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(00:00) Fred, Dan, and Wallach answer ALL of your hard hitting questions, especially ones about peanut butter & naked men. (18:32.46) Boston Globe Reporter Chris Price joins the show to talk about distracting the kicker with the videoboard. Will Christian Gonzalez deal get done before game 1? What will the Patriots season record be? Price likes them at 10-7. (31:36.53 ) Jalen Hurts awkward interview question about AJ Brown leaves all of us baffled - how did the relationship end and what is their current standing?Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardyFor the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
You know that you need to spend more time with your friends, but as a busy woman over 30, how exactly are you supposed to do that?In this episode, I'm sharing shocking data from the latest American Time Use Survey for 2025 to see where our time is actually going. Then I'm sharing a solution for how we can reclaim our time.Note: Access the extended episode as a member of Office Hours.
Jaime Smith never set out to build a software company. In 2015 he joined ClickFunnels as a customer, trying to sell a fat-loss ebook. What he actually had was fifteen years of web development experience - so when people in the ClickFunnels Facebook group asked how to do something the platform couldn't do yet, he just built it and gave it away. A checkbox on a submit button. A "best seller" highlight on an order form. About twenty free snippets later, roughly 700 people had joined his free members area, and enough of them had asked how to send him money that he finally built a paid product. CF Pro Tools launched August 1, 2016 at $37/month or $197/year and did five figures in its first week. It now has over 100 add-ons, and Jaime is VP of Product Strategy at ClickFunnels with three Two Comma Club awards. In this episode with hosts Chris Cameron and Dante Torelli, Jaime breaks down: Why giving away your best work in public beats pitching in DMs How he set his annual price using a competitor's churn data Value-metric pricing — how to choose what you actually charge for, and why stacking extra features into higher tiers can lower conversions Offer stacks as objection-handling, not value-padding The "10% problems vs. 90% problems" rule he uses to decide what to build outside ClickFunnels versus hand to the engineering team Why he's never raised prices on a 2016 customer Plus a rapid-fire round covering the first funnel he'd build if he lost everything, his favorite hook type, and the one thing he'd do differently.
Send us Fan MailPrivate listings might sound exclusive, but South Carolina's Real Estate Commission is spelling out exactly what sellers may be giving up - fewer buyers, fewer offers, weaker terms, and a longer path to closing. I will break down the new commission-approved disclosure form line by line and explains why it could change how brokers talk about limited market exposure forever. I will also walk through the 11 seller acknowledgments in the “Residential Disclosure and Acknowledgement of Limited Market Exposure Listing,” highlighting the ones that should make every agent, broker-in-charge, and seller stop and think. I will unpack the economics behind exposure, why competition drives value, and how “exclusive” can quickly become a liability when the goal is to get the best result for the seller. You'll discover:- why limiting exposure can suppress buyer demand before a property ever reaches the public market -how fewer offers can mean not just lower price, but worse contingencies, timing, and financing terms -why “days on market” can be misstated when a listing sits privately before going public -the representation conflict that arises when a brokerage keeps more business inside its own ecosystem-how private inventory can distort comparable sales and affect future valuations -why fair housing concerns may be the biggest legal issue of all when access is controlled through private networksI will also explain why the broker-in-charge's signature matters, what a real compliance process should look like, and why blanket “private first” strategies are exactly what the Commission seems to be warning against. If your brokerage uses pocket listings, limited exposure marketing, or internal-only inventory, this episode is essential listening before the next disclosure lands on your desk. Chapters00:00 — Limited Exposure Listings: What They Are02:22 — Welcome & Blair Cato Updates03:28 — Seller Request vs. Agent Recommendation04:00 — The New Limited Market Exposure Disclosure05:10 — Why Exposure Drives Competition07:25 — Fewer Offers, Lower Leverage09:02 — Price, Terms & Lost Opportunities10:04 — The Risk of Delayed Public Marketing12:16 — Representation Conflicts13:20 — How Private Sales Affect Comparable Values15:00 — Fair Housing & Equal Access20:24 — Seller Privacy Doesn't Override Fair Housing21:28 — What Brokers-in-Charge Need to Review25:13 — Documenting the Seller's Decision25:47 — Why Blanket Private-Listing Policies Are Risky27:29 — Incentives, Claims & Agent Training29:44 — Supervision and the Broker's Responsibility31:28 — Next Week: The Public-Market ComparisonDon't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Michael Crow shares his insights on real estate investing, market timing, deal structuring, and leveraging AI to enhance investment decisions. He discusses his journey, current market opportunities, and advice for aspiring investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
CannCon and Alpha Warrior dig into the DOJ expanding its beef pricing investigation from the big four meat packers to eight of the largest grocery retailers in the country, unpacking how a handful of companies came to control most of what ends up on your plate and just how far prices have climbed over the past decade. From there they cover Democrats blocking a proposed constitutional amendment to lock the Supreme Court at nine justices, and debate whether the whole thing is a setup or a genuine effort. The back half includes a DOJ opinion clarifying that states taking federal welfare dollars must report known illegal aliens, federal investigators sitting down with the New York Attorney General whistleblower, and another judge blocking the birthright citizenship order. Expect the usual West Coast versus East Coast ribbing and plenty of frustration with Congress.
Very few people understand what it means to obtain something they think they need with the full effect of what it causes. In the case of the kingdom of God, it never works according to human wisdom. As a matter of fact, it is destroyed by it. Today on Light on the Hill we're going to talk about that and much more, as pastor James Kaddis returns to Mark chapter ten. To support this ministry financially, visit: https://www.oneplace.com/donate/1459/29?v=20251111
Steve Layman visits with Belmont assistant athletic director for video operations Christian Sadler. The pair discuss upbringing in middle Tennessee, the influence his faith and family have on this daily life, and how Belmont has grown exponentially as a university and athletic program. Price shares about his early days as a Belmont undergraduate student interested in helping with the Bruins' live event productions and growing into his present role as a leader within the industry. Layman and Sadler discuss how new technology and the rise of streaming and video on demand have revolutionized access to live sports. Sadler also expresses gratitude to Belmont athletic department leaders such as Mike Strickland, Scott Corley, Dr. Rich Tiner, and Rick Bengtson for being instrumental in his professional growth and development. Sadler shares about personal pride in seeing successes of Belmont graduates such as Paris Lawson, Madison Hock, Emily Proud, Will Black, and Jacob Lutz in the industry, and how his love of Belmont continues to manifest itself in the SOUL framework. Layman and Sadler also exchange some of their favorite Belmont broadcasts and moments.
Pricing your work is one of the most quietly stressful things you do, and I don't think the problem is confidence or your numbers. I think it's that you sit down to price one thing, when your clients are actually paying you for four. This week I'd love to show you the four separate kinds of value you deliver every single time, and why three of them have perhaps been invisible to you all along. IN THIS EPISODE YOU'LL DISCOVER: ◼️ The quiet pricing wobble almost every creative knows, and why it has nothing to do with confidence or arithmetic ◼️ The four separate things a client actually pays for, and why ◼️ Why the layers holding most of your value are the very ones you genuinely cannot see from the inside ◼️ What a client really means when they tell you "you were so easy to work with" ◼️ The twenty-minute exercise that shows you what you've been giving away for free RESOURCES MENTIONED: Florian Gadsby, @floriangadsby The Bright Line: Application This week's Blog Post Subscribe: Weekly newsletter Website: www.philippacraddock.com Instagram: @philippacraddock Email: hello@philippacraddock.com The Base Notes is returning! A single live workshop 22/09/2026 £97, (90 mins plus Q&A, you keep the recording and The Base Notes Library). Registration opens 10 September. SHARE YOUR INSIGHTS: Of the four layers, which is the one you're not accounting for? Send me a DM on Instagram or reply to the Thursday newsletter. I'd genuinely love to hear and open up a dicussion. NEVER MISS AN EPISODE: My weekly newsletter is where I think out loud. It's where you'll find my behind-the-scenes thinking, where I share the tools I'm currently trying/using, where new resources are shared first and where the conversations happen that often form future episodes. I'd love you to join the many creative business owners already benefitting and joining the conversations. "What feels effortless feels like nothing. And so it gets left out." — Philippa Craddock
When most people think about Mexican drinks, they think about Tequila. But Tequila's success is really built on the vibrancy of the broader landscape of drinks and drinking in Mexico. It's not a standalone spirit. It comes from a history and geography and culture that made possible something as compelling as Tequila. And author and researcher NC Stevens argues that is one of the leading reasons that Tequila has become so successful. Agave Road Trip is a critically acclaimed, award-winning podcast that helps gringx bartenders better understand agave, agave spirits, and rural Mexico. This episode is hosted by Lou Bank with special guest Nic Comrade Stevens, author ofThe Complete Guide to Mexican Beverages: From Atole to Zambumbia. Episode Notes Shout outs this episode to the Cuba Libre, cactus tuna wine, Buchanan's, and colonche! Ad Links Every time you drinkEl Acabo Raicilla, you're helping to support the biodiversity of Jalisco — it's a delicious way to help the environment! Head out on an Agave Road Trip with Finca 18! Greg Rutkowski will take you on his Agave Road Trip Route #2 - Raicilla de la Costa! Price includes a bottle of Paulo Rodriguez's fabled, limited Tumbado batch! Order beautiful spirits to be delivered to anywhere in Mexico — beautiful or otherwise — through Agave Spirits Presents!
HOST: Michael Fanning, SVP & Co-Owner, Windermere Coaching. Host of the Windermere Ask a Coach podcast.EPISODE SUMMARY:Part two picks up where Jordan's overpriced listing went stale no agreed plan, no agreed trigger, just hope. Michael breaks down the conversation most agents skip at the consultation table: naming both ways a listing can underperform, attaching a real number to each, and getting it in writing before the sign goes in the yard.WHAT YOU'LL LEARN:• Distinguish a showings-but-no-offers problem from a no-showings visibility problem, and respond to each differently• Size a price reduction to actual search-band math instead of a token 1% trim• Write a specific reduction trigger and percentage into the listing agreement before it's needed• Tie the trigger to a rolling average days-on-market instead of a fixed date, so it stays accurate as the market shifts• Shift a seller's price comparison from a hoped-for number to their real appreciation, using gap-to-gain framing• Hold sellers capable of a good decision instead of accountable for wanting a high numberRESOURCES & RECOMMENDATIONS:None mentioned in this episode.CONNECT:windermerecoaching.comSubmit a topic: fanning@windermere.com
MTD Managing Editor Sara Welch breaks down what 28 tire manufacturers and suppliers revealed about selling LT tires more effectively, including how dealers can prevent mismatches, sell by application and enhance their product knowledge.
Follow Him: A Come, Follow Me Podcast featuring Hank Smith & John Bytheway
What if wisdom isn't about loss but learning how to meet it? Dr. Adam Miller explores Proverbs and Ecclesiastes and examines how correction, sacrifice, and seeing reality clearly lead us beyond conventional wisdom to the unconventional wisdom of Jesus Christ.SHOW NOTES/TRANSCRIPTSEnglish: https://tinyurl.com/podcastOT237ENFrench: https://tinyurl.com/podcastOT237FRGerman: https://tinyurl.com/podcastOT237DEPortuguese: https://tinyurl.com/podcastOT237PTSpanish: https://tinyurl.com/podcastOT237ESYOUTUBE: https://youtu.be/XQj6I0oTMnsNOW AVAILABLE INSpanish: @followHIMespañol French: @followHIMFrançais Portuguese: @followHIMPortuguês ALL EPISODES/SHOW NOTESfollowHIM website: https://www.followHIM.coFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook WEEKLY NEWSLETTERhttps://tinyurl.com/followHIMnewsletter SOCIAL MEDIAInstagram: https://www.instagram.com/followHIMpodcastFacebook: https://www.facebook.com/followhimpodcastPart 1 - 0:00 - Part 1 - Dr. Adam Miller3:35 The Art of Losing5:36 Where Wisdom Arises7:54 The Foolishness of God11:05 A Philosopher Reads Scripture13:44 Scripture is Ongoing Conversation16:49 Trust Beyond Knowledge18:10 The Bible's Wisdom Books21:22 Why Ecclesiastes Belongs23:57 Job Doesn't Get Answers25:28 Hungry and Wondering27:42 Everything is Futile30:39 Seeing What We Avoid32:51 Jesus Faces Loss35:29 Wisdom in the Book of Mormon36:48 Wisdom is Better Than Rubies40:05 Wisdom Personified as a Woman42:24 Are We Willing to Be Corrected45:01 When the Truth Feels Hard47:15 Loving Being Duped50:32 Paying to Deceived51:57 The Price of Real Wisdom53:34 Trust in the Lord55:52 With All Thy Getting57:50 The Path of the Just59:33 Wisdom Comes Through Doing1:01:17 Lose Your Soul to Save It1:05:07 Turn Left to Go Right1:08:54 End of Part 1 - Dr. Adam MillerThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com
Geoff, Gavin and Andrew talk about palindrome, Andrew's tech support, air conditioning troubles, air handler, too hot, bicycle zen, gentle ghost redux, heav-E bike, Break Show, post office, disguises, meeting, Advent Calendar, Mario Party, quicksand, the lab, microphones, Absolute Cinema, plane smash burger, spaghetti, and Price is Right. Support us directly at https://www.patreon.com/TheRegulationPod Stay up to date, get exclusive supplemental content, and connect with other Regulation Listeners. Learn more about your ad choices. Visit megaphone.fm/adchoices
Can AI make tax prep cheaper without replacing the experts behind it? Hector Garcia joins Blake and David to unpack Intuit's TurboTax pricing pressure, QuickBooks' push into the mid-market, and whether AI-powered services are a bridge to automation. They also examine Thomson Reuters' proprietary tax-and-legal AI model, Relate's $100 million raise, and a student's unusual path onto the New Mexico Board of Accountancy.SponsorsCloud Accountant Staffing - http://accountingpodcast.promo/casThomson Reuters - http://accountingpodcast.promo/taxautomationOnPay - http://accountingpodcast.promo/onpaySavant Labs - http://accountingpodcast.promo/savantChapters(00:00) - TAP 503 (02:47) - Intuit earnings overview (03:52) - Meet Hector Garcia (04:40) - Intuit stock and AI fears (07:57) - TurboTax pricing pressure (11:34) - TurboTax Live strategy shift (16:12) - TurboTax Live vs firms (19:47) - AI plus human bridge (22:13) - QuickBooks Free and Light (25:54) - Thomson Reuters builds LLM (30:29) - Trust security and ownership (34:16) - Vertical models disrupt giants (35:18) - Copilot partnership pitch (36:51) - Bulk AI Adoption (38:59) - Rillet Unicorn News (39:21) - Workday Buyout Math (40:50) - Switching Costs Reality (43:12) - Intuit Versus Rillet (45:26) - How Rillet Wins (48:18) - AI Spend Line Item (51:15) - Stripe Buys OpenRouter (53:22) - Reframe Conference Pitch (56:01) - Pablo Pledgebar Cautionary (57:08) - Britton Joins Board (01:01:37) - Student View On PE (01:04:57) - Education And AI Concerns (01:09:33) - Board Dynamics Explained (01:12:12) - Regulation Priorities (01:15:13) - Wrap Up And CPE Show NotesIntuit Reports Fourth Quarter and Full Year Fiscal 2026 Results; Sets Fiscal 2027 Guidancehttps://investors.intuit.com/news-events/press-releases/detail/1320/intuit-reports-fourth-quarter-and-full-year-fiscal-2026-results-sets-fiscal-2027-guidanceThomson Reuters Leverages its World-Class Data Assets to Launch Its Own Frontier Modelhttps://www.thomsonreuters.com/en/press-releases/2026/august/thomson-reuters-leverages-its-world-class-data-assets-to-launch-its-own-frontier-modelRillet Raises $100 Million Series C at $1 Billion Valuation, Becomes Unicornhttps://techcrunch.com/2026/08/19/rillet-raises-100m-series-c-at-1b-valuation-2-years-after-emerging-from-stealth/Silver Lake Eyes $51 Billion Workday Take-Private in Mega Software Dealhttps://www.axios.com/2026/08/14/silver-lake-workday-take-privateStripe Agrees to Acquire OpenRouter to Help Businesses Optimize Token Routing and Usagehttps://stripe.com/newsroom/news/stripe-agrees-to-acquire-openrouterFrom Accounting Major and Frat Brother to Suspected of Being Penn State's Largest Drug Dealerhttps://www.nbcnews.com/news/us-news/penn-state-agostino-abbatiello-drug-scheme-rcna593041Accounting Student Appointed to the New Mexico Public Accountancy Boardhttps://news.unm.edu/news/accounting-student-appointed-to-the-new-mexico-public-accountancy-boardNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifieds Fearless Foundry - www.advisoryamplified.comExpense Bot - https://www.expensebot.ai/accountantProfitRoot - https://tryprofitroot.com/Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the to...
Welcome back to the Dynasty Rewind Dynasty Fantasy Football Podcast! On this episode, join Michael Bower and Nate Christian as they discuss one of our favorite things: VALUE. We check in with Dynasty-Daddy.com and see some of the most recently traded players, then discuss if we would buy them at that price. We discuss:- Arizona Cardinals Wide Receiver Marvin Harrison Jr.- Tampa Bay Buccaneers Quarterback Baker Mayfield- Jacksonville Jaguars Wide Receiver Brian Thomas Jr.- Las Vegas Raiders Running Back Mike Washington- Chicago Bears Tight End Colston Loveland- New York Jets Wide Receiver Garrett Wilson- Jacksonville Jaguars Running Back Bhayshul Tuten- Tampa Bay Buccaneers Running Back Bucky IrvingStay tuned every week as we are your go to source for all things 2027 Rookie draft, college fantasy football, dynasty strategy and dynasty trade related!Note that some of the links below are affiliate links that if used we will receive a small commission. There is no additional cost to you, it is just another way to support this channel. We thank you for your support!Check out https://www.patreon.com/dynastyrewind for:-Dynasty Rankings, -Rookie Rankings, -Bonus Podcasts, and -Exclusive Written Content! -Not to mention access to our growing community!-(NEW) Access to our very own Fantasy Football DatabaseTeaser Video WATCH HERE: https://youtu.be/gzJcWg07QYY Want to support the brand and look good doing it? Head on over to our merchandise store and browse T Shirts, Sweatshirts, Hats and much more! https://dynasty-rewind.myspreadshop.com/ Support the channel, become a YouTube Channel Member here and gain access to exclusive perks!: https://www.youtube.com/channel/UCoIzz8hVm9O-yAdEhC--ZFg/join Want another great way to support the brand, and it's absolutely FREE? Leave us a 5 star review on Apple Podcasts! https://podcasts.apple.com/us/podcast/dynasty-rewind/id1465847336Want all the access to the Patreon pods WITHOUT going through Patreon? Head on over to Spotify now and become a paid subscriber to gain access to all bonus podcasts, as well as the main pod AD FREE, for only $2.99 a month! Don't worry, our main pods will always remain free! Join here- https://creators.spotify.com/pod/profile/dynasty-rewind/subscribeSubscribe to our Podcast wherever YOU Enjoy Podcasts! https://linktr.ee/DynastyRewind Follow the podcast on X Follow the Podcast on Instagram @dynasty_rewindFollow the boys from the pod @RewindCEO @NateNFL
Streaming prices are still climbing, but shrinking increases suggest services may finally be discovering how much subscribers will actually tolerate. Plus, Roku goes OLED, Pokémon expands its streaming empire, and Google decides a $99 streamer should suddenly cost $150.This week on The FULL Experience: Get Smart (513 - "Ice Station Siegfried")Next week: Get Smart (526 - "I Am Curiously Yellow")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/Rq675xhN3H4 Hosted on Acast. See acast.com/privacy for more information.
With the preseason wrapping, the guys project the 2026 Colts and react to Chris Ballard's media availability. They also talk about how they're feeling about this year's squad, why the roster doesn't stack up to contention, and a creep from the show's past re-emerges in the news (oh no...).Hoagies & Hops Hoagie of the Week: ShipyardChilly Water Brewing Co. Brew of the Week: Comfortably Numb (Pale Ale - American)0:00 Bowling a 300-game1:38 Show intro3:09 Special packages for Anthony Richardson?6:52 How Richardson situation has been handled10:54 Ballard press conference checklist!13:02 Jaylahn Tuimoloau15:23 Ranking Colts' roster21:09 Jake's botched Price is Right analogy23:06 Down on the Colts25:30 Flock cameras27:38 Back into the Colts predictions29:37 Ballard's nine (ten!) lives35:13 Hoagie and Brew of the Week!36:36 Quick Boo cameo37:48 Hero: Pato O'Ward44:43 Jake's RB favorite cut47:17 Keenan Allen WILL play49:03 Quick Hits - IU familiar face52:20 Quick Hits - IU/ND/PU outlook54:35 Quick Hits - Sox-Yanks controversy57:16 Quick Hits - Creeper is back1:03:04 Buy it or BullSchultz
Was Erica missing her privilege in a previous episode? Some listeners thought so and wrote in to tell us. After we deal with that, we look at the University of Michigan's new grading system for freshmen! No Failing! Pass or No Credit is the only option now. We can't say you failed. The stated purpose is to “curb the mental health crisis.” But does this work? Are we helping students or hurting them? What's the cost of this policy to the student's long-term mental health? And what about the fact that I am on the record in many places saying that I think grades are a made-up construct? Join us for a wild episode where we deal with these issues and look at the history of how removing grades has helped people. Episode 359 is live.
Andy discusses how fall project scheduling depends on weather and why he won't guarantee timelines in November or December, sometimes staging work like footings and finishing later if conditions allow. Answering a listener, he explains handling "lower bid" price objections by ensuring scope comparisons, emphasizing brand, service, and quality, and refusing to negotiate price unless the scope changes to avoid setting a negotiable precedent. He also shares a lesson from losing a project after doing design work without a signed design contract and reflects on hindsight, patience, and faith. Enjoy!
In this episode of the Mastering Rod Building Podcast, Bill Falconer talks with longtime rod builder and RodMaker Magazine publisher Tom Kirkman about one of the most common questions in custom rod building: how to price a custom fishing rod and build a business that is actually worth the builder's time.Tom explains why custom rod builders should not try to compete with factory rods on price and why a well-built custom rod should command a premium. He shares the advice that helped shape his own approach to pricing, including starting with the price of a comparable high-end factory rod, understanding what the local market will bear, and recognizing that if no customers ever hesitate because of price, a builder may be charging too little.The conversation covers component costs, labor, profit margins, warranties, customer-supplied components, rod repair, and why charging an hourly labor rate can actually penalize experienced builders for becoming more efficient. Bill and Tom also discuss how reputation, craftsmanship, specialization, and a recognizable building style can increase the value of a rod beyond the cost of the materials used to build it.Tom explains why successful builders need to offer something factory manufacturers cannot, whether that means tailoring a rod to an individual angler, solving a specific fishing problem, creating unique aesthetics, or serving a niche technique. He also shares ideas for growing a custom rod business through rod repair, tackle shops, craft shows, gift certificates, and other opportunities that put builders directly in front of potential customers.Bill and Tom also discuss warranties, pricing enough margin into each rod to cover legitimate failures, and the federal Sport Fishing Equipment Excise Tax that custom rod builders need to understand when selling rods. Throughout the conversation, Tom emphasizes that there is no universal price for a custom rod. Builders have to understand their market, the quality and value of their work, and what they ultimately want their rod-building business to accomplish.Mastering Rod Building is brought to you by Anglers Resource — your source for genuine Fuji Tackle components.Where to buy genuine FUJI®️ rod components (Area Distributors)Japan: FIRST Corporation — https://first-fuji.co.jp/ • mail@first-fuji.co.jpAmerican Continent (North & South America): Anglers Resource — https://anglersresource.net/ • info@anglersresource.netOceania: Frogleys Offshore — https://fujitackle.com.au • enquiries@frogleysoffshore.com.auSpain/Czech/Finland/Sweden/Estonia/Latvia/Poland/Denmark/Belgium/Germany/Netherlands/Ireland/Luxembourg/France/Portugal/UK/Norway/Belarus/Ukraine/Russia:: CALICO S.A. (Kalikunnan) — https://kalikunnan.com/ • fuji@calico.esEurope: MAJORA Intelligent Fishing (FUJI Tackle Italy) — https://www.fujitackle.it • info@fujitackle.itAsia: KOWA Company, Ltd. — fujitackle@kowa.co.jp
Streaming prices are still climbing, but shrinking increases suggest services may finally be discovering how much subscribers will actually tolerate. Plus, Roku goes OLED, Pokémon expands its streaming empire, and Google decides a $99 streamer should suddenly cost $150.This week on The FULL Experience: Get Smart (513 - "Ice Station Siegfried")Next week: Get Smart (526 - "I Am Curiously Yellow")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/Rq675xhN3H4 Hosted on Acast. See acast.com/privacy for more information.
If you've ever typed a number into an invoice and then quietly lowered it before you hit send, this episode is for you. Learning how to price your services isn't really a math problem. It's a mindset problem, and for a lot of Christian women in business, it's tangled up with guilt about charging for something that feels like ministry. In this episode, Jan sits down with three women from her mastermind group, Lindsey Fletcher, Andi Hart, and Gabe Cox, for an unfiltered roundtable on why pricing is so hard and what to actually do about it.What You'll LearnWhy fear and imposter syndrome quietly talk you into charging less than you're worthHow to separate a client's "no" from a personal rejectionThe mindset shift that lets you see charging well as an act of stewardship, not greedA practical, research-based process for pricing a new offer or serviceHow to raise your prices on existing clients without burning the relationshipEpisode HighlightsTimestamps are estimates. Verify against the final edited audio before publishing.[00:00] Meet the mastermind — Jan introduces the format (equal parts The View and business roundtable) and the four voices in this episode: Jan (brand and website strategy), Lindsey Fletcher (sales conversations), Andi Hart (product-based businesses and wholesale), and Gabe Cox (goal planning and business strategy).[03:30] Why pricing feels so personal — The group unpacks the layers under pricing fear: imposter syndrome, the fear of actually having to deliver, and the way a "no" to your offer can feel like a "no" to you, especially when you built the thing yourself.[08:00] The "helpful or paid" trap — Lindsey names the belief a lot of Christian women carry: if you're helpful, you can't charge, and if you charge, you're not helpful. The group reframes pricing as a way of letting a client actually invest in their own result, not a barrier to serving them.[14:00] What happens when women get paid — Gabe references a community development study where giving income directly to women, rather than men, was what actually moved a community forward, and connects it to the idea that underpricing limits the impact a business owner can have.[18:00] Pricing on feelings vs. pricing on data — Andi breaks down the consumer psychology of pricing (why a $1,000 washing machine reads as "better" than a $300 one) and why decisions made from feeling instead of research are the most common way business owners undercharge.[22:30] Start at the top, not the bottom — Gabe shares how she used to launch everything cheap, and how flipping that (starting with a signature, higher-priced offer and working backward) changed both her income and her client experience.[27:00] How to actually raise your prices — The group walks through real approaches: giving current clients a heads-up and a last chance at the old price, grandfathering loyal clients until they lapse, and raising prices at capacity rather than on a schedule.[33:00] Final wisdom — Each guest leaves one closing thought: take imperfect action instead of waiting to feel ready, let God lead the decision, and remember that undercharging, not overcharging, is the mistake that actually costs you.Key Takeaway"The most expensive mistake you can make is undercharging."Resources MentionedProverbs 31:18, referenced in the conversation about stewarding what God has given youA community development study on income and women (referenced from memory during the episode; exact source and figures were not confirmed on air)Alex Hormozi, referenced for his advice to start with a signature, higher-priced offerCONNECT with the ladies on their podcasts:Gabe Cox - Pursuing Goals God's WayLindsey Fletcher - The Leaders TableAndee Hart - She Sells DifferentlyCONNECT WITH JAN:Here are all the best places and FREE stuff
As the football transfer window in England and Wales closes, Leanna Byrne looks at the billions of pounds spent. Japanese long-term borrowing costs hit a 30-year high amid a global bond sell-off. And we look at what new rules on school uniform could mean for the high street.
Would you trust a real estate agent more if they were willing to lose a commission to stop you from making the wrong financial decision? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Marilyn Gilman. Marilyn Gilman is a Berkshire Hathaway HomeServices real estate professional whose background includes decades of exposure to real estate development through her husband's family business before she earned her own license in 2019. After spending 19 years raising her family, Marilyn entered real estate at age 50, earned Rookie of the Year recognition, sold more than $5 million during her first year, and eventually built a team with her daughter Aubrey. Her experience shaped an approach centered on relationships, listening, judgment, negotiation and putting the client's interests before the transaction. Marilyn and Tracy Hayes explore what separates successful agents from people who simply hold a license. Marilyn explains why trust must be earned, why agents need to slow clients down before they make emotional decisions, and why she will sometimes talk someone out of buying real estate. The conversation also covers pricing, appraisals, affordability, insurance, property taxes, investment properties, changing Jacksonville neighborhoods, fiduciary responsibility, working diplomatically with other agents and the importance of following up when a deal appears lost. For Marilyn, the reward comes from helping people make sound decisions while still embracing the negotiation and business side of real estate that keeps her addicted to the hustle. If this conversation helped you think differently about real estate, relationships and serving clients as a true fiduciary, subscribe to the Real Estate Excellence Podcast, share this episode with an agent who needs to hear it and follow the show for more conversations with top real estate professionals. HighlightsTop of FormBottom of Form 00:00-18:30 Building a Career Through Life Experience Starting real estate at 50 Working with daughter Aubrey Balancing technology and relationships Returning to work after raising a family Turning life experience into real estate skills 18:30-38:11 Building Trust With Clients Why relationships drive the business Listening before giving advice Talking buyers out of the wrong house What new agents need to understand Professional image and personal safety 38:11-01:00:33 Buyers Negotiations and Pricing Understanding what buyers really want Balancing emotion and financial reality Finding common ground in negotiations Pricing homes for the current market Why every transaction requires a different strategy 01:00:33-01:13:49 The Real Cost of Homeownership Property taxes and portability Insurance costs in Florida Roof age and insurability Looking beyond the mortgage payment Helping buyers understand affordability 01:13:49-01:25:26 Knowing When Not to Buy When renting can be the better choice Avoiding financial overextension Evaluating investment properties carefully Choosing communities around lifestyle needs Comparing older and newer Jacksonville neighborhoods 01:25:26-01:38:01 Fiduciary Advice and the Real Estate Hustle Handling a low appraisal Helping buyers and sellers find common ground Keeping personalities out of negotiations Following up when a deal falls apart Why Marilyn loves the hustle and business of real estate Quotes: "We're more alike than different in general." – Marilyn Gilman "You need to figure out what you don't want to figure out what you do want." – Marilyn Gilman "I don't want on my watch someone to buy a house they really can't afford." – Marilyn Gilman "I like the helping people, like everybody probably says, but I'm really addicted to the hustle." – Marilyn Gilman To contact Marilyn Gilman, learn more about her business, and make her a part of your network, make sure to follow her Website, Instagram, Facebook, and LinkedIn. Connect with Marilyn Gilman! Website: http://www.thegilmamgroupfl.com Instagram: https://www.instagram.com/Malgilman/ Facebook: https://www.facebook.com/share/19HuY5jiY6/?mibextid=wwXIfr LinkedIn: https://www.linkedin.com/in/marilyn-gilman/ Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #MarilynGilman #TracyHayes #RealEstateExcellence #RealEstatePodcast #JacksonvilleRealEstate #FloridaRealEstate #RealEstateAgent #RealEstateSuccess #RealEstateAdvice #RealEstateInvesting #HomeBuying #HomeSelling #RealEstateNegotiation #ClientRelationships #RealEstateFiduciary #RealEstateCareer #RealEstateTeam #PropertyInvestment #Homeownership #RealEstateHustle
If you're frustrated that your business results don't match the goals you've set, it might be time to look at the choices you're making along the way. In this episode of The Real Truth About Business podcast, I'm breaking down one of the most important principles in business strategy: you get to choose how you run your business, but you also have to accept the trade-offs that come with those choices. You can choose your pricing strategy, how much you work, whether you build a team, how you market, and how aggressively you pursue revenue growth. But you can't make one choice while expecting results that require a completely different one. After 9 years of experience working with service-based entrepreneurs, I've seen how quickly this disconnect creates frustration and revenue plateaus. The goal isn't to make the “right” choice. It's to understand the reality of your choice, build the strategy around it, and own the results that come with it.What You'll Learn:How to recognize when your expectations don't match the business choices you've madeWhy every pricing strategy comes with trade-offs around volume, capacity, and profitHow to build a business strategy around the lifestyle you actually wantWhy choosing to market less can create a less predictable pipelineHow staying a solopreneur impacts capacity and revenue growthThe one question to ask before making any major business decisionEpisode Highlights:[00:00] Introduction: Everything in business is a choice[02:00] Why there really aren't many rules in business[03:00] Pricing for profit and what happens when you choose not to raise your prices[05:30] When your pricing choices don't support your revenue goals[07:30] Building a business strategy around the lifestyle you actually want[10:00] The question to ask: If I choose this, what else am I choosing?[12:00] Choosing not to market consistently and accepting a less predictable pipeline[13:30] Staying a solopreneur and navigating capacity constraints[15:00] Making a choice, owning it, and building the strategy around it[16:30] Wrap-up: The three takeaways for making better CEO decisionsKey Takeaways:You Get to Make the Choice, But You Don't Get to Skip the Trade-OffOne of the greatest things about owning a business is that almost everything is a choice.You can choose what you charge. You can choose how many hours you work. You can choose whether you grow, scale, hire employees, stay a solopreneur, post every day, or completely rethink your business model.There really aren't that many rules.But here's the part we don't talk about enough: you don't get to make a choice and then opt out of what comes with it.Every yes has a trade-off. Every no potentially closes a door. The problem isn't necessarily that you're making the wrong choice. The problem is when you're expecting a result that doesn't align with the choice you made.If You Choose the Price, You're Also Choosing the VolumeI recently attended an SBDC event where we were talking about pricing for profit. Someone raised the concern that his clients would look at the numbers and say they simply couldn't raise their prices because the market wouldn't support it.And my immediate thought was: that's their choice.You can absolutely choose not to raise your prices.But then you also need to understand what that means for your revenue, profitability, capacity, and workload.If you choose a lower price, you're also choosing the client volume required to reach your revenue goal. If the lower price requires more clients, that means more delivery time and potentially reaching your capacity ceiling faster.Inside the Focused Visionary Framework, Pricing cannot exist separately from Pipeline and Sales. Every pricing decision changes what the rest of your business needs to produce.Build the Strategy Around Your Actual LifeI have a client who told me point blank that she likes living a lazy life.And I loved that she owned it.It isn't my job to convince her that she needs to work harder. My job as her strategist is to ask: How do we build a business strategy around the lifestyle you actually want?If she doesn't want a calendar full of calls, we're not going to build an offer ecosystem dependent on tons of one-to-one delivery. If she doesn't want to market everywhere, we need a simpler marketing strategy.Maybe growth happens more slowly.That's okay.The disconnect happens when you say you want to work less, don't want to market, aren't interested in selling, and want to double your revenue in six months.Depending on the business, those choices probably don't support that expectation.Ask: If I Choose This, What Else Am I Choosing?This is the question I want you to start asking yourself:If I choose this, what else am I choosing?If I choose not to raise my prices, I'm choosing the volume required at my current price.If I choose not to market consistently, I'm choosing a less predictable pipeline.If I choose not to build a team, I'm accepting that capacity may eventually create a ceiling.If I choose not to use Instagram, I need to choose another way to consistently market my business.There are two sides to every decision.Your job as CEO is to understand both before deciding whether that choice actually supports the business you want.There's a Strategy for Almost Every ChoiceYou don't want to be on Instagram?Fine. Where do you want to market?You don't want to sell constantly?Okay. Could retention, recurring revenue, or repeat clients reduce the number of new sales you need?You don't want to raise your prices?Fine. Can you handle the volume required at your current price, or can you improve your costs and profitability somewhere else?You want to remain a solopreneur?Great. Then we need offers that allow you to increase revenue without continually adding more delivery hours.This is why I always say that every strategy works, but they're not all going to work for you.Your job isn't to follow someone else's business strategy. It's to understand your choices well enough to build the right strategy around them.Your Expectations Have to Match Your ChoicesThis is where facts over emotion matters.You can look at the numbers and decide you aren't comfortable charging the price the calculator recommends.That's okay.But if that lower price means the big wish-list goal you've created will take longer to achieve, you need to be willing to accept that too.You have two options.Change the choice.Or change the expectation.What doesn't work is holding tightly to both when the numbers tell you they don't coexist.Make the Choice and Own ItThere are three things I want you to take away from this episode.First, you are the business owner. You get to make whatever choice you want.Second, you have to be willing to accept what comes with that choice. Ask yourself, “If I choose this, what else am I choosing?”Third, once you've made an informed choice, own it.Don't immediately second-guess yourself because someone else is doing something different. Don't abandon the strategy because somebody got in your ear. Constantly changing your mind makes it incredibly difficult to build a predictable pipeline, market consistently, and maximize your profitability.Make the choice. Understand the trade-off. Build the strategy around it. Then take action.That's what it means to operate like the CEO of your business.FREE WORKSHOP REGISTRATION - THEY FOUND YOU...NOW WHAT??Resources MentionedGet your FREE Ceo Income PlanBook a CEO Strategy Call Learn more about The Missing Piece IntensiveLearn more about The Focused Visionary AcceleratorDownload the FREE Lead and Conversion TrackerSubscribe to the Sunday Morning Brew NewsletterAbout the Host:Michelle DeNio is a business strategist based in Sarasota, Florida, specializing in helping service-based entrepreneurs break through revenue plateaus using her Focused Visionary Framework. With over 300 podcast episodes and 9 years running her consulting business, she helps coaches, consultants, and service providers scale sustainably through strategic planning, pricing optimization, and sales process development.Connect with MichelleWebsite
The Price of Leadership by Olajumoke Adenowo
Streaming prices are still climbing, but shrinking increases suggest services may finally be discovering how much subscribers will actually tolerate. Plus, Roku goes OLED, Pokémon expands its streaming empire, and Google decides a $99 streamer should suddenly cost $150.This week on The FULL Experience: Get Smart (513 - "Ice Station Siegfried")Next week: Get Smart (526 - "I Am Curiously Yellow")Subscribe, get expanded show notes, and past episodes at http://Cordkillers.comSupport Cordkillers at http://Patreon.com/CordkillersYouTube: https://youtu.be/Rq675xhN3H4 Hosted on Acast. See acast.com/privacy for more information.
Things I’m willing to pay extra for. Transcript
What does it really cost to be the “successful” as an immigrant or first gen?From sending money home and paying family members' bills to funding education, supporting relatives, and being the emergency bank account for your entire family — many immigrants & first gens carry a financial responsibility that goes far beyond their own household.In this episode of Sense & Sika, we're unpacking the Immigrant Black Tax: the financial, emotional, and cultural pressure that comes with being the one who “made it” abroad. We'll talk about expectations, boundaries, guilt, remittances, and how to support family without sacrificing your own financial future.Further more you'll learn about how the capitalistic society wasn't made to benefit you - but there are several ways in which you can take advantage of the systems and powers that exist to propel your finances into a better state.
Do patients see your med spa as truly different, or just another option to compare on price? In this episode, I break down the commodity med spa problem and why personalized care, patient education, and customized treatments aren't enough to create differentiation. I share how copying competitors, relying on discounts, and building a menu around one-off services can make your practice easier to price shop. Tune in to learn how to create a unique position, proprietary offers, and a category-of-one experience that makes your med spa stand out for something more than price.HIGHLIGHTSThe signs your med spa has become a commodity.Why “personalized care” isn't real differentiation.How copying competitors makes you easier to price shop.The problem with building your menu around one-off services.Why competing on price requires a completely different business model.How a proprietary menu helps you become a category of one.What Drybar and FedEx can teach you about positioning.RESOURCES + LINKSBuild a signature package with Ask Heather AI - https://heatherterveen.com/build/Create your own signature menu using Ask Heather AI - watch how HERE!Turn every consult into a 10K sale with Heather AI! Learn more about The Med Spa Advantage HEREFOLLOWHeather: @heatherterveenWebsite: heatherterveen.com
Hi there EICrocodiles! Today's bonus episode is dedicated to the myth, the legend… Jordan AKA The Pricey AKA Katie Price. In July, Louis Theroux's production company released a four-part documentary series offering a retrospective on the 30 years Price has spent in the public eye, and reflecting on the fallout of living a life seemingly dedicated to headline culture. For some she's a a national treasure, an icon of the 90s and 00s and a fixture of British culture. Others criticise her for a history of questionable behaviour. In this episode we dive into the picture painted of Katie Price in this docuseries, how she has bounced back after a series of traumas and scandals, and why our soft spot doesn't seem to want to go away. Was Katie Price the original Molly-Mae? Are we willing to set aside her scandals for entertainment value? Is this just a woman processing trauma? Katie Price: Nothing To Hide is available on NOW TV and Sky Documentaries. Thank you SO much for all of your takes and opinions on this topic. We love being in conversation with you! O,R,B. xoxoxoxoLinksIrish Examiner - Jennifer Horgan: Katie Price: Nothing to Hide lays bare an unlikeable but deeply sympathetic character The Guardian - Katie Price: Nothing to Hide – this remarkable profile is as fascinating and exhausting as its subject Sky - Watch 'Katie Price: Nothing To Hide'Independent - Katie Price shares huge regret over Gareth Gates relationshipReddit R/UKPopculture - "Peter Andre was so cruel to Katie Price" PETA - PETA Offers Katie Price £5,000 to Stop Acquiring AnimalsWales Online - Katie Price breaks silence on Lee Andrews '£250k sex tape' as sister blasts himBBC - Katie Price banned from driving for seventh timeBBC - Katie Price told to pay ex-husband £25,000 over sex life claimsPublishedMetro - Katie Price describes her South African carjacking attemptGrazia - Kim Kardashian's Starstruck Tweet Over Katie Price And Peter Andre Resurfaces Hosted on Acast. See acast.com/privacy for more information.
A damning Crown review has found longstanding systemic failures at the top and missed warning signs ahead of the catastrophic failure at Moa Point wastewater treatment plant in February, disaster, which has since spewed billions of litres of untreated sewage into Cook Strait. Reporter Mary Argue has been speaking to people on the south coast.
Trials and temptations are part of life, but the choices we make in those moments can have lasting consequences. Dr. Tony Evans explains where temptation comes from, the price of giving in, and how we can stand strong when the opportunity to compromise comes our way.
Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Stuff: Stuff helps you get everything out of your head and into a simple, elegant system—closing open loops and reducing mental stress. A simple to-do list for iPhone, iPad, and Mac, with powerful tools that make organizing, tracking, and checking off your tasks a whole lot more satisfying. Get Stuff done. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Apple announces price increase for Apple TV and Apple One subscriptions iPhone 18 Pro pre-orders could kick off slightly later than usual Report: Apple Watch Series 12 may feature always-on heart-rate tracking, new Fitness app Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.
Trials and temptations are part of life, but the choices we make in those moments can have lasting consequences. Dr. Tony Evans explains where temptation comes from, the price of giving in, and how we can stand strong when the opportunity to compromise comes our way.
Executive Summary In this Prosperity Podcast episode, Kim Butler and Spencer Shaw pick up where a recent conversation on missed opportunities left off, this time asking what it actually costs to play it safe. Kim explains that once real protections are in place, life insurance, disability coverage, guaranteed income for life, it becomes much easier to know when to plan carefully and when it's time to take the foot off the brake and move. Kim returns to a familiar theme, the opportunity fund, but goes deeper this time into why most people's cash reserves are quietly losing ground every year. Because typical savings and money market accounts are taxed annually, an opportunity fund can lose real value over the decades most people hold one, sometimes 80 years or more. Kim makes the case that whole life insurance is one of the most efficient places to store that liquidity, since it grows without annual taxation and remains borrowable at a moment's notice. The conversation also turns personal. Kim and Spencer debate whether people overestimate the risk of action or underestimate the risk of inaction, and Kim shares two real stories from her 30 years in the industry, one involving a medical event that disqualified someone from coverage, and another about a business owner who passed away without life insurance in place, leaving his family in real financial hardship. It's a candid look at why life insurance is designed to be used during life, not just after it. Links & Resources Mentioned Prosperity Thinkers website: https://prosperitythinkers.com/podcasts/ Contact Kim directly: hello@prosperitythinkers.com Keywords financial freedom, Prosperity Thinkers, whole life insurance, opportunity fund, cash flow, wealth preservation, confidence, financial education, mindset, guaranteed income, disability insurance, liquidity, risk of inaction, recommendation, traditional financial advice, taxation, life insurance living benefits, financial protection, emergency fund, financial planning Episode Highlights [00:00:34 - 00:01:00] Kim explains that life insurance and disability coverage form the safety net that lets people play it safe with confidence. [00:01:00 - 00:01:30] Kim jokes about rebranding as the Guaranteed Girls before explaining why she chose the name Prosperity Thinkers instead. [00:01:30 - 00:02:00] Kim says having protections in place makes it far easier to know when to plan and when to move. [00:02:00 - 00:02:30] Kim distinguishes between the time for planning and the time the trigger has to be pulled, one way or another. [00:02:30 - 00:03:00] Kim explains that most financial advisors never ask clients about their opportunity fund at all. [00:03:00 - 00:04:00] Kim reveals that a typical opportunity fund is taxed every single year, quietly eroding its value over time. [00:04:00 - 00:05:00] Kim explains why whole life insurance lets you borrow against cash value immediately, without taxing its growth. [00:05:00 - 00:05:20] Kim points out a typical opportunity fund could exist for roughly 80 years, taxed the entire time, without this strategy. [00:06:00 - 00:07:00] Spencer asks whether people overestimate the risk of action and underestimate the risk of inaction. [00:07:00 - 00:08:00] Kim shares a story about a client whose medical event disqualified them from purchasing life insurance. [00:08:00 - 00:09:00] Kim shares the story of a business owner who passed away without life insurance, leaving his family in financial difficulty. [00:08:40 - 00:09:00] Kim references roughly 6,000 people dying every day between ages 40 and 60. [00:09:00 - 00:10:00] Kim reminds listeners that life insurance is meant to be utilized during life, not just after death. [00:10:00 - 00:11:00] Spencer closes the episode and invites listener questions for Kim.
LOUNGE LIZARDS PRESENTED BY FABRICA5 - Brilliant Honduran Cigars - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms.SMALL BATCH CIGAR - SAVE 15% - Exclusive Cigar Retail Partner of the Lizards - Visit SmallBatchCigar.com and use code LIZARD15 for 15% off your order. Free shipping and 5% rewards back always. Standard exclusions apply. Simple. Fast. Small Batch Cigar.Recorded at Ten86 Cigars in Hawthorne, New Jersey, the Lizards pair the Partagás 8-9-8 (ROU NOV 10) with The Macallan Sherry Cask 18 Years Old Single Malt Scotch Whisky. The guys celebrate 250 episodes with a unicorn cigar from 2010, they level the playing field and debate if they'd bring Cubans back into their daily rotations and a Bam beauty secret is accidentally revealed at a post-pod soirée.PLUS: Big Giveaway Announced, Lizard's Latest Post-Pod Hangout Spot, Lizard Surgeon on 250 Episodes, Grinder/Poobah/Fundie Dinner Updates, New Davidoffs for Flagship Stores, Bam's Renovation, La Galera's 90th & MoreJoin the Lounge Lizards for a weekly discussion on all things cigars (both Cuban and non-Cuban), whiskey, food, travel, life and work. This is your formal invitation to join us in a relaxing discussion amongst friends and become a card-carrying Lounge Lizard yourself. This is not your typical cigar podcast. We're a group of friends who love sharing cigars, whiskey and a good laugh.website/merch/rating archive: loungelizardspod.comemail: hello@loungelizardspod.com to join the conversation and be featured on an upcoming episode!instagram: @loungelizardspodGizmo HQ: LizardGizmo.com
Steve and Bobby spoke to a WWL listener about former Southern Miss QB Nick Mullens and Saints CB Jayden Price. The guys listened to LSU head coach Lane Kiffin's game-week press conference. Coach Kiffin shared his thoughts on the Tigers' Week 1 test against Clemson, his recruitment of players fighting for another year of eligibility, and LSU's offensive progression.
A deadly Syracuse fire and years of violations expose a larger problem: financialized housing can reward revenue growth while tenants struggle for heat, safety, and repairs.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE
What happens when being a great clinician is no longer enough?Dr. Christopher Ramsey (@chris_ramsey_dmd) has spent more than 25 years in dentistry, but his approach to building a successful practice has surprisingly little to do with chasing the latest technique, impressing other dentists, or adding another plaque to the wall.His philosophy: stop treating dentistry like a commodity.In this episode, Ellie Halabian sits down with Dr. Ramsey to unpack what actually separates practices once clinical competency is expected—from Disney-level hospitality and uncompromising team standards to patient psychology, case presentation, fees, and the subtle details that shape how patients perceive value.Ramsey explains why everything that happens inside a dental practice is "theater," why great hospitality can sometimes outperform better dentistry, and why dentists need to stop making business decisions based on fear.They also get into the part most dentists struggle to talk about: money and case acceptance. Ramsey breaks down why his consults convert at a high rate without pressure or gimmicks, why he doesn't lead with before-and-after photos, and how body language, language, environment, and trust influence a patient's decision long before you ever present a treatment plan.This isn't an episode about becoming another better dentist. It's about building a practice patients can immediately tell is different.In this episode, we discuss:Why clinical excellence alone won't differentiate your practice — and what patients actually notice.What Disney can teach dentistry about hospitality, consistency, team standards, and perceived value.Why dentists undercharge and undersell themselves — and how fear quietly shapes the practices they build.The psychology behind a high-converting consult — without pressure, gimmicks, or hard selling.Why Ramsey doesn't lead with before-and-after photos and what he believes creates trust instead.Why your local market matters more than Instagram — and the danger of building a practice to impress other dentists.Want to learn more from Dr. Christopher Ramsey? Explore his courses, speaking programs, and resources at ChristopherRamsey.com or follow him on Instagram.If this episode challenged your perspective or sparked a new conversation, I'd love to hear your thoughts. Be sure to follow TeethMatter for more conversations exploring the future of dentistry, practice ownership, leadership, and the people shaping our profession._____Don't miss out on these deals: Prioritize your wellness—shop my daily essentials here: https://teethmatterpod.com/storeCOCOFLOSS - Use code TM20 to get 20% off https://cocofloss.com/ FIGS - Use referral code to get 20% off https://fbuy.io/figs/elliehalabianENOVA ILLUMINATION - Use code TEETHMATTER10 for 10% off https://goenova.com/ If you want to join the conversation about the realities of dentistry, follow: Instagram: @_teethmatter LinkedIn: Ellie Halabian__________________________If you enjoy the podcast, subscribe and rate ⭐️. If you think a friend will enjoy it, please share it with them.
Mikal Aune and James Derrick unpack the mechanics behind oil's predictive value for inflation and interest rates. They compare today's situation with 2008, noting that while gas and crude would need to rise substantially to match that crisis in real terms, structural differences matter: the U.S. now produces roughly 30% of global oil versus 8% in 2008. That shift means more domestic corporate earnings from energy firms, cushioning some effects and benefiting diversified portfolios. Still, sustained high oil prices increase vulnerability to a recession by draining consumer excess and constraining the Fed's policy, potentially keeping mortgage and auto rates elevated for longer.
Two Quants and a Financial Planner | Bridging the Worlds of Investing and Financial Planning
In this Weekly Wrap, Jack Forehand and Matt Zeigler break down why rising long-term bond yields may be justified by stronger nominal growth, large fiscal deficits and AI-driven capital spending, and why the bigger market risk may be an AI earnings bubble rather than a valuation bubble. Featuring Kevin Muir, Dan Rasmussen and Ian Cassel, the episode also explores private equity's huge software bet, the traits of elite stock pickers, and how the worldview of AI leaders could be driving unusually aggressive capital spending and risk-taking.Topics covered:Why long-term bond yields may be more rational than alarming given stronger nominal GDP, inflation, deficits and heavy Treasury and corporate issuanceHow global fiscal expansion and the AI infrastructure build-out are adding to bond supply and upward pressure on ratesWhy suppressing market interest rates can distort an important economic signal and create unintended consequencesHow private equity became a lagged momentum investor and built massive exposure to software and healthcare technologyWhy recurring revenue does not make a business bulletproof, and how AI could challenge software economics that once looked untouchableIan Cassel's benchmarks for good, great and GOAT stock pickers, from 10-year outperformance to 20% annualized returnsThe five or six core investing skills elite stock pickers need, and why world-class investors become exceptional at one or twoHow AI CapEx can boost current supplier earnings while the buyer's expense is spread over years through depreciationWhy an AI earnings bubble could exist even if headline valuation multiples do not look extremeHow futurism, expected-value thinking and confidence in AGI may be encouraging AI leaders to take enormous capital spending risksTimestamps:00:00 Intro: Kevin Muir, Dan Rasmussen and Ian Cassel05:09 Why suppressing bond yields could create new risks09:54 Private equity as a lagged momentum investor14:15 Why investment committees chase three- and five-year returns19:00 The skills that separate good investors from great ones23:11 Why elite stock picking takes a decade or more to judge27:18 How AI CapEx is changing cash flow, buybacks and earnings31:47 Price bubbles vs earnings bubbles36:00 Why AI leaders may be taking massive CapEx risk40:49 AI adoption bottlenecks and the need for skepticismLearn more about the Excess Returns podcast network:https://excessreturns.coNo information discussed in this podcast should be construed as investment advice. Securities discussed may be held by the hosts and guests, their firms or their clients.
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We Challenge Connor Price to Movie Jeopardy
Jadarian Price to MARS; Jordyn Tyson, Zach Charbonnet to IR
Where else are you going to get GTA6, WiFi7, M6, WPA3, RTX 5090 and Atari 2600 coverage all in the same show? No where else, that's where. Listen to the dulcet tones of tech whisperers go over the weekly news and so much more. Hot Chips, SteamOS, Outlook stupidity! Oh, and Linux turns 35.Timestamps:00:00 Intro00:46 Patreon01:44 Food with Josh04:24 Breaking news - Hot Chips was all about ai11:06 Apple has new silicon and Macs16:20 Linux turns 3517:25 SteamOS 3.9 Main boots on Intel Arc B58018:53 Careful when you upgrade to WiFi 722:55 New Outlook can look more like old Outlook now25:40 How much is that 5090 in the window?29:25 NVIDIA financials35:21 (In)Security Corner51:06 Gaming Quick Hits56:07 Picks of the Week1:08:31 Outro ★ Support this podcast on Patreon ★