kulcast - Kuldip Bhatt Podcasts

Smart Financing Simplified: Should you Prepay your Mortgage?

Prices might get better because interest rates could go down in 2024. This could be good news for houses and offices. Things might start to feel better in 2024. We should be a bit hopeful, but we'll have to wait until 2025 to see big changes. Lower prices for homes and apartments could be on the way with lower interest rates.

In the latest installment of 'Smart Financing Explained,' I discuss a game-changing tool for real estate investors: DSCR loans. These type of loans shift the focus from your personal finances to the potential of your rental property, revolutionizing how you qualify for financing.

You may be surprised to learn that 70% of emails contain trackers that can detect when you've opened a message, where you were when you opened it, and what device you were using. Stay Safe and Beat the Information Trackers. Feel free to email me at hello@kuldipbhatt.com

Few Big Metro areas got disqualified, and these 5 cities including Detroit metro area are where renters can find largest share of affordable homes for sale. Feel free to email me at hello@kuldipbhatt.com

Talking specifically about Michigan...we are actually in a good spot...both, the housing market and the mortgage rates have gotten better. Feel free to shoot me an email at hello@kuldipbhatt.com with any questions, any time!

Friends Help Friends Source Investment Property Closing Funds. Here's my friendship day mortgage tip. Have a fantastic friendship day! :))

Housing Market Forecast 2022 from most reliable sources. Feel free to shoot me an email at hello@kuldipbhatt.com with any questions! Stay safe!

According to the latest single-family rent index the rent prices are rising but not as rapidly as last year. Realtors and Lenders want you to buy homes vs rent. What are the hidden costs with buying a home? Feel free to email me at hello@kuldipbhatt.com with additional questions.

Today, the Consumer Financial Protection Bureau (CFPB) has Ordered Hyundai to Pay $19 Million for their Widespread Failures in Credit Reporting. According to CFPB, Hyundai Furnished Inaccurate Account Information to the Credit Reporting Companies, which as you know are Equifax, TransUnion, and Experian. According to CFPB Hyndai was found to have wrongly reported that many Consumers who leased or purchased cars Between January 2016 and March 2020 were Delinquent on Loans or Leases. I discuss about this issue in today's episode. Feel free to email me at hello@kuldipbhatt.com 

Scammers are calling people and using the names of Apple and Amazon to rip people off. Do not fall for it. Here is what you need to know and do. Feel free to shoot me a note at hello@kuldipbhatt.com

Today's episode talks about Smishing and Vishing, the two fast growing and heavily used methods cyberattacks. Feel free to send me a note with any cybersecurity related question at hello@kuldipbhatt.com