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Jeffrey Seller is an Tony Award-winning American theatrical producer best known for his work on Rent, Avenue Q, In the Heights, and Hamilton, as well as inventing Broadway's first rush ticket and lottery ticket policies. After graduating from the University of Michigan in 1986, Jeffrey moved to New York City where he worked, as a publicist, booking agent, and producer. With his business partner Kevin McCollum he produced three Best Musical Tony Award-winning Broadway shows; Rent, Avenue Q, and In the Heights. With increasingly expensive Broadway ticket prices, Seller and McCollum invented Broadway's first rush ticket policy early on in the production of Rent. The idea was to keep the show accessible for people “in their 20s and 30s, artists, Bohemians-the people for whom Jonathan Larson wrote the show.” A select number of front row tickets would be sold for $20 on a first come per-serve basis. Rush tickets became so popular that people began to sleep on the streets outside the theater to get a spot at the front of the line. Out of concern for the safety of those who participated in the Rush policy Seller and McCollum created Broadway's first lottery ticket policy, which kept cheap tickets accessible to a young audience by selling $20 tickets to the winners of a drawing. Together Seller and McCollum also produced De La Guarda, Andrew Lippa's The Wild Party, High Fidelity, and the revival of WestSide Story. After working with Lin-Manuel Miranda on In the Heights, he produced Hamilton. Hamilton has gone on to receive widespread critical acclaim and commercial success. In June 2016, Hamilton received 11 Tony awards of a record-breaking 16 nominations, including a Best Musical win for Seller, making it his fourth Tony Award. He is the author of the memoir, Theater Kid: A Broadway Memoir. Learn more about your ad choices. Visit podcastchoices.com/adchoices
What happens when you're brand new to NYC, hanging out between shows, and you meet someone who might change your life? That's exactly what happened to drummer Patrick Phalen.In this candid clip, Patrick shares how a simple hangout with Shannon Ford and Joshua Samuels, who were both playing Beetlejuice, introduced him to Emma Ford, who later offered him the chance to sub on Shucked. Fast forward, and he's now on the First National Tour.The episode drops on Saturday, June 21st!Listen on Apple Podcasts or Spotify⭐️ Please subscribe, rate, and review—it helps more people discover the show and supports what we're building with Broadway Drumming 101.Hit that follow button, tell a friend, and join us as we explore the real stories behind Broadway's pit musicians.Clayton Craddock founded Broadway Drumming 101, an in-depth online platform offering specialized mentorship and a carefully curated collection of resources tailored for aspiring and professional musicians.Clayton's Broadway and Off-Broadway credits include tick, tick…BOOM!, Altar Boyz, Memphis The Musical, Lady Day at Emerson's Bar and Grill, Ain't Too Proud – The Life and Times of The Temptations, Cats: The Jellicle Ball, and The Hippest Trip: The Soul Train Musical. As a skilled sub, he has contributed his talents to notable productions such as Motown, Evita, Cats, Avenue Q, The Color Purple, Rent, SpongeBob SquarePants: The Musical, and Hadestown (tour), among many others. He has also appeared on major shows, including The View, Good Morning America, Jimmy Fallon, The Today Show, and the TONY Awards, and performed with legends like The Stylistics, The Delfonics, Mario Cantone, Laura Benanti, Kristin Chenoweth, Kerry Butler, Christian Borle, Norm Lewis, Deniece Williams, Chuck Berry, and Ben E. King.Clayton proudly endorses Ahead Drum Cases, Paiste Cymbals, Innovative Percussion drumsticks, and Empire Ears.Learn more about Clayton Craddock here: www.claytoncraddock.com Get full access to Broadway Drumming 101 at broadwaydrumming101.substack.com/subscribe
Rent feels safer—but in 2025, skipping the full math could cost you more than you think. In this episode, David Sidoni breaks down the timeless rent vs. buy debate with a 2025 twist, delivering a deep-dive into the full financial picture first-time buyers need to make smart choices. While renting may seem cheaper at first glance, David walks listeners through the overlooked math that makes homeownership a long-term wealth builder—even when mortgage payments are higher than rent. Using real numbers and multiple market scenarios, he explains why simple online calculators don't tell the full story. Whether you're unsure about affording a home or think you've missed your chance, this episode gives you clarity with facts, not fear.Quote:“You're comparing rent to a mortgage payment and making a huge decision based on just one of 10 to 20 variables—don't cheat yourself with bad math.”HighlightsWhy comparing rent to mortgage payments is dangerously incompleteHow most people misinterpret mortgage calculatorsWhat really matters: long-term financial outcomes vs. short-term expensesA behind-the-scenes look at how homeownership builds wealth—even in “bad” markets2025 case studies: renting vs. buying across five market cyclesWhat sellers, banks, and influencers don't tell you (but should)How to make your decision based on your future—not just today's pricesReferenced EpisodesEp. 225 - Renting Versus Buying For 2024Ep. 322 - Am I Ready to Buy a Home? The 5 Questions You Must AskEp. 233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!Ep. 187 - Interview - Balancing Saving and Paying off debt to find IMMEDIATE PEACEEp. 102 - First Time Home Buyer Terms And Definitions From A-Z – “F”Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!Visit the Podcast library to check out the rest of this series.
D&P Highlight: The new grand-paw-rent has puppy fever. full 464 Fri, 20 Jun 2025 22:05:32 +0000 fjDUtcH3O6lss57uTuMzKvG1WSCiD2zj news The Dana & Parks Podcast news D&P Highlight: The new grand-paw-rent has puppy fever. You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://player.amperwavepodcasting.com
As a property manager, have you ever worked with foreign investors? If not, what is stopping you? Is it because you don't know another language or because you don't know where to find foreign investors? What if there were a service that handled that piece for you? In this episode of the #DoorGrowShow, property management growth expert Jason Hull sits down with the founder of HomeAbroad and Ziffy to talk about how property managers can connect with investors living outside of the United States. You'll Learn [01:49] Building a Platform that Helps Foreign Investors Find Properties [08:21] Helping Investors in the U.S. Find Investment Properties [14:46] How HomeAbroad and Ziffy Can Benefit Property Managers [25:23] Using Real Estate Investing and Property Management to Move to the U.S. Quotables “No one wants to be a landlord… They're looking for a good way to maximize return on their investment or return on their cash.” “If you are a smart investor, if you are running this as a business, right, you got to have property management.” “You can't build a portfolio of a hundred properties by managing each property yourself.” “You grow together. It's a small industry, you know, we got to help each other and we grow as a business together.” Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript [00:00:00] Client finds the property through a platform. We do the mortgage financing, so we will introduce the property manager at the right time and say, "Hey, by the way, you can find the right property manager to help you manage this property, so, we'll kind of introduce you in the right point in that journey to make sure that you have a high conversion as well. [00:00:20] All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. For over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we have spoken to thousands of property management business owners, coached, consulted, and cleaned up hundreds of businesses, helping them add doors, improve pricing, increase profit, simplify operations, and build and replace teams. We are like Bar Rescue for property managers. We have rebranded over 300 businesses and we run the leading property management mastermind with more video testimonials and reviews than any other coach or consultant in the industry. [00:01:06] And if you are wanting help with any of that stuff, then reach out to us at DoorGrow. So we believe at DoorGrow that good property managers can change the world, and that property management is the ultimate high trust gateway to real estate deals, relationships, and residual income. At DoorGrow, we are on a mission to transform property management business owners and their businesses. [00:01:28] We want to transform the industry, eliminate the bs, build awareness, change perception, expand the market, and help the best property management entrepreneurs win. [00:01:38] Now let's get into the show. All right, so my guest today, I am hanging out with Amresh Singh, welcome to the DoorGrow Show. [00:01:46] Thanks, Jason. Thanks for having me. Appreciate it. [00:01:49] It's good to have you. So I would love to get into your background so people understand, like who are they listening to or viewing on this, and tell us a little bit about your journey into entrepreneurism and how you kind of got started and that will lead us into your business. [00:02:04] Awesome. So my background has been at the intersection of mortgages and technology. I used to work for a leading international bank before I started HomeAbroad. And originally I'm from India, so I moved to the US 10 years back, working for this big bank who moved me from India to the US to work closer to the headquarters over here. [00:02:25] I managed their international customer acquisition. And you know, in that journey, you know, I realized that two things that we have. Or I should say two really fascinating things about the US real estate market, which is, you know, 30 year fixed state mortgages, which we, in the US you know, we tend to ignore and we take it for granted. [00:02:45] It does not exist in most places around the world. It's a superpower, 30 year fixed state mortgages. Right? Yeah. Plus combine that with, you know, higher rental leads in the US market. You know, you're really looking at a true wealth building too. Right? So that realization coming from, you know, an international market into the US market, seeing the superpower of the, you know, how real estate in the US can really help you build generational wealth. You know, gave me the idea to start HomeAbroad, you know, which was a company that was focused on global investors investing in USD asset market, right? You know, and taking the advantages of, you know, some of these superpowers, I will speak later in your podcast. [00:03:24] Right? But that's how the journey started. And then, you know, as part of that journey, we realized, you know, some similar gaps exist in the domestic market as well that led to formation of Ziffy, which I'll talk about as well as we progress in the podcast. So that's kind of in nutshell, my know, my entrepreneur journey, my background, so. [00:03:40] Very cool. I've noticed, you know, every now and then I get clients that they've got some special connection to an international market. You know, I've got a client from Israel and he's able to pull in Israeli investors and they're wanting to get into the US market, and he helps them handle all of that. [00:03:56] I had a client that same thing with China you know, and other different foreign countries, you know, and so that's a competitive advantage that each of these property management business owners have, but it's not one that every property manager can just create because they don't know a different language. [00:04:14] They don't have a network or connections overseas, and so that could be a challenge. But I see how that could be a competitive advantage for building up your own portfolio if you could access international investors. And I didn't really realize that, but I just grew up in this bubble of the US but 30 year fixed rate mortgages sounds so normal. You know? Yes. So, okay. So cool. So, so tell us a little bit about what you've got going on. [00:04:40] Yeah, so, you know, as I mentioned, you know, we operate two brands. HomeAbroad is where we started, right? And that's a shop, that's a PropTech and FinTech shop that's focused on helping global investors invest in the US real estate market. [00:04:52] Right? If you think about, you know, real estate, right? It's kind of, you know, wealth building tool or is a mode of, you know, building generational wealth around the world. People invest in real estate for stability, right? For, you know, that that ease of mind, okay my investment is going to grow, right? [00:05:08] But you know, in most places around the world when you're investing in real estate, you're not doing that with leverage. You know, you are buying that in cash and you are, you know, mode for return on that investment is really banking on the capital appreciation on that property, right? What changes in the US market is because of 30 year fixed rate mortgages, there's no payment shock. [00:05:28] The rate is fixed for the term of the loan. That's 30 years. Since it's amortized for a 30 year period, your monthly payments are lower, right? Rental liens are higher. So what ends up happening in the US market is rent covers mortgage in majority of the scenario. [00:05:44] Yeah. It cash flows day one. Absolutely right. And that is something. So think about it, right? So you are generating cash flow from day one with leverage. I'll repeat that with leverage, right? So 20-25% of your money is able to help you buy a hundred percent of the property with cash flow or passive income from day one. [00:06:05] It just does not happen in most places around the world. Now imagine this: you explain this to someone who has no idea about the US state market, right? And then you tell them, Hey, not only you know the value prop, but as a company HomeAbroad, we are going to give you mortgage financing with no US state history. [00:06:25] Right. And we are going to underwrite you not based on your personal income or assets from your home country. We are going to look at the property's income, right? And we're going to underwrite based on that, right? Suddenly someone who has no affiliation with the US, you know, market or financial market is able to invest or buy US real estate for the obvious benefits I mentioned, right? [00:06:49] Cash flow with leverage, but also you're putting your money in the largest economy in the world. USD is still the reserve currency, right? So you're shielding yourself from currency risk that's might exist in your home country, right? And suddenly when you explain this to a global investor, it's an aha moment for them, right? [00:07:04] Because this is something that does not exist in their home market. You know, they want to, you know, kind of diversify their assets and dip into what US has to offer this kind of opening American dream to the world. Yeah. Without them having to live or work in the US. You can live and work in your home country and dip into what America or American dream has to offer, you know, while you sit in your home country. Right. And that's kind of what was a game changing phenomena for us. Great traction, great, you know, reserves. But what we saw, Jason, you know, these people were coming in and we're like, okay, great. I want to invest in USA asset market. But I don't know where to invest. [00:07:40] Right. I don't know the US market, I don't know which city to invest in. Right. And my team, you know, we found ourselves going onto Zillow doing investment analysis and coming back to them and saying, "okay, this is a good place to invest." And then we said, "okay, wait a minute. Let's just build a tech platform, and that's what led the evolution of Ziffy, which is kind of, you know, Zillow for investment properties, ziffy.ai, where you know, as an investor you can kind of just say, okay, this is my investment objective. [00:08:05] I want to generate X dollar cash flow every month. I want to generate Y percent in rental. I want to find all the rent properties. And the algorithm mines everything that is listed on MLS right now from an investment perspective gives you detailed investment analysis and helps you take the data driven recommendation. [00:08:21] And then we realized only 8% of Americans own investment properties. If it's such a good thing that global investors want to put their money in the USA market, why Americans are not building generational wealth by investing in real estate. Right? Because people don't want to be a landlord, right? [00:08:37] Right. But once you put this data in front of them, suddenly the perspective changes. And that's what we are right now. We are launching ziffy.ai where it's going to be the Zillow for investment properties to really help more Americans buy and invest in US real estate. [00:08:50] Okay, great. And what's that tool called? [00:08:52] It's Ziffy, Z-I-F-F-Y, dot A-I. [00:08:56] ziffy.ai. Okay. And you mentioned the big other z name Zillow, you're like, you're trying to take their lunch, I guess. Right? We'll see how... [00:09:06] not really. Thing about it, zillow is focused on primary market, right? Yeah. It's a much bigger market. Right. And, you know, investment, of course, 16% of the transactions are investment properties. [00:09:17] Right. But having said that, it's a huge market and there's lot of, you know, scope for growth because a lot of Americans still, you know, what they don't know about is there are specialized loan products that exist, you know, that can underwrite based on the rental income of the property. [00:09:32] So if I have a mortgage, I have a car loan, I think, okay, there's no way I can buy investment property. No one's going to give me a loan. I'm going to walk in my local bank or my local branch, and they're going to say, "okay, Jason, you know, what's your current mortgage? What's your car loan? Oh, you don't qualify based on your debt to income ratio." [00:09:49] They don't know that this specialized loan product called DSCR loan, which is debt service coverage ratio loan, where I'm qualifying you for the mortgage based on the rental income of that property versus your personal income. Right. So suddenly now you can build portfolio of hundred of investment properties because each property qualifies based on its own merit. [00:10:11] You buy one investment property, right? Rent covers mortgage from day one generates you cash flow. You wait three, four years, you gain equity in the property, do a cash out refinance, take that money to put down payment on other property. That property is cash positive from day one and the cycle repeats. [00:10:27] So if you're a smart investor can really help that first investment property, help you build a portfolio of investment property over 10 to 15 year period and build that generational wealth for you and your family. And people just don't know about it. And that's what we're trying to democratize. [00:10:41] All right. [00:10:41] I love the idea. You know, we've leveraged a DSCR loan and it's nice because you don't have to give them all your personal info. You know, it doesn't matter how much debt you already have leveraged with properties you already have. So the rates are a little bit higher. [00:10:55] Right. But if you're able to cash flow it effectively, then I guess it doesn't matter. [00:11:01] It doesn't matter. But also, I'll tell you, Jason, it's not that much higher either. No. If you think about an investment property loan from Freddie Mac or Fannie Mae conventional loans the rates are going to be higher than what you're going to pay for a 30 year fix it mortgage for a primary home. [00:11:14] Right. If you compare an investment property loan from an, from the jcs versus a DSCR loan, the rate difference you're talking about is 0.25%, or, you know, like, so it's not, it's very competitive. [00:11:28] So. A lot of the people listening run property management companies. They've got a pool of investors. [00:11:33] These are their clients. How do they leverage [00:11:37] HomeAbroad or Ziffy? That's a great question. Right? So we are also opening a marketplace for property managers, right? Because think about these foreign clients that are coming over to us, right? Think about domestic clients, right? A lot of these clients, you know, no one wants to be a landlord, as I mentioned earlier, right? [00:11:52] They're looking for a good way to maximize return on their investment or return on their cash. Right. And they don't want to take the day-to-day hassle of being a landlord. Right. Right. That's where property management comes in. Right. And if you are a smart investor, if you are running this as a business, right, you got to have property management. That's what we tell our clients. You can't build a portfolio of a hundred properties by managing each property yourself. You got to get property management in, right? Yeah. And what we are doing is we are trying to, you know, open up a marketplace where, you know, foreign investors, of course, they have no idea about whom to work at in the US so they can connect to property managers in the US through a platform. [00:12:31] Right. But in addition. If you're a property manager and if you have clients who are looking for next investment and so forth, you can white label our Ziffy platform for your clients. Right, okay. To give them as your own tool. And if they come back to us, you know, for a mortgage, we give you a referral fee. [00:12:50] You know X, we give up to 40 to 50 basis point on the loan amount as their referral fee. So that could be not only you're servicing your clients, you're giving them tools to help them find their next investment, which by the way, you will end up managing as well. But you're also increasing your value prop by helping your client find the next investment and adding additional revenue stream to your overall portfolio, right? [00:13:12] So it's a win-win situation for everyone. [00:13:15] So becomes absolutely profit center. Okay, so. And they can white label Ziffy. What about is the Ziffy and HomeAbroad databases, are these linked? Like, are these properties, because you know, I think a lot of property managers listening are like, "how can I get access to these foreign investors because I don't have that capability?" [00:13:32] They're linked. It's just the branding, right? Because for foreign investors, you know, we go with the brand name HomeAbroad, okay? And for domestic, of course, you know, HomeAbroad will not resonate with the US based customers, right? So that's where Ziffy comes in. And we are kind of actually actively going through a rebranding exercise where HomeAbroad will become powered by ziffy.ai. [00:13:52] You know, so at the end of the day, Ziffy is the overall umbrella brand, right? Ziffy.ai is our AI powered investment property search platform and HomeAbroad is the portion of Ziffy that's focused exclusively on foreign investors. But if you're part of our network, you get access to both clients, you get access to foreign investors, you get access to local investors. [00:14:13] Okay, perfect. So it sounds like property managers, if they're listed in this marketplace, it sounds like 1. You might be feeding them some free business from. Absolutely. HomeAbroad brand. Yep. They wouldn't be able to access otherwise. And they're able to support boots on the ground helping with the property locally. [00:14:32] Yep. [00:14:33] And then they can also leverage Ziffy and do a white label thing for their existing clients and help get them and facilitate getting them into more property. [00:14:41] Absolutely. Yep. [00:14:42] Awesome. Okay, cool. Yeah that's very cool. So how does a property manager get into this marketplace? [00:14:49] What are your qualifications? [00:14:51] So we of course, want to make sure that our clients are taken care of, you know, so we do initial vetting, just to understand, you know, you have the I would say capabilities and infrastructure to help service our clients. So everyone has a good positive experience, right? And then once we kind of have that initial meeting to vet you out, you will become part of our network. [00:15:10] We'll sign a good partnership agreement. You'll be part of the network and then, you know, you'll be listed prominently. If the customer is looking in that particular area, you know, you'll be listed prominently within that ecosystem. Now, good news is we are vertically integrated shop, right? [00:15:24] So client finds the property through a platform. We do the mortgage financing, right? And you know, we know exactly when the customer, you know, is closing that transaction, right? So we will introduce the property manager at the right time. There's no point introducing a property manager right when they're starting their journey to find an investment property, right? [00:15:42] But as soon as they close on that transaction, we'll introduce the property manager. We will expose our, you know, marketplace to them and say, "Hey, by the way, you can find the right property manager to help you manage this property from our vacant property management, based in say, Phoenix, Arizona, or say, you know, Dallas, Texas, like wherever the client is, you know, closing that transaction. [00:16:03] Right. So, we'll kind of introduce you in the right you know, point in that journey to make sure that, you know, you have a high conversion as well. [00:16:11] So how do you, at Ziffy and HomeAbroad, how do you determine which markets you want to be in and focus on? [00:16:21] So the cool thing, Jason, you know, like as the customer decides for us, right? [00:16:24] We are operating in 43 states, right out of 50 states in the US right now, right there are of course hot markets, right? But you know, we let our algorithm, because now, it's data, right? We know the data. We know what's the expected rent, which is our for algorithm to calculate the expected rent across every plus property listed on the MLS right now for sale. What's your monthly mortgage payment is going to be? We are the mortgage shop. So we know what the monthly mortgage payment is going to be. Yeah. Rent minus mortgage is your cashflow. Right? So you can basically punch in those numbers and you say, okay, I want to generate $500 in cashflow every month. [00:16:59] Show me properties in entire us. Show me properties in Midwest us. Show me properties in California. Show me properties in Texas. Right? Whatever is your appetite, right? But you can kind of, you know, find that right investment property with right investment objective, you know, and I would say market agnostic. [00:17:16] Right? Yeah. Find that property and then say, okay, yeah, this makes sense, this doesn't make sense. And what we are adding to our AI layer. You can ask AI question, show me population growth trend in this area in the last five years. Show me rent you know, growth in this area in the last five years. [00:17:30] Show me you know, is this a landlord friendly state? You know, like our AI will help you basically California, evaluate that property. [00:17:36] So basically, California's out. Florida and Texas are in, or? [00:17:40] Yep. Yep. And that's what we see. That's what we see. You know, Florida and Texas are two hot markets. Yeah. [00:17:45] Midwest is really picking up, you know, because the property prices are lower, taxes are lower, rents are higher, right? So Midwest US is the new hot market from a rental standpoint Okay. Is what we are seeing a lot of fixed and player opportunities as well. But Florida and Texas continue to be two hot states, you know, from a rental property standpoint. [00:18:03] Got it. Okay. Now, these people that are, you know that they're global investors. They're around, you know, around the world. They're watching the news, they're seeing all this stuff that's going on in the us. I don't know what their perception is, but when they're watching all this, I'm sure that factors into their decision making in which states they want to be in. [00:18:23] Absolutely a hundred percent. [00:18:25] So they're like, it does, I don't want to be in California. They look like they're crazy there and they're watching the news and they're seeing these, you know, sanctuary cities with homeless people everywhere. And then they're like looking at like areas where it's more conservative and there's like more freedom and more options. [00:18:41] Then they're like, maybe, maybe there. So perception, I would imagine affects where they're choosing to invest as well. [00:18:49] Yeah, it totally does. Right? And what we tell our clients, you know, you got to think of real estate as a long-term investment game, right? For example, you know, the rhetoric around current administration, right? [00:19:00] From global investor standpoint, you know, like, do I really want to put my money in the US at this point? You know, what happens if like X happens? Y happens, right? And what we tell our investor, right? The basics why US, you know, is a good market for real estate investment has not changed, will not change, right? [00:19:15] It's going to be still remain a good market for US estate investment. The question is, where do you invest, right? And what are your objectives, right? You want to invest in a landlord friendly state, right? You want to invest in, in states with, you know, job growth, population growth, right? And you want to invest in state you know, in a market where you're getting good ROI on your cash investor, right? [00:19:36] And that's a function of, you know, appreciation and function of cash flow, right? That you're generating. Right. So until you have those data points figured out, right, you know, in long term it's going to be a viable investment. Right. And you're going to make money, right? Is what we tell our investors, right? [00:19:51] And when we explain them from that perspective, from that lens, you know, I have not seen someone that has said, okay, USDS investment is off my list. Right? Is something that just still motivates and drives them. [00:20:04] Very cool. All right. I like it. And the best property managers, they're DoorGrow clients, like we help them figure out how to actually do a good job. [00:20:10] Most property managers suck in most markets. This is... absolutely, yeah. The admission of property managers, they're like, I get a room of property managers. I'm like, how many of you believe all your competitors suck or most of them do? And everyone's hands go up. And everybody that comes to me and says, "Hey, I'm thinking of starting a property management business." [00:20:27] I say, cool. And they tell me their story. It's they have investment properties and they tried property managers and most of them were terrible and they decided to finally start a good company. And so there's this issue. So yeah, maybe we should get all the DoorGrow clients getting into your marketplace. [00:20:43] So [00:20:43] A hundred percent, you know. Let's talk about that a hundred percent. [00:20:46] Alright, cool. Have you heard a Blanket, have you heard of these guys? Not really. So I think I should connect you to Lior over at Blanket. They've got a really cool platform as well, and I think there's some synergy. [00:20:59] They're basically like a retention platform. Okay. For property managers. They were one of our sponsors at DoorGrow live. And they've created a platform that allows their clients to see all of... they're basically a white label portal for all their clients to have their portfolios. And it allows them to keep the properties in their portfolio by helping them find and access other owners when that owner wants to sell. [00:21:25] Awesome. Okay. I think there'd be some awesome synergy between these two tools. Yeah. And I'm always making connections. You guys don't see this, those that are watching the podcast behind the scenes, I'm always trying to connect different vendors to each other when I see some synergy. So, but I think that might be a cool connection. [00:21:40] So, because I think what you're doing would work really nicely with that and it'd be a really cool synergistic thing. So we'll just get HomeAbroad, Ziffy, Blanket, DoorGrow, and then some other vendors, we'll just start stacking, we'll create Voltron. Yep. This ultimate, you know, superpower to help. [00:21:57] This very exciting. [00:21:58] Hey you grow together. You know, that's how I've always believed. You know, you grow together. It's a small industry, you know, we got to help each other and we grow as a business together. [00:22:06] Yeah, absolutely. So, well, I like what you're doing. What's the easiest way for a property manager to reach out? [00:22:14] Which of the websites should they go to? How do they start getting vetted so they can get into this marketplace? And is this like a free thing because they're providing value or do they pay to become part of the marketplace or how does that work? [00:22:27] It's a free thing, right? They will be listed on a platform for free. [00:22:31] So it's a two way street, as I mentioned here, right? So we are going to pay a referral fee to our property manager partners, when they refer clients over to us, we're going to give them free tools to help facilitate that process and vice versa. You know, we'll collect a referral fee if our existing client signs up with them as well. [00:22:47] You know, it's a revenue stream for us too. [00:22:48] So if let's say I have one of those clients that has, a bunch of connections in a particular country like Israel or China or something like this, would there be an advantage to them to leveraging HomeAbroad to facilitate that rather than having to figure out all this work themselves? [00:23:05] Absolutely. Absolutely. Because we are, as I said, you know, we are one stop shop, right? So say for example, you have an Israeli client that is just thinking about investing in US real estate, right? So what we do, we start. From setting up the LLC, right? If you are US based, you know, setting up an LLC, receiving an EIN is pretty easy, straightforward process, right? [00:23:23] If you're a foreign national who has doesn't have an SSN or an IT number, just getting an EIN number from a IRS, you know, you're talking about faxing, you're talking about mailing, you're talking about six months, six to eight weeks to get, you know, your number in mail. Now, you know, we kind of have developed that expertise in this segment so we can get an EIN and with an analysis set for a foreign national not living in the US within a week. Right. Wow. We can help them open a US bank account while they're in their home country. Right. Of course, you know, we'll need the US Bank account as part of the mortgage process, but also they will need a US bank account to manage their property, right. [00:23:58] When they invest in the US market, right? We can, of course, financing for Foreign National, which is our bread and butter, right? So we help them with 75% LTV or 75% leverage to purchase an investment property in the US. So they only need to put 25% down payment on that investment property, as I mentioned, we don't look for any US history. [00:24:18] We don't look for trade lines or create history from their home country as well. It's a pretty straightforward process for foreign nationals. You know, all we are looking for is, you know, they have enough assets to close, which is 25% down payment plus closing costs. Right? And if the appraisal comes in right where we want it to be, right. [00:24:36] So whether they meet the ratio or the DSCR ratio where rent covers mortgage, right? Even if it does not, we have a sub ratio DSCR program for them. So one way or the other. You know, we'll be able to do the loan just based on the property's income versus considering their personal income or assets in their home country. [00:24:52] Right? So we covered them right from helping setting up an LLC you know, opening US bank account mortgage financing, connecting them with a local realtor, which is not just any realtor, but a realtor with CIPS, which is certified International Property Specialty Designation by now. Right. So they have gone through specialized training to work with foreign national, global investors, right? [00:25:13] And then property management connections, you know, through a marketplace, right? So we are kind of one stop shop for everything that foreign national would need to do to invest in the US real estate. [00:25:23] Interesting. So here's another random idea that comes up. And I don't know if this even relates, maybe this is just completely out of left field, but occasionally I get clients that they've come from a foreign country to the US. [00:25:36] And in order to, you know, to immigrate and to become integrated in the US, they have to start a business. And so they will buy a franchise sometimes, which usually in this industry, buying a property major franchise, I'm pretty outspoken about that. I think it's generally a bad idea. I get a lot of franchisees coming to me that have struggled like, you know, a gal that came, bought into a franchise, she's already invested $100k into this and the franchise gave her poor strategy and she only has one unit under management and she's $100k in and over half a year in invested into this. And she's like, you know, concerned and freaking out. I've got another client, he's immigrated from the uk. [00:26:16] He's built a property management business. They both built their business in Florida, by the way. Nice. So the land of freedom and humidity. So is there some sort of advantage for some of these people that are overseas also? They're like, "you know what? I like the idea of investing in, you know, the US but I want to be in the US." [00:26:37] Is there a way that they could build a business leveraging this and could that be something that is facilitated as well? [00:26:45] Yeah, that's a great question, Jason. You know, and something like a lot of, you know, foreign clients ask us, right? So I'll give you a two part answer to this question, right? [00:26:52] One, if you are part of E3D countries, right? So US has a E3D, you know, with I think UK, Japan you know, Australia, Canada, and the few other countries on that list, right? Yeah. So if you're part of one of these countries where the, where you have a E3D you know, with the US you get a visa called E2 Visa. [00:27:12] E2 Visa, where, you know, where you can start a business in the us, get that visa to come manage the business. And a lot of our clients in from these countries would start up LLC to manage two to three properties. Show that okay, they're managing a real estate business. Right. To kind of get that E2 visa, right? [00:27:29] And so it's a great way for them to not only build you know, a profitable business in the US right? And kind of benefit from the US estate investment, but then also, you know, try get a residency visa, you know, based on this business. Property management kind of falls under the same aspect as well. [00:27:46] Okay? Then other countries which are not part of the E3D, where you have something called an EV5 Visa, which is you know, which were one of the key differences is that you have to show that you generate 10 employments and invested at least around a million dollars in the US to generate those employments. [00:28:03] Now that is where, you know, it becomes a little bit trickier, right? Because you know, you have to show that you brought that money in, you putting that money in real estate qualifies. Right. But the the important aspect is creation of 10 jobs. You have to show that you've created 10 jobs through that investment, you know, for that purposes. [00:28:21] If you buy, you know, like 10 properties or buy a multifamily unit and you know, you have a property management around it that employs 10 people to take care of it, technically it qualifies. Right. You can also you know, buy a hotel, you know, buy 2 commercial property that employs, you know, 10 people to kind of, you know, to qualify on the, that, that visa rule. [00:28:44] Right? But again, you know, you're talking about a million dollar investment. You know, from your end, you know, which is not, you know, applicable for everyone, right? Yeah. So there are a couple of ways, right? But for E2 Visa, you know, it becomes really easy, right? Because that job requirement criteria is not there. [00:28:59] You have to show that it's a functional business. It's an active business, which could be a real estate business, right? And it becomes, the qualification becomes a little bit easier on from that perspective. [00:29:09] Got it. Okay. Interesting. If you run into these people, we should totally be homies and... [00:29:15] absolutely. [00:29:15] If you run these people one of the things we're really brilliant at DoorGrow is helping people avoid all the mistakes they make when they get their business started. We help them clean. We're like bar rescue for property managers, as I said in the intro. And for startups, we're ideal. [00:29:29] We help them avoid all the pitfalls of the franchises. We help them come up with their own brand, their own website. We help them build out their hiring process. We help them make sure they get good people, like we help optimize the business and get the right systems and installed. And so we really are like the ultimate franchise alternative. [00:29:46] And I've just gotten tired of seeing the franchises hurting people. And so my mission. Is to get people to sign up with DoorGrow instead of going to these franchises and set ourselves up as a franchise alternative because we can help them get going with a lot less cash involved and a lot more help. [00:30:05] And and then we can help them give them real strategies for growing their portfolios. And it sounds like this might be a really nice addition to any of my client's strategies for growth is to leverage HomeAbroad because they would love to have people that are hands off. Yeah. In another country trusting you to just take care of stuff that, that's a easy, no-brainer type of client they would love to have. [00:30:25] Yeah, absolutely. Jason, and we should talk after this podcast. We'll talk, you know, this. I think there's a lot of synergies. [00:30:31] Okay. Very cool. So, well, what else should property managers or investors listen to the show know about HomeAbroad or Ziffy that we haven't covered? Or what questions do people tend to ask that they're concerned about? [00:30:45] Yeah, I think, you know, one of the things, you know, that we also advise our clients, right? You know, it's not about, you know, property management eating into my cash flow, right? Because that's something that we see, you know, people concerned about, or people you know, like want to kind of, you know, want to do it by themselves because they want to make sure they maximize their cash flow, right? [00:31:05] But what we tell our clients, you know, at the end of the day, you got to think of it as a business, right? And what's your net return and how do you value your time? Right. What's the hourly rate that you assign to yourself, right? And what would else you'd be doing if you're not managing five properties on your own? [00:31:21] Right? That's an opportunity cost, right? So think about this more from an opportunity cost standpoint versus, you know, okay, it's eating into my cashflow because that opportunity cost can help you buy five more properties, right? That can, you know, overall amplify your return on your cash invested versus nickel and diming, you know, the money that you're trying to save, right? [00:31:42] And you know, when we kind of, you know, talk to them about your, their ROI return cash, we want them to kind of consider this as an expense that goes into it. Because at the end of the day, even though we are not the property management providers, right, we partner with your clients, so to speak, Jason, right? [00:31:58] We are trying to do what's in best interest of that client in order to build that real estate investment portfolio. Right. So that's something that, you know, just want to reiterate to you, to the listeners of your podcast. Right. Why partner with us? You know, because that's something that we inherently, you know, advise our clients, you know, and we position property management as one of the pillars, they need to really succeed to build a successful real estate investment portfolio. [00:32:22] So you kind of insulate, because I know there's some property managers listening and they're like, man, some of these foreign investors are such cheapos. They're like so cheap and they complain about everything and they're really difficult. You kind of insulate them from that. Yep. With your organization and you know, and property management really, yeah. It is a no brainer. I mean, there's a lot of properties that a lot of these investors on their own probably wouldn't even accurately raise rent. And so if they didn't raise rent over the last two to three years, for example, they're probably 10% below market rate anyway. And so if the property manager just kept rent where it actually is in the marketplace, the property management basically is free. [00:33:01] Yeah, it pays for itself. Hundred percent. It's a no brainer. And so, yeah, I think the biggest mistake investors can make period, if you're an investor listening to the show, is to not use a property manager, a good one. Because there are bad ones. But if you can find a good one, that is the biggest game changer because it takes all the work off your plate and you make just as much money. [00:33:22] Absolutely. And another thing for your listeners, Jason, right. You'd be surprised how few people know about the specialized loan products for DSCA investor, right? So if your client is with you managing one property and is thinking in my head, oh, I already have a mortgage in my primary, I have another investment property here. [00:33:38] No way in the world I can buy another investment property. It's an education gap. It's a knowledge gap, right? Yeah. So they can help educate and that's where like and HomeAbroad comes in. because we will educate them on your behalf. You know, you retain the relationship, you retain your brand, right? We'll white label it, but like not only show them properties that will give them their next cashflow investment. [00:33:58] But also educating them, okay, for this loan to qualify, I don't need to see your debt to income ratio. I'm going to qualify based on that property's income. And you know, the only upfront cost is an appraisal cost, right? But us being the mortgage shop, you know, vetting that, okay, this property gives you cash flow, or from a conservative standpoint, it's good for you at the end of the day because you know, you won't invest if the property is not cashflow policy from day one, right? [00:34:24] So something that people don't know, you know, and there's a gap there. [00:34:27] Yeah, we've had some lenders on talking about DSCR loans in the past, and yeah, a lot of people just aren't aware of it as an option. Yeah. So property managers, if they can have a partner like yourself to, you know, educate them on these alternate sources of funding and methods of getting cash to invest in real estate. [00:34:46] Yeah, it's going to open up the door. Not only that, but I like the idea of those because it kind of creates this veil of protection. So it's not an asset in your name if there ever is a liability with the rental property. Absolutely. They don't even know who the owner is. It's an entity and there's kind of a shield there of protection. [00:35:05] And so there's some additional advantages to going that route as well. [00:35:09] So, absolutely. And like majority of our clients request the title in an LLC. What's the reason that you just mentioned you always need to have that, you know, protection around you in a litigation rich country, so. [00:35:21] Got it. Cool. [00:35:22] Well, hey, I think this is a really awesome idea Amresh. It's great to have you on the DoorGrow Show. Any parting words or how can people get in touch and how can they find out more? [00:35:32] Sure. You know, so if you're a property management company, you can get them in touch with us at partner@homeabroadinc.com or partner@ziffy.ai. [00:35:42] You know, my personal email address is amresh.singh@homeabroadinc.com. You can shoot me an email as well. Website is HomeAbroadinc.com for HomeAbroad and Ziffy.ai for our Ziffy brand. Okay. [00:35:56] Awesome. Alright, thanks so much for coming to the show. So those of you listening, if you've ever felt stuck or stagnant, you want to take your property management business to the next level, reach out to us at doorgrow.com. [00:36:07] Also, be sure to join our free community just for property management business owners at doorgrowclub.com. We reject 60 to 70% of the people that apply to join that group. And if you found this even a little bit helpful, don't forget to subscribe. Leave us a review. We'd really appreciate it. Until next time, remember, the slowest path to growth is to do it all alone, so let's grow together. [00:36:30] Bye everyone.
An appeals court lets President Trump stay in control of California's National Guard, for now. Families are struggling to make ends meet in the wake of recent ICE arrests. Pasadena's police want answers after this week's ICE action. Plus more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
On this edition of Ask Suze & KT Anything, KT asks Suze questions from you about 401(k) contributions, paying down a mortgage, and sharing the Must Have Docs. Plus, charging a child rent, overseas money transfers and so much more! Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.
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This week, we're revisiting another standout episode from our Best Of series, featuring guest Ryan Chaw.Ryan Chaw is a pharmacist turned real estate investor. By investing in 15 properties while working his full-time job, in August 2023 he was able to replace his pharmacist salary and walk away from his job to pursue real estate investing full-time. Growing up, Ryan saw the power of real estate investing from his Grandpa, who was able to acquire rentals and was able to pay for Ryan's college tuition. Wanting to follow in his footsteps, Ryan set out to acquire 1 property per year and utility the rent by the room model. With properties now spanning 3 states, Ryan is able to double or triple traditional rental income in competitive markets with his co-living & student housing model.Follow Ryan
Rory Hearne, Social Democrats housing spokesperson, on the government's rent proposals, after emergency legislation passed through the Dáil yesterday evening.
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
Today on the Woody and Wilcox Show: Netflix is looking to reboot Land of the Lost; Razor blade throat; Kelsey Grammer is having his 8th kid at age 70; Woody Game Wednesday; Wilcox attended his son's high school graduation; Machine Gun Kelly and Megan Fox announce their child's name; Chelsea is laughing more; Rent a pool for Junetenth; Calm-cations; Woody Nelson no longer smokes weed; And more!
This week on This Week in Real Estate (tWiRE), we're unpacking a whirlwind of industry headlines that could reshape how agents, brokers, and buyers navigate the market.
Join economist Dr. Orphe Divounguy and Chris Krug as they discuss rent trends on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx
Rent growth is slowing and inventory is rising, giving renters more negotiating power and forcing investors to rethink their strategies. Single-family and multifamily rents are still climbing year-over-year, but at a weaker pace, while rent concessions remain elevated in many markets. With affordability stretched and more units available, real estate investors should brace for longer lease-up periods, tighter margins, and increased tenant turnover. Learn more about your ad choices. Visit megaphone.fm/adchoices
Top 5 Gay-Friendly Places in Mexico to RetireIn this episode of Queer Money®, we continue our global search for the best places for LGBTQ+ folks to retire — and this week, we're diving into México lindo. From beach towns to colonial gems, we're counting down the top 5 gay-friendly cities in Mexico for retirement based on affordability, safety, community, and queer inclusivity.Find out why cities like Puerto Vallarta, Guadalajara, and San Miguel de Allende made the list, what each has to offer the LGBTQ+ community, and how much it costs to live there comfortably. Whether you want a bustling metropolis or a lakeside haven, Mexico may just be your retirement paradise.
Judson visits a childhood friend's new home in upstate New York and exchanges feedback about their lives with one another. Brian hosts an event at his home to get fellow parents in his community thinking about how to talk about sex with their kids. Together, they enjoy a particularly daring Hookup of the Week submitted by a listener. They are then joined by multiple Tony Award-winning Broadway producer of Rent, Hamilton and more--and now the author of the new memoir Theater Kid--Jeffrey Seller. The three discuss the relatability of Jeffrey's book, the significance of Jeffrey in Brian's life, Jeffrey's influence on making theatre accessible to all, some of the heartbreak he left out of his book, the importance of Hamilton at this particular moment, and Jeffrey's three most essential qualities of a relationship. Jeffrey also joins Brian and Judson in responding to a Go Ask Your Dad question from a listener concerned about his age becoming an issue as he starts a new chapter as a later-in-life undergrad. Read Theater Kid: A Broadway Memoir by Jeffrey Seller - https://www.simonandschuster.com/books/Theater-Kid/Jeffrey-Seller/9781668064184 Find Jeffrey on Instagram at https://www.instagram.com/jseller Dads and Daddies on the Web: https://www.dadsanddaddies.com/ Dads and Daddies on Instagram: https://www.instagram.com/dadsanddaddiespod Dads and Daddies on TikTok: https://www.tiktok.com/@dadsanddaddiespod Dads and Daddies on Bluesky: https://bsky.app/profile/dadsanddaddiespod.bsky.social
Today, I'm thrilled to announce my episode with Broadway producer Jeffrey Seller, whose new memoir Theater Kid is available anywhere books are sold. Tune in to hear some of the stories of his legendary career, including celebrating HAMILTON's tenth anniversary, making RENT accessible to younger audiences, launching a Tony campaign for AVENUE Q, presenting DERREN BROWN: SECRET on Broadway, how the revivals of SWEENEY TODD and WEST SIDE STORY came about, his 50,000-ticket litmus test, directing FLY out of town, Broadway's recovery from the pandemic, working with Hal Prince on PRINCE OF BROADWAY, and so much more. Don't miss this in-depth conversation with one of Broadway's brightest creative minds.
U.S. Senator Bernie Sanders has endorsed Zohran Mamdani for New York City mayor and Justin Brannan for comptroller, while former Governor Andrew Cuomo has won support from Hasidic sects in Borough Park. Also, on Long Island, immigration raids appear to be driving away some day laborers who gather at Home Depot stores looking for work. Plus, the Hoboken City Council is weighing a ban on AI rent-setting tools, following similar action in Jersey City.
We hear your DM's every weekday at 6:40 & 7:40am. Today’s DM Disaster is Screw Paying Rent, Olivia has a roommate who doesn't always pay her share, but after her roommate claimed she was broke and couldn't help pay for rent, Olivia saw she posted a screenshot on Instagram of floor seats to the Coldplay concert! Olivia told her she needed to sell it and pay her rent. That's Olivia's DM Disaster! All this and more on the ROR Morning Show with Bob Bronson and LBF Podcast. Find more great podcasts at bPodStudios.com…The Place To Be For Podcast Discovery
Mícheál Lehane, Political Correspondent, reports from the Dáil where rent pressure zones laws, the Land Development Agency and replacing An Bord Pleanála was on its agenda.
Tabitha Monahan, Political Reporter with the Irish Independent
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This is a turnkey rehab property in Akron, OH Price $139,000 Cash Flow: $405/mo Bed: 5 Bath: 1.5 Built in 1915 Square Footage: 1056 Find more information at www.RentToRetirement.com or call 1-800-311-6781 We offer high quality, turnkey rental properties in markets that maximize cash flow, equity & appreciation! All properties are renovated, leased & managed allowing you to passively build a rental portfolio while you learn along the way. Please contact us for our full inventory, or to schedule a consultation. Rent To Retirement is your partner in achieving financial freedom through real estate investing! *Information given is to the best knowledge of Rent to Retirement. All individuals are solely responsible for conduction of their own evaluation and verifying all data related to any specific property.
It's claimed Clare's students, young families and children in poverty will feel all the adverse consequences of incoming rent controls. Opposition parties will hold a protest outside the Dáil at 6pm this evening to coincide with a Sinn Féin private members bill calling for emergency action to alleviate the housing crisis and increased investment in social housing. The Government is expected to bring legislation before Cabinet this week that will make the entire country a rent pressure zone, along with restrictions on no fault evictions and a six year security of tenancy. Clare Sinn Féin TD Donna McGettigan has been telling Clare FM's Daragh Dolan that the plans are skewed to favour landlords.
Lets dive into the emotional and practical considerations of paying off a mortgage early, explore the benefits and drawbacks, personal experiences, and broader financial implications of renting versus owning a home. Key Topics and Timestamps Introduction to Mortgage Conversations (00:00:00) Overview of the episode's focus on mortgages, buying vs. renting, and personal finance strategies. Emotional Factors in Paying Off Mortgages (00:01:30) Ginger shares her excitement about paying off her mortgage early and reflects on the emotional journey behind that decision. Key Quote: "Your peace of mind from paying off your mortgage is a huge win." (00:03:10) Amortization and Mortgage Strategies (00:08:00) Discussion about choosing between 15-year vs. 30-year mortgages and strategies on optimizing payments. Action Item: Use an amortization calculator to improve understanding of mortgage payments. (00:12:00) Choosing Between Buying and Renting (00:21:00) Exploration of the pros and cons of renting compared to owning, highlighting personal flexibility. Key Quote: "Customize your financial journey according to your personal needs and goals." (00:18:18) Simplifying Life through Financial Independence (00:25:00) Talk about minimalism and how it impacts choices around owning or renting. Action Item: Evaluate whether renting allows you more freedom and flexibility in your life. (00:25:59) The Role of Travel Rewards (00:37:00) Importance of managing spending while maximizing benefits from travel rewards programs. Key Quote: "Consider preloading gift cards to manage your travel rewards spending." (00:43:57) Conclusion and Key Takeaways (00:49:00) Final thoughts focused on empowerment in financial decisions and seeking small improvements in life. Key Insights Emotional well-being is crucial. Choosing to pay off a mortgage should factor in personal comfort, as financial decisions often intertwine with emotions. Flexibility vs. Certainty: A 30-year mortgage can provide flexibility, allowing individuals to make extra payments while having lower base payments. Renting offers freedom: For some, renting can lead to a sense of liberation and a less complicated financial life. Travel rewards must be managed wisely: Spending to achieve travel rewards should be monitored to avoid unnecessary overspending. Actionable Takeaways Consider your emotional readiness when deciding to pay off your mortgage early. (00:03:10) Evaluate whether renting allows you more freedom and flexibility in your life. (00:25:59) Use amortization calculators to understand your mortgage better. (00:12:00) Discussion Questions How does paying off a mortgage early affect emotional well-being? (00:03:10) What benefits do you see in renting versus owning a home? (00:25:59) How can you incorporate simplicity in your financial life? (00:49:24) You Might Be Interested In The Ultimate Guide to Credit Card Travel Rewards | Part 1 Future Value of Investment Calculator
Today - you may have heard about the boy who ordered 70,000 lollipops on Amazon. A reminder for parents to childproof devices to protect your accounts from plundering toddlers! Also, the stakes are higher now when renting a car. There's a new inspection practice you must be aware of to protect your wallet. Childproof your devices: Segment 1 Ask Clark: Segment 2 Car Rental Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Prevent This $4,000 Oopsie From Happening to You Budgeting Basics: What You Need To Know To Get Started Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Military and Veterans Guide: Free Resources for Your Finances How Long Should I Save Pictures of My Car Rental? How Can I Fight an Unfair Rental Car Charge? New Report: Best and Worst Car Rental Companies in America Cheapest Way to Rent a Car: Expert Tips How To Get a Free Credit Report The Best International Phone Plans TALK2ME 25 ULTRA MINI Portable PoC Walkie-Talkie Set Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
I hope you're ready for a deep dive on Team Music because Manny Schvartzman is here! Manny is the music director, conductor, and keyboard one player on Hamilton's Angelica Tour. In his first episode, Manny walks us through the early stages of his career, which started at around eight years old, when he started teaching himself to play piano and read music with the goal of being a classical pianist. By the time he was a freshman in high school, the word was out in Miami about kid from Buenos Aires who could play piano like nobody's business. Manny was like Schroeder - all about the classical music - and he couldn't be bothered with musicals like Fiddler on the Roof. But once he got a taste of the collaboration and storytelling involved in the theatre world, he never looked back. Being his high school's music director at 14 years old was a formative experience and then you combine it with Manny's inherent curiosity, kindness, and relentless work ethic? He's unstoppable. Manny was summoned to New York to work on On Your Feet (with the legendary Gloria Estefan) and was simultaneously making history in 2014 when he was part of the team that brought Cuba its first Broadway musical in 50 years: RENT. Manny on Instagram "Revolution Rent" Documentary directed by Andy Señor, Jr. /// Gillian's Website The Hamilcast on Twitter The Hamilcast on Instagram Join the Patreon Peeps
Adam Friedland returns to the pod to discuss the new season of The Adam Friedland Show, his GQ photoshoot, being a DNC puppet, whether he's really the millennial Jon Stewart or just the millennial Bill Maher, the baby names he's batting around, his shrewd plans to court the right to get more YouTube views, and much more. Adam and Stav help callers including an exotic dancer who's having trouble dating, a guy who doesn't trust a Venmo request that his buddy sent the friend group after a liquor run, and a very twisted landlord. Watch the new season of The Adam Friedland Show: https://www.youtube.com/TheAdamFriedlandShow Follow Adam Friedland and see him live: https://www.adamfriedland.com/ https://twitter.com/adamfriedland https://www.instagram.com/adamfriedland Grow your business right now at Shopify -- no matter what stage you're in. Sign up for a $1/month trial at https://www.shopify.com/stavvy Eat smart with Factor. Head to https://www.factormeals.com/stavvy50off and use code STAVVY50OFF to get 50% off your first box plus free shipping. Upgrade your wallet today! Get 10% Off Ridge with code STAVVY at https://www.Ridge.com/STAVVY Your new wardrobe awaits! Get 20% off Chubbies with the code STAVVYSWORLD at https://www.chubbiesshorts.com/ Get a refreshing Twisted Tea today. Keep It Twisted!! Visit https://www.twistedtea.com/locations to find Twisted Tea near you.
Send Mary and Kelsey a Message!In this episode, Mary and Kelsey are joined by dancer Tania Baron to discuss Tania's professional dancing journey including touring with Britney Spears and appearing in her iconic music videos including Baby One More Time, (You Drive Me) Crazy, and Oops!… I Did It Again. Tania shares how she got into dancing, what it was like to perform with the princess of pop as she experienced a meteoric rise to fame, behind-the-scenes of auditioning and landing roles (like RENT the movie), and so much more. Make sure to follow Tania @officialtaniabaron on all platforms! Support the showInstagram: @whentheypoppedpodTikTok: @whentheypoppedEmail: whentheypoppedy2k@gmail.comWebsite: linktree.com/whentheypopped
In this powerful episode of The No Pills Podcast, Gordon McGee reacts to a viral clip featuring Kevin Samuels and a 37-year-old high-earning, single mother of two. This conversation is a raw, practical example of the challenges faced in modern dating and relationships, highlighting why traditional, faith-based courtship might be the answerThe episode delves into:The "Rent-a-Gent" Debate: Kevin Samuels' controversial suggestion for the 37-year-old woman.Dating vs. Courting: A deep dive into the secular male mindset regarding relationships versus a Bible-based approach to no sex before marriage."Friends with Benefits" & "Friend Zoning": The harsh reality of using male friends for companionship without sexual intent, and why men often don't want to be "friend-zoned".The "Carousel" & Engagement Queens: Discussing the woman's past dating choices, multiple engagements, and the concept of "engagement queens".Pretty Privilege & Mismanagement of Opportunities: Kevin Samuels' and Gordon McGee's take on how attractive women often squander their dating advantages.Unrealistic Expectations: The woman's high financial standards for a partner despite her relationship history and two children.The "Boring Man" Regret: Her admission of choosing exciting but unstable men over a "boring" yet consistent partner, and her desire to go back.The Importance of Modesty & Consistency: The impact of social media presence on how women are perceived by men and the desire for consistent partners.Finding God's Way: Gordon McGee's impassioned plea for listeners to prioritize faith, humility, and realistic expectations in relationships.This case study is an encouragement to do things "God's way" and avoid the pain, suffering, and misery that can come from modern dating approachesToday on No Pills Podcast, we discuss the experiences of a **single life** with an Instagram **model**. We talk about **dating advice** and the challenges of being a **single mom**. This **relationship advice** will help you navigate modern relationships.➤ Support Go Stand and Preach https://www.gostandandpreach.org/donateYou Can Also Follow Me on: ➤TikTok: https://www.tiktok.com/@gostandandpreach ➤Facebook: https://www.facebook.com/gostandandpreach ➤Instagram: https://www.instagram.com/gostandandpreach/ ➤Apple Podcast: https://podcasts.apple.com/us/podcast/no-pillz-with-gordon-mcghee/id1707970107?i=1000662278399➤Spotify:https://open.spotify.com/show/1tq6QGWTkCFe2skOb7x2Yb?si=66c65281dd644537Contact No Pillz: Tweet us @nopillzpodcast Email: nopillzpodcast@gmail.com YouTube: @nopillzpodcast Insta: @nopillzpodcast Thanks for listening & keep podcasting!
durée : 00:25:22 - Jonas Vitaud, pianiste (4/5) - par : Judith Chaine - Pianiste reconnu, formé au CNSM de Paris, Jonas Vitaud excelle en récital, en musique de chambre et dans le répertoire contemporain, notamment avec Dutilleux et Kurtág. Un entretien riche sur son parcours, ses choix artistiques et sa vision de la musique au micro de Judith Chaine. - réalisé par : Adrien Roch
Segment Teaser – In this powerful episode of Go Gaddis Real Estate Radio, we're diving into two deeply personal and timely real estate challenges: soaring rental prices pushing families to the brink, and the emotional toll of major life transitions like divorce, loss, or separation—and the impact those events have on housing decisions.
Today on the podcast:Co-Director Steve Pacek stop say to talk about the Arden Theatre Company musical production of RENT, by Jonathan Larson. Here is my interview with Steve Pacek for Arden's production of RENT.ABOUT RENTAt the end of the millennium, a group of bohemians in the East Village struggle with love, loss, and gentrification amidst the AIDS crisis. In this exciting new production, Jonathan Larson's Tony Award™ and Pulitzer Prize-winning musical will transform the Haas Stage and shake the rafters with the iconic chords of “Seasons of Love,” “I'll Cover You, ” and the thrilling, soaring score that is RENT!FOR TICKETS AND INFORMATION: https://ardentheatre.org
Daniel Angel Mehia is based in Atlanta Georgia where he is active in the development of Build To Rent product in a scattered site context, sometimes called infill. The demand for detached rental housing is higher than apartment housing which is currently saturated in many markets. To connect with Daniel, visit apexinvestments.us-------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
Brace yourselves, BA fam—this week’s Brown Table gets deep into the dollars and the drama. Mandi is joined by not one, not two, but three first-time Brown Table guests: Alexa Claire from The Financial Diet, JQ (aka Jonquilyn Hill) from Vox’s Explain It To Me podcast, and Yvie Saint-Louis from Blavity. They’re diving into the news, the nonsense, and the real-life mess of navigating finances, friendships, and fairness—especially when rent’s due and tensions are high.
Morgan shares the details of her philanthropy charity event last night and how she was on the cover of a magazine. Eddie shared yesterday that he wants to have his own Wikipedia page so today he brought in a list of his accomplishments that he thinks is noteworthy. We judged whether or not they are worthy of a page and how much he’s actually done outside of the Bobby Bones Show. Morgan shared a list of the best fast food French fries and we got triggered. We go down a rabbit hole of famous duos. We got an update on what the dads on the show are doing for Father’s day.See omnystudio.com/listener for privacy information.
Patreon preview. Unlock full episode at https://www.patreon.com/stavvysworld Maniacs become brothers… Kush Brothers. Ontonio Kareem returns with JP McDade to chief kush and report the damn news after proving his bonafides as one of McDade's most twisted Maniacs. The boys cover pressing news stories including how Diddy stole Christmas, a crypto bro kidnapping and torture saga, a freaky ahhh innovation by Japanese scientists, and much more. They help callers including an uncirc'd guy from the Midwest who feels self-conscious about his hood, and a guy who's concerned about his evangelical brother homeschooling his kids. Follow Ontonio Kareem on social media: https://ontoniokareem.com/ https://www.instagram.com/ontoniokareem/ https://twitter.com/OntonioKareem https://www.youtube.com/@ontoniokareem Watch JP McDade's special JP MCDADE: IN BROOKYLN out now: https://www.youtube.com/watch?v=s9TOXFM3t1M Follow JP McDade on social media: https://twitter.com/jp_mcdade https://www.instagram.com/mcdadebaby
Click Here for the Show Notes The Build-to-Rent (BTR) model is transforming the rental market. These newly constructed homes are designed specifically for renters, offering the space and comfort of single-family living with the ease of professional management and modern amenities.Driven by shifting lifestyle preferences and growing demand for flexible housing, BTR appeals especially to younger generations seeking quality homes without long-term ownership commitments. At the same time, investors are embracing BTR as a stable and scalable opportunity.With strong momentum and long-term relevance, Build-to-Rent is becoming a key solution in today's evolving housing landscape. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2024) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Five Profit Centers That Make Real Estate the Most Powerful Investment Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website. Contact us today for more deals.
The next meeting of The Catastrophe Hour Book Club is scheduled for Wednesday, June 18, at 3:00 p.m. ET. We will discuss the second essay of the collection, Same Life, Higher Rent. The book club meets for 14 consecutive Wednesdays at 3:00 p.m. ET, beginning June 11. The book club is for yearly paid subscribers only, so if you want to join, please upgrade your subscription. To learn more about the book club and join, visit https://www.theunspeakablepodcast.com/p/the-catastrophe-hour-book-club Same Life, Higher Rent was written in 2017, shortly after I returned to New York after nearly two decades away. At the time, I was 47 and, strangely, my life was a lot like it had been at 27, though of course I was older and the rent was higher. The essay also explores, among other things, the concept of the “situational setpoint,” which is the state of life I seem to find myself in no matter how long I spend trying to live a different kind of life. About The Catastrophe Hour "One of our most important essayists . . . The Catastrophe Hour is proof that writers and readers can choose to engage with their lives in a manner that is radically disengaged with the pointless noise of the day.” — Washington Examiner From the acclaimed author of The Unspeakable and The Problem with Everything comes a new collection of unputdownable essays. Written between 2017 and 2024, these essays are classic Meghan Daum, showcasing her wit, her intellect and her uncanny ability to throw new light on even the most ubiquitous of subjects. Arranged in the order that they were written, the essays touch on themes of aging, solitude, creative life, money, the changing media landscape, death, and the meaning of home. Daum's unflinching honesty and exacting observations secure her reputation as one of our most important and enduring essayists.