Podcasts about lending

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Best podcasts about lending

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Latest podcast episodes about lending

The Dave Ramsey Show
My Husband Won't Stop Lending His Mom Money

The Dave Ramsey Show

Play Episode Listen Later Mar 2, 2026 138:05


The John Batchelor Show
S8 Ep524: Veronique de Rugy reports that the Export-Import Bank is using rare earth minerals as a pretext to expand lending authority, primarily benefiting Boeing while failing to use existing China mandates. 14.

The John Batchelor Show

Play Episode Listen Later Feb 28, 2026 6:30


Veronique de Rugy reports that the Export-Import Bank is using rare earth minerals as a pretext to expand lending authority, primarily benefiting Boeing while failing to use existing China mandates. 14.1939 RIBBENTROP ARRIVES IN MOSCOW.

FT News Briefing
AI turns to a new type of lending

FT News Briefing

Play Episode Listen Later Feb 27, 2026 12:47


Paramount Skydance is poised to triumph in its bid to buy Warner Bros Discovery after Netflix said it would not boost its offer, tech companies are increasingly turning to loans backed by the chips on which their large language models are trained and the FT's George Steer explains how Wall Street is hedging against the tech stock sell-off . Plus, Berkshire Hathaway's new chief executive will send his first letter to investors on Saturday. Mentioned in this podcast:Paramount poised to clinch Warner Bros deal after Netflix walks awayTech groups turn to more chip-backed loans to fund AI arms raceWall Street turns to complex trades to dodge AI ‘implosions'Warren Buffett hands over Berkshire Hathaway's reins to Greg AbelBehind the Money podcast: Berkshire after BuffettNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Fiona Symon, Victoria Craig, and Sonja Hutson. Our show was mixed by Kelly Garry. Additional help from Michela Tindera, Gavin Kallmann and Michael Lello. Our executive producer is Topher Forhecz. Cheryl Brumley is the FT's Global Head of Audio. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

The Common Good Podcast
Faith, Finances, and First-Time Homebuyers with Mark Boone from All Citizens Lending

The Common Good Podcast

Play Episode Listen Later Feb 27, 2026 9:49


Brian From sits down with Mark Boone, owner of All Citizens Lending, to talk about navigating today’s confusing housing market with clarity and confidence. Mark shares how his faith shapes his approach to mortgage lending, why education—not pressure—is key for buyers, and what first-time homeowners need to know before they start shopping. It’s a hopeful, practical conversation about building wealth, stewarding finances wisely, and keeping faith, family, fitness, and financeSee omnystudio.com/listener for privacy information.

Leaders In Payments
The Signal: Embedded Finance - Building the Infrastructure Layer with Jaris Founder & CEO Chris Aristides | Episode 470

Leaders In Payments

Play Episode Listen Later Feb 26, 2026 25:03 Transcription Available


In this first episode of a new series on the Leaders in Payments podcast, host Greg Myers sits down with Chris Aristides, Founder and CEO of Jaris, to explore what it truly takes for payments companies and ISOs to remain competitive as the market shifts toward owned, embedded finance experiences.Chris brings an unconventional background to the payments world, having spent 22 years in the hedge fund industry as an analyst and portfolio manager before making the move into building a company. The conversation begins with the origin story of Jaris, which set out to bring a Square Capital-style lending product to the broader payments market. Rather than following the typical merchant cash advance route, Chris made the deliberate choice to build on a bank-backed model with a modern tech stack, prioritising regulatory alignment and a foundation flexible enough to eventually expand into multi-product banking services.A significant portion of the discussion centers on the complexity of working with legacy payment processors. Unlike vertical SaaS platforms, which offer high conversion and seamless integration, the legacy world is fragmented, running on outdated infrastructure with no easy outlet to plug into. Jaris has spent years building around this challenge, developing its own cloud-based core and processor-agnostic settlement infrastructure to bridge that gap.Chris also addresses the broader vision, making the case that lending alone is insufficient and that engaging the full merchant base requires a suite of products including instant payouts and commercial banking. He closes by framing Jaris not as a disruptor, but as a complement to the existing infrastructure, doing the hard work the industry has long needed done.

REI Rookies Podcast (Real Estate Investing Rookies)
Why 100% Loan-to-Cost Lending Is Working in the Midwest with Matthew Medrano

REI Rookies Podcast (Real Estate Investing Rookies)

Play Episode Listen Later Feb 25, 2026 44:34


Matthew Medrano shares how Dynamo Capital scaled from a $5M goal to a $100M+ private credit fund by focusing on speed, alignment, and Midwest lending.In this episode of RealDealChat, Matthew Medrano of Dynamo Capital breaks down how a frustrated mortgage broker built a direct lending fund focused on fast funding, flexible terms, and aligned incentives.We cover:Why Dynamo offers 100% loan-to-cost on select fix-and-flip projectsHow they structured their fund without the traditional “2 and 20” modelWhy Midwest lending looks different than Wall Street lendingThe painful lessons from 30 duplex developmentsScaling from a $5M goal to over $100M in just two yearsWhy doing the right thing simplifies decision-makingMatthew also shares how Dynamo uses AI and custom-built tech (including monday.com and in-house development) to free up staff for human interaction — not replace it. The result? More meaningful borrower relationships and better underwriting discipline.If you're raising capital, deploying capital, or borrowing capital — this conversation gives you a behind-the-scenes look at how a private credit fund really operates.

The Cashflow Project
Scaling a Lending Business: Dynamo Capital's Creative Approach to Investor Financing

The Cashflow Project

Play Episode Listen Later Feb 25, 2026 53:13


Welcome back to The Cashflow Project Podcast! In this episode, we sit down with Matt Medrano, managing partner and CRO of Dynamo Capital, Kansas' leading private lender. Matt shares his journey from working in foundation repair to building a fast-growing lending company focused on creative financing solutions. We dive into how Dynamo's approach—including DSCR loans, portfolio consolidation, and entity-only lending—gives investors flexible capital beyond traditional banks. Packed with real-world lessons on resilience, relationship-building, and smart problem-solving, this episode delivers practical insights for investors and entrepreneurs ready to level up. [00:00] "Reframing Goals and Career Realizations" [06:28] "Sales Role in Home Solutions" [07:37] Costly Home Repairs Explained [11:37] Adapting to Work Challenges [15:27] "Redefining Success Through Storytelling" [19:14] Perseverance, Pivoting, and Hindsight [21:21] "Connections Through Collected Jerseys" [25:47] "Rethinking Lending with a 'Why?'" [26:46] "Challenges in Midwest Loan Brokering" [30:43] "DSCR Loans for Investors" [34:42] $50K Profit Investment Deal [38:40] Startup Struggles and Triumphs [41:38] "Scrappy, Solution-Driven Fund Managers" [44:11] "Real Estate to Wall Street" [46:03] Raising Lending Standards Locally [51:01] "Future Success and Growth Ahead" [52:38] "Connect, Act, & Stay Tuned" Connect with Matt Medrano! LinkedIn Website Instagram Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

AlphaTalk
Inside Auto Lending: How Dealer Decisions Shape Every Deal

AlphaTalk

Play Episode Listen Later Feb 25, 2026 25:19


In this episode, Bryan Haakenson sits down with Heidi McMillen, Chief Revenue Officer at OttoMoto, to talk through how auto lending really works behind the scenes. With experience across underwriting, banking, and automotive technology, Heidi explains how the lending process has changed over time. From manual reviews to AI-driven decisioning and fraud detection, she breaks down what actually happens after a deal is submitted and why approvals and pricing land where they do. The conversation also digs into fraud, synthetic identities, and the growing role of lender aggregators in today's market. Heidi shares practical insight into how dealer behavior affects lender relationships and long-term portfolio performance. Together, she and Bryan discuss why it matters to understand what lenders are really looking for and how the right mix of technology, relationships, and back-end products leads to better outcomes for everyone involved.

FCAT Crypto Briefâ„¢
Linking Up: How Institutions Are Reshaping Blockchain

FCAT Crypto Briefâ„¢

Play Episode Listen Later Feb 25, 2026 30:29


As crypto continues to evolve, institutions are entering the fold. In this episode of the FCAT Crypto Brief, the team breaks down why TradFi players—including banks, asset managers, and infrastructure providers—are moving into DeFi, as well as key considerations surrounding the adoption of real‑world assets, on-chain lending, and settlement at an institutional scale. Listen in as our hosts explore recent developments across DeFi and TradFi, unpacking the forces driving strategy and adoption across the financial world. Episode Topics:  [0:00] Intro [1:23] News Rundown [6:07] Banks & Lending [9:00] Infrastructure Providers [11:13] TradFi Adoption [14:36] Application vs. Protocol [18:25] On-Chain Lending [24:17] Regulatory Shifts [27:52] Final Thoughts & Outro Stay connected with us beyond the podcast by following FCAT on, Instagram, LinkedIn, and X, where we share additional insights and updates on all things emerging tech.  Whether you're crypto-curious or have a crypto foundation, Fidelity may have your next career opportunity. EXPLORE NOW. Please remember: this podcast is solely for informational and educational purposes and is not investment, tax, legal or insurance advice. Digital assets are speculative and highly volatile and you should conduct thorough research before you invest. To learn more, visit: fcatalyst.com FMR LLC. © 2026 FMR LLC. All rights reserved. Chapters (00:00:00) - Intro(00:01:23) - News Rundown(00:06:07) - Banks & Lending(00:09:00) - Infrastructure Providers(00:11:13) - TradFi Adoption(00:14:36) - Application vs. Protocol(00:18:25) - On-chain Lending(00:24:17) - Regulatory Shifts(00:27:52) - Final Thoughts & Outro

Northern Colorado Real Estate Ramp Up
Grey Rock Realty Podcast Ep. 40 | Divorce + The Family Home: Refinance, Sell, or Assume?

Northern Colorado Real Estate Ramp Up

Play Episode Listen Later Feb 24, 2026 40:29


Divorce isn't just emotional — it's financial restructuring.In this episode of the Grey Rock Realty Podcast, we sit down with Cat Barnett, a Certified Divorce Lending Professional (CDLP) with 25 years in mortgage lending, to break down what really happens to the house during a divorce in Colorado.We cover:• When to talk to a lender during divorce (hint: earlier than you think)• Cash-out refinance vs. rate & term refinance• How alimony and child support affect mortgage qualification• VA loan assumptions during divorce• Why most people who keep the house sell within 3 years• Common attorney blind spots• The danger of quitclaiming off title• Why selling before the divorce is final can backfire• How to protect your credit if one spouse keeps the homeThis gets technical fast — because real estate, lending, and divorce law intersect in complicated ways.If you're navigating divorce and real estate in Northern Colorado, lean into specialists who understand how these pieces fit together.Contact Catherine Barnett: team@loanfit.us | loanfit.us | https://form.jotform.com/260495276369167

Smart Property Investment Podcast Network
THE PROPERTY NERDS: Why Australia's lending landscape just changed forever

Smart Property Investment Podcast Network

Play Episode Listen Later Feb 24, 2026 23:23


In this episode of The Property Nerds, hosts Arjun Paliwal and Jack Fouracre unpack the sweeping changes hitting Australia's lending landscape, what they mean for serious property investors, and how non-bank lenders are entering the void. The duo breaks down why major banks are tightening trust and company lending, following regulatory pressure from the Australian Prudential Regulation Authority, and why longstanding strategies built on "endless borrowing" are rapidly disappearing. They explore how lenders such as Macquarie Bank helped fuel aggressive trust lending in recent years, and why those policies are now being quietly wound back amid heightened scrutiny. Listeners will also gain clarity on how new anti-money laundering rules will impact not just banks and brokers, but also investors, adding layers of administration, cost, and complexity to trust lending structures. Paliwal and Fouracre then explain why non-bank lenders are stepping in as major banks retreat, how brokers now facilitate close to 80 per cent of Australian lending, and why having an investment-specialist finance team has become non-negotiable for portfolio builders.

How to Buy a Home
First Time Homebuyer Lending Options 2026: How to Find the Best Deal when Shopping for a Mortgage (Interview)

How to Buy a Home

Play Episode Listen Later Feb 23, 2026 57:41


Think you need to wait until you're “ready” to talk to a lender? Think again. In this episode, David sits down with expert lender Kelly Cort to explain why early conversations — even a year or two in advance — can save you time, money, and stress. If you're serious about buying a home, this is the episode that could change your entire timeline. Most first-time buyers delay talking to a lender because they think they're not ready — not enough savings, credit isn't perfect, or they're “just researching.” But that delay can cost you. In this episode, David and seasoned mortgage pro Kelly Cort bust that myth wide open. They explain how early lender conversations don't require a pre-approval or credit pull, and how they help you create a custom financial game plan for buying a home — not just a mortgage estimate. From understanding soft vs. hard credit pulls to when you can actually lock in an interest rate, this episode walks you through everything you didn't know you needed to know. You'll learn how to use cash strategically, why down payment assistance isn't just for low-income buyers, and why obsessing over interest rates can distract you from building real buying power. Whether you're buying in six months or two years, this is the knowledge first-time buyers rarely get — and absolutely need. “Just because you can qualify for a $400,000 home doesn't mean you should.” Highlights Why “getting pre-approved” shouldn't be your first step — and what to do insteadThe truth about credit pulls, pre-approvals, and when they actually matterWhat a discovery call is (and why it could change your whole plan)Why some people who “qualify” still feel house-poor — and how to avoid itDown payment assistance myths: who actually qualifies and how to find outUnderstanding rate locks, points, and whether it makes sense to “float” your rateReal talk about affordability: what you can buy vs. what you should buyReferenced Episodes424 - First Time Home Buyers: Chloe & Eduardo Close on a Home (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)247 - INTERVIEW: Tips from Expert (Unicorn) Realtor & Lending Team - VA First Time Home BuyerCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

BofA Global Research Podcasts
Supply and demand in US bond markets

BofA Global Research Podcasts

Play Episode Listen Later Feb 23, 2026 12:45


Please join Ralf Preusser in conversation with Yuri Seliger and Meghan Swiber to discuss supple and demand in US bond markets. Strong supply in credit has been well absorbed, helped by a significant reduction in risk delivery to the private sector by US Treasury. Inflows are robust, supported by attractive yields and until recently lower rate vol. We can also observe growing appetite to extend along the UST curve, in particular among domestic investors.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

CIO Weekly Investment Outlook
Supreme Court strikes down tariffs: what's next for markets?

CIO Weekly Investment Outlook

Play Episode Listen Later Feb 23, 2026 12:36


The US Supreme Court ruled that a broad swath of President Trump's tariffs are illegal, but there is still much to sort out after the decision, says Deepak Puri, the Private Bank's Chief Investment Officer for the Americas. “It's not the time to really change your asset allocation or portfolio construction, because I feel that a lot of this was already sort of baked into the market reaction,” Deepak says. “I don't think last Friday's decision really rules out or addresses the issue of potential refunds, which is what the market really wants more clarity on. But if made, those refunds could total around $170 billion. So there might be some uncertainty there.” In the week ahead, some key earnings reports are likely to get a lot of attention, Deepak says. “The bulk of the fourth-quarter earnings is behind us, but still some of the key players are going to be reporting this week” he says, noting some major technology names. But for the year ahead, “The key question is going to be whether the trend of the strongest earnings growth that we have seen in the technology sector stays with us in 2026.”For more investing insights, please visit wealth.db.com.In Europe, Middle East and Africa as well as in Asia Pacific this material is considered marketing material, but this is not the case in the U.S. No assurance can be given that any forecast or target can be achieved. Forecasts are based on assumptions, estimates, opinions and hypothetical models which may prove to be incorrect. Past performance is not indicative of future returns.Performance refers to a nominal value based on price gains/losses and does not take into account inflation. Inflation will have a negative impact on the purchasing power of this nominal monetary value. Depending on the current level of inflation, this may lead to a real loss in value, even if the nominal performance of the investment is positive. Investments come with risk. The value of an investment can fall as well as rise and you might not get back the amount originally invested at any point in time. Your capital may be at risk.The services described in this podcast are provided by Deutsche Bank AG or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Deutsche Bank AG is subject to comprehensive supervision by the European Central Bank (“ECB”), by Germany's Federal Financial Supervisory Authority (BaFin) and by Germany's central bank (“Deutsche Bundesbank”). Brokerage services in the United States are offered through Deutsche Bank Securities Inc., a broker-dealer and registered investment adviser, which conducts investment banking and securities activities in the United States.Deutsche Bank Securities Inc. is a member of FINRA, NYSE and SIPC. Lending and banking services in the United States are offered through Deutsche Bank Trust Company Americas, member FDIC, and other members of the Deutsche Bank Group.The products, services, information and/or materials referred to within this podcast may not be available for residents of certain jurisdictions. © 2026 Deutsche Bank AG and/or its subsidiaries. All rights reserved. This podcast may not be used, reproduced, copied or modified without the written consent of Deutsche Bank AG. 030620 030121

Home Sweet Home Chicago with David Hochberg
Superintendent Snelling: Vest-a-thon support shows Chicago still backs its police

Home Sweet Home Chicago with David Hochberg

Play Episode Listen Later Feb 21, 2026


Superintendent Larry Snelling joins David Hochberg to talk about the courage and dedication of officers like Juan Alba-Chavez, who was shot six days on the job yet remains willing to make the ultimate sacrifice to keep the city safe. He highlights how much it means to Chicago police officers to see the support from listeners […]

Home Sweet Home Chicago with David Hochberg
Home Sweet Home Chicago (02/21/26): 6th Annual CPD Vest-a-thon

Home Sweet Home Chicago with David Hochberg

Play Episode Listen Later Feb 21, 2026


In Order of Appearance: David Hochberg is joined in studio by 19th Ward Alderman Matt O'Shea and Chicago Police Memorial Foundation Executive Director Maureen Biggane to host this year's sixth annual Vest-a-thon. The show begins with Chicago Police Memorial Foundation Executive Board President Sandra Wortham, who shares the story of her brother, Chicago Police Officer Thomas E. Wortham IV, […]

KVNU On Demand
Senior Moments: Understanding Reverse Mortgages with Beam Lending

KVNU On Demand

Play Episode Listen Later Feb 21, 2026 27:58


 Understanding Reverse Mortgages with Beam Lending

Purpose Driven FinTech
The $443 Billion AI Lending Bias: Why 65% of Good Customers Get Declined | Carla Canino, Founder and CEO Kindlee

Purpose Driven FinTech

Play Episode Listen Later Feb 20, 2026 53:10 Transcription Available


In this pod,Carla Canino, CEO of Kindlee AI, shares with us how AI bias is costing lenders $443 billion annually and what financial institutions can do about it.Key highlights:• 65% of loan declines are actually creditworthy customers being misclassified by biased AI models• Traditional lending models ignore 23% disabled, 20% elderly, and 22% neurodiverse populations• Small banks waste $4-5M annually on operational friction caused by bias in customer interactions• European AI Act requires independent third-party auditing of high-risk AI systems• Inclusive lending models can increase profitability while ensuring regulatory complianceWe also go personal, and Carla shares her journey from payments expert to solo founder, explaining how her experience as a disabled immigrant showed her gaps in financial services that inspired her to start a company that solves for these.She demonstrates why reducing bias isn't just about social responsibility - it's about capturing enormous untapped market opportunities while maintaining risk standards and regulatory compliance.Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes.Socials:

Property Apprentice Podcast
OCR Holds at 2.25%, ASB's 5% Deposit Hack & Rents Drop (Week in Review)

Property Apprentice Podcast

Play Episode Listen Later Feb 20, 2026 16:04 Transcription Available


Send Us A Message! Let us know what you think.Is the property market officially shifting gears?In this episode of The Week in Review, Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a sudden surge in tourism and migration that has the broader economy starting to hum, and discuss why the Reserve Bank holding the OCR steady at 2.25% cements a "higher for longer" interest rate environment.We also cover a massive win for first-home buyers as ASB joins the Kāinga Ora 5% deposit scheme with a unique lending advantage, plus a look at why the government just slashed Auckland's long-term housing targets by 400,000 homes.Key Topics Covered:Migration & Tourism: How the late-2025 rebound is setting the stage for a housing revival.First Home Buyers: Why ASB's entry into the 5% deposit scheme—and their acceptance of two boarders' income—could boost your buying power.Interest Rates: What the OCR pause at 2.25% means for your fixed-rate mortgage strategy.Auckland Zoning: The government's U-turn on Plan Change 120 and what it means for character neighbourhoods.Market Data: Cotality's February update showing flat property values and a welcome drop in rents.

Real Wealth Show: Real Estate Investing Podcast
2026 Lending Update: What Real Estate Investors Need to Know with Caeli Ridge

Real Wealth Show: Real Estate Investing Podcast

Play Episode Listen Later Feb 19, 2026 17:20


What's really happening in real estate lending right now? In this episode of Real Estate News for Investors, Kathy Fettke sits down with lending expert Caeli Ridge to break down the latest shifts in mortgage rates, credit conditions, and investor financing. Are lenders tightening? Is capital becoming more expensive? And what should real estate investors expect in 2026? Caeli shares insights on underwriting standards, liquidity in the lending markets, and how today's rate environment is impacting both short-term and long-term investment strategies. If you're planning to buy, refinance, or scale your portfolio this year, understanding where credit markets stand is critical. Tune in to get clarity on interest rate trends, lending availability, and how to position yourself for opportunity in today's evolving market.

Straight Up Chicago Investor
Episode 433: Chicago Building Code Violations with Zack Limbaugh

Straight Up Chicago Investor

Play Episode Listen Later Feb 19, 2026 54:34


Zack Limbaugh of the Limbaugh Law Firm returns to dive deep on code violations including top pitfalls to avoid! Zack starts by explaining the 101 on buying properties with building code violations! He discusses top lending considerations when attempting to finance a property with violations. Zack dives deep on common code violations, how owners get notified, and how to mitigate your risk! Throughout the show, Zack provides insights on handling various code violation scenarios to give you an edge against the competition! If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ============= Guest: Zack Limbaugh, The Limbaugh Law Firm Link: Zack's LinkedIn Link: SUCI Ep 333 - Zack Limbaugh Link: SUCI Ep 79 - Gary Davidson Link: Essentialism (Book Recommendation) Guest Questions:  02:35 Housing Provider Tip - Understand the true costs of not allowing pets in your rentals! 04:44 Intro to our guest, Zach Limbaugh! 10:23 Buying a property with code violations. 16:48 Lending considerations for violations exist. 23:52 Protecting yourself against fines for code violations! 31:03 Ensuring violations are found during due diligence. 43:15 Common violation tickets to watch out for! 50:35 Crazy code violation stories! 51:17 What is your competitive advantage? 51:32 One piece of advice for new investors. 51:39 What do you do for fun? 51:51 Good book, podcast, or self development activity that you would recommend?  52:03 Local Network Recommendation?  52:18 How can the listeners learn more about you and provide value to you? ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.

Thinking Crypto Interviews & News
GOLDMAN SACHS CEO BIG BITCOIN NEWS! DEUTSCHE BANK RIPPLE XRP!

Thinking Crypto Interviews & News

Play Episode Listen Later Feb 19, 2026 21:20 Transcription Available


Crypto News: Goldman Sachs CEO David Solomon said he owns only a small amount of bitcoin but is closely watching the cryptocurrency as part of a broader shift in financial technology. Deutsche Bank is partnering with Ripple to potentially utilize the XRP Ledger.Brought to you by

Leaders In Payments
The Signal: Embedded Finance: Lending as a Platform Feature with Aarati Soman, Parafin & Jaron Ruckman, NMI | Episode 468

Leaders In Payments

Play Episode Listen Later Feb 19, 2026 23:51 Transcription Available


Payments leaders are feeling the squeeze of shrinking margins, price-driven churn, and rising expectations from merchants who want funding that feels as seamless as a card transaction. We sat down with Aarati Soman, Head of Product at Parafin, and Jaron Ruckman, Product Manager at NMI, to map the new playbook: embedded lending that meets merchants where they already work, backed by real-time data, AI-driven underwriting, and modular infrastructure that launches fast and scales cleanly.We unpack how moving capital inside your existing workflows changes the relationship with your merchants. Instead of sending them to third-party portals or closed ecosystems, you present pre-underwritten offers based on sales data, bank transactions, and relevant third-party signals. Machine learning models spot revenue patterns, seasonality, refunds, disputes, and expense profiles; LLMs structure unstructured data to speed decisions. The impact is tangible: faster approvals, fairer pricing, higher eligibility for SMBs that banks often overlook, and the kind of stickiness that turns payment processing from a commodity into a growth engine.Aarati outlines how Parafin carries the heavy lifts - capital, risk, servicing, and compliance so partners can focus on distribution and experience. Jaron shares how NMI's API-first approach and embeddable components get partners live with offers before any deep development, with the option to integrate more tightly over time. We explore strategic positioning against Stripe and Square, why contextual placement at the point of pain drives adoption, and where product innovation is headed: fit-for-purpose capital for inventory spikes, equipment, payroll, and beyond. We close with practical advice on choosing partners - breadth of products, ease of integration, transparency, and program durability so you avoid costly rip-and-replace cycles and deliver fast funding your merchants trust.

Home Sweet Home Chicago with David Hochberg
David Hochberg: Auto loan delinquency rates are up

Home Sweet Home Chicago with David Hochberg

Play Episode Listen Later Feb 19, 2026


Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to the increase in delinquency for auto loan rates and this weekend’s WGN Radio Vest-A-Thon . He hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. […]

Bob Sirott
David Hochberg: Auto loan delinquency rates are up

Bob Sirott

Play Episode Listen Later Feb 19, 2026


Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to the increase in delinquency for auto loan rates and this weekend’s WGN Radio Vest-A-Thon . He hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. […]

Kollel Iyun Halacha
02.17.2026 Rav Uri Deutsch - AIA Yarchei Kallah - The Greatness Of Lending

Kollel Iyun Halacha

Play Episode Listen Later Feb 18, 2026 23:00


Kollel Iyun Halacha. Shuirim are held Sun-Thurs at 11 Gudz Road Lakewood NJ. For more info email: kih185miller@gmail.com

Property Profits Real Estate Podcast
Replacing Rentals with Lending Income featuring Jon Chan

Property Profits Real Estate Podcast

Play Episode Listen Later Feb 17, 2026 19:56


In this episode, Dave Dubeau chats with Hayato Hori, the brains behind a unique strategy targeting older, under-rented multifamily buildings in Chicago. Hayato breaks down how he's raising capital, optimizing rents through Section 8 housing, and creating stable returns for investors while offering affordable housing. Learn how he turned century-old properties into modern moneymakers. Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/ #multifamilystrategy #section8housing #propertyprofits

Credit Union Conversations
MBFS Quick Hits: Carrie Hutton's Trivia & Credit Union Lending Success

Credit Union Conversations

Play Episode Listen Later Feb 17, 2026 9:39 Transcription Available


Join host Mark Ritter for a refreshing twist on Credit Union Conversations as Carrie Hutton, MBFS's loan origination leader, trades business talk for outdoor adventures and friendly competition. From conquering fears on cliff-side hikes to camping in Montana's stunning Glacier National Park, Carrie reveals her family's passion for exploration before facing the ultimate challenge: an MBFS trivia showdown. Discover the impressive numbers behind MBFS's 2025 success, including $279 million in closed loans and nearly $3 billion in portfolio management, all delivered with humor, personality, and genuine insights into credit union excellence.What You Will Learn In This Episode:✅ How MBFS achieved remarkable credit union lending growth in 2025, closing $279 million in loans and underwriting 939 new loan origination deals while maintaining a portfolio approaching $3 billion.✅ The personal side of financial services leadership as Carrie Hutton shares her family's outdoor activities, including RV camping adventures, dispersed camping with solar panels, and exploring Glacier National Park in Montana.✅ Inside look at MBFS's operational excellence, including completing 621 annual reviews and serving credit unions nationwide through dedicated relationship managers and origination teams.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Carrie discusses outdoor activities, featuring hiking and kayaking adventures, and conquering the fear of heights01:33 RV camping stories, including trips to Montana, South Dakota, and dispersed camping with solar panels04:27 MBFS trivia challenge begins, covering 2025 achievements in loan origination and portfolio management07:16 Pittsburgh trivia round featuring Steelers Coach Mike Tomlin, Dan Marino, and Pirates pitcher Paul SkenesKEY TAKEAWAYS:

The Best of the Money Show
Reserve Bank to scrap prime rate, shift to repo as main lending benchmark

The Best of the Money Show

Play Episode Listen Later Feb 17, 2026 8:20 Transcription Available


Stephen Grootes speaks to Dr Roelof Botha, Economic Adviser at Optimum Investment Group, about the Reserve Bank’s plan to scrap the prime rate and rename the repo rate as the main lending benchmark. The move aims to modernise interest rate policy and improve transparency for loans. Analysts warn the transition could affect borrowers and banks, requiring careful management to avoid disruption. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Property Apprentice Podcast
Fixed Rates Surge, Resale Profits Return & Foreign Buyer Rules (Week in Review)

Property Apprentice Podcast

Play Episode Listen Later Feb 16, 2026 12:44 Transcription Available


Send Us A Message! Let us know what you think.The market is shifting gears—are you keeping up?In this week's Week in Review, Debbie Roberts unpacks the signals that matter most to your wallet. We are seeing a stabilizing market with resale profits ticking up, but a surprise surge in borrowers locking in 2-year fixed rates suggests the "floating rate" trend is over.Key Topics Covered:Resale Turnaround: 88% of sellers made a profit in Q4—has the market hit the bottom?Mortgage Trends: Why new lending hit record highs in December and why everyone is fixing for 2 years.Golden Visas: The foreign buyer ban softens on March 6th. We explain the strict $5m+ rules.Jobs & Inflation: Unemployment is up, but wage growth is down. What this means for the OCR.Solar Equity: Why retirees and renters are missing out on the solar boom.

The Best of the Money Show
Bowmans flags possible market inquiry into bank lending

The Best of the Money Show

Play Episode Listen Later Feb 16, 2026 7:02 Transcription Available


Stephen Grootes speaks to Xolani Nyali, Partner at Bowmans, about the firm’s warning that South Africa’s banks could face a potential Competition Commission market inquiry into their lending practices toward black-owned small businesses and SMMEs. The issue comes amid heightened scrutiny of access to funding for historically disadvantaged persons, ongoing investigations into aspects of banking conduct, and broader debates around competition and transformation in the financial sector. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 to 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Home Sweet Home Chicago with David Hochberg
Access Elevator: The benefits of a family-owned business

Home Sweet Home Chicago with David Hochberg

Play Episode Listen Later Feb 14, 2026


Featured on WGN Radio's Home Sweet Home Chicago on 02/14/2026: Accessibility Specialist Aimee Ferrarell joins the show to highlight the benefits of going with a family-owned business like Access and warns listeners on how to spot sales tactics others use to get you to buy subpar products. To learn more about what Access Elevator can […]

Home Sweet Home Chicago with David Hochberg
Rae Kaplan: Changes for Parent Plus Borrowers

Home Sweet Home Chicago with David Hochberg

Play Episode Listen Later Feb 14, 2026


As featured on Home Sweet Home Chicago on 02-14-2026: Attorney Rae Kaplan of Kaplan Law Firm joins David Hochberg to talk about the latest changes that are coming for Parent Plus Borrowers and the impacts the new laws will have. For more information, call 312-294-8989.

Home Sweet Home Chicago with David Hochberg
Home Sweet Home Chicago (02/14/26): Attorney Rae Kaplan of Kaplan Law Firm, and Aimee Ferrarell of Access Elevator.

Home Sweet Home Chicago with David Hochberg

Play Episode Listen Later Feb 14, 2026


We started this week's show by chatting with Attorney Rae Kaplan of Kaplan Law Firm to discuss the latest changes that are coming for Parent Plus Borrowers. Then, Accessibility Specialist Aimee Ferrarell of Access Elevator reminds listeners about the benefits of going with a family-owned business. As always, David takes calls from loyal listeners on this packed show!

Crazy Wisdom
Episode #531: Revenue-Based Lending Meets Crypto: Building Leviathan on Sui

Crazy Wisdom

Play Episode Listen Later Feb 13, 2026 53:46


In this episode of the Crazy Wisdom Podcast, host Stewart Alsop sits down with Lars van der Zande, founder and CEO/technical architect of Inkwell Finance, for what Lars describes as his first-ever podcast appearance. The conversation covers a wide range of blockchain infrastructure topics, including Lars's work with Sui and Solana blockchains, the innovative capabilities of Ika's programmatic wallets and blockchain of signatures, and how Inkwell Finance is building revenue-based financing solutions for on-chain entities—from AI agents to protocols. They explore the evolving landscape of crypto regulation, the merging of traditional finance with blockchain technology, the future of decentralized legal systems, and how the user experience barrier is being lowered through technologies that eliminate constant transaction signing. Lars also discusses Inkwell's embedded financing approach and their pre-seed fundraising round.Links mentioned:- Inkwell's website: inkwell.finance- Inkwell on Twitter: @__inkwell- Lars on Twitter: @LMVDZandeTimestamps00:00 Introduction to Inkwell Finance and Technical Architecture02:06 Understanding Sui and Solana: Blockchain Dynamics05:55 The Role of Ika in Inkwell Finance11:51 Leviathan: Revenue Generation and Financing in Crypto17:38 The Future of AI Agents and Programmatic Wallets23:23 Smart Contracts: Legal Implications and Future Directions25:06 The Future of Inqvil Finance25:42 Decentralization and Its Evolution27:32 The Merging of Traditional and Crypto Systems29:33 Global Financial Dynamics and Market Reactions31:48 The Collapse of Traditional Financial Systems32:46 Jurisdictional Shifts in the Crypto World33:59 Legal Systems and Blockchain Integration35:57 On-Chain Credit and Financial Opportunities39:29 The Role of AI in Finance41:30 Learning from Peer-to-Peer Lending History43:14 Disruption in Insurance and Risk Management44:54 On-Chain vs Off-Chain Data46:54 The Evolution of the Internet and Blockchain49:12 Future Subscription Models in BlockchainKey Insights1. Ika's Revolutionary Blockchain Signature Technology: Lars discovered Ika, a blockchain of signatures built on Sui that enables any blockchain transaction to be signed without revealing the underlying message. Using patented 2PC MPC technology, Ika splits key shares across validators and encrypts them in transit, performing complex cryptographic operations that allow smart contracts on Sui to generate signatures for transactions on any other blockchain. This eliminates the need to build separate smart contracts on each blockchain, fundamentally changing how cross-chain interactions work and opening possibilities for truly interoperable decentralized applications.2. Programmatic Wallets vs Traditional Wallets: Traditional wallets like MetaMask require manual user approval for every transaction through a front-end interface, but Ika's D-wallet introduces programmatic wallets with policy-based controls embedded in smart contracts. These wallets can execute transactions based on predetermined conditions checked against on-chain data like Oracle prices, without requiring individual user signatures. For example, a Bitcoin D-wallet can hold native Bitcoin without wrapping or bridging to a custodian, and smart contract policies determine when and how that Bitcoin can be transferred, creating unprecedented security and automation possibilities for decentralized finance.3. Inkwell's Revenue-Based Financing Model: Inkwell Finance is building Leviathan, a revenue-based financing platform for on-chain entities including protocols, AI agents, and individual traders with verifiable track records. Borrowers receive capital based on their on-chain performance metrics like sharp ratio and drawdown, with loan repayment automatically deducted from their revenue stream. The profit split structure allocates approximately 60% to borrowers, 30% to lenders, and 10% split between Inkwell and integrating platforms. This creates a sustainable lending model where flight risk is minimized through D-wallet policy controls that restrict how borrowed capital can be used.4. Wallet-as-a-Protocol and the Future of User Experience: The crypto industry is moving toward embedded wallet solutions that eliminate the friction of traditional wallet management, with Wallet-as-a-Protocol representing the next evolution beyond services like Privy and Dynamic. Unlike current embedded wallets that lock users into specific applications, Wallet-as-a-Protocol enables single sign-on across multiple applications while users maintain control of their keys. Combined with app-sponsored gas fees, this approach allows non-crypto-native users to interact with blockchain applications without knowing they're using crypto, removing the biggest barrier to mainstream adoption and creating web2-like user experiences on web3 infrastructure.5. AI Agents as Financial Entities: AI agents are emerging as revenue-generating entities with on-chain transaction histories that create verifiable track records for creditworthiness assessment. Inkwell Finance is specifically targeting this market, recognizing that AI agents will need wallets and capital to operate effectively. The programmatic nature of D-wallets pairs perfectly with AI agents, as policy controls can restrict agent behavior to specific smart contract interactions, preventing unauthorized fund transfers while allowing automated trading or revenue generation. This creates a new category of borrower that operates 24/7 with completely transparent performance metrics, fundamentally different from traditional loan recipients.6. Cross-Chain Liquidity Without Asset Transfer: Ika's technology enables users to take loans against revenue generated on one blockchain and deploy that capital on entirely different blockchains without moving their original liquidity positions. For instance, someone earning yield on Sui's Fusol protocol could borrow against that revenue stream and deploy capital on Solana opportunities, effectively creating multiple on-chain businesses that generate their own credit scores and revenue to service debt. This ability to read state across different blockchains from within smart contracts opens possibilities for multi-chain strategies that don't require withdrawing capital from productive positions, maximizing capital efficiency across the entire crypto ecosystem.7. The Convergence of Traditional Finance and Crypto Infrastructure: The regulatory landscape is rapidly evolving with initiatives like the Genius Act and Clarity Act creating frameworks where traditional financial systems merge with crypto infrastructure through mechanisms like stablecoins backed by US treasuries. Companies are increasingly establishing entities in the United States to access capital networks and Delaware's established legal framework while issuing tokens through jurisdictions like Switzerland. This hybrid approach, combined with emerging concepts like Gabriel Shapiro's "cybernetic agreements" that make smart contract parameters legally enforceable in traditional courts, suggests the future isn't pure decentralization but rather a sophisticated integration of on-chain and off-chain legal and financial systems.

Onramp Media
Bitcoin Is Down 50% and No One Knows Why

Onramp Media

Play Episode Listen Later Feb 13, 2026 75:48


The Last Trade: Onramp COO Nick DeLozier joins the crew to break down bitcoin's mysterious 50% drawdown, record-high global uncertainty, the stablecoin Trojan horse thesis, and what's next for multi-institution custody.---

BofA Global Research Podcasts
German fiscal & market implications

BofA Global Research Podcasts

Play Episode Listen Later Feb 13, 2026 13:49


Please join Ralf Preusser for a discussion on the German outlook with Evelyn Herrmann, Sphia Salim and Michalis Rousakis. We will explore the view on the German fiscal implementation, its impact on the growth profile in 2026-27 and the challenges ahead. We will also present our EUR rate and German yield forecasts as well as our takeaways for the EURUSD outlook.   Disclosure: You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.  

CRE Exchange: Commercial Real Estate, Property Valuations, Real Estate Analytics and Property Tax

Bank lending standards are easing, CRE financing competition is rising, and even office is seeing selective reengagement. In this episode, our hosts, Omar Eltorai and Cole Perry, share and discuss the latest SLOOS data, earnings insights from major banks and asset managers, county-level GDP data, consumer sentiment, and small business optimism. Featuring a special conversation with Andrew Pabon, Director of Debt Advisory at Altus Group, on the latest trends from Altus Group's Debt Capital Market Survey.Key moments01:47 Stat of the Day: Multifamily property age03:09 Senior Loan Officer Opinion Survey insights07:48 ADP employment data analysis10:07 County-level GDP data breakdown16:19 Consumer and business sentiment reports20:58 Earnings season highlights27:55 CRE Debt Capital Market Survey results with Andrew Pabon47:02 Upcoming Data Releases and AnnouncementsResources mentionedReonomy: https://www.altusgroup.com/solutions/reonomy/ Senior Loan Officer Opinion Survey: https://www.federalreserve.gov/data/sloos/sloos-202601.htm ADP Employment Report: https://adpemploymentreport.com BEA County-Level GDP & Personal Income: https://www.bea.gov/news/2026/gross-domestic-product-county-and-personal-income-county-2024 University of Michigan Consumer Sentiment: https://www.sca.isr.umich.edu/ NFIB Small Business Optimism Index: https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-remains-above-52-year-average/ Altus Debt Capital Market Survey: https://www.altusgroup.com/featured-insights/cre-debt-capital-markets-survey-registration/ Altus Connect: https://www.altusgroup.com/connect/

Hey Docs!
From Student Loans to Practice Loans: Financial Insights with Matt Kroeker from Bank of America

Hey Docs!

Play Episode Listen Later Feb 12, 2026 39:18


"It's just expensive to do it these days." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen and Matt Kroeker discuss the current state of lending in the healthcare industry, particularly for young doctors looking to start or acquire orthodontic practices. They explore the importance of financial preparation, the evaluation process for existing practices, and the rising costs associated with starting a new practice. Matt emphasizes the need for young doctors to build a strong support team and to understand the allocation of loan funds. The discussion also highlights the importance of saving and being financially prudent to ensure success in practice ownership. Connect With Our Guest Matt Kroeker - https://sbbankers.bankofamerica.com/matthew-kroekerTakeaways Matt Kroeker has 15 years of experience at Bank of America focusing on healthcare lending.The lending landscape is currently stable with increased loan amounts for startups.Young doctors should focus on financial preparation during their education.Credit card debt can significantly impact future borrowing capabilities.Having savings set aside is crucial for new practice owners.Evaluating existing practices involves analyzing actual financials and cash flow.Startup loans often have a graduated payment structure to ease financial pressure.Building a strong support team is essential for success in practice ownership.Construction and technology costs have significantly increased for new practices.It's important to understand how loan funds will be allocated in a startup.Chapters 00:00 Introduction03:30 Current Lending Environment06:06 Financial Advice for Young Doctors10:31 Evaluating Practice Purchases13:58 Markers for a Healthy Practice17:00 Balancing Practice Purchase with Additional Workl20:39 The Importance of a Supportive Team23:41 Discussing Startup Costs and Loan Structures26:17 The Reality of Startup Loans and Financial Flexibility31:56 The Importance of Financial Planning and Safety Nets34:35 Final Thoughts on Acquisitions vs. Startups36:24 Contact Info Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

BofA Global Research Podcasts
Emerging markets may be at the beginning of a multi-year run

BofA Global Research Podcasts

Play Episode Listen Later Feb 12, 2026 18:47


Improving fundys, metals among reasons for EM optimism David Hauner argues that Emerging Markets (EM) remain a compelling opportunity, supported by favorable macro, valuation, and structural tailwinds. A weaker USD, low real US rates, and improving fundamentals across many EM economies echo past multi‑year periods of strong EM performance. After more than a decade of underallocation, global investors are beginning to return, though positioning remains well below historical norms. Metals‑producing countries are also benefiting from energy‑transition and AI‑driven demand. David also highlights risks around EM sentiment, the USD, and the Fed-currently supportive but vulnerable to higher inflation and tighter financial conditions. Even so, the improvements cited suggest selloffs are likely to attract dip buyers.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

CRE Fast Five
2026 CRE Outlook: From Freeze to Recalibration (Princeton Keynote Replay)

CRE Fast Five

Play Episode Listen Later Feb 12, 2026 41:48


Enjoy this full replay of Karly Iacono's keynote presentation from the 2026 Princeton Real Estate Market Forecast event.In this session, Karly breaks down why 2026 is shaping up to be a year of clarity as the real estate market thaws and expectations reset. She highlights the economic backdrop, the state of the capital markets, and the most important trends across office, retail, industrial, and multifamily assets.You'll hear what's beginning to stabilize, where pricing is shifting, and why disciplined underwriting is more critical than ever. Karly also explores how emerging technologies, including artificial intelligence, are starting to transform commercial real estate workflows and reshape risk management.Key Timestamps: • 00:07 Introduction • 01:49 Economic impacts to CRE • 06:26 Capital markets • 08:06 Buyer mix • 10:32 Lending profile • 13:43 Cap rates • 14:33 Office • 18:17 Retail • 23:02 Industrial • 26:16 Multifamily • 29:03 Future of CRE: technology and tools shaping workflow + risk analysis • 40:22 2026 summary • 41:02 Where to learn more + connectRead CBRE's U.S. Real Estate Market Outlook for 2026: https://www.cbre.com/insights/books/us-real-estate-market-outlook-2026#commercialrealestate #realestate #marketoutlook #economicoutlook #capitalmarkets #realestateinvesting #marketforecast #cre Warning-IRS Circular 230 Disclosure: CBRE and its affiliates do not provide tax advice and nothing contained herein should be construed to be tax advice. Please be advised that any discussion of U.S. tax matters contained herein is not intended or written to be used, and cannot be used, by the recipient of any Information for the purpose of avoiding U.S. tax-related penalties; and was written to support the promotion or marketing of the transaction or other matters addressed herein. Accordingly, any recipient of this video should seek advice based on your particular circumstances from an independent tax advisor. You also agree that the information herein down not constitute legal or other professional advice and you should obtain legal advice from a qualified attorney licensed in your state. The opinions contained in this video are those of Karly Iacono and may not represent those of CBRE. All content is for educational purposes only. The following content may contain the trade names or trademarks of various third parties, and if so, any such use is solely for illustrative purposes only. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with, endorsement by, or association of any kind between them and CBRE or Karly Iacono.

The Shaun Thompson Show
Democrat Proclivites

The Shaun Thompson Show

Play Episode Listen Later Feb 11, 2026 106:27


The Epstein Files are full of big, big Democrat donors. PLUS, Michele Steeb, founder of Free Up Foundation and author of Answers Behind the RED DOOR: Battling the Homeless Epidemic, talks to Shaun about the Homeless Industrial Complex's spike in homelessness and how their illusions of solutions exacerbate the homelessness problem. And David Hochberg, mortgage and real estate expert and VP of Lending for Team Hochberg, tells Shaun how he continues to call out Toni Preckwinkle and Fritz Kaegi's incompetence and failure when it comes to getting property tax bills out on time.See omnystudio.com/listener for privacy information.

democrats lending toni preckwinkle fritz kaegi team hochberg
Financial Commute
Asset-Based Lending: Collateral and Downside Protection w/ WhiteHawk

Financial Commute

Play Episode Listen Later Feb 10, 2026 24:05


In this episode, Wealth Advisor Mike Rudow sits down with John Ahn, Founder and CEO of WhiteHawk Capital, to explore how asset-based lending offers a uniquely resilient approach to private credit. John explains why WhiteHawk underwrites every loan to the worst-case scenario and how focusing on real, liquid collateral has allowed them to never lose money on a loan, even when borrowers fail. This conversation provides insight into how downside protection drives durable income.Tune in if you're interested in…How asset-based lending differs from traditional private creditWhy collateral quality and liquidity matter more than company successHow WhiteHawk has generated returns even through bankruptciesThe role of covenants, loan-to-value discipline, and ongoing monitoringWhy dislocation in credit markets can benefit asset-based lenders

Coffee w/#The Freight Coach
1383. #TFCP - Smarter Finance: Avoiding the Lending Traps Killing Small Fleets!

Coffee w/#The Freight Coach

Play Episode Listen Later Feb 9, 2026 32:18


If you're locking in the wrong contracts or risking your business with bad financing, this episode with Rob Misheloff of Smarter Finance USA explains why you need a smarter freight pricing strategy, cautious contract bids, and strong carrier relationships to stay profitable in today's volatile transportation market. Rob covers the current trucking financing challenges, from equipment costs doubling and tighter credit markets to the reality of personal guarantees, common predatory lending scams, and the financial mistakes first-time owner-operators make when they don't know their true cost per mile. We also discuss the best truck financing practices, including why OEM dealers should be your first stop, when banks make sense, and how trusted brokers can help when options get tight—so you can protect your cash flow, avoid risky contracts, and build a trucking business that actually lasts!   About Rob Misheloff Robert is the founder of Smarter Finance USA (Smarter Equipment Finance LLC). After spending 10 years running a marketing company that served equipment finance and small-business finance brands, he built Smarter Finance USA to address a recurring problem he saw across the industry: when small businesses couldn't access bank loans, many were pushed into opaque financing processes where critical details were unclear until late in the deal. Robert's work centers on helping business owners and commercial sellers understand the real terms behind equipment and commercial vehicle financing - how offers are structured, where costs hide, and how to protect against common traps such as rate/term misrepresentation, conditional approvals, fee stacking, and deposit scams. His insights have been featured in industry outlets including Manufacturing.net and Overdrive Online.  

comedy4cast comedy podcast
The Arcana Unity

comedy4cast comedy podcast

Play Episode Listen Later Feb 9, 2026 12:12 Transcription Available


The truth is out there, and now it's organized. Logic is a fickle thing, especially when everyone seems to have their own version of it. Put on your tinfoil hat and adjust your antenna, because things are about to get uncomfortably organized. Finding Logic within The Arcana Unity In this episode, Jess Krazier takes a stab at nighttime radio with "Is That Right?". His first guest is a man who is both secretive and terrible at hiding his identity. It seems this shadowy figure has developed a digital solution to the world's most baffling contradictions. The Conspiracy Reconciliation Algorithmic Processor is a revolutionary program designed to smooth over all those stubborn wrinkles. Just feed in the problem and it turns a mountain of clashing theories into one smooth, dramatic narrative. But can it handle the problems Jess's callers give it?  "The Arcana Unity" is waiting for those brave enough to stop asking "why" and start asking "how does this all fit together?" The phone lines are open and the truth is waiting. Listen to the latest episode now and decide for yourself what's real. Lending there voice in this episode, as Dirk and Caller Number Two is Nathan Alvord. >> Special Guest: Nathan Alvord>> You can also support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on BlueSky, Instagram, Facebook, MeWe, and Mastodon >> Give us a call via the Super Secret Phone Line (213) 290-4451>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.

BofA Global Research Podcasts
Cyclical rebound triggers rotation and rate risk; productivity placates

BofA Global Research Podcasts

Play Episode Listen Later Feb 9, 2026 23:51


Cyclicals vs. Tech: Positioning for broadening growth Mark Cabana and Savita Subramanian discuss whether there's evidence of a cyclical upswing in economic data, and the extent to which that's impacting companies and stocks. They also delve into whether such improvement is even as positive as it would seem given it could result in higher long rates and a Fed that's less able to cut. It's important to note that our economics team expects more cuts from the Fed this year so an environment of no cuts is not our base case but it's useful to discuss the possibility. Mark explains the important role that productivity plays and how it can alleviate much of this rate risk. A combination of better growth and productivity improvements could be quite positive for certain parts of the market too and Savita offers why she doesn't think improvement is fully priced into the sectors and stocks that would benefit. We also discuss another potential risk to rates-US dollar weakness and whether Mark sees any evidence of de-dollarization that could lead to a treasury selloff.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Drury Outdoors 100% Wild Podcast
How to Finance Your First Hunting Property: Expert Land Lending Secrets | 100% Wild Ep. 460

Drury Outdoors 100% Wild Podcast

Play Episode Listen Later Feb 6, 2026 73:19


How to Finance Your First Hunting Property: Expert Land Lending Secrets | 100% Wild Ep. 460 Welcome to the premiere of our new special series, Cultivating Value, powered by Buckland Funding! In this first installment, Matt Drury and Tim Kjellesvik are joined by land lending experts Megan Cheek and Jamie Whitaker to pull back the curtain on the often-intimidating world of recreational land financing. Whether you are a first-time buyer dreaming of your own 20-acre sanctuary or a seasoned investor looking to flip a prime Midwest tract, this episode breaks down the nitty-gritty details of down payments, debt-to-income ratios, and credit scores. We dive deep into why treating land as an inflation hedge is a smart move in today's market and how to position yourself with a pre-approval so you don't miss out when that perfect piece of ground finally hits the market.   The conversation doesn't stop at the bank; we explore the psychological hurdles of taking the "scary plunge" into land ownership and the strategic benefits of 1031 exchanges for long-term wealth building. From analyzing Class-A soil productivity to understanding the impact of road access and easements on resale value, Megan and Jamie provide the "concierge" coaching every landowner needs. Plus, stay tuned until the very end for a massive DeerCast announcement regarding a new feature that will completely change how you analyze the topography and "nooks and crannies" of your property. 00:00:50 – Introduction to the "Cultivating Value" special series  00:02:40 – The Series Roadmap: Improving habitat to increase property value  00:05:35 – The origin of Buckland Funding: A bank built by hunters, for hunters  00:07:00 – Concierge Coaching: What makes a specialized land lender different?  00:10:40 – Credit Scores and Financials: What do lenders actually look for?  00:14:40 – The 25% Rule: Understanding down payments and leveraging equity  00:17:15 – Debt-to-Income (DTI): Finding the right size farm for your budget  00:20:45 – Refinancing Strategies: When does it make sense to cut your rate?  00:26:00 – Time vs. Risk: Should you pay off your home before buying land?  00:32:15 – The Power of Pre-Approval in a tight land market  00:43:00 – Logging & Timber Value: How resource management affects your loan  00:49:40 – 1031 Exchanges vs. Paying the Piper: Tax strategies for flippers  01:00:30 – Value Driver Challenge: Soil quality, access, and liquidity  01:12:10 – DeerCast Feature Launch: Lidar Maps and high-resolution topography  Join the Rack Pack Facebook Group :   / n73gskjt7bfb2ngc   Get ahead of your Game with DeerCast available on iOS and Android devices App Store: https://itunes.apple.com/us/app/deerc... Play Store: https://play.google.com/store/apps/de... Don't forget to stock up for your next hunt! 1st Phorm has you covered! Protein Sticks: https://1stphorm.com/products/protein... Level-1 Bars: https://1stphorm.com/products/level-1... Energy Drinks: https://1stphorm.com/products/1st-pho... Hydration Sticks: https://1stphorm.com/products/hydrati... Send us a voice message on Speakpipe! https://www.speakpipe.com/100PercentW... For exciting updates on what's happening on the field and off, follow us on social Facebook:   / officialdruryoutdoors   Instagram: @DruryOutdoors X:  @DruryOutdoors  Be sure to check out http://www.druryoutdoors.com for more information, hunts, and more! Music provided by Epidemic Sound http://player.epidemicsound.com/ #dodtv

Returns on Investment
Patient capital drives India's affordable home lending market + Nippon's foray into system-level investing

Returns on Investment

Play Episode Listen Later Feb 6, 2026 20:30


Host Brian Walsh takes up ImpactAlpha's top stories with editor David Bank. Up this week: How patient capital built India's booming affordable home lending market; Nippon Life Insurance's step-up to system-level investing in Japan (07:15); and, the push and pull behind growing interest in climate adaptation (13:20).Story links:"Key to India's booming affordable home lending market: Patient capital," by Shefali Anand“With 'people x planet', Nippon Life Insurance steps up to system-level investing,” by Erik Stein.“Rising risks and returns on resilience are the push and pull for climate adaptation,” by David Bank.

Stephan Livera Podcast
Are DLCs the Solution to Bitcoin Lending? with Matt Black & Jay Patel | SLP716

Stephan Livera Podcast

Play Episode Listen Later Feb 5, 2026 45:19


In this episode, Stephan Livera discusses with Jay & Matt the evolution of Lygos Finance, a company formed from the acquisition of Atomic Finance, focusing on decentralized lending using Discreet Log Contracts (DLCs). The conversation explores the growth of the Bitcoin collateralized lending market, the unique position of Lygos in offering non-custodial loans, and the role of Oracles in determining loan outcomes. The hosts delve into the flexible loan terms and competitive interest rates offered by Lygos, as well as the platform's global reach and future developments in user experience and funding mechanisms.Takeaways:

Private Lenders' Podcast
This Is How We Enter a New Lending Market (Steps 1 to 4) - #324

Private Lenders' Podcast

Play Episode Listen Later Feb 5, 2026 19:09


Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall This Is How We Enter a New Lending Market (Steps 1 to 4) - #324 In this episode of the Private Lenders Podcast, Jason and Chris break down exactly how they enter a new lending market, sharing the first 4 proven steps they've used to successfully expand into new metro areas and add millions in loan volume. If you're a private lender or hard money lender thinking about geographic expansion, this episode walks through the marketing, lead flow, and relationship strategies that actually move the needle—before underwriting a single deal.