Podcasts about disrupting

What does it take to reimagine aging services in a complex health and social care system? In this episode, Marta Corvêlo, President & Chief Executive Officer at Somerville-Cambridge Elder Services, talks about her journey into health and human services and her approach to transforming community-based aging support. She shares how her upbringing in Portugal and early work with refugee families shaped her commitment to social impact and equity. Marta explains the mission of SCES and how its home-based, wraparound services help older adults, people of all abilities, and caregivers age with independence and dignity. She also discusses operating at the intersection of health care, behavioral health, and social supports to better navigate the systems serving aging populations. Tune in to hear how values-driven leadership and community-based innovation are reshaping the future of aging services! Resources: Connect with and follow Marta Corvêlo on LinkedIn. Follow Somerville-Cambridge Elder Services on LinkedIn, Instagram, and Facebook, and explore their website! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Bleav in Rams presented by FanDuel, Erin Coscarelli is joined by former NFL quarterback and co-host of The Simms Complete Show, Matt Simms to dissect the ageless wonder of Matthew Stafford. Winning his first MVP at 37, the big question surfaces...is a drop-off coming? Simms makes the case for why Stafford is an “ageless thrower,” what separates his arm talent from everyone else, and why this trait makes him one of one. We get into how his throwing mechanics, anticipation, and mental processing project into the future and what it says about his longevity. And the hard conversation Rams must think about... When do you look to the future if you have a quarterback like Stafford? When is the right time to plan ahead without disrupting a championship window? We start with Puka Nacua. Are the early bumps just natural growth pains for a young star? Simms explains why it's not cause for concern yet and what development actually looks like from a quarterback's perspective. Sean McVay as an educator and how that impacts his coaching tree - how hard is it to constantly replace new coordinators? Simms shares his honest opinion of McVay the human, not just McVay the 'play caller.' Plus we take his pulse on how he really felt about the Bad Bunny halftime show and his experience in San Francisco for SBLX! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Disruption/Interruption, KJ sits down with Julian Circo, Co-Founder of Hyfe, a company revolutionizing respiratory health diagnostics through AI-powered cough monitoring. Julian shares his unconventional journey from humanitarian work in post-conflict zones to building the world's largest cough dataset—over 700 million samples. The conversation explores how Hyfe is transforming coughing from a subjective symptom into an objective, quantifiable biomarker, enabling better research, drug development, and patient care. Julian discusses the challenges of disrupting the conservative pharmaceutical industry, the surprising complexity of measuring coughs, and Hyfe's groundbreaking digital therapeutic for chronic cough sufferers. Four Key Takeaways [0:41] Coughing is Medicine's Most Common Yet Least Understood Symptom - Despite being the single most common symptom in medicine for over a century, medical science still cannot answer basic questions like "what is a normal amount of coughing for a healthy person?" Even top pulmonologists disagree significantly on this fundamental question. [11:27] Building the World's Largest Cough Dataset Required Creative Problem-Solving - Hyfe collected over 700 million cough samples by launching a free consumer app during COVID-19 that monitored coughs in the background. This approach solved the critical challenge of gathering diverse, real-world data across different demographics, environments, and microphones—essential for training accurate AI models. [21:52] Pharma's Resistance to Disruption is Actually Rational - The pharmaceutical industry's notorious resistance to innovation stems from legitimate needs: trials spanning months or years require consistent measurement methods to compare data over time. Hyfe succeeded by "leading with science" rather than pitching disruption, focusing on the measurable value they create. [27:30] A Digital Therapeutic Offers Hope Where 15 Drug Trials Failed - Over the past 13 years, 15 pharmaceutical molecules for chronic cough treatment have failed clinical trials. Hyfe is developing a digital therapeutic based on behavioral cough suppression therapy—similar to physical therapy for joints—that has already shown 40% efficacy in preliminary research, offering hope to the one in ten Americans suffering from chronic cough. Quote of the Show (4:28):"People innovate as a way of life. It’s not a luxury. You have to find ways to communicate. You have to find ways to access goods. You have to find ways to make do…” – Julian Circo Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Julian Circo: LinkedIn: https://www.linkedin.com/in/icirco/Company Website: https://www.hyfe.com/Failed Chronic Cough Candidates: https://support.hyfe.com/hubfs/HTML/failed_antitussives_timeline.htmlCoughPro: https://coughpro.com/ How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

In this episode, Michael sits down with Reid Zeising, CEO of GAIN, the largest revenue cycle management organization specializing in litigated and complex healthcare claims. The conversation pulls back the curtain on how healthcare providers struggle to get paid for services already delivered, and how technology and AI are being used to push back against decades of insurance-driven denial strategies. Reid explains how the insurance industry fundamentally changed in 1994, when Allstate introduced Colossus, a system designed to standardize and often suppress claim payouts in favor of shareholder value. That shift, he argues, still shapes today's reimbursement environment, leaving providers underpaid and patients caught in the middle. Drawing on Michael's background in primary care administration, the discussion highlights a stark reality: many healthcare organizations collect only a fraction of what they bill, even when care is medically necessary and properly delivered. Reid compares this to asking professionals to do full work for partial pay and explains why this model is unsustainable, especially for providers serving uninsured and underinsured populations. The conversation then turns to how GAIN is using AI, predictive analytics, and technology-enabled workflows to reverse that imbalance. By focusing on litigated and complex claims, GAIN helps providers recover fair compensation, improve cash flow, and continue offering care to communities that need it most. Reid also shares why his company intentionally shifted away from higher-margin claim financing toward a service-driven model built around access, transparency, and long-term system impact. Michael and Reid also explore the broader healthcare landscape, including the financial strain on providers, the coming “silver tsunami” of aging patients, and the consequences of tort reform on patient access to care. Reid challenges common insurance-industry narratives around “frivolous lawsuits,” explaining how language and lobbying efforts have been used to restrict legitimate claims and reduce accountability. The episode closes with Reid's advocacy work through Americans for Patient Access and Americans for Responsible Consumer Funding, organizations focused on protecting access to healthcare and helping individuals navigate overwhelming medical and financial challenges. This is a candid, systems-level conversation about healthcare economics, AI-driven disruption, and what it will take to ensure providers get paid and patients get care. https://gainservicing.com/ https://www.linkedin.com/in/reidzeising/  

Millions of dollars from recreational marijuana sales are finally flowing into communities all around Ohio.For some small towns, it's a much-needed windfall, while other communities continue to keep dispensaries out.An effort to repeal a new intoxicating hemp law clears an early hurdle, as opponents include some in the cannabis industry.On the legislative front: two lawmakers want to prevent high school athletes from receiving NIL deals.Disrupting a church service in Ohio could become a felony if two Republicans have their way.Candidates for the Ohio Supreme Court, Congress, governor and more officially file to run.We're talking about all these hot topics on this week's Reporter Roundtable.Guests:Sarah Donaldson, reporter, Ohio Public Radio Statehouse News BureauMarty Schladen, reporter, Ohio Capital JournalLaura Hancock, politics and policy reporter, Cleveland.comIf you have a disability and would like a transcript or other accommodation, you can request an alternative format.(Photo Credit: Jim Mone / AP)

Check us out: https://www.determinetruth.com/ EPISODE   Are modern pastors supposed to prophesy? Is prophecy actually the “future telling of events” that we often think it is? How should the pastor respond when a church service is interrupted by a protest (like what recently happened in Minneapolis)? How should the church respond to Christian Nationalism?    Rob and Vinnie continue to discuss the church, the Gospel message (as fulfilled in Jesus), and the role of the pastor to be a prophet—declaring the word of the Lord for the church TODAY!    FOLLOW THE PODCAST Subscribe to be notified of our new episodes (each Monday).  Want to help us expand the Gospel of the Kingdom? Leave a review, “like” the podcast, or share it with others.   CONNECT WITH DETERMINETRUTH MINISTRIES The Determinetruth Podcast is a ministry of Determinetruth Ministries. We offer free resources to equip pastors, leaders, and the body of Christ in the US and worldwide for service in the kingdom of God. You can visit us online at https://www.determinetruth.com   SUPPORT DETERMINETRUTH MINISTRIES Determinetruth is a non-profit 501(c)(3), and relies completely on the financial support of our partners around the world.  Please consider partnering with us and making a tax-deductible donation https://tithe.ly/give_new/www/#/tithely/give-one-time/3648601   Want a FREE CHAPTER from Rob's latest book? Sign up for email updates from Determinetruth.   https://mailchi.mp/5672d33f2b95/dt-podcast Music: “Love is Against the Grain” (Dime Store Prophets)   #BiblePodcast #TheologyPodcast #ChristianPodcast #BibleStudyPodcast #BiblicalTruth #FaithPodcast #politics #ChristianNationalism #suffering #thechurch #paul #timothy #ecclesiology #Fellowship #Mutual encouragement #Service #Corporateworship #Teaching #theWord #Communion #pastors #missions #women #complementarian #egalitarian #authority #colossians #presbyterian #housechurch #BibleProphecy #ProphecyPodcast

Millions of dollars from recreational marijuana sales are finally flowing into communities all around Ohio.For some small towns, it's a much-needed windfall, while other communities continue to keep dispensaries out.An effort to repeal a new intoxicating hemp law clears an early hurdle, as opponents include some in the cannabis industry.On the legislative front: two lawmakers want to prevent high school athletes from receiving NIL deals.Disrupting a church service in Ohio could become a felony if two Republicans have their way.Candidates for the Ohio Supreme Court, Congress, governor and more officially file to run.We're talking about all these hot topics on this week's Reporter Roundtable.Guests:Sarah Donaldson, reporter, Ohio Public Radio Statehouse News BureauMarty Schladen, reporter, Ohio Capital JournalLaura Hancock, politics and policy reporter, Cleveland.comIf you have a disability and would like a transcript or other accommodation, you can request an alternative format.(Photo Credit: Jim Mone / AP)

Is your inventory celebrating a birthday? In this episode, Crystal Vilkaitis is joined by Jessica Rennard, founder of NuSource and "The Fashion Disruptor," to discuss why retailers need to stop being emotional about their products and start treating them like widgets. Jessica shares her journey from monetizing non-profit donations to building a "mystery box" empire that helps retailers source quality secondary market goods. Whether you are a traditional boutique owner or a dedicated reseller, this conversation dives into the tactical side of inventory velocity, the rise of live selling platforms like Whatnot, and how to diversify your shop with sustainable, high-quality resale items. [3:18] Jessica's journey from non-profit management to the resale world [4:47] How New Source helps retailers scale their inventory engine [5:07] Current trends: Moving from fast fashion to "quality over quantity" [6:29] The biggest inventory mistake: Holding onto "widgets" for too long [7:45] Using AB testing and sales cycles to unlock cash flow [8:52] The hidden labor costs and processing hurdles of resale inventory [11:01] Top inventory management systems for the thrift and resale industry [12:53] Why every retailer should be experimenting with live selling [13:42] What is Whatnot? Exploring the $9 billion live-selling marketplace [15:12] Resilience Round: Atomic Habits, Blue Ocean Strategy, and ShipHero [16:22] The future of hybrid retail: Bringing vintage racks into traditional stores [17:02] How to use "Brand Mystery Boxes" to test resale in your shop Join the Rooted in Retail Facebook Group to continue the conversation Join our newsletter for all the latest marketing news for retailers Show off your super fandom by getting your Rooted in Retail Merch! Go to http://indera.co/prompt to access the prompt

Ariel Cohen is the Co-Founder and CEO of Navan (formerly TripActions), an AI-powered travel and expense platform. Last month, Ariel took the company public, since being a public company, they have faced a torrid time seeing stock price decline by 50%. The company is currently valued between $4BN-$5BN.  AGENDA: 0:00 The Truth About Going Public After 11 Years 5:50 Why We Couldn't Wait: The Real Reason for the IPO 8:15 Disrupting the Giants: Amex, Concur, and the $1T Opportunity 11:50 "If We Don't Build This, We're Dead": Seeing ChatGPT Early 18:35 Why Navan Built Their Own Customer Service AI  23:45 Why Infrastructure is Overrated (and What Actually Matters) 28:55 Vibe Coding: How We Rebuilt Our Product in 6 Hours 34:55 Are Any Public Company CEOs Actually Happy? 38:50 Lessons from Robinhood: Energy, Ethics, and the Stock Price 45:10 The Cost of Success: $1B Mistakes and Parenting Regrets  

Send me a DM here (it doesn't let me respond), OR email me: imagineabetterworld2020@gmail.comToday I'm thrilled to have back on the show for a second time: MK ULTRA and Project Stargate survivor and whistleblower, targeted individual, filmmaker, podcaster, musician, athlete and former Virginia Tech all-American running back, entrepreneur, mental health advocate, and hometown hero from the Blue Ridge Mountains of VA: Tommy Edwards aka: Touchdown Tommy!A little bit about Tommy if you are new here, if you missed his debut on ‘The Imagination', or if you need a quick recap: Born in February 1974 in Radford, Virginia - a historic town cradled by one of the world's oldest rivers - Tommy entered a world shadowed by grief yet illuminated by legacy. His father, Ken Edwards, a Virginia Tech Hall of Famer who wore jersey #33 and was drafted by the Buffalo Bills, carried the weight of family tragedies that shaped a dynasty of determination. Tommy, inheriting that same number and spirit, would become a beacon for thousands.As a boy, Tommy faced challenges - dyslexia, feeling like an outsider, family struggles - but he discovered fire on the field. At Radford High School, he exploded as a consensus All-American running back and first-team All-State linebacker. In his junior and senior years alone, he rushed for nearly 4,000 yards and scored an astonishing 57 touchdowns - a record that still echoes through the valleys. Recruited by powerhouses, he chose Virginia Tech in 1992, following his father's footsteps.In 1993, as a redshirt freshman, Touchdown Tommy burst onto the national stage. He scored 10 touchdowns (including four in a single game against Pittsburgh), led the nation in scoring for six weeks, and helped propel the Hokies to a top-15 finish and a bowl victory. He and his father became the first father-son duo in NCAA history to score rushing touchdowns in bowl games - a legacy of grit and glory. Headlines screamed his name; fans chanted "Touchdown Tommy"; the program ascended from mediocrity to dominance, setting the foundation for future championships.Tommy's story deepened into a profound journey of awakening. Repressed memories surfaced of childhood encounters with Project Stargate, MK ULTRA, and lifelong targeting as a gifted "star child." He endured gangstalking, electronic harassment, false hospitalizations, and a terrifying SWAT standoff - yet he emerged stronger, speaking truth against corruption, exploitation in sports, and hidden programs. Diagnosed with advanced CTE symptoms (brain scans showing severe damage that should have left him institutionalized), he battles daily with severe symptomology, but his spirit remains unshakeable. CONNECT WITH TOMMY:YouTube: @tommyedwards7062Twitter: https://twitter.com/TommyEdwardsTo1Instagram: https://www.instagram.com/touchdowntommyedwards/Facebook: https://www.facebook.com/tommytouchdowntommyedwardsSnapchat: t_edwards7802Cashapp: $DrGonzobingbongCONNECT WITH EMMA:YouTube: https://www.youtube.com/@imaginationpodcastofficialRumble: https://rumble.com/c/TheImaginationPodcastEMAIL: imagineabetterworld2020@gmail.com OR standbysurvivors@protonmail.comMy Substack: https://emmakatherine.substack.com/BUY ME A COFFEE: https://www.buymeacoffee.com/theimaginationVESupport the show

Join us LIVE on Mondays, 4:30pm EST.A weekly Podcast with BHIS and Friends. We discuss notable Infosec, and infosec-adjacent news stories gathered by our community news team.https://www.youtube.com/@BlackHillsInformationSecurityChat with us on Discord! - https://discord.gg/bhis

Stories we're following this morning at Progress Texas:ICE is making its presence known in cities across Texas - in El Paso, officials at Camp East Montana have begun sending the bodies of detained immigrants who have died on their watch to an internal military hospital - not the local county medical examiner, where one recent such death was deemed a homicide: https://www.texastribune.org/2026/02/03/texas-ice-detention-deaths-autopsy-el-paso/...In Houston, the local ICE field office has issued a statement claiming a "1,300 percent increase" in protestor violence against its agents, implying that they plan to escalate the violence of their responses: https://www.click2houston.com/news/local/2026/02/03/law-and-order-will-prevail-houston-ice-condemns-student-led-walkouts-at-schools-across-texas/...In San Antonio, the local ICE field office will not reveal whether or not they plan to harass attendees of the upcoming San Antonio Stock Show and Rodeo and Fiesta events, leading to calls for a local boycott of both: https://www.sacurrent.com/news/ice-wont-say-whether-its-targeting-san-antonio-rodeo-fiesta-for-enforcement-actions/...In Dallas, where controversy has developed over local restaurants and coffee shops welcoming ICE agents to patronize, advice from a local food writer that they adopt instead a "no assholes" policy: https://www.dmagazine.com/food-drink/2026/02/how-ice-enforcement-affects-restaurant-industry/The 39th Annual Texas Democratic Women's 2026 Convention is coming up February 6-8 in Austin, and Progress Texas is excited to take part! Get signed up: ⁠⁠⁠⁠https://tdw.org/convention/⁠⁠⁠⁠Early voting in the March primary starts in mere weeks, on February 17 - the time to research your ballot is right now: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apps.texastribune.org/features/2026/texas-march-2026-primary-ballot/?_bhlid=7d8eca3d2a16adc7c9b44185414443fa32be6d84⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠All about voting in Texas can be found at ⁠⁠⁠⁠⁠GoVoteTexas.org⁠⁠⁠⁠⁠. Voter registration updates for the March primary from the Austin Chronicle ⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠ and from KUT Austin ⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠.Check out our web store, including our newly-expanded Humans Against Greg Abbott collection: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://store.progresstexas.org/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Progress Texas is expanding into both broadcast radio - including a new partnership with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠KPFT-FM in Houston⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - and into Spanish language media! Make a tax-deductible contribution to our radio initiative ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and to our Spanish expansion ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Find our web store and other ways to support our important work at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://progresstexas.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

In this episode of Disruption/Interruption, KJ sits down with Peter Justen, CEO of Ameritrust Solutions as he shares how they are revolutionizing Medicaid applications by reducing a 200-question, months-long process to just 20 questions answered in 12 minutes. Using verified third-party data, their system saves states billions while helping vulnerable populations access healthcare faster. The solution addresses a $750 billion program plagued by fraud and inefficiency, helping hospitals recover $30 billion in uncompensated care while ensuring the right people get benefits they desperately need. Four Key Takeaways The Medicaid Application Crisis (9:50) - Traditional Medicaid applications contain up to 209 questions across 45 pages, taking 4-6 months to process. Only 14-17% of applications are complete when submitted, creating massive delays for people who need immediate healthcare access. The 12-Minute Solution (16:20) - By asking just 20 essential questions and using verified third-party data to auto-populate the remaining 189 fields, Ameritrust reduces processing time from months to 12 minutes while maintaining federal compliance. Massive Cost Savings (21:40) - Texas alone could save $2 billion annually by implementing this system - enough to resurface 100 miles of highway, pay 30,000 teachers for a year, or keep dozens of rural hospitals alive. Hospital Revenue Recovery (19:30) - 65% of the $45 billion in hospital uncompensated care involves patients who qualify for Medicaid but haven't applied. The system embeds into hospital intake, getting patients approved before procedures so hospitals get paid from day one. Quote of the Show (35:33):"My definition of entrepreneurship is the relentless pursuit of opportunities without regard to the resources at hand." – Peter Justen Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Peter Justen:LinkedIn: https://linkedin.com/in/peterjustenCompany Website: https://ameritrustsolutions.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Patrick Gray and Adam Boileau are joined by the newest guy on the Risky Business Media team, James WIlson. They discuss the week's cybersecurity news, including: Notepad++ update supply chain attack has been attributed to China The AI agent future is even more stupid than expected; behold the OpenClaw/Clawdbot/Moltbook mess The Epstein files claim he had a personal hacker? Microsoft is finally getting ready to (think about starting to begin to) disable NTLM by default The usual bugs in the usual things! Ivanti, Fortinet, and Solarwinds. Again. Telco hides a free trip in its privacy policy, someone actually reads it and wins! This weeks's episode is sponsored by opensource IDP platform Authentik. CEO Fletcher Heisler talks to Pat about their new endpoint agent that can enforce device posture policies during login. This episode is also available on Youtube. Show notes The Chrysalis Backdoor: A Deep Dive into Lotus Blossom's toolkit Notepad++ Hijacked by State-Sponsored Hackers | Notepad++ Notepad++ v8.8.3 - Self-signed Certificate: Certified by Code, Not Corporations | Notepad++ Hacking Moltbook: AI Social Network Reveals 1.5M API Keys | Wiz Blog lcamtuf on X: "Moltbook debate in a nutshell" / X Exposed Moltbook Database Let Anyone Take Control of Any AI Agent on the Site AndrewMohawk on X: "How exactly did an attacker send a message to your bot since you need to approve all the channels and set keys etc" / X Signal president warns AI agents are making encryption irrelevant Massive AI Chat App Leaked Millions of Users Private Conversations Runa Sandvik on X: New court record from the FBI details the state of the devices seized from Washington Post reporter Hannah Natanson EFTA01683874.pdf Disrupting the World's Largest Residential Proxy Network | Google Cloud Blog Nobel Committee says Peace Prize winner likely revealed early by digital spying | Reuters County pays $600,000 to pentesters it arrested for assessing courthouse security - Ars Technica Advancing Windows security: Disabling NTLM by default - Windows IT Pro Blog Critical flaws in Ivanti EPMM lead to fast-moving exploitation attempts | Cybersecurity Dive CISA orders federal agencies to patch exploited SolarWinds bug by Friday | The Record from Recorded Future News CISA, security researchers warn FortiCloud SSO flaw is under attack | Cybersecurity Dive Fintech firm Marquis blames hack at firewall provider SonicWall for its data breach | TechCrunch We Hid a Free Trip to Switzerland in Our Privacy Policy. Someone Found It in 2 Weeks. - Cape Between Two Nerds: The internal logic of Russian power grid attacks - YouTube

What happens when you ask 500+ CTE leaders one simple question: “How are you disrupting education in 2026?”At ACTE CareerTech VISION in Nashville, Alli Dahl and Peter Hostrawser put that question on the screen, dropped a QR code, and let the field speak. This episode is the result — real responses from real leaders who are done with “CTE as a second choice” and ready to treat schools like talent hubs.In this conversation, we break down the biggest themes we heard:CTE isn't a side pathway — it's infrastructure for relevanceIf learning isn't real, it doesn't stick (experience are greater than worksheets)Industry partnerships are shifting into co-designAI/VR aren't “flash” — they're a force multiplier for personalization (when used with purpose)The hardest disruption is adult disruption: hard conversations, real accountability, real readinessSuccess metrics are getting rewritten (hint: “college enrollment” isn't the whole story)If you're building pathways, work-based learning, youth apprenticeships, or just trying to make school matter again — this one will hit.

Today's Poll Question at Smerconish.com: “Is it ever acceptable to disrupt a religious service to express political views?” Michael Smerconish breaks down the real-world controversy that inspired today's poll, exploring the legal, moral, and constitutional tensions between religious freedom and political expression. From a high-profile church disruption to questions about protest, journalism, and sacred spaces, Michael explains why this issue strikes at the heart of First Amendment debate — and where he ultimately comes down. Cast your vote and join the conversation. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Oliver Tonkin joins us to discuss how stablecoins are quietly replacing traditional cross-border payment rails. - Why emerging markets are leading stablecoin adoption for global payments - How stablecoins reduce settlement times and costs for corporates - The rise of stablecoin-powered settlement networks beyond SWIFT - Why regulated stablecoins are helping ease banking concerns - The growing role of Circle, Ripple, and others in cross-border transactions - The challenges of on-ramps and off-ramps—and how they're being solved - Why regulatory clarity is a major catalyst for corporate adoption - Who stands to lose in the shift to blockchain payments: legacy banks or card networks?  Powered by Phoenix Group The full interview is also available on my YouTube channel: YouTube: https://bit.ly/4q877FD

Why Tackle Tops the Lions' Offseason List Senior Bowl week set the tone in Mobile. The Shrine Bowl wrapped the other night. Scott Bischoff and Russell Brown are deep in practice tape on the Detroit Lions Podcast. The conversation zeroed in on offensive tackle and how it drives every Detroit Lions decision. Offensive tackle is the biggest need for this roster. Outside of Penei Sewell, the future at left or right tackle is unclear. Decker's status is not defined. That uncertainty elevates tackle above every other position. You can patch the interior with a veteran and a younger center. Graham Glasgow remains in place. That worst case is manageable. The priority is tackle. Sewell at Left or Right: Where the Value Lives In a perfect world, you would not move what might be the best right tackle in football. Sewell fits that bill. Disrupting that matters. Yet it is easier to find a right tackle than a premium left tackle in the NFL. Sewell can be a strong left tackle. The best team-first move could be shifting him left if the rookie fits better on the right. Conversely, if pick 17 yields a true college left tackle, keep Sewell at right tackle. Let the rookie learn and possibly sit behind Decker for a half season. The player dictates the plan. The larger question remains whether you should move a foundational piece at all. Draft Board at 17 and Beyond At pick 17, a few intriguing tackles could reach Detroit. One or two at the very top likely will not. The board will decide how aggressive the Lions must be. This offensive line class looks deeper than expected. There may be fewer elite names at the top, but there is quality through the first two rounds. Options exist at 17 and again around pick 50. The further down the list you go, the more developmental tackles you can target. Interior paths also exist. The mix could include Chris Mahogany, Kate Ratlitsch, and Mills Frazier, with Graham Glasgow in the room. That flexibility allows a rookie tackle to grow while the line holds together opposite Sewell. Senior Bowl practices are on day three, technically day four of the week. Shrine Bowl work is in the books. Those sessions shape the board and the fit at tackle. A fuller recap of both events comes next week. #detroitlions #lions #detroitlionspodcast #nfl #seniorbowl #shrinebowl #pick17 #peneisewell #decker #righttackle #lefttackle #interioroffensiveline #grahamglasgow #offensivelineclass #offensivetackle #practicetape Learn more about your ad choices. Visit megaphone.fm/adchoices

With Jason Wenk—Founder and CEO, Altruist Overview A candid conversation on rethinking custody from the ground up—and why simplification, aligned economics, and integrated technology are becoming critical for advisors building modern, scalable firms. Listen in… > Download a transcript of this episode… NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. About this episode… For decades, advisors have built their businesses on custodial infrastructure that was never designed to support how modern firms actually operate. In many cases, fragmented technology stacks, paper-heavy processes, and economic factors often benefit the platform more than the advisor or client. Jason Wenk saw that firsthand. Before launching Altruist, Jason built and scaled FormulaFolios from zero to over $4B in assets—giving him a front-row seat to what works, what breaks, and where traditional custody and technology create friction as firms grow. Rather than layering another tool on top of an already complex system, Jason made a far more ambitious bet: to rebuild custody, technology, and economics from the ground up as a single, fully integrated platform. In this conversation with host Louis Diamond, Jason pulls back the curtain on what it really takes to build a next-generation custodian, including: The myths around custody and brand—and why the next wave of growth may belong to firms willing to rethink the infrastructure they build on. Challenging long-standing assumptions around custody—and why Altruist built a vertically integrated solution from the ground up. The advantages of vertical integration—and why simplification, automation, and aligned economics are becoming essential to advisor growth. The real cost of complexity—and why so many advisors and business owners underestimate it. The value of AI and automation—and how Jason sees it will reshape the next-generation RIA. It's a thoughtful, candid look at the future of custody and what it means for advisors who want to build scalable, modern businesses. Want to learn more about where, why, and how advisors like you are moving? Click to contact us or call 908-879-1002. Related Resources The Future of Prospecting: How AI Is Powering the Next Era of Advisor Growth FINNY Co-Founder Eden Ovadia shares how AI is transforming advisor prospecting: automating outreach, matching advisors with ideal clients, and freeing time for deeper human connection. A forward-looking conversation on what growth will look like in the next era of wealth management. The Four Horsemen of the Independent Apocalypse Model or partner misalignment is often the driver of these four common frustrations independent advisors encounter. Wealth Management Landscape at a Glance We created this “at a glance” continuum infographic—to help you navigate the different models and understand how their features stack up. Jason Wenk Founder and CEO Jason Wenk is the Founder and CEO of Altruist, the only modern custodian that’s fully digital, vertically integrated, and built exclusively for RIAs. Jason has lived and breathed the financial services industry over the last 25 years as a financial advisor, investment systems developer, analyst, and founder of his previous company, FormulaFolios. With Jason as CEO, FormulaFolios achieved a 13,927% 3-year growth rate and managed over $3.2 billion. This rapid growth ranked the firm as a fastest-growing private company in the country by Inc. magazine 4 years in a row, reaching as high as #10. Jason was also recently named a national EY Entrepreneur of the Year in 2018. Also available on your favorite podcast app and other media sites

Jayson Tatum's potential return has the Boston Celtics on edge—will his comeback supercharge their title pursuit or disrupt hard-earned chemistry? With the Celtics sitting second in the Eastern Conference and Jaylen Brown leading at an MVP level, tough decisions and playoff ambitions collide at a pivotal moment in the season.Gabby (Hurlbut) Maljanian explores Tatum's injury recovery, his candid reflections on team dynamics, and whether Boston should risk a roster shakeup for Giannis Antetokounmpo at the NBA trade deadline. Trade possibilities for Anfernee Simons and the team's urgent search for a starting center are front and center, alongside key young contributors like Jordan Walsh and Hugo Gonzalez stepping up. Can the Celtics balance continuity and bold moves to secure Banner 19, or will chemistry concerns hold them back? Don't miss a dynamic breakdown of Boston's road to the postseason.

Chris Capozzi, CFO of Ethos Technologies (LIFE), discusses their IPO and the life insurance business. With Ethos, you can buy life insurance “in ten minutes,” with no medical exam, with the ease of “buying a plane ticket.” They have one of the largest “buy boxes” in the industry, and he explains how this lets Ethos cover a wide variety of applicants and policies. Chris explains how AI is helping them transform the industry. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

With Jacksonville leading the state in commercial sex solicitations, we talk to two experts and a survivor about what works, what doesn't, and why.

In this episode of Disruption/Interruption, KJ sits down with Colin Cooper, CEO and co-founder of Illuminate XR, to explore the massive skills gap threatening our workforce. With over 100 companies under his belt and thousands of global hires, Colin has witnessed firsthand how our 200-year-old education system is failing to prepare people for today's AI-driven world. Discover how immersive technology, emotional intelligence training, and personalized learning are revolutionizing the way humans learn, and why the next few years will determine whether we step into the "age of humanity" or fall behind forever. Four Key Takeaways The Education System Is 200 Years Behind (4:42) Our schools still operate on an industrial-age factory model designed to create compliant workers, not creative thinkers. Classrooms haven't fundamentally changed in over 1,000 years, and curriculum remains rooted in preparing students for a world that no longer exists. Meet Learners Where They Are (7:40)Real learning happens when you reduce cortisol and increase dopamine by connecting education to personal interests. Whether it's tailoring physics lessons to football or basketball, or using horses to teach emotional intelligence, personalization is the key to engagement and retention. AI Should Amplify, Not Replace (20:05) The future isn't about AI replacing teachers or workers—it's about using AI as a personal assistant to handle repetitive tasks. Start by identifying one repetitive task in your job and automate it with AI tools like ChatGPT, Claude, or Perplexity. We're Living Through 25 Years of Progress Every Year (29:20)The convergence of AI and VR—technologies that shouldn't have merged for another 15-20 years—has compressed innovation timelines. What used to take 10-15 years to bring to market now takes weeks. The next 3-4 years will be transformative, and we have one shot to get it right. Quote of the Show (29:40):"When a year goes by, you normally get one year's worth of progress, but where we're at today, a year goes by and it's like 20 to 25 years of technology growth." – Colin Cooper Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Colin Cooper:LinkedIn: https://www.linkedin.com/in/colinmbcooper/Company Website: https://illuminatexr.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruptionApple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Today on "Conversations On Dance", our episode centers on the new documentary film "About Face: Disrupting Ballet", which follows two asian dancers, Phil Chan and Georgina Pazcougin, in their effort to eliminate racial stereotypes pervasive in ballet performances across the world. Director/Producer Jennifer Lin and Producer Cory Stieg join us to talk about their personal experiences with racial caricatures in dance, how their initial introduction to Phil and Gina led to the idea for the film, and the work they do and the film itself will be a catalyst for change in the dance world. "About Face" will be the spotlight feature of the closing night of the Dance On Camera Festival, this February 8th at Symphony Space in New York City. Follow updates on the film on Instagram: https://www.instagram.com/aboutface_film/Listen to Conversations on Dance ad-free on Patreon: https://www.patreon.com/cw/conversationsondanceSPONSOR:Get audition ready with The Royal Ballet School's new bundle of online audition classes. Whether you are auditioning for entry into The Royal Ballet School or seeking insights into general audition preparation to conquer those nerves, this brand-new series of online classes is the perfect tool for you. From artistic expression and musicality to improving your strength and flexibility, these classes will help you feel confident for whenever and wherever you audition. To get started go to ondemand.royalballetschool.org.uk LINKS:Website: conversationsondancepod.comInstagram: @conversationsondanceCOD MerchListen to COD on YouTubeJoin our email listSponsorship information Hosted on Acast. See acast.com/privacy for more information.

Jan. 28, 2026 NARPM podcast host Pete Neubig interviews Ori Tamuz, CEO and Co-Founder of DoorLoop, an all-in-one property management software. Tamuz, a serial entrepreneur who came out of early retirement, explains how he decided to disrupt the property management industry by building a comprehensive platform that specifically addresses the complex accounting needs of property owners. Tamuz details how DoorLoop is investing heavily in technology and AI, particularly Large Language Models (LLMs), to automate workflows, resolve tenant requests, and build a "next generation property management software". The discussion also covers the platform's open API and the belief that AI will enhance, rather than replace, human property managers.

How should christians think about protests that stop church services?Mark and Jonathan talk about the recent disruption that happened at St. Paul Church.

Join me for a conversation with Kevin Zerber, co-founder of TreeRing Inc. 5000 company ranked No. 3200 in 2025 that is redefining the yearbook experience through technology and innovation. Kevin shares how adaptive leadership has guided TreeRing from its earliest days, with an emphasis on continuous improvement, curiosity, and customer-driven personalization. We discuss how the company successfully pivoted during the COVID-19 pandemic to maintain service continuity, as well as how fostering mentorship and an adaptive culture fuels both innovation and employee growth. Kevin also explains how integrating technology and data enhances efficiency and the customer experience while staying true to TreeRing's core values, offering practical insights for leaders looking to modernize traditional industries and build resilient organizations. Episode Highlights & Time Stamps 0:58 The Importance of Adaptive Leadership 2:29 Understanding TreeRing's Journey 8:50 Exploring Adaptive Leadership Principles 14:51 Mentoring for Employee Growth 18:08 Technology and Cultural Alignment 23:30 Adapting Through Challenges 23:52 Closing Insights on Adaptive Leadership Adaptive Leadership and Continuous Improvement In this episode, I speak with Kevin Zerber, co-founder of TreeRing, about how adaptive leadership has shaped the company's evolution over nearly 17 years. Kevin explains how a commitment to continuous improvement has been foundational to TreeRing's success, emphasizing that excellence is never a fixed destination. By embracing adaptability and ongoing innovation, TreeRing has built a resilient organization capable of learning, evolving, and thriving in a changing market. Disrupting the Traditional Yearbook Industry Kevin shares how TreeRing entered the yearbook market as a disruptor, challenging the one-size-fits-all model with a technology-driven, personalized approach. TreeRing's platform empowers families to customize yearbooks, enabling individual storytelling and deeper engagement. We explore how innovation and thoughtful design have allowed TreeRing to deliver high-quality yearbooks that better reflect today's students and communities. Building an Adaptive Culture with Technology and Mentorship We conclude by discussing the importance of curiosity, mentorship, and continuous learning within teams. Kevin explains how fostering an adaptive culture encourages creative problem-solving and supports employee growth. He also shares how TreeRing leverages technology, data, and AI to scale efficiently while staying true to its core values, sustainability commitments, and customer experience. Leading by Example, Trust, and Letting Go of the Outcome True leadership is built on trust, and trust is earned by doing what you say you will do. Austin shares how leading by example shapes culture, influences behavior, and reinforces standards throughout the organization. As leaders mature, they must also learn to let go of micromanagement and release attachment to perfect outcomes. There is no flawless business—only leaders who care deeply, persist through challenges, and remain committed to developing themselves and their teams. Key Takeaways Adaptive leadership enables organizations to respond effectively to disruption while maintaining long-term vision. Continuous improvement is an ongoing journey, not a one-time initiative. Personalization and technology can successfully modernize even the most traditional industries. Rapid pivots during crises can create new growth opportunities when guided by strong leadership principles. Cultivating curiosity, mentorship, and learning drives both innovation and employee development. Leveraging data and AI can improve efficiency and customer experience without compromising core values. About Kevin Zerber: Kevin Zerber is the co-founder and CEO of TreeRing, a technology company transforming the traditional yearbook industry through personalization, sustainability, and innovation. With decades of experience in software engineering and technology leadership, Kevin has guided TreeRing's growth by applying adaptive leadership principles, continuous improvement, and a strong focus on customer experience. How to Connect with Kevin Zerber: LinkedIn: Search for Kevin Zerber on LinkedIn for professional updates and leadership insights Company Website: Visit TreeRing.com to learn more about the company, its mission, and leadership team TreeRing Blog & Media: Kevin's perspectives are often featured through TreeRing's content and interviews Resources & Next Steps Ready to take your leadership energy to the next level? Explore free training and resources at training.coreelevation.com to help you identify energy leaks, strengthen your leadership presence, and elevate your team's performance.

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Disrupting the system. Jim and Chad discuss long-term recovery strategies and the day-to-day details of sober living. An informative and insightful review of conventional methods and Jim's vision to significantly improve opportunities for success through proven treatment strategies. This is a must-listen to anyone struggling with addiction or in the recovery community. Please share this message of hope with a friend!

This episode is presented by Create A Video – Three of the leftist moonbats who led and participated in a mob that entered a St. Paul, Minnesota church service on Sunday have now been arrested. Don Lemon remains at large. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: GroundNews promo code! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

In this episode of Disruption/Interruption, KJ sits down with Joey Coleman, two-time Wall Street Journal bestselling author and expert in experience design and retention strategy. Joey reveals the shocking truth about employee turnover—costing businesses a trillion dollars annually—and shares his proven framework for transforming the first 100 days of any relationship. From his background as a criminal defense attorney and White House advisor to consulting with NASA, Volkswagen, and Zappos, Joey brings unique insights into why companies lose employees and customers, and more importantly, how to keep them. Four Key Takeaways The First Day Crisis (10:25) 4% of all new hires quit after their first day of work globally, and by day 45, that number jumps to 22%. By the one-year mark, 40% of employees have left—costing U.S. businesses approximately $1 trillion annually. The True Cost of Turnover (13:00) Replacing an employee costs between 100-300% of their annual salary just to get someone new into the seat—not including their actual salary and benefits. For a $50,000 employee, you're looking at $50,000-$150,000 in replacement costs alone. HR's Shift from Culture to Compliance (27:00) Over the past 50 years, HR departments have shifted focus from creating great workplace cultures to managing compliance, documentation, and litigation prevention—leaving no one responsible for making the workplace the best it can be. The Remarkable Organization Test (35:31) "The way you know you're running a remarkable organization is if you announce you're hiring and your existing employees immediately recommend amazing people they want to work with. In most organizations, internal referral candidates measure close to zero." Quote of the Show (28:12):"There is no one who wakes up in the morning, looks in the mirror and says, 'My primary job when I get to work today is to make sure that this is the best place that any of these people have ever worked.'" – Joey Coleman Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Joey Coleman: LinkedIn: https://www.linkedin.com/in/joeycoleman1/ How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

This week we pay homage to Martin Luther King Jr, discussing some of his work and actions. We ask: what is the civil rights issue of our day? Is protesting at worship or disrupting church an OK thing? Where do you draw the line? And how does one discern what laws are right and good, and which ones should be broken in the name of justice?

This week WE are BACK after taking some time over the holidays! Wade and Gavin will be bringing on Shannon Peffley of CPG Xperience. Shannon has 20+ years in the CPG Industry from distribution to brand to now founding CPG Xperience. CPG Xperience is about bringing the industry together, brands, retailers and service providers to help emerging brands early on in their startup phase. Shannon will be diving into what makes this DIFFERENT from other tradeshows and events that are aleady out there and how his disruption will positively impact brands!

Is your team harmonious yet unproductive? It's time to redefine team dynamics in your practice!In this episode, Andre Shirdan from thecrewprocess.com challenges traditional notions about team building in dental practices. After a significant setback, Andre deconstructed the idea of a harmonious team, and instead harnessed individual strengths to aim for a unified goal. Find out how reframing players in your practice as a crew can cultivate growth and productivity, beyond personal bonding. Tune in to redefine your team strategy and achieve your practice's core mission!‍Listen to Andre's Other Episodes Here:85: ANDRE SHIRDAN | HOW CAN UNDERSTANDING THE PHILOSOPHY OF YOUR DENTAL OFFICE BRING YOU TREMENDOUS RESULTS? – THE DENTAL MARKETER PODCAST‍Host: Michael AriasJoin my newsletter: https://thedentalmarketer.lpages.co/newsletter/‍Join this podcast's Facebook Group: The Dental Marketer Society‍Love the Podcast? Let Us Know How We're Doing on Apple Podcasts!

According to a Direct Line Group study from 2022, over 70% of UK adults don't get the recommended 7-9 hours of sleep per night. Nighttime micro-awakenings are a common contributing problem. For many of us, they happen four to six times per night without us even noticing. And they usually just mark the end of a sleep cycle. But they're more common in some people, and can be down to various factors like anxiety, mental hyperactivity, asthma, acid reflux, or arthritis. The effects of caffeine, tea, alcohol, and tobacco should also be considered. And it's important to know that as you age, your production of sleep hormone melatonin decreases. How are our sleep cycles structured? What should I do if these micro-awakenings become too frequent? What if those techniques don't work for me? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠⁠Is Bedrotting bad for your health?⁠⁠ ⁠⁠Could intentional inflexibility help you succeed at work?⁠⁠ ⁠⁠Why do we get travel sick?⁠⁠ A Bababam Originals podcast written and realised by Joseph Chance. First Broadcast: 26/7/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people are not bad decision makers. They are just repeating the same decision pattern (without realizing it) and wondering why nothing changes. In this new Sales is NOT a Dirty Word episode, I break down one of the most overlooked responsibilities in highly effective, ethical selling.  Helping someone recognize the decision pattern that is keeping them stuck. Not through pressure, information dumping, or manipulation. Instead, it's about clarity, asking better questions, reflecting behavior honestly, and allowing someone to examine their own choices without shame or force. If you sell a product or service that genuinely helps people, this will change how you think about sales conversations, objections, and what it actually means to serve someone well. What You'll Discover When Listening: Why repeating the same decision always produces the same result How to identify decision patterns that keep buyers stuck The difference between telling (which creates resistance) and questions that create insight Getting clearer on qualification that protects you from nightmare clients If this resonates, there is a strong chance decision patterns are already showing up inside your sales process. Your messaging. Your qualification. Your close. Each one either reinforces clarity or quietly allows the same stuck loops to repeat. If you want a clear, honest look at what is really happening inside your sales conversations, book a Black Sheep Sales Audit. This is not a pitch. It is a diagnostic.

In this episode of Disruption/Interruption, marketing veteran Ed Locher pulls back the curtain on B2B marketing's biggest lie: that the MQL machine actually drives growth. As CMO of PureFacts Financial Solutions and author of "Digital Transformation: People, Process and Technology," Ed reveals why 15 years of marketing automation created a sugar rush that's now crashing, and how AI can help fix it without repeating the same mistakes. This is a no-holds-barred conversation about emotional connection, the 95% of buyers marketers ignore, and why marketing tenure averages just 18 months. Four Key Takeaways: The MQL Mirage Is Built on a Lie 8:56Marketing automation promised accountability through MQLs, but overdelivering on MQL targets quarter after quarter never translated to actual revenue growth. The entire system targets only the 5% of the market ready to buy right now—ignoring the 95% who need demand creation, not demand capture. B2B Buying Committees Have Tripled in Size 16:30The buying committee for enterprise B2B purchases has exploded from 5 people to 16. You can't build credibility and trust with 16 stakeholders through email sequences—you need emotional connection and personalized storytelling that speaks to each person's specific drivers (CFO cares about ROI, compliance cares about regulations, operations cares about not making headlines). AI Raises the Floor, Not the Ceiling 29:59AI protects terrible marketers from themselves by raising the quality floor, but it hasn't raised the bar for great marketing. The real opportunity lies 3-4 standard deviations above the mean—where human empathy, emotional triggers, and genuine understanding of customer pain create outsized impact that AI can't replicate. Marketing Attribution Is a Myth 44:13There will never be a "cast iron steel rod of attribution" connecting marketing activities directly to purchases. Marketers who work for leadership that doesn't understand this are doomed to 18-month tenures, chasing MQL targets that deliver short-term sugar rushes followed by revenue crashes. The rare CEO or investor who recognizes this broken motion is the problem—not the marketer—creates space for real growth. Quote of the Show (44:13):"There will never be a cast iron steel rod of attribution that says marketing did X, which led to this person buying something. It just doesn't work that way.” — Ed Locher Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Ed Locher: LinkedIn: https://www.linkedin.com/in/edlocher/ Company Website: https://purefacts.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

ProductLed 100 - The Solo-Founder Playbook: How to Run a $1M ARR SaaS with 1 person Most founders believe scaling requires a massive headcount, co-founders, and VC funding. They think success is measured by the size of the team, not the efficiency of the revenue. In this episode of the ProductLed 100 series, Wes Bush sits down with Vincent Jong (Founder of Poolside Ventures) and Esben Friis-Jensen (Co-Founder of Userflow) to discuss the emerging era of the "One-Person Company" - businesses designed to generate millions in revenue with just a single operator. Vincent reveals his strategy for building a portfolio of lean, highly profitable SaaS companies like MeetBot. Together with Esben, they break down how AI tools like Lovable and Cursor have removed the technical barrier to entry, why "speed" is the new competitive moat against incumbents like Calendly, and the exact skill sets required to thrive as a solo builder. Whether you are a developer looking to launch your own venture or a founder trying to maximize efficiency, this episode offers a blueprint for building high-revenue, low-headcount businesses that are built to last forever. Key Highlights: 01:36: Why Vincent stopped looking for co-founders and started building alone03:09: The AI Tech Stack: How tools like Lovable and Cursor replace engineering teams06:07: Why building the product is the easy part (and selling is the hard part)13:17: Disrupting a Red Ocean: Why MeetBot entered the crowded scheduling market16:53: The Economics of Infinite Runway: Operating a SaaS for a few hundred dollars a month20:31: Speed vs. Scale: How one-person teams outmaneuver incumbents27:21: The "Launch Early" myth vs. the new bar for MVP quality37:44: Vincent's advice: Don't quit your job. Build on weekends Resources:

In this episode of Sales & Cigars, Walter sits down with Alan Ward, CEO of Securely.io, for a thoughtful conversation that spans entrepreneurship, sales, leadership, and the realities of disrupting long-entrenched systems. Alan shares how his worldview shapes the way he leads and sells, why transparency is missing in traditional payment systems, and what it takes to introduce truly revolutionary ideas into the market. From cutting a house in half at 19 years old to building a fintech platform designed to serve businesses—not extract from them—this episode is about values, conviction, and selling change the right way. In This Episode: Why Who Not How shaped Alan's approach to leadership and business The Golden Rule as a foundation for sales, culture, and decision-making How worldview influences leadership and organizational behavior Alan's entrepreneurial origin story and early risk-taking Why businesses don't truly understand their payment costs What "open banking" means—and why it's a game changer Evolutionary vs. revolutionary change in technology and sales Why education—not pitching—is required to sell disruptive ideas Selling vision to customers, teams, investors, and boards The role of trust, transparency, and alignment in long-term success Celebratory cigars and the moments that make business memorable Key Takeaways:  Sales is often about helping people see what they couldn't see before Transparency builds trust—hidden systems create resistance Entrepreneurs are always selling, even when they don't realize it Revolutionary ideas feel risky until they become obvious Values-driven leadership scales better than tactics alone Connect with Alan: LinkedIn: linkedin.com/in/alan-ward-63938020a  Website: Securely.io Connect with Walter Crosby and Sales & Cigars: Website: Helix Sales Development LinkedIn: Walter Crosby Instagram: @wcrosby248 Facebook: Helix Sales Development   Share Your Thoughts: We'd love to hear your feedback and experiences! Drop us a line and join the conversation on social media using #SalesAndCigars.   Never Miss an Episode! Join the Sales & Cigars community by subscribing to our podcast and YouTube channel: Subscribe to the Podcast: Apple Podcasts: Subscribe on Apple Podcasts Spotify: Follow on Spotify ...and wherever you listen to podcasts!   Subscribe to Us on YouTube: Stay updated with our latest video content by subscribing to our YouTube channel. Hit the bell icon for notifications on new uploads! YouTube: Sales & Cigars Channel   Stay in the loop: By subscribing, you'll get instant access to new episodes, insightful conversations, and bonus content designed to elevate your sales skills and more. Keep savoring those cigars and stay sharp in sales! Until next time, keep listening to Sales & Cigars—the podcast where the only smoke we blow is from cigars.

This Show Is Sponsored By MarketTerminal.com A Wall Street Terminal For Everyone...GuestRobert EllinChairman & CEO of LiveOne (NASDAQ: "LVO")Ellin is the founder, CEO, and chairman of LiveOne, Inc., driving the company's overall strategy and leading both the LiveOne and Slacker business units. Ellin developed the concept for LiveOne and founded the company in 2015, raising the initial capital and negotiating festival and distribution rights. He led the acquisition of Slacker Radio and took LiveOne public in December 2017. Ellin is also the founder and managing director of Trinad Management, a Los Angeles-based hedge fund. A long-time believer – and investor – in transformative digital technology and media, Ellin has launched, sold, and taken public dozens of ventures, including overseeing investments in gaming companies Majesco and THQ, Jaxx Pacific and many others. Prior to founding LiveOne, Ellin was the Chairman of Digital Turbine, where he worked with business partner Peter Guber to successfully take the company public. Ellin also ran, and eventually sold, internet media company iWon to Barry Diller's IAC. A New York native and graduate of Pace University, Ellin began his career in finance at Eli Rothschild working in institutional sales before moving to Lombard Securities. About LiveOne Headquartered in Los Angeles, CA, LiveOne (Nasdaq: LVO) is an award-winning, creator-first, music, entertainment, and technology platform focused on delivering premium experiences and content worldwide through memberships and live and virtual events. LiveOne's subsidiaries include Slacker, PodcastOne (Nasdaq: PODC), PPVOne, CPS, LiveXLive, DayOne Music Publishing, Drumify and Splitmind. LiveOne is available on iOS, Android, Roku, Apple TV, Spotify, Samsung, Amazon Fire, Android TV, and through STIRR's OTT applications.For more information, visit liveone.com

In this episode of The Consultant's Counsel podcast, Kelsey Creveling speaks with Adam Qureshi and Istvan Hoka, co-founders of Fly Swift Tail, about their entrepreneurial journey in the private aviation industry. They discuss the challenges of building a startup, the importance of understanding market needs, and the impact of AI on business operations. The conversation also touches on regulatory hurdles, the founders' backgrounds, and practical advice for aspiring entrepreneurs.TakeawaysNetworking on LinkedIn can lead to unexpected partnerships.Understanding the problem is crucial for startup success.The private aviation market is fragmented and needs innovation.Regulatory challenges are significant in the aviation industry.Delineating responsibilities in a startup is essential for efficiency.Founders' diverse backgrounds contribute to their startup's vision.AI can enhance productivity and efficiency in business.Ethical considerations around AI are increasingly important.Entrepreneurs should embrace AI tools to stay competitive.Starting a side hustle can mitigate job risks.Chapters00:00 The Genesis of a Partnership02:21 Identifying Market Gaps in Private Aviation05:05 Navigating Regulatory Challenges07:35 Delineating Roles in a Startup10:03 The Journey to Product Market Fit12:52 Foundational Experiences of the Founders15:42 Building a Marketplace in the Tesla Space17:27 Istvan's Path to Entrepreneurship22:17 The Freedom of Entrepreneurship23:20 Building a Social Media Firewall25:23 The Impact of AI on Efficiency27:35 The Future of AI and Energy30:05 Addressing AI Fears and Ethical Considerations35:07 AI's Agency and Its Implications38:27 Preparing for the AI Revolution45:34 Advice for Future InnovatorsConnect with the Guests:Adam Qureshi on LinkedIn: https://www.linkedin.com/in/adamqureshi/Istvan Hoka on LinkedIn: https://www.linkedin.com/in/ihoka/Fly Swift Tail: https://flyswifttail.comConnect with Kelsey on LinkedIn: https://www.linkedin.com/in/kelseycrevelingWork with Kelsey: https://kelsc.consultingThanks to TORY for sponsoring this episode (Host Kelsey Creveling is the Founder & CEO of TORY). To learn more: https://inventory.capitalResources + Courses for Consultants: https://theconsultantscounsel.comFollow:The Consultant's Counsel Instagram - https://www.instagram.com/theconsultantscounselLinkedIn - https://www.linkedin.com/showcase/theconsultantscounselYouTube - https://www.youtube.com/@theconsultantscounselPartnerships & Affiliations:*Disclaimer: A brand affiliate relationship is in place with the following brands, and a commission may be earned if a purchase is made using the link or provided discount code.The Healing Mind™ - Download the app: https://apps.apple.com/app/apple-store/id1632086744?pt=125216772&ct=Kelsey%20Creveling&mt=8Riverside - Sign up today! https://www.riverside.fm/?utm_campaign=campaign_5&utm_medium=affiliate&utm_source=rewardful&via=kelscAlaska Rhodiola: A supplement that can fortify your stress response and help you handle life's difficulties with far more ease. Your workouts can be more frequent and intense, avoid needing a daily nap, and achieve an emotional state that is far more balanced.Use code KELSEY24 at checkout when you have two in your cart for Buy One Get One Free. https://www.akroseroot.com/?sca_ref=7400745.eAH0u5h9JI

Enterprise AI adoption is still stuck in the teens and the gap between the hype and the reality is getting harder to ignore. People are finding pockets of productivity, but they're often keeping the gains to themselves, worried that “using AI well” is just speed-running their way into a layoff. Meanwhile, many leaders treat it like another piece of software without touching the messier truth: AI changes how work actually happens, and it doesn't care about your org chart, your approval chains, or your performance theater. In this episode, Rodney sits down with Section CEO Greg Shove to name what's really blocking adoption and what it takes to break through. They talk about AI as “co-intelligence”, why most “AI layoffs” are PR cover, and the non-negotiables for real transformation. They also get into how to build a robust AI strategy for 2026, Section's own AI disruption, and why the next era may be dominated by super companies built around small human teams + a fleet of agents. Learn more about Greg: His website Section's website Prof.AI AI Truth Serum podcast -------------------------------- Ready to change your organization? ⁠⁠⁠⁠⁠⁠Let's talk.⁠⁠⁠⁠⁠⁠ Get our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠ Follow us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -------------------------------- Mentioned references: Edelman's AI creators Chegg's downfall Moderna's AI usage Zapier's AI usage BOX's AI usage Dual Transformation Skunk Works Mary Barra "amazon.bomb" Stanford AI study 00:00 Intro + Check-In: What's something happening in the AI hype cycle that drives you nuts right now? 03:21 Enterprise AI adoption stall out 08:58 AI as truth serum for lies in your company 11:49 Required ingredients for real AI transformation 19:04 Balancing risk with AI usage in startups and large enterprise 24:10 “Head of AI” roles are an uphill battle 27:48 First principles for an AI-lead organization 30:10 Disrupting your business model with AI and dual transformation 35:29 Greg and Section disrupting themselves with AI 37:44 Role of leadership in an AI future 44:40 Future of companies and careers 47:54 Role of companies in future of society 52:07 Wrap up: Leave us a review and share the show with a coworker! Sound engineering and design by Taylor Marvin of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Coupe Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

This week we're reading the story of Jesus disrupting Temple commerce during the festival of Passover as told in John 2:13-25. Unlike the other Gospels, which place this story at the end of Jesus's ministry, John places it at the very beginning, just after Jesus' miracle of turning water into wine in Cana. If that story had led us to think that Jesus was going to be all “yes,” this story puts us squarely into the “no.” In this case, Jesus's “no' is to the intersection of worship and business, as Jesus declares, “Do not make my Father's house a house of commerce.” But what does it mean that the temple—and by extension our own churches and synagogues—shouldn't conduct business related to worship? Sure, we see how having a church gift shop might be a bit over the top, but travelers need to exchange money, pilgrims need to buy animals for sacrifice, and pastors need to feed their families. Perhaps, we think, Jesus is holding out an idealized view of a future in which money is no longer needed for worship. But here and now, in a world in which money is in fact necessary, perhaps we can at least try to minimize business of worship, making sure our finances support true worship rather than designing our worship to bring in more business.

In this episode, Eric Malzone sits down with Alyssa D'Aquino, Vice President of Group Fitness at CR Fitness, to discuss a major shift in the big-box gym landscape: the integration of boutique-style Pilates Reformer studios inside traditional gym clubs. Alyssa shares her journey from dancer and behavioral therapist to corporate fitness leader, and explains how CR Fitness is leading the way by making high-end Pilates more accessible through an innovative, inclusive membership model. Key Takeaways

I sat down with two-time UFC Champion TJ Dillashaw to discuss the "delusional optimism" and biohacking protocols, like stem cell therapy and zone two training, that fueled his legendary career and his recovery from a dark identity crisis. Now, we're diving into how he's applying that same championship grit to disrupt the supplement industry with Wild Society Nutrition, proving that the pursuit of excellence in business and longevity is the ultimate human journey. Get the Longevity + Performance Stack here: https://bit.ly/3YPMNO4 Full Audience: Use code GARY15 for 15% off (one-time purchase) CLICK HERE TO BECOME GARYS VIP!: https://bit.ly/4ai0Xwg Connect with TJ Dillashaw Website: https://bit.ly/499sJLj  YouTube: https://bit.ly/4q9vfIE  Instagram: https://bit.ly/4avH5bk  Facebook: https://bit.ly/3MURVhk  TikTok: https://bit.ly/49jB8fp  X: https://bit.ly/4jlszVY  LinkedIn: https://bit.ly/4jeEXH4  Thank you to our partners H2TABS: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4hMNdgg BODYHEALTH: “ULTIMATE20” FOR 20% OFF: http://bit.ly/4e5IjsV BAJA GOLD: "ULTIMATE10" FOR 10% OFF: https://bit.ly/3WSBqUa COLD LIFE: THE ULTIMATE HUMAN PLUNGE: https://bit.ly/4eULUKp WHOOP: JOIN AND GET 1 FREE MONTH!: https://bit.ly/3VQ0nzW AION: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4h6KHAD A-GAME: “ULTIMATE15” FOR 15% OFF: http://bit.ly/4kek1ij PEPTUAL: “TUH10” FOR 10% OFF: https://bit.ly/4mKxgcn CARAWAY: “ULTIMATE” FOR 10% OFF: https://bit.ly/3Q1VmkC HEALF: 10% OFF YOUR ORDER: https://bit.ly/41HJg6S RHO NUTRITION: “ULTIMATE15” FOR 15% OFF: https://bit.ly/44fFza0 GOPUFF: GET YOUR FAVORITE SNACK!: https://bit.ly/4obIFDC GENETIC METHYLATION TEST (UK ONLY): https://bit.ly/48QJJrk GENETIC TEST (USA ONLY): ⁠https://bit.ly/3Yg1Uk9 Watch  the “Ultimate Human Podcast” every Tuesday & Thursday at 9AM EST: YouTube: https://bit.ly/3RPQYX8 Podcasts: https://bit.ly/3RQftU0 Connect with Gary Brecka Instagram: https://bit.ly/3RPpnFs TikTok: https://bit.ly/4coJ8fo X: https://bit.ly/3Opc8tf Facebook: https://bit.ly/464VA1H LinkedIn: https://bit.ly/4hH7Ri2 Website: https://bit.ly/4eLDbdU Merch: https://bit.ly/4aBpOM1 Newsletter: https://bit.ly/47ejrws Ask Gary: https://bit.ly/3PEAJuG Timestamps 00:00 ​Intro of Show 02:14 TJ Dillashaw identity & the transition from professional fighting 03:44 Early wrestling roots and "Hazardous Hal" 04:47 Dropping out of grad school for MMA 05:53 The rapid growth of the UFC and bantamweight class 09:43 Career evolution and the "overworking" trap 10:46 Meeting Coach Sam Calavita and measuring toxins 13:11 Mastering energy systems and Zone 2 training 13:29 Understanding VO2 Max and lactic thresholds 22:58 Facing the legendary Joe Soto on 24 hours' notice 24:32 The power of delusional optimism and positive affirmations 26:36 Re-injuring the shoulder during a tetherball challenge 27:21 Using stem cells to avoid career-ending surgery 35:15 Adversity, suspension, and taking extreme ownership 40:08 Rebuilding identity and the "walk back" to the octagon 44:03 Disrupting the supplement industry with Wild Society 45:29 The "Caveman Eats" 20oz ribeye innovation 49:36 Partnering with Sprouts and avoiding "kill list" ingredients 57:41 Dana White's documentary on life after fighting 1:03:12 What does it mean to you to be an Ultimate Human? The Ultimate Human with Gary Brecka Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast or materials linked from this podcast is at the user's own risk. The Content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Original Release Date: November 13, 2025Live from Morgan Stanley's European Tech, Media and Telecom Conference in Barcelona, our roundtable of analysts discusses tech disruptions and datacenter growth, and how Europe factors in.Read more insights from Morgan Stanley.----- Transcript -----Paul Walsh: Welcome to Thoughts on the Market. I'm Paul Walsh, Morgan Stanley's European Head of Research Product. Today we return to my conversation with Adam Wood. Head of European Technology and Payments, Emmet Kelly, Head of European Telco and Data Centers, and Lee Simpson, Head of European Technology. We were live on stage at Morgan Stanley's 25th TMT Europe conference. We had so much to discuss around the themes of AI enablers, semiconductors, and telcos. So, we are back with a concluding episode on tech disruption and data center investments. It's Thursday the 13th of November at 8am in Barcelona. After speaking with the panel about the U.S. being overweight AI enablers, and the pockets of opportunity in Europe, I wanted to ask them about AI disruption, which has been a key theme here in Europe. I started by asking Adam how he was thinking about this theme. Adam Wood: It's fascinating to see this year how we've gone in most of those sectors to how positive can GenAI be for these companies? How well are they going to monetize the opportunities? How much are they going to take advantage internally to take their own margins up? To flipping in the second half of the year, mainly to, how disruptive are they going to be? And how on earth are they going to fend off these challenges? Paul Walsh: And I think that speaks to the extent to which, as a theme, this has really, you know, built momentum. Adam Wood: Absolutely. And I mean, look, I think the first point, you know, that you made is absolutely correct – that it's very difficult to disprove this. It's going to take time for that to happen. It's impossible to do in the short term. I think the other issue is that what we've seen is – if we look at the revenues of some of the companies, you know, and huge investments going in there. And investors can clearly see the benefit of GenAI. And so investors are right to ask the question, well, where's the revenue for these businesses? You know, where are we seeing it in info services or in IT services, or in enterprise software. And the reality is today, you know, we're not seeing it. And it's hard for analysts to point to evidence that – well, no, here's the revenue base, here's the benefit that's coming through. And so, investors naturally flip to, well, if there's no benefit, then surely, we should focus on the risk. So, I think we totally understand, you know, why people are focused on the negative side of things today. I think there are differences between the sub-sectors. I mean, I think if we look, you know, at IT services, first of all, from an investor point of view, I think that's been pretty well placed in the losers' buckets and people are most concerned about that sub-sector… Paul Walsh: Something you and the global team have written a lot about. Adam Wood: Yeah, we've written about, you know, the risk of disruption in that space, the need for those companies to invest, and then the challenges they face. But I mean, if we just keep it very, very simplistic. If Gen AI is a technology that, you know, displaces labor to any extent – companies that have played labor arbitrage and provide labor for the last 20 - 25 years, you know, they're going to have to make changes to their business model. So, I think that's understandable. And they're going to have to demonstrate how they can change and invest and produce a business model that addresses those concerns. I'd probably put info services in the middle. But the challenge in that space is you have real identifiable companies that have emerged, that have a revenue base and that are challenging a subset of the products of those businesses. So again, it's perfectly understandable that investors would worry. In that context, it's not a potential threat on the horizon. It's a real threat that exists today against certainly their businesses. I think software is probably the most interesting. I'd put it in the kind of final bucket where I actually believe… Well, I think first of all, we certainly wouldn't take the view that there's no risk of disruption and things aren't going to change. Clearly that is going to be the case. I think what we'd want to do though is we'd want to continue to use frameworks that we've used historically to think about how software companies differentiate themselves, what the barriers to entry are. We don't think we need to throw all of those things away just because we have GenAI, this new set of capabilities. And I think investors will come back most easily to that space. Paul Walsh: Emmet, you talked a little bit there before about the fact that you haven't seen a huge amount of progress or additional insight from the telco space around AI; how AI is diffusing across the space. Do you get any discussions around disruption as it relates to telco space? Emmet Kelly: Very, very little. I think the biggest threat that telcos do see is – it is from the hyperscalers. So, if I look at and separate the B2C market out from the B2B, the telcos are still extremely dominant in the B2C space, clearly. But on the B2B space, the hyperscalers have come in on the cloud side, and if you look at their market share, they're very, very dominant in cloud – certainly from a wholesale perspective. So, if you look at the cloud market shares of the big three hyperscalers in Europe, this number is courtesy of my colleague George Webb. He said it's roughly 85 percent; that's how much they have of the cloud space today. The telcos, what they're doing is they're actually reselling the hyperscale service under the telco brand name. But we don't see much really in terms of the pure kind of AI disruption, but there are concerns definitely within the telco space that the hyperscalers might try and move from the B2B space into the B2C space at some stage. And whether it's through virtual networks, cloudified networks, to try and get into the B2C space that way. Paul Walsh: Understood. And Lee maybe less about disruption, but certainly adoption, some insights from your side around adoption across the tech hardware space? Lee Simpson: Sure. I think, you know, it's always seen that are enabling the AI move, but, but there is adoption inside semis companies as well, and I think I'd point to design flow. So, if you look at the design guys, they're embracing the agentic system thing really quickly and they're putting forward this capability of an agent engineer, so like a digital engineer. And it – I guess we've got to get this right. It is going to enable a faster time to market for the design flow on a chip. So, if you have that design flow time, that time to market. So, you're creating double the value there for the client. Do you share that 50-50 with them? So, the challenge is going to be exactly as Adam was saying, how do you monetize this stuff? So, this is kind of the struggle that we're seeing in adoption. Paul Walsh: And Emmet, let's move to you on data centers. I mean, there are just some incredible numbers that we've seen emerging, as it relates to the hyperscaler investment that we're seeing in building out the infrastructure. I know data centers is something that you have focused tremendously on in your research, bringing our global perspectives together. Obviously, Europe sits within that. And there is a market here in Europe that might be more challenged. But I'm interested to understand how you're thinking about framing the whole data center story? Implications for Europe. Do European companies feed off some of that U.S. hyperscaler CapEx? How should we be thinking about that through the European lens? Emmet Kelly: Yeah, absolutely. So, big question, Paul. What… Paul Walsh: We've got a few minutes! Emmet Kelly: We've got a few minutes. What I would say is there was a great paper that came out from Harvard just two weeks ago, and they were looking at the scale of data center investments in the United States. And clearly the U.S. economy is ticking along very, very nicely at the moment. But this Harvard paper concluded that if you take out data center investments, U.S. economic growth today is actually zero. Paul Walsh: Wow. Emmet Kelly: That is how big the data center investments are. And what we've said in our research very clearly is if you want to build a megawatt of data center capacity that's going to cost you roughly $35 million today. Let's put that number out there. 35 million. Roughly, I'd say 25… Well, 20 to 25 million of that goes into the chips. But what's really interesting is the other remaining $10 million per megawatt, and I like to call that the picks and shovels of data centers; and I'm very convinced there is no bubble in that area whatsoever.So, what's in that area? Firstly, the first building block of a data center is finding a powered land bank. And this is a big thing that private equity is doing at the moment. So, find some real estate that's close to a mass population that's got a good fiber connection. Probably needs a little bit of water, but most importantly needs some power. And the demand for that is still infinite at the moment. Then beyond that, you've got the construction angle and there's a very big shortage of labor today to build the shells of these data centers. Then the third layer is the likes of capital goods, and there are serious supply bottlenecks there as well.And I could go on and on, but roughly that first $10 million, there's no bubble there. I'm very, very sure of that. Paul Walsh: And we conducted some extensive survey work recently as part of your analysis into the global data center market. You've sort of touched on a few of the gating factors that the industry has to contend with. That survey work was done on the operators and the supply chain, as it relates to data center build out. What were the key conclusions from that? Emmet Kelly: Well, the key conclusion was there is a shortage of power for these data centers, and… Paul Walsh: Which I think… Which is a sort of known-known, to some extent. Emmet Kelly: it is a known-known, but it's not just about the availability of power, it's the availability of green power. And it's also the price of power is a very big factor as well because energy is roughly 40 to 45 percent of the operating cost of running a data center. So, it's very, very important. And of course, that's another area where Europe doesn't screen very well.I was looking at statistics just last week on the countries that have got the highest power prices in the world. And unsurprisingly, it came out as UK, Ireland, Germany, and that's three of our big five data center markets. But when I looked at our data center stats at the beginning of the year, to put a bit of context into where we are…Paul Walsh: In Europe… Emmet Kelly: In Europe versus the rest. So, at the end of [20]24, the U.S. data center market had 35 gigawatts of data center capacity. But that grew last year at a clip of 30 percent. China had a data center bank of roughly 22 gigawatts, but that had grown at a rate of just 10 percent. And that was because of the chip issue. And then Europe has capacity, or had capacity at the end of last year, roughly 7 to 8 gigawatts, and that had grown at a rate of 10 percent. Now, the reason for that is because the three big data center markets in Europe are called FLAP-D. So, it's Frankfurt, London, Amsterdam, Paris, and Dublin. We had to put an acronym on it. So, Flap-D. Good news. I'm sitting with the tech guys. They've got even more acronyms than I do, in their sector, so well done them. Lee Simpson: Nothing beats FLAP-D. Paul Walsh: Yes. Emmet Kelly: It's quite an achievement. But what is interesting is three of the big five markets in Europe are constrained. So, Frankfurt, post the Ukraine conflict. Ireland, because in Ireland, an incredible statistic is data centers are using 25 percent of the Irish power grid. Compared to a global average of 3 percent.Now I'm from Dublin, and data centers are running into conflict with industry, with housing estates. Data centers are using 45 percent of the Dublin grid, 45. So, there's a moratorium in building data centers there. And then Amsterdam has the classic semi moratorium space because it's a small country with a very high population. So, three of our five markets are constrained in Europe. What is interesting is it started with the former Prime Minister Rishi Sunak. The UK has made great strides at attracting data center money and AI capital into the UK and the current Prime Minister continues to do that. So, the UK has definitely gone; moved from the middle lane into the fast lane. And then Macron in France. He hosted an AI summit back in February and he attracted over a 100 billion euros of AI and data center commitments. Paul Walsh: And I think if we added up, as per the research that we published a few months ago, Europe's announced over 350 billion euros, in proposed investments around AI. Emmet Kelly: Yeah, absolutely. It's a good stat. Now where people can get a little bit cynical is they can say a couple of things. Firstly, it's now over a year since the Mario Draghi report came out. And what's changed since? Absolutely nothing, unfortunately. And secondly, when I look at powering AI, I like to compare Europe to what's happening in the United States. I mean, the U.S. is giving access to nuclear power to AI. It started with the three Mile Island… Paul Walsh: Yeah. The nuclear renaissance is… Emmet Kelly: Nuclear Renaissance is absolutely huge. Now, what's underappreciated is actually Europe has got a massive nuclear power bank. It's right up there. But unfortunately, we're decommissioning some of our nuclear power around Europe, so we're going the wrong way from that perspective. Whereas President Trump is opening up the nuclear power to AI tech companies and data centers. Then over in the States we also have gas and turbines. That's a very, very big growth area and we're not quite on top of that here in Europe. So, looking at this year, I have a feeling that the Americans will probably increase their data center capacity somewhere between – it's incredible – somewhere between 35 and 50 percent. And I think in Europe we're probably looking at something like 10 percent again. Paul Walsh: Okay. Understood. Emmet Kelly: So, we're growing in Europe, but we're way, way behind as a starting point. And it feels like the others are pulling away. The other big change I'd highlight is the Chinese are really going to accelerate their data center growth this year as well. They've got their act together and you'll see them heading probably towards 30 gigs of capacity by the end of next year. Paul Walsh: Alright, we're out of time. The TMT Edge is alive and kicking in Europe. I want to thank Emmett, Lee and Adam for their time and I just want to wish everybody a great day today. Thank you.(Applause) That was my conversation with Adam, Emmett and Lee. Many thanks again to them. Many thanks again to them for telling us about the latest in their areas of research and to the live audience for hearing us out. And a thanks to you as well for listening. Let us know what you think about this and other episodes by living us a review wherever you get your podcasts. And if you enjoy listening to Thoughts on the Market, please tell a friend or colleague about the podcast today.

Retired FBI agent Michael Clarke and retired DEA agent Jack McFarland review their 2004 joint FBI and DEA investigation of "The Commission," a violent criminal gang operating in the U.S. Virgin Islands which includes St. Thomas, St. John, and St. Croix, whose members were convicted in federal court for racketeering, murder, and drug trafficking. The case was conducted under the Organized Crime Drug Enforcement Task Force (OCDETF) program, the Safe Streets Task Force initiative, and the High Intensity Drug Trafficking Area (HIDTA) program. Mike and Jack both served as agents for 32 years.    Check out episode show notes, photos, and related articles: https://jerriwilliams.com/382-michael-clarke-and-jack-mcfarland-disrupting-the-commission-us-virgin-islands/     Join my Reader Team to get the FBI Reading Resource - Books about the FBI, written by FBI agents, the 20 clichés about the FBI Reality Checklist, and keep up to date on the FBI in books, TV, and movies via my monthly email. Join here. http://eepurl.com/dzCCmL  Buy me a coffee - https://www.buymeacoffee.com/JerriWilliams   Check out my FBI books, non-fiction and crime fiction, available as audiobooks, ebooks and paperbacks wherever books are sold. https://jerriwilliams.com/books/