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Your 60-second money minute. Home Prices Dropping
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Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!
ICYMI: Hour One of ‘Later, with Mo'Kelly' Presents – A look at storm warnings in SoCal AND the steep increase in the median selling price of homes in Orange County ZIP codes…PLUS - Emmy-Winning Host/Anchor for Spectrum News 1 & Friend of the show Kelvin Washington joins the program to announce his selection as Host of the LA Emmy Nominations - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly
Home Prices Up 4%... ...despite the fact that interest rates haven't come down all the while inventory levels continue to increase FHFA - Federal Housing Finance Agency completed a study That compared home prices in 1st Quarter 2024 to 1st Quarter 2025 They found that home values were up 4% nationwide 49 of 50 states saw prices increase with Hawaii being the lone exception The top 5 states with the highest increase were 1 - Rhode Island 2- West Virginia 3- Connecticut 4- Ohio 5- Wyoming So here is where it may get very interesting in the 2nd half of 2025 A lot of the things that have held back home buyers may change Interest rates are likely to drop over the next 6 months Tariff concerns will ease as it appears there are several deals emerging Congress is heading toward a resolution to "The Big Beautiful Bill" talks The market is playing out the way that we predicted on this podcast At the end of 2024 during our forecast for 2025 episodes Home prices didn't drop, despite all the forces against it and now that we have evidence that prices went up we have a real time scenario where the market might just surge forward If you have been waiting patiently for interest rates and home prices to drop Your patience may not be rewarded
As rising inventory and high mortgage rates weigh on the housing market, a growing number of economists expect U.S. home prices to decline this year. Today's Stocks & Topics: AVGO - Broadcom Inc., Market Wrap, REGN - Regeneron Pharmaceuticals Inc., More Economists Now Predict Home Prices Will Drop in 2025, LLY - Eli Lilly & Co., PBF - PBF Energy Inc., NU - Nu Holdings Ltd. Cl A, Current Market Situation, MO - Altria Group Inc., Value Stock, Investing for Kid's Future, Beautiful Bill: Section 899.Advertising Inquiries: https://redcircle.com/brands
Episode 141: On this episode Rosanna speaks with the one and only “boots on the ground” real estate expert, Melody Wright! Melody exposes the shadow markets in housing including the oversupply, unreported widespread delinquencies, and shadow data. We go beyond the headlines and under the hood in the real estate market and you will be shocked at what we uncover. We dispel the many housing myths and deliver reality on what is really going on! There isn't a housing shortage but rather an oversupply! Will lower rates stimulate demand? It is NOT what you think! All roads lead to home prices dropping! Is Real Estate Market Worse than 2008? Melody reveals the Shadow Data that isn't being reported! ➡️Follow Melody on X: https://x.com/m3_melody ➡️Visit Melody's Substack: https://m3melody.substack.com/ ➡️Visit Melody's YT: https://www.youtube.com/@m3_melody ----------------------------------------------------------------------------------------------------------- For Investment Inquiries and/or to speak to an Investment Advisor at HYDRA WEALTH ADVISORS, please visit: https://www.hydrawealthadvisors.com ✨SUBSCRIBE to The RO Show YT Channel✨ https://youtube.com/@theroshowpodcast https://rumble.com/c/c-5300605 ➡️CONNECT with ROSANNA PRESTIA⬅️ ✨ONE SITE ♾️ https://sociatap.com/RosannaPrestia/ ✨X ♾️ https://twitter.com/RosannaInvests ✨X ♾️ https://twitter.com/TheROShowPod ✨WEBSITES ♾️ https://www.rosannaprestia.com/ https://www.hydracapitalgroup.co https://www.hydrawealthadvisors.com THINK Different with Rosanna ©️ 2022-2025 DISCLAIMER: ANY AND ALL INFORMATION (EXPRESSED OR IMPLIED) ON THE RO SHOW, BY ROSANNA PRESTIA AND/OR HER GUESTS IS FOR EDUCATIONAL, INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY. None of the opinions, suggestions or recommendations expressed or implied should be relied upon as professional advice, may not be suitable for any specific person and are not an endorsement/recommendation. Investing is risky and can result in a complete loss. Please consult with your own investment, real estate, legal, tax and/or any other professional advisers. From time to time, Rosanna Prestia and/or her guests may hold positions/interests in securities or investments. Copyright 2004-2025, ROSANNA PRESTIA ALL RIGHTS RESERVED
This week on The Toronto Real Estate Show, we're breaking down the Ontario cities where prices have dipped the most. Happy Real Estate!Check us on Feedspot as one of the Top 25 Toronto Real Estate Podcasts*FOLLOW US FOR TORONTO HOUSING UPDATES*IG: https://www.instagram.com/jenellecameronteam/FB: https://www.facebook.com/JenelleCameronTeamWEBSITE: http://www.jenellecameron.com/
Crain's residential real estate reporter Dennis Rodkin chats with host Amy Guth about news from the local market, including how Chicago home prices are still rising — and faster than almost anywhere else.Plus: Fitch downgrades Chicago's financial outlook to "negative," Cboe executive steps down weeks after Craig Donohue gets top job, New York firm nears deal to buy Wacker Drive skyscraper, Economic Club picks its next board chair and University of Chicago lands more than $18 million for new institute.
New Zealand has been on a more aggressive monetary policy path, having pushed rates high enough to create a recession, then cut them again after starting its easing cycle in August lowering the OCR by 225 points including another 25 basis points today, making the RBNZ one of the most aggressive rate cutters among its … Continue reading "Kiwis Get Another Rate Cut: But Will Home Prices Respond?"
Pack your bags! The Median home sales prices in Logan, Utah dropped 5.8% year to $410,900. Russel Faucett, Owner of the Stern of Omada Real Estate joins the show to explain what is happening in Logan to make home prices a more affordable option.
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!
Today, Todd dives into one of the biggest questions in housing today: Why do home prices seem so much higher now compared to the 1970s, and is buying still worth it compared to renting? Todd breaks down how inflation, wages, interest rates, and lifestyle changes all play into the dramatic shift in home values. You might be surprised to learn that it's not just the sticker price that's changed, but also how we finance, use, and think about housing. He'll also walk through the real numbers—what homes actually cost back then versus today, and how monthly mortgage payments stack up against current rent prices. Whether you're a first-time buyer, a renter, or a real estate investor, this episode will help you make sense of the market and what smart financial decisions look like right now. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, we break down the latest data from Redfin's Home Price Index, which shows U.S. home prices slipped 0.1% in April—the first monthly decline since September 2022. Host Matt Myre unpacks what's behind this shift, from cautious buyers and recession fears to rising inventory and stalled sales. While annual price growth is still up 4.1%, it's the slowest increase in nearly a year. We also explore which metro areas saw the biggest drops—and the surprising markets where prices are still rising. Tune in for a sharp look at what this softening means heading into peak season. Read the Redfin report here: https://www.redfin.com/news/home-price-index-april-2025/ Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 20th, 2025
Real estate markets don't just take off by accident — it's a combination of local economic factors, macro-trends, and smart investments between the public and private sector.That's why, after recent trips to Austin, TX and Tampa, FL, JWB Real Estate Capital's co-founder, Gregg Cohen, and show host, Pablo Gonzalez, are bringing you a "boots-on-the-ground" look at how downtowns transform — and what that tells us about Jacksonville's future.They'll break down:- What downtown Austin, Tampa, and Jacksonville feel like today from an investor's lens- How urban design and private investment create real estate booms (and how close Jacksonville is)- Why Tampa's Water Street project is a model for what Pearl Street in Jacksonville could become- The early signals that tell you when home prices are about to skyrocketThis will be a story-driven, experience-based show — not just stats and spreadsheets — to give you insights you can't get anywhere else.If you want to understand what's driving the next wave of real estate growth (and how to get ahead of it), this is the episode for you.Listen NOW!Chapters:00:00 Introduction to Investing Beyond Rental Properties01:35 Welcome to the Not Your Average Investor Show02:10 Big Announcement: JWB's Largest Incentive Package Ever02:54 Understanding the 5% Interest Rate Lock-In05:17 Q&A: Details on the Incentive Package06:40 The Importance of Incentives in High Interest Rate Environments12:06 Gregg Cohen's Family Vacation in Austin15:37 Exploring Downtown Austin: A Vision for Jacksonville19:07 Comparing Austin's Development to Jacksonville's Future23:20 Activating the Waterfront and Cultural Icons25:45 Entrepreneurship and Urban Development28:04 Public-Private Partnerships and Urban Design32:25 The Rise of Austin's Skyscrapers33:12 Historical Preservation in Downtown Austin36:20 The Parking Dilemma in Austin38:47 The Future of Downtown Jacksonville42:09 Investing in the Next Great American Downtown46:10 The Numbers Behind Downtown Investments49:54 Opportunities with JWB in Jacksonville57:58 Final Thoughts and Upcoming EventsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel @notyouraverageinvestor Subscribe to @JWBRealEstateCompanies
The average home price in Canada has officially dropped 18% since the 2022 peak—but that's only half the story.In this week's episode, we unpack April 2025's national real estate data, and explore a far more revealing trend: What prices looked like 5 years ago versus today. Because while home values are down nearly 20% from peak levels, they're still up 31% over 5 years.We also take a closer look at the man now in charge of Canadian housing—former Vancouver Mayor Gregor Robertson, newly appointed as Canada's Housing Minister. His stance? Home prices don't need to go down—instead, he's promising more supply and more affordability. But how do you make homes more affordable without lowering their price?It's a nearly impossible challenge—and we'll explain why it may never happen, especially when the majority of voters, politicians, and Canada's wealthiest citizens are all homeowners with a vested interest in protecting property values. Trudeau said it last year, and Robertson is echoing the sentiment again today: “Housing needs to retain its value.”We'll show you a possible model for government-built housing at cost—no developer profit, reduced DCCs, and resell restrictions to inflation-only increases—but question if that kind of execution is realistic in today's bureaucratic system.Meanwhile, the labour market is softening. Canada's unemployment rate climbed to 6.9%, the highest in 8 years outside of COVID. BC saw a slight increase to 6.2%, even as job creation remained steady. Wage growth continues, but a weakening economy and global trade volatility (especially with the US tariffs) may push the Bank of Canada toward another rate cut.The presale market continues to unravel. Boffo Developments just cancelled their 1,200-unit Burnaby project “Bassano” after selling only 44 of the first 318 units in 6 months. They've returned deposits and hit pause—indefinitely. Even Vancouver's largest presale marketing firm, Rennie, has laid off 25% of staff, with insiders predicting the market won't stabilize for at least two more years.On the rental side, Toronto saw its first uptick in rents in over a year, with 1-bed unfurnished units rising $22 to $2,148/month in May. But that's still well below last year's levels. Alberta rents are sliding too, with Calgary down 7% and Edmonton down 6% in the past 6 months.Lastly, let's talk about the Renewal Cliff Myth. The Bank of Canada's latest Financial Stability Report shows that rising mortgage payments won't be nearly as painful as expected. Thanks to moderating rate expectations, payment increases on renewal will be 4–5 points lower than forecast—which means a much softer landing for borrowers than many feared.So, are we at the bottom of the market? The CREA's national data shows home sales in April were virtually flat month-over-month, suggesting the 2025 sales slump may be stabilizing. But prices in BC and Ontario—Canada's two biggest markets—continue to drag the national average down. And until there's a true shift in supply, policy, or buyer confidence, expect more of the same in the months ahead.Drop your thoughts in the comments—Is this the bottom? Will the new Housing Minister make a difference? Or is Canada's real estate market in for more pain ahead? _________________________________ Contact Us To Book Your Private Consultation:
Home prices are seeing some serious cuts—but is this happening across all markets, and what does it mean for new investors? For many beginners, this could be the perfect time to buy a rental property, and in this episode, we'll share what YOU can do to take advantage of a shifting housing market! Welcome to another Rookie Reply! Today, we're back with more questions from the BiggerPockets Forums, and first, we'll hear from an investor who has noticed sharp price cuts in major markets. Should all real estate investors jump at this window of opportunity, or is this a market-specific trend? Ashley and Tony will share their game plan for those looking to buy! Next, we'll hear from an investor who owns two properties. The kicker? They can't afford them! Should they sell or pivot to another investing strategy? We have a few creative ideas that could help them make money off their primary residence and get back in the green. Finally, what should you do with a bad property inspection report? Move forward with the deal or walk away? Stick around to find out! Looking to invest? Need answers? Ask your question here! In This Episode We Cover The markets where home prices are dropping (and what YOU should do) How rookie investors can find HUGE opportunity in a “buyer's” market Three ways to make money off your primary residence (no rentals needed!) What to do when you can no longer afford your rental property Increasing your monthly cash flow with the rent-by-the-room strategy When to have the seller make repairs versus asking for concessions And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-562 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
A political commentator says he's shocked that Gregor Robertson has been appointed Canada's federal minister of housing -- because he couldn't get the housing crisis under control when he was Vancouver's mayor.Canada's first-ever Indigenous Minister of Indigenous Services, Mandy Gull-Masty, tells us a cabinet post was never a job she imagined having -- but has big plans now that she's in the role.After the Taliban bans chess, a player who fled Afghanistan for safety in Belgium says he won't let the game he loves die in his homeland.As fires burn through parts of Manitoba, one man describes his family's dramatic escape.Producers uncover the long lost pilot episode of Thomas the Tank Engine TV show and put it up online, for fans longing to see how the show got itself on track.And, new research reveals that flamingos aren't passive feeders, but "super feeding machines" -- that use their bills to create a vortex that sucks up their shrimpy prey.As It Happens, the Wednesday Edition. Radio that moves in for the krill.
Your 60-second money minute. Today's topic: Cracks In Record Home Prices
SUMMARY: An announced US-China trade agreement to lower tariffs caused a big sell-off of bonds as investors rushed to equities, Wilmington home price growth slowed in the first quarter, and this week its all about US consumers ...DISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201
What's really happening in the 2025 housing market? In this episode of The Real Wealth Show, host Kathy Fettke is joined by Mike Simonsen, founder and president of Altos Research, to break down the latest data on mortgage rates, housing inventory, and home prices. Mike shares real-time insights and expert analysis on where the market is headed, whether prices are likely to rise or fall, and what today's trends mean for buyers, sellers, and investors. Don't miss this in-depth conversation packed with actionable information to help you make smarter real estate decisions in the year ahead. Topics Discussed: 00:32 Mike Simonsen and Altos Research 03:10 Housing Inventory 04:00 Regional Housing Inventory Data 06:44 Pending Home Sales 08:34 Mortgage Rates 14:35 Sectors of Real Estate and Inventory 17:16 Is Now a Good Time to Buy? 18:49 Investor Activity
A groundbreaking new study from the University of Cincinnati reveals that police funding can significantly impact home prices—but the effect depends on the income level of the community. In this episode of Real Estate News for Investors, Kathy Fettke breaks down economist David Brasington's findings, which show that increasing police budgets raises home values by 13% in low-income areas, while decreasing them by at least 14% in high-income neighborhoods. Tune in to learn why these opposing trends had been hidden in previous research, and what this means for investors, homeowners, and policymakers navigating the evolving landscape of public safety and property values. Topics Discussed: 00:00 New Study: Police Budgets and Housing Prices 00:41 Low Income and High Income Communities 01:27 Study Methodology 02:00 Wealthier Communities 02:29 Lower Income Communities LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.uc.edu/news/articles/2025/04/police-spending-housing-prices.html
Home sellers are stuck in the past—and buyers aren't having it. In today's episode, we break down the growing gap between what sellers are asking and what buyers are actually paying, with the typical home now listed 9% higher than its final sale price. We'll explain why the disconnect is widening, where the biggest gaps are happening, and what it means for negotiations in today's market. Plus, we'll cover the Trump administration's new push to open up federal land for housing development—a move that could reshape inventory in key western states but faces major infrastructure and environmental hurdles. Read the Redfin report here: https://www.redfin.com/news/home-sale-price-vs-list-price-2025/ Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Home prices, interest rates, and affordability are colliding in 2025 and the housing market's shifting fast. In this episode, we break down how mortgage rates are impacting supply, demand, competition, and long-term wealth-building. We show you why affordability isn't just about monthly payments, and how smart buyers are navigating today's uncertainty.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us
Welcome to ohmTown. The Non Sequitur News Show is held live via Twitch and Youtube every day. We, Mayor Watt and the AI that runs ohmTown, cover a selection of aggregated news articles and discuss them briefly with a perspective merging Science, Technology, and Society. You can visit https://www.youtube.com/ohmtown for the complete history since 2022.Articles Discussed:Yoda talks like George Lucashttps://www.ohmtown.com/groups/wanted/f/d/reveals-why-yoda-talks-like-that-george-lucas-does/License Plates should be QR Codeshttps://www.ohmtown.com/groups/four-wheel-tech/f/d/california-will-likely-run-out-of-license-plate-numbers-this-year/3 Hotspots of Emerging Diseaseshttps://www.ohmtown.com/groups/technologytoday/f/d/pandemic-potential-scientists-discover-3-hotspots-of-deadly-emerging-disease-in-the-us/A Tablet got Stuck in Business Classhttps://www.ohmtown.com/groups/nonsequiturnews/f/d/a-flight-carrying-hundreds-had-to-divert-after-someones-tablet-got-stuck-in-a-business-class-seat/Starter Homes that cost less than 1 Million?https://www.ohmtown.com/groups/nonsequiturnews/f/d/5-years-ago-only-85-us-cities-had-starter-homes-that-cost-at-least-1-million-now-there-are-233/Burpless Cowshttps://www.ohmtown.com/groups/technologytoday/f/d/burp-less-cows-scientists-develop-new-feed-that-could-cut-methane-emissions/Bone Collector Caterpillarhttps://www.ohmtown.com/groups/nonsequiturnews/f/d/extremely-metal-bone-collector-caterpillar-cloaks-itself-in-the-shattered-exoskeletons-of-its-vanquished-foes/Nike Fungible Tokenshttps://www.ohmtown.com/groups/nonsequiturnews/f/d/nike-is-facing-a-lawsuit-from-people-who-bought-its-nfts/Anti-Piracy Ad doubles as Irony Adhttps://www.ohmtown.com/groups/wanted/f/d/iconic-anti-piracy-ad-may-have-used-pirated-font/Cash for Crowd goes Finders Keepers
Should you invest in gold for the long term? Gold has been a great asset to hold over the last year, but I remain a skeptic of investing in gold long term. I personally don't own any gold nor would I recommend buying gold at this point in time. While the recent gains in the price of gold look attractive, given the fact it is up over 20% so far this year in a difficult market, the long-term results aren't enticing. There are periods of time where gold has been a strong performer, but trying to guess those periods is extremely difficult. If we look at January 1980 gold reached $850 per ounce, but the important number here is that the inflation adjusted price was $3,486 per ounce. This means it was not until recently when gold hit $3,500 per ounce, we see an all-time high on an inflation adjusted basis and essentially you made no real gain for over 45 years. At the end of the day gold is just a piece of metal worth only what the next person will pay for it. It has no earnings, no interest, no rents. This makes it extremely difficult to value and given the added expenses for trading and holding gold, it just does not make sense to me. I will continue to invest in good strong businesses at fair prices as I believe that is the best strategy for long term wealth creation. Why is the government supporting universities with large endowments? I've never really thought about this before. I have known that some big universities have multibillion dollar endowment funds, but I did not realize that 658 institutions have approximately $874 billion, which is nearly $1trillion in endowment funds. When I dug a little bit deeper, I discovered that in addition to these universities receiving money from the federal government via grants, some pay little or no income tax and also get a waiver on property taxes. If you're starting to get a little bit irritated at this point because your hard-working dollars are going to universities like Harvard that has a $53 billion endowment or Yale with a $41 billion endowment, you might be like me and think it's time that things change. The cost of tuition at Harvard is $57,000 per year and the President makes about $1.3 million a year. The president of San Diego State University has a salary of $531,000 and the cost for one year of tuition is about $8700. I'm sure the students at Harvard do receive a more prestigious education than at San Diego State University, but is it 6 1/2 times better? Do the students that graduate from Harvard make a salary that's 600% more than a graduate from San Diego State University? I don't think so. I wondered where money from these endowments goes and basically 48.1% of endowment distributions go to fund student financial aid, 17.7% goes to academic programs and research, 10.8% is used for endowment faculty positions and nearly 17% of the endowment funds are used for other purposes. Wouldn't it be nice to know what those purposes are? I think we need to take a hard look at what universities have in their endowment funds, their tax benefits and grants, and let's have more students here in the United States benefit from those billions of dollars to get a good education as opposed to the fat cats in the Ivy League towers of the universities. One other point I found interesting was the investing philosophy for these endowment funds. The goal is to earn around 8% per year and pay out 4.5% to 5% to fund those various expenses. This should then allow the endowment fund to continue growing. A big problem is many have not been able to achieve that goal with only 25% of 152 schools that were surveyed being able to meet the 8% return over the last 10 years. The other concern is if they can't cut expenses if there is a lack of grants, many endowments are not liquid. Harvard for example had 39% in private equity, 32% in hedge funds, 5% in real estate, 3% in real assets, and just 3% in cash. With all this said I really believe this system should be reviewed to better the entire country, rather than just the Ivy League system. Could the trade wars hurt home prices? We are starting to see some cracks in the housing market, such as the delinquency rate on FHA mortgages, which cater to the high-risk borrowers who can't qualify for a conventional mortgage because they either have a small down payment or weak credit. The delinquency rate for FHA currently stands at 11% according to the Mortgage Bankers Association, it has not been at this level for 12 years. Unfortunately, and we warned against it, but many people have stretched themselves too far financially to get into a home over the last few years. Because it's only been two or three years since they bought their home, after fees and commissions they may not have much if any equity built up in that home. Another area of weakness that is being seen is with the homebuilders who have really increased their incentives because they have more completed but unsold homes. The builders are getting a little bit worried because they have not seen this many homes sitting on their lots with no buyers since 2009. The average incentives for homebuilders is usually around 5% of the total value of the home, but we are starting to see some incentives around 13% from big builders like Lennar. The volatility of the 10-year treasury, which mortgages generally trade off of, has not been helpful because it has had a wide trading range lately. This then makes it difficult for homebuyers to lock in a good rate. At this point in time, I think I would be waiting to buy a home until maybe late summer. I think there should be some good deals at that point in time as the tariff war should continue to progress and we should have a clearer picture of the economy by that time. Financial Planning: Why converting 100% of pretax is bad Roth conversions can be a powerful tax planning tool, but like any tool, using it the wrong way can do more harm than good. One of the most common mistakes we see is the idea that you should convert all of your pre-tax retirement savings, like a traditional IRA or 401(k), to a Roth account. Everyone loves the idea of a tax-free retirement. When you convert money from a traditional IRA to a Roth IRA, you're moving it from a pre-tax account to a tax-free account, but there's a price, the converted amount is considered income and you must pay ordinary income tax in the year of the conversion. Once converted funds grow tax-free. The best way to think about money in a pre-tax account is that it is deferred income. It will be taxed, it's just a matter of when. When you make contributions to a pre-tax account, you are not receiving a tax deduction, you are deferring income to a future year. When performing a Roth conversion, you are voluntarily deciding to pay tax on that income, even though you don't have to yet. This only makes sense if you are able to convert at a lower tax rate than you would otherwise be subject to if you did not convert. This most commonly happens between the beginning of retirement, typically in your 60's, and the beginning of your required distributions at age 75. During that period taxable income is generally lower which means conversions may be done at a lower tax rate than when required distributions begin at 75. Required distributions can be a problem because if you have too much in pre-tax accounts, your required taxable distributions may push you into a higher tax bracket and trigger IRMAA. Roth conversions help this by shifting funds from pre-tax to tax-free, therefore reducing the level of taxable distributions beginning at 75. However there is an efficient amount that should be converted for every person. Converting 100% of pre-tax funds means you will likely be in a lower tax bracket after the conversions, and will potentially not have any tax liability at all. This doesn't sound bad, but it means you likely paid too much in tax to convert the funds in the first place. Again, money in a pre-tax account is deferred income that will be taxed. The goal is to have that income taxed at the lowest rate possible. If you convert too aggressively you may be settling for a higher tax rate on the money coming out and not receive enough tax-free income from the Roth to justify it. Instead, structuring withdrawals and conversions to keep your taxable income consistently low all through retirement will result in a higher level of after-tax income. Companies Discussed: Netflix (NFLX), The Walt Disney Company (DIS), Albertsons Companies, Inc. (ACI) & UnitedHealth Group Inc (UNH)
Send us a textThe landscape of real estate is shifting beneath our feet. In this market update, we uncover the surprising trend of falling home prices across 11 major metropolitan areas—the largest drop we've seen in nearly two years. Cities like San Antonio, Oakland, and Jacksonville are feeling the squeeze most acutely, while national prices continue to rise, albeit at their slowest pace since last summer.Drawing from my own investing experience, I share the eye-opening reality of today's market: a $299,000 property in St. Petersburg received just two showings in three weeks before finally going under contract at $288,000. This isn't happening in luxury markets—this is the supposedly affordable range where most Americans shop. The perfect storm of high mortgage rates (now averaging 6.83%), economic uncertainty, stock market volatility, and tariff concerns has created a climate where "buyers are scarce and afraid."Despite inventory climbing by nearly 10% compared to last year, buyer urgency has evaporated. As a seasoned real estate investor, I'm adapting my strategy accordingly—pressing pause on flipping properties while doubling down on buy-and-hold multifamily investments for long-term growth. The market demands this pivot, and those who recognize and respond to these shifts will find opportunities even in challenging conditions.Ready to transform your approach to wealth building? Pre-order my upcoming book focused on growth, resilience, and creating lasting prosperity at wealthyaf.ai/pre-launch. You'll receive a free e-book packed with actionable insights to jumpstart your journey. This isn't just information—it's your roadmap to navigating today's complex real estate landscape with confidence.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyAF.aiUse the Coupon Code: WEALTHYAF for 20% off!
Rise of Home Prices in Pittsburgh? full 1647 Thu, 24 Apr 2025 15:09:11 +0000 WO46s5nVNwhqSe01hZg9iNOqNPKbwjAy news,a-newscasts,top picks Marty Griffin news,a-newscasts,top picks Rise of Home Prices in Pittsburgh? On-demand selections from Marty's show on Newsradio 1020 KDKA , airing weekdays from 10 a.m. to 2 p.m. 2024 © 2021 Audacy, Inc. News News News News news News News News News News False https://player.amperwavepodcasting.com?feed-link=https%3A%
America's top housing forecasters just dropped a bombshell. Zillow, Moody's, and First American are now signaling serious weakness ahead for home prices in 2025. With mortgage rates rising again, affordability still stretched, and recession risks mounting, this episode unpacks what the new bearish forecasts mean for investors—and which regional markets could see the sharpest declines. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, I sit down with Amy McMillin of Custom Care Rehab, a powerhouse physical therapist turned business owner. We talk about how a lack of autonomy in her 9-5 and a deep passion for patient care pushed her to start Ohio's first mobile physical therapy fleet—and how that decision changed her life. Amy shares the challenges of building a team, setting boundaries, and showing up as both a boss and a mom with compassion and leadership. She also drops incredibly practical wellness tips for CEO moms, from vestibular health to why sleep is truly non-negotiable. This one's a perfect mix of inspiration and real talk!Website: customcarerehab.comInstagram: @customcarerehabFacebook: Custom Care RehabLinkedIn: Amy McMillinYouTube: Treat Dizziness at Home Prices will increase April 1, 2025. Join us before those prices go up!Want to know what kind of tax support is right for you? We can help! Connect with Kimberly on Instagram: https://www.instagram.com/taracpafirm/ Website: https://www.taracpafirm.com/
Well, 2025 is here and the US housing market is still in an injured state.Will we start to see some healing this year?Or may things take a turn for the worse?Today we have the good fortune to be joined by Nick Gerli, founder of reventure Consulting and creator of the excellent reventure app.Nick will walk us through his latest outlook on the US home prices and share a number of charts with us.Spoiler alert: the weakness we've seen grow in previously hot markets like Florida and Texas is now starting to spread to key states like California.What does that bode for the rest of 2025?WORRIED ABOUT THE MARKETS? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com
Are President Trump's proposed tariffs about to make new homes even more expensive? In this video, we break down how tariffs on Canadian softwood lumber, steel, and other imported materials could increase construction costs by up to 6% — potentially adding $9,200 or more to the price of a new home. We dive into: - The real numbers behind Canadian lumber and its role in U.S. construction - Projected price increases in Philadelphia and surrounding counties - Insights from real estate economists like Selma Hepp and Logan Mohtashami - Why this might be more about negotiation than policy Whether you're a homebuyer, builder, or investor, you'll want to understand how these tariffs could affect your bottom line.
Why are you seeing media about a housing crash? Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
Wondering how Trump's latest tariffs will impact the housing market—and your real estate business? In Episode 240 of "The Only Real Estate Podcast Worth Listening To," we're going behind the headlines to explore what Trump's tariffs really mean for real estate agents, buyers, and sellers.In this episode, hosts Nick Good, Brian Force, and Matt Kelderman break down the immediate and long-term effects of Trump's tariffs, the implications for mortgage interest rates, and how these changes might influence home prices and market inventory. You'll learn actionable strategies to help your clients navigate this volatility, from interest rate buydowns to pricing strategies for listings in a shifting market.Whether you're an agent looking to stay ahead, a seller aiming to price competitively, or a buyer wondering if it's the right time to purchase, this episode provides clear insights and practical tips.Key Takeaways:✅ How tariffs are affecting mortgage rates and buyer sentiment✅ Strategies for agents to effectively advise clients amid market uncertainty✅ Why new construction may become less attractive—and how to leverage pre-owned homes
How are you navigating the economic chaos of the real estate market? In this episode, learn how to stay ahead of the curve with data-driven insights and understand the hyper-local nature of real estate trends. Mike Simonsen, Founder and President of Altos Research joins us and shares his expert analysis on the forces shaping the industry, from shifting inventory levels to the impact of migration trends. We explore the importance of hyperlocal data and the potential consequences of restricting access to housing information. Mike also provides his perspective on the need for transparency and the value of data-driven decision-making in real estate. Get ready for a candid and insightful conversation that will equip you with the knowledge to navigate today's market with clarity and confidence. Connect with Mike on - LinkedIn - X and follow this link to check out his blog. Article mentioned during the show: https://blog.altosresearch.com/are-we-seeing-the-first-bad-economy-sellers-in-15-years Follow this link for your Free Altos Report Check out Mike's first appearance on the show: youtu.be/s0J8964jhds Learn more about Altos Research on - LinkedIn - X - Facebook - YouTube and online at altosresearch.com. Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube - Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com. Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod This podcast is produced by Two Brothers Creative.
Will Trump's new tariffs push housing prices even higher? President Trump has declared April 2nd “Liberation Day” for American workers, rolling out sweeping new tariffs designed to protect U.S. industries. But could these trade policies make housing even more expensive? In this episode, Kathy Fettke breaks down the impact of these tariffs on home prices, construction costs, and mortgage rates. With the U.S. already facing a housing shortage, could these changes push more buyers to the sidelines? And what does this mean for real estate investors looking for new opportunities? Tune in to find out how these policies could shape the housing market in 2025 and beyond. LINKS JOIN RealWealth® FOR FREE https://realty.realwealth.com/join SYNDICATIONS: Wild Pine San Antoniohttps://realwealth.com/wildpine OUR GUEST: Caeli RidgeLinkedIn: https://www.linkedin.com/in/caeliridge/ Website: https://ridgelendinggroup.com/ FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.realtor.com/news/real-estate-news/trump-tariff-liberation-day-housing-costs/
The media loves a good panic headline, but how much of it is actually true? In this episode, Ron Phillips breaks down a recent Wall Street Journal article about FHA loans and their impact on housing prices. He goes deep into the numbers, history, and government policies behind the current housing situation, explaining why the reality may not be as dramatic as the headlines suggest. WHAT YOU'LL LEARN FROM THIS EPISODE Why FHA loans are being blamed for rising home prices and whether that claim holds up Differences between today's market and the 2008 subprime mortgage crisis How government programs are keeping homeowners from foreclosures and why it may not be a bad thing The role of media narratives in shaping public perception of the housing market Reasons why long-term real estate investors shouldn't panic even if foreclosures rise RESOURCES MENTIONED IN THIS EPISODE Biden's Mortgage ‘Relief' Fuels Higher Housing Prices CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter
Today, as part of our “Tricks of the Trade” series, we’re at the Houston Livestock Show and Rodeo, where students put goats and lambs up for sale to the highest bidder. Here, livestock auctions generate a pile of philanthropic money for a Texas scholarship fund, and the bids go up and up and up. But first: Air travel is in a snarl today with a power outage at London’s Heathrow Airport.
Today, as part of our “Tricks of the Trade” series, we’re at the Houston Livestock Show and Rodeo, where students put goats and lambs up for sale to the highest bidder. Here, livestock auctions generate a pile of philanthropic money for a Texas scholarship fund, and the bids go up and up and up. But first: Air travel is in a snarl today with a power outage at London’s Heathrow Airport.
The housing market is shifting, and we've got the latest data to break it all down. Home prices are still rising—but at the slowest pace in months, and in some cities, they're starting to fall. We'll cover where prices are dropping the most (hint: Florida and Texas are leading the way), why more homes are sitting on the market, and what Zillow's 2025 forecast means for buyers, sellers, and renters. Plus, with mortgage rates still high, will the housing market stay sluggish or is a rebound coming? Let's dive into the numbers and what they mean for the future of real estate. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices