Podcasts about Investment

Nobody said getting wiser, better, or stronger would be accomplished without hard work. In fact, the Stoics specifically said the opposite.Turn the words into works

We're pulling back the curtain on four sneaky “cash flow killers” that are silently draining profits from women real estate investors — and how to fix them before year-end. This week we're sharing what we've learned from 12+ years of investing and mentoring thousands of women inside our community. If you already know how to buy real estate but feel stuck in the day-to-day, this conversation is for you.You'll hear:The two biggest gaps we see holding women investors back: blind spots and no time to work on the business.How acting like a landlord vs. a CEO keeps you reactive and underpaid.The real cost of reactive maintenance (like a $300 emergency AC call for a dirty filter) and how simple systems prevent it.Why not raising rents to market is quietly erasing your cash flow—and how one member found an extra $500/month from one quick check.How to shop your insurance policies instead of auto-renewing at double the premium.Practical scripts and mindset shifts for negotiating contractor, vendor, and utility bills without burning relationships.By the end, you'll have four concrete moves you can make this month to put more money back in your pocket—without buying another property. Resources:Join our free virtual event WIIRE Networking ExtravaganzaGet on the waitlist for the WIIRE CommunityWork with SteadilyLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

Before stepping in front of a live audience on Real Time with Bill Maher, Ryan turned to five Stoic reminders to calm his nerves. In today's episode, Ryan takes you behind the scenes and shares highlights from his conversation with Bill about why Stoicism is having a moment. Watch Ryan's segment on Real Time with Bill Maher: https://www.youtube.com/watch?v=reT_s3jxYBUWatch Overtime with Bill Maher: Ryan Holiday, Andrew Cuomo, Kristen Soltis Anderson: https://www.youtube.com/watch?v=gUvynycoi3s

In this new episode of the Policy Pod, MPP students Marc Naro and Tara Shwani host François-Aïssa Touazi, a former diplomat who advised France's foreign minister on North Africa and the Middle East before joining Ardian, the largest private equity firm in Europe, where he now sits on the executive committee, chairs the Abu Dhabi arm and handles the firm's relationships with sovereign wealth funds.Mr Touazi is a 2025-26 Transformational Leadership Fellow at the Blavatnik School of Government and co-President of the France-GCC Business Council at MEDEF International.Recorded at the Blavatnik School of Government, University of Oxford.

How do you keep climbing when there's no guarantee your work will pay off? Sportswriter Seth Wickersham joins Ryan to talk about the Springsteen lyric that inspired his new book Be On That Hill, the role luck plays in success, and what keeps ambitious people showing up when the work gets hard.

Chris and Jacob discuss listener emails on Social Security survivor benefits, a TIPS ladder paired with a QLAC, investment positioning across taxable, tax deferred, and tax-free accounts, and buffered ETFs for sequence of returns risk. (12:30) A listener whose spouse recently died asks whether they can claim child in care survivor benefits now while caring for their young daughter, and whether claiming now would affect their own survivor benefit at full retirement age. (25:00) George asks for feedback on a TIPS ladder that runs only to age 79, with an extra amount set aside at 75 to buy a QLAC that begins paying at 80 and covers the Minimum Dignity Floor from there. (48:15) The guys take a question on how to position a $2.8 million portfolio split evenly between taxable, tax deferred, and tax free accounts when funding spending and weighing tax implications. (1:05:15) Chris and Jacob respond to a question about using buffered ETFs to help manage sequence of returns risk. The post Social Security, TIPS Ladder, Investment Positioning, Buffered ETFs: Q&A #2638 appeared first on The Retirement and IRA Show.

Tax changes can have a big impact on investors, but what happens when the desire to minimise tax starts driving investment decisions? Shani and Mark look at the latest ETF flow data and what it might tell us about how investors are responding to Australia's recent CGT changes. Record ETF inflows in July included a significant amount flowing into fixed interest and income ETFs - are investors changing their portfolios because of their investment goals, or because they are trying to avoid higher taxes?Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Comfort and convenience are nice, but too much insulation comes at a cost.

Stephen McBride correctly identified Nvidia (NVDA) as the one stock to buy several years ago. He now offers his latest investing advice from his book: "Disrupting Framework: the Framework to Multiply Your Wealthy in Disruptor Stocks." He tells investors to find companies playing central roles in trends disrupting current trends. He names chip manufacturers and cybersecurity as the next wave of disruptors to watch. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/schwab-Network/dp/B08JJRQG9T/Watch on Sling - https://watch.sling.com/1/channel/bb1b75050268416e82a557ff6387bff3/browseWatch on Vizio - https://www.vizio.com/en/watchfreeplus/catalog/live-tv-channels/3123029569/schwab-networkFollow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - About | Schwab Network

Ghostwriting? Was hat das bitte schön mit Investment zu tun, und warum sprechen die Babos heute über das Thema? Wie ihr wisst, sprechen Michael und Endrit schon seit Jahren darüber, ein Buch zu schreiben, oder besser gesagt einen Investmentroman. Und nein, die Babos haben noch gar nicht richtig angefangen, aber neulich haben sie eine Ghostwriterin kennengelernt, die genau diese Aufgabe für manche Personen übernimmt und diese dabei unterstützt, aus ihren Ideen und Überlegungen ein Buch zu machen. Michael und Endrit sprechen heute mit Natalie Dechant, die seit über 25 Jahren Ghostwriterin ist und zahlreiche Bücher geschrieben hat, von manchen davon wissen wir wahrscheinlich gar nicht, dass sie von ihr geschrieben worden sind. Wenn ihr wissen wollt, was Ghostwriting wirklich bedeutet, wem das Buch gehört, wie der Prozess dahinter aussieht, ob KI diesen Prozess ersetzen kann und was so etwas kosten kann, dann schaltet ein! Viel Spaß, ein schönes Wochenende und bis nächste Woche bei „Babos sprechen Börse“. Liebe Grüße Michael Duarte & Endrit Cela - Hier geht es zur Investmentbabo-Webseite: https://www.investmentbabo.com - Folgt die Investmentbabos auf Instagram: https://www.instagram.com/investmentbabo DISCLAIMER: Der Inhalt dieses Podcasts dient ausschließlich der allgemeinen Information. Diese Informationen können und sollen eine individuelle Beratung durch hierfür qualifizierte Personen nicht ersetzen. Die Informationen in Bezug auf die von der Clartan Associés und AMF Capital AG verwalteten Sondervermögen stellen keine Anlageberatung und keine Kaufempfehlung dar.

In this Daily Editorial, we welcome Brien Lundin, Editor of Gold Newsletter and host of the New Orleans Investment Conference, to dissect the latest market action across precious metals and the junior mining sector. Echoes of 2015 in Today's Gold Rebound: An analysis of the post-Fed bounce in gold and silver, drawing striking technical and sentiment parallels to the late-2015 cyclical bottom. The Macro Trap and Sovereign Debt Risks: Why rising bond yields reflect escalating debt service concerns, creating an environment where monetary policy remains structurally supportive of gold. The Evolving Dynamics of Mining M&A: Why senior producers are taking strategic minority stakes instead of paying full acquisition premiums, and what that means for developers. Rewriting the Traditional Lassonde Curve: How juniors are avoiding dilutive equity financings by advancing directly into phased, high-margin production. Key Catalysts and Stocks on Watch: Project developments, resource updates, and exploration catalysts driving value across several featured mining juniors.   Stocks Mentioned VanEck Gold Miners ETF (GDX) 1911 Gold Corp. (TSX-V: AUMB / OTCQX: AUMBF) Banyan Gold Corp. (TSX-V: BYN / OTCQB: BYAGF) Delta Resources Ltd. (TSX-V: DLTA / OTCQB: DTARF) Gladiator Metals Corp. (TSX-V: GLAD / OTCQB: GDMRF) Luca Mining Corp. (TSX-V: LUCA / OTCQX: LUCMF) Meridian Mining UK S (TSX: MNO / OTCQX: MRRDF)   Click here to learn more about the Gold Newsletter. - https://goldnewsletter.com/   Click here to learn more about the New Orleans Investment Conference on October 28-31. - https://neworleansconference.com/korelin/    --------------------------- For more market commentary & interview summaries, subscribe to our Substacks:  The KE Report: https://kereport.substack.com/  Shad's resource market commentary: https://excelsiorprosperity.substack.com/   Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security or investment product. Investing in equities, commodities, really everything involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

In this Daily Editorial, we are joined by Joel Elconin, Co-Host of the PreMarket Prep Show and Founder of the Stock Trader Network, to unpack the market volatility the last couple days after the Federal Reserve hiked rates by 25 basis points this week.  We also dive into the continued winners and losers, as the artificial intelligence infrastructure build out presses on.   US Market Volatility: An analysis of which broad market sectors are more immune and which are more sensitive to rising interest rates. Rate Sensitive Sectors: Joel highlights recent weakness leading up to this rate hike in consumer staples, utilities, and transportation.  He noted JB Hunt Transport (Nasdaq: JBHT) as a company slipping on the macro news. Macro Headwinds and Rising Yields: Potential economic effects of the 10-year Treasury yield approaching 5%, the mounting pressure bond vigilantes are placing on Federal Reserve policy, and the continued decline in (Nasdaq:TLT) highlighting the ongoing weakness in long-duration bonds. Hardware versus Software Rotation: There has been a revolving rotation from hardware and software with big moves in both directions over the course of this year.  Joel points out that hardware appears to have rallied of the “Leo-bottom” but that some companies like Micron (Nasdaq: MU), Broadcom (Nasdaq: AVGO), and Nvidia (Nasdaq: NVDA) still look cheap after recent Q2 earnings reports and forward guidance. The A.I. Trade Marches On: Despite all the recent industry warnings about the risks of A.I., and pushback from investors on the massive capex numbers for the buildout of datacenters, many companies are still benefiting by the circulation and capital spend. Joel highlights the potential future knock-on effects of the AI buildout that may boost companies like Generac (NYSE: GNRC), Eaton (NYSE: ETN), and Quanta Services (NYSE: PWR). Not all companies tied to A.I. are winning though, as highlighted by the multi-month sell-down in Oracle (NYSE: ORCL) on concerns of high debt loads.   Click here to visit Joel's PreMarket Prep website – https://www.premarketprep.com/   Click here to visit the Stock Trader Network – https://www.stocktradernetwork.com/       For more market commentary & interview summaries, subscribe to our Substack reports:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.    

On this episode of “Predictable w/ Stu,” Stu Burguiere reveals his long-awaited midterm election GUT CHECK for the Senate. Then, Dan Andros joins to react to those predictions and teams up with Stu for a special edition of “Candidate Countdown!”... this time out of Maine.

Do you write down the important things you read? Do you take the time to understand those “helpful pieces of teaching” and what they could mean for you?Turn the words into works

Ten years after taking a knee, Colin Kaepernick looks back on the decision that changed his life and cost him more than $150 million. In today's episode, he sits down with Ryan to discuss navigating the backlash, keeping the focus on the message behind his protest, and what, if anything, he would do differently.Colin Kaepernick is a Super Bowl quarterback, civil rights activist, and author of The Perilous Fight. He is the founder of the Know Your Rights Camp, Kaepernick Media, and Kaepernick Publishing, and Lumi Story AI. He has been awarded Amnesty International's Ambassador of Conscience Award, the Sports Illustrated Muhammad Ali Legacy Award, the ACLU Ralph Ellison Award for Defenders of Civil Rights and Civil Liberties in the Arts, Business, Science, and Sports, the ACLU Eason Monroe Courageous Advocate Award, and numerous others for his work in athletics and advocacy. Buy a signed copy of Colin's memoir, The Perilous Fight: https://www.thepaintedporch.com/products/the-perilous-fight?_pos=1&_sid=b8f67a3dc&_ss=rBuy The Perilous Fight on Amazon: https://www.amazon.com/Perilous-Fight-Colin-Kaepernick/Follow Colin | Instagram, X, TikTokKnow Your Rights Camp: https://www.knowyourrightscamp.org/

MacroVoices Erik Townsend & Patrick Ceresna welcome Harley Bassman. They discuss the Fed's credibility crisis, the fiscal recklessness behind higher term premiums, and how mortgage convexity, ETFs, and hyperscaler borrowing are rewiring the global bond market. https://bit.ly/46wQwnB    ✅Sign up for a FREE 14-day trial at Big Picture Trading: https://secure.bigpicturetrading.com/membership/signup/fOY4YJYX  

Grocers are investing heavily in electronic shelf labels, but what happens when the hardware is in place and the software can't keep up with the complexity of grocery pricing? In this edition of 5 Insightful Minutes, Kim Schneider, VP of Sales for Vestcom North America Retail at Avery Dennison, joins Ben Miller and Chris Walton to explain why the key to maximizing shelf-edge technology investments starts with the software behind the labels. Kim breaks down why Vestcom's expertise goes far beyond paper shelf tags, and how its storeLink software acts as a central brain for managing the complex data, pricing rules, promotions, and operational demands of the grocery shelf edge. She explains why going digital doesn't eliminate the challenges of retail execution, especially when grocers are managing a combination of paper and electronic shelf labels, and how intelligent software can help retailers protect their ROI, avoid vendor lock-in, and maintain accurate pricing across every store. Key Topics Covered: • Why electronic shelf labels are only as effective as the software behind them • How Vestcom's 40 years of shelf-edge expertise informs its technology solutions • Why grocery pricing data is so complex • How storeLink manages pricing, promotions, and shelf-edge data • The operational challenges of balancing paper and digital shelf labels • Why going digital doesn't automatically eliminate pricing and execution issues • How software can act as a single source of truth across paper and digital labels • Why hardware-agnostic software helps retailers avoid vendor lock-in • How retailers can protect the ROI of their ESL investments • The hidden operational costs of pricing errors and sync failures • How storeLink proactively identifies data issues, layout errors, and offline tags • Why software should never be an afterthought in an ESL rollout • What grocery CEOs and CIOs should consider before investing in digital shelf labels Read Kim Schneider's article: https://www.linkedin.com/pulse/could-esl-blindspot-sabotage-your-roi-kim-schneider-uaxdc/?trackingId=UdhUmpfGRGlt8s4B9EO%2Frg%3D%3D Music by hooksounds.com Sponsored Content

Watch the show on television by downloading the SuperCrowd.tv Channel app to your Roku or Amazon Fire TV or e360tv channel app to your Roku, LG or Amazon Fire TV. You can also see it on YouTube.Devin: What is your superpower?Chris: What I've decided my superpower is now is naivete. We have this ridiculously big idea in front of us and a tool to make it happen, and I believe that we're going to do this.Locally controlled community investment funds can help communities keep wealth circulating at home rather than watching outside capital extract it.That is the big idea Chris Miller, founding board member and chair of the National Coalition for Community Capital, brought to this episode. Chris and I have been talking about community capital for years. What makes this moment exciting is that NC3 is moving from education and advocacy into replicable, on-the-ground fund creation.Chris described NC3 as “a decade-old overnight success.” The organization grew out of the early investment crowdfunding movement, including the passage of state-level crowdfunding exemptions like the Michigan law Chris helped champion in 2013.For years, NC3 trained communities and entrepreneurs on the promise of community capital. Then Chris had a humbling experience. After working with more than 100 Michigan communities that had used donation crowdfunding for public spaces, he expected to help many of them shift into investment crowdfunding for local businesses and real estate. Instead, only a couple of projects moved forward.That failure became insight. “It's not rocket science, but there's no ecosystem,” Chris said. “There's a very small ecosystem supporting this really radical change in how capital can flow in our communities.”That realization led NC3 to create its Community Capital Accelerator and what it now calls the Diversified Community Investment Fund. The structure uses real estate as a foundation. Once 60 percent of a fund is invested in real estate, the fund can invest in other local priorities, often businesses.NC3 has helped build funds in Rhode Island, Detroit and Petoskey, Michigan. It is working actively in four more communities, with a pipeline of 12 to 18 additional prospects. With support from Kresge, NC3 is also partnering with the International Economic Development Council to work with 21 communities.Chris's vision is rooted in local control. He warned that too many communities now depend on outside businesses whose model is to put in as little as possible and take out as much as possible.“We have to get back to the place where we again decide what happens in our communities and have the opportunity to make investments into those projects and businesses and housing so that we can reap the benefit of it,” Chris said.The goal is not just more capital. It is more democratic capital, more local ownership and more resilient communities.“We have to take a dollar into our community,” Chris said. “We have to pass it around five or six or 10 or 12 times in order to really build wealth.”tl;dr:Chris Miller and NC3 are building community investment funds that let local residents invest locally.Diversified Community Investment Funds use real estate structures to unlock broader community business investment.Chris sees extractive outside capital draining wealth from towns and wants dollars recirculating locally.NC3 has launched or developed funds in Rhode Island, Detroit and Petoskey with more coming.Naivete helps Chris pursue huge goals, move legislation quickly and keep pushing despite obstacles.How to Develop Naivete As a SuperpowerChris named his superpower with a smile: “What I've decided my superpower is now is naivete.” He explained that NC3 is pursuing “this ridiculously big idea” of putting community investment funds everywhere, adding, “I believe that we're going to do this.” To Chris, naivete is not ignorance. It is the willingness to imagine a better system before the current one gives permission. “As long as people don't keep saying this is a bad idea to us, we're going to be naive enough to imagine this happening across the country,” he said.Chris's favorite example came from Michigan in 2013. With no prior experience passing securities legislation, he helped introduce a state investment crowdfunding law in August. By December, he was in the governor's office watching it be signed. The bill passed with just one no vote across both chambers. That early success showed him that big systems could move quickly when passion, relationships and the right idea aligned. Soon after, he helped a neighboring community use the law for a microbrewery raise that filled so fast he missed the chance to invest himself.Hold a dream big enough to pull you through hard work and uncertainty.Start from genuine care for people, communities and shared opportunity.Stand up, say something and do something before you have every answer.Treat difficulty as expected, not disqualifying: say, “So what? Let's do it anyway.”Build relationships with people who share the vision and can bring skills you lack.Use early wins to prove to yourself and others that broken systems can change.Stay naive enough to believe change is possible and prepared enough to execute well.By following Chris's example and advice, you can make naivete a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileChris Miller (he/him):Founding Board Member and Chair, National Coalition for Community CapitalAbout National Coalition for Community Capital: NC3 works to advance the Community Capital movement. This engagement of regular (retail) investors into businesses and projects in their own communities empowers citizens while it builds financial resilience and wealth for individuals and communities.Website: NC3now.orgBiographical Information: Chris Miller is chair and one of the founding board members of the National Coalition for Community Capital, a 501c3. Among NC3's goals are to empower ordinary citizens and strengthen local economies though community investment and ownership, with particular attention to wealth-building by non-accredited investors and to underserved populations and communities. Chris has been working on community, economic, and entrepreneur development in Michigan for nearly 20 years in a variety of roles, including as an appointed and elected city official, as a board member and frequent chair of a variety of community and economic development organizations, as a partner with student teams from the University of Michigan and Michigan State University, as an Innovation Fellow at the Michigan State University EDA Center for Regional and Economic Innovation, and as the City of Adrian's economic developer. During that time, in addition to securing millions of grant dollars and matching private investments, he also developed a local investor group, led a community business plan competition, and worked with local schools to implement entrepreneurship education. While working his day job in Adrian, he also introduced and championed Michigan's MILE – an investment crowdfunding exemption that served as a national model, and he currently has introduced legislation that would create a first in the nation investment incentive available to any state resident regardless of wealth. During 2023, Chris worked extensively on a new program the International Economic Development Council developed called the Economic Recovery Corps. Funded with Cares Act dollars from the Economic Development Administration, 65 ERC Fellows were awarded to 65 hosts from across the county. The Fellows will work full time with their hosts for 2.5 years addressing underserved communities in a variety of economic and community development projects. NC3 was awarded a Fellow to work in Michigan in the start-up and incubator space, adding community investors to capital required by new or expanding businesses. Over the past decade Chris has spoken across the country on the promise and future of community capital, while also working on the ground on donation and investment crowdfunding campaigns with communities and entrepreneurs. Chris is the developer and lead for NC3's Community Capital Accelerator which is now piloting NC3's Diversified Community Investment Fund in large projects in Detroit, Michigan and Cincinnati, Ohio, and expects to see the launch of funds in Rhode Island and Petoskey, Michigan in 2024. In addition, the organization is working on projects in nearly a dozen states. Today, Chris and his wife Joyce own and live in a 170-year-old downtown Adrian building where they renovated the commercial floor for The Buzz Café and Marketplace. Joyce and her business partners opened The Buzz during COVID, after an investment crowdfunding campaign which received investment from 45 investors in 7 different states. When not working on their building renovation, Chris led the team that brought PlaneWave Instruments from California to Michigan, and now serves as their Special Projects Consultant. In that role Chris serves as the primary community and education outreach lead, manages campus arts partners, and works with economic development organizations as well as State and Federal governments to secure resources for PlaneWave. From their headquarters in Michigan, PlaneWave leads the world in the design and manufacture of high-tech observatory class research telescopes.LinkedIn: linkedin.com/company/nc3nowSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include Startup showcase and supercrowd.tv. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Alisa Evans, Mission Enrollment | Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Eric Coury, Arthia AI | Joey Hayes, thru | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Ken Steele, Rotarian | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Mark Grimes, Networked Enterprise Development | Mike Babbit | Coledger Solutions | Mike Green, Envirosult | Nick Degnan, Unlimit Ventures | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Join the SuperCrowd Impact League! You can be recognized for making impact investments via Reg CF. See how your activity compares to your peers. It's free. Win valuable prizes. Start now!Join us for SuperCrowdHour on September 16, 2026, as Devin Thorpe, CEO and Founder of The Super Crowd, Inc., leads “Fuel the Fire: Turning Interest into Investment.” Discover practical strategies for turning curiosity into commitment, keeping prospective investors engaged, building trust, and creating momentum for your crowdfunding campaign. Bring your questions for live Q&A and gain actionable insights to help inspire more people to invest in your mission. Register now for FREE!SuperCrowd Impact Member Networking Session: Impact (and, of course, Max-Impact) Members of the SuperCrowd are invited to a private networking session on October 13th at 8:00 PM ET/5:00 PM PT. Mark your calendar. We'll send private emails to Impact Members with registration details. Upgrade to Impact Membership today!SuperGreen Live is where climate solutions meet the capital and community needed to scale them. This global virtual gathering brings together entrepreneurs, investors, sustainability leaders and changemakers to explore practical solutions for building a greener future. Expect inspiring conversations, innovative companies, investment opportunities and actionable ideas—all designed to help turn climate ambition into meaningful progress. Join the growing community working to accelerate solutions for people and the planet on February 4, 2027. Learn more at SuperGreenLive.org.Visit Our Complete Community Event CalendarIf you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here.We share educational information—not investment advice. Some links may generate compensation. See our full disclosure.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

John Claisse explores the evolution of alternative investing, from private markets and hedge funds to AI, digital assets, due diligence and opportunities across Asia.Albourne has expanded from its genesis in Sussex in 1994, to one of the most recognized global investment advisors in the world of alternatives. It is unusual both as an employee-owned organisation, and because it has adhered to its original vision of advising only and never to manage capital. John Claisse frames the alternative industry today. He discusses institutional priorities, the change in allocating behaviour, the secular shift of retail flows into private assets, and what clients want across the alternative assets spectrum. He discusses private equity and private credit trends in light of the current malaise, and why he expects further growth in these asset flows in the years ahead.  He weighs some of the investment dilemmas facing allocators, why Hedge Fund interest is strong, why digital assets are being increasingly scrutinised for their potential appeal, and where investment allocations might be headed. *Please note that at the 53:00 mark, Simon Sebag Monetfiore's upcoming book is mistakenly titled The Crucible. The correct title is The Cauldron: The Making of the Modern Middle EastThe Money Maze Podcast is kindly sponsored by J.P. Morgan Asset Management*, IFM Investors, World Gold Council and LSEG.*During the episode we cite J.P. Morgan Asset Management as Europe's leading active ETF provider by assets under management. This is sourced from J.P. Morgan Asset management and Bloomberg, data as of 30 March 2026.

The Canada Investment Summit wrapped after two days of deals and announcements meant to spur more capital in the Canadian economy. This includes the federal government leasing parts of some of the country's biggest airports and unveiling new tax incentives, and companies doubling down on AI data centres. Prime Minister Mark Carney is hoping that this will create a “supercycle” of investment.Report on Business columnist Andrew Willis explains what the Prime Minister said to him during their interview and what to make of the major announcements from the summit.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should You Invest in Vancouver, Montreal or Laval? Plus the 2 Numbers Wayne Uses to Analyze Deals Can you find a good rental property in Montreal or Laval? Should you invest in Vancouver? What numbers actually matter when analyzing a rental property? And if you already bought a bad deal, should you hold it and hope it recovers, or sell it and move on? Today's episode of the Canadian Real Estate Investing Morning Show is another investor Q&A covering exactly those questions. Wayne and Gabby break down how to evaluate a market, how borrowed down-payment funds affect cash flow, why Wayne would personally avoid certain provinces even when the numbers appear to work, and the two metrics he actually uses to compare real estate deals. The main message: Don't force a market to work. Find the market, property type and deal that actually fit your investment criteria. Can You Cash Flow in Montreal or Laval? A listener from Laval, Quebec asks whether it is realistic to find a property in Laval or Montreal that meets Wayne's cash-flow criteria. Wayne says it may be possible. But instead of starting with one predetermined property type, investors should study the entire market. Look at: Apartment condos Townhouse condos Duplexes Single-family houses Houses with secondary suites Small multifamily Larger multifamily Then compare purchase prices across different neighbourhoods with the rents those properties can realistically achieve. The goal is to become a master of the market. You need to know: What different property types cost. What different neighbourhoods cost. What tenants will pay. What areas attract stronger tenants. Which property types produce the best rent-to-price relationship. Only then can you determine which opportunities deserve deeper investigation. Don't Start With the Strategy and Force the Market The listener specifically mentions wanting to purchase a plex. Wayne's approach would be slightly different. Instead of deciding: "I want to buy a plex." Start with: "Which asset type in this city produces the best combination of cash flow, tenant profile, risk and long-term potential?" Maybe that is a plex. Maybe it is a townhouse. Maybe it is a suited house. Maybe it is something completely different. Do not force the property type. Follow the numbers. Borrowing Your Down Payment From Home Equity The listener is also considering borrowing against their existing home to fund the down payment. Wayne likes the concept of taking otherwise unused equity and redeploying it into another productive asset. But there is an obvious trade-off. Borrowing the down payment creates additional debt. Additional debt means additional monthly interest. That increases the risk. If the investment property itself produces $500 per month in cash flow but the borrowed down payment costs $300 per month to service, the investor's actual financial position is very different. That needs to be considered. Look at the Entire Portfolio When investors use equity from one property to fund another, Wayne sometimes prefers looking at the cash flow of the entire portfolio instead of judging only the new property in isolation. Maybe one property produces excellent cash flow. Another is tighter. Together, the portfolio may still be healthy. The question becomes: Does the entire portfolio still pass the cash-flow test and remain resilient? Borrowing money to scale increases potential profits. But it also increases risk. The goal is finding the right balance. Borrowed Investment Funds May Be Tax Deductible Gabby also points out an important tax consideration. When money is borrowed and used for qualifying investment purposes, the interest may be deductible. That can reduce the true after-tax cost of the borrowed funds. Investors should confirm the exact treatment with a qualified accountant based on their specific circumstances. Why Wayne Still Wouldn't Choose Quebec This is where Wayne's answer changes. Could somebody potentially find a property in Quebec that produces good cash flow? Yes. Would Wayne personally want to operate his rental-property business there? No. The issue is the landlord and tenant laws. Wayne views real estate as a business. And if the jurisdiction makes it unnecessarily difficult to operate that business, enforce agreements or manage risk, that becomes a major negative. Even if the numbers work. For Wayne, that can be enough to eliminate the market. A Great Deal in the Wrong Province Can Still Be the Wrong Deal Wayne compares Quebec with other provinces where investors have historically found strong deals. The purchase price might work. The rent might work. The appreciation potential might work. But if the operating environment creates significantly more landlord risk, the deal becomes less attractive. Wayne would rather invest in a market where: The property works. The cash flow works. The tenant profile works. The long-term fundamentals work. And the laws support the operation of the business. Wayne's "Ice Age" Theory Wayne again discusses the idea of real estate markets entering an "ice age." A market can become temporarily unattractive when prices rise faster than rents and household affordability. That does not mean the city is permanently bad. It means investors may need to wait. Calgary is one market Wayne currently describes this way. He believes Edmonton will eventually reach a similar stage. When that happens, he will look for the next market where the fundamentals work better. What Numbers Should Investors Actually Follow? Another listener asks which indicators they should use when analyzing deals. They currently look at: Cap rate Cash flow ROI DSCR The 1% rule Other rules of thumb Wayne simplifies it dramatically. He primarily focuses on two things: Return on Investment and The 5% Rule™ Cash Flow Test That is it. Metric #1: Return on Investment ROI tells Wayne how profitable the investment is. It allows him to compare completely different properties using one common measure. A townhouse. A suited house. A multifamily building. A condo. A garden-suite development. Whatever the property type, the question is: For every dollar I invest, how much profit am I receiving back? Wayne looks at total profits from: Cash flow Mortgage principal paydown Appreciation Then compares those profits with the initial investment. He generally prefers looking over longer holding periods rather than focusing only on year-one returns. Real estate is a long-term investment. Metric #2: The 5% Rule™ Cash Flow Test Profitability is only half the equation. The other half is risk. Wayne uses cash flow as his primary risk measure. The more cash flow a property produces, the greater its ability to absorb: Lower rents Higher mortgage payments Repairs Vacancy Increasing expenses Unexpected economic changes Imagine one property produces $500 per month. Rent falls by $200. You still have $300. Another property produces only $100. Rent falls by $200. Now you are losing money. Multiply that across a 20-property portfolio and suddenly a small monthly problem becomes a very large one. That is why Wayne created the 5% Rule. Profitability + Risk Wayne's approach is to balance: ROI = profitability with Cash flow = risk protection A property can have an incredible projected return but still be dangerously fragile. Another property can be extremely safe but produce disappointing returns. The goal is finding investments that score well in both areas. Wayne Doesn't Use the 1% Rule Wayne considers rules such as the 1% rule outdated and overly simplistic. The bigger question is: Why 1%? What exactly is it measuring? Profitability? Risk? Financing? There is often no clear reasoning behind the number. Wayne prefers metrics where he understands exactly what they are measuring and why they matter. A Listener Bought a Vancouver Condo and Regrets It Another listener writes in after purchasing a condo in the Greater Vancouver area. They say the property is losing several hundred dollars every month. They relied heavily on their realtor. They did not educate themselves first. And after finding the Morning Show, they realized they had done exactly what Wayne warns investors not to do. Their questions: Should they continue investing in Vancouver? Should they invest somewhere else? And how do they get out of the condo? Would Wayne Invest in Vancouver? Wayne's answer: No. He does not believe Vancouver currently fits the five fundamentals he uses when selecting markets and investments. His issue is not whether Vancouver real estate can appreciate. It obviously can. His problem is that Wayne does not buy properties primarily to speculate on appreciation. He wants to purchase a profitable rental business. If the rent cannot pay the operating costs and produce sufficient cash flow, he is not interested. Appreciation Is Not Enough Someone can buy a Vancouver condo and hope it goes up in value. That is a strategy. It is simply not Wayne's strategy. Wayne wants: Positive cash flow Mortgage paydown Long-term appreciation potential A strong tenant profile A supportive operating environment The property needs to make sense without requiring appreciation to rescue the investment. Should You Invest Outside Your Home City? Yes. Wayne believes investors should go where the fundamentals work. You do not need to live in the same city as your rental property. Wayne and Gabby already manage properties they rarely or never physically visit. The solution is building: The right team Communication systems Maintenance systems Inspection systems Contractor relationships Documentation systems Location matters far less once the management system works. How Do You Get Out of a Bad Vancouver Condo? Wayne's first answer is straightforward: Talk to your realtor and understand what the property can realistically sell for. Then calculate: Mortgage penalty Realtor fees Legal fees Current market value Remaining mortgage Potential loss Tax implications Net proceeds Then determine whether continuing to hold the property actually improves the situation. Wayne warns against holding a bad investment indefinitely simply because you want to "break even." Sometimes the best decision is to accept the loss, learn from it and redeploy the remaining capital into a better opportunity. Don't Make the Next Decision Based on the Last Mistake A bad deal does not mean real estate investing does not work. It means that particular deal did not work. The most important thing is learning from it. Get educated. Understand the market. Understand the numbers. Create proper criteria. Then try again with a stronger foundation. Ghost Listings for Rental Research Another viewer asks about posting a rental listing before the property is actually available to test the market rent. Wayne explains that investors sometimes use "ghost listings" to gauge demand at a particular price. But Gabby raises an important concern. If tenants currently occupy the property, posting their home for rent before it is actually available can create unnecessary problems. There is also a timing issue. If you post the listing in September to determine what rent you can get in December, you are collecting September data. Rental markets are seasonal. The information may not accurately reflect what tenants will pay months later. Ask the Right Professional Wayne closes the discussion with another important principle: Use professionals for what they actually specialize in. A realtor brokers real estate transactions. A mortgage broker arranges financing. A lawyer provides legal guidance. A contractor performs construction. That does not automatically make any of them qualified to provide investment strategy. Build a team of strong professionals. But remain the CEO of your own real estate business. Remote Property Management Course – 50% Off This Week Gabby's Remote Property Management Course is currently 50% off. The eight-module course teaches the systems Wayne and Gabby use to remotely manage their own rental portfolio. Use code: 50OFF at: www.reimasters.ca Edmonton Real Estate Investing Course Want to learn Edmonton neighbourhoods, property types, tenant profiles and investment opportunities? The Edmonton Real Estate Investing Course is available at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on market selection, acquisitions, deal analysis, financing, property management, joint ventures and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

VALR CEO Farzam Ehsani warns that the draft crypto rules on exchange controls could drive businesses, jobs and tax revenue offshore. Moneyweb Crypto news articles

Patrick Drum, Fixed Income Lead and Portfolio Manager, Saturna Capital

Erik Wetterling, Founder and Editor of The Hedgeless Horseman website, joins us to review the value proposition that has his attention in 3 junior gold and copper exploration stocks, that have put out compelling news in the recent past and that have key alpha growth catalysts on tap in the medium-term.   The companies we discussed in the interview are:   FireFox Gold Corp. (TSX.V:FFOX)(OTCQB:FFOXF) – On September 14, 2026, the Company reported assay results from seven additional drill holes completed at its 100%-owned Mustajärvi Gold Project in Lapland, Finland. Most of these holes were drilled well to the southwest from the recent focus at the East Zone, including one hole (26MJ030) that is the first of a two-hole fence testing the western strike extension of the Northeast Zone. The drill also returned to the Central Zone, which has seen only sporadic drilling in recent years, with three holes on the western side of that lode. This round of results also includes three holes into the gap between the Central and Northeast Zones.   * This interview was recorded on Tuesday morning, and then on Wednesday morning Firefox released another exploration result that further animated the marketplace: On September 16, 2026, FireFox Gold announced the discovery of the "Lammas Zone" at its 100%-owned Mustajärvi Gold Project in Lapland, Finland. Lammas is a newly recognized high-grade gold-mineralized zone that is nearly a kilometre east of the main Mustajärvi Shear Zone (MSZ). The discovery drill hole, 26MJ032, intersected several gold-mineralized intervals, highlighted by: 21.0m averaging 4.13 g/t gold from 114.0m depth, including 1.0m at 21.6 g/t gold, and; 4.2m averaging 3.41 g/t gold from 138.0 metres depth   ** Cory will be hosting a webinar with Patrick Highsmith, Chairman of FireFox Gold, this Friday September 18th at 9:00am (Pacific Time).   Click on the link below to register for this webinar: https://event.webinarjam.com/gykm4/register/rg6k1hvm   Red Canyon Resources Ltd. (CSE: REDC | OTCQB: REDRF | Frankfurt: I91) – On September 14, the Company announced the completion of its auger drilling and expanded soil geochemistry programs at its 100% owned Osiris Copper-Gold Project in central British Columbia.   The Company completed 31 truck-mounted auger drill holes testing areas at the Camp, Twin Peaks, Rhino, and Nautilus targets, all under glacial till cover. In most cases, auger drill holes were able to penetrate up to 15 cm into the bedrock and recover chip samples.   Importantly, two holes at the northern end of Nautilus drilled into altered hornblende porphyry, one of which intersected quartz veining with pyrite and chalcopyrite.   Irving Resources Inc. (CSE:IRV)(OTCQX:IRVRF)(FSE:1IR) - On September 14, the Company announced that its aggressive 2026 4-rig drill program at its Omu gold-silver project is underway. One diamond drill rig, Irving's own Zinex A5, is currently testing shallow silica-rich gold-silver mineralization at the Nanko target, part of the Omui mining license. Two diamond drill rigs are testing mineralization that is part of the JX/Irving collaboration within the Honpi mineralized zone of the Omui mining license. A fourth diamond drill is actively drilling extensions of the Omu Sinter deposit. Highlights of the 2026 drill program are as follows: Holes recently completed at Nanko have all encountered extensive shallow, intensely silicified volcanic rocks and hydrothermal breccias and veining. Sulfide minerals are readily evident where rocks are unoxidized. Irving believes a large volume of gold-silver-bearing silica is potentially present at Nanko. This season's drill program is designed to outline the footprint of this system. Drilling at Nanko is immediately south of the area defined at Omui that is subject to an option by JX Advanced Metals Corporation. Two holes are currently being drilled in the JX/Irving collaboration area at Omui. These holes are follow-up to previous drilling which tested silicification and mineralization at shallow depths. Drilling of these holes has just recently begun but are already showing hydrothermal breccias and veining.       Click here to follow Erik's analysis over at The Hedgeless Horseman website   * In full disclosure, some companies mentioned by Erik in this interview, are positions held in his personal portfolio, and they may also be site sponsors of The Hedgeless Horseman website at the time of this recording.         For more market commentary & interview summaries, subscribe to our Substack reports:   The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/     Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.  

In this Daily Editorial, we welcome Mike Larson, Editor-in-Chief at MoneyShow, to break down the aftermath of the Federal Reserve's latest policy decision, market volatility across asset classes, and where smart money is positioning. Key Discussion Points: Fed Rate Hike and Policy Trajectory: Mike analyzes Chairman Warsh's hawkish press conference, the committee's focus on stubborn inflation, and whether markets should prepare for a multi-hike cycle into next year. Energy Constraints and Persistent Inflation: How rising crude oil and fuel costs create second-round inflationary effects that central bank interest rate hikes cannot easily resolve. Long-End Yields and Global Bond Market Pressure: What the continued rise in 10-year and 30-year yields signals for borrowing costs, sovereign debt, and yield curve dynamics worldwide. The AI Infrastructure Boom vs. Bubble Risks: Examining whether massive capital expenditures in AI data centers are approaching speculative excess and what that means for physical inputs like copper and natural gas. Technical Setup for Gold and Mining Equities: A breakdown of the recent pullback and key support tests across gold, silver, and mining ETFs, alongside technical observations on Newmont's chart.   Click here to find out about the upcoming MoneyShow conferences - https://www.moneyshow.com/   ------------------ For more market commentary & interview summaries, subscribe to our Substacks:  The KE Report: https://kereport.substack.com/  Shad's resource market commentary: https://excelsiorprosperity.substack.com/   Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security or investment product. Investing in equities, commodities, really everything involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

 ============================================== ♨️Still bloody HUNGRY? Course ya are. Each week I spend 15 hours writing my newsletter. It'll take you 5 mins to read. Full of wisdom from the biggest names in food and drink. Subscribe here - https://hungryfeast.beehiiv.com/

Marcus Aurelius loved to read and tried to always have a text from a philosopher or a playwright or a historian with him. But, as it is for all of us, we don't always get our way—sometimes life intervenes.Turn the words into works

Are you making decisions to save money that are costing you far more in time, energy, and earning potential? In this episode, Lori and I break down why your relationship with time and your relationship with money are more closely connected than you realize, and how scarcity around one can create scarcity around the other. We share examples of buying back our time, from hiring cleaners while we were rebuilding financially to outsourcing everyday tasks and knowing when to delegate, trade, or hire something out. Get ready to rethink the way you value your time and make smarter decisions with your money.   HIGHLIGHTS How glōci boosts your gut-health to heal your skin. The $93-a-week decision that helped us buy back our time. How improving your relationship with time can increase your income. The calculation to figure out what your time is worth. How to support your partner when you're in different financial seasons.   RESOURCES Want help growing your Instagram without having to figure out what to post or find time to post it? LEARN MORE ABOUT THE BRAND LAB HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

It's the final countdown! We're wrapping up registration for the Philly Funnel Sprint at midnight on Thursday, September 17th. If you're still unsure if this 2-day in-person event is right for you, listen in to this quick episode and then send any additional questions to Claire directly at https://www.instagram.com/clairepells !  Here are the details again if you need them: 

Matt Stevens walked away from his first closing table controlling two duplexes, having put nothing down, holding a check for forty seven hundred dollars. That deal taught him that things he assumed were impossible were actually available to him, and it started a career built on reading structure before reading price. Known as The Franchise Guy, Matt has more than 30 years in the franchise industry and has sat in nearly every seat at the table. He has been a franchisee, a franchise coach, a franchisor, and now a franchise consultant. He was rookie franchisee of the year, turned around struggling divisions, and served as a board member and partner inside a two billion dollar franchise group. WHAT YOU'LL LEARN: How to evaluate a franchise opportunity beyond the investment number, why first rights of refusal have essentially disappeared from franchise agreements, how territory math changes the economics of multi-unit ownership, the behavioral due diligence most candidates never perform on themselves, and where the real growth is happening in franchising right now. MATT'S JOURNEY: Matt got into franchising by reading an advertisement on a hallway wall at Wake Forest University. He joined the business that became CertaPro Painters when there were only 67 operators across Canada, New England, and the Mid-Atlantic. The deal had a zero dollar investment to get in and a 25 percent royalty on the back end, a trade both sides made deliberately. He spent about ten years in that system, moving from operator to coach to the franchisor side. Before franchising, Matt spent nearly two decades in rental property, building to 14 units before selling his last property in 2017. Over one six year stretch in franchising, he found, recruited, signed, trained, and mentored 167 franchise owners across nine states in a single system. Today he helps candidates cut through franchise marketing using non-public research on franchisors, their development teams, and their existing owners. KEY INSIGHTS: Every piece of human behavior is driven by inputs and outcomes rather than rationale or common sense. Matt was frustrated by several franchisor decisions when he was an owner. Once he became a franchisor, those same decisions made complete sense. His advice to candidates is to assume every rule exists for a reason and to ask why. First rights of refusal on territory used to be common in franchising and are now essentially gone. Matt's read is that the only reason a franchisor offers one today is that they are desperate to sign that candidate. What replaced it is a growth schedule tied to what an operator can realistically execute. Territory secured early is what Matt calls growth insurance. One territory costs X, three cost roughly 1.6X, and five cost roughly 2.2X, and six territories can be serviced with the same phone number and van as one. In fast moving markets, what is available today will not be available later. The hardest due diligence is the kind candidates perform on themselves. Investment and territory are confirmable. What is not confirmable is whether a person will replicate the daily behavioral patterns the system requires. One of Matt's screening questions is how long a candidate can go at zero income before hitting the panic button. The least appreciated opportunity in franchising is the mundane service business. Matt's framing is that in a market with 400 competitors within 30 miles, you are not competing against 400 companies. You are competing against the two others the customer called. That is how he became the largest buyer at his Sherwin Williams store in Keene, New Hampshire by May of his first year in the painting business at age 20. Perfect for anyone weighing franchise ownership, operators planning multi-unit growth, and dealmakers who want to see how structure and price get traded against each other in a real agreement. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/mattstevens FOR MORE ON MATT STEVENS: https://heisthefranchiseguy.com https://podcast.heisthefranchiseguy.com/DQ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [03:26] - The first deal, two duplexes controlled with nothing down and a check at closing [14:14] - Why first rights of refusal disappeared and what it means when one is offered [21:14] - The behavioral due diligence candidates skip and the four Ds [31:43] - What separates successful franchisees, including the ABS framework[47:44] - What freedom means to Matt Guest Bio Matt Stevens, known as The Franchise Guy, is a franchise consultant with more than 30 years in the industry. He has been a franchisee, a franchise coach, a franchisor, and a franchise consultant, and was named rookie franchisee of the year early in his career. He has turned around struggling divisions and served as a board member and partner inside a two billion dollar franchise group. Matt is a franchise gold and century club member, a Business First Columbus 40 under 40 honoree, and the author of a three hour course on thorough franchise review. He holds three business degrees from Florida Southern College and Wake Forest University and is a MENSA member. His process walks candidates from first conversation to confident decision using real world validation, insider questions, and practical coaching. Related Episodes Episode 329 - Cliff Nonnenmacher on master franchising and who is not a fit for the franchise model. A useful companion for understanding the layers of ownership between single unit franchisee and franchisor. Episode 333 - Greg Mohr on franchise agreements, protected territories, and how franchisors identify their ideal franchisee. Pairs directly with Matt's discussion of what franchisors assess in candidates. Episode 330 - Pete Mohr on owning and exiting multiple franchise businesses, including buying himself out of an agreement that was not working. Offers the operator's view of what happens when the fit turns out to be wrong. Episode 336 - Devan Gonzalez on building an emerging fitness franchise from the franchisor side, which connects to Matt's read on growth in health and wellness. Keywords/Tags franchise consulting, buying a franchise, franchise due diligence, franchisee validation, franchise territory rights, first right of refusal, right of first offer, franchise royalty structure, multi-unit franchising, home services franchise, health and wellness franchise, deal structure, business ownership, entrepreneurship, DealQuest Podcast, Corey Kupfer, Matt Stevens, The Franchise Guy

Season 7 of Wealth Planning for the Modern Physician begins with host David Mandell joined by Bill Martin, CFA, Chief Wealth Officer at Earned Wealth and founder of the Earned Institute. Bill shares the career experiences that led him to Earned and explains why he was drawn to building an integrated wealth-management platform specifically for doctors. He and David also discuss the Earned Institute and its education-first mission of bringing together expertise across tax, investing, insurance, asset protection, retirement planning and other areas of a physician's financial life. The conversation then turns to Earned's new white paper, After-Tax Alpha: Quantifying the Value of Integrated Wealth and Tax Management for Doctors. Bill explains why taxes should be viewed as a year-round planning opportunity rather than simply an annual reporting exercise. He and David walk through six key drivers of after-tax wealth: year-round tax-loss harvesting and gain deferral; placing investments in the most appropriate account types; planning ahead of practice sales and other liquidity events; coordinating financial decisions before they are made; allowing tax savings to compound over time; and structuring 1099 and practice income more intentionally. Throughout the discussion, Bill and David emphasize that many doctors do not necessarily have an investment problem as much as a coordination problem. Tax, investment, retirement, insurance, estate and business decisions can each affect the others, and valuable opportunities may be lost when those decisions are made in isolation or too late in the year. The episode offers practical examples of how proactive planning can create meaningful long-term benefits for employed physicians, practice owners and doctors with side income or other entrepreneurial interests. Key Takeaways Tax planning can be most effective when it is treated as a year-round discipline and coordinated with investing, retirement planning and other major financial decisions. For doctors with multiple accounts, advisors or financial professionals, coordination across the entire financial picture can be just as important as the individual strategies being used. Planning well in advance of major events, including a practice sale, investment gain or new source of 1099 income, can create opportunities that may no longer be available once the transaction or tax year is nearly complete. Key Insights Year-round tax-loss harvesting can capture opportunities that a traditional year-end review may miss, particularly during periods of sharp market volatility. A tax-loss "bank" may help offset future capital gains inside or outside an investment portfolio, making tax-loss harvesting relevant beyond the year in which the loss is realized. Asset location matters. Taxable, tax-deferred and tax-free accounts are treated differently, so the placement of investments across those accounts can affect long-term after-tax results. Managing several investment accounts or advisors without a coordinated strategy can lead to duplicated exposures, inefficient asset placement and an overall portfolio that is out of balance. Practice sales and other liquidity events should be planned for well before closing. Tax-loss harvesting, charitable strategies, estate planning and other tools may become more valuable when there is sufficient time to implement them. Financial decisions often cross disciplines. Investment, tax, retirement, insurance, estate and gifting strategies can work against one another when the professionals involved are not coordinating before decisions are made. The long-term impact of tax-efficient planning comes not only from the tax savings themselves, but also from allowing those retained dollars to remain invested and compound over time. Physicians with 1099 income or practice ownership may have access to additional planning opportunities, including retirement-plan design, business deductions and entity-structure considerations. Cash balance and other retirement-plan strategies can be especially significant for physicians with the right income, cash-flow and age profile, but they require advance planning and proper structure. The central theme of the episode is proactive coordination: tax strategy becomes more powerful when it is integrated into the doctor's broader financial plan instead of being addressed as a separate, once-a-year exercise. Resources: Extra Disclosures (Related to this specific topic) | Please View Now After-Tax Alpha: Quantifying the Value of Integrated Wealth and Tax Management for Doctors | Get Your Free Report Earned Institute | View Now Free CPA Consultation | Schedule Today Free Copy of Wealth Strategies for Today's Physician | Get Your Free Copy For more information, offers and more, please visit earned.com/wpmp.

Investor Q&A: Garden Suites, Ontario Real Estate, Exit Plans & More Today's episode of the Canadian Real Estate Investing Morning Show is a full investor Q&A. Wayne and Gabby answer questions live from Canadian real estate investors about: How to eventually exit a real estate portfolio Capital gains and tax planning When to use a financial planner Ontario real estate investing Variable vs fixed mortgage rates Corporations and rental properties Saskatchewan real estate Garage door replacement costs Assignment deals Edmonton garden suites And how investors can use education to recognize opportunities faster The biggest theme throughout today's show is simple: Ask better questions, get better information, and keep moving forward. What Does an Exit Plan From Real Estate Look Like? Craig asks: What is a realistic exit plan when you're done investing in real estate? Or are you ever actually done? Wayne's answer depends heavily on what the investor wants next. Some investors may want to: Sell everything Convert the portfolio into cash Move into lower-maintenance investments Create retirement income Keep real estate but simplify Hand assets down to family Continue holding for cash flow If the plan is to fully liquidate, Wayne recommends building the plan with the right professionals before selling. That could include: An investor-focused accountant A qualified financial planner A wealth-planning professional A real estate coach who understands long-term portfolio planning The key is knowing what the money is supposed to do after the properties are sold. Don't Forget the Tax Bill Wayne emphasizes that investors should not assume every dollar from a property sale becomes spendable cash. There may be: Capital gains tax Capital cost allowance recapture Legal fees Realtor commissions Mortgage discharge costs Other closing costs If you sell several properties at once, those tax implications can become significant. Talk to an investor-focused accountant before liquidating so you know what your actual net proceeds will be. Selling Is Easy. Planning What Happens Next Is Harder. The mechanics of selling real estate are relatively straightforward. Hire the appropriate broker or realtor. List the properties. Sell them. The harder part is deciding what happens to the capital afterward. If somebody sells a portfolio and ends up with several million dollars, they need to know whether that money is intended to: Grow. Generate income. Preserve wealth. Fund retirement. Support family. Or move into another investment vehicle. The answer should be based on the investor's goals, not a generic product recommendation. Be Careful Who You Take Financial Advice From Wayne also warns investors to be cautious with titles like: "Wealth planner." "Investment strategist." "Financial expert." A title does not automatically mean somebody has real experience. Make sure the person has actual qualifications and understands what you are trying to accomplish. The goal should be building the right plan, not simply moving your money into whatever product that person happens to sell. Kyla and Fabian Complete Their First Assignment Deal Kyla shares a big win during the live show. She and Fabian recently completed their first wholesale assignment. The deal came through a lead-generation system they originally built to find properties for their own fix-and-flip business. Normally they would have purchased the property, renovated it, and sold it. Instead, they recognized a different opportunity. They assigned the contract to another investor for: $10,000. No renovation. No construction risk. No holding costs. No resale risk. Just fast cash. Wayne explains that this is exactly what happens when investors understand multiple strategies. As Barry McGuire says: "If you understand the strategies, you recognize the opportunities." Pivoting vs Giving Up Wayne also talks about why he generally dislikes the word "pivot." Too often, people use "pivot" to describe quitting when something gets difficult. They start moving toward one goal. Hit resistance. Then change direction. Hit resistance again. Change direction again. Eventually they never reach any destination. That is different from recognizing a genuinely better path. Kyla and Fabian were not abandoning their business. They recognized that assigning the contract produced a faster, easier return with less risk. That is not quitting. That is making a better business decision. Garage Door Replacement Costs A live viewer asks about the rough cost of replacing a garage door. Wayne estimates approximately: Single garage door supplied and installed: $2,000–$2,700 plus applicable tax Insulated double garage door supplied and installed: Approximately $2,700–$3,500 plus applicable tax Labour-only costs may vary significantly by contractor and location. These are rough estimates and should be confirmed locally. Would Wayne Invest in Ontario? Another listener asks: What do you think about Ontario real estate? Would you invest there? Wayne's short answer: He has researched it. But he does not personally want to operate a rental-property business there. The biggest issue is not necessarily the individual property. It is the regulatory environment. One of Wayne's core investment fundamentals is investing in a jurisdiction that supports the operation of the business. If the landlord and tenant laws create too much operational risk, that can be enough for Wayne to move on. Real Estate Is a Business Wayne explains the distinction again: He is not simply buying an asset and hoping it goes up in value. He is operating a rental business inside that asset. That means the laws governing the business matter. If the province limits: Rent increases Lease termination Enforcement Non-payment remedies Control over the asset Then that becomes a major part of the investment risk. Ontario Real Estate Is in an "Ice Age" Wayne describes much of Ontario's real estate market as being in an "ice age" right now. That does not mean every market in Ontario is identical. It means affordability has become severely disconnected from property values in many areas. After the pandemic, very low borrowing costs and pent-up demand caused prices to accelerate rapidly. Prices then moved beyond what many households could realistically afford. Now the market needs time to rebalance. Wayne believes the long-term opportunity may return, but affordability, borrowing costs and income all need to move back into a healthier relationship. Garden Suites Explained Another listener asks: How do garden suites work? A garden suite is an additional residential unit built on the same property as an existing house. It can be: Ground-level Above a garage A garage suite A duplex-style garden suite Multiple units, where municipal rules allow The exact rules depend on the municipality. Edmonton's Garden Suite Opportunity Wayne explains that Edmonton currently offers a very unusual opportunity because recent zoning changes allow multiple garden-suite units on certain lots. This allows investors to do something that is not currently possible in the same way in most Canadian cities. Instead of simply building one small backyard suite, investors may be able to create: Duplex garden suites Multiple ground-level suites Multi-unit garage suites Four-plex garden suites Wayne and his team recently completed their first four-plex garden-suite project. Why Wayne Built Edmonton Garden Suites Wayne explains that he began developing this strategy when he saw traditional investment opportunities becoming harder to find. He spent approximately two years working through: Design Zoning Permits Construction Builder selection Cost control Financing Appraisal strategy Rental projections The result became Edmonton Garden Suites. Four-Plex Garden Suites Wayne says the multi-unit model is where the investment economics become substantially more attractive. Rather than building one unit in the backyard, multiple units create much more rental income. Wayne says certain projects may be able to create approximately: $250,000 in equity upon completion with some projects potentially creating even more. He also discusses potential cash flow of more than: $1,500 per month when the right property, development model and financing are used. These results are project-specific and depend heavily on acquisition cost, construction cost, financing, appraisal, rents and execution. Edmonton Garden Suites Is a Limited Window Wayne believes this opportunity exists because of current City of Edmonton zoning rules. Those rules can change. If the city changes the rules in the future, the strategy may no longer be available in its current form. That is why Wayne sees the current period as a window of opportunity. For more information: www.edmontongardensuites.com Should Rental Properties Be Owned in a Corporation? A listener asks: How many rental properties should you own before creating a corporation? Wayne's answer: Zero. For passive rental properties, Wayne generally prefers personal ownership or joint ventures using personal ownership where possible. His view is that corporate ownership often creates less favourable tax treatment for passive rental income. He says corporate ownership can become relevant when an investor can no longer qualify personally or when the structure is required for another reason. Before making any ownership decision, investors should speak with a qualified accountant and lawyer about their specific situation. Variable or Fixed Rates? A listener asks whether they should move out of variable-rate mortgages. Wayne explains that he personally remains in variable mortgages. He does not present that as a recommendation for everyone. The correct financing decision depends on: Risk tolerance Cash flow Portfolio structure Time horizon Future purchases Mortgage terms Personal financial situation Tomorrow's Morning Show will feature investor-focused mortgage broker Keaton Kirkwood to discuss rising fixed rates and how investors can prepare their portfolios. What About Saskatchewan? Wayne says he likes Saskatchewan. He believes Regina and Saskatoon can offer strong real estate and rental fundamentals. But if he compared Saskatchewan with Alberta today, he would still choose Alberta. His reasoning is simple: If two markets are relatively close in quality, Wayne prefers investing in the market that currently produces the strongest overall result. He will continue investing there until that changes. Then he will move to the next market. Tomorrow: Rising Interest Rates Tomorrow's Morning Show will feature: Keaton Kirkwood of Kirkwood & Brennan Mortgage Group The conversation will focus on rising fixed mortgage rates and what real estate investors can do to: Protect cash flow Prepare for renewals Structure financing Continue buying Avoid letting higher borrowing costs derail the long-term plan REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, financing, market selection, joint ventures, wholesaling, property management, garden suites and building a profitable Canadian real estate portfolio. www.reimasters.ca Edmonton Garden Suites Learn more about Wayne's multi-unit Edmonton garden suite strategy: www.edmontongardensuites.com The 5% Rule™ Learn Wayne Hillier's rental-property cash-flow framework. Search The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

One of New Zealand's largest healthcare software companies wants all political parties to prioritise investment in technology, saying it will ease pressures in the health system. Orion Health CEO Brad Porter spoke to Ingrid Hipkiss.

 Are we doing the work we know we should be doing? Or are we letting hour after hour, day after day, simply drift past us? -- Dr. Becky Kennedy is a clinical psychologist, bestselling author, and the founder and CEO of Good Inside, a parenting platform that gives parents practical tools for raising emotionally healthy kids. Named “The Millennial Parenting Whisperer” by TIME, Dr. Becky is the #1 New York Times bestselling author of Good Inside: A Guide to Becoming the Parent You Want to Be and host of the chart-topping podcast Good Inside with Dr. Becky.

Axel sits down for the second time with Ross McArthur, Midwest multifamily operator and co-founder of Follow The Deal Investments and Thrive Property Group — for a candid update on how his portfolio grew from roughly 400 units to over 1,100 units in just three years, all while bringing property management fully in-house from 1,000+ miles away in Florida.This episode is essential listening for any investor or operator wrestling with the decision to bring management in-house versus stay with third-party, how to keep deal flow alive in a slow transaction market, and what disciplined, capital-efficient scaling actually looks like once a portfolio crosses the 1,000-unit mark.Join us as we dive into:How Ross scaled from ~400 to 1,100+ units during one of the slowest transaction markets in years — by staying consistently active with brokers and direct-to-seller outreach even on deals he didn't expect to win.Why Ross's buy box has tightened significantly since his last appearance — more rigorous inspections (including full crawl-space checks), a hard focus on roof age and its impact on insurance costs, and a new reluctance to pay up for 1960s/70s builds versus 2000s-era construction.The hub-and-spoke, fully in-house management model behind Thrive Property Group — running 1,100+ units with fewer than 10 core people, built around a single standardized set of KPIs Ross calls "the Big Five".The maintenance staffing lesson learned the hard way — why Ross split his in-house maintenance team (light fixtures, faucets, "the last 10 feet") away from painting and flooring, which are instead handled by dedicated third-party specialists — because most maintenance techs "hate doing flooring and suck at painting."The strategic trade-off between building a deal-making machine versus a management machine — how Axel and Ross compare their differing structures (third-party vs. fully in-house) and why neither approach is wrong, just a reflection of what each business is solving for at a given stage.Connect with Ross McArthur:Website: followthedeal.comConnect with him on Linkedin Are you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners

How can businesses turn growing investment in AI infrastructure, cloud capacity and devices into outcomes that employees, customers and finance teams can actually measure? In this episode of Tech Talks Daily, I speak with Neil Sawyer, who manages HP's business across Europe, the Middle East and Africa. Neil works with companies across one of HP's largest global regions as they move from AI experimentation into wider deployment, making him well placed to discuss what happens when early enthusiasm encounters cost, security, governance and the realities of the workforce. We begin with the gap between building AI capacity and applying it to a business problem. Data centers, models and powerful devices provide options, but the investment only becomes useful when a company identifies the workflow it wants to improve. Neil argues that leaders should begin with the outcome, understand where AI can remove friction and decide how they will measure productivity, employee experience and business performance before buying another layer of technology. That raises a difficult question about productivity. If AI helps someone complete a task faster, does the organization use that saved time to improve the work, develop new ideas and give employees room to think, or does it simply add another task to the queue? I share my own experience as a business of one, where every efficiency gain has a habit of becoming extra output rather than a Wednesday afternoon at the cinema. Neil compares the current moment with earlier periods of industrial change and makes the case that automation should release people from repetitive administration so they can contribute creativity, judgment and higher value work. We also discuss why AI costs are becoming a boardroom issue. Token based services and agentic systems can produce growing and unpredictable bills as adoption spreads across a company. Neil explains why every workload does not need the same model or environment. Large language queries may benefit from cloud capacity, while sensitive data, company specific information and some recurring tasks may be better suited to local or on device processing. The decision affects cost, responsiveness, privacy, security, data sovereignty and environmental impact. Neil describes HP's view of hybrid AI, including devices with neural processing units and Z by HP Boost, which can connect available workstation GPU resources. He also explains why device refresh decisions should reflect workforce personas. A data scientist, account manager and office administrator may work for the same company, yet their computing needs can be very different. Mapping technology to the employee's role can help a business spend with greater discipline while giving people the performance they need. The conversation also covers governance and measurement. Informal use of public AI services can be difficult to see, assess or manage. Neil recommends giving employees an approved AI toolkit, using enterprise services that provide telemetry and examining how technology availability and performance affect the employee experience. Adoption figures can show that a tool is being used, but they do not prove that it is improving an outcome. We finish with a practical checklist for leaders. Define the outcome, identify the workflow, determine where each workload should run, calculate the cost, agree the measures of success and put clear controls around data, privacy and cybersecurity. That approach gives cloud and device based AI distinct jobs within the same business strategy. How is your organization deciding which AI workloads belong in the cloud, which should run closer to the employee, and whether the investment is producing measurable value? Share your thoughts with me.

What if healthcare focused less on treating problems after they happen and more on helping you understand and optimize your health before they do?In this episode, Keith Bozeman shares his unexpected journey from a successful career in IT to founding Medgevity, a concierge medical service built around personalized, proactive care. He opens up about how his faith, personal experiences, and passion for health shaped his vision for a different approach to wellness, one rooted in science, prevention, and treating the whole person.Tune in to discover what inspired Keith to rethink traditional healthcare and what personalized wellness can look like when you take a more proactive approach to your health.About Keith BozemanAfter decades of building and scaling an IT Company, Keith became a patient-looking for a more proactive, strategic approach to his health. He had a great doctor and experienced what healthcare could be: a physician who looked at the full picture, focused on prevention, and helped him think long term.But when he moved, that experience disappeared. Instead he found himself navigating the same fragmented system most people face-brief, insurance driven visits, disconnected providers and no clear strategy tying together fineness-nutrition and medicine. That frustration became the insight. Keith realized the problem wasn't a lack of information-it was a lack of integration and science backed guidance.So as a patient first, he built what he couldn't find: a physician-led, multidisciplinary model where experts collaborate around the patient, not in silos. That model became MEDgevity.Connect with Keith on LinkedInLearn more about Keith and MEDgevity on his Website If you enjoyed this episode, make sure and give us a five star rating and leave us a comment on iTunes CONNECT WITH CHRISTINA!InstagramLinkedInChristinalecuyer.comBook a Free Clarity CallBook Christina For Your Next Workshop

Pastor Matt begins a series on the importance of realizing God blesses and multiplies what we give.

“The question is, how do you… retain a sense of core self? What are the immutable qualities about yourself… that are going to stabilize you throughout all of the motion and the change?” - Melissa WongThis week on the Sunlight Tax Podcast, I'm joined by Melissa Wong, career coach and author of The Fluid Career, to explore how creatives, freelancers, and knowledge workers can navigate today's changing world of work. We talk about building a fluid career, transitioning to self-employment, managing multiple income streams, and creating a career that can adapt as your life and priorities change.If you're considering self-employment, balancing multiple types of work, or looking for a more intentional approach to your career, Melissa shares practical insights for building a flexible career path without feeling like you have to choose just one thing.Also mentioned in today's episode:00:02 Introduction to Melissa Wong and her work02:04 Challenges of transitioning from employment to self-employment04:11 Strategies for starting a self-employed career without data08:00 The importance of articulating your unique offer15:08 Practical steps for operational setup and legal considerations23:00 Evolving passive income streams in the AI era28:01 Building relationships and trust in a self-employed ecosystem32:57 Managing multiple income streams and risk tolerance39:53 Emotional and mental aspects of financial management43:50 The core message of Melissa's book and its impact44:59 Closing thoughts and how to connect with MelissaIf you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.About Melissa WongMelissa Wong is a writer, thinker, and coach for creatives. At Coherence Studio she offers 1:1 coaching, group programs, and podcast conversations designed to help multi-talented creatives identify their unique worth and get into a place of intentional action.For the first decade of her career, she worried about how her many roles and interests would ever coalesce into an intelligible, unified place. Now she helps creatives and knowledge workers articulate and share a coherent story of their work and design their career into an integrated multi-income system.The Fluid Career synthesizes insights, stories, and tactics drawn from thousands of client sessions, offering a practical framework for designing modern careers to meet this moment of heightened complexity.Melissa lives with her family in Portland, Oregon where you can likely find her attending or hosting some kind of event or elbow deep in her latest creative project.Check Out Melissa Wong's work:The Fluid Career BookGet a FREE download of The Fluid Career book introduction here⁠Website: Coherence StudioInstagram: @coherencestudioEpisode Links:Learn more about the IntensiveLink to join the First Official Cohort (9/23 & 9/24). Investment is $1850Get my Tax Help on SubstackGet your FREE visual guide to tax deductionsOrder my book: Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get full access to Taxes For Humans at sunlighttax.substack.com/subscribe

Watch the show on television by downloading the SuperCrowd.tv Channel app to your Roku or Amazon Fire TV or e360tv channel app to your Roku, LG or Amazon Fire TV. You can also see it on YouTube.Devin: What is your superpower?Jennifer: My superpower is really resilience and never giving up. Through all the trials and tribulations that we all go through in life; I never lose hope and never give up on my dreams.Tampon Tribe is proving that certified organic, plastic-free period products can become a fast-growing business when impact, community and product integrity stay at the center.I welcomed Jennifer Eden, co-founder and CEO of Tampon Tribe, back to Superpowers for Good to celebrate the company's Purpose Built 100 recognition. Tampon Tribe ranked number 10 overall, number 2 among environmental solutions and number 2 among women founder CEOs. That recognition reflects both growth and mission.Jennifer explained that the company began with two pillars: health and the environment. After struggling with endometriosis, she found that switching products changed her own experience. That personal discovery became the basis for a company now working to eliminate toxins, man-made materials and plastics from period care.“We don't compromise,” Jennifer told me. “We don't use any additives, we don't use any chemicals, any toxins, any waxes, any glues, any perfumes, any dyes or any plastics.”She also shared a major milestone: Tampon Tribe recently became GOTS-certified organic as a company. Jennifer emphasized that this certification goes beyond cotton quality. “It's an entire impact certification from seed to shelf,” she said, noting that it considers fair work practices, water use and environmental impact.The product line has grown from tampons to include pads, liners, reusable pads, menstrual cups, period underwear and wellness items. Jennifer sees the company becoming a trusted resource across the full life cycle for people who get periods, including tweens and teens preparing for a first period.One of the most compelling parts of the story is how community helped build the business. Tampon Tribe began with an Indiegogo campaign, then used regulated investment crowdfunding on Wefunder and debt crowdfunding through SMBX. I'm proud to be an investor.

MeidasTouch host Ben Meiselas reports on Canadian Prime Minister Mark Carney preparing to host the Canada Investment Summit in Toronto as he goes on the offense against Donald Trump's trade war. The summit is expected to bring together roughly 300 CEOs and senior executives representing more than $120 trillion in assets, as Canada pitches itself as a more stable and reliable destination for global investment than Trump's United States. Meiselas breaks down Carney's strategy, Canada's push to attract $1 trillion in investment over the next five years, and what the growing competition for global capital means as Canery checkmates Trump. Chapter compares every Medicare plan nationwide for free to recommend coverage based on your doctors, prescriptions, and budget. Call 82-MEDICARE or visit https://chapter.com/mtn *Paid Partnership Disclaimer: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

We should not get to do everything we want. We should not be surrounded by “yes” men and women. We should not think we are superior to others or exempt from constraints. Watch the full conversation with David Epstein: https://www.youtube.com/watch?v=ngKTRs6ghQ8David Epstein is the author of the #1 New York Times best seller Range: Why Generalists Triumph in a Specialized World. His book, Inside the Box: How Constraints Make Us Better, is out now!

Ryan knew running 50 kilometers through Rome would require more than just being in shape. So he turned to Luke Tuttle from the blog Ultra Running Destinations for firsthand advice on how to prepare for everything the run might throw at him.

The Home Depot's founding story is like an Avengers movie… if the Avengers got fired, went broke, and stacked empty paint cans ten feet high to look legitimate. After being unceremoniously fired from their previous hardware chain at ages 48 and 35, Bernie Marcus and Arthur Blank took the words of their New York banker Ken Langone (who had also just accidentally caused their firings) to heart: they'd just been "kicked in the ass with a golden horseshoe.” They proceeded to author the greatest compounding story in American retail history, helped by some legendary cameos along the way from Sol Price, Jamie Dimon, and Ross Perot (to name a few). And the ending is as good as any superhero film: from its 1981 IPO to today, The Home Depot has been the single highest-returning equity in the entire US stock market — higher than Apple, Microsoft, Berkshire Hathaway, and everything else!Sponsors:Many thanks to our fantastic Fall '26 Season partners:SierraWorkOSAnthropicSentryLinks:Sign up for email updates, get our takeaways and research photos from each episode, and vote on future topics!The Official Acquired Meetup on Sept 17th with our friends at Sentry. Join us!The Acquired Home Depot Companion PDFOur Visual Artifacts page for Home DepotBuilt from Scratch by Bernie Marcus and Arthur BlankKick Up Some Dust by Bernie MarcusThe Board Wore Chicken Suits by Joe Nocera, The New York TimesFrank Blake on Invest Like the BestKen Langone's interview with Arvind NavaratnamWorldly Partners' Multi-Decade Home Depot StudyAll episode sourcesCarve Outs:Silo Season 3Tires Season 3Ratio 8 Coffee MakerTrade CoffeeQuarterbackComedianMore Acquired:Get email updates and vote on future episodes!Join the SlackCheck out the latest swag in the ACQ Merch Store!00:00:00 Start00:00:43 Intro00:05:32 Bernie Marcus's Early Career and meeting Arthur Blank (1972)00:15:58 Ken Langone & Handy Dan (1970s)00:33:08 Ken Buys Handy Dan, Bernie & Arthur Fired00:43:55 Ross Perot Almost Buys Home Depot00:51:20 Pat Farrah & The HomeCo Interlude01:05:03 First Stores & Early Model (1979)01:14:16 Home Depot Goes Public & Expands (1981)01:24:35 Home Depot's Unique Operating System01:46:01 Arthur Blank Takes CEO & Early Cracks (1997)01:56:07 The Bob Nardelli Era (2000-2007)02:12:09 Nardelli's Public Downfall & Firing (2006-2007)02:24:24 Frank Blake's Turnaround: Crisis & Culture (2007)02:42:30 E-commerce & Distribution Revolution02:59:57 Home Depot Today: Pro & DIY (2024)03:12:04 Analysis: The Paradox of Specialness03:16:18 7 Powers: Home Depot's Competitive Advantages03:19:17 Quintessence: Why It Got So Big03:26:27 Carve-Outs + Outro‍Note: Acquired hosts and guests may hold assets discussed in this episode. This podcast is not investment advice, and is intended for informational and entertainment purposes only. You should do your own research and make your own independent decisions when considering any financial transactions.

AI is top of mind for everyone in the investment business. Our Summits are abuzz with curiosity about what others are doing. I asked 8 CIOs to share how they're using AI today, including what's working and what isn't, the tools they've adopted, and where they're headed next. They range from a single-family office with one investment professional to one of the largest pension funds in the world with thousands. What emerged is a range of use cases — from using AI as a personal productivity tool, to changing investment workflows, organizing institutional knowledge, improving decisions, and ultimately trying to generate alpha. You'll also hear some consistency in the tools currently used and different views on how far AI should go in the investment process. Featured in this interview: Abby Barlow, CIO of Westwood Management Laura Hill, CIO of Advocate Health Brian Sugrue, CIO of Shannonbridge Jenny Heller, President and CIO Brandywine Group Advisors John Lawrence, President of Rice Management Company Matt Bank, CIO of GEM Kristin Kallergis Rowland, Global Head of Alternative Investments for J.P. Morgan Asset & Wealth Management Jon Webster, Senior Managing Director and COO of Technology & Operations at CPP Investments Try ALEX by Admired Leadership. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)

Myrna welcomes wealth liberation expert Garrett Gunderson to discuss a transformative approach to financial success. Garrett explains how true wealth encompasses more than financial security, emphasizing health, relationships, and purpose. They explore different money personas, the shortcomings of traditional budgeting, and the Rockefeller method's emphasis on legacy and financial independence. Garrett also shares strategies to increase cash flow and invest wisely, focusing on living a life of abundance and fulfillment. Tune in to discover how to rethink your relationship with money and achieve lasting prosperity.About the Guest(s):Garrett Gunderson is a renowned wealth liberation expert, fondly referred to as "money Jesus" for his impactful work in transforming financial mindsets. As a best-selling author and entrepreneur, he has created the groundbreaking Rockefeller method, designed to help individuals break free from financial myths and societal pressures to achieve lasting prosperity. His goal is to guide professionals and entrepreneurs in building wealth while enjoying every step of their lives, without sacrificing their health, happiness, and purpose along the way. Garrett's approach focuses on dismantling self-sabotaging beliefs about money and investing in personal skills for financial and personal growth.Episode SummaryWelcome to another enlightening episode of "Transform Your Mind" with Myrna, featuring wealth liberation expert Garrett Gunderson. In this episode, Garrett demystifies the common misconceptions surrounding wealth accumulation, emphasizing the importance of living a fulfilling life over simply amassing financial security. He shares insights into his journey from being an entrepreneur to developing his wealth liberation philosophy, urging people to rethink their pursuit of financial success. Through a discussion of his innovative Rockefeller method, Garrett underscores that true wealth encompasses freedom, purpose, meaningful relationships, and personal growth.As the conversation unfolds, Garrett explores the significance of understanding one's money persona and how it influences financial behavior. He delves into practical strategies to enhance financial efficiency, like optimizing tax cuts and restructuring debts, which are crucial for transforming one's relationship with money. Garrett advocates for rejecting traditional budgeting, proposing automation and expansion of income through purposeful investments. The episode also highlights the importance of integrating purpose, health, and relationships into the financial growth equation to cultivate a truly wealthy life. Garrett's insights provide a fresh perspective on aligning financial goals with personal values for a balanced, fulfilled existence.Key Takeaways:Understanding Wealth: True wealth is defined not just by financial accumulation but by the quality of life, purpose, health, and relationships.Money Persona: Identifying one's money persona can significantly impact financial decision-making and help dodge common monetary pitfalls.Investment in Self: More than markets or real estate, investing in personal skill development can yield the greatest returns.Financial Strategies: Efficient tax management, renegotiating loans, and insurance restructuring are vital strategies for financial growth.Retirement Rethink: Prioritize financial independence leading to choices and opportunities for current enjoyment instead of solely focusing on retirement.Resources:Garrett Gunderson's Website: GarrettGunderson.comRockefeller Method & Wealth Programs: Available via contacting Garrett through DM (Garrett B. Gunderson on social media)Books by Garrett Gunderson:"What Would the Rockefellers Do?""Killing Sacred Cows""Money Unmasked"Social Media Handles: InstagramQuiz on Money Persona: GarrettGunderson.com/quizLink to Transcript https://www.buzzsprout.com/1761155/episodes/19762824-wealth-series-the-4-money-personas-identify-yours-and-thrive-financially#transcriptSee this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094Feedspot Top 100 Mental Health Podcast For sponsored Brand interviews and sponsorship inquires please visit Partner With The Transform Your Mind Podcast | Myrna Young Life Coach

This week we are joined once again by Kelsey Porter, who used real estate to build a life she actually wants to live. As an investor and realtor out of Des Moines, Kelsey traces how she went from “Is $8,000/month even possible?” to a lean, intentional 10‑door portfolio that pays for things like her wedding, travel, and future family plans.We talk about why financial freedom is a number, not a feeling, and how sitting down in 2020 with a simple spreadsheet—income in, expenses out—led Kelsey to her first financial freedom number of $8,000/month in cash flow. We share how that number initially felt out of reach, what it took to get there faster than expected, and why she later raised the bar.We dive into:Living below your means (even when your income grows)House hacking, renting out your primary, and being a one‑car householdUsing medium‑term rentals and short‑term rentals to get more “juice from the squeeze”Kelsey's nine real estate eras: Disbelief, Hustle, Lucky/Harvest, Enjoyment, Opportunistic, Debt Payoff, Coast, and “Sell It All”The tension between hustling hard and actually allowing yourself to enjoy what you've builtIf you're a woman investing in real estate and you want inspiration, real numbers, and a roadmap for building a small‑but‑mighty portfolio that supports your values (not just your ego), you'll feel right at home in this conversation with Kelsey. Resources:Listen to Kelsey's first WIIRE appearance in Episode 121Connect with Kelsey on InstagramGet on the waitlist for the WIIRE CommunityMake sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

Morgan Stanley became the first global systemically important bank to launch a spot Bitcoin ETP and it crossed $600 million within months of its April debut. Amy Oldenburg, Head of Digital Assets at Morgan Stanley, joins host Spencer Nichols to explain how that product came together, why it was priced below competing spot Bitcoin ETFs, and what still stands between clients and their first Bitcoin allocation. She also details the firm's 0–4% allocation framework across three investor risk profiles and why Morgan Stanley has no equivalent gold allocation. Plus: whether Bitcoin could land on Morgan Stanley's own balance sheet.

Come along with Ryan as he sets out to run farther than he ever has before: 50 kilometers through Rome, past some of the most important Stoic sites in the world.

Stephanie Ruhle has spent her career with a front-row seat to some of the wealthiest and most powerful people in the world. In today's episode, she talks with Ryan about what they often misunderstand about success, what happens when having everything still isn't enough, and the cost of staying at the top.Before becoming a journalist, Stephanie Ruhle spent 14 years working in finance. She later joined Bloomberg Television, hosted The 11th Hour, and now hosts Money, Power, Politics with Stephanie Ruhle on MS NOW.Watch Money, Power, Politics with Stephanie Ruhle on MS NOW! Watch Stephanie Ruhle interview Ryan at The 92nd Street Y: https://www.youtube.com/watch?v=vGXvQqurY-YFollow Stephanie Ruhle on Instagram: https://www.instagram.com/stephruhle/?hl=en