Podcasts about disrupting

Mental health is an important part of our overall health, but many people confront barriers that keep them from accessing the mental health care they need. A program in Boston aims to  address mental health disparities by disrupting traditional health care models. The Boston Emergency Services Team, or BEST, is led by Dr. David Henderson, chief of psychiatry at Boston Medical Center.  BEST brings together mental health providers, community resources, law enforcement, and the judicial system to deliver care to people in need of mental health services. Henderson says bringing mental health providers alongside police responding to calls for service for mental health needs has helped reduce the number of people with mental illness ending up in jails and prisons. “The criminal justice system has, by default, become one of the largest mental health systems … around the country as well,” Henderson says. “People with mental illness are in jails and prisons, at a percentage that they really should not be.” In a conversation that first published in 2024, Henderson speaks with Movement Is Life's Hadiya Green about what it takes to ensure people in need of mental health services get the help they need, why it's important to train providers to recognize unconscious biases, and what it means to provide trauma-informed and culturally sensitive care.

Sander Schulhoff is an AI researcher specializing in AI security, prompt injection, and red teaming. He wrote the first comprehensive guide on prompt engineering and ran the first-ever prompt injection competition, working with top AI labs and companies. His dataset is now used by Fortune 500 companies to benchmark their AI systems security, he's spent more time than anyone alive studying how attackers break AI systems, and what he's found isn't reassuring: the guardrails companies are buying don't actually work, and we've been lucky we haven't seen more harm so far, only because AI agents aren't capable enough yet to do real damage.We discuss:1. The difference between jailbreaking and prompt injection attacks on AI systems2. Why AI guardrails don't work3. Why we haven't seen major AI security incidents yet (but soon will)4. Why AI browser agents are vulnerable to hidden attacks embedded in webpages5. The practical steps organizations should take instead of buying ineffective security tools6. Why solving this requires merging classical cybersecurity expertise with AI knowledge—Brought to you by:Datadog—Now home to Eppo, the leading experimentation and feature flagging platform: https://www.datadoghq.com/lennyMetronome—Monetization infrastructure for modern software companies: https://metronome.com/GoFundMe Giving Funds—Make year-end giving easy: http://gofundme.com/lenny—Transcript: https://www.lennysnewsletter.com/p/the-coming-ai-security-crisis—My biggest takeaways (for paid newsletter subscribers): https://www.lennysnewsletter.com/i/181089452/my-biggest-takeaways-from-this-conversation—Where to find Sander Schulhoff:• X: https://x.com/sanderschulhoff• LinkedIn: https://www.linkedin.com/in/sander-schulhoff• Website: https://sanderschulhoff.com• AI Red Teaming and AI Security Masterclass on Maven: https://bit.ly/44lLSbC—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Introduction to Sander Schulhoff and AI security(05:14) Understanding AI vulnerabilities(11:42) Real-world examples of AI security breaches(17:55) The impact of intelligent agents(19:44) The rise of AI security solutions(21:09) Red teaming and guardrails(23:44) Adversarial robustness(27:52) Why guardrails fail(38:22) The lack of resources addressing this problem(44:44) Practical advice for addressing AI security(55:49) Why you shouldn't spend your time on guardrails(59:06) Prompt injection and agentic systems(01:09:15) Education and awareness in AI security(01:11:47) Challenges and future directions in AI security(01:17:52) Companies that are doing this well(01:21:57) Final thoughts and recommendations—Referenced:• AI prompt engineering in 2025: What works and what doesn't | Sander Schulhoff (Learn Prompting, HackAPrompt): https://www.lennysnewsletter.com/p/ai-prompt-engineering-in-2025-sander-schulhoff• The AI Security Industry is Bullshit: https://sanderschulhoff.substack.com/p/the-ai-security-industry-is-bullshit• The Prompt Report: Insights from the Most Comprehensive Study of Prompting Ever Done: https://learnprompting.org/blog/the_prompt_report?srsltid=AfmBOoo7CRNNCtavzhyLbCMxc0LDmkSUakJ4P8XBaITbE6GXL1i2SvA0• OpenAI: https://openai.com• Scale: https://scale.com• Hugging Face: https://huggingface.co• Ignore This Title and HackAPrompt: Exposing Systemic Vulnerabilities of LLMs through a Global Scale Prompt Hacking Competition: https://www.semanticscholar.org/paper/Ignore-This-Title-and-HackAPrompt%3A-Exposing-of-LLMs-Schulhoff-Pinto/f3de6ea08e2464190673c0ec8f78e5ec1cd08642• Simon Willison's Weblog: https://simonwillison.net• ServiceNow: https://www.servicenow.com• ServiceNow AI Agents Can Be Tricked Into Acting Against Each Other via Second-Order Prompts: https://thehackernews.com/2025/11/servicenow-ai-agents-can-be-tricked.html• Alex Komoroske on X: https://x.com/komorama• Twitter pranksters derail GPT-3 bot with newly discovered “prompt injection” hack: https://arstechnica.com/information-technology/2022/09/twitter-pranksters-derail-gpt-3-bot-with-newly-discovered-prompt-injection-hack• MathGPT: https://math-gpt.org• 2025 Las Vegas Cybertruck explosion: https://en.wikipedia.org/wiki/2025_Las_Vegas_Cybertruck_explosion• Disrupting the first reported AI-orchestrated cyber espionage campaign: https://www.anthropic.com/news/disrupting-AI-espionage• Thinking like a gardener not a builder, organizing teams like slime mold, the adjacent possible, and other unconventional product advice | Alex Komoroske (Stripe, Google): https://www.lennysnewsletter.com/p/unconventional-product-advice-alex-komoroske• Prompt Optimization and Evaluation for LLM Automated Red Teaming: https://arxiv.org/abs/2507.22133• MATS Research: https://substack.com/@matsresearch• CBRN: https://en.wikipedia.org/wiki/CBRN_defense• CaMeL offers a promising new direction for mitigating prompt injection attacks: https://simonwillison.net/2025/Apr/11/camel• Trustible: https://trustible.ai• Repello: https://repello.ai• Do not write that jailbreak paper: https://javirando.com/blog/2024/jailbreaks—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. To hear more, visit www.lennysnewsletter.com

Thank you to 0x and Polygon for supporting this stream.    00:00 Introduction to Boys Club Live 01:32 Guest Lineup and Show Overview 02:33 Big News with Polygon 06:53 Year in Review  17:58 AI Design and Branding with Jamey Gannon 36:09 The Payment Stack with John Egan 43:04 Challenges of Cross-Border Transactions 43:58 The Role of Stablecoins and Blockchain 45:38 Competing with Established Brands 47:58 Polygon's Unique Position and Vision 53:21 The Future of Global Payments and AI 57:52 Retail Trading with Andrew McCormick 01:14:40 Throuples in WSJ 01:25:31 Introducing @Quasimatt 01:26:32 True Religion Jeans Comeback 01:29:22 Cultural Moods of 2025 01:40:22 Pete Davidson's Tattoo Removal 01:45:32 Six Seven Meme and Cultural Trends 01:51:46 Personal Cultural Moods for 2026 01:57:19 Closing Thoughts and Wrap-Up  

Guest:Dan O'Toole, Founder, Chairman, and Chief Executive Officer of Arrive AI Inc.Company: Arrive AI - The Future of Autonomous DeliveryWebsite:https://www.arriveai.comTicker: NASDAQ: ARAIAbout Arrive AI:Arrive AI (NASDAQ: ARAI) is a technology company that transforms last-mile logistics with its AI-powered Autonomous Last Mile (ALM) platform, designed to make deliveries smarter, safer, and more efficient. Founded in 2020 and headquartered in Fishers, Indiana, the company's patented Arrive Points™ smart mailboxes securely interact with drones, ground robots, couriers, and people, enabling seamless handoffs and secure chain-of custody controls. The platform also provides real-time tracking and logistics alerts, helping shippers and delivery networks achieve greater speed and reliability. Backed by nearly $12 million in crowdfunding and $40 million in institutional investment, Arrive AI advanced to the public markets with a Nasdaq direct listing in 2025.Dan's BioDan O'Toole is a visionary leader bringing more than 37 years of entrepreneurial experience in building and scaling innovative businesses. He began his career as a national sales manager in specialty distribution before founding and exiting three companies, including Facility Maintenance USA, which provided nationwide services to Fortune 500 clients. Renowned for anticipating market shifts, O'Toole has repeatedly turned innovation into sustainable growth and long-term shareholder value. His track record spans securing patents, leading successful exits, and nurturing high-performance teams. At Arrive AI, he guides the company's overall strategy, governance, and global expansion as a publicly traded enterprise.Dan O'Toole is one of the first in the U.S. to secure patents for a smart mailbox capable of accepting packages via drones and other autonomous systems. His invention has since evolved into a Mailbox-as-a-Service platform powered by AI. A serial entrepreneur, he brings extensive leadership experience across startups, enterprise sales organizations, and commercial real estate. A graduate of Ball State University, he lives with his family in Carmel, IN, and is an avid car collector.

In this episode of Disruption/Interruption, host KJ sits down with Min Kyriannis, a trailblazer in the global security industry and CEO of Amyna Systems. Min shares her journey from immigrant roots to industry leadership, discusses the evolving landscape of network security, and explains how Amyna Systems is revolutionizing device-level protection. The conversation covers the challenges of legacy technology, the importance of proactive security, and Min’s commitment to both technological and humanitarian causes. Four Key Takeaways: The Human Element is the Weakest Link [11:03]Min emphasizes that despite technological advances, human error and lack of education remain the biggest vulnerabilities in network security. Legacy Systems Create Modern Risks [16:00]Integrating old technologies with new networks opens up significant security gaps, as outdated protocols are not designed for today’s threats. Proactive Security Over Reactive Patching [15:01]The industry often relies on patching vulnerabilities as they arise, but Min advocates for addressing root causes to prevent issues before they occur. Amyna Systems’ Revolutionary Approach [25:12]Amyna Systems has developed patented technology that detects and remediates anomalies within seconds, providing a new layer of defense for modern networks. Quote of the Show (24:29):“You have to be constantly learning. You have to be constantly trying to discover something, and it’s always fascinating to see what’s there.” – Min Kyriannis Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Min Kyriannis: LinkedIn: https://www.linkedin.com/in/mkyri Company Website: https://amyna.io/ How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Reports suggest around one-third of U.S. adults use continuous monitoring technology and health wearables…with trends showing persistent growth, especially among younger, educated, and higher-income individuals. And by providing 24/7/365, real-time data on physiological metrics like vital signs, glucose levels, and sleep patterns…continuous monitoring technology and health wearables are becoming increasingly powerful drivers of consumer behavior. And I believe this is super important, especially if you consider how more individuals began viewing themselves as consumers in the healthcare market compared to solely being patients. Also, with the help of continuous monitoring technology and health wearables…consumer healthcare has been evolving from a reactive, one-size-fits-all treatment approach to a distinctively proactive, personalized, and integrative data-led approach. Moreover, empowered by this "proactive health" mindset, consumers increasingly moving closer towards this four-way intersection of taste, convenience, nutrition, and functionality. Therefore, the most direct impact of continuous monitoring technology and health wearables is arguably the mainstreaming of the "food as medicine" philosophy. When consumers receive moment-by-moment feedback on how specific foods, beverages, and dietary supplements affect their bodies…they start demanding products tailored to their unique biological needs. But maybe the most significant example would be glycemic responses detected by continuous glucose monitors. In fact, whether boosted further by the recent FDA clearance for over-the-counter continuous glucose monitors and/or the rising usage of GLP-1 drugs for weight management…heightened interest in blood sugar management has also expanded beyond the diabetic community. Obviously, “war” had been waged on sugar a long time ago…but a “MAHA-influenced marketplace” has slightly shifted, with consumers being more comfortable with sweetness that has natural connotations. Either way, this signals a potentially powerful opportunity for packaged food and beverage companies to embrace diabetic-friendly products (for general wellness), as it's reasonable to imagine a similar adoption trajectory of gluten-free beyond those with celiac disease. Nonetheless, nearly 43% of consumers (today) associate healthy food with boosting performance, which means real-time data has increased demand for ingredients with measurable impacts, such as adaptogens for stress relief and nootropics for cognitive performance. Also, this influx of high-frequency biometric data can help shorten the product development cycle by providing functional CPG companies with "real-world evidence" that was previously unattainable. Next, these health technology wearables have opened a new engagement approach like how seeking to better reach the increasingly influential variations of the “wellness maxxing” internet community, marketers of functional CPG brands have begun showcasing wearable data in social storytelling to help prove product efficacy. While I totally understand the primary business cases involve premium positioning strategies…I'd bet that begins to change, as industry forward-thinkers recognize synthesizing this data into actionable low-cost, high-impact functional product solutions for broader populations is the REAL prize. Lastly, while continuous glucose monitoring revolutionized diabetes care…the same approach applied to inflammatory proteins could transform care for autoimmune diseases or other chronic diseases (i.e. cardiovascular health).

Jordan Ritter didn't grow up surrounded by tech; he grew up on a farm, tinkering with computers in total isolation. But that early curiosity led him to co-found Napster, the file-sharing service that transformed music distribution. As millions of users flooded the platform, Jordan was instrumental in keeping it alive through sleepless nights and nonstop chaos. The success was massive, the failure was brutal, but the lessons shaped everything he did next. In this episode, Jordan reveals to Ilana the real story behind Napster, the personal sacrifices of innovation, and the mindset required to build something that leaves a legacy. Jordan Ritter is a serial entrepreneur, software architect, and angel investor, recognized for his work at Napster, the file-sharing service that reshaped music distribution and digital technology. Since then, he has launched and advised multiple startups in the tech industry. In this episode, Ilana and Jordan will discuss: (00:00) Introduction  (02:08) Growing Up on a Farm and Discovering Tech (06:40) His Journey into Hacking and Computer Security (12:37) Joining Napster and Disrupting the Music Industry (17:55) Experiencing Napster's Highs and Crushing Lows (32:20) Why Jordan Decided to Leave Napster (40:16) Reinventing and Building Companies with Value (46:03) The Importance of Culture in Startups (52:19) Navigating Interviews and Culture Alignment (55:18) The Challenges of Starting a Business (1:03:30) Lessons Learned and Giving Back Jordan Ritter is a serial entrepreneur, software architect, angel investor, and co-founder of Napster, where he helped scale the platform to 60 million users. A four-time founder, he has built 20+ large-scale commercial and open-source products across 12 languages, developing systems used by millions. At Cloudmark, Servio, and Augment AI, Jordan built intuitive, scalable, and reliable platforms, and he now advises CoPilotKit on product strategy. Connect with Jordan: Jordan's  LinkedIn: linkedin.com/in/jordanritter  Leap Academy: Ready to make the LEAP in your career? There is a NEW WAY for professionals to fast-track their careers and leap to bigger opportunities.  Check out our free training today at https://bit.ly/leap--free-training

Ready to shake up your thinking about disruption? In this episode, Adam Larson sits down with keynote speaker and bestselling author Shawn Kanungo for a refreshingly candid conversation about why disruption isn't a dirty word and how it can actually spark growth in your career and life. Shawn Kanungo shares personal stories, practical tactics, and bold advice on embracing change, overcoming imposter syndrome, and even learning from the jazz-like improvisation of life's unexpected moments. They chat about the real power of AI, why boldness is built one small “receipt” at a time, and how leaders can foster cultures where experimentation thrives. If you're looking for honest inspiration and tangible steps to disrupt yourself before something else does, this episode is for you.

Godly living is life beyond the norm

Godly living is life beyond the norm

Dec 14 | Luis Palomo | Worship Center, Fry Road The Foundry Methodist Church, Houston TX At Foundry we believe God has called us to be a movement of people committed to helping everyone know, follow and share Jesus. This series invites us to discover a deeper participation in that mission! --------------------------------------------------------------------------------------------------------- Used with Permission - CCLI Copyright License Number #855120 Streaming Plus License Number #21172413

Tree-Free Products are disrupting industries that have relied on the same wasteful materials for more than a century, and the shift is happening faster than most people realize. In this episode, we explore how Emerald Ecovations produces over 370 sustainable alternatives without cutting down a single tree, dramatically reducing carbon emissions, water use and ocean-bound pollution. Ralph Bianculli shares why legacy companies resist change and how younger decision-makers are pushing corporate purchasing toward genuine sustainability. Sustainable business is more than a buzzword; it is the measurable impact behind everyday products. Ralph explains why some corporations save 7,000 to 8,000 trees every year simply by switching to tree-free materials. He also breaks down how soil protection, water reduction and raw material sourcing shape the environmental benefits of their products, and why education is often a bigger barrier than cost.  Environmental impact reporting becomes the emotional centerpiece of this conversation when Ralph reveals how only a small percentage of consumers identify as environmentalists, yet almost anyone can be moved by seeing exactly how many trees, gallons of water, and pounds of carbon their decisions can save. That moment often turns reluctant corporations into sustainability leaders.  Help fund a new seagrass podcast: https://www.speakupforblue.com/seagrass Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube    

In this episode of Automotive Fleet's State of the Fleet Industry video series, ‪@Auto-Driveaway‬ President and CEO Rodney Ruth joins Chris Brown to break down how fleet vehicle transport and logistics are changing — and what it means for fleets and FMCs.Ruth explains how customer expectations for real-time visibility, tighter timelines, and centralized fleet management are driving new technology investments. He also compares brokers, tech platforms, gig-style models, and driveaway services, and why he believes a combination of technology plus human support is essential for complex moves and added services.The conversation closes with a look ahead at the next three to five years, including EV transport challenges, added services like storage, reconditioning, licensing and titling, and why being “the eyes and ears on the ground” will matter even more as fleets keep vehicles longer and redeploy them more frequently.

Brothers Eddie and Andrew Prchal co-founded Gunner Roofing in 2018, revolutionizing home improvement through exceptional customer service, innovative technology, and transparent processes. Top 3 Value Bombs 1. You don't need to be an expert to get started. With curiosity, mentorship, and relentless learning, anyone can enter and disrupt an industry. 2. Technology and transparency create trust. By simplifying processes and offering clarity, you can redefine even the most traditional industries. 3. Disruption starts with discipline. Challenge the status quo, but back it with strong systems, customer focus, and consistency. Roof Replacement Made Easy. Quotes in minutes. Exceptional service and quality craftsmanship - Gunner Roofing Website Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Freedom Circle - A powerful community of entrepreneurs led by JLD. Are you ready to go from idea to income in 90-days? Visit Freedom-Circle.com to learn more.

This CEO is Disrupting Education with AR & VR – Meet Paul Kellenberger CEO zSpace - $ZSPC Description Guest Paul Kellenberger serves as zSpace's Chief Executive Officer and Chairman of the board zSpace (Nasdaq: ZSPC)Website:https://www.zspace.com/Paul's BioPaul Kellenberger serves as zSpace's Chief Executive Officer and Chairman of the board of directors. Mr. Kellenberger has served as CEO and director since December 2006. Prior to zSpace, he was CEO of Chancery Software Ltd. (sold to Pearson PLC in 2006), CEO of Promeo Technologies, and SVP at Inacom Corporation (acquired by Compaq/Hewlett Packard). He also served as VP and Director at Motorola Inc. Mr. Kellenberger holds a B.A. in economics from the University of Western Ontario and an M.B.A. from McMaster University. Company bio:zSpace, Inc. (NASDAQ: ZSPC) delivers innovative augmented and virtual reality (AR/VR) experiences that drive achievement in STEM, CTE, and career readiness programs. Trusted by over 3,500 school districts, technical centers, community colleges, and universities, zSpace allows students and teachers to experience learning in the classroom that may otherwise be dangerous, impossible, counterproductive, or expensive using traditional techniques. Headquartered in San Jose, California, zSpace holds over 70 patents, and our hands-on "learning by doing" solutions have been shown to enhance the learning process and drive higher student test scores, as evidenced by a study on the utility of 3D virtual reality technologies for student knowledge gains published in the Journal of Computer Assisted Learning in 2021.

In this episode of Disruption/Interruption, host KJ sits down with Lukas Egger, VP of Product Strategy and Innovation at SAP Signavio. They discuss the realities of implementing AI in large enterprises, the pitfalls of treating AI as a plug-and-play solution, and the importance of re-engineering business systems to unlock true value. Lucas shares insights on innovation, the dangers of the "speed race," and how organizations can de-risk ambitious AI projects. Four Key Takeaways: The AI "Rat Race" Myth [2:00]Lukas explains why the biggest mistake in AI adoption is thinking it's a race to move the fastest, and why slowing down can actually lead to outsized value. The True Cost and Opportunity of AI [7:26]The conversation compares current AI investments to the Manhattan Project, highlighting the generational scale of today's infrastructure build-out and the unique opportunities it presents. Paradigm Shifts: Cheap Content, Expensive Trust [16:59]Lukas discusses how the abundance of cheap, AI-generated content shifts value creation from ownership to membership, and why trust and personalization are now critical. Re-engineering Business Systems for AI [24:29]Lukas argues that success with AI requires rethinking and redesigning entire business processes, not just swapping out old components for new technology. Quote of the Show (36:55):"The most important part is to claim agency about your strategy and what you want to achieve, and this will not come from giving into whatever the latest social media news might imply.” – Lukas Egger Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Lukas Egger: LinkedIn: http://www.linkedin.com/in/lukas-np-egger Company Website: signavio.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Every parent wants to feed their baby well—but finding clarity in today's system isn't always easy. In this episode of The Dr. Hyman Show, I sit down with Laura Modi, CEO and co-founder of Bobbie, to talk about the real challenges families face when it comes to feeding and why it so often feels overwhelming.  Laura shares her personal journey, the moments that changed everything, and what she's learned from supporting thousands of parents through this stage. Enjoy the full conversation on YouTube or listen wherever you get your podcasts. In this episode, you'll learn: • Why shame shows up so quickly around feeding—and how to replace it with clarity and confidence • How to navigate breastfeeding challenges without feeling like you're “failing” • What most parents don't realize about formula standards, labels, and ingredient quality • How combo feeding can ease pressure, support mental health, and support your baby's development • Why America's fragile formula system matters for every family and how to stay informed  Feeding your baby should feel empowering, not confusing. I hope this conversation helps you feel more confident as you navigate this stage. View Show Notes From This Episode Get Free Weekly Health Tips from Dr. Hyman https://drhyman.com/pages/picks?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Sign Up for Dr. Hyman's Weekly Longevity Journal https://drhyman.com/pages/longevity?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Join the 10-Day Detox to Reset Your Health https://drhyman.com/pages/10-day-detox Join the Hyman Hive for Expert Support and Real Results https://drhyman.com/pages/hyman-hive This episode is brought to you by Seed, Fatty15, Function Health, Sunlighten, PerfectAmino and AirDoctor. Visit seed.com/hyman and use code 20HYMAN for 20% off your first month of Seed's DS-01® Daily Synbiotic. Head to fatty15.com/hyman and use code HYMAN for 15% off your 90-day subscription Starter Kit. Join today at functionhealth.com/mark and use code MARK2026 to get $50 OFF toward your membership. Head over to sunlighten.com and save up to $1400 or more this holiday season with code HYMAN. Go to bodyhealth.com and use code HYMAN20 for 20% off your first order. Get cleaner air. Right now, you can get up to $300 off at airdoctorpro.com/drhyman. (0:00) Laura Modi's experience with mastitis and challenges in breastfeeding and formula feeding (1:06) FDA nutritional standards and the critique for infant formula (2:06) New mothers' dilemma: Breastfeeding vs. Formula (3:19) Hospital practices and breastfeeding discouragement (4:14) Laura Modi's transition from tech to founding Bobby (7:08) Emotional toll of formula usage on mothers (9:27) Ingredient quality in infant formula (16:01) The 2022 infant formula shortage: Causes and effects (18:39) The science of breast milk for infant health (23:46) Probiotics, microbiome, and infant health (26:35) Mimicking breast milk in formula development (27:05) US vs. European infant formula standards (28:06) Combating the stigma around formula feeding (33:55) Policy efforts to enhance infant formula standards (37:21) Ensuring safety and domestic production of infant formula (41:03) Transparency and labeling in the infant formula industry (44:06) Identifying high-quality infant formula (45:43) Government programs' role in infant formula access (48:11) SNAP challenges and infant formula (49:34) Guidance for mothers on infant feeding choices (52:46) Disrupting the infant formula market and looking ahead (55:47) Nutritional supplementation for infants: Vitamin D and probiotics (58:10) Episode wrap-up and acknowledgements

I'm excited to have Povilas Sabaliauskas, the CEO of Pulsetto, joining me for Part 2 of a two-part series. In Part 1, Povilas explained what the vagus nerve is and how it acts as a necessary mental toothbrush for us. In Part 2 today, he discusses the Pulsetto device itself, the different models, and how it helps to boost hormones, reduce stress, and improve sleep.  Stay tuned until the end, where he offers a discount code so you can try the Pulsetto out for yourself. How to Maximize the Benefits of the Pulsetto  Use it twice daily  Use it consistently, as the benefits increase over time Do a session before bed for better sleep  Monitor your HRV, stress, and sleep with a wearable device to track your progress Bio: Povilas Sabaliauskas Povilas Sabaliauskas is the co-founder and CEO of Pulsetto, one of the fastest-growing wellness tech companies in the world.  A leader in non-invasive neuromodulation, Pulsetto is redefining how we approach stress, sleep, and recovery — through wearable vagus nerve stimulation backed by science and loved by high-performers around the globe.  With a background in tech and performance coaching, Povilas has become a passionate advocate for making cutting-edge wellness tools accessible to everyone — not just elite athletes or clinical patients.  Under his leadership, Pulsetto has partnered with leading researchers, completed clinical trials, and grown to over 100,000 users across Europe and the U.S. Povilas brings a unique mix of business strategy, biohacking curiosity, and real-world stress recovery insights — making him a fresh voice in the growing world of neuromodulation and mental resilience. In this episode: How 30 days of consistent Pulsetto use can reduce cortisol levels by almost 50% First-time Pulsetto users often report deeper sleep and vivid dreams How athletes use the Pulsetto to reduce pre-event stress and support their recovery Early data suggest that the Pulsetto can reduce inflammation and lower blood pressure The importance of using the Pulsetto daily to achieve noticeable results The benefits of wearable devices for tracking the effects of the Pulsetto How vagal stimulation can help manage insulin spikes Links and Resources: ⁠⁠⁠⁠Use Code FIBER to get 10% off GLP-1 Fiber Use code TURMERIC to get 10% off ⁠⁠⁠TURMERIC Calocurb Clinical — Appetite & Craving SupportA practitioner-exclusive, plant-based supplement designed to enhance your body's natural fullness signals (GLP-1 and PYY), helping reduce cravings and calorie intake. Available only through clinics such as the Integrative Health and Hormone Clinic.Visit us or order here: https://ihhclinic.com/ Guest Social Media Links: Povilas Sabaliauskas on LinkedIn  Pulsetto Device on YouTube  YouTube: Immediate Relief from Stress & Burnout with Pulsetto and CEO Povilas Sabaliauskas YouTube: How to Reduce Stress and Calm Your Nervous System in Just 4 Minutes using a New Device Relative Links for This Show: Use the code Dr. Stephanie Gray for 10% off Follow Your Longevity Blueprint  On Instagram| Facebook| Twitter| YouTube | LinkedIn Get your copy of the Your Longevity Blueprint book and claim your bonuses here Find Dr. Stephanie Gray and Your Longevity Blueprint online   Follow Dr. Stephanie Gray  On Facebook| Instagram| Youtube | Twitter | LinkedIn Integrative Health and Hormone Clinic Podcast production by Team Podcast

Keith Grossman, President at MoonPay, joined me to discuss how the firm is unlocking crypto access for both retail and institutional users.Topics: - MoonPay's crypto payment solutions - MoonPay Mastercard and Pump Fun integrations - TradFi Crypto Adoption- Web2 and tech companies transitioning to Web3 - Future of crypto payments - Tokenization of assets and human behaviorBrought to you by

Dec 7 | Ray Hughes | Sanctuary, Jones Road The Foundry Methodist Church, Houston TX At Foundry we believe God has called us to be a movement of people committed to helping everyone know, follow and share Jesus. This series invites us to discover a deeper participation in that mission! --------------------------------------------------------------------------------------------------------- Used with Permission - CCLI Copyright License Number #855120 Streaming Plus License Number #21172413

Focusing Our Faith: Why the Church Must Pray for a Nation in Crisis In this powerful segment of the "Gospel on the Radio Talk Show," Pastor Jack King steps away from the usual talk show format to speak directly from his heart about the national struggles affecting his parishioners. He connects the dots between the war on drugs, rising crime, and the desperation of addiction, explaining why these seemingly political or economic issues are deeply rooted in the life of the church. He issues a challenging call for believers to look beyond temporary fixes and embrace the foundational solution for every crisis: PRAYER. Main Points from the Message: -- The challenges facing the nation, from political radicalism to the intensifying drug crisis (like Fentanyl), directly affect the spiritual health and families within the church. -- Conventional approaches to the war on drugs have failed; it's time to consider a "radical" new strategy that addresses the source of the supply before it ever hits U.S. shores. -- Disrupting the drug supply creates a "drug culture economy" crisis, making addicted people more desperate, which in turn drives up local crime and theft. -- Pastors and clergy are on the front lines, sitting with broken-hearted parents whose children are caught in the throes of addiction and have exhausted all resources. -- The ultimate response for the Church of the Lord Jesus Christ is to pray—for those in authority, for leaders who are "doing the right things," and for the brokenness in our society. -- The ministry is founded on the core belief that "Love Came Calling," and the church must always stand in the love of God and love for humanity. This is episode 1253. ******* This is the radio program with the music removed. By the way, I have written a new book, and you can find it here: https://www.amazon.com/Dreams-Visions-Stories-Faith-Pastor/dp/161493536X

Guest: Sammy Wu, Manager of Investigations with the B.C Securities Commission Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the What's Next! Podcast with Tiffani Bova.      This week I am excited to share a replay of a conversation I had with Mitch Lowe. Mitch was one of the early pioneers in the movie rental industry opening video rental stores in the early 1980's. In the late 90's Mitch joined Marc Randolph and Reed Hastings at Netflix as the video industry expert and led many of the partnerships that drove new subscribers to join Netflix. Mitch left Netflix in 2003 after a very successful IPO and joined the business development team at McDonalds Ventures to build a DVD evening machine business called Redbox. Mitch served as its COO and President for 8 years, growing the company from $36k in first-year revenue to over $1.5B in revenue 8 years later. Today Mitch invests in startups and gives inspirational speeches around the world to corporations, conferences, and students.    THIS EPISODE IS PERFECT FOR… executives, managers, founders of small and large organizations – anyone looking to hear from someone who has been part of one of the biggest disruption stories in the new digital age.   TODAY'S MAIN MESSAGE… Mitch shares his proven experience and tips on how to become more innovative and disruptive in your own organization. What should you do and when? Mitch shares how you can identify a need on the frontlines of your customer base and use that data to create a company that truly addresses that need.   WHAT I LOVE MOST… I get to chat with an innovator whose work I covered in my own book, and I love the concept of the order and sequence in which you do things! Mitch gives you actionable items you can implement Monday Morning to start making that progress.   Running time: 32:48    Subscribe on iTunes    Find Tiffani Online: LinkedIn Facebook X   Find Mitch Online: LinkedIn Website

When we interviewed Howard Marks in March of 2025, he observed, “It's the pioneers who get the arrows”. Many consider a 21st century investment pioneer to be Cathie Wood. She embraces disruptive innovation themes early, has faced intense criticism during large drawdowns, has reshaped ETF thinking and is characterised as bold, influential, and controversial.  Cathie explains why studying under Arthur Laffer inspired her to think about private sector disruptive innovation driving growth.  She explains how multiple S curves can operate simultaneously, and how Ark fuses the macro and thematic with bottom-up conviction, along with the volatility.  She continues by discussing idea generation and Ark's big themes including multiomic sequencing, energy storage and robotics. She discusses risk, benchmarks, setbacks, and where to go to find work in an AI disrupted world. The Money Maze Podcast is kindly sponsored by Schroders, IFM Investors, World Gold Council and LSEG. Sign up to our Newsletter | Follow us on LinkedIn | Watch on YouTube 

In this episode of Disruption/Interruption, host KJ sits down with John Choate, co-founder of Apogee Travel, to discuss how the travel industry hides value, the illusion of price comparison, and how Apogee is disrupting the online travel agency model by turning every hotel booking into a charitable donation. Discover the truth behind loyalty programs, the commoditization of hotels, and how transparency and social good can reshape an entire industry. Four Key Takeaways: The Illusion of Comparison Shopping [00:41]John explains how consumers believe they are comparison shopping for hotels, but in reality, prices are controlled and nearly identical across platforms. The Birth of Apogee’s Value Model [06:55]The story of how a charity hotel stay and a conversation with Steve Wynn inspired the idea of using hotel profits for social good. Exposing Loyalty Program Devaluation [24:15]John breaks down how hotel loyalty programs manipulate point values, creating “value blindness” for consumers. How Apogee Travel Disrupts the Industry [32:05]Apogee’s unique model: every booking generates a donation to a charity of the traveler’s choice, at no extra cost, while still earning brand rewards points. Quote of the Show (34:20):"Most people think charity is emotional. In our model, it's structural. Travel's the largest overlooked fundraising engine in the world. We just plugged it in." – John Choate Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with John Choate: LinkedIn: https://www.linkedin.com/in/johnchoate/ Company Website: https://apogeetravel.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD?si=22332d4cd4ef4e41See omnystudio.com/listener for privacy information.

I'm excited to have Povilas Sabaliauskas, the CEO of Pulsetto, joining me for a two-part series. I truly believe that the Pulsetto is the best vagus nerve stimulator on the market. Today, in Part 1, Povilas explains what the vagus nerve is and how it acts as a necessary mental toothbrush for us. The Benefits of Vagus Nerve Stimulation Helps the body shift from fight-or-flight to relaxation Enhances sleep quality and supports faster recovery Builds long-term stress resilience  Calms the nervous system and promotes mental well-being  Bio: Povilas Sabaliauskas Povilas Sabaliauskas is the co-founder and CEO of Pulsetto, one of the fastest-growing wellness tech companies in the world.  A leader in non-invasive neuromodulation, Pulsetto is redefining how we approach stress, sleep, and recovery — through wearable vagus nerve stimulation backed by science and loved by high-performers around the globe.  With a background in tech and performance coaching, Povilas has become a passionate advocate for making cutting-edge wellness tools accessible to everyone — not just elite athletes or clinical patients.  Under his leadership, Pulsetto has partnered with leading researchers, completed clinical trials, and grown to over 100,000 users across Europe and the U.S. Povilas brings a unique mix of business strategy, biohacking curiosity, and real-world stress recovery insights — making him a fresh voice in the growing world of neuromodulation and mental resilience. In this episode: Why the vagus nerve is called the highway to health  How the vagus nerve controls the body's ability to switch between stress and relaxation How electrical stimulation can help the body to switch from fight-or-flight to rest-and-digest  How vagus nerve stimulation boosts stress resilience, sleep quality, and recovery How daily practices can train your body to handle stress more effectively How the Pulsetto device acts like a mental toothbrush to reset the brain Links and Resources: Try Halo (Salt) Therapy for respiratory and skin health. Call 319-363-0033 to schedule your session. ⁠⁠⁠Use Code FIBER to get 10% off GLP-1 Fiber Guest Social Media Links: Povilas Sabaliauskas on LinkedIn Pulsetto Device on YouTube  YouTube: Immediate Relief from Stress & Burnout with Pulsetto and CEO Povilas Sabaliauskas YouTube: Interview with Nick Engerer from A Longer Life and Povilas Sabaliauskas from Pulsetto  YouTube: How to Reduce Stress and Calm Your Nervous System in Just 4 Minutes using a New Device Relative Links for This Show: Use the code Dr. Stephanie Gray for 10% off Follow Your Longevity Blueprint  On Instagram| Facebook| Twitter| YouTube | LinkedIn Get your copy of the Your Longevity Blueprint book and claim your bonuses here Find Dr. Stephanie Gray and Your Longevity Blueprint online   Follow Dr. Stephanie Gray  On Facebook| Instagram| Youtube | Twitter | LinkedIn Integrative Health and Hormone Clinic Podcast production by Team Podcast 

The USA Act is advancing in the House, requiring audit and verification of Congressional spending. Disrupting the status quo, with a bill requiring common-sense verification of agencies and initiatives before continuing funding. US House Rep. Kat Cammack on the USA Act, plus momentum to prevent stock trading by members of Congress.

Alex Smereczniak, co-founder and CEO of Franzy, shares his entrepreneurial journey and the development of his franchise marketplace platform. Franzy is described as the "Zillow for franchising," using an AI engine to match prospective franchise buyers with suitable brands based on their background, net worth, and goals. Alex's journey began with a profitable college laundry and dry-cleaning service, inspired by his entrepreneurial father's advice to either work for himself or have people work for him. After an unfulfilling stint in consulting at Ernst & Young, he started 2U Laundry, raising $33 million in VC and eventually verticalizing by building physical laundromats. This led to franchising the concept under Laundrelab, where he experienced the franchise ecosystem's inefficiencies firsthand, particularly the high, unregulated commissions (up to 60%) paid to franchise brokers. This lack of transparency and incentive misalignment inspired him to create Franzy. Franzy's three pillars are Educate, Discovery, and Support, aiming to democratize the process with transparency, data, and a flat-fee model (around 40% of the fee) that removes the incentive to push higher-paying brands.10 Key Takeaways Entrepreneurial Inspiration: Alex's father's advice to "work for yourself or have people working for you"heavily influenced his career path. College Business Success: His college laundry business, WakeWash, grew from $25k to $250k in annual revenue after securing a booth at orientation week and leveraging a subscription/gym-membership model with 70% margins due to breakage. Consulting Burnout & Motivation: Alex found corporate consulting at Ernst & Young unfulfilling, realizing he was optimizing for working less rather than doing fulfilling work, reinforcing the need to work for himself. 2U Laundry & Vertical Integration: The "Uber for laundry" concept, 2U Laundry, raised $33 million in VC, eventually requiring vertical integration by building expensive physical laundromats ($1 million each). Laundrelab Franchising: The solution to scaling the expensive laundromat model was franchising the brick-and-mortar business, Laundrelab, and layering the delivery service on top. Franchise Brokerage Pain Point: Experiencing the high (up to 60%), unregulated commissions and lack of disclosure in franchise brokerage was the direct inspiration for Franzy. Franzy's Transparency Model: Franzy addresses broker conflicts of interest by implementing a flat-fee structure(around 40% of the franchise fee), making the fee consistent across all brands, removing the incentive to push the highest-paying brands. Franzy's Three Pillars: The platform focuses on Educate (blogs, podcasts), Discovery (AI-driven matching from 4,000+ brands), and Support (lending, legal, real estate intros). Franchisor Value Proposition: Larger brands like Driven Brands use Franzy because it offers a high ROI—finding good operators for a fraction of their lifetime value (estimated at $500k to $1 million+). Advisory Approach: Franzy's role is to advise and guide prospective buyers, providing data and disclosing risks (like those associated with emerging brands), but ultimately leaving the decision to the individual.

This CEO is Disrupting Payments By Building A Loyal CommunityGuestMr. Lavell Juan Malloy II, J.D. Chairman & CEO Brag House Holdings Ticker: Nasdaq: $TBHWebsitehttps://www.braghouse.com/

Summary   In this conversation, Sam Drissi discusses the need to disrupt conventional intellectual property (IP) models and explore innovative approaches to creativity and commercialization. He emphasizes the importance of thinking outside the box and highlights the significant revenue generated by IP licensing in 2023, urging for a reevaluation of existing systems to align with technological advancements.   Learn more about BipQuantum: https://bipquantum.com/  Takeaways   if we keep repeating exactly the same process, whatever in creativity and commercialization and licensing, we're to get exactly the same shitty result. the idea is to make people think out of the box. they make money with SaaS, software as a service, with non-commercial use. we can generate a profit horizontally with specific geolocalization and specific case of usability. if we open our mind about the impact of IP, then we realize how the IP licensing in 2023 brought more than $100 billion revenue. these billionaires, they keep making money using conventional system. this system has to be disrupted today because IP is not following the evolution of technology. let's take a practical case. whatever we create, exclusively digitally here, we can generate a profit. the impact of IP licensing is significant in today's economy.

Can product thinking truly transform government services? In this episode of the CPO Rising Series hosted by NEOGOV CPO Denise Hemke, State of Maryland CPO Sheetul Agrawal speaks on reimagining government technology through customer-centric innovation. Sheetul shares her groundbreaking approach to bringing product management principles into public sector digital services, revealing how AI and user-focused design can revolutionize how citizens interact with government platforms.

In this episode of The WillPower Podcast, Will sits down with Pater Maher, CEO of Flote, the fast-rising fintech company redefining how money moves in the modern world.Pater is leading Flote's bold expansion across the U.S. — building what many insiders are calling the next generation of payment processing. We dive into how Flote is simplifying the way businesses get paid, why legacy payment rails are ripe for disruption, and what the future looks like when fintech is built for entrepreneurs, creators, and high-growth companies.You'll hear:The real problems with today's payment systems (and how Flote fixes them)How Pater thinks about innovation, risk, and scaling a fintech startupWhy U.S. expansion represents the biggest opportunity in digital paymentsThe mindset required to lead at the highest level in financial technologyHow entrepreneurs should prepare for massive shifts in the payments landscapeIf you're a founder, operator, or investor wanting a front-row seat to the future of money, this episode is a must-listen.Tune in and discover how Flote is reshaping payments from the ground up — and why Pater Maher believes we're just getting started.

Our 226th episode with a summary and discussion of last week's big AI news!Recorded on 11/24/2025Hosted by Andrey Kurenkov and co-hosted by Michelle LeeFeel free to email us your questions and feedback at contact@lastweekinai.com and/or hello@gladstone.aiRead out our text newsletter and comment on the podcast at https://lastweekin.ai/In this episode: New AI model releases include Google's Gemini 3 Pro, Anthropic's Opus 4.5, and OpenAI's GPT-5.1, each showcasing significant advancements in AI capabilities and applications.Robotics innovations feature Sunday Robotics' new robot Memo and a $600M funding round for Visual Intelligence, highlighting growth and investment in the robotics sector.AI safety and policy updates include Europe's proposed changes to GDPR and AI Act regulations, and reports of AI-assisted cyber espionage by a Chinese state-sponsored group.AI-generated content and legal highlights involve settlements between Warner Music Group and AI music platform UDIO, reflecting evolving dynamics in the field of synthetic media.Timestamps:(00:00:10) Intro / Banter(00:01:32) News Preview(00:02:10) Response to listener commentsTools & Apps(00:02:34) Google launches Gemini 3 with new coding app and record benchmark scores | TechCrunch(00:05:49) Google launches Nano Banana Pro powered by Gemini 3(00:10:55) Anthropic releases Opus 4.5 with new Chrome and Excel integrations | TechCrunch(00:15:34) OpenAI releases GPT-5.1-Codex-Max to handle engineering tasks that span twenty-four hours(00:18:26) ChatGPT launches group chats globally | TechCrunch(00:20:33) Grok Claims Elon Musk Is More Athletic Than LeBron James — and the World's Greatest LoverApplications & Business(00:24:03) What AI bubble? Nvidia's strong earnings signal there's more room to grow(00:26:26) Alphabet stock surges on Gemini 3 AI model optimism(00:28:09) Sunday Robotics emerges from stealth with launch of ‘Memo' humanoid house chores robot(00:32:30) Robotics Startup Physical Intelligence Valued at $5.6 Billion in New Funding - Bloomberg(00:34:22) Waymo permitted areas expanded by California DMV - CBS Los Angeles - Waymo enters 3 more cities: Minneapolis, New Orleans, and Tampa | TechCrunchProjects & Open Source(00:37:00) Meta AI Releases Segment Anything Model 3 (SAM 3) for Promptable Concept Segmentation in Images and Videos - MarkTechPost(00:40:18) [2511.16624] SAM 3D: 3Dfy Anything in Images(00:42:51) [2511.13998] LoCoBench-Agent: An Interactive Benchmark for LLM Agents in Long-Context Software EngineeringResearch & Advancements(00:45:10) [2511.08544] LeJEPA: Provable and Scalable Self-Supervised Learning Without the Heuristics(00:50:08) [2511.13720] Back to Basics: Let Denoising Generative Models DenoisePolicy & Safety(00:52:08) Europe is scaling back its landmark privacy and AI laws | The Verge(00:54:13) From shortcuts to sabotage: natural emergent misalignment from reward hacking(00:58:24) [2511.15304] Adversarial Poetry as a Universal Single-Turn Jailbreak Mechanism in Large Language Models(01:01:43) Disrupting the first reported AI-orchestrated cyber espionage campaign(01:04:36) OpenAI Locks Down San Francisco Offices Following Alleged Threat From Activist | WIREDSynthetic Media & Art(01:07:02) Warner Music Group Settles AI Lawsuit With UdioSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Nov 30 | Ray Hughes | Worship Center, Fry Road The Foundry Methodist Church, Houston TX At Foundry we believe God has called us to be a movement of people committed to helping everyone know, follow and share Jesus. This series invites us to discover a deeper participation in that mission! --------------------------------------------------------------------------------------------------------- Used with Permission - CCLI Copyright License Number #855120 Streaming Plus License Number #21172413

This week, we discuss the Cloudflare outage, their current business strategy, and paying OSS maintainers. Plus, thoughts on loading the dishwasher and managing your home. Watch the YouTube Live Recording of Episode (https://www.youtube.com/live/byFyPbe9HC0?si=DpOApdTKs9oh-bWl) 548 (https://www.youtube.com/live/byFyPbe9HC0?si=DpOApdTKs9oh-bWl) Runner-up Titles Mystery Knob Vegans are cursed vegetarians Skilled enough Defrag the dishwasher Design Intentions QR codes everywhere I don't know where we draw the line, but I know where we start SDT IoT CMBD, Home Edition. SDT Open Source Money Maker Lead with Nagware Stocks go up, stocks go down Safari's my naked browser Coté wanted to add periods to all of these but did not. Rundown FFmpeg to Google: Fund Us or Stop Sending Bugs (https://thenewstack.io/ffmpeg-to-google-fund-us-or-stop-sending-bugs/) Cloudflare blames massive internet outage on 'latent bug' (https://techcrunch.com/2025/11/18/cloudflare-blames-massive-internet-outage-on-latent-bug/) Cloudflare outage on November 18, 2025 (https://blog.cloudflare.com/18-november-2025-outage/) Replicate is joining Cloudflare (https://blog.cloudflare.com/replicate-joins-cloudflare/) Relevant to your Interests The Walt Disney Company Announces Multi-Year Distribution Agreement With YouTube TV (https://thewaltdisneycompany.com/the-walt-disney-company-announces-multi-year-distribution-agreement-with-youtube-tv/) Anthropic claims of Claude AI-automated cyberattacks met with doubt (https://www.bleepingcomputer.com/news/security/anthropic-claims-of-claude-ai-automated-cyberattacks-met-with-doubt/) Disrupting the first reported AI-orchestrated cyber espionage campaign (https://www.anthropic.com/news/disrupting-AI-espionage) Compact, human-readable serialization of JSON data for LLM prompts (https://github.com/toon-format/toon) Outage Tracker | Updog By Datadog (https://updog.ai/) Jeff Bezos Creates A.I. Start-Up Where He Will Be Co-Chief Executive (https://www.nytimes.com/2025/11/17/technology/bezos-project-prometheus.html) Power (https://a16z.com/powerpoint-is-your-therapist-gamma-is-your-coach/)P (https://a16z.com/powerpoint-is-your-therapist-gamma-is-your-coach/)oint is your therapist, Gamma is your coach | Andreessen Horowitz (https://a16z.com/powerpoint-is-your-therapist-gamma-is-your-coach/) Red Hat Introduces Project Hummingbird for “Zero-CVE” Strategies (https://www.redhat.com/en/about/press-releases/red-hat-introduces-project-hummingbird-zero-cve-strategies) A new era of intelligence with Gemini 3 (https://blog.google/products/gemini/gemini-3/) The platform that needs a platform (https://cote.io/2025/11/19/the-platform-that-needs-a.html) The AI Coding Startup Favored by Tech CEOs Is Now Worth $29.3 Billion (https://www.wsj.com/tech/ai/the-ai-coding-startup-favored-by-tech-ceos-is-now-worth-29-3-billion-14c72c02) The Smartest Fliers Use This App to Survive America's Travel Hell (https://www.wsj.com/tech/personal-tech/flighty-app-flight-cancellations-delays-900a8aad) Oracle's Market Cap Decline: Analyzing the Impact on Finance (https://platformonomics.com/2025/11/platformonomics-tgif-108-november-14-2025/) OpenAI's Fidji Simo Plans to Make ChatGPT Way More Useful—and Have You Pay For It (https://www.wired.com/story/fidji-simo-is-openais-other-ceo-and-she-swears-shell-make-chatgpt-profitable/) Europe's cookie nightmare is crumbling (https://www.theverge.com/news/823788/europe-cookie-prompt-browser-changes-proposal) Nonsense AI-Powered Teddy Bear Caught Talking About Sexual Fetishes and Instructing Kids How to Find Knives (https://gizmodo.com/ai-powered-teddy-bear-caught-talking-about-sexual-fetishes-and-instructing-kids-how-to-find-knives-2000687140) Whipped Cream Worth $80K Stolen in Ontario (https://www.yahoo.com/news/articles/whipped-cream-worth-80k-stolen-135930616.html) Conferences DevOpsDayLA at SCALE23x (https://www.socallinuxexpo.org/scale/23x), March 6th, Pasadena, CA Use code: DEVOP for 50% off. CFP open until Dec. 1st. SDT News & Community Join our Slack community (https://softwaredefinedtalk.slack.com/join/shared_invite/zt-1hn55iv5d-UTfN7mVX1D9D5ExRt3ZJYQ#/shared-invite/email) Email the show: questions@softwaredefinedtalk.com (mailto:questions@softwaredefinedtalk.com) Free stickers: Email your address to stickers@softwaredefinedtalk.com (mailto:stickers@softwaredefinedtalk.com) Follow us on social media: Twitter (https://twitter.com/softwaredeftalk), Threads (https://www.threads.net/@softwaredefinedtalk), Mastodon (https://hachyderm.io/@softwaredefinedtalk), LinkedIn (https://www.linkedin.com/company/software-defined-talk/), BlueSky (https://bsky.app/profile/softwaredefinedtalk.com) Watch us on: Twitch (https://www.twitch.tv/sdtpodcast), YouTube (https://www.youtube.com/channel/UCi3OJPV6h9tp-hbsGBLGsDQ/featured), Instagram (https://www.instagram.com/softwaredefinedtalk/), TikTok (https://www.tiktok.com/@softwaredefinedtalk) Book offer: Use code SDT for $20 off "Digital WTF" by Coté (https://leanpub.com/digitalwtf/c/sdt) Sponsor the show (https://www.softwaredefinedtalk.com/ads): ads@softwaredefinedtalk.com (mailto:ads@softwaredefinedtalk.com) Recommendations Brandon: The Beast in Me (https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://www.netflix.com/title/81427733&ved=2ahUKEwiy4NnP_P6QAxWGnWoFHU37GesQFnoECGcQAQ&usg=AOvVaw0QnhTLbjScTHWLLBI4qs26) Matt: The Prestige (https://www.imdb.com/title/tt0482571/) Coté: Fantastic 4 (https://en.wikipedia.org/wiki/The_Fantastic_Four:_First_Steps) with that Boba Fet (https://en.wikipedia.org/wiki/The_Fantastic_Four:_First_Steps)t (https://en.wikipedia.org/wiki/The_Fantastic_Four:_First_Steps) guy (https://en.wikipedia.org/wiki/The_Fantastic_Four:_First_Steps), “Winter's Mourning,” from Uncaged God (https://www.dmsguild.com/en/product/382873/uncaged-goddesses)d (https://www.dmsguild.com/en/product/382873/uncaged-goddesses)esses (https://www.dmsguild.com/en/product/382873/uncaged-goddesses). Photo Credits Header (https://unsplash.com/photos/gray-and-white-spoon-and-fork-lot-closeup-photo-vZZfVCUOKfw)

Connect with Will at: https://bsky.app/profile/wiverson.com https://www.linkedin.com/in/wiverson Mentioned during the series: Will's Youtube channel: https://changenode.com/ https://www.youtube.com/@ChangeNode Mentioned in this episode: killed by google: https://killedbygoogle.com build your own LLM: https://www.freecodecamp.org/news/code-an-llm-from-scratch-theory-to-rlhf/ The post 313 How AI is Disrupting Social Contracts first appeared on Agile Thoughts.

In this episode of Disruption/Interruption, host KJ interviews Matt Seefeld, CEO at MedEvolve, about the chaos and inefficiencies in the US healthcare revenue cycle. Matt shares how generative AI and a focus on human accountability can help providers achieve "zero touch" claims, reduce waste, and improve access to care, especially for small and rural hospitals. Four Key Takeaways: The Real Cost of Healthcare is Obscured (3:00)The US healthcare system lacks alignment between consumers, providers, and payers, making it nearly impossible to know the true cost of care. Administrative Waste is a Billion-Dollar Problem (04:01)Most providers touch claims multiple times, with 63% of those touches being wasted effort due to system inefficiencies and payer games. AI is a Tool, Not a Cure-All (31:50)While AI can automate and improve processes, more than half of claim errors still require human intervention, and technology alone won't solve systemic issues. Access to Care is Shrinking for Many Americans (24:00, 27:00)As costs rise and reimbursements fall, small and rural hospitals are closing, and more Americans are forced to seek care through emergency services or go without. Quote of the Show (31:50):"More than half—53%—of the errors that we see that humans have to get involved with come from AI solutions, so they're not smart enough yet." - Matt Seefeld Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Matt Seefeld: LinkedIn: https://www.linkedin.com/in/matt-seefeld-521319/ Company Website: https://medevolve.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Thanksgiving is a time that was established originally under the 1789 Thanksgiving Proclamation of George Washington to give thanks to God for all of the provisions we have and to be in peace. In 2025, Thanksgiving is prefaced with unending political drama, political hatred, and political stunts. This is all done to sow division when families come together. Set the stupid aside and focus on each others hearts this Thanksgiving. Time to heal and build bridges.  #BardsFM #BuildingBridges #ThanksgivingFromTheHeart Bards Nation Health Store: www.bardsnationhealth.com EnviroKlenz Air Purification, promo code BARDS to save 10%:www.enviroklenz.com EMPShield protect your vehicles and home. Promo code BARDS: Click here MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS BardsFM CAP, Celebrating 50 Million Downloads: https://ambitiousfaith.net Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here EMF Solutions to keep your home safe: https://www.emfsol.com/?aff=bards Treadlite Broadforks...best garden tool EVER. Promo code BARDS: TreadliteBroadforks.com No Knot Today Natural Skin Products: NoKnotToday.com Health, Nutrition and Detox Consulting: HealthIsLocal.com Destination Real Food Book on Amazon: click here Images In Bloom Soaps and Things: ImagesInBloom.com Angeline Design: AngelineDesign.com DONATE: Click here Mailing Address: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479

Why did David Windley disrupt the recruiting industry by moving from commissions to an hourly model? In this interview, he reveals how he scaled his firm to $50 million in revenue before selling it. He explains why the traditional 33% commission model is broken for clients and how he implemented a professional services approach instead. David unpacks the terrifying reality of a 75% revenue drop during COVID and how furloughing staff saved the company. He also shares why he spun out a software startup (Hoot Recruit) to build AI agents for sourcing, the truth about whether AI will replace human recruiters, and his #1 rule for leadership: character over competence.Check out the company: https://iqrecruit.com

It's a bit of a different week as we look towards Thanksgiving. And with the shorter week, Dave and Carmen are out this week so Bill asked a few people to help him out over the next 3 days. First up was Jayar. And he is known as someone who will sleep through anything. So he chose to sleep at the station so he wouldn't be late. Turns out, he couldn't sleep through the motion sensing light that turned on anytime he made a move on the couch.  AI has disrupted a lot of routine things in our...

In this episode, we discuss the first reported AI-driven cyber espionage campaign, as disclosed by Anthropic. In September 2025, a state-sponsored Chinese actor manipulated the Claude Code tool to target 30 global organizations. We explain how the attack was executed, why it matters, and its implications for cybersecurity. Join the conversation as we examine the details, Anthropic’s response, and the broader impact on AI in cybersecurity. ** Links mentioned on the show ** Disrupting the first reported AI-orchestrated cyber espionage campaign https://www.anthropic.com/news/disrupting-AI-espionage Jen Easterly's LinkedIn post about the Anthropic disclosure https://www.linkedin.com/feed/update/urn:li:activity:7395115984224690176/ China's ‘autonomous' AI-powered hacking campaign still required a ton of human work https://cyberscoop.com/anthropic-ai-orchestrated-attack-required-many-human-hands/ ** Watch this episode on YouTube ** https://youtu.be/mj41KXXZP4s ** Become a Shared Security Supporter ** Get exclusive access to ad-free episodes, bonus episodes, listen to new episodes before they are released, receive a monthly shout-out on the show, and get a discount code for 15% off merch at the Shared Security store. Become a supporter today! https://patreon.com/SharedSecurity ** Thank you to our sponsors! ** SLNT Visit slnt.com to check out SLNT’s amazing line of Faraday bags and other products built to protect your privacy. As a listener of this podcast you receive 10% off your order at checkout using discount code “sharedsecurity”. Click Armor To find out how “gamification” of security awareness training can reduce cyber risks related to phishing and social engineering, and to get a free trial of Click Armor's gamified awareness training platform, visit: https://clickarmor.ca/sharedsecurity ** Subscribe and follow the podcast ** Subscribe on YouTube: https://www.youtube.com/c/SharedSecurityPodcast Follow us on Bluesky: https://bsky.app/profile/sharedsecurity.bsky.social Follow us on Mastodon: https://infosec.exchange/@sharedsecurity Join us on Reddit: https://www.reddit.com/r/SharedSecurityShow/ Visit our website: https://sharedsecurity.net Subscribe on your favorite podcast app: https://sharedsecurity.net/subscribe Sign-up for our email newsletter to receive updates about the podcast, contest announcements, and special offers from our sponsors: https://shared-security.beehiiv.com/subscribe Leave us a rating and review: https://ratethispodcast.com/sharedsecurity Contact us: https://sharedsecurity.net/contact The post AI Agent Does the Hacking: First Documented AI-Orchestrated Cyber Espionage appeared first on Shared Security Podcast.

Dr. Tim Flynn joins the show for a powerful conversation about what it really takes to transform a broken healthcare system.A clinician, educator, and innovator, Tim has spent decades teaching around the world, challenging outdated models, and reminding clinicians that change starts with one encounter at a time.In this episode, we explore: • Why the U.S. operates a “sick-care” system — and how to shift away from it • What “Live health to sell it” means for providers and patients • The role of purpose-driven teaching in PT education • Disrupting entrenched systems without losing sight of patient connection • Lessons Tim learned early in his career teaching in the U.S. Army Baylor PT Program • How clinicians can create meaningful change at the individual and systemic levelsWhether you're a student, seasoned PT, or someone passionate about healthcare reform, this conversation will leave you thinking differently about your work, your patients, and your purpose.About Tim Flynn:Tim is a clinician, teacher, and international speaker who works with private clients, leads national and international workshops, and contributes to the Substack OwnMyHealth. His career reflects a lifelong commitment to service, critical thinking, and the healing power of human connection.

After months of ICE raids on the nation's capital, some construction workers are afraid to go into Washington, D.C. for work, fearing arrest and deportation. Meanwhile, the contractors who need them are struggling to adapt. We'll check in on some of the businesses that are being most affected. But first: why markets ended yesterday on a sour note, and why the housing affordability crisis is accelerating fastest in rural areas.

After months of ICE raids on the nation's capital, some construction workers are afraid to go into Washington, D.C. for work, fearing arrest and deportation. Meanwhile, the contractors who need them are struggling to adapt. We'll check in on some of the businesses that are being most affected. But first: why markets ended yesterday on a sour note, and why the housing affordability crisis is accelerating fastest in rural areas.

Shawn Owen from Salt Lending explains how blockchain and AI are reshaping real estate lending, collateral, and the future of global financial systems.In this episode of RealDealChat, Jack Hoss interviews Shawn Owen, founder and CEO of Salt Lending, to discuss how Bitcoin, blockchain, and artificial intelligence are changing the way we think about money, lending, and real estate.Shawn shares his story of discovering Bitcoin in 2011, how it redefined his understanding of wealth, and how Salt Lending bridges crypto and traditional collateralized lending. From crypto-backed loans to AI automation, Shawn explains how these innovations will soon affect property title transfers, liquidity, and even how entrepreneurs build businesses.You'll learn:What Bitcoin and blockchain really are in plain EnglishHow blockchain lending compares to real estate collateralHow Salt Lending raised $124M in crypto-backed loansWhy Bitcoin's volatility is misunderstoodHow real estate and Bitcoin will merge in the next decadeWhat smart contracts mean for real estate investorsHow regulation is evolving in crypto and blockchainWhy AI + blockchain could reinvent every major industryThe rise of “one-person billion-dollar companies” powered by AI

Register for FREE Infosec Webcasts, Anti-casts & Summits – https://poweredbybhis.com00:00:00 - PreShow Banter™ — The Way the Community Rumbles00:08:21 - A.I. Transcription Startup Was Just A Guy Taking Notes - BHIS - Talkin' Bout [infosec] News 2025-11-1700:09:01 - Story # 1: New data shows companies are rehiring former employees as AI falls short of expectations00:18:06 - Eric & Whitney's “Podcast” [webcast] on training your own LLM00:22:12 - Story # 2: Founder Admits His “AI Transcription” Startup Was Just Him Joining People's Meetings and Taking Notes by Hand00:26:20 - Story # 3: Five Plead Guilty in U.S. for Helping North Korean IT Workers Infiltrate 136 Companies00:37:35 - Story # 4: Google is easing up on Android's new sideloading restrictions!00:43:44 - Story # 5: Google is collecting troves of data from downgraded Nest thermostats00:44:58 - Story # 5b: Hackers are saving Google's abandoned Nest thermostats with open-source firmware00:51:34 - Story # 6: FFmpeg to Google: Fund Us or Stop Sending Bugs01:00:40 - Story # 7: Teens are Hacking School Systems. Let's Teach Them to Protect Communities Instead01:05:55 - Story # 8: Disrupting the first reported AI-orchestrated cyber espionage campaign01:14:58 - Discord CTF Winners

Today I'm joined by Jim Keffer, CEO of Keffer Auto Group. We break down his radical 10-year buyout model, why he hunts “unicorn” operators instead of centralizing, and how underperforming rooftops become high-ROI assets. Jim also explains the math behind buying broken stores, the traits that separate true owner-operators, and the coming shakeups he sees from Carvana, CarMax, and digital retailing. It's a candid, transparent look at a model most dealers never get to see up close. This episode is brought to you by: 1. Lotlinx - What if ChatGPT actually spoke dealer? Meet LotGPT — the first AI chatbot built just for car dealers. Fluent in your market, your dealership, and your inventory, LotGPT delivers instant insights to help you merchandise smarter, move inventory faster, and maximize profit. It pulls from your live inventory, CRM, and Google Analytics to give VIN-specific recommendations, helping dealers price vehicles accurately, spot wasted spend, and uncover the hottest opportunities — all in seconds. LotGPT is free for dealers, but invite-only. Join the waitlist now @ Lotlinx.com/LotGPT 2. vAuto - The average car sits 45 days before getting shipped to another store — hoping it'll sell faster somewhere else. But guess what? Once it lands there, it usually sits another 30 days. On paper, that looks fine. In reality, that car's been tying up capital for 75 days — bleeding margin the whole time. The fix? Get the car to the right store on day one — or move it before the clock runs out. Because every day you wait, you're losing gross you'll never get back. Check out vAuto's new guide on centralized inventory management @ ⁠https://www.vauto.com⁠⁠⁠⁠ 3. CDG Circles - A modern peer group for auto dealers. Private dealer chats. Real insights — confidential, compliant, no travel required. Visit @ https://cdgcircles.com/ to learn more. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ https://cdgcircles.com/ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:08 Biggest challenge in the car business? 00:52 How does the decentralized model work? 03:41 What is the buyout model? 07:08 How to find the right operators? 32:48 How does goodwill depreciation work? 33:15 How to identify and hire talent? 34:01 Biggest used car sales challenge? 37:45 Balancing sales efficiency with customer experience? 58:18 Future of car dealerships? Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this episode of HALO Talks, industry veteran CJ Bouchard opens up to host Pete Moore about the realities of entrepreneurship in the fitness industry, sharing candid stories of risk, resilience, and what it really means to build from the ground up. From betting his savings on a fledgling franchise in North Carolina and initially making daily two-hour commutes, to pivoting and learning tough lessons about club size, site selection, and market expansion, CJ reveals how grit, adaptability, and a clear mission have fueled Excel Fitness's phenomenal growth. Planet Fitness (NYSE:PLNT) is one of the largest and fastest-growing operators of fitness centers in the U.S, and Excel Fitness Holdings is one of their largest franchisees currently operating 150+ clubs in Austin, Dallas/Ft Worth, Tulsa, Northwest Arkansas, North Carolina, Tennessee, Utah, Georgia, and Virginia. Their mission is to build a team culture and atmosphere constructed on trust, humility, and strong relationships, always leading by example and putting others first with the utmost integrity, dedication, and accountability. Pete and CJ also dive into how partnering with private equity has transformed the business, what it takes to be a successful operator in today's market, what to expect when working with a PE firm, and the importance of building a strong team and community-driven approach. CJ also shares the meaning behind his "Hope is not a strategy" tattoo, and why execution—not wishful thinking—remains his guiding principle. Whether you're a club owner, aspiring HALO sector entrepreneur, or curious about how major fitness brands expand, this episode is packed with actionable insights, real-world advice, and plenty of inspiration from one of the industry's top leaders. Key themes discussed Entrepreneurial journey and early struggles in fitness industry. Evolution and disruption of the Planet Fitness business model. Challenges involved in club building and expansion. The critical importance of location for a gym's success. Strategic growth: Acquisitions, private equity, and territory development. Leadership style: Clarity, vision, and execution over hope. A Few Takeaways: 1.Entrepreneurial Grit & Humble Beginnings: Bouchard started in the fitness industry as a personal trainer without a college degree, working in Connecticut's gym scene and grinding through tough times. He didn't take a paycheck for two years and put payroll on credit cards when launching his first Planet Fitness in North Carolina. Real entrepreneurship often means sacrifice, resilience, and relentless commitment. 2. Evolution from "Hardcore" Gyms to Disrupting the Market: CJ's transition from traditional gyms (Gold's, World Gym, etc.) to Planet Fitness highlights a change in business philosophy. It went from focusing on "results" to focusing on "access." He recognized Planet's disruptive model early on, betting on a concept that many were skeptical about and ultimately building one of the largest Planet Fitness area development companies in the country. 3. Importance of Site Selection and Operational Knowledge: Both Bouchard and Moore emphasized how crucial it is to understand the nuances of real estate, site selection, and the operational details of running clubs. The value of personally touring sites and knowing the history and layout of each location is essential. Software and reports can't replace firsthand experience. 4. Strategic Growth: Mergers, Acquisitions & Private Equity: Under CJ, Excel Fitness strategically expanded through acquiring clubs, merging with other operators, and partnering with private equity (Olympus Partners.) CJ shared how growth now includes both new club development and acquisitions of existing gyms (like Texas Family Fitness), always with an eye on preserving legacy and community as much as possible. 5. Culture, Team, and Values: CJ's leadership philosophy stresses execution, daily engagement in operations, and a moral compass focused on building communities through fitness. His tattoo "Hope Is Not a Strategy" clearly shows his belief in preparation and action, not relying on luck. He also spoke passionately about valuing long-term employees and creating opportunities for others in the organization. Resources:  CJ Bouchard: https://www.linkedin.com/in/cj-bouchard-9ba3aa7 Excel Fitness: https://www.excelfitness.com Planet Fitness: https://www.planetfitness.com Integrity Square: https://www.integritysq.com Prospect Wizard: https://www.theprospectwizard.com Promotion Vault: https://www.promotionvault.com HigherDose: https://www.higherdose.com

In this week's show Patrick Gray and Adam Boileau discuss the week's cybersecurity news, including: Anthropic says a Chinese APT orchestrated attacks using its AI It's a day ending in -y, so of course there are shamefully bad Fortinet exploits in the wild Turns out slashing CISA was a bad idea, now it's time for a hiring spree Researchers brute force entire phone number space against Whatsapp contact discovery API DOJ figures out how to make SpaceX turn off scam compounds' Starlink service This week's episode is sponsored by Mastercard. Senior Vice President of Mastercard Cybersecurity Urooj Burney joins to talk about how the roles of fraud and cyber teams in the financial sector are starting to converge. Mastercard also recently acquired Recorded Future, and Urooj talks about how they aim to integrate cyber threat intelligence into the financial world. This episode is also available on Youtube. Show notes Full report: Disrupting the first reported AI-orchestrated cyber espionage campaign Researchers question Anthropic claim that AI-assisted attack was 90% autonomous - Ars Technica China's ‘autonomous' AI-powered hacking campaign still required a ton of human work | CyberScoop Amazon discovers APT exploiting Cisco and Citrix zero-days | AWS Security Blog CISA gives federal agencies one week to patch exploited Fortinet bug | The Record from Recorded Future News PSIRT | FortiGuard Labs CISA, eyeing China, plans hiring spree to rebuild its depleted ranks | Cybersecurity Dive This Is the Platform Google Claims Is Behind a 'Staggering' Scam Text Operation | WIRED A Simple WhatsApp Security Flaw Exposed 3.5 Billion Phone Numbers | WIRED DOJ Issued Seizure Warrant to Starlink Over Satellite Internet Systems Used at Scam Compound | WIRED Multiple US citizens plead guilty to helping North Korean IT workers earn $2 million | The Record from Recorded Future News Cyberattack leaves Jaguar Land Rover short of £680 million | The Record from Recorded Future News FBI: Akira gang has received nearly $250 million in ransoms | The Record from Recorded Future News Operation Endgame: Police reveal takedowns of three key cybercrime tools | The Record from Recorded Future News Inside a Wild Bitcoin Heist: Five-Star Hotels, Cash-Stuffed Envelopes, and Vanishing Funds | WIRED

Live from Morgan Stanley's European Tech, Media and Telecom Conference in Barcelona, our roundtable of analysts discusses tech disruptions and datacenter growth, and how Europe factors in.Read more insights from Morgan Stanley.----- Transcript -----Paul Walsh: Welcome to Thoughts on the Market. I'm Paul Walsh, Morgan Stanley's European Head of Research Product. Today we return to my conversation with Adam Wood. Head of European Technology and Payments, Emmet Kelly, Head of European Telco and Data Centers, and Lee Simpson, Head of European Technology. We were live on stage at Morgan Stanley's 25th TMT Europe conference. We had so much to discuss around the themes of AI enablers, semiconductors, and telcos. So, we are back with a concluding episode on tech disruption and data center investments. It's Thursday the 13th of November at 8am in Barcelona. After speaking with the panel about the U.S. being overweight AI enablers, and the pockets of opportunity in Europe, I wanted to ask them about AI disruption, which has been a key theme here in Europe. I started by asking Adam how he was thinking about this theme. Adam Wood: It's fascinating to see this year how we've gone in most of those sectors to how positive can GenAI be for these companies? How well are they going to monetize the opportunities? How much are they going to take advantage internally to take their own margins up? To flipping in the second half of the year, mainly to, how disruptive are they going to be? And how on earth are they going to fend off these challenges? Paul Walsh: And I think that speaks to the extent to which, as a theme, this has really, you know, built momentum. Adam Wood: Absolutely. And I mean, look, I think the first point, you know, that you made is absolutely correct – that it's very difficult to disprove this. It's going to take time for that to happen. It's impossible to do in the short term. I think the other issue is that what we've seen is – if we look at the revenues of some of the companies, you know, and huge investments going in there. And investors can clearly see the benefit of GenAI. And so investors are right to ask the question, well, where's the revenue for these businesses? You know, where are we seeing it in info services or in IT services, or in enterprise software. And the reality is today, you know, we're not seeing it. And it's hard for analysts to point to evidence that – well, no, here's the revenue base, here's the benefit that's coming through. And so, investors naturally flip to, well, if there's no benefit, then surely, we should focus on the risk. So, I think we totally understand, you know, why people are focused on the negative side of things today. I think there are differences between the sub-sectors. I mean, I think if we look, you know, at IT services, first of all, from an investor point of view, I think that's been pretty well placed in the losers' buckets and people are most concerned about that sub-sector… Paul Walsh: Something you and the global team have written a lot about. Adam Wood: Yeah, we've written about, you know, the risk of disruption in that space, the need for those companies to invest, and then the challenges they face. But I mean, if we just keep it very, very simplistic. If Gen AI is a technology that, you know, displaces labor to any extent – companies that have played labor arbitrage and provide labor for the last 20 - 25 years, you know, they're going to have to make changes to their business model. So, I think that's understandable. And they're going to have to demonstrate how they can change and invest and produce a business model that addresses those concerns. I'd probably put info services in the middle. But the challenge in that space is you have real identifiable companies that have emerged, that have a revenue base and that are challenging a subset of the products of those businesses. So again, it's perfectly understandable that investors would worry. In that context, it's not a potential threat on the horizon. It's a real threat that exists today against certainly their businesses. I think software is probably the most interesting. I'd put it in the kind of final bucket where I actually believe… Well, I think first of all, we certainly wouldn't take the view that there's no risk of disruption and things aren't going to change. Clearly that is going to be the case. I think what we'd want to do though is we'd want to continue to use frameworks that we've used historically to think about how software companies differentiate themselves, what the barriers to entry are. We don't think we need to throw all of those things away just because we have GenAI, this new set of capabilities. And I think investors will come back most easily to that space. Paul Walsh: Emett, you talked a little bit there before about the fact that you haven't seen a huge amount of progress or additional insight from the telco space around AI; how AI is diffusing across the space. Do you get any discussions around disruption as it relates to telco space? Emmet Kelly: Very, very little. I think the biggest threat that telcos do see is – it is from the hyperscalers. So, if I look at and separate the B2C market out from the B2B, the telcos are still extremely dominant in the B2C space, clearly. But on the B2B space, the hyperscalers have come in on the cloud side, and if you look at their market share, they're very, very dominant in cloud – certainly from a wholesale perspective. So, if you look at the cloud market shares of the big three hyperscalers in Europe, this number is courtesy of my colleague George Webb. He said it's roughly 85 percent; that's how much they have of the cloud space today. The telcos, what they're doing is they're actually reselling the hyperscale service under the telco brand name. But we don't see much really in terms of the pure kind of AI disruption, but there are concerns definitely within the telco space that the hyperscalers might try and move from the B2B space into the B2C space at some stage. And whether it's through virtual networks, cloudified networks, to try and get into the B2C space that way. Paul Walsh: Understood. And Lee maybe less about disruption, but certainly adoption, some insights from your side around adoption across the tech hardware space? Lee Simpson: Sure. I think, you know, it's always seen that are enabling the AI move, but, but there is adoption inside semis companies as well, and I think I'd point to design flow. So, if you look at the design guys, they're embracing the agentic system thing really quickly and they're putting forward this capability of an agent engineer, so like a digital engineer. And it – I guess we've got to get this right. It is going to enable a faster time to market for the design flow on a chip. So, if you have that design flow time, that time to market. So, you're creating double the value there for the client. Do you share that 50-50 with them? So, the challenge is going to be exactly as Adam was saying, how do you monetize this stuff? So, this is kind of the struggle that we're seeing in adoption. Paul Walsh: And Emmett, let's move to you on data centers. I mean, there are just some incredible numbers that we've seen emerging, as it relates to the hyperscaler investment that we're seeing in building out the infrastructure. I know data centers is something that you have focused tremendously on in your research, bringing our global perspectives together. Obviously, Europe sits within that. And there is a market here in Europe that might be more challenged. But I'm interested to understand how you're thinking about framing the whole data center story? Implications for Europe. Do European companies feed off some of that U.S. hyperscaler CapEx? How should we be thinking about that through the European lens? Emmet Kelly: Yeah, absolutely. So, big question, Paul. What… Paul Walsh: We've got a few minutes! Emmet Kelly: We've got a few minutes. What I would say is there was a great paper that came out from Harvard just two weeks ago, and they were looking at the scale of data center investments in the United States. And clearly the U.S. economy is ticking along very, very nicely at the moment. But this Harvard paper concluded that if you take out data center investments, U.S. economic growth today is actually zero. Paul Walsh: Wow. Emmet Kelly: That is how big the data center investments are. And what we've said in our research very clearly is if you want to build a megawatt of data center capacity that's going to cost you roughly $35 million today. Let's put that number out there. 35 million. Roughly, I'd say 25… Well, 20 to 25 million of that goes into the chips. But what's really interesting is the other remaining $10 million per megawatt, and I like to call that the picks and shovels of data centers; and I'm very convinced there is no bubble in that area whatsoever.So, what's in that area? Firstly, the first building block of a data center is finding a powered land bank. And this is a big thing that private equity is doing at the moment. So, find some real estate that's close to a mass population that's got a good fiber connection. Probably needs a little bit of water, but most importantly needs some power. And the demand for that is still infinite at the moment. Then beyond that, you've got the construction angle and there's a very big shortage of labor today to build the shells of these data centers. Then the third layer is the likes of capital goods, and there are serious supply bottlenecks there as well.And I could go on and on, but roughly that first $10 million, there's no bubble there. I'm very, very sure of that. Paul Walsh: And we conducted some extensive survey work recently as part of your analysis into the global data center market. You've sort of touched on a few of the gating factors that the industry has to contend with. That survey work was done on the operators and the supply chain, as it relates to data center build out. What were the key conclusions from that? Emmet Kelly: Well, the key conclusion was there is a shortage of power for these data centers, and… Paul Walsh: Which I think… Which is a sort of known-known, to some extent. Emmet Kelly: it is a known-known, but it's not just about the availability of power, it's the availability of green power. And it's also the price of power is a very big factor as well because energy is roughly 40 to 45 percent of the operating cost of running a data center. So, it's very, very important. And of course, that's another area where Europe doesn't screen very well.I was looking at statistics just last week on the countries that have got the highest power prices in the world. And unsurprisingly, it came out as UK, Ireland, Germany, and that's three of our big five data center markets. But when I looked at our data center stats at the beginning of the year, to put a bit of context into where we are…Paul Walsh: In Europe… Emmet Kelly: In Europe versus the rest. So, at the end of [20]24, the U.S. data center market had 35 gigawatts of data center capacity. But that grew last year at a clip of 30 percent. China had a data center bank of roughly 22 gigawatts, but that had grown at a rate of just 10 percent. And that was because of the chip issue. And then Europe has capacity, or had capacity at the end of last year, roughly 7 to 8 gigawatts, and that had grown at a rate of 10 percent. Now, the reason for that is because the three big data center markets in Europe are called FLAP-D. So, it's Frankfurt, London, Amsterdam, Paris, and Dublin. We had to put an acronym on it. So, Flap-D. Good news. I'm sitting with the tech guys. They've got even more acronyms than I do, in their sector, so well done them. Lee Simpson: Nothing beats FLAP-D. Paul Walsh: Yes. Emmet Kelly: It's quite an achievement. But what is interesting is three of the big five markets in Europe are constrained. So, Frankfurt, post the Ukraine conflict. Ireland, because in Ireland, an incredible statistic is data centers are using 25 percent of the Irish power grid. Compared to a global average of 3 percent.Now I'm from Dublin, and data centers are running into conflict with industry, with housing estates. Data centers are using 45 percent of the Dublin grid, 45. So, there's a moratorium in building data centers there. And then Amsterdam has the classic semi moratorium space because it's a small country with a very high population. So, three of our five markets are constrained in Europe. What is interesting is it started with the former Prime Minister Rishi Sunak. The UK has made great strides at attracting data center money and AI capital into the UK and the current Prime Minister continues to do that. So, the UK has definitely gone; moved from the middle lane into the fast lane. And then Macron in France. He hosted an AI summit back in February and he attracted over a 100 billion euros of AI and data center commitments. Paul Walsh: And I think if we added up, as per the research that we published a few months ago, Europe's announced over 350 billion euros, in proposed investments around AI. Emmet Kelly: Yeah, absolutely. It's a good stat. Now where people can get a little bit cynical is they can say a couple of things. Firstly, it's now over a year since the Mario Draghi report came out. And what's changed since? Absolutely nothing, unfortunately. And secondly, when I look at powering AI, I like to compare Europe to what's happening in the United States. I mean, the U.S. is giving access to nuclear power to AI. It started with the three Mile Island… Paul Walsh: Yeah. The nuclear renaissance is… Emmet Kelly: Nuclear Renaissance is absolutely huge. Now, what's underappreciated is actually Europe has got a massive nuclear power bank. It's right up there. But unfortunately, we're decommissioning some of our nuclear power around Europe, so we're going the wrong way from that perspective. Whereas President Trump is opening up the nuclear power to AI tech companies and data centers. Then over in the States we also have gas and turbines. That's a very, very big growth area and we're not quite on top of that here in Europe. So, looking at this year, I have a feeling that the Americans will probably increase their data center capacity somewhere between – it's incredible – somewhere between 35 and 50 percent. And I think in Europe we're probably looking at something like 10 percent again. Paul Walsh: Okay. Understood. Emmet Kelly: So, we're growing in Europe, but we're way, way behind as a starting point. And it feels like the others are pulling away. The other big change I'd highlight is the Chinese are really going to accelerate their data center growth this year as well. They've got their act together and you'll see them heading probably towards 30 gigs of capacity by the end of next year. Paul Walsh: Alright, we're out of time. The TMT Edge is alive and kicking in Europe. I want to thank Emmett, Lee and Adam for their time and I just want to wish everybody a great day today. Thank you.(Applause) That was my conversation with Adam, Emmett and Lee. Many thanks again to them. Many thanks again to them for telling us about the latest in their areas of research and to the live audience for hearing us out. And a thanks to you as well for listening. Let us know what you think about this and other episodes by living us a review wherever you get your podcasts. And if you enjoy listening to Thoughts on the Market, please tell a friend or colleague about the podcast today.