Podcasts about lending

Affordability Crisis or Opportunity Window? Lending and Appraisal Experts' Behind the Scenes View by Jo Garner

In our final episode of 2025, Christian Nolting, the Private Bank's Global Chief Investment Officer, sounds an optimistic note for markets in the New Year. “We've now seen three very good years” in markets, Christian says. “I think in ‘26, there might be some more volatility coming up. But overall, I would say the macroeconomic backdrop is a positive one.”The Federal Reserve just delivered a rate cut, and the market is expecting more in 2026, Christian says. But in the week ahead, markets will be alert to the delayed US jobs data. The official numbers “will be very important for the US because there was some weakness in the labour market.”For more investing insights, please visit wealth.db.com.In Europe, Middle East and Africa as well as in Asia Pacific this material is considered marketing material, but this is not the case in the U.S. No assurance can be given that any forecast or target can be achieved. Forecasts are based on assumptions, estimates, opinions and hypothetical models which may prove to be incorrect. Past performance is not indicative of future returns.Performance refers to a nominal value based on price gains/losses and does not take into account inflation. Inflation will have a negative impact on the purchasing power of this nominal monetary value. Depending on the current level of inflation, this may lead to a real loss in value, even if the nominal performance of the investment is positive. Investments come with risk. The value of an investment can fall as well as rise and you might not get back the amount originally invested at any point in time. Your capital may be at risk.The services described in this podcast are provided by Deutsche Bank AG or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Deutsche Bank AG is subject to comprehensive supervision by the European Central Bank (“ECB”), by Germany's Federal Financial Supervisory Authority (BaFin) and by Germany's central bank (“Deutsche Bundesbank”). Brokerage services in the United States are offered through Deutsche Bank Securities Inc., a broker-dealer and registered investment adviser, which conducts investment banking and securities activities in the United States.Deutsche Bank Securities Inc. is a member of FINRA, NYSE and SIPC. Lending and banking services in the United States are offered through Deutsche Bank Trust Company Americas, member FDIC, and other members of the Deutsche Bank Group.The products, services, information and/or materials referred to within this podcast may not be available for residents of certain jurisdictions. © 2025 Deutsche Bank AG and/or its subsidiaries. All rights reserved. This podcast may not be used, reproduced, copied or modified without the written consent of Deutsche Bank AG. 030620 030121

We'd love to hear from you. What are your thoughts and questions?In this conversation, Matthew Medrano discusses the unique challenges and opportunities in the Midwest investment landscape, particularly through the lens of Dynamo Capital. He emphasizes the entrepreneurial spirit of the region, the need for tailored lending solutions, and the importance of community impact and altruism in business practices. Medrano shares insights on how Dynamo Capital fills gaps in the market, collaborates with local investors, and adapts to shifting market conditions while maintaining a focus on ethical lending practices.Main Points:There's a real entrepreneurial and bootstrapping approach in the Midwest.Dynamo Capital was created out of necessity to serve the Midwest market.The focus is on underserved markets and providing liquidity.Dynamo Capital specializes in fix and flip funding for single-family properties.The company has built a network of local investors and partners.Altruism guides the operations and decision-making at Dynamo Capital.The sales team is not commission-based, promoting ethical lending practices.Dynamo Capital helps investors grow their portfolios faster and more efficiently.The Midwest market is seen as stable and consistent compared to coastal markets.Dynamo Capital aims to create a true partnership with investors, sharing revenue equitably.Connect With Matthew Medrano:matthew@dynamocapital.comhttps://dynamocapital.comhttps://www.linkedin.com/in/matthew-medrano-4a3987bb/

We started this week's show by chatting with BluSky Restoration Contractors' Business Development Manager Pete Marrero on preventing frozen pipes. Next, Dave Schlueter of the Law Offices of David R. Schlueter discusses deeds and the costly mistakes to avoid. Then, Frank Wasilewski, VP of Sales at Access Elevators joins the show to explain how Medicare now covers professional home […]

Featured on WGN Radio's Home Sweet Home Chicago on 12/13/25: Dave Schlueter of the Law Offices of David R. Schlueter joins David Hochberg to discuss deeds and why adding children directly to a home’s deed can trigger costly capital gains taxes. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

Featured on WGN Radio's “Home Sweet Home Chicago” on Dec. 13, 2025: Frank Wasilewski, VP of Sales at Access Elevators joins the show to explain how Medicare now covers professional home evaluations, what that means for your health profile, and the simple steps individuals and medical professionals need to take to get one done. To learn more about […]

Featured on WGN Radio's Home Sweet Home Chicago on 12/13/25: BluSky Restoration Contractors' Business Development Manager Pete Marrero joins the program to discuss five tips on preventing your pipes from freezing in winter. To learn more about what BluSky Restoration Contractors can do for you, go to goblusky.com or call them at 1-800-266-5677

Ralf Preusser is joined in discussion by Adarsh Sinha and Mark Cabana. We will review the outlook for US rates and the US dollar after this week's FOMC meeting. We also analyse the motivation and implications behind the Fed's new Reserve Management Purchases. Finally, we will also discuss the dramatic repricing of the policy outlook for the RBA, preview next week's BoJ meeting and outline our views on GBP.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

Dive into real estate funding with Boomerang Capital's Vanessa Montoya! In this episode of the AZREIA Show, Marcus Maloney and Mike Del Prete talk with Vanessa about her journey from T-Mobile to hard money lending, her first flip, lessons from financial setbacks, and how she built her investing career. She breaks down traditional vs. hard money lending, key tips for new investors, evaluating deals, managing budgets, and why communication is critical in every project. Perfect for new and experienced investors looking to understand financing at a deeper level. Key Takeaways: 01:09 Vanessa's Career Journey: From Sales to Lending 03:30 Challenges in Traditional Banking 06:24 Discovering Hard Money Lending 09:25 Transition to Hard Money Lending 13:01 Learning the Ropes of Hard Money Lending 15:53 Tips for New Investors Seeking Funding 18:24 Practicing Deal Analysis 18:56 Navigating Multiple Markets 20:09 First Flip Experience 22:53 Structuring a Partnership 24:46 Overcoming Hurdles and Learning 29:01 Current Projects and Future Plans 31:36 Networking and Events --

Solar, Storage, and Nuclear: The Next Clean Tech Wave Surging AI demand is creating volatility and speed-to-power challenges, while grid delays push onsite generation forward. Our Clean Tech Symposium highlighted a major shift in data center power strategies, with the percentage of facilities using onsite gas potentially doubling in the short term. But, its role as bridge vs. temporary depends on economics: transmission and distribution (T&D) spend >$100B annually and pricing trends closer to $6/MMBtu. Solar-plus-storage remains highly cost-competitive with battery prices down 40-50%, reinforcing its position in future portfolios. Nuclear small modular reactors (SMRs) are progressing with faster timelines, though commercialization is years away and cost certainty remains low. Power availability is now shaping data center site selection, where Dimple sees solar + storage and nuclear as complementary long-term solutions.    You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

Andrew, Ben, and Tom discuss their takeaways from yesterday's Fed meeting and break down Oracle's earnings.Song: I Will Possess Your Heart - Death Cab for CutieFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. Following strong listener interest, we're back with another State of Lending special. Canada's lending landscape is entering a full-scale reset. In this new episode of Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk report from the Global Property Market Forum in Toronto,... The post State of Lending 2025: What Lenders Want with Adam Powadiuk and Aaron Cameron appeared first on Commercial Real Estate Podcast.

Episode 97 of The Lenders Playbook features an in-depth conversation with entrepreneur Chance Wheeler, founder of Asset Allies—a company using advanced AI to transform the way lenders, brokers, and investors underwrite real estate deals.In this episode, we unpack the real problems in today's underwriting process: slow turnaround times, inconsistent valuations, and decisions often based on gut instead of data. Chance shares the moment he realized AI could outperform traditional methods, how his platform delivers faster and more accurate deal analysis, and why this technology is already reshaping the lending landscape.We also discuss the biggest challenges in scaling a tech company in the real estate space, how users are reacting to AI-driven underwriting, and what deal valuation is likely to look like by 2026.If you're a private lender, broker, or real estate investor looking for the future of deal analysis, this episode is packed with insights you can use today.

Alex Thorn talks with Galaxy Research's Zack Pokorny about evolutions in token design, the primacy and resiliency of DeFi in crypto credit markets, and the future blockchain infrastructure adoption. Alex also talks to Beimnet Abebe (Galaxy Trading) about cracks in the macro landscape and their impact on bitcoin, gold, and the dollar. This episode was recorded on Wednesday, December 9, 2025.  Participants, along with Galaxy, hold a financial interest in Bitcoin (BTC). Galaxy regularly engages in buying and selling Bitcoin (BTC), including hedging transactions, for its own proprietary accounts and on behalf of its counterparties. Galaxy also provides services to vehicles that invest in Bitcoin (BTC).  If the value of such assets increases, those vehicles may benefit, and Galaxy's service fees may increase accordingly. The valuation in this communication is based on technical, fundamental, and market analysis and not on any formal valuation method. For more information, please refer to Galaxy's public filings and statements. Cryptocurrencies, including BTC, are inherently volatile and risky and ultimate market movements may not align with this statement. ++ Follow us on Twitter, @glxyresearch, and read our research at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.galaxy.com/research/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more! This podcast, and the information contained herein, has been provided to you by Galaxy Digital Holdings LP and its affiliates (“Galaxy Digital”) solely for informational purposes. View the full disclaimer at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.galaxy.com/disclaimer-galaxy-brains-podcast/⁠⁠⁠⁠⁠⁠⁠⁠

Mortgage and real estate expert David Hochberg joins Wendy Snyder, filling in for John Williams, to talk about the impact of the Federal Reserve cutting interest rates again. What does this mean for you? David hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. You can call him at 855-56-David, […]

Ways to give time & energy, money, items and lend a hand to those who need it

In this episode, Saam Lowni sits down with Andy Reid, the former Sales Director at TAB and one of the UK's most trusted lenders in property finance. With over 35 years in financial services and experience across GB Bank, Interbay, TFG Capital and more Andy shares what makes a great lender, how to survive downturns and why most new lenders fail.

In this episode of the Real Estate Pros Pod, Kristen interviews Jay Boersma, a seasoned expert in residential lending and multifamily investing. Jay shares his journey into the real estate industry, the importance of creating passive income, and the lessons learned from his experiences in multifamily investing. He emphasizes the significance of effective communication with lenders, the value of treating tenants well, and the strategies for identifying great investment properties. Jay also discusses the importance of building systems and documentation in real estate operations, and he offers valuable advice for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of The Lending Brief (sponsored by Allocore), former SBA CFO and Associate Administrator Kate Aaby joins to unpack what it really takes to manage and modernize one of the federal government's largest loan portfolios. Drawing on experience at OMB, in the private sector, and on the front lines of pandemic lending, Kate reflects on lessons learned from moving $1 trillion in assistance to small businesses, and what's still holding federal credit programs back.She discusses why performance and risk management should be inseparable, how fragmented eligibility systems erode trust, and why true modernization will require CFOs, CIOs, and program leaders to work together across agency lines. The conversation explores the need for shared platforms, better data transparency, and a cultural shift toward collaboration, all to better serve borrowers and safeguard taxpayer dollars.Want more from The Lending Brief? Check out The Lending Brief Newsletter

Itamar Drechsler, Wharton School Professor of Finance and Co-Director of the Rodney L. White Center for Financial Research, explains the economic forces behind high credit card interest rates, highlighting the roles of defaults, operating costs, marketing expenditures, and market power in shaping what consumers ultimately pay. Hosted on Acast. See acast.com/privacy for more information.

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The lead lioness of our pride, Carrie is absolutely relentless in the protection of her people. That starts with her wonderful family: her husband, Britt, and her children Izzy and Colton. But her tribe extends to include everyone she works with – and every client she works for.A senior management professional with nearly 30 years of experience, Carrie is committed to the honest goal of positively affecting every life she touches, every day. She's held to that focus while demonstrating success in aggressive company growth, P&L management, program management and team leadership. And she's instilled that ambition as the defining ingredient of the Aslan corporate culture.Carrie is more than an innovative and resourceful critical thinker with a proven history of forging strong relationships. Think of her more as a persistent force of nature, a powerhouse of energy absolutely committed to advancing and protecting the lives of those under her reign. Just like any proud lioness would.https://www.aslanhomelending.com/https://www.facebook.com/AslanHLC**********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future. As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-carrie-gusmas-president-and-ceo-aslan-home-lending-corporation

Mark Capleton (Global Head of Inflation Linked Strategy) and Meghan Swiber (Senior US Rates Strategist) join for a discussion on what to expect for inflation markets next year. In the US, we see value in real yield with inflation is still above Fed target and cuts expected. Cross market, we think the spread between Euro and US inflation priced too low.     Disclosure: You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

According from the Quarter 3 FDIC numbers, year-over-year lending has increased in all categories, including farm lending. Rose Oswald Poels is the president and CEO of the Wisconsin Bankers Association. She breaks down what these numbers tell us about the health of Wisconsin banks and why it matters to farmers.See omnystudio.com/listener for privacy information.

In this month's Big Picture Podcast, we step back from the headlines and look at what's really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors .   Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud.   None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today.   Takeaways  ·         The economic landscape for property investors is shifting rapidly. ·         Lending restrictions are becoming more selective, impacting borrowing capacity. ·         Interest rates are unlikely to decrease in the near future. ·         The ATO is tightening regulations around tax deductions for holiday homes. ·         Land tax changes in New South Wales could increase financial burdens on property owners. ·         Investors should view land tax as a cost of doing business, not a deterrent. ·         Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. ·         Proper estate planning is crucial for protecting assets and ensuring financial security. ·         Using trusts can be beneficial, but they must be set up correctly to avoid complications. ·         Strategic planning is essential for successful property investment.   Chapters    00:00  Key shifts in lending rules, tax changes and new fraud data. 01:38  Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20  Why misguided "trust stacking" advice caused today's clampdown. 08:12  Fixed rates rise early as markets signal no cuts ahead. 12:40  ATO targets holiday-home deductions and tightens compliance. 17:56  NSW freezes land-tax thresholds, increasing investor exposure.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory     Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

Spencer and Laurie talk to Bert and Emma Fitzgerald of the Simon Weil Catholic Worker House in Portland, OR: https://simoneweilhouse.org

In a new Bloomberg interview, Gary Gensler emphasized that most digital tokens, lack fundamental value drivers such as cash flows, dividends, or intrinsic economic utility.~This Episode is sponsored by SALT~Borrow on SALT Now! ➜https://bit.ly/pbnsaltGuest: Shane Crockett, CBP - Head of Private Client Services00:00 Intro01:00 Gary Gensler returns03:15 Vanguard enters the space05:00 Gary Gensler: “Buy gold & Silver”07:00 How will interest rate affect Bitcoin lending?09:20 TVL vs volatility11:00 Could we see Tax Relief?12:30 Will new investors understand the SALT model?14:00 Long term vs Short term loans15:15 Will rate cuts create opportunites to open a loan?16:50 1/3/5 year loan duration options17:50 2026 Fed rate predictions18:00 Regulation 202619:30 Outro#Crypto #Bitcoin #Ethereum~Gensler Returns!

Featured on WGN Radio's Home Sweet Home Chicago on 12/06/2025: Lewis Shaprio of Redo Cabinets joins the show to encourage customers to take advantage of Redo Cabinets free design consultations and educate themselves before the new year arrives. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.

Featured on WGN Radio's Home Sweet Home Chicago on 12/6/25: Sarah Leonard of Legacy Properties, A Sarah Leonard Company, joins the show to talk about December being a great month for sellers and buyers. To learn more about what Sarah and her team can do for you, go to sarahleonardsells.com or call her at 224-239-3966.

Featured on WGN Radio's “Home Sweet Home Chicago” on Dec. 6, 2025: Mr. Floor himself, Igor Murokh, joins the program to share advice on flooring emergencies and keeping your floor flawless all winter long. For more information, visit mrfloor.com or call 847-674-7500.

We kicked off this week's show with Joel Spencer of Perma-Seal Basement Systems encouraging homeowners to upgrade their attic insulation now. Then, Sarah Leonard of Legacy Properties breaks down why December is the secret opportunity month for sellers and buyers. Next, Mr. Floor himself, Igor Murokh, shares pro tips on winter floor care. Rounding out […]

Featured on WGN Radio's Home Sweet Home Chicago on 12/06/25: Perma-Seal Basement Systems' Chief Operating Officer Joel Spencer encourages homeowners to upgrade their attic insulation now and recommends having Perma-Seal testing for leaks where air can get out. To learn more about Perma-Seal's services, go to permaseal.net or call 1-800-421-SEAL (7325).

APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud. But what do these changes actually mean for the Australian property market?And more importantly… what do they mean for your as an investor or homebuyer heading into 2026? In today’s episode, Callum's back as we break down: what APRA has introduced who is most likely to feel the impact how banks and lenders may respond the flow-on effects for borrowing power and strategy how the market has reacted to similar interventions in the past and what to consider as you plan your next move No hype. No panic.Just a clear, grounded conversation about how these changes shape the road ahead — and what to be aware of as the lending landscape evolves. If you’ve been wondering “what does this actually mean?”, this episode is for you. See you on the inside. IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- WATCH ON YOUTUBE: Has APRA Killed Investment Lending? (What It Means for 2026) MENTIONS: Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze) How To Build A Property Portfolio That Pays For Itself Need help with your finance strategy? Chat with the Callum and the team: http://hey.dashdotfinance.com.au/discoverycall ---- OTHER RESOURCES TO HELP: Join the conversation: The Investor Lab Community Looking for a team to partner with you in your portfolio building journey? Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa Need finance guidance? Chat with the Dashdot Finance team:http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: What Most Property Investors Get Completely Wrong The Brutal Truths About Property Investing for Cashflow Right Now Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze) How to Build a Portfolio That Works When the System Doesn’t Australia's Property Market Is About To Explode (Here's Why) Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes Why You Feel Poorer Even as the World Gets Richer AI, Housing & Money Printing: 3 Big Questions Shaping Your Financial Future Turning Property Wealth Into Retirement Income The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

David Hochberg, Vice President of Lending for Team Hochberg at Homeside Financial and host Home Sweet Home Chicago on WGN Radio, joins Lisa Dent discuss job numbers. Hochberg shares numbers made public by private payroll companies amid the Trump administration no longer releasing monthly statistics from the Bureau of Labor Statistic. He reports that tariffs […]

David Hochberg, Vice President of Lending for Team Hochberg at Homeside Financial and host Home Sweet Home Chicago on WGN Radio, joins Lisa Dent discuss job numbers. Hochberg shares numbers made public by private payroll companies amid the Trump administration no longer releasing monthly statistics from the Bureau of Labor Statistic. He reports that tariffs […]

In this episode, Rob sits down with Chris Reece — Founder & CEO of MJ REIT — to explore how private real estate lending is generating consistent double-digit returns in today's volatile market. Chris breaks down MJ REIT's strategy, why cannabis-related real estate remains a fast-growing opportunity, and how investors can use alternatives to diversify, reduce volatility, and build reliable passive income. Perfect for investors, homeowners, or anyone looking to expand beyond traditional stocks and bonds.

In this episode, I sit down with Noa Simons, founder and CEO of Good Bread, a new kind of small business lender working to reinvent how entrepreneurs access capital. If you've ever tried to raise money—through banks, credit unions, investors, or anywhere in between—you know it's never one-size-fits-all. Even in communities with great lending institutions, many founders still fall through the cracks. Noa's on a mission to fix that. Good Bread is a startup blending technology, psychology, and trust to create a more human, accessible path to capital. One of the most fascinating pieces of their approach is the Boss Index—a behavioral data tool her team uses to understand creditworthiness far beyond a traditional credit score. In this conversation, Noa and I dig into:   Why access to capital is so difficult for so many entrepreneurs How her co-founder relationships were built and how she’s raising her own investment dollars How behavioral data can create more equitable lending What a “human-centered” underwriting model actually looks like The role trust plays in entrepreneurship and local economies Why overlooked regions (like ours) are full of untapped possibility If you're interested in startups, money, trust, or building meaningful businesses in emerging regions, this episode is for you. Rust Belt Startup · Good Bread, Good Data, Better Lending: Reimagining Access to Capital Podcast Highlights

It's one of the toughest financial moments you'll ever face: someone you care about needs help, and you feel torn between wanting to support them and protecting your own financial future. In this episode, we talk openly about the emotional pressure of lending money to friends and family, and the real consequences most people don't think about until it's too late. You'll hear a balanced look at boundaries, alternatives, and healthy ways to navigate these situations without damaging relationships or your retirement plans. Here's some of what we discuss in this episode:

Our seventh and final scholar in the series is Ammu Lavanya, a PhD candidate in Economics at George Washington University. Her research is in the areas of International Finance, Monetary Economics, Empirical Banking and Financial History. We spoke about her job market paper titled International Financial Flows, Credit Allocation and Productivity. We talked about financial liberalization in India, the 2004 banking reform that increased the ceiling on raising foreign equity its impact on  market value, lending capacity and increasing productivity through credit in India, the difference between private versus state owned banks, and much more.  Recorded October 9th, 2025. Read a full transcript enhanced with helpful links. Connect with Ideas of India Follow us on X Follow Shruti on X Follow Ammu on X Click here for the latest Ideas of India episodes sent straight to your inbox. Timestamps (00:00:00) - Intro (00:03:06) - Understanding Capital Inflows and Financial Liberalization (00:04:36) - Concerns Around Foreign Capital and Hot Money Flows (00:07:12) - The Banking Reform and Ownership Landscape in India (00:12:10) - Banks Most Affected and Patterns of Foreign Investment (00:17:05) - Impact on Borrowing Capacity and Lending Behavior (00:19:38) - Productive Lending and Screening Mechanisms (00:25:53) - Managerial Practices and Governance Improvements (00:34:20) - Firm-Level Effects and Data Construction (00:39:50) - Aggregate Effects and Decline in Misallocation (00:45:19) - Implications for Policy and the Future of Liberalization (00:48:42) - Differences Between Public and Private Banks (00:53:15) - Outro

In this episode of the Loan Officer Podcast, host Dustin Owen sits down with John Motowidlak, co-founder of Mpire Financial. Together, they dive deep into the ways technology—such as artificial intelligence, automation, robotics, and SaaS solutions—is revolutionizing the mortgage industry and accelerating Mpire Financial's impressive growth trajectory. John offers valuable insights into the process of developing proprietary technology, emphasizing how innovation and adaptability are crucial for staying ahead in a rapidly evolving market. The conversation also touches on the significance of cultivating a strong company culture at Mpire Financial, and how this foundation supports both employee satisfaction and client success. John and Dustin discuss the upcoming Mortgage Con 2026 conference in Orlando, highlighting the event's potential for learning, networking, and discovering the latest industry trends. Throughout the episode, they explore the exciting opportunities that come with tech-driven change in real estate, as well as the unique challenges that mortgage professionals face in adapting to new tools and processes. John shares his perspective on the future of coaching and mentorship in the industry, introducing innovative coaching platforms and resources designed to help loan officers and mortgage professionals thrive. Listeners will also hear about new networking opportunities, best practices for leveraging technology, and actionable strategies for navigating the dynamic landscape of modern mortgage lending.   TLOP's Originator Coaching ---> Visit Website

For episode 647 of the BlockHash Podcast, host Brandon Zemp is joined by Tobias van Amstel, CEO of Altitude. Traditional lending is quietly being disrupted by decentralized finance (DeFi). It's not just about lower interest rates and faster approvals; it's about financial empowerment for people without access to traditional systems. DeFi lending platforms are becoming the "new banks" as outlined by real people who turned to Altitude Finance for loans to pay for their rooftops and plots of land. ⏳ Timestamps: (0:00) Introduction(0:58) Who is Tobias van Amstel?(3:16) What is Altitude?(4:32) How does Altitude automate DeFi?(6:30) Average expected farming APYs(8:06) Capital efficiency improvements(9:40) Use-cases(12:25) Why do users take DeFi loans?(13:28) Future of onchain lending(16:55) Agentic AI in DeFi(18:36) State of the Crypto market(22:45) Altitude roadmap for 2026(24:21) Events & conferences(25:29) Altitude website & socials

WGN Radio's David Hochberg, in for Bob Sirott, is joined by 42nd Ward Alderman Brendan Reilly to talk about crime in Chicago and why he thinks Cook County need to make a change in leadership on March 19th.

Mortgage and real estate expert David Hochberg joins John Williams to talk about mortgage rates coming down a bit, if he thinks the Fed will cut interest rates later this month, how homes have appreciated in the area, how much credit card debt Americans are holding, why he insists on paying off credit card debt every […]

Rosanna D’Amato and Arlena D’Amato, 3rd generation owners of D’Amato’s Bakery on the Near West Side of Chicago joins David Hochberg, in for Bob Sirott, to share the history of D’Amato’s Bakery. Listen in while Rosanna and Arlena talk about their mouthwatering bakery staples such as their sandwich bread, focaccia, Sicilian pan “bakery” pizza and […]

David Telisman of David Telisman Communications, LLC. joins David Hochberg, in for Bob Sirott to discuss what AI is and how to use AI to your advantage when it comes to marketing your business or company.

WGN Radio’s David Hochberg, in for Bob Sirott, is joined by singer John Vincent and MasterChef Kira Novak to discusses their latest partnership that combines delicious food and incredible music for an unforgettable evening for your personal events.

Today on Credit Union Conversations, Mark Ritter sits down with Bryan Doxford of Grow America to discuss innovative approaches to supporting small businesses, affordable housing, and underserved communities. Bryan shares insights into the mission-driven work of Grow America, including its role in providing capital through SBA loans, new market tax credits, and low-income housing initiatives. Bryan highlights how Grow America partners with credit unions, CDFIs, and community organizations to bridge funding gaps, offer economic development training, and help businesses access the capital they need to thrive.They also delve into the current state of Certified Development Financial Institutions (CDFIs), exploring trends in consolidation, grant reliance, and self-sufficiency. Bryan underscores the importance of collaboration, both between mission-aligned organizations and with credit unions, to maximize impact in underserved communities. From small business lending to affordable housing and workforce development, this episode provides actionable insights for credit unions and community-focused organizations seeking to expand their impact.What You Will Learn in This Episode: ✅How Grow America (formerly NDC) drives community impact✅The evolving landscape of CDFIs✅The national housing shortage & affordability crisis✅How credit unions and CDFIs can partner for greater impactSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today. TIMESTAMPS: 00:00 Introduction01:00 Bryan Doxford's career journey: from credit unions to SBA lending07:00 About Grow America's mission and programs09:00 Explanation of new market tax credits11:00 Current state and future of CDFIs17:100 Affordable housing initiatives and impact21:00 Training programs and community partnerships24:00 Access to capital and client community examples25:00 How credit unions can collaborate with Grow AmericaKEY TAKEAWAYS:

Australian property is now more expensive than ever and soaring mortgage debt has the financial regulator hitting the brakes on risky lending.But could stopping banks for offering some loans do anything to stop rapid price growth for homes and units? Today, the ABC's chief business correspondent Ian Verrender on what's worrying APRA and the outlook for the housing market. Featured: Ian Verrender, ABC chief business correspondent

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we discuss some large stories as the mortgage industry enters December. Plus, Robbie sits down with United Home Loans Mike Dulla for a discussion on borrower sentiment and winning business in the current rate environment, automation with “humans in the loop,” and where lender executives are focused. And we close by examining what is shaping sentiment post-Thanksgiving Holiday.Today's podcast is presented by Two Dots. Whether it's applying to rent an apartment or take out a loan, today's approval process is full of blind spots and inefficiencies. Critical data sits locked inside documents, leaving companies with an incomplete picture that causes delays, increased risk, and inconsistent decisions. Two Dots is building a better system. One where underwriting and screening is automated not manual. Where applications happen in real-time within a dynamic and contextual conversation. And where better decisions are made faster for everyone.

China's Debt Dilemma and Keir Starmer's Political Trouble — Joseph Sternberg — Sternberg analyzes China'scritical economic vulnerabilities, noting that its $2.2 trillion in global lending—partly channeled through the Belt and Road Initiative—faces mounting pressure from defaults and political resistance to Chinese asset ownership. Domestically, China restricts capital inflows to manage inflation and stabilize exchange rates. Sternberg also examines UK politics, noting that Labour leader Keir Starmer faces mounting political difficulties ahead of a challenging budget that lacks an articulated economic growth strategy. 1700 WINDSOR CASTLE