Podcasts about payments

In this episode, I'm talking about payment plans when you should offer them, how many payments to give people, and how to decide what makes sense for your offer. I explain why most offers can benefit from having a payment plan, while also sharing some simple rules of thumb based on your price point. We look at when a payment plan can make buying easier for your customers while also helping you manage your own business cash flow. I also explain why I generally don't recommend extending payment plans beyond the length of your programme, and the risks that can come with customers stopping payments after they've already received the full programme. We look at whether you should charge more for a payment plan, why a longer payment plan can be a useful strategy during the final 48 hours of a launch, and how it can help attract people who have been sitting on the fence. Ultimately, payment plans aren't about making your offer cheaper or convincing someone to buy something they can't afford—they're about giving people flexibility while creating a payment structure that works for both you and your customer. 3 Key Takeaways Use Payment Plans to Give Customers More Flexibility Most offers can benefit from having a payment plan, as long as the structure makes sense for the price and type of programme. For lower-priced offers, Teresa recommends keeping payment plans relatively short, while very low-cost offers may not need one at all. The goal is to give people an option to spread the cost, rather than encouraging someone to purchase something they genuinely cannot afford. Keep Payments Within the Programme Timeline Teresa generally recommends not extending a payment plan beyond the point when the programme finishes. If someone stops paying after they have already received the entire programme, it can be much harder to manage the situation. Keeping payments within the programme timeframe helps ensure that access and payment stay aligned, while also making the investment feel more connected to the value the customer is receiving. A Longer Payment Plan Can Help During the Final Days of a Launch Introducing an extended payment plan in the final 48 hours before your cart closes can help convert people who are interested but hesitant because of the monthly payment. Spreading the cost over a longer period can make the monthly amount feel more manageable and give you another valuable angle to promote during the final days of your launch. However, if you use this strategy, make sure your terms and conditions are up to date and that you have processes in place to manage potential payment defaults. LINKS TO RESOURCES MENTIONED IN TODAY'S EPISODE Connect with Teresa on Website, (Grow, Launch, Sell), Sign up to Teresa's email list,  Instagram, LinkedIn, or Facebook, Subscribe to my Youtube

Meet Heidi. She is 4 and a half years old - Her older sister is Chloe and she is 24 ---- Heidi was born with a rare genetic condition that means she requires round the clock care. The nursing support Heidi receives through Jack and Jill means she can remain at home, surrounded by the people who love her most. It means her sisters can spend time with her, laugh with her and simply be sisters. Heidi remains at the centre of this busy family. She is adored by her three big sisters, Ruby, Ella and Chloe.Heidi also LOVES Bluey!! She hears the intro music and her eyes light up! And she loves Tonies --- the game that can play music with little figures… she is also a big fan of Olivia Dean!!This month Today FM is teaming up with the Jack and Jill Children's Foundation for Power Hour across the day on Friday September 25th. It's simple: one hour, your way, to raise vital funds for the Jack and Jill Children's Foundation.Every €20 raised helps fund one hour of in-home nursing care and respite support for a Jack and Jill family.Give what you can to help Jack and Jill Children's Foundation continue the important, incredible work they do, by visiting https://www.jackandjill.ie/power-hour/ or go to Payments on Revolut and search Jack & Jill NOTE: it is important to use the “&” symbol also called an ampersand INSTEAD of the word “and” - when you search. Thanks so much!

The soundboard was dripping water. Apparently, the band was still supposed to play.Mike Schulte of The Pork Tornadoes and the Confused Breakfast podcast joins Dan with a gig story that stands out after roughly 1,300 shows—and for all the wrong reasons. A sudden storm drenched the gear and shut down the night before the band could play. According to Mike, what followed included an angry confrontation, a passive-aggressive load-out soundtrack, and people booing musicians who were trying to get their equipment out of the venue.Dan and Mike unpack the business side of a rainout: what the band's contract covered, why the work starts long before the first song, and how a reasonable conversation might have preserved a working relationship. They also look at their own preparation and what could be handled differently next time. Nobody controls the weather. Everybody has some control over how they treat people.Before the storm story, Mike shares how he's using a 360 camera for both The Pork Tornadoes and Confused Breakfast—from capturing concert footage to filming an interview at the Goonies house without hauling an entire camera department along.In this episode: Moving 360-camera footage versus static camera angles. (link: https://www.insta360.com/sal/x6?utm_source=AffiliateCenter&utm_medium=copylink&utm_term=INRSG0CFLEV) Capturing the crowd and blending camera audio with a board feed. Using one camera to create multiple interview angles. A surprise storm, soaked equipment, and a show that couldn't happen. Payment expectations when a band has done everything except perform. Weather preparation, de-escalation, and knowing when a working relationship is finished. Check out Mike with The Pork Tornadoes and on Confused Breakfast.Rock more. Suck less. Keep the load-out playlist civil.

In Episode 427 of the Food Freedom Podcast, I'm talking about how the small choices you make every day can strengthen your mindset and ultimately transform your food addiction recovery. If you've been waiting for a big breakthrough or struggling to stay consistent, this episode will help you think differently about what real, lasting change actually looks like. A stronger recovery isn't built overnight. It's built in what you practice every single day.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

In this replay of Andy's recent guest appearance on the Catching up to FI podcast, Andy and hosts Bill Yount, MD, and Jackie Cummings Koski, CFP®, AFC®, talk all about traditional defined benefit pensions. What they are, how they work, how to decide between taking payments vs a lump sum and much more!Links in this episode:The original audio version of the Catching up to FI podcast episode - https://podcasts.apple.com/us/podcast/are-pensions-really-dead-the-surprising-value-of/id1664430924?i=1000785277603The original YouTube version of the Catching up to FI podcast episode - https://youtu.be/vU_popXD2_A?si=QC3p1_gGvIRNjxFxCatching up to FI website - https://catchinguptofi.com/Tenon Financial monthly e-newsletter - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTo follow Andy on LinkedIn: https://www.linkedin.com/in/andypanko/

Plus: General Motors is supplying missile components to Lockheed Martin. And U.S. housing starts fell last month, missing economists' expectations. Alex Ossola hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Vroon Modgill spent two decades in payments as an accountant, finance director and CFO before founding Sokin in 2019. The company launched as a subscription-based consumer remittance app and is now a B2B payments and treasury platform running across 170 countries and 70 currencies, growing 100% a year while staying profitable. We talk about the pivot out of consumer, where stablecoins actually earn their place, and why he thinks the moat in agentic finance sits in the regulated plumbing rather than in the agent.What We CoveredTwenty years in payments before founding SokinWatching his father fill out the same compliance forms on every remittanceWhy a consumer subscription app was the wrong business to be inThe 2021 decision to go all in on B2BSitting underneath the payments, treasury and FX providersOne integration across 170 countries and 70 currenciesEnterprise direct versus the embedded partner channelEmbedded going from zero to 40% of projected US revenue in a yearWhy most of the world is not card firstOwning the stablecoin stack instead of renting itThe MCP connector and agent-prepared, human-approved paymentsNine dollars of revenue for every dollar of net cash burnedThe Series B, the Oxford Finance debt facility and the licensing build-outWhat the Manchester United partnership actually deliversKey TakeawaysThe defensible layer in agentic finance is not the model. An agent that decides to fund payroll still needs an account, a license and a rail, which is why the licensing build-out matters more than the AI demo.Stablecoins work best treated as a rail rather than a religion. Sokin bought the engineering DNA, runs fiat and stable through the same licensed infrastructure, and lets the route decide.Consumer remittance is a price and marketing game. Being right about the problem does not make it the right business, and the enterprise version of the same friction is where the money is.Profitable growth is a capital strategy, not just discipline. It let Sokin raise equity into strength and add debt at a lower cost than dilution.About Vroon ModgillVroon Modgill is the founder and CEO of Sokin, a global business payments and treasury platform he launched in 2019. He trained as an accountant and spent roughly 20 years in payments and finance leadership roles, including finance director positions at startups and, from 2017 to 2019, North America CEO and global CFO of a crypto payments company. Sokin closed a Series B led by Prysm Capital with Morgan Stanley returning, followed by a debt facility from Oxford Finance, and is the official payments partner of Manchester United.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

If you've been struggling with binge eating, food addiction, or an eating disorder for years, you may wonder if real recovery is still possible for you. In this episode, I'm talking about the belief that keeps so many women stuck and why your past does not get to decide what happens next. If part of you has started thinking, “Maybe this is just who I am,” this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

**Your payment processor could be costing your pharmacy more than you realize. Heather sits down with Chris Flores from USA Payments to talk about hidden processing fees, card-not-present transactions, online sales, and why some pharmacies are paying far more than they should. Learn what to look for on your statements and how the right payment setup can help lower expenses while giving your pharmacy the flexibility to grow.**   **Show Notes:** 1. **Introduction** [0:00] 2. **Challenges with Legacy Payment Processors** [2:38] 3. **The Shift Toward Online Pharmacy Sales** [4:38] 4. **Optimizing Card Not Present Transactions** [8:18] 5. **Getting Started with USA Payments** [12:53]   ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be a part of the Pharmacy Podcast Network**

Con 5 milioni di clienti in Italia (ma saranno oltre 6 alla fine di quest'anno), cinque anni consecutivi di profittabilità netta a livello di Gruppo, una presenza internazionale forte, con la licenza bancaria ottenuta in UK e la recente approvazione condizionata dell'OCC statunitense per costituire una banca americana, Revolut è il maggiore caso di successo tra le ex “neobanche” europee.Abbiamo incontrato Nicola Vicino, General Manager per l'Italia e Head of Southern Europe di Revolut, per approfondire la strategia di crescita nel nostro Paese.

Are you sitting on a goldmine of home equity but struggling with monthly cash flow, medical expenses, or credit card debt in retirement? In this episode of The Note Closers Show, host Scott Carson sits down with Cheryl Schwidel, a seasoned reverse mortgage specialist with over a decade of experience at Baird Financial Group. Together, they demystify the Home Equity Conversion Mortgage (HECM) and expose why reverse mortgages are one of the most underutilized wealth-preservation tools for senior homeowners today. Cheryl breaks down the nitty-gritty mechanics of how reverse mortgages work—from paying off existing mortgages to eliminating monthly payments and providing lump-sum cash, fixed tenure distributions, or growth-yielding lines of credit. Whether you are a homeowner aged 62 or older, a family member looking to protect an inheritance, or an investor seeking clarity on real estate equity, this conversation delivers actionable, expert guidance on navigating retirement assets with confidence. Key Topics Covered:Reverse Mortgage Fundamentals: How a HECM turns accumulated equity into monthly cash flow by replacing traditional 30-year amortization with flexible balance growth. Qualification & Age Rules: Why at least one homeowner must be 62+ (or 55+ for proprietary programs) and how age influences your principal limit and loan-to-value ratio. Payout Strategies: Navigating lump sums, tenure monthly payouts, and lines of credit featuring compounding 12-month growth rates. Credit & Income Flexibility: Qualifying with credit scores as low as sub-500 by focusing on 2-year tax, insurance, and HOA payment histories rather than strict FICO cutoffs. Reverse Mortgage for Purchase (H4P): Utilizing reverse purchase loans to downsize, relocate out-of-state, or acquire primary residences without taking on new monthly mortgage obligations. Heirs, Estate Planning, & Probate: What happens when borrowers pass away, options for beneficiaries (refinancing vs. selling within 12 months), and the critical need for trusts and POAs. Second-Position Reverse Mortgages: Leveraging proprietary reverse loans in second position to extinguish high-interest debts while keeping low-rate primary mortgages intact. Don't let market confusion or common misperceptions keep you from leveraging the equity you've worked a lifetime to build. Tune in now to learn how to turn your home into a stress-free financial safety net!Watch the Full Video HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Building AI startups can make past success a liability when it convinces you that the way you built before is the way you should build next.Sam Kroonenburg knows what it feels like to build at scale. He co-founded A Cloud Guru, helped grow it into a business serving millions of learners, and eventually sold the company to Pluralsight. Now, as CEO and co-founder of Cuttable, he's back at the beginning: finding customers, testing assumptions, shipping imperfect products, and learning how different company-building looks in the AI era.In our conversation, we explore what Sam had to unlearn when he moved from running a 600-person company back into an early-stage startup. We get into why Cuttable walked away from nearly $1 million in annual recurring revenue, how enterprise customers can pull a young company away from the product it actually needs to build, and why AI is shifting product and engineering teams from owning parts of a system to owning measurable outcomes.Key TakeawaysPast success can distort your judgment: Starting Cuttable reminded Sam that reputation means little if the product does not solve a problem customers will pay for.Experience does not transfer automatically: Sam could trust his instincts when building for engineers, but entering advertising required him to test assumptions and learn from customers.Revenue can hide the wrong product: Cuttable reached nearly $1 million in ARR while engineers were still manually doing work the product was supposed to automate.Taking the long view can require a reset: Sam and his co-founders released every customer, returned to zero revenue, and rebuilt around end-to-end automation.AI shifts the focus from tasks to outcomes: Instead of teaching AI to copy a human process, teams should define the desired result and let AI determine how to achieve it.Additional InsightsSpeed can be an advantage over scale: A Cloud Guru prepared courses before AWS certifications launched, then updated them using real exam feedback.Playfulness can strengthen a product: Short, entertaining lessons made cloud training easier to engage with and helped A Cloud Guru stand out.Paying customers provide stronger signals: Payment shows whether a problem matters enough to solve and makes the customer's feedback more meaningful.AI is changing team ownership: Cuttable is moving from teams that own system components to teams accountable for measurable customer outcomes.Founder optimism needs a counterweight: Glitch Capital uses analysts and experienced operators to challenge assumptions and add rigor to investment decisions.Episode HighlightsEpisode Highlights00:00 – Episode RecapSam reflects on starting again after a major exit and learning that customers care more about solving their problem than a founder's reputation.02:13 – Guest Introduction: Sam KroonenburgMeet Sam Kroonenburg, CEO and co-founder of Cuttable, co-founder of A Cloud Guru, and founder investor at Glitch Capital.03:29 – The Moment Technology ClickedSam traces his entrepreneurial journey back to receiving his first computer and learning to code through an online pen pal.09:11 – Winning Through Speed and PlaySam explains how A Cloud Guru used informed bets, rapid updates, and playful learning experiences to move faster than larger organizations.12:26 – Starting Again and Unlearning Founder InstinctMoving from a 600-person company to an early-stage startup forced Sam to test his assumptions and relearn how to earn customer trust.17:51 – Running a Startup Like a Large CompanySam initially brought too much structure, reporting, and sales pressure into Cuttable before refocusing on product-market fit.20:56 – Why Cuttable Went Back to ZeroAfter reaching nearly $1 million in ARR, Cuttable released every customer and rebuilt around end-to-end automation.27:48 – Why Paying Customers Change the SignalSam explains why payment reveals whether a problem matters enough to solve and makes customer feedback more meaningful.29:43 – Stop Teaching AI to Work Like a HumanCuttable learned to give AI the available data and desired outcome instead of forcing it to follow a prescribed human process.34:45 – Organizing Teams Around OutcomesSam explores why engineers focused on customer impact often embrace AI and how Cuttable is organizing teams around measurable outcomes.38:41 – Why Founder Optimism Needs a FilterSam explains how Glitch Capital balances founder optimism with analysts and experienced operators who challenge assumptions.42:03 – Smaller Teams and Bigger ImpactSam shares his optimism that AI will help smaller teams create impact at a scale that once required much larger organizations.FAQsQ1. What did Sam Kroonenburg have to unlearn after building A Cloud Guru?Sam had to unlearn the confidence and operating habits that came with previous success. At Cuttable, he found that reputation could not replace customer value, evidence, or the search for product-market fit.Q2. Why did Cuttable give up nearly $1 million in annual recurring revenue?Enterprise demands were pulling Cuttable toward custom work and manual intervention. When engineers began generating and fixing campaigns themselves, the team released those customers and rebuilt around end-to-end automation.Q3. How does Sam Kroonenburg think AI changes product development?Sam believes teams should spend less time telling AI how to perform a task and more time defining the desired outcome. AI can then use the available data to determine the best method.Q4. Why does Sam prefer feedback from paying customers?Payment shows that a problem matters enough to solve. Free users can offer feedback without genuinely valuing the product, while paying customers provide a stronger signal.Q5. How is AI changing the way Cuttable organizes engineering teams?Cuttable is organizing teams around measurable customer outcomes instead of software components. Teams can use AI and evaluation systems to improve those outcomes continuously.Useful ResourcesCuttable — Sam Kroonenburg's AI-powered creative production system for advertising.A Cloud Guru — The cloud computing education company co-founded by Sam and later acquired by Pluralsight.Glitch Capital — The Australia and New Zealand founders fund Sam started with fellow founders and operators.AWS re:Invent — Discussed in Sam's story about how A Cloud Guru prepared training for new AWS certifications at launch speed.Square Peg — Cuttable's investor, whose response to the company's decision to reset revenue reinforced Sam's understanding of seed-stage investing.Artificial Organizations — https://geni.us/artificialorgsRead Artificial Organizations? Leave a review on Amazon - https://www.amazon.com/review/create-review/ref=cm_cr_othr_d_wr_but_top?ie=UTF8&channel=glance-detail&asin=1067626328Follow Barry O'Reilly:LinkedIn: https://www.linkedin.com/in/barryoreillyWebsite: https://barryoreilly.comFacebook: https://www.facebook.com/barryoreillyauthor/X:

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Cavan Robinson and Tony Mercury of Vehlo from STX 2026. Cavan and Tony explore the evolving trade show landscape, discussing how rising costs and market saturation have changed their approach to event participation. They also dive into the growing influence of AI in the industry, highlighting both the opportunities and challenges it brings to shop management and marketing.00:00 Evaluating trade show expenses10:25 Finding the right trade show staff14:31 Attending the Northeast Show and Milwaukee Event17:37 Improving event attendance strategies25:47 Issues with recurring trade shows30:12 Questioning Technical Training Value35:21 Lunch with Margaret discussing retirement38:42 Advice for growing your business46:56 AI's impact on SEO strategies53:41 Managing AI Data and Partnerships57:36 Using GuestX for call issues01:00:29 Catfish leads to divorce

What do you do the morning after a binge when you wake up feeling physically uncomfortable, ashamed, frustrated, and disappointed in yourself?In Episode 425 of the Food Freedom Podcast, I'm talking about what happens after binge eating and why the way you respond to yourself in those vulnerable hours matters for your recovery. If you've ever woken up after a binge wondering how to move forward without falling into another cycle of shame, restriction, and starting over, this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Trust can be the difference between getting “a couple test deals” and becoming the payments partner an agent builds a business on. Greg Myers sits down with Andie Hill, EVP of Agent Sales at Payroc, to unpack what payment providers must prove to earn an independent sales agent's confidence and keep merchant referrals flowing over the long run.We dig into the real gap between recruiting and earning the business, including why onboarding is where trust most commonly breaks. Andy explains what agents are protecting when they bring a merchant over, why “no one to call” is a deal killer, and how support responsiveness and residual accuracy often matter more than small pricing differences. When something goes wrong, we talk about the two-part fix: resolution plus clear, accountable communication that preserves the relationship.We also explore how product can strengthen trust, from compliant surcharge programs and evolving state regulations to POS and software integrations that make merchants stickier. Along the way, Andy shares the behavioral signals that show trust is deepening, and what separates a basic provider from a true strategic growth partner who understands an agent's goals and business model.If you care about merchant experience, agent retention, and sustainable growth in the payments industry, this conversation is for you. 

The biggest wealth killer in America isn't coffee or vacations... it's probably sitting in your driveway.In this episode, we expose how car payments quietly steal your money and time, delaying financial freedom for millions of Americans.Remember: Freedom is having the health, the money, and the time to live the life you were created to live.Freedom Killers Series✅ Episode 1: Car Payments (You're Here)⬜ Episode 2: Student Loans⬜ Episode 3: Credit Card Debt⬜ Episode 4: Buying Too Much House⬜ Episode 5: Alcohol & Drugs⬜ Episode 6: Waiting for Someday⬜ Episode 7: Poor Health⬜ Episode 8: Phone Addiction⬜ Episode 9: Living Without Purpose⬜ Episode 10: ComfortIf this episode challenged your thinking, subscribe and join us as we build more health, money, time... and ultimately, more freedom.#FreedomFirst #FinancialFreedom #PersonalFinance #MoneyMindsetBook Matt to speak: www.MattScoletti.comEmail Matt: matt@mattscoletti.comSocial: @MattScoletti.

Send us Fan MailFeeling overwhelmed by monthly debt payments? In this episode, we explore several ways to lower your payments, from refinancing and debt consolidation to hardship programs, while explaining the long-term tradeoffs of each approach. Most importantly, we discuss how Biblical stewardship and healthy financial habits can help you address the root cause of debt instead of simply treating the symptoms.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Have you ever been doing well in recovery when suddenly ED shows up LOUDER than it has in a long time? It can make you question your progress and wonder if you're slipping backward. In this episode, I'm talking about why those moments may not mean what you think they mean, and why what you do next matters.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Healthcare has made enormous progress in digitizing payments, yet paper checks, remittance documents, statements, and manual reconciliation are still part of the revenue cycle. Monte Sandler, COO of WebPT, joins us to discuss why these workflows persist and what providers can do to finally move beyond them.Brought to you by www.infinx.com

Hosts Mark Bland and Jason Kull kicked off *The Left Hook* with some lighthearted baseball talk about the Chicago Cubs and St. Louis Cardinals before quickly diving into politics. Their top headline was Fox News host Jesse Watters, who admitted President Trump's campaign promise of $5,000 checks for every American likely wouldn't happen. Watters infamously compared the empty promise to "a woman showing her bra" to keep a man interested, leading the hosts to call his remarks gross, misogynistic, and proof that Trump's allies assume the American people are gullible enough to fall for it. Bland and Kull ripped the check proposal as a blatantly dishonest campaign bribe, pointing out there's no way to afford roughly $1.3 trillion in payments and that Trump's claims about tariffs funding them simply don't add up. They mocked the idea that Trump could blame Congress if the money never arrived, calling the promise a desperate "Hail Mary" as his legal troubles continue to pile up. The hosts argued that openly trying to buy people's votes was dangerous for democracy, joking that if it came down to bidding, Democrats could just promise Americans $6,000 instead. Shifting to the bigger political picture, the duo expressed frustration with House Speaker Mike Johnson for sending Congress home for recess, warning lawmakers could remain out until after the midterms and leave President Trump free to run unchecked with executive orders. They stressed the importance of Democrats flipping at least one chamber to provide a necessary check on his power. After their political rant, the hosts lightened the mood with a Reddit list of "five things every American should be able to do," cracking jokes about opening beer bottles, riding mechanical bulls, and other rowdy American staples before wrapping up the show.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Jim Montagner, a traveling GM world-class tech and owner of Valley Motor Auto and Truck, shares his unconventional entry into the automotive industry, beginning as a Vo-Tech student and eventually moving from independent shops to dealerships. Jim details the challenges of transitioning to mobile diagnostics, emphasizing the importance of sound business practices, such as bookkeeping and proper pricing, to sustain and eventually grow his business. The conversation explores the necessity of ongoing education in both technical skills and business management, highlighting the critical balance between delivering quality repairs and ensuring business profitability.00:00 Choosing a career path06:27 Discussing the cost of living06:56 Finding inspiration from others10:44 Expanding from diesel to general repairs15:28 Customer perceptions of mobile repair costs18:39 Talking to shop owners20:10 Pricing strategy challenges25:04 Unqualified mechanics hurting reputation28:38 Managing inconsistent work hours31:56 Navigating business start-up challenges33:27 Check Engine Chuck's viral success36:58 Finding first big job by chance41:49 Pricing for profitability in auto shops45:30 Learning ECM and EEPROM Programming48:39 Vacation scheduling challenges49:26 Making weekend plans55:33 Understanding Business Profit Margins57:27 Reading business books for success59:39 Planning future recording session

In Episode 423 of the Food Freedom Podcast, I'm talking about something that can quietly keep us stuck in the same patterns for years. Your Ego Might Be Keeping You Stuck is a conversation about growth, recovery, and being willing to challenge what you think you already know about food addiction and freedom.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

QuickBooks and spreadsheets aren't failing because small business owners don't care. They fail because owners are busy running the business, and “keeping the books” becomes a second job with high stakes. I sit down with Justin Meretab, co-founder and CEO of Layer, to dig into why embedded accounting is emerging as one of the most practical, high-ROI moves in embedded finance for vertical SaaS platforms.We unpack the difference between accounting software and bookkeeping, then get specific about why accounting belongs in the embedded finance roadmap right alongside payments, banking, and lending. When your platform already owns the operational workflow and the payments flow, you have the richest possible data to automate reconciliation, reflect refunds and fees correctly, and generate a clean profit and loss statement without the painful setup that comes with horizontal accounting tools. Justin also shares what “good fit” looks like for embedded accounting, especially for businesses doing roughly $50K to $5M+ in revenue that need clarity without hiring a full in-house finance team.We also talk platform strategy: who should own the product, what the SaaS team should own in go to market and support, and how AI is changing everything from transaction categorization to behind-the-scenes bookkeeping automation. If you're building embedded finance, this conversation makes the case that accounting might be the simplest way to deliver immediate value, drive retention, and turn your software into the financial hub your customers already want.If you find this useful, subscribe, share the episode with a builder in vertical SaaS, and leave a review so more fintech teams can find it.

Charlie Adam joins Natalie Pike and Kevin Nolan on the latest episode of No Tippy Tappy Football.The former Liverpool, Stoke City and Scotland midfielder gives his verdict on the controversial Manchester Derby, including the controversial red card decision which saw Phil Foden walk and City's controversial offside winner, before discussing Liverpool's faltering start and whether their midfield has enough quality to compete with the Premier League's best.Kevin Nolan also responds to Graeme Souness' criticism of Declan Rice, while the panel discuss Frank Lampard's position at Coventry City after their 5-0 hammering off Brighton, the role of half time interviews and the desperate need for more content, and contrasting management styles of modern football after Roberto De Zerbi was criticised for his theatrics at the weekend......Oh, and why Charlie Adam is better than Pele.Chapters:00:00 Intro to Charlie Adam01:30 Manchester Derby reaction: VAR and offside10:21 Boyle Sports Offer10:45 ProRef statement and Michael Carrick's disappointment21:50 Enzo Fernandez and Elliot Anderson's impact at Manchester City27:45 Half time interviews: should they be removed?30:30 Are Liverpool struggling again?34:10 Are Liverpool's midfield three strong enough?37:08 Graeme Souness on Declan Rice42:00 Frank Lampard's Coventry City future: is he under pressure?47:40 Charlie Adam compared to Pele#NoTippyTappyFootball #LFC #StokeCity #Blackpool #Scotland_Make sure you Like, Comment & Subscribe & turn on notifications so you know when a new episode drops.

Donna Adelson allegedly offered Dan Markel a million dollars to let her daughter relocate with his children. When he refused, prosecutors say she helped arrange his murder — paid through the family dental office, 44 checks she signed to a woman who never worked there, $138,000 in documented payments, cash she allegedly washed before handing it off. The killers drove from Miami in a rental car that left a toll transponder receipt on every mile.Five people are serving time for the FSU law professor's murder. Charlie Adelson took the stand and told a jury he was being extorted by the hitmen — a $3,000 monthly layaway plan through the dental practice. The jury took three hours. Donna tried to board a one-way flight to Vietnam a week after Charlie's conviction, confessed to a jailhouse informant, wrote a handwritten script to buy false testimony, and told the sentencing judge she'd never had a parking ticket.This is the full Adelson conspiracy told start to finish — from the custody ruling the family couldn't accept, to the Dolce Vita tape, to what Wendi Adelson's ex-boyfriend says she told him five days before Dan was shot. Five convicted. Two still uncharged. The investigation is technically open. The children live in South Florida. Their last name is Adelson.Listen Anywhere You Get Podcasts: https://pod.link/1655749292Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod?sub_confirmation=1Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#DanMarkel #AdelsonFamily #HiddenKillers #MurderForHire #DonnaAdelson #CharlieAdelson #WendiAdelson #TrueCrime #Tallahassee #FSU

Crypto News: U.S. Bank takes next step towards launching its stablecoin for cross border payments using the Stellar Lumens blockchain. Coinbase is partnering with Moov to increase access to stablecoin for community banks and credit unions.

If you spend the next 30 minutes listening, you stop losing margin to silent payment reclassifications. Amazon changes how it processes seller payments. You do not see the change on the invoice. You see it six weeks later when your net margin drops. This is not a fee hike. It is a category shift. I walk through the exact mechanism that hides this drain in your statement. I use data from my thirty-brand portfolio to show where the leak happens. I break down the three moves that catch it early. This is for Amazon FBA sellers who want to protect their cash flow. It is for ecommerce operators who are tired of guessing why their numbers slipped. The pain is real. The fix is simple. You need to audit your payment processing. You need to check your card category shifts. You need to spot the reclassification before it eats your profit. This episode gives you the framework. It gives you the checklist. It gives you the timing. Listen now to stop the silent drain. The High Voltage Business Builders Podcast is where we keep you ahead of the platform. One clear next step. Open your last three payment statements. Look for the category change. That is where the money is hiding. Do it today. Do not wait for the next quarter. Your margin is not passive. It is active. It is yours. Protect it. See your Amazon numbers in one place and protect your margins with Caiman AI at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep383&learn_mcp=1

 EPISODE DESCRIPTION I sat down with Jia Hang from DCS Group, a payments veteran with over two decades of experience at China UnionPay and Alipay, to explore how stablecoins are quietly revolutionising the way the world pays. Jia walks me through why the traditional card and mobile payment waves are giving way to a stablecoin-powered third wave, how DCS is acting as a Web 2.5 bridge so consumers can spend stablecoins at any merchant without the merchant needing to change a thing, and what it really takes to build trust on both sides of that equation. We also dig into the macro battle for stablecoin dominance, whether the US dollar will tighten its grip or lose ground to other currencies, and what the developing world's rapid adoption of stablecoins means for financial sovereignty. If you work in fintech, payments, or crypto infrastructure, this episode is packed with hard-won insights from someone who has built global payment networks from the ground up. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT DCS Website: https://www.dcsfintech.com/ DCS LinkedIn: linkedin.com/company/dcsccJia LinkedIn: https://www.linkedin.com/in/hang-jia-81a83a234/Web3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:00] Sam introduces Jia Hang from DCS Group and his background spanning UnionPay and Alipay• [01:27] Jia's journey: from computer engineer to 9 years at China UnionPay building the Americas market• [03:05] Why Jia left Alipay after 10 years and stepped into the stablecoin payments world• [04:43] Why the global south leads on payment innovation , infrastructure gaps drove QR code adoption• [10:43] The three waves of payments: card, mobile, and now stablecoins , and why stablecoins merge information flow and fund flow• [14:23] How DCS focuses on C2B (consumer-to-merchant) stablecoin payments, not just B2B cross-border• [17:02] How the merchant experience stays unchanged , they still receive local fiat, DCS handles the stablecoin conversion• [20:39] DCS as a Web 2.5 bridge: connected to Web3 on the consumer side, Web2 on the merchant side• [22:27] The chicken-and-egg challenge , and why merchant-side adoption is harder than consumer-side• [25:44] DCS's Visa-backed stablecoin card: live in 9 countries, expanding to 70+• [28:10] What sets the DCS card apart: banking licence in Singapore, physical and metal cards, credit functionality, and Visa rewards• [33:12] The macro stablecoin currency war: will USD dominance in stablecoins exceed its fiat dominance?• [35:32] Jia's belief that all currencies will eventually become stablecoins , and what that means for smaller nations• [39:03] DCS's roadmap: auto-debit, subscription payments, smart contract-powered UX that feels like Web2• [42:07] Closing thoughts and preview of Token2049

Have you ever found yourself doing the exact thing you promised yourself you wouldn't do and thought, “I KNOW better, so why do I keep doing this?” In episode 422, I'm talking about one of the most frustrating and confusing parts of food addiction and eating disorder recovery, and why knowing better doesn't always translate into doing better. If you've ever felt baffled by your own behavior around food, this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

This conversation is part of a three-part series about Embedded Finance that Jane and I are launching leading up to Embedify 2026, our summit for vertical SaaS leaders on October 13 in Lehi, Utah.AI is making software faster to build, easier to copy, and harder to price with the old per-seat subscription model. So where does durable growth come from when “more features” no longer guarantees higher ARPU and AI agents start doing the work your users used to do? We think the answer is hiding in plain sight: the financial activity already running through your platform.In this episode I sit down with Jane Podbelskaya, Founder of Charge Forward, to unpack the embedded finance playbook for vertical SaaS. Jane explains how transactional revenue aligns with customer success, why embedded finance can protect profitability when AI tools carry higher costs, and what “embedded finance” really means beyond just payments. We also dig into where to look for monetizable moments inside real workflows, from obvious money movement to subtle signals like CSV exports, QuickBooks detours, and repeated integration requests.We then go past the hype into execution: what it means to manage embedded finance as a product and a P&L, how to think about pricing and packaging, how to drive adoption with clear UI and messaging, and why compliance-aware marketing matters even when a fintech partner handles most of the back-end complexity. Subscribe for the next parts of the series, share this with a SaaS operator who's rethinking pricing, and leave a review with your biggest question about embedded finance.

Get a $230 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Shawn's InKind referral ($25 off $50) - https://milestomemories.com/go/inkind Bilt Palladium Card (affiliate) - https://milestomemories.com/bilt-palladium-card/ Bilt Obsidian Card (affiliate) - https://milestomemories.com/bilt-obsidian-card/ Hyatt is dumping American for Delta, and while the details are months away, the possibilities (a status match, reciprocal earning) have our attention. Then it is deal season: three new inKind offers worth up to 50% off that you should activate today, the current state of the Lululemon vs Amex Platinum credit fight and the workarounds still standing, and a Costco gift card discount that ends Sunday. The Aeroplan card got its refresh and it is a mixed bag at best, with a bigger annual fee, weaker grocery earning, and a 115,000 point bonus doing the heavy lifting. And Gary Leff spelled out the Bilt authorized user play that quietly doubles the program's best perks for as little as $50, a strategy Mark is restructuring his whole household around. Are you keeping the Aeroplan card after this refresh? Let us know in the comments. Episode Guide: 0:00 Welcome to MTM Travel 0:16 Delta & Hyatt Team Up (Sorry, American) 4:37 Three New inKind Offers (Activate Them Now) 7:27 Lululemon vs Your Amex Platinum Credit 9:45 The Workarounds Still Standing 12:53 Melio: $230 Gift Card After a $500 Payment 13:41 Aeroplan Card Refresh: Bigger Fee, Smaller Earning 17:34 The Bilt Authorized User Double Dip 21:12 Gary's Setup & Mark's New Household Plan 23:15 Final Thoughts Links Hyatt/Delta - https://news.delta.com/delta-and-hyatt-introduce-new-strategic-relationship 3 InKind deals - https://milestomemories.com/inkind-offering-50-off-your-next-100-meal/ What works Lululemon - https://milestomemories.com/75-lululemon-amex-platinum-credit/ Bilt AU - https://viewfromthewing.com/bilts-authorized-user-strategy-doubles-transfer-bonus-caps-and-3x-spending-heres-how-my-wife-and-i-use-it/ Aeroplan refresh - https://media.chase.com/news/the-chase-air-canada-aeroplan-credit-card-refresh

If you've spent years turning to food when you're stressed, angry, lonely, overwhelmed, or uncomfortable, learning to actually feel your emotions can be a whole new experience. In this episode, I'm talking about emotional eating, food addiction recovery, and what it really means to “sit with” difficult emotions without automatically reaching for food.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

A pensioner whose welfare payments were wrongly suspended says he has no confidence it won't happen again. The social development ministry has admitted it got it wrong after a review found more than 30,000 payments were incorrectly stopped. Political reporter Lauren Crimp reports.

92%ers, welcome to another episode of New Heights brought to you by Reese's!Today on the 200TH Episode of New Heights, we reveal the greatest New Heights moments of all time, Travis lets us know how he's feeling headed into season 14, break down what to expect from the Chiefs and Eagles in Week 1, and which NFL storylines we're the most excited about headed into the 2026 season. We also get a visit from our Senior Rules Correspondent, Jon Ferrari, to break down the Michigan Hail Mary disaster, debate what a hold is in the NFL, and which penalties fans do not understand.Watch and listen to new episodes of New Heights every Wednesday during the NFL season and follow us on Social Media for all the best moments from the show: https://lnk.to/newheightshowYou can also listen to new episodes on Prime Video, Apple Podcasts, Spotify, or wherever you get your podcasts. ...Watch the full episode here:Prime: https://www.primevideo.com/detail/0JLG80EV3QTOUJWLN8KSQ3OSTL?ref_=atv_dp_share_cu_rApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwSupport the show: REESE'S: Everything happens for a REESE'S. Buy now!XFINITY: Get built-in WiFi features that protect from threats at home and online. Visit https://xfinity.com/shield to learn more. Xfinity. Imagine That.EXPEDIA: The one place you go to go places. https://www.expedia.com/COLGATE: Colgate Total prevents problems before they start. Available on Amazon https://tinyurl.com/ColgateTotalAmazon. ALLSTATE: Check Allstate first for a quote that could save you hundreds: https://Allstate.com. YOUTUBE TV: New users get NFL Sunday Ticket $240 or 8 payments of just $30/mo (1st charged at purchase). $47.25/mo or $378 for returning users. YouTube TV required. Payment plans not available everywhere. Terms and embargoes apply. Commercial use excluded. No refunds. Device and content restrictions apply.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The NFL season kicks off tonight, and we've got a packed show. An Anthropic researcher just quit the AI industry, warning that self-improving systems could spiral out of control by the end of next year — we break down what that means. Plus, the U of U is testing how robots and humans learn to work together. New data from the Kem C. Gardner Institute paints a stark picture of Utah housing: 91% of renters can't afford the median home payment, and homeownership is nearing historic lows — we dig into the latest.  Then, a Virginia mom was convicted of child abuse for letting her 5-year-old walk to a pond alone in a gated community — is this free-range parenting gone wrong, or a punishment gone too far? We want to hear from you. Plus: Ethan weighs when the right time is to put down his dog. And we ask AI if it'll promise not to take over humanity.   KSL Brightside streams live weekdays 12–3 PM. Watch the YouTube-exclusive live stream from 12–1 PM and catch us on radio plus YouTube from 1–3 PM.

What if the breakthrough you've been waiting for in food addiction recovery isn't going to come from another diet, another Monday, or someone else finally changing?In this episode of the Food Freedom Podcast, I'm talking about one of the harder truths I've learned through my own recovery from food addiction, binge eating, compulsive eating, and decades of diet mentality. There is an important difference between blame and personal responsibility, and understanding that difference can completely change the way you approach food sobriety.If you've been feeling stuck, frustrated, or waiting for the right circumstances to finally get your eating under control, this episode may be exactly what you need to hear.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Real-time payments are finally delivering what everyone asked for: near-instant settlement. But when the buffer disappears, a new risk takes center stage: not “was the credential valid,” but “did the actor have authority to create the obligation.” Greg Myers sits down with Jeremy Blackburn, founder and CEO of ChainIT, to unpack why authority verification may become the most important layer in modern payments, especially as AI agents start initiating transactions on behalf of people and businesses. We talk through ChainIT's approach to zero-trust commerce, including biometric authentication, verifying identity and organizational roles through authoritative sources, and turning those verified claims into reusable digital tokens. Jeremy explains the difference between traditional network authorization and governance-derived authority, plus how transaction guardrails can be enforced at the moment of execution. We also dig into what “complete commerce” looks like when agreements, compliance, and payment movement happen as one governed workflow. You'll hear practical examples like construction draws and insurance claims, where verification, conditional lien releases, and AML checks often drag on for days. We also zoom out to the biggest payments industry trends: RTP and FedNow, stablecoin and programmable money, agentic commerce, and why quantum security is already on the horizon for cryptographic infrastructure. If you care about fraud prevention, compliance, and the future of enterprise payments, this is the conversation to bring back to your team. 

Stan Haithcock — better known as "Stan the Annuity Man" — says that while higher interest rates may make annuity products more attractive right now, the real bargain is that life-expectancy tables have not been adjusted for the advancements artificial intelligence is creating that will lengthen life expectancies. Payments in the future will be lower, Haithcock says, "but current life expectancy tables are a bargain ... and in about two or three years you will see that change." Haithcock — who has called himself "the walking middle finger of annuity truth" — notes that with 15,000 people turning 65 every day and just 9% of the population covered by pensions, "it's a demographic tidal wave of people looking for guarantees and looking to put in an income floor." He discusses the best ways to do that — buying an annuity "for what it will do, not what it might do" —  with various types of annuities, and which products and sales pitches to walk away from. The bond market sold off last week, pushing long-term bond yields to levels unseen since 2007, at the same time copper prices went through their 10th straight week of rising prices to get close enough to record levels that a new peak is expected this week. In "The Week That Is," Vijay Marolia, chief investment officer at Regal Point Capital, says that the numbers are real but market concerns over them are temporary. He expects the market to shake it off, meaning there are buying opportunities hidden among the headlines. Marolia also discusses an analysis released last week by the Burning Glass Institute — a labor-market think tank — showing that unemployment among workers ages 22 to 34 without a college degree has dropped to levels it has barely touched in the last two decades, which he thinks speaks to bigger trend on the value of a college education. Plus, Cary Sinnett, director of personal financial planning for the American Institute of CPAs, discusses their recent survey showing that Americans don't just love their pets, they make personal financial decisions around them. More than 60% of American dog and cat owners have a budget for spending on their pet, but nearly 7 in 10 say that, if faced with having to cut household spending, they would be more likely to cheap out on themselves ratehr than their pets.

What does it mean to live a life of purpose? And before you decide where you want to go, do you really understand where you are?On this episode of MOJO: The Meaning of Life and Business, Jennifer R. Glass speaks with Anni Eza, healer and co-founder of Seeds of Bliss, about radical acceptance, personal agency, purpose, relationships, the expectations we inherit from others, and what it means to choose your own path.Anni describes radical acceptance as something like turning on the location services on your phone, except existentially. If you don't know where you are, how can you determine the path to where you want to go?Jennifer and Anni explore:• What radical acceptance means and why knowing your starting point matters• The difference between accepting your circumstances and believing you cannot change them• How “shoulds,” “musts,” family expectations, and societal conditioning can influence our choices• Why agency matters when deciding what comes next• What purpose and meaningful relationships can look like• How seemingly small interactions can affect another person's life• Why Anni believes our individual choices can influence people we may never realize we've reached• Anni's definition of success and the mark she hopes to leave behindThe conversation also touches on depression, suicide, trauma, and mental health. Jennifer explicitly notes during the conversation that she is not qualified to treat suicidal ideation, and Anni acknowledges that some forms of depression require medical care.Learn more about Anni Eza and Seeds of Bliss at seedsofbliss.life.Disclosure: This episode features a paid guest appearance. Payment does not constitute an endorsement by Jennifer R. Glass, MOJO: The Meaning of Life and Business, or Business Growth Strategies International, LLC, nor does it provide the guest with editorial control over the program. Views, opinions, experiences, and claims expressed by guests are their own and do not necessarily reflect those of the host, the show, or Business Growth Strategies International, LLC. This episode is provided for informational and educational purposes and should not be considered medical, mental health, legal, financial, or other professional advice.

What if reaching your goal weight doesn't give you what you've spent years believing it will?In Episode 419 I'm talking about the complicated relationship between weight loss, body image, eating disorder recovery and true food freedom.As someone who has been food sober for more than 12 years, I've learned that recovery can change your relationship with food dramatically while still leaving other layers that need attention. I'm sharing some of my own experience with body image, the expectations we attach to changing our bodies, and what I'm still learning all these years into recovery.If you struggle with food addiction, binge eating, disordered eating, chronic dieting, body dissatisfaction or the belief that you'll finally feel better when you lose the weight, this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Stephanie Palazzolo talks with TITV Host Akash Pasricha about OpenAI's new Astra model and its AGI claims. We also talk with Valida Pau about Coatue's proposed chip financing joint venture with startup MatX, Aaron Holmes about rising AI cyber threats and ElevenLabs' 2028 IPO plans, and we get into AWS's major Bedrock overhaul with Catherine Perloff.Articles discussed on this episode: https://www.theinformation.com/articles/anthropics-house-payments-tech-push-chip-away-stripehttps://www.theinformation.com/articles/coatue-matx-talks-new-multibillion-chip-financing-venturehttps://www.theinformation.com/articles/ai-threats-reshaping-companies-spend-cybersecurity-budgets https://www.theinformation.com/newsletters/ai-agenda/elevenlabs-hires-cfo-eyes-2028-ipohttps://www.theinformation.com/articles/six-aws-engineers-rebuilt-bedrock-challenge-microsoft Subscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/

A major client can create two financial problems at once when something goes wrong: expected future revenue disappears, and money for work already completed may also be at risk. Meanwhile, the business still has its own expenses to pay.In this episode of It's The Bottom Line that Matters, Jennifer R. Glass and Patricia Reszetylo examine what a business owner should think through when an important customer stops paying, cancels abruptly, or encounters financial trouble.The conversation moves from prevention into response: getting clarity about the client's status, reviewing contractual obligations, limiting further exposure where appropriate, and immediately looking at the effect on cash flow and operating expenses. The discussion also connects major-client default risk with revenue concentration, showing why one customer can have an outsized effect even when the underlying problem originated completely outside your company.The conversation also covers:Payment terms and the temptation to extend credit to trusted customersWhy ongoing deliverables deserve immediate review after a defaultReassessing expenses when expected revenue disappearsTracking how much revenue major customers representWatching for meaningful developments affecting important clientsFor owners of consulting firms, agencies, service businesses, and other companies with concentrated revenue, this episode offers a practical way to think about protecting the business before and after a major customer problem occurs.Topics covered: major client default, client nonpayment, unpaid invoices, customer default, cash flow, cash flow management, revenue loss, revenue concentration, client concentration, customer credit risk, business risk, financial planning, expense management, contracts, payment terms, client monitoring, business continuity, revenue diversification, small business finance, consulting business, service business, agency owners, business resilience, Google Alerts, Jennifer R. Glass, Patricia Reszetylo, It's The Bottom Line that Matters

Get a $230 gift card after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/ Shawn's InKind referral ($25 off $50) - https://milestomemories.com/go/inkind Shawn spent the weekend refreshing seats.aero and it paid off: a single Starlux business class saver to Taipei at 75,000 Alaska miles, even if it means leaving three days early. That kicks off a very Taiwan-heavy conversation about EVA, StarLux, the free Taipei stopover tour, and the JAL phantom space that keeps breaking our hearts. Then the story everyone saw this week: a first class passenger restrained with duct tape by fellow travelers, and the surprisingly complicated questions underneath it, from the legality of stepping in to why these midair meltdowns keep happening, plus the only would-you-rather that matters: duct taped in first or free in a middle seat? We also cover Benjy's underwhelming test of Flying Blue Platinum award space and the United cardholder trick that quietly beats it, Southwest and Chase teaming up on airport lounges with a premium card to match, and American expanding Flagship dining, which sparks our real philosophy: eat on the ground, sleep in the air. What is the best first class lounge you have ever visited? Let us know in the comments. Episode Guide: 0:00 Welcome to MTM Travel 0:25 A Unicorn StarLux Saver to Taipei 2:59 Taiwan's Three Great Airlines (and JAL Phantom Space) 4:47 The Duct-Taped First Class Passenger 7:24 Duct Taped in First or Free in a Middle Seat? 10:23 Airport Beers & Getting Kicked Off for Being Drunk 12:05 Flying Blue Platinum Award Space Disappoints 13:25 The United Cardholder Award Space Hack 15:32 Melio: $230 Gift Card After a $500 Payment 16:24 Southwest & Chase Are Building Lounges 19:59 AA Expands Flagship Dining 23:00 Eat on the Ground, Sleep in the Air 26:22 Final Thoughts Links Duct taped - https://www.cnn.com/2026/09/04/us/disruptive-passenger-duct-tape FlyingBlue space - https://milestomemories.com/flying-blue-platinum/ AA Dining - https://milestomemories.com/aa-flagship-dining/ Southwest lounges - https://www.southwest.com/rapid-rewards/lounges/

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, the conversation focused on real-world challenges faced by shop owners and technicians, including the complexities of managing customer expectations and navigating negative reviews. One concept discussed was the need for transparent diagnostic processes and detailed communication, especially when customers question pricing or feel they already know the issue with their vehicles. A key theme that emerged was the importance of accurate shop management—covering everything from parts inventory to internal controls in software like Shop-Ware—to ensure profitability and reduce clerical errors.00:00 Out-of-province vehicle inspections06:53 Florida driver's license language law15:54 Construction mistake with leaning structure16:42 Visiting the 9/11 Memorial Museum23:08 Challenges of Replacing Headlights27:58 Car repair frustration and miscommunication32:35 Discussing diagnostic trouble codes37:32 Introducing Whisperflow for Note-Taking47:24 Customer dissatisfaction with tire pricing50:29 Dealer pricing and customer experiences56:11 Adjusting labor rates and pay structure01:01:02 Evaluating Business Efficiency and Labor01:09:15 Old machinist's inventory strategy01:09:52 Buying and selling steel

This episode explores the powerful inner voice behind food and body obsession and what it means to stop letting that voice define your choices. If you're navigating eating disorder recovery, food addiction, emotional eating, or body image struggles, this episode offers a fresh perspective on recognizing the thoughts that keep you stuck and reconnecting with your own voice. You'll be invited to look at your relationship with food, control, and self-criticism in a new way, while considering what freedom can feel like when you no longer believe every thought that enters your mind.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideShortcut straight to my shop and my favorite products:www.foodfreedomwithmary.com/shop Food Sobriety Mini Course - this is just a short course to help you take the first step -https://www.foodfreedomwithmary.com/foodsobrietymcFood Freedom Online Course - full roadmap https://www.foodfreedomwithmary.com/foodfreedomcourseWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

The copy-paste hack that stole $150K. CrowdStrike and federal authorities dismantled Sality, a botnet that spent eight years swapping copied wallet addresses for the attacker's, so victims unknowingly sent crypto to a stranger. The fix is simple: check the first and last characters of any address after you paste it. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ realfi.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - This episode is brought to you by Grayscale, the world's largest digital asset-focused investment platform. Grayscale's mission is to make digital asset investing simple and open to every investor. Learn more at grayscale.com. - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Erik Torenberg is joined by a16z General Partner Alex Rampell and Affirm Co-Founder and CEO Max Levchin for a conversation on 25 years of fintech, from the early days of digital payments to the origins of Affirm and the next generation of agentic commerce.Max and Alex revisit what surprised them most about how payments evolved, why the card interface has been so difficult to displace, and why even the smallest corners of payments can become enormous markets. They also trace the early idea maze behind Affirm, from "pay with your identity" and the pajama problem to the realization that installment financing could dramatically increase merchant conversion.The conversation also gets into real versus "fake" 0% financing, what people misunderstand about Affirm today, why negative customer acquisition cost can be such a powerful business model advantage, and why Max is more bullish on agentic payments than on agents choosing what people buy.Resources:Follow Max Levchin on X: https://x.com/mlevchinFollow Alex Rampell on X: https://x.com/arampell Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

92%ers, welcome to another episode of New Heights brought to you by NFL Sunday Ticket on YouTube TV!Today on the season premiere of New Heights, we catch up on a wild offseason including Hall of Fame inductions, dog debuts at fashion shoots, Travis' thoughts on life as a married man, and we all collectively agree that Jake is severely slacking now that he has a child. We also recap everything from Chiefs and Eagles preseasons, react to Aaron Donald coming back to the Rams, try and make sense of the 49ers Wide Deceiver, and settle the blue man bet from Tahoe. Watch and listen to new episodes of New Heights every Wednesday during the NFL season and follow us on Social Media for all the best moments from the show: https://lnk.to/newheightshowYou can also listen to new episodes on Wondery, Apple Podcasts, Spotify or wherever you get your podcasts. ...Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwSupport the show: YOUTUBE TV: New users get NFL Sunday Ticket $240 or 8 payments of just $30/mo (1st charged at purchase). $47.25/mo or $378 for returning users. YouTube TV required. Payment plans not available everywhere. Terms and embargoes apply. Commercial use excluded. No refunds. Device and content restrictions apply.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of CoinDesk's Public Keys from the New York Stock Exchange, host Jennifer Sanasie is joined by Ben Spiegelman, Head of Institutional at Base, to break down Coinbase's newly launched tokenized stocks. Zach Pandl, Head of Research at Grayscale, unpacks the debut of the first-ever Zcash ETF. Plus, Solstice CEO Ben Nadareski explains strcUSX, a Solana-based product that splits the economics of Strategy's STRC preferred into senior and junior tranches. - Learn more at bullish.com. - Register now for CoinDesk's Policy and Regulation event on September 22, 2026: policy-regulation.coindesk.com. - To get market-moving news delivered daily, download CoinDesk's mobile app: linktr.ee/coindeskapp. - Chapters/Timecodes: 00:00 Welcome to Public Keys 00:24 Coinbase Brings Tokenized Stocks to Base 00:44 Base's Ben Spiegelman Joins Public Keys 01:02 What Makes Coinbase's Tokenized Stocks Different 03:26 The Killer DeFi Use Case: Borrowing Against Your Stocks 04:11 The CLARITY Act and a Future US Launch 05:24 Trading, Financing, and Payments on Base 07:04 What Still Gives Institutions Pause On-Chain 09:15 ETF Flows: Bitcoin and Ether Cool After a Record August 10:04 Grayscale's Zach Pandl on a Healing Crypto Market 11:13 What Happens If the CLARITY Act Doesn't Pass 12:18 'Recktember' and the Q4 Bitcoin Outlook 13:42 The First-Ever Zcash ETF and the Privacy Thesis 15:47 Scarcity vs. Privacy: What's Driving Zcash 17:10 Institutional vs. Retail Demand for the Zcash ETF 19:04 Solstice's Ben Nadareski and Strategy's STRC on Solana 20:38 Inside strcUSX: Senior and Junior Tranches 21:40 Building on Strategy's Platform 23:19 Why Solstice Built on Solana 25:30 The Institutional DeFi Adoption Curve