Podcasts about Lower

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    Cleveland Browns Daily & More
    Is Quinshon the Next Great Browns RB? - Cleveland Browns Daily - 10-21-25

    Cleveland Browns Daily & More

    Play Episode Listen Later Oct 21, 2025 91:36 Transcription Available


    On this Tuesday edition of the program, former Browns P Dave Zastudil joins Beau and Z to break down Quinshon Judkins's great performace in Week 7 (49:25). You'll also hear from Browns DE Alex Wright following Sunday's win (24:22). Plus, get the guys' final thoughts on the win over the Dolphins on this week's Microsoft Minute (35:46), get One Thought on every NFL game from Week 7 (1:05:20), and play this week's edition of Higher or Lower with the newest league power rankings (39:13).See omnystudio.com/listener for privacy information.

    Fuel for the Sole
    117 | Starbucks Protein, Weight loss and Training, Fueling at Lower Intensities, Returning to Run

    Fuel for the Sole

    Play Episode Listen Later Oct 21, 2025 43:52


    This week on Fuel for the Sole, we talk about Starbucks new protein drinks, discuss weight loss and training, how to fuel for races that won't be all-out efforts and coming back from injuries and pregnancy. Want to be featured on the show? Email us (written or an audio file!) at⁠ fuelforthesolepodcast@gmail.com⁠. This episode is fueled by ASICS and RNWY!Head over to⁠ ASICS.com⁠ and sign up for a OneASICS account. It's completely free and when you sign up you will receive 10% off your first purchase. You also gain access to exclusive colorways on ASICS.com, free standard shipping, special birthday month discounts and more.Try the new Salty Carbs at https://rnwy.life/ and use code FEATHERS15 for 15% off your purchase. Disclaimer: This content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

    Dr. Joseph Mercola - Take Control of Your Health
    Cracking the Myth — How Eating Eggs Helps Lower Bad Cholesterol

    Dr. Joseph Mercola - Take Control of Your Health

    Play Episode Listen Later Oct 20, 2025 7:20


    A study published in the American Journal of Clinical Nutrition showed that eating two eggs daily lowered LDL cholesterol, while high saturated fat diets raised it Researchers found cholesterol from eggs did not raise LDL, but saturated fat from foods like bacon and sausage did, showing food context makes a major difference Eggs provide cholesterol without overloading the liver, allowing it to clear LDL efficiently and preventing artery buildup that increases heart disease and stroke risk Weekly egg intake reduced heart disease deaths by 29% and all-cause mortality by 17% in older adults, highlighting the importance of moderation for protective benefits Choosing pastured eggs, avoiding vegetable oils, and pairing eggs with nutrient-rich whole foods further boost benefits while minimizing harmful omega-6 linoleic acid (LA) intake

    Screw The Commute Podcast
    1046 - The Lower The Better: Tom talks Friction Zone

    Screw The Commute Podcast

    Play Episode Listen Later Oct 20, 2025 15:05


    Hey, today we're going to talk about the friction zone. What the heck is the friction zone? Well, you'll find out in this episode. Screw The Commute Podcast Show Notes Episode 1046 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Friction Zone 01:14 How it relates to your business 05:26 Is what you're doing "fair"? 10:43 Avoid going to court and making things worse Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ Kartra - https://screwthecommute.com/kartra/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Subtitles - https://screwthecommute.com/1045/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/ Join our Private Facebook Group! One week trial for only a buck and then $37 a month, or save a ton with one payment of $297 for a year. Click the image to see all the details and sign up or go to https://www.greatinternetmarketing.com/screwthecommute/ After you sign up, check your email for instructions on getting in the group.

    HousingWire Daily
    What can move mortgage rates even lower?

    HousingWire Daily

    Play Episode Listen Later Oct 20, 2025 23:20


    On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the economic and political factors that could drive mortgage rates to the low end of his 2025 forecast. To learn more about Trust & Will, click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Related to this episode: How can mortgage rates get to 5.75% by the end of the year? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

    A1 Coaching
    Not Done Yet - The Return to Competitive Legs After 40

    A1 Coaching

    Play Episode Listen Later Oct 20, 2025 15:34


    Anthony is kicking off a new chapter of the podcast after being inspired by Sarah's Badlands ride — a reminder of what's possible when you truly commit. This series follows his own “comeback” as he gets fully dialed in again: training with intention, rebuilding race fitness, and tightening up nutrition and mindset. Along the way he'll be coached by experts he's previously interviewed on the show, putting their theories into real-world practice. It's part experiment, part accountability, and a behind-the-scenes look at what it takes to go all-in again.NOMIO is clinically proven to:Lower lactate levels, Reduce oxidative stress, Improve training adaptations And deliver a noticeable boost from the very first dose. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.drinknomio.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and check out this game changing supplement. EXPOSURE LIGHTS Level up your night rides—check out the updated Exposure Lights bar range today at www.exposurelights.com If you're in North America and run a shop, pre-orders are open now; everyone else, hit your local bike store or Exposure online and tell them Roadman sent you.

    The Learning Leader Show With Ryan Hawk
    658: Dave Berke - From Top Gun to Extreme Ownership: Managing Ego, Building Humility, Emotional Detachment, Agile Planning, and Leading Teams Through Chaos

    The Learning Leader Show With Ryan Hawk

    Play Episode Listen Later Oct 19, 2025 60:06


    Go to www.LearningLeader.com for full show notes The Learning Leader Show with Ryan Hawk This is brought to you by Insight Global. If you need to hire one person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world has the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader My guest: Dave Berke is a retired US Marine Corps Officer, TOPGUN Instructor, and now a leadership instructor and speaker with Echelon Front, where he serves as Chief Development Officer. As a F/A-18 pilot, he deployed twice from the USS John C Stennis in support of combat operations in Iraq and Afghanistan. He spent three years as an Instructor Pilot at TOPGUN where he served as the Training Officer, the senior staff pilot responsible for the conduct of the TOPGUN course. Notes: July 2001: Plans Don't Survive Contact - Dave's Top Gun graduation exercise as flight lead. Wingman yells, "Showtime one-one break right!" - an F-5 snuck into formation. Dave was staring at the radar instead of looking out, had to fall out of formation, and ended up at the back instead of leading from the front. Mission successful, but nothing like he planned. Dave: "The outcome was still really good... except it was nothing like I thought it was going to be." Lesson: You're planning for the success of the outcome, not how you're going to do it. The most important attribute in a leader is humility. To be effective, you must be able to listen, learn, be flexible, and admit you're wrong sometimes. One of the biggest issues they deal with when working with leaders is ego and/or the inability to be humble. As leaders, we need to be self-aware enough to realize when our ego is getting the best of us. And surrounding ourselves with people who will help us know when that is happening as well. Be Fluid with Plans, Deliberate with Outcomes - Be really fluid and loose with plans, but deliberate about aligning the team on outcomes. Dave grew up as a control freak, OCD planner. Dave: "In life, it's just not how life works... If you can align on the mission and outcome, and you are very open-minded that there are a lot of different ways to get there, you're far more likely to be successful." The military saying, "The enemy gets a vote." Ryan's quarterback coach after an interception: "He's on scholarship too, you know?" Process: How You Create It Matters Most - Process is important, but how you create it matters most. If you agree on the outcome, the conversation should be less about agreement, more about "When you talk about step one, what are you thinking? How does this lead to step two?" The process has to be organic. When you create it, you're more likely to maneuver around challenges. Book Dedication: Chris and Kat - Book dedicated to Corporal Chris Leon and his mother, Kat. Chris was a radio operator on Dave's 13-man Anglo team. June 20, 2006, Chris was killed by an enemy sniper in Iraq - first Anglican Marine killed there. Dave's son is Matthew Leon Burke - took Chris's last name. Chris's mom Kat is Aunt Kat to Dave's family. Dave: "I always say I really deep down wish I didn't know Kat, because that would've meant Chris came home and life just went on. But that's not what happened." Chris taught bravery. Kat taught strength. Top Gun Reality: It's About the Team - 1986 Top Gun most impactful movie on Dave's life at 14. But the movie depicts a lone wolf. Marine Corps teaches: Your contribution to the team matters most. A really good pilot who's self-centered will do more damage than a slightly less capable pilot who's a real team player. Dave: "If there's ever a team sport, it's going into combat... It's not about you. It's about the team." Trust: Action, Not Description - Echelon codifies relationships: Trust, respect, listening, influence. Trust is the cornerstone. Dave: "If you don't trust me, I could be good at so many things. If there is a trust gap, there's going to be a problem in the relationship and team." Trust is action you take.  Ego: The Universal Challenge - When Echelon works with companies, challenges are almost always connected to ego. Dave: "Our egos tend to wreak havoc at each level of organization." From birth, the ego drives us down the wrong path. When debating plans, ego says, "You're right, he's wrong." Building good leadership is managing egos. Dave: "Humility is the most important attribute in a leader. All the attributes, humility is number one, and we don't waffle on that." Humility Enables Everything Else - Dave worked with the biggest, toughest SEALs. Attribute most critical to success: humility. Ability to listen, learn, be flexible, change, admit you're wrong, and go with someone else's plan. It even affects fitness. Humility touches everything. Doesn't diminish other attributes, but allows you to strengthen them.  Teaching Humility: Subordinate Your Ego - You can't tell someone with a big ego to be humble. Dave: "The biggest challenge with someone else's ego is not their ego. It's your ego's response to it." Most counterintuitive thing: If you clash with Ryan, Dave has to subordinate his ego to Ryan's. Lower your ego: "Hey Ryan, I've been pushing back hard, I realize I'm not listening." Natural reaction: Ryan's ego starts to drop. Over time, collaborate more. You connect success to the ability to control the ego. Dave: "Humility is the measurement of how much control you have over your ego." What you give is usually what you get. It's reciprocal. Care About Team More Than Yourself - When your people see you working hard to clear paths or block an egomaniac boss, they'll run through walls for you. Outcome of a good relationship: You care about the team, the team cares about you. That selfless act shows you care about them more than yourself. Dave: "That's how you show that you care about them more than yourself, and that's what a leader's job is, to care about the team more than you care about yourself. That's parenting, that's marriage." Extreme Ownership - Book Extreme Ownership changed Dave's understanding. When you take ownership, take ownership of everything. Caveat: Not things you literally don't control. But you have ownership over everything, even just how you react. After Chris was killed, Dave said, "That's war, nothing we can do." Problem: When he embraced it wasn't his responsibility, it meant he didn't have as much to change. Should have asked: "What is everything we can do to make sure this doesn't happen again?" The tendency is to undershoot ownership. Try to take it to the extreme. If you can take ownership of everything you can control, you get more influence over the outcome. Detachment: A Superpower - Dave: "Detachment is a superpower" - (1) almost nobody can do it, and (2) if you can, it's massively influential. Detachment is being in control of emotions. When overwhelmed with priorities and pressures, you tend to get emotional. When you react emotionally, you make bad decisions. Learn the skill of detaching - not to be devoid of emotion (we're human), but don't let emotions dictate. Get Away from Problems to See What's Causing It - When a problem occurs at work, you tend to focus on it, go into it. It seems good but is often wrong. You should get away from it, detach. Getting away lets you look around and see what's really causing it. Military example: The enemy is shooting at you; the tendency is to focus on that. Usually bad because they're hoping you do - then they send a flanking maneuver. If you detach, step back, you'll see the flanking maneuver coming. Be able to see the future - that's the superpower.  Know Your Red Flags - Intervene Early - You have to understand where you are escalating your emotions. Know your personal red flags. Most people don't go zero to 100. Long day, flight delayed, bad meeting - little things tick up, so zero is actually 4 or 5, which means dirty dishes put you to 7. When Dave gets frustrated, traps tighten up. Some people's nose turns red. If you're at level 8 and someone says, "calm down," it makes it worse. But if at level 1 or 2 and you intervene, you're in control. What an adult does: "I'm an emotional guy, but I have awareness of where I am. If I'm a 4, I gotta intervene then." If at level 10, detaching is not gonna happen. That's the difference between kids and adults. Dave: "You are much more likely to have a hard time controlling your emotions, ironically, with people you care about the most." Quotes: "You're planning for the success of the outcome, not how you're going to go about doing that, because things get in the way."  "Humility is the most important attribute in a leader. All the attributes. Humility is number one, and we don't waffle on that."  "The biggest challenge with someone else's ego is not their ego. It's your ego's response to it."  "Detachment is a superpower."  "You are much more likely to have a hard time controlling your emotions, ironically, with people you care about the most." 01:16 Introducing Dave Burke 02:21 Dave Burke's Top Gun Experience 05:23 Lessons Learned from Military to Everyday Life 07:56 The Importance of Flexibility in Leadership 13:07 The Need to Lead: Dedication and Personal Stories 16:58 The Realities of Teamwork in Combat and Business 21:03 Building Trust and Relationships in Teams 26:04 The Role of Humility in Effective Leadership 31:03 Understanding Ego and Humility 31:50 Subordinating Your Ego 33:38 Challenges of Teaching Humility 34:07 Personal Experiences with Ego 39:20 The Power of Ownership 42:57 Detachment as a Superpower 52:58 Advice for Young Leaders 57:26 Conclusion and Key Takeaways  

    The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action
    Economic Slowdown, Alternative Trade Strategies and the Real Cost of Lower Interest Rates

    The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action

    Play Episode Listen Later Oct 19, 2025 59:00


    Investors are watching interest rates closely, hoping for cheaper financing … but low rates aren't just about borrowing costs.  They're a key barometer of both the currency and the overall economy, and changes can ripple across markets in ways that matter. Understanding that correlation is important for anyone invested in real estate. To make sense of it all, we turn to our good friend George Gammon, a prolific real estate investor and entrepreneur with a passion for studying and teaching macroeconomics. He shares his latest predictions on where interest rates may be headed, the real threats in today's slowdown, and why “cheap money” often comes with hidden costs. Listen in for a wide-angle discussion to help you spot opportunities, avoid surprises, and position yourself ahead of the next big shift. Since 1997, The Real Estate Guys™ radio show features real estate investing ideas, strategies, interviews, and all kinds of valuable resources.  Visit the Special Reports Library under Resources at RealEstateGuysRadio.com 

    Rosie on the House
    10/18/25 - ON THE HOUSE HOUR! Cooler Homes, Lower Bills: Foam Injection!

    Rosie on the House

    Play Episode Listen Later Oct 18, 2025 38:24


    Dennis Rodenberg of Thermal Advantage discusses the unique way to insulate block homes and walls. A non-toxic, non-expanding foam that's injected thru the block cavities that can raise the insulation R-Value about 6 times higher for energy efficiency, sound reduction, less dust and bugs. Its a game changer! Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hour-cooler-homes-lower-bills-foam-injection-unlocked-with-thermal-advantage-llc/

    Mo News
    WH Plan To Lower IVF Costs; Trump-Putin Summit II; NYC Mayor Debate; Bolton Indicted; X-Rated ChatGPT

    Mo News

    Play Episode Listen Later Oct 17, 2025 37:13


     Headlines: – Welcome to Mo News (02:00) – White House Announces Proposal Seeking to Make IVF More Affordable (06:00) – ​​Trump to Meet Putin For Another Summit To End War in Ukraine (10:30) – President Issues New Warning To Hamas (17:00) – NYC Mayoral Debate Takeaways (19:20) – Former National Security Adviser John Bolton Indicted Over Handling of Classified Information (26:00) – Government Shutdown Shows No Signs Of Ending (29:30) – OpenAI's ChatGPT Will Soon Allow ‘Erotica' For Adults in Major Policy Shift (31:45) – What We're Watching, Reading, Eating (35:40) Thanks To Our Sponsors:  – ⁠LMNT⁠ - Free Sample Pack with any LMNT drink mix purchase –⁠ Industrious⁠ - Coworking office. 50% off day pass | Promo Code: MONEWS50 – Incogni - 60% off an annual plan| Promo Code: MONEWS – Factor Meals – 50% your first box plus free shipping | Promo Code: monews50off – Monarch Money - 50% off your first year | Promo Code: MONEWS – Shopify – $1 per-month trial | Code: monews – ⁠Boll & Branch⁠ – 15% off, plus free shipping on your first set of sheets – Leesa – 25% off mattress, plus extra $50 off | Promo Code: MONEWS – BetterHelp – 10% off your first month

    The Roofer Show
    453: Build Your Foundation: Do More With Less and Lower Your Customer Acquisition Costs

    The Roofer Show

    Play Episode Listen Later Oct 17, 2025 13:03


    In this episode of The Roofer Show, host Dave Sullivan draws on his 30+ years in the roofing industry to share some hard-earned wisdom. Instead of just chasing fast growth, Dave stresses how important it is to build a solid business foundation first. He breaks things down with his "three-legged stool" approach: selling the work, doing the job, and keeping score. He points out how easy it is to overlook systems and profitability along the way. Dave gives practical tips for improving your sales process, following up with customers, and making the most of tools like CRMs. Today, Dave encourages contractors to focus on profit, consistency, and accountability, and even invites listeners to check out his mentoring program if they want more help building a sustainable, profitable roofing business.What you'll hear in this episode:The "three-legged stool" concept: selling work, doing work, and keeping scoreRisks of focusing solely on growth without profitabilityNeed for consistent systems, processes, and accountabilityCustomer acquisition cost and improving sales processesStrategies for effective follow-up and customer engagementImportance of financial clarity and tracking key performance indicators (KPIs)Building repeatable systems for sales and productionThe role of mentorship in business successActionable steps for contractors to improve their business operations and profitabilityResources:Connect with DaveFree Strategy CallWant to grow a more profitable roofing business? Book a free strategy call with Dave here → davesullivan.as.me/free-strategy-callFree ResourceDownload your FREE 1-Page Business Plan for Roofing Contractors → theroofershow.com/planWatch on YouTubeSubscribe for weekly tips and full episodes → @DaveSullivanRooferShowTrusted & Vetted SponsorsRuby Receptionists – US-based professionals who answer your phones live, leave a great first impression, and tee up the sale. Get $150 off your first month → theroofercoach.com/ruby.ProLine – Automate your follow-up and close more jobs with text, email, and CRM integration. Try it FREE + save 50% off your first month with code DAVE50 → useproline.com.SMA Support – Roofing-specific virtual assistants who know the business. Free up your time by outsourcing admin, marketing, and customer service tasks → smasupport.us.

    Remnant Finance
    E69 - Stop Sending Your Kids to College: Do THIS instead…

    Remnant Finance

    Play Episode Listen Later Oct 17, 2025 54:03


    College tuition has increased 1184% since 1980 while the value of that education has plummeted... The system that worked for our parents' generation has become a debt trap that produces functionally illiterate graduates who can't read, can't write, and are trained to rely on AI for everything. Sixty Illinois schools have zero students reading or doing math at grade level. University professors report students who can't comprehend basic assignments, expect unlimited resubmissions, and ask if reading exams are open book. The goal of college is ideological indoctrination, not education. AI has decimated the value proposition further by replacing the exact jobs that required degrees - law firms aren't hiring junior associates because AI does case research instantly, and doctors are being outperformed by diagnostic AI that's 400% more accurate. Meanwhile, trades are booming with massive worker shortages, allowing skilled tradespeople to command premium prices and own their businesses. If your child has a specific passion requiring a degree - nursing, military officer, certain specialized fields - and a plan to pay for it without federal loans, maybe. But the default assumption that kids should go to college from 18-22 needs to die. Take a gap year, start a business, learn a trade, do an apprenticeship, or get your GED at 16 and start community college early. Stop enriching a broken system that leaves your children $40,000 in debt and unemployable.Chapters:00:30 - Opening segment04:30 - The trades are booming while college graduates work at coffee shops06:10 - Bell curve distribution: Why the statistics lie08:15 - Public school assessment failure11:30 - AI has made students functionally illiterate15:25 - The $1.7 trillion student loan debt crisis20:00 - 50% of graduates never work in their field of study28:25 - Educate your children outside the system33:25 - College degree now a liability when hiring34:45 - Charlie Kirk built $100M business with community college degree36:40 - California homeschool charter system under attack by teachers' unions42:00 - Start a business, learn taxes, understand the real world first43:00 - Get your GED at 16 and start community college early46:00 - High school diploma is worthless - challenge the assumption49:20 - When college might make sense50:10 - IBC as a tool to fund education without federal loans51:10 - Internships don't require college enrollment52:05 - Closing segmentKey Takeaways:College tuition has increased 1184% since 1980 The value of a college education has gone down dramatically as costs skyrocketedAverage federal student loan debt per borrower is nearly $40,000, totaling $1.7 trillion nationallyFor white males specifically, average income is now LOWER with a college degree than withoutAI has made the college degree nearly obsolete by replacing the exact jobs that required them50% of college graduates never work in their field of studyHigh school diploma is worthless - nobody ever asks for itUse IBC to fund education without federal loans if you must goInternships don't require college enrollment - 18-year-olds can approach businesses directlyGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

    Not Your Average Financial Podcast™
    Episode 424: I’ll take a LOWER Rate of Return AND Get BETTER RESULTS?!

    Not Your Average Financial Podcast™

    Play Episode Listen Later Oct 17, 2025 33:04


    In this episode, we ask: Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? What does a CFP® and a Bank on Yourself® Professional think about? What's really going on here? What's the difference? Why does it matter? What about the aggressive portfolio?...

    Arcadia Economics
    Gold & Silver Punished Lower, While India Drops Solar Bombshell...

    Arcadia Economics

    Play Episode Listen Later Oct 17, 2025 31:54


    Gold & Silver Punished Lower, While India Drops Solar Bombshell News... After a historic week in the precious metals market, both gold and silver have gotten absolutely pummeled today. Gold still above $4,200, while silver is still above $50, and India just dropped a bombshell piece of news about their upcoming solar plans. For a quick recap to end the trading week, India just dropped a bombshell piece of news about their upcoming solar plans. For a quick recap to end the trading week, - To mix some great music into your weekend, take a listen to the Arcadia Music substack here: https://arcadiamusic.substack.com/ - To read Arcadia's Gold & Silver Daily recaps go to: https://goldandsilverdaily.substack.com/p/gold-and-silver-surge-again-as-powell - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 Google-https://podcasts.google.com/feed/aHR0cHM6Ly9teXNvdW5kd2lzZS5jb20vcnNzLzE2MTg5NTk1MjMzNDVz Anchor - https://anchor.fm/arcadiaeconomics Amazon - https://podcasters.amazon.com/podcasts Follow Arcadia Economics on these social platforms Twitter - https://twitter.com/ArcadiaEconomic This video was sponsored by First Majestic Silver, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-first-majestic-silver/Subscribe to Arcadia Economics on Soundwise

    The Morning Rundown
    John Bolton reacts to DOJ indictment; Trump plans to lower IVF costs

    The Morning Rundown

    Play Episode Listen Later Oct 17, 2025 9:48


    John Bolton, a former Trump national security adviser and now a vocal critic of Trump, has been indicted on 18 counts related to violations of the Espionage Act. Here's what Bolton is accused of doing with government documents and how the president reacted.  Plus, President Donald Trump and Russian President Vladimir Putin are scheduled to meet for a second time. Learn where the meeting will take place and what Trump commented about a long phone call with the Russian leader.  And Trump announced plans to lower the cost of in vitro fertilization. How the government is partnering with the largest manufacturer to reduce fertility drug prices. These stories and more highlight your Unbiased Updates for Friday, October 17, 2025.

    Historical Jesus
    Mary with Jesus in Lower Galilee

    Historical Jesus

    Play Episode Listen Later Oct 17, 2025 10:21


    Jesus and his Mother attended a Marriage feast at which the first miracle attributed to Jesus takes place at Cana in Lower Galilee, located in present day northern Israel. E149. All Things Catholic podcast at https://amzn.to/3zXtYjn Edward Sri books available at https://amzn.to/3YuNe14 The Gospel of John podcast at https://amzn.to/4dXkOkK Wedding at Cana book at https://amzn.to/3A3L8Mf ENJOY Ad-Free content, Bonus episodes, and Extra materials when joining our growing community on https://patreon.com/markvinet SUPPORT this channel by purchasing any product on Amazon using this FREE entry LINK https://amzn.to/3POlrUD (Amazon gives us credit at NO extra charge to you). Mark Vinet's TIMELINE video channel: https://youtube.com/c/TIMELINE_MarkVinet Mark's HISTORY OF NORTH AMERICA podcast: www.parthenonpodcast.com/history-of-north-america Website: https://markvinet.com/podcast Facebook: https://www.facebook.com/mark.vinet.9 X (Twitter): https://twitter.com/HistoricalJesu Instagram: https://www.instagram.com/denarynovels Mark's books: https://amzn.to/3k8qrGM Audio credit: All Things Catholic podcast with Dr. Edward Sri (episode: The Choice Mary Faced at the Wedding Feast at Cana, 04may2020) Ascension Press. Audio excerpts reproduced under a Creative Commons license and/or the Fair Use (Fair Dealings) Legal Doctrine for purposes such as criticism, comment, teaching, education, scholarship, research and news reporting.See omnystudio.com/listener for privacy information.

    Mind Pump: Raw Fitness Truth
    2707: Boost Your Testosterone Naturally

    Mind Pump: Raw Fitness Truth

    Play Episode Listen Later Oct 16, 2025 28:54


    Boosting Testosterone Naturally RAISE your testosterone 20-40% naturally backed by science. (1:38) 6 Ways to Boost Your Testosterone Naturally #1 - Lift weights. (8:45) #2 - Prioritize sleep. (12:05) #3 - Optimize vitamin D. (18:36) #4 - Optimize zinc and magnesium. (20:34) #5 - Lower cortisol. (22:43) #6 – Supplements. (24:00) Related Links/Products Mentioned Special Promo:  MAPS 40+ 50% off!! ** Code TESTOSTERONE50 at checkout. ** Visit Eight Sleep for an exclusive offer for Mind Pump Listeners! ** Use the code MINDPUMP to get $350 off your very own Pod 5 Ultra. The best part is that you still get 30 days to try it at home and return it if you don't like it – – Shipping to many countries worldwide. ** Mind Pump Store Why do Gen Z and millennial men have lower testosterone levels? Androgen receptors and testosterone in men—Effects of protein ingestion, resistance exercise and fiber type Mind Pump #1547: The Hidden Benefits of Lifting Weights Sleep loss dramatically lowers testosterone in healthy young men Low Testosterone Linked to Vitamin D Levels Ashwagandha benefits, dosage, and side effects - Examine How Much Ashwagandha Should I Take for Testosterone? Tongkat Ali benefits, dosage, and side effects - Examine Mind Pump Podcast – YouTube Mind Pump Free Resources  

    On Point
    Will TrumpRx actually lower drug prices?

    On Point

    Play Episode Listen Later Oct 16, 2025 37:25


    Discounted prices will be offered at TrumpRx – a new direct-to-consumer website launching next year. It's a result of deals President Trump recently cut with pharmaceutical giants like Pfizer and AstraZeneca. But who really benefits?

    Connections with Evan Dawson
    When should we lower the flag?

    Connections with Evan Dawson

    Play Episode Listen Later Oct 16, 2025 51:20


    When is the last time you saw American flags at half-staff? In the last 15 years, flags in New York State have been lowered on what equates to about one day a week. That's according to research conducted by Rochester-based journalist and author Justin Murphy. In his debut piece for the Atlantic, "Stop Lowering the Flag," he writes that the frequency at which the flag is lowered has detracted from what was once a "relatively rare symbol of public mourning and respect." When do you think the flag should be lowered? Are there other ways to publicly honor people whose lives have been lost? We discuss it with our guests: Justin Murphy, local freelance journalist  Brandon Rottinghaus, Ph.D., professor at the University of Houston  ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

    MKT Call
    Banking Sector Worries Drag Stocks Lower

    MKT Call

    Play Episode Listen Later Oct 16, 2025 6:51


    MRKT Matrix - Thursday, October 16th Stocks fall as fears about bad loans in banking industry grow (CNBC) Regional banks, Jefferies shares tank as concerns about sour loans grow on Wall Street (CNBC) Oil Prices Drop to the Lowest Level in Nearly Five Years (WSJ) Retail traders' incredible support of the stock market continues with biggest options volume day ever (CNBC) Credit-Card Data Show Softer US Retail Sales as Shutdown Delays Report (Bloomberg) Tariff costs to companies this year to hit $1.2 trillion, with consumers taking most of the hit, S&P says (CNBC) OpenAI Says Oracle Helping Handle Chip Export Controls (Bloomberg) Why Cloud Profits Are Collapsing in the Chip Arms Race (The Information) AI Data Centers, Desperate for Electricity, Are Building Their Own Power Plants (WSJ) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://riskreversalmedia.beehiiv.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

    Investor's Edge
    Regional Banks Drag The Market Lower [10.16.2025 w Adam Sarhan]

    Investor's Edge

    Play Episode Listen Later Oct 16, 2025 40:36 Transcription Available


    https://garykaltbaum.com/The opinions you hear on BizTalkRadio, BizTV, or BizTalkPodcasts are those of the hosts, callers, and guests and do not necessarily reflect those of BizTalkRadio, BizTV, or BizTalkPodcasts, its management or advertisers. The information on BizTalkRadio does not constitute a recommendation, offer, or solicitation to buy or sell any product or securities. Please consult a professional before investing. 

    Insurance AUM Journal
    Episode 327: Opportunities and Benefits of Lower Middle Market Direct Lending

    Insurance AUM Journal

    Play Episode Listen Later Oct 16, 2025 36:29


    Tas Hasan, Managing Partner & COO, and Nelson Pereira, Director of Insurance Investor Partnerships at Deerpath Capital, share their perspective on the growing role of lower and middle market direct lending in insurance portfolios. With decades of experience and a long-standing focus on this segment, they explain why it's gaining traction among insurers seeking yield, diversification, and capital efficiency.   They break down the structural advantages of sponsor-backed lending, including stronger covenants, conservative leverage, and more lender-friendly deal terms. The discussion also explores how regulatory developments, such as NAIC guidance and capital treatment, are influencing insurer allocation decisions.   For insurance investors evaluating private credit strategies, this conversation offers valuable insight into manager selection, deal flow dynamics, and the key factors that set experienced lenders apart in today's market.

    Growing Harvest Ag Network
    Mid-morning Ag News, October 16, 2025: U.S. combine sales trending lower

    Growing Harvest Ag Network

    Play Episode Listen Later Oct 16, 2025 2:32


    The Association of Equipment Manufacturers’ monthly Flash Report said the sales of all tractors during September 2025, in the U.S., were up four percent from the same month last year. Combine sales in September totaled 414, which was down 22 percent from the same time last year. NAFB News ServiceSee omnystudio.com/listener for privacy information.

    CNBC Business News Update
    Market Close: Stocks Lower, Investors Worry About Bad Regional Bank Loans, S&P Global Says Consumers Pay Most Tariff Costs 10/16/25

    CNBC Business News Update

    Play Episode Listen Later Oct 16, 2025 3:56


    From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    CNBC Business News Update
    Market Midday: Stocks Lower, Worries Forming Over Cracks In Bank Lending, Nestle To Cut 16k Jobs 10/16/25

    CNBC Business News Update

    Play Episode Listen Later Oct 16, 2025 3:08


    From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    EUVC
    E632 | EUCVC Summit 2025: Charlie Hayward, Global Corporate Venturing: The Data Behind the $100B CVC Wave

    EUVC

    Play Episode Listen Later Oct 16, 2025 9:41


    Corporate venture capital has become a $100B+ force in tech. Charlie Hayward from Global Corporate Venturing unpacks what's really driving the trend: which sectors are heating up, where CVCs make a difference, and how Europe stacks up under capital constraints and geopolitical pressure.Here's what's covered:00:00 – Setting the stage: CVC as a $100B+ global force01:00 – Why corporate venture matters: from Microsoft's outlier story to the role of corporate backers03:00 – Active CVC units: stock performance and why entrepreneurs should care04:00 – Lower bankruptcy risk & higher exit multiples for CVC-backed startups05:00 – State of play: fundraising headwinds, but CVCs take the long-term view05:30 – Early-stage shift: corporates getting active in seed & pre-seed rounds06:00 – Global hotspots: Latin America and APAC showing strong momentum07:00 – What CVCs bring: board seats, portfolio support, but still lighter on financial-return expectations08:00 – Who plays the game: large corporates with $1B+ revenues dominate, but LP stakes open doors for smaller players09:00 – New frontiers: universities, accelerators, and venture clienting as the next CVC battlegrounds

    Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse
    Coinbase's Q4 Crypto Survey: Is the Crypto Bull Run Over? w/ David Duong

    Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse

    Play Episode Listen Later Oct 16, 2025 47:17


    In this episode, we sit down with David Duong, Head of Institutional Research at Coinbase, to break down the results of Coinbase's Q4 Crypto Survey and uncover what the smartest money in crypto is thinking right now. From Ethereum's path to a new all-time high, to the rise of prediction markets and the debasement trade gaining steam, this conversation is packed with institutional-grade alpha.~~~~~

    Total Information AM
    Middle and lower income earners are 'trying to stretch the dollar' says St Louis Fed economnist

    Total Information AM

    Play Episode Listen Later Oct 16, 2025 7:02


    The Federal Reserve Bank of St. Louis gathers data from the region about the current state of the economy. Megan Lynch is joined by Senior Economist Charles Gascon on a regular basis for a look at the 'Beige Book'. He says there is a distinct difference between lower and middle income earners, who are looking for deals, and high income earners who are still spending, despite inflation.

    Be Wealthy & Smart
    Fed Confirms Lower Interest Rates Are Coming

    Be Wealthy & Smart

    Play Episode Listen Later Oct 15, 2025 9:06


    Discover why the Fed confirmed lower interest rates are coming. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

    Bishop and Laurinaitis - 97.1 The Fan
    Bishop & Friends October, 15, 2025

    Bishop and Laurinaitis - 97.1 The Fan

    Play Episode Listen Later Oct 15, 2025 138:02


    Happy First Friday Edition of the Program!! Mel Kiper's 1st Big Board is out and the Buckeyes are well represented. Ryan Day spoke on the matchup with Wisconsin yesterday. The Dodgers seem inevitable. The B1G Heavyweights may not be on board for private equity. We take a look at College Football at the Halfway Point and talk some of our favorite candy. Clark Kellogg joined us in studio, ESPN's Jake Trotter, What's Up, Higher or Lower, Thing or Not a Thing, #HeyGuys, Your Officially Endorsed and 3 Things

    Healthy Mind, Healthy Life
    Conscious Leadership, Psychedelic Breakthroughs & Emotional Mastery for Founders with Laura Watson

    Healthy Mind, Healthy Life

    Play Episode Listen Later Oct 15, 2025 25:04


    On this episode of Healthy Mind, Healthy Life, host Aanya speaks with Laura Watson, founder of Venture Coaching International, about leading from the inside out. We unpack the gap between surface success and inner alignment, how guided psychedelic journeys can unlock core beliefs, and a practical framework for emotional mastery under pressure. Expect clear, actionable insights for executives, entrepreneurs, and team leads who want sustainable performance, better decision-making, and authentic leadership.   About the Guest   Laura Watson is a leadership and business coach with 30+ years guiding owners and executives. Her work bridges classic performance coaching with guided psychedelic journeys and integration, helping clients reconnect to authenticity, dissolve limiting beliefs, and lead with clarity.   Key Takeaways: Conscious leadership goes deeper than skills. It reconnects leaders to authenticity instead of copying past examples. “Be quick, but don't hurry.” Mastery comes from focused practice; speed follows after skills are integrated—avoid random busyness. Symptoms vs. core issues. Procrastination, conflict, or disorganization often mask deeper beliefs and narratives formed by upbringing, education, and systems. Psychedelics as door-openers. Properly guided journeys can widen one's sense of possibility and agency; the real work is post-journey integration. Emotional mastery in three steps: notice the trigger, shift from resistance to acceptance, then choose deliberate action. Lower emotional temperature to regain logic. You can't be fully emotional and fully logical at once; regulate before deciding. Freedom follows mastery. Less reactivity creates time freedom, fewer workplace escalations, and better outcomes. Lead conversations, not drama. One thoughtful dialogue can prevent wasteful escalations and save time, money, and relationships.   How to Connect with the Guest   https://venturecoaching.ca/ LinkedIn    Want to be a guest on Healthy Mind, Healthy Life?   DM on PM — Send me a message on PodMatchDM Me Here: https://www.podmatch.com/hostdetailpreview/avik   Disclaimer   This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer.   Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty—storyteller, survivor, wellness advocate—this channel shares powerful podcasts and conversations on: • Mental Health & Emotional Well-being• Mindfulness & Spiritual Growth• Holistic Healing & Conscious Living• Trauma Recovery & Self-Empowerment   With over 4,400+ episodes and 168.4K+ global listeners, join us as we unite voices, break stigma, and build a world where every story matters. Subscribe and be part of this healing journey. ContactBrand: Healthy Mind By Avik™Email: join@healthymindbyavik.com | podcast@healthymindbyavik.comWebsite: www.healthymindbyavik.comBased in: India & USA Open to collaborations, guest appearances, coaching, and strategic partnerships. Check Podcast Shows & Be a Guest:Listen to our 17 Podcast Shows: https://www.podbean.com/podcast-network/healthymindbyavikBe a guest on our other shows: https://www.healthymindbyavik.com/beaguestVideo Testimonial: https://www.healthymindbyavik.com/testimonialsJoin Our Guest & Listener Community: https://nas.io/healthymindSubscribe To Newsletter: https://healthymindbyavik.substack.com/ Our ServicesBusiness Podcast Management: https://ourofferings.healthymindbyavik.com/corporatepodcasting/Individual Podcast Management: https://ourofferings.healthymindbyavik.com/Podcasting/Share Your Story With World: https://ourofferings.healthymindbyavik.com/shareyourstory Stay Tuned and Follow UsMedium: https://medium.com/@contentbyavikYouTube: https://www.youtube.com/@healthymindbyavikInstagram: https://www.instagram.com/healthyminds.pod/Facebook: https://www.facebook.com/podcast.healthymindLinkedIn Page: https://www.linkedin.com/company/healthymindbyavikLinkedIn (Avik Chakraborty): https://www.linkedin.com/in/avikchakrabortypodcaster/Twitter: https://twitter.com/podhealthclubPinterest: https://www.pinterest.com/Avikpodhealth/ Share Your ReviewGoogle Review: https://www.podpage.com/bizblend/reviews/new/Share a Video Testimonial (featured on our site): https://famewall.healthymindbyavik.com/   Because every story matters—and yours could be the one that lights the way.   #podmatch #healthymind #healthymindbyavik #wellness #HealthyMindByAvik #MentalHealthAwareness #comedypodcast #truecrimepodcast #historypodcast #startupspodcast #podcasthost #podcasttips #podcaststudio #podcastseries #podcastformentalhealth #podcastforentrepreneurs #podcastformoms #femalepodcasters #podcastcommunity #podcastgoals #podcastrecommendations #bestpodcast #podcastlovers #podcastersofinstagram #newpodcastalert #podcast #podcasting #podcastlife #podcasts #spotifypodcast #applepodcasts #podbean #podcastcommunity #podcastgoals #bestpodcast #podcastlovers #podcasthost #podcastseries #podcastforspeakers #StorytellingAsMedicine #PodcastLife #PersonalDevelopment #ConsciousLiving #GrowthMindset #MindfulnessMatters #VoicesOfUnity #InspirationDaily #podcast #podcasting #podcaster #podcastlife #podcastlove #podcastshow #podcastcommunity #newpodcast #podcastaddict #podcasthost #pdcastepisode #podcastinglife #podrecommendation #wellnesspodcast #healthpodcast #mentalhealthpodcast #wellbeing #selfcare #mentalhealth #mindfulness #healthandwellness #wellnessjourney #mentalhealthmatters #mentalhealthawareness #healthandwellnesspodcast #fyp #foryou #foryoupage #viral #trending #tiktok #tiktokviral #explore #trendingvideo #youtube #motivation #inspiration #positivity #mindset #selflove #success

    Investor Fuel Real Estate Investing Mastermind - Audio Version
    Skip Hard Money: DSCR Loans Explained—Lower Rates, Longer Terms, Faster Closings

    Investor Fuel Real Estate Investing Mastermind - Audio Version

    Play Episode Listen Later Oct 15, 2025 24:52


    In this conversation, Adrienne Galvan discusses the current real estate market, emphasizing the importance of leveraging existing interest rates for investment opportunities. She provides insights on refinancing strategies and the timing of market investments to maximize cash flow and portfolio growth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

    A1 Coaching
    The Dark Secret Behind Pain Killer Use In Pro Cycling

    A1 Coaching

    Play Episode Listen Later Oct 15, 2025 14:34


    Today, Anthony takes listeners deep inside one of pro cycling's most uncomfortable truths — the legal but dangerous world of painkiller use. For decades, riders were handed codeine and similar drugs to help them “push through” the agony of racing — a chemical crutch that wasn't banned but carried heavy consequences. How did teams justify dosing their athletes in the name of performance and recovery? And what happens to those riders when the race is over and the pills stop? This episode exposes how blurred the line between care and exploitation really is in the peloton. talk about how you can apply them to your training. NOMIO is clinically proven to:Lower lactate levels, Reduce oxidative stress, Improve training adaptations And deliver a noticeable boost from the very first dose. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.drinknomio.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and check out this game changing supplement. EXPOSURE LIGHTS Level up your night rides—check out the updated Exposure Lights bar range today at www.exposurelights.com If you're in North America and run a shop, pre-orders are open now; everyone else, hit your local bike store or Exposure online and tell them Roadman sent you.

    Build a Vibrant Culture Podcast
    Superperformance: Building a Culture of Continuous Improvement with George Pesansky

    Build a Vibrant Culture Podcast

    Play Episode Listen Later Oct 15, 2025 59:41


    What if your team's potential was greater than you ever imagined—and all it took to unlock it was clarity, candor, and courage? In this episode of the Build a Vibrant Culture Podcast, Nicole Greer sits down with George Pesansky, operational-excellence leader, performance coach, and author of Superperformance. Together they dive deep into the systems and mindsets that turn average teams into superperformers.From the Dunning-Kruger Effect to the Golden Hour, George offers a roadmap for leaders who want to maximize results without micromanaging. You'll learn how to build clarity, break free from the prison of expectations, and create an “improvement factory” that keeps your organization evolving. This conversation is packed with truth-telling, humor, and actionable insights you can use right away—whether you lead a manufacturing floor, a finance team, or a fast-growing business.Vibrant Episode Highlights[00:03:00] Start with Yourself, Then Scale It — George explains why true performance begins at the individual level before it can cascade to the team and organization.[00:11:48] The Golden Hour — The powerful practice of studying success instead of just fixing problems.[00:27:20] Utility Over Value — Why your ability to execute (“utility”) matters more than what you know (“value”).[00:35:13] The Ugly Baby Technique — How to tell the truth about your projects and create a culture where feedback fuels excellence.[00:48:52] Find the Friction, Lower the Temperature — Discover your team's “hot spots” by following the superhero who always saves the day.Connect with George:George's book, Superperformance: https://a.co/d/cS40yGXGeorge's website: https://georgepesansky.com/Company Website: https://myblendedlearning.comCapacity 2 Care (fill out Contact Me form): https://myblendedlearning.com/LinkedIn: https://www.linkedin.com/in/deliberateimprovement/IG: https://www.instagram.com/georgepesansky/X: https://x.com/SuperPerformnzFB: https://www.facebook.com/george.pesanskyAlso mentioned in this episode:Mindset by Carol Dweck: https://a.co/d/4yol2lvThe 7 Habits of Highly Successful People by Stephen Covey: https://a.co/d/fwD3T7VChange by John Kotter: https://a.co/d/esyKWkLServant Leadership by Robert Greenleaf: https://a.co/d/itSginCListen at vibrantculture.com/podcast or wherever you listen to podcasts!Learn more about Nicole Greer, The Vibrant Coach, at vibrantculture.com.

    The Treehouse Podcast
    That Left One Really Is A Bit Lower | Wednesday October 15, 2025

    The Treehouse Podcast

    Play Episode Listen Later Oct 15, 2025 31:37 Transcription Available


    We start off with an Ohio woman who snuck in and cut her boyfriend's sack open, then we find out the hard truth behind a world record fart, and a woman is using dating apps to get money out of men....and the sun is hot.  LINKS:Ohio Woman Wanted for Allegedly Cutting Open Boyfriend's Ball SackWoman allegedly used dating apps to rob older men, say police - ABC NewsThe Treehouse Show is a Dallas based comedy podcast. Leave your worries outside and join Dan O'Malley, Trey Trenholm, Raj Sharma, and their guests for laughs about funny news, viral stories, and hilarious commentary.The Treehouse WebsiteGet MORE from the Treehouse Show on PatreonGet a FREE roof inspection from the best company in DFW:Cook DFW Roofing & Restoration For the BEST haunted house in DFW:Best Haunted House in DFWCLICK HERE TO DONATE:The RMS Treehouse Listeners Foundation

    CNBC Business News Update
    Market Midday: Stocks Lower, China Tensions Increase, Russell 2K Hits Record High, Gold Hits Fresh Record High 10/15/25

    CNBC Business News Update

    Play Episode Listen Later Oct 15, 2025 3:46


    From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Dr. Joseph Mercola - Take Control of Your Health
    Filtering Your Indoor Air Helps Lower Your Blood Pressure, Study Finds

    Dr. Joseph Mercola - Take Control of Your Health

    Play Episode Listen Later Oct 14, 2025 9:29


    The air inside and outside your home often contains invisible pollutants, including fine particles and gases from traffic, industry, and household items, which accumulate in the spaces where you spend the most time Fine particulate matter (PM2.5), in particular, which is about 30 times smaller than a human hair, penetrates deeply into your lungs and bloodstream, where it contributes to cardiovascular strain and disease A large, randomized crossover trial published in the Journal of the American College of Cardiology found that using HEPA air filters indoors significantly lowered PM2.5 exposure and reduced systolic blood pressure Research links long-term air pollution to many serious health risks beyond heart disease, including respiratory illnesses, lung cancer, impaired childhood development, heightened infection rates, and neurological conditions Aside from installing HEPA filtration systems at home, other strategies to reduce your exposure to air pollutants include switching to nontoxic household products, ventilating wisely, filtering water, and reducing outdoor exposure on polluted days

    Plant Based Eating Made Easy | Simple Strategies & Clear Nutrition Guidance to Transform Your Health | Dietitian, Plant Based
    125 | Can Eating Plant-Based Lower Cancer Risk and Slow Cancer Growth?

    Plant Based Eating Made Easy | Simple Strategies & Clear Nutrition Guidance to Transform Your Health | Dietitian, Plant Based

    Play Episode Listen Later Oct 14, 2025 13:07 Transcription Available


    Do you have a strong family history of cancer? Or have you lost a close friend to cancer? Maybe you've seen the impact of cancer in breaking families apart and worry about getting it yourself and then losing time with your loved ones. Well, if you're wondering if there is a benefit to eating plant-based to lower cancer risk, you're in the right place.   In this episode, we'll see if avoiding meats and eating more plants in general can benefit our bodies by reducing cancer risk and even delay its progression in those that have it. Grab your water or tea and let's jump in! Contact -> healthnow@plantnourished.com Learn -> www.plantnourished.com Join -> Plant-Powered Life Transformation Course: www.plantnourished.com/ppltcourse Connect with Community -> www.facebook.com/groups/beginnerplantbaseddietsuccess Get Free 15-Minute Strategy Call -> www.plantnourished.com/strategycall Free Resource -> Quick Start Grocery Guide for Plant-Based Essentials: www.plantnourished.com/groceryguide     Have a question about plant-based diets that you would like answered on the Plant Based Eating Made Easy Podcast? Send it by email (healthnow@plantnourished.com) or submit it by a voice message here: www.speakpipe.com/plantnourished       [Cancer, Genetics, Plantbased, Plant Based Diet, Vegan, Vegetarian, Whole Foods, Health, LIve Longer]

    Making Money Personal
    Tips for Improving and Maintaining a Healthy Credit Score - Money Tip Tuesday

    Making Money Personal

    Play Episode Listen Later Oct 14, 2025 8:43


    How's your credit score? Is it in tip-top shape, or maybe it could use a little bit of love? The fact is that your credit score is one of the most important financial metrics we use today and how we manage and nurture it makes a huge difference in shaping your financial opportunities. By managing and improving it, you can secure better loan terms and lower interest rates, paving the way for a healthier financial future.   Links: Explore the identity protecting benefits of a Better Checking account Disputing Errors on Your Credit Reports | Consumer Advice Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union   Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   A credit score might seem like a mysterious three-digit number, but it holds significant influence over your financial life. Whether you're applying for a loan or a credit card, renting an apartment, or even setting up utilities, your credit score plays a crucial role in the decisions that lenders, landlords, and service providers make. Your credit is a valuable asset, and credit score awareness can be a crucial piece in overall financial wellness and identity theft protection. In this tip, we want to remind account holders of the importance of understanding credit scores and provide some tips to help them improve and maintain a healthy credit score.   What Is a Credit Score?   Simply put, a credit score is like a grade for how good you are at managing money. It is one of the most important tools that lenders and financial institutions use to assess the risk of lending money to you. A higher credit score indicates a healthy credit history; therefore, a lower credit risk, making you more appealing to potential creditors. Credit scores typically range from 300 to 850, with higher scores being better, indicating that you have consistently made payments on time to satisfy your credit obligations. While a "good" credit score varies based on the lender and the specifics of the loan request, it is typically around 700 or higher. Once your score is over 760, you may expect to be offered the best available rates. Credit agencies refresh scores once a month, but the exact timing of those updates may vary based on a myriad of factors.  How Is a Credit Score Calculated?   You might be surprised to learn that you can have multiple different credit scores at the same time. Based on where the lender obtained their data (from one, two, or all three credit reporting agencies), the credit score model that is used, the lender's own criteria for issuing credit, and the timing of when the score was produced. A hypothetical scenario for calculating a credit score might weigh the following factors this way:  Payment History (35%): This is the most important part. It's like getting a gold star for paying bills on time. If you pay on time, your score goes up. If you miss payments, it goes down.  Credit Utilization (30%): Imagine you have a money jar, and you use only a little bit of it. That's good for your score. But if you use a lot of it, it's not so good. This measures how much of your available credit you're using.  Length of Credit History (15%): The longer you've had credit (like a credit card or loan), the better. It's like experience points. More experience means a higher score.  Credit Mix (10%): Having different types of credit, like credit cards and loans, can be like having a diverse team. It's good for your score, but you don't need to have them all.  New Credit (10%): Every time you apply for new credit, like a loan or a credit card, it can slightly lower your score. Too many applications at once can hurt your score.  Lenders will also look at other factors, such as your income, your assets, or how long you have been at your current job. Note that a high credit score isn't the only sign of financial health. An individual who chooses to use cash or debit cards for major purchases rather than taking out loans will likely have a lower credit score than someone with a long record of multiple well-managed debts, even though they may be very financially responsible.      Why Does Your Credit Score Matter?   Getting Credit: When you need to borrow money, like for a credit card or a car loan, lenders look at your credit score. If it's high, they're more likely to say yes. Plus, you might get lower interest rates, which means you pay less in the long run.  Interest Rates: A good credit score can mean lower interest rates on loans and credit cards. Lower interest rates save you money, so it's a win.  Renting a Home: Landlords often check your credit score when you apply to rent an apartment. A good score can help you get the place you want.  Utility Bills: Some companies might look at your credit score before deciding if you need to pay a deposit for things like electricity and water.  Job Opportunities: Some jobs, especially those handling money, check your credit as part of the hiring process. A good credit score can make you more attractive to employers.  For those interested, here are 9 Tips to Improve Your Credit Score  Pay Bills on Time: Make sure you pay your bills by their due dates. Set up reminders or automatic payments to help you stay on track. Manage Credit Cards Wisely: Keep your credit card balances low compared to your credit limits. Aim to use less than 30% of your available credit. Pay off your credit card bills in full whenever you can. Mix Different Types of Credit: Having different types of credit, like credit cards, loans, and mortgages, can boost your score. Only open new credit when you really need it. Don't Close Old Accounts: The longer you've had credit, the better. So, avoid closing old credit card accounts, especially if they have high credit limits. Deal with Problems: If you have late payments or debts in collections on your credit report, work on fixing them. Pay off debts in collections and ask creditors to remove them, if possible. Ask for a Credit Limit Increase: If you've been good at paying your credit card bills, consider asking for a higher credit limit. Having a higher credit limit could reduce your total credit utilization, which can help your credit score. Be Careful with New Credit Inquiries and Too Many New Accounts: Every time you apply for new credit, it leaves a mark on your credit report. Too many marks can hurt your score, so be careful about applying for credit often. Likewise, opening lots of new credit accounts in a short time can worry lenders and lower your score. Only open new accounts when you need them. Check Your Credit Report Regularly: Dispute any errors you find in writing to all three credit bureaus. You'll want to include the credit bureau's dispute form as well as any supporting documentation and be sure to keep copies of everything you send. You can find sample letters and more information about how to file a credit dispute in an article from the Federal Trade Commission (link will be in the show notes.)  Stay Alert for Signs of Identity Theft: All the work you do to improve your credit score could be thwarted by someone who has stolen your personal identifying information to take out loans in your name. Review your credit report and watch for any signs of identity theft to ensure your credit score is impacted by only your own financial behavior. If you find evidence of identity fraud in your credit report, remember, we can help. Members with a Triangle Better Checking account with IDProtect, have access to Identity Theft Resolution Advocates who are standing by to dispute fraudulent activity that might damage their credit standing.      Build a Credit Score Without Debt  Young adults and those who have never had a need for credit may not want to go into debt but want to build their credit score. Here are a couple of ways that you can build your credit score without debt.  Apply for a credit-builder loan, which places the money you borrow into a certificate of deposit (CD) or savings account that you can claim after making 12 monthly payments.   Apply for a secured credit card, which gives you a line of credit that is backed by a cash deposit.  Remember, with your Better Checking account, you are entitled to receive convenient access to your TransUnion® credit score monthly. Your score is tracked on a timeline to help identify unexpected changes in your score's movement that could indicate identity theft.  Plus, with a Better Checking account, you have access to your annual credit report. Visit our Better Checking dedicated site to access your benefits of download the TCU Better Checking app for convenient access on the go.  If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

    Money Life with Chuck Jaffe
    Economists lower recession odds and raise growth projections

    Money Life with Chuck Jaffe

    Play Episode Listen Later Oct 14, 2025 61:13


    Kathy Bostjancic, chief economist at Nationwide and the chair of the Outlook Survey for the National Association for Business Economics, says the latest survey, released Monday, showed higher expectations for economic growth for the rest of the year and into 2026, with GDP growth -- which had been pegged at roughly 1.3% -- now expected to grow by 1.8%. Bostjancic cautioned that the improved growth forecasts don't make for a frothy economy, but rather seem to reduce the chances of recession. She says that economists improved their outlook, largely because they were too pessimistic earlier this year as they forecast the impacts of tariffs and expected more of a drag on growth than we have seen in the last six months.  In the Market Call, hedge fund manager Nitin Sacheti of Papyrus Capital discusses his long/short approach to stocks, and how he hunts out "special situations" that he believes are poised for above-average growth. Sacheti is a "Tiger Cub," a disciple of Julian Robertson, a legendary hedge fund manager. Plus, Chuck answers a question from a listener who, like himself, has a new grandchild, but who has very different concerns because that baby has been diagnosed with Down Syndrome. Rich Yam, director of wealth strategy/wealth and tax planning at Wealthspire Advisors, helps Chuck examine the various considerations that a special-needs family should have, and how grandparents can provide real help for a lifetime.

    The Ted O'Neill Program
    10-14-2025 Heavy Lower Body Days

    The Ted O'Neill Program

    Play Episode Listen Later Oct 14, 2025 8:03


    Coach Ted talks about some of the options for a common Tuesday training. (Originally aired 08-13-2024)

    CNBC Business News Update
    Market Open: Stocks Lower, Big Banks Report Strong Results, Bank CEOs Might Be The New Economic Data 10/15/25

    CNBC Business News Update

    Play Episode Listen Later Oct 14, 2025 3:49


    From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse
    Altseason Dreams vs Reality - What the Data Actually Shows w/ Benjamin Cowen

    Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse

    Play Episode Listen Later Oct 14, 2025 53:17


    In this episode, Benjamin Cowen joins the show to break down exactly why most altcoins are still bleeding, what must happen before altseason can even begin, and why Ethereum hitting $5K is the single most important signal nobody's talking about. We're getting into the data, dominance, and danger of assuming altseason is guaranteed. ~~~~~

    Keeping It Young
    Books That Can Help and Why... [Smalley] Part 1

    Keeping It Young

    Play Episode Listen Later Oct 13, 2025 26:52


    Dave and Bethlie begin a new series on the book  The DNA of Parent-Teen Relationships.   This is a great book about navigating the teen years. I love the quotes that are at the beginning of each chapter: Any adult who behaves the way that teenagers behave would be judged as certifiably insane.  Ana Freud In no order of things is adolescence the simple time of life.  -Jean Erskine Stewart   Fifty years from now it will not matter what kind of car you drove, what kind of house you lived in, how much you had in your bank account, or what your clothes looked like. But the world may be a little better because you were important in the life of a child.  -anonymous   Many of the others are verses. Here are some of the subjects he tackles: How to make the teen years the best years How to keep anger levels low How to argue with a teen and come out as closer friends Finding the best solution in any conflict How democracy can bring responsibility to your home Strengthening your relationship with your teenager Helping teens make lemonade out of life's “lemons” Helping teens maintain and regain their virginity When teenagers walk away from the light Leaving home in honor   Chapter Three  - Keeping Anger Levels Low Unresolved anger is the number one enemy of our teen's healthy development and spiritual growth. Three faces of unresolved anger Hurt feelings Frustration Fear/Feeling unsafe What does it look like? Relationally - We distance from others Spiritually - We walk in the dark  Emotionally - we close our heart What provokes anger? Sarcastic jokes and comments Refusing to let them think on their own That is the stupidest thing I have ever heard You are too young to understand Who asked you?  Four steps in opening a teen closed spirit Reflect tenderness Lower your voice Become gentle in heart Speak slowly Get down on one knee Relax your facial expressions Increase your own understanding Empathy is identifying and understanding the other person's situation, feeling, and motives Admit the offense Write a note of apology And so forth Seek Forgiveness

    Rich Habits Podcast
    The Easiest Way To Lower Your Tax Bill - Direct Indexing with Public

    Rich Habits Podcast

    Play Episode Listen Later Oct 13, 2025 50:31


    In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Stephen Sikes, the COO of Public to discuss their newest product launch -- direct indexing!---

    Salesology - Conversations with Sales Leaders
    150: Jon Ostenson – Non-Food Franchising

    Salesology - Conversations with Sales Leaders

    Play Episode Listen Later Oct 13, 2025 23:29


    Guest: Jon Ostenson Guest Bio: Jon Ostenson is the Founder and CEO of FranBridge Consulting, a 2-time Inc. 5000 company, and he is a top 1% franchise consultant. Jon is also the author of the bestselling book, ‘Non-Food Franchising'. Jon draws on his experience as a former Inc. 500 Franchise President and Multi-Brand Franchisee in helping his clients select their franchise investments. Jon is a frequent contributor on franchising for publications such as Forbes, Inc., and Bloomberg. Do you have a free gift or landing page that you would like to share?   Key Points: Background and Experience Jon never planned to be in franchising, but transitioned from corporate sales leadership. He became president of Shelf Genie, a national non-food franchise (custom pull-out shelving for kitchens/pantries), managing support for all franchisees in North America. Jon fell in love with franchising due to the diversity of industries and supportive business model, and has personally invested in multiple franchises and now helps others identify opportunities.   Why Non-Food Franchising Many think “franchise = fast food,” but non-food franchises often offer easier paths to profitability: o   Fewer employees needed o   Lower operating hours o   Lower CapEx investment o   Higher margins, less waste, less susceptible to consumer whims   Jon focused industries: home/property services, health/wellness, kids, pets, seniors, B2B services, and takes a contrarian approach by cutting out food franchises to go deeper into other industries.   Why Choose a Franchise Over Starting Your Own Business Not all entrepreneurs thrive on full autonomy; some benefit from a proven system. Franchising is easier, not easy; it still requires work, but with structured support. Advantages of franchising: o   Training wheels and guidance o   Higher success rates than solo businesses o   Proven playbook and marketing already optimized o   Support from other franchisees – a built-in mastermind o   Step-by-step framework helps shortcut growth and profitability   How to Start in Franchising Doing independent research can be noisy and inefficient; many top 100 franchise lists are paid PR placements. FranBridge Consulting acts like a broker for franchises: o   Free to work with clients o   Access to over 600 non-food franchise opportunities o   Matches clients to opportunities in their market o   Helps narrow options from 10–12 down to 3–4 for deeper exploration o   Provides funding resources, franchise attorneys, and support through the process   Key Considerations Before Buying a Franchise Buying a franchise is like a business partnership or marriage. It's important to “date around” – talk to multiple franchises before committing.  Success comes from following the system, not trying to reinvent it. Common mistakes: o   Not following the franchise system o   Thinking you can do everything your own way Territory exclusivity protects franchisees from competition within the same system. Franchises allow you to build your own team and avoid inheriting issues from an existing business.   Advice for Potential Entrepreneurs Explore all options: buying a franchise, an existing business, or starting your own. Franchises offer proven models and support, making them ideal for most would-be business owners. Understanding your own style: Some are too entrepreneurial to follow a system, which may make franchising a poor fit.   Guest Links: Sign up for a complimentary copy of our book, ‘Non-Food Franchising' Schedule an intro call with Jon to discuss opportunities further (no cost)   About Salesology®: Conversations with Sales Leaders Download your free gift, The Salesology® Vault. The vault is packed full of free gifts from sales leaders, sales experts, marketing gurus, and revenue generation experts. Download your free gift, 81 Tools to Grow Your Sales & Your Business Faster, More Easily & More Profitably. Save hours of work tracking down the right prospecting and sales resources and/or digital tools that every business owner and salesperson needs. If you are a business owner or sales manager with an underperforming sales team, let's talk. Click here to schedule a time. Please subscribe to Salesology®: Conversations with Sales Leaders so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! To learn more about our previous guests, listen to past episodes, and get to know your host, go to https://podcast.gosalesology.com/ and connect on LinkedIn and follow us on Facebook and Instagram, and check out our website at https://gosalesology.com/.   

    A1 Coaching
    Alex

    A1 Coaching

    Play Episode Listen Later Oct 13, 2025 134:59


    For decades cycling was ruled by numbers - threshold, TSS, zones and performance management charts but there is a new and more modern way to coach. And it's a lot more effective. In fact the old systems might actually be holding you back. Today Anthony sits down with one of the best coaches in the world, Alex Welburn, whose pioneering and cutting edge research into WBAL and Critical Power and today we break down what these new terms are and talk about how you can apply them to your training. NOMIO is clinically proven to:Lower lactate levels, Reduce oxidative stress, Improve training adaptations And deliver a noticeable boost from the very first dose. Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.drinknomio.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and check out this game changing supplement. EXPOSURE LIGHTS Level up your night rides—check out the updated Exposure Lights bar range today at www.exposurelights.com If you're in North America and run a shop, pre-orders are open now; everyone else, hit your local bike store or Exposure online and tell them Roadman sent you.

    The Most Dramatic Podcast Ever with Chris Harrison
    How To Lower Your Stress, Your Blood Pressure and Improve Your Gut Health in Just 20 Minutes

    The Most Dramatic Podcast Ever with Chris Harrison

    Play Episode Listen Later Oct 12, 2025 21:11 Transcription Available


    We know it sounds like click bait… T.J. thought the same thing too when Amy brought up a new study that makes this claim! And yet, when you hear why and how you should spend your next 20 minutes, it will make perfect sense with a scientific study out of the UK to back it up. The answer is free to anyone and available just about everywhere and we encourage everyone to give it a try. See omnystudio.com/listener for privacy information.

    Amy and T.J. Podcast
    How To Lower Your Stress, Your Blood Pressure and Improve Your Gut Health in Just 20 Minutes

    Amy and T.J. Podcast

    Play Episode Listen Later Oct 12, 2025 21:11 Transcription Available


    We know it sounds like click bait… T.J. thought the same thing too when Amy brought up a new study that makes this claim! And yet, when you hear why and how you should spend your next 20 minutes, it will make perfect sense with a scientific study out of the UK to back it up. The answer is free to anyone and available just about everywhere and we encourage everyone to give it a try. See omnystudio.com/listener for privacy information.

    How Men Think with Brooks Laich & Gavin DeGraw
    How To Lower Your Stress, Your Blood Pressure and Improve Your Gut Health in Just 20 Minutes

    How Men Think with Brooks Laich & Gavin DeGraw

    Play Episode Listen Later Oct 12, 2025 21:11 Transcription Available


    We know it sounds like click bait… T.J. thought the same thing too when Amy brought up a new study that makes this claim! And yet, when you hear why and how you should spend your next 20 minutes, it will make perfect sense with a scientific study out of the UK to back it up. The answer is free to anyone and available just about everywhere and we encourage everyone to give it a try. See omnystudio.com/listener for privacy information.