Podcasts about payments

Tesla once again tops the annual list of cars made with the most American parts, the Cybertruck earns a top safety rating, the Slate EV pickup truck confirms its $25k starting price and first deliveries this year, and more! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at any Patreon tier! TIME IS RUNNING OUT! WIN AN EV WHILE GIVING TO A GREAT CAUSE: For your chance to win your dream EV (or $50k cash!) in the 2026 ChesedChicago raffle, head to https://ccraffle.com/?utm_source=ridethelightning&utm_medium=podcast&utm_campaign=06.28.26 -- Hurry, tickets are limited and only 9,999 tickets will be sold, get your tickets today and use code RTL for $25 off 2 tickets or $500 off 15 tickets. Whether you win or not, you're helping a great organization help families in need. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com. And make your garage door foolproof with the Infinity Shield – get yours at https://www.infinity-shield.com and use the promo code RTL at checkout for a $25 discount.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Political Interference and FBI Counter-Intelligence Failures. Guest: Craig Unger. Unger discusses how investigations into the 2020 election and Rudy Giuliani were allegedly stymied. He notes that Giuliani received payments from Russian oligarchs, potentially compromising the Trump campaign. Unger and Buma explore why major intelligence agencies and the Department of Justice have not pursued these leads. 141791 CATHERINE

Preview for Later Today: Jeff Bliss. Investigation into Jennifer Siebel Newsom's documentary funding from state-linked donors. These "behested payments" raise conflict of interest concerns, as her films received millions while the donors were favorably treated by the California government.1945 LA UNION PACIFIC STATION 

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

At a May 19, 2026 Ballard Spahr webinar, "Cutting Out the Middleman: The Surge in FinTech Applications to Charter Banks, Industrial Banks and National Trust Companies," a distinguished panel of banking, fintech, crypto, and consumer financial services professionals explored one of the most important developments currently reshaping the financial services industry: the growing movement by fintech companies, payments firms, lenders, and crypto-native businesses to obtain their own banking charters rather than relying on traditional bank partnerships. The message from the panel was clear: we are witnessing a significant shift in how nonbank financial services companies are thinking about regulation, growth, and market access. Speakers:  Moderator: Alan Kaplinsky, senior counsel; founder and former leader of Consumer Financial Services Group, Ballard Spahr   Guest: Lee Reiners, Lecturing Fellow, Duke Financial Economics Center; founder and editor-at-large of The FinReg Blog; founder and host, The FinReg Pod; co-host, Coffee & Crypto with Lee and Jimmie (a podcast that covers the latest developments in cryptocurrency); co-organizer of Digital Assets at Duke (annual conference about crypto assets space) Scott Coleman, partner, Ballard Spahr  Joseph Schuster, partner, Ballard Spahr  Beau Hurtig, counsel, Ballard Spahr  Adam Maarec, counsel, Ballard Spahr  Key Takeaways A significant shift is underway. Fintechs increasingly want to internalize the benefits of banking rather than rely on partnerships. There is no one-size-fits-all charter. National banks, state banks, industrial banks, and national trust banks each serve different strategic objectives. The current environment appears unusually favorable. Regulators are showing greater openness to nontraditional applicants than at any point in recent memory. The trend extends well beyond crypto. Payments companies, lenders, fintech platforms, and other financial services providers are all exploring charter opportunities. Becoming a bank is a long-term commitment. The benefits are substantial, but so are the regulatory obligations. Part 2 of this webinar will be released next Thursday, July 2nd. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Patrick McKenzie (patio11) reads his 2021 essay "Payments in Japan," tracing how Japanese consumers navigate a landscape with dozens of competing payment methods at once: credit cards, electronic money, QR-code super apps, convenience-store cash vouchers, and bank transfers. Along the way he covers the JFTC's campaign to force credit card networks to disclose interchange rates, how Rakuten and 7-Eleven each bought a bank to solve a payments problem blocking their core business, why PayPay's subsidized 2018 launch let it run away with the QR code market, and why konbini payments remain popular despite a user experience frozen in the late 1990s.–Full transcript available here: https://www.complexsystemspodcast.com/japanpayments/ –Presenting Sponsors: Mercury & MongoDBComplex Systems is presented by Mercury—radically better banking for founders. Mercury's new feature Command brings an LLM directly into your banking interface, so checking balances, finding invoices, or sending a wire is as easy as asking. Apply online in minutes at https://mercury.com/. What's the point of building faster with AI if your database can't keep up? MongoDB's native data model mirrors the language LLMs already speak. Ship at the speed of AI while staying ACID compliant at Fortune 500 scale. Start building at https://mongodb.com/ai.–Links:Payments in Japan: https://www.bitsaboutmoney.com/archive/payments-in-japan/ An Introduction to Japanese Society: https://www.amazon.co.jp/Introduction-Japanese-Society-Yoshio-Sugimoto/dp/1107626676/  Use transit cards on your iPhone or Apple Watch in Japan: https://support.apple.com/en-us/120474 –Timestamps:(00:00) Intro(02:44) Credit cards(10:40) Payment method heterogeneity(12:57) Cash(14:57) Sponsors: Mercury + MongoDB(17:29) Cash (cont'd)(19:58) Electronic money systems(22:13) App-based payments(28:27) Convenience store payments(31:27) Bank transfers(34:03) Ambitions thwarted(34:30) Wrap

On today's episode, in collaboration with No Such Thing, host Kate Lindsay is joined by Manny Fidel, Noah Friedman, and Devan Joseph to talk about payment apps, and how they've changed the way we think about money. Plus, Kate reveals her own payment app predicament, and, with the help of the boys and a handful of experts, brings an unspoken, decade-long Venmo feud to a close. This podcast is produced by Vic Whitley-Berry, Daisy Rosario, and Kate Lindsay, with help from No Such Thing. Hosted on Acast. See acast.com/privacy for more information.

On today's episode, in collaboration with No Such Thing, host Kate Lindsay is joined by Manny Fidel, Noah Friedman, and Devan Joseph to talk about payment apps, and how they've changed the way we think about money. Plus, Kate reveals her own payment app predicament, and, with the help of the boys and a handful of experts, brings an unspoken, decade-long Venmo feud to a close. This podcast is produced by Vic Whitley-Berry, Daisy Rosario, and Kate Lindsay, with help from No Such Thing. Hosted on Acast. See acast.com/privacy for more information.

On today's episode, in collaboration with No Such Thing, host Kate Lindsay is joined by Manny Fidel, Noah Friedman, and Devan Joseph to talk about payment apps, and how they've changed the way we think about money. Plus, Kate reveals her own payment app predicament, and, with the help of the boys and a handful of experts, brings an unspoken, decade-long Venmo feud to a close. This podcast is produced by Vic Whitley-Berry, Daisy Rosario, and Kate Lindsay, with help from No Such Thing.Need to set up your Slate Plus feed? If you subscribed through Slate.com, check out our FAQ at slate.com/podcastfaqs for easy instructions. Members subscribed via Apple Podcasts get automatic access—no setup required. Hosted on Acast. See acast.com/privacy for more information.

Santhosh Srinivasan, VP of Treasury at Nium, joined us to discuss the firm's partnership with Coinbase to enable USDC payments for banks, fintechs, and enterprises worldwide.Topics:- Nium's partnership with Coinbase and Circle and enabling stablecoin payments - The future of payments with stablecoins and tokenized deposits - Institutions adopting stablecoins and cryptoBrought to you by

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Are you still inside every client relationship because no one on your team has been given the room to own one? Have you hired people who look great on paper only to later discover the skills do not actually transfer? Today's featured guest built her agency deliberately, one client at a time, carrying systems from her years at L'Oréal before anyone told her those systems would matter. She talks about how she structured accountability on her team from the beginning, how she filters out candidates who cannot think without AI holding their hand, and why she stopped caring about working with the sexiest beauty brands and started caring about working with the right ones. Mimi Banks is the founder and CEO of MB Social, a New York-based social media agency specializing in beauty. She spent years at L'Oréal, where she was among the first people to build social media infrastructure at the company, then moved to a Paris-based startup before eventually launching MB Social. Her team of 25 now handles social strategy, community management, and content for beauty brands across the market. In this episode, we'll discuss: Starting off with a vision on accountable vs responsible Can your team do 80% of what you do? Then you're set Why she stopped chasing the wrong clients Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. Building From the Beginning with Systems, Not Just Instinct Mimi came into agency ownership with something most founders spend years trying to build after the fact: a working model for how things should get done. Her time creating social media infrastructure at L'Oréal gave her a process orientation before she had a team to apply it to. When she started bringing people on at MB Social, the systems came with her. The ways of working, the documentation, the clarity around who was responsible versus who was accountable: those were in place because she had already built them once somewhere else. For instance, she started off with clarity on the distinction between responsible and accountable. She positioned herself as accountable from day one while making sure there was always a specific person responsible for each piece of work. That structure kept her from becoming the default executor on everything, which is the trap most founders walk into when they hire without clarifying ownership. The 80 Percent Standard That Actually Frees You Mimi is far enough along in her evolution that she no longer reviews most of what her team produces. She trusts the people leading each department to make judgment calls without routing them upward. Getting there required learning to live with the gap between what she would do and what her team does, and deciding that gap was acceptable. This is a framing every mastermind member knows: if your team does 80 percent of what you would do, that is good enough. Because you cannot do a hundred percent of everything, and the cost of trying is that you stay in the operator role indefinitely. The coaching method Mimi asks her leadership team to apply is asking questions. Similar to the Mastermind's 1-3-1 method, it's basically about asking questions that will help your team come up with options they have already considered, which leads to them coming up with the solution on their own. Do that enough times and the team stops treating the founder as the answer key. Hiring for Beauty When Everyone Says They Know Social The challenge Mimi keeps running into in hiring is the gap between what candidates say they can do and what the work actually requires. Social media for enterprise beauty brands is not the same skill as posting on a personal Instagram. The strategy is more complex, the client demands are higher, and the responsiveness required is relentless. Candidates do not always know that going in, and some of them figure it out in ways that are expensive to the team. The hiring process she built with Hireflex added a video interview layer with no retry option that filters for candidates willing to do the uncomfortable thing even when it is not required. From there she takes the transcripts, runs them through AI against a scoring rubric tied to the job description, and uses that data alongside her own read to make decisions. What she is testing for is the ability to think, not just to produce a clean output with AI assistance. The perfect presentation that does not match the resume tells her nothing useful. The candidate who works through a problem imperfectly, in their own words, tells her a great deal. Designing the Agency Around the Clients You Actually Want Mimi stopped chasing the sexiest beauty brands. Not because she cannot get them, but because sexy and right are not the same thing. Payment terms that stretch to 120 days, clients who treat the team poorly, brands that want work done yesterday and deliver assets a month late: those are not problems that prestige solves. She now runs the agency with a no bullshit attitude and is quick to address when a client's behavior affects her team. That boundary is what makes it possible to keep the team she has built. The version of client selectivity that actually holds is based on being clear enough on what you are building that you can recognize a client who does not fit before the contract is signed. After all, client relationships are like dating: you have to see if you get along before you commit, because the worst version of a client relationship looks a lot like a bad marriage, and the damage it does to a team is not undone when the contract ends. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

Avery Ching, Co-Founder & CEO at Aptos Labs, joined me to discuss the latest developments on the Aptos blockchain, including privacy, AI, and more.Topics: - Aptos the first L1 where dynamic dispatch can be formally verified - Aptos commits $50M to expand its tech stack for trading and AI workloads- AI and Blockchain synergy - Privacy on the Aptos blockchain Brought to you by

This episode focuses on "Net Payment Terms" in the dental industry. Matt Brown and Dr. Andrew Vallo discuss strategies for managing cash flow by negotiating extended payment terms with vendors. Dr. Vallo emphasizes the importance of maintaining cash on hand to seize opportunities and manage unexpected events. They also touch on the benefits of negotiating discounts and how these financial strategies can improve business margins. The episode concludes with updates on their new book release and a call for listener engagement.

In this episode, Adam Torres interviews John Lunn, CEO of Gr4vy, about the evolution of online payments, the challenges merchants face with payment infrastructure, and how Gr4vy is helping businesses simplify global commerce while preparing for the rise of AI-powered shopping experiences. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan's Segway: https://amzn.to/49stgck Evan's Walker's: https://amzn.to/4wTxZ0O Use code TURFNERDS for 5% off orders $600 and up at Magna-Matic! Use code NERDS to save 10% on Spencer Products! Listener Dave wants to retire and start a solo lawn care operation, but he needs to know how to actually get paid. Evan and Greg break down their real-world payment systems: pre-billing vs. pay-as-you-go, cash/check/Venmo, late fee strategy, and whether credit card processing (like Helcim) is worth it for small operators. They also walk through an overgrown property project Greg's church men's group is tackling. Including a weeping cherry tree you can't get under, burning bushes taller than most people, Virginia Creeper climbing a sunroom, and a shed hidden for four years behind brush. Plus: mowing height battles with a client, the new Yard Book "buy now pay later" feature, and why the Ventrac Tough Cut attachment might be cool,  but probably not for these guys. Tap Here for Turf Nerds Merch!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Look! We Have A Website!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Green Frog Web Design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and tell them the Turf Nerds sent you. Or Greg will scalp your lawn! Use promo code TURFNERDS for 50% off Equip Expo 2026 registration! Shoot us an email! Evan@TurfNerdsPod.com ⁠⁠Instagram⁠⁠ ⁠⁠Facebook⁠⁠ ⁠⁠TikTok⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube: ⁠⁠⁠https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk

Why do certain foods seem to have such a powerful hold over us, even when we desperately want to change? In this episode, I explore the thoughts, patterns, and inner battles that so many of us experience on the journey to food freedom. If you've ever felt trapped in a cycle of cravings, promises, and starting over, this conversation will help you understand your struggles in a new way and remind you that lasting recovery is possible. Tune in for an honest discussion about the food addicted brain and what it really takes to break free.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Mailing checks to pay off a credit card in 2026 sounds like a joke, but it is still a real debt consolidation workflow at scale. Greg Myers sits down with Jose Bethancourt, Co-Founder and CEO of Method, to unpack why liability payments are uniquely messy and what it takes to make them feel as seamless as modern fintech promises.Jose shares his path from growing up in South Texas near the Mexico border to building products at UT Austin, then turning a personal problem into a company. GradJoy started as a way to help new graduates understand student loan debt, interest rates, and payoff strategies, but it quickly revealed a deeper issue: people often cannot even locate their liabilities, and credential-based financial data access is brittle. Method tackles that with an identity-based financial connectivity API that, with consent, can find student loans, credit cards, mortgages, auto loans, and personal loans, then enable two-way flows that support both reading data and sending payments to creditors.We also get into what this unlocks for underwriting, personalization, and better customer outcomes, plus how it can reduce errors and fraud compared to manual PAN entry and back-office check operations. Jose lays out a forward-looking view of AI in payments, agentic payments, and a world where an AI agent can securely analyze your debt, shop for a better APR, and execute payoffs. Finally, we step back to discuss consumer demand for speed, why ACH still shapes reality, and how RTP and FedNow may push expectations even further.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Cecil Bullard and Wayne Marshall discuss the challenges facing the automotive industry today. They examine the complexities and controversies surrounding technician licensing and certification, highlighting the need for industry-wide standards. The conversation also addresses the importance of financial literacy and measurable productivity in running a successful shop.00:00 Debating dealership licensing issues10:17 Balancing employee pay and motivation13:05 Building Employee Loyalty18:33 Improving employee wages and management23:01 Business fundamentals and financial ratios29:03 Planning an Exit Strategy35:00 Chris Enright on industry frustration41:01 Need for sophisticated testing46:14 Importance of unique selling proposition51:13 Importance of inclusivity and differentiation54:12 Challenges with membership relevance01:03:44 Young talent and enthusiasm01:04:15 Recruiting a young car enthusiast

Have GLP-1 medications changed the conversation around food addiction, cravings, and moderation? In this episode of the Food Freedom Podcast, I share my thoughts on a topic that is often avoided but desperately needs to be discussed. If you've ever wondered whether quieting the food noise is the same as healing your relationship with food, this episode will challenge you to think deeper. Join me for an honest conversation about food addiction recovery, lasting freedom, and what it really means to create peace with food.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Tesla CEO Elon Musk teased a couple of different quality-of-life improvements for FSD Supervised that he says are on the way soon. Plus: some Cybercab specs have been revealed, BMW reveals a concept for its upcoming quad motor M3 EV, and more! Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at any Patreon tier! WIN AN EV WHILE GIVING TO A GREAT CAUSE: For your chance to win your dream EV (or $50k cash!) in the 2026 ChesedChicago raffle, head to https://ccraffle.com/?utm_source=ridethelightning&utm_medium=podcast&utm_campaign=06.14.26 -- Hurry, tickets are limited and only 9,999 tickets will be sold, get your tickets today and use code RTL for $25 off 2 tickets or $500 off 15 tickets. Whether you win or not, you're helping a great organization help families in need. NEW: Level up your business with NetSuite by Oracle! Get your free business guide, Demystifying AI, at https://www.netsuite.com/lightning  INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com. And make your garage door foolproof with the Infinity Shield – get yours at https://www.infinity-shield.com and use the promo code RTL at checkout for a $25 discount.

Death Demands a Payment

Ethics Investigations into the Newsom Administration. Guest: Jeff Bliss. Governor Gavin Newsom and his wife, Jennifer Siebel Newsom, face investigations regarding millions in "behested payments" from entities like PG&E to her media company. While Newsom dismisses the probe as political weaponization, critics suggest these payments indicate potential undue influence and significant ethical scandals within the administration. 2

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Crypto News: FBI director Kash Patel issues warning to crypto fraudsters and scammers. Franklin Templeton proposes new ETFs that turn corporate dividends into bitcoin.Brought to you by

Learn how to survive a financial crisis by building resilience and strengthening your personal finance foundation. This conversation provides practical steps to prepare for economic instability. We discuss the core principles of protecting your assets and maintaining stability during uncertain times. Whether you are concerned about market volatility or personal budget security, this discussion offers a clear perspective on how to build financial resilience effectively. We break down the mindset and tactical adjustments necessary to weather a storm. Implementing these money management strategies can help you maintain control over your future. We examine why proactive planning is the most effective tool for financial crisis survival and how to adjust your habits before trouble starts. Subscribe for weekly personal finance tips and comment below with your biggest worry regarding the current economy. Related Links: What Many Canadians Still Get Wrong About Debt: https://youtu.be/VS50UtDNWRA The Dangers Of Installment Loans:  https://youtu.be/fmN23pIWbWg Behind on Payments? Here's What To Pay First:  https://youtu.be/1oVaraaWaH4 Warning Signs You Have Too Much Debt & How To Deal With It:  https://www.hoyes.com/blog/15-warning... Our Free Online Budgeting Course:  https://courses.hoyes.com/courses/how...

In this episode of the Merchant Sales Podcast, James sits down with Bob Lovinger, Founder and CEO of FlexxBuy and CEO of Coach Financing, to discuss why consumer financing remains one of the biggest untapped opportunities for agents, ISOs, and software providers. From coaching programs and professional services to home improvement and medical practices, Bob explains how financing can help merchants close more sales, increase average ticket sizes, and create a better customer experience. The conversation explores the evolution of buy now, pay later, the growing demand for financing in today's economy, how financing fits into the sales process, and why many merchants are missing revenue simply because they aren't offering enough payment flexibility. Plus, Patti Murphy's Today in Payments segment covers the proposed $38 billion Visa and Mastercard settlement, interchange transparency, AI-powered payments, remittance taxes, and emerging automation trends shaping the industry.

What if freedom from drug foods isn't about having more willpower, but about changing the way your brain responds to them? In this episode, I share a powerful perspective on food addiction recovery that can help you stop feeling trapped by cravings and start building a healthier relationship with food. If you're ready to break old patterns and create lasting food freedom, this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Fraud doesn't usually announce itself with a flashing warning sign. It shows up as a chargeback, a fake account that looks “normal,” or an account takeover that slips through the exact same checkout flow your best customers use. Greg Myers sits down with Tamas Kadar, Co-Founder and CEO of SEON, to unpack how modern fraud actually works and how digital businesses can protect revenue without burying users under friction.Tamas shares the origin story that started with a real loss: a crypto checkout experiment that got hit by fraud almost immediately. That experience turned into years of studying how fraudsters operate and, eventually, into SEON's mission: help businesses prevent fraud, verify identities, and stay compliant in real time using the minimum data points companies already collect, like an email address or phone number, plus hard-to-fake device and digital footprint signals. We dig into when step-up verification makes sense, how to reduce false positives, and why trust and safety teams deserve to be seen as revenue drivers, not cost centers.The conversation goes deep on AI in fraud prevention beyond the buzzwords. Tamas explains where classic machine learning helps, where it breaks, and how LLMs can speed up investigations by summarizing cases, surfacing patterns earlier, and reducing the “five tabs per investigation” problem. We also explore the shift toward headless software, where analysts can ask questions in natural language and get answers from the system of record without clicking through a UI, while still keeping decisions explainable with human-readable rules.We close with what's next: synthetic identities, deepfakes, account takeover, stablecoins and changing payment rails, plus the rise of agentic commerce where good agents and bad bots can blend into the same traffic.

Chris, Andrew, and David catch up after a missed week of recording and quickly dive into the kind of deeply practical Rails work that only comes from real production pain. Andrew shares the massive subscription and billing migration happening at Podia, including Stripe edge cases, legacy plan preservation, and stress-test tooling built from live scenarios. Chris then goes deep on a Hatchbox email cancellation flow that turns into a Rails internals rabbit hole around Action Mailer callbacks, mail delivery cancellation, and a tiny Rails PR born from production debugging. Hit download now to hear more! LinksJudoscale- Remote Ruby listener giftPodiaSupport only: and except: on _deliver callbacks in ActionMailer #57581Improve documentation/testing of abort in Action Mailer ‘before_action #57489Mailbin- GitHubHoneybadgerHoneybadger is an application health monitoring tool built by developers for developers.JudoscaleMake your deployments bulletproof with autoscaling that just works.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Chris Oliver X/TwitterAndrew Mason X/TwitterJason Charnes X/Twitter

Missed calls, staffing shortages, and phone fatigue can create a front office bottleneck that affects both the patient experience and practice production. In this episode, Kirk Behrendt speaks with Richard May of Mango Voice about how modern VoIP systems and AI receptionists can help dental practices answer more calls, streamline scheduling, document patient conversations, and reduce administrative workload without eliminating the human relationships patients need.Learn where AI is most useful, which conversations should remain with team members, and how practices can evaluate these tools responsibly. To improve your phone workflow and reduce pressure on your front office, listen to Episode 1062 of The Best Practices Show!Main Takeaways:Front office bottlenecks occur when team members must manage ringing phones, arriving patients, scheduling requests, insurance questions, and payments at the same time.Missed calls can represent lost new-patient opportunities and make it difficult for practices to measure the production they are losing.An AI receptionist can answer simultaneous calls, schedule selected appointments, respond to common questions, and filter spam or irrelevant calls.AI tools should be customized with accurate practice information and used as an extension of the team rather than a replacement for every human interaction.Phone integrations with practice management software can identify callers, open patient profiles, create conversation summaries, and reduce manual documentation.Payment disputes, detailed insurance questions, sensitive family concerns, and treatment conversations still require human judgment and empathy.Modern VoIP systems can use mobile applications and cellular data to keep business calls operating during an internet outage.Snippets:00:00 The front office bottleneck in dental practices.01:27 Meet Richard May04:18 How competing front office demands create workflow bottlenecks.06:21 Phone fatigue and the impact of missed calls.08:33 How an AI receptionist handles simultaneous and after-hours calls.10:09 Addressing concerns about AI representing the practice.15:09 Why dentists underestimate the importance of their phone systems.16:39 How patient expectations influence which dental practice they choose.19:10 Using transcripts, keyword searches, and automated patient notes.21:21 The staffing crisis and AI-supported administrative work.23:26 Which tasks should remain human.26:40 How AI can triage after-hours and emergency calls.29:20 How VoIP reliability and mobile applications have improved.31:32 Final considerations for adopting AI in the dental practice.34:24 How to test Margo and schedule a Mango Voice demonstration.Guest Bio/Guest ResourcesRichard has had a fulfilling career in public health, where he spent a decade dedicated to improving community wellness, health education, and preventive care. His work in public health allowed him to make a tangible difference, positively impacting lives and communities, a passion that continues to drive him.Following his public health career, Richard joined Mango, bringing his dedication to health and wellness into a new professional chapter. His role at Mango is a perfect fit, aligning with his values of teamwork, community engagement, and continuous improvement.Mango Voice: https://www.mangovoice.com/More Helpful Links for a Better Practice & a Better Life:The Best Practices Show: https://www.actdental.com/podcast/Best Practices Association: https://www.actdental.com/bpaUpcoming Events & Workshops: https://www.actdental.com/events/Smile Source: https://www.smilesource.com/Subscribe on Apple Podcasts: https://podcasts.apple.comSubscribe on Spotify: https://open.spotify.com

AP correspondent Haya Panjwani reports on an initiative to help single mothers in government housing.

In this episode of the Food Freedom Podcast, I share a difficult but incredibly freeing truth I had to learn on my own recovery journey: not everyone will understand your healing, support your growth, or be willing to grow alongside you.If you've ever felt discouraged, misunderstood, or exhausted trying to explain your choices to others, this conversation is for you. Join me as I talk about boundaries, personal growth, protecting your peace, and what it really means to pursue food freedom and recovery with confidence, even when others don't understand.This episode may change the way you think about relationships, recovery, and the people you allow to influence your journey.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

Angela Strange and Gabriel Vásquez speak with Addi founder and CEO Santiago Suárez about building one of Latin America's largest financial platforms. What began as a buy now, pay later product has evolved into a broader ecosystem spanning payments, commerce, logistics, and now banking. Serving millions of consumers and tens of thousands of merchants, Addi sits at the intersection of financial services and commerce in Colombia. The conversation covers building in Latin America, lessons from scaling through multiple market cycles, the importance of technology infrastructure, and why Suárez believes financial inclusion and economic growth are deeply connected. They also discuss AI, organizational design, product strategy, and what it takes to build enduring companies outside Silicon Valley.   Resources: Follow Santiago Suárez on X: https://x.com/SantiaSua Follow Angela Strange on X: https://x.com/astrange Follow Gabriel Vásquez on X: https://x.com/GEVS94 Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Can you love your body and still want to change it? Absolutely. In this episode, I tackle one of the most misunderstood topics in health and recovery: body positivity. I explore how self-acceptance and personal growth can exist side by side, why your worth isn't tied to a number on the scale, and how to create a healthier mindset as you pursue your goals. If you've ever struggled with body image, weight loss, or feeling like you have to choose between loving yourself and improving your health, this episode is for you.Grab your copy of my FREE 9 page Beginner's Guide to Food Sobriety https://www.foodfreedomwithmary.com/foodsobrietyguideFood Freedom Online Course: https://www.foodfreedomwithmary.com/foodfreedomcourseFood Sobriety Mini Course -https://www.foodfreedomwithmary.com/foodsobrietymcWant to learn more about me and my coaching programs? Do you need private coaching and intensive daily contact with a coach? Fill out my application so we can chat about whether or not my program is for you and which option is best for you. Payment plans available. Don't see a payment option that works for your pay schedule? Let's chat about a custom pay plan.www.foodfreedomwithmary.com/chooseyourpath Join my online community The Food Freedom Tribe! An online community of support, eduction, inspiration, accountability….. Learn more here: https://www.foodfreedomwithmary.com/tribemembership Application: https://docs.google.com/forms/d/1upnWHYK0RXfmyRTqlsF_R06z3NA8LZYHIMWFykq7-X4/viewformInstagram: www.instagram.com/coachmaryroberts Facebook: www.Facebook.com/ketomary71 Facebook group: https://www.facebook.com/groups/4915319108493196/?ref=share_group_linkWebsite: www.foodfreedomwithmary.com Join the email list.Email: mary@foodfreedomwithmary.com

A “successful” card payment can still leave merchants waiting days to actually access their money, paying layers of fees along the way, and carrying fraud risk that never truly goes away. That gap between authorization and settlement is where cash flow gets squeezed, reconciliation gets messy, and margins get quietly taxed, especially as more commerce shifts to e-commerce and other card-not-present channels.We sit down with Marshall Greenwald, Founder and CEO of IoniaPay, to talk about changing the infrastructure behind merchant payments. Marshall walks us through how IoniaPay moves funds from a consumer's card to a merchant's bank account in real time, why that matters more than ever, and how collapsing a fragmented chain of 6 to 10 parties can reduce cost and complexity. He also explains the fraud angle: instead of relying on tools that “guess,” merchants want stronger certainty that a transaction is truly authorized by the cardholder.We also get practical about where this fits best right now. Marshall shares why iGaming, travel, and healthcare see outsized value, how instant settlement can unlock meaningful working capital that would otherwise sit in float, and how the company goes to market through a mix of direct enterprise relationships and a broad reseller network. From there, we zoom out to the future of payments: multi-channel commerce, orchestration, interoperability challenges across a massive US ecosystem, and the broader shift from top-layer UX innovation to foundational payment infrastructure.If you care about real-time payments, merchant cash flow, fraud prevention, and what “modern rails” should actually look like for everyday commerce, this conversation will give you a few sharp questions to bring back to your team. 

Today's guests are Morningstar's Brian Moriarty and Jack Shannon. Brian is a principal, fixed-income strategies, for Morningstar. Before assuming his current role in 2015, Brian was a client solutions consultant for Morningstar Office, a practice and portfolio management system for independent financial advisors. Before joining Morningstar in 2013, he was a research assistant for DePaul University's religious studies department. Brian holds a bachelor's degree in political science from Michigan State University and a bachelor's degree in Islamic world studies from DePaul University. Jack Shannon is a principal, equity strategies, for Morningstar. He focuses on actively managed equity strategies and is the lead analyst for MFS and Artisan Partners, among other firms. Before joining Morningstar in 2020, Jack worked in commercial banking and was a consultant providing subject-matter expertise on complex financial litigation. Jack holds a bachelor's degree in economics and history from James Madison University. He also holds a master's of business administration in investments and corporate finance from the University of Notre Dame's Mendoza College of Business. Episode Highlights 00:02:06 What are Private Markets, and What Investment Opportunities Do They Provide? 00:03:13 Do Semiliquid Funds Provide Easier Access to Private Markets? 00:05:57 Applying Morningstar Processes to Evaluate Private Markets 00:09:50 Managing Liquidity in Private Market Investments 00:18:48 Valuation and Transparency: Putting Private Assets Under the Microscope 00:24:07 Payment in Kind as a Valuation Concern 00:28:02 Public vs. Private Markets: Understanding Risk, Language, and Infrastructure Differences 00:39:28 Building Methodology to Explain Private Asset Fees and Incentive Structures 00:44:22 What Morningstar Medalist Ratings Signal for Semiliquid Funds More From Morningstar Morningstar's Guide to Public/Private Investing Private Equity Funds Step Into the Spotlight Private Credit Pricing: Are Prosecutors Opening Up Pandora's Box? If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Anthony “Mazz” Mazzarelli brings a rare combination of perspectives to American healthcare: physician, executive, lawyer, bioethicist, author and media voice. As co-president and CEO of Cooper University Health Care and associate dean of clinical affairs at Cooper Medical School, Mazzarelli leads a major safety-net health system while continuing to see patients himself. He is also co-author of Compassionomics, a book that makes the evidence-based case that compassion in medicine improves outcomes, lowers costs and reduces clinician burnout. That combination makes him an ideal guest for Fixing Healthcare with cohosts Dr. Robert Pearl and Jeremy Corr. This season's guests are being asked what they are hearing from patients, clinicians and the public right now. For Mazzarelli, three themes rise to the top: Growing concern over Medicaid cuts and rising uninsurance Excitement about generative AI and other new technologies Awe at the speed of change healthcare leaders will need to manage Key episode highlights include: Medicaid cuts will hit safety-net patients hardest. At Cooper, roughly one-third of patients are covered by Medicaid or are self-pay. Mazzarelli explains that many of these patients live paycheck to paycheck or depend on coverage to manage chronic disease. When they lose access, prevention disappears and patients often delay care until they show up sicker in emergency departments and hospitals. Generative AI is a promising tool for rethinking how care is delivered. Ambient listening and automated notes are helpful, he says, but the larger opportunity lies in decision support, preventive outreach, chronic disease management, medication adherence and giving clinicians more time to connect with patients. Fraud prevention should not become a barrier to legitimate care. Mazzarelli supports catching fraud and abuse in Medicaid and Medicare, but argues that AI should be used to identify bad actors more precisely so the system can reduce unnecessary checkboxes. Employer-based healthcare has hidden the true cost crisis. Employers and government programs have absorbed much of the rising cost of care, preventing individuals from feeling the full impact. That delay has reduced pressure for major reform, even as the system becomes increasingly unaffordable. Payment reform remains the real lever for change. While Mazzarelli supports incremental improvements, he says the biggest changes will require addressing the way care is paid for, including the misaligned incentives that shape nearly every part of American healthcare. AI can help clinicians reconnect with patients. Compassion is not a soft concept. Stronger patient connection has been linked to better outcomes, lower costs, fewer unnecessary tests and less burnout among clinicians. Technology should redesign care, not automate bad workflows. Mazzarelli cautions that healthcare does not simply need better AI models. It needs leaders willing to redesign workflows in an “AI-native” way rather than layering technology on top of broken processes. Convenience must be balanced with human connection. Jeremy raises concerns about the broader health consequences of modern convenience, including loneliness and isolation. Mazzarelli agrees, noting that loneliness is a major public health risk and that healthcare organizations have a responsibility to address it. Burnout requires more than wellness programs. Mazzarelli argues that yoga, walks and wellness initiatives are not enough if clinicians feel disconnected from the work itself. The real antidote, he says, is restoring meaning at the point of care by helping clinicians connect with patients and see the difference they make. There's much more in this conversation, including Cooper's co-president model, the impact of private equity on physician practice, the future of 24/7 access and how policymakers should think about AI safety without slowing progress. Tune in to hear what one of healthcare's most thoughtful physician-executives believes patients, clinicians and leaders should expect from the next era of medicine. * * * Dr. Robert Pearl is the author of “ChatGPT, MD: How AI-Empowered Patients & Doctors Can Take Back Control of American Medicine.” Fixing Healthcare is a co-production of Dr. Robert Pearl and Jeremy Corr. Subscribe to the show via Apple, Spotify or wherever you find podcasts. Join the conversation or suggest a guest by following the show on X and LinkedIn. The post FHC #218: Dr. Anthony Mazzarelli on healthcare’s next burning platform appeared first on Fixing Healthcare.

Nuclear energy can lower one cost that has seen rapid inflation in recent years: electricity bills. But nuclear power plants aren't cheap to build. In one state, legislators wade into a debate over whether taxpayers or utility companies should shoulder the burden. Also in this episode: Kevin Warsh faces war-driven inflation ahead of his first FOMC meeting as Fed chair, MAHA movement drives up cotton demand, and advertisers leverage the World Cup to reach Latino consumers.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Nuclear energy can lower one cost that has seen rapid inflation in recent years: electricity bills. But nuclear power plants aren't cheap to build. In one state, legislators wade into a debate over whether taxpayers or utility companies should shoulder the burden. Also in this episode: Kevin Warsh faces war-driven inflation ahead of his first FOMC meeting as Fed chair, MAHA movement drives up cotton demand, and advertisers leverage the World Cup to reach Latino consumers.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Have you ever had a prospect enthusiastically say yes, only to have the sale stall when it came time to pay?   In this episode of the Sales Maven Show, Nikki Rausch explores a surprisingly common mistake that costs business owners real revenue: creating unnecessary friction in the payment process.   Many entrepreneurs are looking for ways to reduce expenses and avoid credit card processing fees. While the intention is understandable, Nikki explains why asking clients to jump through extra hoops to pay can slow momentum, create hesitation, and even cause deals to fall apart entirely.   When a buyer is ready to move forward, every additional step introduces risk. Whether it's asking someone to send a bank transfer, use a payment platform they don't normally use, or manually pay invoices month after month, friction can quickly turn excitement into delay.   Nikki shares practical examples of how payment processes impact buyer behavior, why recurring payment systems strengthen client relationships, and how hidden labor costs often outweigh the savings business owners hope to gain by avoiding payment processing fees.   If you've ever wondered whether your payment process is helping or hurting your sales, this episode challenges you to rethink how easy it is for clients to do business with you.   In this episode, learn: Why friction is one of the biggest threats to closing a sale How payment delays can lead to lost revenue The hidden costs of manually chasing invoices and late payments Why recurring payment systems often improve client relationships How complicated payment options can reduce buyer momentum Simple ways to make it easier for clients to pay you Why convenience is often more valuable than avoiding fees   A question to consider: How many steps does a buyer have to take after they say yes? And are these extra steps helping your business, or costing you sales?   The easier you make it for clients to take action, the more likely they are to follow through.   Listen in to learn how a few small changes to your payment process can create a smoother experience, increase conversions, and keep more of the business you've already earned.   Did this episode resonate with you? Please subscribe to the Sales Maven Show and share it with another business owner who wants to remove friction from their sales process and make it easier for clients to say yes.   .....................................   You're invited to join the Sales Maven Society. Take advantage of this opportunity to get the support needed to increase your close rate. Bring your questions, concerns, and sales situations; Nikki provides answers and guidance. Join the Sales Maven Society here, click Join Today, and then check out and use coupon code 47trial to get your first month for $47.00!   For more actionable sales tips, download the FREE Closing The Sale Ebook.   Find Nikki: Nikki Rausch nikki@yoursalesmaven.com Facebook | LinkedIn | Instagram Sales Maven Society https://calendly.com/salesmaven/work-with-nikki-discussion     Chapters:   0:00 Intro 00:50 How Payment Friction Kills Sales 02:00 The Hidden Cost of Alternatives 04:11 Why Chasing Payments Hurts Business 06:45 Make Paying Easy for Clients 08:21 Credit Card Fees vs Lost Sales 10:33 The Two-Step Payment Rule 12:00 Final Challenge: Audit Your Process

Tesla introduces its fourth new currently available blue paint option, the Model 3 crushes a popular consumer website's range test, Lucid introduces a major new software update, Mitsubishi announces a new EV for the North American market, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly or (10% discounted!) annual pledge. Every little bit helps, and you can support for just $5 per month. And there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And NO ADS at every Patreon tier! WIN AN EV WHILE GIVING TO A GREAT CAUSE: For your chance to win your dream EV (or $50k cash!) in the 2026 ChesedChicago raffle, head to https://ccraffle.com/?utm_source=ridethelightning&utm_medium=podcast&utm_campaign=06.14.26 -- Hurry, tickets are limited and only 9,999 tickets will be sold, get your tickets today and use code RTL for $25 off 2 tickets or $500 off 15 tickets. Whether you win or not, you're helping a great organization help families in need. Also, don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call is 1-888-989-8752. INTERESTED IN A FLEXIBLE EXTENDED WARRANTY FOR YOUR TESLA? Be a part of the future of transportation with XCare, the first extended warranty designed & built exclusively for EV owners, by EV owners. Use the code Lightning to get $100 off their "One-time Payment" option! Go to www.xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL too!). Enhance your car with cool carbon-fiber upgrades from RPMTesla.com. And make your garage door foolproof with the Infinity Shield – get yours at https://www.infinity-shield.com and use the promo code RTL at checkout for a $25 discount.