Podcasts about Chfc

You can be the creator of change in your life. The most impactful decision you can make is to follow your heart. When you follow your heart, you are opening up and creating space for change.Discover the power of a heart-centered approach! Join my free workshop where you'll share your challenges and gain valuable insights to move forward. Sign up for the workshop here: https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-newsletterGet my audio book! https://www.impactyourlifenow.com/ayw-book-order-pageThe Four Spiritual Laws of Money: https://www.impactyourlifenow.com/the-4-spiritual-laws-of-moneyJoin Julie on her mission to heal the world financially.Julie Murphy CLU, ChFC, CFP®, is an independent CERTIFIED FINANCIAL PLANNER™, author, and media expert who wants you to heal your emotions to prosper financially and in life.To Schedule Julie on Your YouTube or Podcast Show... Please email Julie at Julie@JulieMurphy.comhttps://juliemurphy.com/Join our community on social media!http://facebook.com/AwakenWithJuliehttps://www.tiktok.com/@awakenwithjuliehttp://Instagram.com/AwakenWithJuliehttps://www.youtube.com/c/JulieMurphyhttps://anchor.fm/juliemurphyhttp://Twitter.com/AwakenWithJuliehttps://www.linkedin.com/in/juliemariemurphyTOO MANY PEOPLE HAVE FEARS AND OTHER UNHEALTHY EMOTIONS AROUND MONEY. Whether you were born rich, poor, or somewhere in between, money has always been an integral part of your life. However, too many people have fears and other unhealthy emotions around money. These debilitating beliefs are often subconscious, shaped by a lifetime of early experiences seen through other people—not based on objective reality. So can you break free from these restrictive beliefs and emotions, be able to “dream big,”—and actually accomplish your hopes and dreams? The answer is yes: Now, there is a way to harness the powerful energy around money and build real wealth.Beyond Your Wildest Dreams, LLC has no affiliation with LPL Financial, Sequoia Wealth Management, or JMC Wealth Management, Inc.

In this Halloween-themed episode of Stuff About Money They Didn't Teach You in School, host Erik Garcia, CFP®, ChFC®, BFA™ is joined by Dr. Matt Morris and first-time guest Stephanie Osborn for a fun and insightful conversation about fear, especially the fear of money. The trio starts by sharing their thoughts on scary movies (and why Erik can't stand them) and explores some New Orleans lingo about what it really means to call someone “scary.” From there, they draw parallels between the things that spook us on screen, and the real-life anxieties people feel around money. As the discussion unfolds, they unpack why money can be so intimidating and how fear often leads to poor, or no financial decisions at all. The group explores the antidote to financial fear: identifying what's truly important to you, Erik's first pillar of financial security. Matt shares personal stories about how that focus has helped him overcome financial stress, while Erik and Stephanie offer practical strategies like setting small goals, celebrating wins, and building fierce accountability. Tune in for a lighthearted, meaningful conversation that'll leave you a little less afraid of your finances—and maybe a little more ready to face your own money monsters. Episode Highlights: Erik kicks off the episode by sharing his fear of scary movies and how “scary” means something different in New Orleans. (03:38) Matt recalls childhood memories of terrifying films like Children of the Corn and Blair Witch Project, explaining why uncertainty makes horror so effective. (04:57) Stephanie admits she used to love scary movies but can't handle them anymore, naming Scream as her favorite from the '90s. (05:48) Erik transitions the conversation to the episode's main topic about how money can be just as scary as horror movies and introduces Stephanie as a first-time guest. (08:00) Matt explains how financial anxiety often stems from the unknown, similar to fear in horror films, and why some people hide from their finances. (09:00) Stephanie cites statistics about Americans feeling anxious and stressed about money, and Matt discusses how confidence and financial literacy help reduce fear. (10:00) Erik and Matt break down three major financial fears: not having enough, fear of debt, and fear of the unknown. (24:00) Matt shares how fear can lead to poor or avoidant financial decisions and explains the importance of awareness and communication in relationships. (27:00) Erik introduces “knowing what's important to you” as the antidote to financial fear and anxiety, connecting values to practical money habits. (36:00) Matt offers personal examples of aligning money with values, like saving for family travel and using insurance for peace of mind. (39:00) Stephanie adds that identifying where fear comes from and checking in regularly can help manage anxiety and prevent “fear paralysis.” (51:00) Erik concludes by encouraging listeners to identify what matters most, create action steps, and check in consistently to keep fear from controlling their finances. (56:00) Key Quotes: “None of us want to be fear driven. We don't want to make decisions just based out of fear. Our fears are frequently misaligned with reality.” - Dr. Matt Morris “I feel like people with money are always concerned about money, and people without money are always concerned about money. They always want to have more or they fear that they don't have enough.” - Stephanie Osborn “When you stop long enough to determine what's most important to you, you can start making conscious decisions to align your money with those things.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Dr. Matt Morris Matt Morris & Associates Stephanie Osborn Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Discover the power of a heart-centered approach! Join my free workshop where you'll share your challenges and gain valuable insights to move forward. Sign up for the workshop here: https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-newsletterGet my audio book! https://www.impactyourlifenow.com/ayw-book-order-pageThe Four Spiritual Laws of Money: https://www.impactyourlifenow.com/the-4-spiritual-laws-of-moneyJoin Julie on her mission to heal the world financially.Julie Murphy CLU, ChFC, CFP®, is an independent CERTIFIED FINANCIAL PLANNER™, author, and media expert who wants you to heal your emotions to prosper financially and in life.To Schedule Julie on Your YouTube or Podcast Show... Please email Julie at Julie@JulieMurphy.comhttps://juliemurphy.com/Join our community on social media!http://facebook.com/AwakenWithJuliehttps://www.tiktok.com/@awakenwithjuliehttp://Instagram.com/AwakenWithJuliehttps://www.youtube.com/c/JulieMurphyhttps://anchor.fm/juliemurphyhttp://Twitter.com/AwakenWithJuliehttps://www.linkedin.com/in/juliemariemurphyTOO MANY PEOPLE HAVE FEARS AND OTHER UNHEALTHY EMOTIONS AROUND MONEY. Whether you were born rich, poor, or somewhere in between, money has always been an integral part of your life. However, too many people have fears and other unhealthy emotions around money. These debilitating beliefs are often subconscious, shaped by a lifetime of early experiences seen through other people—not based on objective reality. So can you break free from these restrictive beliefs and emotions, be able to “dream big,”—and actually accomplish your hopes and dreams? The answer is yes: Now, there is a way to harness the powerful energy around money and build real wealth.Beyond Your Wildest Dreams, LLC has no affiliation with LPL Financial, Sequoia Wealth Management, or JMC Wealth Management, Inc.

Discover the power of a heart-centered approach! Join my free workshop where you'll share your challenges and gain valuable insights to move forward. Sign up for the workshop here: https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-newsletterGet my audio book! https://www.impactyourlifenow.com/ayw-book-order-pageThe Four Spiritual Laws of Money: https://www.impactyourlifenow.com/the-4-spiritual-laws-of-moneyJoin Julie on her mission to heal the world financially.Julie Murphy CLU, ChFC, CFP®, is an independent CERTIFIED FINANCIAL PLANNER™, author, and media expert who wants you to heal your emotions to prosper financially and in life.To Schedule Julie on Your YouTube or Podcast Show... Please email Julie at Julie@JulieMurphy.comhttps://juliemurphy.com/Join our community on social media!http://facebook.com/AwakenWithJuliehttps://www.tiktok.com/@awakenwithjuliehttp://Instagram.com/AwakenWithJuliehttps://www.youtube.com/c/JulieMurphyhttps://anchor.fm/juliemurphyhttp://Twitter.com/AwakenWithJuliehttps://www.linkedin.com/in/juliemariemurphyTOO MANY PEOPLE HAVE FEARS AND OTHER UNHEALTHY EMOTIONS AROUND MONEY. Whether you were born rich, poor, or somewhere in between, money has always been an integral part of your life. However, too many people have fears and other unhealthy emotions around money. These debilitating beliefs are often subconscious, shaped by a lifetime of early experiences seen through other people—not based on objective reality. So can you break free from these restrictive beliefs and emotions, be able to “dream big,”—and actually accomplish your hopes and dreams? The answer is yes: Now, there is a way to harness the powerful energy around money and build real wealth.Beyond Your Wildest Dreams, LLC has no affiliation with LPL Financial, Sequoia Wealth Management, or JMC Wealth Management, Inc.

Send us a text"I just want to retire and do nothing."If you've ever had that thought—if it's the voice in your head as you drag yourself through another exhausting workday—this episode is for you.Maybe you're 58, 62, or 65. You've spent decades in demanding work—manufacturing, nursing, teaching, construction, management. Jobs that took everything from you. You wake up tired. You go to bed tired. Weekends aren't enough to recover.And when people talk about "purposeful retirement" or "finding your next calling," something inside you screams: "I JUST WANT TO BE LEFT ALONE."Here's what you need to know: God hears you. Your exhaustion is real. And wanting rest is not a spiritual failure.In this episode, you'll discover:Why your exhaustion is valid (and not weakness)What happened when the prophet Elijah told God "I've had enough"What God is NOT saying to exhausted workersThe "Bell Lap" principle for finishing your career with dignityWhat you're REALLY longing for when you say "I want to do nothing"Five practical steps for making it to retirement with your soul intactHow to seek support when you have nothing left to giveBONUS: Free Prayer Guide for the Exhausted WorkerI've created a 30-minute guided prayer experience using the ancient practice of the Examen, adapted specifically for those exhausted by work. It will help you bring your troubles directly to God and discern His direction for your unique situation.Download FREE: finishwell.faithdrivenfinance.comEPISODE TIMESTAMPS:0:00 - Introduction: "I Just Want to Do Nothing" 1:55 - The Reality of Exhaustion 3:18 - Biblical Examples: Elijah & Job 5:44 - What God Is NOT Saying 6:56 - What God IS Saying (4 Key Messages) 7:02 - Message #1: Come to Me and Rest 8:19 - Message #2: Let's Finish This Chapter Well 8:45 - Van's Running Story: The Bell Lap Principle 11:29 - Message #3: What You're Really Longing For 12:39 - Message #4: Rest Is Coming 13:57 - Pastoral Word: To Those Nearly Broken 17:07 - Five Practical Steps You Can Take Now 20:44 - The Prayer Guide Offer 22:09 - Closing EncouragementKEY SCRIPTURES REFERENCED:Matthew 11:28 - "Come to me, all who are weary and burdened"1 Kings 19:4 - Elijah under the broom treeJob 3:1-3 - Job's honest lamentHebrews 12:1 - Running with perseveranceIsaiah 46:4 - God sustains us even to old agePsalm 92:14 - Bearing fruit in old agePhilippians 4:6-7 - Present your requests to GodProverbs 15:22 - Plans succeed with many advisersRESOURCES MENTIONED:FREE Prayer Guide for the Exhausted Worker finishwell.faithdrivenfinance.com30-minute guided Examen prayer experienceAdapted for workplace exhaustionNo email required - just help when you need itFaith Driven Finance Community facebook.com/faithdrivenfinanceConnect with believers navigating similar challengesPractical wisdom and spiritual encouragementContact Van Richards: Email: van@richardsfinancialplanning.com ABOUT THIS PODCAST:The Retirement Learning Lab helps Christians navigate retirement, finances, and purpose in every season of life—with biblical wisdom and practical guidance. Hosted by Van Richards, ChFC®, RICP®.SUBSCRIBE & SHARE:If this episode encouraged you, please:Subscribe to the Retirement Learning LabLeave a 5-star rating and reviewShare with someone who's barely holding onYour story matters. You're not alone in this struggle.LISTENER QUESTION:Where

In this episode of Stuff About Money They Didn't Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC, tackle one of the most important yet often overlooked financial topics: long-term care. The conversation kicks off with a laugh as Erik shares how Xavier nearly got himself kicked out of a professional study group for challenging the conventional wisdom around long term care insurance. That sets the stage for a lively discussion about why this issue matters so much, even if it is not the kind of thing people want to chat about at a cocktail party. Between sobering stats about rising care costs and Xavier's candid story of his aunt currently in a long term care facility, this episode keeps things engaging while shining a light on a subject that is too often ignored. But ignoring the problem does not make it go away. With the average nursing home room now costing well into six figures annually, long term care planning is a reality everyone needs to address. Erik and Xavier unpack the complexity, explaining why traditional policies may not be as reliable as they seem, why the financial planning around it can be so tricky, and how thinking in terms of cash flow might change the conversation entirely. Along the way, Erik lightens the mood with a surprisingly fitting analogy about chickens and eggs, reminding us that financial planning can be both practical and a little entertaining. Tune in, lean in, and be sure to share this episode with someone who may need a nudge to plan wisely for their future. Episode Highlights: Erik emphasizes why long term care matters, even for younger listeners, due to its inevitable impact on families. (01:12) Erik unpacks the challenges retirees face when fixed incomes meet rising care costs. (03:01) Xavier explains how some advisors buffer rate hikes by quoting higher premiums upfront. (04:00) Xavier shares a personal story to define long-term care as more than just insurance, it's physical and emotional support. (06:56) Xavier discusses the national costs of care and why planning for it is essential. (11:00) Erik outlines the risks of asset depletion and reduced income after losing a spouse. (13:38) Xavier explains how women statistically need care longer and why planning must consider longevity. (14:18) Erik highlights why long-term care planning must include income replacement strategies. (16:17) Xavier warns against “one-size-fits-all” insurance solutions in client conversations. (17:36) Erik uses a chicken-and-egg analogy to explain sustainable income planning. (21:53) Erik encourages listeners to focus on income streams over lump sums in planning for future care. (24:36) Xavier shares a case study about a client who prioritized legacy over self-care and why that needed to change. (25:39) Erik urges listeners to talk with aging parents now about their long-term care plans. (27:00) Key Quotes: “ As a planner, I'm always thinking about how does this affect you long term, not just today, but what happens 10 years from now? Because if we're doing your planning today, I'm still doing your planning 10 years from now.” - Xavier Angel, CFP®, ChFC®, CLTC “Even though you may not necessarily be taking direct action to solve a potential financial problem today or in the future, having the conversation about it is actually starting to solve the problem.” - Erik Garcia, CFP®, ChFC®, BFA™ “We are financial planners. We love helping people solve financial problems, and we love helping people make financial decisions that are in alignment with what is most important to them.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back Steve Gannon and Kyle Ryan, CFP, ChFC. Steve is the president and founder of Gannon Insurance Agency. This is the second episode of a two-part series on property & casualty insurance. In this episode, the guys talk about umbrella liability insurance from a business vs personal standpoint. They also discuss vehicle insurance and how coverage is determined when driving someone else's car, along with insurance pertaining to Uber and Lyft services. This is a great episode for anyone who has questions about any form of property or casualty insurance. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

In this episode of Stuff About Money They Didn't Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC, tackle one of the most important yet often overlooked financial topics: long-term care. The conversation kicks off with a laugh as Erik shares how Xavier nearly got himself kicked out of a professional study group for challenging the conventional wisdom around long term care insurance. That sets the stage for a lively discussion about why this issue matters so much, even if it is not the kind of thing people want to chat about at a cocktail party. Between sobering stats about rising care costs and Xavier's candid story of his aunt currently in a long term care facility, this episode keeps things engaging while shining a light on a subject that is too often ignored. But ignoring the problem does not make it go away. With the average nursing home room now costing well into six figures annually, long term care planning is a reality everyone needs to address. Erik and Xavier unpack the complexity, explaining why traditional policies may not be as reliable as they seem, why the financial planning around it can be so tricky, and how thinking in terms of cash flow might change the conversation entirely. Along the way, Erik lightens the mood with a surprisingly fitting analogy about chickens and eggs, reminding us that financial planning can be both practical and a little entertaining. Tune in, lean in, and be sure to share this episode with someone who may need a nudge to plan wisely for their future. Episode Highlights: Erik emphasizes why long term care matters, even for younger listeners, due to its inevitable impact on families. (01:12) Erik unpacks the challenges retirees face when fixed incomes meet rising care costs. (03:01) Xavier explains how some advisors buffer rate hikes by quoting higher premiums upfront. (04:00) Xavier shares a personal story to define long-term care as more than just insurance, it's physical and emotional support. (06:56) Xavier discusses the national costs of care and why planning for it is essential. (11:00) Erik outlines the risks of asset depletion and reduced income after losing a spouse. (13:38) Xavier explains how women statistically need care longer and why planning must consider longevity. (14:18) Erik highlights why long-term care planning must include income replacement strategies. (16:17) Xavier warns against “one-size-fits-all” insurance solutions in client conversations. (17:36) Erik uses a chicken-and-egg analogy to explain sustainable income planning. (21:53) Erik encourages listeners to focus on income streams over lump sums in planning for future care. (24:36) Xavier shares a case study about a client who prioritized legacy over self-care and why that needed to change. (25:39) Erik urges listeners to talk with aging parents now about their long-term care plans. (27:00) Key Quotes: “ As a planner, I'm always thinking about how does this affect you long term, not just today, but what happens 10 years from now? Because if we're doing your planning today, I'm still doing your planning 10 years from now.” - Xavier Angel, CFP®, ChFC®, CLTC “Even though you may not necessarily be taking direct action to solve a potential financial problem today or in the future, having the conversation about it is actually starting to solve the problem.” - Erik Garcia, CFP®, ChFC®, BFA™ “We are financial planners. We love helping people solve financial problems, and we love helping people make financial decisions that are in alignment with what is most important to them.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Looking for ways to build stronger client connections while addressing wealth gaps? In this episode, we delve into Prudential's Blueprints to Black Wealth initiative and its impact in the industry. Crump's Sales Director, Jill Coyne, talks with Keita Cline, Prudential's Vice President of Business Development and Market Expansion. They share insights on how the platform empowers financial professionals to connect with broader communities through culturally relevant financial strategies. We also spotlight a success story that illustrates the tangible impact of these conversations. From sparking authentic connections to creating new opportunities for clients and financial professionals alike, Blueprints to Black Wealth is more than a strategy — it's a movement.Guests: Jill Coyne, CLU, Sales Director, Crump, and Keita Cline, CLU, ChFC, Vice President, Business Development and Market Expansion, Prudential

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is joined by Steve Gannon and Kyle Ryan, CFP, ChFC. Steve is the president and founder of Gannon Insurance Agency. This is the first episode of a two-part series on property & casualty insurance. In this episode, the guys discuss increases in insurance due to inflation, full tort vs. limited tort insurance, and coverage options for home insurance. This is a great episode for anyone who has questions about any form of property or casualty insurance. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

O áudio-árbitro Pedro Henriques considera que a equipa de arbitragem devia ter mostrado o segundo amarelo a João Pedro, jogador do Chelsea, aos 75 minutos. Arbitragem pouco positiva, nota 5.See omnystudio.com/listener for privacy information.

Luís Francisco afirma que os encarnados tiveram várias oportunidades para mudar o resultado, mas sem sucesso na finalização. O comentador considera que José Mourinho mexeu na equipa tarde.See omnystudio.com/listener for privacy information.

O áudio-árbitro Pedro Henriques considera que a equipa de arbitragem devia ter mostrado o segundo amarelo a João Pedro, jogador do Chelsea, aos 75 minutos. Arbitragem pouco positiva, nota 5.See omnystudio.com/listener for privacy information.

In Today's Episode... In this conversation, Ed Vargo shares his unique journey as a male financial advisor working with women, influenced by his mother's struggles with financial literacy during her divorce. He discusses the significant differences in how men and women engage with money, emphasizing the need for women to take an active role in financial discussions within relationships. Ed advocates for bridging the financial literacy gap for women, particularly younger women, to empower them in their financial decisions and align their spending with their values. In this conversation, Ed Vargo and Jordan Pendleton explore the complexities of financial conversations within relationships, emphasizing the importance of aligning day-to-day spending with long-term financial goals. They discuss the different perspectives men and women often have regarding finances, particularly in the context of marriage and divorce. The discussion highlights the necessity of regular communication about financial goals, the challenges of navigating these conversations, and the potential benefits of seeking professional financial advice. Connect with Ed Website  Instagram Facebook Resources & Free Guides  “9 Money Myths You Must Bust (Before they Hurt the Next Generation)” “The Empowered Exit: 12 Steps to Safeguard your Financial and Emotional Well-Being”  Full Program “Divorce Navigator” : A comprehensive program guiding women through the legal, emotional, and financial aspects of divorce.  About Ed Vargo Ed Vargo, CFP®, CLU®, ChFC®, AIF®, CDFA®, founder of Burning River Advisory Group, grew up in inner-city Cleveland. His mother, a first-generation immigrant, struggled financially and was stuck in an unhealthy relationship. Her challenges left a lasting imprint on Ed and his values as a husband, father, and advisor. Ed's father, a steelworker and single dad, raised four children in Cleveland's Slavic Village. Ed attended Case Western Reserve University, earning a BS in Management and meeting his college sweetheart, Wendy. Now the proud parents of five charismatic daughters, Ed and Wendy are deeply committed to women's empowerment. Ed believes financial strength is essential to a woman's health, safety, and opportunity. His commitment to helping women achieve financial independence runs through the heart of Burning River, where he provides customized financial solutions with a compassionate and caring hand.   Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money   Reminder: Subscribe, Rate & Review this podcast!   Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people!  JordanPendleton.com

What happens when your company's processes are costing you more than they're helping you?In this episode of Grow Your Business & Grow Your Wealth, guest host Jack W. Reeder, CLU, ChFC sits down with Hugh Glazer, Managing Director of Winterview Group. Hugh shares why businesses—whether start-ups or long-established firms—must step back from daily operations and map their transaction flows. From uncovering inefficiencies to improving cash flow and creating better decision-making frameworks, Hugh explains how visual workflows can save money, strengthen performance, and reveal opportunities for growth.Drawing on his decades of experience, including his work with the Goldman Sachs 10,000 Small Businesses program, Hugh talks about the most common mistakes companies make, real-world turnaround stories, and why entrepreneurs need to invest in infrastructure, data analysis, and forward planning to thrive.

Join Lindsey Lewis, MBA, CFP®, ChFC®, managing director of the American College Center for Women in Financial Services, and Sheena Gray, CAMS, MBA, CEO of the Association of African American Financial Advisors (AAAA), for this special episode recorded live at The College's 19th annual Conference of African American Financial Professionals (CAAFP) about how those in financial services, especially women and others from underserved communities, can continue to move up in the profession, along with how established leaders can support them and advocate for their success. Find all episodes at TheAmericanCollege.edu/Shares.

In this episode of Stuff About Money They Didn't Teach You in School, hosts Erik Garcia, CFP®, BFA™, ChFC®, and Xavier Angel, CFP®, ChFC®, CLTC, dive into what they call “backwards planning.” Erik shares a story about driving his daughter to college, where the destination was clear but the journey allowed for meaningful detours that still aligned with their ultimate goal. This idea of starting with the end in mind sets the stage for a conversation about how clarity in your future direction influences the decisions you make today. Together, Erik and Xavier explore why envisioning your future, whether that is retirement, your personal life, or your career, matters so much. They highlight fascinating research showing that people who see an older version of themselves are more likely to save for the future, underscoring the power of visualization in financial planning. Tune in to learn how backwards planning can help you make intentional choices now that lead to the life you want later. If you enjoy this episode, follow the show and share it with someone who could use a clearer vision for their future. Episode Highlights: Erik explains backwards planning as starting with the destination and mapping the steps backward to determine the best route. (03:07) Erik challenges traditional retirement assumptions, encouraging a customized definition of what retirement really looks like. (08:01) Erik cites a study showing that people are more likely to save when they can visualize their older selves. (10:58) Xavier encourages listeners to clearly define their destination and work backward to create an effective roadmap. (13:01) Erik explains how knowing your destination allows for flexibility, adaptability, and detours in your financial plan. (16:15) Erik advocates for directional goal settingcasting a vision that provides long-term guidance, even if you never fully reach it. (17:14) Xavier describes how he used backwards planning to pay off debt and delay buying a new car. (22:45) Erik emphasizes the importance of aligning financial goals with personal values, not societal pressures or outside expectations. (26:01) Erik and Xavier conclude that vision, values, and direction are foundational to any financial plan. (28:00) Key Quotes: “ Think about what is your destination, what is your goal, what are you trying to attain? And then plan for it.” - Xavier Angel, CFP®, ChFC®, CLTC “We need to be intentional about the direction that we're going in when it comes to our finances.” - Erik Garcia, CFP®, BFA “The best goal setting is directional. You may never reach the goal, but it's constantly pointing you in a particular direction.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

In this episode of Stuff About Money They Didn't Teach You in School, hosts ⁠Erik Garcia⁠, CFP®, BFA™, ChFC®, and ⁠Xavier Angel⁠, CFP®, ChFC®, CLTC, dive into what they call “backwards planning.” Erik shares a story about driving his daughter to college, where the destination was clear but the journey allowed for meaningful detours that still aligned with their ultimate goal. This idea of starting with the end in mind sets the stage for a conversation about how clarity in your future direction influences the decisions you make today. Together, Erik and Xavier explore why envisioning your future, whether that is retirement, your personal life, or your career, matters so much. They highlight fascinating research showing that people who see an older version of themselves are more likely to save for the future, underscoring the power of visualization in financial planning. Tune in to learn how backwards planning can help you make intentional choices now that lead to the life you want later. If you enjoy this episode, follow the show and share it with someone who could use a clearer vision for their future. Episode Highlights: Erik explains backwards planning as starting with the destination and mapping the steps backward to determine the best route. (03:07) Erik challenges traditional retirement assumptions, encouraging a customized definition of what retirement really looks like. (08:01) Erik cites a study showing that people are more likely to save when they can visualize their older selves. (10:58) Xavier encourages listeners to clearly define their destination and work backward to create an effective roadmap. (13:01) Erik explains how knowing your destination allows for flexibility, adaptability, and detours in your financial plan. (16:15) Erik advocates for directional goal settingcasting a vision that provides long-term guidance, even if you never fully reach it. (17:14) Xavier describes how he used backwards planning to pay off debt and delay buying a new car. (22:45) Erik emphasizes the importance of aligning financial goals with personal values, not societal pressures or outside expectations. (26:01) Erik and Xavier conclude that vision, values, and direction are foundational to any financial plan. (28:00) Key Quotes: “ Think about what is your destination, what is your goal, what are you trying to attain? And then plan for it.” - Xavier Angel, CFP®, ChFC®, CLTC “We need to be intentional about the direction that we're going in when it comes to our finances.” - Erik Garcia, CFP®, BFA “The best goal setting is directional. You may never reach the goal, but it's constantly pointing you in a particular direction.” - Erik Garcia, CFP®, BFA Resources Mentioned: ⁠Erik Garcia, CFP®, BFA⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

Send us a textIf you're a small business owner, your retirement planning is nothing like your employees'. Your business isn't just your job - it's your biggest asset and your retirement plan all rolled into one. This creates a perfect storm of challenges that most owners never see coming.In this episode, Van Richards breaks down the critical intersection between Social Security strategy and business succession planning. You'll discover why these two elements must be coordinated from the start, and how failing to plan them together can cost you thousands in retirement benefits.Key Topics Covered:The Social Security trap that catches most business owners (and how to fix it if you have 5-10 years left)Why paying yourself a low salary for tax purposes might be destroying your Social Security benefitsThe dangerous "consultation trap" that can get your benefits stopped entirelyThree strategic approaches that actually work for business ownersHow the 2025 tax law changes affect your business exit strategyThe four-part succession framework that connects to your Social Security timingWhy only 30% of family businesses survive to the second generationThe five biggest mistakes business owners make when coordinating these strategiesReal-World Examples: Meet Sarah, who owns a successful accounting firm but has been paying herself only $40,000/year while her business generates six figures. Learn how this common tax strategy is quietly destroying her Social Security benefits - and what she can do about it.Who This Episode Is For:Small business owners in their 50s and 60s planning retirementAnyone considering claiming Social Security before full retirement ageBusiness owners struggling with succession planningSelf-employed individuals worried about retirement incomeFinancial advisors working with business owner clientsKey Takeaway: Your Social Security claiming strategy and business succession plan are completely interconnected. You cannot plan one without considering the other. The good news? With proper planning and professional guidance, you can optimize both.Important Note: This content is for educational purposes only and does not constitute investment, legal, or financial advice. Always consult with qualified professionals for your specific situation.About the Host: Van Richards helps business owners navigate the complex intersection of Social Security optimization and business succession planning through the Retirement Learning Lab.Follow Van:YouTube: RetirementLearingLab.comLinkedIn Van Richards, ChFC​®, RICP® | LinkedIn

What do engineering, entrepreneurship, and divinity have to do with each other? Apparently, more than you think. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, sits down with Tulane professors Rob Lalka, who teaches entrepreneurship, and Matt Escarra, a professor of engineering, to talk about a course that challenges students to ask the big questions. They discuss technology, ethics, purpose, and yes, even money. Inspired by a curriculum from Yale Divinity School, the class invites students to wrestle with questions like: What is the good life? What should we hope for? And how do we shape a future worth building? Together, they explore how innovations like AI, gene editing, climate tech, and social media are not just technical challenges. They are deeply human ones. This conversation will make you think differently about how we define progress, what we value, and how we prepare the next generation of leaders. If you enjoy the episode, follow the show, share it with a friend, and keep asking the questions that really matter, the ones that go way beyond the bottom line. Episode Highlights: Rob explains how entrepreneurship education can prepare students to build mission-driven companies that shape the future. (03:00) Matt describes how a conversation with a visiting AI expert led to the course's inspiration and partnership with Yale's Life Worth Living program. (05:00) Erik asks how Matt integrates the technical side of engineering with questions about ethics and social impact. (06:00) Rob discusses his book The Venture Alchemists and how founders' values influence technology's role in society. (09:00) Matt outlines how the course delays tech discussion to first explore ancient wisdom, values, and views of the good life. (15:00) Rob shares how classroom conversations mimic the deep late-night college discussions that shape students' thinking. (19:00) Erik connects course themes to financial advising, noting how values influence money decisions. (22:00) Rob describes how student projects will pair deep research with direct conversations with top industry leaders. (30:00) Rob and Matt explore how suffering shapes a meaningful life and why students should reflect on this before entering leadership. (37:00) Rob and Matt reflect on the long-term impact they hope this course will have on their students' personal and professional lives. (51:00) Key Quotes: “We are equipping you to be great critical thinkers, great empathetic leaders, people who are able to go into tough conversations and be really great listeners. And not just trying to argue your point.” - Rob Lalka “I'd love to see them developing thoughtful careers where they can feel like they made some recognition in our class about what their values are and then followed through on their values, whatever that looks like for them.” - Matt Escarra “The dimensions by which you can achieve efficiencies are really mind blowing when we think about the future of technology.” - Matt Escarra Resources Mentioned: Rob Lalka Matthew Escarra Book: The Venture Alchemists Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes back Kyle Ryan, CFP, ChFC. Kyle is a partner and financial planner at Menninger & Associates Financial Planning. This is the second episode of a two-part case study. In this episode, Mike and Kyle continue discussing a case study that deals with all aspects of financial planning. Specifically, the guys cover strategies that will help this family regarding tax planning and estate planning. This is a great episode for anyone who has questions within the entire scope of financial planning. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

What do engineering, entrepreneurship, and divinity have to do with each other? Apparently, more than you think. In this episode, ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™, sits down with Tulane professors ⁠Rob Lalka⁠, who teaches entrepreneurship, and ⁠Matt Escarra⁠, a professor of engineering, to talk about a course that challenges students to ask the big questions. They discuss technology, ethics, purpose, and yes, even money. Inspired by a curriculum from Yale Divinity School, the class invites students to wrestle with questions like: What is the good life? What should we hope for? And how do we shape a future worth building? Together, they explore how innovations like AI, gene editing, climate tech, and social media are not just technical challenges. They are deeply human ones. This conversation will make you think differently about how we define progress, what we value, and how we prepare the next generation of leaders. If you enjoy the episode, follow the show, share it with a friend, and keep asking the questions that really matter, the ones that go way beyond the bottom line. Episode Highlights: Rob explains how entrepreneurship education can prepare students to build mission-driven companies that shape the future. (03:00) Matt describes how a conversation with a visiting AI expert led to the course's inspiration and partnership with Yale's Life Worth Living program. (05:00) Erik asks how Matt integrates the technical side of engineering with questions about ethics and social impact. (06:00) Rob discusses his book ⁠The Venture Alchemists⁠ and how founders' values influence technology's role in society. (09:00) Matt outlines how the course delays tech discussion to first explore ancient wisdom, values, and views of the good life. (15:00) Rob shares how classroom conversations mimic the deep late-night college discussions that shape students' thinking. (19:00) Erik connects course themes to financial advising, noting how values influence money decisions. (22:00) Rob describes how student projects will pair deep research with direct conversations with top industry leaders. (30:00) Rob and Matt explore how suffering shapes a meaningful life and why students should reflect on this before entering leadership. (37:00) Rob and Matt reflect on the long-term impact they hope this course will have on their students' personal and professional lives. (51:00) Key Quotes: “We are equipping you to be great critical thinkers, great empathetic leaders, people who are able to go into tough conversations and be really great listeners. And not just trying to argue your point.” - Rob Lalka “I'd love to see them developing thoughtful careers where they can feel like they made some recognition in our class about what their values are and then followed through on their values, whatever that looks like for them.” - Matt Escarra “The dimensions by which you can achieve efficiencies are really mind blowing when we think about the future of technology.” - Matt Escarra Resources Mentioned: ⁠Rob Lalka⁠ ⁠Matthew Escarra⁠ Book: ⁠The Venture Alchemists⁠ ⁠Erik Garcia, CFP®, BFA⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is joined by Kyle Ryan, CFP, ChFC. Kyle is a partner and financial planner at Menninger & Associates Financial Planning. This is the first episode of a two-part case study. In this episode, Mike and Kyle discuss a case study that deals with every aspect of financial planning, including: cash management, tax planning, insurance planning, investment management, retirement planning, and estate planning. The guys begin to discuss strategies but will dig deeper in part II. This is a great episode for anyone who has questions within the entire scope of financial planning. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Disability insurance may feel like just another thing physicians have to figure out. Like a retirement account, your employer may offer a plan, but that is almost never enough to cover your bases. Nate Reineke and Ben Utley are joined by Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF (or Larry to us). From his New York office, he's been working with doctors for more than 30 years. We break down when an individual, private policy is necessary, and when in your career you can consider dropping your policy. Be sure to listen to the end, where Larry explains the most common mistake he sees physicians make and how shopping for an agent, rather than a policy, can help you save on your premiums. If you'd like to work with Larry, you can reach him at lkeller@physicianfinancialservices.com or by phone at 516-677-6211. Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures This podcast is intended for general public use and is for informational purposes only. The Physician Family Finances podcast is not affiliated with or endorsed by Park Avenue Securities, Guardian, or Physician Financial Services and opinions stated are their own. Lawrence B. Keller is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 355 LEXINGTON AVE, 9TH FLOOR, NEW YORK NY, 10017, 212-261-1850. Securities, products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Physician Financial Services is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #0C37340, AR Insurance License #1057229. 7545285.4 Exp 8/27

Think your military career ends with active duty? Think again. Sam Lewis reveals how Guard and Reserve service can unlock financial freedom, career flexibility, and long-term stability...without sacrificing family life or future goals Guest: Sam Lewis, CFP®, ChFC®, MQFP Founder of SJL Financial | Delaware Air National Guard | Member of Military Financial Advisors Association Key Topics Covered: Transitioning from active duty to Guard/Reserve service Flexibility in career paths, retraining, and deployment options AGR (Active Guard Reserve) positions and lifestyle benefits Retirement points system and pension planning VA disability eligibility and pay coordination Healthcare options: TRICARE Reserve Select vs. civilian plans GI Bill usage, transfer strategies, and state-level tuition assistance Dual-income household stability and homeownership advantages Civilian employer benefits during military service (e.g., double-dipping, 401k match) State-level Guard benefits: education, emergency relief, childcare subsidies Managing TSP and 401k contributions across military and civilian careers Importance of understanding retention vs. accession standards for reentry Strategic use of military leave and maximizing compensation Resources Mentioned: Sam Lewis's website: https://wecanplanforthat.com LinkedIn: https://www.linkedin.com/in/samlewisfinancial Military Financial Advisors Association (MFAA): https://militaryfinancialadvisors.org Friendly Forces employer benefits directory: https://friendlyforces.org Childcare Aware through NACRA: https://www.childcareaware.org Remember: Your military career doesn't have to end (or begin) with active duty. Guard and Reserve service offers flexibility, financial stability, and continued access to valuable benefits, often with fewer disruptions to family life and career goals.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 19,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

With many advisors embracing AI in their practices, several advantages and challenges have emerged along with this rapidly growing technology. In this episode, MDRT members share how AI has factored into their work as an asset or a stressor, and what is on their mind moving forward. You'll hear from: Chi Teng Han, ChFC/S, CIAM Nadia Wijatno, ChFC, CLU Episode breakdown: 0:29 – Using AI as another assistant to help with preparation, scheduling, and more 1:53 – Recognizing that if you can do it, someone else can too 4:19 – Hoping that clients realize AI cannot provide the same service as human advisors 6:46 – How AI comes up during client conversations 7:18 – Figuring out how to add value alongside what AI can do Listen to the monthly series, MDRT Presents: @mdrtpresents

Growth doesn't happen by accident. It's forged when vision meets intention—and when leaders prioritize clarity, culture, and client experience from day one.I had a great conversation with Kathryn M. Brown, CFP®, ChFC®, CAP®, Co‑Founder and Principal of Morton Brown Family Wealth, about what it takes to build a future-proof advisory firm. She shared how her small-business upbringing and a pivotal family moment shaped her mission. From investing early in marketing to empowering team “champions” and simplifying client deliverables, she illustrates how firms grow through strategy and soul—not shortcuts.What stood out was Kathryn's belief that clarity is creativity. Whether it's one-page financial plans or more conversational client experiences, she shows how simplifying the experience fosters deeper engagement. This discussion is a thoughtful look at what it means to grow purposefully, lead intentionally, and redefine success beyond the numbers.

Change is part of life—but that doesn't mean it's easy. Transitions—whether personal, professional, planned, or unexpected—can shake our sense of identity, rhythm, and control. Even positive change can feel disruptive when it alters what we've known or how we've operated. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris explore how leaders can navigate seasons of change without losing their footing. They discuss the emotional toll of transition, the importance of anchoring to your values, and the power of intentional structure when everything feels uncertain. Stability doesn't mean staying the same—it means moving forward with clarity. Episode Highlights: Matt lists common life transitions like marriage, divorce, and kids going to college, highlighting their emotional and financial effects. (02:55) Erik questions whether the success of transitions is more impacted by finances or relationships. (05:44) Matt notes how impulsive decisions during transitions can undermine thoughtful planning. (10:19) Erik emphasizes connecting transitions to long-term goals and personal values. (15:58) Erik recommends consulting entrepreneurs who've navigated similar changes for grounded insight. (19:12) Matt discusses the importance of mindset—acceptance, action steps, and reframing change as opportunity. (21:56) Matt introduces desire and timing as key mindsets when assessing transition readiness. (24:45) Matt encourages committing to decisions without fantasizing about alternatives. (28:52) Erik shares a personal business transition he considered, reflecting on the emotional, relational, and financial layers involved. (35:59) Erik concludes that leadership carries weight and surrounding oneself with trusted advisors is essential. (44:57) Key Quotes: “You can't control how people react to your decision or even to your communication. But you can control the information you share with them.” - Dr. Matt Morris, LMFT “If your decision was rooted in purpose, if it was rooted in what's most important to you and it's moving you towards that. Then move on to the decision.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Cultivate Success Podcast Series Companion Handouts Dr. Matt Morris, LMFT Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Change is part of life—but that doesn't mean it's easy. Transitions—whether personal, professional, planned, or unexpected—can shake our sense of identity, rhythm, and control. Even positive change can feel disruptive when it alters what we've known or how we've operated. In this episode, ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™, and ⁠Dr. Matt Morris⁠ explore how leaders can navigate seasons of change without losing their footing. They discuss the emotional toll of transition, the importance of anchoring to your values, and the power of intentional structure when everything feels uncertain. Stability doesn't mean staying the same—it means moving forward with clarity. Episode Highlights: Matt lists common life transitions like marriage, divorce, and kids going to college, highlighting their emotional and financial effects. (02:55) Erik questions whether the success of transitions is more impacted by finances or relationships. (05:44) Matt notes how impulsive decisions during transitions can undermine thoughtful planning. (10:19) Erik emphasizes connecting transitions to long-term goals and personal values. (15:58) Erik recommends consulting entrepreneurs who've navigated similar changes for grounded insight. (19:12) Matt discusses the importance of mindset—acceptance, action steps, and reframing change as opportunity. (21:56) Matt introduces desire and timing as key mindsets when assessing transition readiness. (24:45) Matt encourages committing to decisions without fantasizing about alternatives. (28:52) Erik shares a personal business transition he considered, reflecting on the emotional, relational, and financial layers involved. (35:59) Erik concludes that leadership carries weight and surrounding oneself with trusted advisors is essential. (44:57) Key Quotes: “You can't control how people react to your decision or even to your communication. But you can control the information you share with them.” - Dr. Matt Morris, LMFT “If your decision was rooted in purpose, if it was rooted in what's most important to you and it's moving you towards that. Then move on to the decision.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: ⁠Cultivate Success Podcast Series Companion Handouts⁠ ⁠Dr. Matt Morris, LMFT⁠ ⁠Matt Morris & Associates⁠ ⁠Erik Garcia, CFP®, ChFC®, BFA™⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

In this episode, I sit down with Caleb Pepperday, CFP®, ChFC®, fee-only fiduciary financial planner and founder of Advanced Practice Planning, to discuss financial planning for physician associates and other healthcare professionals. Caleb shares what drew him to work with PAs and other APPs, and how his dual designations as a Certified Financial Planner and Chartered Financial Consultant give him a unique perspective when guiding clients toward financial independence. He also breaks down the confusing landscape of financial credentials and explains why not all financial advisors are created equal. Caleb helps demystify what PAs should look for in a trustworthy planner. He explains what it really means to be a fiduciary, the red flags to watch for in the industry, and the key questions to ask when interviewing a potential advisor. Caleb also walks us through the different ways financial professionals get paid (commission-based, assets under management / AUM, and flat-fee models) and highlights the pros and cons of each. For those wondering when it makes sense to manage your own money versus bringing in professional help, Caleb provides a balanced perspective tailored to busy healthcare professionals who want to build wealth without burning themselves out along the way. Finally, we dive into a case study featuring a mid-career PA and NP couple with a strong income and growing portfolio, but with gaps in areas like tax diversification, estate planning, college funding, and insurance. Caleb outlines practical next steps to help them stay on track toward their goal of retiring at 55 while protecting their family along the way. Disclosures: Information presented in this podcast is believed to be factual and up-to-date, but no guarantee is made to its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the subjects presented. Advisory services offered through Advanced Practice Planning, LLC an investment adviser registered with the states of Montana and Pennsylvania. For disclosure information please visit: https://adviserinfo.sec.gov/ Tax and Legal Matters The tax and estate planning information offered by the advisor is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. General Market Commentary Statements The opinions expressed in any commentary discussed on this episode are solely those of the individual author and do not necessarily reflect the views or opinions of Advanced Practice Planning, LLC. These opinions are based on information available at the time of posting and are subject to change without notice. Advanced Practice Planning, LLC does not commit to updating any posted positions or commentary to reflect subsequent developments. While the information and reasoning used to form these opinions are believed to be from reliable sources, Advanced Practice Planning, LLC does not verify this information, and no guarantee is provided regarding its accuracy, completeness, or validity. Advanced Practice Planning, LLC disclaims any and all liability for actions taken or not taken based on the content of this site. No warranty, express or implied, is given in connection with the content provided. Learn More or Connect with Caleb: Links: Website link: https://www.advancedpracticeplanning.com/ Consultation link: https://calendly.com/caleb-pepperday/30min Freebies: 12 Smart Steps Every PA Wanting to Retire Early Should Know: https://www.advancedpracticeplanning.com/earlyretirement 18 Things You Can Do Today To Level Up Your Finances: https://www.advancedpracticeplanning.com/tipsforphysicianassistants 8 Things PAs Need To Know Before Taking A Sabbatical: https://www.advancedpracticeplanning.com/sabbatical Social Media: LinkedIn: https://www.linkedin.com/in/caleb-pepperday/ Instagram: https://www.instagram.com/calebpepperday_cfp/ Connect with Kat, PA-C, with PA the FI Way: Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner's Workbook here! Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Questions or thoughts about the show? Email pathefiway@gmail.com

Join Chief Marketing and Strategy Officer Jared Trexler and FinServe Network ambassadors Terrell Dinkins, ChFC®, RICP®, and Angie Ribuffo, CFP®, RICP®, ChFC®, CDFA®, CLTC®, WMCP®, from the Conference of African American Financial Professionals (CAAFP) as they discuss how advisors can help clients open up about their goals for retirement and what they can do to help them get there.   Find all episodes at TheAmericanCollege.edu/Shares.

Julie Murphy is a CLU, ChFC, and CFP®—an independent CERTIFIED FINANCIAL PLANNER™, CEO of JMC Wealth Management, acclaimed author, and sought-after media expert. She's dedicated to helping people heal emotionally so they can thrive both financially and personally.Her latest book, The Four Spiritual Laws of Money, hit #1 on multiple Amazon bestseller lists, and she's also the author of Awaken Your Wealth and The Emotion Behind Money. Julie has been featured on Oprah, CNBC, The Wall Street Journal, Lifetime, and more, and is a respected voice in financial empowerment and emotional healing.After building a thriving career in traditional financial services, Julie made a bold pivot to focus on the deeper work—helping people understand and transform the emotional patterns that keep them stuck in scarcity. Her unique approach blends sound financial strategy with spiritual and energetic insight, especially for women, entrepreneurs, and families looking to build authentic wealth from the inside out.In this practical and eye-opening episode, we talk about what your money habits are really telling you, how to identify emotional money blocks, and why it's time to stop chasing money and start aligning with it instead.If you've ever wondered why you're doing “all the right things” and still feel stuck—Julie's here to help you flip that script and finally step into true financial freedom.

You can have the best ideas in the world—but if you can't communicate them clearly, they won't move anyone. Great leadership requires great communication. Whether you're casting vision, navigating hard conversations, or just trying to be heard in a noisy world, how you say it matters just as much as what you say. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris explore what separates effective communicators from everyone else. From listening well to speaking with clarity and confidence, they share practical ways leaders can build influence and trust through the way they communicate. Because at the highest levels of leadership, words carry weight. Episode Highlights: Erik explains how communication is about influencing outcomes, not just exchanging words. (02:26) Matt discusses the leader's superpower of moving people forward through big ideas and trust. (03:10) Erik emphasizes that leadership communication happens through culture and clarity of purpose. (06:33) Matt shares the importance of transparency and vulnerability in building trust. (09:44) Erik discusses how storytelling creates timeless, powerful messages. (14:40) Matt believes empathy and curiosity are essential for meaningful connection and leadership. (19:21) Erik and Matt stress that knowing your audience is key to communicating effectively. (23:18) Matt explains why effective leaders listen deeply and ask better questions to foster connection. (27:15) Erik shares how communication starts with self-awareness and clarity of values. (29:02). Matt emphasizes that good communication in leadership means choosing the right time and tone. (31:38) Erik believes nonverbal cues and consistency play a critical role in building trust. (35:41). Matt discusses how leadership is not about dominating the room, but inviting others in. (38:10) Erik concludes that great communicators create safe environments where others feel heard. (40:52) Key Quotes: “ If we want to be successful, leading people, leading a business, leading a family. We have to continually grow in our ability to communicate.” - Erik Garcia, CFP®, ChFC®, BFA™ “ Leaders often have to communicate things that are not easy to communicate. ” - Dr. Matt Morris, LMFT “ Leaders in communicating also need to be good listeners…There's a balance between listening and speaking.” - Dr. Matt Morris, LMFT Resources Mentioned: Cultivate Success Podcast Series Companion Handouts Dr. Matt Morris, LMFT Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

You can have the best ideas in the world—but if you can't communicate them clearly, they won't move anyone. Great leadership requires great communication. Whether you're casting vision, navigating hard conversations, or just trying to be heard in a noisy world, how you say it matters just as much as what you say. In this episode, ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™, and ⁠Dr. Matt Morris⁠ explore what separates effective communicators from everyone else. From listening well to speaking with clarity and confidence, they share practical ways leaders can build influence and trust through the way they communicate. Because at the highest levels of leadership, words carry weight. Episode Highlights: Erik explains how communication is about influencing outcomes, not just exchanging words. (02:26) Matt discusses the leader's superpower of moving people forward through big ideas and trust. (03:10) Erik emphasizes that leadership communication happens through culture and clarity of purpose. (06:33) Matt shares the importance of transparency and vulnerability in building trust. (09:44) Erik discusses how storytelling creates timeless, powerful messages. (14:40) Matt believes empathy and curiosity are essential for meaningful connection and leadership. (19:21) Erik and Matt stress that knowing your audience is key to communicating effectively. (23:18) Matt explains why effective leaders listen deeply and ask better questions to foster connection. (27:15) Erik shares how communication starts with self-awareness and clarity of values. (29:02). Matt emphasizes that good communication in leadership means choosing the right time and tone. (31:38) Erik believes nonverbal cues and consistency play a critical role in building trust. (35:41). Matt discusses how leadership is not about dominating the room, but inviting others in. (38:10) Erik concludes that great communicators create safe environments where others feel heard. (40:52) Key Quotes: “ If we want to be successful, leading people, leading a business, leading a family. We have to continually grow in our ability to communicate.” - Erik Garcia, CFP®, ChFC®, BFA™ “ Leaders often have to communicate things that are not easy to communicate. ” - Dr. Matt Morris, LMFT “ Leaders in communicating also need to be good listeners…There's a balance between listening and speaking.” - Dr. Matt Morris, LMFT Resources Mentioned: ⁠Cultivate Success Podcast Series Companion Handouts⁠ ⁠Dr. Matt Morris, LMFT⁠ ⁠Matt Morris & Associates⁠ ⁠Erik Garcia, CFP®, ChFC®, BFA™⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

Eddie's Biography: Eddie is from New Orleans and received his Undergraduate and Graduate Degrees ( BS and MBA) from Louisiana State University ( LSU in Baton Rouge, LA.) Eddie has been an Independent Insurance Agent for 51 years, continuing his education with the CLU Designation for 47 years ( Chartered Life Underwriter ), the ChFC  Designation for 46 years ( Chartered Financial Counselor ), and through Membership in the Million Dollar Round Table ( 48 Year Lifetime Member and Member of MDRT's  Quarter of a Century Club ).  Eddie is also a long-standing member for 48 years of the Society of Financial Service Professionals ( FSP). In addition to the above, many Professional Organizations, Eddie is a member of the Citrus County Chamber of Commerce,  the Ocala Chamber CEP, Select Business Associates of Ocala, Marion Networking Professionals, the Rotary Club of Inverness,   the Inverness Elks Club, and the Inverness VFW. Buster's Biography:  Buster Levin is an Insurance Professional & Successful Realtor and Founder of The Homes and Living Group at eXp Realty. Buster made his name as a master marketer in the Insurance and Real estate industries. Buster's career has been dedicated to helping people save money and protect families. His team's proven systems help clients achieve optimal outcomes in all phases of their journey.    -Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1

Running a thriving financial advisory firm sounds like the dream, but what happens when success outpaces your systems? In this episode, Jessica Cole, CFP®, ChFC®, founder of Synergy Wealth Partners, shares her journey of leading a booming advisory business with over $200 million AUM — and hitting a breaking point. With too many clients, no clear processes, and team members constantly asking “what do I do now?”, Jessica turned to group coaching to bring structure and sanity to her fast-growing practice. She gets candid about imposter syndrome, burnout, and how leaning into her Ideal Client Avatar changed everything.Here's what you'll learn in this episode:How a “successful but messy” firm can still fall short without the right systemsWhy identifying your Ideal Client Avatar (ICA) is a total game changerTips for prioritizing implementation when you're too busy to do it allThe importance of an intro call before discovery meetings — and how it saved time and energyHow being part of a pod (small peer group) helps normalize struggle and create connectionThis conversation is packed with honesty, humor, and tactical insight. Whether you're new to the business or scaling rapidly, you'll walk away feeling seen — and armed with ideas to build smarter.Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

The Future of Digital Marketing | Interview with Brook Shepard The Entreprenudist Podcast https://entreprenudist.com In this must-watch interview, Brook Shepard — Founder & CEO of Mason Interactive — unpacks the future of digital marketing and how brands can scale smartly in today's fast-changing world. We cover the powerful intersection of creativity and analytics, the real impact of AI on advertising, and what it really takes to grow a brand from $0 to $40M. Whether you're a marketer, entrepreneur, or business leader, Brook shares proven strategies you won't want to miss. 

As a leader, decisions are part of your daily rhythm. But not all decisions are equal—and some carry more weight than others. Under pressure, even seasoned leaders can fall into traps: overthinking, reacting too quickly, or second-guessing themselves after the fact. Stress clouds clarity, and fatigue makes it harder to trust your gut or your process. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris, LMFT break down the hidden costs of poor decision-making and offer tools to help you slow down, stay grounded, and make confident choices—even in high-stakes moments. Because the quality of your decisions shapes the direction of your leadership. Episode Highlights: Erik shares wisdom from a mentor on why stepping away from the office can enhance decision clarity. (01:21) Matt discusses how minimizing trivial decisions, like wardrobe choices, can preserve mental energy for high-stakes calls. (03:39) Erik explains how decision fatigue impacts professionals, citing studies on judges and doctors. (05:24) Matt outlines three major decision pitfalls: analysis paralysis, emotional bias, and tunnel vision. (06:34) Erik and Matt explore how leisure, nature, and rest aid complex decision-making clarity. (13:27) Erik breaks down Ben Franklin's pros/cons method and introduces an 80/20 rule for data sufficiency. (18:26) Matt explains the OODA Loop (Observe, Orient, Decide, Act) as a tactical decision-making framework. (27:00) Erik offers three confirmation techniques to ensure a decision is sound before acting. (30:00) Matt concludes that consistent, value-aligned frameworks beat perfectionism when making decisions. (37:03) Key Quotes: “ Since we have to make so many decisions, it's important to create time in our day to make decisions.” - Dr. Matt Morris, LMFT “Oftentimes we tend to be in a better state of mind to make hard decisions when we're not necessarily thinking about the very thing that we're trying to decide on” - Erik Garcia, CFP®, ChFC®, BFA™ “Every decision maker has to develop processes for making decisions over time.” -  Dr. Matt Morris, LMFT Resources Mentioned: Cultivate Success Podcast Series Companion Handouts Dr. Matt Morris, LMFT Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

As a leader, decisions are part of your daily rhythm. But not all decisions are equal—and some carry more weight than others. Under pressure, even seasoned leaders can fall into traps: overthinking, reacting too quickly, or second-guessing themselves after the fact. Stress clouds clarity, and fatigue makes it harder to trust your gut or your process. In this episode, ⁠Erik Garcia⁠, CFP®, ChFC®, BFA™, and ⁠Dr. Matt Morris, LMFT⁠ break down the hidden costs of poor decision-making and offer tools to help you slow down, stay grounded, and make confident choices—even in high-stakes moments. Because the quality of your decisions shapes the direction of your leadership. Episode Highlights: Erik shares wisdom from a mentor on why stepping away from the office can enhance decision clarity. (01:21) Matt discusses how minimizing trivial decisions, like wardrobe choices, can preserve mental energy for high-stakes calls. (03:39) Erik explains how decision fatigue impacts professionals, citing studies on judges and doctors. (05:24) Matt outlines three major decision pitfalls: analysis paralysis, emotional bias, and tunnel vision. (06:34) Erik and Matt explore how leisure, nature, and rest aid complex decision-making clarity. (13:27) Erik breaks down Ben Franklin's pros/cons method and introduces an 80/20 rule for data sufficiency. (18:26) Matt explains the OODA Loop (Observe, Orient, Decide, Act) as a tactical decision-making framework. (27:00) Erik offers three confirmation techniques to ensure a decision is sound before acting. (30:00) Matt concludes that consistent, value-aligned frameworks beat perfectionism when making decisions. (37:03) Key Quotes: “ Since we have to make so many decisions, it's important to create time in our day to make decisions.” - Dr. Matt Morris, LMFT “Oftentimes we tend to be in a better state of mind to make hard decisions when we're not necessarily thinking about the very thing that we're trying to decide on” - Erik Garcia, CFP®, ChFC®, BFA™ “Every decision maker has to develop processes for making decisions over time.” -  Dr. Matt Morris, LMFT Resources Mentioned: ⁠Cultivate Success Podcast Series Companion Handouts⁠ ⁠Dr. Matt Morris, LMFT⁠ ⁠Matt Morris & Associates⁠ ⁠Erik Garcia, CFP®, ChFC®, BFA™⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

How to Network 'Til Your Neck Hurt & Your Bank Account Twerk | The Liquidity Event | July 17, 2025   The Entreprenudist Podcast https://entreprenudist.com The Liquidity Event. Presented by The Entreprenudist Podcast | Sponsored by Insurance Claim HQ Powered by Hair Shunnarah Trial Attorneys. Get ready to turn every conversation into a connection — and every connection into cash. In this electrifying talk, Randolph Love III | Founder of ShieldWolf Strongholds, breaks down the art and science of networking in a way that's real, relatable, and results-driven. His topic? ➡️ "How to Network 'Til Your Neck Hurt and Your Bank Account Twerk."  ✅ What you'll learn: How to get people to approach you daily — with a smile How to hold sincere, engaging conversations without trying too hard How to build instant rapport and turn it into referrals and revenue Whether you're an entrepreneur, professional, or just want to up your social skills — this is the masterclass you didn't know you needed. 

Elevate and Execute | Coach Bee at The Liquidity Event, June 2025 | The Entreprenudist Podcast   The Entreprenudist Podcast https://entreprenudist.com At the Liquidity Event June 2025, Sherene Philips known as Coach Bee of Honee Bee's—delivers a powerful message on growth, evolution, and stepping into your phenomenal self. Her topic, "SheEo: Elevate and Execute", challenges both women and men to embrace transformation, take action, and become who they were meant to be. If you're ready to evolve, lead, and make impact, this one's for you.  ------------------ Struggling with a denied or delayed insurance claim? Let the experts at Insurance Claim HQ Powered by Hair Shunnarah Trial Attorneys help you get what you're owed. Visit https://insuranceclaimhq.com and take the first step toward the settlement you deserve. Hosted by Randolph Love III, ChFC®, The Entreprenudist Podcast is a platform where real entrepreneurs and business owners bare it all. Ranked in the top 10% of business podcasts, it shares unfiltered stories, challenges, and triumphs, providing valuable insights for aspiring and seasoned business leaders alike. 

In this episode of the Journey Beyond Divorce Podcast, host Karen McMahon sits down with Josh Tomeoni, a men's coach, financial expert, and host of The Derelict Podcast. Josh shares his personal journey through divorce and how it led him to help other men navigate life's toughest transitions. With 18 years of experience building financial planning businesses—and learning from failures in marriage and life—Josh offers honest insight into what men face during divorce. Together, they explore the pressure to “man up,” common post-divorce pitfalls, and how men can stay connected to their kids while healing. Josh's mission is to help men reclaim authentic masculinity, find clarity, and live with courage and purpose. Connect with Josh: Instagram: https://www.instagram.com/joshthederelict/ Podcast: https://podcasts.apple.com/us/podcast/the-derelict-podcast/id1737853882 Free copy of my book "The 5 Traps Men Face in Divorce...and How to Triumph Over Them!" (https://amzn.to/4hGqJ0L). Follow Josh on Instagram and send me the word "Divorce" he'll send you a FREE copy of his book.  Resources Mentioned in this episode: Follow JBD on Instagram: @journey_beyond_divorce Book a Free Rapid Relief Call: http://rapidreliefcall.com Join the High Conflict Divorce Support Group: https://www.jbddivorcesupport.com/hcdsg

You're getting things done—but are you getting the right things done? As a leader, your plate is always full. Tasks stack up, people need your input, and it's easy to fall into a pattern of constant motion with little traction. You're working hard, but still feel behind. You're productive, but not always effective. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris, LMFT explore the common traps high performers fall into when managing their workload. From overfunctioning to poor delegation and unclear priorities, they offer tools to help you take back control of your time, your energy, and your focus. Because it's not about doing more. It's about doing what matters—on purpose. Episode Highlights: Matt explains why productivity is about managing finite time and variable energy, and stresses improving efficiency rather than perfection. (01:43) Erik shares a story about micromanagement and a pivotal moment that reshaped his view on letting go of control. (04:38) Erik introduces the concept of revenue-generating vs. non-revenue-generating tasks to better prioritize daily actions. (09:41) Matt walks through a detailed guide on developing effective delegation skills, including the 70% rule and clear expectation setting. (12:37) Erik emphasizes the role of written processes in reducing micromanagement and building scalable systems. (18:16) Matt encourages using project management tools wisely, while Erik cautions against tech overload and advises crafting a "technology policy statement". (24:57) Matt lists mental models like the Eisenhower Matrix, Pareto Principle, and "One Thing" method to clarify focus and reduce task overwhelm. (33:44) Erik suggests flipping the script by asking “What are three things I don't need to do?” to stay sharp and intentional. (48:00) Key Quotes: “ We have to acknowledge that time is finite. And it escapes us all the time. And so we have to be able to work smarter ” - Dr. Matt Morris, LMFT “ The more scale, the more repeatable something is, the more efficient and effective you can be.” - Erik Garcia, CFP®, ChFC®, BFA™ “ If you're going to delegate to people, they need to feel that you trust them and you need to feel that you, that they're going to get it done. ” - Dr. Matt Morris, LMFT Resources Mentioned: Cultivate Success Podcast Series Companion Handouts Dr. Matt Morris, LMFT Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

From Compliance to Strategy: How Smart Business Owners Build Long-Term Success | Christopher Papin The Entreprenudist Podcast https://entreprenudist.com Episode with Christopher Papin, Owner of Papin CPA In this insightful interview, Christopher Papin breaks down how business owners can shift from basic compliance to strategic, long-term planning by leveraging the power of advisory services, financial insight, and legal integration.

Skip Wilson: The Secret to Scalable Advertising Execution Without Tech Overload The Entreprenudist Podcast https://entreprenudist.com On this episode of The Entreprenudist Podcast, we sit down with Skip Wilson, CEO of DRAFT Media Partners, to discuss why empathy and operational excellence—not just technology—are the real engines of sustainable success in advertising. With 100+ clients across four locations, Skip shares exactly how his team builds systems that scale, deliver measurable results, and keep humans—not just tools—at the center of every campaign.

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP is joined by Scott Mitchell and Kyle Ryan, CFP, ChFC. Scott is an Advanced Planning Counselor with Life Celebration. Life Celebration specializes in funeral and final expense planning. In this episode, Scott, Mike, and Kyle discuss final expense planning as it pertains to estate planning. They dive into preparations that should be considered when it comes to documents, prefunding a funeral, and trusts. This is a great episode for anyone who has a loved one without an estate plan in order. ​For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

"For those of you who have had cancer or treatment, or you've watched family members or friends go through it, it takes everything out of you. It gave me a reason to not just focus on how miserable, tired, exhausted, and isolated I felt, because I could take some of what I had inside that I'd been sharing one-on-one, and I knew I could share it with a larger audience.” – Amy Rose Herrick, ChFC Today's featured #1 bestselling author is a speaker, Chartered Financial Consultant, and America's Profit Building Specialist, Amy Rose Herrick. Amy and I had a fun on a bun chat about her books, her move from Kansas to the Virgin Islands, the importance of planning for financial emergencies, and tons more!!!Key Things You'll Learn:How Amy Rose transformed her battle with cervical cancer into a powerful catalyst for creativity and more successHer views on AI-generated writing and how it sometimes plays a role in her consulting workWhy business owners and authors need to have exit plans and succession strategiesHer content file system and strategies for capturing ideas and staying productiveWhy attention to detail is important in personal brandingThe importance of reputation, ethics, and not sacrificing integrity for moneyAmy's Site: https://www.amyroseherrick.com/Amy's Books: https://www.amazon.com/stores/author/B01KZ0QKA8/allbooksThe opening track is titled, “North Wind and the Sun” by Trevin P. To listen to and download the full track, click the following link. https://compilationsforhumanity.bandcamp.com/track/north-wind-and-the-sunPlease support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…Ep. 896 – From Mind to Manuscript with Maggie Mills (@takemaggiesword): https://www.goingnorthpodcast.com/ep-896-from-mind-to-manuscript-with-maggie-mills-takemaggiesword/Ep. 923 – How To Conquer Your Fears and Master Your Stories with Robert B. Foster (@RBF_Fitness): https://www.goingnorthpodcast.com/ep-923-how-to-conquer-your-fears-and-master-your-stories-with-robert-b-foster-rbf_fitness/Ep. 920 – The Surprisingly Simple Art of Getting It Done with Sam Bennett (@realsambennett): https://www.goingnorthpodcast.com/ep-920-the-surprisingly-simple-art-of-getting-it-done-with-sam-bennett-realsambennett/Ep. 453 – The Psychic Yellow Brick Road with Corbie Mitleid (@CorbieMitleid): https://www.goingnorthpodcast.com/ep-453-the-psychic-yellow-brick-road-with-corbie-mitleid-corbiemitleid/#GNPYear3Bonus Episode 5 – Money Honey with Rachel Richards (@MoneyHoneyRach): https://www.goingnorthpodcast.com/gnpyear3-bonus-episode-5-money-honey-with-rachel-richards-moneyhoneyrach/Ep. 509 - Exit Rich With Michelle Seiler Tucker (@MSeilerTucker): https://www.goingnorthpodcast.com/ep-509-exit-rich-with-michelle-seiler-tucker-mseilertucker/#HolidayBonus Ep. – Happy Money with Ken Honda (@KenHondaHappy): https://www.goingnorthpodcast.com/holiday-bonus-ep-happy-money-with-ken-honda-kenhondahappy/Ep. 765 – Love Yourself to Health with Pam Sherman: https://www.goingnorthpodcast.com/ep-765-love-yourself-to-health-with-pam-sherman/Ep. 497 – The Financial Mindset Fix with Joyce Marter (@Joyce_Marter): https://www.goingnorthpodcast.com/ep-497-the-financial-mindset-fix-with-joyce-marter-joyce_marter/100 - Habits of Highly Broke People with Dipo Adesina (@dipo_adesina): https://www.goingnorthpodcast.com/100-habits-of-highly-broke-people-with-dipo-adesina-dipo_adesina/Ep. 399 – Money Is An Energy Game with Madeline Gerwick (@MadelineGerwick): https://www.goingnorthpodcast.com/ep-399-money-is-an-energy/ Ep. 642 – #Financial Strategies for Service Industry Professionals with Barbara Sloan (@tippedfinance): https://tinyurl.com/zh6seje4

The Entreprenudist Podcast | Cameron Bishop: The Secret to a Successful Business Exit   The Entreprenudist Podcast https://entreprenudist.com In this episode of The Entreprenudist Podcast, we're joined by Cameron Bishop, Managing Director at Raincatcher, to explore a topic every business owner needs to understand: “The Secret to a Successful Business Exit.” Whether you're planning to sell your company soon or years down the line, this conversation is packed with insights that could protect — and multiply — the value of your business.

As a high achiever, your work never really 'stops'—but should it? You feel pressure from the outside and from deep inside that you NEED to find balance. But balance seems elusive. Just when you feel you've found it, it's gone. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris, LMFT break down the myth of work-life balance, the cost of blurred boundaries, and how to set limits that work without guilt or career damage. Episode Highlights: Erik introduces the episode by framing the common struggle of work-life balance and the guilt that often surrounds it. (01:31) Matt discusses how high achievers often experience work creeping into home life and the need to define realistic boundaries. (03:56) Erik explains why he believes work-life balance is a myth and argues for alignment of values instead of perfect balance. (06:45) Matt shares his definition of balance: enjoying both work and home life without one impeding the other. (10:07) Matt emphasizes that integration, not perfection, is the key to sustaining relationships and success. (13:51) Matt explains how unresolved work stress affects sleep, health, and emotional presence. (17:52) Erik highlights the role of self-awareness and coaching in identifying when work is intruding on personal life. (19:20) Matt shares the importance of start-stop rituals and sacred times, noting their role in maintaining boundaries. (24:09) Matt encourages leaders to model healthy habits and communicate boundaries to both teams and clients. (27:31) Matt explains how setting boundaries may trigger guilt and discomfort, but it's a normal part of growth. (36:04) Key Quotes: “ Success shouldn't come at the cost of your personal life.” - Dr. Matt Morris, LMFT “The goal isn't balance or like getting the scales to be weighed. It was more of an alignment of value and purpose.” - Erik Garcia, CFP®, ChFC®, BFA™ “Create sacred times for your family and for personal priorities. These are things that are, for the most part, 99% of the time, non-negotiable.” - Dr. Matt Morris, LMFT Resources Mentioned: Cultivate Success Podcast Series Companion Handouts Dr. Matt Morris, LMFT Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Build the Business. Live the Life. Exit on Your Terms | Vince Perri | The Liquidity Event 2025   The Entreprenudist Podcast https://entreprenudist.com At The Liquidity Event June, 2025 | sponsored by Insurance Claim HQ Powered by Hair Shunnarah Trial Attorneys.  Vince Perri, CEO of Elite Resolutions, shares his powerful journey of building a thriving business with intention and vision. In his talk, “Build the Business. Live the Life. Exit on Your Terms,” Vince breaks down what it truly means to create a business that supports your lifestyle—and how to plan for the ultimate goal: a successful and purposeful exit. Whether you're just starting or scaling, his insights will help you focus on building with the end in mind. ------------------ Struggling with a denied or delayed insurance claim? Let the experts at Insurance Claim HQ Powered by Hair Shunnarah Trial Attorneys, help you get what you're owed. Visit https://insuranceclaimhq.com and take the first step toward the settlement you deserve.  Hosted by Randolph Love III, ChFC®, The Entreprenudist Podcast is a platform where real entrepreneurs and business owners bare it all. Ranked in the top 10% of business podcasts, it shares unfiltered stories, challenges, and triumphs, providing valuable insights for aspiring and seasoned business leaders alike.