Podcasts about amount

In this episode of Agency Intelligence podcast, host Jason Cass interviews Michelle Mosher, Founder, and CEO at Southshore Insurance Professionals, LLC, and Michele Horwitz, Agency Owner of Bay Area Insurance Shop, Inc. Michelle and Michele talk about their approach to business and niche in the insurance industry. Episode Highlights: What has attributed to Michele and Michelle's success, skill or luck? (7:28) Michelle and Michele share their career background. (10:31) Michelle mentions one of her goals when she opened her agency. (16:50) What's the main niche of Michele's agency? (20:37) Do Michele and Michelle agree that the amount of competition is based on the number of prospects? (24:40) Michelle mentions her biggest challenge, at present. (30:22) What's something that's been significantly helpful to Michelle when doing business? (33:26) Michelle and Michele give a piece of advice to the loyal listeners. (40:45) Key Quotes: “I think that insurance is still such a relationship business, that there will be a point that the not talking doesn't work anymore. There's going to be a stage in this process that there has to be relationship building, and it's harder to do digitally.” - Michele Horwitz “It's okay to take time for yourself and not every client is a good client. But, the ones that are good understand when you need to take time for yourself.” - Michelle Mosher “There are a lot of helpful hints out there. But, there's also a lot of noise and you just have to figure out what you're good at, what your path is, and move from there.” - Michele Horwitz Resources Mentioned: Michelle Mosher LinkedIn Southshore Insurance Professionals Michele Horwitz LinkedIn Bay Area Insurance Shop, Inc. Reach out to Jason Cass Agency Intelligence

Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View this week's notes here: https://bit.ly/The_Easy_Yoke 1 John 1:1; Matthew 11:28-30 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

Join us tonight as we chat with Lance Valentine of Talkin' Fishin'. He is one of Michigan's premier walleye fishermen and is going to talk about some of his best advice for getting started in walleye fishing. He also gives us a sneak peak of his new walleye jig head he helped develop.  Back into show season Booth was slammed Sold a lot of product How the idea of Coffee Time with Lance started during Covid. Turned into Teachin Fishin  Bi-weekly show Evolved with a whole new group of people interested in fishing Lance's beginning of fishing Cut his teeth on the AuSauble River Wanted to make his living fishing Fishing the Bay for walleye Life took over 1996 went tournament fishing Started full-time fishing Teaching seminars Now a charter captain What is the best advice for a first timer fishing for walleye Don't worry too much about the fishing Learn where to fish and about the species you're fishing for Educate yourself Fishing location and dates Detroit River Lake Erie Saginaw Bay Mullets Lake and others Talking Sturgeon in the Detroit River How good is the Detroit River for walleye New Regulations and how they affect the charter captains Listen to your charter captain When to hire a guide Minimalist fishing Evolution of an angler Never let a rod go unused Biggest walleye and tagged fish Amount of daylight and moon phase Charter Captain life vs family life  The new jig head that Lance Developed for river fishing Never buy or use a round head jig His first developed jig head Worked with 2K jigs 2nd version Superstitions and bananas Are we as conservationists where we need to be or is there more work to be done?  

Without placing any bets yourself. Steve Sipress, entrepreneur, marketing, sales, tips, ideas, help, strategy, small business owner, direct response, tactics, success, profits, growth, results, marketing consultant, Super, Bowl, sports, bet, bets, betting, gambling, FanDuel, online, internet, football, affiliate, refer, referral, commission,

It's a new month, new you, new energy! Anything is possible. It is time to reset, refocus and go after the life you want.How To Make  A Ridiculous Amount Of Money This MonthWhat is holding you back from making more money?When you master money, you become the most powerful woman in your life.

Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View this week's notes here: https://bit.ly/UR_Dont_Stare_at_the_Sky Romans 5:1-5; Romans 8:35-39 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

Cal Newport of the Study Hacks blog talks about the work required to become exceptional Episode 2639: Does Being Exceptional Require an Exceptional Amount of Work? by Cal Newport Cal Newport is an Associate Professor of Computer Science at Georgetown University, who specializes in the theory of distributed algorithms. He previously earned his Ph.D. from MIT in 2009 and graduated from Dartmouth College in 2004. In addition to studying the theoretical foundations of our digital age as a professor, Newport also writes about the impact of these technologies on the world of work. His most recent book, Deep Work, argues that focus is the new I.Q. in the knowledge economy, and that individuals who cultivate their ability to concentrate without distraction will thrive. The original post is located here: https://www.calnewport.com/blog/2008/11/07/does-being-exceptional-require-an-exceptional-amount-of-work/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalLivingDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Cal Newport of the Study Hacks blog talks about the work required to become exceptional Episode 2639: Does Being Exceptional Require an Exceptional Amount of Work? by Cal Newport Cal Newport is an Associate Professor of Computer Science at Georgetown University, who specializes in the theory of distributed algorithms. He previously earned his Ph.D. from MIT in 2009 and graduated from Dartmouth College in 2004. In addition to studying the theoretical foundations of our digital age as a professor, Newport also writes about the impact of these technologies on the world of work. His most recent book, Deep Work, argues that focus is the new I.Q. in the knowledge economy, and that individuals who cultivate their ability to concentrate without distraction will thrive. The original post is located here: https://www.calnewport.com/blog/2008/11/07/does-being-exceptional-require-an-exceptional-amount-of-work/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalLivingDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Padres CEO Erik Greupner joined Ben & Woods on Friday morning! Listen here as Erik shares his excitement for the 2023 season, the team having to cap season ticket memberships, streaming Padres baseball at home, the 2023 promotional schedule, and MUCH more!

Cal Newport of the Study Hacks blog talks about the work required to become exceptional Episode 2639: Does Being Exceptional Require an Exceptional Amount of Work? by Cal Newport Cal Newport is an Associate Professor of Computer Science at Georgetown University, who specializes in the theory of distributed algorithms. He previously earned his Ph.D. from MIT in 2009 and graduated from Dartmouth College in 2004. In addition to studying the theoretical foundations of our digital age as a professor, Newport also writes about the impact of these technologies on the world of work. His most recent book, Deep Work, argues that focus is the new I.Q. in the knowledge economy, and that individuals who cultivate their ability to concentrate without distraction will thrive. The original post is located here: https://www.calnewport.com/blog/2008/11/07/does-being-exceptional-require-an-exceptional-amount-of-work/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalLivingDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sweeteners are one of the most important ingredients used in bakery foods. They serve many purposes, from adding sweetness to baked goods, providing structure, retaining moisture, contributing to crust color, extending shelf life and facilitating the fermentation process to being a whipping and creaming aid. Suggestions to reduce, is do it bit by bit to avoid compromising texture and flavor. But, it is easy to delete any added sugars on top. To make powdered sugar, you'll blend granulated sugar and cornstarch (known as cornflour in some areas). Blend the sugar and cornstarch until it becomes fine — this will take around 4 to 5 minutes. Stop blending, and then give it a stir with a spatula to make sure all of the granulated white sugar is getting blended. Want to make powdered sugar but don't have any cornstarch? No worries, as long as you are using your powdered sugar right away. Simply make this recipe without the cornstarch! 1 cups granulated white sugar 1 tablespoon cornflour (cornstarch). Just think 16 to 1, which is the same portions we use for cinnamon rolls but brown sugar 16 and cinnamon the 1. Please subscribe and share this podcast with another bread head. For more information about House of Bread, please visit www.houseofbread.com. To purchase the House of Bread recipe book, please visit https://houseofbread.com/recipe-book/ To take an on line class, please visit https://houseofbread.com/product-category/online-baking-class/ If you'd like more information about the franchise opportunity with House of Bread, please visit www.houseofbreadfranchise.com. . For our Utube channel, please go here https://m.youtube.com/channel/UCXH5NgT8vpnAuSuZN5AxEQQ --- Send in a voice message: https://anchor.fm/house-of-bread/message

Chad talks about the lawsuit from the teacher shot by a 6-year-old student and the many warnings she claims were ignored by administrators.

DNS Podcast 170 Dave Crosland & Scott McNally TIME STAMPS BELOW

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Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View this week's notes here: https://bit.ly/The_Rhythm_of_Rest_and_Work Colossians 3:23-24; Matthew 11:28-30 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

This Week In Wellness new guidelines from the Canadian Centre on Substance Use and Addiction (CCSA) suggest that there is no safe level of alcohol consumption and that having more than 2 drinks a week is considered “risky”. This follows a statement from the World Health organisation in the Journal Lancet in January that also stated there was no safe level of alcohol consumption.  https://www.abc.net.au/news/2023-01-19/canada-guidelines-say-no-safe-limit-of-alcohol/101868992 https://www.theguardian.com/society/2023/jan/20/australia-unlikely-to-follow-canada-in-slashing-alcohol-consumption-guidelines  

How do you deal with being in dark places. Well, it feels like the world has swallowed you up. In this week's episode, Chad examines this exact topic.E-mail:  chadduff@struggles2strengths.comTwitter and Instagram  @chad_duff

In this week's Failure Friday segment, we hear from a new bookkeeper who makes a big mistake: she overstates the income on a client's return. Yikes! Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Twitter: @chrisguillebeau Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

This week Meagan and Sue each take unnecessary cutback weeks; in Meagan's Book Club, Peter Sagal leads a blind runner through Boston in The Incomplete Book of Running; our Runner Girl of the Week has an adorable running buddy; and in Running News: Strava surprises their subscribers with price increases, Emily Sisson breaks the American woman's record in the half marathon AGAIN, and Courtney Dauwalter wins a golden ticket.   Meagan's Book Club Current Selection: The Incomplete Book of Running by Peter Sagal  Runner Girls Book List on Amazon   Runner Girl of the Week Patricia on Strava   Running News Strava Raises Prices Emily Sisson Breaks the American Record Courtney Dauwalter wins Bandera 100K and a Golden Ticket to Western States

What do you do when life happens, and you just can't commit much time to exercise? In this episode, I discuss the minimum amount of exercise I recommend to either maintain or progress.0:00: Introduction 3:13: Does exercise affect fat loss?4:38: Dosage for muscle gain for newbies and trained individuals 9:28: Example of mini class schedule you could take for a week 11:00: What about cardio?13:25: SummaryClasses referenced:Full Body 1Full body 2Core mini Follow Dr. Shannon on IG14 day Evlo trial

Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View this week's notes here: https://bit.ly/Work_Matters-TheGoodTheBadAndTheUgly Colossians 3:23-24 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

https://panhecoaching.com/janurarybooklist2023/ Monthly 10 Day Manifestation Challenge Registration and access to replays https://10daymanifestationchallenge.com U.S. and Canada only text the word “Affirmations” to 1(855)960-4336 in order to receive daily inspirational/motivation quotes or affirmations to your phone. Email support@panhecoaching.com https://www.linkedin.com/in/pan-he-78204189/ The Transcript/outline/blog is located at https://dailydoseofaffirmations.com/ Podcast hosting platform is : https://signup.libsyn.com/?promo_code=PANHE https://www.youtube.com/@panhecoaching https://Dailydoseofaffirmations.com for the blog / or https://www.yogacises.com/podcast/ to check out other episodes. Other resources: To schedule a 60 minute coaching consultation. https://panhecoaching.com/workwithme/

AccuWeather Daily brings you the top trending weather story of the day - every day.

From the games played in the House of Representatives to the games played by China to the world trade of food, we cover it all here.

Visit 8020BASEBALL.com for many more tips and strategies. Support this podcast, and the effort put in behind the scenes to keep it going strong. Use the link below to support the pod, or take 2 mins and leave an honest rating/review.

Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View this week's notes here: https://bit.ly/Created_to_Contribute Colossians 3: 23-24; Romans 1:6 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

This 'About The Tings' episode is all about Behind Her Eyes on Netflix ... it's a walk and talk Behind Her Eyes TV Show Review :) Co-host lilDENNiS wasn't here for this one, but I got to talk about tings like: The Amount of Characters in a Story, Behind Her Eyes Spoilers, Lucid Dreaming, Dr. David Ferguson, Louise Barnsley, Adele Ferguson, Rob Hoyle, Night Terrors, The Out of Body State, Spirit Possession, The Art of Dreaming by Carlos Castaneda, Dreaming and Psychology, The Silver Cord, Behind Her Eyes Theories, Could Someone Take Over Your Body When You Die?, YouTuber Ally Law, Getting Trapped In Another Person's Body, and It's a Bit Windy! Hope you like this one.

This week Derry Public Radio continues their 2022 Patreon Selection Series with Elizabeth Trudeau's pick, From a Buick 8. Tune in as we discuss the jumps to new narrators, the horrific way the creatures are described, what the Buick represents, the leaves, our mixed feelings about Curt, the dissection of the bat-thing, our own Buick theories, and another wonderful cliffhanger. Don't eat while listening to Episode 128, “An Impossible Amount of Fish”. For more Derry Public Radio, head over to www.patreon.com/derrypublicradio for exclusive episodes, early releases, and more bonus content!

Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.   On this week's Money Matters, Scott and Pat provide optimism, and explain why 2023 is NOT the time to throw out your long-term financial plan. Then they help a Louisiana woman decide how much umbrella insurance she needs. You'll hear whether they approve of an annuity a California man is invested in. Finally, help for a Colorado caller who wants to know where he should invest the proceeds from the sale of his home.

WCBS anchor Steve Scott speaks with Special Narcotics Prosecutor Bridget Brennan about the record number of fentanyl seizures in the city last year, and what is being done to combat the drug epidemic.

Today, Dee and Anand discuss their new year's weekend, Tesla's stock dip, SBF's "not guilty" plea, Dubai's alcohol tax, Blackstone's Breit fund, Shopify's new enterprise customers, Shopify's time-saving rule, 2023's copyright releases, 2022's top telecasts, and Damar Hamlin's collapse. Timeline of What Was Discussed: Grammatically correct. (0:57)  Happy New Year! (4:05)  What's your parenting style? (13:23)  Tesla investors DON'T care. (21:10)  SBF's political clout is UNBELIEVABLE! (28:41)  Dubai's HUGE cultural shift. (37:01)  There is NO shake in confidence in US real estate. (44:42)  Shopify's badge of honor. (48:04)  Are large meetings pointless? (52:57)  Copyright rules. (54:40)  NBA and NFL's MASSIVE Christmas Day ratings. (56:48)  Prayers for Damar Hamlin. (59:38)  Group Chat Shout Outs! (1:08:25)  Related Links/Products Mentioned  Tesla shares tumble more than 10% following deliveries report  Tesla's Sales Miss Puts Spotlight on Margins  Sam Bankman-Fried Pleads Not Guilty As Trial Set for October  Dubai nixes its 30% alcohol tax in a bid to attract more tourism  A key point of the big new Breit investment. - Antoine Gara on Twitter  Supreme Has Switched Over to Shopify  This Company Is Canceling All Meetings With More Than Two Employees To Free Up Workers' Time  Column: These historic works are coming free from copyright. Why did it take so long?  NBA and NFL Christmas Day viewership - Front Office Sports on Twitter  Top 100 Telecasts of 2022: ‘Yellowstone' Rules, Oscars Recover, NFL Dominates and Amazon Makes History  NFL says no decision made yet on possible resumption of Bills-Bengals game after Damar Hamlin collapse  Connect with Group Chat! Watch The Pod #1 Newsletter In The World For The Gram Tweet With Us Exclusive Facebook Content We're @groupchatpod on Snapchat

Welcome to Episode 15 of Thrillers by the Bookclub Podcast! Join your hosts Chelsea and Olivia as we talk about the latest in thrillers including shout outs for Pub Day and a deep dive into two books we love. Find Yolanda on Instagram at @readmorethrillers Chelsea's Book: HOW TO SELL A HAUNTED HOUSE by Grady Hendrix (Out Jan 17, 2023!) - Similar Suggestions: A Southern Book Club's Guide to Slaying Vampire, The Return by Rachel Harrison, Ghost Eaters by Clay Mcleod Chapman, The Curse of the Reaper by Brian Mcauley Yolanda's Book: THE ANGEL MAKER by Alex North (Out Feb 28, 2023!) - Similar Suggestions: The DaVinci Code by Dan Brown, Lock Every Door by Riley Sager, The Maidens by Alex Michaelides, The Last Housewife by Ashley Winstead Olivia's Book: BEHIND THE RED DOOR by Megan Collins - Similar Suggestions: The Children on the Hill by Jennifer McMahon, The Family Plot by Megan Collins, The Stranger in the Mirror by Liv Constantine, A Dark and Secret Place by Jen Williams Contact Us: Email: thrillersbythebookclubpod@gmail.com Instagram: Chelsea: @thrillerbookbabe Olivia: @oliviadaywrites Happy Pub Day! THE HOUSE IN THE PINES by Ana Reyes THE VILLA by Rachel Hawkins YOU SHOULD HAVE TOLD ME by Leah Konen AGE OF VICE by Deepti Kapoor BLAZE ME A SUN by Christoffer Carlsson THE BLACKHOUSE by Carol Johnstone

Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View this week's notes here: https://bit.ly/The_Inner_Scorecard 1 Corinthians 11:23-32 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

On this episode of Simply The Jest, we're reliving some of the craziest stories to make it into your earholes. This is THE BEST OF THE REST! Hosts: Michael Hing, Lewis Hobba and Jess Perkins Podcast Producers: Nick Gerber & Lu Hill Radio Producer: Tia Newling & Lu Hill

On this episode of Simply The Jest, we're reliving some of the craziest stories to make it into your earholes. This is THE BEST OF THE REST!

Larry and Chris (and Marisa) try Herr's Carolina Reaper Cheese Puffs, learn how to deal with frozen pipes and desperately try to order Mexican food.  Enjoy!

Sober is cool.What stylists say will be OUT in 2023.The ideal amount of free time.

Hour 2: With bowl season underway, Mike reminisces about when bowl games would be as a kid.

Pastor Mike Perdomo     

New data compiled by Bloomberg shows that as of November women make up a record 32% of S&P 500 company board seats. KCBS Radio's Liz Saint John spoke with Bloomberg News reporter Jeff Green.  

Merry Christmas! Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View the Christmas Eve Candle Light Service notes here: https://bit.ly/UR_Christmas_Eve_2022 Luke 2:6-7, Revelation 3:20, Isaiah 9:6 Christmas Day - Sabbath Sunday Message: https://bit.ly/UR_ChristmasDay_Sabbath_Sunday If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

**Chiro Biz 101** Price is going up in 2023. Lock in the lowest price ever today! This is Part 2 from my interview on the Phat Pratt Podcast. I am a member at Pratt Personal Training and in this episode, we talk about -Why I joined their gym even though I had an office in another gym -How getting out of my own way is my way of measuring maturity -How James made Del puke during her consult ...And so much more Thank you so much for listening to this episode and if you found this content valuable here are four ways I can help you for free: 1) Grab a copy of my free guide: The Rehab Chiropractor's Checklist: Click Here For Instant Access 2) Go ahead and give me a follow on Instagram @justinrabinowitz where I post business content 3) Subscribe to my weekly newsletter by sending me an email at coaching@strive2move.com 4) Leave us a 5-star review so we can gain access to more influential people and bring those lessons back to you

Merry Christmas! Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View notes here: https://bit.ly/UR_The_Cosmic_Christmas_Notes Revelation 12:1-9, Romans 8:39 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

Merry Christmas! Thank you for joining us for worship at Upper Room Church! We would love to hear from you. Comment below and let us know you are watching.  View notes here: https://bit.ly/UR_The_Cosmic_Christmas_Notes Revelation 12:1-9, Romans 8:39 If you would like to join a group or lead a group, find out more here — https://upperroompensacola.com/urgroups/ To support this ministry and help us continue to reach people all around the world, you can give a donation here https://upperroompensacola.com/give/ or text GIVE and the AMOUNT to 84321. Whether you need prayer or assistance or just want to share your decision of faith with us, please connect with us at https://upperroompensacola.com/get-in-touch/

Derrick's story started like many investors but took a very unconventional route creating a very unconventional real estate financing company. Derrick started flipping units out of state with other people's money with his partners who were also college friends at Harvard based out of Boston. They did this all out of state, hitting the ground running. The other people's money that they used came from levering the money of their Harvard network to invest in Atlanta. They began scaling their portfolio with quadruplexes, condos, and flipping those too. After graduating and experiencing the Wall Street experience at Goldman Sachs as a trader, Derrick was taken aback by the speed at which these corporations are able to get access to capital. While he continue to scale his real estate portfolio, he and his partners took on the opportunity of getting quicker financing for real estate deals. Derrick as co-founder of Nectar took on the challenge of helping investors get fast, flexible, non-debt financing that they need to scale their rental portfolio — without raising equity. Nectar wants to address the amount of time it takes to get financing for real estate across the board: whether it be for a flip, multifamily, long-term rental, or short-term rental without needing to give up equity with partners and/or paying the highest rates to get access to capital quickly. There was an opportunity to make a change in the way the real estate industry gets financing. Derrick speaks from experience as he and his wife Brittany who he also met at Harvard built a $400 million real estate portfolio. Nectar believes that real estate entrepreneurs deserve to keep their upside and Nectar can help them do this by simply looking at your net cash flow as long-term investor, multifamily, short-term rental investor, and even as a property management owner – the cashflow that your portfolio generates is used as a multiple that Nectar can use to calculate a cash advance to buy your next deal or even furnish & redesign your existing short term rentals. The opportunities on how you used your cash advance are up to you. Step into the lab with Derrick to see how his unconventional journey as an entrepreneur and real estate investor can help you with unconventional financing that most investors next door are not using without giving up any equity. HIGHLIGHTS OF THE EPISODE: 22:19 How Derrick Got Into Short-Term Rentals 24:49 How Derrick's Business Transitioned 30:13 Who Nectar Is Built For KEEPING IT REAL: 04:07 Introduction 10:29 Why Nectar Started 16:02 Affordable Considerations When Buying Properties 16:30 Kinds of Properties Derrick Was Buying 20:10 The Power of Networking 27:45 The Opportunity to Value Add 36:07 The Basis for the Amount of Financing 40:12 What Makes Nectar a Better “Tool”? 43:16 Opportunity to Arbitrage 45:08 Traditional Lending 48:16 The Limit on Money Usage 52:03 Closing NOTABLE QUOTE (KEY LESSONS): 51:44 “...Doing things small is gonna be hard, and doing things big is gonna be hard. So, just be okay with the journey…” – Derrick Barker CONNECT WITH THE GUEST Website: https://www.usenectar.com/ LinkedIn: https://www.linkedin.com/in/derrick-barker-3b1590a/ #moneylending #valueadd #financing

Please note: This episode has a trigger warning has it mentions suicide. We speak about Stephen "Twitch" Boss who tragically took his life. We mostly talk about how sad it is, how it affects those even those you don't know, and to reach out for help if you need it. Please, we want you alive and so do many others. We do dive into the traditional Podmas Content around the 7:45 mark if you'd like to skip that. We talk about White Elephant Gifts and we talk about how much we've paid towards debt in 2022. Thanks for listening!

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