Podcasts about tuition

Send us a textWhat if the “safe” healthcare career isn't actually the smarter financial move?In this episode, we break down the real numbers behind becoming a physical therapist versus a personal trainer. Tuition costs, certification timelines, starting salaries, raises, student loan interest, income caps, and long term take home pay.We compare a $250,000 Doctor of Physical Therapy path (with 6.8% interest and $3,000 monthly loan payments) against a $1,500 personal training certification, and examine what happens over a ten year window when one career starts earning immediately and the other spends seven years in school.This isn't about bashing physical therapy. If you're called to clinical rehab inside the healthcare system, PT can be the right choice. But if you care about speed to income, lower debt risk, transferable skills, and scalable opportunity, personal training deserves a serious look.We also unpack:• how raises actually work (not just on paper)• why early income compounds harder than higher starting salaries• realistic salary caps in both careers• ownership, management, and online coaching paths• the myth that personal training “isn't a real career”If this breakdown helped clarify your path, subscribe, share it with someone weighing these careers, and drop a comment telling us which route you're choosing, and why.Support the showLearn More at: www.Redefine-Fitness.com

University of Illinois trustees approved a 2% increase in tuition for in-state freshmen on all three campuses next fall and voted to raise costs for those who are out of state, international or graduate students.

SYNOPSIS:In this live Q&A episode of The Brilliant Body Podcast, host Ali Mezey is joined by fan-favorite guest and Longevity Zoologist, Dr. Zoolittle (“Penny”) for a wide-ranging, eye-opening conversation on how we can radically improve the health, happiness, and lifespan of our animal companions.Together, Ali and Penny explore what it truly means to be intelligent caretakers of animals – moving beyond conventional pet care toward a rewilded, biologically informed approach rooted in functional and regenerative medicine. Penny explains why pets used to live much longer, how modern lifestyles disrupt animal biology, and what we can learn from wild animals about instinct, self-medication, nutrition, movement, and rest.The discussion dives into practical and often surprising topics, including animal instinct versus learned behavior, why dogs don't naturally overeat, how feeding patterns affect hormones and longevity, the profound impact of spaying and neutering on animal health, and the importance of species-appropriate diets. Penny also answers audience questions on indoor cats, fasting, raw versus cooked food, enrichment, and how to bring nature back into our pets' lives – even within modern homes.This episode challenges deeply ingrained assumptions about pet care and offers compassionate, science-based insights that empower animal guardians to support their companions in thriving – not just surviving – well into old age. A must-listen for anyone who loves animals and wants to honor the intelligence of their bodies as much as our own.FOR MORE ALI MEZEY:ALI - WebsiteALI - LinkTreeALI BIO: Ali Mezey is a Body Therapist, Family Constellation Work Facilitator, Sexologist and Media Maker with over 40 years of experience. Ali has worked in renowned rehab centers in Los Angeles for sex, drug, and alcohol addiction. She developed her groundbreaking body-based method Personal Geometry® to address the challenges of working with sexual trauma, compulsivity, dysfunctions and discontents. She works internationally with individuals, couples, and groups. Ali is also a public speaker on the intelligence of the body, a teacher of Personal Geometry® and the creator and host of The Brilliant Body Podcast.FOR MORE DR ZOOLITTLE:For ANIMAL ANTI-AGING CoursePENNY - WebsitePENNY - LinkTreePENNY - LinkedInPENNY - InstagramPENNY BIO:Penny, a world-class Longevity Zoologist, is a zoo consultant, animal welfare lecturer, mammal trainer and Pet Health Concierge. Affectionately known as Dr Zoolittle, she works with Functional and Regenerative Medicine for animal anti-aging and preventative health care.Penny is also an Applied Cognitive Ethologist specializing in animal mental health and the human-animal bond. Captivity can often mean compromise, with animals trading freedom for relationships and resources, so her co-operative care model helps them enjoy the best of both worlds by increasing their choices, sense of control and cognitive engagement.These unique perspectives create a 360 signature approach for Zoos and Pet Parents that ‘rewilds' animal health and welfare by weaving together the robust strategies of wild animals with cutting-edge longevity biology to give animals freedom from diseases, mental decline and premature aging.As well as consulting through her Pet Health Concierge Service, she offers insightful Puppy & Kitten programs that equip young animals with impeccable manners, sparkling confidence and lasting health. For adult pets, she teaches Four Paws Finishing School, a coaching program that gives pets a Longevity Lifestyle so they can live into their 20s, full of joy and vitality.ANIMAL ANTI-AGING COURSE Logistics:Please note: This class starts on Wednesday, January 14th. As all classes are recorded and available in perpetuity, you can register at any time. Of course, it's best to JOIN NOW so you can be with Penny and ask your questions live!Also, this class pertains across species (including yourself;-). When there are differences, Penny will point them out to you – so you'll have the species specifics where it's relevant and important to understand, but the foundation pieces apply to everyone.Class runs for eight weeks. We meet once a week on Wednesdays, 7:30pm UK time; 2:30pm Eastern; 11:30am PacificAn hour of class time together, and then half an hour of discussion Q and AThere's a big fat workbook that accompanies the course so you don't have to sit there taking loads of notesIf you miss a class, don't worry. Everything is recorded and you have the workbookYou also have the course for life (it may or may not be improved and updated over time - and usually it does as science always changes). You also have access to all those updates and improvements. So it's a buy once, keep it forever –  it'll grow with you and it'll still serve every animal down the line.Recommendations a'plenty for what you can do, what you could buy, best brands (Penny's done the research!) Tuition is $399Other bonuses TBA; other perks on registration pageThere's two other options there. If you want to do installments, you can do that. If you want to invite any other people in your life who love their pets to come and study alongside you that will reduce your tuition as well: for every two friends you get 50% off tuition; for three friends your tuition is free. P.S. If you do register, please let them know that you heard about it through The Brilliant Body Podcast! MORE EPISODE LINKS AND REFERENCES COMING SOON!

Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Shelli-Ann McKenzie. Purpose of the Interview The interview focuses on advocating for healthcare professionals, addressing the challenges they face, and introducing Shelli-Ann McKenzie’s nonprofit organization, Help for Healthcare Professionals (HCPP). The goal is to highlight burnout, financial struggles, and systemic issues in healthcare while promoting programs that support mental wellness, financial literacy, and career development. Key Takeaways Healthcare Workforce Challenges Nurses and healthcare professionals face high stress, burnout, and long hours, leading to workforce shortages. Many professionals struggle financially—24% live in poverty. Lack of professors in nursing schools limits the number of students entering the profession. Understanding Nursing Roles Nursing includes multiple levels: Registered Nurse (RN): Associate or bachelor’s degree. Advanced Practice Nurses: Master’s level (e.g., Nurse Practitioner, Nurse Educator). Doctorate Level: Doctor of Nursing Practice (DNP) or PhD. Nurse practitioners often function as an extension of physicians, providing quality care. Respect and Recognition Nurses provide more direct care than any other health profession but often lack recognition. Advocacy is key to ensuring nurses can practice at the highest level and improve access to care. Why HCPP Was Founded Born out of COVID-19 crisis and Shelli-Ann’s personal experience with burnout. Mission: Provide mental health referrals, financial assistance (gift cards, gas), and professional development. Programs include: Financial literacy workshops Entrepreneurship training for healthcare professionals Scholarships and internships for aspiring professionals Youth Med Program Targets ages 13–20 to build a healthcare workforce pipeline. Offers hands-on training, CPR certification, exposure to neurosurgeons, and mentorship. Tuition-free and designed to scale nationally. Funding and Community Support HCPP is a nurse-owned nonprofit, funded by federal grants and donations. Annual event: Night of Grand and Gratitude—a charity awards dinner to raise funds for programs. Notable Quotes “No one else was coming to save us—so I created HCPP.” “24% of healthcare professionals live in poverty.” “If we don’t have enough professors, we cap nursing students—it’s cyclical.” “The most rewarding part of nursing is showing up for people in their most vulnerable moments.” “Every dollar we raise fuels education programs like Youth Med—strategic investment in the future of healthcare.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

MDJ Script/ Top Stories for January 7th Publish Date:  January 7th Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Wednesday, January 7th and Happy Birthday to Kenny Loggins I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal Interstate lane closure advisory for the I-285/I-20 West Interchange Project Infants, toddlers learn, play together in Saturday story time Kennesaw Catholic school sees financial awards, growth in third year of operation All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 3 STORY 1: Interstate lane closure advisory for the I-285/I-20 West Interchange Project Heads up, drivers: weather permitting, GDOT contractors will be closing lanes around the I-285/I-20 West Interchange for a major reconstruction project. Expect delays, detours, and, let’s be honest, some frustration. The project? It’s a big one—widening ramps, adding collector-distributor lanes, and improving traffic flow. But first, the closures: I-285 Northbound: Cascade to Bolton, nightly Jan. 5–9, with single-lane closures starting at 9 p.m. and double-lane closures at 11 p.m. I-285 Southbound: Donald Lee Hollowell to MLK Jr. Drive, same dates and times, with alternating lane closures. I-20 Westbound: Anderson Ave. to Riverside Parkway, nightly closures from 9 p.m. to 5 a.m. I-20 Eastbound: Riverside Parkway to I-285, alternating lane closures nightly. Flagging operations and pacing will also hit local roads like Collier Drive and Delmar Lane. Check 511ga.org or the Georgia 511 app for real-time updates. And please—slow down, stay alert, and watch for workers. STORY 2: Infants, toddlers learn, play together in Saturday story time  Saturday morning at the Lewis A. Ray Library was pure chaos—the good kind. Ten little ones, from wobbly toddlers to wide-eyed infants, gathered on a colorful mat in the children’s section, ready for story time. Their parents? Mostly trying to keep up. Jess Fulcher, the library’s assistant senior librarian of youth services, led the charge. There were songs (“Wheels on the Bus,” of course), dancing, and two books about big feelings: Mad, Mad Bear and Leo Wakes Up Grumpy. The kids shook maracas, froze mid-dance, and popped bubbles from a machine that sent hundreds floating through the air. “It’s amazing,” Fulcher said, smiling. “I’ve been seeing some of these kids for over a year now. Watching them grow, connect, and learn—it’s the best part of my job.” The library, located at 4500 Oakdale Road, hosts family story time every other Saturday. For details, visit cobbcounty.gov/location/lewis-ray-library. STORY 3: Kennesaw Catholic school sees financial awards, growth in third year of operation  The 2025-26 school year has been a big one for Kennesaw’s Chesterton Academy of Atlanta. Just three years in, this small Catholic high school is growing steadily—and racking up some impressive wins along the way. Founded in 2023, the school is part of the global Chesterton Schools Network, which aims to provide affordable, classical Catholic education. Tuition? $9,185 per year. This year, the network snagged the prestigious $1 million Yass Prize for education innovation, while the Kennesaw campus received a $3,000 grant from the Catholic Foundation of North Georgia to upgrade its art room and cafeteria. From just 10 students in its first year to over 30 now, Chesterton Academy is carving out a special place in Georgia’s Catholic education landscape. For more, visit chestertonatl.org. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: INGLES 3 STORY 4: Cobb lawmakers react to U.S. strike on Venezuela Cobb County lawmakers are weighing in on the U.S. military’s strike in Venezuela, which ended with the capture of President Nicolás Maduro and his wife, Cilia Flores. The operation, ordered by President Trump, has sparked a firestorm of reactions—both praise and sharp criticism. U.S. Rep. Barry Loudermilk, R-Cassville, called the move “decisive and courageous,” hailing it as the end of a “tyrannical regime” and a chance for a brighter future for Venezuela. But not everyone’s cheering. Rep. Marjorie Taylor Greene, R-Rome, slammed the strike, questioning its consistency with Trump’s stance on Ukraine and accusing the administration of prioritizing foreign conflicts over domestic issues. “Why is it okay when we do it?” she asked on X. Rep. Lucy McBath, D-Marietta, echoed concerns, demanding clarity on the strike’s legality and its potential to destabilize Venezuela further. Sen. Raphael Warnock, D-Georgia, went even further, calling it a “broken promise” from a president more focused on foreign oil than Americans’ struggles. Locally, the Cobb Democratic Party condemned the strike as “unlawful,” while Cobb GOP President Mary Clarice Hathaway defended Trump’s decision, saying, “Sometimes hard decisions are necessary.” STORY 5: Cobb Police arrest suspect in New Year’s Day homicide   A New Year’s Day stabbing at the Millwood Apartment Complex in Marietta left one man dead and another behind bars. Cobb County Police say they responded to a call around 8:30 a.m. on Jan. 1 at 300 Pat Mell Road, near Austell Road. When officers arrived, they found 47-year-old Jerry Sampson Jr. with a stab wound. He was rushed to the hospital but didn’t make it. The suspect, 50-year-old Zuberi A. Douglas, was arrested the next day at the same apartment complex where the incident happened. He’s now facing charges, including felony murder. The investigation is ongoing. Got info? Call 770-499-3945. Break: STORY 6: Mac’s Chophouse scores 64 on health inspection, owners say violations are being corrected     Mac’s Chophouse, a Marietta Square favorite, hit a rough patch, scoring a 64 on its health inspection—an unsatisfactory “U” grade. Ouch. Co-owners Randy McCray and Chef Mike Fuller didn’t shy away from the news. “This score doesn’t reflect who we are,” they said, calling most violations “administrative” rather than food safety issues. The inspection cited nine problems, from improper handwashing to black buildup in ice machines. A half-eaten burger on a prep table? Not a great look. McCray admitted, “We fell behind during a busy season.” They’ve since cleaned house—literally—and are prepping for a re-inspection by Jan. 9. STORY 7: Wheeler falls in title game of Hoophall West  Darius Wabbington was unstoppable. He dropped 23 points, grabbed nine boards, and led Sunnyslope to a nail-biting 61-59 win over Wheeler in the Hoophall West Nike Tournament of Champions final on Saturday. Wheeler (11-3), ranked No. 5 by MaxPreps, had a solid run—beating Salesian (CA) and No. 6 Millennium (AZ)—but three games in three days and 1,800 miles of travel caught up with them. Still, they fought. Down 47-45 heading into the fourth, they clawed back to lead 53-51. But Sunnyslope? Ice cold at the line. They hit all 15 free throws, including six clutch ones from Colorado signee Rider Portela, who finished with 14 points. The game was chaos—nine ties, 16 lead changes, and no lead bigger than five. Wheeler’s Amare James (16 points) and Colben Landrew (20 points, six assists) kept it close, but Wabbington’s second-half threes and Sunnyslope’s composure sealed it. Tough loss, but what a game. We’ll have closing comments after this. Break: INGLES 3 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.

I'm Howler. A man with a compulsion to create.Welcome back to the Bone Brew, Brave Souls. It is a new year and as is common for most, I have been looking back on things and thinking about where I will take my craft over the next year.I wrote this article last year: This Time Next Year. A vow, about where I wanted to go and what I wanted to do. This is somewhat of an amendment but not really. More like a reintroduction to Me, The Bonebrew, and the Art I seek to create.I don't believe in resolutions. I think that instead, Refusals are far more potent. I think that decisions are far more valuable. So this Article is an expounding upon the conversation in the video. Enjoy! I have quotes and words that guide me.Guide Posts:* Temperance* Awe* Be a Monster* Look at your life, look at your choices.* Slow is Smooth, Smooth is fast.* You are the Universe Experiencing itself.The Newest wordAttendSimple, elegant, not as weighty or heavy as Responsibility, Discipline, Obligation, or Duty (ha I said duty)I think the word ATTEND, Is a North Star this 2026The LieI have lived many a Life.* Soldier* Plumber* Corporate drone* BartenderMore I don't even care to count. Thing is that Often times we will tell creatives that the breadth of experience is the key to making long lasting creative works. And to some degree that has merit but I posit after mulling this over for the last five years; that is frankly a lie, and at best a half truth.We frame it as Tuition for lessons learned. We frame it as cutting our teeth in other fields, we frame it as the long way around. All of it is Cope. Stories to make ourselves feel better for not doing the thing. What ever that creative thing maybe, whether drawing, writing, painting, film making.Excuses and AvoidanceAll of it.Here's a thought experiment. Do you think the first people who drew Superman ever went skydiving?Just sit with that for a second. Did they ever go skydiving? Would they know what it's like to fly?But they drew Superman flying, jumping tall buildings, running at the speed of sound. Did they know what that felt like?So I know, and I can tell you, that art does not require experience.My RoadI can't speak as if I know you. I can only speak from my own road, my own experience. I opened my eyes one morning and felt like I'd wasted time. I was asking myself what the hell I was really doing. There was a festering rot in the pit of my stomach and in the back of my throat…“Plumbing, feeds that part of me that wants to leave something behind so it's feasible. You know, practical artistry…” Every time I said it, I could taste the bile of falsehood bubbling. A half truth. I was sacrificing for love, for obligation, I was being disciplined. There in lies the rub, the friction of it all. The greatest cage I could ever find myself in, the one of my own making. The title of Father, of Husband. Titles I wear proudly.Yet, I could feel the rot. Bubbling, building.This stuff here, this art thing for me, is like its own weird introspective therapy. Its own weird sense of clarity. It helps me think. It challenges me. Oh my God, does it challenge me.And without that... I said this to my dad the other day about it. I would be one mean son of a bitch. God, would I be one mean son of a bitch. If I don't get time to create, I get cranky.The CostWhat pray tell is it?The Anchor of Resentment.To name the thing is to disarm it, to remove it's power. Or at the very least that is the first step. I was resentful of the Titles I wore so proudly. How? Why? How is it that I found myself resenting Roles that I have wanted since I was a boy? How was that even remotely possible?It is far easier, to sail the seas of Novelty without any direction. Yet the cost is often being drowned by the Anchor(s) of Resentment, no matter how noble the Sacrifice. It is only when you are drowning that you will scramble for the closest piece of land. That is when you find yourself where you don't want to be, where you never dreamed of being. The thing about the anchor is this. You might not drown today. Tomorrow.But if you allow it... you will find the entire ship of yur life sinking. And you won't understand why.I'd allowed myself to drift and be taken by the current on the Sea of Novelty, I'd Abandoned myself for the sake of Family.How dangerous a thing. Not for me, but for the ones I love so dearly. I found I was willing to kill my dreams for them, whether I wanted to or not and in doing so I would grow to hate them all the same.The RemedyBut again friction.The RubThey didn't ask that of me, they did not require I kill a part of myself. On the contrary they want the fullest version of me.How would I ever be able to show up for them If I could not show up for myself? How could I ever fully give them my attention if I was always thinking of something else?These were the questions I found and in the asking the answer came from an unlikely source.My boy, my lil dragon, my monster. My son.AttendWe find ourselves back at that word.I took to taking walks with him during the evenings. I try to see the world through his eyes. He notices ants everywhere. The way a blade of grass is different from another. The awe in every lizard, every cloud, in the stars. He notices the things I walk by everyday without notice or care. The Mundane.He simply pays attention to the Mundane.Life is Mundane, most of us will not live some extraordinary existence, most of us will have died within a few miles of where we grew up. Creation does not require some grand adventure. You don't gain the right to be creative because you were adventurous. There is no reward system for having had an extraordinary life. Hell, Kings think themselves ordained by the heavens and it is as normal as breathing, they think their lives mundane because they awake in it each and every day.So what does it take to be a Creative?Attention.In my estimate You must attend to three things.* First and foremost* Your CraftWhatever that craft may be, attend to it's study, inner workings, and the pursuit of it's mastery. Because there is no craft without it's rules, principles, or best practices.* Secondly* SelfYour well being, your mental, your emotional, your spiritual. You ought to know what makes you tick. You ought to know what sets you on fire. You ought to know the question you are constantly seeking to answer within your own craft, and in life.* Lastly * The Mundane. The thing that spits in the face of the ‘Go live' platitude. As creatives we are the ones who make the mundane spectacular, whether it be a starry night, the whine of string, or the horror of human depravity. We are the ones who open the eyes of others, we are the ones who remind people of themselves. We are the bridge between the fantastical and the mundane, the speculative and the everyday.I don't claim that this is easy. Or that world is even conducive to this always. I do know it is the only antidote I have found, the only answer that seems to work for me.It is mundane, monotonous, repetitive, routine work. I used to hate doing that. I used to hate doing the same thing over and over again. But it is here we find depth, It is only in repetition that you find mastery.2026So, this 2026, I am choosing the Depth.I'm choosing the thing that keeps calling my name in the dead of night. The thing that keeps howling at me.Regardless of what I'm doing. The thing I'm constantly thinking about.I'm choosing it. And as I choose it, I refuse to not attend to my life. I will attend to the mundane in all of its glory.That is my refusal.That is my decision.I refuse to be trapped and drowned by the anchors of resentment.But instead, I am deciding to instead Dive into the depths!This you?If you find yourself on the same path that I was on, and you find yourself mulling something over for years at a time,Find yourself resenting your titles, your Roles, then I implore you.I implore you to dive into the depths, because that is where the anchor residesBecause only in the depths will you be able to cut yourself free from those anchors.Welcome to the bone brew.I am Howler.I'm just a man speaking from the road.A Birthday RequestI turn another year older TODAY!I'm not a fan of gifts. I normally spend today Alone in introspection, which is a great gift I think> But… I do have an ask, for once, one I hope you feel inclined to Grant. Share the Load: Send this to a friend who is drowning on the Sea of Novelty. Or just tell a friend about the Brew.Engage: Talk to me in the comments. Join the next live stream. Don't just consume; participate. A small birthday wish would be great.The Cohort: I am not alone on this road. I am constantly shouting out friends of the brew. I would not believe this was possible with out their examples. So check my recommendations and make sure you tell them I sent you.My Other outlet: Subscribe to the YouTube channel. It helps me without your cash. If you aren't subscribed here hit that Button, Brave Soul, and Join me as we Attend this 2026!Fuel the Work: And lastly, if you absolutely must get me something: Time to attend to the craft is everything! Become a paid subscriber or grab a relic from the BoneShop. It buys me that time.If you are still here, reading this far? Thank you! Get full access to The Bone Brew at bonebrew.substack.com/subscribe

Dr. Steve Karas — PT, educator, researcher, and data-driven advocate for change in DPT education.In this episode:Why tuition has skyrocketed — but outcomes haven'tThe quiet epidemic of PT school dropoutsHow pass rate declines may signal deeper systemic cracksAre hybrid programs innovating… or racing to the bottom?What faculty, admissions teams, and CAPTE need to re-evaluate nowSteve's message is clear:Stop setting students up to survive school. Start setting them up to succeed in life.Sponsor Shoutouts????️ Pre-Roll: U.S. Physical Therapy — Career growth without burnout: usph.com???? Mid-Roll: Empower EMR — Time-saving documentation that works for you: empoweremr.com???? Pre-Parting Shot: Brooks IHL — Turn clinicians into leaders: brooksihl.org

An assortment of institutions as diverse and differentiated as colleges and universities can be ranked and sorted in any number of ways. If not all listing criteria are equally relevant, which ones should you trust to find your best fit schools? Amy and Mike asked Washington Monthly editor-in-chief Paul Glastris to clarify his rankings for the best colleges for your tuition dollars. What are five things you will learn in this episode? What's wrong with the metrics that U.S. News and similar ranking systems use to rate colleges? What alternative metrics would be better to rate colleges? How can upward mobility of graduates be measured? Which "hidden gem" colleges should rank highly but don't show up prominently on other lists?  What makes a school a good value for most students? MEET OUR GUEST Paul Glastris is editor in chief of the Washington Monthly and founder of the magazine's alternative college rankings. He was previously a speechwriter for President Bill Clinton and a correspondent and editor at U.S. News and World Report. He is a co-founder of the National Vote at Home Institute and co-author of two books, The Other College Guide: A Roadmap to the Right School for You and Elephant in the Room: Washington in the Bush Years. He has written for The New York Times, The Washington Post, The New Republic, Politico Magazine, Slate, and other publications. Paul can be reached at editors@washingtonmonthly.com. LINKS Washington Monthly's 2025 College Guide and Rankings 2025 Trends in College Pricing

Lance Morgan, the Founder and CEO of College Funding Secrets, a college funding and family finance expert who teaches parents how to use tax and … Read more The post College Funding Secrets Founder Breaks Down the Intersection of Taxes, Real Estate, and Tuition Planning appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.

We sit down with two former Mater Dei '24 alum Audrey Piper and Joshua Fong and discuss their experiences in Boulder, Colorado.  Do these current Buffs think it's worth the $65,000 annual tuition that their parents pay to send them out-of-state.  Audrey and Joshua continue to their friendship after high school and look out for each other in Boulder.   Download and listen to them share what's life like as a freshman on The Hill and how it was to rush a sorority and fraternity.  They will collaborate on what to do and what not to do, as well as, share their top hangouts in town.

Hour 4 of the Thursday Bob Rose Show, with the latest on the manhunt for Saturday's killer on Brown University. The city of Providence recently opened a state-of-the-art, real-time security center. BUT, Brown didn't partner with the city, and thus the high-tech surveillance didn't monitor the campus. Plus, all the morning's biggest stories for 12-18-25

It's YOUR time to #EdUp with Dr. Eric Klein, Assistant Provost, Doctoral Research & Student Success, American College of EducationIn this episode, part of our Academic Integrity Series, sponsored by ⁠Integrity4EducationYOUR cohost is Thomas Fetsch, CEO, Integrity4EducationYOUR host is ⁠Elvin Freytes⁠How does an online university grow enrollment by doubling every year for 5 years while maintaining 85% graduation rates & 95% student satisfaction without raising tuition since 2016?What happens when an institution refuses Title IV funding & offers master's degrees for under $10,000 & doctoral programs under $25,000 while delivering $19.20 in ROI for every $1 students invest?How does a focus on transparency & student centeredness through personalized pathways, immersive VR learning & clear job placement data prepare 12,000 students for lifelong learning in an AI enabled world?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Joe Sallustio⁠⁠⁠⁠⁠● Join YOUR EdUp community at ⁠The EdUp Experience⁠We make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Then ⁠⁠​subscribe today​⁠⁠ to lock in YOUR $5.99/m lifetime supporters rate! This offer ends December 31, 2025!

“Our Teacher” is a collection of essays written by students of Falun Dafa (also known as Falun Gong). This series is comprised of their personal experiences with the practice and their interactions with Dafa's founder, Mr. Li Hongzhi, when the practice was first taught to the public. The writings were originally published on the Minghui website. Original Articles:1. Tuition Returned Following Teacher’s Fa Lecture in Chenzhou2. I Experienced Master’s Compassionate Salvation3. Bearing Witness to History: Miracles During the 1992 Oriental Health Expo4. An Unforgettable Memory To provide feedback on this podcast, please email us at feedback@minghuiradio.org

State higher education officials have changed the eligibility requirements for Montana's American Indian Tuition Waiver. Starting next fall, blood quantum will no longer count toward eligibility.

In this episode of the Real Estate Pros Podcast, host Kristen interviews veteran real estate investor Jamaal Richard, who shares his journey from being a novice landlord to a successful acquisitions expert. Jamaal discusses the importance of learning from mistakes, the value of networking and mentorship, and how adaptability in strategy is crucial in the ever-changing real estate market. He emphasizes the need to trust oneself and to forgive losses as part of the learning process. The conversation wraps up with practical advice for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

On this episode of the VET S.O.S. Veteran Educational Resources Spotlight, host Shawn Welsh welcomes Dan Roby, Vice President of Brand Expansion and Business Development at American Military University (AMU) and retired Chief Master Sergeant, U.S. Air Force.Dan discusses AMU's 20-year legacy of serving military members, veterans, and their families through affordable, flexible, and mission-driven education. Learn how AMU has become a trusted partner for those who serve by offering:Tuition at the military TA level and grants for veterans and dependentsMonthly course start dates to fit unpredictable schedulesNo-cost textbooks or tech feesTransfer credit for prior military experienceComprehensive mental health and career services programsCommunity engagement and veteran-focused outreachAMU doesn't just talk about being “military friendly”—they live it. Their commitment to the military community extends far beyond the classroom, helping service members build careers, strengthen families, and achieve lasting success.

Mark Somerson of Columbus Business First has a look at local business news including Schottenstein Real Estate Group sells off 250 acres for over $81 million...What for?

What happens when raw determination meets a mission bigger than yourself? In this episode, Brandon Gosselin shows us exactly that. His journey — and the movement he's building — is a masterclass in turning grit, faith, and relentless purpose into real-world transformation.   Inside the episode, we unpack:

12个不一样的“钱”的地道英文，赶紧补课！ 钱是日常生活中绕不开的话题，可是在不同的场景，我们不能只有一个简单的money。比如工作中的收入，入学的学费...今天卡卡老师就来分享钱在12个不同场景中的英文叫法，快点学起来吧！Money（钱，通用）/ˈmʌni/Money isn't everything, but it helps cover daily needs.钱不是万能的，但它能帮助满足日常需求。Change（零钱）/tʃeɪndʒ/The cashier gave me three dollars in change after I paid with a $20 bill.我用 20 美元纸币付款后，收银员找了我 3 美元零钱。Currency（货币）/ˈkʌrənsi/We need to check the exchange rate of local currency before arriving.到达前我们需要查一下当地货币的汇率。Salary（薪水）/ˈsæləri/She receives a monthly salary as a senior marketing manager.作为高级营销经理，她每月领取薪水。Wage（工资）/weɪdʒ/Construction workers usually get their wages weekly.建筑工人通常每周领取工资。Income（收入）/ˈɪnkʌm/His income includes both his job salary and investment returns.他的收入包括工作薪水和投资收益。Cash（现金；兑现）/kæʃ/Do you have enough cash to pay for the restaurant bill?你有足够的现金付餐厅账单吗？Expense（开支；费用）/ɪkˈspens/We need to reduce travel expenses to stay within the budget.我们需要减少旅行开支以控制在预算内。Allowance（补贴；津贴；零用钱）/əˈlaʊəns/Her employer provides a monthly travel allowance for commuting.她的雇主每月给通勤补贴。Fee（费（会费、入场费等））/fiː/The membership fee of this gym is $50 per month.这家健身房的月会费是 50 美元。Tuition（学费）/tjuˈɪʃn/（美式亦作 /tuˈɪʃn/）She worked part-time to cover her college tuition.她兼职工作来支付大学学费。Bonus（奖金）/ˈbəʊnəs/（美式 /ˈboʊnəs/）The team received a big bonus .团队获得了丰厚的奖金。更多卡卡老师分享公众号：卡卡课堂 卡卡老师微信：kakayingyu002送你一份卡卡老师学习大礼包，帮助你在英文学习路上少走弯路

https://vimeo.com/1141663155?share=copy&fl=sv&fe=ci https://www.currentfederaltaxdevelopments.com/podcasts/2025/11/29/2025-12-01-irs-gives-first-discussion-of-upcoming-credit-for-donation-to-tuition-organizations This week we look at: Whistleblower Awards and Substantial Contribution Corporate Stock Repurchase Excise Tax Judicial Review of Willful FBAR Penalties Revisiting the Profit Motive Standard Judicial Precedent on Erroneous Refund Recovery OBBBA Guidance on SFCs and Section 987 Elections The OBBBA Scholarship Tax Credit Conservation Easements and Gross Valuation Misstatements

IRS discusses future guidance on federal scholarship tax credit, Tax Court deals a loss to another syndicated conservation easement and more.

From external chaos to inner kingdom: Why the left brain keeps you enslaved in struggle - and the right brain activation that unlocks peace, magnetism, and divine flow. In this profound episode of Konnected Minds, a deeply spiritual conversation dismantles the external seeking that keeps humanity trapped in perpetual struggle. This isn't motivational philosophy - it's a systematic breakdown of why an entire generation functions with only half their brain active, walking through life on one leg while wondering why progress feels impossible. The episode exposes a fundamental neurological truth most miss: the left hemisphere keeps you bonded to external affairs, chasing knowledge in books, validation in achievements, and God in the sky. Meanwhile, the right hemisphere - dormant in most people - connects you to intuition, inner guidance, and the kingdom that Christ explicitly said is within you. Like a person who dropped their keys on the chair but walks outside searching the streets, humanity bypasses the truth while desperately seeking it everywhere else. From the Iron Age human state where the right brain remains inactive, to understanding that scriptures are pointers to truth rather than truth itself, to recognizing that selfish energy comes from mind and body while love energy flows from spirit - this conversation reveals why certain global disasters must shake people violently enough to finally turn their attention inward. The Pharisees asked Christ where the Kingdom of God was, and he told them plainly in Luke 17:20 - it's within you. Yet translation scholars still try to change it, and elementary thinking still searches the sky. Critical revelations include: • Why your brain has two hemispheres but this generation functions with only the left side active • The right brain activation that connects you to intuition, peace, and the magnetism of God within • How theta brain waves emerge when the right hemisphere awakens - inner tuition replaces external learning • Why knowledge acquired through the world must be balanced with knowledge that flows from within • The 4% external zone versus the 96% inner zone - and why backing into mental consciousness brings freedom • How secret societies and mystery schools use ranks to gradually shift members from body consciousness to mental consciousness • Why scriptures, brotherhoods, and external teachings only point to truth - they are not the truth itself • The selfish versus love energy distinction: selfish comes from mind and body attributes, love flows from spirit • Why walking with one leg (one brain hemisphere) creates the unnatural struggle defining this generation • How disasters and challenges become necessary to shake people into finally listening and turning inward The conversation reaches its peak with an uncomfortable recognition: those taking advantage of others carry selfish energy from mind and body, not love energy from spirit. When you're functioning from the wrong compartment - body conscious and left-brain dominant - you bypass the essence while desperately searching for it. The fly banging its head against the wall while a wide-open window waits nearby perfectly captures humanity's current state. From understanding that inner tuition means the flow replaces memorized learning, to recognizing that backing into the mental zone draws you closer to the 96% where spirit resides, to accepting that the Kingdom of God was never meant to be beheld with physical eyes - this episode demonstrates that balance requires both legs, both hemispheres, both the external and internal working together. This isn't theory pulled from books alone - it's the lived truth of someone who learned extensively but reached the understanding that learning from outside isn't the answer until the flow from within balances it. The right side of the brain helps you remember the peace and magnetism already in you. It activates what was always there but remained dormant while you searched everywhere else. For the African seeking true freedom - mental, spiritual, and eventually material - this conversation offers the blueprint: stop walking on one leg, activate the dormant hemisphere, turn inward to where the keys were dropped, and recognize that every external teaching was only pointing you back to the kingdom within. The scholars may try to change the translation, but the truth remains: it's not in the sky, it's not in the scriptures alone, it's not in the external search - it's within you, waiting for the right brain to awaken and remember. Host: Derrick Abaitey IG: https://www.instagram.com/derrick.abaitey YT: https://www.youtube.com/@DerrickAbaitey Join Konnected Academy: https://konnectedacademy.com/ Listen to the podcast on: Apple Podcast - http://tinyurl.com/4ttwbdxe Spotify - http://tinyurl.com/3he8hjfp Join this channel: /@konnectedminds FOLLOW ► https://linktr.ee/konnectedminds #Podcast #businesspodcast #AfricanPodcast

UC Regents voted to continue their tuition stability plan that includes yearly tuition hikes at all campuses, despite fierce student opposition. KCSB's Hunter Maher reports.

(00:00:00) Susquehanna Art Museum presents If Herr Street Could Talk, the homecoming exhibition of award-winning abstract artist and Harrisburg native, Alteronce Gumby. (00:21:47) Franklin and Marshall College have announced a major initiative designed to make the Lancaster-based private school more affordable. Under the program known as Commonwealth Commitment, tuition will be free for students whose families earn 75 thousand dollars a year or less. For families with an income of between 75 and 150 thousand dollars a year, tuition will be the same as Penn State charges its in-state students.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

Pasadena Unified votes to slash their budget, putting dozens of positions at risk. LA County is putting homeless prevention funding on the chopping block. The Trump Administration sues California to block in-state tuition benefits for undocumented immigrant students. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com

University of California regents have agreed to a tuition hike. New claims over the Palisades Fire point the finger at a state parks employee. LA County sets a goal to end veteran homelessness. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com

Shai Reshef, founder of University of the People, joins Dustin to share how his radically accessible, tuition-free, accredited online university is scaling globally and rewriting the rules of what college can be. From refugee learners in conflict zones to first-generation students from all over the world, University of the People is serving 170,000+ students with a bold vision: higher ed should be affordable, flexible, and job-relevant. This episode is a masterclass in educational innovation, AI integration, and mission-driven leadership.Guest Name: Shai Reshef - Founder & President of University of the PeopleGuest Social: LinkedInGuest Bio: Shai Reshef is the President of University of the People (UoPeople). Reshef has over 25 years of experience in the international education market. Reshef has been widely recognized for his work with UoPeople, including being awarded the 2023 Yidan Prize for Educational Development, referred to as the Nobel Prize for Education; an honorary doctorate from the Open University, named one of Fast Company's 100 Most Creative People in Business; awarded an Ashoka fellowship; joined UN-GAID as a High-level Adviser; granted an RSA Fellowship; selected by The Huffington Post as the Ultimate Game Changer in Education; nominated as one of Wired Magazine's 50 People Changing the World; and selected as a Top Global Thinker by Foreign Policy Magazine.An expert on the intersection of education and technology, Reshef has spoken internationally at conferences, including DLD, TED, World Economic Forum, EG5 Conference, Google's Higher Education Summit, ASU+GSV, SXSW, The Economist's Annual Human Potential Summit, Financial Times' Innovation Conference, and the Schools for Tomorrow Event for the New York Times. He has also lectured at Yale, Harvard, Stanford, and Oxford, among others. Reshef's TED Talk and Nas Daily video about the University have over 30M views combined. Reshef holds an M.A. in Chinese Politics from the University of Michigan. - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Read beyond the headlines! Support Local Journalism https://www.spokesman.com/podcastoffer

The price of becoming a doctor can be overwhelming — but understanding your options is key. In this episode, we go deep into medical school tuition, explaining how costs differ between programs, what financial aid options exist, and how to estimate your total investment from start to residency. Like the podcast? Schedule a Free Initial Consultation with our team: https://bemo.ac/podbr-BeMoFreeConsult   Don't forget to subscribe to our channel and follow us on Facebook, Instagram, and Twitter for more great tips and other useful information!   YouTube: https://www.youtube.com/c/BeMoAcademicConsultingInc Facebook: https://www.facebook.com/bemoacademicconsulting Instagram: https://www.instagram.com/bemo_academic_consulting/ Twitter: https://twitter.com/BeMo_AC TikTok: https://www.tiktok.com/@bemoacademicconsulting

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Today on a special Monday edition of BustED Pencils Drs. Tim Slekar and Johnny Lupinacci are joined by noted Taco Bell eating expert Producer Jakob to talk about a neat new program. Taco Bell is helping its employees afford to get a college education with their Tacos and Tuition program. Why don't more companies do that? And is it a good idea? We discuss! (Spoiler, we think helping your employees is a good thing to do). BustED Pencils: Fully Leaded Education Talk is part of Civic Media. Subscribe to the podcast to be sure not to miss out on a single episode! Go to bustedpencils.com for swag, all of our episodes, and for information on partnering with us! For information on all of the programming across the Civic Media network, head over to https://civicmedia.us/shows. Join the conversation by calling or texting us at 608-557-8577 to leave a message!

Today on a special Monday edition of BustED Pencils Drs. Tim Slekar and Johnny Lupinacci are joined by noted Taco Bell eating expert Producer Jakob to talk about a neat new program. Taco Bell is helping its employees afford to get a college education with their Tacos and Tuition program. Why don't more companies do that? And is it a good idea? We discuss! (Spoiler, we think helping your employees is a good thing to do). BustED Pencils: Fully Leaded Education Talk is part of Civic Media. Subscribe to the podcast to be sure not to miss out on a single episode! Go to bustedpencils.com for swag, all of our episodes, and for information on partnering with us! For information on all of the programming across the Civic Media network, head over to https://civicmedia.us/shows. Join the conversation by calling or texting us at 608-557-8577 to leave a message!

In this insightful discussion, Shellee Howard interviews Gary Stocker, an expert on college financial health and viability, to shed light on the often-overlooked financial challenges facing many colleges today. Gary, originally trained as a medical laboratory scientist, transitioned into higher education administration and research, focusing on the financial stability of colleges, especially smaller private institutions. He reveals alarming trends, such as the closure of private colleges at an unprecedented rate, with one closing per week in early 2024. Despite the public perception of wealthy, stable institutions, many colleges, particularly small, rural, and non-urban private colleges, are struggling financially, often keeping these struggles hidden from prospective students and parents.Gary explains how colleges mask the reality of their financial trouble by offering significant tuition discounts, which are often misrepresented as scholarships, to attract students. He warns parents to be cautious and to prioritize evaluating a college's financial health before considering other factors like campus beauty or program offerings. Gary introduces tools he developed at College Viability, including a free report platform (mycollegeviability.com) that allows families to assess the financial health of over 1,400 private colleges and a college majors completion app that tracks graduation numbers in specific majors to help identify programs at risk of closure.He highlights the risks students face if a college closes mid-education, emphasizing the importance of teach-out agreements that transfer students to other institutions, though these partner colleges may themselves be financially unstable. Gary also discusses the differences between public and private institutions, noting that while public colleges have similar low graduation rates, they rarely close due to government funding. He underscores the importance of transparency and independent analysis for families navigating college choices in a financially volatile higher education landscape. HighlightsOver 50% of private colleges graduate less than half their students on time, signaling systemic issues in higher education. Small, rural private colleges are most at risk of financial instability and closure, often without public warning. Tuition "scholarships" are frequently just discounts, not additional funds, misleading families about the true cost. Parents should make financial health the first criterion when evaluating colleges, not just campus appeal or programs. Teach-out agreements help students finish degrees if their college closes, but quality and stability of partner schools vary. Gary's tools (mycollegeviability.com and the majors completion app) provide critical data for assessing college viability and program strength. Public colleges rarely close due to state funding but share similar challenges with graduation rates and funding cuts. Key InsightsFinancial Health is the New Priority in College Selection: Gary stresses that parents and students must prioritize the financial stability of colleges over traditional factors like campus tours or program variety. This shift in focus is crucial because financially unstable colleges may cut programs, reduce quality, or close outright, disrupting students' education and costing families time and money. Rapid Rise in College Closures Indicates a Crisis: The fact that one private college closed every week in the first half of 2024 (though the rate has slowed) reveals a deep financial crisis in higher education, particularly among smaller and private institutions. This trend underscores the urgent need for transparency and proactive financial assessment tools for families. Tuition Discounts Mask True Costs and Financial Realities: Colleges use high sticker prices with large discounts framed as scholarships to attract students and impress families. This marketing tactic hides the actual financial challenges colleges face and can create false expectations for families about the value and sustainability of a college education at these institutions. Teach-Out Agreements Are a Safety Net but Not a Guarantee of Quality: When colleges close, teach-out agreements can transfer students to other schools to complete their degrees. However, Gary highlights that many receiving institutions may themselves be financially fragile or unable to provide the same educational quality, potentially compromising students' outcomes despite the transfer. Data-Driven Decisions Empower Families: Gary's development of tools like mycollegeviability.com and the majors completion app equips families with objective information about college financial health and program viability. These tools help identify risks such as low graduation rates, declining enrollments, and majors at risk of being cut, enabling informed decision-making rather than relying solely on marketing or reputation. Small Colleges Face Unique Challenges: Small, non-urban private colleges are disproportionately impacted by financial difficulties, facing enrollment declines, increased expenses, and infrastructure maintenance backlogs. Their smaller scale and limited resources make them more vulnerable to closure and program cuts, which parents must consider carefully. Public Colleges Are Not Immune but Benefit from Subsidies: Although public colleges share many challenges like low graduation rates, they are less likely to close due to state subsidies and government support. However, they still face budget pressures that can impact program offerings and campus conditions, which families should also monitor, especially as many public institutions cut programs or raise tuition. Lack of Transparency Harms Families' Ability to Assess Risk: Colleges often avoid publicizing financial problems or program cuts to protect their image and enrollment. This secrecy makes it difficult for families to assess risks effectively without independent data sources, reinforcing the value of third-party resources like those Gary provides. Graduation Rates Affect Financial and Opportunity Costs: With over half of colleges graduating fewer than 50% of students within four years, many students face extended education timelines, increased tuition costs, and lost income opportunities. This hidden cost significantly impacts families and should be a key consideration when choosing a college. Parents and Students Must Ask Tough Questions on Tours: Prospective students and parents should inquire about the health and future of low-enrollment majors during campus visits. Declining or small programs may be at risk of elimination, affecting students' ability to complete their desired field of study, highlighting the need for critical questioning beyond surface-level marketing. Independent Fiduciaries Are Needed to Advocate for Families: Gary positions College Viability as an independent advocate for parents and students in a landscape where college presidents and boards prioritize institutional survival. This independent oversight helps balance the interests of families against the colleges' financial realities. Caveat Emptor (Buyer Beware) Applies to College Selection: The age-old Latin warning is especially relevant for today's college market. Families must approach college selection with a critical eye and data-driven mindset, recognizing that traditional trust in higher education institutions may no longer be sufficient to ensure a safe investment for their children's futures. ConclusionThis conversation underscores the critical need for families to adopt a more analytical and cautious approach to college selection. The financial instability of many colleges, especially small private institutions, poses real risks to students' educational trajectories and families' investments. By leveraging independent data tools and focusing on financial health first, parents and students can make more informed decisions, avoid surprises like sudden college closures, and better ensure a quality and stable college experience. Gary Stocker's expertise and resources provide a powerful antidote to the opaque and often misleading narratives promoted by colleges, empowering families in an increasingly complex higher education environment. Connect with Shellee Howard: WebsiteYouTubeInstagram  LinkedIn  Connect with Gary Stocker: WebsiteFacebookLinkedInYouTubePodcast

In this episode, I'm sharing a live training on why doctors are perfectly positioned to coach—and what it actually takes to make money doing it with integrity.If you've felt that nudge for “more” (more meaning, more freedom, more impact) but you've also felt the internal resistance, this will land. I'll show you why you don't need another round of “clarity” to get started—you need capacity: the capacity to believe before you have evidence, sell before someone says yes, and coach before you feel perfect.What You'll LearnSecret 1 — Diagnose like a clinician: How coaching delivers real transformation using the Belief Flow™ (thought → feeling → action → result), and why your diagnostic brain is your superpower.Secret 2 — Show up before you feel ready: The role of nervous system regulation and my Safety Formula™ (simplicity, sufficiency, service, certainty, curiosity, connection) in becoming believable to yourself and your audience.Secret 3 — Get paid without selling your soul: The Action-Belief Process™ for reverse-engineering results so you can enroll high-ticket clients congruently and coach them to measurable outcomes.Real Stories from DoctorsDr. Daa'iyah (EM → Real Estate Coaching): Went from “I'm not a coach” to building a multiple six-figure practice by learning to diagnose and shift belief.Dr. Rasheeda (Nephrology): Raised prices to $6k–$10k offers and started signing clients after building internal safety instead of chasing external validation.Dr. Lulu: Moved from a $97 offer to enrolling a $15,000 client within 24 hours of learning the Action-Belief Process™.Inside The Doctor Coach School™ (Entrepreneur Track)Phase 1 — Coach the Self (8 weeks): Belief Flow™, Safety Formula™, Action-Belief Process™ applied to you first.Phase 2 — Client Acquisition: Ethical, belief-based marketing and sales. Enroll at least one high-ticket client—with support.Phase 3 — Client Transformation: Coach a real, paying client through measurable change with mentor feedback and evaluation.You won't just “learn coaching.” You'll be a coach—with a credential, a body of work, and a paying client you've led through transformation.Who This Is ForDoctors with a clinical doctorate who know there's more to how you want to serve—and are willing to put your ideas into the world.Enrollment + DatesFirst cohort begins November 17.Tuition: $10,000 (or 6 × $1,667). Third-party financing available.Apply at thedoctorcoachschool.com → Apply Now. Let's Connect: On Instagram On Facebook On LinkedIn On TikTok On my website

(My Daily Story Podcast Video Podcast link

The news of Texas covered today includes:Our Lone Star story of the day: It took Trump and a committee of the Texas Higher Education Coordinating Board to do what hawkish on illegal immigration state legislators would not do: End the giant in-state tuition discount for illegal aliens in Texas.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Judge blocks key parts of Texas READER Act over compelled speech issues.Stench of Local Government: Abilene might hike restaurant fees after state permit shift.Cornerstone Capital Bank to acquire Lubbock-based Peoples Bank. A city that once had more locally owned banks per capita than most anywhere has very few left. Thank Dems in DC for wiping out small community banks through regulation.Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  When government stops fueling the college loan machine, prices fall — fast. Santa Clara Law just “slashed” tuition from $63,000 to $50,000 after new federal caps limited grad school borrowing. But instead of calling it a price cut, they're spinning it as a “pledge scholarship.” In this episode of Watchdog on Wall Street, Chris Markowski exposes how decades of unlimited student loans inflated higher education costs — and how a simple change in policy proves the market still works when subsidies disappear.

Andrew Gounardes, New York State Senator (D, District 26 -  Carroll Gardens, Cobble Hill, the Columbia Street Waterfront District, Dumbo, Dyker Heights, Fort Hamilton, Gowanus, Park Slope, Red Hook, South Slope, and Sunset Park), makes the case for a free CUNY system, which he has advocated for in Albany.

They say experience is the best teacher—but it's also the most expensive. In this episode, we talk about the power of learning from other people's wisdom so you don't have to pay tuition twice. Every lesson someone else already paid for is a shortcut you can use to grow faster and avoid unnecessary pain. We'll break down why asking the right questions compounds over time, how to tap into the knowledge of people further down the road, and why humble curiosity will save you years of trial and error. If you want to skip costly mistakes and accelerate your growth, this is the mindset to build. Register for the LMN Webinar (on Saturday Oct. 18, 2025 from 7a-7:45a) SnowNtell.com (Oct. 27-31)

Peace?; Pentagon Press; Russia; Rare Earth; Alex Jones; Tuition; Trans; Robots | Yaron Brook ShowOctober 14, 2025

In this open-house episode, we're diving deep into the science of belief—what it is, what it isn't, and why it's the foundation of every result you want in your coaching business. You'll learn how to stop chasing strategy to compensate for a lack of belief, how to build embodied belief in your body and behavior, and how to move clients into results without codependency. You'll also hear how The Doctor Coach School™ certification operationalizes this science through frameworks, skills labs, and evaluation—and how to apply.What you'll learnBelief ≠ mindset hacks. Why affirmations alone don't rewire the brain—and what embodied belief actually is.Physiology of belief. How belief (and disbelief) are felt in the body and reflected in behavior and results.Strategy needs fuel. Why strategy without belief leads to overwork, convincing energy, and inconsistency.The Pocket of Belief. A practical framework for coaches and clients that turns trust into transformation.From fixing to coaching. How to stop attracting disempowered clients and start partnering with agency.Codependency check. How to identify “I need my client to succeed so I can feel valid” energy—and shift out of it.About The Doctor Coach School™ CertificationPhase 1 (Coaching Self): Pocket of Belief, Belief Flow™, Action-Belief Process™, Safety Formula™—with weekly skills labs designed to build embodied belief and regulate your nervous system so you can coach from grounded authority. Certification details: Tuition $10,000. Payment plan available: $1,667/month for 6 months. Admissions decisions are made within 24–48 hours of application review, followed by an admissions call to finalize enrollment.Links & next stepsApply now: thedoctorcoachschool.com/applynowQuestions: support@thedoctorcoachschool.comAdmissions line: 844-432-7457 (toll-free) Let's Connect: On Instagram On Facebook On LinkedIn On TikTok On my website

SHOW NOTES/TRANSCRIPTS English: https://tinyurl.com/podcastDC242EN French: https://tinyurl.com/podcastDC242FR German: https://tinyurl.com/podcastDC242DE Portuguese: https://tinyurl.com/podcastDC242PT Spanish: https://tinyurl.com/podcastDC242ESYOUTUBE: https://youtu.be/1nhRfVyaIqIALL EPISODES/SHOW NOTESfollowHIM website: https://www.followHIM.coFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Nine schools, including MIT and the University of Texas at Austin, are offered preferential access to federal dollars if they sign a compact with the Trump Administration, agreeing to specific commitments on standardized testing, admissions, campus speech, grade inflation, tuition, and more. Are these useful reforms to higher ed? Is this federal overreach? Or is it perhaps both? Learn more about your ad choices. Visit megaphone.fm/adchoices

Santa Clara Law is offering every admitted student a $16,000 scholarship to align tuition with the new federal loan cap for law school borrowers. Ben and Nathan discuss whether loan caps can rein in skyrocketing tuition, share wisdom from a departing Demon user, unpack the University of Miami's AI essay prompt, and offer reassurance to students stressed by LSAT scheduling woes.⁠Study with our Free Plan⁠⁠Download our iOS app⁠Watch Episode 526 on YouTube0:26 - Santa Clara ScholarshipsNathan and Ben react to Santa Clara Law's new PLEDGE scholarship, which effectively lowers tuition to just under the $50,000 federal loan cap. Borrowing limits are a step in the right direction for controlling law school costs.24:04 - Tips from a Departing DemonDemon student Abigail, who improved her LSAT from 159 to 176, offers a parting piece of advice: take breaks. She encourages students to let the material settle and give themselves time to recharge. Nathan and Ben highlight her success as proof that steady, balanced preparation works.28:34 - University of Miami AI Essay PromptDemon teacher Beatriz highlights Miami Law's unusual essay prompt that requires applicants to use generative AI. Nathan and Ben credit the school for recognizing AI's growing role in lawyering and suggest other schools should follow suit.36:06 - Scheduling Woes Strike AgainA Reddit user vents about not finding a time slot for the October LSAT. Nathan reassures students that LSAC always opens more seats.38:21 - Letters of RecommendationTwo listeners ask for advice on letters of recommendation:Morgan debates which supervisor to ask for a letter of recommendation. Ben and Nathan recommend choosing the one who knows Morgan best.Abo wonders if decade-old letters of recommendation can still be used to apply to law schools. The guys advise Abo to get updated letters.47:51 - “Should I Stay or School I Go?”An engineer is considering law school. Ben and Nathan encourage him to research the opportunities that patent law offers, but suggest that staying in engineering might lead to better career outcomes. 57:21 - What's the Deal with Detroit Mercy?Ben and Nathan investigate Detroit Mercy Law, which just got ABA approval for a fully online JD program. The guys explore what this approval could mean for legal education. They dig into the school's stats and highlight its Canadian–U.S. dual degree.1:15:35 - Personal Statement Gong ShowCody takes the stage on the Personal Statement Gong Show, chasing Sophia's record of 34 lines.1:33:39 - Word of the Week - Augur“The obligation to exercise reasonable professional skill and judgment—under either constitution—does not encompass an obligation to augur an about-face by the United States Supreme Court.”Get caught up with our ⁠Word of the Week⁠⁠ library. 

Image someone, 54 years old with no savings and $90,000 in debt. How can that person admit to their kid that they cannot afford to pay for college? That is the topic of this week's episode.  Shawn & George talk about: Facing the reality of the situation Honesty with your kids Exploring all funding options Dealing with the situation Reworking income & expenses Making a future rebuilding plan Small wins and other stretegies Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Ben and Nathan dig into a law professor's claim that law school tuition is collapsing and explain what that really means for future students. More than 80% of students receive institutional scholarships. A strong LSAT score and GPA set you up to take advantage of the broken system rather than fall victim to it. ⁠Study with our Free Plan⁠⁠Download our iOS app⁠Watch Episode 525 on YouTube0:31 - The Law School Tuition “Collapse”Ben and Nathan discuss a blog post by Professor Paul Campos on declining law school tuition. From 2010 to 2023, average tuition dropped by $9,000 (adjusted for inflation). The guys remind listeners that only one in five students actually pays full price, and those who do are often the least financially equipped. Improving your LSAT score and GPA is the surest way to secure a scholarship and avoid paying for law school.19:27 - Tips from Departing DemonsBen and Nathan share advice from departing Demon students who crushed the August LSAT.Olivia: Never give up.Keisha: Treat your official test like your practice tests.Sophie: Don't rush! Slow down, and the improvement will come.Andrea: Avoid law school debt by following the Demon way.33:22 - Are Optional Essays Really Optional?Susan wonders if she should submit optional essays with her applications. Ben and Nathan say: only if you have something good to add. LSAT and GPA remain the biggest factors in law school applications. For the top T14 schools, optional essays may be more useful to include. Ben also reminds Susan that her personal statement should show, not tell.41:04 - How to Structure StudyingKatherine asks how to structure her study time for maximum improvement. Ben and Nathan advise her to focus on one question at a time, prioritizing accuracy, and to mix drilling with timed sections.50:55 - Career AspirationsA listener wonders if stating a desire to become a prosecutor could hurt their application. Ben and Nathan explain that vague career goals aren't persuasive, but if you have concrete experience, a short mention is fine.56:25 - Time for the Early Decision TalkOvadia is considering an early-decision application to a T14 school. Nathan is skeptical of her chances and warns that scholarships through early decisions are rarely full rides. They recommend applying broadly to maximize her scholarship potential and improving her LSAT if she's serious about T14.1:10:08 - Personal Statement Gong ShowAmanda, a past contestant, writes in to thank Ben and Nathan for their feedback. Then Britt steps up as the next Gong Show contestant. In this segment, Ben and Nathan read your personal statement until they reach an unforgivable mistake—then they ring the gong. The record to beat is 34 lines, set by listener Sophia.1:23:07 - Word of the WeekThe article presented the salient facts of the dispute clearly and concisely.Get caught up with our ⁠Word of the Week⁠⁠ library. 

Parenting strong-willed kids can be exhausting—but it doesn't have to be a constant battle. In this episode, Dr. Meg is joined by Kirk Martin, founder of Celebrate Calm and host of the Calm Parenting Podcast, to talk about how to handle big emotions—starting with your own. From defusing power struggles to managing anxiety and sibling fights, Kirk shares practical, often humorous strategies to help you stay calm, confident, and connected to your kids.You Will Learn:Why your calm is more important than your child's behaviorHow to avoid power struggles with strong-willed kidsSimple ways to lower anxiety in your homeThe difference between teaching and controllingCreative solutions for homework, sibling fights, and moreHow humor and self-reflection can shift the parenting dynamicJoin the PGK Community!Looking for more support? Join our Parenting Great Kids community where you'll find exclusive content from Dr. Meg, parenting resources, expert interviews, and a community of parents just like you.