Podcasts about Bottom

Ocean recovery is not just possible, it's already happening in places where we've taken action. In this episode, I dive into Ocean with David Attenborough, a documentary that reminds us of the ocean's incredible resilience. From thriving coral reefs to fish populations bouncing back, the film offers powerful proof that when we give marine ecosystems space and protection, they can heal faster than we think. It's a rare example of ocean storytelling that balances urgency with genuine optimism. Bottom trawling, however, threatens that progress. The documentary pulls back the curtain on this destructive fishing method, revealing how vast swaths of ocean floor are scraped clean, alongside the fish, sharks, and invertebrates that live there. The fishing industry's backlash has been swift, but the film doesn't dwell on blame. Instead, it shows us that even in damaged habitats, life can return when given the chance. The hope is real—but only if we act now. Follow a career in conservation: https://www.conservation-careers.com/online-training/ Use the code SUFB to get 33% off courses and the careers program.   Do you want to join my Ocean Community? Sign Up for Updates on the process: www.speakupforblue.com/oceanapp   Sign up for our Newsletter: http://www.speakupforblue.com/newsletter   Facebook Group: https://bit.ly/3NmYvsI Connect with Speak Up For Blue: Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

BROWNBAG10 for 10% off tickets Use our code for 10% off your next SeatGeek orderhttps://seatgeek.onelink.me/RrnK/BROW... Sponsored by SeatGeek. Restrictions apply. Max $20 discountYou Can Listen To Our Podcast ⬇️Anchor - ⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠ (⁠⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠⁠) Spotify - ⁠⁠⁠⁠https://open.spotify.com/show/5uJQGp4.... Apple Podcast - ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast...) Follow Our Socials ⬇️ Instagram - ⁠⁠⁠⁠https://instagram.com/brownbagpod?igs.... Twitter- ⁠⁠⁠⁠https://twitter.com/brownbagpodcast?s.... TikTok - ⁠⁠⁠⁠https://www.tiktok.com/@brownbagpod?_....Show Now ⬇️ ⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠ (⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠) Personal Socials ⬇️DoKnow - hoo.be/doknowsworld Letty - ⁠⁠⁠⁠https://linktr.ee/lettysetgo⁠⁠⁠⁠ Rosecrans Vic - ⁠⁠⁠⁠https://linktr.ee/rosecransvic⁠⁠⁠⁠ Send Us Some ⬇️Letty - Top M / Bottom SRosecrans Vic - Top Large / Bottom LargeDoknow - Top 3x / Bottom 2xl

Most people ignore their intuition and pay the price in missed opportunities and unnecessary struggle.

The world famous Bottom of the Stream Movie Show returns for another week! This time, we travel to Ireland to watch Black Ice, a 2013 drama centered around the world of illegal rallying. Directed by Johnny Gogan and starring Jane McGrath, listen on to hear what we made of this flick about cars going fast and sometimes crashing! We also fail to answer why all of the Irish movies we see on the show are grey, bleak and wet!!   Bottom of the stream is a weekly podcast, hosted by film lovers Adam and Nick, exploring the parts of Netflix that most people don't go to in a bid to find out what hidden gems are lurking down there Every week we rank the films we watch against each other and place them in what we like to call THE STREAM TABLE which can be found on our website  www.bottomofthestream.com Follow us on Twitter, instagram and letterboxed at @bots_podcast  Please consider supporting the show on Patreon, If you do we will give you lots of bonus content including early access to the episodes. Check it out over at www.patreon.com/bottomofthestream   We also now have a discord so join us to hang out https://discord.gg/wJ3Bfqt

HR3 - Ninth SEC game would probably benefit top SEC teams & hurt bottom teams In hour three Ali Mac, Mike Johnson, and Beau Morgan let listeners call in and give their take on Georgia quarterback Gunner Stockton, how much confidence they have in the Georgia QB, and they also let callers talk about whether or not they would make or if they need a burner account on social media in the Wake Up Call! Then, Ali, Mike, and Beau react to the SEC discussing potentially adding a ninth conference game to the SEC football schedule at this week's SEC meetings, and explain why the SEC adding a ninth conference game means someone will always get screwed when it comes to the schedule. The Morning Shift crew also dives into the life of Beau “Squidbilly” Morgan in The Life of Squid. Finally, Ali, Mike, and Beau close out this Wednesday edition of The Morning Shift by spending some time with 92.9 The Game's own Atlanta Falcons Falcons insider and reporter Joe Patrick! Ali, Mike, Beau, and Joe discuss Joe having a burner account on social media, people still being excited about Falcons football, which Falcons players have the most eyes on them at OTAs, Darnell Mooney saying he was in his villain era last year, the process of figuring out which guys are and are not at OTAs, who is getting some reps with certain guys out, Kyle Pitts not being at the first day of Falcons OTAs, Ryan Neuzil's contract situation and Neuzil still practicing with the team, Jalon Walker being the only rookie getting first team reps, the media schedule for the Falcons OTAs, and how many OTAs there are.

Your clean living journey doesn't have to be perfect to be valid, and this conversation proves it.In today's episode, I'm teaming up with my "woo woo bestie," Suzy to tackle the elephant in the room: the elitism and perfectionism that's plaguing the toxin-free community. Suzy represents the majority of well-intentioned consumers in the US. She's slowly making clean swaps, one by one, but she's still working on a budget and holding on to a few things others might deem "toxic."Meanwhile, I literally packed my own clean sheets on a trip to Bali (where my bag was weighed, might I add). Listen, we all weigh our priorities and make decisions accordingly. You don't have to go from 0 to 100 in your toxin free journey, and anyone that makes you feel like a failure for having one or two toxins in your cabinet is probably a hypocrite.Through honest stories about our "incident" on a bus in Bali, Suzy's eye-opening experience cleaning with conventional products in an Airbnb, and the reality of budget constraints, we're exposing how shame-based messaging is actually pushing people away from making healthier choices. The conversation gets real about accessibility, with discussions about food deserts, Title I schools, and the controversy around better-but-not-perfect products.Most importantly, we celebrate the small wins that actually matter: choosing phenoxyethanol over BHT, switching from Bath & Body Works to Attitude products, or simply reading ingredient labels for the first time. Bottom line: If 96% of Americans chose the "better" option at Target instead of the worst option, companies would be forced to reformulate. In today's episode, we're chatting about: • Why the "all or nothing" mentality is harming the clean living movement • How budget constraints and accessibility issues affect product choices • The difference between reproductive toxins and "imperfect" ingredients • Why celebrating small improvements creates lasting change • How to support your body naturally without expensive devicesRead the Shownotes

In this episode of Casual Cattle Conversations, host Shaye Wanner sits down with Dave Specht, a leading voice on generational ranching and family business continuity. Together, they dive into the complexities of ranch succession planning, emphasizing the importance of long-term goals, financial transparency, and the often-overlooked influence of matriarchs in agriculture. Listeners will gain insights into: Aligning generational expectations Building stronger family relationships Encouraging rising generations to find their fit Using family history to shape future business decisions Whether you're planning a ranch transition or strengthening your family's communication, this episode is packed with valuable advice on securing the future of your family operation. Chapters: 00:00 – Introduction to Generational Ranching Dynamics 03:06 – Understanding Long-Term Goals in Family Ranching 05:54 – The Importance of Family Relationships 09:13 – Financial Transparency Across Generations 11:50 – Aligning Goals: Growth vs. Lifestyle 14:47 – The Role of Family History in Decision Making 18:06 – Generational Differences in Lifestyle Expectations 20:58 – Identifying Fit for the Family Business 24:03 – The Role of Matriarchs in Family Business Continuity 26:46 – Final Thoughts on Family Relationships and Business Success Resources Try Ambrook for FREE: ambrook.com/casualcattle  https://www.casualcattleconversations.com/ 

It's Bottom of the Stream with Adam and Nick - the best place to get all the latest news from the world of streaming and movies! This week we talk about Netflix winning a bidding war; the Amazon upfronts, Disney+ getting into the live sports game and the Avengers losing their first battle. We answer a question of the week and talk about what we've been watching at the top of the stream!   Please consider supporting the show on Patreon, If you do we will give you lots of bonus content including early access to the episodes. Check it out over at www.patreon.com/bottomofthestream   We also have a discord so join us to hang out https://discord.gg/wJ3Bfqt

Dr Moran goes to Tuscany for a wedding. Now he wants to move there.Hyundai branding that even non-car enthusiasts get. That's smart.Automotive journalist Steve Schutz tested a Mercedes Maybach GLS recently. The guys discuss.Automotive safety: our trauma surgeon Dr Stephan Moran addresses "Swangers", window tinting, and other car mods that subtract from safety. Bottom line, don't do it.Thanks to sagging sales in China and a very expensive failure to launch for the Taycan and other BEVs, Porsche AG is struggling. Steve-0 and Stephan say bring back the 914 from the 1970s and lean on the 911 by making more base models and launching a softer luxury version.Regular cars in Europe are far more colorful than vehicles in the US that are overwhelmingly (and depressingly) gray, silver, black, and white. Dr Moran says give our cars more color, if only for safety reasons.#carsoncallpodcast #automobile #traumasurgeonsafety #porsche #porsche911 #carsoncallpodcast #automobile #traumasurgeonsafety

In our MA Minute we scan the article:      Medicare vs. Medicare Advantage; Ill health often leads to a plan switch! Bottom line: if one gets sick, one begins to see how MA plans can cause misery! In today's "Your Medicare Benefits" we learn how and when Medicare will help with Home Health Services. Client Robert from Virginia is unhappy with the level of Medical inflation that has caused his HDG rates to increase 19%. His home state has just enacted a birthday rule whereby Robert can change companies without having to provide evidence of good health. Birthday rules like this are spreading across the land. Insurance companies say they drive up their costs, leading to premium increases. On the other hand, they can allow overburdened people covered by expensive supplements to have an escape hatch.  Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

This is our weekly compilation of science news.00:00 - New Nuclear Fusion Record at NIF! Can laser fusion break even?5:28 - The USA is crumbling at the bottom and sinking10:05 - Gravity might be a force after all15:11 - Black Holes might turn into White Holes, and make up dark matter, physicists say

In this episode of The First Day from The Fundraising School, host Bill Stanczykiewicz, Ed.D., reconnects with his longtime mentor and fundraising sage, Tim Seiler, Ph.D., Director Emeritus of The Fundraising School. Together, they dive into a topic that's more relevant than ever: how to navigate the stormy seas of fundraising during uncertain times. Dr. Seiler shares war stories from his early fundraising days, reflecting on crises from the 1987 stock market crash to today's mix of economic and social uncertainties. His message? While fundraisers can't control the turbulence, they can control their approach, and it starts with what he calls “rational hope.” Dr. Seiler unpacks this idea of rational hope, steering us away from the siren song of blind optimism. Instead, he champions a clear-headed, proactive mindset: keep reaching out to donors, but with empathy and creativity. Forget about relentless asks, instead, update them on your mission's progress, share ideas, and show them you're still standing tall. He shares his own experiences as a donor receiving thoughtful “just checking in” messages from nonprofits, illustrating how these gestures reinforce connection and purpose. As Seiler says, it's about reminding donors not just of the need, but of the joy and satisfaction that comes from making a difference. The conversation also explores a delicate, often unspoken challenge in the nonprofit world: fundraisers' hesitancy to admit when times are tough. Dr. Seiler and Stanczykiewicz shine a light on this vulnerability, encouraging transparency and authenticity. They argue that sharing struggles, whether it's a budget cut or a missed goal—doesn't signal failure; it signals humanity. This honesty not only builds trust but also invites donors to become part of the solution. As Seiler puts it, “If it were easy, we wouldn't need fundraisers.” Or in the words of A League of Their Own: “The hard is what makes it great.” Wrapping up, the episode channels a rousing spirit of resilience, celebrating the enduring generosity of donors who bounce back time after time, through recessions, crises, and even pandemics. With references to the classic wisdom of Henry Rosso and a dash of literary flair from William Faulkner and Walt Whitman, this episode offers fundraisers a playbook for tough times: stay hopeful but realistic, be persistent, and never forget the shared humanity that fuels philanthropy. Bottom line? Keep swinging for the fences. Fundraising's not for the faint of heart, but it's worth every pitch.

Shaz Khan discusses the history of vaccinations and specifically, her new book Vaccines: The Ultimate Timeline.Also discussed is the Covid pandemic and the real dangers we face because the Covid vaccines were not rigorously tested before being rushed to market, and especially how much influence pharmacuetical companies have in influencing public perception. Bottom line: vaccinations in general are more dangerous than we think.

  Bottom fish, trout, flounder & photo tips! Captains share hot bites & advice for fun trips with anglers of any skill level. This week we're talking to: Capt. Harris Scruggs with Triple B Fishing Charters and he gets into detail with the bottom fishing bite and how to plan a trip that your crew will love, regardless of their age or skill level. The beeliner, triggerfish, red grouper, and kingfish bite is awesome right now and Capt. Harris points us in the right direction. Capt. Evan Wheeler with Tall Pines Tight Lines details his efforts to catch big speckled trout on artificials and he's finding plenty of red and black drum along with some flounder while searching them out. Great tips this week for introducing simple lures to beginners. Lastly we hook up with the folks at Return Em Right to learn how to get better fish photos on the water.  Tune in to get powerful insights from the area's best local guides.  The Northwest Florida Fishing report is your best resource for the Destin Fishing Report, Panama City Fishing Report, Pensacola Fishing Report, Navarre Fishing Report, and everywhere in between. For the anglers looking for a Destin Fishing Report, Ft. Walton Beach fishing report, Choctawhatchee Bay Fishing Report, or Miramar Beach fishing report, look no further. Every week we bring you a report for those anglers interested in an Okaloosa Island fishing report and a Santa Rosa Beach fishing report and everywhere in between. For our guys looking for the Pensacola fishing report or the Navarre Fishing Report, we've got you covered. It's all brought to you whether it's good, bad, or ugly. Please Subscribe, Rate, and review wherever you listen to podcasts, and don't forget to text the word “nwffr” to 779-345-2918  to get that AFTCO CAMO LENS CLEANER CLOTH  or click here to be added to our email list and we'll send you the new show each week!  Important Links:   Sponsors Fishbites Dixie Supply and Baker Metal Killerdock Test Calibration Coastal Connection EXP Realty Great Days Outdoors Hilton's Realtime Navigator Bucks Island Marine Salts Gone  

Montway vice president of business development and industry relations Dave Sutton put it this way: “Bottom line, remarketing is a relationship industry.” What are the implications and opportunities this creates? Sutton answered that question and more during an appearance on the Live Stage presented by SYCN Auto Logistics at this spring's Auto Intel Summit. The conversation is part of this episode of the Auto Remarketing Podcast.

The world famous Bottom of the Stream Movie Show is back this week as we cover 2019 thriller, The Fanatic. Starring John Travolta (yes that one), directed by Fred Durst (yes, that one), listen on to hear what we thought of this tale of a fan obsessed with a Hollywood star and his efforts to play a part in his hero's life! This is an episode not to be missed…   Bottom of the stream is a weekly podcast, hosted by film lovers Adam and Nick, exploring the parts of Netflix that most people don't go to in a bid to find out what hidden gems are lurking down there Every week we rank the films we watch against each other and place them in what we like to call THE STREAM TABLE which can be found on our website  www.bottomofthestream.com Follow us on Twitter, instagram and letterboxed at @bots_podcast  Please consider supporting the show on Patreon, If you do we will give you lots of bonus content including early access to the episodes. Check it out over at www.patreon.com/bottomofthestream   We also now have a discord so join us to hang out https://discord.gg/wJ3Bfqt

This week, Raoni compares the differences between the sex and dating apps from before his two years of appless monogamy in his relationship, to what they have become now, two years later, after his breakup. The crazy differences of the hook-up world, the new apps that dropped while he was off the grid, and who has surprisingly taken the crown as the new number one app in the hook-up world are all evaluated individually in specific detail.Follow The Raoni Washburn Show on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Positive+1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠all @exposingmygay,Please subscribe to the "⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bossy Power Bottom Gay-Treon (Patreon)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠" and get all things Bossy Power Bottom Productions bonus content from over four shows! Don't forget to go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠raoniwashburn.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any information you need on the show or Bossy Power Bottom Productions. While on the show website, look at the⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bossy Power Bottom Catalog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and pick out your next piece for your upcoming gay or pride-related event. Do you have something you want Raoni to hear? Call in on the official Bossy Power Bottom hotline at 415 501 0401 and leave a message. Any other inquiries are received at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mygayexpose@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ !

BROWNBAG10 for 10% off tickets Use our code for 10% off your next SeatGeek orderhttps://seatgeek.onelink.me/RrnK/BROW... Sponsored by SeatGeek. Restrictions apply. Max $20 discountYou Can Listen To Our Podcast ⬇️Anchor - ⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠ (⁠⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠⁠) Spotify - ⁠⁠⁠⁠https://open.spotify.com/show/5uJQGp4.... Apple Podcast - ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast...) Follow Our Socials ⬇️ Instagram - ⁠⁠⁠⁠https://instagram.com/brownbagpod?igs.... Twitter- ⁠⁠⁠⁠https://twitter.com/brownbagpodcast?s.... TikTok - ⁠⁠⁠⁠https://www.tiktok.com/@brownbagpod?_....Show Now ⬇️ ⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠ (⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠) Personal Socials ⬇️DoKnow - hoo.be/doknowsworld Letty - ⁠⁠⁠⁠https://linktr.ee/lettysetgo⁠⁠⁠⁠ Rosecrans Vic - ⁠⁠⁠⁠https://linktr.ee/rosecransvic⁠⁠⁠⁠ Send Us Some ⬇️Letty - Top M / Bottom SRosecrans Vic - Top Large / Bottom LargeDoknow - Top 3x / Bottom 2xl

Your correspondent looks ahead to the World Series of Poker, then watches the excellent but occasionally abrasive Winamax YouTube series "Inside the Mind of a Pro." He then reviews a $5/$5/$10 no-limit hold-em session that ends with a wild double-board PLO bomb pot.FORUM DISCUSSION: CLICK HERE 0:15 Tournament season!6:49 The YouTube series "Inside the Mind of a Pro"16:35 $5/$5/$10 session16:46 AQo on T73r6cc19:14 KJdd on T65ddx22:03 AsTx on T95sss6xQx23:53 KTo on J93r8x426:45 A6hh on 633rJx229:12 KsQx on 853rAss30:53 KJo on AAQrTssKx31:44 Double-board PLO bomb pot: T952 with ten-high spades. Top board: 842r5ss2x. Bottom board: J73r8ssAx36:19 Thoughts on playing double-board PLO bomb pots with a capThe "Inside the Mind of a Pro" series is available here: https://www.youtube.com/@WinamaxEuropehttp://twitter.com/thirdwalkinghttp://crushlivepoker.com

//The Wire//2300Z May 19, 2025////ROUTINE////BLUF: STABBING ATTACK STRIKES GERMANY. WIDESPREAD DAMAGE CAUSED BY SEVERE WEATHER IN AMERICAN MIDWEST. JOE BIDEN DIAGNOSED WITH CANCER.// -----BEGIN TEARLINE------International Events-Germany: A mass stabbing attack was reported in Bielefeld on Sunday. 5x people were stabbed (with 3x remaining in intensive care) by an assailant, who remains at large. Authorities are treating the incident as an act of terrorism, and have identified the attacker as Mahmoud Mhemed.AC: Though the assailant evaded capture at the time of the incident, in the fray he left his bag behind. Inside authorities found several knives and what has been described as a pre-made incendiary device.-HomeFront-New Jersey: The FAA reported another communications outage in the Newark sector this morning. This comes as the FAA has reduced the frequency of flights in and out of Newark while upgrades and repairs are underway.Delaware: Joe Biden's staff announced that he has been diagnosed with Stage 4 prostate cancer. In the various press statements that have been issued, his staff stated that his illness is among the most aggressive forms of cancer, but that it is responding to hormone treatment.Ohio: 5x people were struck by a train in Fremont over the weekend. Two people were killed and one child remains missing after they were struck by the train while fishing off of the Miles Newton Bridge. One infant was rescued from the water after the incident, and rescue teams are continuing the search for a missing 5-year-old.Midwest: Dozens of fatalities have been reported as a result of severe storms and tornados that transited through the region overnight. So far, 28x fatalities have been reported in Kentucky, Missouri, Illinois, and Indiana.-----END TEARLINE-----Analyst Comments: In the central United States, weather conditions continue to present risks of disaster. In short, the Midwest is not out of the woods just yet. This year's storm season is more active than usual, with multiple storm systems continuing to form and roll through communities with little notice. A localized disaster can be handled by local authorities and prepared citizens alike, but a storm system that ravages multiple states across thousands of square miles at nearly the same time is a much more significant series of events. Bottom line, rescue and recovery assets will remain stretched thin for some time as the seasonal weather systems remain above average.Analyst: S2A1Research: https://publish.obsidian.md/s2underground//END REPORT//

Hi Mamas, With summer creeping up, it's easy to feel like the season just happens to us. One minute you're dreaming of family picnics and slow mornings… and the next, it's August and you're wondering where all the time went. In this episode I share her heartfelt, practical framework for designing a summer that's aligned with your energy, your season of life, and your family's values. Because you don't need a Pinterest-perfect summer to create real, lasting memories… you just need a plan that works for you.

The first hour of New Day with Steven St. John and producer Jake Gutierrez on Sports Radio 810 WHB. Nate Bukaty joins the guys LIVE in studio. At the Bottom of the Hour former Royals reliever Jaime Bluma joins the show in studio.See omnystudio.com/listener for privacy information.

The European Accessibility Act is a new piece of legislation that will apply to EU member countries from the end of June, but what effects might it have on the UK given that it is no longer an EU member state. The Act covers a wide range of products and services that blind and partially sighted people use daily. To help analyse this are Antoine Fobe, head of advocacy and campaigns with the European Blind Union and Léonie Watson, Director of accessibility consultancy and auditing company TetraLogical.The Audio Description Association is looking for more visually impaired people to join their organisation as members, with the aim of shaping the future of audio description provision for consumers. They are currently offering some free memberships and to find out more, email: membership@audiodescription.co.uk Presenter: Peter White Producer: Beth Hemmings Production Coordinator: Liz Poole Website image description: Peter White sits smiling in the centre of the image and he is wearing a dark green jumper. Above Peter's head is the BBC logo (three separate white squares house each of the three letters). Bottom centre and overlaying the image are the words "In Touch" and the Radio 4 logo (the word ‘radio' in a bold white font, with the number 4 inside of a white circle). The background is a bright mid-blue with two rectangles angled diagonally to the right. Both are behind Peter, one is a darker blue and the other is a lighter blue.

A Christchurch restaurant has decided to stop serving most fish from its menu. Gatherings have made the move, over concerns about the impacts of bottom trawling on our ocean environment. Gatherings owner Alex Davies spoke to Jesse.

Dr. Rick and Forrest explore disorganized, or “fearful,” attachment. This complex style occurs when emotional intimacy and distance both feel uncomfortable, and typically arises based on difficult life experiences. They unpack why this attachment pattern forms, what it feels like on the inside, and how it can change over time. Dr. Rick explains how to break the Catch-22 of disorganized attachment, and how fully embracing and expressing your needs can be the key to finding stability. Topics include hypersensitivity, repression, experiencing out, self-regulation, and why "boring" relationships can be transformative. You can watch this episode on YouTube. Key Topics: 0:00: Introduction 2:20: How attachment theory developed, and how it has evolved 11:20: How attachment styles shift based on life experience 15:25: Social environment and internal reliability 23:55: The catch 22 of healing disorganized attachment 29:35: Leveraging coping mechanisms for healing 32:20: Hypersensitivity and embracing your need for attunement 39:50: Repression, and experiencing out 45:45: Recognizing what's true, and how reality is reliable 48:25: Caring for the body, and innate self-love 53:45: Unique therapeutic approaches to disorganized attachment styles 55:25: Embracing what you really want, and creating a coherent narrative 58:40: Bottom-up self-regulation, self-trust, and internalizing positive feedback 1:04:20: When stable relationships are “boring” 1:06:55: Self-respect and freedom in communication Support the Podcast: We're now on Patreon! If you'd like to support the podcast, follow this link. Sponsors Head to acornsearly.com/beingwell or download the Acorns Early app to help your kids grow their money skills today.  Get Notion Mail for free right now at notion.com/beingwell, and try the inbox that thinks like you For a limited time, get Headspace FREE for 60 days. Go to Headspace.com/BEINGWELL60. Sign up for a one-dollar-per-month trial period at shopify.com/beingwell.  Go to ZOE.com and find out what ZOE Membership could do for you. Use code WELL10 to get 10% off membership. Go to Zocdoc.com/BEING to find and instantly book a top-rated doctor today. Connect with the show: Subscribe on iTunes Follow Forrest on YouTube Follow us on Instagram Follow Forrest on Instagram Follow Rick on Facebook Follow Forrest on Facebook Visit Forrest's website Learn more about your ad choices. Visit megaphone.fm/adchoices

Hi Mamas, Hey mama, happy Monday! Welcome back to another Monday Mindset episode…. your weekly pep talk to reset, refocus, and breathe deep before the chaos kicks in! Today's mindset shift? A little reminder wrapped in a quote: "The magic of summer isn't in the schedule — it's in the slow, sacred moments." Let that sink in... If you're already feeling the pressure to curate a Pinterest-perfect summer with bucket lists, pool days, and perfectly color-coded calendars…. this one's for you. Because here's the truth: We don't need to do more to create magic. We just need to notice more. In this short and powerful episode, I'm walking you through: The hustle we unknowingly bring into summer Why our kids don't need a “fun mom” — they need a present one What sacred moments really look like (hint: it's not another craft) Your simple mindset challenge for the week that will shift how you feel this summer… not just how it looks Let's ditch the pressure, reclaim the peace, and create a summer that feels good in your bones. ✨ Because you don't have to earn slow. You just have to choose it.

Bottom of the Stream with Adam and Nick returns to get you up to speed with all the latest news from the world of streaming and movies! This week we have a smorgasbord of news coming out of the Netflix up fronts from New York, we also discuss an update on the potential return of a cult classic and go through the cast announcement for the Celebrity Traitors UK. We ponder the question of the week and cut about what we have watched at the top of the stream!   Please consider supporting the show on Patreon, If you do we will give you lots of bonus content including early access to the episodes. Check it out over at www.patreon.com/bottomofthestream   We also have a discord so join us to hang out https://discord.gg/wJ3Bfqt

Gold Update: Deutsche Banks Says We've Hit The Bottom We've seen the gold price come off of its all-time record highs in the past few weeks. But are we at the bottom yet? Vince Lanci thinks so, and watch today's Morning Markets and Metals to find out why! - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

Time for our new weekly segment talking about Nick's favorite baseball team.

Check out Discipleship.org for resources on disciple-making: https://discipleship.org/resources/  Today's episode will help us move from self-reliance to Spirit-empowered living by embracing daily surrender and rediscovering the power of the Holy Spirit in our walk with Jesus. Stay Informed - Get our newsletter: http://eepurl.com/hPViAr   Empowering Every Believer: Activating the Priesthood of All Believers - Disciple Maker's Podcast Ep. 7   Unlocking the Power of the Holy Spirit: A Call to Bold Witness and Total Surrender   In this impactful episode, Josh Howard and Jason dive deep into the significance of the Holy Spirit in the life of a believer. They discuss the challenges modern Christians face, including the startling statistic that 98% of Christians in America never share their faith outside of their immediate families. They highlight two main problems: the lack of witnessing and the often forgotten role of the Holy Spirit in many churches. Through scriptural examples, particularly from the Book of Acts, they showcase the transformative power of the Holy Spirit and the necessity of full surrender and consecration to experience true spiritual empowerment. They argue that without daily dying to oneself and being filled afresh with the Spirit, believers cannot effectively witness or make disciples. The conversation underscores the critical need for revival and a personal challenge to be a true burnt offering for God's glory. Join them in a heartfelt prayer of surrender, and take the first steps toward becoming a vessel for the Spirit's power in your life.   Get Discipleship.org's premium Podcast Feed: https://disciplemakerspodcast.supercast.com/    Key Takeaways    00:00 Introduction and Setting the Stage 00:52 The Role of the Holy Spirit in the Church 03:01 The Power of Witnessing and the Holy Spirit 05:57 Daily Surrender and Empowerment 12:18 Living Sacrifice and Community Support 22:35 The Demands of Discipleship 23:14 The Reasonableness of Total Surrender 24:27 Living as a Burnt Offering 30:02 The Power of the Holy Spirit 32:17 A Call to Radical Transformation 37:42 Prayer of Surrender 45:00 Final Thoughts and Encouragement   Check out our Blogs: https://discipleship.org/blog/  See Below for a longer description: Podcast Recap: S3 Ep. 2 – Life in the Spirit In this episode, Jason and Josh dive into a real, honest conversation about what it means to live a life empowered by the Holy Spirit. They go back and forth between light-hearted banter and weighty truths, creating a natural rhythm that feels both grounded and inspiring. They kick things off with a laugh, joking about how hard it can be to start episodes smoothly—before easing into the heart of the conversation. The big focus? The Church's need to make more room for the Holy Spirit—not just in Sunday services, but in everyday life. Jason shares how some churches unintentionally sideline the Spirit, joking about the tendency to worship “God the Father, God the Son, and God the Holy Bible.” Josh jumps in to remind us that real power—boldness, witness, and transformation—comes from the Holy Spirit. They unpack Acts 1:8, where Jesus tells His followers they'll receive power when the Holy Spirit comes. Josh points out a sobering stat: 98% of American Christians never share their faith outside their family. The answer isn't trying harder—it's surrendering deeper. Josh describes how the disciples went from hiding in fear to boldly preaching the gospel after being filled with the Spirit. He draws from Romans to say the same power that raised Jesus now lives in us—meaning we're equipped for far more than we realize. A key theme in the episode is daily surrender. Josh shares a vivid metaphor: believers “leak,” so we need to keep coming back for a fresh filling. They talk about how true revival starts when we lay ourselves down—day after day—like living sacrifices. They also explore the idea that you can't have Pentecost without Calvary. In other words, the power of the Spirit comes through death to self. Drawing on Old Testament sacrifices, they paint a picture of what it means to live fully surrendered—acknowledging our tendency, like a goat, to crawl off the altar. Community plays a big role here too. Josh emphasizes how we need each other to keep living that surrendered life—through encouragement, accountability, and prayer. Toward the end, they call out how the Western Church often gets caught up in debates and performance, losing sight of the simple, powerful truth: Jesus rose, and His Spirit lives in us. They warn against letting the flesh take the lead again and call for a return to Spirit-led living. The episode wraps with lyrics from a Casting Crowns song that challenge superficial faith and call for genuine heart change. It's a fitting close to a conversation all about real transformation—from the inside out. Jason and Josh finish with a heartfelt prayer, asking for the Spirit's guidance, power, and presence to shape every part of our lives. Bottom line: If you're hungry for deeper discipleship and lasting impact, it all starts with surrender—and the Holy Spirit is ready to lead the way.

Demetruis has an exciting topic that is a spin on the Time to Value (TTV) into the Time to Hadouken (TTH) on reducing the barriers to do your product's cool stuff.   References: Pavel Samsonov's Post on LinkedIn Rodrigo Alem Fernández on Twitter (can not find a replicant on Bluesky sadly)   The Sideboard: The Sideboard is an exclusive weekly Bottom of the Deck segment for Patreon supporters. You can subscribe through Rio's Tip Jar for access to bonus content! Sign up at https://www.patreon.com/demetruis   Asset Credits: Podcast Cover Art - Junel Aceres Music Theme Song - Dominic Mucker via @Dmagic_22   Get in Touch: I'd love your feedback or questions, so feel free to tweet at @drawtwodesign, support me through Ko-Fi, or reach out privately through email!

In this episode of The First Day from The Fund Raising School, host Bill Stanczykiewicz, Ed.D., welcomes Dr. George Newman, Associate Professor of Management and Marketing at the University of Toronto, to explore one of the most deceptively simple questions in fundraising: Should we give donors gifts? Backed by years of research and a background in psychology, Dr. Newman offers a compelling and somewhat counterintuitive answer, those tote bags and coffee mugs might actually be hurting more than helping. Drawing from a series of six studies, Dr. Newman and his colleagues found that offering thank-you gifts in advance of a charitable contribution often results in lower donations. Why? Because it shifts the donor's mindset. Rather than giving out of altruism, they begin to interpret their action as transactional. This subtle psychological shift, known as motivation crowding, can reduce both the likelihood and amount of giving. “It raises a question that's not there when people are simply asked to give,” Newman explains. But all gifts are not created equal. Dr. Newman emphasizes that the timing and framing of a gift matters. When gifts are unexpected, given after the donation, they don't seem to trigger the same psychological conflict. And when the gift is tied to the organization's mission, such as a product made by program participants, the donor sees the item not as a perk but as a meaningful expression of the cause. Even simply reframing a thank-you gift as a tool to spread awareness can reverse the negative effect. The episode closes with practical advice for fundraisers navigating the delicate dance of donor appreciation. Dr. Newman encourages organizations to focus on understanding how donors perceive incentives, and to consider what a gift might unintentionally communicate about the nonprofit's values or efficiency. “It's not that all gifts are bad,” he says, “but how, when, and why they're given can make all the difference.” Bottom line: the best gifts support the story, not distract from it.

We here at Matenaer On Air and Shuttle Disposal aren't experts in almost anything, but we can tell you is if the bottle looks gross, don't drink from it. You're welcome...the bill is in the mail. And if you spot a thing that shouldn't be, send it in to janesays@civicmedia.us and we might use it on the show! So join us Monday through Friday at 11:51 a.m. for “This Shouldn't Be A Thing!” or search for it on Spotify, Apple or wherever you get your podcasts. And thanks for listening!!

BGSSTDY111: Bottom Em-Bare-Ass-Ment

Price cuts are hitting the housing market fast, and Wall Street is paying close attention. A new real estate fund just raised $6 billion specifically to invest, signaling that now could be close to the bottom for investment properties. Should you follow their lead, and if you do, which markets are seeing the biggest price cuts where you can pick up discounted deals well below asking price? We're sharing the top cities with price cuts, why Wall Street is betting on real estate, and a strong sign for the housing market in this headlines episode! Young homebuyers are taking the reins as first-time homebuyer demand starts to rebound in a big way. We weren't kidding about returning to a “healthy housing market,” and this data may be a sign it's true! But is buying really the best decision, especially with high rates and (still) high home prices? We brought a list of where renting makes more sense than buying. The housing market is shifting, and we could be rebounding from years of high prices and stagnant sales. Investors need to pay attention, because the signals are pointing to big changes. Want to get in the know? Stick around! We're sharing it all in this episode. In This Episode We Cover Wall Street's $6 billion (with a “b”) bet on real estate prices recovering Why young homebuyers are taking up a BIG share of housing market demand (even though the news says the opposite!) Real estate markets with price cuts and which we're bullish on Renting vs. buying in 2025: these cities are where it makes the most sense to rent How to invest in an expensive market for big equity gains AND low money down And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find an Investor-Friendly Agent in Your Area On The Market 320 - Zillow: Price Cuts Hit Record as Inventory Floods Back (May 2025) Articles from This Episode: Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Ready to Buy? Grab the Book “First-Time Home Buyer” Check out more resources from this show on ⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-321 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Prophets, Kev and Rashad reveal their Top 25 players in the WNBA and break down everything from playoff contenders to draft lottery hopefuls. Can the Chicago Sky reach their win total? How much dreaming are we doing with the Atlanta Dream? Why are we red hot about the Phoenix Mercury? Plus, the race for the No. 1 seed is heating up — will it be the Liberty, Aces, Lynx, or Fever? The Prophets have answers. And yes, we're already talking draft: who's looking like they'll land at the top? Tune in and let the rankings (and debates) begin.

It's the world famous Bottom of the Stream Movie Show! This week the boat docks in South Korea as we focus upon The 8th Night, a 2021 day horror movie directed by Kim Tae-hyoun. Starring  Nam Da-reum and Lee Sung-min, listen on to hear what we made of this Monk on a mission(ary) flick.    Bottom of the stream is a weekly podcast, hosted by film lovers Adam and Nick, exploring the parts of Netflix that most people don't go to in a bid to find out what hidden gems are lurking down there Every week we rank the films we watch against each other and place them in what we like to call THE STREAM TABLE which can be found on our website  www.bottomofthestream.com Follow us on Twitter, instagram and letterboxed at @bots_podcast  Please consider supporting the show on Patreon, If you do we will give you lots of bonus content including early access to the episodes. Check it out over at www.patreon.com/bottomofthestream   We also now have a discord so join us to hang out https://discord.gg/wJ3Bfqt

BROWNBAG10 for 10% off tickets Use our code for 10% off your next SeatGeek orderhttps://seatgeek.onelink.me/RrnK/BROW... Sponsored by SeatGeek. Restrictions apply. Max $20 discountYou Can Listen To Our Podcast ⬇️Anchor - ⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠ (⁠⁠⁠⁠https://anchor.fm/brown-bag8⁠⁠⁠⁠) Spotify - ⁠⁠⁠⁠https://open.spotify.com/show/5uJQGp4.... Apple Podcast - ⁠⁠⁠⁠https://podcasts.apple.com/us/podcast...) Follow Our Socials ⬇️ Instagram - ⁠⁠⁠⁠https://instagram.com/brownbagpod?igs.... Twitter- ⁠⁠⁠⁠https://twitter.com/brownbagpodcast?s.... TikTok - ⁠⁠⁠⁠https://www.tiktok.com/@brownbagpod?_....Show Now ⬇️ ⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠ (⁠⁠⁠⁠https://brownbagpod.com⁠⁠⁠⁠) Personal Socials ⬇️DoKnow - hoo.be/doknowsworld Letty - ⁠⁠⁠⁠https://linktr.ee/lettysetgo⁠⁠⁠⁠ Rosecrans Vic - ⁠⁠⁠⁠https://linktr.ee/rosecransvic⁠⁠⁠⁠ Send Us Some ⬇️Letty - Top M / Bottom SRosecrans Vic - Top Large / Bottom LargeDoknow - Top 3x / Bottom 2xl

In October 2024, 36-year-old Caitlin Tracey's lifeless body was found at the bottom of a stairwell in a luxury high-rise building. Was it an accident... or something far more sinister? In this episode, we trace Caitlin's final months, the red flags that came before, and the bizarre investigation that followed. -- Connect with us! Instagram: @unnaturalthepodcast Facebook: Unnatural: A True Crime Podcast Email: unnaturalthepodcast@gmail.com

As seen on Gutfeld!, Greg starts with a wisecrack at NY AG Letitia James' claims against Trump. Plus, remarks about Newark, N.J. mayor's arrest at an ICE facility. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How did you come to be a Christian? Join Charles Spurgeon and joyfully confess, “I ascribe my change wholly to God!”

It's time to sett the record straight on “The Media.” More than 100 days since starting his second term, and the corporate media has nothing good to say about President Donald Trump, and his administration.  Elon Musk received negative coverage 96% of the time on evening news, according to an April study conducted by the Media Research Center.  Why did the media go from loving Sen. John Fetterman to questioning his mental competency? Bottom line: What the corporate media, most namely ABC, NBC and CBS, labels “the truth” is wholey dependent on whether it benefits the political Left, argues Victor Davis Hanson on today's edition of “Victor Davis Hanson: In His Own Words:” “Elon Musk, according to the Media Research Center, has had 96% unfavorable coverage in our American media. What did he do that was so wrong? He rescued astronauts who were stranded in space. Tesla has revolutionized the electric vehicle industry. Social media is open and free, due to his acquisition of X. Starlink has more satellites—that private entity that he created—it has more satellites than the governments of the United States, all of the EU countries, and China combined. It is the world's methodology of accessing high-speed internet from remote places or anywhere. So, what has he done wrong?

It's a great day to talk ball, and Matt Harmon and Scott Pianowski are here to do just that. In today's episode, Scott unveils his Fantasy Offense Power Rankings, breaking down which teams are poised to deliver in 2025. They also dive into key fantasy questions, including whether Justin Fields is finally set for a breakout season and where rising star Ladd McConkey should be drafted.(5:15) - Post-Draft Fantasy Power Rankings: Bottom tier, Middle of the pack, elite tier(6:15) - Bottom tier offenses: Titans, Browns, Saints, Patriots, Steelers, Giants, Jets, Panthers, Jaguars, Colts(33:00) - Middle of the pack offenses: Broncos, Dolphins, Seahawks, Texans, Chargers, Raiders, Commanders, Packers, Bears, Cardinals(55:30) - Potentially elite offensive ecosystems: Rams, Chiefs, Falcons, Bills, Vikings, Cowboys, Ravens, 49ers, Buccaneers, Bengals, Eagles, Lions Subscribe to the Yahoo Fantasy Forecast on your favorite podcast app:

Hi Mamas, Mornings Made Simple Workshop cart is officially OPEN! Grab your seat today! Mornings Made Simple Workshop! Can you believe it?! Two years ago, this podcast started with a messy dream and a microphone... and today, we're celebrating 214 episodes and an amazing community of ambitious, intentional moms who inspire me daily.

Send us a textBack with a little switch-up—enjoy this live recording from my book club diving into Part Two of my best-selling book Healthy as Fck.*As always, I'm serving up real talk on practical habits, fitness strategies, and my unfiltered thoughts—no fluff, all fire.This time, we zoom in on the habit loop—trigger → behavior → reward—and what it actually takes to break the bad ones and build new, better ones on purpose.We get into the power of the keystone habit—the one move that sets off a domino effect in every area of your health.7 Habits of Highly Healthy MFs:Fill half your plate with veggiesGo the F*ck to sleepBack away from the booze (or the damn Pepsi)Chill the F*ck out and meditateEat everything — just way lessMove your body. Often.Prep your damn mealsI can hand you the blueprint — but the only one who can build with it is you. You're also the only one who knows what a truly meaningful reward looks like for your brain and life.Would I change anything?Nope. I wrote this book because I stand by every word.But—if I rewrote it today, I'd go deeper into neurodivergent psychology and how it affects the habit loop. And I'd definitely ease up on the “clean only” rules like tossing all plastic or going 100% plant-based—that's not the hill we need to die on.Bottom line: ditch the distractions. Focus on the 7.That's how you get healthy—and stay that way—for real.What's Inside:What the hell is a habit loop?How to interrupt bad habits and create new, better ones.The 7 habits of highly healthy MFers.The impact of neurodivergent psychology on the habit loop.You heard me on my 7-habit soapbox, and you even heard from some of my audience. What habits are you stellar with and which ones have you with a first-class ticket on the struggle bus? Let me know on Insta!Mentioned In This Episode:Registration is now open for the Membership ExperienceOonagh Duncan (@oonaghduncan) on Instagram Fit Feels Good Goals, Grit and some Woo Woo Shit with Oonagh Duncan Leave me a voice note on Speak Pipe! 

Welcome, Welcome, Welcome!    -Pirates and Rockies fire their managers -Aaron Judge. -Mets Starting Rotation -Rafael Devers Situation -Top 5 and Bottom 5 MLB.com Power Rankings   Thank you for listening, and we'll see you next time!

Equity markets saw big rallies after trade tensions eased over the weekend. Our CIO and Chief U.S. Equity Strategist Mike Wilson explains why he's optimistic that the worst of the market trough is over.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing how to think about the recent tariff negotiations for equity markets. It's Monday, May 12th at 11:30am in New York. So, let's get after it. Over the weekend, U.S.-China trade negotiations made better than expected progress with both sides agreeing to a détente in the trade war that began just one short month ago. The main question I'm getting from investors is whether they should trust this initial agreement, and if it will eventually lead to something more sustainable? From my perspective, this misses the more important point for equity investors. To remind listeners, equity markets trade in the future. Therefore, the question to ask yourself is do you think things will be more or less uncertain in six months and will they be better or worse? The other thing to consider is that stocks trade on the second derivative, or rate of change, in growth. On that score, I believe it is likely we saw the trough rate of change in variables that tend to correlate with stock prices the most. More specifically, earnings revisions breadth showed a meaningful uptick last week for the first time this year. Some of this was driven by a pull forward in demand during the first quarter ahead of the tariff announcements that led to better than feared earnings. In addition, several leading companies posted better than expected results thanks to a weaker dollar. Importantly, the translation benefit for U.S. multinational earnings is likely to be a big earnings tailwind for the next six months. Many of the growth negative things we were worried about five months ago have played out now with Liberation Day marking the point of maximum negative sentiment and positioning. There is an adage that equity markets bottom on bad news, and I can't think of a better example of that than Liberation Day last month. Similarly, markets tend to top on good news and this weekend's better than expected outcome on trade negotiations with China could very well lead to a pause in the rally. Therefore, we would buy dips rather than chase stocks on days like today. Markets can look forward to the possibility of growth positive policy changes that still may be in front of us. Things like tax cut extensions, de-regulation and resolution of the debt ceiling and budget appropriations for the next year. Finally, with the threat of further escalation of tariff rates now diminished, the Fed can also come back into the picture with rate cuts sooner than perhaps what the Fed told us last week. While we don't know exactly how much the tariffs will impact inflation over the next year, it is likely to be front-end loaded. In fact, there is a case to be made that tariffs may hurt demand and end up being disinflationary. The Fed is likely to determine this outcome over the summer and could begin to at least signal rate cuts. Such a move will potentially lead to a more sustainable rotation towards lower quality, cyclical stocks and drive animal spirits in a way that many investors were expecting six months ago but simply jumped the gun. Bottom line, I feel more confident in our original outlook for this year for a tough first half, followed by a strong second one. This outlook was based on our view that AI capex growth was bound to decelerate this year, while policy changes were likely to be growth negative to start. Now, we can look forward to growth positive policy changes and productivity benefits from the spending on AI that has already taken place. After such a strong rally, pullbacks are inevitable but unlikely to be anything like we saw last month. So, buy the dips. Thank you for choosing to listen. Leave us a review, and let us know what you think about the podcast. If you enjoy listening to Thoughts on the Market, tell a friend or colleague about us today.

Wealth Formula Network, our online mastermind group, is where we dive into the financial questions that keep us up at night, and one debate that keeps coming up is whether to pay off your mortgage. It's a complex question, but let's unpack the math and the emotion so you can decide for yourself. First, think of your mortgage as a lever: with just 20% down, you control 100% of your home's value. On a $500,000 property, that means your $100,000 down payment magnifies the impact of appreciation. If home values rise 4% in a year, your equity grows by $20,000—an effective 20% return on your original $100K. Had you paid the full $500,000 up front, you'd still make the same $20,000—but that's only a 4% return on investment. Next, consider opportunity cost. Every extra dollar you funnel into your mortgage is a dollar you can't deploy elsewhere—whether it's a diversified stock portfolio, a private deal, or even another rental property. Historically, a balanced investment mix has returned 10% annually, comfortably outpacing most mortgage rates and turning “trapped” home equity into “working” capital. Here's something else you might not have considered: your mortgage can actually serve as asset protection. Creditors (or an overzealous bank) are far less likely to tap a property that still carries a lien. By keeping a mortgage in place, you make your home less attractive as collateral and shield your equity in other holdings. So, when you run the numbers, the case for holding onto lower cost debt and investing the difference is compelling. But, math isn't everything. There's intangible value in the day you write “0.00” next to your mortgage balance: no monthly housing payment, no looming due dates, and a deep sense of security—especially as you head toward retirement. Bottom line—there is no single correct answer. Know the pros and cons, weigh your financial goals against your emotional needs, and choose the path that aligns with both your head and your heart. Make that decision thoughtfully, and you'll sleep better either way. Speaking of mortgages, have you ever wondered what reverse mortgages are all about? Those late-night commercials often make them seem like a ways to rip-off seniors. Is there something really useful there? Well, I invited an expert onto the show to teach us all about them and was pleasantly surprised. Reverse mortgages can be a smart tool for homeowners nearing retirement and something you might consider for yourself someday even if you've got other money. Curious to learn more? Tune in to this week's episode of Wealth Formula and get the full story.

Ep. 683: Cranford | Chapter 5 Book talk begins at 9:31 A mysterious stranger arrives in town, and you just know the ladies of Cranford are ready to investigate... politely, of course. --------------------------------------------------------------- 00:00 Episode start 01:28 2:42 Plum Deluxe . Plum Deluxe's CraftLit tea collection is here: Also, MAY RAFFLE - Sir Walter Scott Cross stitch from Rebecca S (Of Book it with Becca, who wrote the wonderful post: 04:25 Gardening! 09:30 - START BOOK TALK: Last week, the lovely Mr Holbrook and his very sad passing. 12:06 Joint- Stock bank: > A bank owned by shareholders, operating under a charter or act of Parliament, and offering services to the public. Unlike older private banks (run by individuals or families), joint-stock banks were corporations, meaning shared risk and more capital. How bank books worked— A bank book (also called a passbook) was given to bank customers to record all transactions in their account—- Every deposit and withdrawal was manually written into the book by a bank clerk. The customer's copy was their only proof of the account's balance. 14:12 Envelope usage / turning inside out (ETSY doing this NOW) Whole vs half sheet and crossed letters 16:36 STRING and Indian-rubber rings 17:24 “India-rubber” was the 19th-century term for what we now just call rubber—and India-rubber rings were small rubber loops or bands like we use today. Came from the latex of tropical trees (especially Hevea brasiliensis) 18:42 TONQUIN beans: TONKA beans: Tonka beans are the wrinkled, black seeds of the Dipteryx odorata tree, native to South America. Chefs outside the US use them in desserts and to replace nuts. AND ILLEGAL in the USA since 1954 due to the presence of liver damaging “coumarin” - - and 20:54 22:43 PADUASOY: heavy, rich corded or embossed silk fabric, From French - peau de soie, a cloth resembling serge (twill fabric with diagonal lines/ridges on both inner and outer surfaces per a two-up/two-down weave.) 24:19 Bottom of page a small “T.O.” = turn over / Molly's writing is full of spelling like “Bewty” which is a subsequent joke line 25:49 Dum memor ipse Mei, dum Spiritus regift artus - Virgil, Æneid, IV.382, “While memory shall last and breath still control my limbs” 25:28 Carmen (lowercase) like CARMINA (song poem or verse) 26:54 Gentleman's Magazine 1782—Kind of an Atlantic Monthly—guess who contributed? Samuel Johnson! 27:18 M. T. Ciceroni's Epistolae: The letters of Marcus Tullius Cicero (106-43BCE) Roman statesman, orator, philosopher, and writer with 800+ letters surviving Heather before recording, in garden, with skewer pack: 28:41 “Rod in a pickle” - rod, method of punishment; pickle, something preserved for future use. 29:42 Life is a vale of tears: Psalm 84:6 also, description of a helicopter parent feels marvelously modern 30:21 Mrs Chapone (1727-1801) Contributed to the Rambler AND Gentleman's Magazine and wrote “Letters on the Improvement of the Mind (1773) and Mrs Carter (1717-1806) many languages and in 1758 published first translation of Epictetus THE Stoic Philosopher. 31:32 “Before Miss Edgeworth's ‘Patronage' had banished wafers from polite society…”: Patronage was a book (1814) with a character who was offended by a letter she received that was sealed with a wafer: “I wonder how any man can have the impertinence to send me his spittle” (I, 248) 33:06 “Old original post with stamp in the corner” not exactly the right watermark, but you get the idea… 34:30 “Sesquipedalian” writing - foot and a half long sesqui = 1-½ pedalis =foot looonng polysyllabic words 35:13 Buonaparte (Bony)1805 invasion fears - In case you still need to build your own 36:55 David and Goliath, son of Jesse (I Samuel 17) Apollyon (Greek version) and Abbadon (Hebrew version) are names for an archangel In Revelation 9:11—> _“And they had a king over them, which is the angel of the bottomless pit, whose name in the Hebrew tongue is Abaddon, but in the Greek tongue hath his name Apollyon.” (Revelation 9:11, KJV) Meaning: Abaddon (Hebrew) means “destruction” or “place of destruction.” Apollyon (Greek) means “destroyer.” It's overblown biblical satire—calling someone “Apollyon” in Cranford is like referring to a strict schoolmarm as “Beelzebub.” 38:08 Bonus Bernardus non video omnia The Blessed Bernard does not see everything - maybe said by St Bernard of Clairvaux (1090-1153)— This quote is often attributed (possibly apocryphally) to Peter Abelard, the 12th-century theologian, as a gentle jab at St. Bernard of Clairvaux, with whom he clashed theologically. Meaning: Even the wisest man (here, Blessed Bernard) can be wrong sometimes. Post-chapter Notes Chapone and Carter and Bluestockings (see below for big notes) real historical women writers, both part of the 18th-century English Bluestocking movement—educated, literary women who promoted female intellectualism and moral development. Gaskell is absolutely name-dropping intentionally here for Cranford's themes of domestic gentility, moral seriousness, and self-improvement. ⸻ Mrs. Hester Chapone (1727–1801) Best known for Letters on the Improvement of the Mind (1773), addressed to her niece. It was a conduct book for young women, offering advice on moral character, reading habits, and proper behavior. Hugely popular—Cranford-adjacent readers would know her by name. ⸻ Mrs. Elizabeth Carter (1717–1806) A respected scholar, translator, and poet—a genuine intellectual heavyweight. Famously translated the Discourses of Epictetus from Greek in 1758—the first English translation by a woman, and one of the first of Epictetus at all. She knew multiple classical and modern languages and was close friends with figures like Samuel Johnson and Hannah More. *CraftLit's Socials* • Find everything here: https://www.linktr.ee/craftlitchannel • Join the newsletter: http://eepurl.com/2raf9  • Podcast site: http://craftlit.com • Facebook: https://www.facebook.com/CraftLit/ • Facebook group: https://www.facebook.com/groups/craftlit • Pinterest: https://www.pinterest.com/craftlit/ • TikTok podcast: https://www.tiktok.com/@craftlit • Email: heather@craftlit.com • Previous CraftLit Classics can be found here: https://bit.ly/craftlit-library-2023   *SUPPORT THE SHOW!* • CraftLit App Premium feed bit.ly/libsynpremiumcraftlit (only one tier available) • PATREON:   https://patreon.com/craftlit (all tiers, below) ——Walter Harright -  $5/mo for the same audio as on App ——Jane Eyre - $10/mo for even-month Book Parties ——Mina Harker - $15/mo for odd-month Watch Parties *All tiers and benefits are also available as* —*YouTube Channel Memberships*  —*Ko-Fi* https://ko-fi.com/craftlit  —*NEW* at CraftLit.com — Premium Memberships https://craftlit.com/membership-levels/ *IF you want to join a particular Book or Watch Patry but you don't want to join any of the above membership options*, please use PayPal.me/craftlit or CraftLit @ Venmo and include what you want to attend in the message field. 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