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In this podcast episode, Dr. Jonathan H. Westover talks with Milica McDowell about encouraging and incentivizing walking programs for employees.Dr. Milica McDowell is a dynamic healthcare leader and educator with over 20 years of clinical, entrepreneurial, and academic expertise in physical therapy and e-learning innovation. Currently serving as Associate Vice President of Education at U.S. Physical Therapy, she spearheads strategic partnerships with professional PT and OT schools and drives student engagement across the organization's national platforms while supporting over 140 partner brands. Previously, Dr. McDowell led Physitrack's global e-learning division, Physicourses, where she oversaw a multidisciplinary team and collaborated with prestigious institutions including Gray Institute, Evidence in Motion, and the Hospital for Special Surgery. In this capacity, she launched evidence-based professional education programs for medical and wellness practitioners worldwide. Her career spans diverse leadership roles across academia and entrepreneurship. As Adjunct Faculty at Montana State University, she mentored students in human performance. She has also held leadership positions in startups across orthopedics, fitness, biomechanics analytics, and medical equipment sectors. Her entrepreneurial success includes two M&A exits, with two additional exits in future planning. Dr. McDowell holds a Doctor of Physical Therapy (DPT) from Idaho State University, where she researched risk factors for non-contact knee injuries in young athletes, and an MSPT from the University of Colorado Health Sciences Center. She is scheduled to begin her MBA at USC's Marshall School of Business in fall 2025.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Our guest on the podcast today is Adam Grossman. Adam's the founder of Mayport, a fixed-fee wealth management firm. He's also a regular contributor to Humble Dollar, the website founded by late financial writer Jonathan Clements. Before founding Mayport, Adam worked as an investment advisor or analyst at several firms, including Middleton & Company, Ballentine Partners, and MFS Investment Management. He also founded About Face Software, a social networking software firm. Adam received his undergraduate degree from Williams College and his MBA from MIT Sloan School of Management, and he's also a CFA charterholder. Episode Highlights Writing for Humble Dollar and Jonathan Clements (00:01:16) How Flat‑Fee Advice Beats AUM Pricing (00:05:15) Helping Investors Stay Calm in Market Stress (00:10:29) Simple Stock/Bond Portfolios Still Work (00:17:30) How to Protect Your Portfolio Before Retirement (00:22:58) Social Security Timing: Math Versus Emotions (00:27:20) How AI Is Changing Financial Advice (00:34:19) More From The Long View Bill Bengen: ‘Inflation Is the Greatest Enemy of Retirees' Jim O'Shaughnessy: Investing Lessons From a Lifelong Learner Harry Margolis: How to Confront Aging Challenges Head-On If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
May 26, 2026: Today, Nvidia CEO Jensen Huang went on Singapore's CNA and called the AI layoff narrative "lazy and irresponsible" — I'll break down the data and history behind why he's largely right. Then, the CEO of Bolt fired his entire HR team onstage at Fortune's Workplace Innovation Summit — I'll trace the full arc of the HR function and make the case for what the Chief Future of Work Officer needs to become. And U.S. MBA programs including Carnegie Mellon Tepper, Indiana Kelley, Georgetown McDonough, UCLA Anderson, and Emory Goizueta are losing ground fast — I'll walk through the cost trend, the job market deterioration, the AI mechanism dismantling the consulting pipeline, and the argument I've been making for years that companies like Amazon, Walmart, and Starbucks are becoming the new universities.
In honor of Mother's Day, get $200 off a new Dear FoundHer... Forum membership through the month of May. Join the community built for women business owners over 40 who are building real businesses on their own terms. JOIN US INSIDE HERE, no code necessary to save.A group of executives walked into a room, and Leah knew exactly who mattered.Dear FoundHer host Lindsay Pinchuk sits down with Leah Solivan to talk partnership marketing, founder visibility, and one of the clearest business growth stories from Taskrabbit's path to acquisition. Leah built Taskrabbit from a Boston apartment with no MBA, no startup network, and no idea how venture funding worked. What she had was an idea she refused to stop talking about and the discipline to do the unsexy groundwork for years before the right opportunity arrived. That is the entire lesson of this episode, and it applies to every woman building something right now.This conversation is for women founders who are tired of being told to run ads, chase virality, or wait for the perfect moment. Leah's story proves that partnership marketing is not a tactic. It is a long game built on real relationships, real data, and showing up consistently in the right markets before you ever get the right meeting.Taskrabbit's sale to IKEA started with one lucky opening, but the deal did not happen because of luck alone. It happened because Leah spent years trying to get on IKEA's radar, knew her numbers cold, and was ready when one person in a room of eight finally mattered. Taskrabbit was already operating in London, one of IKEA's largest markets, and a quarter of its jobs were IKEA furniture assembly. Founder visibility is not about being everywhere. It is about being undeniable when it counts.If you are a woman founder wondering whether the quiet, unglamorous work is moving anything forward, this episode will answer that. Building relationships in business the right way is slow. It compounds in a way quick wins often do not.Episode Breakdown:00:00 From IBM Engineer to Taskrabbit Founder: Leah Solivan's Origin Story03:33 Why Talking About Your Idea Is the First Step in Partnership Marketing08:57 Rebranding From Run My Errand to Taskrabbit11:09 How Leah Validated the Taskrabbit Concept Before Raising Money13:23 Raising a Startup's First Round of Funding With No Business Background19:40 Scaling a Business City by City and the Decision to Go International21:26 Building Trust in a Gig Economy Marketplace24:56 The IKEA Partnership That Led to an Acquisition28:49 Life After the Exit: Investing, Podcasting, and What Comes Next31:03 Three Actionable Tips for First-Time FoundersConnect with Leah Solivan:Follow Leah on InstagramConnect with Leah on LinkedInFollow Leah on XSubscribe to The FoundHer Files Substack: http://foundherfiles.substack.comFree Forum Open House + Networking Session Come see what's inside the Dear FoundHer Forum SAVE YOUR SEAT https://lindsaypinchuk.myflodesk.com/q2forumopenhouse Join THE networking community for women business owners over forty, The Dear FoundHer... Forum Follow Dear FoundHer... on Instagram http://www.instagram.com/dearfoundherPodcast production and show notes provided by HiveCast.fm Hosted on Acast. See acast.com/privacy for more information.
Jeff Dudan's free digital copy of his book What does it take to turn business chaos into a repeatable formula for success? In this episode, Jeff Dudan sits down with Troy Hazard - global keynote speaker, bestselling author, entrepreneur, TV host, and former Global President of the Entrepreneurs' Organization (EO) - for a wide-ranging conversation on peer networks, business acquisitions, and the mindset shifts that separate good entrepreneurs from great ones. Troy shares the hilarious story of how three bottles of wine at a lunch in Brisbane launched a 15-year journey that took him to the top of EO's global leadership. He breaks down why he deliberately looks for 'unsexy' businesses most investors ignore, why he makes himself redundant as fast as possible after acquiring a company, and why leaving money on the table for the buyer is actually the strategy that creates premium exits. You'll also hear a powerful framework for evaluating distressed businesses - one that starts not with spreadsheets, but with candid conversations over coffee. Plus, Troy and Jeff explore the transformative power of EO, YPO, Vistage, and peer mastermind groups for entrepreneurs who didn't follow the traditional MBA path. Key topics covered: • How EO and YPO create life-changing peer networks for entrepreneurs • Why the best advice comes from people with nothing to gain from you • The 'unsexy business' acquisition strategy that creates outsized returns • How to evaluate a distressed business when the P&L tells you nothing • Why making yourself redundant is the fastest path to a profitable exit • The psychology of selling a business at a premium price • Vulnerability as a leadership superpower • Why confidentiality inside peer groups unlocks radical honesty Guest: TROY HAZARD Guest YouTube: https://vimeo.com/troyhazard Guest Business YouTube: Guest Website: https://troyhazard.com/ Guest Socials: https://www.linkedin.com/in/troyhazard/ #entrepreneurship #businessgrowth #TroyHazard #JeffDudan #EO #YPO #businessacquisition #peerlearning #leadershipmindset Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What happens when getting a client order feels like a burden instead of a celebration? Business strategist Sunita Kumar shares the exact moment she knew her successful health product business had to end-despite still making money. Her story reveals how our bodies send us signals long before our minds catch up, and why pushing through friction isn't always the answer. Sunita brings a unique blend of Cornell engineering, MBA credentials, and human design expertise to help seasoned entrepreneurs recognize when they're operating from an outdated identity versus their authentic design.This conversation dives deep into the difference between effort that energizes and effort that drains, exploring why so many entrepreneurs get trapped in business models that work on paper but feel misaligned in practice. You'll discover Sunita's framework for recognizing when you're in a 'to-do versus get-to' mindset, her 48-hour rule for avoiding shiny object syndrome, and how she helps clients experience what she calls 'clarity that feels like an exhale.' Whether you're questioning your current path or feeling stuck despite doing all the right things, this episode offers a fresh perspective on building a business that truly fits how you're designed to operate.Want to grow your podcast, land more guest appearances, and save hours every week? The Podcast Growth Partner helps podcasters, guests, and podcast teams create stronger content, prepare smarter, and grow strategically.Start your free 3-day trial: PodcastGrowthPartner.comWant personalized podcast strategy support? Book a free clarity call: MeetwithOlivia.me Connect with Olivia Atkin & Achieving Success:Website: Achieving-Success.comFacebook Community: The Podcaster's Powerhouse Community For Business OwnersFacebook: Olivia Atkin | Achieving SuccessLinkedIn: Olivia Atkin | Achieving SuccessInstagram: @_achievingsuccessConnect with Sunita Kumar: Website: linktr.ee/iamsunitakumarPodcast: Clear Signal: Unfiltered Business Clarity for Entrepreneurs Done With the NoiseBecome a supporter of this podcast: https://www.spreaker.com/podcast/achieving-success-with-olivia-atkin--5743662/support.
432 The Power of Kindness featuring Joe Emery In today's episode Sarah Elkins and Joe Emery discuss the importance of dispelling misconceptions, serving our communities, and elevating voices of kindness and positivity. Highlights The beauty of visiting places we've only seen in pictures or film. Misconceptions about places and people and learning the truth to be able to see the world for the better. Emotional storytelling and the importance of making people see the humanity behind the story. The importance of being kind, patient, and empathetic in a world that is becoming more jaded. Remember that there is a human on the other side of the screen that doesn't deserve to be treated poorly because you don't like a post. Quotes "That's something I really like doing, helping people who really need it." "We all see things everyday that we're not interested in, and it's amazing how many people stop to take time out of their day to comment." Dear Listeners it is now your turn, What is it that drove you to be a fan of something? What is your obsession? Have you ever thought about where that could lead you or how it has contributed to where you are now? I think about a lot of the things in my childhood that made me want to meet people or to learn something or to read more and I'm curious what that is for you. And the other thing I want to know is what are you doing when it comes to seeing the one comment that is mean or one boss that treated you badly, are you still holding on to that or are you starting to see it for exactly what it is, that those people who are cruel have their own reason for being that and when you give them the greater voice over the people who are kind you're giving them this power and you're taking away and reducing the power of people who are doing good in the world. And, as always, thank you for listening. About Joe Senior & Lead Digital Copywriter | Brand & Messaging Specialist | Tone of Voice Consultant Be sure to check out his LinkedIn, Facebook, and Instagram! About Sarah Sarah is a Montana based workplace communication trainer, TEDx speaker, DisruptHR speaker, public speaking coach, professional storyteller, musician, and podcast host. Her workshops and coaching packages with teams and their leaders are known to address and reduce miscommunication – the most common cause of tension and stress in the workplace. Using the team's results from the StrengthsFinder assessment, she guides teams in learning to speak each other's "language", learning to value each other's strengths and connecting with each other through enhanced self-reflection and effective listening. Sarah's nearly 20 years working in government agencies inspired her to complete her MBA and to achieve her StrengthsFinder certification to improve work environments for others, guiding teams toward increased satisfaction, productivity, and happiness. Visit her website to purchase her book, Your Stories Don't Define You in paperback or audiobook.
Register here to attend the live virtual event "Why Investors Are Targeting Oklahoma Real Estate in 2026" on Thursday, May 27th at 8:00 PM Eastern Time. Keith explains how rent payments are starting to factor into credit scores, boosting accountability for tenants and strengthening landlords' position. He introduces the "GRE Duck" to show how a plain long-term rental can quietly build wealth through several profit centers beyond visible cash flow. Keith also shares why he expects a new era of heightened inflation and how owning real assets with long-term fixed-rate debt can help investors stay ahead of it. Finally, Keith is joined by a GRE Investment Coach, Naresh Vissa, to highlight Oklahoma as an under-the-radar, business-friendly market that many investors see as a promising "next place" for cash-flowing rentals. Episode Page: GetRichEducation.com/607 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host, Keith Weinhold. The American consumer is in real trouble today, and persistent inflation is poised to make it worse. How should real estate investors adjust their strategy? Learn the difference between delinquency, default, and foreclosure. Why making an early mortgage payoff is almost always ill-advised, then we explore an investment market that's poised for potential today on Get Rich Education. Keith Weinhold 0:32 You know, Mid South Homebuyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com H I N D, that's danielthomamashind.com and sign up before spots fill. Keith Weinhold 1:45 Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at Flock homes.com/gre that's F L O C K homes.com/gre Corey Coates 2:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 2:34 Welcome to GRE from Arcadia, California to Arcade New York, and across 188 nations worldwide. I'm Keith Weinhold. You're listening to Get Rich Education. Around here, we don't look at a house and see four walls, we see five profit centers quietly doing jumping jacks behind the drywall. At the same time, most people seem to think cash flow is something that you catch in a stream. Hey, well, Who's in trouble out there amidst persistent and rising inflation? Well, you know the answer, it's just another reflection of the K-shaped economy and the hollowing out of the middle class. Now we can look at how many Americans are missing their mortgage payments. The mortgage delinquency rate is historically between one and 2% That just means that's the proportion of borrowers that get seriously behind on their mortgage payments. That's the normal range over the long run. Today's figure is pretty low at 1.1% so on the low end of that historic one to 2% range. So homeowners are in good shape, but credit card and automobile loan delinquencies are now deeply concerning, and a lot of times these people can be your rent paying tenant for credit card delinquency. Back in 2022 the rate was 8% Now 13% of credit card users are seriously behind on their payments. How about automobile delinquency? Back in 2022 it was 3.6% Now it's 5.6% and then there's student loans. The proportion of seriously delinquent student loans is 10.3% That's the highest since 2020 So the average borrower entering student loan default is now fully 40 years old. Before the pandemic, it was just 36 and a half. Now, there's surprisingly few hard statistics on the exact average age at which Americans fully pay off student loans, but the best available evidence from a platform. Called the Education Data Initiative, it suggests that the typical borrower who successfully repays on a standard timeline finishes somewhere in their early to mid 40s, and a substantial share of borrowers still carry student debt into their 50s and even 60s, so the US student loan crisis is intensifying. How about your tenant in that rent payment? About one in eight renters are behind on their rent payments per the CFPB. Almost every tenant catches up. Some live a paycheck to paycheck timing game. The payment that renters are most likely to miss is for credit cards, and, like I just put the numbers to, they are more than twice as likely to miss a credit card payment than they are an automobile payment. To most tenants, losing the car would mean losing the job, so they'll make the car payment before the credit card payment, and eviction is catastrophic, so they don't want to face that. They'll make that rent payment before a credit card payment too. Alarmingly, half of American credit card users carry balances from month to month, fully half the average interest they're paying is 21 to 22% I mean, sheesh, if Luboo is in a collection of wildly overpriced Stanley tumblers that all look big enough, waste of money. Now, some debtors can tap home equity to pay their consumer debt, but a lot of them aren't homeowners, all right. So, what does this all mean for residential income property owners? Well, since 1980 rent increases have compounded at 3.9% annually, that's the number, so almost 4% rent growth since about the time that Ronald Reagan became president, but rent growth is currently lagging behind this, and I expect that rent hikes will continue to be pretty paltry for the next couple years. Inflation is stressing tenants' consumer purchases too much for them to deal with steep rent hikes. The median household income of a US renter is $55,000 Overall, it's $84,000 All right, so to be clear, that 84k household income is not for homeowners, it's 84k overall for every American household. The 55k number is just for renters. What all this means is that this coming higher wave of inflation from the Iran war, where you're now poised to potentially see the highest rate of inflation of your entire life occur in the next couple years is that when you're looking at adding rental property on your pro forma, you can see how the numbers would be with those historic 3.9% rent increases each year, but it's wiser to run your numbers with no rent increase at all, because higher inflation on all these consumer products means it's less likely that they can handle a rent hike Keith Weinhold 8:25 In the mortgage world. What's the difference between delinquency, default, and foreclosure, anyway? Because some people use a couple of those terms interchangeably, but there is a difference. The timeline is that once you're 30 days late, that is delinquency, and this condition occurs the moment that a single payment is missed. And at this early stage, your bank still hopes that this is temporary, because the bank actually doesn't want to take back your property. They're not in the business to do that. They want you to be able to keep making your payments in general, because if a borrower keeps missing payments and a bank has to take possession of the property, well, then that bank has to pay legal fees and court costs, and even property taxes if they end up taking back the property. Yeah, the bank pays all of that if they have to take it all right, so that's 30 days. What about when a borrower gets to 90 days late on payments, where we're trending closer to the bank having to take back the property? Well, 90 days, that's the point at which we're in mortgage default. When a homeowner's 90 days late on payments, the lender kind of says to themselves that bank is saying, hey, this is serious, and they file what's called a notice of default with both the homeowner and the courts at the 120 day mark. This is pre foreclosure, right? So, after about four months or more of missed pay. Payments and state timelines vary. Texas is famously Formula One fast, really lender friendly, then, but timelines can drag on for one to three years in a bunch of northeastern states, Florida, Illinois and Ohio, so they're more borrower protective, and during Covid, this was overridden, and even fast states became slow. Beyond 120 days of non-payment, this is foreclosure, the legal seizure process. This is when the home sells that auction to the highest bidder. That's sort of like Sotheby's for distressed drywall, but if no bidder raises their paddle, well, then the property returns to the bank and becomes R E O. You've probably heard this term before, that stands for real estate owned, R E O. It also kind of means bank owned, and bank owned is the phrase that kind of makes more sense. That's what REO is, all right. Yes, this is when the bank becomes the home's reluctant landlord, and if the occupant has not left, the bank can formally file for eviction. Banks don't like being in this position, and they might sell the home cheaply. Why would they do that? Because, again, banks are not in the business of owning property, and they don't want to pay those holding costs, besides paying legal fees and court costs, and the banks now having to pay property tax because they do temporarily own that foreclosed upon property. Now they're also usually paying for maintenance, repairs, and insurance, a non-paying borrower like this can typically cost a lender 1000s per month. So this is the difference between delinquency, default, and foreclosure. But, like I said, we are at a time when mortgage delinquency rates are historically low. Instead, it's consumer debtors that are more likely to default today on things like their credit cards and their automobile loans. The takeaway for real estate investors here is that in today's inflationary times, renters are increasingly cost-burdened, rent increases are historically slow. That's sort of the bad news. And then the upside, the good news is it also means that tenants must delay home ownership and keep on renting from you, because as they struggle to pay these rising expenses, it's also harder and harder for them to form a down payment and go buy their own place, that's the real lesson with the parts of the economy where you see default trends today. Keith Weinhold 12:52 Now, if you're an income property owner, like I am, you probably have mortgages with a bunch of different banks, lenders like I do. You've probably noticed more than once that various banks and mortgage servicers, a lot of times, they feature these early payoff tools, enticing you to pay your mortgage off ahead of time, before it goes its full 30 year term, or whatever your full loan duration is. I mean, a lot of banks love it when you try to pay off your own early. It's often good for them and bad for you. And there are a few reasons that banks do this. They reduce their default risk if a bank convinces you, the borrower, to aggressively pay down your principal. It also builds equity faster, and you become less likely to walk away, so it's safer for the bank during downturns. Say there's a borrower with a 300k property and a 50k loan balance, meaning it's mostly paid off. Oh, that's far less risky to the bank than one with a 300k property and a 200k loan balance, meaning that you have less equity in it. So banks value stability. Another reason that some banks want to roll out the red carpet to try to get you to pay off your mortgage early is because banks recycle capital. They don't simply hold every mortgage for 30 years. A lot of loans are sold to Fannie Mae or Freddie Mac, or they're bundled into mortgage-backed securities, or they're serviced for fees. So your originating bank, when they first made that loan with you, oh, they've already earned their origination fees and servicing income and cross-selling opportunities, so getting principal back from you sooner allows them to reissue new loans sooner, and see rising interest rate environments like we've been in lately that changes the incentives for banks too, because if current mortgage rates are higher than your old rate a. Wow, then banks really love getting your old low rate loan paid off. Just say, for example, you have a 3% mortgage that you got five years ago, and new mortgages today are 7% Oh, if you pay off or refinance the old loan, oh well, now the bank can redeploy that money into higher yielding loans. Now they can lend it out at today's 7% that is really valuable to them. So encouraging your payoff, that is often just some consumer service positioning and marketing. You'll see messaging like, hey, make extra payments, or hey, you can own your home faster if you make extra principal pay downs, that's sort of marketing psychology. Because emotionally, a lot of consumers, they're not thinking big, they still emotionally love debt freedom, because a lot of them don't even consider true financial freedom is something that's in the realm of possibility for them, so banks provide tools because customers oftentimes want them and like them. Regulators actually like this position too. It's positioned as responsible lending optics, and financially healthy borrowers are deemed to be safer customers, but a bank sure does not want delinquency or foreclosure from a wealth building perspective. Productive low-cost debt benefits you, the borrower, enormously. Keith Weinhold 16:34 And on previous episodes, I've talked extensively about how making extra principal pay downs on your mortgage is a bad idea, and that's whether it's rental property or your own home, and you know, I'll bring a new example to this for you. It might feel good to pay off your mortgage faster. Your bank probably likes that, as I just explained, but feeling good doesn't build your wealth. Let's just take a 400k mortgage at a 6% mortgage rate. We'll keep it simple. With a 30 year loan, your payment is about 2400 monthly, so you'll pay 864k over the life of the loan. Well, instead, with a 15 year loan, your payment's 3376 and you'll pay just 608k over the life of the loan. So, by paying extra principal with the 15 year, you save about 255k in interest over the life of the loan, and that's it. Most people stop right there, and they think, oh well, then the 15 year paying down principal faster than that has got to be the smarter way, look, I can point to this on paper and show you, no, but with that extra about $1,000 per month of mortgage payment that you made by going with the 15 year, if instead you would have just invested that at an 8% return, you would have about 1.1 million more dollars in your pocket. Some people say they sleep better because their house is paid off, but I would rather sleep knowing that my money is growing faster than my debt is costing me. I only used 8% as a return, too. If your dollars were instead invested in a different vehicle, say in buy and hold income property. We know that it can be multiples higher than 8% and all the while, if we keep our own money and avoid making an early pay down, our cash is also going to remain more liquid than if we sunk it into the house, because houses make terrible banks. It is indeed rather myopic to make extra principal payments on a mortgage loan in most cases. In fact, somewhat related to this, coming up on a future show, I'm going to tell you about the biggest financial expense you will ever have in your life, it is not taxes, it's not housing, it's not interest charges, it's not inflation, it's not paying for children, and it's not health care. Most people have never heard of it. The biggest financial expense that you'll ever have in your life. I'll talk about that coming up in a future episode. Keith Weinhold 19:23 Is today's American housing market a buyer's market or a seller's market? In fact, it's somewhat of a discussion that you can have. There's not a clear cut answer, because more so than usual, it depends on which region of the nation you're looking at. As we know, six months of available supply is a balanced market nationally. There's only 4.4 months of existing housing supply, but almost twice that much new housing supply. National median home values are only up about 1.1% year over year. And what's the future of the investment market? Good, I'm going to discuss this and more with a guest later today. I would like to seriously thank you for your listenership. GRE is a platform largely built on long form trust, podcast listeners, newsletters, coaching calls, and referrals, releasing a show 52 weeks a year for between 11 and 12 years now, and the show is delivered every week from me, a real human flesh and blood host with a pulse and sometimes a cowlick in my hair, really human stuff going on here. I say this because robot podcast hosts are becoming more common, though I still wouldn't say that robot hosts are widespread. Amazon's Alexa Plus now produces AI-generated podcasts featuring chats between two robot co-hosts, but here on GRE it's always been human delivered with no plans to change that promise, and speaking of human connection, I learned that a number of successful guests that you've heard here on the show, they've gotten counsel from a rather special executive coach that's really developed some of these people that you've heard on the show. This coach has helped people show up as the best version of themselves and build them into better leaders, better operators, and better men and women, just like you, I know there's a gap between who you are and who you could be. When someone points out that gap to you, that can be a motivator alone, and when you learn the steps to close that gap, you really start to fulfill your potential. It often takes a trained eye from the outside to get you on the right trajectory and build the sort of person that compounds and builds you closer to your optimal self and people of enormous success have a coach or mentor behind them. Steve Jobs did, Michael Jordan, Tom Brady, Taylor Swift does the accountability piece alone is often enough to elevate your performance. I just learned about this coach this year. This man has been the behind the scenes key to success for a number of not just real estate related pros and GRE guests, but other people too. And interestingly, he hasn't marketed himself online anywhere. Well, I got curious, I learned more about him and kind of tracked him down, and he and I had a great lunch in California together not long ago, and I have since learned from him after 12 years behind the scenes. Well, it was quite a successful lunch, because that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind, the number of people with life-changing testimonials from working with him is pretty remarkable. So, if you're a hard-charging business owner or investor, and you want to get in the best shape of your life, physically, mentally, or professionally, you can fill out an application for a free consult. It's private one on one coaching, if you're willing to go to uncommon lengths to achieve pretty uncommon results. Thanks to Daniel, we've all become better leaders, better operators, better men. It started by showing up for ourselves. If it sounds interesting to you, now it can be your turn. You might at least look into it, since it is close personal one on one coaching. He can only help a limited number of people. So, complete an application before spots fill. You can go to Daniel Thomas hind.com H I N D is how you spell his last name, that's Daniel Thomas hind.com More next, I'm Keith Weinhold. This is Get Rich Education. Keith Weinhold 24:05 What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chaley Ridge. While it's on your mind, start at Ridge Lending group.com That's Ridge lendinggroup.com Keith Weinhold 24:36 Let me ask you something: if you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers Freedom Notes for investors seeking structured income backed by real estate. It's a straight. Forward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 266866 that's Family 266866 Keith Weinhold 25:38 This is Peak Prosperity's Chris Martinson, listen to Get Rich Education with Keith Weinhold and Don't Quit Your Daydream. Keith Weinhold 25:52 For an in-house chat, I'd like to welcome back our head investment coach here at GRE. He has his MBA, but perhaps more importantly, he's an active real estate investor himself, and he spends his days helping GRE listeners cut through the noise and actually make smart real estate investing decisions, and this means helping you figure things out, like what market fits your goals, whether cash flow appreciation or even showing a tax law should be your priority, and how to think about financing and what properties, the exact properties pass the smell test, and maybe most importantly, helping investors like you avoid expensive mistakes. And yes, the coaching is free to GRE listeners at GRE Investment coach.com And basically, if the real estate world feels like Costco on a Saturday afternoon, he helps you find the free samples, find the exit, and get the good deals without getting run over by a shopping cart. It's time for you to share with the audience. Naresh Vissa. Naresh Vissa 26:53 Thanks a lot, Keith, for having me back on the show. Always a pleasure to connect with our loyal GRE listeners and followers, Keith Weinhold 27:01 a lot of loyal listeners, some that have listened to all 600 plus episodes, starting from back in 2014 and Naresh we continue to see income property builders provide incentives that we haven't seen in years. Tell us about it. Naresh Vissa 27:19 We're at a key point in this real estate cycle, Keith, regarding incentives, because we had GRE, and I think investors will tell you this, not just through GRE, but maybe in their hometowns and their local markets, that they're seeing incentives that they've never seen before, and a major reason for this is understanding why these incentives are there in the first place. If we go back five years to 2021 we didn't really see any incentives in 2021 outside of maybe like one year of free property management, which isn't the most enticing incentive out there, but today we are seeing more incentives than we've seen, at least in my career as a real estate investor, which is not very long, it's only about 10 years, but in my career as a real estate investor, in my career as a real estate investment coach, and a major reason for that is because providers, we call them providers, we can call them local market builders, or specialists, or flippers, wholesalers - we'll just call them sellers - they want to offload inventory, they want to sell their homes as quickly as possible. And why is that? Because we're not in a 2021 environment anymore, where a property gets listed and within three hours the first offer comes in, and within 24 hours multiple offers are in, and within two days of property is sold. We're not in that environment anymore. There are a variety of factors about why we're not in that environment. Part of it is economy related, part of it we talked at length about Doge, and the government contracts that have been cut. I mean, we're talking about hundreds of billions of dollars that are worth of dollars that are no longer pumping into the US economy, and the many jobs associated with that. We're also talking about the artificial intelligence, so the tech industries for the last few years, have not necessarily downsized, but changed their job functions, or removed, just eliminated job functions entirely, and this has affected markets, not the entire United States, but it's certainly affected some markets that we operate in, Florida, certainly in Texas, you can look at Austin, Texas, for example, and see the impact that the artificial intelligence and AI has had in the sector there. There are just all sorts of reasons, and so this is why builders, they're not building as much. So there were five years ago what are called spec homes. And pre construction homes, pre construction homes are homes that are to be developed and they get buyers ahead of time and they don't build until they get a buyer and then they build and they complete the property. Pre construction homes are not being done anymore as compared to custom home. A custom home is when you have a buyer and the building has started, the buyer has paid a good portion of the building, and the property is complete. But in pre-construction, they haven't even broken ground, they haven't even gotten permits, and a lot of investors have been scared away from that, saying, Why get a home like that when I can just buy a spec home or a custom home. A spec home is a home where the builder just builds a property and they hope that a buyer is going to come after it's built, and the problem with that, as we're seeing today, this is why builders are trying to offload their inventory. It's because so many of these spec homes were built because these builders thought, oh, 2021 2022 those are such amazing years, but now in 2026 they built these homes, and there aren't buyers throughout the building process, they weren't able to get buyers, and there still aren't buyers available, so what do the builders want to do, they want to offer really, really enticing incentives, because it's very highly likely they took out some type of construction loan, and they took out some other type of loan, and they've got all this debt on the property. Builders are not landlords, builders build, they want to build something and sell it off. They do not want to hold on to it and let something just sit there, that builders make money by selling their property, so all these different reasons are why we're seeing incentives like we've never seen before. And to give you an example, instead of one year of property management, we're seeing two years of property management. Yeah, instead of closing cost credits, we're seeing builders and sellers in general actually pay money to buyers, so they close on a property. Let's say they, instead of a closing cost credit, you close on a property, they'll literally just wire you or overnight you a check for x amount of dollars, and this is not like $1,000 $2,000 We've had some investors get up to $50,000 mailed to them after closing on a property, so I think this is a really, really good time for investors to find deals. You brought up Costco earlier, I'm like the Costco finder, it's a really, really good time to find deals, because through networks like GRE we have access globally, not just mainland 48 states, not just United States, not just globally, whether it's teak timber parcels in South America or in Central America, or it's duplexes, quads, single family homes in mainland United States, we have access to these deals, to these incentives, whereas your average person, they're just reading some headline saying, oh, real estate is a bad investment right now, and home values are supposed to crash, and there's so many homes available for sale, and there's going to be this big crash, and and inflation is very high, which means interest rates are really high. That's like the general consensus, but that's what the mainstream news media is telling, and that's what's creating a consensus. Keith Weinhold 33:29 That's what clicks and fear. Yes, Naresh Vissa 33:31 that's where I say that there are GRE is here to find those diamonds in a rough to find those incentives to find those good deals to find those markets, just like even in the stock market, the stock market can be at all-time highs, but you can still find those diamonds in the rough that are good, high-quality companies. Maybe they're undervalued. There's always going to be some type of diamond in the rough. I don't think we've ever gone through a period in our lifetimes where it was like, oh, everything is going so well, and there's nothing to invest in. There's nothing we should just do nothing with our money. I don't think there's ever been a point. There's always in any asset class in any industry. So that's why I say right now I'm seeing incentives. That's how I began this conversation. I'm seeing incentives that I've never seen before, and I'm excited to share them with all of our GRE followers. Keith Weinhold 34:24 Yes, there's never perfection in a market like a panacea, where everything is tuned in just right, and it's really not a buyer's market nationally, in a sense. Now it sort of feels that way, because in 2021 to 2022 we had such a frenzy and such a run up in such a seller's market that things have come somewhat back more into balance. We still have substantially less than six months of supply on a national basis, but yes, to your point, some people are really cashing in on. These incentives, and that's created a pickup in activity recently that you've seen with investors. Naresh Vissa 35:07 I have absolutely seen a pickup in activity, and there could be.. I don't want to speak in absolutes.. there could be a variety of reasons for this. Number one is the stock market has consistently reached all-time highs for the past few weeks or so, and many people, they liquidated some of their portfolio, they liquidated some of those stocks, and said, all right, it's time to get into real estate. Another reason is, yes, you do see these headlines that are doom and gloom, next big crash, and there are some markets in Florida, for example, in Texas, for example, in the DMV area, DC metro area, Maryland, Virginia, and even in some parts of California, you do see a stagnation in home values, maybe even a decline in home values in some of these areas, but I bring them up because some areas where investors own are still thriving and doing really well, and many of those investors who we work with at GRE, they opted to 1031 and say, you know what, I had this property, it appreciated by 60% since I bought it, 60% 50% whatever it might be, and I want to cash out. Well, I don't want to necessarily cash out, but I want to sell in 1031 into an undervalued market, or a market where the homes have declined, or maybe it's an up and coming market. For those who don't know, 1031 is special tax favored strategy from the tax code that allows real estate investors to sell a property and to essentially replace it with a like kind property, and there's tax break, you don't have to pay a capital gains tax or anything on it. There's nothing like that with stocks. So, if you sell a stock, for example, you can't get a more expensive stock with that capital gain and avoid paying the capital gains tax. Unfortunately, you can't do that for stocks, but for real estate, you can. So, we've had several investors do that, where they, 1031 they said this market, it's taken off, maybe it could go down, who knows, but I'm selling at the peak, and I want to buy somewhere else, so that's what we help people do, that's what I help people do, I help them find those deals, those incentives, those markets that could be up and coming, or maybe that declined, and that's why still it makes a lot of sense to be on the lookout for those deals. Keith Weinhold 37:47 Now, one such place is potentially the Oklahoma market. Last week here on the show, I had your co-host for an upcoming event with me, Richard, whom is an Oklahoma City provider, and we were sort of a phrase that I use, Naresh, is that next place, that next place, Oklahoma City, where the prices haven't run up, it's business friendly, and you do have these affordable prices, and you have landlord-friendly laws, potentially that next place where your dollar goes further, and as the Oklahoma City Thunder go deep in the playoffs, you know the nice thing about Oklahoma is that you can still buy real estate there without needing an NBA contract to afford it. In fact, we were spotlighting their $145,000 new build detached single family rental. Now it is tiny, and it comes with both LVP flooring and granite. I mean, it's something that sort of sounds like science fiction in Metro New York City and coastal California. I don't know if paying 145k would even give you permission to look at a house, but that's one opportunity that we've been talking about here. Niresh, Naresh Vissa 39:03 let me talk a bit about Oklahoma, because this is a market that we haven't covered much. In fact, we, I would say, have never covered it in writing. It's not heavily featured throughout GRE's history. Yeah, it's not prominently featured on our website. This is a newer market, and I brought up the term up and coming, so I brought up the 1031 people are 1031 into up and coming markets. Oklahoma is an up and coming market. It's a very landlord friendly state, it's a very tax friendly state. The property taxes are significantly lower in Oklahoma, for example, compared to a Texas or a Florida, which are two very popular in real estate investment states. Investors go after Oklahoma is not quite as high, their home insurance isn't anywhere as high as a Florida, for example, but the best part. It is because of all these different factors. Oklahoma has a lot of industry, and we'll go into it this Thursday on our webinar. Go to GRE webinars.com to register, but Oklahoma, the tourism is getting up and running. The energy industry still has a very important part to play in this world's energy consumption, Oklahoma, it's got huge academic areas. You have Oklahoma University, you have Oklahoma State, you have a plethora of Tulsa has a very strong university there. You have medical schools there. Oklahoma is an underrated state. People don't think about Oklahoma when they think about what are the greatest states in America, or what state that I want to move to, but Oklahoma, I think, is that next up-and-coming state, because there's actually more stuff now. I brought up tourism, you brought up the Oklahoma City Thunder, they never had really any professional sports teams, what, 20 years ago, Keith Weinhold 41:02 right? Naresh Vissa 41:03 And the Thunder now are the best NBA teams. They have been the best, and I'm rooting for them. So this is all good. That's the Oklahoma City area, where the Thunder play, but, like I said, I brought up other markets, like Tulsa, where we have inventory, and there are a few others that we're going to cover, but mostly the best properties that we're going to cover on Thursday are in the Oklahoma City area, places within 45 minutes, 50 minutes from Oklahoma City. So, as you're watching the webinar and following the Oklahoma City Thunder, that should only kind of enhance as the team does better and as Oklahoma gets more publicity, and is on TV more, and you see all those nice stills on TV, and those shots, and ESPNs covering the city, that's all very good for real estate, and for publicity, and this is like an intangible reason to invest in Oklahoma that actually makes a very big difference. So, overall, Oklahoma is what I would call, like I said earlier, up and coming, the home values, because it's up and coming. You can't get $145,000 new construction property anywhere in the United States right now. When I say anywhere, there's a little bit of hyperbole there. If you look to some boondock towns and cities, yeah, you'll find them, but are they really good renters markets? Are they good appreciating markets? Well, in fact, the most of the state of Oklahoma is now, and definitely that Oklahoma City area is. So, I'm excited about this online special event we're having this Thursday, because, like I said, this is a new market, just like the team, I mean, so many fans are just new to Oklahoma, you know, like Oklahoma, like what's in Oklahoma. Well, attend our special event this Thursday, GRE webinars.com and we're going to get down to the nitty gritty of it. I think this is out of all the up and coming markets I've covered over the last 10 years, I think this is the best one, because the problems I had with some of these up and coming markets, like Memphis, for example, crime.. it's why are they up and coming? Why are the home value solo? Well, you know, crime was a major issue. There's no comparison between an Oklahoma City or a Tulsa and Memphis, for example, or a Baltimore. There's no comparison when it comes to esthetics, when it comes to newness, niceness, crime, homicides, no comparison. So, to me, this is a no-brainer. And I think investors should be really excited about this. Keith Weinhold 43:32 There is anticipation for Thursday's live event, which you can enjoy from the comfort of your own home. You'll learn about real estate investing, you'll get to chat with Naresh and the co-host, Richard, that provides there. Ask any questions that you want to have answered in real time. The event name is why investors are targeting Oklahoma real estate this year. It is this Thursday night, the 20-eighth, 8pm Eastern, 5pm Pacific. Sign up is open@grewebinars.com It's free. Naresh, we all look forward to seeing you Thursday night. It was great having you here. Naresh Vissa 44:06 Thanks a lot, Keith. Looking forward to seeing everybody. Keith Weinhold 44:15 Yes, the Oklahoma City Thunder are the reigning NBA champions, and they've gone deep into playoffs again this season, but what you'll find more interesting about Oklahoma City's real estate investment market is that it's business friendly, still affordable population growth, job growth. There are still good deals. You don't need to have a venture capital exit just to put some rental property in your portfolio, and while those $145,000 properties are small detached cottages with LVP and granite, there are other single family rental and duplex styles, all new build, everything here is new construction, the. Like a nice looking 565k duplex in Edmond, Oklahoma. I'm looking at a photo of it right now. Edmund abuts right up against Oklahoma City. Between 2010 and 2020 it had whopping population growth of 16% That is not random. People vote with their moving trucks. Learn more about Oklahoma's growth in energy, aerospace, aviation, logistics, and tech, along with Oklahoma City's downtown revitalization. This creates the rent-paying tenants with stable incomes that we need at the event, the provider is even offering two years of free property management, and they handle all the tenant placement for you. Save your spot for Thursday now@grewebinars.com Our team will see you then. Next week, we'll have Rich Dad Poor Dad author Robert Kiyosaki back here on the show with us. We'll see you Thursday. I'm your host, Keith Weinhold. Don't quit your daydream. Unknown Speaker 46:08 Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 46:36 The preceding program was brought to you by Your Home for Wealth building get richeducation.com
Jim doesn't describe retirement as lazy or slow. He calls it unrushed.After decades of meaningful work with much of it spent serving as a missionary and living overseas, Jim retired just shy of 70. Not because he had to, but because the work had reached a natural pause. The urgency lifted, the schedule loosened, and for the first time in a long time, life stopped pushing him forward. Financially, Jim's story is refreshingly calm. He explains how saving consistently, living frugally, and building most of his wealth in a brokerage account gave him confidence long before retirement. With Social Security covering their basic needs, money has shifted from something to optimize to something to steward, with generosity at the center.Jim also reflects on knowing when he had “enough,” delaying Social Security intentionally, and why retirement doesn't require spending more just because you can. For him, fulfillment comes from faith, family, friendships, fitness, and finances, the five pillars he believes make life work well.Jim's story is a reminder that retirement doesn't have to be rushed, flashy, or dramatic. Sometimes the greatest reward is simply time, and the freedom to move through it at your own pace.--Jim is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Matt is the CEO of Westlake. Over the past 20 years, he has worked on over 140 completed transactions totaling over $5 billion in private placement and M&A value. Matt has gained in-depth experience working with companies from the lower middle market up to public companies with market capitalizations in excess of $1.5 billion. Since joining Westlake in 2014, Matt has advised companies with a combined annual revenue of over $1.8 billion in the areas of strategy, capital, finance, and M&A. He currently sits on the board of three companies. In past roles, Matt has had full operational and P&L responsibility for a NYSE-listed company division with $15 million of EBITDA, led a multi-million dollar revenue geographic territory for a privately held company, and oversaw a multi-million dollar revenue product line for a NYSE-listed company. Matt has an MBA in banking and has attended executive programs at Harvard and the University of Chicago. Matt holds Series 6, 7, 63, 65, 24, 27, and 79 FINRA licenses. Connect with Matt Andersen:Website: https://westlakesecurities.com/ LinkedIn: https://www.linkedin.com/company/westlake-securities/,https://www.linkedin.com/in/matt-andersen-8861811b/ Check out Matt Andersen's book, “Intentional Growth: A Proven Guide to Higher Performance and Better Outcomes for Your Company”: https://www.amazon.com/Intentional-Growth-Performance-Outcomes-Company/dp/1639081879/ TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152
AI is changing everything.But the real disruption isn't technology—it's leadership.In this powerful episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with Silicon Valley leadership strategist Victoria Mensch to unpack what leaders are getting wrong about AI transformation, burnout, and the future of work.With over 25 years leading innovation in Silicon Valley, a PhD in Psychology, and an MBA from Berkeley, Victoria shares why the greatest challenge leaders face today isn't artificial intelligence—it's the inability to adapt mentally, emotionally, and strategically.Together, they explore:Why AI amplifies uncertainty and exposes mindset gapsThe leadership qualities AI can never replaceHow burnout silently impacts high performers and executivesWhy success without alignment leads to exhaustionThe V.I.T.A.L Method for sustainable, burnout-proof leadershipHow to lead with emotional intelligence in an AI-driven worldWhy flourishing—not survival—should become your baselineVictoria also opens up about pivoting careers, redefining success, and the mindset shift that transformed her life after multiple reinventions.If you're a leader navigating pressure, disruption, reinvention, or uncertainty, this conversation will challenge how you think about success, resilience, and the future of leadership.Listen now and learn how to lead without losing yourself in the process.Exclusive Resources for LeadersEquip yourself with the tools to navigate disruption and avoid the burnout trap:Free Leadership Insights: Access Victoria's curated resources and guides for high-performing executives: Silicon Valley Executive Academy ResourcesOur Story: Learn more about the mission behind the academy: The SVEA StoryConnect with Victoria MenschLinkedIn: Connect with VictoriaInstagram: @victoria.menschAcademy Website: svexecutive.academy"The greatest innovation a leader can make is not in their product, but in their own capacity to adapt and flourish amidst uncertainty."Send us Fan MailSupport the show
Discover how a former C-suite finance leader scaled a home services business from $1.8M to over $4M by putting people first and learning to let go. In this episode, you'll hear a practical framework for leadership that turns “volunteer” teams and employees into loyal, high-performing advocates for your business. In this episode, Jennie and Todd Krause discuss: Journey from CPA and finance to leadership and entrepreneurship Why caring cultures drive retention, reviews, and referrals The business math behind employee engagement and profits The three pillars of a thriving workplace: caring, positivity, and cultural competence The LEAD framework: Let Go, Empower, Align, Develop Key Takeaways: Sustainable growth comes from unlocking the untapped potential in the people who work with and for you, not just from technology or tools. When employees stay longer, care more, and work with fewer mistakes, operating expenses drop while revenue and profits rise. Culture is built by flipping the script from “rules and consequences” to clearly stating what you want and rewarding behaviors that deliver for your clients. Effective leaders must learn to let go of tasks, empower others, and align them with clear goals so they can make good decisions independently. Developing future leaders happens in everyday conversations just as much as in formal training rooms—every discussion about how and why a decision was made is leadership development. "If I can't do it all myself, I need help. I have to let go of things and give it to other people, so they can do it, because if I can no longer get my arms around everything, then things either fall through the cracks and stop getting done, or I'm self-limiting in how far I can go with my business." - Todd Krause About Todd Krause: Todd A. Krause is the owner of The Cleaning Authority – Fishers, where he grew the business from $1.8M to over $4.0M in revenue while building a diverse, high-performing team and an award-winning workplace culture. A CPA and MBA with decades of leadership experience across finance, banking, and entrepreneurship, Todd has helped grow organizations ranging from startups to multi-billion-dollar enterprises. Today, Todd is the founder of Silversun Consulting, where he works with home-service business owners to solve the growth challenges that keep companies stuck. His work focuses on building strong leadership, effective systems, and thriving workplace cultures that allow businesses to scale without chaos, burnout, or owner dependence. Connect with Todd Krause: Website: https://silversunconsulting.com/ LinkedIn: https://www.linkedin.com/in/toddakrause/ Connect with Jennie: Facebook: https://www.facebook.com/badassdirectsalesmastery Instagram: https://www.instagram.com/badassdirectsalesmastery/ Website: https://badassdirectsalesmastery.com/ Show: https://badassdirectsalesmastery.com/blog/ YouTube: COMING SOON! LinkedIn: https://www.linkedin.com/in/badassdirectsalesmastery/ Email: jennie@badassdirectsalesmastery.com Show Notes by Podcastologist: Angelica Rayco Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
In this episode, Nicolle Castañeda, MBA, MPH, LSSBB, Director, Service Line Strategy, ENT Institute, Parathyroid & Thyroid Institute, TGH at Home, Tampa General Hospital, discusses how Tampa General is expanding ambulatory care, growing its Hospital at Home program, and building more coordinated, patient-centered access models.
What happens when people believe in your future before you can fully see it yourself?In this personal solo episode, Amy Sylvis shares a video series filmed in 2009 during her MBA graduation from the University of Southern California while living with cystic fibrosis. What begins as a reflection on graduation season becomes a conversation about resilience, support systems, family, faith, and the people who help shape our lives along the way.Amy opens up about why she chose to revisit this chapter of her story after speaking with a new father whose baby daughter had recently been diagnosed with cystic fibrosis. Through interviews with professors, family members, and loved ones, the episode highlights not only the challenges of balancing chronic illness with academics and daily life, but also the extraordinary role community, encouragement, and perseverance played in helping her pursue goals that once seemed impossible. This episode is a reminder that behind every accomplishment is a network of people who chose to believe, support, and keep showing up.Connect with Amy Sylvis:https://www.linkedin.com/in/amysylvis/Contact Us:https://www.sylviscapital.comhttps://www.sylviscapital.com/webinarinfo@sylviscapital.com00:00 Why Amy Chose to Share This Story03:34 No One Achieves Anything Alone05:18 Choosing Big Goals Despite CF (Cystic Fibrosis)08:04 Learning Balance Instead of Perfection10:23 The Professors Who Believed in Her13:54 The Family Behind the Journey18:41 Family Reflections on Amy's Strength
Favour Obasi-ike, MBA, MS highlights Pinterest as a visual search engine with unmatched content longevity (up to 5 months). Unlike social media, he explains that Pinterest captures users at the start of their purchasing journey. His key strategies include keyword-rich pins and claiming website property to drive sustained, unbranded discovery and sales in 2026.Who is this for?This content targets entrepreneurs, content creators, and business owners seeking to optimize marketing via Pinterest for enhanced online visibility and sales through strategic content distribution.Key MomentsPinterest offers a significantly longer content lifespan (3.5-5 months) vs. Instagram (19-72 hours), crucial for long-term branding and content compounding (00:49-02:04, 07:43-08:46).As a visual search engine, 96-97% of Pinterest searches are unbranded, indicating high user intent for discovery. Keywords in images/descriptions are vital for discoverability (08:50-10:10).Pinterest allows claiming website property for content ownership (26:15-26:39) and is a key platform where users begin their purchasing journey (34:34-35:18).FAQsHow long do pins last?3.5 to 5 months, creating a compounding interest effect on your traffic.Is Pinterest social media?No, he positions it as a visual search engine where user intent is discovery and purchase.What are unbranded searches?97% of searches don't include a brand name, giving every business a fair chance to be found.Action StepsResearch Keywords: Find terms users use to discover solutions in your niche.Optimize Pins: Use high-quality visuals paired with keyword-rich descriptions.Claim Website: Verify your domain on Pinterest to secure content and boost SEO.Repurpose Content: Move short-lived social posts to Pinterest for long-term visibility.Track Analytics: Monitor which pins drive the most "starts" in the purchasing journey.Ready to Rank? Book Your SEO & Web Dev Services Today
As retirement approaches, financial organization becomes more important than ever.In this episode, Miguel Gonzalez discusses how simplifying accounts, reviewing old retirement plans, updating beneficiaries, and organizing important financial documents can help create more clarity and confidence before retirement. Small organizational steps today can make managing your financial life much easier in the years ahead.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#RetirementPlanning #FinancialOrganization #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellness #RetirementPrepWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail: Miguel@CortburgRetirement.com
La historia de Daniela Castaño, cofundadora de Maíz Kernel, quién tenía una beca fullbright para ir a Stanford por un MBA, y decidió no ir para fundar su empresa.
In this episode, Rakesh Mathew, MS, MBA, CPHIMS, Interoperability Leader at Jefferson Health Plans, joins the podcast to discuss the financial pressures facing payers and how sustained losses can reduce competition and lead to market consolidation. He shares perspectives on improving affordability and access, and outlines how organizations can prepare for success in 2027 through stronger interoperability and strategic planning.
In this episode, Nicole Johnson, DNP, MBA, RN, NE-BC, CPEN, Chief Nursing and Patient Operations Officer at Nemours Children's Health, joins the podcast to discuss how strong work environments and engaged nurses contribute to better patient outcomes. She shares why nursing recruitment and workforce development remain top priorities, along with how expanding virtual nursing programs can support care teams and improve the patient experience.
In this episode, Ian Cohen, MD, Charles and Barbara Strang Medical Director of the Bluhm Cardiovascular Institute, Northwestern Medicine Catherine Gratz Griffin Lake Forest Hospital, and Sarah Plaskett, MBA, MMS, PA, Vice President of Operations at the Northwestern Medicine Bluhm Cardiovascular Institute, discuss how they are building advanced cardiovascular programs in community settings through intentional growth, integrated leadership, and a strong focus on quality outcomes.
In this episode, Ilan Shapiro, MD, MBA, FAAP, FACHE, Chief Health Correspondent and Medical Affairs Officer and Senior Vice President at AltaMed Health Services, joins the podcast to discuss breaking language barriers in healthcare and closing gaps between patients and providers. He shares how improving communication and cultural understanding can lead to better access, stronger relationships, and improved health outcomes.
In this episode, Beth C. Natt, MD, MPH, MBA, Medical Director of Pediatrics at Atlantic Health, joins the podcast to discuss the importance of vaccination education and clear communication with families. She shares insights on operational improvements across pediatric care and addresses the growing burnout clinicians face amid the politicization of medical care.
Episode Summary In this special episode of Solar Maverick Podcast, Benoy Thanjan sits down with Russell LaPlante, Flavia Cabral, and Stephen Jordan to reflect on the November 2025 Puerto Rico delegation with Let's Share the Sun. The group reflects on their time in Adjuntas, Puerto Rico, where they helped install solar and storage systems, spent time with beneficiary families, and saw firsthand why energy resilience can be life-changing. The episode also touches on the importance of energy independence, the challenges facing Puerto Rico's grid, the role of solar and storage in building resilience, and why service-based experiences can create deeper relationships than traditional networking or industry events. Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, a solar development and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed more than 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $50 million in Renewable Energy Credit transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MW of U.S. renewable assets, involved evaluating renewable energy projects and maximizing the performance of the assets. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi-billion-dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. Russell LaPlante Russell LaPlante is the Chief Financial Officer of Convergent Energy and Power, a leading energy storage solutions provider in North America. He has spent more than 17 years in the renewable energy industry, with experience across finance, project development, M&A, and energy storage. In this episode, Russell reflects on his November 2025 Let's Share the Sun delegation to Puerto Rico, where he installed a solar panel for the first time despite nearly two decades in clean energy. His perspective brings together project finance, energy resilience, and the personal impact of seeing solar and storage deployed directly for families in need. Linkedin: https://www.linkedin.com/in/russell-laplante-cfa-42353510/ Steven Jordan Stephen Jordan is Director of Marketing for Jordan Energy and is closely involved with Let's Share the Sun Foundation. He is passionate about storytelling, community, clean energy, and using solar as a tool to empower people. Stephen has experience on the installation side of solar and helps share the mission of Let's Share the Sun through writing, video, voice, and community engagement. He is also a published author and has worked in music therapy, including with Voices of Our City Choir, which received the Golden Buzzer on America's Got Talent. In this episode, Stephen reflects on the November 2025 Puerto Rico delegation, the next generation of Let's Share the Sun leadership, and why solar, storage, and community-building are deeply connected. Linkedin: https://www.linkedin.com/in/stephen-jordan-062413159/ Flavia Cabrel Flavia Cabral is a singer and vocal coach originally from Argentina and joined the November 2025 Let's Share The Sun delegation alongside her husband Russell. She brings a deeply human perspective to this conversation about service, community, and energy access. During the November 2025 Let's Share the Sun delegation to Puerto Rico, Flavia formed powerful connections with beneficiary families, especially the women she met during the trip. She shares how listening, empathy, and making people feel heard can create meaningful bonds across cultures and backgrounds. In this episode, Flavia reflects on the importance of showing up, giving back, and understanding the real-life impact of reliable electricity for families facing outages, medical needs, and hardship. Instagram: @flavia.111 Stay Connected Benoy Thanjan Website: https://www.reneuenergy.com Podcast: https://www.solarmaverickpodcast.com Let's Share The Sun Website: https://www.letsSharethesun.org Summer Solstice Fundraiser — Jersey City, NJ Benoy is hosting the Summer Solstice Fundraiser on June 4th in Jersey City at Hudson Hall, bringing together the clean energy community for an evening of networking and impact. The event supports Let's Share the Sun, a nonprofit delivering solar and energy storage solutions to underserved communities in Puerto Rico, including families with critical 24 hour energy needs. The event will run from 6 PM to 10 PM and includes food, networking, and a special program at 8 PM featuring insights from the Let's Share the Sun team, delegation participants, and event sponsors. Those interested in attending or sponsoring are encouraged to reach out directly or register here: https://luma.com/jl734ggi Please Leave a 5-Star Review If you got value out of this episode, please take a minute to rate, review, and share the Solar Maverick Podcast. Every review helps more people in the clean energy community find the show and stay ahead of what is happening in solar, storage, and the energy transition. About Reneu Energy Reneu Energy provides expert consulting across solar and storage project development, financing, energy strategy, and environmental commodities. Our team helps clients originate, structure, and execute opportunities in community solar, commercial and industrial solar, utility-scale solar, and renewable energy credit markets. Email us at info@reneuenergy.com to learn more.
After a US Army tour in Vietnam, George Montgomery completed a BBA degree and then went on to achieve an MBA. He then spent 40 years as a business and tax consultant, fifteen of which was done while living and traveling full time in a motorhome. He has now retired and writes novels and short stories.Please rate us on Apple and/or Spotify and subscribe to our YouTube channel This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit mikeyopp.substack.com/subscribe
Pinterest marketing, by Favour Obasi-ike, MBA, MS, is an underserved yet high-value platform for business marketing in 2026. Its search engine nature (with most searches unbranded - 96%) positions it as a top channel for discovery, long-term engagement, and trust-building. Businesses can claim ownership, upload vast content portfolios, analyze data, and target ads with precision.Using the “ABC method,” well-keyworded content ranks for a range of searchable interests, allowing businesses to be found at the inspiration and planning stage when buyers' intentions are forming. Unlike other platforms, content longevity on Pinterest is measured in months, not days. Claiming your business website and properly optimizing pins ensures success both organically and via ads.Who Is This For?Entrepreneurs and small business owners looking to grow in 2026 Marketing professionals interested in visual/search-driven channels Product creators, service providers, and content creators (e.g., realtors, filmmakers, bloggers, coaches, local businesses) Anyone ready to leverage Pinterest for long-term, evergreen digital presenceKey Moments & TimestampsUnbranded Search Power: 96-97% of Pinterest searches are unbranded, opening opportunities for discovery [00:00:56]Pinterest for Movie Rollouts: Using Pinterest to showcase behind-the-scenes content and build genre-based boards [00:04:31]Pinterest vs. Other Platforms: Content “shelf life” on Pinterest (5 months vs. Instagram's 72 hours) [00:30:32]Pinterest Business Setup & Best Practices: How to set up, claim your website, and configure DNS for business accounts [00:07:43], [00:24:03]SEO “ABC Method”: How to use keyword permutations for expanded content (“house design A/B/C”) [00:39:56]Strategic Planning: Seasonal and trend-based planning, planning ahead for events (like Christmas trees in May) [00:44:43], [01:12:43]Pinterest Ads & Analytics: Insights on lower ad spend and granular audience targeting (zip code, CSV lists) [00:49:03], [01:19:16]Content Ownership: Importance of claiming accounts for copyright protection [00:26:21]Who Uses Pinterest?: Myths busted (all ages, beyond “mom” niche) [00:31:35]FAQsQ: Who should use Pinterest for business?A: Any business with visual or searchable content—real estate, events, products, media, bloggers, consultants, etc.Q: How long does a Pinterest Pin last?A: Pins can drive engagement for 5+ months, far surpassing standard posts on other social networks.Q: What is the “ABC Method”?A: A keyword expansion technique: type your main keyword + a/b/c to discover long-tail search terms and trends.Q: How does claiming my website help?A: It ensures copyright protection, authenticates the brand, and boosts SEO with backlinks and verified authority.Q: Can Pinterest be used for local business and events?A: Yes! Geotargeting and CSV uploads for ad targeting allow granular, locally focused campaign delivery.Action StepsCreate/Upgrade Business Account: Use your business email and claim your website in settings with DNS/TXT verification.Keyword Research via “ABC Method”: Expand content ideas using variations/keywords relevant to your offering.Content Planning for Longevity: Batch and schedule pins ahead of seasonal trends/events (e.g., Christmas, product launches).Design Saveable, Searchable Pins: Focus on unbranded, interest-based images and videos with clear, keyworded titles/descriptions.Claim Socials & Connect Analytics: Integrate Instagram and check analytics to track saves, clicks, and traffic.Experiment with Ads: Layer promoted pins using zip code and audience data for targeted exposure.Monitor & Adjust: Regularly check pin performance and tweak strategy for conversion, traffic, and save rates.2026 Growth MindsetPinterest isn't just another marketing channel—it's an evergreen engine for discovery, conversion, and enduring brand relevance in the fast-changing digital world.Ready to Rank? Book Your SEO & Web Dev Services Today
On this episode of This Week in Pharmacy, we examine two major forces reshaping the profession: the unfinished business of pharmacist provider status and the legal landscape around direct-to-consumer pharmaceutical distribution. In part one, Erik Abel, PharmD, MBA, discusses his May 2026 analysis, “So Pharmacists Want to Be a Provider: Where the Profession Lost Its Way and Perhaps a Path to Get Back.” Abel argues that pharmacy's provider-status challenge is not a lack of clinical evidence, but a lack of operational infrastructure: credentialing, payer contracting, revenue cycle management, interoperability, and scalable business models. In part two, Darshan Kulkarni, PharmD, Esq., joins the show to discuss direct-to-consumer pharmaceutical distribution, legal risk, regulatory scrutiny, telehealth-linked prescribing, manufacturer strategy, and what pharmacists need to understand as drug distribution moves closer to the patient. This week in pharmacy news, Pittsburgh-area pharmacies continue to face uneven access to Adderall and other ADHD medications, years after the FDA first identified shortages in 2022. Patients are still calling multiple pharmacies, switching medications, rationing doses, or going without treatment as availability varies by dosage, formulation, manufacturer, and wholesaler. Pharmacists are also using medication therapy management to protect older adults from preventable medication-related harm. MTM reviews can identify risky prescriptions and OTC products, including diphenhydramine, duplicate therapies, drug interactions, and long-term proton pump inhibitor use that may need reassessment. In 340B news, CVS Health is facing federal lawsuits from major health systems alleging CVS Specialty and WellPartner improperly retained approximately $250 million in savings that should have gone back to covered entities. The litigation adds pressure to debates over PBM integration, contract pharmacy arrangements, and 340B transparency. On Capitol Hill, lawmakers are pressing the Department of Defense to commit to annual audits of the TRICARE pharmacy contract as concerns continue around PBM conflicts of interest, reimbursement practices, network adequacy, and access for independent and community pharmacies.
Send us Fan MailAmelia Howe is a biomedical engineer and R&D project manager whose career spans startups, research labs, and established medical device companies. She currently leads cross-functional development programs at COLTENE, where she coordinates teams across engineering, quality, regulatory, and manufacturing to bring new medical devices from concept to international launch.Amelia's journey into engineering began with a pivotal shift early in her academic career. While studying at The University of Akron, she transitioned from nursing to biomedical engineering after discovering the field through biomechanics research. Working in Dr. Brian Davis's lab, she contributed to innovative research on shear forces and biomechanics, helping analyze how human movement affects pressure and stress on the body.After graduating summa cum laude, Amelia joined Neuronoff, Inc. as its first employee. In the fast-moving startup environment, she wore nearly every hat imaginable—conducting research, developing prototypes, establishing quality systems, and contributing to core patents. She played a key role in the early development of the Injectrode neuromodulation technology while helping build the company's quality management system toward ISO 13485 compliance.Over time, Amelia gravitated toward project leadership, recognizing that even highly talented engineers need structured coordination to ensure complex products make it through development. She moved into project management roles, overseeing multiple technical programs simultaneously and aligning engineering, regulatory, and business teams around clear timelines and milestones.Today, in addition to her role at COLTENE, Amelia is launching Chrysalis Business Consulting, where she provides project management and business development support to medical device startups. With both an engineering background and an MBA from Quantic School of Business and Technology, she brings a rare perspective that blends technical depth with strategic business insight. LINKS:Amelia Howe LinkedIn: https://www.linkedin.com/in/ameliaehowe/Company website: https://www.linkedin.com/company/chrysalis-business-consulting-llc/Aaron Moncur, host Subscribe to the show to get notified so you don't miss new episodes every Friday.The Being An Engineer podcast is brought to you by Pipeline Design & Engineering. Pipeline partners with medical & other device engineering teams who need turnkey equipment like cycle test machines, custom test fixtures, automation equipment, assembly jigs, inspection stations and more. You can find us at www.teampipeline.usWatch the show on YouTube: www.youtube.com/@TeamPipelineus
Become a Distance to Empty subscriber!: https://www.patreon.com/DistancetoEmptyPod Get some free DTE Swag by supporting out sponsors!https://janji.com/pages/distance-to-empty and be sure to select 'podcast' > 'Distance to Empty' on the post purchase "How did you hear about Janji" page. Thank you!Check out Mount to Coast here: https://mounttocoast.com/discount/DistanceCode IRON at www.goodranchers.com and mention us in the post purchase survey!Zach Hauer joins Kevin Goldberg fresh off his first-ever 200+ mile race — the Cocodona 250 — where he finished in 69 hours after spending much of the race in podium contention. A former University of Arizona track and cross country runner turned competitive ultrarunner, Zach brings a unique perspective to the 250-mile distance, drawing on experience from UTMB's CCC and golden ticket races that set him apart from much of the field.In this episode, Zach breaks down the full arc of his race: the unexpected mental fog of running in a lead pack, a costly navigation blunder through the Fain Ranch section, a "hero dose" creatine experiment that left him feeling like he was having an out-of-body experience, and a deeply emotional low on the climb to Schnebly Hill that had him questioning everything — followed by one of his strongest sections of the race. He also reflects on sleep strategy (or lack thereof), the difference between giving up and quitting, and what it means to voluntarily choose suffering in a sport where so many face it without a choice.We also get his inside look at how Cody Poskin, Joe McConaughy, and Courtney Dauwalter race these things, a quick breakdown of his training approach and what he'd do differently, and why he'd come back and do it all over again.Plus: basketball at mile 107, OpenFuel's mission to reduce plastic waste in the sport, and the manifesting of future MBA podiums.
Darshan Shah, MD is a board-certified surgeon, published author, and Founder and CEO of Next Health – the first, largest and fastest-growing health optimization and longevity clinic. He earned his medical degree at the age of 21 from the University of Missouri-Kansas City, becoming one of the youngest doctors in the United States at the time. He continued his training at the Mayo Clinic and earned his MBA from Harvard Business School. As a longevity medicine specialist, he has advised thousands of patients on how to optimize their well-being and extend their healthspan and lifespan. Today on the show we discuss why living longer means nothing if your health span is broken, the biggest mistakes people make when chasing longevity, why most people should focus on metabolic health before biohacking, the blood markers Dr. Shah believes everyone should track, how strength training, walking, sleep, and nutrition protect your future, why ultra-processed foods are quietly wrecking your health, the truth about alcohol, weed, caffeine, fasting, sauna, cold plunge, red light therapy, wearables, supplements, NAD, and how toxins, stress, relationships, and circadian rhythm all impact how well you age. And much more. Today's sponsor: Fatty15: Get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/DOUG and using code DOUG at checkout Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you ready to discover how you can use your past to inspire your customized retirement? The pre-retirement phase of your life often takes years. Join us today to be a fly on the wall for a conversation about starting to think about what you want your retired life to look like. My guest is Suzanne Albanese. Suzanne came from a large family in rural Virginia. She went to college at Virginia Tech, where she met her husband. She worked in the furniture world, had a son, and earned her MBA from Averett University. Learn more here!
Julie Colombino-Billingham In the wake of Haiti's 2010 earthquake Julie left behind everything she knew to answer an impossible call. What she found was heartbreak and a new beginning. Her book From Loss to Legacy, tells the remarkable true story of how compassion, courage, and creativity built a fashion brand from the rubble, proving that hope and dignity can outlast disaster. She is the founder of Deux Mains, a fair trade fashion company in Haiti creating sustainable jobs and lasting impact. Julie is a humanitarian entrepreneurand her company, Deux Mains haspartnered with Nordstrom, the United Nations, and Eileen Fisher. A former aid worker, she is recognized internationally for her innovative leadership and holds an MBA from Rollins Crummer Graduate School of Business. 100% of the Profits from her book are being donated to REBUILD Globally, a non-profit organization she founded to provide programs for fighting poverty in Haiti.
Buying a home has been sold as the responsible, obvious next step for so long that most people have never actually stopped to ask whether it fits their life. Dr. Jay Zigmont CFP® owned homes from age 21 to 45 and now rents. Fiona Waller CFP® works with clients who have spent years in properties they quietly resented. In this episode, they take apart the financial math, the family voices, the passive income myth, and the real cost of owning a vacation home to help Childfree adults make housing decisions based on what they actually want rather than what they have been told to want.In This Episode, You'll Learn:Why the stock market returning seven to ten percent annually makes a stronger financial case than a mortgage at six percent interest on a home appreciating three to five percent per year.How to tell whether you should buy or rent based on your life first and your finances second, and why being unable to say where you will be in three years is the only answer you needWhy rent is the most you will pay each month while a mortgage is the least, and what that difference means for a Childfree adult who values flexibility and simplicityWhy rental properties are not passive income, what the 1031 exchange strategy assumes about passing wealth to children, and why that assumption does not work for Childfree peopleWhy vacation homes are the worst of all worlds for Childfree adults, and why renting wherever you want to go beats owning a property you have to manage from a distanceResources Mentioned:What if your Parents Run out of Money | Dr. Jay Zigmont, CFP® & Bri Conn, CFP®https://childfreeinsights.com/resources/podcast/episode-136/ Inheriting Parent Care Responsibility | Dr. Jay Zigmont, CFP® & Bri Conn, CFP®https://childfreeinsights.com/resources/podcast/episode-137/ Episode Hosts:Dr. Jay Zigmont, PhD, MBA, CFP® is the Founder of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and Permanently Childless people, and Childfree Trust®. He is also the author of The Childfree Guide to Life and Money.Fiona Waller, MSW, LCSW, CFP® is a Childfree Wealth Specialist® at Childfree Wealth®. She brings a unique perspective as a former therapist, focusing on the intersection of mental health and money using a trauma-informed background to help clients align their financial and life plans with their values.About Childfree Insights:Childfree Insights delivers education for financial and estate planning without children. It supports people with no kids in making informed decisions about retirement, legacy planning, beneficiaries, and long-term care. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.
Over the past three years, L'Oréal Group has been quietly assembling the perfect team, ingredient, product and marketing rollout for its next big skin-care category: longevity. Helmed by veteran L'Oréal Group executive Vania Lacascade, a doctor of pharmacy and MBA who has spent more than 15 years with the conglomerate, the first longevity skin-care range dropped on May 1 under the Lancôme brand. Lacascade has worked across brands for L'Oréal Group and served as the chief innovation officer from 2023 to 2025. where she readied the conglomerate for its pivot into longevity. In 2025, she became the global brand president of Lancôme, overseeing the launch. “One of the most significant projects I had to lead was this ambitious roadmap around longevity for beauty, and now, as the president of Lancôme, I have the opportunity to bring this roadmap to life,” Lacascade told Glossy. “With this launch, [called] Absolue MD, it's really this bridge between laboratory science and women's daily lives.” The term longevity has become mainstream since the Covid-19 pandemic, as the wellness industry has exploded in popularity. Longevity is defined as living a longer, healthier life. In the health and wellness fields, it's often measured by a mix of lifespan, or how long one lives, and healthspan, or the quality of that life. How the term applies to beauty is still being decided. “If we manage to live longer, the first priority is to live better, and what was interesting to me is, ‘How do you translate this shift when it comes to skin? When it comes to beauty?'” she said. Lacascade told Glossy that she sees anti-aging and longevity products as complementary. For example, anti-aging is corrective: “Correcting the loss of collagen, correcting wrinkles, so those types of skin care are here to treat the symptoms and address very, very specifically different kinds of signs of aging,” she said. Meanwhile, longevity is “treating the root cause of aging,” she said. To power the company's vision, L'Oréal's venture capital fund, BOLD, acquired a minority stake in Swiss biotech company Timeline in 2024. It then leveraged the company's Mitopure ingredient, which works through cellular repair, to power L'Oréal's first longevity skin-care launch, called Lancôme's Absolue MD. The new line dropped with three moisturizers made for different ages. The Anticipate cream is for those under 35 years old, while Intercept is made for those ages 35-55, and Reset was designed for who are 55-plus. Each is $155. In today's episode of the Glossy Beauty Podcast, Lacascade walks host Lexy Lebsack through her vision for L'Oréal Group's continued expansion into longevity, the Lancôme launch that kicked it off, and how the team is leveraging celebrity ambassadors like Demi Moore and Zoe Saldaña to spread the word.
Send us Fan MailJen Lee, also known as her superhero alter ego, Rebel Esquire, is a debt and credit attorney, speaker, and the force behind Lawyer Success Network®. Licensed in California and North Dakota, she brings together 15+ years of bankruptcy experience with a business background and MBA, which she used to build and scale her own law firm. Her focus is simple and practical, helping people get financial relief while also helping lawyers build practices that actually work.Jen hosts the Rebel Roundtable, a weekly show featuring innovators who are shaking up the legal profession. Through her courses and consulting, she guides lawyers in modernizing their systems, pricing, client experience, and overall business strategy.Whether she's teaching bankruptcy fundamentals or law firm innovation, Jen is known for her clear explanations, practical frameworks, and a healthy dose of rebel energy.Lawyer Success Network http://www.lawyersuccessnetwork.com/ jen@lawyersuccessnetwork.comSign up for one of our negotiation courses at ShikinaNegotiationAcademy.comThanks for listening to Negotiation with Alice! Please subscribe and connect with us on LinkedIn and Instagram!
In today's episode, we go through big takeaways from MBA's Secondary and Capital Markets Conference in New York City. Plus, Robbie sits down with TransUnion's Satyan Merchant for a discussion on the accelerating shift toward mortgage credit score competition, exploring how lenders should adapt to increasing model choice, evolving credit report innovation, operational complexity, alternative data, and the growing role of dynamic credit insights across the full mortgage lifecycle. And we close by looking at bond market movements from across the globe.Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.This week's podcasts are sponsored by TransUnion. Discover how data-driven mortgage intelligence is helping lenders identify in-market borrowers, strengthen portfolio performance, personalize outreach, retain customers, and drive smarter growth in an increasingly competitive housing market.
When someone in a high conflict situation gets upset, the instinct is to explain, correct, or reason with them — and that almost always makes things worse. The reason isn't a mystery anymore: it's neuroscience. Validation doesn't just make people feel better; it quiets the amygdala's threat response and activates the part of the brain responsible for regulating emotions. An EAR statement — something showing empathy, attention, or respect — is the fastest way to get there.Bill Eddy, LCSW, JD, and Megan Hunter, MBA, co-founders of the High Conflict Institute, connect recent brain research to the EAR statement framework — covering why tone of voice affects the vagus nerve, how to calm yourself before calming someone else, and when EAR statements shouldn't be used at all.It's All Your Fault is produced by TruStory FM.Full Show Notes & ResourcesSubmit Questions | Full Show Notes | Bookstore | WebsiteWatch this episode on YouTubeImportant Notice: Our discussions focus on behavioral patterns rather than diagnoses. For specific legal or therapeutic guidance, please consult qualified professionals in your area. (00:00) - Welcome to It's All Your Fault (00:49) - Validation (02:39) - Psychology Today Article (06:14) - Polyvagal Theory (11:08) - Why Harder for Some? (14:58) - How Do We Validate? (16:33) - Encouraging Statements (19:02) - Invalidation (21:42) - Example (24:00) - We Are in Charge of Ourselves (28:16) - When EAR Statements Won't Work (32:53) - High Conflict Situations (34:40) - Wrap Up
In this episode, host Sylvie Legere sits down with Shira Kupperman Boehler and Dr. Kim Sandler to discuss the vital topic of early lung cancer detection. Having been diagnosed after a precautionary scan, non-smoker Shira shares her harrowing journey and advocates for change in diagnostic guidelines. Broadcasting from Wrigley Field emphasizes the importance of transforming how lung cancer is diagnosed, and how it is perceived by the medical community and public. Their conversation dives into the shortcomings of current screening guidelines and the urgent need for change to save more lives, especially for those who don't fall within the traditional risk categories. Through personal narratives and professional expertise, Dr. Sandler and Shira Kupperman Boehler share a holistic approach to detect lung cancer early by employing cutting-edge technologies and personalized medicine. Act after listening: 1. Find out if you qualify for a free scan. If you're between 50–80 with a significant smoking history, you may be eligible for an annual low-dose CT scan — covered by Medicare and most private insurance. (Link in Resources below) 2. Ask your doctor even if you don't qualify. The current guidelines don't cover never-smokers — but that doesn't mean your risk is zero. At your next appointment, ask: "What is my personal lung cancer risk, and should I be screened?" Don't wait for symptoms. 3. Add your voice to change the guidelines. The screening criteria need to be expanded. Visit the Cancer Doesn't Care Foundation to learn how to advocate for policy change — and to share your own story if you have one. 4. Share this episode. The person who needs to hear this probably thinks they're fine. Send it to someone you love. Guest Bios Shira Kupperman Boehler is a finance professional and health advocate with degrees in Molecular and Cell Biology from the University of California, Berkeley, and an MBA from New York University's Stern School of Business. A lifelong athlete and mother of four, she now channels her experience into raising awareness about early lung cancer detection and advancing conversations around prevention and policy. Shira and her family live in Tennessee, where she juggles life from her minivan with a coffee in one hand and a carpool schedule in the other. Dr. Kim Lori Sandler - Kim is a Nashville native who completed her undergraduate education at Emory University and both medical school and residency at Vanderbilt University. She trained as a cardiothoracic radiologist and is currently a Professor of Radiology and Radiological Sciences at Vanderbilt University Medical Center. Dr. Kim is a clinician-scientist and serves as the Director of the Vanderbilt Lung Screening Program. She is a women's health advocate who is working to leverage the success of screening for breast cancer to improve enrollment of women in lung screening. Her research also focuses on improving lung cancer risk prediction and early detection with the incorporation of machine learning and both imaging and blood-based biomarkers. Resources & Links Visit Shira Kupperman Boehler's Website Order Shira's book ‘Cancer Doesn't Care' and learn more about Shira Boehler's campaign to change the national lung screening guidelines Take The American Lung Association's "Saved By The Scan" quiz Take the Lung Cancer Basics & Screening Eligibility Quiz from LUNGevity
Unser heutiger Gast hat Betriebswirtschaftslehre an der Bergischen Universität Wuppertal studiert und anschließend einen MBA mit Schwerpunkt Human Resources Management an der Management Akademie Heidelberg, der FH Ludwigshafen und dem Dublin Institute of Technology absolviert. Ihre Karriere begann im HR-Bereich als Management-Trainee am Flughafen Düsseldorf. Danach wechselte sie zur Deutschen Apotheker- und Ärztebank, bevor sie mehrere Jahre bei Heraeus tätig war, zuletzt als Global Head of HR im Bereich Precious Metals. Es folgten Stationen bei Saint-Gobain Sekurit sowie bei Vantage Towers, wo sie als Head of HR Germany und für europäische Cluster-Märkte verantwortlich war. Zuletzt war sie Chief Human Resources Officer bei Kandelium und hat dort die strategische Personalarbeit gestaltet. Heute arbeitet sie als freiberufliche Autorin, Speakerin und Sparringspartnerin für Führungskräfte und Organisationen. In ihrer Arbeit geht es um Führung, Kultur und die Frage, wie Menschen in Organisationen wirksam werden können. Sie hat selbst erlebt, wie stark Strukturen, Erwartungen und Rollenbilder Karrieren beeinflussen. Diese Erfahrungen prägen ihre Perspektive bis heute. Ein wichtiger Teil ihres Weges waren Lernräume und Netzwerke. Unter anderem war sie Teilnehmerin im New Work Masterskills Executive Programm und hat sich dort intensiv mit ihrer eigenen Rolle als Führungskraft auseinandergesetzt. Mit ihrem Buch „Fuckup & Forward“ beschreibt sie Führung aus einer persönlichen Perspektive und greift Themen wie Fehler, Zweifel und Entwicklung auf. Seit über acht Jahren beschäftigen wir uns in diesem Podcast mit der Frage, wie Arbeit den Menschen stärkt, statt ihn zu schwächen. Wir haben in mehr als 500 Episoden mit fast 700 Persönlichkeiten darüber gesprochen, was sich für sie verändert hat und was sich noch verändern muss. Warum fällt es uns so schwer, offen über Fehler zu sprechen und was würde sich verändern, wenn wir es wirklich tun? Was hält viele Frauen heute noch davon ab, sichtbar zu werden und Führung zu übernehmen? Und was können wir konkret von neuen Modellen wie geteilter Führung darüber lernen, wie Zusammenarbeit in Zukunft funktioniert? Fest steht: Für die Lösung unserer aktuellen Herausforderungen brauchen wir neue Impulse. Daher suchen wir weiter nach Methoden, Vorbildern, Erfahrungen, Tools und Ideen, die uns dem Kern von New Work näherbringen. Darüber hinaus beschäftigt uns von Anfang an die Frage, ob wirklich alle Menschen das finden und leben können, was sie im Innersten wirklich, wirklich wollen. Ihr seid bei On the Way to New Work, heute mit Marinka Zeiss. [Hier](https://linktr.ee/onthewaytonewwork) findet ihr alle Links zum Podcast und unseren aktuellen Werbepartnern
In this episode of the PQI Podcast, we are joined by Chadi Nabhan, MD, MBA, FACP, nationally recognized oncology leader, physician-executive, author, and host of the Healthcare Unfiltered podcast. Dr. Nabhan discusses his career journey across academic medicine, clinical oncology, healthcare leadership, precision medicine, and artificial intelligence innovation. The conversation explores how AI is beginning to reshape oncology research and cancer care, including opportunities to improve clinical trial operations, optimize protocols, enhance site selection, support real-world evidence generation, and ultimately accelerate patient access to novel therapies. The episode also highlights the growing importance of data quality, traceability, and diversity within AI-driven healthcare models. Dr. Nabhan shares perspectives on balancing innovation with human oversight, addressing skepticism surrounding AI adoption, and ensuring technology remains focused on improving patient care while supporting physicians, pharmacists, nurses, and the broader oncology care team. In addition to discussing the future of AI in oncology, Dr. Nabhan reflects on his experiences as an author and storyteller, including his books Toxic Exposure and The Cancer Journey, as well as his upcoming book, AI and Cancer Care: When Machines Meet Modern Medicine. The conversation also explores his growing interest in fiction writing and the creative process behind developing characters and medical storylines.
Howie and Harlan discuss how AI is transforming medical research and publishing, the growing role of consumer health platforms and wearables, new advances in stroke treatment, and the debate over rising hospital costs. They also examine the FDA's approval of flavored vaping products and the nomination of a new surgeon general. Watch a video version of this episode on YouTube. Show notes: Social Media Health & Veritas on Instagram Howie's viral reel on Hantavirus Howie on X AI and Research Claude Code by Anthropic medRxiv Progress in Treating Strokes "Endovascular Treatment of Medium-Vessel-Occlusion Strokes" "Endovascular thrombectomy after large-vessel ischaemic stroke: a meta-analysis of individual patient data from five randomised trials" "In Memoriam: Eugene Braunwald, MD, MACC" The Costs of Healthcare The Keckley Report "The Hospital-Health Insurer War hurts Everyone" Hospitals: Higher Value, Higher Prices "This Is the Biggest Culprit for High Health Care Spending" "It's The Prices, Stupid: Why The United States Is So Different From Other Countries" Atrial fibrillation: symptoms and causes Atrial fibrillation ablation Health Care Affordability Lab Zack Cooper's lab at Yale. Wearables Venture into Healthcare "WHOOP Expands Health Platform with On-Demand Clinician Access and New AI Features" "Introducing ChatGPT Health" "Introducing the all-new Fitbit Air" "Dear Tim" Myoung Cha's blog post on Apple's impact on health. FDA Resignations Over Vape Policy Health & Veritas Episode 78: Elizabeth Arleo: Advice for Working Mothers from a Women's Health Specialist Howie discusses e-cigarettes and lung injuries. Health & Veritas Episode 118: Lucila Ohno-Machado: AI and the Art of Medicine Howie mentions mixed evidence for vaping as an alternative to smoking. "With Commissioner Under Pressure, F.D.A. Opens Door to Flavored Vapes" "FDA Commissioner Marty Makary Resigns—Trump Posts His Resignation Text" "Top Kennedy Spokesman Resigns in Protest of Move to Allow Flavored Vapes" The Financial Side of GLP-1s Hims & Hers Investor Presentation "Hims & Hers Health, Inc. Reports First Quarter 2026 Financial Results" Surgeon General Nominees "Trump Withdraws Nomination of Casey Means for Surgeon General" "Exclusive: Deleted tweets reveal new surgeon general pick criticized Trump and RFK Jr. health policies" "Trump's new surgeon general nominee has both praised and criticized his administration" "The Madness in RFK Jr.'s Autism Method" In the Yale School of Management's MBA for Executives program, you'll get a full MBA education in 22 months while applying new skills to your organization in real time. Yale's Executive Master of Public Health offers a rigorous public health education for working professionals, with the flexibility of evening online classes alongside three on-campus trainings. Email Howie and Harlan comments or questions.
00:00 – Intro & Jed's welcome 01:20 – How Backstory Branding was born from client feedback 02:33 – Jed's non-traditional background vs. the usual MBA crowd 04:52 – Why founders struggle to accept bold brand strategy 06:50 – Branding is not a crap shoot 08:26 – How strong brands multiply SaaS exit value 12:13 – The four phases of the Backstory Brand Wheel 13:46 – The DemoChimp → Consensus rebrand story ($110M raise) 16:36 – Jed's IDEO days, patents & human-centred design 20:10 – Why marketing leadership churn destroys brand equity 23:27 – Final thoughts & where to find Jed Connect with me on:All my linksBecome a guestSign up for RiversideGet Descript #DigitalMarketing #Branding #PersonalBranding #MarketingInsights #SocialMediaStrategy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This late-breaking sub-analysis from the CHAMPION-AF trial evaluated outcomes of left atrial appendage closure (LAAC) with the WATCHMAN FLX device versus oral anticoagulation in patients with atrial fibrillation who had previously undergone catheter ablation. Investigators found that LAAC provided similar protection against stroke, cardiovascular death, and systemic embolism compared with non-vitamin K oral anticoagulants (NOACs), while significantly reducing non-procedural bleeding events, regardless of prior ablation status. These findings suggest LAAC may be a viable alternative to long-term anticoagulation in select post-ablation AF patients through a shared decision-making approach. Join Digital Education Committee member Sandeep A. Saha, MD, MS, FHRS and his colleagues Scott C. Brancato, MD, FHRS and Rakesh Gopinathannair, MBA, MD, FHRS for this late-breaking coverage from Heart Rhythm 2026 in Chicago! Learning Objectives Review the rationale for left atrial appendage closure as an alternative to long-term oral anticoagulation in patients with atrial fibrillation following catheter ablation. Analyze the CHAMPION-AF sub-analysis outcomes comparing LAAC and NOAC therapy with respect to stroke prevention, cardiovascular outcomes, and bleeding risk. Discuss how these findings may influence patient selection and shared decision-making for stroke prevention strategies in post-ablation atrial fibrillation care. Podcast Contributors Sandeep A. Saha, MD, MS, FHRS Scott C. Brancato, MD, FHRS Rakesh Gopinathannair, MBA, MD, FHRS Host and Contributor Disclosure(s): S. Brancato Nothing to disclose. R. Gopinathannair Board/Advisory Committee Membership: Heart Rhythm Society, AltaThera Pharmaceuticals Honoraria/Speaking/Teaching/Consulting: Abbott, Johnson and Johnson, Boston Scientific, Sanofi S. Saha Board/Advisory Committee Membership: Medtronic Honoraria/Speaking/Teaching/Consulting: Medtronic
We speak with David Blanchette about his career, both in research and in investment management for individual investors. We talk about his public tiff with finfluencer Dave Ramsey, common investment mistakes, some surprising results from his research, and, of course, the only dirty word in finance. David is Head of Retirement Research with Prudential Financial, and a Portfolio Manager for PGIM. He is a CFA charterholder, holds a BBA from the University of Kentucky, MSFS in Financial Services from The American College of Financial Services, an MBA in Analytic Finance from Chicago Booth, and a Ph.D. In Personal Financial Planning from Texas Tech University. What David is Reading Right Now: Your Future Self: How to Make Tomorrow Better Today by Hal Hershfield David's Music Recommendation: "Self Destructor" by Chevelle ___ Join Us At The Private Wealth Leadership Forum: October 1-2, 2026 | Westin, Las Colinas CFA Institute and CFA Society Dallas/Fort Worth will convene CIOs, portfolio managers, advisors, and family office leaders for a 1.5-day event exploring how investment strategies are evolving. Attendees will gain practical insights into integrating private markets and alternatives into portfolios, managing liquidity and risk, improving tax efficiency, adapting advisory models amid consolidation and technological change, and guiding clients through liquidity events and generational wealth transitions. Click Here To Register Member exclusive discount: CFA Society Dallas/Fort Worth members, you can use one of your $40 discounts to this event! Email us at info@cfadfw.org for more information. ___ Get updated when new episodes release by joining our list: https://bit.ly/4dwwTgD Connect with CFA Society Dallas/Fort Worth: LinkedIn | Instagram| www.cfasociety.org/dallasfortworth
In this episode, Howard Farran sits down with Sarah Beth Herman, CEO of Dentistry Support®, Dentistry Support Academy, and a nationally recognized leader in dental operations, staffing, and team development. Armed with an MBA earned Summa Cum Laude and over two decades of real-world experience, Sarah Beth brings sharp opinions and practical solutions to some of the most overlooked problems in dental practice management. The conversation covers why percentage-of-collections pricing models misalign incentives and penalize growing practices, why insurance verification should be treated as a standard of care rather than an add-on service, and how clean AR is achievable at any size with the right staffing and systems in place. Sarah Beth and Howard also dig into what makes a schedule truly profitable versus just full, and why SOPs — far from being a corporate bureaucracy — are the single greatest tool a dentist has for removing themselves as the bottleneck. Sarah Beth also shares the story behind Dentistry Support's 2025 BBB Torch Award for Ethics and what building a global team across nine countries has taught her about leadership done right. Episode #1701 : Dentistry Uncensored with Howard Farran, Howard sits down with Sarah Beth Herman — CEO of Dentistry Support®, 2025 BBB Torch Award winner, and one of dentistry's most candid voices on leadership, systems, and back-office operations. From percentage-based billing models she disagrees with, to AR aging, scheduling structure, and why SOPs aren't corporate — they're freedom — Sarah Beth doesn't hold back.
Memorial Day weekend in the US serves as the unofficial kickoff of the 2026-27 MBA application season. In this episode, learn what you can be doing now to get ahead of the competition in the process. Also, now is the perfect time to download the new MBA Launchpad app from Stacy Blackman Consulting... it's built out of 25 years of proprietary MBA application data to help business school hopefuls with everything from school selection, to essay brainstorming, to mock interview prep, and more. And it's FREE until September 1, whether you work with us or not! Check out the YouTube demo, and then get more info on our website. Download SBC's MBA Launchpad app now! It's coming for Android soon, too.
Tune into expert AI and marketing strategies designed for entrepreneurs and brands striving to become indispensable with Favour Obasi-ike, MBA, MS. Explore technical SEO, AI marketing techniques, and actionable tactics to boost your visibility and revenue. This episode offers real-world advice to help you master digital marketing and grow your social business online and offline.Favour discusses the essential steps every business owner and brand builder should take to ensure their website and content are recognized, trusted, and indexed by Google. Topics span from domain acquisition and technical setup to organic SEO strategies and evaluating digital visibility. Focusing on the importance of foundational elements like DNS records, consistent quality content, and leveraging free Google tools, Favour makes the case for building a strong organic presence before running ads, ensuring long-term growth and authority online.Who Is This For?Entrepreneurs and small business owners Marketing professionals Website owners and bloggers Anyone aiming to improve online visibility and brand authorityIndividuals seeking long-term digital growth through SEOKey Moments & TimestampsSetting the Stage: Importance of Google for brand recognition and longevity online [00:00:04]The Brand/Google Question: Do you have a brand, and does Google know it? [00:00:36]Domain as Digital Identity: The role of domains for branding, using dovid.com as an example [00:02:05]Identifying Website Issues: Live advice and examples about email deliverability, domain authentication, and DNS health [00:10:33]Google's Free Tools: How to check if your site is indexed using site:domain.com and Google's experimental "learn-about" feature [00:19:37]Organic SEO Before Ads: Why you shouldn't run ads before building organic foundations [00:38:00]Technical Foundations: Importance of DNS, MX records, sitemaps, and technical configuration for trust/visibility [00:27:26]EEAT: Google's acronym – Experience, Expertise, Authority, Trust [00:46:58]Content Longevity vs. Social: Focus on blogs and evergreen content vs. ephemeral social posts [00:51:43]DIY Check: Step-by-step guide to see if you're indexed (site colon search) [00:54:07], [00:55:52]Action Wrap-Up: How to connect, get audits, and next steps [00:57:11], [01:00:13]SEO SummaryBrand = Domain: Your digital “home” is your domain; it's the anchor for all brand activities.Google Recognition: Being online is not enough—Google must be able to identify, trust, and index your content.Technical Health: Essential to configure DNS, email authentication (SPF, DKIM, DMARC), sitemaps, robots.txt, and page speed.Organic First: Build trust and visibility via organic SEO efforts before investing in paid ads for better ROI and lower cost-per-click.Content Quality: Content must have structure, value, and meet EEAT standards. Consistent publishing and context matter.Indexing Check: Use site:yourdomain.com and Google's “learn-about” experiment to see how visible your pages are.SEO Tools: Google Search Console, nslookup, and DNS health tools are critical for monitoring visibility and deliverability.Top FAQsHow do I check if Google knows my brand?Search site:yourdomain.com on Google to see indexed pages.What is the Learn About experiment?A Google tool (learning.google.com/experiments/learn-about/signup) to see what Google knows about your brand.Why do I need SPF, DKIM, and DMARC?These email authentications improve deliverability and trust.Should I run ads before optimizing SEO?No—establish organic foundations first to save money and increase effectiveness.What makes content rank well?High-quality, structured, relevant content that demonstrates EEAT (experience, expertise, authority, trust).Action StepsCheck your brand's index status with site:yourdomain.com on Google.Set up or update DNS, SPF, DKIM, and DMARC records.Connect your site to Google Search Console and submit a sitemap.Audit and improve page speed, structure, and content quality.Start a blog and focus on evergreen, helpful content answering audience questions.Use the Google “learn-about” experiment to gauge your brand's digital presence.Build organic authority before launching paid ad campaigns. Consistently monitor, update, and scale your SEO and brand foundation.Ready to Rank? Book Your SEO & Web Dev Services Today
On today's episode, Editor in Chief Sarah Wheeler talks to Paul Gigliotti, CEO of California MBA, to talk about how the association is working with the governor's office on a financing solution to rebuild homes affected by the wildfires. The two also discuss the appointment of Rohit Chopra to head the state's new Business and Consumer Services Agency. Related to this episode: Rohit Chopra to head California consumer services agency HousingWire | YouTube More info about HousingWire The Top 5: MBA urges rollback of mortgage rules as rates stay high FHA targets flipping rule repeal and AVM reforms Rocket Mortgage, Redfin launch homebuyer savings program Policies to Unlock Housing Supply and Boost Affordability Why a 2008 housing crash can't happen again To learn more about Total Expert click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.
People are living longer than ever — but many retirement plans were never built for a 30-year retirement.In this episode, Miguel Gonzalez discusses longevity risk, rising healthcare costs, and the financial challenges that can come with a longer retirement timeline.Miguel Gonzalez is a Certified Retirement Counselor (CRC) with over 25 years of experience helping individuals and families design retirement income strategies and long-term financial plans. He is the Managing Partner of Cortburg Retirement Advisors, a boutique firm focused on retirement planning, investment management, and financial clarity.#RetirementPlanning #LongevityRisk #CortburgSpeaksRetirement #MiguelXGonzalez #FinancialWellness #RetirementIncome Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORSFacebook-> https://m.facebook.com/CortburgIncTwitter-> https://twitter.com/CortburgIncLinkedIn->https://www.linkedin.com/in/miguelxgonzalez/Website: www.CortburgRetirement.comEmail: Miguel@CortburgRetirement.com
This week we had the exciting opportunity to travel to Anchorage, Alaska, to participate in the Fifth Annual Alaska Sustainable Energy Conference. The conference convenes researchers, industry leaders, entrepreneurs, policymakers, and investors to discuss the future of energy development, infrastructure, technology, and resource leadership across Alaska and the broader global energy landscape. We had the honor of moderating a discussion featuring Governor Mike Dunleavy and Chairman of the National Energy Dominance Council and U.S. Secretary of the Interior Doug Burgum. Given Alaska's strategic importance across energy, critical minerals, infrastructure, and geopolitics, it was a fascinating and timely discussion. In our conversation, Governor Dunleavy emphasizes the dramatically improved partnership between the federal government and the State of Alaska under the current Administration, contrasting it with prior years when Alaska faced significant federal restrictions on development. Drawing on their experiences leading major energy-producing states, Governor Dunleavy and Secretary Burgum reflect on the operational, economic, and political realities of energy development and infrastructure investment. They walk us through renewed lease sale activity, rising investor interest in Alaska, and the broader role Alaska could play in supporting U.S. energy dominance and Western Hemisphere energy security. We explore the increasing importance of affordable, reliable, and secure energy in attracting manufacturing, AI infrastructure, and industrial investment, as well as the rapidly growing electricity demand tied to data centers and advanced technologies. Secretary Burgum provides an overview of the Administration's efforts to accelerate permitting reform and reduce regulatory bottlenecks, including examples of projects receiving approvals in weeks rather than years. We touch on domestic mining and critical mineral development, LNG exports, the role of nuclear, hydro, geothermal, and natural gas in future energy systems, and the Administration's broader push to accelerate infrastructure and resource development across the United States. We cover the transformational potential of the Alaska LNG project, the growing energy needs of U.S. allies across Asia, the importance of codifying regulatory and permitting reforms for long-term investment certainty, and why Governor Dunleavy and Secretary Burgum both believe Alaska is entering a new “golden age” of development and opportunity. Thank you to Governor Dunleavy for inviting us and to Secretary Burgum for joining us for a thoughtful discussion on the future of Alaska, energy, and American economic development and energy security. About Governor Mike DunleavyGovernor Mike Dunleavy arrived in Alaska in 1983 as a young man looking for opportunity, and he found it. His first job was working in a logging camp in Southeast Alaska. Later on, Governor Dunleavy earned his teacher's certificate, and then a Master of Education degree from the University of Alaska Fairbanks. He spent nearly two decades in northwest Arctic communities working as a teacher, principal, and superintendent. Governor Dunleavy and his family moved to Wasilla in 2004, where he owned an educational consulting firm and worked on several statewide education projects. Dunleavy served on the Mat-Su Borough School Board, with two years as Board President, and then as a state senator for five years. Dunleavy was first elected Governor in 2018 and then again in 2022. Governor Dunleavy has kept the health of the economy and jobs at the forefront of his Administration's policy setting initiatives and has been a true champion for the Alaskan business community. Governor Dunleavy's wife Rose is from the Kobuk River Valley community of Noorvik. Together, they have three children who were raised in both rural and urban Alaska. Governor Dunleavy is focused on moving Alaska forward and believes that our greatest years are yet to come if we work together to maximize our potential. About Secretary Doug BurgumDoug Burgum is the 55th Secretary of the U.S. Department of the Interior. Raised in Arthur, North Dakota, Burgum worked as a chimney sweep to help pay his way through North Dakota State University before earning an MBA from Stanford University. In 1983, Doug literally “bet the farm” to provide seed capital for a software startup called Great Plains. Doug led Great Plains through a successful IPO and grew the company to over 2,000 employees before its acquisition by Microsoft. Burgum remained with Microsoft for six years as the Senior Vice President of Business Solutions. Doug later co-founded Arthur Ventures and served as chairman for international software companies including Atlassian, SuccessFactors, and as a board member for Avalara. In 2016, Burgum was elected to serve as North Dakota's 33rd Governor. In 2020, he was re-elected in a landslide. Under his leadership, North Dakota passed the largest tax cut in state history and dramatically reduced red tape. As a testament to Burgum's leadership, Forbes named him “America's Best Entrepreneurial Governor.” During his tenure, North Dakota experienced the highest growth in real GDP and had the lowest unemployment rate in the country. Burgum has three adult children. He is married to Kathryn Burgum, a nationally recognized advocate for addiction recovery. We hope you enjoy today's discussion as much as we did. This certainly won't be our last trip to Alaska. Our best to you all!
I find her refreshing. I find her intriguing. I find her wise: In wine. Natalie brings to the proverbial table an unabashed view of wine and she will tell you like it is. I have to tell you that having Natalie McLean on the show was one of those times where you know you could just keep talking for hours, and still barely scratch the surface. From the moment she cracked her opening line about starting to drink when she met her husband—"and haven't found a reason to stop"—I knew we were in for an episode rich in anecdotes, laughter, and real insight into the world of wine and the people orbiting it. I love a guest who doesn't take themselves too seriously, especially when that guest has the credentials and accolades to do so if they wanted. Right off the bat, the story of how Natalie McLean first dipped her toe—well, her glass—into wine was classic. The ex-husband, the MBA couple, and the journey through Spanish classes, golf, and finally onto wine studies left me grinning. You know, everyone's path to wine is different, but hers, starting with a night course in Toronto after failed golf and Spanish efforts, reminded me that for every over-serious sommelier out there, there's a person who just wanted to relax after work and stumbled into a passion. And let me tell you, Natalie McLean didn't just dip in; she cannonballed. I was genuinely impressed with the way she described her wine education—full sommelier diploma, authoring books like Red, White, and Drunk All Over, and racking up James Beard awards along the way. But what I really admire is her ability to bring it all down to earth. She calls herself the "Chief of Wine Happiness," which put an instant smile on my face—because at the end of the day, isn't that what a great bottle is supposed to do? There's this refreshing honesty in Natalie McLean about wine's intimidating side. I shared my own blunders—forgetting wine for family Easter, wandering into the market like any other consumer, grabbing a brand and sometimes striking out. She had her own: sweating bullets in a restaurant interview, staring at a wine list, and famously ordering a Cabernet with Dover sole at a big consulting dinner. Didn't get the job, but it sparked that classic realization: "I never want to feel that way again." I could relate—as much as anyone, even after decades in the business, that dusty wine list in a posh restaurant can still get your palms sweaty. The conversation took a fun turn when she described her divorce tastings—pairing Cabernets with burning love letters. We laughed, but there's a message in the humor: wine isn't just labels and numbers; it's woven into our life's best and worst moments. We got onto selecting wine in restaurants, talking to the sommelier, and why confidence is more important than credentials. That tip Natalie McLean gave—to "point at the price" when you don't want to say it out loud—folks, I'm adopting that one! I appreciated her point: most people just want a glass of pleasure, not an encyclopedia of terroirs. That struck home. Of course, we got nerdy too—talking about licensing, liquor laws in Canada, and the absurd hoops you still have to jump through to get a good bottle at home if you're north of the border. Yet, through it all, Natalie McLean kept it relatable and warm, whether it was "free my grapes" in Canada or shelf talkers in American supermarkets. Put simply, Natalie McLean reminded me and, I hope, everyone listening, that wine is about stories, connection, and yes, a good laugh at yourself every now and then. And that, for me, is what keeps the conversation, and the cellar, alive.