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Ask your smart speaker to "Play One Oh Three One Austin"
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
The U.S. is shipping thousands of bombs to Israel amid reports Netanyahu is preparing a massive Gaza offensive. At the same time, Trump has rejected Israeli pressure to support a strike on Iran's nuclear sites—a move now leaked and called one of the most damaging in Israel's history. We'll also cover Temple Mount tensions, Xi Jinping's call for Asian unity against Trump's trade war, and bizarre claims that Elon Musk is building a “legion” of children to survive the apocalypse.Rick Wiles, Doc Burkhart. Airdate 4/17/25Join the leading community for Conservative Christians! https://www.FaithandValues.comYou can partner with us by visiting TruNews.com, calling 1-800-576-2116, or by mail at PO Box 399 Vero Beach, FL 32961.Get high-quality emergency preparedness food today from American Reserves!https://www.AmericanReserves.com It's the Final Day! The day Jesus Christ bursts into our dimension of time, space, and matter. Now available in eBook and audio formats! Order Final Day from Amazon today!https://www.amazon.com/Final-Day-Characteristics-Second-Coming/dp/0578260816/Apple users, you can download the audio version on Apple Books!https://books.apple.com/us/audiobook/final-day-10-characteristics-of-the-second-coming/id1687129858Purchase the 4-part DVD set or start streaming Sacrificing Liberty today.https://www.sacrificingliberty.com/watchThe Fauci Elf is a hilarious gift guaranteed to make your friends laugh! Order yours today!https://tru.news/faucielf
Evan Silva and Adam Levitan return to the NFL Draft prop betting streets with ETR's Anthony Amico to assess the best prop bets that are still available one week out from the NFL Draft.In this episode, we discuss:- Why Omarion Hampton isn't a lock to be the 2nd RB selected- How high can Matthew Golden go?- How to handle the Saints QB crisis- Fringe players we bet to be selected in the first round- Evan's surprise pick to be the 2nd Offensive Lineman selectedTimestamps:0:00 - Intro2:40 - #2 Overall Pick4:19 - #3 Overall Pick5:54 - #4 Overall Pick7:51 - #5 Overall Pick12:25 - 2nd Cornerback Selected14:27 - #6 Overall Pick18:30 - Player Over/Under Draft Positions26:04 - To Be Selected in Round One32:10 - Player Drafted By Exact Team39:22 - First Players Selected By Position40:35 - Amount of Position Selected in Round One43:33 - 2nd Player Selected at Position49:50 - Draft Team SpecialsWant ETR on your team this season? Our 2024 NFL IN-SEASON PRODUCT has you covered with: - Silva's Matchups Column- Projections for Every Player In Every Game- DFS Top Plays- Weekly Fantasy Rankings- And tons more!Subscribe now at https://establishtherun.com/subscribe/NBA PRODUCTS: Our NBA team provides high-quality, actionable analysis on everything from season-long fantasy basketball to DFS and player props.Subscribe now at https://establishtherun.com/subscribe/DFS OPTIMIZER: Sign up for THE SOLVER for access to the software we think fantasy players need to win: https://thesolver.com/?ref=etrWE CAN HELP: Tired of attention-seeking hot takes? Get the highest-quality fantasy football analysis in your inbox, FREE: https://bit.ly/establishtherunSPORTSBOOK OFFERS: We've partnered with several major sportsbook outlets to help supply you with the best offers in the industry and ensure you're maximizing your bankroll from the start: https://establishtherun.com/offers/FOLLOW US: Check out our social media channels for FREE fantasy football & DFS videos, analysis, and more: https://linktr.ee/establishtherun
The Break Room (WEDNESDAY 4/16/25) 9am Hour 1) How does this keep happening with elected positions we didn't even know existed? 2) Time to dump the kid
"Marriage Is S*x Work" Debate Hits The Internet & It Wasn't My Fault | Amount Spent On Dating CoachGregAdams YouTube FreeAgentLifestyle YouTube
Elliot and Brian are joined by Ben Costa and James Parks, co-designers of Land of Eem. We discuss their lifelong collaboration and how it led to the creation of this world that has spawned graphic novels, middle-grade fiction, and now a TTRPG that facilitates how Ben and James love to play games.Talk of the Table is hosted by Elliot Davis and Brian Flaherty. Links:Land of EemExalted FuneralJames Recommends:Usagi YojimboBen Recommends:Star Wars UnlimitedOur Links:Support TotT on PatreonMany Sided NewsletterMany Sided Media DiscordCredits:Edited by Elliot DavisProduced by Many Sided MediaAdvertising Inquiries: https://redcircle.com/brands
A Texas adjuster gets an assignment for a simple hail damage claim. He anticipates having to argue with the roofing contractor, debate whether overhead and profit is owed, deal with the supplementing company, receive an appraisal demand, and finally face a lawsuit. About Our Guest Steven J. Badger, Partner, Zelle LLP sbadger@zellelaw.com https://www.linkedin.com/in/steven-badger-467b0322/ Notable Timestamps [ 00:20 ] - Because of his years of experience, he knows that the 30 square comp shingle roof should cost about $20,000 to replace. (Amount provided is for reference and example purposes only.) [ 01:10 ] - For 34 years, Steve Badger has represented mostly the commercial property insurance industry, and for the past decade has focused on catastrophe, hail, and wind claims. [ 02:00 ] - Many policies allow the insurance company to replace the roof themselves through preferred contractors. [ 04:15 ] - Having an "preferred contract network" or "managed repair" endorsement can reduce ambiguity as compared to the base policy. [ 05:50 ] - Such endorsements could be optional or mandatory. [ 07:00 ] - Steve argues that these endorsements can be a win/win/win for the insurer, insured, and contractor. [ 08:20 ] - Steve explores the potential benefits of the endorsement, such as reduced deductibles. [ 09:15 ] - Invoking "our option" means that if-- for example-- the selected contractor floods the house, the insurer could be responsible. However, an endorsement in this style could allow the insured to choose to employ the network. Further, contractors in the network could assume the risk. [ 11:15 ] - Steve discusses industry interest in preventative solutions. [ 13:00 ] - Steve contrasts the contractor who put on the roof asking for a supplement to a separate company focused on supplementation, and shifts focus to the insured's needs. [ 16:10 ] - Steve provides a recap of the scenario and the points above. Your PLRB Resources Steve will be presenting at the Texas Hail Claims Conference on February 12-13, 2026 in Dallas. Recorded Webinar: Combatting Common Abuses and Schemes in CAT Claims - https://www.plrb.org/courses/combatting-common-abuses-and-schemes-in-cat-claims/ CE Course: Roofing Fraud: Don't Get Nailed - https://www.plrb.org/courses/roofing-fraud-dont-get-nailed/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Thank you for joining us for worship this Sunday at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching. View this week's sermon notes here: https://upr.cls.co/mzcq Exodus 5-6 More about the Nightingale: https://upperroompensacola.com/at-the-nightingale Join the Legacy Team: https://bit.ly/UR_Join_the_Legacy_Team Let us know if you are interested in Baptism: https://bit.ly/UR_Baptism Click this link to Connect with us! https://bit.ly/UR_Connect_with_US If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/ Streaming License through CCLI https://ccli.com/us/en/streaming Copyright protection under 17 U.S.C. § 110 - U.S. Code - Section 3
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Trump's Amateurism on Display or is He Shorting the Market for His Family and Cronies? | An Assessment of the Amount of Damage Ahead From Trump's Trade War | Today's Drop in Oil To $56 From $72 a Barrel Last Week and What Kind of a Deal Could Emerge Between the US and Iran on Saturday? backgroundbriefing.org/donate twitter.com/ianmastersmedia bsky.app/profile/ianmastersmedia.bsky.social facebook.com/ianmastersmedia
Co-hosts Jared Yates Sexton discuss how little coverage the Hands Off! protests got this weekend before diving into the intentional nosedive the markets have taken after Trump's buffoonery of a math equation levied tariffs across the world. And they finish with the Supreme Court's decision to get in the way of the court case to return an innocent man from the El Salvador gulag he was mistakenly sent to by this administration. Support the show and gain access to the Weekender episodes on Friday by going to our Patreon and becoming a patron. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's Sports Daily covers a classic National Championship game, Florida with another comeback, Houston's late game execution was horrible, & the Western Conference standings in the NBA have 5 teams all with the same amount of losses.Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group)
If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/.There is no amount of money that will make you happy. There is also no amount that will stop making you more happy. Both of those things are true.Our producer is not rich. But she has talked to 100+ people who are, and she (I) has learned a lot about your kind (is that wrong to say?).In the Moneywise pilot, we asked the question “at what point will more money stop making you happy”. Turns out, that was a pretty stupid question. So in this episode, we're fixing that.This is an episode of Moneywise unlike any other. This is a solo essay-style inside-outsider's take on wealth and happiness, based on the past year of peaking behind the curtain at what truly makes millionaires lives better… and worse. Backed up by quotes from our guests and of course, real studies.Here's what we talk about:Money doesn't make you happy. It can only remove stress.The “happiness number” is a myth but knowing your “freedom number” changes everything.Most people don't want money, they want the freedom they think money will give them.Hitting your financial goal won't feel like you imagined.Founders often feel lost post-exit because they unknowingly traded hope for cash.Wealth adds new stress.Money can't buy you meaningful experiences, and you need to stop thinking it can.If you expect money to do the emotional heavy lifting in your life, you will never be satisfied.Money is the key, not the door. It unlocks your potential but it won't add anything more to your life.Cool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Chapters:(00:00) Introduction and Confession(00:35) Reflecting on 50 Episodes(02:24) Revisiting the Happiness Threshold(03:09) Money as a Subtractive Tool(03:48) The Freedom Number vs. Happiness(05:07) Studies and Research on Wealth and Happiness(14:39) The Hedonic Treadmill and Wealth's Paradox(17:45) Hope and the Entrepreneur's Journey(25:26) Concluding Thoughts and Freedom NumbersThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances.Inspired by real conversations happening in the Hampton community.You Host - Jackie LamportNot really the host, but the producer.Wrote this sentence.Older than I appear, I promise.References:Kahneman, D., & Deaton, A. (2010). "High income improves evaluation of life but not emotional well-being." Proceedings of the National Academy of Sciences, 107(38), 16489-16493. DOI: 10.1073/pnas.1011492107Jebb, A. T., Tay, L., Diener, E., & Oishi, S. (2018). "Happiness, income satiation and turning points around the world." Nature Human Behaviour, 2, 33-38. DOI: 10.1038/s41562-017-0277-0Killingsworth, M. A. (2021). "Experienced well-being rises with income, even above $75,000 per year." Proceedings of the National Academy of Sciences, 118(4). DOI: 10.1073/pnas.2016976118Link, B. G., Phelan, J., Bresnahan, M., Stueve, A., & Moore, R. E. (1995). American Journal of Orthopsychiatry, 65(3), 347-354. DOI: 10.1037/h0079653Donnelly, G. E., Zheng, T., Haisley, E., & Norton, M. I. (2018). "The Amount and Source of Millionaires' Wealth (Moderately) Predicts Their Happiness." Personality and Social Psychology Bulletin, 44(5), 684-699. DOI: 10.1177/0146167217746340Luthar, S. S., & Becker, B. E. (2002). "Privileged but Pressured? A Study of Affluent Youth." Child Development, 73(5), 1593-1610. DOI: 10.1111/1467-8624.00492.
Teenage THUG KILLER of Football player raises SHOCKING amount of money based on his LIES!
This is a DOUBLE dirty. There are so many revenge hookups. WHO KNEW!? The juiciest, most outrageous confession podcast from The Jubal Show! It's the Jubal Show's Dirty Little Secret! Listeners spill their wildest, weirdest, and most scandalous secrets anonymously—no judgment, just pure entertainment. From shocking revelations to hilarious mishaps, you never know what you'll hear next! Hosted by Jubal Fresh and the team, every episode is packed with jaw-dropping confessions, witty reactions, and unexpected twists. Got a secret? Share it with us… we promise we won’t tell!➡︎ Get on The Jubal Show with your story - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.
Susannah Streeter, Head of Money and Markets at the financial services company Hargreaves Landown updates on the markets and Jack Power, Irish Times Europe Correspondent, discusses Tánaiste Simon Harris' emergency summit with other EU Trade Ministers in Luxembourg.
Regardless of the generation, The Cost of Living metaphorically speaks to what we give up, endure, and fight for in exchange for survival, success, or fulfillment. It's the sacrifices—financial, emotional, and physical—that shape our lives, and each generation feels those costs differently.Catch recent YouTube clips (Mitch Wonders is on YouTube, like and subscribe!!), see behind the scenes pics of each guest, and binge all MWP episodes at mitchwonders.com ...and...THANK YOU!This week's episode title brought to you by fan favorite, Henry David Thoreau!!
Thank you for joining us for worship this Sunday at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching. View this week's sermon notes here: https://upr.cls.co/xkbt John 11 More about the Nightingale: https://upperroompensacola.com/at-the-nightingale Join the Legacy Team: https://bit.ly/UR_Join_the_Legacy_Team Let us know if you are interested in Baptism: https://bit.ly/UR_Baptism Click this link to Connect with us! https://bit.ly/UR_Connect_with_US If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/ Streaming License through CCLI https://ccli.com/us/en/streaming Copyright protection under 17 U.S.C. § 110 - U.S. Code - Section 3
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Dan spoke to Avais Malik (@Here4TheFulham) from the Fulhamish Podcast to get the perspective from the London club ahead of Sunday's trip to Craven Cottage.Support this show http://supporter.acast.com/redmentv. Hosted on Acast. See acast.com/privacy for more information.
There's plenty of lingering questions about the future of the Treaty Principles Bill. More than 300,000 written submissions were made to Parliament's Justice Committee - 90 percent of which opposed the bill. NZ Herald political reporter Jamie Ensor says David Seymour has refused to back down, and he's disputed the public is against the bill. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Almost $4,000 to get over a breakup! Chad reacts to a new report suggesting that's the average amount young people are spending after ending a relationship.
Bill Holter: COMEX Sees Massive Amount Of Gold Stand For Delivery With 'Reciprocal Tariffs' On Deck The reciprocal tariffs are set to go into effect today, and it's happening at a time when we're continuing to see massive amounts of gold flow from London and stand for delivery in New York. Of course we've even see the price rallying in response, and in today's show, Bill Holter checks in to talk about the impact of the tariffs, and what he's seeing in the precious metals markets. To find out more, click to watch the video now! - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Silver Viper Minerals, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-silver-viper-minerals/Subscribe to Arcadia Economics on Soundwise
Former Congressman Dean Phillips joins Chad to begin the show talking about reports of a split between President Trump and Elon Musk, tariffs, tax increases and more.
Nigel's guest today is Limahl, lead singer of 80s pop icons Kajagoogoo and one of the most recognisable faces - and hairdos - of the 1980s. Limahl blasted into the spotlight of fame with the band's first hit single, the chart-topping Too Shy and subsequent singles and a hit album White Feathers followed. But Limahl was suddenly and surprisingly fired from the band leaving him to go solo – which he successfully did with hits like Only For Love and the legendary Never Ending Story. Limahl is a gay man, still performs far and wide and has new music ready to share.This series is a celebration of a beautiful queer community; people of all ages, people who have had to tread their own path to live their real truth, who have fought with their emotions and emerged victorious, who inspire, who aspire and always entertain. Hosted by Nigel May. Every episode Nigel speaks to a person from the LGBTQIA+ rainbow to hear their story; one person, one life, one conversation. And it always guarantees A Gay Old Time!Follow the podcast on Instagram @agayoldtimepodcast and on TikTok @agayoldtime Hosted on Acast. See acast.com/privacy for more information.
Pastoral Chat: In the New Covenant, giving is meant to be a heartfelt, Spirit-led act—not something done under pressure or compulsion. While the Old Covenant required a 10% tithe to support the Levitical priesthood, the New Testament emphasizes generosity based on personal conviction and need. Believers are encouraged to support one another and ministers of the gospel, but nowhere in Scripture is a pastor authorized to demand a specific amount of money. True biblical giving is cheerful, voluntary, and directed by God—not commanded by man. Partner with Us: https://churchforentrepreneurs.com/partner Connect with Us: https://churchforentrepreneurs.com
SEVENTEEN's Shocking Amount Of Empty Seats At Fan Meeting Exposes An Ongoing Issue.
Thank you for joining us for worship this Sunday at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching. View this week's sermon notes here: https://upr.cls.co/fgmr John 2:1-11 More about the Nightingale: https://upperroompensacola.com/at-the-nightingale Join the Legacy Team: https://bit.ly/UR_Join_the_Legacy_Team Let us know if you are interested in Baptism: https://bit.ly/UR_Baptism Click this link to Connect with us! https://bit.ly/UR_Connect_with_US If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/ Streaming License through CCLI https://ccli.com/us/en/streaming Copyright protection under 17 U.S.C. § 110 - U.S. Code - Section 3
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
Welcome to St. Matthew’s Baptist Church Online Service SUBSCRIBE,LIKE,SHARE. #jesuschristislord #smbcnj #pastorraymondmgordon Sit back and Prepare your Heart and Minds for our Worship Experience St. Matthew’s Baptist Church Dr. Raymond M. Gordon Sr., Senior Pastor STAY CONNECTED Facebook: St. Matthew’s Baptist Church in Williamstown, NJ Instagram: smbcnj Youtube: smbctv GIVE Need to pay your tithes and offerings or donate? Help to spread the Gospel and further the Kingdom of God Click the link this http://www.stmatthewsbc.org/giving/ Or TEXT TO GIVE ( Text your Amount) 1-(855) 628-1302 Mail In P.O.Box 817 Williamstown, NJ 08094 VISIT US Every Sunday Morning at 10:30 a.m. Come Worship with Us We have classes for all ages Every Sunday 9:30am 245 Glassboro rd, Williamstown,NJ 08094 ****WE DO NOT OWN THE RIGHTS TO THIS MUSIC****
As crazy as this sounds there is some truth to it. Let's just say if you're the kind person that runs out of toilet paper constantly it's not a good look for you!!!
‘It's quite embarrassing': China-bound United flight turns around after pilot forgets passport // Rob Lowe blasts LA & CA officials over lack of filming in our state. Lack of tax credits etc. Should swear words be allowed on radio & TV? How often do you swear a lot? Around kids // Postal workers robbed, People robbed and held hostage in Woodland Hills, WeHo Has a picket pocket problem and high-end bikes being stolen from Pasadena Bike shop...// WeHo has a picket pocket problem. LAPD cracking down at bars & nightclubs. Spike in cellphone thefts
Hour 2: The Tara Show - “A Massive Amount of Epstein Files Found in the DOJ” “Tara on the SC State Tax Situation” “Beyond Secret War Plans” “Waiting for the Next Deep State Hit” full 1888 Wed, 26 Mar 2025 14:22:45 +0000 tg0pIsI2Pnb23Rtg0AZ207BsIgz7E5JS news The Tara Show news Hour 2: The Tara Show - “A Massive Amount of Epstein Files Found in the DOJ” “Tara on the SC State Tax Situation” “Beyond Secret War Plans” “Waiting for the Next Deep State Hit” Tara presides over the Upstate's #1 all news/talk morning show every weekday on News/Talk 989 WORD.Tara's faithful listeners are affectionately known as "Tara-ists" because of their passion and participation in the show. Tara was named 2021 Best News Talk Show and Best overall Personality, AGAIN, by the South Carolina Broadcasters Association! Tara took home the same honors in 2018 and was also named 2016 "Personality of the Year!" In addition, Tara has also won over two dozen state and national journalism awards for column writing, news reporting and investigative reporting while working for three newspapers and writing for a variety of national publications. She won a first place reporting award from the North Carolina Press Association for an investigative series about the weaknesses in Charlotte's overburdened court system, which regularly let murderers off the hook with less than 15 years in prison. Due to her work, that system has been reformed. Tara is also a winner of the prestigious first place Green Eyeshade Award, a national award for column writing from The Society of Professional Journalists. Tara took to the airwaves about 15 years ago to do a radio show heard up and down the coast and fell in love with bypassing her editors to talk straight to the people. Tara hasn't stopped reporting, and still brings her investigative journalism to the show. Tara is a mom, wife and talk radio convert-- and weekday mornings she's live and local on News/Talk 989 WORD. Are you a "Tara-ist"? It's time to get captured! 2024 © 2021 Audacy, Inc. News False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%
A Massive Amount of Epstein Files Found in the DOJ full 589 Wed, 26 Mar 2025 12:21:50 +0000 xznC5WwLGfte9sGajA9l5msypIhnCBIR news The Tara Show news A Massive Amount of Epstein Files Found in the DOJ Tara presides over the Upstate's #1 all news/talk morning show every weekday on News/Talk 989 WORD.Tara's faithful listeners are affectionately known as "Tara-ists" because of their passion and participation in the show. Tara was named 2021 Best News Talk Show and Best overall Personality, AGAIN, by the South Carolina Broadcasters Association! Tara took home the same honors in 2018 and was also named 2016 "Personality of the Year!" In addition, Tara has also won over two dozen state and national journalism awards for column writing, news reporting and investigative reporting while working for three newspapers and writing for a variety of national publications. She won a first place reporting award from the North Carolina Press Association for an investigative series about the weaknesses in Charlotte's overburdened court system, which regularly let murderers off the hook with less than 15 years in prison. Due to her work, that system has been reformed. Tara is also a winner of the prestigious first place Green Eyeshade Award, a national award for column writing from The Society of Professional Journalists. Tara took to the airwaves about 15 years ago to do a radio show heard up and down the coast and fell in love with bypassing her editors to talk straight to the people. Tara hasn't stopped reporting, and still brings her investigative journalism to the show. Tara is a mom, wife and talk radio convert-- and weekday mornings she's live and local on News/Talk 989 WORD. Are you a "Tara-ist"? It's time to get captured! 2024 © 2021 Audacy, Inc. News False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amperwave.net%2Fv2
Heart: “KARDIA”—the CENTER of your life. Where you are devoted physically, emotionally and spiritually.WHO/WHAT has 1ST place in your life.Proverbs 3:5 Trust in the Lord with all your HEART.I Samuel 12:24 But be sure to fear the Lord and serve him faithfully with all your HEART.Jeremiah 29:13 You will seek me and find me when you seek me with all your HEART.Matthew 22:37 Jesus replied: “Love the Lord your God with all your HEART…”Does God have ALL my HEART?Proverbs 21:2 Every person's way is right in his own eyes, but the Lord EXAMINES the HEART.Matthew 6:21 For where your TREASURE is, there your HEART will be also.The PORTION God has of your heart is determined by the POSITION he has in your finances.For God to be first in your HEART he must be first in your FINANCES.Biblical Principle: The TITHEWHAT is a tithe?Hebrew word “ms'aser” simply means 1/10th or 10%Matthew 23:23 You SHOULD TITHE, yes, but do not neglect the more important things. PAID TITHE$1,000 $100$10,000 $1,000$100,000 $10,000$1,000,000 $100,000$100 Billion $10 BillionWHEN do you tithe?Tithing isn't just the AMOUNT (10%) it's the ORDER (1st) in which we give.Proverbs 3:9 Honor the Lord with your wealth, with the FIRSTFRUITS of all your crops. Genesis 4:3 IN THE COURSE OF TIME Cain brought some of the fruits of the soil as an offering to the Lord.Genesis 4:4-5 And Abel also brought an offering—fat portions from some of the FIRSTBORN of his flock. The Lord looked with FAVOR on Abel and his offering, but on Cain and his offering he DID NOT LOOK WITH FAVOR.WHY should you tithe?Promise of Tithing: 90% with God's blessing always goes further than 100% on your own.$7,200 (with God) > $8,000 (on your own)Malachi 3:10 “Bring the WHOLE TITHE into the storehouse, that there may be food in my house. TEST ME in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much BLESSING that there will not be room enough to store it.”Leviticus 27:30 “A tithe of everything…BELONGS to the Lord; it is HOLY to the Lord.Malachi 3:8-11 MSG “Begin by being honest. Do honest people rob God? But you ROB me day after day. “You ask, ‘HOW have we robbed you?' “The TITHE and the offering—that's HOW! WHERE do you tithe?Leviticus 27:30 “A tithe of everything…BELONGS to the Lord; it is HOLY to the LordHOW do you start?TEST God with TITHING.Does God have ALL of your HEART?
Thank you for joining us for worship this Sunday at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching. View this week's sermon notes here: https://upr.cls.co/sqxq Psalm 133 More about the Nightingale: https://upperroompensacola.com/at-the-nightingale Join the Legacy Team: https://bit.ly/UR_Join_the_Legacy_Team Let us know if you are interested in Baptism: https://bit.ly/UR_Baptism Click this link to Connect with us! https://bit.ly/UR_Connect_with_US If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/ Streaming License through CCLI https://ccli.com/us/en/streaming Copyright protection under 17 U.S.C. § 110 - U.S. Code - Section 3
This is The Briefing, a daily analysis of news and events from a Christian worldview.Part I (00:13 - 07:56)The Test Case of a Midwife in Texas: When Abortion is Illegal, Someone Will Be Charged with a Crime – And the Pro-Life Movement Shouldn't Shy Away From ItTexas Republicans seek to clarify when doctors can intervene under abortion bans by Texas Tribune (Eleanor Klibanoff)Texas midwife arrested and charged with performing illegal abortions by NBC News (Aria Bendix and Tim Stelloh)Texas Arrests Midwife and Associate on Charges of Providing Abortions by The New York Times (J. David Goodman)Part II (07:56 - 09:07)Do Married Couples Who Adopt Fulfill the Command to Be Fruitful and Multiply? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart III (09:07 - 13:19)Are Christians Commanded to Maximize the Amount of Children They Have? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart IV (13:19 - 17:27)Was Jesus Still in Heaven While He Was on Earth? — Dr. Mohler Responds to a Letter from a 10-Year-Old Listener of The BriefingPart V (17:27 - 18:57)How Do We Know That God is Triune If the Bible Doesn't Use the Term? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart VI (18:57 - 20:41)How Can I Trust God's Protection When God Allows Other Peoples' Homes to Get Broken into at Night? — Dr. Mohler Responds to a Letter from a 8-Year-Old Listener of The BriefingPart VII (20:41 - 22:26)Can Angels or Demons Hear My Thoughts? — Dr. Mohler Responds to a Letter from Listeners of The BriefingPart VIII (22:26 - 27:42)How is the Chief Justice Chosen? — Dr. Mohler Responds to a Letter from Listeners of The BriefingSign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.
As Social Security faces funding challenges, some experts argue privatization could offer higher returns, while critics warn that privatization risks undermining the program's safety and predictability.Today's Stocks & Topics: RIO - Rio Tinto PLC ADR (NYS), ETSY - Etsy Inc. (NAS), AVGO - Broadcom Inc. (NAS), TTI - Tetra Technologies Inc. (NYS); questions from our YouTube channel viewers: RTO - Rentokil Initial PLC ADR (NYS), CNQ - Canadian Natural Resources Ltd. (NYS), JAAA or PAAA ; plus Justin's market wrap, plus Justin's Market Madness update, and Justin's talking points: Trump wants to drill for oil, Amount of $ in the U.S. market.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands
Today we're studying D&C 26:1 in just one minute! Grab your scriptures and let's dive into them together! And grab study guides for the whole family here: - To get Cali's scripture study guide for adults click here: https://comefollowmestudy.com/shop/ Discount code: OMSS Or purchase on Amazon: https://a.co/d/49uOuF1 - Kristen's scripture study guides are available with the Start Here Come Follow Me membership. Get 25% off here: https://kristenwalkersmith.memberful.com/checkout?plan=120875&coupon=PODCAST25 Get our 365-day Doctrine and Covenants daily devotional book: https://a.co/d/aE3Wp4D
Taiki and Chinatsu's final days in the gymnasium are upon us, Loki brings ruin to Elbaph, and Astro Royale skips straight to the final round! For those not watching the video, this episode was recorded while Nik was visiting Quinn. There will be some inconsistencies in volume from the set-up, but thankfully no connection issues! 5:53 - Ichi the Witch 25 25:08 - Blue Box 187 41:03 - Chainsaw Man 196 50:17 - Dandadan 185 59:50 - Astro Royale 44 1:15:05 / 75:05 - Embers 6 1:27:01 / 87:01 - Hima-Ten! 33 1:45:18 / 105:18 - Syd Craft: Love is a Mystery 15 1:59:32 / 119:32 - Ultimate Exorcist Kiyoshi 35 2:08:20 / 128:20 - Nue's Exorcist 89 2:24:23 / 144:23 - Marriagetoxin ex 2:25:00 / 145:00 - Akane-banashi 149 2:36:16 / 156:16 - One Piece 1142 2:44:55 / 164:55 - Favorite Series and MVP
Register here for the live online event to learn about ‘Cleveland's Amazing Cash Flow Opportunities' on Thursday 3/20. Keith discusses the potential elimination of property tax, highlighting its impact on home affordability, rent stability, population influx, and retiree financial relief. Florida Governor Ron DeSantis supports a constitutional amendment requiring 60% voter approval to abolish property tax. Hear about the broader economic implications, including the potential for increased sales tax and widened wealth inequality. GRE Coach, Naresh, analyzes the impact of federal layoffs on the DC housing market, predicting a decline in home values and increased private sector job opportunities. Both emphasize the importance of the BRRRR strategy for real estate investors. Show Notes: GetRichEducation.com/545 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, there's a proposal to eliminate the property tax. Is a Washington DC real estate crash upon us, then a terrific guest and I are talking about the future of interest rates in inflation. And finally, an event you won't want to miss all today on get rich education. Speaker 1 0:23 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:09 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith, Keith Weinhold 1:25 welcome to GRE from Fort Carson, Colorado to Carson City, Nevada and across 188 nations worldwide. I'm Keith Weinhold, and you are in for another wealth building week at get rich education. I don't like to predict interest rates, because it's really hard to do. But it does get interesting today, because our guest says that he will with his tight read on the economy, this is a unique time, perhaps in my entire life, where we have more new policies shaping the economy and real estate. Then, anytime I can remember, policies are made by politicians, but we don't get into the politics here, rather the policies and how it affects you and her. Any of these policies spicier than this one from earlier this month. Be mindful that this voice is from a person that made his name as a real estate investor. Donald Trump 2:29 I also have a message tonight for the incredible people of Greenland. We strongly support your right to determine your own future, and if you choose, we welcome you into the United States of America. We need Greenland for national security and even international security, and we're working with everybody involved to try and get it. But we need it really for international world security. And I think we're going to get it one way or the other. We're going to get it. We will keep you safe. We will make you rich, and together, we will take Greenland to heights like you have never thought possible before. It's a very small population, but very, very large piece of land and very, very important. Keith Weinhold 3:17 Yes, the long time New York City Real Estate Investor there has gone well beyond Gotham now with plans to expand America's real estate empire, if you will. Is this imperialism or America First policy? Or is it abject comedy? I guess that it could be all three. I'll let you decide. Well, the federal policy shakeups like that, also what they seem to be doing are emboldening others, including at the state level, where Florida, interestingly, recently proposed eliminating the property tax, taking it to zero. What is property tax free? Real Estate coming to you as well. Let's look at the prospects for this and what the effects would be of eliminating the Property Tax with some things that you probably never thought about before, and yes, your mind might shoot ahead. You might anticipate saving 1000s in lost tax dollars every year, even saving over 10,000 bucks a year per single family home in high tax areas. And you know, property taxes, sharpest critics, they say you have got to get rid of this thing, because you basically just endlessly rent your house from the government, and the rent goes up every year, and so therefore it's like forever rent that you have to pay. What's even worse is that the. Amount of property tax you pay is based on your homes or your apartment buildings market value. Well, because the government prints so much money and creates inflation that pumps up all the housing values, many of which are fake, inflated gains, and then your property tax goes up based on this phantom gain. And we've really seen that over the last five years, both real gains and Phantom gains. And then, plus, of course, each full dollar that you earn from your work right now is already taxed, say, down to just 70 cents, is what you've got left over. Well, then your 70 cents is further whittled down by property tax and all the other taxes that you have to pay out of that currently, all 50 states have a property tax every one of them, and you might already know that property taxes, they're basically highest in really two main places. When we look at property tax as a percent of your income. Those places are Texas and the Northeast, where they're upwards of 4% even 5% in fact, it's more than 5% of your income every year that goes to property tax in the state of Maine, but it's 4% or more in a number of states. And of course, if you don't pay them every single year until you die, the government will repossess your home from you. And almost 5 million Americans lose their home every year, many of them to this tax foreclosure. And in the US, the property owner pays the property tax, of course, but effectively, renters do too, because as landlords, we pass it along to tenants. It's embedded in that market rent amount, all right. Well, can we end the property tax? Well, former presidential candidates like Ron Paul and Herman Cain have proposed it. They didn't get elected. Texas has discussed it a lot, but yeah, it's Florida that has newly and boldly proposed eliminating the property tax. And like falling dominoes, if this gets abolished in one state, it increases the chances that more will follow. And Florida is a big state, the third largest in population. Well, Florida Governor Ron DeSantis came out and said this, taxing land and property is the more oppressive and ineffective form of taxation. That's what he said. Now let me tell you why he says that before we look at the chances that property tax will be eliminated, DeSantis says it's oppressive, because look see, you can personally dodge your income tax by making your paycheck smaller, although that might not be desirable, you sure could, and you can certainly avoid sales tax by consuming less, but see there is no escape from property tax. That's the oppression that's being referred to here. Let me tell you where we're at with eliminating the property tax, and then what the absolutely Titanic impacts of this would be DeSantis goes on to say, property taxes are local, not state. So we'd need to do a constitutional amendment which requires 60% of voters to approve it, to eliminate them, which DeSantis supports, even to reform or lower them. Right? But he goes on to say this, and here we go. We should put the boldest amendment on the ballot that has a chance of getting that 60% that's the end of the quote. Okay, so that's what it's going to take to eliminate property tax in Florida, where, if it happens, it could be a model for other states to follow, like we're seeing a little bit with the zero income tax states. All right, here's what I think would happen if they were eliminated. First home affordability would massively improve, skyrocketing property values. So many more people could afford the lowered monthly payment without property tax making prices soar, especially the values of lower price to median priced homes. They could really bring those into the affordability range, and they are the exact ones that make the best rental properties. What about rents? If property taxes went to zero, rents would stay stable. Landlords would do little or nothing to drop them. That's just how it works when people are already used to paying a certain price. Also population influx to the affected area. I mean that population influx that already works for states in attracting residents. That have zero state income tax, it would with property tax too. I mean that would clearly be desirable for people to own property tax free homes, especially in the beginning, before this settles in and those home prices soar. Also, retiree financial relief would take place. Those people on fixed incomes would really be helped. But you know what would not happen with governments slashed property tax revenue. They couldn't reduce their spending proportionally. I have no faith that they could. They would have to get their income from elsewhere and see shifting away from property tax over to beefing up your sales tax, that would hurt poor people the most. For example, in Florida's case, it's been studied, and they discovered they would have to increase their sales tax from the current 6% up to 12% to maintain the same services. Can you imagine 12% sales tax, and another effect of abolished property tax is that wealth inequality would widen because the property owners are the ones that benefit the most. So those are the big effects. But look, there are more problems eliminating property tax, that means the areas would need to find another way to pay for schools and roads and parks and local services like police and emergency responders. Maybe some of that stuff could be privatized. But if the tax, if that were just shifted away from local government and that went toward state and federal government, well, then local control would be lost. So that is a really undesirable side effect. But as a real estate investor, come on. The prospect of an abolished property tax that has got to excite you. I wouldn't count on it happening anytime soon, but now you know more about the prospects for it happening and what the impact would be with an elimination of property tax. coming up soon. Here on the GRE podcast, what the Bible says about money when Pastor John joins us, it's going to be a show unlike any we've ever done before, and maybe will ever do again. You might not be a Christian or religious at all, but this is still relevant to you, because the Bible is the top selling book in the history of the world, and it has an indelible influence on the people around you. The book the Bible, says some things that make you wonder if wealth accumulation is even virtuous. We're gonna face those verses head on and get pastor John's insights there. That's a really anticipated show. I'm also gonna ask him what other religions have to say about money. Also some well known guests down the road here on the show, including the get rich education debut of Laurel Langemeier and more. LAUREL she was known as the millionaire maker since back in the days when a million dollars was actually a lot of money. To be sure that you don't miss these upcoming episodes on your pie catching device, hit the Follow button right now while it's on your mind and you'll be all set. Let's meet with this week's guest. This week's guest is a familiar one, because he's on Team GRE, yeah, it's an in house chat with our super helpful investment coach. What he does is he helps you devise your big picture real estate strategy all the way down to connecting you with the exact right property addresses. He does that free at GRE marketplace business speaker Jim Rohn said, formal education will make you a living. Self education will make you a fortune. He's got both with an MBA from Duke. Then he worked at both banks and financial publishing companies before landing here at GRE in 2021 but importantly, for years now, he's been an active real estate investor, just like you and I are. Hey, a big welcome back to the show. Naresh Vista, Naresh Vissa 14:13 hey, thanks for that wonderful, wow, amazing introduction, and thanks for having me back on. It's been a few months. Keith Weinhold 14:20 Yeah, we haven't heard from you since October here. So what's going on in the real estate and economics world? From your vantage point, everyone's got a different slant on it based on what they see. Naresh Vissa 14:32 There's a lot happening. As you know, Keith and our listeners, I'm not sure if they're following, but we're seeing tremendous, tremendous changes in the financial markets in general, and the financial markets include the real estate markets, and the impact is going to be widespread for better or for worse, I think, for better over the long haul. So what I'm talking about right now is, for example, interest rates, mortgage rates, home value. Use inflation, those are all very important parts of the economy. And we have this new government department called Doge, the Department of government efficiency. And Doge has gone in. And I loved your newsletter where you talked about Doge a little bit, and the walk that I took, as you called it, the awkward walk with a box full of your stuff or something like that. The sure, because I've been fired before. Yep, yep, it's happened to me once too. I took the awkward walk with the box of of random stuff. Yeah, lots and lots of of layoffs are happening within the government. The private sector continues to lay off people as well, like it usually does, and this is a big deal. The reason why it's a big deal is because aggregate demand. I don't want to say it will be killed, but we're already seeing an impact on home values in places that are very dependent on government workers, places like Washington, DC, Virginia, Maryland, there's actually a 10% year on year decline in home values in those areas. I don't know if you knew about that, Keith, but that's been the impact, and that's based off of the February statistics, the February numbers. So we've seen a decline, and that decline will likely spread to other areas that are dependent on federal workers, or where federal workers make up a good chunk of the local economy. I bring this up because we have providers in Maryland who we work with, who GRE has worked with for three or four years now, and they're seeing somewhat of a decline in the area as well. Because just you don't have to work in DC to be a federal worker. You can work in a major city like Baltimore or in a suburb in between Baltimore and BC. So we're seeing somewhat of a decline in our investors have all of a sudden gotten interested in investment property in the Maryland area because they knew, hey, we know GRE works in the Baltimore operates in the Baltimore area, and just want to scope out some homes. So previously, two years ago, three years ago, when list price was not negotiable. Now all of a sudden, the sellers are open to offers when there was no budging on offers three years ago. So I bring this up because the Department of government efficiency, I believe, to my knowledge, we're up to six figures. More than 100,000 workers have either been laid off or taken the buyout package, so we're somewhere in the six figures of people who got that now, they do have eight months severance. But with that being said, you would think that most humans, they'll immediately start looking for the next job. They're not gonna just enjoy for eight months and then scramble to find that next job. So this is having a widespread impact on housing, home values on it's going to have an impact on interest rates. We're seeing that interest rates are coming down, and if there's any sign, which I don't think there is, but if there's any sign of a recession, if there's any sign of bleeding, then the Fed is going to start cutting interest rates again. So I think we saw peak interest rates a few months ago, those interest rate values, those mortgage rates, aren't going to be going back up anytime soon. We know that almost it's almost a fact that we know that, because the Fed is not going to be raising rates, the most punishing thing they can do is just keep rates steady for a long period of time. But I didn't anticipate that later this year, they're going to start cutting again because of these widespread mass layoffs. Keith Weinhold 18:32 And of course, Washington, DC is essentially ground zero for these federal layoffs. Federal jobs account for about 25% of DC jobs. You the listener, probably find it to be no surprise that that is the highest in the nation. But of course, this can also affect private companies, those private companies that have federal government contracts as well, and Naresh, before we open it up to the nation, we just think about DC. Do we have any idea of what properties are going to be hurt the most? A lot of times you might think of that in the case of what is the income range of these federal employees that are being laid off now, a lot of them are probationary employees, meaning that they're in their first year of employment. Naresh Vissa 19:19 Well, it's a huge mix keep. That's a really good question, because I think a broker, like a real estate broker who's trying to sell will try to beef up the price and say, Oh, this doesn't affect us, and this only affects very high income folks. Well, that's the fact of the matter. Is there, if you work for the federal government, you're not necessarily ultra high income or ultra high net worth, you get the perks, and you get perks of working a government civil servant Job while taking somewhat of a lower pay. So it's actually a mix, because you have people in the first two years of employment. So the youngsters. Now, those aren't your homeowners, though, the 2223 24 those. Just say the people in their mid 20s, they're not the homeowners, they're the renters. So you can expect them to leave. They'll probably if they can't find a job, which it's going to be much harder to find a job in that DC area, they may move to Philadelphia or New York or California or wherever they can find a job. They'll just get up and move and move, and that's one of the benefits. I did that when I was in my early and mid 20s, many times where I just packed up and moved. I was more than happy to do it. So they're not your homeowners, but the homeowners are going to be the people who are getting laid off. So there are mass layoffs happening right now, and those people are homeowners, and then the people who are taking the buyout packages very likely, because they're either approaching or at retirement age, and it remains to be seen whether those people it's like a retirement gift, like, Hey, this is a great party. You know, getting eight months of free pay. Like, that's pretty amazing and happy retirement. Or maybe folks were like, they didn't say for retirement all that much, and they were planning to work another 10 years. Those are the people who could be sellers. Bottom line is, when you have this amount of mass layoffs, and we're seeing it in the data, there are more homes for sale today in that DMV area. I By the way, I used to live there. I used to live in in Maryland, great. More homes for sale today than I believe in the lab, definitely over the last five years. And it could be even over the last 15 years, to my knowledge. Keith Weinhold 21:29 And for those that don't know DMV, that means Delaware, Maryland, Virginia, that area, yep. So Naresh Vissa 21:34 there are more homes for sale, and the home values actually are now. This is a crazy thing. The home values in on average are back at 2020 levels. So basically, the peak of 2020, is what the home values are at today. And just my prediction. I don't think it takes a genius to predict this, but the layoffs are just getting started. They're just scratching the surface, and they're going to continue, because this Doge is a an 18 month program or an 18 month project. It's supposed to, it was called the Manhattan Project of our time. So they're just scratching the surface. And I'd expect home values in those areas to continue to fall. And you're gonna see it's not immediate. It's not like there are mass layoffs one day and then home values fall the next month. A lot of these effects, we won't start seeing them where the DC area won't start seeing them. 678, months down the road, Keith Weinhold 22:27 Doge is more than just a meme coin. Now our own in house investment coach, Naresh Vissa and I are talking about the state of real estate today. More we come back, including nuracious thoughts on the future direction of inflation. This is Get Rich Education. I'm your host. Keith Weinhold you know what's crazy? 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Text family to 6686 Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com Jim Rickards 24:34 this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 24:49 welcome back to get recidiation. I'm your host. Keith Weinhold, it's an in house chat with our own GRE investment coach, Naresh Vissa. He's been talking about the fallout on DC area. Jobs with the regime shakeup that we had in the White House starting earlier this year. And Naresh, I know that you have some thoughts about what this can do to the future direction of inflation. Tell us about it. Naresh Vissa 25:12 Well, the first thing Keith is, if you look throughout history, or even your lifetime, what we saw from 2021 until today, really, because inflation is going up. I don't want to say it's going back up, but it is going up. We've seen an inflationary cycle that I've never seen in my lifetime. It's worse than any short term inflation cycle that this country has faced, at least in my lifetime. And I was born in the late 80s, let's just say 1990 and moving forward. So I bring that up because this is some pretty bad inflation that the world and that the United States has seen, and we don't need to get into all the details about how it happened or the mistakes that were made at the time when the Fed should have started raising rates, when the government should have stopped spending. That's all history. Moving forward, I'm actually very optimistic now that we've actually reached peak inflation. And when I say peak inflation, I mean during this micro cycle where inflation has gone back up from a 2.4% rate to a 3% rate. I think that's the highest we're going to get during this micro cycle. It did reach some I believe it was above 9% in 2022 yes, we're definitely not going to going to reach that. But 3% is still too high for the Federal Reserve. It's still too high for Americans. It's a major reason why Americans went to the voting boots and or the ballot boxes and made the decisions that they made because of inflation. It's the most important issue on most Americans minds. And I bring this up because I'm very optimistic that we've seen this 3% peak and that we're going to be going down moving forward because of the first half of this interview, the fact that all of a sudden, it is a sudden thing, because a lot of people weren't expecting this, I was, but a lot of people weren't expecting these mass government layoffs. And these mass government layoffs, they hit corporations. They hit private businesses. Anyone with a government contract is going to be hit anyone who was profiting off of waste, fraud, abuse, which you'll be surprised how many private and many times this is legal, like it's legal waste, it's legal abuse, and all of a sudden those checks are going to stop coming in, or the way of doing those business practices are going to stop because the government is clamping down on it. Why? Because it's taxpayer money, and taxpayers are upset. So the pullback or the elimination of waste, fraud, abuse, is definitely a good thing, but also the mass layoffs, we're going to see a decrease in aggregate demand. And when we see a decrease, I'll just say demand. I mean, that's more common, so we'll see a decline in demand. So when there's a decline in demand, what happens? Prices go down, and we're already seeing it. There's already proof of it. I already I brought up the housing market in the DMV area, and I can also tell you oil prices, for example, which is one of the main drivers of inflation, oil and gas energy prices one of the top three drivers, along with government spending. So you got mass layoffs, which will kill a lot of that aggregate demand, you have the oil, gas and energy, and then the reduction in government spending. So all that combined is going to lower inflation, going back to the energy prices, oil is down for really since the inauguration. That trend should continue, given the policy change, and that drives it drives inflation, it drives deflation, it drives pricing, because any good that you need, it's probably going to be transported with the use of energy the microphone you're using, Keith, how was it shipped? Maybe in a truck, and the truck is powered by fuel, or maybe something was sent in an airplane or in an actual ship. All that requires energy and fuel. So if you can lower energy costs, then we're going to see a continued decline in inflation, and energy costs continue to fall, continue to plummet. So I think this is good for inflation. Yes, it is. There is pain. We talked the first entire half of this episode on layoffs. Layoffs are they're painful. Taking that Walk of Shame is painful. There is going to be pain. But at the same time, remember, there are more than 10 million available private sector jobs, and we already have more than a million jobs that are opening up as a result of investment within the United States since January, 20 of this year. We have companies like Apple. We have Taiwan, semiconductor, Eli Lilly, the list goes on and on and on, of major corporations, big corporations, mid sized companies, who are opening up more operations within the United States. So the private sector jobs, which are really the innovative, long lasting jobs, they are growing there is just a tremendous. To opportunity, especially for young people. If I was young again, I wouldn't want to work for the government. I'd want to go work for one of these companies, where they're essentially going to be recruiting and begging youngsters to come work for them Keith Weinhold 30:12 to corroborate nourishes lower inflation expectations. Since the beginning of the year, we've had a fairly sharp decrease in bond yields now. GRE listeners know by now that mortgage rates somewhat move with Jerome Powell's federal funds rate, but they're more closely tied to bond yields, specifically the yield on the 10 year T note. Okay, so then what makes the 10 year go lower? Hence, mortgage rates along with them, that is lower inflation expectations in a slowing economy. And another reason that bond yields and hence mortgage rates with them, fall, is when people sell stocks and make a flight to safety into bonds, that pushes up bond prices and lowers bond yields. So again, those are two factors that move bond yields and, resultantly, mortgage rates. And that's what has been happening. Naresh Vissa 31:08 absolutely. And the important thing to remember something you touched on and what I talked about earlier, which is, yes, there is going to be a reduction in federal government and federal government jobs, and I think this is going to pass on to states as well. I think many states, in fact, I know that many states, even blue states, are taking a look at their books and saying, hey, you know what? We should be making cuts too. Because states, they operate on much tighter budgets, whereas the federal government, they basically have access to a printing press. State governments do not so the point that I'm making here is that, yes, it's painful. We're going through some pain right now. The DMV area is going through some pain. The stock market has gone through some pain. The Crypto markets have gone through some pain. Everyone's gone through some pain, but they say no pain, no gain, and the jobs are being transferred, as I brought up earlier, from the government sector to the private sector, and the private sector is where we can see tremendous, tremendous growth. Look at GRE for example, we're a private company, and we've seen tremendous growth, right? Tremendous growth in just innovation and and our services and our offerings. Now, imagine a bigger company that, and how much growth they can have. I think overall, I'm very optimistic and about inflation coming down, hitting that 2% target by the end of this year. In fact, I think it'll hit that 2% target a few months before the end of the year. And once we hit that target, then the Fed is going to start cutting rates again, and there's a chance that they may even start cutting rates before we hit that 2% target. I don't think they should. I thought they made a mistake doing that last year when they started cutting, when inflation hit 2.4% I think or two and a half percent, they started cutting again. I think the inflation rate has to hit actually 2% across the board, and then they can start with their gradual cutting. So if somebody asked today, hey, narration, which many do as, hey, how low do you think interest rates are going to go this year? My answer is not very low. This here, you'd have to have a cataclysmic Black Swan event, which it's called Black Swan because none of us can predict it, none of us can see it. So you'd have to have an event like that for the Fed to just basically slash rates overnight, which I don't see anytime soon. The other most popular question I've gotten this week is, are we going to go into a recession? You know, it seems like the world is falling apart and world war three and and stocks are tanking, and crypto is tanking, and this is tanking and that's tanking. This is when people told me a few weeks ago, actually. And my answer is, No, I don't think we're going to see a recession unless there's a black swan event. But I don't think so. And the reason is because of the tool that the Fed has. The Fed can cut, cut, cut. That's one of the Ben now, if we were at low interest rates, if we were at, let's say, historic low interest rates, and we were in this situation today, I would be very pessimistic and say it's not looking good. But any sign of a recession, the Fed is going to act at their next meeting. They won't even need to call an emergency meeting. They'll act at their next meeting, whenever that may be, they'll act and start cutting rates, and that's going to quickly stimulate the economy and get investors like our folks, because that's going to affect the bond yields, that's going to affect the mortgage rates, and investors are going to jump in to buy real estate, and people are going to jump in to buy discounts in the stock market, et cetera, et cetera. Keith Weinhold 34:44 To your point, thank goodness the Fed has some ammo. Since the federal funds rate is about 4% they do have some ammo, and they can cut that rate down. You can imagine if the Fed funds rate was zero, like it was a few years ago, and they couldn't make cuts because they don't want to. Make it negative. So Naresh and I here talking about a number of forces that are largely outside your control. So these are the sort of things you can keep your eye on. However, there is something you can do that's very much in your control, and it happens this Thursday, where you can join Naresh and a co host on our upcoming live event. Tell us about it, Naresh. Naresh Vissa 35:22 well, like you said, it's this Thursday, we're going to be talking about the BRRRR strategy, which has become the most popular real estate investment strategy. GRE has seen in its existence. Our investors are almost hooked onto this burst strategy. We're going to talk more about it on the webinar. Burr stands for buy, rehab, rent, refinance, repeat, and we'll get into all that in the webinar. It's a great way to build equity in a property very quickly, and to use that equity towards your down payment, so that you're not paying that standard, traditional 20 to 25% down. Some of our investors have done BRRRR's in markets like Tennessee, where they put zero down, or where they even made money on the if you want to call it the flip, so we're going to be talking about them. It's specifically geared towards we've done a burr event before on the Memphis, Tennessee market. This is a burr online event that covers the Cleveland, Ohio market, and that's a market that we have not touched on much here at get rich education, we've promoted some properties here and there. It's a really popular market, and it's a state that is growing and looking if someone were to ask me, Hey, Naresh what's the one state that you think can become the next Florida. And we've covered Florida here before. I live in Florida. Politics aside, Florida has boomed Since 2020. Or so. The number of how you can judge a state's growth is by its GDP numbers. And most importantly, are people moving there? That's the key. Are people moving there? And I would say Ohio is that next state where I think many people in the Midwest are going to say, hey, you know what, I want to go move there, because they're looking to make a lot of changes that are pro growth, that are pro real estate, including potentially eliminating the property tax, school choice programs there. That's huge for kids, universal school choice, and, most importantly, potentially eliminating the income tax now, these are all long term plans. It's not happening anytime soon, but those are the visions and the goals for Ohio, and I think they're going to happen by 2030 I would expect many of these plans and policies to happen. And what that means for real estate is it's going to boom because people are going to move to Ohio because of that, there aren't a lot of states that offer no income tax. So those are my thoughts on Ohio, and we're going to talk a little bit more about that on the webinar. Keith Weinhold 37:50 Many expect Vivek Ramaswami to be the next governor of Ohio. If that comes true, Vivek has a lot of the same pro business policies that Ron DeSantis does in Florida, for example, Ohio has a high population, a stable population, America's seventh largest population, and a slow growing one with a great diversity of industry there in Ohio and Cleveland. Naresh Vissa 38:15 So Keith, we have we're approaching record numbers of registrations for this event. We still have room for several more people. So I highly recommend people go to GRE webinars.com. That's GRE webinars.com. You can register for the event. It's going to be fun. All of our webinars recently have been a ton of fun. We've gotten great feedback, a lot of engagement. I think you'll learn a lot for sure. So I'm looking forward to seeing everybody there. Keith Weinhold 38:42 Your co host, Phil, was on last week's show with us, both you and Phil, we'll be talking about this burr live event in Cleveland. I really suggest you, the listener, attend live. You might get a better Property selection that way, and you'll surely be able to ask questions, and sometimes with the other participants, they ask a really good question that you had not even thought of previously. It's our live burr event for Cleveland cash flow properties. You the listener probably remember when Phil was here last week, we gave an example of where you can get eight to one leverage and up to $500 cash flow on a single family home in Cleveland. I really recommend that you attend, and you'll be hearing more from the race, then you can sign up at GRE webinars.com We'll see if we break that record of, I think, 538 registrants last webinar that we had late last year. Do you have any last thoughts about the event? Naresh, Naresh Vissa 39:41 like I said, before our events have it's free to attend. That's the first thing. You don't need to pay us anything. But we sell out these events. So I highly recommend that people go once again to GRE webinars.com. We can only hold a certain number of people. It's a few 100 people. So we want to sell out again. We hope you can. Join us and you will not regret I think you're gonna really like the Cleveland market. We're gonna talk more about that, the Ohio market in general. And I think folks are really, really gonna like this strategy. I know a lot of you have invested in Burt, in other markets, or have been researching Burr and you really like what you hear this is the market. I think that you should pay really, really close attention to our team is really strong there. Phil's team, really strong, very honest. They're quick, they're reliable. So if you've had a bad experience doing a burr elsewhere, I think you'll have a better experience with our team over here. Keith Weinhold 40:35 We'd call it a sellout crowd, but you don't have to pay anything. We'd call it a standing room only crowd, but you don't have to stand up. You can sit down and enjoy it from the comfort of your own home this Thursday at 8pm eastern at GRE webinars.com. Thanks for coming on to the show. Naresh, Naresh Vissa 40:51 thanks a lot, Keith. Keith Weinhold 40:57 Yeah, strong insights from our own new race today, inflation expectations cut back and forth like a knife with big policy decisions on layoffs and tariffs and more tariffs on lumber and gypsum board. I mean, they are two of the major inputs that can increase the cost of homes. Gypsum board just means drywall tariffs, slow trade, less fuel is used to ship things like we touched on. And a lot of people ask, well, doesn't an economic slowdown mean lower prices, but yet don't tariffs raise prices? Well, you got to take on that from Naresh today. Now, sometimes I am asked, where is the real opportunity in today's real estate market? I've been a guest on other business shows lately, and I've been asked that question, where's the opportunity in today's real estate market? And I've got two answers. If you have more money and less time. Go with new build properties, because builders are still awarding you with massive rate buy downs, often to near a 5% mortgage rate. They are buying it down for you, but instead, if you have less money and more time, because you have to wait a few months for a rehab, then go with the burr strategy. That is the other opportunity. It's going to give you a higher return than new build in most cases, because what you get is in improbably high leverage along with strong cash flow. And those are two notions that typically don't go together. Well, on Thursday, we're bringing that to you with our live event. I mean, is there a more seasoned pro with the burr strategy in the entire nation than one co host for the event? Phil and then the mind spring of knowledge and ideas from Naresh as the other co host, and they're both active investors themselves, bringing you the opportunity in Cleveland in just a few days. And of the hundreds of registrants, not all of them attend live, but do attend live. If you can give yourself an advantage, you can be connected with available properties conducive to the burr strategy. If you're interested, or maybe you're just more interested in how it all works one last time it is GRE 's live event for Cleveland's amazing cash flow opportunities this coming Thursday, the 20th at 8pm Eastern, 5pm Pacific, healthy real world monthly rents that are more than 1% of the purchase price single family properties, many for under 100k in investor sweet spots. It's free to attend. It's from the comfort of your own home. Registration is still open at GRE webinars.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 2 44:04 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host, is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 44:28 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours. Myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. 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