Podcasts about lending

Tariffs imposed under the International Emergency and Economic Powers Act (IEEPA) account for about 9.5pp of our estimated 14.7pp effective tariff rate after the reduction in fentanyl tariffs on China. Therefore, the Supreme Court's decision could have important implications for activity, inflation, deficits, debt, interest rates, and the dollar. We discuss risks and scenarios after the oral hearings. As expected US Treasury maintained nominal coupon sizes unchanged but also did not guide towards higher bill share. Instead guidance suggests appetite to grow coupon supply in 2027. We discuss scenarios and implications for the US rate and spread curve.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

Gugs Mhlungu chats to Resident Certified Financial Planner Paul Roelofse about why South Africa’s micro-lenders say small loans are no longer profitable and what this means for people who rely on them to get by. 702 Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Featured on WGN Radio's Home Sweet Home Chicago on 11/08/25: Dykstra LLC's Rich Dykstra Sr., HVAC Hall of Famer, joins the show to discussing the top items for getting your home ready for the winter. To learn more about what Dykstra LLC can do for you, email rich.dykstra.llc@gmail.com or call (708) 417-7391.

As featured on Home Sweet Home Chicago on 11-08-2025: Attorney Rae Kaplan of Kaplan Law Firm joins David Hochberg to talk about the latest federal student-loan law changes and why now is an extremely important time for families to plan for their future with loans and scholarships. For more information, call (312) 564-4267.

Featured on WGN Radio's Home Sweet Home Chicago on 11/08/25: Lindholm Roofing's Assistant Manager Mike Huston discusses getting through your end of year list for exterior work and managing realistic expectations. To learn more about what Lindholm Roofing can do for you, go to lindholmroofing.com or call them at 773-283-7675.

We started this week's show by chatting with Attorney Rae Kaplan of Kaplan Law Firm to discuss the latest federal student-loan changes. Next, Lindholm Roofing's Assistant Manager Mike Huston discussed yearly roofing expectations. Then, HVAC Hall of Famer, Rich Dykstra Sr. of Dykstra LLC discusses the top tips for getting your home ready for winter. […]

Australia’s fifth-largest lender just hit pause on new loans to trusts and companies—and the headlines have been wild. In this episode, we’ll cut through the noise and show you what actually changed… and what smart investors can do next. What we’re diving into: Why Macquarie Bank paused trust/company lending (and why it’s more “recalibration” than meltdown) How this fits into today’s lending climate (rates, buffers, and real borrowing capacity) Practical moves if you invest via entities, or you’re deciding whether you should The playbook to keep progressing responsibly in 2025/26 Featuring: Callum Rhodes (Head of Dashdot Finance) If you value freedom, choice, and abundance, this session will help you stay a step ahead. See you on the inside.IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. --WATCH ON YOUTUBE: Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze)-- -- RESOURCES TO HELP: Join the conversation: The Investor Lab Community Looking for a team to partner with you in your portfolio building journey? Join Dashdot: https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: How to Build a Portfolio That Works When the System Doesn’t Australia's Property Market Is About To Explode (Here's Why) Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes Why You Feel Poorer Even as the World Gets Richer AI, Housing & Money Printing: 3 Big Questions Shaping Your Financial Future Turning Property Wealth Into Retirement Income The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

In this Finance Friday episode of Wealth Coffee Chats, We delivers a fast-paced rundown of the latest money news before diving into practical tips for anyone eyeing a property auction. With the RBA keeping rates on hold amid rising inflation and unemployment, he explains why most banks expect no movement until mid-2026 and what that means for borrowers right now. We also discusses CBA and Westpac's shift away from brokers, despite brokers handling nearly 80% of home loans, and what that signals for lending strategies. Then, he turns to the property market, where auction clearance rates have jumped from 60% to 72% in just a year — a sign of growing buyer confidence. To help listeners prepare, We outlines five essential auction steps: knowing your borrowing power, setting a firm budget, getting pre-approval, having your contract reviewed by a solicitor, and ordering building or strata reports before bidding. Short, sharp, and full of actionable insights — this episode helps you plan smarter and bid with confidence.   Episode Highlights: RBA holds interest rates steady amid rising inflation and unemployment. Banks predict no rate cuts until mid-2026 — what this means for borrowers. CBA and Westpac pivot away from brokers despite broker dominance. Auction clearance rates jump to 72% — a strong signal for property demand. Step 1: Know your borrowing capacity before bidding. Step 2: Set a realistic budget and avoid auction overreach. Step 3: Get pre-approval and understand lender conditions. Step 4: Have your solicitor review the contract before auction day. Step 5: Complete building, pest, or strata reports in advance. Final takeaway: Be financially and legally ready before the hammer falls.

The Lending Industry's #1 Problem - #307 Warren Buffett once said there are three things that can take someone down in business: ladies, liquor, and leverage—but really, just leverage. In this episode of the Private Lenders Podcast, Chris and Jason dive deep into what they call the #1 issue in private lending and real estate finance: over-leverage. From 100% financing and high LTVs to institutional capital flooding the market, this episode breaks down how risky lending practices are hurting both lenders and investors—and what smart operators are doing instead.

On today's sponsored episode, HousingWire president and returning Power House host Clayton Collins sits down with Jennifer McGuinness, the CEO of Pivot Financial. With her extensive Wall Street background and her experience at Deutsche Bank, CoreVest, and WinWater, Jennifer brings unparalleled expertise to today's conversation about non-QM products and the future of mortgage securitization Clayton and Jennifer dive deep into product diversification strategies, the importance of prudent underwriting, and the innovative securitization framework that Pivot is developing to level the playing field for small and mid-sized lenders. They also tackle persistent non-QM misconceptions, explore the untapped potential of first and second lien HELOCs, and discuss how VantageScore 4.0 could reshape credit evaluation. Here's what you'll learn: Why non-QM products are essential for lender survival in today's market, not risky subprime lending How first lien HELOCs can serve as game-changing cash management tools for borrowers The real story behind VantageScore vs. FICO and what bond markets aren't telling you Pivot's revolutionary securitization framework could democratize liquidity for smaller lenders Why product innovation — not just rates and asset prices — holds the key to housing affordability Related to this episode:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Jennifer McGuinness | LinkedIn Pivot Financial Pivot Financial | LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live at MBA Annual 2025, HousingWire CEO Clayton Collins talks with Joel Rickman, SVP of Verification Services/Workforce Solutions at Equifax, and Justin Demola, President of Lenders One, about the ripple effects of FICO's new pricing model, the rise of VantageScore, and how smarter lending data can drive efficiency, affordability, and innovation across the housing market.In this episode:Why is the FICO vs. VantageScore discussion so important right now?The FHFA's move to accept VantageScore opened the door for more competition and potential savings. While some lenders worry about cost increases, experts explain how competition is already driving innovation and pricing transparency—helping lenders better serve homebuyers.How are Equifax and other bureaus responding to these market shifts?Equifax, Experian, and TransUnion have each added new data benefits within existing pricing structures. At Equifax, that includes embedding income and employment data into credit reports to reduce costs and improve decision accuracy. The goal: help lenders make smarter, faster, and fairer lending decisions.What role does Lenders One play in shaping this change?Lenders One represents over 230 independent mortgage bankers, providing cooperative buying power and technology tools. By building its own credit-reporting platform and partnering with bureaus like Equifax, Lenders One helps members gain flexibility, lower costs, and optimize workflows.How can lenders create efficiency in loan manufacturing?The guests stress “buy what you need, when you need it.” That means pulling the right data at the right stage of the loan, automating income verification later in the process, and using analytics to predict fallout rates—reducing unnecessary costs while keeping accuracy high. 

In this episode of The Smart Property Investment Show, host Emilie Lauer is joined by Eva Loisance from Finni Mortgages to discuss Macquarie Bank's recent freeze on lending to trusts and companies and its impact on property investors. They explore how trusts and company structures have become increasingly popular, even among first-time investors, due to perceived benefits such as asset protection, tax advantages, and the ability to bypass traditional lending limits. Loisance explains that while these strategies can enable portfolio growth, they carry significant risks, especially in a high-interest, low-yield environment where properties may not be positively geared. The discussion highlights concerns about aggressive lending strategies promoted on social media and the potential for overextension, which partly motivated Macquarie's decision. Lauer and Loisance emphasise that while the freeze affects investors relying on trusts, it may also lead other banks to tighten lending scrutiny and standards. They stress the importance of reassessing investment strategies, seeking professional advice, and focusing on sustainable, positively geared properties. Despite the challenges, trusts remain as viable options for well-informed investors who engage accountants, financial planners, and brokers to guide decisions. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In today's Finshots, we tell you how HPS Investment Partners, a recently acquired firm under BlackRock, got scammed out of half a billion dollars.Apply with Ditto ⁠⁠⁠⁠by clicking here⁠⁠⁠.

We're kicking off a new series on the AmiSights Podcast — The Rundown, where we break down the stories making waves in small business, SBA lending, and entrepreneurship. When big news breaks, The Rundown delivers.In these special episodes, Ami Kassar and Lynn Ozer share timely insights on what's happening in the world of small business lending—and why it matters to you.In this first installment, Ami Kassar and Lynn Ozer share real-time insights from the NAGGL Annual Conference — set against the backdrop of a government shutdown that's sending ripple effects across the lending industry.What happens when Washington stops? For many small businesses, it means stalled approvals, frozen funding, and uncertainty about the future. Ami and Lynn discuss how shutdowns disrupt SBA operations, what lenders are experiencing on the ground, and why collaboration within the industry matters more than ever during uncertain times.“We live as part of an ecosystem that runs on the SBA,” says Ami Kassar. “It's a reminder of the far-reaching implications of this program — and how we all make our living by supporting and helping borrowers through it.”The main topics of today's episode include:Government shutdowns create ripple effects throughout the lending ecosystem.SBA lenders face stalled deals and client uncertainty during shutdown periods.Conferences like NAGGL play a vital role in maintaining connection and clarity amid disruption.Staying informed — and united — helps the industry adapt when Washington goes quiet.Recorded on 11/3/2025

In this episode of InvesTips, Steve speaks to Nic Rigois, Global Head of Capital Market Products and Solutions at Standard Chartered, about the features and operation of wealth lending and why investors should consider wealth lending as part of their wealth management approach to optimise portfolio returns. Speakers: - Steve Brice, Global Chief Investment Officer, Standard Chartered Bank - Nic Rigois, Global head, CMPS, Standard Chartered Bank 

We discuss the FOMC rate and QT decisions. US front-end rates now look much more fairly priced. QT decision disappointed us and we remain concerned about US funding markets. ECB meeting was a non-event, but Euro Area data surprises on both activity and inflation mean that the hawks will likely retain the narrative into the December meeting. We outline what this means for our ECB call and why we still see value in EUR rate markets. You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life. "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2025 Bank of America Corporation. All rights reserved.

In this episode of "People Not Titles," host Steve Kaempf interviews Jason Finn, VP of Lending at Key Mortgage Services, who shares his journey from data analytics to real estate and mortgage consulting. Jason discusses the challenges of starting over, the value of training, his passion for mentoring, and how his poker experience shapes his client relationships and commitment to integrity and community.Introduction & Guest Welcome (00:00:00)Consulting Career & Move to Chicago (00:01:07)Transition to Real Estate (00:02:22)Starting Over in Real Estate (00:03:33)Building a Real Estate Career (00:05:25)Keys to Success in Real Estate (00:07:07)Decision to Move to Mortgage Lending (00:09:18)Letting Go & Focusing on Lending (00:11:49)Humility & Starting Over in Lending (00:13:01)Choosing Key Mortgage Services (00:15:26)Key Mortgage's Lending Model (00:18:04)Second Look Program & Client Benefits (00:20:37)Relationship Building with Agents (00:23:00)Extending Values Across Brands (00:25:28)Social Media Influence & Marketing (00:27:00)Abundance Mindset & Giving Back (00:30:10)Poker Career & Windy City Poker Championship (00:33:31)Poker Lessons Applied to Lending (00:40:21)Scaling, Teamwork, and Personal Touch (00:43:03)How to Connect with Jason Finn (00:45:39)Closing Remarks (00:47:07)Full episodes available at www.peoplenottitles.comPeople, Not Titles podcast is hosted by Steve Kaempf and is dedicated to lifting up professionals in the real estate and business community. Our inspiration is to highlight success principles of our colleagues.Our Success Series covers principles of success to help your thrive!www.peoplenottitles.comIG - https://www.instagram.com/peoplenotti...FB - https://www.facebook.com/peoplenottitlesTwitter - https://twitter.com/sjkaempfSpotify - https://open.spotify.com/show/1uu5kTv...

Welcome to our new miniseries, Engineering the SMB Capital Stack, sponsored by our friends at Fundbox. This four-part series digs into small businesses, small business lending, and the forces reshaping how small businesses access capital.  In Episode 1, I sit down with Prashant Fuloria, CEO of Fundbox (and my cohost for the episodes that follow). We kick things off with The State of SMB Lending, level-setting with data from the Federal Reserve's 2025 report on small business credit (based on a 2024 survey of 7,600 business owners). For the first time since 2021, small businesses were more likely to report that revenues decreased rather than increased in the year prior to the survey. Translation: SMBs are surviving; not thriving. Then, we zoom out from the data to consider why costs are rising, why some businesses are defaulting instead of declaring bankruptcy, and how embedded finance is changing both borrower behavior and lender economics.  Prashant brings the long view of Fundbox's credit data to the table: how performance differs across industries, why CAC still kills standalone lenders, and how alignment among banks, fintechs, and platforms is the only sustainable model. It's a foundational conversation for anyone tracking the next decade of SMB capital: rich with data and grounded in the here and now (with a clear sense of where the stack's heading!). Subscribe now to catch what's next: candid, can't-miss conversations with leaders from Plaid, Stripe Capital, and Lead Bank! This episode was brought to you by Fundbox.  As a leading capital infrastructure provider behind the digital SMB economy, Fundbox is focused on enabling platforms to embed financial tools directly into their user experiences. Learn more here.  Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Alex:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Follow Prashant: https://www.linkedin.com/in/fuloria/ Learn more about Fundbox here.

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time?In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end.They're joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes.If you've been waiting for the right moment to invest — this is it.⏱️ TIMESTAMPS00:00 – Introduction & 2025 real estate outlook01:30 – Why Q4 is the most strategic time for investors03:00 – Builder incentives: how to get $25K–$50K back on new builds05:10 – Using 5% down loans to scale your portfolio faster08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs10:40 – Combining tax strategies for “free real estate”13:00 – IRS-approved tax breaks and why they exist15:20 – Market highlights: San Antonio, Conroe, and Alabama20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans)28:00 – DSCR loans, credit scores & qualification tips33:00 – Real estate professional status vs short-term loophole39:00 – Why you must own and place your property in service before year-end48:00 – Final takeaways: how to act fast and save big in 2025

Home ownership is becoming harder for many Americans, with78% citing affordability issues like income and down payments (2024Bankrate/Yahoo Finance). Most buyers (74%) require financing, assessed by rulessuch as the 28/36 rule. The number of loan officers dropped by half from 2021to 2023 (Investopedia), and only 27–40% of buyers use them; most get loansthrough banks or credit unions.Michael Newmann, Branch Manager & Senior Loan Officer atCMG Home Loans, offers expertise in wealth-building home loans nationally. Withover 20 years in the industry and a background in psychology, he leadshigh-profile clients using strategies like CMG's innovative All-In-One Loan—a30-year HELOC with daily interest calculations and equity access. Michaelcombines financial knowledge with empathetic client service and strategicthinking, aiming to help clients save money and reduce their mortgage terms.For more information, For More Information: https://www.cmghomeloans.com/mysite/mike-newmann/team/The-Newmann-Group or call (541) 227-2722. 

In this podcast, Lord Abbett Portfolio Manager Vince Lu discusses the evolution and growth of the asset class--and addresses questions about whether a “bubble” is forming in the private credit market.

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time?In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end.They're joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes.If you've been waiting for the right moment to invest — this is it.⏱️ TIMESTAMPS00:00 – Introduction & 2025 real estate outlook01:30 – Why Q4 is the most strategic time for investors03:00 – Builder incentives: how to get $25K–$50K back on new builds05:10 – Using 5% down loans to scale your portfolio faster08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs10:40 – Combining tax strategies for “free real estate”13:00 – IRS-approved tax breaks and why they exist15:20 – Market highlights: San Antonio, Conroe, and Alabama20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans)28:00 – DSCR loans, credit scores & qualification tips33:00 – Real estate professional status vs short-term loophole39:00 – Why you must own and place your property in service before year-end48:00 – Final takeaways: how to act fast and save big in 2025

[Housing Wire] High Tech Lending launches a new flexible senior HELOC. [RMI] All the latest HECM data in Revere Market Insight's Market Minute. [Law Offices of Laurie E. Ohall] One law firm addresses the question of how heirs can settle an estate with a reverse mortgage. Watch our video podcast here!

Positive signs about our economic recovery in the latest lending data. New figures from credit bureau service Centrix shows a rise in lending, including a 21% rise in residential lending. Three thousand fewer people are behind on payments compared to a month earlier. Centrix Managing Director Keith McLaughlin told Mike Hosking it shows that households are continuing to manage their budgets effectively. He says the trend is very, very favourable. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Featured on WGN Radio's Home Sweet Home Chicago on 11/01/25: Perma-Seal Basement Systems' Chief Operating Officer Joel Spencer discusses protecting your foundation for the transition into fall and winter. To learn more about Perma-Seal's services, go to permaseal.net or call 1-800-421-SEAL (7325).

Featured on WGN Radio's Home Sweet Home Chicago on 11/01/25: BluSky Restoration Contractors' Business Development Manager Cory Ambrose joins the program to discuss caring for your home after a fire. To learn more about what BluSky Restoration Contractors can do for you, go to goblusky.com or call them at 1-800-956-8844.

Featured on WGN Radio's Home Sweet Home Chicago on 11/01/25: Lindholm Roofing's Assistant Manager Mike Huston to the rescue! Listen in as Mike discusses the importance of getting your roof inspected before installing solar panels. To learn more about what Lindholm Roofing can do for you, go to lindholmroofing.com or call them at 773-283-7675.

We started this week's show by chatting with BluSky Restoration Contractors' Business Development Manager Cory Ambrose on taking care of your home after a fire. Next, Perma-Seal Basement Systems' Chief Operating Officer Joel Spencer discusses protecting your foundation for the transition into fall and winter. Then, Lindholm Roofing's Assistant Manager Mike Huston discusses the importance of […]

In this episode, Patrick McKenzie reads his essay about the financial infrastructure that makes buying windows painless. When a window installer can originate, underwrite, and fund a $25,000 loan in 15 minutes before leaving your house, it's because four parties—window companies, facilitating platforms, specialized banks, and capital providers—have built a system that actually works. Patrick explains how modern consumer lending learned from 2008 to create better underwriting, clearer compliance, and properly distributed risk, all in service of enabling commerce in the real economy.–Full transcript available here: www.complexsystemspodcast.com/home-improvement-lending/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Bits about Money: https://www.bitsaboutmoney.com/archive/window-modern-loan-origination/ –Timestamps:(00:00) Intro(02:46) Why not just have banks loan money for home improvement?(06:43) Modern installment loan origination as a service(09:58) Sponsor: Mercury(11:09) Modern installment loan origination as a service (part 2)(15:17) What's the actual product offered?(19:03) How does this pie get divvied up?(24:12) Is this unsecured lending?(26:12) Should we be happy this Rube Goldberg machine exists?

Greg Friedman is the Founder and CEO of Peachtree Group, a real-estate investment firm focused on acquisitions, development, and lending across commercial real estate with a strong hospitality footprint. Since launching Peachtree in 2007, Greg has overseen more than $11 billion in real-estate investments and built one of the country's most active private-credit and loan-acquisition platforms. He has been a 3i Member since 2024. Listen to the episode to hear:How Greg launched Peachtree on the eve of the 2008 financial crisis and turned it into an advantageThe firm's philosophy of identifying “mispriced risk” and moving faster than banksPeachtree's expansion into film financing, tax-credit strategies, and other adjacent venturesLearn more about 3i Members at 3imembers.com and follow us on LinkedIn for updates.

Jack Benny | Jack Mad About Academy Awards | Talks About Lending $10.00 to Fred Allen | March 1, 1942; March 15, 194200:55 -- Jack Mad About Academy Awards29:10 -- Talks About Lending $10.00 to Fred Allen: : : : :My other podcast channels include: DRAMA X THEATER -- SCI FI x HORROR -- MYSTERY X SUSPENSE -- VARIETY X ARMED FORCES -- THE COMPLETE ORSON WELLESEnjoy my podcast? You can subscribe to receive new post notices. Also, if you have a moment, please give a 4-5 star rating and/or write a 1-2 sentence positive review on your preferred service -- that would help me a lot.Thank you for your support.https://otr.duane.media | Instagram @duane.otr#comedyclassics #oldtimeradio #otr #radioclassics #jackbenny #fibbermcgeemolly #bobhope #lucilleball #martinandlewis #grouchomarx #abbottandcostello #miltonberle #oldtimeradioclassics #classicradio #duaneotr:::: :

Matthew Quigley, Founder of Draft Line Capital, stops by the show to discuss lending to athletes. Matthew got involved in sports via FSU's booster program. He eventually joined FSU to work on recruiting and coaching students on how maximize NIL earnings.Matthew now runs Draft Line Capital. Draft Line lends to athletes to help them: with working capital, purchase loss of value insurance, and more. Notably, Draft Line will not lend for frivolous expenses. Learn more listening! Contact Matthew by going to DraftLineCap.com. Bill references an Amazon show: The Money Game. That is worth a watch for some background. Sponsorship InformationThank you to ⁠⁠⁠Fiscal.ai⁠⁠⁠ for sponsoring the show. DISCOUNT INFO: If you use the affiliate link ⁠⁠⁠⁠fiscal.ai/brew⁠⁠⁠⁠, you will automatically get 2 weeks of Fiscal Pro for Free and if you find that you want to upgrade, my link will get you 15% off any paid plans. About ⁠⁠⁠Fiscal.ai⁠⁠⁠⁠⁠⁠Fiscal.ai⁠⁠⁠ is the complete modern data terminal for global equities.The ⁠⁠⁠Fiscal.ai⁠⁠⁠ platform combines a powerful user experience with all the financial data capabilities that professional investors need. Users get up to 20 years of historical financials for all stocks globally that they can easily chart, compare, or export into their own models. And unlike legacy data terminals where it can take hours or even days, ⁠⁠⁠Fiscal.ai⁠⁠⁠'s data is updated within minutes of earnings reports. ⁠⁠⁠Fiscal.ai⁠⁠⁠ also tracks all the company-specific Segment & KPI data so you don't have to. Like to track Amazon's Cloud Revenue? They've got it.How about Spotify's premium subscribers? Or Google's quarterly paid clicks?They've got all of it.

Welcome to The Lending Brief, a brand new show brought to you by the GovNavigators and sponsored by Allocore. The Lending Brief shares stories of innovation, challenge, and impact in federal lending.Our first guest is Doug Criscitello, former CFO at HUD and SBA, and now a fellow at Arnold Ventures. Doug unpacks how the federal government quietly became one of the world's largest lenders, and why the volume of loans has exploded since the 2008 financial crisis and the COVID-era Paycheck Protection Program.He explains how shrinking workforces and rising demand are forcing agencies to modernize through automation, analytics, and AI, not just to process loans faster, but to strengthen risk controls and inform policy decisions in real time. Doug also makes the case for a “Federal Credit Intelligence Hub,” a centralized data platform that could track performance, detect fraud, and guide smarter policy across agencies.Want more from The Lending Brief? Check out The Lending Brief Newsletter

Can your retirement account buy real estate? Startups? Alpaca farms?! Yes. And in this episode, Dana Udumulla from Madison Trust breaks down how self-directed IRAs actually work, what they can (and can't) invest in, and why more commercial real estate investors should be using them to raise capital.Whether you're an accredited investor or a confused podcast co-host (cough Timmy), this conversation is packed with practical takeaways, tax strategies, and jaw-dropping scenarios (like turning $7K/year into $4.75M tax-free).We also get into:Roth vs Traditional IRA pros & consCommon mistakes investors make (and how to avoid getting disqualified)How to structure deals to receive retirement dollarsReal estate, bonus depreciation, and... Brazilian sugar?Don't invest another dollar until you listen. Your future self will thank you.

Hey all, Jason here.In this episode, I had the chance to talk with Brian Reshefsky, founder and CEO of cashflow analytics platform EDGE, Timothy Li, cofounder and CEO of orchestration platform LendAPI, and Vincent Zhang, chief growth and strategy officer at Braviant Holdings. We had the chance to discuss:* How different stakeholders across the lending value chain are driving change* What goes into transforming raw transaction data into something that is usable in the underwriting process* How cashflow data can be used to help underwrite borrowers across the credit spectrum* How leveraging cashflow data can improve lenders' bottom line* And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

We're excited to bring you highlights from this week's “Monday News Drop” episode of The ASHHRA Podcast! Co-hosts Luke Carignan and Bo Brabo were back in the studio to tackle two of the hottest topics shaping healthcare HR today: a shakeup in leadership expectations and the non-stop momentum of AI.Episode Highlights1. No One Wants to Lead! Luke and Bo dove into an eye-opening article on “Conscious Unbossing” – a rising Gen Z trend where employees are opting out of formal leadership roles in favor of deepening subject matter expertise. The big takeaway? People want career growth options that DON'T require managing others!Key discussion points:Rethinking career pathing beyond the “leadership ladder”Lending respect and recognition to subject matter experts (SMEs), even when they choose not to manage peopleBuilding parallel career tracks, lateral moves, and project-based recognition for non-managerial talentHumility in the workplace: Valuing leaders AND non-leader contributors2. AI Isn't the Future—It's the Present Every HR article (and podcast!) these days is talking about AI. Bo and Luke stressed the urgency around not just learning about AI, but also actively implementing and adapting to it—especially agentic AI in HR functions like talent acquisition.Organizations that delay AI adoption risk falling dangerously behind the competition—think “flip phone vs. iPhone.”AI is shifting HR from transactional work to strategic ‘people architect' roles—are you ready to evolve?HR positions won't disappear, but tasks ARE changing: repurposing roles, reskilling teams, and continuously learning is the name of the game.Don't be afraid to learn! Even if you're near retirement, find your AI enthusiast successor and help them lead the charge.3. Trending Topic: Staff Well-Being & the Power of the SME Bo and Luke touched on staff well-being—mental health, burnout prevention, and flexible scheduling—as top priorities for healthcare HR, emphasizing that SMEs in these areas can lead important change without managing teams.Fun FavoritesRedefining generational names (RIP, “Generation PT Cruiser”!).The coming age of affordable AI-powered robots—the Jetsons' future is closer than you think.What's Next? ASHHRA's Annual Conference is coming to Savannah on May 17-19, 2026! Check the show notes or ASHHRA website for more info, and join us LIVE on the podcast at the event.From Our Sponsors...Optimize Pharmacy Benefits with RxBenefitsElevate your employee benefits while managing costs. Did you know hospital employees fill 25% more prescriptions annually than other industries? Ensure cost-effective, high-quality pharmacy plans by leveraging your hospital's own pharmacies. Discover smarter strategies with RxBenefits.Learn More here - https://rxbene.fit/3ZaurZNStreamline HR Compliance with oneBADGEhealthcareSimplify screening, credentialing, and compliance for healthcare HR. oneBADGEhealthcare from ISB Global offers a tailored solution to keep your workforce compliant and efficient. Built for healthcare leaders, it's your all-in-one compliance tool.Get Started here - https://isbglobalservices.com/onebadgeunitedstates/ashhra/ Support the show

There’s a poignant scene near the end of Frederick Buechner’s novel Brendan. The character Gildas stands up to reveal one of his legs missing from the knee down. As he reaches for his walking stick, he loses his balance. Brendan leaps up and catches him. “I’m as crippled as the dark world,” Gildas says. “If it comes to that, which one of us isn’t?” Brendan replies. “To lend each other a hand when we’re falling. Perhaps that’s the only work that matters in the end.” In 2 Samuel 9, we find King David desiring to show kindness to anyone still living from the house of Saul (v. 1). There is one, Mephibosheth, “a son of Jonathan; lame in both feet” (v. 3). Mephibosheth is ushered into the king’s presence where he hears these words: “I will restore to you all the land that belonged to your grandfather Saul, and you will always eat at my table” (v. 7). And he always did. Scripture is full of unforgettable stories of David and giants and armies and kings and kingdoms—the stuff of movies. But the Bible also remembers this poignant kindness shown toward a person in need—the story of someone lending a hand to another. After all the big, flashy scenes fade, it’s possible that kindness such as David extended to Mephibosheth is the work that matters most in the end. Lending a hand is the kind of work you and I can be about each and every day.

A bold, but really ill-advised, choice. Welcome to another edition of comedy4cast Odd News, where we bring you the most unusual and unexpected stories from around the world. Without going anywhere! In this episode, another stranger-than-fiction event. This time, involving an extremely odd funeral service. Then, a classic comedy clip. Odd News: Mourning Has Broken Our main story deals with a highly-regarded member of an Indian community. When word spreads of his untimely death, hordes of people gather to mourn his passing. But, before this funeral is over, things will take a sitcom-style turn that leads to snacks! And you'll hear all the details of this baffling event in this episode. These Darned Trees Won't Leaf In honor of the Platinum Anniversary of comedy4cast, we're including a classic clip from our first 20 years. This clip comes from an episode released in November 2006. Clinton and Bonnie are enjoying a relaxing autumn walk when they encounter a local who has some truly wild, but extremely funny, theories about trees. What are the true intentions of oak and maple trees? Prepare to have your mind blown by the truth about these overgrown shrubs. Get ready for an episode full of laughs! Hit play on Mourning Has Broken now to discover why it's important to not tick off your friends and to hear a vintage comedy4cast sketch! Lending their voice in this episode is Bonnie Kenderdine. >> You can also support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on BlueSky, Instagram, Facebook, MeWe, and Mastodon >> Give us a call via the Super Secret Phone Line (213) 290-4451>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/25: Rose Pest Solutions' Marketing Director Janelle Iaccino, A.K.A. ‘The Burgg Girl,' joins the program to talk about spiders. Janelle talks about the brown recluse spider, yellow sac spiders, and more! To learn more about Rose Pest Solutions and what they can do for you, go […]

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/2025: Lewis Shapiro of Redo Cabinets joins the show to talk about their in-home shopping experience. Lewis discusses how customers enjoy the process and can compare materials. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call 630-381-5583.

Featured on WGN Radio's Home Sweet Home Chicago on 10/25/25: IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates joins the program to discuss tax liens. To learn more about Steven A. Leahy, go to fightbacknow.com or call 1-312-664-6649.

We started off this week's show by chatting with Janelle Iaccino of Rose Pest Solutions to discuss spiders and mice. IRS Tax Attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC with Opem Tax Advocates joins the program to discuss tax liens. Lewis Shapiro of Redo Cabinets joins the show to talk about their in-home […]

Every Saturday from 10 AM to 1 PM, David Hochberg and his weekly guests help WGN Radio listeners and prospective homeowners with all the questions and challenges someone in the Chicagoland area could think of. David’s career on the radio spans decades, and his career as a mortgage lender goes back even further. He joined […]

In this episode, I sit down with Jon Fry, CEO and co-founder of Lendflow, to explore how AI is transforming the embedded lending landscape. Jon shares his unconventional journey from building websites in college to becoming a key player in embedded lending, including the challenge of launching LendFlow in early 2020—just as COVID shut down the lending market.The conversation dives deep into how LendFlow's AI-powered platform is making lending more efficient and accessible, why the small business lending space hasn't advanced as quickly as many expected, and what survival through multiple market cycles has taught the industry's most resilient players. Jon paints a compelling vision of the next five to ten years, where AI will create truly magical lending experiences and finally deliver on the promise of embedded finance for small businesses.In this podcast you will learn:How Jon went from building website in college to starting Lendflow.What is was like launching a lending software business in early 2020.What Lendflow does exactly.Who is their core customer.What has changed in embedded lending in the last five years.How brands can customize their loan offerings with Lendflow's platform.Why Lendflow encourages brands to connect directly with lenders.What a neutral embedded lending network is.How Lendflow uses AI and what problems it is solving.Why we are not quite ready for a fully agentic workflow yet.What a fully agentic workflow could look like in the future.Why Jon thinks lending software hasn't developed that quickly in the past decade.What he thinks the next five to ten years holds for lending.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In this episode of the Real Estate Pros podcast, Kristen interviews Bryce Bush, a seasoned entrepreneur in the real estate industry. Bryce shares his diverse background, starting from a contractor to becoming a general partner at DDT Wealth LLC, focusing on hard money lending and financial services. He discusses his mindset towards business, the importance of incorporating financial services into real estate, and his mission to empower veterans through real estate investments. Bryce emphasizes the significance of personal connection in leadership and offers valuable advice for aspiring entrepreneurs.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Vice President of Lending for Team Hochberg at Homeside Financial and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Wendy Snyder (in for Bob Sirott) to talk about the increase in refinancing rates and an update on the Cook County Tax Bill. David hosts “Home Sweet Home Chicago” on Saturdays from 10am to […]

In this episode of the Real Estate Post podcast, host Kristen interviews Janine Cascio, founder of Simple Lending Financial and creator of She Funds Academy. They discuss Janine's journey into the lending industry, the challenges she faced as a woman entrepreneur, and the importance of building a values-aligned team. Janine shares insights on transparency in lending, the creation of a supportive community for women in finance, and her new book, 'She Believes, She Receives,' which focuses on mindset and personal growth. The conversation emphasizes the significance of mentorship, community support, and the ongoing journey of self-improvement.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Jon Yoo is with Convoy Home Loans based in Los Angeles. They specialize in DSCR Loans for commercial investors. On today's show we are talking about some of the market dynamics. To connect with Jon, visit https://convoyhomeloans.com/ or email him at info@convoyhomeloans.com. ------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

It's a big week for bank earnings. JPMorgan, Wells Fargo, and Citigroup reported quarterly results on Tuesday; Bank of America and Morgan Stanley report on Wednesday. Overall, banks are pulling in plenty of revenue — especially from their investment banking and trading departments. But the old-fashioned business of lending out money has been more of a mixed bag. We'll unpack. Also on the show: a major cryptocurrency scam and the economics of Broadway contract negotiations.

It's a big week for bank earnings. JPMorgan, Wells Fargo, and Citigroup reported quarterly results on Tuesday; Bank of America and Morgan Stanley report on Wednesday. Overall, banks are pulling in plenty of revenue — especially from their investment banking and trading departments. But the old-fashioned business of lending out money has been more of a mixed bag. We'll unpack. Also on the show: a major cryptocurrency scam and the economics of Broadway contract negotiations.