The probability of loss of something of value
POPULARITY
Categories
Leveling Up: Creating Everything From Nothing with Natalie Jill
Did you know that the paraffin wax from your last pedicure might have been peeled off someone else's feet and reused on yours? Gross, and…the health surprises lurking in the nail salon go FAR beyond that. Lanna Dang, owner of Pampr'd Soul in Scottsdale, completely transformed how I think about nail salons. Growing up inside her parents' nail salon, Lanna witnessed practices that would make your skin crawl: from tools that are barely sanitized between clients to name-brand polish bottles being secretly refilled with toxic knockoffs. She reveals why that "healthy" dip powder is actually acrylic in disguise and explains how the chemicals in your regular gel manicure could be disrupting your hormones and contributing to that stubborn weight gain and exhaustion you can't shake. We dive deep into what HEMA, formaldehyde, and toluene are really doing to your body, especially as a midlife woman already dealing with hormonal chaos. She shares the critical questions you need to ask before your next appointment and reveals cleaner alternatives that won't force you to give up your beloved nail routine. It's time to make informed choices at the nail salon, especially when your toxic load might be the missing piece of your health puzzle. Whether you're a gel devotee or acrylic enthusiast, this conversation will forever change how you approach your nail care routine. Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube Learn More About Lanna Dang Instagram ➜ https://www.instagram.com/lannadang Website ➜ https://pamprdsoul.com/ Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit For advertising inquiries: https://www.category3.ca/ Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen. Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.
In this episode, Will shared his experience and how the far-reaching consequences of trivial acts, and self-awareness have shaped his goals and mindset. and the positive effects of not being afraid to do crazy things. Will is an avid learner and has earned certifications as a Stockbroker, Flight Instructor, Certified Product Manager, Technical Trainer, Commercial Pilot, Microsoft Certified Systems Engineer, Cisco Certified Network Associate, and Certified Professional Behavioural Analyst, I've invited Will here today to learn more about the methods and tools he's developed to achieve success and the techniques he continues to use to expand his life are all described, taught, and delivered in the many businesses, leadership, and peak performance workshops, seminars, and events Will delivers. Tune in to get important insights on self-improvement! What we discuss: · Love of learning. (01:41) · The power of reaching consequences of the trivial act. (3:30) · The seriousness of unforgiving neglect. (4:11) · How to focus on those little things in the right way. (5:27) · The importance of a checklist. (10:11) · Doing something a little bit crazy. (18:11) · How to set goals and hold people accountable. And how to communicate effectively with teams of people. (24:34) · The goal or intention of the meeting. (28:20) · What are the Ground rules. (29:35) · The seriousness of time management. (38:01) · Billy and Will talk about the impact they have on themselves and how they value time. (38:35) · The key metrics, goals, and problem-solving. (43:13) · The eulogy goal. (43:13) Notable quotes: · “Bad decisions. Make good stories.” (18:56) · “ You have to move a ton of dirt to get one carat of diamond.'' (26:50) · “Business problems are like quicksand. The more you struggle, the faster you sink” (32:17) · ‘' Everybody around you is going to die someday and you're going to lose people along the way. So never, ever waste another single second, doing anything that wasn't the absolute best thing you could be doing.” (38:21) USEFUL RESOURCES: Will's Website: http://goalboss.com/ YouTube: https://www.youtube.com/c/WillPemble Social Media: https://www.instagram.com/willpemble/?hl=en https://www.facebook.com/willpemble https://www.linkedin.com/in/willpemble/ https://twitter.com/willpemble Support the show (https://www.patreon.com/bePatron?u=23010497 ) This is an encore episode and was originally published on May 13, 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
Nov 7, 2025 – AI and market concentration are reshaping Wall Street—and investors should beware. Financial Sense Newshour's Jim Puplava and Jim Welsh at Macro Tides dissect the recent pullback in major indexes, the outsized influence of...
Today, let's talk about immune support. With the festive season and colder months upon us, it's the perfect time to focus on practical strategies to help you build a resilient, balanced immune system. I share not only the science-backed basics—like sleep, stress management, and the realities of sugar and alcohol—but also my favorite low-tech tools and innovative supplements for fortifying your body's natural defenses. Studies Mentioned: https://pubmed.ncbi.nlm.nih.gov/39544655/ https://pmc.ncbi.nlm.nih.gov/articles/PMC9471313/ Supplements Mentioned: XClear Nasal Spray BeeKeepers Naturals Throat Spray (Bee propolis) Manukora: Manuka Honey (save up to 31%) Puori: Terrific Vitamin C Effervescent Tablets includes Zinc, D3, Yerba Matte, Ginseng - use in the am (use code NAT for 20% off) Troscriptions - TroMMune, TroCalm, TroZZ (use NAT10, and get 10% off your first order) JustThrive: Spore Biotics (use code NAT20 for 20% off) LVLUP Health:Ultimate GI Repair (use code NAT at checkout for 20% off) Healthgevity: ImmunoRESTORE+ (use code LONGEVITY) Bioregulators: Pineal Gland and Thymus (use code LONGEVITY15 for 15% off ) Episode Timestamps: Balancing the immune system vs. boosting ... 00:01:32 Risks of an overactive immune response ... 00:02:55 Lifestyle practices for immune health ... 00:03:38 Sleep's role and practical sleep tips ... 00:04:41 Sugar's impact on immunity ... 00:09:05 Alcohol, mocktails, and immune suppression ... 00:15:26 Managing stress for immune support ... 00:18:19 Summary of key lifestyle strategies ... 00:24:36 Exercise: benefits and moderation ... 00:26:26 Top supplements for immune support ... 00:28:59 Propolis, Manuka honey, vitamins and probiotics ... 00:29:34 Bioregulators and peptide support ... 00:38:42 Sauna and light therapy for winter immunity ... 00:40:01 Take action before the holiday season ... 00:42:28 Our Amazing Sponsors: NootroPept by LVLUP: an advanced cognitive enhancement formula that combines fast-acting neuropeptides, cholinergic support, and mitochondrial-boosting compounds to sharpen mental clarity, memory, and long-term brain performance. Visit https://lvluphealth.com/ and use code NAT at checkout for 20% off. Nat's Links: YouTube Channel Join My Membership Community Sign up for My Newsletter Instagram Facebook Group
Ep. 396 Twins Untangled: The Data Behind Safe Twin Birth with Dr. Stu In this week's episode of The Birth Lounge Podcast, HeHe sits down with Dr. Stu Fischbein to unpack the truth about twin births, and it's probably not what your provider has told you. They dive into why C-sections have become the default for twins in the U.S. (hint: it's not because it's safer), and how our medical system continues to over-manage what can often be a normal variation of birth. Dr. Stu breaks down what's really happening with rising twin pregnancies, how assisted reproductive technology plays a role, and why evidence still supports vaginal twin births when handled by skilled providers. You'll hear them talk about: How to find a provider who's actually experienced with vaginal twin births The real deal on ECVs, breech twins, and what “mono-mono” and “mono-di” really mean How to advocate for your birth plan even when you're having multiples If you're expecting twins, or just want to understand how broken our twin birth system has become, this episode is your blueprint for making informed, confident choices and protecting your power in the birth room. 00:00 Introduction to Twin Births 01:07 Welcome to The Birth Lounge Podcast 01:14 Black Friday Sale Announcement 02:29 The Birth Lounge Overview 09:52 Special Guest: Dr. Stu Fischbein 10:21 Challenges and Misconceptions About Twin Births 11:25 Dr. Stu's Background and Expertise 12:48 Navigating Twin Births in the Medical System 14:15 The Importance of Informed Consent 15:51 Current Landscape of Twin Births 20:49 Training and Skills in Obstetrics 35:34 Risks and Realities of Twin Births 57:29 Legislation and Training in Midwifery 59:07 Economic Incentives in Birth Practices 01:00:16 Personal Experience with Baby Gear 01:03:31 Cost Analysis of C-Sections vs. Vaginal Births 01:04:50 Hospital Policies and C-Section Rates 01:08:44 Historical Perspective on Birth Practices 01:14:08 Twin Births: Hospital vs. Home 01:20:30 Challenges in Breech Deliveries 01:24:27 External Cephalic Version (ECV) Insights 01:30:42 Timing and Risks in Twin Deliveries 01:40:07 Final Thoughts and Advice for Expecting Mothers Guest Bio: Stuart J. Fischbein MD is a community-based obstetrician and an Associate of the American College of Obstetrics & Gynecology, published author of the book “Fearless Pregnancy, Wisdom & Reassurance from a Doctor, A Midwife and A Mom” and peer-reviewed papers Homebirth with an Obstetrician, A Series of 135 Out of Hospital Births and Breech birth at home: outcomes of 60 breech and 109 cephalic planned home and birth center births. After completing his residency at Cedars-Sinai Medical Center in Los Angeles, CA, Dr. Stu spent 24 years assisting women with hospital birthing and, for the last 13 years, has been a homebirth obstetrician who works directly with midwives. Since retiring from attending home births in 2022, Dr. Stu has turned his focus to traveling around the world as a lecturer and advocate for reteaching breech & twin birth skills, respect for the normalcy of birth and honoring informed consent. He hosts a weekly podcast with co-host Blyss Young and together they offer hope, reassurance and safe, honest evidence supported choices for those women who understand pregnancy is a normal bodily function not to be feared. Follow him on Instagram @birthinginstincts. His websites are www.birthinginstincts.com & www.birthinginstinctspodcast.com INSTAGRAM: Connect with HeHe on IG Connect with Dr. Stu on IG BIRTH EDUCATION: Join The Birth Lounge here for judgment-free childbirth education that prepares you for an informed birth and how to confidently navigate hospital policy to have a trauma-free labor experience! Download The Birth Lounge App for birth & postpartum prep delivered straight to your phone! LINKS/RESOURCES MENTIONED: Check out our episode with Dr. Stu's cohost, Blyss Young (ep. 232) Listen to episode 179 with Dr. Rixa Freeze Here's a link to the Primitive Reflexes episode Dr. Stu references https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0313941 www.birthinginstincts.com https://podcasts.apple.com/us/podcast/birthing-instincts/id1552816683 www.birthinginstinctspodcast.com https://pubmed.ncbi.nlm.nih.gov/30305050/ https://static1.squarespace.com/static/52ca1028e4b05c5f2d7b157d/t/62e02090874eae67b683bc67/1658855570428/A+Maneuver+for+Head+Entanglement+Published.pdf
PREVIEW. Russian Frustration, US Targeting, and Escalation Risks in the Ukraine War. Anatol Lieven of the Quincy Institute discusses how the US is actively participating in the Ukraine war by supplying targeting intelligence, enabling strikes on Russian war nodes. Russian hardliners view this as the West targeting them and demand retaliation to force peace. Though Putin has resisted direct escalation, he would be forced to retaliate immediately if the West escalates first, for example, by seizing cargoes or shooting down aircraft.
PREVIEW. Security Concerns and Political Legitimacy Risks in Venezuela. Mary Anastasia O'Grady at the Wall Street Journal editorial page discusses how Venezuela's opposition is ready on day one, having drawn up plans for a new government. Edmundo González, the president-elect (in exile), has legitimacy with an estimated 70% of the vote from the July 2024 election. However, security is the main concern, as the government must guarantee it. Whoever possesses the guns and tanks will call the shots, threatening the rule of law and the new democracy.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3343: Jesse Cramer unpacks why Warren Buffett labeled derivatives and leverage as “financial weapons of mass destruction,” showing how these tools can amplify both profits and catastrophic losses. Through real-world analogies and examples like the 2008 financial crisis and Long-Term Capital Management, Jesse urges everyday investors to recognize the hidden risks around them and stick to steady, sustainable strategies. Read along with the original article(s) here: https://bestinterest.blog/financial-mass-destruction/ Quotes to ponder: “Neither derivatives nor leverage is free.” “The range of derivatives contracts is limited only by the imagination of man, or sometimes so it seems, madmen.” “Wall Street ends up trillions of dollars too optimistic, until the music stops.” Episode references: When Genius Failed by Roger Lowenstein: https://www.amazon.com/When-Genius-Failed-Long-Term-Management/dp/0375758259 The Big Short by Michael Lewis: https://www.amazon.com/Big-Short-Inside-Doomsday-Machine/dp/0393338827 Odd Lots Podcast (featuring Brad DeLong): https://www.bloomberg.com/podcasts/odd-lots SPIVA U.S. Scorecard by S&P Dow Jones Indices: https://www.spglobal.com/spdji/en/research-insights/spiva/ Learn more about your ad choices. Visit megaphone.fm/adchoices
DML sits down in studio with Sheriff Eric Flowers to discuss the risks that come with Mamdani's mayoral victory, along with a broader range of issues impacting both local communities and the nation as a whole.
In this episode, you'll learn how coffee affects metabolism, brain performance, and blood sugar — and why Dr. Jockers says it's not universally good or bad. Discover whether you're part of the 65% who benefit or the 35% who struggle, and how genetics and caffeine metabolism shape your response. We explore how coffee's polyphenols support gut health, steady energy, and fat burning, and the signs you're not metabolizing caffeine well. You'll also learn why the timing of your first cup matters for mood, focus, and sleep — and how to adjust your intake for best results. Finally, you'll get simple strategies to enjoy coffee without jitters, crashes, or digestive stress. From choosing clean, mold-free beans to boosting minerals and pairing caffeine with the right foods, this is your guide to drinking coffee in a way that truly supports your health. In This Episode: 00:00 Introduction to Coffee's Benefits 03:17 The Truth About Coffee: Health Benefits and Risks 05:07 How Coffee Affects the Brain and Body 07:27 Genetics and Coffee Metabolism 09:51 Factors Influencing Caffeine Metabolism 16:26 Coffee's Long-Term Health Benefits 21:57 Maximizing Coffee's Benefits 31:00 Conclusion and Final Thoughts If you want to burn belly fat…boost your energy levels…balance blood sugar…or relieve swelling in your legs or feet… Then you need to check out PureHealth Research immediately. This company makes some amazing health-boosting supplements that are manufactured right here in America. They only use natural, non-GMO ingredients that are backed by the latest science and proven to work. And right now, you can save 35% on all of their products with this special subscriber-only offer. Just use your exclusive coupon code JOCKERS at checkout. Struggling with digestion? Masszymes by BiOptimizers is the most potent digestive enzyme formula, featuring 300-500% more protease than most brands. This powerful blend breaks down proteins and other macronutrients, reducing bloating, inflammation, and indigestion. Try Masszymes risk-free with a 365-day money-back guarantee. Boost your digestion and feel your best—get yours today at bioptimizers.com/jockers and save 10% with promo code 'JOCKERS'! "If coffee leaves you anxious, jittery, or craving sugar, it's not the coffee — it's your metabolism and genetics speaking." ~ Dr. Jockers Subscribe to the podcast on: Apple Podcast Stitcher Spotify PodBean TuneIn Radio Resources: Get 35% off: https://www.purehealthresearch.com/ use code JOCKERS Use code JOCKERS at bioptimizers.com/jockers to save 10% Connect with Dr. Jockers: Instagram – https://www.instagram.com/drjockers/ Facebook – https://www.facebook.com/DrDavidJockers YouTube – https://www.youtube.com/user/djockers Website – https://drjockers.com/ If you are interested in being a guest on the show, we would love to hear from you! Please contact us here! - https://drjockers.com/join-us-dr-jockers-functional-nutrition-podcast/
Support your health journey with our private practice! Explore comprehensive lab testing, functional assessments, and expert guidance for your wellness journey. Find exclusive offers for podcast listeners at nutritionwithjudy.com/podcast. _____I dive into the silent damage caused by undereating, especially when following a carnivore diet. I explain how eating too little can lead to hypothyroid symptoms, hormonal imbalances, and long-term metabolic damage. I also discuss the psychological toll of chronic dieting and food obsession, referencing the Minnesota Starvation Study as a powerful cautionary tale. Make sure to listen to the full interview to learn more.Why undereating is harmfulDangers of consistent undereatingSigns of undereating on carnivoreNutritional needs for proper functionCommon fatigue symptomsHormonal signs of undereatingTransitioning into a carnivore dietMinnesota Starvation Study_____EPISODE RESOURCESHow Much to Eat on a Carnivore Diet video Undereating on a Carnivore Diet articleCarnivore and Weight Loss articleMacros on a Carnivore Diet articleDr. Donald Layman Part 1 InterviewDr. Donald Layman Part 2 InterviewMenno Henselmans' interviewEFH Personalized Health PlanNutritionist's Guide to the Carnivore Diet_____WEEKLY NEWSLETTER
In this episode we break down credit cracks—from bank charge-offs to rising consumer delinquencies and private-credit liquidity—what matters, what’s noise, and why this systemic…at least yet. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.
In a Halloween-themed discussion, Mike and Brian talk about the “scary” consequences of not properly maintaining an LLC, focusing on a real-life case where an owner lost personal liability protection.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3343: Jesse Cramer unpacks why Warren Buffett labeled derivatives and leverage as “financial weapons of mass destruction,” showing how these tools can amplify both profits and catastrophic losses. Through real-world analogies and examples like the 2008 financial crisis and Long-Term Capital Management, Jesse urges everyday investors to recognize the hidden risks around them and stick to steady, sustainable strategies. Read along with the original article(s) here: https://bestinterest.blog/financial-mass-destruction/ Quotes to ponder: “Neither derivatives nor leverage is free.” “The range of derivatives contracts is limited only by the imagination of man, or sometimes so it seems, madmen.” “Wall Street ends up trillions of dollars too optimistic, until the music stops.” Episode references: When Genius Failed by Roger Lowenstein: https://www.amazon.com/When-Genius-Failed-Long-Term-Management/dp/0375758259 The Big Short by Michael Lewis: https://www.amazon.com/Big-Short-Inside-Doomsday-Machine/dp/0393338827 Odd Lots Podcast (featuring Brad DeLong): https://www.bloomberg.com/podcasts/odd-lots SPIVA U.S. Scorecard by S&P Dow Jones Indices: https://www.spglobal.com/spdji/en/research-insights/spiva/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Thousands of Indigenous households across northern Australia live with prepaid power, where disconnection can happen at any moment. Now a new report has warned that without stronger protections, the system could turn deadly in extreme heat. SBS's Christopher Tan travelled to the Kimberley to see what life is like when power is a privilege, not a guarantee. - ชนพื้นเมืองหลายพันครัวเรือนทั่วออสเตรเลียตอนเหนือใช้ไฟฟ้าแบบเติมเงิน ซึ่งอาจเกิดเหตุตัดไฟได้ทุกเมื่อ รายงานฉบับใหม่เตือนว่าหากไม่มีระบบป้องกันที่เข้มงวดกว่านี้ สภาพที่อยู่อาศัยอาจอันตรายถึงชีวิตท่ามกลางสภาพอากาศร้อนจัด คริสโตเฟอร์ แทน ผู้สื่อข่าว SBS เดินทางไปยังเมืองคิมเบอร์ลีย์เพื่อสัมผัสชีวิตที่ไฟฟ้าไม่ใช่สาธารณูปโภเพื่อทุกคน หากแต่เป็นอภิสิทธิ์ที่ไม่ใช่ทุกคนจะมีเงินซื้อ
Join host Bobby Brill as he sits down with ServiceNow's AI legal and governance experts to break down the complex world of AI regulations. Andrea LaFontain (Director of AI Legal), Ken Miller (Senior Director of Product Legal), and Navdeep Gill (Staff Senior Product Manager, Responsible AI) explain how organizations can navigate the growing landscape of AI compliance. In this episode, you'll learn about three major regulatory approaches: the risk-based EU AI Act, Colorado's algorithmic discrimination law, and the NIST voluntary framework. The experts discuss practical strategies for complying with multiple regulations simultaneously, using the EU AI Act as a baseline and measuring the delta for new requirements. Key topics covered:- Why proactive compliance matters before regulations fully take effect - How AI Control Tower helps discover and manage AI systems across your enterprise - The exponential math behind AI compliance (vendors, employees, third parties) - Setting up governance policies for high-risk AI use cases - Timeline for major compliance deadlines (Colorado June 2026, EU August 2026) - The real costs of waiting for your first violation Whether you're managing AI deployment, working in compliance, or trying to understand the regulatory landscape, this episode provides actionable insights on building responsible AI governance infrastructure. Guests - Andrea LaFountain -Director, AI Legal Ken Miller - Senior Director, Product Legal Navdeep Gill - Staff Senior Product Manager, Responsible AI Host - Bobby Brill Chapters:00:00 Introduction to AI and Regulations 00:45 Meet the Experts 01:52 Overview of Key AI Regulations 03:03 Compliance Strategies for AI Regulations 07:33 ServiceNow's AI Control Tower 14:02 Challenges and Risks in AI Governance 16:04 Future of AI Regulations 18:34 Conclusion and Final ThoughtsSee omnystudio.com/listener for privacy information.
Join host Bobby Brill as he sits down with ServiceNow's AI legal and governance experts to break down the complex world of AI regulations. Andrea LaFontain (Director of AI Legal), Ken Miller (Senior Director of Product Legal), and Navdeep Gill (Staff Senior Product Manager, Responsible AI) explain how organizations can navigate the growing landscape of AI compliance. In this episode, you'll learn about three major regulatory approaches: the risk-based EU AI Act, Colorado's algorithmic discrimination law, and the NIST voluntary framework. The experts discuss practical strategies for complying with multiple regulations simultaneously, using the EU AI Act as a baseline and measuring the delta for new requirements. Key topics covered:- Why proactive compliance matters before regulations fully take effect - How AI Control Tower helps discover and manage AI systems across your enterprise - The exponential math behind AI compliance (vendors, employees, third parties) - Setting up governance policies for high-risk AI use cases - Timeline for major compliance deadlines (Colorado June 2026, EU August 2026) - The real costs of waiting for your first violation Whether you're managing AI deployment, working in compliance, or trying to understand the regulatory landscape, this episode provides actionable insights on building responsible AI governance infrastructure. Guests - Andrea LaFountain -Director, AI Legal Ken Miller - Senior Director, Product Legal Navdeep Gill - Staff Senior Product Manager, Responsible AI Host - Bobby Brill Chapters:00:00 Introduction to AI and Regulations 00:45 Meet the Experts 01:52 Overview of Key AI Regulations 03:03 Compliance Strategies for AI Regulations 07:33 ServiceNow's AI Control Tower 14:02 Challenges and Risks in AI Governance 16:04 Future of AI Regulations 18:34 Conclusion and Final ThoughtsSee omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3343: Jesse Cramer unpacks why Warren Buffett labeled derivatives and leverage as “financial weapons of mass destruction,” showing how these tools can amplify both profits and catastrophic losses. Through real-world analogies and examples like the 2008 financial crisis and Long-Term Capital Management, Jesse urges everyday investors to recognize the hidden risks around them and stick to steady, sustainable strategies. Read along with the original article(s) here: https://bestinterest.blog/financial-mass-destruction/ Quotes to ponder: “Neither derivatives nor leverage is free.” “The range of derivatives contracts is limited only by the imagination of man, or sometimes so it seems, madmen.” “Wall Street ends up trillions of dollars too optimistic, until the music stops.” Episode references: When Genius Failed by Roger Lowenstein: https://www.amazon.com/When-Genius-Failed-Long-Term-Management/dp/0375758259 The Big Short by Michael Lewis: https://www.amazon.com/Big-Short-Inside-Doomsday-Machine/dp/0393338827 Odd Lots Podcast (featuring Brad DeLong): https://www.bloomberg.com/podcasts/odd-lots SPIVA U.S. Scorecard by S&P Dow Jones Indices: https://www.spglobal.com/spdji/en/research-insights/spiva/ Learn more about your ad choices. Visit megaphone.fm/adchoices
From ransomware to technical breakdowns, Allianz identifies supply chain disruptions as a major factor behind losses across manufacturing, retail, and professional services sectors. To watch the full interview … Read More » The post Inside Allianz's Cyber Report – Supply Chain Risks on the Rise appeared first on Insurance Journal TV.
From ransomware to technical breakdowns, Allianz identifies supply chain disruptions as a major factor behind losses across manufacturing, retail, and professional services sectors. To watch the full interview … Read More » The post Inside Allianz's Cyber Report – Supply Chain Risks on the Rise appeared first on Insurance Journal TV.
In this insightful crossover episode of The Consumer Finance Podcast and Payments Pros, host Jason Cover is joined by colleagues Mark Furletti and Taylor Gess to explore the complexities of home improvement finance. The discussion delves into the unique risks associated with point-of-sale financing in the home improvement sector, such as contractor oversight issues, promotions, and the intricacies of state and federal regulations. Gain valuable insights into best practices for lenders and finance companies to mitigate these risks, ensure compliance, and protect consumers. This episode offers essential guidance on navigating the evolving landscape of home improvement finance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send us a textIf you would like to become part of the Better Boards community, learn about our distinctive approach and explore opportunities to work with us or contribute to The Better Boards podcast series, get in touch at info@better-boards.com. We love to hear from you.
In this episode, Ian is joined by Mario Acquistapace, Investment Research Associate Director at CapGen, to discuss emerging market equities, including:An overview of the current landscape, how they've performed and the associated risksOur manager selection processCarrhae Capital's investment strategy and the rationale behind choosing them as a partner
What happens if your financial advisor retires? Can you be confident your investments and retirement plan will stay on track? Why do so few advisors plan ahead? What should you be asking now to avoid costly surprises later? These are the questions we answer in today's episode.Hosts Keith Matthews and Lawrence Greenberg dive into a crucial but often overlooked challenge for Canadian investors: advisor succession planning. You'll get a clear breakdown of why so few advisors have a transition plan in place, what happens when they don't, and how to protect yourself from service disruptions. The hosts share Tulett Matthews & Associates succession strategy and provide a checklist of actionable questions every investor should ask their advisory team.This episode is a must-listen for anyone approaching retirement or depending on a financial advisor for multi-decade guidance. Whether you're worried about losing continuity, want to avoid the stress of change, or simply want to make sure your hard-earned assets are looked after, you'll walk away more empowered and better prepared. Tune in to get straightforward advice and ask the right questions before it's too late.Key Topics: ● Why advisor succession is a growing concern for investors (0:55) ● The surprising shortage of formal succession plans among Canadian advisors (3:05)● Average age and retirement timelines for industry professionals (3:26)● How investor surveys reveal major worries about advisor retirements (3:56) ● What happens when your advisor retires or leaves suddenly (5:30)● Risks of losing investment philosophy or quality service in transitions (5:59) ● Common reasons advisors don't create timely succession strategies (6:22) ● The financial, mentoring, and training hurdles to building a strong advisory team (7:00)● How coasting and semi-retirement can erode client service (8:07) ● Real-life case study: building a multi-decade succession plan at Tulett, Matthews & Associates (8:46) ● Lessons learned from navigating health scares and planning for continuity (10:33) ● Designing a client-centered team: hiring, training, and mentoring next-gen advisors (11:23) ● The importance of consistent investment and planning philosophies (12:24) ● Building a multi-generational advisory firm vs. Solo practitioners (13:07)● Communicating succession plans proactively with clients (13:15) ● How team processes and departments improve service quality and continuity (14:02) ● Keys to successful transition: early communication, multi-year handoffs, shared philosophy (16:30) ● Must-ask questions for your advisory team about retirement and succession (18:02) ● How to assess your advisor's plan and protect yourself as a client (18:43) ● The long-term benefits of choosing a firm with a real succession strategy (19:20) ● Quick recap of actionable lessons and advice (20:01)And much more!Mentioned in this Episode:● Tulett,Matthews & AssociatesThanks for Listening!Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts.Follow Tulett,Matthews & Associates on social media: LinkedIn, Facebook, and more!Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.
PREVIEW. The Risks of AI Feedback Loops: Why Feeding Grok Its Own Output Causes Insanity. Spencer Klavan details interactions with the Grok chatbot, explaining that it learns and improves by receiving human input. Chatbots often end answers with questions to encourage user responses, which serve as training data. Critically, Klavan notes that if Grok's own output is fed back into the system instead of new human output, the machine actually "goes insane." 11963
Fasting can be one of the most powerful healing tools on the planet... But only when it's done correctly. On today's show, I share how fasting can help reduce inflammation, boost longevity, and promote cellular repair, but also how taking it too far can backfire on your health. You'll discover how chronic under-eating and extended fasting can slow your metabolism, disrupt hormones, and create unnecessary stress on the body. So join me on today's Cabral Concept 3561 to learn how to personalize your fasting plan, avoid common pitfalls, and use fasting as a tool for healing—not harm. Enjoy the show! - - - For Everything Mentioned In Today's Show: StephenCabral.com/3561 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!
Gold ripped to new highs, then corrected...now what? In this episode, host Moneer Barazi sits down with renowned analyst Don Durrett of GoldStockData.com to unpack the pullback, the S&P 500 correlation, and whether this is a classic “buy the dip” in a continuing bull market. Don lays out why he thinks higher highs are still ahead, how the “fear trade” could ignite, and where miner leverage becomes explosive.We also dive into the macro: recession odds, tariffs and trade tensions, the BRICS realignment, and what all of this means for positioning into 2026. Plus, Don shares his portfolio approach: when to hold, when to cull the “dogs,” and how to size positions without losing sleep. Watch now for the signals he's tracking next and how he's preparing for the turn.Check out: https://www.goldstockdata.comWatch the full YouTube interview here: https://youtu.be/nG5deGV-f90And follow us to stay updated: https://www.youtube.com/@GlobalOneMedia
What's the biggest attack vector for breaches besides all of the human related ones (i.e., social engineering, phishing, compromised credentials, etc.)? You might think vulnerabilities, but it's actually misconfiguration. The top breach attack vectors are stolen or compromised credentials, phishing, and misconfigurations, which often work together. So why is it so hard to properly configure your systems? Rob Allen, Chief Product Officer at ThreatLocker, joins Business Security Weekly to discuss Defense Against Configurations and how ThreatLocker can automatically identify misconfigurations and map them to your environment's compliance and security requirements. Rob will discuss how ThreatLocker Defense Against Configurations dashboard can: Identify misconfigurations before they become exploited vulnerabilities Monitor configuration compliance with major frameworks Receive clear, actionable remediation guidance and more! This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! In the leadership and communications segment, Cybersecurity management for boards: Metrics that matter, The Emotional Architecture of Leadership: Why Energy, Not Strategy, Builds Great Teams, Your Transformation Can't Succeed Without a Talent Strategy, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-420
"Risk" and "uncertainty" are similar concepts. But your financial plan has to be prepared to cope with both. I think that mix is what's making some folks a little uneasy right now. In addition to the typical risks that all investors accept, we're also dealing with uncertainty around the government shutdown and what the effects on the economy will be until our leaders get back to the negotiating table. And, despite strong market returns this year, some observers are uncertain about the outsized impact that big tech companies might be having on portfolios. On today's show, we try to clear away some of the fog around the shutdown and the latest market data so that folks can start clarifying their plans for 2026.
Want to know more about how to find opportunities and evaluating them? Here's a complete show that shows you from step 1 to 10. And remember - Add these tools to your holiday wish list! Give yourself a gift or ask someone for them as a gift this year! Here are the links to all the sales: TRENDSPIDER - HUGE SALE
What's the biggest attack vector for breaches besides all of the human related ones (i.e., social engineering, phishing, compromised credentials, etc.)? You might think vulnerabilities, but it's actually misconfiguration. The top breach attack vectors are stolen or compromised credentials, phishing, and misconfigurations, which often work together. So why is it so hard to properly configure your systems? Rob Allen, Chief Product Officer at ThreatLocker, joins Business Security Weekly to discuss Defense Against Configurations and how ThreatLocker can automatically identify misconfigurations and map them to your environment's compliance and security requirements. Rob will discuss how ThreatLocker Defense Against Configurations dashboard can: Identify misconfigurations before they become exploited vulnerabilities Monitor configuration compliance with major frameworks Receive clear, actionable remediation guidance and more! This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! In the leadership and communications segment, Cybersecurity management for boards: Metrics that matter, The Emotional Architecture of Leadership: Why Energy, Not Strategy, Builds Great Teams, Your Transformation Can't Succeed Without a Talent Strategy, and more! Show Notes: https://securityweekly.com/bsw-420
What's the biggest attack vector for breaches besides all of the human related ones (i.e., social engineering, phishing, compromised credentials, etc.)? You might think vulnerabilities, but it's actually misconfiguration. The top breach attack vectors are stolen or compromised credentials, phishing, and misconfigurations, which often work together. So why is it so hard to properly configure your systems? Rob Allen, Chief Product Officer at ThreatLocker, joins Business Security Weekly to discuss Defense Against Configurations and how ThreatLocker can automatically identify misconfigurations and map them to your environment's compliance and security requirements. Rob will discuss how ThreatLocker Defense Against Configurations dashboard can: Identify misconfigurations before they become exploited vulnerabilities Monitor configuration compliance with major frameworks Receive clear, actionable remediation guidance and more! This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! In the leadership and communications segment, Cybersecurity management for boards: Metrics that matter, The Emotional Architecture of Leadership: Why Energy, Not Strategy, Builds Great Teams, Your Transformation Can't Succeed Without a Talent Strategy, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-420
In this episode, Ryan, Shannon, and Chris discuss the critical intersection of cybersecurity and space security, emphasizing the importance of early investment in cybersecurity measures. They explore the rapid adoption of AI in corporate environments and the associated risks, particularly in governance and training. The conversation highlights the challenges of effective cybersecurity training and the increasing sophistication of cyber threats. Personal experiences and reflections provide insight into the current state of the industry and the need for better strategies to protect against evolving risks. Article: Space sector's cybersecurity dilemma: Pay now or pay later https://spacenews.com/space-sectors-cybersecurity-dilemma-pay-now-or-pay-later/?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExQ21LejllYnJmZk1jNjdFcXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR63EWQ0C8KvzAs0bxxTcfreK83nbyXW7nOj8ecf5m7z86I0ssrRHR3M2asR7g_aem_C8oHKZOHUMj4G8a881vSGw AI adoption outpaces corporate governance, security controls https://www.cybersecuritydive.com/news/ai-corporate-governance-security-controls/804087/?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExQ21LejllYnJmZk1jNjdFcXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR6O8DNhNqbqyR66pT3jHrlWSgpboCy2MtDo4Dbc-yqPW-LLnKd0wHblqpq8nQ_aem_4SVTvzbmHPbyq5LhRFT2Ow Study concludes cybersecurity training doesn't work https://www.kpbs.org/news/science-technology/2025/10/31/study-concludes-cybersecurity-training-doesnt-work?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExQ21LejllYnJmZk1jNjdFcXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR5HW2qRLoEFRMVjaD8_m6MiSdGbulHqqwR1Ol6PlRXoNoRy0WwOBuN8TsihBQ_aem_94P1kHkmRoxZ-uTbQ6zwug Buy the guide: https://www.theothersideofthefirewall.com/ Please LISTEN
In this episode of Hashtag Trending, host Jim Love covers the latest in tech news, including Sam Altman's defense of OpenAI's infrastructure spending, Stability AI's landmark copyright case win against Getty Images, the rush of tech giants offering free AI services in India, Windows 10's persistent popularity, and a critical look at the power of cloud companies. Tune in to hear about these significant developments and their implications for the tech industry. 00:00 Introduction and Sponsor Message 00:51 Sam Altman Defends OpenAI's Spending 02:10 Stability AI Wins Landmark Copyright Case 04:08 Tech Giants' AI Push in India 05:51 Windows 10's Persistent Popularity 07:05 The Risks of Cloud Dependency 09:29 Conclusion and Final Thoughts
What's the biggest attack vector for breaches besides all of the human related ones (i.e., social engineering, phishing, compromised credentials, etc.)? You might think vulnerabilities, but it's actually misconfiguration. The top breach attack vectors are stolen or compromised credentials, phishing, and misconfigurations, which often work together. So why is it so hard to properly configure your systems? Rob Allen, Chief Product Officer at ThreatLocker, joins Business Security Weekly to discuss Defense Against Configurations and how ThreatLocker can automatically identify misconfigurations and map them to your environment's compliance and security requirements. Rob will discuss how ThreatLocker Defense Against Configurations dashboard can: Identify misconfigurations before they become exploited vulnerabilities Monitor configuration compliance with major frameworks Receive clear, actionable remediation guidance and more! This segment is sponsored by ThreatLocker. Visit https://securityweekly.com/threatlocker to learn more about them! In the leadership and communications segment, Cybersecurity management for boards: Metrics that matter, The Emotional Architecture of Leadership: Why Energy, Not Strategy, Builds Great Teams, Your Transformation Can't Succeed Without a Talent Strategy, and more! Show Notes: https://securityweekly.com/bsw-420
Learn everything you need to know about lymphatic drainage massage after plastic surgery with Dr. J. Timothy Katzen and Ariel from Plastic Surgery 90210. In this episode, they explain how lymphatic drainage helps reduce swelling, promote healing, and improve recovery after procedures like tummy tucks, body lifts, liposuction, and thigh lifts.Dr. Katzen shares why timing matters, how lymphatic fluid works, and when it's safe to begin post-operative massages. Ariel and Dr. Katzen also discuss what to look for in a certified lymphatic massage specialist, the difference between lymphatic and deep-tissue massages, and how these techniques can prevent fibrosis and hard lumps.If you've recently undergone surgery or are planning a body contouring procedure, this episode offers practical, evidence-based insights from one of Beverly Hills' leading plastic surgeons.If you're interested in a consultation with Dr. Katzen, fill out our Patient Questionnaire:Weight Loss:https://form.jotform.com/243165812398160Silicone Removal:https://form.jotform.com/243094988269071Please call our office at (310) 859-7770 or email scheduling@timothykatzenmd.com Office Location: 9735 Wilshire Blvd Suite 407, Beverly Hills, CA 90212#PlasticSurgery #PlasticSurgeon #DrKatzen #BeforeandAfter #WeightLoss #weightlosstransformation Timestamps:00:00 – Introduction & Faregrounds sponsor00:46 – What is lymphatic drainage massage?01:12 – How the lymphatic system works02:03 – Why swelling happens after surgery02:44 – When to start lymphatic drainage after surgery03:48 – How drains and massage relate05:12 – Gentle vs. deep-tissue massage explained05:54 – Timing based on procedure type07:42 – Importance of certified massage specialists08:48 – Reducing fibrosis and hard lumps10:12 – Breaking down scar tissue safely11:10 – Risks of improper lymphatic massage12:19 – Recommended start time: 7–14 days post-op13:19 – Asymmetrical healing and body recovery14:22 – How massage improves range of motion15:19 – Key recovery tips & closing remarks
Welcome back to Trending in Education! This week, we dive headfirst into the accelerating world of emerging technology with Gerry White, Dean of Academic Technology for ECPI University. Gerry, an English and Music major turned tech enthusiast, shares his fascinating career trajectory and the work he is doing to keep ECPI University at the forefront of the AI revolution. We explore the current landscape of AI in higher education, noting the split between institutions that forbid its use (even reverting to blue books and oral exams) and those that are running with the technology. Gerry advocates for integrating AI responsibly, modeling its use for students, and leveraging it as a powerful tool for deeper critical thinking and better writing. We also discuss the very real dangers of over-reliance—the "training wheels problem"—where students risk losing critical thinking skills and agency by letting the AI write for them. For Gerry, the loss of human agency is perhaps the biggest threat posed by this new technology. Finally, we shift into the sci-fi lane as Gerry shares details about his recent science fiction novel, Edge of Control, which explores the dystopian possibilities of an integrated, unregulated Enterprise AI. We wrap up with practical advice for listeners to start experimenting with AI tools like ChatGPT and Gemini, and look ahead at the next horizon: Augmented Reality (AR) glasses that integrate with AI.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, Marlene Newlon shares her inspiring journey in real estate, starting from her humble beginnings living in her car to becoming a successful entrepreneur. She discusses the importance of resilience, the lessons learned from her failures, and her passion for helping senior citizens find affordable housing. Marlene emphasizes the significance of setting goals, staying informed about regulations, and the value of community support in the real estate business. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Microsoft invested $13 billion in OpenAI. Amazon poured billions into Anthropic. The AI oligopoly is here. Lord Tim Clement-Jones and Lord Chris Holmes, architects of UK AI policy, reveal what business leaders must know about Big Tech's grip on AI - from vendor lock-in risks to circular funding patterns signaling bubble collapse.
Mike Armstrong and Marc Fandetti discuss Michael Burry's short positions on Palantir and Nvidia. Wall Street CEOs flag high market valuations and pullback risks. Wall Street intensifies scrutiny of fraud after spate of loan losses. Have fraud cases highlighted systemic risks? Dan Griggs, OceanFirst Bank President, joins the show to share what he views is the biggest threat to the economy.
Stillbirths are far more common than previously believed, according to a new study just published in the Journal of the American Medical Association. Dr. Bob Silver, Chairman of the Department of Obstetrics and Gynecology at the University of Utah, joins to talk about the new findings on pregnancy and stillbirth risks, and what families need to know.
Send us a textS5 E109 - Michelle's Conferences Hot TakesWelcome back to Sleep Takeout! In this episode, Daniel and Michelle reunite in the studio to share their hot takes from recent sleep conferences, travel adventures, and the latest in sleep medicine. From packing hacks and conference culture to the real talk on GLP-1 medications and the future of sleep care, this episode is packed with insights, laughs, and practical tips for clinicians and sleep enthusiasts alike.If you enjoy the show, please like, subscribe, and share with a friend—your support helps us grow and bring you more great content!Timestamps:00:00 - Welcome back! Daniel & Michelle reunite in the studio00:38 - Michelle's whirlwind conference season & travel stories01:32 - Packing hacks: vacu-suck bags, hostels, and travel tips03:14 - Carry-on only: Surviving budget airlines04:54 - Souvenir strategies: Magnets, stickers, and packing light05:13 - Conference culture: Corporate vs. private practice attendees06:26 - GLP-1 medications at sleep conferences: Who's prescribing?07:31 - The panel's take: Prescribing, referrals, and patient care09:06 - Michelle's approach: Risks, benefits, and real-world use10:14 - Insurance, pharma, and the realities of new treatments11:04 - Wrapping up conference season & looking ahead to Podfest11:58 - Podcasting updates: Switching to video, YouTube, and feedback12:44 - Call to action: Share, subscribe, and help us grow!13:26 - Final thoughts & goodbyesThanks for listening to Sleep Takeout! Let us know what you think in the comments, and don't forget to share this episode with someone who could use a little more sleep wisdom. Support the show and become a Sleep Takeout+ Supporter: https://www.buzzsprout.com/1692604/supportSleepTakeout #Podcast #SleepMedicine #GLP1 #ConferenceRecap #TravelHacks #healthcare ✨ Real rest isn't just about falling asleep, it's about feeling at ease again. I'm Dr. Daniel Baughn, sleep psychologist and co-host of Sleep Takeout. I help professionals and high-achievers who seem to have everything together on the outside but can't quite turn off their minds at night.
Send us a textWelcome to another Listener Q&A with The Team at HR Stories! Today's episode goes into these questions:Can you create a policy about tattoos and piercings?Can we leave details out of the handbook that we want to handle case-by-case?Can a anxiety from a workplace incident be considered a disability and require reasonable accommodation? Support the showOur new book...The Ultimate Guide to HR: Checklists Edition is now AVAILABLE! Go to UltimateGuidetoHR.com to Get HR Right: and Avoid Costly Mistakes. Certified and approved for 3 SHRM Recertification Credits.Join the HR Team of One Community on Facebook or visit TeamAtHRstories.com and sign up for emails so you can be the first to know about new things we have coming up.You can also follow us on Instagram and TikTok at @HRstoriesPodcast Don't forget to rate our podcast, it really helps other people find it!Do you have a situation or topic you'd like the team to discuss? Are you interested in having Chuck or John talk to your team or Emcee your event? You can reach the Team at Email@TeamAtHRStories.com for suggestions and inquiries.The viewpoints expressed by the characters in the stories are not necessarily that of The Team at HR Stories. The stories are shared to present various, real-world scenarios and share how they were handled by policy and, at times, law. Chuck and John are not lawyers and always recommend working with an employment lawyer to address concerns.
Do you really know how safe your restaurant meal is? MacEwan University Associate Professor Steve Lillebuen joins Dave Breakenridge to uncover what an investigation found in Edmonton kitchens and what needs to change in food safety. Learn more about your ad choices. Visit megaphone.fm/adchoices
With the current heightened uncertainly within the performance industry and the broader global instability, any kind of ‘tick the box' approach to our wellbeing is just not working as it used to. This podcast delves into next level strategies to help us navigate the risks and hazards of the industry at this time. We will be discussing: - Understanding our negative emotions and how to manage them - Forming a strong, personal identity. Developing a coherent identity which is not based on our success as an actor, whether we get a call back or get offered the part - Exploring being emotionally ‘detached with love' from the industry. Caring enough to invest deeply in our work but not caring so much that it impacts on our mental health - Creating new narratives for defining success - Discovering how to anchor ourselves in the midst of personal and global uncertainty Dr Julie Crabtree M.A. Dip Ed, FCHP, FCCOUNP, CCLP, MAPS, MBPSs, CPsychol. Clinical and Counselling Psychologist Secretary APS Arts and Performance Interest Group Director Zebra Psychology As an experienced clinical psychologist, Julie has worked extensively with a range of people and is experienced in treating complex issues. Also through her doctoral research into creativity and mental health, she is at the forefront of our understanding of how to be both healthy and creative and has a unique approach to treating the concerns of those within the performance industries. In her practice, she regularly sees performers, creatives and their partners who are experiencing anxiety, depression, relationship issues, performance anxiety and the range of concerns that face those in the creative industries.
Do you struggle to share what you're really thinking or feeling due to fear that you might be judged or rejected? Or, do you worry that someone might use your personal information against you if you put yourself out there? If you've ever struggled to take social risks, this episode is for you. I'm talking to Ben Swire, a top thought leader on human connection and authentic living, Some of the things we discuss are: What "safe danger" is and why it's the key to meaningful growth How to take micro risks (like admitting you don't know something or giving honest feedback) The crucial difference between comfort and true safety Using playful and creative tasks to lower defenses and build trust How to practice vulnerability without taking reckless, all-or-nothing leaps The specific activities that will deepen your connections in fun ways How to create safety in groups so people feel safe enough to share their real ideas The art of sharing things you love (like poetry or a creative project) without fearing judgment Why even small risks feel harder when you care deeply—and how to push through the fear Turning your hardest struggles into your greatest emotional “superpowers” Subscribe to Mentally Stronger Premium for exclusive content like weekly bonus episodes, mental strength challenges, and office hours with me. Links & Resources BenjaminSwire.com Safe Danger Connect with the Show Buy a copy of 13 Things Mentally Strong People Don't Do Connect with Amy on Instagram — @AmyMorinAuthor Visit my website — AmyMorinLCSW.com Sponsors OneSkin — Get 15% off OneSkin with the code STRONGER at https://www.oneskin.co/ Quince — Go to Quince.com/stronger for free shipping on your order and 365 day returns! Shopify — Sign up for your one-dollar-per-month trial period at Shopify.com/mentallystronger L-Nutra — Visit ProlonLife.com/MS to claim your 15% discount and your bonus gift. Jones Road Beauty — Use code STRONGER at jonesroadbeauty.com to get a Free Cool Gloss with your first purchase! #JonesRoadBeauty #ad Lola Blankets — Get 35% off your entire order at Lolablankets.com by using code STRONGER at checkout. Experience the world's #1 blanket with Lola Blankets. AirDoctor — Head to AirDoctorPro.com and use promo code STRONGER to get UP TO $300 off today! AquaTru — Go to AquaTru.com now for 20% off using promo code STRONGER Uncommon Goods — Go to UncommonGoods.com/Stronger for 15% off Learn more about your ad choices. Visit megaphone.fm/adchoices
In part 2 of this episode of the HVAC Know It All Podcast, host Gary McCreadie is joined again by Jim Fultz, National Technical Training Manager at Copeland and a former Emerson trainer, to explore dual fuel systems and the importance of proper equipment placement. They talk about the difference between thermal and economic balance points, and why running a heat pump and furnace at the same time can cause serious issues. Jim explains how incorrect coil placement can lead to rusted heat exchangers and how technology like the Sensi Touch 2 thermostat helps manage switchover points more accurately. This episode offers helpful tips for HVAC techs working with hybrid heating systems. Gary and Jim talk about how dual fuel systems work and why the placement of coils and furnaces matters for system life and safety. Jim explains the problems that happen when coils are placed before furnaces, like rust inside heat exchangers from trapped moisture. They cover why heat pumps and gas furnaces should not run at the same time and how electric resistance heat is different. Jim also shares how the Sensi Touch 2 thermostat and its outdoor sensors help manage switchover points better. They end by talking about wireless tools that save time and avoid hard-wiring jobs. Expect to Learn: What do thermal and economic balance points mean in HVAC? Why heat pumps and gas furnaces should not run at the same time. How coil placement can damage heat exchangers over time. Ways the Sensi Touch 2 helps manage backup heat more accurately. How wireless sensors can solve wiring problems in retrofit jobs. Episode Highlights: [00:00] - Intro to Jim Fultz in Part 02 [01:56] - Why Furnace & Heat Pump Can't Run Together [06:28] - The Risks of Incorrect Coil Placement [11:35] - Sensi Touch 2 Thermostat & Wireless Solutions [14:50] - Cost Analysis & "Stealth" Thermostat Feature [16:35] - Final Recap on Balance Points This Episode is Kindly Sponsored by: Master: https://www.master.ca/ Cintas: https://www.cintas.com/ Cool Air Products: https://www.coolairproducts.net/ property.com: https://mccreadie.property.com SupplyHouse: https://www.supplyhouse.com/tm Use promo code HKIA5 to get 5% off your first order at Supplyhouse! Follow the Guest Jim Fultz on: LinkedIn: https://www.linkedin.com/in/jimdfultz/ Copeland: https://www.linkedin.com/company/copeland/ Emerson: https://www.linkedin.com/company/emerson/ Website: Copeland: https://www.copeland.com/global Emerson: https://www.emerson.com/global Follow the Host: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/
Credits: 0.25 AMA PRA Category 1 Credit™ CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-457 Overview: Many patients turn to low- and no-calorie sweeteners to help with weight loss and lower diabetes risk, but do these alternatives actually deliver? In this episode, we review common artificial sweeteners and explore evidence on hunger, cardiovascular, diabetes, and dementia risks to understand how sugar substitutes can impact long-term health outcomes in your patients. Episode resource links: fMRI Data: Nat Metab 7, 574–585 (2025). https://doi.org/10.1038/s42255-025-01227-8 Adverse effects: Adv Nutr. 2023 Jul;14(4):710-717. doi: 10.1016/j.advnut.2023.05.010 Dementia Data: Neurology® 2025;105:e214023. doi:10.1212/WNL.0000000000214023 Stevia: Obes Rev. 2025 Jun;26(6):e13902. doi: 10.1111/obr.13902 High Fructose Corn Syrup: Nutrition Reviews. 2021;79(2):209-226. doi:10.1093/nutrit/nuaa077 Guest: Robert A. Baldor MD, FAAFP Music Credit: Matthew Bugos Thoughts? Suggestions? Email us at FranklySpeaking@pri-med.com
Scott is the President & founder of Edelman Wealth Management Group and manages all aspects of financial planning and employee benefits, providing products and services for investing, retiring, insurance, and estate conservation for individuals, families, and businesses.He has a strong commitment to giving uncomplicated advice and unparalleled service and puts an emphasis on creating lasting relationships with his clients and within his community.A natural teacher and mentor, Scott is a member of Strategic Coach, an entrepreneur business coaching program. He is a thought leader in the financial field and a regular speaker at conferences. Scott is also active with local charities and is on several boards.Scott lives in Bucks County, PA with his wife and children.Learn more: http://www.edelmanwealthmanagement.com/Edelman Wealth Management Group, Inc. Heston Hall 1790 Yardley-Langhorne Road, Suite 202 Yardley, PA 19067. Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic WealthInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-scott-edelman-founder-of-edelman-wealth-management-group-discussing-risks-of-retirement
This episode dives into the challenges of managing foreign exchange and interest rate risk and how AI can help. Paul Galloway outlines key market drivers, hedging strategies, and the growing role of predictive analytics, generative AI, and agentic tools in risk monitoring, automation, and decision support. Learn how treasury teams can use AI to stay ahead.