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Brea and Mallory debate the rules of letting people borrow your books. Plus, they give advice on bloody library books, and recommend pre-historic fiction. Email us at readingglassespodcast at gmail dot com! Reading Glasses Merch Recommendations Store The Reading Glasses Book! Links - Reading Glasses Facebook Group Reading Glasses Goodreads Group Wish List Newsletter Libro.fm To join our Discord channel, email us proof of your Reading-Glasses-supporting Maximum Fun membership! Join us here! Books Mentioned - Half His Age by Jennette McCurdyA Lady of Rooksgrave Manor by Kathryn Moon Shaman by Kim Stanley Robinson Ivory Carver series by Sue Harrison Help support this show and unlock bonus content! Become a member at https://maximumfun.org/joinglasses
On this episode of Bulture podcast:Tia Kemp calls out Mona Love after she stated on her podcast that she was offended by the idea of collaborating with Tia Kemp and talks about her comedy shows.I would have thought Ella Mai concert would be a date night, but the whole city was there.Peacock just raised its prices again, with Premium Plus now hitting $19.99 a month. It's the platform's fourth hike in four years, joining Netflix, HBO Max, Disney+ and Apple TV Plus in the streamflation trend.Basketball Wives' alum CeCe Gutierrez's group photo sparks heated debate over black men dating outside their race.Prayers up for Quality Control co-founder Pierre “P” Thomas, who has reportedly been hospitalized after suffering a heart attack and is fighting for his life.Some NFL players can now return to college football if they are released from an NFL roster, following a judge's ruling.Anthony Edwards ordered to pay his second baby mama $14K/month for a child he claims he's never met, plus take out a $2.6M life insurance policy listing her as the primary beneficiary.Yo Gotti's, Memphis restaurant Privé has raised its minimum age to 30+, years after a dadly shting outside the restaurant left 2 people d*ad and 5 others injuredKeith Lee is stepping up for Gary, Indiana, after severe storms left residents dealing with power outages, property damage, and a need for essential supplies.B Hen & Jeff Teague were lost for words when Barbee said she wants her man to pay all her bills AND $10K a month so she can comfortably shop, travel & live her life.The family of Go-Go legend Chuck Brown says it no longer supports the annual Chuck Brown Day celebration in D.C., accusing event organizers of marginalizing the family and failing to respect its role in protecting Brown's legacy.YouTube is reportedly offering top creators millions of dollars to release their content on YouTube before Netflix.The Game sends a message to Kendrick Lamar on THE DOCUMENTARY 3.NFL star Rashod Bateman arrested after allegedly smashing his ex's car windows while their 3-month-old baby was inside.DeMar DeRozan is reportedly headed to Denver after agreeing to a contract with the Nuggets.Klay Thompson is expected to sign with the Miami Heat after clearing waivers following a contract buyout with the Dallas Mavericks,Rapper No Savage is wanted by police after he allegedly stole a packet of cigarettes, candy, condoms & noodles and told the cashier, “Everything was free today... Don't do anything stupid or I'll shoot you.”Chris Brown ex-housekeeper wins right to collect cut of his tour income over $13 million debt.Lending apps like Afterpay, Klarna, and Intuit are now offering "buy now, pay later" loans for people to use on electricity, insurance, dentist visits, rent, physicals, phone service providers, water bills, taxes, and their mortgage.
On today's episode, Editor in Chief Sarah Wheeler talks with NEXA Lending CEO Mike Kortas and UMortgage CEO Anthony Casa about NEXA's acquisition of UMortgage and how that affects their roles, their employees and brokers throughout the industry. Related to this episode: NEXA Lending acquires UMortgage, adds Anthony Casa to exec team HousingWire | YouTube HousingWire Mortgage Banking Summit – October 1 More info about HousingWire Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
Crypto News: Bitcoin's price rallies to $75,000 liquidating bears shorting as the US Treasury increases debt buybacks. Evernorth eyes DeFi opportunities as XRP Ledger weighs native lending. Elon Musk's X is exploring stablecoins to pay influencers and content providers.⭐️⛏️ GoMining is an All-in-one Bitcoin superapp to mine, earn and use BTC. They have 5 Million+ users and have been live since 2021. - https://link.gomining.com/c/2569792/3988365/54916
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Record decline in Chinese bank loan flows is only where this starts. It's what China's government did in response in announcing a major financial crackdown that really matters. Combined with the latest macro data, it is all leading to another real world example exposing the fallacy of interest rates. Eurodollar University's Money & Macro Analysishttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu
John is a highly respected leader in the alternative finance industry, bringing more than 17 years of experience building, scaling, and optimizing high-performing sales and funding organizations. Throughout his career, he has successfully launched over seven sales organizations and co-founded two funding companies, including one that achieved a successful exit at five times EBITDA and another that continues to fund more than $7 million monthly. Known for his expertise in alternative lending, sales leadership, and risk assessment, John has developed a reputation for building teams that excel in both customer acquisition and long-term client retention. His approach focuses on thoroughly evaluating business profiles and aligning funding solutions with the unique needs of each client, helping businesses secure the capital necessary for sustainable growth. In addition to his operational success, John is passionate about mentoring sales professionals, developing funding strategies, and navigating the ever-changing landscape of alternative finance. His insights on leadership, scaling organizations, business funding, sales excellence, and industry trends would provide tremendous value to your audience. During the show we discuss: Why paying more for capital can sometimes be the smarter business decision The bank-statement signals funders actually look at Why a "business credit card" may not actually build business credit How to go from alternative funding to traditional financing The 0% funding trap—and what to check before applying Why business owners get rejected even when they think they're ready How AI could eliminate huge portions of the traditional underwriting process Why the right funder should help you become more fundable—not just close today's deal Resources: LinkedIn: https://www.linkedin.com/in/jdicanio/ Website: https://directmerchantfunding.com/
The SMSF lending crackdown has changed the game. But with rates on hold and commercial lending gaining attention, investors have new finance strategies to consider. On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from FinnI Mortgages to discuss how the Reserve Bank of Australia's (RBA) decision to hold the cash rate and the end of self-managed super fund (SMSF) lending are reshaping investors' financial strategies. The trio examine the RBA's decision to hold the cash rate and the government's underestimated SMSF lending figures, exploring what both mean for mortgage holders, investors, developers and the broader property market. With residential SMSF borrowing now off the table, the trio explore the growing shift towards commercial property and lease-doc lending, where a property's rental income can help underpin the lending assessment. Tarrant, Loisance, and Arvanitopoulos also examine how these lending options could help investors with limited borrowing capacity but available equity, while weighing the risks before making a move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Send us Fan MailAgentic AI is coming to credit unions and Saris AI is helping lead the charge.What is Agentic AI? Agentic AI acts as an agent that autonomously executes multi-step workflows. That is, Agentic AI does. It doesn't tell you what to do. It does it for you.Saris AI says it can automate 70% of tedious, complex back office tasks. It delivers a 300% productivity increase. And 9.8x cost reduction.A core focus is lending, but Saris AI also helps with other areas of credit union operations that would benefit from automation. And that's lots of places.Does that sound like a revolution?On the show are Danial Jameel, Saris CEO and a co-founder, and Chase Clelland, SVP of People and AI at Grow Financial FCU, a $3.8 billion institution headquartered in Florida.Note that Clelland talks at length not only about the benefits of this agentic AI but how to prep employees in working with it. And Grow's policy is no staff reductions due to AI implementations. It's a good story about how to improve employee acceptance of these new tools that indeed represent an unfolding workplace revolution.As for exactly what's involved in the revolution - the technology - Jameel is the man to tell what this means for credit unions.Know this: Clelland is adamant that the credit unions that are embracing AI will soon be in a much better place than those that don't.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com And like this podcast on whatever service you use to stream it. That matters. Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto
Target Market Insights: Multifamily Real Estate Marketing Tips
Richard McGirr is the co-founder of Property Llama and Property Llama Capital, an income focused fund of funds sponsor that helps accredited investors turn underperforming real estate equity into passively managed, cash flowing investments. He also hosts Unlimited Capital on the Best Ever CRE network, where he covers capital raising, fund operations, and the business of building investment platforms. A lifelong entrepreneur, Richard started his first company in college and later spent eight years in China building a software engineering services firm to more than 85 employees. Wanting assets that worked for him instead of headcount, he moved into single family rentals and eventually partnered with Chris Lopez to launch Property Llama. Today his firm invests exclusively in debt funds, using a fund of funds structure to convert idle equity into contractual monthly income. Richard McGirr joins John to explain why so many long-term single family landlords are sitting on millions in equity while earning almost nothing in cash flow. Using data from roughly 6,000 rentals inside the Property Llama platform, where the average return is negative 1% cash on cash, Richard breaks down how a decade of appreciation and debt paydown quietly eroded return on equity. From there, the conversation turns to debt funds. Richard explains how hard money lending to flippers works, why six month loan terms and LTV cushions change the risk profile, and where the real danger sits. He also walks through the fund of funds structure behind Property Llama Capital, the fee discount he negotiated by committing scale, and the operational audit he runs on any lender before placing a dollar with them. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Re-underwrite your rentals at today's values, not your purchase price Track return on equity, not just cash flow, as debt gets paid down Debt funds pay contractual cash flow from day one, backed by an LTV cushion Shorter loan terms shrink the window for things to go wrong Fraud, not default, is the risk that wipes out lenders Diversify across a loan pool instead of funding one deal at a time Topics From Software Founder to Real Estate Investor Built a software engineering services firm in China to over 85 employees Left a headcount driven business in search of cash flowing assets Partnered with Chris Lopez by adding value to an already established operator Why the Average Single Family Rental Returns Negative 1% Roughly 6,000 rentals in the Property Llama system average negative 1% cash on cash Rents are flat or falling while insurance, vacancy, and CapEx climb Richard's own Colorado Springs rent fell about 30% after a supply wave The Return on Equity Problem The education industry teaches investors how to buy, not how to reassess what they own A property bought at a 7 cap can become a 3.5 cap when values outpace rents 80% LTV becomes 20% LTV, and returns slide from the high teens into single digits The Equity Rich, Income Poor Landlord Typical client holds 3 to 8 rentals with several million in equity near retirement Most target $10,000 to $20,000 a month and sit closer to $3,000 Cash out refinances no longer close the gap at current rates Debt Funds 101 A pool of performing loans secured by title on real property Hard money lenders fund flippers who need high LTV and five day closings Fully loaded returns run 15% to 18% including origination Why Hard Money Risk Is Structurally Lower Six month terms limit what can go wrong versus a ten year horizon A 25% LTV cushion rarely erodes inside six months Single family homes are the easiest real estate asset to liquidate Fund Investing vs. Lending on Your Own Private lending demands underwriting, fast closings, draw management, and workouts A single Denver flip loan can require $1.3 million of capital $100,000 into a fund buys a slice of 50 loans instead of one Lending Is a Real Operating Business Lenders run origination, marketing, servicing, and accounting departments On a 50 loan book, roughly 8% pays off every month and must be replaced Richard's largest lender partner employs 40 people Building the Fund of Funds Model Property Llama Capital launched asset light and headcount light by design Raising capital for another sponsor's deal without a license is a serious violation Committing $5 million earned a 30% fee discount, split evenly with LPs How Richard Audits a Lender Request written credit box, servicing, and draw processes Sample 20% of the loan tape and match a document to every step Verify title at the county and confirm payoff wires in the bank account
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Dante shares his journey into real estate investing, focusing on relationship-driven lending, market opportunities in multifamily properties, and the importance of authenticity and relationship building in business success. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
SMEs are central to the UAE economy, yet access to credit remains one of their biggest challenges.In this episode of Couchonomics with Arjun, Hassan Reda, Co-Founder & CPO of CredibleX, and Anand Nagaraj, Co-Founder & CEO of CredibleX, unpack why SME lending has remained difficult for banks and fintechs, and what needs to change to close the financing gap.They explain how embedded lending can solve the distribution problem, why working-capital finance requires a different approach to traditional business loans, and how better underwriting, alternative capital and AI could reshape SME financing in the UAE.
So. 16.08. um 10 Uhr: Kostenloses Live-Webinar zum Thema "Wenn deine Sicherheit am anderen hängt: Wie du emotionale Abhängigkeit löst – ob Single oder in Beziehung". Jetzt deinen Platz sichern! 30 Sekunden Zusammenfassung Warum es keine Schwäche ist, dass andere Menschen dich beruhigen – und wo genau die Grenze zwischen gesunder Co-Regulation und emotionaler Abhängigkeit verläuft Ninas Geschichte: „Ich weiß erst, wie es mir geht, wenn ich weiß, wie es ihm mit mir geht" – woran du erkennst, dass deine Sicherheit auf dem Grundstück des anderen steht Was eine berühmte Hirnstudie über Händchenhalten verrät: Verbindung ist Medizin – aber ein Zusatz, kein Ersatz Warum sich manche Trennungen wie Existenzangst anfühlen: Was die Forschung über den Verlust des eigenen Ichs nach einer Beziehung zeigt 4 konkrete Schritte, um deine Sicherheit zurück in dich zu holen – ob Single oder in Beziehung Du möchtest 1:1 an deinen Themen arbeiten? Dann fülle 7 Fragen aus und buche dir ein kostenfreies Erstgespräch zur HEARTset-Journey: Hier klicken! Hier gehts zum kostenfreien Videokurs "Deine erfüllte Partnerschaft startet hier": Hier klicken! Jetzt auf die Warteliste setzen für die neue Runde zum Beziehungssicher-Kurs: Hier klicken! Werde Heartset-Coach! Hier geht`s zur neuen Ausbildungsrunde: Hier klicken! Kostenfreier Bindungstypentest: Bist du Eisbär, Schwan oder Pinguin? Hier klicken! Podcastfolge zur Vertiefung: 7 Dinge, die du für dich selbst tun musst, bevor du jemanden liebst. Hier klicken! Quellen: Coan, J. A., Schaefer, H. S., & Davidson, R. J. (2006). Lending a hand: Social regulation of the neural response to threat. Psychological Science, 17(12), 1032–1039. Slotter, E. B., Gardner, W. L., & Finkel, E. J. (2010). Who am I without you? The influence of romantic breakup on the self-concept. Personality and Social Psychology Bulletin, 36(2), 147–160. Feeney, B. C. (2007). The dependency paradox in close relationships: Accepting dependence promotes independence. Journal of Personality and Social Psychology, 92(2), 268–285.
It's been a summer of extremes, and this week's Must Read Research highlights four themes shaping markets across regions and asset classes. Candace Browning, Head of Global Research at BofA Securities, reviews a powerful earnings season that continues to deliver broad-based EPS growth, even as investors become increasingly difficult to impress. The episode also examines mounting risks in European energy markets amid record temperatures and tightening gas inventories, the accelerating AI investment cycle driving memory demand following SK Hynix's landmark U.S. listing, and a potentially significant reshuffling of MSCI emerging-market indexes that could redirect billions of dollars in investor flows. Together, these developments offer a timely look at the forces influencing corporate profitability, energy security, AI infrastructure spending, and global capital allocation. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
Featured on WGN Radio's “Home Sweet Home Chicago” on August 8, 2026: Aimee Ferrarell, Accessibility Specialist at Access, joins the show to talk about overhead lift systems and how they can assist disabled users have more independence. Frank also talks about the toll caregivers take on when doing their best to help loved ones. To learn more about […]
Featured on WGN Radio's “Home Sweet Home Chicago” on August 8, 2026: Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins David Hochberg to discuss your portfolio, what’s at risk, any overexposure to AI or tech and ensuring your investments are as tax efficient as possible. Get a head start on your […]
Featured on WGN Radio's Home Sweet Home Chicago on August 8, 2026: Lindholm Roofing's Assistant Manager Mike Huston talks about the recent damaging weather and why some homeowners don’t necessarily need a brand new roof or replacement! Sometimes all it takes is an expert inspect from the folks at Lindholm Roofing. To learn more about what Lindholm […]
This week on Home Sweet Home Chicago, David Hochberg is joined by Aimee Ferrarell, Accessibility Specialist at Access talking about overhead lift systems, Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits talking about portfolio risks, and Lindholm Roofing's Assistant Manager Mike Huston talking inspections. As always David takes calls and texts from passionate listeners on […]
Please join Sphia Salim in conversation with Aditya Bhave, Mark Cabana and Meghan Swiber post-payrolls and US Treasury refunding. Given the limited guidance at last week's FOMC meeting and resulting US curve steepening, data has become an even stronger focal point for markets. We will discuss the implication of the NFP report for Fed speak, the September decision and US rates. We will also highlight any key takeaways from the Wednesday US Treasury refunding announcement. The call took place at 10am ET, 3pm BST, 4pm CET on Friday 7th Aug. Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
JPEG Trading Co-Founder Kevin March joins CoinDesk's Sam Ewen to break down how his firm is building end-to-end liquidity for new crypto assets and why DeFi lending is the innovation most likely to make the space useful long-term. He explains how tokenized stocks are seeing organic, consistent growth in 2026, why prediction markets are one of crypto's best UX wins yet, and what agentic AI trading actually looks like in practice. - Timecodes: 00:00 - JPEG Trading Founder Kevin March Joins CoinDesk 00:37 - What JPEG Trading Does and How It Started 04:39 - Why DeFi Lending Is Crypto's Most Important Innovation 09:44 - Borrowing Against Real-World Assets Without a Bank 12:19 - Tokenized Stocks Are Seeing Organic, Consistent Growth 15:30 - JPEG's Role in Prediction Market Liquidity 19:39 - The Reality of AI and Agentic Trading - JPEG Trading is a global proprietary trading firm specializing in cryptocurrency and decentralized finance markets. From market structure and liquidity provision to quantitative trading strategies, JPEG Trading operates across the full spectrum of blockchain-based assets. Follow @jpegtrading on X to stay ahead of the latest developments in digital asset markets: https://x.com/jpegtrading
Simon Erickson and Heather Horton break down Upstart Holdings (NASDAQ:UPST) Q2 2026 earnings, released the day before this live stream. New CEO Paul Gu, one of the company's original co-founders, posted his own recap directly on X just 100 days into the role, a move Simon highlights as a sign the company is finally learning to speak Wall Street's language rather than getting lost in the weeds of its AI credit models. Upstart uses proprietary AI models, drawing on more than 1,000 data points instead of a traditional FICO score, to originate consumer loans in a lending market Simon describes as worth more than a trillion dollars.The episode covers total loan originations of $4.2 billion, up 50% year over year across 558,000 loans, along with a breakdown of unsecured personal loan growth versus a rapidly scaling auto and home loan business. Simon and Heather also walk through Upstart's contribution profit, total net revenue, and its return to GAAP net income for the quarter, along with the company's newly reaffirmed three-year growth targets through 2028. They close with a discussion of Upstart's pending federal banking charter and what that could mean for how the company funds future loans.
Buying a condo may have just become more complicated. New mortgage rules from Fannie Mae and Freddie Mac require lenders to take a closer look at a condominium association's finances, insurance coverage, reserve funding, and building condition before many loans can be approved. In this episode, Kathy Fettke explains what changed, why regulators implemented the new rules, and what condo buyers and real estate investors should know before making their next purchase. Get your FREE out of state investing PDF at www.Realwealth.com/FiveQuestions. Source: https://www.fastcompany.com/91584458/new-condo-mortgage-rules-could-mean-delays-denials-and-higher-costs
Mortgage and real estate expert David Hochberg joins John Williams to talk about how hot the sellers market is in the Chicago area, Fed Chair Warsh keeping interest rates steady, a disappointing ADP job report, and to answer all of your mortgage and real estate questions. David hosts “Home Sweet Home Chicago” on Saturdays from […]
The opportunity to unlock new revenue doesn't always require finding new clients – sometimes it's about having different conversations with the ones you already have. Stephen Lew, state manager for NSW and the ACT at SME lender Lumi, joins In Focus to explore how SME lending is set to evolve over the next five years, from the rise of data-driven decision making to the expectation that brokers act as full-service credit advisers. Lew explores why more SMEs are looking to their broker for broader funding support and explains how Lumi Spark delivers real-time indicative quotes through a soft credit check in under five minutes. He also discusses how brokers can turn existing client relationships into an additional revenue stream without adding complexity to their workflow. Tune in to hear: Why working capital represents a significant revenue opportunity for mortgage brokers. How brokers can proactively identify funding opportunities in their existing client base. How Lumi Spark helps brokers generate indicative working capital quotes in minutes. And much more!
What if one of the market's most widely followed growth benchmarks is really just a bet on a few dozen stocks? This week, we explore rising concentration within major equity indices, how Russell reconstitution is reshaping portfolios, and where opportunities could emerge if market leadership broadens beyond Big Tech. We also examine an unlikely scarcity story: hazardous waste. With disposal capacity constrained for decades, critical waste infrastructure operators are benefiting from increasingly attractive industry dynamics. Finally, we discuss recent cracks in the AI trade as weakness spreads into high yield credit. We explore pressure on AI-linked data center bonds, the impact of new supply, and whether recent volatility may create opportunities for investors. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
The rules of property finance are changing. From SMSF reforms to new lending strategies, investors who understand where the market is heading could gain an edge. Forget interest rates. As self-managed super fund (SMSF), refinancing and commercial lending reshape investors' strategies, finance could become the biggest advantage in today's property market. On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance, principal of Finni Mortgages, to discuss the biggest changes happening across Australia's lending market. The pair examine the latest on the government's proposed SMSF borrowing ban, why industry figures suggest the policy may be based on flawed data, and the impact the changes could have on investors, developers, and new housing supply. They also explore how investors are adapting to a softer market through refinancing, equity releases, and cash-out strategies, while revealing how some lenders are changing their servicing rules to help borrowers increase their capacity. The duo then looks at the growing appeal of commercial property lending, lease-doc loans, and why investors who have reached their residential borrowing limits are increasingly looking beyond traditional finance. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
Featured on WGN Radio's “Home Sweet Home Chicago” on August 1, 2026: IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, talks about all the rules you want to know about when it comes to tax on tips, mandatory gratuities, overtime pay, and NIL income for student […]
Featured on WGN Radio's Home Sweet Home Chicago on 08/1/26: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl,' talks wasp nests and how they can make a deck unusable. Janelle also talks about the quarterly maintenance program that can help keep your property pest-free year-round. To learn more about Rose Pest Solutions and […]
Featured on WGN Radio's Home Sweet Home Chicago on 08/1/26: Dave Schlueter of the Law Offices of David R. Schlueter joins the show to talk about “seller’s remorse,” and what’s in play when a higher offer comes in on a home after it’s already in contract. To learn more about what Dave Schlueter can help you with, […]
This week on Home Sweet Home Chicago, David Hochberg is joined by Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl,' talking wasp nests, IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, talks about all the rules you want to know about when it comes […]
Media continues to promote scum and control the narrative. PLUS, Robert Bork Jr., President of the Antitrust Education Project and author of the new book The New Paradox: Antitrust and the Threat of Conservative Socialism, talks to Shaun about the new Big Tech antitrust, the government politicizing the markets, and he wonders if Trump is playing into corrupt hands when it comes to antitrust. And David Hochberg, VP of Lending for Team Hochberg at Atlantic Coast Mortgage, talks to Shaun about the Chicago mayoral candidates, the property tax bills still not going out on time in Cook County, and how the state of Illinois is ruining housing for everyone.See omnystudio.com/listener for privacy information.
Please join Sphia Salim for a discussion with the global rates team on the implications of all the central bank decisions taken this week. We will review the exceptionally uncertain Fed meeting and debate the outlook for 2y & 10y UST yields. We will also discuss the takeaways from the guidance provided by the BoE and BoJ. The call took place on Friday, July 31st, 2026. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
Unlocking new markets, from broadband to the moon The SpaceX IPO has renewed investor interest in the rapidly evolving space economy. But to understand the opportunity that space may present requires an understanding of launch costs and to what extent they can continue to decline. US Aerospace and Defense analyst Ron Epstein explains the economics underpinning the next phase of space development. Ron discusses how advances in rockets have already reduced launch costs from roughly $20,000 per kilogram to as little as $1,000-$2,000, with the potential to fall toward $100 per kilogram. The conversation explores the hurdles to and promise of further declines in costs, the importance of reusability and how dramatically lower launch costs, if achieved, could unlock new markets-from global broadband and orbital data centers to next-generation defense, space manufacturing, and lunar resource development. We also discuss some of the unique challenges space-based data centers-launch costs matter but so do cooling solutions. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
ATENÇÃO: ESTE EPISÓDIO ESTÁ COM O ÁUDIO ORIGINAL EM INGLÊS. SE QUISER CONFERIR UMA VERSÃO LEGENDADA EM PORTUGUÊS DA CONVERSA, ASSISTA AO EPISÓDIO EM: https://www.youtube.com/@StockPickersUMA INDÚSTRIA QUE CRESCEU RÁPIDO DEMAIS E A VISÃO DE QUEM ESTÁ DENTRO DE UMA DAS MAIORES GESTORAS DO MUNDO Neste episódio especial do Stock Pickers, Lucas Collazo recebe diretamente dos EUA a presença de Logan Nicholson, diretor e gestor de fundos de Private Credit da Blue Owl, para uma conversa sobre o mercado de private credit: um dos temas mais quentes e controversos de Wall Street. Com um episódio gravado na Expert XP 2026, Logan explica por que o crédito privado americano virou alvo de questionamentos de grandes bancos, como a Blue Owl enxerga o risco de defaults e má precificação, e por que a inteligência artificial - mais do que uma ameaça - pode ser o maior canal de distribuição e monetização para o software corporativo dos próximos anos. Logan ainda discute a competição entre gestores e explica por que a Blue Owl, um dos maiores players do mercado no mundo, está de olho no Brasil como mercado estratégico para diversificar sua base global de investidores. Um episódio para quem quer entender o que está realmente acontecendo no mercado que mais cresceu - e mais gerou debate - nos últimos anos. Quer ver mais conteúdos da Expert XP 2026? Confira a seleção do Stock Pickers dos melhores painéis e debates do maior festival de investimentos do mundo: https://www.youtube.com/playlist?list=PLKMyjSfLbYRM
SRI360 | Socially Responsible Investing, ESG, Impact Investing, Sustainable Investing
Max Bareiss, Head of Lending at Galaxy, sat down with me at the Injective Policy Summit to discuss the rapid growth of institutional crypto lending, Galaxy's digital asset services, and his outlook on the crypto market.⭐️⛏️ GoMining is an All-in-one Bitcoin superapp to mine, earn and use BTC. They have 5 Million+ users and have been live since 2021. - https://siagomininglatvia.sjv.io/aNLaRq
This week on Signals & Noise, Mark Cabana, co-head of Global Rates Strategy, breaks down the highly anticipated July FOMC meeting, explaining why markets face unusual uncertainty over the Fed's next move. He discusses the case for both holding rates steady and raising them and examines what a surprise hike could mean for Treasury yields, inflation expectations, and financial markets. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
Ever wonder how much debt is outstanding in the world? We go through that to kick off today's podcast. Plus, Robbie interviews Lower's Paul Zinn on how successful retail mortgage teams are staying competitive by evolving their sales strategies, investing in recruiting and developing top loan officers, and positioning their organizations to capitalize regardless of where we are in the market cycle. And we close with a look ahead to the Federal Reserve's meeting this week.Sponsored by Experian Verify, which provides mortgage lenders with automated income, employment, identity, and asset verification solutions that help accelerate underwriting while reducing fraud risk and manual documentation.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
This week on Must Read Research, we look back at prior semiconductor selloffs for clues on what may come next and revisit our recent Transforming World Conference for an understanding of the breakthroughs and challenges AI may create tomorrow. Power remains a key constraint for the technology, creating opportunities for traditional oil & gas companies. We also look at emerging market debt where asset class growth and historical returns should impress even AI investors. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
As AI enthusiasm drives markets to new highs, investors are increasingly asking whether the boom has become a bubble. In this episode of Signals & Noise, Ben Bowler and Arjun Goyal explore why today's AI-driven market shares many of the characteristics of past technological booms while arguing that the current cycle may still have room to run. They discuss BofA's proprietary Bubble Risk Indicator (BRI), a tool designed to identify bubble-like price behavior across asset classes, and explain why volatility often rises alongside prices during periods of intense investor optimism. The conversation examines how FOMO, uncertainty, and increasingly reflexive markets can create powerful momentum, as well as the practical implications for investors managing risk in AI-related equities, semiconductors, memory stocks, commodities, and other crowded trades. The key takeaway: in today's market, understanding psychology and market dynamics may be just as important as understanding fundamentals. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.
Featured on WGN Radio's “Home Sweet Home Chicago” on 07/25/2026: Mr. Floor himself, Igor Murokh, joins the program to talk about hardwood floor owners making mistakes without even knowing it. Igor talks about how Mr. Floor is leading the charge for cleaners and what listeners can do to save a lot of money. For more […]
This week on Home Sweet Home Chicago, David Hochberg is joined by Mike Epping of Center Guard Plumbing to talk about the heavy rains blowing through Chicago and how they can help you. Then, Bob Schmitt of Junkluggers informs listeners about batteries no longer being allowed in your trash. Next, Igor Murokh of Mr. Floor […]
Featured on WGN Radio's “Home Sweet Home Chicago” on 07/25/2026: Bob Schmitt of Junkluggers joins the show to inform Illinois residents that you can no longer throw batteries into the trash or recycling. Bob talks about a new statewide, manufacturer-funded drop off program. To learn more about what Junkluggers can do for you, go to www.junkluggers.com or give them […]
Featured on WGN Radio's Home Sweet Home Chicago on 07/25/26: Center Guard Plumbing's Mike Epping joins the show to talk about how they can help protect your home from the heavy rains plaguing Chicagoland. Go to wgnplumber.com or call 847-406-8883 to learn about what Center Guard can do for you. Use the word “Kevin” or “Cake” for a […]
Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall In this episode of the Private Lenders Podcast, Jason Balin and Chris Haddon dive into one of the hardest truths of entrepreneurship and private lending: sometimes you have to experience the mistake yourself before the lesson really sticks. After completing thousands of loans and navigating the real-world challenges of lending, Jason and Chris share the "hot stove" moments that shaped how they built a successful private lending business — from underwriting discipline and managing defaults to raising capital, avoiding distractions, and staying focused on what actually drives growth. They discuss why: Over-leveraging deals and offering 100% financing can create painful lessons Conservative underwriting protects your capital and your reputation Brokering loans and chasing every opportunity can distract from your core business Strong deals are the foundation for raising capital at scale Shiny object syndrome can pull entrepreneurs away from what actually makes money Building a successful hard money lending business isn't about avoiding every mistake — it's about learning quickly, adjusting your strategy, and creating systems that protect your borrowers, investors, and business. Whether you're a new private lender or an experienced lender looking to scale, this episode offers real-world lessons from the mistakes, challenges, and breakthroughs that come with building a lending company.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Rick shares his journey from traditional real estate to short-term rentals, the challenges of managing multiple properties, and innovative funding strategies. He discusses pivot moments, building a team, and the importance of relationships in real estate success. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
George Noble, CIO of Noble Capital Advisors and former Fidelity fund manager under Peter Lynch, returns with a stark warning: the global liquidity cycle has turned. Citing "liquidity king" Michael Howell, Noble argues that surging deficits, sticky inflation, and a worldwide capex boom have stripped away the policy safety net markets have relied on since 2009 — setting up a potential "Wile E. Coyote moment" where stocks take a dirt nap and the Fed can't respond. He says the Fed isn't in control, Mr. Market is, and bond yields at 4.5% are "much too low" — fair value may be closer to 5.5-6%. Noble calls the AI trade "far worse than dot-com," with malinvestment 17 times larger, hyperscalers destroying free cash flow, and semis a "huge short." His playbook: ditch the 60/40 portfolio, own the reflation trade — gold, silver, energy, copper, uranium — and he names specific stocks including SSRM, Coeur, Valaris, and CRGY. Plus: why the yen carry trade could break, the TLT-in-Turkish-lira lesson on real money, and his most emphatic call of all — "run, don't walk" from SpaceX before the float unlock. And details on his Best Stock Ideas Summit, July 22nd.Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links: George Noble's Best Stock Ideas Online Summit: https://noble-capevents.com/X: https://x.com/gnoble79Substack: https://substack.com/@georgenobleTimestamps: 0:00 — Intro; George's Best Stock Ideas Summit July 22nd1:10 — The global liquidity cycle has turned: Michael Howell's warning4:31 — "Risk assets are extremely challenged" — rotation and dispersion is the real story5:30 — Energy vs. Mag 7: free cash flow tells the story7:03 — Tech is really 50% of the market — why the indices will struggle8:20 — "Warsh is not in control, Mr. Market is"10:04 — Why Warsh will blink: the market will force the Fed's hand10:28 — America's Liz Truss moment? Lending to "the Bank of Julia" at 4.5%13:34 — Policy options are gone: why this time the Fed can't rescue markets14:55 — The "Wile E. Coyote moment" ahead for markets16:17 — Japan: 30-year high JGB yields, the yen, and the carry trade risk19:01 — Path vs. prediction: why bond yields are "much too low" — 5.5-6% fair value23:27 — Why the economy shrugs off higher rates (and why that's bearish)25:17 — All fiat is devaluing against real assets: the dollar fell 60% against gold27:17 — Buying the gold correction; why miners could double or triple28:05 — The TLT in Turkish lira: a lesson in your unit of account30:10 — Why 60/40 is the worst allocation right now — "certificates of confiscation"34:07 — "Far worse than dot-com": the margin bubble and 17x the malinvestment36:29 — The internet grew 25 million percent — and the stocks still crashed 90%39:21 — George names names: SSRM, Coeur, Valaris, CRGY, uranium, junior copper40:42 — Parting thoughts: the golden age of stock picking41:45 — SpaceX: "run, don't walk" — why the float unlock means a crash is coming43:00 — The Best Stock Ideas Summit: 15 investors, one pick each, July 22nd
In Part 2 of this conversation on The Greatness Machine, host Darius Mirshahzadeh sits down again with real estate developer and former mortgage industry executive Jon Irvine to dive deep into America's housing affordability crisis and the groundbreaking California legislation that could reshape how homes are built across the country. Jon shares a pivotal personal moment, selling a modest 2,000 sq ft Beverly Grove home for $3.35 million, that crystallized why younger generations are being priced out of homeownership. From there, the conversation explores California Senate Bill 1123 (SB 1123), a transformative zoning law that could allow developers to build up to 10 homes where only one previously stood, at price points 30–50% below comparable market properties. The episode also touches on the role of AI in streamlining permitting, the lingering impact of the LA wildfires on housing policy, and Jon's ambitious plan to build 500–1,000 homes in the Los Angeles basin over the next three to four years. In this episode, Darius and Jon will discuss: (00:00) Introduction and Recap of Part One (02:53) The Future of Housing and Home Ownership (05:47) Transitioning from Lending to Development (08:12) The Challenges of Affordability in Housing (11:16) California's New Housing Law: SB 1123 (13:50) Understanding the Housing Shortage Crisis (16:50) The Transformative Impact of SB 1123 (19:37) Navigating the Development Process (22:00) The Realities of Building in California (25:21) Challenges in Real Estate Development (29:43) Streamlining the Entitlement Process (32:29) The Impact of SB 1123 on Development (36:59) Addressing California's Housing Shortage (42:30) Creating Affordable Housing Solutions Jon Irvine is the Founder and CEO of Westcove Development, a Southern California real estate development firm specializing in design-forward, small-lot single family homes in high-demand, supply-constrained markets. Drawing on California's evolving housing legislation — including SB 1123 — Westcove manages the full development lifecycle from acquisition and entitlement through construction and sale. Jon brings nearly three decades of senior executive experience in residential finance, having held leadership roles at Change Lending, Banc of California, OneWest Bank (under CEO Steven Mnuchin), and Mr. Cooper/Nationstar, where he led initiatives across capital markets, production, and strategic growth. Through Westcove, he channels deep institutional finance expertise into scalable residential development built to meet California's urgent housing needs. Connect with Jon: LinkedIn: https://www.linkedin.com/in/jonirvine/ Facebook: https://www.facebook.com/p/Westcove-Development-61572683421911/ Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's blockchain and crypto news Bitcoin is up slightly at $62,773 Ethereum is down slightly at $1,795 BNB is down slightly at $569 ROAD to Housing Act becomes law Analysts like Strategy's recent cash play HMRC will introduce “no gain, no loss” treatment for some crypto lending Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's blockchain and crypto news Bitcoin is down slightly at $62,840 Ethereum is up slightly at $1,779 BNB is up slightly at $569 JPYSC lending product Learn more about your ad choices. Visit megaphone.fm/adchoices