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Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast
The housing crisis isn't a mystery — it's a political disaster. This episode dives into:
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Kenny Webster interviews comedians Jesse Peyton and AD Hodge, plus Short Clause from Rent-a-Little-Person aka Rent-a-Midget.
A simple question—“Why hasn’t your rent been paid?”—turns into a wild ride when the caller can’t stop playing with a fan, drifting into strange voices, and confusing a very stressed tenant. As frustration grows and the call spirals, listeners are left wondering: is this property manager for real? The wildest, most hilarious prank call podcast from The Jubal Show! Join Jubal Fresh as he masterminds the funniest and most outrageous phone pranks, catching unsuspecting victims off guard with his quick wit, absurd scenarios, and unmatched comedic timing. Whether he's posing as an over-the-top customer service rep, a clueless boss, or an eccentric neighbor, no call is safe from his unpredictable humor. Get ready to laugh out loud and cringe in the best way possible! New episodes drop every weekday—tune in and let the prank wars begin!➡︎ Submit your Jubal Phone Prank - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh New boostSupport the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.
“We remember the handful of tough clients louder than the hundreds who adored us.”Every creative knows this feeling. You have a mountain of glowing reviews, grateful clients, emotional gallery reveals, and people who sing your praises, yet your brain fixates on that one person who wasn't happy.In this episode, I talk about the clients who live rent free in your head and why our brains cling to negativity so fiercely. I share real stories from my own fifteen years in business, the painful lessons those clients taught me, and how to finally stop letting one unhappy client define your worth or your work.You will hear how to reclaim your confidence, reinforce your boundaries, and release the emotional weight of people who were never meant to stay.What's in this episode:[00:30] Why one unhappy client feels louder than ninety-nine good ones[01:40] Real stories of clients who shook my confidence[02:10] Why pain imprints deeper than praise[04:00] When clients drain your energy and cross boundaries[04:50] Why resentment is a warning sign[05:20] The importance of policies, limits, and saying no[06:00] Rewiring your brain to stop letting negativity lead[07:15] How to evict a client from your mental real estate[07:45] A mindset shift to reclaim your confidence and energyThe tough clients are not the full story. When you let them take up less space in your mind, you can finally focus on the clients who valued you, the work you are proud of, and the truth of the business you have built.For full show notes, resources, links and to download the transcript, visit our website: https://themilkyway.ca/podcast/
Governor Newsom said new fire regulations would be ready by the end of the year - find out why the state has pushed them back. One local city will vote tonight on banning evictions until tenants owe a month of back rent. Even higher income households in L.A. County are having trouble accessing food. Plus, more from Evening Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comThis LAist podcast is supported by Amazon Autos. Buying a car used to be a whole day affair. Now, at Amazon Autos, you can shop for a new, used, or certified pre-owned car whenever, wherever. You can browse hundreds of vehicles from top local dealers, all in one place. Amazon.com/autosVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com
Redfin just called it. The housing market will “reset” in 2026…or at least it'll be the start of it. Chen Zhao, head of economics research and a returning guest on the show, has 11 predictions she and her team have formulated for the 2026 housing market. A long, slow period of progress could be upon us, as buyers get what they've been asking for: better affordability, a more normal market, and the chance to own where there's work. But what does this really mean? Will mortgage rates fall? Will home prices drop? We're going through each of the 11 predictions with Chen, discussing prices, rates, rents, refinances, transaction volume, and even how AI could become the “matchmaker” for Americans looking for their first or next property. Make no mistake, this is good news for many, and could be just the start of a cycle that finally puts average Americans in the position to purchase a home. But, for real estate investors and landlords, there could be another big benefit coming in 2026, one that has a direct impact on your cash flow. In This Episode We Cover Redfin's 2026 housing market predictions (prices, mortgage rates, and more!) The great “reset” that is coming for the housing market (it's already begun) Rent growth returns? Struggling landlords could get some relief next year The best and worst real estate markets that Redfin is forecasting for 2026 The AI effect on real estate and why more buyers are using bots to find homes And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find an Investor-Friendly Agent in Your Area Redfin's 2026 Predictions: Welcome to The Great Housing Reset Dave's BiggerPockets Profile Grab Dave's Book, "Real Estate by the Numbers" Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-380 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Around the world, people feel poorer, even when the numbers say we've never been richer. In Ireland, GDP is soaring, household wealth has more than doubled since 2014, and yet most families are pinned to their collar. Why? Because the official poverty line is €33,600, but it now takes at least €52,000 a year just to stay afloat. That's a 40% gap between what's measured and what's felt. Rent has passed €2,000 a month, groceries are up 16% in a year, childcare can cost over €1,000 monthly, and still we're told the economy is “booming.” Inspired by Michael Green's viral Substack and Kyla Scanlon's “vibecession,” we unpack the growing chasm between income and cost, and how it's fuelling backlash, burnout, and political blowback from New York to Newbridge. Hosted on Acast. See acast.com/privacy for more information.
Do you prefer to rent things or own them? In China, more and more young people are turning to convenience, flexibility of rental economy! In our latest episode of Takeaway Chinese, Niuniu and Steve talk about all the essential phrases about renting you'll actually use in real life. (01:48) Vocabulary about renting. (06:28) Rent or buy - what's your choice?
This is your afternoon All Local update for December 6, 2025.
In LA, rent prices have fallen 5% on average since the peak in 2022 during the Covid pandemic. Reports suggest rent prices will continue to decline. Rent control has been bad for housing in LA. Vacancies have hit a record high of around 7% for several months, following a surge in property developments. In tandem with falling rent prices, reports suggest around 7,000 children are missing from the LA school system, likely related to the deportation of illegal immigrants. And with attendance in public schools dropping, classes are getting smaller, which means specialized attention and a better quality of education. In 1980, the average Southern California salary was $20,000 annually, and the average house cost was $60,000. Back then, people were able to save up the downpayment for a home. Now, the average salary in Southern California is $60,000 while the average cost of a starter home is $869,000, with 20% down.See omnystudio.com/listener for privacy information.
It's … Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. On today's episode: A big goshDRAM memory problem, a holiday spending mystery, and apartment rental prices … decline?! Related episodes: The highs and lows of US rents Taking the temperature of the US consumer We Buy A Lot Of Christmas TreesFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Corey Bridges and Julia Ritchey. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm
It's the post-Thanksgiving episode and Ryan's doing his best to rent a car.
Ever felt overwhelmed by breakneck growth, scattered systems, and a CEO who just wants “more”—now? If you're a second-in-command, this episode flips the pain of scaling upside down.Host Sivana Brewer dives deep with Inaas Arabi, COO at Block & Associates Realty and an industry veteran who's engineered two rounds of company doubling (with a third on deck). They break down order-from-chaos strategies, how to build systems that actually scale, and the hidden math of hiring for sustainable results. Hear why most “growth plans” fail, and how trusted advisors and specialized team pods change everything.Don't miss out—if you want to avoid costly mistakes, burnout, and leadership isolation, tune in now. This episode exposes proven, rare insights and actionable frameworks you simply won't get anywhere else.Timestamped Highlights[00:00] – From scorching Austin heat to building legacy: Inaas's introduction and real-world leadership challenge[00:03] – The “three-month property turnover” nightmare and the breakthrough that shattered it[00:16] – The surprising danger in property manager–centric models and the pod system that solves it[00:27] – Chaos vs. order: When to build systems and when to let things break (and why most get it wrong)[00:32] – The obscure art of error rates—and why perfect service is a myth, even for world-class COOs[00:34] – How trusted advisors expose hidden blind spots that can kill your growth[00:39] – Building your mentor board: Where to find them and how to make the relationship work[00:48] – Tripling scale and checking off U.S. states—behind the personal drive fueling strategic victoriesResources & MentionsZillowRealPageAmerican Homes 4 RentProgress ResidentialUltraSourceEOS (Entrepreneurial Operating System)About the GuestInaas Arabi is an accomplished executive with over 25 years in real estate and property management, including leadership roles at companies like Zillow, RealPage, and American Homes 4 Rent. Since joining Block & Associates Realty in May 2023, she has focused on optimizing operations and driving strategic growth in the greater Atlanta and North Carolina regions. Inaas holds an Executive MBA from Kennesaw State University and has a strong background in asset management, operations, and tech-driven solutions for the real estate industry.
December 3rd, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth.He also explains how Roofstock's platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world's largest investors allocate capital, this is the episode for you.
In this episode, the hosts reflect on their Thanksgiving experiences and dive into the excitement surrounding college football, particularly the upcoming conference championships and playoff rankings. They discuss the implications of the rankings for teams like Notre Dame and analyze the betting strategies for the championship games, emphasizing the significance of each matchup in determining playoff spots. In this episode, the hosts delve into the intricacies of college football conference championships, analyzing team performances, predictions, and the implications for the Heisman Trophy. They discuss the significance of the upcoming Georgia vs. Alabama game, the rivalry between Indiana and Ohio State, and the excitement surrounding the MACtion matchups. The conversation also touches on the coaching carousel's impact on the sport and concludes with a fun segment on Spotify Wrapped, highlighting the most talked-about players and moments of the season.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth.He also explains how Roofstock's platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world's largest investors allocate capital, this is the episode for you.
Housing Minister Chris Bishop says tenants should negotiate a rent decrease, as rents fall. Money correspondent Susan Edmunds has some tips and spoke to Corin Dann.
Socialism Comes to New York — Cliff May — May critiques New York City Mayor-elect Momdani's socialist-oriented policies, arguing that aggressive rent freeze mechanisms systematically diminish housing stock availability, reduce construction incentives, and undermine long-term affordability through supply contraction. May warns that additional socialist initiatives including fare-free public transportation and police defunding drive middle-class residents toward suburban and exurban jurisdictions. May cites Venezuelan economic collapse and continuing socialism failure across multiple jurisdictions as empirical evidence that socialist economic models fundamentally cannot function effectively in complex modern capitalist economies like New York City. 1888 five points
WWE delivered a strong Monday Night Raw after a frustrating premium live event -- and Getting Over is here to break it all down. Host Adam Silverstein and co-host Chris Vannini take a second look at 2025 WWE Survivor Series: WarGames [9:40] before The Main Event [50:00] focuses on LA Knight and GUNTHER contending to be John Cena's final opponent, plus Liv Morgan raising the rent in reestablishing Judgment Day as IYO SKY, Rhea Ripley, Alexa Bliss, Charlotte Flair, Asuka and Kairi Sane star. The Good, The Bad and The Ugly [1:26:30] tackles Bron Breakker's blistering promo on CM Punk, plans for Logan Paul and continued frustrations with SmackDown creative, while "The Silver King" breaks down the latest WWE news [3:15], including what's ahead for Becky Lynch.EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/GETTINGOVER | Try it risk-free now with a 30-day money-back guarantee!
LA's top cop is arguing against a potential ban on the use of foam rounds and tear gas. A big decision on LA rent increases has been put on pause. A Koreatown man is accused of attacking a downtown federal building with Molotov cocktails. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com
This Classic episode goes back to 2021 with drummer Rich Rosenzweig. At the time, he was playing the drum chair for Company. Today, he is the drummer for Ragtime at Lincoln Center. Part One focuses on his early years, his training, and his path into the Broadway world.What we cover in this episode* How Rich transitioned from piano lessons to drums.* Growing up in a home filled with music and support for the arts.* Group snare drum lessons in grammar school and early practice habits.* Playing in the basement, practicing with records, and discovering big band.* Hearing Buddy Rich, Basie's band, and how those experiences shaped his sound.* Getting into jazz as a teenager and forming his first jazz groups.* Studying at UNC Chapel Hill and balancing music with a liberal arts education.* His obsession with film, film scores, and composers like Bernard Herrmann and Ennio Morricone.* Moving to New York with pianist Frank Kimbrough and building a freelance life.* Playing weddings, club dates, and the slow grind toward professional theater work.* Watching Ray Marchica play The Will Rogers Follies and learning what Broadway drumming really requires.* Subbing under conductor Eric Stern and facing a click track for the first time.* Landing his first Broadway chair on State Fair and what he learned from that experience.* Why Broadway drumming demands consistency, reading skills, groove, and a full understanding of the storytelling behind the music.This Substack is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber.Why this episode matters* It gives a clear picture of how a Broadway drummer builds a career from scratch.* It highlights the mix of training, influences, timing, and relationships that shape a long career on Broadway.* It shows how jazz, film music, and classical Broadway scoring all feed into a drummer's approach and musical identity.* It offers practical insight for anyone who wants to pursue theater drumming at a high level.Part Two will be released next week.Clayton Craddock is the drummer for the upcoming Broadway revival of Cats: The Jellicle Ball, opening at the Broadhurst Theatre on April 7th. He is also the founder of Broadway Drumming 101 and the author of the forthcoming book Broadway Bound and Beyond: A Musician's Guide to Building a Theater Career.His Broadway and Off-Broadway credits include tick, tick…BOOM!, Memphis, Lady Day at Emerson's Bar and Grill, Ain't Too Proud, and The Hippest Trip: The Soul Train Musical, along with extensive subbing on shows such as Rent, Motown, Evita, Avenue Q, and the Hadestown tour.Clayton is currently on tour with The Rock Orchestra and has appeared on The View, Good Morning America, The Tonight Show Starring Jimmy Fallon, The Today Show, and the TONY Awards, and has performed with artists ranging from Chuck Berry and Ben E. King to Kristin Chenoweth and Norm Lewis.www.claytoncraddock.com Get full access to Broadway Drumming 101 at broadwaydrumming101.substack.com/subscribe
In today's episode, Richard delivers a quick but insightful breakdown of four major trends shaping the Los Angeles and South Bay real estate landscape. First, he examines the recent spike in national foreclosure filings and explains why the 20% jump looks far less dramatic once you account for L.A. County's historically low foreclosure base. Next, Richard reviews new MLS numbers showing Los Angeles County's median home price is now unchanged year-over-year, offering early signs that high rates and stretched affordability are finally cooling demand. Richard then unpacks the City of Los Angeles' newly approved rent-control limits, now among the strictest in California, and what these changes mean for landlords who own property inside LA city boundaries. Finally, he wraps with the latest California Housing Affordability Index report, with statewide affordability remains stuck at 17%, signaling continued pressure for buyers across the region. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://haynesre.com/blog/.
Send Us A Message! Let us know what you think.Topic #1: Good Returns 26th of November- OCR Cut: What the RBNZ saidTopic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent?Topic #3: TradeMe 28th of November- OCR predictions for 2026 & 2027Topic #4: RNZ 26th of November - The rising cost of taking a gamble on the what-ifsTopic #5: NZ Herald 24th of November - KiwiSaver 12% plan risks backfiring without total pay ban, provider warns#PropertyApprentice #NZProperty #RentVsBuy #FirstHomeBuyerNZ #FinancialFreedom #RNZ #PropertyInvestmentNZ #PaulAndDebbieRobertsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Actress|Director from New ZealandKiwi actress, Morgan Bradley began her career in New Zealand as a child, fueled by a vivid imagination and a farm upbringing that taught her grit and a love of nature. She opens up to Margie about being bullied for standing out in a culture shaped by “tall poppy syndrome,” and how her curiosity—and refusal to shrink—shaped who she is.Morgan speaks candidly about navigating depression, discovering her self-worth, and learning to elevate her frequency by saying “yes” to life. Her career spans hosting Kid Zone to starring in Closer, Who's Afraid of Virginia Woolf, and Rent, where she lived inside Mimi's fierce yet hopeful spirit.She shares her leap to America, her directing journey, and creating the life of philanthropist Marjorie Merriweather Post.This episode leaves you lifted—reminding you to find your joy, stand tall, and never stop saying yes.
In this episode, I break down one of the biggest questions service members face: whether it's smarter to buy or rent while serving. I walk through the unique realities of military life, including frequent moves and different cost-of-living environments, and how those should influence your decision. I share why buying makes the most sense in affordable markets, but why renting is often the better choice when stationed in high-priced locations. I also explain my personal investing philosophy around cash flow, risk, and why I never rely solely on appreciation. Timestamps (00:00) – Intro (00:36) – Cost-of-living impacts decision (01:53) – Pros and cons (04:57) – Why house hacking works About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire
Send us a text! (Your number stays private)Feeling overwhelmed by website platform options? You're not alone. Many entrepreneurs choose “easy” all-in-one builders like Squarespace or Wix, but in this episode, I'm breaking down why those platforms can limit your long-term growth and leave you building on borrowed land. We'll explore the hidden drawbacks, and why WordPress, despite feeling intimidating at first, gives you true ownership and endless flexibility. I'll also share how the right support can make WordPress setup simple and empower you to manage your site with confidence, so you can stop renting and start owning your online home!02:25 - The hidden limitations of all-in-one website builders04:46 - Why WordPress works for businesses at any stage06:07 - Unlimited flexibility and customization with WordPress08:36 - DIY pitfalls and when to hire a professional for your website09:53 - One important question to ask yourself about your current websiteLinks & Resources:Book a FREE Gameplan Call.Watch this episode on YouTubeFollow me on Instagram @kristendoyle.co Check out my Everything Page: a one-stop shop for savvy selling!The Savvy Seller CollectiveJoin my private Facebook community: Savvy Teacher SellersMore resources for growing your TPT businessRate & review The Savvy Teacher Seller on Apple PodcastsShow Notes: https://kristendoyle.co/episode171 Tired of worrying about WordPress updates and website maintenance? My worry-free WPCare Plan handles all your updates, security monitoring, and maintenance so you can focus on running your business. My team and I would love to be in your corner, taking your website off your plate.Learn more and get started at kristendoyle.co/care. Check out my Everything Page at https://kristendoyle.co/everything
In this re-release special episode, host Jason Blitman dives into the world of Wicked. Joined by legendary author Gregory Maguire, Guest Gay Reader is comedian and host of That's a Gay Ass Podcast, Eric Williams, and Gays Reading's first Guest Gay Icon, Broadway powerhouse Eden Espinosa. Highlights include:
LA County is set to vote on a mask ban for law enforcement. LA City Council is facing a big decision on rent increases. San Bernardino marks 10 years since its deadly terrorist attack. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com
New data reveals that surging home prices have wiped away the benefits of three interest rate cuts to new buyers. Rent prices are also rising in every capital city, prompting more and more Australians to form larger households or move back to their family home. The rising prices have left economists predicting a possible rate hike in 2026.
He raised millions into an ATM fund that paid every month… until the operator went to jail and the whole thing unraveled. Bronson Hill breaks down what he missed, the hard calls he had to make to million-dollar investors, and the exact framework he now uses to protect capital and still grow. We also dive into modular homes as a fast solution after the LA fires, why rent freezes fail, and how to think about risk when the macro picture keeps shifting.Timestamps0:00 The ATM fund that went bad and what it taught us5:02 Calling investors when it's a scam, not just “risk”7:18 The risk spectrum and why first-position debt matters12:10 Retail investor clarity: cash flow, taxes, and goals18:00 When cash flow beats a paycheck and changes everything30:10 AI used to win a $1M grant31:20 Modular homes after the fires38:45 Rent freezes vs real supply44:10 Inflation, dollar confidence, and cycles54:00 Bronson's book and free inflation guideThe content of this video (“Video”) is for informational purposes only, is not offered as investment advice and should not be deemed as investment advice, and reflects the opinions and projections of COMMUNE as of the date of publication, which are subject to change without notice at any time subsequent to the date of issue. COMMUNE does not represent or warrant that the information presented in this Video is accurate, current, or complete or that the estimates, opinions, projections or assumptions made in the Video will prove to be accurate or realized. Certain statements may reflect projections or expectations of future financial or economic performance. Any “forward-looking” statements are based on various assumptions, which assumptions may not prove to be correct. Accordingly, there can be no assurance that such assumptions and statements will accurately predict future events or actual performance of the subject. Past performance is not an indication of future results. Certain information contained herein may be derived from third party sources and has not been independently verified. COMMUNE has not and will not independently verify this information. Where such sources include opinions and projections, such opinions and projections should be ascribed only to the applicable third party source and not to COMMUNE. Neither this message nor its contents should be construed as legal, tax, investment, or other advice. Individuals are urged to consult with their own tax, legal, and investment advisers before making any investment decision.
New data reveals that surging home prices have wiped away the benefits of three interest rate cuts to new buyers. Rent prices are also rising in every capital city, prompting more and more Australians to form larger households or move back to their family home. The rising prices have left economists predicting a possible rate hike in 2026. - رہائش سے متعلق اعداد و شمار شاید وہ نمبر ہیں جنہیں آسٹریلیا میں سب سے زیادہ توجہ سے دیکھا جاتا ہے اور اب پراپرٹی اینالیٹکس فرِم کوریلٹی کے نئے اعداد و شمار نے آسٹریلیا کی ہاؤسنگ مارکیٹ کی تصویر کو اور بھی واضح کر دیا ہے
She knocks it out of the park in every medium! From the bright lights of Broadway to the small and big screen - she doesn't miss! Jenna welcomes the super-talented and super-busy actress Tracie Thoms to the pod! TV fans know her from "Cold Case" and "9-1-1," while movie fans remember her as Joanne in the film adaptation of "Rent," and as Andy's best friend in "The Devil Wears Prada" and the upcoming sequel! Tracie talks about it all, including what it was like shooting the original 'Prada' film versus the sequel, dealing with paparazzi on the set, and the blessings of being part of a long-running hit series. Plus, she shares how she got into acting, her big break with "Rent," what playing Joanne meant to her, and Jenna shares an embarrassing story that still "haunts" her to this day! For fun, exclusive content, and behind-the-scenes clips, follow us on Instagram @andthatswhatyoureallymissedpod & TikTok @thatswhatyoureallymissed!See omnystudio.com/listener for privacy information.
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm
KB is BACK and kicks things off talking about the Eagles loss to the Bears and why this needs to be a reality check for the organization before things get even more out of hand. He plays with the Playoff Machine to see how and when the Birds can retake the #1 seed in the NFC. Then he goes around the NFL, talks about his excitement with the Flyers and why they're a good team, the Sixers stumbling through the end of November, and more. Then he ends the show on a beautiful speech on living rent free in a certain human's head. Follow & Subscribe to The House Show with Pat Pitts! linktr.ee/OfficialHouseShow Subscribe to From Broad Street with Love: broadstreetwithlove.substack.com/ Onboarding Form: forms.gle/mZYnkiQcGv1ZxBSg9 Voicemail Line: speakpipe.com/UndergroundSportsPhiladelphia Support Our Sponsors! The City of Vineland: Visit www.vinelandcity.org/ and stay connected with the community and learn about important announcements, programs, and services offered by the city! Vineland, New Jersey... Where It's Always Growing Season! '47 Brand Shop for your favorite sports fan and get FREE SHIPPING on ALL orders with '47 Brand! 47.sjv.io/e1Nyor Kenwood Beer Visit kenwoodbeer.com/#finder and see who has Kenwood Beer on tap in YOUR area and crack open an ice cold Kenwood Beer to celebrate the good times! (MUST be 21+ to do so and PLEASE drink responsibly.) Merch & Apparel: www.phiapparel.co/shop + Use Code "UNDERGROUND" for 10% off! Paramount+ Students get 50% off ANY Paramount+ plan when you use our link to sign up for Paramount+. Stream the NFL all season long on Paramount+ paramountplus.qflm.net/c/2698521/3247125/3065 FOCO Shop FOCO's Black Friday and Cyber Monday sale and stock up on your Forever Collectibles! https://foco.vegb.net/0ZyLgV Biñho Get 10% off your next purchase with code BINHOBENNETT62 from our pals at Biñho! binhoboard.com?bg_ref=pDJkDdNO1y Follow Us! Twitter: twitter.com/UndergroundPHI Instagram: www.instagram.com/undergroundphi/ TikTok: tiktok.com/@undergroundphi KB: twitter.com/KBizzl311 Watch LIVE: YouTube: www.youtube.com/@UndergroundSportsPhiladelphia FB: facebook.com/UndergroundSportsPHI Twitch: twitch.tv/UndergroundsportsPHI Intro Music: Arkells "People's Champ" Outro Music: Arkells "People's Champ" #fyp #FlyEaglesFly #GoBirds #NFL #LetsGoFlyers #NHL #RentFree #podcastcharts #download #review #subscribe
In Episode 88, Brennan is joined by Broadway Casting Director, Kevin Metzger-Timson, as they talk about his transition from performing into casting, and all the things one may not know about what goes on behind the casting table! Between his experience as a performer, and his time casting with the TRC Company, Kevin is the perfect person to help us debunk all the myths of the casting process!Support the showHost/ Production/ Editing: Brennan StefanikMusic: Dylan KaufmanGraphic Design: Jordan Vongsithi@batobroadway on Instagram, Threads, and TikTokPatreon.com/batobroadway
French-Canadian real estate investor, designer, and developer Natalie Cloutier shares how she and her husband Rob went from broke 20-year-olds in a basement condo to building 50+ rental units and a multimillion-dollar portfolio using a no-money-down build-to-rent strategy. With a background in architectural technology and a focus on new construction, Natalie has turned sweat equity and creative financing into a full-time business, and recently distilled her approach into her book, “The Build-to-Rent Strategy: A Guide to a Successful Rental Property Construction.” On this episode we talk about: How Natalie and Rob built their first home and basement rental suite with essentially $0 down using sweat equity and construction financing The mechanics of build-to-rent/“BRRR 2.0”: Build, Rent, Refinance, Repeat—and how it differs from the traditional BRRR strategy What work they took on themselves vs. what they always hired out (electrical, drywall, finishes vs. structural, foundation, and plumbing) Why they prefer smaller infill projects like six-plexes instead of large, high-risk developments with heavy permitting costs How they manage leverage, cash flow targets per door, and why they're choosing to pause, de-stress, and reassess what “enough” looks like after a decade of grinding Top 3 Takeaways You do not always need 20% down to get into real estate—using construction-to-perm style loans, sweat equity, and smart design, you can create deals by building rather than competing for existing inventory. Staying intentionally underleveraged and focusing on real cash flow per unit is often safer than chasing maximum refinancing or unit count, especially in volatile interest-rate environments. Your portfolio should support your life, not the other way around; periodically pausing to evaluate stress, health, and family priorities is just as important as growing doors or equity. Notable Quotes "We didn't have money, so instead of buying someone else's house, we built our own and used our work as the down payment." "BRRR 2.0 is the same idea as BRRR, but instead of ‘Buy, Renovate, Rent, Refinance, Repeat,' it's ‘Build, Rent, Refinance, Repeat.'" "It's not about how many units you own; it's about how much money those properties actually make and whether the grind is worth it for your life." Connect with Natalie Cloutier: linktr.ee/thenewbuildcouple ✖️✖️✖️✖️
A broker from a national pizza chain asked me to extend their lease and lower their rent by $5/SF. But instead of panicking, I asked a better question: “Would they be open to leaving instead?” In this episode, I break down the full story—and why more landlords need to stop reacting from fear and start thinking strategically.From understanding tenant exclusives in the market to knowing when to call a bluff, I walk you through exactly how I handled this pitch, the math behind restaurant margins, and why you should never drop rent without seeing sales. If you're being hit with rent reduction requests—especially from nationals—this is a must-listen playbook for keeping your NOI strong.
We speak to an Australian couple, in the market for a holiday home in Osaka, which they're also planning to rent out on AirBnb or by the month. We break down the processes, time frames and costs involved, discuss insurance, foreign exchange transfers, and much more.
11-27-25 - Did Toledo's Son Make Rent This Month And Where Does The Show Bet Stand? - Nov 2024 BOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Ryan gathers listener reactions from around the globe to review Dan Farah's The Age of Disclosure. From thoughtful praise to blunt criticism, you'll hear written and audio feedback from longtime researchers, skeptics, experiencers, and supporters of the show, all weighing in on the documentary's strengths, weaknesses, and impact on the modern disclosure movement. Ryan closes with his own full review, comparing the film to James Fox's The Phenomenon and examining whether The Age of Disclosure delivers on its ambitious title. A dynamic, layered breakdown of one of the most talked-about UFO documentaries of the year. Rent or Buy The Age of Disclosure: https://www.primevideo.com/region/eu/detail/The-Age-of-Disclosure/0NVVP9AVUZEJKG9CJC4RQE9J27 Please take a moment to rate and review us on Spotify and Apple. Book Ryan on CAMEO at: https://bit.ly/3kwz3DO Patreon: http://www.patreon.com/somewhereskies ByMeACoffee: http://www.buymeacoffee.com/UFxzyzHOaQ PayPal: sprague51@hotmail.com All Socials and Books: https://linktr.ee/somewhereskiespod Email: ryan.Sprague51@gmail.com SpectreVision Radio: https://www.spectrevision.com/podcasts Opening Theme Song by Septembryo Copyright © 2025 Ryan Sprague. All rights reserved. #TheAgeOfDisclosure #UAPCommunity #DisclosureDebate #UAPDocumentary #NonHumanIntelligence #SomewhereInTheSkies #RyanSprague #UAPResearch #AnomalousPhenomena #BeyondTheSkies Learn more about your ad choices. Visit megaphone.fm/adchoices
In this class, I talk about the “rent” we pay in life—not the rent for a house, but the cost of the lifestyle we choose. I break down how this idea hit me after seeing a $340 Whole Foods trip show up on my account while I was also looking at housing prices in South Florida. It made me think about what level you want to live at and what that level actually demands from you. I speak mainly to men and heads of households, but this message applies to everyone. This is about choosing your lifestyle and understanding the real price that comes with it. Show Notes: [02:41]#1 Bigger life, bigger status equals bigger bills. [08:22]#2 Paying bigger bills requires longer and more important work. [14:57]#3 Establish yourself at a certain level for paying a certain amount of rent. [19:53] Recap Episodes Mentioned: 2248: How Top Performers Use Pressure 2705: Why You Need Pressure, Anxiety & Stress In Your Life Next Steps: ⚡️ Power Presence Protocol Command The Room Without Words → http://PowerPresenceProtocol.com
November 26th, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
This episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Thinking about owning a vacation home…but not using it enough to justify the cost?In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership.You'll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in.If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture.⏱️ Timestamps00:00 – Intro with Adam Schroeder00:22 – Meet Tom Mulholland from Pacaso00:56 – Why fractional ownership is solving major vacation-home problems01:49 – Vacant homes & underutilized vacation properties explained03:03 – How Pacaso's founders built the co-ownership model03:36 – Vacation homes vs timeshares: key differences04:25 – What makes fractional ownership actual asset ownership06:50 – Why fractional real estate is rapidly expanding07:55 – The “why” behind investors choosing fractionalization09:07 – Risks, due diligence & dispute systems10:44 – Pacaso's 17,000-investor Regulation A raise12:50 – Democratizing ownership in private companies14:16 – Luxury home pricing & buyer structure15:52 – How financing works for co-owners17:25 – Why owners cannot short-term rent their shares18:55 – Maintenance, repairs, and responsibility20:08 – How selling your fractional stake works21:47 – Updates, renovations, and owner voting24:02 – Pacaso's vision for the future of real estate25:25 – How to learn more + RTR closing message
Are Denverites going to be talking politics at their Thanksgiving tables or chatting about more palatable topics like the gritty details of Blucifer's backside? Host Bree Davies is joined by producer Paul Karolyi and green chile correspondent Justine Sandoval to talk about Colorado Polling Institute's new poll on Coloradans' outlook on the economy, elected officials, and rise in political violence. Plus, we hear from listeners about the Winchell's Donuts in Longmont and wack people at the airport. Paul mentioned our interview with senator and gubernatorial candidate Michael Bennet and Bennet's housing platform. Bree mentioned our new video out with Dave Chung in the tunnels at DIA. For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm What do you think about the direction Colorado is going? We want to hear from you! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Learn more about the sponsors of this November 25th episode: Blue Sky CBD - Use promo code CITY CAST DENVER to receive 30% off.. AEG Presents Ballpark Denver Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise
Keith tells how much he paid for his first property and how he traded up for more and larger properties. He highlights the benefits of owning real estate, noting that 63% of the median American's net worth is in home equity and retirement accounts, while the top 1% has 45% in private business and real estate. He also shares his personal journey and emphasizes using other people's money to grow assets. Discover why outdated rent control policies harm housing supply and affordability. Learn innovative ways to turn your property's unused spaces into effortless cash flow with today's best peer-to-peer platforms. Sign up at GREletter.com to grow your means, and join a thriving community passionate about breaking free from financial limits! Resources: These platforms let property owners creatively monetize underutilized spaces. Neighbor.com – Rent out your garage, basement, driveway, or unused space. Swimply.com – Rent out your swimming pool by the hour. StoreAtMyHouse.com – Rent out your attic, closet, or other home storage spaces. SniffSpot.com – Rent out your backyard as a private dog park. PureStorage.co – Rent out extra storage space such as garages or sheds. PeerSpace.com – Rent out your space (home, backyard, loft, warehouse, etc.) for events, meetings, or photoshoots. Episode Page: GetRichEducation.com/581 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, talking about how I personally built and grew wealth myself with real numbers and real properties, what a rent freeze actually means to you, and how you could be losing income by not creatively generating more rent from properties that you already own. I'll talk about exactly how today on Get Rich Education. Speaker 1 0:27 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Corey Coates 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:29 Welcome to GRE from Stonehenge, England to Stone Mountain, Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. I visited Stonehenge and made, by the way, today I'm back for another incomprehensibly slack jawed performance here, still a shaved mammal too. Status hasn't changed. And remain profligate and unrepentant about the whole thing. You probably know it by now that if you're listening here and you want to learn and do things the same way that everyone else does things, then you are squarely in the wrong place. I really mean it more on that later. But you know, Wall Street doesn't scorn real estate because it's risky. They dislike it because it doesn't scale the way that they need it to private real estate can get messy, operational, illiquid. Every real estate deal is different. Every market has its own physics. You can't package it into a fund with a push button deploy strategy. And that's precisely the point. The modern financial system rewards frictionless products that trade constantly and generate fees instead building real, durable wealth has never been frictionless. Here's what the wealth distribution actually shows for the median American. 63% of net worth is in home equity and retirement accounts. For the top 10% that tier, 25% is in real estate and private business ownership. But for the top 1% that highest tier, 45% combined is in private business equity and real estate. So as you approach the top 1% it's more skewed toward owning a business and directly owning real estate. Wall Street, they only offer derivative exposure to real estate through mega funds and REITs. But exposure isn't ownership. Your best risk adjusted returns live in the deals that are too small and too messy for institutions to touch, and that's where your yield lives. The control, the opportunity, the world's enduring fortunes weren't built just by buying exposure. They were built by owning things, land companies, assets that require some sweat to get them going. The next decade favors owners over allocators, the stuff that pays you perpetual dividends. So the irony is that the very things Wall Street avoids the messy hands on part of real estate. Oh, well, that's what makes it such a powerful wealth builder. And see, even, as we somewhat found out last week when we talked about AI property management here on the show, you can't fully automate relationships or construction or management, but that friction is exactly where the margin lives. What makes real estate frustrating for institutions is exactly what makes it valuable for operators and long term owners like you and I. It's the nuance, the inefficiency and the need to actually. Know something about a market, rather than just model it. Wealth that lasts comes from assets that you can influence, not just monitor, and that is the difference between you having mere exposure and true ownership. You can't outsource legacy, the messy path of ownership is often where meaning in real freedom is found. You've got to tend to the garden somewhat, whether your properties are professionally managed or self managed, but some people get overwhelmed if they're asked for a log in and a password, even we all know that feeling somewhat well, then they stay metaphorically logged out of success. Think about how easy remotely managing your real estate portfolio is today. Sheesh 200 years ago. There was no anesthesia. We had smallpox, brutal physical labor, no electricity today. What if a website tells you that you've got to reset your password? Oh my gosh, is the deal often just overwhelming? Can you imagine the effort now, two weeks ago, I mentioned to you that I went back and visited the first piece of real estate that I ever owned, that seminal blue fourplex. But did I ever tell you how I grew that seed into a massive real estate portfolio, and how you can do it by following GRE principles? Let me take you through the early steps here so you can see how you can get something similar going. Of course, your path will look different, but this is going to spawn a lot of ideas for you. I think you already know about my 10k to 11k down payment into that first ever fourplex as the FHA three and a half percent down. Owner occupied, but I didn't buy another piece of real estate for over three years, because real estate just was not that driving thing in my life yet. So I lived in one of those really modest four Plex units longer than I had to three plus years after that, I moved out to a pretty modest, still single family home five miles away, that I had just bought. And since I vacated one of the four Plex units in order to do that. Now, I had four rent incomes instead of three. But here is really the pivot point with what happened next. Now, what would most people do? They might hold on to that four Plex, keep self managing it, and when they could, perhaps aggressively, make principal payments, getting the building paid off before its organic 30 year amortization period. And then what else would they do once it was paid off? Say that would take them 12 years, which would entail a lot of sacrifice, like working overtime at their job and skipping vacations. Oh, they think something like, Oh, now the cash flow is really going to pour in with his paid off fourplex? Yeah, it sure would increase a lot, but after 12 years of toil and sacrifice cashflow off of one fourplex still wouldn't even let you quit your job. Staying small doesn't work, plus you live below your means for a really long time that is sweat and time that you're never going to relinquish. You started working for money. Rather than letting other people's money take over and work for you, it is right there waiting to do that for you. So instead of that path, what I did is when equity ran up in that first fourplex building. Its value increased from 295, to 425, in three and a third years, I did exactly the opposite. I borrowed the maximum out of that first fourplex building, 90% CLTV, and used those tax free funds. Yeah, tax free funds, when you do that to both spend money, well on vacations and make a 10% down payment on a second fourplex building that costs 530k now I'm still living in the single family home while I've got the two fourplex buildings, both with 90% loans on them, still cashflowing A little so eight rent incomes, more debt than I ever had, 10 to one leverage on two fourplexes, and this was all less than five years from the time that I bought the first fourplex. And yes, it probably took some password resets in there. Then next I learned that investing in only one Metro, which is what I had done to that point, that's actually pretty risky, because all eight of my rent incomes, plus my own primary residence, were exposed to the whims fortunes and misfortunes of only one economy. This was in 2012 now, so I started buying turnkey single family. Rentals in other economies that make sense. Investor advantage places is what you've got to look for, Florida, Texas, Ohio, Alabama, Tennessee. My first turnkey was bought in the Dallas Fort Worth metro. I know I've told you that before, all right, but how was I buying more even though I was still working a day job in a cubicle for the D, o, t. Well, it wasn't from my job, because that job is working for money. What it was is borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. By then, enough equity had accumulated in the first two fourplexes that I traded, one for an eight Plex and the other for an 11 Plex. Now we're getting up to $3,500 of monthly cashflow at this point, which is probably 5k plus per month in inflation adjusted terms. And the 8plex cost 760k and the 11 Plex cost 850k back then, and I still remember that that was a big day for me back then, those buildings closed on either the same day or on consecutive days. I forget. Well, that was 1.6 million in purchases. Maybe that's two to two and a half million in today's dollars. And see that is sure more than what one paid off fourplex would have given me on that old slow track, yet I had all of this faster than waiting 12 years to aggressively pay off one fourplex. And you know, some could say back at that time, they would look at that situation from the outside and say, Keith, where did you get the money to make 20% down payments on that 1.6 million worth of real estate, that is 320k cash? Did you save up all the money? No, I didn't. I didn't have the ability to save that much money at my job. Did you use your existing properties like ATMs, raiding one property to buy another. Yeah, that's exactly what I did. That is the use of other people's money that is wiser than spending my time away from loved ones by selling my time for dollars that I'm never going to get back. And by the way, I have always been the sole owner of properties. No partners here. Now, at this point, I've got dozens of running units spread across multiple states, all professionally managed. And by the way, eight doors is the most that I've ever self managed, because I got professional management involved after that. Oh, there are a ton of lessons in there about what I just told you, many of them, which I've sprinkled through more than 500 episodes now, but now that I told you where I came from, do you know the lesson that I want to leave you with here on this one, for the most part, it's that I'm not even using my own money to do this now, I did add some of my own money for down payments. Sure, by far the minority portion, primarily and centrally. I keep leveraging the bank's money, and they make the down payment for me on the next property. Borrow tax free and grow, borrow tax free and grow, borrow tax free and grow. Yes, the pace of you doing this is going to fluctuate over time, but that is the playbook that I just gave you right there. Now I've done it in cycles that feel slower because appreciation is lower, but interest rates tend to be lower during those times. And I keep doing it in cycles that move faster because appreciation is higher and interest rates tend to be higher during those times. I've done it when lending was loose, like pre Dodd Frank, and I've done it when lending was tight and inflationary. Times supercharged this whole thing. Sooner than later, you would rather get $5 million worth of real estate out there under your belt, all floating up with inflation and appreciation, not just $1 million worth, $1 million worth, that's more like sticking with one fourplex and trying to pay it off. Anything worth doing, anything in your life is worth doing. Well, look, other people's money is still available to me and to you. So using my own money back when I was an employee, I mean, that's exactly when I would have had to trade more of my finite time for dollars and see, that's what the masses do, and that's precisely what keeps them as the mediocre masses. I really mean it. Now, I wanted to make things real for you with that soliloquy. Keith Weinhold 14:47 Later today, I'll discuss the GRE principles. Did that formative story spawn? A few weeks ago, it made substantial news inside and outside the real estate world that Zohran Mamdani was elected to be the next New York City Mayor. His first day on the job will be the first of the coming year. And actually, it's easy for you to remember how New York City mayoral terms work, because it is the same as the President of the United States. Each term lasts four years, and they can serve up to two consecutive terms eight years. Let's you and I listen into the audio from this short video clip together. This Mamdani campaign spot ran back before election day, but it tells you what he stands for and where he's coming from with regard to rent. In a slightly corny way, the ad shows various tenants popping their heads out of apartment windows and such, saying like, Hey, wait, what? You're going to freeze my rent? Speaker 2 15:50 I'm Assemblyman Zohran Mamdani, and I'm running for mayor to freeze the rent for every rent stabilized tenant. Unknown Speaker 15:57 Wait, you're gonna freeze my rent? Speaker 3 15:59 Yes, did I hear rent freeze? Speaker 4 16:02 Yes, this guy's gonna freeze the rent. No. Pike none. This guy's gonna freeze the Unknown Speaker 16:09 rent. It's true. Dani-Lynn Robison 16:12 As your next mayor, I will freeze your rent paid for by Zoran for NYC. Speaker 5 16:17 The banner at the end of the ad reads, Zoran for an affordable New York City. Oh, yeah, slogans like that are so catchy for anything. All right, he says he's going to freeze the rent for every rent stabilized tenant. And rent control and rent stabilization, they mean very similar things, ceilings on the rent. I'm soon going to tell you what I think about that, and I've got more on Mamdani shortly, but it's not going to be political This is not that kind of show. This is an investing show. I think that even our foreign listeners know how big and influential New York City is. It's not the political capital, but it is the capital of so many things in the United States, it's America's largest city by far, eight and a half million just in the city proper, 20 million in the metro. And New York's growing in sheer number of people. The Metro gained more population than any other city, almost a quarter million people added just last year, even if you doubled the population of the second largest city, LA, New York City would still be larger. All right. Well, how did we get here? A quick story of New York City rent control is that in 1918 New York City passed its first flavor of rent control, and that was the first US city to do so that didn't solve the problem. So in 1943 Congress passed the emergency price control act, and its name implied a temporary patch during World War Two. But even after it expired, and even after the war ended, New York State chose to make it basically permanent in 1950 that didn't solve the problem. So in 1962 New York state passed a law allowing cities to enact expanded rent control if they declared a, quote, housing emergency. Well, New York City did, and that housing emergency has essentially continued unresolved. Still, what they consider an emergency condition persists today, yeah, all these decades later. I mean, really a what, 60 to 70 year long emergency condition that didn't solve the problem. So in 1969 new york city passed what they called rent stabilization. It's really just a new flavor of rent control, and this greatly expanded the number of properties that were subject to these rent regulations. And about half of New York City's apartments are subject to that law that didn't solve the problem. So more expansion and more tweaks of regulating the rent were made in the decades that followed. You had notable ones in 1997 2003 2011 in 2015 but none of them solved the problem. So in 2019 New York expanded rent stabilization to include what they call vacancy control. Now what that means is rent caps are now applied to new renters, not just those existing tenants renewing a lease, and it also granted more tenant protections that didn't solve the problem. So in 2024 New York State passed what they call good cause eviction. That is a third expansion of rent regulation in these tenant protections. This time, they just gave it a slick name, kind of apropos of Madison Avenue's famed market. Marketing prowess. I suppose that didn't solve the problem. And by the way, rent caps came in below not only the rate of inflation, but also below household income growth almost every year over the last decade, and in some years, no increase was allowed at all. That is a rent freeze. But that didn't work either. And meanwhile, New York's public housing agency has 80 billion in deferred maintenance needs, and it's running a $200 million plus operating deficit. So government run housing that hasn't worked either. All right? Well, that brings us to 2025 where New York City is electing a mayor who campaign on freezing the rents and expanding public housing. So New York City now has, for over a century, chosen to expand and rebrand these ideas that just haven't worked, and yet they keep coming back for more and yeah, what exactly is the word for doubling and tripling and quadrupling down on ideas that have proven not to work? Is that word stupidity? Hmm, so throughout that history that I just brought you from 1918 whenever I say that didn't work, what do I mean by that? And here's the big takeaway for you. What I mean is that rent control hasn't worked in New York City because it discourages landlords from maintaining rental housing, and certainly from building new rental housing. So what that does is that it shrinks the supply over time When demand exceeds supply, you know what happens to price? And in Manhattan, just the studio apartment now averages $4,150 and the average rent citywide, that's Manhattan, Brooklyn, Queens, the Bronx and Staten Island, which does include some rough areas in this average rent is $3,560 so as a result, what really happens here is that rent control helps a few lucky tenants while driving up rents and then worsening the shortages for everyone else. So what is the solution here? It is simple. Actually do less. I mean, isn't it great when you can solve a problem in your life by actually doing less? Yeah, drop the regulations against building and drop all forms of rent control, that way we'll have more building, and with higher supply, natural price discovery could take place. So he says he's going to freeze the rent for every rent stabilized tenant. And you can start to understand why we don't discuss investing in New York City Housing very much on GRE what we do. We talk about it as a model of what not to do. The good news is that I don't have any evidence of rent control spreading into the investor advantage areas that we talk about here, like the southeast and the south central part of the United States and the Midwest. But here's the thing, just ask yourself this question, what if there was a force imposed on you by popular vote that froze your income. Okay, I'm talking about no matter what you do from work you're a software engineer, a doctor, a nurse, a paralegal, a carpenter. Would you think that was really unjust if your profession were singled out, and then voters said, hey, no more raises for you. We don't care if there's inflation, we don't care if you're getting better at your job. We don't care if you have rising expenses. We're going to put a cap on your income. How would you like that? Well, look, in New York City, they're voting for landlord's income to be frozen. They are singling out one profession, and these are really important people. These are the housing providers. So by the way, I've heard two people describe New York City mayor elect Zohran mandami. Is a good looking man? Is he good looking? I had to go look again. When people said this, I guess he's not bad looking. And hey, despite being a heterosexual male, I can say that some guys are good looking. I just never thought that with him. Speaker 5 24:32 Now, do you have one friend kind of have that type of friend who always just seems to know what's happening in the housing market? Well, that person could be you. There is a way to do that. Boom, it's easy, and you're going to sound smart without reading a single boring, fed report. I don't sell courses. I don't wear sunglasses indoors, and I definitely don't tell you. To flip houses on Tiktok. I just talk here, and I send you a smart, short real estate newsletter. That's it. This is smart stuff that you can brag about at boring dinner parties, and you've got a lot of those coming up here at the holidays. It is free. I write our letter myself, and I'd love to have you as a reader, sign up at greletter.com it's quick and easy. Your future wealth will thank you for it. See what I did there. It takes less than three minutes to read, and it is super informative. GREletter.com Again, that's greletter.com, I've got more straight ahead. Keith Weinhold 25:45 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989 Keith Weinhold 26:57 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Dani-Lynn Robison 27:30 this is freedom family investments, co founder day. Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 27:37 welcome back to get reciprocation. I'm your host. Keith Weinhold, earlier this year, I talked to you about new ways where you can generate more income from the properties that you already own, and doing that through peer to peer leasing platforms, I got feedback from you that you loved it when I talked about it on that episode. Well, I've got more of them to tell you about today. This is exciting. Is there money sitting right under your nose and you haven't even collected it yet? And sometimes this happens in the world. This has nothing to do with finding Uranus, but it is similar to how they just discovered a new moon of Uranus, even though it's only six miles wide. Yes, that's something that scientists recently discovered, yes, much like this new small moon of Uranus that was really always there, but just discovered, metaphorically, this is what we're talking about with your real estate here now. This is a lot like how Airbnb rattled the hotel world about 15 years ago. These platforms let you rent out space and amenities that you already own but barely use. Neighbor.com, is the first one. I'm not going to say.com every time, because most of them are that way, and they've got a mobile app of the same name, all right, neighbor that's like Airbnb for your garage or your basement or even that creepy crawl space that you never go into. So instead of letting junk collect dust, you rent out your unused space to people who need that storage, meaning then that their clutter pays your mortgage. So customers request space and then you approve it. That's how it works. In fact, we have a woman here on staff at get rich education that easily made about 1000 bucks personally on neighbor, she rented out a parking space in her driveway. She rented that space to a college student that needed a place to park her car while she went back home for the summer. You can easily do that too. Then there. Swimply, S, W, I, M, P, L, Y, rent out your pool by the hour. Yes, your pool is no longer just for cannonballs, awkward barbecues and tanning sessions that you regret, although not typically, I've read about how some people have made passive income streams of $15,000 per month this way. I mean, gosh, did Marco Polo just get turned into a side hustle? Or what that is, swimply. Then there is store@myhouse.com Do you have an empty closet or an attic? You can turn that into a treasure vault for stranger stuff, and you can get paid while their clutter hides in your home instead of their home. So think of it as maybe some pretty passive income, only dustier, and who even lives there in your attic right now? Anyway, a bunch of raccoons. They're not paying your rent again. That is called store at my house. Sniff spot. It turns your backyard into a private dog park. Yeah, local pet owners can book your yard by the hour to let their pups run and sniff and play. You provide the grass. They bring the zoomies, and you pocket the cash that is sniff spot, Pure Storage. That one is a.co when people need storage, you swoop in like a friendly capitalist neighbor with your extra space. So you rent out your garage or a shed, or, say, even a corner of your basement, and you watch empty become income, you are basically running a mini Self Storage empire without the neon sign. I mean, sheesh, you are kind of like Jeff Bezos with cobwebs here. Okay. Again, that is purestorage.co, then there's peer space. Now I've used this one before, personally, and so has someone else here on staff on GRE she actually told me about it. What I did is I paid for a few hours as a renter, not the landlord on peerspace. In fact, I rented this space this past summer to give an in person real estate presentation where I covered real estate pays five ways and the inflation triple crown and all of that with peer space, you rent out your space for events, okay, so your home or your backyard or loft or some funky warehouse, you rent that out by the hour, and those events could be film shoots or workshops or parties or other events. That's what peer space is for. I mean, that could be a cool backdrop for an influencer or a film crew that has a pretty big budget. Renters come to you with alacrity. They will come to you because they can often save 50% or more versus using more traditional avenues. There, in fact, even public storage, like that's the company name Public Storage. They're the nation's largest self storage space operator. They even use neighbor.com to help lease out their leftover inventory. And so do some REITs that have extra space at their office or retail or apartment properties. They use neighbor.com as well. All right, so that's my roundup of more peer to peer leasing platforms, a few more of them than I told you about earlier this year, and the types of listings you can get creative. People are getting creative. They are monetizing everything from empty barns to vacant strip mall storefronts to church parking lots. I mean, consider how often church parking lots are empty. They're empty almost every day except Sunday. So get creative and think about space that's not being used. One thing to look out for, though, is that your HOA might try to crush your entrepreneurial spirit here. So keep that in mind. Just look around. Do you own any underutilized space or asset that you can rent out. Well, chances are there's already a peer to peer rental platform for it. And when you visit any of these platforms that I told you about, I mean, you're probably already going to see people offering space in your neighborhood. You'll be surprised. Keith Weinhold 34:39 And this is not some unproven fad. Turo really took off about 10 years ago when they realized that most Americans' cars just sit idle, more than 95% of their time in their driveway or in their garage. Well, at that point, everyday people started to lease out their cars. Cars on Truro. So the bottom line here is that if you own most any real estate, then you've got options, and you can often make the rules peer to peer. Leasing platforms add new income streams to your life, and if you read my Don't quit your Daydream letter, you'll remember that I wrote about those resources and gave you their links and everything. See, that's the type of material that I put in the letter sometimes and again. You can get it at gre letter.com It shows you how to build wealth, much like I've been talking about on the show today. This is vital, because the conventional consumer finance world, you know, they just don't tell you about things like this. For example, did you ever wonder why economists aren't rich like maybe you would think that they would be Well, it's because schools and universities, they don't really teach you how to make money so someone can have an advanced degree, a Master's, or even a doctorate. That degree will be in finance or in economics, but they're still broke, or they're still trapped by their job, because the only way they know how to make money is by having a job. There's nothing wrong with having a job, but that's the only thing they know. They never learn how to earn and multiply money like with what I've been discussing today. Economists make between 70k and 180k per year in America today, you know, school taught both us and them the theory of money, how it's counted, how it's tracked, and how it flows through the system, but it really didn't teach them how to build a little diverter device on that flow to earn it or create it or leverage it to build freedom for themselves. And that is why this show is here. That's not a knock on economists. Economists are brilliant people, and some of the best known ones are guests on the show here with us. At times, we don't just want to live in a world of models and charts, though, when you build real world wealth with mortgages and markets and moves that don't always fit inside a formula, and certainly not a conventional one that you grew up with. So when you hear the experts talk about where the economy's heading, sure listen to them. I listen to them, but be sure to apply that to your own balance sheet, because you don't build wealth in theory, you build it in real life. Keith Weinhold 37:44 Then how do you get a good deal? Build a relationship with a GRE investment coach like Naresh. Here you can do that on just 130 minute call with him, and then when the deal that you want becomes available, he'll let you know. By the time you find something on the internet, it's going to be too late, because that means a lot of people have already passed on that deal. If it's already out there publicly, like I said earlier, if you want to learn and do things the same way that everyone else does, then you are squarely in the wrong place. I really mean it. And why would that be? In fact, what does everyone else have? Not enough money at the end of the month, a budget where they constantly have to make sacrifices to meet it, because they think that is the way and they live below their means instead of grow their means. The underlying philosophy here at GRE is, don't live below your means. Grow your means. In fact, we have a T shirt with Grow Your means on it and our logo on it in our merch shop. That's why GRE has a tree in the logo. Grow your means. Instead of shrinking your lifestyle to fit your income, it's about expanding your income to fit your ambition, so don't cut your dreams to match your paycheck. Grow your paycheck to match your dreams. This really reflects the abundance mindset behind get rich education, that wealth isn't built by pinching pennies, but by creating more cash flow and assets and income streams in practical terms, like with what I talked about, about growing my own portfolio back at the beginning of today's show, this means buying cash flowing real estate that's growing your means leveraging good debt that's growing your means using inflation to advantage, that's growing your means investing in yourself or in new ventures. That's growing your means it's the mindset opposite of budget, harder. It is earn smarter at its core, grow your means. What that means is expand your capabilities in. Not just your comfort zone. Use creativity and leverage to multiply your results. View financial growth as a positive, proactive act, not a greedy one, because you're going to serve others with good housing and maintain it. This all encourages abundance over austerity, and it's the same idea behind the tagline financially free beats debt free. Keith Weinhold 40:27 Thanksgiving is coming up this week, and I'll tell you something. Luckily, American ingenuity improved since the Pilgrims left England, traveled to a totally new continent, and called it New England. Fortunately, we have become more innovative since then, you are about to have more topics for conversation with family at the holidays. And note that Gen Z, ages 13 to 28 they are more likely to talk money today than they did previously. They are kind of the share everything on social generation. Tell relatives about your real estate investing, or at least some of the ideas you have. Tell them, perhaps something that they would be surprised to hear, that you learned on this show, like mortgage rates are, in fact, historically low today, actually, or something like that. And at Thanksgiving or Christmas, please tell a friend about the show. GRE is the work of my life, and that would mean the world to me. If you like listening every week, tell a friend about the show. Now use the Share button on your podcatcher if this show helps you see money or real estate differently. On Apple podcasts, touch the three dots and then the Share button. On Spotify, I think you can just hit the Share icon, the little rectangle with the arrow, and post it to your social feed or social story. That's how more people learn how to build real wealth like we do here at GRE and even better, Don't hoard the good stuff. If you learn something here, engage in the nicest kind of wealth redistribution. Tap the Share button right now and text this episode to one friend who'd appreciate it. Until next week, I'm your host, Keith Weinhold, have a happy Thanksgiving, and don't quit your Daydream. Speaker 6 42:29 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 42:57 The preceding program was brought to you by your home for wealth building get richeducation.com