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What does it really mean to have a sustainable funding model? In this episode of Inspired Nonprofit Leadership, Sarah Olivieri is joined by Yani San Luis, founder and CEO of The Win Woman, to talk about what most nonprofits get wrong about fundraising. They unpack the hidden risks of grant funding, why galas may not be worth the effort, and how to build a smarter donor stewardship pipeline. If you want to grow your nonprofit's revenue without losing your mind—or your mission—this is one to listen to with a notepad. Episode Highlights 03:16 Sustainable Funding Models 05:09 Risks in Various Funding Models 09:37 Importance of Donor Trust and Unrestricted Giving 24:15 Effective Donor Stewardship Meet the Guest Yanyn “Yany” San Luis is the CEO and founder of The Win Woman, a management consulting firm trusted by nonprofit CEOs to drive strategy, revenue growth, and impact. She has raised over $23 million for nonprofits and trained 2,500+ executives in sustainability and social impact. Yany has partnered with organizations like AARP, the Latin GRAMMY Cultural Foundation, and Teach for America, leading high-impact trainings and speaking at NMSDC, USHCC, and other leadership forums. Her work helps nonprofits secure major funding, deepen donor engagement, and expand their impact. In short, Yany and her team help nonprofit CEOs win by raising money. Connect with Yany: Company Website The Win Woman LinkedIn Yany's LinkedIn Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.
Gil and Eric discuss Eric's book, Super Agers, and the inspiration behind it: a 98-year-old patient who exemplified healthy aging. They explore the five dimensions of healthspan optimization: lifestyle, omics, the immune system, and the role of data and AI in personalized medicine. Eric highlights how AI can analyze multi-layered data to provide personalized recommendations for preventing age-related diseases.The conversation also explores the importance of exercise, sleep, and social connection for healthy aging, as well as the risks associated with high-dose statins. Eric emphasizes the need for a shift towards preventative care, using data and AI to identify and address individual risks. He stresses the power of lifestyle changes, rather than supplements, in improving long-term health outcomes. Guest-at-a-Glance
Welcome to Mastering Cyber with Host Alissa (Dr Jay) Abdullah, PhD, SVP & Deputy CSO at Mastercard, and former White House technology executive. Listen to this weekly one-minute podcast to help you maneuver cybersecurity industry tips, terms, and topics. Buckle up, your 60 seconds of cyber starts now! Sponsored by Mastercard: https://mastercard.us/en-us.html
USA TODAY National Correspondent Rick Jervis reports from Texas on what he's seen in the aftermath of devastating flooding. Plus, Rick reported on how warnings for the flash flooding came with little time to act. And flood survivor Chrissy Eliashar tells us her story.President Donald Trump announces tariff hikes on 14 countries.USA TODAY Washington Bureau Chief Susan Page takes a look back on the assassination attempt of President Donald Trump as we near its one-year anniversary.Let us know what you think of this episode by sending an email to podcasts@usatoday.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
For episode 267, Deb Dana makes her first appearance on the Metta Hour for our ongoing Anxiety Series.In this series, Sharon is speaking with Mental Health experts, providers and different researchers for tools to work with anxiety in increasingly challenging times. This is the seventh episode in the series.Deb Dana, LCSW, is a clinician, consultant, author, and international lecturer on polyvagal theory-informed work with trauma survivors and is the leading translator of this scientific work to the public and mental health professionals. A founding member of the Polyvagal Institute, Deb developed the signature Rhythm of Regulation® Clinical Training Series: The Science of Feeling Safe Enough To Fall in Love with Life and Take the Risks of Living. She is also the author of many books, her most recent 2025 release, Glimmers Journal: Reflect on the Small Moments That Bring You Joy, Safety, and Connection.In this conversation, Deb and Sharon speak about:Overview of Polyvagal TheoryHow Deb came to her workUnderstanding our nervous systemHow Polyvagal Theory impacts anxietyBeing with anxiety vs being hijacked by itThe spaciousness of Ventral RegulationSympathetic versus parasympatheticThe biological imperative of connectionHistory of co-regulation in PVTThe Autonomic LadderImpact of a clinician's compassionTransmitting cues of safety to othersSavoring the practice of 30 secondsThe difference between inconvenience and dangerThe Rhythm of RegulationBreath as a regulatory toolGathering GlimmersBuilding the capacity to face suffering differentlyBreakdown of a glimmer practiceHaving a sensitivity to our traumaDeb closes the conversation with a guided practice on the Story of the Three States. To learn more about Deb's work, you can visit her website right here and checkout her latest books: the Glimmers Journal and the Nervous System Workbook.Check out the first episode in the Anxiety Podcast Series with Dr. Jud Brewer on Ep .260 of the Metta Hour PodcastSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
7.7.2025 #RolandMartinUnfiltered: LA ICE Raid, Trump Signs Big Beautiful Budget, Faith Leaders Respond to bill & Fatal Texas Floods The twice-impeached, criminally convicted felon-in-chief, Donald "The Con" Trump, officially signed his "Big, Beautiful" budget into law. Black faith leaders took to the pulpit Sunday to discuss how the new law will impact the black community. We'll show you what they had to say. Did Trump's massive federal job cuts contribute to the number of people who died in the Texas flood? We'll speak with an expert from the Center for American Progress about the ongoing debate regarding who is to blame. A federal appeals court ruled that Alabama prosecutors violated the constitutional rights of a Black man sentenced to death in 1990. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
Menopause isn't just a diagnosis—it's a transition, and the way we treat it needs to change. Dr. Kelly Casperson joins Dr. Suzette Sutherland in this urogynecology crossover episode of BackTable to challenge outdated beliefs about menopause and hormone replacement therapy (HRT). They revisit the impact of the 1990s Women's Health Initiative (WHI) study and explain how its findings—especially around synthetic hormones—were widely misinterpreted and continue to adversely influence patient and provider decisions today. --- SYNPOSIS Dr. Casperson breaks down the differences between the hormones used in WHI and the safer, more targeted options available today. The conversation explores the broad benefits of modern HRT, including reduced risks of cardiovascular disease, osteoporosis-related fractures, and even dementia. Beyond the science, the episode also addresses the urgent need for better medical education and updated guidelines around menopause care.Dr. Casperson and Dr. Sutherland make the case for empowering patients through informed consent and better clinician training. They also discuss Dr. Casperson's upcoming book, The Menopause Moment, which aims to equip women with the tools and knowledge to navigate this life stage with confidence. --- TIMESTAMPS 00:00 - Introduction02:50 - Focus on Menopause and Hormone Replacement Therapy04:20 - The Women's Health Initiative (WHI) Study05:39 - Understanding Risks and Misconceptions12:43 - Reevaluation of the Women's Health Initiative Study18:31 - Impact of Media and Physician Education19:58 - Current State of Hormone Therapy22:17 - Broader Implications and Future Directions27:17 - Evaluating FDA Warnings and Gender Bias in Hormone Treatments29:49 - The Impact of Hormone Therapy on Women's Health32:11 - Risks of Not Using Hormones35:44 - Hormones and Brain Health: Debunking Myths40:41 - The Timing Hypothesis and Long-Term Hormone Use46:32 - Advocacy and Education for Menopause Awareness48:04 - Conclusion and Upcoming Resources --- RESOURCES PBS: The M Factor: Shredding the Silence on Menopause:https://www.pbs.org/show/the-m-factor-shredding-the-silence-on-menopause/ The Menopause Moment by Dr. Kelly Casperson: https://kellycaspersonmd.com/the-menopause-moment-book/ Systematic review and meta-analysis of the effects of menopause hormone therapy on risk of Alzheimer's disease and dementia:https://pmc.ncbi.nlm.nih.gov/articles/PMC10625913/
When the sun shines, out come the warnings that we all need to be careful in the sun to avoid burning and the risk of skin cancer. There are, though, those who believe that sort of public health messaging isn't positive enough about the benefits of the sun.As James Gallagher hears on the streets of Brighton, many of us know about the health benefits of vitamin d but new research suggests other benefits could be important for our health too.Should we working harder to get a balance of taking care in the sun but making sure we get enough exposure to it?James Gallagher looks at the evidence with Dr Richard Weller, Personal Chair of Medical Dermatology and Honorary Consultant Dermatologist at the University of Edinburgh, Dr Zoe Venables, a dermatologist with an interest in skin cancer epidemiology at Norfolk and Norwich University Hospitals, and Dr Margaret McCartney, GP, expert in evidence-based medicine. This episode is produced in partnership with The Open University.Presenter: James Gallagher Producer: Tom Bonnett Assistant Producer: Katie Tomsett Editor: Glyn Tansley
How Zach Turned $350 Into $17,000 with One Meme CoinBook A FREE Strategy Call with Carter from VA Fastlane : https://bit.ly/4jeDLC4 In episode 109 of The Side Hustle Experiment Podcast John (https://www.instagram.com/sidehustleexperiment/) and Drew (https://www.instagram.com/realdrewd/) sit down with Zach (https://www.instagram.com/zachssodano/). Zach is a 7-figure Amazon and eBay seller turned crypto trader — to talk about how he turned $350 into $17,000 with one meme coin. We dive deep into the realities of meme coin trading, the insane upside of crypto, and why most people lose money fast.Zach also shares how he built income streams with Amazon FBA, the Amazon Influencer Program, Creator Connections, and reselling free products — plus what he'd do if he had to start from scratch today.If you're exploring side hustles, crypto, or content creation, this is the episode you've been waiting for.
Germany's battery boom is charging ahead - without subsidies. So how is it working? While many markets rely on government support to kickstart energy storage, Germany is doing things differently. With more than 500 GW of battery connection requests in the pipeline, it's quickly becoming one of Europe's most competitive and dynamic battery markets. From stacking wholesale and ancillary revenues to striking new kinds of long-term contracts, we explore how Germany's storage sector is evolving in real time and how that's changing the game for developers, corporates, and financiers alike. In this episode of Transmission, Martin Daronnat, Head of Flexibility and Structured Origination in Germany at Engie, joins Quentin to explore the market mechanisms, commercial strategies, and contract structures that are enabling battery storage to scale, without public funding. Highlights include: How batteries in Germany stack revenue across energy, capacity, and grid services.Why fixed-price flexibility agreements are emerging as a key financial innovation for managing merchant risk.The role of large industrial players, and why developers and buyers are both leaning in.What other countries can learn from Germany's approach, especially when it comes to risk appetite and regulatory design. About our guestMartin is Head of Flexibility and Structured Origination in Germany at Engie, the French multinational electric utility. He's at the forefront of commercialising flexibility in one of Europe's fastest-moving energy storage markets, structuring offtake agreements, managing risk, and unlocking new revenue models for grid-scale batteries. With a background spanning power trading, corporate PPAs, and clean energy project origination, Martin brings deep insight into how flexibility is becoming investable in real-world markets. About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.Sign up to the Modo Energy Weekly Dispatch for expert insights on energy storage, market shifts, and policy updates - delivered straight to your inbox every week.
Germany's battery boom is charging ahead - without subsidies. So how is it working? While many markets rely on government support to kickstart energy storage, Germany is doing things differently. With more than 500 GW of battery connection requests in the pipeline, it's quickly becoming one of Europe's most competitive and dynamic battery markets. From stacking wholesale and ancillary revenues to striking new kinds of long-term contracts, we explore how Germany's storage sector is evolving in real time and how that's changing the game for developers, corporates, and financiers alike. In this episode of Transmission, Martin Daronnat, Head of Flexibility and Structured Origination in Germany at Engie, joins Quentin to explore the market mechanisms, commercial strategies, and contract structures that are enabling battery storage to scale, without public funding. Highlights include: How batteries in Germany stack revenue across energy, capacity, and grid services.Why fixed-price flexibility agreements are emerging as a key financial innovation for managing merchant risk.The role of large industrial players, and why developers and buyers are both leaning in.What other countries can learn from Germany's approach, especially when it comes to risk appetite and regulatory design. About our guestMartin is Head of Flexibility and Structured Origination in Germany at Engie, the French multinational electric utility. He's at the forefront of commercialising flexibility in one of Europe's fastest-moving energy storage markets, structuring offtake agreements, managing risk, and unlocking new revenue models for grid-scale batteries. With a background spanning power trading, corporate PPAs, and clean energy project origination, Martin brings deep insight into how flexibility is becoming investable in real-world markets. About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.Sign up to the Modo Energy Weekly Dispatch for expert insights on energy storage, market shifts, and policy updates - delivered straight to your inbox every week.
Ready for a refreshing summer dive into the latest anesthesia safety research? This episode explores three groundbreaking studies that could transform perioperative practice and patient outcomes.First, we examine a fascinating randomized clinical trial on "just-in-time" training for inexperienced clinicians performing infant intubations. The results are impressive: trainees who received just 10 minutes of structured training immediately before the procedure achieved a 91.4% first-attempt success rate—significantly better than the 81.6% rate in the standard training group. Could this approach revolutionize how we prepare for all high-stakes medical procedures? The study suggests decreased cognitive load and improved competency with this targeted preparation technique.Next, we explore a comprehensive meta-analysis of how intravenous antihypertensive medications affect cerebral blood flow. Good news: most medications maintain cerebral autoregulation even when reducing blood pressure. However, nitroprusside and nitroglycerin stand out as exceptions, potentially reducing cerebral perfusion even at appropriate doses. This critical information helps anesthesia professionals make more informed medication choices based on each patient's specific needs.Finally, we investigate emerging research on GLP-1 receptor agonist medications (increasingly popular for diabetes, weight loss, and cardiovascular disease) and their potential link to vision problems. Several studies suggest these medications may increase the risk of non-arteritic ischemic optic neuropathy—a leading cause of vision loss. While the absolute risk remains small and no direct connection to postoperative vision loss has been established, additional research is needed going forward.Each of these studies provides valuable insight into how we can continue improving anesthesia safety. Share this episode with your colleagues and join us next time as we work toward ensuring no one is harmed by anesthesia care.For show notes & transcript, visit our episode page at apsf.org: https://www.apsf.org/podcast/262-medical-literature-deep-dive-from-infant-intubation-to-glp-1-agonist-risks-and-more/© 2025, The Anesthesia Patient Safety Foundation
Do you believe higher risk always leads to higher returns? This podcast challenges that conventional wisdom. Max Rudolph and Dave Ingram explore the critical roles of judgment, timing, and execution in achieving successful outcomes. Through real-world examples and insightful discussions, they reveal why many businesses operate below the efficient frontier and how understanding these dynamics can lead to better business choices. Join us for practical insights that could transform your approach to risk management and enhance your enterprise risk management (ERM) program.
VivoBarefoot Discount:We cannot talk about back issues without talking about restrictions in feet and ankles. Improve your foot and ankle health and therefore everything up the chain by wearing VivoBareoot shoes to improve the mobility and strength in your toes, feet, and ankles. There's one for every occasion, including weddings, hiking, a grocery walk and casual wear, or shoes for your active lifestyle. Use code "OPTIMAL20" to get 20% off your VivoBarefoot Shoes!**Vivo offers a 100-Day trial period. If you are not completely satisfied, you can send the shoes back and get a refund.LMNT Electrolytes: Free Gift with Purchase!Fuel every system within the body and the brain with LMNT! Keep yourself hydrated on a cellular level by replenishing the sodium, potassium, and magnesium that our body needs for basic cellular processes like nerve signaling, smooth muscle contractions, unnecessary fatigue, aches and pain, brain fog, and recovery! Get a free gift with every purchase and try some new flavors as you stay hydrated! Get Your Free Gift!We think you'll love:Jen Health High Intensity PlanJen's InstagramDom's InstagramYouTube ChannelFor full show notes and resources, visit: https://jen.health/podcast/416What You Will Learn: 1:43 Introduction to the HIIT vs SIT topic, social media influence, and relevance for perimenopausal/postmenopausal women.2:52 Clarifying the benefits of HIIT, addressing misconceptions, and emphasizing not demonizing any exercise form.3:42 Explanation of Sprint Interval Training (SIT), its structure, and exercise examples.6:58 Comparison of energy expenditure, session length, and rounds for HIIT and SIT.08:18 How HIIT and SIT affect bone density, especially for women in perimenopause and post-menopause.09:56 How hormonal changes in women affect suitability of HIIT vs SIT.12:13 SIT as a lower-stress, high-benefit protocol for VO2 max, insulin sensitivity, and lean mass.13:13 Summary of Dr. Stacey Sims' research and recommendations for SIT in midlife women.14:55 Importance of exercise modifications and gradual progression for all ages and abilities.17:36 Risks of excessive HIIT, signs of overtraining, and benefits of diversifying exercise routines.
The Santa Barbara Channel is a busy gateway-- for tourists heading to island parks, fishermen chasing the day's catch, and massive cargo ships ferrying goods along the coast. It's also home to some of California's oldest marine protected areas and a critical migratory path for endangered whales. But with as many as 20 ships passing through daily, those whales are at constant risk. Scientists estimate more than 80 are fatally struck by vessels off the West Coast each year. So what's being done to protect whales? Reporter: Danielle Venton, KQED Authorities have found the bodies of all seven people who went missing after an explosion at a fireworks warehouse in Yolo County last week. Learn more about your ad choices. Visit megaphone.fm/adchoices
Stocks under pressure after President Trump pushed this week's tariff deadline to August 1, saying he'll be sending letters to trading partners over the next few days. What the recently signed megabill and Musk's new political party means for Tesla. Plus, CNBC's deep deficit dive.
Join us for an engaging episode of CISO Tradecraft, hosted by G Mark Hardy, featuring cybersecurity veteran Ira Winkler. In this episode, we dive deep into cybersecurity careers, discuss the unique CruiseCon cybersecurity event, and explore the evolution of information security. Hear firsthand accounts of career journey highlights, networking strategies, and the importance of democratizing top-tier content. Learn about the impacts of AI in cybersecurity, data poisoning, and upcoming cybersecurity conferences. Whether you're a seasoned professional or just starting your journey, this episode is packed with invaluable insights and advice. https://cruisecon.com/ Don't forget to the the following code for 10% off "CISOTRADECRAFT10" Transcripts: https://docs.google.com/document/d/1-H1CShsyirr4ZL9d1WCx6IMA_ngjWoEN Chapters 00:00 Introduction to CISO Tradecraft 01:34 Meet Ira Winkler: Cybersecurity Veteran 02:50 The Concept of CruiseCon 05:58 Challenges in Cybersecurity Events 08:03 Building a Cybersecurity Community 13:45 Mentorship and Networking in Cybersecurity 21:52 The Importance of Relevant Mentorship 24:40 The Importance of Programmatic Principles 25:19 Finding the Right Mentor for Your Career Path 26:38 Adapting to a Shifting Career Landscape 27:05 Understanding AI Fundamentals 29:12 The Role of Data in AI 30:57 Agentic AI and Its Applications 32:48 Challenges and Risks in AI 41:33 Upcoming Events and Keynote Speakers 43:35 Leadership Lessons from Ground Zero 46:39 Future Cruise Con Events 47:44 Conclusion and Farewell
Andrew and Jay trade stories and strategies around one of the most pivotal parts of entrepreneurship: risk.Jay recounts signing the papers for a commercial building just weeks before the world shut down in 2020—and how faith, clarity, and conviction helped him stay the course. Andrew reflects on leaving his teaching job, taking out his first major equipment loan, and learning to distinguish between high-stakes risks and small, reversible bets.Together, they explore:How to tell if a risk is worth it—and when it's notThe difference between existential bets and strategic discomfortWhy every major leap should be built on a bedrock of small, disciplined movesLearning from others' scars instead of earning your ownHow lean thinking shapes their approach to change, investment, and uncertainty
In this episode of the Successful Farming Podcast, Lorrie Boyer talks with Dr. Mandy Bish, about managing foliar diseases in corn and soybeans. Dr. Bish breaks down common fungal threats like tar spot, southern rust, and frogeye leaf spot. She shares expert advice on when to scout, how to identify disease symptoms, and how to time fungicide applications for maximum return on investment. Learn how weather conditions, crop rotation, and fungicide resistance factor into your disease management strategy. Whether you're battling recurring disease pressure or looking to fine-tune your fungicide use, this episode offers practical, research-based insights to protect your yield. Learn more about your ad choices. Visit podcastchoices.com/adchoices
【欢迎订阅】 每天早上5:30,准时更新。 【阅读原文】 标题:How the Risks of Drinking Increase in Older Age Alcohol can present health problems for even light or occasional drinkers. 正文:Drinking is harmful to your health at any age. But as you get older, the risks become greater — even with the same amount of drinks. Alcohol affects “virtually every organ system in the body,” including the muscles and blood vessels, digestive system, heart and brain, said Sara Jo Nixon, the director of the Center for Addiction Research & Education at the University of Florida. “It particularly impacts older adults, because there's already some decline or impact in those areas.” 知识点:virtually /ˈvɜːrtʃuəli/,adv. almost or nearly; in effect.(几乎;实际上) • Virtually everyone has a mobile phone these days.如今几乎每个人都有一部手机。 获取外刊的完整原文以及精讲笔记,请关注微信公众号「早安英文」,回复“外刊”即可。更多有意思的英语干货等着你! 【节目介绍】 《早安英文-每日外刊精读》,带你精读最新外刊,了解国际最热事件:分析语法结构,拆解长难句,最接地气的翻译,还有重点词汇讲解。 所有选题均来自于《经济学人》《纽约时报》《华尔街日报》《华盛顿邮报》《大西洋月刊》《科学杂志》《国家地理》等国际一线外刊。 【适合谁听】 1、关注时事热点新闻,想要学习最新最潮流英文表达的英文学习者 2、任何想通过地道英文提高听、说、读、写能力的英文学习者 3、想快速掌握表达,有出国学习和旅游计划的英语爱好者 4、参加各类英语考试的应试者(如大学英语四六级、托福雅思、考研等) 【你将获得】 1、超过1000篇外刊精读课程,拓展丰富语言表达和文化背景 2、逐词、逐句精确讲解,系统掌握英语词汇、听力、阅读和语法 3、每期内附学习笔记,包含全文注释、长难句解析、疑难语法点等,帮助扫除阅读障碍。
From Monday on the Chris Hand Show | Aired on July 7, 2025See omnystudio.com/listener for privacy information.
7.3.2025 #RolandMartinUnfiltered: Big Ugly Bill Passes, Jeffries’ Record Speech, Ala. Bodycam Fight, Jobs Report & NC Theft Case The Big Ugly Bill has passed in the House today with a narrow 218–214 vote. Only two Republicans voted against it. Before the vote, Democratic Leader Hakeem Jeffries made history with the longest House floor speech ever recorded. We'll show you some of what he said. We'll talk to the attorney representing the black Alabama family of an 18-year-old gunned down by police. The family is demanding the release of the bodycam video. The June Jobs Report is in, and we'll discuss how the passage of the Big Beautiful Bill may impact these numbers and working families, with economist Morgan Harper. Also, a woman wrongfully accused of theft in North Carolina is fighting to reclaim her life. We'll talk with her and her attorney, Harry Daniels. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
JTFoxx.com/linksIf you want to partner with me, access my capital, get free strategic advice, get branded, speak on my stages, get involved in our AI projects, or use our AI — this is where it starts (click link above)Also, don't forget to pick up my number one best-selling book on Amazon: Business Is War — because in business, the battlefield is real, and only the prepared win.Enjoy the interview with the legend and one of the most humble man I have ever interviewed.
Peptides are everywhere right now — hyped by influencers, marketed as the next big thing in anti-aging, fat loss, healing, and even libido. But are they actually safe? Are any of them FDA approved? And what's the real difference between the peptides found in skincare and supplements vs. the ones people are injecting? In this episode, Chalene Johnson breaks down the facts, shares jaw-dropping stories, and reveals the truth about what works, what's risky, and what questions every consumer should be asking before jumping on the peptide bandwagon. Watch this Episode on YouTube this Sunday!!
On this episode of Next Level CRE, Matt Faircloth interviews Whitney Elkins-Hutten from PassiveInvesting.com. They dive into investor education and the importance of understanding the full investment journey, especially in today's market. Whitney explains how PassiveInvesting.com is diversifying through debt funds, multifamily, self-storage, and the booming express car wash business, emphasizing cash flow and depreciation advantages. The conversation also touches on evolving SEC regulations, the role of AI in real estate transactions, and strategies for preparing investors for different market conditions. Whitney Elkins-Hutten Current role: Director of Investor Education at PassiveInvesting.com Based in: Colorado Say hi to them at: passiveinvestingwithwhitney.com Get a 4-week trial, free postage, and a digital scale at https://www.stamps.com/cre. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Mining Stock Education, host Brian Leni interviews Michael Samis of SCM Decisions. The discussion delves into the intricacies of discounted cash flow (DCF) modeling, focusing on its applications in the mining industry. Key topics include the differences between static and dynamic DCF models, how to effectively deal with risks like metal price fluctuations, jurisdictional considerations, and inflation. Michael shares insights from his 35-year career in mining engineering and valuation, offering practical advice for both seasoned investors and newcomers on utilizing these models to evaluate the economic potential of mining projects. They also discuss the significance of real options and the importance of accurate cash flow risk assessment in making informed investment decisions. 00:00 Intro 00:27 Guest Introduction: Michael Samis 00:31 Understanding Discounted Cash Flow Modeling 02:10 Static vs. Dynamic Cash Flow Models 05:51 Application of Dynamic Models in Exploration 14:54 Challenges and Risks in Modeling 17:42 Learning and Resources for Investors 25:25 Importance of Dynamic Modeling in Modern Markets 32:47 Financing and Joint Ventures Insights 39:05 Final Thoughts and Contact Information Michael's website for course info: https://scmdecisions.com/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This interview was not sponsored. Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. If you buy stock in a company featured on MSE, for your own protection, you should assume that it is MSE's owner personally selling you that stock. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/
In this live panel from Permissionless IV, we unpack the rapid rise of token acquisition vehicles like MicroStrategy and Defi Dev Corp. We explore why institutions are using these vehicles to accumulate crypto faster, analyze premium-to-NAV dynamics, discuss the evolution from equity issuance to innovative debt structures like converts and moving strike warrants, and debate sustainability risks if NAV premiums collapse. Enjoy! __ Follow Dan: https://x.com/CryptoIRGuy Follow Tom: https://x.com/fundstrat Follow David: https://x.com/David_Grid Follow Felix: https://x.com/fejau_inc Follow Forward Guidance: https://twitter.com/ForwardGuidance Follow Blockworks: https://twitter.com/Blockworks_ Forward Guidance Telegram: https://t.me/+CAoZQpC-i6BjYTEx Forward Guidance Newsletter: https://blockworks.co/newsletter/forwardguidance __ Ledger, the world leader in digital asset security for consumers and enterprises, proudly sponsors Forward Guidance, where traditional finance meets crypto. As Ledger celebrates a decade of securing 20% of the world's crypto assets, it offers a secure gateway for those entering digital finance. Buy a LEDGER™ device today and protect your assets with top-tier security technology. Buy now on https://Ledger.com. — Timestamps: (00:00) Introduction (01:05) The Rise of Crypto Treasury Companies (07:45) What Catalyzed this Trend? (08:27) Ledger Ad (09:24) What Catalyzed this Trend? (14:17) Unpacking the Capital Structure (20:26) Risks to Crypto Treasury Companies (22:06) Ledger Ad (23:00) Risks to Crypto Treasury Companies (30:53) Asset Unwind Risk __ Disclaimer: Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed. #Macro #Investing #Crypto #Markets #ForwardGuidance
Story at-a-glance Hysterectomy is often performed for various gynecologic conditions, yet research shows it significantly alters long-term cardiovascular health, especially when done before age 50 or with ovary removal Data from the Nurses' Health Studies show hysterectomy raises the risk of heart disease and stroke, even with estrogen therapy, particularly for women undergoing surgery before menopause A major Korean study confirmed that hysterectomy increases stroke risk across all surgical types, suggesting the uterus itself plays a protective role in cardiovascular health, independent of hormone status Hysterectomy may eventually lead to unopposed estrogen activity. Even with normal blood estrogen levels, tissue-level estrogen remains active, which gradually impairs mitochondrial function, metabolism, and overall health Take control of your hormonal balance post-hysterectomy by avoiding vegetable oils, limiting exposure to endocrine disruptors, and considering natural progesterone to counter unopposed estrogen activity
As passive index funds surpass active management in investor portfolios, their growing dominance is increasing stock price synchronization, weakening diversification, and amplifying systemic risks. Today's Stocks & Topics: NXST - Nexstar Media Group Inc. Cl A, Market Wrap, Sectors in 2nd Half of 2025, PANW - Palo Alto Networks Inc., NET - Cloudflare Inc. Cl A, TFC - Truist Financial Corp., The Hidden Risks of Passive Investing's Market Dominance, MP - MP Materials Corp., EQIX - Equinix Inc., Personal Savings & Spending.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands
Multi-agentic AI is rewriting the future of work.... but are we racing ahead without checking for warning signs?Microsoft's new agent systems can split up work, make choices, and act on their own. The possibilities? Massive.But it's not without risks, which is why you NEED to listen to Sarah Bird. She's the Chief Product Officer of Responsible AI at Microsoft and is constantly building out safer agentic AI. So what's really at stake when AIs start making decisions together?And how do you actually stay in control?We're pulling back the curtain on the 3 critical risks of multi-agentic AI and unveiling the playbook to navigate them safely.Newsletter: Sign up for our free daily newsletterMore on this Episode: Episode PageJoin the discussion: Have a question? Join the convo here.Upcoming Episodes: Check out the upcoming Everyday AI Livestream lineupWebsite: YourEverydayAI.comEmail The Show: info@youreverydayai.comConnect with Jordan on LinkedInTopics Covered in This Episode:Responsible AI: Evolution and ChallengesAgentic AI's Ethical ImplicationsMulti-Agentic AI Responsibility ShiftMicrosoft's AI Governance StrategiesTesting Multi-Agentic Risks and PatternsAgentic AI: Future Workforce SkillsObservability in Multi-Agentic SystemsThree Risk Categories in AI ImplementationTimestamps:00:00 Evolving Challenges in Responsible AI05:50 Agent Technology: Benefits and Risks09:27 Complex System Governance and Observability12:26 AI Monitoring and Human Intervention15:14 Essential Testing for Trust Building19:43 Securing AI Agents with Entra22:06 Exploring Human-AI Interface Innovation26:06 AI Workforce Integration Challenges28:22 AI's Transformative Impact on JobsKeywords:Agentic AI, multi agentic AI, responsible AI, generative AI, Microsoft Build conference, AI governance, AI ethics, AI systems, AI risk, AI mitigation, AI tools, human in the loop, Foundry observability, AI testing, system security, AI monitoring, user intent, AI capability, prompt injection, Copilot, AI orchestration, AI deployment, system governance, Entra agent ID, AI education, AI upskilling, AI workforce integration, systemic risk, AI misuse, AI malfunctions, AI systemic risk, AI-powered solutions, AI development, AI innovation, AI technology, AI security measures.Send Everyday AI and Jordan a text message. (We can't reply back unless you leave contact info) Ready for ROI on GenAI? Go to youreverydayai.com/partner
7.2.2025 #RolandMartinUnfiltered: Mixed Diddy Verdict, Big Beautiful Bill Chaos, Frost Smacks GOP & CBC vs Big Ugly Bill A New York federal jury has acquitted Sean "Diddy" Combs of the most serious charges but convicted him on two of the five counts. We'll speak with legal analyst Candace Kelly and journalist Jasmine Simpkins, who have been covering the trial. House Republicans are racing to pass the "Big Beautiful Bill" before the public can fully react, applying intense pressure on their members ahead of the July 4th holiday. We hope to have Congresswomen Shontel Brown and Maxine Waters on tonight, if House Floor votes do not hold them up. During a nearly 12-hour House Rules Committee hearing Tuesday night, Florida Congressman Maxwell Frost hit a nerve with Republicans -- we'll show you what went down. We'll talk to a North Carolina woman who says a wrongful arrest left her jobless and homeless. The Wisconsin Supreme Court strikes down the state's 176-year-old abortion ban. Paramount has settled a multi-million dollar lawsuit with Trump over CBS's 60 Minutes interview with former Vice President Kamala Harris. And on tonight's Tech Talk, we'll speak to the man behind a visionary initiative that is transforming how students connect with career opportunities in STEM. 7.1.2025 #RolandMartinUnfiltered: Senate Passes Trump’s Mega Spending Plan: Medicaid Cuts, Deportations & Wealthy Tax Breaks The Senate has passed Trump's sweeping tax and spending plan, and the stakes couldn't be higher. We're facing significant cuts to Medicaid and food assistance, massive increases in military spending, and billions more allocated for mass deportations and the border wall. At the same time, the wealthiest Americans benefit from new tax breaks. House Democratic Leader Hakeem Jeffries and Ohio Congresswoman Shontel Brown will be joining us to discuss the bill, the next steps in the fight to protect working families, political strategy, and the way forward. Baltimore Mayor Brandon Scott will provide insight into what these cuts could mean for local governments. DNC Chair Ken Martin will share his thoughts on the bill and outline his plans to rebuild the Democratic Party. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
Financial Freedom for Physicians with Dr. Christopher H. Loo, MD-PhD
Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Pre-IPO investing is gaining traction among professionals and high-net-worth individuals looking to invest in top-tier companies like SpaceX and Stripe before they hit the public markets. In this episode, Christine Healey, founder of Healy Pre IPO, explains how investors can gain private equity access to some of the most promising late-stage venture capital deals today.Are you a professional earning a high income and wondering how to diversify your portfolio beyond public stocks? Do you want access to pre-IPO stock but don't know where to start? Christine Healey breaks it down step-by-step—demystifying the investment process, explaining illiquidity risks, and offering solutions tailored for people just like you. Her concierge-style service helps accredited investor opportunities become accessible, even in a space that typically feels out of reach.Whether you're exploring unicorn investing, deciding between SPAC vs IPO, or want to understand how AI investment opportunities and blockchain might affect the private markets, this podcast offers clarity and confidence. Christine's years of experience—ranging from managing NYSE-listed funds to navigating complex pre-IPO transactions—make her a trusted voice for those looking to take the leap.Tune in and get actionable insight from someone who knows the space inside and out—and can help you move from curiosity to capitalizing on the pre-IPO market.
Episode 305 hosts Dr Lisa Dinley (Dental Surgeon from Nottingham, UK) In our 'Masterclass Series' we host global experts to teach us about fillers, bio-stimulators, bio-remodellers, polynucleotides, exosomes and other products. (For toxin insights, check out our other mini-series, 'The Tox Talks') In Chapter 6 we explore the new PDLLA-based biostimulators called Juvelook and Lenisna. These are made by Vaim based in South Korea and are soon to be distributed globally by Fillmed. We cover the products applications, safety profiles and perceived benefits when compared to other well known biostimulators. Lisa shares her treatment protocols, early insights and research using the products in combination. 00:00 Introduction to Inside Aesthetics 03:02 Special Guest: Dr. Lisa Dinley 03:20 Dr. Lisa's Background in Aesthetics 04:26 The Dentist-Doctor Debate in Aesthetics 06:20 Introducing Juvelook and Lenisna 12:46 Understanding Collagen and Elastin 18:13 Practical Applications and Patient Considerations 25:07 Reconstitution and Injection Techniques 29:41 Understanding Glass Transition Temperature in Biostimulators 30:22 Addressing Complications and Risks 32:18 Treatment Recommendations and Techniques 33:54 Patient Results and Expectations 35:43 Comparing Biostimulators in the Market 37:42 Exploring Treatment Areas Beyond the Face 44:35 Safety Data and Clinical Research 50:23 Introducing New Products in Clinical Practice 54:50 The Future of Regenerative Aesthetics 01:00:14 Conclusion and Final Thoughts CLICK HERE TO JOIN OUR PATREON FOR ON DEMAND EDUCATION & SUPPORT CLICK HERE TO BROWSE OUR IA OFFERS FOR DISCOUNTS & SPECIALS CLICK HERE IF YOU'RE A BRAND OR COMPANY & WANT TO WORK WITH US CLICK HERE TO APPLY TO BE A GUEST ON OUR PODCAST JOIN OUR LISTENER WHATSAPP GROUP & SEND US YOUR COMMENTS, SUGGESTIONS OR JUST SAY HI! CONTACT US
QFF: Quick Fire Friday – Your 20-Minute Growth Powerhouse! Welcome to Quick Fire Friday, the Grow A Small Business podcast series that is designed to deliver simple, focused and actionable insights and key takeaways in less than 20 minutes a week. Every Friday, we bring you business owners and experts who share their top strategies for growing yourself, your team and your small business. Get ready for a dose of inspiration, one action you can implement and quotable quotes that will stick with you long after the episode ends! In this episode of Quick Fire Friday, host Rob Cameron speaks with Rick Calabrese, a specialist in business valuation and owner of Commonwealth M&A. Rick delves into the critical role of professional valuations for small business owners, particularly those in the lower middle market with revenues ranging from $5 million to $100 million. He explains why business value is often an intangible asset that requires expert assessment. Rick also highlights common factors that impact valuations, such as heavy owner involvement and customer concentration. Sharing insights from his firm's track record—successfully selling seven businesses in just two and a half years—he underscores the importance of strengthening operational systems, refining financial metrics, and building a trusted team of advisors. Ultimately, Rick emphasizes that thoughtful preparation and a clear plan are essential to achieving a successful business exit. Key Takeaways for Small Business Owners: Get a Professional Valuation: Your business is likely your largest asset, yet its value is often intangible. Engage valuation specialists to understand its true worth, especially before planning an exit. Reduce Owner Dependence: Businesses that are overly reliant on the owner are harder to sell. Build strong teams and systems so the company can thrive without you. The most attractive businesses are often run by owners who can afford to be on vacation. Diversify Your Customer Base: Avoid heavy customer concentration. Buyers see too much revenue tied to a few clients as a risk. Broaden your client mix and aim for recurring revenue streams. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for? Plan Early & Be Patient: Preparing for a sale can take years. Strengthen operations, improve financial metrics, and update valuations regularly so you're ready when the time—and the market—is right. Build a Trusted Deal Team: Selling a business isn't like selling a house. Surround yourself with experienced advisors—specialist lawyers, CPAs, and M&A experts—to guide you through this complex process. Understand the Buyer's Perspective: Buyers focus on risk, stability, and future cash flows. Position your business as a predictable, systematized operation to command a premium price. One action small business owners can take: According to Rick Calabrese, one action a small business owner should take is to reduce owner dependence by building strong teams and systems—so the business can operate smoothly without them, making it far more attractive and valuable to future buyers. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximize your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.
Jennifer and Joseph Delle Fave share how they left traditional careers behind to build a creative, cash-flowing lifestyle through smart investing, powerful relationships, and a passion-driven mindset. A must-hear journey of transformation and freedom.See full article: https://www.unitedstatesrealestateinvestor.com/from-cars-and-classrooms-to-cash-flow-the-bold-journey-of-jennifer-and-joseph-delle-fave/(00:00) - Introduction to The REI Agent Podcast(00:06) - Meet Mattias and Erica: A Holistic Approach to Real Estate(00:24) - The Value of Becoming the Go-To Person(05:56) - Welcome Jennifer and Joseph Delle Fave(06:32) - From Teaching and Cars to Real Estate Investing(07:53) - Early BRRRR Deals and Bank Roadblocks(10:26) - First Creative Finance Deal with "Bank of Steve"(13:01) - Lease Option Success Story and Exit Strategy(15:05) - Forecasting Property Value and Supporting Renters(17:35) - Credit Repair and Long-Term Plans(19:02) - Scaling Up with Multiple Strategies(20:21) - Going Full-Time and Replacing the W-2(21:58) - The Power of Relationships and Abundance Mindset(23:49) - Working with Agents Who Truly Show Up(26:01) - What Makes a Great Agent: Online Presence and Hustle(28:20) - Why Contractors and Teams Are Game Changers(30:22) - Google Reviews, Referrals, and Building a Village(33:04) - Defining BRRRR and the Risks(36:08) - Rising Interest Rates and Alternative Strategies(37:39) - Shifting into Creative Finance and Seller Solutions(39:48) - Subject-To vs. Wraparound Explained(42:51) - Real Examples of Creative Deals in Florida(44:24) - Coaching Agents to Pitch Seller Terms(46:38) - Custom Deal Structures that Serve Everyone(47:32) - A Complex Quadplex Deal with a Big Payoff(50:06) - How to Spot Value in the Interest Rate, Not Just the Property(52:12) - Favorite Books for Mindset and Strategy(53:19) - Where to Find Jennifer and Joseph Delle FaveContact Jennifer and Joseph Delle FaveCreative Finance Playbook--To learn more about creatively reaching your holistic wealth, go to reiagent.com
In this episode, we delve into the complexities of global conflict with Hal Kempfer, a retired Marine Intelligence Officer and strategic risk expert. Covering critical issues such as the ongoing war in Ukraine and the geopolitical shifts in Siberia, we explore North Korea's involvement in Russia's military efforts and the implications of a potential arms shipment suspension from the U.S. We also examine historical tensions between Russia and China, particularly concerning Siberian territories. With insights into battlefield strategies, troop movements, and the broader impact on international relations.Takeaways:• North Korea's troop deployment to support Russia in Ukraine.• The ongoing summer offensive and heavy losses faced by Russia.• Ukraine's impact on Russian territory with deep strikes.• The suspension of U.S. arms shipments to Ukraine raises concerns.• Historical context of the Amur Annexation and its relevance today.• China's strategic interests in Siberia and potential territorial claims.• The implications of Russia's reliance on China amid military struggles.• Responses needed from the U.S. and allies concerning regional security. #GlobalConflict #WarInUkraine #NorthKorea #Russia #Geopolitics #ArmsShipments #China #Siberia #MilitaryStrategy #IntelligenceAnalysis #PublicSafety #InternationalRelations #HistoricalContext #AmurAnnexation #RiskAnalysis #MilitaryLosses #PoliticalTensions #DefenseStrategies #STRATPodcast #HalKempfer #MutualBroadcastingSystem #StrategicRiskAnalysis
You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals:https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callYou can retire confidently when you have a plan... but who is processing your paperwork—and why it matters more than ever?
On episode 419 of Animal Spirits, Michael Batnick and Ben Carlson discuss recession hypotheticals, all-time highs in the stock market, the death of the permabear, international outperformance, a crashing dollar, the automatic investing revolution, yield magicians, fast food price inflation, AI vs financial advisors, the potential for a housing market correction and more! This episode is sponsored by Vanguard. Learn more at: www.vanguard.com/fixedincome. Sign up for The Compound newsletter and never miss out: thecompoundnews.com/subscribe Find complete show notes on our blogs: Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices
7.1.2025 #RolandMartinUnfiltered: Senate Passes Trump’s Mega Spending Plan: Medicaid Cuts, Deportations & Wealthy Tax Breaks The Senate has passed Trump's sweeping tax and spending plan, and the stakes couldn't be higher. We're facing significant cuts to Medicaid and food assistance, massive increases in military spending, and billions more allocated for mass deportations and the border wall. At the same time, the wealthiest Americans benefit from new tax breaks. House Democratic Leader Hakeem Jeffries and Ohio Congresswoman Shontel Brown will be joining us to discuss the bill, the next steps in the fight to protect working families, political strategy, and the way forward. Baltimore Mayor Brandon Scott will provide insight into what these cuts could mean for local governments. DNC Chair Ken Martin will share his thoughts on the bill and outline his plans to rebuild the Democratic Party. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
Principal Matters: The School Leader's Podcast with William D. Parker
A Quick Note to Listeners: Before this week's interview, Will Parker and Jen Schwanke spend some time talking about Jen's upcoming book: Trusted: Trust Pillars, Trust Killers, and the Secret to Successful Schools. Listen in to hear more about this book, as well as where you can pre-order it. Thank you for doing what matters! […] The post PMP455: Cybersecurity in Schools: Risks, Prevention, and Best Practices with Mike Fitzpatrick appeared first on Principal Matters.
Supply, Stalemate, and Strategy: A Data-Centric View on U.S. Housing with Chris Nebenzahl Locked-In America: The Housing Market's Great Stall The U.S. housing market isn't just tight, it's inert. As Chris Nebenzahl, Housing Economist at John Burns Research and Consulting, puts it, America is experiencing a “lock-in effect” where millions of homeowners, beneficiaries of sub-3% mortgages from a prior era, have no incentive to move. Transactions, both in the for-sale and rental segments, are stalling. Inventory is constrained by economic rationality, not lack of demand. “The housing market thrives on constant moves,” Nebenzahl says. “But right now, across the housing spectrum, people are locked in.” The result: record-low turnover in single-family and multifamily rentals, with occupancy propped up by immobility rather than expansion. In such a frozen ecosystem, prices remain surprisingly buoyant despite high rates – a divergence from textbook supply-demand dynamics. The 5.5% Mortgage Threshold: A Reopening Trigger? The most actionable insight from Nebenzahl's research: housing won't truly unfreeze until mortgage rates return to a “magic number” of approximately 5.5%. That's the psychological and financial line at which the lock-in effect starts to meaningfully ease, based on historical demand models and borrower behavior. With mortgage rates stuck between 6.5% and 7.5%, this still feels a long way off. Until that number is achieved, or until housing prices decline significantly, mobility will remain stifled. Notably, certain regions such as Florida, Texas, Arizona, and Tennessee are already seeing modest price declines, indicating that some pressure is starting to break through. But Nebenzahl is clear: this isn't a repeat of 2008. “Nationwide, I think we'll see maybe a 1–2% decline in home values. We're nowhere near GFC territory,” he says. The real estate crash of yesteryear was a systemic event; today's stalling is more friction than fissure. Bifurcation in Geography and Performance The story of U.S. housing is increasingly one of regional divergence. “It's a tale of two markets,” Nebenzahl observes. Northeast, Midwest, parts of the West Coast: Supply remains tight, pricing is stable or even rising, and rent growth is positive particularly in cities like Boston, Chicago, and San Francisco. Sunbelt metros like Austin, Dallas, Denver, Nashville: Facing ongoing rent declines and incentives as a wave of multifamily supply catches up with (and briefly outpaces) demand. What's driving this? In one word: inventory. “Austin, for example, has seen the most supply as a percentage of existing stock. That's softened rents, even though demand remains strong.” The Quiet Strength of Rentals Despite oversupply in some markets, multifamily is holding up. Rents have stabilized, absorption remains healthy, and rent-to-income ratios are generally favorable. Nationwide, that ratio sits around 25%, well below the 30% threshold for ‘rent burden.' Even in supply-saturated markets like Austin, ratios hover near 20%, laying a foundation for recovery. Why this resilience? A few reasons: Affordability gap: With for-sale housing out of reach for many due to both price and interest rates, renting becomes the only viable option. Mobility hedge: In uncertain economic times, the flexibility of a 12-month lease is more appealing than a 30-year mortgage. Demographic tailwinds: New household formation, though potentially threatened by labor market softness, is still skewing towards rentals. “The lion's share of household formation is going into rental,” Nebenzahl says. “Because of affordability challenges, and because people are hesitant to make long-term commitments.” Cracks in the Foundation: Where Distress May Surface Still, there are stress points, especially in assets underwritten in the froth of 2021. “I'd be watching older vintage assets in oversupplied markets,” he says. “Many of those were acquired with floating rate debt and pro formas that didn't anticipate interest rates going from 0% to 5.5% overnight.” These deals are now colliding with debt maturities, declining rents, and underwriting models that assumed permanent appreciation. That said, he does not forecast widespread defaults – more likely, selective distress in marginal players. Risks on the Horizon: Immigration, Labor, and Fragility Beyond rates and rent rolls, Nebenzahl highlights three structural risks that CRE professionals should monitor closely: Immigration policy: Rental demand and construction labor both depend heavily on immigrant populations. Recent restrictions, including H1-B visa tightening and deportations, have had a measurable cooling effect. “Immigrants rent across the income spectrum,” he notes. “A slowdown hits both the demand side and the build (supply) side.” Aging trades workforce: With fewer young workers entering skilled trades, the industry faces a slow-burning capacity problem. The average age of electricians, plumbers, and roofers is steadily rising, and backfilling this labor pool remains an unsolved challenge. Tariffs and supply chain volatility: Tariffs on building materials could push up construction costs 2–3%, and as Nebenzahl notes, those costs would disproportionately impact steel-heavy high-rise multifamily more than low-rise SFR or garden-style. Monetary Fog: The Fed, Rates, and Global Perception Much of the future, however, depends on interest rates and here Nebenzahl expresses qualified caution. While he believes we are “above neutral” levels now, he doesn't expect a return to near zero interest rates. “Even in a mild recession, I don't see the 10-year Treasury falling below 3–3.5%,” he says. But more troubling is what he calls the “qualitative fog”: rising geopolitical tension, politicization of monetary policy, and eroding investor trust in American stability. “We're hearing less ‘there is no alternative' about the U.S.,” he says. “Foreign capital is pausing. Not exiting – but pausing.” That loss of automatic confidence in U.S. housing and Treasuries could ripple through cap rates and investment demand far more than a 25-basis-point Fed decision. What to Watch: Nebenzahl's Key Indicators For professionals managing exposure in this market, Nebenzahl advises watching: Job growth – Still the most reliable proxy for household formation. Household formation – Where people are forming new households, rentals are likely to benefit. Treasury market confidence – A real-time referendum on U.S. economic credibility. Final Thoughts: Where He'd Put $1 Million Today Asked how he'd allocate $1M today, Nebenzahl doesn't hesitate: “I'd split it between Midwest and Sunbelt rentals, multifamily and build-to-rent.” He's not holding cash. He's not forecasting a crash. He's betting on rental fundamentals and long-term demographic logic. “There's dry powder waiting to be deployed,” he concludes. “And multifamily is still one of the most institutionally resilient plays in U.S. real estate.” *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing. With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection. Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000
Many organizations see learning and development (L&D) as a cost center rather than a strategic driver of value, but what if that mindset is costing them far more than they realize?In this episode, Dr. Keith Keating explains why we're moving from a “knowledge economy” to a “value economy,” where it's not what we know but what we do with it that matters.He shares practical ways for L&D teams to make their impact visible, bridging the disconnect with CFOs and earning a seat at the strategy table. Through his own journey from high-school dropout to Chief Learning Officer, Keith challenges learning leaders to see themselves as problem-solvers and value creators. He offers frameworks like the Value Creation Compass to help map L&D's role in business growth, resilience, and customer value, showing that when L&D stays hidden, organizations lose far more than training budgets: they lose adaptability and talent. You will want to hear this episode if you are interested in...(00:00) Intro.(00:22) Keith's background and why his book matters.(04:58) The shift to a value economy for L&D.(08:50) Keith's personal journey from dropout to leader.(15:10) Economic, personal, and societal value explained.(19:30) Four key disconnects between L&D and CFOs.(25:40) The Value Creation Compass model.(39:20) Risks if L&D's value stays hidden.Resources & People Mentionedhttps://www.bdo.ca/en-ca/Hidden Value by Dr. Keith KeatingConnect with Dr. Keith KeatingConnect with Dr. Keith Keating on LinkedInConnect With Red Thread ResearchWebsite: Red Thread ResearchOn LinkedInOn FacebookOn TwitterSubscribe to WORKPLACE STORIES
This is a free preview of a paid episode. To hear more, visit meetthemess.substack.comMove over, Meet the Press—it's time to MEET THE MESS!This week on the podcast, Jen and Karyn dive into the Bezos-Sánchez wedding — a shameless display of wealth and excess. Trump's “big beautiful bill” passes the Senate, and the outlook is grim. And, Kristi Noem has some serious explaining to do about how she paid for that $50K Rolex.
In this episode Brian and Jeff discuss hidden costs in retirement and risks found in AI generated retirement plans.
6.30.2025 #RolandMartinUnfiltered: Moral Monday Exposes Trump’s Immoral Budget, Senate Megabill vote, Trump vs LA, Miami Election Delay Faith leaders from across the country joined Rev. Bishop William Barber today for Moral Monday, a national movement uniting against what they call an Immoral Budget. We were there broadcasting live. We'll show you some of what took place. A marathon vote continues in the Senate over Trump's massive megabill, and Republicans are divided on the issue. The Trump administration is going after sanctuary cities, specifically Los Angeles, alleging that it is obstructing immigration enforcement. With less than five months before Miami's mayoral and city commission elections, the city commission voted to postpone the vote until 2026. You know I've got something to say about that. We are on verdict watch in the Diddy trial. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
Noob Spearo Podcast | Spearfishing Talk with Shrek and Turbo
Interview with Ray Powell Todays interview is with DiveR founder Ray Powell! Ray talks about his journey in spearfishing, starting from competitions as a youngster to founding the company we all know and love - DiveR. He shares personal stories, including a close call with decompression sickness and a close encounter with a Irukandji jellyfish. Ray's known for his generosity, often giving gear to help out new divers. We also dive into some technical talk about fin design and the science behind spearfishing gear. Catch this episode for a mix of personal tales, deep diving wisdom, and a few laughs. Important times 00:00 Intro 04:14 Ray Powell's Early Spearfishing Memories 06:14 Founding of DiveR Australia08:55 A Tragic Spearfishing Incident 12:53 Spearfishing Safety and Risks 21:27 A Dangerous Encounter with an Irukandji 29:52 Decompression Sickness in Freediving 39:08 Challenges of Deep Diving, Hydration and Nutrition 48:03 Rediscovering the Joy of Diving 01:03:04 Innovations in Diving Equipment 01:07:13 Wetsuits and Weight Considerations 01:08:56 Fin Rails and Stability 01:09:42 Shorter Blade Fins 01:10:33 Fin Width and Customization 01:11:25 Innovations in Fin Materials 01:17:46 Foot Pockets and Energy Transfer 01:19:22 Diver Australia and Custom Designs 01:25:45 Spearfishing Experiences and Favorite Companions 01:26:50 Dream Fish and Spearfishing Philosophy 01:30:03 The Future of Spearfishing Media 01:32:23 Conclusion and Final Thoughts Listen in and subscribe on iOS or Android Important Links Noob Spearo Partners and Discount Codes | Get Spear Ready and make the most of your next spearfishing trip! 50 days to better spearfishing! | Use the code NOOBSPEARO to get FREE SHIPPING . Use the code NOOBSPEARO save $20 on every purchase over $200 at checkout – Flat shipping rate, especially in AUS! – Use the code NOOB10 to save 10% off anything store-wide. Free Shipping on USA orders over $99 | 10% off for listeners with code: NOOBSPEARO | ‘Spearo Dad' | ‘Jobfish Tribute' | 99 Spearo Recipes 28-day Freediving Transformation | Equalization Masterclass – Roadmap to Frenzel | The 5 minute Freediver | Break the 10 Meter Barrier – Use the code NOOBSPEARO to save . Listen to 99 Tips to Get Better at Spearfishing | Wickedly tough and well thought out gear! Check out the legendary use the code NOOB15
In this gripping episode of Healthy Mind, Healthy Life, host Sana sits down with Katinka Blackford Newman—best-selling author, investigative journalist, and founder of Antidepressantrisks.org. Together, they unpack the pharmaceutical myth of the “chemical imbalance” behind depression and explore how one pill nearly cost Katinka everything. From personal psychosis to global data gaps, Katinka sheds light on the long-term effects, the overlooked risks, and the necessity for informed consent. This isn't a call to abandon medication—it's a call to question the status quo. About the Guest:Katinka Blackford Newman is an award-winning filmmaker, journalist, and author of The Pill That Steals Lives. After a harrowing experience with psychiatric medication, Katinka became an advocate for informed consent and safe mental health care. She founded Antidepressantrisks.org to educate others on the real, often hidden dangers of these medications and now coaches people using non-drug-based emotional resilience strategies. Key Takeaways: The “chemical imbalance” theory of depression has never been scientifically proven. Antidepressants can cause severe reactions in genetically sensitive individuals—including psychosis and suicidality. Withdrawal from long-term use can lead to debilitating effects and protracted neurological damage. Doctors are often unaware of the full risks due to limited training and biased drug trials. Katinka offers practical, non-pharmacological coaching tools that address emotions, beliefs, and behavioral change. Connect with Katinka Blackford Newman: Life Coaching:www.kbnlifecoaching.co.uk Mental Health Education:www.antidepressantrisks.org Check out her podcast - The Med Free Mental Fitness on YouTube : https://www.youtube.com/@KatinkaBlackfordNewman Want to be a guest on Healthy Mind, Healthy Life? DM on PM – Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Tune to all our 15 podcasts: https://www.podbean.com/podcast-network/healthymindbyavik Subscribe To Newsletter: https://healthymindbyavik.substack.com/ Join Community: https://nas.io/healthymind Stay Tuned And Follow Us!• YouTube – https://www.youtube.com/@healthymind-healthylife• Instagram – https://www.instagram.com/healthyminds.pod• Threads – https://www.threads.net/@healthyminds.pod• Facebook – https://www.facebook.com/podcast.healthymind• LinkedIn – https://www.linkedin.com/in/reemachatterjee/ | https://www.linkedin.com/in/avikchakrabortypodcaster #podmatch #healthymind #healthymindbyavik #MentalHealthAwareness #ThePillThatStealsLives #InformedConsent #AntidepressantRisks #KatinkaBlackfordNewman #MentalHealthMyths #MindfulnessMatters #PsychiatricSurvivor #PodcastLife
Join the Prosperity Podcast as we explore the power of liquidity! Discover why real control over your finances means being able to access cash without delays or permissions. Real-life stories highlight the importance of liquid assets over risky equity, promising peace of mind and new opportunities. Perfect for anyone wanting to master their financial strategy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://prosperitythinkers.com/action/ https://www.youtube.com/@KimDHButler https://prosperityparents.com/ Show Notes CLUE acronym: Control, Liquidity, Use, Equity. Risks of converting mortgages to home equity lines. Defining liquid dollars. Importance of an opportunity fund. Risks of lack of liquidity in turbulent times. Strategic use of liquidity. Liquidity strategies: Cash, savings, insurance. Real-life liquidity scenarios. Actionable steps for managing liquidity. Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS
In Episode 425 of Hidden Forces, Demetri Kofinas speaks with geopolitical and intelligence analyst Dmitri Alperovitch about the new security dynamics and economic opportunities that arise from America's and Israel's attacks on Iran, the risks of strategic overreach, and whether U.S. actions do more to compel or deter a Chinese invasion of Taiwan. In the first hour, Alperovitch scrutinizes Israel's decision to initiate a series of targeted strikes against Iran's nuclear program, including their decision to assassinate key nuclear scientists and senior members of the IRGC. We discuss America's choice to participate in this campaign, Iran's response, potential additional repercussions from these attacks, political conditions within the Islamic Republic, and whether this latest round of violence might precipitate the collapse of the Iranian government or incite a coup against its supreme leader, Ali Khamenei. In the second hour, Alperovitch is asked whether he believes Trump's decision to involve the American military directly in Israel's war with Iran was in America's national interests or if it results in strategic overreach that will further undermine American security and the credibility of American global leadership. He and Kofinas discuss how this move is perceived by other regional players like Saudi Arabia and the Gulf States, how it alters the security dynamics in the Middle East, and how it affects Dmitri's assessment of the risks Washington faces in its broader Cold War with the People's Republic of China. Subscribe to our premium content—including our premium feed, episode transcripts, and Intelligence Reports—by visiting HiddenForces.io/subscribe. If you'd like to join the conversation and become a member of the Hidden Forces Genius community—with benefits like Q&A calls with guests, exclusive research and analysis, in-person events, and dinners—you can also sign up on our subscriber page at HiddenForces.io/subscribe. If you enjoyed today's episode of Hidden Forces, please support the show by: Subscribing on Apple Podcasts, YouTube, Spotify, Stitcher, SoundCloud, CastBox, or via our RSS Feed Writing us a review on Apple Podcasts & Spotify Joining our mailing list at https://hiddenforces.io/newsletter/ Producer & Host: Demetri Kofinas Editor & Engineer: Stylianos Nicolaou Subscribe and support the podcast at https://hiddenforces.io. Join the conversation on Facebook, Instagram, and Twitter at @hiddenforcespod Follow Demetri on Twitter at @Kofinas Episode Recorded on 06/23/2025
Runes reading for week of June 30th - FREEDOM week Tune in to plan your week accordingly SIGN UP FOR THIS WEEKEND'S FREEDOM WEEKEND WORKSHOP OR OTHER EVENTS AT www.MagdalenaGrace.com FIND OUT MORE ABOUT MAGDALENA GRACE HERE or TO SIGN UP FOR HER UPCOMING ABUNDANCE ALCHEMIST IN PERSON WORKSHOPS OR HEALTHY N WEALTHY N WISE RETREATS BOOK A RUNES READING AND SIGN UP FOR HER WORKSHOPS & MORE! www.MagdalenaGrace.com JOIN OUR HEALTHY N WEALTHY N WISE ONLINE ACADEMY www.microdosingforhealth.com BUY ME A COFFEE OR DONATE FOR SCHOLARSHIP FUND FOR HEALING CLIENTS IN NEED https://venmo.com/u/lotusthrone MORE ALCHEMY OPPORTUNITIES FOR YOUR BEST HEALTH, WEALTH AND RELATIONSHIPS www.KundaliniFallbrook.com www.LotusThroneSanctuary.com WANNA SIGN UP AND BE A PLEDGING PATRON FOR HEALTHY N WEALTHY N WISE - SAVING LIVES AND CREATING MORE ABUNDANCE FOR OTHERS? SUBSCRIBE TO HER YOUTUBE CHANNEL: https://www.youtube.com/@UC_l0t_6TBbZ1q9Q0wKZz89Q Sign up for a personal reading at www.MagdalenaGrace.com