Podcasts about payments

This festive season, scamsters are busier than ever. From fake travel deals to holiday shopping traps, the pressure to click quickly can make anyone vulnerable. In this episode of Everything Counts, Motheo Khoaripe sits down with fraud expert Kevin Hogan and cybersecurity specialist Nomalizo Hlazo to unpack the most common holiday scams and how to stay protected when excitement meets urgency. The episode covers why holiday scams are so effective, tools to identify scams and the red flags you should be on the lookout for. Remember that holiday scams aren't always about getting you to make a purchase; they can often be phishing scams to get your details. Stay safe this festive season! 00:00 Introduction 01:50 Why is the holiday season a big one for scamsters? 02:50 Why are people less wary around the festive season? 03:50 Common holiday scams in South Africa 05:00 Red flags that may signal a holiday scam 08:00 Can consumers avoid holiday scams by using proper channels? 09:00 Tools to identify scams 11:00 Debunking myths about holiday scams 12:00 Payment-related red flags to look out for 15:20 Holiday scams can be phishing scams 17:00 How to protect yourself from scams: Virtual Cards vs Instant EFT 20:00 Digital hygiene to avoid holiday scams 23:30 Advice for avoiding holiday scams 25:30 Conclusion Investec Focus Radio SA

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros Shop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Cecil Bullard, industry veteran and business coach. Cecil shares the importance of properly valuing diagnostic labor in automotive shops, explaining why most shops fail to charge adequately for the complex testing modern vehicles require. The conversation highlights the necessity for shop owners to plan for their financial future, emphasizing retirement strategies and the risks of working solo. Finally, they discuss the value of building a strong team and why technicians with no interest in leading or managing should reconsider opening their own shop.00:00 DHT's Impact on Male Development08:25 Auto Shop Diagnostic Process14:58 Hormones, Cars, and Adjustments20:55 Optimizing Average Repair Order26:23 Professional Standards in Coaching32:23 "Raise Your Labor Rate"33:52 "Revenue Variance Insights"41:03 "Family Shop Management Plan"46:51 "Contentment, Family, and Responsibility"50:35 "Solo Work: Control vs. Risk"57:30 Risk Balancing for Lifestyle Goals01:02:58 Debt vs. Investing Motivation Struggles01:06:09 Sun's Shift in Auto Shop Strategy01:14:51 "Perspective and Self-Improvement Insights"01:17:37 "Beyond Fixing Cars"

Craig Jeffery talks with Paul McMeekin of Bottomline about the latest Treasury Fraud & Controls Survey findings and what they reveal about today's threat landscape. From AI-generated fraud and deepfakes to payment rail changes and rising losses among small businesses, this episode covers practical defenses for a fast-evolving fraud environment. Access the 2025 Treasury Fraud & Controls Survey and learn more at bottomline.com.

In this episode, Lex speaks Friederike Ernst, co-founder of Gnosis. Together, they explore the evolution of Gnosis from an Ethereum-based prediction market project into a major infrastructure provider powering over $100 billion in DAO treasuries and $10–15 billion in monthly DEX trading via CowSwap. Tracing the company's journey from a 2017 ICO raising $12.5 million in ETH (now worth ~$450 million) to spinning out critical tools like Safe, CowSwap, and Zodiac, all originally built for internal use.Despite their success, Gnosis recognizes that the crypto-native user base is limited and has now pivoted to building user-centric, mainstream products like the upcoming Gnosis App targeting Gen Z with real-world financial utility. The company emphasizes its founding mission of democratizing financial ownership and warns against complacency as incumbents like Stripe and Robinhood enter the space. Lastly, Gnosis sees a near-term opportunity in AI-agent driven commerce, especially through reverse advertising models that could unlock trillion-dollar markets.NOTABLE DISCUSSION POINTS:The $12.5M ICO That Became a $450M Treasury: Gnosis raised $12.5 million in ETH during their 2017 ICO when ETH was trading at $40. Through conservative treasury management and holding their ETH position, that initial raise has sustained the company for nearly a decade and grown to approximately $450 million today. Friederike attributes this to “conservative treasury management and sheer luck” — a remarkable case study in long-term crypto treasury stewardship.Polymarket Runs on Gnosis Infrastructure: Despite Polymarket's $10B+ valuation and mainstream recognition, it still uses Gnosis's conditional token framework that was written years ago. Friederike acknowledges being “a little salty” that infrastructure they built powers such a significant share of the on-chain prediction market economy without Gnosis directly benefiting financially. It's a stark illustration of the “first up the mountain” dynamic where pioneers clear the path but don't always capture the value.The 19th Century German Banking Parallel: Friederike draws a compelling historical analogy: impoverished German farmers in the 1800s faced predatory moneylenders charging 25-40% interest. They responded by forming collective community banks, lending to each other at 4-6%. Within decades, tens of thousands existed, and one-third of Germans remain members today. She positions crypto's ownership model as the modern equivalent — a cooperative financial revolution for a generation economically disenfranchised by incumbent systems.TOPICSGnosis, Gnosis Safe, CowSwap, Zodiac, CPK, Polymarket, Kalshi, ConsenSys, Ethereum, ETH, AI, AI Agents, ICO, Onchain, Governance, Crypto Treasury, Web3, Blockchain, Finance, Banking, Payments, Custody, WalletsABOUT THE FINTECH BLUEPRINT

Likefolio's Andy Swan looks at payment stocks, starting with Toast (TOST). He calls it an outlier, being a restaurant-only payment company, but is surging in web visits. It's “separating itself from the pack” and “winning the market,” but the stock is expensive. Shopify (SHOP) is leading their data, while Square (XYZ) is seeing contraction. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

The wait is over, you can now join our trip to Greece! We'll be going to see the sacred sites, temples, museums and more.

[HECMWorld] Exclusive Interview: HighTech Lending's NEW Equity Select HELOC.  [FHFA] Here's the 2026 HECM limit! [Housing Wire] Here's how much Medicare Part B premiums and deductibles will increase in 2026. Watch our video podcast here!

Mon, 01 Dec 2025 04:45:00 +0000 https://jungeanleger.podigee.io/2796-borsepeople-im-podcast-s22-07-peter-neubauer cdd6ea412dcd1e7b6ec17e1556fa881f Peter Neubauer ist Gründer Forum F und der Austrian Payment Academy. Und er ist wohl der Mr. Payment in Österreich, hat unfassbares Wissen und noch mehr Anekdoten zu diesem Thema. Und ich war nervös, denn Peter musste 2x kommen, beim ersten Mal hat die SD-Karte wohl zu viel Respekt vor dem Bankkarten-Pionier gehabt und w.o. gegeben. Schade, denn ich hatte die Folge in bester Erinnerung. Zwei Effekte hatte die Aufnahme 2: Unmöglich kann man 2x das Gleiche abspulen, dazu sind wir zu spontan. Aber auch diese Folge ist ein grosser Tipp. Wir sprechen über CA und Erste Group, Europay, Paylife mit CEO-Job, aber parallel auch über die Geburtsstunde des Payments, die gute alte Filialkassa, den Bankomaten, den Euro, dann die kontaktlose Zahlung uvm. Und natürlich über seine aktuellen selbstständigen Themen wie den ForumF Innovation Day oder das breite Angebot der Austrian Payment Academy. Achtung: In dieser Folge wimmelt es nur so an Fachwissen. https://forumf.at https://paymentacademy.at https://www.qubo.technology Hans(wo)men Group Fresh Global Disruptive Einspieler: hello again Zufriedene Kundschaft ist gut. Treue Kundschaft ist besser. Mit deiner Loyalty-App von hello again belohnst du Treue, stärkst die Kundenbindung und steigerst deinen Umsatz. Über 1.000 Unternehmen setzen bereits erfolgreich auf hello again. Bau dir jetzt kostenlos deine eigene Demo-App – auf www.helloagain.com. About: Die Serie Börsepeople des Podcasters Christian Drastil, der im Q4/24 in Frankfurt als "Finfluencer & Finanznetworker #1 Austria" ausgezeichnet wurde, findet im Rahmen von http://www.audio-cd.at und dem Podcast "Audio-CD.at Indie Podcasts" statt. Es handelt sich dabei um typische Personality- und Werdegang-Gespräche. Die Season 22 umfasst unter dem Motto „25 Börsepeople“ 25 Talks. Presenter der Season 22 ist die Hans(wo)men Group https://www.hanswomengroup.com. Welcher der meistgehörte Börsepeople Podcast ist, sieht man unter http://www.audio-cd.at/people. Der Zwischenstand des laufenden Rankings ist tagesaktuell um 12 Uhr aktualisiert. Bewertungen bei Apple (oder auch Spotify) machen mir Freude: http://www.audio-cd.at/spotify , http://www.audio-cd.at/apple . Du möchtest deine Werbung in diesem und vielen anderen Podcasts schalten? Kein Problem!Für deinen Zugang zu zielgerichteter Podcast-Werbung, klicke hier.Audiomarktplatz.de - Geschichten, die bleiben - überall und jederzeit! 2796 full no Christian Drastil Comm. (Agentur für Investor Relations und Podcasts) 2222

A special guest joins me to tell me his fascinating story of living out of his Tesla – by choice – for the past eight years. I hope you enjoy the conversation! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). 

In this episode of The WillPower Podcast, Will sits down with Pater Maher, CEO of Flote, the fast-rising fintech company redefining how money moves in the modern world.Pater is leading Flote's bold expansion across the U.S. — building what many insiders are calling the next generation of payment processing. We dive into how Flote is simplifying the way businesses get paid, why legacy payment rails are ripe for disruption, and what the future looks like when fintech is built for entrepreneurs, creators, and high-growth companies.You'll hear:The real problems with today's payment systems (and how Flote fixes them)How Pater thinks about innovation, risk, and scaling a fintech startupWhy U.S. expansion represents the biggest opportunity in digital paymentsThe mindset required to lead at the highest level in financial technologyHow entrepreneurs should prepare for massive shifts in the payments landscapeIf you're a founder, operator, or investor wanting a front-row seat to the future of money, this episode is a must-listen.Tune in and discover how Flote is reshaping payments from the ground up — and why Pater Maher believes we're just getting started.

ACH payments cost contractors about one dollar per transaction instead of the percentage-based fees that credit cards charge, yet most construction businesses keep losing thousands annually because they haven't explored this straightforward alternative to traditional payment processing. Learn more: https://app.builderpaypro.com/. Builder Pay Pro City: Folsom Address: 101 Parkshore Dr #100 Website: https://builderpaypro.com/

Angelica in Europe: John Church, London Society, and Diplomacy — Molly Beer — Following ratification of the peace treaty, Angelica and her husband sailed to Paris to collect outstanding payments owed by the French government. John Carter leveraged the wartime amnesty to settle accumulated debts, reconcile with his estranged family, and legally adopt the name John Barker Church. Angelica relocated to London's elegant Mayfair neighborhood, where she established herself as a prominent American patriot. She strategically positioned herself at the intersection of cultural and diplomatic negotiations, entertaining influential figures including Lafayette and the Adamses, while exerting subtle influence over American diplomatic representatives toward negotiated peace. 1900 TICONDEROGA

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros Shop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Liz Perkins, shop owner, technician, and multi-business entrepreneur, along with Jesse Meddaugh from 360 Payments. Liz shares her journey of growing a business from shop operations to training and managing multiple ventures, emphasizing the importance of understanding and mastering the financial side of the company—even getting hands-on with bookkeeping for deeper insights. The conversation explores the impact of integrated consumer financing on shop sales and customer experience, with both Lucas and Liz highlighting how offering payment options can reduce stigma, increase approval rates, and empower customers.00:00 "Seamless Consumer Financing Growth"03:51 Streamlined Vehicle Financing Process08:30 Rising Costs of Car Repairs12:36 Guaranteed Results Over Cheap Fixes15:21 "Negative Impact of Free Diagnostics"17:00 "Choosing Free Diagnostics Wisely"20:40 "Working Mom's Struggles"23:26 North Carolina DMV Renewal Woes27:24 "Keep Growing, Keep Building"32:09 Quick Harness Installation Guide32:45 "Frustrated Mechanic Wrecks Harness"38:32 Bookkeeping vs. Accounting Confusion40:48 Understanding Business Fees43:53 DIY Accounting Confidence45:51 "Monthly P&L and Accounting"50:52 Efficient Scheduling for Long Commutes54:28 Tire Service Pricing Inquiry56:27 Balancing Growth vs. Staying Solo59:10 Grammar Concerns with Dashes

À quoi ressemblera la banque du futur ? La question peut sembler lointaine, pourtant elle est déjà sur la table. Entre simplification du quotidien et création de valeur, l'intelligence artificielle s'impose déjà comme un nouveau standard pour le secteur bancaire. Dans cet épisode Hors-Série proposé par le Groupe BPCE, Yves Tyrode, directeur général Digital & Payments, décrypte comment cette révolution redessine les métiers et la relation client au sein du groupe.À écouter dès maintenant.Ce HORS-SÉRIE est proposé par le Groupe BPCE.Journaliste présentatrice : Alice Gren | Journaliste conception éditoriale : Thémïs Laporte | Réalisation : Datagora | Mixage : Adrien Beccaria | Directeur de la Production : Timothée Gidoin | Production exécutive : Timothée Gidoin Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Original Release Date: October 31, 2025Our Japan Financials Analyst Mia Nagasaka discusses how the country's new stablecoin regulations and digital payments are set to transform the flow of money not only locally, but globally.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mia Nagasaka, Head of Japan Financials Research at Morgan Stanley MUFG Securities. Today – Japan's stablecoin revolution and why it matters to global investors. It's Friday, October 31st, at 4pm in Tokyo. Japan may be late to the crypto market. But its first yen-denominated stablecoin is just around the corner. And it has the potential to quietly reshape how digital money moves across the country and globally. You may have heard of digital money like Bitcoin. It's significantly more volatile than traditional financial assets like stocks and bonds. Stablecoins are different. They are digital currencies designed to maintain a stable value by being pegged to assets such as the yen or U.S. dollar. And in June 2023, Japan amended its Payment Services Acts to create a legal framework for stablecoins. Market participants in Japan and abroad are watching closely whether the JPY stablecoin can establish itself as a major global digital currency, such as Tether. Stablecoins promise to make payments faster, cheaper, and available 24/7. Japan's cashless payment ratio jumped from about 30 percent in 2020 to 43 percent in 2024, and there's still room to grow compared to other countries. The government's push for fintech and digital payments is accelerating, and stablecoins could be the missing link to a truly digital economy. Unlike Bitcoin or other cryptocurrencies, stablecoins are designed to suppress price volatility. They're managed by private companies and backed by assets—think cash, government bonds, or even commodities like gold. Industry watchers think stablecoins can make digital payments as reliable as cash, but with the speed and flexibility of the internet. Japan's regulatory approach is strict: stablecoins must be 100 percent backed by high-quality, liquid assets, and algorithmic stablecoins are prohibited. Issuers must meet transparency and reserve requirements, and monthly audits are standard. This is similar to new rules in the U.S., EU, and Hong Kong. What does this mean in practice? Financial institutions are exploring stablecoins for instant payments, asset management, and lending. For example, real-time settlement of stock and bond trades normally take days. These transactions could happen in seconds with stablecoins. They also enable new business models like Banking-as-a-Service and Web3 integration, although regulatory costs and low interest rates remain hurdles for profitability.Or think about SWIFT transactions, the backbone of international payments. Stablecoins will not replace SWIFT, but they can supplement it. Payments that used to take days can now be completed in seconds, with up to 80 percent lower fees. But trust in issuers and compliance with anti-money laundering rules are critical. There's another topic on top of investors' minds. CBDCs – Central Bank Digital Currencies. Both stablecoins and CBDCs are digital. But digital currencies are issued by central banks and considered legal tender, whereas stablecoins are private-sector innovations. Japan is the world's fourth-largest economy and considered a leader in technology. But it takes a cautious approach to financial transformation. It is preparing for a CBDC but hasn't committed to launching one yet. If and when that happens, stablecoins and CBDCs can coexist, with the digital currency serving as public infrastructure and stablecoins driving innovation. So, what's the bottom line? Japan's stablecoin journey is just beginning, but its impact could ripple across payments, asset management, and even global finance. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

In this week's episode of the Merchant Sales Podcast, James Shepherd welcomes back Steven Morris for a direct and practical conversation about the mistakes agents commonly make when entering the merchant services industry. Steven shares real-world insights from the front lines, what slows agents down, what causes deals to fall through, and how new reps can build a stronger foundation for long-term success. After the interview, James and Patti Murphy team up for another insightful Today in Payments, covering the latest headlines and shifts shaping the payments landscape.

In this second part of my three-part series (catch Part I via episode 182), I dig deeper into the key idea that sales in commercial data products can be accelerated by designing for actual user workflows—vs. going wide with a “many-purpose” AI and analytics solution that “does more,” but is misaligned with how users' most important work actually gets done.   To explain this, I will explain the concept of user experience (UX) outcomes, and how building your solution to enable these outcomes may be a dependency for you to get sales traction, and for your customer to see the value of your solution. I also share practical steps to improve UX outcomes in commercial data products, from establishing a baseline definition of UX quality to mapping out users' current workflows (and future ones, when agentic AI changes their job). Finally, I talk about how approaching product development as small “bets” helps you build small, and learn fast so you can accelerate value creation.    Highlights/ Skip to: Continuing the journey: designing for users, workflows, and tasks (00:32) How UX impacts sales—not just usage and  adoption(02:16) Understanding how you can leverage users' frustrations and perceived risks as fuel for building an indispensable data product (04:11)  Definition of a UX outcome (7:30) Establishing a baseline definition of product (UX) quality, so you know how to observe and measure improvement (11:04 ) Spotting friction and solving the right customer problems first (15:34) Collecting actionable user feedback (20:02) Moving users along the scale from frustration to satisfaction to delight (23:04) Unique challenges of designing B2B AI and analytics products used for decision intelligence (25:04) Quotes from Today's Episode One of the hardest parts of building anything meaningful, especially in B2B or data-heavy spaces, is pausing long enough to ask what the actual ‘it' is that we're trying to solve. People rush into building the fix, pitching the feature, or drafting the roadmap before they've taken even a moment to define what the user keeps tripping over in their day-to-day environment.   And until you slow down and articulate that shared, observable frustration, you're basically operating on vibes and assumptions instead of behavior and reality.   What you want is not a generic problem statement but an agreed-upon description of the two or three most painful frictions that are obvious to everyone involved, frictions the user experiences visibly and repeatedly in the flow of work.   Once you have that grounding, everything else prioritization, design decisions, sequencing, even organizational alignment suddenly becomes much easier because you're no longer debating abstractions, you're working against the same measurable anchor.   And the irony is, the faster you try to skip this step, the longer the project drags on, because every downstream conversation becomes a debate about interpretive language rather than a conversation about a shared, observable experience. __ Want people to pay for your product? Solve an *observable* problem—not a vague information or data problem. What do I mean? “When you're trying to solve a problem for users, especially in analytical or AI-driven products, one of the biggest traps is relying on interpretive statements instead of observable ones.   Interpretive phrasing like ‘they're overwhelmed' or ‘they don't trust the data' feels descriptive, but it hides the important question of what, exactly, we can see them doing that signals the problem.   If you can't film it happening, if you can't watch the behavior occur in real time, then you don't actually have a problem definition you can design around.   Observable frustration might be the user jumping between four screens, copying and pasting the same value into different systems, or re-running a query five times because something feels off even though they can't articulate why.   Those concrete behaviors are what allow teams to converge and say, ‘Yes, that's the thing, that is the friction we agree must change,' and that shift from interpretation to observation becomes the foundation for better design, better decision-making, and far less wasted effort.   And once you anchor the conversation in visible behavior, you eliminate so many circular debates and give everyone, from engineering to leadership, a shared starting point that's grounded in reality instead of theory." __ One of the reasons that measuring the usability/utility/satisfaction of your product's UX might seem hard is that you don't have a baseline definition of how satisfactory (or not) the product is right now. As such, it's very hard to tell if you're just making product *changes*—or you're making *improvements* that might make the product worth paying for at all, worth paying more for, or easier to buy. "It's surprisingly common for teams to claim they're improving something when they've never taken the time to document what the current state even looks like. If you want to create a meaningful improvement, something a user actually feels, you need to understand the baseline level of friction they tolerate today, not what you imagine that friction might be. Establishing a baseline is not glamorous work, but it's the work that prevents you from building changes that make sense on paper but do nothing to the real flow of work. When you diagram the existing workflow, when you map the sequence of steps the user actually takes, the mismatches between your mental model and their lived experience become crystal clear, and the design direction becomes far less ambiguous. That act of grounding yourself in the current state allows every subsequent decision, prioritizing fixes, determining scope, measuring progress, to be aligned with reality rather than assumptions. And without that baseline, you risk designing solutions that float in conceptual space, disconnected from the very pains you claim to be addressing." __ Prototypes are a great way to learn—if you're actually treating them as a means to learn, and not a product you intend to deliver regardless of the feedback customers give you.  "People often think prototyping is about validating whether their solution works, but the deeper purpose is to refine the problem itself. Once you put even a rough prototype in front of someone and watch what they do with it, you discover the edges of the problem more accurately than any conversation or meeting can reveal. Users will click in surprising places, ignore the part you thought mattered most, or reveal entirely different frictions just by trying to interact with the thing you placed in front of them. That process doesn't just improve the design, it improves the team's understanding of which parts of the problem are real and which parts were just guesses. Prototyping becomes a kind of externalization of assumptions, forcing you to confront whether you're solving the friction that actually holds back the flow of work or a friction you merely predicted. And every iteration becomes less about perfecting the interface and more about sharpening the clarity of the underlying problem, which is why the teams that prototype early tend to build faster, with better alignment, and far fewer detours." __ Most founders and data people tend to measure UX quality by “counting usage” of their solution. Tracking usage stats, analytics on sessions, etc. The problem with this is that it tells you nothing useful about whether people are satisfied (“meets spec”) or delighted (“a product they can't live without”). These are product metrics—but they don't reflect how people feel. There are better measurements to use for evaluating users' experience that go beyond “willingness to pay.”  Payment is great, but in B2B products, buyers aren't always users—and we've all bought something based on the promise of what it would do for us, but the promise fell short. "In B2B analytics and AI products, the biggest challenge isn't complexity, it's ambiguity around what outcome the product is actually responsible for changing.   Teams often define success in terms of internal goals like ‘adoption,' ‘usage,' or ‘efficiency,' but those metrics don't tell you what the user's experience is supposed to look like once the product is working well.   A product tied to vague business outcomes tends to drift because no one agrees on what the improvement should feel like in the user's real workflow.   What you want are visible, measurable, user-centric outcomes, outcomes that describe how the user's behavior or experience will change once the solution is in place, down to the concrete actions they'll no longer need to take.   When you articulate outcomes at that level, it forces the entire organization to align around a shared target, reduces the scope bloat that normally plagues enterprise products, and gives you a way to evaluate whether you're actually removing friction rather than just adding more layers of tooling.   And ironically, the clearer the user outcome is, the easier it becomes to achieve the business outcome, because the product is no longer floating in abstraction, it's anchored in the lived reality of the people who use it."   Links Listen to part one: Episode 182  Schedule a Design-Eyes Assessment with me and get clarity, now.

I quantum jumped into a waterfront home 6 months after attempted suicide and divorce . Here's the neuroscience behind why grief unlocks quantum leaps—and the exact 10-minute protocol I used. 

The captain of an A380 that experienced an uncontained engine failure, paying air traffic controllers during a shutdown, a $10,000 bonus for those who worked, NTSB preliminary report on UPS Flight 2976, a request for information on a new ATC system, dressing better when flying commercially, and going through airport security without a Real ID. Guest Richard De Crespigny was the captain of Qantas Flight QF32 on November 4, 2010, when one of the plane's Rolls-Royce Trent 900 engines experienced an uncontained engine failure. The A380 had just taken off from Singapore. Richard and his crew managed to get everyone home safely, and the story has since become a bit of a legend in Australian flying circles. Richard is a former RAAF pilot, has written books, given keynotes around the world, and now hosts his own podcast on resilience and leadership called FLY! Richard explains that the uncontained engine failure on Qantas Flight QF32 involved the Number 2 engine. This resulted in extensive damage to the aircraft and many system failures. Five pilots were in the cockpit, and they formed a “hive mind,” making hundreds of decisions to stabilize the aircraft, which took two hours. A hundred checklists were actioned in the air, and more when the A380 was back on the ground. The incident was so complex that it has been characterized as “Apollo 13 with passengers.” We learn what was said in the cockpit during the first 30 seconds, and how the cabin crew performed because the flight deck could not communicate with them. In his mind, Richard set up to perform an “Armstrong Spiral” in case all four engines went out when landing the plane. On approach, speed and stall warnings were sounding constantly because the systems could not handle all the damage. Richard explains why he decided not to immediately evacuate the passengers due to the dangers outside. This uncontained engine failure crippled the A380, yet the crew was able to manage the situation and there were no injuries. Richard speaks frequently of “resilience” and how that characteristic worked to their advantage.  QF32 uncontained engine failure. From the FAA Airbus A380-842 report, crediting the ATSB accident report. Since the incident, Richard has published several books: QF32 tells the story of what happened. It was published before the investigators made all the facts public, so Richard had to hold back. However, a new edition will fill in the missing pieces. The newer book Fly! tells the how and the why. Check out: The FLY! Podcast with Richard De Crespigny, available on Apple / Spotify / Omny, or wherever you listen to podcasts. The QF32 book and the FLY! book. Reach Richard at richardd@aeronaut.biz. Aviation News US airline group urges Congress to pay controllers during future shutdowns Trade group Airlines for America (A4A) wants to see air traffic controllers get paid during future government shutdowns. Chris Sununu, A4A President and CEO, said, “This shutdown has demonstrated the serious safety, human and economic consequences of subjecting the aviation sector to this kind of stress and chaos. It must never happen again.” Air Traffic Controllers Say $10,000 Shutdown Bonuses Are Tearing the Workforce Apart – And Jeopardize Safety The Administration wants to give air traffic controllers and TSA screeners $10,000 if they had perfect attendance during the shutdown. DOT Secretary Sean Duffy said this would apply to 776 employees. Some controllers are expressing their displeasure with this move. UPS Flight 2976 Crash During Takeoff The NTSB has issued a Preliminary Report [PDF] on the UPS Flight 2967 MD-11F accident November 4, 2025. The airplane, N259UP, was destroyed after it impacted the ground shortly after takeoff from runway 17R at Louisville Muhammad Ali International Airport (SDF), Louisville, Kentucky. The 3 crewmembers aboard the airplane and 11 people on the ground were fatally injured. There were 23 others on the ground who were injured. Still images from an airport surveillance video show the left engine and left pylon separation from the left wing. The left pylon aft mount's forward and aft lugs were both found fractured. The fractured and separated upper portions of the forward and aft lugs were found adjacent to runway 17R. The left wing clevis, aft mount spherical bearing, and aft mount attachment hardware were found with a portion of the left wing at the accident site. The spherical bearing outer race had fractured circumferentially. FAA Issues Request for Information on New ATC System The FAA aims to replace the current En Route Automation Modernization system (ERAM) and the Standard Terminal Automation Replacement System (STARS) with a single, unified system, known as the Common Automation Platform (CAP). The Agency's Request For Information [PDF] asks the public to answer a series of questions. Transportation Secretary Sean Duffy Urges Passengers To Dress Better — But That Won't Fix Today's Inflight Behavior Problems DOT Secretary Sean Duffy tweeted that “Manners don't stop at the gate. Be courteous to your fellow passengers. Say please and thank you to your flight crews. Dress with respect. Lend a hand to those who could use it. It’s time to bring back civility and respect when we travel.” See also: Sean Duffy Wants You To Get Dressed Up When You Fly: “It's Time to Bring Back Civility And Respect When We Travel” No Real ID or passport? The TSA may charge you $18 to go through security May 7, 2025, was the date that Real ID was enforced at TSA checkpoints. Travelers must produce a Real ID-compliant driver’s license, a passport, a Global Entry card, or other approved document. The TSA is now proposing that travelers without one of those approved documents can still pass through airport security checkpoints. However, they can expect to pay an $18 fee for additional screening. The TSA has issued a Notice of Proposed Rulemaking (NPRM) in the Federal Register: TSA Modernized Alternative Identity Verification User Fee. The fee grants access to secure airport areas for up to 10 days and covers multiple flights. Payment of the fee does not guarantee entry; travelers must successfully authenticate their identity each time, and they may still face additional screening or delays.​ The collected fee is intended to offset government costs for new biometric verification kiosks, customer service improvements, and system updates.​ Hosts this Episode Max Flight, Rob Mark, and our Main(e) Man Micah.

Crypto News: Texas becomes the FIRST state to purchase Bitcoin with a $5 million investment in BlackRock's BTC ETF IBIT. Klarna enters crypto with new USD stablecoin built on Stripe's Tempo chain. Kevin Hassett, who has crypto ties, rises to the front in Fed Chair search. Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/

Dr. Friday explains a major federal change: tax refunds and government benefit payments will no longer be issued as paper checks. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com . This is a one-minute moment. Donald Trump signed an executive order earlier this year mandating that the Treasury Department get rid of paper checks. That’s right—recipients of any benefits, tax refunds, and other payments, effective October 1st. So this is in effect. He has ordered all federal departments and agencies to use electronic fund transfers, including direct deposits, prepaid cards, or other digital options. That means that after September 30th, you will no longer be receiving tax refunds in the form of paper checks. So if you filed your tax return recently and you have a refund, be surprised—there’s not going to be a check coming in the mail. If you’ve got more questions, just check us out on the web. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

Send us a text if you want to be on the Podcast & explain why!What if your entire coaching business—programming, payments, client feedback, and messaging—lived in one clean, simple place you actually enjoy using? We sit down with Noah, a former baseball player and health coach who joined Superset after discovering how much better training can be when systems work with you, not against you. His story moves from early interests in lifestyle coaching and Z-Health to building features that reflect what coaches really need: speed, clarity, and client results.We dig into practical training insights first: why vestibular and visual drills belong in warm-ups, how a 30-second eyes-closed balance test reveals coordination gaps, and what that means for athletes and aging clients alike. Then we move into the business backbone. Superset's spreadsheet-style builder, Superset Sheets, lets you drag in programs from spreadsheets, PDFs, or videos and instantly translate them into a polished client app. AI tools help speed up programming and synthesize client notes so you can adjust plans without drowning in admin. The activity feed centralizes videos, comments, and progress updates, replacing scattered texts with a structured, searchable dialogue.If you've felt the chaos of juggling Excel, Venmo, and endless DMs, the platform's integrated payments via Stripe, built-in exercise library, and customizable content put everything under one roof. New coaches can use the 14-day trial, add themselves as a test client, and get comfortable with real workflows before onboarding clients. For growing businesses, the pricing scales predictably, and the team ships features based on daily feedback from working coaches—so the product evolves with your needs.Ready to focus on outcomes instead of overhead? Hit play to learn how to set clear boundaries, streamline your tools, and deliver coaching that scales without losing the personal touch. If you enjoy the conversation, subscribe, share it with a fellow coach, and leave a quick review to help others find the show.Want to ask us a question? Email email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Our Instagram: Show Up Fitness CPT TikTok: Show Up Fitness CPT Website: https://www.showupfitness.com/Become a Personal Trainer Book (Amazon): https://www.amazon.com/How-Become-Personal-Trainer-Successful/dp/B08WS992F8NASM / ACE / ISSA study guide: https://www.showupfitness.com/collections/nasm

In this conversation, Edwin discusses the evolving landscape of real estate investment and lending, emphasizing the importance of understanding investor needs and the shift towards more flexible financing options. He highlights the unique position of Axios Mortgage in providing tailored solutions for both fix-and-flip projects and multifamily investments, while also addressing the challenges and opportunities in the current market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Sports journalist John O’Dowd outlined how the County Board made the payment after the County Committee carried out a self-review audit.

We're starting out this holiday week talking about one of Clark's great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there's now a necessary step for every family to take to protect each other and help prevent scams.  The Warehouse Club Advantage: Segment 1 Ask Clark: Segment 2 Your Family Code Word: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Warehouse Clubs Archives - Clark Howard Automatic Bill Pay: How It Works and How To Do It Safely How Long Will It Take for My Credit Score To Go Up if I Missed a Payment? Why Every Family Needs a Code Word Is It Ever OK To Co-Sign a Loan With a Family Member? Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

A labor and delivery nurse who ran Senate healthcare policy now manages $1.7 trillion in federal health spending—and she runs her team like a startup.Steph Carlton, Chief of Staff and Deputy Administrator at CMS, reveals the OKRs driving Medicare and Medicaid, why they're killing social determinants funding while building consumer health apps at scale, and how real-time provider data could collapse the 18-month lag between care delivery and payment. The team mixing founders with policy veterans is rewriting quality measures around VO2 max and app engagement, not just disease management—because preventing illness years before it happens might finally be worth more than treating it after. Stay Updated:If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://x.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see http://a16z.com/disclosures Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

SummaryIn this week's episode of Startup Junkies, host Daniel Koonce sits down with Tyler Flagg, founder and CEO of Flying Company, to discuss his mission to transform private aviation and put Bentonville, Arkansas, on the map as an emerging aviation tech hub.Tyler shares his unique journey from failed child actor to fourteen-year Air Force pilot and squadron commander, and ultimately, tech entrepreneur. After leaving the military, Tyler found himself managing a private business jet and was shocked at the pain points in finding and hiring contract pilots. The process, relying on Facebook posts, word-of-mouth, and reams of paperwork, was inefficient and outdated. Sensing a gap in the market, he created the Flying Company, a streamlined platform that connects pilots and operators, handles credentials, agreements and payments, and even helps operators and pilots save valuable time and money.The conversation dives into the realities of startup life, the surprising lack of digital innovation in aviation, and Tyler's long-term vision: a one-stop career and staffing system for pilots from student certification through retirement. He also touches on his hopes for Bentonville to grow into an aviation tech hub and the value of surrounding yourself with like-minded entrepreneurs.Show Notes(00:00) Introduction(05:10) Building a Marketplace for Aviation(09:54) Addressing Pilot Frustrations: Communication & Payment(14:57) Employing Quiet Professionalism over Ego(17:31) Making Bentonville an Aviation Hub(22:35) Next Steps: Aviation Career Progression Platform(27:31) Closing ThoughtsLinksDaniel KoonceStartup JunkieStartup Junkie YouTubeTyler FlaggFlying Company

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingPros Shop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas Underwood and David Roman are joined by Jeremy Hoyle, leadership coach and veteran of the family entertainment industry. Jeremy shares his personal journey from frontline worker to senior executive, emphasizing the importance of investing in your own professional development. The conversation delves into EOS and business fundamentals, with practical advice on leveraging KPIs and accountability to drive growth.00:00 "Work Ethic and Ownership"05:23 Leadership & Business Coaching Journey10:44 "Dependability and Leadership Value"19:37 "Building Layers for Growth"23:39 "Improving Call Conversion Rates"31:02 "Leaders Need Accountability Systems"35:09 "Missed Conversations and Discipline"38:26 Teaching Accountability Through Standards45:05 "Mopping Mishaps and Frustrations"50:12 "Policing Standards and Staffing"56:50 Linchpins vs. Industrial-Era Education01:03:09 "Struggles of Running a Shop"01:03:49 "Sell the Shop"

The Break Room (MONDAY 11/24/25) 8am Hour 1) Breaking up that large payment could get you in trouble down the road 2) A momvict does time 3) You overshot the church parking lot by a brick wall

What if paying with crypto felt as effortless as tapping your card? We sit down with Jess Houlgrave, CEO of WalletConnect, to unpack how stablecoins, smarter wallet-to-app messaging, and a new wave of SDKs are collapsing the gap between crypto checkout and the one-click experiences consumers expect.Jess traces her path from investment banking to early Bitcoin research to leading a network that connects 700 wallets to 70,000 applications and moves hundreds of billions in value. We dig into the real merchant story: slashing fees from the typical 2–3% card rates to basis points, settling in seconds instead of days, and opening doors in markets where stablecoins are already everyday money. The caveat has always been clunky UX - QR codes, chain selection, gas fees - but that's changing fast as partners like Coinbase Commerce, Mesh, and Privy streamline onboarding and data sharing.We explore two frontiers set to unlock the next wave of growth. First, in-store payments, where WalletConnect's new POS SDK aims to meet the speed and reliability of retail environments and is already rolling out with partners in Asia. Second, recurring payments, where crypto's push model needs safer, revocable permissions to mirror subscriptions without sacrificing user control. Along the way, we zoom out to embedded finance, where neobanks become financial hubs offering custody, trading, and wealth tools, and to data privacy, where wallets enable selective disclosure so users share only what's needed for shipping, KYC, or age checks.Enjoy the conversation, and if it sparks ideas, subscribe, share this episode with a colleague, and leave a quick review to help others find the show.

Burner Terminal lets merchants accept stablecoin payments from mobile cryptocurrency wallets and Burners.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!Cameron Robertson, Co Founder & CEO - BurnerBurner Terminal ➜ https://bit.ly/BurnerTerminalBurner Card Wallet ➜ https://bit.ly/BurnerWallet00:00 Intro00:08 Sponsor: Tangem00:35 Merchant Stablecoin Use Exploding01:50 Tap To Pay vs QR Codes02:24 Burner Wallet02:44 Total Market Size03:50 Burner Terminal for Merchants06:49 Square/Clover vs Burner Fees07:53 Stablecoin Yields for Merchants09:00 Free Cards as Gift Cards09:44 What Happens if you Lose Burner?10:29 Supported Blockchains11:09 Why Flexa Payments?12:55 Roadmap14:40 USDC Dead?15:39 Bitcoin for Payments Narrative Dead?17:04 outro#Crypto #Bitcoin #Ethereum~Massive Crypto Payments Catalyst is Here

A calm and clear conversation with Sagar, senior staff writer at The Caravan. We speak about why Bihar is more than a broken state, how caste politics really works on the ground, and how election season gets distorted by the memification of leaders who should not be elevated in the first place. He explains the gap between lived reality and the stories told by mainstream media, the truth behind the jungle raj label, and why Bihar has been misread for so long. Tune in for a grounded look at a state that carries more history, complexity, and dignity than the usual headlines allow.Watch Uncensored Cut and many other member only videos on Patreon: https://www.patreon.com/posts/video-new-member-138495655?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_linkOr on Youtube Membership: Support Us: Click JOIN button to become a member- https://www.youtube.com/channel/UCBnXbbY81TwRJ1DxsyKZV6Q/joinOne time Payment support to keep the podcast running: https://rzp.io/l/mAM9AWHnq BuyMeACoffee: buymeacoffee.com/Anuragminus Buy My Book: https://www.amazon.in/s?k=the+great+indian+brain+rot&crid=71NJPQUYH29W&sprefix=%2Caps%2C226&ref=nb_sb_ss_recent_2_0_recent

In this episode, co-host Paul McMeekin of Bottomline and Rebecca Meeker, SVP of B2B Partnerships and Embedded Finance at Mastercard, explore how fragmented business payment experiences are transforming through embedded finance, virtual cards, and other innovative capabilities. From pay-by-invoice to procure-to-pay, and new use cases for virtual cards, this episode dives into practical strategies for enhancing efficiency while tightening payment security. Tune in for expert B2B payment insights.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The FAA will award $10,000 bonuses to 776 air traffic controllers and technicians who maintained perfect attendance during the 43-day government shutdown. This incentive recognizes their commitment to safety and reliability under challenging conditions. Payments are scheduled to be distributed by December 9, according to federal officials. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Tesla's radically advanced AI5 FSD chip has been delayed, so I'll discuss what that means for prospective Tesla buyers and for the Cybercab. Plus: Tesla fights another US state's direct-sales ban, Porsche unveils an impressive new EV, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). 

Thanksgiving is one of the biggest danger zones for anyone in food addiction recovery, but it doesn't have to derail your progress. In this episode, Coach Mary breaks down how to protect your food sobriety during the holidays without feeling deprived or left out.You'll learn why Thanksgiving food isn't actually “special,” how the ED voice uses holidays to sabotage recovery, and what it truly means to stay connected with your goals during social gatherings. Mary also shares practical tools and strategies for navigating family events, managing cravings, preventing FOMO, and creating a clear plan you can feel proud of.Whether you're hosting, traveling, or trying to stay food sober in a house full of leftovers all weekend long, this episode will help you stay grounded, empowered, and connected to what matters most: your recovery.Enroll in Crush The Holidays Email Series - 21 days of emails to get you through the holidays food sober. Recipes, strategies, mindset …..www.foodfreedomwithmary.com/crushholidayseries Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

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Larry Wade, Global Head of Compliance and Regulatory Relations for Crypto at PayPal, joined me at Chainlink SmartCon to discuss PayPal's crypto services and its PYUSD stablecoin.Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/

Crypto News: Bitcoin is oversold and the crypto market is in extreme fear signaling a reversal may come soon. Citigroup and Swift test payments with Circle USDC stablecoin. Coinbase Ethereum backed loans.Brought to you by

In this episode, Bryan Derman, Russ Jones, and Chris Uriarte share their first-take analysis of last week's proposed settlement of the long-running antitrust litigation between Visa/Mastercard and a group of merchants regarding Payment Card Interchange and Merchant Discounts. The discussion covers the basic parameters of the settlement proposal and then investigates some of the possible reactions by merchants, issuers, and networks were the settlement to be approved the by judge.

In this episode, James Shepherd delivers a straightforward, easy-to-understand explanation of what credit card processing is and how it works, from the basics of authorization and settlement to the role of processors, acquirers, and merchant accounts. Whether you're new to payments or need a refresher, this is the perfect foundational guide to help you understand the moving parts behind every transaction and how they connect to merchant sales. After the lesson, stick around for Today in Payments with Patti Murphy, where James and Patti cover the latest industry headlines.

Weight loss is one of the most sensitive and misunderstood topics in food addiction recovery. In this episode of the Food Freedom Podcast, Coach Mary breaks down the real difference between structure vs. restriction, how to tell whether your desire to lose weight is coming from true recovery or from disordered thinking, and why urgency, perfectionism, and diet culture messaging can quietly sabotage healing.Mary also explores the role of spiritual alignment, shadow work, and trusted counsel when navigating body changes in recovery. You'll learn how diet culture keeps you stuck in a cycle of “not enoughness,” what red flags to look for, and how to pursue health without slipping back into old patterns.This episode closes with powerful journaling questions to help you reflect on your motives, challenge perfectionism, and reconnect with what actually matters on your recovery path:• Why is who I am right now not enough?• What am I hoping weight loss will fix?• Would I recommend this method to someone I love?If you're in food addiction recovery and finding yourself wrestling with weight loss thoughts, body image, or pressure to “fix” yourself, this conversation will bring clarity, honesty, and peace.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.

Sarah McCauley, founder of Effitech Solutions, a consulting business that helps growth-stage companies turn accounts receivable chaos into cash clarity and predictable revenue outcomes that don't lie.Through strategic advisory and deep operational alignment, Sarah reframes AR from a backend task into a forward-facing growth driver - helping companies see what they've been missing and act on it.Now, Sarah's shift from a secure corporate role to solo founder shows the power of choosing clarity over convention and building something that challenges outdated narratives.And while navigating the pressures of freedom, sales, and standing solo, she's not just chasing payments - she's changing strategy and reshaping the way businesses think.Here's where to find more:www.effitechsol.comhttps://www.linkedin.com/in/sarahjmccauley________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

The Bitcoin payment revolution is here and it's changing how the world moves money. In this episode of Pushing the Limits, Lisa Tamati sits down with Dr. Simon Collins, Co-Founder and Chief Revenue Officer of Lightning Pay NZ, a pioneering Kiwi startup making Bitcoin payments faster, cheaper, and more accessible through the Lightning Network. Simon shares his insights on the evolving world of Bitcoin, from the future of payment systems and scaling, to mining energy debates, New Zealand's crypto tax rules, and how Bitcoin is reshaping the global financial system. Whether you're a Bitcoin veteran, a business owner, or just curious about digital money, this deep dive covers the technology, economics, and policy behind the next generation of payments. What You'll Learn: Bitcoin Payment Systems & Scaling: How Lightning Pay uses the Lightning Network to enable instant, low-cost Bitcoin transactions and solve Bitcoin's base layer limitations  Bitcoin vs. Other Cryptocurrencies: Why Bitcoin's decentralisation, fixed supply, and proof-of-work make it unique in the crypto ecosystem. Bitcoin Mining & Energy Use: The real story behind mining energy - renewables, stranded power, and how Bitcoin can drive green innovation. Mining Centralisation: Why the network remains decentralised despite large mining pools and how geographic shifts (e.g., post-China) enhance security. The Future of Payments: How Lightning Pay is helping New Zealand merchants accept Bitcoin seamlessly with instant fiat conversions and zero volatility risk. Bitcoin & Taxes in NZ: Simon explains how the IRD treats Bitcoin profits, GST rules, and what compliance means for individuals and businesses. Bitcoin Policy Institute: Why sound Bitcoin policy matters and how organisations like BPI are shaping global conversations on regulation and innovation. Simon Collins Bio: Dr. Simon Collins, PhD, is the Co-Founder and CRO of Lightning Pay, a New Zealand-based company building scalable Bitcoin payment infrastructure on the Lightning Network. Co-founded with Rob Clarkson and Brandon Bucher, Lightning Pay is revolutionising how Kiwis use Bitcoin for real-world payments. Simon is also a Bitcoin researcher and advocate, contributing to organisations like Satoshi Action and the Bitcoin Policy Institute, and frequently shares insights on X about Bitcoin's role in the global economy. Catch up on the episode with Brandon Bucher here: Building the Future of Bitcoin Payments  Resources & Links: Lightning Pay NZ Website  Simon Collins on X Bitcoin Policy Institute IRD Crypto Guidance  

When I tell you this story, you'll either believe in miracles—or nothing ever will make you believe again.On November 10th, I got a random WhatsApp message that sent me on a 24-hour spiral through grief, rage, and revelation.By 11:11, the portal opened… and my mother, who had been erased for 40 years, came back.This is the true story of love that outlived death, of a daughter who refused to let her mother be forgotten, and the power of numerology, rage, and divine timing to manifest the impossible.

What if you could build $20K–$50K/month in passive income with no tech background, no prior sales experience, and just pure grit? In today's episode of The Level Up Podcast w/ Paul Alex, we sit down with Seve Ortale (@seve_ortale_), a 25-year-old entrepreneur who went from 600 straight rejections to building a multi-six-figure residual income stream in payment processing — all in under two years.

Sam Fagin, Director of Payments at Polygon Labs, joined me at Chainlink SmartCon to discuss Polygon's growing adoption for stablecoin payments. Brought to you by