Trade of value from one party to another for goods, services, or legal reasons
POPULARITY
Categories
As we've seen in the past, Tesla China rolled out a couple of design updates to the Shanghai-built Model Y's. I'll tell you all about them and why we'll probably see them in North America and Europe as well, sooner rather than later. Plus: Tesla's CEO says the Model Y topped global sales charts again in 2025, a Model 3 on FSD successfully completes full coast-to-coast drive with zero interventions, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).
Daniel Mahncke and Shawn O'Malley take a deep dive into Mercado Libre, the dominant e-commerce and fintech platform in Latin America. What started as an eBay-like marketplace has evolved into a fully integrated ecosystem spanning online retail, logistics, digital payments, lending, and advertising, with leading positions across Brazil, Mexico, and Argentina. IN THIS EPISODE, YOU'LL LEARN: 00:00:00 - Intro 00:10:28 - About Mercado Libre's founding story 00:12:05 - How it won the e-commerce market 00:14:14 - How and why it built its logistics network 00:38:45 - What competitors are the biggest risk 00:46:51 - What flywheel is powering the business 01:00:50 - Why Mercado Pago is such a powerful business 01:07:59 - About Mercado Libre's management and capital allocation 01:18:29 - Whether Shawn and Daniel add MELI to the portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES The Investors Podcast Network is excited to debut a new community known as The Intrinsic Value Community for investors to learn, share ideas, network, and join calls with experts: Sign up for the waitlist(!) Sign up for The Intrinsic Value Newsletter. Shawn & Daniel use Fiscal.ai for every company they research — use their referral link to get started with a 15% discount! Learn how to join us in Omaha for the 2026 Berkshire Hathaway shareholder meeting. Listen to Management Podcasts. Read the Potential Multibagger Article on Mercado Libre. Tune in to the Business Breakdown Episode on Mercado Libre. Read the Substack Article on Mercado Libre. Check out the McKinsey Report on Payments in Latin America. Explore our previous Intrinsic Value breakdowns: Uber, Nike, Reddit, Nintendo, Airbnb, AutoZone, Alphabet, Ulta, John Deere, Madison Square Garden Sports. Related books mentioned in the podcast. Ad-free episodes on our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
In part one of Red Eye Radio with Gary McNamara and Eric Harley, Trump offers up to $100,00 to Greenland citizens as a way to get their approval for the U.S. to acquire the territory / Extension of Obamacare subsidies passes in the House of Representatives / Stephan A. Smith responds to a caller who says Trump supporters are mentally ill / It was a good move for Trump to send out JD Vance to address the Minneapolis shooting / A Republican strategist brings facts to a CNN discussion about the death of ICE protester / The NY Post on Renee Good, the ‘ICE Watch' ‘warrior' who trained to resist feds before shooting. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Wharton FinTech Podcast, Jackson Ellis sits down with Cindy Turner, Chief Product Officer at Worldpay, to explore what it takes to build and prioritize products at one of the world's largest payment processors. Cindy shares her unconventional path into payments, lessons from leading product at companies like Visa, JP Morgan, PayPal, and Braintree, and how Worldpay operates across 185+ countries and trillions of dollars in annual volume. The conversation dives into AI's growing role in payments, the rise of agentic commerce, shifting liability models, and how global processors compete and evolve in an increasingly complex fintech landscape.
Choose To Be with Choose Recovery Services; Betrayal Trauma Healing
If you've done the work — therapy, somatic healing, journaling, inner reflection — yet still feel a part of you is collapsed, disconnected, or joyless, you're not alone...and you're not done healing yet.In this special bonus episode, Alana, Amie, and Hali get raw, passionate, and vulnerable about the Rise, Renew, Restore Retreat — a soul-level transformational experience specifically designed for women who've survived betrayal and are ready to thrive.They share:✨ Why betrayal isn't just emotional — it lives in the nervous system✨ What it means to rise gently — not by forcing, but by supported embodiment✨ How this retreat helps women reconnect with their bodies, intuition, and joy✨ The unique blend of somatic healing, adventure, sisterhood, and restoration✨ Real-life fears about travel + how the retreat holds your hand every stepRise, Renew, Restore is for women who have already done meaningful healing work but still feel like parts of them haven't fully come back online. Through somatic practices, nervous system regulation, adventure, rest, and intentional sisterhood, this retreat helps you reconnect to your body, your intuition, and your joy.This isn't about becoming someone new — it's about coming home to yourself.
Get the full 15 year ad-free archive, including all 2 hour extended interviews with THC+: Subscribe via the THC website: http://thehighersidechats.com/plus-membership Full Plus archive. Dedicated RSS feed. All THC, live shows, and bonus content. Subscribe via Patreon: http://patreon.com/thehighersidechats?fan_landing=true Full Plus archive. Dedicated RSS feed. THC + on Spotify. Payment through Paypal. About Today's Guest: Andrew Johnson […] The post Andrew Johnson | 9/11, Cold Fusion, & Controlled Opposition appeared first on The Higherside Chats.
Kevin and Kieran discuss Ruben Amorim's sacking and the news that Manchester United have now paid out more than £88m in compensation to managers since 2013, and find out more about the new Hartlepool United owner, Landon Smith. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: questions@priceoffootball.com Join The Price of Football CLUB: https://priceoffootball.supportingcast.fm/ Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ For sponsorship email - info@adelicious.fm The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
DOGE flashback: A DOGE audit at the Congressionally funded US Institute of Peace, revealed that an external accounting firm had deleted more than 1TB of financial records to conceal hundreds of thousands of dollars in private jet travel by the institute's leadership moments before the DOGE takeover. Big Balls recovered the data, revealing $13 million quietly shifted into a private endowment for travel & events. The scandal mirrors findings in the 2024 Festivus Report estimating $1 trillion in federal waste.Anybody think the theft of our treasury by Democrats and other Leftists is accidental?You think it's coincidence?https://x.com/EricLDaugh/status/2006443938157146323HUD just found $5 BILLION+ in FRAUDULENT payments in 2024 alone, under Biden. Payment error of over 11% PERCENT. - $5.2 BILLION to inactive accounts - $77M to deceased tenants - $150M to nonexistent Social Security numbers- $288M to excessively high rent We need to DOGE HOUSING! This is unacceptable. ONE YEAR. Imagine all 4.This is systematic, structured THEFT!Before we get back to the Somalis, check this out.Learning that a good chunk of Muslim couples are considered "Islamically married" but do not get state marriage licenses so the women can file for single mom benefits...https://x.com/NorthIdahoRight/status/2006166505486999915The Bank of “Texas” is run purely by Indians and funnels SBA loans to Indians to buy businessesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Where Science, Shadow Work, and Spirit Collide to Manifest Your Miracles.If I lost everything and had to rebuild from scratch, these are the three manifestation practices I'd take with me. No fluff. No trends. Just grounded, daily protocols that keep my frequency high and my trauma responses quiet. These are the tools I'm using to rewire my subconscious, stabilize my nervous system, and walk like the woman I came here to be. Especially when the pressure's on.Episode Takeaways:Rewire your brain with identity-based affirmationsRegulate your nervous system so it stops blocking your blessingsClear energy leaks with real shadow work (not journaling)These aren't theories. They're neuroscience-backed tools that I use to stabilize my energy, regulate my nervous system, and anchor into my quantum identity. If you want real results in 2026, it starts here.
Kevin and Kieran take a look at how transfer fee payments work in practice, and find out whether any clubs have put clauses around league position into managers' contracts. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: questions@priceoffootball.com Join The Price of Football CLUB: https://priceoffootball.supportingcast.fm/ Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ For sponsorship email - info@adelicious.fm The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode 26 of The Basic Income Show!patreon.com/scottsantensThe Marshall Islands just made history: the world's first permanent Universal Basic Income (UBI) is now live—paid to every citizen/resident (kids and adults) on an ongoing basis. In this episode of The Basic Income Show, Scott Santens, Conrad Shaw, and Josh Worth break down what's happening, how it's funded, and why this is a turning-point moment for global basic income.CHAPTERS00:00 Intro + what's covered03:18 Marshall Islands launches the world's first permanent UBI06:36 Payment options (direct deposit / check / USD stablecoin)07:09 How big is the UBI (PPP + share of GDP per capita)09:54 How they're paying for it (trust fund / sovereign wealth fund)28:34 IMF targeting pressure + VAT (and why UBI changes the math)31:12 Cook County makes guaranteed income permanent (budgeted)36:40 BOOST Act: $250/month UBI in Congress + surtax design47:44 Trump accounts + Dell donation (why this isn't basic income)58:42 Canada basic income bill advances (process + next steps)1:00:50 Canadian farmers union proposes guaranteed income1:09:54 Oregon unhoused youth: $1,000/month and housing outcomes1:14:58 Madison, WI pilot: $500/mo to parents — FT employment up1:19:25 Brazil natural large UBI experiment: daughters' military pension1:28:44 UBI size vs employment: poverty-level ≈ zero impact1:31:36 ITSA Foundation gets grant from OpenAI Foundation for UBI work1:36:31 Wrap-upShow links:https://scottsantens.substack.com/p/marshall-islands-just-implemented-ubiSee my ongoing compilation of UBI evidence on Bluesky:https://bsky.app/profile/scottsantens.com/post/3lckzcleo7s24See my ongoing compilation of UBI evidence on X: https://x.com/scottsantens/status/1766213155967955332For more info about UBI, please refer to my UBI FAQ: http://scottsantens.com/basic-income-faqDonate to the Income To Support All Foundation to support UBI projects:https://www.itsafoundation.orgSubscribe to the ITSA Newsletter for monthly UBI news:https://itsanewsletter.beehiiv.com/subscribeSign up for the Comingle waitlist for voluntary UBI:https://www.comingle.usFollow Scott:https://linktr.ee/scottsantensFollow Conrad:https://www.linkedin.com/in/conradshaw/Follow Josh:https://www.linkedin.com/in/joshworth/Special thanks to: Gisele Huff, Haroon Mokhtarzada, Steven Grimm, Bob Weishaar, Judith Bliss, Lowell Aronoff, Jessica Chew, Katie Moussouris, David Ruark, Tricia Garrett, A.W.R., Daryl Smith, Larry Cohen, John Steinberger, Philip Rosedale, Liya Brook, Frederick Weber, Dylan Hirsch-Shell, Tom Cooper, Robert Collins, Joanna Zarach, Mgmguy, Albert Wenger, Andrew Yang, Peter T Knight, Michael Finney, David Ihnen, Steve Roth, Miki Phagan, Walter Schaerer, Elizabeth Corker, Albert Daniel Brockman, Joe Ballou, Arjun ,' @Justin_Dart , Felix Ling, S, Jocelyn Hockings, Mark Donovan, Jason Clark, Chuck Cordes, Mark Broadgate, Leslie Kausch, Braden Ferrin , Juro Antal, centuryfalcon64, Deanna McHugh, Stephen Castro-Starkey, Tommy Caruso, and all my other patrons for their support.If you'd like to see your name here in future video descriptions, you can do so by becoming a patron on Patreon at the UBI Producer level or above: https://www.patreon.com/scottsantens/membership
Willpower isn't the problem, it's the plan. In this episode, Coach Mary explains why willpower runs out, why cravings feel impossible to resist, and what actually works to break free from emotional eating and food addiction. Learn how to build real tools for handling stress, triggers, and urges so you can create lasting food sobriety and finally feel in control around food.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com
In this episode, we dig into how modern SaaS platforms turn payments into a core product, a revenue engine, and a defensible moat without breaking customer trust or slowing product velocity. With NMI's CMO Peter Galvin and Product Director Luis Peña, we unpack the real path from “just accept cards” to a fully integrated commerce stack that handles fraud, chargebacks, compliance, and omnichannel experiences at scale.We start with the SaaS payments maturity curve: ship fast with basic acceptance, then refine UX with tokenization and branded flows, and finally operate payments as a true business line with pricing strategy and revenue share. From there, we explore the tough stuff most teams underestimate - risk management, underwriting discipline, and the operational muscle needed to keep approval rates high while keeping losses and support tickets low. If you're wondering when you've outgrown your current processor, we outline the telltale signs and how to plan a migration that is modular, phased, and invisible to your merchants.Omnichannel is also a major focus. We break down card-present choices like Tap to Pay, offline-capable devices for field service, and cloud APIs for always-connected point of sale - all while tying in text-to-pay, QR codes, wallets, and ACH via open banking. Beyond lending, we also highlight high-impact add-ons: instant payouts, network tokenization, invoicing, and loyalty programs that raise approval rates, reduce churn, and boost margin. And we look ahead at what's next: stablecoins for cross-border efficiency, open banking data for smoother experiences, and agent-driven discovery that transforms how buyers find and pay for products.
What does it really take to go all in on your business this year, especially when life is already a lot? In this first episode of the year, I get real about what it truly takes to commit to your business when motivation fades and life keeps lifing. Spoiler alert: this is exactly what we'll be diving into at the Lash Biz Babes Experience, because dreaming big is the easy part. Building the discipline, mindset, and structure to support those dreams is where the real work begins.I share real moments from my own journey as a solo beauty business owner, including the doubts, the drive-thru spirals, and the decisions that changed everything. If you want a year that feels more intentional and way less exhausting, this one's for you.In this episode, you'll hear:What does “going all in” actually looks like behind the scenes?Why taking care of your clients is a non-negotiable growth strategyThe skill that will carry you when motivation checks outChoose your hard - this changes everything!How mindset and strategy have to work togetherThe self-awareness most business owners avoid (but desperately need)This episode is like a preview to the deeper work we will do at the Lash Biz Babes Experience in May. Check out all the details below!LASH BIZ BABES EXPERIENCE 2026
We will get a glimpse of what's going on in Alabama agriculture, this week.See the Farmer Bridge Payment Program payment rate breakdowns here.Find out more about our sponsor, Alabama Ag Credit, and also about Alabama Farmers Federation.
The Financial Therapy Podcast - It's Not Just About The Money
What if the way you pay is part of the therapy? Some psychoanalytic therapists ask for cash after each session—not for convenience, but because money itself reveals emotional truth. Forgetting to pay, overpaying, or haggling can uncover hidden dynamics worth exploring. Vessy explains how two sessions a week can go far deeper than one and why honest talk about fees is as essential as discussing feelings. When money enters the room, therapy gets real—and that's where lasting change begins. #MoneyInTherapy #PsychoanalyticTherapy #FinancialTherapy #TherapyInsights #EmotionalDynamics #MoneyPsychology #TherapyProcess #BehindTheTherapyRoom #TherapeuticRelationship #HealingPatterns #DeepTherapyWork #MoneyMindset #EmotionalAwareness #TherapeuticChange #ExploringFeelings #TherapyConversation #MentalHealthPodcast #InnerWork #UnderstandingYourself #TherapyJourney A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.
In this sprawling, must-hear episode, Tara pulls together multiple threads that the media desperately wants kept separate—and shows why they're all connected.
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Jonathan Seitzer, a former Wall Street product manager who is stepping into the world of auto shop ownership. Jonathan shares his journey from discovering the podcast and automotive industry to the challenges of buying an established shop with no technical background. The conversation covers the realities of inheriting an existing staff, balancing necessary changes with preserving shop culture, and the daunting task of building a supportive work environment while facing industry-wide staffing and training hurdles.00:00 "From Marines to Wall Street"03:45 "Electric Vehicle Charging Stations"07:15 "Journey Back to Mars"12:44 Customer Reactions to Pricing Changes14:16 "Challenges with Dutch Customers"16:25 "Effective Marketing Strategy Essentials"21:44 "Golden Handcuffs Dilemma"25:29 "Building a Hiring Pipeline"28:24 "Fostering Growth and Balance"31:03 Scaling Revenue Through Skilled Leadership34:49 Preparing the Next Generation37:20 "Challenges in Automotive Careers"40:58 "Beware Leadership Temptations"44:05 "Finding Balance in Leadership"45:51 "The Struggle to Take Seriously"52:01 "Building Trust Through Consistency"55:12 "Cluttered Midwestern Dealership Tale"56:18 "Impactful Change Through Appearance"59:50 "Supportive Learning Community"
Relapse doesn't happen when you take the first bite, it starts long before that moment. In this episode, Coach Mary shares 10 powerful and practical strategies to prevent relapse in food addiction recovery, including how to handle cravings, protect your food sobriety during stressful moments, avoid trigger situations, and build new habits that support long-term freedom. If you struggle with binge eating, emotional eating, or staying consistent, this is your roadmap back to peace and control with food.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com
For consumer crypto to thrive it needs to embrace finacnialization to deliver a better experience, and maker sure crypto disappears everywhere else. Projects doing this right sit in an emerging sector called fantech. In this episode of the Avalanche Ecosystem Series, we explore the rise of Fantech: a new category where sports fans, music fans, creators, and event-goers become participants in real digital economies.From loyalty programs and ticketing to creator monetization and on-chain rewards, we look at how these experiences get a 10x lift when they go onchain e and why Avalanche is emerging as one of the leading infrastructures powering this shift.The episode opens with a real story from the Champions League final and expands into a global look at how blockchain is quietly reshaping fan engagement, payments, and ownership at scale.Featured conversations:Rain — using stablecoins to power global consumer payments and rewardsUptop — building wallet-based loyalty for major sports teamsThe Arena — enabling creators to monetize directly through social cryptoTixbase — rebuilding ticketing with on-chain transparency and fan identityIn this episode:Why loyalty and rewards are a multi-billion-dollar global marketHow on-chain points and fan engagement differ from traditional programsWhy ticketing may be one of the most natural consumer use cases for blockchainHow creators and fans are earning, not just speculatingWhy Avalanche's architecture is uniquely suited for consumer-scale appsWhy the future of consumer crypto won't feel like crypto at allChapters:00:00 – The Ticket That Didn't Work01:30 – What Is Fantech?04:00 – Payments as the Base Layer06:30 – Loyalty Goes On-Chain10:00 – Social + Fan Economies13:00 – Fixing Ticketing17:00 – Why Avalanche Works for Consumers19:00 – The Future of FandomSubscribe for more deep dives into crypto, DeFi, and the technologies reshaping finance and the consumer internet.
Jamie, CMO at Bitget Wallet, joins David Sencil to explain how crypto is evolving beyond speculation into real-world finance.They discuss how stablecoins are being used for everyday payments, earning yield directly inside wallets, self-custody, regional adoption differences, and why wallets are becoming the core interface for modern finance.Topics covered include:– Paying for real-world goods with crypto– Stablecoins as everyday money– On-chain yield and wealth building– Self-custody vs traditional finance– Why 2026 could be a breakout year for crypto utility
Send us a textThis conversation provides a detailed overview of the Farmer Bridge Assistance Program (FBA) initiated by the USDA, outlining the payment structure, eligibility criteria, and future funding possibilities. Brian Grete discusses the specifics of the program, including payment rates, application processes, and the expected timeline for payments, while also addressing the potential for additional funding from Congress.Stay Connectedhttps://www.commstock.com/https://www.facebook.com/CommStockInvestments/https://www.youtube.com/channel/UClP8BeFK278ZJ05NNoFk5Fghttps://www.linkedin.com/company/commstock-investments/
Payment processing shouldn't be a mystery. This session offers a straightforward look at merchant services for taprooms of all sizes. Whether you're launching your first location or reevaluating your current setup, you'll learn what to consider when choosing a payment partner that fits your business goals.We'll cover the basics of how merchant services work, compliant pricing programs, and the importance of clear, transparent fees. You'll also explore omni-channel solutions that connect your taproom, web store, and events, and understand what quality service and support should look like when you need it most.You'll leave with practical tools to make informed decisions that save money, reduce stress, and keep your taproom running smoothly.Stay up to date with CBP: http://update.craftbeerprofessionals.org/
I make my annual Tesla predictions for the new year, bringing other EVs into the conversation this year as well. Plus: Tesla posts its Q4 and full-year 2025 numbers, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).
Check out host Bidemi Ologunde's new show: The Work Ethic Podcast, available on Spotify and Apple Podcasts.In this episode, host Bidemi Ologunde explores how private equity is reshaping U.S. housing—and why rising car-payment delinquencies may be the clearest sign of an economic downturn that doesn't look like one. If jobs are still plentiful, why do so many people feel financially underwater? Is Wall Street amplifying the housing squeeze in key markets? And what happens when Americans can't afford the cars they need to keep working?Email: bidemiologunde@gmail.comSupport for The Bid Picture Podcast comes from Intuit QuickBooks. If you're running a business, a side hustle, or just trying to stay on top of your money, QuickBooks helps you track income and expenses, send invoices, and see where things stand—without living in spreadsheets. It's tech that's meant to give you time back, so you can spend more of your attention on your life, not your tabs. If you're asked how you heard about QuickBooks, please mention The Bid Picture Podcast. Learn more at quickbooks.intuit.com.Support for The Bid Picture Podcast comes from Rula. If you're trying to build a healthier relationship with tech—setting boundaries, breaking burnout patterns, or feeling more present—therapy can help, and Rula makes it easier to find licensed mental health providers and meet by video on a schedule that fits your life. If you're asked how you heard about Rula, please mention The Bid Picture Podcast. Learn more at rula.com.Support for The Bid Picture Podcast comes from Black Rifle Coffee Company, a veteran-founded coffee brand roasting premium beans for people who love a strong start to the day. From bold blends to convenient ready-to-drink cans, Black Rifle Coffee keeps you fueled for whatever's ahead. If you're asked how you heard about Black Rifle Coffee Company, please mention The Bid Picture Podcast. Check them out at blackriflecoffee.com.Support the show
Dating and marriage has--for most of human history-- been more about power than about love. Maybe it still is! Are your dating preferences about your values, or are they about accumulating power? In this episode, Megan and Steven discuss the origins of dating power dynamics, and how as Christians we're called to choose partners who will make us conduits of Christ's power, not hoarders of power for our own use. Interested in matchmaking? Ladies, our pipeline is currently closed to female applicants, but will re-open in the Spring. Men can get started for free and meet their first match at no cost. Check https://www.synchronyproject.com to register. Men: Join the Discord server here! https://discord.gg/hqZmtuMws9 Singles at SEA 2026: Payment due November 23rd, 2025! We'll be setting sail February 6-9, 2026 out of Miami, Florida on Wonder of the Seas and visiting The Bahamas! Prices subject to change, but you only need $200 to book a cabin/$100 per person if you book with a friend. Call Chelsea Fennell at 864-901-8233 Email: spinell@dreamvacations.comContact Sis. Dana Green with questions: (832) 603-2182 Get the From Singles, to Shepherds Info Guide Here! https://the-synchrony-project.mykajabi.com/from-singles-to-shepherds Contact: If you want to join the conversation about this topic and give your thoughts, reach out on Instagram, Facebook, YouTube, or at questions@synchronyproject.com. Learn more about our matchmaking services and dating resources at https://synchronyproject.com. Intro/Outro music by: Balloon Planet, "Write Your Own Story," https://artlist.io/royalty-free-music/song/write-your-own-story/135437
19 Minutes PodcastIn this episode of The Ag View Pitch, we kick off 2026 with a grain market outlook for January 5–9 and a discussion with guest Jeff Fichtelman. We react to the Farm Bridge payment details, including why corn payments surprised some people relative to soybeans, and what it signals about today's market environment.We also talk through practical marketing lessons for 2026, especially the idea that fewer summer weather rallies may mean more opportunity, and more discipline, during the winter. The conversation covers the government's balancing act between boosting demand (and potentially inflation) versus making bridge style payments, and why the best plan for many farms is keeping marketing simple: pick a price or margin target, execute, and sell in small increments instead of waiting for a perfect rally.Ahead of the upcoming crop report, we share how to stay balanced, enough sold to cover bills without getting overexposed, and why “decent” prices still deserve action when rallies can be short. We also discuss old crop and new crop positioning, cost control, and risk management tools like crop insurance.To reach Jeff Fichtelman, visit Interactive Ag and use the “Contact Us” link: interactiveag.com
The fraud allegations are starting to mount as the Trump administration turns its attention to Minnesota. Hear from one lawmaker who says Republicans have a larger goal to cut funding from the entire state. Plus, new video as more protestors take to the streets of Iran Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Food Freedom Podcast, Coach Mary breaks down the real difference between moderation and abstinence in food addiction recovery. Learn why “everything in moderation” keeps so many people stuck, how addictive foods hijack the brain, and why food sobriety can be the key to lasting freedom from binge eating and compulsive eating.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com
January 2, 2026 In this episode, Scott, Mark, and Dr. John Lin dive into the complexities of billing G2211, the Medicare add-on code for complex E/M visits, which now pays nearly $18 per use. They unpack a real-world case where a hospital system's blanket use of modifier 25 is preventing employed physicians from getting reimbursed for G2211, potentially costing them thousands in RVUs. The discussion covers payer-specific rules, how to appeal inappropriate denials, how contract structure affects physician compensation, and when to fight for carve-outs. They also explore why every urology practice should reassess payer mix and drop underperforming contracts when appropriate.Urology Advanced Coding and Reimbursement SeminarInformation and RegistrationPRS Coding and Reimbursement HubAccess the HubFree Kidney Stone Coding CalculatorDownload NowPRS Coding CoursesFor UrologistFor APPsFor Coders, Billers, and AdminsPRS Billing and Other Services - Book a Call with Mark Painter or Marianne DescioseClick Here to Get More Information and Request a Quote Join the Urology Pharma and Tech Pioneer GroupEmpowering urology practices to adopt new technology faster by providing clear reimbursement strategies—ensuring the practice gets paid and patients benefit sooner. https://www.prsnetwork.com/joinuptpClick Here to Start Your Free Trial of AUACodingToday.com The Thriving Urology Practice Facebook group.The Thriving Urology Practice Facebook Group link to join:https://www.facebook.com/groups/ThrivingPractice/
In this episode, Kyle sits down with Drew Gillen, co-founder and CEO of Adesic, for a candid conversation about what it really takes to build financial infrastructure in crypto.Drew shares his founder journey, from early startup attempts and painful pivots to building Adesic in the space between traditional finance and blockchain. They talk openly about stablecoin access, global money movement, compliance, and why the legacy financial system is not designed for how digital assets actually work today.Drew's story is a reminder that meaningful adoption does not come from big ideas alone, but from building systems that work reliably inside the constraints of the real world.Chapters & Timestamps00:00 – Who is Drew Gillen and how did he get here?04:00 – What early startup failures shaped this company?08:30 – Why does crypto still struggle with real world payments?13:30 – What problem is Adesic actually solving?18:00 – How does Adesic work in practice?24:30 – How do fees, compliance, and speed really trade off?32:30 – Why did the company rebrand and what changed after?38:00 – What does early traction and fundraising really feel like?44:30 – What should founders building in crypto focus on next?Subscribe, share, and join the trading conversations on Facebook, Twitter, LinkedIn and Discord!To contact us, you can email us directly at bandoftraderspodcast@gmail.com Check out our directory for other amazing interviews we've done in the past!If you like our show, please let us know by rating and subscribing on your platform of choice!If you like our show and hate social media, then please tell all your friends!If you have no friends and hate social media and you just want to give us money for advertising to help you find more friends, then you can donate to support the show here!Drew: Drew Gillen is the co-founder and CEO of Adesic, a fintech company building infrastructure at the intersection of traditional finance and cryptocurrency. He began building in tech at a young age, learning to code, assembling computers, and launching his first company at 18.Before Adesic, Drew experimented across e-commerce, algorithmic trading, and crypto data products, experiences that shaped his focus on infrastructure, product control, and execution. Today, he leads Adesic's mission to make stablecoin access and global money movement practical, reliable, and usable for real businesses operating in the real world. Learn More Here: https://adesic.com/Connect with Drew on LinkedInAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Why does quitting sugar feel impossible even when you want it more than anything?In this episode of the Food Freedom Podcast, Coach Mary explains how sugar hijacks your brain chemistry, fuels emotional eating, and disrupts impulse control, making cravings feel overpowering. You'll learn why this isn't a willpower problem and how food sobriety can help you regain control, clarity, and peace around food.Perfect for anyone struggling with sugar addiction, binge eating, carb cravings, or feeling out of control around food.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.
January 1 feels full of hope, but for most people it also leads to another cycle of starting over. In this episode, Coach Mary explains why that happens and gives you five practical ways to build real, sustainable food freedom this year.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.
The Trump administration is deploying about $11 billion to crop producers by the end of February through what they're calling a bridge payment. NAFB News ServiceSee omnystudio.com/listener for privacy information.
As the year comes to a close, Roger Whitney reflects on the power of words, walks through an important year-end tax planning reminder for retirees, shares listener stories and perspectives, and invites listeners to choose a guiding word for 2026 as a way to approach retirement with greater intention and clarity.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence and clarity to lean in and rock it.(00:45) Roger reflects on slowing down, reclaiming meaning in familiar words, and recommitting to clearing the battlefield as we head into a new year.RETIREMENT TOOLKIT(03:22) Roger explains why estimated quarterly tax payments matter in retirement and how they can help prevent unwelcome tax surprises.(05:44) He outlines safe harbor rules and practical best practices for withholding taxes from Social Security, IRA distributions, and pensions.RETIREMENT LIFE LAB(13:33) Roger shares listener responses about corporate words and phrases people are eager to retire when they leave the workforce.ROCKING RETIREMENT IN THE WILD(19:33) Mick and Patty share reflections on fitness, travel, and meaning in retirement, including experiences shaped by history and family.FOCUSING FORWARD: A WORD FOR 2026(21:10) Roger discusses the practice of choosing a single word to define the coming year and reads listener-submitted words for 2026.(28:40) Roger reveals his own word for 2026.SMART SPRINT(34:07) Roger encourages listeners to reflect on the season they are entering and consider choosing a word to help guide decisions in 2026.CLOSING THOUGHTS(34:55) Roger responds to listener feedback on charitable giving and enjoying retirement, emphasizing balance, generosity, and intentional living as the year ends.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManFinancial Calculators from Dinkytown.net
Where Science, Shadow Work, and Spirit Collide to Manifest Your Miracles.If 2025 wrecked you, slowed you down, or made you question every damn thing, GOOD. It did its job. The Year of the Snake was never meant to be fast. It was meant to burn it all down. The friendships. The timelines. The nervous system overload. It was the shedding. The grieving. The deep, uncomfortable becoming. And now? Now we ride. 2026 is the Year of the Fire Horse, and baby, it's not for the faint of heart.This episode is your personal decoding of what just happened and what's coming. The Snake doesn't waste energy. It prepares the nervous system for the fire. For the action. For the momentum. And if you tried to bypass that prep season, 2026 might break you. But if you let it do its thing? You're about to quantum leap harder than ever before.Episode Takeaways:Decode what the 2025 Year of the Snake was really aboutLearn how your nervous system was being trained for expansionUnderstand why Fire Horse energy only rewards aligned actionSpot the difference between burnout and breakthrough in 2026Step into your most visible, magnetic, momentum-filled year yetWhen you apply this? You stop forcing. You start aligning. You quit burning out and start blowing up. 2026 isn't for the unhealed. It's for the ready. And baby, you are.
Trump Admin Freezes ALL Minnesota Child Care Payments & Pledges Prosecutions
Danny McCabe, Co-founder and CEO of Flexa, joined me to discuss how the firm is helping crypto become accepted as a form of payment at every point of sale.Topics: - Flexa's crypto payment solutions - Crypto payment trends - retail and institutions - Rise of stablecoins in payments versus BTC and other crypto assets- Future of crypto payments Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/
The Trump administration is taking action against Minnesota after a MAGA influencer's video about alleged child care fraud goes viral. Learn more about your ad choices. Visit podcastchoices.com/adchoices
DML discusses the rampant fraud spreading across America and the incompetence of Minnesota officials. Plus, Ohio has its own racket of fraudulent Somali-run daycares — and much more.
In today's episode, we explore consumers' use of agentic AI in their financial lives, and the development of stablecoin payment rails becoming “bank grade” in 2026. Join the discussion with host and Head of Business Development Rob Rubin, and Senior Analysts Grace Broadbent and Myra Thomas. Subscribe to EMARKETER's newsletters. Go to: https://www.emarketer.com/newsletters Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com For a transcript of this episode click here: https://www.emarketer.com/content/podcast-welcome-2026-ai-agents-manage-money-bank-grade-stablecoin-economy-banking-payments-show © 2025 EMARKETER Campaigns take flight with Viasat Ads. Unlock access to over 250 million passengers annually across leading global airlines, with high-engagement ad formats and real-time delivery. Viasat Ads provides access to a verified audience in a captive environment, so your message reaches passengers when they are ready to engage. Join their journey with Viasat Ads.
Is your relationship with food running the show? Are you constantly changing diets, chasing rules, counting macros, and trying to hack your way to peace… but never actually getting any?In this episode, Mary exposes the normalized disordered behaviors hiding inside modern “wellness” culture from scale obsession to protocol hopping to rigid food rules disguised as discipline. She shares why chasing diet labels never leads to true freedom… and the real reason you feel stuck on the food roller coaster you say you're tired of.You'll learn:✨ What disordered eating actually looks like today✨ Why you keep bouncing from challenge to challenge✨ The difference between health… and obsession✨ What REAL food freedom feels like (and how to get there)✨ The inner work that finally fixes your relationship with foodIf you're ready to stop micromanaging every bite and finally live a peaceful, normal life where food doesn't control you then this episode is your wake-up call.Press play and start your recovery journey today.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com
My interview with Vincent Chok, Founder and CEO of First Digital. In this episode of The Future of Money, we explore how stablecoins are evolving beyond crypto markets and into real-world payments. From AI agents making payments on our behalf, to the role of regulation, compliance, and emerging markets, this conversation looks at what the next 5 to 10 years of payments could actually look like. We discuss: - Where stablecoins are likely to see their biggest real-world use cases - How AI agents could automate payments without human involvement - The biggest bottlenecks holding back agent-to-agent payments today - Why compliance, AML, and identity matter even more in an AI-driven world - How stablecoins could unlock financial access in emerging markets - What going public means for legitimacy in the stablecoin industry - The future of yield, regulation, and the risks the crypto industry may be overlooking Powered Powered by Phoenix Group The full interview is also available on my YouTube channel: YouTube: https://bit.ly/45oYZJl
Original Release Date: November 13, 2025Live from Morgan Stanley's European Tech, Media and Telecom Conference in Barcelona, our roundtable of analysts discusses tech disruptions and datacenter growth, and how Europe factors in.Read more insights from Morgan Stanley.----- Transcript -----Paul Walsh: Welcome to Thoughts on the Market. I'm Paul Walsh, Morgan Stanley's European Head of Research Product. Today we return to my conversation with Adam Wood. Head of European Technology and Payments, Emmet Kelly, Head of European Telco and Data Centers, and Lee Simpson, Head of European Technology. We were live on stage at Morgan Stanley's 25th TMT Europe conference. We had so much to discuss around the themes of AI enablers, semiconductors, and telcos. So, we are back with a concluding episode on tech disruption and data center investments. It's Thursday the 13th of November at 8am in Barcelona. After speaking with the panel about the U.S. being overweight AI enablers, and the pockets of opportunity in Europe, I wanted to ask them about AI disruption, which has been a key theme here in Europe. I started by asking Adam how he was thinking about this theme. Adam Wood: It's fascinating to see this year how we've gone in most of those sectors to how positive can GenAI be for these companies? How well are they going to monetize the opportunities? How much are they going to take advantage internally to take their own margins up? To flipping in the second half of the year, mainly to, how disruptive are they going to be? And how on earth are they going to fend off these challenges? Paul Walsh: And I think that speaks to the extent to which, as a theme, this has really, you know, built momentum. Adam Wood: Absolutely. And I mean, look, I think the first point, you know, that you made is absolutely correct – that it's very difficult to disprove this. It's going to take time for that to happen. It's impossible to do in the short term. I think the other issue is that what we've seen is – if we look at the revenues of some of the companies, you know, and huge investments going in there. And investors can clearly see the benefit of GenAI. And so investors are right to ask the question, well, where's the revenue for these businesses? You know, where are we seeing it in info services or in IT services, or in enterprise software. And the reality is today, you know, we're not seeing it. And it's hard for analysts to point to evidence that – well, no, here's the revenue base, here's the benefit that's coming through. And so, investors naturally flip to, well, if there's no benefit, then surely, we should focus on the risk. So, I think we totally understand, you know, why people are focused on the negative side of things today. I think there are differences between the sub-sectors. I mean, I think if we look, you know, at IT services, first of all, from an investor point of view, I think that's been pretty well placed in the losers' buckets and people are most concerned about that sub-sector… Paul Walsh: Something you and the global team have written a lot about. Adam Wood: Yeah, we've written about, you know, the risk of disruption in that space, the need for those companies to invest, and then the challenges they face. But I mean, if we just keep it very, very simplistic. If Gen AI is a technology that, you know, displaces labor to any extent – companies that have played labor arbitrage and provide labor for the last 20 - 25 years, you know, they're going to have to make changes to their business model. So, I think that's understandable. And they're going to have to demonstrate how they can change and invest and produce a business model that addresses those concerns. I'd probably put info services in the middle. But the challenge in that space is you have real identifiable companies that have emerged, that have a revenue base and that are challenging a subset of the products of those businesses. So again, it's perfectly understandable that investors would worry. In that context, it's not a potential threat on the horizon. It's a real threat that exists today against certainly their businesses. I think software is probably the most interesting. I'd put it in the kind of final bucket where I actually believe… Well, I think first of all, we certainly wouldn't take the view that there's no risk of disruption and things aren't going to change. Clearly that is going to be the case. I think what we'd want to do though is we'd want to continue to use frameworks that we've used historically to think about how software companies differentiate themselves, what the barriers to entry are. We don't think we need to throw all of those things away just because we have GenAI, this new set of capabilities. And I think investors will come back most easily to that space. Paul Walsh: Emmet, you talked a little bit there before about the fact that you haven't seen a huge amount of progress or additional insight from the telco space around AI; how AI is diffusing across the space. Do you get any discussions around disruption as it relates to telco space? Emmet Kelly: Very, very little. I think the biggest threat that telcos do see is – it is from the hyperscalers. So, if I look at and separate the B2C market out from the B2B, the telcos are still extremely dominant in the B2C space, clearly. But on the B2B space, the hyperscalers have come in on the cloud side, and if you look at their market share, they're very, very dominant in cloud – certainly from a wholesale perspective. So, if you look at the cloud market shares of the big three hyperscalers in Europe, this number is courtesy of my colleague George Webb. He said it's roughly 85 percent; that's how much they have of the cloud space today. The telcos, what they're doing is they're actually reselling the hyperscale service under the telco brand name. But we don't see much really in terms of the pure kind of AI disruption, but there are concerns definitely within the telco space that the hyperscalers might try and move from the B2B space into the B2C space at some stage. And whether it's through virtual networks, cloudified networks, to try and get into the B2C space that way. Paul Walsh: Understood. And Lee maybe less about disruption, but certainly adoption, some insights from your side around adoption across the tech hardware space? Lee Simpson: Sure. I think, you know, it's always seen that are enabling the AI move, but, but there is adoption inside semis companies as well, and I think I'd point to design flow. So, if you look at the design guys, they're embracing the agentic system thing really quickly and they're putting forward this capability of an agent engineer, so like a digital engineer. And it – I guess we've got to get this right. It is going to enable a faster time to market for the design flow on a chip. So, if you have that design flow time, that time to market. So, you're creating double the value there for the client. Do you share that 50-50 with them? So, the challenge is going to be exactly as Adam was saying, how do you monetize this stuff? So, this is kind of the struggle that we're seeing in adoption. Paul Walsh: And Emmet, let's move to you on data centers. I mean, there are just some incredible numbers that we've seen emerging, as it relates to the hyperscaler investment that we're seeing in building out the infrastructure. I know data centers is something that you have focused tremendously on in your research, bringing our global perspectives together. Obviously, Europe sits within that. And there is a market here in Europe that might be more challenged. But I'm interested to understand how you're thinking about framing the whole data center story? Implications for Europe. Do European companies feed off some of that U.S. hyperscaler CapEx? How should we be thinking about that through the European lens? Emmet Kelly: Yeah, absolutely. So, big question, Paul. What… Paul Walsh: We've got a few minutes! Emmet Kelly: We've got a few minutes. What I would say is there was a great paper that came out from Harvard just two weeks ago, and they were looking at the scale of data center investments in the United States. And clearly the U.S. economy is ticking along very, very nicely at the moment. But this Harvard paper concluded that if you take out data center investments, U.S. economic growth today is actually zero. Paul Walsh: Wow. Emmet Kelly: That is how big the data center investments are. And what we've said in our research very clearly is if you want to build a megawatt of data center capacity that's going to cost you roughly $35 million today. Let's put that number out there. 35 million. Roughly, I'd say 25… Well, 20 to 25 million of that goes into the chips. But what's really interesting is the other remaining $10 million per megawatt, and I like to call that the picks and shovels of data centers; and I'm very convinced there is no bubble in that area whatsoever.So, what's in that area? Firstly, the first building block of a data center is finding a powered land bank. And this is a big thing that private equity is doing at the moment. So, find some real estate that's close to a mass population that's got a good fiber connection. Probably needs a little bit of water, but most importantly needs some power. And the demand for that is still infinite at the moment. Then beyond that, you've got the construction angle and there's a very big shortage of labor today to build the shells of these data centers. Then the third layer is the likes of capital goods, and there are serious supply bottlenecks there as well.And I could go on and on, but roughly that first $10 million, there's no bubble there. I'm very, very sure of that. Paul Walsh: And we conducted some extensive survey work recently as part of your analysis into the global data center market. You've sort of touched on a few of the gating factors that the industry has to contend with. That survey work was done on the operators and the supply chain, as it relates to data center build out. What were the key conclusions from that? Emmet Kelly: Well, the key conclusion was there is a shortage of power for these data centers, and… Paul Walsh: Which I think… Which is a sort of known-known, to some extent. Emmet Kelly: it is a known-known, but it's not just about the availability of power, it's the availability of green power. And it's also the price of power is a very big factor as well because energy is roughly 40 to 45 percent of the operating cost of running a data center. So, it's very, very important. And of course, that's another area where Europe doesn't screen very well.I was looking at statistics just last week on the countries that have got the highest power prices in the world. And unsurprisingly, it came out as UK, Ireland, Germany, and that's three of our big five data center markets. But when I looked at our data center stats at the beginning of the year, to put a bit of context into where we are…Paul Walsh: In Europe… Emmet Kelly: In Europe versus the rest. So, at the end of [20]24, the U.S. data center market had 35 gigawatts of data center capacity. But that grew last year at a clip of 30 percent. China had a data center bank of roughly 22 gigawatts, but that had grown at a rate of just 10 percent. And that was because of the chip issue. And then Europe has capacity, or had capacity at the end of last year, roughly 7 to 8 gigawatts, and that had grown at a rate of 10 percent. Now, the reason for that is because the three big data center markets in Europe are called FLAP-D. So, it's Frankfurt, London, Amsterdam, Paris, and Dublin. We had to put an acronym on it. So, Flap-D. Good news. I'm sitting with the tech guys. They've got even more acronyms than I do, in their sector, so well done them. Lee Simpson: Nothing beats FLAP-D. Paul Walsh: Yes. Emmet Kelly: It's quite an achievement. But what is interesting is three of the big five markets in Europe are constrained. So, Frankfurt, post the Ukraine conflict. Ireland, because in Ireland, an incredible statistic is data centers are using 25 percent of the Irish power grid. Compared to a global average of 3 percent.Now I'm from Dublin, and data centers are running into conflict with industry, with housing estates. Data centers are using 45 percent of the Dublin grid, 45. So, there's a moratorium in building data centers there. And then Amsterdam has the classic semi moratorium space because it's a small country with a very high population. So, three of our five markets are constrained in Europe. What is interesting is it started with the former Prime Minister Rishi Sunak. The UK has made great strides at attracting data center money and AI capital into the UK and the current Prime Minister continues to do that. So, the UK has definitely gone; moved from the middle lane into the fast lane. And then Macron in France. He hosted an AI summit back in February and he attracted over a 100 billion euros of AI and data center commitments. Paul Walsh: And I think if we added up, as per the research that we published a few months ago, Europe's announced over 350 billion euros, in proposed investments around AI. Emmet Kelly: Yeah, absolutely. It's a good stat. Now where people can get a little bit cynical is they can say a couple of things. Firstly, it's now over a year since the Mario Draghi report came out. And what's changed since? Absolutely nothing, unfortunately. And secondly, when I look at powering AI, I like to compare Europe to what's happening in the United States. I mean, the U.S. is giving access to nuclear power to AI. It started with the three Mile Island… Paul Walsh: Yeah. The nuclear renaissance is… Emmet Kelly: Nuclear Renaissance is absolutely huge. Now, what's underappreciated is actually Europe has got a massive nuclear power bank. It's right up there. But unfortunately, we're decommissioning some of our nuclear power around Europe, so we're going the wrong way from that perspective. Whereas President Trump is opening up the nuclear power to AI tech companies and data centers. Then over in the States we also have gas and turbines. That's a very, very big growth area and we're not quite on top of that here in Europe. So, looking at this year, I have a feeling that the Americans will probably increase their data center capacity somewhere between – it's incredible – somewhere between 35 and 50 percent. And I think in Europe we're probably looking at something like 10 percent again. Paul Walsh: Okay. Understood. Emmet Kelly: So, we're growing in Europe, but we're way, way behind as a starting point. And it feels like the others are pulling away. The other big change I'd highlight is the Chinese are really going to accelerate their data center growth this year as well. They've got their act together and you'll see them heading probably towards 30 gigs of capacity by the end of next year. Paul Walsh: Alright, we're out of time. The TMT Edge is alive and kicking in Europe. I want to thank Emmett, Lee and Adam for their time and I just want to wish everybody a great day today. Thank you.(Applause) That was my conversation with Adam, Emmett and Lee. Many thanks again to them. Many thanks again to them for telling us about the latest in their areas of research and to the live audience for hearing us out. And a thanks to you as well for listening. Let us know what you think about this and other episodes by living us a review wherever you get your podcasts. And if you enjoy listening to Thoughts on the Market, please tell a friend or colleague about the podcast today.
On today's episode, Dr. Mark Costes sits down with longtime friend and CPA Chris Sands to unpack one of the most overlooked expenses in dental practices—credit card processing fees. In this insightful interview, recorded in the brand-new DSI studio, Chris shares why he co-founded Crown Card Services after noticing rising, unregulated merchant fees across hundreds of dental clients in his accounting firm. He breaks down exactly how merchant processors operate, why "price creep" is so common, and how practices can save tens or even hundreds of thousands annually with the right setup. Mark and Chris also explore PCI compliance junk fees, legally implementing surcharges, integration myths, and why poor merchant service can directly impact your revenue. If you're looking to improve margins, grow your practice value, or just understand the back-end of your collections a bit better, this episode is packed with actionable gems. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://crowncardservices.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Eric Cook, better known as “Eric the Car Guy.” Eric shares the story of his unconventional journey from art school to becoming a master technician and influential automotive content creator. The conversation explores changes in the automotive industry, the importance of shop culture and technician respect, and the challenges both technicians and shop owners face as they adapt to evolving technology and business demands.00:00 "From Acura to Video Editing"08:42 "Humbled by Fans' Support"13:18 "Rediscovering Connection Through Creation"16:03 "Grace in Growth and Leadership"23:30 "Valuing Skilled Labor and Adaptability"28:21 "Value of Skilled Tire Workers"32:21 "Tech Advances Will Raise Job Value"40:37 "Human Error vs. Robotics"44:26 "Modern Paths to Auto Careers"53:27 "Elvis: From Devil to King"57:57 "Access to Knowledge, Stupidity Grows"01:03:42 "Restoring and Revamping Vehicles"
Get the full 15 year ad-free archive, including all 2 hour extended interviews with THC+: Subscribe via the THC website: http://thehighersidechats.com/plus-membership Full Plus archive. Dedicated RSS feed. All THC, live shows, and bonus content. Subscribe via Patreon: http://patreon.com/thehighersidechats?fan_landing=true Full Plus archive. Dedicated RSS feed. THC + on Spotify. Payment through Paypal. About Today's Guest: Professor Jiang […] The post Professor Jiang Xueqin | Sabbatai Zevi, Jacob Frank, & The Secret Faith Of Power appeared first on The Higherside Chats.
A new Tesla patent aims to tackle the issue of sun glare affecting FSD at low light angles by giving the system, in my words, sunglasses. Plus: Tesla boosts battery production efforts at Giga Berlin, a deeper look at tire manufacturer's warranties and how they might be able to benefit EV drivers, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!).
David Choe is a world-renowned artist, writer, podcaster and TV host. He tells how as a child, he was made to believe he was destined for greatness but also that he was a complete disgrace, leading him to channel his energy—including deep shame—into art that brought him global recognition. He shares about his addictions that put him on a decades-long cycle of extreme highs and lows and that forced him to eventually acknowledge and heal the childhood trauma he was battling inside. David shows up with raw, authentic presence to show us how we can transmute pain and shame into our best creative work and, more importantly, how complete vulnerability, especially about our hardest experiences, is the ultimate tool for forgiveness and self-acceptance. He also tells us the actual story about early Facebook, Pee-wee Herman and Santa Claus. Note: This conversation includes topics and language that may not be suitable for younger audiences. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman Eight Sleep: https://eightsleep.com/huberman LMNT: https://drinklmnt.com/huberman Function: https://functionhealth.com/huberman Mateina: https://drinkmateina.com/huberman Timestamps 00:00:00 David Choe 00:03:10 Drawing, Black & Colors, Death 00:12:54 Telepathy, South Bay 00:17:52 Sponsors: Eight Sleep & LMNT 00:20:40 Childhood, Podcasts, Mundane Moments & Artist Life 00:28:45 Mother, Beliefs, Religion, Artistic Ability, Childhood 00:33:27 Gambling, Transformation; Immigrant, Disgrace 00:40:10 Street Art, Graffiti, Creativity; Paintings, Payment; Sports 00:52:08 Sponsor: AG1 00:53:30 Santa, Belief; Journal, Vulnerability; Heart Break, Art 01:00:16 Facebook, Graffiti; Theft, Gambling 01:10:57 Adapting, Creativity 01:17:16 Album Cover, Art & Payment 01:23:40 Sponsor: Function 01:25:28 Immigrant & Belonging, Academics, Learning Art, Marvel Comics, Shame 01:35:11 Shame, Gambling Addiction, Stress 01:43:05 Sexual Abuse, Trauma, Shame, Addiction 01:51:52 Early Career, Pornography, Author 02:01:20 Graffiti, Disappointment, Rejection; Early Magazines 02:08:26 Sponsor: Mateina 02:09:27 Pornography, Co-Dependence; Movie Set 02:18:00 Pride & Family, Vice; Pokémon 02:26:44 Podcast, Workaholism, Shame, Reality; Anthony Bourdain, Channing Tatum 02:38:54 Writing, Career Success, Workaholism, Vice, News, Self-Sabotage, Heart Attack 02:52:21 Growth & Pain, Sizzler; David Arquette 02:58:40 Rehab, God, Purpose, Parents & Disappointment, The Choe Show, Pee-Wee Herman 03:05:53 Gratitude, Korean Immigrant, Self-Reflection, Brokenness 03:14:37 Emotion, Saying No, Suicide; Vacation & Workaholism, Art 03:25:23 Legacy; Vacation, Work; Authenticity 03:31:15 Surviving & Thriving, Suicide, Addiction, Play the Tape Out, Fun, Feeling Enough 03:44:43 Hope & Faith, Electronics, Santa Claus 03:51:23 Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices