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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.
Tan Gera is a CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.#crypto #decentralizedfinance #tangera All Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Grouphttps://www.skool.com/podfather/aboutAll about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about Who is Tan Gera, CFACo-Founder Decentralized Masters , Ex-Investment BankerTan quickly emerged as a rising star in the world of finance - earning recognition in global investment circles from a young age.Fluent in four languages and having lived in Paris, New York, Amsterdam, and Dubai, his international experience built a powerful cross-continental network and a rare global perspective.A CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.Today, as a respected Nasdaq Contributor, he develops innovative frameworks that fuse the discipline of institutional portfolio management with the speed and edge of next-gen financial technology.Through Decentralized Masters, his battle-tested strategies have helped thousands navigate and thrive in the fast-evolving DeFi landscapeWhat we Discussed: 00:30 Who is Tan Gera 01:40 Getting from Investmen t Banking into Crypto03:55 Why investing in himself paid off06:00 His Crypto Journey07:30 See the Banks making a high % on just a wire transfer09:00 The cost he payed to transfer Bitcoin that opened his eyes10:50 How more efficient if the Bank system was 24/711:20 How Roy could see the massive fees that Banks were making12:30 How Western Union took a massive commission13:54 How PayPal get away with such high charges15:23 Stripe and other Platforms debanking Crypto Companies20:55 Is your Money safe in the Bank?23:39 How the Insurance from a Stockbrocker fraud did not pay25:10 Would you Rather cusody of your own funds26:40 The costs taking out your Crypto in FIAT29:35 When a Project wants to list on the main Exchanges31:25 Does full transparency in the founder of a project ensure its a success33:10 THey have all there information public33:50 Not all reviews of a company are True35:00 They have a 25 yr plan and Ten Principles37:30 How they have human to Customer and Not Ai Bots39:00 How they Use Ai in the Company40:15 Be Aware the Ai can Lie42:40 How Small Changes can ruin a company46:35 The Long term plan for the Company52:45 Onboarding Process and where to find the companyCo Founders Own Interview as Mentioned https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5How to Contact Tan Gera, CFA Website https://www.decen-masters.com/IG: @decen_mastersLI: linkedin.com/company/decentralized-masters/FB: facebook.com/DecentralizedMastersLinkedIn: https://www.linkedin.com/in/tan-gera-cfa/Instagram: https://www.instagram.com/tanujgr/Twitter/X: https://x.com/juniortgrWebsite: https://www.decen-masters.com/All about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/
I know she stole your car, but she sounds awesome... Tell Me What's Wrong at passthatpuss.com Follow Banks! https://hernameisbanks.com/ Follow Me! Instagram | @passthatpuss TikTok | @octopusslover8 Listen to "THERAPUSS" Spotify: https://open.spotify.com/show/1BHDdC0OVuHqZ706FobfOF Apple Podcasts: https://podcasts.apple.com/us/podcast/therapuss-with-jake-shane/id1723626781 Amazon Podcasts: https://music.amazon.com/podcasts/93117357-1f23-46e1-8f26-88f5182a68b8/therapuss-with-jake-shane YouTube: https://www.youtube.com/@octopusslover8 Learn more about your ad choices. Visit megaphone.fm/adchoices
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.
Tan Gera is a CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.#crypto #decentralizedfinance #tangera All Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Group https://www.skool.com/podfather/aboutAll about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about Who is Tan Gera, CFACo-Founder Decentralized Masters , Ex-Investment BankerTan quickly emerged as a rising star in the world of finance - earning recognition in global investment circles from a young age.Fluent in four languages and having lived in Paris, New York, Amsterdam, and Dubai, his international experience built a powerful cross-continental network and a rare global perspective.A CFA charterholder with a background in investment banking, Tan made a bold pivot - leaving behind the traditional world to pioneer the future of decentralized finance.Today, as a respected Nasdaq Contributor, he develops innovative frameworks that fuse the discipline of institutional portfolio management with the speed and edge of next-gen financial technology.Through Decentralized Masters, his battle-tested strategies have helped thousands navigate and thrive in the fast-evolving DeFi landscapeWhat we Discussed: 00:30 Who is Tan Gera 01:40 Getting from Investmen t Banking into Crypto03:55 Why investing in himself paid off06:00 His Crypto Journey07:30 See the Banks making a high % on just a wire transfer09:00 The cost he payed to transfer Bitcoin that opened his eyes10:50 How more efficient if the Bank system was 24/711:20 How Roy could see the massive fees that Banks were making12:30 How Western Union took a massive commission13:54 How PayPal get away with such high charges15:23 Stripe and other Platforms debanking Crypto Companies20:55 Is your Money safe in the Bank?23:39 How the Insurance from a Stockbrocker fraud did not pay25:10 Would you Rather cusody of your own funds26:40 The costs taking out your Crypto in FIAT29:35 When a Project wants to list on the main Exchanges31:25 Does full transparency in the founder of a project ensure its a success33:10 THey have all there information public33:50 Not all reviews of a company are True35:00 They have a 25 yr plan and Ten Principles37:30 How they have human to Customer and Not Ai Bots39:00 How they Use Ai in the Company40:15 Be Aware the Ai can Lie42:40 How Small Changes can ruin a company46:35 The Long term plan for the Company52:45 Onboarding Process and where to find the companyCo Founders Own Interview as Mentioned https://youtu.be/bpkYje_0hic?si=mleR7hRa_C_0dYK5How to Contact Tan Gera, CFA Website https://www.decen-masters.com/IG: @decen_mastersLI: linkedin.com/company/decentralized-masters/FB: facebook.com/DecentralizedMastersLinkedIn: https://www.linkedin.com/in/tan-gera-cfa/Instagram: https://www.instagram.com/tanujgr/Twitter/X: https://x.com/juniortgrWebsite: https://www.decen-masters.com/All about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/
The U.S. economy is headed for financial collapse. Repo market stress. Private credit market liquidity crunch. Subprime lending crisis. Spiraling deficits. Basis trade exposure. Dollar debasement. U.S. states in recession. Oil market contango. Tariff and trade wars. Each of these are like explosive devices hiding in the corners of the economic edifice that is the U.S. economy. And the Federal Reserve just released a shocking paper that exposes the biggest potential threat of all. Explosive devices have been set all around the economy and a new bomb was just uncovered in the most unlikely of places. Chapters Intro: 00:05:21 Chapter One: The Road to Economic Hegemony. 00:06:24 Chapter Two: Collision Course. 00:30:55 Chapter Three: Hidden Bomb. 00:35:50 Chapter Four: Bring It Home, Max. 00:44:50 Resources The Lead Left: Middle Market & Private Credit – 2/10/2025 Mark Zandi on X Axios: 22 states are in a recession or close to it, new analysis finds The Fed: The Cross-Border Trail of the Treasury Basis Trade FSB: Leverage in Nonbank Financial Intermediation: Final report Morningstar: Official data dramatically underestimates hedge funds' involvement in the Treasury market, Fed paper finds Federal Reserve Bank of New York: Repo Operations Fidelity: Investor behind Zions, Western Alliance bad loans is tied to $270 million in troubled debt Car Dealership Guy: Tricolor: The messy collapse of a subprime auto lender explained Investopedia: Basis Trading: Definition, How It Works, Example The Guardian: What is private credit, and should we be worried by the collapse of US firms? OilPrice.com: Oil Market Braces for Contango and Shale Slowdown -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, TikTok and Instagram at @UNFTRpod. Visit us online at unftr.com. Join our Discord at unftr.com/discord. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility. Unf*cking the Republic is produced by 99 and engineered by Manny Faces Media (mannyfacesmedia.com). Original music is by Tom McGovern (tommcgovern.com). The show is hosted by Max and distributed by 99.Support the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.
The government shutdown reached day 24 on Friday, marking another milestone for federal workers as they missed a paycheck. That is putting the squeeze on family finances, and many federal workers are now turning to local food banks to help put food on the table. Lisa Desjardins discussed more with Radha Muthiah, the CEO of the Capital Area Food Bank in Washington. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
Kevin Lehtiniitty, CEO of Borderless XYZ, joined me to discuss their new Benchmark tool, which brings traditional market infrastructure logic—such as benchmarks and mid-market references—to the stablecoin economy.Topics: - Borderless xyz's Benchmark tool - Stablecoins in the FX market - BlackRock's GENIUS-compliant money market fund tailored for stablecoin issuers - Banks pushing back on the GENIUS Act and Stablecoin Yield https://borderless.xyz/benchmarkBrought to you by
Crypto News: T. Rowe Price has filed an S-1 form with the SEC to launch the T. Rowe Price Active Crypto ETF. President Trump says he pardoned Binance Founder CZ.Brought to you by
Dive into the raw aftermath of the Packers' gritty win over the Cardinals on this episode of Packernet After Dark—where fans unload the good, the bad, and the ugly without filters. Callers rip into signings like Hobbs and Banks as total flops, while praising Micah Parsons' game-sealing heroics and Tucker Kraft's insane fourth-down grab. We break down the frustrations with defense letting tight ends run wild and LaFleur's questionable calls, but hey, a road win's a win, right? Venting on defense regression without Parsons, plus positives like Jacobs' monster runs and Love's clutch throws Debating Hobbs' boundary struggles and why Valentine should step up, with shouts to Golden's emerging role Kicker Haverstick's perfect bombs steal the show—trade bait or keeper? Upcoming Steelers clash with Rodgers: Can we pull off another ugly victory? This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. Hit subscribe, drop a rating, and review to keep the after-dark vibes rolling—tell us your hottest takes! Follow for more unfiltered Packers talk and stay tuned for the Steelers breakdown. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast #Packers #AfterDark #GoPackGo #NFL
Victor Davis Hanson, Senators Cornyn and Banks, Charles C.W. Cooke, Salena Zito, Danielle Pletka, Sarah C. Bedford and Abe Greenwald — Wednesday’s lineup is not to be missed.See omnystudio.com/listener for privacy information.
Sen. Banks joins the show to talk about the government shutdown, the 'no kings' protests, and Trump's new ballroom at the WH. See omnystudio.com/listener for privacy information.
Dive into the raw aftermath of the Packers' gritty win over the Cardinals on this episode of Packernet After Dark—where fans unload the good, the bad, and the ugly without filters. Callers rip into signings like Hobbs and Banks as total flops, while praising Micah Parsons' game-sealing heroics and Tucker Kraft's insane fourth-down grab. We break down the frustrations with defense letting tight ends run wild and LaFleur's questionable calls, but hey, a road win's a win, right? Venting on defense regression without Parsons, plus positives like Jacobs' monster runs and Love's clutch throws Debating Hobbs' boundary struggles and why Valentine should step up, with shouts to Golden's emerging role Kicker Haverstick's perfect bombs steal the show—trade bait or keeper? Upcoming Steelers clash with Rodgers: Can we pull off another ugly victory? This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. Hit subscribe, drop a rating, and review to keep the after-dark vibes rolling—tell us your hottest takes! Follow for more unfiltered Packers talk and stay tuned for the Steelers breakdown. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast #Packers #AfterDark #GoPackGo #NFL
Financial institutions are overwhelmed with customer data but lack meaningful insights. Banks and credit unions find it difficult to accurately identify their customers across scattered digital channels, monitor customer behavior from the initial contact to conversion, and demonstrate which marketing efforts truly produce results … all while complying with strict data privacy laws. Today on the Banking Transformed podcast, we're tackling these issues with Harmon Lyons, Vice President of Strategy and Market Development at TransUnion. We'll discuss full-funnel marketing strategies for financial services that blend brand awareness with acquisition tactics, achieving up to 40% improvements in identity completion. This allows banks and credit unions to finally demonstrate ROI and link marketing efforts directly to conversions. If you're a financial services marketer facing customer data fragmentation, attribution challenges, or privacy compliance concerns, this episode offers actionable strategies for enhancing campaign performance in 2025. This episode of Banking Transformed is sponsored by TransUnion TransUnion brings clarity to marketing chaos by delivering a 360-degree view of your customer, helping you deepen your insights, accelerate your decision making, and better measure the impact of every marketing dollar. For more information: Bring Clarity to Chaos | TransUnion
Today's podcast features the second part of a repurposed webinar produced on September 3, 2025, which dives into the legal risks, compliance challenges, and emerging constitutional questions stemming from the GENIUS Act. The conversation examines the strict prohibition of deceptive claims regarding federal backing or insurance for stablecoins, highlighting the significant civil liabilities and penalty provisions attached to violations. Art Wilmarth delves deeply into areas such as federal preemption of state laws, consumer protections, and the power dynamics introduced by big tech and non-bank entities in the stablecoin market. Richard Rosenthal outlines the importance of building cross-functional teams, updating risk taxonomies, and adapting existing safety and soundness frameworks to the new environment presented by stablecoins. Peter Jaslow highlights legal risks for stablecoin issuers, such as the lack of explicit federal insurance, the reliance on monthly attestations of reserves, complex issues surrounding redemption policies, and significant civil and criminal penalties for non-compliance. The speakers articulate the importance of rigorous compliance frameworks and the critical role finance teams will play in adapting to the new regulatory demands. Additionally, there is emphasis on the GENIUS Act's consumer protection priorities and its alignment with administration policy objectives. This episode also explores the business model impact of the GENIUS Act, discussing the growing demand for stablecoin and tokenized deposit solutions, and how institutions might leverage these technologies for treasury management and cross-border payments. Panelists provide perspectives on how innovation is being fostered, the implications for privately-held stablecoins, and the ways the GENIUS Act reflects the desires of the crypto industry. This session offers a holistic look at both the challenges and opportunities that financial institutions must consider as regulatory and market landscapes evolve. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.
Join Lionel and Lynn Shaw, founder of Lynn's Warriors, for a powerful call to action against the culture that normalizes exploitation and desensitizes a generation. Lynn exposes the "unholy alliance" between Big Tech, broken laws, and bureaucratic indifference in the war for our children, highlighting Virginia Giuffre's role as a truth-teller and revealing the heartbreaking reality of digital predation, including the shocking preferred age range for Child Sexual Abuse Material (CSAM)—infancy (zero to three years old). Then, Lionel unpacks the terrifying global blackout of Amazon Web Services (AWS), the "nervous system of the modern internet". Was this mass failure a simple hiccup, or a deliberate digital war game—a test of the "kill switch" that can instantly silence finance, logistics, and news? Discover why society is becoming "deliberately psychopathic by design," hear a brilliant takedown of catastrophic socialist proposals (like free city buses), and find out why a famous political candidate must strategically withdraw immediately to achieve "sainthood". Child safety is not partisan, but patriotic. Tune in to guard your information, guard your independence, and find out what the heck is going on here. Learn more about your ad choices. Visit megaphone.fm/adchoices
Crypto leaders are descending on Capitol Hill this week as Washington ramps up debate over the future of digital assets — from stablecoins to tokenization. Meanwhile, the Federal Reserve is exploring a new payment account system that could pull crypto directly into the heart of the U.S. financial system. On the market front, Bitcoin hovers near $120K, awaiting key U.S. CPI data that could trigger either a breakout or a sharp pullback.
This Crypto Town Hall livestream focused on the evolving regulatory environment for crypto and stablecoins in the US following a major shift at the Federal Reserve towards a more open stance on digital assets. The hosts and guests discussed the implications of Federal Reserve Governor Waller's comments about granting select fintechs a streamlined master account, which could bolster stablecoin innovation. The group also explored the recent Coinbase and BASE announcements, the importance of zero-knowledge proofs for privacy, how stablecoins may act as a bridge to broader crypto adoption, and the growing debate around CBDCs versus private stablecoins. Additional conversation covered the volatility in traditional and crypto markets, the challenges facing altcoins, and the shifting economics for platforms, banks, and stablecoin providers as tokenization spreads.
As the government shutdown drags on, the Treasury Department fired the entire staff of the CDFI Fund, a program with substantial bipartisan support. Dennis Ammann, CEO of People's Bank, a CDFI in Mississippi, and Jeannine Jacokes, CEO of the Community Development Bankers Association, discuss the impact on CDFIs nationwide and why it has alarmed lawmakers on both sides of the aisle.
Gary and Shannon dive into #WhatsHappening — from an ICE agent accidentally shooting a U.S. Marshal, to new details in the Celeste Rivas Hernandez case, four softball teammates found dead after a suspected overdose, and Newsom's surprising plan to send the National Guard to… food banks? Then Gary shares how his dog Peter's wild social weekend turned into a lesson on canine memory and boredom. Plus, Dr. Stephen Forman from City of Hope previews this year's Walk for Hope 2025, and the show wraps with #WhatchaWatchinWednesday covering the week's most-buzzed-about shows.
Why is copper-to-gold so ugly and thoroughly deflationary? What's happening right now inside China is one key part of it. After a small artificial rebound earlier this - where have we heard that before - Chinese bank lending has fallen even more sharply this summer adding yet another layer to the tremendous deceleration we keep seeing across China this summer. Retail sales fell yet again and investment is crashing. Eurodollar University's Money & Macro AnalysisIn a world where markets swing on every headline, focus matters. That's why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don't have the time to go all the way to the depth of Eurodollar University's comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you. Ready to make your week count? Subscribe to One Big Weekly Theme today. You can sample the service or sign up and get started straight away. https//:eurodollaruniversity.substack.comCNN China expels two top generals from Communist Party in anti-corruption crackdownhttps://www.cnn.com/2025/10/17/china/china-communist-party-expels-military-leaders-intl-hnkBloomberg China's Lopsided Growth Puts Spotlight on Xi's Five-Year Planhttps://www.bloomberg.com/news/articles/2025-10-20/chinese-economic-slowdown-worsens-with-growth-weakest-in-a-yearhttps://eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
The New Science of Momentum: How the Best Coaches and Leaders Build a Fire from a Single Spark by Don Yaeger, Bernie Banks, Karen Cyphers https://www.amazon.com/New-Science-Momentum-Coaches-Leaders/dp/1400247136 “This book will help you win in the game of life!” – Dick Vitale, ESPN analyst Learn how to capture—and keep—the awesome power of momentum! Most leaders believe in momentum—a phenomenon that's easy to perceive but difficult to define. Which is why so few have been able to explain how to spark it, sustain it, or steer it to unbridled success. Until now. In this groundbreaking book, bestselling author Don Yaeger and leadership expert Bernie Banks uncover what it takes to turn a single moment into unstoppable momentum. Drawing from eight years of research, over 250 interviews, and thousands of survey responses, they reveal a proven model for building momentum across sports, business, politics, and the military. You'll learn how to: Recognize the early spark of momentum and act on it. Build a culture that sustains momentum over time. Apply a research-backed model used by top leaders. Reignite momentum when it begins to fade. Whether you're leading a team or an entire organization, this book will help you harness momentum in every aspect of an enterprise—from team building to recruitment to communications—and make it last.About the author Don Yaeger is a National Speakers Hall of Fame inductee, 12-time New York Times bestselling author, and host of the top-rated Corporate Competitor Podcast. He is Publisher of Forbes Books, Storyteller in Residence for National Geographic, and a former Associate Editor of Sports Illustrated. Don is known for his work with elite sports and business leaders, coaching organizations on building cultures of Greatness using insights from his study of high-performing teams. Celebrated by thought leaders like John Maxwell and Simon Sinek as a master storyteller, Don has appeared on Oprah, CNN, Fox Business, and Good Morning America. His podcast ranks in the top 5% globally and features guests such as Condoleezza Rice and CEOs from Disney, Delta, and Mayo Clinic. A Ball State Hall of Fame alum, Don lives in Tallahassee with his wife and two children.
The Giants lose to the Broncos on a walk off Field Goal. Justin and Shaun react to the game and talk about what happened This episode was brought to you by SeatGeekUse code JMPLAYOFFS for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/GIANTS2025. Sponsored by SeatGeek. *Restrictions apply. Max $20 discountGo to kushydreams.com and use Promo Code JM25 at checkout to get 25% off your next order until the end of the year!Download the DraftKings Sportsbook app and use promo code JMFOOTBALLWhether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/giantsUse our Nike affiliate link to shop here: https://www.dpbolvw.net/click-101505473-17049705?url=https%3A%2F%2Fwww.nike.com%2Fw%2Fnew-york-giants-8b7ig00:00 Broncos 33 Giants 3215:40 The Giants fell apart when Banks came in23:20 Offense27:30 Theo Johnson TD Catch29:00 Turning point of the game31:20 Shane Bowens defense failure33:50 The offense had some great plays36:10 Is Daboll to blame43:42 Giants keep finding ways to lose49:30 Trading for a WR?54:10 A lot of good things gone to wasteCheck out our Merch: https://shop.jomboymedia.com/collections/talkin-giantsSubscribe to JM Football for our NFL coverage: https://www.youtube.com/@JMFootballFollow all of our content on https://jomboymedia.com#giants #nygiantsGAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA).Call 877-8-HOPENY/text HOPENY (467369) (NY).Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD).21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply.Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1per new DraftKings customer. Must register new DraftKings account to receive reward Token. Mustselect Token BEFORE placing min. $5 bet to get 1 promo code to redeem complimentary 3-month NBALeague Pass subscription, and max. $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token andBonus Bets are single-use and non-withdrawable. Bonus Bet expires in 7 days (168 hours) and stakeremoved from payout. Token expires 11/23/25. Terms: sportsbook.draftkings.com/promos. NBALeague Pass: Subscription auto-renews monthly at then-current price (currently $16.99/mo); cancelanytime. Terms, restrictions, and eligibility requirements apply. Redeem League Pass by 12/19/25 at11:59 PM ET. Addt'l terms: https://support.watch.nba.com/hc/en-us/articles/9165532876183-League-Pass-Terms-of-Use_. Offer ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
- Upgrades to Brighteon News and AI Tools (0:10) - Improvements to Brighteon AI Engine (2:04) - Introduction of a New App (3:22) - Trump Administration's Economic Dictatorship (8:31) - Impact of Trump's Economic Policies (38:46) - Critique of Trump's Economic Policies (39:54) - Introduction of Censored.news Updates (40:35) - Brighteon AI's New Features (52:59) - Call to Support Brighteon Projects (1:15:13) - Conclusion and Future Plans (1:17:07) - Cognitive Liberty and Personal Background (1:19:39) - Technological Tools and Government Control (1:27:25) - Transhumanism and Technological Immunization (1:33:37) - Educational and Cognitive Schisms (1:48:37) - Sacred Principles and Free Will (1:51:48) - Global Extermination and Technological Control (2:00:50) - Parental Responsibilities and Decentralized Living (2:14:24) - AI and Privacy Advantages of Unas (2:20:50) - After Party Discussion and Future Plans (2:33:51) - Setting Up a UNA for Asset Management (2:35:26) - Using Apps and Banks for UNA Management (2:37:44) - Connecting with Repository Companies (2:41:23) - Legal and Financial Benefits of UNAs (2:43:12) - Enoch AI and Its Capabilities (2:47:43) - Privacy and Local Use of Enoch AI (2:56:32) - Future Developments and Additional Features (2:59:35) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com
The Scuffed Soccer Podcast | USMNT, Yanks Abroad, MLS, futbol in America
Belz and Vince talk through a few more things about the international window, including the Roldanaissance, Balo's supremacy at striker, Tessmann coming good and the problems at centerback, plus Banks's second start in a row for Augsburg, Gio gets minutes for a relegation-bound Gladbach, and Chris takes his struggles with him back to Palace. Skip the ads! Subscribe to Scuffed on Patreon and get all episodes ad-free, plus any bonus episodes. Patrons at $5 a month or more also get access to Clip Notes, a video of key moments on the field we discuss on the show, plus all patrons get access to our private Discord server, live call-in shows, and the full catalog of historic recaps we've made: https://www.patreon.com/scuffedAlso, check out Boots on the Ground, our USWNT-focused spinoff podcast headed up by Tara and Vince. They are cooking over there, you can listen here: https://boots-on-the-ground.simplecast.comAnd check out our MERCH, baby. We have better stuff than you might think: https://www.scuffedhq.com/store Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
http://copperplatemailorder.com Copperplate Time 518 presented by Alan O'Leary www.copperplatemailorder.com Preview of Return to London 25 1. Bothy Band: Green Groves/Flowers of Red Hill. After Hours 2. London Lasses: The Woods of Caolrua/Dancing Eyes/The Crock of Gold/The White Fairy. LL253. Maeve Donnelly: Return to Camden Town/The Girl Who Broke My Heart. Flame on the Banks 4. Danu: The Poor Man's Fortune/The Long Strand/Gab Ainm. The Pearl Album 5. Nell Ni Chronin: Eochaill. The Pearl Album 6. Mick Mulvey & Shane Meehan: The Fairy Reel/The Ballinamore Reel/Jack Maguire's. The Missing Guest 7. Tara Breen & Padriag Rynne: Wake Up to Cape Breton/Clooncroe Reel/Dan Breen's. NASC 8. Brendan McAuley: The Crooked Road/Temple Gleanntain. The McCartney's of Pennyburn 9. Maeve Donnelly/Charlie Haris/Conal O'Grada: The New Mown Meadow/Dublin Reel/The Steampacket. Riches of Clare 10. Eamonn Cotter: Lady Gordon & Lord Gordon's. Trad Music from Clare 11. Friel Sisters: Helvic Head/I Buried My Wife/Fraher's. The Friel Sisters 12. Thatch Ceili Band: The Drunken Gauger. The Thatch 13. Peter McAlinden: The Limestone Rock/Josie McDermott's. Happy to Meet 14. Karen Ryan. Mrs Lawrie/Karen Ryan. The Coast Road 15.Sean Keane: Jeanie's Welcome to Charlie/Connaught Heifers. Seoda Ceoil 16. Michael Banahan: Broken Heart. Brokken Heart17. Carlos/Sweeney/McCartin: Humours of Castlefinn/McDonagh's #2/Smash the Windows. The One After It18. Noel Hill: Johnny Cope. Live in New York 19. Michael Sheehy & Ed Barrett: The Worn Torn Petticoat/Scattery Island/The Kiaser. The Cat's Rambles 20. Gerry Harrington: Timmy O'Connor's Slides. At Home 21. Danny Thompson's Whatever: Idle Monday. Whatever 1
How did the week's AI dealmaking affect stocks? And why did President Trump's comments on weight-loss drugs hurt pharma shares? Plus, how did the big six U.S. banks finish out the week after strong quarterly reports? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
How did the week's AI dealmaking affect stocks? And why did President Trump's comments on weight-loss drugs hurt pharma shares? Plus, how did the big six U.S. banks finish out the week after strong quarterly reports? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome to another Rookie Reply, where Ashley Kehr and Tony J. Robinson answer questions from the BiggerPockets Forums and Real Estate Rookie Facebook group. This time, we're covering questions like: How to make your offers more competitive When does long distance investing actually make sense? Partnership best practices for reducing friction and increasing cash flow! Looking to invest? Need answers? Ask your question here! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-628 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover why stocks are volatile over banking fears. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
Today's podcast features the first part of a recent webinar produced on September 3, 2025, which examined the key provisions of the GENIUS Act (“The Guiding and Establishing National Innovation for U.S. Stablecoins Act”) and its regulatory impact on banks, fintechs and the future of stablecoins. The discussion covers critical definitions, licensing, oversight and enforcement requirements, the relationship to state stablecoin laws. Panelists offer insights into the role of federal banking regulators such as the Comptroller of the Currency, the Federal Reserve, and the Financial Stability Oversight Council (“FSOC”), highlighting the Act's efforts to establish a uniform regulatory framework and how financial institutions are responding to the new rules. The webinar features three expert speakers: Art Wilmarth, Professor Emeritus at George Washington University Law School, Richard Rosenthal, Principal in Deloitte's Risk and Financial Advisory practice and Peter Jaslow, Practice Co-Leader of Ballard Spahr's Blockchain Technology and Cryptocurrency group Listeners will gain an understanding of how the GENIUS Act may reshape business stablecoin models. The episode touches on compliance timelines, emphasizing the rapid pace of regulation, and previews issues of consumer protection and its ban on making interest payments. This dialogue sets the foundation for deeper analysis of legal risks and constitutional challenges, which will be explored in the upcoming second part of the series. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.
This episode features a large news slate: Judge halts shutdown layoffs as admin details planned cuts, Banks are slowing hiring as they prepare for an AI future, and Fed's Beige Book shows split in consumer spending habits. Roundtable: More Economic updates https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.
On this episode: an Epstein victim files fresh lawsuits against two major banks, alleging they enabled Jeffrey Epstein's trafficking network by processing suspicious payments. We break down who's being sued, what's alleged, and how this fits into prior settlements. Then Kim Kardashian's SKIMS goes viral again with a “hairy” new micro-string thong that sold out and melted brains across the internet. And yes, that “Adult ChatGPT” news is real: verified-adult erotica mode is coming, with all the predictable culture-war fireworks. We separate the headlines from the receipts and the hype from the fine print. Plus: are John Mayer and Kat Stickler actually dating or just sharing air within 20 feet of each other; Vera Wang's prediction for Taylor Swift's wedding dress vibe; and a live “Read The Headline” feature about someone who interviewed every single ex for life lessons. #Epstein #SKIMS #ChatGPTGet more AoA and become a member to get exclusive access to perks:https://www.youtube.com/channel/UCOfx0OFE-uMTmJXGPpP7elQ/joinGet Erin C's book here: https://amzn.to/3ITDoO7Get Merch here - https://bit.ly/AnthonyMerchSubscribe to the Anthony On Air Podcast here:Facebook - https://bit.ly/AntOnAirFBYouTube - https://bit.ly/AntOnAirYTApple Podcast - https://bit.ly/AntOnAirAppleSpotify - https://bit.ly/AntOnAirSpotTwitter - https://bit.ly/AntOnAirTwitterInstagram - https://bit.ly/AntOnAirInstaTikTok - https://www.tiktok.com/@anthonyonairpodDiscord - https://discord.gg/78V469aV22Donate to the Star Legacy Foundation in the name of Diana Hope - https://secure.qgiv.com/event/letsnotbestillnewyork-2025/Get more at https://www.AnthonyOnAir.com
Everyone struggles with money—no matter how much or how little we have. The real challenge isn't the amount; it's learning how to make your money work for you instead of for the banks. Whether you're an entrepreneur, investor, or simply looking to take charge of your finances, you can escape traditional banks and learn practical steps to think … Continue reading Stop Trusting Banks: The Shocking Truth About Your Savings →
The leaders of Goldman Sachs, JPMorgan Chase and Citi warned that investor exuberance risked driving financial markets into bubble territory, and US investors are hunting for private data as the federal government shutdown is blocking the release of crucial reports. Plus, silver hit a record on Tuesday, and investors are facing a growing concern that European defence start-ups are oversaturating the market. Mentioned in this podcast:Banks caution over bubble as they report bumper profitsUS government shutdown leaves traders ‘flying blind' on jobs dataSilver price hits record amid scramble in London marketInvestors confront top of European defence start-up ‘hype cycle'Today's FT News Briefing was produced by Ethan Plotkin, Fiona Symon, Sonja Hutson, and Marc Filippino. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann and Michael Lello. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Today on CarEdge Live, Ray and Zach discuss the latest auto finance data and how it is harming consumers. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
With gold reaching new highs nearly every day, more people are looking for ways to protect what they've built. But real security goes beyond just holding metals; it means having a complete offshore strategy that keeps your assets safe, private, and under your control. In today's episode, I share a recent presentation I gave for my friends at SWP on building a full “Plan-B Fortress” framework. We cover second residencies, alternative citizenships, offshore banking, international investments, and legal tax optimization; I break down the practical tools to help you stay mobile, secure, and financially independent, no matter what political or economic chaos unfolds in the world. IN TODAY'S EPISODE: Listen in as I break down how to build a complete offshore Plan-B strategy that protects your assets and privacyTune in to hear strategies for storing precious metals safely outside the banking system and in your own nameFind out how to use international structures like LLCs, trusts, and foundations to protect and pass on your hard-earned wealthLearn practical steps you can take toward freedom today without waiting for the “perfect” setup OFFSHORE GOLD AND SILVER If you're in the process of crafting your Plan-B, you need to get serious about offshore precious metals storage. Head to expatmoney.com/gold to learn more about how you can work directly with our trusted partners in the Caribbean. STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” RELATED EPISODES 375: 25 Years Abroad: How I Built a Global Real Estate Portfolio 368: Cayman: Inside The Caribbean's Premier Offshore Hub – Jeremy Varlow 351: Nine Legal Flag-Planting Strategies To Protect Your Freedom & WealthMentioned in this episode:Gold in the Caribbean—No Bank Can Touch ItFiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I've partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you're...
Cole Watson, CFO of Hoosier Hills Credit Union (IN), joins Vin, Zach, and DCG colleague Mike Mitchell for a terrific episode 10 of season 4. The guys dig into Cole's background as he transitioned into the banking world post-GFC, the importance of having a “curious mind,” initiating strategic actions at ALCO, and how FIs should embrace culture shifts as deposit gathering becomes more and more important.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
Justin invites Ryan Dunleavy from the NY Post to talk about what he's hearing from inside the Giants building, Dart and Skattebo creating a new culture, and if the Giants are looking to trade for a WR.Follow Ryan Dunleavy here:https://x.com/rydunleavyhttps://nypost.com/author/ryan-dunleavy/00:00 Ryan Dunleavy + Should The Giants Trade For A WR04:54 Ryan Dunleavy Joins the show!06:17 Dart and Skattebo setting the narrative in NY14:30 Dabolls blue tent scandal16:30 Will Winston takeove as QB223:10 Will the Giants trade for a WR29:50 Players demanding more from DC Shane Bowen34:00 Banks benched41:40 Giants Offense off to a Fast Start with DartThis episode was brought to you by SeatGeekUse code GIANTS2025 for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/GIANTS2025. Sponsored by SeatGeek. *Restrictions apply. Max $20 discountUse our Nike affiliate link to shop here: https://www.dpbolvw.net/click-101505473-17049705?url=https%3A%2F%2Fwww.nike.com%2Fw%2Fnew-york-giants-8b7ig Control Body Odor ANYWHERE with @Shop.Mando and get 20% off sitewide + free shipping with promo code TALKINGIANTS at Download the DraftKings Sportsbook app and use promo code JMFOOTBALLhttps://shopmando.com/! #mandopodCheck out our Merch: https://shop.jomboymedia.com/collections/talkin-giantsSubscribe to JM Football for our NFL coverage: https://www.youtube.com/@JMFootballFollow all of our content on https://jomboymedia.com#giants #nygiants GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA).Call 877-8-HOPENY/text HOPENY (467369) (NY).Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD).21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply.Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1per new DraftKings customer. Must register new DraftKings account to receive reward Token. Mustselect Token BEFORE placing min. $5 bet to get 1 promo code to redeem complimentary 3-month NBALeague Pass subscription, and max. $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token andBonus Bets are single-use and non-withdrawable. Bonus Bet expires in 7 days (168 hours) and stakeremoved from payout. Token expires 11/23/25. Terms: sportsbook.draftkings.com/promos. NBALeague Pass: Subscription auto-renews monthly at then-current price (currently $16.99/mo); cancelanytime. Terms, restrictions, and eligibility requirements apply. Redeem League Pass by 12/19/25 at11:59 PM ET. Addt'l terms: https://support.watch.nba.com/hc/en-us/articles/9165532876183-League-Pass-Terms-of-Use_. Offer ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood's meteoric rise, and take a look at how alcohol consumption has changed the landscape for vice investments. Companies discussed: JPM, GS, WFC, HOOD, STZ, SAM Host: Emily Flippen, Jason Hall, Jeff Santoro Producer: Anand Chokkavelu Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Stocks shrugging off the latest U.S-China trade threats, as Fed Chair Jerome Powell weighs in on the economy. How the latest comments out of the Fed, and the results filtering in from big banks are painting a picture of the economy. Plus, Bitcoin taking a breather. How the crypto crumble is hitting the likes of Coinbase and Robinhood. And what the power shift in oil and alternative energy means for that section of the market.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
U.S. markets under pressure as China strikes back with new sanctions: Carl Quintanilla, David Faber, and Sara Eisen - who's live from DC this hour - discussed the latest reads on the economy through the lens of new small business data and key bank earnings commentary before discussing how to play results from the group with one of the street's top analysts. Plus: European Central Bank President Christine Lagarde joined Sara for a deep dive.... spanning trade tensions to the global growth outlook, before the team also checked in on New York City's economy with one of the city's largest commercial real estate operators and owners (RXR's Scott Rechler). Also in focus: ETSY moving from the NASDAQ to the NYSE and ringing the opening bell today - their CEO joined the team at Post 9 to talk that news, along with how they're using AI to transform the business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/You've just been hit with a lawsuit from a debt collector. What do you do? Panic? Freeze? Call a lawyer?Well, that's what most people would do in this scenario. But what if I told you that you don't need a lawyer at all? Today, I'm joined by the newest member of our Millionaires Club, Steven Williams! Steven is the founder of The Credit Repair Shop and the genius behind Summons Master, an AI tool used to fight debt collector lawsuits. Steven himself was sued by a debt collector for a whopping $104K, so he's talking from firsthand experience with the legal system. He turned his own painful experience into a system that's helped over 10,000 clients fight back and WIN… often without ever needing to say a word in court.You'll hear how he used this experience to grow his credit repair business, how AI is now helping clients respond to lawsuits, and how YOU can offer this same service to protect your clients and grow your business (and your revenue). He'll even walk us through a live demo of Summons Master. Plus, we'll talk about what happens if you DON'T respond, how to avoid default judgments, and why this is the biggest hidden revenue stream in credit repair right now.If you or your clients are getting sued, this episode is for you. Tune in!
Crypto News: Citi targets 2026 launch for crypto custody service as Wall Street dives deeper into digital assets. Blackrock CEO Larry Fink talks Bitcoin and Crypto on 60 minutes.Brought to you by
Tavion Banks Arrested, No Huddle CFB, and Carving Pumpkins - T H2
Krystal and Emily discuss China threatening to nuke the US economy, troops line up at food banks, MTG turns on Trump deportation, ICE nabs journalist. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.comMerch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureChina and the [CB] system played their hand, they tried to box in Trump and it failed. Trump placed tariffs on China and China folded very quickly. Fed does not want to have another rate cut. OBBB helping people with taxes. Banks are now investing in the US. The [DS] is panicking, Obama does not like that Trump is using the military to go have to his soldiers. Remember Obama said we need a civilian military as strong as the US military, he has failed. [DS] has been weakened, Trump called out the [DS] and said there will be no WWIII. Strings have been cut and the [DS] does not have the leverage. Peace World Wide. Economy https://twitter.com/WallStreetMav/status/1977715666036707358 China Walks Back Export Control Announcement – USTR Jamieson Greer Explains China then sent a clarification statement saying current licensing and trade agreements would be honored. On his flight to Israel, President Trump said, “I think I know what happened, I know what happened” and downplayed the trade action. U.S Trade Representative Jamieson Greer gives some background. Source: theconservativetreehouse.com Rare Earth Stocks Go Vertical After Report Pentagon To Go On $1 Billion Critical Mineral "Buying Spree" According to filings from the Defense Logistics Agency (DLA), the U.S. Department of Defense has moved to secure up to $1 billion in critical minerals — from cobalt and antimony to scandium and tantalum — as part of a global race to reduce dependence on China, according to Financial Times. One former defense official summed it up: “They're definitely looking for more, and they're doing it in a deliberate and expansive way.” The Pentagon's urgency is clear. “China's ability to turn off the supply of these critical minerals would have a direct, palpable and adverse effect on US ability to field the kind of high-tech capabilities that we're going to need for any kind of strategic competition or conflict,” said Stephanie Barna of Covington & Burling in Washington. The One Big Beautiful Bill Act (OBBA) adds fuel — $7.5 billion earmarked for critical minerals, including $2 billion to fortify the national stockpile and another $5 billion to expand U.S. supply chains. As one former official put it, offices handling mineral security are now “flush with cash.” Source: zerohedge.com A Hawkish Fed Official Is Rethinking His Stance on Rate Cuts Raphael Bostic has spent most of 2025 as one of the Federal Reserve's most steadfast inflation hawks. The Atlanta Fed president projected just one interest rate cut for the year when most of his colleagues on the Fed's policymaking committee anticipated three. Even after the central bank trimmed rates by a quarter of a percentage point in September, Bostic said he would support delaying further rate cuts until 2026. Source: barrons.com IRS Releases 2026 Tax Adjustments, Changes Under 'Big, Beautiful Bill' The standard deduction will rise to $16,100 for single taxpayers and $32,200 for married couples filing jointly in the 2026 tax year. The 2025 standard tax deduction was also raised to $15,750 for single filers and $31,500 for couples filing jointly. Marginal tax brackets were also adjusted for inflation - with the top tax rate remaining at 37% for single taxpayers making $640,600, and joint filers making over $768,000. Other tax brackets are as follows: 35% for incomes over $256,225 for individuals and $512,
Morgan Stanley analysts Betsy Graseck and Michael Cyprys discuss what's driving unprecedented consolidation for asset and wealth management firms.Read more insights from Morgan Stanley.----- Transcript ----- Betsy Graseck: Welcome to Thoughts on the Market. I'm Betsy Graseck, Morgan Stanley's U.S. Large Cap Banks Analyst and Global Head of Banks and Diversified Finance Research.Michael Cyprys: And I'm Mike Cyprys, Head of U.S. Brokers, Asset Managers and Exchanges Research.Betsy Graseck: The asset management and wealth management industries are on the cusp of major consolidation. We're going to unpack today what's driving the race for scale and what it means for investors and the industries at large.It's Monday, October 13th at 4pm in New York.Mike, before we dive into the setup for M&A, I did want to get out here on the table. What's your outlook for the asset management industry?Michael Cyprys: Sure. So, asset management today is, call it, $135 trillion industry, in terms of assets under management that are managed for a fee. We expect it to grow at about an 8 percent clip annually over the next five years. And that's driven by faster growth in private markets, solutions and passive strategies, while we expect to see slower growth in the core active arena.Two key drivers of growth there. First private markets. We expect to see rising investor allocations from both institutional investors, but also more importantly from retail investors that remain early days in accessing the asset class. So, as we look out in the coming years, we do expect this democratization of private markets to play out, and we see that being helped by product innovation, investor education and technology advances that are all helping unlock access.Second growth driver is solutions. And I think you're looking at me a little dazed on what's solutions. And by that we really mean products and strategies that are addressing demographic challenges around aging populations. So, think about that as solutions that provide for retirement income, as well as those that offer tax efficient solutions. So, think about that as model portfolios, as well as sub-advisory mandates. We also expect to see growth in outsourced Chief Investment Officer, OCIO mandates and broadly retirement focused products.So that's the asset management industry in terms of our outlook. Betsy, what's your outlook for the growth in the wealth management industry?Betsy Graseck: Well, somewhat similar, but a little bit slower – off of a larger base. What does that mean? So, we are looking for global growth in wealth management of 5.5 percent CAGR, and that is off of a base of [$]301 trillion, which is intriguing, right? Because that's larger than the [$]135 trillion you mentioned for asset management.So, in wealth, we were expecting [$]301 trillion in 2024 grows to [$]393 trillion in 2029. And within the wealth industry, what we see as the driver for incremental opportunities here is both in the ultra high net worth segment as well as the affluent segments, as client needs evolve and technology delivers improving efficiencies.And I think one of the interesting things here – as we think about the look forward from industry perspective – is the fact that both asset management and wealth management industries have been very fragmented for a very long time, especially relative to other financial industries. I think one reason is that they need less capital to operate successfully.But Mike, back to the asset management industry, specifically – deal activity seems to be inching up. What are you attributing this increase in M&A to?Michael Cyprys: Yeah, so we do see M&A picking up, and we expect that to continue over the next couple of years. A number of reasons for that. First growth is becoming a bit more scarce, with clients working with fewer partners. And over the next five years, we expect the number of available slots to continue to decline upwards of a third, which concentrates growth opportunities.Betsy Graseck: Wait, wait, wait. Upwards of a third. And number of slots. When you say number of slots, you're talking about it from the asset manager client perspective…Michael Cyprys: Correct. From the asset owner standpoint or intermediary standpoint.Betsy Graseck: They're looking to consolidate their providers?Michael Cyprys: Correct.Betsy Graseck: Okay.Michael Cyprys: They're looking to work with fewer asset managers.Betsy Graseck: Mm-hmm.Michael Cyprys: At the same time, the winners are taking more share, right? So, our work shows that the largest firms are disproportionately capturing a larger share of net new money as they leveraged their scale to reinvest in capabilities as well as in relationships.And also, I'd point to the fact that we have seen a pickup in deal activity already. And we think that's going to lead more firms to consider strategic activity themselves, as they think and rethink what constitutes scale. And we think that that bar is rising…Betsy Graseck: Mm. Michael Cyprys: And firms are thinking about how to compete effectively as the landscape evolves. And look, this is all in the context of already a lot of challenges and changes happening as you think about evolving client needs. The rising cost of doing business, whether it's investing for growth or even harnessing AI, and that's all pressuring profitability. We think this is particularly a challenge for those mid-size money managers that are multi-asset, multi-liquid and global. Those with, call it, [$]0.5 trillion to [$]2 trillion in size, making them more likely to pursue consolidation, opportunities to bolster their capabilities and scale while also generating cost efficiencies.Betsy Graseck: So now looking forward, what type of deals do you expect and how does it differ from past years?Michael Cyprys: Sure. So, a few things are different than past years. First is that the deal activity is encompassing many forms of partnership. And we think that this experimentation around partnership will only accelerate. That allows, for example, for private market managers to access retail distribution without owning the end infrastructure and the last mile to the customer. It also allows traditional managers to provide their retail customers with access to high quality private market strategies from well-known and branded firms.Second is we see a broadening out of the types of acquisitions themselves when we talk about M&A, right? So, three types of deals. First are deals within the same vertical or intersector. So, think about this as an asset manager buying another asset manager to acquire capabilities, to gain cost synergies or bolster distribution.Second type of deals that we're seeing are ones that expand beyond one's own vertical. So intersector deals. So, asset management combining with wealth or insurance, for example, where firms would seek to own a larger, greater portion of the overall value chain. And so, these firms are getting closer to that end client. For example, an asset manager getting closer to that end customer. And the third type being financial sponsor deals where a sponsor is investing either as an in an asset or a wealth manager.Now you didn't ask me around the historical outcomes of M&A. But I would say that the historical outcomes have been mixed in the asset management space. But here we think that the opportunity ahead is so bright that we think firms will find ways to navigate and pursue strategic activity. But it does require addressing some of the culture and integration challenges that have plagued some of the deals in the past.Betsy Graseck: Okay.Michael Cyprys: So, Betsy, what do you see as the key drivers of consolidation in wealth management?Betsy Graseck: There's several. From the wealth manager side, number one is an aging population of advisor and advisor-owners, and the need to address succession and how to best serve their clients when passing on their book of business. So, we've got succession issues as the number one driver. But additionally, the need for scale is clearly getting higher and higher – given the costs of IT infrastructure rising, the needs to be able to leverage AI effectively and to manage your cyber risk effectively. These are just some of the drivers of desire to merge from the wealth manager perspective.Second. We have an increasing buying pool. If you just look at the large cap banks, for example. Significant amount of excess capital. Could we see some of that excess capital be put to work in the wealth management industry? To me, that would make sense. Why? Because wealth management is one of the best, if not the best financial institution service for shareholders. It is a high ROE business. It also is a business that commands a high multiple in the stock market.So, we would not be surprised to see activity there over the course of the next several years. So, Mike, thanks for joining me on the show today.Michael Cyprys: Thanks, Betsy. Always a pleasure.Betsy Graseck: And to our listeners, thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.