Podcasts about renters

The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Home insurance isn't the sexiest topic, but in the world of financial independence, predictability is quite an attractive trait to have. That's why money nerds across the world value insurance as a natural hedge against catastrophic wealth-ending disasters. Whether you're a homeowner, a renter, or a landlord, home insurance could help you rebuild quicker after the unexpected happens.Recently, a large fire broke out around the Denver, Colorado area, affecting families in Mindy's home city of Longmont. Thankfully, Mindy and her family are safe, but many didn't share the same fate. Hundreds of households were left without homes, while they watched their old neighborhoods turn to ashes and embers. This prompted Mindy to invite her good friend and insurance expert, Steve Longenecker, onto the show to discuss how you can financially protect your family when disaster strikes.Are you underinsured thanks to rising home prices? How much will your insurance company pay you if your home is destroyed? How are renters protected during natural disasters? And who should you contact to make a claim? All these questions (and more) are answered in today's bonus episode of the BiggerPockets Money Podcast. In This Episode We CoverHow home price appreciation greatly affects your insurance coverage Checking to make sure you're not underinsured or overinsured “Binding restrictions” and how insurance companies use them during disasters Tips for homeowners on getting the most appropriate insurance policy for their needs Renters insurance and how renters can stay protected as wellHow to submit and process a claim with your insurance agentAnd So Much More!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

https://www.biggerpockets.com/blog/9-types-of-insurance-for-landlordsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A shortage of housing in some parts of the U.S. has led to a rental squeeze. Prospective renters are finding themselves having to offer more than the listing price. KUT's Audrey McGlinchy reports. And, beginning this week, Californians will have to deal with mandatory water restrictions. The director of research, planning and performance for the California State Water Resources Control Board joins us to explain.

The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

In late November, commissioners in Montgomery County — located north of Houston — voted to return $7 million in unused federal rent relief. But some renters there are still facing eviction, and many have found it difficult to access county- and state-level COVID relief funds. As the federal government works to reallocate rent relief, we pay a visit to Montgomery County to see how officials, activists and renters are responding. But first, a look at what 2022 might bring for the job market, how restaurants and bars are planning for a second New Year’s Eve with COVID and why a big-ticket bailout for the U.K.’s hospitality industry still might only be a drop in the bucket.

In late November, commissioners in Montgomery County — located north of Houston — voted to return $7 million in unused federal rent relief. But some renters there are still facing eviction, and many have found it difficult to access county- and state-level COVID relief funds. As the federal government works to reallocate rent relief, we pay a visit to Montgomery County to see how officials, activists and renters are responding. But first, a look at what 2022 might bring for the job market, how restaurants and bars are planning for a second New Year’s Eve with COVID and why a big-ticket bailout for the U.K.’s hospitality industry still might only be a drop in the bucket.

The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Chef Kathy Gunst shares her daughter's recipe for moussaka – a blend of sauteed ground lamb with spices layered with thin slices of potatoes and eggplant and then blanketed in a rich, cheesy bechamel sauce. And, a tiny non-profit has produced a high-tech tool called Heat Seek to record apartment temperatures. As Jon Kalish reports, the idea is to help tenants force their landlords to fix ongoing heat issues.

The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Coming from a career in finance with Investment Banking and then being coerced into joining the massively successful food delivery company, Myles Shedden learned a lot about how to scale a business.  Also that it is quite different from starting one.  His new company, Chroma was created to solve a big problem in a very under-served market, that of Renters.  Learn how Myles thinks he may just have a great solution for those who don't yet own their own home and still have to deal with monthly rent payments. For the transcription of this episode please visit: https://www.rainforestab.ca/yyc-blog/podcast-episode-149-transcription Thank you for listening to the Leaders, Innovators and Big Ideas podcast, supported by Rainforest Alberta. The podcast that highlights those people who are contributing to and/or supporting the innovation ecosystem in Alberta. Host: Al Del Degan I have been involved in software development for more than 25 years. I have started companies, lead companies and worked for companies - doing many different things. I am honored to be considered a leader in Alberta's innovation ecosystem, and I give back as much, and often as I can. When I am not working or podcasting, you will find me pursuing my passions of photography, crypto investing, and wood working along with the occasional round of golf. Guest: Myles Shedden loves building products and companies that solve problems, and he gets even more excited when they solve economic and social issues at the same time. His background was originally in finance, starting his career in investment banking with RBC Capital Markets in Calgary, and then moving on to a private equity firm called TriWest Capital Partners, in Calgary as well, before moving to a small food delivery company called SkipTheDishes where Myles ran courier operations and then global operations.  Myles left Skip with some colleagues at the end of 2020 to found Chroma, a platform that makes renting convenient, flexible and rewarding.   Please be sure to share this episode with everyone you know. If you are interested in being either a host, a guest, or a sponsor of the show, please reach out. We are published in Google Podcasts and the iTunes store for Apple Podcasts We would be grateful if you could give us a rating as it helps spread the word about the show. Show Quotes: "...the reality is with housing, price increases, outpacing income growth. It looks like home ownership might not be a reality or not as, as soon for a lot of different people in different families. And we want to play a role in, in trying to at least make rent more convenient, flexible and rewarding experience. " "For anyone who's on the ground floor of technology in Alberta, something very, very exciting is happening." Credits... This Episode Sponsored By: Assembly Coworking Space Episode Music: Tony Del Degan Creator & Producer: Al Del Degan

The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

The guys talk early signing day with Steve Wiltfong (247), Clemson with Lawton Swann, UM with X, UF with Silk, FSU with CJ, Oregon with Max Torres, and more!! The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

2021 was a year of surprises in personal finance. Who would have thought inflation would take off, housing could get even hotter and that job-hopping would be commonplace amid a global pandemic? So, what's next? In this episode, Rob and Roma ask four personal finance experts - Robb Engen, Preet Banerjee, Erica Alini and Barry Choi - what they'll be watching in 2022. Plus, Rob and Roma share their own thoughts.

In this series of 'Move iQ top tips' founder, Phil Spencer shares details on how much renters can save by living in the suburbs vs. a city centre.  Tune in to learn: How much money you could save The cheapest places to save money/rent Advice for moving to a suburb   Click here to read our full blog post on this topic.   For more FREE advice, visit the Move iQ website.   Why not subscribe to receive Phil's monthly newsletters? You'll get his top tips and market updates direct to your inbox.   Where else can you find advice from Move iQ? You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn.   We upload videos weekly over on our YouTube channel, so be sure to subscribe and let us know what you think.   If you have any questions for Phil, or any special requests for topics to cover on the podcast, please email us at hello@moveiQ.co.uk.

The tens of billions of dollars set aside to help people pay their rent during the pandemic are almost gone, as nearly two thirds of the funding is expected to be spent or allocated by the end of the year. Renters have been relying on the money, but so have their landlords, who say they have had to deal with a variety of obstacles as well. Julia Coronado discusses the concept of full employment, and why many economists believe it is within reach in 2022.

The tens of billions of dollars set aside to help people pay their rent during the pandemic are almost gone, as nearly two thirds of the funding is expected to be spent or allocated by the end of the year. Renters have been relying on the money, but so have their landlords, who say they have had to deal with a variety of obstacles as well. Julia Coronado discusses the concept of full employment, and why many economists believe it is within reach in 2022.

Real Estate Tips For 2022 - How To Crush It In 2022 | Imelba MartinezThe average American spends a third of their life as a renter. Renters often struggle to find a good candidate for a rental at a fair price. But have no fear, this episode of Walk In Victory, we will give you tips on how to crush it in Real Estate.Imelba shares the layout of the main considerations when buying a home, what types of lenders are out there, and what your effective interest rates are when taking out a mortgage. Listen now!Imelba's Contacts : imelba@kw.com

The guys are back with another amazing show! -Big 3 talk (UM coaching "search" Ft. Manny Navarro, UF vs FSU, AR15 Ft. Denny Thompson, FSU Recruiting, UF's hire of Billy Napier FT. James Bates) -National Talk (Playoffs, Prize Picks, Game Picks) -And much more! The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Mike Rudoy is the Co-Founder and CEO of Jetty, a financial services platform that helps make renting a home more affordable and flexible. Jetty offers three products to help renters get into homes: Jetty Deposit - security deposit replacement Jetty Rent - rent payment program Jetty Protect - renters insurance Not only does Jetty help renters, the services makes managing properties easier too. It's a win win situation and example of a successful business model that places the product in the middle of a sales chain. During the interview, Mark and Michael discussed the business model behind Jetty, Mike's entrepreneurial journey, the general state of housing in America and much more. Show Links Follow us on Twitter: http://twitter.com/mrudoy (@mrudoy), http://twitter.com/mpd (@mpd) Guest Links: https://www.jetty.com/ (Jetty) Podcast Links: http://mpd.me (Website), https://www.youtube.com/channel/UCua7T3uyg6IQeSbYyNKT_Iw (YouTube), https://twitter.com/mpd (Twitter), https://www.facebook.com/innovationwithmpd (Facebook), https://www.linkedin.com/company/innovationwithmpd (LinkedIn)

Today's HousingWire Daily features a sponsored Fannie Mae episode, hosted by HousingWire's managing editor of Content Solutions Maleesa Smith. In today's episode, Smith is joined by Steve Holden, Vice President of Single-Family Analytics at Fannie Mae, to discuss what lenders can do to help more renters become homeowners. HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsroom that are helping Move Markets Forward. Hosted by Jordan White and produced by Alcynna Lloyd and Elissa Branch.

Karen, with special Guest Host Paul Hunt chat with The Salvation Army who have Red Kettle Bell Ringers throughout Ventura County to raise funds for needy families during the holidays, Guest Host Paul Hunt talks about Service Pet rules for Renters & Landlords, a must listen for the latest guidlines. Dr Tony O'Donnell has the latest health tips when it comes to your legs, good diets, active lifestyle and just a bit of stretching can keep your legs in great shape! Larry Reyes tells us that rates are stable, inventory is low but they are excellent opportunities and programs for everyone looking to buy a home.  Dr. Mark Lepore finishes off the show with the latest Corona Virus Variant Omicron, Dr. Lepore urges people to get vaccinated, social distance and be a little more careful during the holiday season.  All this with Karen and her special guest host Paul Hunt on this fantastic Girls On The Air Podcast!

Silk, Larion, and CJ get into a ton of Big 3 Talk, FSU vs UF, SNOOP joins the show, as well as Ahmad Black, and Adam Shuler! Who is Bowling... FSU or UF? Recruiting, UM head job, UF head job? Top 25 talk, Prize picks, Game Picks! And much more! The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Hostile possession. The disseisor must have entered or used the land without permission from the true owner. The disseisor's motivations may be interpreted by the court in several ways, depending upon state law and precedent: Objective view – the land was used without the true owner's permission and in a manner inconsistent with the true owner's rights. Bad faith or intentional trespass view – the land was used with the adverse possessor's subjective intent to disregard or violate the actual property owner's rights. Good faith view – a few states require that the party claiming adverse possession must have mistakenly believed that it is their land. Some jurisdictions permit accidental adverse possession, as might occur as the result of a surveying error that places the boundary line between properties in the wrong location. Renters, hunters or others who enter the land with permission are not taking possession that is hostile to the title owner's rights. (mistaken possession in some jurisdictions does not constitute hostility) Open and notorious use. The disseisor must possess the property in a manner that is capable of being seen. That is, the disseisor's use of the property must be sufficiently visible and apparent that it gives notice to the legal owner that someone may assert claim, and must be of such character that would give notice to a reasonable person. If the legal owner has actual knowledge of the use, this element is met; it can be also met by fencing, opening or closing gates or an entry to the property, posted signs, crops, buildings, or animals that a diligent owner could be expected to know about. Continuous. The disseisor claiming adverse possession must hold that property continuously for the entire statute of limitations period, and use it as a true owner would for that time. Generally, the disseisor's openly hostile possession must be continual (although not necessarily constant) without challenge or permission from the lawful owner, but breaks in use that are consistent with how an owner would use the property will not prevent an adverse possession claim. Occasional activity on the land with long gaps in activity fails the test of continuous possession; courts have ruled that merely cutting timber at intervals, when not accompanied by other actions that demonstrate actual and continuous possession, fails to demonstrate continuous possession. If at any time during the statute of limitations period, the true owner ejects the disseisor from the land either verbally or through legal action, and the disseisor then returns and dispossesses him again, then the statute of limitations period begins anew. The statute of limitations applies only to the disseisor's time on the property, not how long the true owner may have been dispossessed of it (by, say, another disseisor who then left the property). However, if adverse possession is continuous between two or more successive disseisors without interruption, it may be possible for the second disseisor to claim adverse possession for the entire period based upon a legal doctrine known as tacking. --- Send in a voice message: https://anchor.fm/law-school/message Support this podcast: https://anchor.fm/law-school/support

Home prices have risen dramatically in the pandemic, as white-collar workers whose finances didn't suffer in the crisis competed for homes with more space as mortgage rates fell to record lows. The cost of goods involved in residential construction, including energy, has also increased 14.5 percent so far in 2021, more than eight times faster than over the first 10 months of last year, according to the National Association of Home Builders. The double-digit increase in home prices has prevented people from buying their first home, and so more are renting. There are 1 million more renter households today than there were at the end of the second quarter of 2020, according to Realtors data. The number of renters will likely continue to rise as more people return to cities to take advantage of the recovering job outlook, said National Association of Realtors chief economist Lawrence Yun, noting that people who doubled up with friends or lived in their parents' basements during the crisis are now adding to rental demand. ________________________ HOSTED BY: Dan French Realtor | Key Realty LLC License # S.0193843 9890 S Maryland Parkway Las Vegas, NV 89183 702-557-6176 https://www.lvhomeprofessionals.com Follow Us on Social Media! Instagram: https://www.instagram.com/danfrenchlv/ Facebook: https://www.facebook.com/TheMarketSna... Twitter: https://twitter.com/AskDanFrench

Peter Jongeneelen is a member of the tenants' advocacy group ACORN.

2022 Housing Prediction #7: With iBuyers having less competition from other iBuyers, and i-Buyers having to pay more to fund their businesses (to purchase the actual houses), we predict that i-Buyers will start offering and paying less for the homes, thus they won't be a competitor against the retail buyer anymore.  (Zillow's mistake). In Q3 2021, iBuyers accounted for 1.6 percent of all homes purchased in the U.S. That's around 28,000 homes, nearly double the 15,000 homes purchased by iBuyers in Q2. Also noteworthy: IBuyer Market share in Phoenix, the largest iBuyer market, peaked to a new high of 10.8 percent. This is the first time iBuyers have exceeded 10 percent market share in a major market — a significant if temporary, achievement. While Opendoor and Offerpad improved their net profit and loss in 2021 (benefiting from record home price appreciation), Zillow's just got worse (and that's excluding the $304 million inventory write-down) — another reason Zillow Offers just wasn't working out. Additionally, there is increasing scrutiny of i-Buyers from other entities, for example, The Los Angeles City Council voted last week to explore different ways of preventing i-Buyer companies like Zillow, Open Door, Rocket Homes, and Redfin from purchasing single-family homes.  They state that they believe the i-Buyer, tech-driven platforms are pushing home prices even further out of reach.   Important: 2022 top agent success secrets [Revealed]: New FREE Real Estate Coaching web event, revealing 17 surprising secrets of the top 100 $$ millionaire agents. Get your FREE spot for the 2022 Real Estate Coaching webinar now. After you have attended this event you will have a huge feeling of relief knowing you will FINALLY laugh at your money worries – You will have your own personalized 2022 Step-By-Step Real Estate Business Plan. Learn now how to generate 100's of motivated leads for FREE, without coming off as a pushy salesperson and losing your soul. You will soon know how to become one of the 1000s of agents making HUGE money who never thought they could. https://timandjulieharris.com/webinar-reservation.html 2022 Housing Prediction #8: Renters will also feel the pricing increases.  Renters will need to save an extra $369 per month on average just to keep up with the increases in home values / their landlords raising rent as a result.   *We could be wrong if some sort of legislation is passed to control rental price increases.  Remember the eviction moratoriums that were passed? 2022 Housing Prediction #9: Mortgage rates will continue to run at historically low rates, with massive pressure from all sides to keep them that way. According to Bankrate, who surveyed a collection of the nation's largest mortgage lenders, as of November 12th, 2021, the average rate for a 30-year fixed mortgage is 3.07 percent.  The average rate for the benchmark 15-year fixed mortgage is 2.40 percent, down 8 basis points from a week ago. At the current average rate, you'll pay $421.60 per month in principal and interest for every $100,000 you borrow. That's lower by $6.50 than it would have been last week. Monthly payments on a 15-year fixed mortgage at that rate will cost roughly $390 per $100k borrowed. 2022 Housing Prediction #10: Buyer's Agent commissions will continue to erode, become more negotiable, and even optional.  Remember, the listing agent always wins!  The buyer's agent commission will no longer be seen as an ‘entitlement' to the agent. The National Association of Realtors just approved the public display of buyer agent commissions.  Agents may not filter based on this, but it is interesting that the ‘standard' commission is no longer assumed. Remember, there are no buyers who ‘have to' buy, only sellers who ‘have to' sell!  Make the commitment to being a powerful listing agent. Tomorrow's show is 2022 Real Estate Predictions 11-14 Learn more about your ad choices. Visit megaphone.fm/adchoices

Silk, Larion, and CJ get into a ton of Big 3 Talk and FSU over UM. Who is Bowling? Recruiting, UM head job, UF head job? Top 25 talk, Prize picks, Game Picks! And much more! The RollUp is brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

It's widely believed that only property owners pay property tax. But, in fact, renters often pay more property tax than those in single family dwellings. They just pay it in their rent. Here to explain is Derek Lobo, CEO of the brokerage firm, SVN Rock Advisors. See omnystudio.com/listener for privacy information.

WTJU is hosting Classical Listening Parties, a series of four free, casual events on Tuesdays in November. These four events are led by Chelsea Holt, pianist, teacher, and one of WTJU’s newest and youngest classical announcers. She’ll guide you through all the eras of classical music and tomorrow night at 7 p.m.: Classical. For a list of the others, visit wtju.net to learn more and sign up! On today’s show:The Village of Rivanna CAC gets an update on what middle missing housing is A recap of what’s been dropped off at solid waste centers operated by one of the Rivanna authorities Work takes places this work to help remediate an industrial waste site in CrozetLet’s begin the week with a status report on the pandemic. The Virginia Department of Health reports a seven-day average of 1,305 cases a day with 871 reported this morning. The percent positivity is at 5.4 percent, slightly up from 5.3 on Friday. There are 32 new cases in the Blue Ridge Health District and the percent positivity is at 4.7 percent. There have been five new deaths reported in the District since Friday.Belmont Bridge updateThe first major traffic shift of the Belmont Bridge is underway. All vehicular traffic will be routed to the southbound portion of the bridge, according to a project update sent out by the city of Charlottesville. New temporary traffic signals have been installed to control the new alignment. Construction got underway this year after many years of planning. To learn more, visit the city’s website.General Assembly 2022The two major parties have nominated their leaders for the next session of the House of Delegates. Republicans have nominated Delegate Todd Gilbert (R-15) as Speaker of the House and Delegate Terry Kilgore (R-1) as House Majority Leader. Republicans picked up five seats in the November 2 election to have a 52 to 48 edge when the General Assembly convenes on January 12. (press release)Current Speaker Eileen Filler-Corn (D-41) has been nominated as House Minority Leader. Delegate Charniele Herring (D-46) will serve as Chair of the Democratic Caucus. (press release)Remediating AcmeCrews are working in Crozet this month at the site of the former Acme Visible Records. The company built storage and retrieval equipment for documents from 1954 until approximately 2001. During that time, they directed wastewater into a lagoon that contained multiple pollutants. The U.S. Environmental Protection Agency issued a permit in September 2020 to the Wilson Jones Company to mitigate the harm based on a 2019 status report from the Virginia Department of Environmental quality. All of the buildings have been removed. (permit) (basis)Representatives of the company performing the mitigation sent an update the Crozet Community Association announcing that groundwater samples will be taken between November 10 and November 19. There are also plans this week to dig two wells to inject new chemicals into hazardous areas. “The wells will be installed to facilitate the completion of a pilot study for the injection of chemical oxidants which will treat the chlorinated solvent impacts in groundwater at the facility,” reads the report from a public relations company working with the Wilson Jones Company. As part of the permit, the land can never be used for residential purposes, schools, playgrounds, or daycare. Solid waste drop-off reportThe Rivanna Solid Waste Authority’s Board of Directors meets for the final time of 2021 tomorrow. The packet contains data about activity at the Ivy Materials Utilization Center and McIntire Recycling Center, both of which process all manner of recycling and solid waste. As of late September, 42 containers of paint cans have been shipped out of the facility. “Each container holds about 4,200 one-gallon paint cans,” reads an operations report. “Therefore, we have shipped about 176,400 paint cans since the program began in August 2016.”Leftover latex paint is re-processed back into commercial paint and oil-based paints are converted into fuel. Both September and October were busy months for the compostable food waste collection at the McIntire center, with over 8 tons being dropped off in each month. Commercial customers pay $178 a ton for disposal and residents are not charged. Over six hundred people participated in a Household Hazardous Waste Day held over two days in late September. Albemarle residents dropped off 22,640 pounds of furniture and mattresses on October 2, and Charlottesville residents disposed of 3,380 pounds. On October 9 the Ivy MUC accepted appliances and Albemarle residents parted with 6,800 pounds and 160 freon units. Charlottesville residents dropped off 1,400 pounds and 30 freon units. On October 16, unwanted tires had their turn and nearly 49 tons were processed for recycling. The RSWA continues to work through a permit modification with the Virginia Department of Environmental Quality to up the tonnage allowed at the Ivy MUC from 300 tons a day to 450 tons a day. You’re listening to Charlottesville Community Engagement. Interested in learning more about the Ancestral Monacan Homelands in Albemarle and Charlottesville along the Seminole Trail on which our 21st century communities have been built Interested in learning how to document the history, present, and future? Tomorrow the Albemarle Charlottesville Historical Society will hold a two-part event  in-person at Northside Library beginning at 5 p.m. First, UVA Professor of Anthropology Jeffrey Hantman will discuss his work, which includes which includes archaeology and history of the Monacan people, now with a new emphasis on how the Monacans were targeted by the eugenics movement. That will be followed at 6 p.m. with a workshop on cvillepedia, a collaborative encyclopedia. There will be a tutorial and I’ll be on hand to demonstrate how I use the site to keep the community informed. Professor Hantman’s talk will also be available through Zoom. Visit jmrl.org to learn more and to register for both programs. Missing MiddleFinally today, on Thursday, the 5th and Avon Community Advisory Committee will discuss an 85-unit rezoning that developers say will provide “missing middle housing” in the form of triplexes, duplexes, and multifamily units. But what is missing middle? Tori Kanellopoulos is a senior planner with the county. “Missing middle housing is housing that is between single-family detached housing and larger apartments and is intended to be compatible and scale and form with existing single-family attached,” Kanellopoulos said. Kannellopoulos said these units tend be smaller and are more affordable because the cost of land is spread across multiple units. “This is a concept that has gained a lot of attention recently though many of these housing types have existed for decades or longer and actually used to be permitted through many localities,” Kannellopoulos said. “Now localities are relegalizing these units by updating their zoning ordinances.” In July, Albemarle Supervisors adopted the Housing Albemarle plan, which seeks to encourage the development of more units with the hope that greater inventory will help with affordability. Renters and morgage-holders who pay more than 30 percent of their income on housing costs are considered distressed. That’s in part because Albemarle is an affluent community with a high median income. “Median home values in the county are about $138,000 higher than the U.S. median and about $83,000 higher than the Virginia median,” Kannellopoulos said. “Forty-two percent of renter households and 18 percent of homeowner households in the county are cost-burdened, meaning they are paying more than 30 percent of their gross income toward housing.”The situation is perhaps worse when other factors are taken into consideration such as the cost of transportation, child care, health, and food. To encourage creation of more of these housing types, planners created the Middle Density Residential land use category and debuted this in the Crozet master plan, over the opposition of some on the Crozet Community Advisory Committee. “The category recommends a density of 6-12 units per acre with up to 18 units per acre by meeting middle density housing types or affordability criteria beyond baseline housing requirements,” Kannellopoulos said. Most members of the Village of Rivanna Community Advisory Committee were opposed to the rezoning of Breezy Hill for 80 units on about 76 acres due to it being technically above one unit per acre. VORCAC Chair Dennis Odinov expressed skepticism that allowing more density would translate to more affordable prices. “These things have good intentions but in reality a lot of times they just over a period of time they just don’t work,” Odinov said. “That’s my concern. I’m no oracle and I may be wrong but that’s my experience and what I’ve seen. I’ve lived a lot of different places.” Odinov wanted to hear more about why many in Crozet were opposed to the concept. Details about how this might be implemented can be seen in the appendix of the Crozet Master Plan. Take a look beginning on page 72 of the .PDFSpecial announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP? The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

Home Buying, Investing, Career, Debt, Relationships As heard on this episode: Zander Insurance: https://bit.ly/2Xbn7hD  Bethel: https://bit.ly/2Zvx3Ey  Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started:  Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE

Richard Dixon talks about what inspired the #BSQotD, the #BSQotD, how Amazon is opening four new sites in Alabama, plays Rutger Hauer's speech from Blade Runner, the state of Alabama providing more renters' assistance, and more! See omnystudio.com/listener for privacy information.

This is the first of a series of podcasts we've been putting together for our patreon members, but have (with David's consent) shared it now publicly. Help us keep having these conversations by joining at patreon.com/tortoiseshack This Reboot Republic is the first in a series that aims to tell the personal stories of the housing crisis by the people impacted. In this podcast David tells us how he and his Partner are losing their home and are facing eviction in April 2022. David, a forklift driver, is in his 60s and cant see anywhere he can afford and ives in fear of becoming homeless. He explains how the house he has rented is his home and why he thinks that Ireland has broken the social contract with ordinary people. In this powerful conversation you'll hear how the housing crisis impacts on mental health, and the reality of what it means for renters to face eviction and the loss of their home. Renters have a right to a forever home too. We will be doing more of these personal stories. If you want to share or offer feedback you can contact us at rebootrepublic@gmail.com

The percentage of homes in the US purchased by investors is rising sharply. It's now nearly 1 in 4. The average homebuyer is having a harder and harder time competing, especially as this influx of institutional capital continues to drive up prices. Is America in danger of becoming a nation of renters, leasing their homes from hedge fund landlords? I recently tweeted out a chart from CoreLogic, showing how a rising percentage of single family homes are being purchased by investors. The chart really hit a nerve and my tweet went viral, performing 100x more than usual. I think it sparked so much attention because it caused folks to ask: is the individual homeowner becoming squeezed out of the housing market? Housing prices have risen to all-time highs this year while affordability has declined dramatically. Are we on our way to becoming a nation of renters, leasing from the wealthy investor class who will eventually own ALL of the houses? To address this, I'm excited to welcome Ivy Zelman to the program. Ivy is CEO of Zelman and Associates, the leading housing research firm in the US. See the YouTube Video for the charts and graphics: https://youtu.be/_D_kHqjzVa4

It's now illegal in St. Paul for residential landlords to raise their rent by more than 3 percent a year, after voters on Tuesday approved a rent control measure that's among the strictest in the country. The law applies to both new and existing homes and bars landlords from making dramatic rent hikes between tenants. This is an MPR News morning update for Thursday, November 4, 2021. Hosted by Cathy Wurzer. Our theme music is by Gary Meister.

Silk, Larion, and CJ get into Big3 talk, Florida Sports betting Ft. Robert Linnehan, Biting Monkeys, and more!! Then the guys get into top 25, Prize Picks and game picks for this week, life coach, and more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Wellington renters are becoming increasingly angry with the poor state of many of the capitals flats as the city heads into the pre-Christmas flat-hunting season. Tenants are leaving unhealthy and expensive homes and finding they are having to pay even more to find a roof that doesn't leak and walls that aren't furry. Reporter Jake McKee has the story.

Silk, Larion, and CJ get into Big3 talk Ft. Craig Meyer for UM vs PITT, Ft. Clemson Tom and QualkTalk for Clemson vs FSU, and Ft. 100Sanford Podcast on for UGA vs UF! Then the guys get into top 25, Prize Picks and game picks for this week, life coach, and much more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Silk, Larion, and CJ get into Big3 talk, UM Situation, top 25, Prize Picks and game picks for this week, life coach, and much more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Summary: John Rubino and I catch up on all things in the economy starting with false information in the media—we are not receiving honest commentary on inflation, which could lead to other problems down the road. Furthermore, we discuss some of the effects of inflation in sectors such as energy, and discuss issues surrounding the Chinese real estate market and what could potentially happen. Highlights: -Is gold going to have its rally? When is it going to happen? -Joe Rogan exposed CNN for giving false information to adhere to their own agenda -The mainstream media is losing popularity and credibility -Attention is shifting from corporate networks to independent journalists -The media has lied about inflation—these lies can be fatal -$80+ per barrel oil -Heating bills in American homes are predicted to rise -The whole energy complex is in an inflationary spiral -How long does this have to continue before we see it as a psychological market shift? -People are buying things in fear of not being able to get them later at a reasonable price -You need to hold assets that are going to go up -It's better to be a debtor in an inflationary period -Developing countries are terrified of inflation in ways that we are not -Labor has the power to start clawing back some of the wealth taken from it -Renting is going to be a really difficult thing to do—they will be set by people charging as much as possible -The Chinese real estate market is the largest asset class -Chinese real estate and US treasury seem connected   John Rubino 10-18-21 Rogan! Americans' heating bills to soar up to 50% this winter Oil is over $80 a barrel. Labor flexes its muscle as leverage tips from employers to workers   (wage inflation) Labor unrest is making a comeback in the USA. Wages going up is a really bad thing as far as the Fed is concerned. Emerging market central banks raising rates because inflation is deadly there (this is big) Potemkin store shelves  https://twitter.com/DonDurrett/status/1449865683324395526?s=20 Renters are getting squeezed. Hedge funds are buying up the available housing stock and will squeeze the renter class. Chinese real estate bubble is bursting, perhaps the largest bubble in history and creation. 75% of household assets are wrapped up in real estate. Useful Links: Financial Survival Network Dollar Collapse

Today's episode touches on a hot topic of discussion these days - whether now is the right time to buy. If you have buyers who are asking this question, there is probably more going on, and it's your job to find out what. Matt and Garrett talk about helping your clients narrow down their long-term vision, how a potential purchase fits into their five-year plan, and whether it aligns with their lifestyle. Using the Ninja Buyer Process, you can help your clients find clarity, even in the midst of unpredictable life events. Our hosts explain how to guide both renters and homeowners through this process, ask the right questions, and empower them to become smart, educated Ninja clients, who ultimately become decisive Ninja buyers.   Join the Ninja Selling Podcast group on Facebook at Ninja Selling Podcast Facebook where you share ideas, ask questions, and connect with other Ninjas. You can also leave a voicemail with your direct feedback at 208 MY-NINJA. And visit Ninja Selling Events for more information about upcoming open installations. Or if you're interested in taking your goals a step further, visit Ninja Coaching to check out all of our amazing coaches.   Episode Highlights:  Today's episode explores whether now is the right time to buy If buyers are asking this question, we need to discover what's holding them back Ask lots of questions to find out what else is going on You need to get a bigger sense of why they're asking this, and what this purchase means to them long-term Renters versus homeowners What is the lifestyle your buyers want to have (within their means)? Helping clients narrow down their long-term vision Uncertainty of life events can change these decisions as well Ninja Buyer Process will help clients find their clarity, become Ninja clients, and ultimately Ninja buyers   Quotes: “When buyers start getting into that, Well, is this the right time to buy? There's something else going on, and we need to discover what.”   “My first thing is, Well, talk to me about what this house means to you for the next five years.”   “You need to get a bigger sense of why they are asking this.”   “If you are a current homeowner, and you are planning on staying in that local vicinity, and you're worried about what your money is going to do, that you have tied up your house, it's going to go down, or it's going to go up no matter what. You're in the market. You're there.”   “If it's your primary residence, don't play with the money so much.”   “Let's start talking about these decisions based on the life you want to live and why you decided that you wanted to explore purchasing a home or selling a home in the first place. And as a real estate agent, that's our job is to help guide our people through this process.”   “When it comes to making big purchase decisions like a house, if you have a long-term vision, it's going to make that so much easier.”   “Sit down with them and have them write out exactly what they want that bigger picture to look like.”   “We're making financial decisions, sometimes based on the uncertainty of life events… We're already combining two things that don't always match well together. And then taking the uncertainty of both of those things and putting it together. No wonder people get confused in a time like this.”   “Tell me what's really going on through your head. And what would you really like to see out of this home, this neighborhood, this change that you're looking to make?”   “You've got to look at the quality of life, but also the time that you're here on this planet and say, Okay, is it worth having that in my life, for the time that I'm here?”   “[The Ninja Buyer Process] allows them to be an educated, smart buyer. That's the beauty of that process.”   “It's not designed to make you a better agent. It's designed to make them better buyers.”   “If you're doing the right things up front, you've turned them into a Ninja buyer. Ninja buyers can make decisions for themselves. And if they're leaning too heavily on you, it means you haven't asked enough questions. You haven't done your processes. You haven't allowed them to be a Ninja client.”     Links:   www.TheNinjaSellingPodcast.com   Email us at    TSW@TheNinjaSellingPodcast.com   Leave a voicemail at (208) MY-NINJA   Ninja Selling www.NinjaSelling.com @ninjasellingofficial   Ninja Coaching: www.NinjaCoaching.com @ninja.coaching   Ninja Events www.NinjaSelling.com/Events    Garrett garrett@ninjacoaching.com @ninjaredding   Matt matt@ninjacoaching.com @matthewjbonelli   The Ninja Selling Podcast Facebook Group  

Congress approved $47 billion to pay back rent and prevent evictions. NPR explains why so little of that money has made it to the millions of people who need it. The controversy over jokes about transgender people in Dave Chappelle’s Netflix special is reaching a critical point. Bloomberg lays out some key facts. Supply-chain issues are still causing problems for the automobile industry. Car and Driver reveals how the car shortage is so bad that dealers are putting unfinished vehicles on the lot just to fill space. A shredded Banksy painting sold for $25.4 million, a record. Quartz reports on how a surprise move by the mysterious artist to destroy the work wound up making it far more valuable.

Silk, Larion, and CJ get into Big3 talk, Seminole Tribe Betting in FL ft. Robert Linnehan, top 25, picks for this week, Gruden, life coach, and much more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

Silk, Larion, and CJ get into over an hour of Big3 talk. Then the guys get into top 25, picks for this week, and much more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

For decades, owning a home has been seen as a hallmark of the ‘American dream' and a major life milestone. While we take it for granted that home ownership is good, we make the argument in today's episode that, from the perspective of subjective well-being, owning a home isn't necessarily the key to happiness. This conversation covers the non-financial aspects of homeownership and why owning a home isn't necessarily superior to renting one. This is supported by data from a number of different studies that describe the relationship between experienced happiness and life evaluation, and how the decision to buy or rent relates to effective forecasting, for example. Benjamin unpacks concepts like focalism, hedonic adaptation, and buyer's remorse, as well as social comparison and happiness when it comes to material purchases like homes. He concludes with the following words of wisdom: buying a house will not make you happy, but that doesn't mean it's a bad decision. During the course of today's episode, we also touch on Shane Parrish's The Great Mental Models Volume 3: Systems and Mathematics, how individuals engage in panic selling according to the recent MIT study, ‘When Do Investors Freak Out?', and some of the listener discussion points that arose from our in-depth conversation with John Cochrane in Episode 169. Tune in today for all this, plus so much more!   Key Points From This Episode:   Find out why you should listen to Tim Ferriss' interview with Micheal Dell. [0:07:06] Today's recommended book: The Great Mental Models Volume 3 by Shane Parrish. [0:08:05] Unpacking how individuals engage in panic selling according to the MIT study, ‘When Do Investors Freak Out?' [0:11:10] We weigh in on three top Canadian banks halting sales of third-party mutual funds in preparation for Know Your Product (KYP) rule reform. [0:13:53] Ben highlights some listener discussion points following the John Cochrane episode. [0:16:34] Learn how predictable returns result from unpredictable cashflows in the long run. [0:18:23] What this means for long-term investors: focus on cashflow payoffs, not returns. [0:18:59] Why stocks are less risky for long-term investors if returns are predictable, which introduces horizon effects and impacts portfolio theory. [0:20:49] Key takeaways: outside income streams as additional asset classes, value versus growth, pure wealth investors versus labor market investors. [0:21:42] Introducing Ben's topic for this week: does owning a home make you happy? [0:28:15] Some perceptions about the correlation between homeownership and happiness. [0:29:53] Why the non-financial aspects of renting might make it superior to home ownership. [0:31:50] Expanding on the 2011 paper, ‘The American Dream or the American Delusion?' [0:32:10] Conclusions from the 2019 paper, ‘Homeownership and Happiness', that Swiss homeowners are no happier or even less happy than renters. [0:33:57] The relationship between ownership and slightly elevated reflective life satisfaction; the difference between experienced happiness and life evaluation. [0:34:15] Ben reflects on how the decision to buy or rent relates to affective forecasting. [0:35:02] Focalism: how experience is shaped by how we spend our time rather than more stable circumstances like paying for housing. [0:37:50] How to deal with poor affective forecasting, hedonic adaptation, and buyer's remorse by making smaller, more frequent experiential purchases. [0:41:26] What Elizabeth Dunn and Michael Norton have to say about homeownership in Happy Money. [0:43:14] Social comparison and happiness when it comes to material purchases like homes. [0:43:57] How housing impacts life satisfaction: quality, economic effects, prestige, freedom. [0:46:09] Ben on how working from home can exacerbate possible issues for homeowners. [0:51:28] Concluding this topic: why homeowners are not automatically happier than renters. [0:52:05] Personally, Ben shares why he would rather own more of his time than his home. [0:53:27] Suggested reading, including Positive Psychology and The Happiness Hypothesis. [0:54:35] Talking Sense: whether success is based on money, cost versus value, and more! [0:57:38]

The guys get into some Week 5 picks, Big 3 talk, Darren Adam Heitner joins to talk NIL, RVAHoo joins to talk UM vs UGA, and more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!

California's eviction moratorium is set to expire tomorrow, September 30. But in many parts of the Bay, Latino immigrant tenants have still been getting evicted by their landlords. That's because protections on paper haven't necessarily added up to protections in practice, as many renters have not been made aware of their rights and face barriers to receiving rental assistance. Guest: Madeleine Bair, founding director of El Tímpano This episode was produced by Alan Montecillo and Adhiti Bandlamudi, and hosted by Ericka Cruz Guevarra. Translation assistance was provided by Madeleine Bair and Carlos Cabrera-Lomelí, with additional editorial and production help from Erika Kelly, Erin Baldassari, and Molly Solomon.

The guys get into some Week 4 picks, Big 3 talk, life coaches, and more! Roll Up is brought to you by Bennett Auto Group! Give them a call today at 800-343-2730 for haggle free pricing on your next car! The RollUp is also brought to you by Brunt Insurance. From Tallahassee to the Keys, visit BruntInsurance.com today for Auto, Home, Renters, Motorcycle, Life insurance, and more! Also brought to you by Spencer's Jerkin' Jerky! Visit spencersjerkinjerky.com for the freshest jerky ever crafted! Use promo code BIGMEAT for 10% off your order! Roll Up!