Podcasts about cfpb

This Day in Legal History: National Referendum on ApartheidOn March 17, 1992, South Africa took a decisive step toward dismantling apartheid through a historic national referendum. White South African voters were asked whether they supported the government's efforts to end apartheid and negotiate a new, democratic constitution. An overwhelming 68.7% voted in favor, signaling broad support for ending over four decades of racial segregation. This referendum provided then-President F.W. de Klerk with the political mandate to continue negotiations with the African National Congress (ANC) and other groups. The result was a major victory for the anti-apartheid movement, which had long fought against the country's system of institutionalized racial oppression.The referendum was limited to white voters, who had historically benefited from apartheid, making their approval a crucial moment in South African history. It paved the way for the country's first multiracial elections in 1994, in which Nelson Mandela was elected president. With this, South Africa officially transitioned from an apartheid state to a democracy, enshrining equal rights for all citizens. The vote also marked the beginning of legal reforms that led to the adoption of a new constitution in 1996. While the end of apartheid did not immediately erase economic and social inequalities, the referendum remains a defining moment in the country's legal and political history. It demonstrated that legal systems, even when designed to uphold injustice, can be reformed through democratic means.A federal judge ruled that the Consumer Financial Protection Bureau (CFPB) must reinstate probationary employees it had recently terminated. As a result, the agency is bringing back those workers, along with most term employees, and providing them with back pay. However, term employees with more than two years of service were not reinstated. The CFPB had initially fired 70 enforcement attorneys and up to 100 other employees after acting Director Russell Vought took over in February. The judge's decision is part of a broader legal battle over federal workforce reductions, with similar rulings affecting multiple agencies. Despite this setback, the Trump administration remains committed to deep staffing cuts across federal agencies, with reduction plans already submitted to the Office of Personnel Management. The firings had faced opposition from the National Treasury Employees Union, which reached an agreement with the CFPB to pause additional terminations while another court considers an injunction. The reinstatement process has been messy, with workers unsure of their status and vendor contracts disrupted. However, legally mandated CFPB functions, such as consumer response, are being prioritized for restoration.CFPB Brings Back Probationary Employees After Judge's RulingTrump has escalated his attacks on major law firms, this time targeting Paul Weiss, a firm known for representing top financial institutions and engaging in high-profile pro bono work. His executive order directs federal agencies to cut ties with companies that are Paul Weiss clients and suspend the firm's lawyers' security clearances. The move follows similar actions against Perkins Coie and Covington & Burling. Paul Weiss has deep ties to Wall Street, with clients including JPMorgan Chase, Goldman Sachs, and Apollo Global Management. Some of these corporate leaders have criticized Trump's tariff policies, potentially influencing his decision to go after the firm.Trump's order highlights Paul Weiss's past work, including its involvement in a lawsuit against the Proud Boys and Oath Keepers over the January 6 Capitol riot. The firm has a long history of civil rights advocacy, from Brown v. Board of Education to LGBTQ+ and voting rights cases. Critics argue Trump's actions are politically motivated, targeting firms with Democratic connections while ignoring their bipartisan donor base. A federal judge previously blocked a similar order against Perkins Coie, and Paul Weiss is expected to mount a strong legal challenge. However, even if the order is overturned, the chilling effect is real—firms risk losing business from clients wary of crossing Trump. Some industry experts believe this could push law firms to unite against political interference, but whether collective action emerges remains uncertain.Trump Fights Paul Weiss as Wall Street Seeks President's EarTrump targets law firm Paul Weiss in order restricting government access | ReutersThe Trump administration deported hundreds of Venezuelan migrants despite a federal judge's order blocking the move. The deportations targeted alleged members of the Tren de Aragua gang, whom the administration labeled as “terrorists.” The White House dismissed the court's authority, arguing that a single judge could not override the president's powers on immigration and national security. Judge James Boasberg had ruled that Trump's use of the Alien Enemies Act to justify the deportations was unlawful, as the law applies only to conflicts “commensurate to war.” Despite this, flights carrying the migrants landed in El Salvador, where President Nayib Bukele publicly mocked the judge's ruling and confirmed the men were being imprisoned.Legal experts, including the ACLU, argue the administration is in open defiance of the court and may have violated constitutional checks and balances. The White House claimed that some migrants had already been deported before the judge's order, but it remains unclear if others were removed afterward. Critics see this as an unprecedented challenge to judicial authority, while Trump defended the deportations, calling the migrants "bad people" and insisting the situation amounted to war. The legal battle over these actions is expected to continue, with calls for the U.S. government to reverse any unlawful removals.Trump administration deports Venezuelans despite court order, says judge has no authorityThe White House is taking an unprecedented role in overseeing the sale of TikTok's U.S. operations, with Vice President JD Vance leading the process. Instead of a traditional investment bank managing the auction, Vance's legal team is directly engaging with bidders and advising on their offers. President Trump has emphasized his control over the sale, claiming multiple groups are interested, while also suggesting the U.S. government could take a 50% stake in TikTok's American assets.The sale process is highly unusual, lacking a defined valuation or clear asset structure, and ByteDance, TikTok's Chinese parent company, has shown minimal engagement. Potential buyers, including investors like Frank McCourt and Kevin O'Leary, face an April 5 deadline to reach a deal. However, Beijing's involvement and the possibility that ByteDance could simply shut down TikTok in the U.S. add further uncertainty.While the U.S. government has previously intervened in corporate deals for national security or economic stability reasons, experts question whether TikTok meets such criteria. Trump, who initially sought to ban TikTok, has since acknowledged its role in helping him gain young voters. The app's sale price remains uncertain, largely depending on whether its valuable recommendation algorithm is included. With intense competition among bidders and political interests shaping the process, the outcome remains unpredictable.The White House's unusual role as dealmaker in TikTok sale | ReutersIn a piece I wrote for Forbes this weekend, I lay out what I reckon is the Trump administration's plan to dismantle Social Security and Medicare. The Trump administration's proposal to eliminate taxes for individuals earning under $150,000 sounds appealing at first but carries severe consequences. Social Security and Medicare rely heavily on payroll taxes, which most workers in this income range pay more than income taxes. If these taxes are removed, the programs will be starved of funding, leading to either massive deficit spending, extreme benefit cuts, or a shift to regressive taxes like sales taxes. The proposal, combined with extending the 2017 Tax Cuts and Jobs Act (TCJA), would disproportionately benefit the wealthy while leaving the middle class to shoulder the remaining tax burden. The TCJA already made corporate tax cuts permanent while setting individual cuts to expire by 2025, favoring the rich. If this new plan moves forward, those earning just above $150,000 could become the last major tax-paying bracket, while state and local taxes would likely rise to compensate. The ultra-wealthy, who benefited the most from previous tax cuts, are unlikely to pick up the slack. Rather than a tax break for workers, the proposal appears to be a backdoor attempt to dismantle entitlement programs. If no one is paying in, no one gets benefits out—a reality Trump's allies don't want to admit.Trump Administration's No Taxes Under $150k Proposal Is A Disaster This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

This podcast segment covers as Congress considers slashing CFPB funding to zero, mortgage industry experts discuss the potential compliance chaos, the shift toward state oversight, and the broader implications for lenders navigating evolving regulations.----------------------------------------------------Alice Alvey, Master CMBVice President Partner Education and Training at Union Home MortgageShe handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

Host Shirley Rooker speaks with John Berlau, finance policy director, Competitive Enterprise Institute, who discusses the history of the Consumer Financial Protection Bureau and some of the controversy surrounding it. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Consumer Sentiment data coming in at its lowest levels since 2022 top of the hour… Carl Quintanilla, Melissa Lee, and Michael Santoli broke down the latest as the S&P and Nasdaq look to close out another tough week. Why Richard Bernstein's Deputy CIO says to avoid tech here – and that there's a slowdown ahead.  Plus, a deep dive on what to do with Apple shares, as they close out their worst weekly performance since 2020. Tesla also seeing historic declines – shares adding to their longest weekly losing streak ever – more on the company's new tariff warning for the White House. And the latest for Consumer Discretionary stocks – as the sector looks for its worst week since 2023 – and the street works through a chorus of consumer warnings.  Also in focus: President Trump taking aim at the CFPB – one with the regulator's former head, Rohit Chopra; Why money is flowing into utilities; and breaking down the potential impact of Trump's promised 200% tariffs on certain European spirits.  Squawk on the Street Disclaimer 

The future of the Consumer Financial Protection Bureau, life for a hostage after his release, and caring for a child with disabilities. Plus, a cat survives the California wildfires, Cal Thomas remembers Reagan's economic recovery, and the Thursday morning newsSupport The World and Everything in It today at wng.org/donate.Additional support comes from Ambassadors Impact Network, helping entrepreneurs who are looking for more than just funding. Discover a community of Christian faith-led investors. More at ambassadorsimpact.comWhen we pick up our Bibles, if we're honest, sometimes we lose the thread, especially with some of the strange happenings in Genesis. In From Eden to Egypt, Alex Duke gives everyday Christians accessible insight of these wonderful stories so that they'll see how these seemingly obscure stories connect to Jesus and to our lives. For a chapter preview with pre-order, visit FromEdenToEgyptBook.comLocated in Central Florida, Reformation Bible College seeks to equip students in the knowledge of God and His holiness, that they may glorify and enjoy Him in any career they enter. Established by Dr. R.C. Sproul, RBC's curriculum equips students to know, serve, and worship God in all of life. See what life is like on campus during Spring Preview Day on April 9, 2025. Register at ReformationBibleCollege.org/preview.

BestPodcastintheMetaverse.com Canary Cry News Talk #823 - 03.10.2025 - Recorded Live to 1s and 0s OH NO CANADA | DOGE Chaos, USAID Scandal, Maple Tensions, China Ice Deconstructing World Events from a Biblical Worldview Declaring Jesus as Lord amidst the Fifth Generation War! CageRattlerCoffee.com SD/TC email Ike for discount   Join the Canary Cry Roundtable   This Episode was Produced By:   Executive Producers Sir LX Protocol Baron of the Berrean Protocol***   Producers of TREASURE (CanaryCry.Support) American Hobo, Runksmash, Cage Rattler Coffee, Aaron B, Sir Jamey Not Lanister    Producers of TALENT JonathanF, Mark A   Producers of TIME Timestampers: Jade Bouncerson, Morgan E Clippy Team: Courtney S, JOLMS, Kristen Reminders: Clankoniphius Links: JAM   Podcast = T - 1:03 from rumble SHOW NOTES/TIMESTAMPS HELLO WORLD EFNO RUN DOWN EXECS   ELON / TRUMP 4:48 V / 3:45 P CLIP: Tesla commercial at the WH (X) Pic: Tesla white house Bidens EV Ad (X) Lily Tang Williams bought Tesla to support X and Elon (X)   IT WILL KILL 21:09 V / 20:06 P Clip: Alex Jones says there is hit on him after murder of Jamie White (X) → Family reveals possible motive behind ‘brutal murder' of InfoWars reporter (Indy UK)   DOGE 36:21 V / 35:18 P USAID told to shred documents (NYP) USAID staff told to shred and burn classified documents (BBC)  Court asked to intervene after email tells USAID workers to destroy classified documents (AP)    DEBANKING 51:30 V / 50:27 P CFPB doge slow roll (BI) DOGE and CFPB trying to work it out (CNN) CLIP Marc Andreesan on Joe Rogan CFPB (X) Lee Fang: CFPB defending conservative christians (leefang) Lee Fang wiki   CANADA 1:27:03 V / 1:26:00 P CLIP Christia Freeland america invasion propaganda (x) CLIP Canadian Gov liquor stores pull American booze off the shelf (x) CLIPDoug Ford Threatens electricity shut off (X) CLIP Doug Ford rescinds Tariffs and threats (x) Canada announces C$29.8 billion in retaliatory tariffs on US (Reuters)   ANTARCTICA/CHINA 2:12:47 V / 2:11:44 P China achieves world's first application of hydrogen energy tech in Antarctica (Chinese News)   PRODUCERS 2:16:44 V / 2:15:41 P   TALENT/MEET UP TIME/END 2:29:07 V / 2:28:04 P

Is the mortgage industry still safe? The Consumer Financial Protection Bureau (CFPB) has been ordered to halt all work while awaiting a new Trump-appointed director. While you may not often hear about this government agency, the CFPB plays a huge role in the mortgage industry and is the reason 2008-style lending practices have not been brought back to the market. With uncertainty surrounding the CFPB—will it be downsized, shut down, or remain unchanged?—many in the mortgage and real estate industries are concerned about what's next. Chris Willis, host of The Consumer Finance Podcast, joins the show to share how the Trump administration is thinking of restructuring the CFPB and limiting the scope of its protections. Will the new CFPB director scale back some of the more inclusive mortgage lending practices or keep them the same? Could your bank account and credit card fees change due to a less strict CFPB directive, and what does this mean for YOU getting your next mortgage? This agency has bigger effects than many Americans realize, so we're sharing what's coming next. In This Episode We Cover The Consumer Financial Protection Bureau (CFPB) explained, what they do, and how they influence mortgage lending Why the Trump administration is taking aim at this agency and halting work The one piece of legislation protecting strict mortgage laws in America (could it be changed?) The difference between Biden-led and Trump-led CFPB initiatives How the CFPB affects your mortgages, credit cards, and bank accounts And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders Dave's BiggerPockets Profile On The Market 300 - Mortgage Rates Hit 2025 Low as Recession Fears Rise The Consumer Finance Podcast Grab Dave's Newest Book, “Start with Strategy” Jump to topic: (00:00) Intro (00:41) The CFPB Explained (04:52) Taking Massive Financial Action  (07:48) How the CFPB Affects Mortgages (09:57) Will Trump Administration End It? (15:35) Scaling Back the CFPB (16:49) These Changes Affect Americans  (20:06) What Investors Must Watch Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-303 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

On June 6 of last year, Prof. Hal Scott of Harvard Law School was our podcast guest. On that occasion he delved into the thought-provoking question of whether the Supreme Court's decision on May 16 in the landmark case of CFSA v. CFPB really hands the CFPB a winning outcome, or does the Court's validation of the agency's statutory funding structure simply open up another question - namely, whether the CFPB is legally permitted under Dodd-Frank to receive funds from the Federal Reserve even though the Federal Reserve Banks have lost money on a combined basis since September 2022. Dodd-Frank provides that the CFPB is to receive its funding out of the Federal Reserve Banks “combined earnings.” The Wall Street Journal published an op-ed by Prof Scott on May 20 titled “The CFPB's Pyrrhic Victory in the Supreme Court” in which he explains that even though the CFPB's funding mechanism as written was upheld in CFSA v. CFPB, this will not help the agency now or at any time in the future when the Federal Reserve operates at a deficit. A lot has happened since Prof. Scott's last appearance on our podcast show. Several enforcement  lawsuits filed by the CFPB were faced with motions to dismiss filed by the defendants alleging that the lawsuits could not be financed by the CFPB with funds that were unlawfully procured The CFPB gave short shrift to this argument but never could adequately explain how “earnings” as used in Dodd-Frank really means “revenues” and not profits. While 3 courts rejected the motions to dismiss, those courts decided to do so without dealing with the core issue of whether “earnings” means profits or revenues. President Trump became President on January 20 and, shortly thereafter, Rohit Chopra was terminated. The new Acting Director, Russell Vought, proceeded to shutter the CFPB by, among other things, terminating or putting on administrative leave with instructions to do no work  most of its employees and refusing to seek a quarterly funding from the Federal Reserve. Mr. Vought did not base this refusal on the premise that the receipt of such funding would be illegal. Two lawsuits have been filed against the Acting Director challenging the legality of the apparent dismantling of the CFPB. While the CFPB is defending these cases on the basis that the President and the Acting Director have the Constitutional right to downsize and alter the policies of the CFPB, they have surprisingly not made the argument that the CFPB's funding is unlawful. Prof. Scott on Feb, 1 published another op-Ed in the Wall Street Journal entitled “Rohit Chopra is out. Now Shutter the CFPB” and two articles on the website of the Committee on Capital Markets Regulation (of which Prof. Scott is the President and Director) entitled “Understanding the CFPB's Funding Problem” and “The Fed's Accounting Methodology Cannot Expand its Statutory Authority to Fund the CFOB.”  Our podcast show released today takes a very deep dive into those articles and explains Prof. Scott's position that the Fed's accounting for the massive losses of the Federal Reserve Banks (which creates a deferred asset account composed of anticipated future earnings of the Federal Reserve Banks which the Federal Reserve Banks will not need to remit to the treasury because the banks may recoup its accumulated losses since September 2022) has no bearing on whether the Fed has been lawfully funding the CFPB out of “combined earnings” of the Federal Reserve Banks. Prof Scott also rebuts several counterarguments made by those who claim that the CFPB has been lawfully funded throughout. Prof. Scott also discusses why he believes that congress may use a budget appropriations bill whose passage requires only a majority, not 60, vote in the Senate in order to subject the CFPB to funding through the congressional appropriations process.  Our blogs about the Supreme Court decision in CFSA v. CFPB can be found here and here. To read our blog about Professor Scott's op-ed in the Wall Street Journal, which includes a link to the op-ed, click here.  To read his more recent op-ed in the Wall Street Journal, click here to read his two articles published on the website of the Committee on Capital Markets Regulation entitled, click here and here. A transcript of the recording will be available soon. 

The CFPB is under attack. Banks are celebrating. Consumers are left in the dark.The Consumer Financial Protection Bureau's powers are being stripped away.Will the watchdog's bark be silenced? Are fraudsters free to roam? What will billions in bank influence do to your finances?We're uncovering the shocking truth and more in this week's podcast. It's information you need to know. So sit back, relax, and tune in.It could save you thousands. 00:00 Introduction: CFPB's role in protecting consumers02:31 Example: Woman loses $16,000 to debt relief scam05:22 CFPB and state attorneys general sue predatory companies07:17 Impact of CFPB's closure on ongoing cases09:56 Why powerful banks and billionaires oppose CFPB13:21 CFPB's partnership with state attorneys general15:47 Stacy Johnson's perspective as a consumer reporter18:16 CFPB's $21 billion return to consumers vs. $700 million budget20:40 Call to action: Contact representatives to defend CFPB23:06 Importance of staying informed and protecting consumers And to stay ahead of the curve, subscribe to the Money Talks News newsletter and YouTube channel now. Your future self will thank you! Make new friends! Join the MTN Facebook Retirement Group Click to watch Youtube version : https://youtu.be/VkaXcllCkVE Title with URL link insert Add "Money Talks News: The Podcast" to your favorite player! MTN | Youtube MTN | Apple Podcasts MTN | Spotify Love growing your wealth? You'll enjoy these courses. Take our course The Only Retirement Guide You'll Ever Need Take our course Money Made Simple Summary: The Consumer Financial Protection Bureau (CFPB), established in 2010 to protect consumers from financial fraud and abuse, is being dismantled. The agency's offices have been closed and staff dismissed, leaving consumers vulnerable to predatory practices. Examples include a woman who paid $36,000 to a debt relief company, with $16,000 going to fees, and a mortgage company giving unaffordable loans to mobile home owners. The CFPB, in partnership with state attorneys general, has held these companies accountable, but ongoing cases are now being dismissed. Powerful banks and billionaires oppose the CFPB's oversight, influencing politicians to deregulate the financial industry. The CFPB has returned $21 billion to consumers, far exceeding its $700 million annual budget. Consumers are urged to contact their representatives and defend the CFPB to prevent a repeat of the 2007-2008 financial crisis. Without the CFPB's protection, consumers are at risk of falling victim to financial fraud and abuse.Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

In this special joint edition of the Crypto Exchange and the Consumer Finance Podcast, host Ethan Ostroff is joined by colleagues James Kim and Chris Willis to discuss the anticipated regulatory approaches to digital assets by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and state agencies following the recent change in administration in Washington.The group begins the discussion with the CFPB's actions in the end of 2024 and into 2025, particularly focusing on the digital payments larger participant rule (LPR). The discussion shifts to the FTC's expected role in addressing consumer fraud in the crypto space.The episode concludes by looking ahead to the anticipated, proactive role of state regulators, including the New York Department of Financial Services, in filling the potential void left by the CFPB by enforcing state laws, as well as federal consumer financial laws under Dodd-Frank.

Are Republicans letting them get away with it by dismantling the CFPB?#synchronyBank #SleepNumber #CreditCardDramahttps://www.facebook.com/cantaffordthem

Are Republicans letting them get away with it by dismantling the CFPB?#synchronyBank #SleepNumber #CreditCardDramahttps://www.facebook.com/cantaffordthem

Are Republicans letting them get away with it by dismantling the CFPB?#synchronyBank #SleepNumber #CreditCardDramahttps://www.facebook.com/cantaffordthem

SLU-Chaifetz School of Business Professor Jerome Katz joins Megan Lynch as airlines make changes and banks want to the keep the Consumer Financial Protection Bureau around.

Glen recaps an action-packed Government Affairs Conference, featuring our annual interview with America's Credit Unions' Economics Team on the coming year's outlook. An “existential threat” to the industry's income tax exemption headlined a packed agenda, but the CFPB, NCUA and interchange legislation were also on the menu- not to mention tariff whiplash and market uncertainty.       Links related to this episode:   America's Credit Unions' Monthly Economic Updates: https://www.americascreditunions.org/data-tools/economic-data-bank-comparisons/economic-update-video-archive   The Don't Tax My Credit Union Advocacy/Resource page: https://www.donttaxmycreditunion.org/ CrossState CUA's explanation of why credit unions offer better rates: https://www.crossstate.org/about/communications/blog/why-do-credit-unions-have-better-rates/ Glen's blog covering the GAC's key takeaways:   Join us for our next CU Town Hall- Wednesday March 12 at 3pm ET/Noon PT- for a live and lively interactive conversation tackling the major issues facing credit unions today. This session will focus on a discussion of key takeaways from the Governmental Affairs Conference.  The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/  Signing up for the Town Hall also earns you a card for our Bingo game tracking 2025 industry predictions.  Find out more here: https://www.big-fintech.com/Media?p=did-you-have-that-one-on-your-bingo-card   Join us on Bluesky!  @bigfintech.bsky.social  @154advisors.bsky.social (Glen) @jbfintech.bsky.social (John) And connect on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  https://www.linkedin.com/in/jbfintech/ https://www.linkedin.com/in/glensarvady/

On this week's episode of the Unnatural Selection Podcast, we discuss: Trump pauses some Mexico, Canada tariffs: What's exempt, and what's next? | Donald Trump News | Al Jazeera Email shows Trump officials are lying to federal court, directing CFPB staff to ignore law Hundreds of State Dept. Officials Sign Dissent Cable Urging Rubio to Stop Killing USAID Supreme Court Rejects Trump's Bid to Freeze Foreign Aid - The New York Times Fact check: Trump's address to Congress | CNN Politics EU leaders back new defence spending plans during emergency summit on Ukraine - ABC News Western Australia Election 2025 Results - ABC News WA Liberal candidate for the Kimberley asked to withdraw from election after controversial comments - ABC News WA politician changes name to 'Aussie' Trump ahead of state election - ABC News China's warships are turning up in unexpected places and alarming US allies. Is this the new normal? | CNN The Unnatural Selection podcast is produced by Jorge Tsipos, Adam Direen and Tom Heath. Visit the Unnatural Selection website at www.UnnaturalShow.com for stuff and things. The views expressed are those of the hosts and their guests and do not reflect those of any other entities. Unnatural Selection is a show made for comedic purposes and should not be taken seriously by anyone. Twitter: @JorgeTsipos @TomDHeath @UnnaturalShow Instagram: @JorgeTsipos @Tom.Heath @UnnaturalShow

**Trey's Table Episode 264: Who Is In Your Wallet?** In the latest episode of *Trey's Table*, we're diving into a story that exposes the intersection of corporate greed, systemic racism, and the failures of accountability in America's financial system. We're talking about the Trump administration's decision to drop a lawsuit against Capital One Bank—a lawsuit that accused the bank of defrauding billions of dollars from its customers, many of whom were Black and brown. This move by the Consumer Financial Protection Bureau (CFPB) is just the tip of the iceberg. Capital One has a troubling history of racial discrimination, including allegations of closing branches in Black neighborhoods while maintaining operations in predominantly white areas. These practices are a modern-day form of redlining, a systemic issue that continues to harm communities of color. In this episode, we explore: - How Capital One's actions reflect broader patterns of economic exploitation. - Why the CFPB's failure to hold corporations accountable is a betrayal of its mission. - What we can do to fight for economic justice and hold financial institutions accountable. This isn't just about one bank or one lawsuit—it's about the ongoing struggle for racial equity and economic freedom.

Happy Friday! Sam and Emma chat with Ryan Grim, reporter at and co-founder of Drop Site News, co-host of Counter Points, to round up the week. First, Sam and Emma run through updates on Trump's tariff flip-flops, Elon Musk's role in the Trump Administration, government job creation, the NLRB, Trump's federal fund freeze, GOP's surveilance state, US consulate shutdowns, the DOD's segregationist move, Elon's rocket fiascos, the CDC's measles rehires, TSA labor rights, and Democratic Leadership's anger over… protests against Trump? They also touch on Trump's complete confusion over fundamental immigration law amid another authoritarian power trip. Ryan Grim then joins, as he, Sam, and Emma first attempt to tackle the insanity of Trump's nonsensical economic agenda grounded in... repeated but (so far) brief stints of tariffs against our closest trade partners, looking to Greek Economist and politician Yanis Varoufakis' attempt to define Trump's economic ideology by its desire to spur US exports via economic turmoil and dollar depreciation, with this ongoing tariff war against Canada and Mexico supposedly serving to show Europe we mean business… despite it obviously making the agenda (and the man pushing it) look unserious, weak, and ineffective. After briefly touching on the possibility of this tariff scheme to serve as an repeatable pump-and-dump scam, Grim and the MR Crew dive deep into Joe Rogan's Billionaire Experience podcast, as they assess the ridiculousness of the blatant lies and wild conspiracy spread by Joe's Big Tech buddies, attacking everything from the CFPB to Frank Zappa, before shifting to some hope-inspiring GOP infighting as Elon Musk's path-of-destruction begins to haunt the cabinet faithful carrying out his orders. Wrapping up, Ryan, Sam, and Emma look to the ongoing struggle of Democratic leadership to act like an opposition party, and explore the potential of an actual challenge to the Democratic establishment. And in the Fun Half: Sam and Emma tackle Al Green's killer appearance on Democracy Now! in the wake of his across-the-aisle censuring over his protest of Trump's speech to a joint Congress, and parse through the stupidity of right-wing grifters who still can't grasp the concept of taxation. Mr. Flamboyant from Sonoma County unpacks Dem messaging, Rusty from Sacramento on Rep. Ami Bera's vote to censure Al Green, Patricia from Central Coast discusses the GOP's commitment to Musk's money, and Owen, the final California caller of the day, explores pressuring progressive Dems on challenging leadership. Ben Shapiro tries to find an expired culture war to revamp his relevancy, Caleb from Arkansas touches on community gardening and mutual aid, and Misty from Washington talks about Bernie's online influence and that pesky issue of Dem messaging, plus, your calls and IMs! Follow Ryan on Twitter here: https://x.com/ryangrim Check out Drop Site here: https://www.dropsitenews.com/ Check out Counter Points here: https://www.youtube.com/@breakingpoints Go to Jubilee's YouTube page Sunday to see Sam on "Surrounded"!: https://www.youtube.com/@jubilee Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase! Check out today's sponsors: Delete Me:  Take control of your data and keep your private life private by signing up for DeleteMe. Now at a special discount for our listeners.Today get 20% off your DeleteMe plan by texting MAJORITY to 64000. The only way to get 20% off is to text MAJORITY to 64000. Message and data rates may apply. Sunset Lake CBD: Don't let Daylight Savings Time screw up your sleep schedule. Head over to https://SunsetLakeCBD.com and use coupon code Daylight35 to save 35% on all participating sleep products. But hurry— this sale ends March 9th at midnight Eastern time. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

Apple's new gadgets this week were pretty minor updates, so of course we talk about them for a long time. Nilay and David are joined by The Verge's Jake Kastrenakes, and the three hosts discuss the latest iPad, iPad Air, MacBook Air, and Mac Studio. All three have... a lot of thoughts. After that, they run through some more tech news, including the Digg reboot, the end of Skype, VW's cheap new EV, and more. Finally, in the lightning round, they talk about the latest from DOGE and the Trump administration, Brendan Carr's latest assaults on free speech, and a smartphone that is mostly (but not entirely) a camera. Further reading: Apple iPad Air 2025: launch, price, and specs Apple refreshes the iPad but doesn't add Apple Intelligence Apple announces MacBook Air with M4 chip and a price cut Our first look at Apple's sky blue MacBook Air Apple launches new Mac Studios with M4 Max and M3 Ultra chips Behold the maxed out Mac Studio. Digg is coming back, with founder Kevin Rose and Reddit's Alexis Ohanian Discord is reportedly exploring an IPO. Nothing's Phone 3A and 3A Pro use AI to organize all your stuff The Volkswagen ID. EVERY1 is an affordable EV for the masses Volkswagen's cheapest EV ever is the first to use Rivian software Microsoft is shutting down Skype in favor of Teams The Verge remembers Skype Big Tech is now slightly less silent on Trump's tariffs Trump imposes tariffs on Mexico, Canada, and China Car prices expected to increase by as much as $12,000 thanks to Trump's tariffs Best Buy and Target CEOs say prices are about to go up because of tariffs What's an import? Trump to Cabinet: Musk has no authority to fire workers FAA staff reportedly ordered to find funding for deal with Musk's Starlink  Trump's USCIS wants to review all prospective citizens' social media accounts Senate votes to strip the CFPB of its power to regulate X MWC: FCC chair says U.S. will defend interests of its tech giants FCC's Carr defends broadcast probes, slams social media ‘threat' A camera for your cameraphone: Sony Cyber-shot QX10 and QX100 review Xiaomi 15 Ultra is a small update with a big periscope lens  Email us at vergecast@theverge.com or call us at 866-VERGE11, we love hearing from you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Live from the stage in Orlando, Shannon and Patrick explore the “Magic Kingdom” of advocacy, including the latest on tax reform, the new appointments at HUD, FHFA, Labor, and the CFPB - and what the advocacy team is doing to build relationships with the new members of Congress and the Administration in this new, fast-paced policy making world.

This Day in Legal History: Bloody SundayOn March 7, 1965, a pivotal moment in the civil rights movement unfolded in Selma, Alabama. A group of 525 peaceful demonstrators, led by activists like John Lewis and Hosea Williams, began a march to Montgomery to demand voting rights for Black Americans. As they crossed the Edmund Pettus Bridge, they were met by Alabama state troopers and local law enforcement, who brutally attacked them with billy clubs and tear gas. The violent crackdown, later known as "Bloody Sunday," left at least 65 people injured and shocked the nation. Television broadcasts of the assault galvanized public support for civil rights, prompting federal intervention. After securing court protection, a second attempt on March 9, led by Martin Luther King Jr., was turned around peacefully to avoid further violence. Finally, under federal protection, thousands of marchers resumed the journey on March 21, arriving in Montgomery on March 25 with 25,000 people. The march directly contributed to the passage of the Voting Rights Act of 1965, which outlawed discriminatory voting practices. "Bloody Sunday" remains a defining moment in the struggle for racial justice in America, symbolizing both the brutality of oppression and the power of collective resistance.President Donald Trump issued an executive order targeting Perkins Coie LLP, citing the firm's role in commissioning the Steele dossier during the 2016 election and its diversity hiring practices. The order suspends security clearances for Perkins Coie employees and directs federal agencies to review and potentially terminate contracts with the firm and its business partners. It also instructs the Equal Employment Opportunity Commission (EEOC) and the Justice Department to investigate racial discrimination policies at major law firms, referencing Perkins Coie's past use of racial hiring quotas. The directive extends to restricting Perkins Coie employees from entering federal buildings and limiting their engagement with government officials.Trump's move comes after similar actions against Covington & Burling for its representation of former special counsel Jack Smith. The executive order frames Perkins Coie as a national security risk, linking its past election law litigation to alleged threats against democratic integrity. It also mandates that federal contractors disclose business ties to the firm, aiming to cut off government funds to entities associated with it. The order's broader scope signals heightened scrutiny of “Big Law” firms, especially those engaged in diversity, equity, and inclusion (DEI) initiatives. Trump's administration has pushed back against race-conscious hiring practices, aligning the order with prior efforts to dismantle DEI policies in education and employment.Perkins Coie, a longtime legal adviser to Democrats, denounced the order as unlawful and vowed to challenge it. The firm has been at the center of Republican criticism over election-related litigation and its former attorneys' ties to Democratic campaigns. The administration's focus on law firms suggests a broader effort to reshape the legal industry's relationship with the federal government.Trump Targets Law Firms Over Steele Dossier, Diversity Moves (1)A federal judge reinstated Gwynne Wilcox to the National Labor Relations Board (NLRB), ruling that former President Donald Trump lacked the authority to fire her. Judge Beryl Howell of the U.S. District Court for the District of Columbia found Trump's dismissal of Wilcox violated legal protections for independent agency members, emphasizing that the president's removal powers are not absolute. Howell's decision strongly reaffirmed Humphrey's Executor v. United States(1935), which upheld restrictions on presidential firings of independent agency officials.The ruling restores the NLRB's quorum, allowing it to issue decisions again, but the Trump administration immediately appealed, seeking to block Wilcox's return. Howell's opinion included a sharp rebuke of Trump's attempts to assert unchecked presidential authority, stating, “An American President is not a king.” She pointed to longstanding legal precedent that limits the president's power to remove officials from multi-member independent agencies, dating back to the Interstate Commerce Commission's creation in 1887.Trump's legal team argued that Wilcox's firing was justified under the Supreme Court's 2020 Seila Law v. CFPB decision, which expanded presidential removal power over single-agency heads. However, Howell rejected this claim, noting that NLRB members' powers resemble those of the Federal Trade Commission members protected under Humphrey's Executor. The ruling marks the third time a court has reversed Trump's firings of agency officials, signaling a broader legal battle over executive authority that may reach the Supreme Court. Wilcox's attorney praised the decision as a victory for the independence of federal agencies, while the Justice Department has not yet commented.Fired NLRB Member Reinstated in Decision Nixing Trump Move (4)A coalition of 20 Democrat-led states, led by New York Attorney General Letitia James, has sued the Trump administration over mass firings of federal workers. Filed in a Maryland federal court, the lawsuit argues that President Donald Trump illegally dismissed tens of thousands of employees without proper notice or justification. The states seek to reinstate the workers and block further terminations.Trump's efforts to shrink the federal workforce have already faced legal pushback. A judge recently reinstated a National Labor Relations Board member fired by Trump, and another court temporarily halted the administration's directive to fire new hires en masse. Additionally, a federal workforce board reinstated thousands of employees at the U.S. Department of Agriculture.Trump and Tesla CEO Elon Musk have framed the firings as part of a campaign to eliminate government inefficiency and waste. However, critics, including the states in this lawsuit, argue that the dismissals violate labor laws and undermine public service. The case adds to mounting legal challenges against Trump's sweeping efforts to reshape the federal bureaucracy.Democrat-led states join legal fight over Trump's mass firings of federal workers | ReutersThe Trump administration is planning to shut down nearly a dozen U.S. diplomatic missions, primarily in Western Europe, as part of a broader effort to reduce government spending and reshape foreign policy. The State Department is also considering merging several Washington-based expert bureaus focused on human rights, refugees, and global criminal justice. Additionally, U.S. embassies worldwide have been instructed to cut at least 10% of their American and locally employed staff.The proposed closures include consulates in Germany, France, Italy, Brazil, and Portugal, though officials say some locations may be spared. The administration argues these cuts align with Trump's “America First” agenda and his campaign promise to reduce the so-called "deep state." Critics warn that reducing the U.S. diplomatic presence, along with cuts to the U.S. Agency for International Development (USAID), could weaken American global influence and create openings for adversaries like China and Russia.Congress has been notified of the plan to close the U.S. consulate in Gaziantep, Turkey, a key hub for Syrian humanitarian aid. In Washington, dozens of State Department contractors have been terminated, including those handling Afghan refugee resettlement. Diplomats working on Asian affairs have been asked to justify their missions' alignment with Trump's policies. The administration's deep cuts to foreign aid and staffing have already resulted in thousands of USAID workers being laid off and billions in humanitarian aid being eliminated.Trump administration weighs closure of nearly a dozen diplomatic missions abroad | ReutersThis week's closing theme is by Maurice Ravel.Our theme is Piano Concerto in G - I. Allegramente by Maurice Ravel, a composer known for his shimmering orchestration and masterful blend of classical form with modern harmonies. Born on March 7, 1875, Ravel was a key figure in early 20th-century music, often associated with Impressionism, though he resisted the label. His Piano Concerto in G, composed between 1929 and 1931, reflects his fascination with jazz, which he encountered during a trip to the United States. The first movement, Allegramente, is bright and rhythmic, opening with a whip-crack that sets the tone for its energy and playfulness. Ravel weaves in blues-inspired harmonies, rapid piano flourishes, and sparkling orchestral textures, creating a piece that feels both spontaneous and carefully crafted. Despite its liveliness, the movement is meticulously structured, showcasing Ravel's precision and attention to detail. The concerto as a whole balances virtuosic brilliance with lyricism, particularly in the dreamy second movement. Ravel himself admitted he aimed for a work that was “light and brilliant,” rather than deep or profound. Yet, in its elegance and wit, the concerto captures the vibrancy of early 20th-century musical innovation. As the spirited Allegramente unfolds, it serves as a fitting farewell to the week—playful, energetic, and bursting with color.Without further ado, Piano Concerto in G - I. Allegramente by Maurice Ravel. Enjoy! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Republican Representative Drew Stokesbary on working to get Washington state's budget out of the red // Margaret Brennan on the big news of the week // Leland Vittert on his NewsNation show "On Balance" and focusing on un-biased journalism // Matt Markovich with a Legislative Update // Herb Weisbaum on the danger of the CFPB being shut down // Gee Scott on DK Metcalf's trade request // Paul Holden with a roundup of events for the weekend

Thursday, March 6th, 2025Today, the Supreme Court rules that the Trump administration must unfreeze foreign aid; a US district judge has blocked Trump's cuts to NIH funding; a US district judge in Maryland has issued a preliminary injunction against Trump withholding funds to hospitals that provide gender affirming care; the Merit Systems Protection Board has ordered Trump to reinstate thousands of USDA probationary employees they determined were wrongfully terminated; hundreds of pages of emails show the turmoil inside the Consumer Financial Protection Bureau after Russ Vought issued his stop work order; the VA is set to fire 83,000 people before the end of the year according to an internal document while the IRS is drafting a plan to fire 45,000 people; Trump is threatening to take away transportation funding from the District of Columbia unless the mayor paints over Black Lives Matter Plaza; Andrew and Tristan Tate are under criminal investigation; multiple lawsuits have been updated since Trump said Elon was in charge of DOGE during his the joint session address; House Speaker Mike Johnson's Chief of Staff has been arrested for DUI; and Allison and Dana deliver your Good News.Thank You Naked WinesTo get 6 bottles of wine for $39.99, head to nakedwines.com/DAILYBEANS and use code DAILYBEANS for both the code and password.Stories:OPM alters memo about probationary employees but does not order mass firings reversed | NPRFederal judge blocks drastic funding cuts to medical research | AP NewsAndrew Tate and Brother Tristan Are Under Criminal Investigation in Florida: Attorney General | Rolling StoneSupreme Court rules Trump administration must unfreeze foreign aid payments | ABC NewsJudge blocks Trump order threatening funding for institutions that provide gender-affirming care for minors -  Chloe Atkins | NBC NewsEmail trove reveals CFPB turmoil after Vought's work stoppage - KYLE CHENEY and KATY O'DONNELL | POLITICOHouse Speaker Mike Johnson's chief of staff arrested on DUI charge after Trump speech - Ted Oberg, Ryan J. Reilly, Frank Thorp V and Scott Wong | NBC News129. Untangling the Foreign Aid Ruling - by Steve VladeckGood Trouble:Local group holds 'funeral' as new library policy goes into place | WAAY31 ABCAt The Root Collective | FacebookFederal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Check out muellershewrote.com for my interview with a systems security expert about the massive breach at opm.gov caused by Elon MuskCheck out other MSW Media podcastsShows - MSW MediaCleanup On Aisle 45 podSubscribe for free to MuellerSheWrote on SubstackThe BreakdownFollow AG and Dana on Social MediaAllison Gill Substack|Muellershewrote, Twitter|@MuellerSheWrote, Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, BlueSky|@muellershewroteDana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?https://www.dailybeanspod.com/good/From The Good Newshttps://longislandrollerrebels.orgLocal group holds 'funeral' as new library policy goes into place | WAAY31 ABCAt The Root Collective | FacebookReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, Twitter|@MuellerSheWrote, Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, BlueSky|@muellershewroteDana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

Trump crash: worst economic numbers in decades expected. Trump is scrambling as his approval rating continues sinking. Trump goes off the rails in latest foreign policy moves. Republicans find even more Democrats to 'lock up.' Democrats fight back in ‘sanctuary city' hearing. Report: Inhumane treatment of migrants in Guantanamo. CFPB drops critical consumer fraud case. MAGA lashes out at Trump justice after she blocks him. Host: John Iadarola (@johniadarola) Co-Host: Francesca Fiorentini (@franifio) ***** SUBSCRIBE on YOUTUBE TIKTOK  ☞           https://www.tiktok.com/@thedamagereport INSTAGRAM  ☞   https://www.instagram.com/thedamagereport TWITTER  ☞         https://twitter.com/TheDamageReport FACEBOOK  ☞     https://www.facebook.com/TheDamageReportTYT

Musk Launches X Money, Elizabeth Warren Slams GOP Push To Strip CFPB Oversight Over Payment Apps As Musk Launches X Money

In this final episode of our Year in Review series, Chris Willis is joined by colleagues David Anthony, Stefanie Jackman, and Jonathan Floyd to discuss the year in review and look ahead for debt collection. They provide crucial updates on significant developments in 2024, including the heightened regulatory focus on medical debt at both federal and state levels, and the implications of the Consumer Financial Protection Bureau's (CFPB) uncertain future. The team also explores the impact of the Supreme Court's Loper Bright decision on agency interpretations and the increasing trend of debt collection litigation moving to state courts. Gain insights into the current legal landscape, potential future developments, and practical advice for navigating these complex issues in 2025. Don't miss this essential discussion for anyone in the consumer financial services industry.

Guest host Lee Fang explains the tension between political free speech rights and corporate speech rights, exposing how banks and big tech avoid regulations under the guise of free speech advocacy. Plus: former CFPB director Rohit Chopra on debanking, corporate censorship, and what consumers can expect under the second Trump administration. ----------------------------------- Watch full episodes on Rumble, streamed LIVE 7pm ET. Become part of our Locals community Follow Lee Fang Follow Rohit Chopra Follow System Update:  Twitter Instagram TikTok Facebook LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Ontario promised to nix a $100 million Starlink deal over Trump tariffs, the CFPB dropped its Zelle lawsuit in the latest reversal under the Trump administration, and Sony is streamlining its PlayStation beta programs with a single sign-up. It's Wednesday, March 5th and this is Engadget News. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's West Coast Cookbook & Speakeasy Podcast for our especially special Daily Special, Smothered Benedict Wednesday, is now available on the Spreaker Player!Starting off in the Bistro Cafe, Trump's pathetic behavior throughout the day yesterday is chronicled, from crashing the markets to his disastrous joint session speech.Then, on the rest of the menu, some DOGE staffers are drawing six-figure government salaries from the very agencies they are slashing and burning;” Musk ordered the IRS to draft plans to cut as much as half of its 90,000-person workforce; and, the Supreme Court denied Trump's emergency challenge and backed a federal judge's order that the administration pay $2 billion to US Agency for International Development contractors for work already done.After the break, we move to the Chef's Table where the Trump-controlled CFPB dropped its lawsuit against Bank of America, JPMorgan Chase and Wells Fargo over Zelle fraud; and, Eric Prince's mercenary for hire company BlackRock, has penned a deal to bring ports on both sides of the Panama Canal under American control.All that and more, on West Coast Cookbook & Speakeasy with Chef de Cuisine Justice Putnam.Bon Appétit!The Netroots Radio Live Player​Keep Your Resistance Radio Beaming 24/7/365!“It may be safely averred that good cookery is the best and truest economy, turning to full account every wholesome article of food, and converting into palatable meals what the ignorant either render uneatable or throw away in disdain.” - Eliza Acton ‘Modern Cookery for Private Families' (1845)Become a supporter of this podcast: https://www.spreaker.com/podcast/west-coast-cookbook-speakeasy--2802999/support.

A long-term CR faces a squeeze from both sides. Republicans in the Senate ponder how to handle the House budget resolution. And legislation to nullify a CFPB rule on payment apps is teed up for a vote in the Senate. David Higgins has your CQ Morning Briefing for Wednesday, March 5, 2025.

In this For the People episode, Nick welcomes the Consumerman, Herb Weisbaum, to discuss the growing frustration over grocery store digital discount errors and the chaos they're causing at some supermarkets. They also dive into the possible consequences of Trump dismantling the CFPB and what that could mean for consumers. Plus, Herb shares inspiring success stories of people who have managed to get out of debt. Then, Car Guy Tom Appel from Consumer Guide Automotive joins Nick to recap the Chicago Auto Show, take a nostalgic look back at the most expensive American coupes of 1976, and answer a seemingly simple but often misunderstood question: What exactly is a hybrid? They wrap things up with another round of Starspotter and Mystery Show. [Ep 329]

Thank you so much for listening to the Bob Harden Show, celebrating over 13 years broadcasting on the internet. On Tuesday's show, we visit with the President of American Commitment Phil Kerpen about the wisdom of shuttering the Consumer Financial Protection Bureau. We visit with our Florida State Senator Kathleen Passidomo about today's start of the Legislative session and about the possible candidacy of Casey DeSantis for Governor. We visit with Boo Mortenson about Chat GBT and the power of artificial intelligence. We also visit Linda Harden about the Epstein files, Trump's presentation tonight to the joint session of Congress, and the left's continued “Trump Derangement Syndrome.” Please join us tomorrow when we visit with Chairman Emeritus of Cato Institute Bob Levy and Professor Andrew Joppa. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.

The real estate and mortgage industries are facing major disruptions—are you ready? With the CFPB under Trump rolling back regulations and HUD layoffs threatening FHA loan processing, these changes could significantly impact Realtors, lenders, and homebuyers. In this episode, we break down how these shifts could reshape the housing market and what real estate professionals must do now to stay ahead.

Paul L. Singer, Abigail Stempson, Beth Bolen Chun, and Andrea deLorimier A coalition of all 23 democratic attorneys general filed an amicus brief in the U.S. District Court for the District of Maryland warning against efforts by the Trump Administration to defund and disband the Consumer Financial Protection Bureau (CFPB). The brief comes in the wake of the outgoing CFPB's call for state action, in a foreshadowing of events to come. In their brief, the coalition, co-led by New Jersey Attorney General Matthew J. Platkin and New York Attorney General Letitia James, argues that the administration's efforts to eliminate the CFPB will harm consumers by preventing them from utilizing the CFPB's robust complaint reporting system to raise issues of fraud or deception. https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/multistate-coalition-files-amicus-brief-warning-against-efforts-to-dismantle-the-cfpb

Send us a textCliff Rosenthal literally wrote the book on CDFIs, community development financial institutions.  Hear his story in this podcast that dates back to 2019, episode 37 in the vaults.  Rosenthal was on the show last year - episode 311 - talking about a new book he co-authored with Michael McCray entitled Community Capital. It's part Rosenthal autobiography, part the sgtory of the death - the murder? - of an African AMerican credit union.  Hard hitting stuff.But the story starts here, in episode 37 and it now is our Greatest Hit  #24Listen up

It was the meeting seen around the world: Trump and his vice president openly berating the president of Ukraine, whose country was invaded by Russia three years ago. The globe is still reverberating from the clash and world leaders are responding. Former Congresswoman Barbara Comstock and Evelyn Farkas discuss. Plus, employees for the watchdog group, the Consumer Financial Protection Bureau say Trump and Elon Musk are planning to fire nearly everyone and wind down the agency. Rohit Chopra, the CFPB's former director, talks about it.

Ryan sits down with Rohit Chopra, the former director of the Consumer Financial Protection Bureau now essentially shut down by President Trump. They talk about Zuckerberg, Jamie Dimon, and the landscape of Tech Bros unleashed on America. To become a Breaking Points Premium Member and watch/listen to the show AD FREE, uncut and 1 hour early visit: www.breakingpoints.com Merch Store: https://shop.breakingpoints.com/See omnystudio.com/listener for privacy information.

Friday, February 28th, 2025Today, a judge has ordered Trump administration officials to give sworn testimony about DOGE; a judge has dismissed Ric Grenell's defamation case against Olivia Troye; the DHS has quietly eliminated the ban on surveillance based on sexual orientation and gender identity; Andrew and Tristan Tate have left Romania and landed in the sex pest sanctuary state of Florida; a federal judge in Baltimore has extended the PFLAG TRO blocking Trump's effort to cut funding to hospitals and others who provide transgender-related treatment to people under 19; Elon Musk claimed he restored Ebola prevention efforts but officials say that's not true; the Pentagon sends out a memo that it will be removing transgender service members; the Office of Personnel Management has told the Consumer Financial Protection Bureau to reinstate fired veterans and military spouses; and Allison and Dana deliver your Good News.Guest: John FugelsangTell Me Everything — John FugelsangThe John Fugelsang PodcastSiriusXM ProgressThe Sexy Liberal Save The World Comedy TourSexy LiberalStories:Defamation suit tossed against ex-Pence aide after 'white supremacist' post - Raw StoryInfluencer Tate brothers, who face human trafficking charges in Romania, arrive in the US - AP NewsMusk claims DOGE ‘restored' Ebola prevention effort. Officials disagree. - The Washington PostDonald Trump Suffers Legal Setback Over Transgender Order - NewsweekTransgender service members to be removed from military, Pentagon memo says - CBS NewsDHS quietly eliminates ban on surveillance based on sexual orientation and gender identity - The AdvocateJudge orders Trump administration officials to give sworn testimony on DOGE - KYLE CHENEY and JOSH GERSTEIN | POLITICOOPM Tells CFPB to Reinstate Fired Veterans, Military Spouses - Bloomberg Law Good Trouble:*Today is  The Blackout. Don't buy anything unless it's from a small local business on Friday, February 28th.Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Check out muellershewrote.com for my interview with a systems security expert about the massive breach at opm.gov caused by Elon MuskFrom The Good NewsAncient deity, pet and endangered species. Why is axolotl Mexico's most beloved amphibian? | AP NewsFlying Spaghetti Monster - WikipediaSurvivor benefits | SSAAlaska Mobile Notary ServicesHead Start.gov Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, Twitter|@MuellerSheWrote, Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, BlueSky|@muellershewroteDana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts

The Rich Zeoli Show- Hour 3: 5:05pm According to a new study, President Donald Trump has taken 1,009 questions from the press since being sworn in on January 25th. In Barack Obama's first month in office, he took 161 questions—while Joe Biden took 141 in his first month as president. 5:10pm- President Donald Trump announced the creation of a “Gold Card” which will replace the EB-5 immigration program. Commerce Secretary Howard Lutnick said the card will cost $5 million dollars and will encourage non-citizens to bring their successful businesses to the United States. Lutnick noted that if the U.S. sells 200,000 cards, it will amount to $1 trillion which the administration can then use to pay down the national debt. 5:25pm- Rep. Hank Johnson (D-GA)—the Congressman who has fought for “helium equity,” expressed concern about Guam “capsizing,” and called the Tooth Fairy anti-Christian—is back! Plus, Rich tells the audience how to survive a bear attack…but none of his advice sounds right. 5:40pm- The Trump Administration is planning to completely overhaul the Consumer Financial Protection Bureau—and Elizabeth Warren is furious! The Wall Street Journal notes that the CFPB's regulations are overly burdensome or redundant—primarily slowing free market exchanges and almost never protecting consumers. 5:50pm- Upon realizing neither was human, two A.I. bots engaged in conversation ceased their English communication and switched to a robotic language known as gibber link—which can't be easily understood by humans. No need to worry though. The language is 80% more efficient than English, providing an innocent explanation for why the A.I. bots adopted the cryptic language unprompted…hopefully…

On February 7, billionaire Elon Musk posted a message on his social media platform X: “CFPB RIP,” along with a tombstone emoji.In the days that followed, the workings of the government's financial industry watchdog created in the aftermath of the 2008 financial crisis essentially ground to a halt. More than a hundred and fifty employees were let go, with more layoffs expected. Donald Trump has explicitly said he wants to get rid of the agency. And when you try to access the CFPB's website, you get an error message. So, can the Trump administration actually kill the CFPB? Mallory SoRelle says no. SoRelle is an assistant professor of public policy at Duke University and author of “Democracy Declined: The Failed Politics of Consumer Financial Protection.” She explains that only Congress can shutter the agency. But, she adds, the actions the Trump administration have taken so far are “fundamentally shifting the playing field in favor of the financial industry and away from consumer protection.”SoRelle joins Diane on this week's episode of On My Mind to talk about the history of the Consumer Financial Protection Bureau and what would happen if it went away. 

A federal agency called the Consumer Financial Protection Bureau — CFPB for short — has taken big steps to help people with medical debt. In early February, the Trump administration moved to effectively shutter the agency. We talked with credit counselor Lara Ceccarelli about how the CFPB has helped clients at the nonprofit where she works, and how she’s navigating the sudden change. And consumer-rights advocate Chi Chi Wu — an attorney with the National Consumer Law Center — describes the court battle she and her colleagues are mounting to slow down the agency’s dismantling — and where things could go from here. We’ll track this developing story in next week’s First Aid Kit newsletter, so if you’re not signed up, this is a great time to start: www.armandalegshow.com/firstaidkit. Here's a transcript of this episode. Send your stories and questions. Or call 724 ARM-N-LEG. Of course we’d love for you to support this show.See omnystudio.com/listener for privacy information.

In this urgent episode of Working People, we focus on the Trump-Musk administration's all-out assault on federal workers and its takeover and reordering of our entire system of government. “At least 20,000 federal workers have so far been fired by the Trump administration,” Ed Pilkington and Chris Stein report in The Guardian, “most of them recent hires on probationary periods who lack employment protections. In addition, the White House claims that more than 75,000 employees have accepted its offer of deferred resignations. The purge has prompted speculation that Trump is engaging in one of the biggest job cutting rounds in US history, which could have a powerful knock-on effect on the American economy.” In today's episode, we take you to the front lines of struggle and hear directly from three federal workers about what is happening inside the federal government, why it concerns all of us, and how federal workers and concerned citizens of all stripes are fighting back. Panelists include: Cat Farman, president of the Consumer Financial Protection Bureau (CFPB) Union, Local 335 of the National Treasury Employees Union; Jasmine McAllister, a rank-and-file CFPB Union member and data scientist who was illegally fired two weeks ago; and Will Munger, a rangeland scientist who works across the intermountain west and who, until this month, served as a postdoctoral researcher with the USDA Agricultural Research Service. Additional links/info: CFPB Union website, Federal Unionists Network website, Bluesky page, and Instagram  5Calls.Org website Ed Pilkington & Chris Stein, The Guardian, “US personnel office walks back email ultimatum from Musk to workers”Maximillian Alvarez, The Real News Network, “Elon Musk is making technofascism a reality before our eyes”Democracy Now!, “‘Grand Theft Government': Federal workers send SOS over Musk's DOGE, mass firings & service cuts”Emily Anthes & Apoorva Mandavilli, The New York Times, “Mass federal firings may imperil crops, cattle and pets”Permanent links below…Leave us a voicemail and we might play it on the show!Labor Radio / Podcast Network website, Facebook page, and Twitter pageIn These Times website, Facebook page, and Twitter pageThe Real News Network website, YouTube channel, podcast feeds, Facebook page, and Twitter pageFeatured Music…Jules Taylor, “Working People” Theme SongStudio Production: Maximillian AlvarezPost-Production: Jules TaylorBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.

The Trump administration wants to fold the FDIC's bank oversight duties into the OCC without congressional approval. Evan Weinberger, a banking correspondent at Bloomberg Law, details the ramifications for community banks, what's already happening at both agencies, and what may happen next.

David wants the CFPB dismantled, and he thinks Russ Vought's philosophy at OMB about deregulation is the right one. But did Vought use a really bad example of “weaponization” this weekend, and are some bad actors bad examples for good deregulation? David unpacks this dilemma of freedom and virtuousness in a quick, needed diatribe.

The Consumer Financial Protection Bureau (CFPB) is officially no more. Is this the long-overdue removal of a bureaucratic overreach, or the beginning of a new era of financial chaos? In today's episode of Storytime with Pete, we break down what the CFPB's closure means for banks, businesses, and, most importantly, your wallet. Will fewer regulations lead to more financial freedom, or just more fine print and hidden fees? Let's find out.

Correspondent Scott Pelley reports on the recent firings and resignations at the U.S. Department of Justice. Correspondent Lesley Stahl reports on President Trump's efforts to halt the work and cut the funding of the Consumer Financial Protection Bureau, an enforcement agency that was created in response to the 2008 financial crisis. Host John Oliver's highly lauded show, "Last Week Tonight," gives him a Sunday night platform to unleash searing, satirical takes on the politics and problems of America, his adopted homeland. So how did this Brit become one of this country's sharpest comedians? Correspondent Bill Whitaker travels to the U.K., and goes behind-the-scenes in New York, to trace Oliver's comedic journey. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The Trump Administration turns its focus to Europe as President Trump signals a willingness to cooperate with Russia. WSJ's Alex Ward joins Ryan Knutson and Molly Ball to discuss what that means for an end to the war in Ukraine. Further Reading: -Trump's Turn to Russia Spooks U.S. Allies Who Fear a Weakened NATO  -Trump's Attack on Zelensky Signals New World Order Taking Shape  Further Listening: -Trump 2.0: The Musk-Trump Bromance  -R.I.P. CFPB?  Learn more about your ad choices. Visit megaphone.fm/adchoices

Lots of gadget news this week! David, Jake Kastrenakes, and Allison Johnson start by talking about the iPhone 16E, which is both the cheapest compelling iPhone in a long time and a deeply odd addition to Apple's phone lineup. They also discuss the end of the Humane AI Pin, the latest from the Rabbit R1, and whether AI gadgets are even going to be a thing. After that, it's time for the lightning round: David and Jake talk about Amazon Chime, Mira Murati's new startup, and the future of James Bond. Then, in a special DOGE lightning round, Lauren Feiner joins the show to discuss everything happening with Trump, Musk, DOGE, and the US government. Because there's a lot of it. Further reading: Apple launches the iPhone 16E 8 important things to know about the iPhone 16E The iPhone is done with home buttons — here's why I'll miss it Verge staffers react to the iPhone 16E: what we love and don't love Apple no longer sells new iPhones with Lightning ports How the new iPhone 16E compares to the rest of Apple's iPhone 16 lineup Apple's first in-house iPhone modem is the C1 Oppo Find N5 review: the final evolution of foldables The world's thinnest foldable phone doesn't come cheap Humane is shutting down the AI Pin and selling its remnants to HP The Humane AI Pin never had a chance Rabbit shows off the AI agent it should have launched with Amazon's revamped Alexa might launch over a month after its announcement event Microsoft announces quantum computing breakthrough with Majorana 1 chip A death knell for Chime Mira Murati launches rival to OpenAI called Thinking Machines Lab The New York Times adopts AI tools in the newsroom Amazon now has creative control over the James Bond franchise Spotify's HiFi streaming could finally arrive this year Treasury inspector general will investigate DOGE payments access | The Verge Trump threatens 25 percent ‘and higher' tariff on chips. Acer is the first to raise laptop prices because of Trump Trump issues an executive order claiming more oversight of independent agencies like the FTC and FCC. Trump administration cancels approval for NYC congestion pricing. DOGE's alleged cost-cutting achievements included a few extra zeroes. A SpaceX team is being brought in to overhaul FAA's air traffic control system Trump admin pulls hundreds of videos from CFPB's YouTube channel DOGE can keep accessing government data for now, judge rules Email us at vergecast@theverge.com or call us at 866-VERGE11, we love hearing from you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Harry talks with Rich Cordray, the first director of the Consumer Protection Financial Bureau, about the Bureau's achievements for American consumers and the concerns that its functions now may slow dramatically or even stop. Trump recently fired the Bureau's director and appointed a new director who ordered a halt to all Bureau actions; a new acting Director later instructed all staff to cease work. Cordray sketches out the Bureau's general achievements in the mortgage, credit card, and banking industries, in which individual consumers had so often been victimized with little recourse until the CFPB came online. Cordray explains the lawsuit now pending in the district court in Washington DC to prevent the Administration from mass firings and destruction of agency data. He ends by emphasizing the importance during this time of feverish activity within the Executive Branch to keep watch on enforcement of consumer laws and Administration action to weaken consumer protection.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Elon Musk holds a rambling Oval Office press conference and admits that he and DOGE will make mistakes as they rampage through our government, even as congressional Republicans move forward with a budget that promises massive cuts to healthcare, education, and food assistance to pay for Trump's tax cuts for billionaires. Jon and Dan discuss whether Musk's antics could undermine Trump's agenda, what the Senate's confirmation of RFK Jr. and Tulsi Gabbard means for the GOP, and the White House's attacks on the press. Then, they debut a new segment: "Wait, Did That Really Happen?," featuring this week's most absurd scenes. Later, Lovett sits down with Rohit Chopra, recently forced out as Director of the Consumer Financial Protection Bureau, to discuss why Trump and Musk are so determined to shut down the CFPB, and what it means for the rest of us.