Podcasts about scammers

On this episode: The ”Poddin' Next Door" crew opens with some Rotten Tomatoes vibes. The guys try out a different location and get right to it. The guys play some slappers, Black Friday shopping, Thanksgiving meals, King Richard review, Pushing your kids, not showering during the winter, wet strip clubs, Ahmaud Arbery Verdict, Wagyu steak, Slim Thick Rachel, and Washer Machine Mania. Listen on most Digital Streaming Platforms. Apple, Amazon, Spotify, Google…… Follow + Subscribe: Instagram - @poddinnextdoor YouTube - Poddin' Next Door

Crypto fraudsters have stepped up their efforts to come up with new ways to swindle their victims, according to recent study, which shows that they are now doctoring YouTube videos of key persons in the crypto business to promote fraudulent crypto giveaways.

No matter what the person's story -- NEVER pay anyone with a gift card.  That's from Christina Miranda, the senior project manager and consumer education specialist with the Federal Trade Commission.  Go to: FTC.gov/giftcards for more information. Christina also discusses on-line shopping scams.  What are some of the red flags and how can you get your money back?  If you spot a scam, or are a victim of a scammer, go to: ReportFraud.ftc.gov. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See omnystudio.com/listener for privacy information.

Scam The Scammer by Live 95.5

In today's Phone Tap, Jose calls a "long-lost cousin" and convinces him to go in on a little fool-proof gambling scheme!

In today's Phone Tap, Jose calls a "long-lost cousin" and convinces him to go in on a little fool-proof gambling scheme!

Black Friday, the day after American Thanksgiving, is traditionally one of the biggest holiday shopping days of the year. But hackers aren't going to take a holiday--they'll use Black Friday as an opportunity to try and scam you. If you get a text about an order or a gift card, don't tap the link! Instead, go to the retailer's site and see if there's a message for you. Let's all have a holly jolly holiday season with no scams!Support the show (https://www.patreon.com/howhackshappen)

On this episode: The ”Poddin' Next Door" crew opens with their usual opening banter and other things. Late upload…

The guys recap the terrible weekend of Louisiana sports, as both the Saints and LSU lose in horrible fashion. Trox reads excerpts from the CMR DMs and how to deal with scammers. LSU is now a basketball school. Is Veron's sausage really all that great?

3rd Week of November, 2021 ------

In this episode of the Q&E Podcast, we recap Week 10 of the NFL and its biggest storylines: Patriots Contenders? Bucs in Trouble? Who's the Real Matt Stafford? We dive into the early season takeaways of the NBA and debate if Steph is the runaway favorite for MVP. We also get into Kyle Rittenhouse, Spiderman: No Way Home (2nd Trailer Reaction), DaBaby vs DaniLeigh along with much more! Follow your hosts on social media: Twitter: https://www.twitter.com/QEPodcast1, Host: https://www.twitter.com/Q_Hicks3; https://www.twitter.com/EdgarMartin97 IG: https://www.instagram.com/qandepodcast, Host: https://www.instagram.com/edgarmartinofficial Facebook: https://www.facebook.com/qepodcast YouTube: https://www.youtube.com/channel/UCTOeOOheEI1tWoLeAcyGp4g Email us questions: qandepodcast@gmail.com

Scammers go after users of services but they also go after new users. This episode talks about the tactic to trick people in signing up for services with great-sounding deals and how to look out for these types of attacks. Be aware, be safe. Get ExpressVPN, Secure Your Privacy And Support The Show Become A Patron! Patreon Page *** Support the podcast with a cup of coffee *** - Ko-Fi Security In Five —————— Where you can find Security In Five —————— Security In Five Reddit Channel r/SecurityInFive Binary Blogger Website Security In Five Website Security In Five Podcast Page - Podcast RSS Twitter @securityinfive iTunes, YouTube, TuneIn, iHeartRadio,

On this episode: The ”Poddin' Next Door" crew opens with their usual opening banter, Dave doing country things, Taylor & Jake, 23andMe custom drugs, NASCAR update, Browns being White, Kyle case update, NRA hate, and Rapid Fire with Dave Listen on most Digital Streaming Platforms. Apple, Amazon, Spotify, Google…… Follow + Subscribe: Instagram - @poddinnextdoor YouTube - Poddin' Next Door

The Australian Competition and Consumer Commission is warning people to be aware of scams that are becoming more elaborate when it comes to manipulating potential victims. Looking at the data - people aged 65 and older are still most often targeted group. But there's evidence of increased susceptibility among more Australians including those from culturally and linguistically diverse backgrounds. - Աւստրալիական Մրցակցութեան և Սպառողի Յանձնախումբը զգուշացուց որ կեղծիքները աւելի խնամքով կը պատրաստուին չտարակուսող մարդոց վրայ ներազդելու և աւելի հեշտութեամբ խաբելու համար:

Roger Grimes is an industry expert and the Data Driven Defense Evangelist for KnowBe4. In this episode, Roger and host Hillarie McClure discuss the recent court appearance by eight men involved in a Nigerian dating scam who were taken down by the FBI and Interpol, the current romance scam ecosystem, new "Sugar Daddy" scams targeting young women, and more. KnowBe4 is the world's first and largest New-school security awareness training and simulated phishing platform that helps you manage the ongoing problem of social engineering. To learn more about our sponsor, KnowBe4, visit https://knowbe4.com

CHAOS CULTURE RADIO

A new AARP report finds that veterans are more likely to lose money to scams than civilians. Fraudsters often use military jargon and specific government guidelines to craft an effective pitch to steal money from military members and veterans. AARP's Troy Broussard, a veteran himself, reveals scammers' tactics and shares tips on how to protect yourself from thieves.

Scammers are using real ads for fake jobs to steal people's personal data. We'll look at how and how to avoid being taken. Plus - those fun quizzes telling you which Teenage Mutant Ninja Turtle you are could actually be bad for your digital health. Find out why on Checklist No. 255 brought to you by SecureMac. Don't forget to check out our show notes:  SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com

Daniel Wold is the acting president of the Americal Land Title Association (ALTA). Founded in 1907, ALTA's mission is to improve the skills and knowledge of providers in the real property transaction, effectively advocate member concerns, and standardize products for industry use.   In this episode, Daniel explains how title insurance works; how it is different than other insurance types; shares about how ALTA combats fraudsters: and informs you about what to look out for to keep your largest assets secure.  www.alta.org   --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Michael: Hey, everyone, welcome to another episode of the remote real estate investor. I'm Michael Albaum. And today I'm joined by Dan Wold, president of the American Land Title Association. And he's going to be talking to us today about title insurance. What is it? When do we need it, as well as wire fraud and how to combat it and all of our real estate transactions? So let's get into it.   Hey, Dan, thank you so much for coming on the show and hanging out with me today. I really appreciate it.   Dan: Well, it's my pleasure. And hopefully we can touch on some really important topics today.   Michael: Yes, yes, I'm very much looking forward to it. And right before we started recording here, you and I were chatting about kind of what it is that the American Land Title Association does, and you are the president of, but so I'd love if you could share a little bit with our listeners.   Dan: Well, our governance structure has a board of governors, and this year, I am the well, actually just just incoming president for the upcoming year. And that kind of a real quick primer on title insurance, you know, we basically are involved with land title transfers, and and then ensuring the lien priorities of the of the lenders as well. So we issue owner's title insurance policies, to the consumer that purchases the property. And we like to kind of just boil it down to we protect property interests.   And we also provide peace of mind because we're the ones that sweat the details in relation to all the stuff that goes on in relation to a settlement or closing. And so that the consumer, you know, they run around doing all kinds of things at the last minute, we're there to help them and give them peace of mind.   Michael: It's It's funny, how many things get pushed until the very last minute and most closing, isn't it?   Dan: Yeah, and things pop up. And, you know, we've got so many Lanta professionals around the country that, you know, do this for a living have seen pretty much everything that you can throw at them that they are very capable at, you know, navigating the challenges that could come up in any given closing transaction?   Michael: Well, that's good to know that I'm not I don't have to be the first guinea pig with any of my closings coming up. So that's exciting.   I'm curious, Dan, if you could just elaborate a little bit more on what title insurance is, because I've got to admit, as part of, you know, the head coach and Program Manager with Roofstock Academy. This is a question that I get asked a lot of times by students in the program, so give us a kind of a high level breakdown of just what is it? And why should somebody may be thinking about getting it because it is optional, oftentimes with an all cash deal?   Dan: Well, it is it's a one time charge that occurs, you know, as part of the closing transaction. And essentially what we do, which is interesting and unique about our industry versus other insurance industries, a lot of other insurance industry will use actuarial and then pool risk. What we do is we basically sweat the details, and we research the land property records, and other pertinent information so that when we issue our policy, it will say that you are holding title to that parcel of property or land, and then subjected to only the identified defects or lien rights that might occur.   For example, if you take on a mortgage, to purchase or a deed of trust, you know, depending on the part of the country that you're in, to acquire that property, then that would be shown as an exception to clear title. And what happens then is if there's somebody that comes in and challenges your interest, and if it falls within the scope of the coverage provisions of the policy, then we would defend and then also to the extent that we miss something, then then we would also have an obligation to pay money to recompense the landowner or consumer for the de munition and the like in relation to what we insured and what was the reality that the you know, have in relation to that property.   And so we provide a lot of peace of mind on a one time you know, it's it's your largest purchase for most people in their lifetime. And it gives you peace of mind that if somebody comes comes and challenges it, and there are instances where mistakes are made, and they if you don't acquire it, then you might be able to go back up against the prior owner if you got a warranty deed, but they might not have any money, or you can't pursue them. And so this is a third party that basically has the money to stand behind, essentially, their contractual obligations under the title insurance policy.   Michael: Okay. So if I were to break that down and say it another way, help, help me help keep me on the rails here. So if I'm a buyer, and I want to go buy a piece of property, and I get into contract, and I'm going to the closing table, and I see that line item that says Title Insurance, that I have the option to buy, and I do buy it opt to buy it. Now, six months down the road, somebody comes knocking on my door and says, Excuse me, Mr. Michael, I actually own this property, you don't own it, I could then engage with my title insurance company and say, hey, this person is claiming to have a right to ownership of this property, I clearly own it based on a transaction just went through six months ago. And so the title insurance company is going to help correct any outstanding issues and get this issue resolved.   Dan: Yeah, or we have also a duty to defend if someone Sue's you and claims that they have ownership interests. So there's, you know, multiple indemnification obligations under the policy, including the duty to defend, you know, so basically, you're pretty much spot on as to, to put it in layman's terms, kind of the function of what our product does, and the assurances that we give.   Michael: Okay. And I'm just curious, in your experience, and what type of claims have you seen where somebody can come to an owner and say, Actually, I own the property, and that wasn't picked up during the title search during due diligence phase of that subsequent purchase?   Dan: Well, I think I think another way to think about it, it's not always just a claim against ownership, it could be that there's a missed easement. So that all of a sudden, you got a utility easement in the back of your entire back of your yard. And you were intending to put a swimming pool in there. There's a there's a wide range of defects that could fall within the scope of coverage. And so basically, you know, to the extent that what is revealed in the title insurance policy is the scope of what are the are the diminishes from your your absolute ownership of that property without any third party interest affecting it from an easement or other standpoint, those are also matters that could fall within the scope of coverage and could result in us taking action to remove the defect or providing you with a, you know, a money award in relation to the scope of coverage.   Michael: Interesting, okay. And something that and we always joke on the show that so often these episodes are self serving that the hosts get to ask these questions that we're interested in anyhow, and then the listeners get the benefit of that. But there's something that I'm curious about is often we hear the term chain of title. And if you can keep your name out of the chain of title, if you're going to be using an LLC, there could be advantages to that. But so my question is, is how far down the chain of title? Do you see people run into issues that involve title insurance?   Dan: Well, I would suggest that more frequently than not, you're going to see stuff, that's more current that was missed. And, you know, one of the things to keep in mind, you know, a lot of times errors occur, you know, any any human endeavor, there can be errors. And so searching errors, for example, can give rise to a significant portion of our, our claims, you know, so basically, we would go in, and search, which, you know, there are other things that could arise too, because if they were not recorded properly, in the land tech, or title records, and so forth, there might be something that's sitting out there straight deed or other things.   So there's a whole range of factors that could give rise to a claim whether and then we would look at whether or not it falls under the scope of coverage. And ultimately, at the end of the day, if we have an obligation, we would try to cure the defect, because ultimately, we want consumers to be, you know, happy about their largest purchase, but if we can't cure that defect, then we we could also provide a monetary award in relation to what that policy provides.   Yeah, to circle back to your question. I mean, you could have something that's way back in the in the records. And remember, you know, it's kind of like a chain of title is basically if you look at the real property records, you know, let's say a county, use a county model, you know, they're, they're basically going to show transaction to transaction and the transaction, and you could go back and actually see what kind of history of who owned, you know the property or portion of the property that you have, you know, you know, oftentimes properties will be larger parcels that are subdivided or platted, into a subdivision and then you can go back to that original deed that came before the plat or subdivision occurred.   But ultimately, at the end of the day, you have the ability to search and go back. And that's what we do to determine whether or not there's any issues in relation to clear ownership rights to a piece of property.   Michael: Interesting. I've got another question for Dan, that I think I already know the answer to, but I'm going to ask it anyhow. Is there ever an instance where you'd recommend not getting title insurance?   Dan: You know, from my standpoint, I know that some people elect not to purchase a, you know, owner's title insurance. Partly, sometimes they just are not well educated as to the risks, or just make the value judgment that I'd rather buy a couch instead of, you know, ensuring, ensuring that I have pure ownership or clear ownership pursuant to this policy, to the title and they're willing to roll the dice. But from my standpoint, personally, I would not roll roll the dice with your largest purchase for most people in their lifetimes. And it's a it's a, it's a, it's a one time payment, that gives you peace of mind, and basically provides you recourse in the event that what you thought you were getting is not what you got.   Michael: No, I think that's very well said. And is it something that you can buy after the fact if you decide this year, hey, I'm gonna roll the dice and maybe next year?   Dan: Wow, I'm, yeah, yeah, no, no, we need you to, we need you to, you know, to buy it at the time of purchase. Because it basically is a it's a snapshot in time. That's, you know, basically we look back, and as of the date of closing, you have these rights, and we insure those rights.   Michael: Okay. So for anybody out there listening, that's thinking is on the fence about whether or not to purchase title insurance with their purchase, think long and hard, because it's a one time deal that you can't go back and redo.   Dan: Yeah, and there's lots of lots of horror stories of people that situations where all of a sudden, things emerge, and they've they've lost their their ownership rights, or or even worse, just getting involved with litigation. If it's a covered matter, you know, the lid, the cost of litigation, something that your policy, you know, basically provides you a defense. And that can be very costly.   Michael: To come out of pocket if you don't have that coverage.   Dan: Yeah. Yeah.   Michael: So let's shift gears here entirely, Dan. And I wonder if you could speak to something that I've been hearing a lot about, which is just wire fraud.   Dan: Yeah, wire transfer fraud is basically a real emerging risks that we see and are working really hard as an industry to educate and take the appropriate steps to minimize, you know, the risks that consumers and others have in relation to, you know, wire transfer fraud, utilized as part of the, the Real Property Acquisition. And, you know, we're kind of in a situation now, where that's by far the most prevalent method, for example, for acquiring a piece of property, you you wire, you determine what your net cost is. And then you wire monies to the recipient, as part of the transaction. You know, in the past, we oftentimes used to certify checks and things like that.   And I imagine way back in the day. You probably if you had good funds you might even have had if it would if you went way, way back, maybe maybe there was a cash transaction,   Michael: A suitcase of cash or a duffel bag.   Dan: Yeah, well, but now there's a lot of limitations as to how much what you can do with cash from from a reporting standpoint, things like that, but I'm just thinking, you know, back in the day when, you know, in the 1800s, or something like that, you might a lot of times that was before title insurance as well, but, you know, cash might have been king.   Now, so just understand it's business, email compromised schemes. It's not just this is not just an issue that we have to deal with in relation to the Real estate acquisition it's it's a, it's a broader attack on the manner in which we communicate and transfer funds in today's economy, but we focus it on it primarily from the standpoint of educating so that homeowners or future homeowners don't all of a sudden find out that they've been scammed. And they've now sent their life savings to a scamster, and aren't in a position to basically purchase the house of their dream i because of certain scamming activities.   And just I don't know how much your audience focuses on this, but we look at it a significant amount of time on this topic, as an industry. And so if you went to alta.org, bat slash wire transfer,   you could get a lot of information on this. And because it's a public service issue, you don't have to be a member to access that collateral. And we've got a lot of great information on there to educate and also to take steps to protect but if I were to back up just a little bit.   Now, these aren't all the most current pieces of data but ALTA did a the American Land Title Association, we will refer to it I'll slip up and call it ALTA as we go forward. But that's what I'm referring to. We did in 2021, wire fraud and cybercrime survey, dental insurance professionals reported cyber criminals attempted to trick employees to wire funds to fraudulent accounts, and about a third of all real estate and mortgage transactions. Just think about that. That's that.   Michael: Wait, did you say a third of all real estate transactions, there was some attempt at fraud?   Dan: A third. And, you know, wire fraud attempts are on the rise nationwide 76% of title agents report a wire fraud attempts were the same or increase in 2020. And also the FBI, internet crime Compliance Center, it's icy three, I mean, for whatever reason, well, we might reference that that's what that means. Recorded 13,648 prospective homebuyers were defrauded out of 213 million through real estate wire fraud. And this was 2020, which is an increase of 70% 17% from the year before. And obviously, cyber taxes as a whole are also on the rise.   And as a reflection of that during the second quarter of 2021, cyber insurance coverage increased 25.5%. So now, withstanding all of the efforts that we and our broader industry partners are taking to alert people of these challenges. But the cyber criminals and fraudsters also are evolving to go after, you know, basically, the wire transfers in real estate and other business, email compromised schemes. And if we were to kind of look back at this, and what are the techniques that they use, just generally, there's there's concepts like social engineering and PHishing, you know, phishing is not with the pole, you know, it's the pH is right,   Michael: You're not going to catch some salmon.   Dan: Yeah, you're not gonna catch salmon or, or, or bass in this example. But basically, what they'll do is they will use their fraudulent approaches to try to infiltrate, and let's just use a consumer as an example. And a lot of consumers will use unsecured email, trance, you know, trans portals. I'm not going to name them, but we all know what's out there. And so you get so basically, they will find ways to get you to click on things or do other things that allow them to plant kind of their, their their cyber tools into your email account. And then when triggers such as real estate transaction or things like that happen, they start to monitor those transactions. And at the last second, then, they they basically would mimic one of the professional email addresses in the involved with a transaction and get the consumer to then wire funds to the wrong recipient.   And, you know, we're talking some of these people, you know, it could be $500,000, or life savings going to purchase a house or 150 years, a million. And all of a sudden, then when they they to show up for closing, and this is not a laughing matter, but it's just amazing how dangerous this is. But they do show up for closing. And then the title company, say says, Well, we are the or the or the lender or whoever the recipient was going to be for the the wire transfer says we've never seen ever received it.   And so there are certain things that we do as an industry to try to come combat this, this this scourge. So basically, from my standpoint, a couple things that you should keep in mind and your audience should keep in mind is what we do as an industry then is we try to do a lot of consumer education, as well as you know, work with our, you know, the realtors, the bankers and others in the broader industry to coordinate and make sure that we can get ahead of this.   But, you know, we we provide consumer warnings about the dangers of this on websites and communications. And then we send notices to consumers, real estate agents and others, that informs them, the parties to the transaction of the title companies wire instructions, that they will never change during the transaction. So we get that set upfront. Because what happens is, there's always a last second change, that gives rise to the diversion of funds to the illicit party's account. And oftentimes, the fraudsters are overseas. And if you don't catch it quickly, it's it's very difficult to claw it back. So you might have 24 to 48 hours after the illicit ACH transfer occurs to pull that money back.   And so from that standpoint, that's why we advise early on in the transaction that you're not going to get an email from us changing the wire transfer, you know, wire wire fraud Academy, the wire transfer instructions. And so, yeah, there's also a couple other things that we look at. You know, we exchanged no numbers. So for example, what the fraudsters will do is also, so they'll mimic a legitimate email address with a diversion. And then they'll have stuff in there. And they might also, you know, have social engineering and follow the council they know the names and who the husband is all this kind of stuff. So that looks real real. And then they basically say, if you have any questions, contact, and I'm not going to pick on Louise, but why not Louise at such and such a number?   Okay, well, Louise is just basically working with the fraudster. So you call and they and they basically have a pat answer, if you were to call. And so basically, we also then, at the beginning of the transaction, want to set the known numbers that if there's any questions they can call, because if you rely upon the email, the email will also cover that contingency to basically complete the scam. And so they're really quite tricky here.   And a couple things that I would mention here, also. So some of the things that we see, for example, the title insurance professionals put in there, they're basically email signature lines, they'll have things like, I'm just going to read a couple here due to increase fraud. Buyer sellers and lenders should confirm all wiring instructions by phone directly with our office before transferring funds to a previously disclosed phone number. I've got another one here. Warning wire fraud advisory, wire fraud and email hacking phishing attacks are on the increase. If you have been asked for a closing transaction with us and you receive an email containing wire transfer instructions, and then an upper case do not respond to the email. Instead, call your escrow officer close closer immediately using previously known contact information and not information provided in the email.   So we provide quite a bit of education and warnings to consumers. But the challenge is this, you know, consumer, we get everybody educated and we get all these transactions that go smoothly. But then, kind of on a rolling basis, you've got a new group of consumers every three months or so.   Michael: Right, right.   Dan: I mean, it's a rolling new group of consumers. So that is a constant need to educate. There's constantly a new group of people out there that that the fraudsters can go after. And so this is kind of a, you know, like the Greek tragedy pushing the rock up the hill, you know, basically, we're always, we're always on top of this, but there's always risk. And so from that standpoint, you know, I really do think we are going to have to keep combating this, and people need to be aware of it. And that's why it's great that you are doing a podcast that highlights these risks so that consumers and others can pay attention to it.   Michael: Yeah, absolutely. And, and we're happy to do it. And so, Dan, if I'm hearing you correctly, it sounds like that initial communication that you're starting to have with your title or escrow closing officer at the beginning of the transaction, is kind of setting the tone or setting up the proper information, if you will, because that those cyber tools that you're mentioning, really sit and kind of wait and lurk for the transaction to occur.   Dan: Yeah, I've been important to write them to that right spot where all of a sudden, they swoop in, and give you Oh, we're changing, where you need to send the money.   And, and if you recall, you know, the average consumer, you know, they're, it's, it's a complex deal. And they've got all kinds of stuff going on. They're arranging for the moving van, they're, you know, you look at the list of things that they're doing in relation to real real property transaction, and moving from one, you know, whether from one home to another, or from an apartment to a home, excuse me, and the like. They're very busy, and they're very easily distracted. And so that's why we really focus on this. If I could, I would also like to highlight some of the stuff that you should do if you if you do find yourself to be evicted.   Michael: Yeah, absolutely.   Dan: Yeah. So, you know, if you if you do discover that funds are transferred to a fraudulent account, you really need to act quickly. And you should contact the Financial Institution immediately upon discovering the financial or the cumulative fraudulent transfer, and request that the financial institution contact the corresponding financial institution where the fraudulent transfer was sent. Now, you also should contact your local Bureau, federal bureau and you know, FBI office, if the wire is recent, the FBI working with the United States Department of Treasury, Financial Crimes Enforcement Network, we call that FinCEN might be able to help return or freeze those funds. And then you could file a complaint regardless of dollar loss with wwe.ic3.gov. And so it's really important for consumers to recognize that if they do find that there's fraudulent activity, they need to act. And like I said before, oftentimes, but not always, but oftentimes, you've got foreign actors that are targeting US citizens to try to divert funds. And so the money could flow into that alternative banking account, bank account that, you know, you didn't want to receive the funds, but then they're going to maybe chop that up and send it in multiple directions real quickly. And so it's really hard to claw that back, if it if it gets into multiple transactions and is overseas.   And so that's why you really need to move quickly. And you You oftentimes are able to recover a good portion, or at least some of the funds that were diverted.   Michael: Okay. And how long should a transaction a wire transfer typically take because I've filled out numerous wire transaction orders, and I said, oh, we'll send it at the end of the day or what have you, and then you'll get a confirmation. So how long should people wait before reaching out to the other party and say, Hey, did you get it without freaking out?   Dan: Well, I think one thing to keep in mind is it's really a good idea to to, you know, confirm stuff contemporaneously? I mean, I wouldn't dink around with this From my standpoint, if you wait a couple days, it's too late.   Michael: Right? Right. But so after initiating a wire, and I called my title escrow officer, and it's been an hour and they haven't received it, should I start sweating bullets?   Dan: These things go pretty quickly.   Michael: Okay,   Dan: So I would move quickly, I don't have an exact timeframe, and we could get that to you to follow up. But from my standpoint, you know, I wouldn't wait more than an hour to get confirmation.   Michael: Okay. Okay, that's great. That's great. Any other tips, tricks, advice for folks that they should be aware of things they can do proactively?   Dan: Yeah, I think I think number one, they just don't click on attachments and emails, if you don't know where it's coming from. Because that's, that's a vehicle to get kind of like what they call a Trojan horse, or, you know, and I'm not a, I'm not a tech expert, per se. So I might use the wrong terminology here. But basically, they'll use something that you click on to basically infiltrate your email system, so that the fraudsters are now inside and can kind of monitor what's going on. And so they can do it here. But there's also risks of them being in there, as well to steal identities and other things that could happen in addition to the challenges that we're talking about today.   Now, but I would also say that, you know, the ALTA website has a lot of great information here. And so I would recommend if people want to follow up on this and have any concerns, and that they could go to that website and look at all the tools. So we've created lots of products, to help raise awareness and protect consumers. So there's a rapid response plan, which is a 10 step guide on what to do and who to contact if you've been hit by wire fraud.   There's also the ALTA registry. And this basically is kind of a phonebook for basically title agents, so that banks can basically look at the title agencies that are on the registry, as well as the underwriters. And we could get into kind of the distinction between the insurance side and the agent side of our business. But suffice it to say, say we don't want to necessarily confuse people. But basically, we have agents who will issue the policies on behalf of the insurance entities and some of the insurance entities in some areas will also have direct operations that do that functionality. The registry basically has all of those different entities identified on there, so that a lender can go there, and essentially verify that who they're dealing with is a legitimate operation. So that's a great tool for the lender lending community to basically reduce their risk.   We've also created the Board of Governors for the American Land Title Association also created an information security committee a couple of years ago, and it to basically examine security matters and threats that affect our membership and by extension consumers. And they basically make cyber awareness, prevention, detection and response and recovery methods for the industry.   We also have, on our website, a page dedicated information security, there's federal and state requirements to protect data, there's also ALTA's best practices, which has pillars of appropriate conduct or recommended conduct, which are all designed to basically, you know, move everything in the right direction. And we have webinars, we've done webinars, we've also have videos and other infographics on there about this challenge that's out there. And so it's a it's really a great, great resource to look at, to basically see what the challenges are and what steps you might want to take. And there's some real great practical advice on there on there as well.   And one thing that we have discovered is that for example, the title agencies and and insurance entities that do the kind of the steps up front so that they've trained their people on this risks are less likely to have a loss. And so it's really a great campaign for everybody to pay attention to. And in that regard, I would just mention one more thing here. And that is that the American Land Title Association, helped form a national coalition called the Coalition to Stop real estate wire fraud. And so the goal of that was to raise awareness about the dangers of mortgage closing schemes and wire transfer fraud across the broader spectrum of our broader industry, you know, the lenders, realtors, and so forth that are involved in in the in the greater ecosphere of what we do, and explains how it happens. It provides tips to prevent it and what to do if you've been targeted by fraud. And there's also a video that can be uploaded, if you have an issue or an issue to share your story.   So there's a lot of resources out here. But from my perspective, we are going to have to keep battling this, you know, attack on kind of the entire system, and the attacks that are kind of perpetrated against consumers that may not be aware that those risks are out there. So we have to educate and provide the tools and then also provide practical methods to minimize the likelihood that the fraudsters are successful. And so we're gonna keep battling this this challenge. And I think that your podcast and getting it out to consumers, so that they become aware that this risk is out there. They just need to be aware and be careful if they get involved in a real estate transaction to, to not let this happen to themselves.   Michael: Yeah. Yeah, that's so great. And we will definitely link in the show notes to that went to the author website, because that's great. That's great. Dan, this has been fantastic and super informative. Any final thoughts before we let you out of here?   Dan: Well, I don't want people to be afraid. I mean, homeownership is great.   Michael: Doom and gloom.   Dan: Don't just don't just keep renting all your life, because you're concerned about wire transfer fraud. But if you do decide to purchase or if it's your second or third time of purchasing, you know, real estate, you know, a home and making those life changing events which are so meaningful. You know, basically make sure that you're aware of these risks, take appropriate action to ensure that you do not become a victim of fraud, and listen to your title professionals as well as the broader, you know, realtors, mortgage, mortgagees and OKC, mortgage companies, lenders and so forth, that all have an interest in making sure that you have a great experience and that you aren't a victim of fraud.   Michael: Love it. Love it. Well, Dan, thank you again, for coming on and spending some time with me. I really appreciate it. And I look forward to chatting with you soon.   Dan: I'm glad to have this conversation and appreciate your taking a moment to address these really important topics. Thanks so much.   Michael: My pleasure. Thank you. Alrighty, everyone, that was our episode a big big, big thank you to Dan and the American Land Title Association. super informative. Lots and lots of good info in there. And definitely a great website for a resource to check out as well. Hope you enjoyed the episode. We look forward to seeing you on the next one. And as always, Happy investing  

The Australian Competition and Consumer Commission is warning people to be aware of scams that are becoming more elaborate when it comes to manipulating potential victims. People aged 65 and older are still most often targeted group. But there's evidence of increased susceptibility among more Australians including those from culturally and linguistically diverse backgrounds. - Австралиската Комисија за конкуренција и потрошувачи ги предупредува луѓето да бидат свесни за измамите кои стануваат се пософистицирани кога станува збор за манипулирање со потенцијалните жртви. Според податоците, луѓето на возраст од 65 години и постари сè уште се најчеста целна група, но постојат докази за зголемена подложност кај повеќе Австралијци, вклучувајќи ги и оние од различни култури и јазични потекла.

Serial scammer Candace Clark preyed on vulnerable people who believed she was a friend — but her relentless greed would be her downfall.   Thank you to our sponsors:  Better Help: Go to betterhelp.com/opp to get 10% off your first month Dipsea: Go to Dipseastories.com/opp for a free 30 day trial Apostrophe: Go to apostrophe.com/opp  and use that code OPP to get your dermatologist-crafted treatment plan for $5 Raycon: Go to BuyRaycon.com/opp to unlock exclusive deals up to 20% off your Raycon order. See omnystudio.com/listener for privacy information.

On this episode: The ”Poddin' Next Door" crew opens with their usual opening banter, and hit on the Astroworld Tragedy. Listen on most Digital Streaming Platforms. Apple, Amazon, Spotify, Google…… Follow + Subscribe: Instagram - @poddinnextdoor YouTube - Poddin' Next Door

In todays episode special guest @coristory_ tells us about her new business @twinflamescandleco._ Also covering the topic of Scammers. Later we dig deeper on coversation to go over sex in relationships. Can bad sex end it all? TUNE in to hear more and as always TAKE CARE

November 6, 2021 edition of “In Perspective” Share this page: The post In Perspective, 230, Kestrel Verlager, an Advocate for Disability Rights, and a Graduate of the Massachusetts Institute of Technology, Talks About Advocacy, Adaptive Technology, Health Care, Scams and Scammers appeared first on Branco Events.

Scammers have a clever new tactic that really works. They're creating Google ads to piggyback off search traffic; one scheme cost people over $500,000 in cryptocurrency in one weekend. Plus, tips for taking better pictures of your furry friends, and Ben gives his first five-Ben head review. Listen to find out what merited the honor. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is romance in stealing from the rich to give to the poor, but how does that change when those perceived rich are elderly white North Americans and the poor are young Black Jamaicans? In this innovative ethnography, Jovan Scott Lewis tells the story of Omar, Junior, and Dwayne. Young and poor, they strive to make a living in Montego Bay, where call centers and tourism are the two main industries in the struggling economy. Their experience of grinding poverty and drastically limited opportunity leads them to conclude that scamming is the best means of gaining wealth and advancement. Otherwise, they are doomed to live in “sufferation”—an inescapable poverty that breeds misery, frustration, and vexation. In the Jamaican lottery scam run by these men, targets are told they have qualified for a large loan or award if they pay taxes or transfer fees. When the fees are paid, the award never arrives, netting the scammers tens of thousands of U.S. dollars. Through interviews, historical sources, song lyrics, and court testimonies, Lewis examines how these scammers justify their deceit, discovering an ethical narrative that reformulates ideas of crime and transgression and their relationship to race, justice, and debt. Scammer's Yard: The Crime of Black Repair in Jamaica (U Minnesota Press, 2020) describes how these young men, seeking to overcome inequality and achieve autonomy, come to view crime as a form of liberation. Their logic raises unsettling questions about a world economy that relegates postcolonial populations to deprivation even while expecting them to follow the rules of capitalism that exacerbate their dispossession. In this groundbreaking account, Lewis asks whether true reparation for the legacy of colonialism is to be found only through radical—even criminal—means. Jovan Scott Lewis is Associate Professor and Chair of Geography at the University of California, Berkeley. Alize Arıcan is a Postdoctoral Associate at Rutgers University's Center for Cultural Analysis. She is an anthropologist whose research focuses on urban renewal, futurity, care, and migration in Istanbul, Turkey. Her work has been featured in Current Anthropology, City & Society, Radical Housing Journal, and entanglements: experiments in multimodal ethnography. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/latin-american-studies

There is romance in stealing from the rich to give to the poor, but how does that change when those perceived rich are elderly white North Americans and the poor are young Black Jamaicans? In this innovative ethnography, Jovan Scott Lewis tells the story of Omar, Junior, and Dwayne. Young and poor, they strive to make a living in Montego Bay, where call centers and tourism are the two main industries in the struggling economy. Their experience of grinding poverty and drastically limited opportunity leads them to conclude that scamming is the best means of gaining wealth and advancement. Otherwise, they are doomed to live in “sufferation”—an inescapable poverty that breeds misery, frustration, and vexation. In the Jamaican lottery scam run by these men, targets are told they have qualified for a large loan or award if they pay taxes or transfer fees. When the fees are paid, the award never arrives, netting the scammers tens of thousands of U.S. dollars. Through interviews, historical sources, song lyrics, and court testimonies, Lewis examines how these scammers justify their deceit, discovering an ethical narrative that reformulates ideas of crime and transgression and their relationship to race, justice, and debt. Scammer's Yard: The Crime of Black Repair in Jamaica (U Minnesota Press, 2020) describes how these young men, seeking to overcome inequality and achieve autonomy, come to view crime as a form of liberation. Their logic raises unsettling questions about a world economy that relegates postcolonial populations to deprivation even while expecting them to follow the rules of capitalism that exacerbate their dispossession. In this groundbreaking account, Lewis asks whether true reparation for the legacy of colonialism is to be found only through radical—even criminal—means. Jovan Scott Lewis is Associate Professor and Chair of Geography at the University of California, Berkeley. Alize Arıcan is a Postdoctoral Associate at Rutgers University's Center for Cultural Analysis. She is an anthropologist whose research focuses on urban renewal, futurity, care, and migration in Istanbul, Turkey. Her work has been featured in Current Anthropology, City & Society, Radical Housing Journal, and entanglements: experiments in multimodal ethnography. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

There is romance in stealing from the rich to give to the poor, but how does that change when those perceived rich are elderly white North Americans and the poor are young Black Jamaicans? In this innovative ethnography, Jovan Scott Lewis tells the story of Omar, Junior, and Dwayne. Young and poor, they strive to make a living in Montego Bay, where call centers and tourism are the two main industries in the struggling economy. Their experience of grinding poverty and drastically limited opportunity leads them to conclude that scamming is the best means of gaining wealth and advancement. Otherwise, they are doomed to live in “sufferation”—an inescapable poverty that breeds misery, frustration, and vexation. In the Jamaican lottery scam run by these men, targets are told they have qualified for a large loan or award if they pay taxes or transfer fees. When the fees are paid, the award never arrives, netting the scammers tens of thousands of U.S. dollars. Through interviews, historical sources, song lyrics, and court testimonies, Lewis examines how these scammers justify their deceit, discovering an ethical narrative that reformulates ideas of crime and transgression and their relationship to race, justice, and debt. Scammer's Yard: The Crime of Black Repair in Jamaica (U Minnesota Press, 2020) describes how these young men, seeking to overcome inequality and achieve autonomy, come to view crime as a form of liberation. Their logic raises unsettling questions about a world economy that relegates postcolonial populations to deprivation even while expecting them to follow the rules of capitalism that exacerbate their dispossession. In this groundbreaking account, Lewis asks whether true reparation for the legacy of colonialism is to be found only through radical—even criminal—means. Jovan Scott Lewis is Associate Professor and Chair of Geography at the University of California, Berkeley. Alize Arıcan is a Postdoctoral Associate at Rutgers University's Center for Cultural Analysis. She is an anthropologist whose research focuses on urban renewal, futurity, care, and migration in Istanbul, Turkey. Her work has been featured in Current Anthropology, City & Society, Radical Housing Journal, and entanglements: experiments in multimodal ethnography. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/law

There is romance in stealing from the rich to give to the poor, but how does that change when those perceived rich are elderly white North Americans and the poor are young Black Jamaicans? In this innovative ethnography, Jovan Scott Lewis tells the story of Omar, Junior, and Dwayne. Young and poor, they strive to make a living in Montego Bay, where call centers and tourism are the two main industries in the struggling economy. Their experience of grinding poverty and drastically limited opportunity leads them to conclude that scamming is the best means of gaining wealth and advancement. Otherwise, they are doomed to live in “sufferation”—an inescapable poverty that breeds misery, frustration, and vexation. In the Jamaican lottery scam run by these men, targets are told they have qualified for a large loan or award if they pay taxes or transfer fees. When the fees are paid, the award never arrives, netting the scammers tens of thousands of U.S. dollars. Through interviews, historical sources, song lyrics, and court testimonies, Lewis examines how these scammers justify their deceit, discovering an ethical narrative that reformulates ideas of crime and transgression and their relationship to race, justice, and debt. Scammer's Yard: The Crime of Black Repair in Jamaica (U Minnesota Press, 2020) describes how these young men, seeking to overcome inequality and achieve autonomy, come to view crime as a form of liberation. Their logic raises unsettling questions about a world economy that relegates postcolonial populations to deprivation even while expecting them to follow the rules of capitalism that exacerbate their dispossession. In this groundbreaking account, Lewis asks whether true reparation for the legacy of colonialism is to be found only through radical—even criminal—means. Jovan Scott Lewis is Associate Professor and Chair of Geography at the University of California, Berkeley. Alize Arıcan is a Postdoctoral Associate at Rutgers University's Center for Cultural Analysis. She is an anthropologist whose research focuses on urban renewal, futurity, care, and migration in Istanbul, Turkey. Her work has been featured in Current Anthropology, City & Society, Radical Housing Journal, and entanglements: experiments in multimodal ethnography. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/caribbean-studies

There is romance in stealing from the rich to give to the poor, but how does that change when those perceived rich are elderly white North Americans and the poor are young Black Jamaicans? In this innovative ethnography, Jovan Scott Lewis tells the story of Omar, Junior, and Dwayne. Young and poor, they strive to make a living in Montego Bay, where call centers and tourism are the two main industries in the struggling economy. Their experience of grinding poverty and drastically limited opportunity leads them to conclude that scamming is the best means of gaining wealth and advancement. Otherwise, they are doomed to live in “sufferation”—an inescapable poverty that breeds misery, frustration, and vexation. In the Jamaican lottery scam run by these men, targets are told they have qualified for a large loan or award if they pay taxes or transfer fees. When the fees are paid, the award never arrives, netting the scammers tens of thousands of U.S. dollars. Through interviews, historical sources, song lyrics, and court testimonies, Lewis examines how these scammers justify their deceit, discovering an ethical narrative that reformulates ideas of crime and transgression and their relationship to race, justice, and debt. Scammer's Yard: The Crime of Black Repair in Jamaica (U Minnesota Press, 2020) describes how these young men, seeking to overcome inequality and achieve autonomy, come to view crime as a form of liberation. Their logic raises unsettling questions about a world economy that relegates postcolonial populations to deprivation even while expecting them to follow the rules of capitalism that exacerbate their dispossession. In this groundbreaking account, Lewis asks whether true reparation for the legacy of colonialism is to be found only through radical—even criminal—means. Jovan Scott Lewis is Associate Professor and Chair of Geography at the University of California, Berkeley. Alize Arıcan is a Postdoctoral Associate at Rutgers University's Center for Cultural Analysis. She is an anthropologist whose research focuses on urban renewal, futurity, care, and migration in Istanbul, Turkey. Her work has been featured in Current Anthropology, City & Society, Radical Housing Journal, and entanglements: experiments in multimodal ethnography. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/sociology

There is romance in stealing from the rich to give to the poor, but how does that change when those perceived rich are elderly white North Americans and the poor are young Black Jamaicans? In this innovative ethnography, Jovan Scott Lewis tells the story of Omar, Junior, and Dwayne. Young and poor, they strive to make a living in Montego Bay, where call centers and tourism are the two main industries in the struggling economy. Their experience of grinding poverty and drastically limited opportunity leads them to conclude that scamming is the best means of gaining wealth and advancement. Otherwise, they are doomed to live in “sufferation”—an inescapable poverty that breeds misery, frustration, and vexation. In the Jamaican lottery scam run by these men, targets are told they have qualified for a large loan or award if they pay taxes or transfer fees. When the fees are paid, the award never arrives, netting the scammers tens of thousands of U.S. dollars. Through interviews, historical sources, song lyrics, and court testimonies, Lewis examines how these scammers justify their deceit, discovering an ethical narrative that reformulates ideas of crime and transgression and their relationship to race, justice, and debt. Scammer's Yard: The Crime of Black Repair in Jamaica (U Minnesota Press, 2020) describes how these young men, seeking to overcome inequality and achieve autonomy, come to view crime as a form of liberation. Their logic raises unsettling questions about a world economy that relegates postcolonial populations to deprivation even while expecting them to follow the rules of capitalism that exacerbate their dispossession. In this groundbreaking account, Lewis asks whether true reparation for the legacy of colonialism is to be found only through radical—even criminal—means. Jovan Scott Lewis is Associate Professor and Chair of Geography at the University of California, Berkeley. Alize Arıcan is a Postdoctoral Associate at Rutgers University's Center for Cultural Analysis. She is an anthropologist whose research focuses on urban renewal, futurity, care, and migration in Istanbul, Turkey. Her work has been featured in Current Anthropology, City & Society, Radical Housing Journal, and entanglements: experiments in multimodal ethnography. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-american-studies

Not only do I feel compelled to expose this wholesaler scammer who is deliberately scamming people so that we as a community can stop people like this but I feel it my responsibility to show you what to look for so it doesn't happen to you. There are 5 steps to make sure you don't fall victim to a fraudulent wholesaler. So get ready to listen to me expose a scammer! GET PAID $10,000 to find deals for Jerryhttps://flippingmastery.com/10kpod                      ---------------------------------------------- This podcast was originally released on YouTube. Check out Jerry Norton's YouTube channel, with over 750 videos on all things wholesaling and flipping!https://www.youtube.com/c/FlippingMasteryTV About Jerry Norton Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate. **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or (888) 958-3028. Wholesaling & House Flipping Software: https://flippingmastery.com/flipsterpodMake $10,000 Finding Deals:   https://flippingmastery.com/10kpod Get 100% funding for your deals! https://flippingmastery.com/fspod Mentoring Program: https://flippingmastery.com/ftpod FREE 8 Week Training Program https://flippingmastery.com/8wpod Get Paid $8700 To Find Vacant Lots For Jerry: https://flippingmastery.com/lfpod FREE 30 Day Quickstart Kit https://flippingmastery.com/qkpodFREE Virtual Wholesaling Kit:https://flippingmastery.com/vfpod FREE On-Market Deal Finder Tool: https://flippingmastery.com/dcpod FREE Wholesaler Contracts: https://flippingmastery.com/wcpodFREE Comp Tool:https://flippingmastery.com/compod FREE Funding Kit: https://flippingmastery.com/fkpod FREE Agent Offer Sheet & Scripts: https://flippingmastery.com/aspod FREE Cash Buyer Scripts: https://flippingmastery.com/cbspodFREE Best Selling Wholesaling Ebook:https://flippingmastery.com/ebookpodFREE Best Selling Fix and Flip Ebook:https://flippingmastery.com/ebpodFREE Rehab Checklist:https://flippingmastery.com/rehabpodLET'S CONNECT...!  FACEBOOK:http://www.Facebook.com/flippingmastery INSTAGRAM: http://www.instagram.com/flippingmastery

On this episode: The ”Poddin' Next Door" crew hits on their usual opening banter and whole lot of other topics. Thanks for your support

If anyone--the IRS, the electric company, the police--calls you and asks you to buy a prepaid Visa card or a gift card to pay your bill over the phone, it's not who you think it is. They'll tell you to scratch the numbers off the back and read them the numbers. This is a ploy by scammers to get money from you. Don't fall for it! This tip was inspired by a recent real-life story of a phone scam that terrified a woman in the San Francisco area: https://www.sfchronicle.com/bayarea/article/phone-scam-therapists-16483251.phpSupport the show (https://www.patreon.com/howhackshappen)

The US once again declines to declassify documents related to the JFK assassination, citing fears of 'identifiable harm.' Scammers get away with an audacious crypto-related heist using a fake food delivery service. Robot artist Ai-Da is detained by Egyptian authorities at the border. All this and more in this week's Strange News. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

Simple engineering often beats cutting edge. Explosion in car prices attracts shady actors. Parts shortage causes discontinuation of older line items. Van craze extends to AWD Japanese-market Kei-car microvans.  We love to hear from you! CarsThePodcast@gmail.com Recommendations for podcast staff names will be attributed!

Dropkickdarren and Mark11 run you through the dispatch - audio style! What we touch on: Editorial Olympus Pro - Cohort 2 launch (2:26)More information on the V2 migration (4:12) Lower LTV for sOHM on Rari Fuse pools (6:10)OHM-wETH SLP bond goes live (7:45)Scammers out in full force (8:45)Klima Updates - BCT/USDC, BCT/KLIMA bonds are live! (10:16)Proposal - Funding tOHM reactor and Liquity whitelisting (12:26)Range Protocol - A new surprise from Zeus (13:43) (range discord in notes) Twitter thread - Unbanksy on Growth (15:58) Ohmie of the week -Zap (17:24)Numbers at a glance (18:12)Meme of the week (20:08)Bits of the week (21:40) Useful links:Zap's dashboard: https://dune.xyz/CyJackX/OHM-Days-until-Supply-meets-RFVRange discord: https://discord.gg/gCMq8eqBNWRange docs: https://rngswp.fyi/docsKlima ELI5 from Asfi: https://twitter.com/ishaheen10/status/1453593770532880389?s=12Olympus Agora:- Twitter: https://twitter.com/AgoraDispatch- Medium: https://medium.com/@agoradispatchHosts:- Dropkickdarren: https://twitter.com/dropkickdarren- Mark11: https://twitter.com/Mark11ETHIf you're looking to contribute to the podcast- or think you can add something to our product quality, what are you waiting for Ohmie? Come and join us in the OlympusDAO discord!https://discord.gg/f9s9YgWxVp

Hosted by Rick Hogg and presented by War HOGG Tactical and On The Range Podcast.  Support the show by becoming a member of the OTR Patreon Page!   Kill Cliff ! Use PROMO CODE: OTR15   Combat Flip Flops ! Use PROMO CODE: OTR25   Alpha Elite Performance ! Use PROMO CODE: OTR15   Battle Brothers Shaving Co ! Use PROMO CODE: OnTheRange15   Go visit the Patreon Page for exclusive content and training tips! Kelley Defense War HOGG Tactical Patreon On The Range Podcast Web Sites: warhogg.com www.kelleydefense.com   Instaragm: On The Range Podcast War HOGG Tactical Kelley Defense   #ontherangepodcast #rickhogg #markkelley   -Rick Hogg is a 29 year US Army Special Operation Combat Veteran. Rick has taken his 13 combat deployments, both in Iraq and Afghanistan, and teaching experience as a Special Forces Advanced Urban Combat instructor and harnessed them into War HOGG Tactical, Inc.   -Mark Kelley is a US Army Combat veteran and 28 year major city Law Enforcement Officer. Mark turned his military, tactical officer, and dignitary protection team leader experience into Kelley Defense. Mark has trained Military, Law Enforcement and civilian personnel.

We're down one Lunchbox this week but in his stead, we are joined by podcaster extraordinaire Delvin Cox of The Delvin Cox Experience, PSVGdelvin , and as you will hear, many other podcasts. We start of wit h a bit of getting to know you with our guest before delving into a few news items. Ant copped the world's best travel mug. Ant is pro self-checkout and explains why. Scammers tried to get at your man Gabe. They did not succeed but be on the lookout because they out there. We delve further into Delvin's podcast game and being a creator in general. Tee updates you all on his colonoscopy. We then head to Reddit for some AITA and wrap it up with a bit of Video Game Chat. Tatum l TAYREL713 l Lunchbox l Gabe LISTEN l RSS l Apple Podcast l Google Podcast l Spotify l TuneIn l Twitter l Amazon Music I YouTube l Twitch l Stitcher l Email l Amazon Wish List l Merch l Patreon I Rate This Podcast PHONE l 216-264-6311     #Cleveland #Ohio #Podcast #LiveFromThe216 #HeltahSkeltah #Nocturnal #GrateUnknown #JahmalBush #RocknessMonsta #SelfCheckout #Scammers #Creators #Colonoscopy #HealthandWellness #AITA #Reddit #VideoGames #Deathloop #TetrisEffectConnected #NSOExpansionPack #WordsWithFriends #FarCry6 #DemonSlayer #ResidentEvil7Biohazard #ResidentEvil4 #ResidentEvilVillage

Sober is Dope, Sober is Doper, Monk Healing, The Sober Rapper, and POP Buchanan does not endorse or promote Body Brokering, Capitalizing on the Pain and Suffering of Addicts, Incentivized Insurance Scams, Shady Recovery Marketers, and Clinics that Railroad Addicts into Treatment. We are not affiliated with any DETOX, REHAB, or RECOVERY CLINICS. We frown upon FAKE GURUS/INFLUENCERS that utilize their platform to SEXUALLY prey on addicts and people that are in a vulnerable and emotional state. We frown upon FAKE GURUS/INFLUENCERS that utilize their platform to profit from the pain, suffering, and addiction of addicts. We believe that Recovery Platforms should be a safe place for addicts. We do not judge addicts and do not judge recovering addicts that relapse. The Sober is Dope podcast is sacred ground. We put God first and we do not judge anyone that may not be religious, spiritual, or share the same beliefs as our founder, POP Buchanan. The Star of Sober is Dope are the addicts and the people in recovery, not POP Buchanan. Sober is Dope, Sober is Doper, Monk Healing, The Sober Rapper, and POP Buchanan are devoted to the healing of the afflicted, scorned, addicted, broken, and depressed. POP Buchanan is an addict with almost 9 years of Recovery. This platform was created to share his story and process, in the hope, of inspiring addicts worldwide. Sober is Dope will report anyone that we find to be abusing addicts emotionally, sexually, monetarily, and mentally. We are not affiliated with any investors or people that support Body Brokering. Sober is Dope is sacred ground and a safe place for the addict. Profits and proceeds from the Sober is Dope and Sober is Doper shops are utilized for the podcast, and a portion goes to charity. If you or someone you know are victims to sexual misconduct, abuse, body brokering, insurance scams, or neglect, email us at Monkhealing@soberisdope.com  Connect with Sober is Dope/Sober is Doper: https://linktr.ee/Soberisdope --- Send in a voice message: https://anchor.fm/soberisdope/message

Fall 2021 A dating app A scammer An overdue bill email your stories to looselipsspodcast@gmail.com RATE|REVIEW|SUBSCRIBE --- Send in a voice message: https://anchor.fm/loose-lips-podcast/message Support this podcast: https://anchor.fm/loose-lips-podcast/support

On this episode: The ”Poddin' Next Door" crew hits on their usual opening banter, Emotional State of the Crew, Fighting Russ, The Homies asking for a Birthday Gift, Day Traders, Dream Car, Doja Cat Stan, Getting emotional as you age, Where to pick up your dream girl, Questioning tradition, Alec Baldwin Incident, Boosie Movie Review, and that's about it folks. Listen on most Digital Streaming Platforms. Apple, Amazon, Spotify, Google…… Follow + Subscribe: Instagram - @poddinnextdoor YouTube - Poddin' Next Door

Paige is having a problem with her couples costume and Hannah is on her second marriage. See acast.com/privacy for privacy and opt-out information.

Go to http://avast.com to learn more about Avast One. Listen to SpongeBob BingePants on the iHeartRadio App, Apple Podcasts, or wherever you get your podcasts. Welcome to Multi Level Mondays, a weekly series all about multi level marketing, pyramid schemes, and ponzi schemes. Connect With Me: https://linktr.ee/iilluminaughtii This episode was edited and mixed by: G. Thomas Craig   Album cover art created by: Betsy Primes Intro Song Credits: Last to Fall- Will Van De Crommert Outro Song Credits: Sacred and Profane- Nicholas Rowe Ad Music Credits: Tango de Manzana by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4460-tango-de-manzana License: https://filmmusic.io/standard-license Backbay Lounge by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3408-backbay-lounge License: https://filmmusic.io/standard-license

Robin is all of a

Go to http://dailyharvest.com/casket to get up to $40 off your first box! Go to http://adamandeve.com/casket and use code CASKET to get 50% off 1 item and free shipping in the US and Canada. **some exclusions apply  Welcome to the Corporate Casket, a weekly series where bad businesses go to die.  Connect With Me: https://linktr.ee/iilluminaughtii This episode was edited and mixed by: G. Thomas Craig   Album cover art created by: Betsy Primes Intro Song Credits: Trauma- Will Van De Crommert Outro Song Credits: Electronica Punch- Oleksandr Koltsov Ad Music Credits: Tango de Manzana by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4460-tango-de-manzana License: https://filmmusic.io/standard-license Backbay Lounge by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3408-backbay-lounge License: https://filmmusic.io/standard-license

Trump ally Steve Bannon has defied a subpoena from the House committee investigating the January 6 Capitol insurrection. Democrats are set to hold him in contempt. Politico explains why things will get complicated from here. A new report lays bare the severe human toll of climate change, detailing how it is killing people and making them sicker. CNN has the key takeaways. Scammers on social media and dating sites swindled Americans out of a record $304 million as more people searched for love online during the pandemic. The Washington Post warns daters what to watch for. We now know who owns the sole copy of the Wu-Tang Clan album that recently sold for $4 million. Rolling Stone has the latest twist in the bizarre story.

Bryan asks Krissy to join his new MLMM business, LuLaNO. Then they wonder why they got news alerts about Kourtney K and Travis B, and who the f*&k cares? Plus, the new trend is wearable microphone/amplifier combos and Bryan doesn't think it's funny. Finally, the gang review some 911 calls that are less of an emergency and more of comedy routine! It's a wild episode of TCB...get a cold beverage, jump in the car and call the police on yourself!LINKS:Want a TCB limited edition collectible sticker? Each series sticker is limited and first come, first serve. Click HERE to find out how!Send us show ideas, comments, questions  or hate mail by texting us or leaving a voicemail at 1-661-Best-2-Yo (1.661.237.8296)Watch Us on YouTubeTCB Live On Fireside AppSponsorStreamlight Lending By SunTrust Bank (Use Code TCB for additional interest savings)BeachBound is beach focused vacation travel planning agency...online!Special Thanks To Moon Cheese For The Snacks! Use Code TCB For 15% Off Moon Cheese Products...Click HereSpecial Thanks To Project Pollo Our Vegan Burgers!Studio Snacks Provided By Siete Chips! (Try The Fuego Flavor!)Castbox is the TCB publishing partner . Download The App Here!New Episodes on Tuesdays and now Fridays everywhere you listen to podcasts!1-(661)-BEST-2-YO  |  (1-661-237-8296)

Adam Levin discusses the latest issues surrounding hackers, scammers and identity thieves. Adam is an expert in cybersecurity and consumer protection. He is the co-author of the book Swiped - How to Protect Yourself in a World Full of Scammers, Phishers and Identity Thieves, and the host of "What The Hack," a podcast that takes a light-hearted look at the heavy issues surrounding online security, fraud and cyber-crime. Listen for three action items you can use today. Host, Kevin Craine Do you want to be a guest?    

Today's episode is an adaptation of a classic fabel. Follow along as Slip the con man learns a valuable lesson while scamming people in a friendly town.Draw us a picture of what you think any of the characters in this story look like, and then tag us in it on instagram @storiespodcast! We'd love to see your artwork and share it on our feed!!If you would like to support Stories Podcast, you can subscribe and give us a five star review on iTunes, head to patreon.com/stories and pledge to make a monthly donation, check out our merch at storiespodcast.com/shop, follow us on Instagram @storiespodcast, or just tell your friends about us!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.