podcast!In this packed episode, Evon Mendrin, CFP® and host of The Optometry Money Podcast, breaks down the biggest tax and student loan law changes optometrists need to know from the recently passed One Big Beautiful Bill Act (OBBBA).Evon discusses what's changing—and what's not—for individual and business tax rules, estate taxes, 529 plans, and the massive shift in student loan repayment plans. Whether you're a private practice owner, associate OD, or optometry student, this episode will give you the clarity to start planning wisely for the years ahead.Highlights from this episode include:Individual Tax ChangesLower tax brackets and the higher standard deduction made permanentNew temporary senior tax deduction for ODs 65+SALT deduction cap raised to $40,000 (with income phaseouts)Brand-new $2,000 charitable deduction even if you take the standard deductionEnhanced child tax credit and dependent care FSA limitsNew & Unusual Tax DeductionsTemporary deduction for personal auto loan interest (for new cars only)Deduction for overtime pay and tipsBusiness Owner Wins20% QBI deduction is now permanent—and its phaseouts widen in 2026100% bonus depreciation is back!PTET workaround for SALT cap still lives onStudent Loan Changes: Huge Overhaul AheadSAVE, PAYE, and ICR plans eliminated after 7/2026Current Borrowers gradually transitioned by 7/2028Forgiveness periods shift, with new rules and income considerationsFuture optometrists face new federal loan caps and more restricted repayment options529 Plans & Trump Accounts529s can now be used for CE and licensing expensesNew "Trump Accounts" for minors open in 2026: Traditional IRA-style investment accounts with government seed moneyBottom Line: You don't need to make big decisions today - but now is the time to start planning. Evon covers how these changes may affect optometrists in every stage of their career - from practice owners to new grads.Resources & Links:Dept. of Ed Update: SAVE Interest Accrual Begins Aug 1stSchedule a Free Intro Call with EvonNewsletter on Tax Provisions (and don't forget to subscribe)The Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

Relationship Stories - OP was blindsided when her sister stayed close with her ex-husband's affair partner. After years of secretly supporting their friendship, OP cut ties and stopped helping her sister pay off her student loans in response.Become a supporter of this podcast: https://www.spreaker.com/podcast/lost-genre-reddit-stories--5779056/support.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jason Brown. A stock market investor and founder of Power Trades University. Brown shares his journey from investing a $10,000 student loan into the stock market to building a six-figure trading account. He discusses financial literacy, stock market strategies, and how everyday people can start their journey to becoming millionaires in five years.

Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to talk about how Trump’s Big Beautiful Bill will impact your student loans. Rae breaks it all down and answers all of your student loan and debt relief questions.

Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to talk about how Trump’s Big Beautiful Bill will impact your student loans. Rae breaks it all down and answers all of your student loan and debt relief questions.

Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to talk about how Trump’s Big Beautiful Bill will impact your student loans. Rae breaks it all down and answers all of your student loan and debt relief questions.

The One Big Beautiful Bill has been signed into law... so what now?  There's one aspect of the bill that will impact student loans for graduate school. Greg and Holly discuss.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih dive into a mix of timely economic news and patriotic fun. They break down the latest trade developments involving the U.S., China, and Vietnam, and unpack the potential ripple effects of Canada's new digital services tax. The duo also weighs in on the economic implications of the so-called “Big Beautiful Bill” (BBB) and what it could mean for markets and dentists. To wrap things up, they test their knowledge—and yours—with a spirited round of Fourth of July trivia. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Student loans, parent loans, FAFSA changes, college financial aid, and federal loan limits are all about to change—big time. In this episode of College Coffee Talk, college advisors Andy and Pearl Lockwood break down the hidden student loan changes buried in the federal “Big Beautiful Bill” that could affect millions of families starting with the Class of 2026. ✔ Subsidized loans ending in 2026 ✔ New $50K loan caps for students and parents ✔ Why many families will face $70K+ per year in uncovered college costs ✔ The impact on FAFSA, Pell Grants, and the CSS Profile ✔ Why private lending may explode—and what you can do now ✔ Key deadlines and planning strategies for rising juniors and seniors

Listen as Bleu discusses her thoughts on Trumps Big Beautiful Bill as he calls it.

Right, tell me what you think of this. There seems to be a bit of an effort underway at the moment to portray IRD as bad guys because they're chasing Kiwis overseas who owe money on their student loans. Now, tell me if you think that we should let either of these two off the hook on the money that they owe. The first is a pilot who moved to Australia 10 years ago. He now owes IRD $170,000. That is his original loan, plus basically mostly interest. He says he moved there for a pilot job in 2014, did it for six years, lost it during COVID, had to take a low-paying job in a storage warehouse. He's a pilot again, but this loan is so big, he doesn't know if he's ever gonna be able to pay it back. Should we let him off his debt? Or do you, like me, look at what a regional commercial pilot in Australia can earn, which is over $100,000 and possibly even closer to $200,000 Australian dollars, and think, he can probably afford to start paying back that debt. The second is a woman who has a debt of $70,000. Now, she moved to the United States 20 years ago. She wants to come back now to see her sick mom, but she can't because she's worried that she's gonna be arrested at the border. Should we wipe her debt? So she can come home and see her sick mom? Or do you like me, think that's entirely her decision. She can come back and see her sick mom. Ain't nobody stopping her doing that. And maybe when she gets here, we'll have a little chat about how she can start to make some repayments on that debt. Or she can carry on like she is, which is clearly valuing her money over her mom. Not coming back. And by the way, arrests over the border only happen to the worst offenders who've who've ignored all attempts by IRD to sort out the debt. Now, don't think I'm callous, right? I do feel sorry for both of these people and everybody else like them, because I imagine it's a horrible situation to be in, to allow your debt to get that out of hand. But that is not an excuse not to pay it back. IRD is, from what I can tell, pretty reasonable here. So much so that that woman's $70,000 debt has now been reduced to only $15,000 so it just covers the original debt in the end. The penalties have been wiped. This is them coming to the party to try to help. Sorry, the free ride is over, the repayments need to start. New Zealand is broke, we actually need this money back. I applaud IRD for going hard on this, and so far, I'm completely unmoved by any attempts to paint them as bad guys. I am yet to come across a single case where I think that IRD is being unfair, asking for the student loan to be repaid. See omnystudio.com/listener for privacy information.

Worrying About Paying for College? Free Webinar!Our Free Life Without Payments Workshop is on July 15th. You can sign up here: https://www.debtfreedad.com/pl/2148605132Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-moneyDiscover how to help your kids graduate college without the burden of student loans. In this episode, Ryan Nelson shares practical tips including early planning, comparing degree value vs. cost, working while attending college, avoiding prestige schools, leveraging scholarships, and utilizing community college programs. Learn how these strategies enabled his three children to earn their degrees debt-free and how they can work for your family too. Start planning for a debt-free future today! Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

A former IRD prosecutor is calling for changes to the student loan system so that Kiwis living overseas aren't put off coming home because they're worried about being arrested at the border. In April, interest rates for overseas borrowers was lifted from 3.9% to 4.9% and the late payment interest rate for all borrowers to 8.9%. Tax barrister Dave Ananth says this is putting people off returning to New Zealand at a time we should be encouraging skilled people to come home. Bella Craig reports.

Some former students now living overseas have told Checkpoint they are too scared to come home because they could be arrested for being behind in payments, with heavy penalties adding up. Students loans are interest free unless people head off shore for more than 6 months. In April the interest rate went up to 4.9% and the late payment interest rate for all borrowers is 8.9%. IRD emailed more than three and half thousand student loan defaulters earlier this year warning them they are being monitored, and could face additional enforcement including arrest at the border. One expert doesnt think IRD's tactics are working. Tax specialist Terry Baucher spoke to Lisa Owen.

This Day in Legal History: Night of the Long Knives EndsOn July 2, 1934, the Night of the Long Knives officially ended, marking one of the most chilling examples of how legal systems can be manipulated to legitimize authoritarian violence. Over the course of several days, Adolf Hitler ordered a purge within his own Nazi Party, targeting the Sturmabteilung (SA) and its leader Ernst Röhm, whom he saw as a threat to his consolidation of power. The executions, carried out primarily by the SS, claimed over 150 lives—many without trial or due process. While it was essentially a mass political assassination campaign, Hitler framed the violence as a necessary defense of the German state.What made the purge particularly sinister was how it was later codified. On July 3, 1934, the Nazi-controlled cabinet passed a law retroactively legalizing the murders, declaring them acts of state necessity. This not only provided immunity for the perpetrators but also cloaked state violence in the veneer of legality. The judiciary, already aligned with or cowed by the Nazi regime, did not challenge the legality of the purge. Instead, they accepted the new norm that the Führer's word had the force of law.The Night of the Long Knives exemplifies a central danger in legal history: when the rule of law is subordinated to the rule of one. Under Nazi rule, laws were not instruments of justice, but tools for enforcing ideological purity and eliminating dissent. This episode remains a stark warning of how legal frameworks can be bent—or entirely rewritten—to serve totalitarian ends.A federal judge in Brooklyn blocked the Trump administration's attempt to end Temporary Protected Status (TPS) for approximately 521,000 Haitian immigrants before the program's scheduled expiration in February 2026. The Department of Homeland Security had moved to terminate the protections early, citing an August 3 end date later revised to September 2. However, Judge Brian Cogan ruled that Homeland Security Secretary Kristi Noem acted unlawfully by bypassing statutory procedures and lacking the authority to partially vacate Haiti's TPS designation. He emphasized that the interests of Haitian immigrants in maintaining lawful status and employment in the U.S. far outweighed any claimed governmental harm. The ruling noted that the administration remains free to end TPS, but only in accordance with congressional mandates. The plaintiffs, including Haitian TPS holders, churches, and a labor union, argued that Noem's actions were both procedurally flawed and racially motivated. Haiti's ongoing crisis—marked by extreme gang violence and instability—was a central factor in the court's decision. DHS responded by defending the decision to terminate TPS, stating it was never meant to function as de facto asylum, and pledged to appeal. The case underscores the legal limits on executive authority in immigration policy and reflects broader resistance to Trump's hardline stance, including similar efforts to rescind TPS for other nationalities.US judge blocks Trump from ending Temporary Protected Status for Haitians | ReutersIn a shameful capitulation to the Trump administration, the University of Pennsylvania has agreed to disavow its past adherence to NCAA rules allowing transgender women to compete in women's sports. As part of a settlement with the U.S. Department of Education under Title IX, Penn will publicly apologize for permitting swimmer Lia Thomas and others to compete and will retroactively erase records and titles won by transgender athletes. The university, under federal investigation since April, has also committed to reaffirming support for Trump-era executive orders that narrowly define sex in women's athletics. Penn President J. Larry Jameson attempted to deflect responsibility, noting that the school had simply followed then-valid national athletic regulations, but still conceded that some students may have been "disadvantaged." The Education Department's announcement, echoing transphobic language, framed the agreement as a victory for “protecting women” from “gender ideology extremism.” While Penn did not confirm, the deal appears tied to the reinstatement of $175 million in federal funding Trump had suspended in March. This decision, cheered by some as protecting competitive fairness, is seen by LGBTQ advocates as a rollback of rights and a politically motivated attack on a small and vulnerable population.University of Pennsylvania reaches compliance deal with Trump administration on transgender athletes | ReutersA federal judge has ruled that judges are public officials for the purposes of defamation law, meaning they must meet the higher "actual malice" standard to successfully sue for reputational harm. U.S. District Judge Roy Altman in Florida dismissed a lawsuit filed by fellow federal judge Frederic Block, who had accused former members of his Florida condo association's board of defaming him by implying he was a computer hacker. The case centered on a 2020 email that warned residents about privacy and security issues after Block sent a mass message criticizing renovation delays. Block claimed the email suggested he had engaged in criminal conduct, but Altman found no evidence the board acted with actual malice or knowingly spread false information. Altman acknowledged this was likely the first court decision directly applying the "public official" defamation standard to appointed federal judges, but reasoned that the role's public influence and responsibilities justify such a designation. The ruling effectively ends Block's suit, reinforcing the principle that public officials—judges included—must tolerate broader public criticism under the First Amendment.Federal judges are public officials for defamation purposes, judge rules | ReutersNearly half a million graduate students could lose access to significant federal financial aid if President Trump's proposed tax-and-spending bill becomes law. The measure would eliminate the Grad PLUS loan program, which since 2006 has allowed grad students to borrow up to the full cost of attendance beyond other aid. The average loan through this program last year was about $32,000, and its removal would hit low-income and minority students hardest, many of whom attend minority-serving institutions. While proponents argue the move would curb tuition inflation and reduce federal spending—saving an estimated $40.6 billion by 2034—critics say it would force students to turn to private lenders, many of whom impose higher interest rates and stricter borrowing requirements. The bill passed the Senate 51–50 with Vice President JD Vance casting the tie-breaking vote, and is now back in the House. Under the plan, current users of Grad PLUS loans would retain limited access until 2029 or until they finish their programs. The bill would also impose new aggregate limits on other federal graduate loans—$100,000 for master's students and $200,000 for professional students like those in law or medicine—raising concerns that many will be priced out of advanced degrees.Grad Students Face Loss of Major Loan Under ‘Big Beautiful Bill' This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

5pm: Top Stories Recap/Updates // Tax Cuts, Student Loans, Medicaid: What’s in the Senate GOP’s Megabill // Republicans’ Modest Medicaid Changes // Author Malcolm Gladwell explains why he thinks driverless cars will fail // Letter

Emergency physicians often juggle multiple financial goals—from building wealth to eliminating debt—but choosing where to direct extra payments isn't always straightforward. Should you attack your student loans or put more toward the mortgage?   Each path has trade-offs in risk, flexibility, and long-term impact. In this episode, we break down how to think about both options with real-world considerations.

Peter Schiff delves into the Middle East conflict's impact on markets, the Fed's shortcomings, and the implications of a declining dollar on the economy.00:00 Introduction and Apology for Absence01:04 Cruise Ship Experience and Real Estate Summit02:12 Unexpected Encounter with a Podcast Fan03:09 Recent Global Events: Middle East Conflict07:10 Financial Market Movements and Analysis13:08 Precious Metals and Currency Trends20:11 Federal Reserve and Economic Policies25:13 Powell's Testimony and National Debt Concerns37:39 Trump's Reaction to Fed's Rate Decisions39:09 Powell's Stance on the Dollar and Inflation43:13 Criticism of Budget Deficits and Fiscal Policy44:14 Trump's Economic Claims and Hypocrisy49:49 Fed's Role in Deficit Spending53:22 Student Loans and Government's Role01:01:15 Investment Advice on Gold and Silver01:06:59 Conclusion and Final Thoughts⭐️ Sign up for Peter's most valuable insights at https://schiffsovereign.com

In this episode, Lydia T. Blanco shares her journey of paying off over $150,000 of student loan debt. She discusses the emotional and financial struggles she faced, the importance of financial literacy, and the tactics she used to achieve financial freedom. Lydia emphasizes the importance of mindset shifts, living within one's means, and establishing systems for financial well-being. She encourages listeners to seek community support and to take an active role in their financial journeys.Key Takeaways:How to overcome the burden of student loans.Financial literacy is crucial for managing student loan debt.Writing down your numbers can help you face and come to terms with your debt. It's important to know when to pivot in your career.Living below your means can help with debt repayment.Creating systems for financial well-being is essential.Community support can be a powerful motivator in financial journeys.Chapters:00:00 Introduction to Student Loan Debt Journey02:37 The Burden of Student Loans05:32 The Decision to Pursue Higher Education08:40 The Path to Financial Freedom11:13 Tactics for Managing Debt14:11 The Importance of Pivoting17:01 Mindset Shifts Around Money19:52 Living Below Your Means22:26 Creating Financial Systems25:16 Investing and Saving Strategies28:15 The Power of Community and Sharing31:09 Emotional Aspects of Debt33:58 The Role of Faith in Financial Decisions36:28 Looking Forward to Financial Freedom39:16 Conclusion and EncouragementStay In Touch:Instagram: Life Will Be Pod - LydiaTBlanco

Student loan defaults are exploding, and when the House of Representatives passed a bill making colleges responsible for student debt, it looked like a breakthrough. But is it really a step toward justice, or just another trap? In this jaw-dropping episode, we uncover the truth: how this new law could slam the doors of higher education on people of color and low-income families, making college even harder to reach for those who need it most.I break down the numbers, expose the hidden motives, and reveal who really wins when colleges own the debt. Is this “solution” actually a setback for educational equity? Tune in for the facts, the fallout, and what you can do next.

No doubt that summer is a great time to relax. It can also be a good time to make sure your financial house is in order. Dan & Scott discuss wise money moves, and Dan talks about taking out his first ever car lease.  State of Student Loans? Chaos (pod) The Importance of Asset Allocation  Tripit Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

How do we navigate paying for college and the potential life-long debt?In this episode, I'm so grateful to have Heather Schultz joining the Decision Day community. She explains these confusing terms to us, and offers advice to help us approach Student Loans in a cost-effective way.Heather is a financial advisor who focuses on empowering women & entrepreneurs to build wealth with confidence & clarity!With her help, we're going to clear the stressors associated with financial aid.

(June 26, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to talk about the housing market softening, the new MVNO cell services springing up, and credit scores tanking due to student loans. In landmark decision, judge rules California FAIR plan's smoke-damage policy is illegal. The host of ‘Later with Mo Kelly' joins Bill to talk about Brad Pitt's new F1 movie set to make over $100MIL this weekend.  

Today's Headlines: President Trump called for a ceasefire between Iran and Israel Monday night—then accused both sides of not knowing “what the fuck they're doing” after the ceasefire didn't immediately happen.  By Tuesday, a fragile truce emerged, though both sides warned they'd resume attacks if provoked. Trump also abruptly tweeted that China could keep buying Iranian oil—despite his prior threats—after they helped keep the Strait of Hormuz open. Meanwhile, a leaked classified report revealed that U.S. airstrikes only set back Iran's nuclear program by a few months, not the “total obliteration” Trump implied. The White House dismissed the report as inaccurate and “demeaning.” In Florida, construction has started on a bizarre new 1,000-bed immigration detention center—dubbed “Alligator Alcatraz”—deep in the Everglades, where escapees would allegedly face only pythons and gators. Toy prices are spiking due to tariffs on Chinese goods, rising faster than inflation. At the same time, nearly 2 million student loan borrowers may soon see wage garnishment as Trump-era loan collections ramp back up. House Democrats elected Rep. Robert Garcia as their new ranking member on the Oversight Committee, while the late Rep. Gerry Connolly's official account mysteriously posted an endorsement from beyond the grave. Resources/Articles mentioned in this episode: CNN: Live updates: Iran-Israel conflict: Trump rebukes both sides hours after ceasefire CNBC: Oil tumbles for a second day, loses 6% as Iran-Israel ceasefire eases supply concerns  NY Times: Strike Set Back Iran's Nuclear Program by Only a Few Months, U.S. Report Says  WaPo: Florida builds ‘Alligator Alcatraz' for migrant detainees in Everglades WaPo: Toys are getting pricier as tariffs kick in WSJ: Nearly Two Million Student-Loan Borrowers Are at Risk of Docked Pay This Summer Axios: Rep. Robert Garcia elected top Democrat on House Oversight Committee  Axios: Dead congressman promotes candidate for his seat on social media Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

In our latest bi-weekly livestream with Stephanie Pomboy this morning, we had a lot of ground to cover.We tackled the unexpected market reaction (stocks up/oil down) to this weekend's bombing of Iran's nuclear facilities by the US, whether the Fed is earning its “too late & often wrong” criticism, fast-growing delinquencies among student loans, the dwindling inflationary odds, and the brightening outlook for gold.WORRIED ABOUT THE MARKETS? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#studentloans #goldprice #inflationhedge __________________________________________________Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce & distribute educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Currently, if you or your kids get into college and don't have the money to pay for it, you can borrow however much you need from the federal government to cover tuition and living expenses. If the tax cuts and budget bill working its way through Congress passes, that won't be the case anymore. Plus, some oil experts aren't worried about the Strait of Hormuz and Fed Chair Jerome Powell heads to Capitol Hill.

Currently, if you or your kids get into college and don't have the money to pay for it, you can borrow however much you need from the federal government to cover tuition and living expenses. If the tax cuts and budget bill working its way through Congress passes, that won't be the case anymore. Plus, some oil experts aren't worried about the Strait of Hormuz and Fed Chair Jerome Powell heads to Capitol Hill.

Every day this week, we're going to take a closer look at the “One Big Beautiful Bill,” which aims to enact President Donald Trump's agenda. It proposes a tax cut and increased spending for border security and the military. It also includes cuts to health, nutrition, education and clean energy programs. Today, we explain the rules around what provisions can go into reconciliation bills, and where the bill currently stands in the legislation process now. Plus, we answer questions from listeners on how the bill could affect their student loans and access to higher education.Here's everything we talked about today:“Senate sidesteps parliamentarian, widens reach of CRA” from Roll Call“Republicans face critical week on Trump megabill” from The Hill“The Senate is assessing the "Big Beautiful Bill" line by line to eliminate non-budgetary measures” from Marketplace“Senate Republican education plan may trigger ‘avalanche of student loan defaults,' expert says” from CNBCGot a question for the hosts? Email makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.