Podcasts about banks

Crypto News: BlackRock CEO Larry Fink and Coinbase CEO Brian Armstrong talk crypto. Charles Schwab to Launch Bitcoin, Ethereum Trading in 2026, CEO Says. Ethereum Fusaka upgrade goes live. Brought to you by

Prosecutors alleged that in late 2018, just after renewed public scrutiny from media reporting on earlier investigations, Epstein wired $100,000 to one person and $250,000 to another — both described as possible co-conspirators or potential witnesses in his trafficking case. The timing and amounts suggested to prosecutors that Epstein was using his wealth to try to sway or silence witnesses before they could provide testimony against him. This alleged witness-tampering was part of the government's argument for why he should not be released on bail or house arrest, but instead remain jailed while awaiting trial.At the same time, this revelation fed into a broader narrative about Epstein's pattern of “obstruction and manipulation of witnesses,” going back to his earlier state-level case in Florida and the controversial 2008 plea deal. Prosecutors used these payments as evidence that Epstein remained unrepentant, wealthy, and dangerous — undermining any argument from the defense that he posed no risk of influencing or intimidating people connected to the case.to contact me:bobbycapucci@protonmail.com

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing Canadian banks vs BANK.TO the leveraged covered call ETF. It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

On this episode of Road2Billions, Moise breaks down why 2026 is the last call before the entire real estate landscape flips. Banks are preparing to roll out 50-year mortgages, corporate investors are buying neighborhoods in bulk, and the U.S. is drifting from an ownership mindset into a long-term leasing economy. If you're not in position now, you'll be paying the people who got in before the shift. Moise lays out what's coming, why ultra-long mortgages will trap people in lifetime payments, and how the smart players who move before 2026 hits full swing will own the very properties everyone else will depend on. This episode is your wake-up call: timing is shrinking, opportunity is tightening, and the window is still open — for now. The message is simple: Get in early. Get in smart. Or get priced out and locked into renting forever.

"There's more change that can be made, more impact, more positive impact in people's lives through this kind of work, and plenty of money to be made."On this episode of Limitless Africa, we speak to Luni Libes, CEO and founder of agriculture investment company Africa Eats. As of December 2024, Africa Eats was listed on the Mauritius Stock exchange. Luni Libes is an intrepid investor and the real deal: the 23 active companies in the Africa Eats portfolio had a combined revenue of $44 million dollars last year - up from only one million when he started investing. Luni has surprising thoughts on what investment model works best for Africa - no VC funds for him.Plus: Why trade barriers on the continent could offer opportunity for growth.

Josh Riezman, GSR's U.S. Chief Strategy Officer, joined me to discuss how the firm is helping institutions access the crypto asset class.Topics:- Crypto market making for institutions- TradFi adoption of Crypto- Advisement of MEI Pharma in its $100M Litecoin treasury strategy- Anchoring of $100M private investment into Upexi to establish its Solana treasury strategy- Digital Asset Treasury trend - benefits, risks, etc- DATs vs ETFs

Crypto News: SEC Chair Paul Arkins says innovation exemption for crypto firms is coming in January and the SEC wants to open up IPOs. Bank of America Greenlights Wealth Advisers to Recommend Up to 4% Bitcoin Allocation.Brought to you by

In this episode, I speak with Marcos from Parfin/Rayls, live at Devconnect Buenos Aires, where their new finance-focused L1 is already seeing explosive use: 30K wallets in 24 hours, 3M+ transactions, and 800K addresses on testnet.We discuss how stablecoins are shifting from crypto-native tools to bank-issued, institution-grade payment rails, why Brazil now has several sovereign stablecoins, and why U.S. banks may soon launch their own. Marcos breaks down real institutional adoption—credit receivables, real estate tokenization, commodity payments, and bank integrations—and what it takes to build a chain designed specifically for financial infrastructure.He also shares Rails' TGE plans, their biggest challenges, and why 2026 could be the breakout year for regulated crypto adoption.Key Timestamps[00:00] Testnet Surge — 30K wallets in 24 hours, 3M+ txns, 800K addresses. [00:02] Hackathon & Devconnect Insights — real use cases emerging. [00:04] Institutional Adoption — banks warming up after regulatory clarity. [00:06] Stablecoins in Brazil — multiple BRL coins, cross-currency swaps. [00:08] Real-World Payments — stablecoins in commodity trading, FX, settlements. [00:10] Rails' Customers — Brazil's largest FMI, credit card acquirer, real estate tokenization. [00:11] Why TGE Now — fundamentals, utility, timing. [00:13] What Marcos Would Do Differently — build faster without sacrificing safety.[00:14] Stablecoin Reality — why stablecoins are becoming the settlement layer. [00:16] Global Stablecoin Future — fragmentation into hundreds of fiat-native coins. [00:18] Challenges & Asks — finish TGE, onboard banks, grow community.Connecthttps://parfin.io/https://parfin.io/en/raylshttps://www.linkedin.com/company/parfin/https://www.linkedin.com/in/marcosviriato/https://x.com/parfin_iohttps://x.com/mcvviriatoDisclaimerNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Get featuredBe a guest on the podcast or contact us – https://www.web3pod.xyz/

Core banking is no longer a back-office topic.Cloud, payments, AI and digital assets are forcing banks to rethink the foundations of how money moves.In this episode, Arjun sits down with Vishal Dalal, Global CEO of Pismo, to unpack the evolution of modern core banking, the rise of cloud-native architectures, and why migration, resilience and payments complexity are the real bottlenecks shaping the future.From a startup getting thrown out of buildings in Brazil to powering global banks across 70 plus countries, Vishal breaks down the hard truths of building critical infrastructure in a world that expects zero downtime, instant scalability and absolute safety.In this episode:• How Pismo went from a 5,000-card pilot to powering tens of millions of accounts• Why resilience, recovery and disaster readiness are now core banking table stakes• The real challenges of migrating 200 million accounts from legacy systems• Why every country building its own payment rails increases global complexity• How stablecoins, tokenized deposits and CBDCs force a rethink of the entire backend• Why digital assets and real-time settlement are pulling core banking into a new era• How AI is reshaping migrations, operations, debugging and developer speed• Why being cloud-only opens some markets and immediately disqualifies others• How leaders should balance velocity with safety in a geopolitical environment full of risk

Are you curious about how banks make lots of money? In this episode, the financial coaches dive into one of the lesser-known financial strategies that banks use to build wealth: Bank-Owned Life Insurance (BOLI). While BOLI is typically utilized by financial institutions to create long-term, tax-deferred growth, the coaches break down how anyone can apply the same principles to their own financial strategies. They explain how BOLI provides financial freedom through tax advantages, compounding growth, and safe wealth accumulation. If you're looking to build wealth in a way that outlives traditional methods, this episode is a must-listen. Top three things you will learn:-How banks leverage life insurance to build wealth and mitigate financial risks-Why bank-owned life insurance (BOLI) is a valuable strategy for personal finances-Practical steps to integrate the same strategies used by banks into your own financial planningDisclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.

Paul and Jay are joined by Mo Egger as they talk through the faint glimmer of playoff hopes and the fainter glimmer of a Trey Hendrickson return. -Come down to our Christmas live show at 10am before Bengals-Ravens at BetMGM. We are giving away dozens of prizes, tickets, jerseys, merchandise and more at BetMGM at The Banks. -The Bengals' playoff hopes, odds and realities-The Camargo Insurance Run, Pass or Boot on AFC North coach hot seats and a contest winner! -Mo joins to talk about Trey Hendrickson again-Jay's Got Stats-Trivia time-Bengals Growler Bet-ARBIESWatch and subscribe on YouTube: https://www.youtube.com/@TheGrowlerPodcastThe Growler on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-growler/id1733476604The Growler on Spotify: https://open.spotify.com/show/70iJjqgPQrVzQ2pdOwVvDYLinks to socials, Growl Pal shirts, YouTube, podcast platforms and more: www.thegrowlerpodcast.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This replay of a recent panel discussion focuses on what separates top-performing banks from the rest. Hear how leading institutions are driving durable growth in commercial banking, elevating treasury management as a strategic engine, using real customer research to redesign small business offerings, and building cultures that attract top talent while accelerating digital innovation. Related Links [LinkedIn] Kirk Coleman [LinkedIn] Alison Townsend [LinkedIn] Nate Dube [LinkedIn] Brittany Adams [On-Demand Panel Discussion] Lessons From America's Top-Performing Banks [Survey] q2.com/podsurvey

Most of us had one as a kid; but kids today, not so much! Which makes no "cents". Let's chat about the "change" in how we save for a rainy day, some dad jokes that are on the "money" and hear how many dollars we need to put in the swear jar during this episode. All in less that a "quarter" of an hour! ;0)

Prosecutors alleged that in late 2018, just after renewed public scrutiny from media reporting on earlier investigations, Epstein wired $100,000 to one person and $250,000 to another — both described as possible co-conspirators or potential witnesses in his trafficking case. The timing and amounts suggested to prosecutors that Epstein was using his wealth to try to sway or silence witnesses before they could provide testimony against him. This alleged witness-tampering was part of the government's argument for why he should not be released on bail or house arrest, but instead remain jailed while awaiting trial.At the same time, this revelation fed into a broader narrative about Epstein's pattern of “obstruction and manipulation of witnesses,” going back to his earlier state-level case in Florida and the controversial 2008 plea deal. Prosecutors used these payments as evidence that Epstein remained unrepentant, wealthy, and dangerous — undermining any argument from the defense that he posed no risk of influencing or intimidating people connected to the case.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Mentor Sessions Ep. 041: JP Morgan & BlackRock's Coordinated Attack on MicroStrategy Exposed – Banking Cartel vs Michael Saylor's Bitcoin Empire | Brandon Keys (Green Candle)MicroStrategy (MSTR) is under full-scale assault. Brandon Keys, the on-chain wizard and voice behind Green Candle Investments, just dropped undeniable evidence that JP Morgan, Jamie Dimon, BlackRock, and Larry Fink are orchestrating a six-month coordinated attack to crush Michael Saylor's Bitcoin treasury strategy and stop corporations from ditching cash for Bitcoin forever. From sudden margin hikes and MSCI exclusions to “bit bonds” designed to funnel money away from MSTR, the banking cartel is terrified: if Saylor wins, they become obsolete. Yet despite the manipulation, Brandon reveals why this dip is the biggest buying opportunity in years and why, in the end, Bitcoin still wins.Key Topics:Timeline proof of the coordinated attack on MicroStrategy & Bitcoin treasury companiesWhy Jamie Dimon flipped from calling Bitcoin a “pet rock” to quietly attacking MSTRBlackRock & JP Morgan's $500 trillion endgame and “bit bonds” counterattackHow banks are debanking Bitcoin CEOs to reclaim controlOn-chain data showing whales are buying the dip while retail panicsWhy the death of the 4-year cycle is actually bullishSelf-custody: the only way to defeat the banking cartelMacro outlook: money printer incoming and why we're still insanely earlyChapters:00:00 Teaser – “It's been nothing less of a coordinated attack”01:39 Guest Intro – Brandon Keys (Green Candle)02:04 Jamie Dimon's 10-year war on Bitcoin03:28 JP Morgan's sudden margin hike & 25% MSTR drop04:41 MSCI ruling & billions in threatened outflows06:32 Naming only MicroStrategy out of 40 companies07:47 Banks terrified: companies can replace cash with Bitcoin09:14 BlackRock's “bit bonds” & borrow-against-iBit play10:19 The $500 trillion market Saylor is targeting11:08 Banking cartel united against Michael Saylor14:43 Debanking Bitcoin CEOs – Jack Mallers, Swan, Canada17:04 Global macro stress & Bitcoin as most liquid asset19:17 Whales accumulating, retail selling the dip22:09 Self-custody is Bitcoin's true power26:19 We are still insanely early in adoption32:31 Hold 4–5 years = zero fiat losses35:44 Money printer coming soon46:56 Tether, stablecoins & the new dollar recycling scheme52:28 Final message – Self-custody or get rekt by the cartelAbout Brandon Keys:Bitcoin strategist, on-chain analyst, and founder of Green Candle InvestmentsX: @Greencandleit; @keysopen_doorsGreen Candle YouTube: https://www.youtube.com/@greencandlePrevious Episode:Bitcoin Privacy Under Attack – Dr. Jack Kruse: https://youtu.be/A0onGcn17fQ

Banks won't tell you if you're better off with a fixed-rate mortgage. But strong evidence shows most borrowers will lose when they bet against the bank by settling on a three-year fixed rate. With expectations building that RBA rates may rise, fixed rates seem attractive once more, but you need to know why the odds are against you. Stuart Wemyss of the Prosoluton Private Clients group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: You fix, you lose: here's the data over two decades The new APRA lending limits How non-banks will now rush the mortgage market Pressure mounts on CGT for residential investments See omnystudio.com/listener for privacy information.

The mail I'm getting got a bit more official yesterday with Fitch suggesting they think the Reserve Bank isn't done. A lot of people thought the Reserve Bank was done cutting because fill-in Governor Christian Hawkesby basically said as much last week. On the inference that it was over, swap rates on the wholesale market started going up. Why should you care? Because if you owe money to a bank a lot of their income to lend comes from the wholesale markets. If it goes up so does your interest rate, which is what has been happening since last Thursday. Now this is where we get into subtlety and nuance. Technically Hawkesby said the bank remains open to further action, so if you lined Hawkesby up in court he could defend himself. But as always in these matters it is the between the lines stuff, the nod and the wink stuff, that markets read. And they are reading an end and, as a result, the numbers are rising. Tied in, if another cut is coming as Fitch suggests, things are further complicated with our dollar, given places like Australia are doing the opposite. Their Reserve Bank is closer to hiking than cutting. That affects how the world sees our economy and our currency, at 87cents to the Australian dollar and at 43cents to the pound, looks anaemic. For good measure, Fitch seems downbeat about our recovery. They are calling 2% next year by way of GDP. They were saying 2.7%. This then brings in the Government. The Government, in election year, would like 2.7% over 2%. 2% they'd be able to milk but 2.7% is home court advantage. If you want one more thing that kind of backs up the Fitch funk, Black Friday didn't work. Spending was down on last year. Personally, I think that's about it being a crock of you-know-what and it's more clickbait than it is bargains and people are over being ripped off. But that's just me. So anyway, Hawkesby leaves with a trail of questions left behind as he heads to the beach. If you are one of the so-often quoted ones who are rolling out of one mortgage into another, these are still tricky times to try and get right and you want to hope Fitch has misread it. See omnystudio.com/listener for privacy information.

Evgenia Goti, Global Head of Wealth Planning at EFG joins Moz to shed light on both the technical and human considerations of structuring family wealth across generations. As the great wealth transfer gathers pace, she explains how families can preserve cohesion and avoid common pitfalls while building legacies.Our host, Moz Afzal:https://bit.ly/31XbkTROur guest:Evgenia Gotihttps://bit.ly/4pdITu9EFGAM:https://www.newcapital.com/Important disclaimersThe value of investments and the income derived from them can fall as well as rise, and past performance is no indicator of future performance. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. This document does not constitute and shall not be construed as a prospectus, advertisement, public offering or placement of, nor a recommendation to buy, sell, hold or solicit, any investment, security, other financial instrument or other product or service. It is not intended to be a final representation of the terms and conditions of any investment, security, other financial instrument or other product or service. This document is for general information only and is not intended as investment advice or any other specific recommendation as to any particular course of action or inaction. The information in this document does not take into account the specific investment objectives, financial situation or particular needs of the recipient. You should seek your own professional advice suitable to your particular circumstances prior to making any investment or if you are in doubt as to the information in this document.Although information in this document has been obtained from sources believed to be reliable, no member of the EFG group represents or warrants its accuracy, and such information may be incomplete or condensed. Any opinions in this document are subject to change without notice. This document may contain personal opinions which do not necessarily reflect the position of any member of the EFG group. To the fullest extent permissible by law, no member of the EFG group shall be responsible for the consequences of any errors or omissions herein, or reliance upon any opinion or statement contained herein, and each member of the EFG group expressly disclaims any liability, including (without limitation) liability for incidental or consequential damages, arising from the same or resulting from any action or inaction on the part of the recipient in reliance on this document.The availability of this document in any jurisdiction or country may be contrary to local law or regulation and persons who come into possession of this document should inform themselves of and observe any restrictions. This document may not be reproduced, disclosed or distributed (in whole or in part) to any other person without prior written permission from an authorised member of the EFG group.This document has been produced by EFG Asset Management (UK) Limited for use by the EFG group and the worldwide subsidiaries and affiliates within the EFG group. EFG Asset Management (UK) Limited is authorised and regulated by the UK Financial Conduct Authority, registered no.7389746. Registered address: EFG Asset Management (UK) Limited, 116 Park Street, London W1K 6AP, United Kingdom, telephone +44 (0)207 491 9111.Independent Asset Managers: in case this document is provided to Independent Asset Managers (“IAMs“), it is strictly forbidden to be reproduced, disclosed or distributed (in whole or in part) by IAMs and made available to their clients and/or third parties. By receiving this document IAMs confirm that they will need to make their own decisions/judgements about how to proceed and it is the responsibility of IAMs to ensure that the information provided is in line with their own clients' circumstances with regard to any investment, legal, regulatory, tax or other consequences. No liability is accepted by EFG for any damages, losses or costs (whether direct, indirect or consequential) that may arise from any use of this document by the IAMs, their clients or any third parties.If you have received this document from any affiliate or branch referred to below, please note the following:Australia: This document has been prepared and issued by EFG Asset Management (UK) Limited, a private limited company with registered number 7389746 and with its registered office address at 116 Park Street, London W1K 6AP (telephone number +44 (0)207 491 9111). 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EFG Asset Management (UK) Limited is exempt from the requirement to hold an Australian financial services licence in respect of the financial services it provides to wholesale clients in Australia and is authorised and regulated by the Financial Conduct Authority of the United Kingdom (FCA Registration No. 536771) under the laws of the United Kingdom which differ from Australian laws.ASIC Class Order CO03/1099EFG Asset Management (UK) Limited notifies you that it is relying on the Australian Securities & Investments Commission (ASIC) Class Order CO03/1099 (Class Order) exemption (as extended in operation by ASIC Corporations (Repeal and Transitional Instrument 2016/396) for UK Financial Conduct Authority (FCA) regulated firms which exempts it from the requirement to hold an Australian financial services licence (AFSL) under the Corporations Act 2001 (Cth) (Corporations Act) in respect of the financial services we provide to you.The financial services that we provide to you are regulated by the FCA under the laws and regulatory requirements of the United Kingdom which are different to Australia. Consequently any offer or other documentation that you receive from us in the course of us providing financial services to you will be prepared in accordance with those laws and regulatory requirements. The UK regulatory requirements refer to legislation, rules enacted pursuant to the legislation and any other relevant policies or documents issued by the FCA.Your Status as a Wholesale ClientIn order that we may provide financial services to you, and for us to comply with the Class Order, you must be a ‘wholesale client' within the meaning given by section 761G of the Corporations Act. Accordingly, by accepting any documentation from us prior to the commencement of or in the course of us providing financial services to you, you:• warrant to us that you are a ‘wholesale client';• agree to provide such information or evidence that we may request from time to time to confirm your status as a wholesale client;• agree that we may cease providing financial services to you if you are no longer a wholesale client or do not provide us with information or evidence satisfactory to us to confirm your status as a wholesale client; and• agree to notify us in writing within5 business days if you cease to be a ‘wholesale client' for the purposes of the financial services that we provide to you.Bahamas: EFG Bank & Trust (Bahamas) Ltd. is licensed by the Securities Commission of the Bahamas pursuant to the Securities Industry Act, 2011 and Securities Industry Regulations, 2012 and is authorised to conduct securities business in and from The Bahamas including dealing in securities, arranging dealing in securities, managing securities and advising on securities. EFG Bank & Trust (Bahamas) Ltd. is also licensed by the Central Bank of The Bahamas pursuant to the Banks and Trust Companies Regulation Act, 2000 as a Bank and Trust company. Registered office: Goodman‘s Bay Corporate Centre West Bay Street and Sea View Drive, Nassau, The...

Natalie Brunell is one of the leading voices in bitcoin, widely respected for helping millions understand the asset and the broader macro landscape. In this conversation, we break down why Bitcoin's price has stalled, how it stacks up against gold, the biggest misconceptions critics still get wrong, stablecoins, Wall Street's growing role, and whether Satoshi's identity even matters. Natalie also shares insights from her book Bitcoin Is For Everyone and why she believes bitcoin's long-term outlook remains as strong as ever.======================Bitizenship gives Bitcoin-forward investors a fast, compliant path to EU residency. Our Bitcoin Dolce Visa lets you invest in a 100% Bitcoin-aligned startup and qualify for Italy's Golden Visa with one strategy. Claim your free strategy call at https://www.bitizenship.com/pomp.======================BitcoinIRA: Buy, sell, and swap 80+ cryptocurrencies in your retirement account. Take 3 minutes to open your account & get connected to a team of IRA specialists that will guide you through every step of the process. Go to https://bitcoinira.com/pomp/ to earn up to $1,000 in rewards.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at ⁠SolanaTo10K.com⁠.======================Timestamps: 0:00 – Intro2:09 – Inflation & the U.S. affordability crisis5:12 – Bitcoin vs. Gold6:27 – Wall Street's role in bitcoin and nation-state adoption10:59 – Bitcoin as payments vs. store of value12:56 – Stablecoins relationship to bitcoin16:52 – Censorship, de-banking & financial freedom21:16 – Banks & bitcoin reserves22:42 – Media coverage of bitcoin and how to fix broken incentives27:36 – “Bitcoin Is For Everyone”33:20 – How to measure inflation35:47 – The money printer mountain37:26 – Who is Satoshi? Does it matter?38:45 – Selling the book and closing remarks

City and county leaders do not agree on all details of this new master plan.

Banks used to be very local institutions, but these days they seem to get bigger and bigger. Plus the local news for December 1, 2025 and the latest installment from Music Citizens. Credits: This is a production of Nashville Public RadioHost/producer: Nina CardonaEditor: LaTonya TurnerAdditional support: Mack Linebaugh, Tony Gonzalez and the staff of WPLN and WNXP

Link to the full podcast:https://youtu.be/4GNc-BA4sqQ?si=n9p30WjkjK6ohZPv Description:Dr. Margaret Banks-Butler shares findings from her research on Apostolic Millennials, noting their desire for meaningful engagement, authenticity, mentorship, and involvement in ministry. She explains that while young people are happy in their faith, they expect educated and relational leaders who can guide them with both truth and grace. Transitioning into her book, she unpacks “flow” as the intersection of divine assignment, gifting, and God's timing. Drawing from psychology and ministry, she stresses that leaders thrive when serving in their true calling and that valuing diverse roles within the church creates stronger, Spirit-led teamwork.Purchase The Christian Leader Blueprint book today: https://www.ryanfranklin.org/blueprintbookDownload The Christian Leader Blueprint – Short Guide (Free): https://www.ryanfranklin.org/blueprint Take the Christian Leader® Self-Assessment (Free):https://www.ryanfranklin.org/clselfassessment Learn more about Christian Leader® Community Coaching:https://www.ryanfranklin.org/communitycoaching YouTube and Audio Podcast: https://www.ryanfranklin.org/leaderpodcast Connect with Ryan: Email: info@ryanfranklin.org Facebook: https://www.facebook.com/rnfranklin/ Instagram: https://www.instagram.com/rnfranklin/ Linkedin: https://www.linkedin.com/in/rnfranklin/ Audio mastering by Apostolic Audio: https://www.apostolic-audio.com#leadership, #thoughtleadership, #ministry, #pastor, #pastors, #churches, #leadershiptraining, #churchleader, #churchleaders, #influence, #leadershipdevelopment, #coaching, #executivecoach, #leadershipcoaching, #productivitycoach, #productivity, #growthmindset, #theproductiveleader, #ChristianLeader, #ChristianLeadership, #LeadershipPodcast, #FaithAndBusiness, #PodcastInterview, #ChristianEntrepreneurship, #KingdomImpact, #PodcastInspiration, #LeadershipJourney, #PurposeDriven, #ChristianPodcast, #LeadershipEssentials, #LeadershipFundamentalsSend us a text

The surge in provisions that crushed UOB’s third quarter earnings might not be the lender’s only problem. Along with DBS and OCBC, it is also grappling with normalising net interest margins and soft net interest income. Meanwhile, non-interest income can be volatile and hard to forecast. BT’s Ben Paul offers his views on the outlook for the three Singapore banks. Highlights of the podcast: 00:24 Banks’ performance now cooling, diverging 05:21 Surging net interest margins are normalising 08:31 Did UOB’s big provisions spook the market? 14:19 How to position the banks in your portfolios --- Send your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Ben Paul (benpaul@sph.com.sg) Edited by: Howie Lim & Claressa Monteiro Produced by: Ben Paul, Howie Lim & Emily Liu A podcast by BT Podcasts, The Business Times, SPH Media Follow BT Mark To Market: Channel: bt.sg/btmark2mkt Apple Podcasts: bt.sg/4DJp Spotify: bt.sg/4DJN Website: bt.sg/mark2mkt Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks WealthBT: bt.sg/btwealthbt PropertyBT: bt.sg/btpropertybt BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Jeffrey Epstein's friends in the financial sector acted as a crucial safety net that enabled him to operate for decades without meaningful consequences. Wealthy financiers, private-equity executives, hedge-fund managers, and high-ranking banking figures opened doors for him, legitimized him publicly, and helped craft the image of a brilliant money manager with mysterious access to elite capital. Institutions continued to work with him even after his 2008 conviction, granting him accounts, moving large sums of money, and treating him as a respected client rather than a convicted sex offender. These relationships provided not just financial support, but credibility — the appearance of institutional trust that insulated him from scrutiny and deterred journalists and regulators who might otherwise have investigated his background more aggressively.Beyond image protection, Epstein's financial allies created a buffer of influence capable of suppressing exposure and consequences. Banks ignored internal warnings, compliance flags were bypassed, and suspicious-activity reports were buried or dismissed, all of which allowed Epstein to continue wiring money for travel, real estate, and payouts. When legal pressure mounted, these connections helped him negotiate favorable deals, secure lenient treatment, and maintain access to wealth that functioned as leverage over powerful associates. In effect, the financial elite served as a shield, transforming Epstein from a disgraced predator into a man still protected by the prestige and silence of the institutions that benefitted from his presence — proving that in the rarefied world of power and money, reputation can be manufactured and accountability can be deferred indefinitely.to  contact me:bobbycapucci@protonail.com

In this special 5-year anniversary episode of Shots of Serenity, we celebrate the journey, the growth, and the countless moments of choosing peace, one breath at a time. Whether you're building a business, nurturing your healing journey, or simply trying to stay consistent with your self-care, today's conversation centers around one powerful reminder:Start with what you have. It's always enough.In this episode, I share 4 transformative tips that have supported me over the last five years in podcasting, healing, and creating a life aligned with intention:This episode is perfect for anyone seeking encouragement to begin, restart, or stay committed to their path. Whether you're a creator, healer, or someone learning to soften into your evolution, this anniversary conversation offers grounding insights to help you move forward with clarity and grace.If this episode supports you, make sure to share it with someone who needs a gentle reminder that their journey is worthy—right now, exactly as it is.✨ Stay Connected with Shots of Serenity ✨Thank you so much for tuning in! If today's episode resonated, please share it with someone you love and subscribe on your favorite platform — iTunes, SoundCloud, Spotify, or Google Play.

Today's episode opens with a quiet charge, Murphy & Keen circling the walls of money to see what's solid and what's only painted there. Our two very different economists argue over whether banks summon credit from nothing or simply pass along what was saved, each holding a different candle to the same dark machinery. As the conversation rolls, the familiar ghosts of failed forecasts and brittle theories drift about, reminding us how easily economics slips away from the world it tries to explain. By the end, it feels like a steady march through the uneasy heart of the financial system. Still human, still searching, still trying to make sense of the noise. Stay tuned for part two in the coming weeks...PATREON https://www.patreon.com/c/demystifysciPARADIGM DRIFThttps://demystifysci.com/paradigm-drift-showHOMEBREW MUSIC - Check out our new album!Hard Copies (Vinyl): FREE SHIPPING https://demystifysci-shop.fourthwall.com/products/vinyl-lp-secretary-of-nature-everything-is-so-good-hereStreaming:https://secretaryofnature.bandcamp.com/album/everything-is-so-good-here00:00 Go! 00:07:00 Understanding Heterodox Economics00:11:00 Austrian Economics vs. Neoclassical Approaches00:15:00 The Concept of Equilibrium in Economics00:19:00 Complexity Theory & Economic Modeling00:20:12 Critique of Neoclassical Economics00:22:43 Historical Context of Economic Predictions00:25:03 Keynesian vs. Post-Keynesian Economics00:30:12 Influence of Economists in Power Dynamics00:36:40 Economic Models & Crisis Predictions00:38:20 Economic Interests in Crises00:39:56 The Religion of Economic Theories00:44:49 Consequences of Economic Beliefs00:50:10 The Oversight of Banks in Economic Models00:54:32 Challenges of Economic Experimentation00:56:13 Rival Schools of Economic Thought00:57:00 Cycles in Economic Systems01:00:01 Dynamics of Boom and Bust01:02:15 Role of Interest Rates & Money Creation01:05:32 Understanding Fractional Reserve Banking01:11:28 Complexity of Banking & Reserves01:15:03 Dynamics of Banking & Credit Management01:17:50 Critique of Central Banking & the Role of Reserves01:19:54 Reevaluating Economic Models & Banking01:20:50 The Importance of Reserves in Financial Discussions #economics, #macroeconomics, #banking, #economiccrisis , #austrianeconomics , #keynesianeconomics , #complexitytheory, #financialmarkets , #economicpolicy, #monetarypolicy , #financialsystem, #physicspodcast #philosophypodcast MERCH: Rock some DemystifySci gear : https://demystifysci-shop.fourthwall.com/AMAZON: Do your shopping through this link: https://amzn.to/3YyoT98DONATE: https://bit.ly/3wkPqaDSUBSTACK: https://substack.com/@UCqV4_7i9h1_V7hY48eZZSLw@demystifysci RSS: https://anchor.fm/s/2be66934/podcast/rssMAILING LIST: https://bit.ly/3v3kz2S SOCIAL: - Discord: https://discord.gg/MJzKT8CQub- Facebook: https://www.facebook.com/groups/DemystifySci- Instagram: https://www.instagram.com/DemystifySci/- Twitter: https://twitter.com/DemystifySciMUSIC: -Shilo Delay: https://g.co/kgs/oty671

Chris Luxon says banks need to be passing on their OCR cuts to customers - and customers should be switching banks if they don't. Mortgage rates have been falling significantly, following recent OCR cuts. But the Reserve Bank says the banks still have room to move, to be cutting the rates further. The Prime Minister says [told Mike Hosking] banks should be competing for customers, and customers should be trying to get the best deal they can. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to Mortgagenomics Canada Podcast YouTube ChannelCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

Can AI help people without a traditional credit history get access to fair loans? Impact entrepreneur Mercedes Bidart shows how AI is letting informal entrepreneurs in Latin America transform "invisible data" on their phones into a financial identity, helping them get credit and grow on their own terms. Hosted on Acast. See acast.com/privacy for more information.

Wisdom School Lesson: In Defense of Dirt: Rewilding Our Children Before Their Bodies Forget. Investigative reporter Greg Palast joins Thom Hartmann for a shocking revelation detailing how the banking sector took over almost every world government. With scrutiny of Larry Summers, Epstein and the “End Game” Memo.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Banks classify your life insurance as an asset, so why do so many people treat it like an expense?  In this episode, we break down how dividend-paying whole life can be your warehouse of wealth without feeding inflation like the banking system does.

In recent months, a growing chorus of legislators has publicly demanded that major banks — including JPMorgan Chase, Deutsche Bank, Bank of America, and Bank of New York Mellon — be held accountable for allegedly facilitating Epstein's sex-trafficking operation through negligent or deliberately under-reported financial activity. A high-profile memorandum released by Ron Wyden (D-Ore.), the top Democrat on the Senate Finance Committee, lays out evidence that JPMorgan severely under-reported “suspicious activity” on Epstein's accounts for years — then suddenly flagged over a billion dollars in transfers only after his 2019 arrest and death. Many lawmakers argue this discrepancy goes beyond careless bookkeeping and points to systemic compliance failures or even criminal complicity, especially given that senior banking executives remained personally involved in Epstein's account oversight.Against this backdrop, Congressional oversight committees have issued subpoenas to banks for financial records tied to Epstein. James Comer, chair of the House Oversight Committee, has demanded full transparency and urged federal prosecutors to open criminal investigations, not only into bank institutions but into individuals who may have knowingly enabled or covered up Epstein's criminal activity. Some lawmakers say that unless those responsible face real consequences — indictments, prosecutions, or heavy penalties — justice for survivors will remain incomplete. There is also growing pressure for regulators to tighten financial-institution oversight and to re-examine how wealthy, high-risk clients are managed by private banking arms.to contact me:bobbycapucci@protonmail.comsource:US regulators ‘taking seriously' allegations of bankers' support for Epstein | Banking | The Guardian

As a property management business owner, you likely work with seasoned investors who are always looking for new ways to build and preserve their wealth and assets. In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with Alan Porter to discuss how to reveal the powerful financial strategies the wealthy and large financial institutions use and how you can apply them. You'll Learn [01:09] Alan's Inspiration for Uncovering Financial Secrets [08:38] Learning Financial Planning Strategies 90% of People Don't Know [12:25] How to Get Started on the Path to Tax-Free Retirement [15:43] Strategies For Property Managers and Their Clients Quotables "The one thing you can always trust is for everybody to look out for their own self-interest." "If your own self-interest is in alignment with their interests, then that's a win-win. Otherwise, someone's gonna lose." "If you don't have a plan, make one. But you've got to have a plan and improve on it all the time." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Alan Porter (00:00) I teach people to think outside the box, conventional financial planning, and show them the strategies that the wealthy and banking institutions have been using for years. Now, I show people how to become their own bank. Jason Hull (00:10) All right, welcome everybody. I am Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. We have spoken to thousands of property management business owners, coached, consulted, cleaned up hundreds of businesses. Alan Porter (00:26) Thank Jason Hull (00:35) helping them add doors, improve pricing, increase profit, simplify operations. And we run the leading property management mastermind in the industry. At DoorGrow, we believe good property managers can change the world and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. We are on a mission to transform property management business owners and their businesses. We want to transform the industry. eliminate the BS, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. Now, let's get into the show. So my guest today is Alan Porter of Strategic Wealth Strategies. Welcome, Alan. Alan Porter (01:16) Well, thank you for having me on. Jason Hull (01:18) Yeah, glad to have you. And we're going to be talking about, he's going to be sharing how to reveal the powerful financial strategies, the wealthy use, how you can apply them to. Alan will be uncovering the IRS approved playbook for retiring completely tax free, explain the millionaire tax strategies business owners use to keep more of what they earn and break down Wall Street myths to show how to build lasting wealth without market volatility. So Alan. Again, welcome to the show and why don't we kick things off by give us a little bit of background on you. How did you get into entrepreneurism, into business and give us a little bit of backstory so we understand how this all came to be. Alan Porter (02:00) Well, I never thought I'd be doing this. I retired from the military back in 1993. I was a Blackhawk instructor pilot and I told everybody I had a safe landing for every takeoff and I dodged all the bullets and I had a great career. And I got enrolled in the real estate mortgage business after that up till about 2008. I've had some tragic things happen to my family. In 2009, live in Little, mean Fayetteville, North Carolina. My son lived in Little Rock, Arkansas with his wife, Lynn. She was 39 and they had two little girls that were seven and four. Jason Hull (02:19) in 2009. Alan Porter (02:28) Well, we went down there for Christmas in 2009, but my son had been 100 % disabled for three years and still not getting the disability. And January 5th changed my entire life. His wife, Lynn, called me up. said, Alan, I've been diagnosed with stage four pancreatic cancer and they've given me six months to live. Of course we were all devastated, but there's a huge financial problem that's developed in my son's family because there's no money coming in. Jason Hull (02:28) Well, we went down there for business in 2009, but my son had been 100 % disabled for three years and still not in a disability. Wow. And January 5th changed my entire life. His wife Lynn called me up, she said, Alan, I've been diagnosed with stage 4 pancreatic cancer and they've given me six months to live. Of course, we were all devastated. Yeah, I bet. there's huge financial problem that's developed in my son's family because of the money coming in. Alan Porter (02:55) I'm helping them out, but I don't know for how long Jason Hull (02:55) I'm helping him out, but I don't help him. Alan Porter (02:56) until I'm gonna have to sell my house or do something. But I was like 99 % of the people out there, Jason, that thought life insurance was a death product that you had to die to benefit from it. Well, little did I know she had a terminal illness right or her life insurance policy that she could access within one year of diagnosis of this deadly disease and was completely tax free, which I knew nothing about. It was hundreds of thousands of dollars. Jason Hull (02:58) Yeah. Really? Alan Porter (03:21) And if it had not been for that, my son would be bankrupt and it took a huge financial strain off of me. Jason Hull (03:25) Yeah. Well, long story short, died a year later, so I moved my son back here to Fayetteville, North Carolina. But about a year after that, my daughter's an oncology nurse, and her husband's a doctor at Woodbrook and Raleigh, North Carolina, and just gave birth to my third grandson. And she was diagnosed with breast cancer, and it was very bad. We didn't think she was going to live. Well, now in 2023, she's been 12 years cancer free, but she also was diagnosed with Graves' disease, thyroid eye condition. Alan Porter (03:26) Well, to a long story short, she died a year later. So I moved my son back here to Fayetteville, North Carolina. But about a year after that, my daughter, who's an oncology nurse and her husband's a doctor, they live up in Raleigh, North Carolina, had just given birth to my third grandson. And she was diagnosed with breast cancer and it was very bad. We didn't think she was going to live. Well, now in 2023, she'd been 12 years cancer free, but she also was diagnosed with Graves disease and thyroid eye condition. There's only one treatment for it. It's not a cure-all for anything, but Jason Hull (03:51) And there's only one treatment for it. It's not a cure-all. Alan Porter (03:55) it's a treatment. It's an infusion, eight infusions of this drug is called Tepezza I believe. The first one was like $32,000. The last one was almost a quarter of a million dollars. That was in May of 2023. On January of 2024, the thyroid eye condition came back. In February, she went to the doctor. The doctor said, Nicole, I'm sorry, there's nothing we can do until you go blind and then we can operate. I'm thinking, man, what a prognosis. Jason Hull (03:55) my Yeah. ⁓ Alan Porter (04:21) So we tried to get her a study at Duke. She didn't qualify for that because she had already taken the Tepezza But April did get her into the Mayo Clinic in Rochester, Minnesota. But basically there's nothing they can do for her. She was up there for about four days for testing and consultation. But basically, like I said, there's nothing they can do for her. They got a drug that may be 50 % effective. It's not improved by insurance. And believe it or not, it's even more expensive than the Tepezza is. And it's just, I mean, so. Jason Hull (04:39) Yeah. Yeah. Alan Porter (04:51) So both of my kids are living day to day in misery. And when I got started in this, knew, like I said, these things, because I was to have a very successful real estate mortgage business. And I said, these financial strategies that the insurance companies have, why don't people know about this? These are the greatest financial vehicles out there. People tell me, well, listen to Suzy Orman and Dave Ramsey, insurance is not a good investment. Well, first off, it's not an investment. Jason Hull (04:54) When I got started in this, knew, like I said, these things, because I was very successful in estate in my early years. I said, these financial strategies that the insurance companies have, why don't people know about this? These are the greatest financial vehicles out there. People tell me, listen, as soon as you arm it today, Ramsey, insurance is not a good investment. Well, first off, it's not an investment. Alan Porter (05:18) It's an asset class all of its own. There's no other financial product that can Jason Hull (05:19) It's an asset class all of itself. There's no other financial product that... Alan Porter (05:23) provide the protection, performance, and benefits of cash value life insurance when properly structured and fixed and fixed indexed annually. And I'll give you one big point. They eliminate or mitigate the risk in retirement that a stock portfolio only compounds. That's absolutely... Let me ask you this. Have you ever heard of sequence of returns risk? Jason Hull (05:23) could provide the protection, performance, and benefits of cash, money, or life insurance. Yeah. if you have one big point, they eliminate or mitigate the risk in retirement that a stock portfolio only compacts. That's absolutely, let me ask you this, have you ever heard of sequence of returns risk? Sequencing returns? Sequence of returns risk. No.   Alan Porter (05:46) Sequence of returns risk. Well, don't feel lonely because 99 % of the people I talk to, to include multi-millionaires that have fee-based advisors. And let's say that you're 65 years of age and you go to retire and you got a million dollars in your stock portfolio. They used to say a 4 % distribution rate was a safe distribution rate to last for 30 years, index for inflation at 3%. Well, my plans go to age 120. They don't cut off in 30 years. Jason Hull (05:50) Well, don't feel lonely because 99 % of the people I talk to include multi-millionaires that have fee-based advisors. let's say that you're 65 years of age and you go to retire. You have a million dollars in your stock portfolio. They used to say a 4 % distribution rate was a safe distribution rate to last for 30 years, index for inflation at 3%. Well, my plans go at age 120. They don't cut off in 30 years. But the problem with that 4 % distribution rate Alan Porter (06:15) But the problem is that 4 % distribution rate, that's Jason Hull (06:19) That's $40,000 a year. And that stock portfolio, that's not guaranteed. What if you have a 10 % loss the first year? now your million dollars goes down to $900,000 minus the $40,000 you took out minus the fees you paid on financial advisor whether you make money or not. And then the next two to three years, 2008 happens again, where you lost 38 to 52%. You never got the money in the fifth year. And when I tell people about this, they're financial advisors, Alan Porter (06:19) $40,000 a year. And that stock portfolio, that's not guaranteed. What if you have a 10 % loss the first year? So now your million dollars goes down to 900,000 minus the $40,000 you took out minus the fees you pay that financial advisor, whether you make money or not. And then the next two to three years, 2008 happens again, where you lost 38 to 52%. You're going to be out of money in the fifth year. And when I tell people about this and their financial advisors, Don't tell them, I mean, they're said, I said, why do you think that is? Jason Hull (06:45) don't tell them. I made letters, I said, why do you think that is? Alan Porter (06:48) It's because they make a fee whether you make money or not. The number one fear in retirement is running out of money before you run out of money. I can eliminate that. Jason Hull (06:49) Because they make a fee, well, if you make money or not. The number one fair return is 20,000 dollars. Yeah, compensation structures are incentive models. And so if their incentive is not to tell you, it's because they're getting paid to not tell you. Well, they're supposed to be fiduciary looking out for their best interest clients. I'm a certified financial financial advisor. Yeah, but regardless, the one thing you can always trust is for everybody to look out for their own self-interest. Oh, you're right there. Alan Porter (06:59) Yeah, exactly right. Well, they're supposed to be fiduciaries looking out for their best interest clients. I'm a certified financial fiduciary. you're right there. Jason Hull (07:18) So if your own self-interest is in alignment with their interests, then that's a win-win. Otherwise, someone's gonna lose. Yeah. It's always the clients. Yeah. Yeah. Okay, well, that's quite the story. how is everybody doing now? Alan Porter (07:26) Yep. And it's always the client. My son looks like he's 85 years old and my daughter's living day to day in pain. Jason Hull (07:43) Yeah, yeah. So you have this burden of trying to figure out how do I take care of them? How do I make sure that, you know, taking care of your kids and, you know, nothing's more stressful emotionally or more motivating for us as a parent than our own kids having it going through a tough time. Yeah. I remember my oldest daughter, she was born with a birth defect that there was a rotation in her gut and she was just always sick, throwing up, stuff like this. Well, she almost died. We didn't know this. got, went and got a scan. Everything was inflamed. They're like, we have to do emergency surgery immediately. And yeah, it was pretty scary as a parent. And they had to like pull her guts out, do surgery, put them back in. And she was a little kid, you know? Now she's my oldest. I mean, she's still my oldest, but now she works for me. and in DoorGrow which is great. But yeah, I remember those times. That's really scary. And I can imagine that's just really a big load on your shoulders. So did this kind of spark you creating the strategic wealth strategies then? Alan Porter (08:30) No. Absolutely, that's my passion for this. I'm very passionate about what I do. It's all about education because people don't know. Jason Hull (08:49) Explain the passion, like what gets you excited about this? Alan Porter (08:53) Well, educating people. That's what I did in the Army. I was an educator. I taught people how to fly. it's just like this, educating people. I teach people to think outside the box, conventional financial planning, and show them the strategies that the wealthy and banking institutions have been using for years. Now, I show people how to become their own bank. I've been doing this for a decade and a half. And why don't everybody doesn't do this? I don't know why. mean, you borrow money from yourself, you pay yourself back compound interest. Jason Hull (09:16) you Alan Porter (09:20) and not the financial institutions and you eliminate the effective interest cost that you pay on the money that you borrow. And people, are you aware of what effective interest cost is? Banks love it. I had a gentleman who wanted to do my debt free for life plan. And I said, well, how much debt do you have? He says, well, we bought a new house a couple of months ago, a couple of car payments, a loan and a credit card. I said, what's the interest rate on your mortgage? He said 2.75. Jason Hull (09:20) Yeah. And people, are you aware? No, what is that? Alan Porter (09:46) I said, what's your effective interest cost on that? He says, well, I don't know what you're talking about, Alan. I said, don't fill it, only most people don't. Fill out my form, we'll do a Zoom conference the following week. I said, you got $461,000 in debt. That's not your problem. The problem is the 49.76 effective interest cost, you're paying on that 2.75 % mortgage. His eyes got real big and he said, Alan, how is that possible? I said, it's not going to get down to the 2.75 until the last couple of months of the mortgage. Jason Hull (10:10) Yeah. ⁓ Alan Porter (10:14) You've got a credit card here that's over 90 % effective interest cost. And even though you've got great credits, your average effective interest cost is over 46%. So my next question to him was, what financial vehicle are you investing in, your 401k or anything else, that gives you a 46 % return on your money? Because 46 cents of every dollar that you pay out goes to compound interest for some financial institution, and that money's gone for you forever. Jason Hull (10:17) and ⁓ Alan Porter (10:38) He said, well, nothing. In fact, I lost 10 % of my 401k. Jason Hull (10:40) Yeah, that'd be hard to find that much. And then my last question was how long does it you to your debts off? I said with my cap three buck of money and a whole lot of insurance policy, 14.17 years past, saving $73,000. And in the 10th year it would be 52 years of bids, and there's over $149,000 in cap Alan Porter (10:43) And then my last question was, how long can it take you to pay your debts off the way you're doing it? I 20 some years. I said, with my tax-free bucket of money and a whole life insurance policy and our software, we're paying all your debts off 14.17 years faster, saving you $73,000 in interest. And in the 10th year, you'll be 52 years of age and there's over $139,000 in a tax-free bucket of money that you can use ⁓ to buy a new car, whatever, college education for your kids. Jason Hull (11:06) you can use uh buy a new car whatever college education for your kids at that point your debt benefits will be $400,000 in tax-free money from the federal bank but think about this you don't have to any more money in this by the time you're 65 there'll be over $400,000 in tax-free money that you can use to supplement your income that does not affect the taxation of social security or the tax and community care part which will be in the thousands per year Alan Porter (11:13) At that point, your debt benefits over $400,000 of tax-free money to protect your family. Think about this. You don't have to put any more money in this. By the time you're 65, there'll be over a quarter of a million dollars in a tax-free bucket of money that you can use to supplement your income that does not affect the taxation of Social Security or the means testing for Medicare Part B, which will be in the thousands per year. You're protected from lawsuits, liens, and judgments, and it eliminates or mitigates all the risk in retirement. This is absolutely great for real estate investors. Jason Hull (11:35) Yeah. Yeah ⁓ Alan Porter (11:42) Because once they build that money up in the cash value of their policy, they can take it, go buy a property, and pay themselves back. I do this all the time. I just bought two new cars in last two years. I pay myself back. I'm going to have tens of thousands of dollars more because I compounded interest for me instead of some financial institution. Jason Hull (12:03) So you said multiple times, like why aren't people doing this? Well maybe you could answer your own question, why aren't people doing this? Alan Porter (12:10) It's lack of education. It ought to be taught in high school, but it's not. I've got college professors with PhD degrees in accounting and finance. They have no idea what I'm talking about. They ask me to teach their classes. Jason Hull (12:20) Yeah, got it. So it was just a lack of education on this. Alan Porter (12:24) That's exactly what it is. Jason Hull (12:25) So, yeah, well, I mean, it sounds like something that everybody should be doing. So how does somebody get started with this or how do they become aware of this or what would you say are the first steps? Alan Porter (12:38) Well, give me a call. I don't charge for my consultation services. That's free. It's an education. I think everybody needs to know these things because it will change their financial future, not only for them, but for their family also and possibly generations to come. at 9-8-5. Jason Hull (12:52) So Alan, it sounds like you've kind of found a passion in this. You really enjoy helping people to be able to figure this out and do this. Alan Porter (13:00) Absolutely. Jason Hull (13:01) So yeah, I think that's noble. I think this is pretty awesome. So for those that are listening to this point, I'm going to read a quick word from our sponsor and then Alan, I'm going have you share your phone number so they can get in touch with you and we can keep talking about it. So this episode is sponsored by KRS Smart Books. So if you're a property manager, are you tired of getting tangled up in numbers? KRS Smart Books has your back. They specialize in property bookkeeping. for small to mid-sized managers who'd rather focus on, well, managing. With over 15 years of experience in real estate accounting, their pros in AppFolio, Yardi, and all the top property management software, trust them to make your monthly reports hassle-free so you can get back to what really matters running your business. Head over to krsbooks.com to book your free discovery call. All right, so Alan, what's the number that they should get? to get in touch with you or to reach you to find out about this. Alan Porter (13:59) You can call me at 910-551-1046, email me at strategicwealth, the number zero at gmail.com. And you can always go to my website, which is www.strategicwealthstrategies.com and you can book appointment there. And I've got a plethora of information on that website. Jason Hull (14:18) What? Great, thanks for sharing. So for those that are listening, some people might listen to this and go, well, that's nice, but Alan probably can only work with people that maybe have a million dollars or that are ultra wealthy or have lots of savings. People will listen to this and say, that's probably not for me. What would you say to that? Alan Porter (14:39) Well, quite frankly, bull I work with everybody. know, I'm for the military. Military people don't make a lot of money. Okay. And I work with them, but I work with regular, regular working people that I mean, I'll give you a perfect example. I asked people, said, why do you contribute to a 401k? They said, well, it's a tax deduction. I said, no, it's a tax compounder. And I thought you don't think tax is going to be higher when you retire. I got another thing coming for you. Jason Hull (14:43) Okay. Right. Alan Porter (15:07) But see, thing is people don't understand. 1 % of people out there don't even think there's a fee in a 401k. A 1 % fee over a 30-year period will reduce your income by one-third. The average fee in a 401k is 2.99%. Now that's by Forbes Magazine and the Laptimes. People have less than two-thirds of their money and then they get hit with taxes anywhere from 20 to over 55%. And they're not prepared for it. They're not prepared for long-term care, which costs right now between $50,000 to $200,000 a year. I can get money for that's tax free for pennies on the dollar. It's just a matter of education. Jason Hull (15:43) So for the property management business owners listening, a lot of them will have sometimes hundreds of clients that are investors and they're wanting to maximize their investments, how would this maybe benefit the property management business owners to be better educated on this and have a strategic partner like you? Alan Porter (16:03) Well, the thing is, you've to have a plan.   If you don't have a plan, make one. But you've got to have a plan and improve on it all the time. But it's just like, you know, building up your cash value and borrowing from yourself to buy a property and paying yourself back. That's an absolutely great thing for a real estate investor. And these property managers, I've got health and wellness programs. If you've got employees over 10 employees, understand this. The employer will save anywhere from $500 to $700 a year in FICA taxes. The employee and the employer have 1,100 drugs, prescription drugs, at zero copay. That's 20 to 30 % of healthcare costs. Jason Hull (16:37) Yeah Alan Porter (16:50) I mean, and they also have an accidental indemnity program and that's not for the employer, but they have a revolution health app. They've got the number one telehealth app according to JD Power and associates. It's a plethora of benefits. We have legal club, we have identity shield. It's just all at no net cost to employer and no net cost to the employee. It's the section 125 of the tax program. Jason Hull (17:06) This is all at no net cost reported at no net cost reported. Got it. Got it, interesting. Okay, well cool. Well what else would people generally ask about this or should we make sure that the listeners are aware of related to this? Well, are you... Alan Porter (17:26) Well, are you risk averse? Are you conservative? You know, it's just like when you go to retire and you've got that million dollars in stock portfolio, a 4 % distribution rate, $40,000. If you had a property constructed fixed indexed annuity at, say, age 65, you'd only need approximately $650,000 of that stock portfolio to give you the same $40,000 a year. That's guaranteed for the rest of your life. we're guaranteed. Jason Hull (17:53) New York Heat. ⁓ Alan Porter (17:53) Never to have a loss through the market because we're not tied to the market for our gain. We use indexing strategies and every time that indexing strategy goes up we have increasing income and the older you get the higher the distribution rate is. You can't do that with a stock portfolio. It's not even comparable. Jason Hull (17:59) And every time that index of strategy goes up, we have increasing income. And the older you get, the Yeah, yeah. Well, Alan, I appreciate you coming on to the DoorGrow show and bringing this to light for those listening that are not aware you're doing your purpose of educating. So appreciate that. And to wrap up what final words do you have? And then again, why don't you go and share how people can get in touch with you one more time. Alan Porter (18:31) Okay, well I've got a best-selling book out right now on Amazon. It's called Tax-Free Retirement Solution. Again, Tax-Free, Tax-Free Retirement Solution. Jason Hull (18:38) It's called tax, tax free. Retirement solution, okay. Got it. Alan Porter (18:45) And again, you can call me at 910-551-1046. My email is strategicwealth, the number zero at gmail.com. And you can go to my website, which has a plethora. I've got videos, I've got blogs, I've got everything there. And you can book an appointment there at www.strategicwealthstrategies.com. Jason Hull (18:51) email is strategicwealth0 at gmail.com and you can go to my website which has a cluster. I've got videos, I've got blogs. book an appointment there at www.strategicwellscladagy.com. Awesome. Alan, appreciate you being on the show and thanks for your service. You mentioned your former military. Yeah, I appreciate it. So for those watching, if you've ever felt stuck or stagnant in your property management business, you want to take it to the next level, reach out to us at doorgrow.com. Also be sure to join our free Facebook community, Just for Property Management Business Owners at doorgrowclub.com. Alan Porter (19:13) Well, I appreciate it. Jason Hull (19:31) And if you would like to get the best ideas in property management, join our free newsletter at doorgrow.com slash subscribe. And if you found this even a little bit helpful, don't forget to subscribe and leave us a review. We'd really appreciate it. And until next time, remember the slowest path to growth is to do it alone. So let's grow together. Bye everyone.  

Jorge Jraissati, President of the Economic Inclusion Group discuss the troubling subject of de-banking and how individuals and organizations are suddenly having their bank accounts closed in a growing number of instances and without clear explanations as to why. | Do you own precious metals you would rather not sell, but need access to cash? Get Started Here: https://www.moneymetals.com/gold-loan

In recent months, a growing chorus of legislators has publicly demanded that major banks — including JPMorgan Chase, Deutsche Bank, Bank of America, and Bank of New York Mellon — be held accountable for allegedly facilitating Epstein's sex-trafficking operation through negligent or deliberately under-reported financial activity. A high-profile memorandum released by Ron Wyden (D-Ore.), the top Democrat on the Senate Finance Committee, lays out evidence that JPMorgan severely under-reported “suspicious activity” on Epstein's accounts for years — then suddenly flagged over a billion dollars in transfers only after his 2019 arrest and death. Many lawmakers argue this discrepancy goes beyond careless bookkeeping and points to systemic compliance failures or even criminal complicity, especially given that senior banking executives remained personally involved in Epstein's account oversight.Against this backdrop, Congressional oversight committees have issued subpoenas to banks for financial records tied to Epstein. James Comer, chair of the House Oversight Committee, has demanded full transparency and urged federal prosecutors to open criminal investigations, not only into bank institutions but into individuals who may have knowingly enabled or covered up Epstein's criminal activity. Some lawmakers say that unless those responsible face real consequences — indictments, prosecutions, or heavy penalties — justice for survivors will remain incomplete. There is also growing pressure for regulators to tighten financial-institution oversight and to re-examine how wealthy, high-risk clients are managed by private banking arms.to contact me:bobbycapucci@protonmail.comsource:US regulators ‘taking seriously' allegations of bankers' support for Epstein | Banking | The GuardianBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Will and Carlton face the consequences for their past choices; the Banks family and friends come together to celebrate Thanksgiving. #belair #peacock #nbc #willsmith #freshprince #freshprinceofbelair

The new ‘Yield Mode' feature integrates Aave to offer non-custodial, onchain yield directly within Tangem's app. The Black Friday deal wraps up with the $10 bonus in BTC. Also, keep in mind that the deal remains valid from November 21, 2025, to December 9, 2025. ~This episode is sponsored by Tangem~Tangem 20% OFF + $10 BTC ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!GUEST: Marcos Nunes, CEO of Tangem Pay00:00 Intro00:10 Tangem Black Friday deal01:00 Users on Tangem01:20 Self-custody instant spending03:30 Tangem swap speed04:30 Launch date?05:20 When more providers like coinbase or robinhood?07:30 Buying crypto directly on Tangem Pay09:30 How will retailers see transactions?10:50 Will you need Banking license?11:30 Including RLUSD yields?12:50 What blockchains are you using for stablecoins?14:00 Why not a Tangem POS system?17:15 Tangem Pay vs bank cards19:30 Banks using stablecoins20:30 Will CLARITY Act try to kill privacy and self-custody?21:30 Are CEX Debit Cards dead?24:45 Outro#Crypto ~Black Friday Crypto Wallet Now PAYS YOU!?

In today's episode, Ready CEO Itamar Lesuisse joins us to reveal how self-custody, stablecoins, and onchain payments are quietly turning wallets into full-blown neobanks… and why traditional banks aren't ready for what's coming next.~~~~~

FBI Director Kash Patel says the Washington, DC shooter had ties to US forces in Afghanistan. Food banks are experiencing a surge in demand this Thanksgiving. The death toll in the Hong Kong complex apartment fire continues to rise. We explain why misinformation is to blame for the measles outbreak in South Carolina. Plus, everything you need to know for today's football triple header. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week's guest is Gemba Academy Senior Coach and Instructor Ricky Banks. Ron and Ricky discussed what it means to lead without authority, working with incarcerated individuals, the importance of building relationships, and more. An MP3 audio version of this episode is available for download here. In this episode you'll learn:  Ricky's background (3:17) What "leading without authority" means to him (4:15) Whether it's more or less important today (6:10) Building trust and credibility (7:47) An example of a spectacular leader (10:49) How it feels working with incarcerated individuals (15:02) How these skills work in the coaching context (18:24) The importance of relationships (22:27) The role of likeability (23:32) Podcast Resources Right Click to Download this Podcast as an MP3 Ricky on LinkedIn Ministry Manna Get All the Latest News from Gemba Academy Our newsletter is a great way to receive updates on new courses, blog posts, and more. Sign up here. What Do You Think? What does the phrase "leading without authority" mean to you?

Crypto News: JPMorgan Chase has introduced a structured note linked to BlackRock's IBIT that matches BTC's four-year halving cycle. US Bank is testing custom stablecoin issuance on the Stellar XLM Blockchain.Brought to you by

Mark and Jay mash up three shows into one special Thanksgiving edition of the Growler as Joe Burrow returns to try to save the season in primetime against the Ravens.Make sure to visit our friends at BetMGM at the Banks on Sunday and for any big event downtown.Run, Pass or Boot is sponsored by Growl Pal Josh at Camargo Insurance. He's also giving away tickets to Ravens at Bengals. Enter to win tickets and find the perfect coverage for your home, auto, business or life insurance needs by getting a no-obligation quote from Josh at Camargo Insurance here: https://ckr72.share.hsforms.com/2jmquc5vLQ5qJ1OQHwAvYEgSend your Run, Pass or Boot submissions to josh@camargoinsurance.comYouTube: https://youtu.be/hnt0QsMm86ISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Doug Casey's Crystal Ball has become an annual tradition here at the Expat Money Show…and for good reason. A best-selling author, founder of International Man, and one of the world's most well-known international investors and libertarian philosophers, Doug has also become a close friend and mentor of mine over the years. In today's episode, we dig into Doug's insights into the geopolitical and economic trends that will define the year ahead. We also explore his outlook on gold, silver, energy, and global markets, along with a breakdown of where freedom-minded individuals should seek better opportunities abroad. If you want a grounded, no-nonsense roadmap for navigating what's coming, this is the one conversation you can't afford to miss. IN TODAY'S EPISODE Listen in as Doug breaks down why traditional university paths are failing, and how young people can build real-world competence instead of debt and useless credentialsHear Doug evaluate Argentina's President Javier Milei, and what 2026 may look like for the region's most volatile economyLearn why Europe is spiralling into a high-tax, anti-freedom “welfare stew,” and why Doug believes it is no longer viable for anyone's Plan-BFind out why Doug sees the Southern Cone—Argentina, Uruguay, Paraguay—as the strongest long-term refuge for freedom-minded individuals amid geopolitical chaos STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse® newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” WEALTH, FREEDOM & PASSPORTS CONFERENCE, MARCH 6-7, 2026 Join us in Panama City from March 6-7, 2026, for our second annual in-person event, the Wealth, Freedom and Passports Conference! Get your tickets now, as space is very limited.  RELATED EPISODES 329: Doug Casey's Crystal Ball For 2025: What Will Happen Next? 279: Doug Casey's Crystal Ball: Predictions for 2024 Unveiled 060: Doug Casey Reflects on His Early Life and Discusses the Possibility of an AutobiographyMentioned in this episode:Gold in the Caribbean—No Bank Can Touch ItFiat is failing. Banks are cracking. And smart...

Recorded on a Monday at the Palm Street Studio.  The 750ish episode was a marathon and we review some of the shenanigans.  Willie Nelson is still very much alive.  Phil's debit card gets hacked and he is not too happy about it.  Banks versus Credit Unions...a boring dissertation.  Monday Night Football is behind a pay wall...we discus how to circumvent that.  Some stoner thoughts to wrap up the show.     Featuring Brian "The Blade", Sir Phillip, and Lord Filkins.  Make good choices!

BEST BUDS OR DUDS? - 11.24.2025 - #894 BestPodcastintheMetaverse.com Canary Cry News Talk #894 - 11.24.2025 - Recorded Live to 1s and 0s Deconstructing World Events from a Biblical Worldview Declaring Jesus as Lord amidst the Fifth Generation War! CageRattlerCoffee.com SD/TC email Ike for discount https://CanaryCry.Support   Send address and shirt size updates to canarycrysupplydrop@gmail.com   Join the Canary Cry Roundtable This Episode was Produced By:   Sir Trevor G Knight of the Twisted Pines!   Sir Puer Villachus, the Magyar Viking from the Banks of the Dravus River, Knight of the Squirrel Dogs in frozen lands of the North   Executive Producers LX Protocol BARON of the Berrean Protocol*** Sir Jamey Not the Lanister***   Producers of TREASURE (CanaryCry.Support) Ricky B, Marty K, Kona, Sir Darrin Knight of the Hungry Pandas, Benjamin, Cheryl E, Brandon W, Cage Rattler Coffee    Producers of TIME Timestampers: Jade Bouncerson, Morgan E Clankoniphius Links: JAM   TRUMP 5:23 Clip: Trump meeting with Mamdani (AP) Longer Clip: Trump Mamdani are Best Friends  Clip: Chris Shillzilla Analysis   WORLDCOIN 43:17 Sam Altman's Eyeball-Scanning Orb Startup Made Cult-Like Demand of Employees (Futurism)   COVID, WAXXINATION 1:10:02 UK Gov withholding excess death data (The Telegraph)  7 Days Later, DailyMail announces purchase of Telegraph (DailyMail) DailyMail copy paste - then give the standard defense (DailyMail)   PHARMA 1:33:13 The Rise and Fall of "Ostrich Pharma" (The Atlantic)    EXECUTIVE PRODUCERS 2:26:00 TALENT/TIME 2:53:35 END 3:08:00

As the holiday season begins, food banks across the nation are still struggling to keep up with the need. That's partly fueled by the disruption in SNAP benefits during the government shutdown, but there will also be more restrictions and cutbacks coming. William Brangham reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The show kicks off judging NFL teams with great records that don't seem great and setting the spreads for the Thanksgiving games and halftime shows (Creed vs. Post Malone!). C-Lo drops a huge update on the Shane Bowen firing and Hal Steinbrenner's unbelievable claim that the Yankees don't turn a profit, which infuriated fans. Later, Carl Banks goes nuclear on the Giants' 'unprepared' defense, we debate who should replace Keith McPherson at WFAN, and hear Steinbrenner's grade for Aaron Boone. We wrap the day with the chilling story of a Virginia coach who disappeared during a police investigation—a move Gio says he might make one day!

In this episode, Larry sits down with Mary to break down one of the biggest problems facing the United States today: the chronic pain epidemic. Even with over a million personal trainers, hundreds of thousands of clinicians, and countless medical institutions, people are still falling through the cracks — stuck between incomplete medical discharge and a fitness industry unprepared to handle their limitations. Mary and Larry explain how this “gray zone” traps millions, leaving them unsure where to turn next.  They discuss why so many people are told “this is as good as it gets,” and why that message is almost never true. From painkillers to braces, orthotics to modified gym routines, they outline how tools meant to be temporary often become permanent when there is no professional capable of guiding people out of pain. The pair break down the Active Life view that chronic pain resolution requires active participation — physical, mental, and environmental changes that create adaptations, not dependency.  Finally, Mary shares the larger vision: a world in which people understand that living with chronic pain is a choice — but only when supported by professionals trained to guide the full journey. They explore the need for thousands more ALPs (Active Life Professionals), the gap after physical therapy where most people regress, and how Active Life's dual mission (education + brick-and-mortar locations) will reshape the future of pain resolution. 

Vivek Raman, Co-Founder and CEO of Etherealize, sat down with me at Chainlink SmartCon to discuss how Etherealize is helping institutions connect to the Ethereum ecosystem.Brought to you by

Banks are now sitting on more than $300 billion in unrealized losses, raising fresh concerns about balance-sheet stability just as another major economic data release was suddenly canceled, adding fuel to fears that policymakers may be hiding deeper cracks in the system. Liquidity stress is building, bond portfolios are bleeding, and confidence in the traditional banking sector is sliding fast. With warning signs flashing across the economy, Bitcoin is showing unusual hesitancy—hovering quietly as markets brace for what could be a much larger shock. Is Bitcoin signaling trouble ahead… or preparing for a major macro breakout as the banking system strains under mounting pressure?