Podcasts about Experian

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3580: Jeff Rose highlights practical financial lessons that can shape a more secure future, from understanding credit scores and investing early to recognizing the value of entrepreneurship. Through relatable examples and simple explanations, he shows how small financial decisions made young can compound into long-term wealth and opportunity. Read along with the original article(s) here: https://www.goodfinancialcents.com/7-personal-finance-lessons-wish-everyone-learned-high-school/ Quotes to ponder: "Your credit score is an important part of your overall financial health, and it can make a huge difference in how you manage your finances as an adult." "I believe the earlier we teach students about financial basics, the better off they'll be." "When people don't know better, they don't do better." Episode references: Fidelity Investments: https://www.fidelity.com/ Experian: https://www.experian.com/ TransUnion: https://www.transunion.com/ Vanguard: https://investor.vanguard.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3580: Jeff Rose highlights practical financial lessons that can shape a more secure future, from understanding credit scores and investing early to recognizing the value of entrepreneurship. Through relatable examples and simple explanations, he shows how small financial decisions made young can compound into long-term wealth and opportunity. Read along with the original article(s) here: https://www.goodfinancialcents.com/7-personal-finance-lessons-wish-everyone-learned-high-school/ Quotes to ponder: "Your credit score is an important part of your overall financial health, and it can make a huge difference in how you manage your finances as an adult." "I believe the earlier we teach students about financial basics, the better off they'll be." "When people don't know better, they don't do better." Episode references: Fidelity Investments: https://www.fidelity.com/ Experian: https://www.experian.com/ TransUnion: https://www.transunion.com/ Vanguard: https://investor.vanguard.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Simplifying the complex world of healthcare reimbursement. In this episode, Jason Considine, President of Experian Health, discusses shifting the industry's focus from denial management to denial prevention by leveraging AI at the point of registration. He discusses the implementation of the Patient Access Curator, a tool that automates insurance discovery and validation to reduce human error and administrative costs. He also explains how Experian leverages rich data assets, such as employment data, to help providers navigate new regulatory requirements, such as the OBBA. This episode explores the mission of leveraging advanced technology to eliminate administrative waste, enabling resources to be redeployed into direct patient care. Tune in to start from the start with denial prevention! Resources Connect with and follow Jason Considine on LinkedIn. Follow Experian Health on LinkedIn and explore their website.

In this episode of Embracing Marketing Mistakes, Sam Benton, co-founder of Mad Masters, joins Chris Norton and Will Ockenden to revisit one of his most unforgettable marketing moments. Early in his career, Sam walked into a major pitch for Expedia only to realise that Experian's logo was proudly displayed on every single slide. What could have been a career-ending blunder turned into a long-standing client relationship and a story that still gets a laugh today.The team reflects on the lesson behind the mishap. Sam shares how working alongside Rory Sutherland shifted his perspective from “knowing it all” to embracing curiosity and collaboration. It's an honest conversation about humility, growth, and the surprising ways that small mistakes can lead to big professional wins.Whether you have ever sent the wrong deck or just enjoy hearing marketers own their most human moments, this episode is equal parts insightful and entertaining.Send us Fan MailIs your strategy still right in 2026? Book a free 15-min no obligation discovery call with our host:

Shoot us a Text.Episode #1348: Today we cover Tesla raising Model Y prices for the first time in years, lenders diving deeper into subprime auto financing, and why automotive advertising is quietly losing market share.Show Notes with links:Tesla just bumped prices on several higher-trim Model Y variants for the first time in two years, signaling confidence that EV demand may be heating back up. Meanwhile, Wall Street is still trying to decide if the stock is charging ahead or stuck in traffic.Tesla raised prices by $1,000 on the Model Y Premium RWD and AWD trims, while the Performance trim climbed by $500.Entry-level Model Y versions remain unchanged, suggesting Tesla is protecting affordability while testing premium demand elasticity.Analysts point to rising gas prices and battery material costs as possible drivers behind the move.Despite the pricing confidence, TSLA stock slid over 4% Friday and dipped again Monday as investors weigh slowing momentum and new technical buy points.Auto lenders are diving deeper into subprime financing as affordability pressures push buyers back into the market and lenders get more aggressive chasing deals. The result? More approvals, higher payments, and longer loan terms.Subprime and deep subprime borrowers made up 15.4% of all auto loans and leases in Q4, the highest share since 2021.Average interest rates are eye-popping: 13.2% for subprime new-car loans and nearly 22% for deep subprime used-car loans.Dealers say lenders are “digging a little deeper” rather than dramatically lowering standards, helped by better data and digital document verification.Experian's Melinda Zabritski summed it up saying, “As affordability remains top of mind, both lenders and consumers are adapting.”For decades, automotive advertising practically was the ad industry. But now, shrinking OEM budgets, EV uncertainty, and Tesla-style marketing strategies are changing the game and auto's share of ad spend is slipping below a historic benchmark.Automotive advertising is projected to fall below 10% of total ad category spend for the first time ever tracked by Guideline.The category shrank roughly 7% in 2025, with spending pressure continuing into 2026.Analysts point to weaker EV momentum and automakers scaling back electric initiatives as major contributors.Newer brands are ditching traditional “big splash” campaigns in favor of leaner marketing approaches, following Tesla's no-advertising playbook.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast  as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Diane King Hall breaks down the biggest tech movers on the last trading day of the week. Figma (FIG) climbs after a beat and raise quarter while Applied Materials (AMAT) slips on similar earnings. Diane also touches on ServiceNow's (NOW) move higher on its AI partnership with Experian.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Hoy comentamos la apuesta de Qualcomm por un futuro posmóvil dominado por agentes, la locura inversora alrededor de Cerebras, la compra de Mirantis por IREN para convertir GPUs en infraestructura usable, el aviso de Experian sobre el papel de la IA en el 40% de las brechas de datos de 2025 y el cometa C/2025 R3 PANSTARRS, que nos regala un poco de perspectiva cósmica.Puedes seguirnos en YouTube en https://youtube.com/olivernabani y puedes unirte al Discord Mashain en https://olivernabani.com/discord

How will artificial intelligence transform the most human parts of wealth management? In this episode, we explore where technology meets empathy, and what the future looks like for financial professionals and their clients as AI adoption accelerates across the industry. Our guest, Carrie Nelson, is the founder of Atlas Point and a veteran leader with experience at Ernst & Young, Experian, and Edward Jones. Carrie shares her journey from big-firm consulting to building a platform that empowers advisors to navigate a rapidly changing landscape, with a focus on the coming great wealth transfer and the next generation of clients. Together, we discuss why human connection is still essential—even as AI creates new efficiencies—and how Atlas Point blends behavioral science and smart tools to bridge the gap. For anyone interested in the future of finance, entrepreneurship, or the emotional side of money, this is a must-listen episode filled with real-world stories and actionable insights.   To get the latest from Carrie Nelson, you can follow her below! https://www.linkedin.com/in/carrie-nelson-5377864/ https://www.theatlaspoint.com/   Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing! Website: www.marciadawood.com Do Good While Doing Well Learn more about the documentary Show Her the Money: www.showherthemoneymovie.com And don't forget to follow us wherever you are! Apple Podcasts: https://pod.link/1586445642.apple Spotify: https://pod.link/1586445642.spotify LinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/ Instagram: https://www.instagram.com/theangelnextdoorpodcast/ Pinterest: https://www.pinterest.com/theangelnextdoorpodcast/ TikTok: https://www.tiktok.com/@marciadawood

In this week's episode, Damien and Andy discuss 9 ways to spring-clean your finances, covering everything from budgeting to taxes. Damien then discusses the UK investment gap and the 15 million Brits who are hoarding £610 billion in cash, and why that is a problem.Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Support the show by visiting and bookmarking our dedicated podcast page:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Click to support the showLinks referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to our weekly newsletterTake out a free trial of 80-20 investorDamien's Money MOTCheck your credit files for free (ClearScore, Experian, Credit Karma)The Debt Snowball Method ExplainedHow to check your tax codePension calculatorEntitled To (Benefit calculator)Best Savings Accounts in the UK (Best Buy Tables)Hargreaves Lansdown Active Savings review

In today's episode, we go through some migration trends popping up across the U.S. Plus, Robbie sits down with Experian's Joy Mina and Ken Tromer for a discussion on helping mortgage lenders cut costs and speed up closings by offering an early, integrated view of employment verification that improves decision-making, enhances borrower experience, and supports broader automation in lending workflows. And we close by looking at trends in delinquency data.Thank you to Experian Verify, a comprehensive income and employment verification solution for mortgage lenders. By uniting instant payroll data, permissioned access, and research verification in one seamless experience, Experian Verify helps lenders reduce friction, accelerate decisions, and confidently verify every U.S. worker.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In this episode, host Greg Palmer sits down with Debbie Hsu, EVP of Product at Experian, to discuss the company's innovative approach to empowering consumers through technology. Debbie shares insights into her role at Experian, where she leads product development for North America's consumer services.She highlights Experian's mission to bring financial power to all by leveraging data and technology responsibly, creating tools that help consumers better understand and manage their financial situations with confidence. Debbie's passion for solving meaningful problems at scale shines through as she explains how Experian is working to make a real impact on consumers' financial lives.The conversation focuses on Experian's virtual assistant, EVA, a consumer-first AI tool designed to simplify complex financial questions and provide actionable guidance. Available through the Experian app and website, EVA helps users navigate tasks like improving credit scores with Experian Boost, freezing credit files during data breaches, and understanding spending and cash flow insights.Debbie emphasizes the importance of finance-specific AI tools like EVA, which are built on trusted data and domain expertise, as opposed to generic AI solutions that may provide misleading or incomplete advice. She also shares how real-world consumer interactions with EVA have revealed a strong need for clarity on financial fundamentals, such as credit scores, debt management, and identity protection.Debbie concludes by discussing the critical role of trust in AI-driven financial tools. She outlines Experian's commitment to transparency, high-quality data, and strong governance to ensure EVA acts in consumers' best interests. By empowering users to stay in control of their financial decisions and providing personalized, explainable recommendations, Experian aims to build lasting trust with its customers. This episode offers valuable insights into how consumer-centric AI can address real financial challenges and create a more inclusive financial ecosystem.More info:Experian: https://www.experian.com/; https://www.linkedin.com/company/experian/EVA: https://www.experian.com/blogs/ask-experian/what-is-eva/Debbie Hsu: https://www.linkedin.com/in/debbie-hsu/Greg Palmer: https://www.linkedin.com/in/gregbpalmer/Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/FinovateSpring: https://informaconnect.com/finovatespring/#Finovate #FinovateSpring #Banking #banks #Experian #EVA #consumer #credit #lending #digitaladoption #cx #podcast #fintechpodcast #financialservices #innovation #digitraltransformation #fintech #finserv #modernization

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions Bobbleheads: https://store.barstoolsports.com/products/mostly-sports-bobblehead-ii?variant=42353493114977 Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Reese's: Get Reese's at https://www.hersheyland.com/reeses Experian: Download the app and get started for free. Results will vary. Not all payments are boost-eligible. Some users may not receive improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. See Experian.com for details. Chevy: Check out the current offers and build your own Chevy Silverado at https://Chevy.com DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER or 1-800-MY-RESET, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD), 1-800-981-0023 (PR). 21+ and present in most states. (18+ DC/KY/NH/PR/WY). Void in ONT. Eligibility restrictions apply. On behalf of Boot Hill Casino (KS). Pass-thru of per wager tax may apply in IL. Opt-in req. 1 Profit Boost Token issued per customer per day, valid only for NBA Playoff bets. Bet restrictions apply and vary when offered (e.g. type, legs req. min. odds req.). Max. bet and Boost amount vary. Tokens are single-use and expire at the end of the last NBA game each day when offered. Must select token BEFORE placing bet. Boost only applies to winnings. Terms: sportsbook.draftkings.com/promos. Sponsored by DK. Magnolia Pictures: See NORMAL only in theaters starting April 17. Get your tickets now at https://www.normalthemovie.com/ NOBULL: Visit https://nobullproject.com and use code SPORTS for 35% off your entire FIRST order Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

In this episode of The Publisher First Podcast, host Kurt Donnell sits down with Jake Abraham, Head of Strategic Partnerships at Experian Marketing Services. They dive into the future of publisher monetization, the role of data marketplaces in the ecosystem, and how Jake's unique background as an award-winning film producer informs his strategic approach to ad tech and media innovation.Jake's LinkedIn: linkedin.com/in/jake-abraham-a908404/Podcast Website: https://open.spotify.com/show/2i2ON2nNYrZXjjNfp42g7T?si=t5OrfT8oRTabaQmEWQ764wLearn more about FreestarEmail: podcast@freestar.comWebsite: http://freestar.com/A #PublisherFirst Production

Major agencies are pulling back ad spend from The Trade Desk's OpenPath platform, citing concerns of hidden fees and lack of transparency. Meanwhile, TTD is shifting its payment model for identity providers, like LiveRamp and Experian. All said, The Trade Desk is facing a new set of rising tensions with agencies over transparency — and more importantly, programmatic control.

Simplifying the complex world of healthcare reimbursement. In this episode, Jason Considine, President of Experian Health, discusses shifting the industry's focus from denial management to denial prevention by leveraging AI at the point of registration. He discusses the implementation of the Patient Access Curator, a tool that automates insurance discovery and validation to reduce human error and administrative costs. He also explains how Experian leverages rich data assets, such as employment data, to help providers navigate new regulatory requirements, such as the OBBA. This episode explores the mission of leveraging advanced technology to eliminate administrative waste, enabling resources to be redeployed into direct patient care. Tune in to start from the start with denial prevention.  About Jason Considine: Jason Considine is the President of Experian Health, having taken the helm in April 2025. He previously served as the Chief Commercial Officer for more than 3 years, leading sales, marketing, and business development. With nearly 20 years of experience in the healthcare industry, Jason is dedicated to using data analytics and software solutions to simplify administrative processes for hospitals and medical practices. Things You'll Learn:  How Experian Health aims to simplify healthcare by improving the efficiency of how providers are reimbursed by patients and payers. The industry shift from costly back-end denial management to proactive denial prevention by leveraging AI at the point of registration. How the Patient Access Curator tool automates insurance discovery and updates registration systems in seconds to reduce denials by over 30%. The importance of transparency in AI to build trust and unlock the "black box" of decision-making in highly regulated healthcare environments. How providers can prepare for the OBBA regulation by using employment data to automate Medicaid qualification decisions. Why the AI "arms race" between payers and providers makes adopting intelligent automation essential for an organization to thrive and survive. Resources:  Connect with and follow Jason Considine on LinkedIn. Follow Experian Health on LinkedIn and explore their website.

When money feels tight, it's not just your finances that suffer; your peace of mind does too. For most people, confusion around debt, savings, and investing leads to avoidance, poor financial choices, and constant overwhelm. In this final episode of The Money Reset series, presented by Experian, Hala Taha shares how to create immediate financial relief while building long-term stability. You'll hear insights from trusted voices like Suze Orman, Morgan Housel, and Jade Warshaw on how to move from financial stress to lasting financial peace. In this episode, Hala will discuss: (00:00) Introduction (01:13) Tiffany Aliche's Noodle Budget Baseline (02:42) Jade Warshaw's Financially Responsible Checklist (05:22) How to Sequence Debt Payoff Strategically (07:44) Saving vs. Debt Clearance: Which Comes First? (10:09) Why Fear Is Your Biggest Wealth Barrier (13:37) Using Money as a Life Tool, Not a Scorecard (15:46) What Financial Peace Actually Feels Like Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E259 with Tiffany Aliche: youngandprofiting.co/TAE259  YAP E299 with Jean Chatzky: youngandprofiting.co/E299  YAP E245 with Tori Dunlap: youngandprofiting.co/E245 YAP E200 with Suze Orman: youngandprofiting.co/E200  YAP E266 with Morgan Housel: youngandprofiting.co/4147SpO  YAP E380 with Jade Warshaw: youngandprofiting.co/JWE380  The Money Reset Series E1: youngandprofiting.co/TMRSEP1  The Money Reset Series E2: youngandprofiting.co/TMRS-E2  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support  our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Personal Finance, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance Podcast

It's always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait?     Credit Bureau Errors: Segment 1 Ask Clark: Segment 2 The Price Of New Cell Phones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Experian and TransUnion Are Leaving More Mistakes on Credit Reports — ProPublica Why You Need To Check Your Credit Report Today - Clark Howard What Is a Good Credit Score? - Clark Howard Clark Deals: Cell Phones & Smartphones Archives 5 Tax Scams You Need To Watch Out for in 2026 - Clark Howard What's the Best Savings Account for a Teenager? - Clark Howard What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we go through how in these modern times, a tweet can impact bond market pricing. Plus, Robbie sits down with Xactus' Shelley Leonard and Experian's Michele Bodda for a discussion on shifts in credit scoring, opportunities to modernize data and workflows, misconceptions that slow progress, and how lenders should approach credit strategy in 2026. And we close by looking at why upcoming surveys could dictate mortgage rates.Thank you to Quorum Federal Credit Union, which offers a broker outlet. Quorum empowers brokers to close more deals with flexible, high-LTV mortgage and HELOC solutions featuring up to 4 percent comp, low FICO options, and versatile programs for nearly every borrower scenario.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

Learn how to prepare for early retirement and deal with credit report errors that won't go away. Why are credit report errors getting harder to fix? How do you prepare for retirement if you may have to stop working earlier than expected? Hosts Sean Pyles and Elizabeth Ayoola discuss early retirement planning to help you understand how to build a backup plan before an income shock forces your hand. But first, news writer Anna Helhoski joins Sean Pyles to discuss ProPublica's reporting on weaker Consumer Financial Protection Bureau oversight and credit bureau complaint handling with Joel Jacobs, data reporter at ProPublica. They discuss falling relief rates at Experian and TransUnion, how errors can damage borrowing and housing options, and what records to keep when you challenge a mistake. Then, after a prompt from listener Lisa, Sean and Elizabeth discuss preparing for an early or forced retirement. They discuss how to pressure-test your nest egg with a CFP, how tools like the 72(t) rule and Social Security can help cover an income gap before age 59½, and how part-time work, lower debt, and cheaper housing can make an unexpected retirement more manageable. Thrivent article: https://www.thrivent.com/insights/social-security/social-security-break-even-point-what-it-is-how-to-calculate-yours#how-to-calculate Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Grootes speaks to Jaco van Jaarsveldt, Chief of Strategy and Innovation at Experian Africa, about shifting consumer credit behaviour in South Africa, as new data shows households increasingly prioritising home loan repayments, with mortgage defaults improving sharply to a two-year low. While the overall default rate has declined, the data points to rising pressure beneath the surface, with retail loan defaults worsening and more consumers particularly in higher-income brackets leaning on credit cards and personal loans to manage day-to-day expenses, highlighting a more complex and strained credit environment despite signs of recovery. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 to 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

The quote “good artists copy, great artists steal” also applies to advertising. Some ads are paying homage while some simply rip others off when creatives spot a good idea.In this episode, the Campaign team takes a look at some of the recent ads that look noticeably similar, including British Heart Foundation and Cancer Research, Crocs and the V&A, Experian and an Amazon ad from 2023, Primark and Levi's iconic denim ad and Apple Watch and Rebook's "Belly's going to get you" in 2000.Some creatives argue that ads can get away with copying if it's "over five years old and 5000 miles away", while others suggest it is "lazy" and creatives should be "named and shamed".Host tech and multimedia editor Lucy Shelley is joined by deputy creativity and culture editor Charlotte Rawlings, reporter Eszter Gurbicz and editor Maisie McCabe.Further reading:Is there such a thing as an original (OOH) idea?Is pre-testing a ‘no-brainer'? With Martin BeverleyComing up in the Campaign calendar:Influencer360 on 28th April Hosted on Acast. See acast.com/privacy for more information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Mark Connon is a seasoned executive in the adtech, martech, and data industry, currently serving as CEO of Bombora, a leading provider of B2B intent data and audience solutions that helps marketers identify in-market buyers through aggregated, privacy-compliant signals from publisher content consumption.He joined Bombora as President in May 2023 and assumed the CEO role around mid-2024, succeeding founder Erik Matlick. Under his leadership, the company focuses on open B2B ecosystems, bridging B2B and B2C-style targeting precision, combating data fragmentation, and enabling actionable, high-precision audiences for performance marketing and sales alignment.His career includes key roles such as:Chief Operating Officer at TapAd (acquired by Experian in 2020), transitioning to General Manager and EVP of Product and Marketing for Experian Marketing Services.SVP and Global Chief Mobile and Data Officer at AOL (later Verizon Media), where he led mobile advertising, data strategy, and enterprise data commercialization.Various C-level positions at public and private marketing/advertising companies.A business strategist and entrepreneur, he serves as an advisor or board member for multiple ad/martech firms. He's a frequent speaker and contributor on topics like intent data, B2B targeting evolution, privacy-compliant innovation, and the future of open data ecosystems (e.g., podcasts like The Agile Brand, op-eds in The Current, and interviews in SalesTechStar).Based in New York, he's active on LinkedIn (linkedin.com/in/markconnon) and recognized for his expertise in scaling data-driven marketing solutions.

What will personal finance actually look like five years from now? Will we all have AI money assistants? Will financial advisors still exist? And could technology finally make managing money easier instead of more overwhelming? In this episode, Shari Rash sits down with Dacy Yee, President of Experian Consumer Services, to talk about how technology is transforming the financial world—and what it means for everyday people trying to make smarter decisions with their money. Dacy shares her unexpected career journey from law school to leading one of the largest consumer finance platforms in the world, why many careers (including hers) take unexpected turns, and the advice that helped her move into executive leadership. The conversation also dives into how technology, AI, and automation could remove many of the barriers that have historically kept people out of financial conversations—from fear of asking “dumb questions” to the belief that you need a lot of money before you deserve advice. You'll hear how tools like Experian's new “Big Financial Friend” initiative aim to make personal finance more approachable, how AI could act as a financial co-pilot that helps you make better decisions automatically, and why the future of finance might actually feel more human—not less. Shari and Dacy also talk about women in finance, the importance of speaking up about your career goals, and why the advice “declare what you want” can change the trajectory of your career. This episode will leave you thinking differently about where technology is taking our financial lives—and how you can use it to your advantage. You'll hear: Why many careers in finance happen by accident rather than design How AI and technology will change personal finance in the next five years Why access and personalization will define the future of financial advice How tools like Experian's virtual assistant help remove shame and barriers around money The career advice that helped Dacy move into executive leadership What a “life credit report” might actually measure If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial freedom can feel out of reach when you rely on willpower alone. Without a solid financial structure, daily life can disrupt budgeting, saving, and spending plans, trapping you in cycles of overspending and debt. In the second episode of The Money Reset series presented by Experian, Hala Taha shares simple tools and habits that you can implement today to take control of your finances. With insights from experts like James Clear, Jade Warshaw, and Morgan Housel, you'll learn how to build sustainable financial systems that help you create long-term wealth, even when life gets chaotic. In this episode, Hala will discuss: (00:00) Introduction (01:45) Why Financial Habits Beat Willpower Every Time (05:40) Systems vs Goals in Personal Finance (07:25) Loud Budgeting and Money Boundaries (11:18) Tiffany Aliche's Baby Budget Account System (14:46) Designing Friction to Kill Bad Spending Habits (17:19) Ramit Sethi's Conscious Spending Plan  (19:09) Frugality as a Wealth-Building Strategy Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E265 with James Clear: youngandprofiting.co/4j4khkC  YAP E266 with Morgan Housel: youngandprofiting.co/4147SpO  YAP E380 with Jade Warshaw: youngandprofiting.co/JWE380  YAP E259 with Tiffany Aliche: youngandprofiting.co/TAE259  YAP E220 with Ramit Sethi: youngandprofiting.co/E220   YAP E367 with Scott Trench: youngandprofiting.co/STE367  The Money Reset Series E1: youngandprofiting.co/TMRSEP1  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support  our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Stock Market, Scalability, Investment, Risk Management, Financial Planning, Business Coaching, Finance Podcast

What do Bigfoot and credit reports have in common? They're both surrounded by myths. While we may never settle the question of an eight-foot-tall creature wandering the woods, we can clear up the confusion around credit reports. On this episode of Faith & Finance, Neile Simon, a Certified Credit Counselor with Christian Credit Counselors, stops by to clear up some of the most common misconceptions about credit reports and credit scores. Understanding how credit really works can help you avoid costly mistakes and make wiser financial decisions. Myth #1: Paying Off Debt Instantly Fixes Your Credit Paying down debt is always a good step—but it doesn't instantly produce a perfect credit score. A credit score reflects your history of borrowing and repayment. Lenders use it as a snapshot of how responsibly you've managed credit over time. That means improvement takes patience. The most important habit is simple: consistently pay your bills on time. Over time, that steady pattern will strengthen your credit profile. And beware of anyone claiming they can “fix your credit overnight.” Building good credit always takes time. Myth #2: Credit Counseling Ruins Your Credit Score Many people fear that seeking help will damage their credit—but that's not true. Participating in a credit counseling program is considered a neutral mark on your credit report. What can affect your score is closing accounts, not the counseling itself. In fact, nonprofit credit counseling agencies often help people regain control of their finances through structured debt management plans. If you seek help, make sure the organization is accredited and nonprofit. That's why Christian Credit Counselors is the only organization we recommend for credit counseling and debt management.  Myth #3: Canceling Credit Cards Boosts Your Score Closing credit cards may seem responsible, but it can actually lower your credit score. Why? Because it reduces your available credit, which increases your credit utilization ratio—a key factor in credit scoring. If you have credit cards with zero balances and no annual fees, keeping them open can actually help your score. If you must close accounts, do it gradually—perhaps one every six months—to minimize the impact. Myth #4: Too Many Inquiries Hurt Your Score This myth was once more accurate than it is today. Credit bureaus now recognize that consumers shop for loans. If you're applying for a mortgage or car loan, multiple inquiries within a short window—typically about 45 days—are counted as a single inquiry. That means you can compare offers without damaging your credit score. And when it comes to checking your own credit report, that's considered a soft inquiry, which does not affect your score at all. In fact, it's wise to check your credit regularly to monitor for fraud or mistakes. Myth #5: You Don't Need to Check Your Credit If You Pay Bills on Time Even responsible borrowers should check their credit reports. Studies suggest that a large percentage of credit reports contain errors. Reviewing your report once or twice a year allows you to catch mistakes or fraudulent activity early. You can obtain free reports from all three major bureaus at AnnualCreditReport.com. Correcting errors can take time—sometimes up to 90 days—so staying proactive is important. Myth #6: All Credit Reports Are the Same There are three major credit bureaus: Equifax, Experian, and TransUnion. Each may contain slightly different information because creditors don't always report to all three bureaus, and updates may occur at different times. Different lenders may also use different scoring models depending on the type of loan—auto, mortgage, or credit card. For the most complete picture, it's wise to review all three reports. Myth #7: Divorce Automatically Removes Joint Debt Divorce agreements may divide debts between spouses—but they don't change the original credit contract. If your name remains on a joint account, you're still legally responsible for the debt. If the other person misses payments, your credit score can suffer too. That's why it's important to close joint accounts or refinance debts into one person's name whenever possible. Myth #8: All Negative Marks Disappear After Seven Years Some negative items disappear after seven years—but not all. For example: Chapter 13 bankruptcy: up to 7 years Chapter 7 bankruptcy: up to 10 years Positive closed accounts: can remain for 10 years The good news is that positive information usually stays longer than negative information, helping your score recover over time. Myth #9: You Can Pay Someone to “Fix” Your Credit Many companies promise fast credit repair—but most simply send dispute letters to creditors. If the information on your credit report is accurate, it cannot be removed. That means many consumers pay fees without seeing real results. The truth is, you can dispute errors yourself for free. Christian Credit Counselors provides free resources and sample dispute letters to help you correct inaccuracies. The Bottom Line Understanding how credit works empowers you to use it wisely. Credit reports aren't mysterious or magical—they simply reflect how consistently and responsibly you've handled debt over time. With accurate information, good habits, and a little patience, you can build a strong credit profile that supports your financial goals. And when challenges arise, seeking wise counsel and staying informed can help you move toward greater financial freedom. If you're struggling with credit card debt, Christian Credit Counselors can help. They've helped thousands of people get out of debt 80% faster while honoring their financial obligations. Visit ChristianCreditCounselors.org or call 800-557-1985 to learn more. On Today's Program, Rob Answers Listener Questions: My small retail business in a local mall is struggling as other stores close and sales decline. We're starting to lose money and take on debt. Should I consider closing the business and pursuing a new venture or a job to stabilize our family's finances? We've always tithed on our gross income. After selling our previous home, we made a non-taxable profit but used it to buy another home that still needs repairs and has a small mortgage. Should we tithe on that profit, or focus on maintaining the home and paying down the mortgage? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors AnnualCreditReport.com  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Identity theft gets talked about a lot, but usually in the abstract: freeze your credit, watch your statements, don't click suspicious links. What doesn't get talked about nearly enough is what it actually feels like when someone isn't just using your card number, but is actively living as you. My guest today is Brooklyn Lyons. She's 25, recently married, and by her own admission, had no particular expertise in fraud or cybersecurity before October of 2024.  That changed when her car window was smashed in a parking lot, and her work bag, laptop, wallet, driver's license, and everything was gone by morning. What followed wasn't a quick nightmare with a clean ending. It stretched across months, multiple counties, a jail communication system, the dark web, and a wanted fugitive who dyed her hair to look more like the face on a stolen ID. Brooklyn didn't just sit with it. She pulled criminal records, reverse-searched phone numbers, tracked an inmate's transfers across four facilities, identified a suspect on her own, and eventually filed a civil lawsuit without an attorney.  We talk about what it feels like when someone is pretending to be you, not just spending your money, but messaging people as you, signing up for accounts as you, building a life in your name. We also get into the specific steps she took to fight back, the tools she wishes she'd known about sooner, and what recovery actually looks like when the case isn't closed, and the person still hasn't been caught. Show Notes: [1:47] Brooklyn introduces herself as a 25-year-old from Texas with no prior experience in fraud or identity theft. [2:13] She describes moving to the DFW area after getting married in June 2024 and being aware of the high rate of car break-ins in the region. [3:32] Her car window is smashed overnight, and her work bag is stolen, containing her laptop, wallet, driver's license, and all her cards. [4:03] Brooklyn's immediate response is to freeze her credit with all three bureaus and cancel her cards within 10 to 15 minutes. [4:57] Despite locking everything down, her cards are maxed out, and a police report is filed with little follow-up from law enforcement. [5:12] A period of quiet follows before a letter arrives around Valentine's Day 2025 claiming she rented a U-Haul and never returned it. [5:48] Experian alerts her that her driver's license has been found on the dark web, arriving almost simultaneously with the U-Haul letter. [7:14] While checking USPS Informed Delivery for a wedding invitation, Brooklyn spots a certified letter from a county jail addressed to her with an inmate's name listed beneath hers. [8:28] She contacts the jail and discovers an inmate had listed her as his girlfriend when booked, requesting she pick up his belongings before a prison transfer. [9:53] Brooklyn looks up the inmate in the state conviction database and finds a record including identity theft, car burglary, organized crime, and credit card abuse of the elderly. [11:58] A jail investigator reveals that the inmate's girlfriend had created an account in Brooklyn's name using her driver's license photo, editing her own appearance to match Brooklyn's features. [14:02] Brooklyn traces the same pattern across multiple county jail facilities the inmate passed through, confirming the woman repeated the identity fraud at each one. [15:13] A detective confirms the woman has stolen or attempted to use 17 other identities, and that Brooklyn is the only one who has caught on so far. [16:52] Four police departments become involved, and Brooklyn begins coordinating with investigators across all of them through a shared email thread. [19:22] Pulling her credit report reveals phone numbers tied to the suspect, leading Brooklyn to discover PayPal accounts, Cash App profiles, and a Facebook page created in her name. [20:58] Brooklyn uses a PayPal password recovery prompt to identify the first three letters of the suspect's real name. [22:03] She requests all jail booking documents containing her name from every county involved and receives text message logs from one department. [22:33] Using a birthday and partial name found in the messages, Brooklyn searches mugshots.com and identifies the suspect herself, later getting vague confirmation from investigators. [24:38] Chris asks whether the suspect and inmate were in a relationship, and Brooklyn explains they appear to share a child and were trying to manage a custody situation. [27:57] Brooklyn investigates whether a Verizon phone number was tied to an account in her name and later finds the suspect's real email embedded in her electricity account profile. [29:27] Brooklyn details changing her driver's license four times throughout the ordeal and suspects the woman is using her information for utility accounts to avoid being found. [31:02] Two police departments issue arrest warrants for the suspect, but she remains at large and difficult to locate. [31:33] Brooklyn files a civil lawsuit on her own without an attorney, drafting the paperwork herself and submitting a known address for the suspect. [32:04] She drafts a settlement agreement requiring the suspect to delete all fraudulent accounts, send proof, and return her physical driver's license, emailing it directly to her. [33:12] The suspect signs the agreement but does not comply with any of its terms within the deadline Brooklyn set. [33:37] Brooklyn files a motion to enforce the settlement agreement, which has since been approved by the court. [36:58] Discussion turns to whether the original car break-in was connected to the couple, with Brooklyn expressing frustration that law enforcement never attempted to link the CVS footage to them. [38:14] Brooklyn reflects on how the situation became consuming, describing obsessive monitoring of jail systems, court records, and criminal databases at its peak. [39:18] She shifts toward healthier monitoring habits, including monthly credit pulls, USPS Informed Delivery checks, and identity protection subscriptions like Aura. [40:33] The emotional toll is discussed, including nightmares, anxiety, therapy, and the strange experience of seeing someone try to physically resemble her. [43:22] Brooklyn describes seeing light at the end of the tunnel, connecting her recovery to moving out of the area and reclaiming her sense of self. [46:13] She reflects on pride in handling most of the case herself and finding closure in knowing the suspect is now aware that Brooklyn knows everything. [48:03] Brooklyn expresses empathy for others who may not have the same access to legal knowledge or law enforcement relationships that helped her navigate the process. [49:14] Practical tips are shared, including USPS Informed Delivery, e-verify identity freezing, and the IRS identity theft PIN available during tax filing. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest

What does it really mean to “be more strategic”? And why are so many talented leaders told they need this skill - without being shown how to develop it? In this episode I'm joined by Charlie Curson, strategy consultant, leadership coach, and author of Be More Strategic. Together, we unpack why strategy so often feels intimidating, how it's different from planning, and how leaders can build the confidence to think and act more strategically - even in uncertainty. In this episode, we explore: Why “be more strategic” is such common (and unhelpful) feedback for leaders The difference between strategy and planning — and why confusing the two causes problems How creativity plays a vital role in strategic thinking (even if you don't see yourself as “creative”) Practical ways to manage uncertainty — without needing all the answers Why future-focused thinking doesn't come naturally to everyone (and how to develop it) Decision-making styles, procrastination, and how to make better calls with imperfect information Charlie's four-level framework for becoming more strategic — from self-awareness to scaling impact This is Influence & Impact for Leaders, the podcast that helps leaders like you increase your impact and build a happy and high performing team. Each episode delivers focused, actionable insights you can implement immediately, to be better at your job without working harder. Work with Carla: 1:1 Leadership Coaching with Carla – get support to help you get your voice heard at work, lead with confidence and develop your career. Book a discovery call About Charlie Curson Founder of Mandarin. Strategic advisor, investor, facilitator and accredited leadership coach with 25+ years across 250+ organisations (including VISA, McDonald's, Unilever, Experian, Volkswagen Group, L'Oréal, Barclays). Lifelong “tinkerer” obsessed with making things faster, better, smarter, who challenges assumptions and turns clarity into action. He helps leaders and teams build strategic capability and momentum. Author of Be More Strategic: 12 Essential Practices to Build the Life and Career You Want. Find out more, and get your copy Take the Be More Strategic Quiz

Experian senior director for automotive Jim Maguire made another appearance on the Auto Remarketing Podcast to recap findings from the company's latest dealer survey that examined the impact of fraud at dealerships. Maguire then touched on the balance dealers and lenders have to create to still have a smooth path to vehicle acquisition for consumers while looking to keep fraud losses to a minimum.

92%ers, welcome to another episode of New Heights brought to you by Experian! First, Jason recaps his time as a plus one in Italy at the Winter Olympics, we get the guys thoughts on the USA being the hockey capital of the world, Travis responds to Laila Edwards claim as the “best athlete from Cleveland Heights,” and we talk about what went wrong at Travis' trip to Pebble Beach. Finally, we are joined by country music legend, Chris Stapleton! We get Chris' reaction to making Jason cry at the Super Bowl, learn that Chris was a big football guy in High School, we sip some whiskey that might have been stronger than we thought, Chris shares his thoughts on the songwriting process, reveals how to write the perfect country and western song, and so much more!Check out Christ Stapleton on tour: https://chrisstapleton.com/tour/Try Some Traveller Whiskey: https://www.buffalotracedistillery.com/our-brands/traveller/traveller-whiskey-blend-40/Check out all of our new merch at https://amzlink.to/az0JVda6JMjOrWatch and listen to new episodes of New Heights every Wednesday during the NFL season and follow us on Social Media for all the best moments from the show: https://lnk.to/newheightshowYou can also listen to new episodes ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. ...Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwSend something to the New Heights Mailbox. Don't be weird though. C/O New Heights Productions135 E OLIVE AVE, BURBANK, CA 91502Support the show: EXPEDIA: The one place you go to go places. https://www.expedia.com/AMERICAN EXPRESS: Card members can enjoy access to over 1,550 airport lounges worldwide, the largest global lounge network, compared to other credit card companies, as of July 2025. Learn more at www.americanexpress.com/withplatinum. Terms apply.CLAUDE: The AI for problem-solvers. Visit www.claude.ai/newheights to learn more.PEPSI: Pepsi Zero Sugar: Let your taste decide! Visit https://www.pepsi.com/where-to-buy to find Pepsi Zero Sugar near you.HILL'S PET: Because you're only human, there's Hill's. Find the right food at www.HillsPet.com/ScienceDoesMoreALLSTATE: Check Allstate first for a quote that could save you hundreds: https://allstate.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

 SRI KAZA |  Former McKinsey Partner, CEO, Board Advisor and Small Business Advocate SRI KAZA is a seasoned business leader and small business advocate with a background in corporate strategy and entrepreneurship. After earning degrees from the University of Michigan and Northwestern, he began his career at PricewaterhouseCoopers and Blue Martini Software before advising Fortune 500 companies at McKinsey & Co.He later transitioned to executive roles, including a leadership position at Viking Cruises, before shifting his focus to small business support. Sri founded Talytica, a data analytics startup that helped small businesses assess job applicants, and led the employment tax credit division at Tax Credit Co. (now part of Experian), supporting thousands of businesses in securing government incentives. Most recently, as CEO of ForwardLine Financial, he scaled the private equity-owned company and guided its sale to new investors.His book, Unconvention, draws on this extensive experience, challenging conventional corporate thinking and empowering small businesses to succeed by staying true to their unique strengths.  

In This Episode Guest:Chris Van DusenMarketing & Sales | Private Equity | Corporate StrategyChris Van Dusen is a marketing and growth professional with extensive early-stage and capitalization experience. He is the founder of Parcon Media (now Parcon LLC), former Chief Growth Officer of Balanced Health Botanicals, and a key growth partner behind Surf City Still Works.About Chris Van DusenChris launched Parcon Media and scaled it to $1.5M in top-line revenue in under two years before merging into what is now Parcon LLC. The agency worked with brands including Travis Mathew, Experian, University of California Irvine, University of California Office of the President, and Maglite.As Chief Growth Officer of Balanced Health Botanicals (BHB) in Denver, CO, Chris allocated and deployed a ~$20 million marketing budget to democratize CBD and scale BHB into the largest supplier of hemp-derived CBD globally. His strategy fueled massive DTC and brick-and-mortar growth through 2019 and navigated the shifting COVID-19 landscape in 2020—culminating in a $75M sale to Village Farms (NASDAQ: VFF) in August 2021.Simultaneously, Chris helped scale Surf City Still Works in Orange County, CA. He expanded marketing, retained Southern Glazer's Wine & Spirits (the largest spirits distributor in the U.S.), raised $3.7M in capital, and moved operations into a 25,000 sq ft manufacturing facility—the first of its kind in Orange County. He also built a world-class advisory board including Bob McKnight (Founder of Quiksilver) and Travis Brasher (Founder of Travis Mathew), leading to a merger with Kimo Sabe, a Los Angeles-based mezcal company.Chris holds a Bachelor's degree in Economics from the College of William and Mary. He has served on boards including the Orange County Museum of Art (OCMA) and the Irvine Public Schools Foundation (IPSF). He is a member of Entrepreneur's Organization (EO), Young Executive Council (YEC), a National Board member of Alder, and has previously been a member of PTTOW!. Chris frequently speaks on marketing, growth, product-market fit, and brand building.What you'll learn in this episode:● Why truly understanding your customer is the foundation of scalable growth● How conversion rate optimization can 5X your ROI without increasing ad spend● The difference between lifestyle businesses and venture-scale companies● What venture capital investors actually look for before writing a check● Why focus beats chasing every opportunity● How discipline, grit, and “doing hard things” build elite entrepreneurs● The balance between confidence and coachability in leadershipConnect with Chris Van DusenInstagram: https://www.instagram.com/chrismvandusen/?hl=enTikTok: https://www.tiktok.com/@chrisvandusenYouTube: https://www.youtube.com/@officialcvdFacebook: https://www.facebook.com/christophervandusenLinkedIn: https://www.linkedin.com/in/chrismvandusen/ To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

Most people struggle with personal finance not because they're bad with money, but because they don't know where their money actually goes. When finances lack visibility, control becomes impossible. In the first episode of The Money Reset series, presented by Experian, Hala Taha breaks down the link between financial awareness and wealth control. Featuring insights from trusted finance experts like Dave Ramsey, Suze Orman, and Jade Warshaw, this episode exposes common money blind spots and shows how to gain clarity so you can take back control of your financial life. In this episode, Hala will discuss: (00:00) Introduction (01:45)  How Fear Shapes Our Relationship with Money (04:41) Rational vs. Irrational Money Fears (06:53) Taking Control of Your Finances (09:07) Making Intentional Financial Choices (11:51) How to Identify Where Your Money Is Going (17:28) Spending With Awareness and Intention (20:21) The Meaning Behind Financial Goals (23:10) Taking Responsibility for Your Finances Experian is a global data and technology company that collects and analyzes financial data to help people and businesses understand and manage their finances. Through tools like subscription cancellation and bill negotiation, Experian scans linked accounts for recurring charges, helps cancel unused subscriptions, and works to find better rates on eligible bills. They help put money back in your pocket. Get started with the Experian App today. See experian.com for details. Sponsored By: Experian: Put money back in your pocket by canceling unwanted subscriptions and lowering eligible recurring bills. Get started with the Experian App. See experian.com for details. Resources Mentioned: YAP E261 with Farnoosh Torabi: youngandprofiting.co/E261 YAP E380 with Jade Warshaw: youngandprofiting.co/E380  YAP E200 with Suze Orman: https://youngandprofiting.co/E200  YAP E344 with Dave Ramsey: https://youngandprofiting.co/E344  YAP E299 with Jean Chatzky: https://youngandprofiting.co/E299 YAP E245 with Tori Dunlap: https://youngandprofiting.co/E245  YAP E220 with Ramit Sethi: https://youngandprofiting.co/E220  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Disclaimer: This episode is a paid partnership with Experian. Sponsored content helps support our podcast and continue bringing valuable insights to our audience. Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance Podcast, Saving

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through a primer on how supply and demand are impacting mortgage prices. Plus, Robbie sits down with with Experian's Joy Minaand Ken Tromer for a discussion on how to access reliable income, employment, and asset data upfront in the origination process, enabling more precise prequalification decisions while reducing friction and improving the borrower's early-stage experience. And we close by talking about trends are are seeing across specified pools.This week's podcasts are Sponsored by Cenlar. Cenlar supports lenders and investors with scalable, best-in-class loan servicing built for today's complex market. From compliance to customer experience, Cenlar helps portfolios perform better, borrowers stay supported, and servicers focus on growth. We're proud to partner with a true industry leader.

Experian is one of those giant multinationals convoluted enough to have multiple CEOs all over the world, so first I asked Alex Lintner, Experian's CEO of technology and software solutions, to dig into the classic Decoder questions and explain how all of that even works. He oversees big operations like security and privacy, and now, of course, AI. If you want to participate in the modern economy — rent an apartment, buy a car, get a job, etc  — you're part of Experian's ecosystem, whether you like it or not. At its heart, Experian's core service is data about people and the choices they make. And this extremely valuable data weirdly makes Experian a part of your life  — a life that becomes much smoother if the data the company collects about you tells a good story.  Links:  Roughly half of Americans are knowledgeable about personal finance | Pew Research How Americans view data privacy | Pew Research Consumer voices on credit reports and scores | CFPB Mercedes-Benz CEO Ola Källenius on Decoder | The Verge The Palantir app ICE uses to find neighborhoods to raid | 404 Media T-Mobile customers exposed in major Experian breach (2015) | The Verge All the news about the Equifax breach | The Verge Subscribe to The Verge to access the ad-free version of Decoder! Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Decoder is produced by Kate Cox and Nick Statt and edited by Ursa Wright. Our editorial director is Kevin McShane.  The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea The Unnecessary Roughness crew instantly recaps all things College Football Playoff Round 1. 00:00 Intro 01:05 Miami knocks out Texas A&M 23:35 Alabama storms back against Oklahoma 33:45 The committee messed up (again) 50:15 Round 1 Winners 01:00:00 Round 1 Losers ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Gametime - Download the Gametime app today and use code ROUGH for $20 off your first purchase Fox ONE - Start your 7 Day Free Trial today. Offers are subject to change. Go to FOX One for complete terms and conditions. RocketMoney - Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money at https://RocketMoney.com/rough Wayfair - Head to https://Wayfair.com right now to shop all things home. Experian - Download the Experian® app and meet your Big Financial Friend today. BlueChew - Get 10% off your first month of BlueChew Gold with code ROUGHNESS https://BlueChew.com ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions Bobbleheads: https://store.barstoolsports.com/products/mostly-sports-bobblehead-ii?variant=42353493114977 Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. NASCAR: Catch the action on TV or feel the thrill in person! Secure your NASCAR seat today at NASCAR.com and feel the excitement! https://www.nascar.com/nascar-cup-series/2025/schedule/?cid=NAS_DI_NA_WL_AlwaysOnBarstool_250227 Experian: Download the Experian® app today. Your wallet will thank you. DraftKings: Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA/VA). Valid only where Pick6 operates, see dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. 1 per new DraftKings customer. First $5+ paid Pick Set to receive max. $50 issued as non-withdrawable Pick6 Credits that expire in 14 days (336 hours). Ends 1/25/26 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKings. LIDS: Get ALL CAPS. ALL JERSEYS. ALL HOLIDAY. Only at Lids. From exclusive team gear to custom gifts, there's no better place to turn up your holiday style—Lids has you covered. Shop in-store today and make every gift personal. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. Netflix: Watch Jake Paul vs. Anthony Joshua - TODAY at 8PM Eastern, 5PM Pacific standard time. Live on Netflix. https://www.netflix.com/title/82122635 Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Welcome back to PlanBri! On today's episode I'm joined by Kaylor Martin. We talk relationships, the influencer industry, and our future plans (spoiler alert we don't have any). Visit https://highnoonspirits.com to find a pack near you Go to https://12DaysOfGametime.com today for a chance to experience one of these moments! Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Follow us on Instagram: https://www.instagram.com/planbriuncut/ Follow us on TikTok: https://www.tiktok.com/@planbriuncut?lang=en Follow us on Twitter: https://twitter.com/planbriuncut Our Merch: https://store.barstoolsports.com/collections/planbri-uncut?gad_source=1&gadid=&gclid=EAIaIQobChMI5OfqyMXOhAMVIWtHAR0ywwSVEAAYASAAEgLvMvD_BwE&utm_campaign=18065118167&utm_content=&utm_medium=paid&utm_source=google&utm_term=You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/planbri

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea 00:00 Intro 00:48 Notre Dame opting out 05:21 Cracker Barrel Game of the Week 12:50 ACC predictions review 20:53 Big 12 predictions review 29:27 Big 10 predictions review 36:12 SEC predictions review 50:18 Heisman predictions review 57:37 Army Navy DK parlay 59:16 Playoff predictions revew 01:04:30 Sherrone Moore FIRED ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. Twisted tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Cracker Barrel - Swing by and visit Cracker Barrel today. https://crackerbarrel.com BetterHelp - Get 10% off at https://BetterHelp.com/SMITH. Experian - Download the Experian® app and meet your Big Financial Friend today. Venmo - Get your college-branded Venmo Debit Card now and start earning rewards with Venmo Stash. Sign up at https://venmo.com/collegecard. The Venmo Mastercard® is issued by The Bancorp Bank N.A. Select schools available. Venmo Stash terms and exclusions apply. Max $100 cash back per mo. See terms at venmo.me/stashterms. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

My buddy Noah is back this week to ask me all the questions that guys want to know. Visit https://highnoonspirits.com to find a pack near you Download the Gametime app and use code PLANBRI for $20 off your first purchase. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/planbri

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea The Unnecessary Roughness crew instantly recaps all things College Football Conference Championship Weekend. 00:00 Indiana takes down Ohio State 21:00 Georgia dominates Alabama 36:20 Texas Tech demolishes BYU 46:30 Playpff Bracket exercise 01:01:45 Winners 01:05:00 Losers ++++++++++++++++++++++++ GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Experian - Download the Experian® app and meet your Big Financial Friend today. Get your first month of BlueChew FREE Just use promo code ROUGHNESS at checkout and pay five bucks for shipping https://bluechew.com ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea 00:00 Intro 08:54 Venmo BIG Game Preview (Indiana vs Ohio State) 21:13 Cracker Barrel Game of the Week 34:05 Is the ACC giving us the worst conference championship game ever? 38:46 Can Diego Pavia win the Heisman? 43:02 Unnecessary Roughness Dog Parlay

Brianna and Josh react to clips from the show from over the years and say goodbye to the show:) Thanks to everyone who has listened over the years we love you all! Use code “BFF” on Rhoback.com for 20% off your first order Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience storeYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea The Unnecessary Roughness crew instantly recaps all things College Football Week 14. 00:00 Intro 05:50 Venmo BIG Game Recap (Ohio State @ Michigan) 24:02 Texas hands Texas A&M their first loss 39:50 Ole Miss rolls in Egg Bowl 46:37 Vanderbilt dominates Tennessee 59:51 The coaching carousel is WILD 01:06:20 The ACC is flat out hilarious 01:10:17 Alabama wins the Iron Bowl 01:17:25 Big Ev joins us 01:25:00 Lane Kiffin latest update 01:26:40 Week 14 Winners 01:31:44 Week 14 Losers 01:47:40 Week 14 Shit List ++++++++++++++++++++++++ DraftsKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Venmo - Score more with the Venmo Debit Card. Get 40% off Big Ten Plus, 1 free year of Perplexity Pro, and more. Sign up at https://venmo.com/collegecard. BlueChew - Get your first month of BlueChew FREE Just use promo code ROUGHNESS at checkout and pay five bucks for shipping https://bluechew.com Experian - Download the Experian® app and meet your Big Financial Friend today. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

WELCOME BACK TO PLANBRI! On today's episode I recap my experience on Special Forces, talk about the end of BFFs, and share the piping hot tea my hairdresser shared with me... Visit https://highnoonspirits.com to find a pack near you Download the Gametime app and use code PLANBRI for $20 off your first purchase. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Follow us on Instagram: https://www.instagram.com/planbriuncut/ Follow us on TikTok: https://www.tiktok.com/@planbriuncut?lang=en Follow us on Twitter: https://twitter.com/planbriuncut Our Merch: https://store.barstoolsports.com/collections/planbri-uncut?gad_source=1&gadid=&gclid=EAIaIQobChMI5OfqyMXOhAMVIWtHAR0ywwSVEAAYASAAEgLvMvD_BwE&utm_campaign=18065118167&utm_content=&utm_medium=paid&utm_source=google&utm_term=You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/planbri

The BFFs are back to share their thoughts on the 2025 Grammy Nominations. They discuss Sydney Sweeneys new movie, Kim Kardashian failing the bar, and so much more. They also end up getting in a bit of a fight... Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

The BFFs are back this week to discuss Heidi Klum's Halloween party, dissect the World Series (that Brianna had no idea happened), and so much more. 00:00 BASEBALL 9:30 HEIDI HALLOWEEN 21:23 WHITE LOTUS 24:38 JUSTIN BALDONI & BLAKE LIVELY 30:26 NINA DOBREV 33:25 JULIA FOX'S COSTUME 37:00 ALIX EARLE DWTS DRAMA 42:00 KAT STICKLER & JOHN MAYER 42:30 DEMI LOVATO AS POOT 45:03 MTV'S RIDICULOUSNESS 46:40 JACOB ELORDI & OLIVIA JADE 48:55 WORD OF THE YEAR: 67 50:50 BARSTOOL INTERNET INVITATIONAL Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

The BFFs are live together this week in NYC! Bri and Josh discuss the biggest headlines from this past week including: the Lourve Heist, the Sombr Drama, Selena vs Hailey, and the sexiest men alive! Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Stream Chad Powers only on Hulu. https://www.hulu.com/ Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod