Podcasts about risks

General Blaine Holt warns that integrating Artificial Intelligence into military command increases the risks of deliberate, inadvertent, and accidental escalation. He argues that while AI accelerates decision-making, it lacks human judgment, potentially leading to catastrophic miscalculations if adversaries rely on algorithms during crises. 2933 BANK OF UNITED STSTES FAILURE

I am dedicating today's entire episode to colonoscopies.  When I had my fifth colonoscopy yesterday, I shared the before-and-after experience online and received a flood of responses. Healthcare professionals thanked me for the transparency, while many followers admitted they were anxious, postponing their own procedures, or worried about the small likelihood of complications.  With my own strong family history of precancerous polyps and years of firsthand experience, I wanted to dive deeper so I can speak from both knowledge and empowerment. Join me as I unpack the facts to dispel your fears and bring a sense of calm confidence to this potentially life-saving procedure. IN THIS EPISODE, YOU WILL LEARN: How the rising incidence of colorectal cancer in younger women has led to a need for earlier detection  How colorectal cancer symptoms often get misattributed to stress, perimenopause, hemorrhoids, or other hormonal changes The risk factors of colonoscopies Various types of colonoscopy prep  How colonoscopy prep impacts the gut microbiome How probiotics can help reduce post-colonoscopy GI symptoms What women need to know about sessile serrated polyps How perimenopause and menopause alter colorectal cancer risk in women What major clinical trials reveal about prevention and long-term protection Some alternatives to traditional colonoscopy Connect with Cynthia Thurlow   Follow on X, Instagram & LinkedIn Check out Cynthia's website Submit your questions to support@cynthiathurlow.com Join other like-minded women in a supportive, nurturing community: The Midlife Pause/Cynthia Thurlow  Cynthia's Menopause Gut Book is on presale now! Cynthia's Intermittent Fasting Transformation Book The Midlife Pause supplement line Research Links: Risk of colorectal cancer seven years after flexible sigmoidoscopy screening: randomised controlled trial  Once-only flexible sigmoidoscopy screening in prevention of colorectal cancer: a multicentre randomised controlled trial Effect of Colonoscopy Screening on Risks of Colorectal Cancer and Related Death Response: Re: Mobile Phone Use and Brain Tumors in Children and Adolescents: A Multicenter Case–Control Study Once-Only Sigmoidoscopy in Colorectal Cancer Screening: Follow-up Findings of the Italian Randomized Controlled Trial—SCORE  Blood Test Could Provide Colonoscopy Alternative for Colorectal Cancer Screening Alteration in gut microbiota after colonoscopy: proposed mechanisms and the role of probiotic interventions Adverse events related to colonoscopy: Global trends and future challenges 

In December & January, college football faces a system in chaos—can the Indiana Hoosiers survive the transfer portal, NIL deals, and relentless poaching from elite programs? Jacob Goins and Brian Smith dissect Indiana's remarkable rise to the top seed in the College Football Playoff, led by Heisman Trophy winner Fernando Mendoza and Coach of the Year Curt Cignetti. They explore the NIL-fueled roster carousel, rising lawsuits over contracts, and the harsh political realities in modern recruiting.Award season has brought hardware to Bloomington, but does winning and player development still outweigh big-money offers? The hosts debate Indiana's strategy for retaining talent amid outside pressure, analyze Playoff matchups against Alabama and Oklahoma, and discuss the critical role of assistant coaches Mike Shanahan and Bryant Haynes. Can Indiana's chemistry and discipline carry them through a championship season?Everydayer Club  If you never miss an episode, it's time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans. Click here to learn more and join the community: https://theportal.supercast.com/On X @fbscout_floridaTikTok @lockedontheportalHelp us by supporting our sponsors!Omaha SteaksSave big on unforgettable gifts with Omaha Steaks. Visit https://OmahaSteaks.com for 50% off site-wide and an extra 20% off select favorites during their Cyber Sale. And for an additional $35 off, use promo code COLLEGE at checkout. WayfairGet last-minute hosting essentials, gifts for all your loved ones, and decor to celebrate the holidays for WAY less.Head to https://Wayfair.com right now to shop all things home. Wayfair. Every style. Every home. Rocket MoneyTake control of your finances and cancel your unwanted subscriptions with Rocket Money. Go to https://RocketMoney.com/LOCKEDON today. Aura FramesFor a limited time, save on the perfect gift by visiting https://AuraFrames.com to get $35 off Aura's best-selling Carver Mat frames - named #1 by Wirecutter - by using promo code COLLEGE at checkout.GametimeToday's episode is brought to you by Gametime. Download the Gametime app, create an account, and use code LOCKEDONCOLLEGE for $20 off your first purchase. Terms and conditions apply.FanDuelToday's episode is brought to you by FanDuel. Football season is around the corner, visit the FanDuel App today and start planning your futures bets now.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

GLP-1 drugs like Ozempic, Wegovy, and Zepbound are changing medicine — but at what cost? In this episode of The Exam Room Podcast, host Chuck Carroll sits down with Ben Urich, PharmD, PhD, to break down the real-world data behind the GLP-1 explosion. You'll learn: - How many people are actually using GLP-1 drugs - Why most users stop — and why that's starting to change - The true cost of GLP-1 medications to employers and health plans - Common and serious side effects to be aware of - Why GLP-1s are now being studied for Alzheimer's disease and addiction - What the future holds as more than 30 new drugs enter the pipeline This is a must-watch conversation for anyone considering GLP-1 medications, currently using Ozempic or Wegovy, or wondering where modern weight-loss medicine is headed next.

In this episode, we examine what actually happens when crypto markets break — how leverage builds beneath the surface, liquidity disappears, and liquidation cascades turn volatility into systemic failure. Doug Colkitt, a quantitative trader and DeFi builder whose experience spans both traditional finance and crypto market structure. Doug began his career on Wall Street at Citigroup before moving into high-frequency trading at Citadel during the 2008 financial crisis. He later built and traded his own systems across futures, volatility products, and international equities, including running a major market-making operation in Turkish stocks. Today, Doug focuses on crypto and DeFi infrastructure, working with perpetual futures, liquidation mechanics, and exchange design. We discuss why traders still get wiped out when they think they're hedged, how liquidation cascades accelerate, and what recent market failures reveal about leverage and market structure under stress. Links +Resources: Ambient Finance on X (Twitter): @AmbientFinance Website: https://ambient.finance Sponsor of Chat With Traders Podcast: ●       Trade The Pool:  ⁠⁠http://www.tradethepool.com⁠⁠    Time Stamps: Please note: Exact times will vary depending on current ads. 00:00:00  Intro and Background 00:03:43  Starting Individual Trading and High Frequency Systems 00:04:09  Focus on Index Futures and Competitive Markets 00:06:15  Michael Lewis's 'Flash Boys' and HFT Accuracy 00:07:00  Impact of HFT on Smaller Traders 00:09:13  Market Makers and Price Competition 00:09:37  HFT Evolution and Market Dynamics 00:11:24  Trading VIX Futures and Market Inefficiencies 00:13:08  Transitioning to Medium Frequency Trading 00:13:34  Trading Turkish Equities and Market Makings 00:15:35  Exploring Cryptocurrency Trading 00:18:32  Diving into Decentralized Finance (DeFi) 00:20:06  Arbitrage Opportunities in Crypto Markets 00:22:00  Flash Loans and Risk-Free Trading 00:22:48  Adjustments to Trading Bots Over Time 00:25:11  Criteria for Trusting Decentralized Exchanges 00:28:46  Liquidity Providing and Yield Opportunities 00:29:16  Volatility and Risks in Liquidity Provisioning 00:31:47  Understanding Perpetual Contracts in Crypto 00:36:04  October 10, 2025 Crypto Massacre Overview 00:37:36  Leverage and Market Dynamics 00:41:23  Impact of Liquidations on Market Sentiment 00:41:43  Market Maker Behavior During Crises 00:43:45  Liquidity Issues in Centralized Exchanges 00:44:53 Hyper Liquid Vault and Liquidation Dynamics 00:45:55 Market Making Strategies and Risk Management 00:49:15 Insurance Fund Models in DeFi 00:51:43 Ambient Finance Project Overview 00:53:08 Separation of Exchange and Clearinghouse 00:54:14 Innovations in Perpetual Trading 00:55:46 Takeaways from the October 10th Massacre 00:57:03 Future Plans for Insurance Fund Integration 00:58:28 Real World Assets and Crypto Integration Trading Disclaimer:  Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Become Unbeatable!Join The Unbeatable Leader Challenge: https://unbeatableleader.com/products/two-day-opt-inIn this deeply honest conversation, Mark Divine sits down with entrepreneur, consciousness leader, and author Scott Britton to explore the missing link between success, fulfillment, and awakening.Scott shares his journey from building and selling a venture-backed tech company to Salesforce to confronting the inner emptiness that achievement alone could not solve. Together, they unpack the intersection of spiritual practice, discipline, identity, leadership, and purpose—and why true growth requires integration, not escape.This episode challenges the belief that spirituality means retreating from life, ambition, or responsibility. Instead, it reveals why awakening is meant to deepen your engagement with the world, sharpen your leadership, and align you with your true dharma.If you're a founder, leader, high performer, or seeker who feels called to more—but doesn't want to abandon excellence, discipline, or impact—this conversation will meet you exactly where you are.In this episode, you'll discover:Why success without awareness leads to burnout and emptinessThe danger of using spirituality as an escape instead of an integrationHow achievement can become a path to awakening—not a distraction from itThe difference between ego-driven ambition and aligned purposeWhy warriors, leaders, and builders are needed more than everHow meditation, discipline, and embodiment support real spiritual growthWhy life itself is the practice—not retreats, substances, or titlesUnlock your full potential and lead with courage, clarity, and purpose—join The Unbeatable Tribe and become truly unbeatable in life and leadership.Join for free for 7 days: The Unbeatable Tribe → https://www.skool.com/unbeatable-mastery-tribe/aboutJoin The Unbeatable Leader Challenge: https://unbeatableleader.com/products/two-day-opt-inRob Links:Website: https://scottbritton.me/Book: https://a.co/d/1JT8D84LinkedIn: https://www.linkedin.com/in/jscottbritton/X: https://x.com/brittonSubstack: https://blog.scottbritton.me/Mark Links: Website: https://markdivine.comUnbeatable Leader Challenge: Join The Unbeatable Leader Challenge: https://unbeatableleader.com/products/two-day-opt-inThe Unbeatable Tribe: https://www.skool.com/unbeatable-mastery-tribe/aboutDivine Inspiration Newsletter: https://markdivine.com/newsletterSubscribe to https://www.youtube.com/@markdivineofficial for more inspiring conversations on leadership, growth, and impact.Rate and review the show to help us reach more listeners.Share your thoughts and takeaways in the comments!#MarkDivine #ScottBritton #ConsciousLeadership #SpiritualGrowth #HighPerformance #PurposeDrivenLife #Awakening #EntrepreneurMindset #SelfMastery #MentalToughness #ConsciousAccomplishment #LeadershipPodcastTimestamps:00:00 Introduction to Spiritual Practice00:53 Sponsor Message: Indeed02:15 Welcome to the Mark Divine Show02:53 Guest Introduction: Scott Britton04:29 Scott Britton's Entrepreneurial Journey09:49 Unbeatable Leader Challenge Announcement10:46 Scott's Spiritual Awakening14:19 Mark Divine's Psychedelic Experience17:43 Unbeatable Leader Challenge - Join Now23:44 The Power and Risks of Psychedelics34:51 Join The Unbeatable Tribe43:11 Exploring the Purpose of the Soul43:53 The Teacher Archetype and Personal Journey44:17 The Realization of Worthlessness and Awakening46:08 The Importance of Dharma and Karmic Duty48:06 The Warrior's Path and Spiritual Practice52:41 The Integration of Body, Mind, and Spirit01:05:52 The Role of Conscious Accomplishment01:16:45 The Future of Consciousness and Leadership01:20:27 Conclusion and Final ThoughtsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this special edition of the Inside Line podcast, Jeff Brines interviews Sam Nicols, the former CEO of YT Industries from 2021 to 2024, exploring his journey from a career at Amazon to leading a prominent bike company during tumultuous times. He reflects on his experiences as CEO of YT Industries, discussing the challenges faced in the bike industry, particularly around demand fluctuations, inventory management, and the impact of cash flow on business decisions.00:00 Introduction to Sam Nicols and YT Industries01:49 Sam's Background and Career Path09:28 Challenges of Stepping into YT During the Pandemic11:35 Navigating Supply Chain Issues and Customer Care16:01 The Private Equity Interest and Acquisition Process23:45 Aligning Goals with Private Equity30:15 Understanding the Risks of Private Equity34:11 The Impact of Market Conditions on YT's Valuation37:05 Transitioning to In-House Assembly49:43 Demand Fluctuations and Market Realities50:21 Navigating Demand Fluctuations54:08 Strategic Decisions Amidst Overstocks01:00:05 The Impact of Cash Flow on Business Decisions01:03:43 Cost Management Challenges in the Bike Industry01:10:08 Marketing Strategies: Balancing Brand and Performance01:17:48 The Role of Data in Business Operations01:25:12 Leadership Dynamics and Company Culture01:30:12 Reflections on Competition and Industry Evolution

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One of the most challenging issues today for children and parents is identity disorders, one of the most common being gender dysphoria. There has been a rapid increase in children facing these challenges today, and it is a significant risk because gender is a core element to one's identity. Without as much societal support for healthy gender development as there was in the past, parents can learn to support their children's healthy identity development by reducing family conflict, communicating that they see and understand their children as individuals, and expressing to them that they value them as boys and girls, men and women. Find more help with this issue in the online course "A Parent's Guide to Gender Identity, Character, and Confidence" on FirstAnswers.com. Visit FirstAnswers.com to find answers for 21st-century parents and more about the podcast.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3388: Robert Farrington outlines how international bonds can offer valuable diversification to a portfolio, especially when U.S. markets falter. While foreign bonds bring potential for growth and currency advantage, they also carry unique risks, making thoughtful allocation and rebalancing essential for long-term investors. Read along with the original article(s) here: https://thecollegeinvestor.com/33391/international-bonds/ Quotes to ponder: "Rather than buying the bonds of some country directly, which can be complex, you can invest in foreign bonds through mutual funds and ETFs." "The global bond market is far larger and more liquid than the global stock market." "Foreign bonds denominated in the issuing country's currency (i.e., U.K. bonds in British pounds) will have an inverse correlation with the dollar." Episode references: Total International Bond ETF (BNDX): https://investor.vanguard.com/investment-products/etfs/profile/bndx LearnBonds: https://www.learnbonds.com Total World Bond ETF (BNDW): https://investor.vanguard.com/investment-products/etfs/profile/bndw Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Rich Habits Podcast, we're joined by Rose Yao, VP of Product Management at Google Search. ---

As pay transparency laws rapidly expand across U.S. jurisdictions, companies are facing complex intersections between labor law, antitrust compliance, and pay-equity analytics. Where are the high risk areas? Ye Zhang, a labor economist and director at Resolution Economics, joins Anora Wang and Alicia Downey to unpack how state law disclosure mandates interact with competitive dynamics in labor markets, when pay benchmarking can cross antitrust lines, and how firms can design compensation systems that are both transparent and compliant. With special guest: Ye Zhang, Director, Resolution Economics   Related Links: U.S. Dep't of Justice & Federal Trade Commission, FTC-DOJ Antitrust Guidelines for Business Activities Affecting Workers (Jan. 2025) Hosted by: Anora Wang, Arnold & Porter and Alicia Downey, Downey Law

Global shipping enters another volatile week. Caroline, Lars, and guest Michael Wray of Ocean Network Express (ONE) unpack rate swings across key trades, shifting sourcing strategies, Mexico's new China tariffs, Red Sea uncertainty, and a surge in maritime risk incidents—from border conflicts to tanker seizures.In this episode:NYFI trends across Asia–Europe and the PacificWhy 20' > 40' pricing persists on TA eastboundThe slowdown in Asia–Europe demandMexico's new tariffs on ChinaRed Sea ceasefire signals & alliance decision-makingRising maritime risks in the Black Sea, Hormuz, and Southeast AsiaNorthern Sea Route reality vs. media hypeThe latest on ONE Henry HudsonClear, fast insight into the forces shaping 2026.

Welcome to the award-winning FCPA Compliance Report, the longest-running podcast in compliance. In this episode, Tom welcomes Kristy Grant-Hart, Head of Advisory Services at Diligent's Spark Compliance Group, to discuss where compliance has been in 2025 and where it is going into 2026. Tom Fox and Kristy Grant-Hart explore the future of corporate compliance in 2026 and beyond. Key discussion areas include the Trump administration's changing focus on the Foreign Corrupt Practices Act (FCPA), the designation of cartels as foreign terrorist organizations, and the implications for third-party due diligence. They also delve into modern slavery laws, the impacts of AI on compliance, and the necessity of a unified approach to compliance strategy. Additionally, Kristy introduces the Compliance and Ethics Innovation Collective, a new program from Spark and Diligent that integrates services and software to deliver a more robust compliance solution. The session concludes with strategic advice for compliance officers to stay ahead of dynamic regulatory changes and maintain effective risk management. Resources: Kristy Grant-Hart on LinkedIn Diligent Website Tom Fox Instagram Facebook YouTube Twitter LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3388: Robert Farrington outlines how international bonds can offer valuable diversification to a portfolio, especially when U.S. markets falter. While foreign bonds bring potential for growth and currency advantage, they also carry unique risks, making thoughtful allocation and rebalancing essential for long-term investors. Read along with the original article(s) here: https://thecollegeinvestor.com/33391/international-bonds/ Quotes to ponder: "Rather than buying the bonds of some country directly, which can be complex, you can invest in foreign bonds through mutual funds and ETFs." "The global bond market is far larger and more liquid than the global stock market." "Foreign bonds denominated in the issuing country's currency (i.e., U.K. bonds in British pounds) will have an inverse correlation with the dollar." Episode references: Total International Bond ETF (BNDX): https://investor.vanguard.com/investment-products/etfs/profile/bndx LearnBonds: https://www.learnbonds.com Total World Bond ETF (BNDW): https://investor.vanguard.com/investment-products/etfs/profile/bndw Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3388: Robert Farrington outlines how international bonds can offer valuable diversification to a portfolio, especially when U.S. markets falter. While foreign bonds bring potential for growth and currency advantage, they also carry unique risks, making thoughtful allocation and rebalancing essential for long-term investors. Read along with the original article(s) here: https://thecollegeinvestor.com/33391/international-bonds/ Quotes to ponder: "Rather than buying the bonds of some country directly, which can be complex, you can invest in foreign bonds through mutual funds and ETFs." "The global bond market is far larger and more liquid than the global stock market." "Foreign bonds denominated in the issuing country's currency (i.e., U.K. bonds in British pounds) will have an inverse correlation with the dollar." Episode references: Total International Bond ETF (BNDX): https://investor.vanguard.com/investment-products/etfs/profile/bndx LearnBonds: https://www.learnbonds.com Total World Bond ETF (BNDW): https://investor.vanguard.com/investment-products/etfs/profile/bndw Learn more about your ad choices. Visit megaphone.fm/adchoices

Thunderstorms Extinguish Fires but Spark New Wildfire Risks: Colleague Jeremy Zakis describes spectacular thunderstorms moving from the Blue Mountains to the coast, characterized by intense lightning and heavy rain, noting that while recent downpours extinguished previous fires, fresh lightning strikes combined with forecast heat and wind create a renewed risk for dangerous wildfires in the coming weeks.

In this episode we answer emails from Anonymous from New Jersey, James, and Brad.  We answer a donor's six-part retirement plan, from mortgages and liquidity to 403(b) constraints, ETF trading, asset location, asset swaps, and tax‑savvy withdrawals. Then we discuss the risks of staying in an accumulation portfolio for too long and the options for obviating a crash before transitioning. And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterHow To Do An Asset Swap Video from Risk Parity Chronicles:  How to Do an Asset SwapTax Planning Book:  Amazon.com: Tax Planning To and Through Early Retirement: 9798999841599: Garrett, Cody, Mullaney, Sean: BooksBreathless AI-Bot Summary:Ever wonder whether paying down a mortgage before retirement is actually the safest move? We make the counterintuitive case for liquidity first: keep cash flexible during the messy early retirement years, when housing changes, college timelines, and new expenses collide. With a real listener case study, we show how a mortgage can be a tool, not a trap—and why you can always accelerate later once the dust settles.From there we dig into a pain point for many educators and nonprofit pros: weak 403(b) lineups. We break down why insurance-driven menus lag, how to advocate for better providers and funds, and when it makes sense to roll to an IRA for full control. You'll also learn how to keep tracking simple, why monthly check‑ins beat daily dashboards, and how consolidating at a service‑oriented custodian streamlines everything. On execution, we explain why ETFs beat mutual funds for rebalancing speed and precision, plus how to convert Vanguard mutual funds to ETFs without tax surprises.Taxes and withdrawals get the spotlight too. We clarify asset location—shelter ordinary income, let capital appreciation work in brokerage and Roth—and outline “asset swaps” that let you sell what's up while managing tax impact. For those still accumulating, we talk strategy for a smoother glide into a risk parity portfolio to reduce sequence risk, and the trade-offs between earlier protection and maximum growth. We wrap with a market scoreboard across stocks, bonds, gold, REITs, commodities, preferreds, and managed futures, and report on sample portfolios including Golden Butterfly, Golden Ratio, Ultimate, and leveraged variants.If you value actionable, no-nonsense guidance for DIY investors, you'll find ideas you can use right away—whether you're five years from retirement or still building your base. Subscribe, leave a review, and share this with a friend who's wrestling with 403(b) choices or planning a tax-smart withdrawal strategy.Support the show

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

This episode of 'The New Abnormal' podcast features Stephen Dupont, Principal at Dupont Foresight, who brings a futures mindset to marketing/communications planning and strategy. He also serves on the board of the nonprofit 'Teach the Future' and is a Future Fellow of the United Nations Development Programme (UNDP).Stephen's expertise in foresight helps clients anticipate change – to see around corners, grab opportunities and avoid risks. Based in the US, he helps organisations communicate their visions of the future, by leveraging foresight tools to help leaders make smarter decisions. He's also editor of Compass, the quarterly magazine of the Association of Professional Futurists (APF). Stephen has also had more than 50 of his articles published about marketing, communications, foresight, future trends, creativity, content marketing, writing, and more over the past few years. Over his career, his work has also been honoured with over 50 awards. We discuss all of the above, along with his feedback on the latest annual Dubai Future Forum. So, I hope you enjoy listening to Stephen as much as I did!

SHOW 12-12-2025 THE SHOW BEGINS IN DOUBTS ABOUT 2026.2 Las Vegas Venues, California Rail, and Disney's AI Investment: Colleague Jeff Bliss reports that Las Vegas's Allegiant Stadium is now a top-grossing venue while many resorts are dropping unpopular fees, discussing California's new rail line to Anaheim, mismanagement of the Pacific Palisades fire, and high gas prices, additionally covering Disney's investment in OpenAI and its new luxury community, Cotino. Nvidia's Jensen Huang and the AI Revolution: Colleague Brandon Weichert praises Nvidia's Jensen Huang as a pivotal geopolitical figure driving the AI revolution, comparing AI's growth to the railroad boom and predicting long-term economic benefits and massive opportunities for construction and energy sectors as the US builds infrastructure to support data centers. Business Resilience and AI Tools in Construction: Colleague Gene Marks reports on business resilience in Austin despite tariff concerns and describes a safety conference in Fargo where AI tools were a focus, explaining that AI and robotics like Boston Dynamics' Spot are supplementing rather than replacing workers in construction, helping address severe labor shortages. Health Reimbursement Arrangements and AI's Economic Potential: Colleague Gene Marks advocates for Health Reimbursement Arrangements, noting they allow small businesses to control costs while employees buy their own insurance tax-free, also discussing AI's potential to double economic growth and advising businesses to ignore doomsday predictions and embrace tools that enhance productivity and daily life. Lancaster County's Economic Divide and Holiday Retail: Colleague Jim McTague reports from Lancaster County, highlighting the economic divide between flush Baby Boomers and struggling younger generations, observing strong holiday retail activity exemplified by crowded venues like Shady Maple and a proliferation of Amazon delivery trucks, suggesting the economy remains afloat despite challenges. La Scala's Season Opening and Milan's Christmas Atmosphere: Colleague Lorenzo Fiori describes attending the season opening at La Scala, featuring a dramatic Russian opera that audiences connected to current geopolitical tensions, also noting the festive Christmas atmosphere in Milan and Prime Minister Meloni's continued, albeit non-military, support for Ukraine. SpaceX IPO Rumors and EU Space Regulations: Colleague Bob Zimmerman discusses rumors of a SpaceX IPO and new scientific strategies for using Starship for Mars exploration, reporting on the Pentagon's certification requirements for Blue Origin's New Glenn and critiquing proposed EU space laws that could impose bureaucratic hurdles on international private space companies. Mapping the Sun's Corona and Rethinking Ice Giants: Colleague Bob Zimmerman details scientific advances including mapping the sun's corona and rethinking Uranus and Neptune as having rocky interiors rather than just ice, mentioning discoveries regarding supernova composition, the lack of supermassive black holes in small galaxies, and new images of Mars' polar ice layers. "The Incident" of 1641 and Charles I's Failed Plot: Colleague Jonathan Healey narrates "The Incident" of 1641, a failed plot by Charles I to arrest Scottish Covenanter leaders, explaining that the conspiracy's exposure and Charles's subsequent denial destroyed his political standing in Scotland, forcing him to concede power to the Scottish Parliament and weakening his position before the English Civil War. The Prelude to the English Civil War: Colleague Jonathan Healey discusses the prelude to the English Civil War, detailing the power struggles between Charles I and the Commons and Lords, explaining the execution of the King's advisor Strafford, noting Charles's regret and the rising influence of reformists who feared royal tyranny and supported impeachment. The Junto and Puritan Influence in Parliament: Colleague Jonathan Healey describes the political geography of London, introducing the "Junto," a reformist party coordinating between Parliament's houses, analyzing the influence of Puritans and key opposition figures like John Pym and Mandeville who strategically challenged Charles I's authority regarding church reform and arbitrary taxation. The Grand Remonstrance and Popular Politics: Colleague Jonathan Healey explains the "Grand Remonstrance," a document used by the Junto to rally public support against the King, highlighting how rising literacy and the printing press fueled popular politics in London, while also discussing Queen Henrietta Maria's political acumen and Catholic faith amidst the growing conflict. Critiquing Isolationism and the Risks of Disengagement: Colleague Henry Sokolski critiques isolationist arguments, comparing current sentiments to pre-WWII attitudes, warning against relying solely on missile defense bubbles and discussing the distinct threats posed by Russia and China, emphasizing that US disengagement could lead to global instability and unchecked nuclear proliferation. Saudi Uranium Enrichment and Proliferation Risks: Colleague Henry Sokolski discusses the risks of allowing Saudi Arabia to enrich uranium, fearing it creates a bomb-making option, warning that making exceptions for Saudi Arabia could trigger a proliferation cascade among neighbors like Turkey and Egypt, undermining global non-proliferation efforts amidst rising tensions involving Russia and NATO. The Historical Context of Humphrey's Executor: Colleague Richard Epstein analyzes the historical context of Humphrey's Executor, explaining how the administrative state grew from the 1930s, detailing FDR's attempt to politicize independent commissions and the Supreme Court's justification, arguing that while constitutionally questionable, long-standing prescription has solidified these agencies' legal status over time. Presidential Power and Independent Agency Dismissals: Colleague Richard Epstein discusses current Supreme Court arguments regarding presidential power to fire independent board members, referencing actions by both Trump and Biden, critiquing the politicization of agencies like the FTC under Lina Khan and warning that unchecked executive authority to dismiss advisory boards undermines necessary checks and balances.

Saudi Uranium Enrichment and Proliferation Risks: Colleague Henry Sokolski discusses the risks of allowing Saudi Arabia to enrich uranium, fearing it creates a bomb-making option, warning that making exceptions for Saudi Arabia could trigger a proliferation cascade among neighbors like Turkey and Egypt, undermining global non-proliferation efforts amidst rising tensions involving Russia and NATO. 1954

Critiquing Isolationism and the Risks of Disengagement: Colleague Henry Sokolski critiques isolationist arguments, comparing current sentiments to pre-WWII attitudes, warning against relying solely on missile defense bubbles and discussing the distinct threats posed by Russia and China, emphasizing that US disengagement could lead to global instability and unchecked nuclear proliferation. 1932

In this episode of Cybersecurity Today, host Jim Love discusses the shocking discovery of over 80,000 leaked credentials and secrets in online code formatting tools with Jake Knott, a principal security researcher from Watchtower. They delve into the vulnerabilities exposed by these tools, the inadvertent leaking of sensitive information, and how attackers can easily exploit these weaknesses. The conversation covers the types of secrets found, the responses from various organizations, and best practices to prevent such exposures. Tune in to understand the critical importance of protecting your credentials and the steps you can take to avoid falling victim to these types of security breaches. 00:00 Introduction and Sponsor Message 00:22 Accidental Data Leaks: A Growing Concern 00:55 Supply Chain Vulnerabilities 01:47 Shocking Discovery: 80,000+ Secrets Exposed 06:29 Interview with Jake Knott from Watchtower 08:19 The Risks of Using Online Tools 28:23 Best Practices and Mitigation Strategies 35:05 Conclusion and Final Thoughts

Today - Most power has been restored around Leavenworth, but crews are still clearing debris and repairing lines as Chelan County enters the weekend with a cautious eye on the forecast.Support the show: https://www.wenatcheeworld.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.

James I's Sea Voyage to Denmark and Dynastic Tragedies: Colleague Clare Jackson details James I's decision to travel by sea to marry Anna of Denmark, viewing it as a dynastic duty despite the risks, also discussing the death of his heir Prince Henry and his daughter's involvement in the conflicts sparking the Thirty Years' War. 1933

Today we are breaking down Amadeus, the dominant infrastructure powering global travel bookings. If you've used a travel agent or corporate booking system, you've likely interacted with Amadeus's technology—though most of what they do happens behind the scenes in airline operations, hotel inventory management, and logistics coordination. Ben Needham, portfolio manager at Ninety One Asset Management, explains how Amadeus built its market-leading position, common investor misconceptions about the business, and the company's value proposition across the travel ecosystem. We also explore AI's potential impact on the industry and how Amadeus's balance sheet strength positions it relative to competitors. Please enjoy this breakdown of Amadeus.  For the full show notes, transcript, and links to the best content to learn more, check out the episode page⁠⁠⁠⁠⁠⁠ here.⁠⁠⁠⁠⁠⁠ —- This episode is brought to you by⁠⁠⁠ ⁠Portrait Analytics⁠⁠⁠⁠ - your centralized resource for AI-powered idea generation, thesis monitoring, and personalized report building. Built by buy-side investors, for investment professionals. We work in the background, helping surface stock ideas and thesis signposts to help you monetize every insight. In short, we help you understand the story behind the stock chart, and get to "go, or no-go" 10x faster than before. Sign-up for a free trial today at⁠⁠⁠ ⁠portraitresearch.com⁠⁠⁠⁠ — Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit⁠⁠⁠⁠⁠⁠ joincolossus.com/episodes⁠⁠⁠⁠⁠⁠. Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠). Show Notes (00:00:00) Introduction to Amadeus (00:02:49) Understanding Amadeus' Business Model (00:04:11) Amadeus' Market Position and Competitors (00:05:35) Historical Background of Amadeus (00:07:25) Revenue Streams and Profitability (00:10:50) Impact of AI and Technology on Amadeus (00:13:07) Revenue Models and Pricing Mechanics (00:22:35) Growth Opportunities and Market Dynamics (00:25:47) Execution and Future Prospects (00:30:01) Financial Health and Capital Allocation (00:31:57) Valuation and Market Perception (00:34:21) Risks and Challenges (00:37:13) Lessons From Amadeus

Jodi Daniels is the Founder and CEO of Red Clover Advisors, a boutique data privacy consultancy and one of the few certified Women's Business Enterprises focused solely on privacy. She is a Certified Informational Privacy Professional (CIPP/US) with over 20 years of experience helping a range of businesses — from solopreneurs to multinational companies — in privacy, marketing, strategy, and finance roles. She has worked with numerous companies throughout her corporate career, including Deloitte, The Home Depot, Cox Enterprises, Bank of America, and many more. Jodi is also a national keynote speaker, a member of the Forbes Business Council, and co-host of the She Said Privacy/He Said Security podcast. In this episode… AI is moving faster than most businesses can keep up, and the rush to adopt new tools often hides the very real risks lurking underneath. Companies are plugging sensitive data into platforms they barely understand, assuming privacy will simply take care of itself. But what happens when the tools meant to make our lives easier open the door to entirely new vulnerabilities? According to Jodi Daniels, a longtime authority on digital privacy, the risks aren't theoretical — they're already happening. She explains that privacy challenges usually emerge when companies collect or use data in ways people never expected. Jodi emphasizes that the real issue isn't just technology; it's whether companies are thoughtful about how data is collected, shared, and protected. Her core message is clear: in an AI-driven world, responsible data practices aren't optional — they're a competitive and ethical necessity. Tune in to this episode of the Smart Business Revolution Podcast, as John Corcoran interviews Jodi Daniels, Founder and CEO of Red Clover Advisors, to discuss managing privacy risks in the age of AI. They talk about the evolution of data regulation, how businesses can avoid common privacy missteps, and what companies should know before using AI tools. Jodi also provides insights on evaluating software vendors and protecting sensitive information.

In this eye-opening episode, we tackle COVID vaccine safety concerns, myocarditis, adult deaths, and the media cover-up — plus a look at Biden's failures and Trump's economic progress. Highlights include:

The Eagles offense has been lackluster for the past month. So in hopes to jump start it the WIP Afternoon Show are debating if they should go back to their old formula or take some more risks?

Ken Tropin is a legend in the macro space. He is the Chairman and the founder of Graham Capital Management (GCM) - $20bn fund. Ken founded GCM in 1994 and has grown the firm into an industry leading alternative investment manager focusing on global macro discretionary and quantitative hedge fund strategies. Prior to founding GCM, Ken had significant experience in the alternative investment industry, including five years (1989 to 1993) as President and Chief Executive Officer of John W. Henry & Company, Inc. and seven years (1982 to 1989) as Senior Vice President and Director of Managed Futures at Dean Witter Reynolds. In this podcast we discuss:  Investment philosophy  Differentiation from multi-strat funds  Talent recruitment strategy; NY office  Fed outlook   Term premium as underpriced   US deficit concerns and duration risk in long-end rates  AI and technology   Global central bank divergence   Inflation pressures  Private credit   Dollar view  Geopolitical risks  Robin Hood Foundation  

Holiday celebrations can be a great way to connect, but if employers don’t take the right precautions, they could face serious legal trouble. "Employer Lawyer", Nancy Sylvester, joins to break down the biggest risks companies overlook. Should employees be paid for attending parties? How can a simple gift exchange lead to harassment claims? We’ll cover the do’s and don’ts to keep your holiday season festive and lawsuit-free

Lyuba Petrova, Lyle Margolis and Justin Patrie examine bubble risks as equities surge, credit spreads tighten, private credit faces hidden vulnerabilities and AI investment accelerates, though valuations suggest buyers aren't overpaying.

Raymond Nistor-Gallo, Kurt Zatloukal, Karin Schwenoha. Regulatory Fragmentation in Europe and Its Risks for Patient Access and Safety: Subcontracting Work Flow Steps of In-House Diagnostic Procedures. Clinical Chemistry, Volume 71, Issue 12, December 2025, Pages 1202–1211. https://doi.org/10.1093/clinchem/hvaf123

If you have concerns or you're confused about whether hormone therapy is right for you, then this interview is for you.Your host, Andrea Donsky, nutritionist, menopause educator, published menopause researcher, and co-founder of wearemorphus.com, interviews Dr. Tara Scott, an OB/GYN-turned integrative and functional medicine specialist focused on evidence-based hormone therapy and menopause care. They debunk common myths, explain the real risks and benefits of different hormone options, and stress the importance of individualized care. The episode offers reassurance and practical guidance.Topics:The 2002 Women's Health Initiative study caused confusion about hormone therapy, but newer research shows it is safer and more beneficial, especially when started early in menopause.Modern hormone therapy with bioidentical hormones like estrogen patches and progesterone pills can alleviate menopausal symptoms such as hot flashes, sleep problems, and brain fog, and may also benefit bone and heart health.Not all hormone therapies are equal: pills carry higher risks like blood clots, while patches and topical methods are safer and align more naturally with your body.Birth control pills and IUDs are not true hormone replacements; they contain different progestins that don't mimic natural hormones and may cause side effects.Most women can safely use hormone therapy, even after some cancers. Few health conditions exclude hormone use, so consult a healthcare provider for a personalized review.Vaginal estrogen treats local symptoms like dryness, while DHEA is a safe option for some women, including breast cancer survivors, to alleviate menopausal symptoms.Get full, personalized information about your options and don't accept a simple “no” from your provider about hormone therapy.If you're in perimenopause or menopause and struggling with symptoms, there ARE updated and safer hormone therapy options available—don't be afraid to ask!Links:Dr. Tara Scott's website: https://drtarascott.com/Send us a text As seen in USA Today: https://bit.ly/43nrMwO ✅ Fill out our surveys: https://bit.ly/4jcVuLh

We are joined by commercial real estate broker, podcaster, investor and overall great guy, Dayma Itamunoala. Dayma has extensive knowledge and experience in the multifamily space and has also spent years interviewing the top figures in Canadian Real Estate. What type of deals he is seeing right now What's working—and what's not How the podcast and LinkedIn changed the game for you Key lessons from interviewing Canada's top real estate professionals Emerging trends in the market Advice for professionals and investors just getting started Exchange-Traded Funds (ETFs) | BMO Global Asset Management MULTIPLEX MASTERCLASS LISTEN AD FREE free 1 week trial for Realist Premium Deal AnalyzerSee omnystudio.com/listener for privacy information.

Pascal Wagner interviews Rod Khleif, a 40-year investor who has owned thousands of units and trained operators responsible for more than 260,000 multifamily doors. Rod breaks down today's confusing multifamily environment, explaining why conservative underwriting, realistic assumptions, and deep operator due diligence matter more than ever. He shares the biggest mistakes GPs are currently making—from aggressive rent growth assumptions to risky debt structures—and outlines the practical questions every LP must ask before wiring money. Rod also highlights where he sees distress, opportunity, and risk heading into the next cycle. Rod KhleifCurrent role: Founder, Lifetime Cashflow Through Real Estate Investing; Multifamily Investor & EducatorBased in: Sarasota, FloridaSay hi to them at: https://rodslinks.com | https://www.youtube.com/@RodKhleif | https://www.linkedin.com/in/rodkhleif/ Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

From Episode #223Join Beyond Labels Premium HERE: https://beyondlabels.supportingcast.fm/Follow on InstagramFollow on XSubscribe on RumbleSubscribe on YouTubeFind Joel Here: www.polyfacefarms.comFind Sina Here: www.drsinamccullough.comDISCLAIMER

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast

In this episode of Louisiana Unfiltered, Kiran Chawla sits down with Dr. Loi Le who's unique NPI number was being used by Samrat Mukherjee to write perscriptions for patients while posing as a doctor. Dr. Le opens up about how he came to learn of the deception by Mukherjee and his decision to report his former friend to authorities. Timestamps04:26 Coming to Light10:31 The NPI Number Explained16:41 Risks of Impersonation in Emergencies24:52 Reporting Process28:38 Medical Education32:43 The Long Path to Becoming a Doctor35:57 Personal Impact of the BetrayalLocal Sponsors for this episode include:Neighbors Federal Credit Union:Another Chance Bail Bonds:Dudley DeBosier Injury LawyersSound and Editing for this audio podcast by Envision Podcast Production:

Before we get to the show notes, please go pick up a copy of my new book, Sales Exegesis, available on paperback and Kindle TODAY!

Dietitians Torwen Eerkens and Aidan Muir discuss the different options for pre-workout carbohydrates, including the goals and purpose, the significance of digestibility, and the role of micronutrients and fiber. The conversation emphasizes the need for timing in carbohydrate consumption and provides practical examples of food choices for optimal performance during workouts. (0:29) - The Benefits of Pre-Workout Carbs (2:45) - Differences in Digestibility (4:06) - Timing & Examples of Pre-Workout Carbs  (4:38) - Benefits of Unprocessed Options (5:58) - Risks of Unprocessed Options (7:16) - Extra Options for Processed Pre-Workout Carbs WEBSITE:  https://www.idealnutrition.com.au/ PODCAST:  https://www.idealnutrition.com.au/podcast/ INSTAGRAM:  https://www.instagram.com/idealnutrition__/?hl=en Our dietitians

Matthew Gantner discusses Altum Strategy Group's Next Wave Survey of US senior business leaders on risks, opportunities and priorities in 2026. Matthew leads the firm's research initiatives providing insights on investment priorities and strategic trends. Listen for fresh perspective into today's complex economic, technological, and geopolitical challenges. Host, Kevin Craine Do you want to be a guest? https://DigitalTransformationPodast.net/guest Do you want to be a sponsor? https://DigitalTransformationPodcast.net/advertise

Lt. Gen. (Ret.) David “Abu” Nahom spent decades defending the American homeland, from commanding Alaska Command and the 11th Air Force to shaping Air Force budgets and strategy as the A8. Mike Dickey started his career in the original Strategic Defense Initiative, helped build the USSF and now advises companies and government leaders on the future of national security. Together, they unpack the realities behind Golden Dome: what it is, what it isn't, and why it may be the most complex defense undertaking of our time.Inside the episode:Why homeland defense is no longer a Cold War problem and why threats across all domains demand a fundamentally new architectureWhat it actually takes to detect, track, and intercept advanced weapons, from ballistic missiles to hypersonics to low-observable cruise missilesHow command & control is the real bottleneck, and why BMC2 will define the success or failure of Golden DomeWhy integrating F-35s, space sensors, legacy radars, and new AI systems is a social-engineering challenge as much as a technical oneThe role of startups in a mission where “move fast and break things” collides with the reality of life-or-death stakesWhy public perception lags far behind the actual threat picture and what Americans get wrong about homeland defenseThe technologies on the horizon that could completely reshape missile defense in the next decade• Chapters •00:00 – Intro00:41 – David's and Mike's Backgrounds04:01 – How Elara Nova has grown since last episode05:17 – What makes Golden Dome different?08:00 – How exposed has the US been to missile threats?10:53 – What is the Golden Dome supposed to look like today?14:02 – Not reinventing the wheel16:38 – Capabilities of today and tomorrow23:00 – How new modes of launch change missile defense24:57 – Integrating new solutions with current systems27:15 – Golden Dome isn't a technology problem29:41 – How much does ego play into the social engineering challenge of the Golden Dome?32:47 – Unable to fail in this startup-driven golden age of space and defense tech36:11 – Risks of the Golden Dome budget ballooning39:29 – The deterrence calculus42:12 – How will Golden Dome interface with our allies44:20 – Exciting defense tech being developed or doesn't exist yet46:29 – How putting weapons in space changes things48:13 – Golden Dome issues they wish were fixed today50:24 – What everyday Americans don't understand about the Golden Dome53:01 – Measurable outcomes that the Golden Dome works54:56 – What Mike and David do for fun• Show notes •Elara Nova's website — https://elaranova.com/Mo's socials — https://twitter.com/itsmoislamPayload's socials — https://twitter.com/payloadspace / https://www.linkedin.com/company/payloadspaceIgnition's socials — https://twitter.com/ignitionnuclear /  https://www.linkedin.com/company/ignition-nuclear/Tectonic's socials  — https://twitter.com/tectonicdefense / https://www.linkedin.com/company/tectonicdefense/Valley of Depth archive — Listen: https://pod.payloadspace.com/ • About us •Valley of Depth is a podcast about the technologies that matter — and the people building them. Brought to you by Arkaea Media, the team behind Payload (space), Ignition (nuclear energy), and Tectonic (defense tech), this show goes beyond headlines and hype. We talk to founders, investors, government officials, and military leaders shaping the future of national security and deep tech. From breakthrough science to strategic policy, we dive into the high-stakes decisions behind the world's hardest technologies.Payload: www.payloadspace.comIgnition: www.ignition-news.comTectonic: www.tectonicdefense.com

In this episode of the Smart Real Estate Coach Podcast, I sit down with Alex Arguelles—CEO, co-founder, and operator who scaled from a two-man startup in a garage to 9,000+ units across multiple states by his early 30s. We unpack how he started buying distressed debt right out of college in 2007–2008, raised 100% investor capital, vertically integrated management, and navigated all the headaches that come with growing from 3 employees to 175 and working through 15,000 apartments over 13 years.     We talk about raising credibility when you're young and broke, hiring (and firing) your first key people, managing teams in multiple states, and why Alex believes your unfair advantage is your willingness to "just learn" by getting your hands dirty. Then we fast-forward to today and dive into his new national sale-leaseback platform, Sell2Rent, how it helps investors buy cash-flowing homes with prepaid rent, and why he thinks the people willing to take smart risks in this cycle will be the ones ahead in 2–3 years.   If you're trying to go from one or two deals to building something scalable, whether that's a lean portfolio or a full-blown company. This one's a real-world masterclass in cycles, capital, people, and mindset.   Key Talking Points of the Episode   00:00 Introduction 01:01 Meet Alex Arguelles: From 21-year-old founder to 9,000 units 02:16 Scaling from 3 people to 175 employees before exiting in 2020 03:24 Running toward the fire: distressed debt & vertical integration 05:03 No burn, no money, and desensitized to risk 06:48 The problems with building credibility as a young investor 08:02 Dealing with doubters and how pain tolerance plays into his success 09:06 Learning through Mortgage for Dummies and no YouTube  10:05 Lessons from scaling across states on culture, DNA & hiring remotely 11:20 The importance of hiring better people to avoid big, expensive mistakes 15:04 Where investors can find opportunities in real estate today 16:36 The Florida real estate market: valuations and rents holding (for now) 17:22 The differences between 2008 and 2025 18:30 How data access can help you collaborate with other investors in your area 20:08 The first step to getting involved in multifamily real estate 21:06 How you should navigate the single-family real estate market 22:37 Sell2Rent: A nationwide platform that connects investors with off-market properties 23:49 What makes Sell2Rent different from other similar platforms  25:02 How taking smarter risks today will put you ahead in 2-3 years 27:14 How to get in touch with Alex and his team   Quotables   "We started running towards the fire. We started buying distressed debt. We had no money, so we had to raise 100% investor funds."   "You make all your money in real estate when you hit the returns or when you use other people's money."   "For the people who are willing to take a risk right now, I think they're going to be ahead in two years to three years."   Links   Sell2Rent https://www.sell2rent.com/   QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast   Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books 3paydaysbooks.com/podcast    Strategy Session https://smartrealestatecoach.com/actionpodcast   Partners https://smartrealestatecoach.com/podcastresources

Today's Scripture passage is Esther 3 - 6.Read by Christina Edmondson.Get in The Word with Truth's Table is a production of InterVarsity Press. For 75 years, IVP has published and created thoughtful Christian books for the university, church, and the world. Our Bible reading plan is adapted from Bible Study Together, and the Bible version is the New English Translation, used by permission.SPECIAL OFFER | As a listener of this podcast, use the code IVPOD25 for 25% off any IVP resource mentioned in this episode at ivpress.com.Additional Credits:Song production: Seaux ChillSong lyrics written by: Seaux Chill, Ekemini Uwan, and Christina EdmondsonPodcast art: Kate LillardPhotography: Shelly EveBible consultant: JM SmithSound engineering: Podastery StudiosCreative producers: Ekemini Uwan and Christina EdmondsonAssistant producer: Christine Pelliccio MeloExecutive producer: Helen LeeDisclaimer: The comments, views, and opinions expressed in this podcast are solely those of the host and/or the guests featured on the podcast and do not necessarily reflect the views or positions of InterVarsity Press or InterVarsity Christian Fellowship.

In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes along with guests Robin Henry, Owner of Pinnacle Building Performance and Ian Schotanus, The HR Guy and Co-owner of The Big Picture Consulting, cover essential topics for those thinking of starting or growing their own HVAC business, including subcontracting vs. employees, payroll setup, hiring, marketing, and more. If you're a technician dreaming of business ownership, this episode is packed with valuable insights to help you navigate the early stages of building your own HVAC business. Expect to Learn: The risks and considerations of subcontracting vs. hiring employees How to set up payroll, unemployment, and worker's comp The challenges and strategies in managing business growth How to handle administrative work and stay organized The importance of marketing and creative approaches to attracting customers Timestamps: [00:00:00] - Introduction  [00:01:25] - Lawsuit Risk and Subcontracting [00:11:18] - Robin's Experience with Hiring [00:13:06] - Payroll, Unemployment, and Worker's Comp [00:15:36] - Advice for Aspiring Business Owners [00:17:24] - Mistakes Made by First-Time Business Owners [00:18:06] - The Wall of Hats [00:19:04] - Admin Work: The Hidden Burden of Business Ownership [00:21:20] - Administrative Inflation [00:22:01] - Closing Remarks Follow Guest Robin Henry on:  LinkedIn: https://www.linkedin.com/in/robin-henry-3a460482 Instagram: https://www.instagram.com/pinnaclebuildingperformance/?hl=en Company's Linkedin: https://www.linkedin.com/company/pinnaclebp Company's Website: https://www.pinnaclebuildingperformance.com/about-us/   Follow Guest Ian Schotanus on:  Company's LinkedIn:  https://www.linkedin.com/company/the-big-picture-consulting Company's Website: https://thebigpictureconsulting.com/about-us Company's Instagram: https://www.instagram.com/thebigpictureconsulting/   Follow the Hosts: Follow Furman Haynes on:  LinkedIn:  https://www.linkedin.com/company/workherohvac/ Facebook: https://www.facebook.com/p/WorkHero-61562122449748/ Instagram: https://www.instagram.com/workhero__    Follow Gary McCreadie on: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/  Website: https://www.hvacknowitall.com  Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/   Instagram: https://www.instagram.com/hvacknowitall1/   

Can a sovereign God take risks? In this episode of Light + Truth, John Piper opens 1 Timothy 6:15–16 to show how God's power and certainty anchor our courage.

A new report from Stanford and Common Sense Media finds that more than half of U.S. teens use AI chatbots for companionship. But, according to Dr. Darja Djordjevic, an adolescent and adult psychiatrist who co-authored the research, the bots aren't equipped to provide the kind of emotional support young people need when dealing with a mental health issue.Dr. Djordjevic and her team simulated conversations involving various mental health concerns with four of the most popular consumer chatbots and identified several risks; chiefly, their tendency to be sycophantic. A note, this conversation mentions suicide and self-harm.

A new report from Stanford and Common Sense Media finds that more than half of U.S. teens use AI chatbots for companionship. But, according to Dr. Darja Djordjevic, an adolescent and adult psychiatrist who co-authored the research, the bots aren't equipped to provide the kind of emotional support young people need when dealing with a mental health issue.Dr. Djordjevic and her team simulated conversations involving various mental health concerns with four of the most popular consumer chatbots and identified several risks; chiefly, their tendency to be sycophantic. A note, this conversation mentions suicide and self-harm.