Podcasts about Investment

A few years ago, the Jamaican government started making an unusual financial bet. It went to investors around the world asking if they'd like to wager on the chances a major hurricane would hit the island in the next couple of years. In finance terms, these kinds of wagers are called "catastrophe bonds." They're a way to get investors to share the risk of a major disaster, whether that's a Japanese earthquake, a California wildfire, or a Jamaican hurricane. This market for catastrophe has gotten really hot lately. And it's changing the way that insurance works for all of us. Pre-order the Planet Money book and get a free gift. /  Subscribe to Planet Money+Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.This episode was produced by Willa Rubin and edited by Marianne McCune. It was engineered by Jimmy Keeley and Kwesi Lee. Fact-checking by Sierra Juarez and Vito Emanuel. Alex Goldmark is our executive producer.Music: Universal Music Production - “Lagos to London,” “Sleazy Does It,” “The Sundown Set.”Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Download the “65 Investment Terms You MUST Know to Reach Your Financial Goals” for FREE by going to https://TodaysMarketExplained.com/  Markets continue to shift beneath the surface. Domestic equities still hold the top spot in the rankings, but international stocks are closing the gap fast, and sector leadership has flipped once again. Communications has surged back into the #1 position, technology has rebounded from its recent pullback, and healthcare has staged an impressive recovery. Meanwhile, former leader utilities have fallen off sharply as the AI-driven energy demand narrative cools.In this episode of Today's Market Explained, Brian Kasal and Chris Reardon break down fresh data on market leadership, sector rotations, and the surprising strength (and weaknesses) hidden under headline returns. From equal-weight outperformance and the tech rebound to tax-loss selling pressures and the December Fed decision, they explore the major forces shaping investor behavior this month.Why communications and tech have reclaimed leadership — and why utilities have rolled overWhat equal-weight outperformance reveals about market breadthHow memory chip shortages are slowing AI adoption and delaying major projectsWhy healthcare is suddenly a top performer after a long slumpFollow us here to see short videos of all our best investing tips:TikTok: https://www.tiktok.com/@todaysmarketexplained  Instagram: https://www.instagram.com/TodaysMarketExplainedYouTube: https://www.youtube.com/@todaysmarketexplained Facebook: https://www.facebook.com/TodaysMarketExplainedTwitter: https://twitter.com/PodcastTMEWebsite: https://todaysmarketexplained.com/ DISCLAIMER:This podcast is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov

In episode 51 of Wake Up to Wealth, Brandon Brittingham interviews Logan Fullmer, a Real Estate Expert, who shares his unique approach to finding and capitalizing on properties others overlook, revealing how he turned a career in the oil field into a successful real estate venture.Tune in for insights on wealth management and the vital role of solid financial practices in business success. SOCIAL MEDIA LINKSBrandon BrittinghamInstagram: https://www.instagram.com/mailboxmoneyb/Facebook: https://www.facebook.com/brandon.brittingham.1/Logan FullmerYouTube: https://www.youtube.com/channel/UCbl7zJs1jt7_Qaq2Xb-o2zAInstagram: https://www.instagram.com/logan_fullmer/  LinkedIn:  https://www.linkedin.com/in/logan-fullmerWEBSITESBrandon Brittingham: https://www.brandonsbrain.org/homeLogan Fullmer: https://www.loganfullmer.com/==========================SUPPORT OUR SPONSORS:Paramount Property Tax Appeal: https://www.paramountpropertytaxappeal.com/MS Consultants: https://www.costsegs.com/Email Carson at The Money Multiplier: carson@themoneymultiplier.comRocketly: https://rocketly.ai/

Humanoid Global (CSE: ROBO | OTC: RBOHF | FRA: 0XM1) has committed to a strategic investment in HowToRobot, a company that aims to help address the challenges organizations face when adopting automation technologies.In this interview, Humanoid Global CEO Shahab Samimi and HowToRobot CEO Soren Peters discuss the strategic investment, key investment highlights for both companies, and insights on the robotics sector.Learn more: https://www.humanoidglobal.aiWatch the full YouTube interview here: https://youtu.be/uu6PndOD0PoAnd follow us to stay updated: https://www.youtube.com/@GlobalOneMedia

Mining Stock Daily welcomes back Jay Martin, CEO of Cambridge House and host of the Vancouver Resource Investment Conference (VRIC). Martin describes the current gold market as a "most textbook bull market", noting the methodical trickle of capital from hard assets to large-cap equities and now toward funded developers and early-stage companies with world-class assets. The conversation delves into the macro drivers, particularly the fact that the United States government took in record tariff revenue in October but still ran the highest October budget deficit on record, underscoring a continuous spending problem.In the second segment, MSD Correspondent Michael McCrae sits down with David Garofalo, CEO of Gold Royalty. Garofalo details how Gold Royalty has rapidly expanded from 18 royalties at its inception to over 250 today, highlighting its superior growth profile in the royalty universe and focus on low-risk jurisdictions like Nevada, Quebec, and Ontario. The conversation addresses the landmark transaction where the stablecoin company Tether bought an 8% stake in Gold Royalty, which Garofalo views as bringing a new pool of capital into the sector, seeking diversification from U.S. treasuries into hard assets. He also offers insights into the gold sector's future, calling gold a currency driven by the debasement of fiat currencies and predicting continued M&A among producers due to a decade-long decline in reserves. This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠revival-dash-gold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://vizslasilvercorp.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠equinoxgold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing the early retirement bridge benefit for the defined benefit pension plan and the integration of CPP. It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

On this week’s markets roundup, hosts Merryn Somerset Webb and John Stepek dig into the collapse of the proposed HICL–TRIG merger and the resurgence of shareholder activism reshaping the investment trust sector. They also explore the dramatic breakout in silver, gold’s renewed monetary significance, and Bitcoin’s latest bout of volatility—potentially tied to the unwinding yen carry trade and shifting global rate expectations. See omnystudio.com/listener for privacy information.

Forty progressive economists and policy experts gathered in Ottawa in September for an economic summit called Elbows Up: A Practical Program for Canadian Sovereignty. Marc Lee is a senior economist with the Canadian Centre for Policy Alternatives and he was both a presenter and participant in the Summit. We speak with Marc about his takeaways from the summit and the need for Canada to make a generational investment in non-market and public housing.

MacroVoices Erik Townsend & Patrick Ceresna welcome, Marko Papic. We'll discuss the deteriorating situation in Venezuela, the impacts of a potential Russia-Ukraine peace deal on markets, the spat between Japan and China, and the U.S. mid-term election cycle, considering the market impacts of all these developments. https://bit.ly/442T5gw   Register for Big Picture Trading's asymmetric challenge here: https://www.bigpicturetrading.com/challenge   

Kevin Shea is a Director/Senior Equity Strategist at BNY Mellon, where he focuses on individual security analysis, market structure, and emerging technologies—most notably artificial intelligence. Raised in a blue-collar household in Boston, Kevin learned the value of investing early and carried that discipline through Penn State University and into his professional life. He earned the CFA charter while beginning his career at Merrill Lynch Investment Management, eventually joining BNY Mellon's Equity Advisory Group, a team dedicated to helping wealth clients navigate complex equity markets and fast-moving innovation cycles. In this episode, Kevin joins Steve Curley and co-host Dan Fasciano to break down the state of AI, technology leadership, and the increasing concentration within U.S. equity markets. He explains why today's mega-cap technology firms continue to dominate—highlighting advantages in data scale, free-cash-flow margins, and unparalleled AI investment. The discussion explores whether we are in an "AI bubble," how current valuations compare to the late-1990s dot-com era, and the unprecedented capital-expenditure supercycle underway as companies race to build data-center infrastructure. Kevin also offers a global lens—comparing U.S. and Chinese capabilities, semiconductor constraints, and the geopolitical factors shaping the AI race. The conversation then pivots to how AI is transforming the investment-research process itself. Kevin walks through the tools BNY Mellon and industry analysts increasingly rely on—from ChatGPT and internal models like "Eliza" to AlphaSense, Sentieo, and Claude—and how these systems enable teams to process far more information than ever before. He also discusses how AI-driven productivity may help address demographic and inflation challenges over the long run. The episode closes with a memorable perspective on work ethic, drawing parallels between success in investing and Kobe Bryant's "Mamba mentality," emphasizing that excellence is built on consistent, behind-the-scenes effort. Today's hosts are Steve Curley, CFA (Co-Managing Principal at 55 North Private Wealth) & co-host Dan Fasciano, CFA (Principal at GW&K Investment Management) Please enjoy the episode. You can follow us on Twitter & LinkedIn or at investorsfirstpodcast.com

Michael Psaros is a Co-Founder and Co-Managing Partner of KPS Capital Partners, LP ("KPS") and a member of its Investment and Management Committees. KPS is a leading global private equity firm with approximately $19.4B (as of 6/30/25) of assets under management focused on making controlling equity investments in global manufacturing and industrial companies across an array of industries. KPS generates investment returns by structurally improving the strategic position, competitiveness and profitability of its portfolio companies. The KPS Funds' portfolio companies generate aggregate annual revenues of approximately $21.6B and operate 211 manufacturing facilities in 21 countries (as of 6/30/25 pro forma for recent acquisitions and exits). Mr. Psaros currently serves on the Board of Directors of 14 KPS portfolio companies and as Chairman of six. He previously served on the Board of 35 former KPS portfolio companies. Prior to joining its predecessor in 1991 and co-founding KPS in 1997, he was an investment banker with Bear Stearns & Co., Inc. He received a B.S.B.A. in Finance from Georgetown University and attended Sophia University in Tokyo, Japan. The Psaros Center for Financial Markets and Policy at Georgetown University, named for and endowed by the Psaros family in 2022, provides non-partisan, unbiased expertise to guide policy and practice. The Center leverages the strength of Georgetown's McDonough School of Business, distinguished faculty and leadership in finance and public policy to convene leaders across the private sector, global capital markets, legislators and regulators to solve problems for the common good. Mr. Psaros served on Georgetown University's Board of Directors and currently serves as Vice Chairman of the Executive Board of Advisors at McDonough School of Business. Mr. Psaros received an honorary Doctor of Humane Letters, Honorus Causa, from Georgetown University in May 2025. Mr. Psaros created "The Michael and Robin Psaros Endowed Chair in Business Administration" at Georgetown University's McDonough School of Business in 2013 and "The Ecumenical Patriarch Bartholomew Endowed Orthodox Chaplaincy, Endowed by the Michael Psaros Family" in 2021. Mr. Psaros is the Vice Chairman of the St. Nicholas Greek Orthodox Church and National Shrine at Ground Zero in New York City. He currently serves on the Executive Committee of the Greek Orthodox Archdiocese of America and is an Archon of the Ecumenical Patriarchate and serves on its National Council. He serves on the Board of Trustees of The Leadership 100 Endowment and the Executive Board of The Hellenic Initiative. Mr. Psaros was honored by the Hellenic Republic (Greece), the International Foundation for Greece and the Hellenic Post for his exceptional business achievements and philanthropy. The Hellenic Post placed Mr. Psaros on a limited-edition postage stamp now in circulation throughout Greece. Michael Psaros, Commencement Speech, Georgetown University: https://www.youtube.com/watch?app=desktop&v=5U-9gVrfXto 

Michael Kramer from Reading The Markets calls this market 'sideways with a lot of chop' (0:50). Life after Mag 7 (2:30). Healthcare names of interest (7:40). Robotics and AI (12:00). Life after government data (14:10). Startling bond environment (16:45).Show Notes:Inflation Expectations, Tech Valuations, Healthcare OpportunitiesWhite House makes a robotics pushPrivate firms unexpectedly shed 32K jobs in November: ADP reportEpisode transcriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Stephen Grootes speaks to CEO of Sappi Stephen Binnie about Sappi and Finland-based UPM-Kymmene Corporation’s plan to create an independent 50/50 joint venture for graphic paper, combining their European and American operations to address structural changes in the industry and strengthen long-term resilience. In other interviews, Chantal Marx, Head of Equity Research at FNB Wealth and Investments, and Asanda Notshe, Chief Investment Officer at Mazi Asset Management, unpacking why the US Federal Reserve matters and how its decisions can impact your investments. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing Canadian banks vs BANK.TO the leveraged covered call ETF. It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Send us a textConnor welcomes new co‑host Shari Heilala to dig into the data, the grit, and the joy that power outdoor hospitality—from feasibility studies and appraisals to design choices that actually raise rates and length of stay. Shari brings a rare mix: she's valued massive retail portfolios, led international corporate services, developed her own apartments, and for years has guided campgrounds, RV resorts, and glamping projects with lender‑ready analysis.We get practical on what separates a viable concept from a pretty pitch. Shari breaks down the difference between appraisals and feasibility studies, why most outdoor resort valuations are income‑driven, and how lenders read assumptions on occupancy, ADR, expenses, and debt coverage. We explore the shifts inside RV demand—why travel trailers outpace big rigs today, how tow vehicles and fuel costs shape modern rigs, and what is changing in RV resort site design. On the glamping side, we look at competitive edges that last: water access, dark skies, privacy, unique, or uniquely inspired architecture and design. Permitting and entitlements get real talk as well. We share how specialist architects streamline hearings, craft persuasive site plans, and help avoid costly missteps. Shari also opens up about the personal why: growing up on lakes, chasing dawn wakeboard sessions, and believing that well‑designed nature stays are durable because they restore people. If you're planning a glamping site, expanding an RV resort, or just curious how the best outdoor properties are built, this conversation gives you a roadmap. Subscribe, share, and consider leaving us a review with the one question you want us to tackle next.Clockwork Design Outdoor hospitality's top architecture & design firm. To learn more email christian@clockwork-ad.comSage Outdoor AdvisorySage is the leading outdoor consultancy in feasibility studies and appraisals in the USA.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.This episode is powered by Sage Outdoor Advisory the industry leaders in feasibility studies and appraisals. We work hard to bring you the best insights from top experts in this space- FREE OF CHARGE, all we ask is that you consider leaving us a positive review so we can keep the momentum growing. To leave a review go to the podcast home page and scroll down past some of the first episodes - we appreciate you!

In this episode, we explore opportunities across equities, bonds, credit, and commodities that have the potential to offer investors resilience and diversification.  The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to www.pimco.com/gbl/en/general/legal-pages/podcast-disclosures

French President Emmanuel Macron is visiting China with a delegation of business leaders, seeking more Chinese investment in France and a reduction in the trade deficit. We take a closer look. Also in this edition: the Trump administration plans to loosen US fuel efficiency standards, to the delight of carmakers and the dismay of climate advocates.

Check the episode transcript hereABOUT JOEL MILLERAfter obtaining a BA in accounting, Joel Miller began investing in rental property in 1978 while simultaneously pioneering a 35-year career as a professional mobile disc jockey. He soon became a respected contributor to magazines for both trades. He has flipped over 100 houses since 1991, and as a leader of a professional organization for landlords, he teaches their Landlord 101 course and a class on house flipping. Additionally, he is now a hard money lender to other investors as well as a trusted mentor, best-selling author, and a frequent podcast guest as well as a noted benefactor and volunteer in his community.   THIS TOPIC IN A NUTSHELL: ·         Guest Introduction – background and journey in real estate·         Why he wrote Build Real Estate Wealth·         Joel's investing journey·         How to balance real estate investing with a full-time career·         Skills learned from rentals that transferred to flipping and renovations·         Importance of proper tenant selection ·         From flipping to lending·         Leveraging OPM (Other People's money)·         Teaching generational wealth·         Advice for new investors·         Why rentals offer more stability than flips·         The value of having backup exit strategies ·         Where to find Joel's book, website, and social platforms  KEY QUOTE:                              “Tenant selection is the most important skill in rental real estate."  ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.     The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.    #RentalPropertyInvesting #TenantScreening #RealEstateWealth #LongTermRentals #PassiveIncomeTips #RealEstateEducation #HardMoneyLender #BuyAndHoldInvestor #RealEstateAuthor #RentalSuccess #CashFlowStrategy #LandlordTips #REInvesting101 #BuildYourPortfolio #TenantSelectionMatters #MindsetOfAnInvestor #FinancialFreedomPath #RealEstateGoals #RentalRevenue #PropertyManagementTips #SideHustleSuccess #SmartLandlording #LeverageRealEstate #InvestWithPurpose #OPMStrategy #WealthBuildingJourney #RentalGameStrong #LegacyInvestor #DisciplinedInvestor #BookForInvestors CONNECT WITH JOEL:Phone:             (814) 868-1116 Website:          http://www.JoelMillerBooks.com LinkedIn:          https://www.linkedin.com/in/joel-miller-42981811/ Facebook:        https://www.facebook.com/joel.miller.503092     CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/   For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties     Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Tiktok| @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

Quantum computing is often dismissed as a distant sci-fi future, but Ethereum OG John Lilic and Oxford physicist Stefano Gogioso argue the timeline is shrinking fast with roadmaps converging around 2030. In this episode, they break down the "woeful" state of quantum readiness in crypto, explaining how Shor's algorithm could eventually shatter the elliptic curve cryptography protecting Bitcoin and Ethereum.They also explore the terrifying concept of "harvest now, decrypt later," which implies that encrypted data and privacy coins like Monero may essentially be compromised already. Finally, they introduce "Quantum Money," a revolutionary form of digital cash developed by Stefano's startup NeverLocal, which relies on the laws of physics rather than blockchain consensus to prevent double-spending.Topics00:00 Intro03:00 John's Quantum Awakening08:00 Defining Quantum Computing13:30 Logical Qubits Explained18:15 Crypto's "Woeful" Readiness23:30 "Harvest Now" Threat28:45 Monero's Privacy Risk33:15 What is Quantum Money?40:00 Investment & HedgingLinksJohn Lilic on X: https://x.com/LilicJohnStefano Gogioso on X: https://x.com/StefanoGogiosoNeverLocal: https://neverlocal.com Quantum.info: https://quantum.infoGnosis: https://gnosis.io/Sponsors: Gnosis: Gnosis has been building core decentralized infrastructure for the Ethereum ecosystem since 2015. With the launch of Gnosis Pay last year, we introduced the world's first Decentralized Payment Network. Start leveraging its power today at http://gnosis.io

Tune in to the most recent episode of Better Money Better World  with Daniel Pianko in a fascinating conversation about the future of agriculture and impact investing with Mark Lewis, Co-Founder and Managing Partner of Trailhead Capital.Regenerative agriculture isn't just a buzzword. It's emerging as a real poly solution to the so-called “polycrisis” impacting climate, water resources, biodiversity, and human health. Trailhead invests in technologies that enhance soil health, boost farmer profits, and deliver tangible environmental benefits.Whether you're a young professional or experienced investor, Mark Lewis advises: “Become a subject matter expert in something, build a really strong network, and learn the X's and O's as you go.” Passion and authentic engagement remain key in this transformative sector.Ready to learn more or get involved?Visit Impact Capital Managers to learn more about how investing for impact drives returns.More on Trailhead Capital at www.trailheadcap.com 

Welcome back to The Cashflow Project! This week, Steve Fierros sits down with Alan Franks—founder of the Business Planning Institute, author of Empowered Money, and a certified financial planner who blends traditional finance with real estate and business strategy. Alan shares his path from a commission-only insurance job to building a thriving planning practice focused on helping people reverse-engineer wealth and create generational impact. He breaks down how to value and scale a business, accelerate wealth through intentional planning, and avoid common financial pitfalls—all grounded in lessons learned as both an advisor and investor. If you're ready to grow your business, plan your financial future, and build lasting wealth, this episode is packed with practical takeaways you won't want to miss. [00:00] "Journey from Struggles to Success" [05:54] "Building Legacy Through Lessons" [10:11] "Millennials, Money, and Financial Growth" [14:21] "Building Wealth: Strategies and Tradeoffs" [22:26] "Building Independence Through Business" [26:33] "Maximizing Business Value & Growth" [30:17] "Learning Business by Doing" [32:33] "Leadership, Investment, and Fire Round" [38:01] "Build Your Parachute First" [41:44] "Insights from Alan Franks" Connect with Alan Franks! Website LinkedIn Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

The Digital Marketing Success Plan — Building Predictable, AI-Ready Growth in 2025In this week's episode, Sacha sits down with Corey Morris—award-winning marketer, best-selling author, agency CEO, and creator of the Digital Marketing Success Plan®—to break down what most companies get wrong about digital marketing (hint: it's not the tactics… it's the lack of a real plan).From early SEO days and the rise of social to today's AI-powered search landscape, Corey shares insights from 20 years of building ROI-driven strategies for brands across North America. His work at VOLTAGE, a premier search & web agency, has helped companies align their marketing, analytics, and execution for sustainable, revenue-focused growth.We dig into:Strategy vs. tactics: why most teams jump straight into doing instead of aligning on business outcomesThe START Planning Process®: the 5-step framework (Strategy, Tactics, Application, Review, Transformation) that makes marketing accountableThe hidden cost of random acts of marketing: why posting “just because” drains time, clarity, and ROISEO in an AI world: zero-click searches, AI overviews, and why “SEO is dead” is still a mythContent overload & quality control: how to use AI without creating junk that damages trustReporting that leaders actually believe: tying marketing → pipeline → profit instead of stopping at clicksTrigger events: CEO drive-bys, rebrands, algorithm shifts & how to stay agile without losing directionScaling predictably: why diversified tactics + disciplined planning beat shiny-object growthThe real risks of tool overload: subscriptions, automation traps, and the false promise of shortcutsBuilding credibility in your niche: how to differentiate, not commoditize, your marketing

Dec. 3, 2025- In response to federal cuts and competition from other states, New York's medical schools are calling for a $500 million state investment in the life sciences infrastructure. We talk about building up this industry with Jonathan Teyan, president and CEO of Associated Medical Schools of New York.

Peta Milan is the founder and principal of Dubai-based Henmel Group, a regenerative investing pioneer, award-winning filmmaker, published author, and international speaker who's building the world's only family office exclusively focused on regenerative investment methodology.3:00 - Peta shares her challenging childhood in a lower-middle-class family, describing how she developed the capacity to “see the truth beyond the lies” and question accepted norms from an early age.5:30 - The disruptive child: How being curious and rule-breaking created conflict with parents but developed the independent thinking that would define her career path.7:15 - Philosophy to practice: Peta explains why studying philosophy at university made “perfect sense” for business, wanting to apply learned concepts to create real-world impact rather than write books selling for 50 cents.12:00 - The evolution from ESG skepticism: After being hired by a family to develop an ESG strategy, Peta discovered the entire movement was “a complete greenwashing exercise” and began searching for genuine alternatives.18:45 - Regenerative vs. sustainability: “If you're saying you're doing less harm, by the very fact of that, you're still doing harm. And so we need to start thinking differently.” The fundamental flaw in sustainability thinking.25:30 - The 10 principles of living systems: Peta introduces the regenerative methodology framework based on understanding how nature actually works, not human-imposed systems.32:15 - Indigenous wisdom integration: How working with elders from Africa, South America, and South Asia taught Peta that regenerative principles have been practiced for thousands of years.39:00 - Shocking statistics: $2 trillion spent on climate initiatives with only 1% reaching genuine systemic impact and less than 30 projects achieving scale globally.46:20 - Investment returns: Regenerative projects delivering 15-22% returns while creating systemic positive impact—proof that doing good doesn't require sacrificing financial performance.52:45 - The embodied learning revolution: Why behavior change requires emotional and physical experience, not just data and guilt—how Einstein's breakthroughs came as “muscle spasms.”59:00 - Henmel Group's multiple pathways: 18-month professional certification, bioregional development programs for philanthropy, direct family office transitions, and venture studio for early-stage founders.61:05 - The planet perspective: “The planet will take care of itself if we're gone”—a powerful reframing about what we're actually trying to preserve.Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Taylor Riggs joins the Mark Cox Morning Show to break down recent market volatility, explaining how bad jobs data can actually signal upcoming Federal Reserve rate cuts that boost the economy. She also discusses the Dell family's $6.25 billion donation to fund investment accounts for children, highlighting the potential for long-term financial literacy and wealth-building through compound interest. Riggs emphasizes the tangible benefits of private-sector philanthropy and how early financial education can give kids a stake in America's economic future.

Gov. Cox calls for 'pro-human' AI development Have Tariffs Stolen Christmas? Changing Stories and Rising Tensions: The Hegseth Boat Strike Controversy Utah families must earn $82,410 for one parent to stay home with a child The New In-Demand Job Skill: Workplace TikTok Influencer The Road to 35,000 Starter Homes: Can Utah Catch Up? $6 Billion for America’s Kids: Rep. Blake Moore speaks on Dell Family’s 'Trump Account' Investment A Mile of Connection: Fighting Loneliness with an Old Tradition

The family behind Dell Computers has pledged over $6 billion to help millions of American children open investment accounts. This initiative pairs with the White House’s new “Trump Accounts” program, which guarantees a $1,000 deposit for every child born between 2025 and 2028. Families can start opening accounts in early 2026, with contributions allowed beginning July 4. Greg and Holly discuss with Utah Congressman Blake Moore, who joined President Trump for the official announcement.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing the debasement trade and the sudden rush into gold and gold stocks. It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

On this episode of Chit Chat Stocks, we discuss legendary investor Chris Hohn, who has run TCI Fund Management for over 20 years. TCI has beaten the market for two decades, putting Hohn and the small team of investors in rarified air in the investing world. How does he do it? We discuss:(00:00) Introduction(19:18) Focus on Infrastructure Investments(22:09) Case Study: GE Aerospace and Safran(27:39) Alphabet's Journey and Management Challenges(36:07) Evaluating Risk in Alphabet's Investment(44:41) Takeaways from Chris Hohn's Investment Strategy*****************************************************Sign up for our stock research service, Emerging Moats: emergingmoats.com *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Turkey just revoked citizenship for 451 investors who fell for a scam. Additionally, one citizenship investment route just got even riskier after the government eliminated lira currency protection. Aran Hawker of IMI Official Partner company CIP Turkey reveals exactly which investment path to avoid and the only safe route he's recommended for 30 years.Learn more about the Turkey citizenship by investment program here. 

Thanks to our Partners, Shop Boss and AppFueledA bland building that blended in… turned bold brand that brought in business. That's the real story behind this episode featuring Kelly McCart from McCart's Auto Center. If you've ever wondered whether the look and feel of your shop actually matters, you'll want to hear how a full-on rebrand, from paint to logo to online presence, transformed Kelly's shop from invisible to impossible to miss.We talk about why aesthetics are marketing, how design can literally drive in new clients, and what it means when someone walks in just to say, “Wow, this looks amazing.” Kelly breaks down the “why” and “how” behind his shop's renovation, how he pulled it off with DIY design (yes, scissors and Elmer's glue were involved), and why rethinking your image might be the smartest move you make this year.He'll also share how this shift doubled his staff, improved the quality of clients, and continues to make his business stand out, both to customers and future employees.This episode isn't just about fresh paint. It's about positioning. It's about pride. And it's about the kind of shop that people recognize, remember, and respect.Listen now and get inspired to rethink how your shop shows up.Show Notes with TimestampsIntroduction and Sponsor Acknowledgment (00:00:00) Brian introduces the podcast, guest Kelly McCart, and thanks sponsors.Background: The Nondescript Shop (00:01:09) Discussion of McCarty's Auto Center blending in and being overlooked by passersby.Realization and Decision to Renovate (00:02:23) Kelly describes the moment she decided a change was needed and the process leading up to it.Design Process and Early Attempts (00:03:02) Kelly explains her design journey, including failed ideas and the involvement of her graphic artist nephew.Logo Creation and Selection (00:06:11) The story behind the new logo, its design process, and how it was chosen.Impact of the Makeover on Visibility (00:07:51) How the new look made the shop stand out and attracted attention from the community.Business Impact and Clientele Changes (00:08:16) The effect of the renovation on customer buzz, quality of clients, and local recognition.Interior Renovation and Staff Growth (00:09:31) Details about the interior revamp and the subsequent doubling of staff.Name Change and Brand Consolidation (00:12:21) Merging two business names, legal steps, and unifying the brand and online presence.Timing: Remodel and the Onset of COVID-19 (00:14:31) The remodel's completion just before the pandemic and initial concerns about the timing.Business Resilience During COVID-19 (00:15:27) How the shop thrived during the pandemic despite initial fears.Comprehensive Rebrand: Lessons and Surprises (00:17:35) Kelly reflects on the thoroughness of the rebrand and whether anything unexpected arose.Results and Return on Investment (00:18:35) Immediate positive results from the rebrand and personal satisfaction.Staff Response and Branded Merchandise (00:19:10) Staff enthusiasm for the new brand, uniforms, and promotional items.Recruitment and Professional Image (00:19:54) How the makeover improved recruitment and elevated the shop's professionalism.Advice and Reflections on the Process (00:20:29) Kelly's advice for others considering a similar project and what she might have done differently.Cost Recovery Timeline (00:21:22) Estimated time to recoup renovation costs: 6 to 8 months.Industry Image and...

In this interview, PM Hotel Group Chief Growth and Development Officer Paul Sacco said hotel owners are looking for transparency and leadership accessibility in a third-party operator, among other important factors.

Axel sits down with Jake Heller, co-founder of the AI for CRE Collective, for one of the most tactical and implementation-focused conversations ever released on the Multifamily Wealth Podcast.This is a killer episode in how multifamily investors can begin adopting AI today to streamline underwriting, automate repetitive tasks, speed up market research, build better investor materials, and dramatically increase operational output without hiring additional staff.Jake breaks down the exact tools he uses, the automations he's built, and why AI isn't replacing real estate professionals, but multiplying their capabilities. If you're using AI at a bare-bones level (or barely using it at all), this episode walks you step-by-step through where to start and how to integrate AI into your business in a real and meaningful way.Join us as we dive into:Why “AI replacing people” is a misconception—and how it actually amplifies investor productivitySpecific tools multifamily investors should adopt (Gamma, Claude, Grok, Relay, Index/Shortcut, NotebookLM, etc.)How to use AI to automatically: Underwrite deals, pull rent comps and sales comps, create investor decks; summarize calls, emails, and market data and more!How to use AI note-takers, workflow automators, and email-based agentsHow to consolidate your historical data so AI tools can actually learn your voice and processWhat “digital twins” are—and how Jake uses them to simulate the decision-making frameworks of leaders like Stuart MillerWhy the investors who adopt AI today will dramatically outpace those who waitAre you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.NH Multifamily Fund III Details:Download The OM For The NH Multifamily Fund IIIAccess The Deal Room For The NH Multifamily Fund IIIConnect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate PartnersConnect with Jake:Follow him on InstagramConnect with him on LinkedinLearn more about AI for CRE Collective

Give Us Your Ideas For Next The PassivePockets Summit! https://docs.google.com/forms/d/1vwcvF1z03HYiKmR3a4JN8up0ja4kgKPzG2bCGS6640c/viewform?edit_requested=true This Episode It's the November PassivePockets Pulse Check. Jim Pfeifer, Paul Shannon, and Chris Lopez share what's new in their portfolios, the real impact of the Fed's second rate cut, the tool you should use this month (sponsor reviews—now updatable), and how they're setting concrete goals for 2026. Plus: a big announcement: PassivePockets Summit is in Denver, April 30 (arrival) - May 2. Vote on sessions and networking ideas via the survey in the link above. Key Takeaways Portfolio check: capital back from an Aspen Funds industrial deal (tribe structure), 30% return of capital from a Threefold sale, and an unfortunate likely loss tied to the DJE/Ascent situation, why operator integrity and transparency matter Real deals in motion: Paul's Indiana acquisition fully subscribed (rate locked), and an Evansville 56-unit true-distress LOI/PSA walkthrough (what those terms mean and why the team thinks it's a fast operational turn) Rates: two cuts this fall (~50 bps total) boosted sentiment but barely moved longer-term agency debt; example: 7-yr Treasury + spread shifted only ~6 bps between application and lock Outlook: expect a trickle, not a tsunami, of distress into 2026 as “extend & pretend” maturities roll; bid/ask is narrowing, which may push lenders to act Tools & goals: update your Sponsor Reviews (and why “update” notes help the community); Chris is rebalancing toward private credit and Roth-powered compounding, Jim is doubling down on trusted operators and liquidity discipline, and Paul is rotating from cash/metals into equity while keeping a family financial “in case of emergency” plan current Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

Today's quick episode is all about the one thing most high achievers avoid but desperately need: space to think.So many of us stay busy out of habit, even when we say we want change. But your next level doesn't come from doing more—it comes from creating room for clarity, intuition, and the ideas you can't access when you're running nonstop.I'm sharing a powerful question I'm giving all my clients for 2026:If a billion-dollar CEO took over your business and life, what are the first three things they'd remove from your plate?To grow, you need four things: clarity, confidence, space, and delegation. And if you think you don't have time for any of this—I promise, your screen time says otherwise. If you enjoyed this episode, make sure and give us a five star rating  and leave us a comment on iTunes, Podcast Addict, Podchaser and Castbox about what you'd like us to talk about that will help you realize that at any moment, any day, you too can decide, it's your turn! 

BOSSes, Anne Ganguzza and her superpower co-host, Lau Lapides, dive into the non-negotiable reality of voiceover demo production. The bosses address why many voice actors—especially those starting out—try to cut corners on their demos, despite the demo being the primary portfolio piece used to land agents and get work. This episode provides essential, current advice on what makes a demo effective, what red flags to avoid, and how to manage the realistic expectations of investing in a long-term voice acting career. 00:03 - Anne (Host) Hey guys, it's Anne Ganguzza here. Are you ready to find your life purpose and live a happier, more fulfilling life? My coaching services can help you discover your true passions and align them with your goals. Let's start that journey today. Visit anneganguzza.com for more information.  00:31 - Speaker 2 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss a VO boss. Now let's welcome your host, Anne Ganguzza.  00:45 - Anne (Host) Hey, hey, everyone, welcome to the VO Boss podcast and the Boss Superpower Series. I'm your host, Anne Ganguzza, and I'm here with the lovely Miss Lala Pita. Hey, we're back, and better than ever. Annie, I'm so glad to be back with you. We are back. Ah Lala, it's been a week, oh my gosh, it's been a week.  01:06 It's been kind of a crazy year so far, hasn't it? It has, I mean, it's just been a little chaotic. I've dealt with a lot of students recently who come to me that want coaching, but before they want to get coaching, they want me to listen to their demos, and so I'll have a quick listen. I mean, I do an actual, I have an actual like process where, if you want half an hour of my time, I'll actually evaluate your demo spot by spot and give you tips. And I like the fact that I offer it as a service because I don't want people to think I'm just here to sell them demos.  01:42 Yeah, of course, but I listen to a lot of demos that are self-produced and demos that have no production under them, and then demos that have a lot of production under them. And you know, I know it's a topic that you know we tend to talk about quite a bit, all about demos. But demos are just so darn important because it really is the product by which you get hired a lot of times. I mean, in addition to auditions, of course, you know, because the client always wants to hear you know your voice with their brand, but really to get your foot in the door. In a lot of places, that demo that showcases what your voice sounds like in the genre in which you want to work is so important. And it's interesting how many times I'll talk to a student who wants to kind of cut the corners on that and they don't have the money. And yet the demos that I'm hearing are not doing them any favors and not getting them any work. Right.  02:39 - Lau (Host) And there's so many tips you and I could like give about the do's and don'ts of demos, but I think it changed, like what's trending now and the faux pas that are happening are happening, that are a little bit newer these days and it's good to talk about and especially.  02:55 - Anne (Host) I like your angle from—I have my angle from the non-broadcast side and I want to hear your angle from the broadcast side. How much are demos being used to cast people? How much do the demos count when you're listening to that in comparison to the auditions? Talk to me about the casting process and how often are demos being used for that? That's a great question. That's a great question.  03:20 - Lau (Host) You know, the anecdote that I come up with is, or the analogy I come up with is, reminds me of college. College was always a necessity for people who are going into white collar careers. Ok, nowadays it's a little bit different.  03:36 - Anne (Host) Do you?  03:37 - Lau (Host) need a college degree to go into many careers. Maybe not, probably not, but when you earn a college degree, oftentimes it says to an employer that you've gone to the highest level of due diligence in your education and that, to me, oftentimes, is what demos represent. Sometimes you literally don't need demos, like literally, we won't be submitting your demo to a client On the most literal basis, I will not be sending your client 98% of the time to our clients, but it shows us that you are a working, professional, high-level industry talent. So there's a screening.  04:13 - Anne (Host) And that you take your career seriously. I think you take your investment seriously.  04:17 - Lau (Host) There's a screening to that it's a portfolio piece, sure. So I would say, yes, you do need it, but no, you do not need it for every single individual job that comes through, because they're going to be demo reads on the scripts.  04:30 - Anne (Host) Now I'm going to counter that, because you are speaking from the broadcast sense of the word. Typically, because you cast a lot for commercials and broadcast style jobs. For non-broadcast, which is a lot of the industry as well, demos can sit on your website and be available 24-7. When you don't have time to audition, and that is the biggest point that I'd like to make is that if you do not have an audition, they sit on your website as a portfolio, as a demonstration of what it is that your voice sounds like, and it can be a way to get your foot in the door.  05:04 If somebody hears that demo and then they're like, oh, I like that voice, and then maybe they want you to audition or it just it allows people to kind of sample the product, sample the product before they decide if they want to hire you, and I think that it's a very valuable piece to have on a website. So if you're a talent that's going to do not I mean I don't know any talent that just does broadcast I mean maybe some it's a very tiny few that just do broadcast, but that doesn't do non-broadcast as well. So I feel like that demo as a portfolio. I remember when you used to go on job interviews and you had to have things in your portfolio.  05:44 I mean, I did when I went on job interviews.  05:46 - Speaker 2 (Announcement) I had a portfolio. I did too, yes.  05:48 - Anne (Host) And this is really your portfolio and I think just like— Totally agree as anything right. Presentation is everything I'm all about. Presentation, yeah, Do you know what I mean? I do? Presentation in marketing, presentation in the way you dress, presentation where you present yourself to people. I think presentation for your product is important and that is your demo.  06:11 - Lau (Host) And thank you for qualifying that, because I was speaking from a commercial mindset and it is great to have it on your website. You really should have those on your website because you're going to get private clients, you're going to get audiobook clients, you're going to get all sorts of potential clients that need to hear samples of your work. In my world, every day I will ask for submissions, commercial demo submissions for the agency but how much we're actually using them in-house once we've accepted you into the agency?  06:43 - Anne (Host) is getting minimal. But you need one to get into the agency. Is that correct? For the most part, yeah, you do.  06:49 - Lau (Host) You do because otherwise we would just have you do random reads which we want to hear produced reads. So it makes sense to absolutely have that commercial demo. But be careful, like and we'll talk about that some of the tips about like what is in that that is working on your behalf and what is working against you.  07:08 - Anne (Host) Yeah, yeah.  07:09 Right, I mean, there, you know I'm going to say, first of all, anything that is not produced right. First of all, I mean we can talk the DIY. I mean the DIY is not typically produced because, again, you need, like, if you're going to put music under it, sound effects, you need a license for that to be, you know, to legally. You know, put something on your website and I feel like, if it's not produced, then it kind of tells people that you're just there in your home studio with a mic and you didn't want to put any sound effects or music under it, and so therefore, it's kind of like a half-finished product to me. Yes, and yes, it showcases your voice, but it also showcases that maybe you could be a hobbyist or that you are not making the investment to create a produced sample, which I think is important because, again, you know, it's everything. I mean the client needs to hear what your voice will sound like in a fully produced spot, I believe that I agree, and you know what I do.  08:06 - Lau (Host) When we're looking at bringing new talent, I typically make a habit of saying who produced your demo?  08:11 Now, a lot of agents won't ask that, but I do because I know the producers and I know who's who. So I'll ask them who produced your demo? That'll tell me one thing and then, well, they certainly have to send me a commercial demo. I find one of the biggest problems out there is they're sending me the wrong demo. They're sending me, say, you know, an animation demo, character demo, which I love because we're doing more animation jobs, but the bread and butter is still the commercial for most of us. And so you have to really target, like who are you sending your portfolio to and who are their clients, what kind of work do they represent? And send them the right demo, send them the most appropriate demo. Don't assume oh, I have four other demos, is that good enough?  08:52 - Anne (Host) Well, yeah, I mean like a corporate demo.  08:55 You're like you need a commercial demo first and foremost because that's where you as an agent make your money right In the broadcast, but non-broadcast but it's not to say that your agent won't hire you for a corporate job.  09:11 It's nice to have that corporate demo. I'm going to say that the rest of the demos outside of your commercial demo or anything that's broadcast like promo or animation, even to have those non-broadcast demos is also equally as important to have on your website and to also deliver to your agent as a secondary demo, because you know they want to see that you can be versatile and you're not just a one-trick pony, uh, sort of deal, and and those demos should be should be produced properly. Basically, I'll tell you, though produced properly just as important to have a produced, even though e-learning I have people that will say to me yeah, but e-learning, you don't typically have music under e-learning. I'm have people that will say to me yeah, but e-learning, you don't typically have music under e-learning. I'm like, look, it's not about that for your demo, it's about the presentation it's about. I would much rather hear your voice in an e-learning module with a little bit of music underneath it because it helps.  09:55 It's like putting lipstick on it's just saying right, it finishes it off, it creates a nice sound and there are a lot of e-learning believe it finishes it off, it creates a nice sound, and there are a lot of e-learning believe it or not modules that do have music under them, even though a lot of them won't.  10:10 - Lau (Host) But I'll tell you what blows me away.  10:11 - Anne (Host) Medical, the same thing. Medical is the same thing. I'll tell you what blows me away, though.  10:16 - Lau (Host) How many talent we have submit to the agency for acceptance that don't have commercial demos.  10:30 - Anne (Host) And.  10:30 - Lau (Host) I say you know, I appreciate you sending me other demos, but where's your commercial demo? And they say oh, I'm saving up for it and I'm planning it next year.  10:33 And I'm like, well, then come back to me then, yeah, yeah, because that's what I need to hear. That's how specific we get in terms of having you understand what a commercial delivery is. We need to know that you understand and that you're making the investment in it as well. I think that that's really, really important. You know, one of the big sort of mistakes that I've heard recently and we've been talking about this forever, but it's been a real problem recently I was involved with a corporate casting just the other day and within the agency now these are the talent that are accepted within the agency I'm getting demo after demo, commercial demo, because they were asking for commercial demos.  11:11 They weren't even asking for reads on the script yet and, as I remembered them, I had to listen to the first like 10 seconds of the demo. They were so hyped, pitchy, selly, like over the top, wild crazy. You know big car sales and I'm thinking to myself Most of the stuff we do is really not that. Yeah. Yeah, it's much more of an earthy delivery, much more of a real delivery, and a lot of them got ditched in terms of not being submitted, just because of that it amazes me that demo producers, I think that you know.  11:45 - Anne (Host) Then you're shopping around for a demo producer. I think your demo producer needs to be current and relevant. And so when you're shopping for a producer for your demo, that you listen to other demos that are produced by them and hopefully you've done your homework beforehand and listen, like if you're going to get a commercial demo, listen to what commercials are out there lately, and not, I mean, even on the radio, right where I think radio is a little bit more dynamic, a little more, you know, focused on the voice, because there's no media outside of music behind it. I feel like you can be a little bit more dynamic with your acting, but even then it's not so high-pitched. And yeah, the car ads, yes, some of them are.  12:28 - Lau (Host) And the sound effects. Like I don't know if talent realized. We don't want to hear tons of sound effects in your first read or two. You want to hear it. So one more thing, annie, I just want to mention. I forgot to mention it earlier. When they're submitting to the agency, if I like them or their demo, I'll say, hey, can you submit me a couple raw reads?  12:46 - Anne (Host) I want totally raw reads and typically they love that you can gauge their studio that way. Absolutely.  12:54 - Lau (Host) And their voice. Like is that their voice? Was anything overly processed or overly?  12:59 - Anne (Host) Yeah, I think that's so important because you don't want to have the demo and that's, I think, that probably a lot of agents, if they don't ask for that, they'll know in a matter of like a couple of auditions whether or not you have the acting chops to be able to back up what you had on your demo or what might've been directed right for you on the demo. And we've talked about that a lot of times, and Cliff Zellman is famous for saying a demo is a promise, a demo is a promise, and so when you submit, a demo to someone.  13:27 you want to make sure that you can back that up, that you can produce that same sort of delivery. Maybe not You're not an audio engineer and you probably don't have a bank of music and you don't have a bed of music or sound effects but you need to be able to put that delivery to the test. Someone just sent me one of my talents.  13:45 - Lau (Host) He's so great. He just sent me a monster demo in honor of Halloween and it was so great and I said his name is Michael.  13:52 I said Michael, I'm just curious how much of this is processed. He said Lau, none of it. This is my voice. I was so impressed by that. I mean, I was like so impressed because once in a while we'll have an animation that comes through Actually more and more so now than last year and they'll look for those kinds of characters, they'll look for those kinds of sound effects, they'll look for that stuff. And just knowing he can produce that without overly being produced in a studio, just his voice is just really incredible. So I would say, put your natural stuff up front for a commercial agency, like, go as natural and real and authentic as you can up front and then do your high-pitchy stuff later in the demo.  14:34 - Anne (Host) Well, do that in a character demo, or do that in an animation demo, or do that or put it towards the end. In a demo that yeah put it in a demo, like you just told. Now see, I don't want, I don't want the bosses to get confused because you just talked about a monster demo, so monster demo is going to be different than a commercial demo.  14:50 Right, I demo. Right, I mean you're talking about, like I mean, a commercial demo. You would want to hear what it sounds like with the music underneath it. However, I think you have to be careful that you don't have something that's way overproduced and there will be some demo producers that might do that and so I think that you have to really listen with a critical ear. If you're you know. If you're shopping around for a demo producer, what do they do? What have they done recently? And sometimes it's hard when you're first starting out in voiceover because you don't know what a good demo sounds like and hopefully you know. If you've done your research on the Internet, you've heard examples of good demos versus maybe not so good demos.  15:34 And I'm like just because a demo exists doesn't mean it's a good one.  15:37 - Lau (Host) No, of course not, and I'm glad you brought that up too, because I have been really annoyed by overproduced sound effects, like, sometimes I feel like the producers, the audio engineers, the demo producers are showing off. And why do I say that? Number one, I don't need to hear a sound effect in every moment, in between words or sentences. I don't want that at all. The other thing I don't want is oh, I almost lost my train of thought.  16:04 - Anne (Host) Don't detract from the voice with the production of it.  16:07 - Lau (Host) Oh, I know what, it is Too long. So the demo producers are either, as you said, they're archaic and they don't know what they're doing and they're from 1962, or they're showing off because it's 90 seconds, it's two minutes, it's 2.15. And I'm like I'm not listening to that.  16:25 - Speaker 2 (Announcement) Who's going?  16:25 - Anne (Host) to listen to that right, but the producers are showing off. That's too long for a commercial demo.  16:31 - Lau (Host) Absolutely Way too long, way too long.  16:33 - Anne (Host) So I'm thinking today Not too long for a non-broadcast narration, though, like a minute and a half to two minutes that's. That's normal, of course not.  16:39 - Lau (Host) No, of course not, and so I would say the one another thing I see is sounding like one long read, the whole thing lacking variety, lacking change Range, and that's to me in the coaching in the direction. It's like understanding. It just can't be about the sound effects. It has to be authentically about the voice actor being able to internally shift the mood and a variety of styles too.  17:05 - Anne (Host) I hear a lot of demos with a lot of like first person dialogues in them and to me that the first person dialogue to me is kind of a kind of a cheat, because if you're going to produce because if you're going to produce somebody before they're really ready, because not every commercial is a first-person dialogue.  17:23 It's not like hey, I just went to John Camp Ford and it's not all a dialogue. There's a lot of more third-person, second-person, and so if your demo is not demonstrating that and me as a casting person, I think you also love that A lot of times demo producers will throw those first person reads in there. Like the whole demo will be a first person read and I'm like, well, that's not really showcasing the entire range of acting that I would need for a national commercial, which is not all. You're not on camera actor there. Typically it's not always first person, it's like you're talking about a pharmaceutical in the third person. So how do you sound in that? So your demo has to have the styles that are out there now and not just one style and that one style right, that first person dialogue may show a lot of characters that you can do and it can show a range of emotion, but it doesn't show your acting in something that's not written in that style.  18:19 - Lau (Host) Good point, yeah, totally good point. And what about what's, as you're saying, what's trending out there now, like I'm really tired of hearing about, you know, maybelline, mascara or Lexus, if I hear another read with some of the same products over and over again or Dove chocolate it's kind of like guys.  18:38 I know that you didn't do those commercials because I recognize the script from the online library that a million people have. So, being very careful, you don't need to have a real job on your demo. You can have studio reads, that's fine, but it has to be updated, thought out in terms of what are the trends of today, like, maybe we don't eat as much chocolate, maybe we're having, you know, sugar-free chocolate, maybe it's, you know, I don't know whatever it is, but what is trending today and what makes you sound relevant to being a working talent today versus something from five or 10 or 15 years ago?  19:16 - Anne (Host) It's so interesting that you were talking about the L'Oreal makeup read, which is, it's always that one sound, that kind of, you know that sexy kind of L'Oreal Maybelline, and so what's interesting is how has that trend changed, right? Has it changed? Are there now more or maybe different brands that are out there that are not using that particular sound? I just because I know you referenced Dove chocolate and so I was just referencing the makeup commercials as well, right, which really took a long time for them to change, and now they're slowly changing Totally.  19:49 Now they're changing, so I don't need to hear that typical read of that promo-y sound. That's right, it's nice to hear something that's different, that is relevant for today, I mean, and you know how I know a change is occurring.  20:04 - Lau (Host) It's what we said in the last podcast that we just recorded. It's about reading your specs. So, for instance, we just got specs in for a corporate audition. For instance, we just got specs in for a corporate audition and in there, as we're reading it as the agents, it says no vocal fry, please. What does that tell me? They don't care about your voice. They could care less about you. It's about that delivery of like hi, I'm talking about finance. Now I'm on a vocal fry. I can't even do it, but I'm on a vocal fry. They don't want that anymore. They want more real people, and more real people do not speak on a vocal fry, yeah.  20:42 - Anne (Host) And more real people. Right, I will say. I will say, more real young people do talk a little bit with upspeak and so that is a trend that we got. I I've been. You know I'm traditionally against that, but again, I'm doing a lot of non-broadcast narration stuff and I feel like, if you can't use upspeak yet, because even even younger people, when I, when I've I've done a lot of research in the corporate world when they're speaking publicly about their product is there's not upspeak, they're more authoritative and that, yeah, it's very interesting because, you know, I'll let it happen once in a while in a script, because if the voice is young, it's a natural occurrence and a natural tendency. But if you're in your 50s and you do upspeak, I'm not, no, it's generational, it's generational.  21:29 We don't tend to do that and you might hang out and you might have kids, you might have kids, you might have kids. That's up speak. And then that kind of affected you. However, when you're delivering a commercial on I don't know, depends Up speak. It just doesn't belong there, it just doesn't. It just doesn't so, it doesn't belong with the demo. So, understand the styles and the trends, and that's something that anybody can do for free by simply watching commercials, by simply surfing the internet and looking at corporate you know, corporate videos and there's any genre looking at animation. I mean really just study and listen to what the voices are.  22:04 - Lau (Host) I got another tip. Yeah, I got another tip about that. Gone are the days where we used to have completely separate demos for English and then another language. Now you can certainly do that and that's great, but you don't have to. If you're making a commercial demo, I love a bilingual demo or a trilingual demo. So if you speak more than one language, I need to know what it is. If you do authentic accents, I need to know what it is.  22:25 - Anne (Host) I'll even put it on a corporate demo or a medical demo because I'll put and what I'll do is maybe I'll do a dialogue spot that has you'll be talking to the younger son in English, but then you'll turn to the father, who doesn't speak English and only speak Spanish, and then have the rest of the conversation in Spanish, and that spot alone showcases that this talent is bilingual and so that works. So not just for commercial but also for non-broadcast, absolutely.  22:53 - Lau (Host) Yeah, and we're in a global world, so I know you know that ad campaign. Thank you, captain Obvious. You know that was at Travelocity or something, kayak or something. I feel like it's this one. I talk to talent. It's like Not only put your best suit forward, and forward first, but do the things that you would be cast in Like. Don't do stretch pieces, don't do like if I'm 35, don't try to do a 70-year-old piece.  23:22 - Anne (Host) Don't do that. I'm saying if you're like in your 50s, don't do a millennial read on your commercial demo.  23:29 Because, first of all, it doesn't fit. I think we were talking about this on the last podcast. It's like I don't audition for 20-something voices, even though I have a younger voice, because it's not just about the voice and the sound of it, it's about the style and it's about the authenticity of it as well. Right, which is we understand why we want authentic voices. Right, it makes sense that your life experience dictates the style and the tone and the gravitas and the subtext and the acting that goes into delivering a message.  24:01 - Lau (Host) Save it for your character demo if it's appropriate, yeah, and your coach will help you to see. If it's appropriate, put it on your character demo, right, because we're back to having adults doing kids' voices. Now for character work we are. So you know you got to keep your finger on the trends, keep your finger on the pulse of what's happening in the industry and what's going on and reflect the work that you would actually do and be cast in.  24:25 - Anne (Host) Adults doing kids' work is. There's a lot of times that tends to make it easier with the legal aspects of things. Is that not correct? Yeah?  24:34 - Speaker 2 (Announcement) It does.  24:34 - Anne (Host) So, like an adult, can work longer, can work different hours, and that also translates to on-camera as well, right Lau? Yeah, though I'll tell you we don't have as many problems in the voiceover world because the jobs tend to be quicker.  24:46 - Lau (Host) Oh, yeah, unless they're running a recurring character. They tend to be quicker.  24:58 - Anne (Host) It's more the on-camera stuff. Yeah, right, that's much harder, so we'll do 18 to play 12 or 19 to play 14, because of all the laws involved with education. Well, that's the way it's been for such a long time, right, yeah, forever, forever and ever, yeah, forever. And on camera, absolutely.  25:05 - Lau (Host) But, as you said, like you do your due diligence, you do your homework. We have to do our homework too, all the time about our industry, what's cooking, what's happening, what are the jobs in the genre we want to be going out for, and that should be reflected on your demo, not the old read from you know, the old announcer read from 1991. Right and I'm getting.  25:30 - Anne (Host) Yeah, absolutely. I mean, in addition to all that right, what should be on the demo? I just have an increasing number of people who are like, well, I can't afford my demo but or I can't afford, well, I can't afford the training, but I want to get a demo so I can start working. So it's kind of like what came first, the chicken or the egg. It it's tough because you really need the training so that you can execute and deliver the spots on your demo. That will get you the work. And so if I'm a demo producer, that's just going to direct you into those reads. By the time you get into your own studio you're not going to be able to recreate them.  26:08 - Lau (Host) And we've covered this in numerous episodes of VO Boss in that like don't come in with desperation, don't come in with no capital, don't come in at a deficit. Come in where you've got a little bit of abundance and say I want to get the most effective portfolio product that represents me, because I know I'm going to get a return on this over time if it is industry standard and represents me well, if I DIY it, you get what you pay for.  26:35 - Anne (Host) Yeah, exactly, and you know, I do have a number of students as well who say that I'm saving up for a demo, but I want to start working and so I want to get an agent. And what most people don't understand this is slightly off topic but kind of in a parallel path Most people that come into this industry not understanding that an agent primarily deals in broadcast. So you can have an e-learning demo, but you're not going to get an agent with that. You need to have a commercial demo or whatever the agent specializes in for the most part, any type of broadcast. So you can't just you have to have a great demo, a great commercial demo, to land an agent, and then, once you have an agent, that's not going to be 100% of your work, or nor should it be 100% of your work.  27:18 And so most people are like well, I'm going to direct market and I'm like, do you know how hard it is to direct market? And I'm not saying that you should, because most people right now are saying nay to the pay to plays, right, because it's like, oh, I don't like this pay to play. I feel like they're taking my money, it's hard, I can't get a job, but also you need to, you need to present yourself with opportunities and so, yes, direct marketing is great, but that's also, that is also a path that doesn't happen overnight. Direct marketing. It is very much a timing issue with direct marketing and it's going to be.  27:48 It's a marathon, not a sprint, and that can make people kind of put off and you know they're going to be frustrated, they're not going to be able to get work right away, and that's, I think, that cycle that most new people coming into the industry they go through. They have that cycle where they can't afford, like they have that illusion in their head that it's just talking behind a mic and it doesn't require a lot of work and so therefore, they can create their own demo so they can save some money and then they can start getting work right away. And unfortunately, that's just not how typically the industry works.  28:24 - Lau (Host) No, it's not.  28:24 They're going to have to adjust and really manage those unrealistic expectations those unrealistic expectations, because I'm quite certain that many, many students around the world who are going into programs to be an accountant, a doctor, a lawyer, are not coming in with tremendous amounts of money, but they have to be resourceful to figure out how to get their education so that they can train and get an internship and work their way up. And it's the same with us. We're just on a tighter timeline. We don't need to go through four years of school or eight years of college necessarily, and that's a great point.  28:56 It's a great point Most people.  28:58 - Anne (Host) they think there's no time involved. So it's like that's right, but there is some time involved. I mean, there is some training involved. But yeah, I think what a great discussion Again. Yet another discussion on demos. What a great discussion again, yet another discussion on demos. But, guys, hopefully it's one that's current and relevant now for you, those of you out there that are really thinking about getting into this career just reiterating how important your demo is in order to help you to move forward and have a career and get work broadcast, non-broadcast, whatever genre.  29:30 - Lau (Host) Yes, yes.  29:32 - Anne (Host) Fantastic. Thank you, Lau, for having this lovely conversation. I loved it. I'm going to give a great big shout out to our sponsor, ipdtl. You too can network and be like bosses and boss superpowers like Lau and myself. Find out more at IPDTLcom. Guys, have an amazing week and we'll see you next week. Bye, see you next week.  29:54 - Speaker 2 (Announcement) Join us next week for another edition of VO Boss with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at VOBosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPD TL.   

Stephen Grootes speaks to Goolam Ballim, Chief Economist at Standard Bank, about South Africa’s economy growing by 0.5% in the third quarter, marking the fourth consecutive quarter of growth and what the latest GDP data reveals about sector performance and investment trends. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Register for my FREE debt class for entrepreneurs: ⁠⁠https://ginaknox.co/free-training⁠⁠ Join Small Business Money School: ⁠⁠https://ginaknox.co/school⁠⁠ Episode SynopsisIn this episode Gina dives into how her weekly webinar funnel has performed over the last year, generating over half a million dollars in sales for her company and the 2 critical lessons she had to learn to do so. She went from a failed $10,000 business investment that she cashed out her inheritance for, to 5 years later turning it around and using that program to generate real sales. Tune in to hear the real webinar metrics, where the ads funnel is performing well, and underperforming, and how Gina overcame victim mentality to get here.Keywords: webinar funnel, ads funnel, facebook ads, coaching business, weekly webinar, financial coaching, emotional finance, money mindset, business finance, entrepreneurship, growth mindset, personal development.

Während Dietmar Deffner in Dubai die Sonne genießt, hat sich Holger Zschäpitz das „schwäbische Schlitzohr“ der Tech-Szene ins Studio geholt: Thomas Rappold, Silicon-Valley-Investor und Buchautor, redet Tacheles über den aktuellen KI-Hype und überrascht mit einer gewagten These: Für ihn gehört der Börsenliebling Nvidia 2026 nicht mehr zu den Top-Favoriten. Stattdessen erklärt Rappold, warum Alphabet (Google) für ihn das bessere Investment ist und wieso er jetzt massiv auf verprügelte Software-Aktien wie GitLab oder DocuSign setzt. Außerdem: Warum ein US-Steuergesetz („One Beautiful Bill“) den Tech-Boom 2026 neu entfachen könnte und welche Rolle „langweilige“ Aktien wie Visa oder Siemens Healthineers in seinem Depot spielen. Eine Episode voller konkreter Aktien-Ideen – von der „Everything-App“ für die persönlichen Finanzen bis zum Metaverse-Play Roblox. DEFFNER & ZSCHÄPITZ sind wie das wahre Leben. Wie Optimist und Pessimist. Im wöchentlichen WELT-Podcast diskutieren und streiten die Journalisten Dietmar Deffner und Holger Zschäpitz über die wichtigen Wirtschaftsthemen des Alltags. Schreiben Sie uns an: wirtschaftspodcast@welt.de Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutzerklärung: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing Alimentation Couche-Tard's latest earnings report It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

In this episode, Tamsin Ballard, Chief Investor Initiatives Officer at the PRI, reflects on a pivotal COP30 in Belém and what it means for investors navigating the next phase of the net zero transition. She is joined by Jan Kæraa Rasmussen, Head of ESG and Sustainability at PensionDanmark and member of the UN-convened Net-Zero Asset Owner Alliance Steering Group, and Daniel Gallagher, Senior Lead on Climate at the PRI. Both guests were closely involved in investor engagement around COP30, offering on-the-ground insights from São Paulo and Belém.Together, they unpack the shift from pledges to implementation, the growing involvement of finance ministries, and the rapidly evolving expectations for investors across mitigation, resilience and nature. They explore what COP30 delivered, and what still needs to happen to unlock the capital required for a global, just and investable transition.OverviewCOP30 marked a step change in how investors were integrated into climate discussions, with strong participation from finance ministries, MDBs, asset owners and global policymakers.From São Paulo to Belém, conversations were more grounded in real-economy transition needs, with a stronger focus on:scaling finance to emerging markets and developing economies (EMDEs)strengthening NDC quality and investabilityreforming multilateral development banks (MDBs)mobilising catalytic capital for climate and naturerecognising the centrality of the climate-nature nexusJan and Daniel reflect on why investors must remain at the table, how policy signals are evolving, and what COP30 revealed about both the opportunities and risks in a multi-speed global transition.Detailed CoverageFrom pledges to implementationCOP30 reinforced that international negotiations alone cannot deliver the speed or scale required. Brazil's presidency emphasised an action agenda bridging policy and the real economy, pushing for greater alignment between investor needs and national transition pathways.Investment flows and the net zero transitionDaniel highlights PRI's latest analysis presented in Sao Paolo on investment flows to the clean energy transition, yet stresses ongoing misalignment between where capital is flowing and where it is most needed, particularly in EMDEs.

My guest is Mark Kahn, Managing Partner at Omnivore, a $295 million venture capital firm investing in startups across agriculture, food, and the rural economy in India, focused on climate risk resilience.In this episode, we talk about how venture capital can be redesigned to fund climate adaptation in the real economy, and still deliver real returns.Mark shares what he's learned from over a decade investing in agritech and climate adaptation in India, and why institutional investors continue to underestimate the opportunity in emerging markets.We also discuss:how Omnivore balances financial returns with measurable impactwhy fintech for inclusion is key to rural transformationwhy fund managers need to build for climate resilience, not just growthTune in to hear why India may be the most logical and overlooked bet in climate-smart venture capital. And why it's time to fund adaptation before it's too late.—Intro (00:00)Childhood shaped by global curiosity and diversity (03:57)Disappointment with Penn's pre-professional culture (10:51)Burned out from early political consulting career (13:07)Harvard project with ITC ignites India focus (18:40)Omnivore's origin and spinout from Godrej Agrovet (27:26)Omnivore - high-level overview (35:09)Climate adaptation over mitigation in India (41:35)Investment strategy organized around four business models (43:24)Impact measurement - standardized IMM and field surveys (51:29)Agritech startups must mature into agribusinesses (58:21)Global capital still overlooks India's VC opportunities (01:02:20)India's life sciences sector limited by talent shortages (01:06:06)Alternative protein is culturally irrelevant for India (01:10:41)Agricultural subsidies need replacing with direct transfers (01:14:17)Rapid-fire questions (01:19:58)Contact info (01:23:31)— Discover More from SRI360°:Explore all episodes of the SRI360° Podcast Sign up for the free weekly email update —Additional Resources:Mark Kahn LinkedIn Omnivore Website

Dr. Glen Jeffery, PhD, is a professor of neuroscience at University College London and a leading expert on how different colors (wavelengths) of light impact cellular, organ and overall health. He explains that long-wavelength light (red, near-infrared and infrared) can enter the body and brain to enhance mitochondrial function and thereby improve metabolism, eyesight, blood glucose regulation, mood, hormones and more. We also discuss how short-wavelength light from LED bulbs can impair mitochondrial health and why balanced, full-spectrum light is essential for health. Dr. Jeffery shares simple yet powerful ways to use natural and artificial light sources to enhance your metabolic function, eyesight and longevity. Sponsors AG1: https://drinkag1.com/huberman Wealthfront*: https://wealthfront.com/huberman Joovv: https://joovv.com/huberman Rorra: https://rorra.com/huberman Function: https://functionhealth.com/huberman Timestamps 00:00 Glen Jeffery 03:12 Light, Ultraviolet (UV), Visible & Infrared (IR) Light 06:25 Light's Impact on the Body & Light, Sunburn, Cataracts 09:55 UV Light, All-Cause Mortality, Skin Cancer 14:55 Sponsors: Wealthfront & Joovv 17:58 Light Impacts Mitochondria Function & Structure, Long-Wavelength Light (Red/IR), Nano Water 25:00 Long-Wavelength Light Passes Through Clothing & Body; Tissue Scattering 30:08 Long-Wavelength Light & Blood Glucose; Mitochondria 36:19 Red Light, Parkinson's Disease, Cell Death; Eye Rods & Aging; Mitochondria Community 42:46 Red/IR Light, Skull & Brain; Safe Non-Ionizing Radiation 48:22 Sponsors: AG1 & Rorra 51:04 Offsetting Retinal Aging, Improve Vision & Long-Wavelength Light 59:28 Tool: Long-Wavelength Light & Preserve Retinal Mitochondria; Sunlight 1:03:50 Mitochondrial Theory of Aging, Circadian Rhythm & Mitochondria 1:07:57 Tool: Improve Vision with Long-Wavelength Light 1:10:44 Macular Degeneration, Rescuing Vision, Early Intervention 1:13:59 Light Effects at Local vs Distant Tissues, Immune System, Body Communication 1:19:09 Sponsor: Function 1:20:56 Short-Wavelength Light, LED Light, Mitochondria & Serious Health Detriments 1:28:39 Lifespan, LED Lights; Sunlight & Balanced Wavelengths; "Sunlike" Marketing 1:34:45 Fires, Incandescent Lights vs LED Lights, Lasers; Long-Wavelength Devices 1:39:07 Incandescent & Halogen Bulbs, Mitochondria & Built Environments 1:45:19 Windows, Light & Office Work; Screens, Kids & Myopia; Tools: Plants; Lighting 1:55:56 Bring the Outdoors Indoors 2:00:35 Tool: Candlelight; Dim Halogen Lamps 2:05:06 Mitochondrial Diseases, Children & Long-Wavelength Light; Light Bulbs 2:11:53 Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter *This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC, member FINRA/SIPC.  Wealthfront Brokerage is not a bank. The base APY is 3.50% on cash deposits as of November 07, 2025, is representative, subject to change, and requires no minimum. If eligible for the overall boosted rate of 4.15% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the 3 month promo period. Funds in the Cash Account are swept to program banks, where it earns the variable APY. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Learn more about your ad choices. Visit megaphone.fm/adchoices

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In this episode, we demystify tax season for female real estate investors, proving it doesn't have to be stressful or last-minute. Drawing on our personal experiences, we share practical systems for year-round organization, from mastering 1099 and W-9 requirements to distinguishing between capital expenditures (CapEx) and repairs for smarter tax benefits. We also highlight the value of digital bookkeeping tools, such as QuickBooks, and discuss the advantages of hiring a real estate-specific bookkeeper. Additionally, we detail the importance of preparing quarterly estimated tax payments to avoid penalties. The conversation covers setting up digital filing systems for receipts and closing statements, maintaining a Properties Quick Guide, and diligent record-keeping for those pursuing Real Estate Professional Status (REPS). You will learn actionable steps to streamline processes, maximize deductions, and work effectively with CPAs. Packed with community resources and honest advice, this episode provides empowering strategies to help you face tax time with confidence and focus on building your real estate success. Resources:Simplify how you manage your rentals with TurboTenantGet in touch with Envy Investment GroupGet the deets on working with the WIIRE BookkeeperMake sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

This podcast is brought to you by Outcomes Rocket, your exclusive healthcare marketing agency. Learn how to accelerate your growth by going to⁠ outcomesrocket.com Innovation is moving faster than the law, and investors are racing to keep up. In this episode, Brian Bewley, a partner in the Life Sciences and Health Industry group at Reed Smith, discusses how rapid technological advancements are reshaping healthcare and the life sciences faster than current regulations can keep pace. He explains how shifting federal policies, tariff disruptions, and turnover at key agencies, such as the FDA and HHS, have created uncertainty for investors. Brian also discusses how state-level laws are making it harder for private equity to fund healthcare innovation, and why that could slow progress. Still, he sees growing optimism as investors engage policymakers and prepare for a stronger market in 2026. Tune in to learn how legal, regulatory, and investment forces are converging to shape the future of healthcare innovation! Resources Connect with and follow Brian Bewley on LinkedIn, or reach out via email. Follow Reed Smith LLP on LinkedIn and visit their website.

Where are global real estate markets headed in 2026? Watch our 2026 Global Real Estate Outlook panel to find out.With expert guests, including:Nasir Alamgir – Head of US & European Real Estate DebtAlex Gilbert – Co-CEO of Artemis, a Barings CompanyNick Pink – Head of European Real Estate Equity Mike Flynn – Head of Japan Real EstateModerated by Co-Head of Global Investments, David MihalickEpisode Segments:(01:00) – Introductions (03:30) – The fundamental backdrop for RE debt(08:55) – The European landscape(11:40) – Opportunities in US equity(15:20) – How APAC real estate stacks up today(20:42) – Why 2026 may be a “stock pickers” market(24:47) – Zooming in on the office sector(29:16) – Demographics as a structural driver(32:35) – Areas of opportunity in APAC(35:24) – Opportunities across sectors & risk profiles(40:49) – Affordability & the cost of development(43:30) – Bold predictions for 2026Make sure to follow our LinkedIn newsletter, Where Credit is Due to stay up-to-date on our latest public & private credit market insights.IMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-5011565