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Mike is joined by Danny and Zach to "reflect" on the New 52 over a decade later. What were the highs? The lows? The Geoff Johns and Jeff Lemires of it all?Linkshttps://www.youtube.com/watch?v=HIWA3qOq4h0https://www.etsy.com/uk/shop/chrisbaldiehttps://chrisbaldie.gumroad.com/l/EkoKxTimestamps:00:00:00 - Start/Last Week in Comics00:01:48 - Forever Evil00:16:09 - New 52 Green Arrow Volume 4: The Kill Machine and Volume 5: The Outsiders War (#17-#31)00:26:13 - Frankenstein: Agent of SHADE #1-900:49:28 - Discord Picks00:50:18 - Absolute Comics00:53:25 - Space Captain: Captain of Space00:55:24 - The New Space Age #100:00:00 - WrapMusic provided by Infinity Shred. Find them on Bandcamp.IRCB Avatars by @ICELEVELIRCB Logo by Kyle RoseProducer: Mike RapinProoflistener: Paul JaissleEditor: Zander Riggs Support us on Patreon to get access to our Patreon-only series: IRCB Movie Club, Saga of Saga, Giant Days of Our Lives, A Better Batmobile, and more! patreon.com/ircbpodcastBuy a copy of our anniversary zine Totally Not A Cult: https://ircbpodcast.com/shop/p/totally-not-a-cult-zine-1Email: ircbpodcast@gmail.comTwitter: @ircbpodcastInstagram: @ircbpodcastDiscord: discordapp.com/invite/E8JUB9sReddit: ireadcomicbooks.reddit.comIRCB GoodreadsMerch: ircbpodcast.com/shop
Year ahead themes and where we could be wrong Earlier this month, BofA Global Research published a note with 10 of the key views outlined in 2026 macro Year Ahead reports. This podcast features seven strategists and economists discussing certain of those themes and offering the primary risks to the views that they foresee. We start with our view on U.S. growth, where we're more bullish than consensus, then offer support for that optimism with a take on why we don't yet see an AI bubble. We then discuss our constructive outlook for emerging markets but our more muted view on the S&P 500. We offer our take on why it's important for policymakers to keep inflation down and what that means for bonds, share our official view on the 10Y and finish with what all of that means for U.S. housing. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.
Need financing for your next investment property? Visit: https://www.academyfund.com/ Want to join us in Tampa, FL on January 26th & 27th? Visit: https://www.10xvets.com/events ____ Speaker Bio: Zach Farkas is the founder of Relos, a proptech company automating real estate workflows to streamline transaction coordination and reduce hours of manual work. Before launching Relos, Zach was the #4 ranked VA lender in the nation, a career he built by focusing not on volume, but on educating veterans about how to leverage their VA home loan benefits. A former Army officer, Zach built his lending business by combining his personal mission with practical insight, and carried that same energy into Relos. Frustrated by the inefficiencies in real estate operations. He created a system that uses AI to extract contract data, assign stakeholder tasks, and help lenders save up to 12 hours per transaction. Now, Zach's focused on scaling Relos into a category-defining platform. In this episode of the SABM podcast, Scott chats with Zach about: From Lender to Founder: How Zach built a top lending career by educating veterans before shifting into proptech. The Problem with Real Estate Ops: Why outdated workflows are still the norm, and what Relos is doing about it. AI-Powered Contract Automation: How Relos reads real estate contracts and turns them into stakeholder action plans. User Experience is Everything: Why customer success is more important than sales for long-term adoption. Big Vision, Big Surface Area: Zach's plan to build the next proptech unicorn by owning the transaction workflow. Timestamps: 00:41 Zach's Journey to Becoming a Top VA Lender 04:08 Transitioning from Lending to Real Estate Technology 08:32 How REOs Works: Streamlining Real Estate Transactions 11:51 Goals and Future Vision for REOs 14:01 Challenges and How You Can Help 15:21 Conclusion and Contact Information Connect with Zach: LinkedIn | Zach Farkas www.tryrelos.com zach@relos.com If you found value in today's episode, don't keep it to yourself—share it with a colleague or friend who could benefit. And if you're a Service Academy graduate ready to elevate your business, we'd love for you to join our community and get started today. Make sure you never miss an episode subscribe now and help support the show: Apple Podcasts Spotify Leave us a 5-star review! A special thank you to Zach for joining me this week. Until next time! -Scott Mackes, USNA '01
In a post capitalist society with equal opportunity and no need to work for all citizens, where does inherent human nature drive people? Do they rise to greater heights or become lazy and goalless? Are people still in control of their own fate when AI teach the children, AI provide a police force, and AI look after the mentally ill? Maji grows up when this type of society is brand new and she becomes lost, not knowing what she wants to become. Just because equality has been achieved does not mean the new society has no pitfalls.Featured tech:A.R. glasses - Augmented reality glasses for digital overlays.V.R. rig - Virtual reality rig for immersive gaming experiences.Explorers of Paris Underground - VR game set in a simulated underground Paris.Assist - AI assistant for messaging, navigation, and voice commands.Old tablet - Handheld device used for drawing and creative work.Emulated teachers - AI teacher personalities that individually guide each student.Double-decker train system - 24/7 underground train with upper and lower levels running opposite directions.Constructor bots - Robots that carve rock and build structures with neighborhood appeal.Arboretum - Botanical garden facility within the underground colony.Farm animal petting zoo - Interactive animal facility for residents.Memorial plaza - Public commemorative space built by robots.Computer with emulated A.I. personalities - System hosting 20 million AI engineers and scientists for factory planning.Automated manufacturing factories - Self-operating production facilities capable of making anything.Recycle systems - Technology converting all garbage into reusable resources.Food and water utilities - Next-generation systems providing surplus fresh food and water.Household trash robots - Daily robots that collect, sort, and process household waste.Geothermal power plant - Energy source powering the entire underground colony.D. sub-surface hologram portraits - Holographic displays of historical figures.A.R. Ms Weever - Augmented reality teacher avatar for personalized instruction.Virtual book - Digital project idea book for graduation assignments.E.P.s (Emulated Personalities) - AI brainstorming assistants like Franklin that students can consult.Communication from moon - Interplanetary messaging system between Earth and lunar colonies.A.R. workspace - Augmented reality interface for work and multitasking.AR hologram avatar - AI representation (Butler) with simplified human features.EEG TMS caps - Brain stimulation caps treating space-related medical conditions.Total immersion V.R. - Advanced virtual reality without needing physical rigs.Fusion reactor - Power generation technology offered by the Butler AI.Autonomous hospitals - Self-operating medical facilities that cure cancers and deadly diseases.Smart toilets - Sanitation fixtures that analyze waste for health monitoring.Smart sheets and blankets - Bedding that scans for cancer hot spots.Embedded RF sensors - Body implants detecting diseases at the cellular level.Food tech - Technology making healthy food taste appealing and nutritious.Health-monitoring AI - Artificial intelligence improving yearly at disease detection.Autono-flat - Autonomous flat vehicle for transporting groups of people.Screen ceiling - Display showing simulated sky with moving clouds and birds.Climbing robots - Automated vine-trimming robots for building maintenance.A.R. element - Shared augmented reality content viewable by multiple users.Link-ink pen - Digital pen for schoolwork and digital interaction.Autono-camera - Autonomous camera on wheeled tripod for recording events.Two-seater - Two-person autonomous vehicle for individual transport.E.P. guardians - AI guardians monitoring people with mental health conditions.Bot bays - Automated food preparation stations offering free specialized meals.Industrial fans - Large-scale ventilation fans moving air through tunnels.Hanging bots - Robots riding cable lines mounted on tunnel ceilings.Coveralls with total hoods and heat pump backpacks - Protective smart clothing for hazardous environments.A.R. tutor - Augmented reality teaching assistant for student guidance.Enclosed turbine platform - Testing apparatus for wind turbine prototypes in storm conditions.Live feed embedded cam - Camera providing real-time video streaming from remote locations.Cool suits - Protective suits with environmental control and heat management.Open-top autono-cart - Autonomous open-air vehicle for traveling tube streets.Lutin bot - Humanoid robot that can be ridden or assist with transport.A.R. dot - Augmented reality location marker for navigation.Follow carts - Autonomous carts that follow users carrying belongings.Oppressive soundproof walls - Flat acoustic dampening technology in older apartments.Mini free food and drink kiosk - Automated food and beverage dispenser.Theater-length wall screen - Large display screen for entertainment and presentations.Lending library AI - AI system tracking borrowed items and managing micro-payment penalties.Police bot - Security and surveillance robots throughout the colony.Spotlight police bots - Security robots equipped with illumination for monitoring.Portable meal maker - Compact food preparation device running on electricity.Scuba gear - Underwater breathing apparatus for flood emergencies.Air-sealed service rooms - Sealed chambers above tubes providing flood protection.BritLights - Flickering emergency lighting fixtures in abandoned areas.A.R. night vision - Augmented reality low-light enhancement for dark environments.Paper clothes - Disposable garments popular in space colonies.Neural stimulation pod - Chamber for VR experiences with headset and wire connectivity.Remote robot control - Capability allowing AI to operate robots from a distance.Many of the characters in this project appear in future episodes.Using storytelling to place you in a time period, this series takes you, year by year, into the future. From 2040 to 2195. If you like emerging tech, eco-tech, futurism, perma-culture, apocalyptic survival scenarios, and disruptive science, sit back and enjoy short stories that showcase my research into how the future may play out. The companion site is https://in20xx.com These are works of fiction. Characters and groups are made-up and influenced by current events but not reporting facts about people or groups in the real world. This project is speculative fiction. These episodes are not about revealing what will be, but they are to excited the listener's wonder about what may come to pass.Copyright © Cy Porter 2025. All rights reserved.
Affordability Crisis or Opportunity Window? Lending and Appraisal Experts' Behind the Scenes View by Jo Garner
In our final episode of 2025, Christian Nolting, the Private Bank's Global Chief Investment Officer, sounds an optimistic note for markets in the New Year. “We've now seen three very good years” in markets, Christian says. “I think in ‘26, there might be some more volatility coming up. But overall, I would say the macroeconomic backdrop is a positive one.”The Federal Reserve just delivered a rate cut, and the market is expecting more in 2026, Christian says. But in the week ahead, markets will be alert to the delayed US jobs data. The official numbers “will be very important for the US because there was some weakness in the labour market.”For more investing insights, please visit wealth.db.com.In Europe, Middle East and Africa as well as in Asia Pacific this material is considered marketing material, but this is not the case in the U.S. No assurance can be given that any forecast or target can be achieved. Forecasts are based on assumptions, estimates, opinions and hypothetical models which may prove to be incorrect. Past performance is not indicative of future returns.Performance refers to a nominal value based on price gains/losses and does not take into account inflation. Inflation will have a negative impact on the purchasing power of this nominal monetary value. Depending on the current level of inflation, this may lead to a real loss in value, even if the nominal performance of the investment is positive. Investments come with risk. The value of an investment can fall as well as rise and you might not get back the amount originally invested at any point in time. Your capital may be at risk.The services described in this podcast are provided by Deutsche Bank AG or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Deutsche Bank AG is subject to comprehensive supervision by the European Central Bank (“ECB”), by Germany's Federal Financial Supervisory Authority (BaFin) and by Germany's central bank (“Deutsche Bundesbank”). Brokerage services in the United States are offered through Deutsche Bank Securities Inc., a broker-dealer and registered investment adviser, which conducts investment banking and securities activities in the United States.Deutsche Bank Securities Inc. is a member of FINRA, NYSE and SIPC. Lending and banking services in the United States are offered through Deutsche Bank Trust Company Americas, member FDIC, and other members of the Deutsche Bank Group.The products, services, information and/or materials referred to within this podcast may not be available for residents of certain jurisdictions. © 2025 Deutsche Bank AG and/or its subsidiaries. All rights reserved. This podcast may not be used, reproduced, copied or modified without the written consent of Deutsche Bank AG. 030620 030121
We'd love to hear from you. What are your thoughts and questions?In this conversation, Matthew Medrano discusses the unique challenges and opportunities in the Midwest investment landscape, particularly through the lens of Dynamo Capital. He emphasizes the entrepreneurial spirit of the region, the need for tailored lending solutions, and the importance of community impact and altruism in business practices. Medrano shares insights on how Dynamo Capital fills gaps in the market, collaborates with local investors, and adapts to shifting market conditions while maintaining a focus on ethical lending practices.Main Points:There's a real entrepreneurial and bootstrapping approach in the Midwest.Dynamo Capital was created out of necessity to serve the Midwest market.The focus is on underserved markets and providing liquidity.Dynamo Capital specializes in fix and flip funding for single-family properties.The company has built a network of local investors and partners.Altruism guides the operations and decision-making at Dynamo Capital.The sales team is not commission-based, promoting ethical lending practices.Dynamo Capital helps investors grow their portfolios faster and more efficiently.The Midwest market is seen as stable and consistent compared to coastal markets.Dynamo Capital aims to create a true partnership with investors, sharing revenue equitably.Connect With Matthew Medrano:matthew@dynamocapital.comhttps://dynamocapital.comhttps://www.linkedin.com/in/matthew-medrano-4a3987bb/
Featured on WGN Radio's Home Sweet Home Chicago on 12/13/25: Dave Schlueter of the Law Offices of David R. Schlueter joins David Hochberg to discuss deeds and why adding children directly to a home’s deed can trigger costly capital gains taxes. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.
Featured on WGN Radio's “Home Sweet Home Chicago” on Dec. 13, 2025: Frank Wasilewski, VP of Sales at Access Elevators joins the show to explain how Medicare now covers professional home evaluations, what that means for your health profile, and the simple steps individuals and medical professionals need to take to get one done. To learn more about […]
Featured on WGN Radio's Home Sweet Home Chicago on 12/13/25: BluSky Restoration Contractors' Business Development Manager Pete Marrero joins the program to discuss five tips on preventing your pipes from freezing in winter. To learn more about what BluSky Restoration Contractors can do for you, go to goblusky.com or call them at 1-800-266-5677
We started this week's show by chatting with BluSky Restoration Contractors' Business Development Manager Pete Marrero on preventing frozen pipes. Next, Dave Schlueter of the Law Offices of David R. Schlueter discusses deeds and the costly mistakes to avoid. Then, Frank Wasilewski, VP of Sales at Access Elevators joins the show to explain how Medicare now covers professional home […]
Ralf Preusser is joined in discussion by Adarsh Sinha and Mark Cabana. We will review the outlook for US rates and the US dollar after this week's FOMC meeting. We also analyse the motivation and implications behind the Fed's new Reserve Management Purchases. Finally, we will also discuss the dramatic repricing of the policy outlook for the RBA, preview next week's BoJ meeting and outline our views on GBP. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.
Dive into real estate funding with Boomerang Capital's Vanessa Montoya! In this episode of the AZREIA Show, Marcus Maloney and Mike Del Prete talk with Vanessa about her journey from T-Mobile to hard money lending, her first flip, lessons from financial setbacks, and how she built her investing career. She breaks down traditional vs. hard money lending, key tips for new investors, evaluating deals, managing budgets, and why communication is critical in every project. Perfect for new and experienced investors looking to understand financing at a deeper level. Key Takeaways: 01:09 Vanessa's Career Journey: From Sales to Lending 03:30 Challenges in Traditional Banking 06:24 Discovering Hard Money Lending 09:25 Transition to Hard Money Lending 13:01 Learning the Ropes of Hard Money Lending 15:53 Tips for New Investors Seeking Funding 18:24 Practicing Deal Analysis 18:56 Navigating Multiple Markets 20:09 First Flip Experience 22:53 Structuring a Partnership 24:46 Overcoming Hurdles and Learning 29:01 Current Projects and Future Plans 31:36 Networking and Events --
Solar, Storage, and Nuclear: The Next Clean Tech Wave Surging AI demand is creating volatility and speed-to-power challenges, while grid delays push onsite generation forward. Our Clean Tech Symposium highlighted a major shift in data center power strategies, with the percentage of facilities using onsite gas potentially doubling in the short term. But, its role as bridge vs. temporary depends on economics: transmission and distribution (T&D) spend >$100B annually and pricing trends closer to $6/MMBtu. Solar-plus-storage remains highly cost-competitive with battery prices down 40-50%, reinforcing its position in future portfolios. Nuclear small modular reactors (SMRs) are progressing with faster timelines, though commercialization is years away and cost certainty remains low. Power availability is now shaping data center site selection, where Dimple sees solar + storage and nuclear as complementary long-term solutions. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.
Andrew, Ben, and Tom discuss their takeaways from yesterday's Fed meeting and break down Oracle's earnings.Song: I Will Possess Your Heart - Death Cab for CutieFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure
Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. Following strong listener interest, we're back with another State of Lending special. Canada's lending landscape is entering a full-scale reset. In this new episode of Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk report from the Global Property Market Forum in Toronto,... The post State of Lending 2025: What Lenders Want with Adam Powadiuk and Aaron Cameron appeared first on Commercial Real Estate Podcast.
Episode 97 of The Lenders Playbook features an in-depth conversation with entrepreneur Chance Wheeler, founder of Asset Allies—a company using advanced AI to transform the way lenders, brokers, and investors underwrite real estate deals.In this episode, we unpack the real problems in today's underwriting process: slow turnaround times, inconsistent valuations, and decisions often based on gut instead of data. Chance shares the moment he realized AI could outperform traditional methods, how his platform delivers faster and more accurate deal analysis, and why this technology is already reshaping the lending landscape.We also discuss the biggest challenges in scaling a tech company in the real estate space, how users are reacting to AI-driven underwriting, and what deal valuation is likely to look like by 2026.If you're a private lender, broker, or real estate investor looking for the future of deal analysis, this episode is packed with insights you can use today.
Alex Thorn talks with Galaxy Research's Zack Pokorny about evolutions in token design, the primacy and resiliency of DeFi in crypto credit markets, and the future blockchain infrastructure adoption. Alex also talks to Beimnet Abebe (Galaxy Trading) about cracks in the macro landscape and their impact on bitcoin, gold, and the dollar. This episode was recorded on Wednesday, December 9, 2025. Participants, along with Galaxy, hold a financial interest in Bitcoin (BTC). Galaxy regularly engages in buying and selling Bitcoin (BTC), including hedging transactions, for its own proprietary accounts and on behalf of its counterparties. Galaxy also provides services to vehicles that invest in Bitcoin (BTC). If the value of such assets increases, those vehicles may benefit, and Galaxy's service fees may increase accordingly. The valuation in this communication is based on technical, fundamental, and market analysis and not on any formal valuation method. For more information, please refer to Galaxy's public filings and statements. Cryptocurrencies, including BTC, are inherently volatile and risky and ultimate market movements may not align with this statement. ++ Follow us on Twitter, @glxyresearch, and read our research at www.galaxy.com/research/ to learn more! This podcast, and the information contained herein, has been provided to you by Galaxy Digital Holdings LP and its affiliates (“Galaxy Digital”) solely for informational purposes. View the full disclaimer at www.galaxy.com/disclaimer-galaxy-brains-podcast/
Mortgage and real estate expert David Hochberg joins Wendy Snyder, filling in for John Williams, to talk about the impact of the Federal Reserve cutting interest rates again. What does this mean for you? David hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. You can call him at 855-56-David, […]
Ways to give time & energy, money, items and lend a hand to those who need it
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros Pod, Kristen interviews Jay Boersma, a seasoned expert in residential lending and multifamily investing. Jay shares his journey into the real estate industry, the importance of creating passive income, and the lessons learned from his experiences in multifamily investing. He emphasizes the significance of effective communication with lenders, the value of treating tenants well, and the strategies for identifying great investment properties. Jay also discusses the importance of building systems and documentation in real estate operations, and he offers valuable advice for aspiring investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
In this episode of The Lending Brief (sponsored by Allocore), former SBA CFO and Associate Administrator Kate Aaby joins to unpack what it really takes to manage and modernize one of the federal government's largest loan portfolios. Drawing on experience at OMB, in the private sector, and on the front lines of pandemic lending, Kate reflects on lessons learned from moving $1 trillion in assistance to small businesses, and what's still holding federal credit programs back.She discusses why performance and risk management should be inseparable, how fragmented eligibility systems erode trust, and why true modernization will require CFOs, CIOs, and program leaders to work together across agency lines. The conversation explores the need for shared platforms, better data transparency, and a cultural shift toward collaboration, all to better serve borrowers and safeguard taxpayer dollars.Want more from The Lending Brief? Check out The Lending Brief Newsletter
Itamar Drechsler, Wharton School Professor of Finance and Co-Director of the Rodney L. White Center for Financial Research, explains the economic forces behind high credit card interest rates, highlighting the roles of defaults, operating costs, marketing expenditures, and market power in shaping what consumers ultimately pay. Hosted on Acast. See acast.com/privacy for more information.
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The lead lioness of our pride, Carrie is absolutely relentless in the protection of her people. That starts with her wonderful family: her husband, Britt, and her children Izzy and Colton. But her tribe extends to include everyone she works with – and every client she works for.A senior management professional with nearly 30 years of experience, Carrie is committed to the honest goal of positively affecting every life she touches, every day. She's held to that focus while demonstrating success in aggressive company growth, P&L management, program management and team leadership. And she's instilled that ambition as the defining ingredient of the Aslan corporate culture.Carrie is more than an innovative and resourceful critical thinker with a proven history of forging strong relationships. Think of her more as a persistent force of nature, a powerhouse of energy absolutely committed to advancing and protecting the lives of those under her reign. Just like any proud lioness would.https://www.aslanhomelending.com/https://www.facebook.com/AslanHLC**********************************************************Judy Carlson is the CEO and Founder of the Judy Carlson Financial Group, where she helps couples create personalized, coordinated financial plans that support the life they want to live – now and in the future. As an Independent Fiduciary and Comprehensive Financial Planner, Judy specializes in retirement income and wealth decumulation strategies. She is a CPA, Investment Advisor Representative, licensed in life and health insurance, and certified in long-term care planning.Judy's mission is to help guide clients with clarity and care, building financial plans that focus on real planning built around real lives.Learn More: https://judycarlson.com/Investment Adviser Representative of and advisory services offered through Royal Fund Management, LLC, a SEC Registered Adviser.The Inspired Impact Podcasthttps://businessinnovatorsradio.com/the-inspired-impact-podcast/Source: https://businessinnovatorsradio.com/the-inspired-impact-podcast-with-judy-carlson-interview-with-carrie-gusmas-president-and-ceo-aslan-home-lending-corporation
Mark Capleton (Global Head of Inflation Linked Strategy) and Meghan Swiber (Senior US Rates Strategist) join for a discussion on what to expect for inflation markets next year. In the US, we see value in real yield with inflation is still above Fed target and cuts expected. Cross market, we think the spread between Euro and US inflation priced too low. Disclosure: You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.
According from the Quarter 3 FDIC numbers, year-over-year lending has increased in all categories, including farm lending. Rose Oswald Poels is the president and CEO of the Wisconsin Bankers Association. She breaks down what these numbers tell us about the health of Wisconsin banks and why it matters to farmers.See omnystudio.com/listener for privacy information.
We got a DM from a listener who loaned a friend money and then saw some social media posts later that suggested maybe the friend didn't need the money that badly. How would you handle this? Plus: A Charlie Brown Christmas celebrates a milestone anniversary. Bet you did you this about the show! What generation is most likely to make New Year's resolutions this year? A couple found a very unusual note on the bed of their Airbnb. What's going on here?
Spencer and Laurie talk to Bert and Emma Fitzgerald of the Simon Weil Catholic Worker House in Portland, OR: https://simoneweilhouse.org
The Michael Yardney Podcast | Property Investment, Success & Money
In this month's Big Picture Podcast, we step back from the headlines and look at what's really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors . Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud. None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today. Takeaways · The economic landscape for property investors is shifting rapidly. · Lending restrictions are becoming more selective, impacting borrowing capacity. · Interest rates are unlikely to decrease in the near future. · The ATO is tightening regulations around tax deductions for holiday homes. · Land tax changes in New South Wales could increase financial burdens on property owners. · Investors should view land tax as a cost of doing business, not a deterrent. · Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. · Proper estate planning is crucial for protecting assets and ensuring financial security. · Using trusts can be beneficial, but they must be set up correctly to avoid complications. · Strategic planning is essential for successful property investment. Chapters 00:00 Key shifts in lending rules, tax changes and new fraud data. 01:38 Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20 Why misguided "trust stacking" advice caused today's clampdown. 08:12 Fixed rates rise early as markets signal no cuts ahead. 12:40 ATO targets holiday-home deductions and tightens compliance. 17:56 NSW freezes land-tax thresholds, increasing investor exposure. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us Ken Raiss, Director of Metropole Wealth Advisory Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
In a new Bloomberg interview, Gary Gensler emphasized that most digital tokens, lack fundamental value drivers such as cash flows, dividends, or intrinsic economic utility.~This Episode is sponsored by SALT~Borrow on SALT Now! ➜https://bit.ly/pbnsaltGuest: Shane Crockett, CBP - Head of Private Client Services00:00 Intro01:00 Gary Gensler returns03:15 Vanguard enters the space05:00 Gary Gensler: “Buy gold & Silver”07:00 How will interest rate affect Bitcoin lending?09:20 TVL vs volatility11:00 Could we see Tax Relief?12:30 Will new investors understand the SALT model?14:00 Long term vs Short term loans15:15 Will rate cuts create opportunites to open a loan?16:50 1/3/5 year loan duration options17:50 2026 Fed rate predictions18:00 Regulation 202619:30 Outro#Crypto #Bitcoin #Ethereum~Gensler Returns!
Featured on WGN Radio's Home Sweet Home Chicago on 12/06/2025: Lewis Shaprio of Redo Cabinets joins the show to encourage customers to take advantage of Redo Cabinets free design consultations and educate themselves before the new year arrives. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.
Featured on WGN Radio's Home Sweet Home Chicago on 12/6/25: Sarah Leonard of Legacy Properties, A Sarah Leonard Company, joins the show to talk about December being a great month for sellers and buyers. To learn more about what Sarah and her team can do for you, go to sarahleonardsells.com or call her at 224-239-3966.
Featured on WGN Radio's “Home Sweet Home Chicago” on Dec. 6, 2025: Mr. Floor himself, Igor Murokh, joins the program to share advice on flooring emergencies and keeping your floor flawless all winter long. For more information, visit mrfloor.com or call 847-674-7500.
Featured on WGN Radio's Home Sweet Home Chicago on 12/06/25: Perma-Seal Basement Systems' Chief Operating Officer Joel Spencer encourages homeowners to upgrade their attic insulation now and recommends having Perma-Seal testing for leaks where air can get out. To learn more about Perma-Seal's services, go to permaseal.net or call 1-800-421-SEAL (7325).
We kicked off this week's show with Joel Spencer of Perma-Seal Basement Systems encouraging homeowners to upgrade their attic insulation now. Then, Sarah Leonard of Legacy Properties breaks down why December is the secret opportunity month for sellers and buyers. Next, Mr. Floor himself, Igor Murokh, shares pro tips on winter floor care. Rounding out […]
David Hochberg, Vice President of Lending for Team Hochberg at Homeside Financial and host Home Sweet Home Chicago on WGN Radio, joins Lisa Dent discuss job numbers. Hochberg shares numbers made public by private payroll companies amid the Trump administration no longer releasing monthly statistics from the Bureau of Labor Statistic. He reports that tariffs […]
David Hochberg, Vice President of Lending for Team Hochberg at Homeside Financial and host Home Sweet Home Chicago on WGN Radio, joins Lisa Dent discuss job numbers. Hochberg shares numbers made public by private payroll companies amid the Trump administration no longer releasing monthly statistics from the Bureau of Labor Statistic. He reports that tariffs […]
In this episode, Rob sits down with Chris Reece — Founder & CEO of MJ REIT — to explore how private real estate lending is generating consistent double-digit returns in today's volatile market. Chris breaks down MJ REIT's strategy, why cannabis-related real estate remains a fast-growing opportunity, and how investors can use alternatives to diversify, reduce volatility, and build reliable passive income. Perfect for investors, homeowners, or anyone looking to expand beyond traditional stocks and bonds.
In this episode, I sit down with Noa Simons, founder and CEO of Good Bread, a new kind of small business lender working to reinvent how entrepreneurs access capital. If you've ever tried to raise money—through banks, credit unions, investors, or anywhere in between—you know it's never one-size-fits-all. Even in communities with great lending institutions, many founders still fall through the cracks. Noa's on a mission to fix that. Good Bread is a startup blending technology, psychology, and trust to create a more human, accessible path to capital. One of the most fascinating pieces of their approach is the Boss Index—a behavioral data tool her team uses to understand creditworthiness far beyond a traditional credit score. In this conversation, Noa and I dig into: Why access to capital is so difficult for so many entrepreneurs How her co-founder relationships were built and how she’s raising her own investment dollars How behavioral data can create more equitable lending What a “human-centered” underwriting model actually looks like The role trust plays in entrepreneurship and local economies Why overlooked regions (like ours) are full of untapped possibility If you're interested in startups, money, trust, or building meaningful businesses in emerging regions, this episode is for you. Rust Belt Startup · Good Bread, Good Data, Better Lending: Reimagining Access to Capital Podcast Highlights
It's one of the toughest financial moments you'll ever face: someone you care about needs help, and you feel torn between wanting to support them and protecting your own financial future. In this episode, we talk openly about the emotional pressure of lending money to friends and family, and the real consequences most people don't think about until it's too late. You'll hear a balanced look at boundaries, alternatives, and healthy ways to navigate these situations without damaging relationships or your retirement plans. Here's some of what we discuss in this episode:
Our seventh and final scholar in the series is Ammu Lavanya, a PhD candidate in Economics at George Washington University. Her research is in the areas of International Finance, Monetary Economics, Empirical Banking and Financial History. We spoke about her job market paper titled International Financial Flows, Credit Allocation and Productivity. We talked about financial liberalization in India, the 2004 banking reform that increased the ceiling on raising foreign equity its impact on market value, lending capacity and increasing productivity through credit in India, the difference between private versus state owned banks, and much more. Recorded October 9th, 2025. Read a full transcript enhanced with helpful links. Connect with Ideas of India Follow us on X Follow Shruti on X Follow Ammu on X Click here for the latest Ideas of India episodes sent straight to your inbox. Timestamps (00:00:00) - Intro (00:03:06) - Understanding Capital Inflows and Financial Liberalization (00:04:36) - Concerns Around Foreign Capital and Hot Money Flows (00:07:12) - The Banking Reform and Ownership Landscape in India (00:12:10) - Banks Most Affected and Patterns of Foreign Investment (00:17:05) - Impact on Borrowing Capacity and Lending Behavior (00:19:38) - Productive Lending and Screening Mechanisms (00:25:53) - Managerial Practices and Governance Improvements (00:34:20) - Firm-Level Effects and Data Construction (00:39:50) - Aggregate Effects and Decline in Misallocation (00:45:19) - Implications for Policy and the Future of Liberalization (00:48:42) - Differences Between Public and Private Banks (00:53:15) - Outro
In this episode of the Loan Officer Podcast, host Dustin Owen sits down with John Motowidlak, co-founder of Mpire Financial. Together, they dive deep into the ways technology—such as artificial intelligence, automation, robotics, and SaaS solutions—is revolutionizing the mortgage industry and accelerating Mpire Financial's impressive growth trajectory. John offers valuable insights into the process of developing proprietary technology, emphasizing how innovation and adaptability are crucial for staying ahead in a rapidly evolving market. The conversation also touches on the significance of cultivating a strong company culture at Mpire Financial, and how this foundation supports both employee satisfaction and client success. John and Dustin discuss the upcoming Mortgage Con 2026 conference in Orlando, highlighting the event's potential for learning, networking, and discovering the latest industry trends. Throughout the episode, they explore the exciting opportunities that come with tech-driven change in real estate, as well as the unique challenges that mortgage professionals face in adapting to new tools and processes. John shares his perspective on the future of coaching and mentorship in the industry, introducing innovative coaching platforms and resources designed to help loan officers and mortgage professionals thrive. Listeners will also hear about new networking opportunities, best practices for leveraging technology, and actionable strategies for navigating the dynamic landscape of modern mortgage lending. TLOP's Originator Coaching ---> Visit Website
For episode 647 of the BlockHash Podcast, host Brandon Zemp is joined by Tobias van Amstel, CEO of Altitude. Traditional lending is quietly being disrupted by decentralized finance (DeFi). It's not just about lower interest rates and faster approvals; it's about financial empowerment for people without access to traditional systems. DeFi lending platforms are becoming the "new banks" as outlined by real people who turned to Altitude Finance for loans to pay for their rooftops and plots of land. ⏳ Timestamps: (0:00) Introduction(0:58) Who is Tobias van Amstel?(3:16) What is Altitude?(4:32) How does Altitude automate DeFi?(6:30) Average expected farming APYs(8:06) Capital efficiency improvements(9:40) Use-cases(12:25) Why do users take DeFi loans?(13:28) Future of onchain lending(16:55) Agentic AI in DeFi(18:36) State of the Crypto market(22:45) Altitude roadmap for 2026(24:21) Events & conferences(25:29) Altitude website & socials
WGN Radio's David Hochberg, in for Bob Sirott, is joined by 42nd Ward Alderman Brendan Reilly to talk about crime in Chicago and why he thinks Cook County need to make a change in leadership on March 19th.
Mortgage and real estate expert David Hochberg joins John Williams to talk about mortgage rates coming down a bit, if he thinks the Fed will cut interest rates later this month, how homes have appreciated in the area, how much credit card debt Americans are holding, why he insists on paying off credit card debt every […]
David Telisman of David Telisman Communications, LLC. joins David Hochberg, in for Bob Sirott to discuss what AI is and how to use AI to your advantage when it comes to marketing your business or company.
WGN Radio’s David Hochberg, in for Bob Sirott, is joined by singer John Vincent and MasterChef Kira Novak to discusses their latest partnership that combines delicious food and incredible music for an unforgettable evening for your personal events.
Today on Credit Union Conversations, Mark Ritter sits down with Bryan Doxford of Grow America to discuss innovative approaches to supporting small businesses, affordable housing, and underserved communities. Bryan shares insights into the mission-driven work of Grow America, including its role in providing capital through SBA loans, new market tax credits, and low-income housing initiatives. Bryan highlights how Grow America partners with credit unions, CDFIs, and community organizations to bridge funding gaps, offer economic development training, and help businesses access the capital they need to thrive.They also delve into the current state of Certified Development Financial Institutions (CDFIs), exploring trends in consolidation, grant reliance, and self-sufficiency. Bryan underscores the importance of collaboration, both between mission-aligned organizations and with credit unions, to maximize impact in underserved communities. From small business lending to affordable housing and workforce development, this episode provides actionable insights for credit unions and community-focused organizations seeking to expand their impact.What You Will Learn in This Episode: ✅How Grow America (formerly NDC) drives community impact✅The evolving landscape of CDFIs✅The national housing shortage & affordability crisis✅How credit unions and CDFIs can partner for greater impactSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today. TIMESTAMPS: 00:00 Introduction01:00 Bryan Doxford's career journey: from credit unions to SBA lending07:00 About Grow America's mission and programs09:00 Explanation of new market tax credits11:00 Current state and future of CDFIs17:100 Affordable housing initiatives and impact21:00 Training programs and community partnerships24:00 Access to capital and client community examples25:00 How credit unions can collaborate with Grow AmericaKEY TAKEAWAYS:
China's Debt Dilemma and Keir Starmer's Political Trouble — Joseph Sternberg — Sternberg analyzes China'scritical economic vulnerabilities, noting that its $2.2 trillion in global lending—partly channeled through the Belt and Road Initiative—faces mounting pressure from defaults and political resistance to Chinese asset ownership. Domestically, China restricts capital inflows to manage inflation and stabilize exchange rates. Sternberg also examines UK politics, noting that Labour leader Keir Starmer faces mounting political difficulties ahead of a challenging budget that lacks an articulated economic growth strategy. 1700 WINDSOR CASTLE