POPULARITY
Categories
In this episode of Breakaway Wealth, Jim is joined by Blair Gatchell of Breva.ai to discuss how business owners can use artificial intelligence to make better acquisition and management decisions. They examine how replacing gut instinct with real-time analytics can reduce risk, improve cash flow, and create a sustainable framework for growth. 3 Key Takeaways: The Value of a Defined Process – A clear, repeatable process for evaluating and acquiring businesses creates consistency and reduces reliance on intuition. AI as a Decision-Making Tool – Artificial intelligence can assess financial health, identify risks, and surface opportunities faster and more accurately than manual analysis. Post-Acquisition Performance – Technology can help monitor cash flow, measure operational health, and keep managers accountable long after the deal closes. Business ownership requires more than vision—it demands a system for making informed, fact-based decisions. The right tools can help owners identify the best opportunities, manage them effectively, and expand without sacrificing control. Connect with Blair Gatchel: Linkedin: www.linkedin.com/in/blairgatchel/ Website www.breva.ai
What does it really take to lead a nonprofit like a business—without losing sight of mission? In this episode, I sit down with Tom Ulbrich, CEO of Goodwill of Western New York, to unpack the balance between vision and execution, the triple bottom line, and why your team is your greatest asset. If you've ever wondered how to innovate, grow, and avoid organizational “whiplash,” this conversation is packed with insights you won't want to miss. Episode Highlights 00:01 Entrepreneur and Nonprofit Leader 02:32 From Family Business to Nonprofit Leadership 04:58The Triple Bottom Line and Why It Matters 08:34 Financial Health, Teams, and Leadership Dynamics 15:01 Innovation, Risk, and Avoiding Organizational “Whiplash” 25:00 Succession Planning, Structure, and the Future of AI in Nonprofits My guest for this episode is Tom Ulbrich. Tom Ulbrich is an entrepreneur, educator, speaker, author, social sector CEO at Goodwill of Western New York, a member of the Forbes Non-Profit Council and Executive in Residence for Entrepreneurship at the University at Buffalo School of Management. He is an entrepreneurial leader with broad-based management experience in both the for-profit and non-profit sectors. His passion for social innovation is focused on nurturing strong relationships and building consensus across diverse groups of stakeholders in the academic, for-profit, non-profit and government sectors. Connect with Tom: https://www.goodwillwny.org/ https://www.linkedin.com/in/thomasulbrich/ Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.
In this episode, Ed Heil and Jason Becker discuss the insights from the Golf Life Navigators mid-year report, focusing on trends in private club memberships, generational shifts, and the integration of real estate with golf communities. They explore the importance of understanding consumer preferences, the impact of service-based amenities, and the financial health of clubs in a changing market. Summary: 00:00 Introduction and Background on Golf Life Navigators 02:59 Understanding the Mid-Year Report and Its Importance 06:01 Generational Trends in Private Club Membership 09:01 Transition Times and Market Dynamics 11:59 Demographics of Golf Life Navigators Users 14:59 Real Estate Integration with Private Clubs 17:55 Shifts in Preferences for Gated Communities 21:02 Lifestyle Amenities and Member Preferences 23:58 The Role of On-Site Brokers 27:00 Trends in Food, Beverage, and Health Amenities 30:00 Golf-Specific Trends and Member Interests 32:55 The Importance of Clubs Within Clubs 35:48 Future Trends and Service-Based Amenities 38:52 Financial Health of Clubs and Membership Models
In This Episode In this episode, Breaking Banks delves into the evolving landscape of financial health standards, exploring how the Financial Health Network is pioneering a new set of standards aimed at designing financial products that prioritize consumer well-being. These standards, set to transform financial services by focusing on customer-centric outcomes, start with a focus on checking accounts and credit cards. encouraging people to spend well, and will be part of a library of standards around how financial institutions and fintechs can design financial products and services with the user's financial health outcome in mind. A practical blueprint for building financial products with integrated financial health solutions. Listen as Jason Henrichs and Brett King catch up with frequent guest Jennifer Tescher, President and CEO of the Financial Health Network and host of the EMERGE Everywhere podcast to discuss these new finhealth standards launched at the recent EMERGE conference. The trio explore: Creating a financially inclusive global economy: challenges and opportunities How financial industry standards shape consumer outcomes and institutional practices Improving financial decision-making through standards and outcome-focused frameworks Managing personal finances effectively with standardized financial practices Understanding moral hazard in financial services and regulation The impact of incentives and leadership priorities on financial system trust and performance Do consumers trust artificial intelligence more than traditional financial institutions? Small changes can drive big impact and improve financial decisions, management and ultimately financial lives. There is a lot that financial institutions and fintechs can do right now and make a difference, but there's also a lot to get right -- tune in now!
On this episode of Chit Chat Stocks, Brett and Ryan speak with Andrew Marshall from Capital Mindset about Dave Inc. (Ticker: DAVE). They discuss:(03:48) The History of Dave: From SPAC to Recovery(08:56) Understanding the Business Model: Micro Lending Explained(16:15) Competition and Market Positioning: Who Does Dave Compete With?(16:54) Operational Structure: Partner Banks and Expenses(22:08) Future Outlook: Pricing Models and Growth Potential(26:17) Assessing Risks and Opportunities for Dave(30:15) Market Potential and Growth Projections(34:36) Management Integrity and Company Culture(37:10) Navigating Bankruptcy Risks and Financial Health(39:50) Capital Allocation Strategies(42:36) Valuation Insights and Market MisunderstandingsCapital Mindset: https://www.youtube.com/@CapitalMindset*****************************************************JOIN OUR NEWSLETTER AND FREE CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.
Send us a textEpisode 143: Financial integrity isn't optional—it's essential. That's why developing a structured, effective audit plan stands as one of the most critical responsibilities for finance leaders today. This episode unveils a nine-step framework for creating audit plans that deliver genuine value. From understanding your business environment and conducting thorough risk assessments to defining clear audit scopes and establishing communication protocols, each element works together to create a process that leadership can trust. We explore how to effectively present technical findings to leadership teams in ways that drive action, not confusion. Most importantly, we examine why leadership commitment fundamentally determines whether an audit becomes a transformative tool or merely a compliance exercise.Conflict Management Course information: find more information hereEpisode outline:How to structure an effective audit plan,Presenting the findings to the leadership team, andWhy leadership is essential for the auditing function.Please connect with me on:1. Instagram: stephen.mclain2. Twitter: smclainiii3. Facebook: stephenmclainconsultant4. LinkedIn: stephenjmclainiiiFor more resources, please visit Finance Leader Academy: financeleaderacademy.com.Support the show
Send us a textFind the downloadable skills guides here: Finance Leader AcademyEpisode 142: Financial risk assessment stands as the cornerstone of effective auditing—the crucial process that separates calculated risk-taking from reckless decision-making. This deep dive into organizational risk management provides finance leaders with a strategic framework for protecting company assets and ensuring financial integrity.At its core, proper risk assessment requires a cross-functional approach. By bringing together expertise from legal, treasury, accounting, and financial planning departments, organizations can conduct robust SWOT analyses that reveal potential vulnerabilities. The process continues with identifying key metrics related to areas of concern, scoring and ranking these metrics, and evaluating the effectiveness of existing internal controls. This methodical approach ensures that audit resources focus first on the areas presenting the greatest risk to financial health and operational integrity.The significance of this process cannot be overstated. By systematically identifying weaknesses in internal controls and operational policies, finance leaders can build audit plans that address real vulnerabilities rather than perceived threats. This validation process provides confidence to all stakeholders—from employees and suppliers to creditors and potential investors—that the organization maintains financial stability and follows a viable strategic course. Whether you're managing compliance risk, credit and liquidity challenges, market uncertainties, or operational vulnerabilities, a well-designed risk assessment protocol serves as your first line of defense against financial irregularities. Take time today to evaluate your risk management system and ensure it effectively engages internal experts to assess your organization's most pressing risks. Your company's long-term success may depend on it.Episode outline:Analyzing various risk metrics will help identify areas with the weakest internal controls, Why financial risk is the foundation of the audit plan, andProperly integrating risk into what you audit. Please connect with me on:1. Instagram: stephen.mclain2. Twitter: smclainiii3. Facebook: stephenmclainconsultant4. LinkedIn: stephenjmclainiiiFor more resources, please visit Finance Leader Academy: financeleaderacademy.com.Support the show
Todd Crowder, a true medical sales legend, joins us, again to break down exactly how to navigate career moves with clarity and confidence. Whether you're chasing growth or escaping a bad fit, Todd shares how to time transitions strategically, factoring in fiscal year cycles, capital equipment sales, and the difference between a smart move and a lateral mistake made out of frustration. We take a hard look at toxic leadership and how to spot it early. Todd reveals the red flags that signal deeper company-wide issues versus isolated manager problems, and how to evaluate whether a compensation plan aligns with your goals, or sets you up for burnout. You'll also learn how to build lateral leadership experience that prepares you for the next level. For anyone evaluating job offers or company fit, this episode is your blueprint. We walk through the key things to investigate before you sign, from procedural mix and product pipeline to financial stability and market opportunity. Todd explains why local market dynamics often matter more than company culture, and how to use your network to gather the intel that recruiters won't tell you. If you're serious about building a long-term career in medical sales, this episode gives you the mindset, metrics, and strategy to make your next move your best one yet. Connect with Todd: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How » Want to connect with past guests and access exclusive Q&As? Join our EYS Skool Community today!
The Bible is crammed full of clear verses about money, yet there are some weird teachings out there even amongst Christians when it comes to finances. I've been wanting to do an episode debunking some of these things I've heard from pulpits and on faith-based podcasts for a while and here it finally is! I'm excited to get this one in your earbuds, friends!You'll hear me share today about:Is God okay with people being rich?What actually is the biblical definition of the Prosperity Gospel?Scriptural ways to think and practically act around moneyWhy it's important for Christians to have moneyBible verses about money Was Jesus poor?Should we only have money to give it all away?Connect with Nyla:IGWebsiteNyla's second podcast, On the Job with God Christian Business Podcast
► If you enjoyed the episode, please leave us a good review!► More from PIF: https://linktr.ee/practicalislamicfinanceWill Tesla Ever Recover?In this episode, we will cover:Intro and Market OverviewTesla Q2 Earnings: Revenue and Free Cash Flow DropCapEx Surge and R&D Investment ExplainedUpdate on Low-Cost Tesla ModelRobotaxi Rollout and FSD ExpansionTesla's Energy Business GrowthOptimus and Dojo UpdatesThe Power of Tesla's Vertical IntegrationTesla's Financial Health and Balance SheetFuture Outlook: AI, Robotaxi, and BuybacksWhy Tesla is "Better Than Cash"Q&A: Tesla Valuation, Buy Timing, Strategy CONTACT USsalam@practicalislamicfinace.comABOUT OUR PODCASTOur podcast is about helping people ethically build wealth. We cover a broad range of topics, including stock and crypto investing, product reviews, and general financial well-being.DISCLAIMERAnything you hear in this video is an opinion. It is not personalized financial advice. Make sure you do your due diligence before making any investment decisions.
Supercharge your analysis with AI! Get 15% of your membership with our special link here: https://fiscal.ai/csi/Taiwan Semiconductor Manufacturing (TSMC) stock is booming as ramp up of AI systems like Nvidia Blackwell continues. What happened in Q2, and what's expected the second half of 2025? Chip Stock Investors Nick and Kasey weigh in, and why they are happy to own TSM stock.Sign Up For Our Newsletter: https://mailchi.mp/b1228c12f284/sign-up-landing-page-short-formJoin us on Discord with Semiconductor Insider, sign up on our website: www.chipstockinvestor.com/membershipPrevious work on TSMC and capex spend:https://youtu.be/V2nMOabIc2c********************************************************Affiliate links that are sprinkled in throughout this video. If something catches your eye and you decide to buy it, we might earn a little coffee money. Thanks for helping us (Kasey) fuel our caffeine addiction!Content in this video is for general information or entertainment only and is not specific or individual investment advice. Forecasts and information presented may not develop as predicted and there is no guarantee any strategies presented will be successful. All investing involves risk, and you could lose some or all of your principal. #tsmc #tsm #taiwansemiconductormanufacturing #semiconductors #chips #investing #stocks #finance #financeeducation #silicon #artificialintelligence #ai #financeeducation #chipstocks #finance #stocks #investing #investor #financeeducation #stockmarket #chipstockinvestor #fablesschipdesign #chipmanufacturing #semiconductormanufacturing #semiconductorstocks Timestamps:(00:00) Correction on ASML High NA EUV Pricing(00:56) Taiwan Semiconductor Manufacturing (TSMC)(02:17) TSMC's Global Expansion and ASML Partnership(03:00) TSMC's Financial Overview(05:24) TSMC's Market Performance and Growth Drivers(07:44) TSMC's Capital Expenditures and Financial Health(08:51) Future Outlook and ConclusionNick and Kasey own shares of TSM
Debt is coming due — and we're approaching a point of no return.At this stage, it's not if there will be fallout — it's who survives it.The surface-level view of the cannabis industry hides deep financial issues that only become clear when you dig into the numbers. And that's exactly what Matt Karnes has been doing for years. From cash flow strain to 280E pressures and mounting debt, the industry is heading toward a critical reset.This week on The Dime, we sit down with Matt Karnes, founder of GreenWave Advisors, to unpack:The Titanic metaphor and which companies are heading for lifeboatsWhy a real reset is desperately needed — and what could trigger itThe numbers behind cash flow, 280E, and the coming debt cliffIf you're looking for signal through the noise, this episode is for you.Chapters00:00 Introduction to the Cannabis Industry and Matt Karnes03:10 Matt Karnes' Journey and Background in Cannabis06:00 The Current State of the Cannabis Industry08:51 Understanding Financial Health in Cannabis Companies11:56 Debt Challenges and Market Dynamics15:09 Industry Reset and Future Outlook19:05 The Impact of Federal Regulations on Cannabis21:46 Positive Net Income and Investor Attraction23:35 The Role of Government in Cannabis Legislation28:22 International Movement and Rescheduling Challenges32:27 Interstate Commerce and State Regulations36:40 Federal Legalization and Market Dynamics39:10 Future of the Cannabis Industry: Optimism and ConsolidationSummary In this episode, Bryan Fields and Kellan Finney engage with Matt Karnes, founder of GreenWave Advisors, to explore the current state and future of the cannabis industry. Matt shares his journey into the cannabis space, the financial health of cannabis companies, and the challenges they face, particularly regarding debt and federal reform. The conversation delves into the dynamics of the market, the potential for industry consolidation, and the optimism surrounding upcoming changes in legislation that could reshape the landscape of cannabis in the U.S. and beyond.Guest Links:https://www.greenwaveadvisors.com/https://x.com/GreenWaveMJhttps://www.instagram.com/greenwavemj/https://www.linkedin.com/in/matt-karnes-cpa-13653b7/Our Links Bryan Fields on TwitterKellan Finney on TwitterThe Dime on TwitterExtraction Teams: Want to cut costs and get more out of every run? Unlock hidden revenue by extracting more from the same input—with Newton Insights.At Eighth Revolution (8th Rev), we provide services from capital to cannabinoid and everything in between in the cannabinoid industry.8th Revolution Cannabinoid Playbook is an Industry-leading report covering the entire cannabis supply chain The Dime is a top 5% most shared global podcastThe Dime is a top 10 Cannabis Podcast The Dime has a New Website. Shhhh its not finished.Sign up for our playbook here:
In this client spotlight episode, Chanie Wilschanski sits down with longtime coaching client Niki Van Cleave, owner of Butterfly Bunch in Metro Detroit, to explore what it means to lead a school with sustainable systems, real accountability, and operational clarity—especially during seasons of personal and professional upheaval.Niki's leadership journey spans two centers, a season of grief, increased operational pressure, and the bold decision to consolidate into one location with strategy and purpose. The turning point? She stopped defaulting to survival mode and started anchoring into intentional leadership. With the support of the Five Gears Diagnostic and the Money Leaks Assessment, Niki clarified her school operations, strengthened her team culture, and created rhythms that hold—even in chaotic seasons.What You'll LearnWhat aligned school leadership looks like when the pressure is highHow to identify stuck gears that are slowing down your school's growthWhy a no-spend freeze revealed unsustainable patterns and opened up team ownershipHow operational clarity and team systems reduce burnout and second-guessingWhat it means to move from micromanaging to leading with confidenceKey InsightsSurvival Mode Isn't a Long-Term Strategy Niki's story reminds us that running a school in constant reaction mode isn't failure—it's a signal. And it doesn't have to be permanent.The Five Gears Diagnostic Pinpoints System Gaps Niki identified Financial Health and Strategic Growth as her stuck gears. That clarity helped her stop putting out fires and focus her energy where it mattered most.Tightening Systems Reclaims Profit and Ownership A no-spend freeze and new ordering protocols cut supply waste by over 50% and empowered her assistant director to take ownership of key systems.You Don't Need More Staff—You Need a Team You Can Trust By equipping one team member to manage supplies with clear accountability, Niki eliminated micromanaging and babysitting staff while building sustainable team trust.Anchored Rhythms Lead to Sustainable Leadership Even during high-demand seasons like back-to-school, Niki prioritized personal anchors—prayer, movement, reflection—to stay grounded in intentional leadership, not reactive chaos.Try This Instead: 3 Tools to Regain Operational ControlRun the Five Gears Diagnostic Discover which area of your school is stuck—enrollment, staffing, parent communication, finances, or strategy—and stop scrambling by focusing on what's slowing your momentum.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if the key to unlocking your next financial breakthrough isn't the plan itself—but who's with you along the way?Too many entrepreneurs and investors try to build wealth in isolation, only to stall out when uncertainty hits. But history—and your own financial future—show that the most successful journeys are rarely solo. Whether you're navigating corporate wealth strategies or personal investing, having the right guide and proven pathway changes everything.In this episode, you'll discover:Why every financial success story—business or personal—starts with finding the right partners and coaches.How to identify and follow a proven wealth-building pathway while customizing it for your unique goals.Real-world strategies, like leveraging your corporate wealth through whole life insurance, to unlock new investment opportunitiesPress play now and learn how to stop guessing and start building your wealth with clarity, confidence, and the right partners by your side.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving—it takes strategic partnerships, expert guides, and a clear financial vision. Whether you're a Canadian entrepreneur focused on corporate wealth planning or an investor exploring real estate investing in Canada, building long-term wealth starts with collaboration and proven pathways. Through coaching, teamwork, and tailored financial planning, you can master tax-efficient investing, optimize RRSP room, and balance salary vs dividends for maximum business success. Learn how financial buckets, passive income planning, and capital gains strategies fit into your modest lifestyle wealth or early retirement stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Stephen Grootes discusses with Warren Ingram, Co-Founder of Galileo Capital, the importance of conducting a mid-year financial health check to review finances, assess progress, and identify key areas of focus for the remainder of 2025, ensuring a strong financial position and informed decision-making. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Stephen Grootes discusses with Warren Ingram, Co-Founder of Galileo Capital, the importance of conducting a mid-year financial health check to review finances, assess progress, and identify key areas of focus for the remainder of 2025, ensuring a strong financial position and informed decision-making. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
Do you have a hard time talking about money? Do you feel like you are overspending, especially during these times? Our guest today is Jean Chatzky, editor-at-large for “Money” Magazine who served as AOL's official Money Coach. She is the financial editor for NBC's “Today Show,” as well as a columnist for “Time” Magazine. She is currently a coach and has guided people on Oprah's “Debt Diet.” Today she discusses the underlying causes of debt and offers empowering suggestions. She also talks about her book “Pay It Down.” Jean discusses the difference between “good debt” and “bad debt.” When we spend more than we make on things that are not long-lasting, it does not make us happy. This is unconscious spending. We may not think about what we are spending, but then we get hit with big bills. We are constantly seeing marketing. Jean explains how we can all afford a very nice comfortable life, but we need to look at our choices. Money will buy happiness to a point. If you have a nice place to sleep and good food on the table, you have a level of comfort. And more money may not buy you happiness, but good financial habits can make us feel better. Jean conducted a large study of money and happiness. It is important to pay attention to your finances and/or also have a financial advisor. She talks about improving our credit scores and offers tips and tricks to save money each day. Info: jeanchatzky.com and hermoney.com.
Koray Oztekin, CEO and Founder of Zenbase, joins the podcast to discuss the financial health of American citizens, how economic burdens affect the mindset and well-being of renters, and what can be done to better serve their financial needs.Explore additional Beyond Rent episodes by connecting with us on Facebook, Instagram, TikTok, LinkedIn, and YouTube.You can learn more about Koray Oztekin on LinkedIn, and Zenbase on the company's website.Visit RentManager.com/Podcast to submit an idea for an upcoming episode of Beyond Rent and discover more about the program.Learn more about Rent Manager's industry-leading accounting, reporting, maintenance, and communication features at RentManager.com, or connect with us on LinkedIn, Facebook, Instagram, YouTube, and X.
We all know the basics of physical wellness - eat well, stay active, get enough rest. But when it comes to your finances, how do you know if you're truly healthy? In this episode, we break down what financial wellness looks like and how to spot areas that may need attention - especially as you approach retirement.
This Flashback Friday is from episode 283 published last October 26, 2012. Between 1980 and 2000, the wealth of our nation grew enormously. Interest rates dropped, dot com businesses grew, and then the housing market was rocketing. We then went into a tricky period where overall net worth grew a bit until the dot com crash; the middle class was sustained to some degree by the housing boom, and then dropped sharply with the housing crash. Dr. H. Woody Brock, President and Founder of Strategic Economic Decisions and author of American Gridlock, joins Jason Hartman for an in-depth explanation of the financial health of our nation across social classes. Dr. Brock discusses the nation overall and then breaks it down into the rich, the middle class, and the poor. The distribution of wealth have left the poor worse off and the rich very well off, as well as shrinking the middle class, but as Dr. Brock explains, looking at the distribution of consumption, the poor and middle classes are in a better position than when looking at the distribution of income. Dr. Brock also expounds on QE3, the Federal Reserve actions, bank reserves, de-leveraging, and more. He wraps up on the subject of his book, American Gridlock: Why the Right and Left are Both Wrong. Founder of Strategic Economic Decisions (SED), Inc., Dr. Horace “Woody” Brock specializes in applications of the modern Economics of Uncertainty (originally developed and championed by Kenneth J. Arrow of Stanford University) to forecasting and risk assessment in the international economy and its asset markets. Holder of five academic degrees, Dr. Brock earned his B.A., M.B.A., and M.S. (mathematics) from Harvard University, and his M.A. and Ph.D. from Princeton University (mathematical economics and political philosophy). He was elected an Andrew Mellon Foundation Bicentennial Fellow of the Aspen Institute in 1976. Dr. Brock studied under Kenneth J. Arrow, Professor of Economics, and John C. Harsanyi, Professor of Economics, University of California, Berkeley, both winners of the Nobel Prize in Economics. Dr. Brock founded SED in 1985, and in doing so was sponsored by Fidelity, GE Capital, IBM Pension Fund, and twenty other institutions looking for a much deeper level of analysis of interest rates and the economy. In its research, SED has focused on apprehending ongoing structural changes in the economy and markets to help clients avoid the pitfalls of illegitimately extrapolating the past into the future. In this regard, Dr. Brock has worked closely with Professor Mordecai Kurz of Stanford University in developing the new theory of Rational Beliefs that is now replacing the classical theory of “Efficient Markets”. This new theory explains for the first time the way in which history rhymes but does not repeat itself. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your dream vacation property is actually delaying your path to early retirement?You're hustling to build wealth, investing in real estate, running your business, and maybe even fantasizing about a peaceful cabin escape. But here's the question: are your current financial moves bringing you closer to freedom—or quietly costing you years of progress? In this episode, Kyle and Jon unpack a real conversation with a Canadian business owner who seems on track—until the numbers tell a different story.You'll discover:Why real estate investments that “feel good” can still be cash flow trapsHow to avoid mistaking net worth for true financial freedomA framework for evaluating whether your lifestyle goals and investment strategies are actually alignedHit play now to learn how to clarify your wealth vision, optimize for cash flow, and build a roadmap that gets you where you really want to go.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than just saving aggressively—it demands clear vision planning, strategic investment strategies, and a deep understanding of corporate wealth planning. Whether you're navigating real estate investing in Canada, weighing salary vs dividends, or optimizing your RRSP room, the right Canadian wealth plan blends financial buckets, capital gains strategy, and tax-efficient investing. For business owners, aligning your corporate structure with your long-term financial independence goals is crucial. From property management decisions to balancing personal vs corporate tax planning, building cash flow through diversified assets and passive income planning supports both your modest lifestyle wealth today anReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3176: James Lambridis breaks down the warning signs that debt may be sabotaging your financial well-being, and why understanding your Debt-to-Income ratio is key to regaining control. He outlines clear strategies to reduce bad debt, differentiate it from good debt, and improve your overall money management for lasting financial health. Read along with the original article(s) here: https://debtmd.com/blog/signs-you-have-too-much-debt Quotes to ponder: "You know your finances better than anyone, but when figuring out whether you need to lower your overall debt balances, it starts with calculating your Debt to Income Ratio (DTI)." "Making minimum payments is the equivalent of a hamster spinning on the wheel, you will never get anywhere." "The key to achieving your financial goals is being able to distinguish the difference between the two and having the right allocation of good debt and bad debt on your books." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3176: James Lambridis breaks down the warning signs that debt may be sabotaging your financial well-being, and why understanding your Debt-to-Income ratio is key to regaining control. He outlines clear strategies to reduce bad debt, differentiate it from good debt, and improve your overall money management for lasting financial health. Read along with the original article(s) here: https://debtmd.com/blog/signs-you-have-too-much-debt Quotes to ponder: "You know your finances better than anyone, but when figuring out whether you need to lower your overall debt balances, it starts with calculating your Debt to Income Ratio (DTI)." "Making minimum payments is the equivalent of a hamster spinning on the wheel, you will never get anywhere." "The key to achieving your financial goals is being able to distinguish the difference between the two and having the right allocation of good debt and bad debt on your books." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3176: James Lambridis breaks down the warning signs that debt may be sabotaging your financial well-being, and why understanding your Debt-to-Income ratio is key to regaining control. He outlines clear strategies to reduce bad debt, differentiate it from good debt, and improve your overall money management for lasting financial health. Read along with the original article(s) here: https://debtmd.com/blog/signs-you-have-too-much-debt Quotes to ponder: "You know your finances better than anyone, but when figuring out whether you need to lower your overall debt balances, it starts with calculating your Debt to Income Ratio (DTI)." "Making minimum payments is the equivalent of a hamster spinning on the wheel, you will never get anywhere." "The key to achieving your financial goals is being able to distinguish the difference between the two and having the right allocation of good debt and bad debt on your books." Learn more about your ad choices. Visit megaphone.fm/adchoices
Overview: In this episode of the SMB Community Podcast, hosts James and Amy discuss various topics relevant to the IT and MSP community. The hosts delve into a listener's question on the advisability of borrowing money for business growth, discussing potential pitfalls and safer investment strategies, particularly in mergers and acquisitions. The episode also covers significant industry news, such as the surprising appointment of Rania Sukar as the new CEO of Kaseya, speculating on what changes she might bring to the company. Amy and James share further insights into differentiating MSPs through AI, business direction, and technical leadership, emphasizing the importance of tailoring services to clients' specific business goals. They also discuss financial planning, highlighting trends in 401k savings and offering advice on retirement planning for business owners. --- Chapter Markers: 00:00 Introduction and Welcome 00:24 Weekend Catch-Up 03:18 MSP Question of the Week: Should a business borrow money for business growth? 06:35 Industry News: New CEO for Kaseya 11:22 Differentiating MSPs in 2025 18:58 Financial Health and Retirement Planning for MSP Owners 27:34 Upcoming Events 29:31 Conclusion and Sign-Off --- New Book Release: I'm proud to announce the release of my new book, The Anthology of Cybersecurity Experts! This collection brings together 15 of the nation's top minds in cybersecurity, sharing real-world solutions to combat today's most pressing threats. Whether you're an MSP, IT leader, or simply passionate about protecting your data, this book is packed with expert advice to help you stay secure and ahead of the curve. Available now on Amazon! https://a.co/d/f2NKASI --- Sponsor Memo: Since 2006, Kernan Consulting has been through over 30 transactions in mergers & acquisitions - and just this past year, we have been involved in six (6). If you are interested in either buying, selling, or valuation information, please reach out. There is alot of activity and you can be a part of it. For more information, reach out at kernanconsulting.com
Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences. In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford discuss the importance of regular property portfolio reviews to keep investments aligned with goals and uncover opportunities. The duo starts the podcast by reflecting on how quickly time passes, emphasising the need to step back from busyness to assess one's portfolio. They explain that portfolio reviews aren't only about identifying problems but also key to spotting growth opportunities, encouraging a holistic approach that integrates diversification, risk management, and long-term goals. They recommend at least annual reviews, with the potential for more frequent assessments based on individual circumstances, emphasising the importance of financial reviews to uncover savings on interest rates, management fees, and depreciation. The duo also recommends investors sit with their expert teams and review their strategies, as experts help optimise their investments, cautioning against complacency, urging investors to address underperforming assets and weigh opportunity costs.
Connect with Anthony:https://newlake.com/Click to text the show! Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*Some or all of the show notes may have been generated using AI tools.
Supercharge your analysis with AI! Get 15% of your membership with our special link here: https://finchat.io/csi/It's been over a year since Chip Stock Investor originally announced it would gradually start selling its stake in Marvell Technology Group (MRVL stock) and purchase more Broadcom (AVGO stock). What went wrong with Marvell? And what has happened in the last year that could pave the way for better stock returns for MRVL investors? Nick and Kasey discuss recent events, and Marvell's growth in AI and data center infrastructure.Join us on Discord with Semiconductor Insider: https://chipstockinvestor.com/semi-insider-sign-up/Sign Up For Our Newsletter: https://mailchi.mp/b1228c12f284/sign-up-landing-page-short-form
On this remote episode of Wrestling Mayhem Show, Sorg and Rizz are joined by Detroit-based wrestling videographer Hardcam Frio! Broadcasting from Ann Arbor, Michigan, the crew dives deep into the current state of WWE contract changes, the legacy of R-Truth, and the evolution of independent wrestling media—especially in Detroit. Plus, reactions to Logan Paul's impact on the business, speculation around The Miz and Gunther, and the increasing role of social media in wrestling careers. We also get wild tales from ringside, including fire spots, syringes, and a paint glass firecracker spot that has to be heard to be believed! ⸻
On this remote episode of Wrestling Mayhem Show, Sorg and Rizz are joined by Detroit-based wrestling videographer Hardcam Frio! Broadcasting from Ann Arbor, Michigan, the crew dives deep into the current state of WWE contract changes, the legacy of R-Truth, and the evolution of independent wrestling media—especially in Detroit. Plus, reactions to Logan Paul's impact on the business, speculation around The Miz and Gunther, and the increasing role of social media in wrestling careers. We also get wild tales from ringside, including fire spots, syringes, and a paint glass firecracker spot that has to be heard to be believed! ⸻
A new law, initiated by the NJCPA and the New Jersey Business and Industry Association, requires the state auditor to provide a plain-language summary of New Jersey's full financial picture — well beyond what's included in the annual budget. Former state treasurer Davis Rousseau joins us to discuss what's included in the new report and how New Jersey compares to surrounding states. Resources:Summary and Analysis of the Annual Comprehensive Financial ReportArticle: The State of New Jersey's Financial Health
In this episode, Jo Ann explores how digital financial services are impacting consumer protection in West Africa and globally, including the rising incidence of fraud. Hear from Aishah Ahmad, CFA, Former Deputy Governor of the Central Bank of Nigeria and board member of the Financial Alliance for Women.
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Mastering your money mindset unlocks freedom most people never experience. In this power-packed episode, I speak with three financial titans who reveal the psychology behind wealth creation. Vivian Tu ("Your Rich BFF") breaks down her practical STRIP method for financial health, sharing why asking for raises beats cutting expenses every time. Noah Kagan opens up about his journey from feeling unworthy at AppSumo to creating an $85 million business, explaining why self-worth drives financial decisions. Alex Hormozi delivers the brutal truth that suffering only lasts a moment while achievement memories pay dividends forever. This conversation transforms how you'll approach money, relationships, and success whether you're starting your wealth journey or looking to level up.Vivian's book Rich AF: The Winning Money Mindset That Will Change Your LifeNoah's book Million Dollar Weekend: The Surprisingly Simple Way to Launch a 7-Figure Business in 48 HoursNoah's book How I Lost 170 Million Dollars: My Time as #30 at FacebookAlex's book $100M Leads: How to Get Strangers To Want To Buy Your StuffAlex's book $100M Offers: How To Make Offers So Good People Feel Stupid Saying No (Acquisition.com $100M Series)In this episode you will learn:Why asking for a $5,000 raise is easier than cutting $5,000 in expensesHow to use the STRIP method for financial health: Savings, Total debt, Retirement, Invest, PlanWhy being a "B+ student with an A+ personality" often earns more than technical expertsThe critical difference between putting money in retirement accounts and actually investing itWhy protecting your reputation matters more than any short-term financial gainHow changing your environment is essential for changing your financial behaviorsThe reason most successful people delete everything that doesn't directly support their goalsFor more information go to https://www.lewishowes.com/1775For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Vivian Tu – greatness.lnk.to/1551SCNoah Kagan – greatness.lnk.to/1572SCAlex Hormozi – greatness.lnk.to/1723SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX
What happens when a company starts slipping, has declining margins, mounting debt, or cash flow concerns? In this episode of Corporate Finance Explained on FinPod, we take a closer look at how businesses bounce back from financial distress and the critical role corporate finance teams play in making that happen.From early warning signs to full-scale restructurings, we break down the strategies, case studies, and financial tactics that fuel real-world corporate turnarounds.In this episode, you'll learn:What signals financial trouble before it hits the headlinesHow finance teams use cash flow stress tests and scenario modeling to guide recoveryThe difference between cost-cutting and strategic restructuringWhy communication and leadership are just as important as balance sheetsCase studies from Apple and General Motors' historic turnaroundsPractical insights for FP&A, Treasury, and Strategy professionals navigating uncertaintyWho this episode is for:This episode is essential for finance professionals in FP&A, Treasury, or Strategy roles who want to better understand turnaround mechanics and strategic problem-solving. It's also valuable for mid-career professionals managing risk, forecasting under pressure, or supporting business transformation.
In this episode of 'Older and Wilder with Joy and Claire,' the conversation delves into the cultural phenomenon of reality TV, including MomTok and 'The Secret Lives of Mormon Wives. Claire talks about the upcoming black belt weekend and John Hay's 80th birthday. We touch upon financial wellness and getting help from a financial advisor when things feel overwhelming.00:00 Introduction and Welcome00:14 Dealing with Illness and Medications00:45 Travel Stories and Concerts05:27 Social Media and Celebrity Gossip14:02 Travel Mishaps and Shopping19:19 Reality TV and Drama27:42 Family Acceptance and Cultural Moments28:17 Mother's Knee Replacement Surgery Plans29:03 Caretaking Challenges and Family Dynamics32:02 Past Medical Experiences and Concerns35:19 Managing Aging Parents43:40 Financial Health and Retirement Planning48:07 Final Thoughts and Farewells
Be A Better You Annual Challenge Day 142: Impact On Financial Health Of Life Framework Areas Interaction! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #lifeframeworkinteractions #impactonfinances
Be A Better You Annual Challenge Day 139: Money Mindset And Your Financial Health! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #moneymindset #mindsetmatters
In the DSO world, as in life, financial disappointment can jeopardize growth, making a strategic and realistic approach to profit-making crucial to secure financial health for your business. And yet, many struggle with the concept. In the latest episode of The Dental Economist Show, host Mike Huffaker welcomes Mike White, Principal at Clifton Larson Allen, to explore why proper financial fundamentals are crucial for practice growth, how to position your group for successful transactions, and key strategies for maximizing practice value. This conversation offers deep insight into the hidden financial leaks plaguing many DSOs today, tried and tested methods to unlock hidden profit and the importance of realism and acceptance in it all, reminding us that it pays (literally) to have your financial house in order!
Unlock valuable insights for your legal practice and personal finances in this engaging episode. First, Zack explores the cutting edge of AI with Tanguy Chau from Paxton.ai, revealing how their innovative AI assistant is specifically built to streamline the often-daunting task of drafting legal documents. Discover the power of their multi-step modular process, designed to provide you with more coherent and relevant output, ultimately saving you time and enhancing your efficiency. Then, get ready to transform your financial outlook as Stephanie Everett speaks with Darren Wurz about financial planning and wealth building tailored specifically for lawyers. We delve into essential mindset shifts, helping you define your financial goals and overcome the common hesitations around financial planning. Learn practical strategies to effectively manage your cash flow, build safety nets, and consciously avoid the trap of lifestyle creep that can hinder your long-term wealth accumulation. We also explore smart investment diversification beyond traditional retirement accounts and uncover valuable tax planning strategies to ensure you're making the most of your earnings. Learn the importance of building a reliable team of financial experts, providing you with peace of mind and allowing you to focus on what you do best – practicing law and growing your firm. Tune in to gain practical knowledge that can impact your practice and your financial well-being. Listen to our other episode about your firm's finances: KPIs for Lawyers: Measuring Your Law Firm's Financial Health with Bernadette Harris Apple Podcast | Spotify | Lawyerist Overcoming Personal Financial Struggles as a Lawyer, with Rho Thomas Apple Podcast | Spotify | Lawyerist Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify | Lawyerist Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X! If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Links from the episode: Paxton.ai Chapters/Timestamps: 00:00 - Introduction 00:20 - AI Prompt Tips with Zack Glaser and Stephanie Everett 06:22 - Sponsor Guest: Tanguy Chau from Paxton.ai on AI for Legal Document Drafting 18:12 - Financial Planning and Wealth Building for Lawyers 19:35 - Money Mindset and Defining "Enough" 21:42 - Overcoming Financial Hesitancy and Fear 24:38 - Importance of Cash Flow Management 30:34 - Diversification of Investments Beyond Traditional Retirement Accounts 33:08 - Tax Strategies and Planning for Business Owners 40:00 - Building a Team of Financial Experts
In this episode I speak with Paula Pant, founder of the Afford Anything media platform. Paula is an expert in personal finance and economics. We discuss the philosophy of intentional living, the importance of resilience in career transitions, and the shift from a financial scarcity mindset to one of abundance. Paula shares her journey from working for a newspaper to building the successful media platform Afford Anything, emphasizing the significance of personal development and understanding human behavior in financial decision-making. We explore financial flexibility, particularly for doctors facing burnout and financial challenges. We delve into productivity habits and the significance of having a voice in personal finance discussions, ultimately highlighting how financial health provides choices in life. A few highlights Voluntary career transitions can lead to tremendous growth despite initial uncertainty Taking action is the greatest affirmation of progress and success Doctors face unique financial challenges due to late starts and high student debt Aggressive contributions are crucial for late starters in retirement planning Financial education should be prioritized in schools Website: https://affordanything.com/ Podcast: Afford Anything on Apple YouTube: https://www.youtube.com/@affordanything If you enjoy the show, please leave a ⭐⭐⭐⭐⭐ rating on Apple or a
#389 In this final episode of our three-part series with financial expert Adam Carroll, we're exploring innovative strategies for achieving financial freedom. Carroll introduces us to his groundbreaking "SHRED method," a system designed to accelerate the payoff of mortgages and high-interest debt using bank systems and home equity lines of credit (HELOC) effectively. He stresses the importance of understanding the energetics and psychology of money, alongside prudent expense management and strategic reduction of major lifetime costs like taxes and debt interest. Throughout the discussion, Carroll shares invaluable tips for wealth creation, tax minimization, and real estate investment. He emphasizes the need for disciplined spending, consistent income, and a willingness to adopt a fresh perspective on money management to succeed with the shred method. Additionally, Carroll dives into the FIRE movement (Financially Independent, Retire Early), offering guidance for individuals at different stages of their financial journey. He highlights the potential to leverage current assets and income to significantly enhance long-term financial stability and freedom. Join us as we conclude this series with a wealth of insights and practical advice for mastering your finances and building a path to lasting prosperity and freedom. (Original Air Date - 4/19/24) What we discuss with Adam: + Diving Deep into Debt, Mortgages, and the Shred Method + The Real Cost of Debt and How to Minimize It + Exploring the Shred Method: A Revolutionary Approach to Debt + Understanding the HELOC Strategy and Its Impact + Exploring Underutilized Financial Strategies + Navigating Estate Settlement and Early Retirement + The Shred Method: A Game-Changer in Debt Management + Embracing the FIRE Movement for Financial Independence + Strategies for a Comfortable Retirement + The Power of the Shred Method in Real-Life Scenarios + Final Thoughts on Financial Health and Wealth Building + Reflecting on the Journey and Future Possibilities Tune in for more with Adam in Parts 1 and 2 of this series! Links and resources from this episode: The Shred Method Use code: "MU" at checkout to save $300! Thank you, Adam! Thank you Adam for a value packed episode and for sponsoring the show! Check out Adam's Full TedX Talk, and if you'd like to connect with him on Linkedin click here. For more information go to MillionaireUniversity.com To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/millionaire. Try it risk-free now with a 30-day money-back guarantee! Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead to impulsive spending, financial neglect, and mounting debt. By identifying patterns and making strategic adjustments during times of clarity, Soloman offers actionable steps to help safeguard your finances even when your mental health falters. Read along with the original article(s) here: https://www.fiology.com/mental-health-financial-health/ Quotes to ponder: "When you are dealing with disturbed mental health, it feels that life is spiraling out of control, and you can't do anything to get it back on track." "Many people who have financial problems will resist looking at how much they owe." "Don't try to live your life to someone else's standards. This can hurt your mental health no matter how much money you make." Episode references: Personal Capital (now Empower): https://www.empower.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach. You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future. For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise. Listen to our other episode with Bernadette Harris: #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify | Lawyerist #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast | Spotify | Lawyerist #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast | Spotify | Lawyerist Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X! If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters: (00:00) Introduction (04:36) Diving into Key Performance Indicators (KPIs) (06:38) Understanding Your Firm's Profitability: Net Profit Margin (10:47) Optimizing Team Productivity: Utilization Rate (15:51) Maximizing Revenue Collection: Realization Rate (21:21) Improving Cash Flow: Managing AR Aging (25:36) Strategic Insights: Revenue by Practice Area (28:32) Working with a Financial Coach and a Special Announcement
The love of money is wrecking lives, families, churches, and entire nations. In this raw and real convo, PJ Vescovi reveals how believers can flip the script, break free from financial strongholds, and build Kingdom Wealth that lasts. “In the world, money is the goal. But in the Kingdom, it's just the test.” Join us as we unpack:The spirit of Mammon and how it was used to tempt Jesus. Mammon is the counterfeit of the true provider. Why Jesus talked about Money over 800 times in the New Testament How a spiritual root may impact your financial situation. 73% of Americans will die in debt and pass that onto their children. Americans spend more money on coffee yearly than they have in their savings account. Believers need to steward the blessings they are praying for. Learn how to master your money before it masters you. If you're serious about financial freedom, don't miss this heater and make sure you get PJ's #1 New Release book, The Great Money Reform, here:https://amzn.to/3EltuWwPs. Engage with the show in the comments and be a blessing to others by sharing it!Support the Show:
Most advisors know they need to integrate the human element into their practice. But, it's hard to decide WHAT to do and HOW to do it. Fortunately, Danielle Howard has successfully studied, tested and integrated the human element into her practice for over 30 years. And, through those years of learning and testing, she built the “Journey of Financial Health” process. In this conversation, Danielle reveals the steps of this process and how it helps her uncover client's mindsets, beliefs, and identities around money. You'll Learn: The role of identity in financial decisions The “Journey of Financial Health” Client Process The surveys she uses to facilitate deeper conversations A question to help clients focus on their financial “wins” How to run group workshops and hands-on client experiences *To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Resources: “The Soul of Money” by Lynne Twist “Atomic Habits” by James Clear “The Body of Money” by Gayle Colman Connect with Brendan Frazier: RFG Advisory LinkedIn: Brendan Frazier Connect with Danielle Howard: Website: Danielle Howard CFP® LinkedIn: Danielle Howard, CFP® CKA® danielle@wbd4u.com 970-927-3909 About Our Guest: As a CERTIFIED FINANCIAL PLANNER™ author, speaker and founder of Wealth By Design, LLC and Danielle Howard, CFP®, she is a catalyst for change around the financial tools, techniques and temperaments that construct a person's financial life. She is a blogger, podcaster and outspoken advocate for people heading into their fall season of life. Bridging the gap between Wall Street and Main Street, she brings complex financial topics and concepts down to earth. She opens the door to new conversations around money. Her engaging workshop - "Financial Fingerprints to Footprints™" provides an opportunity for people to look at their mindsets around money and learn how to build on the wins or rewrite the scripts. With on-line tutorial opportunities and in person educational events, she brings a fresh perspective to the pecuniary world. – Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Information here may be provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither our guest nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of our guest. They do not necessarily represent those of RFG Advisory, its employees, or its clients. This commentary should not be regarded as a description of advisory services provided by RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC (“RFG Advisory or “RFG”), a registered investment advisor. Private Client Services and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of RFG by the Commission, nor does it indicate that RFG or any associated investment advisory representative has attained a particular level of skill or ability.
What if your relationship with money could feel peaceful, powerful, and even joyful? In this powerful episode, Wendy welcomes to the show author and financial wellness expert Kate Northrup to talk about breaking unhealthy financial cycles and creating a family legacy rooted in wealth, relaxation, and love. Kate has been a mentor for Wendy's own personal journey around financial healing for a few years now. They explore how our nervous system, childhood patterns, and emotional wiring deeply shape our relationship with money—often without us even knowing it. Kate shares her personal story of transforming from a debt-ridden, avoidant spender to a conscious, confident money steward—and how you can do the same. Whether you're carrying financial shame, avoiding the numbers, or simply craving more abundance and ease in your family, this episode will encourage you to lovingly pay attention to your money. You'll walk away with fresh hope and practical insight on how to model financial health for your kids and feel empowered to shift from surviving to thriving. For links & more info about everything discussed in this episode, head to www.freshstartfamilyonline.com/271. Join Kate Northrup for her FREE 3-day financial healing, Good With Money workshop that starts April 17th! Head to https://freshstartfamilyonline.com/goodwithmoney to register. Learn more about your ad choices. Visit podcastchoices.com/adchoices
United, Inc #2 | On our new finance show, Jamie (Sub-Prime Goals on Twitter) and Ed discuss the financial intricacies surrounding United, focusing on the wage structure, the impact of player salaries, profitability and future transfer strategies. There's lots of talk about United's unique wage dynamics and the impact on financial stability, the potential impact of the upcoming 'squad cost rule' and its implications for Premier League clubs. The convo also touches on the financial impact of the Glazers' plans to refurbish the Raymond James Stadium for the Tampa Bay Buccaneers. 00:00 Introduction 00:48 Diving into United's Wage Structure 06:28 Impact of Performance-Based Pay and Future Wage Strategies 12:10 Premier League's Squad Cost Rule Explained 25:32 Chelsea's Financial Maneuvers 26:30 Valuation of Women's Football Teams 30:10 United's Financial Health and the Transfer Market 41:35 Joel Glazer & Tampa Bay Bucs 46:24 Closing Remarks Sponsors NordVPN - You can take advantage of our Exclusive NordVPN deal including four months free on the two year plan and a 30-day money back guarantee. Go to → https://nordvpn.com/nqat AG1 - We have a very special offer worth £82: Subscribe now and get 5 Travel Packs, a Vitamin D3 + K2 bottle, a Welcome Kit & the AG1 Morning Person Cap with your first subscription. Go to → https://drinkAG1.com/nqat If you are interested in supporting the show and accessing exclusive bonus episodes, check out our Patreon page or subscribe on Apple Podcasts Subscriptions. We do a bonus show and a tactical review every week for backers. No Question About That is available on YouTube, Apple, Spotify, Amazon and all podcast apps. Hit that subscribe button, leave a rating and write a review. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Right About Now with Ryan AlfordJoin media personality and marketing expert Ryan Alford as he dives into dynamic conversations with top entrepreneurs, marketers, and influencers. "Right About Now" brings you actionable insights on business, marketing, and personal branding, helping you stay ahead in today's fast-paced digital world. Whether it's exploring how character and charisma can make millions or unveiling the strategies behind viral success, Ryan delivers a fresh perspective with every episode. Perfect for anyone looking to elevate their business game and unlock their full potential.Resources:Right About Now NewsletterFree Podcast Monetization CourseJoin The NetworkFollow Us On InstagramSubscribe To Our Youtube ChannelVibe Science MediaSUMMARYIn this special episode, industry experts share key strategies for business success, focusing on category design, product development, company culture, and competitive advantage. Listeners will gain actionable insights into building strong brands, simplifying communication, and raising capital for new ventures.TAKEAWAYSImportance of category design in business successThe "magic triangle" concept: company design, product design, and category designClarity and honesty in communication for effective marketingUnderstanding customer problems and positioning products as solutionsThe significance of building a strong brand for long-term successEmotional connections in marketing and their impact on purchasing decisionsStrategies for capital raising and understanding investor typesThe balance between profitability and revenue growthThe role of social media in modern marketing and personal brandingThe necessity of planning and execution in achieving business goals If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.