Podcasts about lending

In this episode, Rob sits down with Chris Reece — Founder & CEO of MJ REIT — to explore how private real estate lending is generating consistent double-digit returns in today's volatile market. Chris breaks down MJ REIT's strategy, why cannabis-related real estate remains a fast-growing opportunity, and how investors can use alternatives to diversify, reduce volatility, and build reliable passive income. Perfect for investors, homeowners, or anyone looking to expand beyond traditional stocks and bonds.

In this episode, I sit down with Noa Simons, founder and CEO of Good Bread, a new kind of small business lender working to reinvent how entrepreneurs access capital. If you've ever tried to raise money—through banks, credit unions, investors, or anywhere in between—you know it's never one-size-fits-all. Even in communities with great lending institutions, many founders still fall through the cracks. Noa's on a mission to fix that. Good Bread is a startup blending technology, psychology, and trust to create a more human, accessible path to capital. One of the most fascinating pieces of their approach is the Boss Index—a behavioral data tool her team uses to understand creditworthiness far beyond a traditional credit score. In this conversation, Noa and I dig into:   Why access to capital is so difficult for so many entrepreneurs How her co-founder relationships were built and how she’s raising her own investment dollars How behavioral data can create more equitable lending What a “human-centered” underwriting model actually looks like The role trust plays in entrepreneurship and local economies Why overlooked regions (like ours) are full of untapped possibility If you're interested in startups, money, trust, or building meaningful businesses in emerging regions, this episode is for you. Rust Belt Startup · Good Bread, Good Data, Better Lending: Reimagining Access to Capital Podcast Highlights

It's one of the toughest financial moments you'll ever face: someone you care about needs help, and you feel torn between wanting to support them and protecting your own financial future. In this episode, we talk openly about the emotional pressure of lending money to friends and family, and the real consequences most people don't think about until it's too late. You'll hear a balanced look at boundaries, alternatives, and healthy ways to navigate these situations without damaging relationships or your retirement plans. Here's some of what we discuss in this episode:

Our seventh and final scholar in the series is Ammu Lavanya, a PhD candidate in Economics at George Washington University. Her research is in the areas of International Finance, Monetary Economics, Empirical Banking and Financial History. We spoke about her job market paper titled International Financial Flows, Credit Allocation and Productivity. We talked about financial liberalization in India, the 2004 banking reform that increased the ceiling on raising foreign equity its impact on  market value, lending capacity and increasing productivity through credit in India, the difference between private versus state owned banks, and much more.  Recorded October 9th, 2025. Read a full transcript enhanced with helpful links. Connect with Ideas of India Follow us on X Follow Shruti on X Follow Ammu on X Click here for the latest Ideas of India episodes sent straight to your inbox. Timestamps (00:00:00) - Intro (00:03:06) - Understanding Capital Inflows and Financial Liberalization (00:04:36) - Concerns Around Foreign Capital and Hot Money Flows (00:07:12) - The Banking Reform and Ownership Landscape in India (00:12:10) - Banks Most Affected and Patterns of Foreign Investment (00:17:05) - Impact on Borrowing Capacity and Lending Behavior (00:19:38) - Productive Lending and Screening Mechanisms (00:25:53) - Managerial Practices and Governance Improvements (00:34:20) - Firm-Level Effects and Data Construction (00:39:50) - Aggregate Effects and Decline in Misallocation (00:45:19) - Implications for Policy and the Future of Liberalization (00:48:42) - Differences Between Public and Private Banks (00:53:15) - Outro

In this episode of the Loan Officer Podcast, host Dustin Owen sits down with John Motowidlak, co-founder of Mpire Financial. Together, they dive deep into the ways technology—such as artificial intelligence, automation, robotics, and SaaS solutions—is revolutionizing the mortgage industry and accelerating Mpire Financial's impressive growth trajectory. John offers valuable insights into the process of developing proprietary technology, emphasizing how innovation and adaptability are crucial for staying ahead in a rapidly evolving market. The conversation also touches on the significance of cultivating a strong company culture at Mpire Financial, and how this foundation supports both employee satisfaction and client success. John and Dustin discuss the upcoming Mortgage Con 2026 conference in Orlando, highlighting the event's potential for learning, networking, and discovering the latest industry trends. Throughout the episode, they explore the exciting opportunities that come with tech-driven change in real estate, as well as the unique challenges that mortgage professionals face in adapting to new tools and processes. John shares his perspective on the future of coaching and mentorship in the industry, introducing innovative coaching platforms and resources designed to help loan officers and mortgage professionals thrive. Listeners will also hear about new networking opportunities, best practices for leveraging technology, and actionable strategies for navigating the dynamic landscape of modern mortgage lending.   TLOP's Originator Coaching ---> Visit Website

For episode 647 of the BlockHash Podcast, host Brandon Zemp is joined by Tobias van Amstel, CEO of Altitude. Traditional lending is quietly being disrupted by decentralized finance (DeFi). It's not just about lower interest rates and faster approvals; it's about financial empowerment for people without access to traditional systems. DeFi lending platforms are becoming the "new banks" as outlined by real people who turned to Altitude Finance for loans to pay for their rooftops and plots of land. ⏳ Timestamps: (0:00) Introduction(0:58) Who is Tobias van Amstel?(3:16) What is Altitude?(4:32) How does Altitude automate DeFi?(6:30) Average expected farming APYs(8:06) Capital efficiency improvements(9:40) Use-cases(12:25) Why do users take DeFi loans?(13:28) Future of onchain lending(16:55) Agentic AI in DeFi(18:36) State of the Crypto market(22:45) Altitude roadmap for 2026(24:21) Events & conferences(25:29) Altitude website & socials

Mortgage and real estate expert David Hochberg joins John Williams to talk about mortgage rates coming down a bit, if he thinks the Fed will cut interest rates later this month, how homes have appreciated in the area, how much credit card debt Americans are holding, why he insists on paying off credit card debt every […]

WGN Radio’s David Hochberg, in for Bob Sirott, is joined by singer John Vincent and MasterChef Kira Novak to discusses their latest partnership that combines delicious food and incredible music for an unforgettable evening for your personal events.

David Telisman of David Telisman Communications, LLC. joins David Hochberg, in for Bob Sirott to discuss what AI is and how to use AI to your advantage when it comes to marketing your business or company.

Rosanna D’Amato and Arlena D’Amato, 3rd generation owners of D’Amato’s Bakery on the Near West Side of Chicago joins David Hochberg, in for Bob Sirott, to share the history of D’Amato’s Bakery. Listen in while Rosanna and Arlena talk about their mouthwatering bakery staples such as their sandwich bread, focaccia, Sicilian pan “bakery” pizza and […]

WGN Radio's David Hochberg, in for Bob Sirott, is joined by 42nd Ward Alderman Brendan Reilly to talk about crime in Chicago and why he thinks Cook County need to make a change in leadership on March 19th.

In Episode 110 of the Canadian Private Lenders Podcast, Ryan and Neal break in their brand-new studio with a deep dive into one of the hottest topics circulating in the real estate and lending world: the rise of 50-year mortgages in the United States.The hosts unpack what a 50-year mortgage actually looks like, who benefits, why the U.S. is considering them, and whether Canada would ever dare to follow. Along the way, they explore current housing forecasts, affordability breakdowns across Canada, private-lending implications, and the macroeconomic mechanics behind debt-driven asset growth.If you're a mortgage broker, lender, real estate professional, or investor, this episode offers a grounded, honest analysis of the policies shaping the future of housing.00:00 – What is a 50-year mortgage?00:26 – New studio intro01:08 – Back to in-person episodes01:43 – Remax 2026 housing rebound headline04:38 – Introducing today's topic: 50-year mortgages05:12 – U.S. vs Canada mortgage structures07:40 – Mechanics of 50-year amortization08:20 – Interest costs & debt misconceptions09:39 – Asset value growth from extended amortizations10:26 – Why the U.S. is considering this now11:36 – Securitization & “Big Short” parallels12:24 – Risks & criticisms15:52 – Halifax wealth effect example17:30 – Why Canada won't adopt 50-year mortgages18:28 – Securitization challenges in Canada19:01 – Consumer debt culture20:02 – Fragmented Canadian housing markets21:00 – Discussion on 40-year amortizations24:42 – Opportunity during corrections25:20 – Borrower affordability vs long-term wealth26:00 – Investors using long AMs indirectly27:00 – Income growth, zoning & structural differences29:04 – Private lending impacts if U.S. adopts 50-year mortgages30:16 – Canadian ALT market outlook31:32 – Lending risk during corrections32:40 – Final takeaway: Canada unlikely to adopt 50-year AMs33:40 – Wrap-up & studio shoutout34:37 – Sign-off & disclaimersResources:Keystone Capital GroupCPLP Instagram: @cplpodcastKeystone Instagram: @keycapgroupFind Neal On:Instagram: @neal.andreinoLinkedIn: Neal AndreinoFind Ryan on:LinkedIn: Ryan MacNeilE-mail: ryan@keycap.ca

Today on Credit Union Conversations, Mark Ritter sits down with Bryan Doxford of Grow America to discuss innovative approaches to supporting small businesses, affordable housing, and underserved communities. Bryan shares insights into the mission-driven work of Grow America, including its role in providing capital through SBA loans, new market tax credits, and low-income housing initiatives. Bryan highlights how Grow America partners with credit unions, CDFIs, and community organizations to bridge funding gaps, offer economic development training, and help businesses access the capital they need to thrive.They also delve into the current state of Certified Development Financial Institutions (CDFIs), exploring trends in consolidation, grant reliance, and self-sufficiency. Bryan underscores the importance of collaboration, both between mission-aligned organizations and with credit unions, to maximize impact in underserved communities. From small business lending to affordable housing and workforce development, this episode provides actionable insights for credit unions and community-focused organizations seeking to expand their impact.What You Will Learn in This Episode: ✅How Grow America (formerly NDC) drives community impact✅The evolving landscape of CDFIs✅The national housing shortage & affordability crisis✅How credit unions and CDFIs can partner for greater impactSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today. TIMESTAMPS: 00:00 Introduction01:00 Bryan Doxford's career journey: from credit unions to SBA lending07:00 About Grow America's mission and programs09:00 Explanation of new market tax credits11:00 Current state and future of CDFIs17:100 Affordable housing initiatives and impact21:00 Training programs and community partnerships24:00 Access to capital and client community examples25:00 How credit unions can collaborate with Grow AmericaKEY TAKEAWAYS:

Australian property is now more expensive than ever and soaring mortgage debt has the financial regulator hitting the brakes on risky lending.But could stopping banks for offering some loans do anything to stop rapid price growth for homes and units? Today, the ABC's chief business correspondent Ian Verrender on what's worrying APRA and the outlook for the housing market. Featured: Ian Verrender, ABC chief business correspondent

One of my most popular episodes was about building a personal knowledge management system. And here's the surprising truth: the system itself matters less than the discipline of using it. Today, I'm sharing a simple life hack that's saved me countless times—because let's face it, our future selves are often forgetful, distracted, and, well… a little doltish. The trick? Leave breadcrumbs. Clear instructions. Notes that anticipate what your future self will need, right when they'll need it. From everyday tasks to professional deliverables, this practice has transformed the way I work and live. Be kind to your future self—they'll thank you for it.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we discuss some large stories as the mortgage industry enters December. Plus, Robbie sits down with United Home Loans Mike Dulla for a discussion on borrower sentiment and winning business in the current rate environment, automation with “humans in the loop,” and where lender executives are focused. And we close by examining what is shaping sentiment post-Thanksgiving Holiday.Today's podcast is presented by Two Dots. Whether it's applying to rent an apartment or take out a loan, today's approval process is full of blind spots and inefficiencies. Critical data sits locked inside documents, leaving companies with an incomplete picture that causes delays, increased risk, and inconsistent decisions. Two Dots is building a better system. One where underwriting and screening is automated not manual. Where applications happen in real-time within a dynamic and contextual conversation. And where better decisions are made faster for everyone.

Stocks have found their footing after a recent period of softness, and that strength could continue through 2026, says Markus Müller, the Private Bank's head of the CIO office and Chief Investment Officer for Sustainability. “Positive year-end seasonality could still be offset by a temporary return of worries around AI market concentration, and also US labour market softness”, Markus says. “But looking across a 12-month horizon, the market is still positive.”Markus was also present at COP30, the latest UN conference on climate change, and he said the developments there were important for investors. “The lack of consensus on a fossil fuels phase-out means continued volatility in oil and gas”, Markus says, adding that changes will reverberate far beyond the energy sector. “It's not just about the climate, but shaping industrial strategy, trade competitiveness, and capital allocation.”For more investing insights, please visit wealth.db.com.In Europe, Middle East and Africa as well as in Asia Pacific this material is considered marketing material, but this is not the case in the U.S. No assurance can be given that any forecast or target can be achieved. Forecasts are based on assumptions, estimates, opinions and hypothetical models which may prove to be incorrect. Past performance is not indicative of future returns.Performance refers to a nominal value based on price gains/losses and does not take into account inflation. Inflation will have a negative impact on the purchasing power of this nominal monetary value. Depending on the current level of inflation, this may lead to a real loss in value, even if the nominal performance of the investment is positive. Investments come with risk. The value of an investment can fall as well as rise and you might not get back the amount originally invested at any point in time. Your capital may be at risk.The services described in this podcast are provided by Deutsche Bank AG or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Deutsche Bank AG is subject to comprehensive supervision by the European Central Bank (“ECB”), by Germany's Federal Financial Supervisory Authority (BaFin) and by Germany's central bank (“Deutsche Bundesbank”). Brokerage services in the United States are offered through Deutsche Bank Securities Inc., a broker-dealer and registered investment adviser, which conducts investment banking and securities activities in the United States.Deutsche Bank Securities Inc. is a member of FINRA, NYSE and SIPC. Lending and banking services in the United States are offered through Deutsche Bank Trust Company Americas, member FDIC, and other members of the Deutsche Bank Group.The products, services, information and/or materials referred to within this podcast may not be available for residents of certain jurisdictions. © 2025 Deutsche Bank AG and/or its subsidiaries. All rights reserved. This podcast may not be used, reproduced, copied or modified without the written consent of Deutsche Bank AG. 030620 030121

In this week's episode, join Sam Gordon in this episode of the Smart Property Investment show, with Liam Garmin as they dive deep into the critical mistakes that property investors are making in 2025 and how to avoid them. From the importance of sophisticated lending and strategic portfolio building, to the reality of rentvesting and why having the right professional team matters, Sam shares hard-earned lessons, real-life examples, and practical tips for building lasting wealth through property. Sam and Liam discuss the impacts of recent government policy changes, how to navigate market trends and avoid following the herd, plus the essential role of ongoing education and setting actionable goals. Packed with straight forward advice and plenty of actionable insights, this episode is a must-listen for anyone serious about taking their property journey to the next level. School of Property is the ultimate education destination to master property investment, with a curriculum meticulously designed and crafted with both beginners and experts in mind. Whether you are a complete novice, or you're ready to take things to the next level in your portfolio, this is the program for you! To find out more, head to www.schoolofproperty.com.au If you loved this episode please send it on to someone who would take some value, and please give us a 5 star review if you haven't yet and are loving the poddy! If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369 Chapters: (00:02:55) Hidden gaps for experienced investors (00:07:38) Lending pitfalls (00:08:58) From rentvesting to the dream home (00:13:01) The power of rentvesting and delayed gratification (00:15:49) Buying a primary residence prematurely (00:19:55) Mistake #1: No clear exit strategy (00:23:18) Mistake #2: Mindset & short-term thinking (00:27:07) Mistake #3: Diy investing (00:36:50) Mistake #4: Macro/micro market selection errors (00:44:20) Australian stimulus: First home buyers, grants, & market impact (00:49:20) Mistake #5: Common finance mistakes (00:58:34) Mistake #6: Shooting from the hip (lack of education) (01:03:34) Bonus: Building the right team

Featured on WGN Radio's Home Sweet Home Chicago on 11/22/25: NEXT Door & Window's Gary Armstrong joins the show to explain why the end of the year is an ideal time for homeowners to replace windows and doors. To learn more about what NEXT Door & Window can do for your home, visit nextdoorandwindow.com or […]

Featured on WGN Radio's Home Sweet Home Chicago on 11/29/2025: Dan McCarty of Redo Cabinets joins the show to explain what cabinet refacing actually involves and to clear up common misconceptions. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.

Featured on WGN Radio's Home Sweet Home Chicago on 11/29/25: Miracle Method's David Haas joins the show joins the show to discuss bathroom safety and how refinishing can transform older bathrooms without the cost and hassle of a full remodel. To learn more about what Miracle Method can do for you, go to miraclemethod.com/wgn or call them […]

We kicked off this week's show with David Haas of Miracle Method explaining what cabinet and surface refinishing involves and clearing up common misconceptions. Then, Gary Armstrong of NEXT Door & Window breaks down why this season is an ideal time to buy new windows and doors. Next, Lewis Shapiro of Redo Cabinets joins the […]

We went live with Figment Capital's Jim Parillo to discuss DeFi infrastructure, Hyperliquid's ecosystem, and the movement of intellectual capital toward perpetual markets. We dive into lending, equity perps, and regulatory considerations before shifting to crypto VC trends. Thanks for tuning in! As always, remember this podcast is for informational purposes only, and any views expressed by anyone on the show are solely their opinions, not financial advice. -- Follow Blockworks Research: https://x.com/blockworksres Follow Figment Capital: https://x.com/figmentcapital Follow Jim: https://x.com/VelvetMilkman Follow Danny: https://x.com/defi_kay_ Follow Boccaccio: https://x.com/salveboccaccio -- Uniswap's Trading API offers plug-and-play access to deep onchain and off-chain liquidity, delivering enterprise-grade crypto trading without the complexity - from one of the most trusted teams in DeFi.  Click to get started with seamless, scalable access to Uniswap's powerful onchain trading infrastructure. https://hub.uniswap.org/?utm_source=blockworks&utm_medium=podcast&utm_campaign=ww_web_bw_awa_trading-api_20251117_podcast_clicks -- Subscribe on YouTube: https://bit.ly/3foDS38 Subscribe on Apple: https://apple.co/3SNhUEt Subscribe on Spotify: https://spoti.fi/3NlP1hA Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Timestamps: (0:00) Introduction (2:44) Intellectual Capital Moving to Perps (7:31) Lending on Hyperliquid (13:03) Equity Perps (24:54) Uniswap Ad (25:39) What's Exciting in Crypto VC? (34:03) Crypto Options (42:20) Closing Comments -- Check out Blockworks Research today! Research, data, governance, tokenomics, and models – now, all in one place Blockworks Research: https://www.blockworksresearch.com/ Free Daily Newsletter: https://blockworks.co/newsletter -- Disclaimer: Nothing said on 0xResearch is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Boccaccio, Danny, and our guests may hold positions in the companies, funds, or projects discussed.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. In this special, cross-over episode with Momentum's property brands, host Annie Kane is joined by Phil Tarrant, SPI director, and REB managing editor Liam Garman, as they review the news of the week. This week, they discuss: Whether APRA will bring further limits on investor lending. Why concerns are mounting about unlicensed advice from buyer's agents. The problems with the government's 5 per cent Deposit Scheme. And much more!

SBS Finance Editor Ricardo Gonçalves speaks with Nathan Zaia from Morningstar about APRA's tightening of lending rules for high risk borrowers to find out if it will make a difference; plus, the day on the sharemarket with Hugh Lam from Betashares.

As I have been highlighting, lending for mortgages has been growing way faster than inflation, including for investor borrowers, and this is first lifting prices because the growth of credit is one of the stronger levers of home price growth, along side higher migration, but also put more households in high-debt to income scenarios, while … Continue reading "Banks' Home Lending Mobbed By A Wet Lettuce (Again)!"

The ASX edged up higher, with US markets to be closed for Thanksgiving.See omnystudio.com/listener for privacy information.

China's Debt Dilemma and Keir Starmer's Political Trouble — Joseph Sternberg — Sternberg analyzes China'scritical economic vulnerabilities, noting that its $2.2 trillion in global lending—partly channeled through the Belt and Road Initiative—faces mounting pressure from defaults and political resistance to Chinese asset ownership. Domestically, China restricts capital inflows to manage inflation and stabilize exchange rates. Sternberg also examines UK politics, noting that Labour leader Keir Starmer faces mounting political difficulties ahead of a challenging budget that lacks an articulated economic growth strategy. 1700 WINDSOR CASTLE

Caleb Guilliams and Devin Burr (@Mr_Brrrr) return to tackle the internet's toughest questions about Infinite Banking. The good, the skeptical, and the ugly. From people asking how soon they can access cash value, to critics calling Infinite Banking a scam, nothing is off-limits. 00:00 Introduction to Infinite Banking and Skepticism02:32 Starting a Policy: Amounts and Strategies04:57 Age Considerations in Infinite Banking08:35 Trusts and Legacy Planning11:56 Tax Implications and Loan Structures20:01 Comparing Whole Life and IULs30:11 Understanding Policy Loans and Insurance Company Profitability42:18 Understanding Investment vs. Savings45:00 The Role of Life Insurance as an Asset46:01 The Value of Life Insurance in Financial Planning50:02 Critique of 401(k) Plans55:25 The Debate on 401(k) Matches58:19 Infinite Banking: Concept vs. Scam01:06:04 Ethics of Lending and Interest Rates01:11:36 Intentional Living and Business ValuesWant a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Taxpayers are underwriting frauds everywhere! PLUS, Shaun and David Hochberg, VP of Lending for Team Hochberg at Homeside Financial, rail against Fritz Kaegi, Toni Preckwinkle, and Tyler Technologies as residents are faced with late property tax bills that have skyrocketed at an average of 16%. And Shaun talks to father-son writing team, Humberto and David Cancio, about their newest book in the Gabriel Lock series, Gabriel Lock: Bound by Fate, how politics and economics play directly into the judicial system and the importance of private property to freedom. See omnystudio.com/listener for privacy information.

In this special episode recorded live at Money2020 in Las Vegas, we dive deep into what I think is the most transformative development in lending over the past decade: cash flow underwriting. I welcome back to the show Jason Rosen, CEO and co-founder of Prism Data (I last had Jason on the show back in 2019 when he was with Petal), to explore how real-time bank account data is revolutionizing credit assessment in ways that traditional credit scores simply can't match.Jason explains why the financial disruptions of 2020, from pandemic relief to widespread job changes, exposed critical gaps in conventional credit reporting, and how cash flow underwriting is filling that void. The conversation covers the breakthrough adoption of this technology by major traditional banks, the limitations of FICO scores in capturing a complete financial picture, and why cash flow underwriting represents a once-in-a-century shift in how creditworthiness is measured.In this podcast you will learn:How Jason first got interested in cash flow underwriting.The origin story of Prism Data and how it was incubated inside Petal.How he describes Prism Data today.What goes into building their unique credit models.How their CashScore is created.What matters most in how they distill all the semi-structured data into a score.Why credit decisions are more intuitive when being made with cash flow underwriting.The lending categories where they are seeing the most rapid adoption.How smaller financial institutions can avoid being left behind.Jason's view on why traditional credit models have become less predictive.How lenders are using cash flow underwriting in their application flow.How the friction in connecting a bank account is being reduced rapidly.The impact of the Chase-Plaid deal on cash flow underwriting.What sets Prism Data apart from the others in the cash flow underwriting space.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Kathryn and Michael welcome Dino Katsiametis to the podcast, where he shares his 28-year career in the mortgage industry and his vision to transform the sector. Dino discusses his early entrepreneurial experiences working in his father's restaurants, learning valuable lessons about customer service and personal growth. He describes his father's journey from dishwasher to food and beverage manager, emphasizing the importance of seeking wisdom from others and stepping away to gain perspective. Dino's father's success in the hotel business, where he was recognized for his leadership and ability to connect with people, inspired Dino's own pursuit of excellence and desire to leave a legacy in the mortgage industry. He discusses his leadership evolution from focusing on production to building a people-centered business, including his semi-retirement approach and development of innovative business models. Dino outlines his vision for Ethos Lending, focusing on treating clients and staff with respect and creating a partnership-based company culture, while highlighting his commitment to high moral character and people-focused leadership. Building Bigger Lives Podcast https://www.instagram.com/buildingbiggerlives Contact Coach Michael Regan- www.facebook.com/CoachMichaelRegan www.instagram.com/coachmichaelregan/ www.linkedin.com/in/mregan/ Contact Kathryn Pedersen- http://www.instagram.com/steamboatmortgage

In this conversation, Edwin discusses the evolving landscape of real estate investment and lending, emphasizing the importance of understanding investor needs and the shift towards more flexible financing options. He highlights the unique position of Axios Mortgage in providing tailored solutions for both fix-and-flip projects and multifamily investments, while also addressing the challenges and opportunities in the current market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, I'm joined by one of my favorite humans and my very first Simple CFO client—Rich Lennon. Rich has done it all: from flipping houses to owning rentals, and now, he's built a life of freedom through private lending. We unpack how he made the shift from operator to lender, what a “fractional wrap” is, and why lending has become his favorite seat at the table.Whether you're deep in real estate or just starting to stack cash, this episode gives you a blueprint for transitioning into lending the right way. Rich breaks down the systems, the mindset, and the returns—and shares how you can lend with both profitability and integrity.Episode Timeline[0:00] – Introduction[2:15] – My early days working for Rich and how he became Simple CFO's first client[5:00] – How Rich discovered $800K hiding in his books and started thinking differently[6:00] – Reaching financial freedom during COVID—and shutting everything down[7:00] – Falling in love with lending: high returns, minimal hours, and maximum freedom[9:00] – From flips to funding: Why lending is easier and less risky than operating[12:00] – What a fractional wrap is and how Rich earns 30-50% ROI with lower risk[14:30] – How to structure lending deals with skin in the game and built-in protection[17:00] – Why you only need to do 2-4 deals per year to create serious passive income[19:30] – Can you scale lending into a real business? Rich explains how he did it[21:00] – Why staying local is crucial for successful private lending[23:00] – How to underwrite a deal (even if you've never flipped a house)[25:00] – The moral code of lending: returns are great—but do it the right way[27:00] – How to get in touch with Rich and learn his full lending system5 Key TakeawaysLending can be simpler and safer than flipping — if you structure your deals correctly and underwrite with discipline.Fractional wraps allow you to combine your money with others, lend it at a higher rate, and pocket the spread—earning 30–50% ROI.Having skin in the game protects both you and your lender. Don't cut corners on underwriting or paperwork.Stay local so you can personally inspect properties and build trust with borrowers.Integrity matters—Rich teaches not just how to make money but how to do it in a way that serves everyone involved.Links & ResourcesText Rich Lennon directly at (804) 601-0330 to learn more about his training on fractional wraps and private lending.Need to stack cash first? Book a free financial clarity call at simplecfo.comIf you enjoyed this episode, please consider rating, following, and sharing the podcast. Your support helps more investors build financial clarity, cash flow, and consistent profit!

The government manages a $5 trillion credit portfolio across more than 125 programs, and a new organization wants to bring technology, consistency, and integrity to that system. We'll explore the mission and vision of the Center for USA Lending with its founder, Doug Criscitello.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In Sygnum's latest episode of The Crypto Explorer Podcast, host Aliya das Gupta speaks with Merlin Egalite, co-founder of Morpho, about how the protocol is reshaping lending in DeFi. They discuss:▪️ The origins of Morpho as a student project and the launch of Optimizer ▪️ How Optimizer reduced inefficiencies by offering better rates for both lenders and borrowers ▪️ The transition to Morpho V1 – building a permissionless, immutable infrastructure to solve trust and governance issues ▪️ What's coming with Morpho V2: fixed-rate lending and more efficient liquidity use ▪️ Why simplicity, security and audits are critical for institutional adoption ▪️ Real-world integrations with fintechs, banks and exchanges like CoinbaseRead the disclaimer here: https://www.sygnum.com/disclaimer

In this episode, we dive "Inside the Deal" with Bruce Nsereko-Lule, General Partner at Seedstars Africa Ventures, and Andrew Milne, Group Co-CEO of Kuunda, to unpack one of Africa's most compelling fintech success stories.

The longest ever US government shutdown has ended after 43 days. The reopening sees the resumption of US data releases, with the September labor market report released on Thursday. We review what we have learnt from the report, as well as the claims data that is also now being published. We discuss what this means for the US rates market and the US dollar.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

Overall spending remains resilient, lux. spend rebounding David Tinsley, Senior Economist at the Bank of America Institute (not part of BofA Global Research) joins to discuss the latest Institute employment and spend data. The Institute data suggests payroll growth held steady in Sep and Oct, though it has clearly slowed since early 2025. David offers detail and discusses the stories beneath the headlines including wage growth gaps between lower and higher income earners. And while certain discretionary categories are weak, especially with lower income consumers, Ashley Wallace discusses the different story around US luxury spend which rebounded to high single digit growth in October, led by fashion and jewelry. We discuss the role that the stock market trajectory could play in the sustainability of spend and non-macro factors that could impact luxury   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Costa Arvanitopoulos from Finni Mortgages to unpack Macquarie Bank's retreat from trust and company lending and the rising role of self-managed super funds (SMSFs) in property investment. They explain that Macquarie's move, driven by tighter anti-money laundering (AML) scrutiny and concerns over spruikers using trusts to dodge serviceability rules, signals a broader shift in how lenders view complex structures. While this may disrupt investors who use trusts for tax and asset protection, borrowing in personal names remains available, and other lenders are expected to fill the gap. Against this backdrop, Tarrant and Arvanitopoulos highlight SMSFs as a more mainstream and increasingly popular vehicle for property investment. Arvanitopoulos notes that SMSFs let investors use their super to buy property without impacting personal borrowing capacity, which is particularly useful for those already maxed out in their own names. He explains that SMSF lending focuses on fund contributions, rental income and, for business owners, company financials to prove serviceability. The duo also flag the limitations and tax settings around SMSFs, including no equity release, no major renovations, and higher tax rates on very large balances. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

We kicked off this week's show with Frank Wasilewski, VP of Sales at Access Elevators to talk about bathrooms and accessibility. Next, David Haas of Miracle Method shares the benefits of refinishing over replacement. Then, David welcomes Cook County Treasurer Maria Pappas to discuss the latest property tax bills. As always, David answers calls/texts in […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 22, 2025: Frank Wasilewski, VP of Sales at Access Elevators joins the show joins the show to discuss bathroom modifications, accessibility solutions and a upcoming Medicare initiative that will cover in-home safety assessments beginning Jan. 1, 2026. To learn more about what Access Elevator can […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Nov. 22, 2025: Cook County Treasurer Maria Pappas joins the show to break down the latest property tax bills, explain rising costs tied to tax increment financing (TIF) districts, and remind homeowners they can check exemptions, download bills and view payment options at cookcountytreasurer.com.

Featured on WGN Radio's Home Sweet Home Chicago on 11/22/25: Miracle Method's David Haas joins the show to explain how refinishing can save homeowners significant money and time compared with full replacement. To learn more about what Miracle Method can do for you, go to miraclemethod.com/wgn or call them at 630-832-2250.

In this insightful episode of Talk Law Radio, host Todd Marquardt dives into practical and strategic ways to turn home equity into opportunity. Joined by Joseph Warren of Financial Planning HQ and Tony Tylman of Mpire Financial, this conversation connects faith, financial wisdom, and legacy planning to help families protect what matters most.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the latest findings from the Mortgage Bankers Association's (MBA) newly released Quarterly Mortgage Bankers Performance Report. Plus, Robbie sits down with Figure's Michael Tannenbaum for a discussion on how small-balance first-liens and HELOC-as-refi strategies work, the latest developments after the company's IPO, and his thoughts on the current lending climate. And we close by examining what the influence of the labor market on mortgage rates.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Lenders, give yo

Lending People Money full 671 Tue, 18 Nov 2025 16:24:00 +0000 E7z71k8uyRBcCVvUYjTCBf1fv49Iete7 society & culture Klein/Ally Show: The Podcast society & culture Lending People Money Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amper

HOUR 2- A Gift for jake, Lending Money and MORE full 1768 Tue, 18 Nov 2025 16:42:00 +0000 MGfsEdwtneF89Q8S50CICGDrlBjOTBAt society & culture Klein/Ally Show: The Podcast society & culture HOUR 2- A Gift for jake, Lending Money and MORE Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-l

What did you think of todays show??Risky lending is back. From rescue loans for low-credit borrowers to 50-year mortgages, the debt side of real estate is starting to look a lot like the pre-2008 era. So if you're only paying attention to your DSCR rates, you're missing key shifts in the lending industry that could impact your next deal. Tune in to hear what we learned at a private lending conference, why some new loan products make us nervous, and how investors can benefit from them!Topics discussed:Introduction (00:00)Highlights from a private financing conference (03:45)Foreign investment, hedge funds, and more shifts in private lending (09:25)How loans move through originators to platforms and aggregators (13:12)How investor demand impacts loan rates (17:08)Why some investors can't get loans and how to be a better borrower (18:20)How lenders are approaching the real estate market (20:07)The perks of investing in the distressed debt market (21:09)Debt liquidity and who loses in a private lending collapse (23:25)Hot take on the 50-year mortgage (27:30)Why lending is getting risky again (32:23)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com