Podcasts about Rent

Originally posted December 2021In this episode of Broadway Drumming 101, I sit down with Dena Tauriello, the drummer for Little Shop of Horrors at the Westside Theatre. From her first sparkle kit inspired by Karen Carpenter to a career that's taken her from rock arenas to Broadway pits, Dena shares a powerful story about perseverance, adaptability, and passion.Dena spent nearly two decades with the all-female rock band Antigone Rising, logging more than 260 shows a year, signing with Lava/Atlantic Records, and sharing bills with bands like Aerosmith, the Rolling Stones, and The Bangles. Along the way, she learned the grind of life on the road, the frustration of being pigeonholed as “girl music,” and the discipline that comes from playing night after night. Those experiences became the foundation for her eventual move to Broadway.Her first Broadway chair came in Head Over Heels, the Go-Go's jukebox musical that featured an all-female band. From there, Dena's career expanded into multiple productions, including Kristin Chenoweth: For the Girls, The Cher Show (as a sub), Magic Mike the Musical (Broadway Lab), and her current run in Little Shop of Horrors. She also subs on Hamilton, Six, and at the origial run of Beetlejuice.In our conversation, Dena opens up about the realities of the pit:* Why no two shows are ever the same and why you can never “phone it in”* The discipline it takes to stay fully present eight times a week* How playing in Antigone Rising prepared her for the demands of Broadway* What she looks for when hiring subs and why paying it forward matters* The role of Ableton, click tracks, and sound cues in modern Broadway drumming* Her full gear setup: Pearl drums, Zildjian cymbals, Evans heads, Promark sticks, and custom in-ears* Why she always keeps charts in front of her—even after memorizing the showDena also talks about the surreal moment of playing on stage with the Go-Go's, interviewing Gina Schock for Modern Drummer, and what it feels like to see the Head Over Heels Playbill now preserved in the Rock & Roll Hall of Fame.This is a conversation filled with honesty, humor, and hard-won lessons for any drummer dreaming of breaking into Broadway—or simply learning how to thrive in the unpredictable world of live performance.For more about Dena: https://www.denatauriello.comClayton Craddock founded Broadway Drumming 101, an in-depth online platform offering specialized mentorship and a carefully curated collection of resources tailored for aspiring and professional musicians.Clayton's Broadway and off-Broadway credits include tick, tick…BOOM!, Altar Boyz, Memphis The Musical, Lady Day at Emerson's Bar and Grill, Ain't Too Proud – The Life and Times of The Temptations, Cats: The Jellicle Ball, and The Hippest Trip: The Soul Train Musical. As a skilled sub, he's contributed his talents to Motown, Evita, Cats, Avenue Q, The Color Purple, Rent, SpongeBob SquarePants: The Musical, Hadestown (tour), and many more. He has also appeared on major shows, including The View, Good Morning America, Jimmy Fallon, The Today Show, and the TONY Awards, and performed with legends like The Stylistics, The Delfonics, Mario Cantone, Laura Benanti, Kristin Chenoweth, Kerry Butler, Christian Borle, Norm Lewis, Deniece Williams, Chuck Berry, and Ben E. King.Clayton proudly endorses Ahead Drum Cases, Paiste Cymbals, Innovative Percussion drumsticks, and Empire Ears.Learn more about Clayton Craddock here: www.claytoncraddock.comThis Substack is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Broadway Drumming 101 at broadwaydrumming101.substack.com/subscribe

En este episodio de Extra Anormal Podcast escucharás los relatos más escalofriantes:

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Patreon preview. Unlock full episode at https://www.patreon.com/stavvysworld Ringleader of lunatics JP McDade is back, tapping Shane O'Connor as the latest maniac in McDade's Maniacs Vol. 7!! The boys discuss the time Shane's therapist completely gave up on him, growing up Catholic, getting humiliated by girls via Snapchat, the night Trump got elected, and much more. Shane, JP and Stav also help callers including a single mom tempted to homewreck her high school boyfriend's relationship after crossing paths with him at a reunion, and a man whose wife is boring in bed except when she comes home tipsy after a night out with the girls. Follow Shane O'Connor: https://shaneocomedy.com/ https://www.instagram.com/plane_shane https://www.youtube.com/@shaneohconnor   https://x.com/plain_shane https://www.tiktok.com/@plane_shane Follow JP McDade: https://twitter.com/jp_mcdade https://www.instagram.com/mcdadebaby

President Trump has proposed scaling back federal funding for low-income renters as part of his budget for the next fiscal year that starts in October. Developers are already responding by scaling back projects that rent to people who depend on that aid to pay their rent. Denice Wint of EAH Housing, a low-income housing developer, explains more.And, Gov. Kim Reynolds explains why she went around the legislature to overhaul the state's child care system.Then, rising costs, tariffs and funding cuts to public education are heightening the debate over who should be paying for school supplies — parents or teachers? Chabeli Carrazana, an economy and child care reporter for The 19th, joins us.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

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Ever wonder how someone goes from buying a $40K rental to building a $120 million real estate portfolio in just 5 years? In this episode, Jack sits down with Casey Quinn to unpack the BRRRR model (Buy, Renovate, Rent, Refinance, Repeat). Casey breaks down why BRRRR isn't about quick cash flow but long-term wealth, how to work with banks beyond the “10-loan myth,” and why local relationships matter more than national lenders. Plus, hear how his accounting firm now helps investors scale smarter with better numbers.  

Lätt svenska med Oskar är en podcast för alla som vill lära sig svenska. Lyssna varje dag och lär dig svenska tillsammans med mig! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠My website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ where you can buy my book: https://www.lattsvenskamedoskar.com/ -- Lätt Svenska med Oskar finns också på ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Support the show? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Become a Patron⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to access short stories, transcripts, the Discord Server and more: https://www.patreon.com/lattsvenskamedoskar ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy me a coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and become a Discord member on: https://ko-fi.com/lattsvenskamedoskar Mail: oskar@studionystrom.com I'm also on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In the final part of the 2025 Market Shift Update, David Sidoni breaks down why affordability is finally improving — and why old affordability formulas don't tell the full story. Discover how falling rates and shifting rent dynamics create opportunities for first-time buyers.For five years, first-time buyers have faced brutal affordability math. Home prices skyrocketed from $315,000 in 2020 to $438,000 in 2025, far outpacing normal appreciation. But the tide is finally turning. In this episode, David Sidoni explains how flattening home prices and falling mortgage rates are reshaping the affordability index in buyers' favor.More importantly, David reveals the fatal flaw in traditional affordability formulas: they ignore rent. Rent is your biggest monthly output — and it's rising no matter what. When you factor in rent replacement, buying often makes more financial sense than continuing to rent. David shows how to use this perspective to assess your readiness and why waiting for “perfect” affordability is a losing strategy.Packed with myth-busting insights, this episode equips buyers with the clarity and tactics needed to move forward in today's shifting market.“Buying a home is not a want purchase — it's a necessity purchase. You're paying for shelter either way.”HighlightsWhy affordability has been so brutal since 2020How today's interest rate drop makes homes more affordable, even at higher pricesThe flawed formula economists use to measure affordabilityWhy factoring in rent changes the entire equationTactical steps first-time buyers can use in today's market shiftReferenced Episodes382 - Part 1: Rates383 - Part 2: Sales, Inventory & Affordability279 - New Build vs Resale Houses for First Time Homebuyers350 - From ‘Years Away' to Homeowner: Your Last Lease Ever355 - Real Answers Pt 4 – Should I Rent or Buy in 2025?168 - Get Off Your Ass!Websitewww.getoffyourass.orgConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.

Housing vouchers provide critical assistance to low-income renters, but roughly 40% of vouchers go unused, in part due to difficulty finding landlords to accept them. Vincent Reina shares findings from a pilot program that instead gives cash assistance directly to tenants.Abstract: This article examines a new rental assistance program in Philadelphia, called PHLHousing+, that disburses unconditional cash payments directly to tenants to eliminate their housing cost burden. The program is designed as a 2.5-year randomized controlled trial that aims to test the impact of direct- to-tenant cash assistance on household outcomes compared with traditional housing vouchers. The motivations for the program range from the need for more flexible tools that respond to the diverse needs of low-income renters to the desire for a robust evidence base on effective policies to improve household outcomes. The article also discusses the evolution of the idea behind PHLHousing+ before the COVID-19 pandemic through to its development, using knowledge obtained from upscaling local pandemic emergency rental assistance programs. Finally, the article describes the program's implementation, including participant enrollment, strategies to minimize benefits loss, and cash disbursement mechanisms. It reflects on the lessons learned throughout this process, such as the importance of flexible funding and a strong research-practice partnership. The goal is to provide guidance to those planning similar programs and inform local and national policy, especially on direct-to-tenant, cash-based housing assistance.Show notes:Reina, V., Fowle, M., Jaffee, S., Mulbry, R., & Fortenberry, M. (2024). The Future of Rental Assistance. Cityscape, 26(2), 293-308.Reina, V., Jaffee, S., Fowle, M., Tanski, M., Mulberry, R., & Fortenberry, M. (2025). PHLHousing+: A Randomized Controlled Trial of a Cash-Based Alternative to the Housing Choice Voucher Program in Philadelphia, PA: Housing Outcomes in Year Two. Housing Initiative at Penn, Risk and Resilience Lab, and Philadelphia Housing Development Corporation.And a link to the working paper here.Episode 17 of UCLA Housing Voice, on using fair market rents to improve housing vouchers with Rob Collinson.Episode 87 of UCLA Housing Voice, on housing voucher lease-up rates with Sarah Strochak.Episode 88 of UCLA Housing Voice, on improving voucher outcomes with Dionissi Aliprantis.Episode 65 of UCLA Housing Voice, on reducing homelessness with unconditional lump sum cash payments with Jiaying Zhao.Reina, V. J., O'Regan, K., Jang-Trettien, C., & Kurban, H. (2025). Expanding Access to Rental Assistance: What Do We Know and Where Do We Go From Here? Housing Policy Debate, 35(3), 552-568.

Seu salão trabalha para você ou você trabalha para ele? Dani Venâncio, especialista em gestão para negócios de beleza, revela o erro fatal que impede a maioria dos salões de ter lucro e ensina o caminho para construir um negócio rentável, com equipe engajada e clientes que sempre voltam.

Rishard Rameez is the Co‑Founder and CEO of Zown, an AI‑powered real estate platform that makes homeownership more accessible and affordable. Zown was born from a viral Reddit post where Rishard shared his frustration over paying over $70K in real estate commissions. The outpouring of support inspired him to flip the model: instead of paying big commissions, Zown gives buyers significant upfront cash to help with their down payment and closing costs, while offering sellers flat fees. This customer‑first model has driven rapid growth, with Zown processing over $300 million in transactions and becoming Canada's fastest‑growing real estate brokerage. The platform has recently launched in California and continues expanding across North America. Rishard sparked a movement by transforming personal pain into an industry‑changing solution.(02:17) - The Broken Home Buying Process(03:02) - It All Started with a Viral Reddit Post (05:39) - Early Pivot from Flat Fee Model(14:59) - Unbundling Real Estate Services(18:06) - Feature: Blueprint - The Future of Real Estate - Register for 2025: The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on Sep. 16th-18th, 2025.(19:00) - Feature: Meow - Business banking, with interest: Unlock a high-yield business checking account that pays up to 3.52%.(20:31) - Zone's Growth Journey(28:47) - Customer Acquisition Strategy(30:36) - Recent Seed Round(32:42) - Why Own vs. Rent a Home(34:52) - Collaboration Superpower: Muhammad and Jesus Christ

JR on Dave Portnoy being “banned” by Ohio State. | Tony Gerdeman from the Buckeye Huddle joins JR to talk all things Ohio State Football! | Ryan Day on the matchup versus Texas. | Jonah Tong is set to make his debut for the Mets on Friday. |

When a Sonic worker walks home, she is suddenly followed by someone who may or may not have the best intentions in mind... Become an Eeriecast PLUS Member! https://eeriecast.com/plus Background from this music comes from: Myuu https://www.youtube.com/@Myuu CO.AG Darkness Prevails Epidemic Sound LXZURAY GIMU SCARY STORIES TIMESTAMPS: 0:00 INTRO 1:03 I Almost Lost My Friend from kodoCody 11:14 My Walks Home Were Creepy from SlaneshEnjoyer 24:16 Demon for Rent from D. D. Dwiley 38:55 American Werewolf in my Dreams from anonymous 50:40 The Broken Man Get CRYPTID: The Creepy Card Battling Game https://cryptidcardgame.com/ Get our merch http://eeriecast.store/ Join my Discord! https://discord.gg/3YVN4twrD8 Follow the Unexplained Encounters podcast! https://pod.link/1152248491 Follow and review Tales from the Break Room on Spotify and Apple Podcasts! https://pod.link/1621075170 Submit Your Story Here: https://www.darkstories.org/ Subscribe on YouTube for More Stories! https://www.youtube.com/channel/UCh_VbMnoL4nuxX_3HYanJbA?sub_confirmation=1 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kiera and Kristy break down a few reasons why your practice might not seem (or might not be, period) to have any money. They touch on how to find your profit point, knowing your debt, staying on top of collections and AR, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners, this is Kiera. And today I have Kristy with me and I'm super excited because today is one of my favorite things to do as consultants and I call it office autopsy. ⁓ Don't worry offices, this is a mix of a few offices because believe it or not, offices think that they're on individual islands and believe it or not, you're not. ⁓ Multi-practices actually struggle, they actually do the same things that you struggle with. And so we just wanna make sure that we bring, we're not going to ever disclose who this office is.   We will mix a few offices together, but I think for people to see what the office's pain point was and then what as consultants were able to do. Kristy, we have some really fun ones. so Kristy and I decided we wanted to podcast today about some office autopsies of what, hopes to help more offices. So Kristy, welcome to the show today. How are you?   DAT Kristy (00:48) Good, thank you. Pleasure to be here.   The Dental A Team (00:50) Of course. Well, I'm super happy because I think the one that we run into a lot ⁓ is we call it cash flow row or cash flow woes, like whatever you want to talk about. But it's really when an office comes to us and they seem to not be able to figure out what's going on. ⁓ They feel like they're producing. Sometimes they're producing, sometimes they're not. So we'll kind of discuss like how to know if you're producing enough or not. But then they feel like they just like have no cash. And so giving some background.   Like I said, I'm going to blend a couple of practices together, but we have kind of going to do like two simultaneous ones. One practice was producing really, really well, but literally the owner felt like they had no money. We're talking like flat broke, felt like they were completely going to go under, had no money, but yet their production numbers were really good and their P &L looked really good. And we're just like, it showed on the P &L. I think, Kristy, you'll find this too, offices get so frustrated.   I got so frustrated and angry with my CPA when they said, well, Kiera, like according to the numbers, you have money. And I'm like, great, high five, jerk. I have no money in my bank account. Like it's the most infuriating feeling in the world of my CPA tells me I should have money, but there's no money. Flip that too on the other side when a practice isn't quite producing what they need to be producing to pay for their expenses. And they feel like they have no money and they are flat broke, which in reality that practice is flat broke because they need to produce more or they need to cut.   So we're gonna kind of dig on both sides of these with office autopsies of what we see, what we've been able to do. And let's start, Kristy, on the side of what do we do? Like, okay, first step, how do we find like the profit point? Like, how do we figure out what should an office be producing? Because I think that's also infuriating when doctors are like, but I'm just producing. I feel like I'm trying to out-produce my problems. Like, I don't know how to produce more. ⁓   how do you, Kristy, as a consultant, come in and help offices just gain that clarity? Because I think sometimes when we know the North Star and we know what we should be targeting, it actually becomes a lot easier to then build block schedules and then figure out what our overhead should be. But how do you help offices even dig into that? As point one to figure out, let's autopsy both of these practices, I think this is step one to really getting clarity.   DAT Kristy (03:00) Absolutely. I agree with you, Kiera. ⁓ The first step is to understand how much we're paying for things. What is the cost to keep the doors open? You know, we talk about overhead, right? But what is overhead? It's everything that we have to pay within a month. Rent, utilities, staffing, right? The other thing that I want to point out is many doctors don't include themselves in that. And I definitely want to pay them   The Dental A Team (03:16) you   DAT Kristy (03:30) Just like if they were an associate in the practice and so we want to include that in that overhead cost if you will and find that What I like to call profit point so we know where we're what's our? BAM right   The Dental A Team (03:48) bam, that bare ace minimum, like what do we have to   do? It's kind of like in real life. I mean, I think all of us have a bam in real life. You know what your mortgage or your rent is. You know how much it costs you to like do your groceries. You know how much daycare is, you know how much it costs you for like your Amazon spending. And some of those are fixed costs. So fixed are like your mortgage or your rent. You can't really change those. Those are fixed for you. Yes, like I get it. The semantics, we're not CPAs here. We're not like, that's not our world.   The semantics are can you change your rent? Potentially you could go find somewhere else. That is an option you could do. But most of the time those are pretty fixed. Just like our utilities are pretty fixed. You can be like my husband where literally our AC goes off at 6 p.m. at night. He freaking freezes us until 6 o'clock to save on these utilities until 9 o'clock. It drives me wild. I'm like in a hoodie freezing, shivering. And then the AC goes off and I'm like roasting. It's really entertaining because he wants to save the $3.   But genuinely speaking, like you're not really going to be saving on those fixed costs. are some fixed ones. Staffing is usually pretty fixed. However, we could add team members or take team members away. So therefore it's not as fixed. But like you said, Kristy, I think it's figuring out in a practice and agreed, doctors should be paid. Like nobody, think that that actually causes more stress for owners. If you don't even know what your paycheck is or you're just taking draws, because then how do you budget your life on a up and down volatile paycheck?   I think that creates a lot of stress versus like, okay, great. Let's just put you at a hundred grand or let's put you at whatever is a reasonable salary. Talk to your CPA. They'll be able to give you that. ⁓ And that can be agreed with Kristy. I like to pay you as an associate, but if right now the practice can't support that minimum should be a reasonable salary of say a hundred grand. So that way you can at least bank on that of getting that paycheck in your practice. Sometimes you have to adjust that, but generally speaking, if we at least give you some type of certainty and clarity,   that's going to help you then be able to budget your life around that too, in addition to budgeting your practice.   DAT Kristy (05:49) Absolutely. In fact, Kiera, sometimes even with startup doctors, I like them to even keep a spreadsheet of their production as if they were paying them as an associate. And then when they start to get profitable, we can back pay those wages. But definitely they have to take care of themselves first. ⁓ I've even seen where they get a little bit of animosity if not, right? Like, staff's driving these cars and they're getting their nails done and they're doing   The Dental A Team (06:00) Agreed.   Mm-hmm.   DAT Kristy (06:19) and I can't even pay myself. So I think it's very important that we understand what that is and work toward that, number one, if we're not there. And then if we are there, adding additional ⁓ percentage to that, which us as consultants can help guide that depending on your goals. If it's paying down debt, paying you as an owner doctor.   ⁓ And you know, we follow the EOS system, so adding those buckets for taxes and those sort of things that come up and we can be prepared for.   The Dental A Team (06:55) Yeah, no, I think it's brilliant, Kristy. And when you said that, I agree. You don't want to not be paid in your practice, because that gets, A, it's stressful, and B, it's annoying, and C, you've got all this debt on you. ⁓ But I also think when we're looking at our practices, there are pieces, so when doctors are like, I'm not getting paid, I just want to remind that sometimes we're being paid through things running through our practices. And so we've got to be careful, because that is,   Like if you didn't have your practice, you'd be paying for that out of pocket. And so that is technically part of your salary, doctors. And I don't want to be the like balloon pop girl over here. I do want to be realistic because a lot of times doctors are like, I'm not making money. And I'm like, but you forgot that these things are running through your practice. So you are being paid for those or those things are no longer coming to you, which is totally fine and legal. Talk to your CPA. Like we want you to do that. There's nothing wrong with it.   But when we're looking and we're like stomping our foot saying we're not being paid, sometimes I even have to remind myself of like, yes, but Kiera, if you didn't have the business, all those costs would be coming out of your W2 paycheck, not your business right off. So agreed with Kristy, when we're looking at this, step one is let's find that BAM, let's find that profit point, let's find out what you have to produce. And then from there, what we need to find out is also in addition to that, how much is our debt?   Because a practice should not have to be covering your debt, but you as a human needs to be covering your debt. So if your student loans, your practice loans, things like that, the practice isn't necessarily a poor performing practice. You just have all this excess of like, my gosh, I have to pay this off, which that's real life for you. And I think that's the difference of a CPA's bookkeeping for you versus your real life living through it. And I can tell you from personal experience, like this is very hard. Sometimes practice loans do go through your   your practice profitability. Again, this is pending on your CPA and how they recommend you do it. But most of the time your student loans and different things like that don't run through the practice. So, but you as a human need to have enough money to be able to pay for all those things. So I think it's finding out the practices, BAM, like Kristy said, finding out your personal BAM, because that might be different. And then from there, let's tack on 10 to 20 % beyond that. So let's say you know you've got to produce 50,000. Well, awesome. 10 % of that would be 55, adding   20 % excuse me, so 10 % of that is going to be an additional $5,000. To do 20 % of that's going to be an extra $10,000. So if I know I've got to do 50, I've either got to produce 55 or 60. Now that becomes much easier and I know beyond that I'm going to have 10 to 20 % leftover of the practice after everything's spent. Our ideal is to get it to where your 50,000 is 50 % of your practice and there's 50 % quote unquote profit beyond that. Now again,   that profit is a little bit funny because if we're doing a 50 % overhead and 50 % profit, doctor salaries usually are not included in that. If doctor salaries are included in that, then usually it's a 20 % profit at the end of that. So I know those two numbers feel a little like disjointed. They've been very disjointed for me. So if you're doing true overhead, we want it at 50%, 30 % doctor pay, 20 % profit. If you want to combine it all together, then it would be 80 % quote unquote overhead, 20 % profit. Now that 20 % profit though,   does technically pay for debt services. So watch that. You might need to scale down our 50 % down a little bit more or 80 % to then be able to offset that. So hopefully that wasn't too confusing for everybody. This is why we're consultants. This is why we help you. But I think when you understand like either need a 50 or an 80 % ultimate goals, we're trying to get 20 % cashflow at the end of the month. think for me, that's like the easiest thing. Like, okay, if I'm producing a hundred grand a month,   I want 20 % of that, so that's 20 grand. So like I'm trying to do easy numbers for all of you. I want 20 grand after everything's paid to still be remaining. Now, one other kicker as a business owner is that 20 % is also taxed. So don't forget that that gets taxed. So if you're at a 30 % tax bracket, well, you gotta take 30 % of 20 grand and then the rest of that you can spend. And this is why I think owners get so frustrated, because it's like, oh my gosh.   Like just tell me how much money I can have. And when I talked to a CPA and Kristy, I think you come across this, like our whole lives up until owning businesses, we've been paid at the W-2. So everything we got paid, we were able to use. Well, now as business owners, everything we're paid, we don't get to use. That's not the way the game works. ⁓ And it's due to write-offs and different pieces like that. So I think just knowing the rules of the game, I remember being so fresh with my CPA and I said, I like you're playing Monopoly with me. Like just tell me the dang rules.   So, and like, don't tell me like, no, you can't pass go, but you can pass go if you do X, Y, Z, but then like, no. So it's really, you've got to have a profitable practice of overhead. That's what we as consultants are really obsessed with. You also as an owner need to be responsible of how you spend. That's not to say you can't spend, but you do need to spend responsibly and you do need to set aside your taxes. And I think when you have all those pieces set up, then you can have guilt free spending because you're paying yourself.   Plus, you know what your true profit is. You've saved for taxes, you've saved for a rainy day, like Kristy was saying. We can put buckets into place to pay down more debt. You can put buckets in place for emergencies in your practice. You can put buckets in place for ⁓ vacations. I have a doctor I was just talking to on Alaska cruise and I was like, how's that bucket working out for you? And he's like, I love it, Kiera, you set it up for me. And I know how much I can spend on vacations. I know how much of my paycheck goes into that portion. He also used to spend an absurd amount on CE. So we set a true budget of how much CE money he could use.   But that's kind of where you then as owners aren't just trying to waffle through this and actually can figure out those profit points. And I do think, Kristy, like as much as we've belabored this so much at the beginning of this podcast, I feel this foundational piece is what makes owners crazy because they don't know the rules of the game. So they start spending all the money. Then you get this huge tax bill. Then you feel mad. Then you feel like you have no money when it's like, no, you did have money. just we accidentally spent it. So now we got to make up for it later because we didn't put these rules of the game into play.   Kristy, you might have a simpler way to do that. What are your thoughts around that?   DAT Kristy (12:49) No, I agree with you 100%. Otherwise, what I find is, you know, business owners, doctors, they just come up with this arbitrary number that they want to hit. But again, just because we're producing something doesn't mean we're profitable. And so they go together, but we have to understand the difference.   The Dental A Team (13:12) I agree. And I love that you said that because production feeds the ego and profit feeds the family. And so it does not matter what you're producing. And I agree with Kristy. It's like, I want to produce a hundred grand. I want to produce 200 grand. Well, high five. Let's help you do that. But on the flip side, let's make sure your expenses are there. And there's another practice I'm thinking of right now where they're like, we have no money. And I'm like, all right, if we have no money, truly it's let's do the checklist. Number one. Like, do you see me even scratch my head? I'm like, if you're not watching the video,   Just know when I hear people say, don't have money. I'm like, all right, it's either a production issue or a spending issue. It's one of the two. So just know those are the only two levers for when you're saying, I don't have money. It's either actually there's a third. There's technically a third. And that is a collection issue too, because we're either not producing enough. And if we are producing enough, we might not be collecting enough. And if we're doing both of those two things, then it's a spending issue. So let's break it down to this office autopsy. Kristy, let's go for a practice that is producing enough.   they don't have money, how did you fix or how did you find out that this practice had a collections issue?   DAT Kristy (14:14) Yeah, well number one we would look at.   How much was their net production and how much are they currently collecting? My minimum benchmark is always to be at 98 % or higher. Obviously, if we can get reservation fees to pre-collect on things, we may see that up a little bit higher. But if they're not at that 98%, what can we do to get them there? What's getting in the way? Is it patient? Is it insurance? Are we not submitting clean claims and getting them back in a timely fashion?   The Dental A Team (14:26) Agreed.   DAT Kristy (14:47) ⁓ But definitely that would be the first place to look.   The Dental A Team (14:51) Yeah. And so Kristy just said the benchmark. If you're not at 98 % collections, then there's a problem. Second piece is look at your AR and if you have more than one month's worth of production in your AR, we also know it's a collection problem. So when we diagnose on this practice, I remember we talked to a doctor and they're like, Kiera, I have no money. Kristy, I have no money. And I remember we're like, so actually you do have money. Believe it or not, the money is there. It's just sitting in uncollected amounts. So Kristy, you even went with another office and like they didn't have money and you just straight up called.   You like went with the office manager and you guys just picked up the phone and started calling on balances to get the money. And I really want doctors to know, and Kristy, I think this is the infuriating part as a consultant where I'm like, no, like you're producing well, you just have to collect the money that you're producing and don't like, don't even feel bad about it. So what do you do for teams that don't want to collect, that have these big ARs? Like what are a few simple steps? Like if that's my practice, I'm-   Hi, Kristy. I'm the doctor today. My team, this does not want to collect money and I feel like I can't pay any bills. What do you do in that scenario as a consultant, Kristy?   DAT Kristy (15:53) Yeah, well, I think we have to dig deeper into their own, like the team members own biases and what's getting in the way and get them comfortable to realize that we're not doing good by our practice and or patients if we're not collecting those balances. So, you know, really seeing what's the roadblock and let's work through it to overcome it because people deserve the care. Patients deserve to be healthy and   And part of that is also paying for the treatment, right? So just digging deeper, figure out what's getting in the way and helping them to overcome, create some verbiage for them to feel confident in being able to collect.   The Dental A Team (16:39) Yeah. And Kristy, I think you do an amazing job as a consultant. think this is where I love being consultants is like, you will actually help them sometimes call on accounts and help them see how easy it is. And ⁓ I also think when we're looking at AR, let's get our best bang for our buck. like, let's sort it to biggest balances and let's call on those first. Like, let's figure out different pieces. And like you said, there might be a myriad of reasons why your team members don't want to collect. don't think typically it's due to the fact that they don't want to collect. I think they're just scared. There's fear.   They're afraid of a patient being mad. They're afraid of not being able to explain the balance on the account. They might not understand why insurance is denying claims. Billing is a whole black hole, just so doctors understand, like there are a lot of nuances there. But I think on that side, if you are producing, like I remember this practice, they are producing like 150 to 200. And I was like, what do mean you don't have money? And we looked at the P &L and we're like, no, according to your P &L, you have money here. And we just realized it was a lack of collection process.   We implemented that Kristy, you helped this practice. They implement, they started collecting and now the doctor's like, wow, like two months later, I feel like I'm like happy as a clown because they literally have money now, but the money was there all along. And that's really like, I think a myth to dispel on this office autopsy is a lot of times the money is actually there. We're just not collecting. We don't have the correct processes in play to do correct insurance verification, to have better estimates, to collect in practice, to then have better ways that we are posting payments.   We don't have a process for how we're calling patients and insurance. And if you don't have that whole process dialed in, that can actually get really daunting for a practice. But Kristy, let's flip sides to the other dark side of this coin where they might not be producing enough. So like we said, it's either a production process, a collection process or a spending process. What do we do on the dark side where they're not producing enough? Like that's scary to me. So what do you do on that? I think there's like two zones here.   DAT Kristy (18:33) Yeah, absolutely. Well.   Number one, once we figure out that benchmark, typically, Kiera, we go and look at how much are they diagnosing, right? If we're looking to hit 100,000, we typically need to be diagnosing minimum three times that number ⁓ if we want to hit it, right? So where are we with diagnostics? And then where are we in case acceptance? how, if we are diagnosing that much, how much are we   actually getting patients to say yes to that treatment if you will.   The Dental A Team (19:09) Mm-hmm. And I think, Kristy, great point on that because it's twofold on this dark side of the coin of if we're not producing, are we diagnosing enough? And if we're diagnosing enough, are we closing enough? And those are two different people actually in this scenario. So doctors, have to diagnose. And if you're a doctor who's scared of diagnosing a couple tools, it's OK. I always tell doctors, it's your moral obligation to diagnose. As a patient, if you were to go in and there was someone who saw   Let's say you did a scan, I've had multiple MRI scans on my brain. Do you know how mad I would be at a doctor if they chose, because like they don't know if I can afford it, if I don't wanna hear the bad news or like whatever it is, they choose not to tell me what's on my brain or a broken bone or if I've got something in my blood work, I would be livid. And yet doctors, you're diagnosing, you're taking x-rays and if you're not telling these patients what's going on, ⁓ that's your moral obligation to do that. So if you're nervous about it, that's okay, I'm not here to tell you.   there's anything wrong with it. I just want to remind you that this is your moral obligation as a healthcare provider. So there's Pearl or Overjet of an AI solution that might be a solution for you ⁓ or just diagnosing one more thing than you normally would. If you're used to like watching, ⁓ that's okay. Maybe like just watch 75 % of it, but diagnose one of those things that you would normally watch and just notice patients don't get mad. They don't get angry. ⁓ Remember when you do get that frustration, it's just due to their expectations not being met.   So if you can even help them co-diagnose with you. So having your hygienist call out their perio numbers and let the patient know before they do it, like, hey, we're looking for the health of your gums, anything above a four, that's something that we need to watch if there's bleeding. And I'm gonna show you, so listen with me, you're gonna hear, ⁓ and then you'll be able to hear. Well, now that patient's listening actively with you of, wow, I heard like seven fours, or I heard like a six in there, now you don't have to try and teach them and say like, you've got perio.   They actually heard it and they co-diagnosed with you. You can show them x-rays of here's a healthy tooth. This is what a healthy tooth should look like. Now look at this tooth and what do you see? You guys, if there's decay in there, even the untrained eye usually can see that pretty big chunk of decay taken out of there or use intraoral photos to where that patient's co-diagnosing with you to gain the trust. And that actually makes it easier for you doctors, because then you're not teaching them. Or if you're like really nervous about it.   AI teaches them. Like it literally just puts the puts it up on there and you don't even have to hardly do anything other than just presenting it to them and educating them. So something simple there. And then if your team's not closing cases, amazing simple things like an NDT our handoff. next visit date, time, recare that can help tremendously. ⁓ having your team members track their treatment plans, having a consultant help them. Like we literally help listen to treatment plans, guide and give coaching on different ways that they can do it. So there's two ways if you're not diagnosing or producing enough.   that we can easily do that. And the next one would be a block schedule. Kristy, any other thoughts on that? Because I'm sure you've got pieces working with so many team members too.   DAT Kristy (22:06) Yeah, listening to you talk about the case acceptance, it's just hitting me that sometimes I think our fear is in telling them, but really if we take a step back and just include them in the process and figure out what are their long-term goals for their mouth and being able to speak to them in a relational way that...   The Dental A Team (22:23) Thank   DAT Kristy (22:29) really is flipping it to what is their goals and getting them what they want. I think that takes the pressure off of us telling the patient, right? And so, ⁓ truly, I think when we master this, it's a beautiful thing and you get patients to stick for very long time because they feel heard, right? And they still are in control of their care. So.   The Dental A Team (22:53) Totally, I agree with you, Kristy, and I love that you talked about like, they're part of the solution with you. And I agree, like, I can't as a treatment coordinator want this more than they do. It really has to be something that they're a part of. ⁓ And also just helping your team see, similar to doctors, when we're watching so many things, team members can accidentally be saying one or two words that's guiding a patient the wrong direction. We might be highlighting insurance more than we're highlighting total treatment. We might be putting emphasis on like your max on insurance or   Like we could just start with one thing because we're afraid of presenting total dollar amounts. All of those things are normal. That's like very normal. Your team's not struggling, team members listening. You're not doing anything wrong. Just highlighting that there are different ways that you can present it. And I call it like the sequence. So think about when you're back in high school and you had your locker combination. If your combination code was 321, you could put in the number 213 and your lock wouldn't open. You could also do 123 and it wouldn't open. You could also do 32...   three and it won't open. You can have the exact same numbers and just do them in the wrong combination and it won't open versus if we have the right pieces in the right combination, we actually get more case acceptance. So just realizing like what are my tools that I'm using? Am I putting them in the right sequence? Am I using the tools like insurance is a tool? It's a coupon. So let's maximize that, but it's not going to guide my treatment. Let's maximize getting full case acceptance. Let's maximize like Kristy said, knowing their ultimate goals and tying my treatment back to those ultimate goals.   just using the tools in the right sequence can also help with that case acceptance. Now, if you are a practice that's not diagnosing enough, I think that this becomes like a little bit of an ego check and I'm sorry to be the ego check day today, but it might be something where if we're not diagnosing enough and we are collecting and we're not producing enough, it might be time for us to look to see about cutting costs. And this is something where I don't love to have this conversation. However, bottom line is the practice has to thrive.   Otherwise we all will fail. And doctors like you won't be able to help your team. You won't be able to help patients. And ultimately your livelihood is on the line too. Nobody is happy in this scenario. So when an office is like, don't have money, great. We've looked to see, you diagnosing? We've looked to see, are we collecting? We've looked to see our case acceptance. Like let's check all the boxes. Flip side is what are we spending money on? Immediately I'm gonna go to anything that you no longer need in the practice. So I know we might have been in the glory days.   doing all these ITero scans. Well, guess what? Glory days are gone. We're no longer there. And I hate to be Debbie Downer, but the reality is we need to sell that. We need to get out of that contract. Anything we are not using in the practice, we need to cut those debts off of us. And this is just a yucky moment. And I'm sorry, but you've got to do it. And as a business owner, this is your job as a CEO is to watch the profitability of the business. Like you have to, and you have to make those hard cuts. And I will tell you, you do it one time. You're a lot more cautious on things you'll purchase in the future.   So we start cutting costs of things that are not paying for themselves. So if we've got extra equipment in the practice, if we've got other things that we can sell. Also, team members, we might have bulked. I've done this as a CEO, so I'm just gonna tell you, like, it was a really, really, really bad day when I realized I over-bulked anticipating something to happen in the practice, and I actually had to scale back and cut. That does not feel good, and it's something that we want to avoid. However, if we have ultimate, like, more team members than are necessary, or we could outsource to things,   I'm not here to say, determinate team members. Like we said, like we went through all the different scenarios, everything we possibly could do. But the reality is you may have bulked too much in a practice and you need to scale back and cut. And that's just a zone where you walk the walk of shame and you commit you're never going to do it again. But ultimately you have to get yourself to a profitable zone. You've got to look at your own spending. A doctor was like really struggling on spending and they had multiple credit cards. Consolidate those credit cards down to where you only have one. We pay it off every single time.   We look to see what other things we like work out deals with the lab or different people. ⁓ But you've got to be realistic. You might have to get a line of credit to get yourself out of it. You might have to take equity out of your home or your practice. Those are things I hate doing, but I also feel sometimes the pain of discipline is better than the pain of regret. And I would rather go through the pain of discipline and learning to like cut my costs and watch my costs and not hire. Like I might extra hire.   a hygienist. I might extra hire a treatment coordinator. Those are two players on my team that will actually generate revenue for me. And not to say assistants don't because assistants can, but I could get by with a Mr. Thurshy. Now, dentists, I know I'm going to get a lot of flak for that. The reality is you can do that for a short amount of time. And I just want to highlight like it's inconvenient, but it's also inconvenient not to have money to pay your bills. So like choose our heart on this. But this is a zone where like I heard a doctor and they were struggling and they   They spent like 10 grand on something unnecessary. And I'm like, that's a spending issue. That's a you issue. That's not a practice issue. And it's not a diagnosis issue. If you cannot produce what you have for your costs, it's like the person has to accept the fact that they bought too big of a house. Like you've got to scale down. You got to size down. And as much as that's an ego blow, that's also smart business ownership. So Kristy, that's my like soapbox. So doctors, like we said, it's first, let's make sure we're producing. Like, let's figure out our amount. have to, then we're going to check our production. Then we're going to check our collections.   Then we're going to check our diagnosis. We're going to check our case acceptance. We're going to check our block scheduling. Then we're going to go into any unnecessary costs that are on our PNL. ⁓ Look to see, there anything we could do to reduce costs? And then it's going to be, we've got to cut. And like, you've got to make that decision before you go under. ⁓ You owe that to your patients. You owe that to yourself and you owe that to your team. And it's a sad, crummy day, but it's part of business. Kristy, what are your thoughts?   DAT Kristy (28:27) Yeah, I think you nailed it. The only area we didn't uncover was you usually do have some unscheduled treatment that you may be able to tap into. And I would definitely explore that resource. But you nailed it, Kiera. I mean, you hit all of the boxes for sure.   The Dental A Team (28:46) So those are kind of like looking at a practice that says, I don't have cash. These are some of the ways to diagnose that we do within practices. And notice the very last thing that we went to was cutting. That's not our mission. That's not our process. And we're never going to tell you to cut somebody. That's going to be ultimately your decision. We're just going to remind you that as a CEO, that's part of your job. And I remember going through COVID, had a coach and she said, Kiera, you've got to have a list. You've got to have a list in your mind of like when things get tight, if they get there.   What are you going to do to make sure your business thrives and survives? And that has stuck with me when I realized like, that's why I'm paid a CEO salary. That's why I'm paid to make these hard decisions. That's why I ⁓ signed up to be a business owner. Like that's the hard side of success. Success has two parts of that coin too. There's the light side and the amazing side. And then there's the dark side that a lot of people don't talk about. So if you're looking at your practice and you're saying, I don't have cash, go through the checklist, Kristy and I just gave you. ⁓   And sometimes it does help to have a buddy in it with you, a consultant, somebody who's in it with you. Like Kristy, I think about the night that you picked up the phone with that office manager and you guys started calling, you called on accounts with them. I think sometimes not feeling alone in the process. think somebody pushing your team, because you're like, I don't know how to say this to my team. ⁓ Someone who can help guide them, someone who can help look at your diagnosis and help you diagnose maybe one more thing, ⁓ really can be an asset. And I call Kristy our money bloodhound.   If I have a practice on cashflow row, I'm like, all right, Kristy, I don't what you're gonna do, but girl, go to work and go start looking. And I think having an outside set of eyes, it's not sitting in there floundering with you, but can have a cool, calm, collected head, sometimes can be the most beneficial. So if you're struggling, reach out, we're here to help you. And it comes with no judgment. Kristy, don't think I've ever once heard you judge a single practice. You come with love, you come with open arms, and you come with solutions quickly.   to make sure they get there. So Kristy, any last thoughts you have for these practices who might be struggling, who are hearing this office autopsy being like, my gosh, that's been me, or my gosh, I feel like I'm headed that way. Any other thoughts you might have for them?   DAT Kristy (30:43) ⁓ Just again that you're not in it alone and having us to help ⁓ guide mentor and just make sure you have you know daily weekly monthly Systems in place and balance, you know a checklist balance. We got ya we can help   The Dental A Team (31:00) We do. do. Well, Kristy,   thanks for being on the office autopsy with me. Thanks for just loving our clients so much and helping them. I think that client who two years after you started helping say to us, I like have never been this free or like, my gosh, like this is what ownership should feel like. I think those are the wins that we live for as consultants of hearing you thrive, hearing your successes, hearing you have your dream life and not being so stressed, ⁓ even in possible situations that are stressful. So Kristy, thanks for being that consultant with us.   DAT Kristy (31:30) It's a pleasure. Thanks.   The Dental A Team (31:32) Of course, for all of you listening, don't be on cashflow row. Don't be struggling about these things. If you are part of any of the scenario, if you're like, my gosh, any of those things resonated, reach out. Hello@TheDentalATeam.com. Go to our website, click on TheDentalATeam.com book a call. Like truly it's a no judgment, just clarity, just momentum. Even if we can't help you, we've got resources. Even if you're not quite the right fit, that's okay. Like we will be there to support you. ⁓ but I think it takes courage to book the call. It takes courage to admit you need help. but there's so much freedom.   to know that you're not alone, that you're not having to do this alone and that there's somebody who truly can help you get out of the scenario and that's been there, done that and done it successfully many times. So reach out and as always, thanks for listening. I'll catch you next time on The Dental A Team Podcast.

Chris Finlay, founder and CEO of Middleburg Communities, joins host Michael Bull, CCIM, to discuss the booming build-to-rent sector within the multifamily market. With over 20 years of experience in rental housing, Chris shares insights into the characteristics and demand for build-to-rent communities, including the demographics of tenants, retention rates, and how these developments compare to traditional multifamily housing. They explore the design and operational aspects of build-to-rent projects, the impact of current economic conditions on construction and financing, and the future outlook for this growing asset class. C5 + CCIM Global Summit 2025 - The premiere commercial real estate conference for networking, dealmaking, and investment opportunities, September 16-18th in Chicago: https://c5summit.realestate/ Bull Realty - Customized Asset & Occupancy Solutions: https://www.bullrealty.com/ Commercial Agent Success Strategies - The ultimate commercial broker training resource: https://www.commercialagentsuccess.com/ Watch the video versions of our show on YouTube! https://www.youtube.com/c/Commercialrealestateshow

Nick Viagas and Ivy Wolk join the pod to discuss their totally healthy totally normal friendship, their dads being A1 gooners, conquering speech impediments, being unable to resist toxic flings, and much more. Nick, Ivy, and Stav help callers including a gay poly man who says he can't find gay guys to date who still use condoms, and a woman in a local watercolor class who is irritated that all the other students keep talking about politics. Check out Nick Viagas and Ivy Wolk's monthly live show Struggle Bus (next show in NYC on 9/14): https://www.instagram.com/strugglebuslive  Follow Nick Viagas and see him live: https://www.instagram.com/nickviagas https://www.tiktok.com/@nickviagas  https://x.com/male_comedian Follow Ivy Wolk and see her live: https://www.instagram.com/wolkmindvirus2/ https://linktr.ee/ivywolk Visit https://mintmobile.com/stavvy to get a 3-month premium wireless plan for just $15/month. Start your new morning ritual & get up to 43% off your @MUDWTR with code STAVVY at https://mudwtr.com/STAVVY #mudwtrpod  Get 60% off your first box at https://tempomeals.com/stavvy Get a refreshing Twisted Tea today. Keep It Twisted!! Visit https://www.twistedtea.com/locations to find Twisted Tea near you.

Richard Gearhart and Elizabeth Gearhart, co-hosts of Passage to Profit Show interview Mike Silvestrini from Energea, Pavitra Anakru from DealMajik and Stan Lucien from SKYBRIZ.     What if you could make money while saving the planet? Solar energy pioneer Mike Silvestrini shares how his company, Energea is opening the doors for everyday investors to tap into the explosive growth of solar power worldwide. From eye-opening truths about why solar always beats fossil fuels to wild stories of chasing renewable projects abroad, Mike reveals how clean energy is no longer just a dream—it's a high-return investment opportunity you can be part of right now. Read more at: https://www.mike-silvestrini.com/ and at: https://www.energea.com/       How do you spark community magic while saving money? Pavitra Anakru, Co-founder & CEO of DealMajik shares how her platform is revolutionizing local shopping with exclusive deals that empower small businesses and delight shoppers. Tune in to hear how DealMagik is transforming everyday purchases into powerful acts of community support! Read more at: https://dealmagik.com/       From property management to PropTech, Stan Lucien, CEO and Founder of SKYBRIZ is transforming how people experience renting. The SkyNest app combines transparency, education, and digital tools to make housing clearer, fairer, and more accessible for everyone, reshaping a $230B+ underserved market. Read more at: https://www.skybriz.com/     Whether you're a seasoned entrepreneur, a startup, an inventor, an innovator, a small business or just starting your entrepreneurial journey, tune into Passage to Profit Show for compelling discussions, real-life examples, and expert advice on entrepreneurship, intellectual property, trademarks and more. Visit https://passagetoprofitshow.com/ for the latest updates and episodes. Chapters (00:00:00) - Real Estate Minute: Ramping Up Your Business(00:00:25) - Passage to Profit(00:01:48) - What Did You Do To Get Your First Client or Customer?(00:03:56) - How to Get Your First Client or Customer to Install Smart Home(00:05:15) - How to Get Your First Clients for DealMagic Interview(00:08:26) - What if Investing in Renewable Energy Made Sense?(00:09:58) - Will solar power replace the grid?(00:13:36) - Energia Investment: Solar Infrastructure(00:21:18) - The Investment Value of Gold(00:22:20) - The Cruise Line Hotline(00:23:18) - Mike Silvestrini on His Entrepreneurial Journey(00:26:44) - In the Elevator With Nicaragua's President(00:28:55) - Where Can People Find Energia?(00:30:22) - Columbia vs. Columbia University(00:33:04) - Columbia University T-Shirt Controversy(00:38:29) - Podcast Spotlight(00:39:52) - Is it Better to Eat Ultra-Processed Foods or Minimal(00:40:49) - Empowering Local Businesses(00:47:56) - Starting a Business on Deal Magic(00:51:52) - How to Rent or Buy a Property?(00:57:00) - How to Monetize Your Website(01:00:18) - Property Management website(01:02:41) - Passage to Profit(01:04:08) - Stan Lucian & Richard Gearhart(01:09:08) - P2P

In Episode 76, Brennan is joined by Broadway's Jonalyn Saxer, as they discuss getting thrown head first into the world of Broadway and learning how to speak up for yourself appropriately and respectfully! We're all human beings and we're all in this together, so we gotta encourage each other to do what we have to in order to continue to feel good and find joy in this world!Support the showHost/ Production/ Editing: Brennan StefanikMusic: Dylan KaufmanGraphic Design: Jordan Vongsithi@batobroadway on Instagram, Threads, and TikTokPatreon.com/batobroadway

Seamus McGrath, Fianna Fail TD and member of the Oireachtas Housing Committee. Rory Hearne, Social Democrats TD for Dublin North-West and member of the Oireachtas Housing Committee

r amithejerk? where AITA if I gave my best friends kids a different lifechanging amount of money? AITA - Tore down a road memorial on my property AITA- I called my sis SHADY for trying to sell a television that was still mounted to my wall - on marketplace. AITA for refusing to stay at my fiance's parents house for 4 days after our wedding AITA For going on a motorcycle trip with my friends instead of my daughters wedding? AITA for calling my sister's roommate a dumb bench ? AITA for lying to my gf about the time we're supposed to arrive for an event? AITA for only getting pictures of my adopted daughter AITA for correcting my MIL at a family gathering that she didn't recommend my daughter's name, it was my favorite name? AITA for telling my husband to grow up and learn to be a father AITA for not taking my 7 month old daughter to my wife's weekend job? AITA for secretly paying my sibling's rent after they publicly shamed me, and now my parents think I'm enabling them? Hosted on Acast. See acast.com/privacy for more information.

Jennifer Conner, host of Equestrian B2B, started a new project called Riders Rent and we will find out all about it. Noche Miller returns to tell us about her new World Record for “Most Tricks Performed by a Horse in 3 Minutes”. Plus, some Realli BAD Adz….HORSES IN THE MORNING Episode 3760 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekTitle Sponsor: Kentucky Performance ProductsGuest: Jennifer Connor of Riders RentGuest: Noche Miller of Horse Tricks 101Additional support for this podcast provided by: Care Credit, Equine Network and Listeners Like YouTime Stamps:08:50 - Daily Whinnies19:10 - Jennifer Connor33:00 - Noche Miller 43:38 - Realli BAD Adz

Jennifer Conner, host of Equestrian B2B, started a new project called Riders Rent and we will find out all about it. Noche Miller returns to tell us about her new World Record for “Most Tricks Performed by a Horse in 3 Minutes”. Plus, some Realli BAD Adz….HORSES IN THE MORNING Episode 3760 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm and Glenn the GeekTitle Sponsor: Kentucky Performance ProductsGuest: Jennifer Connor of Riders RentGuest: Noche Miller of Horse Tricks 101Additional support for this podcast provided by: Care Credit, Equine Network and Listeners Like YouTime Stamps:08:50 - Daily Whinnies19:10 - Jennifer Connor33:00 - Noche Miller 43:38 - Realli BAD Adz

Andy is on one today and asks the question that on God's green earth why do we have to pay rent? This is not as crazy as it sounds. Plus, what's your fantasy? ....... Definitely good vibes on the pod today! Enjoy.

Wade Muhlhauser: Plugged INTO Recovery | The Hopeaholics PodcastIn this gripping episode of The Hopeaholics Podcast, the CEO of Plugged In Recovery, Wade Muhlhauser, shares his remarkable journey from homelessness and a 20-year struggle with opioid addiction to founding a network of 14 sober living homes and a treatment center in Arizona. Wade candidly discusses his chaotic childhood in foster care, shaped by his father's meth addiction, and his own spiral into alcoholism and OxyContin dependency, driven by a delusion that painkillers boosted his performance, inspired by artists like Lil Wayne. He reflects on multiple relapses, the transformative power of faith, and how divine timing and key relationships fueled the creation of Plugged In Recovery. Now working alongside his redeemed father, Wade's story underscores the universal potential for recovery, the need for extended treatment stays, and his vision to spark a ripple effect in the recovery community, making this episode a powerful ode to resilience and redemption.#TheHopeaholics #redemption #recovery #AlcoholAddiction #AddictionRecovery #wedorecover #SobrietyJourney #MyStory #Hope #wedorecover #treatmentcenter #natalieevamarieJoin our patreon to get access to an EXTRA EPISODE every week of ‘Off the Record', exclusive content, a thriving recovery community, and opportunities to be featured on the podcast. https://patreon.com/TheHopeaholics Go to www.Wolfpak.com today and support our sponsors. Don't forget to use code: HOPEAHOLICSPODCAST for 10% off!Follow the Hopeaholics on our Socials:https://www.instagram.com/thehopeaholics https://linktr.ee/thehopeaholicsBuy Merch: https://thehopeaholics.myshopify.comVisit our Treatment Centers: https://www.hopebythesea.comIf you or a loved one needs help, please call or text 949-615-8588. We have the resources to treat mental health and addiction. Sponsored by the Infiniti Group LLC:https://www.infinitigroupllc.com Timestamps:00:04:00 - From Homelessness in Arizona to CEO00:07:16 - Essence of Recovery and Comeback Stories00:10:41 - Purpose as Rent for Sobriety00:11:18 - Early Life Trauma and Family Addiction00:13:03 - Childhood in Foster Care and Meth Exposure00:15:15 - First Drink and Progression to Pills00:18:03 - High School Struggles and First Relapse00:24:00 - Multiple Relapses and Treatment Attempts00:45:00 - Building Plugged In Recovery Sober Livings00:58:06 - God's Role in Business Success01:08:57 - Transition to Treatment Center and Legacy

00:08 Tracy Rosenthal and Leonardo Vilchis, co-founders of the L.A. Tenants Union, and now co-authors of Abolish Rent: How Tenants Can End the Housing Crisis The post Tracy Rosenthal and Leonardo Vilchis on Abolish Rent appeared first on KPFA.

Patreon preview. Unlock full episode at https://www.patreon.com/stavvysworld It's time once again to ascend to the Cheeks Zone. Stavvy Baby Enterprises consigliere Benny Buttcheeks takes dear friend Evan Williams and Stavvy under his wings to a transcendent realm to discuss important things like word associations of the male anatomy, Evan stealing from cartoonish ways from Gamestop and his mom, needing to hate podcasts to be good at them, what happens to us when we cross over, how bad Eldis is at producing, and much more. The Cheeks Man, Evan and Stav help callers including a guy whose mother-in-law is dating a grifter, and a guy whose friend always weasels out of paying for Ubers or driving when the bros go out partying. Check out Ben O'Brien's beautiful creative direction at stavvy.biz and Stav's accounts. Follow Ben on social media: https://www.instagram.com/benfobrien/  https://twitter.com/benfobrien Follow Evan Williams on social media: https://www.tiktok.com/@itsevanwilliams  https://twitter.com/itsevanwilliams https://www.instagram.com/itsevanwilliams https://www.youtube.com/@Itsevanwilliams  

Federal Reserve Chair Jerome Powell is set to speak tomorrow in Jackson Hole, and we'll be watching for hints about the future of interest rates. But one tricky part of the inflation equation? Rent. Higher interest rates have kept many would-be homebuyers in the rental market, which boosted overall demand and pushed rents higher. Then, just how stable are stablecoins? We'll provide an update on the state of play in the crypto market.

Federal Reserve Chair Jerome Powell is set to speak tomorrow in Jackson Hole, and we'll be watching for hints about the future of interest rates. But one tricky part of the inflation equation? Rent. Higher interest rates have kept many would-be homebuyers in the rental market, which boosted overall demand and pushed rents higher. Then, just how stable are stablecoins? We'll provide an update on the state of play in the crypto market.

August 20th, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.

In this episode of Rent Money, the hosts dive into the excitement of the upcoming college football season, discussing playoff predictions, key matchups, and player transfers. They analyze the Week Zero game between Iowa State and Kansas State, share their gambling insights, and make bold predictions for conference championships and Heisman contenders. The conversation is filled with humor and camaraderie, making it an engaging listen for college football fans and bettors alike.00:00 Introduction to the Mega Bonanza Episode02:50 Sponsorship and Humor in College Football05:46 Week Zero Game Preview: Iowa State vs. Kansas State08:59 Quarterback Performances and Team Dynamics11:58 Preseason Predictions and Futures Bets14:42 Conference Predictions: ACC and Big 1217:45 SEC and Big Ten Insights20:40 Final Thoughts and Wrap-Up30:54 SEC Championship Predictions35:26 Quarterback Play and Team Dynamics38:49 Emerging Teams and Playoff Contenders41:50 New Faces in College Football50:48 Heisman Favorites and Predictions

This episode is brought to you by https://www.ElevateOS.com —the only all-in-one community operating system.You and I both know this: change never sends a calendar invite.In this week's episode, we unpack the Top 5 things shaping Multifamily right now — the moves you can't afford to ignore if you're serious about staying relevant in operations, PropTech, and leadership.First up — Wage Growth Outpacing Rent Growth for 31 straight months. Jay Parsons dropped a chart that tells a powerful story. Rent deceleration, meet moderate wage inflation. What does that mean for operators? I'll tell you.Next — "Choose Your Own Adventure" Roadshows. I had a real-world moment with a supplier partner that sparked something fresh: the future of vendor-operator engagement might just be... options.Third — buckle up. The World Economic Forum says 76% of real estate labor could be automated by 2030. Too far-fetched? I don't think so. The robots aren't coming. They're already here.Fourth — AI Mastery Requires Doing, Not Studying. A year-long course won't save you if it's already obsolete halfway through. The answer? Be a practitioner. The only way to understand this revolution is to get your hands dirty.And finally — that viral headline: "AI isn't coming for your job. It's coming for your workflows." Truth is, it's both. If AI's gunning for your process, it's gunning for your position. Time to adapt.If you're in Multifamily — operator, supplier, tech builder, leader — you need this pulse check.Let's grow together.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at some of the costs of renting versus owning. Plus, Robbie sits down with NEXA's Mike Kortas for a discussion on the advantages of the wholesale channel, the evolving needs of borrowers, and how technology will change the scope of employment in the mortgage industry. And we close by going through just what to watch for over the remainder of the week.Headquartered in Austin, Texas, FirstClose, Inc. provides fintech solutions to HELOC and mortgage lenders nationwide.  The company's mission is to increase profitability and reduce cost for mortgage lenders. FirstClose makes this possible through offering systems and relationships that enable lenders to assist the lender's borrowers more effectively, reduce closing costs, and ultimately shorten closing times. For more information, visit firstclose.com.

Harry Siegel joins to break down the chaotic New York mayoral race, where Zohran Mamdani looks like the presumptive next mayor but hasn't been fully tested. Siegel warns that old tweets, rent-stabilized housing, and city-run grocery promises could become liabilities once federal pressure mounts. Plus, Trump's trade war bets on an eight-to-eleven-year payoff, a timeline that outlasts his legal term limit and raises questions about intent. Produced by Corey Wara Production Coordinator Ashley Khan Email us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠ To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠ Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠ Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠ Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack⁠⁠⁠⁠  

On this episode of Best Ever CRE, Joe Cornwell interviews Nick Jones, CEO & founder of Alakai Capital, about building long-term, tenant-first partnerships across retail and small-bay industrial in Florida. He walks through Orlando-area industrial rent growth—roughly doubling from ~$7–8 NNN to ~$15–17/SF since 2014—and how that reshapes buy/hold vs. sell decisions. Nick also shares his framework for recycling capital (cost seg + 1031s) and why he's leaning into multi-tenant industrial while selectively developing for nationally branded QSRs. Finally, he explains how investor goals dictate exits, while steady cash flow and repeatable development programs drive scale. Nick Jones Current role: CEO & Founder, Alakai Capital. Based in: Orlando, Florida Say hi to them at: alakai-capital.com | LinkedIn. Visit investwithsunrise.com to learn more about investment opportunities.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

How do serious LPs sharpen due diligence, avoid shiny objects, and stay liquid enough to pounce? In this PassivePockets Pulse Check kickoff, Jim Pfeifer and Paul Shannon welcome new co-host Chris Lopez to go behind the scenes on community-powered due diligence, share their written investing theses, and walk through real deals they've funded, across equity and debt, plus the wins, misses, and lessons that are guiding allocations right now. You'll hear why sponsors and deals must be vetted on separate tracks, how to post in the forums to actually get useful feedback (do the work first), and what a one-page annual plan looks like when timing is uncertain. Paul breaks down his barbell strategy, favoring newer assets with day-one cash flow, fixed-rate debt, and positive leverage, while Chris lays out “Don't bet against America,” lots of small checks for diversification, and building both an equity ladder and a debt ladder to solve liquidity timing. We also cover why Class A, Build-to-Rent, and select development fit today's supply picture, plus portfolio updates: debt funds, self-storage development, A-class multifamily, BTR in Ohio, Colorado development, and a distressed multifamily buy in Omaha. Finally, we unpack hard lessons from deals gone wrong- GP infighting, alleged commingling/investigations, and a multi-layer ATM Ponzi - and the practical guardrails we're using now (limit per sponsor, avoid overly broad operators and multi-layer structures, and lean on the community). We close with a sentiment check: more LOIs, hard earnest money returning, and early buyout interest on BTR - why we're cautiously optimistic (call it a yellow light) and still keeping cash optionality. Key Takeaways: How to use the community for real due diligence (and the posting format that gets responses) The separation between sponsor vetting and deal analysis and why both matter A simple one-page annual investing plan for capital, asset classes, and operator targets Paul's “all-weather” barbell: newer assets, day-one cash flow, fixed-rate/positive leverage Chris's “Don't bet against America,” many small checks, and building equity + debt ladders Why Class A, Build-to-Rent, and select development can shine as new supply falls off Recent allocations: debt funds, self-storage development, A-class MF, BTR Ohio, CO development, distressed MF Omaha Pain points & lessons: GP disputes, alleged commingling/FBI actions, and a multi-layer ATM Ponzi Risk controls that help: limit exposure per sponsor, start with small first checks, consider fund diversification Market pulse: more LOIs, hard money back on the table, early PE interest, why it's still a yellow light for now Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Remember that past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any of the advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

NIECES KNOW BEST: Should Jess Take This Rent Deal Or FINALLY Move?! full 271 Tue, 19 Aug 2025 14:15:40 +0000 MUFWIzzbH6tn8xKhtx7Rr5gIbbgpbIuP moving,nieces know best,kid advice,music,society & culture,news Kramer & Jess On Demand Podcast moving,nieces know best,kid advice,music,society & culture,news NIECES KNOW BEST: Should Jess Take This Rent Deal Or FINALLY Move?! Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False https://player.amperwavep

In Episode 75, Brennan is joined by NYC-based, multi hyphenate artist and founder of AfterThought Production, Aidan Wells, as they talk about the journey from artist to mentor, and ways to keep everyone protected and valued in theatrical spaces. Now, more than ever, it is important that we respect our fellow artists time and work, and give the next generations the tools they to be well-rounded collaborators!Support the showHost/ Production/ Editing: Brennan StefanikMusic: Dylan KaufmanGraphic Design: Jordan Vongsithi@batobroadway on Instagram, Threads, and TikTokPatreon.com/batobroadway

Ralph Barbosa joins the pod to discuss his new special PLANET BOSA out now on Hulu, worrying about not having any cool facts to share when he did Joe Rogan's pod, an offer that he's sad no one has ever made him, the industry he wishes he broke into, being the Robin Hood of buying cars on Facebook Marketplace, and much more. Ralph and Stav help callers including a guy who's wondering if he should sabotage the job of a guy he doesn't like based on a rumor, and a guy who's wondering if he can keep packages that keep getting mistakenly delivered to his house by the former residents. Watch Ralph Barbosa's special PLANET BOSA on Hulu: https://www.hulu.com/movie/ralph-barbosa-planet-bosa Follow Ralph Barbosa: https://www.instagram.com/ralphbarbosa03/ http://www.tiktok.com/@ralphbarbosa03 https://www.youtube.com/@ralphbarbosa03 https://twitter.com/ralphbarbosa03 For 10% off your order, go to https://pestie.com/stavvy Head Green Chef at http://greenchef.com/50stavvy and use code 50STAVVY to get 50% off your first month, then 20% off the next two months with free shipping. Grow your business right now at Shopify -- no matter what stage you're in. Sign up for a  $1/month trial at https://www.shopify.com/stavvy MeUndies -- comfort that's made for summer! Visit https://www.meundies.com/stavvy and enter promo code STAVVY for up to 50% off.

This episode is sponsored by…BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits with Ivan Barratt, founder & CEO of The BAM Companies, to dive deep into the world of multifamily investing.Ivan shares his journey from house hacking a duplex to managing 9,500+ units and $2B in assets. He explains how he survived the 2008 crash, scaled his portfolio, and now helps over 1,700 investors nationwide grow wealth through syndications and funds.You'll discover:- How Ivan's first duplex deal launched a career in real estate - Lessons learned from the 2008 crash & why today's market feels similar - Scaling from small properties to large multifamily deals - Vetting operators & avoiding bad syndications - The markets BAM targets (Midwest & beyond) - Tax advantages of multifamily investing & cost segregation benefits - Ivan's favorite deal that delivered a 5X return to investors⏰ Timestamps0:00 Intro & Ivan's background1:00 First real estate deal (duplex house hack)3:00 Surviving the 2008 crash6:30 Scaling into multifamily syndications9:00 Building investor networks & credibility11:00 Vetting operators for syndication deals13:30 How BAM evaluates markets & properties17:00 Why the Midwest is a multifamily hot spot20:20 Tax advantages & cost segregation explained22:50 Ivan's favorite multifamily deal (5X returns)25:00 How to invest with The BAM Companies28:30 Wrap-up & next stepsBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/

 What's the first thing that made you laugh today?That's how this episode of The Sandy Show kicks off—with dumplings, bamboo steamers, and a hilarious texture debate that sets the tone for a morning full of laughs, quirks, and candid moments. Join Sandy and Tricia as they dive into:

What happens when your neighborhood Starbucks isn't just a coffee stop but a sign your rent's about to soar? We dive into Mexico City's exploding housing crisis, gentrification, and the fight locals are leading to keep their homes.  BONUS EPISODES Patreon: ✨www.patreon.com/latinamericaneo✨ 

Actor Anthony Rapp landed the role of a lifetime in 1996 as he joined the original Broadway cast of “Rent.” but his personal success was also marked by personal tragedy, the death of his mother.in this 2006 interview Rapp talks about his memoir, "Rent,” and his mother.Get your copy of Without You by Anthony RappAs an Amazon Associate, Now I've Heard Everything earns from qualifying purchases.You may also enjoy my interviews with Marvin Hamlisch and Richard Adler For more vintage interviews with celebrities, leaders, and influencers, subscribe to Now I've Heard Everything on Spotify, Apple Podcasts. and now on YouTube# mothers #Loss #Broadway #"Rent"Come on over to AI After 40 on YouTube

This Substack is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber.In this episode, I talk with Michael Manasseh, the drummer for the current Hadestown national tour. Michael shares his unique path from studying economics at Columbia University to landing gigs on Broadway tours, and how his early training shaped the versatile musician he is today.We talk about:* How growing up in Boston, church music, and early jazz studies shaped his drumming identity* His college years at Columbia, balancing academics with student theater, and realizing music could become a career* The turning point of joining Muse (Musicians United for Social Equity) and mentorship with John Clancy, which led to his first big break on the Shrek tour* What it's like playing Hadestown night after night—the mental and physical demands, the freedom to improvise, and why it feels like “jazz theater”* Stories from the road, including near-misses with quick costume changes, learning directly from orchestrators, and pulling influences from Art Blakey to Mark Guiliana* His perspective on the business side of Broadway, the economics of touring shows, and why relationships—not transactions—drive opportunities for drummersMichael's story highlights not just the technical side of playing drums on a major tour, but also the importance of balance, community, and adaptability in building a long-term career in theater.If you're a drummer looking to break into Broadway—or just want to hear what life is really like behind the kit on a national tour—you won't want to miss this conversation.More about Michael: https://www.michaelmanassehmusic.com/If you want to understand how to make a lasting career in this business — not just play the music — my upcoming book Broadway Bound and Beyond: A Musician's Guide to Building a Theater Career dives deep into both the art and the industry.Subscribe to Broadway Drumming 101 so you don't miss Michael's episode and other conversations that go beyond the notes.This Substack is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber.Clayton Craddock founded Broadway Drumming 101, an in-depth online platform offering specialized mentorship and a carefully curated collection of resources tailored for aspiring and professional musicians.Clayton's Broadway and Off-Broadway credits include tick, tick…BOOM!, Altar Boyz, Memphis The Musical, Lady Day at Emerson's Bar and Grill, Ain't Too Proud – The Life and Times of The Temptations, Cats: The Jellicle Ball, The Hippest Trip: The Soul Train Musical, and The Gospel at Colonus (featuring Kim Burrell). As a skilled sub, he has contributed his talents to notable productions, including Motown, Evita, Cats, Avenue Q, The Color Purple, Rent, SpongeBob SquarePants: The Musical, and the national tour of Hadestown, among many others. He has also appeared on major shows including The View, Good Morning America, Jimmy Fallon, The Today Show, and the TONY Awards. He has performed with legends like The Stylistics, The Delfonics, Mario Cantone, Laura Benanti, Kristin Chenoweth, Kerry Butler, Christian Borle, Norm Lewis, Deniece Williams, Chuck Berry, and Ben E. King.Clayton is the author of the forthcoming book Broadway Bound and Beyond: A Musician's Guide to Building a Theater Career, the only guide you'll need to succeed in the competitive world of musical theater.Sign up to be the first to know when the book drops: www.BroadwayBoundBook.comHe proudly endorses Ahead Drum Cases, Paiste Cymbals, Innovative Percussion drumsticks, and Empire Ears.Learn more about Clayton Craddock at www.claytoncraddock.com Get full access to Broadway Drumming 101 at broadwaydrumming101.substack.com/subscribe

This week's shows were WILD. WAR of the ROSES! Payton's bday gift! Uber stories! How long should sports REALLY last? 2nd DATE UPDATE + SOmuchMORE!!See omnystudio.com/listener for privacy information.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, one major rental car company has now earned the “do not rent” label from Clark. Get Clark's latest advice on car rentals.  Clark Stinks: Segments 1 & 2 Car Rental Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Booking a Cruise? Here Are 5 Ways To Do It for Less You Won't Believe What Clark Howard Says About Wells Fargo Now What Is an HSA Account and How Does It Work? Subscription Services: Why Canceling Is So Hard (and a Solution) What Is a CD Ladder and When Is It a Good Idea?  /  CD Ladder Calculator Marriott Bonvoy Boundless® Credit Card Review: What You Should Know The Secret Technology Rental Car Companies Are Using Against You Cheapest Way to Rent a Car: Expert Tips Major Changes Announced for Southwest Airlines Credit Cards How Do You Prepare for the Likelihood of Long-Term Care Costs? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

August 13th, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.

Adam Rippon is here for some Olympic-level trolling.Pre-order our new book, join our Patreon Cult, and more by clicking here: https://linktr.ee/ivehaditpodcast.Thank you to our sponsors:This episode is brought to you by Booking.com: Find exactly what you're booking for on Booking.com, Booking.YEAH!ASPCA: To explore coverage, visit https://ASPCApetinsurance.com/HADIT.*The ASPCA® is not an insurer and is not engaged in the business of insuranceProgressive: Give Progressive a try after this episode at https://Progressive.com.Ro Body: Go to https://RO.CO/HADIT for your free insurance check.Follow Us:I've Had It Podcast: @IvehaditpodcastJennifer Welch: @mizzwelchAngie "Pumps" Sullivan: @pumpspumpspumpsSpecial guest: Adam Rippon @adarippSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.