Podcasts about lending

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time?In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end.They're joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes.If you've been waiting for the right moment to invest — this is it.⏱️ TIMESTAMPS00:00 – Introduction & 2025 real estate outlook01:30 – Why Q4 is the most strategic time for investors03:00 – Builder incentives: how to get $25K–$50K back on new builds05:10 – Using 5% down loans to scale your portfolio faster08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs10:40 – Combining tax strategies for “free real estate”13:00 – IRS-approved tax breaks and why they exist15:20 – Market highlights: San Antonio, Conroe, and Alabama20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans)28:00 – DSCR loans, credit scores & qualification tips33:00 – Real estate professional status vs short-term loophole39:00 – Why you must own and place your property in service before year-end48:00 – Final takeaways: how to act fast and save big in 2025

Home ownership is becoming harder for many Americans, with78% citing affordability issues like income and down payments (2024Bankrate/Yahoo Finance). Most buyers (74%) require financing, assessed by rulessuch as the 28/36 rule. The number of loan officers dropped by half from 2021to 2023 (Investopedia), and only 27–40% of buyers use them; most get loansthrough banks or credit unions.Michael Newmann, Branch Manager & Senior Loan Officer atCMG Home Loans, offers expertise in wealth-building home loans nationally. Withover 20 years in the industry and a background in psychology, he leadshigh-profile clients using strategies like CMG's innovative All-In-One Loan—a30-year HELOC with daily interest calculations and equity access. Michaelcombines financial knowledge with empathetic client service and strategicthinking, aiming to help clients save money and reduce their mortgage terms.For more information, For More Information: https://www.cmghomeloans.com/mysite/mike-newmann/team/The-Newmann-Group or call (541) 227-2722. 

In this podcast, Lord Abbett Portfolio Manager Vince Lu discusses the evolution and growth of the asset class--and addresses questions about whether a “bubble” is forming in the private credit market.

[Housing Wire] High Tech Lending launches a new flexible senior HELOC. [RMI] All the latest HECM data in Revere Market Insight's Market Minute. [Law Offices of Laurie E. Ohall] One law firm addresses the question of how heirs can settle an estate with a reverse mortgage. Watch our video podcast here!

Consumer confidence could be turning around as borrowing rises. Latest data from credit bureau service Centrix shows residential mortgage and household lending have both increased more than 20% year-on-year. Personal loan and Buy Now Pay Later applications and business borrowing are also up. Westpac chief economist Kelly Eckhold told Andrew Dickens we're heading in the right direction, but it's still early days. He says many of the indicators for growth are still subpar but lower interest rates are starting to flow through. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Featured on WGN Radio's Home Sweet Home Chicago on 11/01/25: Perma-Seal Basement Systems' Chief Operating Officer Joel Spencer discusses protecting your foundation for the transition into fall and winter. To learn more about Perma-Seal's services, go to permaseal.net or call 1-800-421-SEAL (7325).

Featured on WGN Radio's Home Sweet Home Chicago on 11/01/25: BluSky Restoration Contractors' Business Development Manager Cory Ambrose joins the program to discuss caring for your home after a fire. To learn more about what BluSky Restoration Contractors can do for you, go to goblusky.com or call them at 1-800-956-8844.

Featured on WGN Radio's Home Sweet Home Chicago on 11/01/25: Lindholm Roofing's Assistant Manager Mike Huston to the rescue! Listen in as Mike discusses the importance of getting your roof inspected before installing solar panels. To learn more about what Lindholm Roofing can do for you, go to lindholmroofing.com or call them at 773-283-7675.

We started this week's show by chatting with BluSky Restoration Contractors' Business Development Manager Cory Ambrose on taking care of your home after a fire. Next, Perma-Seal Basement Systems' Chief Operating Officer Joel Spencer discusses protecting your foundation for the transition into fall and winter. Then, Lindholm Roofing's Assistant Manager Mike Huston discusses the importance of […]

In this episode, Patrick McKenzie reads his essay about the financial infrastructure that makes buying windows painless. When a window installer can originate, underwrite, and fund a $25,000 loan in 15 minutes before leaving your house, it's because four parties—window companies, facilitating platforms, specialized banks, and capital providers—have built a system that actually works. Patrick explains how modern consumer lending learned from 2008 to create better underwriting, clearer compliance, and properly distributed risk, all in service of enabling commerce in the real economy.–Full transcript available here: www.complexsystemspodcast.com/home-improvement-lending/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Bits about Money: https://www.bitsaboutmoney.com/archive/window-modern-loan-origination/ –Timestamps:(00:00) Intro(02:46) Why not just have banks loan money for home improvement?(06:43) Modern installment loan origination as a service(09:58) Sponsor: Mercury(11:09) Modern installment loan origination as a service (part 2)(15:17) What's the actual product offered?(19:03) How does this pie get divvied up?(24:12) Is this unsecured lending?(26:12) Should we be happy this Rube Goldberg machine exists?

Greg Friedman is the Founder and CEO of Peachtree Group, a real-estate investment firm focused on acquisitions, development, and lending across commercial real estate with a strong hospitality footprint. Since launching Peachtree in 2007, Greg has overseen more than $11 billion in real-estate investments and built one of the country's most active private-credit and loan-acquisition platforms. He has been a 3i Member since 2024. Listen to the episode to hear:How Greg launched Peachtree on the eve of the 2008 financial crisis and turned it into an advantageThe firm's philosophy of identifying “mispriced risk” and moving faster than banksPeachtree's expansion into film financing, tax-credit strategies, and other adjacent venturesLearn more about 3i Members at 3imembers.com and follow us on LinkedIn for updates.

Jack Benny | Jack Mad About Academy Awards | Talks About Lending $10.00 to Fred Allen | March 1, 1942; March 15, 194200:55 -- Jack Mad About Academy Awards29:10 -- Talks About Lending $10.00 to Fred Allen: : : : :My other podcast channels include: DRAMA X THEATER -- SCI FI x HORROR -- MYSTERY X SUSPENSE -- VARIETY X ARMED FORCES -- THE COMPLETE ORSON WELLESEnjoy my podcast? You can subscribe to receive new post notices. Also, if you have a moment, please give a 4-5 star rating and/or write a 1-2 sentence positive review on your preferred service -- that would help me a lot.Thank you for your support.https://otr.duane.media | Instagram @duane.otr#comedyclassics #oldtimeradio #otr #radioclassics #jackbenny #fibbermcgeemolly #bobhope #lucilleball #martinandlewis #grouchomarx #abbottandcostello #miltonberle #oldtimeradioclassics #classicradio #duaneotr:::: :

Matthew Quigley, Founder of Draft Line Capital, stops by the show to discuss lending to athletes. Matthew got involved in sports via FSU's booster program. He eventually joined FSU to work on recruiting and coaching students on how maximize NIL earnings.Matthew now runs Draft Line Capital. Draft Line lends to athletes to help them: with working capital, purchase loss of value insurance, and more. Notably, Draft Line will not lend for frivolous expenses. Learn more listening! Contact Matthew by going to DraftLineCap.com. Bill references an Amazon show: The Money Game. That is worth a watch for some background. Sponsorship InformationThank you to ⁠⁠⁠Fiscal.ai⁠⁠⁠ for sponsoring the show. DISCOUNT INFO: If you use the affiliate link ⁠⁠⁠⁠fiscal.ai/brew⁠⁠⁠⁠, you will automatically get 2 weeks of Fiscal Pro for Free and if you find that you want to upgrade, my link will get you 15% off any paid plans. About ⁠⁠⁠Fiscal.ai⁠⁠⁠⁠⁠⁠Fiscal.ai⁠⁠⁠ is the complete modern data terminal for global equities.The ⁠⁠⁠Fiscal.ai⁠⁠⁠ platform combines a powerful user experience with all the financial data capabilities that professional investors need. Users get up to 20 years of historical financials for all stocks globally that they can easily chart, compare, or export into their own models. And unlike legacy data terminals where it can take hours or even days, ⁠⁠⁠Fiscal.ai⁠⁠⁠'s data is updated within minutes of earnings reports. ⁠⁠⁠Fiscal.ai⁠⁠⁠ also tracks all the company-specific Segment & KPI data so you don't have to. Like to track Amazon's Cloud Revenue? They've got it.How about Spotify's premium subscribers? Or Google's quarterly paid clicks?They've got all of it.

Welcome to The Lending Brief, a brand new show brought to you by the GovNavigators and sponsored by Allocore. The Lending Brief shares stories of innovation, challenge, and impact in federal lending.Our first guest is Doug Criscitello, former CFO at HUD and SBA, and now a fellow at Arnold Ventures. Doug unpacks how the federal government quietly became one of the world's largest lenders, and why the volume of loans has exploded since the 2008 financial crisis and the COVID-era Paycheck Protection Program.He explains how shrinking workforces and rising demand are forcing agencies to modernize through automation, analytics, and AI, not just to process loans faster, but to strengthen risk controls and inform policy decisions in real time. Doug also makes the case for a “Federal Credit Intelligence Hub,” a centralized data platform that could track performance, detect fraud, and guide smarter policy across agencies.Want more from The Lending Brief? Check out The Lending Brief Newsletter

Can your retirement account buy real estate? Startups? Alpaca farms?! Yes. And in this episode, Dana Udumulla from Madison Trust breaks down how self-directed IRAs actually work, what they can (and can't) invest in, and why more commercial real estate investors should be using them to raise capital.Whether you're an accredited investor or a confused podcast co-host (cough Timmy), this conversation is packed with practical takeaways, tax strategies, and jaw-dropping scenarios (like turning $7K/year into $4.75M tax-free).We also get into:Roth vs Traditional IRA pros & consCommon mistakes investors make (and how to avoid getting disqualified)How to structure deals to receive retirement dollarsReal estate, bonus depreciation, and... Brazilian sugar?Don't invest another dollar until you listen. Your future self will thank you.

Hey all, Jason here.In this episode, I had the chance to talk with Brian Reshefsky, founder and CEO of cashflow analytics platform EDGE, Timothy Li, cofounder and CEO of orchestration platform LendAPI, and Vincent Zhang, chief growth and strategy officer at Braviant Holdings. We had the chance to discuss:* How different stakeholders across the lending value chain are driving change* What goes into transforming raw transaction data into something that is usable in the underwriting process* How cashflow data can be used to help underwrite borrowers across the credit spectrum* How leveraging cashflow data can improve lenders' bottom line* And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

We're excited to bring you highlights from this week's “Monday News Drop” episode of The ASHHRA Podcast! Co-hosts Luke Carignan and Bo Brabo were back in the studio to tackle two of the hottest topics shaping healthcare HR today: a shakeup in leadership expectations and the non-stop momentum of AI.Episode Highlights1. No One Wants to Lead! Luke and Bo dove into an eye-opening article on “Conscious Unbossing” – a rising Gen Z trend where employees are opting out of formal leadership roles in favor of deepening subject matter expertise. The big takeaway? People want career growth options that DON'T require managing others!Key discussion points:Rethinking career pathing beyond the “leadership ladder”Lending respect and recognition to subject matter experts (SMEs), even when they choose not to manage peopleBuilding parallel career tracks, lateral moves, and project-based recognition for non-managerial talentHumility in the workplace: Valuing leaders AND non-leader contributors2. AI Isn't the Future—It's the Present Every HR article (and podcast!) these days is talking about AI. Bo and Luke stressed the urgency around not just learning about AI, but also actively implementing and adapting to it—especially agentic AI in HR functions like talent acquisition.Organizations that delay AI adoption risk falling dangerously behind the competition—think “flip phone vs. iPhone.”AI is shifting HR from transactional work to strategic ‘people architect' roles—are you ready to evolve?HR positions won't disappear, but tasks ARE changing: repurposing roles, reskilling teams, and continuously learning is the name of the game.Don't be afraid to learn! Even if you're near retirement, find your AI enthusiast successor and help them lead the charge.3. Trending Topic: Staff Well-Being & the Power of the SME Bo and Luke touched on staff well-being—mental health, burnout prevention, and flexible scheduling—as top priorities for healthcare HR, emphasizing that SMEs in these areas can lead important change without managing teams.Fun FavoritesRedefining generational names (RIP, “Generation PT Cruiser”!).The coming age of affordable AI-powered robots—the Jetsons' future is closer than you think.What's Next? ASHHRA's Annual Conference is coming to Savannah on May 17-19, 2026! Check the show notes or ASHHRA website for more info, and join us LIVE on the podcast at the event.From Our Sponsors...Optimize Pharmacy Benefits with RxBenefitsElevate your employee benefits while managing costs. Did you know hospital employees fill 25% more prescriptions annually than other industries? Ensure cost-effective, high-quality pharmacy plans by leveraging your hospital's own pharmacies. Discover smarter strategies with RxBenefits.Learn More here - https://rxbene.fit/3ZaurZNStreamline HR Compliance with oneBADGEhealthcareSimplify screening, credentialing, and compliance for healthcare HR. oneBADGEhealthcare from ISB Global offers a tailored solution to keep your workforce compliant and efficient. Built for healthcare leaders, it's your all-in-one compliance tool.Get Started here - https://isbglobalservices.com/onebadgeunitedstates/ashhra/ Support the show

Jill Schlesinger joins us to discuss The Fed meeting for a two-day policy meeting in hopes for another .25% cut. If it happens, it would be the lowest lending rate since 2022!

There’s a poignant scene near the end of Frederick Buechner’s novel Brendan. The character Gildas stands up to reveal one of his legs missing from the knee down. As he reaches for his walking stick, he loses his balance. Brendan leaps up and catches him. “I’m as crippled as the dark world,” Gildas says. “If it comes to that, which one of us isn’t?” Brendan replies. “To lend each other a hand when we’re falling. Perhaps that’s the only work that matters in the end.” In 2 Samuel 9, we find King David desiring to show kindness to anyone still living from the house of Saul (v. 1). There is one, Mephibosheth, “a son of Jonathan; lame in both feet” (v. 3). Mephibosheth is ushered into the king’s presence where he hears these words: “I will restore to you all the land that belonged to your grandfather Saul, and you will always eat at my table” (v. 7). And he always did. Scripture is full of unforgettable stories of David and giants and armies and kings and kingdoms—the stuff of movies. But the Bible also remembers this poignant kindness shown toward a person in need—the story of someone lending a hand to another. After all the big, flashy scenes fade, it’s possible that kindness such as David extended to Mephibosheth is the work that matters most in the end. Lending a hand is the kind of work you and I can be about each and every day.

A bold, but really ill-advised, choice. Welcome to another edition of comedy4cast Odd News, where we bring you the most unusual and unexpected stories from around the world. Without going anywhere! In this episode, another stranger-than-fiction event. This time, involving an extremely odd funeral service. Then, a classic comedy clip. Odd News: Mourning Has Broken Our main story deals with a highly-regarded member of an Indian community. When word spreads of his untimely death, hordes of people gather to mourn his passing. But, before this funeral is over, things will take a sitcom-style turn that leads to snacks! And you'll hear all the details of this baffling event in this episode. These Darned Trees Won't Leaf In honor of the Platinum Anniversary of comedy4cast, we're including a classic clip from our first 20 years. This clip comes from an episode released in November 2006. Clinton and Bonnie are enjoying a relaxing autumn walk when they encounter a local who has some truly wild, but extremely funny, theories about trees. What are the true intentions of oak and maple trees? Prepare to have your mind blown by the truth about these overgrown shrubs. Get ready for an episode full of laughs! Hit play on Mourning Has Broken now to discover why it's important to not tick off your friends and to hear a vintage comedy4cast sketch! Lending their voice in this episode is Bonnie Kenderdine. >> You can also support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on BlueSky, Instagram, Facebook, MeWe, and Mastodon >> Give us a call via the Super Secret Phone Line (213) 290-4451>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.

We started off this week's show by chatting with Janelle Iaccino of Rose Pest Solutions to discuss spiders and mice. IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates joins the program to discuss tax liens. Lewis Shapiro of Redo Cabinets joins the show to talk about their in-home […]

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/25: IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates joins the program to discuss tax liens. To learn more about Steven A. Leahy, go to fightbacknow.com or call 1-312-664-6649.

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/2025: Lewis Shapiro of Redo Cabinets joins the show to talk about their in-home shopping experience. Lewis discusses how customers enjoy the process and can compare materials. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/25: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Burgg Girl,' joins the program to talk about spiders. Janelle talks about the brown recluse spider, yellow sac spiders, and more! To learn more about Rose Pest Solutions and what they can do for you, go […]

Every Saturday from 10 AM to 1 PM, David Hochberg and his weekly guests help WGN Radio listeners and prospective homeowners with all the questions and challenges someone in the Chicagoland area could think of. David’s career on the radio spans decades, and his career as a mortgage lender goes back even further. He joined […]

In this episode, I sit down with Jon Fry, CEO and co-founder of Lendflow, to explore how AI is transforming the embedded lending landscape. Jon shares his unconventional journey from building websites in college to becoming a key player in embedded lending, including the challenge of launching LendFlow in early 2020—just as COVID shut down the lending market.The conversation dives deep into how LendFlow's AI-powered platform is making lending more efficient and accessible, why the small business lending space hasn't advanced as quickly as many expected, and what survival through multiple market cycles has taught the industry's most resilient players. Jon paints a compelling vision of the next five to ten years, where AI will create truly magical lending experiences and finally deliver on the promise of embedded finance for small businesses.In this podcast you will learn:How Jon went from building website in college to starting Lendflow.What is was like launching a lending software business in early 2020.What Lendflow does exactly.Who is their core customer.What has changed in embedded lending in the last five years.How brands can customize their loan offerings with Lendflow's platform.Why Lendflow encourages brands to connect directly with lenders.What a neutral embedded lending network is.How Lendflow uses AI and what problems it is solving.Why we are not quite ready for a fully agentic workflow yet.What a fully agentic workflow could look like in the future.Why Jon thinks lending software hasn't developed that quickly in the past decade.What he thinks the next five to ten years holds for lending.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In this episode of the Real Estate Pros podcast, Kristen interviews Bryce Bush, a seasoned entrepreneur in the real estate industry. Bryce shares his diverse background, starting from a contractor to becoming a general partner at DDT Wealth LLC, focusing on hard money lending and financial services. He discusses his mindset towards business, the importance of incorporating financial services into real estate, and his mission to empower veterans through real estate investments. Bryce emphasizes the significance of personal connection in leadership and offers valuable advice for aspiring entrepreneurs.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Vice President of Lending for Team Hochberg at Homeside Financial and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Wendy Snyder (in for Bob Sirott) to talk about the increase in refinancing rates and an update on the Cook County Tax Bill. David hosts “Home Sweet Home Chicago” on Saturdays from 10am to […]

In this episode of the Real Estate Post podcast, host Kristen interviews Janine Cascio, founder of Simple Lending Financial and creator of She Funds Academy. They discuss Janine's journey into the lending industry, the challenges she faced as a woman entrepreneur, and the importance of building a values-aligned team. Janine shares insights on transparency in lending, the creation of a supportive community for women in finance, and her new book, 'She Believes, She Receives,' which focuses on mindset and personal growth. The conversation emphasizes the significance of mentorship, community support, and the ongoing journey of self-improvement.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Years of equity gains has wealth effect bolstering spend Aggregate consumer data remains solid despite signs of a slowdown in labor markets.  Declining labor supply accounts for some of the labor weakness but other metrics, including the ratio of job vacancies to unemployment, suggest softness in demand as well. We examine why consumption has held up despite these signs of weakness and part of it comes down to the wealth effect, which has boosted some consumers at a time that others have been challenged by continued cost increases and a slowdown in wage growth.  We also discuss the sources that investors can use for economic data given that Federal data is currently limited.  And get into some of the risks to spending, particularly since equities have been unusually strong over the last several years, leading to questions around whether weak or stagnant equities could remove a key support for consumption.  Could announced and future capex investments in the US spark renewed demand for labor?  We address this as well, and so far, our US Economics team isn't holding its breath.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

As part of a special podcast series on Business and Politics in Today's Pacific Islands, CIPE's John Morrell discusses China's growing presence in the Pacific with Paul Barker, Executive Director of the Institute for National Affairs (INA) in Papua New Guinea. INA is the leading independent policy think tank in PNG, and is among the most influential thought leaders in the Pacific region. Paul discusses political developments in PNG, the role of China in political debates in the country and across the Pacific, and the impact of China's influence in Pacific Island Countries. Listeners will hear the perspectives of Pacific people on these geopolitical dynamics.

In this gripping episode of Rethink Real Estate, host Ben Brady, CEO of Harcourts Auctions, sits down with Christopher Drzyzga, Partner and Senior Vice President at Voit Real Estate Services, to unpack the contrarian outlook shaking up the real estate world. From commercial debt cycles to the rise of Bitcoin as a competing asset class, Chris brings a level of insight and candor few in the industry are willing to share.They start by diving into the state of U.S. commercial real estate — from industrial and office to retail and the surprising resilience of strip malls. Chris reveals why lenders are “extending and pretending,” how the industrial market in the Inland Empire is recalibrating, and why institutional capital is quietly chasing yield in unexpected asset types like industrial outdoor storage and small-format retail.The conversation then takes a sharp turn toward macro trends and financial history, as Chris lays out a bold thesis: that real estate's five-decade run as the world's default savings vehicle is ending. He connects the dots from Nixon's 1971 decoupling from the gold standard to today's fiat-driven asset inflation — arguing that Bitcoin now offers the same protection once reserved for property. Together, Ben and Chris explore the implications: what happens when trillions in real estate capital seek better yield elsewhere?From the looming “flight to quality” in commercial assets to generational shifts in homeownership philosophy, this episode challenges every assumption about where the real estate industry is heading. Whether you agree or not, it's a must-listen for anyone serious about understanding the structural forces redefining how we measure value, store wealth, and invest for the next decade.Timestamps & Key Topics:[00:00:00] – Introducing Christopher Drzyzga and His Commercial Background[00:02:20] – How Commercial Agents See the Market Differently from Residential[00:05:30] – The Office Debt Bubble and “Controlled Demolition” in Lending[00:09:10] – The Industrial Corridor: Riverside, Rexford, and Inland Empire Trends[00:13:40] – Why Institutional Capital Is Targeting Strip Malls Again[00:17:50] – Data Centers, Power Constraints, and the Real Bottleneck in AI Infrastructure[00:24:00] – 2026 Market Outlook: Flight to Quality and Structural Shifts[00:26:30] – The Long View: Real Estate's Five-Decade Inflation Tailwind[00:30:00] – Bitcoin as the New Safe Haven for Global Capital[00:35:00] – Generational Wealth Transfer and the “Home as Utility” Mindset[00:40:30] – How Agents Can Stay Relevant in the Age of Bitcoin and AI

Jon Yoo is with Convoy Home Loans based in Los Angeles. They specialize in DSCR Loans for commercial investors. On today's show we are talking about some of the market dynamics. To connect with Jon, visit https://convoyhomeloans.com/ or email him at info@convoyhomeloans.com. ------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

 Chris Markowski, known as the Watchdog on Wall Street, discusses the harsh realities of the financial world, emphasizing the importance of long-term wealth building and the risks associated with Wall Street and crypto trading. He critiques the growing influence of private equity in 401(k) plans and the ethical dilemmas surrounding good money versus bad money. Markowski also highlights the impact of regulations on small banks and the ongoing subprime auto lending crisis, ultimately calling for greater financial integrity and accountability.

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/25: Sarah Leonard of Legacy Properties, A Sarah Leonard Company, joins the show to talk about home rates and what the current market looks like. To learn more about what Sarah and her team can do for you, go to sarahleonardsells.com or call her at 224-239-3966.

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/25: Center Guard Plumbing's Mike Epping joins the show to discuss W-2 employees and their water heater sale. To learn more about what Center Guard Plumbing can do for you, go to wgnplumber.com or call 847-406-8883.

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/25: Founder and President of Perma-Seal Basement Systems, Roy Spencer, joins the show to discuss the importance of having W-2 employees. To learn more about the services Perma-Seal provides, visit permaseal.net or call 1-800-421-SEAL (7325).

Featured on WGN Radio's Home Sweet Home Chicago on 10/18/2025: Lewis Shapiro of Redo Cabinets joins the show to talk about the benefits of cabinet refacing and their timeframe of work. Redo Cabinets also has a Fall savings promo, ending 11/9: $2,500 off your kitchen project or no interest, no payments for 12 months! To […]

We started this week's show by chatting with Founder and President of Perma-Seal Basement Systems, Roy Spencer, who joins the show to discuss the importance of W-2 employees. Next, Center Guard Plumbing's Mike Epping joins the show to discuss their water heater sale. Then, Lewis Shapiro of Redo Cabinets talks about the benefits of refacing your cabinets instead […]

00:00 – Intro & Channel Update00:45 – Moneta Account Compromised (USDM Scam Warning)02:03 – Cardano Foundation x MiCA Alliance Partnership02:45 – Cardano Card by Omogo04:42 – Hydra 1.0.0 Released: Cardano's Layer 2 Goes Live06:36 – VyFinance V3 Upgrades to Plutus V3 Contracts07:58 – Strike Finance: ADA Rewards & DeFi Dominance09:47 – Surf: Borrowing and Lending with One-Click Leverage11:18 – Pulse Coming Soon (Pendle on Cardano)13:15 – Splash & DexHunter Partnership14:19 – Charles Hoskinson on Crypto Banter15:14 – Cardano Summit Berlin Incoming + Free Ticket Guide18:17 – Iagon Cyclone DePIN Devices Shipping19:47 – Wrap Up & Support the ChannelIn this week's Cardano update, I'm back on a sustainable schedule: one news recap, one interview, and one short tutorial each week.We kick off with a public service announcement: a fake “double USDM” promo is circulating via a cloned site that tries to connect to generic EVM wallets. Do not interact - protect your assets.On to the good news. The Cardano Foundation is collaborating with a MiCA-aligned alliance to deliver standardised resources for Web3 compliance in the EU. Omogo's “Cardano Card” aims to make crypto spending easier with a smoother UX than older solutions.A big technical milestone lands with Hydra's 0.0 production-ready release - Cardano's app-specific L2 for high-throughput use cases. Expect projects like Delta DeFi to take advantage.DeFi keeps building: VyFinance is moving its DEX to Plutus V3 for speed and efficiency; STRIKE continues to dominate on-chain activity with protocol fees paid back to stakers in ADA (DYOR); and Surf adds one-click leverage, a loan calculator, and institutional pilot liquidity.We preview Pulse - a Pendle-style protocol to trade future yield and unlock liquidity today - with an interview coming soon. Plus, DexHunter and Splash are teaming up to pair best-in-class aggregation with efficient swapping.Community and events: Ran interviews Charles Hoskinson, a positive step for the broader crypto dialogue. Cardano Summit in Berlin is close - check discount paths for contributors and consider the hackathons and side events. Lastly, Iagon's Cyclone DePIN hardware is shipping - I'll demo it once my unit arrives.Thanks for watching. Like, subscribe, and consider becoming a channel member to support sustainable production. Links below to everything mentioned.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.

In this conversation, Emily VanBrocklin discusses the mission and operations of Booksmarts, a remote accounting and bookkeeping firm. She emphasizes the importance of financial literacy for business owners, the value of outsourcing accounting tasks, and the limitations of AI in providing personalized financial advice. The discussion also highlights the significance of finding the right clients and the common challenges faced by real estate investors in managing their finances.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The tiny country that's hard to find on any map. In this edition of our Odd News series, we take you to a pocket-sized paradise. It seems an ambitious young man has decided to create his own micronation. We'd say that was no small feat. We'll give you some details about this European destination set on a forgotten patch of land. It's a bold experiment in statehood. But as you'll hear in this episode of our comedy podcast, even a small-scale sovereignty can come up against some big-time complications. We're also continuing to celebrate the Platinum Anniversary of comedy4cast with a throwback to a classic comedy4cast clip! Get prepared to meet a character named Worthington Hammond Chesterfield III. He's a man who, despite his name and elegant way of speaking, is anything but sophisticated. In fact, everyone just calls him Hamm! Find out how his fancy accent has made his life difficult throughout the years. To get the 411 on a pocket-sized paradise and Hamm, give the full episode a listen! Lending their voices in this episode of our comedy podcast are Bonnie Kenderdine and Nathan Alvord. >> Guest Star: Bonnie Kenderdine>> Guest Star: Nathan Alvord>> You can also support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on BlueSky, Instagram, Facebook, MeWe, and Mastodon >> Give us a call via the Super Secret Phone Line (213) 290-4451>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.

Tas Hasan, Managing Partner & COO, and Nelson Pereira, Director of Insurance Investor Partnerships at Deerpath Capital, share their perspective on the growing role of lower and middle market direct lending in insurance portfolios. With decades of experience and a long-standing focus on this segment, they explain why it's gaining traction among insurers seeking yield, diversification, and capital efficiency.   They break down the structural advantages of sponsor-backed lending, including stronger covenants, conservative leverage, and more lender-friendly deal terms. The discussion also explores how regulatory developments, such as NAIC guidance and capital treatment, are influencing insurer allocation decisions.   For insurance investors evaluating private credit strategies, this conversation offers valuable insight into manager selection, deal flow dynamics, and the key factors that set experienced lenders apart in today's market.

Upstart co-founder and CTO Paul Gu joins OPTO Sessions to explain how AI underwriting powers 92% fully automated loans and lifts conversion to approximately 24% as the AI lending marketplace returns to profitability with triple digit revenue growth. He unpacks fraud controls, the Upstart Macro Index, and expansion into HELOC and auto. -----The content in this podcast is for informational purposes only. Opto Markets LLC does not recommend any specific securities or investment strategies. Investing involves risk & investments may lose value, including the loss of principal. Past performance does not guarantee future results. Investors should consider their investment objectives and risks carefully before investing. The information provided is not an endorsement of this product and is for information and/or educational purposes only.

It's a big week for bank earnings. JPMorgan, Wells Fargo, and Citigroup reported quarterly results on Tuesday; Bank of America and Morgan Stanley report on Wednesday. Overall, banks are pulling in plenty of revenue — especially from their investment banking and trading departments. But the old-fashioned business of lending out money has been more of a mixed bag. We'll unpack. Also on the show: a major cryptocurrency scam and the economics of Broadway contract negotiations.

It's a big week for bank earnings. JPMorgan, Wells Fargo, and Citigroup reported quarterly results on Tuesday; Bank of America and Morgan Stanley report on Wednesday. Overall, banks are pulling in plenty of revenue — especially from their investment banking and trading departments. But the old-fashioned business of lending out money has been more of a mixed bag. We'll unpack. Also on the show: a major cryptocurrency scam and the economics of Broadway contract negotiations.

In this conversation, Rob Ross discusses various types of loans in the real estate market, including construction loans, bridge loans, and business purpose loans. He emphasizes the importance of client education and building wealth through real estate. The discussion also touches on the challenges faced in the lending industry and the need for continuous adaptation and collaboration among professionals.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of our crypto asset mini-series, we explore common transaction types—stablecoins, staking, and lending. The discussion addresses the accounting, including how contract terms and fact patterns can significantly influence the appropriate accounting model.In this episode, we discuss:2:17 – Overview of stablecoins, including the impact of the GENIUS Act9:01 – Accounting for stablecoins15:50 – Overview of staking and the accounting by delegators24:14 – Accounting for crypto asset lending transactionsFor more information, see our Crypto assets guide. You can also listen to the previous episode in this series, Crypto assets – Accounting and reporting foundations.Be sure to follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop.About our guestsBeth Paul is a Deputy Chief Accountant in PwC's National Office responsible for a team of consultants that specialize in business combinations and related areas, such as consolidations, disposals, impairments, and segment reporting. She has over 30 years of experience consulting with clients and engagement teams on complex accounting matters.John Vanosdall is a partner in PwC's National Office focused on digital assets, revenue, and compensation arrangements. John previously served as both a Deputy Chief Accountant and Professional Accounting Fellow in the Office of the Chief Accountant at the SEC. Prior to re-joining the National Office, he served as the firm's Accounting Advisory Leader. John has over 20 years of experience and has served some of the firm's largest clients as a client service partner.Ryan Blacker is a director in PwC's National Office specializing in the accounting for business combinations and crypto assets. Ryan consults with clients and engagement teams on complex accounting and financial reporting matters related to these topics.About our guest hostDiana Stoltzfus is a partner in the National Office who helps to shape PwC's perspectives on regulatory matters, responses to rulemakings and policy development, and implementation related to significant new rules and regulations. Prior to rejoining PwC, Diana was the Deputy Chief Accountant in the Office of the Chief Accountant (OCA) at the SEC where she led the activities of the OCA's Professional Practices Group.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.comDid you enjoy this episode? Text us your thoughts and be sure to include the episode name.