Podcasts about Experian

Andrew Amann, CEO and Co-founder of NineTwoThree Studio, is driven by a passion for building great products and embracing the entrepreneurial journey alongside his team and clients. We learn about Andrew's journey as a founder and his philosophy of finding joy in the process. He introduces The AI Operating System, a practical framework that helps companies adopt AI with clarity and speed. The system begins by building an internal knowledge base, then moves into deploying simple AI agents to automate repetitive tasks, and culminates in managing these agents through a Super-Agent that orchestrates workflows and interacts with external systems using natural language. --- Build Your AI Operating System with Andrew Amann Good day, dear listeners, Steve Preda here with the Management Blueprint Podcast. And my guest today is Andrew Amann, the CEO and co-founder of NineTwoThree Studio, an AI consulting agency, building products for funded startups and established brands such as Consumer Reports, NPR, and Experian. Andrew, welcome to the show. Thanks for having me, Steve. It's a pleasure to be here. Great to have you. And I will start with my favorite question as always, what is your personal “Why,” Andrew, and how are you manifesting it in your business? Sure, so we've been at this for 12 years, and I believe that many entrepreneurs would answer that question depending on the year that they're in. As you grow, my personal”Why” originally was to build the biggest company to be on the tallest building in Boston and to have the logo basically replace Fenway Park. And that dream has has sailed. I don't think I'm interested in that anymore. It seems aspirational and I think necessary when you're starting a company to have those levels of aspirations and dreams because you have to run through things that most people wouldn't and you have to achieve things that most people would give up on. So the journey of entrepreneurship, I've discovered that my “Why” is to be part of the journey. I've read a lot of books recently, basically around the philosophy of the process of like Siddhartha is a great example, or The Alchemist, or even Life of Pi. That's been my last year of inner research about what I want to be when I grow up. And what I discovered in all three of those books is the journey is what matters, the story is what matters, and the process of success, the process part is what matters. And many entrepreneurial friends, they sell their business and they lose that aspect of their lives because they forget that the process was what was fun. The ability to learn, the ability to grow, and the ability to be part of the team is what I truly admire. So when I was asked this question in a CEO group, they said, Andrew, what do you want to do next? I said, I kind of want to do the same thing I'm doing now. And they said, well, who do you wanna work with? And I said, the teammates that I currently have. And they said, well, what type of clients do you want? And I said, the clients we currently have. And so I think my “Why” is just kind of living in the moment, being part of the process, being successful, but also supporting the teammates that we have so that they can be prosperous, that they can find their purpose. They can be great problem solvers, but they can also be great providers for their family. And so my “Why” is to support that journey and that process that we're going through right now. Wow. Okay. Well, you look very young for having such a wise “Why,” but it's good. You shortcut the process. I do agree that the journey is the destination, perhaps. It definitely is very important. And as an investment banker, I can testify that sometimes you saw businesses for people and then they fall into depression because they lost their identity. They didn't know how to recreate the success that they were having along the way. And so that's pretty awesome. So having said that,

When Michael McCoy broke up with his girlfriend, Pennsylvania district court judge Sonya McKnight, and told her she had to move out of his home, he says she refused. After a week of resistance, prosecutors say McKnight came up to McCoy while he was sleeping and shot him in the head. Law&Crime's Jesse Weber speaks with with Texas judge Brandon Birmingham about how McCoy's own testimony helped convict his ex.PLEASE SUPPORT THE SHOW: Go to the App Store and download the free Experian® app now! https://www.experian.com/credit/experian-app/?pc=bch_exp_sidebar HOST:Jesse Weber: https://twitter.com/jessecordweberLAW&CRIME SIDEBAR PRODUCTION:YouTube Management - Bobby SzokeVideo Editing - Michael Deininger, Christina O'Shea & Jay CruzScript Writing & Producing - Savannah Williamson & Juliana BattagliaGuest Booking - Alyssa Fisher & Diane KayeSocial Media Management - Vanessa BeinSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrime/Twitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The actor who portrayed an OB/GYN in the film “It Ends with Us” is taking issue with claims made by co-star Blake Lively in a bombshell lawsuit. He says her assertions about being forced to be naked during a birth scene are inaccurate. Law&Crime's Jesse Weber takes a look at Adam Mondschein's comments and their potential impact with attorney Elizabeth Vulaj.PLEASE SUPPORT THE SHOW: Go to the App Store and download the free Experian® app now! https://www.experian.com/credit/experian-app/?pc=bch_exp_sidebar HOST:Jesse Weber: https://twitter.com/jessecordweberLAW&CRIME SIDEBAR PRODUCTION:YouTube Management - Bobby SzokeVideo Editing - Michael Deininger, Christina O'Shea & Jay CruzScript Writing & Producing - Savannah Williamson & Juliana BattagliaGuest Booking - Alyssa Fisher & Diane KayeSocial Media Management - Vanessa BeinSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrime/Twitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Thanks to our sponsors: Gametime: Download the Gametime app today and use code TITUS for $20 off your first purchase DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. Experian: Go to the App Store and download the free Experian app now! Venmo: Get in on the games with Venmo & DraftKings. Look for the Venmo button in the DraftKings app to fund your account today. American Home Shield: It's a good day to warranty. Visit https://ahs.com/TITUS for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Rhoback: Use code TITUS on https://rhoback.com for a generous 20% off your first purchase through the end of this week Subscribe to The Mark Titus Show: https://www.youtube.com/@marktitusshow?sub_confirmation=1 Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Qasim Ijaz Qasim Ijaz is the director of cybersecurity at a leading healthcare organization, overseeing detection, incident response, vulnerability management, purple teaming, and cybersecurity engineering. With a strong background in offensive security and risk management, he has helped organizations strengthen their defenses against evolving threats. He is also a dedicated educator, mentoring professionals and sharing his expertise at conferences such as BSides and Black Hat. You don't need to go far in the news these days to find out that another organization was hacked. Data breeches are a nightmare scenario for both leaders and the people they support. In this episode, Qasim and I explore what your team and you can do to be a bit more prepared. Key Points Use multi-factor authentication, passphrases, and a password manager. Freeze your personal credit reports. Do this for free directly with Experian, Equifax, and TransUnion. Leaders in bigger roles (executives, CEOs, board members) are larger targets for hackers due to their access and also their ability to occasionally side-step organizational guidelines. It's the non-technical pieces of a cyber response that organizations are least prepared for. Conduct incident response and disaster recovery tabletop exercises to uncover vulnerabilities before an attack. Regardless of organizational policy, employees will use AI. The best prevention assumes the inevitability of human behavior and works with it to improve systems. Resources Mentioned Recommended password managers: 1Password, Apple password app, Proton Pass Critical Security Controls by the Center for Internet Security Resources for Small and Medium Businesses by the Cybersecurity & Infrastructure Security Agency 2024 Data Breach Investigations Report by Verizon Business Related Episodes Dumb Things Smart People Do With Money, with Jill Schlesinger (episode 396) Where to Start When Inheriting a Team in Crisis, with Lynn Perry Wooten (episode 603) How to Use AI to Think Better, with José Antonio Bowen (episode 689) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

Gillie & Wallo sit down with NBA Superstar and World Champion Jaylen Brown

Thanks to our sponsors: DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. Gametime: Download the Gametime app today and use code TITUS for $20 off your first purchase Venmo: Get in on the games with Venmo & DraftKings. Look for the Venmo button in the DraftKings app to fund your account today. American Home Shield: It's a good day to warranty. Visit https://ahs.com/TITUS for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Experian: Go to the App Store and download the free Experian app now! Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 Subscribe to The Mark Titus Show: https://www.youtube.com/@marktitusshow?sub_confirmation=1 Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

PAT BEV | Son of a Boy Dad #289 -- Adam, Harry & Rone are joined by Patrick Beverly for the ladder half of the pod -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Go to https://vuori.com/BOYDAD for 20% off your first purchase. Exclusions apply. Visit the website for full terms and conditions. -- #Ad: Grab Popeyes new lineup of bold, pickle-flavored products on Uber Eats. Try them all while they're here! -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Every Man Jack: Shop Every Man Jack Body Wash & Deodorant at Walmart, Target, Amazon and https://EveryManJack.com Experian: Go to the App Store and download the free Experian app now! DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. DraftKings: Bet the unexpected with DraftKings Sportsbook! Download the DraftKings Sportsbook app and use code FAMILY. That's code FAMILY to get a No Sweat parlay EVERY SINGLE DAY! Only on DraftKings - The Crown Is Yours. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 4/13/25 at 11:59 PM ET. Sponsored by DK. Experian: Go to the App Store and download the free Experian app now! PorkRinds.Com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Venmo: Get in on the games with Venmo & DraftKings. Look for the Venmo button in the DraftKings app to fund your account today. American Home Shield: It's a good day to warranty. Visit https://ahs.com/Mostly for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. WWE 2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

We're joined by two super fans of women's basketball! Sisters Taylor and Amanda Lynch talk about how basketball helped them reconnect and give us the rundown on their experience attending Unrivaled games. We deep dive into March Madness takes/predictions and Flau'Jae's Experian partnership.Join the Conversation:IG: @thewomensbasketballlounge_podTikTok: thewomensbasketballloungeEmail:thewomensbasketballlounge@gmail.comThis is an Ingenuity Entertainment Group Podcast.Music by King SisVideo Available on Youtube: @thewomensbasketballloungepod

LEGEND ALERT! Gillie and Wallo sit down with the one and only Will Smith. The West Philadelphia legend is back and better than ever, promoting his highly anticipated album "Based On A True Story". After dominating Instagram and the internet, Big Willy is making his long-awaited return to music! Will opens up about his personal journey, sharing how he's still learning and growing, and how this continuous evolution is fueling his creative process. Tune in for an inspiring conversation about growth, music, and the drive to stay authentic in everything he does.

The Mark Titus Show Episode 181 | FULL EPISODE - Alabama Makes History, Florida + Duke Roll On & Cal Chokes | Sweet 16 - Day One Reactions Thanks to our sponsors: DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $200 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: dkng.co/dk-offer-terms. Ends 3/30/25 at 11:59 PM ET. Experian: Go to the App Store and download the free Experian app now! Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 Subscribe to The Mark Titus Show: https://www.youtube.com/@marktitusshow?sub_confirmation=1 Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Susquehanna | Son of a Boy Dad #287 -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Go to https://vuori.com/BOYDAD for 20% off your first purchase. Exclusions apply. Visit the website for full terms and conditions. -- #Ad: Gambling problem? Call 1-800-GAMBLER (MI/NJ/PA/WV). Help is available for problem gambling, call (888) 789-7777 or visit ccpg.org (CT). 21+. Physically present in CT/MI/NJ/PA/WV only. Void in ONT. Eligibility restrictions apply. 1 per new customer. Opt-in req. Min. net loss of $5 on eligible games to earn 100% of net losses back (“Lossback”) for 24 hours following opt-in. Max. $1,000 issued in Casino Credits for select games that are non-withdrawable, single-use, have no cash value, and expire in 7 days (168 hours). Terms: casino.draftkings.com/promos. Ends 4/27/25 at 11:59 PM ET. Sponsored by DK. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Roman: Connect with a provider at RO.co/SPORTS to find out if prescription Ro Sparks are right for you and get $15 off your first order Experian: Go to the App Store and download the free Experian app now! Reeses: Eat Reese's Peanut Butter Cups DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). 1 No Sweat token per customer per day. Opt-in req. LEAGUE/GAME/SPORT PARLAY QUALIFYING BET bets only. Parlays req. min. X legs with odds of -XXX or longer per leg. Bet odds of +/-XXX or longer req. Must select token BEFORE placing bet. Bet must lose to receive Bonus Bet in the amount of losing bet, up to max. $XXX issued as non-withdrawable Bonus Bet that expires in 7 days (168 hours). Stake removed from payout. Tokens are single-use and expire at the end of the final game each day when offered. Terms: sportsbook.draftkings.com/promos. Sponsored by DK. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Twin Peaks: Tune in for the tournament at Twin Peaks for your chance to win $500 every round https://twinpeaksrestaurant.com/locations WWE2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

What do Bigfoot and credit reports have in common? They're each the subject of many myths.We don't know much about 8-foot furry creatures, but we can dispel some of the folklore about credit and credit reports. Neile Simon is here to help us do that today.Neile Simon is a Certified Credit Counselor with Christian Credit Counselors (CCC), an underwriter of Faith & Finance.If you've ever wondered whether closing a credit card boosts your score or if credit counseling hurts your credit, you're not alone. Let's dive into these common misconceptions and separate fact from fiction.Myth #1: Paying Off Debt Instantly Improves Your Credit ScoreIt's a common belief that paying down debt will immediately result in a perfect credit score. However, credit improvement takes time because credit scores are based on your payment history.Reality: Your credit report gives lenders a snapshot of how responsibly you've managed debt over time. Consistently paying bills on time is the best way to build and maintain a strong score—but it won't happen overnight.Tip: Be cautious of anyone claiming they can “fix” your credit instantly. No legitimate company can erase negative (but accurate) information from your credit history overnight.Myth #2: Credit Counseling Destroys Your Credit ScoreMany people worry that seeking credit counseling will harm their credit score.Reality: Enrolling in a credit counseling program is a neutral mark on your credit report and does not directly affect your score. Closing accounts impacts your score, so working with an accredited nonprofit organization is essential to develop a plan that keeps your credit intact. That's why Christian Credit Counselors is the only organization we recommend for credit counseling and debt management. Tip: Avoid paying for expensive credit monitoring or identity protection services. You can monitor your credit for free through reputable sources.Myth #3: Canceling Credit Cards Boosts Your ScoreMany people believe that closing old or unused credit cards is a responsible move, but it can actually hurt their credit scores.Reality: Lenders want to see two or three active credit lines. Closing credit cards reduces your available credit, which can negatively impact your score by increasing your credit utilization ratio (the percentage of available credit you're using).Tip: Keep zero-balance accounts open unless they charge an annual fee. If you must close an account, do so gradually—perhaps one every six months—to minimize the temporary impact on your score.Myth #4: Too Many Inquiries Hurt Your ScoreWhile excessive hard inquiries (when lenders check your credit for a loan or credit card application) can lower your score, not all inquiries count against you.Reality: Credit bureaus recognize rate shopping—for example, when you're comparing mortgage or auto loan rates. If you make multiple inquiries within a 45-day window, they count as one single inquiry, not multiple.Tip: Always shop around for the best loan terms without worrying about multiple hits to your credit score.Myth #5: Checking Your Own Credit Report Hurts Your ScoreMany consumers avoid checking their credit reports because they fear it will negatively impact their scores.Reality: Checking your own credit is a "soft inquiry" and does not affect your score. Only "hard inquiries" (such as applying for a loan or credit card) can impact your score.Tip: Review your credit report every 6–12 months to catch errors or fraud early. Get a free report from AnnualCreditReport.com, the only official site for free credit reports.Myth #6: Credit Scores Are Locked In for Six MonthsSome believe their credit score is only updated periodically, leading to confusion when making financial decisions.Reality: Your credit score is dynamic, meaning it updates as new information is reported—not every six months. Changes in balances, payments, and account activity can impact your score as soon as they are reported by creditors.Tip: If you're working on improving your score, be patient and consistent—your efforts will show over time.Myth #7: If I Pay My Bills on Time, I Don't Need to Check My Credit ReportIt seems logical that paying your bills on time means your credit report is in good shape. But that's not always the case.Reality: 80% of credit reports contain errors. Mistakes like incorrect account information or fraudulent activity can damage your score even if you've never missed a payment.Tip: Check your credit report at least once a year to identify errors and dispute inaccuracies before they hurt your financial standing.Myth #8: All Credit Reports Are the SameMany people assume that if they check one credit report, they've seen them all.Reality: There are three major credit bureaus—Equifax, Experian, and TransUnion—and they all calculate scores differently. Some lenders may pull from only one bureau, while others check all three.Tip: Review reports from all three bureaus to get a complete picture of your credit history and spot discrepancies.Myth #9: A Divorce Decree Automatically Removes You from Joint AccountsDivorce proceedings often divide assets and debts, but that does not automatically separate joint accounts.Reality: If you and your former spouse share a loan or credit account, both of you remain responsible for the debt—even if a court assigns the balance to one person.Tip: To protect yourself, close joint accounts or refinance loans to remove your ex-spouse's name. Simply relying on a court order won't protect your credit.Myth #10: Bad Marks Automatically Disappear After Seven YearsMany assume that negative information automatically falls off their report after seven years, but it's more complicated than that.Reality: Some items, like Chapter 7 bankruptcies, remain on your report for 10 years, while Chapter 13 bankruptcies stay for seven years. Paid-off accounts in good standing can remain for 10 years, which benefits your credit history.Tip: If you have negative marks on your report, focus on building positive credit habits to minimize their impact over time.Myth #11: I Can Pay Someone to “Fix” My CreditCredit repair companies often promise quick fixes, but many of their claims are misleading.Reality: No company can legally remove accurate negative information from your credit report. If a debt is legitimately yours, it will stay on your report until its expiration date.Tip: You can dispute errors yourself for free. Christian Credit Counselors provides free resources and sample dispute letters to help you correct inaccuracies.The Truth About Credit ReportsUnderstanding your credit report and score is essential for financial success. By debunking these myths, you can take control of your credit and make informed financial decisions.Check your credit report regularly for errorsKeep credit card accounts open to maintain a strong scoreShop around for loans without worrying about multiple inquiriesWork with trusted advisors, not credit repair scamsIf you're struggling with credit card debt, Christian Credit Counselors can help. They've helped thousands of people get out of debt 80% faster while honoring their financial obligations.Visit ChristianCreditCounselors.org or call 800-557-1985 to learn more.On Today's Program, Rob Answers Listener Questions:I have a $50,000 home equity line of credit with $40,000 currently owed. I'm in school for one more year and have had to draw $1,000-$2,000 from the line every couple of months to cover expenses. My interest rate is 2.6%. I was wondering if I could use the equity in my home to pay off this debt and get some extra cash to help me through the rest of school.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Credit CounselorsAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Gametime: Download the Gametime app today and use code MOSTLY for $20 off your first purchase Experian: Go to the App Store and download the free Experian app now! DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT. Eligibility restrictions apply. Terms: draftkings.com/sportsbook. On behalf of Boot Hill Casino & Resort (KS). 1 No Sweat token per customer per day. Opt-in req. LEAGUE/GAME/SPORT PARLAY QUALIFYING BET bets only. Parlays req. min. X legs with odds of -XXX or longer per leg. Bet odds of +/-XXX or longer req. Must select token BEFORE placing bet. Bet must lose to receive Bonus Bet in the amount of losing bet, up to max. $XXX issued as non-withdrawable Bonus Bet that expires in 7 days (168 hours). Stake removed from payout. Tokens are single-use and expire at the end of the final game each day when offered. Terms: sportsbook.draftkings.com/promos. Sponsored by DK. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply American Home Shield: It's a good day to warranty. Visit https://ahs.com/Mostly for 20% off any plan. New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer. Twin Peaks: Tune in for the tournament at Twin Peaks for your chance to win $500 every round https://twinpeaksrestaurant.com/locations WWE2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU WWE2K25: WWE 2K25 is available now! https://2kgam.es/4iIFiQU Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Does the slipper still fit? What happened to the Cinderella story? On this Monday episode of "Fearless," Jason asks the question — where is this year's feel-good story? March Madness has always been about the unexpected underdog, the Cinderella team that captures the nation's heart. But this year? The magic seems to be missing. Could the NIL era be to blame for the tournament's increasing predictability? It's not just the action on the court that feels off; March Madness commercials are drowning in virtue-signaling. Companies like Home Depot, Experian, and Gatorade are putting NCAA women's basketball stars front and center, while male athletes take a back seat. That's right — men are now being used as props to highlight female athletes. Steve Kim joins the show to break down the current landscape of college basketball. Meanwhile, UConn women's head coach Geno Auriemma has a full-blown meltdown, complaining about Arkansas State having to travel 45 minutes from the team's hotel to play. When will women's sports stop leaning into the victimhood narrative? Outside March Madness, ESPN's very own Stephen A. Smith gets exposed as “the Angry Black Man” by a network producer in a secret interview. Is this a hit job, or is the truth finally catching up to Stephen A.? Plus, did Steph Curry actually sink that viral full-court shot, or is there more to the story? And with Jameis Winston now leading the New York Giants, what can fans expect from the new signal-caller? Finally, Jason and Steve Kim pay tribute to one of the greatest athletes of all time — boxing legend Big George Foreman. A jam-packed episode of "Fearless" you won't want to miss! ​​Today's Sponsors: PreBorn PreBorn's Network of Clinics are on standby for women in their darkest hour and they meet them with God's love and free services to help them choose life. To donate, dial pound 250 & say the keyword “BABY” or donate securely at https://preborn.com/FEARLESS. Frontier 2 Go to https://BlazeUnlimited.com/fearless RIGHT NOW and use promo code Blaze500 to get $40 off your subscription. This isn't just about reading Frontier. It's about living it. So don't wait—get in on this NOW, before it's too late! Relief Factor With Relief Factor, you'll feel better every day, and you'll live better every day. Get their 3-Week QuickStart for only $19.95 – that's less than a dollar a day. Call 1-800-4-Relief Or Visit https://ReliefFactor.com  Fearless Army Roll Call 3.0 Roll Call 3.0 continues the mission of men encouraging each other to pursue holiness and the execution of The Great Commission (Matthew 28: 19-20) by seeking alliance and fellowship with men who share our faith, values and commitment to obey our Lord and Savior. Join hundreds of like-minded men in Nashville on May 2nd-3rd for this important conference. Lunch will be included. Tickets are available right now at https://www.fearlessrollcall.com. SHOW OUTLINE 10:33 March Madness Tournament Lacks a Cinderella Story 32:49 A plethora of Commercials Feature Female College Players Over Males 46:02 Steve Kim: March Madness Tournament Lacks a Cinderella Story 52:58 Steve Kim: A plethora of Commercials Feature Female College Players Over Males 56:28 Geno Auriemma Objected to Arkansas State's 45-minute Bus Ride From Their Hotel 01:01:11 Stephen Curry Makes Insane One-Handed Shot From Outside Full-Court 01:03:08 Two-Time Heavyweight Champion George Foreman Passes Away at age 76 1:21:41ESPN Employee Calls Out Stephen A. Smith for Being ‘An Angry Black Man We want to hear from the Fearless Army!! Join the conversation in the show chat, leave a comment or email Jason at FearlessBlazeShow@gmail.com Want more Fearless content? Subscribe to Jason Whitlock Harmony for a biblical perspective on everyday issues at https://www.youtube.com/@JasonWhitlockHarmony Learn more about your ad choices. Visit megaphone.fm/adchoices

The fourth quarter highlighted still-elevated auto delinquencies, growing lease share and competitive market conditions.  Credit performance worsened in Q4, with 60-day delinquencies up 4 basis points year over year to 1.16% of auto loan balances, according to Experian. However, the rate of increase for past-due balances has slowed compared with a year ago and in 2022. “We've been steadily increasing for the past several years on that 60-day delinquency standpoint,” Melinda Zabritski, head of automotive financial insights at Experian, told Auto Finance News. “While it is at one of the peaks, it's unlike what we saw with the recession, where delinquency pretty much came out of nowhere. I wouldn't say anyone has been surprised with the increased levels of delinquency.” Leasing is also picking up as consumers look for lower monthly payments and EVs drive higher share. Lease share industrywide rose to 24.5% in Q4 from 22.6% a year prior, according to Experian. Indirect auto lessor Cal Automotive, for one, is expanding in Florida as lease penetration rises in tandem with high interest rates and monthly payments. Meanwhile, banks picked up market share in Q4 while credit unions scaled bank and captives continued to lead, largely driven by incentives, Zabritski said.  During this special episode of the “Weekly Wrap,” podcast, Auto Finance News Editor Amanda Harris and Experian's Zabritski discuss trends in affordability, pricing, auto tariffs, EVs and credit performance. 

This week's #locationweekly Verve & Experian team-up on cross-channel targeting, Google released a set of AI tools for fashion/beauty visualization, Heineken recruiting the next owner of an Irish pub and Struggling, Amazon merges GO and FRESH teams. Tune in now!

Rufus | Son of a Boy Dad #285 -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Go to https://vuori.com/BOYDAD for 20% off your first purchase. Exclusions apply. Visit the website for full terms and conditions. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

In this episode of the Shift AI Podcast, Shri Santhanam, EVP and GM at Experian, joins host Boaz Ashkenazy to explore how one of the world's largest data companies is implementing AI at scale. From his early days at Stanford to pioneering Silicon Valley-style innovation in large enterprises, Shri shares insights into Experian's transformation from a traditional credit bureau to a data-backed platform company. The conversation delves into the development of the Experian Assistant, an AI-powered tool revolutionizing how businesses interact with complex financial data, and the critical role of trust in AI adoption. If you're interested in how major financial institutions are navigating the AI revolution while maintaining data privacy and ethical standards, this episode offers invaluable perspectives on the future of trusted AI agents in the workplace.Chapters:[00:00] The Trust Challenge in AI[01:00] Introduction to Shri Santhanam[02:39] Career Journey and Silicon Valley Innovation[04:08] Experian's AI Evolution[06:43] Experian's Business Transformation[10:44] The Experian Assistant[20:01] Internal AI Implementation[23:48] Technical Infrastructure and Model Selection[28:36] The Future: Trusted AgentsConnect with Shri SanthanamLinkedIn: https://www.linkedin.com/in/shriramsanthanam Connect with Boaz AshkenazyLinkedIn: https://www.linkedin.com/in/boazashkenazy X: boazashkenazyEmail: shift@augmentedailabs.com

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at Fannie Mae's condo requirements. Plus, Robbie sits down with Experian's Ken Tromer and Ted Wentzel to talk about why price transparency is important in the verification process, and how Experian Verify ensures it.. And we look toward Federal Reserve events.St. Patrick's Day is this week, but you don't need to rely on luck to find business! You can easily retain and recapture your customers as rates dip with Precision Marketing by CoreLogic. Precision Marketing alerts you to your client's home shopping activity and provides a highly accurate estimate of their current equity, leveraging outstanding liens and CoreLogic's powerful Total Home Value X AVM.  Whether it's using cash to purchase a home, debt consolidation, or a straight cash-out refinance, Precision Marketing's data-driven insights pinpoint your best opportunities to retain and recapture your clients. Originators who leverage Precision Marketing have seen their pipelines increase by up to four times when compared to traditional lead generation methods. This is just one of several innovative marketing and data solutions delivered on the ARAYA Smart Data Platform. Find out whether your clients are shopping for a home or ready to cash out today! Visit corelogic.com/chrisman to learn more or to schedule a free demo.

Episode Topic In this episode of PayPod, host Kevin Rosenquist sits down with Robert Podlesni, Chief Product Officer of Revolv3, to explore the rapidly evolving landscape of subscription-based payment processing. As businesses increasingly shift to subscription models, optimizing payment approval rates and minimizing involuntary churn has never been more critical. Robert shares insights into the cutting-edge technology Revolv3 is leveraging to streamline payment processing, reduce transaction failures, and enhance revenue retention. Beyond payments, we dive into his passion for motorsports, drawing parallels between racing and the fast-paced world of fintech. Lessons You'll Learn Listeners will gain a deep understanding of the challenges businesses face with payment declines and how strategic payment routing can significantly improve approval rates. Robert also breaks down Revolv3's innovative pricing model, which only charges for successful transactions, making it a game-changer for merchants. Additionally, he shares his perspective on the future of payment technologies, from real-time payments to the evolving role of alternative payment methods and blockchain. His unique background in racing offers valuable lessons on handling pressure, agility in decision-making, and the importance of adaptability—essential qualities for navigating the fintech industry. About Our Guest Robert Podlesni is the Chief Product Officer of Revolv3, a company at the forefront of optimizing subscription billing and payment orchestration. With a career rooted in payments, he previously worked at Experian, where he spearheaded internal billing initiatives. Beyond fintech, Robert has an impressive background in motorsports, having won multiple championships in Formula F2000 and competed in endurance racing. Today, he not only drives innovation in payment processing but also coaches aspiring racers in the USF Pro 2000 series. His ability to balance the high-speed demands of both industries makes him a fascinating guest with a wealth of knowledge to share. Topics Covered The role of payment optimization in reducing involuntary churn How Revolv3 achieves industry-leading transaction approval rates The impact of real-time payments and alternative payment methods Lessons from the motorsports world that apply to fintech The future of subscription-based payment models The importance of security in payment processing without adding friction Robert's journey from auto racing to payments and fintech leadership  

In this powerful episode of Million Dollaz Worth of Game, Gillie and Wallo sit down with rapper Casanova, who calls in from Federal Prison to share his story. Casanova opens up about his current situation, how he's staying strong, and the people who have been holding him down during this challenging time. He breaks down how RICO charges work and gives an inside look at what it's like fighting for his life behind bars. Plus, Casanova shares a hilarious story involving 50 Cent that you don't want to miss. Tune in for a great conversation about the realities of prison life, the justice system, and survival. Like, comment, and subscribe for more exclusive content from Million Dollaz Worth of Game! Powered by: Planet Fitness - We're All Strong on This Planet™. Join today in-club, online or in the free PF app New Amsterdam Vodka - Find your wins with New Amsterdam Vodka Body Armor - Get your BODYARMOR Flash I.V. today at a local 7-Eleven or on Amazon! https://www.drinkbodyarmor.com/flash-iv-sports-drink/ Draftkings - Download the DraftKings Sportsbook app and use code GILLIE. GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 3/16/25 at 11:59 PM ET. Sponsored by DK. Experian - Go to the App Store and download the free Experian app now! Jackpocket -GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/mworthofgame

The Mark Titus Show Episode 175 | FULL EPISODE - End Of Season Awards Thanks to our sponsors: Experian: Go to the App Store and download the free Experian app now! JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 On today's episode Mark and Ohio's Tate recap the games from the conference tournaments, Mark gives out his all American teams and more. We'll be back with a new episode on Sunday! Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Highland Film Group: Exclusively in Theaters March 21. www.locked-movie.com DraftKings: Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible jurisdictions, but other age and eligibility restrictions may apply. Valid only in jurisdictions where DraftKings Pick6 operates. Pick6 not available everywhere, including, but not limited to NY, and CA-ONT (for up-to-date list of jurisdictions please visit pick6.draftkings.com/where-is-pick6-available). Void where prohibited. 1 per new Pick6 customer. $5+ first Pick Set to receive $50 issued as non-withdrawable Pick6 Credits that expire in 14 days (336 hours). Ends 4/6/25 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKings. JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Reeses: Eat Reese's Peanut Butter Cups Experian: Go to the App Store and download the free Experian app now! Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. DraftKings: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 3/16/25 at 11:59 PM ET. Sponsored by DK. Mountain Dew: Ride the Baja wave, and grab Mountain Dew Baja Blast for you and your crew wherever refreshing beverages are sold. Roman: Connect with a provider at RO.co/SPORTS to find out if prescription Ro Sparks are right for you and get $15 off your first order Experian: Go to the App Store and download the free Experian app now! Huel: Get Huel today with this exclusive offer for New Customers of 15% OFF + a FREE Gift with code mostly15 at https://huel.com/mostly15 (Minimum $75 purchase). Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Simona Ezell, Broadcast Marketing Lead at Experian, joins Amanda Ma, CEO & Founder of Innovate Marketing Group and learn how Experian leverages sponsorships with athletes and major events to craft compelling brand stories that resonate with audiences. Don't miss out!About the guest:Simona Ezell is the Broadcast Marketing Lead at Experian, where she oversees Direct-to-Consumer marketing strategies across Linear TV, Streaming and Audio. With six years of working at Experian, Simona has been spearheading branding initiatives and various product launches for both general market and multicultural marketing campaigns. Simona holds a Master's degree in Strategic PR from The George Washington University, and her background includes working with both PR and media agencies. Based in Orange County, Simona enjoys being a mom, traveling and streaming her favorite shows on the go.Take control of your credit with Experian! Sign up for free to access your credit report and score, improve your score instantly with Experian Boost, and explore personalized financial offers—all designed to help you save time and money.We're Top 3!

Too Hands | Son of a Boy Dad #282 -- Harry, Adam & Francis are back together in studio -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Son of a Boy Dad is sponsored by BetterHelp. Visit https://BetterHelp.com/SON today to get 10% off your first month. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at http://barstoolxjagermeister.com. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Highland Film Group - Locked: Exclusively in Theaters March 21. www.locked-movie.com Experian: Go to the App Store and download the free Experian app now! JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Venmo: Start spending your Venmo balance instantly with the Venmo Debit Card. Sign up today at https://Venmo.com/card/apply Twin Peaks: Enter the Twin Peaks Dos Million Bracket Challenge today at https://twinpeaksbracketchallenge.com. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW CREWNECK ARE LIVE: https://store.barstoolsports.com/products/certified-ball-knower-crewneck?variant=42032585343073 Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Sport Clips: Sport Clips. The haircut experience, dialed in for guys. It's a Game Changer. Kikoff: Build credit fast and get your first month for just a dollar at https://GetKikoff.com/mostly today. Thanks to Kikoff for sponsoring us! Experian: Go to the App Store and download the free Experian app now! PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Twin Peaks: Enter the Twin Peaks Dos Million Bracket Challenge today at https://twinpeaksbracketchallenge.com. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Philly's own Fridayy stopped by the studio to promote his new album "Some Days I'm Good, Some Days I'm Not". Gillie & Wallo have been tight with Fridayy for a while so this was long overdue! Go stream his new album available now. Powered by: New Amsterdam Vodka - Find your wins with New Amsterdam Vodka DRAFTKINGS - Download the DraftKings Sportsbook app and use code GILLIE. GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). 1 per new customer. $5+ first-time bet req. Max. $150 issued as non-withdrawable Bonus Bets that expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 3/16/25 at 11:59 PM ET. Sponsored by DK. Stash - Go to https://get.stash.com/DOLLAZ to see how you can receive $25 towards your first stock purchase and to view important disclosures. Roman - Connect with a provider at RO.co/MDWOG to find out if prescription Ro Sparks are right for you and get $15 off your first order Experian - Go to the App Store and download the free Experian app now! Jackpocket - GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. BET+ - Watch Lil Kev, now streaming on BET+You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/mworthofgame

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Sport Clips: Sport Clips. The haircut experience, dialed in for guys. It's a Game Changer. Huel: Get Huel today with this exclusive offer for New Customers of 15% OFF + a FREE Gift with code mostly15 at https://huel.com/mostly15 (Minimum $75 purchase). Experian: Go to the App Store and download the free Experian app now! Reeses: Eat Reese's Peanut Butter Cups Stella Blue: Visit https://stellabluecoffee.com use promo code FAMILY for 20% off orders of $25 or find Stella Blue Coffee on Amazon for next day delivery Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

As part of the inaugural Automotive Intelligence Awards, Cherokee Media Group is honoring a select group of outstanding auto industry analysts for their contribution to the knowledge base of the used-car retail, finance and remarketing industries. Kicking off our series of podcasts with these first-ever honorees in the Automotive Intelligence Awards: Industry Analysts program is a conversation with Melinda Zabritski, head of automotive financial insights at Experian Automotive.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Experian: Go to the App Store and download the free Experian app now! JackPocket: GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. PorkRinds.Com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Roman: Connect with a provider at RO.co/SPORTS to find out if prescription Ro Sparks are right for you and get $15 off your first order Pardon My Cheesesteak: Go to https://pardonmycheesesteak.com and use code PMC20 for 20% off your order Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Nick Murphy Returns | Son of a Boy Dad #280 -- Harry & Adam are joined by a friend of the program -- #Ad: Go to the App Store and download the free Experian app now! -- #Ad: Connect with a provider at RO.co/SON to find out if prescription Ro Sparks are right for you and get $15 off your first order -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Shady Rays: Head to shadyrays.com and use code: MOSTLYSPORTS for 35% OFF polarized sunglasses Mountain Dew: Ride the Baja wave, and grab Mountain Dew Baja Blast for you and your crew wherever refreshing beverages are sold. Experian: Go to the App Store and download the free Experian app now! PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

The Mark Titus Show Episode 172 | FULL EPISODE - March Is HERE Thanks to our sponsors: Rhoback: Use code TITUS on https://rhoback.com for a generous 20% off your first purchase through the end of this week Experian: Go to the App Store and download the free Experian app now! JackPocket: Download Jackpocket now and don't forget to use code TITUS. Jackpocket, America's number one lottery app and official partner of Barstool Sports.  GAMBLING PROBLEM? CALL 1-800-GAMBLER, in NY Call 877-8-HOPENY or text HOPE-N-Y. 18 or older (19+ in Nebraska, 21+ in Arizona). Jackpocket is not affiliated with any State Lottery. Void where prohibited. 1 per new customer. Enter promo code at checkout for $2 non-withdrawable credit. See terms at jackpocket dot com slash tos slash free slash ticket slash promo. Sponsored by Jackpocket. Based on 2024 iOS download data collected by Sensor Tower. Reeses: Eat Reese's Peanut Butter Cups Subscribe to Mostly Sports with Mark Titus and Brandon Walker on Youtube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1 On today's episode Mark and Ohio's Tate recap the games from the weekend, talk about the conference previews and more. We'll be back with a new episode on Thursday! Follow the show on all socials: Twitter: https://twitter.com/MarkTitusShow Instagram: https://www.instagram.com/marktitusshow/ Facebook: https://www.facebook.com/MarkTitusShow Tiktok: https://www.tiktok.com/@marktituspod?lang=en Listen on Podcast platforms: Spotify: https://open.spotify.com/show/2TPzE6Oo17yQ0IbLmo5AvY Apple Podcasts: https://podcasts.apple.com/us/podcast/the-mark-titus-show/id1673616227 Follow Mark Titus: Twitter: https://twitter.com/clubtrillion Instagram: https://www.instagram.com/marktheshark34/ If for some reason you see this, subscribe to mostly sports for a hi five. IYKYK.

Sign the petition: https://www.change.org/p/give-mister-ed-his-rightful-spot-on-the-hollywood-walk-of-fame?source_location=psf_petitions NEW HATS ARE LIVE: https://store.barstoolsports.com/collections/mostly-sports Mark Titus and Brandon Walker talking sports... mostly. Thanks to our sponsors: Jägermeister: Check Jägermeister out at https://us.jagermeister.com/. Drink Responsibly, Jägermeister Liqueur 35% alcohol by volume. Imported by Mast Jägermeister US, White Plains. NY. Sport Clips: Sport Clips. The haircut experience, dialed in for guys. It's a Game Changer. BetterHelp: Mostly Sports is sponsored by BetterHelp. Visit https://BetterHelp.com/MOSTLY today to get 10% off your first month. Experian: Go to the App Store and download the free Experian app now! PorkRinds.com: Embrace the madness and use code Mostly at checkout at https://PorkRinds.com for 25% off your order. Stella Blue: Visit https://stellabluecoffee.com use promo code FAMILY for 20% off orders of $25 or find Stella Blue Coffee on Amazon for next day delivery Subscribe on YouTube: https://www.youtube.com/@MostlySportsTitusandWalker?sub_confirmation=1. Follow Mostly Sports on Twitter: https://twitter.com/MostlySports Follow Mark on Twitter: https://twitter.com/clubtrillion Follow Brandon on Twitter: https://twitter.com/bfw Follow Mostly Sports on Instagram: https://www.instagram.com/mostlysportsshow/ Follow Mark on Instagram: https://www.instagram.com/marktheshark34/ Follow Brandon on Instagram: https://www.instagram.com/bwalkersec/ Follow Mostly Sports on TikTok: https://www.tiktok.com/@mostlysportsshow?lang=en Follow Brandon on TikTok: https://www.tiktok.com/@brandonfwalker?lang=en Follow Mark on TikTok: https://www.tiktok.com/@marktituspod?lang=en

Register here for GRE's live online event to learn about ‘Cleveland's Amazing Cash Flow Opportunities' on Thursday, March 20th. Keith discusses the impact of recent federal job layoffs, emphasizing the importance of diversifying income sources. 40% of Americans experience job loss at least once in their careers, with men more affected. He advocates for real investing in real estate as a safety net. Seth Williams joins the conversation to discuss the use of AI in everyday life and real estate investing. Hear a practical example of how AI can help with real estate due diligence, such as reviewing municipal regulations and zoning rules. Resources: Check out Seth's resources, including the Pulse Inner Circle community, to learn more about practical applications of AI. Show Notes: GetRichEducation.com/543 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, amidst 10s of 1000s of federal workers recently getting fired. It's not rare, because throughout their working career, layoffs hit 40% of Americans. How do you hedge yourself against the danger of losing your job? Then get a fascinating understanding of how you can use AI to improve your everyday life, and some applications for AI in real estate investing today on Get Rich Education.   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:35   Welcome to GRE from Sunbury, Pennsylvania to Sun Valley, Idaho and across 488 nations worldwide. I'm Keith Weinhold, and I'm grateful to have you with me here for another week. This is get rich education. I'm known as the guy that back in 2015 was the first person to explain how real estate pays you five distinct ways at the same time when mass federal layoffs hit recently, you know you can learn something really important at a time like this. And no, it's not about the Washington, DC real estate market. That's not where I'm going here. That's not the bigger lesson, unless you're perhaps in the DC real estate market, it's shaping up to be 10s of 1000s of federal workers that are getting the boot as the result of the new administration in charge. We'll see where the number lands. But the thing is, is that federal jobs have long been deemed as the most secure, and yet more firings are coming. So if they're the most secure jobs, then what does that say about you and the safety of your job in both your near term future and your long term future, whether you're in the public sector or the private sector. I've worked in both sectors, and yeah, sadly, this is not such a rare occurrence. Many sources cite that roughly 40% of Americans get fired at least once during their working life. Job loss is more likely for a man than a woman, and it's happened to me. Yep, even I've taken that awkward and awful feeling box full of desk stuff, walk. The big lesson here is that you need to grow a second source of income, Experian and fed data. They cite that the average debt per consumer is about $39,000 worth of student loan debt, and another $24,000 worth of auto loan debt and another $6,500 worth of credit card debt. Well, those are not good debt types, like real estate debt is where you can outsource the debt to a tenants. Instead, you are the one that has to pay these type of debts, and that's why a lot of job losers are going to decline into a financial tailspin. They will default on their payments. They will become delinquent, they will descend into bankruptcy, and they will have a destroyed credit score, and the incidence of depression and suicide that even goes up for these people. Now, as we know, most of the so called financial advice out there that targets budgeting, how to cut your expenses. That's okay. You can do a little of that, but if you lose your job, a bundled cell phone plan in ditching your $7 latte is hardly going to help you. See, here's the thing that a lot of people fail around. Lies, even if you get a promotion and a raise at work, it still only pads a dangerous single source. It's still just a sole income source. Instead, what's powerful is, rather than budgeting, it is increasing your income, but it needs to be a source outside of your day job. That's how you get income diversification at the same time. I mean, you could take on a part time job or freelance work and accomplish that, but see the problem there is that you've lost your irreplenishable time. That's a one way street that time is never coming back. Don't live below your means. Grow your means. Owning an income property that can completely solve all of these problems, even a low cost income property of, say, $200,000 and Okay, a property like this, that might start with just 100 to $300 per month of residual cash flow, but that amount tends to rise even faster than inflation, because, as we know, your mortgage payment stays fixed. That's how that happens, and additionally, your 200k property at just 5% annual appreciation that grows to 255k in just five years. And if you only made a 20% down payment of 40k on this well, that property that grows to over 100k of equity in five years because you've got both the appreciation and the tenant made loan pay down. There is more to this. Besides increasing your monthly income, you can often take a chunk of this 100k plus equity with a cash out refinance that is a tax free windfall event, you heard that, right? Tax free, and you still get to hold on to the property. So a simple, low cost 200k property, just one of those, it increases your income now it gives you a second source of income, and it simultaneously gives you a leveraged windfall chunk that you can access in one nice, tax free cash lump. And one thing's for sure, you want to get a loan for income property and get that property now why you have your job? Because when you lose your job again, 40% of the time, no mortgage underwriter will qualify you when you're unemployed, relying on one income source that is kind of like playing Jenga on a wobbly legged table. So really, the bottom line here is that widespread federal job firings, they have really brought to light how many people are vulnerable with just one source of income. Why would anyone do that? Owning investment property solves the problem. Plant that second income seed now you can't have just one income stream that is too close to zero, that is precariously close to zero, and much of your life's thought pathways. They're about expectations, your expectations for the future, the way you think about your future, and if there's even a looming threat of losing your job in the future, you know that might not happen, but just the mere threat of losing your job that can induce stress. So that's why you want to do something about that, and I have a great resource to share with you shortly that me and the team here at GRE are going to help you with in you getting that vital income diversification a second source, but first Tax Day is next month. If you aren't getting an extension, you be pulling your tax documents together Trump tax changes are anticipated any time here, the highest federal income tax rate is expected to stay at 37% the standard deductions are moving up soon, indexed to inflation, $15,000 if you're single, $30,000 if you're married. Basically this means that things like your donation receipts. You know what? They are not worth saving and tracking unless they exceed those standard deduction amounts. And I like easy ways to remember things as you're pulling together documents for your tax preparer, if you are the tax preparer yourself, a w2 form shows. Income from your employer. A 1099 form shows income that's not from an employer, really. That's the distinction and an easy way to remember it. And to my point earlier about having more than just one vulnerable source of income, I hope that your 1099 income not from an employer, like the rents that your property manager collected for you that those 1090 nines are increasing faster than your w2 income, which is from an employer.    America's first car free neighborhood. I sent you more about that in our newsletter recently, and you said that you really liked learning about it. Yes, America's first car free neighborhood. It's had its share of detractors and skeptics and supporters since it broke ground in 2021 these are largely rental apartments in Tempe, Arizona, that is just the east of downtown Phoenix. Residents get around with light rail and E bikes. Studio apartments start around $1,300 a month, and three bedroom units around $2,700you can meet your neighbors more and get to know your community when everyone's not in their car and garage bubbles. So I found this really interesting. One resident of America's first car free neighborhood said We've probably made more connections here in six months than when we lived in the suburbs for 15 years. That was interesting to learn about in our newsletter.    Coming up on the second half of the show today, an expert guest and I are talking AI, think about all the time that this is going to save you. Think about all the brain damage that this is going to save you. Think about how much better informed you're going to be and how much smarter you'll feel. That's coming up shortly. Hey with what I mentioned earlier, I am announcing that coming up in just a couple weeks, here on March 20, it is our live online event for an amazing Cleveland cash flow opportunity. And why Cleveland now? Well, healthy, real world monthly rents are more than 1% of home prices. That is a lucrative ratio. And on top of this, we are layering the BRRRR strategy by rehab, rent, refinance and repeat, where cash flow averages more than $500 per door. This strategy, it allows you to put fewer dollars in the deal, and that's why it's really popular. Be sure to show up and learn more. Our last live online event was last year. It was for BRRRRs, and we had a record 538 registrants. We're going to examine single family properties in C and C plus neighborhoods. Those are the investor sweet spots here. And besides learning about real estate due diligence and the Cleveland market, there will also be a buying opportunity. Yes, the bur strategy allows you to invest with that low equity position, yes, both investor advantage areas, with the BRRRR strategy layered on top of it, it's the right opportunity for you if you need to build that second or third source of income. And besides all that, there's just the simple fact that amidst the well known national undersupply of housing. Entry Level homes, like these ones in Cleveland, they are even fewer. That entry level segment really has the scarce supply. I mean, you're going to own a scarce asset that everyone wants and needs. And this live event is one of course you can join from the comfort of your own home. It has two co hosts. You are going to be joined by one of our terrifically qualified GRE investment coaches and one of our top partners who has helped investors create wealth and grow their portfolios for over 20 years. I know him. I've had dinner with him. You can register now at GREwebinars.com Again, it is March 20. Our last one had 538 registrants. That was a record. Register while you can it is open now at GREwebinars.com more next. I'm Keith Weinhold. You're listening to GRE   you know what's crazy. Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I saw. Putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   Blair Singer  16:35   this is Rich Dad, sales advisor, Blair Singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.   Keith Weinhold  16:51   How do you really use AI? Can you believe if you have a question about anything in life, 90% of the time, it already makes more sense to ask chatgpt than a human being. That's what my longtime friend says. He's with us today, and he hosts the terrific R E tipster YouTube channel. Welcome into GRE Seth Williams,    Seth Williams  17:15   hey, Keith, great to be here. Thanks for having me. Seth, you've been interested in AI for years. Tell us how your perspective has evolved over time. A lot of people have pretty big variations in how much they use AI and how much they're even aware of it. Personally, I use it every day, like many, many times a day. Chatgpt is open almost all the time, and I use it for almost anything you can imagine, like when I have a question about almost anything, it makes more sense to ask chatgpt than it does to do a talk to a human, because I can get direct answers. It's armed with pretty much all the information that's publicly available on the world is an incredible resource. And when I talk to people and I ask them, like, Hey, do you use chatgpt? And they either say, What are you talking about, or they say, Yeah, I've used it once. It like, it just hurts me. You know, it's like, seriously, you have a superpower at your disposal here. You're not using it. It's kind of like what the internet was back in 1995 or something, where, like, some people kind of got it, but a lot of people didn't get it yet. It's pretty crazy when you can harness the power of not just chat GPT, but all of this AI stuff that's available now. Like, there's incredible, very powerful leveraging opportunity here.    Keith Weinhold  18:27   I use it about every other day. I bet after talking to you, it's gonna make me want to use it more. But, yeah, the guy that cuts my hair, he's only 25 years old. He doesn't seem very familiar with this. But like you said, it's a lot like Google in 1995 to maybe 1998 like, people just didn't automatically think of Googling something. And it's beginning to get that way, I think with using an AI like chatgpt to answer your questions, why don't you tell us about some of the biggest misconceptions that people have about AI?    Seth Williams  18:54   Well, that's good question. I guess it kind of depends on where they're coming from and what they are even aware of in terms of what is capable of. But I know one thing I hear from time to time is people will say, Well, I'm not a content creator, so I don't really have a use for that, like it makes sense if you're like a blogger or a podcaster. And I guess the good thing is that they at least have some awareness of what it can be used for. But things like chatgpt can be used by pretty much anybody who knows how to type on a computer or even speak to their phone, the chatgpt mobile app, for example, I just love this thing you do have to be a paying Plus member, which is 20 bucks a month. That is a laughably inexpensive price for everything that chatgpt could do for you, especially a mobile app. I can turn this thing on. I can use it as a camera to point to anything and have it give me insights and instructions on how to deal with this thing, whether it's a plumbing problem. I was just using it this morning. I had my phone set up on a tripod on my desk, pointed at Zapier trying to figure out how to make two complex softwares work together, and I just had to speak to it in real time. Time and ask it, this is what I'm trying to do. How do I do this? I don't get it, and it explained exactly what to do. And this was help that I could have paid a consultant money for, but it just came from this app, and all has to do is just look at my screen and it understands all of it. It sees things that I don't see. I know people that use chatgpt as the therapist. I've never done that, but I've know a whole lot of people that do that kind of thing. Yeah, and it gives them legitimate, useful feedback, and it's available 24/7, and it doesn't cost 100 plus dollars per session to talk to them.   Keith Weinhold  20:32   You the listener right now are thinking about all the jobs that this is displacing, surely, but why don't we pull back and think about no Seth. If someone is completely new to AI, what's the first thing that they should try to use it for?   Seth Williams  20:46    If you are a real estate person? Specifically, I don't know if everybody listening to this is necessarily, but as a real estate investor, the first thing I ever used it for was writing property descriptions for me, like when I had a property I was trying to sell. I know there's a great way to explain this thing, but I don't really know how to do it in my own head. Yeah. And you can just feed it basic information about the property and say, Hey, write me a beautiful, compelling property description that will make these things sellable and make people you know, respond with interest and that kind of thing. And just do that, and you'll see what I'm talking about it. It's an incredible writer. It does a great job. What's your question about where do they start with chat GPT? Is that what you're asking? Yeah, if one isn't familiar with it, where should they start? Well, another thing you could do daily use type thing. So something that I've used chat GPT for, I've taken a picture of my closet in the different clothes I have to wear, and I send it to chat gpati and say, Hey, what should I wear today? Like, what different articles of clothing would you recommend that I pair together? You could do this with your cupboard. Say, Hey, here's what I have in my cupboard. Tell me what I can make with this and then give me the recipe to make it. You could do this at the drug store. You'd go take a picture of the shelf and say, Hey, I have a splitting headache. Show me what on this shelf will solve my problem right now and get rid of my headache. I've actually got this problem worse than most people, where I can be looking right at the solution, and I don't see it like it's right there in front of me, but I miss it. But chatgpt doesn't miss anything like, if it's in the picture, or even in the the live vision camera, it's like a live video feed that you can point at anything. Like it will see it, and it will point out stuff that you very likely are missing.   Keith Weinhold  22:24   That's amazing. I haven't used its image capability that way yet, and really that brings up Seth. There are so many AI tools available, like an explosion these past couple years. How is a person supposed to decide which ones are worth using and which ones are not.   Speaker 1  22:41    It's very true, there's a lot of stuff out there. It can be a little overwhelming. I can tell you, I've used chatgpt, I've used Claude, I've used Gemini, I've used grok, bunch of different AI chat bots out there. They can all do some pretty amazing things, but if you just don't know where to start, like I'll see if I can only have one of them, chatgpt is what I would go to. I think part of that is just a level of familiarity, like I've just used it for so long now. It's like a comfortable old shoe, but it really is innovating at an incredible speed, and it's this AI boom has been happening for over two years now, and chatgpt is still arguably at the top. I mean, they've done a really good job of staying on the bleeding edge of what can be done now, and chatgpt is free, but if you pay for the $20 a month version of it, you just unlocks a lot more capability and usability. That's probably what I would do. But there's different Claude. I've seen this myself, and I've heard this from a lot of other people. If you're trying to, like, write a story, for example, Claude is actually a better writer than most things out there. So that's what you're trying to do. Like, go with quad you want, like, a one, all purpose tool that can do pretty much everything reasonably well. That's what chat GPT is, in my opinion,   Keith Weinhold  23:52   those are some great tips. And yeah, I thought it was pretty impactful last year, when even when you do a Google search, at the top of that, there is now an AI summary before you see your conventional Google Search sort of hits, which actually concerned Google advertisers for a little while. How about some of the most driest and esoteric reading that we can think of, and how AI can speed that up and make it more interesting, just say, doing due diligence in real estate, like reviewing municipal regulations or zoning rules and property restrictions. How does AI help you there?   Speaker 1  24:27    I've used it numerous times for that, perfect for that. For example, in the land business, one way that you can make money from land is by subdividing land. And one strategy within the subdividing business is to find properties that are they're called exempt subdivides, which means that you can essentially do the subdivide and not get anybody's permission to do it, like you can just split it up and not ask anyone. And you can do it, but you can only do that if the size of the property is over a certain threshold. In Texas, I think it's 10.01 acres or. Higher. There's certain places Michigan that are similar, but you can figure this out by looking at the county and the municipal guidelines to understand what is that threshold, or does that threshold exist at all? You can find these PDFs from the county or the municipal website. Upload it to something like chatgpt or Claude, and just ask the question like, how big does a property have to be before it's exempt from the subdivision rules? And it'll tell you, if it's in there, it can redo the thing in a matter of seconds and tell you what the answer is and where it found the answer, a very similar thing with like legalese and legal writing that's really hard for the average person to understand, probably by design, it can decode that for you. I've gotten this before. I've gotten really poorly written emails from people like electricians, or even just, I can't believe there's already happened exactly. They explain things using a lot of industry jargon and lingo, and I don't know what they're talking about, right? And I can copy and paste that email into chatgpt and just say, Hey, I got this email from an electrician. I have no idea what this means. Can you explain this to me? Like I'm a five year old, and it does it, and it works every time where it's like, oh, okay, that's what you meant. I can just know that instead of having to respond to them and say, Hey, can you rewrite that for me? I don't understand it, and they reply, and it's bad again. And it goes back to this a lot of questions that a lot of us have every single day. Historically, we've gone to people to ask those questions, and that's fine, but it wastes their time, and it wastes our time, and we still might not get the answers we're looking for, but with things like chatgpt, like you almost certainly will get the answer you're looking for very quickly, and it doesn't waste anybody's time other than the time you have to spend asking the question. So it's a big 8020, lever, you can get a lot more done without relying on the limits of humans to get the job done.    Keith Weinhold  26:50   We're talking about how you can use AI in your overall life and in real estate a little bit too. With Seth Williams, well, you're such a good resource. You're really pretty pioneering in learning AI and helping you with problems and solutions in both your overall life and in real estate investing. So tell us by now, what are some of the most unexpected or just like, totally impressive things that AI has helped you with, and how do you do that stuff?   Seth Williams  27:17   That's a really long list, but the thing that I have been most impressed with as of late is something that both chatgpt and Google Gemini can both do this now, kind of in different ways, but they can look at your computer screen and help you figure out all kinds of complex problems. Talked about this a little bit in part one, but earlier this morning, I had my chat GPT mobile app right here on my phone. I had it on a tripod pointed at my screen, and it was walking me through how to set up a couple new zaps on Zapier using a web hooks, which just right there I probably lost most people. It's just a confusing thing to figure out. I still don't fully understand it, but I was explaining my problem and what I was trying to do, and I could just talk for as long as I want, until I'm done talking. And then chatgpt chimed in, and in about 30 seconds, it solved my problem and told me exactly what to do. And Google has another way of doing this, where it's actually like on your computer, like seeing your entire screen, and it kind of does the same thing where a voice talks back to you. It's amazing, because I know how hard some of these things can be, the type of thing that would either make me give up and just not do what I'm trying to do, or pay somebody a bunch of money to come in fix the problem for me, or stand over my shoulder, either which way is not a great outcome. But with the help of these AI chat bots that can see everything going on, and they have basically all the knowledge in the world about how to solve the problem. They can do it really quickly and easily. And it's amazing. That's one of millions of different things you can do with chatgpt.   Keith Weinhold  28:51    Oh dear. If AI looked at my computer screen, the first thing they would probably tell me is to close half of the tabs that I have open. Oh, yeah, me too, yeah. How are you personally using AI in your real estate investing business today?   Seth Williams  29:07   lots of ways, but one thing that has been particularly useful to me is the use of what's called Custom gpts, which basically just means, right, you are training chat GP T to respond to you in a very specific way based on certain instructions you give it. So every time you start a conversation like it already knows why you're there, what you're looking for, what assumptions you want it to make. One example of a custom GPT I've made is one that can very quickly analyze big commercial projects like whether it's a self storage facility or industrial outdoor storage, I've explained to it how I want it to run the numbers based on certain information. I give it like square footage and pricing and occupancy rates and that kind of thing. So I can basically feed it like six or seven key pieces of information and 20 seconds it can tell. A give me, like a one to 10 rating based on this is a great deal, you should move forward, or this is a terrible deal. Look the other way. And the reason this is a big deal is because the way I used to handle this was I had a giant spreadsheet, and I would go line by line, filling in all these different inputs, and it would take me, at a minimum, like 30 to 45 minutes to get to the same place of understanding, like, Yes, this is good. I should keep going on this. Or no, this is a terrible deal. And it can just, like, look at a lot of stuff, a lot of data, very quickly. And it's not like the final answer necessarily, like, you don't just blindly follow whatever it tells you to do, but it can just get to the bottom of stuff, or, I guess, get further to the bottom of stuff, wasting a whole lot less time. So, you know, the real estate that's super helpful, and people in, like, banking and accounting and all this stuff fields where, like, there are full time analysts that look at this stuff all day long. And it naturally takes humans a lot of time to figure this stuff out, but AI can get there much faster.   Keith Weinhold  31:03   Yeah, that is pretty remarkable, and it sounds like you're finding a pretty high degree of reliability and not getting what we call hallucinations in the AI world.    Seth Williams  31:15   Yeah, that is sort of a developing thing. So hallucinations, it's definitely a real issue where basically we'll just make up stuff that sounds viable, but it's not right, and the only way you would really know that is if you knew better in the first place, which means, why am I even asking the question if I already know the answer? So it was kind of an issue where chatgpt and Claude and Gemini would just make stuff up. One of the ideas with some of the newer models that are coming out with, like, oh one or oh three mini now is what they've got. They use a lot more logic in these models. And the difference is, when you ask it one of these questions, and if it doesn't know the answer, it'll just say, I don't know. That's a great answer. They're hallucinating. Yeah, absolutely. And you know, chatgpt Four, oh, it's kind of like the difference between if you hire a very polite VA in on the other side of the world who's trained to be a yes man or a yes woman, like they want to make you happy, and they're going to tell you what you want to hear, whether it's right or not, whereas, you know, these more advanced logical models are more like your account or it's like, I'm not here to impress you. I'm just going to tell you the facts and how things really are, I think, depending on what you're trying to do, like, there are certain situations where you'd want the more creative four, oh, version of the situations where you'd want the logical ones. So I'm trying to, like, do code or analyze numbers or do something where accuracy is very important. That's where I want to use those logical models. But if I'm like, writing a story or song lyrics or whatever, and creativity is more important, that's what I'd want to do four Oh, so it's not that either one is like better or worse. It just depends on what you're trying to accomplish and what output you want from it.   Keith Weinhold  32:54   Sure, part of this is knowing which tool to apply. There might be a grain of gratefulness, that there are such thing as hallucinations, right? I mean, it still takes you a human being thinking to confirm, does that answer make sense and it's just simply a good idea? Or could that be inaccurate? So the human component sounds like isn't completely displaced yet at this point, starting probably more than 10 years ago, Seth, when people began to look for answers to everyday questions, oftentimes, they would go to YouTube and they would just like to get their answer that way. Why is this faucet leaking or anything else? And watch a YouTube video about that. What's your process though for using AI to take a YouTube video and summarizing it and extracting key insights that way?   Seth Williams  33:39   Well, there is a free chrome extension called glasp, G, L, A, S, P, that I just used it this morning. All the time. I've heard of it. It kind of sits on top of YouTube. So when you're on YouTube and you have this chrome extension there, this little button appears, and you can copy a transcript of the entire video and then take that and paste it into chat, G, P, T, and you can ask it whatever you want about what that video is about. You could say, summarize it in one sentence. Or you could say, Does this video talk about this issue? And if so, where or what does it say about it? You could say, take this video and turn it into a blog post for me, literally, like, whatever you can imagine that could violate come from that video. You could get that information from it. And that alone is is amazing. And it kind of goes back to, like, what is the purpose of this video, or what is my question that I'm trying to get answered? Am I looking for entertainment? You know, for example, I've been watching a lot of videos about guitars and guitar pedals and amps lately. I want to hear what this guitar sounds like. I kind of have to watch a video for that. Like, a transcripts, not really going to help me chat. GPT is not going to help me. Like, I just actually have to watch the video. So this doesn't totally render videos useless. It just depends on why you're watching it and what information you want to get, and how can you get there faster.   Keith Weinhold  34:50   This has been great. Seth, are there any last things that we should know about? Ai, whether that's misconceptions or making sure that we're using the right. AI tools and avoiding the wrong ones. Any last thoughts? Seth, if   Seth Williams  35:04   people are really interested in this stuff, I mean, there's plenty of places you can go online. This is a huge trending topic on YouTube, lots of good information out there. We actually put together a school community intended primarily for real estate investors and business people. It's you can find that at Pulse inner circle.com, P, U, L, S, E, inner circle.com. We're talking about this stuff all the time. My friend Mike balcom and I did a couple different courses on this stuff, like a guided course that was awesome. I mean, we even learned a lot of stuff going through the process. But it is a rapidly advancing area right now, and it has been ever since chatgpt came out, like, every week, there's some huge new thing out there. It's something that's worth paying attention to, because even, like, right now, it's incredible the stuff you can do. And interestingly, like, most people aren't doing it. So if you are up to speed and educated on it, you've got a superpower that most of the people don't know exists or aren't willing to learn.   Keith Weinhold  36:01   That's a great point. If you just learn 1% of this, you're going to be ahead of the general population, and it's really easy to do. Seth, I've done some learning about AI myself. This has been a great chat. Thanks.    Seth Williams  36:14   You bet.   Keith Weinhold  36:21   Check out Seth's resources and his own R E tipster podcast. Always love to chat with my man, Seth Williams, Super Down to Earth guy, and also he does not look like a dork like you might think an AI expert would. Yeah, like I told Seth, the guy that cuts my hair is 25 years old. He's a SoundCloud music artist. He mentioned to me about how he writes his own lyrics for his music. I asked him how the results were when he asked chatgpt to write his lyrics or write him some rhymes, he told me he never even thought of that. I couldn't believe it. So yeah, AI, it's just still not top of mind for people.    The two platforms that I use the most are chatgpt and venice.ai last year I told you about how you can turn any document into an AI podcast with notebook LM, and you'll remember that I also played a minute or two of that AI generated podcast right here on the show for you, you can book your travel with AI as well. Have it put together in itinerary for you. Have you asked AI who you are? I hope that you've tried that by now. When I go to chat GPT and ask it, who is Keith Weinhold, let's see, is it accurate? Well, the answer starts with Keith Weinhold, is a real estate investor, author and the host of the get rich education podcast. Well, then it goes on for a few paragraphs. It goes on to say he founded get rich education, a platform that offers educational content through podcasts, blogs and resources about real estate investing, personal finance and wealth building. His teachings emphasize the benefits of leveraging real estate as a long term wealth building tool while highlighting strategies to maximize cash flow and minimize risks. Okay, yeah, I would say that's accurate. No hallucination there. You can also ask chat, GPT or an AI, of course, about your properties. In fact, I'm going to enter the address of one of my rental properties and ask it how much cash flow it generates. So to skim the answer for you, it's okay. It looks pretty accurate. Here. It says that it is a three bedroom, two bathroom, single family home with 1300 44 square feet of living space. It shows the property was last listed for rent at $1,625 per month in March of 2024 Yep, that sounds right. Zillows rent, Zestimate estimate estimates the current rental value at $1,898 per month, is what it says. Okay, and then here's what it says about the property's cash flow. Because I asked that about the cash flow, it writes to determine the potential rental cash flow, consider the estimated monthly rental income of 1898 subtract operating expenses such as property management fees, maintenance insurance, property taxes and any mortgage payments, the resulting figure will represent the net monthly cash flow. All right, well, then it goes on with more info that's less interesting, okay, so therefore, at least this basic question that I've asked it chat GPT, I mean, it cannot know my cash flow unless they know what my loan amount was and what the mortgage interest rate is and those sorts of things. But maybe another AI knows that, though I am not sure.    Hey, coming up here on future episodes of the get rich education podcast, some well known names that haven't been here on the show. Before and another interesting upcoming episode down the road. Here is when a pastor is going to join me on the show. Here, this pastor is an expert in what the Bible says about money. You might be familiar with the Bible verse that says it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God, gosh. Well, how does that make me feel about how the pastor and I's conversation is gonna go here on a show that's called get rich education that ought to be super interesting, and I really look forward to that show. Now, even if you're not a Christian or you don't believe in the Bible, this is going to be a significant conversation, because you cannot deny the Bible's influence. It is, in fact, the greatest selling book of all time, and even if it doesn't personally affect you, it does impact other investors around you and just billions of people across the world. What the Bible says about money coming up, which could have, I guess, some uncomfortable moments here in future weeks on the show, along with a lot of other great content. If you want to be sure that you don't miss that on your pod catching app, be sure to hit the Follow button. Also, if you would please, simply tell a friend about the show until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  41:41   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:09   The preceding program was brought to you by your home for wealth, building, getricheducation.com      

Craig Dulworth v. Experian Information Solutions

There's "snow" rest for the weary in the car business. Kirsten Von Busch, director of product marketing at Experian Automotive, recalls her 15-hour roadtrip from Chicago to New Orleans and her "most memorable experience" at NADA Show last month after a blizzard blanketed the Big Easy. Plus, Von Busch talks about the "Beyond the Booth" video series she worked on last year to spotlight NOLA's staples and hidden gems ahead of the convention. Plus, Von Busch goes into detail about Experian's special report on the used-car market.

With financial fraud on the rise, protecting your personal and banking information has never been more important. A recent JD Power study found that nearly 29% of bank account holders experienced fraud in some form over a 12-month period.To help us navigate the best security practices, Aaron Caid shares expert advice on how to safeguard your accounts from cybercriminals.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. 1. Strengthen Your Password SecurityA strong, unique password is your first line of defense against fraud. Here's how to create one that's tough to crack:Use a mix of uppercase and lowercase letters, numbers, and special characters.Avoid using common words or easily guessed phrases (e.g., "password123" or your birthdate).Consider using a password manager to generate and securely store complex passwords.In addition to a strong password, enable two-factor authentication (2FA) for your financial apps. This extra layer of security requires a one-time passcode (usually sent via text or an authentication app) to verify your identity when logging in or completing transactions.Pro Tip: Turn off text message previews on your phone. If a scammer steals your phone, they could see your passcode on your lock screen and gain access to your accounts.2. Monitor Your Accounts & Stay Alert for FraudVigilance is key when it comes to detecting fraudulent activity early.Regularly check your bank accounts for unauthorized transactions.Review your credit reports through the three major bureaus—Equifax, Experian, and TransUnion—by visiting AnnualCreditReport.com.Sign up for transaction alerts from your bank or credit union to get notified of suspicious activity.Fraudsters also use phishing scams—fake emails, texts, or calls—to trick people into giving away personal information. These scams often create a sense of urgency to pressure you into acting quickly.Never share your:Username or passwordOne-time passcodesAccount or personal information over the phone, email, chat, or textHackers can spoof phone numbers and email addresses to make messages appear legitimate, even impersonating banks and credit unions. If you're ever unsure, call your financial institution directly to verify any suspicious messages.3. Use Secure Wi-Fi & Protect Your Personal InformationWe all love a good coffee shop work session, but public Wi-Fi networks are a big security risk when accessing sensitive financial accounts. Hackers can intercept your data and steal your login credentials.Always use a secure, password-protected Wi-Fi network when banking online.Use a Virtual Private Network (VPN) for added encryption and security.Also, ensure you don't let identity thieves find your personal information in the trash!Shred documents containing sensitive details like account numbers, social security numbers, or other financial information. Shredders cost as little as $35—a small price to pay for big security.Stay Secure & Bank with PurposeAs fraud prevention becomes increasingly important, many Christians are seeking banking solutions that align with their values. Christian Community Credit Union (CCCU) offers a Harvest Bundle—a unique checking and savings account designed to help members grow their savings while supporting missions worldwide.4% APY on the first $5,000 in Harvest Checking5% APY on the first $5,000 in Harvest Savings1.5% cash back on purchases with the Cash Rewards Visa CardA portion of proceeds supports missions, including gospel outreach, protecting vulnerable children, and fighting human trafficking. For those looking to align their banking with their faith, the Harvest Bundle from CCCU offers competitive rates and kingdom impact—a win-win for wise financial stewardship.If you're looking for a banking partner that reflects your faith and values, consider joining Christian Community Credit Union (CCCU).Ready to bank with purpose? Visit JoinChristianCommunity.com today!On Today's Program, Rob Answers Listener Questions:Can you provide a list of the faith-based investments that I can invest in? I'm trying to invest differently with my 401(k) funds.  I have an old work comp claim that was incorrectly billed, causing Medicare to deny payment. What happened, and how can I prevent this in the future? Also, if I submit a claim to the work comp company and they only pay a portion, am I responsible for the remaining balance? I own a free-and-clear home in Davenport. There is no mortgage anymore, and I would like to transfer 50% of ownership to a family member. Would I have to pay any taxes, or would my family members have to pay them because of this transfer? I'm retired, receiving $70,000 annually from disability and SSDI. I have $50,000 in a TSP account and $9,000 in debt that I'm paying off. I'm currently renting for $1,500 per month. Should I use my VA loan to purchase a home or just continue renting? I have a Roth IRA that I formed from a 403(b) annuity a couple of years ago. I'm 73 and will be 74 in a couple of months. At what point does the RMD apply to my Roth? Also, I'm retired and have Social Security and a retirement pension. I occasionally make profits from a book I publish and workshops I do. Can I make contributions to my Roth from those profits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineList of Faith-Based Investing FundsCenters for Medicare & Medicaid Services (CMS.gov)AnnualCreditReport.comLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry's only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership. 

Join Our FREE Start Repairing Credit Challenge!Is it possible that the credit bureau Experian acted illegally when it dealt with your dispute letters?The CFPB certainly thinks so, and they just sued Experian for its shady practices in handling dispute investigations! This lawsuit is a huge deal for anyone looking to dispute errors on their credit report, and today, I will explain everything you need to know about this case and how it could affect your credit score. Plus, I'll share the 5 best ways to make your dispute letters more effective. Ready to fight back against shady credit bureaus? Tune in! P.S. Don't forget to add THIS to your dispute letters:“In light of the recent lawsuit filed against Experian by the CFPB, I am requesting a thorough and fair investigation of the disputed information on my credit report. The lawsuit highlights concerns regarding compliance with federal consumer protection laws and the accuracy of credit reporting practices. As a consumer, I trust Experian will uphold its responsibility under the Fair Credit Reporting Act to ensure that all information reported is accurate, complete, and verifiable. If the disputed information cannot be verified as accurate after a fair investigation, I request its prompt deletion from my credit file. This request is made in good faith to ensure my credit report reflects truthful and accurate information.” Key Takeaways:00:00 Intro 01:02 CFPB Sues Experian03:01 Shady Credit Bureau Practices Exposed06:59 5 Ways to Make Your Dispute Letters More Effective 11:41 AI Tool for Generating Dispute Letters 12:29 My Final Point13:07 OutroAdditional Resources:Get a free trial to Credit Repair CloudGet my free credit repair training  How Credit Repair Millionaires Fight Stall LettersMake sure to subscribe so you stay up to date with our latest episodes.

About 1.5% of Americans have a perfect credit score, according to credit reporting firm Experian. But how much weight does an 850 score carry? Wall Street Journal reporter Imani Moise joins host J.R. Whalen to discuss how much this grade of financial health really matters and what happens when you reach it.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kendale King.  He is a CPA who got his Master's in Accounting from Cleveland State University. He earned his Bachelor's Degree at Morehouse College.   He left the corporate world and now he has a track record of putting on large-scale events that are entertaining and engaging. His desire is to put a spotlight on the “cool” things about being a CPA.   Talking Points/Questions • From your perspective and career in the financial services industry, what does it mean to be financially savvy?• What role does credit play in a consumer's overall financial health?• What are some of the common misconceptions about credit and credit scores?• What advice would you give to someone who is looking to establish or rebuild their credit history?• Many people know your credit score can impact your ability to access credit cards, loans, etc. but what else can your credit history influence?• What are ways consumers can save on everyday expenses like car insurance?• What are your top tips for people looking to be more financially savvy in 2025?• What tools and resources are available from Experian for consumers who are looking to improve their overall financial health and save money? Deloitte and The Siegfried Group as well as entertainment industry giants such as Snapchat, 21st Century Fox, Netflix, and ITV Studios America. King is also the newly promoted CFO of Dream Con, the fastest-growing Black Owned gaming, anime, and entertainment convention which takes place annually in Austin, Texas. His experience as the Director of Partnerships & Finances started in 2021 and from there he's led the massive growth of attendees from 6,000 to more than 20,000 this year.  Kendale King, CPA is a board member of CalCPA and the president of the NABA LA Chapter. His main focus areas are within entertainment, tech, and digital assets, highlighting his desire to put a spotlight on the “cool” things about being a CPA. This led to the creation of CPAcon. #BEST #SHMS #STRAW  Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kendale King.  He is a CPA who got his Master's in Accounting from Cleveland State University. He earned his Bachelor's Degree at Morehouse College.   He left the corporate world and now he has a track record of putting on large-scale events that are entertaining and engaging. His desire is to put a spotlight on the “cool” things about being a CPA.   Talking Points/Questions • From your perspective and career in the financial services industry, what does it mean to be financially savvy?• What role does credit play in a consumer's overall financial health?• What are some of the common misconceptions about credit and credit scores?• What advice would you give to someone who is looking to establish or rebuild their credit history?• Many people know your credit score can impact your ability to access credit cards, loans, etc. but what else can your credit history influence?• What are ways consumers can save on everyday expenses like car insurance?• What are your top tips for people looking to be more financially savvy in 2025?• What tools and resources are available from Experian for consumers who are looking to improve their overall financial health and save money? Deloitte and The Siegfried Group as well as entertainment industry giants such as Snapchat, 21st Century Fox, Netflix, and ITV Studios America. King is also the newly promoted CFO of Dream Con, the fastest-growing Black Owned gaming, anime, and entertainment convention which takes place annually in Austin, Texas. His experience as the Director of Partnerships & Finances started in 2021 and from there he's led the massive growth of attendees from 6,000 to more than 20,000 this year.  Kendale King, CPA is a board member of CalCPA and the president of the NABA LA Chapter. His main focus areas are within entertainment, tech, and digital assets, highlighting his desire to put a spotlight on the “cool” things about being a CPA. This led to the creation of CPAcon. #BEST #SHMS #STRAW  See omnystudio.com/listener for privacy information.

The dreaded data breach notification... It tells you your personal data's been compromised and suggests steps you can take to minimize the potential harm. On today's episode, Kenny Malone pulls out a data breach letter he received and goes over what it recommends with Amanda Aronczyk. Amanda recently did a show about the legal and illegal markets for data and tells us how useful these steps actually are. It's news you can use to protect yourself, whether or not you've been part of a data breach.This normally would be a bonus episode just for Planet Money+ listeners. With this being the season of giving though, we're sharing this one with everyone! To hear more bonus content like this, regular episodes sponsor-free, and support the work of NPR, sign up for Planet Money+ at plus.npr.org. Related links:Data Breach Response: A Guide for Business (FTC)Have you been affected by a data breach? (FTC)Your Technology Is Tracking You. Take These Steps For Better Online Privacy (Life Kit)What happens after you get scammed? Can you get your money back? (Planet Money)Firewalls Don't Stop Dragons (cybersecurity and privacy podcast) Experian (credit bureau)TransUnion (credit bureau) Equifax (credit bureau) Always free at these links: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Find more Planet Money: Facebook / Instagram / TikTok / Our weekly Newsletter.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy