Trade of value from one party to another for goods, services, or legal reasons
POPULARITY
Categories
Do you feel like the lash and beauty industry is ready for fresh voices? Maybe that fresh voice is yours! In this episode, I share why I believe the lash world is craving fresh perspectives and real, hands-on experience from artists who've built their businesses from the ground up. There's room for growth, and it starts with more of us speaking up.I also open up about what it's like to grow as a solo artist, the mindset blocks that keep talented professionals quiet, and how podcasting became a powerful way for me to expand my reach and impact. If you feel called to more than working behind the chair, this conversation will challenge you to think bigger.In this episode, you'll hear:Why does the industry feel repetitive right now?What fresh leadership in the lash space could look likeThe unique perspective solo artists bringThe fear that keeps many professionals from using their voiceHow podcasting builds long-term authority and trustStart and launch your podcast with Mic'd Up - my new 8 week program!You're sitting on stories, experience, and leadership the industry needs. The conversations you have behind the chair, the lessons you've learned the hard way, the perspective you've gained from working hands-on with clients...it all matters.And deep down, you know you're meant for more. You're meant to teach, to influence, to shape the future of the beauty industry. The only thing missing is the platform and the confidence to share it. That's where podcasting comes in!Mic'd Up is an 8-week small group coaching experience for beauty professionals who feel called to lead, educate, and expand beyond the service chair...and are ready to launch a podcast that builds authority, trust, and long-term impact❤️
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Tyler Wonderlic from Steer and AutoOps. Tyler explains the value of a CRM for shop owners, emphasizing its role in centralizing customer communication and improving retention. David shares his frustrations with customer miscommunication and online reviews, sparking a conversation about managing reputation and crafting thoughtful responses. Lucas and Tyler also discuss the importance of segmenting customer experiences to meet diverse expectations.00:00 "Realizing Athletes Are Kids"09:11 "Save $1,300 or Time?"12:24 Steroid Loopholes Exploited by Chemists20:41 "Bad Reviews, Full Parking Lots"24:36 Learning from Criticism Strategically26:42 "CRM Value and Subscriptions"35:58 "Customizing CRM for Business Goals"41:09 "Challenges with Accurate Data Analysis"43:04 "Customer Service Expectations Rant"51:51 "David's Family and Loss"57:35 "Balancing Service and Spending"59:34 "iPhone Over Safety Concerns"
Why L.A County's lead homelessness agency is behind on payments to homeless service providers. The Democratic lawmakers planning to boycott President Trump's State of the Union address. And how you can share photos of your rebuilding journey after last year's fires. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com
In this episode of the Food Freedom Podcast, Mary breaks down the REAL difference between excuses and choices and why this matters so much in food addiction recovery. Most people think they have a “motivation problem,” but in reality, they have an honesty problem. Excuses sound reasonable, but they keep you stuck in the same cycles. When you start calling your choices what they are, choices, you take your power back.Mary also teaches a simple but powerful habit strategy called “Good, Better, Best.” This framework helps you stop thinking in perfectionism and all-or-nothing thinking. You'll learn how to get more consistent with the habits that actually drive results in food sobriety: morning sunlight, walking, lifting weights, prioritizing sleep, and eating real food.If you want progress with food freedom, emotional eating, binge eating, weight loss, or breaking sugar addiction then THIS episode shows you how. Because lasting change comes from daily choices and consistent habits, not extreme diets or temporary motivation.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideoOnline Course: https://www.foodfreedomwithmary.com/foodfreedomcourse
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
The Government has launched a public consultation on a new permanent disability support payment, aimed at addressing the extra, everyday costs faced by disabled people. It follows years of debate — from the 2021 Indecon report which estimated additional annual disability-related costs of up to €12,000, to the scrapping of the controversial Green Paper reforms in 2024 after widespread backlash. Social Protection Minister Dara Calleary says this consultation will ensure disabled people's voices are central to shaping the new payment, with submissions open until April 7th. But against a backdrop of rising living costs and fresh protests over recent payment cuts — with some households said to be €1,400 worse off — questions remain about what meaningful support will actually look like. Alan Morrissey was speaking about this with Michael Meere of Clare Leader Forum on Monday's Morning Focus. Photo (c) thodonal from Getty Images via Canva.com
Tesla unveils a new $60,000 trim of the Cybertruck, and while it does make some sacrifices, it's pretty darn appealing. I'll tell you all about it on this episode. Plus: one option on the outgoing Model S and X has already been retired, Ford talks up their Tesla-like next-gen EV platform, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com and use the promo code RTLPOD+ for 10% off your next purchase. And make your garage door foolproof with the Infinity Shield – get yours at infinity-shield.com and use the promo code RTL at checkout for a $35 discount.
Henry Zhang, Founder & CEO of DigiFT, sat down with me for an interview at the Halborn Access 2026 Summit at the NYSE. We discussed how DigiFT is helping global institutions go on-chain by tokenizing assets. Recorded January 23rd.Brought to you by ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/
Jelena Djuric, Co-Founder & CEO at Noble, sat down with me for an interview at the Halborn Access 2026 Summit at the NYSE. We discussed how Noble's infrastructure is helping companies to get access to stablecoin liquidity around the world. Recorded January 23rd.Brought to you by
Get the full 15 year ad-free archive, including all 2 hour extended interviews with THC+: Subscribe via the THC website: http://thehighersidechats.com/plus-membership Full Plus archive. Dedicated RSS feed. All THC, live shows, and bonus content. Subscribe via Patreon: http://patreon.com/thehighersidechats?fan_landing=true Full Plus archive. Dedicated RSS feed. THC + on Spotify. Payment through Paypal. About Today's Guest: Peter Cowan […] The post Peter Cowan | The 49ers Substation Story, EMF, & Light Health appeared first on The Higherside Chats.
Michael Truell, CEO of Cursor, sits down with Patrick Collison, CEO of Stripe and an investor in Anysphere, to talk about Collison's history with Smalltalk and Lisp, the MongoDB and Ruby decisions Stripe still lives with 15 years later, why he'd spend even more time on API design if he could do it over, and whether AI is actually showing up in economic productivity data. This episode originally aired on Cursor's podcast. Resources: Follow Patrick Collison on X: https://twitter.com/patrickc Follow Michael Truell on X: https://twitter.com/mntruell Follow Cursor: https://www.youtube.com/@cursor_ai Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Ken Miller to preview the Northeast Trade Show and discuss the growing intersection between the collision and mechanical segments of the automotive industry. Ken highlights the expanded focus on mechanical education at this year's show, emphasizing the importance of ADAS calibrations and the need for proper training and documentation. The discussion also covers the challenges created by industry consolidation, different approaches to compensation and workflow, and the shared responsibility for safety and professionalism in both mechanical and collision repair.00:00 "Discovering the Northeast Show"05:13 Real-World Expertise in Training08:42 "Lessons from Collision Experience"10:42 Aviation Error and Accountability16:30 "Calibration Challenges in Repair Shops"19:30 "Collision Shop Negligence and Exploitation"23:22 Documentation: Key to Authentic Calibration26:26 Dangerous Counterfeit Airbags Warning28:58 TPMS Sensors and Dealer Liability34:01 Collision Industry Consolidation Insights34:58 "Understanding Business Value and Protection"41:09 ADAS Reducing Accidents and Claims43:52 "Value of Networking at Events"45:19 Bridging Gaps in Automotive Teams50:45 "Collaborating to Share Industry Knowledge"52:18 "Empowering Industry Through Education"
Interchange fees are one of the largest — and most misunderstood — costs in merchant services. But new changes from Visa are reshaping how optimization works and creating new opportunities for payment professionals. In this episode of the Merchant Sales Podcast, James Shepherd speaks with Jeremy Layton, CEO of Verisave, about interchange optimization, Visa's new Commercial Enhanced Data Program (CEDP), and how merchants can reduce processing costs without switching providers. They explain how interchange works, why many merchants overpay, and how real transaction data is becoming critical under Visa's new rules. The episode also explores how ISOs and agents can partner on cost reduction programs, unlock new revenue opportunities, and help larger merchants who aren't looking to switch processors. Plus, Patti Murphy's Today in Payments segment covers major industry developments including Europe's move toward a new payment network, rapid growth from Toast and Zelle, and emerging payment innovations. If you're a merchant sales agent or ISO owner looking for new ways to deliver value — and generate revenue — this episode is a must-listen.
Weight loss tools are everywhere right now, and the promises sound almost too good to be true, but what actually leads to lasting change and what just masks the symptoms?In this episode, Mary breaks down the difference between temporary results and true food freedom, the hidden factors that influence metabolism and weight regain, and why appetite control alone doesn't equal recovery. If you've struggled with losing and regaining the same weight, or you're curious about modern weight loss trends and their long-term impact, this episode will challenge what you think you know and help you make more informed choices about your health and recovery.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.
Janet Needham, R.Ph., talks with Casey Ward about how Bitcoin can be used as a decentralized payment system. Health Solutions Instagram | https://www.instagram.com/health_solutions_shawn_needham/ TikTok | https://www.tiktok.xcom/@healthsolutionspodcast Facebook | https://www.facebook.com/HealthSolutionsPodcast Moses Lake Professional Pharmacy Website | http://mlrx.com.com/ Facebook | https://www.facebook.com/MosesLakeProfessionalPharmacy/ Shawn Needham X| https://x.com/ShawnNeedham2 Shawn's Book | http://mybook.to/Sickened_The_Book Additional Links https://linktr.ee/mlrx
A Southern state has voted against transparency for college athletics compensation. Correspondent Gethin Coolbaugh reports.
On today's Consumer Finance Monitor podcast, we are releasing an episode about a timely and wide-ranging discussion on one of the most significant and fastest-evolving developments in commercial finance: the rapid "consumerization" of small business lending law. In this episode, host Alan Kaplinsky welcomes Louis Caditz-Peck, Executive Director of the Responsible Business Lending Coalition (RBLC), for an in-depth conversation about the proliferation of state small business lending protection statutes, the policy debates driving them, and what they mean for lenders, fintechs, banks, and small business borrowers. From Self-Regulation to State Law: How We Got Here For decades, commercial lending operated under a fundamentally different regulatory framework than consumer credit. The prevailing assumption was that business borrowers were sophisticated, negotiated their transactions, and did not need standardized disclosures or suitability-type protections. That assumption has eroded. As Louis explains, since the financial crisis, and particularly with the growth of online and fintech lending, small business financing has changed dramatically. Community banks have pulled back. Non-bank online platforms have expanded. New products, including merchant cash advances and other revenue-based financing arrangements, have proliferated. At the same time, concerns have grown about: Opaque pricing structures Misleading "interest rate" representations Broker incentives that steer borrowers into higher-cost products Repeated refinancing of unaffordable obligations These concerns led to the development of the Small Business Borrower's Bill of Rights, a set of industry standards first launched in 2015 at the Aspen Institute by a coalition of lenders, small business groups, and nonprofit advocates. What began as a voluntary, self-regulatory effort quickly became a blueprint for legislation. California's SB 1235 in 2018 marked the first major small business truth-in-lending law. Since then, according to Louis, 19 small business financial protection laws have been enacted across multiple states, with California and New York leading the way. The "Consumerization" of Small Business Lending A central theme of the episode is whether we are witnessing the "consumerization" of small business lending. Many of the new state laws borrow heavily from consumer credit concepts, including: APR-style cost disclosures Total cost of financing disclosures Payment schedule requirements Prepayment and fee transparency Restrictions on certain contractual provisions Some states have layered on licensing or registration requirements for small business finance providers. Others incorporate or supplement state UDAP (unfair and deceptive acts and practices) standards, which may apply to certain business-to-business transactions as well as consumer transactions. The policy rationale is straightforward: many "Main Street" businesses are effectively sole proprietorships or closely-held operations without in-house finance or legal teams. Legislators increasingly view these borrowers as closer to consumers than to large corporations with treasury departments and inside or outside counsel. As Alan and Louis discuss, the regulatory shift raises serious operational and compliance challenges, particularly given the state-by-state patchwork of requirements. The Compliance Conundrum: Patchwork and Harmonization A recurring concern is whether the proliferation of state laws imposes disproportionate burdens on smaller lenders and startups, especially compared to large institutions with robust legal and compliance infrastructures. Louis emphasizes that RBLC has actively worked to promote interstate harmonization, particularly between California and New York. For example: Advocating for standardized disclosure forms that can be used in multiple states Aligning definitions and disclosure triggers Encouraging estimated APR calculations for revenue-based financing However, not all states have followed a harmonized approach. Some laws, particularly those focused narrowly on merchant cash advances, have created divergent requirements, complicating multi-state compliance. As Alan notes, the trend presents both risk and opportunity for lenders and their counsel. The regulatory environment is no longer static. Companies offering small business financing must assume that: Cost disclosures will likely be required in more states Registration or licensing may apply Enforcement risk—particularly under state UDAP statutes—will increase Section 1071 and Federal Uncertainty The episode also explores the role of the CFPB under Section 1071 of the Dodd-Frank Act, which requires data collection on small business lending to: 1. Identify potential discrimination, and 2. Assess whether certain markets are underserved. The CFPB finalized its 1071 rule in 2023 under then Director Rohit Chopra. Multiple legal challenges followed. Under the current administration, a notice of proposed rulemaking has sought to scale back and slow implementation. At the same time, the Federal Trade Commission has signaled an interest in using its enforcement authority to address unfair or deceptive acts or practices affecting small businesses—underscoring an intriguing tension within federal regulatory policy. As Louis observes, the debate is not simply about reducing or expanding government. It is about how government authority will be used and whether transparency and enforcement will be advanced through rulemaking, litigation, or state initiatives. Merchant Cash Advances and Revenue-Based Financing A particularly nuanced part of the discussion focuses on merchant cash advances (MCAs) and other sales-based financing products. These arrangements typically involve: An advance of funds in exchange for a fixed repayment amount Payments tied to a percentage of daily or periodic sales Variable duration depending on business performance RBLC's position, as Louis explains, is product neutral. The coalition does not advocate banning product categories or imposing rate caps. Instead, it focuses on responsible practices, including transparent pricing and assessment of ability to repay. Importantly, none of the major state lending protection laws impose interest rate caps. The emphasis is on disclosure and market transparency rather than price regulation. Who Is Covered—and Who Is Not? Most state small business truth-in-lending statutes apply to financing of $500,000 or less (with some variation, such as New York's $2.5 million threshold following gubernatorial revision). Coverage often includes: Closed-end loans Open-end lines of credit Sales-based financing/MCAs Factoring (in some states) Banks are generally exempt from these statutes, though non-bank "providers" presenting the offer of credit may still have disclosure obligations even in bank partnership models. As Alan highlights, this raises interesting competitive and policy questions about level playing fields across banks and non-banks. Looking Ahead to 2026 Both speakers agree: this trend is not going away. With significant percentages of small business owners reporting difficulty accessing affordable capital—and a substantial minority reporting harm from predatory practices—state legislators remain motivated to act. The key policy question is not whether regulation will expand, but how. Well-designed transparency frameworks can: Promote price competition Reward responsible innovation Improve borrower decision-making Poorly harmonized or overly rigid frameworks, however, risk increasing compliance costs and reducing credit availability. As Alan notes in his closing remarks, small business finance regulation is becoming a core area of growth for law firms and compliance professionals historically focused on consumer financial services. The line between consumer and commercial finance continues to blur. Alan noted that the Consumer Financial Services Group which he founded and chaired for 25 years has counseled and represented small business lenders for decades. For lenders, fintechs, banks, and their advisors, understanding these developments is no longer optional—it is essential. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.
I'm recording live from Hong Kong during Consensus week with Glenn and Nikola from the TON Foundation.In this episode, we break down how TON is building payment infrastructure for Telegram's 1+ billion monthly active users. We talk about TON Pay. A crypto commerce solution built for developers and merchants.We explore stablecoins. Real-world adoption. Developer experience. Regulation. And what it takes to compete with payment giants like Visa and Stripe.This is not about hype. It's about building usable infrastructure. With better UX. Fewer clicks. And real utility.If you care about crypto payments, stablecoins, or mass adoption, this one is for you.Key Timestamps00:01:20 – Nikola's journey from Visa into Web3 00:02:13 – Glenn's path from cybersecurity to digital assets00:03:42 – What TON Pay is and who it's built for 00:04:12 – The vision: infrastructure for Telegram's billion users 00:04:57 – Lessons from Alipay and WeChat 00:06:09 – Go-to-market strategy and merchant adoption00:07:48 – Competing with Stripe through better APIs00:09:37 – Why Apple Pay–level UX is the North Star00:11:07 – Why regulation and off-ramps matter 00:12:30 – Gasless transactions and technical roadmap00:14:03 – Telegram mini apps as a distribution channel00:15:13 – Stablecoins as real product-market fit 00:16:09 – Partnership opportunities and what TON is looking forConnect with TON Payhttps://ton.org/en/ton-pay-a-new-payments-layer https://x.com/ton_blockchainDisclaimerNothing mentioned in this podcast is investment advice and please do your own research.It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/
In this Company episode of The Synopsis we talk about Shift4, drawing from our 85-page research report to cover everything from their early history, to an overview of the payment landscape, and their unique customer acquisition model, as well as competitive moats. **Learn more about our 85-page Shift4 Research Report here** For full access to all of our in-depth research reports, become a Speedwell Member here. If you need help getting Speedwell Research to become an approved research vendor, so you can expense your subscription, please email info@speedwellresearch.com *~*~*~* -*-*-*-*-*-*-*-*-*-*- Show Notes (0:00) — Intro (6:04) — Why Shift4? (11:36) — Payment Processing Example (18:34) — Shift4 History (45:40) — Revenue Breakdown (57:10) — Gateway Economics (1:00:00) — Business Overview (1:02:00) — Competition (1:10:00) — Value Proposition (1:15:56) — Capital Allocation & ROIC (1:27:00) — Valuation (1:32:16) — Risks (1:38:00) — Upside (1:40:50) — Shift4 CEO Interview Announcement -*-*-*-*-*-*-*-*-*-*- Become a Speedwell Member here to gain access to *all* of our in-depth research reports and more! Sign up for Speedwell's free newsletter and weekly memos here *-*-*- Follow Us: Twitter: @Speedwell_LLC Threads: @speedwell_research Email us at info@speedwellresearch.com for any questions, comments, or feedback. -*-*-*-*-*-*-*-*-*-*- Disclaimer Nothing in this podcast is investment advice nor should be construed as such. Contributors to the podcast may own securities discussed. Furthermore, accounts contributors advise on may also have positions in companies discussed. At the time of recording no contributors had a position in FOUR. This may change without notice. Please see our full disclaimers here: https://speedwellresearch.com/disclaimer/
If you're constantly chasing fast weight loss and quick fixes, this episode is for you. In this honest conversation, I break down how obsessing over rapid results can sabotage food addiction recovery and keep you stuck in the binge-restrict cycle. It's time to shift from urgency and impatience to steady, lasting food freedom.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.
This week in the Breakroom, Debbie Curtis and special guest Heather Foster, VP of Marketplace Policy at the Association for Community Affiliated Plans, join Maddie News to break down the proposed 2027 Notice of Benefit and Payment Parameters and discuss on the ground implications of the proposals.
Payments leaders are feeling the squeeze of shrinking margins, price-driven churn, and rising expectations from merchants who want funding that feels as seamless as a card transaction. We sat down with Aarati Soman, Head of Product at Parafin, and Jaron Ruckman, Product Manager at NMI, to map the new playbook: embedded lending that meets merchants where they already work, backed by real-time data, AI-driven underwriting, and modular infrastructure that launches fast and scales cleanly.We unpack how moving capital inside your existing workflows changes the relationship with your merchants. Instead of sending them to third-party portals or closed ecosystems, you present pre-underwritten offers based on sales data, bank transactions, and relevant third-party signals. Machine learning models spot revenue patterns, seasonality, refunds, disputes, and expense profiles; LLMs structure unstructured data to speed decisions. The impact is tangible: faster approvals, fairer pricing, higher eligibility for SMBs that banks often overlook, and the kind of stickiness that turns payment processing from a commodity into a growth engine.Aarati outlines how Parafin carries the heavy lifts - capital, risk, servicing, and compliance so partners can focus on distribution and experience. Jaron shares how NMI's API-first approach and embeddable components get partners live with offers before any deep development, with the option to integrate more tightly over time. We explore strategic positioning against Stripe and Square, why contextual placement at the point of pain drives adoption, and where product innovation is headed: fit-for-purpose capital for inventory spikes, equipment, payroll, and beyond. We close with practical advice on choosing partners - breadth of products, ease of integration, transparency, and program durability so you avoid costly rip-and-replace cycles and deliver fast funding your merchants trust.
TALK TO ME, TEXT ITHeadlines are loud; the real story is what they reveal about us. We kick off with a jolt of accountability news from across the pond and ask why American power so often talks big and moves slow. That frustration links straight into a charged airport tale: a traveler leaves a two‑year‑old goldendoodle at a Las Vegas ticket counter after being told service dog documentation is required. Police track her down, tempers flare, and charges follow. The twist brings relief—the pup, renamed Jet Blue, finds rescue and a new home—but the questions linger about public space, policy, and the ethics we carry to the gate.From there, the tone pivots to an oddly heartwarming snafu: Snoop Dogg's credit card declines at an Italian restaurant. No drama, no ego. The owners comp the meal; Snoop responds with five tickets to the 2026 Winter Olympic snowboard halfpipe final. It's a small masterpiece in how to recover from an embarrassing moment with style, and a reminder that hospitality and reputation are built in how we repay kindness. Payment systems glitch, famous or not; character shows in the follow‑through.We close on a softer, deeper note: the New York accent slipping from everyday speech. Media keeps it iconic, but mobility, social pressure, and workplace norms nudge people toward smoother, more “neutral” voices. We unpack why accents fade, what they carry—memory, identity, neighborhood rhythm—and how to keep that music alive without gatekeeping. If justice is about what we enforce and grace is how we make things right, then culture is the sound we refuse to lose.Listen for sharp takes on accountability, a clear‑eyed look at service animal rules, a feel‑good celebrity redemption, and a thoughtful walk through language, place, and belonging. If this resonated, follow the show, share it with a friend, and drop a review telling us which accent you love to hear and why.Buzzsprout - Let's get your podcast launched!Start for FREE Thanks for listening! Liberty Line each week on Sunday, look for topics on my X file @americanistblog and submit your 1-3 audio opinions to anamericanistblog@gmail.com and you'll be featured on the podcast. Buzzsprout - Let's get your podcast launched!Start for FREESupport the showTip Jar for coffee $ - Thanks Music by Alehandro Vodnik from Pixabay Blog - AnAmericanist.comX - @americanistblog
Shopify Payments ≠ Shopify. If Shopify Payments isn't right for your business, you don't have to rebuild your store. You can keep your Shopify storefront and connect your own 3rd party payment gateway to take payments your way.In this video, Maria busts the myths: Shopify Payments isn't the only option, and it's not built for every business. Whether you're selling subscriptions, running a creator business, dropshipping, or just want more flexibility, she shows how to add a 3rd party payment gateway to your Shopify store—so you can stay in control, avoid limits, and keep scaling.From understanding why Shopify alternatives matter, to actionable steps for setting up your own gateway within Shopify, this video gives you everything you need to continue selling smoothly, protect your revenue, and keep your online store thriving.____________________________________________
Winning Consumers Starts with IssuersFor Brice van de Walle, EVP Core Payments Europe at Mastercard, consumer value starts with strong partnerships.As a B2C business, Mastercard's priority is making sure banks and issuers fully understand the benefits behind every Mastercard, so they can clearly communicate that value to cardholders.By closely supporting partners with the right tools, materials, and insights, Mastercard ensures its value proposition reaches consumers in a way that truly resonates. Listen to the full podcast now- https://premade.outgrow.us/interview-with-Brice-van-de-Walle?utm_campaign=podcast&utm_medium=organic_social&utm_source=linkedin#Outgrow #Podcast #Mastercard #Payments #CustomerValue #B2C #BankingPartners
Clare disability campaigners are set to join a national protest next week following severe payment cuts. According to the Disability Federation of Ireland, many disability households in Clare are up to €1,400 worse off than they were last year, following cuts to "one-off" supports in Budget 2026. The national protest, taking place on Saturday February 28th, demands an Emergency Winter Payment for people with disabilities, despite the government's previous refusal of the €400 payment earlier this month. Ennistymon-based disability rights activist Ann Marie Flanagan says people are being forced to looks elsewhere.
Wyatt sits down with Raj Parekh, Head of Stablecoins and Payments at Monad. In this episode: Will enterprises build out their own stablecoin solutions? Will card payments continue to grow, or be challenged by other forms of payments? What is the role of governments in driving whether stablecoin adoption will continue, accelerate, or decelerate? How does Monad work with leading financial organizations? Where do you see opportunity for novel tech solutions around stablecoins? Will there be many stablecoins or a smaller number of stablecoins at scale? Will companies run their own corporate chains? How should companies look at embedding stablecoins in their workflows from scratch?
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Nelson Tavarez, owner of Austin's Auto Service. Nelson shares his inspiring journey from working in telecommunications to becoming a successful shop owner, emphasizing the importance of discipline, saving, and seizing opportunities. The conversation delves into the impact of technology like Shop-Ware on shop efficiency and customer experience, as well as strategies for building wealth and financial security for both owners and technicians.00:00 "Growth, Discipline, and Adapting"04:53 "Taking a Gamble on Change"07:20 "Trading Success Leads to Ownership"13:16 Seamlessly Adopting Shopware Technology16:19 Targeted Growth for Specialty Auto Shop18:30 "Shopware's Future is Revolutionary"22:23 "Personalized Service, Small-Shop Feel"26:45 Trust, Change, and Lost Security29:35 Generational Wealth Over Instant Gains34:12 Maximizing Savings for Children35:37 "From Rent to Ownership"40:32 "Delayed Gratification and Society"41:59 "Rethinking the Grind Mentality"44:26 Sell What People Want49:53 "Resilience and Team Effort"51:33 Employee Prioritizes Family Over Career
Why do you keep starting over with food… only to end up in the same place? In this episode, we explore the hidden pressure cycle behind binge eating and diet mentality and why another reset isn't the breakthrough you think it is.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com
Can a Camp Withhold Payment from a Worker If His Father Owes Them Money?Rav Baruch FriedQuestion: A bochur spent a summer working in a camp. At the end of the summer, he goes over to the director and asks for his pay. The director informs the boy that his father still owes the camp money, so he is withholding his paycheck to cover the balance, and he should feel free to ask his father to pay him directly. Can the camp do that?Answer: First of all, it is definitely not a good way to be mechanech.The camp's justification may be based on Shibudah d'Rebbi Nosson. The director could be saying we owe you money and your father owes us money, so you can get your payment from him. That is clearly wrong. Shibudah d'Rebbi Nosson means that if someone owes you money and that person doesn't have money to pay, the creditor can go to a person who owes the debtor money to collect from him instead. It does not mean that a debtor who does have money to pay can tell his creditor that he isn't going to pay him because someone else owes him money and he should go collect from that person instead. If the camp's argument is that the son's wages actually belong to his father, that might be a better claim. There is a big machlokes amongst the Rishonim regarding whether a father has the right to the wages of his adult child who are being supported by him. The Rema rules that he does. Accordingly, the camp may claim that since the son's wages really belong to his father, and his father owes the camp money, they are keeping those wages as payment for the money they are owed. The counterclaim to that would be that the father's right to the son's wages is not a din d'ohraysa. Rather, it is a takanas chochomim that was put in place to prevent eivah, i.e. if the father is supporting his son, and the son is making money and keeping it for himself, this could lead to enmity from the father towards the son. Therefore, the chochomim decreed that the son's earnings can be claimed by the father. Since this is a takanas chochomim for the father's benefit, so long as he is not interested in taking possession of the son's wages, they rightfully belong to the son. Thus, it would seem that the boy would have the right to take the camp to a din Torah to demand his paycheck. Questions? Comments? We love feedback! Email us at info@baishavaad.org
Today on CarEdge Live, Ray and Zach discuss the latest car payment data. Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Todd Klapprodt joins the podcast to provide a practical primer on stablecoins, tokenized deposits, and other digital assets—what they are, why commercial banking is paying attention, and how financial institutions can explore use cases safely. Related Link [LinkedIn] Todd Klapprodt https://www.linkedin.com/in/tklapprodt/
In this episode Mary revisits the topic of numbers obsession and what it means for your recovery.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideNEW Free Food Sobriety Mini Course - https://www.foodfreedomwithmary.com/minicoursefoodsobrietyFacebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkDo you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformJoin my Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Instagram: www.instagram.com/ketomary71 Facebook: www.Facebook.com/ketomary71 YouTube: https://youtube.com/@ketomary7114Website: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com Want to learn more about me and my coaching programs? Watch my program video: www.foodfreedomwithmary.com/programvideo
Fraud hasn't disappeared - it got smarter. Organized rings now aim upstream at SaaS platforms and ISVs that embed payments, where a single gap in onboarding, transaction logic, or refund flows can be scaled into thousands of attacks overnight. We sit down with Brian Rust, SVP and Deputy Chief Information Security Officer at Worldpay, to map the real fraud journey (entry, action, exit) and the concrete moves product and security leaders can make right now to protect merchants and brand trust.We start with the why: platforms offer leverage. Brian explains how bots and AI generate convincing synthetic businesses that pass weak KYC, and what early signals still break the spell - impossible form completion times, IP and address mismatches, and brand-new domains claiming long histories. From there, we dive into the middle of the kill chain: card testing. You'll hear how velocity spikes, elevated decline rates, and geo anomalies betray large-scale testing and how adaptive limits for new merchants can contain losses and prevent network penalties. Then we confront refund abuse, where attackers exploit trust by refunding to different instruments or flooding high-value returns. The fix isn't blanket friction - it's precision: refund-to-original-card only, refund velocity caps, and targeted reviews that slow bad actors while keeping good customers moving.Brian lays out the layers that matter now: device fingerprinting, behavioral analytics, and transaction monitoring that can halt suspect money movement before funds leave your orbit. He also makes the case for a fraud-cyber fusion model, aligning teams and intelligence using frameworks like MITRE ATT&CK to anticipate tactics as cyber and financial motives blend. Finally, we close with three actions you can ship this quarter: audit onboarding with bot controls and threat modeling, enforce velocity controls that adapt as trust grows, and tap your processor's data and filters (AVS, CVV) to harden defaults.If you lead product, risk, or engineering for a payments-enabled platform, this conversation gives you a practical blueprint to raise attacker costs, protect your merchants, and guard your reputation.
Ripple-powered payments are moving real U.S. dollars today, as a crypto brokerage activates live infrastructure that cuts bank transfer friction and puts XRP utility into daily financial operations, signaling tangible momentum beyond speculation.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaulGuest: Jake Boyle - Chief Commercial Officer - Caleb & BrownCaleb & Brown website ➜ https://bit.ly/CalebBrownXRP00:00 intro00:08 Sponsor: iTrust Capital00:45 Caleb & Brown using Ripple Payments04:14 Retail buying the dip?05:48 What altcoins are clients buying?06:58 CLARITY Act importance08:30 Waiting on CLARITY to unload?09:15 Tokenized Stocks vs Altcoins11:27 Aave benefits most?13:25 Robinhood Robinhood Agents coming16:15 CLARITY Act odds18:00 outro#crypto #Bitcoin #XRP~Institutions Using Ripple To Buy The Dip
Are you posting and posting online and still not booking enough new clients? In this episode, I share the key to booking NEW clients in your area — and spoiler, it's not about going viral or chasing huge follower counts. I walk you through the biggest shift that helped me grow my own books faster and why focusing on the right people matters more than impressing the internet.I also break down the simple strategies that have helped me build momentum from scratch and that work for my social media management clients, too. Think practical, doable actions you can start using this week to get seen locally, build real trust online, and turn curious followers into paying clients without overcomplicating your marketing.What you'll hear in this episode:Why don't viral posts automatically turn into real bookings?What does “local visibility” actually mean for service providers?How do you move people from cold audience to ready-to-book clients?Simple actions can you take daily to grow a local followingPlatforms and strategies are working right now to attract new clientsWant to learn the strategies we talked about in today's episode in-depth? My online course, Audience Growth Accelerator, teaches you step-by-step how to build your local following on social media, so you can get booked and get paid! Learn step-by-step outbound engagement strategies, how to leverage local Facebook groups the right way, and even a little about audience growth on TIkTok and Threads. This course is on sale for only $99! (Normally $222)
This week Sam & Natalie are joined by Leeds United royalty as our guest is none other than club legend Eddie Gray!Eddie Gray sits down alongside Sam Allardyce and Natalie Pike to discuss all things football from his family legacy at Leeds United with both Archie & Harry Gray being the two latest to come through the ranks to what he makes of Celtic's season and the title race in Scotland.They start the pod by briefly discussing the new generation of footballers to come from the Gray family and why the key advice has always been to play football at a young age.The trio then discuss in detail Leeds vs Birmingham in the FA Cup, Why this could be a great opportunity for Leeds to win a major honour & are the fans still 100% behind manager Daniel Farke?Eddie & Sam then chat about the in form Dominic Calvert-Lewin and why he has a serious chance of making England's World Cup squad and why both Ethan Ampadu & Lukas Nmecha have been an incredible signings for Leeds.Eddie Sam & Natalie then discuss the current Premier League relegation battle, which 3 teams they expect wont survive the drop and would Tottenham be the best ever team to be relegated?Eddie then talks about how Archie Gray is a future Tottenham captain, what his best position on the pitch is and could he be called up for Scotland in the future?Finally we end the pod with Eddie discussing his love for Celtic, why Martin O'Neil could leave Celtic at the end of the season & Why Leeds has the BEST Atmosphere!
Episode 146: Are workers' compensation settlements taxable? Think the IRS will take a big chunk of your workers' comp settlement? Most injured workers are wrong, and you need to know the truth. Workers' compensation is designed as a benefits system, not a paycheck. That changes everything when it comes to taxes. But there are important exceptions and financial pitfalls many people don't realize, like back wages, child support liens, Social Security offsets, and how settlements should be structured to protect your money. In this episode, host Carmen Ramirez and attorney Bilal Kassem break down: Which payments are taxable, temporary vs. permanent disability Medical treatment & future medical settlements Back wages, penalties, and financial traps you need to avoid ️ How to make smart decisions to protect your settlement Why This Matters: Knowing what's taxable, and what isn't, helps you keep your money, avoid IRS problems, and make the most of your workers' comp benefits. Don't settle your case until you watch this, it could save you thousands. Chapters: 0:00 – Intro: Are Workers' Comp Settlements Taxable? 0:45 – Temporary Disability Payments Explained 2:15 – Permanent Disability & Injury Compensation 3:30 – Medical Treatment & Future Medical Payments 4:30 – Back Wages and Tax Implications 5:45 – Penalties, Sanctions & Non-Taxable Benefits 6:30 – Reporting Settlements: What You Need to Know 7:15 – Other Financial Considerations (Child Support, Social Security) 8:30 – How Settlements Can Be Structured to Protect You 9:15 – Key Takeaways & Final Advice
Contractors supporting DHS are navigating a mix of shifting reviews, uneven funding streams, and slow reimbursements for work already completed. Those delays are now rippling through companies that don't get upfront payments and rely on predictable cash flow to keep projects moving. We break down what's driving the bottlenecks and who's feeling it most with Stephanie Kostro, Executive Vice President for Policy at the Professional Services Council.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The second in our 'Beyond the Stage' series, where we speak to the individuals behind some of the biggest events and conferences in the world, whether that's in retail, payments, technology or fintech. Graham Barrett is joined by Filip Rasovsky, Head of Event Production at MPE, Merchant Payments Ecosystem, taking place in Berlin from March 17-19. MPE is one of the leading events of its kind when it comes to payment acceptance and is now the home of the global merchants payment community. The show attracts over 500 global merchants and brands from every major vertical. As a media partner to MPE, we have secured a 10% discount code for our followers. When registering for the event, be sure to use the code: c-suite10 to secure your 10% discount, which is valid until March 17 2026
Many SaaS businesses lose 5%–9% of revenue to failed payments yet they classify it as product churn instead of a billing system problem. In conversations with guest founders like Roman...
Human-Centric Merchant Services: Optimizing Payment Systems with Jimmy EstradaIn this episode ofThe Thoughtful Entrepreneur Podcast, host Josh Elledge sits down with Jimmy Estrada, the Founder and Owner ofJELA Payments Systems, to demystify the complex world of merchant services. Jimmy shares how his firm bridges the gap between massive, faceless payment processors and the independent business owners who often find themselves stranded when technical glitches or funding holds arise. This conversation offers a strategic look at how a high-touch, consultative approach to payment systems can help B2B firms and retailers reclaim their profit margins, mitigate risk, and ensure that their financial "plumbing" remains reliable and transparent in an increasingly automated marketplace.The Power of Personal Partnership in Payment ProcessingThe modern payment landscape is dominated by automated "plug-and-play" solutions, yet many business owners discover the limitations of these platforms only when a crisis occurs. Jimmy explains that the primary value of a merchant services partner lies in providing a direct human advocate who understands the specific risk profile of a client's industry. When funds are unexpectedly held or a technical integration fails, having a dedicated account manager often means the difference between a 24-hour resolution and weeks of lost revenue. By moving beyond a "set it and forget it" mentality, businesses can proactively address industry-specific risk factors—such as those found in medical or legal services—before they escalate into costly holds or compliance headaches.Transparency in pricing remains one of the greatest challenges for entrepreneurs, as merchant statements are notoriously difficult to decipher. Jimmy advocates for a "clear-water" approach to fee structures, emphasizing that business owners should have a granular understanding of non-negotiable interchange fees versus provider markups. Whether a business utilizes an interchange-plus model, compliant surcharging, or dual pricing, the key to long-term profitability is consistent monitoring and "junk fee" audits. These regular reviews ensure that businesses aren't paying for redundant services or hidden charges that frequently creep into statements over time, allowing leaders to reinvest those savings back into their core operations.Optimization is not just about chasing the lowest possible rate; it is about ensuring that a payment system is fully integrated with a company's existing software and customer journey. Jimmy discusses how his firm works with various hardware and software vendors to create seamless APIs that simplify the checkout experience for both in-person and card-not-present transactions. For businesses lacking in-house technical expertise, a trusted payment partner acts as an outsourced department that manages the technical burden of PCI compliance and security updates. Ultimately, a true partnership is built on integrity—where the provider prioritizes the client's long-term stability over a quick sale, even if that means advising a client to stay with their current provider if the rates are already fair.About Jimmy EstradaJimmy Estrada is the Founder and Owner of JELA Payments Systems, where he leverages over a decade of experience in the merchant services industry. Known for his "integrity-first" approach, Jimmy specializes in helping high-volume and B2B merchants navigate the technical and financial complexities of credit card processing with a focus on education and personalized support.About JELA Payments SystemsJELA Payments Systems is a merchant services provider that offers customized payment solutions ranging from mobile processing to enterprise-level integrations. The company prioritizes human-to-human interaction, providing dedicated account management...
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Eric Joern for a deep dive into the realities of small business financial management in the auto repair industry. Eric stresses the importance of starting with a plan and leveraging professional guidance, rather than relying on risky trial-and-error approaches. The discussion highlights why using proper shop management systems and separating business finances is critical for long-term success.00:00 "Valuable Business Advice and Insights"10:15 Sales Tax Responsibilities Explained15:34 Simple Budgeting for Profit17:02 "Essential Shop Management Systems"21:40 Shop Parts Tracking Essentials29:56 "Seeking Proactive Tax Guidance"35:04 "Importance of a Knowledgeable Accountant"38:10 "Proactive Tax Planning Conversations"43:34 "Inventory's Tax Impact Explained"49:10 "Smart Tax Strategies Explained"55:24 Focus on Strengths, Delegate Tasks01:02:42 Excited for Business Improvement
Join host Adam Larson as he chats with David Frieder, Head of Corporate Payment Systems at US Bank, about his unique journey from college intern to leading payment innovation. David Frieder shares real stories on how banks build new products, why real-time payments are gaining momentum (and where they're not), and the practical challenges of bringing new tech to traditional finance teams. They cover everything from instant payments and AI-driven fraud prevention to what it takes to build trust and lasting relationships between banks and finance professionals. David also gives a behind-the-scenes look at how he leads his team with a focus on joy and purpose. Packed with actionable insights and candid advice, this episode is a must-listen for anyone curious about the future of payments, technology in banking, and how innovation really happens in finance. ___________________________________________________________BILL is a leading financial operations platform for startups to established brands. Headquartered in San Jose, California, we're a trusted partner of leading US financial institutions, accounting firms, and accounting software providers. We empower business owners, CFOs, controllers, and accountants to save time and take control of their payables, receivables, spend, and expense management. For more information, visit bill.com.
I dig into the Kentucky Auditor's report that found over $133 million in questionable spending by the Beshear administration. The report found issues with:
Most people know the basic tips for stopping overeating, but knowing what to do and actually doing it are very different things. In this episode of the Food Freedom Podcast, we explore why common advice often fails and what really helps people follow through in food addiction recovery. If you've tried to change your eating habits but keep starting over, this episode will give you a fresh perspective on what's missing.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com
It is that time of the week - we share our picks for this edition of “Stop It” where you just have had enough of something!
On this episode, I talk to George about getting interestedin pro wrestling, exchanging programs across the country, and much more!You can purchase the book I wrote on VerneGagne titled: VERNE Inside & Outside the RopesAmazon: https://www.amazon.com/VERNE-Inside-Outside-Brian-Ferguson/dp/B0DL4NTR8F/ref=sr_1_1?crid=3R6YWCBP066K1&dib=eyJ2IjoiMSJ9.o2cyL60dpg9SZyCAT4X_Ww.Dd9KPDnRPmTfkRxrPTRtfZahw-UnJJpaYA84vbBZqbg&dib_tag=se&keywords=verne+inside+%26+outside+the+ropes&qid=1734048574&sprefix=%2Caps%2C117&sr=8-1 Barnes & Noble: https://www.barnesandnoble.com/w/verne-brian-ferguson/1146466907?ean=9798341805583You can follow George Schire on the followingsocial media platforms:Facebook:George Schire's WRESTLING TIME MACHINE: https://www.facebook.com/groups/304074923575221 AMERICAN WRESTLING ASSOCIATION:https://www.facebook.com/groups/352959044854870 You can purchase books written by George Schireat Amazon: Minnesota's Golden Age of Wrestling: From VerneGagne to the Road Warriors: https://www.amazon.com/Minnesotas-Golden-Age-Wrestling-Warriors/dp/0873516206/ref=sr_1_2?crid=2E27089S7DKNO&keywords=George+Schire&qid=1668273607&sprefix=george+schire%2Caps%2C198&sr=8-2 A.W.A. Record Book: The 1960s: https://www.amazon.com/W-Record-Book-1960s/dp/1492225576/ref=sr_1_4?crid=2E27089S7DKNO&keywords=George+Schire&qid=1668273656&sprefix=george+schire%2Caps%2C198&sr=8-4 A.W.A. Record Book: The 1970s Part 1 1970-1974: https://www.amazon.com/W-Record-Book-1970s-1970-1974/dp/1492242292/ref=sr_1_5?crid=2E27089S7DKNO&keywords=George+Schire&qid=1668273656&sprefix=george+schire%2Caps%2C198&sr=8-5 A.W.A. Record Book: The 1970s Part 2 1975-79: https://www.amazon.com/W-Record-Book-1970s-1975-79/dp/150845857X/ref=sr_1_3?crid=2E27089S7DKNO&keywords=George+Schire&qid=1668273656&sprefix=george+schire%2Caps%2C198&sr=8-3 Join the WFIA (Wrestling Fans InternationalAssociation) today! Website: www.thewfia.org Facebook: https://www.facebook.com/groups/wfia1969Instagram: https://www.instagram.com/wfiawrestling/X: https://x.com/The_WFIA1969 You can follow Bumps & Thumps on thefollowing social media platforms:YouTube: https://www.youtube.com/channel/UCnQG8G8GE0eTHmzIzTBnZ8Q Rumble: https://rumble.com/user/BrianfergusonFacebook: https://www.facebook.com/BumpsThumps Instagram: https://www.instagram.com/bumps_n_thumps/ Twitter: https://twitter.com/bumps_thumps If you would like to purchase Joyce's book MyRingside Seat To The AWA, you can order the book by messaging on Facebook or byemail. Payment method is through PayPal. The book is $20 plus $6 shipping inthe United States. If you are ordering outside the United States, pleasecontact Joyce for shipping questions. Facebook: https://www.facebook.com/joyce.paustian.9 Website: https://joycepaustian.com/ Email: joyce.paustian@gmail.com PayPal: joyce.paustian@gmail.com
Rivian's first high-volume, more affordable vehicle – the R2 – is getting closer to release, and the initial reviews are extremely positive. Plus: Ferrari's first-ever full-BEV has a very unique interior designed by longtime Apple designer Jony Ive, Toyota gets a bit more serious about electrification with its just-announced Highlander EV, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com and use the promo code RTLPOD+ for 10% off your next purchase. And make your garage door foolproof with the Infinity Shield – get yours at infinity-shield.com and use the promo code RTL at checkout for a $35 discount.