Podcasts about risks

Beau Martonik sits down with Jeff Bynum, founder of Financial Outfitters Group, to talk about becoming fiscally fit and building financial structure that creates more freedom to hunt and live on your terms. After the 2008 financial crisis shifted Jeff's career from construction to finance, he began helping people prioritize structure over chasing returns and redefine wealth as control over their time. They discuss strategic approaches to debt, the 15% rule for homeownership, risks of business ownership, spending priorities, and the “Buckets of Wealth” framework to align your money with your goals — including funding hunts and protecting your future. If you want to stop trading time for money and gain more time in the woods, this episode delivers practical perspective and actionable tools. Topics: 00:00:00 – Intro 00:01:30 – Jeff's Journey Begins 00:10:04 – Founding Financial Outfitters Group 00:16:03 – Trading Time For Money 00:18:57 – The 15% Rule for Homeownership 00:26:02 – Defining Wealth  00:31:08 – The Risks of Business Ownership 00:45:04 – Prioritize Spending  00:53:00 – Understanding Hunt Budgets 01:11:29 – The Buckets of Wealth Explained  01:04:49 – Optimism in Conservation 01:12:52 – Jeff's Elk Story  01:27:49 – Closing Statements  Resources: Follow Jeff Financial Outfitters website ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram:   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@eastmeetswesthunt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@beau.martonik⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook:   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠East Meets West Outdoors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Hunting Gear and Apparel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eastmeetswesthunt.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: Beau Martonik - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCQJon93sYfu9HUMKpCMps3w⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Partner Discounts and Affiliate Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eastmeetswesthunt.com/partners⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Amazon Influencer Page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.amazon.com/shop/beau.martonik⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investment adviser services are offered through Coho Advisory Services, LLC, a registered investment adviser located in Alaska.  Registration does not imply a certain level of experience or knowledge.  Opinions expressed by Coho Advisory Services, LLC on this show are their own and do not reflect the opinions of Jeff Bynum. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed.  Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm joined by Dr. Heather Hirsch to debunk the persistent myths surrounding hormone replacement therapy and explain why the 2002 Women's Health Initiative data was so widely misinterpreted. We discuss how optimized estrogen, progesterone, and testosterone levels can protect your heart, bones, and brain health, helping you move past "normalized suffering" and into a proactive state of longevity. Whether you are in perimenopause or well past the ten-year window, you'll learn how to navigate personalized dosing and clinical data to reclaim your vitality and extend your health span.Want ad-free episodes? Subscribe to Forever Strong Insider: https://bit.ly/4u5VSReListen to “Women's Health by Heather Hirsch, MD” on all your favorite platforms!Apple Podcasts: https://bit.ly/4l86MlwSpotify: https://bit.ly/4cpmiHuGet Dr. Heather Hirsch's book, “The Perimenopause Survival Guide” here:https://bit.ly/4r2yXUd

Preview for later today: Edmund Fitton-Brown examines Iran's complex ethnic tapestry and the risks of instability or regional intervention if the Islamic Republic's centralized control is broken.1978 SHAH MILITARY CONFRONTS PROTESTS IN TEHRAN

Experts explore the risks of regime change in Iran, citing historical failures and the country's ethnic complexities while considering the role of the exiled monarchy. Guest: Bill Roggio, Edmond Fitton-Brown. 12.1855

Our Chief Fixed Income Strategist Vishy Tirupattur and U.S. Head of Credit Strategy Vishwas Patkar discuss the implications of private credit's exposure to the software industry.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Vishwas Patkar: I'm Vishwas Patkar, Morgan Stanley's U.S. Head of Credit Strategy. Vishy Tirupattur: While potential disruption from AI has been a key driver for markets [in the] last few weeks, the focus of investor agenda has been in the software sector. On today's podcast, we will talk about software in the credit markets and its implications. It's Monday, March 2nd at 10am in New York. Vishwas, let's start by understanding how the exposure in software manifests in the credit markets. How does it compare to software, say, in the equity market? Vishwas Patkar: Yeah, so the software exposure in credit markets is large, and understandably that's why investors are closely watching what's happening with software in the equity market. But what's interesting and important for investors to note is the exposure in credit is very different from what it is in equities. So, for instance, a good chunk of exposure in the credit market is around private issuers. So, we estimate about 80 percent of companies are private in the whole sample set that we looked at. And that's largely a function of the fact that software is not a big part of the more liquid spaces like Investment Grade and High Yield. But it is heavily represented in the more opaque parts of the market, like leveraged loans, CLOs, and, you know, BDCs. So, our analysis found that about 25 percent of BDC portfolios are in software, closely followed by private credit CLOs. And leveraged loan market was about 16 percent. So, that's an important distinction to keep in mind versus the equity market. The second thing I would flag is – because the software sector grew a lot in the loan market through the LBO wave of 2020 and 2021, it has a weaker credit quality skew to it than the overall market. So about 50 percent of borrowers in the sector are rated B - or lower. So, that's the lowest rungs of the rating spectrum. Many of these software deals were underwritten with higher leverage than the broad market. And as a result of that you also have more front-loaded maturities in the sector, which brings the risks of refinancing, if some of this disruption persists. But Vishy, that's a nice segue to you. Over the past couple of years, you looked at the private credit market in depth and that's where I think the exposure we found is the highest in BDCs, you know, which is the public face of private credit. So, in your assessment, what is the risk of software to private credit, given all of the headlines that are popping up? Vishy Tirupattur: Public face of private credit – Vishwas, that's a great line. BDCs – business development corporations for those who are not familiar – are companies that invest in the debt of small and medium sized companies, sourced through non-bank channels. BDCs fund themselves through equity and debt issuance. So, if you look at the portfolios of BDCs to look at their exposure to software, there's a wide variation across the various BDC portfolios. What makes the assessment of these software risks in BDCs challenging is that many of these companies are private companies without the reporting obligations of public companies. So, no earnings reports, no 10-Ks or cues or broadly publicly available financials look at. So, in effect, these companies need to be re underwritten to evaluate which of these companies would be disrupted from AI; and which companies could actually benefit from AI and see their margins expand. So, in the context of BDCs, liability spreads are something we are watching closely. BDC liability spreads have widened but we think more needs to happen there. The clearing levels need to wait for the full resolution of the companies that benefit and that get hurt by disruption that is still awaited. So, we expect credit spreads of BDCs to remain volatile for some time to come. Vishwas Patkar: Okay. So, seems like this is a significant, or at least a non-trivial risk factor for credit markets, given the growth of the sector, leverage, the skew and quality. But Vishy, do you think this could be systemic for risk markets at large? Vishy Tirupattur: So, I do think that this is a significant risk, but I don't think it's a systemic risk. The amount of leverage in BDC is fairly small. About 2x is the kind of leverage. You compare that to the kind of leverage that existed in the financial system before the financial crisis – that's orders of magnitude smaller risk. And also the linkage to the banking system comes through the back leverage provided to the non-bank lenders. But this leverage is substantially risk remote with very high subordination levels. So, my conclusion here is this is a significant risk but not a systemic risk. So let me turn the same question to you, Vishwas. Taking on a sort of historical perspective as well as a macro perspective, how do you see this risk manifesting in the broader credit space? Vishwas Patkar: Yeah, so I would agree with you Vishy, that we need to see a valuation reset. We think spreads should go wider because of disruption concerns, even if they affect a relatively narrow part of the market. But a lot of that's happening against issuance that's rising. But I would say the risk of systemic concerns really emerging is relatively low. if you look at historical cycles where credit has been the weak link in the economy, those are typically characterized by a lot of corporate re-leveraging. So, think about the late 1990s or from 2004 to 2007 or the early 2000-teens. These are all cycles where corporates were being very aggressive, adding a lot of debt. And you know, when the economy slowed, credit became the source of some default and downgrade concerns. We haven't really seen that type of credit cycle play out at all in the past few years. If you look at corporate debt to GDP, for example, it's gone down each of the last five years. Balance sheet corporate leverage has been flat or actually gone lower in spots. M&A activity, which is usually a good indicator of corporate aggressiveness, still remains below trend. So, I think we have had a fairly restrained credit cycle where in place fundamentals are quite strong. And that's why I think the systemic contagion from any credit spread weakness, I think could be relatively muted. Vishy Tirupattur: So, the key takeaway from us is that software and credit is a significant risk but is not quite systemic risk. Thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

In this episode, Jake Stenziano and Gino Barbaro sit down with Evan Holladay, a developer focused on affordable housing. Evan shares how he broke into the industry, the realities of managing complex development projects, and the critical role strong partnerships play in bringing deals to life. The conversation explores the growing demand for affordable housing in the U.S., the financial structure behind these projects, including the use of tax credits, and the many layers involved in navigating approvals and construction. Evan also offers practical advice for investors and developers looking to enter the space while creating meaningful, community-focused impact. Chapters: 00:00 Introduction and Guest Introduction 00:48 Evan's Journey into Affordable Housing 05:09 The Development Process and Challenges 10:28 Understanding Affordable Housing and Tax Credits 15:55 The Buy Right, Operate, Exit Framework 21:11 Partnerships and Risks in Development 22:52 Future of Affordable Housing Development 25:09 Uncovering the Hidden Opportunities in Development 26:54 Financial Rewards and Developer Fees 29:26 Understanding the Long-Term Benefits and Risks 31:05 Navigating the Complexities of Affordable Housing 34:28 Scaling and Systematizing Development Projects 38:38 Lessons Learned from Development Challenges 41:09 Future Opportunities in Affordable Housing 43:02 Logo-animation-JG-New Intro-Sanddunes.mp4   We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk their listeners through how to invest their first $1,000. ---

https://www.youtube.com/watch?v=0mzUUDz14Ac Podcast audio: In this special podcast episode, Yaron Brook and Elan Journo interview Mosab Hassan Yousef, the son of a Hamas founding leader who became one of Israel's most valuable intelligence assets. Raised within the movement, Yousef recounts how his experiences led him to break decisively with Hamas and oppose it at great personal risk. The conversation centers on the ideological nature of Hamas, an aspect often evaded by its apologists. Drawing on firsthand experience, Yousef describes a movement rooted in a culture of sexual repression and the subordination of women. He argues that these are foundational aspects of the religious Islamic ideology that suppresses dissent, encourages mass murder, and brutalizes its own people. One of the most striking aspects of the interview is Yousef's account of the conscious moral choice that guided his transformation: the choice to protect human life. In contrasting Hamas with Israel, he identifies a fundamental difference in values between a movement that glorifies death and a society that values human life. Topics include: Yousef's defection from Hamas; The ideology of Palestinian brutality; Indoctrination in Palestinian society; Palestinians' repeated rejections of peace; Risks of working with Israeli intelligence; October 7; Q&A. This podcast was recorded live on February 18, 2025, and is available on The Ayn Rand Institute Podcast stream. Listen and subscribe wherever you get your podcasts. Watch archived podcasts here. Image credit: Noam Galai / via Getty Images.

Hard to think of a better time to have a Midrats Podcast Free-for-All.2026 continues to produce more content than we know what to do with, but we'll give it our best.Show LinksCENTCOM's Epic Fury Day-1 SummaryLUCAS attack droneIntifada Podcast: Hamas in the U.S.UK gives a nod for base useSal Mercogliano on the Strait of HormuzIsraeli bomb shelter dating appSummaryJoin Sal and Mark as they analyze the recent military operations, geopolitical implications, and strategic considerations surrounding Operation Epic Fury and the broader Middle East tensions. This episode offers in-depth insights into military assets, regional dynamics, and the future of Iran and its neighbors.Chapters00:00: Introduction02:04: Main Focus: Operation Epic Fury and Iran03:07: Details of US Military Assets Used in the Strike06:28: Targeting Command and Control Centers in Iran08:12: Iran's Military Capabilities and Regional Impact09:38: Iranian Public Sentiment and Future Opportunities11:25: Support for Iranian People and Regime Dynamics13:46: Iranian Revolutionary Guard and Sleeper Cells16:52: Impact of Expatriates and International Support18:14: Challenges of Leadership and Control in Iran20:09: Strategic Goals and Limitations of the Operation22:02: Analysis of Military and Political Leadership Decisions25:24: Logistics, Risks, and Future Outlook28:43: Potential for Further Actions and Regional Stability31:17: European and Global Reactions to the Strike34:38: International Responses and NATO's Role37:11: Iran's Response and Proxy Activities41:54: Intelligence, Misinformation, and Media Challenges45:18: Implications for US and Allies' Security49:25: Operational Successes and Future Risks54:31: Technological Innovations and Regional Impact55:57: Humor and Human Element in Military Operations01:00: Conclusion

Hello! Welcome to The Monday Show. Andrew returns from a three week break, as is joined by Sean McCormick. Newcastle United's put in another lacklustre performance at home losing 3-2 to Everton - marking their fifth defeat in the last seven games in the Premier League, and stretching their winless run at home to just under two months. For some this performance against Everton was a double blow - one of the worst of the season but also, a defat that all but ended their Champions League hopes. As always a big thanks to our sponsors NORD VPN and Saily - two products that will enhance your travel abroad. NORD VPN providing the safety and security you need while browsing, and Saily giving you that affordable e-sim and network coverage. You can get discounts by hitting up the links in the description box. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/toon Try it risk-free now with a 30-day money-back guarantee

Krystal is joined by Trita Parsi to discuss the US and Israel war on Iran. Trita Parsi: https://x.com/tparsi?s=20 To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

President Trump announces 'major combat operations' in Iran; Risks for cardiovascular disease in women; Possible threat to the homeland following Iran strikes Learn more about your ad choices. Visit podcastchoices.com/adchoices

President Trump announces 'major combat operations' in Iran; Risks for cardiovascular disease in women; Possible threat to the homeland following Iran strikes Learn more about your ad choices. Visit podcastchoices.com/adchoices

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Why do markets really move — and why do so many experts get it wrong? In this episode, Chris breaks down the truth about market volatility, the myths behind financial news narratives, and the simple reality of buying and selling pressure.More importantly, He examines the major risks being ignored by the business press — from geopolitical tensions and global instability to the market's “flight to safety” signals. Are investors missing the real story behind recent market moves?This commentary explores what drives markets, why media explanations often fall short, and the hidden forces that could shape the financial landscape ahead.

Anthropic's refusal to remove safeguards against mass domestic surveillance and fully autonomous weapons in its interactions with the Department of Defense establishes an explicit boundary on the use of AI in federal contracts. The company cited specific civic and legal risks, emphasizing that current AI systems are not reliable enough for autonomous weapon deployment and warning that government pressure on vendors to bypass statutory constraints poses broader accountability issues. This underscores a shift in liability for MSPs and IT providers—any weakening of safeguards under contract does not eliminate risk but instead transfers possible exposure down the technology supply chain. This position is reinforced by the lack of unconditional trust in military oversight, as highlighted by the Pentagon CTO's remarks, and by clear legal challenges, including violations of the Fourth Amendment and Department of Defense Directive 3000.09. Dave Sobel asserts that professional liability and cyber policies do not typically cover actions undertaken solely at government request where legal limits are breached. This increases the necessity for MSPs and IT leaders to verify that contract language explicitly defines acceptable AI use and to ensure written documentation before government or enterprise client demands arise. Additional analysis includes operational deployments of AI in service and workplace environments. Burger King's AI chatbot, Patty, and ServiceNow's autonomous request resolution underscore the friction between efficiency claims and trust gaps, as evidenced by a YouGov survey that found 68% of consumers lack confidence in AI customer service. Dave Sobel notes that MSP benchmarks tied to vendor ticket closure rates may not reflect real client satisfaction or risk, especially when legal requirements for monitoring and consent are not met. The episode further covers market reactions to speculative reports on AI-driven job displacement, studies demonstrating AI's failure to maintain human-like restraint in conflict scenarios, and IBM's valuation drop due to AI modernization tools. For MSPs and IT decision-makers, the practical takeaway is the need for documented governance, explicit contractual safeguards, and ongoing risk assessments when deploying or recommending AI solutions—particularly in environments where trust, human oversight, and insurability are not yet aligned with technical capability. Three things to know today: 00:00 Anthropic Refuses Pentagon Demands on Surveillance and Autonomous Weapons, Risks Contract 03:40 AI Hits the Human Layer — and Governance, Consent, and Trust Infrastructure Aren't Ready 07:37 AI Moves Markets, Escalates Wars, and Splits Partner Ecosystems — In One Week   This is the Business of Tech.    Supported by:  IT Service Provider University

In this conversation, Dylan Silver interviews Matthew Fornaro, a business law attorney specializing in real estate law. They discuss the increasing regulation in real estate, the importance of legal guidance for investors, and the challenges faced in commercial property transactions. Matthew shares insights on tenant due diligence, the need for proactive legal involvement, and the trends of attorneys investing in real estate. The discussion highlights the complexities of real estate law and the necessity for investors to be well-informed and prepared for potential legal issues.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What happens when systems designed to succeed are actually built to fail? In today's episode, we explore why growth-at-all-costs can undermine even the most well-intentioned organizations.In this episode of The Agent of Wealth, co-host John Williams is joined by Eugene Theodore, strategist, former photojournalist, and author of Built to Collapse, to uncover the hidden forces shaping modern business, innovation, and leadership.In this episode, you will learn:Why hard work alone isn't enough — and how the systems around us often determine success or failure.How innovation and growth can backfire when metrics and incentives aren't aligned with long-term sustainability.The risks of adopting technology trends, like AI, without considering systemic consequences.Three guiding principles — be of service, be sustainable, be of significance — that can help individuals and organizations thrive.And more!Tune in for a thought-provoking conversation on the unseen pressures in business, the consequences of short-term thinking, and practical insights for creating lasting impact in your work and life.Resources:Episode Transcript & Blog | eugenetheodore.com | Built to Collapse | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory CallWant to be a guest on The Agent of Wealth? Send Marc Bautis a message on PodMatch, here: https://tinyurl.com/mt4z6ywc

Jeremy Siegel, Professor Emeritus of Finance at the Wharton School and Senior Economist at Wisdom Tree, analyzes the Supreme Court's ruling on tariffs, the market's resilience amid policy uncertainty, the potential impact of Kevin Warsh as Fed chair, and how geopolitical tensions with Iran could influence interest rates and economic growth. Hosted on Acast. See acast.com/privacy for more information.

Monte Judah analyzes failed US-Iran nuclear talks, massive US military buildup in the region, risks of war with Iran possibly timed around Purim, Tucker Carlson's meeting with Ambassador Huckabee on Zionism and antisemitism, Trump's State of the Union, and biblical perspectives on Israel and current events. Urgent prophetic insights for believers.00:00 - Opening & Shalom Greeting00:45 - Introduction & Date: February 27, 202601:30 - Latest US-Iran Negotiations in Oman03:45 - Why a Deal with Iran is Unlikely05:20 - Risks of Limited Military Strike07:10 - US Naval & Air Assets Positioned (Lincoln, Ford, F-22s, Tomahawks)10:15 - Complications: UK Refusal, Iranian Retaliation Worldwide12:40 - Pentagon Doubts on Toppling Regime14:30 - Protests in Iran & Rumors of Attacks on Leaders16:20 - Nuclear & Supersonic Missile Rumors18:00 - Iranian Drills as Shell Game19:45 - Israel's High Readiness & Potential First Strike21:30 - Purim Connection (March 3, 2026) & AI Attack Predictions23:10 - Tucker Carlson Meeting with Mike Huckabee25:40 - Defending Zionism & Greater Israel Biblically27:20 - Trump's State of the Union & Democrat Response28:50 - Closing Prayer, Call to Action & Shabbat ShalomDiscover trusted Messianic teaching, prophecy updates, and exclusive content at LionandLamb.tv—your source for Monte Judah's insights on current events through a biblical lens. Start your free account today!Explore more from Monte Judah at:https://thegreaterexodus.com/https://www.messianicmarketplace.org/collections/monte-judahhttps://www.lionandlambministries.org/https://www.messianicmarketplace.org/https://www.yavohmagazine.com/Support this vital ministry and help keep these broadcasts going strong—donate now at www.LLGive.com. Thank you for standing with us in these prophetic times!

This episode explores an exciting new way the immune system can be supported using tiny messengers released by natural killer immune cells. These messengers help the body's built-in defense system better spot and remove harmful or worn-out "zombie" cells that drive inflammation and speed up aging. The core idea is simple: help the immune system do its job more effectively, without harming healthy cells. It's cutting-edge science explained in plain language, with big implications for long-term health and resilience.   Key Takeaways To Tune In For: (06:31) – NK Cell Exosomes: Tumor Agnostic Action (12:18) – Risks and Personalized Treatment (17:21) – Integrative Cancer Care and Oncology (21:13) – Patient Selection and Exosome Scarcity (24:44) – Enhancing Treatment: Diet, Hormesis, and Supplements (29:28) – Ongoing Care and Future Applications   Resources talked about in this episode: Websites: https://recellebrate.com/   Social media handles: IG TikTok YouTube LinkedIn  

If you own, fly, buy, or sell a PA-46, you already know this is the topic that never goes away.In this episode, Joe sits down with Kenneth Hale, Director of Maintenance at Casey Aviation Services, and they break down why PA-46 windshields are such a big deal.Here's what we talk about:Why windshield replacements can cost $50,000+ installedWhy they're often on long backorderThe difference between older hot plate systems and newer heated glassWhat Piper's Service Letter 1604 means for your airplaneAmp draw vs. ohm testing (and why it matters)What makes a windshield “airworthy”How a bad logbook entry can affect a saleWhy replacing a PA-46 windshield is such a big maintenance jobIf you're going through a pre-buy, annual, or thinking about selling your airplane, this episode will help you understand what you're really dealing with.Listen in so you're not surprised the next time this “elephant in the room” comes up.M-Class Spring 2026 is approaching, and spots are filling up quickly. Reserve your seat now! https://flycasey.com/m-class/Joe just released his very first book! You can grab your copy of Long Story Short: Stories From a Lifetime in the Cockpit on Amazon: https://a.co/d/4JGtIgq

In episode 147 of The Side Hustle Experiment Podcast  John (https://www.instagram.com/sidehustleexperiment/ ) and Drew (https://www.instagram.com/realdrewd/) talk with Seth ( https://www.instagram.com/checkmate_flips/)Seth shares his journey from selling on Amazon to reselling on eBay, discussing the challenges and successes he has faced along the way. He explores various business models, including real estate and trading, and emphasizes the importance of adapting to market changes. The conversation also delves into the role of AI in business, the significance of building skills, and the potential for future growth in reselling. Checkmate Flips encourages listeners to embrace the entrepreneurial spirit and explore diverse avenues for income generation.Don't forget to Like, Subscribe, and hit the bell so you don't miss future episodes with top entrepreneurs and creators.Chapters00:00 Introduction to Checkmate Flips02:35 Transitioning from Amazon to eBay Reselling05:31 Exploring the Reselling Process07:59 Real Estate Ventures and Lessons Learned10:27 Navigating the World of Options Trading13:02 Shifting Strategies in Investing16:01 Current Reselling Strategies and Future Outlook18:22 Long-Term Goals and Business Growth29:05 Managing Risks in Reselling31:08 Effective Communication Strategies for Negotiation34:37 Cash Transactions and Payment Preferences36:55 Identifying Profitable Items to Resell39:05 Shipping Challenges and Solutions44:49 Understanding the Risks of High Ticket Items48:16 Balancing Risk and Reward in Reselling49:45 Inventory Management and Sales Strategies54:05 Starting Fresh: Embracing New Opportunities55:09 Navigating Digital Offers: Strategies for Success57:26 Identifying Niche Markets: Finding Your Audience01:00:22 The Power of AI in Marketing: Leveraging Technology01:02:14 Creating Personalized Software: The Future of Automation01:04:49 Exploring AI's Role in E-commerce: Enhancing Listings01:07:11 Understanding AI Limitations: Context and Memory01:12:04 The Future of AI: Opportunities and Challenges01:14:20 Building Wealth: The Importance of Offers and Traffic#makemoneyonline #sidehustleexperimentpodcast #sidehustles Follow us on Instagram: https://www.instagram.com/sidehustleexperimentpodcast/ Listen on your favorite podcast platformYoutube: https://bit.ly/3HHklFOSpotify: https://spoti.fi/48RRKcPApple: https://apple.co/4bmaFOk Check out Drew's StuffInstagram: https://www.instagram.com/realdrewdTwitter: https://twitter.com/DrewFBACheck out John's StuffInstagram: https://www.instagram.com/sidehustleexperiment/Twitter: https://twitter.com/SideHustleExp FREE ResourcesFREE Guide: How to Make Money Reviewing Products https://bit.ly/3HIGFSP

This month we are delighted to be in conversation with Thomas Reuter, a Professor at the Asia Institute of The University of Melbourne. His research focuses on transformative social change, food systems, and transitions to sustainability in Asia and beyond. He is on the board of the World Academy (WAAS) and serves as the Chair of the Existential Threats and Risks to All InfoHub (EXTRA). In this conversation we learned about Thomas' academic development and how he got interested in extractivism as a concept. Thomas has worked extensively in Indonesia, especially looking at the food systems and the devastating effects of plantation agriculture. Thomas gives us some insight into the enduring colonial legacy in modern extractivist ventures. We started the conversation learning about the changes in Indonesia over the past several decades, from the dominance of subsistence agriculture to “modern” monocultural agriculture. The knock-on effects from this “development” extend to land use, health, labor relations, and the rise of cash economies, among many others. We discussed the role of consumption and our societal values and their environmental impact. Join us for this wide-ranging and insightful conversation!! Want to learn more about Thomas's academic work and engagement? See: His ResearchGate Profile and His LinkedIn Want to learn more about his work at the World Academy? Check out the EXTRA website.Want to check out the webinar co-hosted by EXTRA and EXALT, “Is Extractivism a Prime Cause of the Polycrisis?” You can find it on the EXTRA YouTube channel.

⭐ INTERESTED IN FRANCHISE OWNERSHIP? Schedule a call with one of our coaches today!  https://www.francoach.net/ 

In this episode of the Gladden Longevity Podcast, Dr. Jeffrey Gladden sits down in person with fitness and nutrition expert Autumn Calabrese to unpack the full truth about GLP-1 agonists. With millions of people jumping on semaglutide, tirzepatide, and soon retatrutide, the conversation most doctors aren't having is about what's actually happening inside the body while the scale goes down. Dr. Gladden breaks down how GLP-1s suppress hunger, slow metabolism, and trigger muscle wasting when used without proper diagnostics or a supporting protocol. He explains the critical differences between GLP-1s, GLP-2s, and GLP-3s, reveals why the ghrelin rebound causes most people to regain everything they lost, and shares the strategies he uses in his practice to help patients lose fat while protecting lean tissue. From the 5-day fasting mimicking diet to natural GLP-1 boosters like metabolic probiotics and calocurb, this episode lays out a smarter, more sustainable path to optimizing body composition. Whether you're considering a GLP-1, already on one, or looking for alternatives, this is the conversation that could change your entire approach. For Audience • Use code 'Podcast10' to get 10% OFF on any of our supplements at https://gladdenlongevityshop.com/!  • Subscribe to the Gladden Longevity Newsletter for the latest on longevity medicine, peptide protocols, and hormone optimization → https://start.gladdenlongevity.com/subscribe • Ready to find out what's really going on inside your body? Book a call with the Gladden Longevity team → https://start.gladdenlongevity.com/apply-now Takeaways • Peptides are signaling partners, not substitutes for the work your body needs to do.  • GLP-1s were designed for diabetics and metabolic syndrome, not casual weight loss. • GLP-1s decrease energy expenditure while GLP-3s (retatrutide) increase it. • Many GLP-1 users are losing muscle mass instead of fat without realizing it. • The ghrelin rebound after stopping a GLP-1 drives appetite higher than before while metabolism stays slower. • A fasting blood sugar and hemoglobin A1C alone are not enough to understand your metabolic health. • A two-hour glucose tolerance test with an insulin curve reveals insulin resistance most doctors completely miss. • The 5-day fasting mimicking diet resets ghrelin, taste buds, gut biome, and leptin sensitivity without destroying muscle. • You can boost your body's own natural GLP-1 production through the right probiotics and bitter receptor activation. • Weight gain is not always an appetite problem. Thyroid dysfunction, declining sex hormones, and missing micronutrients can all be the real driver. • Sex hormone optimization during perimenopause and andropause is critical for maintaining body composition. • Willpower never wins long term. Systems and environment design are what create durable results.    Chapters 00:00 Introduction and Welcome with Autumn 00:44 What Is a Peptide and How Peptides Work in the Body 03:07 BPC-157 and the Pharma Model vs. Peptide Signaling 05:00 You Can't Out-Peptide Bad Habits 06:31 What Is a GLP-1 and How It Affects Your Brain and Gut 08:57 GLP-1s Were Designed for Diabetics Not Weight Loss 09:40 GLP-2 Tirzepatide and GLP-3 Retatrutide Explained 11:00 Why Retatrutide Increases Energy Expenditure While GLP-1s Decrease It 12:00 The Muscle Mass Crisis on GLP-1s 14:06 The Patient Who Lost 20 Pounds of Pure Muscle 15:00 Protecting Muscle with Perfect Aminos and Creatine 17:00 Autumn's Personal Supplement Stack for Training 19:00 Food Noise Ghrelin and the Appetite Rebound 21:18 The 5-Day Fasting Mimicking Diet as a Metabolic Reset 23:00 Building Your Own Natural GLP-1 Production 25:00 The Glucose Tolerance Test Most Doctors Never Run 28:30 Risks of GLP-1s Pancreatitis Thyroid Tumors and Unsupervised Use 29:50 Microdosing GLP-1s in Perimenopause 30:30 Calocurb the Natural Appetite Suppressant from Hops 32:00 Sex Hormone Optimization for Body Composition 35:00 Resting Metabolic Rate Testing and Hidden Thyroid Dysfunction 38:00 Autumn's Hormone Health Program and Real Results 39:30 Willpower vs Systems and Architecting Your Environment 41:30 Bio-Individuality and Why Someone Else's Plan Won't Work for You 43:00 The Power of Diagnostics and Understanding Your Genetics  To learn more about Autumn: Instagram: @autumncalabrese Reach out to us at: Facebook: https://www.facebook.com/Gladdenlongevity/ Instagram: https://www.instagram.com/gladdenlongevity/?hl=en LinkedIn: https://www.linkedin.com/company/gladdenlongevity YouTube: https://www.youtube.com/channel/UC5_q8nexY4K5ilgFnKm7naw   Gladden Longevity Podcast Disclosures Production & Independence The Gladden Longevity Podcast and Age Hackers are produced by Gladden Longevity Podcast, which operates independently from Dr. Jeffrey Gladden's clinical practice and research at Gladden Longevity in Irving, Texas. Dr. Gladden may serve as a founder, advisor, or investor in select health, wellness, or longevity-related ventures. These may occasionally be referenced in podcast discussions when relevant to educational topics. Any such mentions are for informational purposes only and do not constitute endorsements. Medical Disclaimer The Gladden Longevity Podcast is intended for educational and informational purposes only. It does not constitute the practice of medicine, nursing, or other professional healthcare services — including the giving of medical advice — and no doctor–patient relationship is formed through this podcast or its associated content. The information shared on this podcast, including opinions, research discussions, and referenced materials, is not intended to replace or serve as a substitute for professional medical advice, diagnosis, or treatment. Listeners should not disregard or delay seeking medical advice for any condition they may have. Always seek the guidance of a qualified healthcare professional regarding any questions or concerns about your health, medical conditions, or treatment options. Use of information from this podcast and any linked materials is at the listener's own risk. Podcast Guest Disclosures Guests on the Gladden Longevity Podcast may hold financial interests, advisory roles, or ownership stakes in companies, products, or services discussed during their appearance. The views expressed by guests are their own and do not necessarily reflect the opinions or positions of Gladden Longevity, Dr. Jeffrey Gladden, or the production team. Sponsorships & Affiliate Disclosures To support the creation of high-quality educational content, the Gladden Longevity Podcast may include paid sponsorships or affiliate partnerships. Any such partnerships will be clearly identified during episodes or noted in the accompanying show notes. We may receive compensation through affiliate links or sponsorship agreements when products or services are mentioned on the show. However, these partnerships do not influence the opinions, recommendations, or clinical integrity of the information presented. Additional Note on Content Integrity All content is carefully curated to align with our mission of promoting science-based, ethical, and responsible approaches to health, wellness, and longevity. We strive to maintain the highest standards of transparency and educational value in all our communications.

Cuban officials say four people were killed off the coast of Cuba after opening fire on Cuban Border Patrol from a speedboat. Several other people were arrested. Officials say everyone on the speedboat were Cuban nationals living in the U.S. Nancy Cordes reports. There are safety concerns for some popular spring break destinations amid unrest that erupted in Mexico this week and rising measles cases in parts of the U.S. Cristian Benavides reports. Author and social psychologist Jonathan Haidt discusses the impact of the legal cases underway alleging social media platforms are designed to be addictive and can be harmful to minors. Haidt says he wants parents and kids to "reclaim childhood in the real world." You can purchase Haidt's book, "The Amazing Generation: Your Guide to Fun and Freedom in a Screen-Filled World," by clicking here: https://amzn.to/4rWLVUe In the premiere of "Survivor 50," contestant Jenna Lewis-Dougherty was voted out at the first trial council. But in a surprise, castaway Kyle Fraser was also eliminated after hurting his achilles tendon during the immunity challenge. Lewis-Dougherty and Fraser speak to "CBS Mornings" about their experience on the show and how they've been changed by the game. Jacob Tierney, the creator, writer, director and executive producer of "Heated Rivalry," and Brendan Brady, who is also an executive producer on the show, speak to "CBS Mornings" about the success, why it resonates with a diverse group of people and what to expect from its second season.Songwriter Diane Warren has written songs for legendary singers and earned 17 Oscar nominations over her career. In the "CBS Mornings" series "Note to Self" she speaks to her 13-year-old self, reflecting on the challenges she's faced and her resilience. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The episode's central development is the ongoing dispute between the U.S. Department of Defense and Anthropic regarding Pentagon demands for unrestricted access to Claude, Anthropic's AI model. According to Dave Sobel, the Pentagon has threatened to sever ties or invoke the Defense Production Act if the company does not comply, seeking capabilities that Anthropic argues may be illegal—specifically mass surveillance without warrants and autonomous weapons systems without human control. This move exposes Managed Service Providers (MSPs) serving defense contractors to unpredictable legal, operational, and compliance risks embedded in their AI workflows. The analysis highlights that a commercial AI provider's acceptable use policy now intersects directly with national security policy, and even partial vendor compliance can trigger regulatory or legal instability for dependent organizations. For MSPs, this means that building service offerings on AI infrastructures without clear fallback strategies or documented policy change clauses can lead to unmanageable risk and liability in the event of provider or legal regime shifts. Dave Sobel stresses that failing to address policy volatility as part of a managed service amounts to underwriting geopolitical risk without compensation. Other notable developments include the passage of the Small Business Artificial Intelligence Advancement Act, federal cybersecurity resource contraction as CISA operates with 38% staffing after layoffs, and heightened uncertainty around cloud infrastructure due to Microsoft's Azure Local “air-gapped” offering not wholly mitigating U.S. CLOUD Act exposure. Vendor news covered new AI-powered compliance features from Compliance Scorecard (version 10) and Beachhead Solutions (ComplianceEZ 2.0), Apple's accelerated retirement of Rosetta 2 translation technology, a Microsoft 365 Copilot DLP change, and continued fallout from VMware's acquisition by Broadcom, which has led to ongoing cost and trust challenges for cloud and infrastructure partners. The episode's clear implications for MSPs and IT providers are operational. Service catalogs and statements of work should actively address AI provider liability, dependency exit planning, and degraded federal cybersecurity support. Without scheduled and documented compatibility and risk reviews, MSPs absorb hidden exposure into their margins. Vendor stability can no longer be assumed, and proactive policy, renewal intelligence, and transparent advisory sessions are now required to avoid unplanned liability, budget crises, and damaged client trust. Four things to know today 00:00 Pentagon Threatens Anthropic Over Claude Access, Demands Autonomous Weapons Use 04:31 CISA Cuts, Azure Sovereignty Push Signal End of Federal MSP Safety Net 06:56 AI Compliance Tools Flood Market as MSPs Face Validation Gap 09:54 86% of Firms Cutting VMware Ties as Broadcom Renewal Costs Loom   This is the Business of Tech.    Supported by: Small Biz Thoughts Community

In this episode, President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss how dividends, margin usage, stock options, and certain market transactions can significantly impact tax outcomes. While these strategies can enhance income and portfolio flexibility, they also introduce nuanced tax rules that investors must understand to avoid unintended consequences.Paul and Jordan explain the importance of qualified dividend treatment, how margin can alter tax classification, and why timing matters when purchasing dividend paying stocks, ETFs, or mutual funds. They also cover alternative minimum tax considerations related to incentive stock options and highlight the risks of concentration in high dividend stocks.This episode reinforces the need for disciplined planning, careful coordination with tax professionals, and a long term perspective when implementing dividend and option strategies.In this episode: ● The difference between qualified and ordinary dividend treatment ● How margin usage can affect dividend tax status ● Holding period requirements for favorable dividend taxation ● Dividend timing considerations for stocks, ETFs, and mutual funds ● Alternative minimum tax exposure with incentive stock options ● Risks of concentrating in high dividend paying companies ● Why protecting after tax returns requires careful planningThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

When a former CIA officer and the ex-Chief of MI6 agree something is coming — pay attention. This week, Sir Richard Dearlove, former Chief of MI6, and guest co-host Baroness Ayesha Hazarika are joined by Mike Baker, a former CIA covert operations officer with nearly two decades running intelligence operations in the world's most hostile environments. Together, they give an unvarnished assessment of the three crises dominating global affairs right now: whether US military action against Iran is imminent and what it would actually target; why Putin has little incentive to end the war in Ukraine and what could change his calculus; and why Cuba, just 90 miles from Florida, may be closer to collapse than anyone is reporting. Hosted by Sir Richard Dearlove (former MI6 Chief) and guest co-host Baroness Ayesha Hazarika (House of Lords). Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Life of a CISO, Dr. Eric Cole sits down with cloud and AI expert Matt Lea to unpack the real risks and opportunities shaping cybersecurity today. They dive into AWS outages, cloud resiliency strategies, and how organizations should think about redundancy instead of blindly trusting a single provider. The conversation explores how CISOs can balance cost versus risk when designing cloud architectures and why insider issues, burnout, and knowledge silos often pose bigger threats than external attackers. Matt shares practical insights on AWS AI tools like Bedrock and SageMaker, when to adopt them, and how AI is changing cloud operations at scale. The episode also covers startup lessons, building resilient teams, and the importance of documenting knowledge to avoid single points of failure. Plus, they discuss Cloud War Games, a hands-on approach to training teams under real outage scenarios. If you're a security leader, cloud architect, or technologist navigating AI and cloud transformation, this episode delivers actionable guidance on building resilient systems, managing risk, and preparing for the next wave of cyber challenges.  

In today's episode, Aaron Mulvihill, Global Alternatives Strategist, is joined by Brian Coleman, Co-Head of Investments for the Private Credit Solutions Group within J.P. Morgan Asset Management, to dive into private credit, an asset class that continues to be popular with investors due to its yield pick-up compared to traditional fixed income. However, private credit does not come without risk. They discuss some of these risks in certain sectors, as well as the outlook for private credit and opportunities outside of direct lending. Watch the video version on YouTube.  Resources: For more resources on Alternatives, visit our Guide to Alternatives and Principles of Alternatives Investing Listen to the audio version of the Alternative Realities podcast: Apple Podcasts | Spotify

The latest North State and California news on our airwaves for Thursday, Feb. 26, 2026.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Let's talk about Polio making a comeback, Trump, Measles, rates, and risks....

Gestational diabetes (GDM) is one of the most common reasons families are advised to plan for an early birth. But what does the evidence actually say about induction for GDM? Does it lower the risk of Cesarean? Prevent big babies? Reduce stillbirth? Or does the timing matter more than the induction itself? In this episode, Dr. Rebecca Dekker and Dr. Morgan Richardson Cayama walk through the updated research on induction for gestational diabetes. You'll learn how outcomes differ before 39 weeks, between 39–40 weeks, and after 41 weeks, and why blood sugar control (diet-controlled versus medication-controlled GDM) can change the conversation entirely. They also review what major professional organizations recommend and discuss the role of extra fetal monitoring in the third trimester. Most importantly, they talk about informed consent, respectful maternity care, and how to navigate conversations if you're feeling pressure to schedule an induction. (00:02:40) Background & research update (00:05:34) What is GDM? Risks & induction rates (00:08:34) Research challenges & study limitations (00:15:36) Timing of birth: 38, 39, 40+ weeks (00:19:26) Big babies & health risks (00:24:27) Professional guidelines (ACOG, NICE, SOGC) (00:27:14) Birth before 41 weeks: common recommendation (00:27:54) Extra fetal monitoring in late pregnancy (00:32:49) Navigating pressure & informed consent View the full list of references here. Resources Read the updated Evidence on: Induction for Gestational Diabetes: ebbirth.com/inducingGDM Get the free respectful care handout: ebbirth.com/369 Grab your Pocket Guide to Labor Induction here. EBB 370 - Updated Evidence on Diagnosing Gestational Diabetes

How to Master 1031 Exchanges for Hunting Land | 100% Wild Podcast Ep. 463 In the fourth and final podcast of our Cultivating Value series, Matt Drury and Tim Kjellsvik sit down with Joe Dierker, owner of First Harvest Land Exchange, to demystify the most powerful financial tool for landowners: the 1031 Exchange. While Episode One touched on financing, this episode dives deep into the high-stakes world of tax deferral strategies and building long-term wealth through real estate. Joe explains the "make or break" mechanics of using a Qualified Intermediary (QI) to avoid the "constructive receipt" of funds, which can instantly blow up your exchange and trigger a massive tax bill. Whether you are a first-time flipper or looking to secure a "forever farm" legacy, you will learn the critical differences between long-term capital gains, short-term marginal rates, and how the step-up in basis can benefit your heirs. The conversation pulls back the curtain on the rigid timelines that govern these deals, including the 45-day identification window and the 180-day completion deadline. Joe reveals expert tips on the Three-Property Rule, why you must exchange for equal or greater value and equity, and how "mortgage boot" can lead to unexpected tax liabilities. We also tackle complex scenarios like reverse 1031 exchanges, carving out primary residences under Section 121, and navigating the "Ozarks Condo" trap. This series finale provides the ultimate masterclass in financial literacy for the modern hunter and land investor. 00:00:00 – Intro to the podcast 00:04:00 – What is a 1031 Exchange? Tax deferral vs. tax-free  00:07:15 – Long-Term vs. Short-Term: Understanding capital gains brackets  00:13:30 – The 12-Month Rule: Staying eligible for long-term treatment  00:15:30 – Value vs. Equity: The "Pickup Truck" debt analogy  00:18:55 – Mixed-Use Property: Carving out cabins and primary residences  00:25:20 – Don't Blow It! The danger of constructive receipt of proceeds  00:28:15 – The 45-Day Identification Window: Hard deadlines explained 00:30:50 – Identification Strategies: The Three-Property Rule vs. 200% Rule  00:36:10 – The Legacy Play: Automatic step-up in basis for heirs  00:52:15 – Reverse 1031 Exchanges: Buying before you sell 01:01:10 – Identifying without a contract: Risks and technicalities  01:04:10 – Understanding "Mortgage Boot" and taxable cash-out 01:10:45 – Pop Quiz: Key tax distinctions in land purchasing For more information on Buck Land Funding. Please contact Shawn Ryan (610) 909-9073  https://www.firstbankers.com/bucklandfunding Join the Rack Pack Facebook Group :   / n73gskjt7bfb2ngc   Get ahead of your Game with DeerCast available on iOS and Android devices App Store: https://itunes.apple.com/us/app/deerc... Play Store: https://play.google.com/store/apps/de... Don't forget to stock up for your next hunt! 1st Phorm has you covered! Protein Sticks: https://1stphorm.com/products/protein... Level-1 Bars: https://1stphorm.com/products/level-1... Energy Drinks: https://1stphorm.com/products/1st-pho... Hydration Sticks: https://1stphorm.com/products/hydrati... Send us a voice message on Speakpipe! https://www.speakpipe.com/100PercentW... For exciting updates on what's happening on the field and off, follow us on social Facebook:   / officialdruryoutdoors   Instagram: @DruryOutdoors X:  @DruryOutdoors  Be sure to check out http://www.druryoutdoors.com for more information, hunts, and more! Music provided by Epidemic Sound http://player.epidemicsound.com/ #dodtv

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Melanye “Dr. Mac.” Maclin joins Rushion McDonald to discuss the serious health risks associated with hair relaxers, permanent dyes, and synthetic braids—particularly among Black women. Drawing from over 25 years of research and patient experience, she explains how chemicals used in these products absorb through the scalp, disrupt hormones, and significantly increase the risks of breast cancer, ovarian cancer, uterine cancer, early puberty, fibroids, and infertility. The conversation also highlights systemic resistance from the beauty industry, government agencies, and even consumers themselves—primarily due to financial incentives and lack of awareness. Dr. Mac advocates for safer hair practices, increased education, and protective measures to reduce exposure. She also discusses her pioneering internal hair‑health supplements, Bella Nutri, for women (2004) and men (2008), and how she helped introduce the U.S. market to nutritional hair support long before it was mainstream. Purpose of the Interview The purpose of the interview is to: 1. Educate listeners about the hidden health dangers …of chemical hair treatments including relaxers, permanent dyes, and synthetic hair containing benzene. 2. Advocate for informed hair‑care decisions Dr. Mac wants women—especially Black women—to understand how beauty practices impact long‑term health. 3. Encourage the beauty industry to adopt safety protocols Such as scalp protection, warning labels, and honest communication about risks. 4. Highlight Dr. Mac’s work and products Including her Bella Nutri supplements and educational platforms (Ask Dr. Mac). 5. Empower parents to protect children By avoiding chemical treatments on young girls whose bodies are especially vulnerable. Key Takeaways 1. Chemical relaxers and permanent hair dyes are strongly linked to increased cancer risks. Permanent dyes raise the risk of breast, uterine, and ovarian cancer. Black women exhibit a 45% increased risk of breast cancer when using permanent dyes. Combining dyes with relaxers significantly compounds the danger. 2. The danger comes from chemical absorption into the scalp. Relaxer chemicals include sodium, calcium, guanine, and lithium hydroxide. These chemicals burn through the scalp, entering the bloodstream and disrupting hormones, leading to early puberty, fibroids, infertility, and cancer. 3. Synthetic braiding hair contains benzene—a carcinogen. Benzene exposure affects both the stylist and the client. Risks include lung cancer and leukemia. 4. The beauty industry resists change because of profit. Salons rarely display warnings because “it affects business.” The relaxer–damage→hair‑loss→extensions cycle creates a lucrative revenue loop. 5. Children are especially vulnerable to chemical exposure. Relaxers on children under 10 can cause: early puberty fibroids infertility early hysterectomies increased cancer risk Dr. Mac advises never relaxing a child’s hair, but if done, the product must stay on no more than 5–10 minutes with complete scalp protection. 6. Scalp protection is essential for anyone still using relaxers. Use petroleum jelly over the entire scalp, not just the hairline. This reduces chemical absorption during both application and rinsing. 7. Dr. Mac pioneered the U.S. hair‑supplement industry. Developed Bella Nutri after research with a Finnish company (Scalp). Initially dismissed as a “witch doctor,” but now the hair‑supplement market is mainstream. 8. She refuses to participate in relaxer‑related lawsuits. Because she has warned people for 20+ years, she cannot ethically testify for those who ignored repeated warnings. Notable Quotes On the impact of chemicals: “The chemicals burn through the scalp… getting into the main bloodstream and causing hormone disruption.” On the increased cancer risk: “African‑Americans have a more than 45% increased risk when we use permanent hair dyes.” On synthetic braids: “As long as that synthetic hair is on her head, she is breathing in benzene.” On industry pushback: “People are about the green‑eyed devil called money.” On relaxing children’s hair: “Hopefully a mother doesn’t take her child to get a relaxer.” “Hair chemicals can lead to early puberty, fibroids, infertility, even hysterectomies before age 40.” On the vicious cycle of damage and profit: “It’s a 360‑degree money‑making cycle.” On caring more than her patients: “I feel like I’m caring more about someone’s health than they are caring about their own.” On pioneering supplements: “Hair and skin are internal organs—they manifest externally.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Pregnancy over 40 is often surrounded by fear, but the real story is more nuanced than most women are told.In Part 2 of our Over 40 series, we break down what actually matters when considering pregnancy later in life, including medical risks, lifestyle factors, birth decisions, and even the surprising benefits of having babies in your 40s.If you've been labeled “advanced maternal age,” feeling pressure about timing, or wondering whether it's too late to grow your family, this episode offers an evidence-based and compassionate perspective.In this episode, we discuss:✔️ Induction pressure and spontaneous labor after 40✔️ How to evaluate pregnancy risks realistically✔️ Miscarriage and chromosomal risk explained simply✔️ When shorter age gaps may make sense biologically✔️ The truth about twins and fertility after 40✔️ Longevity myths — why later fertility may signal better health✔️ Breastfeeding, family planning & timing decisions✔️ Breast cancer risk reduction linked to pregnancy and nursing✔️ Lifestyle factors that matter most in pregnancy after 40✔️ Preconception health, nutrition, and exercise recommendations00:00 Trailer + Podcast Intro01:45 Episode Begins — Pregnancy & Birth Over 40 Overview02:13 Why More Women Are Having Babies After 4003:55 Advanced Maternal Age: What Actually Matters06:02 Chromosomal Risks Explained (Down Syndrome & Testing)08:00 NIPT Testing — Pros, Cons & When It Makes Sense10:14 Twin Pregnancy Risk After 4013:27 Miscarriage Statistics by Age16:54 Pregnancy Complications Over 40 (Hypertension & Preeclampsia)19:35 Placenta Previa Risk Factors21:35 Gestational Diabetes & Lifestyle Factors23:30 Growth Restriction & Paternal Health Influence24:58 Preterm Labor Risk25:47 Stillbirth Risk — What the Numbers Really Mean28:02 Induction & Cesarean Rates After 4030:35 Medical System vs Physiological Birth DiscussionPregnancy outcomes are influenced by far more than age alone: metabolic health, lifestyle, and individualized care play a major role. Whether you're trying to conceive, are currently pregnant, or are simply exploring your options, this episode aims to replace fear with clarity.Watch Part 1 of this series HEREOther Resources Mentioned:Dr. Morgan's 6 Week Pregnancy CallEpisode #31 The Power of ProgesteroneEpisode #150 Everything You Were Never Taught About The PlacentaEpisode #113 Breastfeeding and TTCFind more from Dr. Leah:Dr. Leah Gordon | InstagramDr. Leah Gordon | WebsiteWomanhood Wellness | WebsiteFind more from Dr. Morgan:Dr. Morgan MacDermott | InstagramDr. Morgan MacDermott | WebsiteUse code HEALTHYMOTHER and save 10% at FondUse code HEALTHYMOTHER and save 15% at RedmondFor 20% off your first order at Needed, use code HEALTHYMOTHERSave $260 at Lumebox, use code HEALTHYASAMOTHER

Pool Pros text questions herekeywordsAquatics, Program Directors, Leadership, Communication, Emergency Preparedness, Delegation, Myths, Burnout, Learning Opportunities, Professional DevelopmentsummaryIn this episode, Natalie Hood engages with Cara Green, the Aquatics Program Director at the University of Houston, to discuss the often misunderstood role of aquatics directors. They explore the journey into aquatics, the myths surrounding the profession, the importance of delegation, communication skills, and emergency preparedness. Cara emphasizes the need for setting boundaries to prevent burnout and encourages listeners to embrace learning opportunities and not fear failure.takeawaysAquatics Program Directors play a crucial role in managing aquatic facilities.Delegation is essential for effective leadership and team growth.Mistakes should be viewed as learning opportunities rather than failures.Strong communication skills are vital for successful aquatics management.Emergency preparedness is a key responsibility of aquatics directors.Setting boundaries is important to prevent burnout in the aquatics industry.Continuous learning and development are necessary for professional growth.Hard conversations are part of leadership and should not be avoided.Understanding and addressing myths about aquatics can improve the profession's image.Embracing failure as a part of the learning process is essential for success.Sound Bites"Delegation is key to success in leadership.""Mistakes are opportunities for growth.""Protect your peace and personal time."Chapters00:00Introduction to Aquatics Program Directors00:29Busting Myths: It's Just a Summer Job11:55Understanding Codes and Compliance20:26Handling Emergencies: The Role of Aquatics Directors35:23Advice for Aspiring Aquatics Professionals Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

In this expansive and deliberately contrarian episode, Jesse takes on annuities—not with a sales pitch or a blanket dismissal, but by putting them under a rigorous planning lens rooted in risk, probability, and real retirement outcomes. He begins by laying out what annuities actually are, clearly separating fixed annuities from their variable cousins, and explaining why high fees, capped upside, illiquidity, and poor expected returns make most annuity products deeply unattractive. From there, Jesse zeroes in on the one annuity type he considers intellectually defensible in narrow circumstances: the single premium immediate annuity (SPIA), framing it not as an investment but as insurance against longevity and sequence-of-returns risk. The heart of the episode introduces the concept of ergodicity and uses vivid examples to show how retirement planning is fundamentally non-ergodic, dominated by tail risks, bad timing, and one irreversible life path. Through this lens, annuities are reframed as a tradeoff: a high probability of modest financial loss in exchange for protection against a low-probability but catastrophic retirement failure. Jesse closes by emphasizing that annuities, when used correctly, dull both the upside and the downside—reducing the chance of ruin at the cost of lower lifetime wealth—and that whether that trade is worth making depends not on averages or rules of thumb, but on an individual's specific risks, values, and tolerance for uncertainty. Key Takeaways: • Most annuities are expensive, illiquid, and poorly designed. Annuities are insurance products, not investments. • SPIAs are the simplest and most transparent annuity structure. SPIAs insure against longevity and sequence-of-returns risk. • Retirement planning is a non-ergodic problem. Average outcomes do not reflect individual retiree experiences. • Monte Carlo averages can hide catastrophic failures. • Annuities pool longevity risk across many people. Most annuity buyers will "lose" financially on average. • The annuity decision is a personal risk-management choice, not a math trick. Key Timestamps: (01:39) – Diving into Annuities (07:39) – Understanding Variable and Fixed Annuities (15:38) – Risks and Protections of Annuities (19:58) – Single Premium Immediate Annuities (SPIAs) (26:24) – Understanding Ergodic Systems (30:36) – The 4% Rule and Sequence of Returns (34:44) – Tail Risks and Longevity in Retirement (46:52) – The Role of Annuities in Retirement Planning Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://www.fortunesandfrictions.com/post/one-in-a-quadrillion https://bestinterest.blog/e127/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

In this episode, Ryan Quirk from Sparrow Risk Group discusses the various risks and threats businesses face today, particularly in the realm of cybersecurity. He shares insights from his extensive background in risk management and law enforcement, emphasizing the importance of understanding both threats and vulnerabilities. Ryan highlights the growing issue of business email compromise and social engineering attacks, providing practical advice for business owners to protect themselves. He also discusses the innovative programs Sparrow Risk Group is developing to enhance security for clients.takeawaysRyan Quirk has a diverse background in risk management and law enforcement.Sparrow Risk Group focuses on holistic risk mitigation rather than just security.Emotional reactions can cloud judgment in crisis situations.Predictions for 2023 included geopolitical conflicts and shifts in technology.Business email compromise is a significant threat to businesses.Social engineering exploits trust and urgency to manipulate individuals.Cybersecurity measures can be affordable and effective for businesses.Understanding vulnerabilities is key to mitigating risks.The importance of taking a moment to assess threats before reacting.Sparrow Risk Group is developing new programs to enhance client security.keywords: risk management, cybersecurity, business threats, social engineering, email compromise, security solutions, risk mitigation, Ryan Quirk, Sparrow Risk Group, business protection

The primary focus of today's EM Morning Brief is the juxtaposition of hazardous winter travel conditions in parts of the Great Lakes and Northeast against an elevated wildfire risk across the High Plains and South Central states. We commence our discussion by highlighting the National Weather Service's acknowledgment of gusty winds and exceedingly low humidity, which significantly heighten the potential for rapid grass fire spread. Concurrently, we address the implications of ongoing winter weather, particularly in the Northeast, where light snowfall and refreezing have engendered treacherous road conditions and black ice. Furthermore, we examine the severe wildfire activity within Big Cypress National Preserve in Florida, which has necessitated area closures due to smoke impacts. Additionally, we note the operational constraints faced by the Federal Emergency Management Agency amidst a funding shutdown, which limits its capacity to respond effectively to these unfolding crises.Takeaways:* The current hazardous winter travel conditions are primarily affecting the Great Lakes and Northeast regions.* Elevated wildfire risks persist in the High Plains and South Central states due to low humidity and strong winds.* The ongoing winter storm recovery efforts in California involve coordination for sheltering and essential services.* Florida's Big Cypress National Preserve is experiencing significant wildfire activity impacting air quality and local access.* The National Weather Service has issued multiple red flag warnings highlighting the potential for rapid wildfire spread.* The overall travel conditions across various states are complicated by winter weather and the risk of black ice.Sources[Cal OES | https://www.wildfirerecovery.caloes.ca.gov/][NWS | https://www.weather.gov/][AP | https://apnews.com/article/bd0e342070154e27dff32d805ab2ba46][NPS | https://www.nps.gov/bicy/learn/news/wildfire-update-big-cypress-national-preserve.htm][NPS Alerts & Conditions | https://www.nps.gov/bicy/planyourvisit/conditions.htm][Big Rapids News | https://www.bigrapidsnews.com/news/article/michigan-clipper-snow-tonight-february-24-21938701.php][KOKH/OKC Fox | https://okcfox.com/news/local/oklahoma-emergency-operations-center-remains-active-as-wildfires-impact-the-state-statewide-burn-ban-relief-donations-charity-damages-ranchers][NWS Fire Weather | https://www.weather.gov/fire/][Texas A&M Forest Service | https://tfsweb.tamu.edu/wildfire-and-other-disasters/current-wildfire-status/][NWS Red Flag Warning Summary | https://www.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=red+flag+warning][MySA | https://www.mysanantonio.com/news/austin/article/i35-grass-fire-21939119.php] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

In this episode of the Level Up Claims Podcast, host Galen Hair sits down with business attorney Matthew Fornaro, a commercial litigation and business law attorney who left Big Law to help small and mid-sized businesses prevent legal disasters before they start.   Matthew shares what business owners get wrong about contracts, compliance, and professional budgeting—and why DIY agreements, AI-generated contracts, and "take it or leave it" commercial leases are ticking time bombs. He also breaks down the mindset shift required to treat your business like a profession—not a hobby—and why proactive legal strategy is always cheaper than reactive litigation.   Highlights: • Why Big Law overstaffing creates hidden inefficiencies • The danger of AI-generated and DIY contracts • Common red flags in commercial leases • Why small businesses must budget for legal professionals • Proactive vs reactive legal strategy • How to build loyalty and long-term client relationships • Managing compliance before enforcement actions begin • Representing lawyers as clients (and why some can't turn it off) • Integrating AI responsibly into a law firm • What it really means to level up as a business owner   Episode Resources: • Connect with Matthew Fornaro • https://fornarolegal.com • Connect with Galen M. Hair • https://insuranceclaimhq.com • hair@hairshunnarah.com • https://levelupclaim.com/

This week on Swimming with Allocators, Earnest and Alexa welcome David Clark, CIO at Vencap, who unpacks the realities of venture capital, emphasizing a data-driven approach to understanding returns, the persistent and intensifying “power law” in VC, and why only a small percentage of funds and companies drive outsized results. The discussion covers the challenges of evaluating new managers versus established firms, the nuances of secondary investments, and the critical importance of consistent, top-tier fund performance. Listeners will gain insight into the pitfalls of confirmation bias, the difficulties facing retail investors, and why strategy, transparency, and adaptability are key for long-term VC success. Also don't miss Rebecca Stuart of Sidley as she explains how unprecedented AI-focused acqui-hires function as talent raids that can bypass standard change-of-control protections. She also outlines legal and structural strategies VCs and startups can use like broadened definitions of change of control, retention and vesting design, and coordinated employment/comp practices, to better protect portfolios and key teams. Highlights from this week's conversation include: Welcoming David to the Show and Previewing Today's Episode (0:18) David's Shift From Traditional LP Diligence to Data-Driven Investing (2:48)   How Long Feedback Loops and Unknown Unknowns Shape Venture Outcomes (5:16)   Confirmation Bias, Narratives, and Doing Pre-Meeting Homework on Managers (6:55)   Pattern Recognition and What World-Class Founders Look Like (8:49)   Using Power Laws and Top 1% Companies as the Core LP Filter (10:40)   Why Singles and Doubles Rarely Add Up to Great Venture Funds (13:46)   AI Acqui-Hires, Talent Raids, and Risks to VC Portfolios (17:20)   Deal Structures That Avoid Change of Control and LP Protections (19:04)   Retention Tools, Forfeiture for Competition, and Staggered Vesting Cliffs (20:53)   Democratization of VC, 401(k) Investors, and the Risk of Disappointment (25:22)   Emerging Managers and the Myth of the Middle Class in Venture (30:58)   Venture Secondaries, Premium Pricing, and Why Discounts Can Be Misleading (36:04)   Scope Creep, Platform Expansion, and When LPs Disengage From Big Firms (42:06)   VenCap is one of the longest-running dedicated venture capital fund-of-funds globally, investing in many of the world's leading VC firms for over three decades. The firm's strategy emphasizes long-term consistency, deep relationship networks, and concentrated exposure to top-tier venture capital companies across cycles. Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send a textWhat happens when an AI agent decides the “best” fix is to delete production? We unpack the AWS outage tied to an over‑permitted agent and zoom out to a bigger pattern: systems built for maximum utility and minimum restraint. From MCP's connective promise to its post‑auth sprawl, we break down how agent toolchains turn small mistakes into big blast radii—and how to fix that with real guardrails, least privilege, and human‑in‑the‑loop at destructive boundaries.The conversation widens to public deployments where abstractions fail loudly. A military nutrition assistant built on Grok reportedly ran with minimal safety constraints and instantly entertained unsafe prompts. That's not a funny glitch; it's a policy failure. We talk about what genuine safety layers look like in high‑stakes settings: capability firewalls, explicit refusal policies, robust logging, and escalation paths for sensitive actions. Ethics, compliance, and operational discipline are not speed bumps; they are the steering wheel.Privacy takes center stage with a Ring twist: footage stored in the cloud despite no subscription. Helpful for a kidnapping investigation, yes—but also a wake‑up call for anyone who assumed “local” meant private. We offer practical steps for home security that actually secures the home: VLAN segmentation, strict egress controls, and device choices that still function offline. Then we turn to Discord's plan to gate “mature” spaces behind global face and ID checks via Persona, the security research that raised red flags, and how user pressure pushed a rollback. If regulation demands verification, the right answer is minimal disclosure, not maximal identity.We close with a rare combo: a zero‑day disclosure delivered as a catchy music video calling out Malwarebytes for hard‑coded creds and privilege issues—followed by a commendable vendor response. It's a model for the culture we want: researchers spotlighting flaws, companies fixing fast, and users gaining safer software. Throughout, we keep returning to one principle that ties AI, identity, and devices together: trust is a permission. Design for refusal, constrain by default, and say clearly what your systems must never do.If this resonates, follow the show, share it with a friend, and leave a quick review—what guardrail would you never ship without?Purchase Chris and Tim's book on AWS Cloud Networking: https://www.amazon.com/Certified-Advanced-Networking-Certification-certification/dp/1835080839/ Check out the Monthly Cloud Networking Newshttps://docs.google.com/document/d/1fkBWCGwXDUX9OfZ9_MvSVup8tJJzJeqrauaE6VPT2b0/Visit our website and subscribe: https://www.cables2clouds.com/Follow us on BlueSky: https://bsky.app/profile/cables2clouds.comFollow us on YouTube: https://www.youtube.com/@cables2clouds/Follow us on TikTok: https://www.tiktok.com/@cables2cloudsMerch Store: https://store.cables2clouds.com/Join the Discord Study group: https://artofneteng.com/iaatj

Ahmad Sharawi and Bill Roggio discuss the closure of Al-Hol camp in Syria, warning that releasing ISIS-affiliated families risks resurgence due to deep radicalization and lack of oversight. 13.1925 SYRIA

SolarWinds patches four critical remote code execution vulnerabilities. A ransomware attack on Conduant puts the data of over 25 million Americans at risk. RoguePilot enables Github repository takeovers. ZeroDayRat targets Android and iOS devices. North Korea's Lazarus group deploy Medusa ransomware against organizations in the U.S. and the Middle East. Attackers' breakout times drop to under half an hour.  CISA maintains its mission despite staffing challenges. Russian satellites draw fresh scrutiny. Two South Korean teenagers are charged with breaching Seoul's public bike service. Krishna Sai, CTO at SolarWinds, discusses why leaders should focus less on speculating about an AI bubble, and more on how to quantify AI's tangible contributions. The Pope pushes prayerful priests past predictable programs.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Krishna Sai, CTO at SolarWinds, discussing why leaders should focus less on speculating about an AI bubble, and more on how to quantify AI's tangible contributions. Selected Reading Critical SolarWinds Serv-U flaws offer root access to servers (Bleeping Computer) Massive Conduent Data Breach Exfiltrates 8 TB Affects Over 25 Million Americans (GB Hackers) GitHub Issues Abused in Copilot Attack Leading to Repository Takeover (SecurityWeek) New ZeroDayRAT Malware Claims Full Monitoring of Android and iOS Devices (Hackread) North Korean state hackers seen using Medusa ransomware in attacks on US, Middle East (The Record) CrowdStrike says attackers are moving through networks in under 30 minutes (CyberScoop) Shutdown at D.H.S. Extends to Cyber Agency, Adding to Setbacks (The New York Times) From Cold War interceptors to Ukraine: how Russia came to park spy satellites next to the West's most sensitive tech in orbit (Meduza) Korean cops charge two teens over Seoul bike hire breach (The Register) Pope tells priests to use their brains, not AI, to write homilies (EWTN News) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show.  Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get tickets to our live show here [Feb 25th London]:  https://luma.com/83fj2zkc————————————————————Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techishThis week on Techish, Abadesi and Michael break down OpenAI snapping up Peter Steinberger, the mind behind the viral OpenClaw AI assistant, to lead its push into next-gen personal agents, and youth unemployment in the UK hitting a five-year high. And for our Patreon listeners, we've got another wild entry in the ever-growing Forbes-to-Fraud pipeline.Chapters00:22 The Rise of OpenClaw: Is Agentic AI the Future?12:21 UK Youth Unemployment Hits 5-Year High23:28 Gökçe Güven Risks 52 Years in Prison Over Fraud Charge [Patreon-Only]This episode is sponsored by DeleteMe. Get 20% of DeleteMe at joindeleteme.com/techish with code TECHISH.Extra Reading & ResourcesWho is OpenClaw creator Peter Steinberger? The millennial developer caught the attention of Sam Altman and Mark Zuckerberg [Fortune]UK unemployment hits highest rate for nearly five years [BBC]Forbes 30 Under 30 Founder Charged With Defrauding Investors of $7 Million [Inc, $] Techish Live: Get tickets to podcast live show here: https://luma.com/83fj2zkcSupport the show————————————————————Get tickets to our live show here [Feb 25th London]: https://luma.com/83fj2zkc ———————————————————— Join our Patreon for extra-long episodes and ad-free content: https://www.patreon.com/techish Watch us on YouTube: https://www.youtube.com/@techishpod/Advertise on Techish: https://goo.gl/forms/MY0F79gkRG6Jp8dJ2———————————————————— Stay in touch with the hashtag #Techishhttps://www.instagram.com/techishpod/https://www.instagram.com/abadesi/https://www.instagram.com/michaelberhane_/ https://www.instagram.com/hustlecrewlive/https://www.instagram.com/pocintech/Email us at techishpod@gmail.com