Code & Coin

Written Notes   It is the FINAL episode of season 1! To close out an incredible season we invited Momma & Papa Boujie to chat about money and life. Mykail talks about everything from how her parents learned about money to teaching their 6 children about money. They both bring a real discussion. Two more money songs are added to the playlist to end the season strong!   Social Media Links:   Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

Even if you are 25, retirement is important! This week we are joined with the co-founder of Blooom. Chris Costello is the co-founder and Chief Investment Officer at blooom, a digital investment advisor for retirement accounts. Blooom is the only robo-investor that focuses on retirement account management. This is a founder chat you don’t want to miss.   Major Take-Aways:   Why retirement matters at any age How figure out a reasonable retirement plan How Blooom can benefit your financial journey   Resources Mentioned: Get your free Blooom analysis: http://bit.ly/2vmU3qB   Social Media Links: Blooom IG: @blooom_inc T: @BlooomInc   Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

Written Notes   Black Lives Matter. This episode is a heavy topic but very necessary. Mykail discusses the 2020 Protests against police brutality. She also talks about a very sensitive topic: Life Insurance. There are many ways people can access term life insurance policies and with the advancements in tech companies to provide access to non-invasive life insurance.    Major Take-Aways:   Black Lives matter every day Capitalism that thrive off of poor Black people are trash Get life insurance outside of your company   Resources Mentioned: Nerdwallet Article: www.nerdwallet.com/blog/insurance/instant-life-insurance/   Ladder Life Fabric Haven Life Bestow Ethos   Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin  

This week is all about diversity Mykail is joined by Naomi Thomas, an advocate for diversity and inclusion in STEM. Naomi has been recently honored as Charlotte's Top 30 under 30, 2018 and is extremely passionate about using her voice and past experiences as a guide to help encourage other young women to pursue careers in Science, Technology, Engineering, and Mathematics. This week’s money song comes from the late Nipsey Hustle. Major Take-Aways:   There are end possibilities and opportunities within the tech industry The conversations around diversity has began to encourage action Managers are needed to become the change agent for diversity   Resources Mentioned: Tech Ladies Women Who Code   Instagram: www.instagram.com/iamnaomithomas Facebook: https://www.facebook.com/iamnaomithomas Twitter: https://www.twitter.com/iamnaomithomas Website: www.iamnaomithomas.com   Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin  

This week Mykail is joined by Tanya Van Court founder of Goalsetter. Tanya went from being an Executive at Nickelodeon to helping kids and families learn how to save money. Because, more than anything, she wants every kid to have a shot at a great life - not just those whose parents are Financial Whizzes or Wall Street Bigwigs.   Goalsetter is on a mission to make kids financially healthy and all-around happy, because saving money is not only important – with Goalsetter, it’s also fun. Can you guess what Jay-Z song is this week’s money song?   Major Take-Aways:   Start teaching children about money as early as possible Goalsetter is how families learn money together Children who have savings accounts in their name are more likely to own stock before  age 25   Resources Mentioned:   Instagram: www.instagram.com/goalsetterco Facebook: https://www.facebook.com/goalsetterco/  Website: Goalsetter.co   Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

New week, new guest!  This week Mykail is joined by Yanely aka MissBeHelpful. After paying off all her debt and teaching herself personal finance, Yanely started making YouTube videos as "MissBeHelpful," to share about budgeting, credit, saving, investing and more! Yanely has a new podcast called "Mind Your Money with MissBeHelpful" where she talks to people with stories that will inspire you to get your money right!   Major Take-Aways:   Installment payment platforms are perfect to help those who cannot gain access to credit How these platforms make money without charging you interest The dangers of misuse of these platforms   Resources Mentioned:   Instagram: www.instagram.com/missbehelpful YouTube:  https://www.youtube.com/c/missbehelpful  Forbes Article: http://bit.ly/2pTd7nU   Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

It's week 436 of quarantine and just know we are just as tired as you are! Today's codename is Money Date and we are excited to get into the details of how to date your money, using technology. Mykail lists her four-step process to her weekly money date and gives reasons why it is important to date your money. This week's money song is Savage REMIX by Megan Thee Stallion feat. Beyonce.   Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Contact us: codeandcoin@gmail.com #CodeAndCoin

We hope you have been safely tucked into your homes with great health! Today’s Codename is Building Bread and Mykail and Naima are joined by a special guest, Kevin L. Matthews II, to discuss stock investing and how any income can invest into the stock market. Kevin is a financial planner, #1 best selling author, and 2017 he was one of top 100 financial advisors by Investopedia. 2010 Kevin launched Building Bread for young adults to set, build, and simplify investing in the stock market. This week’s money song is TipToe’N by Rick Ross.   Resources mentioned:  Building Bread - https://www.buildingbread.com/ Radio - https://whcr.org/ Think or Swim App Acorn App Robinhood App Stash App BetterMint App StockPile App   Social Media Links: Kevin IG: @buildingbread  Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

We hope you have been safely tucked into your homes with great health! Today’s Codename is Autopay and Mykail and Naima are joined by a special guest, Sierra K. Howard of I Don’t Do Budgets, to talk about account automation. Sierra is a millennial finance coach who is the founder of the I Don’t Do Budgets Podcast. I Don’t Do Budgets is a movement with a mission to set a new standard for millennials to successfully learn modern money management strategies in order to build generational wealth and reach financial freedom once and for all. This week’s money songs come from Lil Dicky and 21 Savage! Main Points: Automation makes it mindless If your employer only allows direct deposit into one account, have a bank that allows automation from there. Your disposable income will let you know how much freedom you have with your money Separate your money so you don’t have all your eggs in one basket Resources mentioned:  Afford Anything by Paula Pant - https://affordanything.com  I Don’t Do Budgets - https://www.idontdobudgets.com I Don’t Do Budgets Workbook -  https://www.idontdobudgets.com/shop 25% off with code COIN I Will Teach You to Be Rich by Ramit Sethi Prism App Acorns App Simple Bank Social Media Links: Sierra IG: @idontdobudgets  Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

We hope you have been safely tucked into your homes with great health! This week Mykail and Naima are joined by Calvin Williams Jr. from Freeman Capital. Calvin F. Williams, Jr. is the first African American owner of an automated wealth management platform for retail customers. As the CEO and Founder of FreemanCapital.co, he aims to close the wealth gap in overlooked communities across the country through increasing access to financial planning, investment management, and financial education.    FreemanCapital.co is offering FREE wealth management meetings for the month of April 2020. Make sure to take advantage of this help. Calvin explains how Freeman Capital is designed with consumers in mind. Can you guess what Rick Ross song is this week’s money song?   Major Take-Aways:   Start investing with wealth management platforms that benefit you as a customer Freeman Capital is a company that understands the diversity within the Black community How you can begin trading with Freeman Capital   Resources Mentioned:   Instagram: www.instagram.com/freemancapital Instagram: www.instagram.com/invest.black  Freeman Capital: FreemanCapital.co Article: https://www.nytimes.com/2019/12/11/business/jpmorgan-banking-racism.html

Today’s Codename is Bank Roll and Mykail and Naima have a special guest, Steven M. Hughes, with them to chat all things side hustles. In this episode, you'll learn about some non-traditional ways of finding a side hustle, how starting a side hustle can help you to supplement your income and some don'ts of side hustles. Steven also talks about his non-profit Know Money and the Bank Roll Summit for college students. This week’s money song comes from Lil Baby! Resources mentioned: https://knowmoney.org  https://steadyapp.com  https://www.garyvaynerchuk.com  https://www.instagram.com/KnowMoneyInc/  https://www.instagram.com/bankrollsummit/  https://twitter.com/KnowMoneyInc  Steven's Social Media Links: https://twitter.com/KnowMoneySteve  https://www.instagram.com/knowmoneysteve    Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

Today’s Codename is Big Rona and Mykail and Naima are talking about Big Rona (COVID-19) and some of the recent news about social distancing, student loans and the uncertainty of the market.   This week’s money song comes from The Carters Resources: Student Loans Forbes Article https://www.forbes.com/sites/zackfriedman/2020/03/23/everything-you-need-to-know-about-student-loans-during-coronavirus/#4e500d7c6f98 Small Business Association - https://www.sba.gov World Health Organization (WHO) https://www.who.int/emergencies/diseases/novel-coronavirus-2019 Center for Disease Control (CDC) https://www.cdc.gov/coronavirus/2019-ncov/index.html  Side Hustle Nation https://www.sidehustlenation.com/ideas/ Capway Coronavirus Resources https://capway.co/content/rBwZCmDy9B https://capway.co/content/9WQmVqrrap Smartpath Coronavirus Webinars and Resources https://www.joinsmartpath.com/coronavirus Free Online Courses from Colleges/Universities https://www.businessinsider.com/free-online-courses-from-best-colleges  Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

Episode Intro: Today’s Codename is Cryptocurrency and Mykail and Naima have a special guest with them to break down the meaning of cryptocurrency and the blockchain technology behind it. Gloria Kimbwala is a blockchain expert and a start-up founder dedicated to educating people about the benefits of blockchain technology. She gives an excellent insight into the cryptocurrency world and how we can all get started in investing and educating ourselves about this technology.  This week’s money song comes from Leikeli47! Resources mentioned: https://pepo.com/ https://audius.co/ Cash App Coinbase Shule Gloria’s Social Media Links: https://twitter.com/gkimbwala https://www.instagram.com/gkimbwala/ https://www.linkedin.com/in/gkimbwala/ Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

This week Naima and Mykail talk about peer to peer sharing apps. Some of their favs include Cash App, Zelle, Paypal, and Venmo. They chat about their personal experiences with the apps as well as some downfalls to using them.    The technology behind peer to peer sharing apps has really changed the game when it comes to moving money. The two also talk about the security issues of paper checks and how apps have eliminated the threat they pose.      Today, you'll get one of Naima's top money tips and find out why any song called "Money" really sets the mood.      Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

In this week’s episode, Mykail and Naima talk about virtual wallets and contactless payments. They chat about a couple of different types of virtual wallets that are safe and easy to use. Mykail has a list of 5 reasons why you should be using contactless payments and the two go into detail about the benefits and downfalls of switching to this method of payments.  This week’s song lyric is a throwback. Here’s a hint: all the money in the world. Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

In this week’s episode, Naima and Mykail dive into the latest FinTech mergers and acquisitions. They specifically chat about companies that have had recent deals worth over $1 Billion. The FinTech News segment includes some interesting news articles about some companies you may have never heard of.   One major edit: Global Blue is actually a Swiss company, not a Swedish company.   Signup for a Chime account: https://www.chime.com/r/mykailjames/   Here are the articles and videos mentioned  Far Point Acquisition Merges with Global Blue in $2.6 Billion Deal  Far Point Acquires Global Blue for $2.6 Billion Including Debt Visa to Acquire Plaid Digital Bank Chime Now Has A Valuation Of $5.8 Billion  Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

It’s the first episode and we are so excited! Mykail and Naima officially introduce themselves and Code and Coin. We cannot wait for you to listen. In this episode, we give background on our platforms and the first FinTech app we fell in love with and the true definition of FinTech.   We get into why we love FinTech and how apps like Robinhood are completely disrupting the finance industry. We also chat about the evolution of our favorite apps. We even mention some apps we absolutely hate.   Naima is most excited about being able to share some new insight and educating our Code and Coin audience. Meanwhile, Mykail cannot wait to interview some FinTech founders. Listen in to know why they are excited about this journey.    Social Media Links: Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter Naima IG: @naimanbarnes T: @naimanbarnes Contact us: codeandcoin@gmail.com #CodeAndCoin

Code and Coin is the place where money nerds and tech geeks come together. This weekly FinTech podcast is fun, insightful, and engaging. Join your hosts Mykail “the Boujie Budgeter™” J, MBA, and Naima Barnes, ChFC® for your dose of FinTech news, money strategies, tips, and tricks. If you love learning about the latest in financial technology, this is the podcast for you. This show will keep you updated and informed through interviews with startup founders, money nerds, and other tech enthusiasts. Code and Coin is where money and technology meet.