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Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe people of the US are feeling economic hangover from Biden/Obama, it will start to improve 2026.Trump is shutting down the corrupt H1-B visa with charging for it. Trump is using the tariffs to lower the deficit which is lowering the Fed inflation. Tariffs are bringing in trillions of dollars. The [DS] is pushed the Epstein hoax, they redacted a picture that was already public, the Dem Esptein hoax is real. The [DS] is panicking, they are preparing for bad news against them. The infiltration is now attacking. The [DS] brought them into each country to conquer the countries. Trump and team are in control of the pieces, it doesn’t mean we the enemy will not attack. White hats are in control. Economy https://twitter.com/nedryun/status/1999590708995579967?s=20 administration put us in such a very, very tough spot.” (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/JDVance/status/1999881070188073298?s=20 https://twitter.com/amuse/status/2000240482295664646?s=20 https://twitter.com/unusual_whales/status/1999977885591814217?s=20 https://twitter.com/KobeissiLetter/status/1999584404814057970?s=20 https://twitter.com/EricLDaugh/status/2000238965744410694?s=20 inflation.” “We’ve got the trade deficit cut in half from last year.” “All of these things are things that should continue to move us towards the Fed target of 2%.” Don’t let the “Experts” lie to the American people These changes are said to help push inflation toward the Federal Reserve’s 2% target rate. Lower deficits and trade imbalances reduce economic pressures that drive up prices, potentially stabilizing costs for consumers and businesses. these figures signal improving fiscal health. For context, the U.S. deficit was around $1.7 trillion in 2024; dropping it by $600 billion would bring it closer to $1.1 trillion—a substantial cut that could ease long-term debt concerns and support lower interest rates. Lower inflation to 2% would mean steadier prices, boosting real wages and consumer confidence. The U.S. budget deficit is the annual shortfall when government spending exceeds revenue in a given fiscal year. The national debt is the total accumulated amount owed from all past deficits (plus interest), essentially the running total of borrowed money. https://twitter.com/GuntherEagleman/status/2000268781084348516?s=20 Political/Rights https://twitter.com/disclosetv/status/1999945168120848428?s=20 https://twitter.com/MrAndyNgo/status/2000177646072631506?s=20 https://twitter.com/sentdefender/status/2000142553815847148?s=20 https://twitter.com/HamasAtrocities/status/2000263382197481781?s=20 https://twitter.com/BNODesk/status/2000304813591118154?s=20 from pakistan https://twitter.com/disclosetv/status/2000160163282727197?s=20 https://twitter.com/TheBritLad/status/2000308891104797052?s=20 https://twitter.com/Currentreport1/status/2000199214870180153?s=20 https://twitter.com/C_3C_3/status/2000055847309791603?s=20 Brown University Shooting Suspect In Custody; Gunman “Yelled Something” Before Attack On Econ Classroom The shooter “yelled something” before the attack … Source: zerohedge.com https://twitter.com/nicksortor/status/2000264684180746600?s=20 authorities have detained the suspect in the Brown University shooting that occurred on December 13, 2025, which left two students dead and nine others injured. The person of interest, identified as 24-year-old Benjamin Erickson from Wisconsin (who is not a Brown student), was taken into custody early on December 14 at a hotel in Coventry, Rhode Island, about 15 miles from the campus. Officials have confirmed no other suspects are being sought, and the investigation is ongoing. A revolver and a small Glock handgun were recovered at the hotel. From the available information and reports on the Brown University shooting suspect, Benjamin Erickson (a 24-year-old man from West Bend, Wisconsin, born in 2001, and a U.S. Army Cyber Warfare Officer), https://twitter.com/DC_Draino/status/2000211287184216117?s=20 https://twitter.com/robbystarbuck/status/2000261881504661801?s=20 Democrat tells you guns make us less safe — ask them to explain why so many counties with the HIGHEST gun ownership rates have BELOW average violent crime rates. Guns aren't making us less safe and gun laws won't solve the problem. Most of our recent mass shootings had shooters who already violated gun laws to commit their crimes. The left wing culture in America, including mass migration is making us less safe. It's the root of our problem. Fix our regressive, hedonistic, violence and evil loving culture. That will fix America. We need our country to value strength, life, love, liberty, faith and family again. That's the antidote to the poison that creates a violence society. https://twitter.com/FBIDirectorKash/status/2000244040667676940?s=20 this morning, FBI Boston's Safe Streets Task Force, with assistance from the @USMarshalsHQ & the @Coventry_RI_PD , detained a person of interest in a hotel room in Coventry, RI, based off a lead by the @ProvidenceRIPD . We have deployed local and national resources to process and reconstruct the shooting scene – providing HQ and Lab elements on scene. We set up a digital media intake portal to ingest images and video from the public related to this incident. And the FBI's victim specialists are fully integrating with our partners to provide resources to victims and survivors of this horrific violence. This FBI will continue an all out 24/7 campaign until justice is fully served. Thanks to the men and women of the FBI and our partners for their continued teamwork. Please continue praying for the victims and their families – as well as all those at Brown University. https://twitter.com/justicecometh/status/2000250433718391025?s=20 Both Bill and Hillary are set to testify before Congress over the next 2 days. TRULY WICKED: Obama Judge Lavishly PRAISES Illegal Alien Who R*ped and Sodomized Helpless Woman with Cerebral Palsy – Refuses to Add More Years to His Sentence The Detroit News reported on Friday that a violent illegal alien from Honduras who sexually assaulted a woman with cerebral palsy in a Michigan laundry room will be released from prison as early as July 2028, less than three tears from now thanks to a federal judge appointed by Barack Obama. The illegal, 30-year-old handyman Edys Renan Membreño Díaz was previously caught sneaking into the U.S. at least seven times since 2019. He pleaded guilty in 2022 to sexually assaulting the woman and was sentenced by Judge Judith Levy in August 2024 to time served. She had the opportunity to serve two more years to his sentence but declined to do so. https://twitter.com/TriciaOhio/status/1999903030284599656?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999903030284599656%7Ctwgr%5E2356e2c49fec253cd07998523821c20be68fb92b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftruly-wicked-obama-judge-lavishly-praises-illegal-alien%2F laundry room . He was sentenced 3 years ago and could be released from prison as early as July 2028. But, the U.S. District Judge Judith Levy refused to sentence him to 2 more years for immigration crimes and called this monster a future “ambassador for living up to our immigration restrictions.” This Obama appointed judge went on to praise him for “family devotion and willingness to perform work that it claimed Americans find undesirable.” Truly wicked. https://twitter.com/StephenM/status/1999908172190937190?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999908172190937190%7Ctwgr%5E2356e2c49fec253cd07998523821c20be68fb92b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftruly-wicked-obama-judge-lavishly-praises-illegal-alien%2F Source: thegatewaypundit.com OT Finds Half Of NY Commercial Drivers Are Illegals, Threatens To Pull $73 Million In Federal Funding The Department of Transportation is threatening to pull $73 million in federal highway funding from New York after an audit found that half of the state’s commercial trucking licenses were issued to illegal immigrants. “What New York does is if an applicant comes in and they have a work authorization — for 30 days, 60 days, one year — New York automatically issues them an eight-year commercial driver's license,” Transportation Secretary Sean Duffy said on Friday during a press conference at DOT headquarters, adding “That’s contrary to law.” “But we also found that New York many times won't even verify whether they have a work authorization, they have a visa, or they're in the country legally. “So they're just giving eight-year commercial driver's licenses to people who are coming through their DMV and sending them out on American roadways — and again they're endangering the lives of American families.” Source: zerohedge.com https://twitter.com/disclosetv/status/1999919282982093126?s=20 https://twitter.com/THEDuaneCates/status/1999797760569032896?s=20 March of next year the 2 million self deports will be 25+ As our AmericanDream stabilizes and begins to recover. https://twitter.com/Patri0tContr0l/status/1999878469518287022?s=20 media enough. https://twitter.com/nicksortor/status/1999666180118970644?s=20 over the faces of 20+ year old women to make the public believe they were minors and victims. Total BS. These were models representing the well-known American suntan lotion brand Hawaiian Tropic at a Mar-a-Lago event. One of the women, who was 22 at the time the photo was taken, told The Telegraph today that Donald Trump was a “gentleman” and “went out of his way” to ensure their entire group enjoyed their time at Mar-a-Lago. “I was 22 years old and remember him being very nice. He was very gentlemanly, that's the word to describe him,” she said. Not a SINGLE ONE of them accused Trump of wrongdoing. It's absolutely freaking shameful how Democrats have decided to discard ACTUAL victims of Jeffrey Epstein in an attempt to falsely smear President Trump. DOGE Geopolitical https://twitter.com/amuse/status/1999875618138177603?s=20 finalizing a comprehensive US Brazil pact that ties trade cooperation to reversing Brazil's censorship & lawfare machinery. Brazil is granting amnesty to Lula's political rivals & removing major authorities from Justice Alexandre de Moraes. Trump offered a goodwill reversal of Global Magnitsky sanctions placed on de Moraes just months ago to open the door to renewed ties built on a $6.8 billion US trade surplus. It marks a decisive shift in Brazil's direction under Trump's diplomatic pressure. https://twitter.com/BehizyTweets/status/1999971147677585449?s=20 the same values and interests that we share, for democracy and to create a new alliance in South America,” “The U.S. has a lot of technology and has a lot of experience and sustainable extraction of resources. We want to take advantage of that. Of course, we want to receive some technology transfers and to be part of the whole chain of production.” The Uyuni Salt Flat in Bolivia holds the world’s largest lithium reserves—estimated at 21 million tons—vital for batteries. China currently controls over 80% of global lithium production. This move would give American industry a huge boost. This is for all the naysayers who question Trump’s recent moves to reclaim domination of the Western Hemisphere. War/Peace https://twitter.com/SecWar/status/1999882265355227392?s=20 https://twitter.com/RamboAndFrens/status/1999911602376851472?s=20 Germany Sends Troops Into Poland ‘To Protect' NATO'S East Border With Russia and Belarus Germany is sending troops into Poland! Calm down – it's not 1939. But it could end up just as bad. Today (13), it has been reported that Germany is sending soldiers to Poland, in a bid to ‘strengthen' NATO's eastern border with Belarus and Russia. Politico reported: “Several dozen German soldiers will join Poland's East Shield from April 2026, with the mission initially running until the end of 2027, Deutsche Welle reported, citing Berlin's defense ministry. German troops will focus on engineering work, according to a ministry spokesperson quoted in the report. The spokesperson described this as building positions, digging trenches, laying barbed wire and constructing anti-tank obstacles. .” Source: thegatewaypundit.com Zelenskyy offers to drop NATO bid for security guarantees but rejects US push to cede territory Ukrainian President Volodymyr Zelenskyy Zelenskyy on Sunday (December 14, 2025) voiced readiness to drop his country’s bid to join NATO in exchange for Western security guarantees, but rejected the U.S. push for ceding territory to Russia as he arrived in Berlin for talks with U.S. envoys on ending the war. Source: thehindu.com CIA Outlet Concerned About Kash Patel and Dan Bongino Meeting with Top Zelenskyy Officials It been reported that the FBI has been working closely with the National Anti-Corruption Bureau of Ukraine (NABU) in detecting and discovering corruption amid Ukraine officials who have skimmed money from various international aid programs. However, the Washington Post is suddenly concerned that FBI Director Kash Patel and Deputy FBI Director Dan Bongino have held “secret meetings” with lead Ukraine peace negotiator Rustem Umerov. it is easy to get the sense that Rustem Umerov is in alignment with the U.S. proposals, but Volodymyr Zelenskyy is not. Hence, Zelenskyy keeps returning to his U.K, France, Germany and EU support network for counterproposals despite his officials like Umerov working with the U.S. team directly. This paragraph from within the WaPo (CIA) framework seems to tell a background story: […] “The meetings have caused alarm among Western officials who remain in the dark about their intent and purpose. Some said they believe Umerov and other Ukrainian officials sought out Patel and Bongino in the hopes of obtaining amnesty from any corruption allegations the Ukrainians could face. Others worry the newly established channel could be used to exert pressure on Zelensky's government to accept a peace deal, proposed by the Trump administration, containing steep concessions for Kyiv.” (more) Perhaps Zelenskyy's primary negotiator for the USA team, Rustem Umerov, has specific knowledge of corruption connected to the generous financial support the USA has provided Ukraine. Watching Yermak get taken down within the FBI/NABU investigation, might have triggered Umerov to cooperate on several levels. Umerov reported as happy with the negotiated U.S. terms. Volodymyr Zelenskyy openly not happy with the negotiated terms. This is worth watching. Source: theconservativetreehouse.com https://twitter.com/jcokechukwu/status/1999635471991992548?s=20 Christmas Day, December 25 to accept peace deal of America is done for good. PresidentTrump told Volodymyr Zelensky that he has until Christmas to accept his deal to end the war with Russia, and then said that Ukraine will eventually succumb to Russia unless agreement is signed Keep in mind that if America is done with Ukraine it's basically done with NATO/EU. Meanwhile, a U.S. lawmaker, Thomas Massie just recently introduced a bill to remove the United States from NATO completely. While all that is simmering, President Putin releases this highly impassioned video, letting America and Americans know what a great partnership it'll be for Russia and the U.S. to work together. He paints a future filled with immeasurable mutual benefits and shared strengths. Me: I agree % Imagine the historic tectonic geopolitical earthquake this would cause – two of the world's most powerful nations, two of the worlds leading nuclear powers, two unashamedly Christian nations, two gigantic neighbors with some of the world's most advanced space technologies. Chew on that for a minute. It'll literally change everything! Old guard being removed Medical/False Flags https://twitter.com/libsoftiktok/status/1998039567677767817?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998039567677767817%7Ctwgr%5E2cab4574d42020afe9d0c3cf4d6443e94d4c276a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fwhite-house-slams-vermont-schools-somali-flag-hoist%2F Justice Department Sues Minneapolis Schools Over Race-Based Hiring Policies The Department of Justice filed a federal lawsuit this week against Minneapolis Public Schools, alleging that the district violated federal civil-rights law by embedding race-based employment preferences into its collective bargaining agreement with the teachers' union. Filed in the U.S. District Court for the District of Minnesota, the complaint challenges contract provisions that prioritize teachers from “underrepresented populations” during layoffs, reassignments, and recalls, and that grant exclusive employment benefits to members of a third-party program known as “Black Men Teach Fellows.” Federal officials argue the policies violate Title VII of the Civil Rights Act, which prohibits discrimination based on race or sex in employment. Source: thegatewaypundit.com [DS] Agenda https://twitter.com/MarioNawfal/status/1999702068052000852?s=20 on luxury hotel stays and $23,000 renting the Coliseo De Puerto Rico, where she was spotted dancing at a Bad Bunny concert in August. She stayed at the “first-class, adults only” Hotel Palacio Provincial, which boasts “transcendent hints of the structure’s grand colonial past.” Another $10,700 went to meals and catering. This while AOC denounced “gentrification” on the island on social media. Back on the mainland, her “Fighting Oligarchy” tour with Bernie Sanders included $6,600 at Hotel Vermont and $6,300 for a single meal at an Italian restaurant in DC. Fighting oligarchy is exhausting work. Someone has to stay at the colonial boutique hotels. Biden Has Raised Little of What He Needs to Build a Presidential Library His library foundation has told the I.R.S. that by the end of 2027 it expects to bring in just $11.3 million — not nearly enough for a traditional presidential library. Source: nytimes.com https://twitter.com/amuse/status/1999843168259326313?s=20 https://twitter.com/BreakTheChainsM/status/1999618299135664403?s=20 President Trump's Plan https://twitter.com/C_3C_3/status/1999880370628808937?s=20 Appeals Court Overturns Obama Judge's Order Blocking Trump's Big Beautiful Bill Provision Barring Funding for Planned Parenthood Another win for the Trump Administration. A federal appeals court on Friday overturned Judge Talwani's (already halted) orders blocking Trump's Big Beautiful Bill provision that barred funding for Planned Parenthood. The First Circuit Court of Appeals vacated Judge Talwani's July orders granting preliminary injunctions blocking the provision. The three-judge panel unanimously overturned Judge Talwani's orders. Source: thegatewaypundit.com https://twitter.com/julie_kelly2/status/2000013679501222248?s=20 if I were drowning he'd push me under. Friend can, and should, be judged by the company he keeps as well as his unhinged threat against Kash Patel and what appears to be unauthorized (and inaccurate) disclosures of investigative information. They are not men of integrity, they used a sympathetic MAGA base to sell books, promote podcasts, contribute to their fundraising sites. This bad behavior should not be endorsed, nor excused, by anyone. https://twitter.com/amuse/status/1999559961555112354?s=20 https://twitter.com/AAGDhillon/status/1999488546688668023?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999488546688668023%7Ctwgr%5E6c909da47fcbfad57d7abed97bc0ca0d1edc0165%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fdoj-sues-four-states-violating-federal-election-law%2F https://twitter.com/JoeLang51440671/status/1999693589547483396?s=20 https://twitter.com/EricLDaugh/status/1999808771065827447?s=20 mail-in voting, all the things, make our elections secure and safe!” “If you don’t get it, you’ll NEVER pass [voter ID].” Election year starts in a few weeks. The GOP needs more to show for it. https://twitter.com/WallStreetApes/status/2000299373226561793?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
Dave and Bethlie discuss the book Manhood by Senator Josh Hawley. About the Author: Represents Missouri in US Senate First Amendment Lawyer and law professor Former Attorney General of Missouri They live in Ozark MO and have three children About the Book: Senator Hawley addresses an issue that concerns many in our world today - the issue of masculinity under attack. He calls this issue a crisis and I agree Why I love the book: It is good and offers a perspective that is sometimes outside of my realm He shows how manhood was perceived in the Greek and Roman era He has great illustrations from his own experiences growing up in a rural area He build a model of manhood following the Bible, the Word of God What is the point? Senator Hawley shows the essential virtues a man should cultivate Shows why a man has to be a warrior, builder, priest, and king Show the important of courage and commitment as the starting point for manhood Shows the philosophy behind modern liberalism and offers evidence of why it is so destructive to our nation as a whole. The chapters; 2 Parts 10 chapters In the Beginning A Man's Mission A Man's Battle A Man's Promise Husband Father Warrior Builder Priest King Chapter 1 General patterns Living Habits and Work More and more young men remain at home 50 % of Lower skilled young men in their 20s who have a job still live at home (or with a close relative) If they don't have a job, 70% still live at home. 2015 - 1/4 of young men 20-20 had no work at all In 1970, 95 percent of 30 years old made more money then their fathers had In 2014, only 44 percent did Underperformance at school 70% of Ds and Fs are given to boys By 8th grade, only 20% of boys are proficient in writing At same age, only 24% can earn proficient scores on reading exams Boys now make up 2/3 of students in remedial programs, not because their intelligence is lower, but because they aren't trying! What do young men do with their time? Screens Leisure Porn Another way of saying it is: Socializing, relaxing, leisure Vast amount of leisure time includes video games and porn These young men are now battling depression and drug abuse at historic levels and the results have been disastrous Liberalism is the philosophy behind it all Liberalism believes that western society is unequal unjust and corrupt to its foundations Masculinity is one of the foundations and it must be "smashed" for man to be free Senator Hawley's point is that the answer to our masculine crisis is "the oldest and most profound story there is. It is the story of the Bible" Chapter 2 places an emphasis on man's purpose by tracing our story back to the garden of Eden Chapter 3 places an emphasis on man's responsibility and duty Chapter 4 is especially worth considering It details how masculinity became something oppressive, something to be avoided and eradicated In chapter 3, he introduces the readers to Epicurus and to Rousseau and showed how that their ideology lead to men throwing off all responsibility and choosing only to do what they wanted to do. Their happiness and their fulfillment was the only reason to live In this chapter, he show how the followers of Karl Marx paved the way for the attack on modern masculinity It saw traditional culture as the enemy; especially Christianity From there, it attacked femininity and masculinity Senator Hawley gives ample illustrations of how this is being taught in our schools and in our institutions and how it is destroy our nation as we know it
In this episode, Sarah talks honestly about why big, clear goals matter — not as motivation, but as a foundation for discipline. Drawing on her own journey from limited cycling experience to racing events like The Rift and Badlands, she explores how fear, self-doubt, and inconsistency show up for most riders, and why a strong WHY is what keeps you moving forward when motivation fades. This episode is about choosing goals that actually change your behaviour, learning how to dig deeper into your reasons for training, and building self-trust through consistency rather than confidence.A BIG shoutout to our incredible sponsors - Parlee Cycles "Whether it's a tough day, a gruelling training session, an epic road trip or sitting on the side of the road, exhausted and wondering how you'll get to the top... The answer is regularly to just get back in the saddle and ride. Ride The F...ing Bike. RTFB!"Go check out their amazing bikes at https://www.parleecycles.com/4Endurance Pro level fuel, made accessible. Myself and Sarah trust 4Endurance for all our fuelling needs. Their reange is HUGE and won't break the bank. Go check them out here https://4endurance.com/WAHOO Wahoo has been at the forefront of elevating indoor training for years. They have everything in the range that you could possibly need to create a "pain cave" that makes you want to get those indoor sessions done. Go check out the Wahoo KICKR BIKE PRO and all their range at https://eu.wahoofitness.com/NOMIO is clinically proven to:Lower lactate levels, Reduce oxidative stress, Improve training adaptations And deliver a noticeable boost from the very first dose. Go to www.drinknomio.com and check out this game changing supplement. EXPOSURE LIGHTS Level up your night rides—check out the updated Exposure Lights bar range today at www.exposurelights.com If you're in North America and run a shop, pre-orders are open now; everyone else, hit your local bike store or Exposure online and tell them Roadman sent you.
In one month, Star Trek returns with a brand new series on Paramount+. PhantasticGeek.com's Pete and Matt start the countdown for Star Trek: Starfleet Academy. Join us on its coverage on the Phantastic Geek Pop Culture Podcast or dedicated Starfleet Academy Podcast by Phantastic Geek feed!Thanks as always to everyone who supports the podcast by visiting Patreon.com/PhantasticGeek.Share your feedback by emailing PhantasticGeek@gmail.com, commenting at PhantasticGeek.com, or tweeting @PhantasticGeek.MP3
I was having breakfast with my son, daughter-in-law and grand child earlier in the week. He is 25, she is 24, and baby is 5 weeks old.They're both pretty successful in their jobs - both in sales, on commission, so very much performance-based - and they both work very hard. They are ambitious. They want a big house with a big family, and plenty of money to live off. Pretty normal ambitions, really, and once upon a time not so impossible to achieve.I'm extremely proud of them both for having gone against the grain and had their first child so young. I'm also proud of how they have both adapted to parenthood. They live with me, so I see every day how utterly devoted they are, how much effort they put in, how they are learning and flourishing. The way Millie has thrown herself into motherhood and totally dedicated herself to her child is a thing to behold. Breast feeding on demand, everything. It really is a joy to see.Because they've started a family young, there is a very real chance they will go on to have a very big family. They both say that is what they want. My son, Samuel, has now gone back to work, while Millie is on maternity leave. But having both made several successful deals, and with a backlog of outstanding commission coming payable too, they found themselves between them paying £26,000 of taxes last month - 50% of the £53,000 they earned was taken, when you factor in the student loans they have to repay. (They might get some of that back at the end of the year).To earn that kind of money in a month at such a young age is just brilliant - I see how hard both of them work, the hours they put in, early morning after early morning, late night after late night, the persistence - and I'm proud of them. It is not easy. None of their university colleagues are doing anything like as well, at least in financial terms.With the bonanza month they both had, they could have paid off significant chunks of their student loans. But no such luck. The tax man cometh first.Meanwhile, they are so far from being able to buy a house for their young family - not just in the area they grew up, but anywhere in Greater London - it's a joke. I like having them live with me, don't get me wrong, but the fact that even a couple as successful as this are miles away from owning a property of reasonable enough size to start a family makes my blood boil.We live in a Victorian terraced house in South London that was built 150 years ago for a working-class man and his family. Yet a working-class man could never afford to buy this house now, even though it's 150 years old - never mind the highest-earning couple in their peer group.The most commonly given reason why people do not have bigger families earlier in life is expense. And what is the greatest expense in your life? Altogether now, “your government”. By far and away. Lower that expense and people will have bigger families again, earlier in life. (Even the cost of housing itself - the second biggest expense in a typical life - would come down with less government - less planning permission, less building regulation, less market intervention for political ends, less fiat and so on).Quite a few of the houses in our street are owned by the council. An old lady who lived in one of them recently died, and her house was given to a Somali family. So the taxes that Samuel and Millie are paying, and would like to have been able to use towards their own family, are being used to house another family not just from another country, but another continent never mind another culture. I've no doubt their needs are great. They get the house they need. We pay. How many more families not from the UK are we expected to sponsor - and delay/minimize our own procreation for?We are literally taxing our own to enable to the procreation of others. As I say in the title, we are taxing ourselves into oblivion.“Have you ever known taxes to actually go down?” My son asked me.“Well,” I said. “They came down a bit in 1980s under Thatcher”.It might feel relatively recent to me, but that was a good 15 years - half a generation - before my son was born in 2000. And even under Thatcher and Reagan, it's worth remembering, the state actually grew.The state continued to grow in the 90s and 00s, and, by the time you factor in all the various stealth taxes that got introduced, not least fiscal drag - perhaps the most odious of the lot - as well as currency debasement, so did taxes.Now, because of fiscal drag, you see teachers paying higher rates of Income Tax. It's not in any way exceptional in London to earn more than 50 grand. You haven't got a hope of having any kind of lifestyle, if you don't. I dread to think how many Londoners - those that work hard at least - are paying higher rates of tax. And for what?What chance do these people have of buying a home and starting a family?And all this money is being taken to spent on what, exactly? Not potholes, that's for sure.I think the question my son was really asking was, “Is there any chance taxes come down?”Well, if you look at Britain since World War II - actually since World War I - the growth in the state has been relentless and inexorable. So the rise in taxes we must pay has been inexorable. I'm not just talking about Income Tax. As I say, I'm talking about all the stealth taxes and debasement of currency as well. Is there any realistic chance they'll come down? Liz Truss only tried to slash government spending by two and a half percent. And look what that did.It's incredible to think that at the turn of the 20th century taxation - or the state - amounted to less than 10% of GDP.Even if Reform were to win the next election, how would they realistically cut state spending by more than a couple or three percent? The institutional resistance - the blob, the civil service, the quangos, the media - would fight them at every turn. In short, taxes are unlikely to come down by anything meaningful.We cannot get this country purged until the currency collapses. That's the only way I see it happening. It's very sad. If you live in a Third World Country such as the UK, I urge you to own gold or silver. The pound is going to be further devalued. The bullion dealer I recommend is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.My son, who is not particularly political, observes the absurdity of it: many people who build wealth, the most productive and talented, are leaving because of high taxes, and we replace net contributors with net takers. The country is systematically driving away the people who create value while importing those who consume it. It's economic suicide by design.As readers of Daylight Robbery will know, I regard taxation as the best measure of freedom there is. The more heavily taxed societies - where obviously there is limited economic freedom - tend to be the societies where there is limited freedom of speech, freedom of movement, freedom of thought, freedom to experiment and all the rest of it.Freedom of movement in the UK is limited by the cost of movement - whether it's transport costs, petrol costs, Stamp Duty, fines, charges, new mileage taxes - all reduce movement. They're all a tax. There might not be laws preventing movement in the way there once were if you were, say, a serf, but taxes give you a similar outcome. They restrict movement - and thus possibility - because people cannot afford to move.You don't need me to demonstrate how freedom of both thought and speech are being attacked. The two-tier justice system sees people committing violent crimes getting released early - indeed often not even getting convicted - while people who just said words get locked up.I'm sorry to say it, but I don't think even Farage and Reform can turn this one around, particularly when Farage is watering a lot of his policies down in order to give the media less to smear him with, and make himself more electorally palatable. Starmer did something not so totally dissimilar.And if something should happen to Farage, what then? What would Reform be without him? I like Richard Tice a lot, but there is not exactly a huge queue of people waiting to fill Farage's boots.Tell someone about this great article.So I come back to my point that I've made on these pages many times. If you are young and wanting to build a good life for yourself, and you want to be rewarded for the hard work you put in, your chance of doing that in the UK is limited. You're best off going somewhere else. Sorry to sound negative. There are many things to be positive about in this world, but the future of taxation and freedom in the UK is not one of them.Remember the golden rule of Daylight Robbery: fix taxation, everything else follows.But there is no sign of us doing that.Until next time,DominicICYMI, here is this week's commentary - also prepping for the North American tax loss trade.And, finally, I appeared on the mighty Tom Woods Show this week. I love Tom, and he is fast becoming one of my best buddies. Here are links to the interview on Apple podcasts, Spotify and YouTube. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe
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Willard and Dibs' full show from Friday, December 12th. In Hour 1, Willard and Dibs react to Buccaneers head coach Todd Bowles blaming his players for last night's loss to the Falcons, wonder if it's ever right for a coach to publicly blame the players, and more. In Hour 2, Willard and Dibs continue to discuss coaches blaming their players, wonder what is and isn't a coach's fault, hear from Kyle Shanahan at practice today, and more. In Hour 3, Willard and Dibs react to what the Boston Celtics owner said about Celtics and Warriors fans, discuss what makes a group of fans good fans, and more. Plus, Fade the Dibbers ahead of Week 15 of the NFL season. In Hour 4, Willard and Dibs play Higher or Lower with Grandi and Lucas, listen to Steph Curry chime in on Jonathan Kuminga's recent DNP, play Warriors Survivor with the rotations, and more.
In Hour 4, Willard and Dibs play Higher or Lower with Grandi and Lucas, listen to Steph Curry chime in on Jonathan Kuminga's recent DNP, play Warriors Survivor with the rotations, and more.
If you're not losing weight on keto, or you're stuck on a keto plateau, this is for you. Make sure you're not making these common keto diet mistakes... they could be the reason why keto isn't working! 0:00 Introduction: The keto diet is not working for me!0:41 Why I'm not losing weight on keto 5:35 Gallbladder, liver health, and the keto diet 10:03 Vitamin D and keto weight loss problems13:50 Keto diet facts and fictionIn this video, we'll take a look at why some people struggle with weight loss on the keto diet or experience a keto weight loss plateau.To do the keto diet correctly, you must reduce your carb intake to 50 grams or less per day, especially if you're working towards a goal such as weight loss, reducing chronic illness, increasing energy, or improving your health. Avoid these 13 common keto diet mistakes!1. Don't do dirty keto, a low-carb diet that doesn't eliminate unhealthy ingredients. 2. Poor sleep increases blood sugar values to those of a prediabetic. It also increases cortisol levels, inhibits the release of growth hormone, and reduces fat burning.3. Stress raises cortisol levels, which blocks the benefits of keto. 4. Overtraining can stifle weight loss!5. Gallbladder and liver health are vital for fat breakdown and absorption, and critical for proper thyroid function. You won't lose weight on keto until you address these issues first.6. Your thyroid is responsible for metabolism and energy. Focus on iodine, selenium, and zinc intake for a healthy thyroid. 7. Weight loss on keto starts with a healthy gut. Try L. reuteri yogurt to restore gut health and lose weight.8. Not getting enough sun is one of the most common keto weight loss problems. Vitamin D protects you from insulin resistance, and sunlight increases melatonin and serotonin. 9. The more atrophy you have, the less keto will work for weight loss. 10. Make sure you have realistic expectations and an accurate definition of normal. After the initial water weight loss when first starting keto, weight loss will vary from person to person. 11. Pair the keto diet with intermittent fasting. Eliminate snacking and only eat when you're hungry. 12. Avoid cheat day! 13. Lower your dietary fat intake if you're struggling to lose weight on keto. You may have heard rumors that the keto diet is dangerous, but this simply isn't true and is often based on poor research. Some foods labeled as “zero sugar” still contain carbs. Check labels and make sure your keto weight loss plateau isn't caused by hidden sugar consumption! Dr. Eric Berg DC Bio:Dr. Berg, age 60, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the Director of Dr. Berg Nutritionals and author of the best-selling book The Healthy Keto Plan. He no longer practices, but focuses on health education through social media.Disclaimer: Dr. Eric Berg received his Doctor of Chiropractic degree from Palmer College of Chiropractic in 1988. His use of “doctor” or “Dr.” in relation to himself solely refers to that degree. Dr. Berg is a licensed chiropractor in Virginia, California, and Louisiana, but he no longer practices chiropractic in any state and does not see patients, so he can focus on educating people as a full-time activity, yet he maintains an active license. This video is for general informational purposes only. It should not be used to self-diagnose, and it is not a substitute for a medical exam, cure, treatment, diagnosis, prescription, or recommendation. It does not create a doctor-patient relationship between Dr. Berg and you. You should not make any change in your health regimen or diet before first consulting a physician and obtaining a medical exam, diagnosis, and recommendation. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition.
Shares of Broadcom and Oracle suffer from “AI Angst” to end the week, taking a bite out of tech stocks and the broader market. Plus news President Trump will soon reclassify marijuana as a much less-regulated Schedule III drug sending shares of pot stocks sharply higher. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.
Plus: Broadcom slid after its latest earnings report. And Bank of America hit an all-time stock price for the first time in 19 years. Danny Lewis hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
What should investors expect from the U.S. economy next year? What will happen in the equities markets and fixed income markets? On this 2026 Market Outlook episode, Liz Ann Sonders, Schwab's chief investment strategist, speaks with Kevin Gordon, head of macro research. Liz Ann and Kevin discuss their perspective on the direction of the U.S. economy and stock market. She and Kevin cover the K-shaped recovery, inflation trends, the impact of AI on capital expenditure, and the implications of fiscal stimulus on federal debt.Then, Liz Ann Sonders discusses the equities outlook for 2026, focusing on consumer confidence, the impact of the presidential election cycle, and the potential for volatility. Finally, Kathy Jones is joined by Cooper Howard and Collin Martin for the outlook on municipal bonds, corporate bonds, U.S. Treasuries, and the overall fixed income markets.You can read all of Schwab's 2026 Market Outlook reports on our website:Read Cooper Howard's 2026 Municipal Bond Outlook.Read Collin Martin's 2026 Corporate Credit Outlook.Read Kathy Jones's 2026 Treasury Bonds and Fixed Income Outlook.Read Liz Ann Sonders and Kevin Gordon's 2026 Stocks & Economic Outlook.Read Michelle Gibley's 2026 International Stocks & Economy Outlook.On Investing is an original podcast from Charles Schwab.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Preferred securities are a type of hybrid investment that share characteristics of both stock and bonds. They are often callable, meaning the issuing company may redeem the security at a certain price after a certain date. Such call features, and the timing of a call, may affect the security's yield. Preferred securities generally have lower credit ratings and a lower claim to assets than the issuer's individual bonds. Like bonds, prices of preferred securities tend to move inversely with interest rates, so their prices may fall during periods of rising interest rates. Investment value will fluctuate, and preferred securities, when sold before maturity, may be worth more or less than original cost. Preferred securities are subject to various other risks including changes in interest rates and credit quality, default risks, market valuations, liquidity, prepayments, early redemption, deferral risk, corporate events, tax ramifications, and other factors.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab Center for Financial Research does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guaranteeThere are risks associated with investing in dividend paying stocks, including but not limited to the risk that stocks may reduce or stop paying dividends.Bank loans typically have below investment-grade credit ratings and may be subject to more credit risk, including the risk of nonpayment of principal or interest. Most bank loans have floating coupon rates that are tied to short-term reference rates like the Secured Overnight Financing Rate (SOFR), so substantial increases in interest rates may make it more difficult for issuers to service their debt and cause an increase in loan defaults. A rise in short-term references rates typically result in higher income payments for investors, however. Bank loans are typically secured by collateral posted by the issuer, or guarantees of its affiliates, the value of which may decline and be insufficient to cover repayment of the loan. Many loans are relatively illiquid or are subject to restrictions on resales, have delayed settlement periods, and may be difficult to value. Bank loans are also subject to maturity extension risk and prepayment risk.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively "Bloomberg"). Bloomberg or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices. Neither Bloomberg nor Bloomberg's licensors approves or endorses this material or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.(1225-KGJB) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
I decided to fully commit to training like a professional cyclist for 60 days — no shortcuts, no excuses. Structured workouts, long hours on the bike, strict recovery, and a whole new level of discipline. I wanted to see what would actually change: my fitness, my mindset, my body, and my relationship with training. Some things were expected… others definitely weren't. In this video, I break down what the experience was really like, what surprised me the most, and whether training like a pro is actually worth it for everyday riders. This isn't a transformation story — it's an honest experiment.A BIG shoutout to our incredible sponsors - Parlee Cycles "Whether it's a tough day, a gruelling training session, an epic road trip or sitting on the side of the road, exhausted and wondering how you'll get to the top... The answer is regularly to just get back in the saddle and ride. Ride The F...ing Bike. RTFB!"Go check out their amazing bikes at https://www.parleecycles.com/4Endurance Pro level fuel, made accessible. Myself and Sarah trust 4Endurance for all our fuelling needs. Their reange is HUGE and won't break the bank. Go check them out here https://4endurance.com/WAHOO Wahoo has been at the forefront of elevating indoor training for years. They have everything in the range that you could possibly need to create a "pain cave" that makes you want to get those indoor sessions done. Go check out the Wahoo KICKR BIKE PRO and all their range at https://eu.wahoofitness.com/NOMIO is clinically proven to:Lower lactate levels, Reduce oxidative stress, Improve training adaptations And deliver a noticeable boost from the very first dose. Go to www.drinknomio.com and check out this game changing supplement. EXPOSURE LIGHTS Level up your night rides—check out the updated Exposure Lights bar range today at www.exposurelights.com If you're in North America and run a shop, pre-orders are open now; everyone else, hit your local bike store or Exposure online and tell them Roadman sent you.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jill Schneider. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jill Schneider. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
This is the second and final part of my comprehensive interview with Dr. Eric Helms on all things lower body exercise selection.Links and resources:Check out the MASS Research Review: https://massresearchreview.comVisit the 3DMJ website: https://3dmusclejourney.com/ Purchase Eric's books here: https://muscleandstrengthpyramids.com/ Follow Eric on IG @helms3mdj: https://www.instagram.com/helms3dmj/ Sign up for one on one coaching with me: https://www.fittotransformtraining.com/coaching.htmlFollow me on Instagram @nikias_fittotransform: http://instagram.com/nikias_fittotransform/Visit my website: https://www.fittotransformtraining.comSign up for my free newsletter: https://mailchi.mp/157389602fb0/mailinglistSign up for the No Quit Kit email series on retraining your mindset for long-term fat loss success: https://mailchi.mp/4b368c26baa8/noquitkitsignupTake my free “Should You Cut or Bulk First?” quiz: https://nikias-dddr9p81.scoreapp.com/
In this episode, I share a powerful moment with a client, a hardworking ER nurse and new mom, when her lower abs finally fired and her pelvic floor engaged. The breakthrough? She realized she didn't need to push harder, just engage enough for the demand.We dive into how this principle applies not just to core work, but to everyday life: letting go of the “always-on, do more” mindset, stopping overgripping and overworking, and finally allowing your body to heal, connect, and get strong. Learn why less can actually be more when it comes to pelvic floor health, strength, and sustainable progress.To join Pelvic Floor Alchemy, Click here to learn moreWork With Me:https://mailchi.mp/chloepufftraining/offers Connect with me on social media: Instagram: @chloepufftraining & @riseradiopod
Peter St. Onge breaks down the Fed cut, the real state of the economy, AI's hit to white-collar jobs, and why gold, silver, and Bitcoin are all moving on the same debasement trend. A sharp, fast conversation on markets, inflation, and where this cycle is heading.#federalreserve #ai #inflation -----------Thank you to our #sponsor MONEY METALS. Make sure to pay them a visit: https://bit.ly/BUYGoldSilver------------
learn about a Chinese verb which can either mean "to use" or "to need," depending on how it's placed in the sentence
STOP Tracking Yourself PodcastFIVE PRIMARY POINTS of the PODCASTMuscle, Weight & Hormones Drive Musculoskeletal Health* Muscle is an endocrine organ that releases anti-inflammatory myokines.* Excess weight accelerates systemic inflammation and joint degeneration.* Hormonal shifts—especially around midlife and menopause—can amplify pain, stiffness, and functional decline.Five Actionable Daily Habits Dramatically Improve Musculoskeletal Vitality* Move constantly using micro-bursts (“exercise snacks”) and adopt tall, confident posture (“channel your inner matador”).* Train for power, not just strength—muscle power predicts longevity 600% better than strength alone.* Live at or near your ideal weight, eating less and less often to reduce inflammation and joint stress.* Stretch daily—data shows stretching reduces inflammation and may reduce cancer risk.* Check and optimize hormones, especially after age 45–50.The Matador Posture Boosts Both Physical & Cognitive PerformanceStanding or sitting tall with retracted shoulder blades not only improves joint mechanics but also enhances:* Attention, Alertness and Memory* This is supported by scientific studies, not just opinion. Simple posture shifts create measurable cognitive and performance benefits.Muscle Power, Not Muscle Mass, Is the Real Longevity Superpower* Muscle power declines faster with age than strength or mass.* Lower power predicts falls, fractures, disability, and mortality.* Even a simple test like a rapid 5× sit-to-stand is a validated tool for assessing knee function and overall vitality.This reframes training: fast, controlled movements should be prioritized over slow, heavy lifting alone.Closeness Is a Biological Superpower. A New Study Shows It Accelerates HealingA randomized clinical trial of 80 couples revealed that:* Oxytocin alone doesn't improve healing.* Affectionate physical touch alone doesn't either.* But oxytocin + affectionate intimacy together accelerate wound healing and reduce cortisol.Researchers concluded that closeness is a biologic safety signal that activates the body's healing pathways.This elevates social connection to a form of neuroendocrine medicine—as vital as exercise, weight, or sleep.Copyright, VyVerse LLC. All Rights Reserved. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit vitalityexplorers.substack.com/subscribe
"I asked for a random field recording to let chance guide my ear. What arrived resonated: unmistakably urban, shaped by the pulse of a collective ritual. In the voices of the Vfb Oldenburg Ultras chants I heard an expression of joy and working-class culture, a liturgy sung by a secular choir. Lower division football provides an inclusive space where local cultural identity and community can be celebrated. The glamour needs to be homegrown on a wet midweek evening, when your team is losing (again). This sense of community is often more inspiring than the display on the pitch. It also helped that they share the blue and white stripes of my own club. "The piece draws solely from the original recording, its sounds stretched and looped across four tapes, long and short fragments circling one another. Overdrive, echo, resonators, and reverb shape the texture, sharpening some edges, dissolving others to emphasise and blend. I let the voices and rhythms guide the process, leaving them ‘visible' throughout, figures present in the fog. Their call and response summoned memories of Bali's Kecak — the chant's spiralling energy, its collective breath — while the martial drumming beneath it all became the spine of the beat. Everything is distorted as it should be." Oldenburg FC vs. Luebeck match reimagined by smithdarg.
Hour 1 of the Bob Rose Show, including major economic news as the Fed cuts their base rate a quarter point. Pres Trump has been openly critical of the Fed, and will replace the chair in 2026. Plus, disrupting illicit oil trade, and all Thursday morning's biggest stories for 12-11-25
#667: Home prices have outpaced wages for more than a decade, and first-time buyers are stretching further every year. Now a new idea is entering the conversation, the 50-year mortgage. It promises lower monthly payments, yet it reshapes everything from equity growth to long-term risk. In this episode we sit down with Karsten Jeske, PhD, CFA from Early Retirement Now, a former Federal Reserve economist known for forensic financial modeling. Together we walk through when a 50-year mortgage might make sense, when it clearly does not, and why the math is rarely as simple as “higher payment versus lower payment.” We also dig into how ultra-long mortgages could push home prices even higher, and what this means for today's buyers and tomorrow's retirees. If you've wondered whether extended loan terms offer real affordability or just disguise the cost, this conversation gives you a clearer lens. Key Takeaways Why stretching to a 50-year mortgage can look affordable on paper yet leave you with far slower equity growth in the years that matter most. The few cases where a longer mortgage term can support a deliberate strategy, such as freeing cash flow to invest, and why this only works for certain borrowers. How inflation, appreciation, and opportunity cost change the “true” math behind 30-year versus 50-year loans. Why ultra-long mortgages may raise home prices more than they help buyers and what this means for generational wealth. How late-life mortgage decisions, downsizing, and step-up in basis reshape your legacy far more than the length of the loan itself. Resources and Links Early Retirement Now blog, Karsten's research and mortgage modeling. Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) 50-year mortgage debate begins (02:52) Karsten says it expands options for sophisticated investors (05:42) Paula focuses on owner-occupants who can't afford houses (11:03) Equity difference: $80K vs $20K after 10 years (18:26) Lower payments could fund other investments (25:17) Lenders package mortgages for institutional investors (29:18) US doesn't issue 100-year bonds despite stability (34:00) Small term premiums create huge returns (43:31) Paying more interest isn't automatically bad (48:08) First-time buyers now average age 40 (56:08) Geographic arbitrage enables mortgage payoff (01:00:20) 50-year mortgages could inflate home prices (01:04:51) Supply constraints drive housing affordability crisis (01:07:29) Fed might pause rate cuts in December Learn more about your ad choices. Visit podcastchoices.com/adchoices
Happy First Friday Edition of the Program!! College Football is in such a weird spot. Notre Dame and Marcus Freeman. The Buckeyes move the needle. Ohio State Hoops lossed a tough one to Illinois. The CBJ might not be what we thought they were. We fill out our CFP brackets and give you our thoughts on the College Football hires. ESPN's Jake Trotter, Rich Scarcella of the Reading Eagle, What's Up, Higher or Lower, Thing or Not a Thing, #HeyGuys, Your Officially Endorsed and 3 Things
In this episode, I break down the most effective lower body movements I use to build rugby strength, speed, and resilience. I explain how each exercise transfers directly to on-field performance and how to program them correctly for real results.Join Team Rugby MuscleGet personalised 1on1 Coaching from me for S&CGet early access to the ALL-NEW 5-day Rugby Athlete BlueprintSupport the show
Associates on Fire: A Financial Podcast for the Associate Dentist
In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, is joined by Brandon Hobson and Paul for their quarterly deep dive into the stock market, global economy, and what dentists and practice owners should prepare for as 2026 approaches.The episode covers:The Federal Reserve's rate movements and expected leadership changeWhether the current AI wave is a bubble or a true productivity revolutionThe future relevance of the traditional 60/40 investment strategyHow economic shifts impact dentists' borrowing, practice finances, and patient spendingPractice CFO's investment outlook and positioning for 2026A must-listen for dental entrepreneurs and investors navigating today's unpredictable financial landscape.Key Topics & Takeaways1. Federal Reserve Update & Interest RatesCurrent Fed Funds Rate: 3.75%–4%, with another 0.25% cut expected soon.Kevin Hassett is the likely replacement for Jerome Powell in 2026 potentially a more politically influenced choice.Concerns about Fed independence rising due to political pressure.Rate cuts stimulate borrowing but risk inflation if overdone.Importance for dentists:Affects practice loans, buildouts, refinancing, and equipment financing.Impacts patient discretionary spending, especially in cosmetic dentistry.2. Stagflation Risk?Inflation appears stable around the mid-2% range.Unemployment creeping toward 4%.Risk emerges if inflation rises while unemployment increases = “stagflation.”Not yet alarming, but the rate of change is what matters.3. GDP & Economic StrengthU.S. GDP last reading (Q2): 3.8%, stronger than expected.Global GDP remains surprisingly strong despite trade tensions.Q3 & Q4 readings delayed due to government shutdown but expected to stay positive.4. AI: Bubble or Breakthrough?Big tech's AI infrastructure spend expected to hit $3 trillion by 2028.53% of investors believe we are in an AI bubble.OpenAI & NVIDIA valuations are 30–40× revenue, compared to Walmart at 1.3×.MIT study: 95% of companies currently see no ROI from AI.Major concerns:Revenue lag vs. massive AI investmentCircular funding structures (promising investments without cash to fulfill them)Big tech taking on debt to fund AI (Meta's off-balance-sheet financing)Parallel drawn to the dot-com era huge innovation + huge speculative hype.5. What About the Magnificent Seven?High valuations and interconnected dependence create contagion risk.NVIDIA's unusually high profit margins may attract new competition.Some tech (like Google, Meta) still offers strong fundamentals & cash flow.But investors should avoid blindly overweighting tech indexes.6. Is the Classic 60/40 Portfolio Back?After years of underperformance, value stocks and quality companies are regaining momentum.PracticeCFO's positioning:Lower tech exposure (15–18% vs. S&P 35–40%)Higher weight in value, quality, and cash-flow-focused companies20–40% international stocks for diversificationAI benefits will extend to all sectors consumer staples may monetize AI faster and cheaper than...
Chevron Chairman and Chief Executive Officer Mike Wirth discusses the impact of lower oil prices on exploration, discussions with the Trump administration on remaining in compliance with sanctions in Venezuela, power needs for artificial intelligence, and what he sees for the future of oil and gas prices. He speaks with Bloomberg's Lisa Abramowicz and Annmarie Hordern.See omnystudio.com/listener for privacy information.
Jesse Montano and Meghan Angley are LIVE after Colorado's final game of a four-game road trip, as the team traveled to Nashville to take on the Predators #ColoradoAvalanche #GoAvsGo #AvsNation #NathanMacKinnon #CaleMakar #GuerillaSports #Hockey #AvalancheHockey #MileHighHockey #AvsFans #Avalanche2025 #Mikko Rantanen #AvsGameDay #NHLHighlights #DenverSports #AvalancheForever #MakarMagic #HockeyInColorado #StanleyCup #NHL This show is brought to you by RefiJet Did you know you could refinance your auto loan? With RefiJet, you could save around $150 a month—all with just a soft credit pull and zero hassle. Lower payments, flexible terms, even cash back from your car's equity. RefiJet does the work, you get the savings. Start today at RefiJet.com! The Faster, Easier way to Refinance
US Trade Representative Greer said China's rare earths continue to flow and expects to sign more trade deals over the coming weeks.US President Trump is to kick off the final round of Fed Chair interviews this week, while senior administration officials said Kevin Hassett remains in pole position to succeed Powell as Fed Chair, according to the FT.European bourses are broadly lower, with US equity futures mildly in the red as markets await the FOMC; The Information reported that China is weighing NVIDIA chip purchases in an emergency meeting.USD is essentially flat and holds around the 99.20 mark, with G10s also broadly unchanged.Global bonds are lower, OATs fail to benefit after the French National Assembly passed the social security budget.Crude rangebound, XAU subdued ahead of FOMC rate decision; Copper holding onto earlier gains.Looking ahead, highlights include US Employment Costs (Q3), BoC/FOMC/BCB Rate Announcement. Speakers include BoC's Macklem & Fed's Powell. Earnings from Oracle, Adobe & Synopsys.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
Plus First Baptist Church in Dallas is getting a huge gift from the family that owns Hobby Lobby, a non-profit in Dallas in hosting families this week to help those who might be struggling to make ends meet give their kids a merry Christmas, Texas has launched a cryptocurrency reserve with a $5-million purchase of Bitcoin, and more!
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On this episode of the It's All Your Fault podcast, presented by Farm Bureau Insurance of Tennessee, Jeremy K. Gover invites Nick Kieser of Lower Broad Hockey to discuss the following: What does winning 4 of 5 games mean?Were the Preds just humbled by Carolina?Is the attempted comeback in Carolina proof that Andrew Brunetter hasn't lost the room?Which young guys need to step up?Which young guys have been stepping up?Does Matthew Wood need more ice time?Follow our host on Twitter at @ItsGovertime, our guest at @KieserNick and the show at @IAYFpodcast !
Nikolas Tsakos, CEO of TEN Ltd. (TEN), says “we have been going from crisis to crisis since the ‘20s,” citing the pandemic, the Russian invasion of Ukraine, and more. TEN transports natural gas and oil products by sea and is the longest publicly traded company in Greece. However, he sees strong growth ahead, with fleet expansion underway. The “sweet spot” of oil prices is between $50-$60, he says, noting that the lower the prices, the more work TEN gets. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
In Part 2 of the 2026 pipeline series, host Carolyn Liptak welcomes Dr. Amanda Frick, Senior Clinical Manager, Strategic Clinical Intelligence at Vizient, to explore the advanced therapies pipeline: cell therapies, gene therapies, tissue-engineered products, and combination advanced therapy products. The discussion explores major pipeline trends, six leading products to watch, and the growing innovation expected to shape clinical practice in 2026. Guest speakers: Amanda Frick, PharmD, BCPS Senior Clinical Manager, Strategic Clinical Intelligence Spend Management Vizient Host: Carolyn Liptak, MBA, BS Pharm Pharmacy Executive Director Center for Pharmacy Practice Excellence (CPPE) Vizient Show Notes: [00:05] — Introduction Announcer opens the episode. Host Carolyn Liptak introduces the focus on advanced therapies: cell & gene therapies, tissue-engineered products, and combination products. Guest: Dr. Amanda Frick, Senior Clinical Manager, Strategic Clinical Intelligence at Vizient. [01:07] — Defining Advanced Therapies FDA groups cell and gene therapies within advanced therapies. Total FDA-approved advanced therapies: 46. Amanda monitors 29 drug-like therapies within that group. [02:01] — Pipeline Size and Approval Activity S. pipeline: 264 agents in development. About 10 agents approach FDA decision annually. Actual approvals: 5–7 per year on average. [02:56] — Big-Picture Trends in Cell & Gene Therapy Oncology dominates 40–50% of all CGTs in development. Expanding into autoimmune, neurology, and earlier-phase therapies for diabetes, angina, osteoarthritis. Movement toward allogeneic ("off-the-shelf") therapies Designed to overcome limits of autologous cell manufacturing. Reduces wait time and manufacturing failures. Resurgence of therapeutic vaccines Currently 3 approved (Sipuleucel-T, Talimogene, Papzimeos ). 20+ vaccines in the pipeline, largely targeted to cancer. CE program coming Jan 29. [06:13] — Therapy #1: Tabelecleucel or Tab-cel (Allogeneic EBV-Specific T-Cell Therapy) First allogeneic T-cell therapy expected in the U.S. For EBV-positive post-transplant lymphoproliferative disorder (PTLD). “Off-the-shelf” and donor-derived. [07:07] — Clinical Need & Outcomes Currentstandard of care: rituximab. After relapse, survival
StoneX fertilizer expert Josh Linville analyzes why input costs remain elevated with phosphate and nitrogen prices in the top 10-15% historically while grain values lag. Key factors include China cutting phosphate exports by 50% among other issues ahead in 2026.
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Today we're breaking one of the most painful spirals: the moments you fall short, lose patience, shut down, or react in ways you regret — and suddenly your brain whispers, "You're failing." Modern culture gives women two unhelpful responses: 1️⃣ Over-sympathy culture — "Lower your standards," "Be gentle," "Just accept yourself." 2️⃣ Shame culture — "Good mothers never snap," "You ruined everything," "This is abuse." Both extremes keep you stuck. One says nothing is your responsibility. The other says everything is your fault. There is a third way. Today we'll learn how to use guilt as guidance, not punishment — a built-in compass that brings you back to your values, your leadership, and the mother and woman you actually want to be. Inside the session: • The two cultural traps keeping women stuck • How shame sabotages growth • How guilt can act like a GPS pulling you back on track • How to come back from a mistake with clarity and strength • How to repair, reset, and realign — without perfection
Plus: Warner Bros. Discovery and Paramount Global shares rose after Paramount's hostile takeover bid, while Netflix stock fell. And shares of Confluent surged after IBM announced plans to buy the data-infrastructure company. Danny Lewis hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today Anthony wants to talk about the 5 biggest (but fixable) reasons you can not shed weight. A BIG shoutout to our incredible sponsors - Parlee Cycles "Whether it's a tough day, a gruelling training session, an epic road trip or sitting on the side of the road, exhausted and wondering how you'll get to the top... The answer is regularly to just get back in the saddle and ride. Ride The F...ing Bike. RTFB!"Go check out their amazing bikes at https://www.parleecycles.com/4Endurance Pro level fuel, made accessible. Myself and Sarah trust 4Endurance for all our fuelling needs. Their reange is HUGE and won't break the bank. Go check them out here https://4endurance.com/WAHOO Wahoo has been at the forefront of elevating indoor training for years. They have everything in the range that you could possibly need to create a "pain cave" that makes you want to get those indoor sessions done. Go check out the Wahoo KICKR BIKE PRO and all their range at https://eu.wahoofitness.com/NOMIO is clinically proven to:Lower lactate levels, Reduce oxidative stress, Improve training adaptations And deliver a noticeable boost from the very first dose. Go to www.drinknomio.com and check out this game changing supplement. EXPOSURE LIGHTS Level up your night rides—check out the updated Exposure Lights bar range today at www.exposurelights.com If you're in North America and run a shop, pre-orders are open now; everyone else, hit your local bike store or Exposure online and tell them Roadman sent you.
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The guys discuss whether their confidence level in the Lions is above or below the 53% chance they have to make the playoffs.