Podcasts about risks

The probability of loss of something of value

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    Latest podcast episodes about risks

    All-In with Chamath, Jason, Sacks & Friedberg
    Epstein Files Fallout, Nvidia Risks, Burry's Bad Bet, Google's Breakthrough, Tether's Boom

    All-In with Chamath, Jason, Sacks & Friedberg

    Play Episode Listen Later Nov 22, 2025 61:53


    (0:00) Bestie intros LIVE from The Venetian Las Vegas (1:13) Epstein Files breakdown (10:06) Biggest Epstein questions: where did his money come from? (14:44) Tether's booming business (23:50) Michael Burry vs. Friedberg, Nvidia's blowout quarter and risks for 2026 (35:25) Google's Gemini 3 and TPU breakthrough (42:51) Investing your own money vs. LP capital, why Friedberg returned as a CEO (48:57) Alan Keating joins the show to talk poker strategy, thriving in chaos, risk psychology Special thanks to The Venetian Las Vegas for hosting us!: https://x.com/VenetianVegas Join us at the All-In Holiday Spectacular!: https://allin.com/events Follow the besties: https://x.com/chamath https://x.com/Jason https://x.com/DavidSacks https://x.com/friedberg Follow on X: https://x.com/theallinpod Follow on Instagram: https://www.instagram.com/theallinpod Follow on TikTok: https://www.tiktok.com/@theallinpod Follow on LinkedIn: https://www.linkedin.com/company/allinpod Intro Music Credit: https://rb.gy/tppkzl https://x.com/yung_spielburg Intro Video Credit: https://x.com/TheZachEffect Referenced in the show: https://x.com/RepClayHiggins/status/1990868089056219267 https://x.com/michaeljburry/status/1991289193037746579 https://polymarket.com/event/which-company-has-best-ai-model-end-of-2025 https://x.com/Similarweb/status/1988879389992386897 https://x.com/PokerGO/status/1987406318832132256

    The John Batchelor Show
    S8 Ep110: PREVIEW Risks of Placing Small Modular Nuclear Reactors in Military Bases Henry Sokolski Henry Sokolski addressed the Pentagon's Janice program, which planned to deploy very small nuclear reactors on military bases. Major concerns included the

    The John Batchelor Show

    Play Episode Listen Later Nov 22, 2025 1:07


    PREVIEW Risks of Placing Small Modular Nuclear Reactors in Military Bases Henry Sokolski Henry Sokolski addressed the Pentagon's Janice program, which planned to deploy very small nuclear reactors on military bases. Major concerns included the need for absolutely perfect air defenses and the threat posed by drones. Because of these issues, the Army ultimately decided not to place the micro-reactors on any forward bases.

    Trending with Timmerie - Catholic Principals applied to today's experiences.

    Women’s health specialist – NaPro Dr. Susan Caldwell joins Trending with Timmerie. Episode Guide The outsourcing of baby making and the rise of the surrogate. Risks for women and babies (1:37) Why do eating disorders have such a significant impact on fertility and the menstrual cycle? What women should know (26:31) A 16-year-old girl told to have an IUD to fix irregular/no cycle (41:38) Healing painful periods (49:31) Resources mentioned: How Your Gut, Mind, and Birth Control Are Connected http://relevantradio.com/2025/10/how-your-gut-mind-and-birth-control-are-connected/ Episode library: with Dr. Susan Caldwell https://relevantradio.com/?cat=23210&s=caldwell https://www.drsusancaldwell.com/ Fertility care find a NaPro doctor https://fertilitycare.org/find-a-mc NaPro Telemedicine https://naturalwomanhood.org/find-a-doctor/telehealth/ My Catholic Doctor to find a NaPro physician https://mycatholicdoctor.com/ Dr. Caldwell’s IVF Story – why she wouldn’t recommend it to anyone https://relevantradio.com/2024/03/her-ivf-story/ The Happy Girl’s Guide to Being Whole https://amzn.to/4jQX324

    Terminal Value
    Making the Invisible Visible: Cybersecurity, Reinvention, and the Real Risks Leaders Ignore

    Terminal Value

    Play Episode Listen Later Nov 22, 2025 31:00


    In this episode, we use cybersecurity as a lens to expose a truth that every leader forgets: the biggest threats to your company are the ones you can't see—until they take you down.Scott's career mirrors the evolution of tech itself—from software stores in the '80s to early network integration, to building one of the original managed services models before “MSP” was even a phrase. His latest book, Visible Ops for Cybersecurity, reframes the discipline not as an IT function, but as a visibility function: if you can't see it, you can't secure it… and if you can't secure it, you can't scale it.We break down why ransomware is now franchised, why even the best companies get breached, why cyber insurance is becoming a false safety net, and why every founder—yes, even a team-of-one startup—needs a security-first mindset.This isn't fear-mongering. It's leadership.TL;DR* Assume breach. The #1 mistake founders make is believing they're “too small” to be a target.* Backups are not backups unless they're encrypted, immutable, and air-gapped.* Cyber insurance is not protection—44% of claims were denied in 2024.* Reinvention is mandatory. Tech evolves, threats evolve, your systems must evolve.* Visibility beats bravado. Most failures come from what leaders think is secure, not what actually is.Memorable lines* “Security by obscurity died the day ransomware became a franchise.”* “If the best cybersecurity companies get hacked, your only strategy is resilience.”* “Backups aren't safety—they're hope, unless they're air-gapped.”* “Reinvention isn't optional in tech—it's the price of staying alive.”* “Make the invisible visible, or the invisible will make the decision for you.”Key Ideas We Unpack1. Reinvention as a Survival SkillScott turned retail software into network integration, then into managed services, then into cybersecurity leadership.The pattern:Visibility → Competence → Reinvention.Most founders skip the first step and collapse at the third.2. The Modern Threat Landscape Is IndustrializedRansomware now has:* franchises* training* support hotlines* experts who “close the deal” when an amateur hacker gets stuckThis is organized crime with a customer-service department.3. Backups Are the New LifeboatsThreat actors sit inside systems for 60–365 days before triggering an attack.If your backups are not:* encrypted* immutable* air-gappedyou don't have backups—you have illusions.4. Cyber Insurance Is Becoming a Mirage44% of claims denied.Policies are unregulated.Exclusions keep growing.Insurance is no longer a plan—it's paperwork.5. The Startup Founder Version of CybersecurityIf you're a team of one, your mantra is simple:Be good to your future self.Design tools, workflows, and systems with a security-first mindset from day one.The cheapest hack is the one that never becomes possible.6. Visibility Is a Leadership HabitYou can't manage what you can't see.And almost everything that destroys a business—breaches, failures, slow decay, talent risk—starts in the invisible layer.GuestScott Aldridge — President & CEO of IP Services.Cybersecurity author, technologist, MSSP leader, and early pioneer of managed services.Linkedin: https://www.linkedin.com/in/scott-alldridge-1a976/Website: https://ipservices.com/Why This MattersMost founders underestimate risk because they overestimate visibility.If you want a business that survives the next decade, the job is simple:Design for resilience.Assume breach.Back up reality, not hope.Reinvent before the market forces you to.And make the invisible visible—before someone else does.Call to ActionIf this conversation lit something up for you, don't just let it fade. Come join me inside the Second Life Leader community on Skool. That's where I share the frameworks, field reports, and real stories of reinvention that don't make it into the podcast. You'll connect with other professionals who are actively rebuilding and leading with clarity. The link is in the show notes—step inside and start building your Second Life today.https://secondlifeleader.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com

    Silicon Curtain
    883. What are the Dangers of AI Everyone is Missing? Ceding Our Agency to Algorithms

    Silicon Curtain

    Play Episode Listen Later Nov 22, 2025 20:43


    See the full interview here: https://youtu.be/OUdsZYYd3bo~~~~~~~~~Conversation about the advances in AI and their political and social consequences. Jacob Ward is an American journalist and author who has spent over 20 years covering science, technology, and their social consequences. He's been technology or science correspondent for Al Jazeera, NBC News, PBS, CNN and others, and former editor-in-chief of Popular Science magazine. Jacob Ward was a Berggruen Fellow at Stanford's Center for Advanced Study in the Behavioral Sciences (CASBS) in 2018–19, where he began writing The Loop: How AI Is Creating a World Without Choices and How to Fight Back (Hachette, 2022). He also lectures at the Stanford school. He's now reporter-in-residence at the Omidyar Network, running long-form investigations into “unforeseen effects of breakthrough innovations” and writing about a “philosophy of restraint.” He also hosts the newsletter and podcast The Rip Current, on technology, politics, and “big hidden forces” such as Big Tech and venture capital. Ward co-wrote and hosted PBS's four-hour series “Hacking Your Mind” on decision science, bias, and political manipulation, and has written for The New Yorker, The New York Times Magazine, Wired, etc.~~~~~~~~~Links:https://substack.com/@byjacobwardhttps://theripcurrent.substack.com/https://www.jacobward.com/abouthttps://x.com/byjacobwardhttps://www.amazon.co.uk/Loop-Technology-Creating-Without-Choices/dp/0316487201~~~~~~~~~The Impact and Risks of AI: A Conversation with Jacob WardIn this engaging conversation, American journalist and author Jacob Ward discusses the profound effects of artificial intelligence on society, the risks of AI-driven decision making, and the dangers of losing human agency. As a science and technology correspondent with 20 years of experience and former editor-in-chief of Popular Science Magazine, Ward brings deep insights into how AI has the potential to both benefit and harm society. The discussion explores the philosophical and practical implications of AI, its role in digital propaganda, and the ethical responsibilities of AI developers.~~~~~~~~~Welcome to Future Perfect, a new Podcast that spans topics as diverse as history, architecture, archaeology, and culture, arts and sciences, technology, and futurology – and seeks to find connections between the past and present as well as all the potential futures. Please like, subscribe, and share links to the channel, and ‘Buy me a Coffee', if you like these videos and want to see more. ~~~~~~~~~

    Brian Crombie Radio Hour
    Brian Crombie Radio Hour - Epi 1512 - The Truth About AI with Danielle Papillon-Richardson & Phillip Richardson

    Brian Crombie Radio Hour

    Play Episode Listen Later Nov 22, 2025 51:19 Transcription Available


    Tonight on The Brian Crombie Hour, Brian is joined by Danielle Papillon-Richardson and Phillip Richardson of Black Opal Advisors — co-authors of the upcoming book "Funny, Not Funny: Humanity's Risk Register". Together they dig into AI's rapid evolution, why fewer than 10% of businesses use it effectively, and the growing challenge of AI deception and hallucinations. They also explore the urgent need for global AI governance, the major risks facing humanity — from AI to climate to geopolitics — and how psychology shapes our response to them. Danielle offers practical advice for leaders on how to implement AI responsibly, while Phil breaks down the existential risk landscape with clarity and humour. A fascinating, provocative, and hopeful conversation about the future of AI — and the future of us.

    The John Batchelor Show
    S1 Ep109: 4/4 The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the

    The John Batchelor Show

    Play Episode Listen Later Nov 21, 2025 6:56


    4/4   The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the region. The conversation also highlights rightward political movements and citizen frustration with insecurity and violence in Chile, Ecuador, and Peru. Guest: Professor Evan Ellis. 1940

    The John Batchelor Show
    S8 Ep109: 1/4 The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the

    The John Batchelor Show

    Play Episode Listen Later Nov 21, 2025 14:23


    1/4   The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the region. The conversation also highlights rightward political movements and citizen frustration with insecurity and violence in Chile, Ecuador, and Peru. Guest: Professor Evan Ellis. 1918

    The John Batchelor Show
    S1 Ep109: 3/4 The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the

    The John Batchelor Show

    Play Episode Listen Later Nov 21, 2025 12:49


    3/4   The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the region. The conversation also highlights rightward political movements and citizen frustration with insecurity and violence in Chile, Ecuador, and Peru. Guest: Professor Evan Ellis. 1930

    The John Batchelor Show
    S1 Ep109: 2/4 The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the

    The John Batchelor Show

    Play Episode Listen Later Nov 21, 2025 3:31


    2/4   The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the region. The conversation also highlights rightward political movements and citizen frustration with insecurity and violence in Chile, Ecuador, and Peru. Guest: Professor Evan Ellis. 1918

    Everyday AI Podcast – An AI and ChatGPT Podcast
    AI Agents in your browser Work Cheat Code or too Risky?

    Everyday AI Podcast – An AI and ChatGPT Podcast

    Play Episode Listen Later Nov 21, 2025 32:01


    The Business Credit and Financing Show
    Terri Couser: How to Leverage Credit to Build Wealth and Break Generational Cycles

    The Business Credit and Financing Show

    Play Episode Listen Later Nov 21, 2025 32:37


    Terri Couser is an entrepreneur, coach, and Board-Certified Credit Consultant with two degrees from Villanova University. Her career began at TransUnion, where she updated thousands of credit profiles, sparking her passion for real estate and helping others build financial stability through home buying, selling, and property management. Through her Wealth Building Ministry, Terri empowers individuals and youth to create generational wealth and LEGACY, partnering with organizations like the Philadelphia Education Fund and Year Up for panels and speaking events. Today, Terri teaches people nationwide how to leverage credit to build wealth, start businesses, and achieve financial freedom. She has grown her company into a national brand, partnered with global influencers, launched Credit Leverage Lifestyle and "The Winner's Circle" community, and hosts Major Impact on The CW's CONNECT Network to help women entrepreneurs master money and investing. During the show we discussed: The inspiration behind creating Credit Leveraged Lifestyle. How credit leverage helps break generational debt cycles. Why the credit repair industry is full of misinformation. Common credit myths people still believe. How bureau experience gives an edge in credit consulting. Risks of following bad online credit advice. First steps in starting a credit-building or repair journey. Key differences between personal and business credit. How to build business credit without using a personal SSN. Biggest mistakes with credit utilization and DTI. How Board and Credit Score Certification set you apart. Results clients see from your programs. Why understanding credit reports and scores matters. How better credit unlocks major financial opportunities. What's included in the 90-module Credit Leveraged Lifestyle course. Resource: https://www.creditleveragedlifestyle.com/  

    The Courtenay Turner Podcast
    Dangerous Dames | Ep.80: Poisoned Perfection: Big Pharma's Ozempic and Botox Body Trap

    The Courtenay Turner Podcast

    Play Episode Listen Later Nov 21, 2025 64:42


    Courtenay Turner and Dr. Lee Merritt Expose the Risks of Weight Loss Drugs, Cosmetic Toxins, and Manipulated Beauty Standards In this red pill-packed episode of Dangerous Dames, hosts Courtenay Turner and Dr. Lee Merritt unmask how Big Pharma profits from body image manipulation through Ozempic and Botox. Dive into Ozempic's side effects like "Ozempic face" sagging, nausea, and potential eating disorder risks, plus Botox's botulism dangers, counterfeit threats, and long-term muscle damage. Discover how these drugs fuel societal pressures, erode natural wellness, and serve as tools for control in a profit-driven industry. With empowering alternatives and paradigm-shifting insights, learn to defy the beauty trap. Too hot for YouTube—tune in every Monday at 5pm Central for unfiltered truths. Visit https://thedangerousdames.com for archives, support, and community. Subscribe and reclaim your body—let's get dangerous! ▶Support our show by supporting your health & wealth!
 ▶The Medical Rebel Shop: Promo Code: DANGEROUS* Healthy Foundation Pak 2.5https://bit.ly/3V0ohHS * Rebel Immunityhttps://bit.ly/3Kivo9u * Greska's Carbon-60https://bit.ly/3R3R6C6 ▶Richardson Nutrition Center:https://rncstore.com/dangerousUse Promo Code: DANGEROUS for a 10% Discount! ▶ Defy The Grid - Goldbacks:https://bit.ly/Dangerous-Dames-GoldbacksUse Promo Code: DANGEROUS ▶ RedLife: Red-Light Therapyhttps://MyRedLight.comUse Promo Code: DANGEROUS------------------------------------- ▶Follow & Connect with Dr. Merritt:https://drleemerritt.com/ ▶Follow & Connect with Courtenay:https://linktr.ee/courtenayturner(Secure your copy of her book "The Final Betrayal: How Technocracy Destroys America", a #1 Amazon Best Seller, at https://www.technocracy.news/store/the-final-betrayal/ ) ©2025 All Rights Reserved Learn more about your ad choices. Visit megaphone.fm/adchoices

    Money Life with Chuck Jaffe
    Stack Financial's Jonson sees a bubble with 'a trifecta of bear-market risks'

    Money Life with Chuck Jaffe

    Play Episode Listen Later Nov 21, 2025 64:06


    Zach Jonson, senior portfolio manager at Stack Financial Management, says the stock market is facing a trifecta of bear-market risks that could lead to "one of the great bear markets of our lifetime," with losses surpassing 40 percent and lasting for as long as 18 months when it finally bursts. Despite that, he says there are ways to "invest through it," and that's precisely what he is doing, because despite bubble conditions, there are pockets of value and there could still be a lot of market upside until the inevitable pop of this balloon. But the talk starts today with an interview recorded at Wednesday's Active Investment Company Alliance Fall Round Table in New York City, with David Tepper of Tepper Capital Management revisiting past selections of some classic funds he has held for years and their prospects for the future, plus his outlook on the potential dangers of private credit, what he is worried about if the economy turns and more. Charles Rotblut, vice president of the American Association of Individual Investors, discusses the latest AAII Sentiment Survey, which showed that bearish sentiment was actually decreasing as the market pulled back from record highs, and how high levels of bearish sentiment — which the market has seen for the last year — are part of what lets Wall Street climb the proverbial "Wall of Worry." In the Market Call, Daniel Dusina, director of investments at Blue Chip Partners, talks about how he goes about finding "unappreciated quality" at a time when the market itself has appreciated to near record levels.

    Every Given Sunday
    Week 12 Matchups: Lineup Locks, Risks & Upside Plays

    Every Given Sunday

    Play Episode Listen Later Nov 21, 2025 69:58


    Welcome back to the show! In this Week 12 matchup episode, we're breaking down every fantasy-relevant game on the slate as we push toward the final stretch of the season. We'll cover the key players, the toughest decisions, the sneaky starts, and the spots you should avoid as you set your lineups. No Thanksgiving games this week—just a full slate of matchups that matter.Let's dive into how each game shapes up and what it means for your Week 12 fantasy outlook.

    ThePrint
    CutTheClutter: Tejas fighter crash: Possible cause, what it means for Indian Air Force, & risks of air show flying

    ThePrint

    Play Episode Listen Later Nov 21, 2025 22:19


    CutTheClutter: Tejas fighter crash: Possible cause, what it means for Indian Air Force, & risks of air show flying

    AP Audio Stories
    Zelenskyy says Ukraine faces a stark choice and risks losing American support over US peace plan

    AP Audio Stories

    Play Episode Listen Later Nov 21, 2025 1:14


    AP Washington correspondent Sagar Meghani reports on Ukraine's leader saying he's in a tough spot between placating the U.S. and giving in to Russia as talks continue on a Washington-backed peace proposal.

    Edtech Insiders
    Week in Edtech 11/12/2025: Google DeepMind AI Forum Recap, Duolingo Crash, Parents Turn to Screen-Free EdTech, AI Companions in Schools, and More! Feat. Michelle Culver (The Rithm Project), Erin Mote (InnovateEDU), & Ben Caulfield (Eedi)

    Edtech Insiders

    Play Episode Listen Later Nov 21, 2025 72:14 Transcription Available


    Send us a textJoin hosts Alex Sarlin and Ben Kornell as they unpack the breakthroughs and backlash following the Google DeepMind AI for Learning Forum in London—and what it means for the future of edtech.✨ Episode Highlights:[00:03:30] Google DeepMind's AI for Learning Forum sets a new global tone for learning innovation[00:06:58] Google's “Learn Your Way” tool personalizes entire textbooks with AI[00:08:12] AI video tools like Google Flow redefine classroom content creation[00:13:40] Why this could be the moment for teachers to become AI media creators[00:18:36] Risks of AI-generated video: deepfakes, disinformation, and youth impact[00:22:19] Duolingo stock crashes over 40% amid investor fears of big tech competition[00:23:52] Screen time backlash accelerates: parents turn to screen-free edtech[00:26:14] Why physical math books and comic-style curricula are surging in demand[00:27:35] A wave of screen-free edtech: from LeapFrog alumni to audio-first toolsPlus, special guests:[00:28:51] Michelle Culver, Founder of The Rithm Project, and Erin Mote, CEO of InnovateEDU, on the psychological risks of AI companions, building trust in AI tools, and designing for pro-social relationships[00:51:48] Ben Caulfield, CEO of Eedi, shares groundbreaking findings from their Google DeepMind study: AI tutors now match—and sometimes outperform—humans in math instruction, and how Eedi powers the future of scalable, safe AI tutoring.

    Know Your Risk Radio with Zach Abraham, Chief Investment Officer, Bulwark Capital Management

    November 20, 2025 - Zach and Chase delve into the importance of grounding future predictions in reality, particularly in the context of asset pricing and market behavior. It highlights the risks of overly optimistic forecasts that ignore economic fundamentals, leading to significant market corrections.

    The Briefing
    Wieambilla attack not ‘terrorism' + Hidden risks of ultra-processed food

    The Briefing

    Play Episode Listen Later Nov 21, 2025 15:36


    Half of what Australians eat is ultra processed and now a damning new international report has revealed how these everyday foods are putting us at greater risk of serious chronic disease and mental health issues. In this episode of The Briefing Natarsha Belling is joined by Dr Priscila Machado from the Institute for Physical Activity and Nutrition at Deakin University, who explains exactly what ultra processed foods are and why we need tougher regulations. Afternoon headlines: Coroner hands down findings on deadly Wieambilla attack, Kellie Sloane elected NSW Liberal leader unopposed, Virgin and Qantas ban use of portable power banks and Darwin Cyclone warning Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastFacebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

    Saturday Morning with Jack Tame
    Kevin Milne: The risks of buying new bathroom scales

    Saturday Morning with Jack Tame

    Play Episode Listen Later Nov 21, 2025 6:34 Transcription Available


    Kevin Milne has been weighing himself with the same bathroom scale for years. Unfortunately, this trusty scale was looking a bit shabby and out of place in their bathroom, so he and his wife decided it was time for a new one. This had an unforeseen problem. LISTEN ABOVESee omnystudio.com/listener for privacy information.

    The Wire - Individual Stories
    Labor risks major support loss if climate left out of enviro reforms

    The Wire - Individual Stories

    Play Episode Listen Later Nov 21, 2025


    Conference Coverage
    Navigating the Vascular Risks of Cancer Therapy: Balancing Cardiac Safety and Tumor Control

    Conference Coverage

    Play Episode Listen Later Nov 21, 2025


    Guest: Jun-ichi Abe, MD, PhD Cancer therapies can trigger both acute and chronic vascular effects, from treatment-induced hypertension to long-term atherosclerotic changes. Learn more as Dr. Jun-ichi Abe shares insights from his presentation at the 2025 American Heart Association Scientific Sessions. Dr. Abe is a Professor in the Department of Cardiology at The University of Texas MD Anderson Cancer Center in Houston.

    Locked In with Ian Bick
    I've Defended The Guilty & The Innocent for 30 Years — Here's What I've Learned | Norm Pattis

    Locked In with Ian Bick

    Play Episode Listen Later Nov 20, 2025 71:22


    Norm Pattis is one of America's most fearless and outspoken trial lawyers — a champion of the marginalized who has built his career defending clients in some of the highest-stakes criminal and civil rights cases in the country. With over 150 jury trials and admissions to federal courts including the U.S. Supreme Court, he's earned a reputation as one of the fiercest defenders of the Constitution and free speech. Known for taking on controversial cases and clients that others refuse to touch, Norm has spent over 30 years fighting against government overreach and injustice. In this conversation, he opens up about the realities of the criminal justice system, what it truly means to defend the guilty and the innocent, and the personal toll of standing up for what's right in a system built to break you. #LockedInWithIanBick #TrueCrime #CriminalJustice #DefenseAttorney #LawAndOrder #CourtroomStories #JusticeSystem #realstories Thank you to BLUECHEW & K9S.ORG for sponsoring this episode: BlueChew: Visit https://bluechew.com/ and use promo code LOCKEDIN at checkout to get your first month of BlueChew & pay five bucks for shipping. K9s.org: Donate anytime at https://k9s.org/ Connect with Norm Pattis: https://www.pattispazlaw.com/ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop Timestamps: 00:00 – Intro: Who Is Norm Pattis? What Makes a Trial Lawyer Great 03:10 – Norm Pattis: Early Life, Background & Career Start 07:11 – College to Law School: How Norm Found His Calling 11:25 – Discovering Criminal Defense & Why It Hooked Him 13:50 – How Trial Lawyers Choose Clients & Case Strategy 17:37 – Social Media, Jury Pools & Modern High-Profile Cases 21:09 – The Media, Public Opinion & How It Impacts Trials 25:01 – Going to Trial: Tough Cases, Strategy & Client Decisions 31:05 – Juries Explained: Psychology, Testimony & Mirroring 36:26 – Federal vs State Court: Public Defenders, CJA & Differences 42:00 – Losing Cases, The Justice System & Prison Sentences 47:00 – The “Trial Tax,” Plea Deals & Sentencing Realities 52:21 – Pro Bono Work, Crowdfunding & Taking the Right Cases 55:55 – AI in Law: Helpful Tools, Risks & Hallucinations 01:00:00 – Sentencing, Pre-Sentence Reports & What Judges Consider 01:05:00 – Norm Pattis: Biggest Lessons After 30 Years in the Courtroom Learn more about your ad choices. Visit megaphone.fm/adchoices

    Insurance Town
    Why blindly trusting technology can lead to significant risks...

    Insurance Town

    Play Episode Listen Later Nov 20, 2025 36:34


    In this engaging conversation, Heath Shearon and Alex Rodov explore the vibrant culture of Toronto, the evolution of technology and quality assurance, and the critical role of testing in the insurance industry. Alex shares his journey from humble beginnings to becoming a leader in the tech space, emphasizing the importance of methodology and the pressures faced in quality assurance. They discuss the challenges of trusting technology, the significance of consumer education, and the future of QA technology, including Alex's new book on testing.TakeawaysGrowing up in Toronto inspired Alex's passion for technology.Quality assurance has evolved significantly over the years.Pressure in QA is a constant, especially in critical industries.Methodology is essential for effective software testing.Consumer education is vital for understanding technology's reliability.The insurance industry heavily relies on quality assurance processes.Alex's book aims to educate consumers about testing.Investing in QA technology is crucial for future advancements.Chapters00:00 Exploring Toronto: A Cultural Hub06:03 The Evolution of Quality Assurance in Tech13:48 The Importance of Methodology in QA22:02 The Role of QA in the Insurance Industry30:12 Investing in the Future of QA TechnologySponsors:Smart Choice- the fastest growing agency network hands down Canopy Connect- your 1 click solution for all things dec pages, intake platforms etc MAV- the AI-powered insurance expert that engages unlimited leads with text messaging 

    The Robert Scott Bell Show
    MAHA Toxic Politics, Lisa Rooney, Ditch and Switch, Ranunculus, Tylenol Fever Risks, Parkinson's Prevention - The RSB Show 11-19-25

    The Robert Scott Bell Show

    Play Episode Listen Later Nov 20, 2025 164:59


    TODAY ON THE ROBERT SCOTT BELL SHOW: MAHA Toxic Politics, Lisa Rooney, Ditch and Switch, Ranunculus, Tylenol Fever Risks, Autism Link Lawsuits, Parkinson's Prevention, Weaponized Science, Oceans Warming Paradox, Goldback Winner Question, and MORE! https://robertscottbell.com/maha-faces-toxic-politics-lisa-rooney-ranunculus-tylenol-fever-risks-tylenol-autism-lawsuits-jennifer-wortz-oceans-warming-faster-goldback-winner-question-and-more/ https://boxcast.tv/view/maha-toxic-politics-lisa-rooney-ditch-and-switch-ranunculus-tylenol-fever-risks-jennifer-wortz-second-opinion-protection---the-rsb-show-11-19-25-t1zph3txwfjatb76vn2u Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

    Lowenstein Sandler's Insurance Recovery Podcast: Don’t Take No For An Answer
    Being Transparent: Seeing Through Pay Transparency Risks and Coverage

    Lowenstein Sandler's Insurance Recovery Podcast: Don’t Take No For An Answer

    Play Episode Listen Later Nov 20, 2025 16:15


    In this episode of Don't Take No For an Answer, partner Jeremy M. King and Sandra Halbing cover how employer transparency statutes are impacting the employment risk landscape. The statutes require employers to disclose pay ranges and benefits in job postings, putting employers at risk of substantial legal damages if they fail to comply.   King and Halbing discuss how employment practices liability insurance policies may provide coverage for such risks, noting that policyholders should ensure full comprehension of the policy coverage. They advise policyholders to establish a response playbook and provide notice of potential pay transparency actions as soon as possible to avoid navigating a lawsuit blindly. Speakers: Jeremy M. King, Partner, Insurance RecoverySandra Halbing, Associate, Litigation

    The Steve Gruber Show
    Terry Sawchuk | Market Risks, NVDA, and Global Economic Shifts

    The Steve Gruber Show

    Play Episode Listen Later Nov 20, 2025 8:30


    Steve Gruber sits down with Terry Sawchuk, Founder of Sawchuk Wealth, to break down the latest economic and financial developments. They discuss why the Federal Reserve may be out of sync with current market conditions, the implications of NVDA earnings, and rising Japanese bond yields. Sawchuk also explains the importance of stable coins for the U.S. Treasury market, how investors should manage risk in volatile times, and provides insights on the Epstein list and geopolitical tensions in Venezuela, highlighting potential implications beyond the headlines. Find out more at SawchukWealth.com

    The Julia La Roche Show
    #308 Danielle DiMartino Booth: Fed Risks Repeating December 2018 Liquidity Crisis With Rate Hold

    The Julia La Roche Show

    Play Episode Listen Later Nov 20, 2025 35:42


    Danielle DiMartino Booth, CEO and Chief Strategist at QI Research, joins Julia La Roche to break down the FOMC minutes. Danielle discusses the deep divisions within the Federal Reserve and their controversial decision-making heading into December. She argues the Fed is willfully ignoring abundant alternative data sources like ADP's weekly reports while claiming to fly blind without official jobs data—data that won't be released until after their December meeting due to administrative delays. Booth warns that if the Fed doesn't cut rates in December, they risk triggering a liquidity crisis similar to December 2018, when Powell's hawkish stance caused a market bloodbath on Christmas Eve and forced him to reverse course. This episode is brought to you by VanEck. Learn more about the VanEck Rare Earth and Strategic Metals ETF: http://vaneck.com/REMXJuliaLinks:    Danielle's Twitter/X: https://twitter.com/dimartinobooth  Substack: https://dimartinobooth.substack.com/ YouTube: https://www.youtube.com/@DanielleDiMartinoBoothQIFed Up: https://www.amazon.com/Fed-Up-Insiders-Federal-Reserve/dp/0735211655Timestamps: 0:00 - Introduction & post-FOMC reaction0:27 - Deep divisions within the Federal Reserve1:47 - Fed's tone deafness on inflation concerns2:05 - Politics at the Federal Open Market Committee3:32 - Alternative data sources: ADP & jobless claims5:38 - The irony: administration's self-inflicted rate cut problem6:51 - ADP data: what Powell said vs. what the Fed does7:32 - Market reaction & Nvidia's impact8:13 - Should the Fed cut rates in December?9:39 - Powell's contacts: the willful blindness problem10:12 - Fed independence vs. politicization11:28 - The damage of playing politics with monetary policy13:51 - Treasury yields & market concerns17:38 - Debt servicing crisis & political implications26:54 - Private credit & private equity discussions27:30 - Liquidity crisis warning: emergency rate cut risk28:44 - Question for Powell?29:27 - Why an emergency cut may be necessary31:52 - Closing thoughts

    Brain & Life
    Family, Flexibility, and Festivities: Our Favorite Brain & Life Articles

    Brain & Life

    Play Episode Listen Later Nov 20, 2025 25:24


    In this episode of the Brain and Life podcast, Dr. Daniel Correa and Dr. Katy Peters discuss the nuances of holiday planning, the importance of family time, and recognizing early signs of neurologic conditions in loved ones. They also explore the benefits and considerations of hot yoga, and share personal resolutions for the New Year, focusing on flexibility and dietary changes. Read the articles they discussed and more at brainandlife.org!   Articles Mentioned Learn to Recognize Early Signs of Neurologic Conditions in Loved Ones During the Holidays Four Ways to Manage the Holidays When a Loved One Has a Neurologic Condition Is Hot Yoga Safe? Neurologists Weigh in on Risks and Benefits   Other Brain & Life Podcast Episodes on These Topics Navigating Complicated Caregiving Journeys with Jacquelyn Revere Thriving in the Kitchen with Chef Dan Jacobs   We want to hear from you! Have a question or want to hear a topic featured on the Brain & Life Podcast? ·       Record a voicemail at 612-928-6206 ·       Email us at BLpodcast@brainandlife.org Social Media:   Hosts: Dr. Daniel Correa @neurodrcorrea; Dr. Katy Peters @KatyPetersMDPhD  

    Saint Louis Real Estate Investor Magazine Podcasts
    Rising Into Financial Freedom Through the Power of Notes with Sierra Davis

    Saint Louis Real Estate Investor Magazine Podcasts

    Play Episode Listen Later Nov 20, 2025 30:25


    This episode reveals how note investor Sierra Davis transformed her financial life through passive income strategies, creative deal structures, and predictable returns, offering beginners a clear and inspiring path toward building long-term wealth through notes.See full article: https://www.unitedstatesrealestateinvestor.com/rising-into-financial-freedom-through-the-power-of-notes-with-sierra-davis/(00:00) - Welcome and Guest Introduction(00:05) - Sierra's Overview of Note Investing(00:21) - Why Note Investing Appeals to Numbers Driven Investors(01:07) - How Sierra First Entered the Note Investing Space(02:30) - Using Private Money to Buy Notes(03:17) - Buying Notes at a Discount and Creating Win Win Deals(04:30) - Why Sellers Choose to Sell Their Notes(06:00) - What Happens When a Seller Financed Note Is Sold(06:57) - How Note Terms Transfer to the New Investor(07:28) - Performing vs Non Performing Notes(09:00) - Risks and Foreclosure Timelines in Different States(10:10) - Why Sierra Focuses on Performing Notes(11:04) - Closing Logistics When Notes Change Hands(11:28) - How Borrowers Are Notified of a New Note Holder(12:05) - Understanding Servicers and Borrower Communication(12:40) - The Growing Marketplace for Seller Financed Notes(13:06) - Why Good Paperwork Matters in Note Investing(14:02) - How Investors Can Structure Better Seller Financing Deals(15:00) - Qualifying Borrowers and Protecting the Note(15:45) - Down Payments, Paperwork, and Attorney Prepared Documents(16:23) - Considering Balloons and Future Tax Planning(17:05) - Using Partials to Manage Cash Flow and Reduce Taxes(18:10) - How Partials Work in Practice(19:05) - Creative Deal Structures That Serve Both Sides(20:15) - How Sierra Paid Off Her Student Loans with One Deal(21:20) - The First Note That Stopped Performing(22:05) - How She Recovered by Reselling the Property with Seller Financing(23:00) - Making Private Investors Whole Even When Borrowers Default(23:47) - Why Reserves Matter for Note Investors(24:10) - The Kansas City Deal That Became a Lesson(25:00) - Handling Non Paying Borrowers and Foreclosure Costs(25:45) - Sierra's Golden Investing Nugget(26:15) - Why Notes Complement Other Investment Strategies(27:00) - Creating Balance Between Cash Flow and Appreciation(27:45) - Investing Out of State Without Tenants or Repairs(28:10) - Sierra's Book Recommendation(28:30) - Where to Follow Sierra Online(29:00) - Episode Closing with Mattias and Erica(29:15) - Show Disclaimer and Final GoodbyeContact Sierra Davishttps://wealthwithnotes.com/https://www.facebook.com/sierra.davis.803463https://www.instagram.com/sierradavisofficial/https://youtube.com/@sierradavisofficial Your next step toward financial clarity might be closer than you think. Let Sierra's journey remind you that predictable wealth starts with one bold decision. For more guidance and interviews that elevate your future, visit https://reiagent.com

    EisnerAmper Podcast
    Global Macro Outlook: Opportunities & Risks Investors Must Watch

    EisnerAmper Podcast

    Play Episode Listen Later Nov 20, 2025 7:44


    In this episode of EisnerAmper's Engaging Alternatives, Elana Margulies-Snyderman, Director, Publications, speaks with Paul Podolsky, Founder and CIO, Kate Capital, a discretionary global macro manager. Paul, who previously spent over 15 years as an executive at Bridgewater Associates, shares his outlook for his investment strategy, including the greatest opportunities, challenges and more. ✨ What you'll learn:

    WHMP Radio
    Dr. Jonathan Bayuk: 2025 flu & covid vaccines -- risks & rewards

    WHMP Radio

    Play Episode Listen Later Nov 20, 2025 24:11


    11/20/25: Dr. Jonathan Bayuk: 2025 flu & covid vaccines -- risks & rewards. DHG & Recorder Ex Ed Dan Crowley: follow-up stories on the Amherst fire, E'ton new Mayor's first decisions, & food trucks in N'ton? Rabbi Riqi Kosovske: bringing Torahs to Ireland, addressing antisemitism. John Anz w/ brilliant vocalist Stella Cole: her upcoming holiday show at Tanglewood.

    More Human More Resources - HR for Entrepreneurs
    The Compliance Risks of AI Tools That ‘Learn' from Your Team

    More Human More Resources - HR for Entrepreneurs

    Play Episode Listen Later Nov 20, 2025 8:54


    We all love what AI can do - but let's talk about what it's learning while it helps.In this episode, I'm breaking down how some AI tools aren't just assisting your team - they're quietly absorbing what your people type, say, and share. And depending on the system, that information might not stay where you think it does.From confidential HR notes to client details and strategy documents, I'll show you how everyday AI use can create real compliance risks - and what smart, simple steps you can take to protect your business before things get messy.InvitationUse the link below to learn more and become an Idomeneo insider. You'll get info to help you unleash your team's engagement, protect your people investment, and grow your leadership muscle.  I can't wait to continue the conversation.https://idomeneoinc.com/welcome/

    Buying Florida
    FNMA now has no credit scores when applying for a mortgage

    Buying Florida

    Play Episode Listen Later Nov 20, 2025 5:25


    What Does “No Credit Score Mortgage” Mean (for FNMA)Policy ChangeAs of November 15, 2025, Fannie Mae's automated underwriting system (Desktop Underwriter, or DU) will no longer require a minimum third-party credit score. Fannie MaeInstead of relying on a fixed cutoff (like “you must have a 620 FICO”), DU will use Fannie Mae's proprietary risk-assessment model to evaluate credit risk. Fannie MaeThat model considers more than just credit score: payment history, “trended” credit data, nontraditional credit sources like rent, utilities, and so on. Fannie MaeNontraditional Credit AllowedFannie Mae's Selling Guide includes rules for “nontraditional credit” — that is, credit history documented without a standard credit score. Selling GuideWhen a borrower truly has no credit score, lenders must document nontraditional credit history. For example, they might look at 12 months of cash flow or payment history (rent, utilities, insurance, etc.).  Fannie requires borrowers without any credit score to complete homeownership education before closing. Selling GuideWhy This Could Be a Good ThingGreater Access to HomeownershipThis change will likely help people who are “credit invisible” (i.e., they don't have a traditional credit score) get conventional mortgages. Historically underserved groups (such as those who rent, use nontraditional credit, or have limited credit history) could benefit. More Holistic UnderwritingBy removing the rigid score minimum, DU can look at the whole financial picture. This means more weight on things like debt-to-income ratio, reserves, employment, and nontraditional credit.Using more data (rent history, payment trends) can be more predictive of whether someone will make mortgage payments than just a credit score.Potential Cost Benefits for Some BorrowersIf done right, borrowers with limited credit but solid finances could qualify for a conventional loan (which may have more favorable terms than some other high-risk or subprime options).It may reduce the need for more expensive or risky loan products for people who don't fit the “traditional” credit profile.Risks and DownsidesHigher Risk for Lenders → Possibly Higher CostWithout a credit score floor, lenders are taking on more uncertainty. They may require larger down payments, lower loan-to-value ratios (LTVs), or more reserves to compensate.If the borrower is truly “credit invisible,” the lender's verification burden is higher (to safely assess risk), which could make underwriting more stringent in non-score cases.Potential for Higher Interest Rates / Pricing RisksEven if a borrower qualifies, the interest rate may be higher compared to someone with a very good credit score, because the risk model may not “discount” as heavily without a high score.There could be loan-level price adjustments (or other risk-based pricing) tied to the riskiness of nontraditional credit profiles.Performance UncertaintyThis is a newer underwriting paradigm for Fannie Mae, so long-term performance is less “battle-tested” at scale for certain nontraditional credit borrowers.If default rates go up for these loans, it could have negative implications for lenders or investors (or for how such loans are underwritten in the future).Lender OverlaysJust because Fannie Mae has this policy doesn't mean all lenders will be aggressive in offering no-score loans. Some may add their own stricter requirements (“overlays”) that make it harder than it sounds.You'll need a lender that is comfortable underwriting nontraditional credit and willing to do the extra documentation.Is It a Good Thing For You Personally?It depends on your situation:Y Support the show

    Impact Theory with Tom Bilyeu
    Ethics, Control, and Survival: Navigating the Risks of Superintelligent AI | Impact Theory w/ Tom Bilyeu X Dr. Roman Yampolskiy Pt. 2

    Impact Theory with Tom Bilyeu

    Play Episode Listen Later Nov 19, 2025 59:35


    What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact BlandAI: Call it for free today: https://bland.ai Or for enterprises, you can book a demo directly:  https://bland.ai/enterprise Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. Connectteam: 14 day free trial at https://connecteam.cc/46GxoTFd Raycon: Go to https://buyraycon.com/impact to get up to 30% off sitewide. Cape: 33% off with code IMPACT33 at https://cape.co/impact Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact AirDoctor: Up to $300 off with code IMPACT at https://airdoctorpro.com Welcome back to Impact Theory with Tom Bilyeu! In this episode, Tom sits down for part two of his riveting conversation with Dr. Roman Yampolski, a leading AI safety researcher. Together, they dive deep into the existential risks and moral quandaries posed by artificial superintelligence, exploring why even some of the industry's most vocal advocates for caution—like Elon Musk—end up accelerating the development of advanced AI. Dr. Yampolski pulls no punches, explaining why attempts to control superintelligent systems might be futile, the challenges of aligning AI interests with humanity's well-being, and the reasons he's so skeptical that society can pump the brakes on innovation. The discussion ranges from the dangers of an unchecked AI arms race and the psychological burden of confronting these risks, to practical approaches for boosting AI safety and the impact of emerging technologies like quantum computing and genetic engineering. Tom and Roman also touch on longevity science, ethics around gene editing, and the future of personal adaptation across generations. Whether you're an optimist about technology or deeply concerned about humanity's trajectory, this episode is packed with insight, tough questions, and thought-provoking perspectives that will leave you rethinking the future of intelligence—both artificial and human. FOLLOW DR. ROMAN YAMPOLSKIY:Twitter: https://twitter.com/romanyampolskiFacebook: https://www.facebook.com/roman.yampolskiy Learn more about your ad choices. Visit megaphone.fm/adchoices

    Creative Pep Talk
    531 - Risks that Land Big Jobs, Be Your Own Client & Find Your Sound with Composer Oli Julian

    Creative Pep Talk

    Play Episode Listen Later Nov 19, 2025 59:20


    Feeling lost on the creative journey? Download our 7 step Creative Career Path Handbooklet for FREE by signing up to our newsletter: http://andyjpizza.substack.com --- If you're used to doing work for clients, it can be tough to then create your own solo project. On the other hand, if you're only used to doing your own thing, working for a client can feel impossible! How do you find yourself and your creative voice in the mix of all of this? This is one of the many topics I dive into on today's episode with Composer Oli Julian. Oli is the composer for Netflix's new animated Roald Dahl adaptation of “The Twits”, and has a huge wealth of experience doing music for television for the likes of Sex Education and The Complete Made-Up Adventures of Dick Turpin. This was a guest from a very different side of the creative industry, hope you enjoy! SHOW NOTES: Oli Julianhttps://www.olijulian.co.uk The Twitshttps://www.netflix.com/title/81612165 Producer / Editor: Sophie Miller http://sophiemiller.coAudio Editing / Sound Design: Conner Jones http://pendingbeautiful.coSoundtrack / Theme Song: Yoni Wolf / WHY? http://whywithaquestionmark.com SPONSORS:SQUARESPACEHead to https://www.squarespace.com/PEPTALK to save 10% off your first purchase of a website or domain using code PEPTALK AEROPRESSCheck out Aeropress and use my code PEPTALK for a great deal: https://aeropress.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    PBS NewsHour - Segments
    Teachers and parents weigh benefits and risks of artificial intelligence in schools

    PBS NewsHour - Segments

    Play Episode Listen Later Nov 19, 2025 13:16


    Artificial intelligence is rapidly being integrated into many facets of life, including in America’s classrooms. As more school districts integrate AI into learning, we hear from parents and teachers grappling with the use of the technology in the classroom, and Stephanie Sy discusses more with Justin Reich, author of "Failure to Disrupt: Why Technology Alone Can’t Transform Education." PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

    Yoga | Birth | Babies
    The Placenta & Umbilical Cord Explained: Functions, Risks & Birth Facts with Dr. Jessica Vernon

    Yoga | Birth | Babies

    Play Episode Listen Later Nov 19, 2025 48:30


    A past blog post about nuchal cords (when the umbilical cord wraps around baby's neck) sparked a lot of fear and confusion, especially around the idea that this could “strangle” baby. In this episode, we take a deeper look at what's really happening. In this episode of Yoga | Birth | Babies, I speak with Dr. Jessica Vernon. Dr. Jessica is is a mom of two and a board-certified OBGYN for over a decade. She is an Associate Medical Director as well as the Director of Mental Health at Oula, a midwifery-led women's health startup in NYC.  Understanding how brilliantly the body functions during pregnancy can bring so much reassurance. We hope this episode helps you feel informed, grounded, and confident! Get the most out of each episode by checking out the show notes with links, resources and other related podcasts at: prenatalyogacenter.com Don't forget to grab your FREE guide, 5 Simple Solutions to the Most Common Pregnancy Pains HERE  If you love what you've been listening to, please leave a rating and review! Yoga| Birth|Babies (Apple) or on Spotify! To connect with Deb and the PYC Community:  Instagram & Facebook: @prenatalyogacenter Youtube: Prenatal Yoga Center Learn more about your ad choices. Visit megaphone.fm/adchoices

    Cider Chat
    478: Pommeau: What Happens When a French Classic Lands on U.S. Labels

    Cider Chat

    Play Episode Listen Later Nov 19, 2025 51:18


    What is Pommeau? Pommeau is a: fortified blend of fresh apple must (unfermented) and apple brandy (typically Calvados in Normandy or Lambig in Brittany). The unfermented apple juice and brandy are combined before fermentation, which halts the process entirely and preserves natural sweetness. By law in France, Pommeau must be aged a minimum of 18 months in oak and produced within designated regions. It's rich, amber-colored, and served as an apéritif. It is consider to be a French heritage drink shaped by decades of refinement and protected standards. When did Pommeau receive AOC status? Pommeau received its official Appellation d'Origine Contrôlée (AOC) status in 1991, formalizing the traditional method and legally protecting what can and cannot be called Pommeau within France. And in America? If you ask what Pommeau is in the United States, the answer is: nothing defined. There is no legal TTB definition, no standard of identity, and no trade agreement protecting the name. Yet hundreds of U.S. labels already use the word…sometimes accurately, sometimes loosely, often inconsistently. So the question becomes, "What happens when a French classic with strict rules lands on U.S. labels with no rules at all?" That's the conversation American isn't having… yet. In this episode, Ria speaks with alcohol beverage attorney Lindsey Zahn to unpack what it means to use the word Pommeau in the U.S.—legally, culturally, ethically—and what cider makers and consumers should consider going forward. What happens when a French classic with strict rules lands on U.S. labels with no rules at all? That's the conversation America isn't having… yet. In this episode, Ria speaks with alcohol beverage attorney Lindsey Zahn to unpack what it means to use the word Pommeau in the U.S.—legally, culturally, ethically—and what cider makers and consumers should consider going forward. Key Topics Covered What Pommeau legally means in France Why the TTB has no definition for Pommeau How hundreds of U.S. labels were approved without consistency The difference between fortified cider vs. Pommeau Why a COLA approval does not protect you from trademark or trade disputes U.S.–EU trade agreements and why Pommeau is not protected Risks for current makers using "Pommeau" on labels Why "American Pommeau," "Pommeau-style," or accurate class/type statements may reduce risk The opportunity for U.S. cider associations to create a new American term A call for a naming contest—what the U.S. cider world could build together Why truth in labeling matters beyond regulatory compliance Why this conversation needed to happen…ten years ago Contact info for Lindsey Zahn P.C. Website: https://www.zahnlawpc.com Previous Cider Chat episode with Lindsey : Episode 85 Lindsey Zahn on Cider Law TTB Labeling Resources: https://www.ttb.gov 00:00 Introduction and Common Misconceptions 00:23 Meet the Host and Guest 01:35 Episode Overview: Focus on Pommeau 03:13 Cider Tours Announcement 06:58 Listener Support and Sponsors 08:40 Main Discussion: Legal Aspects of Pommeau 25:34 Trademark Rights and Labeling Concerns 27:34 The Importance of Due Diligence in Labeling 28:46 Pomo: A Gray Area in Cider Labeling 30:30 Alternatives to Using 'Pomo' 32:36 Truth in Labeling and Production Methods 36:08 Advice for Cider Producers 38:39 Role of Cider Associations 46:08 Final Thoughts and Call to Action Mentions in this Cider Chat Totally Cider Tours  

    Planet MicroCap Podcast | MicroCap Investing Strategies
    Crypto at a Crossroads: Institutional Viability and Remaining Risks with Jacob Stephan, Senior Research Analyst at Lake Street Capital Markets

    Planet MicroCap Podcast | MicroCap Investing Strategies

    Play Episode Listen Later Nov 19, 2025 57:22


    My guest on the show today is Jacob Stephan, Senior Research Analyst at Lake Street Capital Markets. He recently authored a “Crypto Industry” white paper, and I invited him on to break it down. In this episode, Jacob lays out why digital assets have crossed into institutional viability—a “normalization phase” driven by clearer regulation, enterprise-grade infrastructure, and real corporate adoption. We discuss the internet-style adoption curve (crypto at ~7% global penetration), why regulation is the cornerstone of investability (FIT 21 progress, the new FASB fair-value accounting, and pending clarity in the U.S.), and how stablecoins—“dollars with an API”—are emerging as the killer app with multi-trillion settlement volumes. Jacob walks through concrete examples from Visa, Mastercard, and JPMorgan moving beyond pilots to on-chain settlement, and contrasts stablecoins' payment utility with Bitcoin's treasury/“digital gold” role. We also cover the nuanced risks: centralization at the access layer (custody, cloud, compliance), state-by-state regulatory differences, speculative micro-cap “crypto treasury” raises, and why bipartisan momentum reduces—but doesn't eliminate—policy risk. Finally, Jacob shares the “picks and shovels” angle—cloud, fintech/payments, and semiconductors—as scalable ways to participate in the build-out without direct token exposure, and why even low single-digit institutional allocations could materially move the asset class. We discussed a number of crypto currencies in today's episode. Jacob owns SOL, SUI and BTC, and for full disclosure, I also own BTC. For more information about Lake Street Capital Markets, please visit: https://www.lakestreetcapitalmarkets.com/ Planet MicroCap Podcast is on YouTube! All archived episodes and each new episode will be posted on the Planet MicroCap YouTube channel. I've provided the link in the description if you'd like to subscribe. You'll also get the chance to watch all our Video Interviews with management teams, educational panels from the conference, as well as expert commentary from some familiar guests on the podcast. Subscribe here: http://bit.ly/1Q5Yfym Click here to rate and review the Planet MicroCap Podcast The Planet MicroCap Podcast is brought to you by SNN Incorporated, The Official MicroCap News Source, and the Planet MicroCap Review Magazine, the leading magazine in the MicroCap market. You can Follow the Planet MicroCap Podcast on Twitter @BobbyKKraft

    Young + Adulting by CF Young Adults
    Living the Gospel Out Loud: Courage, Risks, and Real Miracles

    Young + Adulting by CF Young Adults

    Play Episode Listen Later Nov 19, 2025 21:22


    Invisible Not Broken A Chronic Illness Podcast
    The Untold Risks of TMS: Jordan Hanson's Journey

    Invisible Not Broken A Chronic Illness Podcast

    Play Episode Listen Later Nov 19, 2025 60:05


    KeywordsTMS, transcranial magnetic stimulation, brain injury, mental health, medical gaslighting, patient advocacy, chronic illness, technology in healthcare, self-care, mindfulnessSummaryIn this conversation, Jordan Hanson shares her personal journey with transcranial magnetic stimulation (TMS), a procedure intended to treat mental health issues. She discusses the initial excitement about the treatment, the subsequent negative effects she experienced, and the challenges of navigating the medical system. The conversation highlights the importance of patient advocacy, community support, and the role of technology in managing health. Jordan emphasizes the need for awareness and understanding of the risks associated with TMS and the importance of self-care and mindfulness in coping with chronic illness.TakeawaysTMS is a procedure that uses magnetic fields to stimulate brain activity.Jordan experienced significant negative effects from TMS, including brain injury symptoms.Medical gaslighting is a common issue faced by patients seeking help.Community support is crucial for those dealing with chronic illness.Technology, including AI, can assist in managing health and communication.Self-care and mindfulness are essential for coping with chronic illness.Advocacy is important to raise awareness about the risks of TMS.Family planning can be complicated by health issues and uncertainties.Understanding the impact of chronic illness on daily life is vital.The journey of healing is ongoing and requires patience and support.TitlesThe Hidden Risks of TMS: A Personal JourneyNavigating the Medical Maze: Jordan's TMS ExperienceSound bites"I was called headache girl for a year.""I want to share my story to help others.""I have to protect myself and my energy."Chapters00:00 Introduction to TMS and Jordan's Journey01:13 Understanding the Impact of TMS on Life01:28 Introduction and Background on TMS04:20 Understanding Trans-Cranial Magnetic Stimulation (TMS)07:23 The Experience of TMS Treatment10:20 The Impact of TMS on Daily Life13:09 Medical Gaslighting and Patient Advocacy16:13 The Journey to Recovery and Diagnosis19:14 Community Support and Sharing Stories22:18 The Decision to Create a Documentary25:13 Advocacy and Future Goals36:11 The Need for Scientific Understanding in TMS40:42 Coping with Chronic Illness and Disability44:52 Navigating Family Planning Amidst Uncertainty52:54 Leveraging Technology for Brain Injury Support59:42 Personal Growth Through Adversity Hosted on Acast. See acast.com/privacy for more information.

    The Marc Cox Morning Show
    Hour 4: Epstein List Fallout, Hemp Restrictions, Cyber Risks, and Market Trends

    The Marc Cox Morning Show

    Play Episode Listen Later Nov 19, 2025 30:59


    The hour opens with the ongoing controversy over the Epstein list and recent Congressional action tied to its release. Brian Riegel joins to explain the newly approved federal hemp restrictions, their impact on Missouri businesses, and the growing regulatory battle around hemp products. Taylor Riggs offers insight on the nationwide internet glitch and broader cybersecurity risks, along with rapid AI developments, market pullbacks, and shifts on Wall Street. Dan Buck talks frustration with the senior property tax freeze and school funding concerns round out the conversation.

    The Marc Cox Morning Show
    Eben Brown on the Internet Outage and Digital Risks

    The Marc Cox Morning Show

    Play Episode Listen Later Nov 19, 2025 9:31


    Eben Brown joins the show to break down the widespread internet outage caused by a Cloudflare incident and how it disrupted major industries across the country. He explains growing concerns about monopoly in internet infrastructure, the lack of diversity in providers, and why redundancy is becoming a critical issue. Eben also discusses how the outage and the rapid rise of AI technologies are affecting the stock market and increasing our dependence on internet based systems. The conversation moves into the broader risks of digital IDs, digital currency, and the potential for expanded government control in a fully digital society.

    The Moneywise Guys
    11/18/25 Hard Rock Tejon, Smarter Risks, and The Hub of Bakersfield

    The Moneywise Guys

    Play Episode Listen Later Nov 19, 2025 48:19


    The Moneywise Radio Show and Podcast Tuesday, November 18th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Andrae Gonzales, Councilmember website: https://thehubofbakersfield.org/  

    The Gate 15 Podcast Channel
    Weekly Security Sprint EP 135. Happy Bday CISA! Cyber risks and reports and self reflection from an attack victim

    The Gate 15 Podcast Channel

    Play Episode Listen Later Nov 19, 2025 19:44


    In this week's Security Sprint, Dave and Andy covered the following topics:Warm Open:• Happy Birthday to CISA! The Cybersecurity and Infrastructure Security Agency turned seven on Sunday. • Government funding bill temporarily revives cybersecurity information-sharing law• The Gate 15 Interview EP 64: Cody Barrow, CEO, EclecticlQ. “Nothing in cyber happens without a reason.”• Faith-Based (U.S.): FB-ISAO Newsletter, v7, Issue 10Main Topics:Cybersecurity!• OWASP Top Ten. Welcome to the 8th installment of the OWASP Top Ten! • ASD: Annual Cyber Threat Report 2024-2025• Checkout.com: Protecting Our Merchants: Standing Up to Extortion: “We will not be extorted by criminals. We will not pay this ransom.” Holidays & Hostile Events!• Europol: 10 years on: remembering the victims of the 13 November terrorist attack in Paris• DOJ: New Jersey Man Charged with Cyberstalking in Connection with Violent Network ‘764'• Indiana Republican called out by Trump on redistricting is swatted• Marjorie Taylor Greene Says She Received Pipe Bomb Threat: What We Know• Terror plot arrests reveal ‘more dangerous' online pathway to ISIS radicalization in America• Suspects charged in alleged Michigan Halloween terror plot eyed attack on Chicago Pride Parade: Docs • Racists are now openly targeting Indian Americans• Is left-wing terrorism returning? Quick Hits:• Blended Threats! Risky Biz News - German TV station hacked: A cyberattack has disrupted the broadcast of German radio station Radio Nordseewelle. Hardware components were damaged in the attack and had to be replaced. The broadcaster said it had to rebuild large parts of its IT network. The hack took place days after a similar incident crippled the transmission of Dutch radio and TV station RTV Noord. [Tarnkappe]

    The Dr. Gabrielle Lyon Show
    TRT: Your Complete Guide to Safe Dosing, Risks, and Boosting Longevity

    The Dr. Gabrielle Lyon Show

    Play Episode Listen Later Nov 18, 2025 99:18


    Pre-Order The Forever Strong PLAYBOOK and receive exclusive bonuses: https://drgabriellelyon.com/playbook/Want ad-free episodes, exclusives and access to community Q&As? Subscribe to Forever Strong Insider: https://foreverstrong.supercast.comIn this compilation episode, Dr. Gabrielle Lyon is joined by the top experts in Testosterone and men's health treatments. You'll learn:Why aging alone doesn't drop T levels and why acquisition of conditions like obesity is the real culprit.Why the standard "low T" cutoff is misleading and why you must check your Free Testosterone.How erectile dysfunction is a sensitive marker of overall health and heart risk.The efficacy of Cialis/Viagra for both erections and cardiac protection, and the risks of unchecked influencer advice on steroids.The direct link between muscle mass, exercise, and sexual function—and why the penis is the "first to go" when overall health declines.Chapter Markers:0:00 - Testosterone is a Brain Hormone0:40 - Debunking the Myth: Male Menopause (Andropause) Doesn't Exist1:33 - The Dangers of Unchecked Influencer Advice on Testosterone3:07 - Defining Testosterone Deficiency: Symptoms vs. Signs5:10 - The Arbitrary Number: Why Guidelines Disagree on Low T8:29 - Free Testosterone: The Most Reliable Indicator of Male Health15:28 - TRT vs. Steroids: Defining the Line and Risks18:59 - The Real Risks of TRT: Infertility and Hematocrit22:36 - The Shocking Backstory: Challenging the Prostate Cancer Myth26:40 - Erectile Dysfunction (ED) and Lifestyle Modification29:21 - Shockwave Therapy for ED: The Science and the Cash Business33:53 - Penile Tissue Atrophy and Venous Leak37:25 - The Role of Muscle Mass, Sarcopenia, and Sexual Function39:41 - The Single Best Marker for Male Health: Erectile Function42:02 - The Science of Cialis and Viagra (PDE5 Inhibitors)45:49 - The Viagra Story: From Heart Drug to ED Cure50:50 - Tadalafil (Cialis) as a Triple-Threat Drug (Cardiac, Urinary, Sexual)53:57 - The Role of Testosterone in Female Sexual Function55:20 - Hypogonadism: Diagnosis, Treatment, and Fertility RiskAbout the guests: Dr. Abraham Morgentaler is an Associate Clinical Professor of Urology at Harvard Medical School and founder of Men's Health Boston. He is an internationally recognized expert in men's health, particularly known for his pioneering work in testosterone therapy. Dr. Morgentaler is credited with reversing the long-held belief that testosterone therapy causes prostate cancer and is the author of several books on men's health. YouTubeLinkedInT4L EducationX/Twitter Dr. Tobias Kohler is the co-founder of the Erectile Restoration Outcomes Study (EROS) penile implant registry. In addition to his clinical and research activities, Dr. Kohler is active in education, providing mentorship to residents and fellows.Mayo Clinic ResearchGateLinkedIn

    The Pure Athlete Podcast
    151. The Parent Coach: the Rewards, the Risks, and the Rules to Follow

    The Pure Athlete Podcast

    Play Episode Listen Later Nov 18, 2025 31:43


    Trying to wear both the parent hat and the coach hat at the same time can be both a fantastic and perilous experience (yes, both of those are true), and we've received many requests to discuss both the positive and challenging factors that come into play. Britt and Brad share their experiences and Jeff talks about his current approach with his kids as a backdrop to the discussion. From there, they talk about the many reasons that parents should consider coaching their kids, even as an assistant and especially at younger ages. They also define "daddy-ball" in terms of what it looks like in youth sports, as well as the impact it has on other families. As the kids get older, the challenges with trying to wear both hats become more difficult to manage, and the guys provide some tips to consider to help parents approach coaching with purpose and wisdom.