Podcasts about student loans

On July 1, there will be changes to the student loan repayment system that change the situation for new and old borrowers alike. On Today's Show:Cory Turner, NPR education correspondent and senior editor, shares what's changing, and how those impacted can navigate the changes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode you will hear: Susan joins mark to answer a follow-up question about whether a student without impressive extracurricular activities that they will be bringing to their college can get in a selective college Mark reads Part 3 of 11 articles the Chronicle for Higher Ed released o the dire financial crisis colleges face Christina Lopez and Mark discuss a question from a listener from Michigan who wants to know, can an admission officer tell when a parent's fingerprints are all over the student's activities and their essays Lisa interviews Dr. Tricia Siefert about her board game and her video game she creted to help students to successfully transition to college-1 of 2 Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way.Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the maths, and who should and shouldn't be looking to pay off their student loan early.Energy is in focus as a listener ask: is the Octopus Tracker tariff still a good idea in today's volatile market? Martin explains who it works for—and who should steer clear.A question on whether to move a child's Junior Cash ISA into a Stocks & Shares ISA. Martin helps you to decide what's right for your child's future.We also celebrate a listener win: how one savvy saver managed to cut £500 off their breakdown cover—and what you can learn from it.Plus, a glimpse behind the scenes: find out what Martin Lewis's monthly step record is (it's higher than you might expect), and producer Simon reveals the surprising mix of jobs he's had before joining the team.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite ice cream flavour, if he's ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

The show also highlighted a feel-good moment in hip-hop as Lil Baby surprised a Spelman College graduate by paying off over $24,000 in student loans—four years after she first reached out for help, turning persistence into a life-changing blessing. See omnystudio.com/listener for privacy information.

The Rickey Smiley Morning Show delivered a powerful mix of sports, culture, and real conversation, starting with the New York Knicks making NBA history with a jaw-dropping comeback—rallying from 29 points down to stun the Spurs 107-106, capped by OG Anunoby’s game-winning tip-in with just seconds left. The show also highlighted a feel-good moment in hip-hop as Lil Baby surprised a Spelman College graduate by paying off over $24,000 in student loans—four years after she first reached out for help, turning persistence into a life-changing blessing. Meanwhile, Rick Ross reflected on legacy as he celebrates 20 years of Port of Miami, the debut album that launched his career and topped the Billboard 200, now marking two decades of influence in hip-hop. The conversation also turned serious with news out of Chicago, where police are investigating a disturbing incident involving a burning cross discovered in Grant Park—an act widely recognized as a symbol of hate and intimidation, with authorities searching for a suspect and offering a reward for information. Alongside these headlines, the crew kept listeners engaged with trending entertainment stories, celebrity moments, and honest discussions about community, responsibility, and resilience—blending humor, heart, and real talk in a way only The Rickey Smiley Morning Show can deliver. Website: https://www.urban1podcasts.com/rickey-smiley-morning-show See omnystudio.com/listener for privacy information.

Learn what the AI IPO boom could do to reshape your index funds and how to fund years of grad school with no income. With SpaceX set to debut as the biggest IPO in history — and OpenAI and Anthropic filing to follow — what does this landmark moment in the markets actually mean for your portfolio? Senior news editor Rick VanderKnyff and investing writer Sam Taub join hosts Sean Pyles, CFP®, and Elizabeth Ayoola to break down the latest AI IPO news. They discuss what makes SpaceX's offering the largest public offering ever, what the historical track record of IPOs says about buying in at the opening price, and a quietly consequential change to index fund inclusion rules that could leave passive investors with a far bigger stake in mega-cap AI companies than they anticipated. They also explain what direct indexing is and how it could give you more control over what lands in your portfolio. How do you manage your money when you're leaving a career to spend up to three years in graduate school with no income? Sean and Elizabeth tackle a listener's detailed, multi-part question about funding a $117,000 occupational therapy doctorate. They explore whether a Roth IRA conversion could be a smart way to capitalize on low-tax years before graduation, what the new federal student loan borrowing caps under the One Big Beautiful Bill Act mean for graduate students' funding plans, how deferring an existing $17,000 in student debt could play out over time, and what to weigh before earning money on the side while in school. Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Sign up for MoneyNerd, NerdWallet's free weekly newsletter, for tips on watching the 2026 World Cup for free: https://moneynerd-nerdwallet.beehiiv.com/  What Is the New Repayment Assistance Plan (RAP) for Student Loans? https://www.nerdwallet.com/student-loans/learn/what-is-the-new-repayment-assistance-plan-rap-for-student-loans  Direct Indexing: What It Is, How It Works https://www.nerdwallet.com/investing/learn/direct-indexing  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode you will hear: Mark reads Part 2 of 11 articles the Chronicle for Higher Ed released o the dire financial crisis colleges face (10:25) Christina Lopez and Mark discuss a question from a listener about the Parent Plus loan changes Mark explains new creative and aggressive recruiting colleges are us (59:07) Mark interviews Dan Chambliss on how to get the most out of college. They also discuss why a liberal arts education delivers such value. Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they cover all of the changes happening on July 1st due to last years OBBBA bill and what the 7.5 million folks who are on the SAVE plan should do now that it is ending and formal notices will go out starting July 1st.  They also detail new lending limits for both students and parents. This episode's SDCC hosts are President and Founder, Natalia Abrams, Executive Director, Sabrina Cereceres, Lead Borrower Strategist, Sabrina Calazans, and Ryan Coryea, Policy and Communications Intern. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is www.StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg. Their handle on BlueSky is @debtcrisisorg.bsky.social‬. 

The Student Debt Crisis Center takes over the airwaves of 'the Leslie Marshall Show,' where they cover all of the changes happening on July 1st due to last years OBBBA bill and what the 7.5 million folks who are on the SAVE plan should do now that it is ending and formal notices will go out starting July 1st.  They also detail new lending limits for both students and parents. This episode's SDCC hosts are President and Founder, Natalia Abrams, Executive Director, Sabrina Cereceres, Lead Borrower Strategist, Sabrina Calazans, and Ryan Coryea, Policy and Communications Intern. The Student Debt Crisis Center (SDCC) is a 501(c)(3) nonprofit that centers the needs and voices of borrowers, and partners with allies, to impact public policy and end the student debt crisis. The SDCC website is www.StudentDebtCrisis.org and their handle on X, Instagram and Facebook is @DebtCrisisOrg. Their handle on BlueSky is @debtcrisisorg.bsky.social. 

Some 43 million Americans hold federal student loans. If you're one of them - or planning to be - some major changes are coming beginning July 1, including new loan limits and an overhaul of repayment plans.How might these changes affect you? NPR education correspondent Cory Turner spells out the changes that are coming and what to expect. For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Kathryn Fink, with audio engineering by Ted Mebane.It was edited by Nicole Cohen and Tinbete Ermyas.Our interim executive producer is Courtney Dorning.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Quy chế cho sinh viên vay tiền để đóng học phí và trang trải các khoản ăn ở trong ba năm đại học đang gặp khủng hoảng vì tiền nợ của hàng triệu cựu sinh viên nay lên tới con số nhiều tỷ bảng. Quốc hội Anh đã phải mở cuộc điều tra để xem các công ty tín dụng học phí (student loan companies) có thu lãi suất quá cao từ người tốt nghiệp đại học phải trả góp hay không. Thông tín viên Nguyễn Giang, hiện là nghiên cứu sinh ở ĐH City St George's, University of London theo dõi chủ đề này đã lâu, trước hết, điểm sơ qua tình trạng cho vay tiền để trả học phí, rồi trả nợ dần sau khi có bằng cử nhân ở Anh hiện nay ra sao: TT.  Nguyễn Giang: Báo chí Anh vào tuần thứ nhì của tháng 3/2026 đã đồng loạt đưa tin về một số liệu được công bố nói rằng có tới 2,8 triệu cựu sinh viên tại Anh (đại học, thạc sĩ) đã nợ chừng £50.000 mỗi người, với một cá nhân nợ kỷ lục, 314.256 bảng Anh tương đương 421 nghìn USD. Trên cả nước, thống kê Quốc hội nêu ra cho thấy núi nợ tiền cho sinh viên vay, còn gọi là “student loan”, đã lên tới gần 300 tỷ bảng sau nhiều thập niên. Điều đáng nói, đây là các khoản chưa trả được. Số tiền lãi họ phải trả đã lên tới 15 tỷ bảng. Quốc hội Anh đang điều tra xem hệ thống cho sinh viên vay tiền như hiện nay, so với ý tưởng ban đầu, hơn 20 năm trước, có bị biến tướng đi hay không. Các báo nói, hồi tiền học chỉ có 1-3 nghìn bảng/năm thì tiền cho vay hay trợ cấp không đáng bao nhiêu, nhưng nay thì nó đã thành một loại tiền cho vay nặng lãi. Anh có thể nhắc đôi nét về quy chế cho vay để người trẻ ở Anh có thể học đại học được hình thành ra sao? Vì sao đến nay lại là vấn đề? Nói về nguồn gốc của hệ thống này thì từ thời Tony Blair làm thủ tướng Anh, đảng Lao động, với các khẩu hiệu cấp tiến, đề cao bình đẳng cơ hội, đã quyết định mở rộng quyền nhận tiền vay của chính phủ để sinh viên có thể trả học phí. Khi đó, sáng kiến này nhắm tới mục tiêu cao hơn là phổ cập đại học ở Anh. Cùng lúc, Anh quốc muốn thị trường hóa hệ thống đại học để tăng tính cạnh tranh. Đây là hai tiêu chí ban đầu tưởng là phù hợp, không đối chọi nhau, nhưng tới này thì mới rõ là có mâu thuẫn. Cụ thể hơn, trên thực tế, trước đó, từ năm 1990 công ty “Student Loan”đã được lập ra và được Chính phủ Anh bảo trợ, để cấp trợ cấp sinh hoạt cho sinh viên ở Anh. Chỉ những em nào không có tiền trợ cấp từ gia đình (vì thu nhập thấp) thì mới được nhận. Đến năm 1998 thì Luật Giáo dục Đại học cho phép các đại học thu phí 1000 bảng Anh/năm với mỗi sinh viên và bỏ các khoản trợ cấp (grant). Thay vào đó, sinh viên được quyền vay tiền trả góp, hệt như mua bất động sản, để trả học phí. Tới năm 2006, học phí ở Anh tăng lên 3.000 bảng/năm/một sinh viên. Và để điều chỉnh lại thì người ta bỏ quy chế tiền cho vay “như vay tín dụng địa ốc” (mortgage) mà chuyển thành một hệ thống phức tạp hơn, có chọn lọc. Tùy vào thu nhập của cha mẹ mà con cái họ là sinh viên sẽ được nhận tiền vay để chi vào: học phí, tiền ăn ở hoặc cả hai. Câu chuyện ở đây là giá sinh hoạt tăng nhanh ở Anh, nay lên tới chừng 6000 bảng/năm, và học phí cũng năm nay lên tới gần 10 nghìn bảng/năm. Vì thế, các khoản cho vay này cộng lại cho một năm học, với sinh viên nội địa Anh cũng khoảng 15-16 nghìn bảng, tương đương 20 nghìn USD. Ba năm học để lấy tấm bằng cử nhân là 60 nghìn USD. Sau khi tốt nghiệp, các em phải trả cả gốc lẫn lãi, mà lãi suất thì từ 6-9%/năm, cao hơn cả tiền vay mua nhà trả góp. Tạo ra các khoảng nợ lớn cho mỗi cá nhân. Với cả nước thì một thống kê của Quốc hội Anh năm 2025 cho thấy con số tổng nợ của nhiều thế hệ sinh viên ở Anh là 292 tỷ bảng, tương đương 389 tỷ USD, cao hơn GDP của một số nước. Tác động kinh tế-xã hội của các khoản ‘nợ học phí' này ra sao với nước Anh? Đầu tiên, mức nợ này là gánh nặng cho nhà nước vì Chính phủ Anh là bên bảo đảm cho các khoản nợ đó. Sinh viên ra trường không có việc làm hoặc làm chưa đủ lương ở mức nhất định thì họ chưa phải trả nợ. Sau 30 năm mà vẫn không trả nợ được thì chính quyền sẽ xóa nợ cho họ. Vấn đề là khi đó, việc xóa nợ chính là làm thâm hụt ngân sách nhà nước chứ không đơn giản là muốn xóa thì xóa. Thứ hai, từ góc độ sinh viên mới ra trường thì thị trường việc làm ở Anh ngày càng khó khăn. Thống kê quý III/2025 cho thấy số thất nghiệp trong giới trẻ dưới 24 tuổi đang ở mức cao, 15,9%. Kể cả khi tiền học phí (tuition) không tăng nữa do bị ấn định bởi chính phủ ở mức gần 10 nghìn bảng cho sinh viên nội địa những năm qua), chi phí ăn ở (maintenance loan) tăng lên quá 6 nghìn/năm, tiền đi lại tàu xe cũng tăng. Nên dù chỉ vay các khoản đó cộng lại, các em sẽ vẫn mắc nợ lớn sau khi tốt nghiệp. Thế nhưng nếu bỏ quy chế cho vay tiền trả góp để học đại học thì hàng trăm nghìn công dân Anh trẻ tuổi sẽ không có cơ hội học đại học. Vì vấn đề mang tính cấu trúc của hệ thống giáo dục - học phí đại học ở Anh cao hơn nhiều so với ở các nước thuộc Liên minh châu Âu, nên ai vay thì sẽ mắc nợ lớn và gần như suốt đời. Đang có một thế hệ không thể mua nhà. Các số liệu tháng 3/2026 nói trước đây, tuổi ở Anh của người mua căn hộ, ngôi nhà đầu tiên (bằng tiền vay trả góp) là 29. Tức là sau khi có bằng cử nhân, đi làm 6-7 năm là có thể mua nhà. Còn nay, tuổi đó đẩy lên 34, tức là ai may mắn có việc làm thì 10-11 năm sau mới có thể tiết kiệm đủ khoản tiền thế chấp và có hợp đồng lao động tốt để mua nhà. Tiền nợ “student loan” đóng vai trò quan trọng trong việc trả vốn lẫn lãi hàng tháng, người trẻ có việc làm, có còn bao nhiêu để tiết kiệm rồi mua nhà hay không? Chính phủ Anh có biện pháp gì chưa ? Quốc hội vừa mở cuộc điều tra. Vào ngày 12/03/2026, Chủ tịch Ủy ban Ngân khố (Treasury Committee) của Hạ viện, bà Meg Hillier, cho biết: "Cuộc điều tra là để tìm hiểu xem các mục tiêu của quy chế cho vay này có công bằng (fairness) hay không, hay là nó đang bất công bằng cách nào đó đối với người đã tốt nghiệp đại học". Một trong những đối tượng của cuộc điều tra là tiền cho vay gọi là Plan 2 (Kế hoạch số 2), áp dụng vào giai đoạn 2012 và 2023, với số sinh viên, cựu sinh viên nay mắc nợ là 5,8 triệu người. Bộ trưởng Tài chính Rachel Reeves nêu ra một số điều chỉnh như đóng băng ngưỡng lương mà người học xong đại học có được khi đi làm ở mức thấp £29.385 bảng/năm từ năm 2027. Nhưng điều này cũng bị chỉ trích. Các vấn đề khác liên quan? Cũng nhân việc này, báo chí nói về nạn người nước ngoài như công dân Rumani định cư ở Anh sau Brexit bị cho là chiếm đa số trong số “vụ lừa đảo vay tiền ‘student loan' rồi trốn, không học và cũng không ở lại Anh nữa”. Số liệu từ báo chí nói trong giai đoạn 2019/2020 có chừng 25 nghìn công dân Rumani vay tiền học đại học, thì điều này khá bình thường, tương đương chừng 19 nghìn công dân Ba Lan ở Anh vay tiền học. Vì họ là công dân EU có thẻ định cư ở Anh thì được tính như sinh viên nội địa. Nhưng giai đoạn 2023/24 đột nhiên có tới 78.325 người Rumani vay tiền học, và cuộc điều tra của báo Telegraph nói có khá nhiều trường hợp họ ghi danh vào một trường nào đó, nhận tiền nhà nước cho vay, rồi bỏ học hoặc về nước của họ sống. Đây là vấn đề mang tính hình sự, nhưng nó cũng nói lên một thực tế là việc cho vay quá dễ dãi, kiểm soát nhiều lỗ hổng. Vì sao người nước ngoài ở Anh vẫn có thể vay tiền để học đại học? Người Việt Nam có quyền đó không? Không phải tất cả các công dân ngoại quốc ở Anh có quyền đó, chỉ có công dân khối EU đã định cư ở Anh và phải sống ở Anh tối thiểu là 3 năm trước khi nộp đơn xin vay tiền học phí. Đây là ưu tiên cho công dân EU sau Hiệp định Brexit (2021). Những công dân EU khác không đạt được tiêu chuẩn này thì không được. Công dân các nước ngoài EU như Việt Nam thì lại càng không được, trừ khi họ có thẻ định cư ở Anh. Tôi xin nói tiếp về câu chuyện hiện nay ở Anh còn điều gì nữa. Với sinh viên ở Anh thì còn một vấn đề nữa là ngôn từ. Các công ty cho vay tiền học từng quảng cáo hợp đồng “không khác gì hợp đồng mua điện thoại 30 tháng” và né tránh câu chữ về nợ nần. Họ quảng cáo khá nhiều trên mạng xã hội. Tôi cũng thấy, nói như thể đây là khoản từ thiện, ai ở Anh có giấy tờ định cư, có quốc tịch là được “hưởng quyền lợi” đó, được vay tới 24 nghìn bảng để có tấm bằng đại học. Thực tế thì đây là khoản nợ bạn phải trả với lãi suất rất cao. Giới trẻ cần được giáo dục để không ký tiền vay một cách dễ dàng rồi mắc nợ. Xin nói là ai đã vay mà bỏ học, bị đuổi học thì cũng vẫn phải trả nợ. Vấn đề sẽ đi về đâu? Chính phủ Anh có giải pháp hay chưa và nếu có thì đi theo hướng nào? Hiện nay trong Nghị viện Anh, Đảng LibDem đề xuất bỏ cách đóng băng ngưỡng phải trả tiền vay, hiện bị khóa ở mức thấp £29,385 bảng/năm – ai có thu nhập đạt ngưỡng này là phải trả góp tiền đó. Nếu để ngưỡng này tăng theo lạm phát, thì những ai thu nhập cao hơn mới phải trả, giảm sức ép nợ nần. Ngoài ra, có sáng kiến yêu cầu đổi tên “student loan” (tiền cho sinh viên vay) thành “graduate tax” (thuế đại học), để ai cũng thấy là có trách nhiệm. Có tiếng nói đòi cắt giảm phần trăm lãi suất hiện ở mức 6,2% đến 8–9%/năm, rất cao. Có ý kiến nói Chính phủ cần lập ra quỹ cứu trợ “ân xá” tiền học, trả thay sinh viên một phần. Hiện chưa rõ Bộ Tài chính có muốn như vậy không. Vấn đề rất là lớn, và chưa biết có giải pháp nào khả thi không trong những năm tới. Còn trong những tháng tới thì tôi tin là khó. Chỉ trong tháng 5-6 này, các học sinh tốt nghiệp phổ thông đã ghi danh vào đại học từ mùa thu năm nay rồi. Rồi sau hè là các em vào niên khóa đầu tiên, bằng tiền vay như các thế hệ đi trước. Tức là quy trình sẽ cứ chạy tiếp như vậy. Không có thay đổi chính sách nào kịp trong vòng 1-2 tháng. Có lẽ phải sang năm hoặc sau nữa mới có điều chỉnh chính sách này.

In this episode you will hear: Mark explains some major changes we will be making at Your College-Bound Kid is making. Mark reads Part 1 of 11 articles the Chronicle for Higher Ed released o the dire financial crisis colleges face Mark explains new creative and aggressive recruiting colleges are using (24:10) Mark and guest host, Chris Teare, answer a question from a student from Texas who is looking for affordable quality colleges outside of Texas that offer curricular flexibility (01:13:10) Mark interviews Dan Chambliss on how to get the most out of college. They also discuss why a liberal arts education delivers such value. § Mark and Dan have a conversation about the pros and cons of using the website ratemyprofessors.com to find great teachers § Dan tells us what liberal arts education is § Dan and Mark discuss if there are certain fields of study within the liberal arts that produce better thinkers Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

For millions of graduates, student loans are just another deduction on the payslip. But what does Plan 2 actually mean — and why has it become one of the most controversial policies affecting young people in Britain?This week, Ava Santina takes a deep dive into the student loan system created under the Cameron-Clegg coalition and asks whether today's graduates have been sold a raw deal. From £9,000 tuition fees and RPI-linked interest rates to frozen repayment thresholds and balances that seem to grow despite years of repayments, Ava unpacks how the system works and why it has become a political flashpoint.Joining the podcast is former Conservative leader Ruth Davidson, who reflects on the origins of the policy, the political decisions that shaped it, and whether governments have underestimated the impact on a generation of graduates.With young people facing soaring housing costs, stagnant living standards and mounting debt, Ava asks whether Sir Keir Starmer's government should go further to reform Plan 2 loans. Would reducing interest rates, raising repayment thresholds or redesigning the system altogether put more money back into the pockets of younger workers? And can politicians afford to ignore the growing backlash?Subscribe to How to Rebuild Britain now: https://linktr.ee/howtorebuildbritain Hosted on Acast. See acast.com/privacy for more information.

In this episode, Martin Lewis unpacks what's really happening with energy prices and the energy price cap—what it means for your bills right now, what's likely coming next, and the practical steps you can take to protect your household finances. From fixed vs variable tariffs to whether now is the right time to switch. We dive into the surprising world of lost and forgotten money, shining a spotlight on the billions that could be sitting unclaimed in old accounts, refunds, or schemes many of us have simply forgotten about. Martin explores where this money commonly hides, including dormant bank and savings accounts and unclaimed pension pots from previous jobs. Tell Us is all about when you have found money you didn't know you had. From rediscovered savings accounts to surprise payouts decades later, the episode celebrates the unexpected windfalls—including a caller who found money in her knicker draw. Steffan Powell is presenting instead of Adrian Chiles this week. In Mastermind Martin asks him about reclaiming student loan overpayments before guiding listeners through how to check if they've paid too much and how to get that cash back. It's quick, practical, and could put real money back in your pocket. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you've always wanted to know his favourite ice cream flavour, if he's ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

One student loan decision in the next few weeks could cost — or save — a physician six figures. On May 1, 2026, the Department of Education finalized the 134-page rule rewriting federal student loan repayment.  Dr. Jimmy Turner goes solo to break down what changed and the moves that protect six figures. What you'll learn: Why the July 1, 2026 cutoff decide whether you keep IBR at all The consolidation trap that can permanently lock residents out of IBR The RAP interest subsidy that keeps a $300K balance from ballooning during residency The RAP-to-IBR playbook for PSLF: which payments count, and when to switch Married or in a community property state? How filing separately changes the math Resources: Every doctor needs their own occupation disability insurance. Get it from a source you can trust: https://moneymeetsmedicine.com/disability  Have private loans? You should refinance those to the interest rate you can find. To do that, check out Juno: https://moneymeetsmedicine.com/JUNO Looking for a new CPA? Use the one Jimmy uses (Gelt). Get a 10% discount when working with them here: https://moneymeetsmedicine.com/CPA Looking to save $100 on a student loan consult? Visit moneymeetsmedicine.com/loans Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about a deadline for Parent PLUS loans that you need to know about, what to know about the SpaceX IPO, and to answer all of your financial questions.

Don and Tom tackle a Wall Street Journal financial decision-making quiz that explores how to prioritize competing goals such as retirement savings, high-interest debt, mortgages, and student loans. The discussion highlights the importance of employer matching contributions, the damaging impact of credit card debt, and the reality that many financial decisions depend on individual circumstances and risk tolerance. They then answer listener questions about retirement portfolio allocation, Fisher Investments' sales tactics and fees, stock ownership concentration among wealthy Americans, and whether a federal retiree should consolidate TSP assets into a Vanguard IRA. The episode emphasizes building a financial plan before making allocation changes, avoiding market predictions, and simplifying finances where possible.0:00 Wall Street Journal financial decision-making quiz begins1:23 Prioritizing 401(k) matches versus high-interest debt4:31 When to pay down credit cards instead of investing more5:20 Borrowing from a 401(k) to eliminate 22% credit card debt6:07 Mortgage payoff versus other debt reduction strategies7:55 Mortgage prepayment versus additional retirement savings9:35 Building a hierarchy for financial priorities11:07 Listener Bob asks about retirement readiness and portfolio allocation13:02 Fisher Investments' fees, sales tactics, and active management claims16:15 Why retirement planning should come before allocation decisions19:40 Stock ownership concentration among the wealthiest Americans22:03 Why markets are not a zero-sum game23:51 Will retiring Baby Boomers hurt stock prices?25:52 Listener asks about consolidating TSP and Vanguard retirement accounts29:18 Comparing Vanguard and TSP target-date fund allocations31:57 Benefits of simplifying and consolidating retirement accounts35:06 Don discusses sales and distribution of The Line UncrossedQuestions? Comments? Click!

In this episode you will hear: Why the University of Florida adding Early Decision is so significant Mark talks about some new and creative ways AO's are using AI -Part 2 Mark interviews Andy Strickler about the challenges college admission leaders faced in 2026. We focus on predictive modeling in this segment o Andy and I have a very honest conversation about predictive modeling. Andy tells us what predictive modeling is, o Andy gives the most detailed description of how predictive modeling works at Connecticut College, and friends, you do not want to miss this. o Andy also tells us one major problem with predictive modeling o Andy shares some of the possible solutions some colleges are utilizing to yield more students o Andy talks about reframing how students see college o We discuss the pros and cons of requiring more writing from students when completing their applications Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

** FREE Financial Consult: ⁠https://www.twinleafadv.com/ ⁠or text 321-521-3133Dr. Haley sits down with Dr. Sammi Wood to talk about the realities of early career dentistry that nobody fully prepares you for. From graduating with over $500,000 in student loans to navigating the transition from dental school into private practice, Dr. Sammi shares an honest look at the emotional, financial, and professional side of becoming a dentist. In this episode, they discuss income-based repayment plans, aggressive debt payoff strategies, financial literacy as a young dentist, and what it's really like seeing massive student loan balances while trying to build a life at the same time. Dr. Sammi also opens up about balancing marriage with two demanding healthcare careers, supporting a spouse through medical training, and moving multiple times while trying to establish herself professionally. Dr. Sammi shares practical advice for dental students and new grads on:finding the right first associate positionred flags and green flags during interviewsgaining confidence after graduationtreatment planning and patient communicationmentorship in private practiceavoiding burnout in the early years of dentistrybuilding community and support outside of dental schoolThis episode is an honest and encouraging conversation for dental students, new dentists, and anyone navigating the messy middle between graduation and truly feeling established in their career.Dr. Sammi's TikTok: https://www.tiktok.com/@sammiwood3Engage with the podcast on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dentaldownloadpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dentaldownloadpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Haley's Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dr.haley.dds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Haley's TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dr.haley.dds?lang=en⁠⁠⁠⁠⁠⁠

The Joe Piscopo Show 5-29-26 33:27- Col. Kurt Schlichter, Attorney, Retired Army Infantry Colonel with a Master's in Strategic Studies from the United States Army War College, Senior Columnist at Town Hall, and the author of the new book "Panama Red" Topic: U.S. and Iran reach a deal pending President Trump's approval 48:19- Daniel Hoffman, Ret. CIA Senior Clandestine Services Officer and a Fox News Contributor Topic: Feds seize $40 million in gold bars from the home of an ex-CIA official; Latest in Iran 57:23- Ammon Blair, former U.S. Army officer and Border Patrol agent and a Senior Fellow for the Texas Public Policy Foundation’s ‘Secure & Sovereign Nation’ Initiative Topic: Delaney Hall protests; DHS possibly blocking international flight processing in sanctuary cities 1:07:23- Gordon Chang, Asia expert, columnist and author of "China is Going to War" Topic: China-linked spy site expansion in Cuba 1:19:52- Laine Schoneberger, Chief Investment Officer, Managing Partner, and Founder of Yrefy Topic: Paying student loans on Fox Saturday 1:42:43- Heather Johnston, Founder of the U.S. Israel Education Association Topic: Marching in the Israel Parade on Sunday; Mamdani skipping the parade 1:55:27- Mike Davis, Founder of the Article III Project, Former Law Clerk for Justice Neil Gorsuch, and Former Chief Counsel for Nominations for the U.S. Senate Committee on the Judiciary Topic: Pam Bondi to appear before the House Oversight Committee; Biden's DOJ lawsuit; E. Jean Carroll investigation 2:04:15- Dottie Herman, host of "Eye on Real Estate" (Saturdays at 10 am) and "Real Talk with Dottie Herman" (Sundays at 10 am) on AM 970 The Answer Topic: Latest in New York and New Jersey real estate See omnystudio.com/listener for privacy information.

Questions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.The Department of Education just released its final rule implementing the federal student loan changes we've been tracking over the past couple of years — and while most of it lines up with what we expected, two surprises stood out. In this episode, we recap how we got here (the official end of the SAVE Plan and the sweeping changes from the One Big Beautiful Bill Act), break down the income-driven options ODs have going forward, and dig into the two surprises in the final rule that could affect your repayment strategy.If you have questions about navigating these decisions alongside the rest of your cash flow, tax, and practice planning, reach out at podcast@optometrywealth.com.What You'll Learn•Why the SAVE Plan is officially dead and the 90-day decision window for borrowers still in SAVE forbearance•How the One Big Beautiful Bill Act splits borrowers into two groups based on the July 1st date•Why consolidating your federal loans right now could restrict your repayment options•The difference between old and new IBR — and which ODs qualify for each•How the new Repayment Assistance Plan (RAP) works, including its payment calculation and 30-year timeline•The first surprise: new restrictions on who can enter Pay As You Earn before it sunsets in 2028•The second surprise: how RAP payments are (and aren't) treated for forgiveness under IBRKey TakeawayJuly 1st is the date to circle. Whether you're deciding how to exit SAVE forbearance, weighing a consolidation, or trying to lock in Pay As You Earn before new restrictions hit, the window to act on your best options is closing — and the right move depends heavily on your specific path toward forgiveness or payoff.ResourcesPodcast Ep. 152: Listener Q&A: Practice Ownership, Backdoor Roths, and Student LoansPodcast Ep. 151: How Filing Taxes Separately Impacts Student Loan Outcomes for OptometristsEp 143: How the Final One Big Beautiful Bill Act Impacts Optometrists – Taxes, Student Loans, and More!Want a more proactive approach to your planning?You can schedule a no-commitment introductory call to discuss what's on your mind financially and learn how we help optometrists navigate those same decisions nationwide.

Student loans are changing in a major way, and many borrowers may not realize how much their repayment options could shift. In this episode of The New Money Habits Podcast, Nino Villa is joined by student loan coach Renée Earwood to talk through the federal student loan changes scheduled for July 1, 2026. Renée explains why this date matters, how the current student loan system is being restructured, and why borrowers should not assume their repayment plan will simply stay the same with a few minor tweaks. They discuss the SAVE plan going away, changes to income-driven repayment options, the new Repayment Assistance Plan, forgiveness timelines, possible tax consequences, and why borrowers may see their monthly payments increase. Renée also explains why Parent PLUS borrowers may be especially affected and why it is important to understand your loan type, repayment plan, income, family size, tax filing status, and long-term financial goals before making decisions. If you have student loans, Parent PLUS loans, or someone in your household is preparing to borrow for college, this conversation is an important place to start. The rules are changing, and the more clearly you understand your options now, the better prepared you can be before those changes take effect. Learn more at NewMoneyHabits.com Join the New Money Habits CommunityStart your 7-day free trial and connect with others building healthier money habits. Memberships start at $7/month. Helpful Resources Mentioned in This Episode Watch on YouTubeFull video version of this episode. Payday Power PlannerA free tool to help you plan your money between paychecks and make clearer decisions before the next payday arrives. Food Number CalculatorA free tool to help simplify food budgeting and planning. Submit Your QuestionsEmail us at podcast@newmoneyhabits.com Join Our Free Facebook Grouphttps://www.facebook.com/groups/newmoneyhabits Schedule a Free Call with Coach Ninohttps://www.newmoneyhabits.com/freesession Online Course: How to Create a Better BudgetYour Foundation to Financial Freedomhttps://www.newmoneyhabits.com/bootcamp Music CreditsThis episode features music by Summer School. Connect With UsFollow @newmoneyhabits on social media for more insights, tools, and updates.

Luke and Andrew talk about Stephen Colbert's return to television -- this time, cable access television in Monroe, MI. And they get a very inspiring update about the TBTL Junior Sluggers! 

In this episode you will hear: Mark talks about some new and creative ways AO's are using AI Mark interviews Andy Strickler about the challenges college admission leaders faced in 2026. Part 2-Preview o We continue our conversation about the reasons why Connecticut College is adding Early Action o We talk about some of the creative ways colleges are trying to yield students o We talks about some creative ways colleges recruit students and we have a honest conversation about is this practice fair to both parties or does it cross the line and is it not student-centric. Some of the things I say are probably not going to land well with everyone but one thing you can always count on from me, I calls balls and strikes how I see them, and Andy is the same way, which is why I love doing these deep dives on college admissions with Andy every 3 months. Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

What if there was a strategy that could help you pay off student loans while also unlocking travel experiences for a fraction of the normal cost? In this episode of Wonderland on Points, we share how Joanna is earning points on her student loan payments. We dive into how the Gift of College platform works, how points enthusiasts are maximizing everyday spending to chip away at student loan debt, and why flexible points currencies can be such a powerful financial tool when used responsibly. We also break down an incredible business class deal for truly $0 out of pocket roundtrip. If you've ever wanted to balance financial goals like debt repayment while still traveling the world, this episode is packed with practical tips for maximizing credit card rewards, finding cheap business class flights, earning travel points faster, and making travel more affordable without sacrificing your long-term financial future.Girl's Trip Interest Form (April 7-10, 2027)Mentioned in this Episode:Ashley Gets Around Flight Deals ListGift of College WebsiteRakuten- Mary Ellen (Get 5000 AMEX or Bilt POINTS)Rakuten- Joanna (Get 5000 AMEX or Bilt POINTS)Find Us On Online:Sign Up for the Y! Wonder Travel NewsletterWonderland on Points Youtube ChannelMary Ellen | JoFacebook GroupAffiliate Links:CardpointersHalara (use code "Wonderland" for 10% off)Tobiq 15%Our Favorite Travel NecessitiesWe receive a small commission when you choose to use any of our links to purchase your products or apply for your cards! We SO appreciate when you choose to give back to the podcast in this way!

The Trump administration puts the squeeze on 300,000 fake college applicants and stops $60 million for going out the door in one month. Milton Friedman warned us. The deep state really doesn't want Trump to release the UFO files as new discussions about alien breeding programs are getting odd. Millions of people flock to the government's UFO website.    

Everyone's wondering whether AI is coming for their job (or wallet), so it's fair to ask how close AI tools are to replacing a real human student loan advisor or even your future career. We get into why some professions may weather the AI storm better than others, what the superstar effect means for your career (and your loans), and how upcoming policy changes like the One Big Beautiful Bill Act will shake up borrowing limits, the decision between federal versus private loans, and long-term strategy.We also share where human advice will always matter, and what all this means for you if you're managing loans, borrowing for school, or about to choose a degree.Key moments:(03:43) Comparing new AI models for real-life financial analysis(05:20) The “superstar effect” and how AI will widen the gap between top and average earners(09:54) Why real human expertise still matters most for high-stakes student loan decisions(12:45) Upcoming federal loan limits, Parent PLUS problems, and the likely chaos from the One Big Beautiful Bill ActLike the show? There are several ways you can help!Follow on Apple Podcasts, Spotify or Amazon MusicLeave an honest review on Apple PodcastsSubscribe to the newsletterJoin SLP Insiders for student loan loopholes, SLP app and member communityFeeling helpless when it comes to your student loans?Try our free student loan calculatorCheck out our refinancing bonuses we negotiatedBook your custom student loan planGet profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!Mentioned in this episode:Free Student Loan newsletterIf you are not already getting our weekly newsletter every Thursday, you are missing out. We break down studio loan news, updates, money tips, all in one helpful newsletter. Sign up for free at https://studentloanplanner.com/newsletterThe SLP YouTube ChannelIf you're more of a visual learner or you like seeing charts, breakdowns, and exploring other topics, check out https://youtube.com/studentloanplanner

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In this episode you will hear: Mark shares two special events coming up no 6/1 and 10/6 for YCBK listeners and then Hilary takes a question from a listener about the activity section of the application Mark interviews Andy Strickler about the challenges college admission leaders faced in 2026. Part 1-Preview o Mark and Andy have a discussion about what made 2026 so challenging for so many colleges o Andy tells us some of the reasons why so many colleges felt blindsided by how difficult it was to attract and yield students in 2026, what made 2026 so different o Mark and Andy talk about things like: o The job market for recent grads, o Return on investment o The power of brand name o The focus on grad school o The difficulty of meeting families' financial expectations o We talk about how some colleges have a veneer of selectivity but behind closed doors, they are very worried about feeling fully enrolled, very worried about meeting their class Andy explains why Conn College is adding Early Action when they already have Early Decision1, Early Decision2, and Regular Decision, and we talk about the challenges adding EA is going to add when they already have Early Decision 1, Early Decision 2 and Regular Decision Jed Applerouth-Trends on the ACT and SAT and answers to listener questions about the ACT/SAT - Part 3/3 Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Business schools across America are suddenly slashing MBA tuition as borrowing limits tighten and demand weakens. Critics argue the student loan system inflated college costs for decades, allowing universities to charge outrageous prices while students piled up debt. Now, with graduate borrowing capped and job prospects cooling, many are questioning whether expensive MBA programs were ever worth the cost in the first place.

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. Topics include: Should You Follow Your Heart or Mind?, Founder Risk, Career Survival & Life Beyond Finance and Tech, and more.Refer to chapter marks below for a complete list of topics covered and to jump to a specific section. Get mentored by Chris: Book a Zoom call to discuss joining my Business Academy, Finance Bootcamp (to get a job in finance) or MBA Degree Programs or for investing/business/personal development coaching: https://haroun.short.gy/1on1CallYTWDownload my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramChapter Marks: 0:25 Intro + Welcome 2:09 Heart vs Mind 4:40 Appliance Sales Collapse 5:35 SaaS & Consulting Outlook 7:48 Is Intel Too Big to Fail? 10:25 Claude vs ChatGPT 11:49 Oil Industry & Iran War 13:41 Will Duolingo Survive? 15:33 Investment Banking vs AI 17:54 Coinbase Layoffs 20:54 Future of Work 22:02 Building Cash Flow 23:41 Building Traffic in 2026 27:35 AI & Dating 30:21 Politicians & Insider Trading 31:38 Oil Short Before the War 32:07 Convertible Notes 33:44 Marriage Advice 35:39 Is PayPal a Buy? 37:35 Career Pivot from Finance 41:26 Anthropic IPO 42:17 Portfolio Diversification 43:53 Quant vs Traditional Finance 44:47 Quant vs Macro Hedge Funds 46:33 Researching a Company 48:29 Why VOO? 50:28 Investing in Oil 54:33 Stocks vs Bonds vs ETFs 54:48 Best Sell Signals 56:47 SpaceX IPO Risks 58:35 Facebook in 20 Years 59:40 Modeling a Stock 1:00:38 What Private Equity Firms Do 1:02:47 Risk Taking When Young 1:04:57 AI Productivity Multiplier 1:06:08 Gamestop-Ebay Deal 1:06:48 Software Sales Compensation 1:07:45 Founder Leaves Company 1:11:55 Student Loans vs Cash Tuition 1:13:34 Future Outside Finance & Tech 1:16:48 Managing Negative Feelings 1:18:35 Is the Iran War Ending? 1:20:00 Real Estate, Stocks & Golf 1:22:36 Blockchain & Traditional Finance 1:25:59 Space Sector Advice 1:28:00 Advice for a 15-Year-Old 1:29:25 Finance vs Consulting 1:30:35 What Makes a Great CEO? 1:31:40 Vanguard ETFs 1:32:30 Is Nvidia Overvalued? 1:33:09 Gold vs Real Estate 1:34:36 $1M Bitcoin Valuation Connect with me: Schedule a 1:1 call with Chris: https://haroun.short.gy/1on1CallYTWYouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Parents are making their white children angry. Karen Bass vs. Spencer Pratt. Boy mad he's not black! We should never interpret. Gov't took parents' job.

Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge! See omnystudio.com/listener for privacy information.

This week in the Breakroom, Jeffrey Davis joins Maddie News to discuss recent Department of Education changes to student loan caps, and what the changes mean for medical education. 

Someone just paid off the student debt for an entire graduating class. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to explain why more Americans are struggling with student debt post-pandemic and what options still exist for federal loan relief. And as always, Rae answers all of your student loan questions.

In “Kim on a Whim,” Kim St. Onge and Marc dive into the growing burden of student loan debt after a study found that many Gen Z borrowers are delaying major life milestones like buying homes, getting married, or starting families because of overwhelming college costs. The conversation critiques the modern higher education system, with Marc arguing colleges dramatically inflated tuition prices once federally backed student loans became widely available, comparing the crisis to the housing bubble and healthcare inflation. The segment also explores personal responsibility, predatory loan interest rates, parents' role in financial planning, and whether college degrees still justify massive debt loads outside of elite or specialized programs. Marc reflects on how affordable tuition once was during his own college years and contrasts it with today's six-figure debt stories, while both hosts argue that universities have increasingly prioritized profits and ideology over practical value. The discussion blends economic frustration, generational challenges, and skepticism toward government student loan intervention into one of the hour's most relatable conversations. Hashtags: #KimOnaWhim #StudentLoans #CollegeDebt #GenZ #HigherEducation #TuitionCrisis #JoeBiden #CollegeCosts #PersonalFinance #EducationSystem

Hour 1 opens with Marc and the crew adjusting to their temporary studio setup before diving headfirst into mounting ethics questions surrounding Sam Page and allegations that he continued performing anesthesiology work hundreds of times while serving as county executive despite rules against holding dual employment. Marc questions claims that the work was unpaid volunteer service and argues the controversy reflects a broader pattern of political insiders acting above the rules. The hour then pivots into a major legal challenge launched by Catherine Hanaway against the Department of Commerce and Census Bureau over counting illegal immigrants in census totals, with Marc arguing the practice unfairly boosts congressional power and federal funding for blue sanctuary states while weakening representation in states like Missouri. Later, “Kim on a Whim” tackles the student loan crisis and the exploding cost of higher education, as Marc and Kim debate personal responsibility, predatory loan structures, government-backed lending, and why many younger Americans are delaying homes, marriages, and families under crushing debt burdens. The hour also includes sharp commentary on Illinois gas taxes, Missouri redistricting battles, inflation concerns, and broader frustrations with government spending, making for a fast-moving mix of local politics, national legal fights, and economic anxiety. Hashtags: #SamPage #CatherineHanaway #StudentLoans #MissouriPolitics #USCensus #IllegalImmigration #CollegeDebt #IllinoisGasTaxes #Redistricting #Inflation

Attorney Rae Kaplan of Kaplan Law Firm joins John Williams to explain why more Americans are struggling with student debt post-pandemic and what options still exist for federal loan relief. And as always, Rae answers all of your student loan questions.

For the Good of the Public brings you news and weekly conversations at the intersection of faith and civic life. Monday through Thursday, The Morning Five starts your day off with scripture and prayer, as we also catch up on the news together. Throughout the year, we air limited series on Fridays to dive deeper into conversations with civic leaders, thinkers, and public servants reimagining public life for the good of the public. Today's host was Haley Byrd Wilt.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Today's scripture: Luke 7:36-48 (ESV) News sources:  https://www.nytimes.com/2026/05/11/us/politics/supreme-court-virginia-redistricting.html  https://www.wsj.com/politics/policy/federal-gas-tax-trump-973a4d95?mod=hp_lead_pos3  https://www.washingtonpost.com/politics/2026/05/10/iran-response-us-proposal-war/  https://www.christianitytoday.com/2026/05/christian-colleges-financial-aid-earnings-test-regulation-trump/  Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: King Sis #politics #faith #prayer #scripture #news #Virginia #SupremeCourt #gerrymandering #midterms #elections #Iran #war #fueltax #gas #education #loans #college #universities Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode you will hear: Jed continues with what he started in part 1 giving us a broad overview of self-prep, group prep and one on one and various hybrid models Jed discusses ways to support kids struggling with negative self-talk, and explores how tutors can assist students dealing with test anxiety Jed talks about the biggest value that the one-on-one tutor brings Jed answers the question-if a student wants to do self-prep, is this best done at the start or at the end of a student's self-prep Jed talks about what his research shows on whether the size of the group makes a difference in score gains Jed talks about whether in person or Zoom makes a difference Jed talks about whether it makes a difference if kids are at different levels Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

In this weekly roundup of news coverage, Nick breaks down important stories you might have missed that we should all have eyes on.   Spirit Airlines Shut Down (17,000 Jobs Lost): What Happened?   Spirit Airlines is officially dead. 17,000 people lost their jobs overnight, and thousands are stranded. But the real question is: who actually killed Spirit—and why did nobody stop it?  

14/16: Thaddeus McCotter argues that while Wall Street performs well, the average worker remains anxious about healthcare, interest rates, and student loans. He describes the current economy as fragile and warns that failing to address these underlying domestic anxieties could lead to political repercussions during the midterm elections.

A candid look at what our student loan experts are seeing in real-time consultations. The throughline: borrowers need to pull their heads out of the sand because too many are sitting on consolidation deadlines, surprise recertifications, and PSLF misconceptions that could cost them years of credit. The conversation moves from urgent Parent PLUS deadlines to PSLF edge cases, then to disability planning and ABLE accounts — every topic drawn from patterns the team is seeing across recent consults.Key moments:(03:47) Parent PLUS borrowers must consolidate before July 1 to preserve IDR access(08:09) Servicers are pulling tax data months early — revoke IRS consent to control your recertification(22:29) Big Beautiful Bill removes IBR's hardship test, reopening PSLF for high earners(36:13) Disability creates two tracks: IDR recalculation for income drops, or Total and Permanent Disability Discharge(42:07) ABLE accounts let families save for disability expenses with tax-free growth, and 529 funds can roll inResources mentioned: StudentAid.gov - official Federal Student Aid site for IDR, consolidation, PSLF, disability discharge, and more Like the show? There are several ways you can help!Follow on Apple Podcasts, Spotify or Amazon MusicLeave an honest review on Apple PodcastsSubscribe to the newsletterJoin SLP Insiders for student loan loopholes, SLP app and member communityFeeling helpless when it comes to your student loans?Try our free student loan calculatorCheck out our refinancing bonuses we negotiatedBook your custom student loan planGet profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!Mentioned in this episode:The SLP YouTube ChannelIf you're more of a visual learner or you like seeing charts, breakdowns, and exploring other topics, check out https://youtube.com/studentloanplannerFree Student Loan newsletterIf you are not already getting our weekly newsletter every Thursday, you are missing out. We break down studio loan news, updates, money tips, all in one helpful newsletter. Sign up for free at https://studentloanplanner.com/newsletter

What does it look like to manage $800,000 in student loan debt as a physician? In this Milestones to Millionaire episode, we discuss this doctor's plan for handling a massive student loan balance while navigating a high cost of living area and the financial realities of early career medicine. We also discuss the challenges and experience of attending a Caribbean medical school, along with practical considerations for balancing debt repayment, housing costs, and everyday life expenses. If you are dealing with large student loans or trying to build a plan under financial pressure, this episode offers a grounded and realistic perspective. Southern Impression Homes takes owning rental property to the next level with their innovative 2.0 approach, focusing solely on turnkey new construction investment properties. Single family homes, duplexes and quads in high growth markets of Florida. They handle every aspect of the process with expertise and efficiency. Including financing, insurance, and property management. To learn more about build-to-rent, visit https://www.whitecoatinvestor.com/southernimpressionhomes or call 904-831-8058! Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones  Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

In this episode you will hear: o Mark plays an important message a listener sent in via Speakpipe Jed Applerouth-Is Self-Prep, Group-Prep or One-On-One Test Prep best for your student-1 of 3 o Jed gives his background, how he went from consulting with Mckinsie to starting a national test prep company that has over 200 tutors o Jed spent 7 years working on his PHD where he looked at 2500 kids who did test prep, and he shares the results of his research o We have a discussion on which family Jed has seen that has the highest test score-the high education low-income family vs the lower education high-income family o Jed talks about the executive functioning work that he personally does o Jed gives us a very detailed overview of who is the best kid for self-prep, group prep vs one-on-one test prep College Spotlight San Diego State interview with two students-Part 3 of 3 o Lauren tells us what SDSU's core principles are o Lauren and Sophie discuss the perception that SDSU is not a hard admit out of state but it is competitive for Californians o Lauren describes SDSU's personality o Sophie and Lauren tell us about their experience SDSU professors. o Sophie talks to us about how the professors grade o Lauren tells us which academic departments are strong o We discuss nursing at SDSU o Sophie tells us about whether it is best to live on or off campus o Sophie and Lauren tell us what they would do differently if they were starting at San Diego State all over again Recommended Resources JG Talks: Helping prospective and current college students achieve success Colleges that allow self reporting of test scores Colleges that Allow Self-Reporting of SAT and ACT Scores Great source for questions about finances and college Edvisors: Financial Aid, Student Loans, Scholarships and Money Management FAFSA Walkthroughs Mark recommends Complete FAFSA 2026‑2027 Walkthrough | From Start to Submit 2023-2024 FAFSA Walkthrough Video English CSS PROFILE Walkthroughs CSS Profile Walkthrough MEFA Institute: A Deep Dive into the CSS Profile Speakpipe.com/YCBK is our method if you want to ask a question and we will be prioritizing all questions sent in via Speakpipe. Unfortunately, we will NOT answer questions on the podcast anymore that are emailed in. If you want us to answer a question on the podcast, please use speakpipe.com/YCBK. We feel hearing from our listeners in their own voices adds to the community feel of our podcast. You can also use this for many other purposes: 1) Send us constructive criticism about how we can improve our podcast 2) Share an encouraging word about something you like about an episode or the podcast in general 3) Share a topic or an article you would like us to address 4) Share a speaker you want us to interview 5) Leave positive feedback for one of our interviewees. We will send your verbal feedback directly to them and I can almost assure you, your positive feedback will make their day. To sign up to receive Your College-Bound Kid PLUS, our new monthly admissions newsletter, delivered directly to your email once a month, just go to yourcollegeboundkid.com, and you will see the sign-up popup. We will include many of the hot topics being discussed on college campuses. Check out our new blog. We write timely and insightful articles on college admissions: https://yourcollegeboundkid.com/category/blog/ 1. To access our transcripts, click: https://yourcollegeboundkid.com/category/transcripts/ 2. Find the specific episode transcripts for the one you want to search and click the link 3. Find the magnifying glass icon in blue (search feature) and click it 4. Enter whatever word you want to search. I.e. Loans 5. Every word in that episode when the words loans are used, will be highlighted in yellow with a timestamps 6. Click the word highlighted in yellow and the player will play the episode from that starting point 7. You can also download the entire podcast as a transcript We would be honored if you will pass this podcast episode on to others who you feel will benefit from the content in YCBK. Please follow our podcast. It really helps us move up in Spotify and Apple's search feature so others can find our podcast. If you enjoy our podcast, would you please do us a favor and share our podcast both verbally and on social media? We would be most grateful! If you want to help more people find Your College-Bound Kid, please make sure you follow our podcast. You will also get instant notifications as soon as each episode goes live. Check out the college admissions books Mark recommends: https://yourcollegeboundkid.com/recommended-books/ Check out the college websites Mark recommends: https://yourcollegeboundkid.com/recommended-websites/ If you want to have some input about what you like and what you recommend, we change about our podcast, please complete our Podcast survey; here is the link: https://docs.google.com/forms/d/e/1FAIpQLScCauBgityVXVHRQUjvlIRfYrMWWdHarB9DMQGYL0472bNxrw/viewform If you want a college consultation with Mark just text Mark at 404-664-4340 or email at mark@schoolmatch4u.com. All we ask is that you review their services and pricing on their website before the complimentary session; here is link to their services with transparent pricing: https://schoolmatch4u.com/services/compare-packages/

What if your student loan strategy is one of the most important wealth-building decisions you'll ever make? In the final episode of Dr. Lauryn's three-part student loan series, she sits down with Lauryn Williams of Student Loan Planner to unpack the massive changes coming to student loans and what healthcare providers need to know before making their next move.Together, they discuss the new RAP plan, forgiveness timelines, private loans, consolidation versus refinancing, Parent PLUS loans, and why “just pay it off as fast as possible” can be dangerous advice. Lauryn also explains why debt repayment, retirement, emergency savings, and building your rich doctor life need to happen together, not one after the other.Book your consultation with Student Loan Planner today and secure a discount for being a She Slays listener!Key Takeaways:Student loan rules are changing fast, and the right repayment plan depends heavily on your income, debt load, career path, and whether you are still borrowing.For many healthcare providers, student loan debt cannot be treated separately from wealth building. Retirement, emergency savings, home buying, and practice ownership still need a plan.Consolidation and refinancing are not the same thing, and making the wrong move at the wrong time could dramatically change your repayment or forgiveness timeline.Parent PLUS borrowers may be especially impacted by upcoming changes and should understand their options before key deadlines.Guest Bio:Lauryn Williams is a CFP, student loan advisor at Student Loan Planner, founder of the financial firm Worth Winning, and host of the Worth Listening podcast. Since joining Student Loan Planner in 2018, Lauryn has helped borrowers navigate an increasingly complex student loan landscape, especially as repayment plans, forgiveness options, and federal rules continue to change. Before her career in financial planning, Lauryn was a four-time Olympian and three-time Olympic medalist.Book your consultation with Student Loan Planner today and secure a discount for being a She Slays listener!Follow Lauryn: LinkedIn | Student Loan PlannerResources:Follow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTube

When college-bound high school seniors commit to a school, it's always a complicated calculus, especially for families who need financial aid. But for students starting this fall, there's a new wrinkle: new caps on how much parents can borrow from the federal government to help their kids pay for college. Today, one high school senior and his mom talk college finances. Plus, we'll recap an especially busy week for the economy.

When college-bound high school seniors commit to a school, it's always a complicated calculus, especially for families who need financial aid. But for students starting this fall, there's a new wrinkle: new caps on how much parents can borrow from the federal government to help their kids pay for college. Today, one high school senior and his mom talk college finances. Plus, we'll recap an especially busy week for the economy.