Podcasts about Experian

LEAVE US A VOICEMAIL OR MESSAGE: 347-450-0723 SUPPORT THE SHOW: PINK WHITNEY: Take Your Shot with Pink Whitney DRAFT KINGS: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. BOLL & BRANCH: Get 25% off sitewide, plus free shipping and extended returns at https://bollandbranch.com/TAYLORWATCH EXPERIAN: Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. OUR MERCH: https://store.barstoolsports.com/collections/taylor-watch FOLLOW TAYLOR WATCH: Instagram: @taylor.watch Tik Tok: @taylor.watch FOLLOW US: Instagram: @gia.mariano Tik Tok: @gia.mariano Instagram: @kelly.keegs Tik Tok: @kellykeegs

WELCOME BACK TO PLANBRI! This week I forced my guy friend, Noah to sit down with me and answer all the questions that girls are too afraid to ask men! Visit https://highnoonspirits.com to find a pack near you Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Download the Gametime app and use code PLANBRI for $20 off your first purchase. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Follow us on Instagram: https://www.instagram.com/planbriuncut/ Follow us on TikTok: https://www.tiktok.com/@planbriuncut?lang=en Follow us on Twitter: https://twitter.com/planbriuncut Our Merch: https://store.barstoolsports.com/collections/planbri-uncut?gad_source=1&gadid=&gclid=EAIaIQobChMI5OfqyMXOhAMVIWtHAR0ywwSVEAAYASAAEgLvMvD_BwE&utm_campaign=18065118167&utm_content=&utm_medium=paid&utm_source=google&utm_term=You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/planbri

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea The Unnecessary Roughness crew instantly recaps all things College Football Week 12. 00:00 Intro 01:45 Texas A&M Survives 25:51 Oklahoma downs Alabama for a second year in a row 39:20 James Franklin update 42:40 Michigan's playoff hopes remain in tact 47:50 Should Leremiyah Love be getting more respect in Heisman talks? 53:10 Where we stand with the playoff after this weekend 01:01:50 The ACC is GARBAGE 01:06:13 Georgia throttles Texas 01:10:40 USC gets a tough win over Iowa 01:18:30 Week 12 Winners 01:27:25 Week 12 Losers 01:33:50 Week 12 Shit List ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 11/23/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Experian - Download the Experian® app and meet your Big Financial Friend today. Rocket Money - Cancel your unwanted subscriptions and reach your financial goals faster at https://RocketMoney.com/rough today. BRUNT Workwear - Get $10 Off at BRUNT with code ROUGH at https://www.bruntworkwear.com/ROUGH #Bruntpod ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

In this week's Quick Hits, DeAndre returns from a phenomenal stay at Secrets Tulum Resort & Beach Club to break down the latest travel, points, and miles news. He kicks things off with a reminder about the 100th Episode Giveaway and clarifies how to enter.Then, DeAndre dives into a packed lineup of updates across the rewards world — including Chase Ultimate Rewards transfer glitches, Bilt's new partnership with United Wholesale Mortgage, and the rumored Hilton Diamond Reserve tier that could reshape elite status. He also covers Rove Miles' new Lufthansa partnership, major U.S. flight delays tied to the FAA and government shutdown, and the latest transfer bonuses from Chase, Amex, and Capital One.The episode wraps with a community-inspired discussion about a Capital One credit card approval hack — freezing Experian before applying — and how it's helped others get approvals despite multiple inquiries. It's an insightful, fast-moving roundup designed to keep travelers informed, strategic, and ready to maximize every opportunity.Key takeaways: Giveaway updates: How to properly register, unlock entries, and troubleshoot broken Spotify links.Chase glitch: Users are facing errors transferring Ultimate Rewards points — workaround tips included.Bilt breakthrough: Partnership with United Wholesale Mortgage lets users earn points on mortgage payments.Hilton rumor: “Diamond Reserve” tier may soon require $18K annual spend and 80 nights.Rove expansion: Adds Lufthansa Miles & More as a transfer partner, opening new award opportunities.Travel chaos: Nearly 3,000 flights canceled amid FAA staffing issues and government shutdown delays.Transfer bonuses: Up to 40% bonus on Virgin, 20% on British Airways, and 15% on Avianca LifeMiles.Community focus: Growing together to create more opportunities for travelers and loyal listeners.Click here to enter the 100th episode giveaway or visit www.boldlygo.world/giveawayInterested in Financial Planning?Truicity Wealth ManagementResources:Our RoveMiles referral linkBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)

In the latest episode of Digital Banking Podcast, host Josh DeTar, Vice President of Sales and Marketing at Tyfone, welcomed Christina Roman, Consumer Education and Advocacy Manager at Experian, and Latreace Wells, Assistant Vice President of Career Planning and Development at Fisk University. The episode centered around how financial education shapes opportunity and why understanding credit early can change lives.Christina and Latreace discussed the challenges people face when learning about credit and personal finance. They shared how misinformation on social media makes it hard for young adults and students to separate fact from fiction. Both guests explained how practical education—like credit monitoring and honest conversations about money—can help people avoid common pitfalls. Christina highlighted the need for trustworthy resources and explained why credit monitoring should be part of everyone's routine. Latreace described how her programs at Fisk University help students build good habits before they enter the workforce, stressing that it's never too late to start fresh.The conversation also touched on the complexity of today's financial landscape. Subscription services, buy now pay later options, and digital wallets add layers to money management that didn't exist a decade ago. Christina and Latreace encouraged listeners to focus on small, positive steps—like tracking spending and prioritizing trusted advice—to build a stronger financial future.

The BFFs are back to share their thoughts on the 2025 Grammy Nominations. They discuss Sydney Sweeneys new movie, Kim Kardashian failing the bar, and so much more. They also end up getting in a bit of a fight... Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea 00:00 Intro 02:10 Brandon talks Arkansas tweet + coaching sarousel 12:32 Miami vs Vanderbilt + playoff hypotheticals 21:11 Unnecessary Roughness Dog Parlay

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea In today's episode we clean up all things College Football Week 11, answer your College Football questions, and give our thoughts to the next College Football Playoff rankings! ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 11/23/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Gametime - Download the Gametime app today and use code ROUGH for $20 off your first purchase Boll and Branch - Get 25% off sitewide, plus free shipping and extended returns at https://BollAndBranch.com/ROUGH BlueChew - Get your first month of BlueChew FREE Just use promo code ROUGHNESS at checkout and pay five bucks for shipping https://bluechew.com Experian - Download the Experian® app and meet your Big Financial Friend today. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

Emmaline Aliff of Equifax joins Dr. Amy Crews Cutts, Chief Economist at AC Cutts & Associates, to unpack the real costs and competitive dynamics of mortgage credit reporting. They dig into what the data actually shows about tri-merge pricing, lender negotiation power, fallout loans, and the entry of VantageScore.In this episode:What is the true cost of pulling a credit report for a mortgage?The cost of a mortgage credit report usually falls within a wide range—from around $40 up to about $240 per file, depending on factors like the number of borrowers and the products included (such as trended data or monitoring services). While some lenders cite an average cost around $155, the actual cost is often driven by how many borrowers are on the application, how many times credit is pulled, and which ancillary services are added.Why do lenders say credit reports are “too expensive”?Many lenders feel credit reports are expensive not because of the unit price, but because of fallout—loans that never close. When a lender pulls credit and the borrower doesn't complete the loan, the lender usually eats that cost. Unlike appraisals, credit report fees are often not collected upfront, so unrecovered costs on fallout loans can make credit reporting feel disproportionately expensive.How much does a credit report actually matter in the total cost of a mortgage?In the context of a full mortgage transaction, the credit report fee is typically a small fraction of total closing costs and prepaid expenses. Even if a report costs $60–$150, that's minimal compared to items like taxes, insurance, and appraisal fees. The real financial impact often comes from how credit information influences interest rates and approvals, not just the report fee itself.What is a tri-merge credit report and why does it exist?A tri-merge credit report combines data from the three nationwide credit reporting agencies—Equifax, Experian, and TransUnion—into one consolidated file. This helps:Reduce blind spots by capturing regional and portfolio differences between bureausGive investors and GSEs (Fannie Mae, Freddie Mac) a more complete view of borrower riskSupport underwriting models that rely on rich, multi-bureau data rather than a single viewTri-merge helps maintain investor confidence in mortgage-backed securities by reducing data gaps and gaming risk.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. JOIN THE DK LEAGUE: https://dkn.gs/r/eFrJ21EzUEaXU3kP7Rni3w Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. Experian: Download the Experian® app today. Your wallet will thank you. BodyArmor: Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store. Jackpocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, Call 877-8-HOPENY/text HOPENY (467369) (NY). 18+ (19+ in NE, 21+ in AZ). Physically present where Jackpocket operates. Jackpocket is a lottery courier and not affiliated with any State Lottery. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Opt-in for $5 in non-withdrawable Lottery Credits that expire in 7 days (168 hours). Ends 12/31/25 at 11:59PM ET. Terms: jkpt.co/draw5. Sponsored by Jackpocket. Based on the total dollar amount of lottery prizes won by Jackpocket customers. Based on 2025 iOS download data collected by Sensor Tower. NASCAR: Tickets are on sale now! Don't miss the 2026 Daytona 500. Lock in your seats today at https://NASCAR.com before they're gone! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea The Unnecessary Roughness crew instantly recaps all things College Football Week 11. ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 11/23/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Gametime - Download the Gametime app today and use code ROUGH for $20 off your first purchase Experian - Download the Experian® app and meet your Big Financial Friend today. BetterHelp - Get 10% off your first month at https://BetterHelp.com/SMITH Venmo - Score more with the Venmo Debit Card. Get 40% off Big Ten Plus, 1 free year of Perplexity Pro, and more. Sign up at https://venmo.com/collegecard. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

The BFFs are back this week to discuss Heidi Klum's Halloween party, dissect the World Series (that Brianna had no idea happened), and so much more. 00:00 BASEBALL 9:30 HEIDI HALLOWEEN 21:23 WHITE LOTUS 24:38 JUSTIN BALDONI & BLAKE LIVELY 30:26 NINA DOBREV 33:25 JULIA FOX'S COSTUME 37:00 ALIX EARLE DWTS DRAMA 42:00 KAT STICKLER & JOHN MAYER 42:30 DEMI LOVATO AS POOT 45:03 MTV'S RIDICULOUSNESS 46:40 JACOB ELORDI & OLIVIA JADE 48:55 WORD OF THE YEAR: 67 50:50 BARSTOOL INTERNET INVITATIONAL Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea 00:00 Intro 02:30 Will Ferrell best movies 06:54 Brandon gives us his Heisman long shot 13:14 Initial playoff rankings reaction 25:05 Venmo BIG Game Preview 35:45 Cracker Barrel Game of the Week 46:46 Upset alert 58:54 Under the radar games to look out for 01:07:34 Unnecessary Roughness Dog Parlay

Recorded live at MBA Annual 2025, HousingWire CEO Clayton Collins talks with Joel Rickman, SVP of Verification Services/Workforce Solutions at Equifax, and Justin Demola, President of Lenders One, about the ripple effects of FICO's new pricing model, the rise of VantageScore, and how smarter lending data can drive efficiency, affordability, and innovation across the housing market.In this episode:Why is the FICO vs. VantageScore discussion so important right now?The FHFA's move to accept VantageScore opened the door for more competition and potential savings. While some lenders worry about cost increases, experts explain how competition is already driving innovation and pricing transparency—helping lenders better serve homebuyers.How are Equifax and other bureaus responding to these market shifts?Equifax, Experian, and TransUnion have each added new data benefits within existing pricing structures. At Equifax, that includes embedding income and employment data into credit reports to reduce costs and improve decision accuracy. The goal: help lenders make smarter, faster, and fairer lending decisions.What role does Lenders One play in shaping this change?Lenders One represents over 230 independent mortgage bankers, providing cooperative buying power and technology tools. By building its own credit-reporting platform and partnering with bureaus like Equifax, Lenders One helps members gain flexibility, lower costs, and optimize workflows.How can lenders create efficiency in loan manufacturing?The guests stress “buy what you need, when you need it.” That means pulling the right data at the right stage of the loan, automating income verification later in the process, and using analytics to predict fallout rates—reducing unnecessary costs while keeping accuracy high. 

If you have a student loan or are considering your options for a loan, this episode is for you. The hosts of Making Cents of Money discuss the latest updates of repayment plans and break down how the decisions you make now will impact your financial future. Show Notes: Federal Resources • U.S. Department of Education, Federal Student Aid. (n.d.). Federal Student Aid. StudentAid.gov. https://studentaid.gov • Equifax, Experian, & TransUnion. (n.d.). Annual Credit Report. AnnualCreditReport.com. https://www.annualcreditreport.com University of Illinois System Resources • University of Illinois System, University Bursar. (2025). Know what you owe. https://paymybill.uillinois.edu/student_loans/know_what_you_owe • University of Illinois System, Student Money Management Center. (n.d.). Student loans. https://www.studentmoney.uillinois.edu/learn/studentloans Prior Related Making Cents of Money Podcast Episodes • Federal Student Loan Forgiveness (ep. 48): https://blogs.uofi.uillinois.edu/view/7550/1805186696 • Paying for College with Scholarships (ep. 52): https://blogs.uofi.uillinois.edu/view/7550/19876420 • Return to Repayment Update (ep. 60): https://blogs.uofi.uillinois.edu/view/7550/2144507315 • Understanding FAFSA (ep. 72): https://blogs.uofi.uillinois.edu/view/7550/180972984 • Loan Payments Resumed in October (ep. 73): https://blogs.uofi.uillinois.edu/view/7550/1498217343 • April 30th Student Loan Deadline (ep. 81): https://blogs.uofi.uillinois.edu/view/7550/706826894 • Back to School: College and Credit (ep. 90): https://blogs.uofi.uillinois.edu/view/7550/1942070018 • PSLF Seekers in SAVE: Costs of Administrative Forbearance (ep. 92): https://blogs.uofi.uillinois.edu/view/7550/514139128 • On-Ramp to Repayment Ends 9/30 for Federal Loan Borrowers (ep. 93): https://blogs.uofi.uillinois.edu/view/7550/699654176 • Federal Student Loan Updates [Debt Collection Resumes] (ep. 110): https://blogs.uofi.uillinois.edu/view/7550/1101960728 • The Role of Loan Servicers (ep. 114): https://blogs.uofi.uillinois.edu/view/7550/681485881 Webinar Recording • Pellegrini, A., & Giancola-Shank, N. (2025, March 6). Student loan management #GetSavvy webinar recording [Video]. YouTube. https://youtu.be/_9duc7kvTqg?si=gZGRCFfSTAJ3HF6A Register for April 2026 Student Loan Repayment webinar at https://go.uillinois.edu/getsavvywebinars.

At MBA Annual 2025, HousingWire CEO Clayton Collins interviewed Rikard Bandebo, Chief Strategy Officer and Chief Economist at VantageScore, about one of the biggest industry shifts in decades: the entrance of VantageScore into the mortgage ecosystem. In this episode:Why is credit score competition important?For decades, the mortgage industry has relied on one scoring model. With the Federal Housing Finance Agency (FHFA) expanding options, VantageScore introduces innovation, transparency, and fairness—allowing lenders to assess creditworthiness more accurately and consumers to qualify for mortgages previously out of reach.How will this change expand homeownership?VantageScore's model incorporates up to 24 months of credit history and uses alternative data sources, helping identify five million additional households that could qualify for mortgages. These consumers are often in rural or high-rental communities, meaning the change supports economic growth and financial inclusion in underserved markets.What are the implications for lenders and the market?·       Lenders: Gain new tools to expand their customer base without increasing risk.·       Consumers: See more consistent and transparent scoring.·       Market: Competitive pricing for credit data, increased innovation, and better access to affordable lending.What's next for mortgage credit innovation?Lenders are encouraged to back-test their portfolios, prepare internal systems, and align with new data channels to ensure readiness as the transition accelerates in 2026.

Stephen Grootes speaks to Tando Ngibe, Senior Manager at Budget Insurance, about how betting is draining South Africans’ wealth. A study by Experian and Vault22 shows gambling cost South Africans R1.5 trillion last year, around 65% of total consumer debt, hitting younger and mid-affluent groups hardest. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. JOIN THE DK LEAGUE: https://dkn.gs/r/eFrJ21EzUEaXU3kP7Rni3w Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. Opt-in req. 1 Token per customer, valid only for min. $5 pregame NBA player prop bets w/ min. odds of -200 or longer. Tokens are single-use and expire at the start of the final of NBA game each day when offered. Must select token BEFORE placing bet. Customers who place bet w/ Token and pick day's PRA stat leader will receive equal share of $1,000,000, issued as a non-withdrawable Bonus Bet that expires in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Sponsored by DK. Sport Clips: Sport Clips. It's a Game Changer. https://sportclips.com Experian: Download the Experian® app today. Your wallet will thank you. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Experian en Vault22 het onlangs 'n verslag bekend gemaak wat toon dat tot 50% van sekerheidstoelaes onder jonger groepe op dobbelary verkwis word. Jaco van Jaarsveldt, hoof van kommersiële strategie en innovasie by Experian, gesels oor die bevindinge. Volg RSG Geldsake op Twitter

The BFFs are live together this week in NYC! Bri and Josh discuss the biggest headlines from this past week including: the Lourve Heist, the Sombr Drama, Selena vs Hailey, and the sexiest men alive! Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Stream Chad Powers only on Hulu. https://www.hulu.com/ Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea 00:00 Intro 04:00 Brian Kelly era over at LSU 29:20 Underwhelming weekend schedule 37:25 Does Penn State even compete with Ohio State? 41:35 Can Vanderbilt take care of business @ Texas? 49:56 Cracker Barrel Game of the Week 01:00:24 Under the radar games to look out for 01:10:17 Player to watch 01:22:16 Upset alert 01:28:38 Unnecessary Roughness Dog Parlay

Kathleen Peters brings a background with digital communications companies and tech startups to her role as Experian's chief innovation officer. On this episode, Kathleen shares a bit about Experian's Innovation Lab, outlining some of its projects and explaining how the recent democratization of generative AI tools has made even more innovative thinking possible, both for tech experts and for contributors who have other core competencies. Read the episode transcript here. Guest bio: As Experian's chief innovation officer, Kathleen Peters explores new ways to solve market challenges in identity, risk, and fraud detection. She and her team define business strategies and investment priorities while incubating new products, analyzing industry trends, and leveraging the latest technologies to bring ideas to life. Peters joined Experian in 2013 to lead business development and global product management for its newest fraud products. She later led its Fraud & Identity business in North America until being named chief innovation officer for decision analytics in 2020. Peters has twice been named a “Top 100 Influencer in Identity” by One World Identity (now Liminal), which annually recognizes influencers and leaders in the identity space. Peters is regularly quoted in prominent media outlets, including Forbes and Bloomberg, and she frequently shares her insights on innovation, AI, and fraud prevention at industry events. Me, Myself, and AI is a podcast produced by MIT Sloan Management Review and hosted by Sam Ransbotham. It is engineered by David Lishansky and produced by Allison Ryder. We encourage you to rate and review our show. Your comments may be used in Me, Myself, and AI materials.

In this episode, Vadim takes a deep dive into the auto finance market—from the recent headlines surrounding Tricolor's bankruptcy to the broader trends shaping credit performance and origination behavior. The conversation begins with Tricolor as a case study in data integrity and verification failures, not credit weakness, before widening to examine insights from the CFPB and Experian's State of the Auto Market Report.Vadim explores how auto originations are skewing toward older, higher-credit borrowers, why subprime lending volumes are declining even as delinquencies rise, and what performance data tells us about the difference between ABS-backed loans and balance sheet portfolios. Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.

Sam Benton, co-founder of Mad Masters, shares a career-shaping error many ambitious marketers will recognise: believing you know it all and avoiding help until reality proves otherwise. He explains why pricing is a feeling, not a number, how KFC's box-meal flop only succeeded after they doubled the price, and the pitch-room mistake where an Experian logo appeared in an Expedia meeting but still led to a client win. Sam explores herd effects, talk-trigger moments like hotel cookies, and the idea of “reverse benchmarking” to turn competitor weaknesses into creative strengths. You'll learn how to build a culture that encourages risk-taking, use the SCARF model to motivate teams, and reframe pricing without relying on discounts. This episode is a reminder that the smartest marketers fail first, learn fast, and stand out by thinking differently.  Is your strategy still right for 2026? Book a free 15-min discovery call to get tailored insights to boost your brand's growth.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. Rugiet: Visit https://RUGIET.com/MOSTLY for 15% off your first order. Sport Clips: Sport Clips. It's a Game Changer. https://sportclips.com Experian: Download the Experian® app today. Your wallet will thank you. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Learn how to get and read your free credit reports and spot red flags so you can protect your score and money. How do you set a realistic budget for a big life event without guilt? What's the foolproof way to get and read your free credit reports? In this episode, hosts Sean Pyles and Elizabeth Ayoola discuss wedding budgeting and credit monitoring to help you protect your finances. They open by discussing trip and wedding budgeting trade-offs, like how to prioritize comfort, set spending caps, and decide when to splurge. They share tactics for separating wedding and honeymoon costs, using cash gifts and registries wisely, and staying flexible when real prices blow past early estimates. Then, NerdWallet lead writer Amanda Barroso joins Sean and Elizabeth to answer listeners' questions about how to access and monitor their credit reports. They explain the difference between reports and scores and do a live read-through of Sean's Experian report. They cover how to get free weekly credit reports, how to spot hard vs. soft inquiries, what truly matters to your score, what to ignore, and step-by-step moves to dispute errors with the right bureau(s) fast. NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/banking/best/high-yield-online-savings-accounts  Standout high-yield CDs: https://www.nerdwallet.com/m/banking/standout-cd-rates-2  Enter your deposit, CD term and APY to see what interest you would earn on a certificate of deposit with NerdWallet's free CD calculator: https://www.nerdwallet.com/banking/calculators/cd-calculator  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: free credit report, credit score, FICO vs VantageScore, how to read a credit report, dispute credit report errors, credit freeze vs lock, Experian, Equifax, TransUnion, hard vs soft inquiry, identity theft credit report, free weekly credit reports, adverse action notice, credit utilization, bank app credit score, frozen credit report, collections on credit report, mortgage on credit report, mixed credit files, verify identity for credit report, step by step read credit report, remove errors from credit report, how to check credit score for free, VantageScore 3.0, FICO score 10T, credit bureau upsell, lock vs freeze security, and travel budget planning. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea The Unnecessary Roughness crew instantly recaps all things College Football Week 9. ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 11/23/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Gametime - Download the Gametime app today and use code ROUGH for $20 off your first purchase Experian - Download the Experian® app and meet your Big Financial Friend today. HeyDude - Go to heydude.com/barstool and use code: UR20 to get 20% off the HEYDUDE Barstool collection. Wayfair - Head to https://Wayfair.com right now to shop all things home. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin. Senior Director of Public Education and Advocacy at Experian.

Gold's recent super rally has left investors wondering what's coming next. Alex Hamer breaks down what is driving the surge, and the recent sell-off, whether volatility is now the norm, and what analysts' outlook is for the yellow metal. It's then on to the credit scoring business Experian (EXPN). The US credit scoring market has come under scrutiny recently, and Valeria Martinez unpacks how exposed the company is and what it's doing in response.Continuing in the US, concerns persist over the world's largest economy and its reliance on tech stocks. Mark Robinson looks at what point AI needs to start delivering actual productivity gains before a correction occurs, and compares the AI boom to the dotcom era. Timestamps 1:16 Gold 12:34 Experian21:13 US bubbleHow to spot the gold price topWhy a US credit score overhaul actually helps Experian Hosted on Acast. See acast.com/privacy for more information.

THE BFFS ARE JOINED BY VICTORIA'S SECRET MODEL, GABI MOURA!! Gabi joins today's show to tell us everything about her journey with Victoria's Secret & PINK and share the behind the scenes of the 2025 Fashion Show! 00:00 INTRO 1:47 VICTORIA'S SECRET FASHION SHOW 36:35 HEADLINES 1:06:23 OUTRO Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Support Our Sponsors: Stream Chad Powers only on Hulu. https://www.hulu.com/ Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Use code “BFF” on Rhoback.com for a generous 20% off your first order Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

According to Experian, Black Friday 2025 spending in the US is predicted to reach over $12 billion in online sales alone, and global spending is forecasted to be between $80 and $82 billion.  That's a lot of money.  Despite consumer caution and economic pressures here in the United States, this represents an 8 to 10% increase over last year. 2024's Black Friday buying season totaled almost $11 billion.  Why am I sharing these stats with you? Because Q4 is a critical sales season for product-based business owners and we want you to be prepared. Jessica Totillo Coster of eCommerce Badassery is back on the podcast today, and we are talking about Black Friday/Cyber Monday sales strategies. Specifically, what's working, what we want you to avoid, and why we insist that you keep your sales strategy as simple as possible. Today's episode is brought to you by our Proof to Product LABS coaching program. This is a coaching program specifically built for product-based business owners, with members from across industries and across the globe. We have member-only events inside of LABS, so request your invitation to join below!  REQUEST YOUR INVITATION You can view full show notes and more at http://prooftoproduct.com/416  Quick Links: Free Wholesale Audio Series Free Resources Library Free Email Marketing for Product Makers PTP LABS Paper Camp

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. NASCAR: Catch the action on TV or feel the thrill in person! Secure your NASCAR seat today at NASCAR.com and feel the excitement! https://www.nascar.com/nascar-cup-series/2025/schedule/?cid=NAS_DI_NA_WL_AlwaysOnBarstool_250227 Mountain Dew: THE MOUNTAIN IS CALLING, EXPERIENCE THE REFRESHING CITRUS KICK OF MOUNTAIN DEW. GRAB ONE TODAY! https://www.mountaindew.com/find-dew Experian: Download the Experian® app today. Your wallet will thank you. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Brianna and Josh are back this week to dive into the biggest headlines from this past week. Josh finds out about the King Kylie era and shares his thoughts on the new Skims Bush Underwear. The BFFs discuss the end of the podcast and share what's coming up for them individually. Support Our Sponsors: Download the Gametime app and use code BFF for $20 off your first purchase. Download the Experian® app and share it with the fam—because everyone could use a Big Financial Friend. Sign up to save on Uber and Uber Eats. Eligibility and member terms apply. Stream Chad Powers only on Hulu. https://www.hulu.com/ Subscribe to the podcast now: https://barstool.link/3m4Q0Fq Check out the BFFs Social Media Instagram: https://www.instagram.com/bffspod/ Twitter: https://twitter.com/BFFsPod TikTok: https://www.tiktok.com/@bffspod Follow Josh Instagram: https://www.instagram.com/joshrichards/ Tiktok: https://www.tiktok.com/@joshrichards?lang=en Twitter: https://twitter.com/JoshRichards Follow Brianna Instagram: https://www.instagram.com/briannalapaglia/?hl=en TikTiok: https://www.tiktok.com/@briannachickenfry?lang=en Twitter: https://twitter.com/bchickenfry?lang=en Check out Barstool Sports for more: http://www.barstoolsports.comYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/bffspod

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea In today's episode we clean up all things College Football Week 6 and answer your College Football questions. ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 11/23/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 11/16/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations Nutrafol - Get $10 off your first month's subscription and free shipping when you go to https://Nutrafol.com and enter the promo code UR. HeyDude - Go to heydude.com/barstool and use code: UR20 to get 20% off the HEYDUDE Barstool collection. Venmo - Score more with the Venmo Debit Card. Get 40% off Big Ten Plus, 1 free year of Perplexity Pro, and more. Sign up at https://venmo.com/collegecard. Experian - Download the Experian® app and meet your Big Financial Friend today. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Ikon Pass: Buy your Ikon Pass today at https://ikonpass.com PorkRinds.com: Visit @porkrindsdotcom on Instagram and share the weekly Crunch Time Hero post. Experian: Download the Experian® app today. Your wallet will thank you. Mountain Dew: THE MOUNTAIN IS CALLING, EXPERIENCE THE REFRESHING CITRUS KICK OF MOUNTAIN DEW. GRAB ONE TODAY! https://www.mountaindew.com/find-dew Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in NH/OR/ONT. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 10/19/25. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 10/12/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations BetterHelp - Get 10% off your first month at https://BetterHelp.com/SMITH. PorkRinds.com - Visit @porkrindsdotcom on Instagram and share the weekly Crunch Time Hero post. Experian - Download the Experian® app and meet your Big Financial Friend today. HeyDude - Go to heydude.com/barstool and use code: UR20 to get 20% off the HEYDUDE Barstool collection. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

Shawn O'Malley and Daniel Mahncke break down Fair Isaac Corporation (ticker: FICO), a company whose algorithms are essential to computing credit scores, which are used in everything in the U.S., from applying for a mortgage, credit cards, apartments, to even job applications and more. FICO has incredible market penetration and earnings leverage, as almost all of its price increases trickle down to the bottom line, even though the cost of credit checks is typically a very small portion of the mortgage origination process, for example. In this episode, you'll learn about how FICO came to dominate credit scoring in the U.S., how credit scores have made it possible for millions of people to access financing, why FICO's industry-leading position is so rock-solid, whether FICO can still be a “compunder” going forward,  and whether FICO's stock is attractively priced, plus so much more! IN THIS EPISODE, YOU'LL LEARN: 00:00 - Intro 15:35 - How credit scores helped to democratize access to credit 25:47 - What actually goes into a FICO score 29:08 - Why FICO has become the industry standard for credit scores 29:49 - About FICO's relationship with the three major credit bureaus — Experian, Equifax, and TransUnion 30:19 - How the government helped solidify FICO's moat, and whether that's changing 55:12 - What makes FICO one of the most profitable businesses we've ever looked at 01:03:04 - How to think about modeling FICO's intrinsic value 01:11:26 - Whether Shawn and Daniel add FICO to their Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign Up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Community.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Business Breakdowns coverage of FICO. Check out the Value Investors' Club Pitch for FICO. FICO's investor relations page. Explore our previous Intrinsic Value breakdowns: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Paypal⁠⁠,⁠⁠ ⁠⁠⁠⁠Uber,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Nike,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reddit,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Amazon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Airbnb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TSMC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alphabet⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ulta⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LVMH⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Madison Square Garden Sports⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Related ⁠⁠⁠books⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SPONSORS Support our free podcast by supporting our sponsors: Harvest Right Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

1018: How is Experian transforming from a data company into a technology-first innovator? In this episode, Kathleen Peters, Chief Innovation Officer at Experian, joins Peter High to reveal how her team is scaling Generative AI, agentic AI, and behavioral analytics to fight fraud, streamline decisioning, and make advanced modeling accessible to everyone. Kathleen shares how Experian's global Innovation Labs evolved from blue-sky R&D to delivering real-world impact, from the Experian Assistant, a natural-language AI that can build models in minutes, to cutting-edge behavioral analytics that distinguish humans, bots, and AI agents in real time.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. Mountain Dew: THE MOUNTAIN IS CALLING, EXPERIENCE THE REFRESHING CITRUS KICK OF MOUNTAIN DEW. GRAB ONE TODAY! https://www.mountaindew.com/find-dew Sport Clips: Sport Clips. It's a Game Changer. https://sportclips.com Experian: Download the Experian® app today. Your wallet will thank you. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea 00:00 Intro (Brandon vs Kayce part 1) 06:08 Miami heads to Florida State 20:23 Alabama hosts Vanderbilt 27:45 Brandon vs Kayce part 2 (Texas A&M Mississippi State preview) 46:35 Cracker Barrel Game of the Week 51:29 Under the Radar Game of the Week 59:04 Who's on upset alert? 01:07:44 Players to watch 01:11:09 Close Your Eyes Bad Game of the Week 01:12:57 The T-Bob Drinking Game of the Week 01:15:15 Unnecessary Roughness Dog Parlay

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. BodyArmor: Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store. Sport Clips: Sport Clips. It's a Game Changer. https://sportclips.com McDonald's: New Special Edition Gold Sauce at McDonald's is made for your chicken favorites. It's as gold as it gets at McDonald's. For a limited time. Marzetti: Visit https://Marzetti.com to learn more or find Marzetti ranch at your local grocery store, refrigerated by the fruits & veggies. Experian: Download the Experian® app today. Your wallet will thank you. DraftKings: Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA/VA). Valid only where Pick6 operates, see dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. 1 per new DraftKings customer. $5+ first Pick Set to receive max. $50 issued as non-withdrawable Bonus Picks that expire in 14 days (336 hours). Ends 10/13/25 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKings. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! Twin Peaks: Find your local lodge, visit https://TwinPeaksRestuarant.com Experian: Download the Experian® app today. Your wallet will thank you. DraftKings: Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit req. 1 single-use $3 ticket rewarded. Ticket rewards are site credits valid for use on eligible DraftKings contests. Ticket rewards expire 14 days (336 hours) after being issued. Terms: www.draftkings.com/promotions. Ends 12/31/2025 at 11:59 PM ET. Sponsored by DK. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Send us a textYou click "agree," you swipe a loyalty card, you browse online – every digital breadcrumb you leave is being collected, but not just by the apps and websites you use. Welcome to the world of data brokers, a multi-billion-dollar, hidden industry that aggregates, analyzes, and profits from your most intimate personal information.In this special episode from Privacy Please, we pull back the curtain on this shadowy ecosystem. Discover:What a data broker is and how they differ from typical tech companies.Where they get your data – from public records and online activity to your shopping habits and app usage.Who they sell your data to – marketers, financial institutions, insurers, political campaigns, and even law enforcement.The alarming real-world impacts, from hyper-targeted ads and scams to potential discrimination and exploitation.This industry operates with minimal regulation in the United States, leaving most consumers vulnerable.Actionable steps you can take right now to reclaim some control over your personal information, including data removal requests and essential digital hygiene.It's an invisible trade happening without your consent, and you are the product. Listen now to understand the true price of your digital life.Key Topics Covered:What are data brokers?Sources of personal data collectionTypes of data collected (demographics, health, financial, behavioral)Who buys data broker profiles?Impacts: targeted ads, scams, discrimination, political targetingLack of federal regulation in the U.S.Consumer rights (e.g., CCPA)Steps to protect your privacy from data brokersData removal servicesDigital hygiene best practicesConnect with Privacy Please:Website: https://theproblemlounge.com/YouTube: https://www.youtube.com/@privacypleasepodcast7446Social Media:LinkedIn: https://www.linkedin.com/company/problem-lounge-networkResources & Further Reading (Sources Used):Federal Trade Commission (FTC):Data Brokers: A Call for Transparency and Accountability (FTC Report, 2014) FTC consumer advice on data brokers and privacyConsumer Reports:Articles and investigations into data brokers and data removal servicesElectronic Frontier Foundation (EFF):Privacy resources, including "Surveillance Capitalism" explanationsCalifornia Consumer Privacy Act (CCPA):Official information on consumer rights in CaliforniaIdentity Theft Resource Center (ITRC):Information on scams and data exposureAcxiom, Oracle, Epsilon, Experian, etc. Support the show

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Mountain Dew: THE MOUNTAIN IS CALLING, EXPERIENCE THE REFRESHING CITRUS KICK OF MOUNTAIN DEW. GRAB ONE TODAY! https://www.mountaindew.com/find-dew Marzetti: Visit https://Marzetti.com to learn more or find Marzetti ranch at your local grocery store, refrigerated by the fruits & veggies. DraftKings: Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA/VA). Valid only where Pick6 operates, see dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. 1 per new DraftKings customer. $5+ first Pick Set to receive max. $50 issued as non-withdrawable Bonus Picks that expire in 14 days (336 hours). Ends 10/13/25 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKings. McDonald's: New Special Edition Gold Sauce at McDonald's is made for your chicken favorites. It's as gold as it gets at McDonald's. For a limited time. Experian: Download the Experian® app today. Your wallet will thank you. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

College Football podcast on Barstool sports hosted by Brandon Walker and Kayce Smith presented by Twisted Tea ++++++++++++++++++++++++ DraftKings - GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Fees may apply in IL. 1 per new customer. $5+ first-time bet req. Max. $200 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 9/29/25 at 11:59 PM ET. Sponsored by DK. Twisted Tea - Grab a refreshing Twisted Tea today https://www.twistedtea.com/locations BlueChew - Head to https://BlueChew.com and use promo code ROUGHNESS at checkout and pay five bucks for shipping Firehouse Subs - Order Firehouse Subs through the app and get up to $10 off your first order. Hot Subs. Easy ordering. Game day, handled. Order Firehouse Subs now! New account required. At participating U.S. restaurants. Offer valid for one week after account registration. Additional terms apply. Experian - Download the Experian® app and meet your Big Financial Friend today. ++++++++++++++++++++++++ Follow the podcast on... Facebook: facebook.com/UnnecRoughness Instagram: instagram.com/unnecroughness/ Twitter: twitter.com/unnecroughness/ TikTok: tiktok.com/@unnecroughnessYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/unnecroughness

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. Experian: Download the Experian® app today. Your wallet will thank you. DraftKings: Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit req. 1 single-use $3 ticket rewarded. Ticket rewards are site credits valid for use on eligible DraftKings contests. Ticket rewards expire 14 days (336 hours) after being issued. Terms: www.draftkings.com/promotions. Ends 12/31/2025 at 11:59 PM ET. Sponsored by DK. Twin Peaks: Find your local lodge, visit https://TwinPeaksRestuarant.com NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Learn how the Fed rate cut impacts loans and savings, then find out when to freeze your credit and how to do it fast. What does a Federal Reserve rate cut mean for your wallet? Should you freeze your credit if an internet provider runs a soft pull? Hosts Sean Pyles and Elizabeth Ayoola kick off this episode with senior news writer Anna Helhoski to unpack the Federal Open Market Committee's (FOMC) new federal funds rate target range and how it filters through to credit cards, mortgages, auto loans, personal loans, and high-yield savings accounts and CDs. They explain why Fed chair Jerome Powell framed this as a “risk-management cut,” what dissent within the committee signals, how a cooling labor market and sticky inflation shape the outlook for additional cuts, and what stock market moves might follow. Plus, what all of that means for your near-term borrowing and saving decisions. Then, NerdWallet's Amanda Barroso joins Sean and Elizabeth for a practical lesson in credit freeze 101. They start with when and why to freeze your credit, with tips on freezing at all three bureaus, using apps for fast thawing, and setting time-boxed thaws before major credit applications. They also discuss soft vs. hard inquiries, fraud alerts vs. credit freezes vs. credit locks, and common pitfalls (forgetting one bureau, thawing too late at the car dealership, weak passwords) to help you understand when to keep your reports “frozen like Elsa,” but still move fast when you need new credit. Fed Trims Rate: What Does It Mean For You? https://www.nerdwallet.com/article/finance/fed-rate-cut-sept-2025  How to Unfreeze Your Credit With Equifax, Experian and TransUnion https://www.nerdwallet.com/article/finance/how-to-unfreeze-your-credit  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: credit card APR, mortgage refinance rates, savings account interest rates, certificate of deposit rates, stock market after Fed decision, inflation forecast, unemployment trends, federal funds rate explained, Trump pressure on Fed, dissent at FOMC, labor market cooling, tariffs and inflation, soft credit check vs hard credit check, how to unfreeze credit, thaw credit timeline, fraud alert vs credit freeze, credit lock vs credit freeze, identity theft protection steps, FTC identity theft reports, data breach protection, certified mail credit freeze, password manager for credit bureaus, how to freeze credit by phone, and credit freeze pitfalls. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. DeleteMe: Get 20% off your DeleteMe plan when you text MOSTLY to 64000. Message and data rates apply. Gametime: Download the Gametime app and use code MOSTLY for $20 off your first purchase. BodyArmor: Hydrate Hard with BODYARMOR FLASH I.V. and grab yours today at your local 7-Eleven convenience store. McDonald's: New Special Edition Gold Sauce at McDonald's is made for your chicken favorites. It's as gold as it gets at McDonald's. For a limited time. Experian: Download the Experian® app today. Your wallet will thank you. NASCAR: Tune in on Sunday, October 5th at 3 PM ET on USA for the NASCAR Playoffs elimination race. Don't miss out on the Bank of America ROVAL 400 at Charlotte Motor Speedway! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en