Podcasts about Option

In Part 2 of this electrifying episode, Tom, Andrew, and Jihi Bustamante journey even deeper into the modern intelligence labyrinth—where fact, fiction, and agenda collide. The Bustamantes not only expose sobering truths about personal privacy, data, and AI, but also provide an insider look at how CIA tradecraft and manipulation work at both the institutional and personal level. This half opens with practical spy tactics for processing information and protecting yourself in an age where digital privacy is vanishing. The conversation then pivots, as Jihi joins, to reveal how real-world targeting and psychological profiling unfolds inside the Agency. Together, they share the wild intricacies and emotional costs of undercover work—especially as a married couple raising kids, forced to navigate secrets and moral ambiguity both in the field and at home. Riveting stories from their new book, "Shadow Cell," bring espionage's personal toll to life, from perilous captures to the difficulty of reentering “normal life.” SHOWNOTES 45:07 - Building an ACH (Analysis of Competing Hypotheses) and Thinking in Threes1:05:18 - American Mythology and the Cold Reality of Global Competition1:18:43 - Why You Always Have the Option to Leave1:26:11 - Real-Life Espionage: Uncovering Leverage, Risks, and Moral Dilemmas1:49:07 - High-Risk Missions & The Toll on Family1:55:26 - Gender, Manipulation, and Cultural Profiling in Espionage2:03:12 - Shadow Cell: From Book to Screen (What's Next for the Bustamantes?) FOLLOW ANDREW & JIHI BUSTAMANTE:Instagram: https://www.instagram.com/everydayspy/Twitter: https://twitter.com/EverydaySpyYouTube: https://www.youtube.com/@EverydaySpyWebsite: https://www.everydayspy.com/ Want to learn more from Andrew? Find your Spy Superpower: ⁠⁠https://yt.everydayspy.com/4l9HmlM⁠ Read Andrew's CIA book ‘Shadow Cell': ⁠https://geni.us/ShadowCellBook ⁠ Follow Andy on YouTube: ⁠⁠https://youtube.com/@Andrew-Bustamante⁠ Explore Spy School: ⁠⁠https://everydayspy.com/ ⁠ Support Andy's sponsor Axolt Brain: ⁠⁠https://axoltbrain.com/andy⁠ Listen to the podcast: ⁠⁠https://youtube.com/ ⁨@EverydaySpyPodcast⁩  ⁠ CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code IMPACT at check out Allio Capital: Macro investing for people who want to understand the big picture. Download their app in the App Store or at Google Play, or text my name “TOM” to 511511. SleepMe: Visit ⁠https://sleep.me/impact⁠ to get your Chilipad and save 20% with code IMPACT. Try it risk-free with their 30-night sleep trial and free shipping. ButcherBox: Ready to level up your meals? Go to ⁠https://butcherbox.com/impact⁠ to get $20 off your first box and FREE bacon for life with the Bilyeu Box! Netsuite: Download the new e-book Navigating Global Trade: 3 Insights for Leaders at ⁠http://NetSuite.com/Theory⁠Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/impact⁠Hims: Start your free online visit today at ⁠https://hims.com/IMPACT⁠. ********************************************************************** What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business:⁠ join me here at ZERO TO FOUNDER⁠:  ⁠https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show⁠ SCALING a business:⁠ see if you qualify here.⁠:  ⁠https://tombilyeu.com/call⁠ Get my battle-tested strategies and insights delivered weekly to your inbox:⁠ sign up here.⁠: ⁠https://tombilyeu.com/⁠ ********************************************************************** FOLLOW TOM: Instagram:⁠ https://www.instagram.com/tombilyeu/⁠ Tik Tok:⁠ https://www.tiktok.com/@tombilyeu?lang=en⁠ Twitter:⁠ https://twitter.com/tombilyeu⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Time now for our daily Tech and Business Report. KCBS Radio news anchor Holly Quan spoke with Bloomberg's Spencer Soper. Amazon is expanding its same-day grocery delivery program by more than doubling the number of cities where it's available.

ITB analytics expert Sam Finkel joins Geoff Mosher to go inside the analytics on new Eagles cornerback Jakorian Bennett and what they say about his chance to become the starter. #eagles #philadelphiaeagles #flyeaglesfly #vicfangio #jakorianbennett #adoreejackson #keleeringo Submit more data-driven questions for Sam at insidethebirds@gmail.com!SUBSCRIBE TO OUR PATREON CHANNEL FOR EXCLUSIVE, BONUS CONTENT: https://www.patreon.com/insidethebirds► Sign up for our newsletter! • Visit http://eepurl.com/hZU4_n► Sky Motor Cars • Visit https://www.skymotorcars.com and tell them Adam and Geoff sent you!► Stretch Zone • Visit https://www.stretchzone.com and sign up for your free 30-minute stretch and start feeling better!!Follow the Hosts!► Follow our Podcast on Twitter: https://twitter.com/InsideBirds► Follow Geoff Mosher on Twitter: https://twitter.com/geoffpmosher► Follow Adam Caplan on Twitter: https://twitter.com/caplannfl► Follow Sam Finkel on Twitter: https://twitter.com/sam_finkelHow to access our FULL Podcast:APPLE: https://podcasts.apple.com/us/...SPREAKER: https://www.spreaker.com/user/...NFL insider veterans take an in-depth look that no other show can offer! Be sure to subscribe to stay up to date with the latest news, rumors, and discussions.For more, be sure to check out our official website: https://www.insidethebirds.com.

This is a Fan Fav episode. This week's guest on Women Of Impact is Monica Berg. Monica Berg is the author of Fear Is Not An Option and serves as Chief Communications Officer for Kabbalah Centre International. In this episode she talks about how she overcame a debilitating eating disorder at a young age and how she built her self worth. SHOW NOTES: Monica talks about how to deal with fear [3:21] Why women have a harder time with listening to their intuition [6:32] Monica Berg talks about how to deal with shame [8:48] How Monica thinks about “regret” and why discipline is how to get around it [12:30] Why you need to get to know yourself [16:20] How to overcome your most debilitating fears [18:57] Why Monica believes “words have power” and how you can use them to overcome fear of failure [20:01] How successful people get that way (without luck) [21:07] How Monica responded to having a child with Down syndrome [23:12] How to retrain your brain to respond to any challenge positively [29:30] Why you should adopt the phrase “Fear Is Not An Option” [32:30] How Monica is able to live without expectation [39:42] How to control your emotional responses[43:32] Why it's important to name your fears [44:40] Original air date: 5-18-19 FOLLOW MONICA: WEBSITE: https://rethinklife.today INSTAGRAM: https://instagram.com/monicaberg74 TWITTER: https://twitter.com/monicaberg74 CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code WOI at check out.  SleepMe: Visit ⁠https://sleep.me/woi⁠ to get your Chilipad and save 20% with code WOI. Try it risk-free with their 30-night sleep trial and free shipping! OneSkin: Get 15% off with code LISA at ⁠https://oneskin.co ⁠ Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/lisa⁠ Macy's: Upgrade your glam at ⁠https://macys.com⁠ ********************************************************************** LISTEN TO WOMEN OF IMPACT AD FREE + BONUS EPISODES on APPLE PODCASTS:⁠ ⁠ ⁠apple.co/womenofimpact⁠ ********************************************************************** FOLLOW LISA: Instagram: ⁠https://www.instagram.com/lisabilyeu/⁠ Twitter: ⁠https://twitter.com/lisabilyeu⁠ YouTube: ⁠https://www.youtube.com/womenofimpact⁠ Tik Tok: ⁠https://www.tiktok.com/@lisa_bilyeu?lang=en⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial Coaching & Money Mentor Opportunities Feeling confident in your research but stalled when it comes to taking action on your military family's financial plan? From TSP questions to credit card strategies, this episode explains how an hour with a dedicated coach can transform hesitation into clear, personalized next steps. Key Points & Topics Defining financial coaching vs. advisory services No sales pitches, no commissions, no product upsells Confidential, unbiased guidance tailored to your goals Who benefits most Active duty, Guard, Reserve, military spouses, cadets, midshipmen Dual-military couples, high-net-worth families, soon-to-commission officers Typical coaching session structure Pre-call questionnaire to customize the conversation One-hour call via Google Meet  Post-call recap email with transcript and bullet-pointed action steps Sample coaching topics TSP vs. traditional/Roth IRA decisions Career starter loan considerations Financial therapy: uncovering money scripts and spending habits Helping improve communication with your spouse around money Credit card strategies, MLA/SCRA protections, maximizing points redemptions State tax benefits and Military Spouse Residency Relief Act Booking details and logistics Schedule via Calendly at militarymoneymanual.com/mentor One-time fee ($150 currently as of time of recording), no recurring charges, Full refund if not valuable Option to be referred to military-friendly CFP network if needed such as Military Financial Advisors Association (MFAA) or Military Tax Experts Alliance Links Mentioned https://militarymoneymanual.com/mentor https://hellonectarine.com/r/military https://militaryfinancialadvisors.org https://militarymoneymanual.com/UMC3 Stop second-guessing and start implementing your financial plan today. Book your one-hour military money mentor session today and walk away with a clear roadmap to your goals. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Failure has its benefits if you move through it and not set up camp. What has failure taught you?

Find the Blunder Exercise: The audio will lead you through a series of moves from the beginning of a game. One player will blunder and the other will not punish them for it. Can you find the blunder and the best punishment? To learn more about Don't Move Until You See It and get the free 5-day Conceptualizing Chess Series, head over to https://dontmoveuntilyousee.it/conceptualization PGN for today's exercise: 1. e4 e5 2. Nf3 Nc6 3. Bc4 Nf6 4. d3 Bc5 5. c3 a6 6. O-O d6 7. Bb3 Ba7 8. Nbd2 O-O 9. h3 h6 10. Re1 Re8 11. Nf1 Be6 12. Bxe6 Rxe6 13. Be3 Bxe3 14. Nxe3 d5 15. Ng4 Nxg4 16. hxg4 Rg6 17. Qb3 dxe4 18. dxe4 Qd7 19. Nh4 Rxg4 20. g3 Re8 21. Rad1 Qc8 22. Rd3 Rg5 23. Kg2 Ne7 24. Red1 Ng6 25. Nxg6 Rxg6 * And the answer is... 20... Rxh4 21. gxh4 Qg4+ 22. Kf1 Nd8

The Weekly Option trading podcast Episode 387 August 8, 2025   Welcome to The Weekly Option, a weekly program that offers practical trades and discussion for beginners and professionals alike.   The topic of the week is getting better.   In this week's show, we will cover the trades from last week on EOS Energy… Continue reading Episode 387 Option trading podcast August 8, 2025

In dieser Folge von Sei deine eigene Bank spreche ich darüber, warum Investieren heutzutage – vor allem für alle zwischen 20 und 45 – keine Option, sondern ein Muss ist. Ich erkläre dir, welche Anlageklassen ich selbst nutze, warum ein Renditeziel von 5–6 % nach Kosten und Inflation entscheidend ist und wie du mit Immobilien, ETFs, Aktien, Edelmetallen und liquiden Mitteln deinen Lebensstandard im Alter sichern kannst. Anhand eines konkreten Kundenbeispiels zeige ich dir, wie Immobilien durch Steuerersparnisse und Wertsteigerung enorme Renditechancen bieten. Außerdem erfährst du, warum antizyklisches Investieren und ein breites Portfolio so wichtig sind – und wie du ins Handeln kommst, um Chancen nicht zu verpassen.   Hier der Link zu unserer Mastermind: https://mastermind.investment-bauer.de/jetzt-platz-anfragen

Die Themen im heutigen Versicherungsfunk Update sind: DRV widerspricht Vorwurf der Falschberechnung bei Pflegebeiträgen Die Deutsche Rentenversicherung (DRV) hat Medienberichte zurückgewiesen, wonach rund 22 Mio. Rentenbezüge wegen der erhöhten Pflegeversicherungsbeiträge falsch berechnet worden seien. Laut DRV sei die Umsetzung der Beitragserhöhung zum 1. Januar 2025 rechtssicher erfolgt – gemäß Verordnung war die Anpassung erst im Juli 2025 umzusetzen. Der erhöhte Einmalbeitrag im Juli (4,8 %) kompensiert rückwirkend das erste Halbjahr. Ab August gilt wieder der reguläre Satz von 3,6 %. Die DRV sieht keine Rechenfehler und verweist auf ausführliche Informationen auf ihrer Website. Allianz meldet Rekordzahlen im ersten Halbjahr 2025 Die Allianz hat im ersten Halbjahr 2025 ein operatives Rekordergebnis von 8,6 Mrd. € erzielt – ein Plus von 9,3 %. Das Geschäftsvolumen stieg auf 98,5 Mrd. € (+10,1 %), der bereinigte Nettogewinn auf 5,5 Mrd. €. Besonders stark schnitten die Schaden-/Unfall- und Lebens-/Krankenversicherung ab. Die Schaden-Kosten-Quote sank auf 91,5 %. Auch im Asset Management legte das operative Ergebnis auf 1,6 Mrd. € zu. Die Allianz bekräftigt ihre Prognose von 16 Mrd. € operativem Jahresgewinn. PKV-Ausgaben steigen weiter – Beitragserhöhungen wahrscheinlich Die Leistungsausgaben der Privaten Krankenversicherung (PKV) sind im ersten Halbjahr 2025 erneut deutlich gestiegen. In der ambulanten Versorgung betrug der Zuwachs 7,5 % (auf 9,26 Mrd. €), im zahnmedizinischen Bereich 6,82 % (auf 2,94 Mrd. €). PKV-Verbands-Geschäftsführer Holger Eich verweist auf Parallelen zur GKV: So steigen insbesondere die Krankenhaus- und Arzneimittelausgaben weiter stark an. Für 2026 kündigen sich laut Eich erneut Beitragserhöhungen für einen Großteil der Privatversicherten an – eine Folge des medizinischen Fortschritts und neuer gesetzlicher Anforderungen wie der geplanten Vorhaltevergütung im Rahmen der Krankenhausreform. Rentenpaket 2025: Kabinett beschließt Stabilisierung des Rentenniveaus Das Bundeskabinett hat das Rentenpaket 2025 verabschiedet. Kernpunkte sind die Verlängerung der Haltelinie beim Rentenniveau von 48 % bis 2031 sowie die Ausweitung der Mütterrente für vor 1992 geborene Kinder. Die Deutsche Rentenversicherung erhält zudem mehr Spielraum bei der Liquidität: Die Untergrenze der Nachhaltigkeitsrücklage wird angehoben. Die Reform soll bis Jahresende vom Bundestag beschlossen werden – der Start der Mütterrente III ist für Anfang 2027 geplant, mit Option auf eine spätere technische Umsetzung. Münchener Verein: Dr. Patrick Ring übernimmt Leitung für Data Analytics & KI Der Münchener Verein hat mit Dr. Patrick Ring einen ausgewiesenen Experten für Künstliche Intelligenz als neuen Head of Data Analytics & KI gewonnen. In der neu geschaffenen Abteilung verantwortet Ring seit dem 1. Juli 2025 den strategischen Ausbau der Analytics-Infrastruktur und entwickelt konkrete Anwendungsfälle für datenbasierte Innovationen. Zuvor war er in leitender Funktion bei der ARAG Krankenversicherungs-AG tätig. [pma:] übernimmt Schleswiger Versicherungskontor Der Maklerpool [pma:] aus Münster hat zum 29. Juli 2025 die Schleswiger Versicherungskontor GmbH (SVK) vom Schleswiger VVaG übernommen. Die bundesweit tätige SVK betreut über 300 Vermittler. Die Gesellschaft firmiert künftig als [pma:] Versicherungskontor GmbH. Mit dem Zukauf will [pma:] sein Netzwerk im Norden ausbauen und Synergien im Produkt- und Servicemanagement heben.

Tired of bloating, fatigue, or a stubborn stomach ache? Learn how Sarah healed 20+ years of gut pain in 6 weeks with one surprising test.---If you've been struggling with bloating after eating, persistent stomach aches, or weird food reactions that no one seems to understand - then this episode is for you. In today's episode, I'm talking with my client Sarah, who lived with daily bloating, fatigue, and a stomach ache for 20 years. Doctors gave her diagnoses like GERD, slow emptying stomach, and lymphocytic colitis, but no real solutions. She'd tried cutting out gluten, sugar, alcohol, dozens of practitioners, and even a low histamine diet - yet nothing brought relief. Until she found the Better Belly Blueprint. In just 6 weeks, her bloating, fatigue, and stomach pain were gone. She had energy. Hunger. And answers for the first time in decades. So if you've ever wondered:What are the real causes of my bloating and stomach aches?Will I be stuck on an annoying diet like a low histamine diet forever?Or you've wondered how to actually get bloating relief that lasts… This episode is your next step toward real relief. Let's dive in. TIMESTAMPS:00:00 - Introduction to Sarah's Journey01:05 - Meet Sarah: A Long Battle with Digestive Issues02:52 - Sarah's Symptoms and Struggles05:47 - Discovering the Better Belly Blueprint07:35 - Initial Results and Changes09:33 - The Impact of the Zoomer Test12:24 - Ongoing Improvements and Future Plans25:30 - Encouragement and Final Thoughts EPISODES MENTIONED:267// The Best Food Sensitivity Test for You, with Vibrant Wellness243// Histamine Intolerance: Symptoms, Treatment, and Diets to Avoid HEAL YOUR GUT TODAY!Option #1)

About 30 minutes outside of Covington, sits Isabel, Louisiana in Washington Parish - the now host of a crystal-clear private lake that has officially opened to the public for day passes and cabana bookings. With kayaks, fishing spots, a 3-mile nature walking trail and more, Lake Isabel Farm is shaping up to be the perfect beach day getaway. Owner Anthony Sedlak joins us to chat about the inception of Lake Isabel Farm and the future offerings that are already in the works.  

Eine Website in Zeiten von Social Media und KI? Für viele klingt das überflüssig. Johannes Mairhofer sagt: Doch, sie ist wichtiger denn je. Warum, das erklärt er in dieser Folge. Johannes ist nicht nur Webprofi, Podcaster und WordPress-Fan, sondern auch jemand, der den radikalen Neustart gewagt hat: Während der Pandemie hat er seine Fotoausrüstung verkauft, ist von München nach Hamburg geradelt und hat sich voll auf WordPress konzentriert. Seitdem unterstützt er Selbstständige und Unternehmen dabei, ihre digitale Präsenz aufzubauen ohne Technik-Drama. In dieser Folge erfährst du: • Wer heute (wirklich) noch eine Website braucht und wer nicht • Warum du dir eine eigene Domain sichern solltest, selbst ohne Website • Wieso du dich nicht auf die Goodwill-Laune großer Plattformen verlassen solltest • Wie Johannes von LinkedIn Audio zum eigenen Podcast kam • Was die häufigsten Fehler bei WordPress-Seiten sind und wie du sie vermeidest • Die 3 wichtigsten Fragen, bevor du mit deiner Website startest • Warum Backups keine Option, sondern Pflicht sind Diese Folge ist ein bisschen nerdig, aber genau richtig für dich, wenn du gerade überlegst, ob (oder wie) du eine Website brauchst, du schon eine hast und umziehen willst oder dir technische Fragen rund um WordPress den Schlaf rauben.

„Selbst mein bester Freund war von meinem Hochzeitskleid überrascht. Er hätte gedacht, ich ziehe etwas ganz anderes an.“ Bei Curvy-Model, Moderatorin und Body-Positivity-Ikone Angelina Kirsch läuten bald die Hochzeitsglocken. In dieser Folge BUNTE VIP GLOSS spricht Podcast-Host Jennifer Knäble mit ihr über den herz- und nervenzerreißenden Heiratsantrag und den schönsten Tag im Leben. Denn der Verlobungs-Ring steckt zwar schon am Finger und Angelina Kirsch zeigt ihn ganz stolz, aber damit geht die Planung ja erst los. Sich davon unter Druck setzen lassen? Für Angelina Kirsch keine Option! „Ich will mich nicht verändern - ich will einfach ich sein.“ Und diese Positivität zieht sich durch ihr ganzes Leben. Auch von Schicksalsschlägen, wie der halbseitigen Gesichtslähmung (Faszialsparese) hat sie sich nie kleinkriegen lassen. Angelina Kirsch ist die Selbstliebe-Queen und das sieht man auch in ihrer Modekollektion. Ihre Kleidung feiert die Kurven und sie weiß genau, was ein Kleidungsstück haben muss, um jedem Körper zu schmeicheln. Angelina Kirsch bei BUNTE VIP GLOSS - Zuhören macht schön. -- Hier findet ihr alle Informationen zu unseren Podcast-Partnern: https://www.wonderlink.de/@buntevipgloss-partner -- Ein BUNTE Original Podcast.

After Dark with Hosts Rob & Andrew – Hamas poses the greatest threat to peace in the Middle East, not Israel. Years of failed negotiations and ongoing violence show that only removing Hamas can create real change for Palestinians and Israelis alike. The blockade, harsh living conditions, and power struggles all point to one conclusion: true progress starts with erasing Hamas from the region for good...

Habitation ChurchThank you for listening to The Habitation Podcast! Click above to stay up to date on news, events, and how you can partner with the ministry.  School of Habitation Sign up today to be a student member at School of Habitation! Click the link above to find out more! • $50.00/monthly membership• Join live teachings from Pastor William via zoom and participate in Q&As, prayer, & discussions• Sign up at anytime• Pause at any time• Option to participate in bi-weekly discipleship groups• Private links to prayer & worship rooms Follow us on YouTubeFollow us on Instagram

Welcome to Part 2 of Episode 411 of the State of the New York Knicks Podcast! In this part, I'm shifting the focus to a name that just won't go away — Ben Simmons.I dive into whether Simmons is still a realistic option for the Knicks, what his current value is, how he could (or couldn't) fit into this roster, and what the front office might be thinking.This is one of those conversations Knicks fans need to be tapped into.If you haven't already, make sure you check out Part 1, where I break down Mike Brown and the assistant coaching search.

After Dark with Hosts Rob & Andrew – Hamas poses the greatest threat to peace in the Middle East, not Israel. Years of failed negotiations and ongoing violence show that only removing Hamas can create real change for Palestinians and Israelis alike. The blockade, harsh living conditions, and power struggles all point to one conclusion: true progress starts with erasing Hamas from the region for good...

Episode Summary College is a path—but it's no longer the only path to a thriving future. In this episode, host Lisa Nehring breaks down why skilled trades (think welding, plumbing, HVAC, coding, and more) are exploding in demand and offer solid pay, zero college debt, and AI-proof job security. You'll hear real-world salary numbers, success stories, and how True North Academy's Trades & Tech Track can launch teens straight from high school into meaningful, well-paid work. Quick Listen Guide Timestamp Segment 0:00 Welcome & episode tease—“the trades are calling” 0:55 Sponsor Break: Medical Transcription work-from-home opportunity (email info@medtranscription.com) 2:15 Why skilled trades beat the outdated “college or bust” mindset 2:34 Josh's story—$60K HVAC salary vs. debt-heavy communications degree 3:09 Eye-opening stats: 40 % college dropout rate, 650K+ trade openings 3:41 Salary snapshot: electricians $60K, plumbers $63K, HVAC $55–85K, welders $50–90K, diesel mechanics $57K, elevator installers $88K 4:07 “Golden Age of Trades”: why AI can't crawl under a house to reroute a sewer line 5:03 Cost & timeline to certify (many in 6–12 months; paid apprenticeships available) 6:05 Inside True North Academy's Trades & Tech Track—two-year fast track, cognia-accredited diploma, hands-on academics 6:47 Ava's story—19-year-old welder earning $58K and saving to start her own shop 7:31 Signs your teen might be born for the trades (and how to support them) 7:47 Call to action: Learn more at https://truenorthhomeschool.academy/true-north-trade-tech-diploma/  8:07 Closing encouragement & share request   Key Takeaways Trades are booming: 650,000+ skilled-trade jobs are open in the U.S., many with starting salaries above $50K and strong growth projections. Faster, cheaper path: Most certifications take < 1 year; many employers pay you to learn via apprenticeships. AI-proof careers: Robots can draft an email, but they can't fix a diesel engine or install solar panels on your roof. Debt-free launch: Skip six years of college and tens of thousands in loans—start earning while your peers are still in lecture halls. True North Academy solution: The Trades & Tech Track pairs accredited academics with hands-on trade exploration, preparing students for immediate entry into high-demand fields or further certification/associate degrees. Links & Resources

Standing Still Is NOT OK – The Myth of ‘Maintaining A Five-MinuteQuickie from Personal Development Unplugged What if standing still is actually taking you backwards? In this short, sharp episode, we break the illusion of “treading water” in personal growth. You're either moving forward or slipping back—and this 5-minute muse is a call to action for continuous personal development, even if it's just 1% at a time. Discover why consistent progress is essential for self-improvement, confidence, and mental well-being. Learn how applying small daily shifts in mindset and behaviour leads to lasting transformation—without overwhelm. This is real, doable self-growth.

Silence Not an Option for Songezo Zibi by Radio Islam

In this special episode of The Option Block, Henry "The FlowMaster" Schwartz discuss the recent market selloff and its impact on various sectors. He delves into factors such as rough earnings moves by Amazon and Coinbase, as well as the VIX index behavior, including a detailed analysis from a newly published white paper on VIX decomposition. Specific unusual trading activities in Bristol Myers and Momentum Holdings are also highlighted. The episode provides listeners with an in-depth look at the market dynamics, helping traders make more educated moves. The discussion includes advice on using SPX and mini S&P 500 options for better portfolio management. 00:00 Introduction and Welcome 02:37 Market Overview and Recent Developments 03:21 In-Depth Analysis of VIX and Market Movements 06:33 Odd Block Trades and Insights 09:27 Conclusion and Final Thoughts  

This episode is a rapid-fire masterclass on essential commercial real estate terms—from NOI to CapEx—designed to help investors speak the language of CRE with total confidence. Time Stamps: 0:00 - Introduction 3:30 - Intro to Commercial Real Estate Terminology 3:45 - NOI 4:40 - Cap Rate 6:10 - IRR 7:20 - Cash on Cash Return 8:30 - Equity Multiple 9:05 - Gross Potential Rent 10:00 - Effective Gross Income 10:25 - DSCR 12:30 - Operating Expense Ratio 12:40 - Break-Even Occupancy 13:10 - Debt Yield 13:30 - Appraisal 14:00 - Replacement Cost 15:15 - Basis 15:32 - Underwriting 15:56 - Pro Forma 16:07 - Rent Roll 16:18 - LOI 16:24 - PSA 16:42 - LTV & Leverage 17:14 - Amortization 17:45 - Balloon Payments 18:08 - Bridge Loans 18:52 - Recourse vs Non-Recourse 19:15 - Lease Types (Triple Net, Gross, Modified Gross) 20:00 - Anchor & Shadow Anchor 20:50 - TI (Tenant Improvements) 21:40 - CAM 22:09 - Rent Escalations 22:15 - Option to Renew 22:30 - GP / LP / Syndication 23:10 - Preferred Return 24:00 - Promote, Hurdle, Waterfall 25:10 - 1031 Exchange 25:45 - REIT 26:30 - CapEx / OpEx 26:45 - Stabilized Property 27:18 - Disposition Visit thecriterionfund.com to stay up to date on our latest investments and so much more! CommercialRealEstate #CREInvesting #RealEstateTerms #NOI #CapRate #IRR #CashOnCashReturn #DSCR #REITs #1031Exchange #CRE101 #PassiveIncome #ValueAdd #TripleNetLease #RealEstateFinance

In this special episode of The Option Block, Henry "The FlowMaster" Schwartz discuss the recent market selloff and its impact on various sectors. He delves into factors such as rough earnings moves by Amazon and Coinbase, as well as the VIX index behavior, including a detailed analysis from a newly published white paper on VIX decomposition. Specific unusual trading activities in Bristol Myers and Momentum Holdings are also highlighted. The episode provides listeners with an in-depth look at the market dynamics, helping traders make more educated moves. The discussion includes advice on using SPX and mini S&P 500 options for better portfolio management. 00:00 Introduction and Welcome 02:37 Market Overview and Recent Developments 03:21 In-Depth Analysis of VIX and Market Movements 06:33 Odd Block Trades and Insights 09:27 Conclusion and Final Thoughts  

The Weekly Option trading podcast Episode 386 August 1, 2025   Welcome to The Weekly Option, a weekly program that offers practical trades and discussion for beginners and professionals alike.   The topic of the week is fear.   In this week's show, we will cover the trades from last week on Faraday Future Intelligent… Continue reading Episode 386 Option trading podcast August 1, 2025

Bickley and Marotta talk Terry McLaurin's trade request, go through Social Studies and talk Super Bowl contenders in 2025. 

來賓：Option改裝車訊主編 葛蘭特 主題：《衝過去就沒事？豪雨行車這樣開》 節目時間：每週日 11:00-12:00 本集播出日期：2025.08.03 本集簡介： 近來連日豪雨襲擊，劇烈強降雨讓馬路變河道。 看到積水你是加速衝過去嗎？情況可能沒有這麼簡單。 開車遇到積水可能會有哪些危險，車子開在高速公路上怎麼會突然失控呢？ 今天我們邀請到Option改裝車訊主編 葛蘭特。 要和我們分享雨中用車和駕車的細節。 翻轉我們用車的認知。 敬請鎖定本週的Super夢想家，獲取最新的愛車知識。 本集重點 11:40 豪雨中開車如何更安全 24:55 積水多深可以開 39:51 買二手車避免中招，泡水車怎麼看 詳情請上網搜尋 ▶Option改裝車訊：https://www.facebook.com/carnews.option/ ▶葛蘭特聊改車：https://www.youtube.com/@Grandcarnews ▶及時接收節目最新資訊，和我們討論最新汽車新聞，來Super夢想家 Super夢想家粉絲團：https://www.facebook.com/Alven.ufo Super夢想家 IG：https://instagram.com/cardream_alven?igshid=YmMyMTA2M2Y= ▶ 飛碟聯播網Youtube頻道http://bit.ly/2Pz4Qmo ▶ 飛碟聯播網FB粉絲團 https://www.facebook.com/ufonetwork921/ ▶ 網路線上收聽 http://www.uforadio.com.tw/ ▶ 飛碟APP，讓你收聽零距離 IOS：https://reurl.cc/3jYQMV Android：https://reurl.cc/5GpNbR ▶ Podcast各大平台 https://link.chtbl.com/yXHy5KMl ▶ Podcast

President & CEO of the Giants, Larry Baer joined Markus & F.P. Santangelo to discuss Tyler Rogers getting traded to the Mets & why Buster Posey chose to pick up Bob Melvin's option on his contractSee omnystudio.com/listener for privacy information.

President & CEO of the Giants, Larry Baer joined Markus & F.P. Santangelo to discuss Tyler Rogers getting traded to the Mets & why Buster Posey chose to pick up Bob Melvin's option on his contractSee omnystudio.com/listener for privacy information.

In this episode of The Option Block, host Mark Longo and his all-star panel including Uncle Mike Tosaw from St. Charles Wealth Management and Henry 'The Flowmaster' Schwartz from Cboe discuss various topics related to the options market. The show covers a wide range of issues such as reactions to Microsoft and Meta's impressive earnings, interesting call buys in lesser-known stocks like Coursera and Freshworks, and detailed breakdowns of recent unusual options activity. Listener polls on trading challenges and strategical preferences are addressed while Uncle Mike and Henry share their insights on the current market environment and upcoming economic events.    03:08 Market Analysis and Trading Strategies 06:27 Earnings Reports and Market Movers 12:34 Options Trading Insights and Trends 18:45 Earnings Season Highlights 29:32 Coinbase and Market Movements 30:19 Riot and Roku Analysis 30:55 Moderna and Cboe Insights 31:25 Earnings Season Highlights 32:15 Odd Block: Unusual Options Activity 32:55 Coursera and Freshworks Trades 39:46 Bristol Myers Squibb Breakdown 46:40 Listener Mail and Poll Results 53:33 Around the Block: Market Watch  

FTC Negative Option Rule Vacated by Eighth Circuit Just days before the FTC's new Negative Option Rule was set to take effect, the Eighth Circuit vacated it entirely. What does that mean for federal enforcement, and how should businesses approach autorenewal compliance now? In this Ad Law Access podcast episode, host Simone Roach walks through the key takeaways from the ruling and the broader landscape ahead from the blog post from Beth Chun and Aaron Burstein. #KelleyDrye #AdLawAccess #NegativeOption #AutoRenewal #FTC

For this episode, Ceri provides a comprehensive answer to an important question that many of  her artists have – which is best? A solo, duo or group exhibition? She shares how to assess each opportunity to enable you to identify which option is right for you at each point of your artistic journey. Ceri explains how to apply the six filters that matter when making your decision - new work, feedback, new contacts, new opportunities, press and sales. KEY TAKEAWAYS Each show format has its own pros and cons. Ceri provides a comprehensive explanation of what they are for solo, duo or group exhibitions. Which show format is best depends on what you're hoping to get from that opportunity. Asking yourself what each option realistically offers enables you to assess the real return on investment of your time, energy and resources. If you choose wisely, you can expect each exhibition to benefit you in 6 ways. To generate - new work, feedback, new contacts, new opportunities, press and sales. Or, failing that, at least four of these six things. BEST MOMENTS “It's worth asking, What does this exhibition realistically offer you, not just in theory or hope or fantasy, but in evidence? ” “A solo show is a lot of work, but it can pay off the most and be more strategic. A group show isn't necessarily easier. It can be just as much work with more or less return. A duo show isn't a compromise; it can be an opportunity.” “There's no best choice across the board, only what's best for you now, if you're unsure which will move your needle,  deepen your network, or spark your next big opportunity, subscribe to my free “Beat The Block” newsletter.” Join Ceri´s Coaching Community for only £10 a month - https://cerihand.com/membership PODCAST HOST BIO With over 35 years in the art world, Ceri has worked closely with leading artists and arts professionals, managed public and private galleries and charities, and curated more than 250 exhibitions and events. She sold artworks to major museums and private collectors and commissioned thousands of works across diverse media, from renowned artists such as John Akomfrah, Pipilotti Rist, Rafael Lozano-Hemmer and Vito Acconci. Now, she wants to share her extensive knowledge with you, so you can excel and achieve your goals. **** The Artist Mastermind Circle: Ready to stop second-guessing and start building momentum in your art career? Applications are now open for the next Artist Mastermind Circle—a six-month coaching programme for mid-career artists who are serious about growing their confidence, income, and opportunities. Apply by September 15th 2025 at https://cerihand.com/artist-mastermind-circle/ and take the next bold step. Ceri Hand Coaching Membership: Group coaching, live art surgeries, exclusive masterclasses, portfolio reviews, weekly challenges. Access our library of content and resource hub anytime and enjoy special discounts within a vibrant community of peers and professionals. Ready to transform your art career? Join today! https://cerihand.com/membership/ **** Unlock Your Artworld Network Self Study Course Our self-study video course, "Unlock Your Artworld Network," offers a straightforward 5-step framework to help you build valuable relationships effortlessly. Gain the tools and confidence you need to create new opportunities and thrive in the art world today. https://cerihand.com/courses/unlock_your_artworld_network/ **** Book a Discovery Call Today To schedule a personalised 1-2-1 coaching session with Ceri or explore our group coaching options, simply email us at hello@cerihand.com **** Discover Your Extraordinary Creativity Visit www.cerihand.com to learn how we can help you become an extraordinary creative. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

President & CEO of the Giants, Larry Baer joined Markus & F.P. Santangelo to discuss Tyler Rogers getting traded to the Mets & why Buster Posey chose to pick up Bob Melvin's option on his contractSee omnystudio.com/listener for privacy information.

In this episode of The Option Block, host Mark Longo and his all-star panel including Uncle Mike Tosaw from St. Charles Wealth Management and Henry 'The Flowmaster' Schwartz from Cboe discuss various topics related to the options market. The show covers a wide range of issues such as reactions to Microsoft and Meta's impressive earnings, interesting call buys in lesser-known stocks like Coursera and Freshworks, and detailed breakdowns of recent unusual options activity. Listener polls on trading challenges and strategical preferences are addressed while Uncle Mike and Henry share their insights on the current market environment and upcoming economic events.    03:08 Market Analysis and Trading Strategies 06:27 Earnings Reports and Market Movers 12:34 Options Trading Insights and Trends 18:45 Earnings Season Highlights 29:32 Coinbase and Market Movements 30:19 Riot and Roku Analysis 30:55 Moderna and Cboe Insights 31:25 Earnings Season Highlights 32:15 Odd Block: Unusual Options Activity 32:55 Coursera and Freshworks Trades 39:46 Bristol Myers Squibb Breakdown 46:40 Listener Mail and Poll Results 53:33 Around the Block: Market Watch  

Erica and Milah continue their sit down with bestselling author Elizabeth Oveson (AKA Karrine Steffans) as she unpacks the emotional and physical labor of being a truth-teller in a culture addicted to fantasy. Now two decades removed from the release of Confessions of a Video Vixen, Elizabeth reflects on the hollowness of fame, the cost of being first, and why men should marry the "slut". The ladies chat about: Making trauma informed choices and hyper-sexualition Men lying about sleeping with Karrine to boost their SEO (not her SEO PUS*Y lol) They explore the question: Do you have a problem, or do you just have a baby daddy lol A special whorie from Milah & Karrine ------------------------ Watch This episode & more on YouTube! Submit your advice questions, anonymous secrets or vent about motherhood anonymously! Submit your questions Catch up with us over at Patreon and get all our Full visual episodes, bonus content & early episode releases. Join our private Facebook group! Connect With Us: @GoodMoms_BadChoices @TheGoodVibeRetreat @Good.GoodMedia @WatchErica @Milah_Mapp ------------------------------------------------

Habitation ChurchThank you for listening to The Habitation Podcast! Click above to stay up to date on news, events, and how you can partner with the ministry.  School of Habitation Sign up today to be a student member at School of Habitation! Click the link above to find out more! • $50.00/monthly membership• Join live teachings from Pastor William via zoom and participate in Q&As, prayer, & discussions• Sign up at anytime• Pause at any time• Option to participate in bi-weekly discipleship groups• Private links to prayer & worship rooms Follow us on YouTubeFollow us on Instagram

Failure is not an option!: Wednesday, July 30, 2025Subscribe to get my message delivered daily: https://www.michaelallosso.com/goodmorning.html——————May your morning begin shattering expectations right out of the gate. I hope my message brings a smile to your face. May you gain knowledge, become inspired, or collect a trivial fact that you might use in a contest someday.-------For the past 30 years, I've changed my phone message EVERY SINGLE DAY! It's a daily activity, as automatic as brushing my teeth.​ I actually do 2 unique messages daily: one on my cell phone and one on my landline. The time has come to share them. (Perhaps the time has come to get rid of my landline?

Hour 4: The Yankees marriage to Anthony Volpe has officially gone too far

Rory Sutherland is one of the world's leading consumer behaviour experts, the Vice Chairman of Ogilvy Advertising and an author. The world is evolving at an unprecedented pace. With the rise of AI, we're witnessing a collision between the old world and the new. As technology advances, the question becomes: how can innovation repair outdated systems and shape the future in marketing and beyond? Expect to learn about Rory's first experience to Buccee's, what Rory's thoughts are on Waymo, Autonomous driving and the current experience of going through airports, what are some unknown gems in the UK to visit that no one knows about, how Rory would improve food delivery apps, the future of AI in marketing and AI wearables, Rory's advice for what people should do to optimise for attention, and much more… Sponsors: See me on tour in America: ⁠https://chriswilliamson.live⁠ See discounts for all the products I use and recommend: https://chriswillx.com/deals Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom Get a 20% discount on Nomatic's amazing luggage at https://nomatic.com/modernwisdom Get a Free Sample Pack of LMNT's most popular Flavours with your first purchase at https://drinklmnt.com/modernwisdom Get the best bloodwork analysis in America at https://functionhealth.com/modernwisdom Timestamps: (0:00) Don't Mess with Texas (3:31) Driving Etiquette in the Us vs the UK (13:02) The Genius Behind Reverse Benchmarking (20:13) Improving the Airport Experience (36:28) How AI Changes Your Decision-Making (45:50) How Can Businesses Generate Repeat Purchase? (55:31) Should We All Start Using Blimps? (01:03:12) Improving Food Delivery Apps (01:12:46) Is it an Option or an Obligation? (01:19:18) Is Money Becoming Unhealthily Concentrated? (01:31:10) How to be Smart with Your Money (01:40:31) Should We Get Rid of 'Adults Only' Areas? (01:44:37) The Great Complaint of Calvin Klein's Daughter (01:46:25) The Brilliance of Cuddly Animal Marketing (01:52:08) Rory's Product Ad Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: https://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: https://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: https://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices

Examining the role a new methadone clinic will play now that it's ready to treat people in Bennington. Plus, Vermont appears to have missed a mandatory deadline to curb greenhouse gas emissions this year, why regional Planned Parenthood health centers can't get reimbursed for the care they provide to Medicaid patients, health officials warn of two mosquito-borne viruses detected in St. Albans and Rutland, and state transit companies experiment with on-call bus service to help mitigate rising costs and ridership changes.

In this heartfelt episode of Unpacked and Detangled, Ron Love explores the grief, pressure, and emotional complexity of wanting children but facing barriers to parenthood. From societal expectations to queer-specific challenges and the unexpected joys of a childfree life, this conversation holds space for healing, reflection, and reimagining legacy.

The Weekly Option trading podcast Episode 385 July 25, 2025   Welcome to The Weekly Option, a weekly program that offers practical trades and discussion for beginners and professionals alike.   The topic of the week is planning the next 12 months.   In this week's show, we will cover the trades from last week… Continue reading Episode 385 Option trading podcast July 25, 2025

Part four of our Loosening Your Grip Series.In this episode, I sit down with my friend Heather Gilion as she shares her family's journey through her son's cancer diagnosis and the decision to amputate his leg. This isn't a teaching. It's not a step-by-step. It's a real-life story of loss, faith, and the kind of surrender you don't plan for—but choose because it's the only good option.If you're holding on tight to something right now, afraid of what will happen if you let go, I pray this conversation softens your grip.Let's get into it.Connect with Heather Gilion:You can find Heather's beautiful artwork at StoryDesigns.orgHer book Dancing On My Ashes is available on AmazonClarity + Courage is my monthly coaching membership for Christian women who want to become the woman God says they already are—and finally think clearly, feel better, and move forward.Join HERE for less than $2 a day! Discover ways to work with me at www.thehappiestlives.com or www.myhappyvault.comQuestions? Email Jill directly at Jill@thehappiestlives.com

Iodine is the building block to healthy and happy thyroid. Without sufficient iodine, we can't build the very hormones that our thyroid gland is supposed to make - T4 and T3. So, if you have a deficiency of thyroid hormone, as is in the case of hypothyroidism - why are more doctors looking into iodine deficiency as a possible root cause behind hypothyroidism? That is a question I'm answering on today's episode, along with the even more important questions of: if you're doctor isn't going to test you, how can YOU evaluate your own iodine levels. And secondly, if they are low, how can you safely build them up again. There's a lot of controversy around iodine, both on whether or not we even need more iodine in our diets as well as if iodine supplement is even safe. That's why, on today's episode, we're diving into: Symptoms of iodine deficiencyWhy iodine in salt is not enoughWhy iodine testing is so hardWhat tests I recommend to evaluate iodine levels3 safety measures for an iodine protocolAccess to my iodine protocol I've used with my own clients If you're dealing with hypothyroidism, bloating, constipation, brain fog, fatigue, weight gain, or hormonal symptoms like estrogen dominance, PMS, or endometriosis - then this episode is for you. TIMESTAMPS:00:00 - Introduction to Iodine and Thyroid Health 00:25 - Why Doctors Overlook Iodine Deficiency 00:35 - Evaluating Your Own Iodine Levels 00:47 - Controversies Surrounding Iodine 03:28 - Symptoms of Iodine Deficiency 05:02 - Recommended Reading on Iodine 06:27 - Challenges in Iodine Testing 09:22 - Safe Iodine Protocols 17:31 - The Role of the Liver in Thyroid Health 20:57 - Comprehensive Health Programs 31:31 - Conclusion and Final Thoughts EPISODES MENTIONED:232// Is Sodium Deficiency Causing Your Bloating and Constipation?233// H. Pylori: Symptoms of H. Pylori, How to Interpret H. Pylori Test Results, and Why H. Pylori Treatments Fail90// Fascia 101: The Hidden Force Behind Bloating and Constipation118// LIVER: The #1 Thing You Can Do to Ease Bloating and PMS159// Copper Toxicity: A Hidden Cause Behind Constipation & PMS52// 10 Things to Consider Before Starting a Heavy Metal Detox HEAL YOUR GUT TODAY!Option #1)

This is a 2 part episode. For early unedited access to Part 1 & 2 of this episode, sign up to Patreon now! This week, Erica and Milah are joined by bestselling author Elizabeth Oveson (AKA Karrine Steffans) to reflect on the 20-year anniversary of her groundbreaking memoir, Confessions of a Video Vixen. Elizabeth was one of the first women in the public eye to live unapologetically in her truth refusing to censor her experiences, her sexuality, or her voice. Two decades later, she returns to Good Moms Bad Choices to chat about what it means to reclaim her body, her story, and her peace. In Part 1 of this two-part ep covers: The reaction to Confessions 20 years ago, and how telling her story reshaped the industry and even cost her safety Why she’s not interested in protecting men and upholding the wrong icons, and why you should stop also! What it means to “self-rescue” and why self care goes beyond massages and skin care & A fun game of Trigger! For early unedited access to Part 2 of this episode, sign up to Patreon now! ------------------------ Watch This episode & more on YouTube! Submit your advice questions, anonymous secrets or vent about motherhood anonymously! Submit your questions Catch up with us over at Patreon and get all our Full visual episodes, bonus content & early episode releases. Join our private Facebook group! Connect With Us: @GoodMoms_BadChoices @TheGoodVibeRetreat @Good.GoodMedia @WatchErica @Milah_Mapp ------------------------------------------------

In this episode of the Building the Brand series, we dive into Chapter 7, exploring a tumultuous year and a half characterized by pivotal decisions, personal growth, and business challenges. From stepping down as CEO of BPN in January 2023 to moving back to Texas in May 2024, this chapter covers a ton of the complexities of balancing professional ambitions with my personal life.CHAPTERS06:02 Building a Community08:25 Stepping Down as CEO25:11 Pursuing Private Equity Partnership30:02 Reflections and Realizations45:33 Lessons from Mistakes47:03 Moving to Nashville59:36 Marathon Prep and a Failed Deal01:05:39 Returning to Texas and Reclaiming Leadership01:08:35 Rebuilding the Brand01:16:07 Reflecting on Mistakes and Growth054: Moving Back into CEO Role episode:https://open.spotify.com/episode/1sPjWTR0jyd5agxLxcXacy?si=7xNXEuPBSA6CwEQHtkmnLAORDER MY UPCOMING BOOK HERE:https://www.amazon.com/Go-One-More-Intentional-Life-Changing/dp/1637746210FOLLOW:Become a BPN member FOR FREE - Unlock 20% off FOR LIFEhttps://bpn.team/memberIG: instagram.com/nickbarefitness/YT: youtube.com/@nickbarefitness

Episode 566 Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host, Carl White, is joined by Owen Lee to break down the FHFA's recent announcement that lenders can now use the VantageScore 4.0 with Fannie and Freddie—no new infrastructure required. Owen, who serves as Vice Chair of the MBA, unpacks what this change really means for loan officers and whether it's a genuine effort to lower credit report costs or just a flashy move from the same credit bureaus that already control the game. They dive into the skyrocketing cost of credit pulls, the oligarchy of the credit scoring world, and the practical challenges this update presents for pricing, mortgage insurance, and secondary market execution. You'll hear how VantageScore aims to help underserved borrowers—but also why it may not be the silver bullet it seems at first glance. This episode is packed with insight, industry advocacy, and some straight talk about where credit reporting is headed and how it could impact your daily business. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Ever feel like you're on a treadmill that won't quit—always running, always chasing, never arriving? If you're a first-gen firestarter like me, raised with the “work hard or go hungry” grind etched into your bones, this episode is for you. Today, we're going there. Into the conversation hustle culture doesn't want us to have. The one about rest. Not the performative kind, but the radical, biblical kind. The kind that reminds us: God never asked us to earn our worth. He called us to Sabbath. This isn't about ancient rules—it's about sacred rhythms. Think putting your feet up after a soul-draining week. That's kind of essential. We're talking biblical rest, generational exhaustion, and the truth about our identity being tied to production. Spoiler alert: it's not. In this episode I cover: Why hustle culture has us twisted on productivity and worth What Sabbath teaches us about trust, provision, and identity The 7-year vineyard principle: how rest restores fruitfulness Why saying “no” to nonstop doing is a bold act of faith My personal story of disconnecting from grind culture and embracing rest Let's unhook our calendars from chaos. Because real rest isn't a luxury—it's a declaration. I trust the One who provides. Let me know how you are making rest an essential part of your life by tagging me @biancajuarezofficial. Love you, B RESOURCES/LINKS Books: A. J. Swoboda - Subversive Sabbath: The Surprising Power of Rest in a Nonstop World   John Mark Comer - The Ruthless Elimination of Hurry: How to stay emotionally healthy and spiritually alive in the chaos of the modern world  Wayne Muller - A Life of Being, Having, and Doing Enough  Takeaways Sabbath is a critical part of my life. Our identity is often tied to our productivity. Rest is essential for emotional and spiritual health. The modern work culture is leading to exhaustion. Sabbath is a commandment that brings blessings. We need to shift from a factory mindset to a field mindset. Overworking leads to decreased efficiency and increased anxiety. Finding rest is a way to honor God and ourselves. Our worth is not defined by our achievements. Sabbath is about loving God and enjoying life. ⋇ Convoy of Hope - Empowering Women and Girls Together Donate here https://convoyofhope.org/bianca/  ⋇ Bianca's new book Grit Don't Quit: Developing Resilience And Faith When Giving Up Isn't An Option. https://amzn.to/3MO74OC  ⋇ The Grit Don't Quit Bible Study is now available. https://www.biancaolthoff.com/gdq  ⋇ So grateful to our sponsors! We're Going There is sponsored by HomeChef - For a limited time, Home Chef is offering my listeners FIFTY PERCENT OFF and free shipping for your first box PLUS free dessert for life! Go to HomeChef.com/GOINGTHERE.  Must be an active subscriber to receive free dessert. http://tinyurl.com/WGTHomeChef We're Going There is sponsored by BetterHelp - Visit BetterHelp.com/GOINGTHERE today to get 10% off your first month. http://tinyurl.com/WGTBetterHelp ⋇ Subscribe to We're Going There on your favorite podcast app so you don't miss out on any of the great topics and conversations. Don't forget to leave a loving review! Apple  Spotify ⋇ Visit biancaolthoff.com/resources to learn more about books and other resources from Bianca. https://www.biancaolthoff.com/resources  ⋇ Want to stay connected, join the community today. https://www.biancaolthoff.com/  ⋇ WGT email: podcast@inthenameoflove.org ⋇ Youtube: https://youtu.be/SaqQpsbslbA Learn more about your ad choices. Visit megaphone.fm/adchoices