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1. Love Island's Molly-Mae Hague and Tommy Fury Are Expecting Baby No. 2 After Reconciliation (PEOPLE) (17:57) 2. Dutch Olympics speed-skating star Jutta Leerdam blasted as ‘diva' for flying to Winter Games on private jet (NY Post) (23:37) 3. Olympic Officials Investigating Claim Ski Jumpers Are Injecting Acid Into Their Penises at 2026 Games (US Weekly) (32:02) 4. Brittany Mahomes, Normani and more NFL WAGs make a splash for Sports Illustrated Swimsuit (Page Six) (35:18) 5. Real Housewives of Rhode Island Trailer Teases Fights, Affair Rumors and More (E! Online) (49:04) - The Real Housewives of Beverly Hills Recap (53:01) - The Traitors Recap (1:00:51) - Queenie and Weenie of The Week (1:10:22) The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Toast Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Toast Merch ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Girl With No Job by Claudia Oshry ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Camper & The Counselor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lean In Learn more about your ad choices. Visit megaphone.fm/adchoices

Allie interviews Christian singer Matthew West about his renewed boldness following the death of Charlie Kirk. West discusses his song "Be Close," inspired by Kirk's murder, and his experience performing at the White House. He shares his journey of faith, including overcoming criticism and standing firm in his beliefs. West also talks about his upcoming book, "Don't Stop Praying," which explores deepening one's relationship with God. Tune in to this powerful conversation that emphasizes West's commitment to sharing his faith through music and his resilience in the face of adversity. Plus head behind the scenes with Allie as she gets backstage access to one of Matthew West's Texas concerts. Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets go on sale February 11 at: ⁠⁠https://sharethearrows.com⁠⁠ Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.toxicempathy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --- Timecodes: (00:00) Intro (07:30) Grief after Charlie's Death (11:45) Writing “Be Close” (15:55)White House Christmas Invite (18:00) Backlash for White House Appearances (21:30) “Modest Is Hottest” Controversy (25:18) Lessons from Opposition (28:45) Why He Wrote “Unashamed” (33:45) Equipping Fellow Christians (39:00) Defending the Gospel (43:40) “Don't Stop Praying” Book (50:00) Concert Introduction --- Today's Sponsors: Patriot Mobile | Go to ⁠PatriotMobile.com/ALLIE⁠ or call 972-PATRIOT and use promo code ALLIE for a free month of service! A'del | Visit ⁠AdelNaturalCosmetics.com⁠ and enter promo code ALLIE for 25% off your first-time purchase. Good Ranchers | Go to ⁠GoodRanchers.com⁠ and subscribe to any of their boxes of 100% American meat, you'll save up to $500 a year! Plus, if you use code ALLIE, you'll get an additional $25 off your first order. Paleovalley | Right now, you can get 15% off your first order at ⁠Paleovalley.com⁠ with code ALLIE. EveryLife | Visit ⁠EveryLife.com⁠ and use promo code ALLIE10 to get 10% off your first order today! --- Episodes you might like:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ep 456 | Modest Isn't Hottest ... But Is It Biblical? ⁠https://podcasts.apple.com/us/podcast/ep-456-modest-isnt-hottest-but-is-it-biblical/id1359249098?i=1000529386722⁠ Ep 1268 | Islamification Update, Christian Music Dominates & Why Women Aren't Well ⁠https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000737142458⁠ Ep 1223 | The Forrest Frank Formula: Why Christian Music is Trending | Dr. Raymond Lynch ⁠https://podcasts.apple.com/us/podcast/ep-1223-the-forrest-frank-formula-why-christian-music/id1359249098?i=1000719536332⁠ --- Buy Allie's book "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.alliebethstuckey.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Relatable merchandise: Use promo code ALLIE10 for a discount: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.blazemedia.com/collections/allie-stuckey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim Cates talks with Dave Mason, Brand Ambassador for Bet Online Sports, about Super Bowl LX betting lines and all the great Prop Bets. See omnystudio.com/listener for privacy information.

Over the last couple of months, our inbox has been inundated with questions about the Department of Homeland Security (DHS), Immigration and Customs Enforcement (ICE), and Customs and Border Protection (CBP).Readers from across the political spectrum are trying to separate fact from fiction: Can ICE actually arrest U.S. citizens? What are my rights when a Border Patrol officer talks to me? How are all of these agents being trained amid a massive hiring push by the Trump administration? Online and in the opinion sections of news outlets, misinformation has been rampant. In our own coverage, we've tried to address some of these questions, but the answers are often legally nuanced and impossible to sum up in a single sentence, a post on X, or a thirty-second TikTok video. Today, though, we're going to address them in detail. Ad-free podcasts are here!To listen to this podcast ad-free, and to enjoy our subscriber only premium content, go to ReadTangle.com to sign up!You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast was written by: Isaac Saul, Ari Weitzman, Audrey Moorehead, Russell Nystrom and audio edited and mixed by Dewey Thomas. Music for the podcast was produced by Diet 75.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Lindsey Knuth, Bailey Saul, and Audrey Moorehead. Hosted on Acast. See acast.com/privacy for more information.

HEALTH NEWS   Choline intake in pregnancy linked to lower inflammation Fatty acids found to influence immune defense during chronic infections Online shopping and social media use linked to higher stress levels Scientists Discover Natural Compounds With Unexpected Benefits for Skin, Anti-Aging, and Heart Health Discrimination damages the body—and makes victims age faster   Choline intake in pregnancy linked to lower inflammation Cornell University, February 5 2026 (Eurekalert)   A new Cornell University study suggests that choline, a nutrient many pregnant people consume too little of, may play an underappreciated role in keeping inflammation in check during pregnancy. Choline is an essential nutrient involved in many biological processes, including cell membrane structure, neurotransmitter production, methylation, immune cell receptor agonism, and fetal brain development, and some of these biochemical processes play a role in the regulation of inflammation. It is found primarily in eggs, meat, fish, dairy and some legumes and cruciferous vegetables. Researchers analyzed data from more than 1,300 pregnant participants enrolled in the Alberta Pregnancy Outcomes and Nutrition (APrON) cohort, one of the most detailed long-running pregnancy nutrition studies in North America. They found that higher recent dietary choline intake was associated with lower levels of inflammation in the third trimester. Most strikingly, participants with the highest choline intakes had dramatically lower odds of having clinically elevated inflammation than those with the lowest intakes.The current recommendation for choline during pregnancy is 450 mg, but there's some evidence that that may not be enough.     Fatty acids found to influence immune defense during chronic infections University of California at San Diego, February 5 2026 (Medical Xpress) Our immune system implements an array of strategies to combat threatening infections. White blood cells called cytotoxic T lymphocytes or "CD8 T cells" are soldiers of the immune system, serving as defensive agents that fight invading pathogens. When CD8 T cells reach the point of exhaustion, their protective capabilities decline and the immune system is much less effective. University of California San Diego immunologists have now studied the influences related to metabolism and the environment surrounding CD8 T cells. Their study led to intriguing new insights on the role of fatty acids in chronic infections and other persistent conditions, such as tumors. The research focused on metabolites, including small molecules such as amino acids, sugars, and lipids, in mice that play key roles in metabolism and its many functions and pathways. The study examined how such metabolites circulating in the blood change during short-lived or long-lasting viral infections. They discovered that an ongoing viral infection causes a brief but striking shift in the availability of nutrients in the early stages after infection. They saw levels of fatty acids increase during the first week after infection, associated with infection-induced changes in eating behavior and fat breakdown. At the same time, a special group of exhausted CD8 T cells with stem-like properties was found to absorb and store more fat than other T cells. These cells were able to use fatty acids as an energy source to power their mitochondria, the cell's energy producers. When fatty acids were provided later during chronic infection, the number of stem-like T cells expanded.   Online shopping and social media use linked to higher stress levels     Aalto University (Finland), January 9 2026 (News-Medical) Planning to save time by doing your shopping online? If so, it's possible you're not doing your well-being any favors. A study from Aalto University in Finland has found that online shopping is more strongly linked to stress than reading the news, checking your inbox or watching adult entertainment.  Previous studies have shown that social media and online shopping are often used to relieve stress. However, the new results show that a rise in social media use or online shopping is linked to an increase in self-reported stress across multiple user groups and across devices. The study found that users of YouTube and streaming services, as well as online gamers, also reported increased stress levels. For people experiencing high-stress, time spent on social media was twice more likely to be linked to stress as compared to time spent on gaming. Somewhat surprisingly, people who spent a lot of time on news sites reported less stress than others. On the other hand, those who already experienced a lot of stress didn't spend much time on news sites. Overall, the study found a strong connection between internet use, in general, and heightened stress, especially among those who already experienced a lot of stress in daily life. Women reported more stress than men, and the older and wealthier the participant, the less stress they experienced.   Scientists Discover Natural Compounds With Unexpected Benefits for Skin, Anti-Aging, and Heart Health Meijo University (Japan), February 5, 2026 (SciTech Daily) Scientists have found that certain natural compounds produced by algae and cyanobacteria may offer benefits beyond sun protection, including support for skin health and cardiovascular function. In lab experiments, two mycosporine-like amino acids were found to do more than soak up ultraviolet light. They also slowed down a major enzyme tied to blood pressure control, while showing antioxidant and anti-aging activity. One enzyme, Porphyra-334, is abundant in edible seaweed, which is already consumed widely in many countries. This raises the possibility that everyday foods may contain underappreciated bioactive compounds worthy of further health-related research.These compounds, called mycosporine-like amino acids (MAAs), are produced by seaweeds and other tiny organisms that spend their lives exposed to intense light. MAAs work like built in sun filters by absorbing ultraviolet (UV) radiation before it can harm cells. One of the most notable findings came from experiments on the inhibiting the angiotensin-converting enzyme ACE, a key regulator of blood pressure. Many widely prescribed hypertension drugs work by blocking ACE. Both compounds reduced the activity of this enzyme in laboratory tests, marking the first report of such an effect for MAAs. Although the observed effects were moderate and measured outside the human body, the discovery opens a new direction for future research.     Discrimination damages the body—and makes victims age faster University of Montreal, January 19 2026 (Medical Xpress) Has being discriminated against as an LGBTQ+ person been so bad, the stress so heavy, that the victim can literally feel it in their bones? Well, it turns out that's exactly what happens: discrimination damages the body and brain. That's the conclusion of a new study by researchers at Université de Montréal, who found that discrimination against sexually and gender-diverse people leaves measurable biological traces in the body—so much so, it should be considered a chronic health burden. Published in Psychoneuroendocrinology, the study was done on 357 Montreal adults aged 18 to 79: They included 129 cisgender sexual minority men and women, 96 transgender and non-binary people, and 72 cisgender heterosexual men and women. UdeM researchers measured the participants' allostatic load, the cumulative biological wear-and-tear associated with chronic stress. They looked at 16 biomarkers affecting the subjects' cardiovascular, metabolic, neuroendocrine and immune systems. Results show that major life experiences of discrimination and daily microaggressions were positively associated with allostatic load. This means that these two types of discriminatory events independently contribute to physiological dysregulation, creating a cumulative health burden and accelerated aging. The study revealed significant disparities: people on the male spectrum (cisgender and transgender men) had the highest levels of allostatic load, while sexual minority men (bisexual and gay) also showed high levels of biological stress.

Rumors continue about Apple coming out with some sort of a foldable iPhone that will be released this year and the follow up designs that will follow. The company released its quarterly results with revenue boosted by incredible iPhone sales. The way you buy a Mac online has changed. Apple has a new visually pleasing way of presenting the options and the Mac you are buying, while making your choices very clear. Brought to you by: Squarespace: Check out squarespace.com/DALRYMPLE for a free trial, and when you're ready to launch, use OFFER CODE: DALRYMPLE to save 10% off your first purchase of a website or domain. Show Notes: RIP Catherine O'Hara Report: Apple 'exploring' clamshell foldable iPhone as potential follow-up model Apple has changed the way you buy a Mac online The Fallen Apple Why the Q.ai acquisition could be huge for AI and Siri Apple reports first quarter results Shows and movies we're watching Mayor of Kingstown, Paramount+ Tom Scott's "Podcast Express" Second, there's "For The Record, the 70's", Episode 58, WKRP in Cincinnati

1. Devastated Savannah Guthrie, siblings plead for mom's safe return in emotional video to purported captor (Page Six) (24:09) 2. Tate McRae Responds to Backlash Over Her Appearance in Winter Olympics Ad with Team USA Athletes (PEOPLE) (27:59) 3. ‘Gossip Girl' Author Cecily Von Ziegesar To Pen Blair Waldorf Standalone Sequel Novel For Alloy (Deadline) (37:22) 4. Nick Viall's Wife Natalie Joy Is Pregnant, Expecting Twins (E! Online) (45:31) 5. Teddi Mellencamp's emotional ‘Masked Singer' stint gave her ‘a little bit of life' amid cancer battle (Page Six) (48:17) The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Toast Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Toast Merch ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Girl With No Job by Claudia Oshry ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Camper & The Counselor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lean In Learn more about your ad choices. Visit megaphone.fm/adchoices

You are trying to understand an infinite God with a finite mind — and it may be keeping you blind. In this message from Dr. Oscar Williams, we walk through the powerful prayer Paul prayed for the eyes of our hearts to be enlightened. Why is this so important? Because vision cannot go forth without light, and many of us are walking around with impaired or obstructed vision. We refuse the correction because we've grown comfortable in our blindness, but Dr. Williams challenges us to understand that what we see isn't all there is. Just like Elisha's servant in 2 Kings 6, we need spiritual eyes to see God's army surrounding us. Ready to see clearly? Watch the full message and let God enlighten the eyes of your heart today. Message: “I Can See Clearly Now” Speaker: Dr. Oscar Williams Scripture: Ephesians 1:15-19 (ESV) Date: Feb. 4, 2026 ✨ Welcome to Your Moment of Transformation You don't have to walk this journey alone. Let Jesus guide your steps and fill your life with purpose and peace.

Cartoonists Brad Guigar and Dave Kellett dig into the many ways we react to humor — from full-on belly laughs to the silent internal “that was good” response. After that the way, they tackle some big (and surprisingly relatable) topics:Are they actually going to use Patreon Quips?Dave's Bad 2025 — what went wrong, what he learned, and why it mattersWhy you never stop building an audience, even when things feel “established”And yes… being scared of Reddit comments is universal!SummaryIn this episode of Comic Lab, hosts Dave Kellett and Brad Guigar dive into the nature of humor in comics, prompted by a listener's question about whether funny comics truly elicit laughter or if they are simply enjoyable. Brad and Dave explore the subjective nature of humor, sharing their own experiences with laughter and recognition of craft in comedy. Next, they delve into the ongoing journey of building and maintaining an audience in the ever-evolving landscape of comics. They emphasize that there is no such thing as a 'built audience.' Audience engagement is a continuous process that requires constant effort and adaptation. Drawing on the metaphor of the Ship of Theseus, they discuss how creators must regularly replace and update their strategies to keep their audience engaged, acknowledging that audience members may leave for various reasons, including life changes or simply forgetting about the content.The conversation also touches on the emotional toll of negative feedback, particularly on platforms like Reddit, where creators often face harsh criticism. Brad and Dave share personal anecdotes about dealing with trolls and the importance of focusing on the positive aspects of audience engagement. They conclude by reinforcing the idea that the creative journey is ongoing, and that every creator must continually learn and adapt to thrive in the industry.Takeaways"Not every year is going to be gangbusters."There's no such thing as a built audience; you're always in building mode.Audience engagement is like the Ship of Theseus; it's constantly changing.You should aim to gain 2-6% new audience every month to replace those who leave.Negative comments often come from unhappy individuals; don't take them personally.Every creator must continually learn and adapt to thrive in the industry. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. He is available for personal consultations. Dave Kellett is the creator of Sheldon and Drive. He is the co-director of the comics documentary, Stripped.

You are trying to understand an infinite God with a finite mind — and it may be keeping you blind. In this message from Dr. Oscar Williams, we walk through the powerful prayer Paul prayed for the eyes of our hearts to be enlightened. Why is this so important? Because vision cannot go forth without light, and many of us are walking around with impaired or obstructed vision. We refuse the correction because we've grown comfortable in our blindness, but Dr. Williams challenges us to understand that what we see isn't all there is. Just like Elisha's servant in 2 Kings 6, we need spiritual eyes to see God's army surrounding us. Ready to see clearly? Watch the full message and let God enlighten the eyes of your heart today. Message: “I Can See Clearly Now” Speaker: Dr. Oscar Williams Scripture: Ephesians 1:15-19 (ESV) Date: Feb. 4, 2026 ✨ Welcome to Your Moment of Transformation You don't have to walk this journey alone. Let Jesus guide your steps and fill your life with purpose and peace.

Experiencing insomnia, restless nights, or waking up feeling tired even after a long night's sleep?Have you noticed how sleep issues often come and go with stress, overstimulation, or irregular routines?From Ayurveda, we know sleep disturbances aren't random or something to override with quick fixes.Nidra, or rest, is one of the four pillars of health. It's essential for balanced agni (digestion), the development of ojas (immunity or zest for life) and a calm, clear mind. When sleep is disturbed, the doshas become aggravated, especially vata, and true restoration through digestion cannot occur.In this episode, you'll discover:• Why sound, restful sleep is a sign of true health• The most common sleep disturbances and their root causes in Ayurveda• How overstimulation, digestion, and daily routines impact sleep quality• Why sleeping pills and over-the-counter aids don't resolve the root cause• Simple, natural practices to restore deep, nourishing sleep and resilienceReady to dive deeper into the practices of Ayurveda and guide others to do the same to support their well-being and heal from difficult symptoms and diseases? If leading others on this path feels like your dharma, or calling, we invite you to apply now for a free 1:1 clarity call with a member of our team so we can discuss your goals and see if our training feels aligned.Thanks for tuning in to the Everyday Ayurveda and Yoga at Hale Pule podcast. If this series inspires you to live a more holistic and balanced lifestyle, we invite you to join our free private community, the Hale Pule Sangha. Need to restore your digestion, hormones, and life to balance? Check out our 4-week Agni Therapy program - It includes Ayurveda and Yoga practices, a 1:1 consultation, energy work, a private support group, and a library of Q&As with Myra to support your healing process.If you enjoyed this podcast and received value from it, we'd appreciate it if you left a heartfelt review. It supports our mission at Hale Pule and helps us reach more people.

As parents, educators, and advocates for neurodivergent kids, it's crucial to recognize that traditional tests and assessments don't always paint the full picture of a child's abilities. In the newest episode of the podcast, we dive into why performance anxiety can create barriers—and how we can scaffold authentic, strengths-based ways for children to show what they truly know.   Key Takeaways: Performance Anxiety ≠ Knowledge Gap If a child can demonstrate understanding in low-pressure settings but "freezes" or melts down when assessed, it's not a lack of knowledge—it's the context and perceived safety that need adjusting. Accommodations Are Powerful, Not Coddling Thoughtful adaptations—like adjusting the environment, pacing, or method of response—help reveal rather than hide skills. These accommodations build confidence and resilience for future challenges. Celebrate Wins & Prioritize Safety Progress isn't always linear. Celebrate small victories and focus more on helping children feel safe and seen. Creating a foundation of trust leads to more voluntary engagement and authentic learning. If you're educating or supporting a neurodivergent or twice-exceptional child, remember: The goal isn't to recreate school, but to foster an environment where kids can thrive in ways that make sense for them.   Links and Resources from Today's Episode Thank you to our sponsors: CTC Math – Flexible, affordable math for the whole family! Curiosity Post – A Snail Mail Club for kids – Real mail; Real life! The Learner's Lab – Online community for families homeschooling gifted/2e & neurodivergent kiddos! The Lab: An Online Community for Families Homeschooling Neurodivergent Kiddos The Homeschool Advantage: A Child-Focused Approach to Raising Lifelong Learners Raising Resilient Sons: A Boy Mom's Guide to Building a Strong, Confident, and Emotionally Intelligent Family The Anxiety Toolkit Sensory Strategy Toolkit | Quick Regulation Activities for Home Affirmation Cards for Anxious Kids Sensory Struggles and Clothes: How to Help Your Child Dress Without Tears Navigating Sensory Overload: Actionable Strategies for Kids in Loud Environments Building a Sensory Diet Toolbox for Neurodivergent Kids at Home Playful Sensory Learning at Home: Five Senses Spinner What Exactly is Deschooling.. and Do I Need to Do It? Falling Unexpectedly in Love With Homeschooling My Gifted Child Self-Care and Co-Regulation | Balancing Parenting and Sensory Needs When School Refusal Turns Into a Healing Journey Picky Eating | Sensory Struggles and Real Solutions for Homeschooling Families Movement on Bad Weather Days: Meeting Sensory Needs at Home Loop Ear Plugs Ear Protection Disposable Ear Plugs Digital Voice Recorder Guided Reading Strips Colored Overlays for Reading Angled Footrest Colleen's Favorite White Noise Machine  

What if the reason you're invisible online has nothing to do with more social posts, downloads, or visibility hacks… and everything to do with missing authority signals?I'm interviewing Dr. Trudy Beerman, CEO and host of Profitable Social Influence TV (PSI TV), and unpacking why credible experts feel ghosted online. Even when they crush it offline. In this conversation, you'll hear:Why “big fish in small ponds” flop online (how the internet ignores you without digital proof)How podcast downloads build nothing (loyalty and authority signals do)What looks like visibility but kills your authority (spoiler: most social media)Why TV channels are the “private jet” for podcasters ready to scale (and who's more prepared than they think)Her doctoral research bombshell: Expert confidence sneaks out and sabotages business-buildingYou'll also hear Trudy share what she can't unsee now that she's mastered REACHology®—and why her platform finally commands worldwide influence.If you've ever thought:“I'm an expert, why doesn't the internet know it?”“My podcast gets downloads, but no one's buying”“Social media reach is trash! How do I stand out?”…this episode is for you.Are You a Big Fish Offline and want to be Authoritative Online?If you're serious about a podcast that builds trust and attracts the right clients (not vanity metrics), DM me on LI or FB. Or email jen@coachjenrogers.com for 1:1 support to launch professionally.Dr. Trudy Beerman's REACHology® Score here. She's the CEO, Host of PSI TV. Connect with her to to co-create your cornerstone credibility content & share it worldwide.PSI TV is not just a place to be seen, but where niche authority is engineered.Do You Have 1,000 Loyal Listeners — or Just Downloads? If you're serious about growing a podcast that actually supports your business, start with clarity. Take the Podcast Health Checkup to see what's working, what's missing, and what's holding your growth back. ⬇️ Resources to Support Your Next Step ⬇️ Join the Virtual Podcast School Community Connect with podcasters who are building trust, loyalty, and momentum, not chasing numbers.

1. TMZ Receives Alleged Ransom Note for Savannah Guthrie's Mom Nancy Demanding ‘Millions' in Bitcoin; Police ‘Taking All Tips Very Seriously' (Variety) (17:14) 2. Travis Kelce Jokes Taylor Swift Is "Gonna Kill Me" Over This Fumble (E! Online) (20:13) 3. Nicola Peltz's billionaire dad Nelson breaks silence on Beckham family feud (Page Six) (26:37) 4. ‘In The City' Season 1 Teaser Video: Bravo's First Look At ‘Summer House' Spinoff (Deadline) (39:30) 5. ‘Tell Me Lies' Stars Cat Missal and Costa D'Angelo Say Season 3 Finale Will “Blow Up the Internet” (Hollywood Reporter) (54:37) The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Toast Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Toast Merch ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Girl With No Job by Claudia Oshry ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Camper & The Counselor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lean In Learn more about your ad choices. Visit megaphone.fm/adchoices

This week is National Eating Disorders Awareness Week. In honor of the nearly 30 million people in the United States affected by eating disorders, we're sharing a powerful story of hope, healing, and redemption in Jesus.   In today's podcast, Erin Hindman from our Tulsa, Oklahoma community vulnerably opens up about her long battle with anorexia—a struggle she once believed would always leave its mark. She describes living in the "smoke" long after the fire had burned, unsure if true freedom was even possible. But as you'll hear, God met Erin in the depths of her pain, revealing His limitless power to heal, restore, and make all things new. Erin's story is a beautiful reminder that no brokenness is beyond the reach of Jesus, and that lasting freedom is found in Him alone.   VERSE OF THE WEEK: "… they saw that the fire had not harmed their bodies, nor was a hair of their heads singed; their robes were not scorched, and there was no smell of fire on them." Daniel 3:27   CHALLENGE OF THE WEEK: Are you carrying around the "smoke" of past fires you've walked through? Today, find freedom, life, and new beginnings knowing you are washed clean by Jesus.  ________________________________________________ Listen to a similar story:  Ep. 323- Erica Antonneau: "A Posture of Surrender- Saved from an Eating Disorder"; Ep. 342 - Lindsay Wells:  "All Pain Matters To God."   Download a phone background of the weekly verse HERE!   Give to StoryTellers Live in honor of Erin and any of our past storytellers!   Join us "In the Room" on Patreon to access more stories straight from our live gatherings around the country!   Click here for further details on our Stories of Hope luncheon on March 11th in Birmingham! Register for our Finding God in the Details: A Guide to Discerning His Voice and Discovering Your Story workshop being offered ONLINE on February 18th from 9:30 AM -12:00 CST.   Shop for our When God Shows Up Bible Study series~ Stories of Hope, Stories of Freedom, Stories of Faith Are you interested in one-on-one coaching with our very own Robyn Kown!?  Click HERE!   Check out all of our live speaking engagement opportunities on our website.   Sign up to receive StoryTellers Live's weekly newsletter for updates and details on our live gatherings.  

You asked, and I answered on this Q&A episode.In this rapid-fire Q&A, I'm tackling the real questions photographers are thinking but rarely say out loud: family discounts, industry haters, how to get in with planners, personal branding beyond Instagram, and how to create boundaries when you're booking months out. We also go into some juicy stuff: politics + pressure, sharing faith in business, and a nuanced take on tithing vs. generosity as a Christian entrepreneur.If you want an industry real talk (without the fluff), this one's for you.⭐️Nathan's Signature Coaching Program:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠THE BUSINESS BLUEPRINT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⭐️Questions about the Business Blueprint? Email info@nathanchanski.co to chat with Nathan directly.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Conway kicks things off with classic stories and big media news as Disney names parks chief Josh D’Amaro as its new CEO, succeeding Bob Iger. Reporter Michael Monks joins the show as LAPD says it will not enforce a federal agent mask ban, calling the policy poorly thought out. Chief McDonnell faces pushback from the L.A. City Council over the decision. A shocking national crime story: Jill Biden’s ex-husband is arrested in connection with the murder of his current wife, sending shockwaves through political and legal circles. An emotional and inspiring story to close: the Santa Clarita girls hockey team wins a tournament just days after a deadly crash in Colorado. Online fundraisers and a GoFundMe for the victims have raised more than $120,000 to help families, including funeral expenses for Manny Lorenzana. RIP. See omnystudio.com/listener for privacy information.

This week Cyril from Defunct Games & emulation advocate Michael Domangue join to discuss the current state of the Nintendo Switch Online Nintendo Classics apps and compare their features to the many ways that traditional emulation has evolved over the years. Online play with friends, rewinding, and ease of use are all great features, but there are several innovations in emulation that Nintendo could utilize to make their service even better. We go over these and take a look at the subscription service as a whole. We also cover all the Nintendo and gaming news such as fresh Direct rumors, Dispatch being censored on Nintendo platforms, Virtual Boy getting new unreleased games, major gaming figures found in the Epstein files and much more. As always, we close with the games we've been playing. Listen to Super Switch Headz on Apple Podcasts, Spotify, YouTube or wherever you enjoy podcasts. 0:00:00 Introduction 0:07:35 News and Rumors 0:46:26 NSO vs. Traditional Emulation 1:41:50 Games We're Playing Defunct Games on YouTube: https://www.youtube.com/@DefunctGames The Complete Cheat Code Compendium on Kickstarter: http://kck.st/4qFG6dN Discord: https://discord.com/invite/CWbF4gb Facebook: https://www.facebook.com/groups/switchheadz Patreon: https://www.patreon.com/SuperSwitchHeadz/ Website: https://www.switchheadz.com/ Clips Channel: https://www.youtube.com/@SwitchHeadzClips

More women are turning to online telehealth companies for hormones, peptides, and thyroid support - and for good reason. These platforms have made care more accessible and more empowering than ever. But access doesn't always equal personalization. In this episode, we explore when telehealth hormone clinics can be a great fit, where their limitations lie, and how to know whether you need simple support or a more strategic approach in perimenopause.  You'll learn: Why telehealth HRT and peptide clinics are rapidly growing What these companies do well (and who they're ideal for) Where protocol-based care can fall short in complex midlife cases How hormones, minerals, thyroid, stress, and metabolism are interconnected How to decide between telehealth or personalized functional care   >> WATCH ON YOUTUBE

In this heartfelt and insightful episode, I sit down with Mia Mason, the creative force behind Worry's Whispers, a beautifully illustrated collection of poems that gives voice to anxiety, fear, and the quiet corners of the inner world that so many of us know all too well.Mia and I explore the origins of her work, what inspired her to turn internal dialogue into poetic expression, and how Worry's Whispers serves as both a mirror and a companion for people navigating anxiety — whether persistent, sudden, quiet, or loud.In this episode we break down:Why poetry can be a powerful tool for emotional expression — especially for those who struggle to articulate internal experiences.How Worry's Whispers uniquely captures the nuanced textures of worry without judgment, offering readers comfort through recognition rather than prescription.The creative process behind the book — from inspiration to illustration — and how Mia uses language and imagery to normalize the experience of anxiety.Mia's perspective on the importance of finding the right therapist who is qualified to address anxiety and OCD.Throughout the conversation, Mia's warmth, vulnerability, and insight shine through, providing real encouragement for anyone whose inner world sometimes feels overwhelming. Tune in to hear Mia's story, wisdom, and words of encouragement.Get your copy of her beautiful book here. Check her out on Instagram and TikTok too!Links discussed in episode:Psychpact MapAnxiety Specialists of Atlanta***This podcast episode is sponsored by NOCD. NOCD provides online OCD therapy in the US, UK, Australia and Canada. To schedule your free 15 minute consultation to see if NOCD is a right fit for you and your child, go tohttps://go.treatmyocd.com/at_parentingThis podcast is for informational purposes only and should not be used to replace the guidance of a qualified professional.Parents, do you need more support?

Health starts with what we absorb, not just what we eat Dr. Aly Cohen and co-host Dr. Ann Kelley discuss the often-overlooked importance of drinking water quality, the impact of environmental toxins on health, and the connection between gut health and mental well-being. Listen as Dr. Cohen highlights the alarming rise of autoimmune diseases and the role of hormones and chemicals in our health. Learn practical, manageable ways to reduce toxin exposure, while exploring how nutrition, lifestyle choices, education, and community support play a vital role in empowering people to take control of their health. “You don't have to wait to be saved. You have everything you need to make informed choices and changes that can protect your health now. – Dr. Aly Cohen Time Stamps for Nontoxic Guide to Healthy Living with Dr. Aly Cohen (290) 08:19 The rise of autoimmune diseases 11:17 Understanding gender disparities in autoimmune disorders 13:52 The gut-brain connection 29:10 The impact of environmental chemicals on health 35:03 Practical steps for reducing toxins 41:43 Understanding organic vs. conventional produce 45:14 The dangers of plastics and their effects 56:11 Understanding drinking water safety 01:01:07 Choosing the right water containers About our Guest – Dr. Aly Cohen  Dr. Aly Cohen is a board-certified rheumatologist and integrative medicine physician, recognized nationally for her expertise in environmental health, and medical education. She is the author of Detoxify: The Everyday Toxins Harming Your Immune System and How to Defend Against Them, which connects the dots between everyday chemicals and the epidemic rise in immune disorders and autoimmune disease…and what we CAN all do about it! She continues to teach, lecture, and practice medicine in Princeton, New Jersey. Resources for Nontoxic Guide to Healthy Living with Dr. Aly Cohen (290) Detoxify: Live Clean, Reduce Inflammation, and Reclaim Your Health – Purchase Dr. Cohen’s new book Instagram  – @TheSmartHuman AlyCohenMd – Dr. Aly Cohen’s official website The Smart Human – The Smart Human official website The Smart Human – Youtube channel How to Protect Your Kids from Toxic Chemicals – TEDx Beyond Attachment Styles course is available NOW!   Learn how your nervous system, your mind, and your relationships work together in a fascinating dance, shaping who you are and how you connect with others. Online, Self-Paced, Asynchronous Learning with Quarterly Live Q&A’s! Earn 6 Continuing Education Credits – Available at Checkout As a listener of this podcast, use code BAS15 for a limited-time discount. Get your copy of Secure Relating here!! You are invited!  Join our exclusive community to get early access and discounts to things we produce, plus an ad-free, private feed. In addition, receive exclusive episodes recorded just for you. Sign up for our premium Neuronerd plan!! Click here!! Join us again in Washington, DC for the 49th Annual Psychotherapy Networker! March 19-22nd! In person and online options available. Get your discounted seat HERE! Please support our sponsors – they keep our podcast free and accessible to all!  Talkiatry is a 100% online psychiatry practice that provides comprehensive evaluations, diagnoses, and ongoing medication management for conditions like ADHD, anxiety, depression, bipolar disorder, OCD, PTSD, insomnia, and more. Head to Talkiatry.com/TU and complete the short assessment to get matched with an in‑network psychiatrist in just a few minutes.

Hussein Aboubakr Mansour joins the podcast again, this time to share his concerns over what passes for trustworthy analysis online. Hussein's Substack: https://critiqueanddigest.substack.comOrder Against the Waves: Againstthewavesbook.comCheck out Jon's Music: jonharristunes.comTo Support the Podcast: https://www.worldviewconversation.com/support/Patreon:https://www.patreon.com/jonharrispodcastSubstack: https://substack.com/@jonharris?X: https://twitter.com/jonharris1989Facebook: https://www.facebook.com/jonharris1989/TikTok: https://www.tiktok.com/@jonharris1989Instagram: https://www.instagram.com/jonharrispodcast/Support this podcast at — https://redcircle.com/conversations-that-matter8971/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week's episode of Wealth Formula features an interview with Claudia Sahm, and I want to share a quick takeaway before you listen — because she's often misunderstood in the headlines. First, a quick explanation of the Sahm Rule, in plain English. The rule looks at unemployment and asks a very simple question:Has the unemployment rate started rising meaningfully from its recent low? Specifically, if the three-month average unemployment rate rises by 0.5% or more above its lowest level over the past year, the Sahm Rule is triggered. Historically, that has happened early in every U.S. recession since World War II. That's why it gets cited so much. And to be clear — it's cited a lot. The Sahm Rule is tracked by the Federal Reserve, Treasury economists, Wall Street banks, macro funds, and economic research shops globally. When it triggers, it shows up everywhere. That's not by accident. Claudia built one of the cleanest early-warning indicators we have. But here's the part that often gets lost. The Sahm Rule is not a market-timing tool and it's not a prediction machine. Claudia emphasized this repeatedly. It was designed as a policy signal — a way to say, “Hey, if unemployment is rising this fast, waiting too long to respond makes things worse.” In other words, it's a call to action for policymakers, not a command for investors to panic. What makes this cycle unusual — and why talking to Claudia directly was so helpful — is what's actually driving the data. We're not seeing mass layoffs. Layoffs remain low by historical standards. What we're seeing instead is very weak hiring. Companies aren't firing people — they're just not expanding. That distinction matters. And this is where I think the big picture comes in — not just for understanding the economy, but for investing in general. When you step back, the big picture includes a government with massive debt loads that needs interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. And it includes the reality that if the current Fed leadership won't ease fast enough, future leadership will. History tells us that governments eventually get the monetary conditions they need — even if it takes time, even if it takes new appointments, and even if it takes a shift toward a more dovish Federal Reserve. That doesn't mean reckless money printing tomorrow. But it does mean that structurally high rates are unlikely to be permanent. And when you combine that with investing, the question becomes less about this month's headline and more about what's positioned to benefit when the environment normalizes. That's why I continue to focus on real assets that are already deeply discounted — things like multifamily real estate — assets that were repriced brutally during the rate shock, but still sit at the center of a growing, rent-dependent economy. This conversation with Claudia reinforced something I've been talking about for a long time:The biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I've made this mistake myself. If you want a thoughtful, non-sensational, data-driven discussion about where we actually are in this cycle — and what the indicators really mean — I think you'll get a lot out of this episode. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Well Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, uh, listen, we’re back in, uh, back in the saddle in here in, uh, 2026. I know it’s takes some time to get used to it, but we’re, gosh, we’re at the end of the month actually by the time this plays. I think we’re in February. It’s time again to start thinking about investing. And so if you are interested in potentially using this year, which I believe and which many believe to potentially be the last year, uh, big discounts, uh, in real estate and, uh, various other types of offerings. Make sure. To sign up for the Accredit Investor group, our investor club, as we call it wealthformula.com. You do need to be an accredit investor and then you get onboarded. An accredit investor is just defined by who you are. If you make over $300,000 per year filing jointly, or 200 by yourself, every reasonable expectation to do so in the future. Or you have a net worth of a million dollars outta your personal, outside of your personal residence, you’re an accredit investor. Congratulations. Join the club wealthformula.com. Interesting podcast. Today we have, uh, Claudia Sahm She’s a Big Deal, Claudia Sahm. You may recognize that last name som, for this som rule. And what is a som rule in plain English. You actually have heard of the som rule multiple times from other economists who’ve been on the show. The som rule looks at unemployment. And asks a very simple question. Now, has the unemployment rate started rising meaningfully from its recent low? So specifically, if the three month average unemployment rate rises 0.5% or more above its lowest level, over the past year, this som rule is triggered. Now, historically, that has happened early in every US recession since the World War ii. That’s why it gets cited so much. It gets cited a lot. By the way, the sum rule is tracked by the Fed treasury economists, wall Street Banks, macro funds, economic research shops globally, and when it triggers, it shows up everywhere, and that’s not by accident. Uh, Claudia has built one of the cleanest early warning indicators we have, but here’s the part that often gets lost. The som rule is not a market timing tool, and it’s not a prediction machine. Claudia, uh, emphasized that repeatedly. It was designed as a policy signal, a way to say, Hey, if unemployment’s rising this fast, wait, waiting too long to respond makes things worse. In other words, it’s call to action for policy makers, not a command for investors to panic per se. So what makes this cycle unusual and why talking to Claudia directly was so helpful? Well, it’s what’s actually driving the data. We’re not seeing mass layoffs. Layoffs remain low by historical standards. Um, what we’re seeing instead is very weak. Hiring companies aren’t firing people, they’re just not expanding, and that distinction matters. This is where the big picture comes in, not just for understanding the economy. For investing in general and when you step back, the big picture includes a government with massive debt loads that need interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. I’ve mentioned this before and it includes the reality that have to fed, fed, uh, if the current Fed leadership won’t ease fast enough. I am likely the case that future leadership appointed by. Donald Trump himself, uh, will, so history tells us that governments eventually get the monetary conditions they need, even if it takes time, even if it takes new appointments. And even if it takes a shift towards a more dovish federal reserve. Uh, that doesn’t mean, uh, reckless money printing tomorrow, but it does mean that structurally. High interest rates are unlikely to be permanent. Okay? And when you combine that with investing, the question becomes less about this month’s headline and more about what’s positioned to benefit when the environment normalizes. Okay? That’s really, really important, and that’s why I continue to focus on things like real estate, right? Real estate is currently. Not for long, in my opinion, but deeply discounted things like multifamily real estate, um, that were repriced brutally during the rate shot, uh, but are still at the center of a growing and, and rent dependent economy. And again, uh, this conversation with Claudia reinforced something that I’ve been talking about a long time, which is the biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I’ve made that mistake myself. I am not immune. I have made lots of mistakes, and that’s one of them. So this is a great conversation. Hopefully you’ll enjoy it, especially if you want a thoughtful, nons sensational data-driven discussion. Where we are actually at in this cycle and what these indicators really mean. I think you’ll get a lot of this episode and we will have this conversation for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps. Paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today my guest on Wealth Formula podcast is Dr. Claudia Sahm. Uh, she’s an American, uh, macroeconomic expert, uh, known for her work, uh, on monetary and fiscal policy and real-time economic indicators. She developed this som rule, which I think, uh, people have mentioned on this show before, so this is a great opportunity to talk to her about that. Uh, it’s a widely, uh, followed recession signal based on unemployment. She’s also a former Federal Reserve economist and senior policy advisor in government. Um, so welcome, uh, Dr. Sahm. Great. Happy to be here. Thank you. Well, let’s, let’s kind of start out with this som rule because, uh, you know, it’s funny, we, we have had a few different people, uh, at various times bring up the SOM rule, and I think one had actually said that it was triggered, but I don’t don’t think it was at any rate, let’s, let’s start with that. What is the som rule? Lemme start with why is there a som rule, and then we’ll then we’ll get to specifically what the, what the rule is itself. So when I started out on the project, it wasn’t so much about. Calling a recession, like there are some really fancy technical ways that economists like look at the tea leaves and the data and either try to forecast a recession, which is incredibly hard, or even just say we’re in a recession in real time. So like that’s a useful endeavor. But what actually was behind the development of my recession indicator was more of a call to action. How do we develop policies that, that the Congress can put into place very quickly if a recession comes? So these kind of what are referred to as automatic stabilizers, so they’re decided upon ahead of time, but then you do need a trigger that says a recession is here. So now that enhance the unemployment benefits, send out the stimulus checks, whatever it is that we kind of have as our typical tools that are used in recessions, we could have those ready to go as kind of guardrails. Then like you, you turn the policy on. So that was really my emphasis was on how do we do better policy and recessions, get the support out quickly. ’cause that’s the best chance of kind of stabilizing the situation. And then it’s like, well it was in a, it was in a policy volume that they asked for, like a really concrete proposal. So if I’m gonna say an automatic stabilizer, I need to have a proposal for what a trigger could be. So that’s really where the som rule came. So I think it is important. It’s definitely important to me to, I always remember like what the kind of reason for it’s sure. Now that also guided what the indicator itself looks like. So again, it was gonna be in, in fiscal policy. It needs to be simple, it needs to be something that we track it and it needs to, I felt it was important that it capture the reason that we. Fight recessions, why there’s such a bad, uh, you know, outcome. And so it looks at the, the unemployment rate. I use the national unemployment rate, take a three month average. ’cause we wanna smooth out, like there’s bumps and wiggles in the data from month to month. So you kind of, you know, three month average. One way to smooth it out. So you take that series of three month averages, you look at the current value, you compare to the lowest value over the prior 12 months, if you’ve seen an increase of a half, a percentage point or more. Which is really pretty modest, but half a percentage point or more. Historically, we have been in the early months of a recession, so it’s not a forecast. It’s supposed to be like we’re in it. Let’s go. It’s an empirical pattern. It’s one that’s worked in the United States. It reflects kind of our labor market institutions, the way unemployment rate moves and recessions. It historically is the case that once you get past a certain threshold of increased unemployment rate, it tends to build on itself. And in a typical recession, we see increases of. Two, three or more percentage points in the unemployment rate. Uh, so that’s, that’s what the summer rule is. And in fact, it did trigger in the summer of 2024. At that time I had said like, look around, we are not in a recession. GP is still expanding. Job creation is still happening. We don’t see the other hallmarks of a recession. And pointed to the fact that we’d had a very disrupted labor market after the pandemic in particular. You know, there had been a lot of immigration at that point. The unemployment rate is the total number of unemployed. So people who don’t have a job but are actively looking for one out of the labor force, right? And so these people that have to either be employed or looking for jobs, and so we actually saw from the pandemic. Both with the pandemic and then later with the surge and now the reversal in immigration. We’ve seen a lot of movement in the, in the labor force, which makes unemployment rate a little tricky to interpret. And then I’d also argue, we saw early in the pandemic, the unemployment rate dropped very rapidly. We even had labor shortages. So in some ways unemployment rate rising and it has risen over. I mean, it continued to rise last year in 2025. A lot of that’s also normalization. We’d had a very low unemployment rate. So I think the, the pandemic recession has a lot of features that were very unusual. We’ll talk probably more about the labor market continued to be kind of unusual. So the, you know, the somal was not the only recession indicator to fall flat on its face in the cycle. Um, but I think it’s still a useful, useful guide and I, and. You know, even if it’s not a recession, the, the unemployment rate is a full percentage point above, its low in 2023. So, I mean, that, that could, that could be a reason for policymakers to respond, even if it’s not responding to a recession. Right. That was the first time that it, that triggered and, and actually didn’t. End up in a recession, right? There’s some back in the 1950s, earlier, but it’s, it’s the first time where there’ve been some false positives in the past or, or near false positives. Like in 2003. It was kind of close, uh, is like the unemployment rate rises a little bit and then it falls back down. What we saw after it triggered in 2024 is it stabilized. Then last year it continued to rise. So this the pattern that we’ve seen since the pandemic of rapid recovery dropping unemployment rate and then it’s like gradually rising and yet has risen a full percentage point that you go all the way back in the post World War II period. We don’t see anything that looks like that. So that is a very unusual. Paris. So something’s more is going on in the labor market than just our typical business cycle, boom, bust, recession type dynamics. So what is that? What is the thing that’s happening that’s unusual right now in the labor market? Right? So the thing that is driving the unemployment rate up, I think this is a good lesson, a reminder to all of us. It’s not about layoffs. The rate of layoffs in the United States is really quite low. You look at unemployment insurance claims, they’re also quite low. What’s been pushing the unemployment rate up over the last two and a half years has been a very low rate of hiring and, and it’s, and it is something that over time will at least gradually put upward pressure on the unemployment rate and frankly. Until hiring picks up and we really don’t have many signs of it. Even as we enter 2026 unemployment rate’s gonna probably keep drifting up ’cause we’re not keeping job creation’s, not keeping up with, you know, people coming into the, into the labor market and, and that what’s, I think the puzzle right now is that hiring has been very low. But what we’ve seen in terms of consumer spending, business investment, so the kind of the big pieces of GDP, they’ve really held up pretty well, so. Business. It’s not, again, not that recession of the customers have disappeared. And so we’re not hiring, or we may even be firing workers. The customers are there for the businesses, but they’re choosing in this environment not to add, uh, to their payrolls. And that’s slowly pushing up down point rate. Yeah. Um, you know, it, it’s interesting what you’re, you’re talking about, but essentially you’re, people aren’t getting fired. They’re just, when they retire or leave, they’re just not replacing those. Individuals, you know, makes me think a little bit about what’s going on in the big, you know, in the tech push with artificial intelligence and that kind of thing, and increased in efficiency. Certainly you see that in the larger companies like Amazon and all that, where they’re just becoming massively more productive and cutting expenses essentially by, you know, using tech. Do you think that this is sort of an early indication, potentially of that kind of movement? So it. It’s possible, but I think we’re at the very front end of AI disrupting the labor market. This low hiring rate that we’ve talked about. You see this across all kinds of industries, including ones that don’t show high levels of AI adoption, and frankly, a AI adoption is pretty low. I mean, there are some sectors like tech and increasingly finance and some professional services have higher adoption rates. Uh, but in terms of it being able to explain the low hiring. I think it’s pretty tough ’cause the low hiring is such a, such a broad based, um, phenomenon. Now, AI might be, I think, indirectly contributing in that one of, one of the hypotheses about why, um, businesses have been, uh, not hiring despite, you know, economic activity. Continuing to push ahead could be that there’s a lot of uncertainty. Now there is a long list that we could draw of, of factors that might be causing businesses to be uncertain and hesitant to add to their payrolls. Uh, a lot of times you talk about things with tariffs or, you know, economic policy, regulations changing, you know, so there’s a lot going on there. But it could also be, there’s a lot of uncertainty about what this technology means for the future. Maybe you don’t need to bring on more workers because your ability to kind of use and adapt this technologies coming online. And so like that could be part of it. I think there’s another piece, you know, we have a lot of discussion about ai, but I do think that there’s, there could be a, a technology angle to this that’s, that is. Not in the AI technologies, but maybe just some of the more basic kind of automation is again, right after, you know, the, the pandemic recession as we came out of a, you know, very rapid recovery, uh, there was, there was a lot of hiring or that, ’cause businesses had done a lot of firing and they needed to bring back workers really rapidly and we actually had a period of labor shortages. There were workers moving around a lot and there were, that also put a lot of pressure on some employers, particularly in service sector, to automate more ’cause they just couldn’t get the workers, so they needed to bring technology. Online to help, you know, fill the gap. And over time, you know, businesses though, they haven’t done as much hiring, they have been firing. So the workers, they have longer tenures, have more experience, they’re probably more productive. So maybe businesses can kind of, you know, get away with not doing more hiring. ’cause the people they have there can kind of keep up with it. Um, and they’ve done some more automation. I don’t think those are sustainable. I think we’re going to need to see hiring pickup in terms of, of staying with, um, you know, as expanding, uh, demand from customers. But I won’t pretend to know what AI means for the future of the labor force. Right. So like there could be, I think that’s a big conversation about we’re headed, where we’re headed. I think it’s probably a pretty small slice of explaining. Where we’re at right now. You know, it’s interesting because obviously there was a lot of concerns about rising inflation, and particularly in the context of, you know, tariffs and, and among those types of things that were, were, um, coming down the pipe. And as it turns out, inflation seems to be coming down. How do you explain that from where you sit? Because it, it, it seems sort of to contradict a lot of what, you know, many economists believe to be likely. So when thinking about the effects of tariffs on inflation and this, this idea that it didn’t end up being as much of a factors we had really feared, uh, you know, a year ago. I think there’s a few things to keep in mind. One, the announced tariffs, uh. Didn’t come to pass fully. Right? So there’s a big difference between some of the, the, the initial announcements, whether it was on Liberation Day, April 2nd, or the initial kind of retaliation tit for tat with China, where we ended up with some triple digit, uh, tariff numbers. Those didn’t end up being where we, we ended now tariff, the effect of tariff rate. Is much higher than it was before. Right. Uh, president Trump came into office for the second time, so like, I don’t wanna minimize the, the, the increase in tariffs and the US government collected about $200 billion last year in, in additional tariffs. But there is a, there’s a good bit of daylight between what was announced and where we actually ended up. Businesses also proved very capable of trying to avoid those tariffs and not in like a. Illegal kind of way of avoiding them, but, but using inventories like trying to get ahead of them. We know the tariffs are tariffs. There’s been some evidence that, that it’s businesses are gonna start passing on the tariff cost increase when it’s actually tied to the inventories that they’re putting out in front of customers. And for some of our goods, like say apparel or things that have long seasons or come from, you know, all across the world, it actually takes quite a bit of time from the inventories being what actually shows up in front of customers. So there’s been the ability to. Kind of get around the tariffs ’cause they were rolling in. And so do be smart in terms of your inventories. And then it just takes time for those inventories to be, you know, um, to come down. Mm-hmm. By, there’s been several studies at this place, at this point that, that demonstrate that the, the tariffs, the cost of the tariffs is coming into the us. So the, it’s always the importer that pays the tariff, like literally writes the check to the US government. But it’s possible that the foreign producer could say, reduce their prices on what they’re, you know, paying or what they’re asking to be paid for that, uh, imported good. And then that would be a way of the foreign producer sharing the cost of the tariff. But everything that we see from the M Court data suggests that a very small fraction, probably less than 10%. Of the total tariff burden is being born by, at least at this point, born by the foreign producers. So it’s coming into the us. It’s sitting with either US businesses that are importing the goods or have the goods at some point in their, you know, in their supply chains and, and with us customers, the consumers we have, we’ve seen. I think you can really look at the inflation data. You can see the goods prices, which often are kind of a drag on inflation that they did turn around. They’re, they’re putting upward pressure on inflation. It’s not massive. It doesn’t explain all of these, you know, 200 billion in tariff costs, but then it is, it’s sitting with businesses. The effects still, it’s still just not that long enough to really understand. You know what, what the implications. It’s possible. I, I think that’s true with any, with any big policy change. Like it doesn’t happen overnight. I think that’s one thing that a lot of, a lot of economic models that, like, they’re, they’re very sensitive, right? Like as soon as a policy change happens, the models will kind of tell us something pretty dramatic in terms of adjustments. But this last year was a reminder, like when there’s, when there’s a big cost, there’s gonna be a lot of attempts to adjust around it to try to minimize that cost and then. It takes time, like in the real world, like the interactions are much more complex. You know, inventory lags all of the, like, it takes time to move its way through. So I think we’re not done with the pass through. I think we’ll probably still see more come to consumers, but businesses could decide to bear that cost. They, they could, you know, with profit margins. I mean some of, some of the inflationary environment in the pandemic did allow. There were very broad base increases in prices. You did see some companies be profitable from that because it was, there was a, you know, some of the costs were more targeted, but the, you know, the, the price increases were broad. So it could be a time where businesses see that, you know, consumers are more price sensitive now than they were in 21, 20 21, 20 22, so they’re not passing as much on it. Could be that that’s part of where. Like the cost businesses are dealing with that cost by maybe doing less hiring as opposed to passing it on to consumers. Uh, you know, they could be taking a hit with their profits. They, you know, so like, it doesn’t have to go all the way through to consumers. There are different levers that can be pulled. I do think we’ll still see some pass through in the, in probably the first half of this year, and that’s assuming that our whole tariff regime. Sit still, right? It looks like once again we might be, uh, increasing those tariffs, but, um, so yeah, I think it’s just tracing, you know, the tariffs through the system is really complicated. And one last thing I’ll say about the tariffs is they’re not just tariffs on goods that go to consumers. These tariffs have been broad enough that we’re also taring imported goods that are used by our manufacturers used for our, by our businesses in their production. So then it can take a really long time for that to end up with the, you know, the end customer could be a business to start with, and then it moves its way down. So I think these are just, you know, the costs are real. We can see the tariffs have been collected, the costs are there. We can see in the import data, there haven’t been import price data, there haven’t been a lot of adjustments by the foreign suppliers. So then it’s just a question of, we have these costs. Where did the cost go? I believe the last GEP was 4.3% and, uh, inflation was around 2.6, 2.7, or at least core. You’ve obviously, uh, worked at the Fed. Um, give us a sense of the situation that the Fed is trying to figure out here. Like what do they do with these numbers and, you know, all of the issues that surround them. The work at the Fed, I mean, it, it’s laser focused on the, the response, the mandates that the Fed has. So with maximum employment and price stability and with maximum employment, that’s not something that can be easily defined. It’s not like it’s a particular unemployment rate, it’s not a particular payroll number. But I mean, broadly speaking, it’s, you know, do, are, you know, the people who wanna work, are they working? In such a way that it’s not putting pressure on inflation, right? Like labor shortages that end up with wage increases that just, you know, end up with inflation. Like that would be a situation where the Fed would actually want to kind of help restrain some of the. Uh, employment growth. And we, we saw that in this cycle. I mean, the Fed raised rates a lot in 2022 and 2023. Uh, so that’s the maximum employment on the stable prices. The Fed has set a target of the 2%, uh, year over year PCE inflation. So a little different than the CPI inflation, but very much related. And, and it’s one, I mean, that’s, that’s the goal, right? And it, uh. So it starts with those two pieces and, and what’s been, I think what’s been challenging in say the last year as the Fed was, you know, trying to figure out what it was gonna do with interest rates was the fact that it, there was pressure on both sides of the mandate. Mm-hmm. Um, and not necessarily the, well, I mean, inflation itself has, was above the 2%. It continues to be above the 2%. Target has been. Since 2021. Now the Fed’s policy doesn’t have a look back, but I mean, they do worry that the longer inflation stays closer to three than two businesses. Consumers are gonna start to kind of embed three into their actions, their expectations. Then you kind of get stuck there. So like that, that both, you know, they were missing on the inflation mandate and there were, there were concerns that the, that we might see inflation get stuck above the mandate and the way you dislodge it if it gets stuck. Could end up risking a recession, right? So the Fed doesn’t want that to happen. So that’s a real concern. But then on the employment side, you know, we started out talking about the small rule, the rising unemployment rate. We’ve seen the unemployment rate rising. And then last year in particular, it wasn’t just the unemployment rate rising, we saw job creation just really take a leg down. Um. Some of that probably is less immigration population aging, so less supply of workers, which isn’t something the Fed would react to. ’cause that, I mean, if you don’t have as many people that wanna work, you don’t need to create as many jobs. But the unemployment rate was rising, so it’s clear, like there just wasn’t, there wasn’t enough job creation to keep up with, um, the workers who were there, uh, to work. And, and there was a concern that this could, could spiral out. Those small increased unemployment rate that, that very low level of job creation. And frankly, if you look at, I mean the, I mean, we have multiple months and probably more after revisions of declines in payroll employment. Mm-hmm. Like if you looked at the labor market data, you’d be like, aren’t we in a recession or like on the edge of one? Again, that’s not where we’re at, but it, it certainly gave that, that risk. Things could be slowing down. And, and the, the last piece that was really important in the Fed’s decisions was where, where’s the federal funds rate? Where are the interest rate, the policy interest rate they control? And it was still relatively high. For, for recent history, right. Not in the long history of the Fed, but mm-hmm. And so, like the Fed had raised, they’d raised interest rates quite aggressively to fight the inflation in 2022. They’d very gradually lowered it. Some was taken out in 2023 because made some pro, made quite a bit of progress on inflation in, or in 2024, they lowered the rates in 2025, the 75 basis points of cuts that the Fed did. It was out of concern. Of the labor market unraveling a risk, not a, not saying, hey, the labor market is unraveling, but saying the risk that the downside risk to employment are larger and more worrisome than the upside risk to inflation. So this inflation getting stuck, is that still the case as a going into 2026 here? So, you know, even, even last year we saw, we listened to Fed officials, there’s quite a bit of disagreement. Because it was a tough situation to read. There are some Fed officials that were more focused on inflation, some that were more focused on the employment side. Uh, and it really was just a matter of kind of reading the economy and trying to figure out this, a very unusual situation, like where, where was this headed? What did the Fed need to do? In the end, the consensus on the Fed was to do the rate cuts, kind of front load them. They talked a lot about it as insurance. They’re taking out insurance against the labor market deteriorating. And I think with that approach, in all likelihood, and there’s been certainly signaling of this, that when they meet at the end of January, it’ll, they’re unlikely to move again. That this is, this will be an opportunity to hold steady, be patient the Fed has, has taken out their restriction. So they don’t have the higher rates, so they’ve pulled rates down. We also know that early this year there’s various kinds of fiscal support that are coming online or tax cuts to households and to businesses that should give a little extra lift, uh, to the economy. So I think it’s a period of the Fed waiting to see what the effects of their policy changes are, seeing what the effects of the fiscal policy with the expectation this will be enough to stabilize the labor market. Even help get it back on track and really what the Fed would like. I mean, we’ll see what they get, but they’d really like the next cut to be a good news cut. Like inflation. Oh look, it’s moving back down again. We’re making clear progress back to 2%. I think that’s probably gonna take maybe even till the middle of this year to build that case. A strong case for the disinflation. Mm-hmm. But that’s, that’s what they would, would like to do. But they’re gonna keep an eye on the labor market. But nothing we’ve seen in the most recent data suggests that they gotta get moving like that. There’s some, you know, real pressure building. Um, in fact, the labor market looks a little bit better probably than when they met in December and inflation. Showing some signs of progress, but it, it’s pretty bumpy in terms of, there’s a lot of noise in the data at the moment. You mentioned, um, the Fed’s mandate and you know, certainly that’s something, um, that, uh, you know, that, that we know the Fed looks at these unemployment numbers that look at inflation. I’m curious though, that there’s, you know, there is this push and pull with the treasury. In particular, you know, looking at the amount of, of, of, of bonds that need to be refinanced, that kind of thing. I mean, presumably that’s one of the reasons why the Trump administration is pushing so hard, uh, on the Fed to reduce, um, you know, to reduce rates so that you know, this sovereign debt can be refinanced at a, something a little bit more palatable. How much of that actually. I know it’s not supposed to play a part in the Federal Reserve’s actions, but in reality is there, is there that kind of, you know, thinking that, you know, they have to, they, they may try to play ball a little bit with the, with the situation, with the debt. Yeah. There, the, the Fed is not playing ball right now with the administration. Uh, but, but there have been, there have been times in our past. So during World War II, there was an explicit cooperation between the Fed and the Treasury. The Fed kept interest rates low. Both the federal funds rates, so the short term interest rates, they also did, uh, some purchases of longer term to help keep longer term rates down. Right. So I mean, the, the Fed really, they, their policy was oriented exactly on this objective, keeping the borrowing cost of the US government low because it was financing the war effort. So, so there have been times where the Fed has cooperated with treasury. Now, when they came out of World War ii. What happened is, you know, treasury wants to keep interest rates low. This is good for, you know, the economy, good for growth, but it was, it really was creating a lot of inflationary pressures and it took until the early 1950s for the Fed to kind of regain its kind of operational independence from treasury and then go back to pursuing, you know, inflation as a key goal. And then also in the late seventies and maximum employment was added as an explicit goal. So we’re in a place now where. It’s employment, it’s inflation, it, there was quite, um, I mean, president Trump and some other officials have been, you know, very open about saying rates should be low to help with the deficit, with funding the gov. So like, it’s, it’s been in the discussion in the air. But that’s not, that’s not a mandate that Congress has given the Fed. That’s not what they’re pursuing. It does, you know, but things can change at the Fed. We’re gonna see a change in leadership this year with a new Fed chair. Um, the Fed always, I mean, Congress created the Federal Reserve. It’s changed its abilities, its responsibilities over time. I don’t wanna say that we’ll never get back to a place where the Fed thinks about. Its effect on the deficit. I mean, they’re watching it, they know, right? They’re tracking all these aspects of the economy. But in terms of what’s driving the Fed’s decisions about what the, the federal funds rate should be, that’s not part of the calculus right now. Yeah. Um, you know, another, just another question is for clarity. You know, the, the, um, officially right now there’s, there’s no quantitative easing. However, there is. Uh, you know, I’ve been reading, uh, about even, I think even today, there was a, a fair amount of liquidity, uh, being injected in by the Fed. Can you, for people who don’t understand the mechanics of this and what the difference in terminology is, can you explain to us maybe what the difference is between quantitative easing and what’s being done right now? So just as for context, where quantitative easing even came from. So if we go back to the global financial crisis in 2008, the Federal Reserve, in response to that recession, pulled the federal funds rate all the way to zero. Cut rates to zero And as sure many of us remember that that recession was a very deep and long recession. So, and the unemployment rate was, you know, 10% and inflation was not a problem. So the, the Fed would want in that environment to do more to support the economy. But when the federal funds rate is at zero, that’s, its, that has been its primary tool. Well, that’s, that’s. Stepped out. So then as a question of, well, what else could we do to help support the economy? And, and there, there were. Different possibilities. Uh, some European central banks looked at, you know, they actually did negative interest rates or tried to pull their policy rates, and that’s not what the US did. What was done was to do purchases of, uh, treasuries. Uh, there’s also been purchases of mortgage backed securities, and this is where the Fed is. I mean, and, and they’re creating reserves. So the fed, I guess, secretary, uh. Treasury doesn’t refer to it as magic money. Um, you know, they create reserves and then they’re going out and they’re buying tr so they’re pushing that liquidity, that demand into markets. And if you’re, if there’s a lot more demand for treasuries, well, the price of the treasuries will go up. The yield comes down. Interest rates go down. Yep. Interest rates go down. So they. They were, the Fed wanted to support the economy more. That was the tool that they used to do it. So when, when the Fed talks about quantitative easing, it’s not just the tool, the asset purchases, it’s also the intent, right? They wouldn’t do quantitative easing right now. ’cause if the Fed thought they really need to stimulate the economy more, they’ve still got like. More than three percentage points they could cut from the federal funds rate. Like if the issue were right now, we need to like get the economy going, they’re gonna like cut the funds rate and do it that way. They wouldn’t be pur like purchasing assets, purchasing treasuries to do that. But what what happened is between the global financial crisis, the Great recession, so all the asset purchases done then. There was some, some runoff of the balance sheet, but then again, in the pandemic there were a lot of asset purchases. Uh, the Fed has a really big balance sheet, and it has, uh, it, it kind of changes the way that the Fed can even just move around the federal funds rate. Like, I don’t wanna get too much into the, the technicals, but it’s, it’s just, you know, when the Fed says, well, we wanna lower the, the funds rate to 3.5%. In the old days, they could kind of do, you know, with the bank reserves and they could like, make these small purchases and it would, it would make that stick. Now with, there’s, uh, banks have a lot of reserves, so they’re not as responsive. And so just to kind of, there’s like the, the technical, the tools, the Fed has to just make it happen. In terms of operationally, it means that they have to do some purchases now and then they call their, I mean the new name they have for these are reserve management. Purchases. So it’s really about operations. It’s not about, but it does mean they’re purchasing assets. So if you’re just focused on like the Fed’s purchasing assets, they’re putting liquidity into the system. Yes, they are doing that, but it’s not with the intent to kind of push the economy to run harder. It’s just enough liquidity to keep. The federal funds rate stable at the level that they wanted to be at, to just make sure that all these operations are short in the very short term lending markets amongst banks, that it’s all kind of working as mm-hmm. As it should be. So it’s more about operations and it’s about stimulus policy. Right. A lot of our, um, a lot of our listeners are real estate owners, investors, and they’re, you know, they think about, um. Mortgage rates and that kind of thing. There was recently a, a pretty significant, well, I don’t know how significant it really was. I think it was about, was it maybe $250 billion worth of mortgage backed securities purchased by Fannie Mae. Um, that ca can you talk about the purpose of that and really the, you know, what kind of effect that would actually, we could actually expect from that. It’s certainly been, I mean it’s, it is clear. You know, we talked about one reason that the administration would want interest rates down. It’d be like financing the deficit. Right. Another reason that very much pulls into kind of the affordability debate is we want interest rates lower, one of them lower for consumers. Now the White House has put a lot of pressure on the Fed for them to lower rates even faster than they have. Has not played ball with that. But then the Fed has lowered its rates. The Feds rates are very short term rates, and the federal funds rate is like an overnight rate with between banks. Right. So it, and it has an effect on, you know. Credit card rates, short term rates, but it’s not one, it, it has an effect, but it’s really not like driving necessarily 30 year mortgage rates or you know, some of the longer term rates. There’s a lot of other factors that go into that, and so in this kind of, you know, push for lower mortgage rates. Pushing on the Fed is not the only lever to pull, right? The administration has other levers that they could potentially pull, um, in trying to influence mortgage rates. Now, there, I’d argue the administration’s tools here, like the, the $200 billion, Fannie and Freddie purchase that you mentioned. That really is about trying to reduce the spread. Between mortgages and treasuries. So in some ways it sounds similar, like, oh, fed and Franny, which are, you know, GSEs. So part, part of the, you know, government right now, at least they were privatized during the global financial crisis. You think, oh, they’re going out and purchasing this Sounds a lot like the Fed going out and purchasing. There are there, there’s some parallels, but we need to remember, Fannie and Freddie don’t create money. The Fed, when they start, when they start the process of their quantitative easing, they’re creating reserves like they’re actually creating liquidity and money supply. Fannie and Freddie have authorization to be able to make these purchases, but they’re not like the fed. They’re not creating reserves, but they can, so I don’t wanna think about them like bringing down the whole set of interest rates, but they can affect this spread between mortgages and say treasuries. Right? And so, because again, if you’re, if the. If the GSEs are going out, they’re purchasing mortgage backed securities, well that’s increasing demand for those, and that can push down the rates, that can like squeeze that spread. And, and while the announcement has been made, you know, I mean they’re, they’re in the early stages of putting that in place, but we even on the announcements, saw a response in financial markets and you’re seeing some movement down, uh, in mortgage rates now. It was. Pretty modest, right? And, and 200 billion while, you know, not nothing, uh, really pales in comparison to like the scale of say, the quantitative easing that the Fed did. Um, and there are probably other, but the, you know, the administration’s not done. It doesn’t necessarily have to be that Fannie and Freddie do more purchases. The the spread between mortgage rates and treasuries is pretty substantial. There’s other places where, you know, the fees that go into getting a mortgage are quite a bit larger than they were before the, the global financial crisis. So maybe they go in and try to chip away at the fees and, you know, so there’s, there’s different levers. And I fully expect, and I think we’re gonna get some announcements here again soon on the White Houses. Housing affordability agenda. So there may be other, other ways that they’re trying to, uh, influence, uh, the mortgage spreads. But that’s, that’s what that is all about. And it, it should have, and it looks like, you know, it’s having some effect in terms of bringing rates down, but it likely, it’d be modest, like in the 10 basis points, maybe 20 if they ramp up the program some. But like, it, you know, it’s, it, it, you know, every, every bit counts. But this is not a. Uh, this won’t be enough to, you know, move rates down, dramatic mortgage rates down dramatically, uh, when you, when you look at the economy. Um, and I, I, I think just, you know, one last question. I mean, I just in terms of, you know, the people listening to this are. They’re, they’re people, you know, with jobs and who are trying to invest their money, and they’re trying to, you know, build long-term wealth, but they’re, you know, everybody’s worried about what’s happening with the economy. What, what, what do you think, like, just as, um, um, you know, perspective for people to understand or try to have some framework for how to look at what’s going on in the economy. How they should judge it. Like what would you suggest, like just for mom and pop investors trying to, what is happening with the economy? I’m not an economist. What, what are the, what are the things that you think they should consider studying up on, looking into a little bit? One challenge for a lot of investors, I mean, frankly, it’s, it’s been a challenge that I try to deal with too. Uh, we’re, we’re in an environment where there’s just. There’s so much news coming out of DC uh, with the White House and policies and the Fed, and you know, I mean, like, there’s just, there’s a lot. The headlines are big. And like I talked about with the tariffs, we had like really big tariff announcements. The really scary numbers were, and then it like dialed back and then we pushed through it and it’s like, and it’s this remembering that, um. There’s always a tendency to have this idea that the, the president really runs the economy. I mean, that’s not just about this administration. That’s like a longstanding, you know, the president gets, uh, blame or credit for the economy when really, right. Like we have a over 33, $30 trillion economy, hundreds of millions of workers, tens of millions of businesses. Like this is not about one administration. And so we always need to be careful about. Putting too much weight on the policies coming out of dc. Uh, and you know, last year if you really just listened to all the, you know, we’re cutting immigration, we’re raising tariffs, we’re doing, you know, all, there’s a lot of uncertainty in Doge. Well then you might have missed, like, there’s a bunch of AI investment happening and we’ve got a lot of growth in the economy and while consumers are still pretty resilient, so you, it’s kind of like. Tuning down the volume, some coming out of Washington, especially the like every twist and turn. Uh, and then kind of focusing in on the fundamentals. I will say, you know, you don’t wanna turn down DC too far because we, we do have some like big picture events that could play out over many years. Right. So kind of keeping an eye on it, but for the long game. As opposed to reacting to every twist and turn, every policy announcement, because a lot of this clearly is more of a negotiation than it is like, we’re gonna actually do this. So, you know, as investors, you don’t wanna get whipped around by the latest headline, but you also can’t put your head in the sand. Like you gotta kind of try and find a way to pull the signal out of the noise. And it is really. It’s really hard. Yeah. Like this has been a challenging time and the, the US economy’s been doing things that are not typical. We talked about some of the things with the labor market and we are running some policy experiments that haven’t been run in a long time, so things could change pretty dramatically. But I think it’s just trying to absorb the information, not get too wound up about it, but like also keep an eye on like what’s good for long-term growth. Yeah. Because it’s good for long-term productivity. Thank you so much Dr. Sahm. It’s uh, it’s been a pleasure talking to you on, uh, wealth Formula Podcast today. Great. Thank you so much. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concept. Here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. It was Claudia Sahm. She is, uh, she’s a very, very smart lady. And, uh, just a reminder, if you have not done so, uh, I, I don’t frequently ask to do, do this, but, uh, make sure you give the show. Five stars and a positive review because that’s how we’re getting, you know, really high quality people like Claudia on the show, I’ve been around for a long time. It helps that the show is, you know, like over a decade old and all that stuff too. But, uh, anything you can do to support would be very helpful. And also one more reminder, uh, if you have not done so and you weren’t a credit investor, make sure you sign up for that investor club. At Wealth formula.com. That’s it for me. This week on Wealth Formula Podcast. This is about Joffrey signing out. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheelwright and Ken m. Visit wealthformularoadmap.com.

In this episode, I answer the question of “Why is your B.rad protein so expensive?” and dig into why protein prices keep rising—and why lower prices often mean watered-down products. You will hear about the huge distinction in quality in the protein supplement marketplace, why the gold standard is grass-fed whey protein isolate, and how it stands in stark contrast to whey protein concentrate and plant-based proteins, which are less pure, less potent, and harder for the body to digest and assimilate. I also explain cold processing, lactose sensitivity, and why many people think they can’t tolerate whey when they’re really reacting to lower-quality products with leftover lactose, milk fat, and fillers. You will learn why protein supplements are getting more and more expensive and what’s happening in the marketplace, including ongoing supply chain pressure since the global pandemic, increased demand for protein, large buyers dominating supply, and reduced milk output from heat stress on cattle. I explain how lower prices often reflect cost cutting and diminished product quality through proprietary blends, nitrogen spiking, amino acid fillers, and additives like maltodextrin, and why I put my name behind a food-grade product and why paying more for very high-quality protein is a worthy investment. LINKS: Brad Kearns.com BradNutrition.com - 20% OFF Your First Order! NEW: Real Rad Gummies - Creatine + Nootropics B.rad Superdrink – Hydrates 28% Faster than Water—Creatine-Charged Hydration for Next-Level Power, Focus, and Recovery B.rad Whey Protein Superfuel - The Best Protein on The Planet! Brad’s Shopping Page BornToWalkBook.com B.rad Podcast – All Episodes Peluva Five-Toe Minimalist Shoes We appreciate all feedback, and questions for Q&A shows, emailed to podcast@bradventures.com. If you have a moment, please share an episode you like with a quick text message, or leave a review on your podcast app. Thank you! Check out each of these companies because they are absolutely awesome or they wouldn’t occupy this revered space. Seriously, I won’t promote anything that I don't absolutely love and use in daily life: B.rad Nutrition: Premium quality, all-natural supplements for peak performance, recovery, and longevity; including the world's highest quality whey protein! Get 20% OFF your first order! Peluva: Comfortable, functional, stylish five-toe minimalist shoe to reawaken optimal foot function. Use code BRADPODCAST for 15% off! Get Stride: Advanced DNA, methylation profile, microbiome & blood at-home testing. Hit your stride the right way, with cutting-edge technology and customized programming. Save 10% with the code BRAD. Online educational courses: Numerous great offerings for an immersive home-study educational experience Primal Fitness Expert Certification: The most comprehensive online course on all aspects of traditional fitness programming and a total immersion fitness lifestyle. Save 25% on tuition with code BRAD! See omnystudio.com/listener for privacy information.

intelligend 30% off life time subscription: Use "WILL" at checkout https://go.intellijend.com/willUse code "WILLCLARKE20" to gain 20% off pointblank LA or Online courses (excluding only degree programmes), or follow the link https://bit.ly/willclarkepbSign up for the latest podcast info - https://laylo.com/willclarke/uqFWnJKaPodcast Overview: In this conversation, Will Clarke sits down with Charlie Tee to unpack the realities of drum and bass today, from money and industry pressure to the complicated idea of “selling out.” Charlie opens up about radio, raving, mental health, and why performing on stage feels easier than navigating everyday social situations. They also dive into ticket sales, social media stress, and the responsibility artists feel to preserve underground culture while still building sustainable careers.Who is Charlie Tee: Charlie Tee is a DJ, broadcaster, journalist, and deeply proud music nerd who represents the inclusive, forward moving energy reshaping dance music today. As BBC Radio 1's first full time female drum and bass specialist, she brings deep roots across genres, shaped by years at Kiss and a career built on connecting sounds, scenes, and communities. Through her Radio show, Unitee events, Record label, and DJ Sets, Charlie has consistently championed emerging talent while pushing electronic music forward without losing its foundations. Her work is driven by genuine passion, sharp musical understanding, and a belief that rave culture should be accessible, diverse, and built to last.⏲ Follow Will Clarke ⏱https://djwillclarke.com/https://open.spotify.com/artist/1OmOdgwIzub8DYPxQYbbbi?si=hEx8GCJAR3mhhhWd_iSuewhttps://www.instagram.com/djwillclarkehttps://www.facebook.com/willclarkedjhttps://twitter.com/djwillclarkehttps://www.tiktok.com/@djwillclarke Hosted on Acast. See acast.com/privacy for more information.

What can you expect as a local business on Instagram in 2026? Today's episode features my conversation with Michelle Grasek on the Acupuncture Marketing School podcast. We dive into Instagram marketing strategies to grow your local brick-and-mortar business, as well as build a community. Review full show notes and resources at mollycahill.com/podcastMentioned in this Episode:Episode 112 Instagram Marketing Tips for Acupuncturists with Molly Cahill: michellegrasek.com/instagram-marketing-tips-for-acupuncturistsUse coupon code AMS to save $200 on the Holistic Marketing Hub: holisticmarketinghub.com/enrollConnect with Michelle:Website: michellegrasek.comInstagram: instagram.com/michellegrasekConnect with Molly:Holistic Marketing Hub holisticmarketinghub.com/enrollInstagram: instagram.com/mollyacahill

Consider supporting the show by using the links below, as always; share this show with your fishy friends!Online

It's a brand new season of Random but Memorable — and we're kicking things off with practical security for the people you care about most.

In episode #420 of The Hormone Puzzle Podcast, our guest, Meg Faith, talks about Building a Community of Support Online. More about Meg Faith: Meg Faith is the founder of For the Barreness, a space created from her personal journey through infertility. After years of IVF treatments, immunology protocols, and complex medical diagnoses including endometriosis, adenomyosis, a Müllerian anomaly, MTHFR mutation, and Sjögren's syndrome, Meg turned her pain into purpose. What began as an Instagram account grew into a supportive community for those navigating the often isolating path to parenthood. Through For the Barreness, Meg seeks to foster connection, validate lived experiences, and remind others that they are not alone. Her work centers on compassion, honesty, and the power of shared stories in healing. Thank you for listening! This episode is brought to you in partnership with Puzzle Brew Fertility tea - https://hormonepuzzlesociety.com/fertility-tea Follow Meg on Instagram: @‌for_the_barreness Follow Dr. Kela on Instagram: @‌kela_healthcoach Get your FREE Fertility Meal Plan: https://hormonepuzzlesociety.com/ FTC Affiliate Disclaimer: The disclosure that follows is intended to fully comply with the Federal Trade Commission's policy of the United States that requires to be transparent about any and all affiliate relations the Company may have on this show. You should assume that some of the product mentions and discount codes given are "affiliate links", a link with a special tracking code This means that if you use one of these codes and purchase the item, the Company may receive an affiliate commission. This is a legitimate way to monetize and pay for the operation of the Website, podcast, and operations and the Company gladly reveals its affiliate relationships to you. The price of the item is the same whether it is an affiliate link or not. Regardless, the Company only recommends products or services the Company believes will add value to its users. The Hormone Puzzle Society and Dr. Kela will receive up to 30% affiliate commission depending on the product that is sponsored on the show. For sponsorship opportunities, email HPS Media at media@hormonepuzzlesociety.com

Sunday, February 1, 2026 I I Kings 17:7-16 NIV To support the ministry:  Online: www.woffamily.org/give Text: Text "WOF" to 73256 Mail In: Word of Faith Family Worship Cathedral - 212 Riverside Pkwy, Austell, GA 30168 

With everything going on in the world and in the US right now, we need more people speaking up. Speaking up and speaking out feels scary and difficult, but it doesn't have to. There will always be pushback from the people that benefit from the current systems of power, but you're a good person, and […]

Today's show features: - David Steinberg, CEO of Foureyes - Brian Benstock, Vice President & General Manager Paragon Honda and Paragon Acura - Robert Steenbergh, CEO of AutoPayPlus This episode is brought to you by: Siro – Your customer conversations are gold—but most dealerships never extract the insights trapped inside them. Siro helps your team tap that data for smarter coaching, consistent process adherence, and measurable PVR growth. Come visit us at NADA Show - Booth #6368 (North Hall), or book a 10-minute meeting for a chance to win some exciting prizes: https://www.siro.ai/event/nada2026 AutoPayPlus – AutoPayPlus is the premium biweekly payments provider in the country. By accelerating the equity in the vehicle on the consumer's behalf, AutoPayPlus shortens the loan term and reduces negative equity - all while increasing PVR and making consumer payments more affordable. E-mail Sales@Autopayplus.com for more information. Foureyes – Foureyes helps dealers turn data into action. Starting with a clean, connected data foundation across dealership systems, Foureyes empowers dealerships to use that data to drive consistent execution throughout their business. The data stays dealer-owned, vendor-neutral, and works with any tools or partners. More than a CDP, Foureyes is a reset for how dealer data gets put to work. Headquartered in Oregon, Foureyes employees live in 20+ states to be closer to the communities where dealers are. Visit https://www.foureyes.io/ to learn more Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683

Online retail behemoth Amazon is closing all of its branded grocery stores — but already has the greenlight to experiment with a new retail idea: a “first-of-its-kind Amazon superstore” that is coming to south suburban Orland Park. Is this the future of retail, and what does it mean for local businesses and residents? In The Loop finds out more about the approved plan and if it could be a potential blueprint for more “superstores.” We hear from Jim Dodge, mayor of Orland Park, and Steve Caine, partner and retail expert with Bain & Company. For a full archive of In the Loop interviews, head over to wbez.org/intheloop.

Learn about a helpful online platform for end-of-life planning and the benefits of using technology for this work. My guest Paul Fried is an entrepreneur who recognized a need to reshape how we think about end-of-life planning. He founded a digital-first platform that focuses on compassionate funeral planning, digital legacy preservation, and emotional wellness titled… Continue reading Ep. 535 Planning Your Funeral and Legacy Online with Paul Fried

Playing it safe online might feel comfortable but what if it's the exact thing keeping you invisible, stuck, and second-guessing your potential as a coach?   In this episode of The Divorce Revolution Podcast, I'm talking directly to the coach who knows she wants to show up more online…but keeps hesitating. The one tweaking her bio again, rewriting captions she never posts, or hiding behind "productive" tasks instead of actually being seen. I break down why visibility feels so scary, what's really happening underneath that fear, and how taking messy, imperfect action is often the fastest path to clarity, confidence, and clients.     If you've been playing it safe online, waiting to feel more confident before showing up, or hiding behind perfectionism instead of letting yourself be seen, then this episode is for you.   Resources Mentioned: Content to Clients: https://ambershaw.samcart.com/products/ctc-day1 Join the waitlist for ReNewU, my signature group program for divorced moms ready to launch a coaching business that actually pays: https://products.ambershaw.com/signature-waitlist   What I Discuss: 01:35 Why visibility feels so hard (and what's really underneath it) 06:09 Why messy action builds confidence faster than perfection 07:45 How authenticity—not polish—actually attracts the right clients 19:17 Practical ways to start showing up online without overthinking 23:17 Final thoughts on visibility, courage, and doing the damn thing   Find more from Amber Shaw: Instagram: @msambershaw Website: ambershaw.com

Jeff and Christina are out of pocket this week, so Erin Dawson heroically steps in to keep the show afloat during trying times. Life, religion, dating, blogging… an everything bagel of a show. Sponsor Copilot Money can help you take control of your finances. Get a fresh start with your money for 2026 with 2 months free when you visit try.copilot.money/overtired. Chapters 00:00 Erin 00:04 Introduction and Guest Introduction 00:44 Siri Mishap and Water Troubles 05:20 Mental Health and Daily Struggles 11:00 Physical Health and Exercise Challenges 18:45 Productivity Tools and Sponsor Message 21:57 Sponsor Break: Copilot Money 23:59 On Aging 24:53 Vision and Aging 26:55 Intelligent Design and Evolution Debate 28:58 Blogging and Social Media Verification 29:13 The Cost of Verification 30:18 Embracing the Content Game 33:12 Exploring Blogging Platforms 48:10 The Decline of Blogging 50:54 Navigating Employment and Content Creation 55:54 The Art of Dating and Bits 58:30 Wrapping Up and Final Thoughts Show Links Gestimer In Your Face Ghost Join the Conversation Merch Come chat on Discord! Twitter/ovrtrd Instagram/ovrtrd Youtube Get the Newsletter Thanks! You’re downloading today’s show from CacheFly’s network BackBeat Media Podcast Network Check out more episodes at overtiredpod.com and subscribe on Apple Podcasts, Spotify, or your favorite podcast app. Find Brett as @ttscoff, Christina as @film_girl, Jeff as @jsguntzel, and follow Overtired at @ovrtrd on Twitter. Transcript Erin [00:00:00] Introduction and Guest Introduction Brett: Hey, welcome to Overtired. It’s me, Brett Terpstra. Um, Christina and Jeff are both out this week, but I have Erin Dawson here to fill the void. Hi, Erin. How you doing? Erin: Hi Brett. I’m well. How are you? Brett: I’m, I’m, I’m okay. So before, like, for people that haven’t tuned in with an episode with you before, give your, give yourself a brief introduction. Erin: Hey folks, my name is Erin. I, uh, make art under the name Genital Shame. I’m based in Los Angeles, California, and I used to work with Brett Terpstra. Siri Mishap and Water Troubles Erin: I’m doing, I’m doing, uh, you know, that broadcast voice, but I’ve started to. When I’m using CarPlay, I’ve started to speak to Siri in my own Siri kind of as a bit, but I really enjoy doing it.[00:01:00] Hey Siri, play REM. Oh shit. It just, I shouldn’t have done that. I’m so sorry. That activated mine. Um, oh no. And now my home pods are doing it. Can you hear that? Brett: I can Erin: I literally have to turn that off now. I really apologize. Ready? Brett: we’ll wait. Erin: Anyways, that’s, this is a shit show. Okay. I’m turning it off. Uh, that’s who I am. I’m someone who activates, um, the, the dingus. Brett: activates digital assistance. That’s amazing. Um, so update on me. I got water back after four and a half days with no running water. Um, but now I’m showering and washing dishes like a pro. Erin: Oh my God, I’m so that, that truly sounds horrific. Brett: It was, you don’t realize exactly how much of your life [00:02:00] revolves around just running water. Um, it’s true of like anything, when your power goes out, when your internet goes out, when your water goes out. We’ve had all of those things happen frequently over the last year. Um, and you, you realize exactly like how handicapped you are without these kind of. The modern conveniences we take for granted? Erin: Did your pipes break? Brett: No, uh, they did freeze. Uh, the solution to the water problem was heat lamps on the well pump. On the on the pipe, the underground pipe that goes from the well pump into the house is about a foot underground, and that’s where the freeze happened. So we had heat lamps on the ground for two days while we were waiting for a plumber to show up. We just decided to try heating things up and after two days it finally creaked [00:03:00] into life, and then we ran a bunch of water and got it all cleared out. And then you Erin: have a TLC show. Now you’re Brett: you know, Erin: solving Pioneer Living. Uh, Brett: You know what happened because of that, to flush the toilet while that was happening, we were melting snow on the stove and on the fireplace and dumping it into the toilet. But when I first started, I didn’t know you could just dump like a gallon and a half of water into the bowl and it would flush. So I was filling the tank up, which takes about twice as much water. And because I was doing that, I was putting a bunch of silt from the snow. Into the tank. So the little, the rim holes around the inside of the rim of the toilet where the water swirls in those filled up with silt. So once we got running water again, the toilet wouldn’t flush all the way. And I had to go in with a coat hanger and try to clean out all of those holes in the toilet. And I got it [00:04:00] clean and it flushed all the way twice and now it’s. Stuck again because I’m just pushing shit in with the coat hanger. And the silt Erin: by shit you mean you mean silt. Brett: silt? Yes. The, the, the silt is still there and as the water runs it just fills the holes again. And I don’t yet know how to fix that, so that’s gonna be a thing. That’s what I’m doing after this. ’cause, uh, the toilet. It sounds like it flushes all the way, but then you leave and the next person comes in and says, oh my God, why didn’t you flush? Because you know there’s floaters in the toilet. Erin: I. Just watched a Todd Salons movie and, and there is a scene in which, um, a character is, is being sort of abused by her family and the abusive family says, we’re laughing with you, not at you. And she [00:05:00] says, but I’m not laughing. You know, and I apologize. I don’t mean to laugh, but that, that sounds truly horrific. Brett: Yeah, that, Erin: I mean, the shower alone, I, I don’t know about you. I use showers to process, Brett: sure. Erin: you know, showers and walks. That’s where I do it most. Mental Health and Daily Struggles Erin: And like I, yeah, I need it to, this is a very 2019 way to frame mental health, which we can pivot to. Um, but I use it to regulate. Do you remember when we used to say, I feel unregulated? We don’t say that anymore. Brett: I do remember. That was a while ago. Erin: Yeah, it’s 2019 to me, but it maybe had a shelf life beyond that. I don’t know. Brett: Yeah. Erin: but yeah, I use showers to regulate. So even if you’re kind of like me, I, my heart goes out to you that that is really not just inconvenient, but like bad for your mental health. Brett: Your quote reminded me [00:06:00] of an and or quote that’s been going around where it, it’s so, uh, I can’t remember who, but someone says, uh, if you’re doing nothing wrong, what do you have to fear? And the response is, I fear your definition of wrong. Erin: Mm. Brett: I’m like, yeah, nope, that, uh, that’s very apropos to the current situation in Minnesota. Um, but yeah, let’s do mental health. Tell me about your mental health. Erin: Yeah. Uh, I’ve seen better days have been the star of many plays. Do you remember that song, Brett? Brett: No, I don’t know what you’re talking about. Erin: All right, cool. Um, I don’t believe in resolutions because I, I went to college, but, but I do believe in the power of January as a moment of. [00:07:00] Intentional reflection and yeah, goal setting, which can be different than resolutions. And for this January, January, 2026, I put a lot of pressure on myself to sort of remake my physical life, which I hoped would have knock on effects for my mental life. So what’s that mean for me? Every year for the last three or four years, I have done dry January dj, and in the past, the keto diet has worked well for me. So I thought in January that I would, with, with these powers combined, I would become, you know, a superhuman. I’m like 20, 26. I’m getting really, I’m gonna get really hot. And I’m going to [00:08:00] be very critical about the role that alcohol plays in my life. And what had happened was, without getting too much into it, I had a bad first week and it kind of snowballed, reverse snowballs. How does a snowball, what is it? I don’t know. It just got a lot of your, your, your toilet silt in it. Yeah. And, um, and I had no release valves for dopamine. Um, because on keto you’re not eating bread. You are not having sugar. I wasn’t having any alcohol. Um, also, and, and I’ll, I’ll shut up about this in a second. I have a foot injury. A right foot injury, something called turf toe, not TERF, but TURF. [00:09:00] Um, it’s basically what happens if you kind of stove your big toe. There’s a in the ball of your foot that’s like a repetitive stress injury. I’m not a p uh, podiatrist, but that’s, that’s my beat. Very basic understanding. And so what does all this mean? That mean this means that it was like a perfect storm of like. I can’t exercise and I exercise is really, plays a really huge role in my mental health. I am in two different basketball leagues, you know, uh, I take a lot of walks. I’m a runner. Couldn’t do any of that. And I couldn’t have Alfredo and I couldn’t have fornet. And so no wonder. And in hindsight with therapy, I’m like, yeah, no wonder I, I just didn’t have any release valves, um, for joy. So in the third week I’m like, fuck [00:10:00] it, I am gonna have fries and I’m going to have a tiki drink. And I don’t regret doing that, but I fear. That, and I think, I think you have this too, Brett, the like, puritan guilt, complex guilt for just like not organizing a particular corner of your fridge correctly, just like that level will give me, be like, oh man, I, I really do suck. Huh. Um, so that scales, you know, that feeling and that complex scales and so it’s easy for me to be like, man, I have no integrity. Huh? I really just. When I got tough, I just, uh, which is also an unhealthy way to think about things, but, um, but I’m, I’m kind of over it now. Uh, but uh, I was pretty disappointed in myself for a while there. I still kind of am. That’s how I’m doing. Brett: Wow, that sounds, that sounds pretty rough. [00:11:00] Physical Health and Exercise Challenges Brett: I, uh, I don’t, I, so I haven’t had a drink in as long as I can remember. Um, because I have a very short memory. It’s only been a matter of months, but, um, I do, I don’t miss drinking. I miss having that release. Um, and I, my only substitute has been CBD. Which is, you know, doesn’t do jack shit. Uh, it’s like a mental game for me. Um, have a, I I I’ve switched to drinking CBDT ’cause it’s way cheaper than like CBD carbonated beverages. Um, so for like 50 cents I can have a mug of five milligrams of CBD and pretend I feel okay. Um, that’s. It’s alright. Um, I do, so my release has been consuming [00:12:00] these outshine coconut bars, which. I find a perfect blend of fatty and salty and sweet and, um, they, as of like two weeks ago, outshine has discontinued them, which had an outsized effect on my mental health. Erin: Yeah. Brett: I bought the last three boxes that were at the grocery store, and those lasted a little bit, and then I was down to two bars and I decided, I, I I would ration them. And night after night, I just looked at those bars, but I wouldn’t, ’cause if I ate one of them, that would mean I only had one left. So it’s easier for me to have two left. So I had two sitting in the fridge, and then yesterday l went to a different grocery store and I said, just on the off chance would you check. And she came home with seven [00:13:00] boxes, six to a box. So yeah, I, I got, I hugged her. They were not expecting it. I like jumped up, just effusively, Erin: What do you, I have never had even this affinity for like my favorite meal. What do you like about these bars? Brett: Oh my God. They just like, I don’t know my, they like dopamine rush, pupil, dilate. Um, Erin: D filled? Brett: no, they’re just sugar. It’s sugar and coconut. Sugar and coconut. Dairy free. Gluten-free. Like it’s a, it’s a sugary snack and. Uh, so I’ve been like my, I don’t know what happened. Uh, it somewhat coincided with my last weight gain, but not exactly. But now I can’t stand up for more than about five minutes. [00:14:00] Um, just like if I empty the dishwasher, the, the act of bending over a few times, I have to sit down and I have to recover for 10 minutes. My back just freezes up and I’ve gone through physical therapy and I have, I like push myself every time it happens. I like, without injuring myself, I try to push it and try to strengthen and nothing helps, like nothing changes at all. That combined with my dizziness, which is still a thing, means the only exercise I’m getting is like half an hour a day on a recumbent bicycle, um, which gives me leg exercise and a little bit of cardio and not much else, and it doesn’t seem to strengthen my back at all, and it doesn’t seem to help me sleep and I keep doing it because I have that guilt thing. If I don’t do anything then. I’m a piece of shit. Um, but [00:15:00] man, I, yeah, the coconut bars are like the only, the only way out. Erin: The Brett: all I’ve got. I’m working, I’m working on finding something new because seven boxes will last a while, but not forever. It’s still a finite amount. Um, Erin: of spring, maybe you Brett: yeah, no way. I eat, I eat a couple a day. Erin: Oh, okay. Brett: a once a week treat for me. Um, so, so I, I’m trying to like ration and I’m trying to find an alternative that is more healthy, not less healthy. Um, we’ll see. I’ll keep you posted. Erin: The guilt thing. I’m gonna, I’m gonna be thinking about the, uh, digital device dingus thing later, there are people for whom, you know, but wait back to the, the treats and living a treat based [00:16:00] lifestyle, which I’m really trying not to do. I’m really trying not to Brett: reinforcement. Erin: I think I, this is the second time I’m, I’m bringing up therapy, but I think I, I brought up that I live a treat based lifestyle up to my therapist and she didn’t, doesn’t love that paradigm of thinking. Um, but it’s kind of all I know. And for me, you know, given this month the treat that I have had before breaking. And now I’m in this habit, and now I’ve, I’m in a trap. I have taken two using, having heavy whipping cream in my coffee each morning. Um, and it’s like adding ice cream to coffee. And so I make my coffee and I have my heavy weapon cream, and I get my little frother that [00:17:00] looks like a vibrator. A very small vibrator, and I do vibrate heavy whipping cream with my coffee in a deli container. And that, unfortunately, I, I’ve tried going back to black coffee, which is my norm. Can’t do it now. I, I really, I’m trapped and unfortunately that is the height, that is the best part of my day. Brett: Do, do Erin: coffee. Brett: I have a suggestion? Um, have you ever tried barista blend oat milk? Erin: I don’t do oat milk. I’ll just say it. Brett: Okay. Erin: Yeah. Brett: It’s all I do. I, I like for me, whatever milk I’m used to is the milk. That’s good. Um, and like I got used to soy milk and everything else tasted crappy. And I got used to almond milk and then I finally like switched to oat milk, got used to that. And [00:18:00] now every other milk tastes terrible. But once Erin: Yeah. Brett: I switched to oat milk, I no longer could like make a good, um, like latte. And I like, it didn’t, uh, it didn’t foam at all. But then I found Barista Blend from C Calisa Farms, and it’s like a full fat oat Erin: Oh Brett: for as much fat as you can get out of oats. And it, it, it fros. You can put it in a steamer and get a nice big frothy latte out of it. Um, but just a suggestion. I can’t do the heavy cream, or I probably would just by lactose intolerance and Erin: Yeah. Brett: lactose allergy. Productivity Tools and Sponsor Message Erin: We talked about, I’m gonna try to combine two topics right now. We talked about Gude and you also suggested before we started recording that I stop you at a half hour [00:19:00] for the A read. We’re not quite there, but as soon as you said that, I pulled down on my. Menu bar, a little app called Just Timer. Brett: I love that app. Erin: Do you Brett: yes. Erin: I, I have, I do have not upgraded to the sequel. Just Timer two, I think it’s Brett: I haven’t tried that. Erin: I think I, I think I tr I did a trial Brett: It’s just such a good idea. Erin: it’s great. And so. have about nine minutes before you’re requested, but I, I just wanted to, I guess, shout out Jess Heimer because it rules. Brett: Yeah. No, it’s such, it’s so for anyone who hasn’t used it, it’s just a way to like, it’s almost like pulling a cord. To set a timer, and it’s just this simple, like you reach up to your menu bar and you just pull down and you pull down the amount you want and you let go and you’ve got a [00:20:00] timer running and it’ll remind you in that amount of time Erin: The main use case I had for that when we worked for the Borg together on the Borg team, was using text expander to, you know, if we had a meeting at three o’clock, I would pull it down for 2 55 and type. MTNG, and that would create a, a string that just says meeting in five exclamation mark. Um, it’s just, it’s just a great time saver and, and keeps you honest and yeah, it’s a great app. Brett: I, uh, I’ve written a lot of command line utilities, so I can like, just on the command line, I can just type, remind me five minutes and then a string, whatever to do, and it runs in the background and it uses like terminal notifier, whatever’s handy at the time to like pop up a reminder. But I kind of gave that up. So now I use just timer. And have you seen in your face. Erin: I don’t know in your [00:21:00] face. Brett: In your face ties into your calendar. You tell it to go off, say five minutes or one minute, or on the time, and anytime an event happens, it blocks out your screen. Pops up a little dialogue telling you what you’re supposed to be doing at that minute and you have to like say, join call or dismiss. And, um, ’cause I, I miss notifications all the time. And when we were working for the board, I would just completely miss meetings because I’d get into coding. I wouldn’t notice the little. Things in the corner, I’d be focused on code and I’d look up two hours later and be like, oh God, I gotta text someone. Sorry I missed the meeting. So in your face stops me from working and like, takes over the screen. Erin: That Brett: So those are, that was our gratitude. I’m gonna do a, a quick sponsor read. Sponsor Break: Copilot Money Brett: This episode is brought to you by [00:22:00] copilot money. Copi copilot money is not just another finance app. It’s your personal finance partner designed to help you feel clear, calm, and in control of your money. Whether it’s tracking your spending, saving for specific goals, or simply getting a handle on your investments. Copilot money has you covered as we enter the New year. Clarity and control over our finances have never been more important with the recent shutdown of mint and rising financial stress for many. Consumers are looking for a modern, trustworthy tool to help navigate their financial journeys. That’s where copilot money comes in. With this beautifully designed app, you can see all your bank accounts spending savings, goals, and investments all in one place. Imagine easily tracking everything without the clutter of chaotic spreadsheets or outdated tools. It’s a practical way to start 2026 with a fresh financial outlook. And here’s the exciting part. As of December 15th, copilot money is [00:23:00] now available on the web so you can manage your finances from any device you choose. Plus, it offers a seamless experience that keeps your data secure with a privacy first approach. When you sign up using our link, you’ll get two months for free. So visit try dot copilot money slash Overtired to get started with features like automatic subscription tracking so you never miss a renewal date again. And customizable savings goals to help you stay on track. Copilot money empowers you to take charge of your financial life with confidence. So why wait start 2026 with clarity and purpose. Download copilot money on your devices or visit, try. Do copilot domo slash Overtired today to claim your two free months and embrace a more organized, stress-free approach to your finances. Try that’s, try copilot money slash Overtired. On Aging Brett: Ugh. [00:24:00] people are, people aren’t gonna know how many edits I put in that. had a rough time with that one. Erin: Reading’s hard. Brett: I’m, I’m, I’m working on my two big displays. I have two, like 27 inch high def displays, but I, I’m used, I’ve been working on my couch on my laptop for months now. Um. Like Mark II was written entirely on my couch, not, not at this fancy desk I have. Um, and on this desk everything is about three feet away from my face, and I don’t have the resolution set to deal with the fact that my eyes are slowly turning to shit, so I can barely read what’s on my screen anymore. I have to like squint and lean in, and. Vision and Aging Brett: It is so weird that I, I’m told this is just a normal thing that happens at my age, but when I try [00:25:00] to read small print on something, I can’t see it. But if I lift my glasses up and remove my glasses, everything within a foot of my face is clear as day, and that never used to be the case. But now I can see way better without my glasses than with my glasses at very close range. Which means when I wear contacts I really can’t see either. They gave me a, a special kind of contact that the eyes are interchangeable. I have different prescriptions in each eye, but it doesn’t matter which. So the contacts are kinda like universal. I don’t know how it works, but they’re supposed to give you pretty good distance and pretty good closeup while not being especially good at either. And they’re okay. Um, I can’t really, I have to squint to read street signs and I have to squint to read medication bottles and I just spend a lot more time in glasses. Now. Erin: This is one of those [00:26:00] moments where I cannot relate, but I am here Brett: Do you have 2020 vision? Erin: I believe I do. Brett: Wow. Must be nice. Erin: It is nice and I’m gonna own that. Yes, I’m privileged. Ocularly, get off my back about it. Brett: I, I wasn’t giving a shit. I’m, I’m happy for you. I had 2020 vision up until I was about Erin: 2020. Brett: 10. Erin: Oh Brett: I got glasses when I was 10. I. Erin: mm. I bet you Brett: I guess no, I did not have 2020 vision. ’cause I remember at the age of 10 when I got glasses and realized that from a distance, trees had leaves, um, I was like, oh my God, I’ve been missing out on Erin: God is real, bro. Intelligent Design and Evolution Debate Erin: You know, Christians usually, I don’t know about you, but sometimes I, I grew up [00:27:00] with this idea that like. Intelligence, intelligent design is a thing because take something as incredibly complex as the human eye. Tell me that there wasn’t a designer for that, but also like if you’re over 30, like take something as complex as like the human back. it’s not that they’re not that they’re saying that eyes don’t have quality issued degradation over time. It’s a different argument, but it’s just like also like not everything’s that intelligent. I mean, Brett: but the other part that I grew up with was that our, we aged and our eyes went bad, and our back went bad because of sin. It was all like a result of the original sin, and according to like Young Earth creationists, like every generations of humans that get farther away from Adam and Eve. Get [00:28:00] are, are in worse health. They’re, they’re genetically deteriorating, uh, Erin: they’re genetically sinful. Brett: Yeah. And it, it is. I don’t know. It took a long time to unlearn a lot of that stuff, but my dad brings Erin: evil. Brett: it’s called the watchmaker argument. Um, and my dad brings it up anytime we start talking about evolution, which I generally avoid these days, but he brings up the idea of the, the eye, the human eye. Erin: They love the human eye. Brett: I explain to him the, the process of like light sensing cells on amoebas. Erin: Our skin Brett: how, and how they developed into maybe a light sensing cell with a water sack, and then that developed into over time a retina. And like it’s not designed. Um, dad, it, Erin: Oh dad. Brett: yeah. Erin: Anyways. Blogging and Social Media Verification Erin: Can I talk to you about [00:29:00] blogging? Brett: Could you please? Erin: Well, here’s, let me set the table so I not to brag. Became Instagram verified recently. Why? Brett: Must be nice. The Cost of Verification Erin: Yeah, Brett: More privilege. Erin: the first, the eyes are now $13 a month. I don’t know, I don’t know how the bank’s, you know, letting me spend all this, but, um, I did it because, as I said at the top, when the REM may have been drowning me out, I don’t know. Um, I make music under the name Genital Shame and. Over time, as my account has grown on that particular platform, I have had other people alert. I’ve had followers alert me that there’s a new genital shame that just popped up in their feed asking for, Hey, my account was just hacked. [00:30:00] Like, can you help? You know? And I just thought that like for $13 a month, you know Brett: That’s how they get you. Erin: That’s fine. Yeah, get me. I’ve, they already, they already got me. Um, unfortunately, Brett: Zuckerberg that cloned your account. Erin: I got sucked. Embracing the Content Game Erin: So I, so now that I’m verified, I’m, I’m kind of leaning into playing the stupid content game, which is this, which is how, here’s how I think about it. I believe in my art. I believe in what general shame is and I want the maximum amount of people to experience it. The maximum amount of people are in the primary world, which is to say the digital world and the folks with who would resonate with general shame the most are on a platform called Instagram. So it makes sense [00:31:00] for me to play the game, which is like get the. Aforementioned eyeballs on my stuff. ’cause again, I believe in it. So I’ll do whatever it takes. Inc. Like we live in the world of Caesar. We own to Caesar. What a Caesar, in this case, Zuckerberg is Caesar, whatever. So one of my January projects, you know the, the Capital G. Capital M, good month that I was supposed to have was to block out some ugh content. To record some videos, right? Some reels of me playing Bach, of me playing, um, my favorite carcass riff or whatever. And so I found myself writing little essays about each of these things. You know, for the Bach one, there’s, I started writing about how, you know, I don’t believe in God anymore really, but [00:32:00] if I was to cite one thing that gets me. Close to it, it would be Bach like. I’m not predictable like it is. It resonates with me so fundamentally and so deeply that like that is the one thing. And I ended up writing way more than can probably fit within an Instagram comment. And then I got bit by the bug, which is like, do I, should I? Extend this to a platform that is more appropriate for long form writing. So then I’m like, okay, Erin, be realistic about starting projects that you don’t finish or won’t be consistent with. So for me, I’m defining that as one blog per month seems reasonable enough. I don’t know, but I really, I’m a writer. When we were part of the [00:33:00] Borg, you know, we were writers partially, and I found that writing alongside these stupid reels was really satisfying. Exploring Blogging Platforms Erin: So then I’m like, okay, what in 2026, what levers do I have to pull? For this type of platform. We got Ghost, we got Tumblr kind of making it a comeback. We’ve got Substack, which has shitty politics. Um, I could do something on my GitHub pages or something if I wanted to, but I. Don’t know. I don’t know how to make this decision. This is, I, I’m just bringing this up as a topic. I don’t have anything further than that. I think you may have mentioned a platform that you like, but I just thought it might be interesting to talk about. Probably Brett: No, there are, there are a lot of options. I personally. Have gone the way of static site [00:34:00] generators like GitHub pages would be, um, and will probably never go back to anything that’s based on a database or requires an online subscription. Um, I just pay a few bucks a month for a shared host and our sync, my blog to it, um, which is a super nerdy way to blog. Um, but ultimately you get. A, a folder full of markdown files that you can do anything you want with, and you can turn it into a book. You could turn it into a searchable database in obsidian. Um, you could load it up in NB ultra and have full text, rapid search, and all these things that you can’t really do with something like WordPress or Ghost. Um, WordPress is still the heavyweight. as much as it’s kind of a beast and I don’t enjoy using it, um, but ghost, [00:35:00] I just, so I’ll tell you why I bring this up in a second. But, um, ghost seems like maybe the best intermediate option. Um, I, I don’t like blogger. I don’t like Google. Um, I don’t have a lot of faith in Tumblr. be, uh, to have longevity. That’s the other thing about a static site is. I am in full control, and if I want to sunset it at any point, I just cancel the domain. But as long as I have a web server, I have a website, and I’m not dependent on any service that, you know, showed up and failed to make a profit and then terminated, as we’ve seen multiple platforms do, um, or, or turn into like a heavily paywall system that is geared like medium. Substack where [00:36:00] ultimately it’s supposed to be a moneymaking endeavor for the writers and like I use my blog as a marketing tool, but I don’t expect a lot of people to pay to read my blog. That said, I am pay walling some content these days, um, just to get people to pitch in a few bucks a month because. I never got into Patreon or anything, but I’m building this tool. This is a side note. Um, I showed you the icon for it the other day, but I didn’t show you the tool. Um, it’s called blog book. And right now it works perfectly with WordPress, but I, this morning I’ve been working on adding Micro blog, which is another good option. Um, and it might, micro blog might actually be kind of, no, it’s not, it’s got like a 300 character limit for most posts. But, um, anyway, uh, [00:37:00] micro Blog and Ghost. I’m adding so that if you’ve had a blog for a couple years and you want some kind of hard copy. This app will pull in all of those posts, let you Filch them by author or by tag or category or a date range, and it’ll generate a markdown book for you. And you can load that up in Mark three, and you can create an eub that you could go sell if you Erin: Oh wow. Brett: Um, you could turn it into like a PDF for distribution or just for your own archiving. Um. I may add more platforms to it over time. Medium killed their API. Um, so I can’t, as much as I would love to have it work for Medium, I think it would be really useful for medium authors. Um, medium made that impossible, but, um, but yeah, I actually, I built that app in about a week and I’m gonna sell [00:38:00] it on the app store as kind of a companion to Mark three. Um, as like a one-time purchase, not a subscription. Um, but yeah, I, I love blogging and I love blogs. I’ve been blogging for 30 years and I, I don’t know what I would do for expression, ’cause I’m not, I, I, I use Mastodon and that’s about it for social media. Um, I still have, uh, uh. Instagram account and I log on and I, I love seeing your, your older reels where you would just like, just fuck around with a cord or a simple progression and the face you would make when you messed up. I love that. Erin: I’ve never messed up. I don’t know what you’re talking about. Brett: I would watch just to see you make that like grossed out face. Like, what the fuck sound was that? Um, um, [00:39:00] but. Yeah, I, social media is so ephemeral though. It’s, there’s no guarantee of your post being anything other than AI fodder and like, I left x, I left Twitter. Erin: Everything app. Brett: Yes. Um, completely deleted myself there. Um, deleted myself on threads. I still have a Facebook account. Um, Facebook and Blue Sky are actually surprisingly my political activity accounts. Um, Facebook is where I complain about billionaire. Um, about Zuckerberg’s and the what not. Um, and it’s where I share with my activist friends in the area, like it’s mostly for local people. And then Blue Sky is where I get like all my anarchists. News and all of the news right now from like the [00:40:00] front in Minneapolis, the people that are out there doing direct action and, and uh, mutual aid and seeing things live as they happen. And I never appreciated blue sky until the federal occupation of Minnesota and then suddenly it became my primary news source. Um, so Erin: pretty good for that. There’s a, there’s a journalist I follow there. I think she’s pretty, like the, the, the trans beat is her beat. Erin Reed. Um, she’s really great. Um, but you’re, you’re all, all that to say, I think blue sky functions really well. Yeah. As like a, a new, like, I canceled, I canceled my New York Times subscription, um, because god damn, Brett: Yeah. Erin: just their opinion section alone is just trash. Also, yesterday, um, you know, the time of this recording was, there was a protest in March yesterday, which very cool. I also. Canceled. The, [00:41:00] another, another dimension of that day was about, you know, anti consumption, not spending anything, not buying anything, and canceling subscriptions if you can. And yesterday I did cancel my prime subscription, which was hard to do. But, you know, I did, I and I, I was thinking about this a couple months ago before moving, but I was like, you know, I’m gonna move. I’m only human. Like the two day shipping thing is going to come in handy for real. Like ordering things to the new apartment knowing that it’ll get there. You know, I’m glad I did that. That’s cool. But like, now’s the time where I’m a little more settled and I can do that. And so I did that yesterday. Um, but anyways, blue sky’s cool for political stuff. Brett: I. I have been trying to cut Amazon out. I removed Alexa from my life entirely. Um, I had it, Alexa is a good [00:42:00] cheap solution for like whole home automation. Um, so, but I replaced that with home pods and, um, I only buy from Amazon if I absolutely can’t find something somewhere else. Um, because these days, because of competition with Amazon, almost every vendor will offer free shipping. Not always two day shipping ’cause they don’t have the infrastructure for that. Um, but, uh, but I’ll get free shipping and I’ll get comparable prices. And Prime doesn’t really save me anything anymore, and I never use Prime video and I’m Erin: terrible streamer. It’s a terrible streamer. Brett: I’m on the verge of canceling that as well, and once I do that, I will be mostly free of Amazon. Erin: That rocks do. I think that’s really cool. I, I was thinking about this the other day too, that like canceling Amazon [00:43:00] has knock-on effects that I think are really positive as well. For example, you know, I’m lucky to live in a city where, you know, I have within walking distance to me a lot of options. So if I needed packing tape or I needed. I don’t know, some pilot G twos or whatever, like instead of for let’s say, let’s say it’s a project specific thing, like I need a certain type of pen or whatever. Instead of being like, I will order these, do the two two day shipping and put off that project for when I have that tool. Instead, which shifts the nature of the project. Like on a project level, you’re thinking about differently already. And so instead, by not having the affordance to do that, I can get out of my house. That’s a good get sun. That’s another capital G. Good. See human beings interact with human beings, you [00:44:00] know, and then also do the project the same day and not give money. To AWS, which is the backend for a bunch of evil shit. Like, it just like, you know, it stacks. Brett: Yeah. Erin: So, I don’t know. Brett: Yeah. I don’t have options Erin: It’s a lot. It’s a privilege at see above, like I’m very ocularly privileged. Brett: Yeah, no, I, I mean, there are, there are some good. Stores in my little town. Um, we are, we are fortunate to have a community that will support some more esoteric type of stores. And I don’t shop at Target and I don’t shop at Walmart, so, um. I have to depend on the limited selection in small town stores, and a lot of times I can make due with what I can find locally. Um, but I do have to [00:45:00] order. Online a lot, which is why it’s been a slow process to wean off of Amazon. But Amazon is shit now too. Like you, it seems like you have selection, but you really don’t. It’s just a bunch of vendors selling the same knockoff thing and, uh, you don’t save any money if you’re buying like an original version of a product that Amazon didn’t already like bastardize and undersell, um, or undercut the seller on. Um, and it’s so much low quality and they tell you every time you buy Prime tells you you’ve saved $5 with Prime, but if you went to the actual vendor website, you would’ve saved that $5 anyway. Um, it’s shit. Amazon is shit, but yeah. So anyway, about, about, yeah. Erin: Um, uh, go ahead. Brett: I was gonna ask that we, we kind of trailed off on the blog discussion, but I just wanted to say [00:46:00] like, if you have questions about any platform or you do wanna do like a static site, I’m more than happy to help. Erin: Thanks Brett. I think I was gonna, I might take you up on that I, another direction I was going to go with this is like, I could also see someone saying like, systems order thinking. Like, what is your goal? Like, who is this for? And that’s also where I have some internal resistance because I’m on the precipice of being a douchey content creator or something in which this fits in. being cute about it, but like this fits into an ecosystem of like maybe a new career pivot for me. ’cause we’re not part, part of the Borg. So like I’ve started teaching guitar, like I went to school for music. I used to teach guitar a lot, classical and jazz guitar, and I haven’t done it for like 15 years. I just started doing that again and I can’t believe. [00:47:00] A couple things. How good I am at it. I’m a natural, like I, it sucks to be good at something, but you know, it, it doesn’t pay at all. So it’s like, um, so a couple things like do I want to start teaching again and do I want a blog to sort of be part of a funnel into a Patreon? And do I want the Patreon and. All these questions, you know, start forming around this. Like, well, I just want a blog. It’s like, why, why do I wanna blog? And I, I don’t think I have to have the answers to those questions right now. I don’t. But it seems like the choices you make, the very, like the zero width choice you make for a tool like this is really important. So that’s, that’s the other kind of. I’m having [00:48:00] internally about it, who cares? Like all the stakes. Ultimately, who, who gives a shit? Like, there are no stakes here. But I, I do think about it as a sort of like, you know, The Decline of Blogging Brett: I, I will say that everything about my career is due to blogging. Like since, since like the year 2000, um, every job I’ve gotten has been because people found me via my blog. Um, and when I have like applied for a job, they’ve used my, they’ve been like, oh, we went and read your blog and we think you’re a great candidate. Erin: But don’t you think the excuse my use of this term, the meta around blogging has changed? Or do you think it’s like that stalwart Brett: it, it, it really has like tremendously. Um, Erin: like just to be crude about it. Okay. Brett: Yeah. So like in, uh, maybe. [00:49:00] 2015, I was doing about a hundred thousand page views a week. Um, right now I’m down to more like, I think last time I checked I was doing like 8,000 page views a week. And if I look at the charts, it’s just been a steady downward trend. Um, people are not you, pe so, okay. That said, I still get about 30,000. Hits a week from RSS, which means there’s, for a nerd, for a tech site, for a tech blog. Like there’s still an audience that uses the ancient technology, RSS, um, and I get a lot of traffic from that. But in general, like social media has eaten my lunch as far as blogging. But that said, like, the only reason anyone knows who I am, and I’m not saying I’m famous, but like I, I Erin: I’ve been to Max. [00:50:00] You you have an aura? Yeah. Brett: and uh, it’s all because of 30 years of blogging. And I think, honestly think it takes like 10 years just to build up a name. So it’s not like a, oh, I’m gonna start a blog for my shop and everything’s gonna take off, Erin: Yeah, I think, I think if you, for, for the employment alone, it might, it might be worth it, I think. I think that’s huge. Like, you know, the Borg or Pre Borg, a OL where, you know, like if, if, if they were like, oh my God, yeah, you’re Brett Terpstra from Brett TURPs. Uh, like that’s worth it even if you’re getting zero clicks and they found, you know, Brett: What do you Nell from the movie Nell? Um, did you Did what? Oh. Did you give up on finding, uh, gainful employment? Navigating Employment and Content Creation Erin: no. But I give I [00:51:00] gainful employment. Um, no, but I’m taking it a little sleazy and I’m taking it a little easy. Um, unfortunately, it is a truth universally acknowledged. My version of every gainful employment that I’ve, that I’ve enjoyed is through blogging. My version of that is any. Job at that level that I’ve enjoyed has started with a dm. It’s never started with a, a shot in the dark application through Workday. Like it’s just, and I’m convinced that that’s true for everyone. Like I suspect that’s maybe the dark truth that. The it, it’s not what you are or what you can do, it’s who you know, unfortunately is an organizing principle for anything in life basically. And [00:52:00] being under someone’s employee is probably no different. So on one hand, the Puritan. Really creeps up on me here. On one hand, I’m like, oh, I’m not really spending a lot of time crafting my portfolio. I’m not really spending a lot of time crafting my resume and tailoring it to this position. I should really be doing that. I, the economy is be, my bank accounts are really behooving me to do that. But on the other hand, I’m balancing it with that truth, which is. waiting for the dm. I’m sending dms. I can play that game if I want, and I’m kind of trying to, but only to get the guilt monkey off my back, not because I have good. It’s a good faith bid for the universe, for some HR hiring manager, whatever, to be like, okay, I’m gonna Filch by this. I’m Filch by this. This is a cool candidate. It won. I’m convinced it won’t [00:53:00] happen like that. I could be wrong, and maybe that’s the case for you too, but like it’s more of a personal connection off of CRMs, know? Brett: I, uh, I stopped panicking. My, my app income is sufficient right now to survive, and I’m working to make it more than just survival. And like over the, over the course of a few months, I sent out prob, probably 150 resumes, like shots, shots in the dark. But I had, I had referrals, multiple referrals from. AWS Google, apple, like meta, like I had people at all of these places and I still, I could barely get a response. Um, I would apply for jobs I was wholly qualified for. I would, Erin: Probably overqualified Brett: I would craft the resume. I would take my time, and I wrote a different resume for each, at least [00:54:00] for the big ones. And, yeah. Yeah, I did it all. I had a whole, I had a whole workflow, an automated workflow where I could just write like in markdown and then hit a button. It would generate like a nice PDF that I could Erin: God damn right. Yeah. Brett: Um, and none of it, it didn’t do any good. And eventually I just stopped wanting it. Um, I would much rather just make my own way at this point. I couldn’t. I can’t wrap my head around being in a corporate environment anymore. I just don’t, I don’t wanna play that game. I want the money, I want the steady paycheck, but I just, I can’t play the game. Erin: Is the game to you doing the like, um, dom sub theater of like, I must respect my manager. My manager knows the way, even if they’re wrong, I ch raise my, you know, objections lest I Brett: know me, you know, I objected all the time. [00:55:00] I, I was full of objections and I, I don’t like, I don’t like the, I don’t like sitting in meetings. I don’t like pretending to care about someone else’s project. Erin: That’s it. That feels wrong to you, I feel like. Is that right? Yeah. Brett: Yeah. Erin: Yeah. I’m happy to do that for Brett: I’m not an employee. I can’t. Erin: Yeah. I don’t identify as an employee. I heard someone say, I think around. Last year’s pride as a bit, um, that we need to add con a content creator, stripe and color to the L-G-B-T-Q-I-A flag. And when I said that, I repeated that as I just said to you, to someone, and they didn’t laugh. I was like, oh no. Why have I surrounded myself with your life? Go away from me anyways. The Art of Dating and Bits Erin: I was on a date the other day. Brett: Yeah. Erin: And, um, Brett: Must be nice.[00:56:00] Erin: date privilege. Yeah. Being single. Mm. Love it. And, um, you know, I’m very sensitive to people who don’t do bits. Uh, I have an allergy to like selfer people. And, and this woman who was in like so attractive, like so attractive did a power move where she was like, we, we met at a coffee shop. And she was like, whatcha gonna get? I was like, oh, I’m gonna get a nice espresso. And when she went to order and I thought we were gonna do Dutch or whatever, she ordered her thing and then she was like, and a nice espresso as well. And I was like, oh, hot, cute. You harvested me for information and then used that as a power thing anyways, so that it was going well. But then we started talking and I was like, oh, she’s not really picking, I’m giving her, it’s like some like B [00:57:00] plus material and she’s not really responding at all. And we were talking about, I find it helpful on dates to acknowledge that we’re on a date and that we met on a dating app. So one way that I did this on this date was to say like, I saw someone with this word in their profile. What do you think it means? And the word was, or the phrase was, the desire was that they like to be corded, which I. I, I didn’t, I got into a sort of like debate with my other friend about what that means, what that means when someone puts that and they’re pan like, is that gendered, is that like a power thing? Is that like a noble abl thing? Like what is that? So we started talking about what it means to be courted on a date and she said something like, you know, a part of it too is probably that they like to be whined and dined. And I was like, in 69. She gave me nothing. I was like, [00:58:00] oh no, I forget why I brought this up. Um, Brett: I forgot too. Um, I like, I like that you associated corded with noble abl just. Erin: uh, Brett: As like a matter of course there, um, maybe they wanna gesture. Erin: oh, I think I brought it up because. I said that content creators deserve Brett: Mm, right, right, right. The bits we’re talking about Erin: Yeah, yeah, yeah, yeah. Um, Wrapping Up and Final Thoughts Brett: All right. Well, you gotta get going. I know we have like eight minutes. Erin: ooh, Brett: So we should give you some time to prep for whatever it is you’re cutting us short for. I’m not kidding. I’m just kidding. It’s like fif. We’re 58 minutes in. This is good. This was a good episode. Thank you so much for coming. Erin: I just did it ’cause I wanted to catch up with you to be Brett: Yeah. I feel like this was good. This was good for that. Erin: Yeah. Brett: Yeah. Erin: Thanks Brett. Brett: Well, good luck with everything. [00:59:00] been fun. Erin: Say the line. Brett: Get some sleep. Erin: Get some sleep. Brett, I.

The internet is forever. So how do we handle posts from our past selves? This episode was produced by Dustin DeSoto and Hady Mawajdeh, edited by Jenny Lawton, fact-checked by Sarah Schweppe, engineered by Bridger Dunnagan, and hosted by Jonquilyn Hill. Image credit Hady Mawajdeh.   If you have a question, give us a call on 1-800-618-8545 or send us a note here.  Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

The internet is forever. So how do we handle posts from our past selves? This episode was produced by Dustin DeSoto and Hady Mawajdeh, edited by Jenny Lawton, fact-checked by Sarah Schweppe, engineered by Bridger Dunnagan, and hosted by Jonquilyn Hill. Image credit Hady Mawajdeh.   If you have a question, give us a call on 1-800-618-8545 or send us a note here.  Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

In a time that demands clarity and courage like never before, Touré Roberts unpacks a transformative truth: Boldness is birthed from how clearly we see. Drawing from John 3:1-13, this message reveals the journey from believing to knowing, where faith matures into radical confidence that brings heaven to earth. David didn't defeat Goliath through personality, but through perspective. His sight was recalibrated when he was anointed at an early age. He got vision before victory. Similarly, Nicodemus evolved from a confused observer to a bold advocate as his spiritual eyes were opened through encounters with Jesus. By the time he honored Christ's burial — though the crowds were gone and the cost was highest — Nicodemus had a knowing. Moving from believing to knowing, allows those who know their God to be strong and obedient in the things of the Lord. Like Elisha's servant seeing angelic armies, our prayers release heavenly resources when our eyes are enlightened to see beyond the natural. Message: "I See Angels, Part I” Scripture: John 3:1-13 (NKJV) Speaker: Touré Roberts Date: Feb. 1, 2026 ✨ Welcome to Your Moment of Transformation You don't have to walk this journey alone. Let Jesus guide your steps and fill your life with purpose and peace.

Most coaches don't have a marketing problem — they have a positioning problem. This video shows how to attract high-ticket clients without discounts or chasing leads.In this episode, Justin breaks down why most coaches stay stuck competing on price and exactly how to reposition yourself to attract high-ticket, premium clients without chasing leads, discounting, or posting generic fitness content.You'll learn how elite coaches sell outcomes, performance, and systems — not workouts and macros — and how to structure your content, offer, and sales pipeline to convert executives and high performers who value results over price.If you're tired of commodity coaching and want to build a category-of-one coaching business, this video lays out the framework step by step.

In a time that demands clarity and courage like never before, Touré Roberts unpacks a transformative truth: Boldness is birthed from how clearly we see. Drawing from John 3:1-13, this message reveals the journey from believing to knowing, where faith matures into radical confidence that brings heaven to earth. David didn't defeat Goliath through personality, but through perspective. His sight was recalibrated when he was anointed at an early age. He got vision before victory. Similarly, Nicodemus evolved from a confused observer to a bold advocate as his spiritual eyes were opened through encounters with Jesus. By the time he honored Christ's burial — though the crowds were gone and the cost was highest — Nicodemus had a knowing. Moving from believing to knowing, allows those who know their God to be strong and obedient in the things of the Lord. Like Elisha's servant seeing angelic armies, our prayers release heavenly resources when our eyes are enlightened to see beyond the natural. Message: "I See Angels, Part I” Scripture: John 3:1-13 (NKJV) Speaker: Touré Roberts Date: Feb. 1, 2026 ✨ Welcome to Your Moment of Transformation You don't have to walk this journey alone. Let Jesus guide your steps and fill your life with purpose and peace.

If you're running a clothing brand or thinking about starting one and you're not getting the sales you want, this video will help you see exactly why.Make Designs (with discount)

Welcome to the Ballad of the Seven Dice. The party just saw Lune blast a hole through the ceiling and fall into the basement. What could possibly go wrong when you're inside a haunted house full of cultists? Check out our YouTube Want to join in on the conversation? Join Our Discord Show Notes Sin and Sinners, Experiment 4, Astral Projection, Creepy Doll, Dark Secret - Dark Fantasy Studio Filip Melvan - Fable Under The Table - 05 Tavern At The End Of Road Cellar - Monument Studios Cursed Forest, Quiet Tavern, Medieval City Indoors, Urban Park at Night, Daytime Forest, Fantasy Medieval City, - Michaël Ghelfi 

Welcome to EV News China — the podcast dedicated to the world's largest electric vehicle market. Each day, I bring you the latest headlines, insights, and analysis from the heart of China's booming EV industry — and decode how fast-moving developments in the east are shaping the global EV landscape.Can you help me make more podcasts? Consider supporting me on Patreon as the service is 100% funded by you: https://EVne.ws/patreonYou can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms:➤ Apple: https://EVne.ws/apple➤ YouTube Music: https://EVne.ws/youtubemusic➤ Spotify: https://EVne.ws/spotify➤ TuneIn: https://EVne.ws/tunein➤ iHeart: https://EVne.ws/iheart BYD TURNS DATA TROVE INTO DRIVER-ASSIST EDGE https://bit.ly/49MyS1B BYD'S BLADE BUSES CUT DEEPER INTO RICH MARKETS https://bit.ly/4t9r0yM CHINA'S BATTERY CHAMPIONS TURN HARD FOR SODIUM https://bit.ly/3NXeeTU CATL PUTS SODIUM-ION INTO CHINESE PASSENGER CARS https://bit.ly/3NXxhgR CHINA SCRUBS ONLINE ATTACKS ON EV MAKERS https://bit.ly/4k62xqd HEFEI RACES TO LOCK IN 1.5M EVS BY 2027 https://bit.ly/3M3In3h CHERY PICKS LIVERPOOL FOR FIRST EUROPEAN TRUCK HQ https://bit.ly/3NLuxDm CHINA AND DENMARK DEEPEN GREEN SHIPPING ALLIANCE https://bit.ly/49PCgZN DIDI AND GAC AION PUT PURPOSE-BUILT ROBOTAXIS ON CHINESE ROADS https://bit.ly/3LGwlgp CHINA'S LATEST EV ARMS RACE: HOW CARS TURN https://bit.ly/4k7bsrm CHINA'S EV BADGES CRASH GRAN TURISMO PARTY https://bit.ly/4a0DIXV

Sequencing doesn't start with themes or peak poses, it starts with understanding the pose itself. In this episode, I introduce pose literacy and explain why it's the missing link behind clearer, safer, and more intelligent sequencing. Using Downward-Facing Dog as a real example, I break down how learning to read a pose beyond alignment can completely change how you teach, sequence, and support your students.Episode Highlights:Why modern sequencing often skips the most essential stepWhat pose literacy is, and why alignment alone isn't enoughHow low pose literacy leads to guesswork, overload, and unsafe sequencingA pose-literacy breakdown of Downward-Facing DogHow a pose-first approach transforms sequencing and teaching confidenceWaitlist for the Online 300-Hour Yoga Teacher Training (launching January)Sequence Smarter – The Living Body of AsanaFor teachers living in India, reach out to Janessa at admin@ahamyoga.com for special local pricingJoin our mailing listFind all the resources mentioned in this episodeConnect with us on Instagram

#FenceFam See you soon! FenceTech 2026 is one week away and I hope to see you there! Grow! Learn! Community!    Fence Games Here: https://www.eventbrite.com/e/fence-games-2026-hosted-by-custom-machine-motioneering-inc-tickets-1790556575919?aff=ebdssbdestsearch   Everything FenceTech Here: https://www.americanfenceassociation.com/fencetech/2026/   Cheers! Remember to like, share, comment and REVIEW! The Fence Industry Podcast Links: IG @TheFenceIndustryPodcast FB @TheFenceIndustryPodcastWithDanWheeler TikTok @TheFenceIndustryPodcast YouTube @TheFenceIndustryPodcastWithDanWheeler Visit TheFenceIndustryPodcast.com Email TheFenceIndustryPodcast@gmail.com Mr. Fence Companies:  IG @MrFenceAcademy FB @MrFenceAcademy TikTok @MrFenceAcademy YouTube @MrFenceAcademy Mr. Fence Tools https://mrfencetools.com Mr. Fence Academy https://mrfenceacademy.com Gopherwood & Expert Stain and Seal IG @stainandsealexperts  FB @ExpertProfessionalWoodCare YouTube @Stain&SealExperts  FB Group Stain and Seal Expert's Staining University  Visit RealGoodStain.com Visit Gopherwood.us Log Cabin Fence IG @Log_Cabin_Fence FB @LogCabinFence Visit LogCabinFence.com Elite Technique Visit https://www.getelitetechnique.com/ Greenwood Fence Visit https://greenwoodfence.com/ FenceNews Visit https://fencenews.com/ Ozark Fence & Supply promo code: TFIP15 for 15% off! Visit https://www.ozfence.com/ Benji with Clever Fox for all your FENCE website, SEO & marketing needs! Visit https://www.cleverfox.online/ Stockade Staple Guns Visit https://www.stockade.com/us/ Bullet Fence Systems Visit https://bulletfence.com/ ZPost Metal Fence Posts Visit https://www.metalfencepost.com/ The Fence Industry Podcast is Produced by CleverFox.Online https://www.cleverfox.online/  

In this episode of the Real Estate Pros Podcast, host Micah Johnson welcomes Adam Gower, a seasoned expert in the real estate industry. Adam shares his insights on the evolving landscape of real estate capital formation, particularly the shift towards online syndication. He discusses the challenges faced by traditional investors as they transition to digital platforms, emphasizing the importance of building trust and visibility in a crowded market. Adam highlights the need for seasoned professionals to adapt their strategies to attract a new generation of investors who prefer discreet, informative engagement over aggressive sales tactics.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

1. Masked Singer Contestant Shockingly Withdraws Seconds Before Elimination Reveal (E! Online) (29:11) 2. Kim Kardashian finally reveals truth behind deleted party photos of Prince Harry and Meghan Markle (Page Six) (38:19) 3. Justin Bieber to Perform at Grammy Awards (Hollywood Reporter) (46:11) 4. Barbara Corcoran Recalls Faking Her Own Death on Her 70th Birthday, Says Friends Found Her ‘Dead in a Coffin' (PEOPLE) (49:51) 5. Margot Robbie and Jacob Elordi Bring Gothic Glamour to Wuthering Heights Premiere (PEOPLE) (53:11) The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Toast Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Toast Merch ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Girl With No Job by Claudia Oshry ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Camper & The Counselor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lean In Learn more about your ad choices. Visit megaphone.fm/adchoices

An online publisher has become the center of some genuinely alarming stories. Brad and Dave break down five hard lessons comic creators can learn when a publisher shows signs of instability, mismanagement, or collapse.Today's ShowFive Lessons from a Publisher in CrisisSubmitting your work for awardsSummaryCartoonists Brad Guigar and Dave Kellett explore the importance of owning and controlling one's career in the comic industry. They discuss the need for business acumen among cartoonists and the risks of signing contracts. The conversation emphasizes the value of learning from mistakes in self-publishing, the power of transparency among creators, and the benefits of submitting work for awards. Ultimately, they stress that the goal is not independence at all costs, but informed consent in business relationships.TakeawaysThere is a percentage of humans who can close their nostrils underwater.Cartoonists must be prepared to be business people.Your best defense is often not signing a contract.Mistakes in self-publishing are manageable and teach valuable lessons.Transparency among creators is crucial for success.Experience changes the power dynamic in negotiations.Submitting for awards can provide valuable insights into your work.Reviewing your work helps improve your editorial and aesthetic eye.Self-publishing allows for greater control over your career.Imposter syndrome should not prevent you from submitting your work.  You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. He is available for personal consultations. Dave Kellett is the creator of Sheldon and Drive. He is the co-director of the comics documentary, Stripped.

1. ‘Violated' Taylor Swift fuming over release of private texts as she's dragged into Blake Lively's legal drama (Page Six), Justin Baldoni Called 'Moron' by Studio Exec for Allegedly Alluding to Rape in It Ends With Us Interview (PEOPLE) (18:30) 2. Tyra Banks Admits She “Went Too Far” in New America's Next Top Model Documentary Trailer (E! Online) (29:55) 3. ‘The Fifth Wheel' First Look: Kim Kardashian and Nikki Glaser Star in Eva Longoria-Directed Netflix Comedy Filming in L.A. (Variety) (37:01) 4. Victoria and David Beckham put on united front with kids after son Brooklyn's brutal attack (Page Six) (39:50) 5. Sydney Sweeney shares sneak peek at her new lingerie line, Syrn (Page Six) (46:34) - Dear Toasters Advice Segment (51:49) The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Toast Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Toast Merch ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Girl With No Job by Claudia Oshry ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Camper & The Counselor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lean In Learn more about your ad choices. Visit megaphone.fm/adchoices