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Irish consumer credit reporting agency

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The Business Credit and Financing Show
Hugo Blackingship & Thomas B. Christiano: How Consumers Can Win Against False Reporting

The Business Credit and Financing Show

Play Episode Listen Later Jul 11, 2025 36:24 Transcription Available


Hugo Blankingship III is a highly respected attorney based in Washington, D.C., specializing in identity theft and false credit reporting issues. With over 30 years of experience, he has built a strong reputation for advocating on behalf of consumers who are struggling with inaccurate credit information. His mission is to help clients get incorrect data removed from their credit reports, allowing them to move forward with their financial lives. A graduate of the University of Virginia (B.A., 1982) and the Marshall-Wythe School of Law at the College of William & Mary (J.D., 1986), Hugo began his career as a law clerk to the Honorable Albert V. Bryan, Jr., former chief judge of the U.S. District Court for the Eastern District of Virginia. This foundation shaped his career and led him to become a passionate consumer rights advocate. Throughout his career, Hugo has fought tirelessly against major credit reporting agencies like Experian, TransUnion, and Equifax, ensuring they adhere to the rules. In 2004, he argued the case Nigh v. Koons Buick Pontiac GMC before the U.S. Supreme Court, and has represented clients before the Supreme Court of Virginia and the U.S. Court of Appeals for the Fourth Circuit. Hugo's clients know him as a tenacious attorney who won't back down in the pursuit of justice. Thomas B. Christiano received a B.A. from the University of Virginia in 1993 and a J.D. from the Marshall-Wythe School of Law at the College of William & Mary in 1999. Mr. Christiano has handled numerous consumer protection cases and specializes in cases involving inaccurate credit reporting under the Fair Credit Reporting Act. He has reviewed the credit reporting procedure process from the major credit reporting agencies and the dispute investigation procedures of many banks who have furnished inaccurate credit information. As an experienced credit report lawyer, he can identify the actual damages associated with credit report problems, including emotional distress damages, the loss of employment opportunities, inability to obtain a mortgage, and loss of use of credit., Mr. Christiano also publishes a blog at yourfaircreditreportlawyernow.com, which is an excellent informational resource on the subject. Thomas B. Christiano has decades of experience helping clients who have been the victim of credit fraud and identity theft. Discover how he can help you!   During the show we discussed: Common credit report errors and their impact on consumers Effects of identity theft on credit and first steps to take Challenges in disputing false credit report information Overview of the dispute process with credit bureaus How bureaus respond to disputes and what to do if ignored Consumer rights under the Fair Credit Reporting Act (FCRA) Role of Equifax, Experian, and TransUnion in disputes What to do when bureaus don't fix errors and how attorneys help Issues with mixed/merged credit files and how to resolve them Fraud tactics in credit manipulation and identity theft prevention Importance of checking credit reports and common review mistakes Steps to fix credit scores after finding report errors How bad credit affects loans, housing, and employment Benefits of working with a credit report attorney vs. doing it alone   Resources: https://www.yourfaircreditlawyer.com/  

DataTalk
The Future of Credit: Leveraging Cashflow Data for Greater Financial Access (Episode 161) #DataTalk

DataTalk

Play Episode Listen Later Jul 2, 2025 14:17


In this #DataTalk episode, we welcome Ashley Knight, Senior Vice President of Product at Experian, as she talks to us about Experian's commitment to leveraging cashflow insights to drive financial inclusion and our new collaboration with Plaid, a leading financial data network used by 1 in 2 U.S. bank account holders. Ashley, who leads the product management team for Experian's Financial Services and Data business, shares insights on how this collaboration is enhancing financial inclusion and creating more opportunities for consumers and clients. Tune in to hear more from Ashley on the power of consumer permissioned cashflow information and how we are transforming the credit ecosystem. Ashley Knight is Senior Vice President of Product and leads the product management team for Experian's Financial Services and Data business with a focus on alternative data, scores, and open banking. She fosters innovation and drives financial inclusion by using new data and Experian's deep expertise in credit.

Be It Till You See It
543. Why This Massive Pivot Was Helpful and Worth It

Be It Till You See It

Play Episode Listen Later Jun 27, 2025 10:39


It's the halfway point of the year and Lesley Logan is bringing big energy to this FYF episode. She shares a powerful story of social impact, celebrates community wins, and reveals two major personal victories including a successful pivot for OPC's Spring Training and a game-changing summer setup at home. Let this episode remind you that ease and effort can absolutely coexist.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How Flau'jae Johnson is changing lives through debt relief and financial literacy.Sonia Ahmed's branding shoots as a powerful act of visibility.Ainsley Walker's multi-faceted wins in community, self-care, and action.The importance of community in offering perspective and inspiration.A behind-the-scenes look at the OPC team's pivot for Spring Training.Smart ways Lesley and Brad beat the Vegas heat and improved sleep quality.Episode References/Links:@femalequotient - https://www.instagram.com/p/DHWTzvLvwx9 If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/ Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/ Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Lesley Logan 0:00  It's Fuck Yeah Friday. Brad Crowell 0:01  Fuck yeah. Lesley Logan 0:02  Get ready for some wins. Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started.Lesley Logan 0:44  Hi, Be It babe. How are you? We made it to the end of June. Holy freaking moly. Halfway through the year. We did it. You did it. Have you out of all the Fridays halfway through the year, have you celebrated wins on each Friday? Maybe you celebrate them all week long. Maybe you celebrate them every single day. I don't know. I want to know. Send your wins in. Send how you, how you celebrate that. Send how you reflect, reflect, reflect, correct and continue. Because we would love to share those out on these episodes to help other be it till you see it. Listeners rock what they got. You know, like, we're in this together, right? A couple episodes of FYFs ago, like, talked about, like, how, when you stand up for yourself, it's Maya Angelou, is like, without knowing that you are actually standing up for all women, right? And I think that's really cool. Think it's really cool. So on these episodes, I share something that inspired me, something that's a win from you, a win of mine, and then a mantra. Lesley Logan 1:32  So on Instagram, I saw this, Flau'jae Johnson is eliminating 5 million of dollars of debt for Louisiana families, that's right, you guys, the LSU basketball star and business major is teaming up with Experian to erase $5 million in medical debt for 5000 families in Louisiana, while also championing financial education. Women are at the heart of the global economy making the majority of a household purchases, purchasing decisions. Yet only 30% of women worldwide are considered financially literate. The gap isn't just about money, it's about power, independence and opportunity. You know what's bigger than basketball? Financial empowerment, Johnson says, and she's leading by example. Flau'jae, you're fucking a badass. So y'all can follow her. She's got 2 million followers. She's amazing. She's kicking ass in basketball. And, like, I just love that she's able to use, use this to do change. You know, I just think, wow, it's amazing. Can you imagine being in those families, maybe we shouldn't have to have those families. They shouldn't have to have this medical debt. But like, I love that she's doing this, and I love that she teamed up with companies who can make this happen, so that that not only are they out of that debt, but then women are learning how to be financially literate from a young age. I'm just obsessed. So thank you for inspiring me, babe, that is what I needed this week. Lesley Logan 2:44  All right, let's get to a win of yours. All right. This one is from Sonia Ahmed. Had my first professional branding shoot. Photo shoot yesterday, got pics with my clients in my studio, some of me in the studio, and then some of me out and about on my laptop for my consulting work. I'm so excited. It's so nice to have photos like, it is a win when you're like, okay, I'm gonna do it. I'm gonna plan this. I'm gonna do this thing. Because, like, it's just we need them. We need them. I, like, how, I hate prepping for a photo shoot, and I'm so glad when I do, because, like, oh my God, then you have the things to show off, the thing that you want to do. You know, we need those things. People need visuals of like, the badass that you are. So way to go, Sonia, way to also bring people in along on that journey. Lesley Logan 3:25  And then Ainsley Walker wrote, this week's mat practice went great. I caught up with Jen L., Jen M. and Kim. We moved, explored, had fun and geeked out all those. Kim's detail for thinking blew my mind and raised questions that really got me thinking. Thank you. I learned from all of them. I booked in with Gen M to get my nutrition looked at. I'm going. I'm excited and so happy that this is happening. I thought about it for ages, and here she appeared. Head colds suck, but the second one, I've decided to take the day off knowing that I don't have clients coming to my home for three days. Feels like a good break. And I'm still doing mat classes tomorrow, but it takes the pressure off for rest. I'm so happy to be in this group and excited for the next weekend. You know, I actually really love all these wins. Ainsley has like several different ones in there, like different categories. And I love that you're first of all celebrating all of them, like all these different things. But it is a win when we go, you know what, I, I can do this much, but I can't do that much with this head cold. So I'm going to do this much, and I'm gonna take a break off of that much. I love that you found someone you trust to actually do the thing you've been wanting to do with that nutrition plan. I love that you find time to work out with other women, and then you are inspired by the way that they think where that's the cool thing about community. We're all not going to have the same strengths, so we can utilize other people's strengths where we might not see things and then see things from a different perspective. That's the point of this episode, right? You, you guys all sharing your wins allows people to see what are wins in their life. And like, we can like, learn different things. So I just thank you all so much for sending them in. These, really, were wonderful and lovely, and I love reliving them with you. Lesley Logan 5:04  So my loves, my win. Let's get into it. Okay, so I actually have two wins for you, because I didn't celebrate one with you back at the beginning of June, and I want to celebrate it. And then I have another win that, like I hope, is like practical. So big win-wise, the team and I planned a year in advance spring training. We do this annual way for people to experience OPC, and we're constantly trying to find what's a different way. Tell people trust that if they sign up for an online platform, they will actually use it, and that it can get them the results that they want. When all the marketing is telling them they should do Reformer Pilates and they're not realizing that they can do mat work at home and have great results, and yet, maybe they still go do Reformer Pilates, but then, if they only can go once a week, they're actually gonna get the results that they're trying to get from the Reformer right? So every year we try to do this, and I'm not gonna lie, like we had this brilliant idea, we, like, went to bat for it. In January, had a big call about how the marketing plan was gonna go, all these things, and in it actually wasn't really working the way we wanted. And one of the wins is that we actually took the time to do a massive pivot, which is not easy to do, because it means a lot of people having to work again on something, but like, if something's not working, change it right? So we did that, and we had it made us, forced us to, like, reflect, like, what? How do we help people understand that this week of Pilates is actually exactly what they've been asking for, right? Because you have to make sure that it's understandable in their words. And we had the best time. It was so fun. We had so many people sign up. OPC members got to sign up for free. They showed up in the hundreds. We had tons of people from all over the world joining us live for these classes, and we had these Q&A's. And that was also a really amazing time. And that was just great and grand. And we wrapped it up on Pilates Day. And I don't always do something on Pilates Day because, to be honest, like, we provide so much free Pilates content all the time. I don't usually have the have it in me to do something on that day, but we actually got to have a really massive Pilates Day with our OPC members, with these spring training people and just celebrate, like, how amazing Pilates is when a bunch of people join the OPC membership after it and like, whether or not, like, we hit our number goals doesn't really matter, because the win is in that as a team, we acted as a team that could, you know, when we look back at like, what we did, like, we made changes where we needed to to make things happen. And so I don't have the numbers in front of me to share them with you, but like, I'm so proud of our team, I'm so proud of what we did. I'm so proud of the teachers. I'm so proud of the people who signed themselves up for something. It's not easy to do that, and so that's awesome win. The other win, a little more practical, a little smaller, is that, you know, it gets hot in Vegas. It sneaks up on you. It's really only, like, not tolerable, you know, like 90 days of the year. The rest of the time, it's either just nice and warm or it's perfect. So at any rate, we're usually caught off a little, on off guard, and we're traveling and we're busy, and we like, oh, I gotta put that on. We set our EVAC cooler up in the beginning of April, and so even though it's freaking hot on most days when it's under 106 degrees, we can run this EVAC cooler, so we're not paying a fuckton in energy bills. And the house is actually cooler, and it's really awesome, and I'm super obsessed with it. So I'm just so proud of Brad and I after it's our fifth summer in this town, and we, like, nailed it. We worked ahead, we thought about it, and we are not dying at night. And also, I don't know if you remember a win that we had back in the beginning of the year, we got I told Brad, I was like, I cannot do another summer hot. Like, I'm not even having hot flashes, but I'm like, freaking too hot at night, and it's not gonna get better. Like, we all know what's coming. So like, how can we prepare for this? And he got this bed jet thing, and I can actually have cool air on me in the bed. So, like, you still have to have the air on it won't it's not an air conditioner. It's pulling from the air that's outside, but it's actually making it so, like, I'm, like, the perfect temperature as I sleep. I'm getting the best sleep because of it. So you guys, if summer suck for you, like, first of all, make changes to your life so that you can, it can be better. So you get your sleep that you need, and you can stay hydrated, but also mark your calendar for months in advance of the heat where you are, so you can make the changes you need to make before it sneaks up on you. And then it's like, oh my God. Then you're in it, and you're tired. When you're hot and tired, you're bitchy, and it's just not fun. It's not fun. So anyways, those are our big wins. June was, oh my God, the year has been so great. There's a lot going on that's not great, but there's also stuff that's going on that's great. That's why this episode exists. Lesley Logan 9:29  All right, your mantra, I'm capable of balancing ease and effort in my life. I am capable of balancing ease and effort in my life. I am capable of balancing ease and effort in my life. Yes, you are, babe. Yes you are until next time, Be It Till You See It. Lesley Logan 9:45  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod. Brad Crowell 10:27  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell. Lesley Logan 10:33  It is transcribed, produced and edited by the epic team at Disenyo.co. Brad Crowell 10:37  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi. Lesley Logan 10:43  Special thanks to Melissa Solomon for creating our visuals. Brad Crowell 10:48  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Transcribed by https://otter.aiSupport this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

VO BOSS Podcast
Protecting Your Voice and Identity

VO BOSS Podcast

Play Episode Listen Later Jun 24, 2025 28:14


BOSSes Anne Ganguzza and Tom Dheere, your "real bosses" and co-hosts, connect to dive deep into the critical world of online security and scam prevention for voiceover professionals. They unpack Tom's recent harrowing experience with an AI voice cloning scam, offering a candid look into the crucial insights needed to navigate digital threats and build a truly secure business in today's landscape. Listeners will discover the essential role of vigilance and proactive measures in protecting their assets, gain an understanding of emerging scam tactics, and appreciate the power of community in safeguarding their careers. Anne and Tom also discuss practical pathways for secure transactions and the evolving nature of digital defense.   00:01 - Anne (Host) Hey guys, it's Anne from VO BOSS here.  00:04 - Speaker 2 (Announcement) And it's George the Tech. We're excited to tell you about the VO BOSS. Vip membership, now with even more benefits.  00:10 - Anne (Host) So not only do you get access to exclusive workshops and industry insights, but with our VIP plus tech tier, you'll enjoy specialized tech support from none other than George himself.  00:22 - Speaker 2 (Announcement) You got it. I'll help you tackle all those tricky tech issues so you can focus on what you do best Voice acting. It's tech support tailored for voiceover professionals like you.  00:32 - Anne (Host) Join us guys at VO BOSS and let's make your voiceover career soar. Visit voboss.com slash VIP-membership to sign up today.  00:45 - Speaker 3 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss, a VO boss. Now let's welcome your host, Anne Ganguzza. Hey, hey, everyone, welcome to the VO BOSS Podcast.  01:04 - Anne (Host) I'm your host, Anne Ganguzza. Hey, hey everyone, welcome to the VO BOSS Podcast. I'm your host, Anne Ganguzza, and I'm here with my real boss, Tom Deere. I had to think about that, Tom. We've been together so long. I was like what is our subtitle here? We are real bosses.  01:20 - Tom (Host) Yeah, we're real bosses. Thanks for having me back, Anne.  01:23 - Anne (Host) How are you doing, Tom, my real boss? Co-host.  01:26 - Tom (Host) All things considered, I'm doing okay, I had a weird experience recently which it seems like a lot of voice actors are experiencing. I got an email from someone expressing interest in wanting to cast me for a voiceover project. Oh yes, I looked at it and it was this long-form project, something like 9,000 and change words. And I looked at it and I'm like and you know I was reading the ins and outs of it and I'm like, huh, like my spider sense was tingling a little bit, but I'm looking at, I'm like this one is worth replying to and getting some information about.  02:00 So there was a little bit of back and forth about it.  02:03 - Anne (Host) So you did reply, and then there was.  02:05 - Tom (Host) There was more conversation.  02:06 - Anne (Host) Yeah, there was more conversation, which is what I always do when I'm trying to find out more information about a job to make sure it's legit.  02:12 - Tom (Host) Right Now, around the same time, maybe a couple of days after that, someone posted on a Facebook group hey, I got this email. It was saying this and this Did anyone else get it? Does it seem legit? And it looked like it was the same email that I had gotten, so I was following that it turns out.  02:28 It was posted by our friend, bridget Real, who is the co-founder of VA for VO, the virtual assistant site that helps voice actors, and we talked about it a little bit and we're both like, yeah, we're going to keep digging a little bit and see what's going on. And then her business partner, lynn, also got the email and I was getting ready to accept it just to see what would happen. And that morning I got a message from her saying hey, did you accept this project? Yet I'm like no, why? And she said because both of us accepted the project. We both got cast for the same exact project. We both got the same exact script. They sent me the script.  03:00 So then I did this. I went to Gemini, google Gemini, which is my AI bot of choice, and I did the prompts. I said you are an expert at detecting scams. Please analyze this script and let me know if you think that this script could be used to harvest a voice actor's voice to clone it. A voice actor's voice to clone it. And it did its analysis and I've got like the 2.5 advanced. So it takes a little time. And it wrote back oh, yes, it does. And here are all the reasons why this, this, this, this, this, this and this. And then I sent that information to Bridget and Lynn and they're like we knew it. We knew it. So then she created a wonderful post on LinkedIn talking about it. And then I wrote a blog with all the information and, like what happened, it was the most read blog I've had in like three years or something like that.  03:52 Yeah, it was crazy.  03:53 - Anne (Host) What's so interesting is it could have been a legit job, like for payment. You would have done it, they would have paid you for it, but they would have used your voice as an AI voice.  04:05 And so therefore, legally right in the end. Right, if you found out later on they could say, oh no, no, no, we paid you. I mean, it was a job that we paid you for and there was no extenuating circumstances or contracts to be signed which, by the way, I'm going to bring up Nava and the AI writer For all your jobs. You should be attaching that AI writer so that your voice is not going to be used as an AI voice, for sure, for sure.  04:37 - Tom (Host) So, to let everybody know, the website was GigLumin G-I-G-L-U-M-I-N. And if you do a Google search of GigLumin and this is what Bridget had figured out is that the website was only a month or two old. And there's these scam websites that you can enter the URL of a website in and it can tell you how likely that's a scam. It checked every red flag, every box, every single box.  04:56 - Anne (Host) So, yes, vo people, bosses, beware, right. So beware of emails. And you know, it's funny because it's lately, just because of the whole AI thing. Anytime I get an email with a job from someone that I don't know, right, that is just out of the blue, that I didn't audition for, where they have large amounts of words, the hairs on the back of my neck kind of stand up and I immediately, immediately check into it. And I think this really warrants a discussion, bosses, because it's very timely that you want to make sure that these jobs are legitimate. So the more research you can do. And I love, Tom Dheere, how you used AI to fight AI Again.  05:37 We had our previous episode on tools that we use. I mean, we are utilizing it as a tool to help us in our day-to-day jobs, and so I think, being aware of possible scams out there, we absolutely have to be, and I'll tell you if it's somebody that I've never heard of and they don't have a signature file. I've gotten to the point where I don't even like and it's not like from a company.com. I don't even literally take it seriously anymore. I don't know about you, Tom, what do you think?  06:05 - Tom (Host) Yes, I'm equally skeptical these days but, I, really like what you said about when you receive the email, check to see if there is a signature at the Tom of it with the company logo, website and contact information. That is one of many red flags and I don't know how much you've noticed lately, Anne, but since I would say about early April, there has been an explosion of scam attempts going on in the voiceover industry. We've had the overpayment scam. That's been going on for at least 10 or 15 years.  06:37 - Anne (Host) Gosh, at least, and bosses. If you haven't heard about it, Tom, let's talk about the overpayment scam for just a minute. Yeah, yeah, Okay so what happens is it's very common.  06:45 - Tom (Host) It's very common. It's been going on for a really long time. So basically they email you and say hey, we've got a project for you, da-da-da-da-da-da. The classic one was the game show host voiceover.  06:55 - Anne (Host) It has since evolved.  06:56 - Tom (Host) And basically they say that we've booked a studio in the area nearby. We're going to get paid or pay for the studio and then send us back the difference and something like that. And it's never a gig.  07:12 - Speaker 2 (Announcement) All they're trying to do is get you to cash that check and send them money, which is fraudulent, by the way.  07:18 - Anne (Host) And, by the way, I've gotten to the point where, if I have a new client, the only way they can really pay me is electronically.  07:25 And I figure, if you don't have electronic means to pay me immediately before the job and it's even in my terms and I've done this for years, Tom, I always have payment in full prior to job start is appreciated and other options available upon request.  07:39 But if it's a new client, I'll take that out because I must have that money in my bank account before I will even consider finishing that job or sending a file. And I'll tell you what, Tom for all of my career it's worked for me Because if people are serious about hiring you, they know that you're a professional, they know that you're going to get the job done. Of course they have to put their faith in you. But in reality and I'll even say because you're a new client I require payment up front electronically. And here are the ways that you can pay me. And so I'll send them, like a QuickBooks invoice, or I'll give them a PayPal account or however that works, and I expect that money in the account and I wait for that money and I make sure that I have the money and then I'll proceed with the job.  08:21 - Tom (Host) That's a really good idea. There's nothing wrong with even asking for 50% or 25% or just some percentage of it. The fact that they're actually going to fork over money with no expectation of an overpayment or getting it back or disputing the payment or anything like that.  08:37 Once it clears, you know that they're serious. And there's a bunch of like. I use Wave apps, for example. That's a great way to do it and I'm pretty sure they can do a partial payment. Or you can just make one invoice just for the deposit and then issue another invoice for the balance If they're a legitimate client that actually has money that they're planning on paying you with, they would have no problem with paying at least a portion of it up front.  08:59 - Anne (Host) Yeah, a lot of my clients nowadays the larger clients that used to like work off of purchase orders, and then it would be like 90 days after the job has been submitted. We'd have to wait for that check, they'd have to generate the PO and everything. You'd sign contracts like vendor contracts and that sort of thing, which I've done a lot, and so if they've got a contract for you to sign, that's vendor, nda, that sort of thing, and you know the company. It's like a well-known company. They're on the web. They've been on the web for years. I mean you can pretty much trust in that where I'll do the job and then I'll get paid. If I've worked with them before, I know that's typically how larger companies work and so that's when I'll accept a check. But even now most of those companies they're going to electronic deposit, like ACH they call it.  09:42 ACH, yeah, so it's direct deposit to your bank and most of the companies I know will do that and that's a form of payment that I trust and that would be a client that I would trust. So if it's a larger company that I know they exist on the web and they talk about, well, you're going to have to do the job first and then we'll be able to pay you once the purchase order is created, blah, blah, blah, blah, and you sign these contracts. I feel fairly good about that and I don't have to think, oh, this is a scam. But whenever I get an email without an actual signature file that comes from an address that isn't companycom, right, if it's a Gmail or a Yahoo or whatever, even a Microsoft what is the free Microsoft one?  10:20 Hotmail, hotmail, yeah, even if it's Microsoftcom, I feel like there's some sort of free sort of Microsoft. You know what I mean Like email that says that I just don't trust it and I'll immediately. The first thing I'll do is look for a website and when I get to the website I'll look for a phone number and then I'll actually try to call that phone number. What are the steps that you take, Tom, to ensure that your job is legit?  10:41 - Tom (Host) Everything that you just said. I also, by the way, I do love the ACH direct deposit because there's no fee. When PayPal, there is a fee, or wire transfer. That's really nice. Here's one thing that I've been doing lately is, if I get a we'll call it a solicitation, for lack of a better term from a company saying hey, and it'll most often be we found you on Google, we found you on Voice123 or some other front-facing thing. You know what's an interesting thing to do? Go look for them on LinkedIn.  11:11 Look for them on LinkedIn. Look for the company and look for the individual and see if you have any mutual connections. I mean, it could be anybody, whether it's a voice actor or somebody in some other profession, and you can reach out on LinkedIn and say, hey, I got an email from this company and you have a connection with them on LinkedIn. What's your experience with them? And that could give you some really quick insight. Sometimes it's just like, oh, I've been working with them for years, or it's oh, they're a huge scam. I forgot to disconnect with them. Run, run, run. Or I'd sent a rando invite, or they sent a rando invite and I don't have any information for you. But it could increase your chance of vetting them a little bit better. Another thing is that I keep an eye out, for is if they ask me to send them a W-9, the more likely that they are legitimate.  12:00 Yeah, yeah, absolutely, which I find interesting because if they were a real, true scam artist, they would want that W-9, because now they would have your social security number and now they can steal your identity too.  12:11 - Anne (Host) Well, oh my gosh, Tom, and that's scary actually, but that's why you don't put your social security number. You put your EIN number, because you're a company right, and you don't have to give up your EIN number, which is, by the way, one thing. I'm glad you mentioned that like we should all be having an EIN number. I'm glad you mentioned that, like we should all be having an EIN number.  12:30 - Tom (Host) Yes, it's very, very simple to get. It takes very, very little time. So it's a very easy get. I just reminded myself and we just talked about identity theft is that I almost had my identity stolen yesterday.  12:43 - Anne (Host) Whoa, that's scary. Yes.  12:45 - Tom (Host) How do you?  12:46 - Anne (Host) know like what happened.  12:51 - Tom (Host) Okay, so it was about a little after 10 am yesterday is when things started happening, so within a few minutes of each other, I got an email from Credit Karma, norton which, because I have my Norton 360 antivirus software package, I pay a subscription through that and Experian. For those of you who don't know, there are three major credit bureaus there's Experian, there's TransUnion and there's Equifax. I have a free account with Experian and I have a free account with Credit Karma. All three of them, within a few minutes of each other, messaged me and said that there was a hard inquiry.  13:30 - Anne (Host) Yeah.  13:30 - Tom (Host) So what that means is if you are applying for a loan, a mortgage, a credit card or something like that, the company that you're applying to will do a credit check. So they will check your credit and see if you are a safe credit risk to make the loan or to get the credit card, for this was a hard inquiry. If you get enough hard inquiries on your credit, your credit will go down.  13:55 - Anne (Host) Yeah, absolutely. I know that because I'm a stickler about my credit.  13:59 - Tom (Host) Me too. My credit rating, oh my gosh. If mine isn't at least 800, something I freak out, oh my gosh.  14:04 - Anne (Host) Yeah, no, mine has to be like almost close to perfect, and when it goes down like two points, I'm like wait why? Why did that happen? Right? And it's just because you put a charge on it for a few hundred dollars, and then you pay it off next week and then everything's fine, so that's normal.  14:18 - Tom (Host) So all three of them told me at roughly the same time that there was a hard inquiry. So I clicked on all the emails and all three of them said that somebody was applying for a Discover credit card, I think in Salt Lake City, and someone was applying for a Capital One credit card in Delaware, and I was in New York City neither applying for a Discover credit card or a Capital One credit card. I certainly wasn't in Salt Lake City or Delaware at the same exact time.  14:49 - Anne (Host) You know, what's so interesting, Tom, is that, like I don't know, a few months ago I don't know if there was a discussion circulating or maybe I got an email but somebody said, and like I should have done this years ago, I mean you can freeze your account so that if you don't open up a credit card every other day which I'm certainly not right Because again, it affects my credit rating and I'm anal about that and so I'm like well, I don't need to apply for any other credit cards, so you can go and freeze that, so that you can actually reduce the risk of somebody trying to open up credit cards or identity theft.  15:19 So and it's super simple to do it, as I said, everybody should have that free account. You should log in, you should check your credit scores regularly I think they allow you once a month, I think even my credit cards. My American Express will tell me oh, your FICO score has changed, right, so they're monitoring it too, and so literally, I get lots of notifications when that rating goes up and down. But I know that I've reduced my chances of identity theft, which is a very scary thing, by freezing those accounts and it's very simple to unfreeze. So, if you know you want to apply for a credit card. You just got to go and unfreeze it for a certain amount of time so you can apply for it and then freeze it back up again. So that way it reduces the risk.  15:57 - Tom (Host) And all those emails that I got, all those notifications did give me the option to do that. I was also able to say this because it, literally, when Norton 360 popped up and it took me to their website, it literally said is this you and you can check yes or no? And I wrote no and then the whole screen turned red saying okay, we know this is a problem, we will look into it.  16:17 It did it with all those and then I called Capital One Bank. It took me a few people. It had to get escalated a couple of times to the credit card fraud department.  16:25 - Anne (Host) Well, don't you say, they give you a special number, right?  16:27 - Tom (Host) They say call this number if it's not you, or you can call this number. I just called the general number because all that was on the notification, I think, was the Capital One in Salt Lake City or something like that. So I called directly and said please state your problem. I'm like I think I'm getting my identity stolen. And then it got up there and then they manually rejected the credit card application at least for the Capital One.  16:50 And then this morning I got another Credit Karma email saying that there was a check on my Equifax report not the Experian one and I looked at the date of it. It also said yesterday. So that means Credit Karma had my back twice and Experian had my back and Norton had my back twice. Right, right, and Experian had my back and Norton had my back and everybody bosses. This is the takeaway. Creditkarmacom is free, having an account with Experian is free, it doesn't cost you a nickel.  17:18 - Anne (Host) All of them TransUnion, they're all free TransUnion, Equifax, they're all free.  17:23 Exactly and you can check your scores and, like I said, a lot of banks and a lot of credit cards are actually adding that on as like a value add kind of service, but you don't have to pay anything for it. I think there's a lot of it going on, Tom, which is kind of scary. We got to be careful about scammers, that's for sure. And anytime, even in your email, right, if you get like again, if I find something that doesn't have a signature and then they have an attachment like PayPal has been well-known scams where you get like oh, you've got a PayPal invoice, right, and you have to pay this amount and it looks legit. I mean, they've got like the PayPal logo. I've gotten quite a few of those over the last six months.  18:01 - Speaker 2 (Announcement) And.  18:01 - Anne (Host) I just ignore anything. Just remember that most financial institutions will never email you for information and they'll never text you necessarily for that information either, and you should also, Tom. We should have a big discussion on having multi-factor authentication.  18:19 - Tom (Host) Yes.  18:19 - Anne (Host) This is extremely important.  18:21 - Tom (Host) It's annoying as hell or two-factor, two-factor authentication For every account that you have, especially the financial ones, you should have two-factor authentication, which means either they send you a text message and you just click on the link and you're good to go, or it sends you an email and it'll usually give you a passcode of some sort and then you go to the website. When you're trying to log on, you enter that passcode and then it'll let you do it, and most of them are only good. Some of them are only good for 30 days. Sometimes you can check a box saying this is my private computer. It's okay for a certain amount of time, or they make you do it every single time, which isn't the worst thing in the world. Yes, it's annoying.  18:55 - Anne (Host) You know what I just thought about. It is annoying but it keeps you safe. It's funny how much like value you put in that number, that phone number, in this phone which, by the way, I just got a new phone but in this number for the two-factor authentication, right Like text me at this number. So think of the power that these phone companies have right, and that is scary. I mean it used to be a thing where I always thought like the large scale communication companies were a little bit of a monopoly, depending on the area that you're in. I mean, when I lived in the East Coast it was always Verizon right, verizon everything, verizon this, verizon that. Out here it's a couple of different companies but still, if you think about it, I mean I'm glad to have the two-factor authentication and it's super convenient on the phone.  19:39 But, it's interesting to know that you wouldn't want the hackers to get smart right and then start really infiltrating the phone, you know, and impersonating a phone number.  19:50 - Tom (Host) There's a couple of things about that is that, when it comes to authentication, when you're logging on your phone, I've got it set up where I just use my thumbprint for a lot of it.  19:59 - Anne (Host) I love that, or Face ID yeah the Face ID is a great one.  20:05 - Tom (Host) There's also a thing for a lot of the websites where I have a personal PIN that has nothing to do with the PIN or the password to access the site itself. If I am using my phone to log in somewhere, I can enter a four-digit PIN that's different from everything else, so it also increases the chance of having a secure whatever. Also, just as a rule, I don't do anything financial on my phone, with the exception of like Venmo Well, I have mobile banking If I'm like sending money if, like me, and the guys are having pizza, you know what I mean.  20:31 - Anne (Host) I have mobile banking and I do have Apple Pay.  20:35 - Tom (Host) Well, I have GPay too.  20:36 - Anne (Host) Yeah, so.  20:36 - Tom (Host) I'm a Google guy but like I will unless to my bank accounts online or Wave app or Wise or PayPal on the phone, unless I absolutely have to.  20:49 - Anne (Host) Interesting. I go to them quite a bit. Actually, you're probably fine because of all the precautions that you're taking, but I'm just a little extra neurotic about it. Oh, it's constantly got multi-factor authentication, but I get that. I totally get that. Wow, yeah, being careful, and you know what.  21:02 What's interesting is, back in the day and I'm going to date myself when I was working at the school and we had text-based email okay, and text-based email, I could have something and it was all based on like the Unix systems and so like hacking into a text-based, like I don't know how to say this, but hacking into a system like that, like a Unix system, and reading your email with text-based, you didn't always have like the conditions of people attaching things that could be viral, loading a virus on your computer. So I was always proud to say that I used text-based email and I used something called a PGP signature, which was a digital signature at the time, which meant that when I sent mail out, my PGP signature, it would actually negotiate and verify with the person that I would send it to so that it could be a verified digital signature. That indeed, yes, this mail did come from me, and I think that Norton probably has something like that now right. Is that with your email or no?  21:59 - Tom (Host) Yeah, it has all kinds of functions.  22:01 And it works on my desktop and it works on my laptop and it works on my phone. The most important function that it has is when I'm not home and I'm on my phone or my laptop or my tablet is the VPN when you can turn it on to make sure that if you're using Wi-Fi at a cafe or something like that, that it's secure, because apparently there are people who just like sitting around at a Panera or a Starbucks with their laptop and just waiting for someone to have an insecure Wi-Fi connection and they can just steal their life right there through their own laptop.  22:31 - Anne (Host) Well, it's funny how this conversation has turned into a big security conversation, starting off with scamming. Which guys you got to be aware? It's one of the reasons why, for all of my years and because of my years working in technology, I like wired connections. I mean Wi-Fi. I mean it's a wonderful technology and it's convenient as anything. However, it's not as secure as a wired connection, because a wired connection is basically, you know, your digital numbers flowing back and forth along a wire, versus all this information out in the air where, if somebody is sitting outside of my home, they can possibly hack into my wireless network and then they can run some sort of a tracer to see and to actually get my passwords, which is something that you don't really want that to happen. So you should really be cautious, guys, and I think it's always a good idea that, if you are working from home, if you have the opportunity to have a wired connection to your router, I think that that's better rather than using Wi-Fi. Number one it's more stable, right, it's faster and it's also more secure.  23:32 - Tom (Host) I agree. If you have a desktop at home and you are doing any kind of recording or you're doing basically anything, you should have an ethernet connection. That yellow wire with the big old phone jack that plugs right into the back of your computer and plugs into your Wi-Fi router.  23:47 - Anne (Host) And it sounds old school, but it's still the most secure method of data transfer.  23:51 - Tom (Host) Without question so if you are recording from home. If you're doing whatever from home, you have a desktop ethernet. If you have a laptop, I are recording from home. If you're doing whatever from home, you have a desktop Ethernet. If you have a laptop, I think the newer laptops don't even have an Ethernet connection. I have to think about my laptop and whether I even have one anymore, and here's the simple reason.  24:06 - Anne (Host) Think about it. It's a wire, guys. It's a wire. It's not like data floating around in the air which people can listen to. Somehow the frequency of the data traveling in the air right? Wi-fi works on frequencies when your data is traveling via a wire like a physical cable, unless somebody like I don't even know, unless they tap into that wire, right, somehow.  24:26 I don't know how they do that, and we're talking about your wire in your house going from your computer to your router. Right, that's as secure as it gets, right, unless somebody's coming into your house and hacking into the wire and tapping into it.  24:38 - Tom (Host) You've got some foreign embassy bugging your home.  24:41 - Anne (Host) Yeah, yeah, doing some fancy work, you're not going to have to worry about your data being transferred. So if you're working on the internet right, at least the data that's transferring from your house to your router is absolutely secure. And then it's up to your internet provider right on the router, to their routers, to make sure that things are encrypted, things are secure and for the most part I mean that's been handled right. I mean there are hackers out there that they can hack into networks. They can hack into things like that, but you want to be as safe as you possibly can, so wired is best.  25:14 - Tom (Host) Yes, it's fascinating. We talk about hard security and soft security, yes, that's hard security, that's hard security.  25:20 - Anne (Host) So, if we go back to talking about the scams that are floating around these days, one thing I wanted to mention is I think one of the best applications for groups, facebook groups and social media groups and discussion groups is for that thing, so that you and Bridget were talking to one another about this job that you both got, and then it's really wonderful that we can come together as a community and protect each other right and say, hey, look, watch out for the scam. So it is one of the best advantages, I would say, of being a part of the social media groups in that way. Otherwise, we've talked about how it's hard to sometimes they're toxic, sometimes it's really hard to be on social media. But I would say one of the best reasons to be on social media, in those groups and in those forums, would be because of the protection that you're getting of us banding together and saying, hey, watch out, this is a scam.  26:09 - Tom (Host) Absolutely, it's one of the most important things. Community is more than just about you know rah rah and whoop whoop and you know we support you and feel better if you're feeling down, but like just actual education, along with inspiration and commiseration can literally save your identity Absolutely.  26:27 - Anne (Host) Wow, what a great conversation, Tom. So bosses out there, be aware of scams. Be cautious. Research, research. Take a look at those signatures when you get emails coming in, when you get something that's asking for lots of words and a good price and it seems too good to be true, guess what it might be. So make sure that you're communicating with the community as well, checking those jobs out and attach that AI rider to every one of your jobs. Now, it's simple. It's there at NAVA and it's free. You can attach that rider to every job. If you have a new client, make sure you're very careful with the payment options. You know we spoke about that. I always make sure I get money up front, or partial money up front, first to make sure that it's a legit client. What else did I miss, Tom, in this recap?  27:14 - Tom (Host) Hardware and software VPNs.  27:16 - Anne (Host) EINs yes.  27:19 - Tom (Host) Oh yeah, VPNs, EINs, Two-factor authentication.  27:20 - Anne (Host) I love it. Yeah, Make sure you guys are implementing all of that to keep yourself safe and secure. So great topic, Tom. I like geeking out like this.  27:30 - Tom (Host) Yeah, it's fun and helpful.  27:31 - Anne (Host) Yeah, I'm going to give a great big shout out to my sponsor, IPDTL. You too can connect and network like real bosses. Find out more at IPDTL.com. Guys have an amazing week and we'll see you next week.  27:52 - Speaker 3 (Announcement) Bye. Join us next week for another edition of VO BOSS with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at voboss.com and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPDTL.   

Highway to Health
RevSpring Uses Data, Automation and Empathy to Improve the Patient Financial Journey - Better Outcomes for Patients, Less Burden for Providers

Highway to Health

Play Episode Listen Later Jun 24, 2025 29:56


Healthcare providers are under increasing pressure to meet consumer expectations without adding an administrative burden. According to a survey conducted by The Harris Poll in June 2024, 18% of the 2,092 American adults who were surveyed had received an unexpected medical bill of $1,000 or more in the past year, and 50% said they would not or weren't sure they could pay it. Moreover, 10% said they would delay or avoid essentials such as food or rent as a result. This financial uncertainty remains a leading reason patients delay or avoid care, underscoring the urgency of enhancing the patient financial journey to safeguard outcomes and revenue.What strategies can help health systems deliver a personalized patient experience while reducing operational complexity?On Highway to Health, host David Kemp speaks to Nicole Rogas, the President of RevSpring, about how the company is transforming the patient financial journey using data, automation, and empathy. Rogas shares how RevSpring is evolving far beyond its print roots, using analytics and adaptive technology to make financial engagement more personalized and accessible for patients, while easing the workload for providers.Key Highlights from the Episode:Personalized Communication at Scale: RevSpring's Engage IQ™ platform uses behavioral data, financial analytics, and communication preferences to tailor how and when patients are engaged via text, email, print, or voice.The Biggest Social Determinant: Rogas emphasizes that financial access is one of the most overlooked social determinants of health. When patients cannot understand or afford their care, it disrupts treatment adherence and outcomes.Empathy and Innovation in Leadership: Rogas reflects on her journey from Experian to Simpler and now RevSpring, underscoring how authentic leadership and mission-driven teams create the conditions for lasting transformation.Nicole Rogas is a veteran healthcare technology executive with over two decades of leadership experience spanning revenue cycle management, healthcare operations, and patient engagement. She spent 19 years at Experian Health, rising from sales roles to Chief Commercial Officer, where she led national growth strategies, client success, and post-acquisition integrations. Now President of RevSpring, she continues to drive innovation in patient financial engagement by leveraging data, technology, and a people-first leadership philosophy.

Auto Remarketing Podcast
Putting Q1 auto-finance data into historical perspective with Experian's Melinda Zabritski

Auto Remarketing Podcast

Play Episode Listen Later Jun 11, 2025 10:39


Melinda Zabritski, Experian's head of automotive financial insights and one of the analysts among this year's Automotive Intelligence Award recipients, returned for another appearance on the Auto Remarketing Podcast. Zabritski described what elements were in place to help banks gain more market share during the first quarter, what's intriguing about the buy-here, pay-here market, and trends that previously generated headlines but now are common.

The Auto Finance Roadmap
Repos up as prices rise, stronger sales cut supply

The Auto Finance Roadmap

Play Episode Listen Later Jun 9, 2025 9:55


Amid increased vehicle values, a rise in vehicle repossessions and continued tariff-induced uncertainty, Auto and powersports players are implementing new leadership, positioning themselves for growth and weighing incentives to weather macroeconomic challenges. Prices for every major vehicle segment except compact cars saw a year-over-year increase in May, according to Cox Automotive data published June 6. EV values and used-vehicle values may be normalizing after a pre-tariff purchase surge, according to Jeremy Robb, senior director of economic and industry insights at Cox Auto. The rate of 30-day plus auto delinquencies fell 18 basis points YoY in the first quarter, according to an Experian report released June 5. Auto inventory also fell in the regions covered by the Federal Reserve banks of Philadelphia and Cleveland, prompting higher prices, according to the Fed's June 4 edition of the Beige Book. National repossession assignments reached 2.1 million year to date through April, though lenders are delaying filing repossession papers. In the nonprime space, lenders are looking at using AI technologies and speeding funding time while preparing to slow their activity in the wake of tariffs, according to panelists at the Non-Prime Auto Financing Conference on June 4 and 5, respectively.  Amid supply chain concerns and tariff-induced market uncertainty, captives are meeting with their OEM partners and deciding whether to keep incentives they began in response to the tariffs.  Meanwhile, powersports lender Ironhorse Funding, which funds more than $20 million per month in originations, is seeking over $120 million in forward-flow commitments. In the marine world, dealers have reported a rise in repower, or boat engine replacement sales. In this episode of “Weekly Wrap,” Auto Finance News Editor Amanda Harris, Senior Associate Editor Truth Headlam and Associate Editor Aidan Bush discuss trends in affordability and powersports for the week ended June 6.  

RADIOGRAFÍA
Sistema de APC Experian, compromisos crediticios de los panameños - Giovanna Cardellicchio

RADIOGRAFÍA

Play Episode Listen Later May 29, 2025 24:19


Experiencing Data with Brian O'Neill
170 - Turning Data into Impactful AI Products at Experian: Lessons from North American Chief AI Officer Shri Santhnam (Promoted Episode)

Experiencing Data with Brian O'Neill

Play Episode Listen Later May 27, 2025 42:33


Today, I'm chatting with Shri Santhanam, the  EVP of Software Platforms and Chief AI Officer of Experian North America. Over the course of this promoted episode, you're going to hear us talk about what it takes to build useful consumer and B2B AI products. Shri explains how Experian structures their AI product teams, the company's approach prioritizing its initiatives, and what it takes to get their AI solutions out the door. We also get into the nuances of building trust with probabilistic AI tools and the absolutely critical role of UX in end user adoption.   Note: today's episode is one of my rare Promoted Episodes. Please help support the show by visiting Experian's links below:     Links Shri's LinkedIn Experian Assistant | Experian Experian Ascend Platform™ | Experian 

Credit Coaching by Kristi
What Is a "Good" Credit Score?

Credit Coaching by Kristi

Play Episode Listen Later May 22, 2025 10:27


Ever wonder what a "good" credit score is? And how is that even measured? According to FICO and Experian, a good credit score is...Well check out the episode to learn more! And ways to get a good score and how to get to a GREAT credit score!Questions@creditkristi.com

Leaders In Payments
Frank Arellano, CEO of Revolv3 | Episode 398

Leaders In Payments

Play Episode Listen Later May 22, 2025 19:06 Transcription Available


Frank Arellano, founder and CEO of Revolv3, peels back the curtain on a staggering $600 billion problem plaguing the payments industry that few executives fully understand. False declines - legitimate transactions incorrectly rejected by payment processors - account for a shocking two-thirds of all credit card declines. For subscription-based businesses, this translates into devastating levels of involuntary customer churn.Drawing from his 25 years of experience at companies like Ingram Micro and Experian, Frank explains how Revolv3's intelligent payment optimization platform tackles this challenge head-on. Unlike traditional payment gateways, Revolv3 analyzes over 100 different data elements in every transaction to build trust with issuers and dramatically improve approval rates. The results speak volumes: merchants using Revolv3's platform achieve an average 14% increase in approval rates and nearly 30% growth in total revenue from decline management alone.What sets this conversation apart is Frank's holistic view of the payments ecosystem and its future trajectory. He predicts embedded finance and predictive capabilities will dominate the next few years, with increased focus on tokenization and regulatory compliance over the next decade. For professionals entering the fintech space, Frank offers invaluable advice: understand how money moves throughout the entire ecosystem, rather than focusing on just one aspect. 

The eCommerce Podcast
The $600 Billion Payment Problem Secretly Destroying Your Bottom Line | Frank Arellano

The eCommerce Podcast

Play Episode Listen Later May 22, 2025 38:39 Transcription Available


In this eye-opening episode, Matt Edmundson unpacks the costly problem of involuntary churn with Frank Arellano, CEO of Revolv3. Discover how payment processing glitches silently drain revenue from subscription businesses, with a staggering 10-14% of eCommerce orders declining and two-thirds of these being "false declines" - costing businesses $600 billion annually.Frank shares his journey from Experian executive to payment optimization pioneer, revealing how addressing this hidden problem can instantly increase revenue without additional marketing. With practical insights on increasing payment approval rates and using AI for better payment processing, this conversation unveils strategies that can transform your subscription business's bottom line.I wonder how many of us are unknowingly losing customers and revenue through these payment glitches?Are we spending too much time on voluntary churn while ignoring the silent killer of false declines?What might happen if we took a closer look at our payment processing statements and understood our true approval rates?The conversation reveals that many business owners simply don't know their payment approval rates - but this metric could be hiding significant untapped revenue potential.For more information about reducing involuntary churn and optimizing your payment processing, visit our website for strategies to improve your effective collection rate and increase your subscription business revenue.ResourcesFrank's company Revolv3: https://revolv3.comShownotes: https://www.ecommerce-podcast.com/the--600-billion-payment-problem-secretly-destroying-your-bottom-line-with-frank-arellanoFrank's Email: frank.arellano@revolv3.comFrank's LinkedIn: https://www.linkedin.com/in/frankarellano/Matt's LinkedIn: https://www.linkedin.com/in/mattedmundson/Instagram: https://www.instagram.com/ecommercepodcast/ Website: https://www.ecommerce-podcast.com/

MoneyWise on Oneplace.com
The Danger of Buy Now, Pay Later

MoneyWise on Oneplace.com

Play Episode Listen Later May 21, 2025 24:57


“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” — Luke 12:15In an age of instant gratification, getting what we want has never been easier, even if we can't afford it. But as “Buy Now, Pay Later” (BNPL) services become increasingly popular, they're quietly reshaping our relationship with money, debt, and even contentment. Let's explore how these programs work, why they're spiritually and financially dangerous, and how Scripture invites us into a better way.What Is Buy Now, Pay Later?Originally used for large purchases like furniture or electronics, BNPL services now allow consumers to split nearly any purchase into multiple payments—even cheeseburgers. DoorDash, for example, lets customers finance their food in four installments. The convenience may seem harmless, but it can mask deeper issues.Companies like Klarna, Afterpay, Affirm, Zip, Sezzle, and PayPal offer these options at checkout. According to Experian, more than 80% of U.S. shoppers have used BNPL. The ease is attractive, but the long-term impact can be devastating.BNPL makes it seem like you're not going into debt, but that's exactly what's happening. Small recurring payments across multiple platforms add up fast, leading to overdraft fees, financial stress, and, in many cases, high interest rates—some as high as 36% for missed or extended payments.A $60 DoorDash meal split into four $15 payments doesn't seem bad—until you do it for every meal. Or take a $3,000 couch bought with a BNPL plan: one missed payment, and that couch could ultimately cost $8,000 due to fees and interest.Scripture's Warnings About DebtThe Bible doesn't shy away from warning us about the dangers of debt. Proverbs 22:7 tells us, “The borrower is the slave of the lender.” Debt isn't just a financial issue—it can become an emotional and spiritual burden, dividing our attention and devotion.In Luke 12:15, Jesus reminds us that “life does not consist in the abundance of possessions.” Yet BNPL feeds the lie that more stuff equals more satisfaction. Instead of trusting God to provide, we try to manufacture comfort and control through impulsive spending.Why are we tempted to buy now and pay later? Often, it's not out of need, but out of insecurity, impatience, or discontentment. Paul models a better path in Philippians 4:11–13: “I have learned in whatever situation I am to be content...I can do all things through him who strengthens me.”True contentment doesn't come from a checkout screen—it comes from trusting the Lord to provide, even when the budget feels tight.A Better Way: Practical and Spiritual WisdomSo, how do we resist the pull of BNPL and grow in godly contentment?Practically:Build margin. Save up for purchases ahead of time.Budget for “wants.” Use a separate category or envelope system.Set spending limits. Use cash or debit card to help avoid overspending.Spiritually:Examine your heart. Ask: Am I trusting God, or just trying to feel better?Pursue contentment. Let God define your enough.Practice gratitude. Train your heart to see God's provision in what you already have.Freedom to Live GenerouslySaying no to unnecessary debt frees us to say yes to generosity. When we live with open hands and open hearts, we reflect the freedom we have in Christ—freedom from striving, fear, and scarcity. And that's far better than four easy payments.So next time you see a “Pay in 4” button, pause. Ask yourself: Do I really need this? Can I pay for it in full? And does this reflect trust in God, or just in a payment plan?Wise stewardship begins with contentment, and contentment begins with Christ.On Today's Program, Rob Answers Listener Questions:My husband and I are sending our son on a five-week mission trip to Scotland. We're debt-free and want our kids to stay that way. I'm hesitant to open a credit card, but what's the best, safest way to give him access to money while he's overseas?We recently sold our home at a profit, bought a new one, and are now debt-free. However, the new home needs repairs, and we still have a mortgage. Should we tithe on the profit from the home sale, or use those funds for the house needs?I'm a recently retired teacher with two annuities—one worth $19,000 and the other about $13,000. I've just opened an IRA and wonder if I should roll the annuities into it, or if there might be a better strategy.I've inherited a large amount of cash-valued property and need guidance on how to manage it wisely, especially to minimize potential tax liability.We paid off our home in October 2024. Do we need the deed and title to protect ourselves from fraud, or is it handled automatically?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Millennial Money
Debt Detox: Why Paying Off Debt Doesn't Always Feel Like Freedom – Insights from Experian's Rod Griffin

Millennial Money

Play Episode Listen Later May 20, 2025 49:08


I'm joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt. You'd think paying down debt would instantly feel like a weight lifted – but for many, it's not that simple. Rod shares why some people don't feel that immediate impact and what you can do to make the most of your financial progress. In this episode we discuss:  The unexpected emotional disconnect some people experience after paying off debt. Why a three-month period may be key to fully feeling the benefits of being debt-free. How mindset shifts – not just willpower – are essential for staying out of debt. Why having cash on hand might not prevent people from taking on more debt. How social media can fuel unnecessary spending and financial pressure. The concept of quiet debt and why so many people struggle to talk about it. How open conversations about money can alleviate shame and guilt. The critical difference between credit and debt – and why that distinction matters. You'll walk away knowing: Paying off debt can have emotional benefits, but not everyone feels a significant change immediately. A three-month period is often needed to fully feel the impact of paying off debt. Mindset shifts are crucial for staying out of debt; willpower alone isn't enough. Having cash on hand may not prevent people from taking on debt. Social media can create pressure to keep up with others, leading to unnecessary spending. Finding personal anchors and understanding true needs can help manage debt. People are looking for ways to both reduce expenses and increase income to manage debt. Quiet debt refers to hidden financial struggles that people often don't discuss. Shame around money is common, but open conversations can relieve that pressure. Credit and debt are different; understanding this can help manage finances better. Follow the show so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

Investors Chronicle
Investing to travel, Experian & Imperial: The Companies and Markets Show

Investors Chronicle

Play Episode Listen Later May 16, 2025 31:50


We start with Experian's (EXPN) latest results. Host Dan Jones and Julian Hofmann unpack what went right for the business, how it could fare in the event of a US slowdown, and whether investors should get involved. Next up is Imperial Brands (IMB). Chris Akers shares what led to the big share price reaction, how it compares with other competitors in the tobacco industry and what the main attraction is for investors.Last up, Val Cipriani discusses her personal finance feature on investing to travel the world. Listen to find out everything you need to know, from what to do with your home to what kind of portfolio you should build.Timestamps1:28 Experian13:16 Imperial Brands22:33 Investing to travel the world Hosted on Acast. See acast.com/privacy for more information.

ABOUT THAT WALLET
295: [Christina Roman] From Debt to 800: A Journey of Credit Redemption

ABOUT THAT WALLET

Play Episode Listen Later May 13, 2025 50:40 Transcription Available


In this enlightening episode of About That Wallet, host Anthony Weaver is joined by Christina Roman, a credit expert and passionate advocate for financial literacy for Experian. Together, they explore the journey of overcoming financial hurdles, tackling budgeting woes, and building a stellar credit score.Christina shares her personal story of transforming her credit score from the 400s to the 800s, revealing the lessons learned from her past mistakes and the impactful strategies she adopted along the way. With her experience working at one of the top credit bureaus, she provides invaluable insights into the intricacies of credit scores, the importance of budgeting, and how to avoid common financial pitfalls.This episode is packed with practical advice for those in the Sandwich Generation, focusing on how to manage finances effectively while juggling multiple responsibilities. Christina emphasizes the significance of intentional spending, understanding credit utilization, and the power of open conversations about money within families.

Wise Decision Maker Show
#332: Our Four-Pronged Gen AI Strategy: Shri Santhanam of Experian

Wise Decision Maker Show

Play Episode Listen Later Apr 28, 2025 16:26


In this episode of the Wise Decision Maker Show, Dr. Gleb Tsipursky speaks to Shri Santhanam, EVP & GM of Platforms, Software, and AI at Experian, who talks about their four-pronged Gen AI strategy.You can learn about Experian at https://www.experian.com/

Law&Crime Sidebar
Fake TikTok Rabbi Abused Adopted Sons

Law&Crime Sidebar

Play Episode Listen Later Apr 20, 2025 30:25


For years, Hayim Nissim Cohen presented himself as an Orthodox Jewish rabbi to his thousands of TikTok followers. He told Jewish news outlets that he wanted to “save” Jewish children from non-Jewish homes, so he adopted nine boys. But Texas prosecutors say he was actually abusing the children and now he's going to prison. Law&Crime's Jesse Weber spoke with trial attorney Jeffrey B. Simon about the charges against him and his punishment.PLEASE SUPPORT THE SHOW:Go to the App Store and download the free Experian® app now! https://www.experian.com/credit/experian-app/?pc=bch_exp_sidebarHOST:Jesse Weber: https://twitter.com/jessecordweberLAW&CRIME SIDEBAR PRODUCTION:YouTube Management - Bobby SzokeVideo Editing - Michael Deininger, Christina O'Shea & Jay CruzScript Writing & Producing - Savannah Williamson & Juliana BattagliaGuest Booking - Alyssa Fisher & Diane KayeSocial Media Management - Vanessa BeinSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrime/Twitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Management Blueprint
282: Build Your AI Operating System with Andrew Amann

Management Blueprint

Play Episode Listen Later Apr 14, 2025 28:53


Andrew Amann, CEO and Co-founder of NineTwoThree Studio, is driven by a passion for building great products and embracing the entrepreneurial journey alongside his team and clients. We learn about Andrew's journey as a founder and his philosophy of finding joy in the process. He introduces The AI Operating System, a practical framework that helps companies adopt AI with clarity and speed. The system begins by building an internal knowledge base, then moves into deploying simple AI agents to automate repetitive tasks, and culminates in managing these agents through a Super-Agent that orchestrates workflows and interacts with external systems using natural language. --- Build Your AI Operating System with Andrew Amann Good day, dear listeners, Steve Preda here with the Management Blueprint Podcast. And my guest today is Andrew Amann, the CEO and co-founder of NineTwoThree Studio, an AI consulting agency, building products for funded startups and established brands such as Consumer Reports, NPR, and Experian. Andrew, welcome to the show. Thanks for having me, Steve. It's a pleasure to be here. Great to have you. And I will start with my favorite question as always, what is your personal “Why,” Andrew, and how are you manifesting it in your business? Sure, so we've been at this for 12 years, and I believe that many entrepreneurs would answer that question depending on the year that they're in. As you grow, my personal”Why” originally was to build the biggest company to be on the tallest building in Boston and to have the logo basically replace Fenway Park. And that dream has has sailed. I don't think I'm interested in that anymore. It seems aspirational and I think necessary when you're starting a company to have those levels of aspirations and dreams because you have to run through things that most people wouldn't and you have to achieve things that most people would give up on. So the journey of entrepreneurship, I've discovered that my “Why” is to be part of the journey. I've read a lot of books recently, basically around the philosophy of the process of like Siddhartha is a great example, or The Alchemist, or even Life of Pi. That's been my last year of inner research about what I want to be when I grow up. And what I discovered in all three of those books is the journey is what matters, the story is what matters, and the process of success, the process part is what matters. And many entrepreneurial friends, they sell their business and they lose that aspect of their lives because they forget that the process was what was fun. The ability to learn, the ability to grow, and the ability to be part of the team is what I truly admire. So when I was asked this question in a CEO group, they said, Andrew, what do you want to do next? I said, I kind of want to do the same thing I'm doing now. And they said, well, who do you wanna work with? And I said, the teammates that I currently have. And they said, well, what type of clients do you want? And I said, the clients we currently have. And so I think my “Why” is just kind of living in the moment, being part of the process, being successful, but also supporting the teammates that we have so that they can be prosperous, that they can find their purpose. They can be great problem solvers, but they can also be great providers for their family. And so my “Why” is to support that journey and that process that we're going through right now. Wow. Okay. Well, you look very young for having such a wise “Why,” but it's good. You shortcut the process. I do agree that the journey is the destination, perhaps. It definitely is very important. And as an investment banker, I can testify that sometimes you saw businesses for people and then they fall into depression because they lost their identity. They didn't know how to recreate the success that they were having along the way. And so that's pretty awesome. So having said that,

Law&Crime Sidebar
‘Jealous' Judge Shot Ex in the Head While He Slept

Law&Crime Sidebar

Play Episode Listen Later Apr 12, 2025 23:10


When Michael McCoy broke up with his girlfriend, Pennsylvania district court judge Sonya McKnight, and told her she had to move out of his home, he says she refused. After a week of resistance, prosecutors say McKnight came up to McCoy while he was sleeping and shot him in the head. Law&Crime's Jesse Weber speaks with with Texas judge Brandon Birmingham about how McCoy's own testimony helped convict his ex.PLEASE SUPPORT THE SHOW: Go to the App Store and download the free Experian® app now! https://www.experian.com/credit/experian-app/?pc=bch_exp_sidebar HOST:Jesse Weber: https://twitter.com/jessecordweberLAW&CRIME SIDEBAR PRODUCTION:YouTube Management - Bobby SzokeVideo Editing - Michael Deininger, Christina O'Shea & Jay CruzScript Writing & Producing - Savannah Williamson & Juliana BattagliaGuest Booking - Alyssa Fisher & Diane KayeSocial Media Management - Vanessa BeinSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrime/Twitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Law&Crime Sidebar
Blake Lively Ripped by Co-Star Over Explosive Birth Scene Claims

Law&Crime Sidebar

Play Episode Listen Later Apr 10, 2025 24:20


The actor who portrayed an OB/GYN in the film “It Ends with Us” is taking issue with claims made by co-star Blake Lively in a bombshell lawsuit. He says her assertions about being forced to be naked during a birth scene are inaccurate. Law&Crime's Jesse Weber takes a look at Adam Mondschein's comments and their potential impact with attorney Elizabeth Vulaj.PLEASE SUPPORT THE SHOW: Go to the App Store and download the free Experian® app now! https://www.experian.com/credit/experian-app/?pc=bch_exp_sidebar HOST:Jesse Weber: https://twitter.com/jessecordweberLAW&CRIME SIDEBAR PRODUCTION:YouTube Management - Bobby SzokeVideo Editing - Michael Deininger, Christina O'Shea & Jay CruzScript Writing & Producing - Savannah Williamson & Juliana BattagliaGuest Booking - Alyssa Fisher & Diane KayeSocial Media Management - Vanessa BeinSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrime/Twitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Mark Titus Show
Episode 186: National Championship Reactions LIVE From San Antonio | 4.7.25

The Mark Titus Show

Play Episode Listen Later Apr 8, 2025 65:02


Thanks to our sponsors: Gametime: Download the Gametime app today and use code TITUS for $20 off your first purchase DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. Experian: Go to the App Store and download the free Experian app now! Venmo: Get in on the games with Venmo & DraftKings. Look for the Venmo button in the DraftKings app to fund your account today. American Home Shield: It's a good day to warranty. Visit https://ahs.com/TITUS for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Rhoback: Use code TITUS on https://rhoback.com for a generous 20% off your first purchase through the end of this week Subscribe to The Mark Titus Show: https://www.youtube.com/@marktitusshow?sub_confirmation=1 Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Coaching for Leaders
728: Lower Your Risk of Being Hacked, with Qasim Ijaz

Coaching for Leaders

Play Episode Listen Later Apr 7, 2025 39:26


Qasim Ijaz Qasim Ijaz is the director of cybersecurity at a leading healthcare organization, overseeing detection, incident response, vulnerability management, purple teaming, and cybersecurity engineering. With a strong background in offensive security and risk management, he has helped organizations strengthen their defenses against evolving threats. He is also a dedicated educator, mentoring professionals and sharing his expertise at conferences such as BSides and Black Hat. You don't need to go far in the news these days to find out that another organization was hacked. Data breeches are a nightmare scenario for both leaders and the people they support. In this episode, Qasim and I explore what your team and you can do to be a bit more prepared. Key Points Use multi-factor authentication, passphrases, and a password manager. Freeze your personal credit reports. Do this for free directly with Experian, Equifax, and TransUnion. Leaders in bigger roles (executives, CEOs, board members) are larger targets for hackers due to their access and also their ability to occasionally side-step organizational guidelines. It's the non-technical pieces of a cyber response that organizations are least prepared for. Conduct incident response and disaster recovery tabletop exercises to uncover vulnerabilities before an attack. Regardless of organizational policy, employees will use AI. The best prevention assumes the inevitability of human behavior and works with it to improve systems. Resources Mentioned Recommended password managers: 1Password, Apple password app, Proton Pass Critical Security Controls by the Center for Internet Security Resources for Small and Medium Businesses by the Cybersecurity & Infrastructure Security Agency 2024 Data Breach Investigations Report by Verizon Business Related Episodes Dumb Things Smart People Do With Money, with Jill Schlesinger (episode 396) Where to Start When Inheriting a Team in Crisis, with Lynn Perry Wooten (episode 603) How to Use AI to Think Better, with José Antonio Bowen (episode 689) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

The Mark Titus Show
Final Four Reactions LIVE From San Antonio | 4.5.25

The Mark Titus Show

Play Episode Listen Later Apr 6, 2025 73:10


Thanks to our sponsors: DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. Gametime: Download the Gametime app today and use code TITUS for $20 off your first purchase Venmo: Get in on the games with Venmo & DraftKings. Look for the Venmo button in the DraftKings app to fund your account today. American Home Shield: It's a good day to warranty. Visit https://ahs.com/TITUS for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Experian: Go to the App Store and download the free Experian app now! Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 Subscribe to The Mark Titus Show: https://www.youtube.com/@marktitusshow?sub_confirmation=1 Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Son of a Boy Dad
PAT BEV | Son of a Boy Dad #289

Son of a Boy Dad

Play Episode Listen Later Apr 3, 2025 89:03


PAT BEV | Son of a Boy Dad #289 -- Adam, Harry & Rone are joined by Patrick Beverly for the ladder half of the pod -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Go to https://vuori.com/BOYDAD for 20% off your first purchase. Exclusions apply. Visit the website for full terms and conditions. -- #Ad: Grab Popeyes new lineup of bold, pickle-flavored products on Uber Eats. Try them all while they're here! -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Mostly Sports With Mark Titus and Brandon Walker
Should The Atlanta Braves Be Worried + Carmelo Made The Hall Of Fame | Mostly Sports EP 380 | 4.3.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Apr 3, 2025 88:56


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Every Man Jack: Shop Every Man Jack Body Wash & Deodorant at Walmart, Target, Amazon and https://EveryManJack.com Experian: Go to the App Store and download the free Experian app now! DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. DraftKings: Bet the unexpected with DraftKings Sportsbook! Download the DraftKings Sportsbook app and use code FAMILY. That's code FAMILY to get a No Sweat parlay EVERY SINGLE DAY! Only on DraftKings - The Crown Is Yours. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Mostly Sports With Mark Titus and Brandon Walker
Is The Rays New Stadium Actually Good? + BREAKING News Hit The Show | Mostly Sports EP 378 | 4.1.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Apr 1, 2025 93:03


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. Experian: Go to the App Store and download the free Experian app now! PorkRinds.Com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Venmo: Get in on the games with Venmo & DraftKings. Look for the Venmo button in the DraftKings app to fund your account today. American Home Shield: It's a good day to warranty. Visit https://ahs.com/Mostly for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. WWE 2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Million Dollaz Worth Of Game
WILL SMITH: MILLION DOLLAZ WORTH OF GAME EPISODE 319

Million Dollaz Worth Of Game

Play Episode Listen Later Mar 28, 2025 54:40


LEGEND ALERT! Gillie and Wallo sit down with the one and only Will Smith. The West Philadelphia legend is back and better than ever, promoting his highly anticipated album "Based On A True Story". After dominating Instagram and the internet, Big Willy is making his long-awaited return to music! Will opens up about his personal journey, sharing how he's still learning and growing, and how this continuous evolution is fueling his creative process. Tune in for an inspiring conversation about growth, music, and the drive to stay authentic in everything he does.

The Mark Titus Show
Episode 181: LIVE: Alabama Makes History, Florida + Duke Roll On & Cal Chokes | Sweet 16 - Day One Reactions

The Mark Titus Show

Play Episode Listen Later Mar 28, 2025 52:33


The Mark Titus Show Episode 181 | FULL EPISODE - Alabama Makes History, Florida + Duke Roll On & Cal Chokes | Sweet 16 - Day One Reactions Thanks to our sponsors: DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $200 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: dkng.co/dk-offer-terms. Ends 3/30/25 at 11:59 PM ET. Experian: Go to the App Store and download the free Experian app now! Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 Subscribe to The Mark Titus Show: https://www.youtube.com/@marktitusshow?sub_confirmation=1 Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Son of a Boy Dad
Susquehanna | Son of a Boy Dad #287

Son of a Boy Dad

Play Episode Listen Later Mar 27, 2025 65:13


Susquehanna | Son of a Boy Dad #287 -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Go to https://vuori.com/BOYDAD for 20% off your first purchase. Exclusions apply. Visit the website for full terms and conditions. -- #Ad: Gambling problem? Call 1-800-GAMBLER (MI/NJ/PA/WV). Help is available for problem gambling, call (888) 789-7777 or visit ccpg.org (CT). 21+. Physically present in CT/MI/NJ/PA/WV only. Void in ONT. Eligibility restrictions apply. 1 per new customer. Opt-in req. Min. net loss of $5 on eligible games to earn 100% of net losses back (“Lossback”) for 24 hours following opt-in. Max. $1,000 issued in Casino Credits for select games that are non-withdrawable, single-use, have no cash value, and expire in 7 days (168 hours). Terms: casino.draftkings.com/promos. Ends 4/27/25 at 11:59 PM ET. Sponsored by DK. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Mostly Sports With Mark Titus and Brandon Walker
Second Annual Mostly Sports: Opening Day | EP 375, Part 1 | 3.27.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 27, 2025 106:54


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Roman: Connect with a provider at RO.co/SPORTS to find out if prescription Ro Sparks are right for you and get $15 off your first order Experian: Go to the App Store and download the free Experian app now! Reeses: Eat Reese's Peanut Butter Cups DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). 1 No Sweat token per customer per day. Opt-in req. LEAGUE/GAME/SPORT PARLAY QUALIFYING BET bets only. Parlays req. min. X legs with odds of -XXX or longer per leg. Bet odds of +/-XXX or longer req. Must select token BEFORE placing bet. Bet must lose to receive Bonus Bet in the amount of losing bet, up to max. $XXX issued as non-withdrawable Bonus Bet that expires in 7 days (168 hours). Stake removed from payout. Tokens are single-use and expire at the end of the final game each day when offered. Terms: sportsbook.draftkings.com/promos. Sponsored by DK. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Twin Peaks: Tune in for the tournament at Twin Peaks for your chance to win $500 every round https://twinpeaksrestaurant.com/locations WWE2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

MoneyWise on Oneplace.com
Top Credit Report Myths with Neile Simon

MoneyWise on Oneplace.com

Play Episode Listen Later Mar 27, 2025 24:57


What do Bigfoot and credit reports have in common? They're each the subject of many myths.We don't know much about 8-foot furry creatures, but we can dispel some of the folklore about credit and credit reports. Neile Simon is here to help us do that today.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.If you've ever wondered whether closing a credit card boosts your score or if credit counseling hurts your credit, you're not alone. Let's dive into these common misconceptions and separate fact from fiction.Myth #1: Paying Off Debt Instantly Improves Your Credit ScoreIt's a common belief that paying down debt will immediately result in a perfect credit score. However, credit improvement takes time because credit scores are based on your payment history.Reality: Your credit report gives lenders a snapshot of how responsibly you've managed debt over time. Consistently paying bills on time is the best way to build and maintain a strong score—but it won't happen overnight.Tip: Be cautious of anyone claiming they can “fix” your credit instantly. No legitimate company can erase negative (but accurate) information from your credit history overnight.Myth #2: Credit Counseling Destroys Your Credit ScoreMany people worry that seeking credit counseling will harm their credit score.Reality: Enrolling in a credit counseling program is a neutral mark on your credit report and does not directly affect your score. Closing accounts impacts your score, so working with an accredited nonprofit organization is essential to develop a plan that keeps your credit intact. That's why Christian Credit Counselors is the only organization we recommend for credit counseling and debt management. Tip: Avoid paying for expensive credit monitoring or identity protection services. You can monitor your credit for free through reputable sources.Myth #3: Canceling Credit Cards Boosts Your ScoreMany people believe that closing old or unused credit cards is a responsible move, but it can actually hurt their credit scores.Reality: Lenders want to see two or three active credit lines. Closing credit cards reduces your available credit, which can negatively impact your score by increasing your credit utilization ratio (the percentage of available credit you're using).Tip: Keep zero-balance accounts open unless they charge an annual fee. If you must close an account, do so gradually—perhaps one every six months—to minimize the temporary impact on your score.Myth #4: Too Many Inquiries Hurt Your ScoreWhile excessive hard inquiries (when lenders check your credit for a loan or credit card application) can lower your score, not all inquiries count against you.Reality: Credit bureaus recognize rate shopping—for example, when you're comparing mortgage or auto loan rates. If you make multiple inquiries within a 45-day window, they count as one single inquiry, not multiple.Tip: Always shop around for the best loan terms without worrying about multiple hits to your credit score.Myth #5: Checking Your Own Credit Report Hurts Your ScoreMany consumers avoid checking their credit reports because they fear it will negatively impact their scores.Reality: Checking your own credit is a "soft inquiry" and does not affect your score. Only "hard inquiries" (such as applying for a loan or credit card) can impact your score.Tip: Review your credit report every 6–12 months to catch errors or fraud early. Get a free report from AnnualCreditReport.com, the only official site for free credit reports.Myth #6: Credit Scores Are Locked In for Six MonthsSome believe their credit score is only updated periodically, leading to confusion when making financial decisions.Reality: Your credit score is dynamic, meaning it updates as new information is reported—not every six months. Changes in balances, payments, and account activity can impact your score as soon as they are reported by creditors.Tip: If you're working on improving your score, be patient and consistent—your efforts will show over time.Myth #7: If I Pay My Bills on Time, I Don't Need to Check My Credit ReportIt seems logical that paying your bills on time means your credit report is in good shape. But that's not always the case.Reality: 80% of credit reports contain errors. Mistakes like incorrect account information or fraudulent activity can damage your score even if you've never missed a payment.Tip: Check your credit report at least once a year to identify errors and dispute inaccuracies before they hurt your financial standing.Myth #8: All Credit Reports Are the SameMany people assume that if they check one credit report, they've seen them all.Reality: There are three major credit bureaus—Equifax, Experian, and TransUnion—and they all calculate scores differently. Some lenders may pull from only one bureau, while others check all three.Tip: Review reports from all three bureaus to get a complete picture of your credit history and spot discrepancies.Myth #9: A Divorce Decree Automatically Removes You from Joint AccountsDivorce proceedings often divide assets and debts, but that does not automatically separate joint accounts.Reality: If you and your former spouse share a loan or credit account, both of you remain responsible for the debt—even if a court assigns the balance to one person.Tip: To protect yourself, close joint accounts or refinance loans to remove your ex-spouse's name. Simply relying on a court order won't protect your credit.Myth #10: Bad Marks Automatically Disappear After Seven YearsMany assume that negative information automatically falls off their report after seven years, but it's more complicated than that.Reality: Some items, like Chapter 7 bankruptcies, remain on your report for 10 years, while Chapter 13 bankruptcies stay for seven years. Paid-off accounts in good standing can remain for 10 years, which benefits your credit history.Tip: If you have negative marks on your report, focus on building positive credit habits to minimize their impact over time.Myth #11: I Can Pay Someone to “Fix” My CreditCredit repair companies often promise quick fixes, but many of their claims are misleading.Reality: No company can legally remove accurate negative information from your credit report. If a debt is legitimately yours, it will stay on your report until its expiration date.Tip: You can dispute errors yourself for free. Christian Credit Counselors provides free resources and sample dispute letters to help you correct inaccuracies.The Truth About Credit ReportsUnderstanding your credit report and score is essential for financial success. By debunking these myths, you can take control of your credit and make informed financial decisions.Check your credit report regularly for errorsKeep credit card accounts open to maintain a strong scoreShop around for loans without worrying about multiple inquiriesWork with trusted advisors, not credit repair scamsIf you're struggling with credit card debt, Christian Credit Counselors can help. They've helped thousands of people get out of debt 80% faster while honoring their financial obligations.Visit ChristianCreditCounselors.org or call 800-557-1985 to learn more.On Today's Program, Rob Answers Listener Questions:I have a $50,000 home equity line of credit with $40,000 currently owed. I'm in school for one more year and have had to draw $1,000-$2,000 from the line every couple of months to cover expenses. My interest rate is 2.6%. I was wondering if I could use the equity in my home to pay off this debt and get some extra cash to help me through the rest of school.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Credit CounselorsAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Mostly Sports With Mark Titus and Brandon Walker
Mark's Sweet 16 Preview + Russell Wilson Is A New York Giant | Mostly Sports EP 374 | 3.26.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 26, 2025 93:31


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app today and use code MOSTLY for $20 off your first purchase Experian: Go to the App Store and download the free Experian app now! DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). 1 No Sweat token per customer per day. Opt-in req. LEAGUE/GAME/SPORT PARLAY QUALIFYING BET bets only. Parlays req. min. X legs with odds of -XXX or longer per leg. Bet odds of +/-XXX or longer req. Must select token BEFORE placing bet. Bet must lose to receive Bonus Bet in the amount of losing bet, up to max. $XXX issued as non-withdrawable Bonus Bet that expires in 7 days (168 hours). Stake removed from payout. Tokens are single-use and expire at the end of the final game each day when offered. Terms: sportsbook.draftkings.com/promos. Sponsored by DK. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply American Home Shield: It's a good day to warranty. Visit https://ahs.com/Mostly for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Twin Peaks: Tune in for the tournament at Twin Peaks for your chance to win $500 every round https://twinpeaksrestaurant.com/locations WWE2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU WWE2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Fearless with Jason Whitlock
Ep 896 | The Cinderella Story Is DEAD at March Madness Tournament | The Memory of George Foreman

Fearless with Jason Whitlock

Play Episode Listen Later Mar 24, 2025 90:40


Does the slipper still fit? What happened to the Cinderella story? On this Monday episode of "Fearless," Jason asks the question — where is this year's feel-good story? March Madness has always been about the unexpected underdog, the Cinderella team that captures the nation's heart. But this year? The magic seems to be missing. Could the NIL era be to blame for the tournament's increasing predictability? It's not just the action on the court that feels off; March Madness commercials are drowning in virtue-signaling. Companies like Home Depot, Experian, and Gatorade are putting NCAA women's basketball stars front and center, while male athletes take a back seat. That's right — men are now being used as props to highlight female athletes. Steve Kim joins the show to break down the current landscape of college basketball. Meanwhile, UConn women's head coach Geno Auriemma has a full-blown meltdown, complaining about Arkansas State having to travel 45 minutes from the team's hotel to play. When will women's sports stop leaning into the victimhood narrative? Outside March Madness, ESPN's very own Stephen A. Smith gets exposed as “the Angry Black Man” by a network producer in a secret interview. Is this a hit job, or is the truth finally catching up to Stephen A.? Plus, did Steph Curry actually sink that viral full-court shot, or is there more to the story? And with Jameis Winston now leading the New York Giants, what can fans expect from the new signal-caller? Finally, Jason and Steve Kim pay tribute to one of the greatest athletes of all time — boxing legend Big George Foreman. A jam-packed episode of "Fearless" you won't want to miss! ​​Today's Sponsors: PreBorn PreBorn's Network of Clinics are on standby for women in their darkest hour and they meet them with God's love and free services to help them choose life. To donate, dial pound 250 & say the keyword “BABY” or donate securely at https://preborn.com/FEARLESS. Frontier 2 Go to https://BlazeUnlimited.com/fearless RIGHT NOW and use promo code Blaze500 to get $40 off your subscription. This isn't just about reading Frontier. It's about living it. So don't wait—get in on this NOW, before it's too late! Relief Factor With Relief Factor, you'll feel better every day, and you'll live better every day. Get their 3-Week QuickStart for only $19.95 – that's less than a dollar a day. Call 1-800-4-Relief Or Visit https://ReliefFactor.com  Fearless Army Roll Call 3.0 Roll Call 3.0 continues the mission of men encouraging each other to pursue holiness and the execution of The Great Commission (Matthew 28: 19-20) by seeking alliance and fellowship with men who share our faith, values and commitment to obey our Lord and Savior. Join hundreds of like-minded men in Nashville on May 2nd-3rd for this important conference. Lunch will be included. Tickets are available right now at https://www.fearlessrollcall.com. SHOW OUTLINE 10:33 March Madness Tournament Lacks a Cinderella Story 32:49 A plethora of Commercials Feature Female College Players Over Males 46:02 Steve Kim: March Madness Tournament Lacks a Cinderella Story 52:58 Steve Kim: A plethora of Commercials Feature Female College Players Over Males 56:28 Geno Auriemma Objected to Arkansas State's 45-minute Bus Ride From Their Hotel 01:01:11 Stephen Curry Makes Insane One-Handed Shot From Outside Full-Court 01:03:08 Two-Time Heavyweight Champion George Foreman Passes Away at age 76 1:21:41ESPN Employee Calls Out Stephen A. Smith for Being ‘An Angry Black Man We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Want more Fearless content? Subscribe to Jason Whitlock Harmony for a biblical perspective on everyday issues at https://www.youtube.com/@JasonWhitlockHarmony Learn more about your ad choices. Visit megaphone.fm/adchoices

Son of a Boy Dad
Rufus | Son of a Boy Dad #285

Son of a Boy Dad

Play Episode Listen Later Mar 20, 2025 87:42


Rufus | Son of a Boy Dad #285 -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Go to https://vuori.com/BOYDAD for 20% off your first purchase. Exclusions apply. Visit the website for full terms and conditions. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Million Dollaz Worth Of Game
CASANOVA: MILLION DOLLAZ WORTH OF GAME EPISODE 317

Million Dollaz Worth Of Game

Play Episode Listen Later Mar 16, 2025 59:22


In this powerful episode of Million Dollaz Worth of Game, Gillie and Wallo sit down with rapper Casanova, who calls in from Federal Prison to share his story. Casanova opens up about his current situation, how he's staying strong, and the people who have been holding him down during this challenging time. He breaks down how RICO charges work and gives an inside look at what it's like fighting for his life behind bars. Plus, Casanova shares a hilarious story involving 50 Cent that you don't want to miss. Tune in for a great conversation about the realities of prison life, the justice system, and survival. Like, comment, and subscribe for more exclusive content from Million Dollaz Worth of Game! Powered by: Planet Fitness - We're All Strong on This Planet™. Join today in-club, online or in the free PF app New Amsterdam Vodka - Find your wins with New Amsterdam Vodka Body Armor - Get your BODYARMOR Flash I.V. today at a local 7-Eleven or on Amazon! https://www.drinkbodyarmor.com/flash-iv-sports-drink/ Draftkings - Download the DraftKings Sportsbook app and use code GILLIE. GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 3/16/25 at 11:59 PM ET. Sponsored by DK. Experian - Go to the App Store and download the free Experian app now! Jackpocket -GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/mworthofgame

The Mark Titus Show
Episode 175: Mark Titus Names His All-American Teams & End Of Season Award Winners

The Mark Titus Show

Play Episode Listen Later Mar 13, 2025 97:40


The Mark Titus Show Episode 175 | FULL EPISODE - End Of Season Awards Thanks to our sponsors: Experian: Go to the App Store and download the free Experian app now! JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 On today's episode Mark and Ohio's Tate recap the games from the conference tournaments, Mark gives out his all American teams and more. We'll be back with a new episode on Sunday! Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Mostly Sports With Mark Titus and Brandon Walker
Mark And TJ Are Down Bad After Losing In The Big Ten Tourney | Mostly Sports EP 365 | 3.13.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 13, 2025 92:25


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Highland Film Group: Exclusively in Theaters March 21. www.locked-movie.com DraftKings: Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible jurisdictions, but other age and eligibility restrictions may apply. Valid only in jurisdictions where DraftKings Pick6 operates. Pick6 not available everywhere, including, but not limited to NY, and CA-ONT (for up-to-date list of jurisdictions please visit pick6.draftkings.com/where-is-pick6-available). Void where prohibited. 1 per new Pick6 customer. $5+ first Pick Set to receive $50 issued as non-withdrawable Pick6 Credits that expire in 14 days (336 hours). Ends 4/6/25 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKings. JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Reeses: Eat Reese's Peanut Butter Cups Experian: Go to the App Store and download the free Experian app now! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Mostly Sports With Mark Titus and Brandon Walker
Rich Rodriguez Bans TikTok Dancing + We Created A New Spinoff Show | Mostly Sports EP 364 | 3.12.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 12, 2025 92:53


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 3/16/25 at 11:59 PM ET. Sponsored by DK. Mountain Dew: Ride the Baja wave, and grab Mountain Dew Baja Blast for you and your crew wherever refreshing beverages are sold. Roman: Connect with a provider at RO.co/SPORTS to find out if prescription Ro Sparks are right for you and get $15 off your first order Experian: Go to the App Store and download the free Experian app now! Huel: Get Huel today with this exclusive offer for New Customers of 15% OFF + a FREE Gift with code mostly15 at https://huel.com/mostly15 (Minimum $75 purchase). Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Son of a Boy Dad
Too Hands | Son of a Boy Dad #282

Son of a Boy Dad

Play Episode Listen Later Mar 11, 2025 116:59


Too Hands | Son of a Boy Dad #282 -- Harry, Adam & Francis are back together in studio -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Son of a Boy Dad is sponsored by BetterHelp. Visit https://BetterHelp.com/SON today to get 10% off your first month. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Mostly Sports With Mark Titus and Brandon Walker
Nikola Jokic Should Win NBA MVP + Steven Cheah Joins The Family | Mostly Sports EP 363 | 3.11.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 11, 2025 95:45


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Highland Film Group - Locked: Exclusively in Theaters March 21. www.locked-movie.com Experian: Go to the App Store and download the free Experian app now! JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Twin Peaks: Enter the Twin Peaks Dos Million Bracket Challenge today at https://twinpeaksbracketchallenge.com. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Mostly Sports With Mark Titus and Brandon Walker
DK Metcalf & Davante Adams Make Moves + Conference Tourney Week | Mostly Sports EP 362 | 3.10.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 10, 2025 94:20


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW CREWNECK ARE LIVE: https://store.barstoolsports.com/products/certified-ball-knower-crewneck?variant=42032585343073 Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Sport Clips: Sport Clips. The haircut experience, dialed in for guys. It's a Game Changer. Kikoff: Build credit fast and get your first month for just a dollar at https://GetKikoff.com/mostly today. Thanks to Kikoff for sponsoring us! Experian: Go to the App Store and download the free Experian app now! PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Twin Peaks: Enter the Twin Peaks Dos Million Bracket Challenge today at https://twinpeaksbracketchallenge.com. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Million Dollaz Worth Of Game
FRIDAYY: MILLION DOLLAZ WORTH OF GAME EPISODE 316

Million Dollaz Worth Of Game

Play Episode Listen Later Mar 8, 2025 68:53


Philly's own Fridayy stopped by the studio to promote his new album "Some Days I'm Good, Some Days I'm Not". Gillie & Wallo have been tight with Fridayy for a while so this was long overdue! Go stream his new album available now. Powered by: New Amsterdam Vodka - Find your wins with New Amsterdam Vodka DRAFTKINGS - Download the DraftKings Sportsbook app and use code GILLIE. GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 3/16/25 at 11:59 PM ET. Sponsored by DK. Stash - Go to https://get.stash.com/DOLLAZ to see how you can receive $25 towards your first stock purchase and to view important disclosures. Roman - Connect with a provider at RO.co/MDWOG to find out if prescription Ro Sparks are right for you and get $15 off your first order Experian - Go to the App Store and download the free Experian app now! Jackpocket - GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. BET+ - Watch Lil Kev, now streaming on BET+You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/mworthofgame

Mostly Sports With Mark Titus and Brandon Walker
Mourning The Loss Of The Big Ten Pinwheel Logo + Joey Bosa Released | Mostly Sports EP 360 | 3.6.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 6, 2025 91:03


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Sport Clips: Sport Clips. The haircut experience, dialed in for guys. It's a Game Changer. Huel: Get Huel today with this exclusive offer for New Customers of 15% OFF + a FREE Gift with code mostly15 at https://huel.com/mostly15 (Minimum $75 purchase). Experian: Go to the App Store and download the free Experian app now! Reeses: Eat Reese's Peanut Butter Cups Stella Blue: Visit https://stellabluecoffee.com use promo code FAMILY for 20% off orders of $25 or find Stella Blue Coffee on Amazon for next day delivery Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Mostly Sports With Mark Titus and Brandon Walker
The World Is Taking Around The Horn From Us + LeBron Hits 50k Points | Mostly Sports EP 359 | 3.5.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 5, 2025 91:16


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Experian: Go to the App Store and download the free Experian app now! JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. PorkRinds.Com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Roman: Connect with a provider at RO.co/SPORTS to find out if prescription Ro Sparks are right for you and get $15 off your first order Pardon My Cheesesteak: Go to https://pardonmycheesesteak.com and use code PMC20 for 20% off your order Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Son of a Boy Dad
Nick Murphy Returns | Son of a Boy Dad #280

Son of a Boy Dad

Play Episode Listen Later Mar 4, 2025 98:44


Nick Murphy Returns | Son of a Boy Dad #280 -- Harry & Adam are joined by a friend of the program -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Connect with a provider at RO.co/SON to find out if prescription Ro Sparks are right for you and get $15 off your first order -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Mostly Sports With Mark Titus and Brandon Walker
Brady Tkachuk Joins The Family + This Mavericks Team Is Cursed | Mostly Sports EP 358 | 3.4.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 4, 2025 89:15


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Shady Rays: Head to shadyrays.com and use code: MOSTLYSPORTS for 35% OFF polarized sunglasses Mountain Dew: Ride the Baja wave, and grab Mountain Dew Baja Blast for you and your crew wherever refreshing beverages are sold. Experian: Go to the App Store and download the free Experian app now! PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

The Mark Titus Show
Episode 172: St John's Wins The Big East, Tennessee Beats Alabama At The Buzzer & March Is Finally HERE

The Mark Titus Show

Play Episode Listen Later Mar 3, 2025 74:35


The Mark Titus Show Episode 172 | FULL EPISODE - March Is HERE Thanks to our sponsors: Rhoback: Use code TITUS on https://rhoback.com for a generous 20% off your first purchase through the end of this week Experian: Go to the App Store and download the free Experian app now! JackPocket: Download Jackpocket now and don't forget to use code TITUS. Jackpocket, America's number one lottery app and official partner of Barstool Sports.  GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Reeses: Eat Reese's Peanut Butter Cups Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 On today's episode Mark and Ohio's Tate recap the games from the weekend, talk about the conference previews and more. We'll be back with a new episode on Thursday! Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Mostly Sports With Mark Titus and Brandon Walker
It's March, John Cena's A Heel & Brandon Can't Drop A Puck | Mostly Sports EP 357 | 3.3.25

Mostly Sports With Mark Titus and Brandon Walker

Play Episode Listen Later Mar 3, 2025 92:34


Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Sport Clips: Sport Clips. The haircut experience, dialed in for guys. It's a Game Changer. BetterHelp: Mostly Sports is sponsored by BetterHelp. Visit https://BetterHelp.com/MOSTLY today to get 10% off your first month. Experian: Go to the App Store and download the free Experian app now! PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Stella Blue: Visit https://stellabluecoffee.com use promo code FAMILY for 20% off orders of $25 or find Stella Blue Coffee on Amazon for next day delivery Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en