POPULARITY
Categories
Gil Santos is Lead Quant at Credora, and Marcin Kazmierczak is CoFounder of RedStone, which recently acquired Credora.We dig into why DeFi desperately needs credit ratings, how Credora is building them, and why this is the missing piece for institutional capital to flow onchain. Gil explains the problem: DeFi has transparency of transactions but opacity when it comes to risk. You can see every trade onchain, but you can't tell if a Morpho vault is genuinely safer than another. Credora is building the Moody's and S&P for DeFi—real-time, dynamic risk ratings that update as market conditions change.In this episode, we cover:+ Why DeFi needs a ratings protocol ($10B rated, 80% Morpho TVL coverage)+ The L2Beat parallel: Raising standards for the industry+ How Credora ratings work: assessment from collateral → markets → vaults+ 2026 vision: Stablecoins to $1T, fintechs offering rated yields to retail------
In this episode of the FinTech Times News and Views podcast, Mark Walker interviews Samantha Yap, founder of Yap Global, at Abu Dhabi Finance Week. They discuss the explosive growth of digital assets and Web3, the role of stablecoins in cross-border payments, and the regulatory environment in the UAE.TakeawaysBitcoin hit all-time highs, indicating explosive industry growth.Stablecoins are becoming essential for cross-border payments.FinTechs are bridging crypto and traditional finance worlds.UAE offers a favorable tax environment for crypto companies.Regulatory clarity in the UAE attracts global crypto players.Yap Global focuses on the evolving crypto story.Stablecoins offer instant payments, beneficial for service providers.Klarna's stablecoin launch could drive mainstream adoption.Multiple stablecoins for different currencies are expected.Amazon might soon accept stablecoin payments.Sound bitesBitcoin hit all-time highs.Stablecoins are essential for payments.UAE's favorable tax for crypto.Regulatory clarity attracts players.Yap Global on crypto evolution.Instant payments with stablecoins.Klarna's stablecoin launch impact.Multiple stablecoins expected.Amazon's potential stablecoin use.Crypto and traditional finance merge.Chapters00:00:00 Introduction to FinTech Times00:01:00 Samantha Yap on Digital Assets00:03:00 Trends in Crypto and Web300:05:00 Stablecoins and Cross-Border Payments00:07:00 UAE's Regulatory Environment00:09:00 Yap Global's Crypto Journey00:11:00 Future of Stablecoins The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.
On this episode, Laolu, Furo, and Nosa talk about CBN upgrading OPay, Moniepoint, and Kuda to national MFB licences, Paystack turning 10 and launching The Stack Group, Busha launching crypto-backed loans, Raenest expanding into India, and a deep dive into why African startups have a numbers problem; with Moniepoint as case study. This episode is sponsored by Busha — Nigeria's licensed digital assets exchange for businesses looking to move money across borders. If you are running a business exploring fast cross-border payments, stablecoin and FX liquidity, and easy treasury management, get started at busha.io/business, and for individuals? You can buy, sell, and send digital assets anywhere in the world, and also save in naira or dollars, with up to 20% annual interest. Download the Busha App and use code OPENAFRICA or visit busha.io to get started._We love hearing your thoughts! Find us on X (@TheOAPod) and Instagram (@openafricapod) and tag us in your conversations. Hosted on Acast. See acast.com/privacy for more information.
Neste episódio do Fintech Talks, recebemos Filipe Ducas, Cofounder & Compensation Executive da Comp, para abrir a “caixa preta” da remuneração no mundo das startups e fintechs. A conversa passa por como diferentes verticais (como healthtechs e fintechs) montam mixes distintos de pacote total, por que flexibilidade virou um ativo tão valioso quanto dinheiro para times técnicos, e como equilibrar salário fixo, bônus e incentivos de longo prazo sem comprometer o runway da startup. Filipe também explica o que muda quando saímos do modelo tradicional de pesquisas salariais (lentas, caras e defasadas) para benchmarks mais ágeis e próximos do “tempo real”, além de debater as novas tensões trazidas por IA: cargos híbridos, demanda por cibersegurança, apagão de talentos e o risco de um buraco na formação de profissionais juniores. Falamos também de transparência salarial, do desafio de equidade interna em ambientes dinâmicos, e de como founders lidam com a própria remuneração à medida que a empresa amadurece. Uma conversa que mostra a importância do tema remuneração nos dias de hoje e reforça o fato de que, quando bem desenhada, essa pauta vira ferramenta estratégica para incentivar comportamentos e sustentar performance.Confira!*Este episódio é apresentado com o apoio do MBA USP/ESALQ. Acessando o link abaixo e realizando sua inscrição em qualquer curso do MBA USP/ESALQ, você recebe a 2ª parcela do curso gratuitamente no plano de 22 parcelas. Não perca!https://mbauspesalq.com/?IndicatorHash=DEJRUSBAZXTU
We are in a data cold war that is beginning to warm up. Today, community banks only hold 20%-25% of their customers' total financial data, due to the financial fragmentation of average Americans. With this massive data deficit on customers, bankers are realizing the need to switch from defense to offense when it comes to gathering information that can be put to work for the bank. Open banking is the best way to plug those data deficits by securing customers' permission to aggregate their disparate financial data back to the bank from the 10-15 other financial service providers they typically use. Join the discussion with Jack Henry's Sr. Director of Corporate Strategy, Lee Wetherington, on the importance of data regardless of the regulatory chaos at the federal level.Send a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Banking as a service, community banks, and fintech partnerships are changing how small businesses access financial products. Tedd Huff, CEO of fintech advisory firm Voalyre and founder of Fintech Confidential, along with Stephen Bishop of amBaaSsador and Fintech Confidential, Confidential Informant, sits down with Lindsay Borgeson, President of Partner Banking at Core Bank, to unpack how a community bank in Omaha, Nebraska built a full BaaS platform from scratch without a top-five bank playbook to follow.The BaaS space has had its share of high-profile failures. Consent orders, compliance breakdowns, and program manager implosions have made headlines for all the wrong reasons. Core Bank took a different approach. They spent time reading every consent order before writing a single line of code. They went to their regulators, both the FDIC and the state, before building anything. They presented their strategic plan, invited regulators back multiple times outside of formal exams, and built a reputation for transparency before they ever onboarded a single fintech client."We are not the biggest name in BaaS," Lindsay admits. "Yet, we certainly aim to be a well-known, respected name, but for the right reasons."That mindset shaped everything about how CoreX, their BaaS brand, was built. They did not try to bolt new capabilities onto an existing tech stack with bubblegum and duct tape. When their initial technology partner did not work out, they stopped, went back to the board, and interviewed over ten vendors before selecting Core Bank as their Side core and Oscilar for transaction monitoring. They later added Cobalt Labs for AI-driven compliance workflows. Each decision was made with long-term strategic alignment in mind, not speed to market.The compliance model at CoreX offers two paths. Fintechs can choose managed compliance, where the bank handles transaction monitoring, KYB, and KYC. Or they can run customized compliance if they have the internal muscle to own those functions themselves. Either way, the expectation is the same: compliance is not a phase, it is a constant. Lindsay puts it simply: "Compliance first. I should probably consider removing it because it's compliance always."What makes CoreX different from other sponsor banks is the focus on who they want to serve. Their ideal customer profile centers on fintechs that support small businesses, particularly vertical SaaS platforms in industries Core Bank already understands. Construction, real estate, property management, unions, aviation, medical, and hospitality are all sectors where the bank already has deep expertise on the traditional side of the house. That knowledge transfers directly into how they evaluate fintech partnerships.The "dinner test" came up more than once. If you would not want to sit down for a meal with a potential partner, you should not get into a contract with them. When things go wrong, and they will, the quality of the relationship determines whether both sides can work through it or walk away bitter.For fintechs considering a community bank partnership, the advice is direct. Know what matters to you before you start talking to banks. Do not compromise on compliance or risk management just because someone promises speed or a lower price. And if a bank says they can have you live in three months and profitable in twelve, something is off. Building this correctly takes time.For community banks thinking about entering BaaS, the message is just as clear. Do not dabble. This is not a side-of-desk project. It requires dedicated people, a separate tech stack, a documented risk appetite, and full alignment from the board down. If your executive team is not excited about it, you will not have the patience to do it right."It's not for the faint of heart," Lindsay says. "But it is really a great avenue for community banks to thrive."Core Bank is now expanding into embedded...
No episódio desta semana do Fintech Talks, Bruno Diniz recebe Walter Pereira, fundador da W Fintechs e sócio da Boyce Data, para uma conversa sobre o papel das Infraestruturas Públicas Digitais na transformação do sistema financeiro e da economia brasileira.Partindo de exemplos como CPF, CNH, Pix, Open Finance e gov.br, discutimos como o Brasil vem construindo plataformas digitais pensadas para o longo prazo, capazes de conectar dados, serviços, empresas e cidadãos. O episódio explora os desafios de interoperabilidade, governança, padronização e usabilidade, além das diferenças entre modelos liderados pelo regulador e iniciativas mais orientadas pelo mercado.Ao longo da conversa, analisamos também por que países emergentes têm se tornado referência global nesse campo, como a regulação pode impulsionar inovação, e quais são os riscos e oportunidades na próxima fase dessa agenda, especialmente em um contexto marcado por IA, economia de dados e inclusão digital.Uma discussão importante para quem quer entender como a infraestrutura digital se tornou parte central da competitividade, da inovação e do impacto social no Brasil — e por que esse tema tende a ganhar ainda mais relevância nos próximos anos.Confira!*Este episódio é apresentado com o apoio do MBA USP/ESALQ. Acessando o link abaixo e realizando sua inscrição em qualquer curso do MBA USP/ESALQ, você recebe a 2ª parcela do curso gratuitamente no plano de 22 parcelas. Não perca!https://mbauspesalq.com/?IndicatorHash=DEJRUSBAZXTU
Referências do EpisódioUNC1069 Targets Cryptocurrency Sector with New Tooling and AI-Enabled Social EngineeringTechnical Analysis of GuLoader Obfuscation TechniquesRoteiro e apresentação: Carlos CabralEdição de áudio: Paulo Arruzzo Narração de encerramento: Bianca Garcia
In this episode of the Wharton FinTech Podcast, Bobby Ma sits down with Dean Brauer, President & COO of Cybrid. Dean shares his experience building Cybrid, who combines stablecoin, fiat, and compliance into a single API-first platform helping financial institutions, FinTechs, and enterprises integrate stablecoin infrastructure and launch end-to-end cross-border payment solutions to more than 150+ countries, at up to 90% lower cost, and with full transparency. The Company raised a $10 million Series A funding round led by BDC Capital and has grown 5x in the last 12 months. We discuss: - Dean's journey building Cybrid and his deep entrepreneurship experience - The solutions Cybrid offers in orchestrating stablecoin payments - The Company's bespoke thought partnership with customers in creating and executing their stablecoin strategy - Recent regulatory & industry trends driving forward this rapidly growing space
Jochen Siegert und André Bajorat starten mit einem wahren News-Feuerwerk ins neue Jahr. Es geht um neue Kooperationen, Erfolgszahlen und die Krise von PayPal.
Es mag sich um eine Koinzidenz handeln. Aber auffällig ist dann doch, dass sich digital geprägte Banken vermehrt in die Obhut klassisch geprägter Banker begeben. Revolut macht den früheren SocGen-CEO Frédéric Oudéa zum Europa-Chef. Bei N26 übernimmt Noch-UBS-Vorstand Mike Dargan das Ruder. Und die Solarisbank wird neuerdings von einem Mann geführt (Steffen Jentsch), der, als er halb so alt war wie er es heute ist, schon zum Abteilungsleiter bei der Helaba aufstieg. So gesehen ist Oliver Behrens mit seinen mittlerweile 62 Jahren also ein absoluter Trendsetter! Dabei kam die Nachricht, dass Behrens der neue CEO von FlatexDegiro wird, im Sommer 2024 eher überraschend. Klar, einerseits konnte der Onlinebroker nach den Verwerfungen zwischen Großaktionär Bernd Förtsch und dem langjährigen Vorstandschef Frank Niehage einen seriösen Ruhepol gut gebrauchen. Andererseits: Wäre es nicht naheliegender gewesen, auf die neue Konkurrenz durch hippe Fintechs wie Trade Republic mit einem ebenso hippen neuen CEO zu reagieren? Statt mit Oliver Behrens, Ex-Deutsche-Bank, Ex-DWS, Ex-Deka, Ex-Morgan-Stanley. Und als Präsident von Frankfurt Main Finance (das wurde er 2024 ebenfalls) ist er zwar ein gewichtiger Kopf am Finanzplatz, aber gefühlt damals auf dem Weg zum operativen Has-been, zumal man ihn wenige Wochen vorher erst zum AR-Chef der DWS gekürt hatte. Um es kurz zu machen – so kann man sich täuschen! Behrens stürzte sich in seinen neuen Job. Und keine anderthalb Jahre später hat sich die Flatex-Aktie mehr als verdreifacht und steht der Frankfurter Onlinebroker (Börsenwert jetzt >4 Mrd. Euro) so prächtig da wie nie zuvor. Wie ist das passiert? Was kommt als nächstes? Und wie blickt Oliver Behrens aufs "Payment for Orderflow"-Verbot, wie auf den ETF-Boom, wie auf die Private-Markets-Welle? Unser Dank gilt dem Sponsor der heutigen Podcast-Folge, nämlich der "Frankfurt Digital Finance 2026" (Tickets & Programm gibt es hier: https://frankfurt-digital-finance.de/) == Fragen und Feedback zum Podcast: redaktion@finanz-szene.de oder (auch anonym) über Threema: TKUYV5Z6 Redaktion und Host: Christian Kirchner/Finanz-Szene.de Coverdesign: Elida Atelier, Hamburg Postproduction: Podstars Hamburg Musik: Liturgy of the street / Shane Ivers - www.silvermansound.com
In today's Tech3 from Moneycontrol, we break down the sharp selloff in Indian IT stocks and why markets are reassessing IT services in an AI-led world. We also look inside the partner exits at Peak XV Partners and what they signal for venture capital economics. Plus, how the US–India trade deal is boosting sentiment for cross-border payment startups, and Marico's acquisition of plant-based nutrition brand Cosmix.
During a chance encounter over coffee with former U.K. prime minister Tony Blair, JPMorgan Chase CEO Jamie Dimon abruptly cut in, pointing a finger and telling Armstrong bluntly, “You are full of s—,” according to reporting from The Wall Street Journal. The outburst underscored some of the raw tensions happening between traditional banks and crypto firms over the future of U.S. financial regulation.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:10 Sponsor: Tangem00:50 Full of crap01:30 Deal this month?02:00 Banks ain't negotiating02:15 Banks put out PR statement02:50 Meeting of the wolves03:10 Paul Grewal goes on Fox Business to combat FUD05:10 Anti-Stablecoin yield Ad05:40 Six figures?06:00 CASE Lobby06:10 Media ties06:30 Yahoo lies07:00 Treasury Department?07:50 Big Banks are worse than fintechs08:30 Epstein FUD09:20 JP Morgan x Epstein?10:00 Banks claim Money market Funds caused 2008 crisis10:30 Lawyers: CLARITY needs to pass asap12:15 Aave incoming12:40 ETH Wins13:00 Outro#Crypto #Ethereum #XRP~Banks Waging WAR on Stablecoin Yields and Coinbase!!
In dieser Folge spricht Malte Rau, Gründer und CEO von Pliant, über den mutigen Schritt seines Unternehmens in den US-Markt. Er teilt seine Erfahrungen aus den ersten Monaten in New York, die Herausforderungen beim Aufbau eines Teams in den USA und warum der US-Markt für Fintechs die „Königsklasse“ ist. Außerdem gibt er Einblicke in die Skalierung von Pliant, die Unterschiede zwischen Europa und den USA und wie man als Gründer den Spagat zwischen Familie und Unternehmertum meistert. Was du aus der Folge mitnimmst: Warum der US-Markt für Fintechs entscheidend ist: Malte erklärt, warum die USA der größte und wichtigste Markt für Business-Kreditkarten sind und wie Pliant dort Fuß fassen will. Skalierung in Europa: Wie Pliant in Märkten wie Deutschland, Frankreich und UK gewachsen ist und welche Learnings sie daraus für die USA mitgenommen haben. Hiring in den USA: Die Unterschiede im Arbeitsrecht, der Geschwindigkeit und der Motivation von Mitarbeitern im Vergleich zu Europa. Budgetplanung und Risiko: Wie viel Budget man für eine Expansion in die USA einplanen sollte und warum konservative Planung entscheidend ist. Timing und Marktchancen: Warum Timing oft wichtiger ist als das beste Produkt und wie man Marktchancen frühzeitig erkennt. Gründeralltag: Wie Malte den Spagat zwischen Familie, Unternehmertum und einem neuen Markt meistert – und warum transparente Kommunikation dabei entscheidend ist. Langfristige Vision: Welche Hypothesen Pliant beweisen muss, um zu den größten Playern im Fintech-Markt zu gehören. ALLES ZU UNICORN BAKERY: https://stan.store/fabiantausch Mehr zu Malte: LinkedIn: https://www.linkedin.com/in/malterau/ Website: https://www.getpliant.com/de/ Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/ Kapitel: (00:00:00) Warum der US-Markt für Fintechs entscheidend ist (00:04:08) Skalierung in Europa: Learnings und Herausforderungen (00:06:26) Was bedeutet „gut skalieren“? KPIs und Definitionen (00:09:30) Die ersten Jahre von Pliant: Aufbau und Wachstum (00:13:16) Runrate, Umsatz und die Bedeutung von Netzwerkeffekten (00:17:28) Expansion in die USA: Erste Schritte und Learnings (00:20:56) Hiring in den USA: Unterschiede zu Europa (00:24:03) Budgetplanung für den US-Markt: Wie viel ist nötig? (00:27:27) Verhandlung mit Banken: Tipps und Strategien (00:31:26) Warum Timing entscheidend ist: Glück und Marktchancen (00:36:33) Delegieren als Gründer: Herausforderungen und Learnings (00:39:40) Gründerbeziehung: Vertrauen und klare Rollenverteilung (00:43:17) Langfristige Vision: Hypothesen für die nächsten 5–10 Jahre (00:47:42) Timing, Produkt und Distribution: Was wirklich zählt (00:53:11) Hiring-Philosophie: Was macht ein gutes Team aus? (00:55:26) Familie und Unternehmertum: Der Spagat zwischen beiden Welten (00:57:44) Fazit: Erste Learnings aus dem US-Launch
Join the discussion with Beth McCoy, CEO of CORA Loyalty, on CORA Group's recent survey of over 2,000 adults that found the top factor influencing which credit card Americans choose is Loyalty and rewards programs (50%). Rewards won out ahead of convenience (38%), credit limit (36%), fees (32%), interest rate (32%), and security / fraud protection (31%). We dive deep into comprehensive loyalty programs, and share actionable insights into how FI's can turn this consumer interest into revenue-driving banking relationships.Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Justin Basini, co-founder and chief executive of ClearScore, discusses how companies like his helped the UK come to grips with the concept of a credit score, why the UK is the rational choice for floatation for the bulk of British fintechs and why he is confident in the growth of the UK markets. ClearScore is a London-based fintech best known for providing free credit score checks and offering tailored support to consumers looking to improve their financial wellbeing.
Join us for an insightful conversation with Linda Fitz-Alan, CEO and Registrar of ADGM Courts, as we explore the digital transformation of Abu Dhabi's judicial system. Discover how the direct application of English common law and the digitization of court processes have positioned Abu Dhabi as a leading investor-centric jurisdiction. Linda shares her journey from Australia to New York and finally to Abu Dhabi, highlighting the strategic vision that has driven the modernization of the courts. Key topics include the role of FinTech and technology in enhancing accessibility and transparency, the importance of regulatory frameworks, and the UAE's leadership in the GCC region. Tune in to learn about the benefits of digitization, the challenges faced, and the future of judicial services in Abu Dhabi.Useful Timestamps:Introduction to the podcast and guests [00:00]Linda Fitz-Alan's background and journey [02:00]Digital transformation of ADGM Courts [05:30]The role of FinTech and technology [10:00]Regulatory frameworks and investor confidence [15:00]The UAE's leadership in the GCC [20:00]Advice for FinTechs considering Abu Dhabi [25:00] The Fintech Times News &Views Podcast delivers strategic insight into the trends redefining global financial services, with commentary from industry leaders and innovators. Discover more coverage, interviews, research, and partnership opportunities at thefintechtimes.com and follow The Fintech Times across all major social platforms.
In this episode of FinTech Layer Cake, Reggie Young sits down with Gokul Dhingra, Co-Founder and CEO of Narrative, to unpack how AI is reshaping compliance, oversight, and growth in the fintech ecosystem. Narrative is tackling one of the industry's biggest pain points—the rising cost of compliance and risk management—by turning oversight into a source of efficiency and even competitive advantage.Gokul shares how banks and fintechs can align around shared objectives, why complaints data is an overlooked goldmine for growth, and how Narrative uses AI to reduce operational thrash while keeping humans in the loop. The conversation digs into the misconceptions about AI “hallucinations,” the subtle ways bias shows up in both humans and algorithms, and why empathy is the ultimate differentiator in building trust with customers and regulators alike.If you've wondered what it takes to scale innovation in a highly regulated environment without sacrificing trust—or how AI can be deployed responsibly in financial services—this episode offers a roadmap from someone building it in real time.
In this latest episode of FinTech's DEI Discussions, Gary O'Brien, Global Head of Banks and Broker Segment Strategy at BNP Paribas, joins Nadia live from FinTech Connect 2025 for a candid conversation on inclusive leadership in financial services.Together, they explore why inclusion isn't a “nice to have,” but a real competitive advantage for banks and FinTechs, how diverse teams drive stronger decision-making and innovation, and what leaders can do to move from intent to impact. Gary also shares practical insight on collaboration between banks and FinTechs, trust, regulation, and why inclusion is ongoing work, not a tick-box exercise.If you care about building high-performing, inclusive teams in FinTech, this one's for you.FinTech's DEI Discussions is powered by Harrington Starr, global leaders in Financial Technology Recruitment. For more episodes or recruitment advice, please visit our website www.harringtonstarr.com
Finance Forward - Der Podcast zu New Finance, Fintech, Crypto, Blockchain & Co.
Die Neobank Vivid galt lange als ernstzunehmender Angreifer von N26 und Revolut. Mit aggressivem Marketing konnte das Berliner Fintech von Gründer Alexander Emeshev schnell wachsen und erhielt hohe Investments von Softbank und Ribbit – zu einer Bewertung von 750 Millionen Euro. Doch vor rund einem Jahr beschloss Emeshev einen radikalen Schritt und fuhr das Marketing für Endkunden komplett herunter. Seitdem fokussiert sich Vivid auf Geschäftskunden – und die Zahlen können sich sehen lassen: 100.000 Firmenkunden nutzen das Geschäftskonto. Nun tritt Vivid wieder mit aggressiven Angeboten im Markt auf und will sich gegen Fintechs wie Finom und Qonto durchsetzen. Über seine großen Pläne, die hohe Bewertung aus Hype-Zeiten und die Hintergründe des Pivots hat Redakteur Caspar Schlenk mit Alexander Emeshev gesprochen. Hier geht es zu unseren Werbepartnern: https://linktr.ee/ffwdpodcast
In this episode, Nadia is joined by Hana Rolles, Chief Commercial Officer at Bank of London, for an honest and insightful conversation on what real inclusion looks like inside modern financial services.From Hana's journey as an engineer to senior commercial leadership, to building cultures where people feel safe, confident, and able to perform at their best, this episode goes beyond DEI theory and into lived experience. Together, they explore why inclusion isn't a tick-box exercise, but a genuine performance driver for FinTechs building the next generation of banking and embedded finance.FinTech's DEI Discussions is powered by Harrington Starr, global leaders in Financial Technology Recruitment. For more episodes or recruitment advice, please visit our website www.harringtonstarr.com
As artificial intelligence-powered tools flood the market and marketing becomes faster, cheaper and easier to automate, advisors are discovering an uncomfortable truth: more tech doesn't automatically create more trust. In an industry that's louder and more crowded than ever, growth is no longer a tactics problem; it's an attention, resonance and differentiation problem. The firms that win will be the ones that understand how technology amplifies identity, not replaces it, and how behavioral finance and neuroscience shape decisions long before a prospect ever takes a meeting. In this episode of The WealthStack Podcast, Shannon Rosic sits down with Dr. Joshua Wilson, founder of NeuBeFi, to explore where tech, behavioral finance, and human psychology actually intersect, and why most advisors are focusing on the wrong side of the decision-making process. Key takeaways: Why most firms have a marketability problem, not a marketing problem How technology amplifies identity rather than creating differentiation What “signal discovery” means and how it turns sameness into differentiation Why growth fails when treated as a checklist instead of a diagnosis How clarity and cognitive relief drive trust in money decisions Resources: Listen to WealthStack on Wealth Management Subscribe and listen to WealthStack on Apple Podcasts Subscribe and listen to WealthStack on Spotify Connect with Shannon Rosic: Shannon Rosic WealthStack website Wealth Management Connect with Dr. Joshua Wilson: LinkedIn: Dr. Joshua Wilson LinkedIn: NeuBeFi Website: NeuBeFi About Our Guest: Dr. Joshua Wilson is the pioneer behind Neuro-Behavioral Finance—a transformative approach that fuses behavioral finance, neuroscience, narrative strategy, and decision science to help advisors and FinTechs become the only option their ideal clients feel drawn to. Before becoming a sought-after strategist to RIAs and FinTechs, Joshua spent nearly two decades inside the arena where he achieved significant success. Joshua has personally closed hundreds of millions in AUM both virtually and in person. During his time with TD Ameritrade, he was a highly decorated advisor, National Coach of the Year, led the national sales training program, and traveled the country representing the firm. After transitioning to the independent RIA world, he built and grew his advisory practice from $0 AUM and no base salary. After selling his book, he led another RIA from turnaround to rapid expansion to acquisition as CEO. In addition to guiding wealth advisors and FinTechs, his expertise has been sought by $20+ billion asset managers, platforms backed by Y Combinator, marketing agencies, and venture capital firms. His programs have reshaped firms that later appeared in Forbes, Financial Times Top 300 RIAs, the RIA Database’s Top 100 Emerging Wealth Managers, and more. Individually, Joshua has been named to multiple Forbes lists honoring America’s top financial advisors and recognized multiple times as a 5 Star Wealth Manager.
Investing can get a bad rap for being inaccessible. But it doesn't have to be that way, says Yana Shkrebenkova, CEO of Revolut Trading.MoneyWeek's digital editor, Kalpana Fitzpatrick speaks to Yana about how fintechs can make investing more accessible, the importance of financial education, and why women may be better investors than men.
Join us for a discussion with Adam Gregg, CEO of the Iowa Bankers Association as we explore the positive impacts brought about by the Trump Administration and how those policies are impacting bankers. Adam also unpacks the areas he believes will most influence bank leaders as they look ahead to 2026.Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Miriam Wohlfarth (Banxware) spricht über die härtesten Learnings beim Gründen im Fintech-Bereich — und warum Regulatorik zum entscheidenden Erfolgsfaktor wird. Du erfährst, warum Miriam ohne Anwalt kein Fintech mehr starten würde und wieso falsche Entscheidungen aus der ersten Gründung sie heute anders handeln lassen. Was du lernst: Warum ein guter juristischer Co-Founder oder Berater in Fintechs kein Nice-to-have, sondern Überlebensfaktor ist. Welche typischen Fehler First-Time-Founder machen — und wie du verhinderst, zu früh zu viele Anteile abzugeben. Was regulatorische Anforderungen wirklich bedeuten — inklusive BaFin-Post, Lizenzstress und Worst-Case-Szenarien. Warum Europa Fintech stärker bremsen kann als es muss — und wie Länder Regulierung unterschiedlich interpretieren. Weshalb Regulatorik Innovation nicht verhindern muss — solange sie klar, verlässlich und dialogorientiert ist. ALLES ZU UNICORN BAKERY: https://stan.store/fabiantausch Mehr zu Miriam: LinkedIn: https://www.linkedin.com/in/miriam-wohlfarth/ Banxware: https://www.banxware.com/ Join our Founder Tactics Newsletter: 2x die Woche bekommst du die Taktiken der besten Gründer der Welt direkt ins Postfach: https://www.tactics.unicornbakery.de/
As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year's biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.
Neste episódio de estreia da nova temporada do Fintech Talks, abrimos 2026 discutindo as perspectivas e os desafios para as fintechs no Brasil, em um momento de ajustes importantes no ambiente regulatório e de amadurecimento do mercado.Recebemos Fernanda Garibaldi, diretora executiva da Zetta, para uma conversa sobre como o país construiu um dos ecossistemas de inovação financeira mais avançados do mundo — e por que esse avanço nunca é linear. Falamos sobre os impactos das mudanças regulatórias recentes, os efeitos esperados de consolidação no setor, o equilíbrio entre competição, segurança e inclusão, e o papel de infraestruturas como Pix e Open Finance na próxima fase do mercado.Este episódio é um ótimo ponto de partida para entender o que pode mudar no ambiente de inovação financeira em 2026 e os reflexos para o ecossistema fintech como um todo.Confira!***Este episódio é apresentado com o apoio do MBA USP/ESALQ. Acessando o link abaixo e realizando sua inscrição em qualquer curso do MBA USP/ESALQ, você recebe a 2ª parcela do curso gratuitamente no plano de 22 parcelas. Não perca!https://mbauspesalq.com/?IndicatorHash=DEJRUSBAZXTU
We sat down with Martyn Wallen, Executive Director & Co-Founder, and Gino Brenzini, Executive Director & COO of Quantum Six. Their team helps banks, credit unions, and fintech's modernize core systems and maximize technology investments through ecosystem strategies—driving agility and long-term value in a landscape shaped by cloud, AI, and composable architectures.We explore key banking trends in the UK versus the US, uncover lessons learned by European banks, and share actionable insights for U.S. financial institutions navigating digital transformation.Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Convidados: César Tralli, apresentador da Globo e da GloboNews, e Bruno Tavares, repórter da Globo. Em agosto de 2025, a megaoperação Carbono Oculto expôs um esquema complexo que envolve a facção criminosa PCC, o setor de combustíveis e o coração do sistema financeiro brasileiro: a Faria Lima. A investigação mostrou como o PCC infiltra agentes em fintechs e fundos de investimento para esconder o dinheiro sujo do crime organizado. Segundo a receita federal, R$ 52 bilhões foram movimentados em quatro anos. Foi a partir dessa operação que novas camadas do crime organizado começaram a ser desvendadas, revelando uma rede ainda mais profunda e sofisticada. Nesta sexta-feira, 26 de dezembro, O Assunto reprisa o episódio mais ouvido do ano. “Fintechs viraram um buraco negro”, resume César Tralli em conversa com Natuza Nery neste episódio. Apresentador da Globo, Tralli relata o que ouviu de investigadores e conta como a investigação contra o crime organizado chegou ao coração financeiro do país. Antes, Natuza conversa com Bruno Tavares, repórter da Globo que primeiro revelou a megaoperação contra o PCC. Ele explica como essa investigação nasceu e responde por que o setor de combustíveis é tão atrativo para a prática de crimes.
Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's editor in chief, Zack Miller. For fintechs, cracking the credit union market is notoriously difficult. It's relationship-based, insular, and requires a fundamentally different approach than banking. Many try and fail. But when done right, it opens up distribution to institutions serving over 140 million Americans. Today I'm joined by Brian Kaas, president and managing director of TruStage Ventures, the corporate VC arm of TruStage—a $5.5 billion annual revenue insurer that works with 92% of credit unions nationwide. Since 2016, TruStage Ventures has deployed $400 million across 50 portfolio companies and facilitated over 3,000 partnerships between credit unions and fintechs. We first spoke with Brian in 2021 when the fund was just gaining traction. Four years later, the portfolio has matured with companies like Ethos, Current, and SmartAsset, and Brian's team has become essential connective tissue between innovative fintechs and credit union distribution. We'll dig into what makes credit union partnerships different, why so many fintechs struggle to break in, and why stablecoin solutions have become the number one request Brian's hearing from credit union CEOs.
What does it really take to build a fintech company that quietly fixes one of the most frustrating problems SMEs face every day? In this episode of Tech Talks Daily, I'm joined by Pierre-Antoine Dusoulier, the Founder and CEO of iBanFirst, for a candid conversation about entrepreneurship, timing, and why cross-border payments have remained broken for so long. Pierre-Antoine's story begins in London, where his early career as an FX trader felt like a compromise at the time, yet quietly gave him a front-row seat to inefficiencies most people accepted as normal. That experience would later shape two companies and a very clear point of view on how money should move across borders. Pierre-Antoine walks through his first venture, Combeast.com, one of France's earliest FX brokerages for retail investors, and what he learned from selling it to Saxo Bank and staying on to run Western European operations. That chapter matters, because it exposed the gap between how sophisticated FX markets really are and how poorly SMEs are served when FX and payments are bundled together inside traditional banks. Out of that frustration, IbanFirst was born in 2016 with a simple idea: treat cross-border payments as a specialist discipline, not a side feature. Today, IbanFirst serves more than 10,000 clients across Europe and processes over €2 billion in transactions every month. We dig into why growth has continued while many fintechs have slowed, from a product designed to be used daily, to proactive sales, to a new generation of CFOs and CEOs who expect the same clarity and speed at work that they get from consumer fintech tools. Pierre-Antoine explains how real-time FX rates, payment tracking using SWIFT GPI, and multi-entity account management change the day-to-day reality for SMEs trading internationally. We also talk about Brexit, and how being rooted in continental Europe created an unexpected opening. Pierre-Antoine shares why expanding into the UK, including the acquisition of Cornhill, made sense, and why London's payments ecosystem still stands apart in scale and depth. Along the way, he is refreshingly open about the heavy investment required in compliance, trust, and regulation, and why nearly a third of IbanFirst's team focuses on operations and oversight. Looking ahead, Pierre-Antoine lays out a bold vision for the SME payments market, predicting a future where specialists replace banks in much the same way fintech reshaped consumer money transfers. As cross-border trade grows and currency volatility becomes a daily concern, his perspective raises an interesting question for anyone running an international business today: if specialists already exist, why keep relying on systems that were never designed for how SMEs actually operate? Useful Links: Connect with Pierre-Antoine Dusoulier Learn more about iBanFirst, Tech Talks Daily is sponsored by Denodo
A segunda parcela do 13º salário deve ser paga nesta sexta-feira a mais de 95 milhões de brasileiros. Os beneficiados são trabalhadores com carteira assinada e beneficiários do INSS. A quantia total injetada na economia pode chegar a quase R$ 370 milhões.Veja ainda que aeroportos em 15 estados iniciam hoje uma operação especial coordenada pela Agência Nacional de Aviação Civil (Aanac). Esta ação visa garantir um serviço adequado durante o período festivo até o dia 5 de janeiro. Nas rodovias federais, a Polícia Rodoviária Federal já começou as atividades do Programa Rodovida para reduzir acidentes no trânsito durante as festas e férias escolares. E mais: Congresso deve analisar nesta sexta-feira (26) o orçamento federal para 2026 após adiamento. O relator, deputado Isnaldo Magalhães, incluiu cortes fiscais às empresas e aumento na tributação sobre Bets e Fintechs no projeto revisado pelo Senado. E o Conselho Curador do FGTS aumentou o teto dos imóveis financiáveis no programa Minha Casa, Minha Vida..
Today's episode features Part 1 of our November 4 webinar, "The CFPB's Most Ambitious Regulatory Agenda Ever." In this packed episode, our expert panel breaks down the Consumer Financial Protection Bureau's largest and boldest regulatory agenda to date. Discussing an unprecedented lineup of 24 rulemaking items that could reshape the consumer financial services industry. What's Included: Unprecedented Regulatory Activity: We unpack why this semi-annual agenda stands out, the record number of proposed rules, and what this means for financial institutions, FinTechs, and consumers alike. Hot Topics Covered: From sweeping changes in mortgage servicing to open banking (1033 of Dodd-Frank/personal financial data rights), small business lending rules (1071 of Dodd-Frank), and the rollout of the Financial Data Transparency Act, we cover all the major initiatives and legal battles on the horizon. Industry Insight: Hear why certain rules are stirring up controversy, what compliance challenges lie ahead, and how litigation and funding woes at the CFPB might impact the pace of change. Practical Impact: Learn about technical corrections in remittance transfer rules, new standards for data sharing, and what these changes mean for day-to-day business operations. Meet Your Speakers from Ballard Spahr: Alan Kaplinsky (Host & Moderator): Senior Counsel, founder and former leader of Ballard Spahr's Consumer Financial Services Group Rich Andreano, Jr.: Partner and head of the firm's Mortgage Banking Group John Culhane, Jr.: Partner in the Consumer Financial Services Group Greg Szewczyk: Chair of the firm's Privacy and Data Security Group Mudasar Pham-Khan: Associate, Consumer Financial Services Group Kristen Larson: Of Counsel, Consumer Financial Services Group Daniel Wilkerson: Associate, Consumer Financial Services Group Rob Lieber: Associate, Consumer Financial Services Group Aja Finger: Associate, Consumer Financial Services Group Tune in for strategic insights and practical tips to help you prepare for the CFPB's evolving rulebook. Whether you're a compliance leader, financial executive, or simply interested in how Washington's boldest moves will impact your world, this episode is your essential guide to what's next in consumer financial services. Don't miss Part 2, coming next week with even more updates and expert perspectives! Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.
En el episodio de esta semana Karla y René platican de la ronda de inversión de Leona Health y Luca, de los ingresos de las Fintechs, de la venta de viajes y camionetas en Costco, de la Ford F-150 Lightning que se dejará de producir, de la oferta de trabajo para storytelling, del aumento de tiendas minoristas.Prueba Whitepaper 30 días gratisCompra tu gorra o ilustraciones de Whitepaper aquí
Nos lanzamos a fondo con un análisis exclusivo del futuro financiero en México. Presentamos el reporte "Fintech 3.0: El Gran Cambio de Plataforma en México", un documento de 58 páginas que condensa más de una década de experiencia en la industria crypto y fintech.Descarga el articulo completo: https://bando.cool/fintech300:00 - Intro01:16 - ¿Qué es Fintech 3.0? El Gran Cambio de Plataforma07:26 - El Estado del Ecosistema Fintech en México11:50 - Los 5 Casos de Uso Reales de Fintech 3.016:45 - ¿Cuál será el Primer Caso de Uso en Adoptarse Masivamente?18:45 - Casos de Éxito Reales en Latinoamérica21:12 - ¿Quién Va a Ganar con este Cambio de Plataforma?24:30 - Posibles Obstáculos: ¿Por Qué Podría No Funcionar?26:35 - Predicciones Audaces para el Futuro29:56 - Cómo Bando y Espacio Cripto Pueden Ayudar en esta Transición31:10 - Conclusión y Cómo Acceder al Reporte
Fortes chuvas estão causando problemas no Sudeste do Brasil. Em Petrópolis (RJ), choveu 70% do esperado para dezembro em um dia, deixando um homem desaparecido após ser levado por uma enchente. Aulas foram suspensas e moradores buscaram abrigo.Em Ilha Bela (SP), a quarta-feira foi marcada por deslizamentos e enxurradas, resultando em duas mortes e mais de cem desabrigados. A previsão é de redução das chuvas hoje.O INSS divulgou o calendário de pagamento de 2026. Para quem recebe até um salário mínimo reajustado para R$1.621, o pagamento vai de 26 de janeiro a 6 de fevereiro. Quem recebe mais será pago entre 2 e 6 de fevereiro. O Congresso Nacional deve votar hoje o orçamento de 2026, que inclui medidas para aumentar a arrecadação, aprovadas pelo Senado, cortando benefícios fiscais de setores como Betis e Fintechs, a fim de elevar a receita em R$20 bilhões.
In this episode, Peter Rabey sits down with Michelle Beyo, CEO and Founder of Finavator, an award-winning payments and future-of-finance consultancy. With more than 20 years of experience across payments, loyalty, telco, digital identity and open data, Michelle is a global thought leader who has spoken on stages worldwide, including TEDx and is a Money20/20 RiseUp Alumna, Mentor and trusted advisor to multiple FinTechs.Together, Peter and Michelle dive into a wide-ranging discussion on the future of finance, from consumer‑first innovation to AI, digital identity and open data, Michelle shares how trust, inclusion and collaboration are reshaping the way we all experience money.Discussions in the episode:What “consumer‑first finance” really meansThe breakthrough shifts transforming financial servicesHow leaders can scale trust as quickly as technologyAdvice for the next generation of fintech innovatorsTune in for a masterclass on innovation, inclusion and leadership in finance.Click here to reach out to Peter Rabey directlyLike this show? Please leave us a review. Every review helps!
No podcast ‘Notícia No Seu Tempo’, confira em áudio as principais notícias da edição impressa do jornal ‘O Estado de S.Paulo’ desta quinta-feira (18/12/2025): O Projeto de Lei da Dosimetria, que reduz penas dos condenados pelo 8 de Janeiro e beneficia o ex-presidente Jair Bolsonaro (PL), foi aprovado por 48 votos a 25 no Senado. Com isso, o tempo de prisão de Bolsonaro em regime fechado pode cair de seis anos e dez meses para dois anos e quatro meses. O texto segue para análise presidencial e a expectativa é de que o presidente Luiz Inácio Lula da Silva vete o projeto. A aprovação ocorreu após reviravolta na votação do projeto na Comissão de Constituição e Justiça (CCJ) do Senado. O PL da Dosimetria caminhava para um fracasso na CCJ, uma vez que brechas no texto permitindo abrandar penas de crimes diversos . O relator, Esperidião Amin (PP-SC), acolheu emenda de redação delimitando a redução das penas aos envolvidos no 8 de Janeiro. E mais: Política: Projeto que eleva receita ‘recicla’ orçamento secreto Metrópole: Litoral norte recebe chuva de 3 semanas em 3h; SP tem 7 mortes Economia: Lula ameaça desistir de acordo se UE não assinar tratado até sábado Internacional: Em discurso, Trump tenta recuperar popularidade em 2026, ano de eleição Esportes: Flamengo luta, empata com o PSG, mas perde 4 pênaltis e fica com o viceSee omnystudio.com/listener for privacy information.
How can credit unions use CUSOs (credit union service organizations) and FinTech partnerships as intentional tools for growth instead of one-off “shiny object” deals? In this episode of C.U. On The Show, host Doug English talks with Capstone Strategic's John Dearing about approaching CUSOs and FinTechs with a proactive external growth strategy, deciding when to build, buy, or partner, and how collaboration can help credit unions pursue new opportunities.Watch the episode on YouTube: https://youtu.be/0ssPw7LmS-0Read the episode summary on the ACT Advisors Blog: How CUSOs and FinTech Partnerships Can Become a Powerful Growth Engine for Credit Unions | ACT Advisors
Projeto apoiado pelo PT e base governista busca reforçar o equilíbrio fiscal, garantir a execução do Orçamento de 2026 e manter regras do Arcabouço Fiscal. estabelece a redução linear de 10% dos benefícios fiscais concedidos pela União. A proposta também aumenta a tributação sobre BBB: bancos digitais (fintechs), bilionários e bets (apostas online).Sonoras:
John Blizzard, CEO and President of Seattle Bank and founder of CD Valet discusses what banks should consider ahead of potential rate cuts, why CDs bad rap as 'hot money' is undeserved, and how digital marketing and pricing strategies can level the playing field.Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
In dieser Folge sprechen Jochen Siegert und André Bajorat über geschmeidige, streitbelastete und herbeigesehnte Machtwechsel. Einige Kämpfe wurden beigelegt, andere neu entfacht.
No episódio 311 do Stock Pickers, Lucas Collazo recebe Luiz Constantino, sócio e diretor de gestão da Ryo Asset. Juntos, eles exploram o “bullmarket silencioso” da bolsa brasileira, que ultrapassou os 164 mil pontos nesta quinta (4) pontos em uma guinada histórica.Durante o bate-papo, Constantino aponta setores com perfil promissor nesta arrancada do IBOV, com destaque especial para a SmartFit, empresas de energia e fintechs. Quer saber qual é a relação entre a bolsa brasileira e as navegações de Amyr Klink? Conheça a “teoria do barco incapotável” em um episódio essencial para entender os mistérios da B3 e da Faria Lima.
Scott Hildenbrand, Managing Director at Piper Sandler joins us as we review discussions bank boards should be having as they enter budget and strategic planning season. We discuss raising capital and taking balance sheet losses as strategic moves to improve future earnings. Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Building a Compliant and Scalable FinTech Ecosystem
John Doherty, Principal at Wolf and Company discusses the implications of the Big, Beautiful Bill that was signed on July 4th for bankers and their commercial and retail customers. We spend some time in this episode discussing President Trump's Executive Order to open defined contribution retirement plans to alternative investments like crypto currency and private equity investments.Send us a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Richard Gearhart and Elizabeth Gearhart, co-hosts of Passage to Profit Show interview Caroline Winnett from Berkeley SkyDeck, Braydan Young from SlashExperts and Clint Lotz from TrackStar AI. Want to know why some founders soar while others stall? Caroline Winnett, the powerhouse behind Berkeley SkyDeck - UC Berkeley's world-renowned startup accelerator, breaks down the traits of winning entrepreneurs, how to stand out to investors, and where innovation and funding are heading next. A must-listen for anyone building big. Read more at: https://skydeck.berkeley.edu/ B2B buyers don't want another sales pitch — they want the truth from people who've been there. Braydan Young is the Co-Founder of SlashExperts, the game-changing platform that lets prospects talk directly to your happiest customers to fast-track trust, boost confidence, and close deals faster. Read more at: https://www.slashexperts.com/ Meet Clint Lotz, the founder shaking up the lending world with TrackStar AI — the platform turning hidden lender data into revenue, smarter approvals, and game-changing credit insights. If you want to see how AI is transforming finance from the inside out, this episode is a must-listen! Read more at: https://trackstar.ai/ Whether you're a seasoned entrepreneur, a startup, an inventor, an innovator, a small business or just starting your entrepreneurial journey, tune into Passage to Profit Show for compelling discussions, real-life examples, and expert advice on entrepreneurship, intellectual property, trademarks and more. Visit https://passagetoprofitshow.com/ for the latest updates and episodes. Chapters (00:00:00) - Starting a Business on TV(00:00:28) - Passage to Profit(00:01:51) - What Was the One Rule of Business That You Had to Break to(00:06:27) - Braden Young: The Rule Break(00:08:17) - What You Didn't Know About Credit(00:09:49) - A Law Firm's Rise to the Digital World(00:11:37) - What Makes a Good Entrepreneur?(00:13:53) - Are You Need a Publicist for Your Startups?(00:15:16) - In the Elevator With Steve Jobs(00:15:58) - Quantum Institute's funding focus on AI(00:17:09) - Quantum Innovation at UC Berkeley(00:21:05) - Commercial(00:22:07) - The Cruise Call(00:23:05) - Seeking Innovation: From Planet to Profit(00:23:36) - Where Do You See Investment Going in 2026?(00:24:41) - In the Elevator: Venture Capital's Focus on Robots(00:26:11) - Are VC Funds Open to AI Startups?(00:27:45) - Have You Got the Money to Start a Business?(00:28:40) - Looking for a Fund? Just Type in Your Name(00:29:12) - In the Elevator With Braden Cook(00:30:10) - Berkeley's Skydeck Program(00:31:11) - AI in Business: The Use Cases(00:33:01) - How Is AI Affecting Your Business?(00:33:59) - AI CEO on Revenue Per Employee(00:34:32) - How Trackstar AI is Affecting the Company(00:35:47) - How to Use AI to Predict the Future(00:38:42) - Passive Profits: Car Insurance Hotline(00:41:20) - USPTO to Use AI in the Patent Examination Process(00:44:06) - AI for Business: The End of the Sales Cycle(00:46:11) - Are Your Clients Getting Paid for Their Time?(00:47:18) - How We Launched Our Product 5 Months in(00:50:39) - Startups Tackle the Enterprise Software Problem(00:53:14) - What industries are using Salesforce.com?(00:54:04) - Pipeline: How Experts Are Affecting Sales(00:56:40) - How Credit Monitoring Companies are Advancing the Underdog(01:02:11) - How AI Can Help Fintech Lenders(01:05:51) - Trackstar Financial Intelligence: Banks, Fintechs, Consumer(01:11:22) - Secrets of the Entrepreneurial Mind(01:13:17) - What's the Secret to Starting a Business?(01:16:31) - Richard Gearhart's Secret to Strategic Networking(01:18:06) - Passive to Profit
Na maior operação do país contra o crime organizado, veio à tona um cenário perturbador: o PCC já não é mais só um grupo de alguns criminosos, mas uma rede empresarial de larga escala, responsável até pela gasolina barata que abastece o seu carro. Assista a este IC News e entenda as revelações da Operação Carbono Oculto.Assista também: https://www.youtube.com/watch?v=gRJi31oXVgo&list=PLM8urkUnySVAv47OaKceerCj3Hc89Cr4USe você curte conteúdo True Crime, inscreva-se no canal e considere se tornar membro! Seu apoio é fundamental para manter o jornalismo investigativo independente!
In this episode of the Wharton FinTech Podcast, Bobby Ma sits down with Brian Kaas, President and Managing Director of TruStage Ventures, the corporate venture capital arm of TruStage. Brian shares his experience founding TruStage Ventures and the work he and his team have done in the past decade bridging the gap between FinTech founders, credit unions, and the broader financial services industry culminating in $400 million in investments since 2016. We discuss: - The 140+ million member-strong credit union movement and services they provide to the community - The partnership and value add TruStage Ventures brings in working with its FinTech investments - Investment criteria and role the group plays in the broader TruStage organization - Outlook on how stablecoins and other emerging technologies are poised to disrupt the financial services industry - The success they have had investing in early-stage FinTechs through their Discovery Fund
Today's podcast features the second part of a repurposed webinar produced on September 3, 2025, which dives into the legal risks, compliance challenges, and emerging constitutional questions stemming from the GENIUS Act. The conversation examines the strict prohibition of deceptive claims regarding federal backing or insurance for stablecoins, highlighting the significant civil liabilities and penalty provisions attached to violations. Art Wilmarth delves deeply into areas such as federal preemption of state laws, consumer protections, and the power dynamics introduced by big tech and non-bank entities in the stablecoin market. Richard Rosenthal outlines the importance of building cross-functional teams, updating risk taxonomies, and adapting existing safety and soundness frameworks to the new environment presented by stablecoins. Peter Jaslow highlights legal risks for stablecoin issuers, such as the lack of explicit federal insurance, the reliance on monthly attestations of reserves, complex issues surrounding redemption policies, and significant civil and criminal penalties for non-compliance. The speakers articulate the importance of rigorous compliance frameworks and the critical role finance teams will play in adapting to the new regulatory demands. Additionally, there is emphasis on the GENIUS Act's consumer protection priorities and its alignment with administration policy objectives. This episode also explores the business model impact of the GENIUS Act, discussing the growing demand for stablecoin and tokenized deposit solutions, and how institutions might leverage these technologies for treasury management and cross-border payments. Panelists provide perspectives on how innovation is being fostered, the implications for privately-held stablecoins, and the ways the GENIUS Act reflects the desires of the crypto industry. This session offers a holistic look at both the challenges and opportunities that financial institutions must consider as regulatory and market landscapes evolve. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.