Podcasts about financial health

A new law, initiated by the NJCPA and the New Jersey Business and Industry Association, requires the state auditor to provide a plain-language summary of New Jersey's full financial picture — well beyond what's included in the annual budget. Former state treasurer Davis Rousseau joins us to discuss what's included in the new report and how New Jersey compares to surrounding states. Resources:Summary and Analysis of the Annual Comprehensive Financial ReportArticle: The State of New Jersey's Financial Health

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Mastering your money mindset unlocks freedom most people never experience. In this power-packed episode, I speak with three financial titans who reveal the psychology behind wealth creation. Vivian Tu ("Your Rich BFF") breaks down her practical STRIP method for financial health, sharing why asking for raises beats cutting expenses every time. Noah Kagan opens up about his journey from feeling unworthy at AppSumo to creating an $85 million business, explaining why self-worth drives financial decisions. Alex Hormozi delivers the brutal truth that suffering only lasts a moment while achievement memories pay dividends forever. This conversation transforms how you'll approach money, relationships, and success whether you're starting your wealth journey or looking to level up.Vivian's book Rich AF: The Winning Money Mindset That Will Change Your LifeNoah's book Million Dollar Weekend: The Surprisingly Simple Way to Launch a 7-Figure Business in 48 HoursNoah's book How I Lost 170 Million Dollars: My Time as #30 at FacebookAlex's book $100M Leads: How to Get Strangers To Want To Buy Your StuffAlex's book $100M Offers: How To Make Offers So Good People Feel Stupid Saying No (Acquisition.com $100M Series)In this episode you will learn:Why asking for a $5,000 raise is easier than cutting $5,000 in expensesHow to use the STRIP method for financial health: Savings, Total debt, Retirement, Invest, PlanWhy being a "B+ student with an A+ personality" often earns more than technical expertsThe critical difference between putting money in retirement accounts and actually investing itWhy protecting your reputation matters more than any short-term financial gainHow changing your environment is essential for changing your financial behaviorsThe reason most successful people delete everything that doesn't directly support their goalsFor more information go to https://www.lewishowes.com/1775For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Vivian Tu – greatness.lnk.to/1551SCNoah Kagan  – greatness.lnk.to/1572SCAlex Hormozi – greatness.lnk.to/1723SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX

In this episode of 'Older and Wilder with Joy and Claire,' the conversation delves into the cultural phenomenon of reality TV, including MomTok and 'The Secret Lives of Mormon Wives. Claire talks about the upcoming black belt weekend and John Hay's 80th birthday. We touch upon financial wellness and getting help from a financial advisor when things feel overwhelming.00:00 Introduction and Welcome00:14 Dealing with Illness and Medications00:45 Travel Stories and Concerts05:27 Social Media and Celebrity Gossip14:02 Travel Mishaps and Shopping19:19 Reality TV and Drama27:42 Family Acceptance and Cultural Moments28:17 Mother's Knee Replacement Surgery Plans29:03 Caretaking Challenges and Family Dynamics32:02 Past Medical Experiences and Concerns35:19 Managing Aging Parents43:40 Financial Health and Retirement Planning48:07 Final Thoughts and Farewells

Be A Better You Annual Challenge Day 142: Impact On Financial Health Of Life Framework Areas Interaction! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #lifeframeworkinteractions #impactonfinances

Be A Better You Annual Challenge Day 139: Money Mindset And Your Financial Health! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #moneymindset #mindsetmatters

What's SHE Up To Now Day 2665? Insurance, Financial Health, Supersize And Be A Better You! Drop in to get the real scoop--the good, the bad, the ugly, the truth (well my truth anyway). https://facebook.com/beme2thrive #beabetteryouannualchallenge #supersizebusiness #finances #insurance #protectionfromunexpected #confidence

Insuring Financial Health To Supersize Your Business! Drop in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finacial #insurance #peaceofmind #confidence #protection

Insuring Financial Health To Supersize Your Business! Drop in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finacial #insurance #peaceofmind #confidence #protection

In the DSO world, as in life, financial disappointment can jeopardize growth, making a strategic and realistic approach to profit-making crucial to secure financial health for your business. And yet, many struggle with the concept. In the latest episode of The Dental Economist Show, host Mike Huffaker welcomes Mike White, Principal at Clifton Larson Allen, to explore why proper financial fundamentals are crucial for practice growth, how to position your group for successful transactions, and key strategies for maximizing practice value. This conversation offers deep insight into the hidden financial leaks plaguing many DSOs today, tried and tested methods to unlock hidden profit and the importance of realism and acceptance in it all, reminding us that it pays (literally) to have your financial house in order!

Emergency Fund And Financial Health To Supersize Your Business? Pop here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finances #emergencyfund #financialhealth #mindsetshift

What's SHE Up To Now Day 2664? Emergency Fund, Financial Health, Supersize And Be A Better You! Drop in to get the real scoop--the good, the bad, the ugly, the truth (well my truth anyway). https://facebook.com/beme2thrive #beabetteryouannualchallenge #supersizebusiness #finances #emergencyfund #financialhealth #mindsetshift

Be A Better You Annual Challenge Day 135: Emergency Fund And Your Financial Health! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #emergencyfund #mindsetshift #financialhealth #beprepared

Emergency Fund And Financial Health To Supersize Your Business? Pop here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finances #emergencyfund #financialhealth #mindsetshift

How Do You Use Investments To Supersize Your Business Financial Health? Check in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #financial #investments #investmentstrategies

How Do You Use Investments To Supersize Your Business Financial Health? Check in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #financial #investments #investmentstrategies

Be A Better You Annual Challenge Day 133: Debt And Your Financial Health! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #debt #goodandbaddebt #managedebt

Send us a textAn accountant's job is more than ticking boxes—it's about taking a 360° view of your finances. In this episode, Stuart and Mena outline what a true financial health check should include when your accountant prepares your year-end tax work.They cover business health ratios, structural reviews, profit distribution planning, personal asset and liability audits, and key insurance and investment considerations. Whether you're a business owner or a PAYG client, this episode reveals the deeper layers of accounting that support long-term success.

Winning at Life with Gregory Ricks | The Weekly Wrap 05.10.25 He's back! Gregory Ricks has returned to Winning at Life after a brief break—refreshed and ready to help you take control of your financial future. This week, Gregory sat down with wealth advisor Brandon Blanchard for a powerful conversation on planning strategies and how to make your money work harder—especially when it comes to giving and long-term goals.With over 40 years in the financial world, Gregory knows what works—and why having the right advisor matters. He also teased a few big things coming up, including a special estate and tax planning workshop on June 26 and a milestone anniversary celebration for his company. Plus, some eye-opening stories from the real world—and a reminder that your financial health deserves the same attention as your physical health. For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmWBRP-107.3 FM Baton Rouge - 11 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

Unlock valuable insights for your legal practice and personal finances in this engaging episode. First, Zack explores the cutting edge of AI with Tanguy Chau from Paxton.ai, revealing how their innovative AI assistant is specifically built to streamline the often-daunting task of drafting legal documents. Discover the power of their multi-step modular process, designed to provide you with more coherent and relevant output, ultimately saving you time and enhancing your efficiency.  Then, get ready to transform your financial outlook as Stephanie Everett speaks with Darren Wurz about financial planning and wealth building tailored specifically for lawyers. We delve into essential mindset shifts, helping you define your financial goals and overcome the common hesitations around financial planning. Learn practical strategies to effectively manage your cash flow, build safety nets, and consciously avoid the trap of lifestyle creep that can hinder your long-term wealth accumulation.   We also explore smart investment diversification beyond traditional retirement accounts and uncover valuable tax planning strategies to ensure you're making the most of your earnings. Learn the importance of building a reliable team of financial experts, providing you with peace of mind and allowing you to focus on what you do best – practicing law and growing your firm. Tune in to gain practical knowledge that can impact your practice and your financial well-being.  Listen to our other episode about your firm's finances:  KPIs for Lawyers: Measuring Your Law Firm's Financial Health with Bernadette Harris  Apple Podcast | Spotify |  Lawyerist  Overcoming Personal Financial Struggles as a Lawyer, with Rho Thomas Apple Podcast |  Spotify | Lawyerist  Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.  Links from the episode:   Paxton.ai Chapters/Timestamps:    00:00 - Introduction   00:20 - AI Prompt Tips with Zack Glaser and Stephanie Everett   06:22 - Sponsor Guest: Tanguy Chau from Paxton.ai on AI for Legal Document Drafting   18:12 - Financial Planning and Wealth Building for Lawyers   19:35 - Money Mindset and Defining "Enough"   21:42 - Overcoming Financial Hesitancy and Fear   24:38 - Importance of Cash Flow Management   30:34 - Diversification of Investments Beyond Traditional Retirement Accounts   33:08 - Tax Strategies and Planning for Business Owners   40:00 - Building a Team of Financial Experts  

In this episode I speak with Paula Pant, founder of the Afford Anything media platform. Paula is an expert in personal finance and economics. We discuss the philosophy of intentional living, the importance of resilience in career transitions, and the shift from a financial scarcity mindset to one of abundance.  Paula shares her journey from working for a newspaper to building the successful media platform Afford Anything, emphasizing the significance of personal development and understanding human behavior in financial decision-making. We explore financial flexibility, particularly for doctors facing burnout and financial challenges. We delve into productivity habits and the significance of having a voice in personal finance discussions, ultimately highlighting how financial health provides choices in life. A few highlights Voluntary career transitions can lead to tremendous growth despite initial uncertainty Taking action is the greatest affirmation of progress and success Doctors face unique financial challenges due to late starts and high student debt Aggressive contributions are crucial for late starters in retirement planning Financial education should be prioritized in schools  Website: https://affordanything.com/ Podcast: Afford Anything on Apple YouTube: https://www.youtube.com/@affordanything If you enjoy the show, please leave a ⭐⭐⭐⭐⭐ rating on Apple or a

Unlock valuable insights for your legal practice and personal finances in this engaging episode. First, Zack explores the cutting edge of AI with Tanguy Chau from Paxton.ai, revealing how their innovative AI assistant is specifically built to streamline the often-daunting task of drafting legal documents. Discover the power of their multi-step modular process, designed to provide you with more coherent and relevant output, ultimately saving you time and enhancing your efficiency.  Then, get ready to transform your financial outlook as Stephanie Everett speaks with Darren Wurz about financial planning and wealth building tailored specifically for lawyers. We delve into essential mindset shifts, helping you define your financial goals and overcome the common hesitations around financial planning. Learn practical strategies to effectively manage your cash flow, build safety nets, and consciously avoid the trap of lifestyle creep that can hinder your long-term wealth accumulation.   We also explore smart investment diversification beyond traditional retirement accounts and uncover valuable tax planning strategies to ensure you're making the most of your earnings. Learn the importance of building a reliable team of financial experts, providing you with peace of mind and allowing you to focus on what you do best – practicing law and growing your firm. Tune in to gain practical knowledge that can impact your practice and your financial well-being.  Listen to our other episode about your firm's finances:  KPIs for Lawyers: Measuring Your Law Firm's Financial Health with Bernadette Harris  Apple Podcast | Spotify |  Lawyerist  Overcoming Personal Financial Struggles as a Lawyer, with Rho Thomas Apple Podcast |  Spotify | Lawyerist  Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.  Links from the episode:   Paxton.ai Chapters/Timestamps:    00:00 - Introduction   00:20 - AI Prompt Tips with Zack Glaser and Stephanie Everett   06:22 - Sponsor Guest: Tanguy Chau from Paxton.ai on AI for Legal Document Drafting   18:12 - Financial Planning and Wealth Building for Lawyers   19:35 - Money Mindset and Defining "Enough"   21:42 - Overcoming Financial Hesitancy and Fear   24:38 - Importance of Cash Flow Management   30:34 - Diversification of Investments Beyond Traditional Retirement Accounts   33:08 - Tax Strategies and Planning for Business Owners   40:00 - Building a Team of Financial Experts   Learn more about your ad choices. Visit megaphone.fm/adchoices

#389 In this final episode of our three-part series with financial expert Adam Carroll, we're exploring innovative strategies for achieving financial freedom. Carroll introduces us to his groundbreaking "SHRED method," a system designed to accelerate the payoff of mortgages and high-interest debt using bank systems and home equity lines of credit (HELOC) effectively. He stresses the importance of understanding the energetics and psychology of money, alongside prudent expense management and strategic reduction of major lifetime costs like taxes and debt interest. Throughout the discussion, Carroll shares invaluable tips for wealth creation, tax minimization, and real estate investment. He emphasizes the need for disciplined spending, consistent income, and a willingness to adopt a fresh perspective on money management to succeed with the shred method. Additionally, Carroll dives into the FIRE movement (Financially Independent, Retire Early), offering guidance for individuals at different stages of their financial journey. He highlights the potential to leverage current assets and income to significantly enhance long-term financial stability and freedom. Join us as we conclude this series with a wealth of insights and practical advice for mastering your finances and building a path to lasting prosperity and freedom. (Original Air Date - 4/19/24) What we discuss with Adam: + Diving Deep into Debt, Mortgages, and the Shred Method + The Real Cost of Debt and How to Minimize It + Exploring the Shred Method: A Revolutionary Approach to Debt + Understanding the HELOC Strategy and Its Impact + Exploring Underutilized Financial Strategies + Navigating Estate Settlement and Early Retirement + The Shred Method: A Game-Changer in Debt Management + Embracing the FIRE Movement for Financial Independence + Strategies for a Comfortable Retirement + The Power of the Shred Method in Real-Life Scenarios + Final Thoughts on Financial Health and Wealth Building + Reflecting on the Journey and Future Possibilities Tune in for more with Adam in Parts 1 and 2 of this series! Links and resources from this episode: ⁠The Shred Method⁠ Use code: "MU" at checkout to save $300! Thank you, Adam! Thank you Adam for a value packed episode and for sponsoring the show! Check out ⁠Adam's Full TedX Talk⁠, and if you'd like to connect with him on Linkedin click ⁠here.⁠ For more information go to⁠⁠⁠⁠ MillionaireUniversity.com⁠⁠⁠⁠ To get access to our FREE Business Training course go to ⁠⁠⁠⁠MillionaireUniversity.com/training.⁠⁠⁠⁠ And follow us on: ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ ⁠⁠⁠⁠Facebook⁠⁠⁠⁠ ⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠ ⁠⁠⁠⁠Youtube⁠⁠⁠⁠ ⁠⁠⁠⁠Twitter⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠. EXCLUSIVE NordVPN Deal ➼ ⁠⁠⁠⁠https://nordvpn.com/millionaire⁠⁠⁠⁠. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews ⁠⁠⁠⁠here⁠⁠⁠⁠! Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead to impulsive spending, financial neglect, and mounting debt. By identifying patterns and making strategic adjustments during times of clarity, Soloman offers actionable steps to help safeguard your finances even when your mental health falters. Read along with the original article(s) here: https://www.fiology.com/mental-health-financial-health/ Quotes to ponder: "When you are dealing with disturbed mental health, it feels that life is spiraling out of control, and you can't do anything to get it back on track." "Many people who have financial problems will resist looking at how much they owe." "Don't try to live your life to someone else's standards. This can hurt your mental health no matter how much money you make." Episode references: Personal Capital (now Empower): https://www.empower.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo-cast episode of RWS Clinician's Corner, Margaret talks about something we don't discuss enough - how your financial health impacts your ability to show up for clients. Let's face it - when you're stressed about money, it affects everything. Undercharging isn't noble; it's actually draining you and may even impact the quality of care you provide. Margaret emphasizes that charging what you're worth is an act of integrity that benefits everyone and allows for true long-term success. The fact is, this work changes lives, and it deserves to be valued appropriately.    The Clinician's Corner is brought to you by Restorative Wellness Solutions.  Follow us: https://www.instagram.com/restorativewellnesssolutions/    Keywords:  Financial health, self-care, undercharging, practitioners, well-being, sustainability, integrity, client care, value, stress, money, fees, functional health, industry standards, credibility, financial stress, insurance-free practice, root-cause work, energy depletion, emotional depletion, mental depletion, financial resources, investment, self-worth, life-changing work, financial needs, pricing, healing, clinical success, transformation, sustainable success, presence, clarity, perceived value, effectiveness, ripple effect Disclaimer: The views expressed in the RWS Clinician's Corner series are those of the individual speakers and interviewees, and do not necessarily reflect the views of Restorative Wellness Solutions, LLC. Restorative Wellness Solutions, LLC does not specifically endorse or approve of any of the information or opinions expressed in the RWS Clinician's Corner series. The information and opinions expressed in the RWS Clinician's Corner series are for educational purposes only and should not be construed as medical advice. If you have any medical concerns, please consult with a qualified healthcare professional. Restorative Wellness Solutions, LLC is not liable for any damages or injuries that may result from the use of the information or opinions expressed in the RWS Clinician's Corner series. By viewing or listening to this information, you agree to hold Restorative Wellness Solutions, LLC harmless from any and all claims, demands, and causes of action arising out of or in connection with your participation. Thank you for your understanding.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead to impulsive spending, financial neglect, and mounting debt. By identifying patterns and making strategic adjustments during times of clarity, Soloman offers actionable steps to help safeguard your finances even when your mental health falters. Read along with the original article(s) here: https://www.fiology.com/mental-health-financial-health/ Quotes to ponder: "When you are dealing with disturbed mental health, it feels that life is spiraling out of control, and you can't do anything to get it back on track." "Many people who have financial problems will resist looking at how much they owe." "Don't try to live your life to someone else's standards. This can hurt your mental health no matter how much money you make." Episode references: Personal Capital (now Empower): https://www.empower.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead to impulsive spending, financial neglect, and mounting debt. By identifying patterns and making strategic adjustments during times of clarity, Soloman offers actionable steps to help safeguard your finances even when your mental health falters. Read along with the original article(s) here: https://www.fiology.com/mental-health-financial-health/ Quotes to ponder: "When you are dealing with disturbed mental health, it feels that life is spiraling out of control, and you can't do anything to get it back on track." "Many people who have financial problems will resist looking at how much they owe." "Don't try to live your life to someone else's standards. This can hurt your mental health no matter how much money you make." Episode references: Personal Capital (now Empower): https://www.empower.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach.  You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future.  For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise.    Listen to our other episode with Bernadette Harris:  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify |  Lawyerist  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist  #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!   If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.  Chapters:  (00:00) Introduction  (04:36) Diving into Key Performance Indicators (KPIs)  (06:38) Understanding Your Firm's Profitability: Net Profit Margin  (10:47) Optimizing Team Productivity: Utilization Rate  (15:51) Maximizing Revenue Collection: Realization Rate  (21:21) Improving Cash Flow: Managing AR Aging  (25:36) Strategic Insights: Revenue by Practice Area  (28:32) Working with a Financial Coach and a Special Announcement 

Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach.  You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future.  For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise.    Listen to our other episode with Bernadette Harris:  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify |  Lawyerist  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist  #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!   If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.  Chapters:  (00:00) Introduction  (04:36) Diving into Key Performance Indicators (KPIs)  (06:38) Understanding Your Firm's Profitability: Net Profit Margin  (10:47) Optimizing Team Productivity: Utilization Rate  (15:51) Maximizing Revenue Collection: Realization Rate  (21:21) Improving Cash Flow: Managing AR Aging  (25:36) Strategic Insights: Revenue by Practice Area  (28:32) Working with a Financial Coach and a Special Announcement  Learn more about your ad choices. Visit megaphone.fm/adchoices

Blockchain DXB | May 01, 2025Episode Title: AI Takeover: Fed Warnings, BlackRock Tokenisation, XRP & DOGE ETF Delay, and MoreSeries: Blockchain DXB – AI Takeover

The love of money is wrecking lives, families, churches, and entire nations. In this raw and real convo, PJ Vescovi reveals how believers can flip the script, break free from financial strongholds, and build Kingdom Wealth that lasts. “In the world, money is the goal. But in the Kingdom, it's just the test.” Join us as we unpack:The spirit of Mammon and how it was used to tempt Jesus. Mammon is the counterfeit of the true provider. Why Jesus talked about Money over 800 times in the New Testament How a spiritual root may impact your financial situation. 73% of Americans will die in debt and pass that onto their children. Americans spend more money on coffee yearly than they have in their savings account. Believers need to steward the blessings they are praying for. Learn how to master your money before it masters you. If you're serious about financial freedom, don't miss this heater and make sure you get PJ's #1 New Release book, The Great Money Reform, here:https://amzn.to/3EltuWwPs. Engage with the show in the comments and be a blessing to others by sharing it!Support the Show:

Most advisors know they need to integrate the human element into their practice. But, it's hard to decide WHAT to do and HOW to do it. Fortunately, Danielle Howard has successfully studied, tested and integrated the human element into her practice for over 30 years. And, through those years of learning and testing, she built the “Journey of Financial Health” process. In this conversation, Danielle reveals the steps of this process and how it helps her uncover client's mindsets, beliefs, and identities around money. You'll Learn: The role of identity in financial decisions The “Journey of Financial Health” Client Process The surveys she uses to facilitate deeper conversations A question to help clients focus on their financial “wins” How to run group workshops and hands-on client experiences *To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Resources: “The Soul of Money” by Lynne Twist “Atomic Habits” by James Clear “The Body of Money” by Gayle Colman Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier Connect with Danielle Howard:  Website: Danielle Howard CFP® LinkedIn: Danielle Howard, CFP® CKA® danielle@wbd4u.com 970-927-3909 About Our Guest:  As a CERTIFIED FINANCIAL PLANNER™ author, speaker and founder of Wealth By Design, LLC and Danielle Howard, CFP®, she is a catalyst for change around the financial tools, techniques and temperaments that construct a person's financial life. She is a blogger, podcaster and outspoken advocate for people heading into their fall season of life. Bridging the gap between Wall Street and Main Street, she brings complex financial topics and concepts down to earth. She opens the door to new conversations around money. Her engaging workshop - "Financial Fingerprints to Footprints™" provides an opportunity for people to look at their mindsets around money and learn how to build on the wins or rewrite the scripts. With on-line tutorial opportunities and in person educational events, she brings a fresh perspective to the pecuniary world. – Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Information here may be provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither our guest nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of our guest. They do not necessarily represent those of RFG Advisory, its employees, or its clients. This commentary should not be regarded as a description of advisory services provided by RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC (“RFG Advisory or “RFG”), a registered investment advisor. Private Client Services and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.

Points of Interest1:02 – 1:38 – Intro: Marcel introduces the session as a condensed version of his All-in Agency Summit talk, aimed at equipping agencies with the key levers to diagnose and improve profitability.3:05 – 3:18 – 80/20 Profitability Focus: The goal is to give agencies 20% of the knowledge that provides 80% of the insight needed to take control of profitability, regardless of market conditions.4:28 – 6:27 – The Growth Trap Cycle: Agencies often get stuck in a cycle of hiring during growth, losing profitability, scaling again, and repeatedly encountering the same financial challenges at larger scales.6:42 – 7:01 – Identifying the Real Problem: Founders are urged to identify whether their agency's issue is inefficient delivery (indigestion) or lack of revenue (starvation) to avoid insolvency.9:01 – 10:06 – Financial Metrics Foundation: Understanding core financial metrics—especially agency gross income (AGI)—is essential to making better business decisions beyond tax reporting.14:24 – 18:05 – Delivery Margin as the Core Metric: Agencies should aim for delivery costs to stay under 50% of AGI, enabling better spending on overhead and stronger profitability.21:44 – 26:44 – Lever 1: Average Cost Per Hour: Lowering the average cost of labor through delegation and improved processes helps reduce delivery costs and increase profitability.28:03 – 31:55 – Lever 2: Average Billable Rate (ABR): Maximizing revenue per hour of delivery time, regardless of billing model, improves margins—either by pricing higher or working more efficiently.34:17 – 38:24 – Lever 3: Utilization Rate: Utilization measures how much team capacity is spent on client work; improving it by selling more work or adjusting staff size directly affects profitability.42:01 – 44:45 – Utilization Benchmarks: Weekly and annual utilization targets vary by role; producers should aim for 75%+ weekly, and teams should average 50–65% annually including all roles.45:27 – 49:26 – Impact of Levers on Profit: A case study illustrates how modest gains in utilization and ABR can shift profit margins from 10% to 40%, increasing valuation by up to 500% without hiring or cutting overhead.Show NotesAll-in Agency SummitChris Dubois & Dynamic Agency OSFree Agency Profit ToolkitFree access to our Model PlatformParakeeto Foundations CourseLove the PodcastLeave us a review here.

On this episode of Chit Chat Stocks, we talk with Buyback Capital about Grinder (TICKER: GRND), the leading LGBTQ dating app. We discuss:(12:45) Understanding Grindr's Unique Value Proposition(24:19) Monetization Strategies and Revenue Growth(31:56) Future Prospects and Advertising Opportunities(32:25) Navigating Risks in Dating App Development(35:34) User Growth and Revenue Insights(37:04) Understanding Grindr's Unique Market Position(46:30) Financial Health and Capital Returns(53:44) Identifying Risks and Management ChallengesSUBSCRIBE TO BUYBACK CAPITAL: https://buybackcapital.substack.com/*****************************************************JOIN OUR NEWSLETTER AND FREE CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************FinChat.io is the complete stock research platform for fundamental investors.With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use.Use our LINK and get 15% off any premium plan: ⁠finchat.io/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Tune in for expert Cash Flow Management and Liquidity Strategy insights vital for Business Survival and sustainable Business Growth. This Corporate Finance Explained episode delivers essential Corporate Finance principles, focusing on Managing Cash Flow effectively for optimal Financial Health. Learn crucial Financial Management tactics.We analyze Cash Flow Forecasting techniques, strategic Scenario Planning for Finance, and practical Working Capital Optimization. Understand the critical Finance Strategy and Financial Planning differences that separate thriving businesses from those facing Business Failure. Explore why Profitability alone isn't enough without solid Cash Management.Study real-world examples: learn from the Cash Flow Problems leading to failure (Toys R Us, WeWork analysis) and the successful Liquidity Management and Working Capital strategies of industry leaders (Amazon Cash Flow Strategy, Walmart Inventory Management, Apple Cash Reserves). Equip your Finance Team, FP&A Analysts, and Finance Leadership with actionable Financial Analysis and Treasury Management strategies to protect and grow your business.

Andrea is tackling the real talk around launching a business without sacrificing your financial security. From building your safety net to shifting your money mindset, this conversation will empower you to move from hesitation to confident action.. . .0:00 - Intro2:09  - Deep Dive Into Launching a Business4:37 -  How Do You Build Something New Without Burning it All Down?7:02 - Financial Health isn't Separate From Your Purpose8:19 - Mindset and The Way You Think About Money9:14 - A Few Smart Strategies14:01 - You Need to Know Your Own Numbers16:14 -   Find Your Financial Support Circle18:16 - Ask Better Questions19:57 - Allowed to Move Boldly and Wisely . . . RESOURCES Download The Mindset Makeover⁠Get info about our upcoming Mastermind cohort!⁠⁠Wells Fargo Report: The Impact of Women-Owned Businesses⁠. . .CONNECT WITH KANDULAteam@kandulacommunications.com. . .CONNECT WITH KANDULA⁠⁠⁠⁠⁠⁠⁠⁠⁠Kandula Blogs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠. . .ABOUT ANDREA DE LA CERDAAndrea De La Cerda is a highly accomplished communications professional with over 25 years of experience in the fields of advertising, communications and marketing. Throughout her career, Andrea has held key positions in renowned advertising agencies, brand consultancies and in-house marketing departments before creating Kandula. She possesses a deep understanding of consumer behavior and market trends, allowing her to develop innovative communication strategies that resonate with diverse audiences. Andrea received both her B.A. in Advertising and Business Administration and a M.A. in Education from Pepperdine. She is currently pursuing her Accreditation in Public Relations and is a member of PRSA.Sign up for Andrea's monthly newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠Insights for Systemic Change⁠⁠⁠⁠⁠⁠⁠⁠⁠.. . .WORK WITH USKandula works with nonprofits, entrepreneurs, educational institutions, and established brands dedicated to expanding their influence and amplifying their impact through purpose-driven communication strategies. Reach out to work with us!

What if your relationship with money could feel peaceful, powerful, and even joyful? In this powerful episode, Wendy welcomes to the show author and financial wellness expert Kate Northrup to talk about breaking unhealthy financial cycles and creating a family legacy rooted in wealth, relaxation, and love. Kate has been a mentor for Wendy's own personal journey around financial healing for a few years now. They explore how our nervous system, childhood patterns, and emotional wiring deeply shape our relationship with money—often without us even knowing it. Kate shares her personal story of transforming from a debt-ridden, avoidant spender to a conscious, confident money steward—and how you can do the same. Whether you're carrying financial shame, avoiding the numbers, or simply craving more abundance and ease in your family, this episode will encourage you to lovingly pay attention to your money. You'll walk away with fresh hope and practical insight on how to model financial health for your kids and feel empowered to shift from surviving to thriving. For links & more info about everything discussed in this episode, head to www.freshstartfamilyonline.com/271.  Join Kate Northrup for her FREE 3-day financial healing, Good With Money workshop that starts April 17th! Head to https://freshstartfamilyonline.com/goodwithmoney to register. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode 297 showcases our hosts Dr Jake Sloane & David Segal With political issues and the economic climate changing almost every day, we're publishing this episode out of sync with our usual Friday podcast. What we recorded just 4 weeks ago dated quite a lot and so we decided to record a second part to this episode to also address the tariff situation, the stock market volatility and what these mean for aesthetic clinics. Part 1 (this episode) is free and available to listen to on your favourite podcast app Part 2 (also out now!) is exclusive for subscribers to our Patreon (CLICK HERE TO TRIAL OUR PATREON FOR FREE FOR 1 MONTH!) In Chapter 11 (Part 1) of 'What's Trending in Aesthetics,' we reflect on the introduction of another new toxin into the Australian market. We first tackle how clinics will need to understand both the clinical but also financial implications of this. We discuss the challenges of introducing new products into your business, particularly focusing on toxins and fillers.  We highlight the vital importance of: Critical analysis when it comes to understanding clinical studies Transparent communication with patients if you change their usual product to something else Pricing strategies Understanding the nuances of different toxin and filler products. We also touch on the importance of clinical photography, scheduling routine reviews of patients, the potential pitfalls of packaging treatments and the perception of 'top-ups.' We conclude with practical advice on balancing margins and cash flow when making business decisions when it come to purchasing and pricing products. 00:00 Introduction and Personal Updates 00:25 Workshop Insights and Business Literacy 02:19 Financial Health and Business Strategies 07:26 Engagement and Community Building 10:00 Pricing and Introducing New Products 15:39 Navigating Industry Challenges 34:16 Critical Analysis of Medical Papers 34:49 Understanding Non-Inferiority Studies 35:42 Communicating with Patients About New Products 36:39 Conducting Internal Studies and Trials 37:37 Evaluating Toxin Performance and Patient Feedback 39:18 Challenges with New Toxins 45:42 Considerations for Fillers 50:14 Pricing and Packaging Strategies 56:45 Avoiding Free Top-Ups and Setting Expectations 01:01:09 Valuing Skills Over Product Quantity 01:05:47 Final Thoughts and Practical Advice CLICK HERE TO TRIAL OUR PATREON FOR FREE FOR 1 MONTH  CLICK HERE TO BROWSE OUR IA OFFERS FOR DISCOUNTS & SPECIALS CLICK HERE IF YOU'RE A BRAND OR COMPANY & WANT TO WORK WITH US CLICK HERE TO APPLY TO BE A GUEST ON OUR PODCAST CONTACT US

United, Inc #2 | On our new finance show, Jamie (Sub-Prime Goals on Twitter) and Ed discuss the financial intricacies surrounding United, focusing on the wage structure, the impact of player salaries, profitability and future transfer strategies. There's lots of talk about United's unique wage dynamics and the impact on financial stability, the potential impact of the upcoming 'squad cost rule' and its implications for Premier League clubs. The convo also touches on the financial impact of the Glazers' plans to refurbish the Raymond James Stadium for the Tampa Bay Buccaneers. 00:00 Introduction 00:48 Diving into United's Wage Structure 06:28 Impact of Performance-Based Pay and Future Wage Strategies 12:10 Premier League's Squad Cost Rule Explained 25:32 Chelsea's Financial Maneuvers 26:30 Valuation of Women's Football Teams 30:10 United's Financial Health and the Transfer Market 41:35 Joel Glazer & Tampa Bay Bucs 46:24 Closing Remarks Sponsors NordVPN - You can take advantage of our Exclusive NordVPN deal including four months free on the two year plan and a 30-day money back guarantee. Go to → https://nordvpn.com/nqat AG1 - We have a very special offer worth £82: Subscribe now and get 5 Travel Packs, a Vitamin D3 + K2 bottle, a Welcome Kit & the AG1 Morning Person Cap with your first subscription. Go to → https://drinkAG1.com/nqat If you are interested in supporting the show and accessing exclusive bonus episodes, check out our Patreon page or subscribe on Apple Podcasts Subscriptions. We do a bonus show and a tactical review every week for backers. No Question About That is available on YouTube, Apple, Spotify, Amazon and all podcast apps. Hit that subscribe button, leave a rating and write a review. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Literally First Class, host Keri Ford delves into the concepts of upper limits, the power of belief, and the importance of financial health for female founders. Drawing insights from the book 'Profit First' by Mike Mikalowicz, Keri emphasizes the need to overcome self-imposed limitations and heal from past traumas to create a successful business. She discusses practical strategies for implementing the Profit First model to ensure financial stability and peace of mind, encouraging listeners to take bold actions towards their goals.   Takeaways: The power of belief shapes your reality. Upper limits are self-imposed and can be overcome. Healing old trauma is essential for future success. Profit First can transform your business finances. Financial health is crucial for peace of mind. You can create a healthy company regardless of past mistakes. Understanding your financials leads to better decisions. Investing in your business should not compromise your well-being. Trauma can dictate your future if left unhealed. Taking bold action is necessary for growth.   Episode Resources: Book your free 15-minute Somatic Strategy Call with Jalena (no sales pitch, just a free nervous system audit)! The Wealth Vault: FREE stuff to take your business to the next level. Explore Keri's programs such as Power Hour sessions, VIP Days, and Private Mentorship. Subscribe to The Newsletter and VIP e-mail list for advanced insights, strategies, and exclusive resources to drive growth, inspire peak performance, and elevate your impact. Step into Keri's FREE Somatic Success® community on Facebook and connect with like-minded individuals on your journey to success! Join us this May for an exclusive Champagne Club Dinner—a special evening for female founders & investors to connect over great food and conversation.

Tune into Spirit with Psychic Medium Laura Lee as she connects with Jonneysia's guide, who appears in comfy pajamas. Her grandmother shares how she'd use a bar of soap to wash out bad talk in her grandkids' mouths, showing her continued watchful eye over family. She also reveals the heartbreaking news of a life-threatening illness affecting one of her grandsons due to financial struggles. The grandmother encourages Jonneysia to stay proactive with recommended financial aid resources. This episode offers profound spiritual guidance, reminding us that love, connection, and support transcend physical boundaries. Whether seeking insight into health, finances, the afterlife, or personal growth, tune in for an empowering message of love, hope, and the unbreakable bond beyond this world.

Dive into this electrifying episode of Mick Unplugged as we sit down with trailblazer Suneera Madhani, the powerhouse entrepreneur who transformed a seismic idea into a multi-million dollar venture. Thriving on her mission to bridge gender disparities in leadership, she's empowering women globally to redefine success on their own terms. From revolutionizing the fintech landscape with her innovative business solutions to founding the impactful CEO School for aspiring women entrepreneurs, Suneera's journey is a testament to vision, resilience, and transformative leadership. Fasten your seatbelts as host Mick Hunt unpacks this whirlwind entrepreneurial saga, sparking inspiration and limitless potential! Takeaways: Authentic leadership and embracing your true self can transform not just your business but your life. Entrepreneurship is about execution, not just ideas. Build habits that align with your goals. Women's unique perspectives and empathy in leadership can fuel incredible success and innovation. Sound Bites: "You can't manifest your way to success; you have to take action every day." "There’s no such thing as a billion-dollar idea. It is a billion-dollar execution." "Decide if you're ready to get in the game—isn't it more fun to play than to watch from the sidelines?" Quote by Mick: "Think of solutions to problems people don't see yet. The game-changer entrepreneurs see the future before it arrives." Connect & Discover Suneera LinkedIn: https://www.linkedin.com/in/suneeramadhani/ Instagram: https://www.instagram.com/suneeramadhani/ Website: https://suneeramadhani.com/ Follow Mick On: Instagram: https://www.instagram.com/mickunplugged/ Facebook: https://www.facebook.com/mickunplugged/ YouTube: https://www.youtube.com/channel/UCIPaMel-Fb4zQmCSZDPHu4A LinkedIn: https://www.linkedin.com/in/mickhunt/ Website: https://www.mickhuntofficial.com Apple: https://podcasts.apple.com/us/podcast/mick-unplugged/ See omnystudio.com/listener for privacy information.

Fair to Others But Not Yourself? Why You Need That +10% Are you charging what's "fair" but forgetting to be fair to yourself? In this episode, April exposes the dangerous habit of undercharging that's sinking businesses and nonprofits – and why you need to add that critical +10% to protect your legacy.

Right About Now with Ryan AlfordJoin media personality and marketing expert Ryan Alford as he dives into dynamic conversations with top entrepreneurs, marketers, and influencers. "Right About Now" brings you actionable insights on business, marketing, and personal branding, helping you stay ahead in today's fast-paced digital world. Whether it's exploring how character and charisma can make millions or unveiling the strategies behind viral success, Ryan delivers a fresh perspective with every episode. Perfect for anyone looking to elevate their business game and unlock their full potential.Resources:Right About Now NewsletterFree Podcast Monetization CourseJoin The NetworkFollow Us On InstagramSubscribe To Our Youtube ChannelVibe Science MediaSUMMARYIn this special episode, industry experts share key strategies for business success, focusing on category design, product development, company culture, and competitive advantage. Listeners will gain actionable insights into building strong brands, simplifying communication, and raising capital for new ventures.TAKEAWAYSImportance of category design in business successThe "magic triangle" concept: company design, product design, and category designClarity and honesty in communication for effective marketingUnderstanding customer problems and positioning products as solutionsThe significance of building a strong brand for long-term successEmotional connections in marketing and their impact on purchasing decisionsStrategies for capital raising and understanding investor typesThe balance between profitability and revenue growthThe role of social media in modern marketing and personal brandingThe necessity of planning and execution in achieving business goals If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.

We typically work with business owners between three and 100 employees. That's usually the range where those businesses don't yet have a full-time, full-scale CFO (Chief Financial Officer). They may have a controller or other roles, but it's one of those areas where owners are left wondering, “How do we track our money if we don't have someone dedicated to it?” Hey, it's Scott Beebe with Business On Purpose. Thanks for joining us. As always, I wanted to give you something very simple that can help. We call it the ABCs of tracking your money. If you don't happen to have a full-scale CFO in your business, this is especially for you. By the way, at the time of this recording, I'm about to launch my second book called The Chaos Free Contractor. Be on the lookout for it on Amazon! And no, you don't have to be a contractor to read it. The little-known secret is everything we write applies to any business owner with three to 100 employees. So let's dive into this idea of tracking your money with the ABCs. The Level 2 dashboard that we use all the time utilizes the ABCs, so you can actually use your dashboard for this. The ABCs are used to track your finances and better understand your financial health. Let's break it down into some manageable components that you can easily implement. Starting with the A — it represents Accounts. That's what the A stands for. If you have multiple accounts, which we hope you do, it's essential to track those multiple bank account balances. When I say multiple, I mean five, six, seven accounts minimum, and you should track those weekly throughout the year. This practice allows you to observe the flow of cash rather than relying solely on traditional cash flow statements, which are static and hard to track. Doing this with the accounts will help you gain a clear picture of where your money's going and how to utilize it across your various accounts. So that's the A. The B stands for Bookkeeping, another crucial aspect of financial tracking. Each week, review your aging and receivables report to understand what's owed to your business. Simultaneously, examine your outstanding payables, particularly those due in the next 30 days. This dual perspective of what's owed to you and what you owe provides a snapshot of your current cash position. And again, for owners, cash is reality—it's where you live. So, those are the A's (Accounts) and B's (Bookkeeping). What does the C stand for? Either Client or Customer. Without clients, there's no need for accounts or bookkeeping, right? Each week, you'll simply track any client metric that's relevant to your marketing process, both as prospects and as paying clients. When you start to combine those elements—your account balances, your receivables, your payables, and your clients or customers—you create a comprehensive view of your financial status. What this allows you to do is see your past transactions, your present situation, and your future obligations all at once. By implementing these ABCs of tracking, you're creating boundaries for your financial river. Remember, we're not trying to stop the flow, but instead, we're trying to redirect it in ways that benefit your business. That's going to give you a more comprehensive and actionable view of your finances, allowing you to make informed decisions and maintain better control over your future. I know some of this might spark questions for you. Go to mybusinessonpurpose.com/ask and there you'll find a calendar to book time with one of our professional coaches. If you're a business owner with a team of three to 100 employees and you're generating $1 million or more in revenue (if you're a contractor) or $500,000 or more (if you're a service provider), we'd love to invite you to hop on a 20-30 minute call with one of our coaches. You can ask us anything—no strings attached. And if you want to know how we can work with you as a client, just ask and we'll tell you. Visit mybusinessonpurpose.com/ask.   Ready to get clarity? Visit mybusinessonpurpose.com/ask to connect with a coach today! Take our Healthy Owner Business Assessment HERE ➡️ https://www.boproadmap.com/healthy SIGN UP for our Newsletter HERE ➡️ https://www.boproadmap.com/newsletter For blogs and updates, visit our site HERE ➡️ https://www.mybusinessonpurpose.com/blog/ LISTEN to the Business On Purpose Podcast HERE ➡️ https://podcasts.apple.com/us/podcast/my-business-on-purpose/id969222210 SUBSCRIBE to our YouTube channel HERE ➡️ https://www.youtube.com/channel/UCbPR8lTHY0ay4c0iqncOztg?sub_confirmation=1  

Episode Notes:Guest: Ahuva Gruen, Fractional CFO and Founder of AG Financial CPATopics covered:Ahuva's entrepreneurial roots and journey to becoming a fractional CFOCommon financial pitfalls businesses faceThe importance of understanding cash flow, profit margins, and financial processesHow Ahuva helps businesses eliminate waste, maximize profits, and plan for growthWhy accountability is a crucial driver of successHer holistic approach to financial consulting, focusing on people, processes, profit, and productsLearn more at:

Joan Sotkin, a renowned financial and prosperity coach, joins us to share her unique insights into the deep emotional ties we have with money, especially when chaos seems to rule the day. As we navigate through uncertain political landscapes marked by figures like Donald Trump and Elon Musk, Joan helps us uncover how our financial feelings often echo personal emotions rather than our actual bank balances. We explore how fear can cloud our judgment during turbulent times, highlighting the need to reshape our habitual financial emotions to empower better decision-making. Our journey continues with an enlightening discussion on how hope serves as a powerful antidote to life's chaos. About Joan Sotkin Joan is the author of The Search for Connection: A Spiritual Journey to Physical, Emotional, and Financial Health as well as several other books. She was the first person to market crystals and minerals for healing and meditation nationwide and had a line of stones, Joan's Stones, in 600 New Age bookstores. She has been offering her services as a prosperity coach for 20+ years to help people grow their businesses and their wealth using a unique approach of looking at the relationship between money and emotions. Contact Joan at https://www.prosperityplace.com -------------- Support the Podcast & Help yourself with Hypnosis Downloads by Dr. Liz! http://bit.ly/HypnosisMP3Downloads Do you have Chronic Insomnia? Find out more about Dr. Liz's Better Sleep Program at https://bit.ly/sleepbetterfeelbetter Search episodes at the Podcast Page http://bit.ly/HM-podcast --------- About Dr. Liz Interested in hypnosis with Dr. Liz? Schedule your free consultation at https://www.drlizhypnosis.com Winner of numerous awards including Top 100 Moms in Business, Dr. Liz provides psychotherapy, hypnotherapy, and hypnosis to people wanting a fast, easy way to transform all around the world. She has a PhD in Clinical Psychology, is a Licensed Mental Health Counselor (LMHC) and has special certification in Hypnosis and Hypnotherapy. Specialty areas include Anxiety, Insomnia, and Deeper Emotional Healing. A problem shared is a problem halved. In person and online hypnosis and CBT for healing and transformation.  Listened to in over 140 countries, Hypnotize Me is the podcast about hypnosis, transformation, and healing. Certified hypnotherapist and Licensed Mental Health Counselor, Dr. Liz Bonet, discusses hypnosis and interviews professionals doing transformational work.

In this episode of Money Tales, our guest is Joel Franks. On his daily commute from Westchester to New York City, Joel befriended a man—let's call him Ben—who seemed to have it all together. Confident and well-dressed, Ben earned close to a million dollars a year, yet he was financially stretched, juggling an expensive lifestyle. That's when Joel realized financial success isn't just about income. It's about behavior. Joel is the founder of FinWizdom and an adult financial literacy facilitator. He is an accomplished financial content developer, author, educator and trailblazer in applying behavioral finance to connect with an audience. With extensive financial marketing experience in banking, investments and insurance, he offers a unique perspective to financial literacy. In addition to consulting for financial industry pioneers and giants, he is an adjunct lecturer of Applied Behavioral Finance at NYU and Managerial Decision Making at CUNY. Joel is the host of the FinWizdom podcast series—an exploration of how your emotions influence your ability to manage money. He uses storytelling to explain investment concepts and various psychological biases that impact financial decision-making. Joel is also the award-winning author of Creating Wealth Starts with Financial Health, an international best seller and recipient of the 2024 EIFLE for Adults' Book of the Year. His mission is to help individuals and organizations recognize behavioral risks and learn how to accommodate, not ignore, them.

In this episode, Patti Brennan takes a deep dive into the dominance of the U.S. economy, exploring why the U.S. stock market continues to outperform international markets and whether diversification still matters. She breaks down key factors like GDP growth, reserve currency status, and capital market strength, while also discussing the risks of overconcentration and why global investing shouldn't be ignored. If you're looking to better understand market trends and smart investment strategies, this is the episode for you!  

Ever wonder why your relationship with money feels so complicated? It's more than just dollars and cents—it's emotional, it's psychological, and it deeply affects your life and relationships. Today, I'm talking with a marriage and family therapist who specializes in financial therapy, Jillian Knight. We're diving into why understanding your relationship with money can be a total game-changer for your finances, career, and relationships. From unconscious money beliefs to how your upbringing shapes your financial habits, we cover it all. Whether you're struggling with debt, feeling anxious about spending, or having money-related conflicts with your partner, this conversation is for YOU. In this episode, we'll discuss: What happens when we're not self-aware about our relationship with money How money scripts influence our behaviors and decisions Why it's crucial to approach money with empathy—not shame And most importantly, how to shift your money mindset to build a healthier, more balanced financial life Timestamps: 00:00 – Exploring Your Relationship with Money 00:49 – Introducing Jillian Knight: Financial Therapy Expert 01:21 – Understanding the Impact of Money Beliefs 04:49 – The Cultural Ideals of Financial Management 06:39 – Challenging Authoritarian Financial Advice 08:07 – Personal Stories and Financial Therapy Insights 10:53 – The Importance of Compassion in Financial Health 19:31 – Identifying Your Money Scripts 23:13 – Exploring the Enneagram and Money 24:46 – Couples and Money Dynamics 28:39 – Understanding Money Stories 33:30 – Identifying Core Needs and Triggers 36:55 – Building Bridges and Shared Goals 42:12 – Conclusion and Resources I know talking about money can feel uncomfortable. That's why conversations like this one are so important! I also created something to help you navigate those tough financial conversations with love, empathy, and understanding—without the stress or conflict.. Check out my Communication That Connects 2-part training. You'll learn how to approach money talks in a way that strengthens your relationships, rather than creating distance. I hope you check it out! Also, let's connect on Instagram and Youtube! I drop a new podcast every week with interviews just like this one so you can create love, happiness, and success in your life. I also go live every Thursday at 12pm MT on both platforms. I chat about the topic of the week and answer any questions you might have live. This week, I'll be digging into your relationship to money!  Let's break free from old financial patterns together and build a future where money feels like a source of freedom, not stress. See you there! Xoxo Dr. Lisa Marie Bobbywww.growingself.com P.S. If this episode was helpful for you, share it with a friend or family member who could use the info too!  

Warren Buffett famously said: “Only when the tide goes out do you discover who has been swimming naked.”Right now, the financial tide is going out. And many school leaders are about to be exposed.MYTH: As long as your school is mostly full, you're financially healthy.Many school leaders believe that high enrollment equals financial success. When your classrooms are full and parents seem happy, you might think you're doing great. This myth persists because enrollment numbers are tangible, visible, and feel like an immediate measure of success.But here's the brutal truth: Enrollment doesn't equal profitability.Why This Myth Will Destroy Your SchoolMeet Jen, a school owner who thought she was doing just fine. From the outside, her school looked perfect. Full classrooms. Happy parents. But beneath the surface, a financial disaster was brewing.When we first met Jen, she was running 11 school locations and thought she was doing everything right. Her revenue looked solid on paper. She was expanding. But beneath the surface, she was bleeding money in ways she couldn't see.Her day started at 4:37 AM, fueled by desperation and coffee. Despite managing multiple locations, she was working harder, not smarter. Her operational costs were eating through potential profits. She was spending $30,000 monthly on management that could have been streamlined to $15,000. Her inefficient leadership structure meant she was personally handling tasks that could be delegated, costing her time and money.Her financial strategy wasn't just about numbers. It was about reclaiming her life.Here's something I want you to really hear: Profit isn't a dirty word. It's your mission's oxygen.Profit means:Paying your incredible teachers what they're TRULY worthCreating mind-blowing learning experiences for kidsBuilding something that goes way beyond “just getting by”Your vision isn't just a dream. It's a calling that needs financial fuel.That's why I encourage you to take our 6 Money Leaks Diagnostic now! Visit: https://schoolsofexcellence.com/moneyleaks/In just 10 minutes, you'll uncover:The hidden money leaks bleeding your potentialOpportunities you didn't even know existedThe heartbreaking truth is 27% of private schools close within five years. Not because they're bad schools. Because no one showed them how to play the financial rules. You're different. You're listening to this because you know there's more.Mentioned in this episode:5 Gears DiagnosticTake the 5 Gears Diagnostic quiz!5 Gears DiagnosticProfit & Growth CallBook your Profit & Growth Call today!Profit & Growth Call