Podcasts about Bottom

Hi Mamas, This week, we're anchoring our Monday Mindset Reset with a quote from Darren Hardy that I think every working mom needs taped to her coffee maker:

The housing market is already predicted to see price cuts by the end of the year, but is now the time to buy, or should you wait for further price movement? We brought on an investor who has successfully timed the housing market (three times) to give his thoughts on whether we're at the bottom or we have a long way to go. If you've been holding out for lower home prices and less competition, should you take the risk and wait, knowing a rebound could be on the way? Through a combination of genius and a bit of luck, Brian Burke has sold, bought, and sold at the right times repeatedly. He exited the majority of his real estate portfolio in the early 2020s as prices hit all-time highs and competition was fierce. For the last three and a half years, he hadn't bought anything, up until very recently. Is this a signal that now is the time to buy? Today, we're asking Brian whether 2025 is the right time to buy (and for which assets), how to get in “position” to make a profit as home prices decline, the sellers most likely to give you concessions and further price cuts, and signs YOU should sell your headache rental and trade it for something better. The second half of 2025 could be when the scales tip—are you ready to make a move? Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Grab Brian's Book, “The Hands-Off Investor" Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders  Property Manager Finder Dave's BiggerPockets Profile BiggerPockets Real Estate 1100 - The Ultimate Underrated Rental Property of 2025 (for Small Investors) w/Brian Burke Brian's BiggerPockets Profile  Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-352  Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

#10MinuteswithJesus ** Put yourself in the presence of God. Try talking to Him. ** 10 minutes are 10 minutes. Even if you can get distracted, reach the end. ** Be constant. The Holy Spirit acts "on low heat" and requires perseverance. 10-Minute audio to help you pray. Daily sparks to ignite prayer: a passage from the gospel, an idea, an anecdote and a priest who speaks with you and the Lord, inviting you to share your intimacy with God. Find your moment, consider you are in His presence and click play.

The Portland-based Made show has wrapped up for another year, and our website has been buzzing with coverage from the handmade bike event.This week's Geek Warning is a bit different from the usual format, with the conversation focused mainly on what was seen at Made. Here, Dave Rome chats with Escape's US tech editor Josh Weinberg along with famed framebuilder (and Escape contributor!) Rob English.Within you'll hear about emerging trends from the custom bike world, why Rob believes there are no new ideas left for bicycles, and some of Rob and Josh's top picks.As usual, the episode wraps with our regular Ask a Wrench segment, where Zach Edwards (Boulder Groupetto) and Dave Rome answer technical questions from Escape members. You'll need to be on the Escape member podcast feed to listen to this section.See all the coverage from Made 2025 here.Time stamps:2:40 - Explaining Made and industry vibes10:00 - Trends in the handmade scene18:30 - Josh and Rob's favourite bikes of Made31:30 - Rob's absolute favourite - a bike from 197936:00 - A little Aero bike38:30 - Favourite small parts of Made55:45 - Ask a Wrench (Members only)57:00 - A corrections corner related to impact wrenches58:40 - Bottom bracket torque settings1:03:15 - Solving a worn dropout1:09:00 - Sticky cables, sticky drink mix

Welcome to Mysteries to Die For and this Toe Tag.I am TG Wolff and am here with Jack, my piano player and producer. This is normally a podcast where we combine storytelling with original music to put you at the heart of mystery. Today is a bonus episode we call a Toe Tag. It is the first chapter from a fresh release in the mystery, crime, and thriller genre.Today's featured release is Bazaar by Miles JoynerBazaar is technothriller. On the dark web, a new type of gambling is emerging—betting on the death dates of the rich, famous, and politically powerful. Two men see opportunity. Yemi Uzunma and his sister, Karen, see a need for a new breed of personal security force. A need their security company Raptor can fill. Aaron Williams sees a solution to his money problems and all he needs is he 3-D printer. As the betting pool grows Yemi's and Aaron's squads face off with one trying to protect and the other trying to kill the prize.Bottom line: Bazaar is for you if you like your thrills hinged on technology with an element of lion versus tiger.Bazaar was released from World Castle Publishing and is promoted by Partners In Crime Tours and is available from Amazon and other book retailers.https://pictbooks.tours/wND3XpMgABOUT Miles JoynerA lifelong fiction writer, Miles turned to penning novels after nearly a decade of holding various producer/editor roles in the D.C. area media industry. He still pursues filmmaking in between books and finds that writing in the thriller genre only enhances that passion even more. Miles is an active member of International Thriller Writers where his novel, Bazaar, was selected for ITW's Debut Authors Program. He also attends monthly meetings for Novels in Progress DC. www.TheBazaarVerse.comWondering what to read after you finish Bazaar? Partners in Crime Tours is your ultimate destination for all things mystery, crime, thriller, and cozy! Since 2011, they've been working to fill bookshelves with gripping and heart-pounding reads. Discover new mystery series and connection with other fans with Partners in Crime. Look up Partners in Crime Tours on the web or your favorite social media -Partnersincrimetours.comAnd Authors, whether you're looking to promote your latest thriller, discover a new mystery series, or connect with fellow fans of the genre, PICT has you covered. Check out their promotion options that come with the personal attention of a dedicated coordinator.Join us next week for our next episode in Season 8 Anything but Murder. A strange art theft is our murderless crime. It's “Was it the Vermeer?” by Erica Obey.

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Let's Meet! Drowning in marketing dread? Book a free strategy session to see if Farm Marketing Mastery can break you out of marketing misery. I'm the one in the hot seat today! I just got interviewed on the Backyard Bouquet podcast, and I have to say... I shared some things that'll help you shift your sales today. From my daughter selling out flower farm events in her first season to farmers achieving 200% sales increases, this episode reveals the strategies and mindset shifts that actually work. What you'll discover: The exact strategy my daughter used to land a wedding contract at her chiropractor appointment Why "perfectionist farmers are actually just scared farmers" The simple question that gets overwhelmed farmers unstuck every time How to get customers willing to pay $50+ for a bouquet Why giving away flowers strategically builds your business I also opened up about overcoming the fear of failure after my family's farm went bankrupt in the 80s and how to stop the "not good enough" mindset that keeps farmers undervaluing their work. Bottom line: When you change how you think about your farming business, you change your results—both financially and personally. P.S. My mic was not on, for some reason, so my sound quality is not quite up to my usual standard, but hey, tech issues happen.

At the edge of Alder Vale, a cherished locket vanishes — and with it, old rivalries and whispered superstitions rise again. Some blame a mischievous child, others a jealous neighbor… and some swear it's the work of the fairies.In this enchanting episode of Whisperings From the Rowan Tree, Nell Rowan is drawn into the mystery of The Fairies at the Bottom of the Garden. With tarot cards in the lamplight, gossip in the market square, and twilight walks through primrose lanes, she unravels not just who took the locket, but why. What she discovers is more than theft, it is a daughter's hidden longing, a mother's grief, and the quiet magic that lingers if we only believe.In this story, you'll experience:​A village mystery filled with suspects, red herrings, and whispers of folklore​A tarot reading that reveals illusions, longing, and belonging​The fragile bridge between a grieving mother and her overlooked daughter​The shimmering possibility that the fairies are real after all​A calming guided visualization to carry the wonder with youIf you love cozy mysteries, folklore, gentle narration, and stories of healing woven with a touch of magic, this tale will feel like sitting beside an old friend with a cup of tea.Press play, and step into a summer garden where loss, love, and wonder meet.

Mikey Wheeler is a son, a brother, a husband, a father, a musician, and a tattoo artist. He's also my guest for Episode No. 181.Every now and again I wax emotional about what a good human with whom I've had the privilege of sitting on the other side of the table of, and when I do so it is 100 percent not in an effort to speak any less of the other fine folks that've been kind enough to join me.We've all got a story or stories. We've all rowed the channels of life in one form or other.Being that this show is what this show is, though, it's difficult to manage my time wisely enough to get folks to sit in the chair opposite mine. And it's a whole other cart of magic beans to land someone that's as sharp, articulate, benevolent, and wise as the likes of a Mikey Wheeler.I said this while we were rolling, and I don't want to ruin anything by repeating any thing that doesn't warrant it, but this one's an exception: Shouts out to Mikey's mom, Debra, his siblings and his grandma and his uncle. Shouts out to the friends and bandmates Mikey's made along the way. Shouts out to his wife and all his work homeys, too. This is a conversationalist, and were I of the means to launch a podcast network, I'd try to get Mikey to be a part of that content with some consistency.Mikey earns his living inking humans and he does so down at Windhorse Tattoo. The joint's visible online at windhorserising.com, and you can roll your IRL bones in there at 901 E. 31st Street in downtown KCMO. Give them a buzz at 816-283-0500, and toss 'em a follow on the old IG at @windhorsetattoo. At this very moment, I can't personally speak to the fruits of Mikey's labor, but he's got a handful of repeat customers, is perpetually acquiring new, and -- per our conversation -- he's booked out six to eight months. So if you've ever been on the fence and one of your hesitations has been because you don't know who to go to in Kansas City, pick up the phone and call Windhorse; I suspect they can set you straight.Anyway...Mikey and I talked about the wild life experience of growing up in a way that didn't necessarily look like that of those around you but winding up grateful for the very manner in which it happened, regardless.We talked hoops, tatts, Steely Dan, Slint, Mike Patton projects, the glorious benefit of attending absolutely dynamite shows where everyone present is just jazzed to the gills about being there. We talked about the idea of there being two kinds of people -- those who care about humanity + everyone else -- on this planet. We man-crushed over Daniel Day-Lewis like a couple of goobers, and we talked about being in bands and making music.It was awesome.Follow the dude on Instagram at @mikeywheelertattooer, and stay tuned for the entirety of our chat; I don't typically edit much out, anyway, but this one clicked the whole way through. It'll be worth your time.copyright disclaimer: I don't own the rights to the audio clips contained within these episodes. In this one particularly, I lifted snippets from a tune called, "Theme from the Bottom." It's a track from the 1996 record, Billy Breathes, that the greatest band in American rock history, Phish, released, c/o of Elektra Entertainment Group. I'm not doing anything non-Fair Use here, though, YouTube, so please stop blocking me from receiving the monetary sums I'm not yet qualified to earn.Thank you.

From ‘4th Down in the Motor City' (Subscribe Here): The Detroit Lions are at a crossroads as they make final roster decisions. Head coach Dan Campbell, speaking to the media this morning, sounds incredibly confident in the team's potential. With the season just around the corner, we're taking a deep dive into the Lions' offense, which was historically dominant last year. Plus, a big question: how many players on this roster do you think will crack the NFL's top 100? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Bottom trawling is one of the most widely used - and most destructive - fishing practices in the world. Dragging heavy nets across the seabed damages fragile ecosystems, depletes global fish supplies, and puts the livelihoods of small-scale fishers at risk.In this episode of The Food Chain, Rumella Dasgupta speaks to John Worthington, one of the last remaining fishermen in Fleetwood, UK, who fears a proposed ban on bottom trawling in Marine Protected Areas could end his business. Fisheries economist Dr Rashid Sumaila of the University of British Columbia explains the global consequences of trawling, from overfishing to illegal and unregulated catches.On the coast of West Africa, Aissata Daouda Dia, Head of Advocacy at Blue Ventures, tells us hom much coastal communities rely on local catch. Nana Kweigyah from the Canoe and Fishing Gear Owners Association of Ghana, describes how foreign industrial trawlers are devastating coastal communities. And in Singapore, Adrian Poon of the Cinnamon Group explores the challenges of sourcing fish sustainably in a market dominated by cheaper, trawled seafood.Producer: Izzy Greenfield Image: Getty

Marty talks about a new precision fit patent filed for Apple Vision ProProNotesA Future Version of Apple's Vision Pro may provide users with a Precision Fit through Dynamic Adjustment Mechanismshttps://www.patentlyapple.com/2025/08/a-future-version-of-apples-vision-pro-may-provide-users-with-a-precision-fit-through-dynamic-adjustment-mechanisms.html The gist: Apple just had a patent spotlighted that's all about a “precision fit” Vision Pro—hardware that dynamically adjusts (think buttons/levers/dials, possibly motor-assist) to match each person's head and face. What Apple's aiming to fix: Current headsets (including today's Vision Pro) rely on manual straps and swapping cushions—fine, but fiddly—and comfort can drift during longer sessions. Apple's patent pushes toward auto-tuning hardware that gets you into the sweet spot faster and keeps you there. How it might work :- Dynamic supports: A headset frame that actively redistributes pressure so you don't get forehead/cheek hot spots. - Smart light seal concepts: Related Apple filings describe air bladders/valves that balance pressure across face zones—tight where you need it, forgiving where you don't. - Guided fit is the point: All of this is about landing your eyes in the optical “sweet spot” quickly and repeatably—clearer picture, less strain. (IPD alignment = sharper visuals is a known VR truth.) Why users should care:Comfort goes up, face marks go down. Longer, easier sessions. Faster hand-off: Family or teammates can throw it on and get tuned quickly—less strap fussing. More consistent clarity: Staying centered improves text and UI readability and reduces fatigue. Why this could advantage Apple vs. competitors:- Closed-loop fit (hardware + software): If Apple marries sensors, adjustable seals, and on-device guidance, you get a set-and-forget fit most rivals can't match with manual strap/IPD dials. - Perceived quality without new screens: Better, repeatable alignment makes the whole system feel sharper and more premium—no panel change required. - On-boarding win: Less tinkering = more people actually enjoying the demo, which matters for adoption. Where we are today: Vision Pro already uses swappable Light Seals/cushions and bands to improve fit; the patent path suggests Apple wants to automate more of that. Caveat: Patents ≠ products. Timelines aren't promised, but Apple's recent filings draw a clear line: comfort and precision fit are priority areas for the next wave of Vision hardware. Bottom line: If Apple ships even part of this self-tuning fit stack, Vision Pro could feel lighter, clearer, and friendlier to share—a practical edge that's hard for manual-only headsets to match.Follow the live stream at YouTube.com/@VisionProfiles on Monday nights at 9 PM EST or catch the video later on Youtube or audio on any pod catcher serviceMacStockMacstockconferenceandexpo.com Email: ThePodTalkNetwork@gmail.comWebsite: ThePodTalk.Net

Another Back to Basics episode for ongoing small business success. Bottom line: how your services provide the best solution for potential clients. SmilingForSuccess22@gmail.com IG DebbieParkerNet

HIGH BOTTOM vs. LOW BOTTOM. In this episode of the Came to Believe Recovery Podcast, the hosts explore the concepts of high bottom and low bottom in addiction recovery. They discuss personal experiences with addiction, the nature of surrender, and the role of spirituality in recovery. The conversation emphasizes that recovery is a personal journey and that hitting a 'bottom' does not have to be a prerequisite for seeking help. The hosts reflect on the transformative power of pain and the importance of community support in the recovery process. www.facebook.com/Take12Radio www.tiktok.com/@take12radio www.instagram.com/take12radio  #recovery #alcoholic #twelvesteps #wedorecover #addiction 

Fertility Docs Uncensored is hosted by Dr. Carrie Bedient from the Fertility Center of Las Vegas, Dr. Susan Hudson from Texas Fertility Center, and Dr. Abby Eblen from Nashville Fertility Center. In this episode, the Docs are joined by Nicole Marchetto, MD, a physician at Shady Grove Fertility Pennsylvania, Lancaster and Chesterbrook, to talk about a topic many patients quietly wonder about—when is it time to consider a second opinion?Seeking another perspective can feel intimidating, but Dr. Marchetto explains why most fertility doctors not only understand it but actually encourage it. A second opinion can help ensure that your treatment plan is appropriate—not outdated, not extreme, and not missing opportunities for success. Sometimes a fresh set of eyes leads to new approaches that your first doctor may not have considered.Far from being adversarial, second opinions often confirm that you're on the right path—or they may reveal alternative strategies that resonate more with your goals. If recommendations differ, it may be best to follow the physician whose plan makes the most sense to you, even if that means changing practices.Bottom line: your journey deserves the best possible care, and getting another perspective can be an empowering step. This podcast was sponsored by Shady Grove Fertility.

Hey mamas, Today we're talking about a challenge so many remote-working moms face: How do you stay visible at work when you're not in the office? Because let's be real…there's that little voice that whispers, “What if they think I'm not working? Or What if they forget about me?” And in a world where your status turns yellow the second you step away, it's easy to feel like you have to stay chained to your desk all day just to prove your worth. Spoiler alert: That's not sustainable… and it's not the only way to get noticed. What You'll Learn in This Episode: ✨How to align with your manager's style so they trust your work ✨Strategic ways to over-communicate without adding noise ✨Why using your voice and face matters more than you think ✨The power of keeping a “done” list for reviews and recognition ✨How micro-connections build trust and opportunities ✨Staying active in team spaces without becoming “always on” ✨Smart ways to take initiative without burning out ✨How lifting others up increases your own visibility ✨Speaking up in meetings (even if you're not sure what to say) ✨Building relationships outside your department for career growth If you're ready to stop worrying about that “away” dot and start being recognized for the value you bring, this episode is your game plan.

Mookie talks to DV after making a specatular play at SS in the Top of the 7th, then hitting a HR in the Bottom of the 7th on his World Series ring night.

Send us a textYou know those fitness clichés that just won't die? Like “muscle confusion keeps your body guessing” or “lifting weights makes women bulky”? Yeah, we're coming for them.This is part two of my chat with Dr. Allan Bacon, strength coach, medical pro, and professional BS buster. (If you missed part one, go back. It's chef's kiss myth-busting gold about metabolism, influencers quoting mouse studies, and why women are not just small men.)In this round, Allan and I take on the internet's favorite myths, starting with muscle confusion. Spoiler: it doesn't give you better results. It mostly just makes you sore. We also tackle the never-ending Pilates vs. weights debate because no, Pilates does not magically give you “long, lean muscles” (that's genetics, babe). And no, weight training will not turn you into the Hulk by accident.We get into why women think they bulk up too quickly (hint: it's just the pump, not instant muscle gain) and why sticking with weight training is one of the best things you can do for fat loss, metabolism, and avoiding injuries down the line. Your muscles are basically little carb sponges, so the more lean muscle you build, the more pizza you can eat without it going straight to your hips.And because Allan can't resist a peek into the future, he also calls out the next big scam about to flood your feed: concierge pill mills. Yep, the wellness industry always finds a way.This episode is equal parts myth-busting, science, and pep talk. Bottom line: lift the damn weights. You're not broken, you're not doomed, and your body is capable of way more than you think.What's Inside:Why “muscle confusion” is mostly hypeThe truth about Pilates vs. weight trainingWhat's really behind women “bulking up” too fastThe next big fitness and wellness scam to watch forLet's get honest for a sec: are you letting fear of “bulking up” or falling for influencer hype hold you back from training the way you really want? Imagine what would change in your body and your life if you dropped the BS and just went for it. Let me know on Instagram, I love hearing your takeaways.Mentioned in this episode:Dr. Allan Bacon on Instagram – @drallanbaconMaui Athletics Lifestyle Nutrition GuideEpisode 108: The Problem with “Women Are Not Small Men” with Dr. Allan BaconHealthy As Fck*Oonagh Duncan on InstagramFit Feels Good Strong AFLeave me a voice note on Speak Pipe!

I constantly get questions and push-back on holding so much of my client's net worth as liquidity in their Hierarchy of Wealth's Tier 1 foundation layer. This episode digs into things we've heard like Cash is Trash so that business owners, real estate investors and those managing their family finances can put into perspective the value of liquidity and looking holistically at their Return on Wealth, not just microscopically at one investment they made or another. Bottom line - liquidity is king, it is food for the racehorse, and if you are seeking greater agency in your life then You are that horse!   Highlights Liquidity as a superpower. Feeding the racehorse analogy. Marketing during recessions: A turnaround strategy. Crisis and opportunity: The same symbol fallacy. The importance of having a war chest. Debunking “cash is trash” misconception. The redundancy analogy from nuclear power. Return on wealth concept introduced. Overcoming fear of missing out.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

We put our faith in the real Jesus not our version of Him.

Coleman Owen, Isaiah Land, Chris Lammons among Colts cuts! Anthony Richardson will NOT be traded! Colts defense MUST drive improvement! Bottom of Roster MUCH LESS important than top! Fever host Storm tonight. Cubs try to continue run against bottom feeders! Here is the link for the only autobiography ever published without a word of praise for its author: https://www.amazon.com/Oops-Art-Learning-Mistakes-Adventures/dp/173420740X Contest rules: https://kentsterling.com/2025/07/03/rule-for-kent-sterling-conest/

The ability for blind and visually impaired people to cast their vote privately and independently at elections is an issue we've followed closely on In Touch. We're joined by the head of guidance at the Electoral Commission, Charlene Hannon, who tells us about their research of the matter and how you can take part.Our reporter, Ian Hamilton visited the Edinburgh Festival Fringe to meet some of the visually impaired artists taking part. Ian discovers what themes they're covering and learns about efforts to make the arts more accessible.Listener input is an essential ingredient of In Touch, and this week's episode is no exception. In response to your reaction to last week's discussion about JAWS software pricing, we revisit the issue.Presenter: Peter White Producer: Fern Lulham Production Coordinator: David BaguleyWebsite image description: Peter White sits smiling in the centre of the image, wearing a dark green jumper. Above Peter's head is the BBC logo (three individual white squares house each of the three letters). Bottom centre and overlaying the image are the words "In Touch"; and the Radio 4 logo (the word Radio in a bold white font, with the number 4 inside a white circle). The background is a bright mid-blue with two rectangles angled diagonally to the right. Both are behind Peter, one of a darker blue and the other is a lighter blue.'

JAWS is a screen reader that allows visually impaired people to access information on their computers. It works by reading aloud information such as emails, financial information, documents and more. But the company who produce the screen reader have recently announced rises to the cost of the software, along with some of their other assistive technology products, and it has caused worry amongst its users. In Touch hears from Vispero, the parent company of Freedom Scientific who develop JAWS, Fusion and ZoomText, and to Sight and Sound who are the sole distributor of the softwares in the UK. They tell us what these new pricing models will look like for UK customers, why these changes are happening and what is the best course of action for current and new users of JAWS.Presenter: Peter White Producer: Beth Hemmings Production Coordinator: Paul Holloway Website image description: Peter White sits smiling in the centre of the image and he is wearing a dark green jumper. Above Peter's head is the BBC logo (three separate white squares house each of the three letters). Bottom centre and overlaying the image are the words "In Touch" and the Radio 4 logo (the word ‘radio' in a bold white font, with the number 4 inside of a white circle). The background is a bright mid-blue with two rectangles angled diagonally to the right. Both are behind Peter, one is a darker blue and the other is a lighter blue.

The Bank of England has just dropped the base rate from *4.25% to 4%*, and my inbox has been full of one big question:  

Max Laughton, Ben Waterworth and Will Faulkner review Round 24 and the seasons of the AFL's bottom 10 teams in 2025 on the Fox Footy Podcast, with breakdowns of where they all went wrong - including the team currently 8th that looks certain to miss the finals - plus the All-Australian squad reveal, the Mailbag and much more.See omnystudio.com/listener for privacy information.

Opinions by market pundits have been flying since Fed Chair Powell's remarks at Jackson Hole last week, leaving the door open for interest rate cuts as soon as in September. Our CIO and Chief U.S. Equity Strategist Mike Wilson explains his continued call for a bullish outlook on U.S. stocks.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing the Fed's new signaling on policy and what it means for stocks. It's Monday, August 25th at 11:30am in New York. So, let's get after it. Over the past few months, the markets started to anticipate a Fed pivot to a more dovish stance this fall. More specifically, the bond market started to price in a very high likelihood for the Fed to start cutting interest rates again in September. Equities have taken their cues from this signaling in the bond market by trading higher through most of the summer – despite lingering concerns about tariffs, international conflicts and valuation. I have remained bullish throughout this period given our focus on historically strong earnings revisions and the view that the Fed's next move would be to cut rates even if the timing remained uncertain. Last week, the Fed held its annual symposium in Jackson Hole where they typically discuss near term policy intentions as well as larger considerations for their strategic policy framework. We learned two key things. First, the Fed seems closer to cutting rates in September than the last time Chair Powell spoke publicly. This change also comes after a week in which the markets were left wondering if he would remain more hawkish until inflation data confirmed what markets have already figured out. Clearly, Powell leaned more dovish. And with markets a bit nervous going into his speech on Friday morning, equities rallied sharply the rest of the day. Second, the Fed also indicated that it will no longer target average inflation at 2 percent. Instead, it will make 2 percent the target at all times. This means the Fed will not tolerate inflation above or below target to manage the average like it did in 2021-22. It also suggests a more hawkish Fed should the economy recover more strongly than is currently expected or inflation reaccelerates. From my standpoint, this is bullish for stocks over the next few weeks and markets can now fully anticipate Fed cuts in September. However, I see a few risks for September and October worth thinking about as the S&P 500 approaches our longstanding 6500 target. The first risk is the Fed decides to not cut after all because either growth is better or inflation is higher than expected. That would be worth a small correction in stocks given the high likelihood of a cut that is now priced in. The second risk is the Fed cuts but the bond market decides it's being too carefree about inflation and longer term bonds sell off. A sharp rise in 10-year Treasury yields would likely elicit a bigger correction in stocks until the Treasury and Fed regain control. Here's the important message I want to leave you with. A major bear market ended in April, and a new bull market began. It's rare for new bull markets to last only four months and more likely they last one-to-two years, at a minimum. What that means is that any dips we get this fall are likely to be buying opportunities for longer term investors. What gives us even more confidence in that statement is that earnings revisions continue to move sharply higher. The Fed uses economic data to make its decisions and that data is generally backward looking. Equity investors look at company data and guidance which is forward looking. This fact alone explains the wide divergence between equity prices and Fed decisions, which tend to be late and after equity markets have already figured out what's going to happen rather than what's in the past. Bottom line, I remain bullish on the next 12 months given what companies and equity markets are telling us. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

Hi Mamas, This week's Monday Mindset is for every working mom who's flying solo from a home office (that doubles as the laundry folding station)… or working behind the scenes in a role where your impact isn't always front and center. Because let's be real… when you're working from home, it can feel like you're doing all the things… producing, emailing, creating, planning, wrangling tiny humans, and reheating your coffee for the third time… and yet, sometimes it feels like no one notices. That's why we're anchoring this week's reset with one powerful quote by Porter Gale:

What separates lawyers who struggle from those who thrive? In this special Part 2 of Be That Lawyer Live, you'll discover how our guests integrate authenticity, focus, and thought leadership into their daily practice to create long-term growth. You'll hear how staying true to yourself, choosing opportunities wisely, and turning passions into professional strengths can open unexpected doors. This is not about chasing quick wins—it's about building a practice that's sustainable, rewarding, and deeply connected. Lean in, because what you'll hear today will challenge how you see your career and your future. In this episode, Steve, Tina, John, and Leslee discuss:The importance of authenticity in building and sustaining client relationshipsBalancing personal life, career demands, and business development commitmentsCreative strategies for leveraging events, panels, and thought leadershipMaintaining consistency and momentum in rainmaking efforts over the long term Key Takeaways:Sharing authentic parts of who you are—whether it's your passions, personal stories, or even hobbies—creates deeper connections with clients and colleagues, making business development feel more natural and sustainable.Learning to say “no” to opportunities that don't align with your goals or values is just as critical as saying “yes,” because it protects your time, energy, and ability to excel in the areas that truly matter.Positioning yourself as a thought leader through speaking on panels, moderating events, and writing articles not only demonstrates expertise but also consistently attracts the right kind of clients and referrals.Long-term success in rainmaking comes from treating business development as an ongoing habit integrated into daily life, rather than a separate task, so it becomes part of who you are and how you work. "Bottom line, listen. You have to listen to what people are saying… because that is how you end up developing an authentic relationship." —  Tina Martini "You can't underestimate the trust factor here, the likability factor here, the authenticity factor here… when somebody trusts you and believes in you to such a degree that you can handle their legal matters all under one roof." —  John Sciaccotta "If someone invites you to an event, go… if someone wants you there, be there… and then for me, the biggest thing… is just constant giving. And I'm really, I'm not even like, this is authentically me… always thinking about how to help someone else. " —  Leslee Cohen Check out my new show, Be That Lawyer Coaches Corner, launching August 25, and get the strategies I use with my clients to win more business and love your career again. Ready to go from good to GOAT in your legal marketing game? Don't miss PIMCON—where the brightest minds in professional services gather to share what really works. Lock in your spot now: https://www.pimcon.org/ Thank you to our Sponsor!Legalverse Media: https://legalversemedia.com/ Ready to grow your law practice without selling or chasing? Book your free 30-minute strategy session now—let's make this your breakout year: https://fretzin.com/ About our Guests:Tina Martini is a partner at McDermott Will and Schulte, specializing in intellectual property. [LinkedIn | Website]John Sciaccotta is a partner/lawyer at Aronberg Goldgehn, a business litigator, and past president of the Chicago Bar Association [LinkedIn] | Website].Leslee Cohen is the managing partner at AllRise Legal, working with startups from seed to exit [LinkedIn | Website].Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Marty speaks about a recent post by Gurman reflecting on the the success of Vision Pro and the challenge of Meta glassesMarc Gurman of Bloomberg in his Power On column voices his opinion on Vision Pro (Reddit repost)https://www.reddit.com/r/augmentedreality/comments/1mz4zp2/mark_gurman_qa_on_apples_smart_glasses_and_the/Apple smart glasses—will they hit?Meta's wins today = design, audio, and on-face cameras; Apple could outdo at least audio + cameras given AirPods/iPhone investments.Apple's industrial design should be “nice enough” to wear, even if not as fashion-forward as Ray-Ban/Oakley collabs.Killer edge: deep iPhone integration (which Apple doesn't allow Meta to match).Bottom line: features likely to trounce Meta's—price becomes the swing factor.Is Vision Pro a success?Publicly, Apple could claim “yes” (breakthrough tech; best-in-class immersive video playback).Privately, top leaders would likely say “no”: soft sales, weak usage momentum, and a thin third-party app/content story.Verdict from the Q&A: commercial failure so far—the biggest flop of the Tim Cook era.Why this still mattersIf the work seeds successful AR glasses—or a cheaper, lighter “Vision” that takes off—the investment may pay off. Otherwise, it's a decade-long, multi-billion-dollar detour.What to watch nextPricing strategy for Apple glassesiPhone-level integration features that Meta can't replicateSigns of a lighter/cheaper Vision device and a real third-party content surgeEmail: ThePodTalkNetwork@gmail.comWebsite: ThePodTalk.NetYouTube.com/@VisionProFiles

This week, the team breaks down the Western Bulldogs' capitulation to Fremantle, and grades every team that missed finals - who gets an F, and who gets a B? Plus, Izak Rankine, the 'phantom behind' explained, and can the Dons actually win?! Join Matt Walsh, Jake Michaels, and Champion Data's Christian Joly on the ESPN Footy Podcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textAre seed oils destroying your health… or are they unfairly demonized?Depending on which corner of the internet you land in, seed oils are either the liquid embodiment of evil or a perfectly fine “heart healthy” fat. So, who's right? And more importantly, how do you make sense of all this noise? In this week's Monday Mile, Coach Kevin breaks down the real*story behind seed oils in a way that's simple, clear, and (yes) a little entertaining. You'll learn:What seed oils actually are and how they became so common in our dietsWhy Omega-6 and Omega-3 fatty acids matter - and why the ratio is more important than either on its ownThe surprising role processed foods play in our seed oil overloadWhether you should avoid seed oils completely - or just cut backSmarter swaps you can make in your kitchen for better long-term health Bottom line? No single food is the villain, but the way we overconsume seed oils in processed foods is a problem - especially if you're after strong, healthy aging. Tune in for a balanced perspective that cuts through the fearmongering and helps you make better food choices without losing your mind. 

On Thursday, California lawmakers passed a redistricting plan aimed at winning Democrats up to five more U.S. House seats in the 2026 elections. It was the latest escalation in a gerrymandering battle between red and blue states, after the GOP-controlled Texas House approved redrawn congressional maps Wednesday. Other states, like New York and Indiana, may soon follow. Former U.S. Representative and current Democratic candidate for U.S. Senate, Colin Allred of Texas, breaks down what this means for the Lone Star State and the 2026 midterms.And in headlines, Russia strikes an American-owned electronics plant in Ukraine, the Department of Justice goes after gender-affirming care for young people, and President Donald Trump thanks troops patrolling Washington, D.C.Show Notes:Call Congress – 202-224-3121Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8What A Day – YouTube – https://www.youtube.com/@whatadaypodcastFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday

Today, Pastor Jack teaches that Hannah picked up the pieces of her life by turning to God in her anguish. God heard Hannah's plea and granted her request. He gave her Samuel, who would live in the temple and serve the Lord for the rest of his life.

You Can Listen To Our Podcast ⬇️Anchor - ⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠ (⁠⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠⁠) Spotify - ⁠⁠⁠⁠https://open.spotify.com/show/5uJQGp4.... Apple Podcast - ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast...) Follow Our Socials ⬇️ Instagram - ⁠⁠⁠⁠https://instagram.com/brownbagpod?igs.... Twitter- ⁠⁠⁠⁠https://twitter.com/brownbagpodcast?s.... TikTok - ⁠⁠⁠⁠https://www.tiktok.com/@brownbagpod?_....Show Now ⬇️ ⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠ (⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠) Personal Socials ⬇️DoKnow - hoo.be/doknowsworld Letty - ⁠⁠⁠⁠https://linktr.ee/lettysetgo⁠⁠⁠⁠ Rosecrans Vic - ⁠⁠⁠⁠https://linktr.ee/rosecransvic⁠⁠⁠⁠ Send Us Some ⬇️Letty - Top M / Bottom SRosecrans Vic - Top Large / Bottom LargeDoknow - Top 3x / Bottom 2xlx

Join Rich and Jim as they sit down with Mike McKee, founding member of Americana rock band Delta Ray and co-founder of Bald Man Percussion. From signing with Warner Brothers to creating the award-winning Junk Hat, Mike shares his incredible journey through the music industry. Discover how Delta Ray pivoted during the pandemic with their innovative "Behind the Door" fan club, raising nearly half a million on Kickstarter, and building a haunted chapel residency at Nashville's Basement. Plus, learn about Mike's corporate team-building venture Drum Team Collective and his entrepreneurial mindset inspired by Walt Disney and unconventional business models.**[4:56]** - Delta Ray's Warner Brothers signing and legendary A&R man Seymour Stein discovery**[6:13]** - The haunted chapel residency at The Basement that sold out for 16 weeks straight**[8:17]** - Record-breaking Kickstarter campaign: asking for $30K, raising $465K**[9:03]** - Pandemic pivot: Creating "Behind the Door" virtual fan experience**[25:00]** - The birth of Bald Man Percussion and meeting partner Danny Young**[26:24]** - Matt Chamberlain's first order and knowing "we're onto something"**[31:35]** - Drum Team Collective: Rock and roll corporate team building explained**[36:13]** - The "Yes, If" philosophy and how Pfizer adopted it company-wide**[43:48]** - Business inspiration from Walt Disney, Duck Dynasty, and thinking outside the industry**[58:00]** - Musical upbringing with professor parents and classical foundations**[1:04:00]** - Delta Ray's Broadway musical "The Ninth Woman" based on "Bottom of the River"The Rich Redmond Show is about all things music, motivation and success. Candid conversations with musicians, actors, comedians, authors and thought leaders about their lives and the stories that shaped them. Rich Redmond is the longtime drummer with Jason Aldean and many other veteran musicians and artists. Rich is also an actor, speaker, author, producer and educator. Rich has been heard on thousands of songs, over 30 of which have been #1 hits!Follow Rich:@richredmondwww.richredmond.comJim McCarthy is the quintessential Blue Collar Voice Guy. Honing his craft since 1996 with radio stations in Illinois, South Carolina, Connecticut, New York, Las Vegas and Nashville, Jim has voiced well over 10,000 pieces since and garnered an ear for audio production which he now uses for various podcasts, commercials and promos. Jim is also an accomplished video producer, content creator, writer and overall entrepreneur.Follow Jim:  @jimmccarthywww.jmvos.com The Rich Redmond Show is produced by It's Your Show dot Cowww.itsyourshow.co

Dave and Milt welcome Alan Siegel — yes, that Alan Siegel, the guy who literally wrote the book Stupid TV: Be More Funny – How The Golden Era of The Simpsons Changed Television and America Forever. If you thought you loved The Simpsons, wait until you hear Alan dissect his top 10 episodes with a surgeon's precision and a fanboy's heart. We're talking Radio Bart, Bart Sells His Soul, Marge vs. The Monorail, and the rest of the Mount Rushmore of Springfield. These aren't just funny episodes — they're cultural autopsies of America served up with Duff Beer and a Sideshow Bob cackle. Along the way we get trivia nuggets, writer shoutouts, and Alan's camp stories (yes, summer camp connects here — don't ask, just listen). Bottom line: it's a nerdy lovefest for the show that taught us how to laugh at society, politics, and ourselves — long before Twitter ruined jokes forever. Topics 00:54 Special Guest: Alan Siegel 01:20 The Simpsons: A Shared Passion 02:09 Alan's Summer Camp Connection 04:09 How Alan Ended Up at The Ringer 07:28 Why The Simpsons Still Rules 09:20 Bart Sells His Soul 13:41 Homer at the Bat 44:19 Smooth Segue (or not) 44:38 Itchy & Scratchy & Marge 46:10 Simpsons as Social Commentary 48:06 Simpsons the Fortune Teller 50:27 Itchy & Scratchy & Poochie 54:19 Fan Interaction, Simpsons Style 57:10 Marge vs. the Monorail 01:04:04 Homer the Heretic 01:08:33 Last Exit to Springfield 01:13:11 Lisa's Substitute 01:18:12 Mr. Plow 01:21:49 Simpsons Trivia + Wrap-Up

You may have heard Switches make the best Tops. So join us as Ella and NightOwll share their journey on why they chose to start Topping. Have you, as a Top, done your homework? Because these two new Tops know exactly what they want when they are on the receiving end, and therefore did their research to become the very best Top they could ever be.  Whether they were born to Top or whether they grew into their roles, matters little, because what really matters is the amazing Tops they are becoming.  Anything a guy does, a girl can do- while wearing heels AND even bleeding.  Now, do we have any male Bottoms out there who've grown to be a Top as well?  Perhaps you're like Karina and you've been happy remaining a Bottom. Do what works for you.  Don't forget - Tops need aftercare too. Check in with your Tops  and remind them how amazing they are! Tops, please be open to feedback - it's how we grow.  So, if you've ever wondered how some Tops get to spank everyone and people barely reluctantly agree to play with you, listen in and learn a thing or two, you might get to play more.  

This week on The LA Food Podcast, Luca and Sal dig into the biggest story in food media: the latest round of layoffs at Eater. With reporters like Jaya Saxena and Amy McCarthy let go and LA's newsroom slimmed down, what does this mean for local food journalism, restaurant coverage, and the future of dining media in Los Angeles? We also debate whether influencer content and guides like The Infatuation can really replace in-depth reporting, and whether there's a path forward for food journalism in LA.Plus: our signature Chef's Kiss or Big Miss segment—covering everything from the rise of tableside carts and Florence's iconic Pino's Sandwiches opening in Los Feliz, to Anajak Thai's renovations, Netflix's new Next Gen Chef competition, and the return of the Gelato Festival World Masters. If you care about LA's dining scene, the role of food critics and journalists, and the culture wars playing out in restaurants, this episode is for you.The LA Food Podcast is powered by Acquired Taste Media. Be sure to check out our sister shows: Taqueando with Bill Esparza and Let It Rip. And don't forget to rate and review!–Go check out The Lonely Oyster in Echo Park! ⁠https://thelonelyoyster.com/⁠–Get 10% off at House of Macadamias using code "LAFOOD" https://www.houseofmacadamias.com/pages/la-foods

EPISODE 226. This episode begins with the vocal stylings of Ashley Battel from the Revenue Rocket Outreach team.EPISODE NOTES:• Customer concentration in IT‑services M&A is it a hero or risk? • Concentrations of 20–50%+ revenue across 1–5 anchor clients are common. • Evaluate revenue/profit trajectory, contract history, and relationship depth to size risk. • Strategic buyers often welcome concentration for cross‑sell upside; financial buyers discount or structure. • Deal mechanisms (earn‑outs, hold‑backs, gain‑share “circuit breakers”) protect all parties if the key client churns. • Valuation impact: risk is typically offset with structure rather than outright price cuts. • Pre‑sale de‑risking: broaden touchpoints, add contract vehicles, and build succession around the anchor client. • Diversification upside: the right acquirer may reduce their own concentration and grow wallet share. • Bottom line: understand the full picture, concentration can fuel growth instead of derailing deals. RELATED EPISODES:Episode 210: What Should My Company look like to Command a Premium Offer. Listen now >>Episode 186: Dealing with Customer Concentration when Selling your Business. Listen now >>Episode 182: Prioritizing Marketing in Tech Services Firms feat. Mark Coronna. Listen now >>Episode 170: How to Become a Platform Investment. Listen now >> Listen to Shoot the Moon on Apple Podcasts or Spotify.Buy, sell, or grow your tech-enabled services firm with Revenue Rocket.

Today, Pastor Jack teaches that we often give up on prayer even though prayer is what invites God's will into our lives. Self-reliance might feel natural, but it keeps us stuck and blinds us to what God can do through us.

Recently, an illegal alien pulled an illegal U-turn on the Florida Turnpike, resulting in a crash that killed three innocent people. The man, identified as Harjinder Singh, was issued a driver's license by the state of California despite failing basic questions on his driver's test.    Victor Davis Hanson explains how California's refusal to enforce immigration law and its dangerous trucking conditions create chaos on the roads—and why these failures don't stay contained within the state's borders—on today's episode of “Victor Davis Hanson: In His Own Words.” “ What was very disturbing was the expression on Mr. Singh's face. It was calm. He looked around. It was almost as if, ‘Oh. I made a U-turn. Somebody hit my truck. I wonder what happened?' He didn't get out and try to help anybody. He stood at the side of the road, finally. But why was he driving? He was driving because California issued him a license when they knew he was an unlawful resident of the United States and he was not proficient in English, at least enough to be able to read rudimentary traffic signs and signals. In other words, he killed three people. “This man was not a U.S. citizen. He was not here legally, and he could not read or write English, apparently. And the wages of that, we found out in Florida, were the death of three innocent people. And no remorse. No apologies on the part of California or Gavin Newsom. Bottom line: California is dangerous to itself, in a myriad of ways, but it's also dangerous to everybody outside of California because its pathologies are not contained within its borders.”

Today I am speaking with Dave Chase from Health Rosetta, and I'm asking Dave Chase three inferno-level burning questions—questions that, across the country, many self-insured employers are trying to find the answers to. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Now, an important underlying point that comes across loud and clear but remains unsaid, actually, in the conversation that follows is this: There are amazing brokers and EBCs (employee benefit consultants) and benefits advisors or TPAs (third-party administrators) who put their clients first and have the receipts (ie, they have data and they're willing to share it to prove this). And then there are those with the exact same titles, often enough, who are very much the opposite of this but super charming, I'm sure. I mean, it'd be a stretch to assume that the same roles don't apply to brokers or EBCs that apply for titles like hospital administrators where there's great ones and really not great ones; but everybody often gets lumped into the same category or even the term hospitals. Each of these terms is a broad stroke and contains multitudes. And do listen to the bonus clip from two weeks ago with Jonathan Baran for just more on this point. We dig into it for like 10 minutes or something. I also talk about this same concept in an upcoming episode with Mick Connors, MD. So, keep that underlying and unsaid theme in mind because a lot of these questions do boil down to, How do you figure out who's on the up-and-up and who's not? And if you need an example of the latter category, listen to the show with Ann Lewandowski (EP476) about the whistleblower lawsuit or the show with AJ Loiacono (EP379) about the myriad of brokers taking $7 or $14 per script written payable by the PBM (pharmacy benefit manager) and not reported on, as far as I know. This is very much still going on today, by the way, despite the CAA (Consolidated Appropriations Act) and the 5500 forms. Alright, so, first burning question, Question 1: After seeing J&J (Johnson & Johnson) and Wells Fargo sued for fiduciary breaches, what specific questions do I need to ask my benefits advisor to prove that my benefits advisor actually protects my interests? Okay, paraphrased, this question is employers trying to figure out what they can ask or how they can figure out if their benefits advisor or broker or employee benefit consultant is really as trustworthy as they'd like you to believe they are. There's been a whole bunch of shows that circle up on this. The thing is, though, the stakes are very, very high right now. So, yeah, I can see why this is turning into a burning question for anyone worried they might get sued personally unless they can figure out how to vet, for real in writing, who their broker, EBC, or advisor serves actually at the end of the day. Question 2 that I ask Dave Chase, and I'm not giving you the answers to these questions. You gotta listen to the show. But here's the second question I ask: How do I avoid personal liability when my TPA contract has hidden conflicts that could trigger an ERISA (Employee Retirement Income Security Act) lawsuit? Kind of a continuation of Question 1, but yeah, you can tell that self-insured employer teams are really digging in here and many, many are very aware of, first of all, the extent and depth of middle people doing things like, again, allegedly taking $20 million of employer clients' money and funding their executive bonus pool. So, yeah, definitely this is another doozy of a burning question. Also on these same topics, listen to the show with Justin Leader (EP433) and also the one with Cynthia Fisher (EP457) about spread pricing. Question 3 that I ask Dave Chase: My pharmacy costs keep climbing despite PBM guarantees. How do I tell if I am being systematically overcharged? Well, if your consultants are taking your rebates to fund their executive bonus pools, as I just mentioned there's a whole show about with Ann Lewandowski, or if they're taking $7 a script for every script that gets written for your members, which, yeah, that's afoot. I've seen the contracts and the cease and desists currently flying around our industry about that one. Or read that Osceola County lawsuit against their longtime brokers. Bottom line and end of this intro, informed employer teams are, for sure, wondering these questions. But even more than just wondering, what these questions signify to me, kind of at the macro level, they're realizing the danger of kind of sitting on that knowledge or just assuming that because everybody else is doing whatever, it's somehow safe—though status quo is getting kind of more and more dicey every single day. As some additional foreshadowing, this show finishes up with Dave Chase talking about the open-source resources that are available so that you too can create a high-performance health plan where members get higher-quality healthcare and, as Dave Chase says, the cost savings for free. There are links to many things that you can get from Health Rosetta and their sister company, Nautilus. Again, all the stuff is for free. Go to nautilushealth.org. That's their main Web site. Dave Chase, who has been on this podcast—I think this is his third time, although it has been a while—Dave Chase is co-founder and CEO of Health Rosetta. Also mentioned in this episode are Health Rosetta; Jonathan Baran; Mick Connors, MD; Ann Lewandowski; AJ Loiacono; Chris Deacon; VerSan Consulting; Justin Leader; Cynthia Fisher; Nautilus; Andreas Mang; Blackstone; Jon Camire; Claire Brockbank; Elizabeth Mitchell; Scott Haas; Paul Holmes; Chris Crawford; Luke Slindee, PharmD; Mark Cuban; Marilyn Bartlett, CPA, CGMA, CMA, CFM; Leah Binder; and Dawn Cornelis.   You can learn more at Health Rosetta and follow Dave on LinkedIn.   Dave Chase is on a mission to restore hope, health, and economic well-being to communities through healthcare transformation. As creator of the community-owned health plan (COHP) model, he is building a nationwide movement that turns health plans from drivers of wage stagnation into vessels for well-being and wealth creation. As founder of Health Rosetta, Dave has helped transform healthcare for thousands of employers covering more than five million Americans. What began with identifying just five successful health plans nationwide has grown into a movement with thousands of sustainable successes that deliver superior care at 20% to 50% lower costs. In 2024, his team launched Nautilus Health Institute, catalyzed with $4 million in Health Rosetta intellectual property and investment. Nautilus provides open-source standards, contracting templates, and technology infrastructure (including METL, an open-source healthcare data platform) that establish new market norms benefiting employers, clinicians, and communities. Dave's work in healthcare transformation has reached over 10 million people through best-selling books (The CEO's Guide to Restoring the American Dream, The Opioid Crisis Wake-up Call, Relocalizing Health), media, TED Talks, and TV/film appearances. He has received the World Health Care Congress's Lifetime Achievement Award for Health Benefits Innovation. Dave is dedicated to transforming healthcare through transparency, community ownership, and proven solutions that restore the American Dream.   06:36 What questions does a plan sponsor need to ask their consultant, EBC, or broker to ensure they are protecting the interest of the plan sponsor? 07:59 EP478 with Andreas Mang and Jon Camire. 08:49 EP453 with Claire Brockbank. 09:51 EP433 with Justin Leader. 09:53 EP436 with Elizabeth Mitchell. 11:03 How can plan sponsors avoid personal liability when their TPA has hidden conflicts of interest? 11:40 Tiara Yachts v. Blue Cross Blue Shield of Michigan lawsuit. 13:48 EP483 (Part 1) with Jonathan Baran. 14:18 EP457 with Cynthia Fisher. 16:18 The Marshall-Hickenlooper bill called the Price Tags Act. 16:50 Summer Short with Elizabeth Mitchell. 17:36 How do plan sponsors figure out if they are being overcharged for pharmacy benefits? 18:09 EP365 with Scott Haas. 20:18 EP397 with Paul Holmes. 20:22 EP465 with Chris Crawford. 20:37 EP429 with Luke Slindee, PharmD. 22:56 EP476 with Ann Lewandowski. 28:38 Where to find open-source resources to help guide plan sponsors with making better health plan decisions. 29:47 How the open-source trend is growing for health transparency. 30:48 What to look forward to at RosettaFest.   You can learn more at Health Rosetta and follow Dave on LinkedIn.   @chasedave discusses questions #plansponsors need to ask on our #healthcarepodcast. #healthcare #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation   Recent past interviews: Click a guest's name for their latest RHV episode! Jonathan Baran (Part 2), Jonathan Baran (Part 1), Jonathan Baran (Bonus Episode), Dr Stan Schwartz (Summer Shorts), Preston Alexander, Dr Tom X Lee (Take Two: EP445), Dr Tom X Lee (Bonus Episode), Dr Benjamin Schwartz, Dr John Lee (Take Two: EP438), Kimberly Carleson, Ann Lewandowski (Summer Shorts), Andreas Mang and Jon Camire (EP479)

Hour 1 of A&G features... 90 year old hippies, Epstein files & Russia strikes again Katie Green's Headlines! Bed, Bath & Beyond, California & giraffe news! Mailbag! See omnystudio.com/listener for privacy information.

It's the Season 12 Finale of the world famous Bottom of the Stream Movie Show podcast! We close the season by talking about Way Upstream, a 1987 British drama Directed by Terry Johnson. Listen on to hear what we made of this tale of a summer holiday gone wrong and find out the final standings of the Stream Table as we crown the winner and losers of Season 12!    Bottom of the stream is a weekly podcast, hosted by film lovers Adam and Nick, exploring the parts of Netflix that most people don't go to in a bid to find out what hidden gems are lurking down there Every week we rank the films we watch against each other and place them in what we like to call THE STREAM TABLE which can be found on our website  www.bottomofthestream.com Follow us on Twitter, instagram and letterboxed at @bots_podcast  Please consider supporting the show on Patreon, If you do we will give you lots of bonus content including early access to the episodes. Check it out over at www.patreon.com/bottomofthestream   We also now have a discord so join us to hang out https://discord.gg/wJ3Bfqt

In this mailbag episode we go through listener questions about the competition for bottom-six roster spots, who has an inside track to make the cut and why some players have been given the benefit of the doubt in offseason conversations about roster spots. Plus, we answer a question about Peter Laviolette, the low fan approval of Bruins' management and more. Follow us on Twitter: @TheSkatePod | @smclaughlin9 | @briandefelice_ | @bridgetteproulx | Email us at skatepod@weei.com To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

309 Voyage to the Bottom of the Sea (1961) w/Jeff ClarkSteven is joined by Jeff Clark to discuss 1961's Voyage to the Bottom of the Sea! Jeff runs the Cinema Forever Facebook group. If you enjoy movies, then I recommend joining this group. Please send feedback to DieCastMoviePodcast@gmail.com or leave us a message on our Facebook Page.Thanks for listening!

Today, Pastor Jack teaches that Hannah's barrenness was allowed by God, yet she remained obedient and continued to worship Him through her sorrow.

August 19th, 2025, 4pm: Republicans continue to face backlash from their constituents at town halls over Trump's agenda. Nicolle Wallace and her panel of friends dive into the numbers on his administration's approval rating. And later, Nicolle speaks with the former elected Maricopa County Recorder Stephen Richer about Trump's threat to get rid of mail-in voting. For more, follow us on Instagram @deadlinewhTo listen to this show and other MSNBC podcasts without ads, sign up for MSNBC Premium on Apple Podcasts. 

 Hey mama, Tired of running your household from your brain?

In this episode we discuss the best and worst releases of 2025 so far!! #sinners #f1 #28yearslater #captainamericabravenewworld #happygilmore Timestamps:(00:00:00) Intro(00:02:00) How are we doing?(00:46:00) TOP 10 of 2025 (so far!)(01:36:00) BOTTOM 10 of 2025 (so far!)(01:43:00) Best of 2025 Draft(01:59:00) News + Traielrs(02:11:00) Wrap UpBecome a Patron! Join to gain access to exclusive perks like Discord access, giveaways, & more: https://www.patreon.com/reeltokpodcastGrab some ReelTok merch: https://reeltokpodcast.com/Follow ReelTok everywhere:ReelTok PodcastYouTube: https://www.youtube.com/@reeltokpodcastTikTok: https://www.tiktok.com/@reeltokpodcastInstagram: https://www.instagram.com/reeltokpodcast/Twitter: https://twitter.com/reeltokpodcastLetterboxd: https://letterboxd.com/reeltokpodcast/Patreon: https://www.patreon.com/reeltokpodcastListen and Rate Us 5 Stars on Spotify and Apple Podcasts:Spotify: https://open.spotify.com/show/3V214vWwkO823aa4OaeDrOApple Podcasts: https://podcasts.apple.com/us/podcast/reeltok-podcast/id1644680412George CarmiLetterboxd: https://letterboxd.com/georgecarmi/TikTok: https://www.tiktok.com/@moviesandstuff14YouTube: https://www.youtube.com/@moviesandstuff14Instagram: https://www.instagram.com/georgecarmi/Twitter: https://twitter.com/georgecarmiTyler WhitmoreLetterboxd: https://letterboxd.com/TylerCWhitmore/TikTok: https://www.tiktok.com/@tylercwhitmoreYouTube: https://www.youtube.com/@tylercwhitmoreInstagram: https://www.instagram.com/tylercwhitmore/Twitter: https://twitter.com/TylerCWhitmoreSeth's Film ReviewsLetterboxd: https://letterboxd.com/sethsreviews/TikTok: https://www.tiktok.com/@sethsfilmreviewsYouTube: https://www.youtube.com/@SethsfilmreviewsInstagram: https://www.instagram.com/sethsfilmreviews/Twitter: https://twitter.com/sethsfilmreviewCam WalshLetterboxd: https://letterboxd.com/cjwalsh27/TikTok: https://www.tiktok.com/@camwalsh27Instagram: https://www.instagram.com/camwalsh/Twitter: https://twitter.com/CamWalsh27YouTube: https://www.youtube.com/@camwalsh27Twitch: https://www.twitch.tv/camwalsh27New episodes every Monday reviewing the latest movie releases and covering the most recent movie trailers and industry news. Reviews, rankings, deep-dives, drafts, movie trivia, and so much more. The ReelTok Podcast is co-hosted by 4 of the largest film social media content creators, George, Seth, Tyler, and Cam. Bonus episodes every Thursday doing a movie-related draft, ranking, or game, and more bonus episodes every Friday reviewing a movie recommended by our viewers. Make sure to follow us as you have now found your new favorite podcast.#movies #moviereviews #podcast #moviepodcast #reeltok #reeltokpodcastHelp us become the #1 movie podcast in the entire world!