Podcasts about payments

This week on Talk Dirt to Me, we're diving head-first into your burning questions, and things get wild. Ever wondered how farmers collect semen from bulls, horses, and even pigs? We break it down with some gritty, no-BS farm talk. We also tackle the big question in ag economics: what's the best way to learn it? Should you invest in a college degree, or can you gain just as much (maybe more) from hands-on ag extension courses? Then, we shift gears into one of the hottest topics in agriculture today: farm payments. This is a subject we've been outspoken about in the past, but with the extreme situation farmers are facing in today's ag world, we actually find ourselves rethinking our stance. You'll hear us debate it, wrestle with the realities, and share how our perspective has evolved. Whether you're a farmer, rancher, ag student, or just curious about the gritty truth of modern farming, this episode brings the heat with honest conversation, wild stories, and unfiltered opinions. Support the Show & Your Tractor Cab: Head over to https://tractormat.link/td2m and use the code TALKDIRT to save 15% on an American-made floor mat built tough for your tractor. Go check out Agzaga! It is the ultimate online farm store. American owned and operated. Go check out their site and get what you need. Be sure to use the code TalkDirt20 to get $20 off your order of $50 or more! Visit them at: https://agzaga.com 

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.0:00 More Farm Aid?5:05 More China Soybean News9:14 Vietnam Ethanol10:58 Mexico/China11:53 S&P Record High

Get registered for the ASTA Expo 2025 at the Raleigh Convention Center: https://geni.us/ASTA2025 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!If you're ready to make a real change in your shop's success, join Shop Marketing Pros' Plan With the Pros workshop this October to connect with them and other shop owners. You'll leave with your entire year for 2026 planned out. Click here to register: https://geni.us/PlanWithTheProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Greg Schuler, Christian Beyer, Chad Kaemingk, and Joseph Augustine to discuss the realities of shop ownership and what they wish they'd known from the start. Joseph shares his experience with the pitfalls of hiring friends and family, stressing the benefits of implementing production-based pay for technicians and clear roles for staff. Greg emphasizes the importance of establishing systems and processes, particularly when transitioning leadership and ensuring team members understand what success looks like. The conversation also touches on the changing expectations of today's workforce and the value of leadership that goes beyond simply “fixing cars.”00:00 "From Engineering to Maintenance Leadership"06:50 Unexpected Journey into Family Business07:14 Family Business Challenges and Changes14:20 Scaling Challenges with Specialized Business19:35 Struggling with Multiple Roles20:21 Struggling to Find Work-Life Balance28:46 "Proven Business Methodology Essential"30:39 Operational Protocols and Responsibilities33:47 "Accountability Requires Clear Standards"38:06 "10-Year System Development Insights"43:01 Lack of Business Systems Leads to Fraud43:41 Implement Systems for Success49:23 "Don't Hire Apprentices First"54:15 Business Chaos Without Clear Financials56:28 Lack of Business Knowledge58:22 "Daughter's Crochet Creations Soar"

LA Catholic schools are on heightened alert in response to the shooting in Minneapolis. LA's City Council is putting off a decision on paying its homelessness lawyers. California's Supreme Court refuses to block the special election on Congressional redistricting. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

In this episode Mary discusses why the tools alone aren't enough. Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Greg Lloyd, Client Partner at Endava to talk about AI, stablecoins, and whether or not gasoline and fireworks are a winning combination.

Jared Ronski, Co-founder and President of Payarc, takes us behind the scenes of how modern payment technology is empowering independent sales agents and merchants alike.The conversation reveals Payarc's unique approach to partner relationships, where "growth through alignment" isn't just a catchy phrase but a business philosophy that has kept agents loyal since the company's earliest days. At a time when margins are under pressure and regulations constantly shift, Payarc has doubled down on relationship equity, transparency, and technological innovation.The spotlight shines on Payarc's groundbreaking PIE AI pricing advisor, a tool that transforms the traditionally time-consuming process of statement analysis into a streamlined, self-service experience. "It's like having a seasoned sales coach whispering in your ear during merchant conversations," Ronski explains. This AI-powered assistant helps agents confidently navigate complex pricing structures, even in challenging verticals like microtransactions where interchange economics can quickly erode profits if mishandled.What truly sets Payarc apart is their approach to agent relationships – treating them "like enterprise customers" with dedicated support teams, shared dashboards showing real-time data, and proactive risk monitoring that spots potential issues before they affect merchant processing. While some industry voices have long predicted the decline of the agent model, Ronski sees the opposite trend, with Payarc signing new agents daily and creating pathways for them to thrive in evolving markets.Listen now to discover how Payarc is turning payment complexity into opportunity and building lasting partnerships one transaction at a time.

Donna Adelson Trial: Clariza Spoltore Testifies on Dental Office Payments and Family Finances The Trial of Donna Adelson took a turn into the world of the Adelson family's dental practice when Clariza Spoltore—a longtime dental assistant who worked for Dr. Harvey Adelson for forty years—took the stand. Her testimony gave jurors an insider's view of the Adelson Institute, the family-run office where both Harvey and Charlie Adelson worked, and where financial dealings may have overlapped with the murder-for-hire plot against Dan Markel. Spoltore testified that throughout her decades of service, she never saw Katherine Magbanua—the woman prosecutors say acted as the go-between in the murder plot—working in the office. Yet, Magbanua appeared to receive payments tied to the practice, raising serious red flags. Spoltore also explained that only Donna and Dr. Harvey Adelson had access to certain records, underscoring the level of control they maintained over finances and administration. On cross-examination, the defense pressed Spoltore on whether she had ever heard Donna speak poorly of Dan Markel. She said no—she had never personally witnessed Donna express hostility toward her former son-in-law. But prosecutors argue the real issue wasn't casual remarks, it was the money trail and the financial records Donna could manage behind closed doors. Why does this matter? Because Spoltore's words help connect the dots between the Adelsons' professional lives and the conspiracy prosecutors allege Donna orchestrated. If Magbanua was being paid without working, those payments could represent hidden compensation for her role in the plot. With her credibility as a loyal employee of four decades, Spoltore's testimony added weight to the prosecution's theory that the family's dental business wasn't just about dentistry—it was also a financial vehicle for covering up a murder-for-hire scheme. #DonnaAdelsonTrial #ClarizaSpoltore #AdelsonInstitute #DonnaAdelson #CharlieAdelson #KatherineMagbanua #DanMarkel #TrueCrime #FloridaTrial #CourtroomDrama

Donna Adelson Trial: Clariza Spoltore Testifies on Dental Office Payments and Family Finances The Trial of Donna Adelson took a turn into the world of the Adelson family's dental practice when Clariza Spoltore—a longtime dental assistant who worked for Dr. Harvey Adelson for forty years—took the stand. Her testimony gave jurors an insider's view of the Adelson Institute, the family-run office where both Harvey and Charlie Adelson worked, and where financial dealings may have overlapped with the murder-for-hire plot against Dan Markel. Spoltore testified that throughout her decades of service, she never saw Katherine Magbanua—the woman prosecutors say acted as the go-between in the murder plot—working in the office. Yet, Magbanua appeared to receive payments tied to the practice, raising serious red flags. Spoltore also explained that only Donna and Dr. Harvey Adelson had access to certain records, underscoring the level of control they maintained over finances and administration. On cross-examination, the defense pressed Spoltore on whether she had ever heard Donna speak poorly of Dan Markel. She said no—she had never personally witnessed Donna express hostility toward her former son-in-law. But prosecutors argue the real issue wasn't casual remarks, it was the money trail and the financial records Donna could manage behind closed doors. Why does this matter? Because Spoltore's words help connect the dots between the Adelsons' professional lives and the conspiracy prosecutors allege Donna orchestrated. If Magbanua was being paid without working, those payments could represent hidden compensation for her role in the plot. With her credibility as a loyal employee of four decades, Spoltore's testimony added weight to the prosecution's theory that the family's dental business wasn't just about dentistry—it was also a financial vehicle for covering up a murder-for-hire scheme. #DonnaAdelsonTrial #ClarizaSpoltore #AdelsonInstitute #DonnaAdelson #CharlieAdelson #KatherineMagbanua #DanMarkel #TrueCrime #FloridaTrial #CourtroomDrama

Cathy and Lee are taking a break this month, and August is Greatest Hits time on TechMagic as we pull out some special episodes from our vault. In this Greatest Hits episode of TechMagic, hosts Cathy Hackl and Lee Kebler unpack the cutting-edge innovations transforming finance and commerce in 2025. Along with special guest Nabil Manji, SVP of Fintech Growth at Worldpay, the trio discusses the rise of digital wallets and embedded finance, as well as the power of AI agents and real-time payments. They explore how technology is redefining money movement on a global scale and tackle the impact of quantum computing on payment security. They look at the challenges of AI safety and what companies like Shopify are doing to lead the charge. A must-listen for anyone curious about the future of fintech.What you will learn:How digital wallets are transforming global commerceWhy embedded finance is revolutionizing delivery of financial services to customersThe evolution of real-time payments across different global markets How AI agents are reshaping commerce through automated purchasing Why stablecoins are emerging as a crucial tool for cross-border payments The impact of quantum computing on payment security The challenges facing traditional retail experiences Current concerns around AI chatbots and the need for stronger safety measuresThe growing pains of emerging tech trends, from Nintendo's preorder challenges to Meta's AI controversiesCome for the tech, stay for the magic!Nabil Manji BioNabil Manji is the Senior Vice President and Head of Fintech Growth and Financial Partnerships at Worldpay, where he leads strategic initiatives in emerging payment technologies and financial partnerships. With extensive experience in the payments industry, he oversees how Worldpay collaborates with banks, fintech companies, and card networks to shape the future of money movement. His expertise in payment infrastructure and involvement in Worldpay's Global Payments Report make him uniquely qualified to discuss how technological innovations are transforming the way we think about and handle transactions in an increasingly digital world. His strategic vision for the intersection of technology and finance provides valuable insights for businesses and professionals interested in the future of payments and financial technology.Nabil Manji on LinkedInKey Discussion Topics:00:00 Welcome to Tech Magic with Cathy Hackl & Lee Kebler02:44 AI & Mental Health: The Rise of Digital Therapy Solutions09:51 Nintendo Switch 2: When Preorders Go Wrong18:06 Slate Auto: Reimagining the Electric Truck25:44 The Three Pillars of AI in Payments with Nabil Manji39:37 Digital Wallets: The Evolution of Modern Payment Methods46:20 Cryptocurrency as Payment Infrastructure49:20 Understanding Embedded Commerce & Finance53:57 Quantum Computing's Impact on Payment Security01:03:47 Meta AI Controversy: Safety Concerns & Celebrity Voices Hosted on Acast. See acast.com/privacy for more information.

In our 2024 Wrap Up episode, we looked into our crystal ball to predict how different payments  themes may evolve in the coming year; however, this industry delivers headlines at a rapid-fire pace (by the way, are you subscribed to Payments News?) and it can be hard to keep up.  To help you read the tea leaves in the mountains of publications, Yvette Bohanan rounded up Chris Uriarte and Drew Edmond for this mid-year update on payments industry trends. Tune in to hear updates and perspectives on the following topics: Regulation, including the Durbin Amendment, CCCA, and Click-to-Cancel Stablecoins Agentic Commerce Tokenization Fraud and Risk, including Visa's VAMP and passkeys

Horror: The Whistler “Death Demands a Payment” 12/19/43 CBS, Haunting Hour “Death by Request” 9/8/45 NBC Syndication.

Curious how estimated ARC and PLC payments are calculated for next October? We break it all down for you in this episode of the Top Producer Podcast.See omnystudio.com/listener for privacy information.

In this episode Mary discusses why you lose control with food. Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

We're back for a brand new season of No Tippy Tappy Football, ready to talk all things football and this time we're going bigger & better with the support of our new partner BOYLE Sports.This week Sam & Natalie are joined by former West Brom, Celtic, Middlesbrough, Coventry, Blackburn, Sunderland and Birmingham manager...TONY MOWBRAY!!!Tony Mowbray sits down alongside Sam Allardyce and Natalie Pike to discuss all things football from his time at Blackburn to why a successful team needs both artists and soldiers.Tony and Sam start the pod by talking about their love of chocolate and Tony's obsession with revels before Tony gives us a fantastic update on his health following his recent struggles.Tony then discusses some of the best players he's managed including a young James Maddison, David Raya & Harvey Elliott before chatting about Sunderland's decision to remove Dan Neil as the club captain.They then both react to the recent football results and news and discuss in detail Ruben Amorim's system and why it might not be suited to their players, Jack Grealish's fresh start at Everton and the pressure surrounding Graham Potter at West Ham.Tony then tells Sam & Natalie about his artists and soldiers philosophy and why every successful team needs a balance of them before mentioning the likes of Adam Wharton, Jack Clarke and Lewis Travis in those roles. Finally Tony & Sam end the pod talking about Tony's time at Blackburn Rovers where he spent over 5 years as manager. The duo discuss how good Bradley Dack could've been if it wasn't for his injuries, what his relationship with Venkys was like and would he ever return to the club in any capacity?Bet £10 & get £30 in free bets + a £10 Casino Bonus when you join BoyleSports Here

In this episode of the Canary Cast, Florian Hagenbuch, Co-Founder and General partner at Canary, sits down with Jose Gedeon, co-founder and CEO of Cobre, a Colombian fintech building the real-time B2B payments and cross-border infrastructure powering finance teams across Latin America. From his early fascination with M-Pesa’s case at the University of Pennsylvania, to failed attempts at building his own mobile money business in Colombia, a stint as a consultant at McKinsey New York, and a role at Oyo in Mexico, José shares how each chapter of his journey shaped the vision for Cobre. What started as white-label wallets for meal vouchers during the pandemic evolved into Colombia’s leading real-time B2B payments platform, now expanding rapidly into Mexico and cross-border flows. During the episode, José reflects on the unique challenges of scaling a fintech in LatAm, the pivotal customer moments that unlocked entirely new business lines, and the ambition of turning Cobre into the default infrastructure for payments across the region. In this episode, we dive into: From White-Label Wallets to Infrastructure: How Cobre pivoted from building digital wallets for meal vouchers into real-time B2B payments and treasury management. Cross-Border Breakthroughs: The customer emergency that sparked Cobre’s cross-border product and how it led to a new revenue line. The Role of Stablecoins: Why stablecoins are becoming increasingly relevant in illiquid or high-cost currency corridors like Colombia, Turkey, and Argentina. Scaling in Mexico: How Cobre reached $100M in monthly volume in only 8 months in Mexico—10x faster than in Colombia. Vision for the Future: Why Jose believes it’s still “day zero” for Cobre and how the company aims to become the de facto B2B payment infrastructure for LatAm. Founder Lessons: Biggest mistakes, wins, and the cultural values that define the Cobre team. Whether you’re a founder, operator, or fintech enthusiast, this episode offers a masterclass in product pivots, client-focused culture, scaling infrastructure in emerging markets, and building with ambition in one of the most dynamic regions in the world. Tune in to hear how Cobre is not only modernizing payments in Colombia and Mexico, but also shaping the future of financial infrastructure across Latin America. Guest: Jose GedeonJose is the co-founder and CEO of Cobre, a fintech modernizing B2B payments and cross-border infrastructure in Latin America. Cobre moves billions annually, already processing ~3% of Colombia’s GDP, and recently raised its Series B led by Oak HC/FT, with participation from Canary and other global investors. Follow Jose on LinkedIn Host: Florian HagenbuchFlorian is the co-founder and General Partner at Canary, a leading early-stage investment firm in Brazil and Latin America. Canary has invested in more than 130 companies since its founding in 2017. Previously, Florian founded Loft, a company that digitized and transformed the home buying experience in Brazil, bringing transparency, liquidity, and credit to millions of Brazilians. Before that, Florian also co-founded Printi, the leading online printing marketplace in Latin America. Follow Florian on LinkedInHighlights:00:55 – 07:30 | Jose's Background & Early Influences07:30 – 08:08 | The Impact of COVID on Colombia's Financial Digitization08:10 – 11:07 | University Years, Early Attempts & Lessons Learned11:16 – 14:47 | Corporate Finance Pain Points Cobre Set Out to Solve & the First Iteration: White-Label Wallets14:55 – 16:11 | Cobre's First Business Model and Learnings on Pricing Power and Revenue Potential16:20 – 18:57 | Pivot to Real-Time B2B Payments and Building Colombia's First and Only Real-Time B2B Payment Infrastructure19:00 – 21:00 | Bre-B, the "PIX" of Colombia21:02 – 26:19 | Expansion into Cross-Border Payments and Different Customer Bases26:20 – 28:54 | Money Corridors in Colombia29:00 – 32:22 | Stablecoins & Tech Stack in Cross-Border Payments33:00 – 36:00 | Expansion to Mexico & Early Learnings 36:00 – 37:00 | Key Numbers, Scale & Vision37:00 – 43:07 | Future Plans and Raising Successful Venture Rounds43:08 – 47:40 | Founder Lessons & Culture47:40 – 52:12 | Conclusion: Recommended Content for ListenersRecommended Content: 1. Elon Musk biography by Walter Isaacson2. The World for Sale by Javier Blas and Jack Farchy3. Read, Write, Own by Chris DixonTranscrição do Episódio em Português: Hoje, estamos movimentando cerca de 3% do PIB da Colômbia dentro da Cobre.É um número muito grande.Mas, ao mesmo tempo, também é pequeno.Copo meio cheio, copo meio vazio.Isso nos dá bastante espaço para crescer. Agora, mudando para o inglês, para facilitar um pouco para você.José, muito obrigado por estar aqui. Agradeço por dedicar seu tempo. Estou muito animado para conversar com você. Como contexto, o José é cofundador e CEO da Cobre, uma fintech colombiana que está se expandindo para o México. Vocês rapidamente se tornaram uma das principais plataformas de pagamentos B2B em tempo real e de gestão de tesouraria corporativa na Colômbia — e, em breve, também no México. Sob sua liderança, muitas coisas empolgantes aconteceram. Vocês já escalam para centenas de empresas nesses dois países. Estão movimentando algo em torno de 18 bilhões em volume anual em folha de pagamento e pagamentos a fornecedores.E, o mais importante, estão se tornando uma camada crítica de infraestrutura para times financeiros modernos na região. Estou muito animado com este episódio, em mergulhar na sua jornada empreendedora, José, como a Cobre está modernizando os pagamentos corporativos, o cenário fintech na América Latina de forma mais ampla e, claro, a visão que você tem para o futuro da companhia. José, obrigado por se juntar a nós. É um prazer enorme ter você aqui hoje. José:Florian, o prazer é meu. A Canary foi a primeira firma de venture capital que acreditou na Cobre — e também o primeiro investimento de vocês fora do Brasil. Na época, nós até dissemos ao Marcos que expandiríamos para o Brasil… ainda não aconteceu.Mas tem sido uma ótima história até aqui, e vocês têm sido apoiadores incríveis. Obrigado. Florian:Sim, lembro bem disso. Inclusive, naquela época vocês tinham outro nome, não era? Acho que era “Pexto”, se não me engano.As coisas mudam, mas estamos felizes que deu certo. José, talvez possamos começar um pouco falando do seu histórico e da sua trajetória pessoal. Pode nos contar sobre sua origem e o que você fazia antes de empreender? José:Claro. Eu nasci e cresci em uma cidade pequena da Colômbia chamada Cartagena. Hoje é turística e bastante conhecida, mas, quando eu crescia lá, era apenas um destino nacional, relativamente pequeno. Eu, inclusive, nasci em Barranquilla porque minha mãe era de lá — que é ainda menor.De Barranquilla vêm muitas coisas conhecidas: Shakira, a Avianca (nossa companhia aérea nacional), e as últimas duas empresas colombianas que abriram capital nos EUA também são de lá.É uma cidade muito empreendedora. Talvez um bom precedente para a Cobre, não é? Venho de uma família de imigrantes libaneses — extremamente trabalhadores e empreendedores. Cresci aprendendo, por osmose, o que significava ser um empresario. Homens e mulheres da minha família sempre fundaram e até hoje administram empresas. Era um ambiente muito natural para acabar trilhando o caminho que trilhei. Depois tive o privilégio de estudar na Universidade da Pensilvânia. Meu primo Felipe — hoje cofundador da Cobre — estudava lá um ano antes de mim. Eu nunca achei que conseguiria entrar, mas consegui, e fui para a Penn cursar a graduação. No meu primeiro ano, li um business case sobre a M-Pesa, considerada precursora do dinheiro móvel — e, por consequência, de boa parte do que chamamos hoje de fintech: Zelle, Venmo, Paytm, GCash…A ideia original surgiu da M-Pesa, um serviço criado pela Vodafone que permitia às pessoas enviar dinheiro via SMS. Hoje, algo como 20% do PIB do Quênia transita pela M-Pesa. É completamente ubíquo. Inspirado nisso, tentei várias vezes criar algo parecido na Colômbia durante meus verões na Penn, mas obviamente falhei — afinal, eu não era uma empresa de telecomunicações. Ainda assim, essa experiência me mostrou como uma infraestrutura de pagamentos em tempo real poderia transformar a vida de milhões de pessoas e empresas. Ao me formar, voltei para a Colômbia para tentar de novo. E falhei mais uma vez. Foi aí que percebi: “o problema sou eu, preciso aprender a construir empresas de verdade”. Então fui trabalhar na McKinsey em Nova York. Passei um ano e meio lá e tive como cliente uma das maiores gestoras de venture capital do mundo. Eu era apenas analista júnior na equipe, mas aprendi muito sobre como os VCs pensam. Isso me levou a largar o emprego em Nova York e me mudar para a Cidade do México, para trabalhar na Oyo Rooms, um dos grandes unicórnios da Índia. A ideia era aprender mais sobre startups de hiperescala do que eu aprenderia ficando na consultoria. Fiquei um ano e meio na Oyo — até a pandemia começar. Com a COVID, percebi: “este é o momento certo para digitalizar pagamentos na Colômbia”. As empresas estavam forçadas a mudar. E foi quando decidi voltar a Bogotá, em junho de 2020, para tentar mais uma vez. E agora, cá estamos. Florian:Muito interessante. Não sabia de todas essas tentativas que não deram certo antes.Aliás, eu também estudei na Penn, me formei em 2010. Você foi alguns anos depois, certo? José:Sim, me formei em 2018. E naquela época, o ambiente ainda era mais voltado para carreiras tradicionais. A maioria queria ir para consultoria, bancos de investimento ou fundos. Eu era um dos poucos insistindo em empreender já na graduação. Participei até de competições de startups do MBA, porque não havia para undergrad. (continua na mesma estrutura — alternando Florian / José, até o final da conversa que você compartilhou).

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In this episode Mary discusses why food sobriety isn't extreme.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

Pat Moye, Executive Director of Product Innovation at Deluxe, unveils the surprising reality of accounts receivable departments still trapped in manual processes despite technological advances elsewhere in business. As he aptly points out, AR professionals often describe themselves as "cash detectives," spending valuable time hunting down payment information across disconnected systems - a critical bottleneck in business cash flow.The heart of modern AR transformation isn't flashy AI algorithms but rather solid data foundations. Pat emphasizes that payment information typically exists across multiple fragmented systems: "The data from ACH and wire payments is with the bank. The data from lockbox payments is with a company like Deluxe. The data about open invoices is in their ERP." This fragmentation creates significant challenges when attempting to implement automation, as these disparate data sources must first be unified and standardized.Organizations seeking to modernize their AR operations should resist the temptation to overhaul everything at once. Instead, Pat advocates for an agile approach that tackles specific pain points incrementally: "Don't think about making these big swings. Think about the incremental gains you can have by just changing some pieces of the puzzle." This methodical journey begins with consolidating basic payment data sources before expanding to incorporate unstructured data and advanced analytics - allowing teams to transform from operational cost centers into strategic business partners.Discover how Deluxe has evolved beyond its 110-year history as "the check company" to become a comprehensive payment and data solutions provider, helping businesses eliminate AR friction points and accelerate cash flow. Whether you're just beginning your automation journey or looking to enhance existing capabilities, this episode offers practical insights for finance leaders ready to transform their receivables operations.

In this episode of the Payments Podcast, Mandy Miller, Chief Customer Officer at Bottomline, shares how collaboration across the B2B payments ecosystem is driving innovation and resilience.As banks, fintechs, and payment providers face economic uncertainty, Mandy reveals how strategic partnerships are helping them deliver better customer experiences, unlock new revenue, and stay competitive.

Welcome to the ABA Business Leaders News, the go-to show for aspiring and current ABA practice owners who want to keep up to date with the latest happenings in the world of ABA. Every week, your hosts April and Stephen Smith bring you actionable insights, news, and real-world advice to help you navigate the challenges and celebrate the wins of starting and running your own ABA practice.

This episode kicks off with a recap of a chaotic week hosting 12 family members, which led to a chance encounter with an Instagram follower who gifted us a sailboat. We share a surprising family connection to one of the real life 1916 shark attacks that inspired the movie Jaws, and tell the story of Bucky's lost dog harness that miraculously washed ashore five days later. In sports, we break down the drama from the track world, discussing the shockingly low prize money at the USATF Championships and the disappointing news that Michael Johnson's Grand Slam Track is unable to pay its athletes. We also cover the viral video of NASCAR driver Connor Zilisch breaking his collarbone while celebrating a win, and USA Weightlifting's official statement against the controversial Enhanced Games. Plus, we review documentaries on Liver King and Shaq's revival of Reebok, explore Strava's list of the world's most popular toilets for athletes, and laugh at a list of clever ways to "rage bait" a man all while navigating multiple kid related emergencies in the background, including a minor kitchen flood.

Feeling the post-summer financial fog? You're not alone—but now's the perfect time to reset.Summer is a season of rest, family, and fun—but it can also knock our financial habits off course. That's why fall is an ideal time to pause, reflect, and get back on track. Let's explore six small but meaningful steps that can help realign your finances with your goals—and your faith.Summer Spending Can Leave You Off BalanceSummer often brings looser schedules and, sometimes, looser spending. That's okay—we need time to rest. But if your finances feel off-center, it may be time for a reset.1. Review Your Summer SpendingBefore moving forward, look back. Did your summer spending reflect your values or just your impulses? Whether it was vacations, eating out, or spontaneous purchases, reviewing where your money went brings clarity. Think of it as an act of stewardship—learning from the past so you can plan better for the future.2. Revisit Your BudgetSeasons change—and so do financial rhythms. Back-to-school costs, higher grocery bills, or other expenses may have shifted your cash flow. Revisit your budget to ensure it reflects your priorities: generosity, saving, and wise spending.A helpful tool: The FaithFi app makes budgeting a daily reminder that every dollar belongs to God. It helps you plan and track your finances in alignment with your faith.3. Check for Missed PaymentsLife gets busy, and bills sometimes slip through the cracks. Go back and confirm you haven't missed any payments. Even one late bill can hurt your credit. Also, review your autopay accounts to ensure everything is running smoothly. A little attention here prevents bigger headaches later.4. Catch Up on Your GivingGenerosity sometimes takes a backseat in busy seasons. If that happened this summer, take time to prayerfully revisit your giving. Ask yourself: Has God blessed me in a way that calls for deeper generosity? Whether to your church, a ministry, or a neighbor in need, giving is more than duty—it's an expression of trust in God as your ultimate provider.5. Tackle That Financial To-DoWe all have one thing on our financial to-do list that gets pushed aside—reviewing insurance, starting a will, or scheduling a meeting with an advisor. Stewardship often looks like taking the next step, even if it's small or unglamorous.6. Look Ahead with WisdomFall is a season of preparation. Anticipate upcoming costs, such as school expenses, open enrollment, holiday shopping, or tax planning. Mark dates and set reminders now so you won't be scrambling later. Wise stewardship is proactive, not reactive.One Step at a TimeDon't feel pressure to fix everything in one day. Growth—financial and spiritual—comes through steady, faithful diligence. Proverbs 4:26 reminds us: “Give careful thought to the paths for your feet and be steadfast in all your ways.”Wherever you're starting from—catching up, starting over, or just resetting—God meets you there. He isn't after perfection; He's after your heart, and He promises to walk with you every step of the way.At FaithFi, we're committed to equipping Christians to integrate faith and financial decisions for the glory of God. If you believe in this mission, we'd love to invite you to become a monthly partner.A gift of $35 or more per month (or $400 per year) helps us continue this vital work. As a thank-you, you'll receive exclusive benefits, including our quarterly Faithful Steward magazine, Pro Access to the FaithFi app, and early access to our devotionals and studies.Learn more or become a partner today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:Is life insurance really necessary? I've been paying about $100 a month for a few years, and I'm wondering if the benefit justifies the cost.My husband and I are dual citizens of the U.S. and Canada. We've farmed for 40 years without any retirement accounts or formal plans. We're debt-free, but we're unsure where to start with retirement planning, especially since our income and pensions come from both countries. Is there a kingdom-minded advisor familiar with agriculture and cross-border planning, or should we begin elsewhere?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

For episode 588 of the BlockHash Podcast, host Brandon Zemp is joined by Joël Valenzuela, core member of Dash DAO. We discuss the objectives of Dash DAO and Dash Pay in 2025, the future of crypto payments, the Digital Cash Network, Free State Project and much more! ⏳ Timestamps: (0:00) Introduction(1:12) Who is Joël Valenzuela?(5:50) Dash in 2025(10:06) Living off Dash and Crypto(12:02) Future of Crypto payments(17:33) Digital Cash Network(27:50) Free State Project(38:28) Dash DAO Roadmap(42:15) Joël & Dash on social media

Join us as Sean Neville, co-founder of Circle & architect of the USDC stablecoin, discusses Catena Labs — building the first regulated, AI-native financial institution for a future where autonomous AI agents directly participate in the economy.

Get registered for the ASTA Expo 2025 at the Raleigh Convention Center: https://geni.us/ASTA2025 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!If you're ready to make a real change in your shop's success, join Shop Marketing Pros' Plan With the Pros workshop this October to connect with them and other shop owners. You'll leave with your entire year for 2026 planned out. Click here to register: https://geni.us/PlanWithTheProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Lauralee Schmidt at Vision. Lauralee opens up about the challenges she faced with a former shop manager who, she later learned, had attempted to bankrupt her shop to buy it at a low price. The hosts and Lauralee also discuss the importance of processes and policies in running a successful automotive business, including Lauralee's recent experience teaching a class on this topic. The conversation takes a lighthearted turn as the group delves into industry relationships, social media habits, and the challenges of balancing business ownership with family life.00:00 "Shop Spotlight Ambitions"10:41 "Workshop Dynamics and Adaptation"15:58 Uncovering a Manager's Hidden Scheme22:03 Suspicious Cash Deposits27:29 Messy Eater Confession30:57 Social Media and Self-Worth Discussion35:36 Gideon Ridge: Scenic Mountain Dining39:40 Family Homestead Dream49:57 DIY Disaster and Eviction54:49 "Rent Out Multi-Unit Properties"57:31 Living Large, Spending Small01:01:18 Sugar Restrictions in Childhood Memories

Today, traditional insurance faces mounting pressures from new technologies and market entrants, and digital transformation has become an imperative rather than an option. Kamiel Bouw, Global Head of Insurance for Citi Treasury and Trade Solutions, joins the show today. He brings extensive experience navigating this evolving landscape, where efficiency, data-driven approaches, and customer-centricity have become paramount. With traditional insurers working to adopt new technologies within legacy infrastructure, Buow describes how Citi has positioned itself to strategically support these organizations capture opportunities while enhancing customer experience. Throughout the interview, Buow explores several transformative themes reshaping the insurance industry. He uses real life case studies to emphasize the tremendous opportunity in digitizing payment processes — both for premium collections and claims payments — highlighting how instant payments can create superior customer experiences while providing operational benefits. Buow also discusses how Treasury functions must evolve beyond their traditional role as financial settlement centers to become innovation leaders, engaging across enterprise-wide initiatives and providing expertise in risk management and end-to-end payment flows. Listen to the podcast to gain unique insights into emerging technologies like digital assets and tokenization and their growing role in insurance, and how organizations can start with small, focused use cases to drive learning and foster broader adoption of this new tech.

In this episode Mary shares her thoughts about redefine what's normal.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

The new six-seat, longer-wheelbase Model Y L has officially launched in China, and we've got a ton of new details about the biggest Model Y ever as a result – and some of them are very pleasantly surprising! Plus: Model 3 adds a highly desired part back into the interior in China; the Model S, X, and Cybertruck get a fancy new Luxe Package; and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! And don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call or Skype is 1-888-989-8752. INTERESTED IN AN EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their “One-time Payment” option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).  BONUS: If you're in or going to be in the greater San Francisco Bay Area, bring your car to Immaculate Reflections! They're offering a Summer special: $200 off of any paint correction service, $500 off of any ceramic coating package, and 15% off of any PPF package. Check out the website at irdetailing.com

Get our premium episode archive: https://www.patreon.com/ieltssfs Why do people rarely use cash now? Do you think it's a good thing that more people are using digital payment? What are the advantages and disadvantages of using credit cards? Is it good and necessary to teach children to save money? Should parents reward children with money? When do children begin to comprehend the value of money? Tune in and have a great day! - Book a class with Rory here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://successwithielts.com/rory⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Our course on Phrasal Verbs: https://successwithielts.com/podcourses Transcript: https://linktr.ee/sfspremium Find an IELTS Speaking Partner: https://links.successwithielts.com/ieltspartner Our social media: https://linktr.ee/successwithielts © 2025 Podcourses Learn more about your ad choices. Visit megaphone.fm/adchoices

Even retirees who've paid off their homes are struggling with the cost of living as pressure goes on rates and insurance, financial mentors say. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Ever wondered what it takes to move from a retail ISO to a wholesale ISO—or what a Payfac actually is? In this week's episode, James Shepherd sits down with Kyle Morgan to unpack the mechanics of payments behind the scenes. Learn why faster funding for merchants comes at a cost, how the flow of funds works, and the differences between wholesale ISOs and Payfacs. Then, James is joined by Patti Murphy for Today in Payments, where they cover the latest updates from some of the biggest players in the industry and what's working (and not working) in their approach to payments.

In this episode Mary covers five ways you can self regulate in your food addiction recovery that has nothing to do with food. Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

Back from our underwater adventure last episode talking about censorship in games, we've got more censorship in games! A group is pressuring payment processors to stop payments for games they deem to be problematic, and many games have suffered as a result. We go into depth on what's going on, and even share advice on credit.UPDATE: After this episode was recorded, an Executive Order was signed blocking payment processors from telling people what they could buy. More updates to follow in the next episode

In this episode Mary discusses how and why your food sobriety is a life or death situation.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

In this episode, Lex speaks with Ravi Adusumilli - President and GM of the Americas at Airwallex. Ravi and Lex discuss how Airwallex has evolved into a global financial platform by offering businesses an integrated suite of cross-border payments, treasury, and banking services. Founded in 2015, Airwallex now supports 150,000 customers, processes $130 billion in annualized volume (up 73% YoY), and projects a $1 billion revenue run rate by year-end.The company's success stems from its end-to-end infrastructure, homegrown payment rails, and multi-product strategy, with 80% of revenue now coming from customers using more than one product. Airwallex differentiates itself by focusing on global-first B2B use cases and building regional autonomy alongside centralized infrastructure. While not prioritizing stablecoins today, the company is exploring AI-driven financial operations and aims to reach $1 trillion in transaction volume by 2030. NOTABLE DISCUSSION POINTS:Airwallex's Infrastructure: Proprietary Global Payment NetworkAirwallex operates a proprietary global payment infrastructure that processes 95% of its $130 billion in annualized transaction volume. The company has developed its own technology and regulatory framework in partnership with over 60 banks worldwide. This approach reduces dependence on legacy systems such as SWIFT and supports greater control over transaction speed, cost, and compliance.Expansion Through Multi-Product OfferingAirwallex has expanded its services beyond cross-border payments to include card issuance, spend management, treasury functions, and merchant acquiring. According to company data, 80% of revenue is generated from customers using multiple products. Payments now account for 70% of net revenue and are growing at three times the rate year over year.Decentralized Go-To-Market StructureAirwallex employs a regional management model, with General Managers responsible for performance and operations in specific geographies. This structure is supported by centralized functions such as product development, compliance, and engineering. With 1,700 employees in 26 offices, the company uses this hybrid model to manage growth and adapt to local regulatory environments across multiple regions, including Latin America and Asia-Pacific. TOPICSAirwallex, Stripe, Brex, Rippling, Shopify, Pinterest, Visa, fintech, global payments, e-commerce, cross-border transactions, paytech, embedded payments, CFO stack, stablecoins, AI ABOUT THE FINTECH BLUEPRINT

Zac Schneiderman shares a deeply personal journey from political science student to VP of ISV at Payarc, where he's become a driving force behind the company's innovative approach to payment integration for software platforms.What does it take to build successful partnerships in the fast-evolving payments ecosystem? For Schneiderman, it begins with understanding what software companies truly need: feature-rich payment solutions that deliver reliability, flexible pricing models, and exceptional support. "Speed to revenue is the name of the game," he explains, detailing how Payarc's approach combines cutting-edge technology with human expertise to activate partners quickly.The conversation reveals fascinating insights into the integration process – often the make-or-break moment for ISV partnerships. Schneiderman estimates a third of signed contracts fall apart during integration, which is why Payarc invests heavily in dedicated sales engineers, weekly check-ins, and robust sandbox environments. Their proprietary AI tool, PIE AI, represents the next frontier, helping debug code and streamline developer experiences.Looking toward the future, Schneiderman predicts a significant "decoupling of SaaS and payments" as technology evolves at breakneck speed. Software companies will increasingly rely on specialized payment partners rather than building in-house payment departments. Meanwhile, AI applications continue expanding beyond integration support to include lead generation, external developer tools, and merchant conversion campaigns.

Send us a textIn this episode, we chat with Jonatan Allback, Co-Founder and CEO, of Njia Pay, a  Cape Town-based startup. We unpack Njia Pay's role in the ecosystem, and explore where the future of payments is headed - from stablecoins and PayShap to platform-level orchestration.This is more than a story about a startup. It's a lens into how global fintech experience can reshape payments in emerging markets, and why Africa is the next frontier.Highlights:- Experimentation and Optimisation: Built for Growth- A Pan-African Platform with Global Thinking- Trust at Checkout: Letting Merchants Take ControlJonatan Allback's LinkedIn: https://www.linkedin.com/in/jonatan-allback/NjiaPay's Website: https://www.njiapay.com/Darren Franks' Linkedin: https://www.linkedin.com/in/darrenfranks/Titc's Website https://titc.io/

In this episode of Supply Chain Now, Scott Luton and Karin Bursa welcome Bobby Holland of U.S. Bank and Bob Costello of the American Trucking Associations (ATA) for a timely and data-rich discussion on the Q2 2025 U.S. Bank Freight Payment Index—and what the latest shifts in the freight economy mean for shippers, carriers, and supply chain leaders.They discuss the first quarter in over two years where all five U.S. regions saw increases in shipment volume, signaling a potential turning point after a prolonged slowdown. Bobby shares fresh Index data on spend and shipment velocity, while Bob brings broader economic context, including consumer spending patterns, inflationary pressure, and the uneven pace of recovery. From driver shortages and regional capacity gaps to policy impacts and shifting inventory strategies, the panel examines how these macroeconomic forces are playing out in freight and what they could mean for the rest of 2025, offering insights for supply chain professionals preparing for continued volatility, opportunities in cross-border trade, and early signs of renewed activity.Jump into the conversation:(00:00) Intro(00:51) Overview of the U.S. Bank Freight Payment Index(06:15) National freight trends and insights(22:26) Midwest region analysis(25:59) Rebalancing supply chains(26:57) Consumer spending trends(27:33) Goods vs. services spending(29:30) Northeast region insights(36:31) Southeast region insights(44:56) Future of freight marketsResources:Download the full Q2 2025 U.S. Bank Freight Payment Index: bit.ly/scn-us-bankRegister for the ATA Management Conference on October 2025 in San Diego: https://www.trucking.org/news-insights/registration-now-open-ata-management-conference-exhibition-0 Learn more about U.S. Bank: https://www.usbank.com Learn more about the American Trucking Associations (ATA): https://www.trucking.org Connect with Bobby Holland: https://www.linkedin.com/in/bobby-holland-4a9355/ Connect with Bob Costello: https://www.linkedin.com/in/robert-costello-444bb670/ Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit:

In today's video, we discuss how Income-Related Monthly Adjustment Amount (IRMAA) payments are calculated and 8 strategies to reduce or even eliminate the payments.Resources from the VideoReddit Forum Post: / strategies_to_reduce_irmaa_costs_medicare  2025 IRMAA Brackets: https://www.humana.com/medicare/medic...IRMAA MAGI Calculation: https://secure.ssa.gov/poms.nsf/lnx/0...SSA-44 Form: https://www.ssa.gov/forms/ssa-44.pdfBoldin: https://go.robberger.com/boldin/yt-irmmaProjectionLab: https://go.robberger.com/projectionla...Join the Newsletter to get a 10% discount code off of ProjectionLab:https://robberger.com/newsletter/?utm...

Send us a textEver been shocked by a massive tax bill in April? Let's not let that happen again! For business owners, freelancers, and anyone with significant non-W2 income, estimated tax payments necessary.The IRS rules have changed in recent years. While the IRS used to charge around 3% for missing these payments, that penalty has increased. Now more than ever it is important to make your estimated tax payments!The good news is that navigating estimated tax payments is manageable with the right approach. In this episode we walk you through how to make estimated tax payments and answer all the common questions we receive about them. Take control of your tax situation by planning ahead. Your future self will thank you! Share this with a friend who complains every April about owing too much – you might just save them from the next tax-time panic!Support the showCreate a STAN Store - Click here to try it out!Here's where you can find us! Follow along on Instagram for lots of free content for business owners daily!Shop our business guides!Our Instagram PageOur family page

MDJ Script/ Top Stories for August 20th Publish Date: August 20th Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast. Today is Wednesday, August 20th and Happy Birthday to Issac Hayes I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal 1. KMHS drama program wins Disney School of Excellence Award 2. Suspect charged with snatching $5,000 Rolex from Town Center mall jeweler 3. Sheriff’s office recognizes cadets for heroic actions following wreck All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe! BREAK: INGLES 3 STORY 1: KMHS drama program wins Disney School of Excellence Award “Every day, I get to do what I love with some of the most incredible students I could ever ask for,” said Dawn Parker, Kennesaw Mountain High’s Director of Theatre. “Their dedication—on stage and behind the scenes—is unmatched, and any recognition they get is so well-deserved.” KMHS Drama was just named one of 21 winners in the Disney on Broadway School of Excellence Program, a national honor recognizing creativity, leadership, and student engagement in theatre. Their production of Alice in Wonderland Jr. will showcase not just acting but student-led set design, tech, and choreography. STORY 2: Suspect charged with snatching $5,000 Rolex from Town Center mall jeweler Jason Adam Warren, a Lithonia resident, is accused of swiping a $5,000 white gold, diamond-encrusted Rolex DateJust from Shine Jewelers at Town Center mall. According to the Cobb County Police warrant, Warren walked in on May 22 around 10:40 a.m., chatted with an employee, and asked to see the watch. The moment it was handed over—still in its display box—he bolted. One second he’s admiring it, the next he’s gone, leaving the employee shouting behind the counter, unable to chase him. Warren faces a robbery snatch charge, though, as of now, he’s not listed in jail records. STORY 3: Sheriff’s office recognizes cadets for heroic actions following wreck Two Cobb County public safety cadets didn’t hesitate when they saw a crash unfold on Macland Road on Aug. 2. Cadet Capt. Aiden Decastro, a Georgia Cyber Academy student, and Field Training Officer Cadet Alexander Rodas, from McEachern High, were heading home from dinner at Marietta Diner when they spotted the wreck. An infant car seat lay in the middle of the intersection. Decastro called 911, moved people away from an oil spill, and cradled the crying baby. Rodas comforted an injured passenger, helping her stay calm. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info. We’ll be right back. Break: COBB INT. FESTIVAL STORY 4: Residents clash over fairness, transparency at Cobb elections meeting Monday’s Cobb Board of Elections meeting was packed—standing room only. The crowd? A mix of praise, frustration, and plenty of opinions about last month’s officer elections and new board appointments. Here’s the gist: the board elected a new chair and vice chair in a 3-1-1 vote, sparking debate. Debbie Fisher, a GOP appointee, called it “unfair,” while outgoing chair Tori Silas abstained. Jennifer Mosbacher, a Democrat appointee, now leads as chair, with Stacy Efrat as vice chair. Fisher proposed a bylaw amendment to prevent future mid-transition elections, but the board tabled it—unanimously—for next month. The tension? Palpable. STORY 5: Cobb jail inmate caught with synthetic drug hidden in book, authorities say Joseph George Cruz, 30, of Marietta, is facing some serious charges after allegedly sneaking synthetic drugs into the Cobb County Jail. According to a warrant, Cruz had just been transported back from Fulton County Jail on Aug. 27 when officers found the drugs—hidden in a book he brought with him. Field tests confirmed it was K2, a synthetic drug. Cruz reportedly told authorities the stash was worth $10,000 and that he planned to sell it to inmates in his dorm. He’s now charged with multiple felonies and remains in custody without bond, with a detainer hold in place. Break: STORY 6: Cobb County property tax bills issued, due by Oct. 15 Cobb Tax Commissioner Carla Jackson announced that property tax bills for 2025 are officially out, following approval of the county’s tax digest by the Georgia Department of Revenue. The deadline? Oct. 15. Payments need to be received—or at least postmarked—by then to avoid late fees. Jackson gave a shoutout to the teams behind the scenes—Tax Assessors, IT, Finance, and more—for pulling it all together. “Their collaboration made this possible,” she said. This year’s digest includes 271,757 bills totaling over $1.36 billion. You can pay online, by phone, mail, or in person. Questions? Email tax@cobbtax.gov or call 770-528-8600. STORY 7: Austell man accused of illegal dumping Aries Maliah Jordan, from Austell, is accused of tossing more than 10 pounds of household trash onto the property at Premier Apartments on Premier Lane. It happened around 7 p.m. on Aug. 12, according to a Cobb County Police warrant. The charge? Illegal dumping. Details are slim—why there, why then?—but the warrant paints a messy picture. As of now, Jordan doesn’t show up in jail records. We’ll have closing comments after this. Break: INGLES 3 Signoff- Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: ● www.ingles-markets.com NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

China Insider is a weekly podcast project from Hudson Institute's China Center, hosted by China Center Director and Senior Fellow, Dr. Miles Yu, who provides weekly news that mainstream American outlets often miss, as well as in-depth commentary and analysis on the China challenge and the free world's future.

Get registered for the ASTA Expo 2025 at the Raleigh Convention Center: https://geni.us/ASTA2025 Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2025Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityMake sure you mention: CTISUMMER to get FREE data migration!If you're ready to make a real change in your shop's success, join Shop Marketing Pros' Plan With the Pros workshop this October to connect with them and other shop owners. You'll leave with your entire year for 2026 planned out. Click here to register: https://geni.us/PlanWithTheProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into one sleek, digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Tom Ham, Ryan Snow, and Eric Mrozinski to discuss the pivotal lessons they have learned in shop ownership and management. Tom shares the importance of hiring "nice" people and the critical role of setting and knowing your shop's numbers. Eric highlights how implementing a robust shop management system transformed their workflow and overall business efficiency. Ryan and the group discuss the challenges of acquiring versus starting a shop, as well as the necessity of strong processes, people, and incremental improvements in building a successful business.00:00 Transmission Shop Workflow Challenges05:45 Career-Changing Aha Moments07:18 "Embracing Change and Growth"11:26 Software Integration Aha Moment14:17 Leadership Challenges in Established Business18:23 Navigating Family Business Leadership Shift22:13 Service Advisor to Business Partner26:45 Insights on Experience and Perspectives27:51 Strategic Acquisition and Hiring Plan32:31 "Deciding the Shop's Future"37:15 Adapting Pricing Strategy for Success40:16 Value of Replica Car Repairs42:12 Mercedes Repair Cost Expectations48:04 "Financial Literacy for Business Owners"50:31 Unexpected Encounter During Riots54:37 Luxury Car Client Expectations56:28 Shift to Human-Centric Investments59:37 "Slow Changes for Business Success"

In this episode Mary shares the importance of having a morning routine in your food sobriety journey.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse

Today, I'm joined by Nick Aubin, co-founder and CEO of Commons Clinic. Building "the next Mayo Clinic,” the SoCal-based company's whole-body preventative care programs combine orthopedics, functional diagnostics, and a state-of-the-art surgery center. In this episode, we discuss how vertical integration can improve multispecialty care. We also cover: Leveraging robotics and minimally invasive procedures to reduce hospital stays. Offering physicians equity partnerships instead of traditional employment. How whole-body health assessments can boost prevention. Subscribe to the podcast → insider.fitt.co/podcastSubscribe to our newsletter → insider.fitt.co/subscribeFollow us on LinkedIn → linkedin.com/company/fittinsider Website: commonsclinic.comNick's Email: nick@commonsclinic.com - The Fitt Insider Podcast is brought to you by EGYM. Visit EGYM.com to learn more about its smart workout solutions for fitness and health facilities. Fitt Talent: https://talent.fitt.co/ Consulting: https://consulting.fitt.co/ Investments: https://capital.fitt.co/ Chapters: (00:00) Introduction (01:00) Building the next Mayo Clinic (03:00) Why specialty care over primary care (05:00) Technology as deflationary force (08:00) Operating inside vs outside healthcare (11:00) Patient experience and top physicians (14:00) Multi-specialty expansion strategy (17:00) Whole body health and prevention (20:00) Targeting older demographics (25:00) Payment models and value-based care (29:00) Insurance reimbursement challenges (32:00) Prevention vs intervention philosophy (34:00) Physician equity partnerships (37:00) Long-term growth and market share (39:00) Conclusion

Zach Noorani, Partner at Foundation Capital, shares hard-earned insights from more than a decade in venture capital. He talks about why the most important question investors wrestle with is differentiation, why authentic conversations with founders matter more than polished pitches, and how the best founders demonstrate velocity of learning. Zach also reflects on the evolving nature of venture—how the industry has become more professionalized, what excites him about the new wave of innovation, and why empathy and due process matter in society as much as in business.In this episode, you'll learn:[01:40] From Salem to Stanford to Silicon Valley: Zach's journey into venture capital[03:38] Why venture is a “blank canvas” and not a zero-sum game[05:46] Foundation Capital's early-stage focus and Zach's typical check size[06:58] “There's no time too early”: When founders should reach out—and what Zach looks for[09:43] What really happens in the first meeting (and why it's about participation, not just Q&A)[12:54] Should founders ditch the pitch deck? Zach's advice might surprise you[16:40] The Push Cash story: How one founder showed true differentiation from day one[19:34] Why Zach says no—even after initial interest—and what makes a $10B story possible[22:42] How venture has professionalized—and why AI brings back the excitementAbout Zach NooraniZach Noorani is a Partner at Foundation Capital, where he invests in early-stage fintech and enterprise startups. With over 14 years of experience in venture capital, Zach has a background that spans corporate VC at Capital One and a passion for supporting founders who demonstrate velocity of learning and unique insight. Based in Los Angeles, Zach focuses on inception-to-Series A companies and has led investments in several innovative fintech ventures.About Foundation CapitalFoundation Capital is a Silicon Valley-based venture capital firm with over 30 years of experience backing early-stage companies. The firm partners with founders from inception through Series A, providing hands-on support to help build transformative businesses. Foundation Capital's portfolio includes category-defining companies across fintech, enterprise, and emerging technologies.Subscribe to our podcast and stay tuned for our next episode.

A new patent applied for by Tesla suggests that the next-gen Roadster might be doing some extra-crazy stuff to make it outperform other supercars. Plus: the Cybertruck's off-road armor package finally arrives, a near-future timeline and big expectations arrive for the upcoming version 14 of FSD Supervised, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! And don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call or Skype is 1-888-989-8752. INTERESTED IN AN EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their “One-time Payment” option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).  BONUS: If you're in or going to be in the greater San Francisco Bay Area, bring your car to Immaculate Reflections! They're offering a Summer special: $200 off of any paint correction service, $500 off of any ceramic coating package, and 15% off of any PPF package. Check out the website at irdetailing.com

Phil, Tate, & Raymond are joined by Terrence K. Williams to discuss Trump exposing 275,000 illegal immigrants were receiving social security payments, Gavin Newsom calling for a special election to redistrict in California, DC beginning to clear homeless encampments after Trump's federalization of the city, and liberal media dragging Jillian Michaels after she defends Trump's Smithsonian changes.   Hosts:  Phil @PhilThatRemains (X) Tate @RealTateBrown (X) Raymond @raymondgstanley (X) Serge @SergeDotCom (everywhere) Guest: Terrence K. Williams @w_terrence (X) | https://cousints.com/