Podcasts about mba

What makes you trust someone with your financial future? In this episode of Root Talks, James and Ari unpack the powerful role of intuition in building lasting relationships with financial advisors, business partners, and even loved ones.They explain how what we call a gut feeling is actually condensed pattern recognition, your brain quietly scanning countless experiences to guide your decisions before you can put words to it. This is why many Root clients engage with our content for months before reaching out. They are building trust, alignment, and confidence long before the first conversation.You'll also get a behind-the-scenes look at how Root designs every client touchpoint to create that same sense of connection—from videos and the first call with our client success manager Jay to the advisor relationship itself. James shares how Root's hiring process focuses not just on technical skill but on whether a candidate evokes the same feeling of trust clients get from our content. Ari reflects on how intuition plays a role in personal relationships too, bridging the gap between professional and personal trust.As Root grows, James and Ari discuss how we preserve our culture through decentralized command, empowering advisors to deliver personalized guidance while staying true to our philosophy.If you are searching for a financial advisor who makes you feel understood and confident about your future, explore our Root Drops and Advisor Unplugged series on our website on YouTube channel. Because the right advisor is not just about credentials or knowledge, it is about finding someone who feels right.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

"To really be true to ourselves, we have to make sure that old fears and old identities are not holding us back." - Deekron Kirkorian Dkron Krikorian is an accomplished executive coach with an MBA, specializing in aiding high achievers to transform their mind, body, and life for maximum success without compromising health, fulfillment, or relationships. He is the creator of the Healthy High Performers Method and the bestselling author of "The Nine Shifts." His expertise lies in helping individuals uncover and overcome limiting beliefs, ultimately enabling them to lead authentic and fulfilled lives. Episode Summary: In this insightful episode of "Oh, My Health… There is Hope!" host Jana Short interviews Dkron Krikorian, a prominent executive coach and author, about transforming life through his groundbreaking "Nine Shifts." The episode delves into the challenges faced by high achievers who strive for a balanced and fulfilling life, exploring how one can overcome self-sabotaging behaviors. Dkron shares his personal journey from a corporate career to successful entrepreneurship, providing listeners with hope and strategies to pursue authenticity, health, and success. Dkron expands on his "Nine Shifts" – a systematic approach to addressing common midlife challenges that affect the mind, body, and life. Through captivating real-life client stories, Dkron reveals how individuals can leverage these shifts to overcome hurdles such as emotional health issues, motivation challenges, metabolic changes, stress, and more. He explains the significance of uncovering and addressing limiting beliefs and habits that can stunt personal growth. He also offers practical advice, including starting the day without technology distractions and engaging in daily journaling, to facilitate personal and professional breakthroughs. Key Takeaways: Overcoming Limiting Beliefs: Recognize and challenge the beliefs that hold you back to unlock potential and pursue your authentic self. The Nine Shifts: Dkron's method addresses complex challenges related to the mind, body, and life that high achievers face. Holistic Transformation: Emphasizing the interconnectedness of mental and physical health to achieve life balance and fulfillment. Daily Practices: Simple practices, such as journaling and adjusting one's morning routine, can have a significant impact on personal growth and success. Evidential Achievement: Real-life testimonies provide encouraging evidence that significant personal and professional transformations are indeed possible. Resources: https://healthyhighperformer.co/ @‌deekron01 https://www.facebook.com/deekron/ https://www.linkedin.com/in/deekron/ You are welcome to access the first three chapters of Deekron's book at no cost. https://bestholisticlife.info/TheNineShifts Get a free subscription to the Best Holistic Life Magazine, one of the fastest-growing independent magazines centered around holistic living: https://bestholisticlife.info/BestHolisticLifeMagazine. Get in touch with Jana and listen to more podcasts: https://www.janashort.com/ Show Music ‘Hold On' by Amy Gerhartz: https://www.amygerhartz.com/music. Grab your FREE gift today: https://bestholisticlife.info/BestHolisticLifeMagazine Connect with Jana Short: https://www.janashort.com/contact/

What if the setbacks in your life were actually the secret fuel for your success? In this episode of The Greatness Machine, Darius sits down with Shadé Zahrai, award-winning leadership strategist, TEDx speaker, and co-founder of Influenceo Global. Shadé shares her journey from law and corporate consulting to entrepreneurship, revealing how resilience, storytelling, and authenticity helped her build a global brand. She explains the power of reframing challenges, why self-belief is the foundation of success, and how leaders can inspire teams through emotional intelligence. From navigating uncertainty to building confidence through action, Shadé offers practical strategies for leading with influence and connecting on a deeper human level. This is a powerful conversation about courage, growth, and leading with heart. In this episode, Darius and Shade will discuss: (00:00) Introduction and Background (02:49) Shadé's Origin Story (05:54) The Journey Through Corporate Life (08:41) The Importance of Self-Trust (11:28) Transitioning to Entrepreneurship (14:38) Building a Personal Brand on Social Media (17:28) The Power of Visibility and Opportunity (20:14) The Role of Creative Outlets (23:20) Overcoming Adversity and Failure (26:18) The Science of Self-Doubt and Trust (28:50) The Launch of Influenceo and LinkedIn Success (31:45) The Big Trust Community and Book Launch (34:48) Final Thoughts and The Greatness Question Shadé Zahrai is a behavioral strategist, peak performance educator, and co-lead of Influenceo Global. A former lawyer with an MBA and PhD in organizational behavior, she advises Fortune 500 companies on leadership, performance, and career fulfillment. Her viral content has reached over 300 million views, she teaches more than 7 million students on LinkedIn Learning, and her TEDx talks have inspired audiences worldwide. Featured in outlets like The New York Times and Fast Company, Shadé is dedicated to making high-performance strategies accessible to all. Sponsored by: Brevo: Head over to brevo.com/greatness and use the code greatness to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Indeed: Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/darius. Shopify: Start your $1/month trial at Shopify.com/greatness. Connect with Shadé: Website: https://www.shadezahrai.com/  LinkedIn: https://th.linkedin.com/in/shadezahrai  Instagram: https://www.instagram.com/shadezahrai/  Book: https://www.shadezahrai.com/bigtrust  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of Start With a Win dives deep into the heart of leadership and culture with Jim Stevenson, founder and CEO of The Bletchley Group. From global brands to scrappy startups, Jim has been in the trenches helping businesses transform, scale, and thrive. Adam and Jim uncover why culture is the true engine of growth, how leaders unknowingly sabotage their teams, and what it really takes to build organizations that win. Packed with candid stories, hard-earned lessons, and bold insights, this episode challenges leaders to rethink how they hire, trust, and empower their people. If you're ready to sharpen your leadership edge and uncover what truly drives sustainable success, you won't want to miss this one.Jim Stevenson is the founder and CEO of Bletchley Group, a renowned International Growth Consultancy with 23 years of expertise in strategy, transformation, and growth. He established Bletchley Group with a fundamental belief that while technology is powerful, it should always serve a meaningful purpose. Jim's unique value stems from his diverse background, having worked in numerous roles across a wide array of companies. This experience has provided him with a valuable bird's-eye view of business operations, enabling him to identify common mistakes made by businesses.00:00 Intro02:38 What is first to focus on, if you get it right everything else becomes easy? 06:01 Customer this is the key point!07:43 Great concept is…10:02 Follow special forces on this…14:30 Might need to check your HR process…17:02 Your job as a leader is to do this!  23:30 Common problems from leaders and stop doing them.26:02 I realized and I changed my routine…w: www.bletchleygroup.coml:  http://uk.linkedin.com/in/jimstevensont:  http://twitter.com/JimStevenson===========================Subscribe and Listen to the Start With a Win Podcast HERE:

After you submit your MBA applications, should you contact the admissions committee with updates on your candidacy? What should you do if you find an error in your materials? Should you start preparing for your interviews now?  This episode answers those questions and more, and advises listeners on the best way to make use of their time between submission deadlines and their interviews.

Chad Griffiths shares over 20 years of industrial real estate expertise, discusses his bestselling book Industrialize, and reveals in-depth investment strategies.The Crexi Podcast connects CRE professionals with industry insights built for smart decision-making. In each episode, we explore the latest trends, innovations and opportunities shaping commercial real estate, because we believe knowledge should move at the speed of ambition and every conversation should empower professionals to act with greater clarity and confidence.  In this episode of the Crexi Podcast, hosted by Shanti Ryle, Director of Content Marketing at Crexi, Chad shares insights from his more than two decades of experience. He covers his journey from a broker to a thought leader, and shares insights from his new bestselling book, Industrialize: The Insider's Guide to Industrial Real Estate. He discusses the importance of understanding tenant needs, the intricacies of industrial asset classes, and the impact of macroeconomic factors like tariffs. Chad also offers valuable advice on investment strategies, emphasizing the need for continual learning and understanding market dynamics. Tune in to gain deep knowledge about the industrial real estate sector and practical tips for both new and seasoned investors.Meet Chad Griffiths: Industrial Real Estate ExpertChad's Entrepreneurial BeginningsTransition to Commercial Real EstateLessons Learned in Industrial Real EstateThe Importance of Integrity and Continuous LearningSelf-Promotion and Market KnowledgeChad's Podcast and Social Media StrategyWriting 'Industrialize': The Journey and ReceptionUnderstanding Industrial Real Estate SubtypesThe Million Dollar Question: Underwriting Industrial Real EstateEvaluating Lease Rates and Market ValueUnderstanding Tenant Needs and Market TrendsFunctional Obsolescence in Industrial Real EstateZoning Challenges and OpportunitiesMacroeconomic Factors: Tariffs and NearshoringCurrent Market Dynamics and Investment StrategiesFuture Outlook and Final Thoughts About Chad Griffiths:Chad Griffiths is an industrial real estate expert with two decades of experience as a broker, investor and thought leader. He hosts a widely acclaimed industrial real estate podcast which features conversations with prominent industry leaders. Chad has given several presentations to universities, associations and conferences across North America covering topics such as the fundamentals of industrial real estate, its economic value to communities, and its role in driving job creation and long-term development.Chad has an MBA, a Diploma in Urban Land Economics, and the prestigious SIOR and CCIM designations, underscoring his commitment to excellence in the field of industrial real estate.  For show notes, past guests, and more CRE content, please check out Crexi's blog.Looking to stay ahead in commercial real estate? Visit Crexi to explore properties, analyze markets, and connect with opportunities nationwide. Follow Crexi:https://www.crexi.com/​ https://www.crexi.com/instagram​ https://www.crexi.com/facebook​ https://www.crexi.com/twitter​ https://www.crexi.com/linkedin​ https://www.youtube.com/crexi

Got a raise or bonus? Don't waste it. In this episode, Miguel Gonzalez, CRC, shares 6 smart ways to turn extra income into long-term financial progress. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #raisetips #bonustips #moneytips #smartmoney #retirementplanning #financialfreedom #budgeting #emergencyfund #payoffdebt #investinyourself #retirementgoals #financialplanning #personaldevelopment #financialadvisor #401k #IRA #CortburgSpeaksRetirement #MiguelXGonzalez #moneymoves Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Belinda King, MBA and Financial Services Professional joins Dr. Bridges and Matt to discuss the importance of a good understanding of finance in congregations. Her insights are practical, important and implementable. Resources Belinda King/BGK Solutions (LinkedIn) Rich Church, Poor Church: Keys to Effective Financial Ministry by J. Clif Christopher (book) Simplifychurch.com (organization) Kitchen Table Giving: Reimagining How Congregations Connect with Their Donors by William G. Enright (book) BGK Solutions (organization) Belinda King's Email: brking@bgksolutions.com

WE ARE WITH YOU.Seven days ago, 9/10/25 at 12:24pm (MST), Evergreen was shaken by the tragedy of another school shooting—the 47th in the United States this year. This is unacceptable, and no community should ever have to endure such pain. While this episode is not about the event itself, it focuses on recovery and the difficult journey that follows such trauma.Joining the conversation are Brandon and Elliot Young, a father and daughter who experienced the 2019 STEM School shooting in Highlands Ranch, Colorado. Elliot was in one of the affected classrooms. Rather than retelling the details of that day, this episode explores what comes after—the ongoing path of healing, navigating PTSD, and finding strength to move forward as a family.Brandon Young is a principal at Applied Leadership Partners, an author, former U.S. Army Ranger, and combat veteran who has built his life around leadership and resilience. His daughter, Elliot Young, a survivor of the STEM School shooting, is now a CU Boulder graduate and marketing professional, pursuing her MBA at Northern Colorado. Together, they share their perspective on life after violence, offering hope, honesty, and the tools to keep going.This conversation is hosted by Bobby Marshall, Evergreen High School class of 1998 and host of The Mountain Side. Bobby is deeply committed to supporting his community and raising awareness of the families across the United States who are impacted by the epidemic of school shootings and unacceptable acts of mass violence.This episode is about healing, resilience, and the power of moving forward—even after the darkest moments.www.TheMountainSidePodcast.comArt Credits to: Zuin Sign Show Linkshttps://www.appliedleadershippartners.com/blog/stemstrong-part-1-of-3https://www.appliedleadershippartners.com/blog/stemstrong-part-2-of-3-where-we-are-today-but-not-for-tomorrowhttps://www.appliedleadershippartners.com/blog/stemstrong-part-3-of-3-when-things-fall-apart-put-them-back-together

Otto E. Stallworth, Jr, MD, MBA, an anesthesiologist and then a cosmetic surgeon, was born and raised in Birmingham, Alabama during the 1940s, fifties and sixties. He crossed the Alabama state line for the first time at sixteen to attend college and was the first college graduate in his family. This was followed by a medical degree at 24 and later an MBA outside of medicine. He has had several businesses, including Oh Yes! Management and Hollywood Fries Restaurant. In 2022, he began the Stallworth Oh Yes! Foundation, which has awarded four-year full scholarships to students at Howard University and Meharry Medical College in Nashville, Tennessee, his alma maters. He published his memoir in 2023. Look soon for his first murder mystery. "When I got into med school, it was even better than anything I could imagine. Every day was a new adventure because you learn about all these different diseases and study the human body. Studying all of this was very intriguing. As a child I just wanted to have this skill to be able to help people. You see someone that is sick and think about if you could cure them or help them get cured or give them the right advice–that seemed like an amazing and very powerful thing."

 Today I'm speaking with Seth Quig. Seth is a seasoned outdoor professional with over two decades of experience in outdoor education and international adventure travel. Facebook   Twitter   Instagram Love the show? Subscribe,  rate, review, and share! I didn't pay rent for nearly 10 years. Seriously. I was either crashing in guard houses, sleeping in a tent, or living out of my truck between Idaho and Baja. Some might call it dirtbagging—I call it my MBA in life. Back then, my “home” was wherever the river ran or the mountain rose. I wasn't building a business. I wasn't even thinking about one. I was chasing adventure, guiding people through whitewater and Himalayan passes. But somewhere between the third trip up Kilimanjaro and watching bulldozers drop boulders into a rapid I was about to run… I realized something. Adventure wasn't the goal. It was the vehicle. A vehicle for connection. For transformation. For pushing people out of comfort and into character. PRINCIPLE: If you want to create something meaningful in the outdoor industry—or in life—you've got to stop thinking of adventure as the destination. It's the doorway. The best guides (and entrepreneurs) don't just lead people outside. They lead them into themselves. And to do that, you don't need perfect branding or a 10-step funnel. You need to understand people, risk, fear, group dynamics—and how to hold space when someone's terrified of peeing in a Porta-Potty. TRANSITION: But most aspiring adventure entrepreneurs never make it to that level. They get stuck thinking passion is enough. That loving nature or guiding people qualifies you to build a sustainable business. But loving rivers doesn't teach you finance. Running the Inca Trail doesn't show you how to manage a team, onboard a client, or navigate a cultural crisis in Kathmandu. So what happens? Burnout. Disconnection. Businesses that are all sizzle, no soul. THAT'S WHY: That's why this episode with Seth Quig isn't just about whitewater and trekking tales. It's a masterclass in what it really takes to make a living in adventure travel today. We're talking risk, realism, radical honesty—and how to build a business that doesn't just profit, but gives back. CALL TO ACTION: Tired of feeling like your passion for the outdoors isn't enough to build the career you want? That's because it isn't—not without the right mindset and mentorship. Discover what most outdoor pros get wrong and how to flip the script. Listen to this episode now and find the trailhead to a better business.

Most CRNAs graduate, get a job, and settle into the profession. But Dr. Erik Rauch proves there's another path—one of leadership, advocacy, and endless opportunity. In this episode of Grade 1 View, Erik joins hosts Kevin and Charity to share his 17-year journey from clinical CRNA to program director, pain management fellow, MBA graduate, AANA Board of Directors, and now Chief Clinical Officer of a CRNA anesthesia management company. You'll hear how economics and workforce shifts are creating unprecedented opportunities for CRNAs to practice independently, and why new grads who embrace skills like ultrasound-guided blocks and critical decision-making will be in high demand. Here's some of what we discuss in this episode:

It was truly an honor and a great pleasure to talk to a well-respected colleague and friend about his experience as both a pharmacist and an expert in the natural products field. He is a true embodiment of the Myth, Man and Legend. Tune in to learn more about filling in the gaps in the current healthcare climate by utilizing evidence-backed  nutraceuticals. Dr. Jeffery A. Johnson, ND, PharmD, RPh, MBA is a dedicated healthcare professional and 30-year combat veteran of the U.S. Armed Forces (USAF). A graduate of Purdue University (BS-Pharm, 1978), he later earned his Doctor of Naturopathy (2000), Doctor of Pharmacy from the University of Kansas (2003), and an MBA. Throughout his career, Dr. Johnson has spent over three decades educating and consulting with healthcare professionals and clients on the integration of nutraceuticals into personal healthcare practices—highlighting both their benefits and potential challenges. Since retiring from active military service in 2017, he has continued his mission of promoting informed, holistic healthcare practices. He currently works part-time as a self-employed Consultant Pharmacist, offering expert guidance on nutraceuticals and overall wellness strategies. Connect with Jeffery via: Email: ntrxpathconsultants@outlook.com  Linked In: Dr Jeffery A (Doc Pappy J) Johnson

About Michael Wenderoth:Frustrated that you're not getting ahead at work, or having the impact you seek? The real reason holding you back will surprise you, says Michael Wenderoth, executive coach. His provocative insights, featured in Harvard Business Review, challenge conventional wisdom by confronting an uncomfortable truth: that embracing office politics and influence is essential to advancing your career. The award-winning author of Get Promoted, Michael has helped thousands of professionals re-examine their assumptions about power, politics, and authenticity to accelerate their careers, become more effective at work, and break glass ceilings, many of their own creation. Michael is on a mission to help people get ahead, without having to sell their souls in the process. Prior to becoming an executive coach, Michael served 20 years in senior roles, bringing breakthroughs to market in China, the US, and Europe. He holds an MBA from Stanford Business School and was trained as an executive coach at Columbia University. In this episode, Dean Newlund and Michael Wenderoth discuss:Networking and influence in leadershipThe role of authenticity and vulnerabilitySituational and adaptive leadershipThe intersection of AI and future leadershipCareer advancement and organizational politics Key Takeaways:Many capable leaders are overlooked because they avoid networking and political skills, which are crucial for advancement.Influence and power are neutral tools that can be used ethically, yet many “good people” resist using them due to negative associations.Overemphasizing authenticity and vulnerability without strategic awareness can leave leaders exposed and even derailed.AI has the potential to both reduce bias and amplify existing organizational problems, making hybrid human-AI leadership a necessity. "Power and influence are like fire. Fire is nothing more than a force, and you can use it to burn the whole place down, but you could also use it to feed the entire village and illuminate the entire city.” — Michael Wenderoth Connect with Michael Wenderoth:  Website: https://changwenderoth.comBook: Get Promoted: https://changwenderoth.com/book/LinkedIn: https://www.linkedin.com/in/michaelchangwenderoth/X (Twitter): https://twitter.com/mcwenderothFacebook: https://www.facebook.com/mwenderothInstagram: https://www.instagram.com/wenderoth.michael/  See Dean's TedTalk “Why Business Needs Intuition” here: https://www.youtube.com/watch?v=EEq9IYvgV7I Connect with Dean:YouTube: https://www.youtube.com/channel/UCgqRK8GC8jBIFYPmECUCMkwWebsite: https://www.mfileadership.com/The Mission Statement E-Newsletter: https://www.mfileadership.com/blog/LinkedIn: https://www.linkedin.com/in/deannewlund/X (Twitter): https://twitter.com/deannewlundFacebook: https://www.facebook.com/MissionFacilitators/Email: dean.newlund@mfileadership.comPhone: 1-800-926-7370 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Alison Curfman, MD, MBA is a pediatric emergency physician and healthcare strategist who's built clinical models and led companies at the intersection of innovation and impact. After launching her first startup inside a private equity firm, she became founding Chief Medical Officer of Imagine Pediatrics, a value-based medical group for medically complex children on Medicaid. Under her leadership, the company grew to 300+ employees, serving over 35,000 patients and reaching a multi-9-figure valuation in less than two years.Alison now leads Startup Physicians, a platform designed to help physicians apply their clinical expertise beyond the bedside as advisors, operators, founders, and investors. She advises early-stage companies and funds on clinical strategy, go-to-market planning, and physician engagement.Her mission: empower physicians, especially women, to reclaim their creativity, autonomy, and leadership by stepping into healthcare innovation. She believes that doctors are not leaving medicine, they're redefining it.Some of the topics we discussed were:How Dr. Curfman got started in the pathway of digital health and telehealthHow Dr. Curfman got started in bringing telehealth into pediatric careDr. Curfman's role as a medical director for virtual care expanding access to care for pediatricsHow Dr. Curfman's virtual intervention program reduced hospitalization rates by 35% and emergency room visits in half for children with medical complexityAnd more!Learn more about me or schedule a FREE coaching call:https://www.joyfulsuccessliving.com/Join the Voices of Women Physicians Facebook Group:https://www.facebook.com/groups/190596326343825/Connect with Dr. Curfman:Website:www.alisoncurfmanmd.comStartup Physicians Podcast:Apple PodcastsSpotifyLinkedIn:Alison-Curfman-MD-MBA

Avez-vous déjà remarqué que certaines personnes semblent obtenir plus facilement un emploi, une augmentation ou même de la sympathie… simplement parce qu'elles sont considérées comme belles ? Ce phénomène porte un nom : le pretty privilege, littéralement le privilège accordé à la beauté. Et ce n'est pas qu'une impression : la science le mesure, chiffres à l'appui.Le pretty privilege, c'est l'ensemble des avantages sociaux, professionnels ou personnels que reçoivent les individus jugés physiquement attirants. Il repose sur deux grands mécanismes psychologiques :D'abord le stéréotype de l'attractivité, ou l'idée que “beau = bon”.Ensuite, l'effet de halo : une caractéristique positive – ici la beauté – influence l'évaluation d'autres traits comme l'intelligence, la sociabilité ou la compétence.Concrètement, ces biais ont des effets très tangibles. Une étude menée sur plus de 43 000 diplômés de MBA a montré que les personnes considérées comme les plus attirantes touchaient en moyenne 2,4 % de plus par an, soit environ 2 500 dollars. Pour les 10 % les plus beaux, le bonus atteignait 11 %, soit plus de 5 500 dollars annuels.Une autre enquête menée aux États-Unis révèle que ceux qui se jugent “extrêmement attirants” déclarent gagner près de 20 000 dollars de plus par an que les personnes perçues comme peu attirantes. On parle là d'un salaire moyen de 64 000 dollars contre 44 000.Mais le phénomène ne s'arrête pas au monde du travail. À l'école déjà, les élèves jugés beaux sont perçus comme plus intelligents et bénéficient de la bienveillance des enseignants. Et même devant un tribunal, la beauté peut influencer : plusieurs recherches ont montré que les accusés séduisants reçoivent parfois des peines plus légères… sauf si leur délit est directement lié à leur charme, comme une escroquerie sentimentale.Dans la vie quotidienne, être perçu comme attirant facilite aussi les relations. Des études montrent que les visages considérés comme beaux sont plus “centrés” dans les réseaux sociaux : ils ont plus d'amis, plus de soutien, et bénéficient d'une meilleure estime d'eux-mêmes. À l'inverse, les personnes jugées peu attirantes déclarent plus souvent souffrir de détresse psychologique ou de dépression.Attention cependant : ce privilège a un revers. Maintenir certains standards de beauté coûte du temps, de l'argent, et peut nuire à la santé mentale. De plus, les personnes séduisantes peuvent aussi être victimes d'objectification ou de jalousie.Alors, le pretty privilege existe bel et bien, et la science le confirme : la beauté agit comme une monnaie sociale, capable d'influencer nos salaires, nos relations, voire la justice. Mais ce pouvoir n'est pas sans ambiguïtés. Finalement, c'est peut-être notre regard collectif, et nos biais inconscients, qui donnent tant de valeur à la beauté. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

What You'll Learn:In this episode, host Andy Olrich, Shayne Daughenbaugh, and guest Nadia Golenkova discuss the importance of capability strategy in training programs. They emphasize the need for a strategic approach to learning, focusing on specific skills and measurable outcomes. Nadia highlights the pitfalls of reactionary training and the benefits of a long-term, embedded learning ecosystem.About the Guest:Nadia is a trusted executive partner with 18+ years of leading corporate people functions and teaching in top executive MBA programs. She helps organizations design impactful learning, capability, people, and OD strategies that drive measurable results. Known for guiding cultural transformations and developing leaders at all levels, Nadia is recognized nationally and internationally as an award-winning innovation champion. A certified coach, she brings creativity, curiosity, and accountability to every engagement, inspiring clarity and unlocking potential.Links:2025 Lean Solutions SummitClick Here For Nadia Golenkova's LinkedInClick Here For Clockwork Capability Website

Is playing by someone else's rules keeping you small (and underpaid)? Business growth strategist Anniedi Essien joins Michelle to spill the bold truths on owning your expertise, pitching like a pro, and showing up as your most unapologetic self—sneakers, sparkle, and all. If you're tired of underselling your brilliance and playing small, get ready to learn how to score those big corporate contracts, crush imposter syndrome, and bring your whole personality to the table. This one is a pep talk for everyone who's ever wanted to land dream clients, set their own rules, and finally get paid what they're worth.   Anniedi Essien is a Chief Swagger Officer, Business Growth Strategist and Keynote Speaker who loves empowering busy professionals to lead more healthy, wealthy and fulfilling lives. She went from burnt out as a top corporate healthcare executive to fired up as an entrepreneur by taking charge of her own health, regaining the sparkle in her eyes, and launching her dream biz at Idem Spark. Anniedi created Swagger School® to advise C-Suite executives, entrepreneurs and women in leadership on how to elevate their impact, influence and income—without sacrificing wellness—so they can build multiple streams of wealth and joy by growing with more corporate clients. As a former corporate buyer, she is passionate about equipping independent consultants with the tools they need to capture a bigger piece of the revenue pie globally by elevating their positioning and playing more boldly in the B2B space with swagger. Anniedi has a BA in biomedical ethics from Brown University and an MBA in strategy from NYU Stern School of Business. ------------------------ In today's episode, we cover the following: Visionary branding and entrepreneurship insights Lead generation vs. demand generation Strategic partnering for limitless impact Overcoming imposter syndrome with authenticity What swagger is and finding your competitive advantage Redefining professionalism Staying aligned with yourself through design thinking The role of AI and your creative advantage Marketing to corporate buyers and scale up Networking and the value of community Hitting your revenue with only a handful of clients Advice for entrepreneurs in September ---------------------- RESOURCES: Access Anniedi's FREE Ultimate Guide to Sealing More Corporate Deals to slay sales with corporate clients Episode 231: Styled to Lead: The Intersection of Aesthetic and Authority Episode 201: Building a Global Brand with Shay Bacani Episode 200: Our Teams' 2025 Bingoals Revealed Episode 176: Client Case Study: Piano C Property Management ----------------------- Guest info: To learn more about Anniedi and her consulting, follow her on Instagram @AnniediEssien and Facebook @Anniedi.Essien and visit her website, IdemSparkLife.com ----------------------- Boring packaging? Forgettable branding? Sticker Giant fixes that with custom stickers and labels designed to make your brand stick—literally. Use code KMA25 at stickergiant.com for 25% off your first order. ----------------------- WORK WITH MKW CREATIVE CO.   Connect on social with Michelle at: Kiss My Aesthetic Facebook Group Instagram Tik Tok ----------------------- Did you know that the fuel of the POD and the KMA Team runs on coffee? ;) If you love the content shared in the KMA podcast, you're welcome to invite us to a cup of coffee any time - Buy Me a Coffee! ----------------------- This episode is brought to you by Zencastr. Create high quality video and audio content. Get your first two weeks free at https://zencastr.com/?via=kma. ----------------------- This episode of the Kiss My Aesthetic Podcast is brought to you by Audible. Get your first month free at www.audible.com/kma.   This episode was edited by Berta Wired Theme music by: Eliza Rosevera and Nathan Menard

As the Drug Supply Chain Security Act dispenser exemption period winds down, the Vizient Standards implementation team announced an important change to the Vizient Global Location Number (GLN) Management program. The data standards team will inactivate unmanaged GLNs, which will impact pharmacies and other providers who are not currently managing their Vizient assigned GLNs. Two experts leading that conversation, Carl Henshaw, Senior Director, Data Operations, Enterprise Information and Data Management, and Dawn Burtram, Lead Analyst, Standards Implementation at Vizient join host Carolyn Liptak, Pharmacy Executive Director in the Center for Pharmacy Practice Excellence at Vizient to discuss implications.   Guest speakers:  Dawn Bertram, MBA Lead Analyst Standards Implementation Vizient    Carl Henshaw Senior Director, Data Operations, Enterprise Information and Data Management Vizient   Host:  Carolyn Liptak, MBA, BS Pharm    Show Notes:  [01:08-01:59]  Dawn and Carl's background [02:00-02:41] What exactly is a GLN and what does it mean to be self-managed [02:42-07:26]  Who creates and maintains GLNs in this data hub and the three different GLN products [07:27-08:51] How to determine who actually enumerated the GLNs [08:52-10:20] Educating and preparing providers for the DSCSA  compliance deadline [10:21-12:37] The recent decision to inactivate unmanaged GNS and why it's essential to maintaining the accuracy and reliability of GLN data [12:38-15:05] What it means to participate in our program and who's eligible to participate [15:06-17:51] Why the deadline of November 15th matters   Links | Resources: Vizient GLN Learning Center GLN Management Process Education Session (E-Learning) VGMP Application GS1 What is a GLN and How Do I Get One?  Drug Supply Chain Security Act   Subscribe Today! Apple Podcasts Spotify YouTube RSS Feed

In this episode, we delve into the intricacies of the Adoption Tax Credit, a vital financial support for adoptive families. Discover who qualifies for this credit, the specific requirements you need to meet, and how it can significantly ease the financial burden of adoption. Whether you're in the early stages of adoption or finalizing the process, understanding these details can make a world of difference. Tune in to ensure you're fully informed and ready to take advantage of this beneficial credit.Randy's Social MediaInstagram: @randygmz.mbaFacebook: Randy Gomez Mba EALinkedIn: Randy Gòmez, MBA, EA#AdoptionTaxCredit #AdoptionJourney #FamilySupport #TaxBenefits #AdoptionAwareness #AdoptiveFamilies #FinancialAid #TaxRelief #AdoptionProcess #ParentingSupport #AdoptionResources #FamilyFinance #AdoptionCommunity #TaxCredits #AdoptionHelp

In this episode of Coach2Scale, author, professor, and board advisor Rachel Pacheco joins host Matt Bonelli to unpack one of the most overlooked drivers of sales performance: meaning. Drawing from her research and experience working with fast-scaling startups and MBA students alike, Rachel challenges the myth that salespeople are only motivated by money or perks. Instead, she shows why helping reps find purpose in their day-to-day work leads to deeper engagement, higher productivity, and better retention, and why frontline managers have the greatest influence over that outcome.You'll hear practical ways to coach for meaning, how to deliver feedback that builds self-awareness and performance, and why micromanagement isn't the real problem, meaninglessness is. Rachel shares coaching tactics for time-strapped managers, explains the risks of cookie-cutter motivation strategies, and outlines how structured 1:1s can become high-trust development conversations. Whether you're a CRO, frontline manager, or enablement leader, this episode will help you rethink how to build a culture where performance and purpose go hand-in-hand.Key Takeaways1. Meaning is a daily experience, not a grand purpose.Most employees aren't searching for their “life's purpose” at work; they're looking for day-to-day meaning in their tasks, interactions, and progress.2. Managers play a central role in helping reps find meaning.It's a myth that meaning is personal and out of a manager's scope; the way managers structure work, give feedback, and coach reps directly influences how meaningful their work feels.3. Productivity increases when reps experience more meaning.Research, including studies by Adam Grant, shows that employees who understand the why behind their work are not only more engaged but also more productive and resilient.4. Motivation is personal and needs to be customized.Not all reps are driven by competition or money; some value connection, stability, or mastery, and managers must learn what uniquely drives each individual.5. Great coaching starts with structured autonomy.Managers should set clear expectations and outcomes, then give reps the space to figure out the “how”; this autonomy fosters ownership, trust, and greater meaning.6. Effective feedback is specific, timely, and impact-driven.Generic praise (“Great job!”) is forgettable; meaningful feedback highlights what was done well, why it mattered, and how it helped the team or business.7. Constructive feedback is a growth opportunity, not a threat.Most employees want more feedback, even the tough kind, but managers often avoid it due to discomfort, missing critical chances to drive behavior change.8. Curiosity is a manager's superpower.Asking thoughtful questions helps uncover what motivates each rep, what's holding them back, and how to connect daily work to a more profound sense of purpose.9. Coaching isn't about giving answers; it's about guiding reflection.Coaching helps reps build self-awareness, clarify decisions, and reflect on their growth; it's less about solving problems and more about building capability.10. Don't wait for better managers; teach your current ones how to coach.Many frontline managers were promoted without training; they don't lack intent, they lack tools. Organizations must invest in teaching them how to lead through coaching.

Join hosts Rambod Amirnovin (Miller Children's, Elevance Health), and Melody Turner (HCA Healthcare), as they interview quality experts in the areas of sedation, withdrawal, and mobilization management. Guests Barbara-Jo Achuff, MD (Vanderbilt Children's Hospital), Sean Barnes, MD (John's Hopkins Children's Center) and Bronwyn Crandall PharmD, BCPPS (C.S. Mott Children's Hospital). We cover simple and high-tech methods to improve the neurologic status of children cared for in the CICU- optimizing sedation exposure, efficiently weaning drugs when ready, and minimizing delirium with mobilization practices. Hosts: Rambod Amirnovin, MD (Elevance Health; Miller Children's Hospital); Melody Turner, MSN, MBA, RN (HCA Healthcare) Editor: Rambod Amirnovin, MD (Elevance Health; Miller Children's Hospital) Producer: Deanna Tzanetos, MD (University of Louisville)

Are you working longer than you need to because of a retirement planning mistake? One of the biggest misconceptions is assuming you will spend the same amount every year in retirement. The reality is different, and understanding it could change when you retire.Experts call it the retirement smile. In your “go-go years” (65–75), spending is highest. Travel, hobbies, and experiences often run $60,000 to $65,000 a year for the average household. In the “slow-go years” (76–85), spending usually drops to $50,000 to $55,000 as travel slows down. Then come the “no-go years” (86+), where overall expenses dip but healthcare costs rise, creating the curve that completes the smile.At Root Financial, many of our clients with $1.5 to $3.5 million in assets might spend $150,000 to $200,000 early on, adjust to $100,000 to $150,000 mid-retirement, and later see healthcare push costs back up to $150,000 to $250,000. The lesson is clear. Planning with a flat budget often means you are overestimating your needs, delaying retirement, or underspending when you could be living more fully. A flexible withdrawal approach, starting around 5 percent, creates freedom while protecting long-term security.Do not let financial fear rob you of retirement joy. Whether it is traveling to the World Cup or simply extending family vacations, understanding your retirement smile can help you step into retirement with confidence and peace of mind.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Jon Bassford holds a JD, MBA, and CAE—but his greatest tool isn't a credential. It's curiosity. From law to startups to global nonprofits, Jon has built teams and transformed operations by asking the right questions. He joins us to talk about his two upcoming books, The Curious Leader and The Co-Parenting Secret—and how both are rooted in one truth: it's not about control, it's about inquiry.

R Blank is the founder of Healthier Tech and the host of “The Healthier Tech Podcast”, available on iTunes, Spotify, and all major podcasting platforms.R has a long background in technology. Previously, R ran a software engineering firm in Los Angeles, producing enterprise-level solutions for blue-chip clients, including Medtronic, Apple, NBC, Toyota, Disney, Microsoft, the NFL, Ford, IKEA, and Mattel.In the past, he served on the faculty at the University of Southern California Viterbi School of Engineering, where he taught software engineering, as well as at the University of California, Santa Cruz.He has spoken at technology conferences around the world, including in the US, Canada, New Zealand, and the Netherlands, and he is the co-author of “AdvancED Flex Development” from Apress.He has an MBA from the UCLA Anderson School of Management and received his bachelor's degree, with honors, from Columbia University. He has also studied at Cambridge University in the UK, the University of Salamanca in Spain, and the Institute of Foreign Languages in Nizhny Novgorod, Russia.Shield Your Family from Hidden EMF Risks, check out R Blank's free guide by clicking on this link: https://shieldyourbody.com/empowered Connect with R Blank:Website: https://shieldyourbody.com/empowered Social Media: @shieldyourbody TurnKey Podcast Productions Important Links:Guest to Gold Video Series: www.TurnkeyPodcast.com/gold The Ultimate Podcast Launch Formula- www.TurnkeyPodcast.com/UPLFplusFREE workshop on how to "Be A Great Guest."Free E-Book 5 Ways to Make Money Podcasting at www.Turnkeypodcast.com/gift Ready to earn 6-figures with your podcast? See if you've got what it takes at TurnkeyPodcast.com/quizSales Training for Podcasters: https://podcasts.apple.com/us/podcast/sales-training-for-podcasters/id1540644376Nice Guys on Business: http://www.niceguysonbusiness.com/subscribe/The Turnkey Podcast: https://podcasts.apple.com/us/podcast/turnkey-podcast/id1485077152

Register for the webinar: Employee Issues & Non-Competes When Buying a Business - Thu Sep 18th - https://bit.ly/4mbU9EIJerod Pierce bought an HVAC business with $500k of SDE. Five years later, private equity was desperate to buy him out.Topics in Jerod's interview:Challenging upbringing in foster careAdaptability as a survival skillJoining the investment club in collegeGetting his MBA from Harvard Business SchoolLearning about ETA from Rick and RoyceSearching only in Seattle by cold callingBuying HVAC before it was coolValue of being there every dayExiting for $90 million-ishHis nightmare second acquisitionReferences and how to contact Jerod:LinkedInOlympic Holdings InvestmentsWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet a complimentary IT audit of your target business:Email Nick Akers at nick@inzotechnologies.com, and tell him you're a searcherGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

In this week's MBA Admissions podcast we began by discussing the upcoming new MBA admissions season. This week, NYU / Stern, Chicago / Booth, INSEAD and Cornell / Johnson have their Round 1 application deadlines. Graham highlighted the ongoing September series of admissions events, where Clear Admit hosts the majority of the top MBA programs to discuss Round 2 application strategy. The second session is on Wednesday, and includes Chicago / Booth, Columbia, Texas / McCombs, Toronto / Rotman and Yale SOM. Signups for this series are here: https://bit.ly/cainsidemba Our second livestream AMA is scheduled for Tuesday, September 23rd on YouTube; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham then noted a recently published MBA admissions-related tip that focuses on polishing your business school application essays.  He also reminded listeners about the 25 videos in our free Admissions Academy video series, of which five videos are exclusively about the essay writing process. We also continue our series of Adcom Q&As; this week we hear from IMD's Francesco Farné. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate works for Microsoft as a software engineer. They want to switch into product management. This week's second MBA candidate has already completed one major career pivot from engineering and sales to real estate investing. They want to use the MBA to explore the latter, further. The final MBA candidate is from India, has a 755 GMAT score and works for the space agency. They also have quite significant activities outside of work. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

AI companies are hitting growth milestones in record time—some reaching $100 million in revenue in just two years. But while this pace feels familiar in tech, healthcare has always been slower to adopt new tools. That may finally be changing.Kent Bennett and Sofia Guerra of Bessemer Venture Partners join Steve Kraus to unpack findings from Bessemer's State of AI 2025 report and what they mean for healthcare. From “supernovas” and “shooting stars” to the rise of systems of action, they explore how AI is reshaping not only software businesses but also the way doctors, health systems, and patients interact with technology.We cover:

In this episode of Veteran on the Move, we feature Dr. John J. Kaplan, a retired Air Force Officer and the Director of the VA Technology Transfer Program (TTP). Dr. Kaplan shares his journey from a successful military career to his civilian role, discussing his dedication to continued learning and his transition into law. We explore how his desire to give back to veterans led him to the VA. Dr. Kaplan also explains the critical mission of the VA Technology Transfer Program and provides compelling examples of how it brings innovations from the VA to the private sector, benefiting the veteran community and beyond. Episode Resources: VA Technology Transfer Program     About Our Guest Dr. John J. Kaplan serves as the Director of the Department of Veterans Affairs (VA) Technology Transfer Program (TTP). Dr. Kaplan received his Ph.D. in Electrical Engineering from the University of New Mexico and his J.D. in Intellectual Property from the George Mason University School of Law. Further, Dr. Kaplan received his MBA from Marymount University, his M.S. in Electrical Engineering from the Florida Institute of Technology and his B.S. in Electrical Engineering from the Virginia Military Institute. Dr. Kaplan earned his Ph.D., J.D. and MBA as a part-time evening student while serving full-time on active duty in the U.S. Air Force. Dr. Kaplan is also a graduate of Air War College, Air Command and Staff College and Squadron Officers' School. Dr. Kaplan joined the Office of Research and Development (ORD) as the TTP Director in April 2016. He is a retired Air Force Officer with 20-years of service.     About Our Sponsors Navy Federal Credit Union   Whether you're looking to buy a new or used car or maybe you want to refinance your current car loan, Navy Federal Credit Union has great rates on auto loans and discounts for Active Duty servicemembers and Veterans. You can apply via their mobile app or online and, in most cases, get a decision in seconds. For those of you looking to refinance your current auto loan, you could get $200 cash back when you refi your loan from another lender. Find out more at navyfederal.org/auto.  At Navy Federal, our members are the mission.      Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane's Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 500 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today.

In this episode, Ashley Hilliard, MBA, MSN, RN, CPAN, Administrator of Piedmont Outpatient Surgery Center, shares insights on new ASC procedure codes, reimbursement challenges, and the impact of North Carolina's changing certificate of need laws on future growth.

Text Dr. Black your questions or comments.Today on Eat Your Greens with Dr. Black, Chef Leah Sarris, MBA, RD, LDN, CCMS joins me to talk about the origins of culinary medicine, the creation of the Goldring Center at Tulane, and how the Health meets Food curriculum became a nationwide movement. We discuss how to build practical, equitable, food-as-medicine programs—from teaching kitchens to food banks—and how this work can help shift healthcare toward prevention.Topics we cover:How Leah became both a chef and a registered dietitianThe story behind the first culinary medicine program at TulaneWhat culinary medicine actually is—and why it mattersTeaching kitchens, food insecurity, and equityAdvice for clinicians and educators who want to build their own programsWhere the movement is headed and how you can get involvedResources & Links:

Want a quick estimate of how much your business is worth? With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business. You might be surprised by how much you can get for it: https://flippa.com/exit -- In this episode of The Exit, serial entrepreneur and investor Divya Gugnani, founder and CEO of 5 Senses, unpacks her journey from Goldman Sachs to co-founding five companies and selling three, including Send the Trend to QVC. With a background in finance and private equity, Divya attributes her entrepreneurial staying power to strong cash management and a focus on fundamentals. She shares lessons from building early ventures, from auto parts to culinary media, and how creating hyper-personalized shopping experiences led to her fastest success, selling Send the Trend just 11 months after raising funding. Time at QVC gave her valuable insights into product storytelling, ultimately inspiring her to launch beauty brand Wander Beauty, which became her third successful exit. Divya's exit advice is clear: get your house in order early (books, legal, taxes), know what you want from a deal, and hire strong operators so you can focus on the sale process. She emphasizes selling on the upswing when growth and profitability are aligned, creating competition among buyers, and avoiding short-term revenue plays that dilute brand value. Today, Divya shares her entrepreneurial lessons and AI insights via TikTok, continuing to inspire founders globally. -- Divya Gugnani is a serial entrepreneur, investor, and author with over 20 years of experience building and backing businesses. She is the Founding Partner of Concept to Co., investing in 80+ companies, and the Founder & CEO of 5 SENS, a fine fragrance brand. Previously, she co-founded Wander Beauty, later acquired by Nameless CPG, and Send the Trend, acquired by QVC. Divya began her career in finance at Goldman Sachs, Investcorp, and FirstMark Capital before becoming an “accidental entrepreneur.” Featured widely in top media outlets, she is also the author of Sexy Women Eat, and regularly mentors founders and lectures at leading universities. She holds a B.S. from Cornell, an MBA from Harvard, and trained at the French Culinary Institute. Website - https://5sens.co/ TikTok - https://www.tiktok.com/@dgugnani -- The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

JD Drinkard enlisted in the Alabama National Guard as the result of September 11th and would be deployed to Iraq with his unit. As the result of injuries sustained in country, he would be medically retired. He would be introduced to adaptive sports through the Warrior Transition Battalion, starting with wheelchair basketball. He now plays in the USA Wheelchair Football League with the Birmingham Hammers, including the Tampa tournament this month. JD is also working on his MBA and continues to hear the call to serve through nonprofit work.

On this episode of Skin in the Game, Saxon Baum sits down with longtime friends and powerhouse entrepreneurs Nick Friedman and Omar Soliman, the co-founders of College Hunks Hauling Junk & Moving and Trash Butler. From detention in high school to becoming nationally recognized leaders, Nick and Omar share the raw story behind building two iconic brands from scratch.They talk about what it really means to bootstrap a company, the sleepless nights and skepticism they faced early on, and how they turned a beat-up cargo van into a viral, multi-million-dollar business. Along the way, they share how franchising became both their greatest challenge and smartest growth strategy, why brand and PR were everything, and the lessons they learned about scaling people, culture, and systems.The conversation dives deep into Tampa's rise as an entrepreneurial hub and why they believe the city's collaborative spirit gives it a unique edge. They also open up about the evolution of Trash Butler, how raising outside capital differed from their bootstrapped journey, and what it's really like answering to a board after running their own show for so long.This episode is full of entrepreneurial wisdom, gritty stories, and quotable one-liners—from “teams win championships, families watch them” to “bootstrapping is the MBA, raising capital is the rocket fuel.”If you're an entrepreneur, investor, or simply curious about what it takes to build enduring businesses from the ground up, this conversation with Nick and Omar is a masterclass you won't want to miss. Hosted on Acast. See acast.com/privacy for more information.

Carla Mack, OD, MBA, FAAO, FBCLA, shares with Kristin Anderson, OD, FNAP, FAAO, how she cultivated her own leadership style. She embraces continuous learning; is concise in communication and proactive relationship-building; prioritizes patient/customer experience; applies business thinking; and adapts to industry change. 

With Neighborhood Pet Store Day around the corner and Q4 event season in full swing, this episode couldn't come at a better time! Maddie Shutts from the Pet Boss Team and Modern Companion shares her first-ever trade show presentation from SUPERZOO, packed with real-world strategies for creating events that actually drive foot traffic and sales. She shares: 

IntroWhy Essays When Schools Have My Resume?How Schools See ChatGPT's Use in Essays?What AdComs Do Not Look For (in Essays)?The REAL Job of Essays in MBA ApplicationExamples of Standout Essays from Top ApplicantsProfessional vs Personal Stories in Yale EssayHow to Emphasize that You are a Good Fit for the ProgramHow Many People Read your Essays?Essay: The First Thing AdComs See?Essay Roast SegmentBusiness Minded Essay (Harvard)Leadership Essay (Harvard)Growth-Oriented Essay (Harvard)

Episode Summary: In this special episode, Solar Maverick Podcast co-host Li Wang turns the microphone on Benoy Thanjan, who shares his experience as a 9/11 survivor and how that day changed the course of his life. Benoy recounts being inside the World Trade Center when the first plane hit, the chaos of escaping, and the lasting impact of witnessing tragedy up close. He opens up about gratitude, resilience, and how the experience pushed him to pursue work that makes a difference. Key Takeaways Living with Gratitude: Surviving 9/11 instilled a daily appreciation for life and the present moment. Purpose Beyond Profit: The experience inspired Benoy to leave a purely financial career path and dedicate himself to renewable energy and making an impact. Legacy of 9/11: The tragedy continues to affect survivors' physical and mental health, but it also fuels determination to live with purpose.   Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. Li Wang Better every day. That's the way I aspire to live. I was born in 1973 in Philadelphia. My parents immigrated from Taipei and my dad's first job out of graduate school was in Philadelphia. I'm a die-hard Eagles fan and being raised in that city has shaped my identity. Hip-hop culture served as my first artistic influence. Run-DMC, Public Enemy and the Beastie Boys shaped how I created my own environment. During the summer of O.J. trial I interned at the Philadelphia Daily News. I became hooked on journalism. I went on to another internship at the Des Moines Register and started my career as a business reporter for the Times of Trenton. I was the arts editor for the Honolulu Weekly and then the film critic for the Harrisburg Patriot-News. Website design I could see the end of the print industry so I decided to get a professional certificate in digital marketing from New York University. I started an agency with a partner doing SEO, PPC , content creation and website design. My partner decided to focus on software development and I turned my attention to website design. Today I help small business owners shine online with compelling websites to resonate with their target audiences. Personal interests I'm a fitness enthusiast (CrossFit), watch collector (14060M, PAM112, SBGA085), and father (Matthew and Noemi).   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Li Wang Linkedin:  https://www.linkedin.com/in/liwang22/ Website:  https://www.littleoxworkshop.com/

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. Topics covered include: How to analyze a small business, What skills do you need to become a CEO, How to stay safe and future-proof your career from AI and more.  Refer to chapter marks for a complete list of topics covered and to jump to a specific section. Download my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramConnect with me: YouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun300How to forecast a P/E ratio

The MBA is back! Today's game covers the great young talents in years gone by, some of which have – well – not quite lived up to their billing and some of which have illegally parked in more disabled parking bays than they've scored goals.Marcus and Luke do battle with Pete as the quizmaster for five glorious rounds of brave bidding, shameless dark arts, and ridiculous memory. Join us in the ring!Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025Sign up to the Football Ramble Patreon for ad-free shows for just $5 per month: https://www.patreon.com/footballramble.Find us on Bluesky, X, Instagram, TikTok and YouTube, and email us here: show@footballramble.com.***Please take the time to rate us on your podcast app. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.

Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about   the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera,   You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this.   ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job?   After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb.   Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any   active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing,   with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat.   This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley.   Jay Scott, what's going on, brother? Welcome to the show.   Scott (04:09.196) Thanks. Appreciate you having me here Seth.   Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to.   Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family.   focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the,   next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years.   Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that?   So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses,   For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened.   And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place?   how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it.   Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about.   Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges.   So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate.   I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash.   And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily.   Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication.   I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year.   And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff.   And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team.   We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business?   Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country.   That's great man, said you weren't having fun anymore, you having fun now?   I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses.   you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it,   $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to...   Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece.   And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really   and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts.   Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of?   I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude.   Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners.   because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down.   Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to   you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry.   Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so...   Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise.   and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while.   Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there.   Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years.   And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible.   Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other.   potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly,   Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on.   Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time.   I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level.   Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it?   And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or   figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been.   compounding it and so now I could buy that home for cash five years or 10 years later.   Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say,   Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing.   Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk.   Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe   it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because.   Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily,   Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict   what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem.   Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things?   So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about   what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up.   Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself.   So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal.   Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is.   I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me.   So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together,   Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit.   I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in.   that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's   pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and...   does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from?   Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means   that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals?   The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily.   the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed.   all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say,   Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team.   Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal.   So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally   a reasonable prediction of what we might expect from that investment.   Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information.   Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important.   because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar.   you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people.   And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk?   And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions.   Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing.   And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher.   and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate?   and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be.   If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass.   Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna   Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those.   those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners?   Absolutely.   Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification,   is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is,   get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the.   diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive.   Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4.   Scott (45:05.598) It's time for the Freedom Four.   What's the best thing you do to keep your mind and body healthy?   So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie.   And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that.   Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management.   I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough.   and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice.   Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some.   Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset.   Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom.   take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business   is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth.   Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling.   Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better.   Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital.   I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around   Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you.   Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find.   Awesome man. Talk soon.   Scott (50:54.945) Awesome. Thanks,   All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action.   partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey.   Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode.   Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor

Welcome to the Fore Golfers Network/Michigan Golf Live Podcast Ep 497 - The Story of Hanna Golf with Jared Doerfler We're talking with a most intersting and inspiring guest: Jared Doerfler, founder of Hanna Golf and creator of the widely followed Perfect Putt Newsletter. Jared's journey into the golf industry is anything but traditional. What began as a passion project while finishing his MBA—writing about golf trends, equipment, and business—has grown into the Perfect Putt Newsletter, with over 11,000 dedicated subscribers.  But Jared's entrepreneurial path didn't stop at newsletters. Inspired by his own putting struggles, he sketched out his vision for a better putter. Working with his brother-in-law on CAD designs and collaborating with friends to machine prototypes, he transformed that sketch into reality. The result: custom-engineered Hanna Golf putters, designed with unique features like a forward center of gravity, wide/deep milling for responsive feel, and high MOI for unmatched forgiveness. Today, Hanna Golf produces nearly 1,200 putters annually, with 70–80% of sales happening online. Remarkably, the company has sold nearly 800 putters in just over a year—without traditional marketing or outside investors. In this conversation, Bill and Jared dive into: The growth story of the Perfect Putt Newsletter The inspiration and innovation behind Hanna Golf putters How family values, customer feedback, and manufacturing precision guide Jared's decisions The challenges of balancing production capacity, innovation, and independence Why Jared is determined to keep Hanna Golf small, focused, and authentic If you're a golf enthusiast, entrepreneur, or simply someone who loves hearing how dreams turn into reality, this episode delivers both inspiration and insight. ---------------- Subscribe to the FGN Podcast Watch FGN videos on YouTube Check out our other sports pod: Church Pew Sports TEXT or CALL (989) 272-2383 to share your thoughts, comments, suggestions, and questions      

Need financing for your next investment property? Visit: https://www.academyfund.com/ Want to join us in San Francisco, CA on October 7th & 8th? Visit: https://www.10xvets.com/events ____ Curtis Cullen is the Co-Founder and Managing Principal of Convolo Capital, a real estate investment firm focused on small to mid-size multifamily syndications across the Southeast and Sunbelt markets. A West Point graduate, Curtis served as an Infantry and Aviation officer, including time as a Battalion Operations Officer, before exiting the Army in 2018 to pursue a career in commercial real estate. After the Army, Curtis built his business and finance expertise in corporate roles that included managing multi-million-dollar strategic initiatives, automating enterprise systems, and conducting market research to support executive decision-making. He later earned his MBA from UCLA with a concentration in Real Estate and Finance before co-founding Convolo Capital in 2020. Today, he leads acquisitions and asset management, guiding properties from purchase through stabilization with disciplined, value-add strategies. With operations growing across Georgia and Texas, Curtis remains focused on growth, vertical integration, and building investor partnerships that drive long-term value. In this episode of the SABM podcast, Scott chats with Curtis about: Convolo Capital's Mission: Bringing professional management and Institutional discipline to smaller multifamily portfolios The Deal Process: How his team finds opportunities, underwrites with rigor, and maintains a disciplined focus on returns. Market Expansion: Scaling beyond Georgia into Texas and considering other Southern states as next steps. Team Building:  Adding analysts and partners, and strengthening operator relationships for sustained performance. Capital Raising: Strategies and advice for connecting with investors, plus plans for upcoming breakout sessions. Long Term Vision:  Pursuing vertical integration and reaching 1,000 units under management. Timestamps: 00:57 Curtis Cullen's Background and Career Journey 03:12 Current Deals and Market Strategy 11:40 Challenges and Lessons Learned in Real Estate 20:18 Future Goals and Expansion Plans 22:40 Networking and Collaboration Opportunities Connect with Curtis: LinkedIn | Curtis Cullen www.convolocapital.com curtis@convolocapital.com  If you found value in today's episode, don't keep it to yourself—share it with a colleague or friend who could benefit. And if you're a Service Academy graduate ready to elevate your business, we'd love for you to join our community and get started today. Make sure you never miss an episode subscribe now and help support the show: Apple Podcasts Spotify Leave us a 5-star review! A special thank you to Curtis for joining me this week. Until next time! -Scott Mackes, USNA '01

In this candid snack episode, Tracy Cherpeski shares insights on developing an entrepreneurial mindset while maintaining clinical excellence. She introduces the concept of "hat switching" between clinical and business roles, explores the gardener's approach to practice growth, and provides practical strategies for expanding revenue without extending work hours.  Key Highlights  The importance of switching between "clinician" and "CEO/entrepreneur" hats  How entrepreneurial flexibility complements medical training rigidity  The gardener's approach: planting seeds and practicing detachment from outcomes  Practical revenue stream ideas including mid-level providers, supplement lines, and health coaching partnerships  Why clarity of vision serves as the foundation for sustainable practice growth  Click here for full show notes   Memorable Quotes  "If you're in your clinical mindset and you try to think like an entrepreneur, it crosses some of the lines of duty of care and things like that."  "Sometimes you got to dig through a lot of shit to be able to get to the good stuff."  "Be super, super clear about what it is that you want to achieve... but then we let go of it and we just know that we're likely to get there or maybe better."  Closing  This episode perfectly captures the dynamic between clinical excellence and business savvy that defines thriving practices. Tracy's practical wisdom offers healthcare providers a roadmap for sustainable growth without compromising their core mission of healing.  See Where Your Practice Stands: Take our Practice Growth Readiness Assessment   Miranda's Bio:  Miranda Dorta, B.F.A. (she/her/hers) is the Manager of Operations and PR at Tracy Cherpeski International. A graduate of Savannah College of Art and Design with expertise in writing and creative storytelling, Miranda brings her skills in operations, public relations, and communication strategies to the Thriving Practice community. Based in the City of Oaks, she joined the team in 2021 and has been instrumental in streamlining operations while managing the company's public presence since 2022.   Tracy's Bio:  Tracy Cherpeski, MBA, MA, CPSC (she/her/hers) is the Founder of Tracy Cherpeski International and Thriving Practice Community. As a Business Consultant and Executive Coach, Tracy helps healthcare practice owners scale their businesses without sacrificing wellbeing. Through strategic planning, leadership development, and mindset mastery, she empowers clients to reclaim their time and reach their potential. Based in Chapel Hill, NC, Tracy serves clients worldwide and is the Executive Producer and Host of the Thriving Practice podcast. Her guiding philosophy: Survival is not enough; life is meant to be celebrated.   Connect With Us:  Be a Guest on the Show  Thriving Practice Community  Schedule Strategy Session with Tracy  Tracy's LinkedIn  Business LinkedIn Page 

Do you dream of being a bestselling author? Have you written a book but have no idea how to sell it? Can you envision your message in the hands of thousands of readers? Unlock the secrets to epic book sales with Susan Neal's book How to Sell 1,000 Books a Month. Whether you're a new writer or an experienced author looking to elevate your marketing tactics, this book offers a treasure of insights to significantly boost your sales and increase the effective outreach of your unique message. Susan Neal, an award-winning author and seasoned marketer, condenses years of successful sales and marketing strategies into practical steps that can turn your book into an award-winning bestseller. Learn how to: Create a focused and polished manuscript Captivate and grow your audience Master the art of online marketing Leverage social media to build a compelling author brand Use keywords to boost your book's visibility Harness the power of reviews, blogs, and podcasts to increase sales This guide doesn't just tell you what to do—it shows you how to do it, with detailed action plans tailored for both new and veteran authors. From building a robust marketing plan to planning a book launch to navigating the complexities of Amazon ads, Susan covers everything you need to know to reach—and surpass—your book sales goals. Get a copy of Susan's new book “How to Sell 1000 Books a Month” here: https://amzn.to/46pG6qy   Author Bio As a certified writer coach, Susan Neal, RN, MBA, MHS, desires to help others professionally publish and effectively market their divine-inspired message. She is the author of nine healthy living books. Susan is the CEO of Christian Indie Publishing Association (CIPA), Christian Authors Network (CAN), Christian Indie Awards, and CAN Marketing Awards. She is also the Director of the Blue Lake Christian Writers Conference. You can find Susan at SusanUNeal.com.

In this powerful episode of No Labels, No Limits, host Sarah Boxx sits down with Jevon Wooden — Bronze Star Medal recipient, Army veteran, award-winning author, dynamic speaker, and leadership coach.Jevon's journey is nothing short of extraordinary. From facing prison time at 17 to becoming a decorated U.S. Army officer and the CEO of BrightMind Consulting Group, Jevon's story is one of resilience, radical transformation, and purpose-driven leadership.Today, he shares actionable insights on how high-achieving leaders can shift their mindset, embrace emotional intelligence, and build values-driven workplace cultures. Drawing from his books Own Your Kingdom and his latest release, From Functional to Phenomenal, Jevon empowers leaders to rediscover their purpose, design their lives with intention, and create meaningful impact.What You'll Learn in This Episode:How journaling sparked Jevon's love for writing and coaching.The mindset shifts that transformed his life and leadership journey.Why emotional intelligence is key to authentic leadership.His vision for digital entrepreneurship as a path to alleviate poverty in underserved communities.How leaders can sustain clarity and energy while serving at the highest level.If you're ready to break through limiting beliefs, lead with authenticity, and elevate your impact, this episode will inspire you to move from functional to phenomenal.Connect with Jevon Wooden:Jevon Wooden - Top leadership and business growth speaker and coach for business leaders and entrepreneurs.brightmindconsultinggroup.comBooks: Own Your Kingdom | From Functional to PhenomenalLinkedIn: (10) Jevon Wooden, MS, MBA, ACC

Let's flash forward into the future 3 years.     You're applying for a job and you're going up against someone with an MBA.  That person is well-qualified and is probably the more attractive candidate for the job.    Let's say you have an Associates degree, but you happened to learn A.I. along the way.     You've implemented it in every single job you've had over the last 3 years.    When it comes time to getting an offer letter, if the person with the MBA hasn't mastered A.I., they're not going to land that job over you.    That's the good news.    Keep in mind, companies like Sony are not going to come here and invest tons of money and ignore cheap labor.     Sure, they'll be here for a season, but the United States is not going to pay the high wages commanded by the American workforce, especially when there are ways to scale a company by simply using A.I.    There will be no unions to pay, 401K, retirement, etc.    It's not a viable proposition.    I say that to say this............   A couple of years ago, I had close to 100 employees.    Today, I have 30, thanks to A.I.    Each one of them knows how to leverage A.I.   They are agents of A.I. and this is what future employers will be in search of.    So, if you're thinking about what you should be focused on now..............it's becoming an agent of A.I.      About the ReWire Podcast The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at https://www.jointheapex.com/   Rise Above

The Care Advocates is brought to you by the All Home Care Matters Media team and focuses on providing family caregivers and their loved ones with support, resources, and discussion on the issues facing them in the matrix of long-term care.   The Care Advocates is hosted by Lance A. Slatton & Dr. George Ackerman, also known as Sharon's son George.   The Care Advocates are honored to welcome the sisters from "Confessions of a Reluctant Caregiver" J.J. Elliott Hill & Natalie Elliott Handy as guests to the show.   About J.J. Elliott Hill, MBA:   J.J. is a finance executive turned entrepreneur, caregiver advocate, and podcast co-host. With over 17 years in commercial banking, she advised small to mid-sized businesses on strategic growth, asset management, and navigating regulatory and merger transitions. But in 2013, a corporate downsizing shifted her trajectory—leading her to co-found three startups spanning retail, manufacturing, and real estate.   In 2023, J.J. co-founded the Confessions of a Reluctant Caregiver podcast to raise awareness for the 53 million Americans caring for loved ones—just like she has done since 2019 for her mother, a 22-year Parkinson's patient. What began as a personal story has grown into a global caregiving platform, with over 300,000 monthly downloads and listeners in 54 countries. Today, Confessions is more than a podcast—it's a movement, offering training, keynote speaking, and advocacy that centers and elevates the caregiver voice.   In 2024, J.J. brought that same strategic mindset to the caregiving space as co-founder and CFO of CareForward, a public benefit company dedicated to supporting caregivers and the communities around them through technology-driven solutions and volunteer networks.   She holds a B.A. in Economics from Hollins College and an MBA in Executive Management from the University of Tennessee, Knoxville. J.J. is a Certified Aging in Place Specialist (CAPS) and is completing her certification as a Caregiving Consultant, Educator, and Facilitator through The Caregiving Years Academy.   About Natalie Elliott Handy, MSW:   Natalie is a seasoned healthcare executive with over 25 years of experience in health and human services. She is the CEO of CareForward, a technology-driven platform that connects individuals in crisis with volunteers and partner organizations to meet urgent, short-term needs and improve long-term outcomes. Natalie is also the CEO of Handy Innovative Solutions, a consulting firm focused on trauma-informed, evidence-based strategies for child welfare and behavioral health systems, specializing in transitioning high-acuity youth from congregate care into stable, family-based placements.   Natalie co-hosts the global podcast Confessions of a Reluctant Caregiver with her sister, JJ Elliott-Hill. The show, ranked in the top 5% of podcasts globally and streamed in over 54 countries with 300K+ monthly downloads and streams, brings authenticity, humor, and hope to caregiving conversations. Through storytelling, education, and advocacy, the podcast provides a supportive space for caregivers worldwide.   A passionate advocate, Natalie has served in leadership roles across mental health, foster care, and healthcare systems, including CEO of multiple psychiatric treatment facilities and VP of Government Affairs at Health Connect America. She speaks nationally on caregiving, crisis response, and community solutions.   Learn more about the Self-Care at Sea Cruise: Official Website: https://www.funseas.com/self-care