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What does the evidence actually show when we look at plant-based dietary patterns through the lens of food processing? And does classifying foods as "ultra-processed" meaningfully change how we interpret the relationship between plant-based diets and long-term health outcomes? A recent large prospective cohort analysis examined both healthful and unhealthful plant-based dietary patterns, and importantly, stratified the contributing foods based on whether they were classified as ultra-processed or non-ultra-processed. In this episode, the study's lead author Dr Alysha Thompson, discusses the many intesresting aspects to the analysis. These include how the dietary indices were constructed, the challenges of applying NOVA classification to self-reported dietary data, the role of residual confounding in observational nutrition research, and the extent to which we can or cannot infer independent effects of processing from these findings. We also consider the broader implications for the use of processing-based classifications in nutrition science and whether this adds meaningful explanatory value beyond traditional assessments of diet quality. Timestamps [03:02] Interview start [05:08] The key research question [07:52] Study design [17:25] Building diet scores [21:11] NOVA classification challenges [25:04] Key findings [38:30] NOVA debate and stance [43:44] Adjustments and mediators [48:11] Future research directions [54:37] Key ideas (premium-only) Resources: Go to episode page Join the Sigma newsletter for free Subscribe to Sigma Nutrition Premium Enroll in the next cohort of our Applied Nutrition Literacy course Paper: Plant-Based Diets, Ultra-Processed Foods, and Risks of Mortality and Major Chronic Diseases: A Prospective Cohort Study
Chris Heye makes the case in a Journal of Financial Planning article that the two retirement risks we obsess over might not be the two most likely to derail us. There are four risks in play, and the two nobody models are the ones quietly doing the most damage: Longevity Risk Market Risk Health Risk Decision Risk I go into depth on those last two. In our Listener Question, a 69-year-old retired engineer and do-it-yourselfer asks about setting up my plan for his wife who's just not into dollars and cents. And in our Retire To Something segment: Debbie shares her "One Year Sabbatical" — and how she gives herself permission to figure out her purpose along the way. Resource: Article by Chris Heye, Ph.D. in the Journal of Financial Planning: Beyond Sequence of Returns: The Four Risks to Retirement Security Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart
Credits: 0.25 AMA PRA Category 1 Credit™ CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-496 Overview: Adolescents who use cannabis—especially at a younger age or higher frequency—face substantially elevated risks of mood and psychiatric disorders. Listen in to hear practical, evidence-based strategies for screening teens for substance use, counseling patients and families, and recognizing the significant risks associated with adolescent cannabis use. Episode resource links: Young-Wolff KC, Cortez CA, Alexeeff SE, et al. Adolescent Cannabis Use and Risk of Psychotic, Bipolar, Depressive, and Anxiety Disorders. JAMA Health Forum. 2026;7(2):e256839. doi:10.1001/jamahealthforum.2025.6839 American Academy of Pediatrics - Substance Use and Prevention Guest: Jillian Joseph, MPAS, PA-C Music Credit: Matthew Bugos Thoughts? Suggestions? Email us at FranklySpeaking@pri-med.com The views expressed in this podcast are those of Dr. Domino and his guests and do not necessarily reflect the views of Pri-Med.
This is Part Two of Teens and Screens, and it's the counterweight. Last episode, Dr. Johann D'Souza made the case for keeping toxic screens out of your teenager's hands entirely. Today I'm joined again by Dr. Will Dobud — social worker, researcher, and co-author of Kids These Days — who thinks the story we tell ourselves about phones and youth mental health is far bigger than the evidence behind it.I open by naming my own bias: I work with the families where it went wrong. Porn addiction, gaming addiction, failure to launch, daughters pulled into dark corners of social media. Will names his: he's oppositional by temperament, and he wrote a book making fun of how adults talk about kids.We get into why the meta-analytic effects between screen use and youth mental health are so small they're arguably not worth publishing, what a third variable does to correlational data, and why Australia's social media ban is failing six months in. I push back repeatedly — on whether "do what feels right" is useful advice to parents who don't know what modern pornography even is, on the candy-bin problem of unregulated access, and on whether calling the phone a symptom of family dysfunction slides into blaming parents.Then Will gets on his soapbox about school, and the conversation turns somewhere I didn't expect: youth self-harm and ER data that tracks the school calendar. Up during term, down during holidays. Highest on Mondays. What if we've been pointing at the wrong thing?Books mentioned in this episode:Kids These Days — Dr. Will Dobud, with co-author NevinThe Anxious Generation — Jonathan HaidtDr. Will Dobud is a social worker, researcher, and educator who has worked with adolescents and families in the United States, Australia, and Norway. Will is from Washington, D.C., and divides his time between the United States and Australia each year. He is an award-winning researcher and educator recognized for excellence in research, teaching, and crime prevention. Dr. Dobud is a Senior Lecturer in Social Work at Charles Sturt University, Australia's largest social work school. His research focuses on improving therapy outcomes for teenagers and promoting safe, ethical practices. He has investigated and written about America's Troubled Teen Industry, especially wilderness therapy. He has worked alongside advocates, survivors, researchers, and clinicians to protect youth from institutionalization and harm. Will is the co-author of the award-winning book, Kids These Days: Understanding and Supporting Youth Mental Health (2025).Links
Is getting lighter always the answer for runners chasing faster race times? Matt Fox is joined by Dr David Lipman for a short, sharp discussion about weight loss, performance, RED-S and the risks of taking leanness too far. Dr David Lipman Links Instagram: https://www.instagram.com/drdavidlipman/ Website: https://www.drdavidjlipman.com/ Listen to David's Podcast For more conversations exploring the science, psychology and hidden stories behind sport, check out 1% Better - Hidden Stories in Sport, co-hosted by Xylon van Eyck and Dr David Lipman. Matt Fox Links Coaching: https://sweatelitecoaching.com/matt-fox/ Supporters Club: https://sweatelite.co/supporters-club/ Instagram: https://www.instagram.com/mattinglisfox/ Strava: https://www.strava.com/athletes/6248359 Email: matt@sweatelite.co Matt and David explore why being lighter does not automatically make an athlete faster. Although reducing excess body fat may improve running economy and performance, there is a lower limit where continued weight loss can begin to compromise health, recovery and long-term performance. Matt shares his own experience of becoming faster after losing weight, while David explains why the human body cannot be treated like a simple machine. Some body fat may provide an important energy buffer because the absorption and use of fuel can vary between athletes and from day to day. They examine Ryan Hall's experience as a cautionary example. Hall initially improved while becoming extremely lean, but his performance and health eventually declined after taking the process too far. This temporary improvement can create a dangerous "more is better" mindset, where athletes continue restricting food because the early results appear positive. The conversation also breaks down Relative Energy Deficiency in Sport, commonly known as RED-S. Rather than viewing RED-S as the result of one isolated mistake, David describes it using a stress bucket model. Training load, inadequate fueling, poor sleep, work pressure and other life stressors can accumulate until the athlete's ability to recover is overwhelmed. Matt and David discuss carbohydrate periodization and carb cycling, including when lower-carbohydrate training may have a place within an endurance program. However, they stress that these strategies do not eliminate the risks of chronic under-fueling. Athletes still require adequate carbohydrates, protein and dietary fat to support performance, recovery and overall health. They also cover behaviours associated with disordered eating, the spectrum between structured nutrition and unhealthy restriction, whether runners should deliberately lose muscle mass, and the difficult tradeoffs that can exist between short-term performance and long-term health. Episode Timestamps 00:00 Is Lighter Always Faster? 00:43 Fat Buffer and Absorption 01:31 Ryan Hall Cautionary Tale 02:38 When Leanness Backfires 03:28 RED-S and the Stress Bucket 06:27 Carb Cycling and Risk 08:43 Macronutrients and Carb Periodization 10:29 The Disordered Eating Spectrum 12:13 Muscle Mass vs Running Goals 13:20 Health and Performance Tradeoffs 14:28 Wrap Up and Thanks This conversation is provided for general educational purposes and is not individual medical or nutritional advice. Athletes concerned about RED-S, disordered eating or persistent under-fueling should speak with a qualified healthcare professional.
AI infrastructure investment continues to accelerate, but the gap between technical progress and sustainable returns is becoming harder to ignore.In the latest episode of This Week in European Tech, Dan Bowyer and Mads Jensen of SuperSeed, Lomax Ward of Outsized Ventures and Andrew J Scott of 7percent Ventures, discuss volatile tech markets, the economics behind data centre expansion and why stronger AI models do not always translate into meaningful automation.HighlightsWhy AI and tech stocks are experiencing sharper volatility than the wider marketWhether today's infrastructure spending can produce sustainable returnsNvidia's expanding role in financing the AI ecosystemWhy engineering, not model capability, may now be the main bottleneckWhat AI is revealing about post-quantum securityHow sovereignty is reshaping technology supply chainsThis week's standout deals across nuclear energy, robotics, defence and quantum computing
What is the driving force of any economy? It is you and me! It's the money we work so hard to earn and have fun spending. In fact, private consumption accounts for nearly 61.5% of India's GDP. Last year alone, consumer spending grew by 7.7%. This makes households one of the biggest contributors to India's growth story. Meanwhile, household debt has climbed to 45.5% of GDP, with unsecured loans rising compared to home loans. Indians are moving away from bank deposits and entering stock markets, either through mutual funds or in equities, like never before. With 93% of the growth in India's urban consumer class is expected from non-metros by 2040, how are Indians changing the way they save, borrow and spend? Are these signs that India is becoming a mature consumption-driven economy, or a warning sign for policymakers? (The views expressed are strictly personal) Guest: Prof. Smita Roy Trivedi, National Institute of Bank Management Host: Nivedita V Edited by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices
As the space ecosystem continues to expand, the sector has become increasingly filled with new suppliers, manufacturers, and operators. However, while this development has led to the introduction of new technologies, it has also greatly expanded space's cyberattack surface. In this week's episode, host Maria Varmazis sits down with Jen Sovada, General Manager of Public Sector at Claroty. During the conversation, the two explore how vulnerabilities within the space supply chain can impact mission assurance. They discuss how the expanding space supply chain ecosystem has expanded the attack surface. Like what you heard? Be sure to subscribe to our free Signals and Space Briefing, our Sunday newsletter covering the intersection of cybersecurity and space. Subscribe at: https://thecyberwire.com/newsletters/signals-and-space Is there a topic or person you'd like to hear on our show? You can send your questions and feedback to space@n2k.com. You can also fill our our audience survey: https://www.surveymonkey.com/r/NJYCN2P T-Minus: Space-Cyber Briefing is a production of N2K CyberWire. N2K is your nexus for discovery and connection for people, technology, and ideas shaping the future of secure innovation. Learn how at n2k.com.
Peptides are the latest craze in health and wellness, with advocates claiming they can boost recovery, build muscle, and extend longevity—even as critics raise safety concerns. Following a key FDA advisory panel vote on peptides, FOX News Correspondent Alex Hogan spoke with Wellness Expert and Keeping It Real podcast host Jillian Michaels on the FOX News Rundown about the trend, as well as the risks and benefits of the drugs. They explore the real science, the safety risks of imported supplements, and Jillian's firsthand experience with the trend. The conversation was too long for the midweek edition, so today on the FOX News Rundown: Extra, we bring you the full, unedited conversation with wellness expert Jillian Michaels-- and let you learn even more about peptides. Don't miss a single episode—follow The FOX News Rundown on your favorite podcast app today! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Peptides are the latest craze in health and wellness, with advocates claiming they can boost recovery, build muscle, and extend longevity—even as critics raise safety concerns. Following a key FDA advisory panel vote on peptides, FOX News Correspondent Alex Hogan spoke with Wellness Expert and Keeping It Real podcast host Jillian Michaels on the FOX News Rundown about the trend, as well as the risks and benefits of the drugs. They explore the real science, the safety risks of imported supplements, and Jillian's firsthand experience with the trend. The conversation was too long for the midweek edition, so today on the FOX News Rundown: Extra, we bring you the full, unedited conversation with wellness expert Jillian Michaels-- and let you learn even more about peptides. Don't miss a single episode—follow The FOX News Rundown on your favorite podcast app today! Learn more about your ad choices. Visit podcastchoices.com/adchoices
AI can scrape the internet, but it can't customize your retirement or take responsibility for your annuity decisions. In this episode, Stan breaks down why you should never outsource your annuity strategy to ChatGPT—and what to do instead. In this episode, The Annuity Man discussed: AI vs. human advice in the annuity world Risks of relying on ChatGPT for annuity research Customizing annuity contractual guarantees How AI supports back-end operations in his business Vision for a tech-forward, pro-consumer annuity platform Key Takeaways: AI tools like ChatGPT can be helpful for general education, but they are inherently unreliable for annuity advice because they scrape both accurate and inaccurate information. Annuities are contractual guarantees that must be customized to each person's age, goals, and situation—something a generalized AI output cannot safely do. Technology and AI can massively improve operations like accounting, tracking, and database management, but they should complement, not replace, experienced human advisors. The annuity industry is often slow and resistant to change, yet a tech-embracing, pro-consumer approach can flip that model and better protect buyers from bad sales pitches. Access to an experienced, licensed professional who has worked thousands of cases is invaluable, especially in retirement planning where you "can't make a mistake." "When AI scrapes information to create the information flow that they're giving back to you, they're scraping both good and bad, both truthful and non-truthful information." — Stan The Annuity Man Connect with The Annuity Man: Website: http://theannuityman.com/ Email: Stan@TheAnnuityMan.com Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!
Could your retirement plan be taking more risk or creating more taxes than you realize? From this past weekend’s radio show, Abe Abich discusses why investors nearing retirement should be cautiously optimistic during market highs, the importance of a mid-year financial review, and how retirement planning differs from the accumulation years. He also explains common 401(k) misconceptions, withdrawal strategies, tax considerations, and ways retirees can evaluate income, protection, and diversification as they transition into retirement. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Peptides are the latest craze in health and wellness, with advocates claiming they can boost recovery, build muscle, and extend longevity—even as critics raise safety concerns. Following a key FDA advisory panel vote on peptides, FOX News Correspondent Alex Hogan spoke with Wellness Expert and Keeping It Real podcast host Jillian Michaels on the FOX News Rundown about the trend, as well as the risks and benefits of the drugs. They explore the real science, the safety risks of imported supplements, and Jillian's firsthand experience with the trend. The conversation was too long for the midweek edition, so today on the FOX News Rundown: Extra, we bring you the full, unedited conversation with wellness expert Jillian Michaels-- and let you learn even more about peptides. Don't miss a single episode—follow The FOX News Rundown on your favorite podcast app today! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Dr. Steven Mercer, an adjunct professor at the University of California-San Diego and an independent educational consultant, speaks from personal experience when he instructs solo entrepreneurs and consultants on how to build a service practice without sacrificing their values, time, or financial stability. According to a 2025 Census Bureau report, there are 29.8 million solopreneurs in the United States who contribute an estimated $1.7 trillion to the US economy. On a bare-bones marketing budget, Dr. Mercer has managed to grow his business — Mercer Educational Consulting, which consults high school students and their parents on the best ways to get accepted into college — into a global enterprise. On this week's episode, Dr. Mercer offers lessons on how to transition gradually from employment to independent practice, attract clients through referrals and useful content, and decide when advertising makes sense. Although there will not be a test, listeners will be schooled on the best ways to set fees, establish boundaries, and handle difficult clients. Monday Morning Radio, now in its 15th season, is hosted by the father-son duo of Dean and Maxwell Rotbart. Photo: Dr. Stephen Mercer, Mercer Educational Consulting Posted: August 3, 2026 Monday Morning Run Time: 50 minutes Episode: 703 [Be sure to pick up your copy of All You Can Eat Business Wisdom: Second Helpings, the new Monday Morning Radio anthology featuring 21 world-class thinkers and leaders.]
As the space ecosystem continues to expand, the sector has become increasingly filled with new suppliers, manufacturers, and operators. However, while this development has led to the introduction of new technologies, it has also greatly expanded space's cyberattack surface. In this week's episode, host Maria Varmazis sits down with Jen Sovada, General Manager of Public Sector at Claroty. During the conversation, the two explore how vulnerabilities within the space supply chain can impact mission assurance. They discuss how the expanding space supply chain ecosystem has expanded the attack surface. Like what you heard? Be sure to subscribe to our free Signals and Space Briefing, our Sunday newsletter covering the intersection of cybersecurity and space. Subscribe at: https://thecyberwire.com/newsletters/signals-and-space Is there a topic or person you'd like to hear on our show? You can send your questions and feedback to space@n2k.com. You can also fill our our audience survey: https://www.surveymonkey.com/r/NJYCN2P T-Minus: Space-Cyber Briefing is a production of N2K CyberWire. N2K is your nexus for discovery and connection for people, technology, and ideas shaping the future of secure innovation. Learn how at n2k.com.
The Real Truth About Health Free 17 Day Live Online Conference Podcast
From suppressed trials to post-drug syndromes, learn how real drug harms are hidden—and who pays the price. #DrugHarms #HiddenData #Paxil #HealthTalks
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Coldcard Exploit Details Losses and Risks for Bitcoin HoldersTreasury Secretary Slams Democrats Over Clarity Act HoldoutCEO Arrested Over Alleged Crypto-Funded Contract KillingShiba Inu Burns 2.3 Billion SHIB Tokens in 24 Hours
Ray & Scott continue the Destination Chill Division Preview series by breaking down the 2026 fantasy football projections for all four NFC East offenses. Can Dak Prescott deliver a league-winning season in one of the NFL's best fantasy environments? Does Jalen Hurts still belong alongside the elite dynasty quarterbacks? Ray & Scott examine the ceilings, risks and market prices surrounding Jayden Daniels, Jaxson Dart, CeeDee Lamb, George Pickens, Malik Nabers, DeVonta Smith, Terry McLaurin and more. They also discuss why Javonte Williams may be one of the most mispriced running backs in fantasy football, whether Rachaad White can outperform expectations and why the market may be too aggressive on Isaiah Likely. Thank you for checking out the Podcast, be sure to follow and comment if you have any questions, we are always happy to answer any. For Access to our Premium Tools (Trinity, WAR & More) & Discord Community https://ddfantasyfootball.com/subscriptions/ Join the discord for FREE: https://discord.gg/TAeWz3B5VW Subscribe to the Youtube Channel DDFFB https://www.youtube.com/@DDFFB Sub to the Wake up YT Channel: https://www.youtube.com/channel/UCaIJqSepjl-eZ2YEaaLciFA Subscribe to Ray's Channel: https://www.youtube.com/@RayGQue Follow Ray on Bleacher Report: https://br.app.link/7ExIDsWfHVb Follow us on Twitter: https://x.com/destinationdevy Become a Member on Youtube for access to the Dynasty Deal Show Live, Destination Chill and other member benefits, like priority reply to comments and unique badges and emojis: https://www.youtube.com/channel/UCV84gHvtBMXxzN9ZPI9XHfg/join Learn more about your ad choices. Visit megaphone.fm/adchoices
Waymo, Apple, Meta and Google have constructed ecosystems that have immense leverage over the global economy and infrastructure. So how should antitrust law tackle that?Today on Second Request, Executive Editor Teddy Downey sits down with J. Wyatt Fore to discuss the emerging antitrust risks in edge computing and AI.
In today's episode of The Scott Jennings Show, Mark Davis takes the reins, discussing the economy and the growing concerns surrounding AI. He's joined by Dr. Peter Earl, senior director of research at the American Institute for Economic Research, to discuss the importance of a lighter touch from government and the dangers of subsidizing failure. Then, Mark is joined by Brendan Steinhauser, CEO of the Alliance for Secure AI. They discuss the recent incident where AI agents escaped a sandbox and hacked into a company, raising concerns about the potential risks of AI. Brendan shares his thoughts on the need for caution and the importance of developing safeguards to prevent AI from becoming a nightmare scenario. https://www.duke-energy.com/poweringamerica See omnystudio.com/listener for privacy information.
Dieters have long been warned against repeatedly gaining and losing weight, often called yo-yo…
Jeannette looks at the critical difference between making bold leadership decisions and falling into reckless ones. She busts the myth that courage is just an innate personality trait, framing true boldness as a learnable skill built on solid data, self-awareness, and emotional calm. Whether you are navigating massive strategic pivots or personal career moves, she shares a practical framework to help you move fast without losing control, assess risk responsibly, and lead with unwavering conviction. You'll Learn Why: Boldness is not a fixed personality trait, but a dynamic skill that any leader can learn, practice, and master over time. Moving fast in business doesn't mean moving blind, as true bold decision-making relies on using all available data rather than skipping your homework. High-stakes risk requires evaluating whether a choice is reversible and asking who is genuinely bearing the brunt of the outcome. Failure should be treated as neutral feedback rather than a personal identity, allowing you to build resilience and refine your decision-making process. Whether you're a founder, CEO, small business owner, entrepreneur, startup leader or executive, these lessons will help you make smarter hiring decisions and build a stronger, more successful business.
El Cerrito police say all Flock Safety license plate-reader cameras in the city are being removed after the City Council chose not to renew its contract with the company, largely due to privacy concerns. The removal process is expected to be completed by August 18, 2026. Flock Safety's automated license plate reader (ALPR) cameras, already controversial because of privacy concerns, are now facing criticism from roadway safety advocates who say some installations may create hazards for motorists Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Here's your local news for Thursday, July 30, 2026:We hear how Wisconsin health officials are preparing to carry out the new federal work requirement for Medicaid recipients,Examine the city of Madison's push to standardize zoning,Usher in a new era of "Transparency Talk,"Tell you the best spots to cast your fishing line,Check in with Forward Madison FC as their winning streak continues,And much more.
Those Long-Term Chip Deals May Not Be as Secure as Investors Are Led to Believe When you listen to memory chip companies like Samsung Electronics, SK Hynix, and Micron Technology discuss their businesses, they often make it sound like customer contracts—some extending as long as five years—are essentially set in stone. Unfortunately, that's not entirely true. Yes, these companies have long-term agreements in place, but contracts in this industry are often renegotiated when market conditions change. If demand for memory chips weakens significantly, chip manufacturers have a strong incentive to work with their customers rather than strictly enforce every contractual commitment. The reason is simple: preserving long-term customer relationships is often far more valuable than maximizing short-term revenue. Imagine a customer that suddenly doesn't need as many chips because its own sales have slowed. If a supplier forces that customer to accept unwanted inventory, those chips may simply sit in a warehouse until demand recovers. By the time the customer needs additional chips, it may choose to reduce future orders or move business to a competitor that proved to be more flexible during difficult times. Competitors are always looking for opportunities to gain market share. If one supplier refuses to work with its customers, another is usually willing to offer better pricing or more favorable terms. Losing a major customer over a rigid interpretation of a contract can cost far more in future profits than making temporary concessions during a downturn. This isn't just theory and it has happened before. During the COVID-era, many long-term agreements were adjusted as demand shifted. Rather than forcing customers to take products they no longer needed, suppliers often renegotiated delivery schedules and purchasing commitments to preserve long-term partnerships. The same principle applies across many industries. Companies frequently modify or delay large commercial agreements when business conditions change. While contracts provide a framework, successful businesses understand that maintaining trust with key customers is often more important than enforcing every clause to the letter. Investors should remember that a signed contract does not necessarily guarantee future revenue will be recognized exactly as originally planned. Management teams often emphasize the value of their long-term agreements during earnings calls, but those agreements can evolve if market conditions deteriorate. At the end of the day, great businesses understand that customer relationships are built over years but can be damaged in a matter of weeks. In many cases, giving a customer flexibility during a downturn is a much better investment than insisting on strict contract enforcement. That's why investors should view long-term chip contracts as valuable, but not invincible. Why Index Investing Could Leave You Disappointed Long Term I often hear people say, "Just buy the S&P 500 and forget about it. You'll be fine." While that sounds simple, investing is rarely that easy. Many investors don't fully understand how an index works or why it has performed so well in recent years. The S&P 500 has been driven largely by a handful of technology and AI companies. By blindly investing in the index, many people are simply participating in a momentum strategy without realizing it. Very little thought is given to what those 500 companies are actually worth. There is no effort to trim positions that have become extremely expensive or overly concentrated. As valuations climb, the index simply gives those companies an even larger weighting, leaving investors with greater exposure to the stocks that have already gone up the most. Some people respond by saying, "I won't put everything in the S&P 500. I'll diversify into other index funds." But once you go down that road, investing becomes much more complicated and you'll likely underperform the S&P 500. Should you own an international index? A European index? A bond index? A growth index? A value index? Small-cap funds? REITs? There are hundreds of ETFs and mutual funds to choose from. Now you have another challenge: deciding how much to allocate to each one. When your portfolio declines will you understand why? More importantly, will you know what to do next? Many investors don't, and that uncertainty often leads to emotional decisions at exactly the wrong time. This is why I prefer managing a portfolio of individual value-oriented stocks, combined with money market funds and selected real estate investment trusts (REITs). That approach still provides diversification, but I understand what each investment is worth and why I own it. In my view, that's a much better foundation than owning five or ten different index funds without truly understanding what's inside them or how they're valued. Another common argument for index investing is lower fees. While fees certainly matter, they shouldn't be the only factor. The number that ultimately matters is your total return after all fees and expenses. A lower fee doesn't automatically translate into better long-term performance. If you own index funds, take some time to look under the hood. Do you really understand what you own? Do you know which sectors dominate your portfolio, which companies make up the largest holdings, and how expensive those businesses are today? If the answer is no, don't assume you'll be comfortable when the market experiences its next major decline. Investors who don't understand what they own are often the first to panic, and that confusion can lead to costly investment mistakes. The U.S. economy is still in much better shape than many people think. This week brought three major events for investors: GDP, PCE inflation, and the Federal Reserve meeting. While the headlines may have sounded mixed, the underlying data still paints a healthy consumer. Second-quarter GDP grew at a 1.5% annualized rate, below economists' expectations. At first glance, that may seem disappointing. But when you look under the hood, the economy continues to show resilience. Consumer spending, which accounts for nearly 70% of U.S. GDP, increased 3.2% after a weak first quarter where it only climbed 0.5%. That tells me the American consumer is still in good shape, and that's one of the biggest reasons the economy continues to avoid the recession that so many have been predicting. Major drags on the headline GDP figure included government spending, which reduced growth by 0.14 percentage points, as well as the more volatile components of trade and the change in private inventories, which subtracted 1.01 and 0.67 percentage points, respectively. Inflation remains the biggest challenge. The Fed's preferred inflation measure, core PCE, increased 3.3% over the past year. While that's an improvement from where we've been, it's still well above the Federal Reserve's 2% target. I continue to believe inflation will remain sticky until energy prices become more stable. Energy impacts transportation, manufacturing, and virtually every supply chain, so it's difficult to see inflation falling sustainably while energy costs remain volatile. The Fed, as expected, left interest rates unchanged. What stood out wasn't the decision, it was the growing disagreement among policymakers. The 3 dissents that voted for a 25-basis point increase highlight just how uncertain the economic outlook remains. When inflation is still elevated but the economy continues to grow, there isn't an easy policy answer. One thing I do like so far is Kevin Warsh's changes at the Fed. I like the simplified statement, the encouragement of differing viewpoints, and rather than projecting absolute confidence in economic forecasts, he has acknowledged the uncertainty surrounding them. That's a refreshing change. Economic forecasting has never been an exact science, and I would rather have a Fed Chair who recognizes the limitations of those projections than one who pretends they are precise. What's surprising is how quickly some of the talking heads have claimed Warsh already has a credibility problem. I don't see it that way. Credibility isn't about making bold predictions that later need to be revised. It's about being honest about what we know, what we don't know, and allowing incoming data to guide policy. The takeaway for investors is simple: don't let one headline drive your investment decisions. The economy continues to expand, consumers are still spending, inflation remains stubborn, and the Fed is navigating a difficult policy environment. Looking beneath the surface is often where you'll find the real story. Leverage Is Fuel... Until It Becomes the Fire The last few weeks have been a reminder that leverage looks like a wonderful tool on the way up... but it's a devastating one on the way down. FINRA's new margin rules have effectively replaced the 25-year-old Pattern Day Trader rule, allowing traders with as little as $2,000 to make unlimited day trades using intraday margin. While this opens the door for more retail participation, it also means more investors have access to leverage, something that has historically magnified both gains and losses. This is a big problem considering FINRA margin debt climbed 49% year over year to another record in June of roughly $1.5 trillion. This comes as investor net credit balances have fallen to a record negative $1.06 trillion. In other words, investors collectively owe more on margin than they have sitting in cash accounts. For comparison's sake, in March 2000 this measure stood at a negative $0.13 trillion. That's an aggressive setup if volatility returns. We also saw this past week the spectacular collapse of Leopold Aschenbrenner's AI-focused hedge fund, Situational Awareness, which shows what can happen when conviction is paired with excessive leverage. The near 25-year-old Aschenbrenner was painted as a genius with strong credentials like being Columbia University's valedictorian at age 19. His fund was launched in July 2024 and he had no experience managing money before that. Before this month's decline the fund had gains of more than 1,000% since inception. The fund used tons of leverage with some saying as much as 400% to build massive positions in AI and semiconductor stocks while shorting stocks in the software space like Adobe. The problem is when names like Coreweave, Nebius, and Sandisk fell more than 50% from their highs and the software stocks rallied, margin calls forced the liquidation of most of its public equity portfolio. The result was staggering considering the fund peaked at above $45 billion in assets and with the selloff they plunged to around $10 billion. This forced a fire sale of assets at a discount to Ken Griffin's Citadel. Some speculate that the forced selling may have helped create the bottom. Once one of the market's largest leveraged sellers had finished liquidating, the selling pressure eased and many AI stocks staged a sharp rebound. Others believe the selling is not over as Michael Burry reportedly used Thursday's powerful rally as an opportunity to increase several of his bearish positions in Micron, Nvidia and the VanEck Semiconductor ETF. Whether he's ultimately right or wrong remains to be seen, but it's a reminder that some experienced investors still believe AI-related valuations and leverage remain stretched. Here Come the Robots! Robots have been making their way into manufacturing for decades. The first industrial robotic arm, called Unimate, was installed in 1961 on the assembly line at a General Motors plant in Trenton, New Jersey. But today's robots are very different. They're no longer just stationary robotic arms bolted to the factory floor, they're starting to look and move like humans. That reality is beginning to make workers uneasy. At a Hyundai Motor plant in South Korea, employees have gone on a partial strike, with concerns over automation playing a role. Hyundai recently unveiled its humanoid robot, Atlas, which stands 6'2", weighs about 200 pounds, can lift up to 110 pounds, and can continuously carry nearly 70 pounds. It's easy to understand why workers are wondering what these machines could mean for their jobs. South Korea is already the world leader in industrial robot adoption, with approximately 1,220 industrial robots for every 10,000 manufacturing employees. By comparison, the United States has around 307 robots per 10,000 workers. One statistic that surprised me was China, which currently has only about 166 industrial robots per 10,000 manufacturing workers. If Elon Musk has anything to say about it, those numbers could change dramatically over the next several years. Tesla is aggressively developing its humanoid robot, Optimus, with the goal of having it help build vehicles in its factories before long. If that vision becomes reality, other manufacturers will almost certainly follow. The idea of humanoid robots can be unsettling, but the transition is likely to be slower than many people expect. Industry forecasts suggest that global annual production of humanoid robots could reach roughly 1.2 million units by 2030. While that sounds like a large number, it's still a tiny fraction of the global workforce. So, we're probably still a few years away from living like The Jetsons. If you're not familiar with the cartoon, it debuted in September 1962 and imagined a future filled with flying cars and household robots. I guess I will have to wait a few more years to get a maid like the Jetsons had named Rosie the robot. Financial Planning: Tax Relief Coming for Older Home Sellers? The federal home sale capital gain exclusion has remained unchanged since 1997, allowing homeowners to exclude up to $250,000 of gain if single or $500,000 if married filing jointly when selling a primary residence. With home values rising significantly over the past three decades, particularly in high-cost areas like California, many long-time homeowners now face substantial capital gains taxes when downsizing. A new proposal, the Nest Egg Protection Act, would increase the exclusion to $1 million for homeowners age 65 and older who have owned and lived in their home for at least 25 years. This would allow more seniors to keep the equity they've built over a lifetime. In addition to providing tax relief, the proposal could encourage more older homeowners to sell, increasing housing inventory and making homeownership more attainable for first-time buyers. While the legislation has not yet been enacted and homeowners should continue planning under current law, the proposal reflects a growing recognition that the existing exclusion no longer aligns with today's housing market. Companies Discussed: International Business Machines Corporation (Ticker: IBM)
China has called on Japan to draw lessons from history and act with caution following the establishment of a new national intelligence system, saying Japan's wartime intelligence agencies helped support militarism and overseas aggression (01:11). Hostilities between the US and Iran have flared up again after a brief pause (09:56). China's top economic regulator says it will take various steps to drive the economy toward sustained improvement and high-quality development (17:39).
AXA's Matt Briggs discusses the emerging risks reshaping commercial property insurance, from lithium-ion batteries and net zero retrofits to climate change and what underwriters look for in a well-managed risk.
El Cerrito police say all Flock Safety license plate-reader cameras in the city are being removed after the City Council chose not to renew its contract with the company, largely due to privacy concerns. The removal process is expected to be completed by August 18, 2026. Flock Safety's automated license plate reader (ALPR) cameras, already controversial because of privacy concerns, are now facing criticism from roadway safety advocates who say some installations may create hazards for motorists Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Send Us A Message! Let us know what you think.Adult kids moving into $31,000 flatpack studios? Investors completely bypassing Auckland to chase high rental yields down south? The standard New Zealand property playbook is being rewritten right before our eyes! In this episode of The Week in Review, Debbie Roberts (owner and financial adviser at Property Apprentice) breaks down the 5 biggest stories you need to know to make smart, risk-reduced property decisions. Inside This Episode:
In this live-stream episode, Bryan is joined by Tim DeStasio, John Semmelhack, and Ty Branaman for a deep dive into residential ventilation — the often-overlooked "V" in HVAC. The group opens with quick life updates before launching into a wide-ranging conversation covering the three core ventilation strategies (circulation, extraction, and dilution), how tight home construction changes the ventilation equation, and why there is no single "magic number" that works for every house. A major theme is the physics of pressurization and depressurization. Tim walks through balanced strategies (ERVs and HRVs), positive-pressure approaches using ventilating dehumidifiers, and exhaust-only setups — explaining why exhaust-only, while still code-compliant, is his least favorite option due to the risk of pulling air from crawl spaces, attics, or combustion appliances. Using REDCalc, Tim demonstrates how even modest airflow can swing a tight house's pressure by ten or more pascals, and the group discusses how wind, stack effect, and seasonal conditions constantly change a home's natural air exchange rate. Ty brings a service-focused perspective, emphasizing measurement before intervention — checking CO2, carbon monoxide, and other indicators before jumping to solutions like bigger fans or added dehumidification. He shares real-world stories, including a rental home with elevated CO from an unvented gas range, and stresses that building science problems (duct leakage, poorly placed bath fans, depressurized combustion appliances) often hide behind symptoms that look like simple ventilation shortfalls. Large kitchen range hoods get particular attention: hoods moving 1,200 CFM or more can seriously depressurize a house, and the group discusses code thresholds for interlocked and powered makeup air, along with practical products like the Fantech MUAS. John rounds out the discussion with a walkthrough of a real high-performance home design, showing how an ERV can serve both whole-house outside air and continuous bathroom exhaust, how MERV 16 pre-filtration has become a common upgrade since the 2021—2022 wildfire smoke events, and how an ERV can be configured to boost into a makeup-air role when a range hood kicks on. The episode closes with a look at ventilating dehumidifiers, demand-controlled ventilation, the tradeoffs of leaving blower fans in the "on" position, and recommended resources for anyone wanting to go deeper into building science. Topics Covered The three ventilation strategies: circulation, extraction, and dilution How tight, high-performance construction drives the need for mechanical ventilation Calculating and understanding natural air exchange rates Balanced (ERV/HRV), positive-pressure, and exhaust-only ventilation strategies Using REDCalc to model pressurization and depressurization Why exhaust-only ventilation can create combustion safety risks Designing ventilation with flexibility beyond code-minimum rates Measuring first: CO2, CO, and pollutant levels before choosing a solution Large range hoods, makeup air requirements, and the Fantech MUAS system Passive capture and range hood geometry (corner hoods vs. center islands) A real-world high-performance home ERV design walkthrough MERV 16 pre-filtration for outside air following regional wildfire smoke events Using an ERV in a makeup-air configuration for range hood operation Ventilating dehumidifier strategy and sizing considerations Demand-controlled ventilation and the new ASHRAE 62.2-2025 guidance Risks of leaving blower fans in the "on" position, including duct leakage effects Recommended building science resources: Joseph Lstiburek, Allison Bailes, and TEC classes Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool Purchase your tickets or learn more about the 8th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.
Dr. Oz's proposed 2027 CMS rules dropped, and I've been waiting all week to get into them. The push toward value-based care and Accountable Care Organizations continues, but the headline for anyone in private practice is the multiple procedure cut: if you bill an E&M code and a procedure on the same day, Medicare now pays 100% for the more expensive service and only 50% for the other, regardless of modifiers, regardless of whether they're for two totally separate problems. That is a direct assault on independent practices, and every commercial insurer will follow Medicare's lead. There's one small win. Mandating real-time electronic prior authorization across Medicare Advantage, Medicaid, and ACA marketplace plans One head-scratcher...Medicaid work requirements of 80 hours per month starting January 2027, which I suspect will land squarely on physicians' documentation burden. Also, everyone say it with me: physician compensation is 10% of U.S. healthcare expenditure. After the break, medical malpractice for ophthalmologists. A colleague just came out of a settlement, and it got me looking at the top drivers of ophthalmology lawsuits: cataract surgery complications, missed or delayed retinal detachments, glaucoma management failures, and post-op infections. The uncomfortable truth: the only way to avoid surgical complications is to not operate, and sometimes even perfect communication and documentation don't stop a lawsuit. But they help. Takeaways: The proposed 2027 CMS rules would pay only 50% for a second same-day service when an E&M visit is billed alongside a procedure, regardless of modifier, effectively a major reimbursement cut that will hit independent private practices hardest and be adopted by commercial insurers Physician compensation accounts for just 10% of total U.S. healthcare expenditure, yet Medicare physician reimbursement is cut nearly every year while hospital and insurer reimbursement continues to rise The 2027 rules push physicians further toward Accountable Care Organizations and value-based care, favoring large health systems and insurers over independent physician-owned practices, with one bright spot: mandatory real-time electronic prior authorization across Medicare Advantage, Medicaid, and ACA plans The top ophthalmology malpractice risks are cataract surgery complications (posterior capsule tears, retained lens fragments, unfulfilled patient expectations), missed or delayed retinal detachment diagnosis, glaucoma management failures (insufficient IOP monitoring), and post-op infections Per OMIC, the three biggest drivers of ophthalmology claims are documentation deficiencies, communication gaps, and technical performance, about 60% of claims involve surgical execution errors, and diligent documentation, brutally honest informed consent, and strong physician-patient rapport are the biggest mitigators To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
Can stem cell therapy help the body repair itself? Learn how stem cells may influence inflammation, immune function, tissue regeneration, brain health, and aging.Stem cell therapy is one of the most talked-about areas of regenerative medicine, but not all stem cells or treatments are the same. In this episode, Dr. Joy Kong explains how stem cells work, why their source matters, and what patients should investigate before choosing a treatment or clinic.We explore the differences between bone marrow, fat-derived, and umbilical cord-derived stem cells, along with IV infusions, local injections, PRP, and exosomes. Dr. Kong also discusses emerging research and clinical observations involving chronic inflammation, neurological health, joint pain, skin, hair loss, aging, and cancer.Many of the treatments and potential applications discussed remain experimental and are not established treatments for the conditions mentioned. This conversation is for educational purposes and should not replace individualized medical advice.Subscribe for weekly health and longevity breakdowns, and comment below: Would you ever consider stem cell therapy?If you are managing chronic inflammation, exploring ways to support healthy aging, or looking for personalized cancer support, explore related Hol+ care options here:Inflammation:https://holplus.co/conditions/inflammation/Longevity and Anti-Aging:https://holplus.co/services/longevity-anti-aging/0:00 Can Stem Cells Help the Body Heal?0:57 Meet Dr. Joy Kong7:28 What Is a Stem Cell?14:49 Bone Marrow, Fat, and Umbilical Cord Stem Cells17:10 How to Evaluate Stem Cell Quality and Safety23:00 IV Stem Cells, Injections, PRP, and Exosomes33:45 Stem Cells and Cancer40:26 Brain Health and Neurological Conditions42:20 Skin, Hair, Anti-Aging, and Weight Loss48:01 The Future of Stem Cell Medicine55:19 Stem Cell Costs and Overseas Clinics59:04 Dr. Kong's Approach to Health and LongevityAbout Dr. Joy Kong:Dr. Joy Kong is a UCLA-trained, triple board-certified physician specializing in anti-aging and regenerative medicine. She is the founder of the American Academy of Integrative Cell Therapy, where she educates physicians about stem cell therapy and other regenerative treatments.After beginning her career in psychiatry, Dr. Kong became interested in stem cells after learning about their potential applications beyond conventional symptom management. Her work now focuses on regenerative medicine, stem cell therapy, peptides, longevity, and educating patients and physicians about this rapidly developing field.Connect with Dr. Joy Kong:https://joykongmd.com/https://www.instagram.com/dr_joy_kong/https://www.youtube.com/@joykongmdhttps://chara-health.com/podcast/About Dr. Taz:Dr. Tasneem Bhatia (Dr. Taz) is a triple board-certified integrative medicine physician,bestselling author, and founder of hol+ a multi-location integrative medicine practice.Learn more: https://doctortaz.com/aboutStay Connected:Connect further to Hol+ at https://holplus.co/ - Don't forget to like, subscribe, and hit the notification bell to stay updated on future episodes of hol+.Book a Hol+ Consultation: https://holplus.co/locations/virtual/Follow Dr. Taz on Instagram:https://www.instagram.com/drtazmd/https://www.instagram.com/liveholplus/Subscribe to the audio podcast: https://holplus.transistor.fm/subscribeSubscribe to the video podcast: https://www.youtube.com/@DrTazMD/podcastsProduced by https://ClipGrowth.com (Producer: Pat Gostek)
In this episode of the Ecomm Breakthrough podcast, host Josh Hadley tackles what he calls the "silent killer" of e-commerce businesses: inventory mismanagement. Drawing on his experience scaling brands to eight figures, Josh explains how poor inventory forecasting, ordering too much or too little, can devastate cash flow and lead to bankruptcy. He shares cautionary examples, practical frameworks, and key strategies, including SKU-level forecasting, maintaining 90-120 days of inventory, using pre-orders to validate demand, and having liquidation plans ready. Josh emphasizes that protecting cash flow is ultimately more critical than maintaining perfect stock availability.Bullet Points:Importance of effective inventory management in e-commerce.Consequences of poor inventory forecasting on cash flow and profitability.Risks associated with overstocking and understocking inventory.Strategies for accurate inventory forecasting at the SKU level.Guidelines for managing inventory levels and turnover ratios.The impact of temporary demand spikes on inventory planning.Necessity of having a liquidation plan for excess inventory.Benefits of using pre-order pages to gauge demand and improve cash flow.Emphasis on prioritizing cash flow over maintaining perfect stock levels.Lessons learned from cautionary examples of inventory mismanagement.Timestamps:00:00:00 Introduction: The Silent Killer of E-commerceThe host introduces the number one reason e-commerce brands fail and go bankrupt, which he calls the "silent killer."00:00:54 Inventory: The Kryptonite of E-commerceInventory is compared to Superman's Kryptonite, a silent threat that drains a business's power and can sneak up unexpectedly.00:02:00 The Dangers of Inventory ForecastingThe host explains that inventory forecasting is never 100% accurate and discusses the asymmetrical risks of ordering too much versus too little.00:04:48 The Compounding Problems of OverstockingOver-ordering inventory creates a chain reaction of problems, including cash flow issues, debt, compressed margins, and increased storage costs.00:08:01 The Manageable Downsides of UnderstockingOrdering too little inventory has downsides like lost sales, but also upsides like liquid cash and the opportunity to raise prices.00:10:53 Case Study: The Thrasio BankruptcyThe host uses the Amazon aggregator Thrasio as an example of how poor inventory processes can lead a major company to bankruptcy.00:12:55 Key Lessons from Thrasio's FailureLessons include not assuming demand spikes are permanent and the critical importance of forecasting at the individual SKU level.00:14:51 Four Major Inventory RulesThe host shares four core rules for inventory management, including when to kill SKUs and targeting 90-120 days of inventory.00:15:46 Understanding Inventory Turnover RatioA healthy inventory turnover ratio is explained, with a target of 4-6, depending on manufacturer lead times and supply chain.00:17:43 Managing Highly Seasonal ProductsA strategy for seasonal products is to under-forecast and plan to sell out just after the peak demand week.00:21:21 Forecasting for Trendy ProductsFor products based on trends, designs, or sayings, it's wise to forecast a 20% decline in sales year-over-year.00:23:07 The Importance of a Liquidation PlanBrands should build a liquidation plan and establish relationships with partners before they ever face an urgent need to sell excess stock.00:24:09 Managing Inventory for Product LaunchesThe risks of being overly optimistic with new product launches and the importance of placing smaller initial test orders are discussed.00:27:04 The Pre-Order Page StrategyUsing pre-order pages on Shopify is presented as a key strategy to gauge demand and improve cash flow significantly.00:29:00 Improving Your Cash Conversion CycleThe host emphasizes how pre-orders can create a negative cash conversion cycle, which is the key to scaling infinitely.00:31:04 Summary: 10 Key Takeaways for Inventory ManagementA distilled summary of the top ten rules and frameworks for effective inventory management to protect your business and cash flow.00:34:04The Ultimate Goal: Distributable CashThe primary metric for a business owner should be distributable cash, which indicates a healthy, profitable, and sustainable operation.Links and Mentions:Tools and Websites "Shopify": "00:27:00" "TikTok": "00:23:07" "Cash Conversion Cycle Podcast": "00:30:06" Key Concepts and Strategies "Pre-order Pages": "00:27:04" "Liquidation Plan": "00:23:07" "SKU Level Forecasting": "00:31:04" "Inventory Turnover Ratio": "00:16:48" Important Metrics "Distributable Cash": "00:34:04" Recommendations "Download Slides": "00:35:00"Transcript:Josh Hadley 00:00:00 Today I'm going to be talking about the silent killer that kills e-commerce brands when an e-commerce brand goes to die. This is primarily the number one reason as to why they go extinct, and why they potentially even go bankrupt. Today, I'm going to be diving into what that silent killer is and how to defend against it so that it doesn't become the silent killer for your business. Welcome to the Econ Breakthrough podcast. I'm Josh Hadley. I've scaled my own ecommerce brand from 0 to 8 figures, and I'm actively building towards nine figures in sales. This podcast is where I document that journey and share the systems, the strategies, and the lessons learned in real time so that you can learn what actually matters and scale your own business. Who am I? My name is Josh Hadley. First and foremost, I'm a man of faith. I'm a husband to a beautiful wife and a father of four children. I've been selling in the e-commerce space for over a decade, doing over $20 million in annual revenue and selling multi-millionaires on Amazon, Shopify and TikTok shop.Josh Hadley 00:00:54 And I am also the host of the number one business strategy podcast for ecommerce entrepreneurs, E-comm Breakthrough. Those of you who watched either the movie or read the comics of Superman recall that Kryptonite was the one thing that could bring Superman to his knees. He almost had invincible power, but when it came to Kryptonite, it was made him almost powerless. It didn't kill him outright. It slowly drained every power that he had. He couldn't fly. He couldn't use his strength. He couldn't see through walls or outrun a bullet. But he was still breathing. Still alive, but completely powerless. The most dangerous part is that he genuinely never saw it coming until it was too late. So how does that apply to business? And what is this silent killer that is the Kryptonite of ecommerce brands. Well, that is inventory. Inventory truly is e-commerce Kryptonite because it is the most dangerous aspect of scaling your business, because it is one of those things that can sneak up on you. And before it's too late, you have already put yourself in a really bad position and effectively made your brand powerless.Josh Hadley 00:02:00 So if we understand that inventory is the Kryptonite for ecommerce brands, what are we supposed to do about that? How do we defend against it? And how do we make sure that i...
The maps reveal which areas bear the greatest burden during extreme rain. Learn more at https://www.yaleclimateconnections.org/
What is AI-generated data, and why does it matter for privacy, security, and AI governance? In this episode, we explore AI-generated data, log files, metadata, observability, compliance risks, and why organizations need more transparency, accountability, and trust in AI systems.KEY MOMENTS 00:00 Introduction 2:35 The hidden Log 5:57 What Data Shows Up 9:50 Privacy threats and how to manage 15:20 Ecosystem of Trust 25:05 How to reach Antony In this episode of the FIT4Privacy podcast, Punit Bhatia speaks with Antony Falco about one of the most overlooked topics in artificial intelligence: the massive amount of data AI systems create every day. If you are interested in AI privacy, AI governance, data protection, cybersecurity, compliance, or enterprise technology, this conversation explains why AI-generated data deserves far more attention.The discussion covers AI-generated data, AI logs, metadata, telemetry, observability, data retention, and the hidden privacy risks created by always-on digital systems. Antony shares practical insights on how organizations can manage AI data exhaust, reduce compliance risk, and build trustworthy AI through better governance, transparency, and responsible data practices.This episode is especially relevant for privacy professionals, data protection officers, AI leaders, compliance teams, cybersecurity experts, and business leaders who want to understand the real-world impact of AI data exhaust on risk management, trust, and long-term business resilience.⸻ ABOUT THE GUEST Antony Falco is a seasoned technology and marketing leader with extensive experience in product marketing, customer success, and scaling technology businesses. He currently serves as Chief Operating Officer at Hydrolix, where he focuses on driving growth and operational excellence. Over the course of his career, Antony has held senior leadership roles including CMO and Head of Developer & Customer Success at thatDot, and has been instrumental in building and scaling innovative data and technology companies. ABOUT THE HOST Punit Bhatia is one of the leading privacy, sourcing and AI experts who works independently and has worked with professionals in over 30 countries. Punit works with business leaders to create an organization culture with high awareness and compliance as a business priority. Selectively, Punit is open to mentor and coach professionals. ⸻ Resources & Links Guest Links Antony Falco • LinkedIn: https://www.linkedin.com/in/antonyfalco/ https://www.linkedin.com/company/hydrolix/ Grow Skills (Privacy Courses & Insights) • Courses: https://growskills.store/courses/ • Insights: https://growskills.store/insights/ • Website: https://growskills.store/ FIT4Privacy • Website: https://www.fit4privacy.com • Podcast: https://www.fit4privacy.com/podcast • Blog: https://www.fit4privacy.com/blog • YouTube: http://youtube.com/fit4privacy Punit Bhatia • Website: https://www.punitbhatia.com Books • Be Ready for GDPR • AI & Privacy – How to Find Balance • Intro to GDPR • Be an Effective DPO
Redefining the Aging Process Nathalie Niddam shares that aging is an inevitable biological reality. Wealth and extensive testing cannot prevent the process entirely. The goal should be compressing decline to maintain function. This involves flattening the curve of aging intentionally. And also redefining the aging process. Nature Over Modern Technology Nature must serve as the primary foundation for health. Real food, sleep, and movement are just a few of the essential basics. Technology should only be added afterward to offset modern stress. It is this process of operations that ensures foundational wellness. The Algorithm and Mental Clarity Today, algorithms are built on a simple premise: draw out emotions.. Using apps that help limit social media can reveal this growing influence. Niddam has some suggestions to reset your relationship with your technology. For example, start the day phone-free. Resist the urge to launch those apps. Instead, enjoying simple and sustaining practices like breathwork have a proven ability to help regulate the nervous system effectively. Understanding the Peptide Landscape You have some options.There are bioregulators that help restore balance within the body systems. They are different from more workhorse peptides which are used for specific issues. What these peptides do is like restoring tread on a tire. They help maintain grip and function as we age. Know the Source of Your Products You need to be cautious when entering the world of peptides and other products and formulas. Many products available today lack proper quality control. Most people obtain these molecules from unreliable overseas sources. It is vital to know exactly who handles these products from start to finish. . Prioritizing Real Human Connection By our very nature as human beings, each of us has a responsibility to see and connect with other individuals. Our overreliance on technology has reduced personal interaction. Physical presence is a real antidote to the polarization seen online. Connection helps us all weather the storms of life together. In this podcast, you will discover How to compress the decline of aging effectively. Why nature must always precede health technology. The difference between bioregulators and workhorse peptides. Risks associated with unregulated peptide sourcing. The impact of nervous system regulation on decisions. Strategies for avoiding social media algorithms. The importance of prioritizing in-person human connection. EPISODE RESOURCES: WebsiteInstagram
The blockade of the Strait of Hormuz, through which nearly all Middle Eastern oil flows, has prompted Saudi Arabia to call for a maritime defense coalition to protect Red Sea shipping. For perspective on the proposal, Geoff Bennett spoke with Ian Ralby. He's a global maritime security expert, president of Auxilium Worldwide, and a senior fellow at the Center for Maritime Strategy. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
A 16-year-old Santa Cruz lifeguard is being hailed as a hero after rescuing a 10-year-old boy from powerful waves at Seabright Beach. Dramatic video of the rescue went viral, drawing national attention and praise from President Trump, who has invited the teen and his family to the White House. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | InstagramSee omnystudio.com/listener for privacy information.
We close out Season 3 by reliving the wild wins, the stressful behind-the-scenes grind, and the Fresno moments that made us feel like we were really building something special. We also share a real update on DJ stepping back to handle life, and why our brotherhood matters more than any camera, sponsor, or spotlight. • recap of the scrappy locations and last-minute setups that defined the season • the parking garage runs and learning when to push and when to chill • Warner Theater pride and why local landmarks matter in a Fresno podcast • Dog Days stories, backstage access, networking, and the $100 pizza regret • how humble Fresno artists shaped the vibe and fueled the growth • why execution and persistence beat big talk every time • what sponsorship momentum taught us about risk and trust • DJ's reasons for taking a break, and how we protect boundaries • the real time cost of filming, editing, and making authentic content • Season 4 mindset: elevation, bigger rooms, and bigger dreams Stay tuned for season four. Follow us @ brokeboyz_ff on Instagram and TikTokIntro Music by Rockstar Turtle- Broke Boyz (999)Christmas Intro Song by Nico
Can the U.S. Constitution survive the rise of socialism in America? Fox News contributor and Shapiro Professor of Public Interest Law at George Washington University, Jonathan Turley, joins to discuss his new book, Rage and the Republic. He examines the current rise of socialism in the United States, focusing on the Democratic Socialists of America (DSA) and their political agenda. He shares his observations on how radical ideologies threatening the Supreme Court, free markets, and the Rule of Law are gaining traction among young Americans—and what must be done to stop them. Learn more about your ad choices. Visit podcastchoices.com/adchoices
RayGQue and Scott Connor break down the 2026 AFC East fantasy football projections for the New England Patriots, Buffalo Bills, Miami Dolphins and New York Jets. They discuss whether Drake Maye's seasonal outlook supports his dynasty QB1 price, how the Patriots' backfield could remain a true committee, why Hunter Henry may be undervalued, and what separates Josh Allen from every other fantasy quarterback. They also examine James Cook's bell-cow workload, Buffalo's uncertain receiving room, Malik Willis and the struggling Dolphins offense, plus the difficult dynasty decisions surrounding Breece Hall, Garrett Wilson, AD Mitchell and Omar Cooper Jr. Thank you for checking out the Podcast, be sure to follow and comment if you have any questions, we are always happy to answer any. For Access to our Premium Tools (Trinity, WAR & More) & Discord Community https://ddfantasyfootball.com/subscriptions/ Join the discord for FREE: https://discord.gg/TAeWz3B5VW Subscribe to the Youtube Channel DDFFB https://www.youtube.com/@DDFFB Sub to the Wake up YT Channel: https://www.youtube.com/channel/UCaIJqSepjl-eZ2YEaaLciFA Subscribe to Ray's Channel: https://www.youtube.com/@RayGQue Follow Ray on Bleacher Report: https://br.app.link/7ExIDsWfHVb Follow us on Twitter: https://x.com/destinationdevy Become a Member on Youtube for access to the Dynasty Deal Show Live, Destination Chill and other member benefits, like priority reply to comments and unique badges and emojis: https://www.youtube.com/channel/UCV84gHvtBMXxzN9ZPI9XHfg/join Learn more about your ad choices. Visit megaphone.fm/adchoices
Catrina M. Craft, a top-tier tax strategist, shares essential insights on avoiding common tax mistakes, structuring your business effectively, and the importance of proactive planning to protect your assets and maximize wealth.“Inaction is really dangerous because what happens is it just builds up, it compounds.”Chapters00:00 Risks of Asset Seizure and Frozen Accounts01:09 Introduction of Katrina Kraft and Episode Overview02:21 Misconception: Tax Professionals Save You Money03:44 The Role of a Tax Strategist in Planning05:07 Importance of Business Structure and Goals07:20 Holistic Approach to Business Formation and Strategy09:57 Common Frustrations of Entrepreneurs11:16 The Limitations of AI and the Importance of Human Expertise13:21 Using AI Tools Responsibly in Tax Planning15:45 The Dangers of Paralyzing Fear and Not Filing17:08 Consequences of Not Filing Taxes and Asset Seizure18:36 How to Connect with Katrina for Tax Strategies“If you need help, pay for that because it's cheaper to pay for help than to pay the IRS those penalties and interests.”Additional Key Takeaways*Differences between bookkeepers, CPAs, and tax strategists*Avoiding Tax Seizures: Protect Your Assets Now*The importance of proactive tax planning*Risks of not filing taxes and how to avoid penaltiesEPISODE #1/10: Unlocking Tax Strategies for Entrepreneurs: January 26, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18570362-unlocking-tax-strategies-for-entrepreneursEPISODE #2/10: Unlocking Home Office Deductions February 9, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18646020-unlocking-home-office-deductionsEPISODE #3/10: Hidden Tax Strategies Revealed: March 9, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18814431-hidden-tax-strategies-revealedEPISODE #4/10: Strategic Family Travel & Tax Benefits: June 10, 2026: https://thatentrepreneurshow.buzzsprout.com/737252/episodes/18814431-hidden-tax-strategies-revealedSend us Fan MailSupport the showRemember to subscribe for the next episode. Show Sponsor: ComingAlive PodcastProduction.com (Download your Podcast Launch Checklist for only $1 here)Music Credits: Copyright Free Music from Adventure by MusicbyAden.
AI Applied: Covering AI News, Interviews and Tools - ChatGPT, Midjourney, Runway, Poe, Anthropic
Conor and Jaeden explore the debate surrounding open-weight and open-source AI models, focusing on Anthropic's lobbying activities and the competitive pressure from international AI companies.Watch on YouTube: https://youtu.be/vkZyFedYDqQGet the top 80+ AI Models for $8.99 at AI Box: https://aibox.aiConor's AI Course: https://www.ai-mindset.ai/coursesJaeden's AI Business Community: https://www.skool.com/aihustleChapters00:00 Introduction to Open Weight and Open Source Models00:29 Anthropic's Stance and Industry Perception01:26 Anthropic's Market Entry and Safety Focus01:43 Difference Between Open Source and Open Weight Models02:10 Current Trends in Open Source AI03:03 Industry Lobbying Against Open Weight Models03:31 Distillation Attacks and Industry Concerns04:24 Industry Perspectives on AI Regulation05:18 Dario Amade's Clarification on AI Bans05:46 Risks and Industry Dynamics07:13 Cost Savings and Industry Threats08:14 Anthropic's Growth and Industry Position09:04 Incentives and Industry Competition09:57 The Cult of Personality in AI10:23 Dario Amade's Industry Influence11:18 Risks of Open Source Models12:18 Data Security and Third-Party Integrations13:17 Chinese and Open Source Models in the Market14:10 Economic Impact of Cheaper AI Models15:06 Adoption and Future Trends in AI15:51 Closing Remarks and Industry Outlook See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A new study reveals that cell phone radiation exposure during pregnancy may harm the reproductive development of female offspring, with the first week of pregnancy showing the most severe effects. Researchers exposed pregnant rats to cell phone radiation at different stages of pregnancy and examined the ovarian development of their female offspring. The findings show significant reductions in hormone levels, decreased healthy egg cell development, and increased cell death in the ovaries of newborn rats. What makes this particularly concerning is that the damage occurred even with standby mode exposure, and the effects were most severe when mothers were exposed during the first week -- often before women even know they're pregnant. In This Episode How maternal cell phone exposure affects reproductive development in offspring Why the first week of pregnancy shows the most severe effects The difference between conversation mode and standby mode exposure Practical steps pregnant women can take to reduce exposure Featured Study Read the full study: Impairment of Oogenesis and Folliculogenesis in Neonatal Rats after Maternal Exposure to Mobile Phones See all studies at shieldyourbody.com/research
Today on How To!, Freddy, a physician, scientist, and father, struggles with how to mentor his 12-year-old daughter, who prefers her safe comfort zone and strongly resists new experiences, travel, or unfamiliar foods. Host Mike Pesca brings on stand-up comedian and Parenting is a Joke podcast host Ophira Eisenberg to discuss strategies for nudging risk-averse kids to embrace uncertainty without overwhelming them. They explore why today's deluge of technology and abundance creates unique parenting hurdles, how to gamify trying new things, and the shift away from gentle parenting toward tougher love approaches like "FAFO." Plus, is pushing kids outside their comfort zone the key to preparing them for an unpredictable future, or should parents learn to accept their child's natural boundaries? Executive Producer Corey Wara Edited by Geoff Craig Booking by Ben Astaire Do you have a burning question or a problem you need help with? Email us at howto@mikepesca.com and we will consider your topic for the show. For full Pesca content and updates, check out our website at https://www.mikepesca.com/ To receive ad-free content, become a Pesca Plus subscriber at https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media: Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami YouTube https://www.youtube.com/@pescagist TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact ad-sales@libsyn.com or visit https://advertising.libsyn.com/howto Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Elevating your communication and leadership means embracing technology—without losing your humanity. But with the rise of AI in the workplace, how do you strike that balance without sacrificing authenticity and trust?In this episode, Lou Diamond welcomes back Hall of Fame speaker and influence expert Stacey Hanke for an energetic conversation on the evolving intersection of AI and real human connection in business. Together, they tackle the very real risks of shortcutting communication, the dangers to your personal brand, and how to leverage AI tools as a support—not a substitute—for authentic relationships.Key highlights include why "it's never different this time" with new tech, how to blend body language and AI for standout communication, and actionable steps for leaders to maintain trust and credibility in an AI-fueled world.Timestamped Overview[00:00] Welcome & Introduction[02:13] The impact of AI on communication and leadership[03:01] AI efficiency vs. human connection[04:11] Why "it's never different this time"[06:13] Risks of cutting corners with AI-generated messages[08:18] The damage to personal and company brands[11:07] Emotional and economic risks in sales and business relationships[12:27] Solutions: How leaders can blend AI and authentic communication[14:10] Using AI as an assistant, not an identity[16:08] Shaping better prompts & teaching influence through questions[17:33] Branded communication and the danger of laziness[18:30] No shortcuts for presence, messaging, and trust[19:41] Real-life examples (CFO and authentic communication)[20:05] Customizing AI to every voice and show[23:40] Getting the basics right: delivering trust and authenticity[24:00] "Bedside manner" for business communication[25:29] Future of work: Will we double down on humanity?[27:10] The only thing you can really control[28:19] Where to find Stacey & closing thoughts[29:02] Rapid-fire personal questions[31:41] Final thanks and sign-off
As the world becomes increasingly dependent on technology, concerns about the impact of AI data centers on our daily lives are growing. But what's behind the skepticism, and what are the real benefits of these facilities? In this episode, the speaker sits down with Patrick Hedger, director of policy for Net Choice, to explore the risks and rewards of AI data centers. The conversation delves into the often-misunderstood world of data centers, where Patrick sheds light on the misconceptions surrounding their impact on human health, the electrical grid, and water supply. He also addresses the concerns about centralized land control and the role of China in the global AI landscape. With a wealth of knowledge and experience, Patrick provides a balanced perspective on the benefits of AI data centers, from job creation to economic growth. One of the key takeaways from this episode is the importance of understanding the economics of data centers. Patrick explains how these facilities contribute to the local tax base and make significant investments in the grid, making it more efficient and putting more electrons on the grid. He also highlights the need for the US to stay ahead in the AI race, citing the example of Ukraine's use of AI technology to counter Russian aggression. If you're concerned about the impact of AI data centers on our economy and daily lives, this episode is a must-listen. Patrick Hedger's insights will give you a deeper understanding of the benefits and risks of these facilities, and help you make informed decisions about the future of technology. Follow Carl Jackson:Facebook: https://www.facebook.com/carljacksonradioX/Twitter: https://twitter.com/carljacksonshowInstagram: https://www.instagram.com/thecarljacksonshowWebsite: http://www.TheCarlJacksonShow.comStore: https://CarlJacksonStore.comSee omnystudio.com/listener for privacy information.
Husain Haqqani and Bill Roggio examine the potential for unconventional warfare escalation across Eurasia and the specific risks within the Caspian theater. Haqqani warns that Iran's ability to hold the global economy hostage through the Red Sea and Hormuz Strait creates a complex dilemma for the US. Bill Roggio concurs that limited aerial bombardment is insufficient for regime change and notes that neighboring countries like Kuwait remain hesitant to directly engage for fear of retaliation. (2)
The one federal agency no one has even tried to reform is also the most powerful: CIA. Jim Erdman just resigned after a long career as an operations officer. He says the agency is completely out of control and dangerous. (00:00) The CIA's Obstruction of Justice (30:59) Media Corruption and the Risks of Being a Whistleblower (47:17) Is the Head of the CIA Compromised? Why Hasn't He Pursued Reform? (51:56) What's Stopping the Government From Releasing the JFK and 9-11 Files? (59:55) What Really Happened With Building 7? Jim Erdman is the co-founder of Feds for Freedom (F4F), a 501c(3) dedicated to health freedom and constitutional governance. F4F is suing the CIA for treating CIA employees like spies when they refused the COVID vaccine. He has previous military experience as a non-commissioned officer at the 2nd Battalion, 75th Ranger Regiment, as well as Echo Company 1/162, an Oregon National Guard. He worked as a Senior bioinformatics and biometrics consultant in the private sector prior to joining the Department of State and CIA. He served in the Middle East, South and East Asia, and Africa and just finished a one-year joint duty assignment at the Office of Director National Intelligence in the Director's Initiatives Group (DIG). He was responsible for the DIG's investigations into COVID origins, Havana Syndrome, and Unidentified Anomalous Phenomena (UAP). He speaks Mandarin and Arabic and has earned the Director of National Intelligence Award and CIA's Intelligence Medal of Merit. He retired from the CIA on 30 June 2026. Check out fedsforfreedom.org to find out more. Find Erdman on X: https://x.com/jerdman2005?s=21 Paid partnerships with: American Financing: NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-685-5696 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Tucker. Dose: Daily supplements for the systems that support you. Use code TUCKER for 35% at https://dosedaily.co/tucker Vulnerable People Project: Stand with Christians in the land where Christianity began, go to SaveWestBankChristians.com Ethos: Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/TUCKER Learn more about your ad choices. Visit megaphone.fm/adchoices