Podcasts about renters

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Best podcasts about renters

Show all podcasts related to renters

Latest podcast episodes about renters

Investor Fuel Real Estate Investing Mastermind - Audio Version
How AK Babers Uses Community, Probate & AI to Turn Renters into Homeowners (Houston Real Estate)

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Nov 3, 2025 23:40


In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews AK Babers, a prominent real estate investor and founder of AKB Realty Group and Manifest Equity. They discuss AK's focus on community-driven solutions to bridge the wealth gap through real estate education, the importance of understanding the market, and the challenges faced by investors. AK shares insights on leveraging technology, particularly AI, in real estate, and emphasizes the need for community engagement and education, especially for seniors dealing with probate issues. The conversation also touches on investment strategies, the significance of automation in business growth, and AK's future goals for expanding his outreach and educational efforts.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Letting & Estate Agent Podcast
Lettings is a peoples business not a property business - Ep. 2374

Letting & Estate Agent Podcast

Play Episode Listen Later Nov 1, 2025 7:15


In this episode, lettings expert Julie Ford reveals why success in property isn't about bricks and mortar; it's about people. She explores how great communication, modern tools like WhatsApp, and understanding both landlords and tenants can transform your business. Julie also discusses the impact of the upcoming Renters' Rights Bill and how agents who prioritise people will thrive in the evolving lettings landscape.

AJ Bell Money & Markets
The latest from the US market as big names like Microsoft and Alphabet post earnings. Plus, US interest rates cut, Elon Musk's pay package and the Royal Mint on gold

AJ Bell Money & Markets

Play Episode Listen Later Oct 31, 2025 52:38


In this week's episode, Tom Sieber and Danni Hewson digest the latest market developments from both sides of the Atlantic, with AJ Bell shares and markets writer Martin Gamble also on hand to cover the US earnings season, the newest member of the $4 trillion club and the Federal Reserve's decision to cut rates [01:04].   Tom discusses the record highs for the FTSE 100 and there's chat about results from Next and UK banks and the little-known company which is among the top risers on the UK's flagship index this year. Plus, a look at shop price inflation and the Renters' Rights Bill. [09:33] Elon Musk's pay package and how the job cuts at Amazon connect to the AI story are also on the agenda this week. [24:11]  Danni Hewson speaks to Stuart O'Reilly at the Royal Mint on gold prices, whether it might be too late to get exposure, what's driven the precious metal higher in 2025 and the different investment options. [32:57] 

Pod Save the UK
Britain's prison and asylum meltdown. Plus - the Renters' Rights Act w/ Vicky Spratt

Pod Save the UK

Play Episode Listen Later Oct 30, 2025 59:26


It's been a painful week for the government, with a migrant sex offender accidentally released from prison and a damning report on the spiralling costs of the asylum system. But is a plan to house asylum seekers on military sites really the answer?  Political journalist Zoë Grünewald - standing in for Coco as Nish's co-host this week - dives into how this re-hashed Conservative plan has managed to piss off, well, just about everyone.  In better news - it's curtains for the hated section 21 ‘no-fault evictions' notices. The long-awaited Renters' Rights Act has become law! Nish and Zoe talk to housing journalist Vicky Spratt about how big a deal this is for renters across England.  Plus - why Housing Secretary Steve Reed's Maga-style 'build, baby, build' crusade looks likely to end in affordable housing targets more pathetic than they are now.   Then later – from spending £75,000 on flags to their only black party chair quitting - is Reform out-reforming Reform? And why is Jeremy Corbyn swapping parliament for panto this Christmas. GUESTS Vicky Spratt USEFUL LINKS Peckham Not For Sale https://www.crowdjustice.com/case/acapeckham/ CREDITS Sky News X / Steve Reed  Talk TV LBC Reform UK ITV News IG / Pleasance Theatre  Pod Save the UK is a Reduced Listening production for Crooked Media. Contact us via email: PSUK@reducedlistening.co.uk BlueSky: https://bsky.app/profile/podsavetheuk.crooked.com Insta: https://instagram.com/podsavetheuk Twitter: https://twitter.com/podsavetheuk TikTok: https://www.tiktok.com/@podsavetheuk Facebook: https://facebook.com/podsavetheuk Youtube: https://www.youtube.com/@PodSavetheUK Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Bill Handel on Demand
‘How to Money' with Joel Larsgaard | Push Back on DEI

Bill Handel on Demand

Play Episode Listen Later Oct 30, 2025 19:20 Transcription Available


(October 30, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to discuss whether the stock market is in a bubble, consumers feeling discount fatigue, and renters having an upper hand in the housing market these days. The battle over DEI is messier than ever for companies. 

Multifamily Marketwatch
Shutdown Shockwaves: How Missed Paychecks Are Hitting Washington State: Renters and Landlords

Multifamily Marketwatch

Play Episode Listen Later Oct 30, 2025 6:33


Today's episode takes a closer look at the ripple effects of the ongoing federal government shutdown here in Washington State—and specifically, how missed paychecks and halted programs are impacting renters and landlords in our region.

KFI Featured Segments
@BillHandelShow – ‘How to Money' with Joel Larsgaard

KFI Featured Segments

Play Episode Listen Later Oct 30, 2025 12:53 Transcription Available


Host of ‘How to Money' Joel Larsgaard joins the show to discuss whether the stock market is in a bubble, consumers feeling discount fatigue, and renters having an upper hand in the housing market these days.

The Wonkhe Show - the higher education podcast
Public attitudes, housing, employability

The Wonkhe Show - the higher education podcast

Play Episode Listen Later Oct 30, 2025 54:08


This week on the podcast we discuss fresh polling on public attitudes to UK universities, which shows how a widening graduate/non-graduate divide and sharper political splits are fuelling worries about degree quality and whether universities are focused on the country's interests.Plus we discuss the housing crunch – the new Renters' Rights Act, warnings on missed housebuilding targets, and what a forthcoming statement of expectations on student accommodation could require of providers working with local authorities. And we explore employability insights from new research – the language gap between university “attributes” and real job adverts, and how to recognise skills students gain beyond the curriculum.With Ben Ward, CEO at the University of Manchester Students' Union, Johnny Rich, Chief Executive at the Engineering Professors' Council and Push, Livia Scott, Associate Editor at Wonkhe and presented by Jim Dickinson, Associate Editor at Wonkhe.Student accommodation – a tale of two cities, and 2point4 studentsThe Renters' Rights Act is out of the oven, but the student housing market is still cookedShared Institutions: The public's view on the role of universities in national and local life / More in Common and UCL Policy LabAGCAS: Uncovering SkillsEmployability: degrees of value / Johnny Rich

Move iQ Podcast
The Market Maze! | UK Housing Market Update

Move iQ Podcast

Play Episode Listen Later Oct 29, 2025 26:00


The UK housing market can feel like a maze right now. In this housing market update, Phil Spencer talks with Nathan Emerson, CEO of Propertymark, about what's really happening. Discussing buyer behaviour and affordability to rising rents, landlord pressures, and potential Budget changes. Tune in for insight on the latest market trends and learn clear, practical advice for anyone thinking of buying, selling, renting, or investing. If you're trying to make sense of the market, this episode helps you find your way through the maze. Tune in for: Market summary & trends Renters rights bill Potential impacts from the Budget To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

The Business of Property
Episode 309: Changing Landlord Processes (Renters Rights Act)

The Business of Property

Play Episode Listen Later Oct 29, 2025 13:12


Simon talks about some of the more significant changes in day-to-day processes for landlords that will come from the (now decided) Renters Rights Act. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Get your free weekly property market stats from PaTMa (https://www.patma.co.uk/property-market-updates/). * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), Apple (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

The Savvy Investor Podcast
More Units, More Cashflow with Andy Tran

The Savvy Investor Podcast

Play Episode Listen Later Oct 29, 2025 60:33


Let Us Know What You Thought Of The Episode It seems like everywhere you turn, investors are talking about adding basement suites, garden suites, or converting homes into small multiplexes — and for good reason. With housing affordability and supply top of mind across Canada, local governments are finally opening the door for more homeowners and investors to create additional rental units on existing properties.In this week's episode, we're joined by Andy Tran, founder of Suite Additions and author of Legal 2nd Suites – A Beginner's Guide. Andy has helped hundreds of investors design, plan, and build legal secondary suites that not only meet code but also make the numbers work.We get into:• Why more cities are encouraging additional units and what that means for investors.• How to know if your property qualifies for a basement, garden, or laneway suite.• The design mistakes that can hurt your ROI.• Realistic costs, timelines, and what lenders and appraisers are looking for.If you're serious about building long-term cash flow and increasing your property's value, this episode is packed with insights you can put into action. Tune in to learn how you can turn one property into multiple income streams — legally and profitably.Follow Andy on Instagram: https://www.instagram.com/suite_additions/Learn More About Our Trusted Partner - FrontLobbyFrontLobby is a platform designed for Landlords, Property Managers, and Renters. Our mission is to improve the rental industry for everyone. We believe in creating a win-win scenario where Housing Providers and Renters prosper.Would you like to learn more? Visit:https://thesavvyinvestor.ca/front-lobby Savvy Investor Links:Website: https://thesavvyinvestor.ca Instagram: https://www.instagram.com/savvy_investors YouTube: https://www.youtube.com/@thesavvyinvestorJoin our FREE Savvy Investor Facebook Community:  https://www.facebook.com/groups/341243106757064Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

The Morning Show
Tenure Turnaround: Ford Government Reverses Course on Renters' Rights

The Morning Show

Play Episode Listen Later Oct 28, 2025 9:15


Greg Brady spoke with Varun Sriskanda, Member of the Board of Directors at Small Ownership Landlords of Ontario Inc. about Ford government walks back on plan to consider changes to renters' right to ‘security of tenure'. Learn more about your ad choices. Visit megaphone.fm/adchoices

Toronto Today with Greg Brady
Tenure Turnaround: Ford Government Reverses Course on Renters' Rights

Toronto Today with Greg Brady

Play Episode Listen Later Oct 28, 2025 9:15


Greg Brady spoke with Varun Sriskanda, Member of the Board of Directors at Small Ownership Landlords of Ontario Inc. about Ford government walks back on plan to consider changes to renters' right to ‘security of tenure'. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Real News Podcast
Nora Loreto's news headlines for Monday, October 27, 2025

The Real News Podcast

Play Episode Listen Later Oct 27, 2025 5:04


Canadian journalist Nora Loreto reads the latest headlines for Monday, October 27, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Merryn Talks Money
UK Renters' Rights Act: What Tenants and Landlords Need to Know

Merryn Talks Money

Play Episode Listen Later Oct 27, 2025 25:57 Transcription Available


Host John Stepek and author of the Money Distilled newsletter is joined by Bloomberg reporter Helen Chandler-Wilde and Stuart Trow, author of “Young, Poor and Totally Screwed” to unpack one of the Labour government's key reforms; the Renters’ Rights Act. The act, which has just received Royal Assent, aims to moderate rent increases, ban “no-fault” evictions, and end fixed-term tenancies. But without any meaningful supply side reforms, there are questions over how effective the new policy will be. Indeed, there are risks that it could do more harm than good, particularly to those already struggling to find accommodation, as tighter regulation and higher costs encourage more landlords to leave an already overly-tight market.Read more: https://www.bloomberg.com/explainers/how-to-uk-landlord-new-renters-rights-bill?utm_source=website&utm_medium=share&utm_campaign=copy Sign up for the budget event: https://go.bloomberg.com/attend/invite/post-budget-merryn-talks-money/ See omnystudio.com/listener for privacy information.

The Morning Show
Ford Government Backtracks: Renters' Right to Stay Safe — For Now

The Morning Show

Play Episode Listen Later Oct 27, 2025 9:16


Greg Brady spoke to Marit Stiles, Ontario NDP Leader and MPP for Davenport about Ford government walks back on plan to consider changes to renters' right to ‘security of tenure'. Learn more about your ad choices. Visit megaphone.fm/adchoices

Toronto Today with Greg Brady
Ford Government Backtracks: Renters' Right to Stay Safe — For Now

Toronto Today with Greg Brady

Play Episode Listen Later Oct 27, 2025 9:16


Greg Brady spoke to Marit Stiles, Ontario NDP Leader and MPP for Davenport about Ford government walks back on plan to consider changes to renters' right to ‘security of tenure'. Learn more about your ad choices. Visit megaphone.fm/adchoices

Letting & Estate Agent Podcast
Could mediation help with the Renters Rights Bill? - Ep. 2366

Letting & Estate Agent Podcast

Play Episode Listen Later Oct 24, 2025 6:34


Could mediation be the key to navigating the new Renters' Rights Bill? We speak with Julie Ford, letting agent consultant and trained mediator, about how a mediation first approach could transform landlord-tenant relations. With over 500 mediations under her belt, Julie explains how mediation saves time, reduces court cases, and delivers fair outcomes for all. Discover how agents can embrace mediation to stay ahead in a shifting property landscape.

Backchat
Trauma sensitivity for frontline responders | Queensland's pill testing ban | impacts of keratoconus | degredation of rave culture | NARO renting report

Backchat

Play Episode Listen Later Oct 23, 2025 44:48


EDIT: This episode has been edited after broadcast to accurately reflect the input of the author of the petition to Mandate Trauma-Informed Training for All NSW Police Officers, Claudia Kuper. Over ten thousand people have signed a legislative assembly petition calling for mandated trauma-informed training for NSW Police. Producer Pongyada Sootthipong speaks to lead petitioner Claudia Kuper and solicitor Sam Lee about trauma-informed responses and what systemic reforms are needed to implement them. Cameron Francis, the CEO of not-for-profit drug testing service organisation The Loop joins us to discuss Queensland's recent ban on public and private pill testing operations. We unpack the impacts of keratoconus (a chronic eye condition) on young people with Dr Jingjing You, a senior lecturer at the University of Sydney's School of Medical Sciences. Have raves lost their meaning? Producer Bec Cushway investigates the history of raves and how Sydney's rave scene is being diluted. The National Association of Renters' Organisations and National Shelter have released their second report card on renting in Australia. Producer Sana Shaikh speaks to CEO of the Tenants' Union of NSW Leo Patterson Ross on how New South Wales fared and what the results mean for Sydney renters. This episode of Backchat was produced by Pongyada Sootthipong, Nyaboth Chuol, Elise Papaioannou, Sana Shaikh and Bec Cushway. Executive produced by Bec Cushway. Hosted by Dani Zhang and Bec Cushway. Aired 27 September 2025 on Gadigal land. Want to support our show? Follow us on Spotify and Apple Podcasts, leave us a five-star review, and share an episode with a friend. See omnystudio.com/listener for privacy information. See omnystudio.com/listener for privacy information.

Nathan, Nat & Shaun
Full Show | The Tarot Cat & Renters Gone Rogue!

Nathan, Nat & Shaun

Play Episode Listen Later Oct 22, 2025 46:30 Transcription Available


A psychic cat, a tenant who installed French doors without asking, and a $75K scratchie birthday win, it’s all happening today! Plus, Lawrence Mooney joins the show to talk tattoos, horses, and his new country lifestyle.See omnystudio.com/listener for privacy information.

Nathan, Nat & Shaun
Quickie | Reckless Renters Renos!

Nathan, Nat & Shaun

Play Episode Listen Later Oct 22, 2025 23:13 Transcription Available


Don't have time to listen to the full show? We got you covered on the Nathan, Nat & Shaun Quickie, all the best bits from Wednesday, 22nd of October’s episode!See omnystudio.com/listener for privacy information.

Listen Up Landlords podcast
Episode 58: Are you Making Tax Digital ready?

Listen Up Landlords podcast

Play Episode Listen Later Oct 22, 2025 41:18


HMRC tax boss Jonathan Athow joins presenters Ben and Richard to talk all things Making Tax Digital ahead of next year's April deadline. Jonathan, who is Director General for Customer Strategy and Tax Design at HMRC, answers key questions on how the new system will work, and what landlords can do now to prepare. Landlords with an eligible income above £50,000 will need to join MTD in April 2026, those with over £30,000 in April 2027, with incomes over £20,000 mandated in April 2028. Now, with just six months to go until the first date, it's vital you make sure you know what your obligations will be. Our presenters Ben and Richard ask all the key questions on everything from arrangements affecting properties that are jointly owned to compatible software options Hannah Kenyon talks about the calls coming in to the Landlord Support Team this month, and, with Awaab's Law to be extended into the private rented sector under the Renters' Rights Bill, we look at the issue of damp and mould in rented homes and how to tackle it. The team is joined by Larry Russen, chartered building surveyor at Russen & Turner and Christopher Thomas, director at mould control firm, and NRLA partner, ArcAirTech to talk about the causes of mould and how to effectively treat it. If you enjoy the show, please spread the word on your social media channels using the hashtag #listenuplandlords. For all podcast enquiries email press@nrla.org.uk  ACCREDITATION: You can now pick up a CPD point to be used towards NRLA accreditation by listening to the podcast. To log your point, visit the accreditation dashboard in the ‘Your Account' section of the NRLA website. Select ‘Other' then ‘NRLA Podcast' from the dropdown menu. To read a full transcript of the show click here. More information ·       To read the NRLA's Making Tax Digital Guide click here. ·       To read more about Making Tax Digital regarding joint ownership properties and other tricky topics click here. ·       For an opportunity to learn more about MTD and to talk to tax experts and HMRC about its implications, why not join us for our annual NRLA conference in Liverpool on 5th November 2025. We have an exclusive lightning session all about MTD and how to make the transition as seamless as possible.  ·       You can also sign up for our exclusive MTD eClassroom course. Run by expert tax trainers at our award-winning training academy the course will run through everything you need to be MTD ready, with lots of practical tips and advice on how to make the transition as smooth as possible. For information and to book click here.

Uncommon Real Estate
Inside the Mind of a Luxury Airbnb Investor w/ Clay Hepler [REWIND]

Uncommon Real Estate

Play Episode Listen Later Oct 20, 2025 23:09


In this power-packed throwback episode, Chris Craddock sits down with luxury Airbnb investor Clay Hepler to unpack the strategies behind high-end short-term rental success — even in today's market.Clayton shares how he used DSCR loans to finance a million-dollar property with just 15% down, how to project returns, furnish smart, and avoid common pitfalls.Plus, Chris and Clayton touch on infinite banking as a powerful tool to create and multiply wealth for agents and investors.If you're a real estate professional looking to add a luxury Airbnb to your portfolio, this episode is your blueprint.Reach out to Clay:Email: clay@creativecapitalist.comText: 412-552-3029Reach out to Chris:Facebook - https://www.facebook.com/ChrisCraddockBusiness/Instagram - https://www.instagram.com/craddrock/RESOURCES: 

Coffee With Carrie - the Socially Savvy Agent
The Tenant-to-Buyer Playbook: Turn Renters into Homeowners

Coffee With Carrie - the Socially Savvy Agent

Play Episode Listen Later Oct 20, 2025 37:39


In this episode, I break down a simple three-list strategy to turn renters into buyers—starting with your sphere, pulling a 9-month “rented” list from the MLS, and finding hidden sellers among downsizers and move-up owners. We'll talk fall-market realities, why “light, bright, and clean” still wins, and how consistency in social + direct mail = conversions. You'll leave with postcard ideas, a month of content prompts, and a step-by-step pattern you can repeat every month to keep your pipeline full.Follow and connect with me:TikTok: https://www.tiktok.com/@carriejolittleInstagram: https://www.instagram.com/carriejolittle/YouTube: https://www.youtube.com/@CarrieJLittle

It's Bloody Complicated - A Compass Podcast
Can Labour build a way out of Britain's housing crisis? with Cllr Aydin Dikerdem and Dr Beth Stratford | ep 134

It's Bloody Complicated - A Compass Podcast

Play Episode Listen Later Oct 20, 2025 79:35


Where and how we live has always been political – but with the right to buy, the explosion of the private-rented sector, and ever-increasingly demand for affordable, social, and council housing, it's rarely felt this existential.With the Renters' Rights Bill currently making its way through Parliament, the mammoth English Devolution and Community Empowerment Bill set to extend planning powers to new mayors and councils, and the budget expected on 26th November, it feels like a timely moment to unpick this huge, crucial issue – and how Labour is handling it.To dig into this, we were joined by two brilliant guests:Cllr Aydin Dikerdem is the Cabinet Member for Housing at Wandsworth Council. His background is in organising and campaigning, having worked as a community organiser for both the Labour Party and then the New Economics Foundation, where he focused on supporting renters unions and the retrofit agenda.Dr Beth Stratford is an economist, currently an Honorary Research Fellow at UCL's Institute for Innovation and Public Purpose, and founder member of the London Renters Union. She was a lead author of Land For The Many for the Labour Party, and is co-leading the Homes that Don't Cost the Earth project alongside colleagues from UCL, Arup, Dark Matter Labs and Rising Tide.Support the showEnjoyed the podcast and want to be a live audience member at our next episode? Want to have the chance in raising questions to the panelist?Support our work and be a part of the Compass community. Become a member!You can find us on Twitter at @CompassOffice.

Beauty with a Twist
Build Your Clientele by ALWAYS being Available, Pricing Your Lash Sets by the Hour & Bad Lash Trends

Beauty with a Twist

Play Episode Listen Later Oct 17, 2025 62:25


Season 5 Ep 7 - Wednesday tells us about having to work late nights, the effects lashing has on your body and why lash techs aren't making enough money. Tune in to find out this and more

SunCast
865: This Could Unlock Solar for 23 MILLION Property Owners (and Renters)

SunCast

Play Episode Listen Later Oct 16, 2025 66:56


Why are millions of apartment rooftops still empty while single-family homes cash in on solar savings?Turns out it's an accounting problem – a technicality known in industry jargon as the “split-incentive” and it's keeping renters and property owners sidelined from benefiting from distributed generation on-site.In this episode, we sit down with Dover Janis, co-founder and CEO of Ivy Energy, to explore the split incentive that's held multifamily solar back for years. Dover and his team are building the software backbone that makes solar pencil for both property owners and renters - and their traction is accelerating.You'll hear how Dover went from boots-on-roof solar tradesman to leading a team solving one of the most persistent challenges in the clean energy transition. If you've ever wondered why multifamily solar adoption has been so sluggish—or how to unlock a massive untapped market—this is your blueprint.

the Hello Hair Pro podcast
Why Suite & Booth Renters Struggle (And How to Fix It) [EP:214]

the Hello Hair Pro podcast

Play Episode Listen Later Oct 13, 2025 42:03 Transcription Available


Send us a textA year into renting and still struggling? You're not alone. In this episode, Todd and Jen break down why so many booth renters and suite owners can't seem to get ahead — and how to fix it.They're not anti-rent or anti-suite (far from it). This is about clarity, accountability, and structure. Whether you're a year in or just thinking about going solo, this episode gives you the tools to stabilize, grow, and actually profit.Key TakeawaysWe're not anti-suite or anti-rent — we're pro-clarity and accountability.Freedom without structure quickly turns into isolation and chaos.Math matters: know your break-even and your effective hourly rate.Your Google Business Profile and reviews will outperform Instagram.Social media without faces or stories doesn't sell.Mentorship, systems, and structure are what separate success from struggle.A 90-day plan can rescue your business if you take it seriously.Episode Timestamps[00:00] – Opening takes: Real education & accountability in business[06:00] – Todd's segue: why this topic matters and why they're not anti-rent or anti-suite[08:00] – The #1 reason renters struggle: they don't know their numbers[10:00] – Pricing mistakes and how to calculate your break-even point[15:00] – Understanding your effective hourly rate[16:00] – The second big issue: marketing — why no one knows you exist[19:00] – The power of Google Business Profile and reviews[22:00] – The social-media trap: why “back-of-the-head” posts don't convert[25:00] – Math check: what your following actually means for growth[29:00] – The mindset problem: freedom without structure = chaos[31:00] – What independence really costs and why accountability still matters[33:00] – Why mentorship and structure aren't optional[35:00] – 90-Day Rescue Plan: stabilize, rebuild, and grow[40:00] – Adding packages, care plans, and simple marketing systems[42:00] – Closing thoughts + preview of Part 2 (Why Commission Salons Struggle)Links and Stuff:Our Newsletter Mentoring InquiriesFind more of our things:InstagramHello Hair Pro Website

NYC NOW
Midday News: Renters Report Hundreds of Violations of NYC Broker Fee Ban, Riverside Drive West Project Stalls, and Subway Riders Get a New Friend

NYC NOW

Play Episode Listen Later Oct 13, 2025 11:53


New York City renters have filed more than 1,100 complaints since the city's ban on most broker fees took effect in June, many accusing landlords and brokers of ignoring the new rule. Meanwhile, Democratic mayoral nominee Zohran Mamdani is criticizing President Trump over the federal prosecution of state Attorney General Letitia James. Also, city contractors hired to replace a crumbling, century-old elevated stretch of Riverside Drive West in Washington Heights walked off the job last year, leaving behind an unfinished construction site and hundreds of residents stuck in a public works purgatory. And finally, we meet the guy behind those “Friend” ads at subway stations across the city.

RTÉ - Drivetime
Is a new public rent register a lifeline for renters or an invasion of privacy

RTÉ - Drivetime

Play Episode Listen Later Oct 13, 2025 13:32


Landlords will have to disclose the amount of rent they are charging tenants, in a publicly accessible 'rent register' that's according to a report in today's Irish Examiner. To discuss this Maurice Deverell, from the Irish Property Owners Association & Rory Hearne, Housing Spokesperson with the Social Democrats, and TD for Dublin North-West

Property Magic Podcast
Renters Rights Bills Update

Property Magic Podcast

Play Episode Listen Later Oct 7, 2025 13:18


Simon provides landlords with a crucial update on the upcoming Renters' Rights Bill, estimated to become law around 6th April 2026 Simon urges you to be proactive now by checking your letting agent's awareness, tightening tenant vetting processes, and securing properties to the minimum energy efficiency standards to mitigate risks in the forthcoming, more regulated, and potentially more challenging letting environment KEY TAKEAWAYS The Renters' Rights Bill is anticipated to become law around 6th April 2026, introducing a nationwide database where every rental property must be listed and registered with a unique property reference number to be legally rented out. Landlords who are non-compliant face potential fines and Rent Repayment Orders, which will allow tenants (even those who have moved out) to claim back up to two years' rent if the landlord has not adhered to the new rules. The removal of Section 21 (no-fault eviction) will mean a heavier reliance on Section 8 (for non-payment), but with court systems already under pressure, gaining possession might take longer, making stringent tenant vetting and the use of guarantors essential. Landlords must ensure their properties meet minimum Energy Performance Certificate (EPC) standards: a C-level rating is required for new properties by 2030 and for existing tenancies by 2033, with failure to do so potentially forcing landlords to sell non-compliant properties. BEST MOMENTS "Most letting agents are just not aware of what's happening'" "The biggest problem is that the courts, unfortunately, the court system, it doesn't have enough judges, the buildings are literally falling down, and it really needs some investment by the government to make sure the courts can handle all the extra work coming through." "We have to be very careful who we're taking on as tenants. We have to be even more vigilant in the checks that we are doing." "Ignorance, lack of knowledge is not an excuse” VALUABLE RESOURCES To find your local pin meeting visit: ⁠www.PinMeeting.co.uk⁠ and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: ⁠http://www.facebook.com/OfficialSimonZutshi⁠ LinkedIn: ⁠https://www.linkedin.com/in/simonzutshi/⁠ YouTube: ⁠https://www.youtube.com/SimonZutshiOfficial⁠ Twitter: ⁠https://twitter.com/simonzutshi⁠ Instagram: ⁠https://www.instagram.com/simonzutshi/⁠ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor's network (pin) in 2003 ⁠www.pinmeeting.co.uk⁠   pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way.  How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon's book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, ⁠www.CrowdProperty.com⁠, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

the Hello Hair Pro podcast
Attracting Stylists & Renters: Why Experience Comes First [EP:213]

the Hello Hair Pro podcast

Play Episode Listen Later Oct 6, 2025 52:10 Transcription Available


Send us a textToo many salon owners start with numbers such as rent prices or commission percentages when hiring and attracting talent. In this episode, Todd and Jen flip the script with a lesson inspired by Steve Jobs: start with the experience and then work backward.Whether you run a commission salon or a booth or suite rental space, you'll learn how to design an environment where stylists and renters feel valued, supported, and inspired—and why that approach keeps people around longer.Episode Timestamps[00:00] – Todd introduces the episode + Steve Jobs' philosophy[01:30] – Opening takes: self-talk and work-life balance myths[07:00] – Why skipping fundamentals holds stylists back[10:00] – Hello Hair Co's early culture decisions[13:00] – Common hiring mistakes salon owners make[16:00] – Why leading with commission % or rent price doesn't work[18:00] – Why “luxury,” “family,” and “cutting edge” job ads fall flat[20:00] – What stylists actually want in a job today[23:00] – Stability, trust, and leadership as retention drivers[25:00] – Work-life balance: freedom without laziness[27:00] – Recognition and respect as key motivators[28:00] – The stylist journey: awareness → exploration → interview → onboarding → growth[34:00] – Why strong onboarding matters more than shadowing[39:00] – Writing job ads that attract culture fits[43:00] – Attracting booth renters: what they really want[47:00] – Booth rent vs. experience-first recruiting[49:00] – Key takeaways + closing thoughtsKey TakeawaysDon't lead with commission or rent rates—lead with experience.Stylists and renters want to belong, have growth opportunities, experience stability, trust, and recognition.Job ads that sound generic (“luxury,” “like family”) fail to attract the right people.Clear systems, mentorship, and education are the real differentiators.Booth renters value independence, but also want a professional, client-ready environment.Build a culture where stylists want to be—that's the ultimate recruiting advantage.How to Keep Your Salon Staff: What Our Stylists Said When We Asked Why They Stay [EP:204]Links and Stuff:Our Newsletter Mentoring InquiriesFind more of our things:InstagramHello Hair Pro Website

Good Morning Portugal!
The Struggle of Young Renters in Portugal, Shocking Insight From Ana's Peer Group! #portugal #jovems #renting

Good Morning Portugal!

Play Episode Listen Later Oct 4, 2025 0:40 Transcription Available


Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Rising Up with Sonali
Why Renters Are Going on Strike Against Corporate Landlords

Rising Up with Sonali

Play Episode Listen Later Oct 2, 2025


The Debt Collective has organized a rent debt strike against Equity Residential, the fifth largest landlord in the nation and the largest in the city of Los Angeles.

SBS Hindi - SBS हिंदी
Tenancy laws remain inconsistent across Australia, but one state is leading the way in reforms

SBS Hindi - SBS हिंदी

Play Episode Listen Later Sep 30, 2025 9:09


Two years after the national pledge for a "Better Deal for Renters," a new report by the National Association of Renters' Organisations and National Shelter finds that progress on strengthening and harmonising renters' rights remains inconsistent across states. Tune in to this podcast with a Melbourne-based real estate expert, who breaks down the current rental market trends across Victoria and explains how the state has fared in this report.

HyperChange
Can Lemonade Stock 10X?

HyperChange

Play Episode Listen Later Sep 29, 2025 54:00


My interview with the Paper Bag Investor on Lemonade stock ($LMND). Huge shoutout to him for coming on the show!! I will keep you all posted on if he's convinced me to buy more shares... let me know what you think in the comments! Are you long Lemonade stock? Why? Why not?Paper Bag Investor YT Channel: https://www.youtube.com‪@PaperBagInvest‬ Paper Bag Investor X: https://x.com/PaperBagInvestLemonade Q2 2025 Shareholder Letter: https://www.lemonade.com/investor-rel...0:00 Intro: Paper Bag Investor0:44 Lemonade Bull Thesis: Disrupting Insurance6:58 The Owner/Operator/Founder behind Lemonade: Daniel Schreiber & Shai Wininger9:17 What insurance does Lemonade sell? Renters, Pet, Car, Home …13:30 How To Understand Lemonade's Financials18:30 Lemonade's Fair Value is $100-$200 per share22:46 Lemonade's Gross Profit is BOOMING25:28 Lemonade Is About To Get Very Profitable26:22 Why Lemonade is Misunderstood30:51 Lemonade's Growth Rate, Accelerating or Nah?32:05 Reinsurance Change, From 55% to 20%33:40 Lemonade Car Insurance Potential34:10 How Does Tesla Robotaxi Impact Lemonades Car Insurance Business40:27 Lemonade Is Constantly Evolving, In Many Businesses 41:00 Getting Inspired About Lemonade Building A Brighter Future46:08 Viewer Questions from X50:03 Lemonade FOMO Ramping My X: https://x.com/gfilcheHyperChange Patreon :)   / hyperchange   Disclaimer: I'm long Lemonade (LMND) stock. This show is not financial advice.

PBS NewsHour - Segments
Why renters are increasingly outnumbering homeowners in the suburbs of major cities

PBS NewsHour - Segments

Play Episode Listen Later Sep 28, 2025 5:01


As the cost of homeownership soars across the country, renting has emerged as an increasingly popular alternative — not just in cities, but in suburbs, too. John Yang speaks with Doug Ressler, manager of business intelligence at Yardi Matrix, to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

KTOO News Update
Newscast – Thursday, Sept. 25, 2025

KTOO News Update

Play Episode Listen Later Sep 26, 2025


In this newscast:  Hurricane-force winds are expected to hit central and southern Southeast Alaska late tonight and into Friday; Construction to get Eaglecrest Ski Area's controversial gondola up and running is finally underway; Juneau School Board President Deedie Sorensen was set to finish her term this year, but she is adding her name to this year's school board race; Renters living on Juneau's historic Telephone Hill have a week to pack up their belongings and vacate their homes before the city's Oct. 1 eviction date

Inside Sources with Boyd Matheson
Renting by necessity: 88% of Utah renters cannot afford median-priced home of $520,000

Inside Sources with Boyd Matheson

Play Episode Listen Later Sep 25, 2025 10:56


As new data shows mortgage payments are soaring over $1,100 more than rent each month, and 88% of renters are priced out of the market, renting isn’t just a choice—it’s becoming a necessity. Paul Smith, Executive Director with The Rental Housing Association of Utah joins the show to discuss renting in Utah.

The Savvy Sauce
270_Female_Sex_Hormones_and_Perimenopause_with_Emily_Macleod_Wolfe

The Savvy Sauce

Play Episode Listen Later Sep 22, 2025 50:15


Mark 2:27 NIV "Then he said to them, “The Sabbath was made for man, not man for the Sabbath."   *DISCLAIMER* This episode contains adult themes and is not intended for little ears.   *Transcription Below*   Emily MacLeod-Wolfe is a Nurse Practitioner wellness professional with a passion for helping individuals achieve their health goals in a holistic and practical way.   With 5 years of invaluable experience in the field, Emily has developed a deep understanding of the importance of a balanced lifestyle for a vibrant life.   Emily firmly believes in treating the whole person, not just the symptoms, and takes a comprehensive approach to healthcare. She learned these from her own personal experience of dealing with Hashitmotos thyroiditis and eczema and found the root causes to treat them naturally. She is passionate to help others with the personal knowledge and health freedom she has received.   By combining her medical expertise with a focus on nutrition, exercise, and mindfulness, she empowers her clients to take control of their health and make sustainable lifestyle changes.   With a warm and empathetic demeanor, Emily creates a safe and supportive environment where clients feel heard and understood. She works closely with each individual to develop personalized wellness plans that are tailored to their unique needs and circumstances. Whether you're looking to improve your physical fitness, manage stress, or simply lead a healthier life, Emily is dedicated to guiding, encouraging & supporting you on your wellness journey.   Emily's Website   Questions and Topics We Cover: Will you give us an intro lesson for hormones 101? Is it normal to have really painful and heavy menstrual cycles or is that an indicator that something is not right? What are the best practices you recommend for women to support healthy hormones and healthy adrenals in their body all month long?   Thank you to our sponsor: Leman Property Management   Episode Mentioned Today: 256 Gut Health, Allergies, Inflammation and Proactive Solutions with Emily Macleod-Wolfe   Other Related Episodes on The Savvy Sauce Podcast: 81. Sacred Rest with Doctor, Wife, Mother, and Author, Dr. Saundra Dalton-Smith 167. Pursuing Health in Four Key Areas with Debra Fileta 205. Power of Movement with Alisa Keeton (Revelation Wellness) Hormones and Simple Changes to Feel SO Much Better with Functional Medicine Expert, Dr. Jill Carnahan Practicing Sabbath with Shireen Eldridge Special Patreon Re-release: Out of the Box Stress Relievers to Apply Today with Dr. Saundra Dalton-Smith 215 Enriching Women's Sexual Function, Part One with Dr. Kris Christiansen 216 Enriching Women's Sexual Function, Part Two with Dr. Kris Christiansen 217 Tween/Teen Females: How to Navigate Changes during Puberty with Dr. Jennifer Degler   Connect with us through The Savvy Sauce Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:12)   Laura Dugger: (0:12 - 1:29)  Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.    Today's message is not intended for little ears. We'll be discussing some adult themes, and I want you to be aware before you listen to this message.    Leman Property Management Company has the apartment you will be able to call home, with over 1,700 apartment units available in central Illinois. Visit them today at lemanproperties.com, or connect with them on Facebook.    Emily McLeod-Wolfe is my returning guest for today. Last time we talked about everything related to gut health, and I'll make sure to link that episode in the show notes for today's episode. I would highly recommend that you begin there, because there's a lot of overlap with solutions, as then we transition today into our topic about female hormones, the menstruation cycle, and how to make everything better, and even end up grateful to God for our female cycle.   Here's our chat. Welcome back to The Savvy Sauce, Emily.   Emily Macleod-Wolfe: (1:30 - 1:34) Thank you so much for having me again, Laura. I'm so excited about this section.   Laura Dugger: (1:35 - 1:40) Yes, can you just give us a brief reminder of the work that you get to do before we dive in?   Emily Macleod-Wolfe: (1:41 - 2:08) Yes. I am a holistic nurse practitioner. I was trained traditionally in traditional medicine at Vanderbilt, and then I went on to do ... Well, from my own personal health journey, I knew I wanted to do more holistic medicine, so I went on and did functional medicine, natural medicine training, so, now I have a practice called Pure Integrative Health, which is to blend the best of both worlds, and to basically to root cause medicine.   Laura Dugger: (2:08 - 2:19) Well, and we covered all things gut health last time, but I've been so excited to interview you about hormones, so as best as you can, could you just give us Hormones 101?   Emily Macleod-Wolfe: (2:21 - 3:02)  Yeah, yeah. And first of all, if you didn't hear the last episode, I would recommend go back to listen to the previous one, because the gut health is the precursor that builds to the hormones, and I don't recommend even trying to address the hormones unless you've got some of the gut healing going, because they are so interconnected, even in the way in which we don't want to be recycling hormones, so constipation is causing an excess hormone recycling that should not be happening. So, again, healthy gut health is going to help the hormones, but yes. So, for women, or for men, or what hormones would you like me to describe?   Laura Dugger: (3:02 - 3:11) I think we're just going to focus on women's hormones today, because I want to get more into our cycle as well.    Emily Macleod-Wolfe: (3:11 - 10:59) Oh, great question. Yeah. Okay. So, for women, we have the sex hormones, estrogen, progesterone, testosterone, not nearly as high levels of testosterone as men, they can be highly driven off of it. If the testosterone is too high in women, then we look at things like PCOS, polycystic ovarian syndrome, excess androgen, so it could be like abnormal hair growth, extra oily skin, acne, those are some signs of like maybe high testosterone, but also could be from high cortisol, which is the stress hormone that's made in the adrenal glands that sits on top of the kidneys and produces stress hormone.   Now we'll explain how the adrenals and the stress hormone cortisol affect some of the sex hormones, but those ones, and then there's one called DHEA, and that is the precursor hormone to testosterone. So, we've got estrogen, progesterone, testosterone, DHEA, pregnenolone is like the master hormone in which all the hormones can be made out of, and the cholesterol actually funnels into pregnenolone. So, our cholesterol is necessary, we do need good cholesterol to help all the hormones, so, yes, that's why good healthy fats and things like that are really helpful, like olive oil and avocado and baking, broiling and grilling things and all of that, the cholesterol, pregnenolone master hormone, we got DHEA, which is the precursor to testosterone.   And then testosterone can be the hormone that converts into estrogen, so, they're all connected, they're all very connected, so excess estrogen could be from too high testosterone. Anyhow, they're all over the place sometimes for women, and they do fluctuate just even within 28 days, so I'll kind of explain that, and then we can kind of go from there. So, we talked about cortisol, there's a lot of other hormones, but I was just telling you about the sex hormones, so that's necessary to understand a cycle of a woman.   So, when we start cycling, and then we have a couple different phases, we have the follicular phase, which is the first, day one is the day you start bleeding, and then day 14 is typically the day that we ovulate. So, day one, we have, estrogen starts to increase, we've kind of bottomed out, usually on our cycle, most women feel a little bit lower energy, I mean, we're bleeding and menstruating, and so some women lose a lot of iron, and ferritin levels can go down a lot during that, so we want to eat very iron-rich, lots of leafy greens, vegetables, good healthy fats to support. I kind of describe each week of our cycle, almost like a season, it's like winter is the first seven days of the bleeding, and then we've got spring, but then we start to feel really good, and everything is good, and then we've got summer, and we're doing great, and then we've got fall, and so we can kind of eat accordingly to, almost seasonally for the hormones, too.   So, we've got the first seven days, lower energy, because estrogen and progesterone are pretty bottomed out, but they start to gradually increase. Now estrogen really starts to increase, and then right around day 14, it comes down, and then progesterone takes over, and so right there is the ovulation, and that's where the ovaries will release an egg, and has the opportunity to be fertilized or not in the middle of the month, and it all very much interconnects with our moods and how we're feeling, and people have heard of PMS, premenstrual syndrome, you felt the hormonal changes and all of that, but there's definitely ways that we can kind of mitigate the extreme highs and lows, like some people deal with depression-like feelings and really big mood swings, we can work on leveling those things more so that they're not so drastic through certain things I'll describe, but anyhow, we've got follicular phase, estrogen, we've got the luteal phase, we've got ovulation, then we've got the luteal phase is where progesterone is really increasing and decreasing, and that's days 14 to 28 of the cycle. So, we've got first phase and second phase. And two, we can break it down even more to four weeks.    We've got like the first week, lower energy, but that's like, you can even connect it to emotions and how, like, maximizing efficiency for work based off of your cycle. Because even, you're not supposed to make a really big life decision during the menstruating week, because that's just low energy and all that. But it's a good time to dream, brainstorm, hopefully you're taking time to rest, take care of your body, have some salt baths, rich in magnesium, eating those good foods, giving nutrients, if your body needs, you get your iron levels checked and your ferritin levels. Your practitioner might give you an iron supplement that you're kind of taking in conjunction, depending on that. And so, we're resting and resetting and having time to journal, dream, and brainstorm things for the, you know, hopefully the next and then the next week, the estrogen is coming up a lot, and starting to feel back to normal self, usually really good and feeling that surge, the mood starts to get better, it's a great time to start to do like some good heavy weightlifting and exercise can even be based around cycle two. For menstruation, you're probably going to want to do a little bit more lower impact and walking and stretching, Pilates, things like that. And then a bar and all that and then weightlifting that second week is great.   And then also, that's around ovulation is that's where we feel more loving and affectionate and different things and the way that God designed our body literally to want to be with a man around that time. And that's procreation time. And then right around the after ovulation, that third week, and fourth week can start to get challenging because that's where well, sometimes that third week is a good, sweet spot.   But the fourth week, the week before the period. Yeah, like that day is 19 to 21. And then like after that, that's where some mood swings can start to happen.   And the estrogens come down a lot progesterone depending on where the bodies at. Most women are deficient in progesterone overall. So, if it's already decreasing, it was a peak in the third week, and then it's decreasing, going towards menstruating again, then it's a recipe for not sleeping great mood swings, irritability, bloating, breast tenderness, that can be estrogen imbalances, excess estrogen, low progesterone like symptoms.   And then yeah, that was a lot.   Laura Dugger: (10:59 - 11:20) That's so helpful. I want right before we move on, because I want to hear how to mitigate some of those symptoms. But first, you mentioned eating seasonally, even each week. So, is that what you're saying that we eat more of those winter foods, that day one to seven? And could you give an example for each phase?   Emily Macleod-Wolfe: (11:21 - 14:19) One example, Sweet potato, you know, like the foods that you would find more in the winter. So, you're kind of doing like sweet potatoes.   And like I said, the fatty food, like a healthy fat Mediterranean, definitely right around the cycle. Body craves, if you find yourself craving chocolate, it's probably because your body's deficient in magnesium. Most of us are.   So, some women will use it as an excuse to have chocolate, guilty as charged. But actually, it's magnesium deficiency, but chocolate has magnesium in it. So, if you get a rich, like dark chocolate, if you're not sensitive to chocolate, and you can do one that's a really dark and, and doesn't have a ton of sugar, then that could be a good source.   But just foods rich in magnesium, dark leafy greens, avocados, nuts, and really checking levels and magnesium, Epsom salt baths, things like that, that's going to be great. You're going to want to do that also kind of the week before the period to in the fall like food. So, you know, like the, the squashes, and you kind of like the baked vegetables and, and protein and, and then like in the spring, like the week after, then maybe you're doing more like, you know, berries and, and, you know, things that you would have in this in the springtime and summer, different types of meat that you would like lean chicken and turkey. Then harvest like food for that week before the period to give you good. There's something called seed cycling. So, the pumpkin seeds and well, sesame and sunflower are for days 14 to 28 of the cycle.   So, the second half that gives the body the micronutrients needed to help support progesterone and then pumpkin and wow, I'm really blanking probably because I need to eat lunch. But we can come back well it's going to come back to me the pumpkin and the is it chia? No, flax.   Flax. Okay, flax seed. Pumpkin and flax for days one, the day we start bleeding to ovulation day 14, and then sesame and sunflower days 14 to 28.   So, like adding those into smoothies, handful of nuts, nut butter, sunflower seed butter, you know, those kinds of things. Those that can also kind of support the cycle naturally and give the body the nutrients that are needed to support the body like that.   Laura Dugger: (14:19 - 14:37) Okay. I have heard about seed cycling before. It kind of ties into the other question I had. I wondered if it's normal to have really painful and heavy menstrual cycles? Or is that an indicator that something's not right and maybe we need to bring in something like seed cycling?   Emily Macleod-Wolfe: (14:39 - 18:15) Yes, painful, heavy menstruation. That's not normal. I personally have dealt with them.   So, I understand they're awful and they can leave some women, you know, nauseous, throwing up, vomiting, breast tenderness. Now, that signs of excess estrogen that likely needs to be detoxed. And I would recommend going to a holistic practitioner and asking them to do a saliva hormone testing panel.   Actually, we have no, I don't have it with me right now. But it's basically these vials of saliva that you spit right when you wake up, lunchtime, dinnertime, bedtime, and it'll check sex hormones between days 19 to 21 of the cycle. We're checking peak progesterone time so we can look at the most accurate depiction if you're cycling.   It's still possible to do it if you're postmenopausal and want to do the test, we could do it at any time. But it's a saliva hormone test is the most accurate way to measure hormones and see exactly what's going on. We can check blood work, but it's just like a little shot in the dark. But the saliva is the more accurate picture of what's going on.   So, I would recommend if you're having really heavy menstrual cycle, yes, you can try the seed cycling to start. That's harmless to try. But there might be more things going on that really need to be seen by a practitioner to help either support what hormone is low or detox another hormone that is excess.   Now, we are overall in our society getting a lot of excess estrogen. And that can be through plastics, we get a lot like trying to switch even just a bottle as I'm drinking through. We don't want to try and drink as much plastic out of plastic, we want to do like glass water bottles.   And like stainless steel water bottles better. Unless you're in a crazy rush and you forgot to bring one is better drink some water than no water. We've got to stay hydrated to have healthy bowel movements to have energy to our cells, all of that good water filter that filters out fluoride, chlorine, those things will affect the thyroid very much so. Thyroid hormones affect sex hormones and etc.   So, we want to get a good filter for the water so that we don't have to deal with the after effects of thyroid imbalances or if you're already dealing with thyroid imbalances. I understand because I've dealt with that myself. And so, we want to remove as many stressors because the thyroid needs iodine just to function.   And if we're getting fluoride and chlorine, those particular elements compete for iodine in the body. So, we got to get those out as best as we can get rid of excess estrogen. Through plastics, chemicals and detergents, like all of the chemicals that are exposed in detergents and cleaning products. As much as we can clean those up as well, it's going to be very, very helpful for thyroid, very helpful for sex hormones.   Laura Dugger: (18:16 - 18:26) Oh, that's interesting. So, those I don't even think of that are like store brand names for detergents that those could be endocrine disruptors, you're saying?   Emily Macleod-Wolfe: (18:26 - 18:45) That's great. Yes. So, endocrine disruptors are things that are going to cause imbalances to the thyroid, the sex hormones, or any of their other hormones in the body. Yes. So, we definitely want to try and stay away from those things.   Laura Dugger: (18:46 - 21:10) Let's take a quick break to hear a message from our sponsor.    With over 1,700 apartment units available throughout Pekin, Peoria, Peoria Heights, Morton, Washington, and Canton, and with every price range covered, you will have plenty of options when you rent through Leman Property Management Company. They have townhomes, duplexes, studios, and garden-style options located in many areas throughout Pekin.   In Peoria, a historic downtown location and apartments adjacent to the OSF Medical Center provide excellent choices. Check out their brand-new luxury property in Peoria Heights overlooking the boutique shops and fine dining on Prospect. And in Morton, they offer a variety of apartment homes with garages, a hot downtown location, and now a brand-new high-end complex near Idlewood Park.   Their beautiful, spacious apartments with private garages in a quiet but convenient location await you in Washington. And if you're looking in Canton, don't miss Village Square Apartments. Renters may be excited to learn about their flexible leases, pet-friendly locations, and even mini storage units available in some locations.   Leman Property Management Company has a knowledgeable and helpful staff, including several employees with over 30 years working with this reputable company. If you want to become a part of their team, contact them about open office positions. They're also hiring in their maintenance department, so we invite you to find out why so many people have chosen to make a career with them.   Check them out on Facebook today or email their friendly staff at leasing at lemanprops.com. You can also stop by their website at lemanproperties.com. That's L-E-M-A-N properties dot com. Check them out and find your place to call home today.    Okay, so I'm even thinking, so females my age or friends or older or younger women listening, even we have four daughters and so as they grow and mature, all of this is helpful. I'm assuming to start at a young age with getting rid of some of those toxins or not microwaving food on plastic plates, but then also you said detox. Is that through hydration or did you mean something else with detoxification?   Emily Macleod-Wolfe: (21:11 - 22:47) I can't get into this unless I saw somebody as a patient because I can't give across the board recommendation for this, but I will say because there are certain supplements and things that might be needed. Say there's excess estrogen in the body, there might be supplements that that person needs to help bring down those excess estrogen levels aside from food. But one thing that I do know that you can eat that helps overall is the more that you love and detoxify the liver. It's what has to process all the hormones.   One thing is broccoli sprouts, not broccoli, broccoli sprouts. So, you know, micro green sprouts, those ones, the broccoli sprouts are incredible at helping getting rid of the bad kinds of estrogen, detox those out of the body. So, that's really good.   Cruciferous vegetables, cooking your cruciferous vegetables though, because if you eat them raw, it can affect the thyroid negatively. So, it's best to, it could cause goiters and so we don't want that. It can be goitrogenic essentially.   So, we don't want that, but you could bake. I mean, you could cook cruciferous vegetables, broccoli, brussels sprouts, kale, etc., those cruciferous vegetables, spinach, all that. And those are great also for that. So, that can help.   The best one is the broccoli sprouts. Yes. And then getting saliva hormone testing done and seeing exactly where your body is at.   Laura Dugger: (22:48 - 22:53) Okay. Cause I'm wondering then could that even be a mineral deficiency when you're talking about supplements?   Emily Macleod-Wolfe: (22:55 - 27:11) Yeah, there definitely can be mineral deficiencies. It just, like I said, I've seen a lot of different variations, right? Excess estrogen, low progesterone, low menopausal, low everything.   Once the hormones bottom out, then they're kind of low across the board and the body might need bioidentical hormones to have extra support. It's cardioprotective, protective against cancers, protective for the bones, different things like that. Bioidentical is different than synthetic.   Synthetic hormones is like birth control, but synthetic hormones can, go see the last episode when we talk about leaky gut intestinal permeability, but the birth control can actually cause intestinal permeability too. So, that's a problem. Leaky gut can be from birth control, the synthetic birth control, and then the body's not even able to ovulate.   It's not able to release. There's just like the, the way that God designed it is we're actually, if you allow it to look at it as like a cleansing and a purging every month, that spiritually the Lord, if we allow the Lord, we don't have to dread it. It's so common in society to dread a period. Or, oh my gosh, again, here we go.   But how beautiful it's a celebration of the ability to give life. It's an opportunity to take some time to rest. It's a beautiful time to take some time to sit back and reflect, especially that week before the period.   Also try and not make big decisions the week before because the progesterone's bottomed out causing mood swings and then making decisions is going to be a lot more stressful and can lighten load and work a little bit that week before, a few days prior to your period. That would be very helpful. Stress levels really impact the cycle and also just trying to prepare the body for going through perimenopause and then menopause.   Wherever you're at in your health journey, life journey, it's, it's just so good to educate younger women to be really taking care of their adrenals, which is this, you know, the organ that produces stress hormone because high cortisol, which is the stress hormone produced by the adrenal glands, zaps progesterone and most women, that's probably why I see a lot of progesterone dipping so quickly. You need progesterone to have a healthy pregnancy. So, we're seeing a lot more miscarriages and infertility problems could be from low progesterone.   And, um, and then that will eventually bottom out with menopause because the ovaries are not producing it anymore. And the only place that we have progesterone left in reserves is in the adrenal glands. And so, if the stress has been going on for so long, then even the reserves of the backups of the backups are gone, the progesterone, which is why I see a lot of women going through a more extreme version of menopause than with the night sweats and the hot flashes and all those things that maybe didn't even have to happen.   Because, uh, if we take care of it on, on the earlier end of managing stress levels, going to bed at good times, getting full amount of sleep, women need eight to 10 hours of sleep. We will, I will just go ahead and say that because our hormones are very independent, dependent on our adrenal function. Men, they don't really have to rely on their adrenals as much as their other, other sex hormones and locations.   Um, so they don't have to deal with it as much as the women. So, we're constantly tied to a function of our adrenals really affects our sex hormones like crazy. And we're not getting the right amount of sleep.   Then we're going to have high stress levels, high cortisol, and then the high cortisol is where it is at the sex hormones. So, we need those reserves to be replenished and the, and the cortisol levels drop and melatonin kicks in and we're going to sleep so much better and sleep so much deeper.   Laura Dugger: (27:12 - 27:36) Wow. This is fascinating. And I love how you're even celebrating the cycle and how God created it because I'm forgetting one of them, but I heard that menstrual blood was tested, and they saw that it was detoxifying plastics and pesticides. And there was one other thing that the body was using to eliminate. And so that's a reminder just to be grateful for that too.   Emily Macleod-Wolfe: (27:36 - 29:08) And, uh, the birth control pill, it's a temporary fix. There are alternative forms of birth control that do not have the synthetic hormones that are good, good options, you know, and the synthetic hormones though, I've firsthand seen it with patients negatively impact the thyroid. And a lot of them have had to end up on thyroid medication just simply due to years and years of birth control and it impacting the thyroid and the cellular health as well as the lining of the gut and a lot of other side effects that I'm not a weight gain, different things.   And then the body not even being able to menstruate and fully excrete things. And, um, or even, you know, the, the cycle is an indicator, I think for women very much of like your monthly health, like how, how am I doing? Like if I'm having a really bad period, um, likely it was something that I had done this past month.   Okay. Did I eat right? Was I sleeping?   Was I incredibly stressed? Usually, you can trace it back to that. Now there's obviously other cases where, you know, PCOS and ruptured ovaries and different things like that, or ruptured cysts on the ovaries, sorry.   Um, then that can contribute to longer term diseases, but on a, it's almost like a litmus test to see how, how our bodies are doing.   Laura Dugger: (29:09 - 29:27) I like that perspective. And Emily, you're so great at giving proactive tips and I love easy wins. So, what are some of the best practices that you recommend for women to support healthy hormones and healthy adrenals in our bodies all month long?   Emily Macleod-Wolfe: (29:30 - 33:32) One is glucose management. So, protein, I cannot emphasize it enough protein sources, um, you know, good, healthy, as much as you can, grass fed organic meat. So, you're not getting the synthetic hormones from them because who knows what they're being fed and what they're being pumped with, but those sources, um, protein, other sources of protein, um, that's going to give you up to 15 hours of energy.   So, that is incredible. As far as eating for energy, I will say, if you can do that, that's, um, it's incredible. It's a game changer, eating for energy, protein, vegetables give us up to five to six hours of energy.   And then carbs, carbs give us, um, like if we had a piece of fruit, it only lasts in the system for 15 minutes. Or, um, potato chips, something like that, 15 minutes, that's not very long. And then the body says, ”I'm hungry again.” Then we ended up overeating because we just had the carbs and we're not full.   And so, that's why pairing the meals around the protein and then the fiber and then a healthy fat. Or like the protein, the fiber and a complex carb (sweet potato, brown rice, quinoa). Things like that is going to stabilize the blood sugar. So, there will not be cortisol stress levels spiked when we don't eat for too long, then it can cause the body to go into, um, stress overload. And there's four different stages of adrenal fatigue, cortisol, and that can affect the body very much.   So, spikes and crashes in glucose spike and crash the cortisol and then spikes and cortisol will steal your progesterone and then cause imbalances because progesterone keeps the estrogen in check. So, then you got estrogen and progesterone imbalances. Then there's DHEA, which is the other hormone that's made in the adrenals. So, sometimes DHEA, DHEA is incredible for building muscle, keeping muscle concentration, memory.   It's, wonderful at libido, all sorts of those things. Now, DHEA just decreases as we age. It's the precursor to testosterone as well, but it's also made in the adrenal glands.   And so, the more we can regulate cortisol and adrenal, sometimes high levels of stress, we've got to go back and think. Okay, um, we might not even feel stress, but if there's been physical abuse, emotional abuse, or sexual trauma, those are serious things that the body will hold on to. And unless you have gone to process, I recommend getting a Christian counselor and process those things because the body can literally still be holding onto it 20, 30, even 40 years, if it's not been let go and given to Jesus. And, um, so that is also a huge, we can't dismiss that or just try and fix the physical.   If there's been some stressors and the body has just been in survival mode and has to just keep going, then maybe it only knows how to live off of high cortisol stress reserves to just keep going. It doesn't, but if you have a hard time falling asleep, a hard time unwinding, feel like you're always on the go, those are like adrenal stages one and two high cortisol, but then that eventually will start to plummet. And then it's, um, you know, more difficult time getting out of bed and jumping straight out crash in the afternoon with energy crash after dinner crash before bed, um, or like wired and tired, like wired the brain's wired.   The body feels tired, but can't go to sleep. Then further stages waking up between 2:00 and 4:00 in the morning could be blood sugar, adrenal issues as well.   Laura Dugger: (33:32 - 33:41) Oh, could you speak a little bit more into that? Could be, the blood sugar related to the adrenal issues if you're waking up at that 2:00 to 4:00 AM time?   Emily Macleod-Wolfe: (33:42 - 34:47) Yes, it can be, the body signaling that the blood sugars drop too low. And then the cortisol has to, it can signal to the cortisol and the adrenals to spike to just keep the body going, survive. And then all of a sudden cortisol is spiking at night, which it should not, it should be done.   And melatonin should be happening at night and then cortisol in the daytime. So, if there's a cortisol spike because of a glucose crash, then, um, then we need to support it with, a spoonful of almond butter before bed, a handful of nuts, something, some protein before bed is going to, help someone, you know, in the middle of the night, stabilize the blood sugar. It can be a blood sugar issue with, cause blood sugar and cortisol are interconnected, but also should just check your cortisol levels, get a saliva test.   It's that saliva four point, um, test checks for sex hormones and cortisol, or we can.   Laura Dugger: (34:47 - 35:06) So. Okay. One more thing with that. So, then the blood sugar dropping that low, is that somebody who's maybe completing their closing, their eating window too early in the day, or they're not getting enough sugar throughout the day. Is that what you're saying with, why would it drop to that level and require cortisol?   Emily Macleod-Wolfe: (35:08 - 36:51) Great question. It would be, it could be the person's not eating enough throughout the day and the body just doesn't have the right. So, if the person was fasting quite frequently and doing that a lot now, everybody, everyone's body is different.   If you have adrenal imbalances, I do not recommend doing fasting because the body is already under stress and then fasting can put extra stress on the body. So then you're like, well, but then they said that if I fast and I should lose weight, and if you're fasting and you're gaining belly fat and you're gaining weight, it's a telltale sign cortisol because high cortisol level, puffy face, um, belly fat, stubborn, you can eat right exercise, try and do everything and it will not leave. That's usually survival mode. Body's trying to self-protect. Um, and so, yeah, so we don't want to be fasting very much if there's cortisol imbalances. Now, if there's not, and if you have your cortisol check, then there's great benefits to doing intermittent fasting and things.   And even biblically spiritually, there's incredible benefits to fasting. The Lord knows there's the cells literally repair themselves, regenerate and can eat up cancer cells. If we put our bodies into that ketosis state for good bit, but that is not something I would recommend doing high intensity exercise, or that's going to put a lot of cortisol stress on the body, high impact, um, or skipping a lot of meals.   So, that could be why the blood sugar is like dropping in the middle of the night.   Laura Dugger: (36:52 - 37:37) I just wanted to let you know, there are now multiple ways to give when you visit TheSavvySauce.com. We now have a donation button on our website and you can find it under the donate page, which is under the tab entitled support. Our mailing address is also provided.   If you would prefer to save us the processing fee and send a check that is tax deductible. Either way, you'll be supporting the work of Savvy Sauce Charities and helping us continue to reach the nations with the good news of Jesus Christ. Make sure you visit TheSavvySauce.com today. Thanks for your support.    Is there anything else that we haven't gotten to discuss yet that you want to make sure we don't miss out on?   Emily Macleod-Wolfe: (37:38 - 39:15) So what, when do you know if you're in perimenopause versus menopause? And like I said, if you're a woman in your twenties and you're like, that does not apply to me. Actually, it does because it's just, you don't want to get to menopause and have no reserves.   Progesterone left because you depleted it from high levels of cortisol over the years. So, lifestyle changes, the protein, smaller, more frequent meals, the consistent bedtime, trying to go to bed before midnight, like 10:00 PM is like a sweet spot. 10:00 PM to 2:00 AM is when the liver detoxes, when cholesterol gets flushed, all these different things.   Melatonin window for the body to like fall asleep and stay asleep is between 10 PM and like, there's sometimes it's even earlier. It just depends on the person. And I actually use a little app called Rise. It does a good job kind of helping you track where you're melatonin and when you're awake window, when to cut off eating and when to kind of wear blue light blocking glasses to prevent your body to blue light helps.   We set this in the last one, but blue light actually tells your body to stay awake. So, you don't want to be on your screens too late at night, or your body's going to be sending the signals to stay awake when you're trying to wind down. So, using softer lighting, doing candle lit, doing, you know, just mimicking outside when the sun goes down, we should be going down, going down to bed and sleep when the sun wakes up. That's when we should be getting up as well.   Laura Dugger: (39:15 - 39:38) So, and getting that morning sunlight that we talked about. So important. And I forgot one quick follow-up question. When you talked about cortisol, too high of cortisol contributing to belly fat, that stubborn or puffy face, what would the solution be? Is it just manage your stress better or what's the takeaway there?   Emily Macleod-Wolfe: (39:38 - 42:39) The takeaway is yes, there's things you can do glucose wise, blood sugar and food that we've talked about. Lifestyle wise, of course. I mean, a ton of it is we're American society that trophies busyness.   And like the Bible literally talks about the importance of rest and the Sabbath and like even humans, we were made on day six, but the first day we were actually doing things, Adam and Eve was day seven, was the day of rest. My dad's a pastor and he actually just gave a sermon on rest and the Sabbath just last week at Harvest Sound. But it was just all about that we were created out of rest.   Like we're there to start doing things out of that place of rest. And we just don't take that time. I mean, it's like, okay, we got to go, go, go, got to take care of the kids, got to go do this, go do this.   How are you doing? Oh, I'm so busy. How about you?   Like, it's almost like a trophy thing to say that, but really like, how about prioritizing that time? And it's so easy, especially as women and mothers to just say, oh, but I just want to take care of everybody else. But like, if you were to have a date with your friend, you wouldn't go overbook it with something else.   You would prioritize that. Are you going to go do something for your child? You're going to prioritize that.   So, I need you to also take time to prioritize your me time, prioritize the time. It's not selfish. It's necessary because you're going to be a better wife.   You're going to be a better mom. You're going to be a better friend. If you take care of the needs, whether that's taking an Epsom salt bath once a week, and that's spending time mourning sunlight or writing a list of gratitude, doing things, write a list of things that bring you joy and just pick two or three of those a day.   Like build that in - life's too short. Literally cortisol will kill you. Also, we didn't talk about that, but it's taking minutes off your life.   So, life's too short to have cortisol, unnecessary cortisol spikes. So, as much as we can,  it's prioritizing that learning the healthy boundaries saying no when needed to, and, not saying yes to everything. So, that is, it's a lot of those lifestyle things.   And then, fine tuning it with a health practitioner is great because everybody's spikes and crashes are in different places. Some people have high cortisol. Some people further on into the adrenal fatigue have low cortisol because the body doesn't have any more cortisol to give.   And that's a whole other list of symptoms of exhaustion and fatigue. And they might need actually glandular support and different, totally different supplements than someone that's got high cortisol, but they can present similarly as far as stubborn weight, puffiness, energy spikes and crashes and different things like that.   Laura Dugger: (42:40 - 43:04) So how incredible to get to follow up with a health professional then, and you are certainly one that we would recommend. And so even if we're out of state, but we could make a first appointment with you and figure out some way to do telehealth, can you just give us your website or share what you have to offer so that we can maybe make a follow-up appointment after this conversation?   Emily Macleod-Wolfe: (43:05 - 43:38) So it's pureintegrativehealth.com. And I could click on the tab, become a patient, just fill that form out. And then we can talk about a plan if you're in Tennessee, great.   We can just right away, we know you're in person. If you are out of state, I have to see you in person for the first initial eval and then we can come up with some hybrid plan of telemedicine in between visits and legally just need to be able to see you still once a year or something in person, but we could do the rest in telemedicine options.   Laura Dugger: (43:39 - 43:58) So yeah, it's a wonderful option. We will link to that in the show notes for today's episode. And Emily, you're already familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight. And so as my final question for you today, what is your Savvy Sauce?   Emily Macleod-Wolfe: (43:59 - 46:04) Well, in regards to this topic today with hormones, I would say my Savvy Sauce is actually, it would be around getting that bedtime routine down packed in order to have an eight to 10 hours of like actual sleep because the mind does a brain sweep and gets rid of toxins in the brain between seven and a half hours and nine hours. It's happened somewhere in that window. And so if we're skipping out on sleep, we're missing out.   If you're getting even six hours, you're missing out on the neural brain sweep that actually gets rid of the toxins that prevent Alzheimer's, dementia, a lot of other problems. The metabolism at nighttime, the body literally burns fat at night. We have to get sleeping.   And so, and if you're having problems sleeping, you're like, I want to sleep, but I haven't, then I would recommend start looking into different forms of magnesium. I can't get into it fully today because there's seven different kinds of magnesium, but there are some that will actually help with sleep. And so talk with your practitioner about the best forms that could help you increase your sleep as well, because most of us can be deficient in that and creating that really, really healthy rhythm.   Just knowing your why behind why you're sleeping is also really helpful because it's like, you can hear a lot of people say, you need to get more sleep. I should go to bed, do this, but why? It's actually getting a neural sweep, liver is detoxing, cholesterol is cleansing.   God does an incredible thing with our dreams. We're literally flushing and processing all the things from the day. And so, talk about stress and adrenals.   We got to help heal through our sleep.   Laura Dugger: (46:05 - 46:26) Wow. Thank you for leaving us with that word. There's so much more we could cover.   And ever since our first interaction, you have just been overflowing with kindness and graciousness and generosity with your time and sharing your knowledge. You're so kind, but I have just loved spending this time with you. Thank you so much, Emily, for being my repeat guest.   Emily Macleod-Wolfe: (46:27 - 46:32) Oh, my goodness. Thank you so much, Laura, for having me again. This has been wonderful. I really appreciate it.   Laura Dugger: (46:33 – 50:15) One more thing before you go. Have you heard the term gospel before?   It simply means good news. And I want to share the best news with you. But it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there is absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior. But God loved us so much, he made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life we could never live and died in our place for our sin. This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus.   We can be covered and justified through the work Jesus finished if we choose to receive what He has done for us. Romans 10:9 says, “That if you confess with your mouth Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.” So, would you pray with me now?   Heavenly Father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you. Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life?   We trust you to work and change lives now for eternity. In Jesus' name we pray. Amen.   If you prayed that prayer, you are declaring him for me, so me for him. You get the opportunity to live your life for him. And at this podcast, we're called The Savvy Sauce for a reason.   We want to give you practical tools to implement the knowledge you have learned. So, you ready to get started? First, tell someone.   Say it out loud. Get a Bible. The first day I made this decision, my parents took me to Barnes & Noble and let me choose my own Bible.   I selected the Quest NIV Bible, and I love it. You can start by reading the book of John. Also, get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ.   I'm assuming they will be thrilled to talk with you about further steps, such as going to church and getting connected to other believers to encourage you. We want to celebrate with you too, so feel free to leave a comment for us here if you did make a decision to follow Christ. We also have show notes including where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “In the same way I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

The Vancouver Life Real Estate Podcast
Canada's Real Estate Market Is Splintering

The Vancouver Life Real Estate Podcast

Play Episode Listen Later Sep 20, 2025 17:10


Yesterday, both the U.S. Federal Reserve and the Bank of Canada cut interest rates by a quarter point. On paper it may sound small, but in reality it was a major signal. Central banks rarely move in tandem unless the global economy is flashing warning signs. In this case, the cuts were not acts of strength, but indications of a weakening economy. The Fed acted on the back of softening labour and inflation data. The Bank of Canada responded to one of the worst employment reports the country has seen since the financial crisis, alongside a GDP contraction and a decade-long stagnation in productivity.Canada has shed 106,000 jobs in just two months, the steepest decline since 2009 outside of the pandemic years. The unemployment rate sits at 7.1%, though the reality is worse given the growing number of discouraged workers who are no longer counted in the labour force. GDP shrank 1.6% on an annualized basis in the second quarter, far worse than expected (0.6%), and per capita GDP has not grown since 2016. Productivity has declined in 15 of the past 18 quarters, leaving Canada stuck while the United States continues to pull ahead. Against that backdrop, rate cuts were inevitable. They are not preemptive adjustments - rather it feels like recession management.What holds the system together in moments like these is confidence. Confidence in the housing market, confidence in the stock market, confidence in government. Yet for many Canadians, that confidence has already been shaken. Housing prices have surged far faster than wages, eroding real purchasing power year after year. Families increasingly feel that elected officials have failed them, and the erosion of trust has become a slow leak. Rate cuts might offer a momentary reprieve for borrowers, but they cannot restore confidence on their own.Vancouver, by contrast, is experiencing a rental paradox. Sales ticked up slightly in August, but remain nearly 60% below peak levels. The sales-to-new listings ratio has fallen below 40%, a threshold that historically precedes price declines. Inventory continues to rise, months of supply sit at their highest since 2012, and the price index slipped again last month. At the same time, rental construction is surging. Metro Vancouver will see a 17% increase in rental supply over the next two years, while Kelowna is on track for a staggering 33% increase. With population growth slowing, this supply wave will inevitably push vacancies higher, something Vancouver has not experienced in years. Renters will see relief in the short term, but single-family permits are at record lows, which points to severe shortages by the late 2020s and a return to undersupply by the 2030s for both asset classes.The central bank cuts will ease borrowing costs slightly, and some buyers will return to the market. But rate cuts cannot create demand where none exists, nor can they resolve structural oversupply. In fact, by keeping weak projects alive longer, they may extend the correction rather than shorten it. What truly matters is confidence. Rate cuts feel like gifts, but they are really warning signals. They tell us that fragility is here, not ahead. The question is whether we treat this fragility as a chance to reset and rebuild trust, or whether we allow confidence to erode further. Because when confidence is restored—in our homes, in our markets, and in our leaders—the system doesn't just hold. It thrives. _________________________________ Contact Us To Book Your Private Consultation:

The LA Report
Late night reax to Kimmel suspension, Altadena renters win ash removal ruling, Judge 'inclined' to restore UCLA funds— The A.M. Edition

The LA Report

Play Episode Listen Later Sep 19, 2025 4:53


Late night hosts rally behind Jimmy Kimmel after ABC pulled him from the air. It's a victory for Altadena renters in their battle get Eaton Fire ash removed. UCLA may be on the verge of getting back $500 million in frozen federal funds. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

Investor Fuel Real Estate Investing Mastermind - Audio Version
Las Vegas Real Estate Tips to Buy Your First Home

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 17, 2025 17:55


In this episode of the Investor Fuel Podcast, host Leo Wehdeking speaks with Gwen Lion, a real estate professional in Las Vegas, who specializes in helping renters transition into homebuyers. Gwen shares her insights on the unique Las Vegas market, the importance of building relationships, and the challenges of navigating market uncertainty. She emphasizes the need for mentorship in the real estate industry and discusses her approach to educating clients about the benefits of homeownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Cincinnati Edition
Gov. DeWine visits Cincinnati, new protections for renters and more top stories

Cincinnati Edition

Play Episode Listen Later Sep 12, 2025 47:52


On Cincinnati Edition's weekly news review, local journalists join us to talk about the big stories from recent days.

The Property Podcast
Market Update - September 2025

The Property Podcast

Play Episode Listen Later Sep 11, 2025 22:06


The property world is in uproar with rumours of new tax changes. Headlines and speculation are everywhere, but what's really going on? Tune in as Rob & Rob share what you actually need to know, and most importantly, explain what it could mean for investors. Watch Rob D's brand new YouTube video for a deeper dive into the government's latest updates.   (0:47) The latest news for house prices.   (7:05) Does the rental market continue to grow?   (9:30) News from the House of Commons.  (18:33) What on earth is happening with the Renters Rights Bill?   (18:22) Hub Extra.   Links mentioned:  House Prices:  Annual house price growth softens in August  Halifax house price index  Rightmove house price index  London house prices to outperform rest of UK   Rental Market:   Private rent and house prices  Rental market holds firm as stock levels climb despite Renters' Rights Bill concerns   Government:  Landlords could face tax on rental income in budget  Reeves considers replacing stamp duty with new property tax  Reeves leaves no stone unturned as she mulls reforms for property tax  Reed becomes new housing secretary after Rayner exit     Renters Rights Bill:  Renters' Rights Bill is back in Parliament as finish line approaches  Other:  Alex Hormozi   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

The New Statesman Podcast
In Britain's broken housing market, does the Renters' Rights Bill go far enough?

The New Statesman Podcast

Play Episode Listen Later Sep 9, 2025 32:23


This week the renters' rights bill returns to the House of Commons for its final debate. But in a country where tenants are spending around 40% of their income on rent, amidst an increasingly inflating housing market - does the bill go far enough?Anoosh Chakelian is joined by the New Statesman's business editor Will Dunn, and director of the Renters' Reform Coalition Tom Darling.Read: Landlords are a brake on growthLISTEN AD-FREE:

Investor Fuel Real Estate Investing Mastermind - Audio Version
How Adrienne Pearl Helps Renters Become Homeowners & Investors | Real Estate Investing Tips

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 5, 2025 24:12


In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Adrienne Pearl, a real estate broker and author, who shares her inspiring journey from humble beginnings to becoming a successful entrepreneur. Adrienne discusses her mission to help lower middle-class renters become homeowners and build generational wealth. She emphasizes the importance of education, networking, and relationship-building in her career, as well as the challenges she faced along the way. Adrienne also introduces her book, 'Flip Smart,' and her coaching program designed to guide others in real estate investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Investor Fuel Real Estate Investing Mastermind - Audio Version
Renting vs Owning: Why Homeownership Creates True Freedom (with Jimmy Lomeli)

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 5, 2025 24:54


In this conversation, Jimmy Lomeli shares his journey into real estate, highlighting the importance of homeownership and the challenges faced in the industry. He emphasizes the need for strong relationships and networking, as well as his commitment to helping renters transition to homeowners. Jimmy outlines his goals for growth in the coming year, aiming to close more deals and expand his presence in the market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Real Estate News: Real Estate Investing Podcast
Senior Renters Surge: A New Housing Trend for Investors

Real Estate News: Real Estate Investing Podcast

Play Episode Listen Later Aug 29, 2025 4:37


Senior renters are now the fastest-growing group in the U.S., with more than 2.4 million Americans aged 65 and older entering the rental market in the past decade. In this episode of Real Estate News for Investors, Kathy Fettke breaks down the numbers from U.S. Census and Point2Homes data, and explains what's driving this powerful demographic shift. You'll learn why older Americans are choosing rentals over ownership, which metros are seeing the biggest surge in 55+ renters, and how single-family homes are playing a growing role in this trend. Real estate investor Ken McElroy also weighs in on why 55+ renters are among the most stable and attractive tenants for landlords today. If you want to stay ahead of the curve, this episode reveals what investors and developers should be watching as Baby Boomers reshape the housing market. LINKS: JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCES:   https://www.credaily.com/briefs/senior-renters-drive-housing-shift-in-the-us/  https://kenmcelroy.com/education/this-is-the-fastest-growing-renter-in-america/?utm_campaign=Newsletters&utm_medium=email&_hsenc=p2ANqtz-9i0ejEgzVwis0t8WzqPgTd7YP16P5IhtmKY-vGCOe4ZbqAmmPXptyEWSwzDF0eBZKfg2PsqLnu2Pxu9Q5jo6I8-Xx8Gw&_hsmi=377681519&utm_content=377681519&utm_source=hs_email

Organize 365 Podcast
Transformation with Leslie p.

Organize 365 Podcast

Play Episode Listen Later Aug 27, 2025 47:21


In this episode, I introduce you to Leslie P. who lives with her two dogs and has always been a renter.  Leslie was searching for podcasts about organization. It caught Leslie's attention when she heard one of the Monday Connections podcasts when we were talking about subjects related to those things she loves like demographics, sociology, and anthropology.  Leslie was always an organized person but once her mom had passed and she was in the role of executor, she just couldn't get out from under all the paper!  She needed help and was looking for organizational solutions. The year after her mom passed Leslie referred to as the “Year of quiet living.” She stayed in her mom's 55+ community and took time to figure out her next steps as she faced hurdles in NYC. She'd decided to go out on her own and no longer be a W2 employee.  When Leslie decided to move down to Florida and stay with her mom to take care of her, who had cancer, she grabbed most of her stuff and just left. Well all that stuff was up there still waiting for Leslie to deal with. When Leslie finally located some important paperwork under the couch pillows that she'd been looking for, she decided she had to get a system in place.  In the midst of the mess, she created a priority list like Maslow's hierarchy of needs. What was the most important first step. She then started to feel permission to put things in logical places like her socks by the front door. She started to task stack while her dogs were eating so she could do other things in her kitchen. And she now gives herself permission to honor the phase of life she is in which may mean the fact that she'll buy new tools, get rid of things, make mistakes, and allow new permissions. Like keeping two sets of china and hosting the holidays her way. She's also given herself permission to have a personal life outside of working and taking care of her dogs because she also had more free time now. And with systems in place she no longer has a need for a to do list AND she's not forgetting to do things.  Leslie opened the conversation saying she was not the Organize 365® typical demographic. I wanted to dig into that a little. Leslie uncovered how renting an apartment is kinda like PCS'ing. You move more frequently and need to start all over again. What does a day look like again? How is the drive to work? Can you keep the same medical providers? How does errand running look? Coffee shops? And we talked about things about renting like owning a car and having outdoor space. We also talked about cost opportunities and what that means for the quiet middle of society from each person's point of view. We both pointed out things the other had not considered.  Leslie also attended a Planning Day. Leslie had attended plenty of corporate organization/productivity events and they all paled in comparison. She was so impressed with how comprehensive and effective Planning Day was. It's frustrating for Leslie because she wishes she'd known sooner that a lof of people struggle with organization and for a long time she thought it was just her. Now she has less anxiety, perceived anxiety, as well as sleeping better, and has a healthier outlook.  Leslie's advice is, “Listen to Lisa because she is smart.” But all joking aside she added “Give yourself permission. You are the subject matter expert of your family, your life, home, of your goals, and your priorities. You get to decide. Trust yourself.”  EPISODE RESOURCES: The Sunday Basket® Planning Day Sign Up for the Organize 365® Newsletter  On the Wednesday podcast, I get to talk with members of the Organize 365­® community as they share the challenges, progress, missteps and triumphs along their organizing journey. I am grateful that you are reaching out to share with me and with this community. You can see and hear transformation in action. If you are ready to share your story with us, please apply at https://organize365.com/wednesday. Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!