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In this episode, Joe Ohr and Holly Taylor let us explore the powerful features of NMFTA's new freight classification tool, the ClassIT+! Don't miss out on this discussion to hear how ClassIT+ can help navigate NMFC changes! Here's What to Learn From This Episode: ClassIT+ Launch: Significant focus on the upcoming NMFC code changes with a rollout date of July 19, 2025 and industry urged to prepare using new tools. User-Centric Development: ClassIT+ aims for modernized classification with a user-friendly interface. Positive beta feedback shows high intuitiveness; the knowledge base supports with 150+ articles to assist users. Operational Readiness: Organizations need proactive communication regarding NMFC changes, especially for packaging/density impacts. NMFTA provides resources for shippers, carriers, and brokers to avoid disruptions and ensure smoother transitions. Visit the Links Below! https://info.nmfta.org/2025-nmfc-changes/nmfc-item-lookup-tool https://info.nmfta.org/2025-nmfc-changes https://info.nmfta.org/classitplus
Why do newborns get a vitamin K shot—and why has it become the center of so much misinformation online? If you've ever hesitated about this newborn standard, this is the episode that brings clarity and calm. In this episode, I welcome Dr. Jessica Knurick who has a PhD in Nutrition Science to break down the real reason this shot is recommended at birth, the science behind preventing Vitamin K Deficiency Bleeding (VKDB), and where social media gets it wrong. From safety concerns to conspiracy theories, we're cutting through the noise with evidence, history, and a healthy dose of common sense. We discuss: Why the vitamin K shot is critical for preventing dangerous bleeding in newborns. The science behind VKDB and how misinformation spreads online. Evidence-based answers to common myths about vitamin K shot ingredients and safety. To connect with Dr. Jessica Knurick follow her on Instagram @drjessicaknurick, check out all her resources at https://www.jessicaknurick.com/ We'd like to know who is listening! Please fill out our Listener Survey to help us improve the show and learn about you! 00:00 – Intro and Welcome 01:45 – How Dr. Knurick Got Involved in Vitamin K Education 03:00 – “Eyes and Thighs” and What's Actually in That Bundle 04:10 – What Does the Vitamin K Shot Actually Do? 09:35 – Is VKDB Really That Rare? Let's Do the Math 12:00 – Real Clinical Cases of VKDB 14:55 – A Pediatrician's Perspective on Preventable Harm 17:05 – Why Babies Bleed Without Trauma 20:20 – Shot vs. Oral Vitamin K: What the Data Says 23:00 – Compliance, Safety, and Why Simplicity Matters 25:10 – Advice for Parents Feeling Overwhelmed by Conflicting Info 28:00 – Final Thoughts and Where to Find Dr. Knurick Our podcasts are also now on YouTube. If you prefer a video podcast with closed captioning, check us out there and subscribe to PedsDocTalk. We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on the PedsDocTalk Podcast Sponsorships page of the website. Learn more about your ad choices. Visit podcastchoices.com/adchoices
John Crowder joins us to unpack what most medical sales reps are getting wrong in today's healthcare landscape. Traditional sales tactics are no longer enough, John explains why, and what modern reps must do to stay competitive. We dive into the real impact of disruptive technologies, and how they demand a completely new skill set. John shares how emotional intelligence has become a key differentiator in sales, and why understanding both logic and emotion is essential for building trust and closing deals. Training isn't what it used to be. John outlines how microlearning, repetition, and real-time coaching are transforming how top teams develop lasting skills. He also shares why outdated training models are failing today's reps. Compliance is another major hurdle. John reveals how to have ethical, solution-focused conversations that still drive impact, especially with time-strapped providers. He also highlights the power of behavioral assessments in hiring and coaching. Finally, we explore the shift from pitching products to delivering real, personalized value. John explains how reps can build deeper relationships by leading with empathy, relevance, and purpose, not just features and benefits. Whether you're just breaking in or looking to lead at a higher level, this episode gives you the mindset, tools, and strategies to stay relevant and win in medical sales today. Connect with John: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How » Want to connect with past guests and access exclusive Q&As? Join our EYS Skool Community today!
In this episode, hosts Brad and Michael share the story of a plastic surgeon whose hands-on approach helped create a thriving practice. Things took a turn when an unhappy patient uncovered weak spots in its operations and the risks of a practice built around one person. Tune in to learn how contracts, delegation, and internal protocols can foster sustainable growth while protecting your practice along the way.Watch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto Stay connected for the latest business and health care legal updates:WebsiteFacebookInstagramLinkedIn
The award-winning Compliance into the Weeds is the only weekly podcast that takes a deep dive into a compliance-related topic, literally going into the weeds to explore a subject more fully and seeking insightful perspectives on compliance. Look no further than Compliance into the Weeds! In this episode of Compliance into the Weeds, Tom Fox and Matt Kelly take a deep dive into the Department of Justice's recent proposal to grant Boeing a non-prosecution agreement. This decision stems from the 737 MAX crashes in the late 2010s that killed 346 people. They cover the history of Boeing's settlements, the details and leniency of the new agreement, the role and scope of the independent compliance consultant, and the implications for corporate compliance and the victims' families. The discussion highlights the potential end of compliance monitors and the broader impacts on corporate accountability. Key highlights: DOJ's Non-Prosecution Agreement with Boeing Changes in the Settlement Agreement Role and Scope of the Independent Compliance Consultant Implications for Compliance Monitorships Boeing's Whistleblower Program and Compliance Efforts Judicial and Victims' Family Reactions Resources: Radical Compliance Tom Instagram Facebook YouTube Twitter LinkedIn A multi-award-winning podcast, Compliance into the Weeds, was most recently honored as one of the Top 25 Regulatory Compliance Podcasts, a Top 10 Business Law Podcast, and a Top 12 Risk Management Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aviatrix is a cloud network security company that helps you secure connectivity to and among public and private clouds. On today’s Packet Protector, sponsored by Aviatrix, we get details on how Aviatrix works, and dive into a new feature called the Secure Network Supervisor Agent. This tool uses AI to help you monitor and troubleshoot... Read more »
This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to outcomesrocket.com Organizations must recognize that AI risk management is a shared responsibility across the entire organization, not solely confined to cybersecurity, legal, or compliance teams. In this episode, Michael Crowthers, Managing Director of Life Sciences Digital Quality & Compliance, and Chris Knackstedt, Managing Director of Cyber and Strategic Risk Practice at Deloitte & Touche, discuss the major challenges to AI adoption, highlighting governance, ethics, and compliance as top concerns. They emphasize the importance of integrating AI governance into existing risk management frameworks and navigating regulatory uncertainty, talent gaps, and ethical usage policies. The conversation also explores risks posed by AI agents, such as runaway behavior, misaligned learning, and context untraceability, stressing the need for human oversight and robust behavioral evaluations. Looking ahead, Michael anticipates a rise in governance tech to manage evolving AI risks, while Chris encourages organizations to build on their cybersecurity foundation and maintain momentum in AI strategy. Tune in and learn how to navigate the complex landscape of AI risk management and secure adoption! Resources: Connect and follow Mike Crowthers on LinkedIn. Connect and follow Chris Knackstedt on LinkedIn. Learn more about Deloitte on their LinkedIn and website. Subscribe to The Current, Deloitte Cyber's quick-read series. Read our life sciences and health care industry insights. Visit the Deloitte AI Institute™ website. Explore The State of Generative AI in the enterprise 2024 year-end report.
Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.A video of this podcast is available on YouTube, Spotify, or PwC's website at viewpoint.pwc.comWe continue our video podcast miniseries focused on SEC reporting, helping you stay current on the evolving SEC landscape while taking a “back to basics” look at key reporting areas.In today's episode, we discuss Form 8-K, a critical SEC filing that ensures timely disclosure of significant corporate events. While foundational in nature, Form 8-K reporting involves a range of complex triggers and tight deadlines. We explore the fundamentals and hot topics shaping today's Form 8-K reporting environment—including cybersecurity disclosure requirements, materiality assessments, and frequent challenges.In this episode, we discuss:0:57 – Overview of Form 8-K reporting requirements4:13 – Cybersecurity incident triggers and reporting requirements7:58 – Key reminders and insights into frequent questions and common pitfalls, including:15:05 –Acquisitions, dispositions, restructurings, and impairments 21:40 – Corporate governance-related activities22:55 – Change in auditor25:21 – Material contracts27:04 – Change in segmentsIn case you missed it – check out the other episodes in this video podcast miniseries:Inside SEC reporting: Capital formationInside SEC reporting: Acquisitions and divestituresInside SEC reporting: Pro forma financial informationBe sure to follow this podcast on your favorite podcast app and subscribe to our weekly newsletter for the latest thought leadership.About our guestsRaquel Fox is co-head of Skadden's SEC Reporting and Compliance practice and the head of the firm's U.S. ESG practice. She concentrates her practice in the areas of capital markets, M&A, corporate governance, and general corporate and securities matters, advising clients on the full range of SEC reporting and compliance requirements.Kevin Vaughn is a PwC National Office partner specializing in SEC reporting matters. He leverages his extensive experience to support PwC public company and pre-IPO clients on accounting and SEC reporting matters. Prior to joining PwC in 2023, he spent over 18 years at the SEC, most recently serving on the leadership team in the SEC's Office of the Chief Accountant where he focused on technical accounting consultations, SEC rulemakings, and standard setting matters.About our guest hostKyle Moffatt is PwC's Professional Practice leader, leading a team responsible for working with standard setters and regulators as well as delivering brand-defining thought leadership and educational materials. He also consults with engagement teams and audit clients on SEC reporting matters. Before PwC, he spent almost 20 years with the SEC, most recently as Chief Accountant and Disclosure Program Director in the Division of Corporation Finance.Transcripts available upon request for individuals who may need a disability-related accommodation.
This episode recorded live at the Becker's Hospital Review 15th Annual Meeting features Megan Harkins, Director of Compliance at Innovaccer, and Sumaya Noush, Partner at McDermott Will & Emery. They explore the rapidly evolving intersection of AI, healthcare, and law—discussing risk, regulation, global frameworks, and the essential role of compliance as a strategic business partner.This episode is sponsored by McDermott Will & Emery.
Aviatrix is a cloud network security company that helps you secure connectivity to and among public and private clouds. On today’s Packet Protector, sponsored by Aviatrix, we get details on how Aviatrix works, and dive into a new feature called the Secure Network Supervisor Agent. This tool uses AI to help you monitor and troubleshoot... Read more »
On this episode of the Cybersecurity Defenders Podcast we speak with Joshua Hoffman, CRO at ControlCase.Josh brings a unique perspective to the cybersecurity conversation, shaped by years of building revenue strategies in fast-changing, highly regulated environments. At ControlCase, he's helping organizations navigate the growing complexity of compliance standards like CMMC, SOC, and PCI DSS, while driving adoption of tech-forward approaches to risk management. His background spans advisory roles and leadership positions across the cybersecurity ecosystem, making him a key voice on how businesses can move beyond checkbox compliance to a more strategic, scalable security posture.
FBI Whistleblower Exposes Weaponized Compliance and Abuse – w/ Kyle Seraphin - SarahWestall.com
What happens when the world's most influential anti-bribery law is abruptly paused? Is transparency merely a compliance box-tick—or the most powerful tool we have against global threats like kleptocracy, sanctions evasion, and illicit finance? In this eye-opening episode of Corruption, Crime, and Compliance, Michael Volkov is joined by two powerhouse experts in the global fight against corruption: Scott Greytak and Josh Birenbaum (*see ‘'About Guests below). Together, they break down the sweeping implications of the U.S. government's pause on Foreign Corrupt Practices Act (FCPA)enforcement, the gutting of the Corporate Transparency Act (CTA), and what all of this means for business leaders, policymakers, and the international community.When the United States hit pause on FCPA enforcement, the global anti-corruption landscape shifted. Scott and Josh explore how companies are reacting, how allies are stepping up enforcement, and why transparency is emerging as a national security imperative. They offer a forward-looking conversation filled with insights for compliance professionals, risk officers, and anyone committed to ethical business in a volatile world.You'll hear them discuss:Why the U.S. government's pause on FCPA enforcement shocked the global anti-corruption community—and why companies should still stay the course with compliance regardless of political signals.How the Corporate Transparency Act, once seen as the most significant U.S. anti-money laundering law in a generation, has been quietly gutted—leaving a dangerous gap in the fight against shell companies and financial crime.What it means that U.S. companies are now incentivized to form anonymously domestically to avoid ownership disclosure—inviting kleptocrats, traffickers, and foreign adversaries to hide in plain sight.Why global businesses must prepare for a sharp rise in trade compliance enforcement, as tariffs, export controls, and sanctions take center stage in economic security—and why transparency is essential to managing these risks.How foreign enforcers, especially in Europe, are beginning to step up—but why no alliance or coalition can truly fill the vacuum left by a retreating United States.What makes transparency not just a compliance tool, but a weapon against geopolitical threats—from Xinjiang's forced labor camps to Russian shadow fleets and fentanyl trafficking.How transparency can be hardwired into foreign aid policy to protect U.S. taxpayer money, prevent narco-state development, and give American businesses a fair shot abroad.Why there's still hope—from new bipartisan support for anti-corruption measures to the emergence of a national security lens on transparency across Congress, federal agencies, and the private sector.About GuestsScott Greytak is an anticorruption attorney and the Director of Advocacy for TI US. His work focuses on designing anticorruption laws and policies, organizing and leading ideologically inclusive coalitions, and lobbying the U.S. Congress and administration. Greytak was named a Top Lobbyist in 2021, 2023, and 2024 by the National Institute for Lobbying & Ethics. Josh Birenbaum is the deputy director of FDD's Center on Economic and Financial Power, focusing on illicit finance risks and global corruption. Previously, Josh was the research and policy analyst at TRACE International, producing articles, book chapters, op-eds, model policies, industry reports, and speeches on sanctions, export controls, corruption, conflict minerals, money laundering, human rights, illicit finance, and other topics. ResourcesScott Greytak on LinkedIn | Email - sgreytak@us.transparency.orgJosh Birenbaum on LinkedIn | Email - jbirenbaum@fdd.orgMichael Volkov on LinkedIn | TwitterThe Volkov Law Group
In this second segment from a live presentation at AAPC HEALTHCON in Orlando, Stuart Newsome explores the compliance risks and remedies that come with implementing AI in the revenue cycle. From black box algorithms and PHI exposure to false positives and audit failures, discover what providers must do to avoid costly missteps and ensure responsible adoption.
Dieses Mal tauchen wir ein in die Welt der Cloud-Technologien und schauen ganz genau hin, welche Chancen und Herausforderungen sie für Versicherungsunternehmen mit sich bringen. Besonders im Fokus: die aktuellen regulatorischen Anforderungen wie DORA, Solvency II und der Cyber Resilience Act, die die digitale Widerstandsfähigkeit und das IT-Risikomanagement der Branche auf ein neues Level heben.Unsere Hosts Dominik Badarne und Herbert Jansky begrüßen zwei absolute Cloud-Urgesteine: Achim Heidebrecht, dessen jahrzehntelange Erfahrung und Pionierarbeit bei der Cloud-Einführung in der Versicherungsbranche besonders heraussticht, und Adrian Wnek, der seit 2012 Cloud-Projekte – insbesondere mit AWS – auf ein neues Level hebt und Unternehmen befähigt, selbstbewusst und sicher in die Cloud zu starten.Freut euch auf ehrliche Einblicke, persönliche Erfahrungen aus echten Transformationsprojekten, Anekdoten aus den frühen Tagen der Cloud-Migration bei Talangs, Learnings rund um Compliance und Regulatorik und einen Blick darauf, wie Unternehmen heute Cloud-Lösungen industriell und sicher umsetzen können. Außerdem werfen wir einen Blick über den Tellerrand, sprechen über Innovationen in anderen Branchen und klären, warum gerade die Cloud helfen kann, regulatorische Anforderungen besser zu erfüllen.Lehnt euch zurück und begleitet uns auf dieser spannenden Reise durch Vergangenheit, Gegenwart und Zukunft der Cloud im Versicherungssektor!Schreibt uns gerne eine Nachricht!Folge uns auf unserer LinkedIn Unternehmensseite für weitere spannende Updates.Unsere Website: https://www.insurancemondaypodcast.de/Du möchtest Gast beim Insurance Monday Podcast sein? Schreibe uns unter info@insurancemondaypodcast.de und wir melden uns umgehend bei Dir.Dieser Podcast wird von dean productions produziert.Vielen Dank, dass Du unseren Podcast hörst!
An episode from The Holistic Navigator. This is not to diagnosis or treat any disease/illness. Consult your physician before taking supplements or medications OR before you stop taking medications. This is for entertainment/informational purposes only! Quercetin is a funny sounding nutrient that isn't joking around. It's an antioxidant that's found in plants that is most often associated with sinus and allergy support, but it's a powerhouse that should be considered as a daily supplement. From athletes, allergy sufferers, or anyone exposed to respiratory stressors, quercetin is a wonderful supplement with a plethora of benefits. Meet John Mills: On this week's episode we speak with John Mills, Director of Quality and Compliance at Highland Laboratories in Mt. Angel, Oregon. John walks us through an overview of the general benefits and then looks at a specific quercetin formulation from Mt. Angel Vitamins that includes Zinc, Bromelain, Stinging Nettles, Vitamin-C and Vitamin-D3. He gives us great information about dosing, when and how to take it, and how it should be in everyone's cabinet and part of a daily routine! Some Questions We Discuss: What is quercetin and what are the benefits of it? (5:14) Who might benefit from taking quercetin daily? (8:43) What makes quercetin different from other histamine blockers? (11:55) Can you take too much quercetin?(13:35) Are there any medications that quercetin negatively interacts with? (18:43) Some Key Takeaways From This Episode: Quercetin has surprising benefits for athletes due to its antioxidant effects. (6:16) People with allergies, seasonal or in general, can benefit greatly from quercetin. (8:55) We are overwhelmed with environmental stressors that hurt our lungs so we need to support them. (10:03) Everyone needs to be taking zinc supplements. (14:32) Increase Vitamin C levels when taking quercetin. (18:55) Quercetin may be better suited as a preventative as opposed to a response. (24:18)
Today's guest is Kandie Ibaka, Vice President and Sanctions Control Officer for International Investigations and Emerging Sanctions in Advisory Controls and Executions at Citi. Kanide joins Emerj Editorial Director Matthew DeMello to discuss how compliance leaders are navigating today's rapidly shifting regulatory landscape. With global sanctions evolving at an unprecedented pace, Kandie shares how financial institutions are moving beyond basic monitoring to real-time risk interpretation, operational alignment, and strategic response. This episode is sponsored by MindBridge. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the ‘AI in Business' podcast!
What is psychological harm, and can we really regulate it? Should an AI-companion app be allowed to dump the person who is using it?
When we stop thinking, we enable harm. Elizabeth Minnich warns that systemic evils don't need monsters — “it takes all of us” through everyday compliance. Read More: www.WhoWhatWhy.org
In this installment of our Workplace Strategies Watercooler 2025 podcast series, shareholders Heather Ptasznik (Detroit (Metro)), Dalton Green (Raleigh), and Burt Garland (St. Louis) discuss the most challenging aspects of leave management—with a particular focus on navigating the Family and Medical Leave Act (FMLA). Heather, Dalton, and Burt tackle the most common pain points in leave administration, including what frontline managers should listen for and how HR can proactively manage the process to minimize legal risks. The speakers answer the most common questions on managing the FMLA, covering topics such as what constitutes proper notice, chronic condition certifications, tracking intermittent leave, training for managers, keeping up with regulatory changes, and more.
Gerald (Jud) DeLoss, CEO, Illinois Association for Behavioral Health, Tania Archer, Counsel, Moore & Van Allen, Allison Petersen, General Counsel, INTEGRIS Health, and David Shillcutt, Partner, Epstein Becker & Green, discuss hot topics in behavioral health, including trends in managed care behavioral health, federal and state funding for behavioral health, and school-based crisis programs. Jud was Faculty Chair, and Tania, Allison, and David were members of the Faculty, of AHLA's new course, Behavioral Health Law & Compliance 101. From AHLA's Behavioral Health Practice Group.AHLA's Health Law Daily Podcast Is Here! AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Premium members. Get all your health law news from the major media outlets on this new podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast.
As InfoSecurity Europe prepares to welcome cybersecurity professionals from across the globe, Rob Allen, Chief Product Officer at ThreatLocker, shares why this moment—and this location—matters. Allen doesn't frame the conversation around hype or headlines. Instead, he focuses on a universal truth: organizations want to sleep better at night knowing their environments are secure.ThreatLocker's mission is grounded in achieving Zero Trust in a simple, operationally feasible way. But more than that, Allen emphasizes their value as enablers of peace of mind. Whether helping customers prevent ransomware attacks or meet regional regulatory requirements like GDPR or Australia's Essential Eight, the company is working toward real-world solutions that reduce complexity without sacrificing security. Their presence at events like InfoSecurity Europe is key—not just for outreach, but to hear directly from customers and partners about what's working and where they need help.Why Being There MattersDifferent regions have different pressures. In Australia, adoption surged without any local team initially on the ground—driven purely by alignment with the Essential Eight framework. In the UK, it's conversations about Cyber Essentials that shape booth discussions. Regulations aren't just compliance checklists; they're also conversation starters that change how organizations prioritize security.The ThreatLocker team doesn't rely on generic demos or vague promises. They bring targeted examples to the booth—like asking attendees if they know what software can be run on their machines without alerting anyone. If tools like remote desktop applications or archive utilities can be freely executed, attackers can use them too. This is where ThreatLocker steps in: controlling what runs, identifying what's necessary, and blocking what isn't.Booth D90 and BeyondRob Allen invites anyone—whether they're new to ThreatLocker or longtime users—to visit booth D90. The team, built with a mix of technical skill and humor (ask about the “second-best beard” in the company), is there to listen and help. It's not just about showcasing technology; it's about building relationships and reinforcing a shared goal: practical, proactive cybersecurity that makes a measurable difference.If you're at InfoSecurity Europe, stop by. If you're not, this episode offers a meaningful glimpse into why showing up—both physically and philosophically—matters in cybersecurity.Learn more about ThreatLocker: https://itspm.ag/threatlocker-r974Note: This story contains promotional content. Learn more.Guest: Rob Allen, Chief Product Officer, ThreatLocker | https://www.linkedin.com/in/threatlockerrob/ResourcesLearn more and catch more stories from ThreatLocker: https://www.itspmagazine.com/directory/threatlockerCyber Essentials Guide: https://threatlocker.kb.help/threatlocker-and-cyber-essentials-compliance/?utm_source=itsp&utm_medium=sponsor&utm_campaign=infosec_europe_pre_interview_rob_q2_25&utm_content=infosec_europe_pre_interview_rob&utm_term=podcastAustralia's Essential Eight Guide: https://www.threatlocker.com/whitepaper/australia-essential-eight?utm_source=itsp&utm_medium=sponsor&utm_campaign=infosec_europe_pre_interview_rob_q2_25&utm_content=infosec_europe_pre_interviLearn more and catch more event coverage stories from Infosecurity Europe 2025 in London: https://www.itspmagazine.com/infosec25 ______________________Keywords:sean martin, marco ciappelli, rob allen, cybersecurity, zero trust, infosec, compliance, ransomware, endpoint, regulation, brand story, brand marketing, marketing podcast, brand story podcast______________________Catch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to tell your Brand Story Briefing as part of our event coverage? Learn More
Knowing what data your organization is collecting and from whom is critical to effectively respond to cybersecurity data breaches and prepare for future incidents. Chapters 00:00 Introduction to Data Privacy and Cybersecurity 01:54 Understanding Data Mapping 06:07 The Importance of Data Minimization 10:06 Legal Obligations and Compliance 14:02 Data Mapping Process and Best Practices
Donnelly L. McDowell, Aaron J. Burstein, Beth Bolen Chun Late Friday, the FTC announced that the Commission had voted 3-0 to extend the compliance deadline for the to-be-effective provisions of the Negative Option Rule, formerly known as the “Click to Cancel Rule.” While the Ferguson-led FTC appears to no longer embrace the Khan era branding of “click to cancel,” more importantly, it appears that all of the provisions of the Rule will take effect as written in July, barring court action in pending litigation.
Oyster Stew - A Broth of Financial Services Commentary and Insights
In this episode of the Oyster Stew podcast, regulatory compliance experts Ed Wegener, Candy Palugi, and Nolan Hughes examine the nuanced world of custody regulations and outline concrete steps firms should take when custody is discovered, including ADV amendments, engaging independent accountants for verification audits, and implementing enhanced supervision procedures.For compliance professionals and advisory firm leaders, this conversation provides essential guidance on balancing client service with regulatory requirements. Listen now to gain valuable insights that will help protect your firm from unintentional custody violations while maintaining exceptional client service. Review your operational procedures today to ensure you're not triggering custody requirements without proper safeguards in place.Oyster Consulting has the expertise, experience and licensed professionals you need, all under one roof. Follow us on LinkedIn to take advantage of our industry insights or subscribe to our monthly newsletter. Does your firm need help now? Contact us today!
Is the emperor wearing clothes? Hosts and finance professors Jonathan Berk and Jules van Binsbergen are joined by economist and political scientist Timur Kuran who wrote the book, Private Truths, Public Lies: The Social Consequences of Preference Falsification. This 30-year-old book explains the social phenomenon where people express preferences they do not have. As political and social tensions have risen in the U.S., the freedom to express views that go against the status quo has become more difficult. Jonathan, Jules, and Timur discuss what preference falsification is and why people engage in it, historical and contemporary examples, the implications of this behavior in various domains, including politics, business, and academia, and insights into how societies can counteract it. The conversation also addresses the importance of fostering environments, particularly in universities, where open and honest discourse is encouraged. Find All Else Equal on the web: https://lauder.wharton.upenn.edu/allelse/All Else Equal: Making Better Decisions Podcast is a production of the UPenn Wharton Lauder Institute through University FM.
Kim Lisa Taylor and Krisha Young of Syndication Attorneys PLLC welcome Homero Cabello Jr., the Deputy Executive Director at the Texas Department of Housing and Community Affairs. Homero shares insights from his decades of experience managing affordable housing programs and tax credit compliance that can be applied to projects nationwide. We'll discuss what it takes to qualify for Low-Income Housing Tax Credits (LIHTC), what entity structures their deals need to qualify, and how LIHTC programs benefit syndicators, investors and low income tenants. This knowledge is perfect for sponsors looking to enter or scale in affordable housing, or looking to maximize cash flow and tax benefits for their existing and future deals. ChaptersIntroduction to LIHTC Programs and Types (00:04:40)Omero Cabello Jr. explained the two types of LIHTC programs: 9% program funding 70% of development costs, and 4% program with tax-exempt bonds funding about 80% of total development costs. He emphasized that each state must follow a qualified allocation plan dictating requirements and rules.Property Qualification and Requirements (00:07:28)Omero detailed that properties must maintain affordability for a minimum 30-year period. The program funds new construction, acquisition rehab, senior housing, and supportive housing for special needs populations. He emphasized their preference for mixed-income developments.Application Process and Common Challenges (00:08:18)Omero outlined that applications can be denied due to failure to meet threshold requirements, incomplete financial projections, and lack of local support. He emphasized the importance of securing resolutions from local government entities and state representatives.Sponsor Requirements and Team Composition (00:11:07)Omero detailed that sponsors must demonstrate experience, financial stability, and knowledge of compliance requirements. He highlighted the value of partnering with nonprofits or historically underutilized businesses.Compliance and Property Management (00:16:19)Omero stressed the importance of partnering with experienced property management companies that understand LIHTC programs and tenant qualification requirements. He mentioned Texas's robust compliance monitoring team overseeing 350,000 doors across 3,000 properties.
Send us a textAre you 100% sure your business entity is compliant? In this episode, Mike is joined by Nellie Akalp, CEO of CorpNet, to break down what compliance really means for LLCs and corporations. They cover everything from annual reports, meeting minutes, and registered agents to BOI reporting and choosing the right state to form your entity. You'll also learn when it makes sense to do it yourself, hire a service, or bring in a lawyer and what mistakes could cost you your limited liability status. If you want to avoid penalties, fees, or even losing your business, this is a must-listen.
In this episode, hosts Brad and Michael share the story of a physician with ambitions to launch his own investment fund. What began as a promising opportunity quickly unraveled due to an overly complex business model's legal structure, hidden conflicts of interest, and a lack of proper oversight. Learn how well-intentioned business moves can unravel due to complicated legal structures and how to prevent these risks. Watch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto Stay connected for the latest business and health care legal updates: WebsiteFacebookInstagramLinkedIn
In this post-RSAC 2025 Brand Story, Marco Ciappelli catches up with Steve Schlarman, Senior Director of Product Management at Archer, to discuss the evolving intersection of GRC, AI, and business value. From regulatory overload to AI-enhanced policy generation, this conversation explores how meaningful innovation—grounded in real customer needs—is shaping the future of risk and compliance.Not All AI Is Created Equal: The Archer ApproachRSAC 2025 was buzzing with innovation, but for Steve Schlarman and the Archer team, it wasn't about showing off shiny new toys—it was about proving that AI, when used with purpose and context, can truly enhance the risk and compliance function.Steve, Senior Director of Product Management at Archer, breaks down how Archer Evolve and the recent integration of Compliance.ai are helping organizations address regulatory change in a more holistic, automated, and scalable way. With silos still slowing down many companies, the need for tools that actually do something is more urgent than ever.From Policy Generation to Risk NarrativesOne of the most practical applications discussed? Using AI not just to detect risk, but to help write better risk statements, control documentation, and even policy language that actually communicates clearly. Steve explains how Archer is focused on closing the loop between data and business impact—translating technical risk outputs into narratives the business can actually act on.AI with a Human TouchAs Marco notes, AI in cybersecurity has moved from hype to hesitation to strategy. Steve is candid: some customers are still on the fence. But when AI is delivered in a contextual way, backed by customer-driven innovation, it becomes a bridge—not a wedge—between people and process. The key is not AI for the sake of AI, but for solving real, grounded problems.What's Next in Risk? Better ConversationsLooking ahead, Schlarman sees a shift from “no, we can't” to “yes, and here's how.” With a better grasp on loss exposure and control costs, the business conversation is changing. AI-powered storytelling and smart interfaces might just help risk teams have their most effective conversations yet.From regulatory change to real-time translation of risk data, this is where tech meets trust.⸻Guest: Steve Schlarman, Senior Director, Product Management, Archert | https://www.linkedin.com/in/steveschlarman/ResourcesLearn more and catch more stories from Archer: https://www.itspmagazine.com/directory/archerLearn more and catch more stories from RSA Conference 2025 coverage: https://www.itspmagazine.com/rsac25______________________Keywords:steve schlarman, marco ciappelli, rsac2025, archer evolve, compliance.ai, regulatory change, grc, risk management, ai storytelling, cybersecurity, compliance, brand story, rsa conference, cybersecurity strategy, risk communication, ai in compliance, automation, contextual ai, integrated risk management, business risk narrative, itspmagazine______________________Catch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to tell your Brand Story Briefing as part of our event coverage? Learn More
In this week's special episode of Great Women in Compliance, Hemma interviews Ellen Hunt, a seasoned compliance professional and recent recipient of the Compliance Week Lifetime Achievement in Compliance Award. Ellen shares her journey from law to compliance, emphasizing the importance of organizational justice, psychological safety, and ethical decision-making. Listeners will gain insights into Ellen's approach to fostering a values-driven culture, her experiences and advice on ensuring transparency, the role of conflict in cultivating psychological safety, and her commitment to nurturing the compliance community. Highlights include: Ellen Hunt's Career Journey and Recent Lifetime Achievement Award Organizational Justice and Compliance The Evolution of Ethics and Compliance The Role of Psychological Safety Ellen's Legacy in Elevating a Compliance Community Biography: Ellen is a lawyer, ethics and compliance professional, audit executive, and chief privacy officer. Before joining Spark Compliance Consulting, A Diligent Brand, Ellen was the Vice President of Compliance Program Operations, Chief Privacy Officer for LifePoint Health, and Senior Vice President of Audit, Ethics, and Compliance Officer for AARP. Ellen was named “Mentor of the Year” by Compliance Week in 2021 and the 2019 Not-For-Profit Compliance Officer of the Year by Women In Compliance. She received the Trust Across America Top Thought Leaders Lifetime Achievement Award in 2019 and was named a Top Mind by Compliance Week in 2016. Most recently, in April 2025, she was awarded a Lifetime Award for Compliance by Compliance Week. Ellen is an adjunct professor with the Fordham University School of Law, Program for Corporate Ethics and Compliance, teaching the Introduction to Compliance, Capstone, and Crisis Management courses. Ellen serves on the Advisory Boards for the Notre Dame Deloitte Center for Ethical Leadership, Loyola University Chicago School of Law-Compliance Studies, Compliance Week, and the Quorum Initiative. She is the co-founder of The Seven Elements Book Club, a book club devoted to ethics and compliance authors, and winner of the 2022 award for “Best New Idea” by the Great Women in Compliance podcast.
In this episode of Eyes on Whiteness, Maureen invites educators—teachers, counselors, staff, and school leaders—into a reflection on introspection as a form of resistance.Not resistance through exhaustion or constant urgency.But resistance through honesty. Through pause. Through returning to self.In institutions shaped by white supremacy culture, educators are often expected to perform superhuman care without ever tending to their own needs. Perfectionism. Urgency. Emotional suppression. Compliance. These are not neutral workplace norms—they are expressions of whiteness.This episode offers a different path.You'll hear:Real stories from educators who used introspection to act with integrity under pressureMaureen's personal reckoning with overwork, urgency, and the moment she realized her students were getting her performance—not her presenceA guided reflection to explore how you've survived—and what you might be ready to releaseA compassionate invitation to slow down, reflect, and practice new leadership rhythms rooted in alignment, not sacrificeReflection Prompts:What coping mechanisms helped you survive—but no longer serve your values?Where has urgency pulled you away from being present—with your students, or with yourself?What might shift if you gave yourself the same grace you offer your students?Featured Educators (with deep gratitude):Mary Wood (South Carolina): for choosing alignment over complianceAmanda Jones (Louisiana): for resisting censorship with honesty and care — @librarianjonesKatherine Rinderle (Georgia): for centering students over policyAbbey Clements (Connecticut): for turning trauma into a vision of healing and advocacy — LinkedInSubscribe + Stay Connected: To stay close to this work, subscribe to the newsletter and explore the course, Cultivating Intersectional Leadership, at: www.cultivatingintersectionalleadership.comYou don't have to be perfect. You're simply invited to be present—and to begin again.Support the show
Send us a textSURG is excited about the opportunity to offer backend support, access to carrier network, and potentially, even outsourced customer care to virtual MVNOs that may have large subscriber bases, but don't have a direct relationship with a carrier. This Mobile Virtual Network Enabler (MVNE) market has opened up to SURG primarily because of its recent direct partnership with AT&T.
We learn about Qredible's compliance platform for the cannabis industry with Chairman and CEO Brian Fitzpatrick. The discussion highlights Qredible's use of blockchain technology and automated compliance checks, as well as its marketplace approach. Specific software solutions like Q Monitor, Q Transact, and My COA are detailed, along with the platform's ability to adapt to changing regulations. We also learn about Fitzpatrick's Credible Live podcast and discussed some of the topics covered, including regulatory challenges, fintech innovation, and market integration.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Send us a textAre there ethical considerations in physician compensation arrangements? In this episode, Captain Integrity Bob Wade explains why the answer is a resounding YES. Hear the difference between ethics, compliance, and integrity, why physician compensation models could cause physicians to conduct themselves in an unethical manner, the value society has placed on different occupations, a variety of examples from the healthcare industry, and the client question that sparked this episode idea. Learn more at CaptainIntegrity.com
The award-winning Compliance into the Weeds is the only weekly podcast that takes a deep dive into a compliance-related topic, literally going into the weeds to explore a subject more fully. Are you looking for some hard-hitting insights on compliance? Look no further than Compliance into the Weeds! With a nod to Peter, Paul, Mary, and John Denver, in this episode of Compliance into the Weeds, Tom Fox and Matt Kelly deeply dive into a recent tweet by President Donald Trump targeting Walmart and their announced intention to raise prices based on increased tariff costs. The discussion explores the implications of Trump's demand that Walmart absorb tariff costs instead of passing them on to consumers. It examines the broader implications for stakeholder capitalism, the role of presidential influence on corporate governance, and the complexities of risk management in an unpredictable political climate. The episode also touches on ESG issues and the delicate balance companies must strike in navigating these challenges. Key highlights: Trump's Tweet and Walmart's Dilemma Stakeholder Capitalism vs. Shareholder Primacy Corporate Governance and Presidential Influence Legal Implications and Corporate Compensation Risk Management in Unpredictable Times Resources: Radical Compliance Tom Instagram Facebook YouTube Twitter LinkedIn A multi-award-winning podcast, Compliance into the Weeds, was most recently honored as one of the Top 25 Regulatory Compliance Podcasts, the Top 10 Business Law Podcasts, and the Top 12 Risk Management Podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Wireless security takes center stage in this episode of Packet Protector. Jennifer Minella and guests discuss “secure by default” efforts by WLAN vendors; the current state of PSK, SAE, and WPA3; NAC and zero trust; more WLAN vendors adding AI to their products (or at least their messaging); and more. Jennifer is joined by Jonathan... Read more »
Hey humans, you won't want to miss this episode! I chat with Seth Turner from AbsenceSoft about a seriously important topic: leave management. We're digging into how we can shift our thinking from just processing paperwork to truly supporting employees during critical life moments. Seth shares his journey into this complex world and how his company is aiming to bring more humanity and efficiency to the process. We'll also touch on how technology, even AI, can play a role in making things smoother and more human-centered. Seth offers some great advice for anyone dreaming of building solutions in the HR tech space. This conversation is packed with insights on elevating the employee experience. Stacie More episodes at StacieBaird.com. Links for Seth Turner and AbsenceSoft AbsenceSoft Website | Seth Turner LinkedIn
Wireless security takes center stage in this episode of Packet Protector. Jennifer Minella and guests discuss “secure by default” efforts by WLAN vendors; the current state of PSK, SAE, and WPA3; NAC and zero trust; more WLAN vendors adding AI to their products (or at least their messaging); and more. Jennifer is joined by Jonathan... Read more »
In this episode of the Pipeliners Podcast, host Russel Treat is joined by Laura Ade, Scott Craig, and Andy Donato - chairs of the Gas Control Committee - during the 2025 AGA Operations Conference in Aurora, Colorado. Visit PipelinePodcastNetwork.com for a full episode transcript, as well as detailed show notes with relevant links and insider term definitions.
In a recent episode of the Building Better Developers podcast, Rob Broadhead and Michael Meloche explore the value of a business tune-up—a mid-year check-in designed to help business owners realign with their goals, improve operations, and reduce waste. Whether your business is thriving or simply coasting, regular evaluations can uncover blind spots, highlight new opportunities, and help you operate more effectively. What Is a Business Tune-Up? Rob Broadhead describes a business tune-up as a strategic assessment of your company's core elements—from technology and marketing to compliance and overall alignment with your mission. It's not just about checking sales metrics. It's about asking: Are we still aligned with our mission? Is our customer experience consistent and strong? Are we positioned for sustainable growth? This type of review should happen at least once or twice a year and can often be completed in 30 minutes or less. Business Tune-Up Step 1: Review Your Website and Messaging Your website is often a potential customer's first interaction with your business. Rob recommends reviewing: Site functionality and uptime Messaging and value proposition Blog content freshness Design consistency and branding Walk through your website as if you were a first-time visitor. Does it clearly explain what you do? Are there outdated blog posts or confusing navigation paths? Business Tune-Up Step 2: Audit Subscriptions and Expenses Michael Meloche shares how he routinely reviews business expenses to identify unnecessary costs and expired tools. He recommends: Reviewing all active services and tools Identifying subscriptions no longer in use Evaluating recurring expenses for ROI Many businesses waste hundreds or even thousands per year on forgotten tools. This step alone can have an immediate financial impact. Business Tune-Up Step 3: Adjust for Growth and Scale If your business is growing, your infrastructure should grow with it. Michael emphasizes reviewing internal workflows and team bandwidth to determine if: It's time to hire additional help or virtual assistants Agile practices and documentation need improvement Your current tools can be consolidated or upgraded Rob notes that as businesses grow, systems that worked early on can quickly become limiting. Simplifying and integrating tools may offer greater efficiency and ROI. Business Tune-Up Step 4: Check for Compliance and Security Staying compliant is essential, especially in regulated industries like healthcare, finance, and technology. Your compliance check should include: Reviewing certifications and licenses Verifying software updates and security patches Staying informed on new industry regulations Neglecting updates or certifications can lead to legal issues or vulnerabilities. Keeping up with best practices ensures stability and avoids disruptions. Business Tune-Up Step 5: Refresh Marketing and Outreach Marketing is often neglected during busy periods, but it shouldn't be. Key areas to review: Campaign performance (email, PPC, content) Social media presence and engagement Follow-up processes for leads Marketing funnels and conversion paths Michael reminds listeners that maintaining an active presence—even in slower seasons—can generate new leads and keep your brand top of mind. Episode Challenge: Complete a 30-Minute Business Tune-Up Rob concludes the episode with a simple but impactful challenge: Take 15 to 30 minutes this week to perform a business tune-up. Review your website, marketing, expenses, workflows, and compliance. Even small improvements can generate new opportunities, cut costs, or increase performance. Stay Connected We want to hear from you. Whether you've completed a business tune-up or have questions about how to start, reach out: Email: info@develpreneur.com X (formerly Twitter): @develpreneur YouTube: Developer Podcast Channel LinkedIn: https://www.linkedin.com/company/develpreneur/ Final Thoughts A business tune-up doesn't require massive changes, but it can drive significant results. Taking a step back helps ensure that your tools, team, and tactics support your long-term vision. Use this moment to clean up, recalibrate, and prepare for the next growth phase. Additional Resources Reflect on How To Become More Effective, Then Tune And Adjust A Solid Restart – Stop, Plan, Reset, Go Habit Review for Developers: Boost Productivity and Build Better Workflows Building Better Businesses – With Bonus Content
UnitedHealth Group (UHG) stock is plummeting following the abrupt resignation of its CEO Andrew Witty. His sudden departure, coming on Tuesday, May 13, came amid multiple lawsuits and threatened actions by private, state, and federal agencies across the country, and amid massive criticism for the company's tendency to deny beneficiaries coverage for services at elevated rates.Witty's exit from the giant payer – a long-time dominant force related to revenue cycle, provider staffing, utilization, and managed and commercial health insurance plans – seems to have rattled many in America's sprawling health delivery system. So, how could these recent events affect other hospitals and health systems?During the next live edition of the popular Talk Ten Tuesdays, the Internet broadcast produced by ICD10monitor, Dr. Juliet Ugarte Hopkins will share what she thinks of what might lie ahead. Dr. Ugarte Hopkins is the medical director for Phoenix Medical Management, Inc. and the Immediate Past President of the American College of Physician Advisors.Also part of the live broadcast will be these instantly recognizable panelists, who will report more news during their segments:• Social Determinants of Health: Tiffany Ferguson, CEO for Phoenix Medical Management, Inc., will report on the news that is happening at the intersection of medical record auditing and the SDoH;• CDI Report: Cheryl Ericson, Director of Clinical Documentation Integrity (CDI) for the vaunted Brundage Group, will have the latest CDI updates;• The Coding Report: Christine Geiger, Assistant Vice President of Acute and Post-Acute Coding Services for First Class Solutions, will report on the latest coding news;• News Desk: Timothy Powell, ICD10monitor national correspondent, will anchor the Talk Ten Tuesdays News Desk; and• MyTalk: Angela Comfort, veteran healthcare subject-matter expert, will co-host the long-running and popular weekly Internet broadcast. Comfort is the Assistant Vice President of Revenue Integrity for Montefiore Health.
In this week's episode of The Future of Security Operations podcast, Thomas is joined by Travis Howerton, Co-founder and CEO of RegScale. Travis began his security career with roles at government and regulated organizations, including the National Nuclear Security Administration and Oak Ridge National Laboratory, before being inspired by inefficiencies in compliance processes to co-found RegScale. As CEO of RegScale, he oversees their Continuous Controls Monitoring platform, which enables rapid GRC outcomes for organizations like Wiz, Keybank, and the US Department of Energy. In this episode: [02:15] How an interest in computer science led Travis to pursue a career in security [03:20] Working in “the Major Leagues of cyber” at the National Nuclear Security Administration [06:20] Moving fast in highly-regulated environments [07:10] Securing the world's fastest supercomputer at Oak Ridge National Laboratory [10:30] Supporting digital transformation at enormous scale at Bechtel Corp [15:15] How outdated compliance processes inspired Travis to co-found RegScale [18:15] How RegScale acquired its first high-profile clients through "hustle and luck" [19:20] The challenges of building the first version of RegScale [21:15] Taking the pain out of compliance [23:20] The biggest GRC roadblocks teams are facing right now [25:10] Practical advice for moving the needle on your automation program [27:33] Eliminating redundancy and inefficiency in federal compliance programs [32:30] What's next for RegScale [33:45] The best applications of AI (and which decisions should "never" be made AI) [35:45] Navigating regulatory uncertainty when it affects your whole business model [38:40] What SecOps and compliance teams might look like in the future [40:20] What the best compliance teams do to build rapport with security, IT and other business functions [43:30] Why AI adoption is a risk-based conversation every organization should be having with their CISO [46:00] Connect with Travis Where to find Travis Howerton: LinkedIn RegScale Where to find Thomas Kinsella: LinkedIn Tines Resources mentioned: The CISO Society 2025 State of Continuous Control Monitoring Report
Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702's Motheo Khoaripe. Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial well-being. In this episode, Motheo is joined by De Wet Taljaard (Technical Advisor at Investec Sustainable Solutions), Kirk Palmer (Director at Solafi), and Andrew Winstone (CEO at Energy LED) to tackle one of South Africa's hottest topics: solar power and energy efficiency for households. They break down the current state of the energy crisis in South Africa, the realities of Eskom, and the future of electricity. The panel shares actionable tips on how to reduce your energy bill; from switching to LED lighting to using your geyser smartly and choosing energy efficient appliances. The panel explains the different types of solar systems, the cost of solar panels for home and how to choose a solar system for your home. Whether you're ready to invest in solar or just want to make your home more energy efficient, this episode is packed with expert advice to help you make informed decisions and take control of your energy future. 00:00 Introduction 01:36 The current energy crisis in South Africa 03:05 The Energy Availability Factor (EAF) 04:28 The impact of power failures in municipalities 05:10 How to curb the cost of power failures in your home 05:50 How to use lights to reduce energy consumption and save costs 07:39 Energy efficient options to cut costs in the home 8:36 How to use the energy efficiency metric 09:14 Insulation in the home 10:24 Home solar system costs and the return on investment 12:49 Types of solar systems on the market and the costs involved 14:50 Maintenance and lifespan of solar systems 15:30 Choosing the right solar system 17:32 Sectional titles and body corporates 18:45 Compliance and safety considerations 20:10 Eskom direct connected customer requirements 21:20 Why registration is the responsibility of the business or homeowner 21:52 Meeting the requirements to get your system registered 22:17 Financing opportunities for solar systems 22:45 Funding solutions for Investec clients 23:18 Cape Town versus Johannesburg: feeding back into the grid 25:32 Energy saving tips 26:08 Increasing energy independence and savings for the future 27:20 How can you prepare for South Africa's growing water crisis? Listen to the whole Everything Counts series on Investec Focus Radio SA Investec Focus Radio SA
Scope of practice. Compliance. Legislation. These might not be the flashiest spa industry buzzwords—but they're critical to your long-term success and sustainability as a spa CEO. In this essential episode of Spa Marketing Made Easy, I'm joined by Paulina from Spakinect, a leading expert in med spa compliance and legislation, to break down the most important legal shifts happening in our industry right now—and what you need to do to stay protected. From new state-specific regulations to the importance of good faith exams, we cover everything you didn't learn in esthetics school but absolutely need to know to avoid costly mistakes and confidently lead your business in 2025. What you'll learn during this episode: The truth behind recent legislative changes in Texas—and what it means for other states What really defines a good faith exam (and why it's not optional) How to stay compliant even as laws change without your knowledge The role of esthetic coalitions and associations in protecting your spa Why compliance is a strategic advantage—not just a legal requirement Resources Mentioned in Episode #434 - Compliance + Scope of Practice: What Spa Owners Need to Know in 2025 Learn more about Spakinect → https://www.spakinect.com/ Follow Spakinect on Instagram → @spakinect Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here. IG / @addoaesthetics WEB / addoaesthetics.com YOUTUBE / @addoaesthetics LINKEDIN / @addoaesthetics WANT MORE FROM ADDO AESTHETICS? Take just 5 minutes and find out YOUR biggest area of opportunity by taking my FREE Spa Business Assessment here → scorecard.addoaesthetics.com Join the Addo Professional Alliance (APA), an association dedicated to empowering women and strengthening their community by helping aesthetic professionals build meaningful connections with one another and fostering support and guidance to create businesses that align with the lives they love → https://www.addoaesthetics.com/addo-professional-alliance/ ABOUT THE SPA MARKETING MADE EASY HOST About Your Host, Daniela Woerner Daniela Woerner is the founder of Addo Professional Alliance, a leading spa association for aesthetic professionals, and the creator of the Growth Factor Framework—a proven system that has helped 582 six- and seven-figure spa owners scale their businesses with strategy and systems. With nearly two decades in the aesthetics industry, Daniela has trained alongside top physician-dispensed brands, consulted with leading dermatologists, and helped thousands of spa professionals streamline their operations and maximize profitability. Her mission? To transform overworked aesthetic professionals into Spa CEOs—building a business and life they love with the strategic systems needed for long-term financial growth. As the host of the Spa Marketing Made Easy podcast, Daniela brings expert insights, real-world strategies, and in-depth conversations to help spa owners elevate their marketing, optimize their operations, and create sustainable success. With over 400 published episodes, 1 million+ downloads, and a ranking in the top 1% of all podcasts worldwide, Spa Marketing Made Easy is the go-to resource for spa and aesthetic professionals looking to level up. Tune in each week for actionable strategies, expert interviews, and inspiration to help you build a thriving, systemized, and scalable spa business!
Real Estate Investing With Jay Conner, The Private Money Authority
***Guest AppearanceCredits to:https://www.youtube.com/@hbgcapital662 "Professional Capital Raiser Shares How To Raise Money Immediately with Jay Conner"https://www.youtube.com/watch?v=99BpAmJOs_w If you're an aspiring or seasoned real estate investor, there's one hurdle that inevitably determines your growth: access to capital. How do you finance deals when traditional banks close their doors, market conditions shift, or you simply want more flexibility and profit? Jay Conner, a recognized authority in private money for real estate, has plenty of answers—and in a recent conversation with Brandon Cobb, he broke down the essential strategies and mindset shifts that have allowed him to thrive through market cycles.From Bank Loans to Private Money: Jay's BreakthroughJay Conner started investing in real estate in 2003, primarily focusing on single-family homes in the relatively small market of Eastern North Carolina. For years, he played by the traditional rules—going to local banks, submitting to their criteria, and letting lenders set the terms. That was until the financial crisis of 2009. Suddenly, despite a spotless record and strong deals under contract, Jay's line of credit was closed with no warning.Faced with the potential collapse of his deals and business, Jay asked himself a critical question: “Who do you know that can help fix your problem?” This led him to an old friend, who introduced him to the world of private money—individuals willing to lend their personal funds or retirement accounts for real estate investments, often at competitive rates and flexible terms.The Teacher's Mindset: Educating, Not BeggingJay's approach flipped the typical script. Instead of chasing after money, he put on his “teacher hat.” He proactively educated his network—friends, fellow churchgoers, Rotary Club members, and other contacts—about what private lending was, how it worked, and the safe, lucrative returns they could earn.A crucial point: Jay never asked anyone for money directly. He simply explained his private lending program, laid out the potential and security, and let interest organically develop. The goal was building trust, demystifying the opportunity, and leading with a servant's heart. As a result, he raised $2,150,000 in less than 90 days—without ever “pitching” a deal or acting out of desperation.Strategic Steps: Separating Education from the AskJay highlighted a key mistake many new investors make: mixing education about private lending with direct requests for funding on a specific deal. This can feel pushy and overwhelming, and it's the fastest way to turn off a potential private lender. Instead, he recommends two separate steps:Educate First: Explain your lending program, rates, security, and process. Answer questions, build confidence, and see who is interested in principle.The Good News Call: When the right deal is available, you make a simple call: “I've got great news—I can now put your money to work on this deal.” This assumes the groundwork is already laid and the lender trusts you.Expanding Beyond Your Inner CircleWhat happens when you've tapped your immediate network? Jay suggests organizations like Business Networking International (BNI) or local Rotary Clubs, which allow you to grow contacts exponentially. These groups thrive on referrals, and, as the only real estate investor in the group, you're uniquely positioned to connect with new potential lenders eager for better returns on their idle capital.Compliance & The Power of One-OffsA question that often arises: How do you make sure you're staying within SEC and legal boundaries? Jay makes it clear he only does “one-off” deals—each lender fund
Christian Espinosa, founder of Blue Goat Cyber and leading voice in medical device cybersecurity, joins Etienne Nichols to unpack the urgent and often misunderstood topic of cybersecurity in MedTech. From FDA's 2023 regulatory overhaul to real-world hacking scenarios that could harm patients, Christian provides practical advice for innovators, RA/QA professionals, and software teams. He also shares why waiting until the last minute on cybersecurity could cost startups millions—or even kill a project entirely.Whether you're a quality professional trying to build compliant systems or an innovator racing toward FDA submission, this episode lays out exactly what you need to know to stay ahead of cyber threats and within regulatory guardrails.Key Timestamps:00:01 – Intro to guest Christian Espinosa and Blue Goat Cyber06:28 – Why medical device cybersecurity is different from traditional IT security11:49 – Real-world hacking example: acne laser device turned skin-burner13:57 – FDA expectations post-September 2023: what changed17:12 – Secure boot: a microcontroller mistake that derailed a launch20:35 – Common cybersecurity vendor mistake MedTech companies make23:40 – SBOM: Software Bill of Materials and why it's legally critical27:58 – Cyberattacks in hospitals: assuming a hostile network35:44 – AI in medical devices: data bias and cybersecurity challenges41:10 – Developers ≠ cybersecurity experts: the training gap nobody talks about45:20 – What RA/QA professionals need to know now49:30 – Why cybersecurity must be iterative, not a final-phase add-on55:20 – Espinosa's final advice for MedTech professionals57:52 – The story behind “Blue Goat Cyber”Standout Quotes:“Cybersecurity for medical devices isn't about data breaches—it's about patient harm. You could paralyze someone or misdiagnose sepsis. This isn't theoretical.”— Christian Espinosa, on the real risks of insecure devices“Most developers don't understand cybersecurity. We assume they do—but that's like expecting an architect to be a locksmith.”— Christian Espinosa, on why so many devices fail security assessmentsTop Takeaways:Cybersecurity isn't just about data—it's about patient safety. From burning skin to missed sepsis diagnoses, vulnerabilities in devices have real-world harm potential.FDA now requires more than just a basic security plan. Post-September 2023 rules mandate testing (SAST, DAST, fuzzing), SBOMs, and risk assessments tied to patient harm.Start cybersecurity planning during the requirements phase. Hardware like microcontrollers must support secure boot and other protections—retrofits can cripple product plans.Iterate cybersecurity like any core development activity. One-time testing near submission is too late; build security into your pipeline just like QA or usability.Traditional cybersecurity vendors aren't enough. Many fail to meet FDA's nuanced expectations for medical devices, causing costly submission rejections.References & Resources:Christian Espinosa on LinkedInBlue Goat CyberEtienne Nichols on LinkedInMedTech 101 – Understanding SBOM (Software Bill of...
Welcome to the award-winning FCPA Compliance Report, the longest-running podcast in compliance. This is a very special episode. Today, Tom Fox visited with Sarah Cole, a former solicitor turned founder of Integrity First Coaching and Cole Forums. Sarah shares her journey from litigation to running legal events and eventually founding her peer support organization for senior executives. She discusses the isolation leaders feel, the importance of embedding values into corporate behavior, and the critical need for purpose-driven leadership. Sarah emphasizes the complexities faced by modern leaders, including decision fatigue and the importance of self-care. She also discusses the benefits of safe, confidential peer support environments, which can provide truthful feedback and help leaders navigate ethical and emotional challenges. Key highlights: Sarah Cole's Professional Journey Founding Integrity First Coaching and Coal Forums The Power of Peer Support for Leaders Challenges and Complexities of Modern Leadership Purpose-Driven Leadership Resources Sarah Cole on LinkedIn coleforums.com (Company) integrityfirstcoaching.com (Company) coleforums.com/leaderspodcast (Podcast) Tom Fox Instagram Facebook YouTube Twitter LinkedIn For more information on the use of AI in Compliance programs, see Tom Fox's new book, Upping Your Game. You can purchase a copy of the book on Amazon.com Learn more about your ad choices. Visit megaphone.fm/adchoices