Podcasts about market forecast

2025-2026 Real Estate Market Forecast: Rising Home Sales & Inventory ShortagesNAR Chief Economist Lawrence Yoon projects significant increases in home sales for 2025 and 2026, with mortgage rates stabilizing around 6%. Despite high demand, inventory remains limited, especially in high-demand areas like San Jose and the Bay Area. Homeowners are seeing a surge in wealth, but renters are advised to invest in real estate to build equity. The video discusses the need for more housing development to meet growing demand and addresses mortgage rate trends, as well as offers insights and advice on current and future market conditions.NAR Chief Forecasts 9% Increase for 2025 $35 trillion In US Home Equity

Commercial Real Estate Now: 2025 Commercial Market Forecast Join Karly Iacono live from Princeton NJ as she shares her 2025 Commercial Real Estate Keynote Address. Follow the timestamps below to skip ahead to your areas of interest. 1:19 Economic Conditions 5:16 Election Impact 6:42 Capital Markets 10:20 Office 14:45 Retail 17:55 Industrial 19:10 Multifamily 21:29 Data Centers 24:47 Climate Risk 27:11 Parking Codes 28:49 Creative Development 33:16 Drone Delivery 35:04 Reality Premium Warning-IRS Circular 230 Disclosure: CBRE and its affiliates do not provide tax advice and nothing contained herein should be construed to be tax advice. Please be advised that any discussion of U.S. tax matters contained herein is not intended or written to be used, and cannot be used, by the recipient of any Information for the purpose of avoiding U.S. tax-related penalties; and was written to support the promotion or marketing of the transaction or other matters addressed herein. Accordingly, any recipient of this video should seek advice based on your particular circumstances from an independent tax advisor. You also agree that the information herein down not constitute legal or other professional advice and you should obtain legal advice from a qualified attorney licensed in your state. The opinions contained in this video are those of Karly Iacono and may not represent those of CBRE. All content is for educational purposes only. The following content may contain the trade names or trademarks of various third parties, and if so, any such use is solely for illustrative purposes only. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with, endorsement by, or association of any kind between them and CBRE or Karly Iacono.

In this episode, Dan Murphy and Kasey Mock discuss the Realtors Land Institute (RLI), its historical significance, and the importance of professionalism and education in the land brokerage industry. They explore the challenges facing the real estate industry, including the impact of technology and the need for accountability and transparency. They emphasize the role of RLI in promoting high standards and collaboration among real estate professionals, ultimately aiming to enhance the industry's reputation and effectiveness.  Timestamps 00:00 The Journey of RLI and Its Historical Significance 03:12 Professionalism in Land Brokerage 06:05 The Importance of Education and Designation 09:11 Challenges Facing the Real Estate Industry 11:56 The Role of Technology in Real Estate 14:52 Accountability and Standards in Real Estate 17:50 The Future of Real Estate and RLI's Role 25:17 Wealth Generation in Real Estate 26:14 Legislative Changes Impacting Real Estate 28:59 The Future of Real Estate and Environmental Accountability 29:30 Market Forecast and Consumer Behavior 32:25 Global Issues Affecting Real Estate Investment 34:46 The Role of RLI in Protecting Landowner Rights 39:03 Professionalism in Real Estate 43:20 Upcoming Events and Industry Engagement  

Data tells a story, but context helps bring it to life. Earlier this month, the Canadian Real Estate Association (CREA) released its resale housing market forecast for 2025 and 2026, anticipating a busy market—starting as early as this spring—as buyers move off the sidelines. Shaun Cathcart, CREA's Director and Senior Economist, Housing Data and Market Analysis, joins this episode of the REAL TIME podcast to unpack the housing market outlook; what's happening in different regions of the country; and how advances in housing technologies could help address housing supply shortages.

Ryan Severino with BGO joins Michael Bull, CCIM to discuss market expectations for 2025 and beyond, with topics including interest rates, incoming tariffs, inflation, property sector performance, and potential headwinds and tailwinds for real estate.  Bull Realty - Customized Asset & Occupancy Solutions: https://www.bullrealty.com/ Commercial Agent Success Strategies - The ultimate commercial broker training resource: https://www.commercialagentsuccess.com/ Watch the video versions of our show on YouTube! https://www.youtube.com/c/Commercialrealestateshow Follow us at: @BullRealty https://twitter.com/bullrealty @CRE_show https://twitter.com/CRE_show  

The real estate market is full of opportunity and uncertainty, making it critical for investors to rely on data and expert insights to navigate the year ahead. But without the right perspective, it's easy to miss out on trends or make decisions that don't align with long-term goals. That's why we'll be going behind the scenes at JWB Real Estate Capital's yearly plan to share the assumptions and strategies they are using in 2025.In this special episode, of the Not Your Average Investor Show, JWB's co-founder, Gregg Cohen, and show host, Pablo Gonzalez will be taking you inside JWB's annual “State of the Union,” where one of Jacksonville's largest developer shares its deep dive into the market and lays out its vision for the year ahead.Here's what you'll learn:    •    JWB's 2024 performance recap—how we bought, sold, built, and managed properties.    •    Key predictions for the Jacksonville market in 2025: home price appreciation, rent growth, inventory levels, and demand.    •    JWB's 2025 strategy and how our approach aligns with the data to help our clients succeed.If you're ready to make smarter, data-driven decisions in 2025, you won't want to miss this one. Listen now to get on the insider track in 2025!Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

With interest rates still high and housing supply at record lows, what's next for real estate? In this episode of The Rich Somers Report, Rich and co-host Alex Johnson analyze the state of the market in 2025 and beyond. They explore the supply-demand dynamics, political shifts, and economic factors that could lead to a surge in real estate activity.Key topics include:Why the housing market has remained resilient despite high interest rates.The greatest wealth transfer in U.S. history and its implications for real estate.Strategies for buying in today's market, including the importance of location and adding value.Predictions on interest rate cuts, bonus depreciation, and the future of housing demand.Rich also shares his personal and business goals for 2025, including plans to add two boutique hotels to the Summers Capital portfolio and help his team members grow their own investments. If you're wondering whether now is the time to act, this episode will help you navigate the current market and prepare for what's to come.--Ready to build your boutique hotel portfolio and take your investing to the next level? Unlock our proven system by joining the Boutique Hotel Mastermind Community. Reserve your spot for a free consultation today: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.Want to invest with Somers Capital and take advantage of high-performing boutique hotel opportunities? Learn more about how to get involved: www.somerscapital.com/invest. Need expert management for your short-term rentals or boutique hotel? Experience unmatched service by scheduling a free consultation with Excelsior Stays today: www.excelsiorstays.com/management.

We are full swing into a NEW YEAR and on today's show Todd and Courtney are talking about the 21 month HIGH we are seeing in Dallas Fort Worth sales. Patrick Glaros calls in with an update on interest rates! Todd breaks down the 2025 Market Forecast and why DFW is poised across the board to be the HOTTEST market for investment and development in 2025 - including some SPECIFIC areas you should consider. We are excited about the opportunities for YOU this year!Call or TEXT us with your questions for the show -214-310-0008!Grab our BACKYARD ZONES Guide - Making the Most of Life in Your Back Yard! https://www.dallashomerealty.com/backyard-zones/

In today's episode, we'll dive into the key factors facing the markets in 2025 and share our forecast for where the markets could end the year. Plus, we've got an exciting challenge for you—share your market prediction, and the winner at year-end will receive a special prize!

Today we have the good fortune to hear *another* housing analyst's 2025 outlook for home prices. We're joined by Nick Gerli, founder of reventure Consulting and creator of the new reventure app. Nick points out that buying a home has rarely been this expensive in living American history: once was in 1981 when mortgage rates were a whopping 18%. The other time was in 2006, right before we experienced the biggest US housing correction ever. And speaking of corrections, Florida and Texas now seem to clearly be in one. And that weakness looks to be spreading into other states. What does all this forebode for 2025? We'll ask Nick directly. WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com --- Support this podcast: https://podcasters.spotify.com/pod/show/thoughtful-money/support

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about HousingWire's 2025 forecast and the outlook for mortgage rates, home sales, home prices and more as we head into the new year. Related to this episode: How HousingWire's 2025 housing market forecast compares to others | HousingWire HousingWire | YouTube More info about HousingWire   Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio Learn more about your ad choices. Visit megaphone.fm/adchoices

What's in store for the 2025 housing market? Kathy Fettke unpacks Realtor.com's latest predictions, covering home prices, mortgage rates, inventory growth, and rental trends. Discover how economic growth, rising incomes, and potential policy shifts under President-Elect Donald Trump could impact real estate. Don't miss this final episode of Housing Market Predictions Week and stay informed on what's ahead for buyers, sellers, and renters in 2025! (00:00) Housing Market Predictions Week (00:27) Realtor.com's Economic Predictions (01:20) Home Prices and Inventory (01:35) Mortgage Rates (02:03) Home Sales (02:43) Apartment Rentals (03:46) Single Family Rental Properties (04:00) Wildcards   Links: JOIN RealWealth® FOR FREE https://realty.realwealth.com/join-now/ FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://tinyurl.com/RWSsubscribe Real Estate News: Real Estate Investing Podcast: https://tinyurl.com/RENsubscribe Source: 1 - https://www.realtor.com/research/2025-national-housing-forecast/

DTN's 2024 Virtual Ag Summit is officially a wrap, and as is the case every year, a highlight of the event was the trio of forecasts on weather, grain markets, and livestock markets from DTN Progressive Farmer's industry-leading analysts. Today we're dropping on the cattle markets forecast with DTN's Livestock Analyst ShayLe Stewart. She'll look back on the 2024 season, reflecting on the highs and lows that kept cattlemen on their toes, and talk about the macro and micro conditions that made this year a record setting one for cattle and beef prices. Then, she'll tie together the current state of the market, the latest weather and feed outlooks, and provide a first look at what might be in store for producers in 2025. She'll talk through the feed complex, dive into the demand picture, and offer insight on the state of the US herd build-back. Then, she'll walk us through how everyone from cattlemen to feeders to packers might be preparing for the challenges and opportunities in the year ahead, and what wild cards still remain that could mean a change in trend for a historically strong marketplace. 

Send us a textIn this episode of the podcast, host Allan Marks sits down with Milbank partner Jacqueline Chan to discuss their 2025 predictions for geopolitics, trade in Asia, climate impacts on investments, and cross-sector market trends, plus Ms. Chan's thought-provoking book recommendations to read in the new year. They also looked back at how much has changed since they recorded their first Law, Policy & Markets podcast episode together five years ago. A lot has changed in the world since 2020.About the speakers:Jacqueline Chan is a partner in Milbank's Singapore office, previously based in Hong Kong. She advises on a wide range of international corporate finance transactions and M&A deals, and regularly represents sponsors, borrowers and lenders on complex cross-border acquisition finance transactions. In addition, she has significant experience with international debt restructurings in Asia. Ms. Chan specializes in structuring complex debt and equity transactions for clients both within and outside of Southeast Asia, and regularly advises many of the largest private equity funds, sovereign wealth funds, corporates, leading banks and financial institutions in their various transactions globally and in particular throughout Asia.Allan Marks is one of the world's leading project finance lawyers. He advises developers, investors, lenders, and underwriters in the development and financing of complex energy and infrastructure projects around the world, as well as acquisitions, restructurings and capital markets transactions. Many of his transactions relate to sustainability and innovative clean technologies. He is a Senior Fellow at Columbia University's Center on Sustainable Investment and teaches law at both the University of California, Berkeley and UCLA. He previously taught project finance at UC Berkeley's Haas School of Business.For more information and insights, follow us on social media and podcast platforms, including Apple, Spotify, Amazon Music, iHeart, Google and Audible.Disclaimer

Housing inventory is at its highest point in 15 years.The 2025 housing market is full of opportunities and challenges. With interest rates still stuck near 7%, affordability is at an all-time low.So how can investors win in this market? It all comes down to these 3 things. If you want to dominate in 2025 and know where to focus your efforts, listen in now!This year,  I'm getting a bunch of the best real estate investors together throughout the year. People just like you, who are committed to doing deals and growing your real estate business. So if you want to get in a room of amazing investors doing multiple deals every month, just reply to this email or email me at info@7figureflipping.com. Catch you later!LINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://hubs.ly/Q01ggDLL0 7 Figure Real Estate Ready RoomUse this proven blueprint to launch and grow your real estate investing business. Step-by-step video course takes you through everything you need to know… and we'll jump on WEEKLY workshops to break down each step with you LIVE! Think of it like getting a master's degree in tactical real estate investing for a fraction of the cost. CLICK HERE: https://7figureflipping.com/ready Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

On today's episode, Editor in Chief Sarah Wheeler talks with Jessica Lautz, deputy chief economist at the National Association of Realtors, about NAR's 2025 forecast and what she expects for the housing market next year. Related to this episode: Housing Economic Summit HousingWire | YouTube More info about HousingWire   Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the FitBUX Podcast, host Joseph Reinke is joined by Josh Mettle from Neo Home Loans to dive into the biggest questions surrounding the 2025 housing market. They reflect on 2024's surprising trends—like rising home prices despite 7-8% mortgage rates—and look ahead to what's next for buyers, investors, and homeowners. Key topics include: Why home prices remained resilient in 2024 Where mortgage rates are headed and their impact on affordability How millennials and Gen Z are shaping housing demand The ongoing challenges with housing supply and new construction Predictions for home price appreciation in 2025 Whether you're planning to buy, sell, or invest, this episode will help you understand the market dynamics and make smarter financial decisions. Resources Mentioned: Learn more about FitBUX financial planning: www.fitbux.com

In this episode of the Australian Property Show, we look at the 2025 Australian Property Market Forecast: Trends, Risks, and Opportunities. We unpack the latest data, predictions, and insights to help you confidently navigate the market. Whether you're an experienced investor or just getting started, we'll guide you through the opportunities and risks shaping the year ahead. Throughout the episode, we cover: * The cooling growth trend across major cities and why some regions are still thriving * How interest rates, population growth, and affordability are influencing property values * The rise of regional markets and why units are outperforming houses in key locations; and * Rental market conditions and what this means for investors Join us for a data-driven discussion packed with practical insights to help you make informed decisions and build wealth in the year ahead. Thanks for tuning in and please enjoy this episode of The Australian Property Show. Links mentioned in the show: ⁠Connect with the Host⁠⁠⁠⁠⁠⁠⁠ ⁠Book a complimentary, confidential discovery call with Tom⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

San Jose Market Update: Navigating Housing Trends and OpportunitiesNAR Chief Lawrence Yoon predicts a 9% increase in home prices next year, with interest rates bouncing between 5.5% and 6.5%. Despite potential recessions, home values often rise. The Bay Area housing supply remains low, driving prices up. Key listings include a San Jose REO, a teardown property, and high-value homes near tech hubs. The video also highlights the importance of buying now and offers a home buyer's checklist. The host is heading to San Jose State to talk about the VA home loan process.NAR Chief Economist Lawrence Yun Forecasts 9% Increase in Home Sales for 2025 and 13% for 2026, with Mortgage Rates Stabilizing Near 6%"the new normal, bouncing around 5.5%-6.5%."REO of the WeekHomes for sale near AppleMountain View home of the weekFREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/HomebuyerchecklistHome Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist00:00 Market Forecast and Interest Rates00:21 Recession and Home Values00:49 Advice for Home Buyers01:02 Current Market Changes01:46 Bay Area Real Estate Insights02:07 Client Stories and Market Timing03:04 Property Highlight: San Jose REO03:33 Property Highlight: Apple House05:01 Home Buyer's Checklist05:40 Market Report and Analysis07:30 Conclusion and Upcoming Events

Welcome to the Car Dealership Guy Podcast! In this episode, I'm joined by Jonathan Smoke, Chief Economist at Cox Automotive. We dive into some of the biggest topics shaping the 2024 car market, including shocks and surprises, the painful new phase for the used car market, why new car discounts have plateaued, and the evolving segments of the U.S. car market—and much more. This episode is brought to you by: Car Dealership Guy News - The #1 source for concise and unbiased car industry news. Stay informed with the most relevant and interesting stories by visiting https://news.dealershipguy.com/ CDG Recruiting - a more hands-on, white-glove automotive recruiting service with decades of experience successfully placing over 1,000 roles in the automotive industry. Try CDG Recruiting today by visiting https://www.cdgrecruiting.com/ Interested in advertising with Car Dealership Guy? Drop us a line here Interested in being considered as a guest on the podcast? Add your name here Topics: (00:00:00) - Intro (00:01:46) - Jonathan's background and career (00:03:24) - What's happened in the market in the last 18 months? (00:07:32) - What would be the best way for dealers to optimize in this environment? (00:13:22) - Where are prices headed? (00:18:01) - How many new cars are on track to be sold? (00:25:33) - Where is dealership profitability trending? (00:32:16) - How are auto loans affecting things? (00:37:21) - Are used EVs or new EV leases still the best deal on the market? (00:39:28) - Thoughts on Stellantis (00:44:54) - Will the election have any impact on the industry? (00:48:40) - What would you ask Elon if you could? Check out Car Dealership Guy's stuff: CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions.

Royal LePage has released its Q3 Home Price Update and Market Forecast. In this video interview, Phil Soper, President and CEO of Royal LePage, discusses the state of house prices in Canada, demand in the market, inventory levels and what to expect in the future. PRESS RELEASE TORONTO, Oct. 10, 2024 /CNW/ – According to the Royal LePage House Price Survey released today, the aggregate1 price of a home in Canada increased 1.6 per cent year over year to $815,500 in the third quarter of 2024. On a quarter-over-quarter basis, however, the national aggregate home price decreased 1.1 per cent, following sluggish activity in most – though not all – markets through the summer months. Coast to coast, sales volumes began to pick up in September, and more than one third (38%) of regional markets covered in the report recorded positive aggregate price gains in the third quarter over the previous quarter. “Despite three cuts to the Bank of Canada's overnight lending rate, buyer demand nationally remains weak, particularly among two key groups: first-time homebuyers and small investors,” said Phil Soper, president and chief executive officer, Royal LePage. “First-time buyers, who are more sensitive to interest rates, are adopting a wait-and-see attitude. With home prices essentially flat and interest rates steadily declining, they perceive no penalty in postponing their purchase. _______________________________ 1 Aggregate prices are calculated using a weighted average of the median values of all housing types collected. Data is provided by RPS Real Property Solutions and includes both resale and new build. “Similarly, small investors who typically buy condominiums to rent out and supply much of Canada's rental housing, are also hesitant. Elevated rates have made the financials unworkable, with carrying costs surpassing rental income. While historically some landlords accept negative cash flow temporarily when properties are appreciating in value, the current flat prices do not justify many investments,” said Soper. “We believe that both groups will re-enter the market in significant numbers as property values begin to rise again. With further rate cuts from the Bank of Canada likely this year, we anticipate prices will appreciate more quickly, eliminating the advantages of waiting for first-time buyers and making calculations more favourable for investors. “Total listings on royallepage.ca, Canada's most visited real estate company website, reached a historical high in September, up 19 per cent year over year,” continued Soper. “Clearly, existing homeowners are ready to move. And, all buyers have more choice and less competition than is typical in our growing nation. The market recovery is underway and will continue to gain strength into 2025.” The Royal LePage National House Price Composite is compiled from proprietary property data nationally and regionally in 64 of the nation's largest real estate markets. When broken out by housing type, the national median price of a single-family detached home increased 2.0 per cent year over year to $850,400, while the median price of a condominium increased 0.5 per cent year over year to $590,200. On a quarter-over-quarter basis, the median price of a single-family detached home decreased modestly by 1.2 per cent, while the median price of a condominium decreased 1.1 per cent. Price data, which includes both resale and new build, is provided by RPS Real Property Solutions, a leading Canadian real estate valuation company. “With rates dropping, we see positive signs for sidelined buyers. As confidence grows and buyers anticipate rising prices, we expect a significant increase in activity. Given the building demand – both organic and from immigration – the 2025 spring market may start as early as late January or early February, a pull-ahead phenomenon we've seen in previous market turnarounds. The stage is set for a busy year ahead.” New lending rules will ease affordability challenges and unlock opportunity for homebuyers In recent weeks, a series of new regulations impacting mortgages and lending practices in Canada were announced. Starting on December 15th, all purchasers of new construction homes and all first-time buyers will be able to acquire an insured mortgage with a 30-year amortization period.2 In addition, the federal government announced an increase to the insured mortgage cap from $1 million to $1.5 million. ______________________________ 2 Federal government announces landmark adjustments to mortgage rules for first-time buyers in Canada, September 17, 2024 Following the announcement of these changes, the Office of the Superintendent of Financial Institutions (OSFI) revealed that, beginning November 21st, it will eliminate the mortgage stress test for uninsured borrowers who plan to switch lenders upon renewing their loan, provided they maintain the same amortization schedule and loan amount.3 “These changes will have more impact on the early 2025 market than many anticipate. Expect a material bump in activity,” said Soper. “In addition to assisting first-time buyers, raising the cap on insured mortgages expands opportunities for move-up buyers in higher-priced markets, thereby freeing up inventory for new homeowners entering the market. “While these updated mortgage rules are a timely strategy to alleviate some affordability pressure, they are not a silver bullet for the fundamental issue that persists: Canada urgently needs more housing supply. Continued efforts to boost inventory are essential for fostering a sustainable and healthy real estate market for future generations.” According to a recent Royal LePage survey, conducted by Hill & Knowlton,4 84 per cent of Canadians belonging to the adult generation Z and young millennial cohort – those aged 18 to 38 – believe that home ownership is a worthwhile investment. Among those who do not currently own a home, 75 per cent say they are planning to purchase a property as a primary residence; nearly half (40%) of them say they plan to do so within the next five to ten years. In the report, Soper noted: “The youngest cohort of homebuyers in Canada have no shortage of barriers on their path to ownership. Though the cost of borrowing has begun to come down, chronic supply shortages have kept housing prices from dropping, even as demand softened under the weight of high interest rates. Despite these hurdles, the next generation of homebuyers remains committed to their pursuit of owning real estate, and are remarkably optimistic that they can make their dream a reality.” According to The Conference Board of Canada's latest report,5 consumer confidence is on the rise. In September, the Index of Consumer Confidence increased 3.3 per cent over the previous month, reaching its highest level in over a year. Furthermore, the percentage of Canadians who believe now is a good time to make a major purchase rose. Loans renewing at higher rates Even as interest rates soften, millions of Canadians who secured fixed-rate mortgages in the period of ultra-low borrowing conditions prior to March of 2022, have seen their monthly carrying costs increase upon renewal, or they will soon. _________________________________ 3 OSFI to drop mortgage stress test for uninsured borrowers who switch lenders at renewal, October 3, 2024 4 Gen Zs and young millennials still believe in home ownership, and they're willing to make sacrifices to achieve it, August 22, 2024 5 Canadian Consumers are Regaining Confidence, September 25, 2024 “The Bank of Canada will not be able to cut rates quickly or deeply enough to take away all of the renewal pain for those still on pandemic-era, low-rate mortgages,” noted Soper. “While a small percentage of these families may be forced to relocate to more affordable regions or to a less expensive property, the majority of Canadians are well-positioned to weather this situation, thanks to the strict lending practices and safeguards implemented by our highly-regulated financial institutions.” Currently, the Bank of Canada's key lending rate sits at 4.25 per cent.6 The central bank's governing council has hinted at further rate cuts to come, noting that they are working to balance the risk of stimulating economic growth – specifically inflating shelter prices – with the possibility of weakening labour markets.7 The next interest rate announcement is scheduled for October 23rd. Regional trends vary from coast to coast As was true of the pandemic-era real estate boom, the recovery is not unravelling evenly. Just as two of Canada's largest and most expensive markets reached higher highs and lower lows between 2020 and 2023, Toronto and Vancouver are now lagging behind in the recovery as well. Meanwhile, regional markets in the province of Quebec and in the Prairies have shown greater resilience through the period of elevated interest rates. “It's taking longer for activity and home prices to bounce back in major cities where affordability challenges are greatest. Following subdued activity this spring and summer in the Greater Toronto Area, we've begun to see a turnaround in the fall market with an increase in buyer demand and a boost in sales. Greater Vancouver has yet to catch up,” noted Soper. “The higher cost of living in these regions continues to result in residents migrating to other parts of the country, offset by newcomers who continually choose these cities upon arrival in Canada. Alberta continues to record population growth – made up in large part by inter-provincial migration from Ontario and British Columbia – while gains in Atlantic Canada have stalled since the pandemic rush to the Maritimes.” Forecast Royal LePage is forecasting that the aggregate price of a home in Canada will increase 5.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previously upgraded forecast has been revised down to reflect current market conditions, specifically in the greater regions of Toronto and Vancouver, which recorded lower-than-anticipated activity through the spring and summer months. “The market recovery, albeit uneven across the country, is well underway in a majority of markets. While we may not see significant price appreciation in the typically-slower fourth quarter of this year, we believe our previous forecast will come to fruition in the anticipated early spring market of 2025.” ____________________________________ 6 Bank of Canada reduces policy rate by 25 basis points to 4¼%, September 4, 2024 7 Summary of Governing Council deliberations: Fixed announcement date of September 4, 2024, September 18, 2024 Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 REGIONAL SUMMARIES Greater Toronto Area The aggregate price of a home in the Greater Toronto Area (GTA) increased 0.7 per cent year over year to $1,155,800 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the GTA decreased 2.9 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.6 per cent year over year to $1,421,000 in the third quarter of 2024, while the median price of a condominium dipped 0.4 per cent to $722,200 during the same period. “Activity in the third quarter was muted overall. The slower-than-expected spring market gave way to a soft start to fall in Toronto and the GTA, although the tide began to turn in mid-September. While inventory levels continued to rise and the average days on market sat higher than usual, prices came down only slightly in parts of the region in Q3,” said Karen Yolevski, chief operating officer, Royal LePage Real Estate Services Ltd. “This indicates that while sellers have come off the sidelines faster than buyers, they're not desperate to sell.” In the city of Toronto, the aggregate price of a home decreased 2.3 per cent year over year to $1,128,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home declined 1.3 per cent year over year to $1,672,400, while the median price of a condominium decreased 3.2 per cent to $682,800. “Trends in Toronto's condo market have been marching to a different beat, compared to other property segments of late. A wave of new units has hit the market amid a near-record number of completions this year. And, with some investors offloading rental units that have become too expensive to carry, prices have softened. This could spell opportunity for first-time buyers, with borrowing rates on the decline and new 30-year amortization legislation set to come into effect that will ease the burden of monthly carrying costs,” noted Yolevski. “Looking ahead, as we move further into the fall market and lending rates continue to ease, sales activity and prices will start to edge upward modestly, and housing inventory will get consumed. I believe Toronto, along with most of the country, is set to see a brisk spring housing market in 2025.” Royal LePage is forecasting that the aggregate price of a home in the Greater Toronto Area will increase 6.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Montreal Area The aggregate price of a home in the Greater Montreal Area increased 5.2 per cent year over year to $605,400 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region rose 1.0 per cent. Broken out by housing type, the median price of a single-family detached home increased 7.1 per cent year over year to $691,500 in the third quarter of 2024, while the median price of a condominium posted a more modest increase of 4.0 per cent to $467,700 during the same period. “Despite three Bank of Canada rate cuts, we have yet to see a buyer rush. On the one hand, buyers are standing by, confident that further rate cuts are imminent and will create a more opportune time to buy. On the other hand, sellers are fine-tuning their strategies, counting on a wave of motivated buyers in the next few months,” said Dominic St-Pierre, executive vice president, business development, Royal LePage. “The Greater Montreal Area real estate market is performing well, with healthy growth in activity and prices, considering that Canada's other two major markets are stagnating.” With another announcement by the Bank of Canada due on October 23rd, additional pent-up demand is expected to be released into the market. According to the latest predictions by economists, October will bring the fourth and penultimate drop in the key lending rate for 2024. “The dilemma that seems to be keeping buyers awake at night is whether to jump in now before prices go up due to higher demand, or keep waiting and take advantage of even more attractive mortgage rates,” St-Pierre added. “We're already seeing an uptick in activity, which began in September.” In Montreal Centre, the aggregate price of a home increased 3.9 per cent year over year to $732,900 in the third quarter of 2024. During the same period, the median price of a single-family detached home increased 8.1 per cent to $1,147,000, while the median price of a condominium increased 4.4 per cent to $570,700. St-Pierre welcomes the federal government's action to improve access to home ownership for first-time buyers by extending the amortization period on mortgages to 30 years. However, this measure is likely to boost real estate demand and property prices. “The housing affordability issue is a top priority for many, and we owe it to ourselves as a society to provide solutions for future generations who will be faced with the realities of a higher cost of living. That said, these new measures raise the age-old question: what impact will they have on real estate demand in terms of rising property prices in Canada in the context of a chronic housing shortage? In the short term, these measures are likely to fuel existing demand and drive up prices. However, in the long term, this easing of mortgage rules will help many first-time buyers access home ownership and build wealth.” Royal LePage is forecasting that the aggregate price of a home in the Greater Montreal Area will increase 8.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Greater Vancouver The aggregate price of a home in Greater Vancouver increased a modest 0.5 per cent to $1,233,900 year over year in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 1.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 0.4 per cent year over year to $1,754,500 in the third quarter of 2024, while the median price of a condominium increased 0.2 per cent to $768,600 during the same period. “The Greater Vancouver market has remained relatively steady through the third quarter, with September showing similar patterns to the summer months. We didn't see a significant bump in activity and prices dipped just slightly compared to the second quarter,” said Randy Ryalls, general manager, Royal LePage Sterling Realty. “The slow activity across all segments can largely be attributed to buyers sitting on the fence waiting for further interest rate reductions, without any real urgency to make a move just yet.” Ryalls noted that the detached home segment in particular continues to experience weaker demand, and remains firmly in buyer territory today. “Interest rates are anticipated to continue their downward trend, and while the cuts so far haven't sparked a surge in activity, a more substantial drop – a 50 basis point decrease – could have a more noticeable impact on the market. Many potential buyers are waiting for the bottom before making their move,” added Ryalls. “With inventory continuing to grow, this is an optimal environment for those who are ready to buy – prices are holding flat and there are more properties to choose from.” In the city of Vancouver, the aggregate price of a home increased 0.6 per cent year over year to $1,409,800 in the third quarter of 2024. During the same period, the median price of a single-family detached home decreased 1.1 per cent to $2,244,400, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $839,600. “Between now and the end of the year, I expect activity to remain fairly flat. However, Vancouver's market trends tend to shift quickly, and if buyer urgency and activity reverse course, I wouldn't be surprised to see an uptick in prices as well.” Royal LePage is forecasting that the aggregate price of a home in Greater Vancouver will increase 3.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. The previous forecast has been revised downward to reflect current market conditions. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Ottawa The aggregate price of a home in Ottawa increased 1.6 per cent year over year to $775,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually unchanged, decreasing 0.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.8 per cent year over year to $894,400 in the third quarter of 2024, while the median price of a condominium increased modestly by 1.0 per cent to $400,300 during the same period. “At the end of the summer, the Ottawa real estate market had approximately three months worth of inventory, teetering between a balanced and a seller's market. Properties tend to stay online for a little over a month these days, which signals a healthy marketplace for both buyers and sellers,” said Jason Ralph, broker of record and president, Royal LePage Team Realty. “Home prices have continued to hold steady in recent months as sellers stick with their listing strategy; they remain confident that they will secure the price they want, even if they have to wait. Buyers are still hunting for a bargain, and are comfortable taking their time to find the property that best suits their needs. Those who are under a time constraint are moving because they have to – many others continue to wait until borrowing rates become more affordable.” Ralph noted that new mortgage legislation is generating some buzz in the market, making first-time buyers more optimistic. Busy open houses and an increase in showing requests proves consumers' confidence in the trajectory of the market is improving. “We expect home prices to trend upward slightly throughout the rest of the year as new borrowing rules improve affordability for first-time buyers,” said Ralph. “Rising prices could be exacerbated if an election is called this year. Whenever there is a changeover in government, the Ottawa housing market tends to react more markedly than other major cities.” Royal LePage is forecasting that the aggregate price of a home in Ottawa will increase 4.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Quebec City The aggregate price of a home in Quebec City increased 10.5 per cent year over year to $388,600 in the third quarter of 2024. This represents the highest year-over-year price increase in Canada in Q3, and the highest price gain among the report's major regions for the second consecutive quarter. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, increasing 0.4 per cent. Broken out by housing type, the median price of a single-family detached home increased 11.0 per cent year over year to $413,400 in the third quarter of 2024, while the median price of a condominium increased 14.5 per cent to $291,100 during the same period. Historically, Quebec City's real estate market has rarely stood out on a provincial or national scale. Due to the stability of its labour market, which is mainly driven by the provincial civil service, demand for real estate has rarely led to major price surges. “Overall, the province's markets have been relatively unaffected by the post-pandemic correction in real estate prices, compared to Ontario and British Columbia. Where declines did occur, they were slight and short-lived,” said Michèle Fournier, vice-president and certified real estate broker, Royal LePage Inter-Québec. “In Quebec City, the real estate correction simply never materialized. Instead, local and out-of-town demand continued to fuel rising prices without tiring, until late September. Now, buyers seem to have taken a breather, awaiting a possible further boost from the Bank of Canada with a rate cut this autumn, before repositioning themselves in the market.” This pause in activity is likely to be short-lived. With interest rates continuing to fall, and the federal government providing an additional leg-up by extending the mortgage amortization period for first-time buyers by a further five years, activity is expected to pick up quickly. “We view this initiative positively, since young buyers need additional assistance more than ever to be able to access a first home, even if this support will increase the interest portion of their mortgage bill,” said Fournier. “However, this initiative raises concerns about the impact on a real estate market characterized by high demand and limited supply. I think we're in for a very busy start to the year, particularly in the entry-level property market, which will be highly coveted by first-time buyers.” Royal LePage is forecasting that the aggregate price of a home in Quebec City will increase 9.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Calgary The aggregate price of a home in Calgary increased 6.9 per cent year over year to $698,700 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased a modest 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.7 per cent year over year to $799,200 in the third quarter of 2024, while the median price of a condominium increased 8.2 per cent to $274,100 during the same period. “Calgary's real estate market saw a slight uptick in activity following the most recent interest rate cut by the Bank of Canada, just as the fall market got underway. We're seeing more inventory come onto the market, especially in the $700,000-and-up segment – many sellers who pulled their properties off the market in August re-listed in September to capitalize on the fall market momentum,” said Corinne Lyall, broker and owner, Royal LePage Benchmark. “While this hasn't fully converted to sales just yet, agents are certainly staying busy, which suggests more transactions will occur in the months ahead.” Lyall noted that competition in the lower end of the market remains tight and some homes are attracting multiple offers. While the region remains in a seller's market, conditions are gradually shifting toward more balance. “Looking ahead, we expect prices to remain fairly stable through the remainder of 2024. There is potential for modest growth if further interest rate cuts occur. I expect the region will stay in a seller's market right through the spring across most price points, particularly with continued demand for lower-priced homes.” Royal LePage is forecasting that the aggregate price of a home in Calgary will increase 8.0 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Edmonton The aggregate price of a home in Edmonton increased 5.4 per cent year over year to $456,300 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased 1.3 per cent. Broken out by housing type, the median price of a single-family detached home increased 5.7 per cent year over year to $498,900 in the third quarter of 2024, while the median price of a condominium increased 3.1 per cent to $201,000 during the same period. “Edmonton's real estate market is on track to have one of the most productive years on record. We had an extraordinarily busy summer. Typically, activity dips in July and August, but this year we saw a steady stream of sales right through the summer months. And, it looks like that momentum is being carried into the fall,” said Tom Shearer, broker and owner, Royal LePage Noralta Real Estate. “Inventory remains very tight – among the lowest levels we've seen in nearly two decades – as buyer demand continues to rise, driven in large part by first-time buyers from other cities and provinces relocating to the region. Our healthy job market and access to nature are a huge draw.” Shearer noted that while sales remain strong, the slow and steady pace of the Bank of Canada's rate cuts has helped to keep price gains in check. “Affordability remains a challenge, especially for those purchasing their first home with no equity to leverage. The gradual easing of borrowing rates is beginning to make an impact, and will continue to do so, but we have yet to see a dramatic boost in prices as a result,” added Shearer. “While consumer confidence is up overall, buyers remain cautious and many are waiting for more listings to come online. Activity should begin to plateau in the coming weeks. I expect a strong spring is on the horizon, especially with further rate cuts expected.” Royal LePage is forecasting that the aggregate price of a home in Edmonton will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Halifax The aggregate price of a home in Halifax increased 2.2 per cent year over year to $510,100 in the third quarter of 2024. On a quarterly basis, however, the aggregate price of a home in the region decreased 0.7 per cent. Broken out by housing type, the median price of a single-family detached home increased 1.7 per cent year over year to $574,000 in the third quarter of 2024, while the median price of a condominium increased 4.0 per cent to $422,900 during the same period. “The recent cuts to the overnight lending rate have yet to meaningfully stir up activity in the housing market. Home sales in late summer were quite slow, which is to be expected that time of year. Only in the last few weeks as we've entered the early fall market have we seen an uptick in inquiries. Despite this quieter pace, buying and selling activity remains up compared to 2023 levels,” said Matt Honsberger, broker and owner, Royal LePage Atlantic. “Housing inventory continues to rise throughout the Halifax region, but not enough to meet the backlog of demand. Competition for homes in the lower end of the market remains tight, while those shopping in the move-up segment have the advantage of more listings to choose from. More properties are needed to satisfy the high demand from first-time buyers.” Honsberger noted that population growth in the Atlantic region has slowed to 2015 levels, ending the wave of migration that defined the pandemic real estate boom in 2020 and 2021. This has helped to soften market conditions for locals. “We are anticipating a busy fall market. The new 30-year mortgage amortization rules announced by the federal government, in addition to further rate cuts expected by the Bank of Canada, will help to keep the market steady throughout the coming months and into the spring of 2025,” added Honsberger. “Home prices will start to show upward movement when more move-up buyers jump back into the market, freeing up entry-level inventory for eager first-time purchasers.” Royal LePage is forecasting that the aggregate price of a home in Halifax will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Winnipeg The aggregate price of a home in Winnipeg increased 4.4 per cent year over year to $402,600 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region remained virtually flat, decreasing 0.2 per cent. Broken out by housing type, the median price of a single-family detached home increased 3.9 per cent year over year to $441,000 in the third quarter of 2024, while the median price of a condominium increased 3.2 per cent to $264,400 during the same period. “Buying and selling activity in Winnipeg remained brisk throughout the late summer months and heading into the early fall; home sales are up compared to this time in 2023. Available inventory is down compared to typical levels for this time of year, which could result in steeper price increases in the months ahead as momentum builds heading into the fall,” said Michael Froese, broker and manager, Royal LePage Prime Real Estate. “The recent cuts made to interest rates, though they have improved consumer confidence, have not had a material impact on activity just yet. Rather, much of our market demand continues to be fuelled by a strong local economy and a growing population driven by new Canadians, as well as residents from Toronto and Vancouver who have relocated to Winnipeg in search of more affordable housing.” Froese added that new housing starts have improved from last year's levels as borrowing rates come down, giving builders some much needed financial relief. However, new development remains short of what is needed to meet current market demand. “We expect activity will continue to outperform 2023 levels for the remainder of the year,” said Froese. “Thanks to a combination of falling interest rates and new mortgage incentives announced by the federal government, buyer demand will only continue to grow heading into the new year. Given the amount of demand that will continue to come off of the sidelines as well, now is an ideal time for sellers to enter the market.” Royal LePage is forecasting that the aggregate price of a home in Winnipeg will increase 7.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 Regina The aggregate price of a home in Regina increased 5.0 per cent year over year to $387,100 in the third quarter of 2024. On a quarterly basis, the aggregate price of a home in the region increased modestly by 0.6 per cent. Broken out by housing type, the median price of a single-family detached home increased 6.6 per cent year over year to $424,600 in the third quarter of 2024, while the median price of a condominium remained virtually flat, increasing 0.2 per cent to $220,300 during the same period. “We continue to see robust sales activity in our housing market, as demonstrated by frequent bidding wars and homes selling over the asking price. Demand far exceeds the number of new listings, which is keeping prices on an upward trajectory,” said Shaheen Zareh, sales representative, Royal LePage Regina Realty. “All of this demand predates the recent cuts to the overnight lending rate – new immigrants, investors and buyers from more expensive cities in Canada have been major drivers of activity for some time. Though Regina has not historically had a strong condo market, we also continue to see momentum build in this segment, especially as young buyers seek affordable housing options.” Zareh added that Regina's rental market is experiencing strong demand as well, particularly for duplex and low-rise housing types. The majority of development in the region is currently in the rental segment. To prevent an overflow of supply, builders have kept a consistent pace when bringing new rental product to the market. “Based on current conditions, Regina will no doubt record a strong fall market performance. With additional interest rate cuts likely on the cards in the coming months, we expect buyer demand to increase as their borrowing power expands. This will put further upward pressure on home prices, unless we see a material increase in supply.” Royal LePage is forecasting that the aggregate price of a home in Regina will increase 6.5 per cent in the fourth quarter of 2024, compared to the same quarter last year. Royal LePage House Price Survey Chart: rlp.ca/house-prices-Q3-2024 Royal LePage Forecast Chart: rlp.ca/market-forecast-Q3-2024 For other regional releases, click here. Royal LePage Royalty-Free Media Assets: Royal LePage's media room contains royalty-free assets, such as images and b-roll, that are free for media use. Media room: rlp.ca/mediaroom Royalty-free assets: rlp.ca/media-assets About the Royal LePage House Price Survey The Royal LePage House Price Survey provides information on the most common types of housing, nationally and in 64 of the nation's largest real estate markets. Housing values in the Royal LePage House Price Survey are based on the Royal LePage Canadian Real Estate Market Composite, produced quarterly through the use of company data in addition to data and analytics from partner company, RPS Real Property Solutions, the trusted source for residential real estate intelligence and analytics in Canada. Additionally, commentary on housing market trends and data on price and forecast values are provided by Royal LePage residential real estate experts, based on their opinions and market knowledge. About Royal LePage Serving Canadians since 1913, Royal LePage is the country's leading provider of services to real estate brokerages, with a network of approximately 20,000 real estate professionals in over 670 locations nationwide. Royal LePage is the only Canadian real estate company to have its own charitable foundation, the Royal LePage® Shelter Foundation™, which has been dedicated to supporting women's shelters and domestic violence prevention programs for 25 years. Royal LePage is a Bridgemarq Real Estate Services® Inc. company, a TSX-listed corporation trading under the symbolTSX:BRE. For more information, please visit www.royallepage.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list. He was also named by RETHINK to its global list of Top Retail Experts 2024. About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story #business #entrepreneurs #entrepreneurship #HousePrices #smallbusiness

Rich sits down with real estate expert Jason Yarusi to discuss how he grew a $300M commercial real estate portfolio, key strategies for successful real estate investing, and the importance of market knowledge and focusing on niches.Jason Yarusi has built and exited a construction company, restaurants, a brewery and multiple large apartment communities. Jason is a Private fund manager of over $300M of Multifamily real estate. Since 2017 his company Yarusi Holdings has amassed over 2,500 apartment units. --Looking to elevate your personal brand to the next level? Join The 7 Figure Creator Mastermind Community. Book your free intro call today at www.the7figurecreator.com and discover the strategies that will transform your success.Interested in learning more about how to build your boutique hotel portfolio? Dive into our proven process by joining the Boutique Hotel Mastermind Community. Book a free call here: www.hotelinvesting.com. Interested in investing with Somers Capital? Visit www.somerscapital.com/invest to learn more. Looking for STR/Boutique Hotel Management? Schedule a free consultation at www.excelsiorstays.com/management.

In This Episode: Back in July, Jeff interviewed Mollie Carmichael, Principal at Zonda, for the Sales & Marketing Leadership Summit. Their conversation explored the evolving landscape of home buying, with a focus on the critical need for clear communication with potential buyers and a deep understanding of consumer behavior. They discussed the impact of interest rates on purchasing decisions and the growing shift toward online home buying. The conversation highlighted the importance of transparent pricing, innovative home design, and adapting marketing strategies to meet changing consumer preferences, particularly in visual appeal and communication. Additionally, the speakers addressed challenges in online purchasing, the future of the real estate market, and the integration of technology, encouraging industry professionals to continuously innovate and enhance customer experiences.   Timestamps: 00:00 The Importance of Immediate Communication 02:31 Understanding Consumer Behavior in Home Buying 06:44 The Role of Interest Rates and Affordability 10:27 The Shift to Online Home Buying 14:08 Visual Appeal and Marketing Strategies 18:25 Consumer Preferences and Communication Channels 24:44 Transparent Pricing and Home Design 28:01 Challenges in Online Home Buying 30:48 Customer Experience and Sales Tools 34:06 Marketing Strategies and Customer Insights 39:38 The Future of Real Estate and Technology 46:38 Market Forecast and Closing Thoughts   About Mollie: Mollie is a leading real estate advisor and Principal at Zonda, specializing in community and product insights. She combines her vast experience with Zonda's consumer preference data to help builders strategize the best design that clients will love.   Acknowledgment:  Builder365 is powered by Opendoor for Builders. For easy sales and smooth moves, visit www.opendoor.com/builder365 

Welcome to the Car Dealership Guy Podcast. In this episode, I'm speaking with David Thomas, Director of Content Marketing at CDK Global where we dive into a Q4 auto market forecast: How Gen Z is buying cars, Have we reached an EV sales equilibrium, why overnight test drives sell cars, Trends and predictions for the quarter ahead. This episode of the Car Dealership Guy Podcast is brought to you by: Cars Commerce - The platform to simplify everything about buying and selling cars. Learn more at https://www.carscommerce.inc/ CDK Global - CDK will once again be streaming its annual industry conference CDK Connect 2024 on October 22. This year's virtual CONNECT conference will feature CDK's latest product innovations, a keynote from CEO Brian MacDonald, and live breakout sessions focused across all operations of the dealership.  You can register for CDK CONNECT at the link in our notes below or by visiting http://CDK.com/Connect CDG Recruiting - a more hands-on, white-glove automotive recruiting service with decades of experience successfully placing over 1,000 roles in the automotive industry. Try CDG Recruiting today by visiting cdgrecruiting.com Interested in advertising with Car Dealership Guy? Drop us a line here Interested in being considered as a guest on the podcast? Add your name here Topics: (00:00:00) - Intro (00:00:53) - Catching up with David (00:02:30) - CDK's Ease of Purchase study (00:08:40) - EV sales trends (00:15:32) - Will there be brand dispersion in Q4? (00:19:13) - EV shopper journey studies (00:26:17) - Buying patterns across age groups (00:30:47) - The Dealership as a workplace study Check out Car Dealership Guy's stuff: CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions.

With mortgage rates expected to moderate further in 2025, California homes sales and price are projected to increase as buyers and sellers return to the market. Join C.A.R. economists as they discuss the latest economic update and look ahead at potential market changes in the upcoming year.

By far the number one question I'm asked as a real estate broker is, "Rick, how is the market?" And I'm sure that's the question you get asked most often, too. Today I'm very excited to share with you the 2025  forecast by the California Association of Realtors of what's going to happen in the 2025 market. This video is on ricksmarketupdate.com and on my social media. It's time to get the message out that the market is shifting!Regardless of where you live, are you preparing for the 2025 market? What conversations and scripts are you preparing so that you can answer this question with confidence and expertise?Here are some examples that I've shared with my team that you can customize for your market:"Did you know that California's housing market is projected to see over 10% increase in home sales next year? "Have you considered that with inflation slowing, the 30-year fixed mortgage rate is expected to drop from 6.6% to 5.9% in 2025?""Did you know that California's median home price is forecasted to reach nearly $910k in 2025, a 6.8% increase next year?  $50k increase in one year!”"Have you considered that despite rising prices, housing affordability is expected to remain stable at 16% next year?""Did you know that housing supply conditions are expected to improve in 2025 as more homeowners and investors list properties, anticipating higher prices?"Questions or comments? We'd love to hear from you! (888) 950-RICKinfo@rickfuller.comSupport the show

Kerry Lutz interviewed Alan Hibbard to explore the current performance and future prospects of the gold and silver markets, with Hibbard expressing an optimistic outlook for gold driven by global uncertainty and potential returns, while also highlighting a structural deficit in the silver market that could lead to significant gains. They discussed investment strategies, including the Dow Gold Ratio's influence on gold price movements, and acknowledged the volatility of silver, which could transform from a poor investment to a lucrative one. The conversation also touched on platinum and other noble metals, with Lutz expressing interest in purchasing platinum, while Hibbard emphasized his preference for precious metals over base metals. They examined the broader macroeconomic landscape, including central bank actions and geopolitical tensions, which complicate investment decisions, and concluded with reflections on the unpredictability of future events and the hope for peaceful resolutions, alongside a mention of Hibbard's online resources. Find Alan here: goldsilver.com Find Kerry here: FSN and here: Inflation.Cafe

Joe Cantu, Chief Investment Officer of Cantu Tactical Wealth Management, Inc. provides the Firm's Market forecast ahead on September 8, 2024.  Excellent for retirement planning accounts to get an understanding of the U.S. economy and, perhaps, where the markets direction may be? 

Are you curious about the outlook for multifamily real estate investing in 2024? Do you want to know why now might be the best time to buy apartments?Then tune in to this episode of Financial Freedom with Real Estate Investing, where hosts Michael Blank and Garrett Lynch sit down with special guest Joe Fairless from Ashcroft Capital and the Best Ever Real Estate Show.As a successful real estate investor with a wealth of experience, Joe shares his insights on the current state of the market and the factors that make 2024 a potentially lucrative year for apartment investing.In this episode, you'll learn about the impact of interest rates on real estate investment, the benefits of being a passive investor, and the risks associated with real estate investing and how to mitigate them.Joe also discusses the current supply and demand dynamics in the apartment market, highlighting the window of opportunity for buyers to capitalize on favorable economics and the upcoming shift in the supply-demand balance.Listen in to understand why focusing on A-class properties might be a smart move and how investors can take advantage of the opportunities in the multifamily market while others remain parked in money markets.For full episode show notes visit: https://themichaelblank.com/podcasts/session433/

In this episode of Go Gaddis Real Estate Radio, brought to you by Modern Traditions Realty Group, we provide a weekly update on Metro Atlanta's real estate market, celebrate Johns Creek being named the top U.S. suburb, and look ahead at what the rest of 2024 might hold for the housing market. Show Teaser Topics: Metro Atlanta Real Estate Update for the Last 7 Days Something You Should Know About Atlanta: Johns Creek Named Top U.S. Suburb Housing Market Forecast for the Remainder of 2024 Cleve Gaddis: Join Cleve Gaddis as he helps listeners transform from real estate novices to experts, ensuring that home selling and buying can be done with total confidence and without the usual worries of life's biggest investments. Let's Talk: Visit GoGaddisRadio.com to ask questions, leave comments, push back, share your ideas, and explore our Neighborhood Spotlight. Don't forget to subscribe to our podcast! Metro Atlanta Real Estate Update: Get the latest trends and data from the Metro Atlanta real estate market over the past week, helping you stay informed and make smart real estate decisions. Johns Creek Named Top U.S. Suburb: Celebrate the exciting news that Johns Creek has been recognized as the top suburb in the U.S. We'll explore what makes this community stand out and why it's a great place to live. 2024 Housing Market Forecast: As we enter the second half of 2024, many are wondering what lies ahead for the housing market. We discuss expert predictions and Cleve's own insights on what buyers and sellers can expect for the remainder of the year. Listener Question: William from Johns Creek asks for Cleve's opinion on the general housing market forecast for the rest of 2024. Cleve shares his thoughts and advice on navigating the market in the coming months. Join us for an insightful episode that combines local highlights, real estate trends, and forward-looking predictions to help you stay ahead in the housing market. If you have a question for Cleve, click here : https://gogaddisradio.com/ask-a-question If you are looking to buy or sell your home with Cleve, click here : https://moderntraditionsrealty.net/contact If you are looking to join a real estate team, click here : https://moderntraditionsrealty.net/careers

Experts weigh in on their latest forecasts for home values, the direction of mortgage rates, as well as the number of homes sold for the 2nd half of 2024. I run through their opinions as well as weigh in on what I think about all of it.

Joe Cantu and Ronald Liston gives their economic and stock market forecast.  This is excellent information for retirement account rebalancing.

Chief Economist of the National Association of Home Builders Dr. Robert Dietz gives us the forecast of the housing market short and long-term in the Midwest.

Segment 1: Jack Ablin, Chief Investment Officer, Cresset Capital, talks to John about how well the market has performed this year, investors' reaction to President Biden's poor debate performance and the aftermath, his outlook for the market in the second half of the year, and what investors should be looking at for the remainder of the […]

How would you like a KCM housing market forecast that clearly shows where we are, where we're headed, what it means, and how to communicate it to your audience?    In this episode of the Tom Ferry Podcast Experience, you'll get all that and more. I talk with David Childers of Keeping Current Matters about his housing market forecast and the conversations you must have with buyers and sellers to steer the narrative.    We'll cover mortgage rates, inventory, the most important factors affecting real estate today, and break down a housing market forecast that will put everything in perspective.    This is not an episode to miss. Watch it now and become the knowledge broker that consumers need today. 

Liz Ann Sonders, Chief Investment Strategist at Charles Schwab gives her market forecast given recent strong earrings and home sales data. She speaks with Bloomberg's Tom Keene and Paul SweeneySee omnystudio.com/listener for privacy information.

This week, we discuss 451's Generative A.I. Market Forecast, OpenAI launching a search engine and Apple's new iPads. Plus, a look back at Microsoft's acquiring Nokia. Watch the YouTube Live Recording of Episode (https://www.youtube.com/watch?v=ENsBkKFvDSU) 466 (https://www.youtube.com/watch?v=ENsBkKFvDSU) Runner-up Titles Coté is in a Dungeon Everything's going to be different What would Stringer Bell say? Displacing Google Great Grammarly A room full of barking dogs A little bit of hustle porn. Over value activity A whole room with barking dogs Rundown Clouded Judgement 5.3.24 (https://cloudedjudgement.substack.com/p/clouded-judgement-5324-hyperscalers?utm_source=post-email-title&publication_id=56878&post_id=144188884&utm_campaign=email-post-title&isFreemail=true&r=2l9&triedRedirect=true&utm_medium=email) OpenAI To Launch Search Engine (https://www.seroundtable.com/openai-to-launch-search-engine-37319.html) Perplexity.AI raises $250 million with $3B valuation (https://techcrunch.com/2024/04/23/perplexity-is-raising-250m-at-2-point-5-3b-valuation-ai-search-sources-say/) That time when Microsoft bought and killed Nokia phone unit (https://www.theregister.com/2024/05/05/microsoft_nokia_anniversary/) The 7 biggest announcements from Apple's iPad event (https://www.theverge.com/24148044/apple-ipad-let-loose-event-biggest-announcements-may-2024) HashiCorp Co-Founder Reflects 48-Hours After Selling to IBM (https://open.substack.com/pub/theloganbartlettshow/p/hashicorp-co-founder-reflects-48?r=2l9&utm_medium=ios) Relevant to your Interests Google paid Apple $20 billion in 2022 to be Safari's default search engine. (https://www.theverge.com/2024/5/2/24147007/google-paid-apple-20-billion-in-2022-to-be-safaris-default-search-engine) Data Privacy: All the Ways Your Cellphone Carrier Tracks You and How to Stop It (https://www.cnet.com/tech/mobile/data-privacy-all-the-ways-your-cellphone-carrier-tracks-you-and-how-to-stop-it/) Supercharged Developer Portals (https://engineering.atspotify.com/2024/04/supercharged-developer-portals/) VMware eases changes and deadlines for CSPs (https://www.theregister.com/2024/05/01/vmware_cloud_partner_changes/) Over 400 million Google accounts have used passkeys, but our passwordless future remains elusive (https://www.theverge.com/2024/5/2/24147030/google-passkey-passwordless-authentication-400-million-accounts) Wiz deal to acquire Lacework collapses | CTech (https://www.calcalistech.com/ctechnews/article/hj3v0algc) Snowflake releases a flagship generative AI model of its own | TechCrunch (https://techcrunch.com/2024/04/24/snowflake-releases-a-flagship-generative-ai-model-of-its-own/?ref=runtime.news) Open sourcing Octo STS (https://www.chainguard.dev/unchained/open-sourcing-octo-sts) Apple is an edge computing company. (https://www.threads.net/@benedictevans/post/C6hJol6uCht/?xmt=AQGzm5jTjO-azBUGdYe3GtrTcZuYxq_qB08WbCMmlWwqSQ) EQT snaps up API and identity management software company WSO2 for more than $600M | TechCrunch (https://techcrunch.com/2024/05/03/eqt-snaps-up-enterprise-software-company-wso2-for-more-than-600m/) Alternative clouds are booming as companies seek cheaper access to GPUs | TechCrunch (https://techcrunch.com/2024/05/05/coreweaves-1-1b-raise-shows-the-market-for-alternative-clouds-is-booming/) VMware Cloud on AWS - Here Today, Here Tomorrow | Hock Tan, President and CEO Broadcom (https://www.broadcom.com/blog/vmware-cloud-on-aws-here-today-here-tomorrow) Amazon's AWS to double down on Singapore with additional $9 billion cloud investment (https://www.cnbc.com/2024/05/07/amazons-aws-to-invest-nearly-9-billion-in-singapore.html) How the US Is Destroying Young People's Future | Scott Galloway | TED (https://www.youtube.com/watch?v=qEJ4hkpQW8E) UniSuper and GCP (https://twitter.com/quinnypig/status/1787792760336257153?s=46&t=tKrY7ObmfMDBTim-ug3gOw) AWS ‘Disappointed' It's No Longer A VMware Cloud On AWS Reseller; Future Of Product In Doubt (https://www.crn.com/news/cloud/2024/aws-disappointed-its-no-longer-a-vmware-cloud-on-aws-reseller-future-of-product-in-doubt) Red Hat Rethinks the Linux Distro for the Container Age (https://thenewstack.io/red-hat-rethinks-the-linux-distro-for-the-container-age/) Why companies list fake jobs (https://thehustle.co/news/why-companies-list-fake-jobs) Nonsense Justice for cord boxes!!! (https://www.threads.net/@kevinroose/post/C6hhdoDvQ2F) Burnout - When does work start feeling pointless? | DW Documentary (https://www.youtube.com/watch?v=raVms8w61No) North Yorkshire to drop apostrophes from street signs (https://www.localgov.co.uk/North-Yorkshire-to-drop-apostrophes-from-street-signs/60329) Wife Surprises Husband With Birthday Party at Costco (https://youtu.be/cnLB6FH7SmY?si=O1HZ_tlJ2eDIuOvu) Conferences Executive Dinner in Atlanta, May 22nd (https://sincusa.com/events/tanzu-atlanta-ga-dinner/) - Coté is hosting it with a former Home Depot platform engineer, Tony. MS Build (https://build.microsoft.com/en-US/home), Seattle May 21-23, Matt will be there NDC Oslo (https://substack.com/redirect/8de3819c-db2b-47c8-bd7a-f0a40103de9e?j=eyJ1IjoiMmQ0byJ9.QKaKsDzwnXK5ipYhX0mLOvRP3vpk_3o2b5dd3FXmAkw), Coté speaking (https://substack.com/redirect/41e821af-36ba-4dbb-993c-20755d5f040a?j=eyJ1IjoiMmQ0byJ9.QKaKsDzwnXK5ipYhX0mLOvRP3vpk_3o2b5dd3FXmAkw), June 12th. DevOpsDays Amsterdam (https://devopsdays.org/events/2024-amsterdam/welcome/), June 19-21, 2024, Coté speaking. DevOpsDays Birmingham, August 19–21, 2024 (https://devopsdays.org/events/2024-birmingham-al/welcome/). SpringOne (https://springone.io/?utm_source=cote&utm_campaign=devrel&utm_medium=newsletter&utm_content=newsletterUpcoming)/VMware Explore US (https://blogs.vmware.com/explore/2024/04/23/want-to-attend-vmware-explore-convince-your-manager-with-these/?utm_source=cote&utm_campaign=devrel&utm_medium=newsletter&utm_content=newsletterUpcoming), August 26–29, 2024. SREday London 2024 (https://sreday.com/2024-london/), September 19th to 20th, Coté speaking. 20% off with the code SRE20DAY (https://sreday.com/2024-london/#tickets). SDT news & hype Join us in Slack (http://www.softwaredefinedtalk.com/slack). Get a SDT Sticker! Send your postal address to stickers@softwaredefinedtalk.com (mailto:stickers@softwaredefinedtalk.com) and we will send you free laptop stickers! Follow us: Twitch (https://www.twitch.tv/sdtpodcast), Twitter (https://twitter.com/softwaredeftalk), Instagram (https://www.instagram.com/softwaredefinedtalk/), Mastodon (https://hachyderm.io/@softwaredefinedtalk), BlueSky (https://bsky.app/profile/softwaredefinedtalk.com), LinkedIn (https://www.linkedin.com/company/software-defined-talk/), TikTok (https://www.tiktok.com/@softwaredefinedtalk), Threads (https://www.threads.net/@softwaredefinedtalk) and YouTube (https://www.youtube.com/channel/UCi3OJPV6h9tp-hbsGBLGsDQ/featured). Use the code SDT to get $20 off Coté's book, Digital WTF (https://leanpub.com/digitalwtf/c/sdt), so $5 total. Become a sponsor of Software Defined Talk (https://www.softwaredefinedtalk.com/ads)! Recommendations Brandon: Fallout (https://www.amazon.com/Fallout-Season-1/dp/B0CN4GGGQ2) Matt: The Comfortable Problem of Mid TV (https://www.nytimes.com/2024/04/27/arts/television/mid-tv.html?unlocked_article_code=1.oE0.8Bfm.OYcqiUg-VWaa) Coté: My book is on sale at Leanpub (https://twitter.com/leanpub/status/1787799577690771709). Get XP for donating miles with KLM/Flying Blue (https://www.flyingblue.com/en/mileshub/donate). Trade show interview (https://www.youtube.com/watch?v=hqVcqdR6Gk8) Photo Credits Header (https://unsplash.com/photos/black-nokia-candybar-phone-F5V6d7nPsLQ) Artwork (https://unsplash.com/photos/white-and-black-board-on-brown-wooden-surface-FvhyAFRE414)

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

On today's episode Rich sits down with Kenny Simpson - Mortgage Broker, Entrepreneur, and Co-host of the Get in the Cashflow Game podcast. Kenny has been in the mortgage broker game for 20 years, has funded over $1.5 Billion in loans and helped 5000+ clients. He used to manage several multifamily properties (properties with upwards of 2000 units,) but sold them and now focuses his time strictly on the mortgage business, his wife and 2 girls, and his podcast. He also personal owns 50+ units with a net cashflow of $350K. Rich and Kenny start off by discussing meeting initially, Rich's first time speaking, what Kenny has been up to since they first met, the current rate environment, Kenny's analysis of the current rates, credit card delinquencies, the potential for rate cuts, who is buying deals right now, why Rich and Kenny are bullish on San Diego, who's buying homes in San Diego, Kenny's portfolio, becoming the biggest influencer in mortgages, and the endless opportunities in real estate. They then reflect on Kenny's brokerage system, Fannie Freddie Loans, pricing for Non-QM Products, DSCR Loans, maximizing leverage with Non-QM loans, appraisals, ADUs, several properties that Rich is currently looking at, and the Pacific Beach market. Lastly, they talk about commercial real estate, the value of relationships, Ryan Serhant, relationships over transactions, standing out to lenders, where Kenny sees the rate environment going in the next year, whether we'll ever see 3% rates, Grant Cardone, how the fed has locked out buyers, which neighborhoods Kenny is bullish on in San Diego, Little Italy, and how Hotel Zindel is doing.  Connect with Kenny on Instagram: @kennybsimpson Visit BYLTBasics.com and use code “Somers20” at checkout for 20% on your next purchase Book a free call with Prime Corporate Services to create a business strategy primecorporateservices.com/richsomers--Connect with Rich on Instagram: @rich_somersInterested in investing with Somers Capital? Visit www.somerscapital.com/invest to learn more. Interested in joining our Boutique Hotel Mastermind? Visit www.somerscapital.com/mastermind to book a free call. Interested in STR/Boutique Hotel Management? Visit www.excelsiorstays.com/management to book a free call.

Addison Snell and Kevin Jackson discuss Intersect360 Research's latest forecast, the surprising dominance of hyperscale and AI, and more.

In the latest episode of the Real Estate Investor podcast, hosted by Tejas Gosai, we take a deep dive into the potential of a recession in 2024 with special guest Paul Moore. As economic indicators such as inflation, interest rates, and the housing market show signs of volatility, it's crucial to explore this topic and gain valuable insights from experienced professionals.During the conversation, Paul Moore provides historical context and offers a detailed analysis of these economic indicators, highlighting their significance in predicting a potential recession in 2024. He emphasizes the importance of investing in durable asset types and the value of professional management in navigating uncertain times.One key strategy discussed is preferred equity, which acts as a middle ground between traditional debt and common equity investments. This approach offers reduced risks while maintaining the potential for high rewards. Paul Moore shares valuable advice on how to leverage this strategy effectively.Furthermore, the discussion sheds light on the risks associated with multifamily syndication and the dangers of over-leverage in a declining market. By exploring these topics, listeners gain a deeper understanding of the potential pitfalls to avoid in their investment journey.To stay informed and ahead of the curve in the real estate investment world, it is vital to listen to this episode. Don't miss out on the valuable insights shared by Tejas Gosai and guest Paul Moore. Share the episode with fellow investors and make sure to subscribe to the Real Estate Investor podcast for more thought-provoking discussions.===The education we provide is sponsored by Lehigh Valley Fund. The fund earns returns through real estate investing and pays inventors an average 10% return with a 12 - 18% target* Apply Here: https://www.lvpefund.com/questionnaireBook Fund Manager, Tejas Gosai: https://www.lvpefund.com/invest

Believe it or not, mortgage rates may actually go down next year - but will that really make homes more affordable? David reveals the builders' "magic number" that had buyers flocking to purchase inventory.You'll also learn why becoming a homeowner sooner rather than later has huge financial benefits long-term. And get this - institutional investors are slowing down, leaving more opportunities for regular folks like us.If you want insider info on how to navigate the crazy market, listen to the final episode of David's forecast series now. The housing revolution starts with your next move - will you join in?Here are some key topics from today's conversation:Mortgage rate predictions for 2024Builders' "magic number" for selling inventoryLong-term impacts of owning a home on paymentsEpisode Highlights:[11:57] The Magic Mortgage RateThe home builders figured out the perfect mortgage rate to get people off the fence and into their empty homes. By slowly dropping the rates a little at a time, they noticed things didn't really move until they dipped below 6%. But once they hit 5.99%, buyers came out of the woodwork! In no time at all, the builders' unsold homes were scooped up as people jumped to snag those ultra-low interest rates. This showed the builders exactly how sensitive home shoppers are to that interest rate - even a small tweak could be the difference between moving or not moving those houses.[21:29] The Forced Savings of Home EquityYour mortgage is like a hidden savings account! With each monthly payment, you're slowly paying down the loan principal and building up equity in your home. Over 30 years, this adds up - you could end up with hundreds of grand in value just from making your regular payments. And best of all, you can use that equity later on however you want. Need cash for a new car or kitchen reno? Just tap into your home savings. Ready to upgrade to a bigger place? Your equity can cover most or all of the down payment. Talk about a sweet deal![25:05] Who's Paying the Realtor Fees? There are currently hundreds of lawsuits working their way through the courts that could impact who pays realtor fees when buying a home. Currently in most areas, sellers cover at least part of the buyer's agent commission.But if these lawsuits are successful, that standard may change. Plaintiffs want to pass the full cost of the buyer's realtor onto home purchasers rather than having sellers foot the bill. This could mean buyers having to come up with an extra 2-3% on top of other closing costs, a significant amount on high-priced properties.This podcast was started for YOU, to demystify things for first time home buyers, and help crush the confusion. After helping first timers for over 13 years, I knew there wasn't t a lot of clear, tangible, useable information out there on the internet, so I started this podcast. Help me spread the word to other people just like you, dying for answers. Tell your friends, family, and perhaps that random neighbor you REALLY want to move out about How to Buy a Home! A really easy way is to hit the share button and text it to your friends. Go for it, help someone out. And if you're not already a regular listener, subscribe and get constant updates on the market. If you are a regular and learned something, help me help others – give the show a quick review in Apple Podcasts or wherever you get your podcasts, or write a review on Spotify. Let's change the way the real estate industry treats you first time buyers, one buyer at a time, starting with you – and make sure your favorite people don't get screwed by going into this HUGE step blind and confused. Viva la Unicorn Revolution! Instagram @DavidSidoniTik Tok @howtobuyahome

Ready for more real estate revelations? In this latest episode, David pulls back the curtain on the housing market. He dives into the ongoing inventory issue plaguing buyers and explains what it could mean for prices down the road. With his trademark straight-shooting style, David shares more shocking stats and insider scoops on the true drivers of affordability. Tune in to find out what you aren't hearing from other so-called experts and get a glimpse into what may lie ahead for 2024. This is required listening for anyone looking to join the property party!Here are some key topics from today's conversation:The one big thing affecting home prices (low inventory)15 years of housing underbuildingFactors that may increase home listings in 2024Challenges facing home buildersExpert analyses of 2024 housing trendsEpisode Highlights:[09:43] The Locked-In EffectDavid explains the concept of the "locked-in effect" where homeowners have been reluctant to sell because they didn't want to give up their low mortgage rates of 3-4%. However, the massive $300k average increase in home equity over the past few years means many homeowners now have substantial wealth built up in their homes. This equity could motivate some to list their homes, even if it means obtaining a higher mortgage rate on their next home purchase. With $300k more in equity, the higher rate may not seem as significant of a financial burden.[11:32] Silver TsunamiAs many Baby Boomers reach retirement age, David explains this group is dubbed the "silver tsunami" and will be incentivized to downsize from large family homes to more manageable properties. Boomers trading spacious multi-level homes for single-story ranches or smaller cottages represents a major opportunity for new listings. This influx would offer much needed relief to buyers currently facing bidding wars due to limited options.[18:44] Building Barriers While regulations aim to make homes greener and safer, they've also slowed the pace of new construction and created a lot of variability between states. David wonders how builders can ramp up the number of homes they put on the market each year without compromising environmental and safety standards. There's probably a sweet spot where innovation helps increase supply in a more sustainable way.This podcast was started for YOU, to demystify things for first time home buyers, and help crush the confusion. After helping first timers for over 13 years, I knew there wasn't t a lot of clear, tangible, useable information out there on the internet, so I started this podcast. Help me spread the word to other people just like you, dying for answers. Tell your friends, family, and perhaps that random neighbor you REALLY want to move out about How to Buy a Home! A really easy way is to hit the share button and text it to your friends. Go for it, help someone out. And if you're not already a regular listener, subscribe and get constant updates on the market. If you are a regular and learned something, help me help others – give the show a quick review in Apple Podcasts or wherever you get your podcasts, or write a review on Spotify. Let's change the way the real estate industry treats you first time buyers, one buyer at a time, starting with you – and make sure your favorite people don't get screwed by going into this HUGE step blind and confused. Viva la Unicorn Revolution! Instagram @DavidSidoniTik Tok @howtobuyahome

In this episode, David dives straight into the action by recapping his bold predictions from the prior episode. Then we'll be traveling across the country and five years into the future as David taps into reports from all the top analysts. Prepare to get an exclusive inside look at emerging trends in climate change, technology, and the fundamental forces shaping our future housing landscape. Strap in as we go in depth on this timely topic - the 2024 housing market is shaping up to be one for the record books.Here are some key topics from today's conversation:US News predicts trends influenced by climate change and AI through 2028Total cost of ownership becoming a key metric for homebuyers More buyers joining forces with friends/family to purchase homesHousing market trends and potential price changesEpisode Highlights:[03:21] Climate Change Impact on Home ValuesClimate change and AI adoption could impact home values over the next five years. One report predicted that as environmental hazards increase due to global warming, certain areas may become more vulnerable than others. Coastal communities face threats from rising sea levels and intensifying storms. At the same time, cities and states begin implementing new technologies like smart infrastructure and autonomous vehicles. David stresses that these macro trends are well worth watching closely as they have the potential to upend traditional housing market assumptions in the coming decades.[05:01] Rising Insurance PremiumsSkyrocketing insurance costs are becoming a major factor in total homeownership expenses, with some policyholders seeing massive rate hikes that are simply unsustainable. David warns that the housing insurance market is in dire straits. Hinting out that rising premiums may soon rival mortgage payments for many, David clearly feels homeowners need to pay close attention to this troubling market shift. As costs eat into affordability, insurance burdens could end up pricing out some would-be buyers or forcing current owners to make difficult decisions. [07:35] Pent-Up Housing Demand Persists Analysts estimate up to 4 million homes of pent-up demand due to underbuilding after the recession. Even with increased construction, this shortage won't be solved until late this decade as inventories remain tight.[27:12] Property Price Predictions: What Experts Foresee for 2024David quotes Chief Economist Danielle Hale of realtor.com, who believes a full crash is unlikely due to strong economic factors, but cautions that a deteriorating job market could push more homeowners to sell, upping supply and potentially causing prices to dip. Rising property taxes offsetting high home values could create supply and demand imbalances leading to price drops. Overall, most experts think modest single-digit price increases are most probable. That said, homebuyers need to look at inventory levels, mortgage rates, and the broader economy as key drivers of home appreciation in the volatile year to come.This podcast was started for YOU, to demystify things for first time home buyers, and help crush the confusion. After helping first timers for over 13 years, I knew there wasn't t a lot of clear, tangible, useable information out there on the internet, so I started this podcast. Help me spread the word to other people just like you, dying for answers. Tell your friends, family, and perhaps that random neighbor you REALLY want to move out about How to Buy a Home! A really easy way is to hit the share button and text it to your friends. Go for it, help someone out. And if you're not already a regular listener, subscribe and get constant updates on the market. If you are a regular and learned something, help me help others – give the show a quick review in Apple Podcasts or wherever you get your podcasts, or write a review on Spotify. Instagram @DavidSidoni Tik Tok @howtobuyahome

As real estate moves at breakneck speed, David hits the brakes to analyze where the market is headed in 2024. With bidding wars already heating up, David's insider research has given buyers and sellers an edge for over a decade. In this episode, David cuts through the noise with never-before-seen data on inventory, rates, and what to expect for prices deep into next year. From millennial homebuyers entering the scene to economic factors that could shift at any moment, those in the market for a new home won't want to miss these exclusive predictions. Strap in as David races to break down all the need-to-know numbers and storylines that will shape your housing decisions for the next 12 months! Here are some key topics from today's conversation: Episode Highlights: [04:07] 2024 Housing Boom Ahead David predicts a banner year for real estate in 2024. With massive Millennial demand meeting pent-up buyer interest once rates fall, inventory won't keep pace. Early 2024 will see continued bidding wars and record prices. But when mortgage rates dip later in the year, even more buyers will flood the market just in time for spring. Taking action now before the stampede offers the biggest advantage – so heeding David's forecast and moving sooner is wise to avoid future cutthroat competition. [13:46] Fed to the Rescue? Strong GDP growth in 2023 could force the Fed's hand to cut rates by summer's end. And when borrowing costs fall, the housing market will certainly feel the effects. David forecasts a resulting cooldown of inflation paired with lower mortgage rates that inject new life into the market. But will it be enough to offset shrinking inventory? [34:17] Millennial Wave Approaches Shore With over 45 million members of the largest generation entering their prime homebuying years, David warns the tsunami is near. Between ages 27-35, these Millennial first-timers will bring unprecedented demand to a market already on edge. And as today's low inventory faces this tidal surge head on, the next two years may see the most cutthroat conditions yet. But the wave also brings opportunity - by acting now, forward-thinking buyers can snatch the best real estate before this massive cohort crashes ashore. Those who wait to ride the Millennial swell may find themselves swamped by the competition coming in 2024-2025.

As real estate moves at breakneck speed, David hits the brakes to analyze where the market is headed in 2024. With bidding wars already heating up, David's insider research has given buyers and sellers an edge for over a decade. In this episode, David cuts through the noise with never-before-seen data on inventory, rates, and what to expect for prices deep into next year.  From millennial homebuyers entering the scene to economic factors that could shift at any moment, those in the market for a new home won't want to miss these exclusive predictions. Strap in as David races to break down all the need-to-know numbers and storylines that will shape your housing decisions for the next 12 months! Here are some key topics from today's conversation: Low inventory driving demand Mortgage rates expected to drop Price increases and bidding wars Fed rate cuts could lower mortgage rates Millennials entering homebuying age Episode Highlights: [04:07] 2024 Housing Boom Ahead David predicts a banner year for real estate in 2024. With massive Millennial demand meeting pent-up buyer interest once rates fall, inventory won't keep pace. Early 2024 will see continued bidding wars and record prices. But when mortgage rates dip later in the year, even more buyers will flood the market just in time for spring. Taking action now before the stampede offers the biggest advantage – so heeding David's forecast and moving sooner is wise to avoid future cutthroat competition. [13:46] Fed to the Rescue? Strong GDP growth in 2023 could force the Fed's hand to cut rates by summer's end. And when borrowing costs fall, the housing market will certainly feel the effects. David forecasts a resulting cooldown of inflation paired with lower mortgage rates that inject new life into the market. But will it be enough to offset shrinking inventory?  [34:17] Millennial Wave Approaches Shore With over 45 million members of the largest generation entering their prime homebuying years, David warns the tsunami is near. Between ages 27-35, these Millennial first-timers will bring unprecedented demand to a market already on edge. And as today's low inventory faces this tidal surge head on, the next two years may see the most cutthroat conditions yet. But the wave also brings opportunity - by acting now, forward-thinking buyers can snatch the best real estate before this massive cohort crashes ashore. Those who wait to ride the Millennial swell may find themselves swamped by the competition coming in 2024-2025.

As we witness unexpected market resilience and experience all-time highs for the first time in two years, many investors find themselves uncertain about their next steps. Join Peter and Jonathan as they dissect the driving force behind our recession-free status and explore not only the impact of political elections on markets but also the challenges of forecasting in an efficient market. Plus, discover why you might want to consider adjusting your home and auto insurance deductibles. Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Today Jason talks about "shadow demand" in the housing market. He emphasizes the impact of demographics, particularly the 25 to 34 age group, where about 16% are still living at home, representing untapped demand. With 11 million potential homebuyers in this category, Jason explores the dynamics of supply and demand, debunking predictions of a looming shadow supply. He also touches on factors like low inventory, the influence of baby boomers staying in their homes, and potential wildcards like geopolitical risks affecting the housing market's trajectory. Then Jason and Bridger finish their conversation as they delve into the housing market, the economy, and financial trends, noting that millennials and Gen Z are gradually entering it, causing a housing inventory shortage. Despite rising interest rates, the market still faces low inventory levels. The conversation shifts to the potential impact on banks due to an inverted yield curve, bond values, and the housing market's reliance on new construction. They also explore the possibility of a banking crisis and discuss the Fed's role in managing interest rates. Jason concludes with insights on the strength of the U.S. dollar, the perceived threat of BRICS nations, and the inevitability of central bank digital currencies, raising concerns about financial freedom.  #peterschiff #RobertKiyosaki #ShadowDemand #SupplyAndDemand #RealEstate #HousingMarket #Economy #InterestRates #Banking #USDollar #BRICS #CBDC Key Takeaways: Jason's editorial 1:37 Shadow supply & demand 7:42 What to expect from the 2024 housing market Bridger interviews Jason part 2 15:39 Low inventory 18:46 A new construction market 21:18 Total transactions have dropped 23:07 Banks, the housing market and the inverted yield curve 27:19 Protecting the US dollar 28:28 BRICS vs. America 31:54 CBDC's - one of the greatest threats to our freedom     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Rich sits down with Robert Martinez - Founding Principal and CEO of Rockstar Capital. Robert has directed the growth of Rockstar Capital to 21 apartment communities, a total of 4,800 rental units across the state of Texas. Since 2011, he has directed the underwriting, acquisition, and management of 30 apartment communities consisting of more than 5,243 rental units. In 2023, third party company, MF1, filed to foreclose on a Rockstar Houston property, defaulting on a $51 million multi-family loan.Rich and Robert discuss the fallout of the current high interest rate environment, the foreclosure on Rockstar's $51 million loan, rate caps in Texas, potential ways to save deals from falling under, and all of the risks of using third party management companies for a property. They also reflect on the attractive nature of Airbnbs, updating investors when the rug is pulled out from a deal, in-house recruiters and transitioning teams to maximize turnover, setting standards for new employees, and putting a spotlight on weak KPIs. Lastly, Rich and Robert talk about all-things operations, rent growth, occupancy and supply in Texas, how Robert got his start in real estate, raising equity while working a full-time job, the 2008 Recession, Robert's best deal he's ever done, what it take's to be successful, floating vs fixed rate debt, where Robert predicts interest rates will be by 2025, and what types of properties Rich is most excited about in the next 12 months.  Connect with Robert on Instagram: @apartmentrockstar--Connect with Rich on Instagram: @rich_somersInterested in investing with Somers Capital? Visit www.somerscapital.com/invest to learn more. Interested in joining our Boutique Hotel Mastermind? Visit www.somerscapital.com/mastermind to book a free call. Interested in STR/Boutique Hotel Management? Visit www.excelsiorstays.com/management to book a free call.