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Vin, Zach, and DCG colleague Mike Mitchell are joined by Dan Yates, CEO and Co-Founder of Endeavor Bank located in Southern California. Dan shares lessons learned from training programs early on in his career and how he parlayed that education into the formation of two de novo banks. He speaks about Endeavor Bank's focus on "Consultative Banking," and how the bank's partnership with small- and medium-sized businesses is mutually beneficial. He also discusses Endeavor Bank's adherence to the Entrepreneurial Operating System (EOS) and how that framework permeates through all facets of the organization. Lastly, and perhaps most importantly, Dan talks about leaving a lasting legacy in his communities and filling the void left by larger bank consolidations.For more insights and ideas, visit DCG at DarlingConsulting.com or follow us on LinkedIn.
A new report from the Costs of War Project at Brown University found that without US weapons and money, totally $21-billion since 2023, Israel could not have waged any of its wars on Gaza, Iran, and Yemen. Brown University also reported in 2019 that Afghanistan and Iraq, along with Pakistan, cost the US $6.4 trillion, a number that is currently a drop in the bucket of a $38-trillion debt. And to whom is this owed? For their trouble US citizens have gotten a devalued currency, increasingly excessive costs of living, a lower quality of life, crime, drugs, house-lessness, and daily threats of terrorism. The current conditions so closely resemble the same in 1920s Berlin, though kept from the brink of collapse through an immense war machine, that people have began to assign blame on those that run the Banks and wars, i.e., Jews and Israelis. After seeing what Charlie Kirk said in private messages before his assassination, mainly that “Jewish donors play into all the stereotypes” - and seeing how powerful these Jewish billionaires are in influencing and directing the US government - people have begun to act like 1930s Germans. Israel is openly loosing support rapidly in the US. In Mexico, a Catholic country run by a cartel president named Sheinbaum, who happens to be cut from same cloth as the IDF, HIAS, and Israeli officials who respectively train the cartels, facilitate the human trafficking, and arm the cartels with American weapons, the citizens have also begun a rebellion. Is it organic or staged? Someone even spray painted “Puta Judia” on the Supreme Court building, indicating one of two things: Mexicans identify Jewish supremacy as the problem behind the cartels or Jews wrote the message to drum up more antisemitic talking points and censorship. Meanwhile, three billionaire Jews are trying to unseat one of the last standing members of Congress who has not pledged their soul to Israel. The accusations are always the same: suck the wealth and recourses from the country, and suck the life and livelihood from the people. Even Randy Fine says the Jews are close to being kicked out of the United States. Now that it is all out in the open, Benjamin Netanyahu has been recorded saying that Rome is the enemy and the US is the New Rome. As in Germany, when official policy and public sentiment identify Jews as the source of their problems the international Jews and their organizations, not exclusively though, then declared open war on Germany.*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITEBuyMe-CoffeePaypal: rdgable1991@gmail.comCashApp: $rdgable EMAIL: rdgable@yahoo.com /TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.
How does mythology change when we look at them through women's lives?In this episode, Tara chats with P. Lalita Kumari, also known as Volga, one of the most influential feminist voices in Indian literature, and Purnima Rao, the translator of On the Banks of the Pampa, Volga's retelling of Shabari's story from the Ramayana.Volga shares how the idea for Shabari's story first took shape, reflecting on the many women in mythology whose voices have been silenced. She talks about nature, womanhood, and the connection she sees between the two. Purnima speaks about the process of translating Volga's lyrical Telugu prose into English while preserving its essence.Volga also explores her journey as a reader and poet, the challenges of writing as a feminist in the 80s, and how storytelling became her weapon. Purnima discusses her shift from tech to writing, the hurdles of setting up an independent Telugu publishing house, and the need to fill gaps in the literary ecosystem.Together, they look ahead to their upcoming projects, and to Volga's return to contemporary narratives.Tune in to dive into their creative process and literary brilliance.Books mentioned in the episode:Yashodhara: A Novel by VolgaSwetcha by VolgaLiberation Of Sita by VolgaNa Maate Tupaki Toota (in Telugu) by Mallu SwarajyamPainting mentioned in the episode:The Great Departure (Mahabhinishkramana) ‘Books and Beyond with Bound' is the podcast where Tara Khandelwal and Michelle D'costa uncover how their books reflect the realities of our lives and society today. Find out what drives India's finest authors: from personal experiences to jugaad research methods, insecurities to publishing journeys. Created by Bound, a storytelling company that helps you grow through stories. Follow us @boundindia on all social media platforms.
A nasty start to the day accelerated to a loss of 167 points (-1.9%) on the ASX 200 as RBA minutes and US futures took us down. The big three sectors were hit hard with the iron ore miners smacked. BHP off 3.7% on UK court ruling and RIO off 2.7% with FMG falling 2.0%. Energy stocks also slipped, WDS down 1.9% with STO off 0.6% and uranium stocks under pressure. Gold miners too sold off as bullion slipped, NST down 5.6% and EVN down 5.2% with lithium the only sector that saw any green. PLS up 3.3% and LTR up 2.1%. Banks were also sold down hard, WBC fell 3.0% and CBA down 1.7% with the Big Bank Basket falling to $267.54 (-1.8%). Financials also in the seller's sights, NWL fell 6.2% and MQG off 1.7%. Insurers fell, QBE down 1.4% and REITS under pressure too. GMG off 3.0% as a tech play on data centres. Industrials saw across the board selling, WES fell 1.2% and REA off 2.4% with CAR falling 3.2% as TLS down 0.2%. Tech stocks were decimated after TNE disappointed, off 17.2% despite a special dividend. WTC fell 4.6% and XRO tumbled 3.3% with the All-Tech Index down 4.3%. In corporate news, JHX rallied 9.9% on better-than-expected results, AGM's dominated. BSL fell 1.7% on EBIT to land at the bottom of guidance range. CAT tested a life with a 11.7% fall on a growth rate of 19%. ALQ fell 2.9% on better numbers. PLT was a rare bright spot after a jump in first half profits, up 6.8%. On the economic front, RBA minutes took rate cuts off the table. Australian consumer confidence rose 0.7% too. Asian markets weaker with Japan down 2.9%, China down 0.3% and HK off 1.6%.European markets set to open weaker.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services. Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.
To Follow Us On Patreon—> https://www.patreon.com/c/MetaMysticsEmail Us!---> MetaMystics@yahoo.comSubscribe to our Youtube---> http://www.youtube.com/@MetaMysticsTo Follow Us On TikTok—> https://www.tiktok.com/@metamysticsGive us a follow on Instagram---> @MetaMystics111To Find Banks—-> https://open.spotify.com/artist/0Xd1hh7XV7L5QXb4XBep2G?si=yAQEbdIGQQmImBEIwT5YogBecome a supporter of this podcast: https://www.spreaker.com/podcast/cult-of-conspiracy--5700337/support.
After Jeffrey Epstein was arrested, his financial network and influence didn't collapse—in fact, many of his money channels remained active and parts of his wealth stayed in demand. Banks and service providers continued handling large sums connected to him even when his reputation had become toxic. Reports surfaced showing that litigation and investigations revealed he had hundreds of millions in assets, multiple bank accounts, and a network of offshore vehicles that were still being managed or utilised. Some wealthy clients and institutions apparently accepted exposure to his funds because the prestige, access, or investment potential outweighed the reputational risk. Epstein's business and social apparatus, though under scrutiny, proved resilient—his name still carried weight in some elite financial circles despite everything stacked against him.Meanwhile, Ghislaine Maxwell—his long-time associate—allegedly kept clandestine lines of contact with him, even while he was under arrest or legal threat. Email records and internal correspondence published later suggested that Maxwell and Epstein exchanged messages about strategy, legal exposure, finances, and social-network management, indicating she remained involved behind the scenes. Although she publicly distanced herself from his criminal activities, the evidence points to her operating quietly—handling logistics, maintaining joint accounts, and performing coordination work that kept his sphere intact. Her role appears to have shifted from visible socialite to shadow operator, preserving their connection and helping sustain elements of his empire when open ties would have drawn too much attention.to contact me:bobbycapucci@protonmail.com
From court filings and investigative reporting, several major banks are accused of ignoring blatant red flags in Epstein's account activity that indicated potential money laundering, fraud, and sex-trafficking financing. For example, a complaint lodged against Deutsche Bank alleges that between 2013 and 2018 the bank provided Epstein and his related entities with financial infrastructure—opening dozens of accounts and enabling large cash flows—even while compliance officers flagged the activity as suspect. The complaint claims the bank “knowingly and intentionally benefitted financially … with knowledge, or in reckless disregard of the fact, that Epstein used means of force, threats of force, fraud, coercion, abuse of process … to cause young women and girls to engage in commercial sex acts.”Meanwhile, other institutions such as JPMorgan Chase & Co. and Bank of America have been cited in lawsuits and regulatory letters for allegedly processing more than $1 billion in transactions linked to Epstein, failing to timely file Suspicious Activity Reports (SARs), and continuing business relationships with him well beyond his first conviction in 2008. In one case, the bank reportedly flagged 4,700 transactions tied to Epstein after his death in 2019 but only filed the SAR weeks later, which critics argue allowed his trafficking operation to expand unchecked.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Japan is putting together one of its most significant updates to crypto regulation in years. The government is preparing to reclassify digital assets under financial-instrument rules and lower the tax burden for investors across the country. Meanwhile, Trump is targeting Ripple rival bank JP Morgan who is allegedly partnering with China to spy on Americans.~This episode is sponsored by Mevolaxy~Boost your crypto with Mevolaxy ➜ https://bit.ly/Mevolaxy00:00 intro00:05 Japan vs China00:37 Taiwan Tensions Rise01:28 $110 Billion Stimulus Incoming01:59 Alibaba x JP Morgan: Triggers Trump Investigation03:23 Trump Targeting JP Morgan04:24 Japan Lowering Taxes on Crypto04:50 Crypto Green List05:35 Japan Loves $SHIB06:30 Sponsor: Mevolaxy09:00 Japan Stablecoin Launched10:19 Polygon & Avalanche10:43 Ripple $RLUSD Japan in 202611:18 Japan Sony Gaming12:00 Soneium Super App12:39 Soneium Flips Ethereum13:04 China CBDC vs Stablecoins14:09 Ethereum Fusaka Upgrade14:39 More Upgrades Coming in 202615:25 Why Japan Loves Ethereum16:07 Major Announcement Tomorrow16:41 outro#Crypto #Ethereum #XRP~Japan Declares Crypto War on China
With the 2025 Federal Budget vote looming, Ashwin from the International Solidarity Podcast joins Blueprints host Jessa McLean to breakdown some of the $141 Billion in new spending and the cuts that will pay for it all.The biggest ticket item, $89 million for the Canadian Armed Forces, generates a discussion on global politics, the so-called 'elbows up movement' and the appetite for military spending the electorate seems to have.Together they compare the budget to campaign promises, the Throne Speech and the demands of the political 'opposition'. Jessa and Ashwin also discuss the likelihood of the budget passing, and what that will mean for Canadian politics. Related Episodes: Carney's First 100(ish) Days in Office (July 2025) covers the priorities and first pieces of Carney's legislation with the International Solidarity Pod. Draw the Line (Sept 2025) a discussion with organizers behind the movement to connect movements.More Resources: The Breach: A Budget for Tanks, Banks and Oil BaronsThe 2025 Budget - IN FULLCBC: Carney's First Federal BudgetAll of our content is free - made possible by the generous sponsorships of our Patrons. If you would like to support our work through monthly contributions: PatreonFollow us on Instagram or on Bluesky
After Jeffrey Epstein was arrested, his financial network and influence didn't collapse—in fact, many of his money channels remained active and parts of his wealth stayed in demand. Banks and service providers continued handling large sums connected to him even when his reputation had become toxic. Reports surfaced showing that litigation and investigations revealed he had hundreds of millions in assets, multiple bank accounts, and a network of offshore vehicles that were still being managed or utilised. Some wealthy clients and institutions apparently accepted exposure to his funds because the prestige, access, or investment potential outweighed the reputational risk. Epstein's business and social apparatus, though under scrutiny, proved resilient—his name still carried weight in some elite financial circles despite everything stacked against him.Meanwhile, Ghislaine Maxwell—his long-time associate—allegedly kept clandestine lines of contact with him, even while he was under arrest or legal threat. Email records and internal correspondence published later suggested that Maxwell and Epstein exchanged messages about strategy, legal exposure, finances, and social-network management, indicating she remained involved behind the scenes. Although she publicly distanced herself from his criminal activities, the evidence points to her operating quietly—handling logistics, maintaining joint accounts, and performing coordination work that kept his sphere intact. Her role appears to have shifted from visible socialite to shadow operator, preserving their connection and helping sustain elements of his empire when open ties would have drawn too much attention.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Capturing the sound-feel of real night quiet is special. It requires a lot of time and a location where quiet naturally occurs in more than just a fleeting way. Quiet is not silence. Silence is the absence of sound, whereas quiet happens when everything in the landscape is still audible. Just softer, and slower. Night brings quiet to natural and edgeland places. It enables us to better hear an environment's true spatialness and blend of sound signatures. By tying the Lento box to a tree looking down over the Warren on the Kent coast and exposing the microphones for over 50 hours non-stop, long periods of naturally occurring quiet were captured that serve as a true impression of this place. In this 90-minute passage of time taken from the dead of night on the second day of the recording, the sea can be heard distantly crashing onto the beach at the foot of the Warren. It surges and retreats, in slow unfurling rhythms. Close to the microphones, in the leaf litter around the tree, crickets call to each other in regular patterns, like naturally occurring clocks. Banks of wind blow in from time to time, gently ruffling leaves from left to right of scene. Sounds of indistinct origin sometimes echo across the valley, revealing the true width and depth of the space and far cries of seagulls, high flying in the vastness of the night sky. Of course this is England, and only a short distance from France. The headlights of French cars are sometimes visible from this very point. The Strait of Dover is one of the busiest shipping lanes in the world, and a flight path runs directly over this area. Despite these mechanisms of human life, the planes that do overfly during this passage of time are quite gentle in the way they traverse the sky. It is the night quiet, and the sea, and the crickets that speak for themselves, and mean we just have to share this recording so everyone can be a sound-witness to the quiet of this place. * We made this recording back in August 2024. We didn't actually intend to leave the Lento box out recording for so long (into a third day) but we're glad we did.
The banks are giving you free money, credit, and huge travel rewards just to get you hooked—and most people miss out! Learn how to exploit the financial "glitch in the matrix" to rack up hundreds of thousands of points for nearly free business-class flights, access interest-free credit for up to 35 months, and dramatically boost your credit score simply by being organised… BEST MOMENTS "It's a little bit like a glitch in the matrix because I've been doing this for 15 years and I don't remember the last time I paid for a business class flight." "The banks are giving us free drugs to get us hooked, and most people cock it up. Most people get disorganised... through apathy, people just live their day-to-day life and just pay these on a standing order... they forget about it." "It's a really clever strategy... Who's the best person to refer to? How about yourself?” Exclusive community & resources: For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions) → https://robmoore.live/mms
The longest government shutdown in U.S. history may be over — but its fallout is hitting families, nonprofits, and travelers nationwide. Today, we're breaking down the ongoing impact. First, Angela Williams, President & CEO of United Way Worldwide, shares what nonprofits are seeing on the ground, and how people can get or give help as the holidays approach. Later, travel expert Katy Nastro from the Going travel app explains why flight disruptions and TSA delays may continue, and offers practical tips to make holiday travel smoother (and cheaper). Learn more about our guest(s): https://www.theNewsWorthy.com/shownotes Join us again for our 10-minute daily news roundups every Mon-Fri! Become an INSIDER and get ad-free episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: Shop my favorite pajamas at SKIMS.com! After you place your order, be sure to let them know we sent you! Get 15% off OneSkin with the code NEWSWORTHY at https://www.oneskin.co/NEWSWORTHY #oneskinpod To advertise on our podcast, please email: ad-sales@libsyn.com
The revocation of the Edict of Nantes led more than 200,000 Huguenots to flee France after 1685. Many settled close to the country's frontiers, where their leaders published apologetic texts arguing for their right to return to France and be recognized as French citizens. By framing their refugee experiences intentionally, even using the term "refugee" to describe their diaspora, Huguenots profoundly influenced Enlightenment debates on citizenship and religious tolerance. Write to Return: Huguenot Refugees on the Frontiers of the French Enlightenment (McGill-Queen's, 2024) is a cultural history of these Huguenot apologetics in which Bryan Banks examines the work of four authors: Pierre Jurieu, Pierre Bayle, Antoine Court, and Jean-Paul Rabaut Saint-Étienne. Each author advanced his arguments using key ideas of the Enlightenment, appealing to reason to argue for freedom of conscience all while appealing to emotion in his descriptions of Huguenot victimhood. The authors' campaign succeeded. In 1789, France's revolutionary National Assembly granted repatriation to all expelled Huguenots, offering them citizenship regardless of place of birth or baptism, and even permitting them to reclaim ancestral lands. International refugees played an overlooked role in shaping discourse around the nation and nationalism in the eighteenth century. Write to Return shows how early modern refugees could advocate for their interests, build international networks, and even craft a new collective identity. By presenting themselves as loyal citizens of France, Huguenots were at the forefront of constructing a French national identity. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
The revocation of the Edict of Nantes led more than 200,000 Huguenots to flee France after 1685. Many settled close to the country's frontiers, where their leaders published apologetic texts arguing for their right to return to France and be recognized as French citizens. By framing their refugee experiences intentionally, even using the term "refugee" to describe their diaspora, Huguenots profoundly influenced Enlightenment debates on citizenship and religious tolerance. Write to Return: Huguenot Refugees on the Frontiers of the French Enlightenment (McGill-Queen's, 2024) is a cultural history of these Huguenot apologetics in which Bryan Banks examines the work of four authors: Pierre Jurieu, Pierre Bayle, Antoine Court, and Jean-Paul Rabaut Saint-Étienne. Each author advanced his arguments using key ideas of the Enlightenment, appealing to reason to argue for freedom of conscience all while appealing to emotion in his descriptions of Huguenot victimhood. The authors' campaign succeeded. In 1789, France's revolutionary National Assembly granted repatriation to all expelled Huguenots, offering them citizenship regardless of place of birth or baptism, and even permitting them to reclaim ancestral lands. International refugees played an overlooked role in shaping discourse around the nation and nationalism in the eighteenth century. Write to Return shows how early modern refugees could advocate for their interests, build international networks, and even craft a new collective identity. By presenting themselves as loyal citizens of France, Huguenots were at the forefront of constructing a French national identity. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history
The revocation of the Edict of Nantes led more than 200,000 Huguenots to flee France after 1685. Many settled close to the country's frontiers, where their leaders published apologetic texts arguing for their right to return to France and be recognized as French citizens. By framing their refugee experiences intentionally, even using the term "refugee" to describe their diaspora, Huguenots profoundly influenced Enlightenment debates on citizenship and religious tolerance. Write to Return: Huguenot Refugees on the Frontiers of the French Enlightenment (McGill-Queen's, 2024) is a cultural history of these Huguenot apologetics in which Bryan Banks examines the work of four authors: Pierre Jurieu, Pierre Bayle, Antoine Court, and Jean-Paul Rabaut Saint-Étienne. Each author advanced his arguments using key ideas of the Enlightenment, appealing to reason to argue for freedom of conscience all while appealing to emotion in his descriptions of Huguenot victimhood. The authors' campaign succeeded. In 1789, France's revolutionary National Assembly granted repatriation to all expelled Huguenots, offering them citizenship regardless of place of birth or baptism, and even permitting them to reclaim ancestral lands. International refugees played an overlooked role in shaping discourse around the nation and nationalism in the eighteenth century. Write to Return shows how early modern refugees could advocate for their interests, build international networks, and even craft a new collective identity. By presenting themselves as loyal citizens of France, Huguenots were at the forefront of constructing a French national identity. Learn more about your ad choices. Visit megaphone.fm/adchoices
The revocation of the Edict of Nantes led more than 200,000 Huguenots to flee France after 1685. Many settled close to the country's frontiers, where their leaders published apologetic texts arguing for their right to return to France and be recognized as French citizens. By framing their refugee experiences intentionally, even using the term "refugee" to describe their diaspora, Huguenots profoundly influenced Enlightenment debates on citizenship and religious tolerance. Write to Return: Huguenot Refugees on the Frontiers of the French Enlightenment (McGill-Queen's, 2024) is a cultural history of these Huguenot apologetics in which Bryan Banks examines the work of four authors: Pierre Jurieu, Pierre Bayle, Antoine Court, and Jean-Paul Rabaut Saint-Étienne. Each author advanced his arguments using key ideas of the Enlightenment, appealing to reason to argue for freedom of conscience all while appealing to emotion in his descriptions of Huguenot victimhood. The authors' campaign succeeded. In 1789, France's revolutionary National Assembly granted repatriation to all expelled Huguenots, offering them citizenship regardless of place of birth or baptism, and even permitting them to reclaim ancestral lands. International refugees played an overlooked role in shaping discourse around the nation and nationalism in the eighteenth century. Write to Return shows how early modern refugees could advocate for their interests, build international networks, and even craft a new collective identity. By presenting themselves as loyal citizens of France, Huguenots were at the forefront of constructing a French national identity. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/french-studies
It was the Great Depression. Early 1930s. United States. More than a thousand mortgages a day were being foreclosed on. Hundreds of thousands of families were losing their homes each year. Times were hard for everyone. Especially hard for farmers. But neighbors found a way to push back and help their friends in a very creative way. They called it a penny auction.BIG NEWS! This podcast has won Gold in this year's Signal Awards for best history podcast! It's a huge honor. Thank you so much to everyone who voted and supported. And please consider signing up for the Stories of Resistance podcast feed on Spotify, Apple Podcasts, Spreaker, or wherever you listen. And please take a moment to rate and review the podcast. A little help goes a long way.The Real News's legendary host Marc Steiner has also been in the running for best episode host. And he also won a Gold Signal Award. We are so excited. You can listen and subscribe to the Marc Steiner Show here on Spotify or Apple Podcasts.Please consider supporting this podcast and Michael Fox's reporting on his Patreon account: patreon.com/mfox. There you can also see exclusive pictures, video, and interviews. Written and produced by Michael Fox.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!
Paul and Mark take a spin through the lighter side of the Bengals news this week. -Don't talk about Christmas yet. -Our next live show at BetMGM at The Banks is 12/14. -Are there too many Joes?-Chase Brown's story is a microcosm of society-What else can we use crystals for?-Eric Sztanyo of Keller-Williams gets Stanbushed. -Your questions on how we talk about the Bengals front office, the defensive line coach, boosting the defense, other teams with rookies playing-Ambush about OutKast at Bogart's in 1999 and 2026 Bengals outcasts. -Growler Bet-Growl Pal spotlight for St. Francis APizza-Go see Mark in Lexington!-Dad Life on chore beers and content creatorsWatch and subscribe on YouTube: https://www.youtube.com/@TheGrowlerPodcastThe Growler on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-growler/id1733476604The Growler on Spotify: https://open.spotify.com/show/70iJjqgPQrVzQ2pdOwVvDYLinks to all socials, podcast platforms, merchandise from Cincy Shirts and more: thegrowlerpodcast.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This episode was originally released on 9/1/2020. While new episodes of Breaking Walls are on hiatus I'll be going back and posting the older episodes. ____________ In Breaking Walls episode 107, we go back to school with the Nelson family and find out why David and Ricky joined the program, and how it affected the entertainment industry forever. —————————— Highlights: • Oswald George Nelson—Boy from New Jersey • The Ukulele Craze and the Boy scout Jamboree • Ozzie Starts a Band • Splitting Time Between Football and Music • Cleaning Up Around Town • On the Banks of the Old Raritan • Law School and WMCA • Ozzie Nelson and His Orchestra Gets on Radio • Ozzie Meet Harriet • Harriet Hilliard—One Heck of a Talent • Harriet Joins the Band • Joe Penner and Robert Ripley • Getting Married—Harriet Becomes a Film Star • Touring—David and Eric Are Born • Red Skelton • The Adventures of Ozzie and Harriet is Born • Changing Networks in 1948 • Jack Benny Jumps to CBS—David and Ricky Join the Show • Finding Their Groove as a Family • ABC and a Ten-Year Contract • Here Come The Nelsons to Television • Looking Ahead to Halloween —————————— The WallBreakers: http://thewallbreakers.com Subscribe to Breaking Walls everywhere you get your podcasts. To support the show: http://patreon.com/TheWallBreakers —————————— The reading material used in today's episode was: • On the Air — By John Dunning • Ozzie — By Ozzie Nelson • Network Radio Ratings, 1932-53 — By Jim Ramsburg • Before Television — By Glenhall Taylor • As well as articles from the archives of Broadcasting Magazine, Sponsor Magazine, Radio Daily, and Radio Mirror. —————————— On the interview front: • Ozzie Nelson spoke with: Johnny Carson, Chuck Cecil, and James Day • Ricky Nelson spoke with Johnny Carson and David Hartman • David Nelson spoke with David Hartman, and KRLA • Jack Wagner and Johnny Hayes were also with KRLA • While Harriet Nelson spoke with David Hartman and Chuck Schaden • Chuck Schaden also interviewed Jack Benny, Lurene Tuttle and Janet Waldo Hear these chats and others from Chuck's forty-year career at SpeakingOfRadio.com —————————— Selected music featured in today's episode was: • Theme from A Summer Place — By The Ventures • Colorado Trail — From Stephen Ives' The West • On The Banks of the Old Raritan — By The Rutgers Alma Mater Choir • Auld Lang Syne — By the Manhattan Strings • Dream a Little Dream of Me and Jersey Bounce — By Ozzie Nelson and His Orchestra • Get Thee Behind Me Satan — By Harriet Hilliard Nelson • I Will Follow You — By Ricky Nelson • The Haunted House Boogie — By Jack Rivers and Happy Wilson
St. Louis-area food banks and pantries are being put to the test. The uncertainty surrounding SNAP benefits during the government shutdown along with rising food costs and the ongoing impact of the May 16th tornado are adding extensive pressure to the upcoming busy holiday season. St. Louis Public Radio's Olivia Mizelle reports.
Welcome to a special 4dFi podcast exploring the latest trends and technologies reshaping finance. I'm Zack Miller, Tearsheet's Editor in Chief. Today, we're unpacking the rise of AI agents and their potential to transform how consumers interact with financial services. I'm joined by my partners Russell Weiss, an AI expert and startup builder, and Josh Liggett, a seasoned fintech investor. Together, we'll bring a multidimensional view to this complex space. We'll dive into real-world examples like Capital One's Chat Concierge, which has driven a 55% boost in customer engagement by automating key tasks across thousands of auto dealer sites. Looking ahead, we'll consider the implications for traditional banks. Will they invest billions in proprietary AI models, or cede ground to big tech and infrastructure players increasingly embedding financial services? We don't have all the answers but want to open up with good questions and thinking about where things are headed. We'll also explore how the evolution of AI agents could intersect with web3, crypto, and asset tokenization to enable digital transactions. Russell and Josh will weigh in on which players are poised to thrive in this new era of AI-powered finance. There's a lot to cover, but one thing is clear: AI is no longer a far-off possibility for banks. It's a present-day reality redefining what's possible. Stay tuned for a thought-provoking discussion of the opportunities and challenges ahead.
Banks are embracing AI for several different purposes. Some are using it for fraud detection, loan origination and handling basic customer interactions. While big banks have a great deal of resources for AI, community banks can also take advantage of AI tools; however, there's a danger here that banks will over-rely on AI, or not give bankers the ability to override AI decisions and in turn lose that personal touch.Mack Turner, marketing and insights analyst at Mack Turner Marketing Consulting and Insights LLC joined Bradley Cooper to discuss how banks are using and how they should be using AI in today's episode of the Bank Customer Experience podcast.For larger banks, Turner said that "banks increasingly use AI to forecast customer behavior in the credit decisioning and predictive modeling space. Large banks use AI to scale what humans can do, especially where data is voluminous and patterns subtle."On the community banking side, he discussed how can use AI for fraud or check detection, as well as screening small business lending.On the banker side, this has led to bankers increasingly moving away from routine transactions to high emotion, stressful conversations with customers such as fraud events or mortgages. Turner said that due to this shift banks need to make sure employees are well supported to avoid burnout.Other topics discussed during the podcast included:The importance of empathy for the customer and the employee.Enabling employees to override AI decisions.Using AI to support rather than replace humans.Listen to the podcast in its entirety above.
Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:https://creativefinanceplaybook.com/How to Build Wealth Without Banks (w/ Sam Primm) | Creative Finance PlaybookWhat if you could build a multi-million dollar real estate portfolio—without banks, without perfect credit, and without huge down payments?In this Creative Finance Playbook episode, Jenn & Joe Della Fave sit down with Sam Primm (Faster Freedom) to unpack how he built $50M+ in real estate using creative finance, partnerships, and mindset mastery.You'll learn:
✔️ Hopium: Bitcoin Sentiment Reaches 2022 lows, Lightning Channels have grown, CNB Buys Bitcoin! Bitcoin to Surpass Gold Saylor Says ✔️ Fail: FOMO FUD/ Jobs Daughter Buying Bitcoin, Square shitcoining, BTC treasury CEO self own ✔️ Eternal Paper Bitcoin: Emory University. MSTR ✔️ Cool Stuff: Seedsigner/Bullbitcoin ✔️ Sources: ► https://x.com/joeconsorti/status/1988740116886745425?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/saniexp/status/1988391967357903151?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bitcoinnewscom/status/1988593864576479611?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bullbitcoin_/status/1989001251233935571?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bitcoinnewscom/status/1988947202606313809?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/abudonkweb3/status/1988656502631260198?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/btctreasuries/status/1988929364470489120?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/jestopher_btc/status/1988884713528823970?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/btctreasuries/status/1988994152940597439?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bitcoinmagazine/status/1988955386570059863?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://finance.yahoo.com/news/czech-central-bank-buys-1-155113844.html► https://x.com/pledditor/status/1988944247060562273?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bitcoinnewscom/status/1989011233421291539?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/zynxbtc/status/1988926960228274272?s=52&t=CKH2brGypO5fEYTgQ-EFhQ✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.
In this episode of Nuggets On The Go, Melvin Lim from PropertyLimBrothers explores how to move from a modest property base—say an HDB or BTO—for a disciplined real‑estate portfolio that can grow meaningfully over decades. They introduce the concept of the Equity Triangle and walk through a real‑world case study of how a family scaled from roughly S$800 k in property value to about S$6.5 million by combining utility assets (for stay) with investment properties, and carefully calibrating leverage and timing. They emphasise key strategic themes: choosing asset classes you understand, avoiding over‑diversification that undermines discipline, leveraging “set and forget” real‑estate instruments with appreciation potential, and recognising the co‑investor model where the bank and tenant help you expand. By age 55, you may want freedom and choice—and this episode shows how the journey can begin with one stay‑home and one rental property. 0:00 – Teaser 0:51 – The Starting Point: BTO, Resale HDB or Private Property 1:34 – Growing an $800K Portfolio to $6.5M 1:50 – Key Framework: The Equity Triangle Explained 2:23 – Diversification Depends on Knowledge, Time and Strategy 3:25 – Understanding Set-and-Forget in Real Estate 4:46 – Why Stagnating Assets Can Hurt Your Portfolio 6:07 – Case Example: From $670K to Landed Property at $6.9M 7:06 – Leveraging Time: Holding from Age 39 to 65 8:36 – Portfolio Structure: Living in One, Renting the Other 9:32 – End Goal: Freedom and Choice from Age 55 Onwards 10:04 – Targeting a $6.5M Portfolio by 55–65 11:00 – Case Study: From HDB to Dual Condo Strategy 12:38 – High Growth vs. High Rental Strategy 13:13 – Planning for the Winter Season: Divestment and Income Buckets 14:44 – Property Divestment Strategy: Low Quantum, High Yield 18:00 – Leveraging Tenants and Banks as Co-Investors 23:06 – From Dual Properties to Landed and Beyond 24:35 – Portfolio Status at 40+: $6.5M and Growing 25:15 – Deciding When to Exit or Hold: Based on Income Season 26:05 – Scenario Planning: $800K HDB with $600K Equity 28:41 – Strategic Property Pairing: Stay vs. Investment Property 29:52 – Closing: Planning Property Moves with Numbers in Mind
On this special segment of The Full Ratchet, the following Investors are featured: Casber Wang of Sapphire Ventures Lara Banks of Makena Capital Management David Cohen of Techstars We asked guests to share the best question they've ever been asked by an allocator. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.
The first-ever U.S. spot XRP ETF has been approved and begins trading tomorrow, marking a historic moment for altcoins and opening the door to a new wave of institutional inflows. Meanwhile, Taiwan is now considering adding Bitcoin to its national reserves, signaling that global governments are beginning to view BTC as a strategic asset. In the U.S., regulators are moving fast: SEC Chair Paul Atkins unveiled a new “Token Taxonomy” that could redefine how digital assets are classified, Coinbase is reincorporating in Texas to align with pro-crypto state laws, and the Senate's draft bill is pushing more oversight toward the CFTC.
Link to the full podcast:https://youtu.be/4GNc-BA4sqQ?si=n9p30WjkjK6ohZPv Description:This conversation with Dr. Margaret Banks-Butler unpacks her book's statement: “Flow is the place of your divine assignment and the sweet spot of your anointing.” She explains that spiritual flow is not just about performance but about placement—where calling, gifting, purpose, and God's timing converge. Drawing from psychology's concept of “flow,” she relates it to ministry, emphasizing that leaders thrive when they serve from their true God-given design rather than forced roles. Dr. Banks-Butler highlights the importance of team dynamics, personality styles, and respecting diverse giftings, showing that effective ministry requires valuing each member's unique place in the body of Christ.Purchase The Christian Leader Blueprint book today: https://www.ryanfranklin.org/blueprintbookDownload The Christian Leader Blueprint – Short Guide (Free): https://www.ryanfranklin.org/blueprint Take the Christian Leader® Self-Assessment (Free):https://www.ryanfranklin.org/clselfassessment Learn more about Christian Leader® Community Coaching:https://www.ryanfranklin.org/communitycoaching YouTube and Audio Podcast: https://www.ryanfranklin.org/leaderpodcast Connect with Ryan: Email: info@ryanfranklin.org Facebook: https://www.facebook.com/rnfranklin/ Instagram: https://www.instagram.com/rnfranklin/ Linkedin: https://www.linkedin.com/in/rnfranklin/ Audio mastering by Apostolic Audio: https://www.apostolic-audio.com#leadership, #thoughtleadership, #ministry, #pastor, #pastors, #churches, #leadershiptraining, #churchleader, #churchleaders, #influence, #leadershipdevelopment, #coaching, #executivecoach, #leadershipcoaching, #productivitycoach, #productivity, #growthmindset, #theproductiveleader, #ChristianLeader, #ChristianLeadership, #LeadershipPodcast, #FaithAndBusiness, #PodcastInterview, #ChristianEntrepreneurship, #KingdomImpact, #PodcastInspiration, #LeadershipJourney, #PurposeDriven, #ChristianPodcast, #LeadershipEssentials, #LeadershipFundamentalsSend us a text
Achieving a low-carbon economy will require trillions of dollars in new investments across renewable energy, infrastructure, industry, and climate adaptation. As India races toward its clean energy and net-zero goals, one question looms large — where will the money come from? What roles will domestic and international finance play, and how can innovative instruments such as green bonds and blended finance help bridge the gap?In this episode of The India Energy Hour, we speak with Neha Kumar, Head of South Asia at the Climate Bonds Initiative, to unpack the complex and rapidly evolving world of climate finance. Neha, a globally recognized expert on climate finance, shares insights on how India can mobilize capital for its green transition and unlock opportunities for sustainable growth.Full transcript of the episode is available in English.Presented by 101ReportersNeha Kumar is on LinkedIn.Follow TIEH podcast on Twitter, Linkedin & YouTubeOur hosts, Shreya Jai on Twitter, Linkedin & Dr. Sandeep Pai on Twitter, Linkedin
Cale Johnston knew what startup success looked like. ClickSwitch, his first company, had a software platform that simplified the process of moving consumer accounts from one financial institution to another. It grew to more than 100 employees and was acquired in 2021 by a publicly traded company. So when the time came to launch a second startup, Cale knew just what to do. He'd made it easier to move consumer accounts; now he'd do it with business accounts. In July 2025, Cale founded Minneapolis-based Onsetto, which he believes will be even more successful than ClickSwitch.Midwest Moxie's executive producer is Audrey Nowakowski. She produced this episode. Subscribe to Midwest Moxie wherever you get your podcasts. And if you love Midwest Moxie as much as we do, help us out by posting a review.
im and Todd sit down for their annual "Bourbon on the Banks" wrap-up show, joined by two key figures behind the successful event, Diane Strong and Renee True. As longtime listeners and friends of the show, Diane and Renee dive deep into a "postmortem" of the 2025 festival, discussing its record-breaking successes, logistical challenges, and plans for the future, all while tasting a couple of the event's exclusive barrel picks. The tasting kicks off with the Pursuit United Bourbon on the Banks Pick, a 108-proof bourbon finished with a unique tobacco stave. Todd, Diane, and Renee, who were all part of the large selection team, reflect on their choice, noting that the crowd-pleasing "sweet" and "smooth" profile made it a winner. The pour is rich with notes of sweet pipe tobacco, caramel, and a distinct chocolaty, candy-like quality. The group discusses the massive success of the festival's single-barrel pick program, which featured 11 or 12 different selections this year. Many, like the Bluegrass and Chicken Cock picks, sold out quickly. They also highlight the "rock star" quality of the picking teams, which often included a mix of industry professionals and highly knowledgeable consumers, ensuring a high standard across the board. Diane and Renee share insights into the festival's record-breaking year. The Friday night VIP event, which celebrated "Women in Bourbon," was a huge success. The event's auction was a standout, raising over $22,000 for local charities. Attendance for the main festival hit a new high, selling out a full month in advance and welcoming over 300 more attendees than the previous year. The tiered ticket structure (Special Access, Early Access, General Admission, and Twilight) was successful, and due to positive feedback, the event may be extended by an hour in 2026. The second pour comes with a fantastic backstory: the Dark Arts Bourbon on the Banks 2024 Pick. Due to a distributor mix-up, this 7.5-year-old bourbon, finished in Tokai wine casks, was mistakenly absent from the 2024 festival. The bottles were held in a warehouse for a year and finally made their debut at the 2025 event. Jim, Todd, and Renee—who also selected this barrel—revisit their 113.24-proof pick, praising it as "dessert in a glass" with decadent notes of fig, sweet caramel, and deep, rich oak. The conversation covers the entire weekend, from the positive feedback on the Thursday night "Whiskey Thieves Kickoff" and "Bourbon Street on Broadway" to the packed after-party. A major logistical victory for 2025 was the permanent relocation of the local farmer's market, which previously conflicted with setup. This new freedom will allow the festival to start earlier next year. They also discuss attendee feedback, such as requests for lanyards and a mobile app, and the great community response to inviting more social media influencers and YouTubers to cover the event, which Diane notes helps shine a light on the smaller, craft distilleries that make the festival unique. Be sure to check out our private Facebook group, "The Bourbon Roadies" for a great group of bourbon loving people. You will be welcomed with open arms!
Bitcoin ETF inflows are exploding as Wall Street and U.S. banks make their biggest push yet into digital assets. Today's market moves come as SoFi Bank becomes the first nationally chartered bank to launch crypto trading, JPMorgan unveils its new deposit token “JPM Coin”, and Visa rolls out a USDC payout pilot to power instant global payments. Meanwhile, Washington is back in action — the government shutdown has officially ended, and the Senate's new crypto market structure bill could hand CFTC oversight of digital assets, setting the stage for the next regulatory era.
Apparel prices in October were 3% higher than last year, and one analyst says that may only be the beginning. Mortgage applications climb during a historically slow season. Plus, we break down the big moves in big banks as they hit all-time highs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
If you think you're using money the same way your parents did, you're already behind. If your entire view of Bitcoin is based on headlines, you're missing the point. And if you think this "crypto stuff" is just a fad, then today's episode will shake your perspective. Because what we're living through isn't just a tech revolution; it's the early stage of a complete financial reset. The system you were taught to trust is showing its cracks, and a new one is quietly being built in real time. In this episode, I'll walk you through what's really happening beneath the surface of our economy: how the legacy system is breaking down, why blockchain isn't the same as crypto, and why Bitcoin stands alone as the foundation of a new era. We'll unpack what central bank digital currencies (CBDCs) could mean for your freedom, how tokenization is changing ownership, and what you can actually do right now to prepare for what's coming next. This isn't about hype or headlines. It's about understanding the future of money before the rest of the world wakes up. Episode Timeline & Highlights [0:00] – Introduction: Why the way we use money is already outdated [1:00] – The cracks in the old system: banks, inflation, and eroding trust [4:30] – Blockchain ≠ Crypto: the foundation of the new financial internet [7:30] – Bitcoin ≠ Crypto: digital property, not a startup project [11:30] – What's coming: CBDCs, tokenization, and digital IDs [15:30] – What to do now: education, ownership, and early infrastructure [19:00] – Closing: The financial system is molting. Will you be ready? Key Takeaways The Old System Is Breaking: Inflation, inefficiency, and control are signals that the traditional system is unsustainable. Blockchain Is the Infrastructure: It's not about coins; it's about a trustless, verifiable system the world will soon rely on. Bitcoin Stands Alone: It's not just another crypto. It's digital property, the foundation of a new monetary network. Preparation Beats Prediction: The people who win in revolutions aren't the loudest. They're the ones who understood the shift early and acted on it. Quotables "If your view of Bitcoin comes from headlines, you've already missed the real story." "Banks still run on 1970s rails. You send a wire Friday, it lands Monday, if you're lucky." "Most crypto is a startup. Bitcoin is a protocol. One builds features. The other preserves freedom." "The system isn't just evolving; it's molting. And under that shell, something entirely new is taking shape." Links & Resources Learn more about Budgetdog Academy: https://budgetdog.com My book, The Roadmap to Financial Freedom: https://budgetdogacademy.com/order-now Follow me on Instagram: https://instagram.com/budgetdog If this episode challenged how you think about money, share it with someone who's still trusting the old system. Because the future isn't waiting, and understanding what's coming next is the first step to staying ahead.Episode Description
Origins - A podcast about Limited Partners, created by Notation Capital
Kyle Samani is the Founder and Managing Partner of Multicoin Capital, a thesis-driven investment firm that invests in cryptocurrencies, tokens, and blockchain companies reshaping trillion-dollar markets. He joins Beezer Clarkson, Partner at Sapphire Partners, and Nick Chirls, Partner at Asylum Ventures, to discuss the philosophies that underpin Multicoin's investment strategies. He also unpacks how blockchain technologies are already reshaping global finance away from legacy systems and towards embedded trading platforms that will sit within traditional messaging and media platforms.Learn more about Sapphire Partners: https://sapphireventures.com/sapphire-partnersLearn more about OpenLP: https://openlp.vcLearn more about Asylum Ventures: https://asylum.vcLearn more about Multicoin: https://multicoin.capitalJerry Neumann's post on markets v. innovation: https://reactionwheel.net/2025/07/a-look-at-growthFor a monthly roundup of the latest venture insights, including the newest Origins episodes, subscribe to the OpenLP newsletter – delivered straight to your inbox: subscribe.openlp.vcCHAPTERS:0:00 Welcome to Origins2:43 The Origin Story of Multicoin7:07 Financially Long & Intellectually Short Bitcoin8:53 What Is an Internet Capital Market?19:18 What Happens to Banks?21:14 What Did You See In Solana?30:22 The Rise of DATs36:40 Did Web3.0 Live Up To Its Promise?
The shutdown has brought to public attention a glaring problem of food insecurity among those most vulnerable. Michael Coleman, C.E.O. of the Heart of Alabama Food Bank, shares his insights.
In this episode on Certificates of Deposit (CDs) as investments, we talk about the nuanced decision-making involved in purchasing CDs and whether or not CDs are good investments, particularly in a rising interest rate environment, and we explain why interest rates are the only factor you need to consider. Wealth creation isn't solely dependent on CD rates, and we need to consider the impact of inflation and interest rates to gain a comprehensive financial perspective. The episode also explores how government strategies to combat inflation by adjusting interest rates impact not only investors, but also shape the attractiveness of CDs as an investment option. In a rising interest rate environment, buying CDs may seem like a good idea but it depends on your needs and goals. Wealth isn't created by buying a CD based on a rate. It's created by understanding why the rate may not be all that important. Banks look at what is known as the federal funds rate, also known as a benchmark rate. This is the rate banks charge one another to borrow money overnight that's needed to maintain reserve requirements. Upstream in the decision making process is the Federal Open Market Committee or FOMC, who meet throughout the year to discuss and set monetary policy. Within these policies, rates are set and typically linked to inflation. When those rates are set, banks may adjust rates on loans, deposits and certificates of deposit. But just like any business, banks will adjust rates to compete in their market as they seek to cover their costs and maintain a profit. CDs specifically are an attractive tool for banks, because unlike a deposit account, CDs actually lock up customers with a maturity date, which gives banks better control of their cash flow. The higher rates draw in customers seeking to maximize their returns. Rates on CDs matter, but not as much when you factor in inflation and interest rates. If inflation is at 7% and interest rates are at 5%, the net is 2%. The same is true if inflation is at 0% and interest rates are at 2%. You have to look at both numbers to get a full picture. When you consider the gridlock within the housing market and the amount of debt our government holds, it's hard to believe rates can remain elevated over the long term. The government is desperately trying to combat inflation by raising rates. These higher rates not only impact consumers, but they also impact the government. According to the Congressional Budget Office, or CBO, in June of 2023, they projected that annual net interest costs on the federal debt would total $663 billion in 2023 and almost double over the next decade. Interest payments would total around $71 trillion over the next 30 years, taking up to 35% of all federal revenue by 2053. These numbers are impacted by interest rates and with lower rates come lower interest payments, so the government has reasons to see rates lower than they currently are. The question is: Does it make sense to lock in CD rates while rates are high? It depends. If you have money sitting in a bank account that you don't need and the CD rate is offering a higher rate than your savings, then it might be a good option. A good idea is to compare CD rates to other options like fixed annuities and money markets since they share some similarities but also have a few key differences that could make one choice better for your situation. Certificates of Deposit are offered by banks as a savings account that offers a fixed interest rate over a specified period of time, ranging from one month up to five years. They carry penalties if funds are removed before maturity, and they're FDIC insured up to $250,000. Fixed Rate annuities are issued by insurance companies and are financial products that offer a fixed interest rate over a specified period of time. Early withdrawals can incur a penalty, and interest earnings are tax deferred until you start taking distributions. The guarantees are backed by the claims paying ability of the insurance company and are insured by what is known as the State Guarantee Association. Money markets are funds issued by financial institutions that are backed by highly liquid short maturity investments. Maturities usually range from overnight to just under a year, and assets can be quickly converted to cash with minimal loss of value. They are generally considered more risky than a bank, CD or insurance company annuity, and the underlying investments include such things as treasury bills, commercial paper and CDs. While CDs offer the safety of fixed returns, they are not devoid of risks and limitations. It's essential to understand both the micro and macro economic factors that affect CD rates before diving in. Mentioned in this episode: BrianSkrobonja.com Common Sense Financial Podcast on YouTube Common Sense Financial Podcast on Spotify BrianSkrobonja.com/Resources - Free Resources To Help You Protect Your Financial Future Common Sense: YOUR Guide to Making Smart Choices with YOUR Money by Brian Skrobonja "What to Know About How Banks Work" The State Guaranty Association References for this episode: https://www.pbs.org/newshour/economy/americans-faith-in-banks-hit-low-after-failures-says-ap-norc-poll https://www.federalreserve.gov/monetarypolicy/reservereq.htm https://fortune.com/recommends/banking/will-cd-rates-go-up https://www.usbank.com/investing/financial-perspectives/market-news/federal-reserve-tapering-asset-purchases.html https://www.pgpf.org/analysis/2023/07/higher-interest-rates-will-raise-interest-costs-on-the-national-debt Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS.
In this episode, we take a close look at the growing complexity of legislation in the age of artificial intelligence and how longer, denser bills create new incentives for politicians to hide provisions that voters would never spot on their own. We also examine the Trump administration's new visa rules, including the unexpected decision to classify obesity as grounds for denial, and what this says about public policy and shifting cultural norms. We analyze Trump's proposal for $2,000 tariff-funded checks and the Supreme Court case that could unravel the entire tariff structure, followed by a deeper dive into the real economics of trade, revenue, and political incentives. We finish with a look at the housing market, the push for 50-year mortgages, and why extending loan terms does little to address the underlying supply constraints driving home prices and unaffordability. 00:00 Introduction and Overview 00:28 The Future of Legislation in the Age of AI 08:07 No Visas for Obese People 12:12 Foolishness of the Week: $2,000 Checks for All Americans 19:40 Trump's Political Gambit 22:35 Budget Deficits and the Myth of Tariff Revenue 28:13 The Housing Affordability Crisis 31:16 Mortgage Rates, Down Payments, and Lending Standards 35:56 The 50-Year Mortgage Proposal and Its Real Costs 45:08 30-Year vs 50-Year Mortgage Interest Rates 51:51 Are Tiny Homes the Solution? 53:50 How Politicians Could Implement 50-Year Mortgages 56:17 The Role of Banks in the Lending Business 57:18 What Mortgages and Loans Allow 01:03:20 Predictions for 50-Year Mortgages 01:07:01 Is Inflation Falling? 01:09:19 Conclusions on Mortgages and Lending 01:13:06 James's Personal Mortgage Story 01:15:41 The Problems with Higher Education and Student Loans Learn more about your ad choices. Visit podcastchoices.com/adchoices
As food insecurity grows, Iowa's gardeners are stepping up to help feed those in need — plus, how an improv nonprofit is empowering Iowa's youth to grow confident on and off stage.
In this eye-opening episode of The Clay Edwards Show, we dive deep into the frustrating saga of John Arthur Banks, a notorious downtown Jackson, Mississippi bum who's been terrorizing local businesses for over two decades. From my days owning nightclubs in downtown Jackson (2003-2011), I've seen this guy's harassment firsthand. Despite being arrested for burglarizing at least 15 businesses and pleading guilty SIX TIMES, Banks keeps getting released thanks to Hinds County's infamous "catch and release" program. He's free to strike again in a city fighting to recover from eight years under Mayor Chokwe Antar Lumumba's socialist policies. Jackson beat New York to electing a radical mayor—want proof of "communism done right"? Come tour Jacktown with me. We break down the shocking details from Jackson Jambalaya's latest exposé: Banks' criminal history spanning 2009-2024, lenient sentences from judges like Bill Gowan, William Kidd, Faye Peterson, Johnny McDaniels, and Damon Stevenson, and the DA's failures (shoutout to Jody Owens). Highlights include: 2009: Indicted for business burglary; pleaded guilty, full 5-year sentence suspended. 2017: Burglary at Jocko's Tacos; 7 years, 4 suspended (lived at Gateway Shelter). 2018: Burglary at Stanley's Wine and Liquor; 7 years, 3 suspended (concurrent with 2017). 2019: Burglary at Downtown Snack Shop; 7 years, 2 suspended + drug/alcohol treatment. 2020: Two counts for Greenbrook Flowers and Iron Horse Grill (2019 hits); 7 years, 2 suspended. 2022: Burglary at the Hood Building; 7 years, 2 suspended (no habitual offender enhancement). 2022 (again): 10 COUNTS including La Cazuela, Kiefer's, Shero's, Pizza and Daiquiri Shop, Steve's Deli, Mississippi Farmers Market, Downtown Drugstore, Pig and Pint, Finian's, and Tatum & Wade Law Firm—remanded as part of prior case. 2024: Capitol Police arrest for Downtown Drugstore, Native Coffee, and Lou's Restaurant (plus another); 1-year revocation, but paroled quickly. Indicted as habitual offender—trial set for July 2026. This guy's an economic terrorist, driving away customers and businesses. We also touch on recent closures: Arby's on High Street shutting down for good, plus PetSmart (I-55 North) and TJ Maxx (East County Line Road) relocating to Ridgeland's Highland Colony Parkway. Why? Crime and mismanagement—Jackson going full "Jackson." My raw, unfiltered reaction: No sympathy for these repeat offenders. I've dealt with them for years—most stories are lies, just excuses for dope. Police do their job, but prosecutors, judges, and MDOC keep releasing them. Businesses are fleeing—can you blame them? Sponsored by Men's Health of Mississippi: Guys, if you're dealing with low energy, stubborn belly fat, lack of muscle tone, reduced sex drive, or no morning wood, it could be low testosterone. I'm a client—3 years in, down 80 pounds, metabolic age of 36 (I'm 48!), and in the best shape ever. Get a FREE testosterone screening at their Madison clinic. Text "Clay" to 601-805-1300—a real person (not a bot) will respond ASAP to schedule you for TRT or weight loss (or both). Reclaim your life—text now! For the full story and more Jackson insights, head to https://jacksonjambalaya.com. Kingfish nails it every time. If you enjoyed this no-holds-barred take on Jackson's crime crisis, hit LIKE, SUBSCRIBE, and turn on notifications for more real talk on Mississippi politics, crime, and culture. Share your thoughts in the comments—have you dealt with bums like Banks downtown? #JacksonMS #CrimeInJackson #JohnArthurBanks #HindsCounty #CatchAndRelease #MensHealthMS #TestosteroneTherapy #ClayEdwardsShow #MississippiPolitics #DowntownJackson #BusinessBurglaries #ChokweLumumba #EconomicTerrorism #JacksonJambalaya
In this episode, we speak with Erin O'Loughlin, a former CIA operative and the Senior Director of Training at the Association of Certified Financial Crime Specialists, about insider fraud. Erin shares how behavioral cues, access anomalies, and overlooked privileges can signal risk, and why role-specific training, simulations, and just-in-time nudges are essential for prevention.Whether you're in frontline ops, tech, or leadership, this conversation offers practical insights to help banks and businesses detect threats early and build a culture of compliance.
As privately held banks look for smarter ways to manage shareholder relations, My Private Shares is helping them do it without losing control.In this episode of Travillian Next, Andrew Liesch, Head of Bank Strategy at Travillian, sits down with John Antolik, CEO of My Private Shares; Sam Ishee, CFO of Florida Capital Bank; and Andy Borrmann, CFO of Lincoln Savings Bank.Together, they explore how digital shareholder management is transforming how private institutions handle liquidity, communication, and ownership transitions. From streamlining transactions and compliance to supporting succession planning and leadership retention, the conversation offers a practical look at how community banks can stay private while still modernizing for the future.
Sergey Nazarov, Co-Founder of Chainlink, and I sat down at SmartCon to discuss how Chainlink is orchestrating the connection between blockchains, DeFi, and TradFi.Brought to you by
Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Friday Headline Brief of The Wright Report, Bryan covers the U.S. government shutdown's impact on national security, Democrats' energy messaging strategy, Ford's massive electric truck losses, China's latest espionage scandal, and new medical research linking heart and brain health. U.S. Troops Told to Visit German Food Banks: A U.S. Army base in Bavaria posted a list of local soup kitchens for service members and families struggling during the shutdown — a move that shocked German media and sparked Pentagon embarrassment. Bryan warns foreign spy agencies could exploit unpaid American personnel for recruitment, saying, "That's how the CIA would target desperate officers abroad — and it's happening to us now." Democrats' Winning Playbook: Democrats' recent election victories were fueled by economic messaging, especially on rising energy costs. Bryan explains how candidates tied AI data centers and electric vehicles to higher utility bills — a strategy Republicans must counter before 2026. Ford's Electric F-150 Collapse: The automaker faces $13 billion in losses after poor demand for its Lightning pickup. Bryan notes Toyota's hybrid-first strategy is proving right, calling the EV rush "a cultish demand that ignored market reality." China's Espionage and Agricultural Games: Three Chinese nationals in Michigan were arrested for smuggling genetically modified worms, while Beijing signed $5 billion in new U.S. grain deals. Bryan warns that "China is both robbing our labs and buying our fields." Trump Weighs Action in Nigeria and Venezuela: The President is considering U.S. military intervention in Nigeria to protect Christians from Islamist attacks while reviewing regime-change options in Venezuela. Bryan asks listeners to consider: "How many American lives would we trade to save others abroad?" Dementia and Heart Disease Discoveries: British scientists found that small increases in heart enzyme levels may predict dementia risk years before symptoms. Meanwhile, South Korean researchers discovered gut bacteria linked to coronary artery disease, reinforcing the connection between diet, heart health, and brain function. "And you shall know the truth, and the truth shall make you free." - John 8:32 Keywords: U.S. Army Bavaria food banks shutdown, Pentagon security risk spy recruitment, Democrats energy utility bill messaging, Ford F-150 Lightning EV losses, Toyota hybrid success, Chinese bioresearch smuggling Michigan, Trump Nigeria Christians military intervention, Venezuela Maduro regime change debate, dementia heart enzyme biomarker, gut bacteria coronary artery disease
Not only are we experiencing a government shutdown, but our financial system is deeply broken, and that isn't going to change any time soon. It is not just the poor that are being attacked and made to suffer, but the middle class is also losing its ability to maintain a living wage, and the dangers truly exist when we see that the banks and even our fiat currency are losing their value. We have put our trust in the legacy banking system, which many of us have taken for granted, but the security that our money is safe is no longer there. What can Americans do to recover from this economic nightmare? Listen to Ground Zero with Clyde Lewis M-F from 7-10 pm, pacific time on groundzeroplus.com. Call in to the LIVE show at 503-225-0860. #groundzeroplus #clydelewis #banking #legacy #fiatcurrency #gold
On this episode of The Jon Gordon Podcast, I sit down with Bernard Banks—director of the Doerr Institute for New Leaders at Rice University and co-author of The New Science of Momentum—for a powerful conversation about leadership that endures. Bernard draws on his experiences teaching at West Point, leading at Northwestern's Kellogg School, and developing future leaders at Rice to share what makes great leadership: character, competence, intentionality, and accountability. We discuss the importance of trust, positive influence, and the ability to balance results with empathy to achieve sustainable success. Bernard also offers key insights from his new book about how leaders turn moments into momentum, breaking down practical strategies backed by research and lived experience. Whether you're leading a team or just starting out, this episode is a reminder that leadership is about influence and impact, not just authority. Tune in for actionable inspiration to grow as a leader and make a lasting difference. About Bernard, Dr. Bernard (Bernie) Banks is a renowned expert in leadership and organizational change, with global experience leading and developing teams across diverse sectors. He currently serves as Director of Rice University's Doerr Institute for New Leaders and Professor in the Practice of Leadership at the Jones Graduate School of Business. A retired U.S. Army Brigadier General, Dr. Banks led West Point's Department of Behavioral Sciences & Leadership before transitioning to academia, where he also served on the senior leadership team at Northwestern University's Kellogg School of Management. He holds degrees from West Point, Northwestern, Columbia, Harvard, and a Ph.D. in social-organizational psychology from Columbia. His work has appeared in Harvard Business Review, Military Psychology, and The New York Times, and his latest book, The New Science of Momentum (HarperCollins, 2025), explores how great leaders and coaches build lasting impact. Here's a few additional resources for you… Follow me on Instagram: @JonGordon11 Order my new book 'The 7 Commitments of a Great Team' today! Every week, I send out a free Positive Tip newsletter via email. It's advice for your life, work and team. You can sign up now here and catch up on past newsletters. Ready to lead with greater clarity, confidence, and purpose? The Certified Positive Leader Program is for anyone who wants to grow as a leader from the inside out. It's a self-paced experience built around my most impactful leadership principles with tools you can apply right away to improve your mindset, relationships, and results. You'll discover what it really means to lead with positivity… and how to do it every day. Learn more here! Join me for my Day of Development! You'll learn proven strategies to develop confidence, improve your leadership and build a connected and committed team. You'll leave with an action plan to supercharge your growth and results. It's time to Create your Positive Advantage. Get details and sign up here. Do you feel called to do more? Would you like to impact more people as a leader, writer, speaker, coach and trainer? Get Jon Gordon Certified if you want to be mentored by me and my team to teach my proven frameworks principles, and programs for businesses, sports, education, healthcare!
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