Podcasts about payments

07-16-25 - Govt Making First Reparation Payments To People Affected By Trinity Nuclear Test BlastsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thanks to our Partners, Shop Boss and AppFueledWe all want great teams, but most shop owners don't realize that a high-performing team doesn't start with talent; it starts with culture. In this episode, I sit down with my right-hand man, J.R. Portman, and we unpack the real story behind building and keeping a team that not only performs but thrives.JR's been instrumental in shaping the culture here at Shop Marketing Pros, and together we walk through what it takes to build a team from scratch, the brutal cost of hanging on to the wrong people, and how to create an environment where your team steps up even when you're on vacation.We'll get into hiring for character vs. capability, how tools like EOS and DISC can transform your business, what “core values” actually mean in the real world, and the moment when your team starts running the business better than you do.This isn't fluff. It's real talk about what culture is, what happens when you get it wrong, and how it feels when you finally get it right. This episode is sponsored by Shop Boss, manage and grow your shop with top features like integrated payments from 360 Payments. Are you ready to convert clients to members? AppFueled specializes in creating custom apps tailored specifically for auto repair businesses. Build client loyalty. Get started today with your own customer loyalty app. Visit Appfueled.comLagniappe (Books, Links, Other Podcasts, etc)EOS (Entrepreneurial Operating System)Shop Marketing Pros - Core ValuesThe Five Dysfunctions of a Team BookDISC AssessmentsShow Notes with TimestampsIntroduction and Sponsor Acknowledgments (00:00:01) Brief intro to the podcast, host, guest, and sponsor messages.JR's Role and Team Building Philosophy (00:00:56) JR's background, importance of team and culture, inevitability of workplace culture.Hiring for Character vs. Skill (00:02:38) Challenges in hiring, value of character over skill, teachability, and long-term impact.Personal Stories: Hiring for Character (00:04:34) Examples from Shop Marketing Pros, hiring people with no marketing background, teachability.Culture Forms with or Without You (00:08:14) Unintentional culture, negative environments, and the need for intentional leadership.Long Road to Positive Culture (00:09:48) Building culture takes time, sometimes requires hard choices, removing toxic high performers.Impact of Hiring for Culture (00:10:50) How hiring for culture affects retention, team performance, and broadens hiring pool.Employee Growth and Retention Stories (00:12:30) Michelle's journey from assistant to SEO lead, training and internal growth.Using Assessments in Hiring (00:14:10) DISC, Kolbe, and other assessments to understand and hire for character.Sponsor Messages (00:15:24) Additional sponsor messages and product features.Defining Company Culture (00:17:18) What culture really means, how it's perceived internally and externally.Culture's External Impact (00:19:41) How culture affects customer experience and business...

The credit industry is shifting how it evaluates borrowers. Traditional credit scoring has left over a billion people without access to financial services, but lenders are increasingly turning to alternative data—bank transactions, spending patterns, real-time financial behavior—to make more informed decisions about creditworthiness. Andrew Endicott has been at the center of this shift. As co-founder of Petal, he pioneered what they called “cash flow underwriting”—using real-time bank data alongside traditional credit reports to approve people for credit cards who would otherwise be turned away. The approach worked: Petal raised nearly $1 billion, proving that alternative underwriting isn't just better for consumers—it's good business.

20250715-Your Payment Method Has Been Declined-Linda Perillo's New Book Release by That KEVIN Show

What happens when your work drains rather than energizes you? For Ahalya Vijay, VP of Product Operations at Worldpay, this realization sparked a pivotal career transformation from consulting to product leadership in payments.In this illuminating conversation for Women Leaders in Payments month, Ahalya shares her global journey from Singapore to the crossroads of product and technology transformation. With remarkable candor, she reveals how an exercise mapping her energy levels across various projects led to a career-defining revelation: her superpower lies in cross-functional leadership, bringing diverse perspectives together to create tangible solutions.At WorldPay, Ahalya leads Product Operations across three critical domains: strategy planning, analytics reporting, and operating model transformation. She describes product management as "a constant game of trade-offs," requiring data-driven decision-making to prioritize initiatives with limited resources. Her collaborative leadership style enables her to be a bridge between business functions while empowering team members to reach their potential.The conversation ventures into artificial intelligence's transformative impact on payments, with Ahalya detailing how Worldpay is embedding AI into products while developing responses to its implications for tokenization, fraud prevention, and KYC. She also highlights open banking's potential growth in the US market, with Worldpay planning significant product launches in coming quarters.Perhaps most valuable is Ahalya's distinction between mentorship and sponsorship. While mentors advise, sponsors "solve for your potential before you're aware of it," creating opportunities by advocating for you in rooms where you aren't present. Her advice for women in payments? "Own your impact and your story. Become comfortable talking about yourself because you're your best advocate."

Ann Bilyew, Executive VP of Health and Group General Manager at WebMD Ignite, works with hospitals, health systems, and payers to provide technology that builds trust, reduces administrative burdens on providers, and personalizes engagements with patients and members. While AI-powered solutions are showing great promise, challenges arise in deploying new technologies due to legacy infrastructure, interoperability issues, and the need to balance innovation with potential risks and costs. A strong foundation of high-quality, clinically reviewed content is key to the ability to provide accurate information on demand. Ann explains, "We work with hospitals, health systems, payers, and essentially everybody involved in the provision or payment support in healthcare. And we work with 90% of US-based hospitals and health systems and about an equal percentage of all of the top payers in the United States." "I'd say one of the key themes that we hear time and time again across all of our clients and all of our partners is the need to build trust and the need to stay relevant and the need to personalize engagements with consumers, with patients, with members. I mean, let's face it, humans today, we've all been trained, or humans in the United States, at least, have all been trained to have a really personalized experience with their partners and their vendors. So they expect us to know them, they expect us to understand them, they expect us to know the needs, their unique set of circumstances that make them a human. And doing that within the appropriate confines of privacy regulation and requirements is really the job at hand for many of our clients." "And it's not just with hospitals, payers honestly have, for the most part, ancient care management platforms and ancient claims processing platforms. And look, there are good reasons for that. I mean, we like to sort of point to that as a thing, but it's not been because of negligence, or it's not been because people didn't want to improve and modernize their technology and their infrastructure. There are good reasons why what exists today exists, and part of it is resources and costs for sure. But part of it also is risk, and the risk associated with losing data or not being able to pay your clinicians if you're a health plan, or respond to your members in a timely way if you're a health plan, or not even being able to operate your ER effectively."  #WebMD #AIforHealth #MedAI #PatientEducation #PatientEngagement #DigitalHealth #DigitalHealthInnovations #PersonalizedCare #EmpoweredPatients webmdignite.com Download the transcript here

Ann Bilyew, Executive VP of Health and Group General Manager at WebMD Ignite, works with hospitals, health systems, and payers to provide technology that builds trust, reduces administrative burdens on providers, and personalizes engagements with patients and members. While AI-powered solutions are showing great promise, challenges arise in deploying new technologies due to legacy infrastructure, interoperability issues, and the need to balance innovation with potential risks and costs. A strong foundation of high-quality, clinically reviewed content is key to the ability to provide accurate information on demand. Ann explains, "We work with hospitals, health systems, payers, and essentially everybody involved in the provision or payment support in healthcare. And we work with 90% of US-based hospitals and health systems and about an equal percentage of all of the top payers in the United States." "I'd say one of the key themes that we hear time and time again across all of our clients and all of our partners is the need to build trust and the need to stay relevant and the need to personalize engagements with consumers, with patients, with members. I mean, let's face it, humans today, we've all been trained, or humans in the United States, at least, have all been trained to have a really personalized experience with their partners and their vendors. So they expect us to know them, they expect us to understand them, they expect us to know the needs, their unique set of circumstances that make them a human. And doing that within the appropriate confines of privacy regulation and requirements is really the job at hand for many of our clients." "And it's not just with hospitals, payers honestly have, for the most part, ancient care management platforms and ancient claims processing platforms. And look, there are good reasons for that. I mean, we like to sort of point to that as a thing, but it's not been because of negligence, or it's not been because people didn't want to improve and modernize their technology and their infrastructure. There are good reasons why what exists today exists, and part of it is resources and costs for sure. But part of it also is risk, and the risk associated with losing data or not being able to pay your clinicians if you're a health plan, or respond to your members in a timely way if you're a health plan, or not even being able to operate your ER effectively."  #WebMD #AIforHealth #MedAI #PatientEducation #PatientEngagement #DigitalHealth #DigitalHealthInnovations #PersonalizedCare #EmpoweredPatients webmdignite.com  Listen to the podcast here

Farmers say a major overhaul of CAP, planned by the EU, will lead to higher food prices. To discuss further, Ciaran Mullooly- Independent Ireland, MEP in the Midlands/North-West and Ollie Moore, Representative of the Environmental Pillar.

A massive regulatory overhaul looms on the horizon for home health agencies. The proposed Calendar Year 2026 Home Health Payment Update rule spans nearly 600 pages, packed with changes that extend far beyond payment adjustments.Proposed expansion of face-to-face encounter policy to allow not just physicians but also NPs, CNSs, and PAs to perform encounters regardless of prior patient relationshipCMS plans to remove COVID-19 vaccine reporting measure and four social determinants of health assessment items from OASIS data collectionProposed shorter HHCAHPS survey implementation beginning April 2026 with fewer questionsPotential reduction in data submission timeframes from 4.5 months to 45 days to improve measure timelinessUpdates to Home Health Value-Based Purchasing including measurement changes and reweighting of componentsTechnical updates to Conditions of Participation text to accommodate all-payer OASIS data submissionMultiple requests for information on interoperability, wellness measures, and falls reportingComments on these proposed changes must be submitted to CMS by August 29th. The final rule is expected to be published in late October or early November.Visit our websiteConnect with us - LinkedIn, Twitter, YouTube, FacebookMake Lives Better

Episode 1388 - The Open Championship is this week's Major event. We highlight 3 of the best bookmaker new customer offers available right now, if you fancy a golf bet. Make sure to visit our website for our bet365 welcome offer guide. Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply.   coral sign up offer Boylesports Bet £10, Get £40 in Free Bets & Bonuses For new customers 18+ Boylesports are offering a Bet £10, Get £40 in Free Bets  & Bonuses offer. No promo code is required when registering.  Terms: New UK customers (Excluding NI) only. £40 in FREE Bets (FB) as £30 in sports bets & a £10 casino bonus (CB). Min Deposit £10. Min stake £10. Min odds Evs. FB applied on 1st settlement of any qualifying bet. FB 7-day expiry. 1 FB offer per customer, household & IP address only. Account & Payment restrictions. 14 days to accept £10 CB, then active for 3 days. CB 5x wagering & max redeemable £100. Game restrictions apply. Cashed out/Free Bets won't apply. 30 days to qualify. 18+. T&Cs apply. #Ad boylesports promo code Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. betfred 50 promo code bet356 guide and our ladbrokes casino bonus code guide. coral bonus code and ladbrokes bet 5 get 20 guides. bet365 bonus code 2025 william hill 40 free bet bet365 maximum payout Top pages https://www.newcustomeroffer.co.uk/promo-codes/ladbrokes-promo-code-2025/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1390 - Main event is Dustin Poirier vs Max Holloway in a Lightweight clash. Live on TNT Sports we highlight 3 of the best bookmaker new customer offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer uk guide. Boylesports Bet £10, Get £40 in Free Bets & Bonuses For new customers 18+ Boylesports are offering a Bet £10, Get £40 in Free Bets  & Bonuses offer. No promo code is required when registering.  Terms: New UK customers (Excluding NI) only. £40 in FREE Bets (FB) as £30 in sports bets & a £10 casino bonus (CB). Min Deposit £10. Min stake £10. Min odds Evs. FB applied on 1st settlement of any qualifying bet. FB 7-day expiry. 1 FB offer per customer, household & IP address only. Account & Payment restrictions. 14 days to accept £10 CB, then active for 3 days. CB 5x wagering & max redeemable £100. Game restrictions apply. Cashed out/Free Bets won't apply. 30 days to qualify. 18+. T&Cs apply. #Ad :- boylesports bonus code Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+IRE customers. Paypal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 4 days on sports, stake not returned, restrictions apply. T&Cs apply. #Ad  Ladbrokes dets: ladbrokes casino bonus code William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill g40 Here is our 365bet guide and our betfred50 guide. Read our coral bonus code new customer and coral new customer offer guides. Read our pages bet365 bonus code uk unibet sign up offer william hill sign up offer new customer offers Top pages https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

In this episode, Chris is joined by Nikki Perry, VP of Product at TripleSeat, who flew in from Boston for her very first visit to London. They dive into Nikki's journey from bussing tables at 13 to leading product strategy at one of the most exciting events platforms in hospitality tech.Expect a brilliant blend of real-world hospitality experience and cutting-edge product thinking — from how TripleSeat is cutting admin, increasing conversions, and transforming pre-orders in the UK, to how AI is quietly becoming the venue's best friend.They also cover: • The rise of 3D event planning (think The Sims, but for weddings and private dining) • The difference between US and UK event culture (spoiler: pre-ordering cocktails is wild to Americans) • How AI integrations like AdSalt are streamlining inbound calls and converting more leads • Why TripleSeat's newest tool, PartyPay, is making painful event payments a thing of the past • What's coming next in the product roadmap (hint: AI assistants, natural language reports, and hotel tech upgrades)Nikki shares how TripleSeat remains laser-focused on one core user: the event manager — and how the team stays close to the ground through regular customer visits, product feedback loops, and actual party-throwing.✨ Key Takeaways: •

Mick Fennell, Business Line Director, Payments, Temenos Payments by volume have soared, both in domestic markets and cross-border markets but, at the same time, banks margins have come under increasing pressure. Banks simply aren't making the money out of the payments business that they used to make out of it. How do we create a system of payments that is fair, equitable, secure, and that makes sense for banks as well as their customers? Robin Amlôt of IBS Intelligence caught up with Mick Fennell, Business Line Director, Payments at Temenos, at the company's Temenos Community Forum in Madrid. 

Moses Heredia is the Founder and CEO of Global Processing Systems, one of the world's largest payment processing companies, Moses brings decades of real-world experience, faith-led leadership, and strategy that delivers results.Today, Mark Savant sits down with Moses Heredia for a deeply insightful conversation that goes far beyond business. Moses shares his inspiring journey from humble beginnings to leading a successful company in the competitive world of payment processing—where he now advises industry giants. But it's not all numbers and tech talk; Moses opens up about the values that guide him, the importance of giving back to the community, and why empowering children is at the heart of his mission.This episode dives into the power and challenges of AI technology, the evolving landscape of business in California, and the crucial role of personal relationships in building lasting success. Plus, hear Moses' take on the future of education, job displacement, and how entrepreneurs can seize new opportunities in a rapidly changing world.Tune in as Mark and Moses weave together business wisdom, personal values, and a candid look at the questions shaping our society today. You won't want to miss this thought-provoking and uplifting conversation!In this conversation, you'll learn:Moses's proven strategy for building long-term business partnerships—including landing Fortune 500 clients—without ever taking a college business class.The secret to unlocking unstoppable motivation and giving back, even before you've “made it,” and why his proudest achievement is transforming the lives of underprivileged children in Los Angeles.A front-row seat to the AI revolution as Moses unpacks real-world examples of next-level AI voice technology, the wave of automation in customer service, and the critical skills you need to stay relevant in the job market.Unfiltered insights from a Republican Party delegate and business leader on surviving California's challenging business climate and how entrepreneurs like you can help drive positive real-world change.The most overlooked opportunities in tech and healthcare right now, and why Moses believes these sectors are ripe for massive growth and innovation in the years ahead.Key Takeaways:Building trust and strong personal connections is foundational for long-term business success, even in a tech-driven world.Philanthropy isn't just about money—giving time, encouragement, or a smile creates ripples of positive change.While AI brings disruption and opportunity, maintaining personal touch and adapting ethically is essential for the future.Connect with Moses Heredia:Website: https://globalprocessingsystems.comInstagra_____________________________________________

Luke Youngblood, Founder of Moonwell, joined me to discuss how Moonwell is approaching DeFi differently through its partnership with Coinbase.Topics: - Moonwell's DeFi solutions - Coinbase Wrapped assets - cbXRP, cbADA & more - Building on Base - Getting loans on Bitcoin and other crypto assets - Future of payments with Stablecoins - Mamo personal financial agent - Future of Cryptohttps://mamo.bot/ | https://moonwell.fi/ Sponsor Log -

“The simple believe everything, but the prudent give thought to their steps.” — Proverbs 14:15In an age where scams are becoming more sophisticated by the day, Scripture reminds us that discernment isn't optional—it's essential. As believers, protecting the resources God has entrusted to us is more than a practical concern—it's an act of stewardship. Here's how you can guard your finances with wisdom, not fear.Scams Are Everywhere—But So Is WisdomFraudsters use every channel available: phone calls, text messages, emails, and even impersonations of people you trust. But as followers of Christ, we're not called to panic. We're called to walk in wisdom (Ephesians 5:15). That begins with slowing down and thinking critically.Pause before you respond. Scammers rely on urgency. If someone pressures you to act immediately—whether claiming your account is locked or your money is at risk—take a step back. Hang up. Verify the source independently. Urgency is often a red flag. Avoid untraceable payments. No legitimate organization will ask for payment via wire transfer or gift cards. These are the preferred tools of scammers because they're nearly impossible to recover.Practical Steps for Digital ProtectionFinancial stewardship now includes digital awareness. Here are practical ways to protect yourself and your family:Use credit cards, not debit cards, for online purchases. Credit cards usually come with stronger fraud protection. Enable two-factor authentication (2FA) on all your financial accounts. Even if a scammer gets your password, they can't access your account without a second form of verification. Don't reuse passwords. Use a secure password manager, such as Bitwarden or NordPass, to create and store strong, unique passwords. Set up account alerts. Most banks allow you to monitor activity in real-time, giving you a heads-up if something unusual occurs. Freeze your credit. It's free to do and offers one of the best defenses against identity theft. You can always unfreeze it temporarily when needed. Avoid public Wi-Fi for financial transactions. Wait until you're on a secure network or at home to check your bank accounts or make purchases. Limit what you share on social media. Personal details, such as birthdays or family names, can be used to guess passwords or security questions. Adjust your privacy settings and post wisely. Shred sensitive documents before discarding them. Even in the digital age, identity thieves still dig through trash. Don't click on unfamiliar links, even if they appear to come from someone you know. When in doubt, contact the person or organization directly for clarification.Stewarding Wisdom in CommunityScammers often target the vulnerable, particularly older adults and teenagers. So make this a shared effort. Discuss online fraud with your family. Equip them with knowledge. If you receive a letter or email about identity protection following a data breach, verify it by contacting the company directly, rather than through the provided link or number.Financial faithfulness today includes digital vigilance. But there's no need for fear. By taking these simple steps, you can walk confidently, knowing you're stewarding God's resources with care.A Tool for Wise Stewardship: The FaithFi AppLooking for a practical way to manage your money with wisdom and peace of mind? The FaithFi app is a secure tool that helps you track your spending, plan your giving, and align your finances with biblical values. With 256-bit encryption, your data is protected, and your login credentials are never stored. FaithFi Pro users also receive exclusive articles, digital devotionals, and daily encouragement.Visit FaithFi.com and click “App” or search “FaithFi” in your app store to get started today.Steward your finances wisely. Protect what God has entrusted to you. And walk in peace, not panic.On Today's Program, Rob Answers Listener Questions:My 14-year-old son just started his first full-time summer job, working around 37 to 40 hours a week. I'd like to help him get started with investing and am considering opening a Roth IRA in his name. What's the best way to set that up, and where should we go to open the account?We're debt-free and recently bought a home. Our current vehicle is paid off, but we're thinking about adding a second car with a monthly payment of around $500. I'm a little uneasy about the added expense. How can we determine if this is a wise financial move for us at this time?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Money Challenge for Teens: Prepare for College, Run from Debt, and Live Generously by Dr. Art RainerThe Finish Line PledgeSchwab Intelligent Portfolios | BettermentBitwarden | NordPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode, Caswell Samms III, Executive Vice President and CFO of Nemours Children's Health, discusses how the system is navigating funding challenges while staying focused on long-term investments in whole-child health, innovative payment models, and expanded access. He also shares how the CFO role is evolving into a strategic, patient-focused leadership position.

Let us know how you enjoyed this episode!Is it just you… or is making friends as a mom actually really hard? You're not imagining it. Mom friendships take more effort, more intention, and a whole lot more vulnerability than they did before motherhood.In this episode, I'm joined by psychotherapist Patrice Payment, who specializes in supporting moms through anxiety and major life transitions. Together, we talk about something every mom goes through but no one really prepares you for—how friendships shift when you become a parent and how to build meaningful connections in the middle of nap schedules, carpool chaos, and mental overload.Whether you're a new mom, feeling lonely, or wondering how to meet other moms who just get it, this episode is here to help you take the first brave step to find your people.What we cover in this episode:Why friendship dynamics shift so much after becoming a momThe identity loss and isolation that often go unnoticedHow to meet new mom friends (even if you're shy or socially anxious)Creative ways to nurture new friendships and expand your villageThe power of community in your mental and emotional healthYou are not alone—and you're not the only one craving deeper connection. Tune in for a mix of honesty, humor, and hope as we normalize what it means to build community in modern motherhood.

Corporate Donors Gave Big to a Newsom Family Charity. Then the California Governor Took Their Side on State Issues. Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Three quarters of financial firms are already using Artificial Intelligence, according to the Bank of England and the Financial Conduct Authority, with more set to follow in future.Last month a new inquiry by the Treasury Committee began looking into the potential impacts of AI in banking, pensions and other financial services.So what does that all mean for your money? We speak to the experts about how it's being used, the rise of the chat bot and how to spot AI scams after one woman lost £10,000 to fraudsters. Joining Felicity Hannah this week are Gbenga Ibikunle, Professor and Chair of Finance of Edinburgh University and Jana Mackintosh, Managing Director for Payments and Innovation at UK Finance. Presenter: Felicity Hannah Producer: Sarah Rogers and Catherine Lund Editor: Sarah Rogers(This episode was first broadcast at 3pm on Radio 4 on the 18th of June 2025)

Corporate Donors Gave Big to a Newsom Family Charity. Then the California Governor Took Their Side on State Issues. Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Government promises 'fiscal restraint' and no one-off cost of living payments in Budget 2026, we debate if they're right with Cormac Lucey, Economics Columnist with the Sunday Times Ireland and Suzanne Rodgers, Research & Policy Analyst with Social Justice Ireland.

Proposed regulatory options from the Reserve Bank on card payments will fail to adequately reduce the billions of dollars in fees unfairly levied on Australian small businesses and their customers, the Independents Payment Forum are warningSee omnystudio.com/listener for privacy information.

On this episode of FinTech's DEI Discussions Nadia Edwards-Dashti is joined by Tom Sturge, Male Allyship Organiser at the European Women Payment Network (EWPN), to explore what it truly means to walk the talk when it comes to inclusion.From tackling gender inequality in engineering to the power of inclusive product design and building allyship beyond awareness, Tom shares honest reflections, actionable advice, and why we must address inequity before it becomes our problem.FinTech's DEI Discussions is powered by Harrington Starr, global leaders in Financial Technology Recruitment. For more episodes or recruitment advice, please visit our website www.harringtonstarr.com

Are you ready for your mortgage renewal? With up to 60% of Canadian mortgages renewing by the end of 2026, many homeowners are facing payment increases of up to 40%. This episode breaks down the renewal crisis, exploring the risks and outlining concrete strategies to navigate the changing market. Host Alex McFadyen dives deep into the pros and cons of fixed, variable, and hybrid loans, and shares insider tips on how to negotiate with your bank, decide between refinancing or switching lenders, and ultimately turn this financial challenge into a strategic advantage. Learn what you need to do now to protect your finances and secure the best possible terms for your future.

Thank You To Our Partners The Institute, AutoFlow, Shop Dog Marketing, In-BoundWelcome to another episode of Speak Up - Effective communication.The show on the Aftermarket Radio Network focusing our attention on our communication and leadership skills - In our episode today…How we talk about money.If I think back to the earliest time of my career as a service advisor - my closing interactions with clients on occasion, felt somewhat awkward when taking payment. It wasn't awkward because the business component of the job is wrong or weird - it wasn't awkward because I felt sorry for them due to the cost of transmission work (I did feel sorry for folks) - It was awkward because when you're having a great conversation shifting into talk about money is sometimes, really stupidly awkward! That's OK.But sometimes - we make it even MORE awkward by not communicating well around the way payments for services can occurs. That is why in today's episode - we're talking about how we talk about money.ParsimoniousWOTDWe're back - and the WOTD is ParsimoniousIt not only an adjective.It's a euphemism for someone who is cheap!It means!unwilling to spend money or use resources; stingy or frugal.It's a good word for my topic today.Because some of you are really parsimonious… particularly when it comes to credit card processing fees! OK - processing fees are a thing I feel like every business owner agrees on universally.They suck. There are a few extreme reactions I see to this that are a little alarming. I'll list three - and then you'll see why I feel this topic was worth bringing to Speak Up as communication is once again the solution. Though now I am thinking I should have also called in my friend Hunt Demerest from “Business by the Numbers! Next time! Totally in his turf here.One Extreme - a number of shops will argue its just a cost of doing business - so they just eat the cost and go about business. (some will just build it into their pricing and be done with it.)But since processing fees can amount to tens of thousands of dollars in lost profits each year. Those numbers should end the argument that “it's just a cost of doing business.”Plus - if you're in a market that is more… parsimonious… you may find competition makes this more challenging- no matter how great you are.I think it's a cost you can do something about - and we'll explain how in a moment.Another extreme: “No we don't...

Get registered for the ASTA Expo 2025 at the Raleigh Convention Center: https://geni.us/ASTA2025 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!Transform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros Shop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Uwe Kleinschmidt, formerly of Autovitals and now with Autotech IQ. Uwe shares lessons from his upbringing in East Germany and his journey to becoming a technology leader in the automotive industry. The conversation explores the challenges and importance of a strong shop culture and process, the need to empower customers through transparent digital vehicle inspections (DVI), and the evolving role of AI in improving shop communication and operational consistency.00:00 Visit to David's Tense Shop10:01 California Gas Price Concerns14:06 Community College Enrollment Surge19:37 "Value of First-Gen Immigrant Workers"23:43 Chancellor Cole's Election Strategy30:57 Engineer Relocates to Boost US Sales36:48 "Choosing Shopware for Consistency"40:29 "Adopting Carolyn's Shop Success Model"45:25 Customer-Driven Sales Approach48:49 Guided Customer Research Prompts58:59 "Handle Unknown Text Links"01:00:21 "Client Portal Development Needed"01:05:53 The Curse of Knowledge in Retail

In this episode, Craig Jeffery discusses the growing threat of deepfake-enabled fraud in treasury. From synthetic voice and video deception to the need for layered defenses and fast response plans, this conversation offers insights into how treasury professionals can prepare for and combat this evolving risk. Don't miss this urgent look at payment security in the age of AI. Want to dive deeper into the white paper Deepfakes & Payments Fraud: Is Treasury Prepared? Download it here: www.strategictreasurer.com/deepfakes

In this episode Mary shares her thoughts on GLP-1's and what's missing from the conversation. There's two extremes: vehemently for and doesn't want to hear anything negative vs vehemently against and won't accept that there's anything positive. This episode might piss you off. Listen with caution.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

Andie Hill's career defies traditional paths. From searching newspaper classifieds to becoming Executive Vice President of Agent Sales at Payroc, her journey illustrates how authenticity and relationship-building create leadership success in the payments industry."Being relevant and authentic" defines modern leadership for Hill. Throughout our conversation, she dismantles the myth that leaders must present a perfect image, emphasizing instead that showing up as your genuine self - even on difficult days - creates stronger connections and more effective outcomes. This philosophy has guided her through positions at industry giants including First Data, Vantiv, and Visa before her current role at Payroc.Technology emerges as both challenge and opportunity throughout our discussion. As Hill notes, "We just feel like we started to really get a good handle on integration and ISVs, and now here comes AI." She predicts even more seamless payment experiences in the near future, such as phone-to-phone transfers happening with a simple tap rather than through apps. This perspective emphasizes how payment professionals must constantly anticipate and adapt to technological shifts.Perhaps most valuable for emerging professionals is Hill's insight on mentorship. Rather than formal programs with rigid schedules, she credits casual conversations at industry events and networking opportunities for her most transformative professional relationships. "Some of the best mentorship I've ever had were the people that I've met sitting at a registration desk," she shares, encouraging young professionals to proactively seek these connections rather than waiting for formal introductions.Have you considered a career in payments? As Hill advises, "Don't let the noise scare you." Despite its technical complexity, the industry remains accessible and rewarding for those willing to embrace learning. Take the first step - reach out to someone in the field today and start your own payments journey.

Israel Skosana of BankservAfrica notes that PayShap suddenly makes ‘instant working capital available, which allows your business to operate and keeps the economy flowing freely'.

Tesla's latest gigantic Supercharging station is online and it's incredibly impressive. I'll tell you all about it. Plus: the new Model 3 scores a huge safety rating in Europe, Tesla's European FSD Supervised push continues, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or annual pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every tier! And don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call or Skype is 1-888-989-8752. INTERESTED IN AN EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their “One-time Payment” option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).  BONUS: If you're in or going to be in the greater San Francisco Bay Area, bring your car to Immaculate Reflections! They're offering a Summer special: $200 off of any paint correction service, $500 off of any ceramic coating package, and 15% off of any PPF package. And I realize that 15% may not sound like a lot, but on a front end PPF that's a solid couple hundred bucks off, and if you go full-body PPF like me you're saving over $1000 right there. Thank you Jeff for offering these generous discounts to my audience! Check out his website at irdetailing.com

This Sunday's Indo Daily is brought to you by our sister podcast Money Talks, a podcast from the Irish Independent hosted by Katie Byrne, focused on our relationship with money - from the first time we discovered it right up to how we spend it today. This week celebrated writer, broadcaster and stand-up comedian Colm O'Regan goes under the monetary microscope as he discusses the strangest job he's ever had, some of the unique payments he's received in comedy over the years, and what it's really like out there for a best-selling author. Host: Katie Byrne. Guest: Colm O'Regan The content of this podcast is for information purposes and does not constitute investment advice or recommendation of any investment product. See omnystudio.com/listener for privacy information.

Chargebacks are evolving—and if you're selling merchant services, underwriting accounts, or handling compliance, you need to be ahead of the curve. In this episode, James Shepherd interviews Scott Adams, one of the industry's leading experts on chargeback management and Visa's new VAMP program. Scott offers a clear breakdown of what VAMP means for ISOs, processors, and merchants, and how to prepare for what's coming next. Then, Rich Norton shares sales strategies from the field, and Patti Murphy joins James for Today in Payments, covering key developments in stablecoin, Fed payments, and more.

In this episode Mary explains why using food for comfort isn't comforting at all. Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

Maggie O'Toole's remarkable journey from arriving in Chicago from Poland with just $300 to becoming Chief Client Officer at Dash Solutions exemplifies the power of mindset and determination in creating extraordinary outcomes. Her story serves as both inspiration and blueprint for anyone looking to make their mark in the payments industry.With disarming candor, Maggie shares the formative experiences that shaped her leadership philosophy – from bartending jobs in her early days to orchestrating client success strategies at a Fortune-recognized innovative company. She reveals how focusing on possibilities rather than limitations became her superpower, allowing her to navigate unfamiliar terrain without a support system and ultimately thrive professionally.At the heart of Maggie's leadership approach is a profound understanding that business success stems from human connection. "Businesses are people, and people want to do business with who they like and trust," she emphasizes, highlighting how Dash Solutions differentiates itself through exceptional service built on relationships. This philosophy drives her work transforming how companies handle payment operations across healthcare and other sectors traditionally slow to embrace digital innovation.Maggie offers a refreshingly nuanced perspective on modern leadership, advocating for situational approaches tailored to team members' growth journeys rather than one-size-fits-all management. She stresses the importance of psychological safety in fostering innovation, encouraging teams to "question everything" and imagine what might be possible if failure wasn't an option. For women navigating career advancement, her advice to "find your tribe" rather than just pursuing job titles resonates as both practical and profound.

Are you looking for a way to take control of your finances but you're not sure where to start?  Tune in for an inspiring discussion with Stephen Ural on his new book Monthly Bill Payment Checklist: The 4-Year Individual and Family Budget Guide, Payment and Expense Tracker, Emergency Fund Planner, Early Debt Payoff Scheduler, and Map to Financial Freedom!Moments with Marianne airs in the Southern California area on KMET 1490AM & 98.1 FM, an ABC Talk News Radio Affiliate!  https://www.kmet1490am.comStephen Ural holds a B.S. in Ecology and an MBA in Finance from Pennsylvania State University. A military veteran with a diverse professional background, including roles in international business finance at Pfizer, real estate investing, and the automotive industry, Stephen recently stepped away from social media to refocus on his true passion: writing to help others. His work reflects deep interests in spirituality, financial responsibility, and the simple joy of being outdoors. He believes personal finance and practical wisdom should be accessible to everyone, especially the lessons schools often leave out. Order Monthly Bill Payment Checklist:  https://a.co/d/5OUvMd7 For more show information visit: https://www.mariannepestana.com

In this episode of the Innovators' Exchange, Hiten Patel and Cosimo Schiavone interview Manish Gurukula, co-founder and CEO of Alacriti, a fintech company revolutionizing payment technologies. Manish shares his journey from software engineer to CEO, highlighting the importance of adaptability in today's rapidly changing payments landscape. Key topics include: Understanding payment ecosystems: Where Alacriti fits within the payment ecosystem and the critical technological infrastructure needed for seamless money movements. Career journey: From Manish's education at IIT in India to modernizing payment technologies at Western Union and building Alacriti. Challenges in payment modernization: Obstacles financial institutions face in modernizing their payment infrastructures while navigating legacy systems. Future trends in payments: Emerging trends, including real-time payments, and the growing expectations of consumers and businesses for faster and more efficient financial interactions.

Pushpendra Mehta meets with Craig Jeffery, Managing Partner at Strategic Treasurer, to discuss the firm's newly released white paper on deepfakes. Listen in to learn more. You can download the white paper Deepfakes & Payments Fraud: Is Treasury Prepared? by visiting: www.strategictreasurer.com/deepfakes

Ram's huge V-8 demand, potential for a V-8 RHO, SRT is back, and increased payload. GM's next-gen half-tons caught testing, $1,000 vehicle payments, Ford Ranger PHEV a no-go for North America, the Stellantis California problem, and recall news. The Truck Show Podcast brought to you by AMSOIL, Kershaw Knives, UEM Pistons, and OVR Mag.

In this episode, Laura Dyrda, Vice President and Editor-in-Chief at Becker's Healthcare, shares key insights on the early impact of the One Big Beautiful Bill Act, including financial concerns for hospitals and rural health systems. She also explores the potential ripple effects of site neutral payment policies on physician employment, surgery centers, and healthcare supply chains.

Get registered for the ASTA Expo 2025 at the Raleigh Convention Center: https://geni.us/ASTA2025 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!Transform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros Shop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Samantha Higdon, Kevin Rozema, and Frank Scandura for a lively discussion about shop culture. The group highlights the crucial role of structure and systems in establishing and sustaining a positive workplace environment. They also emphasize the impact of one disruptive individual on team morale and performance, sharing real-world experiences of how quickly culture can improve once a toxic influence is removed. Finally, the conversation explores the connection between strong internal culture and public perception, stressing that shops with clear values and expectations not only attract better employees but also build greater trust with their customers.00:00 "Schindler's Ongoing Legacy"05:50 "Defunct Culture Exposed"09:18 Implementing Shopware Systematically09:46 Refining Workflow and Company Culture14:09 Establishing Team Structure and Culture17:50 Misaligned Hiring Risks Culture20:04 Workplace Challenges for Technicians24:45 Unmet Expectations Ruin Cultures27:08 Shifting Focus for Profitability31:34 Guiding Aspiring Automotive Careers35:48 Mandatory Quarterly Education Benefits39:58 Stop Temporary Fixes, Solve Core Issues41:41 "Unhealthy Dynamics and Letting Go"44:56 Toxic Leadership Dynamics47:24 Shop Manager's Crucial Role51:53 Promoting Continuous Automotive Education55:17 "Adaptability: Embrace Change"

The traditional banking model for small and medium-sized businesses has reached an inflection point. Before banking centered on straightforward product relationships, like loans, deposits, and basic services. However, banks are evolving recognizing that their SMB clients need operational partners who understand the unique challenges of running a business while wearing multiple hats. KeyBank has embraced this evolution, positioning itself as a consultative partner for its SMB customers. Mike Walters, President of Business Banking at KeyBank, describes the bank's approach as fundamentally client-centered. "We try to center the client in every decision we make," Walters explains. "Our clients in the small business space are unique. We use the term owner-operator at KeyBank and we use it very intentionally, because these business owners, they don't just own the business, they run the business." This distinction shapes everything about how KeyBank serves its business clients. The bank has moved beyond traditional banking silos to create integrated service ecosystems that address the full spectrum of business operations. Now the bank focuses on understanding how money flows through a client's business and identifying opportunities to create efficiencies. The approach represents a broader industry trend toward comprehensive business partnerships, where banks want to use their central role in SMB operations to become strategic advisors and enablers for everything from cash flow optimization to operational efficiency.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Vishal and Reed talk about the things we can really lean from other markets, key use cases, and Squid Game's much anticipated 3rd season which was recently released on Netflix.

Payments for ARC and PLC Canola Growing Season and Harvest Pests in the Landscape   00:01:05 – Payments for ARC and PLC: Today's show starts with K-State Extension farm economist, Robin Reid, and K-State Extension assistant, Rich Llewelyn, as they discuss ARC and PLC payments for wheat and their projections for corn, soybeans and grain sorghum. National 2024/2025 ARC-Co Wheat Payment Rates and Fall Crop Estimates MYA Price Estimates Updates for ARC and PLC Commodity Programs   00:12:05 – Canola Growing Season and Harvest: Mike Stamm, K-State canola breeder, continues the show with a recap of the canola growing season and harvest for Kansas. eUpdate.Agronomy.ksu.edu   00:23:05 – Pests in the Landscape: K-State horticultural entomologist Raymond Cloyd ends the show looking at several current pests, including Japanese beetle adults, bagworms and mimosa webworms.     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Host Jennifer Sanasie breaks down the latest news in the crypto industry as Emirates has signed a preliminary deal with Crypto.com to allow customers to pay in crypto.Airline giant Emirates has signed a preliminary deal with Crypto.com, allowing its customers to make payments through the crypto trading platform's service. Plus, Polymarket is locked in another controversy over the UMA voting system: did Ukrainian President Volodymyr Zelenskyy wear a suit? CoinDesk's Jennifer Sanasie hosts “CoinDesk Daily.”-This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

While attention often focuses on developed markets, the most exciting fintech innovations are emerging where mobile technology, young digital-native populations, and gaps in traditional banking converge. These regions aren't just adopting Western models – they're creating entirely new paradigms that may eventually reshape global finance. Today I'm joined by Nadia Costanzo, Director of Banking for the Middle East, Africa, and Latin America at Wise. Nadia drives Wise's expansion across these regions by building banking relationships, securing licenses, and navigating complex regulatory frameworks. Her background is uniquely valuable – before Wise, she worked with Kiva in Nairobi facilitating microfinance across Africa, contributed to the World Bank's Universal Financial Access agenda, and worked directly with microfinance institutions in Paraguay. Today, we'll explore how fintech evolves differently across emerging markets, examine key challenges, and discuss surprising innovations where traditional banking is limited. We'll also consider what these developments mean for established financial institutions looking to engage with these dynamic markets.

In today's episode, we talk about how AI has changed finserv's approach to advertising and which areas of bank marketing will be affected the most. Join the discussion with host and Head of Business Development Rob Rubin, Analysts Lauren Ashcraft and Jacob Bourne.   To learn more about our research and get access to PRO+ go to EMARKETER.com   Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com    For a transcript of this episode click here:  https://www.emarketer.com/content/podcast-agi-coming-how-will-change-everything-and-behind-numbers-podcast-banking-payments-show-ai-turning-bank-marketing-upside-down-what-will-disrupt   © 2025 EMARKETER   Quad is a global marketing experience company that gives brands a frictionless way to go to market using an array of innovative, data-driven offerings. With a platform built for integrated execution, Quad helps clients maximize marketing effectiveness across all channels. It ranks among Ad Age's 25 largest agency companies. For more information, visit quad.com.  

I talk to the recipient of Tesla's – and automotive history's – first-ever autonomously delivered vehicle about his experience (interview starts at the 35:03 mark). Plus: I'll go over Tesla's Q2 production and delivery numbers, the fate of the EV federal tax credit, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or annual pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every tier! And don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call or Skype is 1-888-989-8752. WIN AN EV WHILE GIVING TO A GREAT CAUSE: For your chance to win your dream EV in the 2025 ChesedChicago raffle, head to https://ccraffle.com?utm_source=ridethelightning&utm_medium=podcast&utm_campaign=06.15.25 . Hurry, tickets are limited and only 9,999 tickets will be sold, get your tickets today and use code RTL for $25 off of two tickets or $500 off of 15 tickets. Whether you win or not, you're helping a great organization help families in need. INTERESTED IN AN EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their “One-time Payment” option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).  BONUS: If you're in or going to be in the greater San Francisco Bay Area, bring your car to Immaculate Reflections! They're offering a Summer special: $200 off of any paint correction service, $500 off of any ceramic coating package, and 15% off of any PPF package. And I realize that 15% may not sound like a lot, but on a front end PPF that's a solid couple hundred bucks off, and if you go full-body PPF like me you're saving over $1000 right there. Thank you Jeff for offering these generous discounts to my audience! Check out his website at irdetailing.com