Podcasts about lending

Featured on WGN Radio's Home Sweet Home Chicago on 08/09/24: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Bug Girl', joins the program to discuss extreme heat, rats, and yellow jacket removal. To learn more about Rose Pest Solutions and what they can do for you, go to rosepestcontrol.com or call 1-800-GOT-PESTS.

Featured on WGN Radio's Home Sweet Home Chicago on 08/09/25: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about how much plastic ends up in landfills and how to repurpose yours around your home. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give them a […]

Featured on WGN Radio's Home Sweet Home Chicago on 08/09/25: Dave Schlueter of the Law Offices of David R. Schlueter discusses transfer taxes when selling a home. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

In this episode of The Impact Farming Show, we're joined by Matt Alexander, Investor Relations and Operations Director at Farm Lending Canada Inc., the team behind the AgriRoots Diversified Lending Fund LP. Matt shares his journey, the origins of Farm Lending Canada, and the unique vision that shaped their role in Canadian agriculture finance. We dive deep into the AgriRoots by Farm Lending Canada investment strategy, how it differs from traditional Mortgage Investment Entities, and why Canadian agriculture is an increasingly attractive opportunity for investors. If you're curious about how to support Canadian family farms and generate solid returns while mitigating risk, this episode is a must-listen.   In This Episode, You'll Learn: - How Farm Lending Canada was created to serve the financing needs of Canadian farmers - The mission and philosophy behind the AgriRoots by Farm Lending Canada approach - The unique structure of AgriRoots by Farm Lending Canada compared to traditional lending and investment vehicles - Why investing in Canadian agriculture is not just impactful, but also financially compelling - What the net return track record of the AgriRoots by Farm Lending Canada fund looks like - How they effectively mitigate risk for investors while supporting family-owned operations - The ideal investor profile and how you can get involved   Episode TimeStamps: 0:00 – Welcome & Introduction 1:22 – Who is Farm Lending Canada & the company mission 3:40 – What is AgriRoots by Farm Lending Canada 5:28 – Core investment strategy: Short-term mortgages to Canadian farmers 7:00 – How AgriRoots by Farm Lending Canada differs from other Mortgage Investment Companies or Entities 10:46 – Why investors should consider Canadian agriculture 14:30 – Who is the ideal investor for AgriRoots by Farm Lending Canada 16:00 – Fund performance: Net return track record 22:00 – Risk mitigation strategies for investor protection 29:00 – How to learn more   About AgriRoots by Farm Lending Canada (FLC): AgriRoots by FLC is a Canadian-based alternative lending organization offering agricultural mortgages designed to complement traditional financing. Unlike other lenders, AgriRoots by FLC never takes equity from borrowers and remains focused on supporting the long-term success of family-operated farms, which make up 98% of Canada's ag operations. They combine deep understanding of both finance and farm life to offer customized lending solutions while preserving land ownership and stewardship.  If you are interested in learning more about Farm Lending Canada Inc. and how they impact Canadian agriculture by providing alternative financing solutions for farms, watch additional interviews with their team here:  1. Supporting the Future of Agriculture with Alternative Farm Financing Solutions

What really separates an average real estate agent from a trusted financial advisor and real estate strategist? In this episode of Life Changing Money, Barbara welcomes her friend and real estate expert Melina Bradley for a deep-dive into how financial knowledge, lending programs, tax strategy, and mindset shape long-term wealth.Melina shares how her business exploded by helping others understand what's actually possible through real estate—not just sales, but VA loans, house hacking, investing, and how all of it ties back to taxes and strategy. Tune in to hear: The Doctor's Mortgage and why it's one of the most powerful but underutilized tools in the U.S.The difference between conventional, FHA, VA, and niche mortgages (and how to choose the right one)How to help your college-age kids graduate with equity, not debtWhat every real estate agent should know about lending, taxes, and cost segregation (but most don't)The #1 mindset shift that unlocks your real estate potentialHow to assemble your dream financial team—and why it changes everythingThe real ROI of understanding real estate, taxes, and strategy togetherWhy information—not risk—is what's actually holding most people backConnect with Melina: Instagram: @melinabradleyrealestate

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, pull back the curtain on self-managed super fund (SMSF) lending – and how it can be a game changer for investors looking to expand their portfolios. While most investors focus on personal income when calculating borrowing power, Jack explains how mandatory super contributions can service property loans inside an SMSF – without touching your personal finances. That separation can unlock up to $1 million in borrowing capacity. The trio explores how SMSF lending works, the mechanics of what banks consider for approval, and why it's becoming increasingly attractive in a tighter borrowing environment. With your employer's 11–12 per cent contributions working in the background, investors can grow their portfolios without sacrificing personal serviceability. They also break down who SMSF lending is right for, the contribution strategies that can supercharge your capacity, and why having the right broker – especially in a space dominated by non-major lenders – is critical.

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In this conversation, Jared Prevost shares his journey into the real estate industry, discussing his initial interest sparked by a YouTube video and his subsequent experiences in wholesaling, flipping, and lending. He emphasizes the importance of building a sustainable business model and the advantages of midterm rentals. Jared also talks about his software company, Tandem, which supports real estate coaching, and his strategies for investing in properties across different markets. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The U.S. Department of Agriculture announced loan interest rates for August 2025, which are effective Aug. 1, 2025. NAFB News ServiceSee omnystudio.com/listener for privacy information.

In this conversation, Albert Buu, founder and CEO of Neutron, discusses the evolution of Bitcoin and financial services in Vietnam. He highlights the changing regulatory landscape, the increasing acceptance of Bitcoin and stablecoins, and the innovative offerings of Neutron, including lending products and APIs for businesses. The discussion also touches on the challenges of KYC regulations and the future potential of Bitcoin in Vietnam's economy.Takeaways

In this conversation, Timothy Baise shares his extensive journey in the real estate industry, detailing his early challenges, transition to lending, and the establishment of a successful business. He emphasizes the importance of compliance, market awareness, and the various avenues available for aspiring investors. Tim also discusses the current state of the market and offers insights into the future of real estate and lending opportunities. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Sandwiching in a story about bread. We're already a few days into our month of Odd News PAC stories for the Dog Days of Podcasting, and today we're serving up something truly stale. But in a good way! In this edition, we're slicing into the baffling tale of a 5,000-year-old loaf of bread unearthed by archaeologists in Türkiye. And there's no doubt about it, this is one mysterious loaf. Who baked it? Why was it buried under the entrance to a house? Was it part of an ancient ritual? So many questions. You'll have to listen to find out what rye comments Clinton will make about this very odd discovery. But that's not all! As we continue to celebrate the Platinum Anniversary of comedy4cast, we're looking back at some of our favorite moments. This episode features a classic clip from 2006 with a skit that finds Clinton answering listener emails, with the help of fellow podcasters. It's a hilarious look back at a much simpler time in podcasting. So, why wheat? Press play and let us know: Would you try a slice of 5,000-year-old bread? Lending their voices in this episode are Steve Runner ("Phedippidations" podcast), Scott Johnson ("Frogpants Studios" family of podcasts) and Grant Baciocco ("Saturday Morning Media" family of fine podcasts). >> Guest Star: Steve Runner, from the Phedippidations podcast>> Guest Star: Scott Johnson, from the Frogpants Studios family of podcasts>> Guest Star: Grant Baciocco, from the Saturday Morning Media family of podcasts>> Support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on BlueSky, Instagram, Facebook, MeWe, and Mastodon >> Give us a call via the Super Secret Phone Line (213) 290-4451>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.

Send us a question/idea/opinion direct via text message!Today, it's a mortgage lending data extravaganza as Nick and Kelvin discuss the latest trends in mortgage lending, focusing on the impact of bank switching, the structure of loans, and the current state of non-performing loans.  They explore how competitive cashbacks are influencing borrower behaviour and the implications of regulatory changes on lending practices. The conversation also touches on the health of the mortgage market, including insights on mortgagee sales and the overall financial well-being of borrowers in New Zealand.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

In today's episode Jess and Glen James talk through a pile of spicy, unfiltered questions: Should CEOs be allowed to earn so much more than employees? Public vs private schooling? Will the middle class exist in the future? Would you lend money to your best friend? Buckle up for Jess and Glen's hot takes on these and more.Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhouse Money Growing Program, click here.We hate email spam so we don't create it! Sign up to the money money money newsletter to get only the valuable money, careers and property info you need.Have a question or topic for the show? Post it in our Facebook group. Hosted on Acast. See acast.com/privacy for more information.

Featured on WGN Radio's Home Sweet Home Chicago on 08/02/25: Sara Andreas of Robert R. Andreas & Sons, Inc. General Contractors Specializing in Concrete joins the show to answer several WGN Radio listener concrete questions and talk about how bollards can be an essential safety addition to your business. To learn more about Robert R. Andreas & […]

Featured on Home Sweet Home Chicago 08-02-2025: Jake Stotter of Fenceworks, Inc., joins David Hochberg to discuss building playgrounds and how the business began. For more information, call 847-432-0900.

We started off this week's show by chatting with Student Loan Attorney Rae Kaplan of the Kaplan Law Firm about the latest changes to student loans. Next, Sara Andreas of Robert R. Andreas & Sons, Inc., General Contractors Specializing in Concrete, talks about making pickleball courts and installing bollards. Then, Jake Stotter of Fenceworks, Inc. joins to discuss the history of the […]

As featured on Home Sweet Home Chicago on 08-02-2025: Attorney Rae Kaplan of Kaplan Law Firm joins David Hochberg to talk about the latest trending news on student loans. Rae talks about lower repayment plans on parents-plus loans and how the recent changes have impacted borrowers. For more information, call (312) 564-4267.

Quint and Logan talk about lending your stocks and how shorting stock works.

In this episode, Stephan Livera interviews Pascal Eberle, Chief of Staff at Signum Bank, discussing the bank's unique offerings in the Bitcoin and digital assets space. They explore the growing interest in Bitcoin as a corporate treasury asset, common misconceptions about Bitcoin, and the evolving landscape of lending against Bitcoin. Pascal shares insights on Signum's custody solutions, interest rates, and the future of lending products that integrate Bitcoin. The conversation highlights the importance of understanding both Bitcoin and corporate finance for successful adoption.Takeaways

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Chris, an innovator in the lending space, about the transformative power of AI and cryptocurrency. Chris shares his journey into AI, how he leverages it for business growth, and discusses the failures of the American banking system. He emphasizes the importance of Bitcoin as a store of value and its application in real estate investments. The conversation also touches on the role of AI in education, the significance of building relationships in business, and the necessity of continuous learning for personal and professional growth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Connect with Onramp // Onramp Terminal // Arch Lending // Dhruv Patel on X // Himanshu Sahay on X // Bitcoin Backed Loans: Expensive, or Misunderstood?The Last Trade: a weekly, bitcoin-native podcast covering the intersection of bitcoin, tech, & finance on a macro scale. Hosted by Jackson Mikalic, Michael Tanguma, & Brian Cubellis. Join us as we dive into what bitcoin means for how individuals & institutions save, invest, & propagate their purchasing power through time. It's not just another asset...in the digital age, it's The Last Trade that investors will ever need to make.00:00 - Introduction to Dhruv Patel and Himanshu Sahay01:41 - Breaking Down the White House Digital Assets Report07:29 - Bitcoin's Growing Distinction from the Broader Crypto Space10:28 - How Bitcoin Went from Fringe to Treasury Strategy13:32 - The Rise of Bitcoin-Backed Public Companies16:47 - Strategic Bitcoin Adoption and Economic Incentives20:07 - Custody Risk and the MicroStrategy Blind Spot21:43 - Major Banks Partner with Coinbase: What's at Stake27:05 - Coinbase as a Systemic Risk and Industry Bottleneck32:20 - Kraken's IPO and Institutional Capital in Bitcoin35:15 - Fed Dissent, Interest Rates, and Political Pressure42:03 - Abra Halts Withdrawals: Lending Risk Is Back47:00 - Custody, Collateral, and Counterparty Due Diligence54:08 - Behind the Scenes of Arch's Lending Infrastructure58:29 - Private Credit, Rate Arbitrage, and Institutional Capital01:03:42 - Bankruptcy Remoteness and Custodial Risk Management01:11:02 - Product Innovation: Tax, Retirement, and Income Lending01:17:36 - Final Thoughts, Outro, and DisclaimerPlease subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.

Sahill Poddar is the Co-founder and CEO of Parafin, helping marketplaces, vertical SaaS, and point of sale providers offer financial services their merchants.Sahill and his team have quietly built Parafin to nearly a $100m GAAP revenue run rate in only four years, and they've done it in an industry that's become a Silicon Valley graveyard: SMB lending.Sahill talks about how they partnered with other marketplaces, vertical SaaS, and point of sale providers to offer financial services to SMBs at scale, landing DoorDash as their first customer before building the product, and advice for technical teams learning enterprise sales.Sahill's a fascinating founder, as he started his career getting a PhD discovering the Higgs boson particle at CERN's Large Hadron Collider. We talk about physics, he explains how the Large Hadron Collider works, why physics is just real world machine learning, and all the lessons he learned on the growth teams at Facebook and Robinhood (including the way Robinhood acquired most of its userbase!)A thank you to Hans Tung at Notable Capital, Nick Shalek at Ribbit, and Mahdi Raza at Pathlight for their help brainstorming topics for the conversation.Thanks to Ramp for supporting this episode. It's the corporate card and expense management platform used by over 40,000 companies, like Shopify, CBRE and Stripe. Time is money. Save both with Ramp. Get your $250 here.Timestamps:(4:06) Lending to SMBs inside marketplaces and platforms(9:39) Why SMB lending is so hard(12:50) Three ways AI is changing Fintech(16:47) Silicon Valley's graveyard of SMB lenders(22:44) Getting a PhD in Particle Physics(26:15) How CERN's Large Hadron Collider works(31:49) Discovering new dimensions(34:10) Building billion user data sets at Facebook(39:53) Working with other physicists at Robinhood(50:29) Growth lessons from FB + Robinhood(1:00:57) Starting Parafin, embedded, horizontal SMB lending(1:06:09) Why credit is the biggest problem for SMBs(1:10:53) Raising a Seed from Ribbit pre-product(1:13:25) Landing DoorDash as the first customer(1:16:51) Mastering B2B sales as a technical founder(1:22:58) Lessons from Vlad at RobinhoodReferencedParafin:Careers at ParafinEpisode with Charley & MahdiJuliusCERNLarge Hadron ColliderFollow SahillTwitterLinkedInFollow TurnerTwitterLinkedInSubscribe to my newsletter to get every episode + the transcript in your inbox every week.

Roger and Diane Oquist started as everyday construction pros—until they discovered the power of creative finance inside Pace Morby's Gator community. In this episode, Pace dives deep into how this power couple scaled from door-knocking and TC work to funding deals, building relationships, and creating a $500K/year business—while helping new investors succeed. You'll learn: ✅ How they use intake forms to vet deals and protect their capital ✅ Why relationship Zooms are game-changers for networking ✅ How Diane coaches new Gators on contracts, JV agreements, and funding paperwork ✅ Why Roger is walking away from construction for good If you've ever wondered how to transition from trading time for money to building true financial freedom, this episode is packed with insights on collaboration, leadership, and scaling inside the Gator Method. ➡️ Learn the Simplest Strategy to Get into Real Estate without Owning Property: https://subto.sjv.io/Bnkd54 ➡️ Get Your First Deal at the No One Left Behind Challenge: https://bit.ly/YourFirstDealGCPod ➡️ Use Creative Title for Your Creative Deals: https://bit.ly/CreativeTitleGCPod ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://www.squadupsummit.com/?utm_source=gcpodcast&utm_medium=audio&utm_campaign=podbean   ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm   PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby

Crypto tax expert Jason Schwartz joins the podcast to break down what founders get wrong about taxes — and what's changing in 2025.Jason is a partner at Cahill NXT, where he specializes in the tax treatment of digital assets, financial products, and decentralized protocols. In this episode, he shares insights on how projects are approaching structuring, the rise of 501(c)(4) entities, common tax pitfalls with Cayman foundations, and how the IRS might soon leverage AI to change enforcement.Timestamps:➡️ 00:00 — Intro➡️ 01:18 — Sponsor: The Hedera Council➡️ 01:23 — Crypto tax trends ➡️ 04:23 — Can offshore projects return onshore?➡️ 05:12 — Common tax mistakes & how they could backfire➡️ 11:31 — What happens if the IRS comes knocking➡️ 13:55 — Major crypto tax developments under the new administration➡️ 18:56 — Status of Lummis' tax proposal and what might come next➡️ 24:50 — Staking: why current proposals may not solve the problem➡️ 31:11 — Airdrops: what upcoming legislation could get wrong➡️ 36:30 — How the IRS might use AI and what that means for crypto traders➡️ 42:24 — Why a mark-to-market election could provide needed clarity➡️ 44:39 — Lending, wrapping, and other grey areas: what's “reasonable”?& more.Sponsor: This episode is brought to you by the Hedera Council, the decentralized governing body for the Hedera network. They are currently hiring a Legal Counsel, and interested candidates can apply at https://hedera.com/future?gh_jid=4574329006. Be sure to tell them you heard of the position on the Law of Code podcast!

Equifax Senior Advisor Tom O'Neill sits down with Ian Wright, Chief Strategy Officer at IXI, to unpack the shifting landscape of consumer wealth in a post-COVID economy. Drawing on exclusive IXI data, they explore how total U.S. household assets have grown to over $66 trillion—while the median household has actually lost ground. The conversation dives into the shrinking mass affluent segment, the rising influence of retirees, regional trends in affluence, and how financial institutions can better target high-potential markets. Economist Justin Begley of Moody's Analytics delivers our macroeconomic update.In this episode:·      Post-COVID wealth trends and overall asset growth·      The shrinking mass affluent segment and rise of the “barbell effect”·      Disparities in wealth distribution across income tiers·      Differences in financial outcomes by age group (Gen Z, Gen X, retirees)·      Geographic variations in wealth concentration·      Stock market and investments as primary drivers of wealth growth·      Declining deposit levels and implications for banks·      K-shaped economic and credit recovery·      Strategic marketing approaches for targeting affluent households·      Outlook for deposits and investments through 2025–2026

In this episode of EisnerAmper's Alternative Investments Spotlight, Elana Margulies-Snyderman, Director, Publications, EisnerAmper, speaks with Tibor Wilheim, CEO, Mount Wilson Capital, a direct lender specializing in Fix-N-Flip and residential bridge loans across the Mid-Atlantic, Midwest and Northeast regions. Tibor shares his outlook for investing in the space, including the greatest opportunities, challenges and more.

What's really happening in today's lending market? This week, we spoke with Jeremy Luke from Chase Home Lending about market trends, common pitfalls, and what every REALTOR® should know to help clients reach the closing table.   Sign up for Free Industry News Subscriptions for HAR Members here-   https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/   Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn

Listen in for a special presentation of The Small Business Mindset.  Kirsten Flory's firm, Foundations Commercial, held a Small Business Lending Insights event with lending experts and clients.  They shared the different types of small business lending programs, and how you as a business owner, can apply!   To watch the full presentation on You Tube click the link HERE Key Takeaways: At some point in your business cycle, you will need a loan SBA lending is available for owner-occupied businesses Building a relationship with your lender is crucial Get organized financially before applying for a loan Understand your financial picture regularly (and update it!) Lenders will look at your credit history and debt-to-income ratio Keep your credit card balances low for better loan prospects Make on-time payments to maintain good credit history There are many programs available to help small businesses    

What did you think of todays show??The mortgage fraud fallout is officially here, and we're starting to see the effects. This episode breaks down new lending requirements, our experience with appraisers, and why getting a loan is getting harder for experienced investors.We also talk about insurance loopholes that can kill your deals, how the affordability crisis is impacting our rentals, and the added pressure wholesalers are feeling in this market.Topics discussed:Introduction (00:00)New lending requirements (02:03)Our current appraisal struggles (04:45)Why banks are hesitant to work with wholesalers (06:51)The future of the lending landscape (09:13)How affordability issues are impacting our rentals (21:16)Why our deals are getting killed at closing (26:13)How insurance providers are making it harder to sell properties (29:45)Learn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

In this episode of the Investor Fuel Podcast, host Quentin Edmonds speaks with Brian Fox, SVP of AHL Funding, about the world of non-QM lending. They discuss the benefits of non-QM loans, particularly for self-employed borrowers and investors, and the challenges faced in the lending process. Brian shares insights on scaling operations, building relationships with loan officers, and the importance of a white glove service approach. He also provides valuable advice for borrowers looking to navigate the lending landscape and highlights the various loan options available. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Charisse Walker shares her journey from a challenging personal situation to becoming a successful realtor, lender, and investor in the real estate market. She discusses her experiences with various investment strategies, including flipping homes, multifamily investments, and alternative real estate plays like storage facilities and land flipping. The conversation also delves into the complexities of the lending landscape, the challenges faced by new investors, and the potential future of land investments, particularly in the context of data centers and affordable housing. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Craig Calafati. Executive Vice President and Director of Lending for Arkansas Capital Corporation, a private nonprofit lending organization. Key Highlights:

Could be in the early stages of a re-weighting into EM Emerging Market (EM) equities have outperformed the S&P 500 so far this year. The weaker US dollar has furnished a number of positives for EM assets, from cheaper funding to less imported inflation to a more attractive carry trade. David Hauner discusses the various positives ahead, including superior economic growth, central bank cutting cycles and the possibility of a lengthy dollar decline. David also discusses EM credit which has seen buying from US investment grade and high yield funds attracted to compelling yields. One of the main risks to this bullish view is a significant deterioration in global trade. So far, however, trade numbers look good and should things deteriorate enough to warrant Fed rate cuts, the dollar could weaken further, bolstering relative performance for EM.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

On this episode of The Horizon, John Chang interviews John Manning, Executive Managing Director at Marcus & Millichap Capital Corporation, to unpack the current lending environment across commercial real estate. Manning outlines why CMBS lending has surged in 2025, citing borrower acceptance of current interest rates, availability of non-recourse loans, and the appeal of full-term interest-only financing. He compares CMBS to banks, life insurance companies, GSEs, and debt funds, highlighting how each fits into the market and why debt funds are becoming dominant for bridge and construction loans. They also look ahead to the next five years, predicting a recovery in transaction volume and capital flows, especially if proposed legislation allows more retirement money to flow into real estate. John Manning Current role: Executive Managing Director, Marcus & Millichap Capital Corporation Based in: Seattle, Washington Say hi to them at: https://www.marcusmillichap.com/advisors/john-manning Visit investwithsunrise.com to learn more about investment opportunities. Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

We started off this week's show by chatting with Integrity Concrete Coatings' Teagan Overhaug about how they can assist with summertime projects. Next, Dumitru Nicolaescu of Green Attic joins David to talk about how to know if you have enough insulation in your home. Then, Julie Ratowitz of Chefs for Seniors joins the show to discuss how […]

Featured on WGN Radio's Home Sweet Home Chicago on 07/26/25: Julie Ratowitz of Chefs for Seniors joins the show to discuss how their services work, the freshness of the meals, and the menu options for special diets. For more information, call 224-529-3326.

Featured on WGN Radio's Home Sweet Home Chicago on 07/26/25: Dumitru Nicolaescu of Green Attic joins David on Home Sweet Home Chicago to talk about how to know if you have enough insulation in your home. Dumitru also answers listener questions about insulating their attics and garages.

Featured on WGN Radio's Home Sweet Home Chicago on 07/26/25: Integrity Concrete Coatings' Teagan Overhaug joins the show to discuss the services their company offers, quotes, and temperatures that are best for getting services. To learn more, you can call 815-220-5015 or visit integrityconcretecoatings.com.

Welcome to another episode of Learn With A Lender with Christian Bachelder! In this episode Christian discusses strategies for homeowners with low Interest rates, discussing options like using a HELOC, converting a property to a rental, or selling and renting temporarily. Next Christian discusses real estate investment strategies. Christian also discusses bonus depreciation and tax benefits, explaining how investors, especially high-income earners, can use bonus depreciation to reduce tax liability. Last, Christian talks about primary residence vs. investment properties, discussing the pros and cons of owning a primary residence versus investing in rental properties. If you'd prefer to watch this interview, click here to view on YouTube!  Christian Bachelder can be reached at Christian@theonebrokerage.com. This episode is brought to you by Real Geeks and Courted.io.

In this episode of the Real Estate Pro Show, host Erika speaks with Chris Hardiman, a seasoned professional in the lending and private capital space. Chris shares his journey from a young age in the mortgage industry to founding Fusion Home Loans, an independent mortgage bank. They discuss the current challenges in the lending market, particularly around affordability for borrowers, and the importance of networking in real estate. Chris emphasizes the need for hard work and dedication in navigating the current market and outlines the unique aspects of Fusion Home Loans that set it apart from competitors. The conversation concludes with Chris's vision for the future growth of his company. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Jonathan and Dustin, founders of Convoy Home Loans, about their innovative approach to lending in the real estate investment space. They discuss their unique products, such as DSCR loans, which allow investors to qualify based on rental income rather than personal income. The conversation covers their adaptability in the market, the importance of educating clients, and their goals for the future. They also share insights on building relationships within the real estate community and the challenges faced by investors today. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Our heroes track down Blackjack Mel in an attempt to solve the mystery of Sebastian's ominous gift. ____________________________  Purchase our adventures and player options for D&D 5e here: https://ghostfiregaming.com/dungeons-of-drakkenheim/ MONSTERS OF DRAKKENHEIM is 300+ pages of eldritch horror inspired monsters for 5e by the Dungeon Dudes. Coming to Kickstarter March 26th: https://www.kickstarter.com/projects/dungeondudes/monsters-of-drakkenheim-5e Join our Patreon community: https://www.patreon.com/dungeon_dudes Get our custom t-shirts: http://bit.ly/dungeondudesmerch

In This Episode This week on Breaking Banks, join us as we explore how real-time data is helping lenders understand financial behaviors beyond traditional credit scores, as Plaid, the largest financial data network, and Experian, a leading data technology company join forces via their new partnership. Listen as Michelle Young, Credit Product Lead at Plaid and Ashley Knight, SVP of Product Management at Experian connect with host Brett King to discuss how this new partnership is providing proven risk insights and real-time cash flow data to banks, credit unions and consumer lenders, and the potential it brings for a major change in lending. Datos Insights' Stewart Watterson also joins to offer insights on two critical industry challenges that the availability of real-time cash flow data addresses: creating pathways to credit for underserved consumers, and for financial institutions, expanding the consumer lending addressable market while improving the ability to manage credit risk. It's a win-win! This episode is not to be missed! Lend smarter and get ahead of the curve to learn how cashflow and credit data can fuel business performance and competitive advantages now!

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we review tappable home equity in the U.S. Plus, Robbie sits down with MCM Holding's Denis Kelly for a discussion on the evolving wholesale channel and HELOC landscape, the rise of digital lending, investor, and borrower demand in underserved markets, and how the MyEQNow platform is reshaping access with innovative, data-light solutions. And we close by looking at how rate volatility baffled traders.Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com. 

Are you overlooking the one thing that could make or break your next real estate investment? Most investors spend hours underwriting deals, but few dive deep into the debt structure, a critical part of the capital stack that can significantly impact returns and risk. In this episode, Jeannette Friedrich is joined by Sean Kelly Rand, Managing Partner at RD Advisors and former Lehman Brothers executive, to unpack the realities of bridge lending, where the market might be heading, and what passive investors need to know now. Whether you're investing in multifamily, underwriting your next acquisition, or simply trying to better understand capital structures, this conversation will leave you smarter. Key Takeaways: Why most real estate investors ignore debt structure at their own peril, and how to fix that. Sean's firsthand insights from Lehman Brothers and the GFC, and why some current trends feel uncomfortably familiar. The case for senior bridge debt in today's market: what makes it attractive and how borrowers are using it to gain an edge. Why recapitalisations and mezzanine debt are becoming key opportunities in the Boston market. A lender's perspective on the hidden risks in today's housing market, including mortgage duration risk and credit delinquencies. The major differences between institutional Wall Street deals and small balance lending, and why branding and B2C strategy now matter for lenders. A breakdown of judicial vs. non-judicial foreclosure markets, and why they shape where lenders choose to operate. Where private credit is misunderstood: Sean's response to Jamie Dimon's warnings, and why not all private credit is created equal. Advice for passive investors: how to identify when a bridge loan is helping the business plan or hurting it. This episode is essential listening for real estate investors looking to build smarter capital stacks and understand how financing decisions drive risk and return. Timestamps 00:00 Introduction and Guest Background 01:24 Early Career and Real Estate Insights 07:44 Market Analysis and Lending Strategies 24:12 Understanding Senior Debt and Bridge Loans 26:47 Transitioning from Wall Street to Everyday Lending 33:26 The Future of Private Lending and Market Insights Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

On today's show we are talking about changes in lending policies and how these are affecting commercial real estate loans. But first. I'd like to give the listeners to the podcast the opportunity to be among the first to get visibility of an exciting new project that will form part of our industrial portfolio. The project is located on a 21 acre parcel in Bradenton Florida. This is an area that has an acute shortage of property that is even zoned for industrial uses. The project is not open yet for investment. This is an opportunity for interested parties to learn more about the project. If you are interested in learning more, send an email to victor@victorjm.com and put the word industrial in the subject line. We will get some information over to you shortly. That's victor@victorjm.com. This is not a solicitation for investment, and any investment would be by prospectus only, limited to accredited investors residing in the US in compliance with SEC regulations.On today's show we are talking about changes in lending policies and how these are affecting commercial real estate loans. When a lender or an agency issues and update to a lending policy , it is worth paying attention to the details of the new policy. Chances are, it will either make it easier to get the loan you need or perhaps make it impossible. We have seen both situations in recent months. We're going to give several examples on today's show. ---------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

In this powerhouse episode, Matty A is joined by Ruben Izgelov, co-founder of WeLend, a national private lending firm that has originated over $700 million in loans. Ruben shares howhe went from a humble immigrant upbringing to building one of the most respected and secure lending platforms in the country.He breaks down the real difference between investing and lending, how his fund has never lost investor capital, and what every real estate operator needs to know about current market risks, political headwinds, and construction cost challenges.What You'll Learn:Why Ruben shifted from active investor to full-time private lenderThe biggest mistakes flippers make with ARVs and renovation costsHow WeLend consistently generates 13–16.5% passive returns for investorsThe pros and cons of debt funds vs. real estate syndicationsHow policy, politics, and inflation impact deal underwritingWhat macroeconomic trends Ruben is watching in 2025Timestamps:00:00 – Introduction to Ruben & WeLend07:00 – Ruben's story: from immigrant to entrepreneur10:00 – Lending vs. investing: safest part of the capital stack14:30 – Common mistakes with ARVs and renovation budgeting17:00 – The myth of passive real estate income20:00 – Policy differences between red and blue states26:00 – How WeLend has originated $700M without a loss31:00 – Monthly cash flow and liquidity in debt funds35:00 – Why Ruben prefers debt funds over syndications38:00 – Risks from tariffs, labor shortages, and supplyResources from Ruben IzgelovWebsite: https://www.welendllc.com/LinkedIn: https://www.linkedin.com/in/rubenizgelov/Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555FREE Financial X-Ray: Text "XRAY" to 844-447-1555