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Latest podcast episodes about FS

Fintech Insider Podcast by 11:FS
593. Insights: Breaking down the US financial services sector

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Jan 14, 2022 48:54


Our expert host, Simon Taylor, is joined by some great guests to look a the banking sector in the USA – in association with Temenos. Where once the American banking sector was dominated by the biggest names on Wall Street - we've seen major evolution in recent years; following changes in regulation and smart new ideas from both news players and incumbents looking to shake things up. So what have been the successes so far? What has proved challenging? And what's next for the banking sector in the USA? This week's guests include: * Dan Henry, CEO, Green Dot * Jacqueline White, President - Americas, Temenos * Vlad Lounegov, CEO, Mbanq All of this and much more on today's episode! This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utm_source=11fs&utm_medium=referral&utm_campaign=fintech_insider_) This episode is sponsored by Fintech Meetup. Join Fintech Meetup, the world's largest fintech meetings-only event! That's right - no speakers or content….just 30,000+ double opt-in online meetings that result in Deals, Partnerships and Funding. Meet 3,000+ participants from Fintechs, Banks, Credit Unions, Community Banks, Investors, Networks, Solution Providers, Tech cos, Retailers & Merchants and many others! Online, March 22-24. Learn More & Get Your Ticket (https://fintechmeetup.com/) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dan Henry, Jacqueline White, and Vlad Lounegov.

Fintech Insider Podcast by 11:FS
592. News: Anne Boden comments anger fintech bosses and Tencent invests in Monzo

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Jan 10, 2022 60:10


Our expert hosts, Benjamin Ensor and Deepa Anikhindi , are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Abba Newbery, Chief Marketing Officer, Habito Wiza Jalakasi, VP, Developer Relations, Chipper Cash We cover the following stories from the fintech and financial services space: Fintech bosses accuse Starling Bank's Anne Boden of stifling innovation 2:57 Chinese giant Tencent joins backers of £3.3bn digital bank Monzo 15:16 Habito offers mortgages for up to seven times person's salary 27:03 Fintechs in Africa continue to overshadow all other startups in funding gained 37:39 ING announces exit from French retail banking market 49:41 Hong Kong Fintech Unicorn WeLab To Enter Increasingly Crowded Indonesian Digital Banking Market 50:56 Fintech-focused Ribbit Capital raises $1.15B 52:30 BlackBerry: End of an era as company pulls plug on iconic handsets 53:50 This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utm_source=11fs&utm_medium=referral&utm_campaign=fintech_insider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Abba Newbery and Wiza Jalakasi.

Fintech Insider Podcast by 11:FS
591. Insights: Predicting the future of fintech in 2022

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Jan 7, 2022 51:18


Our expert hosts, Benjamin Ensor, Gwera Kiwana, and Alex Hooper got together to discuss their predictions for fintech in 2022 – as well as revisiting the predictions previously made for 2021. Will we see the rise of the global south? Could variable recurring payments silence the critics of Open Banking? Or will direct-to-consumer fintechs target more specific audiences? Tune in to hear how last year's predictions went and the big themes to look out for this year! This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utm_source=11fs&utm_medium=referral&utm_campaign=fintech_insider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Carole Baskins Diary
2016-04-18 Carole Baskin‘s Diary

Carole Baskins Diary

Play Episode Listen Later Dec 31, 2021 25:54


PROPOSED FLORIDA EXOTIC ANIMAL MODELLED AFTER FEDERAL BILL   KEY PROVISIONS AND REASONS FOR THEM   CURRENT FL LAW   After the FL Supreme Court ruled years ago that the Constitutional Amendment did not give the predecessor to the Florida Fish and Wildlife Conservation Commission (FWC) power to regulate captive exotic animals, the Legislature passed what is now renumbered as FS 379 granting FWC that power.  379.3762 reads:   379.3762 Personal possession of wildlife. — (1) It is unlawful for any person or persons to possess any wildlife as defined in this act, whether native to Florida or not, until she or he has obtained a permit as provided by this section from the Fish and Wildlife Conservation Commission. (2) The classifications of types of wildlife and fees to be paid for permits for the personal possession of wildlife shall be as follows: (a) Class I—Wildlife which, because of its nature, habits, or status, shall not be possessed as a personal pet. (b) Class II—Wildlife considered to present a real or potential threat to human safety, the sum of $140 per annum. (c) Class III—All other wildlife not included in Class I or Class II, for which a no-cost permit must be obtained from the commission. (3) Any person, firm, corporation, or association exhibiting or selling wildlife and being duly permitted as provided by s. 379.304 shall be exempt from the fee requirement to receive a permit under this section. (4) This section shall not apply to the possession, control, care, and maintenance of ostriches, emus, rheas, and bison domesticated and confined for commercial farming purposes, except those kept and maintained on hunting preserves or game farms or primarily for exhibition purposes in zoos, carnivals, circuses, and other such establishments where such species are kept primarily for display to the public. (5) A person who violates this section is punishable as provided in s. 379.4015. History.   So, in Florida, theoretically you cannot own a big cat as a pet. You supposedly must “exhibit” in order to have a license from FWC to own the cat. But there are no regulations defining criteria for what constitutes exhibiting, like rules about a minimum number of visitors or minimum amount of revenue to be an exhibitor.   Under federal law you are supposed to have a license from USDA to exhibit. One might presume then that if you do not have a USDA license, or lose your USDA license, you would become a pet owner under FL law.  There was one case we know of where a person lost their USDA license and we complained to FWC that since the person could not legally exhibit, they were a pet owner in violation of FL law.  FWC said they do not enforce federal law, so whether the person was in violation of federal law was not relevant, and if they said they were an exhibitor, they qualify as an exhibitor.   So, in practice the supposed ban on having a big cat as a pet is meaningless because there is no definition of “exhibit” and apparently all an owner has to do is say they exhibit.   Hi, I'm Carole Baskin and I've been writing my story since I was able to write, but when the media goes to share it, they only choose the parts that fit their idea of what will generate views.  If I'm going to share my story, it should be the whole story.  The titles are the dates things happened. If you have any interest in who I really am please start at the beginning of this playlist: http://savethecats.org/   I know there will be people who take things out of context and try to use them to validate their own misconception, but you have access to the whole story.  My hope is that others will recognize themselves in my words and have the strength to do what is right for themselves and our shared planet.     You can help feed the cats at no cost to you using Amazon Smile! Visit BigCatRescue.org/Amazon-smile   You can see photos, videos and more, updated daily at BigCatRescue.org   Check out our main channel at YouTube.com/BigCatRescue   Music (if any) from Epidemic Sound (http://www.epidemicsound.com) This video is for entertainment purposes only and is my opinion.  Closing graphic with permission from https://youtu.be/F_AtgWMfwrk

Air Force Radio News
Air Force Radio News 30 December 2021

Air Force Radio News

Play Episode Listen Later Dec 30, 2021


Today's Story: Opening Airways in a Medical First

Air Force Radio News
Air Force Radio News 28 December 2021

Air Force Radio News

Play Episode Listen Later Dec 28, 2021


Today's Story: A New Home For the Pegasus

雪球·财经有深度
1638.跨年行情还有么?

雪球·财经有深度

Play Episode Listen Later Dec 22, 2021 3:07


欢迎收听雪球和喜马拉雅联合出品的财经有深度,雪球,国内领先的集投资交流交易一体的综合财富管理平台,聪明的投资者都在这里。听众朋友们大家好,我是主播匪石-34,今天分享的内容名字叫跨年行情还有么?来自伯言2020。最近一周多来,全球普跌,我的人民币基金账户和美元股票账户基本都没啥收益了,我在反思跨年行情还会有么? 现在我认为跨年行情还会有的,只是幅度可能没预计的那么高。在一个月前我提出A股会有跨年行情,港股有可能也会沾光,原因有三:1.根据历史情况来看,美国在收紧货币政策后加息前会有一个资金从发达国家市场转移到新兴市场的现象,而新兴市场中尤其以A股最受青睐,海外投行和对冲基金近期也在发表对中国资产看好的观点。2.政治局会议和经济会议后,对于稳经济已经定调,预期未来经济下滑的趋势会很快得到遏制。3.央行和经济会议多次提到货币要放宽,对于中短期市场而言,流动性是最有效的边际变量,能有效提振市场风险偏好。一个多月过去了,再看上面三条逻辑,发现只对了一条。虽然外资想进来,但国内不同意,先后出台提高外汇准备金比例和限制海外券商帮助内地投资者开港股通权限的政策。对了一半,确定稳经济了,但没有立刻救地产,效果不及预期。上周有一家私募FS在周报中提及根据他们的调研,房地产的终端数据在持续回暖,这个要进一步观察。近期不但降准,也出现了降息。综上来看,主要是海外资金的流入不及预期,而更核心的内部因素稳经济和货币宽松都在兑现的路上,因此我认为跨年行情还存在,最近一两周只是受到外围市场调整的带动,外围市场调整是因为全球主要国家进入加息周期,但国内是进入降息周期的,因此没必要跟随海外市场,预计一个月内就能消化。如果跨年行情存在的话,那买什么?对于A股,从主题角度来看基建是最受益的,尤其是电力能源相关的新基建。从风格角度而言会趋于平衡,成长和蓝筹都有机会,更多看一些短期基本面边际的变化,如白酒和中药的涨价,军工的订单等。我目前将基金组合也调整成了价值和成长均衡的配置对于港股,受外围市场影响比较大,得做好对冲再投。虽然中概互联跌得更多,但我认为空罗素2000来对冲是更合适的做法,因为中概互联本身已经不贵了,是有价值的。风险因素不在中概互联本身,而在外围市场的带动,而外围市场中对中概互联影响最大的就是罗素2000,当然也可以空ARKK,但是ARKK是主动管理的ETF,她如果意外调仓会打乱投资计划。

The Other Side Of Potential
Episode 170: Living an Uncommon and Extraordinary Life with Terry Tucker

The Other Side Of Potential

Play Episode Listen Later Dec 22, 2021 46:56


We are in a time of great complexity and exhaustion, and many people are feeling as though they're ready to give up. We have seen a tremendous increase in anxiety, depression, and suicide. Today's guest, Terry Tucker, has not only been through a litany of diverse experiences, but he has also been through the ups and downs of life and is uniquely qualified to help us see the other side of potential. Terry believes that no matter what you're going through, there is a way to reinvent who you are. He is convinced that anyone can live a life of significance by being a source of solace, inspiration, and even clarity of purpose to another human being out there.Terry has been an NCAA Division I college basketball player, a Citadel cadet, a marketing executive, a hospital administrator, an undercover narcotics investigator, a SWAT Team Hostage Negotiator, a high school basketball coach, a business owner, a motivational speaker, an author, and most recently, a cancer warrior. In 2019, Terry started the website, Motivational Check to help others find and lead their uncommon and extraordinary lives. He is now also the author of Sustainable Excellence: Ten Principles to Living Your Uncommon and Extraordinary Life.Tune in to hear how Terry's past experiences have informed his perspective and how he has managed to face cancer and a leg amputation with such positivity. In this episode, we discuss how the principles in his book may help us embrace our next steps in light of the challenges that we're up against as individuals and as a society in these complex times. Don't miss this inspirational episode that provides a roadmap to how you can find and lead your uncommon and extraordinary life! What you'll learn about in this episode:An introduction to today's guest Terry Tucker and his diverse and interesting resumé.What inspired Terry to write his book Sustainable Excellence and how he went about writing it.How Terry got through the process of having his leg amputated. What sustainable excellence means to Terry. Some of the principles from Terry's book that may help people embrace their next step in light of the challenges they are up against.Thoughts on the importance of mentoring people and helping others reach their full potential. What's in store for Terry next and why he is not afraid of death.Why your job doesn't have to be your purpose.Thoughts on the difference between success and significance. How the COVID pandemic has affected Terry in light of his health struggles. The three Fs: faith, family, and friends that have sustained Terry through his cancer treatment.Thoughts on whether or not some people have a greater propensity to be positive in times of crises than other people. Terry's advice to anyone who might be dealing with a critical life-threatening illness.Terry's final words of advice: everything you need to be successful in life is already inside you.

I Survived Theatre School
Fresh and Fancy

I Survived Theatre School

Play Episode Listen Later Dec 21, 2021 70:07


Intro: Amtrak, you can't afford to live anywhere, where am I trying to go?, being of service, Legacy, Fresh and FancyLet Me Run This By You: We get feedback from Dave, talk about Jeff Garlin, NO ONE IS HIDING ANYTHINGCOMPLETE TRANSCRIPT (unedited):1 (10s):And I'm Gina Pulice. We went to theater school2 (12s):Together. We survived it.1 (14s):You didn't quite understand it. 20 years later, we're digging deep talking to our guests about their experiences and trying to make sense of it all2 (21s):Survived theater school. And you will too. Are we famous yet?1 (31s):Hello survivors. It is Gina. Just wanted to let you know that today, boss and I are guest lists. We are without a guest and we instead had a conversation, just the two of us, chickens about a ton of things, including the fact that nothing is a secret. Even the things that we think are and talking about legacy. This is a topic that boss has been really interested in recently. And I guess I'm starting to get interested in it too. At some point in one's life, one starts to think, Hmm, did it matter that I was here? What did I do? What, what proof or evidence of is there? What I did, or maybe you don't think that way, maybe your legacy is just that you lived a contented and happy life and, and it doesn't matter if it is written in the stars in any way, either way.1 (1m 22s):It's fine with me. Just interesting to learn about what people's philosophies or the thoughts are about legacy. And as we come to this end of the year and we're reflecting on, wow, we're reflecting on, I guess these last two crazy years, hopefully everybody is entering this time of reflection with a lot more clarity. Maybe I think the pandemic has been clarifying among many other things. And so hopefully you're feeling, I don't know, clear, and hopefully you are enjoying this podcast.1 (2m 4s):And if you are enjoying it, you are hopefully subscribed. And if you're subscribed, hopefully you have left us a review. Honestly, I don't even care what the review says. I think just having reviews is the thing that helps us with the king algorithm. And that's important only because we want to be able to keep doing this podcast. We enjoy doing it. We, we get a lot out of it. And we've heard from people that people are getting a lot out of it in return. So it's a mutually great thing that we'll be able to continue. If you are able to put your love for our podcast, not just in your heart, but in the world, tell the public, shout it from the rooftops.1 (2m 47s):I'm not going to stop you from shouting it from the rooftops. I'll tell you that much right now. Anyway, that's all for that. Please enjoy.3 (3m 10s):I'm going to take it to all those places. Cause those are like some of my favorite places in Southern California. And I didn't know that. So I'm learning a lot. And so I took it to San Francisco to Oakland and my cousin picked me up. But what is fantastic and sad about Amtrak for people that don't know? Like nobody knows shit about Amtrak, but Amtrak is a government funded. So rail is government funded. It was supposed to be like the thing of the future. It was supposed to be just rail. We weren't like flying and, and, and, and train travel was supposed to be comparable like it was going to be, but it just like, it has a lot to do. Someone was telling me like w who I met on the Amtrak.3 (3m 51s):Cause you eat in community eating. So these two amazing women that I met told me that like something with world war two and trains, the trains all had to be used for, for like ammunition, like the war Fs. And so then it became less of a, a passenger situation. And then when flying really anyway. So, but it's gorgeous. So w and what you can do is, so I bought a coach ticket, which is literally like, you know, I don't know, 50 bucks, a hundred bucks round trip from, but then you can bid to upgrade your seat because Amtrak has no money.3 (4m 32s):So what you can do is say, okay, well, like I'm willing to pay. They give you a range I'm willing to pay. And I did the lowest $20 more to go to business class, which is like super much nicer. Right. So I bid, and then they said, of course they accepted my bid because it's not a full train. Nobody trained travels by train. And so business classes dope. And it is like, you get two seats. It, they reclined almost all the way. There's, it's just, it's quiet. Like coaches, coaches, loud as hell, where people are eating, like, you know, Funyuns and like Takis chips the whole time. And like, you know, a lot of people like down on their luck and stuff like that.3 (5m 15s):Okay. So, you know, I did business class on the way there and lovely. I mean, there's wifi. I mean, it's like dope. And the bathrooms were relative are clean. I don't in business class anyway. All right. So it literally goes up the coast. And so you, you, you're on the ocean. It's the weirdest thing you're like, this is I'm, I'm traveling right next to the ocean. It's a long time. The whole time. Almost long as hell though. Okay. So like, you know, the flight is 45 minutes from Burbank to, to, to San Francisco. And the train ride is 10 hours. Like, that's just how it is. Like, that's, if you are in a hurry, you do not take the Amtrak.3 (5m 57s):You know what I mean? So there is like, I do have some shame, like, people think I'm ridiculous a little bit. They're like, I'm like, where am I going? I, it's not like I have pressing meetings. I am not. Yeah.1 (6m 9s):And for, for the life, so many of us are living right now, which is working from home or working remotely or making your own schedule. Why shouldn't you it's much better for the environment to take the train. Yeah.3 (6m 23s):It is it, you take the airplane. Yes. So, so it was amazing. And then I had a wonderful, wonderful time in San Francisco. Like I never really liked San Francisco. I don't know what my problem was. Like, I never really got into San Francisco even though like people cause1 (6m 41s):Your mom left you a spree for, oh3 (6m 43s):My God. Yeah. If you listen to this podcast, you know that like, you know, my mom was having an affair and, and, and we went to San Francisco and she literally left my sister and I at the esprit outlet, which thank God, had a restaurant in the outlet for like what felt like forever. But it, it was a work day. It was a full work day at a spree. It was like eight hours. So I just really, in the last couple years have really grown to love the shit out of the bay area. Like I know the tech bros have taken over. I know that you can't afford to live there. Okay. All those things are true. I still, because maybe I'm not from there.3 (7m 23s):I know I'm not so butt hurt about that. Like I, you know, and my aunt and uncle this beautiful, beautiful condo in north beach and my cousin lives in the inner inner Richmond, I don't know. Anyway. So she's on Clement street and it's gorgeous. And I walked everywhere and we went hiking in Moran and we drove to Marin. So I would live there. I would live. I mean, I, you know, who can afford to live there, but here's the thing that I think a lot of us too are, are, are really looking at. Most of us in my circle are like, we, we really literally can't afford to live anywhere. Like the, the world is becoming unaffordable on a, so many ways. And so many levels that the thing of like, oh, it's so expensive in blank.3 (8m 6s):City becomes less sort of exciting or like less sensational because it's like, look around what, what are you talking about? You can't live anywhere. It's all, it's all terrible. So, so all this to say, like, it was, it was a great trip. And then on the way back, I got smart and I was like, okay, well, let me see if I can upgrade to a room. You can bid on rooms on the train, right. Cause it's 10 hours or whatever. And I was like, okay, let me, and they took my bid of, you know, $40 or something to upgrade to a room. And that has all the amazing meals included. So two meals, which lunches, if you just paid for it is 25.3 (8m 49s):Dinner is 45. So I got lunch and dinner free. And I just tipped to the, and it was delicious salmon. I mean like this, and I got my own room and I wrote, and I, I like lived, lived my best life on the train1 (9m 5s):Girl. I need to do this, but I don't live in California. I mean, maybe I'll just pick a, maybe I'll pick it east coast version of that.3 (9m 16s):It doesn't matter. Like you could, you can also take it like they have specials. Like there's apparently a really beautiful ride between DC and New York. So1 (9m 29s):Yeah, no. So I also love or have loved the idea of train travel. And I always really wanted to take, there's a, there's a train that goes somehow through the Rockies. That's the one I really want to go on. But the first time I treated myself to a train trip. Oh, that's right. The worst possible3 (9m 53s):You were pregnant. Right.1 (9m 55s):I was the worst possible route to, we went from Chicago to Texas. So there's nothing to look at. The train was disgusting. It was so dirty and I was pregnant. So my, you know, my sense of smell, which is already very heightened was even, was just off the chain. And as a result of being on that train, I developed3 (10m 24s):Vertigo. I'm like, God, I mean,1 (10m 26s):It was coincidental. I never, we never did figure out what the deal was. But I developed a kind of vertigo when I was pregnant, where I had to crawl on the floor because I couldn't, you know, cause I couldn't walk and thankfully knock on wood that has not returned to me. And it also didn't return to my next two pregnancies, but yet it soured me and us on trains. But I think it's just the route we picked. We need to pick3 (10m 57s):It's the route and yeah, definitely don't have, don't be pregnant, but that's not going to happen for you again. So you don't have to worry about that. But like I'm all done with that. And so I had a great trip and I actually had like these huge realizations while I was there about, about working about money, about the entertainment industry, it was really, it was I, and I went with the intention of really looking at what is it that I'm going for in life? I mean, that's such a huge question, but like what, where am I trying to go? And, and the idea of service, right? So I always thought being of service was about other people, but really what it is for me is being of service in the way that I want to be of service is actually for me, like I didn't realize that I feel is good for my mental, physical, and emotional health when I'm being of service in a way that feels not to pleading, but all, but like really energizing and also like a, like thinking about legacy, I've also been thinking about legacy, like what is my, what is going to be my legacy?3 (12m 12s):And it tied into like, I was really, you know, I spend because the holidays are coming up way too much. It will not wait too much, but a lot of money on my nieces and nephew for Christmas gifts, right? Like thousands of dollars, right. Dish, I love giving gifts. It's my jam. But then I realized that like, and you probably, you know, I'd be so interested to hear what you have to say, but having children, but like a lot of this stuff, I got them, they outgrow, they don't care about very soon is cheaply made and is garbagey. And it has a very, very little lasting effect on their lives. And that's just the truth and I'm not judging it.3 (12m 52s):I'm just saying that seemed, that was the data I was picking up. And I'm like, that's literally like just throwing money away after a while year after year. So there's a, let me get smart about this. So we started a trust for each kid where we put that and I said to that shutter dude, I wish someone had done that for my ass. So I said to them, you can choose, we can keep going the way we're doing with gifts for Christmas and blah, blah, blah. Or you can, we can put donate every year and you could literally get very, very, very few gifts. But your huge gift is that each year we put a certain amount of money. And then basically by the time you're 30, you'll be millionaires.3 (13m 36s):I mean, just because of the way money grows, not even because we're putting that much in. And they were like, what? And so miles really educated me and them on the power of, of the investing money in a way that is with the interest and all that shit. And so that's what we're doing. And I, I got to say like, it tied into this idea of legacy and like, I would watch rather have those kiddos like be able to use it. And it's not like one of these things where they have to use it for college because fuck it, man, not everyone goes to goddamn college right away or ever, but they can't touch it until they're a certain age or they can choose to keep it in there and roll it over to another kind of account or whatever.3 (14m 17s):So, but I'm thinking about this shit differently in terms of legacy based on like, what do I want to leave this earth? Like, do I want to, you know, have, have my legacy be that I gave my, my niece to like a fake Dior ring that turned her finger green or right, right. It's fine. But it's so that's how we started it this Christmas. Cause I was like enough, enough, enough. Yeah. Yeah. Well, what you've just given us here in this conversation is like the center of a1 (14m 51s):Bicycle wheel by the goal wheel. And we have a, there's a bunch of spokes there. There's like talking about what's your purpose in life and where are you going? And there's talking about your legacy and then there's talking about consumption. And then there's talking about instant gratification that we give to kids in the form of gifts. And there's talking about that a lot, the pressures that we put on ourselves on Christmas, I mean just suffice it to say, I have been on the sometimes what feels like the circular journey of, you know, from, I mean, you know, when, when I first had kids, when we first had kids, it was really exciting to give the gifts.1 (15m 33s):It was exciting to create a Christmas that I remember from my childhood, the excitement of coming downstairs3 (15m 40s):And magic magic1 (15m 43s):1000%. And, and that sustained me for the period of time that the kids are literally happy to get whatever the minute it turned. And it turned when the oldest one was not that old. Yeah. I'm going to say like seven. Yeah. Yeah. And he, they had a bunch of presents and they opened everything up. And then he said, is that it? Yeah. And I went, oh damn, we're doing this wrong. We're doing it completely wrong. And so we've had a few Christmases and this is one of them where we're not doing gifts, which is to say, there will be stockings, you know, and maybe one little thing, but we're not doing the multiple presents under the trees.1 (16m 31s):We didn't do multiple Eddy presents for Hanukkah because of exactly what you said, toys is five to 15 minutes of joy for a lifetime, literally a lifetime of trash that I then, then it becomes my job to get rid of organized, find a space for a blood body block. And now the kids are pretty much almost all of them at an age where they don't want any of those things anymore. They want money, they want electronics. They want, so we have the way that we save money for them is not in the, for like Christmas, but that's actually a really good idea.1 (17m 12s):And something going to bring up with my husband and says,3 (17m 15s):Yeah, I mean, for those of us, I think it's a great idea. And also it's so much easier, not easy. Well, I don't know for miles and I don't have kids, so it's not in our face all the time. And we moved away from them. It's a different story when you're in under the same roof with being with children, with beings, small beings that, you know, are you so I, I am very aware that we have like the we're the aunt and uncle to different, it's a different deal. But like we just thought, wait a minute.1 (17m 44s):Yeah. And the thing that you're really after when you give a gift or at least I think is the joy that it brings to the person and, and that's great, but like you're saying most of the time, it's a, it's a very fleeting. And also like you don't want to teach kids that this is the way to direct your joy, right? Like from getting things, right. I'm not saying that that's, that's what you're definitely doing. If you give Christmas present, I'm not saying that. But you know, we just live in this very like consumer oriented culture,3 (18m 17s):The kid's fault. It's nobody's fault. It's a system, it's a systemic situation, but it hit me last. When I really, when I really was like, okay, I want to do this differently. It was last Christmas. My youngest niece wanted and got it is not knocking anyone involved, but it was very clear to me that we, it was really stark about what was going on. She wanted a claw machine, a mini Kalama machine from an arcade that literally just had candy in it, candy bars. And you made this loudest noise you've ever heard, took 10 batteries, 10 big ass batteries.3 (19m 7s):And literally there's candy in it. That's killing us all the sugar and look, you know, whatever. That was the least of my worries. But I was like, this is wait, what?1 (19m 16s):That's interesting. That has me3 (19m 20s):Wait. And it was a, probably a really expensive machine. It's not cheap, but that's what she wanted. My sister got it. And look, I'm not knocking anyone involved, but for me, I was like, it was so, so striking about what was going on. Cause it was so loud and obnoxious.1 (19m 39s):Let me ask you this. What do you remember getting for Christmas? Okay.3 (19m 42s):My favorite thing I ever got, this is so crazy in my life when I was a kid kid was okay. Two things I can tell the first gift that I like went Gaga, Google over was something, it was a makeup kit called fresh and fancy. And it had, it had perfumes. It had, and it was probably, you know, 9 99, 99 at Kmart. But like my sister and I each got one and it, what, what it was, was super fun, super adult, super smelled. So good. And I, there is a picture of me opening it up and in, in my I'm saying fresh and fancy.3 (20m 27s):And then I take the picture.1 (20m 30s):Do you have that picture accessible?3 (20m 33s):Yeah, I think so. I can send it, send it, send1 (20m 36s):It. Yeah.3 (20m 38s):I will send that and to fresh and fancy. Okay. That was number one. And then the second gift I remember as an adult getting that was really moving to was my mother who traveled all the time and who I really sort of labeled as a selfish, kind of a human at times gave my sister and I each a ticket, a plane ticket to go anywhere in the world because she had so many miles. But like the fact that she, she thought about us and the fact that her travel, which as a child brought so much grief to me because she was gone all the time that she was then turning it around and giving my sister and I each a plane ticket to anywhere was really moving to me and also was really abundant and felt like that's awesome.3 (21m 25s):You know, is that when you went to Columbia, that's when I went to Prague by myself for a week and a half, which was insane or two weeks, it was crazy, but1 (21m 34s):Oh yeah,3 (21m 37s):It was in, when I lived in LA, it was a long time ago. So, and I, I, I, it just, so I wish I had gone with somebody else. It was the most lonely, it was beautiful and Prague is crazy and, and fun, but I went alone, but that's like really just indicative of where I was at in my LA life. So it doesn't, that's not shocking to me. What about you? Like, what do you remember being like, oh my God,1 (22m 0s):I got to speak and spell. I, I really, I really coveted speak and spell. And for those of you who don't know a speak and spell is just, would be an app now. And it wouldn't be nearly as fun. This was a self-contained. It was like a really thick version, like a three inch thick version, maybe note or two of an iPad. And it was orange and it had a handle built into the top and it would say a word in a computerized voice, like structure, and then you'd have to spell it. And if you got it right, this is the, so this tells you a lot about my psychology, the high, I got that little sound telling me I spelled something, right.1 (22m 43s):I just felt like I could, I was vanquishing Rome. It was, I felt so powerful that I got a bike one year. That was amazing. And I kind of lip gloss that smelled like root beer.3 (22m 57s):Oh, I know that those1 (22m 59s):Are the things that just like off the top of my head. I remember just falling in love with, and, and being, you know, unequivocally joyful, happy with moments. And that's the thing that you're always after, like for yourself or the people that you love, you want to impart this joy. That's what I was going to get you. Like, you want to impart this joy and then there's this tacit thing about like, you better feel joy from this. At least that's what I find myself, you know, evaluate whether or not this person is feeling joy from it, because that's what I want. I want to give them joy of this present. And then I feel sad if it doesn't work out.3 (23m 38s):Yeah. And, and, and, and, and it, it usually doesn't work out like that only because people aren't mind readers people don't, everyone's different. And Joy's so, so personal. And so, so specific to that person. And it's like, it's just such a setup, but it's also, we keep trying and I'm going to still, I still love giving presents, but I now am like, oh, okay. Can't be for me, like the mass quantity of just, yeah. Crap. Like, it really hit me too. Like I bought one year, my niece was really into Shopkins.3 (24m 19s):Remember, oh yeah. I bought like $200 worth of Shopkins for her.1 (24m 23s): lasted for that year. And then she makes, never picked up shots.3 (24m 29s):Not even the whole year, maybe a month.1 (24m 32s):That's the thing, man. They get, and they get, and I, I, I was going to say, this is especially true for girls, but I'm, I'm going to re revise that because the boys did it too. When they love that thing, it's all they care about. It's their whole world. You know, my daughter said to me all, I, the only thing I want you to get me is just tons and tons of puppets. What's a3 (24m 58s):Pocket.1 (24m 59s):A pocket is a PLA silicone flat toy that has these half hemisphere, a half a hemisphere that you put, like you, it's a satisfying sensation to push it in. And then you flip it over and push it the other way. Shit.3 (25m 24s):What's in that what's in the pocket, like a little creatures,1 (25m 28s):Zero, nothing. It's in the shape of whatever you want it to be in the shape of it's a fidget choice. Essentially. I3 (25m 36s):Understand. It's like an ASMR founding,1 (25m 39s):Totally tile. It doesn't make a sound. It's all about it being tactile. Yeah. And, and, you know, go to the stores and they're everywhere. Puppets. You'll see if you start looking for now, you'll see that they're everywhere. And so that's what she wants. And a half of me completely wants to indulge that wish. And the other half of me says, I'll be throwing these all away in six months. And then I'll feel like an asshole because I spent a bunch of money on something that I knew was a fool's errand.3 (26m 10s):Yeah, I'm right. It's like so hard because they believe they really want it.1 (26m 18s):They really, it's3 (26m 18s):Not, it's not a joke. It's not a, it's not a joke. Like that's their jam.1 (26m 24s):Yeah. So this year we're going skiing for Christmas. That's3 (26m 27s):Our part of New Hampshire.1 (26m 29s):We're going to Vermont. And I think I've told everybody on the podcast I do. That's right.3 (26m 35s):You'd like the ski lodge into, right?1 (26m 38s):Yes ma'am. So I go and I get everybody off in the morning to their little activities and it's as, you know, a huge amount of work, then the gear and the schlepping. So I help everybody get to that. And I get back to my little cozy spot and read and write and just hang out that sound. So I'm really looking forward to it. Yeah. And honestly, that's the thing that people I I'm banking on. Cause this will be the third time we've done a trip instead of presence. And, and these are trips that we still talk about. So I think it is a good investment experiences are a better investment than3 (27m 14s):I absolutely agree. And I feel like that's the trust starting for these kids. It's like, we're gifting them with the experience of maybe like a down payment on a fricking home, a car to get them from here to there a education, like a real thing, like a thing that you need to like live your life versus a fricking fake Cuban Linx chain. I didn't even know what Cuban links were. I didn't know what was happening.1 (27m 42s):I don't know what that3 (27m 42s):Is. What is Cuban links? I oh, those1 (27m 45s):Big, Easy.3 (27m 51s):And it's just ugly. And it's also $6,006,000. What did Jackie about? Oh anyway,1 (27m 59s):I, you, you just did yourself, such a favor. I mean, you did them mostly a favor, but you did yourself such a favor because also the other thing is, you know, I have experienced, I go out shopping and I'm immediately overwhelmed and I'm trying, okay, now this one, I got this,3 (28m 14s):I asked who gets one and did, is it equal? And like,1 (28m 18s):Oh my God, it's just, it's like a, it's a hell3 (28m 33s):I thought we might start out with, I got some feedback on the, okay. So my, on the podcast from, so my, my parents' best friends, Nancy and Dave, they like helped raise me and blah, blah, blah, blah, blah. And they've really become like second parents. And, you know, they, they hadn't heard the podcast. So they were like, send us an episode. And I said, okay. And you know, it's always tricky because they really know me. They really know my parents. They really know my life in some ways in my childhood. So I was like, well, so I sent them an episode. I sent them the does small ocean Hooga knocker episode because Dave is a therapist and he works with people with addictions.3 (29m 13s):And I thought, oh, that might be interesting. And so the feedback is so interesting. The feedback I got was I'll read it on air because it's good. It's a podcast. Podcasts was good. Felt like a reunion. Sounds like David was deep into self-destruction before he recovered a talented guy was hoping to hear more from you. But that's for selfish reasons. I like how you identified the macro themes in your Roundup at the end. And then I wrote, thank you so much. We're we Gina and I are always aware that like, like, you know, we don't want it just to be us and we don't want to just to be guests.3 (29m 54s):So we're trying to find a mix. So his feedback it's so funny. He liked, he likes to give feedback. You know, if you and Gina are willing to talk about what life experiences brought you to embrace the arts and try and make a decent living, I liked the way you have reconstructed your family life so that you don't have to be an emotional casualty. There's a lot to talk about how you both learn to think from, from psychodynamic and systems orientation. I don't even know what that means. I'm not smart enough. The best stories are the stuff of good soap operas, good screenwriting can teach people how to better understand and navigate within their interpersonal worlds.3 (30m 36s):I'd like to hear another one, if you don't mind the feedback. So Loves our inter you know, he's, he's a therapist, obviously. So he loves that. But it was interesting. I mean, I seriously don't know what half of that means, but like,1 (30m 54s):No, he just means no, he just means like the thing, I mean here, here's this big secret that we've never told anybody, this podcast is not really about theaters. Right. And so what you saying is the, the, the psychodynamic for, you know, background that we have influences and informs our conversation so that we, we think about things dynamic and that's it. And that would be interesting to a therapist. Therapist thinks about things dynamically too. And yeah, I mean, honestly, it there's so much it's, so there's always so much to talk about. There's so much to talk about. Like, and I, well, the thing I, this ties into the thing that I kind of wanted to talk to you about, which is that when we first started recording a podcast, it was not, I survived theater school.1 (31m 44s):We were calling undeniable, right.3 (31m 46s):That's right.1 (31m 47s):And we had about eight, you know, hour long conversations that were about this concept of being undeniable. So I kind of wanted to clarify for people who may not know why is our company called undeniable? Why is not the website? Because when you told the great story about it, we didn't never air that till we did. So, no, because it was, it was for,3 (32m 20s):We never found and they tried to send to you and then it got1 (32m 23s):No, no, no, no, no. I'm just saying like, we recorded those and then we changed our mind about what the3 (32m 29s):Right. Yes. Okay. Yes. That makes sense. Oh, should we tell the story? Yeah. So it's so funny because I wonder if he ever heard this, if he would even remember, you know, it's so funny, like who remembers telling people what? All right. So the story is this. So I, well, first to say that, like you and I were talking about like, what, what is the thing of life? Like, what is again, where I'm at now, which is what are we going after, right. Like, what is the quality of life that I'm going after that you're going after that we're going after as a team. Okay. So it reminded me of this story of I did a solo show and it was called why not me love cancer and Jack White and the woman who was, and it was a solo show basically about cancer and about working for Nick cage and all kinds of things.3 (33m 19s):Just like I surprised theater school is not about theater. School is not really about Jack White, my show, you know, it's whatever. So, okay. So I'm doing this show. And my, the director of my show is this woman named Alison lion. And she happens to be good friends with the comedian and storyteller and actor, Jeff Garlin who I, I didn't know from Adam, like I wasn't a curb, your enthusiasm fan. So I didn't know, but I knew he of him. And I knew he's like a famous guy. Right. So she said, you know, how would you feel about Jeff? Garlin coming to see a dress rehearsal and giving notes. And I was like, oh, sure. Literally being like, oh, a famous person wants to come see my show.3 (34m 0s):That's cool. You know, not like, what can I glean from this artist? You know, just cause that's, that's where my mind went. I would've have been the same. I mean, I just am not mature enough for whatever, so, okay. So I do the, it was, it, it was real nerve and it was an empty house, but him, he and Alison were sitting up there at stage 7 73 on Belmont in Chicago. And so I did the show and whatever, and it was an okay show. I mean, I look, I don't know, but afterwards, if such an interesting story afterwards, he was giving notes to Alison, but not me. And I thought, well, that's weird, but he was really there for her.3 (34m 42s):That was her mentor kind of, you know, her comedy mentor. But then I came out of the house into the house and met and met Jeff and he was lovely. And he said, well, do you want notes? Or somehow it came up like, do I want actor notes? And I was like, of course, which is shocking to me because I never want notes. Right. And I always say, I would love feedback. And by feedback, I mean, compliments, like, that's my . I did say of course, because that's what you say when a fancy person wants to give you notes. And he gave me some great notes, which was stopped swearing so much. And he compared me to Robin Williams, which was amazing.3 (35m 22s):He said, because I could tell he called him by his first name. I do believe he was like, when Robin would swear a lot, I would know that he was, he was, was dying on stage, was off. Yeah. And I was like, that's fascinating or pushing, like I push when I'm swearing. Okay. Great note. I've I've kept that note and blah, blah, blah, blah, blah. All right. So then, then I have to tell us, because it's so interesting because I would have done the same thing. So then after he gave notes, which I kind of blacked out some of them, cause it was a lot, but then he, Alison, we're going to go out to eat at clerks on Belmont, but they didn't invite me. Right. And I was like, oh, and then I was in the bathroom and Alison called and she's like, I'm an idiot.3 (36m 5s):I didn't invite you. Do you want to come? And I was like, oh, of course. Yeah. She, and I think what happens is when you're around famous people, you forget, you1 (36m 13s):Lose your census. It's3 (36m 15s):Very weird. It's a weird thing. I think that's what happened for, so we went to Clark's on Belmont and he, we taught he's so what is he? He's he's a generous. No, he's, he's a big personality. So he takes over rooms. Right? So at clerks, he's the center of the show and it is not anything he's doing. It's just, that's how some people are like,1 (36m 42s):He's not trying to lay low. Right. He's3 (36m 45s):Not trying to lay low. And he also loves people I think, and loves human interaction. I mean, from what I know, as we got into this conversation and somehow, and he said, and he said to me, we were talking about acting and we were talking and he said, I'm going to make a movie and you're going to be in it one day. And I said, that's fantastic. I love that. That's great. That sounds great. And then we talked about other stuff and then he said, you know what you are? And I said, what? And he said, you are undeniable. And I was like, what is even happening? And I was like, okay, thanks. Great. He's like, no, no, no. You're undeniable. Like that show is undeniable.3 (37m 26s):And I was like, what does that mean? And he said, well, it just means that like eat exists in its truest form unapologetically. And I'm totally paraphrasing here, of course. But it was like, it exists in its truest form. It's just is you don't have to like it. You don't have to like, you, you don't have to like what you're saying, but there is a quality that cannot be taken away about the show. It's more than unique. It's more than that. It's undeniable. You don't have to like it. You don't have to dislike it, but it, it exists on its own. And it cannot be basically cannot be fucked with in, in, in that way, you know? And I was like, whoa, that is awesome. And that I feel like is what I'm going for in my life.1 (38m 10s):Yeah. And, and when you told the story before you also said that, that he said, you know, be undeniable continue to be undeniable because that, that is ultimately the only thing that lasts in terms of, you know, the industry or whatever. And as long as you're holding true to, you know, your own undeniable truth or whatever, you can, you know, you can't go wrong. It may not mean that you, whatever, get fame and fortune, but, but you'll be doing, you'll be on the right track.3 (38m 40s):You won't be led astray by your undeniable city. Like you, you won't be, it won't be, you won't go in the wrong direction for too long. If you use an deniability as your north star kind of a thing. And it really, and he, he later told Alison, you know, she's, you know, he kept reiterating like she's undeniable, she's undeniable. And he, and Alison had told me, and I, of course, because, you know, I just figure people say that about everybody analysis and no, he does not do that. And also he stands by his word. So you will one day be in a movie with Jeff Garlin and I was like, cool, great. That's fine. But I it's interesting looking back on the story, it's like, I wish everyone is so scared.3 (39m 24s):Like I wish that I would have used those quotes in my press, but Alison didn't want to use them because she felt she was already asking too. We're all, we always feel like we're asking too much. So she felt that she, she was asking too much just having him come to the show and having him give notes was enough and having him. And I remember at the time I had a musician as part of the show, you know, his name is Philip Michael scales. He's amazing. And he was like, we should totally use Garland's quotes to get more people to come to the show and both Alison and I, it's interesting, both Alex and I were like, oh no, no, no, no, like he's done enough.3 (40m 4s):You know, it's just so1 (40m 5s):Like, yeah. Like, and all I'll do to Alison I would've made probably the same choice, but you know, it's like, what are we so afraid of? What skin is it off of his nose? If you say that he said something that he said, you know what I mean? It's not like his reputation is living or dying on your show. It's just,3 (40m 25s):I mean, yeah. I would have done the same thing too. And I1 (40m 30s):That's the mentality that we've talked about so much on here, and it's definitely true for Hollywood entertainment, whatever, but it may also just be true for life that we kind of inherently have this idea that there's a finite pie. Sure. And you know, it's kind of like the people who think that only whatever 7,000 people are going to heaven, you know, what kind of cockamamie thing is that like you believe in heaven, you believe that all of this is God's plan and that people have been alive for millions of years and yet only 7,000 feet. Right. That to me is like a perfect evidence of the way in which we make ourselves and our, and the possibility so much smaller than they need to be.1 (41m 15s):Yes. So you think there's a finite amount of pie and you say, well, I can't take my one, one thousandths of a sliver, you know, that's Jeff Garlin because then there won't be any Jeff Garlin left. Like that's just simply not how it works. It's just simply, you know, anyway, the reason I said generous is because, I mean, you know, whatever, he has a friendship with her, but, but offering the feedback to you and then offering this truth about identifying your and deniability, which I'm guessing was one is one of the things that you carry with you. Okay.3 (41m 53s):Yeah. I mean, I do think, I do think that he's, that that was very generous of him. Like, and, and I do think that he and I do carry it with me and, and it obviously had an effect on me because I tell the story and because, you know, we, that you and I started a whole company around the idea of being undeniable, but like, and yeah, it, it really was like an affirmation, right. To just fucking pick a side already, like, like take a stand, like do something like th th th the gold boldly in one direction, because this sort of, this sort of, wishy-washy trying to please everybody, it, it, it not only does it not, it's not, it's a totally unpleasant, it actually doesn't work for the thing that you think you want.3 (42m 45s):Like, if you want notoriety power, fame, fortune, you have to pick a side at some point. Okay. But if you also want to feel good and be led, like we're saying by your north star, you could, you could use your, and deniability as a north star to eventually mean that sometimes quickly, sometimes slowly to get to a place where you really feel like you're doing right by yourself. If you follow your undeniable, whatever that means to you. So, yeah, he changed my life. Like that changed my life. I mean, the show did the sh you know, looking back on the show, I spent so much money. I would say, like, to be, if I'm completely honest, it was like a $25,000 investment I made over from 2012 to 2015 or whatever.3 (43m 31s):And, and I didn't bring in one dime, you know, I didn't make, make a dime, but it was, I would've done things differently, but I still I'm glad I did it. And, and that's one of the reasons stories. And one of the reasons I'm glad I did it was because I learned that lesson about being undeniable from Jeff Garlin. And yeah,1 (43m 55s):I don't think he went to theater school, but he needs to come on the podcast, you know, tell him that and, and, and hear more about his, his thoughts about, and deniability. So, so that you have shared that story with me, which really even moved me. I mean, it's, it's affected me. And then we linked it to this crooked, let's say path that we made, where we were pursuing this creative, creative career. And then we couldn't pursue it because we needed to make money. And we thought it would be okay to do else. And ultimately wasn't. And so the creative urge or whatever is undeniable in us.1 (44m 39s):And we're basically having to listen to it instead of, you know, pushing it away. And, and we also have a belief that many, many, many people are in that exact same position at this age in life, they were pursuing something. It wasn't financially viable. They had to do something else. And that when, what we're talking to a lot of people about these days is I think a lot of people who come on the podcast are reckoning with that question. Whether it be when we ask them to come on or while we're having the conversation or in the time after.1 (45m 21s):And we hear a variety of things from, from, you know, genuine like bridge equipment is a good example of somebody who went and did something else. And I think she found her thing. Yeah. I feel like therapy. She found the right thing for her. Yeah.3 (45m 37s):And she's now taking classes again, though. Acting classes, remember? Cause she wrote us.1 (45m 43s):Oh, that's right. Okay. Well, all right. So maybe, so maybe so maybe everybody, but what, we also talked to, a lot of people who I feel are trying to convince themselves, us, that they have moved on and you know, what, if that's true for you, I don't want to take that away from anybody, but it's hard for me to believe that's true for as many people as say it is true because if you, right, if you just, if you have, if you're born with this desire to express, and then you don't exp and you don't do it, it doesn't go away. And,3 (46m 19s):And here's the kicker too, is like the secret Willie, we can let everybody in a secret that you and I, because of our childhoods. And then on top of the childhood, the training that we received as actors, and then on top of that, the training we received as clinicians, we are able, here's the secret. We can see things in you that you may not be able to see in yourself or that you think you're hiding. Like that is just the secret.1 (46m 45s):And, and I'll say as a person who is fully does this all the time, nobody's hiding anything. I'm sorry to inform you. Nobody, you whoever's walking around. They're saying nobody knows that I, blah, blah, blah. Right? Yes, they do. I mean, they may not say it to you. They may not even have that thought in the front of their mind to everybody does truly know everything. And you're only kidding yourself, right? To, to hide behind, you know, dishonesty,3 (47m 20s):You're kidding yourself that you were hiding it and you're kidding yourself that other people can't see it. And you're kidding yourself that it's working for to hide it. But it's easier said than done to not hide it. I'm not saying coming out, coming clean about your truth is easy at all. But I just want to say like, cause people always ask like, and I, I run up against this a lot in Hollywood of like, how could you tell that? Like, so-and-so really, didn't like this script. I'm like, dude, body language. Blahbity blah, blah. And they're like, I didn't get that.3 (48m 0s):I'm like, dude, you just have to like, I have training. But also you just have to really, I always say this, but like you have to be sort of a neglected child that then decided that people pleasing was the way to freedom. Then learn that that is actually not true. But then use those skills to actually be like an emotional detective for other people. It's a whole process, but you could do it if you spent enough time, but I can tell like I can, I even at coworking, like I'm going to soundproof booth. So no one could hear me. But like I, I spent five minutes with somebody and I'm like, oh my God, they hate themselves. They hate themselves a passion they're pretending not to, but they hate themselves.3 (48m 42s):And that is unfortunate because I know they have redeeming qualities. I haven't talked to them for more than five minutes. So I don't know what that is. And I don't want to talk to them for more than five minutes because I'm not their therapist or friend, but I get it. I get it. It is a super power that I think people who really have trauma and then have chosen to work through the trauma. It's a super power that we have that we can, and it's also can be a burden, like any superpower to really see what the fuck is going on with people and call it out if need be. But we don't always call it out because it's not our job.3 (49m 23s):And you know, that is something we run into on this podcast too. It's like, there are times on the podcast where I want to be like, you know, this is just full transparency where I want to be like, you're full of shit. You're full of shit. Totally terrible. You, you, you hate blahbity blah, but you don't want to tell us you hate blabbity, blah. And I understand that because I've been in the same boat and I still am in the same boat, but just know that if you come on this podcast that it kind of behooves you to just tell the truth because what? Yeah. We all see it anyway. Right, right. We just do. We all see it anyway. Yeah. In your voice, we don't even have to look at your face.3 (50m 3s):Here's the other thing about human experience? So people think, I think because it's a podcast and it's not, we don't air the video that like, they can also hide shit. Well, your voice and the, and the PA I mean, I'm giving away all the secrets here, but there are no real secrets. Like the pauses in between watching the next person we have come on is gonna be like, okay, anyway. So I feel really bad about everything in my life. And I put the pauses, the pauses in between questions and answers. It's all part of the deal. And so I just encourage people. Like, I want you to come on this podcast and feel like you can, that you you're able to be undeniable and FYI on deniability does not mean everything is great about you.3 (50m 48s):Right? Like it doesn't mean, it just means that you're telling the truth about who you are. Good, bad, ugly, weird.1 (50m 56s):Yeah. You, you could be an undeniable asshole. There's no, it's a, it doesn't have a necessarily positive connotation, but you know, if you are an asshole and you're, well, that's not a good example. If you are, if you hate yourself, let's say that's a good example. If you hate yourself, you know, you're never going to get to a place where you don't hate yourself by pretending that you don't hate yourself. You have to start with the idea that, okay, here's what I'm up against right now. Hearn's out. I really hate myself. And you know, and I'm going to have to get real about that before I can, because how could you begin to interrogate a problem that you haven't named at all? That's like, that's like, you know, getting, I don't know that to the end of a math problem without having like what the3 (51m 43s):She's learning a new language without studying one minute of the language in your life. It doesn't, it's not possible. I mean, you might get one word. Right. But by luck. But1 (51m 55s):Yeah. And my thing, and I think this is your thing too in life is just encouraging people and the reason, and I understand why people want to lie to themselves about it because it's painful or because you don't want to be a person who hates yourself. You don't want to be a person who feels unfulfilled by career traces. I get that. But, but it's like that, that you are unfulfilled or you are that you just haven't done the work of accepting.3 (52m 23s):Right. And I, and I, I definitely feel like for me, the turning point, literally in my life had to, had to do with, when I had a physical problem with my heart, where I was like, oh, this is what is happening. I haven't taken care of my body for whatever reason. Not because I'm a bad person, but because I've always shit going on and all these issues and hereditary, but I haven't done the work to, to look at this. And so now it's coming, it's now it's, it's, it's a problem. And, and, and when you're laying in the hospitals hooked up to machines and you and people are telling you, it's a problem that are trained specifically in this problem.3 (53m 7s):And you finally are faced with, oh, either I'm going to believe this or not, and acknowledge it or not. And I just was like, okay, I acknowledge it. I need to lose weight. I need to move my body and I need to eat less shitty foods and okay. That's it. It's in my face. It's in my face. It's in my face. I'm the1 (53m 25s):Hospital. Yeah. My, my wish for it to be something other than it isn't has, it helped me to have it be something other than it isn't. But my, my courage, if, if you can summon the courage to face it, then it might actually be different. So the other thing that you were talking about before was legacy, and that is, that has been a theme in my life recently too, because, you know, I realized after my sister died, like it's all over for her. I, you know how a lot of times when people die, then people will go on their Facebook account and like, write these messages to them.1 (54m 16s):You know, I miss you, blah, blah, blah. No, nobody did that on my sister's Facebook page. Nobody and no, nobody and her kids, you know, who are too young, really to use Facebook there that's because it's an old person's thing, but they have Facebook accounts and they had each written something about their mom when she died. And periodically, I checked back in to see like, what the comments are at for first of all, I don't know, 95% of the people who were making the comments, cause I haven't been in their lives, but it really ended like a few, you know, a few days after she died, it ended.1 (54m 58s):And I just thought, wow, man, there's just no trace of this first. God, I don't like that. There's yeah. It's it's really unsettling. And so recently we came in to possession of unpublished manuscript that Aaron's grandfather wrote on which sirens grandfather, his dad's dad. Okay. Aaron's grandfather was a, you know, hardcore Chicago in, he was a tool and die maker. He worked in one of these factories where whenever there was factories in Chicago and he retired when he was 70, 70 or 75 and went back and went to college and he was the oldest graduate from Roosevelt university where I teach by the way weird.1 (55m 58s):Yeah. And he was a writer and a poet and he wrote a book. Now, dear listeners, I regret to inform you. It's not a great book. You know, he could have used an editor. I'm sure. And, but it doesn't matter. The point is we receive this cream and a half of paper that's wrapped up in like a grocery bag and bound with string and it hasn't been touched3 (56m 34s):How'd you get it? How'd you get it?1 (56m 37s):His mom had it. And she sent him a bunch of stuff in that, and that was in there. So we opened it up and, and I thought to myself, okay, this is fascinating because one of the things that I think compels people to write is a desire to leave some kind of an imprint. And I'm curious how other people think or don't think or feel, or don't feel about their legacy. I mean, I guess people do it in other ways you get really rich and you name a building after yourself or by the way, they took the Sackler name off the mat. Finally they took the Sackler name off the met. Yes. And oh God.1 (57m 18s):Yes. That's a whole other thing. Watch dope. Sick with John who can aprons really good. Yeah. Anyway, people do use philanthropy. I mean, it kind of seems like, unless you're in the arts or rich, how do you have a legacy? What's your, what is,3 (57m 33s):This is a great freaking question. Like this is the question that I really been thinking about in my brain. And I, I think I have the answer for me, but I'm not exactly sure. So, all right. So I love to teach, but I love to teach a very specific population. It's a population that is underrepresented in colleges. So I I'm trying to narrow down like what I want to do with my life basically. And I think I want, I know I want to be a writer, but I was like, okay. But my realtor says I have to make 80 to a hundred thousand dollars if I want a house in California.3 (58m 17s):Okay. And I'm tired of sitting around, waiting for Hollywood to discover me. Okay. Fine. And us. So what do I do? Okay, fine. So then I've been teaching right at Roosevelt and other places and I love it. I love the 1819 year olds. Okay. Fine. I love teaching acting. I don't know. I feel like I don't really know shit about acting, but I know I do when it's mixed with psychology. Does that make sense? Okay.1 (58m 44s):A hundred percent then the other3 (58m 45s):Day I was like, and then I was like, okay, but I don't want to teach at a fancy conservatory. Like I don't, that's just, I just don't. So I was like, all right. All right. All right. So then someone sent me a listing to teach a community college, making a $90,000 a year. Community colleges paid better than a lot of colleges. And so I'm applying to teach first year actors at a community college in Glendale. And I don't know, and I don't know, and I actually think it's going to make my writing. And I think it's going to make me hustle in a different way. I don't know if I'll get the job, but I gotta say my legacy might be, cause I thought, okay.3 (59m 30s):At first I thought my legacy was going to be, and we could track it with the podcast. Right. Like I thought my legacy was going to be famous actor even though like, I don't know if that's, that is a legacy like Brando and you know, that's a legacy. That's what I thought. I thought, oh, that'll be my legacy. I'll be fancy, famous lady. Okay, fine. That did not happen. Then I thought, okay, my legacy is going to be that I'm a very sort of famous PR prolific addictions counselor, like at a social service agency. Yeah. That's going to be my legacy, but that's what I thought, like, that's my mark. That's where I'm going to leave my mark. That did not happen. Then I thought, okay, I'm going to be again, a famous actor, but maybe a solo artist. Right.3 (1h 0m 10s):And, and then, and then a screenwriter and I'll get really famous as a television writer, which still could happen. But I was like, I'm not sure that is the flavor of legacy that we're talking. I'm talking about here in terms of service, right. Service. What I want is to teach, I could teach 18, 19 year olds tangible skills that they can use then and move on in their lives and then teach their kids. Like, like that seems more in alignment with what I'm talking about in terms of legacy than just fancy screenwriter.3 (1h 0m 50s):That makes a lot of money. So, yeah.1 (1h 0m 53s):Yeah, because actually I was just having this thought yesterday, if I was ever given an award that was related in any way to theater, the first person I would think is my junior high acting teacher and teachers truly do leave some of the biggest, like good and bad. Some of the biggest legacies. I remember every single teacher I've ever had. Yeah. And w I mean, I mostly remember the ones who were really good or really bad, but they, I can think of five people off the top of my head who should be canonized as saints, because really Mrs. McDaniels, you were a prima ballerina who ended up teaching math in junior high.1 (1h 1m 37s):And you know what she did, she knew that I had just a, I was having a really hard time in junior high. And she invited me to eat lunch in her classroom every day, because I think she was at a Mexican, she didn't eat. And so she could go over the math with me cause I was having a hard time getting it. And I was just having a hard time. Sure. In general, this is seventh grade. And she provided all under the guise of teaching me math. Of course she gave me mentorship. She gave me attention. She showed me love.1 (1h 2m 19s):Right. Like what's3 (1h 2m 20s):What more could you ask for legacy I'm looking for? I'm not, I decided like, especially during COVID times, I've really been thinking, I think a lot of us have about like, what is obviously important, but also what is lasting and what is, and I thought, yeah. Okay. So, so I don't have a desire to like go into the classroom and teach, you know, I don't wanna teach psychology. I don't want to teach, but I was like maybe. And the thing that like the community colleges in California in Southern California, like I believe Pasadena city college and Glendale community college are two of the best community colleges in the country. So I'm like, okay.3 (1h 3m 0s):And it's cheap to go there. And it's a bunch of different kinds of learners and it's not just white kids that are like, I'm fucking going to be the next, I don't know whoever it's like kids that actually want to learn. And I, I mean, look, there's going to be some real assholes in there. I know it. But like I thought, oh, okay. Like also I really, really need a house with a yard. And I don't know how, I don't want to do it by, by getting an office job that I'm gonna die at. And I, and I, and then try to write on top of that.3 (1h 3m 45s):So like, I really need more space. And we were looking at houses and this all really was, was sparked by talking to a realtor, a really great realtor who also was like a very therapeutic and his approach. And he was like, listen, do you want a house in California? Yes. Okay. Do you want a two bedroom, two bath? Yes. This is how much money you each need to bring in a year. And this is how much your down payment is going to be act accordingly. He just told me that like, it's not,1 (1h 4m 16s):It's not a mystery. It's not an unknowable path. It's just like, no, no, no.3 (1h 4m 22s):It's very clear. And he was very loving, but he was also like, you, you piecemealing the piecemealing, your salary together is not going to work for this. And I was like, and I, I needed him to say that too, to know that like, it's time for me to bring in a decent amount of money. Now, if it comes, if it, if, if, if somehow it comes from your mind getting a television show or our documentary taking off. Great. But like, in the meantime, I need to feel like I am, I am not just piecemealing my shit together.1 (1h 5m 8s):Right. Because in addition to all the other things we've mentioned, you have a lot other needs that are undeniable and it is much your responsibility to meet those needs your, your need to have, you know, your own space. You need to have address, you know, that's as important to listen to as anything else.3 (1h 5m 27s):I had no idea. Like I just thought it's interesting. I, I thought that I did not have those needs. Like I thought, who cares where you live literally. I mean, I've moved 15 times. So it's like, who cares if you live in a one bedroom with two people and a dog, I care. I care a lot now I really care. And it's really, really important to me to be out. So having an outside space,1 (1h 5m 55s):And what I hear in this for you is a shift from what does it look like to other people to, what does it feel like inside of me? And it was always more important,3 (1h 6m 8s):More important. And it's also super interesting. And I think we run up against this all the time. People think that they're like, oh, you're not going to be an actor anymore. Like you're not going to audition anymore. And I'm like, I don't think so. It's not like it's like I had the other night. I had the experience. So I get off the train right at eight o'clock the day before I got an audition from my agent for self-tape for a show in Chicago, that's a procedural show, you know, and that everyone auditions for in Chicago. And I got a self-tape quick turnaround. I had to get off and I chose to, I got off the train, dropped my stuff, picked up.3 (1h 6m 50s):My friend came to coworking and was up til midnight filming this scene. It's not a good scene. I'm not good. I'm not good in the scene because I don't, I'm, I'm not, I was having trouble memorizing because it's late at night. And then, and then I turned to my friend and I just said, you know, and, and I'm not paid, obviously we're not paid for the audition. If I book it, I have to go to Chicago on my own dime, stay in a hotel on my own, or place my own plane fare. I hate to fly to do this thing. That's going to terrorize me on set for a day to make $900.3 (1h 7m 32s):What the fuck am I doing? So I turned to my friend and I just said, who was nice enough to stay up with me till midnight, taping this in the fucking coworking space. I turned to her and I said, I don't want to do this anymore. And she said, okay. And she said, okay. I mean, she doesn't give a shit. She's a writer. She's not an actor. She doesn't, but she's like, okay. And I was like, yeah, this is no, no, no, it's not. That is not my legacy.1 (1h 8m 0s):Right.3 (1h 8m 1s):So it's very clear. So now I'm going to, I'm just, I'm not, I'm having calling my agents1 (1h 8m 8s):And you can't know until, you know, I mean, like that reality couldn't hit you until it did. I'm like, no, so yeah, yeah, yeah. Well, good for you. I mean, part of life is figuring out what it's not, and as much as it is figuring out what it is. Yeah. So4 (1h 8m 34s):If you liked what you heard today, please give us a positive five star review and subscribe and tell your friends. I survived. Theater school is an undeniable in production. Jen Bosworth, Ramirez and Gina plegia are the co-hosts. This episode was produced, edited, and sound mixed by Gina Culichi for more information about this podcast or other goings on of undeniable, Inc. Please visit our website@undeniablewriters.com. You can also follow us on Facebook, Instagram, and Twitter. Thank you. 

Fintech Insider Podcast by 11:FS
590. News: Global Super Apps on the rise as Nubank IPOs and Lydia becomes a unicorn

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Dec 20, 2021 57:18


Our expert hosts, Gwera Kiwana and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Gabriel Le Roux, Co-Founder, Primer Bruno DIniz, Co-Founder, Spiralem We cover the following stories from the fintech and financial services space: Nubank makes its market debut on New York Stock Exchange - 4:15 Primer launches no-code plugins for e-Commerce platforms - 15:55 Which? calls for banks to pause branch closures - 25:40 French ‘super app' Lydia raises $100m becoming latest European fintech unicorn, plots 10 million users by 2025 - 35:50 Better.com CEO to take time off after firing hundreds of employees over Zoom - 46:40 JPMorgan to hire hundreds more staff for UK digital bank - 48:35 OakNorth acquires smart cashflow firm Fluidly to boost SME support - 50:30 FCA launches Christmas jingle to warn about fraud - 52:05 This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com Special Guests: Bruno DIniz and Gabriel le Roux.

The Tech Blog Writer Podcast
1820: Nationwide & Qlik on Regulation and Trust in Data in Financial Services

The Tech Blog Writer Podcast

Play Episode Listen Later Dec 19, 2021 41:15


The UK government recently launched data reforms to boost innovation, economic growth and protect the public, a year on from the creation of the National Data Strategy and a key step in its 10 Tech Priorities, which include unlocking the power of data. The proposed reforms aim to empower the ICO and businesses using data in innovative and responsible ways to benefit people's lives, in areas from healthcare to financial services. However, a new report from data analytics leader, Qlik, into the UK's FS industry suggests that while AI and predictive analytics has huge potential in FS organisations, low trust and regulatory fears are still holding back their widespread adoption in the industry. In fact, Only half (50%) of IT leaders FS organisations trust decisions made by predictive analytics solutions are without bias, 46% of IT leaders believe the regulatory burden outweighs the benefit that predictive analytics solutions could offer. Richard Spiegal, BI Centre of Excellence Leader at Nationwide, and Adam Mayer, Senior Manager at Qlik join me in a conversation on the state of regulation and trust around data in the financial services (FS) sector. We discuss how to tackle the issues laid out in Qlik's report, particularly around trust and regulation issues and the power of data analytics to help organisations build a data pipeline and democratise data in a safe, secure way with customers interests at heart. I also learn how Nationwide is exploring analytics use cases across anti-money laundering, financial crime, risk management, and supporting human decisions, for example, by triaging and helping to prioritise staff caseloads.

Fintech Insider Podcast by 11:FS
589. Insights: Taking a closer look at the Canadian market ft. Phillippe Daoust

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Dec 17, 2021 28:43


This Friday, we're switching it up a bit! From our Youtube sister show Spotlight, our expert host - Simon Taylor - is joined by Philippe Daoust, Vice President & Managing Director at National Bank of Canada. The pair look at Canada's fintech scene looks today, how it's evolving, and the National Bank of Canada's growing relationship with fintech challengers. All of this and much much more on today's show! This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Philippe Daoust.

KMJ's Afternoon Drive
Thursday 12/16 - Hour 1

KMJ's Afternoon Drive

Play Episode Listen Later Dec 17, 2021 37:24


Kicking it off with the Buzz Question about dropping Ds and Fs. Elizabeth Heng, who once ran unsuccessfully against Jim Costa, and was intending to challenge Sen. Alex Padilla for the senate, has instead entered the race for the soon to be vacant Nunes seat. Fresno PD busted an 18-year-old with a ghost gun after cameras caught him posing with it outside of Fashion Fair Mall. Three were arrested after stealing thousands of dollars of cologne from the Ulta Beauty at Fashion Fair.  See omnystudio.com/listener for privacy information.

Air Force Radio News
Air Force Radio News 15 December 2021

Air Force Radio News

Play Episode Listen Later Dec 15, 2021


Today's Story: Innovating Cancer Treatment With Dental Technology

Sweathead with Mark Pollard
20 Creative Brief Writing Tips - Will Humphrey, Strategy Director

Sweathead with Mark Pollard

Play Episode Listen Later Dec 14, 2021 42:24


"Thou shalt not cut and paste the client brief." "No brief is an island." "Show the tension in the strategy." "Share it with the creatives." In today's Sweathead episode, Will Humphrey talks about 20 pieces of no-nonsense advice on how to write, sharpen, and present a creative brief. Will Humphrey is an integrated planner of 15 years' experience, having worked at a huge variety of agencies (Advertising, PR, CRM, Digital) on many different clients - from telco to charity, to FS and beer. He's taught APG courses, judged the Effies, written the odd award paper, and won a pitch or two. He likes good writing, tea, pub quizzes, and taxidermy. One of those is a lie. Connect with him at http://twitter.com/will_humphrey or https://will-humphrey.com/. P.S. I (Mark) managed to skip words in parts of this interview. As in, I introduce Will as "strategy", which is pretty good for Will but makes no sense. Sometimes my brain misfires but, luckily, Will is fully coherent. ** Find out about our strategy classes at http://www.sweathead.com Follow the fun on Instagram: http://www.instagram.com/sweathead Subscribe to our newsletter: http://eepurl.com/dscjW5

Fintech Insider Podcast by 11:FS
588. News: Seedrs acquired by Republic to fuel European expansion

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Dec 13, 2021 56:11


Our expert hosts, Simon Taylor and Tim Heard, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Kirsty Grant, CIO, Seedrs  Ruby Hinchliffe, Reporter, FT Adviser With soundclips from: Lisa Jacobs, CEO of Funding Circle We cover the following stories from the fintech and financial services space: Republic acquires UK's Seedrs in $100M deal to push into Europe - 2:45 Former TSB CEO launches money-sharing social network Loop - 15:50 Wealthsimple quits the UK market - 25:49 Zopa pulls out of P2P consumer lending - 36:25 Majority raises $27 million for migrant mobile banking service - 46:12 Funding Circle launches embedded finance solution (soundclip from Lisa Jacobs, CEO of Funding Circle) - 47:35 Monzo valuation hits $4.5bn on back of drawing thousands of new customers - 49:00 Harrods agrees buy now pay later tie up with Klarna - 51:14 This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Kirsty Grant and Ruby Hinchliffe.

Thanks for the Words
New Grading System Coming to California Schools--Are we Sugarcoating Education for our Kids?

Thanks for the Words

Play Episode Listen Later Dec 11, 2021 9:33


A new program in California school districts will eliminate "Fs" and "Ds" from the grading system. Are we empowering our kids to succeed or just giving them free handouts? --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/thanksforthewords/message

Fintech Insider Podcast by 11:FS
587. Insights: Financial education is best served young

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Dec 10, 2021 45:32


Our expert host, Gwera Kiwana, is joined by some great guests to talk about financial education – what it currently looks like, the challenges faced, and what the syllabus should be in the future. We asked on Twitter and Linkedin 'what topic in financial services isn't talked about enough'? Many people came back with great and insightful suggestions – with financial education coming up again and again. So, we're dedicating our Insights show to ‘what financial education should look like in 2022?' This week's guests include: Dan Lane, Senior Analyst, Freetrade  Louise Hill, Co-Founder & Chief Operating Officer, GoHenry Fiona Montgomery, Head of School Age Education, MyBnk All of this and much more on today's episode! This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dan Lane, Fiona Montgomery, and Louise Hill.

Dave and Dujanovic
Eliminating Ds & Fs in Schools

Dave and Dujanovic

Play Episode Listen Later Dec 10, 2021 9:05


The Los Angeles School District and others in California are limiting the use of “Ds” and phased out “Fs” in grading. High schoolers who fail a test or homework assignment can get a do-over or more time to complete the work. Will this help students or prepare them for failure? See omnystudio.com/listener for privacy information.

Fintech Insider Podcast by 11:FS
586. News: Has the Financial Conduct Authority freed up Open Banking?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Dec 6, 2021 58:46


Our expert hosts, Benjamin Ensor and Nasir Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Richard Davies, CEO, Allica Bank  Sophie Winwood, Investor, Anthemis We cover the following stories from the fintech and financial services space: Small business lender Allica raises £110m as it quickens growth 3:16 FCA boosts Open Banking by removing 3-month re-authentication requirement 14:38 British Business Bank Finds UK Venture Capital Fund Performance has Increased 27:10 Afterpay releases BNPL for subscription services in the US and Australia 35:55 Thought Machine closes $200M for its cloud native banking SaaS and becomes a unicorn 47:10 India's Slice becomes unicorn with $220M funding from Tiger Global, Insight Partners and Advent 48:44 Moneybox and Plaid give customers greater control over their finances 50:41 Mr Goxx, the crypto-trading hamster, dies 53:10 This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) This episode is sponsored by SAS. SAS help their customers make banking simple, safe and rewarding for everyone. They support banks in their goal to treat every customer as an individual. Combining data from across the bank with external information and real-time context delivers unique insight and a deep understanding of customer needs. By applying this insight at the right time via the right channel, SAS help make every customer engagement with the bank a relevant, valuable, and seamless experience. SAS enables banks to embed real-time intelligence in every interaction, helping them make smarter, faster decisions that transform customer experience. To find out more, visit https://www.sas.com (https://www.sas.com). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Richard Davies and Sophie Winwood.

Fintech Insider Podcast by 11:FS
585. Insights: After Dark: Better. Faster. Stronger.

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Dec 3, 2021 62:24


Welcome to the latest installment of After Dark, titled 'Better. Faster. Stronger.' We are joined by the best and the brightest in fintech and financial services, as well as our first live audience of 2021, to set some goals for the industry as a whole. What do we mean by that? We're asked our panel and live audience to rate where the financial services industry is in 2021 and set three goals for 2022 and beyond – what to start, what to keep up, and what to stop! Our fantastic panel conists of; Hosts: * Simon Taylor, Co-Founder, 11:FS / CPO, 11:FS Foundry * Jason Bates - Co-Founder / Deputy CEO - 11:FS Guests: * Louise Smith, Chair, Innovate Finance / Chief Digital Officer, Lloyds * Matt Henderson, EMEA Business Lead, Stripe This episode is sponsored by OneSpan OneSpan helps protect the world from digital fraud by establishing trust in people's identities, the devices they use and the transactions they execute. We make digital banking accessible, secure, easy and valuable. OneSpan's Trusted Identity platform and security solutions significantly reduce digital transaction fraud and enable regulatory compliance for more than half of the top 100 global banks and thousands of financial institutions around the world. Whether automating agreements with identity verification and e-signatures, reducing fraud using advanced analytics, or transparently securing financial transactions, OneSpan helps lower costs and accelerate customer acquisition while improving the user experience. Learn more at OneSpan.com (https://www.onespan.com/) This episode is sponsored by Trustly What if you could re-imagine payments for the insurance industry? What if you didn't have to rely on old and complex payment services and infrastructure? Instead, what if your payment provider could help create a user experience that stands out? And when it's time to pay out a claim it can do so instantly to millions of bank accounts across the UK, Europe and North America? Trustly are leading the charge in unlocking the Open Banking payments revolution we are seeing today. Their Open Banking platform redefines the speed, simplicity and security of payments, for more than half a billion consumers across the globe. Visit trustly.net (https://www.trustly.net/) to read more about how they help insurtech companies make payments a key part of their digital-first approach. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Louise Smith and Matt Henderson.

The SDLP Podcast
Thanksgiving, D's&F's, Ghost Guns

The SDLP Podcast

Play Episode Listen Later Nov 29, 2021 51:11


Private Property Rights Made the First Thanksgiving Possible (reason.com) As Ds and Fs soar, schools ditch inequitable grade systems - Los Angeles Times (latimes.com) It is Not Clear How San Diego Will Enforce Its New Ghost Gun Ordinance  | Voice of San Diego Handlery Hotel, San Diego, United States of America - Lowest Rate Guaranteed! (hotelsone.com)

Fintech Insider Podcast by 11:FS
584. News: Freetrade breaks crowdfunding records again

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 29, 2021 57:34


Our expert hosts, Benjamin Ensor and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Polly Jean Harrison, Features Editor, The Fintech Times David Cunningham, Chief Commercial Officer, Lextego With soundclips from: Viktor Nebehaj, CMO, Freetrade Mark Mullen, CEO, Atom Bank Jamie Campbell, Co-Founder, Fronted We cover the following stories from the fintech and financial services space: Freetrade raises crowdfunding at £650m valuation (soundclip from Viktor Nebehaj, CMO, Freetrade) - 3:15 Payhawk raises €99 million to expand payments and expenses solution - 14:25 Irish banks commit €5 million to payment app joint venture Synch - 23:25 Atom Bank moves to a four-day week (soundclip from Mark Mullen, CEO, Atom Bank) - 35:20 Mode Global shares sink after Ocado, Boots and Homebase deny involvement in bitcoin scheme (soundclip from Jamie Campbell, Co-Founder, Fronted) - 45:40 India's Paytm Tumbles Another 13% After First-Day IPO Flop - 46:40 Fronted launches ‘Lifetime Deposit' lending product with the help of fresh £20m funding (soundclip from Jamie Campbell, Co-Founder, Fronted) - 48:25 Nike teams up with Roblox to create a virtual world called Nikeland - 51.20 This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) This episode is sponsored by SAS. SAS help their customers make banking simple, safe and rewarding for everyone. They support banks in their goal to treat every customer as an individual. Combining data from across the bank with external information and real-time context delivers unique insight and a deep understanding of customer needs. By applying this insight at the right time via the right channel, SAS help make every customer engagement with the bank a relevant, valuable, and seamless experience. SAS enables banks to embed real-time intelligence in every interaction, helping them make smarter, faster decisions that transform customer experience. To find out more, visit. https://www.sas.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dave Cunningham, Deepa Anikhindi, Jamie Campbell, Mark Mullen, Polly Jean Harrison, and Viktor Nebehaj.

Fintech Insider Podcast by 11:FS
583. Insights: Can financial services lead the fight against climate change?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 26, 2021 45:11


Our expert host, Simon Taylor, is joined by some great guests to talk about all things sustainabilty in the financial services sector – in association with Mastercard. There's never been a better or more timely way to go green, and financial services is uniquely placed to have real impact in this space. Following COP26, Simon and the panel look at where we are now, the challenges and opportunities, as well as the role of fintech in driving big changes. This week's guests include: Scott Abrahams, SVP Business Development and Fintech, Mastercard Lee Brown, Operations Manager, Helpful Will Smith, Co-Founder, Tred All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) This episode is sponsored by SAS. SAS help their customers make banking simple, safe and rewarding for everyone. They support banks in their goal to treat every customer as an individual. Combining data from across the bank with external information and real-time context delivers unique insight and a deep understanding of customer needs. By applying this insight at the right time via the right channel, SAS help make every customer engagement with the bank a relevant, valuable, and seamless experience. SAS enables banks to embed real-time intelligence in every interaction, helping them make smarter, faster decisions that transform customer experience. To find out more, visit. https://www.sas.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Lee Brown, Scott Abrahams, and Will Smith.

Kicking and Screaming Podcast
Throw Down and Opera

Kicking and Screaming Podcast

Play Episode Listen Later Nov 25, 2021 83:49


In an episode with all the trimmings, Elijah challenges Vanessa to find the perfect horror pairing for that Thanksgiving judo classic, Throw Down. After discussing the three Fs of Kicksgiving (Family, Food, and Fighting), Vanessa counters with the giallo masterpiece Opera. But what does this tale of a cursed opera have in common with seedy judokas? Do crows really remember their enemies? And is Vanessa finally going to start doing judo? The answers to all of these questions and more, in this week's double-feature discussion! The official snack pairing of Throw Down and Opera is a piece of burrata you throw onto the floor and then eat off of the floor while muttering dreamily about how you're not like anyone else. This episode was brought to you by the fighting spirit of Kicksgiving. --- Support this podcast: https://anchor.fm/vanessa-gritton/support

Reality TV Warriors
Quantify It For Me!

Reality TV Warriors

Play Episode Listen Later Nov 24, 2021 51:07


Put on your running shoes and race a bald eagle, because we are back for our second season of new/old Wie is de Mol recaps! Over these nine weeks, two guys who put the "Wild" into Wild West - Logan & Michael - are looking back on our second old season of Wie is de Mol - 2017's offering in Oregon, continuing with the fourth episode and elimination of Sigrid. For the second week in a row, we're also joined by our good friend David Bindley for this episode! In this episode, no-one has ever heard of Pendleton, Michael contemplates a trigger warning, we reluctantly dive into Logan's video collection (and thoroughly clean ourselves afterwards), Imanuelle requires two-factor authentication on a bond, we look at whether WIDM is the only version that cares about the Treasurer, Bindles explains how many Fs he's given out, we wonder if jokers are actually valuable, Logan has a potential connection to the season, Jeroen uses the auction challenge as an audition, Michael is like the auctioneer, Sigrid challenges for the title of most heartbroken eliminated contestant, there's a very sneaky editor's joke, we lock in our fourth set of suspicions and there's a very good reason we can't speculate on what happens next week. You can find us on Facebook, Twitter, Instagram & YouTube or you can tweet Michael, Logan & Bindles directly! We will see you next week! Please note: This season is intended on being spoiler-free, so please watch the episodes along with us. Unlike our previous trips back to Mole History, this season does not feature a spoiler section at the end of the podcast, as Logan hasn't seen it! Any season we have already covered (18-21; Renaissance) are fair game though - and as someone from this season did appear on Renaissance, there may be some references to their placement in that season. Additional note: Oh, this episode was a stinker... All up from here though!

Insurtech Insider by 11:FS
105. News: Lemonade Car is here and a record breaking year for insurtech!

Insurtech Insider by 11:FS

Play Episode Listen Later Nov 24, 2021 63:17


Nigel Walsh is joined by new co-host, John Bean, Client Director and Insurance Lead here at 11:FS, as well as a great panel of guests to discuss the most recent and exciting news in the world of Insurtech. Joining us today are: * Ben Jennings, Chief Revenue Officer of Embroker * Nikki Daniels, Founder and Chair at e-Zee Insurance Solutions * Phil Terrill, CEO and founder of SoleSafe We cover the following stories: * Lemonade taps new revenue stream with car insurance launch, and plans to acquire Metromile 4:42 * InsurTech investments across the world soar to record-breaking $10bn 19:11 * Report: Owners' and Founders' Approach to Risk Management Not a Match for Today's Modern Threats 32:54 * The General Awards $25,000 NAACP Powershift Entrepreneur Grant to SoleSafe - insurance for sneakers! 44:27 * Notable, which makes RPA-based tools to speed up healthcare admin, raises $100M at a $600M valuation 55:35 * Amazon-backed insurtech Acko joins unicorn club with $255 million funding 57:25 * Model Who Won 'Miss BumBum 2021' Gets Her Buttocks Insured For £1.3m 58:55 All that and much more on this week's episode of Insurtech Insider! This episode is sponsored by Trustly. What if you could re-imagine payments for the insurance industry? What if you didn't have to rely on old and complex payment services and infrastructure? Instead, what if your payment provider could help create a user experience that stands out? And when it's time to pay out a claim it can do so instantly… to millions of bank accounts across the UK, Europe and North America. Trustly are leading the charge in unlocking the Open Banking payments revolution we are seeing today. Their Open Banking platform redefines the speed, simplicity and security of payments, for more than half a billion consumers across the globe. Visit trustly.com (https://www.trustly.net/) to read more about how they help insurtech companies make payments a key part of their digital-first approach. Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the insurtech love by sharing or tweeting this podcast. This episode of Insurtech Insider was produced by Irina Andronic and edited by George Sztuka. Special Guests: Ben Jennings, Nikki Daniels , and Phil Terrill.

Fintech Insider Podcast by 11:FS
Bonus: Payments are Eating the World ft. Jeremy Balkin, JP Morgan

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 24, 2021 38:26


Time for a bonus episode! Our expert host, David Brear, is joined by Jeremy Balkin, Global Head of Innovation & Corporate Development, Payments at J.P. Morgan, to take a deep dive into their new report: Payments are Eating the World. Join us for an in depth discussion about Jeremy's career, the report, and all things payments. All of this and much more on today's episode! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guest: Jeremy Balkin.

Bad Expectations
Some people do feel, still…

Bad Expectations

Play Episode Listen Later Nov 22, 2021 77:17


This week Henok, Shane, Burke and Barry talk about wheelchairs, only childeren, Teslas, budging in line and G.I.L.Fs.

Fintech Insider Podcast by 11:FS
550. News: Amazon feuds with Visa while Zilch crowned Europe's fastest unicorn

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 22, 2021 57:18


Our expert hosts, Simon Taylor and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Emily Nicolle, Fintech Correspondent, Financial News Clare McKeeve, CEO, Talenthouse With soundclips from: Philip Belamant, CEO & Founder, Zilch Omar Kassim, CEO & Founder, Nomod We cover the following stories from the fintech and financial services space: Amazon to stop accepting Visa credit cards in UK - 4:10 Zilch becomes Europe's fastest ever unicorn with $2bn valuation (soundclip from Philip Belamant, CEO & Founder, Zilch) - 15:45 Talenthouse, Vodeno, and Aion Bank partner to bring embedded banking services to creatives across Europe - 28:12 Nomod raises $3.4M seed to allow merchants to accept payments without hardware (soundclip from Omar Kassim, CEO & Founder, Nomod) - 37:07 Starling snaps up £1BN mortgage book as it seeks to float next year - 45:25 N26 pulls back from the US - 46:54 CMA pushes ‘variable recurring payment' deadline back by six months - 49:02 Miramax Sues Quentin Tarantino Over ‘Pulp Fiction' NFTs - 51:12 This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Clare McKeeve and Emily Nicolle.

Fintech Insider Podcast by 11:FS
581. Insights: Is the Indian fintech market coming of age?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 19, 2021 44:45


Our expert host, Bejnamin Ensor, is joined by some great guests to talk about all things Indian fintech. Fintech is one of the fastest-growing technology segments in India, bringing innovation in digital identity, credit scoring, loans, payments, and stock trading. So what does the market look like, what technologies are paving the way, and what opportunities does the ecosystem offer Fintech founders? This week's guests include: Gurjodhpal Singh, India CEO, Tide Aditi Sholapurkar, Co-founder, SALT All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Aditi Sholapurkar and Gurjodhpal Singh.

The Tech Blog Writer Podcast
1788: HCL Technologies - Digital Change in Financial Services

The Tech Blog Writer Podcast

Play Episode Listen Later Nov 19, 2021 24:07


Rahul Singh from HCL Technologies discusses how covid has accelerated digital change in the financial services industry. Banks had to adjust in 2020, as the use of cash dropped off a cliff and mobile banking grew by 13%, while branches were forced to close overnight rapidly. As lockdowns were imposed without warning, some of the world's oldest, most cautious organizations were suddenly forced to change – do nothing, and they would surely see a mass customer exodus.  HCL manages IT for Deutsche Bank, ING, and Metro Bank, so I asked Rahul to share his unique insight into the industry challenges faced during the pandemic. He also explores the three significant digital shifts that have occurred within the financial services industry: 1. An explosion in remote working. With existing ways of working, and the obvious privacy and security concerns, banking has been slow to adopt remote working compared to other industries. However, the pandemic made it a necessity – banks had to find a way to enable people to work remotely without damaging customer experience. Rahul talks about the key areas they had to address: removing entrenched rule-based processes to accommodate remote workers and providing the required collaborative tools for employees to complete the necessary functions. He also discusses how recent announcements from HSBC and JP Morgan indicate this isn't a temporary shift but a permanent change. 2. Pushing mobile payments to the top of the agenda. Paying through your phone was once a nice to have, but that all changed when the pandemic meant we had to avoid unnecessary physical contact – so chip and pin card machine use dropped. This meant banks had to speed up mobile payment roll-out and ensure mobile apps were reliable – they couldn't risk letting customers down at the crucial moment. Imagine queuing for half an hour to enter a supermarket, loading your trolley with essentials, and then finding payment doesn't go through when you arrive at the checkout… Rahul says this meant banks' contactless and phone payment options had to mature quicker than initially planned. IT projects had to be re-prioritized, with future-facing alternative payment projects now pushed front and center. The sudden introduction of new rules and directives, such as the FCA's decision to increase the single transaction contactless payment limit to £100, also means banks must be prepared to quickly update payment systems based on directives at short notice. 3. Adopting public cloud computing at breakneck speed. Financial services have been one of the slowest industries to adopt the public cloud, with regulations and restrictions keeping FS out of the fast lane. However, banks had to dramatically speed things up when they suddenly had large remote workforces to support, requiring computing beyond the current capabilities of many existing on-premise or private cloud systems. This led to many flexing their financial muscles to make a move and play catch-up. Rahul can explain how this move unfolded, with critical workloads shifting to the likes of Amazon and Google. He says that every bank around the world will emerge from the pandemic with a public cloud strategy, meaning it will become increasingly prevalent across the industry.

The Daily Zeitgeist
Red Wine Is Like Weed?! The End Of Letter Grades?! 11.19.21

The Daily Zeitgeist

Play Episode Listen Later Nov 19, 2021 78:58


In episode 1034, Jack and Miles are joined by Kate Hagen to discuss Mommy Made It Hot: Noem's Daughter GIVING Up The Real Estate Game, A Lot of Schools Are Realizing That Letter Grades Suck, Red Wine is LIKE WEED SERIOUSLY!!!!!, Netflix‘s most watched shit and more! Mommy Made It Hot: Noem's Daughter GIVING Up The Real Estate Game A Lot of Schools Are Realizing That Letter Grades Suck Faced with soaring Ds and Fs, schools are ditching the old way of grading A Crusade to End Grading in High Schools Red Wine is LIKE WEED SERIOUSLY!!!!! Netflix‘s most watched shit LISTEN: Mamari by Muita Kabella Power Ensemble Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

My Steps to Sobriety
209 Kip Brooks - the Past Does Not Equal The Future

My Steps to Sobriety

Play Episode Listen Later Nov 15, 2021 59:29


In Kip's words: At eight years old, I believed the only hope for my life was suicide. I was on the honor roll throughout elementary school and received the “Student of the Month” award many times so that they stopped considering me for it in order to give other students a chance. I was smart, caring, and hardworking. Always seemed happy and willing to help so no one ever thought for a second that I was praying every night that I wouldn't wake up the following morning. By the time I reached middle school, my grades plummeted to Ds and Fs and that was just the beginning. At age 15, I kept a bottle of liquor stashed so I could take shots each night just to go to sleep. By the time I reached 21 years of age, I had been arrested multiple times and been involved in a life of drugs, dealing and doing. One night as I held a gun to my head, something in me snapped and I became angry. Angry at myself, angry at the world, and angry at my situation. I was angry that I felt that way, that anyone would ever feel that way and I wanted it to stop. I vowed then and there that if there was a way out of that feeling then I was going to find it, and that once I did I would come back to get others and show them the way out too. It was a long journey because first I had to learn to heal myself and I didn't know where to go. I started with numerous doctors and psychologists. I spent a few years on a cocktail of medications they prescribed and realized that wasn't working so I decided to look elsewhere. I began working with experts in Naturopathy, Nutrition, Fitness, Shamanism, Energy Healing, Soul Healing, Regression, Neuroscience, E.F.T. (Emotional Freedom Therapy), Qigong, Tai Chi, Massage, Chiropractic, Yoga, Hypnotherapy, N.L.P. (Neuro-linguistic Programming), Time Line Therapy, Psycho-Cybernetics, and M.E.R.® (Mental and Emotional Release®), and more. I was desperate to find a solution and cure so that I could move on with my life and help others do the same. I dove so deep into these healing arts that I picked up several certifications along the path as I began using the best techniques of each to gain more and more healing. My learnings along this journey of healing myself and my clients along with Marina's have been combined to create our work through Brooks Empowerment Academy. The tools that would form B.E.A. have helped me to overcome physical, emotional, and mental abuse, addiction, the loss of a child, divorce and much more. B.E.A. has saved my life and became my life's purpose. I've learned that even when you feel like you're all alone, living in your own world of solitude, you can still manifest a life of happiness and success as long as the conversations you have with yourself are focused on the goal ahead. Staying focused on that goal is more than possible and downright easy to do once the baggage is released and you understand how to communicate properly within those conversations. https://brooksempowermentacademy.com/kip/ Wait, there is more!!! Have a look at  www.mystepstosobriety.com  to see which other books and projects I am involved in!  And follow me on Instagram, Podcast, Facebook and Linkedin! https://stephanneff.podbean.com/ https://www.facebook.com/stepstosobriety/ https://www.instagram.com/stepstosobriety/ https://www.linkedin.com/in/stephan-neff-author/

The SDLP Podcast
New Rules, Grades, Rittenhouse

The SDLP Podcast

Play Episode Listen Later Nov 15, 2021 49:17


Attorney discusses Project for Open Government's letter to local supervisors on new public comment rules - (kusi.com) As Ds and Fs soar, schools ditch inequitable grade systems - Los Angeles Times (latimes.com) Ana Kasparian Admits She Failed On Rittenhouse - YouTube

Fintech Insider Podcast by 11:FS
580. News: Is fintech now more popular than Netflix?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 15, 2021 55:59


Our expert hosts, Gwera Kiwana and Ewan Silver, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Siddharth Venkataramakrishnan, Capital Markets Correspondent, Financial Times David Jarvis, Founder & CEO, Griffin With soundclips from: Karl Turnball, Head of Banking Services, Starling Keith Grose, Head of International, Plaid Darren Westlake, CEO, Crowdcube We cover the following stories from the fintech and financial services space: Standard Chartered taps Starling BaaS platform for green savings product (soundclip from Karl Turnball, Head of Banking Services, Starling) - 3:47 Paytm raises $1.1 billion from anchor investors in India's blockbuster IPO - 15:35 Crowdcube expands across Europe as EU crowdfunding takes flight (soundclip from Darren Westlake, CEO of Crowdcube) - 27:35 Plaid report: Fintech adoption helps break money taboo (soundclip from Keith Grose, Head of International at Plaid) - 36:28 Robinhood says millions of customers' names and emails addresses taken in data breach - 44:30 New neobank Monument readies for launch after regulator lifts restrictions - 47:30 Square makes its Cash App available for teen use - 48:40 Microsoft's Own Metaverse Is Coming, and It Will Have PowerPoint - 49:50 This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: David Jarvis, Ewan Silver, and Siddharth Venkataramakrishnan.

New Books Network
David Nothacker: CEO and Founder of Sennder, a Logistics Unicorn

New Books Network

Play Episode Listen Later Nov 14, 2021 54:56


David Nothacker, the founder Sennder - a logistics startup from Berlin that is now valued more than a billion Euros. This podcast was recorded back in 2016, way before the idea that this might be worth more than a billion Euro. Learn about the four “Fs” of fund-raising, and how supportive Roland Berger were when David decided not to return their after business school. Sennder took an innovative approach on delivery business, allowing customers to get the package faster and cheaper than with current alternative, by using spare capacity on buses. This interview was recorded in 2016, way before the company achieved its stellar valuation. When we were recording the interview the valuation range was in range of three to five million Euros. See if you can spot the characteristics that led this company to become a European success story. This podcast was originally published as part of Project Kazimierz podcast recorded with Sam Cooke that was migrated onto the NBN in 2020. Some of the content reflects this fact. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Fintech Insider Podcast by 11:FS
579. Insights: Football and fintech collides

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 12, 2021 47:50


Our expert host, David M. Brear, is joined by some great guests to talk about all things football and fintech. Both industries have seen monumental rises in the last decade, so it's no surprise that financial technology and football are becoming more entwined in their pursuit of global expansion. So where is this relationship in 2021? What are some of the success stories? And what is the potential going forward? This week's guests include: Vivienne Hsu, CMO, Sokin Petrit Berisha, Head of Cryptomedia, Copa90 Alexandra Frean, Chief Corporate Affairs Officer, Starling Bank All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexandra Frean, Petrit Berisha, and Vivienne Hsu.

Ward Scott Files Podcast
November 10, 2021 - The Partisan Gap

Ward Scott Files Podcast

Play Episode Listen Later Nov 10, 2021 56:35


Today on The Ward Scott Files Podcast: Ward discusses local Alachua County news, Flubs, GE Demise, Ds & Fs in Education, and more!

Why We Do What We Do
235 | Above the Atmosphere

Why We Do What We Do

Play Episode Listen Later Nov 10, 2021 62:23


Only a small percentage of people who have attempted to be astronauts have succeeded. The training and physical requirements are extremely stringent. This is because billions of dollars and many lives are at stake for the smallest mistake. Another component is what motivates someone to put themselves at risk. Particularly considering how little compensation is actually available. Links: https://www.nasa.gov/audience/forstudents/postsecondary/features/F_Astronaut_Requirements.html https://www.nasa.gov/centers/johnson/pdf/606877main_FS-2011-11-057-JSC-astro_trng.pdf https://science.howstuffworks.com/innovation/inventions/top-5-nasa-inventions.htm https://www.cambridge.org/core/journals/development-and-psychopathology/article/abs/hidden-talents-in-harsh-environments/E5955348146CE5EE527AE225B1817628 https://serc.carleton.edu/microbelife/extreme/environments.html https://www.nasa.gov/feature/nasa-s-twins-study-results-published-in-science https://history.nasa.gov/SP-4225/long-duration/long.htm https://en.wikipedia.org/wiki/Psychological_and_sociological_effects_of_spaceflight https://www.space.com/26799-nasa-astronauts-psychological-evaluation.html Recommendations Abraham: Bad Times at the El Royale (https://www.imdb.com/title/tt6628394/) Shane: Every Time I Die - Radical (https://everytimeidie.net/) You can reach us directly at info@wwdwwdpodcast.com, through the comments below OR on social via @wwdwwdpodcast or #wwdwwdpodcast.

The Other Side Of Potential
Episode 164: Living an Uncommon and Extraordinary Life with Terry Tucker

The Other Side Of Potential

Play Episode Listen Later Nov 10, 2021 46:56


We are in a time of great complexity and exhaustion, and many people are feeling as though they're ready to give up. We have seen a tremendous increase in anxiety, depression, and suicide. Today's guest, Terry Tucker, has not only been through a litany of diverse experiences, but he has also been through the ups and downs of life and is uniquely qualified to help us see the other side of potential. Terry believes that no matter what you're going through, there is a way to reinvent who you are. He is convinced that anyone can live a life of significance by being a source of solace, inspiration, and even clarity of purpose to another human being out there.Terry has been an NCAA Division I college basketball player, a Citadel cadet, a marketing executive, a hospital administrator, an undercover narcotics investigator, a SWAT Team Hostage Negotiator, a high school basketball coach, a business owner, a motivational speaker, an author, and most recently, a cancer warrior. In 2019, Terry started the website, Motivational Check to help others find and lead their uncommon and extraordinary lives. He is now also the author of Sustainable Excellence: Ten Principles to Living Your Uncommon and Extraordinary Life.Tune in to hear how Terry's past experiences have informed his perspective and how he has managed to face cancer and a leg amputation with such positivity. In this episode, we discuss how the principles in his book may help us embrace our next steps in light of the challenges that we're up against as individuals and as a society in these complex times. Don't miss this inspirational episode that provides a roadmap to how you can find and lead your uncommon and extraordinary life! What you'll learn about in this episode:An introduction to today's guest Terry Tucker and his diverse and interesting resumé.What inspired Terry to write his book Sustainable Excellence and how he went about writing it.How Terry got through the process of having his leg amputated. What sustainable excellence means to Terry. Some of the principles from Terry's book that may help people embrace their next step in light of the challenges they are up against.Thoughts on the importance of mentoring people and helping others reach their full potential. What's in store for Terry next and why he is not afraid of death.Why your job doesn't have to be your purpose.Thoughts on the difference between success and significance. How the COVID pandemic has affected Terry in light of his health struggles. The three Fs: faith, family, and friends that have sustained Terry through his cancer treatment.Thoughts on whether or not some people have a greater propensity to be positive in times of crises than other people. Terry's advice to anyone who might be dealing with a critical life-threatening illness.Terry's final words of advice: everything you need to be successful in life is already inside you.

Fintech Insider Podcast by 11:FS
578. News: Challenger bank champion Nubank plans NYSE IPO

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 8, 2021 64:57


Our expert hosts, Ross Gallagher and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Eric Johansson, Tech Editor, Verdict Douglas Mackenzie, Chief Content Officer, Fintech Finance Gustavo Brigatto, Founder and Editor-in-Chief, Startups With soundclips from: Hasan Luongo, VP of Global Marketing, Chipper Cash Oli Cook, CEO & Co-Founder, Ekko We cover the following stories from the fintech and financial services space: Brazil's Nubank targets over $50 billion valuation in U.S. IPO - 6:30 Chipper Cash gets $2B valuation with $150M extension round led by FTX (sound clip from Hasan Luongo, VP of Global Marketing, Chipper Cash) - 18:30 Eco-conscious debit card Ekko launches on first day of COP26 (sound clip from Oli Cook, CEO & Co-Founder, Ekko) - 32:23 Klarna sets collision course with Amazon in reported $1bn Pricerunner deal - 45:05 ING to wind down Payvision - 54:14 New UK fintech Cleva launches money management platform for carers - 56:00 Greenlight Creates a Platform for the 45% Of Parents Who Are Not Confident Investing - 57:28 Quentin Tarantino to offer seven uncut scenes from ‘Pulp Fiction' as NFTs - 58:38 This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Douglas Mackenzie, Eric Johansson, and Gustavo Brigatto.

Fintech Insider Podcast by 11:FS
577. Insights: Big Data is just getting started

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 5, 2021 46:56


Our expert host, Gwera Kiwana, is joined by some great guests to talk about all things Big Data. Large banks were some of the first big believers in the power of Big Data – but issues meant that initial hopes weren't quite achieved. However, the potential of Big Data has progressed since those early days, and it's time to revisit where we go from here. So what have been the successes? What has proved challenging? And how can Big Data help us unlock the future of AI among other innovations? This week's guests include: Richard Hamerton-Stove, Director of Consulting, 11:FS Todd Winship - Product Director, Analytics, Temenos Sarah Welch, Managing Director, Curinos All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Richard Hamerton-Stove, Sarah Welch, and Todd Winship.

The Covexit.com Podcast
Vaccines Injuries & Mandates - Expert Testimonies & Remarks by US Senator Johnson

The Covexit.com Podcast

Play Episode Listen Later Nov 4, 2021 114:16


This is the second podcast episode devoted to the November 2nd Round Table convened by US Senator Ron Johnson about vaccines injuries and mandates. This episode presents the testimonies of prominent experts as well as of advocates for vaccines safety and truly informed consent.You will hear in this episode remarks by:- US Senator Ron Johnson (introductory remarks)- Brianne Dressen, Astra Zeneca clinical trial participant from Utah, co-founded react19.org, a patient advocacy organization dedicated to increasing awareness of adverse events- Dr. Linda Wastila, Professor and Parke-davis Chair in Geriatric Pharmacotherapy, University of Maryland School of Pharmacy- Dr. Theresa Long, MD, MD, MPH, FS, Army Flight Surgeon & Army Aerospace Medicine Specialist- Dr. Robert Kaplan, faculty member at the Stanford School of Medicine Clinical Excellence Research Center- Dr. Peter Doshi, Associate Professor of pharmaceutical health services research at the University of Maryland School of Pharmacy- Dr. David Healy, Professor in the Department of Family Medicine at McMaster University in Ontario- Dr. Linda Wastila, Professor and Parke-davis Chair in Geriatric Pharmacotherapy, University of Maryland School of Pharmacy (2nd set of remarks)- Dr. John Patrick Whelan, Associate Clinical Professor of Pediatrics in the Division of Rheumatology at University of California, Los Angeles- Dr. Aditi Bhargava, Professor in the Department of Obstetrics and Gynecology and the Center for Reproductive Sciences at University of California, San Francisco- Dr. Retsef Levi, J. Spencer Standish (1945) Professor of Operations Management at MIT- Dr. David Healy, Professor in the Department of Family Medicine at McMaster University in Ontario (2nd set of remarks)- Dr. Peter Doshi, Associate Professor of pharmaceutical health services research at the University of Maryland School of Pharmacy (2nd set of remarks)- Aaron Siri, Attorney, is the Managing Partner of Siri & Glimstad LLP- Kim Witczak, international drug safety advocate and speaker, serves as Consumer Representative on the FDA Psychopharmacologic Drug Advisory Committee, &- Dr. Iona Heath, retired general practitioner from Kentish Town in London and Past President, Royal College of general Practitioners

InvestED: The Rule #1 Investing Podcast
341- Understanding Debt and the Unexpected

InvestED: The Rule #1 Investing Podcast

Play Episode Listen Later Nov 2, 2021 34:14


Debt matters. So how do you find the value of a company you want to invest in if they're carrying around debt? Stemming from a conversation about the role of debt in Liberty Media Corporation's purchase of Formula One Racing from last week's episode, Phil and Danielle dive deep into a conversation about how to use the 10 cap formula to accurately find the true valuation of the company you're investing in, even when they're carrying around debt, to ensure you're making the right investment decision. Phil and Danielle also discuss the level of unpredictability of investing you should almost always expect, using the history and future of Tesla as an example. Discover the 5 long-term advantages you should look for in your business investments in Phil's free guide. Download it here: https://bit.ly/3nMiyEQ  Topics discussed in this podcast: Value Investing How to factor debt into investment opportunities The 3 Fs of Shorting Unpredictability in Investing Resources discussed in this podcast: InvestED by Danielle and Phil Town Investing Lessons from Formula One | Podcast Episode #340 Learn more about your ad choices. Visit megaphone.fm/adchoices

Fintech Insider Podcast by 11:FS
576. News: Fintech, assemble! Plaid, Stripe, and Klarna announce partnerships

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Nov 1, 2021 61:28


Our expert hosts, Gwera Kiwana and Alex Hooper, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Paul Williamson, Head of Revenue and Partnerships, Plaid Jeremy Takle, Co-Founder & CEO, Pennyworth Rob Berrisford, General Manager, TAP, Button We cover the following stories from the fintech and financial services space: Plaid Builds Partner Ecosystem to Simplify A2A Payments 5:56 Klarna and Stripe announce ‘buy now, pay later' partnership 17:30 New neobank Pennyworth launches 30:49 Bunq launches ‘Local Currencies' to enable users to bank without borders (sound clip from Ali Niknam, CEO and Founder, Bunq) 40:45 Extend raises $40M for its virtual card offering to help banks better compete with fintechs 49:43 Carbon footprint tracker Cogo raises $20M ahead of COP26 (sound clip from Ben Gleisner, Founder and CEO, Cogo) 51:46 Chime In Talks To Go Public At $35 Billion To $45 Billion Valuation 55:00 Monzo launches London bus ad campaign and Twitter account 56:00 This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Jeremy Takle, Paul Williamson, and Rob Berrisford.

Fintech Insider Podcast by 11:FS
575. Insights: How does the cloud disrupt traditional banking?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Oct 29, 2021 48:35


Our expert host, Benjamin Ensor, is joined by some great guests to talk about all things Cloud-based Banking. Cloud-based platforms have the potential to revolutionise the banking sector as we know it, but the findings of our latest report with nCino suggest there's still a long way to go. So what is Cloud-based Banking? Why do banks need to embrace it? And what are challenges and opportunities? This week's guests include: Sim Rai, Senior Customer Strategist, 11:FS  Emmanuel Lambert, Digital Transformation Officer, CKV  Mo Fadaei, Head of Technology, Change & Transformation, Recognise All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Emmanuel Lambert, Mo Fadaei, and Sim Rai.

Fintech Insider Podcast by 11:FS
574. News: Primer attracts big-name investors for a global payments roadmap

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Oct 25, 2021 55:49


Our expert hosts, David M. Brear and Lindsey Kistler, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Richard Jones, Director and Chief Product Officer, GoHenry Gabriel Le Roux, Co-Founder, Primer With sound clips from: Simon Taylor, Co-Founder and Chief Product Officer, 11:FS Brian McKenney, Chief Innovation Officer, HSBC We cover the following stories from the fintech and financial services space: Primer raises $50M at a $425M valuation - 6:02 Klarna to offer pay now option ahead of FCA review - 17:55 GoHenry Launches New In-App Gamified Education for Financial Literacy - 25:02 Tala raises $145 million to expand globally and into crypto - 34:10 11:FS Foundry announces partnership with Google Cloud (Clip from Simon Taylor, Co-Founder and Chief Product Officer, 11:FS) - 42:02 Challenger bank N26 raises $900 million at $9 billion valuation - 44:10 HSBC to launch Banking as a Service (Clip from Brian McKenney, Chief Innovation Officer, HSBC) - 45:50 Facial recognition cameras installed in UK school canteens - 49:15 This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates who are joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Gabriel le Roux and Richard Jones.

Fintech Insider Podcast by 11:FS
573. Insights: Is Agile a silver bullet for businesses?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Oct 22, 2021 49:38


Our expert host, David M. Brear, is joined by some great guests to take a deep dive into all things Agile. What is it? What are the pros and cons? Where does Agile fit into day-to-day operations? What do other solutions offer, what does the future look like, and what advice can our panel give to companies looking to scale with Agile? This week's guests include: Deepa Anikhindi, Lead Product Manager, 11:FS Alexa Guenoun, Chief Operating Officer, Temenos Lars Trunin, Head of UK Product, Wise All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by LetsDeel. There's a better way to hire internationally, and it starts with Deel. Everything from contract creation, record keeping, payments, and full-time employment is all in one place for teams all over the world. Companies anywhere can hire compliantly everywhere thanks to Deel. It's payroll and compliance built for today's worldwide workforce. To learn more, visit letsdeel/11fs (https://www.letsdeel.com/11fs), and redeem an exclusive offer of 3 months free when you hire a contractor and 20% for your first year when you hire an employee. This episode is sponsored by Blueshift Customers expect more from their digital experience and their personal finance is no exception. Blueshift empowers fintech and financial institutions to create secure customer profiles and intentional, relevant experiences for customers. Whether in app, on site, in branch, or anywhere else, Blueshift's SmartHub CDP helps brands like Lending Tree and ClearScore turn data into personalized experiences that increase retention, satisfaction, and revenue. Learn more about the Blueshift at blueshift.com/11fs. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexa Guenoun, Deepa Anikhindi, and Lars Trunin .