Podcasts about lending

George Noble, CIO of Noble Capital Advisors and former Fidelity fund manager under Peter Lynch, returns with a stark warning: the global liquidity cycle has turned. Citing "liquidity king" Michael Howell, Noble argues that surging deficits, sticky inflation, and a worldwide capex boom have stripped away the policy safety net markets have relied on since 2009 — setting up a potential "Wile E. Coyote moment" where stocks take a dirt nap and the Fed can't respond. He says the Fed isn't in control, Mr. Market is, and bond yields at 4.5% are "much too low" — fair value may be closer to 5.5-6%. Noble calls the AI trade "far worse than dot-com," with malinvestment 17 times larger, hyperscalers destroying free cash flow, and semis a "huge short." His playbook: ditch the 60/40 portfolio, own the reflation trade — gold, silver, energy, copper, uranium — and he names specific stocks including SSRM, Coeur, Valaris, and CRGY. Plus: why the yen carry trade could break, the TLT-in-Turkish-lira lesson on real money, and his most emphatic call of all — "run, don't walk" from SpaceX before the float unlock. And details on his Best Stock Ideas Summit, July 22nd.Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links: George Noble's Best Stock Ideas Online Summit: https://noble-capevents.com/X: https://x.com/gnoble79Substack: https://substack.com/@georgenobleTimestamps: 0:00 — Intro; George's Best Stock Ideas Summit July 22nd1:10 — The global liquidity cycle has turned: Michael Howell's warning4:31 — "Risk assets are extremely challenged" — rotation and dispersion is the real story5:30 — Energy vs. Mag 7: free cash flow tells the story7:03 — Tech is really 50% of the market — why the indices will struggle8:20 — "Warsh is not in control, Mr. Market is"10:04 — Why Warsh will blink: the market will force the Fed's hand10:28 — America's Liz Truss moment? Lending to "the Bank of Julia" at 4.5%13:34 — Policy options are gone: why this time the Fed can't rescue markets14:55 — The "Wile E. Coyote moment" ahead for markets16:17 — Japan: 30-year high JGB yields, the yen, and the carry trade risk19:01 — Path vs. prediction: why bond yields are "much too low" — 5.5-6% fair value23:27 — Why the economy shrugs off higher rates (and why that's bearish)25:17 — All fiat is devaluing against real assets: the dollar fell 60% against gold27:17 — Buying the gold correction; why miners could double or triple28:05 — The TLT in Turkish lira: a lesson in your unit of account30:10 — Why 60/40 is the worst allocation right now — "certificates of confiscation"34:07 — "Far worse than dot-com": the margin bubble and 17x the malinvestment36:29 — The internet grew 25 million percent — and the stocks still crashed 90%39:21 — George names names: SSRM, Coeur, Valaris, CRGY, uranium, junior copper40:42 — Parting thoughts: the golden age of stock picking41:45 — SpaceX: "run, don't walk" — why the float unlock means a crash is coming43:00 — The Best Stock Ideas Summit: 15 investors, one pick each, July 22nd

From bartending in Estes Park to golf lessons to running a multimillion-dollar CUSO, Michael Nagl's story proves that the best leaders take unexpected roads. He and Mark Ritter dig into mortgage-lending boom-and-bust cycles, why member service still beats automation, and how a niche auto-leasing program now serves credit unions nationwide. They also swap stories about golf at altitude and Estes Park, Colorado. Whether you run lending or just love a great career journey story, this episode of Credit Union Conversation delivers insight, humor, and real talk about building lasting credit union partnerships in a shifting rate environment.What You Will Learn in This Episode: ✅ How credit union lending partners like Centennial balance mortgage rate cycles with steady member service✅ Why member business loans and commercial real estate lending demand local market expertise✅ How indirect auto loans and leasing give credit unions a low-delinquency, high-yield product✅ What separates a true credit union partnership from a simple vendor relationshipSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Meet Michael Nagl, CEO of Centennial Lending, and learn about his ties to Estes Park, Colorado05:10 From bartending to golf pro, Michael's unconventional path into credit union lending12:19 Managing mortgage lending boom and bust cycles, including the 2023 workforce reduction16:02 Why member service still wins over automation in today's mortgage lending market22:56 Inside Centennial's member business loans and commercial real estate lending strategy29:53 How indirect auto loans and leasing became a niche win for the credit union service organization37:13 What makes a strong credit union partnership work, plus Centennial's four strategic pillarsKEY TAKEAWAYS:

You found the deal. You ran the numbers. And then you lost it to another investor because your lender couldn't get you a proof of funds letter over the weekend. If that scenario makes your stomach drop, this episode is about to change how you fund every deal from here on out. Jen sits down with her husband and business partner Vance Josey, real estate broker, general contractor, and hard money lending expert with Alpha Funding, to pull back the curtain on how investors actually get deals financed. Vance breaks down the difference between prequalification and underwriting, why speed matters more than the lowest rate, and exactly what loan-to-value percentages look like for brand new investors versus those with six or more deals under their belt. He also reveals how to fund a deal with none of your own cash using unsecured lines of credit, what red flags make an underwriter nervous, and the exact habits that make you a borrower lenders want to keep working with. Whether you're brand new to fix and flip investing or you've been doing this for years and want faster, more reliable funding, this conversation gives you the insider playbook most investors never get. If you've ever been outbid because your financing was too slow, or you're wondering how to scale without draining your own bank account, you need to hear this one. 5 Powerful Takeaways How to get an instant proof of funds letter so you can compete and win in multiple-offer situations, without waiting on your lender The exact loan-to-value percentages for new versus experienced investors, and how completing just six deals unlocks significantly better terms How to fund a deal with none of your own cash using unsecured lines of credit through Alpha Funding's partner MB Alpha What underwriters actually look for behind the scenes, and how to avoid the kind of last-minute closing disaster that can cost you a deal The simple communication habits that make you a "good borrower" lenders want to keep funding, especially when a project runs long or over budget 00:00 Welcome to REIGN 01:03 Build Your Power Team 03:16 Meet Vance Josey 04:29 Alpha Funding Overview 06:05 Prequalification and Proof Funds 07:59 Lending for New Investors 08:58 Loan Products Explained 09:39 Fix and Flip Numbers 11:10 DSCR Refinance Basics 12:09 No Money Down Strategies 13:31 Underwriting Behind Scenes 15:06 Be a Great Borrower 17:24 Where They Lend and Next Steps 20:00 Badass Acronym Rapid Fire 25:53 Podcast Rebrand Announcement 27:59 Final Thanks and Sign Off About the Guest Vance Josey spent nearly 30 years climbing the ranks in corporate manufacturing before stepping into real estate full time. A graduate of Appalachian State University with a degree in accounting, Vance co-founded Jolific Homes with his wife Jen Josey in 2017, renovating homes throughout the Raleigh, North Carolina area. That hands-on experience led him to earn both his real estate broker's license and his general contractor's license, giving him a rare, ground-level understanding of a deal from acquisition through renovation to resale. Today, Vance brings that background to Alpha Funding, a boutique hard money lender based in New Jersey, where he helps investors across 43 states get fix and flip, new construction, DSCR, and bridge loans funded quickly. He and Jen are now also exploring manufactured home development as a path to more affordable housing. Resources & Websites Mentioned alphafunding.com vance@alphafunding.com Call to Action To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby

Did Elon Musk's attack on The Odyssey backfire? Is Netflix in trouble with Wall Street? Why did the Mickey Mouse Club produce so many pop stars? Christopher Nolan's The Odyssey has sailed to an enormous opening weekend and rave reviews. Has it made its MAGA critics look stupid? Despite rising viewing figures, Netflix's stock has plummeted. Is this a problem for the streaming giant? Disney+ is rebooting the Mickey Mouse Club, which launched the careers of Britney Spears, Justin Timberlake and Christina Aguilera. Can it pull it off again? The Rest is Entertainment is brought to you by Octopus Energy, Britain's most awarded energy supplier. Lloyds. 250 years on and still backing the nation's aspirations. Lending is subject to status. You could lose your home if you don't keep up your mortgage repayments. Conditions apply. 1996 average first-time buyer deposit based on Office National Statistics House Price Index data. Summer sale is here: get an annual membership for a third off with code SUMMER26. That's ad-free listening, every bonus episode, and full access to our exclusive members' series. Sale ends August 31st, so grab it before summer's over. For more Goalhanger Podcasts, head to www.goalhanger.com Video Editor: Adam Thornton Assistant Producer: Imee Marriott Senior Producer: Joey McCarthy Social Producer: Emma Jackson Exec Producer: Ami Bennett Filmed at www.westdigitalstudios.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bidding in Oman. Exception for auditors. Logistics link with Tanzania. Lending power to Libya. Morning Drive is your daily download of the essential headlines shaping Egypt. From business policy and finance to the latest in tech, all in under 10 minutes. Hosted by ‘Synthetic Salma’ — an AI-powered version of our own Executive Editor Salma El-Saeed. You can read the full newsletter on the website. Morning Drive is brought to you by: Madinet Masr GRANITE Financial Holding Bonyan for Real Estate Investments And check out our other show Making It, where we speak to CEOs and entrepreneurs about building a great business in the region.See omnystudio.com/listener for privacy information.

Season 8, Episode 5: How did Madison Realty Capital grow from a $10M fund into one of the most active private credit platforms in real estate? Today, we sit down with Josh Zegen, Co-Founder and Managing Principal of Madison Realty Capital, to break down how MRC built its lending business before private credit became an institutional asset class. Josh shares how the firm survived the GFC, became vertically integrated, and scaled into a major capital source for sponsors when banks pulled back. Whether you're interested in distressed debt, construction lending, office-to-residential conversions, or today's maturity wall, this episode is a must-listen. Join us as we dive into how Madison thinks about risk, rescue capital, borrower relationships, and finding opportunity in a volatile market. Shoutout to our sponsor, Lennar Investor Marketplace. New construction rental investments with comps, returns, and underwriting built in. TOPICS 00:00 – Introduction to Josh Zegen and Madison Realty Capital 05:00 – The Early Private Credit Opportunity 10:53 – Surviving the GFC and Taking Over Assets 15:45 – Becoming a Construction Lending Powerhouse 19:00 – Back Leverage and Lending to Lenders 24:12 – Distress, Rescue Capital, and Loan Workouts 31:24 – Fundraising, Insurance Capital, and Investor Demand 35:44 – The Pfizer Office-to-Residential Conversion 42:40 – West Palm Beach, Florida, Texas, and Hot Markets 48:12 – Recaps, Volatility, and Building Through the Cycle For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

When the King James Bible says that showing pity to the poor is “lending unto the LORD,” it reveals an astonishing truth about Heaven's accounting: the helpless may receive the gift, but God personally accepts responsibility for the debt. The orphan cannot repay the medicine that saved his life, the widow cannot return the food that sustained her, and the prisoner may never meet the person who placed a Bible within his reach, but none of that matters. The Lord sees every sack of rice, every gallon of clean water, every King James Bible, every prayer and every sacrificial dollar. What disappears from our hands on earth is entered into an account in Heaven, and the signature guaranteeing its repayment belongs to Almighty God.“He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again.” Proverbs 19:17 (KJB)One day, at the Judgment Seat of Christ, we ma finally discover what those gifts accomplished. We may meet children from Glory Fellowship Orphanage who lived because medicine arrived, families spared from disease because clean water began flowing, prisoners whose chains were broken by the word of God, and forgotten widows who knew that somebody cared. We gave what was temporary; God produced something eternal. We supplied water, food, medicine and Bibles—but the Lord transformed those things into preserved lives, answered prayers and rescued souls. That is the breathtaking promise of Proverbs 19:17 - when we help someone who has no possible way to repay us, the Lord steps forward and says, “Put it on My account—and I will pay it again.”

Featured on WGN Radio's Home Sweet Home Chicago on 07/18/26: David Saffrin of Sunrun Solar joins the program to to talk about how Sunrun has been helping customers through all the recent severe storms. David also highlights their $1,000 referral bonus! To learn more about Sunrun Solar, go to www.gosunrun.com/wgn or call 224-458-7868.

Featured on WGN Radio's Home Sweet Home Chicago on 07/18/26: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl,' talks spiders and the underlying pest issues attracting them. Janelle highlights the Healthy Home Maintenance program for year-round protection. To learn more about Rose Pest Solutions and what they can do for you, go to rosepestcontrol.com or […]

This week on Home Sweet Home Chicago, David Hochberg is joined by Roy Spencer, CEO of Perma-Seal Basement Systems to talk about the difference between their Basement Defender device and a high-water alarm system. Then, David Saffrin of Sunrun Solar talks about helping customers during these recent storms and power outages. Next, Janelle Iaccino of Rose Pest […]

Featured on WGN Radio's Home Sweet Home Chicago on 07/18/26: Roy Spencer, CEO and Founder of Perma-Seal, joins David Hochberg to talk about sunken and broken concrete. To learn more about Perma-Seal's services, go to permaseal.net or call 1-800-421-SEAL (7325).

Please join Ralf Preusser in conversation with Sphia Salim, Meghan Swiber and Shusuke Yamada. We will discuss potential implications of a hypothetical change in Japan's GPIF asset allocation both for Japan and G10 more broadly. We will also preview next week's ECB meeting and discuss how the Fed's reaction function may have changed with this week's US data.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process. On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks. The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions. Attention then turns to the mortgage market, with borrowing capacities shrinking and investor activity slowing, raising fresh questions about what the next phase of lending could look like for brokers and borrowers alike. Finally, Tarrant and Whitlock explain why investors should look beyond buyer's agents alone, arguing that local property managers can often provide some of the strongest insights into rental demand, cash flow, and the long-term fundamentals of a market.

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. What if the global geopolitical churn is actually creating opportunities to realign your portfolio? In part two of a two-part episode on State of Lending on the Commercial Real Estate Podcast, powered by First National, hosts Aaron Cameron and Adam Powadiuk discuss the latest... The post State of Lending Part 2: Canada Mortgage Bond Liquidity & CMHC Policy Changes with Adam Powadiuk and Aaron Cameron appeared first on Commercial Real Estate Podcast.

"You can never have enough cash.” Connect With Our SponsorsSolventum - https://go.solventum.com/clarityGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill chats with Chandler Wrightenberry from Live Oak Bank to discuss the intricacies of healthcare lending, particularly focusing on practice purchases and real estate investments. Chandler shares insights from his extensive experience at Live Oak Bank, emphasizing the importance of understanding costs, building a supportive team, and maintaining transparency in banking conversations. They explore the current market conditions, project timelines, and the significance of long-term investments in healthcare real estate. Jill and Chandler also touch on the complexities of construction timelines, the importance of zoning, and the necessity of having the right team when expanding an orthodontic practice. They emphasize the need for realistic expectations regarding project durations and financial preparedness, including cash management strategies. Connect With Our Guest Live Oak Bank - https://www.liveoak.bank/Chandler's Phone Number: (828) 337-1374 Takeaways Chandler Wrightenberry has over 12 years of experience in healthcare lending.Live Oak Bank is the largest SBA lender in the country by volume.Building a supportive team is crucial for successful real estate projects.Transparency in financial discussions leads to better outcomes.Interest rates are currently stable and reasonable for borrowing.It's important to have early conversations with lenders about financing.Investing in real estate is a long-term commitment that can yield significant returns.Doctors often experience growth after relocating to new facilities. You should have an expectation of working with a city to get everything finalized in about six months.Ground-up construction typically takes nine to twelve months for planning and an additional 18 to 24 months for completion.Zoning issues can significantly delay project timelines, so it's crucial to ensure proper zoning before purchasing a property.Having a specialized commercial real estate agent is essential for navigating zoning and permits.Expect projects to take longer and be more expensive than initially anticipated.Financial preparedness is key; saving cash and having a safety net is crucial for large projects.A good rule of thumb is to have at least 10% of the project cost in cash reserves.Investing in liquid assets can provide quick access to cash when needed for projects.Chapters 00:00 Introduction04:35 Market Reality Check07:16 Costs and Rates Today11:25 Build Your Project Team15:04 Be Candid With Lenders19:21 Realistic Project Timelines22:23 Remodel vs Ground Up Schedule23:29 Zoning Pitfalls and Team26:08 Lease Timing and Overlap28:03 Cash Reserves and Liquidity32:00 How to Contact Chandler Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to discuss why home prices are increasing despite the higher mortgage rates and the differences between an FHA and VA loans. He hosts “Home Sweet Home Chicago” on Saturdays from 10am […]

Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to discuss why home prices are increasing despite the higher mortgage rates and the differences between an FHA and VA loans. He hosts “Home Sweet Home Chicago” on Saturdays from 10am […]

Our guest speaker is Gary Neville, former professional footballer, entrepreneur, broadcaster and business leader and who is one of the most influential voices across soccer and media. Since retiring from playing, he has built a broad portfolio spanning broadcasting, property, education and club ownership, including co-ownership of Salford City FC. Through his work, Gary is committed to expanding access to sport, supporting communities, and using sport to bring people together. Join us for a wide-ranging discussion covering experiences at the top of the game, transition into media and entrepreneurship, and perspectives on the business of modern soccer.    "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Our guest speaker is Gary Neville, former professional footballer, entrepreneur, broadcaster and business leader and who is one of the most influential voices across soccer and media. Since retiring from playing, he has built a broad portfolio spanning broadcasting, property, education and club ownership, including co-ownership of Salford City FC. Through his work, Gary is committed to expanding access to sport, supporting communities, and using sport to bring people together. Join us for a wide-ranging discussion covering experiences at the top of the game, transition into media and entrepreneurship, and perspectives on the business of modern soccer.    "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

In Part 2 of this conversation on The Greatness Machine, host Darius Mirshahzadeh sits down again with real estate developer and former mortgage industry executive Jon Irvine to dive deep into America's housing affordability crisis and the groundbreaking California legislation that could reshape how homes are built across the country. Jon shares a pivotal personal moment, selling a modest 2,000 sq ft Beverly Grove home for $3.35 million, that crystallized why younger generations are being priced out of homeownership. From there, the conversation explores California Senate Bill 1123 (SB 1123), a transformative zoning law that could allow developers to build up to 10 homes where only one previously stood, at price points 30–50% below comparable market properties. The episode also touches on the role of AI in streamlining permitting, the lingering impact of the LA wildfires on housing policy, and Jon's ambitious plan to build 500–1,000 homes in the Los Angeles basin over the next three to four years. In this episode, Darius and Jon will discuss: (00:00) Introduction and Recap of Part One (02:53) The Future of Housing and Home Ownership (05:47) Transitioning from Lending to Development (08:12) The Challenges of Affordability in Housing (11:16) California's New Housing Law: SB 1123 (13:50) Understanding the Housing Shortage Crisis (16:50) The Transformative Impact of SB 1123 (19:37) Navigating the Development Process (22:00) The Realities of Building in California (25:21) Challenges in Real Estate Development (29:43) Streamlining the Entitlement Process (32:29) The Impact of SB 1123 on Development (36:59) Addressing California's Housing Shortage (42:30) Creating Affordable Housing Solutions Jon Irvine is the Founder and CEO of Westcove Development, a Southern California real estate development firm specializing in design-forward, small-lot single family homes in high-demand, supply-constrained markets. Drawing on California's evolving housing legislation — including SB 1123 — Westcove manages the full development lifecycle from acquisition and entitlement through construction and sale. Jon brings nearly three decades of senior executive experience in residential finance, having held leadership roles at Change Lending, Banc of California, OneWest Bank (under CEO Steven Mnuchin), and Mr. Cooper/Nationstar, where he led initiatives across capital markets, production, and strategic growth. Through Westcove, he channels deep institutional finance expertise into scalable residential development built to meet California's urgent housing needs. Connect with Jon: LinkedIn: https://www.linkedin.com/in/jonirvine/  Facebook: https://www.facebook.com/p/Westcove-Development-61572683421911/  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are British actors overrepresented in Hollywood? Will we ever be able to ‘smell' films at the cinema again? Is Christopher Nolan's The Odyssey too long for a summer release? Richard Osman and Marina Hyde answer questions on horror film release schedules, book rights and past entertainment stories they wish they could have covered on the podcast. You can email any questions you have to restisentertainment.com The Rest is Entertainment is brought to you by Octopus Energy, Britain's most awarded energy supplier. Lloyds. 250 years on and still backing the nation's aspirations. Lending is subject to status. You could lose your home if you don't keep up your mortgage repayments. Conditions apply. 1996 average first-time buyer deposit based on Office National Statistics House Price Index data. Summer sale is here: get an annual membership for a third off with code SUMMER26. That's ad-free listening, every bonus episode, and full access to our exclusive members' series. Sale ends August 31st, so grab it before summer's over. For more Goalhanger Podcasts, head to www.goalhanger.com Video Editor: Max Archer Assistant Producer: Imee Marriott Senior Producer: Joey McCarthy Social Producer: Emma Jackson Exec Producer: Ami Bennett Filmed at www.westdigitalstudios.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

U.S. consumers showed remarkable resilience in June, with spending growth reaching its strongest pace in four years. But what's driving the surge, and can it last? In this episode of Global Research Unlocked, T.J. Thornton speaks with David Tinsley, Senior Economist at the Bank of America Institute, about the latest Consumer Checkpoint data. They unpack the factors behind June's spending acceleration, including the impact of the 2026 FIFA World Cup, a rebound in discretionary purchases, and improving momentum among lower-income households. The conversation explores a notable shift in the consumer landscape: the long-running K-shaped spending trend appears to be narrowing. David discusses why wage growth is accelerating for lower-income consumers, how increased job switching and a stronger labor market may be supporting household finances, and whether these improvements are likely to persist into the second half of the year. They also examine spending patterns across World Cup host cities, the return of strength in retail categories, and the risks facing consumers as temporary tailwinds fade and spending continues to outpace wage growth.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Today's blockchain and crypto news Bitcoin is up slightly at $62,773 Ethereum is down slightly at $1,795 BNB is down slightly at $569 ROAD to Housing Act becomes law Analysts like Strategy's recent cash play HMRC will introduce “no gain, no loss” treatment for some crypto lending Learn more about your ad choices. Visit megaphone.fm/adchoices

Convergence of brokers, betting and prediction markets Prediction markets (PMs) have exploded in popularity over the past year, with volumes doubling since the start of May. By some measures, prediction markets are already approaching the scale of online sports betting. Julie Hoover from the Gaming, Lodging & Leisure team joins the podcast to discuss what's driving this growth and categories other than sports which could be the next major opportunities for PMs, Julie also explores key differences between prediction markets and traditional sports betting, including taxation, and market-making dynamics.. She discusses online brokers, which share a significant customer base with prediction markets and could be well positioned to succeed in this growing market as the companies expand their PM offerings. Finally, we examine the risks, which include more than 15 state lawsuits challenging prediction markets. It's likely that the U.S. Supreme Court will ultimately decide whether and which sports event contracts can continue to be offered.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.    

EM resilience tested by Fed, fueled by long-term flows Emerging market equities have more than doubled the S&P 500's return year-to-date, and have held up well despite rising Fed hike expectations and a stronger US dollar. In this episode, David Hauner explains why he remains structurally bullish on EM despite our Economic team's expectations for three Fed hikes later this year. David discusses how flows over the last decade, interest rate differentials and dollar diversification play into his calculus. He also addresses the impact and risks that come with U.S. Midterm Elections and AI. David Beker joins for commentary on Brazil, where weaker growth expectations, lower oil and a less favorable rate outlook have flipped the script. But he suggests that political clarity could help investors to re-engage.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Welcome to Lending, Unbundled, a new series from Fintech Takes, sponsored by our friends at TruStage. The series traces how consumer lending went from a single institution that handled everything to a modular value chain of specialized providers, each owning one piece of the loan, and asks what lending, unbundled, has cost the industry along the way. In Episode 2, my cohost Bjoern Nordmann (VP of New Market Development at TruStage) and I sit down with Taylor Nelms, VP of Research & Insights at the Financial Health Network to untangle why consumer confidence is sitting about as low as it's ever been on record, Financial health challenges show up across the income spectrum, driven by volatility on both sides of the household ledger: 7 in 10 households report a significant unexpected expense each year, and recent labor market research shows unpredictable income is now the norm for most workers (not just those with unpredictable hours).  As Taylor puts it, the job of a lender isn't just extending credit. It's selling certainty against volatility. — This episode is brought to you by TruStage. TruStage is a financially strong insurance and financial services provider, built on the philosophy of people helping people, meeting the needs of middle-market consumers and the businesses that serve them since day one.  We believe a brighter financial future should be accessible to everyone, and our products and solutions help people confidently make financial decisions that work for them at every stage of life. Visit ⁠https://trustage.com⁠ for more information. --- Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday:⁠ https://workweek.com/brand/fintech-takes/⁠ And for more exclusive insider content, don't forget to check out my⁠ YouTube page⁠. --- Follow Bjoern on LinkedIn: https://www.linkedin.com/in/bjoernnordmann/ Follow Taylor on LinkedIn: https://www.linkedin.com/in/taylor-nelms/  Follow Alex:  YouTube:⁠ https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos⁠ LinkedIn:⁠ https://www.linkedin.com/in/alexhjohnson⁠ Twitter:⁠ https://www.twitter.com/AlexH_Johnson

Today's blockchain and crypto news Bitcoin is down slightly at $62,840 Ethereum is up slightly at $1,779 BNB is up slightly at $569 JPYSC lending product Learn more about your ad choices. Visit megaphone.fm/adchoices

Was Prince Harry wrong to sue the Daily Mail? How did Olivia Dean and Sam Fender make chart history this week? Which pop stars should we thank for the resurgence of the vodka cranberry? Prince Harry and other high-profile claimants have lost their High Court case against the publisher of the Daily Mail. Should stars let sleeping dogs lie over historical allegations of journalistic malpractice? Olivia Dean and Sam Fender have made chart history with their song Rein Me In, breaking the record for the longest-running number 1 single by a British act. But what song might stop them from breaking further records if England wins the World Cup? Step aside, obscure liquers. The new drink of the summer (apparently) is a Vodka Cranberry. So why is the Y2K beverage making a comeback, and what does it have to do with pop royalty Taylor Swift and Olivia Rodrigo? Songs played in the show: Wet Wet Wet - Love Is All Around Written By: Reg Presley Mercury Records Sam Fender, Olivia Dean - Rein Me In Written By: Sam Fender, Olivia Dean, Max Wolfgang Polydor Oasis - Wonderwall Written By: Noel Gallagher Creation Records/Epic Records Recommendations Marina - Madonna, Confessions II (Album) Richard - Widow's Bay (Apple TV) The Rest is Entertainment is brought to you by Octopus Energy, Britain's most awarded energy supplier. Lloyds. 250 years on and still backing the nation's aspirations. Lending is subject to status. You could lose your home if you don't keep up your mortgage repayments. Conditions apply. 1996 average first-time buyer deposit based on Office National Statistics House Price Index data. Summer sale is here: get an annual membership for a third off with code SUMMER26. That's ad-free listening, every bonus episode, and full access to our exclusive members' series. Sale ends August 31st, so grab it before summer's over. For more Goalhanger Podcasts, head to www.goalhanger.com Video Editor: Adam Thornton & Lorcan Moullier Assistant Producer: Imee Marriott Senior Producer: Joey McCarthy Social Producer: Emma Jackson Exec Producer: Amie Bennett Filmed at www.westdigitalstudios.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Must Read Research on Global Research Unlocked, Candace Browning explores a broadening opportunity set across markets and industries. We examine the rapid expansion of the space economy and how advances in launch and satellite infrastructure are reshaping connectivity and computing. We also look beyond the U.S. and China for the next wave of AI beneficiaries, highlighting the countries best positioned to capitalize on both AI buildout and long-term productivity gains. The discussion then turns to Europe, where earnings momentum is improving for the first time in years, and to the Research Investment Committee's latest views on opportunities beyond crowded market leadership as signs of economic and earnings broadening continue to emerge.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Please join our US economist and rates strategists for their weekly rates call to cover (1) commodity risks for global rates & curves and (2) US CPI preview & US inflation pricing implications. The call will took place on Friday, July 10, 2026 at 9 AM ET, 2 PM BST,3 PM CEST.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Featured on WGN Radio's Home Sweet Home Chicago on 07/11/26: Mark Milstein of Peak Utility Brokers introduces himself and his company to WGN listeners. Listen as Mark discusses their new Battery Program featuring a whole house backup battery for single family homes. Mark also highlights how Peak installs and provides batteries at NO COST to homeowners […]

Featured on WGN Radio's Home Sweet Home Chicago on 07/11/26: Jim Brown of The Sarah Leonard Team at Legacy Properties joins the show to talk about the biggest pricing mistakes sellers are making in today's market. To learn more about what Rob, Sarah, and her team can do for you, go to sarahleonardsells.com or call her at 224-239-3966.

Featured on WGN Radio's “Home Sweet Home Chicago” on 07/11/2026: Bob Schmitt of Junkluggers joins the show to inform WGN Radio listeners on how to spot Facebook Marketplace junk removal scams, compassionate tips for handling summer moves, downsizing, and estate cleanouts, and explains how donating and recycling can help local families. To learn more about […]

Chris and Dawn Bartolini, of Bartolini’s Restaurant in Midlothian, IL surprise David Hochberg and his guests with delicious meatballs, cannoli, and cheesecake in honor of the Bartolini’s Meatball Eating Contest at the St. Augustine's Church 77th Annual Fiesta! David Hochberg himself will be the honorary MC. Amateur competitive eaters have until July 17 to qualify […]

This week on Home Sweet Home Chicago, David Hochberg is joined by Jim Brown of Legacy Properties to talk about the biggest pricing mistakes sellers make in today’s market. Next, Bob Schmitt of Junkluggers talks Facebook Marketplace scams and compassionate tips for summer moves. Then, Mark Milstein introduces Peak Utility Brokers and talks about a […]

In this episode, Rick Rucker shares his journey from music to mortgage lending, emphasizing the importance of resilience, networking, and continuous learning in building a successful business. He discusses innovative lending products, market outlooks, and the value of mentorship and integrity in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Naresh drives for Rapido. When his phone died, so did his income — for seven days, until he could borrow enough to replace it.Until 2024, India's biggest consumer lenders had turned that exact vulnerability into a recovery tool. Miss an EMI, lose your phone. It worked so well that smartphone lending grew from 1% to nearly 40% of consumer borrowing in three years. Then the RBI banned it. Lending collapsed by 80%. Delinquencies rose. Rejection rates hit 50%.Now the tool is coming back. This time with guardrails. The question is whether they're enough.*We want to get to know you a little better. Tell us what you think about Daybreak here.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Everyone keeps asking me the same question right now. Is the housing market about to crash? Their neighbor said it. Their uncle said it at a cookout. Some guy on YouTube with a red arrow on his thumbnail said it.So I pulled the actual data instead of guessing.And what it shows is a market that's rebalancing, not collapsing. Lending is tight, prices are holding steady nationwide, and the fear everybody's repeating doesn't match what's actually happening in the numbers.In this episode, I break down our full 2026 market report, part one of a four part series, and walk through exactly what the data says before you make a decision based on a headline.I cover:- The affordability number that's driving today's market. - The one supply metric that tells you whether you're really in a buyer's market or a seller's market right now, no matter what it feels like- The profit number that just broke a two-year losing streak for flippers nationwideIf you've been sitting on the sidelines waiting for a crash, or you've been grinding through a rough stretch and wondering if it's time to walk away, this data changes the calculation.I laid out every number behind this, market by market, so you're making your next move off facts instead of fear.Download the full 2026 market report:https://offers.7figureflipping.com/investor-market-report-pageLINKS & RESOURCES7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://www.7figureflipping.com/runway Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. What if the global geopolitical churn is actually creating opportunities to realign your portfolio? In part one of a two-part hosts-only episode of the Commercial Real Estate Podcast, powered by First National, Aaron Cameron and Adam Powadiuk discuss the current state of lending in... The post State of Lending Part 1: Why Capital Is Chasing Too Few Deals with Adam Powadiuk and Aaron Cameron appeared first on Commercial Real Estate Podcast.

Canadians investing in U.S. real estate often assume the financing process works just like it does at home—but that assumption can lead to costly mistakes. In this episode, Glen Sutherland sits down with cross-border mortgage expert Chris Micucci to break down the biggest lending misconceptions Canadian investors make and explain how U.S. investment financing really works. From DSCR loans and reserve requirements to closing costs, corporate structures, wire transfers, and choosing the right lender, you'll learn the practical lessons that can save you thousands of dollars and prevent deals from falling apart. Whether you're buying your first U.S. rental or expanding your portfolio, this episode will help you avoid the mistakes that catch many Canadian investors off guard. glensutherland.com/lenders The 13 Lending Mistakes Canadians Make: 1. Thinking you qualify based on your personal income Many Canadians assume U.S. lenders care about salary, T4s, tax returns, or employment. For DSCR loans, the property qualifies—not you. 2. Assuming you need perfect personal finances to buy Canadians often believe they need extensive financial documentation. In reality, many U.S. investment loans primarily focus on the property's cash flow and your down payment funds. 3. Believing Canadian mortgage rules apply in the U.S. Many investors expect pre-approvals, qualification rules, and lending policies to work the same way they do in Canada. They don't. 4. Getting pre-approved before finding the property In Canada, you're approved for a dollar amount. In the U.S., you're generally approved for a specific property that cash flows. Many Canadians misunderstand this difference. 5. Buying properties that are too inexpensive Ironically, smaller loan amounts are often harder to finance because many lenders prefer larger loans and higher-value properties. 6. Being surprised by U.S. closing costs Many Canadians experience sticker shock because title fees, lender fees, appraisals, escrow deposits, and other costs are itemized instead of hidden in the mortgage. 7. Waiting until the last minute to transfer money International wire transfers can be delayed by compliance reviews or audits. Waiting until the week of closing can jeopardize the deal—and potentially your earnest money deposit. 8. Waiting too long to set up your U.S. entity and EIN Many investors don't realize that obtaining an EIN can take weeks, especially during busy IRS periods. Waiting can delay financing and closing. 9. Setting up the wrong ownership structure Some Canadian tax structures work well legally but are difficult—or impossible—for many U.S. lenders to finance. Structuring without considering lending requirements can create expensive delays. 10. Not having enough reserve funds Many first-time investors budget only for their down payment. Most lenders also expect to see several months of mortgage reserves in a U.S. bank account. 11. Shopping only by interest rate A lower rate isn't always the better loan. Points, lender fees, closing costs, and how long you plan to hold the property all matter. 12. Comparing different loan products as if they're identical Many investors compare refinance quotes, construction loans, fix-and-flip loans, and purchase loans without realizing they're completely different products. 13. Using lenders who don't understand Canadian investors One of the biggest mistakes is working with lenders who primarily serve Americans. They may quote attractive terms initially, only for underwriting to discover you're Canadian and change the loan shortly before closing

Housing markets are constantly evolving, and success often comes down to adapting to changing conditions. While today’s environment looks different than it did just a few years ago, builders who understand local demand and make strategic decisions continue to find ways to grow.  On this week’s episode of Atlanta Real Estate Forum Radio, Host Carol Morgan welcomes Geoff Deckelbaum, principal of SRP Lending, to discuss why disciplined planning and private lending continue to help builders and investors succeed in today’s Atlanta housing market.  Private Lending Creates Opportunities in a Changing Market  As traditional banks tighten lending standards, private lenders are giving qualified builders and investors another path to financing. Atlanta-based SRP Lending evaluates each project individually, helping clients move forward when conventional financing may not be the right fit.  That relationship-driven approach allows experienced builders and investors to pursue projects that make sense for today’s market while maintaining sound underwriting standards.  Demand Still Exists for the Right Product  Many large production builders continue navigating slower sales and growing inventory, while buyer demand remains strong in established neighborhoods. Smaller builders are capitalizing on that demand by purchasing vacant lots or older homes and replacing them with new construction or thoughtfully renovated homes.  “The opportunity is to go into a market where you can see that there’s pent-up demand,” Deckelbaum said. “If you deliver the right product, there are buyers for it.”  Those trends reflect changing buyer preferences. Homebuyers increasingly seek move-in-ready homes and are willing to pay a premium for updated properties that don’t require immediate renovations or repairs.  Let the Market Determine the Price  Successful projects begin with the market, not the budget. Builders must first determine what buyers are willing to pay in a neighborhood, then evaluate whether construction costs support a profitable investment. Comparable sales, future competition and local demand should shape every project before construction begins.  “You can’t price your end product based on your cost,” Deckelbaum said. “The market dictates your sales price.” By understanding both current inventory and upcoming competition, builders can better position their homes to sell while protecting their margins.  Affordability Remains Front & Center  Affordability continues to influence nearly every segment of the housing market, especially for first-time buyers. While Atlanta remains more affordable than many major metropolitan areas, the gap has narrowed considerably, which makes attainable housing increasingly important. Smaller builders often cannot offer the financing incentives available through national builders, so competitive pricing becomes one of their greatest advantages. Efficient floor plans, practical finish selections and thoughtful budgeting can help deliver quality homes at attainable price points.  Pricing Realistically Protects Profitability  Homes are taking longer to sell than they did just a few years ago, making carrying costs an increasingly important consideration for builders and investors. Interest payments, maintenance expenses and extended market time can quickly reduce profits. Pricing appropriately from day one not only improves the likelihood of a faster sale but also helps avoid the perception that something is wrong with the home after extended time on the market.  “If you overprice it when you first list a house, buyers are almost going to penalize you until you drop the price below where you should have initially priced it,” Deckelbaum said.  Looking Ahead to 2027 Market conditions are expected to remain relatively stable through the rest of 2026. If inflation eases and consumer confidence improves, lower interest rates could help accelerate housing demand in 2027. Until then, builders who understand local demand, price projects realistically and deliver move-in-ready homes will be best positioned for success. Even in a challenging market, thoughtful planning and disciplined execution continue to create opportunities.  For more information about SRP Lending's financing solutions, visit www.SRPLending.com.  About SRP Lending  SRP Lending is a leading private money lender providing quick, flexible, and straightforward loan options for builders and contractors. With a customer-centric approach, SRP Lending prioritizes efficiency, flexibility and customer control over the lending process, offering an effective alternative to traditional bank financing. For more information, contact SRP Lending at 678-592-7176 or visit www.SRPLending.com.  Podcast Thanks       Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com.        About Atlanta Real Estate Forum Radio       Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post SRP Lending: Opportunity Is Still Out There for Builders appeared first on Atlanta Real Estate Forum.

What's the worst band name of all time? Is there a golden month for Netflix releases? Why can't East 17 get back together? Richard Osman and Marina Hyde answer questions on set list faux pas, underwhelming comebacks, and whether The Beatles is a good band name...or not. The Rest is Entertainment is brought to you by Octopus Energy, Britain's most awarded energy supplier. Lloyds. 250 years on and still backing the nation's aspirations. Lending is subject to status. You could lose your home if you don't keep up your mortgage repayments. Conditions apply.1996 average first-time buyer deposit based on Office National Statistics House Price Index data. Summer sale is here: get an annual membership for a third off with code SUMMER26. That's ad-free listening, every bonus episode, and full access to our exclusive members' series. Sale ends August 31st, so grab it before summer's over. For more Goalhanger Podcasts, head to www.goalhanger.com Video Editor: Max Archer Assistant Producer: Imee Marriott Senior Producer: Joey McCarthy Social Producer: Emma Jackson Exec Producer: Sam Psyk Filmed at www.westdigitalstudios.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Who is funding the students that India's banks won't touch?Propelld is one of India's largest education-focused lenders, giving loans to roughly 1.5 lakh students every year — matching SBI — with a team a fraction of the size and no branch network. In a single financial year it now disburses more education loans than SBI did in six years of its history.Victor started Propelld in 2016 with a thesis born out of a Milton Friedman paper: a good student should never have to walk away from a good opportunity just because they don't have the money. Propelld hit its stride by going exactly where traditional lenders refuse to — 70% of its borrowers come from tier-3 cities, a segment banks treat as too risky.Instead of chasing the safe 1% of students at IITs and IIMs, Victor made a bet most lenders never make. He built the ability to underwrite the end-use itself — a "Crystal score" for institutes and courses that measures employability and real ROI. The result: NPAs held at ~1%, roughly one-tenth of what banks see the moment they step outside tier-1.Victor has a clear view of where lending goes next. In a post-LLM world, risk, distribution, and fulfillment get radically more efficient — one person already drives ₹50 crore of disbursal a year, and OPEX is projected to fall toward 2% at ₹6,000 crore AUM. His ranking never changes: NPAs first, unit economics second, growth third.If you are excited about how AI is rebuilding lending — and who gets to dream bigger because of it — this episode is for you.00:00 - Trailer00:50 - The two numbers that tell Propelld's story01:55 - Why 70% of borrowers come from tier-3 cities02:21 - How NPAs stay at 1%02:52 - Why education is a great asset class04:04 - Building a "Crystal score" for institutes and courses05:31 - End-use control: why an education loan isn't a personal loan06:27 - Why banks only lend to IITs and IIMs08:36 - Measuring employability to underwrite the end-use10:23 - 10 years at the intersection of fintech and edtech11:46 - Why education financing is only ~5% penetrated17:53 - Do India's graduate really not get a job?21:12 - The 8% data point, and quantifying ROI22:24 - The social mobility no one can price25:39 - From IIT Madras and a global bank to building Propelld27:41 - How the post-LLM world rewires lending30:26 - How fast an institute gets onboarded and a loan disbursed32:12 - Profitable at a ₹1 lakh ticket size34:13 - The financials: doubling revenue, holding costs flat to FY3037:19 - Lending as an ecosystem enabler, not just a loan39:33 - The most valuable courses in a post-LLM world41:40 - The bet on arts graduates as coding gets commoditized43:32 - The Milton Friedman paper that started it all46:53 - 100 investors, and the few who said yes48:33 - Co-founding with school friends since class 650:24 - Settling disagreements over food and Hampi trips51:31 - The most common mistake fintech founders make52:51 - The one metric that ranks above everything: NPAs-------------India's talent has built the world's tech—now it's time to lead it.This mission goes beyond startups. It's about shifting the center of gravity in global tech to include the brilliance rising from India.What is Neon Fund?We invest in seed and early-stage founders from India and the diaspora building world-class Enterprise AI companies. We bring capital, conviction, and a community that's done it before.Subscribe for real founder stories, investor perspectives, economist breakdowns, and a behind-the-scenes look at how we're doing it all at Neon.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/beneon/Twitter: https://x.com/TheNeonShowwConnect with Siddhartha on:LinkedIn: https://www.linkedin.com/in/siddharthaahluwalia/Twitter: https://x.com/siddharthaa7-------------This video is for informational purposes only. The views expressed are those of the individuals quoted and do not constitute professional advice.Send us Fan Mail

Lending money to friends can quickly become a relationship killer, fast food's newest competition may be coming from the grocery store, and Chrysler parent Stellantis is bringing its tiny Fiat Topolino EV to the U.S.

Is Taylor Swift the ultimate 'star-fucker'? Why is Katie Price an unstoppable force? Will Sky's purchase of ITV be a success? Taylor Swift and Travis Kelce finally tied the knot this weekend in Madison Square Gardens, with a select guest list of... 1,000 celebs. Richard Osman and Marina Hyde ask why someone would choose such an insane location, and if they'd have liked an invite to the epic nuptials themselves. Katie Price has been one of the UK's most fascinating, and troubling, British celebrities of this century. We look at her journey from Page 3 starlet to the ultimate reality star in light of the new Sky documentary about her life. Sky has confirmed that they will purchase ITV for £1.6bn. What does this mean for the industry and audiences? Recommendations: Katie Price: Nothing To Hide (Sky) Monopoly Deal (Game) No Name - Wilkie Collins (Book) Live tournament football (FIFA World Cup) The Rest is Entertainment is brought to you by Octopus Energy, Britain's most awarded energy supplier. Lloyds. 250 years on and still backing the nation's aspirations. Lending is subject to status. You could lose your home if you don't keep up your mortgage repayments. Conditions apply. 1996 average first-time buyer deposit based on Office National Statistics House Price Index data. Summer sale is here: get an annual membership for a third off with code SUMMER26. That's ad-free listening, every bonus episode, and full access to our exclusive members' series. Sale ends August 31st, so grab it before summer's over. For more Goalhanger Podcasts, head to www.goalhanger.com Video Editor: Adam Thornton & Caroline Kaye Assistant Producer: Imee Marriott Senior Producer: Joey McCarthy Social Producer: Emma Jackson Exec Producer: Sam Psyk Filmed at www.westdigitalstudios.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Travis and producer Eric react to a recent Gary Vee interview and dive into a conversation about personal responsibility, financial independence, and why blaming your circumstances can keep you stuck. Through personal stories, parenting lessons, and a few lighthearted sports debates, they explore how ownership—not entitlement—is the foundation for long-term success. On this episode we talk about: Why financial independence changes your relationship with your parents The hidden cost of entitlement and constantly relying on others for support How struggle builds confidence, resilience, and self-reliance The importance of separating gratitude from criticism in family relationships Why money solves money problems—but not personal responsibility Top 3 Takeaways If you're financially dependent on someone, approach that relationship with gratitude and accountability rather than resentment. Temporary financial struggles are often opportunities to develop the skills and confidence needed to become truly self-sufficient. Lending or borrowing money can strain relationships, so it's important to establish healthy boundaries and prioritize trust over financial dependence. Notable Quotes "Money only solves your money problems." "The solution isn't an influx of cash—the solution is replacing the income." "Take some damn responsibility for your life." Connect with Travis Chappell: Instagram: https://www.instagram.com/travischappell LinkedIn: https://www.linkedin.com/in/travischappell Website: https://travischappell.com A Word from Our Sponsors: - Visit DrinkAG1.com/TMM to get a free AG1 Travel Case with 7 free AG1Travel Packs in your Welcome Kit with your first AG1 subscription order while supplieslast.  - Go to Leesa.com for 30% OFF select mattresses (through July 12, 2026) PLUS get an extra $50 off with promo code TMM, exclusive for my listeners  - To learn more about Mode Mobile and its investor community, go to https://invest.modemobile.com/travismakesmoney -Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Crypto News: The White House meets with law enforcement groups to resolve CLARITY Act objections, with Senate Majority Leader Thune suggesting he may bring the bill to a floor vote in July. J.P. Morgan broadens blockchain settlement network as banks modernize cross-border payments. BlackRock pushes deeper into DeFi with Ethena integration. Ripple wants institutions to borrow against tokenized assets on XRPL.Brought to you by

GTA 6 pre-orders are live, the price is confirmed, and the internet is melting down — so naturally that's the whole episode. Raz and Jake break down the $80 standard / $100 Ultimate pricing, the "physical copy" that's really just a download code in a box with no disc, and whether you're actually losing anything (spoiler: lending to your buddies, and not much else). Then it's the free-market case for why $80 is eminently fair, the cost-per-hour argument that makes GTA the cheapest entertainment on Earth, and the uncomfortable truth that the loudest complainers have already pre-ordered. Then, meanwhile: EMPULSE. The $15 Titanfall-like from the Splitgate devs launched into early access with no store, no battle pass, and no microtransactions — and the guys explain, with the utmost confidence and zero gameplay watched, exactly why it's dead on arrival. Paint bombs included. Plus: 50 million GTA 6 pre-orders, companies closing on launch day, and a $1,000 bet on EMPULSE failing inside three months. 0:00 — Intro & "we have no likes" cold open 1:34 — GTA 6 pre-orders are live: $80 standard, $100 Ultimate 2:58 — The "code in a box": a physical copy with no disc 4:47 — Is the disc even a loss? Lending, Blockbuster, PS2 days 9:00 — Servers, Stop Killing Games & whether discs matter anymore 12:17 — Onto pricing: is $80 fair? "That person does not exist" 15:31 — The $100 Ultimate Edition: scam or just a menu? 19:22 — Does $80 GTA give every other studio license to charge $80? 23:00 — Big Macs, Netflix & the "communists in our comments" tangent 31:00 — Cost-per-hour: video games are the cheapest entertainment on Earth 34:22 — The one scummy thing: PC release delayed behind console 39:59 — Back to physical ownership: resale, lending, longevity 43:13 — Did GTA kill the disc? No — it was already dead 1:00:30 — Why no disc, really: anti-leak vs. just cheaper (part 2) 1:05:20 — Ultimate Edition breakdown: tattoos, car finds, gang raid 1:06:30 — Day-one Ultimate content: cut from the base game? 1:06:40 — "We're going to pre-order anyway, aren't we?" 1:09:54 — Is GTA review-proof? Outrage-proof? The Kotaku prediction 1:11:06 — Vote with your wallet & why a boycott is inconceivable 1:18:40 — 50M pre-orders, $4B, companies closing on launch day 1:11:06 — MEANWHILE: EMPULSE, the $15 Splitgate-devs shooter 1:13:01 — "This game will fail" — the arena shooter genre is dead 1:18:10 — No store, no battle pass, no microtransactions = $60k revenue 1:23:31 — "60 grand, baby" & the $1,000 bet it fails in 3 months 1:30:20 — GTA vs EMPULSE juxtaposition & "consumer-friendly?" rebuttal 1:32:31 — Announcements: bonus eps, Patreon, shoutouts, sign-off _Note: timestamps may be slightly misaligned on podcast apps (but not on YouTube) due to dynamic ads._ The podcast is available wherever you listen to podcasts, and ad-free & early access versions - as well as bonus episodes - are available to all of our Patreon (https://www.patreon.com/thedropshot) supporters. We stream the podcast live on our YouTube (https://www.youtube.com/c/thedropshotpodcast) every Saturday morning at ~9 o'clock Pacific Time. We typically start the stream 30 minutes early to answer viewer questions, banter, and chat. Links for everything are below. Thanks for checking us out!