Podcasts about payments

Ryan and David break down a historic week for crypto as the SEC and CFTC finally deliver long-awaited clarity, classifying major tokens and reshaping the market. At the same time, Bitcoin is outperforming stocks and gold amid global tensions, raising the key question: is this a real regime shift or just a relief rally? They also cover the rise of prediction markets, the emerging battle for agentic payments (Tempo vs. Stripe/Coinbase), and crypto's cultural moment with Vanity Fair and the upcoming SBF Netflix series. ---

Ever find yourself still eating even though you're already full?If walking away from food feels harder than it should, you're not alone. In this episode of the Food Freedom Podcast, Coach Mary breaks down why stopping when you're full can feel so difficult and what might actually be driving the urge to keep eating.If you struggle with overeating, food addiction patterns, or feeling pulled back to the fridge even after a meal, this episode will help you start looking at the problem in a completely different way.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Many people in recovery are told they should never fear food, but what if avoiding certain foods isn't about fear at all? In this episode, Coach Mary explores the difference between fear, honesty, and self-awareness when it comes to food decisions and how learning what truly serves your body and recovery can change everything.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Our guest this week is a Surfer, entrepreneur, savvy businessman, certified Surf industry legend, and owner of one of the most iconic Surf Shops in Southern California, if not the world. It's a true time capsule, both in its decor and in the fact that it remains one of the very few core Surf Shops still focused mainly on surfboards, wetsuits, and hard goods. They even have an in-house wetsuit repair shop in the back.Known for the witty satire on its legendary PCH sign in Newport Beach, Frog House has never been shy about stirring the pot. Messages like “Now Accepting Eggs as Payment,” “Our Wetsuits Didn't Hang Themselves, Neither Did Epstein,” and “Frog House Daycare and Learing Center” have become part of the shop's daily character and charm.Inside, the vibe feels more like a bachelor pad frat house full of Surf bums and lovable misfits than a traditional retail shop and that's exactly how they like it. Since 1962, the Frog House has built its reputation on deep Surf knowledge, strong camaraderie, and hand picked employees trained by some of the best in Surf Culture.We're excited to sit down and hear how this Florida grom moved to Huntington Beach during his senior year of high school, convinced then owner Frank Jensen to give him a job, worked his way up to shop manager, and somehow saved enough money to buy the shop in 1978.But that's only part of the story. We're beyond pumped to hear it all straight from the man himself, the “Core Lord,” owner of Frog House, Mr. Thomas “TK” Brimer.

Crypto News: The SEC provides critical guidance on how various crypto assets will be classified highlighting most cryptocurrency assets are not securities. Mastercard agrees to buy stablecoin platform BVNK for up to $1.8 billion. Moody's becomes the first credit rating agency to bring its ratings data onchain, debuting its Token Integration Engine on the Canton Network. Brought to you by 

Pete Matthew and Roger Weeks cover self-employed saving rates, inheritance tax and estate planning, and how dividends are treated inside pension drawdown (including SIPPs). They also discuss salary sacrifice and contribution limits, the pros and cons of recycling tax-free cash, and whether to overpay your mortgage or invest via a Stocks & Shares ISA. Shownotes: https://meaningfulmoney.tv/QA42  01:07  Question 1 Hi Pete and Roger, Thank you for your amazing podcast! My question is about budgeting & savings percentages: Should you aim for a % of your gross pay or your net pay when it comes to aiming for a savings percentage? e.g. Invest 20% of gross or net? I'm self employed and work contract to contract. From each contract payment I have to give 25% to agents and lawyers. Then I get paid the rest and have to put aside some of the money ready for the Tax man. When planning for how much I should save / invest from each contract payment should I be putting aside: 20% of the original contract amount? (which would be prior to the agents taking their cut and prior to the tax man taking his cut?) 20% of the amount left after the agents but prior to the tax man? Or 20% after both the agent cut and tax man cut? Thank you! Isabel 05:50  Question 2 I am a 70 year old widow with no children.  My current net worth is about £2 million. This is made of of a house (£500,000), savings and investments (£1,150,000) and a drawdown pension pot of £350,000 which I inherited from my husband.  My husband died aged 68 so the pension pot is currently tax free. I plan to leave our inheritance tax free allowances of £650,000 to family, mostly nephews and nieces and the reminder to charities.  The drawdown pension will also go to named family members until the rules change in 2027 after which this will also go to charity.   I understand that this would mean my estate wouldn't be subject to inheritance tax.  Am I right about this? Is there anything I might not have thought about or any flaws in my thinking? Thank you for your very informative podcast, Susan 08:24  Question 3 Hi Pete and Roger,  I'm still catching up on the back catalogue and am still loving the show, the listener questions are a great alternative, absolutely brilliant :) My mind has been wandering as it usually does, and this time thinking about my retirement plan and what dividends will look like at retirement. I have some queries I would love you to clarify please if possible. As it stands I have a combination of SIPP and stocks & shares ISAs all globally diversified with various stocks and ETFs etc and also a NHS DB pension.  I'm about to turn 49 and planning on a retirement at around 60. I'm trying to plan in the most tax efficient way (obviously this may change with future governments). For now though I am trying to max out my ISAs regularly for the tax free benefits and in particular focussing on a goal of using global ETF high yield dividends as income  annually at retirement. I have a Vanguard SIPP with 3 ETFs. I plan to take the 25% tax free amount from this when I retire. The rest (75%) I plan to leave as is, in the same ETFs and as they will hopefully still be paying dividends, I am a little confused as to how these will be regarded, such as for tax purposes? My assumption is the dividends will be added as cash to my now 75% remaining pot and then if I start to drawdown on this then I guess I will be taxed as normal depending on my tax status at the time only on what I drawdown as income. However when the dividends are added to my drawdown (75%) portfolio will this be part of my annual tax free (currently £500) dividend allowance OR will they not count as they are in my "pension pot" (and not classed as income) as is the case currently pre-retirement? At the present should I actually be adding the dividends that I currently receive in my pension pot to my annual tax free allowance (£500 for me)? (I assumed dividends in a SIPP don't need declaring/adding up towards your annual tax free dividend allowance). I hope that all makes sense? Thanks for all your work with the podcasts and Listener Questions too, you guys are awesome! Cheers lads, Jon 13:22 Question 4 Dear Pete and Roger, I've just turned off lifestyling on my pension thanks to your excellent podcast and videos. You may have saved me thousands so many thanks! I now have a cunning plan! I work for a university and have a hybrid pension with the Universities Superannuation Scheme (USS). Payments for my regular defined benefit (DB) pension are made via salary sacrifice. I'm also making additional voluntary contributions to the defined contribution (DC) part of USS, also by salary sacrifice. I've increased these DC payments to a level where my reduced effective pay is just above the level of the National Living Wage. As all my USS contributions, DB and DC, are made by salary sacrifice, they count as employer contributions. As I understand it, I am also allowed to make employee pension contributions to an entirely separate SIPP up to the full level of my Relevant Earnings, which in my case is my salary alone. Is that correct? If so, am I allowed to make employee contributions up to the level of my original salary (before salary sacrifice reductions)? Or am I only allowed to make employee contributions up to the level or my reduced salary (after salary sacrifice), just above the level of the National Living Wage? Is my plan a sound one or is it a cunning plan worthy of Baldrick? I'm 54 years old and a basic rate tax payer with a salary of about £37,000 per annum. I do not expect to be promoted. Simon 17:56  Question 5 Hi Pete and Roger, Long time listener and watcher on YouTube and think it is absolutely wonderful all the free good advice you put out there. I hope you give yourselves a pat on the back for helping so many people build their wealth and no doubt have a better future in their latter years than they would have had without you. As I reach a certain age I am pondering a strategy and was wondering if you could advise if this is a flawed approach, letting the tax tail wag the dog or perfectly valid. I've never heard anyone suggest it and can't believe that I have an idea that experts haven't thought of. It involves recycling tax free lump sums from an existing DC pension. My understanding is that you have to "break" ALL the conditions to breach the recycling rules and the one I am considering not breaking is "tax free lump sum is less than £7,500 in any 12 month period". The idea is this: - Crystalise 30K. £22.5K into a drawdown pot and left untouched so as to not trigger the MPAA. £7.5K tax free cash withdrawn - Take the £7.5K tax free cash and recycle it into a new SIPP - Benefit from 40% tax relief to gain an additional £5K - Do the same a year later and repeat until actual retirement If I did this for the 10 years between first accessing my DC pension and retiring from employment at state pension age that's an extra £50K "free". The only downside I can see is that by crystalising you remove a portion of your existing DC pot from being able to have a 25% tax free slice of a bigger pie in the future. However I would have thought by putting the tax relief and tax free cash into a new SIPP, plus 25% of that total being tax free second time around when withdrawn, it would outweigh the downside, particularly if you think you're going to be a lower rate tax payer in actual retirement. Any thoughts gratefully received. Keep up the great work and fantastic content. Kind Regards, Tom 24:40  Question 6 Hi Rodge & Pete Love the energy of the show, both educational and also very funny one of my favourite financial podcasts! I recently purchased my first home solo at 35 on a 39 year mortgage term which takes me above the standard retirement age and I do hope I am not working full time by the age of 74. I went with the longer mortgage term to keep monthly costs down initially with the plan to possibly review this when my fixed term comes to end in 2030. I contribute monthly to my S&S ISA currently £200 with the plan to double this in 2026 but should I be diverting some of these funds instead to overpay the mortgage? I'm conflicted about this as I believe I will get better returns on the S&S ISA over the 39 year period vs saving interest on the mortgage. I currently contribute to my employer DC pension and also have a fully funded 3 month emergency fund so any spare cash can be put to work for my future. Thanks, Chantelle  

Why do some women make lasting progress in food addiction recovery while others stay stuck for years?In this episode, Coach Mary breaks down three distinct patterns she has seen after years of coaching women through food sobriety. If you have struggled with consistency, motivation, or follow-through, this conversation will challenge you to take an honest look at where you are and what needs to shift.If you are serious about healing your relationship with food, this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

David Zaring, Professor of Legal Studies and Business Ethics at the Wharton School, joins the show to explain the Federal Reserve's consideration of a “skinny” master account for nonbank financial firms. The conversation covers payment rails, regulatory oversight, competition with traditional banks, and the implications for community lenders and financial stability. They also examine potential litigation and legislative responses. Hosted on Acast. See acast.com/privacy for more information.

Hanover Park's Chris Hladczuk talks with TITV Host Akash Pasricha about the end of B2B SaaS and how AI is modernizing venture capital operations. We also talk with The Information's Stephanie Palazzolo and Aaron Tilley about Apple's crackdown on vibe coding apps like Replit, and Gecko Robotics CEO Jake Loosararian about his company's $71 million deal with the US Navy. Lastly, we get into Coinbase's ambition to build the payment layer for AI agents with our crypto reporter Yueqi Yang.Articles discussed on this episode: https://www.theinformation.com/articles/coinbase-dives-ai-agent-paymentshttps://www.theinformation.com/articles/apple-cracks-vibe-coding-appsSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/

Cryptocurrency Payment Rails Can and Should Replace Legacy Networks #Crypto #Cryptocurrency #podcast #BasicCryptonomics #Bitcoin #Gold #Silver #Platinum #Palladium Website: ⁠⁠⁠⁠https://CryptoTalk.FM Facebook: ⁠⁠⁠⁠@ThisIsCTR⁠⁠⁠⁠ Discord:⁠⁠⁠⁠ @CryptoTalkRadio⁠⁠⁠⁠ Chapters (00:00:01) - Crypto Talk Radio(00:01:53) - Bitcoin and Ethereum: Strong Upward Trend(00:05:24) - Lucrative Crypto Projects: Utility of a Project(00:09:47) - Crypto Talk: Don't Fall for Scam Projects(00:13:18) - Your Local Bank Is Considering Launching Their Own Cryptocurrency Payment(00:19:31) - Crypto: A High-Risk Investment

In this episode, Adam Shannon, a Founding Engineer at Moov Financial talks about direct integrations with The Clearing House and the Fed. What are the implications of such connections, how do they benefit the end user, improve the flow of funds and who should concern themselves with such connections.Clarification regarding our comments about settlement delays: we talk about payment infrastructure at a high level in this episode, and some examples of settlement timing are simplified. Payments are still required to move through regulated financial institutions and sponsor banks.Follow our Substack here: https://aftfinance.substack.com/Some of the topics that were covered:How does ACH/RTP/FedNow work in general? Structure of fund flow and settlement.What does it mean to connect directly with TCH/Fed?How does that actually work and what's the benefit?Who compiles the transaction files in this case and where is the sponsor bank playing a role?

Fast food isn't just convenient. It's engineered.In this episode of the Food Freedom Podcast, Coach Mary breaks down the science behind the “bliss point,” the precise combination of sugar, salt, and fat designed to keep you eating past the point of fullness.If you've ever wondered why certain foods seem impossible to stop eating, this episode will help you understand the brain chemistry, dopamine response, and food industry strategies that make ultra-processed foods so addictive.You'll also learn why willpower isn't the solution and what actually helps people break free from the cycle of cravings and compulsive eating.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

In this episode of Home Health Revealed, Hannah Vale sits down with Ethan from Flychain to talk about the truth behind AI in home health and hospice, and why agencies are feeling both excitement and uncertainty about what automation really means for the future of the industry. They discuss how AI is already being used across clinical, operational, and financial workflows, why payers are leveraging automation to review and deny claims at scale, and what providers can do now to stay ahead. The conversation also explores how better data integration, stronger revenue cycle processes, and clearer financial visibility can help agencies protect margin while continuing to grow. Hannah and Ethan also talk through the importance of having the right tech stack, how financial and operational data need to work together, and why agencies that understand their numbers will be in the strongest position as reimbursement pressure continues. If you are a home health or hospice leader trying to understand where AI fits into your organization, this episode breaks down the hype, the reality, and what agencies should be doing now to future-proof their operations. Listeners interested in learning more about the tools discussed in this episode can visit Flychain to explore financial visibility and AI-driven reporting solutions, or learn more about revenue cycle strategy and performance improvement through HealthRev Partners. Chapters (00:00:03) - Home Health Revealed: The AI CFO(00:03:12) - Do You Need to Worry About Your Job?(00:05:57) - What AI Looks Like for Home Health?(00:10:46) - How Can EMRs Align Their Tech Stack with AI?(00:13:41) - Is AI the CFO of the Future?(00:15:46) - Should I Buy or Start with an EMR?(00:19:19) - Sources of Truth in the EMRs(00:20:45) - Payment-side AI: How do we keep up with pay(00:24:22) - Home Health Industry's Fight Against AI and the Audit Crack(00:29:32) - What Does AI Look Like For Healthcare Operations?(00:37:07) - Healthcare Finance: Automation and Data Integration(00:43:10) - Are You Scared of AI Taking Jobs?(00:43:54) - What Would Home Health and Hospice Leaders Do With AI?(00:48:39) - Where to Reach Out to Ethan Glass

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Darryl and Jackie Beech to explore the dynamics of running and transitioning a family-owned automotive business. Darryl reflects on the importance of having strong business processes and work-life balance, sharing his motivation to set Jackie up for long-term success as she steps into a larger leadership role. Jackie opens up about the challenges—and privileges—of carrying forward her father's legacy, focusing on the value of maintaining strong customer relationships while preparing for inevitable changes.00:00 "Doubting His Radio Future"04:40 "Family, Loss, and Betrayal"08:19 "Mismanagement and Lack of Structure"10:42 "Shopware's Lifesaving Support"14:53 Forensic Analysis in Auto Failures18:21 "Tailored Vehicle Maintenance Advice"21:31 Transitioning Business Leadership and Operations23:38 "Balancing Business and Social Hurdles"28:52 "Senior Tech Rejects Management Training"31:54 "Saving a Family Legacy"35:02 Navigating Tough Clients Effectively38:49 "Embracing Leadership Humility"40:32 "Early Career Diversification Needed"44:45 "Growth Through Decisions and Challenges"48:08 Managing Stress and Support Systems49:55 "Overcoming Recession and Struggle"53:34 "Navigating Family Life and Struggles"56:48 "Childhood Memories: The Good Side"

Skinny culture appears to be making a comeback. From celebrity bodies becoming dramatically thinner to the growing normalization of rapid weight-loss solutions, the cultural pressure to be smaller is quietly returning.For women recovering from food addiction, binge eating, and chronic dieting, this shift can be dangerous. The messaging around body size can easily pull people back into the same harmful patterns they've worked so hard to escape.In this episode, Coach Mary talks about the return of “thin is in” culture and why women in recovery need to stay grounded in a different standard. Instead of chasing extreme thinness, there is a healthier path forward that focuses on strength, stability, and long-term wellbeing.If you've ever felt the pressure to shrink your body to fit cultural trends, this conversation will help you keep your focus where it belongs.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

THE REVIEW is recorded live on X and available on all major streaming platforms. Follow our hosts:​Ken - https://x.com/NFTMachinist​Aaron - https://x.com/GuyettAaronThis episode was sponsored by Astrolescent.comLearn more through their official links:​⁠⁠⁠https://astrl.trade⁠⁠⁠​⁠⁠⁠https://t.me/astrolescent_announcements⁠⁠⁠​⁠⁠⁠https://x.com/astrolescent⁠⁠⁠THE REVIEW PODCAST DOES NOT PROVIDE FINANCIAL ADVICE

VLOG March 16 Live Nation trial restarts - Inner City Press moving to unseal. Global: https://matthewrussellleeicp.substack.com/p/ticketmonster-goes-global-amid-us US says Maduro no expectation of VZ payments. Coinbase WLUNA case, OceanFirst redliner. SG in Lebanon, @USAmbUN OK with censorship? Project on #NextSG

Rivian announces pricing for the hotly anticipated R2. Plus: the Model Y L comes to another market (no, it's not the US…yet), Tesla files a patent for some interesting new seats on the next-gen Tesla Roadster, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com and use the promo code RPMRTL for 5-10% off your next purchase. And make your garage door foolproof with the Infinity Shield – get yours at https://www.infinity-shield.com and use the promo code RTL at checkout for a $35 discount.

1003. Is one missed payment going to haunt your mortgage application forever? On this Finance Friday, host Laura answers a listener's question about a recent late payment and the fear that it might ruin their chances of buying a home. If you've ever seen your credit score plummet due to a mistake, this episode is for you. Laura breaks down the "lifespan" of credit damage and reviews seven specific negative items that can appear on your reports, including: Late Payments: The most common mistake and the "7-year rule." Charge-Offs vs. Collections: What happens when a creditor gives up on you. Medical Debt: Why the rules for medical bills are different (and better!) for consumers. Bankruptcies: The difference between Chapter 7 and Chapter 13 reporting. Foreclosures & Settlements: How long they linger and how their impact fades over time. You'll also learn why your credit score isn't a "permanent record" and how the diminishing effect of old mistakes allows your score to rebound faster than you think. Find a transcript here.  Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308. Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips. Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://www.facebook.com/MoneyGirlQDT

Book a call: https://remnantfinance.com/calendar Student Loan Tutor: https://www.studentloantutor.com/Out Print the Fed with 1% per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE_____________________________Most people don't realize their student loan servicer is getting it wrong more than half the time. The Inspector General confirmed it: there's a 61% error rate in federal student loans. That means even if you do everything right, the odds are stacked against your loans being handled correctly over a 25-year repayment term. And most borrowers have no idea.In this episode, Hans sits down with Zack Geist, founder of Student Loan Tutor and one of the leading authorities on federal student loan repayment. They break down what's really happening inside the student loan system, why so many borrowers are overpaying, and how the right strategy can actually result in paying back less than you borrowed.Chapters:00:00 – Opening segment00:30 – Introducing Zack Geist and Student Loan Tutor01:10 – Bio and background03:00 – How Student Loan Tutor has saved borrowers over $1 billion06:25 – The 61% error rate: what it means and why it matters08:00 – Zack's background11:00 – The best lessons from failure14:20 – Zack's eco village and regenerative farm in Hawaii18:55 – Sovereignty, healing, and intentional community24:45 – Conscious spending vs. budgeting: a different framework29:15 – Pay yourself first and invest in learning33:35 – What Student Loan Tutor actually does and what it costs36:00 – The student loan trap set for 18-year-olds39:20 – Why doctors with the same loans pay wildly different amounts43:20 – The tax bomb at forgiveness: what borrowers aren't planning for45:10 – Effective interest rate vs. stated interest rate48:00 – The choose-your-own-adventure moment: what to do right now50:20 – Closing segmentKey Takeaways:Know your effective interest rate, not just your stated one. A 7% stated rate means nothing without accounting for your forgiveness timeline, tax exposure, and total payments over the life of the loan. Most Student Loan Tutor clients have a negative effective interest rate, meaning they'll pay back less than they originally borrowed.There's a 61% chance your servicer is handling your loans incorrectly. This isn't speculation, it comes from the Inspector General. Over a 25-year repayment period, the statistical probability of your loans being processed correctly every single year is lower than getting struck by lightning twice.Your monthly payment and your optimal monthly payment are probably not the same number. If your effective interest rate is negative, the correct amount to pay above your required minimum is $0. Every extra dollar you put toward that loan is working against you.The tax event at forgiveness is real and it requires a plan. When your loans are forgiven, the remaining balance is treated as earned income. For many borrowers, that's a $300,000 to $400,000 IRS bill in a single year. Plan for it now, or get blindsided later.Taking control of your student loans is the first step toward building wealth. The difference between servicing your loans at the standard rate versus optimizing your plan and investing the savings can be seven figures over 25 years. Same income, same expenses, completely different outcome.

Payment declines happen millions of times a day, but how a financial institution handles that moment of failure can define the entire customer relationship. My guest on this episode is Amir Wain, the Founder and CEO of i2c, a global payments and banking infrastructure company he has been building for more than 25 years. Amir is a serial entrepreneur who made a foundational architectural bet early on: that a single, customer-centric, composable platform built for all products and all geographies would ultimately win over the industry's prevailing approach of stitching acquisitions together.That bet has paid off. Today, i2c powers card and banking programs across 200-plus countries for financial institutions, fintechs, and governments alike. In our conversation, we dig into how modern unified payments infrastructure enables real-time contextual decisioning, why the moment of a payment decline is actually an opportunity to build customer trust, how i2c thinks about balancing fraud prevention with false positives, and what the rise of agentic AI means for the authorization process, and for keeping the human customer at the center of it all.In this podcast, you will learn:The evolution in Amir's thinking that led to the founding of i2c.When he realized that architecture will determine the destiny of the business.How i2c has evolved over the last 25 years.How contextual decisioning in the authorization process has become a differentiator for i2c.Where traditional infrastructure falls short in authorization decisions today.What fraud signals are the most important when balancing friction and user experience?How the industry can balance personalization and data privacy.The three segments of the market that i2c is focused on.How they are thinking about moving beyond payments.How they are planning for the world of autonomous AI agents making transactions.How far away we are from agentic commerce having significant scale.What keeps Amir excited today about the future.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In this episode of the Merchant Sales Podcast, James Shepherd explores some of the biggest developments shaping the payments landscape today. He discusses the rapid growth of digital wallets like Apple Pay, increasing merchant acceptance of cryptocurrency, and new payment frameworks emerging for cross-border transactions. He also highlights an important reality in payments: technology may evolve quickly, but consumer adoption often takes much longer. The episode also features Patti Murphy's Today in Payments segment, covering key industry updates including mobile wallet usage trends, crypto adoption among merchants, new cross-border payment initiatives from SWIFT, and Elon Musk's plans for the upcoming X Money financial super app.

Why do some people struggle for years with binge eating, food addiction, or disordered eating and still never feel fully recovered?In this episode of the Food Freedom Podcast, Coach Mary explores why eating disorder recovery doesn't work for everyone and what might actually be standing in the way. If you've tried therapy, treatment programs, or doing it on your own and still feel stuck in the cycle of overeating, restriction, and starting over, this conversation will challenge the way you think about recovery.This episode is for anyone navigating binge eating recovery, food addiction recovery, or long-term weight cycling who is ready for an honest look at what it really takes to break free.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Zeke Emanuel, Vice Provost for Global Initiatives at the Wharton School, joins the show to discuss recent reforms at the Centers for Medicare and Medicaid Services. The conversation covers site-neutral payments, strengthening primary care compensation, innovation models, and efforts to address waste and Medicare Advantage risk adjustment. They also examine the broader fiscal and policy implications for the $1.7 trillion agency. Hosted on Acast. See acast.com/privacy for more information.

The USDA has already allocated over $6 billion in payments under the Farmer Bridge Assistance Programs. Payment rates for specialty crops under the program are due in early April. NAFB News Service See omnystudio.com/listener for privacy information.

Crypto OG Erik Voorhees joins The Chopping Block crew to dissect the future of agentic payments, the eternal war for privacy, memecoin-fueled AI drama on Moltbook, and why your next DeFi user might just be your OpenClaw agent—plus, a candid look at crypto's core and how AI turns software engineering existential. Welcome to The Chopping Block — where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. This week, we're joined by none other than Erik Voorhees, legendary crypto pioneer and founder of Venice, for a no-holds-barred discussion on the wild convergence of AI, crypto, and the meme coin casino. Erik unpacks his journey from anti-surveillance crusader to AI entrepreneur, why Venice is all-in on privacy and free speech for LLMs, and how “provable privacy” is a Sisyphean technical challenge. The crew breaks down OpenClaw's agent drama, memecoin carpet-bombing of Moltbook, and Meta muscling in on AI social networks. We debate agentic payments (will your first paying customer soon be a bot?), the true game theory behind state surveillance, and why crypto's greatest killer use case might actually be building tools for robots instead of humans. Plus: existential crises for software engineers, why “AI alignment” is a philosophical dead end, and the childlike glee (or open psychosis) of trading OpenClaw war stories at AI meetups. Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. Show highlights

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Crypto News: Wells Fargo filed a crypto-related trademark application for WFUSD, signaling a deeper push into crypto and blockchain services. Mastercard launches new Crypto Partner Program. Brought to you by

In this episode of the Food Freedom Podcast, Coach Mary challenges a common phrase we've all heard and invites you to rethink what you've been taught about certain foods. If you've struggled with cravings, blood sugar swings, food addiction, or the cycle of starting and stopping diets, this conversation will shift how you see the role of ultra-processed foods in your recovery.This episode explores the connection between sugar, refined carbohydrates, metabolic health, and why language matters in food addiction recovery. If you are working toward food sobriety and want a clearer understanding of what may be driving your cravings and loss of control, this is a powerful listen.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Payments is full of noise: legacy processors, vendor sprawl, duplicate onboarding, and merchants who just want their money faster. We cut through it by showing a pragmatic path from point products to a unified embedded finance stack that actually scales. With Jaris founder and CEO Chris Aristides and VP of Platform Partnerships Matt Thomas, we unpack why “foundation first” beats bolt-on every time and how to make it work across multiprocessor portfolios without ripping out your core.We start with the playbook behind winners like Square and Stripe: remove complexity, unify the experience, and make multi-product adoption effortless. Then we translate that into the realities of processors and ISOs. Chris explains the banking backbone - independent RTN, sponsor bank alignment, and vertically integrated ledgers—that makes settlement reliable and compliant. Matt breaks down managed settlement as the key unlock: a dynamic funding layer that normalizes Fiserv, TSYS, Worldpay, and Elavon flows, enabling split settlement, instant payouts, and automated loan repayment without custom builds for each backend.From there we stack the products merchants actually use. Lending remains a high-margin anchor with powerful retention, while instant payouts reach a far larger share of the base with a clean pay-as-you-use model that works on weekends and holidays. High-yield savings ties it together for cash management, all delivered through one onboarding, one golden merchant record, and a white-labeled UI that honors sub-ISO relationships and trust. The result is tangible: fewer forms, faster activation, clearer visibility for ops, and a material lift in retention and revenue.If you lead partnerships, product, or operations at a processor or ISO, this conversation gives you a concrete framework to touch the other 95 percent of your merchants, modernize onboarding, and launch new revenue lines through a single integration. Subscribe, share this episode with your team, and leave a review to tell us which product you'd launch first.

You may already be sending pre-notes when vendors submit banking for an ACH payment method, or maybe you're thinking about it as a way to comply with the upcoming Nacha rule.  Here's why pre-notes don't help to prevent fraud and are not recommended for Nacha compliance.Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:     Nacha:  RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1) https://www.nacha.org/rules/risk-management-topics-fraud-monitoring-phase-1Free Nacha Compliance Webinar:  Last Minute Compliance:  3 Ways To Meet Nacha's ACH Fraud Monitoring Rule Before the Deadline! https://attendee.gotowebinar.com/register/7321756135093063258Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-downloadVendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

In this episode of Farm4Profit, we sit down with Richard Fordyce, Under Secretary for Farm Production and Conservation, for a timely conversation about federal policy and what it means for American producers.

If you've been trying to quit sugar or “get healthier” but keep finding yourself back at square one, this episode is for you. In today's conversation, we're unpacking a pattern that looks disciplined on the surface but quietly fuels relapse, cravings, and the binge-restrict cycle. If you're serious about food addiction recovery, sustainable weight loss, and healing your relationship with food, it may be time to rethink what you've been calling “healthy.”Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

This week Tim Sherwood and Natalie Pike sit down with former Liverpool & Republic Of Ireland midfielder Jason McAteer to discuss all things football from Tottenham's worrying season to where does Salah rank amongst Liverpool greats?They start the pod by chatting about Cheltenham this week, why footballers love a day out at the races and why Jason wants his ICONIC white Liverpool suit back from Helen Chamberlain.The trio then discuss in detail the future of Spurs manager Igor Tudor, the big red flags he's showing as Tottenham boss & why they are now the favourites for relegation out of Leeds, Forest & West Ham.Tim, Jason & Natalie then chat about Liverpool's links to Spurs defender Micky Van der Ven, Why Salah's leadership skills shows that he isn't the issue at Liverpool & why the pressure is still on Arne Slot despite winning their last 4 games.Tim & Jason then discuss where Mo Salah ranks amongst the Liverpool greats, who makes up his top 5 greatest Liverpool players of all time and which player had the best individual one season in Liverpool's history.They then talk about why teams outside of the traditional 'big 6' are disrespecting the FA Cup after Fulham & Sunderland made changes before their FA Cup exits before debating is Joao Pedro an elite forward alongside Haaland, Kane & Mbappe.Jason then gives an honest answer when asked about his old trigger nickname in football and why he's wanted to fit in at Liverpool having started his career in non-league before now having a masters degree.Finally we end the pod with Tim & Jason saying who they believe will be the managers of Liverpool, Manchester United, Manchester City, Tottenham & Chelsea on the first game of next season before Jason tells the story of how he reconciled with former Ireland teammate Jason McAteer.

The next phase for stablecoins and a new product powered by Borderless with CEO Kevin Lehtinitty. Borderless.xyz CEO Kevin Lehtiniitty joins CoinDesk's Jennifer Sanasie to discuss their new partnership with Dfns and the shift toward "Stablecoin 2.0" for global institutions. - This episode was hosted by Jennifer Sanasie.

Nass Eddequiouaq, Cofounder and CEO of Bastion, joined me to discuss Bastion's regulated stablecoin infrastructure solutions.Topics: - Bastion's Stablecoin Solutions- Helping Sony Bank to launch a stablecoin- Stablecoin regulation and market- Stablecoin impact on payments- Banks vs Stablecoin yield- Ai Agents using stablecoinsBrought to you by

Timing your tax filing can mean serious savings on your monthly payments, especially if you're on an income-driven repayment (IDR) plan and aiming for forgiveness. We break down scenarios for when it makes sense to file right away, when to wait, and how married couples or borrowers with irregular income can play their cards for the biggest advantage. If you've ever wondered how your AGI or recertification date could influence your student loan bills, this episode gives you straightforward strategies you can use right now. Key moments: (07:48) Why when you file your tax return directly affects your IDR payment amount (10:59) Filing a tax extension is free, but if you owe taxes, you must pay by April 15 (18:13) When filing early (or on time) makes more sense than filing an extension (21:39) SAVE borrowers can lock in the ideal recertification date by switching plans between April 15 and October 15   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Join SLP Insiders for student loan loopholes, SLP app and member community Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!  

The next phase for stablecoins and a new product powered by Borderless with CEO Kevin Lehtinitty. Borderless.xyz CEO Kevin Lehtiniitty joins CoinDesk's Jennifer Sanasie to discuss their new partnership with Dfns and the shift toward "Stablecoin 2.0" for global institutions. - This episode was hosted by Jennifer Sanasie.

In "Execution, Visibility, and Financial Control: How Infios Solves Global Supply Chain Challenges", Joe Lynch and Alan Rowlett, Corporate Vice President of Infios, discuss how unifying supply chain execution and financial data builds resilience.  About Alan Rowlett Alan D. Rowlett, Jr., PhD, is a transformational global operations and supply chain executive focused on turning complexity into competitive advantage. With more than 25 years of experience spanning global enterprise, service, and logistics environments, he is known as a structured disruptor who challenges conventional thinking while strengthening resilience, modernizing operating models, and leveraging technology to elevate financial performance. Alan brings a disciplined, forward-looking perspective to today's supply chain challenges and is a frequent voice in industry and academic forums focused on innovation, leadership, and the future of global commerce.  About Infios Infios is a global leader in intelligent supply chain execution, relentlessly making supply chains better - every single day. With a portfolio of adaptable solutions, we empower businesses of all sizes to simplify operations, optimize efficiency and drive measurable impact. Infios serves more than 5,000 customers across 70 countries, delivering adaptable and innovative technologies that evolve with changing business needs. Our deep expertise and commitment to purposeful innovation help businesses turn supply chains into a competitive advantage, building resilience and shaping a more sustainable future. Infios is a joint venture of international technology provider Körber and global investment firm KKR. Learn more at www.infios.com. Key Takeaways: Execution, Visibility, and Financial Control: How Infios Solves Global Supply Chain Challenges In "Execution, Visibility, and Financial Control: How Infios Solves Global Supply Chain Challenges", Joe Lynch and Alan Rowlett, Corporate Vice President of Infios, discuss how unifying supply chain execution and financial data builds resilience. Visibility drives value. The "End-to-End" Rebrand: Infios represents a strategic unification of industry-leading tools (like MercuryGate TMS and Körber WMS) under one flag. The goal is to move beyond "handshake" visibility to true "order-to-cash" control, spanning the entirety of a product's global journey rather than just the final few days of transport. The Three Pillars of Supply Chain: Alan defines the core of any successful supply chain through three consistent threads that have remained unchanged since the 1980s: Execution (doing the work), Visibility (status and positioning), and Financials (the ultimate measure of winning or losing). Financial Control as the Ultimate Truth: A supply chain's success is ultimately validated by the CFO. Infios focuses on eliminating data inconsistencies between operations and finance, ensuring that freight spend, accruals, and internal ledgers align perfectly to prevent the "discrediting" of logistics data. The "Silent" ROI of Freight Audit: Freight Audit and Payment (FAP) isn't just about catching errors; it's about contract adherence. Infios helps shippers recover significant costs from "freight paid but not used" (like discarded parcel labels) and service failures (like shipments missing a guaranteed 8:00 AM window). Combating Sophisticated Freight Fraud: With the rise of AI-generated fake documentation and "check-interception" by organized cartels, Infios uses its integrated system to flag discrepancies—such as a carrier being tendered as "Company X" but submitting paperwork as "Company Y"—before the invoice is paid. Legacy Systems vs. Cloud Agility: Many global enterprises are "institutionalized" with on-premise mainframes. Alan argues that the transition to the cloud is no longer just about cost-cutting; it's about adaptability. Cloud-based architecture allows for "plug-and-play" integration of AI and data aggregators that on-premise systems simply can't support. Intelligent Connectivity as a Competitive Edge: The future belongs to organizations that unify physical movement with financial flow. By automating "low-value" manual audit drudgery, companies can elevate their staff from processing transactions to analyzing high-level freight spend trends and driving strategic value. Learn More About Execution, Visibility, and Financial Control: How Infios Solves Global Supply Chain Challenges Alan Rowlett | Linkedin Infios | Linkedin Infios White Paper: Beyond the Invoice: Unlocking strategic value of Freight Audit and Payment programs.  eBook: The Connected Execution Playbook  White Paper: Integrating FAP and TMS: The hidden engine behind smarter transportation spend  Webinar: Driving Cost Savings with FAP   The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

For years, companies that needed to move money at scale faced the same frustrating tradeoff: build their own bank integrations and compliance infrastructure — a process that could take months — or stitch together a patchwork of specialized vendors, each covering a different rail. Modern Treasury has spent years sitting inside that problem, providing software infrastructure to help companies integrate with their banks, track funds, and manage ledgering at scale. Now, the founders have taken the company a significant step further, launching Payments, an integrated PSP that handles onboarding, KYB, and banking infrastructure on a client's behalf, compressing what used to be a six-month setup into days. Stablecoins are built in natively from day one, powered by Modern Treasury's acquisition of Beam, a stablecoin infrastructure company founded by Dan Mottice, who previously led crypto products at Visa and now heads stablecoin strategy at Modern Treasury. The result is what the company calls a "forever payments platform," designed to let companies start with fiat or stablecoin payments quickly with a single integration and expand over time, without the painful migrations that have historically defined scaling a payments stack. Listen to the podcast to learn about how Modern Treasury is thinking about fiat rails and stablecoins as complementary infrastructure, how the Beam acquisition shaped the new product, and why President Dimitri Dadiomov and Mottice believe the most significant near-term stablecoin opportunity lies in how companies manage working capital.

Mentor Sessions Ep. 056: Bitcoin Privacy Is At Risk (But These Fixes Are Coming) | NVK & Francis PouliotAddress reuse is silently destroying Bitcoin privacy—and most Bitcoiners have no idea how exposed they are. Coinkite founder NVK and Bull Bitcoin founder Francis Pouliot break down the most critical privacy vulnerabilities in Bitcoin today, why kidnappings tied to crypto wealth are surging across Europe (one every four days in France), and the technical solutions finally closing the gap. From silent payments and async pay join to BIP322 proof of reserves and UTXO management, this is the most comprehensive Bitcoin privacy conversation of 2025. Learn why giving your xpub to an exchange is catastrophic, how 5% pay join adoption could break chain analysis entirely, and why Nostr disposable identities may be the missing piece for private payments. If you hold Bitcoin, this episode could protect your life—not just your stack.About NVK: Founder of Coinkite, creators of the COLDCARD.

If you've been stuck in the cycle of losing and regaining the same weight, this episode will challenge everything you've been taught about weight loss. What if your weight isn't the problem, but a symptom of something deeper? In this episode, we unpack the connection between emotional eating, chronic dieting, stress, nervous system dysregulation, and your relationship with food. If you're ready to stop chasing the scale and start addressing the real root of your weight struggles, this conversation will shift your perspective.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Fraud doesn't wait for your roadmap. We sat down with Jess Kirkpatrick, VP of Risk and Fraud at Worldpay now part of Global Payments, to unpack how platforms can move beyond checkbox KYC and build a living risk program that protects growth, strengthens brand trust, and prepares for Payfac readiness. With experience spanning community banking, 17 years at PayPal, and global risk leadership, Jess brings a clear, practical lens to what proactive actually looks like.We start by challenging the biggest myth in payments: set it and forget it. Jess outlines four risk vectors (identity, intent, business model, and financial stability) and shows why continuous monitoring across all four beats a one-time screen. She explains how shared liability works in embedded payments, why payment providers still own card brand and regulatory obligations, and how true partnerships pair education, tooling, and joint governance.From there, we go deep on good friction: enhanced onboarding for higher-risk profiles, step-up checks on unusual behavior, and periodic reviews that are framed as protection, not punishment. Jess shares how clear communication turns compliance into service, preventing the “why are you asking this now?” backlash that costs you trust and churn. To close, Jess gives three high-impact moves for this quarter: modernize KYC/KYB and tighten onboarding, ramp up ongoing monitoring with alerts for sudden shifts, and train frontline teams while explaining controls to merchants. Measure success beyond loss rates by tracking retention of your best merchants and brand health around trust and safety. 

In this episode I'm giving you a behind-the-scenes recap of my experience at the International Lash Expo (ILE) on March 1st, 2026!This year I had the opportunity to attend as both a speaker and a vendor, which gave me a unique perspective on the event from multiple sides of the industry. I'm sharing what the experience was like, what the energy of the event felt like, and some of the biggest takeaways I had from being surrounded by so many passionate beauty professionals.We also dive into a bigger question many lash artists and beauty pros ask: "Are in-person industry events actually worth attending?"If you've ever wondered whether conferences, expos, or beauty industry events are a good investment for your time and money, this episode will help you think through how to decide if one is right for you.In this episode we talk about:✨ What it was like speaking and vending at International Lash Expo✨ What attending an event like ILE is really like from the inside✨ How to decide if an industry event is worth attending for you✨ What to look for when choosing events in the beauty industry✨ The networking, inspiration, and opportunities that come from being in the roomWhether you're a new artist or a seasoned pro, getting out from behind your treatment bed and into spaces with other beauty professionals can completely shift your perspective on what's possible for your career and business.If attending an event like this has been on your mind, this episode will give you a clearer picture of what to expect and how to make the most of the experience.Interested in attending International Lash Expo?ILE is planning an event in Dallas this fall. You can follow them on Instagram for updates and event details as they're released:

Meet the Fantastic—and Controversial—Dr. David Healy Psychiatric Drug Companies-- What Are They NOT Telling Us? Today, we are thrilled to interview the famed and courageous Dr. David Healy. I have admired his work for many years, but never imagined I'd have the chance to meet him and chat with him. First things first. You may know Dr. David Healy for some of his highly controversial books, like "The Antidepressant Era," "Let Them Eat Prozac," and "Pharmageddon." But who is he, really? According to AI, Dr. David Healy is a prominent Welsh psychiatrist, psychopharmacologist, and critic of the pharmaceutical industry known for his research on antidepressants, their links to suicide, and exposing industry practices like ghostwriting and disease-mongering, operating through initiatives like RxISK.org to promote drug safety. He has a long history of challenging Big Pharma, facing academic backlash (like losing a University of Toronto post) for his views, and serving as an expert witness in legal cases involving psychotropic drugs, advocating for greater transparency and patient safety.  Healy initially worked with pharmaceutical companies, gaining firsthand knowledge of how SSRIs were marketed despite their trial weaknesses, focusing on the oversimplified serotonin hypothesis. He then became a vocal critic, highlighting issues like ghostwriting articles and manipulating academic opinion to sell drugs, leading to conflicts with industry-funded institutions. He founded RxISK.org, a platform for patients to report adverse drug reactions, aiming to make medicines safer. His strong stance (on research linking SSRI antidepressants to increased suicidal thoughts and urges) led to intense and corrosive controversy, including losing a professorship at the University of Toronto (though later settled as a visiting role) and harassment, noted here and here. In recent years, he has acted as an expert witness in cases involving drug-related suicides and homicides, bringing issues to regulators.  In essence, Dr. David Healy is a significant, often controversial, figure dedicated to drug safety, academic integrity, and patient awareness in psychiatry, challenging established narratives and industry power.  Taking a deeper dive, AI has added this critically important information: David Healy has discussed numerous examples of conflicts of interest that mainly involve the influence of the pharmaceutical industry on medical research, publication, and practice.  Key examples he has highlighted include: Ghostwriting of Articles: Pharmaceutical companies hire medical communication firms to draft research articles or reviews, and then get prominent academics or clinicians to put their names on the papers as the sole or primary authors, a practice known as ghostwriting. The named authors often have little to no involvement in the actual research or writing. Hiding or Misrepresenting Data: Drug companies have concealed unfavorable data or miscoded raw data on drug risks, such as the link between antidepressants and suicidal acts. This manipulation can make a drug appear safer or more effective than it actually is. Biased Clinical Trial Design: Healy notes instances where clinical trials are designed with "tricks," such as using inadequate or excessive doses of comparison medications to make the company's own drug look superior. Marketing-Driven Education: A large portion of continuing medical education (CME) classes for doctors are sponsored by industry. Healy argues this leads to a bias in the information presented to doctors, with an emphasis on the benefits of brand-name drugs rather than an objective assessment of all treatment options. Gifts and Payments to Physicians: Drug companies spend billions annually on marketing directed at doctors, including free samples, sales visits, and small non-educational gifts or lunches. Healy points out that while many doctors believe these gifts don't affect their own prescribing, studies show they influence prescribing patterns and create subtle biases. Industry Influence on Academia: Healy's own experience with a job offer being rescinded at the University of Toronto, which had received a large donation from a drug company (Eli Lilly), is a prominent case he uses to illustrate how industry funding can infringe upon academic freedom and stifle critical research. "Disease Mongering": Healy argues that the pharmaceutical industry often engages in "disease mongering," marketing conditions to the public and physicians to create a market for their products rather than simply addressing genuine medical needs.  So that hopefully gives you some idea of the scope of his work, and his vision of transparency and integrity in the reporting one the effectiveness and risks of psychotropic medications. In our conversation today, he emphasized the importance of listening to patients who describe side effects of medications, such as SSRIs, in described the efforts of Big Pharma to suppress such complaints, giving psychiatrists "talking points" to reassure and quiet concerned patients. In general, a main focus of his career has been to challenge and confront the efforts of drug companies to suppress negative information about their products and troublesome and dangerous side effects. He said that one of the rationales the drug companies use is to say that disseminating that type of information will discourage many potential patients from using their products, and therefore miss out on the potential benefits of the medications. In fact, they have a name for this, "treatment hesitancy," and discourage open discussion of negative effects for this reason. I asked Dr. Healy if he's experienced direct negative pushback from drug companies, and he gave a surprising answer—he said no, that the major pushback he's gotten has actually been from colleagues—psychiatrists who have bought the party line disseminated by the drug manufactures. For example, when he gave his famous talk at the University of Toronto on the increase in suicidal urges associated with SSRI antidepressants, a famous psychopharmacologist, Dr. Charlie Nemeroff, got him fired. Here's the story on Dr. Nemeroff, According to AI: In the late 2000s, Nemeroff faced investigations and sanctions from Emory University for failing to disclose significant speaking and consulting fees from pharmaceutical companies like GlaxoSmithKline, raising questions about research integrity and conflicts of interest, notes The BMJ and The New York Times.  Although the antidepressant effects of SSRIs are controversial and hotly debated, their effects on the nervous system are not. Dr. Healy's research indicates that they have a suppression effect on the nervous system, which dulls the senses, and this can happen within 1 to 2 days. One of the more troublesome of these effects is called "genital numbing," which affects 9 out of 10  people talking SSRIs. This can result in difficulties with sexual arousal and greatly delayed orgasm, and apparently these effects can persist long after drug discontinuation. He said that these sensory effects can develop quickly, within a day or two of starting the medications. Even more chilling, he said that the problem can actually get worse when you discontinue the medication, and can sometimes persist for life. In addition, quite a few individuals have "bad trips" on SSRIs, although a minority clearly have "good trips." He said the best thing to do for a bad trip is to take the patient off of the medication immediately—and NOT increase the dose. He confirmed my impression that a common error with all antidepressants is to increase the dose—which simply increases the side effects. In addition to the genital numbing described above, he said the SSRIs cause "emotional numbing," which means a decreased capacity for joy as well as sorrow. One of the main activities in David Healy's life has been listening to patients, rather than discounting their complaints when they describe negative effects of medications. When asked about what alternatives to drugs he might recommend to someone struggling with depression, he said that sometimes, just doing nothing will be helpful, since most mood problems clear up spontaneously in 12 to 14 weeks. He said that most are simply human problems, not "mental disorders," but real-life problems, like relationship conflicts or social issues. Although we did not discuss it extensively on the show, I would point out that skillful, drug-free therapy with TEAM CBT can sometimes help as well, and that recent research has confirmed rapid often dramatic mood improvements with individuals using the Feeling Great app, which has been entirely free to anyone since the summer of 2025.  Finally, we do not advise anyone to discontinue or modify the dosages of any medications you have been prescribed without consultation with your doctor. The information in the Feeling Good podcast is of a strictly educational nature, and is not intended as treatment or medical advice. We thank you for listening to today's shocking but incredibly important dialogue with one of the pioneers and champions of greater ethical integrity and transparency in the psychiatric profession. It is sad, indeed, that we don't have more visionary critical thinkers like Dr. David Healy! David (H), Rhonda, and David (B)

As reimbursement levels shift under site-neutral payment, health systems must move from strategy to execution. On today's episode of the Gist Healthcare Podcast, we hear the second part of host J. Carlisle Larsen's conversation Kaufman Hall Managing Director Joyjit Choudhury about what cost restructuring looks like in practice. That includes rethinking business and operating models, integrating site-neutral planning into broader enterprise strategy and aligning finance, operations and clinical leadership around a sustainable path forward. Be sure to check out Joyjit's recent blog about this topic. You can find the first part of our conversation here. Hosted on Acast. See acast.com/privacy for more information.

Court records and newly surfaced documents indicated that Jeffrey Epstein financed the tuition of a student attending the University of California, Berkeley School of Law. According to records reviewed in the report, Epstein paid roughly $26,000 in tuition for the law student. In return, the student allegedly helped recruit or refer young women to work for Epstein as “assistants,” a term widely used within Epstein's network to describe women who often performed personal or administrative tasks around his operations. The arrangement appeared to mirror patterns seen in other parts of Epstein's network, where financial support, gifts, or opportunities were provided in exchange for helping connect him with women.The report highlighted how Epstein leveraged money and influence to build relationships within elite institutions, including universities, where tuition payments and donations could open doors. Documents suggested that paying the Berkeley student's tuition was part of a broader strategy in which Epstein used financial incentives to cultivate loyal intermediaries who could introduce him to potential recruits or associates. The revelations added to growing evidence from released files showing that Epstein repeatedly used his wealth and connections to gain access to young women while embedding himself within respected academic and professional environments.to contact me:bobbycapucci@protonmail.comsource:‘Price to pay for Berkeley': Jeffrey Epstein paid law student's tuition in exchange for ‘assistants' | National | dailycal.org

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Kevaughn Williams, Operations Manager at 360 Payments. Kevaughn underscores the importance of company culture in building a motivated, accountable team, highlighting how 360's values of transparency and peer-to-peer accountability support both employees and customers. The discussion covers practical strategies for automotive shops to protect themselves from payment chargebacks, with Kevaughn outlining red flags to watch for and offering tips to improve payment security. 00:00 "360 Culture and Leadership"04:28 "Honesty and Accountability Matter"08:13 "Impactful Workplace Culture Insights"11:16 "Towing Office Experience Reflection"14:50 Car Rental Customer Support Journey15:54 Rental Car Upgrade Mishap21:08 Mandatory Work Schedule Change24:40 Building Youthful Team for Success27:58 "Disney Trip as Life Milestone"28:40 Prioritizing People Over Business34:51 Preventing Text-to-Pay Fraud38:11 Fraud Awareness and Payment Precautions39:06 DocuSign ID and Card Verification44:24 Chargeback Fraud at Local Shop48:02 "High-Risk Account Threshold Explained"50:23 Transparency and Informed Decisions53:22 "David's CSP Concerns"56:19 "Buttoning Debate Unresolved"

Rivian has announced a new performance/skunkworks division of the company that aims to deliver a lot more fun to Rivian owners. Plus: Tesla reclaims the top sales spot in EV-dominant Norway, BYD has a battery breakthrough, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com and use the promo code RPMRTL for 5-10% off your next purchase. And make your garage door foolproof with the Infinity Shield – get yours at infinity-shield.com and use the promo code RTL at checkout for a $35 discount.

The Kouri Richins murder trial reached a critical moment as prosecutors called their star witness. Carmen Lauber, the former housekeeper who allegedly purchased the fentanyl that killed Eric Richins, testified under immunity agreements and described a months-long drug procurement operation.Lauber told jurors she bought drugs for Kouri four times in early 2022. The requests allegedly escalated from pain pills to fentanyl. According to her testimony, when she informed Kouri the drugs were fentanyl—not standard painkillers—Kouri told her to get them anyway. Transactions allegedly happened through cash drops at properties Kouri was renovating and pills left in a firepit.Three days after Eric died, Lauber says Kouri contacted her asking about the drug connection again. Payment arrived as a check marked for construction cleaning. When Lauber later asked about the pills, Kouri allegedly claimed Eric died from a brain aneurysm.Prosecutor Brad Bloodworth promised the jury the evidence would prove Kouri murdered Eric "for his money and to get a fresh start at life." The prosecution's case includes a forensic toxicologist's confirmation that Eric had five times the lethal dose of illicit fentanyl in his system, a fraudulent life insurance policy obtained weeks before his death, a Caribbean vacation pre-booked with Kouri's boyfriend for the month after Eric would be dead, and internet searches for "what is a lethal dose of fentanyl."Defense attorney Wendy Lewis challenged Lauber's testimony aggressively. Lauber confirmed she was using methamphetamine regularly during the alleged drug purchases. She initially described the drug requests as oxycodone, not fentanyl. The defense also played a recording where an investigator encouraged Lauber to provide testimony ensuring conviction.Kouri Richins has pleaded not guilty to all charges and is presumed innocent until proven otherwise.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichinsUpdate #RichinsTrial2025 #CarmenLauberTestimony #EricRichins #FentanylMurderTrial #UtahCrime #ParkCityTrial #TrueCrimeNews #MurderTrial #TrueCrimeToday