Podcasts about Compliance

Unit 13 Compliance or Compassion? The Traffic Camera Dilemma  救護車鳴笛逼近，你願意越線讓路嗎？當科技執法遇上緊急時刻，規則與人命之間的衝突也隨之浮現。本集將帶你探索這場兩難，看看制度該如何在秩序與人性之間找到平衡。

The CFPB's June 5, 2026 statement on "Ability to Repay and Immigration Status" presents creditors with a difficult, and potentially unprecedented, compliance dilemma. The Bureau says that when creditors are required to assess a consumer's ability to repay, they may, and in some circumstances may be required to, consider information about the consumer's immigration status if that information bears on the consumer's current or reasonably expected future income. But how can creditors take immigration status into account without violating federal or state fair-lending laws that prohibit discrimination based on national origin? That was the central question explored in the latest episode of the Consumer Finance Monitor Podcast, released today. Our host, Alan Kaplinsky (founder, leader for 25 years and now Senior Counsel of our Consumer Financial Services Group) was joined by three Ballard Spahr lawyers with complementary expertise: Dustin O'Quinn, a nationally recognized immigration lawyer; Richard Andreano, leader of the firm's Mortgage Banking Group and a leading authority on mortgage lending regulation; and John Culhane, a longtime member of Ballard Spahr's Consumer Financial Services Group. The discussion demonstrates just how difficult the CFPB's guidance may be for creditors to operationalize. Key Topics Discussed Include: ·                 What exactly did the CFPB say? ·                 Credit cards and mortgages are different; John Culhane explained that the credit card ability-to-repay requirement is fundamentally a point-in-time assessment. ·                 Immigration status is anything but binary; nOne of the most important points made during the podcast was that creditors cannot sensibly divide applicants into two categories—those who are "legal" and those who are "illegal." ·                 The ITIN issue; The CFPB guidance also raises questions about lending to consumers who have an Individual Taxpayer Identification Number (ITIN) rather than a Social Security number. ·                 The fair-lending problem; Rich Andreano described the problem succinctly: The guidance raises the risk associated with failing to consider immigration status but does not provide clear guideposts for considering immigration status without running afoul of ECOA and other civil-rights laws. ·                 Simply lending only to citizens and permanent residents is not the answer; One possible reaction might be for a creditor to adopt a bright-line policy: lend only to U.S. citizens and lawful permanent residents. ·                 The banking agencies have entered the picture; Among the subjects addressed are credit risk and underwriting, source of repayment, collateral considerations, documentation and verification, portfolio and concentration risk, and consumer compliance. ·                 What should creditors do? The podcast participants agreed that simply ignoring the CFPB guidance is unlikely to be a satisfactory answer, particularly for banks subject to regular examination. The CFPB's immigration-status guidance sits at the intersection of ability-to-repay requirements, immigration law, fair lending, safety and soundness, and state law. It is therefore an unusually complicated issue that cannot be analyzed solely from a consumer-finance or immigration-law perspective. Our latest Consumer Finance Monitor Podcast brings those disciplines together. Dustin O'Quinn, Richard Andreano, and John Culhane provide a detailed discussion of what the guidance means, the practical problems it creates for creditors, and how lenders should begin thinking about their policies and procedures. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

In this episode of The Marketing Rapport podcast, host Tim Finnigan sits down with Andrew Filar, Co-Founder and CEO of Next Call Club, to unpack what's really happening inside the insurance lead economy — and why the old "buy more leads" mindset is quietly costing agencies their profitability. Andrew traces his journey from cold-calling commercial auto prospects at a State Farm office to running one of the largest Allstate scratch agencies in the country, and finally to building Next Call Club, an aggregator-plus-consultative-partner model designed to help agents hit real cost-per-acquisition targets.The views, thoughts, and opinions expressed are those of the speaker and do not necessarily represent the views, thoughts, and opinions of ActiveProspect. The material and information presented here is for general information purposes only.This podcast is not intended to replace legal or other professional advice. The Lead Intelligence, Inc. (dba InfutorData) and ActiveProspect LLC names and all forms and abbreviations are the property of its owner and its use does not imply endorsement of or opposition to any specific organization, product, or service.ACTIVEPROSPECT DISCLAIMS ALL LIABILITY ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Podcast: Industrial Cybersecurity InsiderEpisode: Your Most Critical Network May Be Your Least ProtectedPub date: 2026-08-11Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationThe air gap you're counting on probably isn't there. Dino Busalacchi sits down with cybersecurity veteran and Tulane University Cybersecurity Professor Joshua Copeland, to talk about the realities of protecting industrial environments, where uptime, safety, and production come first. They dig into why legacy systems can't be secured like IT, how routine security tasks can disrupt physical operations, the leadership gap between IT and OT, and why cybersecurity needs to be treated as digital safety. A practical listen for CISOs, CIOs, engineering leaders, and plant operators.Chapters:(00:00:00) Why operational technology is critical to everyday life(00:03:00) Legacy systems and the hidden opportunity in OT security(00:07:00) Ransomware, AI, and attacks designed for physical outcomes(00:10:00) How standard IT security tools can stop production(00:13:00) What cybersecurity events get wrong about OT(00:16:00) The leadership gap and the myth of isolated systems(00:20:00) Why cybersecurity should be treated as digital safety(00:23:00) Compliance, asset inventory, and aging industrial equipment(00:27:00) Building the next generation of OT security professionals(00:31:00) Why every part of modern life depends on OTLinks And Resources:Want to Sponsor an episode or be a Guest? Reach out here.Industrial Cybersecurity Insider on LinkedInCybersecurity & Digital Safety on LinkedInBW Design Group CybersecurityJosh Copeland on LinkedInDino Busalachi on LinkedInCraig Duckworth on LinkedInThanks so much for joining us this week. Want to subscribe to Industrial Cybersecurity Insider? Have some feedback you'd like to share? Connect with us on Spotify, Apple Podcasts, and YouTube to leave us a review!The podcast and artwork embedded on this page are from Industrial Cybersecurity Insider, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

This episode's guests:Melissa Higgins, Director of Customer Advancement at Censis TechnologiesJacob Long, Director of Sales Engineering at Censis TechnologiesOlivia Fistek, Regional Account Manager at Censis TechnologiesSterile processing has become one of the fastest changing environments in the hospital. Instruments that were once straightforward now arrive with multilayered assembly requirements, robotic components and manufacturer instructions for use that change without notice. The technology used to reprocess and sterilize them has grown just as complex. What a technician needed to know five years ago is not what the role demands today, and the list keeps growing. Every new service line, every new specialty and every new device adds to the body of knowledge a department is expected to carry.That pace creates a quiet gap. Departments are held to evolving standards and regulatory expectations while the day-to-day work of keeping cases moving never pauses, which leaves little room for structured learning. Compliance strains first, then confidence. There is also a second gap that receives less attention. Knowing the correct practice is one challenge. Capturing it digitally, configuring software to match a specific workflow and proving it later is a separate one. Education has to close both.How can a sterile processing team turn three days of education into changes that hold up back in the department?Welcome to ConCensis. In this episode, host Daniel Litwin, the Voice of B2B, sits down with Melissa Higgins, Director of Customer Advancement at Censis Technologies, Jacob Long, Director of Sales Engineering at Censis Technologies, and Olivia Fistek, Regional Account Manager at Censis Technologies, to preview CtUC Virtual 2026 and the thinking behind this year's theme, From Experience to Impact. Together, they discuss the three-day tiered track structure, the industry topics shaping this year's agenda, the live question-and-answer format, the peer collaboration that happens between attendees and the first major software refresh Censis has undertaken in years. The conversation offers sterile processing professionals a clear picture of what the September event covers, how to plan their three days and which conversations are worth showing up for.What You'll Learn...Why continuing education functions as an operational requirement rather than a professional perk, as instrument complexity and manufacturer instructions for use change faster than most departments can absorb on their own.How the three-day tiered structure splits into a general track, a leadership track and a technician track so attendees can build an agenda around their actual scope of work.The role water quality is playing in this year's agenda, and why industry experts leading the regulatory conversation were brought in to address it directly.What the first major software refresh in years brings to the platform, including an updated user interface and changes to how CensiTrac Intelligence handles metrics and KPI reporting.How attendees reach Censis expertise during the event, from live question-and-answer sessions and clinical educators fielding questions in real time to one-on-one time with a customer success manager.Why the peer conversation is often the highest-value part of the event, as a nine-tray ambulatory surgery center and a thousand-bed trauma hospital discover they are solving the same problems very differently.About the GuestsMelissa Higgins is Director of Customer Advancement at Censis Technologies, where she leads the clinical education team. Her team delivers Service Plus, the add-on subscription that helps customers examine their workflow and get more out of the software they already own. She treats CtUC as the flagship presentation Censis gives its customers each year, pairing outside industry standards with internal guidance on system utilization.Jacob Long serves as Director of Sales Engineering at Censis Technologies, where he prepares and supports the commercial team and works across clinical education, implementation and product. His earlier work training customers in person gave him a view of departments at every scale, from single-procedure outpatient clinics to thousand-bed trauma centers running thirty rooms and eighty technicians. He watches closely for how customers configure the same software to fit very different worlds.Olivia Fistek is Regional Account Manager at Censis Technologies, working on the sales side with facilities bringing Censis in for the first time and with existing customers expanding their portfolio. She partners closely with the customer success team and focuses on keeping facilities supported as their hospital needs evolve. Her vantage point comes from being in customer doors regularly and hearing which challenges are surfacing right now.

This episode's guests:Melissa Higgins, Director of Customer Advancement at Censis TechnologiesJacob Long, Director of Sales Engineering at Censis TechnologiesOlivia Fistek, Regional Account Manager at Censis TechnologiesSterile processing has become one of the fastest changing environments in the hospital. Instruments that were once straightforward now arrive with multilayered assembly requirements, robotic components and manufacturer instructions for use that change without notice. The technology used to reprocess and sterilize them has grown just as complex. What a technician needed to know five years ago is not what the role demands today, and the list keeps growing. Every new service line, every new specialty and every new device adds to the body of knowledge a department is expected to carry.That pace creates a quiet gap. Departments are held to evolving standards and regulatory expectations while the day-to-day work of keeping cases moving never pauses, which leaves little room for structured learning. Compliance strains first, then confidence. There is also a second gap that receives less attention. Knowing the correct practice is one challenge. Capturing it digitally, configuring software to match a specific workflow and proving it later is a separate one. Education has to close both.How can a sterile processing team turn three days of education into changes that hold up back in the department?Welcome to ConCensis. In this episode, host Daniel Litwin, the Voice of B2B, sits down with Melissa Higgins, Director of Customer Advancement at Censis Technologies, Jacob Long, Director of Sales Engineering at Censis Technologies, and Olivia Fistek, Regional Account Manager at Censis Technologies, to preview CtUC Virtual 2026 and the thinking behind this year's theme, From Experience to Impact. Together, they discuss the three-day tiered track structure, the industry topics shaping this year's agenda, the live question-and-answer format, the peer collaboration that happens between attendees and the first major software refresh Censis has undertaken in years. The conversation offers sterile processing professionals a clear picture of what the September event covers, how to plan their three days and which conversations are worth showing up for.What You'll Learn...Why continuing education functions as an operational requirement rather than a professional perk, as instrument complexity and manufacturer instructions for use change faster than most departments can absorb on their own.How the three-day tiered structure splits into a general track, a leadership track and a technician track so attendees can build an agenda around their actual scope of work.The role water quality is playing in this year's agenda, and why industry experts leading the regulatory conversation were brought in to address it directly.What the first major software refresh in years brings to the platform, including an updated user interface and changes to how CensiTrac Intelligence handles metrics and KPI reporting.How attendees reach Censis expertise during the event, from live question-and-answer sessions and clinical educators fielding questions in real time to one-on-one time with a customer success manager.Why the peer conversation is often the highest-value part of the event, as a nine-tray ambulatory surgery center and a thousand-bed trauma hospital discover they are solving the same problems very differently.About the GuestsMelissa Higgins is Director of Customer Advancement at Censis Technologies, where she leads the clinical education team. Her team delivers Service Plus, the add-on subscription that helps customers examine their workflow and get more out of the software they already own. She treats CtUC as the flagship presentation Censis gives its customers each year, pairing outside industry standards with internal guidance on system utilization.Jacob Long serves as Director of Sales Engineering at Censis Technologies, where he prepares and supports the commercial team and works across clinical education, implementation and product. His earlier work training customers in person gave him a view of departments at every scale, from single-procedure outpatient clinics to thousand-bed trauma centers running thirty rooms and eighty technicians. He watches closely for how customers configure the same software to fit very different worlds.Olivia Fistek is Regional Account Manager at Censis Technologies, working on the sales side with facilities bringing Censis in for the first time and with existing customers expanding their portfolio. She partners closely with the customer success team and focuses on keeping facilities supported as their hospital needs evolve. Her vantage point comes from being in customer doors regularly and hearing which challenges are surfacing right now.

Send us Fan MailIn this episode of Childcare Conversations, Kate and Cindy Morgan tackle something every childcare director needs but few actually have: written Standard Operating Procedures (SOPs) for staff training and compliance. They dig into why keeping training records organized is such a common violation across states, and how easy it is to lose track of CPR renewals, background checks, and training hours. They share some really practical tips, like having staff swap files during meetings for a fresh set of eyes, and how automated reminders in tools like One Place Childcare can seriously save your sanity!Check out this episode's sponsor:  tryplayground.com/partnerships/childcareconversationsThanks for Listening

Impulse von Mister KI:   Mit dem Ziel beginnen, nicht mit dem Tool: Professioneller KI-Einsatz setzt Klarheit darüber voraus, welches Problem gelöst und welcher konkrete Mehrwert erzielt werden soll. Schlechte Prozesse werden durch KI nicht automatisch besser: Bevor Unternehmen automatisieren, sollten sie Abläufe, Daten und Strukturen überprüfen und den Prozess konsequent digital neu denken. KI-Agenten brauchen Leitplanken: Begrenzte Berechtigungen, abgeschottete Testumgebungen und gründliche Tests verhindern, dass aus vermeintlicher Effizienz ein kostspieliges Risiko wird. Der Mensch wird nicht unwichtiger, sondern anders wichtig: Überblick, Erfahrung, Urteilsvermögen, Kreativität und Empathie bleiben menschliche Stärken. Gute Führung nutzt KI, um dafür wieder mehr Zeit zu schaffen. Interviewpartner: Heiko Knödel, Diplom-Informatiker, Unternehmer und Experte für Künstliche Intelligenz Im Interview: Heiko Knödel alias Mr. KI KI soll uns nicht das Denken abnehmen. Sie soll uns die Zeit dafür zurückgeben. Künstliche Intelligenz ist in vielen Unternehmen längst im Einsatz – allerdings häufig ohne gemeinsame Strategie, klare Regeln oder definierte Ziele. Mitarbeitende nutzen ChatGPT, Claude, Copilot und andere Anwendungen, doch vielfach kaum anders als eine Suchmaschine. Der erhoffte Produktivitätsgewinn bleibt dann aus – während Kosten und Risiken steigen. Bei Themen-Radio erklärt Heiko Knödel, bekannt als „Mr. KI“, wie Unternehmen aus ersten Experimenten einen professionellen und wirtschaftlich sinnvollen KI-Einsatz entwickeln. Sein wichtigster Rat: Nicht mit der Auswahl eines Tools beginnen, sondern mit der Frage, welches Problem gelöst und welcher konkrete Mehrwert erreicht werden soll. Dafür müssen Unternehmen ihre Prozesse, Datenstrukturen und Sicherheitsanforderungen kennen. Denn ein schlechter oder analog gedachter Prozess wird nicht automatisch besser, nur weil KI eingesetzt wird. Wie groß der Nutzen sein kann, zeigt Heiko Knödel anhand eigener Beispiele. Für ein hochwertiges Handout zu einer Präsentation benötigte er früher vier bis acht Stunden – heute entsteht es mithilfe von KI innerhalb kurzer Zeit. Auch Teile seiner Buchhaltung hat er automatisiert. Insgesamt investiert er nach eigener Aussage monatlich 15 bis 20 Stunden in KI, spart damit aber mindestens 40 Arbeitsstunden ein. Entscheidend ist dabei seine Erfahrung: Wie bei einem Mitarbeitenden definiert er Aufgaben, Grenzen und Sicherheitsvorkehrungen präzise. Besondere Vorsicht ist bei KI-Agenten geboten, die selbstständig auf Daten und Systeme zugreifen. Heiko empfiehlt, deren Berechtigungen klar zu begrenzen, sie zunächst in abgeschotteten Testumgebungen einzusetzen und vor dem produktiven Einsatz gründlich zu prüfen. Außerdem sprechen wir darüber, welche Regeln Unternehmen für den Umgang mit Daten, die Auswahl von Anwendungen, Verantwortlichkeiten und die Qualifizierung ihrer Beschäftigten benötigen. Doch KI-Einführung ist nicht allein ein Technologieprojekt. Sie ist vor allem eine Führungsaufgabe. Führungskräfte müssen Orientierung geben, Ängste ernst nehmen und deutlich machen, wie KI die Menschen unterstützen kann. Richtig eingesetzt, soll sie ihnen nicht das Denken abnehmen, sondern wieder mehr Zeit dafür verschaffen. Denn bei aller Leistungsfähigkeit fehlen der KI weiterhin menschlicher Gesamtblick, Erfahrung, Urteilsvermögen, Kreativität und echte Empathie. Im Gespräch zeigt Heiko Knödel, warum gerade diese Fähigkeiten in einer zunehmend KI-geprägten Arbeitswelt noch wertvoller werden.   Der Mensch Heiko Knödel – „Mr. KI®“Heiko Knödel ist Diplom-Informatiker, Unternehmer, Speaker, Trainer und Autor. Bereits in den 1990er-Jahren beschäftigte er sich mit der Digitalisierung von Prozessen. Später arbeitete er in verantwortlichen Führungs- und Projektpositionen unter anderem für die Deutsche Bank sowie in Projekten bei Porsche, BMW und Merck. Heute vermittelt und implementiert er Künstliche Intelligenz in Unternehmen – von konkreten Anwendungsfällen und Prozessautomatisierung über KI-Strategie und Governance bis zu Datenschutz, Compliance und dem Aufbau sicherer Arbeitsumgebungen. Sein besonderes Profil entsteht aus der Verbindung von technologischer Expertise, Führungserfahrung und menschlicher Empathie. Als NLP-Master begleitet er Menschen und Organisationen auch bei den Veränderungen, die mit der Einführung von KI verbunden sind. Gemeinsam mit dem Würzburger Informatikprofessor Dietmar Seipel veröffentlichte er 2025 im Springer-Verlag das Buch „KI und Bots im Alltag – Künstliche Intelligenz verstehen und für Business, Home & Schule nutzen“.

Have you ever wondered what truly makes someone worth following?In today's episode, host Stephanie Alessi Muiña invites us to explore the difference between authority and influence, reflecting on Paul's wisdom to Timothy in 1 Timothy 4:12. Together, we'll discover how true leadership isn't about demanding respect, but about living a life worth emulating, how our consistency, character, and love can inspire others more deeply than any title or position ever could.Come join our community in prayer and devotion as we ask God to shape our hearts, so our lives reflect Jesus and naturally lead those around us closer to Him.Tap HERE to send us a text! Our podcast family is growing - introducing Men's Morning Devotional! Our dad, Steve Alessi, and all of our husbands are now hosting their own 5 minute devotionals every weekday - for men who want to become better husbands, fathers, and leaders! Listen, follow and subscribe here - MensMorningDevotional.comSupport the showNEW VIDEO EPISODES! You can watch our new video episodes on YouTube! Watch Our Video DevotionalsNEW TO MY MORNING DEVOTIONAL? We're so glad you're here! We're the Alessis, a ministry family working together in a church in Miami, FL, and we're so blessed to partner with the My Morning Devotional community and continue the great work done by the show's creator and our friend, Alison Delamota.We pray our personal reflections and devotions will empower you to grow your faith in God, and that you'll join us every morning in prayer! JOIN THE MMD COMMUNITYSubscribe to the show on this appShare with a friendJoin our newsletter Follow Us on ⁠Instagram⁠ and ⁠Facebook⁠⁠Leave a reviewMORE PODCASTS YOU'LL ENJOYEnjoy more podcasts from Metro Life Studios, including:The Family Business with The AlessisMen's Morning DevotionalThe Mary and Martha Show Available on our Metro Life Studios app!Get The Metro Life Studios app 

In this Meaningful Money Q&A (Episode 58), Pete Matthew and Roger Weeks answer six real listener questions on the money decisions facing UK savers and investors. We cover paying off your mortgage versus investing, gifting surplus income to manage care fees and inheritance tax, and how to buy capital gains tax-free gold. We also explore consolidating pensions before retirement and how LGPS members can weigh up AVCs versus ISAs and AVCs versus APCs. Tune in for clear, practical UK personal finance, pensions and retirement planning guidance - education, not advice. Shownotes: https://meaningfulmoney.tv/QA58    02:18  Question 1 Hi team Been listening for ages and having a psychological meltdown over this. I have approx £20k in my S&S ISA and £20k left on my mortgage.  How can I justify the decision to pull the trigger and pay it off?  Note that I also have £30k approx in a cash ISA and £5k float easy access.  I also overpay the mortgage about £800-£1k per month but that's eased off the last few months, with the money diverted to an early year getaway. I'm aware there isn't a perfect result or conclusion but I'm struggling to get past how to make the decision. In context, I do have a big holiday coming up later in the year (£5k-9k expected spend), but I'm itching to pay this off and get regular investing. It might be that writing this email I'm working it out for myself but I'd be keen to hear your thoughts (not advice!) on how I can think about the situation or other angles maybe I'm not thinking about. Michael 07:33  Question 2 Hi Pete, Roger & Nick, Many thanks for your podcasts.  Listening to you has been a part of my weekly habits for several years and I feel that you have been a "gateway" which has helped me to get a better grip on my future.   Thanks a lot! My question is how much to put aside for care fees when compared with potential IHT liability.  Specifically whether to advise my mum to gift her future surplus income instead of investing in her ISA? Mum is 88, and in reasonably good health. She has £330k in a S&S ISA, £50k premium bonds and owns her property worth £600k. Mum's  monthly spending is £500, her monthly income (from pensions) is £2k.  Leaving mum with surplus income of £1.5k per month. Mum already makes gifts of £100 per month to her two grandchildren from her surplus income and uses her annual gift exemption of £3k per annum. I have LPA (F&A & H&W) for mum.   It is important to me that I treat mum and her finances with respect and stay focussed on mums needs (rather than that of me and my immediate family).  As such I have been transferring mums surplus income into her S&S ISA each quarter, so that Mum has enough money to do whatever she wants to do. I am wondering what is the point in continuing to put more money into mums ISA when she has more money than she needs already. Mum is widowed; has no desire to travel abroad; make any changes to the house; buy a new car or similar.   Mums immediate financial needs are met via her pension income.   Therefore aside from potential care home fees I wonder what is the point in continuing to boost Mums investments via the ISA. Assuming care home (nursing home) fees of £2k per week equates to £104k per annum.   It seems to me that Mum has over 3 years of fees covered before she would need to sell her house. I am an only child and executor for mums will.  Currently mum has left her estate to me in her will.   Mum says she "doesn't want her hard earned money going to the tax man".   My concern is that if Mum's S&S ISA continues to grow then her estate will be subject to IHT when she dies, unless of course the money is eaten up with care fees. With this in mind I wonder whether to advise mum that her future surplus income should be gifted rather than invested. What are your thoughts? Many thanks for your excellent work! Kind regards, The Rusholme Ruffian 14:37 Question 3 Hello Pete and Roger (no d!) Great podcast! I hope all the good karma you give out comes back to you! Quick and short question: I am aware some physical gold holdings are subject to CGT but some, such as gold sovereigns and Royal mint bullion are exempt. So are there CGT exempt gold holdings that one can buy and keep in a GIA to sell later CGT free? Many thanks and keep going! Adam 16:52 Question 4 Hi Pete, Hi Rog My son put me onto your podcast some time ago and I've been working through the back catalogue from 2019 and am currently up to 2023. I have also bought the Retirement Guide book and plan to join the Academy later this year.  Like everyone else, I wish I'd found this years ago!  But hey ho, we are where we are. I'm 57 and plan to retire next year.  My wife gave up work to look after our children and so apart from state pension all our pension funds are those I've been able to accumulate through my various jobs.  I have 4 pensions - 1 DB and 3 DC.  One of the DCs is in drawdown as I had to withdraw the tax free element a couple of years ago for reasons I won't go into (but I was careful not to trigger the MPAA).   I now work in Financial Services and you won't believe the Compliance hoops I would have to get through to change out of the default pension funds and likewise consolidation of the DC pensions - that will have to wait until I actually retire. Having listened to so many episodes, I have loads of questions but the ones spinning through my head the most are:- 1. Can I consolidate a DC in drawdown with my virgin, untouched DCs and does it matter if I wait until I retire to do so? If yes, how would that be presented to me by the provider. 2. With investments all in one person's name, is there anyway that imbalance can be addressed? For example, what options are there to make use of tax allowances which my wife may have to minimise tax. Is it possible to transfer some of my pension to my wife? - I suspect not. Do we need separate cash pots (in case of death of one of us)? 3. In the Home Straight season and in the book you list a number of questions to ask DC providers. Are there any questions I should be asking my DB provider? even if they are just the practicalities. Thanks again for the podcasts and guidance.  Say Hello to Cornwall for me - I'm sure we'll be visiting Fowey more often when do retire.  (Don't suppose you or Roger can recommend a book on the history of Cornwall?) Mark 24:30 Question 5 Hi Pete and Roger, I'm in my early 50s and only now feel like I'm reaching a stage where I have some financial breathing space, but it has also triggered panic that I may be behind and need to make the most of the next 8–10 years. For context, I was a single mother for 24 years. During much of that time I worked part-time on a relatively low salary while contributing to the LGPS. My children have now left home and over the last eight years I returned to full-time work and progressed professionally. I'm now earning just above the higher-rate tax threshold at £62,000. Over the last eight years I have aggressively focused on becoming debt free and paid my mortgage off last year. I currently: - contribute 8.5% into LGPS (part final salary part CARE) - Just opened an AVC £550 per month cost to me - Just opened a stocks and shares investment platform where I can comfortably afford upto £250 per month - save £600 per month into a cash ISA for flexibility/emergency funds - currently hold around £20k in cash isa savings I would ideally like the option to retire around 60, perhaps gradually rather than stopping work completely overnight. My question is: Given my relatively late start to focused financial planning (and lack of understanding) am I broadly approaching this in the right way, and what else should someone in my position be considering over the next decade to build a secure but flexible retirement? I'd also be interested in your thoughts on balancing AVCs versus ISAs at this stage of life, and whether people like me should focus more on flexibility or maximum pension accumulation. Thank you, I've just found your podcast and will be listening help reduce some of the fear around pensions and investments I have. Regards, Lotty 32:12  Question 6 Hi Pete and Roger I'm loving the podcast and it has really helped focus my mind and be more intentional about my finances, having not really saved or invested for the first 40 years of my life. I am a relatively low earner with a salary of £30,000, which means I can only afford to commit around £200 a month for savings and investments, but I do save anything left over at the end of the month too. I could look for a higher paid role, but my current job gives me a lot of flexibility including mostly home working and because I have worked in local government for 20 years I get very good sickness and redundancy benefits, as well as a defined benefit pension which I have been paying into from the start of my employment. This will guarantee me my final salary on retirement, although that assumes I work until 68, which is longer than I want to ideally. [ALARM!} I have built up an emergency fund of 1 month salary and will try and get that to 2 months, but with my sickness and redundancy benefits I don't feel I necessarily need the 3-6 months which is recommended by many. I also have a stocks and shares ISA which I am hoping to build up and not spend until retirement, with the plan of using it to bridge the gap before I draw on my pension. I am now considering making additional contributions to my pension and have two options available to me. One is to make Additional Voluntary Contributions (AVCs) via the Prudential and the other is Additional Pension Contributions (APCs) through the scheme itself. With AVCs my employer will pay in with me, but they don't with APCs. With my employer paying in with me that makes me wonder if AVCs may be a better option. Alternatively, as I don't have much money to put in I may keep my pension contributions as they are and focus on my stocks and shares ISA. I know you can't tell me which route to take, but I am interested in your thoughts and perhaps there are some questions I should be putting to my pension provider to give me more clarity. Apologies for the length of the question. Many thanks, Andrew   Jacksons - https://jacksons.life  Meaningful Academy Retirement Planning: https://meaningfulacademy.com/retirementplanning  Meaningful Coaching: https://meaningfulcoaching.co.uk 

For this #GWIC roundtable episode, Lisa Fine and Ellen Hunt spoke with two renowned experts, Francine McKenna and Ursula Schmidt, about what Ethics & Compliance professionals should learn from recent accounting firm scandals in Australia. Listen in as our guests help us unravel: why similar scandals keep happening, how the incentives and pressure at play in these scandals are universal, the important role that culture plays, how auditors and others should live up to their professional standards, and why we still ignore those that bring issues forward. There are lessons in these scandals for every #Ethics and #Compliance professional on how to improve your culture and program. A huge thank you to Francine and Ursula for sharing their insights, expertise, and wisdom with us.

Episode Summary Every rollout gets sold as a transformation. Torrence Smith makes the case that the word itself is part of the problem. In this episode, host Justin Lake sits down with Torrence, an operating executive and enterprise operational excellence consultant, to talk about what it really takes to make change land on the frontline. Torrence argues that for the people in the field, most of the daily work stays the same after a new system goes in, often around eighty percent of it. Frame the change as a transformation and you hand workers a black cloud of the unknown, which is where fear and resistance grow. Frame it as a tweak, show them exactly what changes and what does not, and the anxiety drops. From there the conversation moves through what makes that possible: involving the frontline while the plan is still being written, having the low stakes conversations before the formal meeting, changing only the four or five levers that matter, and remembering that the people across the table are usually carrying more worry than they let on. He closes with the most analog advice the show has heard in a while. Buy a notebook.   Key Topics Why poor adoption costs credibility before it costs money Organizational memory, and why the last failed rollout follows the next one Nemawashi, the meeting before the meeting Surfacing resistance early, while it is still cheap to fix Why the cost of a mistake is lowest at the very start The hybrid kit philosophy: change the levers that matter, leave the rest alone Reframing a transformation as a tweak The anxiety people carry that never shows up in a status meeting Compliance versus commitment, alignment versus consensus Letting the field test workflows before go live   Episode Chapters 00:00 Intro 00:58 Welcome and guest introduction 01:35 The operational consequences of poor technology adoption 03:22 What lost credibility actually costs an organization 05:34 Overcoming the baggage from past implementations 07:47 Organizational memory and why the last rollout follows you 11:04 Nemawashi, the meeting before the meeting 14:32 Making people part of both the problem and the solution 17:03 Why the cost of a mistake is lowest at the start 21:01 The map is not the territory 27:04 How scale compounds the variables 29:51 The hybrid kit philosophy: change the levers that matter 31:41 We will give you a different spreadsheet 36:27 Digital tweak versus digital transformation 38:50 The anxiety people carry that you never see 48:28 Letting the field test workflows before go live 55:53 Compliance or commitment, alignment or consensus 57:34 One last piece of advice: keep a notebook   About Torrence Smith Torrence Smith is an operating executive and enterprise operational excellence consultant who helps organizations improve supply chain performance, ERP implementations, and operational excellence. He works at the intersection of technology, business transformation, and the people responsible for making change successful on the frontlines. His approach is people centered and built over a long career leading operational programs, with a focus on involving the field early and keeping change small enough for people to carry.   Resources Frontline Innovators Podcast: https://skyllful.com/podcast  Skyllful: https://skyllful.com 

#SecurityConfidential #DarkRhiinoSecurityChris Nyhuis is the Founder and CEO of Vigilant and has more than 30 years of experience in cybersecurity. He works closely with executives and security leaders to strengthen cyber resilience, improve incident response, and prepare for emerging threats fueled by AI, organized cybercrime, and nation-state actors. Chris is passionate about helping organizations move beyond compliance and build security strategies that address today's real-world risks.00:00 Our Guest05:50 Early Systems and Technologies in Cyber Defense12:36 Understanding the OSI Model and Its Relevance19:43 The Impact of AI on Cyber Attacks22:40 Emerging Threats and Nation-State Actors 30:45 Don't Throw Responsibility on your Team41:32 Vigilant's Approach and Future Outlook48:54 Contact Information----------------------------------------------------------------------To learn more about Chris visit https://www.linkedin.com/in/chris-nyhuis-34427550/To learn more about Dark Rhiino Security visit https://www.darkrhiinosecurity.com----------------------------------------------------------------------

Host: Victoria Schneider Guest(s): Elisabeth Sherrell, Lynda Thomas Published: TBD Length: ~21 minutes Presented by: Global Training Center Summary What do corn dogs, introverts, an Applebee's, and international trade compliance have in common? More than you might expect. In this candid, behind-the-scenes conversation, host Victoria Schneider sits down with Elisabeth Sherrell and ICPA co-founder Lynda Thomas for a look at the people, stories, and relationships behind the International Compliance Professionals Association (ICPA). Lynda shares the unlikely career path that took her from nearly managing customer service for a corn dog company to a career in logistics and trade compliance. The conversation then explores a familiar truth across the industry: very few people grow up planning to work in trade. Yet today, tariffs, supply chains, forced labor, sourcing, and global commerce have become part of everyday conversation—and trade compliance professionals are more important than ever. The group also reflects on ICPA's beginnings, its pioneering Q&A network, the power of learning from different perspectives, and the personal legacy behind an organization built to feel as much like a family as a professional association. It's a funny, personal, and heartfelt look at how a niche profession created a remarkable community. Main Topic / Discussion This episode explores the human side of trade compliance and the origins and evolution of ICPA. Victoria, Elisabeth, and Lynda discuss how professionals find their way into trade, why collaboration has always been central to the industry, and how ICPA grew from a simple idea—connecting people who needed better access to information—into a professional community. The conversation also looks ahead as trade becomes increasingly visible to consumers and businesses. With tariffs, sourcing, forced labor, and supply-chain issues now part of mainstream conversations, the need for knowledgeable trade professionals—and strong professional networks—continues to grow. Building a Community, Not Just an Association Lynda recalls how ICPA's Q&A concept began as a way to connect professionals who were independently searching for answers. Rather than treating knowledge as a competitive advantage, ICPA encouraged members to share perspectives, experiences, and solutions. Elisabeth also reflects on carrying forward the legacy created by ICPA's founders and preserving what makes the organization distinctive: serious education delivered within a welcoming, approachable community. A Place for Introverts—and Every Kind of Trade Professional The conversation explores why networking can be challenging for the many introverts working in trade compliance. Lynda shares how relationships and professional communities can help people stretch beyond their comfort zones, while Victoria highlights the value of bringing new and younger professionals into the industry. Key Takeaways • Few people intentionally set out to become trade compliance professionals, but unexpected career paths can lead to rewarding, long-term opportunities in the field. • Trade compliance has become increasingly visible as tariffs, supply chains, sourcing, and forced labor move into mainstream consumer and business conversations. • The best answer to a compliance challenge may not be the only answer. Sharing different perspectives can help professionals develop stronger solutions. • ICPA's strength comes from combining professional education with a trusted network where people can learn, connect, and support one another. Resources & Mentions • Global Training Center • International Compliance Professionals Association (ICPA) • Global Trade Pathways Conference Credits Host: Victoria Schneider Guest(s): Elisabeth Sherrell Lynda Thomas Producer: Lalo Solorzano

In this episode, Suzanne Spradley and Chase Cannon discuss the rise of value-based care (VBC) arrangements and break down the compliance considerations employers should consider when implementing them. Suzanne begins with a description of ERISA's fiduciary obligations as they relate to VBC arrangements. Chase and Suzanne then discuss how a fiduciary checklist can assist with those obligations, as well as the other compliance rules that need to be reviewed in connection with VBC arrangements.

Getting workplace law advice after you get a complaint is like fixing a schedule after the shift's over. In this episode of The Pre-Shift Podcast, we sit down with Felice Ekelman, a principal at Jackson Lewis who leads the firm's restaurant industry group, to talk about the compliance mistakes that catch multi-unit operators off guard. Felice walks through why state and local rules don't travel with you from one location to the next, what "audit-proof" really looks like on paper and on the floor, and what the no-tax-on-tips provision means. Whether you're running two locations or twenty, her approach to hiring, classification, and training offers practical steps for operators looking to reduce risk as they grow.Key TakeawaysCall Early, Not After: Hear why the operators who end up needing a workplace lawyer are usually the ones who consult one before opening.Not All State Rules Are Alike: Discover why assuming your California playbook works in New York (or vice versa) is one of the most common mistakes multi-unit operators make, and why highly regulated states like California, New York, Illinois, and Massachusetts require their own separate approach to wage transparency, scheduling notice, and break penalties.What "Audit-Proof" Actually Means: Learn the checklist Felice runs with clients: an updated handbook, the right posters, compliant I-9s, matching time and pay records, and clocked meal breaks instead of automatic deductions.The Title Never Decides the Case: Understand why calling someone a manager, a sous chef, or a shift lead doesn't determine whether they belong in the tip pool or qualify for overtime exemption. What matters is what the person actually does on shift, not their title.Transparency Builds Trust in the Tip Pool: Hear why the biggest tip pool problems come from staff not understanding who's in the pool and how much they're getting, and why showing the math every shift cuts down on disputes.Training Is Where the Real Risk Sits: Discover why Felice sees management training on EEO, wage and hour rules, accommodations, and consistent discipline as one of the highest-value investments an operator can make, since most legal exposure comes from a manager's split-second call.What New Rules Require From Your Payroll Provider: Learn why tax only applies to a portion of overtime pay, and why your payroll provider needs to be told, specifically, to separate that line item since it won't happen automatically.ResourcesMore about Felice https://www.jacksonlewis.com/people/felice-b-ekelmanContact Felice at Felice.Ekelman@jacksonlewis.comChapters00:00 Meet Felice Ekelman00:55 Call Your Lawyer Early02:55 Multi-Unit State Law Traps04:27 Staying Ahead of Changes07:34 California Compliance Minefield09:22 Audit Proof Your Operation13:49 Misclassification and Accommodations16:07 Hourly vs Salary Exemptions19:16 Tip Pool Rules and 80/2023:41 Training Managers for Compliance28:20 Insurance and Prevention Mindset29:16 No Tax on Tips: What to Do33:17 Contractors and Noncompetes36:44 Top Priorities: Pay and I-9s38:31 Key TakeawaysSend us Fan Mail

What separates organizations experimenting with AI from those successfully turning it into real business value? In this episode, Life Accelerated host, Olivier Lafontaine, speaks with Robi Krempus, Vice President and Head of AI for Global Wealth and Asset Management at Manulife Wealth and Asset Management, about how the organization is moving AI beyond prototypes and into production. Robi shares Manulife WAM's approach to applying AI across investment management, distribution, and operations, emphasizing the importance of business collaboration, governance, and designing solutions around real organizational needs. The conversation explores lessons from deploying AI-powered sales enablement tools, driving adoption, and measuring impact through data-driven outcomes. Robi highlights why organizations should focus on high-value use cases, balance complexity with business impact, and build the right foundations to scale AI responsibly across the enterprise. Key Takeaways: AI creates the most value when organizations move beyond experimentation and build solutions around real business needs through close collaboration with users. Successful AI adoption requires strong governance, clear business cases, and a path to production that turns prototypes into measurable outcomes. Scaling AI responsibly means prioritizing high-value, lower-complexity use cases first while building the foundations needed for long-term transformation.   Jump Into the Conversation: (00:00) Meet Robi Krempus (03:48) Leading AI for Manulife Wealth and Asset Management(05:20) Applying AI Across Investment, Distribution, and Operations(06:31) Why Data and Measurement Matter for AI Success(07:50) Moving Generative AI From Experimentation to Production(09:20) Building AI Governance and Organizational Readiness(12:59) Creating AI-Powered Sales Enablement Tools(15:16) Building Custom AI Solutions for Business Needs(16:33) Cross-Functional Teams Driving AI Implementation(17:51) Encouraging AI Adoption Across Sales Organizations(21:28) Personalization and Compliance in AI-Generated Content(23:08) Measuring AI Value Through Business Outcomes(24:38) Lessons Learned From Scaling AI Solutions(27:11) Choosing the Right AI Use Cases(29:23) The Future of AI in Wealth and Asset Management(33:11) Closing Thoughts on Enterprise AI Transformation   Resources: Connect with Robi Krempus: https://www.manulife.com/ca/en/personal/group-plans/resources/bio/robi-krempus Connect with Robi Krempus on LinkedIn: https://www.linkedin.com/in/robi-krempus-ba121135/  Learn more about Manulife Wealth & Asset Management: Manulife Wealth and Asset Management  Connect with Olivier Lafontaine: https://www.linkedin.com/in/olivierlafontaine/

Getting workplace law advice after you get a complaint is like fixing a schedule after the shift's over. In this episode of The Pre-Shift Podcast, we sit down with Felice Ekelman, a principal at Jackson Lewis who leads the firm's restaurant industry group, to talk about the compliance mistakes that catch multi-unit operators off guard. Felice walks through why state and local rules don't travel with you from one location to the next, what "audit-proof" really looks like on paper and on the floor, and what the no-tax-on-tips provision means. Whether you're running two locations or twenty, her approach to hiring, classification, and training offers practical steps for operators looking to reduce risk as they grow.Key TakeawaysCall Early, Not After: Hear why the operators who end up needing a workplace lawyer are usually the ones who consult one before opening.Not All State Rules Are Alike: Discover why assuming your California playbook works in New York (or vice versa) is one of the most common mistakes multi-unit operators make, and why highly regulated states like California, New York, Illinois, and Massachusetts require their own separate approach to wage transparency, scheduling notice, and break penalties.What "Audit-Proof" Actually Means: Learn the checklist Felice runs with clients: an updated handbook, the right posters, compliant I-9s, matching time and pay records, and clocked meal breaks instead of automatic deductions.The Title Never Decides the Case: Understand why calling someone a manager, a sous chef, or a shift lead doesn't determine whether they belong in the tip pool or qualify for overtime exemption. What matters is what the person actually does on shift, not their title.Transparency Builds Trust in the Tip Pool: Hear why the biggest tip pool problems come from staff not understanding who's in the pool and how much they're getting, and why showing the math every shift cuts down on disputes.Training Is Where the Real Risk Sits: Discover why Felice sees management training on EEO, wage and hour rules, accommodations, and consistent discipline as one of the highest-value investments an operator can make, since most legal exposure comes from a manager's split-second call.What New Rules Require From Your Payroll Provider: Learn why tax only applies to a portion of overtime pay, and why your payroll provider needs to be told, specifically, to separate that line item since it won't happen automatically.ResourcesMore about Felice https://www.jacksonlewis.com/people/felice-b-ekelmanContact Felice at Felice.Ekelman@jacksonlewis.comChapters00:00 Meet Felice Ekelman00:55 Call Your Lawyer Early02:55 Multi-Unit State Law Traps04:27 Staying Ahead of Changes07:34 California Compliance Minefield09:22 Audit Proof Your Operation13:49 Misclassification and Accommodations16:07 Hourly vs Salary Exemptions19:16 Tip Pool Rules and 80/2023:41 Training Managers for Compliance28:20 Insurance and Prevention Mindset29:16 No Tax on Tips: What to Do33:17 Contractors and Noncompetes36:44 Top Priorities: Pay and I-9s38:31 Key TakeawaysSend us Fan Mail

Today we're doing a crossover episode with the folks at Cybr.Sec.Media to talk about CYBR.SEC.CON, a community-driven security conference that JJ and Drew will be attending in Houston, TX September 15 and 16 2026. We talk with conference founders Michael Farnum and Sam Van Ryder about the origins of the event, and get into our... Read more »

Google Tests AI-Focused Homepage Design, Ninth Circuit Rejects Meta's Appeal in Youth Mental Health Trial, and Nvidia Launches $500 Billion AI Compute Financing Initiative. MP3 Please SUBSCRIBE HERE for free or get DTNS shows ad-free. A special thanks to all our supporters–without you, none of this would be possible. If you enjoy what you seeContinue reading "Anthropic Adopts AI Watermarking for EU Compliance – DTH"

Today we're doing a crossover episode with the folks at Cybr.Sec.Media to talk about CYBR.SEC.CON, a community-driven security conference that JJ and Drew will be attending in Houston, TX September 15 and 16 2026. We talk with conference founders Michael Farnum and Sam Van Ryder about the origins of the event, and get into our... Read more »

Automation and AI have flooded the sales and marketing side of the market, and Michael Parisi, Chief Growth Officer at Steel Patriot Partners, says the security leaders on the receiving end were already past capacity. The pitch tends to lead with the product rather than the problem. So many CISOs have stopped taking direct sales calls and started asking a different question: what VAR do you work with, and who can I buy you through? That routing puts weight back on partners who know where a program has been and how to move it forward. Parisi describes a partner meeting during the week with RegScale and Wiz, with Steel Patriot Partners in the services role, and the recognition that the company is moving toward systems integration with engineering at the center. Software providers can supply the product. Aligning and configuring it against a specific set of business expectations is a different job. What happens when that job has no owner? Tools get bought and the return never shows up. Parisi sees organizations spending on best of breed and failing to recognize ROI because the tools are not being used or configured against the business objective. The correction is engineering work rather than another purchase. One client was told by its board to cut a significant portion of the IT and information security budget. Steel Patriot Partners looked for overlap, found three tools accomplishing the same business outcome, met the number, and exceeded it on cost savings. Parisi attributes the underlying problem to years of deferred maintenance on the stack, from teams with the appetite to buy tools and without the time to configure them. He expects the consolidation the cloud market saw a decade ago to reach cybersecurity tooling and GRC, and puts a number on it: 48 main GRC providers today, roughly five within five years. Good enough, configured appropriately, beats best of breed sitting idle. For CISOs building the next budget cycle, Parisi recommends bringing the sourcing closer in. Go to your anchor partners, ask what they are running next year and what worked this year, and skip the attempt to talk to everybody. Steel Patriot Partners co-founder Jason Ford has a line that fits alongside it. Have an open mind. This is a Brand Spotlight. A Brand Spotlight is a ~15 minute conversation designed to explore the guest, their company, and what makes their approach unique. Learn more: https://www.studioc60.com/creation#spotlight GUEST Michael Parisi, Chief Growth Officer, Steel Patriot Partners LinkedIn: https://www.linkedin.com/in/michael-parisi-4009b2261/ RESOURCES Black Hat USA 2026 event coverage: https://www.itspmagazine.com/black-hat-usa-2026-cybersecurity-event-coverage-in-las-vegas Steel Patriot Partners: https://www.steelpatriotpartners.com Steel Patriot Partners at Black Hat USA 2026: https://www.steelpatriotpartners.com/events/black-hat-usa-2026 Steel Patriot Partners Insights: https://resources.steelpatriotpartners.com Are you interested in telling your story? ▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full ▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight ▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlight ▶︎ Get your own Brand Briefing at an upcoming event: https://www.studioc60.com/buy-brand-briefings KEYWORDS michael parisi, steel patriot partners, sean martin, brand story, brand marketing, marketing podcast, brand spotlight, black hat usa 2026, ciso budget, channel partners, var, systems integrator, grc consolidation, security tool sprawl, licensing costs, roi, configuration, compliance, cybersecurity engineering, regscale, wiz Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to HALO Talks! In today's episode, host Pete Moore sits down with Cory Sterling, founder of Conscious Counsel, legal advisor, and entrepreneur dedicated to the health, active lifestyle, and outdoor (HALO) sectors. After starting his career in professional sports marketing and feeling uninspired by traditional corporate law, Sterling pivoted to blend his passion for movement and wellness with legal expertise, serving gym owners, studio operators, and wellness entrepreneurs across North America. In this episode, Cory explores the changing landscape of proactive legal strategies, the critical importance of customized waivers, and the pitfalls of cutting legal corners, especially in a sector known for its rapid innovation and ever-changing service offerings. From emerging liabilities in fitness centers offering pseudo-medical treatments to the impact of new click-to-cancel regulations and best practices for contract scalability, Sterling delivers actionable insight for operators looking to protect their business and reputation. If you're building or scaling a business in the HALO sector, you won't want to miss this conversation! When it comes to using AI in place of real, boots-on-the-ground legal expertise Sterling says, "ChatGPT is helpful to some extent, but the thing is that AI doesn't have is the history or the experience of having done this very, very specific thing over and over again to understand what sort of problems will come up and to produce a document that, A, you understand, that has the things that you need, and B, proactively goes against the issues that a law practice that's been doing this for 10 years." Key themes discussed Proactive vs. reactive legal strategies for fitness businesses Importance of industry-specific, customized legal documents Scaling legal services via referrals and word-of-mouth Impact of technology and AI on legal processes and pitfalls Evolving liability waivers due to new wellness services Click-to-cancel laws and compliance challenges Structuring agreements for med spas and new offerings A Few Key Takeaways 1. Proactive Law Is Essential for Scaling and Protecting Your Business: Cory emphasized the critical distinction between "proactive law" and "reactive law." Investing in legal documents and compliance up front empowers business owners to resolve issues quickly—sometimes with just a single email—rather than scrambling after a crisis hits 05:10. 2. Industry-Specific Legal Agreements Create True Protection: Sterling underscored that generic contracts, including those generated by AI tools like ChatGPT, are not sufficient. Only industry-specific, lawyer-drafted documents ensure full coverage for unique risks in the health, fitness, and wellness sectors. Customized waivers and agreements need to reflect actual operations, activities, and equipment used 19:19. 3. Rapid Industry Evolution Demands Ongoing Legal Updates: The sector's expansion into new areas, such as hormone therapies, IV drips, contrast therapy, and recovery modalities, means that legal documents must be routinely updated to reflect expanding services and regulatory changes (e.g., ADA requirements now extending to online platforms, click-to-cancel laws). 4. Strong Relationships and Word-of-Mouth Drive Growth: Sterling built Conscious Counsel through deep niche expertise and authentic relationships in the HALO community. He highlighted that word-of-mouth and referrals, backed by stellar client experience and reviews, are the engines of scalable legal services in this space 04:10. 5. Cutting Corners in Legal Can Derail Your Brand and Exit Strategy: For executives with aspirations to scale or exit, Sterling's advice is clear: legal is not the place to cut corners. "You can pay me now or you can pay me later," he said, recounting common scenarios where avoidable legal oversights, like hiring misclassifications or poorly drafted waivers, led to major operational and reputational headaches 22:30. Resources: Cory Sterling: https://www.linkedin.com/in/corysterling/  Conscious Counsel: https://www.consciouscounsel.ca/  Integrity Square: https://www.integritysq.com Prospect Wizard: https://www.theprospectwizard.com Promotion Vault: https://www.promotionvault.com HigherDose: https://www.higherdose.com

The recent $14.1 million False Claims Act settlement against Complete Health Partners Holdings, a management services organization operating provider groups in Florida, Alabama, and Colorado, brings to light the role coders can play in False Claims Act cases.In this instance, it was alleged that Complete Health Partners Holdings directed physicians to add high-value, risk-adjusting codes for Drug and Alcohol Dependence and Major Depressive, Bipolar, and Paranoid Disorders to the medical records of Medicare Advantage patients when those codes were not indicated.So, listen and learn when special guest Liz Soltan, counsel for Whistleblower Partners, will discuss the role of coders in these cases.The popular weekly Internet broadcast will also feature these additional instantly recognizable panelists, who will report more news during their segments:• POV: Penny Jefferson, Manager of Coding & Clinical Documentation Integrity Services for the University of California-Davis Medical Center, will share her point of view during the broadcast.• CDI Report: Cheryl Ericson will provide an update on all things clinical documentation integrity (CDI).• SDoH Report: Tiffany Ferguson will report on news happening at the intersection of compliance and medical record coding.• The Coding Report: Christine Geiger will report on the latest coding news.• Talk Ten Tuesday News Desk: Timothy Powell, will deliver the latest news from the Talk Ten Tuesday News Desk.

In this episode of Unsecurity, Megan, Brad, Nathan, and Eric unpack the recent 60-day pause on CMMC Phase 2 requirements and what it really means for contractors and subcontractors.The conversation goes beyond the headline to explore the ongoing importance of self-attestation, the risks of false claims, and why compliance is still very much on the clock.The team also breaks down the real costs of becoming assessment-ready, from initial scoping and technical debt to policy work, evidence collection, and third-party assessments.Along the way, they explain why shortcuts and “easy button” solutions can create bigger problems later, and why due diligence matters when choosing a compliance partner.If your organization is weighing whether CMMC is worth the investment, this episode offers a grounded look at the business, security, and operational tradeoffs involved.Be sure to like, subscribe, and hit the notification bell for more insightful episodes.#UnsecurityPodcast #Cybersecurity #FRSecure #MyTech #CMMC #DoWWe want to hear from you!Reach out at unsecurity@frsecure.com and follow us for more:LinkedIn: https://www.linkedin.com/company/frsecure/Instagram: https://www.instagram.com/frsecureofficial/Facebook: https://www.facebook.com/frsecure/BlueSky: https://bsky.app/profile/frsecure.bsky.socialAbout FRSecure:https://frsecure.com/FRSecure is a mission-driven information security consultancy headquartered in Minneapolis, MN. Our team of experts is constantly developing solutions and training to assist clients in improving the measurable fundamentals of their information security programs. These fundamentals are lacking in our industry, and while progress is being made, we can't do it alone. Whether you're wondering where to start or looking for a team of experts to collaborate with you, we are ready to serve.

Outside of L&D, most people and organizations see compliance training as a box that needs to be ticked, not something that can drive behavior change. Will AI make this problem better or worse? In this week's episode, Ross D and Cammy are joined by learning designer Anisha Sridhar to explore what AI is really doing to compliance training. We discussed: why the productivity argument for AI is incomplete contextualization, and why it beats personalization in compliance how to keep slop out of your learning content. During the episode, Anisha described using the Gunning Fog index to test whether legal text is actually readable. And Cammy brought up Bret Stephens' New York Times opinion piece, I'm Begging You: Never Write With A.I., which argues that giving up the writing means giving up the thinking. For more from Mindtools Kineo, visit our website mindtools-kineo.com. There, you'll find out how we can help your organization build AI skills, and how our Skills Practice scenarios help build human skills. Connect with our speakers If you'd like to share your thoughts on this episode, connect with us on LinkedIn: Ross Dickie Cammy Bean Anisha Sridhar

The EU Pay Transparency Directive isn't just another reporting requirement. As pay reporting expert Tom Heys puts it, it's closer to the UK gender pay gap regime “on steroids”—combining organization-wide reporting with individual employee rights, restrictions on recruitment practices, and requirements to group jobs of equal value and explain the pay differences within them.The bigger issue is what happens when organizations are finally required to show their work. Pay transparency exposes weak job architecture, outdated job descriptions, excessive manager discretion, and analytical models nobody can explain. And there's a broader AI lesson buried in all of this: technology can accelerate analysis, but it can't absorb accountability. Leaders still have to understand—and defend—the decisions made in their name.Related Links:Join the People Managing People CommunitySubscribe to the newsletter to get our latest articles and podcastsCheck out this episode's sponsor: QuickBooks OnlineConnect with Tom on LinkedInVisit Lewis SilkinSupport the show

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews RIMS SERMC Member Eric Lobser about his career path at Spire Inc. They discuss his start in Budget Analysis at Laclede Gas, which eventually became Spire Inc. He moved into Operations, Treasury, and then Strategic Planning, including Acquisitions. He continued his career as VP of Enterprise Risk Management. Eric shares how he grew into that position, using knowledge he had gained from all the departments he had worked with. He tells about his early presentations to the Board. Eric explains what ERM means to him, and how ERM helps companies manage risks, including reputation, engage in opportunities, and make the resource allocation decisions that lead to success and mitigate failures.   Listen for Eric's idea to improve the ERM acronym.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Eric Lobser. He was a practitioner in the natural gas sector for 35 years. We're going to get his ERM philosophies today. But first… [:42] RIMS-CRMP Workshop. We are delighted to announce that on August 27th and 28th, RIMS President Manny Padilla will be leading the two-day in-person workshop at St. John's University at 101 Astor Place in New York City. A link to the registration is in this episode's show notes. [1:02] RIMS-CRMP Virtual Workshops. RIMS will partner with PARIMA for the RIMS-CRMP Exam Prep on September 1st and 2nd. Registration links are in this episode's show notes. [1:13] Also on the webinars page, you will see a two-part series hosted by the RIMS Membership Department. The "Classroom to Career" webinar series highlights how RIMS equips students with the knowledge, skills, and connections needed to thrive in risk management careers. [1:28] Participants will gain insights into industry trends, career pathways, and practical tools that help them confidently step into the evolving world of risk management after graduation. These sessions will be hosted on September 1st and 9th. [1:41] These sessions are member exclusives and are complimentary for RIMS members, of course. So, if you are interested in becoming a member, this would be the time. Visit RIMS.org/membership. [1:51] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:10] On with the Show! We will take a deep dive into Enterprise Risk Management with Eric Lobser. Eric recently retired from a 35-year career in the natural gas sector. He remained with one company that eventually became Spire Energy. [2:26] Eric is also a member of the RIMS Strategic and Enterprise Risk Management Council. [2:32] We will discuss his career journey, how one role led to the next before settling on Enterprise Risk Management, and his philosophies on what makes ERM truly valuable and why the acronym could use an upgrade. Let's get to it! [2:52] Interview! Eric Lobser, Welcome to RIMScast! [3:17] Justin and Eric met last year during a webinar. Eric has a fascinating career. His entire career was at Spire. Originally, it was Laclede Gas Company. Then it became The Laclede Group, and then Spire. Eric's career was 35 years and some months long. [3:53] Justin says that shows our audience that you can have a risk career at one company. You don't need to jump around. If you're doing well, if you're comfortable, if the company's treating you right, and you're doing a good job. [4:10] Eric says the risk career came later in his life. It was the culmination of a lot of other things he did. He had a varied set of positions at Spire. Over time, it was multiple types of companies. As you go through CEOs, things change. [4:31] Eric says he was there for about five CEOs and got to see many different sides of how business operates. [4:49] Eric says he graduated from Boston College in 1990. It was a tough job market. He wanted a job on the East Coast, but it was an expensive place not to have a job. He went back home. [5:08] His stepfather had a contact at the Laclede Gas Company. He interviewed, and they offered him a position, which he took. Within two weeks, he thought he would be crazy to stay at that company more than a couple of years. He thought it was odd they had a few computers. [5:29] Eric came from a school with a library full of computers. You had to sign up to use them. It taught him to use his mind, and it instilled patience. Those elements have been valuable to Eric's career. [6:06] Eric started as a budget analyst and did that for about a year and a half, in the corporate office in downtown St. Louis. [6:33] Then he was fortunate to move to Operations to do the same sort of work with all the department heads to help them with their budgeting, to translate things from Operations into financial terms and get better relationships with the people who ran the business. [6:53] Eric says he got to understand the business better from the view of the boots on the street. [7:04] Justin asks if risk management and ERM came onto Eric's radar in August 2001, when he became the Managing Director for Strategic Planning and Corporate Development. [7:18] Eric says that he had also worked with property insurance in Treasury. There's a big commodity risk at a natural gas company. There are also market risks and credit risks. [7:33] Eric says Strategic Planning was new to The Laclede Group, taking the budget period and extending it out three years, rolling in strategy and planning. [7:49] Eric helped them to develop software for business planning, custom-made from Access, to help support the Balance Scorecard they rolled out. It included something for Initiatives for making improvements, which were tied to Metrics.  [8:11] There were Action Items. There was a section where you laid out your different risks and what you were doing to mitigate them. The Action Items often required support from other areas. The software would put that into their business plan so they could see it and collaborate. [8:33] Eric says risk management and collaboration are hand-in-hand. [9:09] Eric speaks of a change in leadership, where they went from mostly looking at operational excellence and continual improvement to a more external look at other businesses, at ways to diversify within the gas industry: storage, pipeline, E&P, and more. [9:40] That was the beginning of the thought processes Eric would go through, looking at different businesses; what can go right with them, and what can go wrong. [9:57] Part of modeling acquisitions is taking a look at those scenarios and looking for the probability of a downside, what that downside looks like, and what will drive it. What has to go right to have the best case? What does the base case look like? What are those probabilities? [10:20] Eric says that was the beginning of understanding how risk and business go hand-in-hand. They can't have opportunity without risk. There's no reward without risk. Understanding that was an element of that job. [10:39] Eric was fortunate to have a tremendous boss during that time who helped him gain critical thinking about how things operate. [10:58] Eric says when they were looking at how other companies operate, they were companies within the gas industry, to stay within their knowledge base, and simplify their business, within the natural gas value chain, from wellhead to burner tip. [11:30] They were looking at exploration & production, gathering & processing, pipelines, underground storage, down to uses for it, including compressed natural gas for vehicles and local distribution utilities.  [11:58] Justin suggests that the 13-year period when Eric was in Strategic Planning and Corporate Development, holding several positions, was a key time in his career. Eric says yes, and it was his favorite period. He had gone to school for investment banking and acquisitions. [12:42] Eric says, at the same time, it was a tremendous amount of work. He thought maybe it wasn't the best place to spend his lifetime because of the level of work and stress involved. [13:04] Eric was married and raising a family, and that had to come into play, as well. He says while his wife was extremely patient with him during all those times, sometimes working around the clock, he felt it wasn't the right long-term opportunity for him. [13:20] Eric says one of the things he learned when he was doing acquisitions was developing models for how utilities make money. Eric worked with people who did rate cases at the company, to understand what drove cash flow. [13:47] In doing that, Eric learned how regulations work and how tariffs work. That led to asking himself, if this isn't the right career for me, taking a look at something next to it, which was regulatory and government affairs. [14:27] Eric had already started to learn about it. Once he was in charge, he based it on Missouri regulations. The first acquisition was a company in Kansas City, Missouri. [15:05] The second acquisition was Alagasco in Alabama, and that was a completely different type of ratemaking approach that was annual. They had a formal department. Eric was asked to develop something more formal for the entire company. [15:21] Eric says then they acquired Energy South, which brought them into Mobile and also Mississippi, a third rate jurisdiction. There was a mountain of information to climb. His drive and thirst for knowledge helped him up the curve pretty quickly. [15:53] Eric says relationships and the stuff between the lines are just as important as what you can read about and study. [16:12] Eric says, pulling from his enterprise risk career, one of the impacts is not just financial, but reputation. Reputation is a huge element of rate setting. Your reputation precedes you to the commission that oversees rate case litigation and the parties to the case. [16:47] The parties that are involved include industrials, AARP, low-income groups, an energy efficiency group, and other parties. [17:01] Understanding where they're coming from, and what they're trying to achieve, and working towards something that gives all parties some of what they want, is a key element. [17:18] If you were a bad operator; if you had a significant incident that showed you weren't a safe operator, or you weren't treating your customers well, then going into the rate case, people had their minds set that they wanted to give you not a rate increase but a rate reduction. [17:40] The value of the relationships and the reputation, the stuff that is gray and in between the lines, is not just about what the numbers are but who you are as a business. [17:56] A Quick Break! Many fantastic RIMS events are coming up in 2026. The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026. Visit ChicagolandRiskForum.org for more information. [18:12] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. The agenda is live, and registration is open. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:29] Save the dates: October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are open, and sponsorship opportunities are still available. Advance registration is open now. [18:45] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [19:00] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. Registration is now open. [19:10] Through August 21st, you can nominate a program for the RIMS ERM Global Award of Distinction. If you know of an ERM Program that is award-worthy, we want to hear about it. A link to the nomination form is in this episode's show notes. Visit RIMS.org/ERM2026. [19:29] We're already looking to RISKWORLD 2027, which will be held over four days in New Orleans, Louisiana, from April 18th through the 21st! The call for session proposals is now live and will stay active through August 21st. [19:44] RIMS members can exclusively register by September 4th for the best rate. And get first access to the hotel block. Hotel reservations open on October 28th, ahead of public registration. Sitting this out is the real risk! The link to registration is in this episode's show notes. [20:04] Let's Return to Our Interview with Eric Lobser! [20:31] Justin asks about compliance at a natural gas company. Eric says his career at a critical infrastructure utility delivering a relatively volatile product to people's homes was very safety-oriented with a lot of rules, regulations, and areas of compliance. [21:04] The whole industry faced a need to replace some of its aging infrastructure. That started when Eric was in Treasury and trying to think about how they would afford all the replacements they were going through. [21:22] It came again when Eric was in Regulatory, trying to understand the balance between safety and rates and what's best for the business and what's best for the customer. [21:53] Compliance is not something you can decide to do a little bit or a lot. You have to meet at least the minimum standards. Spire was always at that point but also found the benefit of going beyond that, to deal with it a little bit more strategically. [22:14] Spire was generally a group that looked at opportunities to do replacement in a way that overall was more cost-effective, exceeding requirements on their compliance. Compliance was an enterprise risk. [22:34] Eric says it was not just making sure they were in compliance, but also what the cost of compliance is and what if people change their minds and all of a sudden want us to do this or that? [22:53] Being a regulated utility, your rates are dependent on somebody deciding you deserve to have this. [23:02] Compliance was more often not physical replacement but putting in another pipe beside the old pipe and terminating the old cast iron pipe that had degraded and become a safety issue. [23:26] Spire always paid attention to where they were getting leaks or water potentially getting into the system and areas of geography that had similar types of risk. [23:39] Spire took a strategic approach to look at the information they were getting and figure out where to go and do wholesale changes rather than responding to risks as they popped up. [23:54] Eric says that was the approach where they took compliance and said if we do more, it probably can be better for us and better for the customer to take a better strategic approach. [24:19] Eric says it's inconvenient and sometimes problematic for people when there are workers in the street. Part of Eric's career was dealing with claims and issues that can happen with construction. The construction was necessary to make sure the system was safe. [24:53] Eric says the most prevalent claims were when they were doing excavation and hit something unmapped, like an underground dog fence or sprinkler system. To be cost-effective, they used reliable outside partners to replace these. [26:44] Eric says that every year, when he was in Strategic Planning, he would help put on a two-day conference for the Board to review company strategy and present new ideas. [27:01] Any time they found an acquisition opportunity that met the muster of the executives, they presented that to the Board. [27:!3] Eric says the Board is extremely interested in rate cases, which are the heart and soul of a utility's business. [27:28] Something Eric found helpful later in his career, doing regulatory work, was to pull together parties without overlapping interests, such as the Board and the Public Service Commission, to help them find agreement on why something was beneficial for the customers. [28:58] Eric says, for the first time or two, presenting to the Board was frightening. He was fortunate enough not to be leading the presentations. He reported to officers who helped develop the business planning and strategy. They helped Eric work his way into bigger roles. [29:32] Eric says when he became more involved in doing the modeling, one time he was called by the CEO to speak to the Board while he was on a family vacation. His wife reminds him of this. The Board was very interested in the upside case and downside case of a model scenario. [30:31] Eric says in that phone call he had to give the Board a rigorous view of why they should spend $1.1 billion on this acquisition. While exciting, Eric says presenting to the Board was a very stressful part of the job. They're relying on things that he's saying to them. [31:12] Eric says acquisitions have their own timeline and they develop however they want to. It's not like going to the grocery store to pick up something. When something pops, it pops, and it's all hands on deck. You don't stop until the job is done. [31:35] One more Quick Break! RIMS, The Foundation for Risk ManagementTM, is dedicated to shaping the future of the profession. By making a contribution, you are strengthening the global risk management community and investing in the future of the industry. [31:55] The Foundation also supports the Spencer Educational Foundation but has a different mission. The Foundation focuses on providing opportunities for those professionals who have already decided to enter risk management and are just getting started. [32:09] You can learn more about the Foundation by visiting www.RIMS.org/FRM.  While you're there, be sure to check out information about the Susan Meltzer Scholarship Fund, which was established to honor Ms. Meltzer, who was RIMS President in 1999 and 2000. [32:28] Susan Meltzer was a cherished RIMS President and contributed so much to RIMS and the greater risk community. Learn more at RIMS.org/FRM.  [32:36] Let's Return to Our Interview with Eric Lobser! [32:52] Eric says that it seems to him that if people viewed Enterprise Risk Management more as Enterprise Value Management, they would better understand that it's more about what you need to do to improve the value of your company. [33:19] In Eric's Strategic Planning days in Corporate Acquisitions, he learned that Expected Value is about changing probabilities, not just the impact of those probabilities. [33:32] Eric says Enterprise Risk Management does a great job of addressing both the likelihood and the impact of things going wrong and things going right. What you're building with ERM is value. You're adding to the value of the company. [33:46] Eric thinks more people would engage. It would resonate with a lot of the corporate cultures to look at ERM as a way to build value for the company. [34:08] Justin says that for almost eight years, Eric was the Spire VP of ERM. Justin asks if Eric was able to hit the ground running, going from Regulatory and Government Affairs into ERM. [34:32] Eric says the position started with Insurance, and then Commodity Risk Management, other elements of the business that helped him up the learning curve. From Acquisitions, Regulatory, Operations, and Customer Service, Eric understood a lot about the business. [34:55] Eric says having a couple of years when he was in charge of Spire's Insurance program, including Captive Management, where you retain risk instead of transferring it, was a great transition to eventually getting Enterprise Risk. [35:31] Eric says he read every book he could get his hands on in the time he had. He noticed some of the things they were doing were based on ISO 31000. Eric read through ISO and COSO. COSO felt very intricate and detailed. [36:10] Eric asked himself what the potential was that we were going to adopt something. The culture of the business manages the risk. ERM oversees how the business manages risk. Eric wanted to pick a framework that fit more with Spire's corporate culture. [36:39] Eric says ISO 31000 is adjustable. He felt like it was a good fit. It was more about strategy and enterprise than Spire's focus had been. It was not just about what could go wrong and what they should be concerned about happening, but what must go right. [37:22] Eric says that looped in what he learned in Strategy, what they have to do to be successful, and what could derail them from that. Spire transitioned a little bit less away from risks and more to strategic imperatives and what they had to do to achieve their strategic vision. [38:02] Justin asks about ERM conferences and what makes a great ERM session. Eric says it's a practitioner who has lived through it with real-world experience on what works, what doesn't work, and why it didn't work. [38:18] Eric says everything's specific to the company, so what works for one may not work for another. An experienced practitioner brings a level of credibility that is important. Eric wants a presenter who focuses on what helps a company be more successful in executing its strategy. [38:41] Eric says a lot of presentations go into risk registers and software, but in the end, risk management is change management, with very complex systems. The presenter should speak to engaging the business, getting different areas to collaborate, and making better decisions. [39:31] Eric says those decisions are about how you allocate resources. Resources are limited. You can't do everything, so you prioritize. [39:41] ERM helps you to prioritize better, using a process of identification and assessment, to help you understand how important a risk is in relation to other risks, how soon it needs to be dealt with, and what level of mitigation and controls you already have in place. [40:13] Eric says, ERM helps you determine if this risk is extremely well-managed and there are resources you can take away from it to put toward a risk that's less well-mitigated. [40:22] Eric says a good ERM session presenter talks about how ERM helps a corporation make better decisions and effectuate those resource allocations that then help that company to be more successful. That's what ERM is about, and when somebody talks about that, it resonates. [41:02] Eric says when he hears a concept that really resonates with him, he tries to pull those concepts together. He has used principles from the Enterprise Risk Oversight Committee. [41:44] Justin says the Global ERM Award of Distinction call for submissions is open. You can send in those nominations now. RIMS Global ERM Award of Distinction nominations are open through Aug. 21! [41:57] Justin asks Eric what makes an Enterprise Risk Management program award-worthy. Eric says some of it is going to be based on the eye of the beholder. Enterprise Risk should be customized to the culture. People are going to view what makes a great program differently. [42:28] Eric says that the SERMC is looking for, with the diverse perspectives of the members, a program that is well-integrated into Strategic Planning, helps the business make decisions, and most importantly, helps it be more successful, with fewer downturns, than their competitors. [43:09] Eric says the business manages risk. ERM can help oversee what they're looking at and turn its attention to important things, and help determine the best ways to mitigate or treat risk, or support what they are doing, so the strategy prevents threats from derailing the company. [43:33] Eric says, in the end, a company that is consistently successful is probably the mark of a good Enterprise Risk Management program. [43:51] Justin says, we're going to see you again on November 19th and 20th in Columbus, Ohio at the RIMS ERM Conference. You can get your nominations in now for the RIMS Global ERM Award of Distinction. We'll have a special awards ceremony, like we do every year. [44:07] Eric, it has been such a pleasure to have you on RIMScast! I look forward to seeing you in Columbus. [44:19] Special thanks again to Eric Lobser for joining us here on RIMScast. We appreciate him and all the great work he does for the RIMS SERMC. The call for nominations for the RIMS Global ERM Award of Distinction is open; a link is in this episode's show notes. [44:36] There are specific attributes that will make a nomination truly award-worthy. Submit your nominations today! [44:42] Plug Time! Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [45:00] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [45:16] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:29] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:41] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Registration Now Open! | www.rims.org/ERM2026 | RIMS ERM Global Award of Distinction nominations open through Aug. 21! RIMS Certification Week: Sept. 21‒24 | Complimentary For All Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RISKWORLD 2027 Registration | RIMS members can lock in 2026 rates now through Sept. 4 | Education Content Submission Through Aug. 21. ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today. RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available The Strategic and Enterprise Risk Center RIMS, the Foundation for Risk Management Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RIMScast on YouTube! RIMS Risk Management Magazine | Contribute | Q2 2026 Issue Now Available Sponsor RIMScast — Sales@RIMS.org Upcoming RIMS-CRMP Virtual Workshops: RIMS-CRMP Exam Prep Workshop — Live In NY — Aug 27‒28! RIMS-CRMP Exam Prep with PARIMA | Sept 1‒2 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops Upcoming RIMS Webinars: RIMS.org/Webinars "RIMS Student Series: Classroom to Career Part 1" | Sept 1 "RIMS Student Series: Classroom to Career Part 2" | Sept 9 RIMS Certification Week: Sept. 22‒24 | Complimentary For All   Related RIMScast Episodes: "Board Reporting and ERM in 2026 with Trisha Sqrow and Suzanne Christensen" "The Future of Strategic Risk Management" with John Button "Mid-Year Risk Roundup 2026 with Morgan O'Rourke and Hilary Tuttle" "Emerging Risks and AMRAE's RMIS Panorama 2026 with François Beaume" "Strategy and Change with Ward Ching and Aaron Olson"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" | Sponsored by Global Risk Consultants, a TÜV SÜD Company (New!) "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Eric Lobser, SERMC Member   Production and engineering provided by Podfly.

When case information, vendor requirements, and compliance data live in separate systems, even a small gap can create major delays. In Episode 2 of "Operate in Harmony," Brendan Shaw from ReadySet and Jay McDonald from Green Security join us to explore how connected technology can bring greater clarity to the people, products, and processes supporting every surgical case. From linking EHR, ERP, scheduling, and vendor credentialing systems to reducing duplicate work and identifying missing requirements before the day of surgery, this conversation reveals how real-time visibility can help teams stay compliant, prepared, and ahead of costly disruptions. Tune in today to discover how connected technology can help your team spend less time chasing information and more time focusing on patient care. Over the next four weeks, this series explores what it takes to align people, process, and technology across the surgical supply chain. From strengthening clinical partnerships and vendor collaboration to optimizing workflows and embracing innovation, we'll explore the ideas and insights that help healthcare teams build best practices that last. A special thanks to our sponsor, ReadySet, for making this series possible. #PowerSupply #ReadySet #OperateInHarmony #HealthcareSupplyChain #Vendor #Clinical #Operational #Partnership #BestPractices #Technology

Here at Irish Tech News we love meeting and introducing new Irish startups to our readers and podcast listeners. One such startup is Montro that helps companies with their AI and SaaS governance. Earlier this year at Dublin Tech Summit my colleague Billy Linehan brought Montro onto out radar and I recently caught up with Ankur Arora one of Montro's Co-Founders to find out more about Montro.Ankur talks about his background, compliance, what Montro does, shadow AI, EU regulations and more.More about Montro:Montro is a Dublin-based AI governance and SaaS intelligence platform that discovers unmanaged software and automates European regulatory compliance.  Discover every tool, classify against EU AI Act, DORA, NIS2, and GDPR before auditors do.

You wear a smartwatch as do so many other Americans. In fact, AI is transforming wearable healthcare devices from simple fitness trackers into powerful tools that collect, analyze, and share health information in real time.During the next live edition of the long-running Monitor Monday Internet broadcast, special guest Ray Ribble will take a deep dive into AI-powered wearables and explain what you and your team must do to remain compliant.The broadcast will also include these instantly recognizable segments:• Monday Rounds: Ronald Hirsch, MD, vice president of R1 RCM, will be making his Monday Rounds.• The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors.• Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.• Legislative Update: Cate Brantley, senior legislative affairs liaison for Zelis, will report on current healthcare legislation.

Skin conditions are among the most common reasons patients seek advice from healthcare professionals, creating frequent opportunities for pharmacist intervention and support. This course reviews common dermatologic conditions encountered in pharmacy practice, including eczema, poison ivy, and other minor skin conditions and infections, while exploring the pharmacist's role in screening, triage, treatment selection, patient counseling, and prevention. You will be better prepared to support evidence-based management of common skin conditions and help patients access appropriate dermatologic care.HOSTRachel Maynard, PharmDGameChangers Podcast Host and Lead, Clinical & Partnership Education, CEimpactGUESTJamie McConaha, PharmD, BCACP, CDCES, FCCPAssociate Professor of Pharmacy PracticeDuquesne University School of PharmacyGET CE FOR LISTENING!Stay Compliant. Grow Clinically. Practice with Confidence. Pharmacist CE Subscription: All your CE in one convenient subscription.All episodes, CE, and Practice Resources for the GameChangers Clinical Update is included with your Pharmacist CE Subscription. But wait…there's even more!The Pharmacist CE Subscription includes: -  Compliance and licensure CE -  GameChangers Clinical Updates-  Practical continuing education across patient care topics *The subscription does not include microcredentials or certificates, which are available separately for pharmacists seeking specialized service training. Purchase Now!PRACTICE RESOURCEReceive the exclusive Practice Resource to use as a reference guide for this episode by purchasing the Pharmacist CE Subscription. CPE REDEMPTIONThis course is accredited for continuing pharmacy education! Click the link below that applies to you to take the exam and evaluation to claim credit:If you are already enrolled in this course, click here to redeem your credit. To purchase the Pharmacist CE Subscription and claim your CPE credit, click here or to purchase this course individually, click here.  CPE INFORMATIONLearning ObjectivesUpon successful completion of this knowledge-based activity, participants should be able to:1. Describe clinical features and management considerations for common skin conditions encountered in pharmacy practice.2. Explain the pharmacist's role in screening, triage, treatment selection, patient counseling, and prevention of dermatologic conditions.Rachel Maynard and Jamie McConaha have no relevant financial relationships to disclose.0.05 CEU/0.5 HrUAN: 0107-0000-26-307-H01-P Initial release date: 8/10/2026Expiration date: 8/10/2027Additional CPE details can be found here.Follow CEimpact on Social Media:LinkedInInstagram

How to Extend Your Trailer's Lifespan: New Products on Bumpers & Landing Gear Trailer equipment takes a beating every single day. From harsh loading docks to rough highway miles, wear and tear on your bumpers and landing gear can quickly lead to expensive repairs and unwanted downtime. In this episode, we take a deep dive into Hevea bumpers and landing gear—exploring how these components absorb shock, resist corrosion, and significantly extend the operating life of your trailer. Whether you're a fleet operator looking to reduce maintenance costs or an owner-operator protecting your hard-earned investment, discover why making the switch to durable Hevea equipment is a smart move for your rig's long-term health. In this episode, we cover: The hidden causes of landing gear and bumper failure. How Hevea material properties outlast standard steel and rubber alternatives. Real-world cost savings: Reducing downtime vs. initial upgrade costs.   Best practices for trailer equipment maintenance and inspection. Learn more about Hevea at www.hevea-products.com  At Bison – They Put Safety First! Bison's "Right to Decide" Policy gives every Driver their ultimate protection. Drivers make the final decision if it is safe to drive and Bison actively encourages Driver's use of this policy.    You can learn more about Bison and the opportunities available at www.bisondriving.com   or call 1-800-527-5781 @BisonTransport #bisontransport     Get The Best Truck Parts for Your Truck at Chrome Supply Warehouse Chrome Supply Warehouse has the best selection of chrome and truck parts in Ontario Canada. Located in Belleville Ontario on the North side of the Highway with lots of truck parking makes it a great place to stop. Stop in for a break or to check on their cool interior, exterior, and custom parts. Learn more online at www.chromesupplywarehouse.com    Improve the Compliance of Your Fleet With Compliance Mentorz Compliance Mentorz, a leading commercial safety consulting company, is proud to serve clients nationwide across Canada. But our commitment to safety and compliance doesn't stop at borders – we're excited to extend our support to clients throughout North America. Call 905-486-1666x215 or Learn more at www.compliancementorz.com                         About the Podcast The Lead Pedal Podcast for Truck Drivers helps truck drivers improve their truck driving careers, trucking businesses as owner operators, CDL skills, find trucking jobs, and offer trucking career tips. Learn about the trucking benefits and salaries as a professional truck driver through interviews and tips related to the North American Trucking Industry. The Lead Pedal Podcast is a Canadian based trucking podcast focused on trucking in Ontario, Canada. LISTEN TO THE PODCAST- The show is available at www.theleadpedalpodcast.com , Apple Podcasts, Spotify, iHeartradio, and other popular podcast platforms. Thanks for listening! The Lead Pedal Podcast for Truck Drivers talks all things trucking for people in the transportation industry helping them improve their business and careers. Interviews with industry professionals and truck drivers, trucking equipment information, event coverage, and other features on the industry are meant to be helpful for truck drivers and those in transportation. The Lead Pedal Podcast for Truck Drivers has main episodes released every Monday, Wednesday, and Friday with bonus material on other days. You can learn more about the host and show on our website and make sure to SUBSCRIBE to the show on your favourite podcast platform. www.theleadpedalpodcast.com  What does The Lead Pedal Podcast mean? The Lead (pronounced - Led) stands for acceleration or fast-track of your career or business. It is a play on words and we certainly are not here promoting speeding in the industry. We are hoping this information will help you become a professional driver faster than if you didn't know about many of these topics. Are you enjoying the show? If so we would appreciate you leaving us a rating and review on your favourite podcast platform. www.theleadpedalpodcast.com  Join The Lead Pedal Fan Club where are loyal fans get first chance at specials, discounts on merchandise and much more.The club is free to join and you can learn more at www.theleadpedalfanclub.com  LISTEN TO LEAD PEDAL RADIO with music and entertainment with a trucking theme at www.LeadPedalRadio.com       

Managing California rental property isn't a one-time task; it's an ongoing operation. In this video, we break down the essential compliance notices and annual audits every California landlord needs to master to stay protected and legal.

How do NCAA pole vault pit requirements differ from NFHS standards?In this episode of the Gill Connections Podcast, Mike Cunningham breaks down the current NCAA requirements for pole vault landing systems and explains what coaches, facility managers, and athletic directors need to know when planning new facilities or evaluating existing equipment.Topics covered include:✅ NCAA pole vault pit requirements and dimensions✅ Key differences between NCAA and NFHS standards✅ Why larger landing systems are common at the collegiate level✅ Landing system performance and athlete safety✅ Common mistakes made during facility planning✅ How to evaluate an aging landing system✅ Compliance vs. best practicesWhether you're building a new facility, preparing to host collegiate competition, or simply trying to understand NCAA standards, this episode will help you make more informed decisions about athlete safety and facility design.

Welcome to the Charismatic Leader Podcast. In this episode, Brett McDermott sits down with Angela Howard, founder of Call for Culture and former people and culture leader with 15 years of experience. Angela makes the case that most companies aren't building culture—they're building compliance. She explains why the phrase “not a culture fit” is often a cover for deeper issues, and how leaders can reimagine workplaces to truly work for everyone.Together, Brett and Angela explore the difference between equity and fairness, the dangers of toxic positivity, and why appreciation must be consistent, specific, and tailored to each team member. Angela shares her six-phase Call for Culture method, showing how to diagnose hotspots like silos, compensation transparency, and lack of candor. She also highlights the reputational risks of performative DEI efforts and why culture change must be both top-down and bottom-up.This episode is packed with actionable insights for leaders who want to stop hiding behind buzzwords and start building cultures that actually work.Key Takeaways:Why “not a culture fit” is often a leadership cop-outThe difference between equity and equality in practiceHow toxic positivity erodes trust and candorWhy appreciation must be consistent, specific, and personalizedThe six phases of the Call for Culture methodCommon hotspots: silos, fairness perceptions, and lack of transparencyThe reputational cost of performative DEI efforts

In this episode, we explore how artificial intelligence is transforming power, accountability, and trust inside organisations. From algorithmic hiring and performance management to the legal risks of "shadow AI" and workplace surveillance, we discuss what businesses need to understand as AI increasingly shapes employment decisions.We discuss:How far AI has already moved into hiring, performance management, and employment decisionsWhether our legal systems and employment frameworks are prepared for accelerating AI capabilityWhat "human in the loop" really means, and the legal risks when it's missingReal-world litigation, including the Workday hiring-discrimination lawsuit and a Delaware Chancery case over an AI-influenced business decisionShadow AI: why employees bring their own AI tools to work, and what that exposes about leadershipWhere to draw the line between legitimate monitoring and excessive surveillanceWho inside an organisation should own AI-related employment risk — the board, HR, Legal, IT, or the CEOPractical steps every business leader should prioritise over the next 12 monthsAbout the guest: Andrew Adams is Practice Leader of the Labor & Employment Practice Group at DarrowEverett LLP, where he also serves on the firm's Business Litigation & Alternative Dispute Resolution and Regulatory & Compliance practice groups. He advises clients ranging from small businesses to multinational corporations on employment litigation, regulatory compliance, workplace investigations, and government enforcement, and regularly provides training on employment law and compliance issues. About the host: Dominic Bowen is Head of Strategic Advisory and Partner at one of Europe's leading risk management consulting firms. He advises CEOs, boards, and senior executives on crisis management, geopolitical risk, operational resilience, and strategy, drawing on decades of experience across government, humanitarian operations, and corporate leadership.Subscribe for new episodes every weekTell us what you thought in the comments belowShare this episode with colleagues working in employment law, HR, risk management, and corporate governanceSee more at www.theinternationalriskpodcast.com#ArtificialIntelligence #EmploymentLaw #WorkplaceAI #HR #RiskManagement #CorporateGovernance #ShadowAI #EmploymentRisk #FutureOfWork #InternationalRiskPodcastTell us what you liked!

A convidada de hoje é Karina Kapazi, que construiu sua trajetória no encontro entre o rigor da governança e a complexidade das relações humanas. Há mais de duas décadas na Kapazi, empresa familiar, atua com Governança Corporativa, Sustentabilidade, Compliance e Gestão de Pessoas, dedicando especial atenção aos desafios da sucessão e do comportamento nas organizações. Formada em Direito, estuda Governança, ESG e Análise Transacional. É autora do livro Trem, pesquisadora, mentora voluntária, mãe e corredora de rua. Sua jornada parte de uma convicção: empresas são feitas de pessoas, pessoas são feitas de histórias, e nenhuma estrutura permanece sólida sem consciência, ética e humanidade.See omnystudio.com/listener for privacy information.

A convidada de hoje é Karina Kapazi, que construiu sua trajetória no encontro entre o rigor da governança e a complexidade das relações humanas. Há mais de duas décadas na Kapazi, empresa familiar, atua com Governança Corporativa, Sustentabilidade, Compliance e Gestão de Pessoas, dedicando especial atenção aos desafios da sucessão e do comportamento nas organizações. Formada em Direito, estuda Governança, ESG e Análise Transacional. É autora do livro Trem, pesquisadora, mentora voluntária, mãe e corredora de rua. Sua jornada parte de uma convicção: empresas são feitas de pessoas, pessoas são feitas de histórias, e nenhuma estrutura permanece sólida sem consciência, ética e humanidade.See omnystudio.com/listener for privacy information.

 In this episode of Compliance 911, Len Suzio and Dean Stockford review key banking and compliance developments from June 2026, including new OCC rules affirming federal banks' authority over real estate escrow interest and fees, updated FDIC guidance on official signs and advertising, and CFPB changes to Regulation B that have created uncertainty around disparate impact and fair lending enforcement. They also discuss a joint FinCEN advisory identifying red flags tied to fraud involving unauthorized employment, CFPB guidance on considering immigration status in ability-to-repay decisions, and expanded use of Section 314(b) information sharing for fraud and cyber-related activity. The episode concludes with FHA's decision to make certain appraisal field reviews optional and an overview of the proposed 21st Century ROAD to Housing Act, which could provide regulatory relief for community banks through higher examination thresholds, brokered deposit reforms, streamlined bank formation, and support programs for smaller and newly chartered institutions. Brought to you by GeoDataVision and M&M Consulting

In today's digital age, cybersecurity is more critical than ever, and organizations must prioritize resilience to protect themselves against evolving threats. In this podcast, we share insights from Edna Conway, a recognized leader in cybersecurity and supply chain resilience with over 40 years of experience in the field. We'll explore governance challenges, the importance of adapting to rapid technological advancements, and actionable strategies organizations can implement to enhance their cybersecurity posture.Discover insights from cybersecurity expert Edna Conway as she discusses evolving governance, AI advancements, supply chain resilience, and the critical role of collaboration in safeguarding digital ecosystems. This episode offers strategic perspectives for boards, leaders, and tech enthusiasts navigating rapid technological change. (SecurityWeek TV)Follow SecurityWeek on LinkedIn

Join us on October 8–9, 2026, at the M Resort and Casino in Las Vegas for the first-ever Passive Income Pilots Conference. Learn how to build smarter wealth beyond the cockpit - https://www.passiveincomepilots.com/pip-conference Tait Duryea and Ryan Gibson sit down with Adam Kintigh of Nevada Corporate Headquarters to explain how pilots and investors can use LLCs, trusts, and business entities more effectively. They discuss why forming an LLC is only the first step, the risks of commingling funds and poor recordkeeping, and when separate entities may make sense for rentals, investments, and active businesses. Adam also shares practical ways to keep compliance simple while building stronger asset protection.Adam Kintigh is a Senior Coach at Nevada Corporate Headquarters, where he helps business owners and investors structure entities, protect assets, and maintain proper compliance. With 25 years of experience, including more than 18 years with NCH, Adam works alongside legal, tax, estate-planning, and business-credit professionals to help clients build practical entity strategies.Show notes:(0:00) Passive Income Pilots Conference announcement: https://www.passiveincomepilots.com/pip-conference (3:54) A costly corporate recordkeeping mistake(6:34) Corporate formalities and LLC structures(9:31) Why DIY LLCs create risk(12:34) What an LLC actually protects(14:23) LLCs versus S-corps for investors(23:25) Records, resolutions, and meeting minutes(25:34) Keeping multiple entities manageable(28:30) Compliance for S-corps and C-corps(32:29) Asset protection for three investor levels(40:08) Partnerships, short-term rentals, and K-1s(48:13) OutroConnect with Adam Kintigh:Website: https://nchinc.com Email Adam at: adam@nchinc.com and mention Passive Income Pilots to get started.NCH Consultation Phone: 1-800-508-1729 Learn more about: NCH Consultation for Passive Income Pilots Investors: https://calendly.com/nchconsultation/nch-consultation-for-pipp?month=2025-12 If you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

The core mechanism discussed is the regulatory pressure and resulting operational risk created by the Department of Defense's (DoD) abrupt suspension of the CMMC Level 2 third-party certification mandate. IntelliGenesis, led operationally by Jeremiah Jensen, illustrates how rapidly shifting compliance expectations can expose defense contractors and their MSP partners to unrecoverable sunk costs, increased governance complexity, and unclear accountability. The episode highlights the structural disconnect between government-mandated cybersecurity standards and the practical realities of implementing and maintaining those requirements at scale. According to Jeremiah Jensen, IntelliGenesis incurred more than $200,000 in direct costs, invested four months of intensive labor, and committed a team of five to six staff to achieve early CMMC Level 2 certification—including significant documentation, hardware upgrades, and consultant fees. Despite this investment, the DoD paused the entire third-party assessment program on July 13, citing small business cost burdens and insufficient assessor capacity. This left companies like IntelliGenesis having already completed—and paid for—requirements that were no longer mandated for the time being, but with underlying security obligations still in effect. Secondary issues reinforce the underlying risk: the audit process was described as inflexible and expensive, with a binary pass/fail outcome that offered no remediation for minor deficiencies—requiring full re-audit at the original cost if any portion was not met. Further, both Dave Sobel and Jeremiah Jensen noted a lack of clarity in ongoing expectations, as large defense primes were previously flowing down certification pressures to subcontractors, but have gone quiet since the mandate was paused. The temporary pause, coupled with ongoing self-attestation requirements and a comment period through August 14, creates a regulatory gray area with uneven impacts across the defense supply chain. For MSPs and IT providers supporting government contractors, these developments translate to increased contract risk, ongoing uncertainty in governance requirements, and exposure to costs that may not deliver a return if regulations shift again. The episode clarifies that self-attestation standards are still in place, but the lack of authoritative third-party oversight introduces ambiguity and potential liability. Providers should anticipate further regulatory refinement, engage with clients regarding their compliance posture, and treat sunk certification costs and compliance-driven operational overhead as persistent risks rather than guaranteed business advantages. Supported by:  Pax8 Guardz

Career journeys are rarely linear—and sometimes our most valuable lessons come from the unexpected turns. In this episode of Great Women in Compliance, co-host Dr. Hemma Lomax sits down with Amybeth Garcia-Bokor to explore a career spanning public service, legal and compliance leadership, and an inspiring pivot from law to baking before returning to the profession with a renewed perspective. Together, they discuss how curiosity, resilience, and thoughtful leadership help compliance professionals navigate increasing complexity while building trust and enabling better decisions. Key Takeaways: Why judgment is one of the most important capabilities in modern compliance. How an unconventional career path can strengthen leadership and perspective. The evolution of compliance from enforcement to strategic business partnership. Building cultures where curiosity, learning, and open dialogue thrive. Leading confidently through ambiguity without sacrificing integrity. Preparing compliance programs—and ourselves—for a future shaped by constant change and AI. Bio Amybeth Garcia-Bokor is a leader who helps organizations navigate complexity, build trust, and make sound decisions where strategy, governance, and innovation intersect. Her career spans government, private practice, entrepreneurship, and nonprofit organizations, giving her a distinctive perspective on how organizations grow, manage risk, create lasting value, and innovate responsibly in rapidly evolving environments. She currently serves as Senior Vice President of Legal and Compliance at Emergent, where she helps shape the governance of the emerging global market for forest carbon finance.

Cameron is joined by Shannon Blake of Podium and Cortney Hall, COO of True Medical Spa, and they discuss the transformative role of Podium in the aesthetics industry. They explore how Podium's all-in-one solution integrates EMR and CRM functionalities, leveraging AI to enhance practice efficiency, improve lead conversion, and streamline client communication. The conversation highlights user experiences, significant time savings, and the collaborative efforts of AI agents Avery and Operator in practice management. They emphasize the importance of technology in building successful aesthetic practices and the need for continuous innovation in the industry.Cameron, Shannon, and Cortney talk about the transformative impact of AI and data insights on the aesthetics and wellness industry. They explore how leveraging community insights, automating marketing campaigns, and streamlining lead management can significantly enhance business growth. They also highlight the evolution of EMR systems, the challenges of data migration, and the future of AI in managing treatment plans and compliance. Overall, the conversation emphasizes the importance of integrating technology to improve patient care and operational efficiency. Listen In!Thank you for listening to this episode of Medical Millionaire!Takeaways:The Medical Millionaire Podcast aims to provide value for practice owners.Podium is an all-in-one solution for aesthetics practices, integrating EMR and CRM functionalities.AI is transforming the aesthetics industry by improving lead conversion and client communication.Podium's AI operating system enhances practice efficiency and decision-making.User experiences highlight significant time savings and improved client engagement with Podium.The collaboration between AI agents Avery and Operator streamlines practice management.Operator provides actionable insights and reporting for practice owners.AI can help identify gaps in practice performance and suggest improvements.Podium's features are designed based on user feedback and industry needs.The integration of AI in aesthetics practices is becoming essential for success. Team collaboration enhances business insights and growth.Data-driven recommendations can significantly increase revenue.AI can automate lead management and communication effectively.Marketing campaigns can be streamlined using AI technology.AI charting can revolutionize the documentation process.The evolution of EMR systems is crucial for practice efficiency.AI serves as a revenue-generating partner for practices.Data migration challenges can be mitigated with advanced technology.Wellness and compliance innovations are on the rise.AI can enhance compliance and operational accuracy.Medical Millionaire: The Blueprint for Scaling a World-Class Medical Aesthetics PracticeWelcome to Medical Millionaire, the go-to podcast for forward-thinking Medspa owners, Medical Aesthetics leaders, Plastic Surgery & Dermatology practices, Concierge Wellness clinics, and Elective Healthcare entrepreneurs who are ready to scale with intention and operate like a true, high-performing business.If you're building, growing, optimizing, or preparing to exit your aesthetics or wellness practice, this show is your competitive advantage.Hosted by Cameron Hemphill Your Guide to Sustainable, Scalable Growth Your host, Cameron Hemphill, is one of the most trusted growth strategists in Medical Aesthetics and Elective Wellness.With over 10 years in the industry, Cameron has helped scale 1,000+ practices and more than 2,300 providers, working alongside the most recognized KOLs, national brands, EMRs, tech companies, and private equity groups, shaping the future of aesthetics. From marketing to operations, from finance to leadership, Cameron brings a real-world, data-driven perspective on what it takes to turn a practice into a powerful business engine.What This Podcast Is All About: Each episode takes you behind the scenes of the fastest-growing practices in the country, revealing the systems, strategies, and mindset required to win in today's Medical Aesthetics landscape.Expect tactical insights, step-by-step frameworks, and conversations with:Industry thought leadersTop injectors & medical directorsEMR & tech innovatorsOperations expertsMarketing strategistsPrivate equity & M&A advisorsWellness and longevity pioneersThis is where aesthetics, business, technology, and wellness converge. What You'll Learn on Medical Millionaire Every week, you'll access expert guidance to help you scale profitably and predictably, including:Marketing & Brand PositioningCRM + Lead Management SystemsPatient Acquisition & ConversionEMR Optimization & Tech Stack ArchitectureSales Psychology & Consultation MasteryFinance, KPIs, and Practice EconomicsOperational Workflows & AutomationIndustry Trends Backed by Real Benchmark DataPatient Retention & Lifetime Value ExpansionMindset, Leadership & Team DevelopmentWhether you're opening your first location or running a multi-million-dollar enterprise, you'll gain the clarity and direction to grow with confidence. A Show Designed for Every Stage of Practice Growth Medical Millionaire breaks down the journey into four essential stages, showing you exactly how to move from one to the next:Startup – Build the foundation and attract your first wave of patientsGrowth – Scale revenue, expand services, and strengthen operationsOptimize – Increase efficiency, margins, and customer experienceExit – Prepare your practice for maximum valuation and acquisitionIf You're Ready to Grow, This Is Where You Start. Tune in weekly for actionable insights, expert interviews, and the exact playbooks high-performing practices use to dominate their markets. This is the podcast for Medspa owners who want more than a job; they want a scalable, profitable, industry-leading business. Welcome to Medical Millionaire.Let's build your practice into the empire it deserves to be.

Packet Protector uncorks another News Roundup! We talk about attackers capturing hotels’ captive portals to steal Microsoft credentials, and the OpenAI-attacking-Hugging Face story and how it ties into a broader industry effort to keep the US government from blocking access to open weight AI models from China. Nvidia and the Linux Foundation launch separate AI... Read more »

All links and images can be found on CISO Series This week's episode is hosted by me, David Spark, producer of CISO Series and Mike Johnson, CISO, Rivian. Joining us is our sponsored guest, Khush Kashyap, senior director of GRC at Vanta. In this episode: Running up the token meter Some risks resist a price tag Resilience isn't a vacation policy Compliance is the wrong finish line A huge thanks to our sponsor, Vanta Still stuck on the quarterly audit treadmill? Meet Calm-pliance. Vanta combines compliance, risk, and proof on one Agentic Trust Platform—and continuously monitors your controls, keeping you audit-ready all year round. Find your Calm-pliance here.

Packet Protector uncorks another News Roundup! We talk about attackers capturing hotels’ captive portals to steal Microsoft credentials, and the OpenAI-attacking-Hugging Face story and how it ties into a broader industry effort to keep the US government from blocking access to open weight AI models from China. Nvidia and the Linux Foundation launch separate AI... Read more »

What happens when language access moves from a compliance checkbox to a strategic priority? In part one of this two-part Elevate Care series, host Christin Stanford talks with Suzanne (Sue) Smith, System Director of Patient Experience at Main Line Health, about the evolving role of language services across a five-hospital system outside Philadelphia. Sue walks through how her team reframed language access from a cost center function into an essential clinical tool, one that belongs alongside staff, medicine, and equipment as a core part of care delivery. She shares how Main Line Health doubled its device deployment, the operational and financial ripple effects that followed, and why quality, safety, and patient experience function as a three-legged stool that only stands when every leg holds. The conversation also covers the human side of the equation: reduced staff burnout, stronger trust with patients who use American Sign Language, and fewer patients leaving without being seen. Sue makes the case that language access is not a cost center. It is a bridge for building relationships, supporting staff, and driving the kind of connected care that keeps patients coming back. Key Takeaways Language access works best when it is treated as an essential care tool, not a call-center service or a line-item expense. Doubling device availability at Main Line Health improved communication volume and clarity, while easing pressure on nursing and support staff. Quality, safety, and patient experience depend on each other. When one falls, the whole structure falls. Reliable interpretation reduces reliance on untrained family members or staff, protecting both accuracy and patient trust. Language access touches every part of the patient journey, from registration and wayfinding to discharge paperwork, not only clinical encounters. Strong language services can reduce patients leaving without being seen and support broader operational metrics tied to patient experience. Chapters 00:00 – Introduction to Language Access as a Strategic Priority 01:50 – Sue's Role Leading Patient Experience at Main Line Health 03:00 – From Compliance Checkbox to Shared Commitment 05:24 – Language Services as an Essential Care Tool 08:33 – Balancing Cost Conversations with Care Excellence 12:08 – How the Right Tools Reduce Staff Burnout 15:11 – Trust, Validation, and the Risk of Informal Interpreters 17:20 – Doubling Devices: A Main Line Health Deployment Story 21:07 – Connecting Language Access to Operational Metrics 24:58 – Language Access Beyond the Clinical Encounter 27:02 – A Final Word for Leaders Still on the Fence Meet Suzanne Smith Suzanne "Sue" Smith serves as System Director of Patient Experience at Main Line Health, where she oversees connected care across five hospitals and more than 150 physician practices outside Philadelphia. With over 25 years in healthcare, Sue leads a team spanning patient navigators, EDI ambassadors, spiritual care, and volunteers, all focused on making sure every patient feels seen and understood. Her work centers on building bridges between data and humanity, using language access as one of the clearest expressions of patient-centered care. Sponsors: We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Learn how AMN Healthcare's workforce flexibility technology helps health systems cut costs and improve efficiency. Click here to explore the case study and discover smarter ways to manage your resources!Discover how WorkWise is redefining workforce management for healthcare. Visit workwise.amnhealthcare.com to learn more.About The Show: Elevate Care delves into the latest trends, thinking, and best practices shaping the landscape of healthcare. From total talent management to solutions and strategies to expand the reach of care, we discuss methods to enable high quality, flexible workforce and care delivery. We will discuss the latest advancements in technology, the impact of emerging models and settings, physical and virtual, and address strategies to identify and obtain an optimal workforce mix. Tune in to gain valuable insights from thought leaders focused on improving healthcare quality, workforce well-being, and patient outcomes. Learn more about the show here. Find Us On:WebsiteYouTubeSpotifyAppleInstagramLinkedInXFacebook Powered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join host Patrick Kelly and special guest Amanda Horney of Zeno Fresh as they dive into the fast-evolving world of Extended Producer Responsibility (EPR) recycling laws and packaging compliance impacting the produce industry. From sustainability challenges to the complexities of fresh lime supply from Mexico, this episode offers vital insights for growers, packers, and suppliers aiming to stay compliant and competitive in 2026 and beyond.Learn more at www.aglifemedia.com