Podcasts about Separate

The Supreme Court's new ruling on birthright citizenship is even worse than feared. By refusing to strike down Donald Trump's unconstitutional executive order outright, and instead gutting nationwide injunctions, SCOTUS has effectively handed the president the power to override the Constitution — and blocked the courts from universally stopping him. We break down exactly how this decision paves the way for two Americas: one where constitutional rights are upheld, and one where they are ignored. “Separate, but unequal” is back, and the consequences could be catastrophic. Journalists Jim Avila and Michael Shure will be in to discuss the Supreme Court rulings. Then, we'lll bring a dose of levity with Friday Fabuloud Florida and The Culture Blaster, Michael Snyder.

When betrayal shatters your marriage, it often feels like it shatters you, too. In today's episode of Beauty Beyond Betrayal, I am walking you through the emotional, spiritual, and neurological impact of betrayal trauma — and why your worth was never tied to his choices in the first place. You'll learn: How betrayal trauma disconnects you from your sense of reality and self Why your brain turns against you in the absence of truth What it means to separate your worth from your experience 5 practical steps to reclaim your God-given identity How to stop tying your value to someone else's behavior Whether you're newly navigating the shock of discovery or years into your healing journey, this episode is a must-listen reminder that your worth is fixed, unshaken, and anchored in Christ.

US senators reintroduce bill to open Apple and Google's app stores, Threads now has a Hidden Words setting that's separate from Instagram, and Windows is finally kicking the Blue Screen of Death to the curb. It's Friday June 27th and here's a quick look at tech in the news this morning from Engadget. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Greg Bishop airs highlights from dueling hearings in Washington D.C. over the issue of rule of law. Illinois Attorney General Kwame Raoul took part in a "spotlight" panel with other Democrats while a U.S. House committee discussed issues around justice with U.S. Attorney Pam Bondi.

In this episode, Tom shares the simple yet powerful daily habits that have helped him win more in life and business. Forget the trendy 3 a.m. routines, Tom keeps it real with a straightforward framework that every contractor can apply immediately. From physical movement to staying focused on your goals, Tom introduces the “F.W. Day” formula that aligns your personal discipline with business success.In this episode, Tom discusses:[00:00] Why success doesn't require complicated routines or trendy hacks[00:27] The power of good sleep and doing brain-intensive tasks early[01:03] How physical movement improves clarity and results[01:18] The importance of reviewing your goals daily to maintain focus[01:43] Introducing the “F.W. Day”—a daily structure for winning[02:04] How 75 Hard and the Live Hard program build discipline[02:15] F.W. Day Step 1: Personal Activities – Review goals and work out[02:41] Why clean eating and energy management are key to success[02:53] F.W. Day Step 2: Pipeline Activities – Generate leads with daily outreach[03:19] The ROI of 3 UITs (Unexpected Intentional Touches) per day[03:33] More pipeline examples: prospecting, calling remodelers, creating content[04:03] F.W. Day Step 3: Profit Activities – Protect your bottom line daily[04:17] Examples: job costing, pre-job meetings, team training[05:03] How sales role play in Battleground helps safeguard profit[05:16] Learning and implementing from training content[05:29] Recap of the F.W. Day and how it leads to consistent success[05:44] Invitation to Contractor Business School for contractors under $500k/yearResources: =================================

Health Insurance is Rigged & Controlled by the Big Companies w/ Donvan Ryckis of Ethos Benefits   - AZ TRT S06 EP10 (272) 6-15-2025              What We Learned This Week Health Insurance is primarily run by the Big 4 - BUCA: Blue Cross United Healthcare, CIGNA, Aetna To Insurance Co's – Premium = Revenue, and they are not going lower profits, so no incentive to lower costs Health insurance employer group plans can be broken down into 4 Parts Network PPO is what people typically think of when they think of health insurance There have been revisions to the Healthcare Act passed in 2021   Guest: Donovan Ryckis, Ethos Benefits https://ethosbenefits.com/   https://ethosbenefits.com/documentary/ https://businessofbenefitspodcast.com/   Our Ethos is Simple: Fiduciary First. Act in the best interest of those we serve—no matter the cost. ‘Ethos' represents the guiding principle, character, or spirit of a person or organization. It's the ‘why' that drives decision-making and fuel's purpose. Our Ethos is deeply rooted in the story of our Founder, Donovan Ryckis. Over a decade ago, Donovan, a fiduciary Series 65 securities advisor specializing in retirement and pension planning, was approached by a client facing a dire situation. The client's publicly traded broker claimed there was no solution for a staggering 37.5% health insurance renewal increase—a cost that threatened the business and its employees. With no prior experience in health insurance markets but guided by his unwavering fiduciary principles, Donovan took on the challenge. The result? He mitigated the risk entirely, delivering a solution 12% below the current rate. This allowed the business to thrive and ensured hundreds of employees wouldn't have to choose between basic necessities and skyrocketing health premiums. That moment sparked a revelation. The fraud, waste, and abuse Donovan had fought in retirement planning paled in comparison to the challenges in healthcare. He saw an opportunity to bring transparency and fiduciary principles to an industry in desperate need of change. Donovan pivoted his career, becoming one of the first fee-based health insurance advisors in the nation. By removing all conflicts of interest in broker compensation, he laid the foundation for what is now the leading innovative employee benefits agency in the country, delivering higher quality care at a significantly lower cost to employers nationwide.       Notes:   Ethos Benefits deals with employee benefits, with a primary focus on group health insurance   Per Donovan ‘Employee benefits are rigged'   Insurance company premium equals revenue. There is no incentive to lower cost, as it would lower profits.   ACA Obamacare passed in 2010, and it capped profits for insurance companies at 20%   Insurance Co's are working to expand their pool to make more profit   Health Insurance guarantees inflation keeps going up, so family of 4 could spend 35K a year   For a business, healthcare cost and employee benefits are a top 3 P&L expense   Ethos strategies can create a 30 to 40% reduction on premium impact to lower costs for a business   The HQ is in Florida, but they are a virtual office with agents and clients nationwide   Healthcare finance and delivery + Improving employee benefits     Seg 1   Donovan's bio, he was a financial advisor with a Series 65 license before he got into health insurance. Around 2014 he moved into health insurance seeing an opportunity for better service.   Typically you see agents who are working for the health insurance company and not really working for the employer companies they are selling to.   Health insurance is primarily run by the Big 4 – BUCA: Blue Cross United Healthcare, CIGNA, Aetna.   Health insurance employer group plans can be broken down into 4 Parts:   1.    TPA or third-party administrator 2.    Network PPO or HMO 3.    Pharmacy benefit RX 4.    Insurance that covers the caps the limits on the stop loss   PPO is your primary network and open on using referrals HMO is a non-preferred network typically has less offerings and tight on referrals   Ethos Benefits helps employers to break up the four parts of a group plan and customize   Network PPO is what people typically think of when they think of health insurance.   Network and the Big 4 health companies have a tighter deal with doctors and contract prices. A lot is pre-negotiated with a set of rates, which is the point of a PPO. This is where you get larger claims and they run in the system of healthcare.     Seg 2   Pay more for healthcare in the U.S. than the rest of the world   The biggest pharmaceutical companies are in the US Pharmaceutical companies in flight prices, and also set the prices They make money through spread pricing   Employers can actually pick up their own Pharma benefit and get the rebates that the big health insurance companies are not giving them   Healthcare system is a rigged game The fraud waste and abuse extremely high in health   401(k) and retirement benefit industry is actually tighter with more disclosure than the healthcare industry   Regulated better since the creation of the Securities Act in the 1930s and updates that ran through the 1970s and beyond with things like ERISA   There have been revisions to the healthcare act passed in 2021 - started in Jan.2022   Actions had 3 disclosures: ·         Brokers comp and bonus ·         Data with gag, clauses, and full access to data upon request ·         Benchmarking for drug cost     Further Notes via Google:   The revisions you are likely referring to are part of the Consolidated Appropriations Act of 2021 (CAA). While the CAA was passed in late 2020, many of its provisions, including those related to transparency in healthcare, became effective on January 1, 2022.  The three key areas of disclosure you mentioned are directly addressed within these regulations: 1.            Broker's Compensation and Bonuses: The CAA amends ERISA Section 408(b)(2) and requires service providers, including brokers, to disclose specific information to group health plan fiduciaries. 2.            Data Transparency (Gag Clauses and Full Access to Data): The CAA prohibits gag clauses, which prevent plans from providing access to their data. It also requires health insurance carriers to attest annually to their compliance with this prohibition. Moreover, the Health DATA Act, a proposed bill, would further reinforce the right of employers to access their data and hold service providers accountable for non-compliance. 3.            Benchmarking for Drug Costs: The CAA includes provisions regarding pharmacy benefit and drug cost reporting, which aims to provide greater transparency and potentially lead to better benchmarking of drug costs. The Build Back Better Act, a separate piece of legislation, also included provisions for Medicare to negotiate drug prices, further impacting drug costs and potential benchmarking.  These revisions aim to increase transparency in healthcare pricing and empower consumers and employers to make more informed decisions about their healthcare coverage.    Seg 3   Ethos works with Employers to create business plans usually with a 3 to 5 year time horizon. The goal is long-term to lower healthcare cost.   Example would be a company with 100 employees with 50 to 80% of them on the health plan (does not include dependents).   Ethos wants to keep the demands of a company low, easy transition.   Ethos handles employee Qs and healthcare navigation. Ethos is full service.   Risk handled 1 of 4 ways - Reduce, avoid, retain, transfer - Transfer to insurance   Broker wants to transfer risk Company can control costs Careful not to have too much disruption with a switch to a new company   Ex - start with pharmacy part NDC National Drug Code Run report vs costs   Pharmacy benefit mgr   Pre packaged health plan Gets co approved pharmacy benefit Save 5 - 15% on costs (30%)   Separate - parts of group plan     Seg 4   Brokers comp - incentives from big insurance companies   Opening move - edit pharmacy benefit piece   State by state - regulators and rules   Employers / employees Know the network and PPO   Nationwide covers insurance part – Stop-loss Insurance   30-40 major stop loss companies Ex: Allstate Met Life Sun Life   Stop-loss insurance for group health plans acts as a financial safety net for self-funded employers, protecting them from large, unpredictable medical claims. It is a form of additional insurance.   Healthcare risk is incredibly predictable on group basis   Overall predictable w stats, actuarial analysis   Gag clauses look at dataset from current carrier   Prescription database sets   3rd party admin are less of a concern, lots of claims   Average of 18 claims per employee per year, includes dependents   Data - review AI Claims analytics software   AI claims analytics software is transforming how insurance companies handle claims by leveraging artificial intelligence and machine learning to analyze data, automate tasks, and improve decision-making.    30 - 40% reduction in premium w Ethos     Further Notes via Google: Group Medical Plans Breakdown of the common components of a comprehensive employer group health plan, particularly within the context of a self-funded model.  Here's a more detailed explanation of each part: 1.            TPA (Third-Party Administrator): A TPA is a company that provides administrative services for self-funded health plans. This includes processing claims, handling enrollment, and managing other administrative tasks that would typically be done by an insurance company. 2.            Network (PPO or HMO): This refers to the group of doctors, hospitals, and other healthcare providers that the health plan contracts with to provide services to its members. The network defines where employees can go to receive care and often dictates the level of coverage they will receive (e.g., in-network vs. out-of-network benefits). ·                                             PPO (Preferred Provider Organization): Offers more flexibility, allowing members to see out-of-network providers, though with higher out-of-pocket costs. ·                                             HMO (Health Maintenance Organization): Typically requires members to stay within the network for covered services, except in emergencies.                 Pharmacy Benefit (RX): This component manages the prescription drug coverage for the plan. It includes negotiating drug prices, processing claims for prescriptions, and managing the plan's formulary (list of covered drugs).                 Stop-Loss Insurance: This is a crucial element for self-funded employers. It protects the employer from catastrophic claim costs. If an individual employee or the entire group's claims exceed a certain threshold (the "attachment point"), the stop-loss insurance kicks in to cover the excess costs, limiting the employer's financial liability.  Additional Considerations: ·                     Data Access: Self-funded plans often provide employers with greater access to claims data, which can be used to analyze healthcare costs, identify trends, and implement strategies to improve employee health and manage costs. ·                     Benchmarking: Employers can use claims data and industry benchmarks to compare their plan's performance to similar organizations and negotiate better rates with providers and other vendors. ·                     Wellness Programs: Some employers offer wellness programs to encourage employees to adopt healthy behaviors and potentially reduce healthcare costs. ·                     Essential Health Benefits (ACA Compliance): Group health plans must comply with the Affordable Care Act (ACA), which requires them to cover a list of essential health benefits, such as outpatient care, emergency services, hospitalization, and prescription drugs. ·                     Other Benefits: Group plans can also include other benefits, such as dental, vision, life insurance, and long- and short-term disability insurance.  Understanding these different parts is essential for employers to effectively manage their group health plan, control costs, and provide valuable benefits to their employees.      Investing Shows: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement       ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.  

 Listen to the Show Right Click to Save GuestsScriptWorks Out of Ink In StepAustin Shakespeare Young Shakespeare Cymbeline What We Talked About  Chorus Line 50th Call Me Izzy Separate the Artist from the Art Etoile Megan Hilty Tartuffe Off B'way Joe Allen's is 50 Billy Joel B'way Actors Cover Real Women Have Curves Clsosing Dog Man The Musical Sandy Knox Thank you to Dean Johanesen, lead singer of "The Human Condition" who gave us permission to use "Step Right Up" as our theme song, so please visit their website.. they're good! (that's an order)

As rumors continue to swirl around Katy Perry and Orlando Bloom breaking up, Sarah and Vinnie and the gang are wondering how Katy's catching so much heat and it doesn't seem to be burning her long-time fiance.

Welcome to episode 300! It's a milestone I'm incredibly proud of, and I want to thank you for being part of the journey. Whether you're listening while walking the dog, doing the school run, or lifting weights at the gym, I'm grateful to have you here.In this episode, I'm sharing the 10 timeless principles of salon money management. These aren't fluffy ideas; they're hard-won lessons from my own experience and from years of coaching salon owners around the world. If you want to go beyond just “doing great hair” and actually run a profitable business, this one's for you. Let's make sense of the numbers and start building a business that works for you, not the other way around.IN THIS EPISODE:[00:00] Celebrating 300 episodes and listeners around the world[02:22] Why timeless business principles still matter[03:00] The hairdresser-to-business-owner journey[04:02] Why financial literacy matters more than talent alone[04:57] Principle 1: Revenue does not equal success; profit is the real goal[05:55] Principle 2: Separate your business and personal finances[06:38] Principle 3: Be careful who you take advice from[07:16] Principle 4: Learn to love your numbers[08:15] Principle 5: Focus on your core salon offering[09:00] Principle 6: More money isn't always the solution[09:36] Principle 7: More clients don't always mean more profit[09:53] Principle 8: Invest in your business and personal growth[10:16] Principle 9: Build an emergency fund, stuff happens[11:00] Principle 10: Money is a game, learn to play it wellWant MORE to help you GROW?

In this episode, we dive into one of the most confronting – but quietly common – questions high-performing women face when intimacy isn't working: Does the lack of sexual connection mean it’s time to leave? This deep-dive isn’t about rushing to separate. It’s about pausing long enough to ask the real questions: About power. Identity. Evolution. And whether your relationship can meet the woman you’re becoming. We unpack how overthinking, hyper-intelligence, and guilt can mute your erotic voice and how emotional intimacy doesn’t begin in the bedroom, but in the everyday moments you’ve learned to override. This is the conversation for the woman who’s done pretending it’s fine.The one who’s holding success in her business…but feeling starved in her relationship. You’ll also hear how Power Couple Suite was created for partnerships who know they’re meant for more and are ready to rise together. We also cover: Why sexual disconnection isn’t always a red flag—but it is a signalWhen intelligence becomes the intimacy killerComing back to your emotional (and erotic) bodyHow intimacy isn’t just about sex—it’s how you live a turned-on life togetherWhat it means to recalibrate your connection without collapsing LINKS:  If this conversation stirred something in you and you want my expert support to help you navigate a challenging time in your relationship, the Power Couple Suite is the intimate immersion for the duo who want the fire, the fulfilment and influence in their bedroom to match what happens in their business and bank accounts... ...And who are ready to meet themselves and each other with truth and Eros leading the way. This is a three month private container with sessions for each of you, both of you, and a private telegram channel for immediate recalibration. You've done a version of success and you've done it together. Now it's time to do it with pure power and pleasure driving the connection where it matters the most. Go to laurenwhite.com.au/couples to secure your first Power Couple Immersion.See omnystudio.com/listener for privacy information.

06-16-25 - Entertainment Drill - MON - w/WWBD Reacts - List Of Celebs Who Are Polite Fliers - List Of Things Happened 10 Years Ago This Week - Arnold Took Separate Photos w/Family And ConandezSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

06-16-25 - Entertainment Drill - MON - w/WWBD Reacts - List Of Celebs Who Are Polite Fliers - List Of Things Happened 10 Years Ago This Week - Arnold Took Separate Photos w/Family And ConandezSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

AP correspondent Haya Panjwani reports on South Carolina's sixth execution in nine months.

//The Wire//2200Z June 12, 2025////ROUTINE////BLUF: COMMERCIAL AIRLINER CRASHES IN INDIA, 260 FATALITIES CONFIRMED SO FAR. TENSIONS CONTINUE IN MIDDLE EAST. RIOTS CONTINUE IN NORTHERN IRELAND AND USA.// -----BEGIN TEARLINE------International Events-India: This morning Air India Flight 171 crashed shortly after takeoff from Ahmedabad. The aircraft impacted the student housing at B.J. Medical College, a teaching hospital and large medical facility. Local authorities have claimed that there was only one survivor among the 242 souls on board. There is no confirmation on casualties sustained on the ground, however locals have provided the figure of 260 casualties all total (both those in the aircraft and on the ground). Aircraft debris is spread over a wide area throughout a densely-populated region, so the casualty count is expected to rise as recovery efforts continue.Northern Ireland: Protests and riots alike continued throughout the region overnight, with locals continuing arson attacks on migrant centers. Yesterday afternoon, locals discovered that the family members of the migrants who assaulted a child (the incident that started all of this) were temporarily evacuated to a Leisure Center in Larne, which was promptly burned down by locals. Riots continued in Ballymena, and vandalism efforts have disrupted local train services as obstacles and fires were set on train tracks in a few locations around the area.Middle East: Indications and warnings continue to mount regarding a potential war with Iran. The US State Department continues to issue region-wide warnings, though no specifics have been provided regarding the potential threats.AC: Considering all possibilities, the recent threat warnings issued by the White House could also be a ruse, specifically an ambiguity-decreasing information operation. In other words, it could be a trick to pressure the Iranians into making a deal with regards to their nuclear aspirations. Either way, it is a dangerous game, and increased vigilance is recommended in any case due to the uncertainty of how events might transpire over the next few days.-HomeFront-Texas: Governor Greg Abbott has ordered the deployment of approximately 5,000 National Guard soldiers in preparation for the mass demonstration events planned for this weekend. These forces will augment the thousands of local and state police which have been tasked with keeping order during the thousands of protests that will take place around the nation on Saturday.California: This afternoon U.S. Senator Alex Padilla was arrested after attempting to disrupt a press conference at which DHS Secretary Kristi Noem was speaking. Senator Padilla resisted being removed from the room after causing the disruption, and was subsequently arrested by force in the hallway outside the event. The Senator was released shortly after the incident, and as of yet has not been charged.USA: This afternoon a large scale communications outage was reported throughout the nation. Cloudflare, AWS, and Google Cloud all reported simultaneous issues with their platforms and services.AC: No cause of the outages has been reported, however this is a major incident considering the timing of multiple independent systems going offline at the same time.-----END TEARLINE-----Analyst Comments: When it comes to the chaos and kinetic activities in Northern Ireland, there are two main lines of effort by involved parties: There are the ethnically Irish protesters-turned-rioters, who have engaged in arson attacks in migrant communities in response to immigration issues. Separate from these incidents, looting has been observed taking place, which is largely being carried out by migrant communities themselves. This is complicating efforts to host legitimately peaceful demonstrations, as the situation in some areas is simply too chaotic to determ

"We're seeing rapid advances both in seismic acquisition technologies and in processing techniques. In order to get data that is appropriate for full waveform inversion, you have to rethink how you're acquiring the data in the field." In this episode, host Andrew Geary speaks with Andrea Crook, CEO of OptiSeis and lead instructor of the IMAGE 2025 short course, Innovations in Land Seismic Acquisition. Andrea explores the seismic design landscape, breaking down how advances in sources, sensors, sampling, and sustainability are reshaping land acquisition. Listeners will walk away with practical strategies to enhance survey quality, minimize environmental impact, and more effectively connect acquisition with processing and interpretation. KEY TAKEAWAYS > Innovations in survey design, such as high-density Vibroseis and nodal systems, lead to improved data and safer operations. > Sustainability in seismic acquisition isn't just good for the planet - it also drives cost efficiency and long-term data value. > Course attendees will learn how to evaluate survey trade-offs, enhance trace density, and make informed decisions using real-world examples. CALL TO ACTION Ready to improve your surveys and future-proof your data? Sign up for Innovations in Land Seismic Acquisition at IMAGE 2025. This hands-on short course, led by Andrea Crook, covers the latest technologies, field-tested strategies, and real-world examples to boost your survey success. Separate registration is required; please reserve your spot at https://www.imageevent.org/short-courses/short-course-25/innovations-in-land-seismic-acquisition-seg. GUEST BIO Andrea Crook, P.Geoph., is the CEO of OptiSeis, a company she co-founded in 2011 to provide innovative solutions for accurate subsurface imaging. Andrea graduated from the University of Manitoba with a B.Sc. Honours in Geophysics and began her career at Shell Canada in seismic processing and geophysical operations. Based on her extensive contributions to the field of geophysics, she received the 2019 CSEG Technical Achievement Award and was the Society's 2023 Symposium Honouree. She is also on the Board of Directors for the Clean Resource Innovation Network (CRIN), was selected to present the 2024/25 CSEG Canadian Distinguished Lecture Tour, and is the recipient of both the 2019 and 2024 GeoConvention Best Paper Award. Through active collaboration with industry and academia, she and her team continue to develop innovative solutions for environmentally sustainable subsurface imaging. LINKS * Sign up for Innovations in Land Seismic Acquisition at IMAGE 2025 at https://www.imageevent.org/short-courses/short-course-25/innovations-in-land-seismic-acquisition-seg * Visit https://seg.org/podcasts/episode-261-innovations-in-land-seismic-acquisition-with-andrea-crook for all the resources mentioned in this episode.

Jordan discusses a transformative shift in his sales approach, focusing on the power of the "desired future state" question in prospect conversations. He shares how asking prospects to envision their success three years into the future helps uncover both intangible long-term goals and specific tangible needs, allowing for more meaningful and client-centered financial planning discussions.

Something To Think About Series #205 Thought of the day from Venerable Robina Courtin

In this episode of Tank Talks, Matt Cohen chats with Ryan Gariepy, CTO and Co-Founder of Clearpath Robotics, on how a garage project from four Waterloo grads turned into one of Canada's biggest deep tech exits. Ryan takes us behind the scenes of Clearpath's $600M acquisition by Rockwell Automation and the company's journey from building robots for researchers to dominating the autonomous mobile robot (AMR) space.The conversation covers building during a hardware-unfriendly time, the harsh realities of supply chains, the open-source bet that changed robotics, and what it really feels like to pitch in a room of 50+ Rockwell execs. Ryan also breaks down why humanoid robots are still far off, the evolution of talent in robotics, and how Canada can stay in the game. A must-listen for anyone building in frontier tech, hard tech, or just trying to scale something real.Garage to Global Robotics Platform (00:00:49)* Building Clearpath as a first job out of university* From LEGO and sci-fi to industrial-grade robots* “We didn't incorporate until we sold our first piece of vaporware.”* Early clients and funding in a post-2008 downturnFinding Product-Market Fit in Robotics (00:07:22)* Observing where researchers were getting bored and the industry was getting excited* Why they skipped the self-driving car race and focused on logistics* Clearpath's strategic bets: industrial automation, mining, and inventory trackingThe Role of Strategic Investors (00:10:00)* Caterpillar, GE, and Hyundai backed Clearpath with market-aligned capital* “They were bought into the vision before the checks were written.”The Rockwell Deal: Behind the $600M Exit (00:10:48)* Term sheet to close in five months: “It felt like an eternity.”* Surviving a 50-person technical due diligence call* Lessons from being tested by Fortune 500 execs: “I'm proud I made it through.”* On integration: "Separate your identity from your company early, it helps."Post-Acquisition Life and Scaling with Rockwell (00:16:16)* Transitioning from founder to employee* How joining Rockwell offered the scale Clearpath couldn't build alone* The upside of collaborating with seasoned technical leadersROS, Open Source, and the OSRA Launch (00:17:11)* Founding the Open Source Robotics Alliance* Making open-source robotics enterprise-ready* “We want people to build on reliable tools, not reinvent the wheel.”AI, Hype vs. Reality in Robotics (00:20:03)* Why LLMs aren't yet revolutionizing robot performance* Cautioning against overhyping early AI integrations* “Writing the algorithm is the easy part, everything around it is the hard part.”The Evolution of Robotic Talent (00:23:07)* From grad-school coders to cross-industry engineering pros* Production-grade code becoming the standard* The underrated value of hiring low-ego, heads-down engineers earlyLessons from Scaling Hardware Through Crisis (00:27:23)* Navigating power cable shortages during COVID* Being vertically integrated saved them barely* “Our margins took a hit, but our suppliers knew we were long-term partners.”Why Autonomy in Plants Will Win (00:34:07)* Factory robots vs. public-road self-driving cars* Simpler operational environments = faster ROI* “We already have the existence proof for factory autonomy.”The Future of Robotics (00:36:59)* Hoping for better sensors, especially depth cameras* Small, on-device AI models for better HRI (Human-Robot Interaction)* “The tech isn't quite conscious, but we're close to robots that can explain themselves.”About Ryan GariepyRyan Gariepy is the CTO and Co-Founder of Clearpath Robotics, a Waterloo-born robotics company that pioneered open-source development in autonomous mobile robots. In 2023, Clearpath was acquired for $600M USD by Rockwell Automation. Ryan is a board member of the Open Source Robotics Foundation, co-chair of the Canadian Robotics Council, and a vocal advocate for AI and robotics leadership in Canada.Connect with Ryan Gariepy on LinkedIn: https://ca.linkedin.com/in/rgariepyVisit Clearpath Robotics Website: https://clearpathrobotics.com/Connect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

FULL SHOW #87: COUPLES SLEEPING IN SEPARATE BEDS - THE HOT DEBATE!See omnystudio.com/listener for privacy information.

06-08-25 | Abraham: Abram and Lot Separate by Plainfield Christian Church

The wilderness isn't just a place, it's a purpose. In today's episode, Nathan and I dive into the book of Numbers and explore how God uses the wilderness to shape us, test us, and draw us closer. Plus, we've got something really special: a video of my dad proclaiming the Aaronic Benediction over the community he served in Phoenix for over 40 years. You won't want to miss it.Be sure to SUBSCRIBE so you don't miss a video from TFI! Donate to TFI: https://www.togetherforisrael.org/givingpageVisit our Website: https://www.togetherforisrael.orgDownload our App: https://subsplash.com/togetherforisrael/download-appJoin us for a tour: https://www.tfi.tours

Air Quality Alert in effect today as temperatures soar near 90... Adams wants e-bikes to slow down... All 9 Democratic candidates for mayor faced off last night... Two men shot dead in two separate shootings in Chelsea and Times Square full 344 Thu, 05 Jun 2025 09:46:01 +0000 8mnyXGcH0gns2XeBtzfGK7hZyEF0ghGP news 1010 WINS ALL LOCAL news Air Quality Alert in effect today as temperatures soar near 90... Adams wants e-bikes to slow down... All 9 Democratic candidates for mayor faced off last night... Two men shot dead in two separate shootings in Chelsea and Times Square The podcast is hyper-focused on local news, issues and events in the New York City area. This podcast's purpose is to give New Yorkers New York news about their neighborhoods and shine a light on the issues happening in their backyard. 2024 © 2021 Audacy, Inc.

Ever presented your findings… and watched the customer go quiet? In this episode of Windshield Time, Chris Elmore and James “J-Dub” Walker unpack what really causes that reaction—and how to prevent it. From the very first question you ask, you're either setting context or setting a trap. If you want the customer to trust you when it matters most, you've got to build contrast early and deliver findings with clarity, confidence, and control. You'll learn how to: -Ask better questions that build trust and uncover expectations -Use age, maintenance, and filtration to create context -Structure findings as a story—not a list of problems -Separate the “meaning” conversation from the “money” conversation -Keep control of the call while giving customers space to process -Turn presentation anxiety into confidence and clarity Mentioned in this episode: The “bomb blast” effect: why customers shut down The 7-step findings presentation framework How to avoid the “I also found…” death spiral The importance of linking symptoms to causes When to give customers space—and when to stay close Why you shouldn't present findings with pricing attached

Do you replay conversations in your head, second-guess your words, or feel a wave of shame from just one comment or look?You're not too sensitive and you're not alone. You're simply human with a nervous system doing its job to protect you.In this episode, we unpack why you take things personally and what you can do to shift that response. This isn't about “toughening up” or just thinking positive. It's about understanding the neurobiology behind emotional reactions and learning how to regulate your state so you can respond with clarity, not collapse.

Deciding on my major in college really wasn't that hard for me. I knew I wanted my studies to focus on the Bible and speech. I wanted to learn more about His Word so that I could communicate it clearly to those around me. So that's what I did: I majored in communication and minored in biblical studies, taking as many classes as I could to understand more about the Bible and spiritual formation.  The truth is, as much as I love supporting women as they seek healing in God and as they journal together with Him, one of my biggest passions is teaching God's Word. You can see how the two go hand-in-hand, yet they are also distinct. Separate. Teaching His Word has looked different for me over the years. Sometimes I was teaching children, sometimes youth, sometimes adults. Sometimes in small group settings, other times in large group ones. Always teaching in my local church, yet also sometimes teaching as a guest in places like retreats and conferences. And today, you get a special treat. Because I'm sharing a message I gave titled “Love Does That,” which is where my business name comes from. I originally gave this message in 2016. I started Love Does That in 2018. Which means I am now 7 years into this thing. Though there have been a few twists and turns along the way as I continue to discern how God wants me to use this space for Him, it is always an absolute honor and a privilege for me to use His Word to stir up the faith of others. So I invite you to join me as we go back and listen to the message that started it all.  Kari   >> Speaking http://lovedoesthat.org/speaking   RELATED EPISODES: ·       Episode 106: Leading As An Introvert ·       Episode 57: A Heart to Heart with Women's Ministries Leaders: You've Got to Reach Out to Those in Your Church Who Are Hurting ·       Episode 12: Caring for Hurting Kids at Your Church: 3 Powerful But Simple Things You Can Do ·       Bonus Episode: Dry Bones: A Resurrection Story ______ >> Free Journaling Workshop: 3 ways to encounter God on the pages of your journal http://lovedoesthat.org/journalingworkshop >> Journal Gently: An 8-week grief and trauma journaling program http://lovedoesthat.org/journalgently   Music by DappyTKeys

From Acts 15:38-16:5

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Many employers have misconceptions about how workers compensation actually works. Some don't understand what types of injuries are covered. Others aren't sure how claims impact their business - or how they can be involved in the process. These misunderstandings can lead to costly mistakes and missed opportunities to improve workplace safety. Separate work comp fact and fiction with Matt Speight, President and CEO of the Scott Agency.

The Torah highlights the need for a separate and different count for the tribe of Levi, and in doing so teaches a historical message.

View this video at https://macmost.com/macs-with-two-displays-choose-windows-across-displays-or-separate-spaces.html. If you have more than one display and want to stretch a window across them, you may find the window only shows up on one display at a time. However, there is a switch that will allow this by changing how Desktop Spaces work.

The Coaching Equation Podcast - Whitney Faires on The Courageous Leader Roadmap[01:05] From Division I Volleyball to Leadership Mastery Whitney's earliest leadership lessons came from coaches and teammates—discovering that transformation of the person, not just driving outcomes, is what makes leadership truly powerful and fulfilling.[03:26] Why "Squeezing the Juice" Always Backfires The single point of failure trap: when leaders micromanage for outcomes, they can't scale. Plus the hidden costs of the "churn and burn" mentality with VAs and team members.[05:57] The Metrics That Matter for Leadership Retention rates, engagement surveys, internal promotions, and productivity—plus the Gallup bombshell: 70% of employee engagement traces directly to their relationship with their direct leader.[09:12] The True Cost of Burning Through VAs Why "Google Doc and hope for the best" wastes more time than proper training. The game-changing question: "How do you like to learn things?" tailors your approach and builds lasting team members.[12:24] Ruthless Prioritization Under Fire When your business feels like chaos, Whitney's barometer: "If prioritization isn't hard, you're not really doing it." Choose quality over quantity, even when the house is on fire.[15:39] The Courageous Leader Roadmap: Step 1 Define Your Leadership Identity—create 5-7 leadership commitments that guide your decisions. Whitney's examples: "People First Always" and "Assume Best Intent" for navigating conflict.[19:19] Whitney's Leadership Commitments in Action Address the person before the employee. Stay curious instead of reactive. How defining your leadership identity becomes the ultimate form of accountability.[23:42] Who Do You Want to Be as a Leader? The reflection framework: Know your strengths and weaknesses, learn from your best and worst leaders, and answer the legacy question—what do you want people to say about your leadership 10 years from now?[28:26] Step 2: Connect to Inspire Connection isn't "soft"—it's strategic. Avoid the "franager" trap (friend + manager) while showing genuine interest beyond surface-level rapport. Leadership is done WITH people, not TO people.[35:24] Step 3: Activate Your Power Zone Your mental state is a choice, not chance. Leaders have a responsibility to show up optimally because there are "eyes on you"—your team mirrors how you handle pressure and adversity.[39:25] The Leadership Reality Check "If you don't want to serve the people you're leading... please don't be a people leader." Why doing it for money, title, or career mobility without genuine care for people's growth always fails.[43:25] Step 4: Execute with Resilience Turn struggle into strength through the adversity reframe process. Separate emotion from problem-solving while still processing feelings. You stand behind your people in the spotlight, but in front of them under fire.[47:22] Step 5: Fearless Communication Not being the loudest person or "live tweeting your inner monologue"—that's reckless. True fearless communication is speaking in spite of fear, having difficult conversations swiftly, and contributing your perspective even when uncomfortable.[51:38] The Ripple Effect of Great Leadership When teams watch you execute with resilience and view adversity as opportunity, organizational problems disappear. Personal responsibility becomes contagious, and performance dips become rare.[54:01] Skills vs. Self-Development Technical skills hit a ceiling—true leadership comes from developing yourself. Whitney's final mic drop: focus on internal development, not just external skills, to break through growth barriers.Connect with Whitney: www.whitneyfaires.com

This show has been flagged as Clean by the host. Intro How I know BSD Very minimal NetBSD usage I'm am leaving out Dragonfly BSD Previous episodes Several by Claudio Miranda and others - check the tags page. hpr3799 :: My home router history hpr3187 :: Ansible for Dynamic Host Configuration Protocol hpr3168 :: FreeBSD Jails and iocage hpr2181 :: Install OpenBSD from Linux using Grub History and Overview https://en.wikipedia.org/wiki/History_of_the_Berkeley_Software_Distribution The history of the Berkeley Software Distribution began in the 1970s when University of California, Berkeley received a copy of Unix. Professors and students at the university began adding software to the operating system and released it as BSD to select universities. https://en.wikipedia.org/wiki/Comparison_of_BSD_operating_systems Comparisons to Linux Not better or worse, just different. BSD is a direct descendant of the original UNIX Not distributions - Separate projects with separate code bases. Permissive vs Copyleft One Project vs Kernel + User land Most Open Source software is available on BSD ports and packages Network Devices and DISKS will have different naming conventions. BE CAREFUL Distinctives FreeBSD Probably most widely used Base OS Commercial products Tightly integrated with ZFS Jails OS for Firewall appliances - PFSense and Opensense OpenBSD Focus on Code Correctness and Security Often First to develop new security methodologies - ASLR and Kernel relinking at boot Home of OpenSSH, ... Base includes Xorg and a minimal Window Manager The Best docs - man pages NetBSD Supports the most platforms pkgsrc can be used on any UNIX like. How I use BSD Home Router Recently migrated from FreeBSD to OpenBSD Better support for the cheap 2.5G network adapters in Ali express firewalls Workstations OpenBSD Dual boot laptop - missing some nice features - Vscode and BT audio OpenBSD for Banking NAS FreeBSD Was physical by migrated to Proxmox VM with direct attached drives Jails for some apps ZFS pools for storage My recommendations Router OpenBSD - Any BSD will work Opensense - similar experience to managing DD-WRT Thinkpads - OpenBSD Other laptops / PC - FreeBSD desktop focus derivative. ghost or midnight Servers/NAS FreeBSD ZFS Jails BSD is worth trying Dual booting is supported but can be tricky if unfamiliar. r Provide feedback on this episode.

Welcome to Part 2 of one of the most important and personal episodes of Everyone's Talkin' Money. In Part 1, we exposed the damaging belief that your self-worth is tied to your net worth—and now, it's time to do something about it. In this episode, I walk you through my four-part Separation Process—a framework to help you shift from financial shame to clarity, resilience, and empowerment. You'll learn how to rewire the way you see yourself in relation to money, so you can stop letting your bank balance dictate your self-esteem and finally take back your financial power. You'll walk away with: The Separation Process:Step 1 – Separate the Math from the Meaning. Learn how to treat your finances as data—not a moral scorecard—so you can make money decisions without shame. Step 2 – Inventory Your Non-Financial Value. Make a list of 10 ways you add value to the world that have nothing to do with money—and keep it close for tough days. Step 3 – Redefine Success on Your Terms. Ditch society's hustle metric and reimagine what success looks like when it aligns with your values. Step 4 – Practice Compassionate Reality. Handle financial challenges with truth and grace, so you're solving problems—not attacking your own self-worth. Plus: The Worth Resume – a powerful tool to track the value you bring to the world that's not on a spreadsheet Self-Worth Buffers – five daily practices that build emotional resilience and protect your identity from financial stress Real-Life Scenarios – practical scripts and strategies for common situations where self-worth and money get tangled: We will discuss: Social comparison on Instagram Financial setbacks or mistakes (like missed payments) Saying “no” to spending you can't afford Having hard money convos with partners or family Even celebrating financial wins without letting them define you This episode is your emotional toolkit for making money decisions from strength, not shame. You are not your balance sheet—and today, we're putting that truth into action. Follow us on Instagram: @everyonestalkinmoney Create your Worth Resume and tag us using #WorthBeyondWealth Missed Part 1? Go back and start there—it lays the emotional groundwork for everything you hear today Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show offers financial advice for couples. Plus: How to manage savings versus investments?Download Farnoosh's free guide to Paris in 4 Days.

It's been another wild week of injunctions, executive orders, and just plain insanity from the Trump administration. Then, we'll let Blake Lively and Justin Baldoni teach us about civil procedure. And for a deep dive, we discuss a surprising recusal from Justice Barrett that preserves what's left of the separation of church and state.   Links:   How Trump Officials Debated Handling of the Abrego Garcia Case: ‘Keep Him Where He Is' https://www.nytimes.com/2025/05/21/us/politics/trump-abrego-garcia-el-salvador-deportation.html   Judge James Ho Public Meltdown https://storage.courtlistener.com/recap/gov.uscourts.ca5.224134/gov.uscourts.ca5.224134.25.1.pdf   D.V.D. v. Department of Homeland Security [Docket via Court Listener] https://www.courtlistener.com/docket/69775896/dvd-v-us-department-of-homeland-security/   Somerville Public Schools v. Trump [Docket via Court Listener] https://www.courtlistener.com/docket/69778837/somerville-public-schools-v-trump   US v. McIver [Docket via Court Listener] https://www.courtlistener.com/docket/70317726/united-states-v-mciver/   Trump v. Wilcox [Supreme Court order granting stay] https://www.supremecourt.gov/opinions/24pdf/24a966_1b8e.pdf   Oklahoma Statewide School Board v. Drummond [Supreme Court per curiam order] https://www.supremecourt.gov/opinions/24pdf/24-394_9p6b.pdf   Lively v. Baldoni (SDNY) [docket via CourtListener] https://www.courtlistener.com/docket/69510553/lively-v-wayfarer-studios-llc/?filed_after=&filed_before=&entry_gte=&entry_lte=&order_by=desc&page=2   We Can Bury Anyone': Inside a Hollywood Smear Machine, New York Times https://www.nytimes.com/2024/12/21/business/media/blake-lively-justin-baldoni-it-ends-with-us.html   Show Links: https://www.lawandchaospod.com/ BlueSky: @LawAndChaosPod Threads: @LawAndChaosPod Twitter: @LawAndChaosPod  

This is the 2nd consecutive message on laying the foundation to teach on the 144,000 in Revelation. In the Old Testament, God, through His prophets, foretold of the separation of Israel and Judah. Tracing the northern tribes of Israel through the Bible shows that they were not lost but scattered across the globe, and in the end times He will reunite them with Judah, fulfilling the prophecy in Revelation. The big picture shows how God will make good on His word and, unlike these people, we don't have to wait to be unified. We are one in Christ, and He is our refuge from the wrath to come. Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

In a season of Stillness—but I'm still here. ❤️‍

Here's a walk through of one of my real world, paid 15k web design proposals. I walk you through what I included, how I structured it and the 3 keys I recommend that every web design proposal have.This audio is taken from a recent video I posted on my YouTube channel so I highly recommend checking out the video version if you'd like to see all the visuals!⏯️ Watch the video version hereAnd you share your thoughts, feedback and questions at the show notes for this one which will be at joshhall.co/380Quick tips:Web proposals don't need to be complex PDF brochures to be effective—they need to clearly communicate goals, deliverables, and pricing to help clients make decisions quickly.• Website proposals should focus on three key elements: goals and expected results, a simple outline of deliverables, and clear costs presented as investments• The most effective proposals are scannable documents of 2-3 pages, not 20-page brochures that overwhelm clients• Include 10-15 high-level deliverables rather than an exhaustive checklist of every task you'll perform• Separate core website development from add-on services like SEO boosts or e-commerce functionality to create clear line items• Consider your proposal's audience—often they need to share it with CEOs or boards who need to quickly understand what they're approving• Real examples of successful proposals show consistent structure across different project sizes, from $4,000 to $15,000• Payment schedules should be clearly outlined with 50% upfront for smaller projects or 30/30/40 splits for larger ones

D&P Highlight: Diddy trial continues & the woman accused in connection to the death of Adan Manzano gets prison time in a separate case. full 402 Thu, 15 May 2025 18:58:00 +0000 Xb2QRBnsLOooRhwHYALDtQkAXiaB9oei news The Dana & Parks Podcast news D&P Highlight: Diddy trial continues & the woman accused in connection to the death of Adan Manzano gets prison time in a separate case. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News

A.M. Edition for May 14. We head to a gathering of top global retailers to hear why this week's 90-day tariff rollback by the U.S. and China isn't delivering the long-term certainty businesses are looking for. Plus, President Trump met with the new president of Syria, marking a major turning point in global recognition of the country's leadership. And the U.S. reverses Biden-era export controls on advanced AI chips. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Also: what is the meaning of life? This episode originally aired on September 27, 2020.