Podcasts about payments

This week's question comes from Neil on the Real Estate Rookie Facebook Group. Neil is asking: I'm reading a book on financing strategies — if a loan is amortized over thirty years, how is there a balloon payment at fifteen years? What's the difference between the two?Most real estate investors don't run into things like balloon payments until they've started taking loans from private lenders or use seller financing. Balloon payments allow investors the chance to refinance earlier or pay off a loan in its entirety while also giving a seller or lender the cash they want.Considering a balloon loan? Here's what to know:A loan is amortized over a set amount of years and interest is usually paid before principalBalloon payments force the lendee/investor to pay back the unpaid loan amount at a certain year markRefinancing, paying off a property, or selling a property are ways to fund a balloon paymentBalloon payments force investors to think further in the future for better exit strategies And more in the episode…If you want Ashley and Tony to answer a real estate question, you can post in the Real Estate Rookie Facebook Group! Or, call us at the Rookie Request Line (1-888-5-ROOKIE).Links from the ShowReal Estate Rookie Rookie Facebook GroupReal Estate Rookie Youtube ChannelCheck the full show notes here: https://www.biggerpockets.com/rookie134See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation, CNBC reporter Kate Rooney helps walk us through the big changes that have created headwinds for payment giants Visa and Mastercard. We talk about the significance of Visa's bid for Plaid; the rise of new rival payment networks; and which crypto names could also end up significantly disrupting this space.

In this conversation, we chat with Elizabeth Rossiello – the CEO and founder of AZA, an established provider of currency trading solutions which accelerate global access to frontier markets through an innovative infrastructure. Elizabeth founded the company in 2013 in Nairobi, Kenya and has expanded it to 10+ markets across Africa and Europe. Before founding AZA, Elizabeth was a rating analyst for microfinance institutions across sub-Saharan Africa, consulting for Grameen Foundation, Gates Foundation and the Acumen Fund, as well as working with regulators and policy-makers on legislation for financial innovations. Elizabeth co-chairs the World Economic Forum's Council on Blockchain and holds an M.A. in International Business and Finance from Columbia University. More specifically, we touch on ratings agencies and the activity of rating intitutions, M-Pesa and how it influenced the thinking towards a crypto-centric future, Africa's banking landscape and some of the outstanding issues it faces, Bitpesa and how it became Aza, banking infrastructure in Africa, and so so much more!

Payment platforms have become a necessary tool for nearly all nonprofits. You want to accept credit card payments in terms of dues, membership, events, fundraisers, etc. Figuring out which payment processor is the best fit for you is like learning a second or third language. This episode explores the features & functions you want to consider when finding the right solution for your group. MoneyMinder has been supporting volunteer-run nonprofit treasurers for nearly two decades. Cyndi helps treasurers navigate this territory as a lifetime volunteer herself. Whether you are new to your role or a seasoned veteran, these tips might just help make your volunteer experience easier.

Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. The Great Product Owner: PO as the great motivator, a simple approach to motivating Agile teams Great PO's are able to share the vision they have for the product. But how do they do it? In this segment, we talk about the approaches that help great Product Owners be clear about, and share the vision of the product in a way that motivates the team! The Bad Product Owner: The PO as a manager anti-pattern and its impact on Agile teams When PO's take control and start acting like a manager, the team needs to stand back. This creates a series of anti-patterns that we explore in this segment. From the team being silent, to the PO starting to assign tasks to individual team members. Listen in to learn how Madhuri was able to help the PO and the team get out of this PO-as-a-manager anti-pattern. Are you having trouble helping the team work well with their Product Owner? We've put together a course to help you work on the collaboration team-product owner. You can find it at bit.ly/coachyourpo. 18 modules, 8+ hours of modules with tools and techniques that you can use to help teams and PO's collaborate. About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements.  You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.

Debt, Career, Business As heard on this episode:  Zip Recruiter: https://bit.ly/2JenOB7  Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started:  Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE

Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Madhuri starts by sharing her vision for a great Agile team, and then lists some of the questions she asks herself, as well as the team to help gage her own success as a Scrum Master. We also talk about how “work in progress limits” can help teams move quickly towards self-organization. Featured Retrospective Format for the Week: Great team building retrospectives Madhuri starts by sharing with us that she prefers to use a different format every time, however, she also shares some of the formats she uses when starting off with a new team. We talk about the “Two truths and a lie” exercise, that helps team members know more about each other, and the “Candy Love” Agile retrospective format which helps create a positive atmosphere in the team.  Do you wish you had decades of experience? Learn from the Best Scrum Masters In The World, Today! The Tips from the Trenches - Scrum Master edition audiobook includes hours of audio interviews with SM's that have decades of experience: from Mike Cohn to Linda Rising, Christopher Avery, and many more. Super-experienced Scrum Masters share their hard-earned lessons with you. Learn those today, make your teams awesome!   About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements.  You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.

Huge Ripple XRP news today as Fox Business releases an in-depth report outlining the SEC Ripple XRP lawsuit and the conflicts of interest from Jay Clayton and Bill Hinman. Ripple formed a partnership with the Republic of Palau to explore the country's first national digital currency using the XRPL. Ripple CEO Brad Garlinghouse tweets an article which shows India wants a new tech like Ripple's instead of Swift. Morgan Stanley's funds bought +2 million shares of Grayscale Bitcoin Trust in Q3. $46.8 billion Australian retirement fund open to investing in crypto in order to diversify investments.https://www.foxbusiness.com/features/sec-ripple-crypto-future-blockchain

Nuvei Founder, Chairman, and CEO Phil Fayer joins Fool Canada Analyst Nate Parmelee and Industry Focus Host Nick Sciple to discuss how Nuvei is working to achieve its purpose “to make our world a local marketplace.” Stocks Mentioned: NVEI Check out more of our content here: Podcasts Youtube Twitter Reach us by Email @ IndustryFocus@fool.com

Time for a bonus episode! Our expert host, David Brear, is joined by Jeremy Balkin, Global Head of Innovation & Corporate Development, Payments at J.P. Morgan, to take a deep dive into their new report: Payments are Eating the World. Join us for an in depth discussion about Jeremy's career, the report, and all things payments. All of this and much more on today's episode! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Jeremy Balkin.

Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Madhuri was an active part of an Agile transformation at a department. They started by focusing on one team, and as she worked with that team, she noticed that things were moving slow. This helped her understand that, even if the team adopts practices and processes, there's a deeper change that is needed, and each team member experiences the change in a different way, and at a different pace. Listen in to learn what is that deeper change, and learn more about the change curve model. About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements.  You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.

As Congress attends to business in the last days before recess for the year, there are several important issues on the table, including a bill to address the fee schedule cuts, and legislation aimed at the PTA differential. Here’s a rundown of where things stand, and what you can do to help urge Congress to … Continue reading Advocacy Update: Payment Cuts, PTA Differential, and Other Issues in the Last Weeks of 2021

Alex Vilhena was born in Rio de Janeiro, but moved to Los Angeles to pursue a Bachelor's degree in Communications and had a chance to try out the startup scene in the US. Big lover of jiu-jitsu, he has over 10 years of client-facing roles under his purple belt, and helped build Santander's Loyalty Program before moving on to his own projects in the financial industry.Now CEO of Plug Pagamentos, he gets to brag about being a YC portfolio company while he and his co-founders are simplifying payment services by providing a one-stop solution to manage multiple providers through a single API integration.Building something new? Apply for the Latitud Fellowship at apply.latitud.com

Consumers have myriad options available to them when it comes to paying for goods. Gone are the days of just cash and checks. To wrap our heads around all of the alternative payment options available today, we sat down with Nationwide's VP of Business and Financial Services Chris Kirk.

Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. The team we talk about in this episode was an example of a great team. They collaborated well, were able to tackle the challenges that came their way. However, after they were put on a bigger, higher pressure project, things started to change. Over time, in this new project, the team started to forget how to retrospect and improve as a team, and this started to affect their performance. Listen in to learn how Madhuri solved this slow developing, but high-impact anti-pattern. Featured Book of the Week: Speed of Trust by Stephen Covey Madhuri starts by introducing The Five Dysfunctions of a Team by Lencioni, to show how important it is for Scrum Masters to focus on building trust with their team members and other stakeholders. But how do you do that in practice? That's what the book Speed of Trust by Stephen Covey comes in. This book, which Madhuri acknowledges has changed her own way of acting, helps explain what trust is in practice, and how to build that in your Scrum team. How can Angela (the Agile Coach) quickly build healthy relationships with the teams she's supposed to help? What were the steps she followed to help the Breeze App team fight off the competition? Find out how Angela helped Naomi and the team go from “behind” to being ahead of Intuition Bank, by focusing on the people! Download the first 4 chapters of the BOOK for FREE while it is in Beta! About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements.  You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.

 If you had asked me ten years ago what the future was for corporate credit unions I probably would have said: they have one?There were reasons for cynicism: You remember Wescorp, right? There are links in the show notes if you need memory refreshing.But - and this is a huge but - there are literally thousands of small credit unions that needed and still need a corporate credit union to provide crucial assistance in a range of functions, from payments (especially contemporary ultra fast money movement) to short term liquidity.I covered the corporate credit union beat for a few years at Credit Union Times and, while I cannot say the sector every thrilled me, little by little I grew to see corporates as essential in today's credit union universe.  Were the credit union sector to shrink down to a few hundred behemoths corporates likely would vanish.But in a world with 5000+ credit unions, many minuscule, the need for corporates remains.Have they modernized? Are they part of 21st century financial services or are they more of a curio shop of dusty processes and tools?Today you hear the answer.That's because in this podcast you will hear from Eric Dotson, EVP at fintech Aptys, and Jaime Agonstino, Vizo's Director of Marketing and Business Development.  Vizo is the product of a merger of Mid-Atlantic Corporate Credit Union and First Carolina Corporate Credit Union.Aptys enters this picture because it was tasked with modernizing Vizo's payments technology, which had been something of a rat's nest of tangled threads from the two merged in partners.  The tools just would not suffice in what is becoming a realtime payments world, Vizo knew it, and so it brought in Aptys to produce something new, bigger, better.It was a multi-year process. Hear the details here.Along the way you will also hear mention that some other corporates - Alloya and Catalyst - are doing similar with their payments. The message is plain: corporate credit unions are making changes to seek to stay relevant.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.comAnd like this podcast on whatever service you use to stream it. That matters.Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

The Centers for Medicare & Medicaid Services (CMS) released the 2022 Medicare Physician Fee Schedule and Quality Payment Program final rule on November 2, and there are big changes to physician payments. In particular, the Medicare conversion factor, which forms the basis for payments to clinicians, will be lowered by 3.7%. There's nuance in calculating the payments, but you can sum this up as most doctors will take a pay cut in 2022. And since the final rule goes into effect on January 1, 2022, doctors will begin feeling the cuts in Q1 revenue. The rule is specific to Medicare, but there are plans to push similar changes in Medicaid and we all know commercial payers tend to follow CMS' lead. We believe this change will have a ripple effect across the industry. On this episode, I talk with Gail Zahtz, CEO at PropHealth, as part of our ongoing Value-based Payment in 2022 series about what doctors can expect in terms of Medicare FFS payment come January 1, 2022. We discuss this as another example of CMS trying to make Fee-for-Service less “comfy” and expedite the move to value-based payment models. Gail helps us to understand what options exist and we lay out a framework for how to evaluate those options. This is a heavy episode, and there are no clear answers. However, there is a known direction and a viable path forward. We'll try to get you moving in the right direction.   For full show notes and links: https://thehcbiz.com/177-doctors-just-took-a-pay-cut-vbp-in-2022-with-gail-zahtz-part-3/

Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Madhuri had had great success with a team where she helped visualize their workflow, and the blockers they were struggling with. Moving into a new team, she tried to apply the same solution. However, things were not that simple, there were dynamics in the team that made the newfound visibility more of a problem than a solution. Listen in to learn how Madhuri worked around this problem, and the key lessons from this story. About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements.  You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.

The DeFi Mullet is a classic Bankless thesis that we've begun to watch play out right in front of us. This week, we bring on Cuy Sheffield from Visa and Diogo Mónica from Anchorage to explain the DeFi mullet from the Fintech side of things. This episode explores how crypto payments are extending beyond retail and into institutions, and how Fintech platforms like Visa are leveling up with the utilities provided by Anchorage to support crypto. Blurring the lines between the two worlds is shaping up to be a fascinating corner of our industry, and there's a ton of new concepts to dive into throughout this conversation. ------

On today's Talk Your Book we spoke with Taylor and Brett Sohns from Lifegoal Investments about their Home Down Payment ETF. Find complete shownotes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Like us on Facebook And feel free to shoot us an email at animalspiritspod@gmail.com with any feedback, questions, recommendations, or ideas for future topics of conversation.

Does the thought of making a much larger payment on a credit card cause a little hesitation?

Everyone decries waste, fraud and abuse in government, but there are measurements of these things. But, improper payments cost the government billions of dollars each year and agencies do not have the resources to track this properly Linda Miller is the former Deputy Executive Director of the Pandemic Response Accountability Committee (PRAC) and a former GAO official. She's currently a Principal with Grant Thornton Public Sector and a nationally recognized expert on fraud risk management. She wrote an analysis on our site recently headlined “Agencies Must Address Billions Lost Through Erroneous Payments.” She joined GovExec Daily to discuss how she thinks agencies can more effectively address the problem of improper payments in the federal government.

In this bonus episode, Rob shares his views and thoughts on the ban amazon have proposed for visa credit card payments and talks about what the lessons we can all learn from this breaking news. KEY TAKEAWAYS  Amazon are proposing to ban all visa credit card payments from the 19th of January. They have said the move is due to high transaction fees. This could cost visa billions of pounds. This shows why we can't rely on just one big retailer. Payments should be getting quicker, easier and cheaper now. There is a lot of tech advancement and industry disruptors in the payment space, understandably businesses and consumers aren't willing to pay price hikes. No matter the size of the company, you are always at risk if you rely on one supplier. If businesses want to survive, they must always evolve, innovate, keep their prices relevant and continue to provide value to their customers. BEST MOMENTS   “This is ridiculously bad news for visa” “Amazon is offering £10 to customers for switching from visa” “This is hugely aggressive” “Always keep your prices fair and your product and service evolving” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob's official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information.

Discover how to sell payment processing, and cash discounting, to businesses invoicing customers through QuickBooks. "We're a turbocharger for QuickBooks," explains Tom Aronica, Founder & CEO of Biller Genie. Plus, James discusses opportunities for pitching compliant cash discounting to card-not-present merchants, and Patti reports on promising economic news.

One challenge of banking with a digital-only bank is making cash deposits. With no branches, it can be tough on a consumer who wants to make cash available for digital spending. Visa has been doing this for years for prepaid card holders by allowing them to make cash deposits at retailers and ATMs through its ReadyLink Network. Now, the company has expanded that access to debit programs, providing an opportunity for neobanks, other fintechs, and even traditional financial institutions potentially to offer deposit capabilities at a broad range of locations. In this episode, Lauren Fulmer, the director of U.S. Prepaid Product at Visa, talks about how the network works and what the future might hold now that it has expanded beyond prepaid cards.

A round-up of the main headlines on November 19th 2021. You can hear more reports on our homepage www.radiosweden.se, or in our app Sveriges Radio Play. Producer: Sujay Dutt Presenter: Frank Radosevich

As in nearly every industry, the entry-level conversation starts with a budget.  How much money have you earmarked for land investment? But that is usually the easy question.  Our clients know how much they have to spend.  Usually, it's a range, but clearly, most clients have gotten this far in the process when they get to us.  The more important initial conversation revolves around preferred investment strategy.  It involves risk tolerance, position in life, predicted income.  And most often, these elements first display themselves when we discuss down payment strategies. For this exercise, let's set aside the type of property someone wants...because 1) while that can reveal someone's risk tolerance, that isn't always the case and 2) we typically see no difference in down payment strategies between buyers of tillable or recreational land.   In our experience, down payment strategies can be broken down into three main categories.  That doesn't mean that each down payment falls 100% into one of these buckets.  In fact, most down payment scenarios are a hybrid approach.  But a confident approach comes from understanding each down payment strategy.   Paid in Full The easiest option to cover is a 100% down payment strategy. I am aware that this strategy is not an option for many land buyers.  And just because you can't pay cash for a property, that doesn't mean you shouldn't get involved in land investing.  This strategy is most commonly used by individuals who are either in or close to retirement and individuals who have accumulated a significant amount of wealth early in life.  The thought process is simple...a land purchase using this strategy is no different than buying stock.  It is moving money from one investment to another. It diversified risk.  Typically, individuals who employ this strategy are educated on the historical performance of land values and see it as a way to decrease risk while enjoying some of their investments.  Monthly Payment Calculation This option typically incurs the biggest risk but also allows the investor to back into his or her exact comfort level in terms of the out-of-pocket expense.   It is the most common down payment strategy.  It is primarily used by buyers who are in the middle of their earning days.  The end numbers are different for everyone but the theory is the exact same.  The questions that you must ask yourself to begin this down payment are as follows.   How much money am I comfortable with putting down on a property?How much money am I comfortable with coming out a pocket annually to pay for the property? The answers to these questions reveal what kind and size of the property the individual can buy.  It doesn't back you into an exact answer, but it reveals a range of properties you can buy.   For example, let's say a buyer has $50,000 to put down on a potential property.  And the buyer is comfortable with coming out of pocket with $10,000 annually.  The formula for revealing potential property targets goes like this… Expenses - Income = Net Annual Payment Each farm has its own specific expenses and income but most commonly they are… Expenses Mortgage PaymentProperty TaxesMaintenance  Income Farm RentCRP PaymentsHunting/Fishing Leases The easiest way to get a range of potential property targets using this method is to run the formula on a property with zero income, and then again on one with 100% tillable.  Sure, you are going to have to apply some logic to your unique situation...if you are looking specifically for a deer hunting property, you may swap out that 100% tillable property with one that has the highest percentage of tillable that you are willing to consider.  For most deer hunters, that typically falls around 50%, but the exercise remains the same.  To start this exercise, it is easiest to make some ballpark assumptions...we can fine-tune these numbers when we start looking at specific farms but this will provide us with a ...

Monica Long is the General Manager of RippleX at Ripple. In this interview she discusses the RippleX initiatives for helping devs build on the XRP ledger, NFT creators to issue NFTs on the XRPL, Central banks such as Bhutan's building their CBDC on the XRPL, Wrapped XRP, DeFi and much more.https://twitter.com/MonicaLongSFhttps://twitter.com/RippleXDevhttps://ripple.com/ripplexhttps://ripple.com/creatorfundhttps://xrplgrants.org/grantees

In this episode, Brent and Leon discuss a potentially big opportunity in payment stocks. Check out our digital resources for more IEA information and knowledge! Links below. Join our membership platform https://www.ieamembers.com Listen to our podcast while on the go https://ieapodcast.com/ Join our active Facebook group https://www.facebook.com/groups/InvestingEducationAcademy Follow us on Instagram https://www.instagram.com/investingeducationacademy/ Like us on Facebook https://www.facebook.com/InvestingEducationAcademy Visit our website https://investingeducationacademy.com/

SEGMENT 1 with Stoyan Kenderov, starting at 0:00: Credit cards have existed for 70 years, yet 85% of suppliers don't accept cards because the cost of acceptance is high. Stoyan Kenderov is here to share why this doesn't stop you from using your credit card to make a payment.SEGMENT 2 with Aygemang Clay, starting at 18:30: A lot of people may not know that over half of the products purchased on Amazon are actually sold by the millions of small and medium businesses that sell through Amazon. In the U.S. alone, there are over half a million small and medium businesses selling on Amazon. Aygemang Clay is here to share his experience using Amazon for his company ATLEXO.SEGMENT 3 with Victoria Jones, starting at 36:30: Your business probably looks like a series of siloed departments rather than a company. The departments run software that can't talk to each other and the same customer appears separately in both your CRM system and your accounting system. That means your sales people don't have a clear picture of your customer's journey before they call. How do we solve this? Victoria Jones is here with a solution.Sponsored by NiceJob and Plastiq.

Today's blockchain and cryptocurrency news Brought to you by ungrocery.com India to Ban Crypto for Payments Digital Ruble CBDC Must Meet Requirements CZ Says Three Percent of Customers Left Binance Over KYC China's Bitcoin Ban Big Mistake

Welcome to the Tearsheet Podcast. I'm your host, Tearsheet's editor in chief, Zack Miller. This following is part of a new series we're running. It's called the Big Bank Theory, and it's all about the future of banking. We see three options going forward: in the march towards digital, people will gravitate towards the digital arms of incumbent banks, give their business to new upstart challenger banks, or the biggest opportunity, which is bank with the brands they love. Through embedded finance, people are increasingly turning to companies they frequent often -- could be a big retail player like Walmart or SMB accounting software like QuickBooks -- to plan, store, and move money around. The following series includes content from Tearsheet's The Big Bank Theory Conference, held in November 2021. We had three full days with the top companies and professionals defining what banking looks like today and into the future. We heard from large incumbents like Bank of America and startups like Current. Zack 1: Square is one of the next generation technology companies that is absolutely part of the fabric of the future of banking. With a seller ecosystem of millions of merchants and the popularity of its Cash App, Square received a banking license in 2021. I spoke with Luke Voiles, the firm's newly appointed general manager of banking. I've spoken to Luke in the past, where he led Intuit's foray into embedded finance and lending. We discuss Square's roots and ethos, diving into the firm's founding story. Luke shares where the firm sees opportunity to provide financial services for its users -- now and into the future. Here's my talk with Square's Luke Voiles.

After a pandemic payment pause that's lasted more than a year and a half, the student loan system is set to turn back on in February. Jillian Berman, Reporter of MarketWatch and Beverly Goodman, Editorial Director of Barron's discuss the challenges the system may face moving millions of borrowers back into repayment and some tips for borrowers preparing for that first bill.

Here's a look at the top headlines from around the Northland for Tuesday, Nov. 16, 2021.  The Duluth News Tribune Minute is a product of Forum Communications Company and is brought to you by reporters at the Duluth News Tribune, Superior Telegram and Cloquet Pine Journal. Find more news throughout the day at duluthnewstribune.com.

This episode was produced remotely using the ListenDeck standardized audio production system.  If you're looking to upgrade or jumpstart your podcast production please visit www.listendeck.com.  You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify, Amazon and iHeartRadio. In this episode the host John Siracusa chats remotely with Oded Zehavi, Co-founder & CEO of Mesh Payments. Mesh Payments provides cardless corporate payments solutions intended for businesses built on SaaS.   Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify, Amazon and iHeartRadio to hear Thursdays episode with Brian Barnes from M1 Finance. About the host:   John, is the host of the  ‘Bank On It' podcast recorded onsite in Wall Street at OpenFin and the founder of the remotely recorded, studio quality standardized podcast production system ListenDeck. Follow John on LinkedIn, Twitter, Medium

In Today's Episode Brandon received a question from one of his friends about buying a house in the next 18-24 months. Where should you store your money while saving for a down payment? Eric and Brandon break down the question and give their opinions on some of their potential solutions.   What You'll Get Out of Today's Show A real life example of planning for a purchase of a home Eric and Brandon's input on what they would do in this situation Allocating between multiple accounts Timeline of where to put your money over the 18-24 months What types of investments to invest in over this period of time   Links Mentioned in This Episode   ignitiontowealth.com/resources   ignitiontowealth.com/tools   ignitiontowealth.com   If You Want to Support Ignition to Wealth Sign up for our email list   Subscribe to the podcast    Leave us a 5 star rating and written review

We ask Sheyantha Abeykoon, CEO of Boost about the pathway to profitability for its e-wallet business and the status of a joint application with RHB for a digital banking license with Bank Negara Malaysia. Image Credit: Boost

Welcome to Portfolio Rescue, an all-new show from The Compound where Ben Carlson and special guests answer your questions on investing and finance! On this episode (11/4 air date), Ben is joined by Blair duQuesnay to discuss saving for a downpayment, portfolio allocation, ESOPs, and more! Submit your questions to askthecompoundshow@gmail.com and tune in every Thursday at 11:00am to watch the show live on YouTube!Sign up for The Compound newsletter: https://email.thecompoundnews.com/subscribeCheck out The Compound shop: https://www.idontshop.comLearn more about Ritholtz Wealth's automated investing platform, Liftoff: http://liftoffinvest.comInvesting involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Bill Sweet and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management.See a complete list of disclosures here:https://ritholtzwealth.com/podcast-youtube-disclosures/ See acast.com/privacy for privacy and opt-out information.

As we've followed L.A. Care Health Plan's story of payment integrity transformation, they have discussed how important third-party service vendors have been to that journey - especially when combined with the efficiencies, oversight and transparency enabled by the program optimization capabilities in Pareo. But their ultimate goal will be familiar to most health plans. How can they do more overpayment detection and prevention with their own resources? In this episode, Erik Chase and Shonnie Davis tell of how they have combined technology, internal subject matter experts and outside analytics content to maximize the recoveries initiated by their own resources. Joined by Jeff McNeese, Cassie Bishop, Coy Page and Andrew Walters of ClarisHealth who discuss the value of the “outsource to insource” strategy and how health plans can engage in a non-traditional vendor relationship focused on root-cause remediation. Guests: L.A. Care: Erik Chase, Shonnie Davis ClarisHealth: Jeff McNeese, Cassie Bishop, Coy Page, Andrew Walters --- Send in a voice message: https://anchor.fm/payment-integrity-podcast/message

A recent Ontario Court of Appeal ruling found that the Crown violated two treaties signed in 1850. The agreements cover a vast part of Northern Ontario, and were originally about sharing the wealth of the land. But the government has been paying the Anishinaabe descendants of that land just $4 per person per year.Sara Mainville is an Anishinaabe lawyer and partner at Olthuis Kleer Townshend in Toronto. She explains to guest host Willow Fiddler how over 100 years later these agreements are still being interpreted literally by governments in Canada, and why treaty agreements should be handled differently.

In a perfect world, a contract should include a clear set of instructions that conveys well-defined expectations to all parties concerned. In reality, it's often a monster document packed full of legalese that no one really understands. It doesn't have to be this way. Today's guest, Karalynn Cromeens, Owner & Managing Partner at The Cromeens Law Firm, joins the show to share the steps everyone can take to make contracts more straightforward and less contentious. We discuss: The current state of construction contracts The difference between secured and unsecured debts How to protect yourself when it comes to contracting and payment terms Best practices for handling change orders Construction technology and the future of contracting and payments   Check out these resources we mentioned during the podcast: Quit Getting Screwed Subcontractor Institute Episode 20 of Digital Builder   Digital Builder is hosted by Eric Thomas of Autodesk. Hear more episodes like this one by subscribing to Digital Builder on Apple Podcasts, Spotify, Google Play, or wherever you listen to podcasts. Can't see the links? Just search for Digital Builder in your favorite podcast player.

Lacey is joined by Certified Student Loan Professional Meagan Landress to discuss the many options available to nurses when it comes to student loans and loan forgiveness! So often, nurses (and others) let their loan dictate many of their decisions including the roles that they go into but she believes in order to achieve success and happiness beyond a financial means, it should really be the other way around. Meagan helps student loan borrowers better understand their loans and the options available for repaying, forgiveness, planning, and more. Meagan specifically dives into the different forgiveness options available to nurses such as public service loan forgiveness, state forgiveness options, and what she expects to see more of when it comes to student loan debt.   Resources Mentioned: https://www.studentloanplanner.com/student-loan-forgiveness-nurses/ Public Service Loan Forgiveness Help Tool Get on the Empowered Nurse Mentorship Waitlist for Winter of 2021   Connect with Meagan: https://www.studentloanplanner.com/ https://www.instagram.com/studentloanplanner/ https://twitter.com/tweeetmeagain https://www.financialcoachmeagan.com/

Twitter launches Blue subscription service in U.S., offers ad-free access to 300 news sites. U.S. states file updated antitrust complaint against Alphabet's Google. Walmart is using fully driverless trucks to ramp up its online grocery business. Amazon's Spinmasters: Behind the Internet Giant's Battle With the Press. Are you worried about Amazon? A record 4.4 million people quit in September as Great Resignation shows no signs of stopping. Job openings and labor turnover trends for States in 2020. Why America's "Shipping Crisis" Will Not End. Amazon Relay. Bezos-Backed Real Estate App to Accept Bitcoin as Payment. Golem Network. The Genesis Machine. The EVELO Compass adult electric tricycle is a comfortable, powerful and stable electric trike with a large cargo basket. Wing Bikes are the world's best electric bicycles. Hoax Email Blast Abused Poor Coding in FBI Website. Europol: Seven REvil/GandCrab ransomware affiliates were arrested in 2021. Judge denies stay in Epic v. Apple. Everyone has questions about Leo's phones. GitHub Copilot: Your AI pair programmer. Apple to Pay $30 Million Over Store Workers' Security Checks. Facebook says it can't keep pace with its own Oversight Board. Elon Musk Sells About $5 Billion in Tesla Stock. AMD reveals an Epyc security 50 flaws, Intel has 25. Samsung Galaxy Buds Pro are infectious in all the wrong ways. Rivian's Mega IPO is a Good Test of the Meme Stock Craze. AMC Theatres debuts online Bitcoin payments after months of teasing. Biden's "historic" $65 billion broadband plan approved by Congress. Host: Leo Laporte Guests: Paris Martineau and Amy Webb Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: itpro.tv/twit promo code TWIT30 blockfi.com/TWIT mintmobile.com/twit wwt.com/twit

Twitter launches Blue subscription service in U.S., offers ad-free access to 300 news sites. U.S. states file updated antitrust complaint against Alphabet's Google. Walmart is using fully driverless trucks to ramp up its online grocery business. Amazon's Spinmasters: Behind the Internet Giant's Battle With the Press. Are you worried about Amazon? A record 4.4 million people quit in September as Great Resignation shows no signs of stopping. Job openings and labor turnover trends for States in 2020. Why America's "Shipping Crisis" Will Not End. Amazon Relay. Bezos-Backed Real Estate App to Accept Bitcoin as Payment. Golem Network. The Genesis Machine. The EVELO Compass adult electric tricycle is a comfortable, powerful and stable electric trike with a large cargo basket. Wing Bikes are the world's best electric bicycles. Hoax Email Blast Abused Poor Coding in FBI Website. Europol: Seven REvil/GandCrab ransomware affiliates were arrested in 2021. Judge denies stay in Epic v. Apple. Everyone has questions about Leo's phones. GitHub Copilot: Your AI pair programmer. Apple to Pay $30 Million Over Store Workers' Security Checks. Facebook says it can't keep pace with its own Oversight Board. Elon Musk Sells About $5 Billion in Tesla Stock. AMD reveals an Epyc security 50 flaws, Intel has 25. Samsung Galaxy Buds Pro are infectious in all the wrong ways. Rivian's Mega IPO is a Good Test of the Meme Stock Craze. AMC Theatres debuts online Bitcoin payments after months of teasing. Biden's "historic" $65 billion broadband plan approved by Congress. Host: Leo Laporte Guests: Paris Martineau and Amy Webb Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: itpro.tv/twit promo code TWIT30 blockfi.com/TWIT mintmobile.com/twit wwt.com/twit

Twitter launches Blue subscription service in U.S., offers ad-free access to 300 news sites. U.S. states file updated antitrust complaint against Alphabet's Google. Walmart is using fully driverless trucks to ramp up its online grocery business. Amazon's Spinmasters: Behind the Internet Giant's Battle With the Press. Are you worried about Amazon? A record 4.4 million people quit in September as Great Resignation shows no signs of stopping. Job openings and labor turnover trends for States in 2020. Why America's "Shipping Crisis" Will Not End. Amazon Relay. Bezos-Backed Real Estate App to Accept Bitcoin as Payment. Golem Network. The Genesis Machine. The EVELO Compass adult electric tricycle is a comfortable, powerful and stable electric trike with a large cargo basket. Wing Bikes are the world's best electric bicycles. Hoax Email Blast Abused Poor Coding in FBI Website. Europol: Seven REvil/GandCrab ransomware affiliates were arrested in 2021. Judge denies stay in Epic v. Apple. Everyone has questions about Leo's phones. GitHub Copilot: Your AI pair programmer. Apple to Pay $30 Million Over Store Workers' Security Checks. Facebook says it can't keep pace with its own Oversight Board. Elon Musk Sells About $5 Billion in Tesla Stock. AMD reveals an Epyc security 50 flaws, Intel has 25. Samsung Galaxy Buds Pro are infectious in all the wrong ways. Rivian's Mega IPO is a Good Test of the Meme Stock Craze. AMC Theatres debuts online Bitcoin payments after months of teasing. Biden's "historic" $65 billion broadband plan approved by Congress. Host: Leo Laporte Guests: Paris Martineau and Amy Webb Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: itpro.tv/twit promo code TWIT30 blockfi.com/TWIT mintmobile.com/twit wwt.com/twit

Twitter launches Blue subscription service in U.S., offers ad-free access to 300 news sites. U.S. states file updated antitrust complaint against Alphabet's Google. Walmart is using fully driverless trucks to ramp up its online grocery business. Amazon's Spinmasters: Behind the Internet Giant's Battle With the Press. Are you worried about Amazon? A record 4.4 million people quit in September as Great Resignation shows no signs of stopping. Job openings and labor turnover trends for States in 2020. Why America's "Shipping Crisis" Will Not End. Amazon Relay. Bezos-Backed Real Estate App to Accept Bitcoin as Payment. Golem Network. The Genesis Machine. The EVELO Compass adult electric tricycle is a comfortable, powerful and stable electric trike with a large cargo basket. Wing Bikes are the world's best electric bicycles. Hoax Email Blast Abused Poor Coding in FBI Website. Europol: Seven REvil/GandCrab ransomware affiliates were arrested in 2021. Judge denies stay in Epic v. Apple. Everyone has questions about Leo's phones. GitHub Copilot: Your AI pair programmer. Apple to Pay $30 Million Over Store Workers' Security Checks. Facebook says it can't keep pace with its own Oversight Board. Elon Musk Sells About $5 Billion in Tesla Stock. AMD reveals an Epyc security 50 flaws, Intel has 25. Samsung Galaxy Buds Pro are infectious in all the wrong ways. Rivian's Mega IPO is a Good Test of the Meme Stock Craze. AMC Theatres debuts online Bitcoin payments after months of teasing. Biden's "historic" $65 billion broadband plan approved by Congress. Host: Leo Laporte Guests: Paris Martineau and Amy Webb Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: itpro.tv/twit promo code TWIT30 blockfi.com/TWIT mintmobile.com/twit wwt.com/twit

The Verge's Nilay Patel, Dieter Bohn, Alex Cranz, and Sean O'Kane discuss electric vehicle startup Rivian becoming a publicly traded company after executing one of the biggest initial public offerings in history. The crew also cover multiple stories about Apple from this week, Microsoft's Windows 11 SE release, and a new Surface Laptop for schools. Further reading: Rivian goes public in one of the biggest IPOs ever Rivian's mega IPO is a good test of the meme stock craze Judge orders Apple to allow external payment options for App Store by December 9th, denying stay Apple must allow other forms of in-app purchase, rules judge in Epic v. Apple Apple backs off of breaking Face ID after DIY iPhone 13 screen replacements Tim Cook says he owns cryptocurrency Apple hires Tesla's former Autopilot software director Johnson & Johnson's CEO joins Apple's board iPhone 13 Pro vs. Pixel 6 Pro: what 2,000 photos tell us Microsoft announces Windows 11 SE, a new Chrome OS competitor Microsoft's new $249 Surface Laptop SE is its first true Chromebook competitor Microsoft partners with Meta to integrate Teams into its Facebook-like Workplace Microsoft fixes Windows 11 features failing due to an expired certificate  Updating The Verge's background policy Learn more about your ad choices. Visit podcastchoices.com/adchoices

" Collect 2-3 term sheets from VCs early on. If you don't get term sheets there is something wrong with your equity story. Jörg Wiemer, Co-Founder and CSO at TIS"

Tonight's rundown: Network news ignore Biden's cratering approval numbers, but local outlets make sure to push the story to the forefront  The Biden administration is stockpiling records on over 54 million U.S. gun owners  The White House tells businesses to forge ahead with vaccine mandate for workers despite a court-ordered pause  Chicago plans to give its citizens below the poverty line no strings attached, direct payments as part of a new pilot program  This Day In History, 1990: Willie Nelson's assets are seized by the IRS Final Thought: The horror of going to the doctor's office  Learn more about your ad choices. Visit megaphone.fm/adchoices

Special Counsel John Durham's latest indictment suggests he is getting closer to the bottom of the Russia hoax and it looks like he can trace it all the way back to Hillary Clinton. Sara connects all the dots from the latest legal action to the larger effort to undermine the Trump presidency. She also points out how officials from both the Obama and Trump administrations knowingly pushed the lies.Sara also updates the desperate efforts to rescue Americans and Afghan allies, even as the State Department throws up more hurdles and lies relentlessly about how many citizens, American residents, and others are still stuck there. She also shares gruesome news from the border crisis, which is still getting worse by the day. And she takes sides in the battle over vaccine mandates.Please visit our great sponsors:My Pillowhttps://mypillow.com/carterGet BOGO Free Giza Dream Sheet Sets with code CARTER.The Association of Mature American Citizenshttps://amac.us/carterThe benefits of membership are great, but the cause is even greater.Tunnel to Towershttps://T2T.orgDuring this 20th anniversary year of 9/11, help America to NEVER FORGET. Donate $11/month to Tunnel to Towers at T2T.orgHeat Holdershttps://heatholders.comUse code SARA for 15% off your order and receive free shipping with any purchase of $25 or more.