Podcasts about financial health

In this episode of the Jon Sanchez Show, the hosts discuss the current state of the economy, focusing on consumer financial health and its implications for the real estate market. They explore the challenges consumers face, including rising debt levels and the impact of student loans. The conversation also touches on market performance, the wealth divide in housing, and the importance of understanding consumer behavior in the context of real estate investments.Chapters00:00 Introduction and Personal Updates01:56 Market Overview and Sector Rotation05:34 Consumer Financial Health and Real Estate Impact11:03 Home Equity and Mortgage Reality Check16:07 The Mood of Underwriters17:56 Consumer Financial Strain19:35 Impact of Data Centers on Property Taxes20:20 AI's Influence on Marketing and Production20:47 Consumer Financial Health and Real Estate23:35 The Wealth Divide in Housing28:34 Navigating Real Estate Decisions Under Stress34:54 Disclaimer35:49 DisclaimerResources & LinksSanchez Gaunt Wealth ManagementConnect with Jon SanchezLinkedInFacebookInstagramYouTubeBlog

In this episode of Mining Stock Education, host Bill Powers introduces new sponsor Scorpio Gold Corp, featuring CEO Zayn Kalyan. Kalyan shares insights on their newly consolidated Manhattan District project in Nevada, detailing its history, recent achievements, and future potential. With a focus on resource expansion and aggressive drilling programs, Kalyan highlights significant milestones, including a strong open pit resource and promising drill results. The discussion also covers Scorpio's financial health, strategic partnerships, and plans to potentially up-list to a major U.S. exchange. Kalyan emphasizes the company's commitment to delivering shareholder value through consistent exploration success and strategic financial management. 00:00 Introduction 00:45 Scorpio Gold Corp: New Investment Value Proposition 01:27 Zayn Kalyan's Journey to Scorpio Gold 02:55 Manhattan Project: The Core Asset 07:37 Exploration and Drilling Strategy 10:59 Financial Health and Future Plans 14:54 Potential Uplisting to NASDAQ 22:06 Conclusion and Final Thoughts TSX.V: SGN -- OTCQB: SRCRF -- FSE: RY9 www.ScorpioGold.com Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Sponsor Scorpio Gold Corp. pays MSE a United States dollar ten thousand per month coverage fee. The forward-looking statement disclaimer found Scorpio Gold's most-recent company slide deck found at www.ScorpioGold.com applies to everything discussed in this interview. Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. If you buy shares of any company featured on MSE, you should, for your own protection, assume MSE's owner is personally selling you those shares. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

In this episode, Vadim revisits a question first explored three years ago: are younger American households actually struggling—or are the headlines missing the real story? Drawing from dv01's latest research publication, Are the Kids Still All Right?, the discussion cuts through recession narratives to examine income growth, debt dynamics, education outcomes, housing constraints, and spending behavior across younger cohorts.What emerges is a picture of resilience built on structural shifts in education, income, and financial discipline—paired with one increasingly binding constraint: housing supply.Key topics discussed:Why income growth among Gen Z and Millennials is at multi-decade highs relative to the national averageHow student debt dynamics have fundamentally shifted—and why today's student debt problem is largely a legacy issueThe quiet but consequential transformation in higher education, away from for-profit and low-completion institutionsWhy younger households have reshaped spending patterns faster than any other age cohortHow housing supply shortages have overtaken student debt as the primary barrier to household formation and wealth buildingThe episode concludes with a clear call to action: without a meaningful expansion in housing supply across price points, individual financial discipline alone won't be enough to unlock the next stage of economic mobility.Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.

In this episode, journalist Puja Mehra speaks with Subhomoy Bhattacharjee, Journalist and Contributing Editor at Business Standard, about the paradox at the heart of India's coal economy—why the country is sitting on large coal stocks even as it continues to import coal for power generation. They discuss how India's transition from coal shortages to apparent surplus masks deeper structural problems in production, transportation, pricing, and quality.Drawing on recent data and policy decisions, Bhattacharjee explains why domestically mined coal often fails to reach power plants economically, how high rail freight costs and geographic mismatches distort supply, and why many plants prefer imported coal despite higher headline prices. The conversation also examines the opening up of coal mining to private players, the weakening of Coal India's monopoly, and the push towards market-driven coal pricing through proposed coal exchanges.The discussion concludes by looking ahead to India's energy future, assessing whether coal consumption has peaked, how rising electricity demand from data centres and the AI economy could reshape power needs, and why coal is likely to remain central to India's power mix for years to come. Tune in for insights on what India's coal surplus reveals about infrastructure bottlenecks, market design, and energy policy.CHAPTERS(00:00) Introduction to India's Coal Economy(02:00) The Coal Surplus Puzzle(04:00) Why Coal Isn't Reaching Plants(06:30) Transport Costs and Rail Bottlenecks(09:00) Imported Coal vs Domestic Coal(11:30) Why Plants Aren't Near Mines(14:00) Pollution and Poor Plant Location(16:30) Private Miners and Rising Production(18:30) Can Coal India Adapt(21:00) Coal India's Financial Health(23:30) Employees and Market Transition(26:00) Coal Pricing and Linkages(28:00) Has India's Coal Use Peaked(30:30) AI, Data Centres and Power Demand(33:00) Global Coal Demand Outlook(35:30) Nuclear Power and the FutureRegister for India Finance and Innovation Forum 2026https://tinyurl.com/IFIFCOREFor more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube

How should Christians steward money in the end times without fear, greed, or confusion?In this episode of the Visibly Fit Podcast, I sit down with author and Bible teacher Steve Wohlberg to talk about biblical money stewardship and why financial wisdom matters now more than ever. Many believers struggle with the tension between preparing for the future and trusting God fully—especially when Scripture reminds us that Jesus is coming soon.We unpack how financial stress impacts mental health, physical well-being, and even relationships, and why ignoring money doesn't make us more spiritual. Steve shares why the Bible calls us to both be ready and occupy until Christ returns, and how wise financial decisions can actually bring greater peace, clarity, and freedom to serve others.If you've ever felt uneasy talking about money in church, overwhelmed by finances, or unsure how to plan while keeping your faith first, this conversation will give you practical insight and biblical encouragement you can actually use.Chapters:[00:00] Podcast Preview[01:25] Topic and Guest Introduction[05:05] Steve's Wake-Up Call About Retirement & Stewardship[09:39] The Interconnection of Health and Finances[12:27] Giving vs. Earning: Why Both Matter Biblically[14:12] How Steve Manages and Learn About Finance[16:40] Two Pillars of Truth[18:05] The Love of Money vs. Wise Stewardship[21:22] End-Times Economics: Buying, Selling & Control[23:10] Why Financial Peace Improves Longevity[25:16] Practical Steps for Financial Health[27:20] Investing Wisely for the Future[30:17] Building Wealth for Kingdom Work[33:45] The 10 Commandments & Financial Wisdom[37:40] Why This Book Is a Missionary Tool[39:30] Conclusion and ResourcesResources mentioned:Get your copy of Be Wise With Your Money in These End Times by Steve W. Wohlberg at White Horse Media's Website: whitehorsemedia.comJoin My Visibly Fit 7-Week Accelerator ProgramConnect with today's guest:Steve Wohlberg is the Speaker and Director of White Horse Media, a global ministry known for clear, Christ-centered biblical teaching. He is a television producer, radio host, international seminar speaker, and the author of more than 40 books covering a wide range of Bible topics.A Jewish Christian from Los Angeles, Steve holds a B.A. in Theology from La Sierra College and a Master of Divinity from Andrews Theological Seminary. Over the years, he has appeared on more than 500 radio and television programs and has been featured in History Channel and National Geographic documentaries, including Secrets of the Seven Seals, Strange Rituals: The Apocalypse, Armageddon Battle Plan, and Animal Apocalypse.Steve has also spoken by special invitation inside the Pentagon and the U.S. Senate. Deeply respected for his biblically grounded and Christ-centered approach, his ministry continues to reach audiences around the world with messages of truth, clarity, and hope.P.S. If you're just checking out the show to see if it's a good fit for you, welcome!If you're really serious about becoming Visibly Fit, you'll get the best experience if you download the worksheets available at https://wendiepett.com/visiblyfitpodcast.

Finances are such a big part of our lives. Financial health impacts all of our relationships, our emotional state and our future opportunities. Jesus knows this, so He talks about money almost more than any other subject. Jesus said that money is the chief competitor for our hearts. Yet, Jesus wants us to be healthy in this area of finances. Jesus doesn't want us to live stressed-out, fearful lives. Regardless of how much money you make, you can succeed in this area! Trust Jesus with your heart, life and finances. Let's live fully healthy in 2026 and beyond.

Finances are such a big part of our lives. Financial health impacts all of our relationships, our emotional state and our future opportunities. Jesus knows this, so He talks about money almost more than any other subject. Jesus said that money is the chief competitor for our hearts. Yet, Jesus wants us to be healthy in this area of finances. Jesus doesn't want us to live stressed-out, fearful lives. Regardless of how much money you make, you can succeed in this area! Trust Jesus with your heart, life and finances. Let's live fully healthy in 2026 and beyond.

Finances are such a big part of our lives. Financial health impacts all of our relationships, our emotional state and our future opportunities. Jesus knows this, so He talks about money almost more than any other subject. Jesus said that money is the chief competitor for our hearts. Yet, Jesus wants us to be healthy in this area of finances. Jesus doesn't want us to live stressed-out, fearful lives. Regardless of how much money you make, you can succeed in this area! Trust Jesus with your heart, life and finances. Let's live fully healthy in 2026 and beyond.

Technology Solutions Consultant Aida Dillman describes the power of Carefull - a financial monitoring agent that helps protect your loved ones. Aida talks about account tracking, the ability to share monitoring and bill payments. Listen to real-life scenarios that will help you see the value of this protection service.

FAA Medical Disqualification Just Cost You $300k (Here's How to Protect It)Are you flying your finances blind? For many airline pilots, a $300,000 annual income is just one medical disqualification away from becoming zero. In this episode, Paul Fugere and David Befort discuss why traditional financial planning—like locking wealth in a 401k or the walls of your home—can leave pilots grounded and liquid-poor when they need cash the most.We dive into the "financial walk-around" every pilot needs to perform to ensure their family's safety and their own financial "airworthiness".https://www.thewealthwarehousepodcast.com/In This Episode, You'll Learn:The Fragility of the First-Class Medical: Why 1 in 20 pilots are on long-term disability at any given time.The 260% Danger Zone: Why medical denial rates spike between the ages of 45 and 55.The "No-Brainer" Insurance Rider: How the Disability Waiver of Premium ensures your policy continues to grow even if you lose your ability to fly.Aviate, Navigate, Communicate: Applying the first rule of flight to your money—why liquidity is the "fuel" that keeps your financial engine running.The Power of IBC for Pilots: How to use windfalls like profit-sharing bonuses, back pay, and green slips to build a private "war chest" you control.Key Statistics for Aviators:Nearly 5 out of every 1,000 active airline pilots are denied medical certification annually.Standard long-term disability often only covers 50% of your average paycheck—could you maintain your lifestyle on half your income?.Typical company-provided life insurance (often $1M) may only cover 4-5 years of income, leaving families vulnerable in the long term.About your hosts: https://www.thewealthwarehousepodcast.com/David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email us!davidandpaul@theibcguys.com

Hugh Woozencroft is joined by the former Ipswich and Swindon Town striker Sam Parkin to review a hectic weekend in the EFL. They discuss the top 5 all winning in the Championship, and speculate how much time Martí Cifuentes has left at Leicester City following another damaging result for the Foxes. Chief football writer at the Yorkshire Post gives his take on the controversial sacking of Lee Grant at Huddersfield Town, and the guys break down Ian Holloway's heated interaction with a journalist over Swindon's illegal team sheets in the Vertu trophy. Plus, Kieran Maguire from the Price of Football reflects on the financial health of the EFL, and gives the latest on Sheffield Wednesday's administration and Leicester's points penalty. Hosted on Acast. See acast.com/privacy for more information.

Wie viel Welt steckt in deinem Geld? Was wie eine große Frage klingt, betrifft jeden Moment deines Alltags. Denn wenn Ölpreise oder geopolitische Entscheidungen über Venezuela und Grönland die Schlagzeilen dominieren, spürst du das daran, - wie viel dein Wocheneinkauf kostet. - ob der Strompreis steigt oder fällt. - wie sich dein ETF entwickelt. In dieser Folge von How I Met My Money fragen Lena Kronenbürger & Ingo Schröder: Warum sind globale Ressourcenfragen immer auch persönliche? Und wie stark beeinflusst das Weltgeschehen, was wir zahlen, kaufen und investieren? Eine Einladung, dein Geld als Teil eines größeren Ganzen zu verstehen und bewusst zu gestalten.

What if the wake‑up call you’ve been avoiding is hiding in plain sight? In this episode, Charleston’s Retirement Coach Brandon Bowen shares a personal health scare that completely reframed how he thinks about procrastination—and how the same blind spots can undermine your financial life. From overlooked risks and excessive fees to overexposure in certain investments, he explains why regular financial “checkups” matter and how uncovering hidden issues can bring clarity and peace of mind. It’s a candid reminder that health and wealth both require attention before problems become urgent. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In episode 595 of the Lawyerist Podcast, we're revisiting Stephanie's conversation with Lawyerist financial coach Bernadette L. Harris about the financial KPIs every law firm owner should understand as a new year begins. We're bringing this episode back because it's especially timely for firms setting their strategy, goals, and financial benchmarks for the year ahead. It's important to continue finding a clear, practical approach to understanding the numbers that drive a healthy firm.  Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach.  You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future.  For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise.    Listen to our other episode with Bernadette Harris:  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify |  Lawyerist  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist  #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.    Access more resources from Lawyerist at lawyerist.com.    Chapters:  00:00 Why We're Remastering This Episode for the New Year02:55 Law Firm KPIs and Financial Health05:21 Net Profit Margin for Law Firms09:38 Utilization Rate and Team Capacity14:35 Realization Rate and Getting Paid20:05 Accounts Receivable and Cash Flow24:19 Revenue by Practice Area27:16 Using Financial Metrics to Set Strategy 

In episode 595 of the Lawyerist Podcast, we're revisiting Stephanie's conversation with Lawyerist financial coach Bernadette L. Harris about the financial KPIs every law firm owner should understand as a new year begins. We're bringing this episode back because it's especially timely for firms setting their strategy, goals, and financial benchmarks for the year ahead. It's important to continue finding a clear, practical approach to understanding the numbers that drive a healthy firm.  Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach.  You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future.  For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise.    Listen to our other episode with Bernadette Harris:  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify |  Lawyerist  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist  #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.    Access more resources from Lawyerist at lawyerist.com.    Chapters:  00:00 Why We're Remastering This Episode for the New Year02:55 Law Firm KPIs and Financial Health05:21 Net Profit Margin for Law Firms09:38 Utilization Rate and Team Capacity14:35 Realization Rate and Getting Paid20:05 Accounts Receivable and Cash Flow24:19 Revenue by Practice Area27:16 Using Financial Metrics to Set Strategy  Learn more about your ad choices. Visit megaphone.fm/adchoices

The following are Dr. Pass' note to his podcast: This week we end 2025 with a Pediheart tradition - an episode on personal finance for medical professionals with noted authority on index investing and personal finance, Mr. Paul Merriman. Paul is a retired investment advisor who now has a popular podcast "Sound Investing" and website in which he offers advice on investing for 'do it yourself' investors. In this week's episode, the 5th of his visits to Pediheart, Mr. Merriman discusses 'factor investing' via index-like ETF's and funds. He also reviews who he believes might benefit from a financial advisor, what sort of advisor most should seek out and why he believes that many do not need one if they can 'stay the course'. Resources mentioned in today's podcast are below. Wishing all a happy and healthy new year in 2026. Paul's website:https://www.paulmerriman.com/#gsc.tab=0'Best In Class' ETF's:https://www.paulmerriman.com/Best-in-Class-ETF-Recommendations2025#gsc.tab=0Sound Investing 'Quilt Charts':https://irp.cdn-website.com/6b78c197/files/uploaded/(K)_Quilt_Charts_(1928-2024)_-_2024_Returns_(1).pdfDFA 'Turn Out The Noise':https://www.dimensional.com/filmAs a reminder, all of the information provided in this week's episode should be considered entertainment and all financial decisions should be vetted with professionals or knowledgeable and trusted friends/family. 

What do you do when the thing you've been building needs room to become something bigger?   Most people barrel into January with fresh goals, new planners, and that familiar pressure to start strong. But what if the bravest thing you could do right now is... pause? This isn't a farewell episode. It's a pivot point. In this final episode of the year, Brandon and Amanda share something they've been wrestling with behind the scenes. The podcast, the brand, the way they serve you—it's all evolving. And evolution needs breathing room. Before they step back, they're leaving you with one powerful gift: a simple end-of-year practice to reset your financial nervous system. No resolutions. No pressure. Just presence.   You'll discover: Why your money doesn't need a new plan—it needs a new nervous system experience The STILL Method™️: a 5-step practice you can use right now to end the year grounded instead of anxious What's actually happening behind the scenes (and why they're pressing pause on weekly episodes) Where to stay connected while they build what's next A gentle reminder that sometimes the most productive thing you can do is stop   Key Quote: "You can't strategize your way out of a dysregulated financial nervous system. Change doesn't start with discipline. It starts with stillness."   This episode is for anyone who's felt the pressure of year-end reflection turn into year-end anxiety. It's a permission slip to slow down. To breathe. To trust that what's being built in the quiet will be worth the wait.   Stay connected: The best place to follow along during the pause is Amanda's Substack: livecounterflow.substack.com and Brandon's TikTok: tiktok.com/@livecounterflow That's where the next chapter is being written.   Resources mentioned: Find Your Flow Quiz — 10 questions to discover your financial personality Financial Nervous System Diagnostic — A deeper 54-question assessment Profit Planning Network 2026 — Enrollment closes January 2nd   00:00 Welcome to Wealth Wisdom Financial 01:56 Reflecting on the Past Year 02:38 Introducing the STILL Method 03:28 Year-End Practice for Financial Health 05:56 Exciting Announcements and Future Plans 08:42 Staying Connected During the Pause 11:08 Final Thoughts   Watch on YouTube: https://youtu.be/TS3DCvf5Sq4 

As 2025 comes to a close, many school leaders find themselves pausing and asking a quiet but important question:How did we end up here?In this episode of the Schools of Excellence Podcast, Chanie Wilschanski unpacks one of the most overlooked leadership challenges in schools, drift. Not burnout. Not laziness. But the subtle loss of alignment that happens when leaders lose connection to the rhythms and anchors that once kept them steady.This conversation is especially for school owners, directors, and leadership teams who are preparing to step into 2026 and want to do so with clarity, steadiness, and intention — not pressure or performative “new year” resets.Chanie introduces two distinct types of leadership drift that show up in schools:Calm Drift — when things are going well, systems feel stable, enrollment is strong, and leaders quietly loosen the rhythms that protect culture, leadership, and sustainability.Chaos Drift — when life, grief, stress, or operational overwhelm slowly erode boundaries, clarity, and leadership presence over time.Rather than offering another system, checklist, or reset plan, this episode reframes excellence in leadership as the ability to return — again and again — to the rhythms that anchor school leaders through every season.This is a grounding conversation about leadership, humanity, culture, and the systems that support sustainable growth in schools.In This Episode, You'll Learn:Why drift is a normal part of leadership — even for strong, experienced school leadersThe difference between burnout, laziness, and leadership driftHow calm seasons can quietly lead to complacency if rhythms aren't reinforcedWhy chaotic seasons cause leaders to over-function and lose themselves over timeThe role of rhythms (not perfection) in restoring clarity, confidence, and leadership presenceWhy consistency in leadership is about return, not flawless executionHow anchored leadership protects culture, operations, and retention in schoolsWhat school leaders should focus on before turning the calendar page to 2026A Note for School LeadersYou don't need a new plan.You don't need new software.You don't need to overhaul your systems.What most school leaders need as they move from 2025 into 2026 is a return — to the rhythms that already work, the leadership standards they already know, and the anchors that keep their school steady through both calm and chaos.Next Step for LeadersIf this conversation resonated and you want clarity around where your leadership — and your school, may be drifting, we invite you to start with awareness.Take the 5 Gear DiagnosticThis free diagnostic helps school leaders identify which of the five core leadership gears — Enrollment, Financial Health, Staff...

Most people don't ruin their finances with one big mistake—they do it with small, repeated decisions. In this episode, Art walks through 10 common habits that quietly sabotage financial health. Learn what to avoid in 2026 to pursue clarity, margin, and generosity.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

This week we end 2025 with a Pediheart tradition - an episode on personal finance for medical professionals with noted authority on index investing and personal finance, Mr. Paul Merriman. Paul is a retired investment advisor who now has a popular podcast "Sound Investing" and website in which he offers advice on investing for 'do it yourself' investors. In this week's episode, the 5th of his visits to Pediheart, Mr. Merriman discusses 'factor investing' via index-like ETF's and funds. He also reviews who he believes might benefit from a financial advisor, what sort of advisor most should seek out and why he believes that many do not need one if they can 'stay the course'. Resources mentioned in today's podcast are below. Wishing all a happy and healthy new year in 2026. Paul's website:https://www.paulmerriman.com/#gsc.tab=0'Best In Class' ETF's:https://www.paulmerriman.com/Best-in-Class-ETF-Recommendations2025#gsc.tab=0Sound Investing 'Quilt Charts':https://irp.cdn-website.com/6b78c197/files/uploaded/(K)_Quilt_Charts_(1928-2024)_-_2024_Returns_(1).pdfDFA 'Turn Out The Noise':https://www.dimensional.com/filmAs a reminder, all of the information provided in this week's episode should be considered entertainment and all financial decisions should be vetted with professionals or knowledgeable and trusted friends/family. 

Nokukhanya Mntambo speaks to Mphahlela Mokgatle, Equity Partner at BDO, about why companies can be profitable on paper yet still run into cash flow problems or collapse, highlighting how poor liquidity and mis-aligned capital strategies, not earnings, often sink otherwise successful businesses. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In this week's episode of Better Business, Better Life, Debra Chantry-Taylor is joined by Kerry Boulton, an experienced exit planner, business coach, and investor, for a candid conversation about what really happens when business owners don't plan their exit. Drawing on decades of lived experience, Kerry shares her journey from running a major division in the 1980s to owning, exiting, and reinvesting in multiple businesses. She unpacks a confronting statistic from the Exit Planning Institute: 73% of business owners regret selling their business, largely because they failed to plan both the exit itself and what comes next. Together, Debra and Kerry explore what it truly means to be exit-ready, from strong financials, systems, and succession planning, to reducing owner dependency and thinking deeply about purpose beyond the business. The conversation also dives into family business succession, the emotional realities of exiting, and why starting at least three years early can make all the difference. This episode is a powerful reminder that exiting a business isn't a single transaction, it's a transition. And done well, it can set you up not just for financial security, but for a meaningful and intentional next chapter of life. CONNECT WITH DEBRA:         ___________________________________________         ►Debra Chantry-Taylor is a Certified EOS Implementer | Entrepreneurial Leadership & Business Coach | Business Owner ►Connect with Debra: ⁠debra@businessaction.com.au ⁠ ►See how she can help you: https://businessaction.co.nz/ ►Claim Your Free E-Book: https://www.businessaction.co.nz/free-e-book/ ___________________________________________ GUESTS DETAILS: ► Kerry Boulton – LinkedIn: https://www.linkedin.com/in/businessvaluebuildermelbourne/ ► Get Her Complimentary Valuation Assessment: https://theexitstrategygroup.com.au/value-builder-questionnaire/ ► Get Her Book, The Uncensored Truth about Exit Strategies: https://freeexitstrategybook.com.au/      Episode 251 Chapters:    0:00 – Kerry's Introduction and Background in Exit Planning   2:29 – The Journey to Business Ownership and Initial Challenges   7:33 – Implementing TQM and Attracting International Buyers   11:25 – The Importance of Exit Planning for Baby Boomers   14:35 – The Impact of Not Having an Exit Strategy   19:53 – Financial Considerations and the Role of Professionals   25:38 – Family Business Succession Planning   32:58 – The Importance of Systems and Financial Health   36:48 – The Role of Earn-Outs and Private Equity   40:22 – Top Tips for Exit Planning   

Money is a tool, not a master. This episode reframes financial goals around stewardship, margin, and freedom—so finances support your life instead of controlling it.You Got This, Ryan

Today's guest is Jason Lee, a fintech veteran who has been at the forefront of employee financial wellness innovation for nearly a decade. After co-founding and scaling DailyPay into one of the pioneering companies in earned wage access, Jason went on to launch Salt Labs, an innovative employee rewards platform that Chime acquired just 18 months after its founding. Now, as the leader of Chime Enterprise, Jason is on a mission to make financial health benefits as ubiquitous in the workplace as health insurance.In this conversation, we explore why he believes every employer will eventually offer these programs, not out of altruism, but because it makes compelling business sense. Jason shares fascinating insights about how financial stress undermines productivity, why employees value Salt's non-dollar rewards even more than cash, and his ambitious vision for building an employer-focused financial health platform that could parallel what Fidelity achieved in retirement. It's a conversation about the intersection of fintech, HR technology, and the future of work – and why the employer may be the most powerful catalyst for improving Americans' financial lives.In this podcast you will learn:Jason's high profile background in fintech.The origins of Salt Labs and how they became part of Chime.The premise for Chime Workplace.Why they are fundamentally in the productivity business.How they are able to measure financial wellness outcomes.Why employers are caring more about the financial health of their employees today.Jason's prediction for employers and financial wellness.The target market for Chime Workplace.What they hear when they first go into a new employer.Why they don't charge employers for Chime Workplace.How their SALT rewards work.Jason's vision for the future of employer-driven financial wellness.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Today we are breaking down Amadeus, the dominant infrastructure powering global travel bookings. If you've used a travel agent or corporate booking system, you've likely interacted with Amadeus's technology—though most of what they do happens behind the scenes in airline operations, hotel inventory management, and logistics coordination. Ben Needham, portfolio manager at Ninety One Asset Management, explains how Amadeus built its market-leading position, common investor misconceptions about the business, and the company's value proposition across the travel ecosystem. We also explore AI's potential impact on the industry and how Amadeus's balance sheet strength positions it relative to competitors. Please enjoy this breakdown of Amadeus.  For the full show notes, transcript, and links to the best content to learn more, check out the episode page⁠⁠⁠⁠⁠⁠ here.⁠⁠⁠⁠⁠⁠ —- This episode is brought to you by⁠⁠⁠ ⁠Portrait Analytics⁠⁠⁠⁠ - your centralized resource for AI-powered idea generation, thesis monitoring, and personalized report building. Built by buy-side investors, for investment professionals. We work in the background, helping surface stock ideas and thesis signposts to help you monetize every insight. In short, we help you understand the story behind the stock chart, and get to "go, or no-go" 10x faster than before. Sign-up for a free trial today at⁠⁠⁠ ⁠portraitresearch.com⁠⁠⁠⁠ — Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit⁠⁠⁠⁠⁠⁠ joincolossus.com/episodes⁠⁠⁠⁠⁠⁠. Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠). Show Notes (00:00:00) Introduction to Amadeus (00:02:49) Understanding Amadeus' Business Model (00:04:11) Amadeus' Market Position and Competitors (00:05:35) Historical Background of Amadeus (00:07:25) Revenue Streams and Profitability (00:10:50) Impact of AI and Technology on Amadeus (00:13:07) Revenue Models and Pricing Mechanics (00:22:35) Growth Opportunities and Market Dynamics (00:25:47) Execution and Future Prospects (00:30:01) Financial Health and Capital Allocation (00:31:57) Valuation and Market Perception (00:34:21) Risks and Challenges (00:37:13) Lessons From Amadeus

Shelby and Belinda are joined by two financial professionals from the State Department Federal Credit Union (SDFCU): Samia "Sam" Salmon (Vice President of Retail Business Development) and Josh Barrett (Manager for Overseas Operations). They share actionable, no-nonsense advice to help you get your financial house in order as we head into 2026.We discuss how to think through competing financial priorities like paying off debt vs. building an emergency fund or making decisions about 401k withdrawals. Our guests also stress the importance of communicating with your lenders during periods of reduced income, furloughs, or career pivots.Shelby and Belinda are both long-time customers of SDFCU. We encourage you to check out their services at https://www.sdfcu.org In this episode:Why having good credit can be as important as having cash savingsShould you dip into your retirement accounts?The importance of asking your lenders about hardship relief optionsWhy reading the fine print of your loan paperwork could be a lifesaverWatch this episode on YouTube: https://youtu.be/ahkVrnEM4EgSend us a comment!Recommit is a Feb 28 half-day retreat for people who are ready for more clarity, courage, and alignment. You'll experience a private venue, brunch, guided reflection, and leave with a roadmap for what's next.Click here to join the Early Bird list for lower ticket prices and early access.Join us on February 28th, 2026 at the DC Wharf for the Recommit: Winter Retreat. Join the Early Bird list here. We publish new episodes every other Wednesday. Subscribe to the Leadership Tea Podcast Subscribe to Leadership Tea on YouTube! Follow us on Instagram @Leadership_Tea for more inspiration and insights.

In this episode, Regan Archibald shifts the conversation from physical longevity to financial longevity, exploring why financial stability is one of the strongest predictors of overall health. Joined by wealth experts Bryan Sweet and Sonu Varghese, the discussion unpacks the biggest risks entrepreneurs face—especially unexpected tax burdens when selling a business—and introduces the powerful concept of creating a “tax asset” to offset capital gains without losing investment growth. Through real case studies, they reveal how proactive planning, strategic portfolio design, and collaboration with the right advisors can save clients hundreds of thousands to millions in taxes while maintaining liquidity, reducing risk, and fueling long-term lifestyle freedom. The episode emphasizes that true longevity requires both optimized health and optimized finances—and that smart tax strategy is essential to building the ageless future you envision. Bryan J. Sweet, CLU, ChFC, MSFS, is the Managing Partner and Wealth Advisor at Sweet Financial Partners and a multi-year Forbes Best-in-State Wealth Advisor. Since launching his career in 1979, he has helped clients design purposeful retirements through his proprietary framework, The Dream Architect™, which blends strategic distribution planning with achieving life's biggest goals. Bryan also co-leads the Elite Wealth Advisor Symposium, mentoring top advisors nationwide in scaling, marketing, and team excellence. His passion is helping others build world-class practices while creating the freedom to live their own dream-driven lives.Personal LinkedIn: https://www.linkedin.com/in/bryansweet/ SFP LinkedIn: https://www.linkedin.com/company/sweet-financial- partners/mycompany/?viewAsMember=true SFP Website: https://sweetfinancial.com/ EWAS Website: https://www.ewasymposium.com/ewas-home Sonu has over 20 years of experience in the asset management industry and leads Carson Group's asset allocation team, shaping the firm's market outlook and providing macro, policy, and portfolio guidance to more than 130 partners overseeing $42 billion in assets. He manages multiple strategic and tactical allocation models on the Carson Investment platform and specializes in the intersection of markets, the economy, and policy. Previously, he served as Partner and Director of Research at Convex Capital Management, where he co-managed portfolios and developed proprietary economic indicators across 30 countries. Sonu began his finance career while completing his Ph.D. in Mechanical Engineering at Purdue University, following both an M.S. from Purdue and a B.E. from the National Institute of Technology in India.LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/  X: https://x.com/sonusvarghese  LIKE/FOLLOW/SUBSCRIBE AGELESS FUTURE:YouTube -https://www.youtube.com/@ReganArchibald / https://www.youtube.com/@Ageless.FutureLinkedIn: https://www.linkedin.com/in/regan-archibald-ab70b813Instagram: https://www.instagram.com/ageless.future/Facebook: https://www.facebook.com/AgelessFutureHealth/

Subscribe to our mailing list to never miss another episode and stay up to date with event news: https://www.aviadev.com/keep-me-updated This episode was recorded Tuesday 2nd December on location in Luanda, Angola, during the 57th AFRAA AGA. Join Jon Howell, Founder and CEO of AviaDev Africa, as he sits down with Raphael Haddad, President of Jetcraft Commercial, to discuss fleet growth, financing, and the future of African connectivity. Raphael shares his insights on supply chain challenges, risk perception, airline financing, and the impact of Nigeria signing the Cape Town Convention. They also explore trends in aircraft acquisition, leasing, and fleet composition for the next decade.  Find out more about Jetcraft Commercial Listen to the previous interview from Feb 2025 Listen to the interview from December 2023

Welcome back to the Money Confidence Podcast! In today's powerful re-recording, I'm giving you the exact truth about why your money strategy alone isn't enough — and what actually creates lasting financial confidence. Inside this episode, you'll learn: 00:00 — Welcome back & why the episode was re-recorded 01:10 — The real topic: Why investing in financial health accelerates success 02:45 — You are multifaceted: physical, energetic, spiritual 05:20 — Why money strategy alone doesn't work 07:42 — Understanding your energy field & intuition 10:08 — How money leaks form (and why they're energetic) 12:34 — Why confidence is a frequency, not a number 14:20 — Regulating your nervous system for financial clarity 17:05 — Example from teaching: reacting vs responding 19:58 — Goal-setting: why most people skip it 22:16 — Getting into your numbers with neutrality 25:45 — Healing the root instead of band-aiding your finances 28:32 — The spiritual level: God, intuition, and soul alignment 33:40 — How misalignment creates money chaos 36:20 — How to invest in your financial health intentionally 38:44 — Introduction to the Money Membership 40:12 — What's included + why support matters 42:05 — Final message & invitation This is the episode you'll come back to again and again when you need clarity, truth, and activation.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3369: Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death, and who (if anyone) becomes responsible. With practical advice and real-life examples, she shows how proper planning can prevent financial headaches for grieving loved ones. Read along with the original article(s) here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Quotes to ponder: "Family members of a deceased person are typically not obligated to use their own money to pay for credit card debt after death." "If you have a federal student loan, then the federal government will discharge any remaining debt upon your death." "Here's the bottom line: excessive debt is bad news all the way around." Episode references: The Motley Fool: https://www.fool.com/ Credit Karma: https://www.creditkarma.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3369: Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death, and who (if anyone) becomes responsible. With practical advice and real-life examples, she shows how proper planning can prevent financial headaches for grieving loved ones. Read along with the original article(s) here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Quotes to ponder: "Family members of a deceased person are typically not obligated to use their own money to pay for credit card debt after death." "If you have a federal student loan, then the federal government will discharge any remaining debt upon your death." "Here's the bottom line: excessive debt is bad news all the way around." Episode references: The Motley Fool: https://www.fool.com/ Credit Karma: https://www.creditkarma.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3369: Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death, and who (if anyone) becomes responsible. With practical advice and real-life examples, she shows how proper planning can prevent financial headaches for grieving loved ones. Read along with the original article(s) here: https://www.christineluken.com/what-happens-to-my-debt-when-i-die/ Quotes to ponder: "Family members of a deceased person are typically not obligated to use their own money to pay for credit card debt after death." "If you have a federal student loan, then the federal government will discharge any remaining debt upon your death." "Here's the bottom line: excessive debt is bad news all the way around." Episode references: The Motley Fool: https://www.fool.com/ Credit Karma: https://www.creditkarma.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

#940 | Jamie and Ed break down the Premier League's newly approved financial regulations - rules that will reshape how every club spends, invests, and strategises. They outline the new financial framework, focusing on the Squad Cost Ratio and how it caps total spending on wages, amortisation, and agents' fees relative to club revenue. We analyse how these changes mirror UEFA's own rules and why the league is pivoting toward a more standardised, long-term model of financial control. The pair explore what this means specifically for Manchester United - from wage-bill management and transfer flexibility to projected revenues, the need for player trading, and the club's ability to refresh the squad under new constraints. There's discussion of potential loopholes, how clubs may attempt to game the system, and what enforcement could look like as the Premier League attempts to restore credibility. The episode wraps with a look at United's structural changes, including the arrival of a new head of senior scouting. 00:00 Introduction 02:20 Premier League's New Financial Rules Explained 06:48 How Clubs Will Adapt Their Spending 10:26 United's Financial Health & Future Projections 12:37 Player Trading, Wages & Squad Management 25:50 Penalties, Loopholes & Rule Enforcement 38:24 Closing Thoughts If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why do most business owners never achieve a successful exit, even after decades of effort? Many assume selling a company is simple—find a buyer, sign the papers, and walk away. The reality is harsher: 70 to 80 percent of businesses that go to market never sell. Poor planning, missing documentation, and overdependence on the owner make it nearly impossible to exit with both profit and peace of mind. In this episode of The Better Than Rich Show, host Mike Abramowitz sits down with Bennett Lebowitz, co-founder of Pando Consulting Group, to uncover what it really takes to build a business that can be sold on your terms. Bennett covers everything from financial cleanup to operational systems and leadership transitions. He shares actionable frameworks, key metrics, and real-world stories of owners who created companies strong enough to thrive long after they stepped away.   Timestamps [00:00] Defining a Successful Exit [03:11] Avoiding Forced Liquidations and the 5 D's [05:43] Controlling the Controllables [06:51] Financial Health and Clean Books [09:27] Quality of Earnings and Operational Audits [12:06] Key Metrics Every Owner Should Track [17:31] Preparing for the Right Buyer [20:59] Getting the Owner Out of the Day-to-Day [28:27] Hiring Smart and Building Support Infrastructure [32:42] Shifting from Tactical to Strategic Leadership [36:52] Ideal Client Profile and Readiness [40:54] The Exit Process and Discovery [42:06] Why 70–80% of Businesses Never Sell [43:35] Life, Family, and Purpose  Key Quotes “Seventy-five percent of owners regret selling their business within 12 months, and it has nothing to do with money. It's because they weren't prepared for life after the sale.” “You can't sell a business if you're the one driving all the revenue. No one wants to buy a job.” “Profit is a direct correlation to value. Taxes are just a byproduct.” “If you're not growing, you're dying. Every system and hire is a step toward freedom.” “Everything we do should be purpose-driven. The money can't come with us, but the impact can.” Key Takeaways Prepare early. A successful exit takes years, not months. Begin by cleaning your finances and documenting your systems.Build independence. A business that relies on the owner isn't sellable. Train leaders and automate wherever possible. Track what matters. Focus on metrics like revenue per employee, recurring revenue, and client acquisition cost. Control what you can. You can't change the market, but you can strengthen your processes, people, and profit.  Links Mentioned Pando Consulting Group – Readiness Assessment: https://pandoconsultinggroup.com LinkedIn – Bennett Lebowitz: https://www.linkedin.com/in/bennett-lebowitz Connect with The Better Than RichWebsite - https://www.betterthanrich.com/Facebook - https://m.facebook.com/betterthanrich/Instagram - https://www.instagram.com/betterthan_rich/Twitter - https://mobile.twitter.com/betterthan_richTikTok - https://www.tiktok.com/@betterthanrichYouTube - https://www.youtube.com/channel/UC3xXEb7rKBvkCOdtWd4tj2ALinkedin - https://www.linkedin.com/company/betterthanrich

You can't call in tired when you're the leader.Even on the days when your body aches, your brain is foggy, and every text feels like one more demand — leadership still needs you. Parents still email. Licensing still calls. Staff still need direction.And in that fatigue, it's easy to believe the lie: I just need a break. I just need a new system. I just need to get through this week.But energy isn't something you find. It's something you create.In this deeply personal episode, Chanie unpacks what it means to create energy on demand — not from caffeine or quiet, but from rhythm, breath, and emotional containment. She shares how leaders can shift from guarding what's left to generating what's needed, and how to stop being the emotional battery for everyone around you.If you've ever said “I'm just so tired,” this episode will help you see that your exhaustion isn't from doing too much — it's from holding too much.You'll LearnWhy you're not one vacation or system away from feeling aliveThe truth about emotional fatigue and over-holdingHow to reframe your story and create energy in the middle of chaosThe science of energy creation and how your body chemistry responds to posture and languageHow to install transition rhythms between work and homeWhy “protecting your energy” keeps you in survival mode — and how to shift to creation modeSimple morning, end-of-day, and transition rhythms that restore peace and focusKey Insights“You're not exhausted because you're doing too much. You're exhausted because you're holding too much.”“Energy isn't found in quiet. It's created through rhythm.”“You don't need rest to be restored — you need rhythm to be renewed.”“You are not a battery pack to be drained. You are a lighthouse — a generator of light and calm.”Memorable Quotes“Waiting for energy is like waiting for clarity — it never comes until you take action.”“You don't protect energy. You create it.”“You close your laptop not because the work is done — but because the day is.”“Leadership still needs you when you're tired, but you're not powerless. You can create energy, on demand.”Reflection PromptsWhere are you still acting as the emotional battery for others?What transition rhythm would help you leave work restored instead of depleted?How can you practice creating energy through breath, posture, or language this week?Episode ResourcesPre-order Chanie's new book This Can't Be Normal — coming soonTake the 5 Gear Diagnostic to identify which area of your leadership is most drained — Enrollment, Staff Culture, Parent Engagement, Financial Health, or Strategic Growth. schoolsofexcellence.com/diagnostic

If your brain feels like a filing cabinet that never closes, you're not alone.For many school leaders, memory becomes the hidden system — the thing holding birthdays, licensing dates, parent notes, staff needs, and the million invisible details that make your school run. But here's the truth: your brain was never meant to be the system.In this powerful, personal episode, Chanie shares how her once-reliable memory began to fail — and how that moment became the turning point for her leadership. Forgetting wasn't a crisis; it was clarity. It revealed that her business had outgrown her brain and was ready for real systems and rhythms that could carry the weight sustainably.If you've ever said, “I just have to remember to…” — this episode will help you see why forgetting is not failure. It's a signal that your leadership is evolving.You'll LearnWhy memory-based leadership leads to burnout and anxietyHow your brain becomes a false “system” when trust in processes is lowWhy stress pokes holes in memory — and what to build insteadHow rhythms create psychological safety and operational stabilityHow to shift from mental management to systemized leadershipPractical examples of where you may be leading from memory (and how to stop)How to trust your systems and rhythms — even when it feels uncomfortableKey Insights“Your brain and your memory are not the system. Systems and rhythms hold excellence at scale.”“The brain is for having ideas, not holding them.”“Forgetting isn't failure — it's feedback that your leadership is ready to evolve.”“When you lead from rhythm instead of recall, you build peace into your operations.”Memorable Quotes“My memory made me feel safe. But safety doesn't come from remembering — it comes from trusting the rhythm.”“Your leadership isn't breaking down. It's breaking open — to a simpler, more sustainable way to lead.”“Forgetting wasn't the problem. It was the most generous wake-up call from God.”“The brain is for having ideas, not holding them. Systems are what keep those ideas alive.”Reflection PromptsWhere in your leadership are you still using your memory as a safety net?What's one area where you could install a rhythm to replace recall?How does over-reliance on your brain create invisible weight in your day?What would it look like to trust your systems — even when your instinct is to double-check?Episode ResourcesLearn more about Chanie's upcoming book This Can't Be Normal, where she unpacks how rhythms replace over-functioning and burnout.Take the 5 Gear Diagnostic to identify which area of your leadership carries the most invisible weight — Enrollment, Staff Culture, Parent Engagement, Financial Health, or Strategic Growth. schoolsofexcellence.com/diagnostic

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In this episode of Chip Stock Investor, we provide an in-depth update on Ubiquiti and Arlo Technologies. We discuss Ubiquiti's recent financial performance, including their sequential revenue growth, debt status, and inventory levels, and analyze the potential reasons behind their recent stock performance.The focus then shifts to Arlo Technologies, exploring their transition to a subscription-based business model, revenue trends, and profitability metrics. Additionally, we consider the impact of the broader economic environment on these companies and offer insights into potential investment strategies. Chapters00:00 Ubiquiti's Performance03:21 Ubiquiti's Financial Health and Market Response04:26 Analyzing Ubiquiti's Inventory and Market Trends08:20 Arlo Technologies09:19 Arlo's Business Model and Financials11:43 Arlo's Market Position and Future OutlookJoin us on Discord with Semiconductor Insider, sign up on our website: www.chipstockinvestor.com/membershipSupercharge your analysis with AI! Get 15% of your membership with our special link here: https://fiscal.ai/csi/Sign Up For Our Newsletter: https://mailchi.mp/b1228c12f284/sign-up-landing-page-short-formIf you found this video useful, please make sure to like and subscribe!*********************************************************Affiliate links that are sprinkled in throughout this video. If something catches your eye and you decide to buy it, we might earn a little coffee money. Thanks for helping us (Kasey) fuel our caffeine addiction!Content in this video is for general information or entertainment only and is not specific or individual investment advice. Forecasts and information presented may not develop as predicted and there is no guarantee any strategies presented will be successful. All investing involves risk, and you could lose some or all of your principal. #arlo #arlostock #ubiquiti #ubiquitistock #uistock #semiconductors #chips #investing #stocks #finance #financeeducation #silicon #artificialintelligence #ai #financeeducation #chipstocks #finance #stocks #investing #investor #financeeducation #stockmarket #chipstockinvestor #fablesschipdesign #chipmanufacturing #semiconductormanufacturing #semiconductorstocks

In early childhood education, it's easy to feel like marketing changes faster than you can keep up. But the truth is, while tactics evolve, the fundamentals of trust, rhythm, and authenticity never go out of style.In this episode, Chanie sits down with longtime friend and industry leader Nick Williams, CEO of Childcare Business Growth, to discuss the timeless marketing strategies that stand the test of time.They explore how to create authentic content, follow up with confidence, and use AI and systems to reclaim your time — all while staying true to your school's values and mission.If you've ever felt like your marketing is a moving target, this episode will help you return to the anchors that actually drive enrollment.You'll LearnWhy authenticity always outperforms the latest trendHow to position yourself as the local expert families trustThe power of consistent follow-up rhythms in enrollmentHow to centralize communication without losing personal connectionThe role of AI in buying back time and simplifying marketing systemsHow to track baselines and lead sources to make smarter decisionsWhy clarity on your values attracts your ideal familiesHow to stay ahead of change without losing your focusKey Insights“Sales is service. You're not pushing — you're inviting families into something that matters.”“If you want consistent enrollment, follow up on the platforms your parents actually use.”“There's no money in being neutral. Your values are your magnet.”“AI should help you work smarter, not harder. Use it to reclaim time for leadership.”Memorable Quotes“Marketing doesn't need to be frantic — it needs to be rhythmic.” — Chanie Wilschanski“Be authentic. Be visible. Be the local expert. That's timeless marketing.” — Nick Williams“The best marketing strategy isn't about chasing trends — it's about building systems that keep working while you lead.” — Chanie WilschanskiReflection PromptsWhich part of your marketing is built on rhythm — and which still feels reactive?Are your systems making your brand more human or more complicated?What would it look like to be known as the trusted local expert in your community?Episode ResourcesExplore Nick's work at childcarebusinessgrowthlive.comTake the Schools of Excellence 5 Gear Diagnostic to identify your biggest growth opportunity in:Enrollment, Staff Culture, Parent Engagement, Financial Health, or Strategic Growth

An American Association of University Professors report showed that the University of Nebraska is in “good financial health” amid ongoing budget cut discussions. The Lincoln campus chancellor will submit recommended cuts to the Board of Regents before its December meeting. The latest proposal included eliminating six programs.

What does financial health really look like in America today — and how can we help households thrive in an increasingly complex financial world? In this episode of Real Money, Real Experts, hosts Rachael DeLeon and Dr. Brandy Baxter sit down with Lisa Berdie from the Financial Health Network and Dr. Gary Mottola from the Financial Investor Education Foundation (FINRA) to uncover the latest research on financial capability, resilience, and well-being. From the Financial Health Pulse to the National Financial Capability Study, they explore what drives financial health, how major life events like job loss or medical emergencies impact households, and what behaviors can help families build stability. Lisa and Gary also discuss systemic and structural barriers, trends in credit use, and practical steps financial counselors and educators can take to empower clients. Tune in for a deep dive into data, insights, and real-world strategies to help Americans navigate their financial lives with confidence and control.Show Notes: 02:46 Get To Know Lisa & Gary06:49 The Importance of Collaboration in Financial Research08:34 Surprising Findings from the 2024 National Financial Capability Study09:28 What's Driving Household Financial Health?16:13 Can Households Keep Up with Financial Complexity?20:00 Practical Steps to Strengthen Financial Health27:28 Lisa & Gary's 2 CentsShow Note Links:Connect with Gary on Linkedin!Explore Gary's research on FINRA!Look into Financial Health Pulse 2025 U.S. Trends Report!Connect with Lisa on Linkedin!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today! Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Glen speaks with the Financial Health Network's Andrew Warren about takeaways from the newly minted Financial Health Pulse Trends report, including the persistent challenges in maintaining gains in financial stability. Also- the latest real-time payments data begs new questions, and Glen eats crow on Nvidia.       Links related to this episode:   The Financial Health Network's 2025 US Pulse Trends report: https://finhealthnetwork.org/research/financial-health-pulse-2025-u-s-trends-report/    The Financial Health Network's EMERGE 2026 conference, May 19-21 in Atlanta: https://finhealthnetwork.org/event/emerge-financial-health-2026/    FedNow's Q3 transaction and volume data: https://www.frbservices.org/resources/financial-services/fednow/quarterly-volume-value-stats    RTP's Q3 transaction and volume data: https://www.theclearinghouse.org/payment-systems/rtp    VentureTech in Frisco, Texas November 3-5; A FEW SCHOLARSHIPS STILL AVAILABLE FOR CUs UNDER $250M: : https://myventuretech.com/    The Underground Collision at Money 20/20 (Saturday Oct 25, separate admission): https://www.eventbrite.com/e/2025-underground-collision-of-contrasts-with-money2020-tickets-1280066426139?aff=oddtdtcreator    USE PROMO CODE “50BIGFIN” FOR A 50% DISCOUNT     Join us for our next CU Town Hall- Wednesday November 19 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/   Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/   https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/

If you've ever said, “I just need to be more disciplined with money,” this episode is for you.In this episode of Money Files, I introduce you to The Money Rhythm which is the third step in my coaching framework, following The Money Table and The Money Edit. While the first two steps are about clarity and structure, The Money Rhythm is about sustainability and putting your plan into motion and learning how to trust yourself with money.This is where my clients stop chasing perfection and start finding flow. We look at how their plan actually works in real life: the grocery trips, the forgotten birthday parties, the unexpected car repairs, the promotions, the slow months, and everything in between. The Money Rhythm is about building flexibility into your system so you can respond to life instead of reacting with guilt or shame.Through real client examples, you'll hear how we catch fake math, make realistic budget adjustments, and create systems that help clients make confident, proactive money decisions. This is the stage where coaching truly pays for itself, not just through the dollars saved, but in the peace, control, and confidence you gain.Listen in to learn:[01:15] What The Money Rhythm is and why it matters[03:50] How to build sustainability into your money system[06:45] Why perfection isn't the goal and honesty is[10:10] How to stop fake math and create realistic numbers that work[13:25] Client stories: adjusting for real-life expenses without shame[17:40] Why discipline isn't the answer. What you need is rhythm[19:00] How finding your rhythm builds confidence and trust in yourselfTune into this episode of Money Files to learn how to create a rhythm with your money that helps you sustain financial peace, build consistency, and finally feel in control.Get full show notes and the episode transcript: https://wealthovernow.com/the-money-rhythm-finding-your-flow-for-sustainable-financial-health/ Links mentioned in this episode…160 | Financial Grazing: How Little Habits Can Derail Big GoalsSet up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

In episode 583 of the Lawyerist Podcast, Zack Glaser talks with Bernadette Harris, business strategist and finance coach at Lawyerist, about how to move beyond “survival mode” and into strategic, scalable growth.  Bernadette breaks down the financial metrics that define a mature, transferable law firm, what she calls the difference between working in your business and having your business work for you. Together, they explore the KPIs that show when your team, not just you, is generating revenue, how to measure leverage across roles, and how to build systems that make your firm valuable enough to sell or pass on.  Bernadette also shares what succession planning really looks like for small firms, why client origination should be team-wide, and how to start laying the groundwork, no matter your current stage of growth.  Listen to our previous episodes with Bernadette:  #557: KPIs for Lawyers: Measuring Your Law Firm's Financial Health with Bernadette Harris Apple | Spotify | LTN  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple | Spotify | LTN  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple| Spotify | LTN  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.   Access more resources from Lawyerist at lawyerist.com.  Chapters/Timestamps:  0:00 – Introduction: Running and Community at LabCon 2:40 – The Power of Accountability and Growth Communities 5:40 – Advanced Firm Finances: Stage 3 & 4 Growth 8:45 – Shifting from Survival to Strategy 11:35 – Measuring Leverage: Who's Doing the Work? 14:45 – Tracking Revenue by Role, Not Hours 19:15 – When Owners Should Stop Doing Casework 23:00 – Building Transferable Value 25:40 – Succession Planning and Client Origination 29:10 – Systems, SOPs, and True Scalability 33:20 – How to Reach the Next Stage 35:10 – Closing Thoughts & Resources 

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Earl shares valuable insights that resonate with cops, attorneys, and anyone who loves true crime. The conversation dives into the impact of social media on law enforcement careers, the need for strong leadership training for first responders, and why mental wellness and financial responsibility are essential for officers both on and off duty. Earl also opens up about his artistic side and previews his upcoming podcast dedicated to mental wellness in the world of public safety.