Under the Hood

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In this bespoke series, hosted by 11:FS' co-founder Simon Taylor and Synapse CEO, Sankaet Pathak, we are lifting the lid on banking infrastructure and taking you deep into the technology that is disrupting traditional models and shaking up the system to improve the financial lives of customers around the world. The banking ecosystem is expanding all the time, with new players coming through, not just new challenger banks, but solution providers, third party players, and technology providers that are really shaking things up. Every week we will be deep diving into a different area of banking technology from payments to lending, cryptocurrency to banking innovation, joined by some very special guests along the way to give their perspectives. Join us, to take a journey through today’s banking infrastructure and learn how technology is disrupting not just banking but also making us question what it means to be a bank at all.

11:FS Team


    • May 13, 2021 LATEST EPISODE
    • every other week NEW EPISODES
    • 41m AVG DURATION
    • 11 EPISODES


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    Latest episodes from Under the Hood

    10. The Future of Banking

    Play Episode Listen Later May 13, 2021 47:30


    In this final journey Under the Hood this season, we are looking ahead and discussing the future of banking. Simon and Sankaet are joined by some incredible guests: Angela Strange - General Partner, Andreessen Horowitz Anne Boden, CEO and Founder, Starling Bank Our awesome panel really dig deep into the challenges banks have faced previously and will do in the future; the expectations of customers that banking has to meet, now more than ever; what the role of technology will play in the future of banking and what changes are on the horizon. Most importantly we also discuss the role of banks - will they even still be needed? Will their role completely change, and might every company become a fintech company? If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS) and @Synapsefi (https://twitter.com/synapsefi). Special Guests: Angela Strange and Anne Boden.

    9. The importance of partnerships and integration

    Play Episode Listen Later May 6, 2021 46:39


    This week, Simon and Sankaet are looking at partnerships and how they can be strategically important to any organisation and help with speed and transformation. They also want to look at the technology used and how partner technology can integrate with existing banking tech. To dive deeper into this, we’re joined by some excellent guests: Hrishi Dixit, CTO Yieldstreet Roisin Levine, Head of Banks, Flux If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS) and @Synapsefi. (https://twitter.com/synapsefi) Special Guests: Hrishi Dixit and Roisin Levine.

    8. Why can't banks innovate?

    Play Episode Listen Later Apr 29, 2021 45:11


    This week, Simon and Sankaet are looking at big banks holistically and asking the big question: Why can’t banks innovate? Why IS innovation and transformation from within so long and expensive for traditional banks? Where are they going wrong, and how do fintechs and FS service providers manage to “do digital” so much better than traditional banks? To dive deeper into this, we’re joined by some excellent guests with their fair share of experience in big banks, who've gone on to found fintechs, who can help us answer this very question. Peter Hellwig, CEO and founder, Atmos Andy Mielczarek, CEO of Chetwood Financial If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS) and @Synapsefi (https://twitter.com/synapsefi). Special Guests: Andy Mielczarek and Peter Hellwig.

    7. How are third party providers taking the stress out of card issuance?

    Play Episode Listen Later Apr 22, 2021 44:52


    Simon and Sankaet are deep diving into the card issuance space today, lifting the lid on how card payments and technology actually works; as well as looking at where the greatest disruption in this space is coming from; how to choose a card partner and the advantages of having one; and what the future of cards might be. They are joined by some very special guests who know a thing or two about this space: Edoardo Volta, VP, Head of Fintechs, Mastercard Shaun Puckrin, Chief Product Officer at GPS (Global Processing Services) If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS) and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Edoardo Volta and Shaun Puckrin.

    6. How is Cryptocurrency disrupting money movement?

    Play Episode Listen Later Apr 15, 2021 49:14


    Simon and Sankaet are deep diving intro the cryptocurrency space, looking at what is a stable coin and how is it different from crypto assets such as bitcoin? They also examine how regulation and compliance around crypto is also beginning to change; and how, when or if crypto might start to be built into actual banking systems and start to disrupt global money movement. Jonathan Conway- CTO, Mode Rhian Lewis, Author of The Cryptocurrency Revolution. Neel Popat, CEO of Donut If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS) and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Jonathan Conway, Neel Popat, and Rhian Lewis.

    5. How are lending models being reimagined?

    Play Episode Listen Later Apr 8, 2021 46:06


    In this episode, we're going Under the Hood of lending models! Simon and Sankaet are looking at lending and credit scores, and how new fintechs, ideas and technology are coming through to shake up this area and offer new solutions to help consumers. How are new models enabling lenders to offer credit to those that have previously been left unable to access credit? Is this a space that’s also long overdue for disruption? Tucker Haas, CEO and co-founder, Quo Melanie Aliperti, Head of Product, Nova Credit If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS) and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Melanie Aliperti and Tucker Haas.

    4. What is financial crime and how can banks better protect themselves?

    Play Episode Listen Later Apr 1, 2021 44:48


    In this episode, we're going Under the Hood of financial crime! We look at the challenges faced by banks and fintechs when it comes to financial crime, how they can try and stay ahead and keep themselves and their customers safe; and also what emerging technology is coming through to help better detect fraudulent activity and shut down scammers. To join Simon Taylor and Sankaet Pathak on this journey, we’re joined by some excellent guests. Livia Benisty, Global Head of Business AML, Banking Circle Sheetal Parikh, VP Compliance, Synapse Robert Evans, Co-founder of FINTRAIL If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show @11FS (https://twitter.com/11FS)and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Livia Benisty, Robert Evans, and Sheetal Parikh.

    3. No banking licence? No problem!

    Play Episode Listen Later Mar 25, 2021 43:20


    In this episode, we're going Under the Hood of banking licences! We look at the challenges of getting a banking licence and why it’s so tough (especially in the US) , but also how not having a licence of your own is no longer a drawback, and through the beauty of Banking as a Service and partnerships, you don’t necessarily need your own licence any more to be able to offer successful financial services product. To join Simon Taylor and Sankaet Pathak on this journey, we’re joined by some excellent guests. Siddharth Verma, Co-founder OnJuno Joanne Dewar, CEO, Global Processing Services Teo Blidarus, Founder and CEO at FintechOS If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show at @11FS (https://twitter.com/11FS)and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Joanne Dewar, Siddharth Verma, and Teo Blidarus.

    2. How is the payments space being disrupted?

    Play Episode Listen Later Mar 18, 2021 44:00


    In this episode, we're going Under the Hood and getting a little more niche, focusing specifically on the payments space and the new innovation and technology shaking things up there. To join Simon Taylor and Sankaet Pathak on this journey, we’re joined by some excellent guests. Nick Ogden, founder of Worldpay, Clearbank and now RTGS global, Craig Lewis, founder and CEO of Gig Wage. If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show at @11FS (https://twitter.com/11FS)and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Craig Lewis and Nick Ogden.

    1. How is emerging technology disrupting traditional banking?

    Play Episode Listen Later Mar 11, 2021 40:53


    Welcome to Under the Hood, a brand new podcast from 11:FS and Synapse! Hosted by 11:FS co-founder Simon Taylor and Synapse CEO Sankaet Pathak, we are lifting the lid on banking infrastructure and taking you deep into the technology that is disrupting traditional models and shaking up the system to improve the financial lives of customers around the world. In this episode, we want to start at the beginning of the journey, looking at the financial services ecosystem as a whole and looking at how technology is disrupting not just banking but also making us question what it means to be a bank, at all. To dive deeper into this, we’re joined by some excellent guests. Neel Ganu, Founder of Finch Helen Bierton, Chief Banking Officer, Starling Bank If you liked this podcast please subscribe to get all the latest episodes as soon as they’re released, tell your friends and colleagues about it, spread the word and pass the podcast along! Find out more about the show at @11FS (https://twitter.com/11FS)and @Synapsefi (https://twitter.com/synapsefi) Special Guests: Helen Bierton and Neel Ganu.

    Under the Hood - Preview

    Play Episode Listen Later Feb 22, 2021 1:39


    Simon Taylor introduces Under the Hood, a brand new podcast from 11:FS, in partnership with Synapse. Hosted by Simon Taylor, co-founder of 11:FS, and Synapse CEO Sankaet Pathak, Under the Hood will lift the lid on banking infrastructure and take you deep into the technology that is disrupting traditional models and shaking up the system to improve the financial lives of customers around the world. Coming soon - subscribe now so you never miss an episode!

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