Money Shots

*This episode was filmed over Zoom (because CB) so apologies for the sound quality!! Today on the eleventh episode of Money Shots: Chris and Joey talk SAV's initiative #lovewithsav, where they reached out to families in need who may have been marginalised by Government's schemes for financial support. The duo also discussed the COVID-19 situation and some lessons on financial planning and emergency funds that EVERYONE can learn from this crisis. At the same time, Chris challenged the traditional concept of job stability, and Joey shares her experience shifting from a full-time job into her own design and marketing business/freelancing. Lastly, Chris and Joey raised awareness about mental health in Singapore. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

Today on the tenth episode of Money Shots: On the second round of AAFA, Chris and Joey dive deeper into the world of financial advisors and answer some questions collated from the audience. Joey asks Chris about why financial advisors do what they do, like dressing a certain way, whether they work for money and/or for clients, and why financial advisors always talk about death. Chris also answers a question about what to do if an advisor leaves the industry, and how to make sure your policies are still well taken care of when that happens. Also, Chris also talks about whether he would buy his (AIA's) own ILPs and why. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

Today on the ninth episode of Money Shots: Chris and Joey brought in Budding Boomer Auntie Salah, who has a Masters in Unsolicited Advice, to give us 1950s financial advice. Chris and Joey form an alliance for the first time to debunk all of Auntie Salah's boomer myths. From needing a corporate job to succeed in life to investments being a total no-no, you'll get to unravel the truth behind most things financial.

Today on the eighth episode of Money Shots: Chris and Joey invites budgeting expert, Sarah, to talk about how she chops up her moolah. Chris talks about CPF's 40-30-20-10 rule (yet again) and Joey brings out the big guns- the envelope system by Dave Ramsey and the Japanese Kakeibo method. The trio talks practical methods to curbing spending and how to overcome the emotional aspect of budgeting and not feel like a failure. Finally, Sarah gives us a mini-review of budgeting apps in Singapore. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

Today on the seventh episode of Money Shots: Joey asks Insurance Agent/Financial Advisor Chris questions we've all wanted to ask but never dared to. Chris spills the beans on why Insurance Agents are hyper positive all the time and how much commissions agents actually make from each sale. Joey shares her unique experience on getting ghosted by an insurance agent. Lastly, Chris and Joey come up with methods to escape pushy agents at MRT stations. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

Today on the sixth episode of Money Shots: Chris and Joey talk about compromise and managing expectations when travelling with friends, especially lupsup ones. Chris gets crazy about self-driving because he absolutely hates lugging his luggage onto crowded trains and Joey teaches us how to get more air miles through credit card spending. Also, Chris and Joey dish tips on how to get cheaper deals by exploiting technology loopholes. Btw we are not sponsored by any companies or brands we mention hor thanks. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

In today's mini-episode, MythBusters Chris and Joey masterfully debunk four common myths on debt and credit cards. How exactly do credit cards help us with our loans? Chris explains why a credit score is so important for fellow Singaporeans especially for those planning to buy a house in Singapore. Joey also educates on how she manages her relationship with credit cards and throws out some tips on staying consistent with repayment of the credit card debt. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast! Resources: Credit Bureau of Singapore: https://www.creditbureau.com.sg/credit-score.html Seedly's credit card review: https://seedly.sg/reviews/credit-cards MoneySmart's credit card review: https://www-new.moneysmart.sg/credit-cards

Today on the fourth episode of Money Shots: Chris and Joey talks about choosing between startups, SMEs or MNCs and what has to go when choosing any. Chris also talks about how we chase stellar academics for career freedom but ironically fall into the trap of only chasing consulting or investment banking jobs. Joey shares about her experience as a freelancer and the duo gives tips on how y'all can get that bread too. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

—————————— DISCLAIMER: A listener has very kindly pointed out to us that there is likely no time limit on how long one can be on birth control! And that some people do take contraceptive pills for more than 10 years for certain reasons. We didn't mean to make that point in such a conclusive manner on a topic that wasn't in our area of expertise. We spoke from our friend's experience and recognise that that may not be the case for everyone. So please, do check with your obgyn or GP on anything regarding your health!!!! ———————————- Today on the third episode of Money Shots, we are answering the age-old question- Does it cost more to be a woman or a man? Faith, a fellow shopaholic and working woman comes on as our very first guest and joins us (Joey mainly) in discussing HPV jabs and birth control while Chris cold sweats in the lack of testosterone. We also delve into going dutch on dates, how clubbing is an extremely gendered experience, house-husbands and ladies earning more than their male spouses. Chris asks Joey and Faith about investing and whether women are more risk-averse because of that motherly instinct. He also gives some tips to the ladies out there on risk and investments and why investments are more important to ladies than men, while Joey rages about gender disparity (as usual). Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

Today on the second episode of Money Shots: Joey educates Chris on what Fan Jian (the cheapening of thyself) means and Chris talks about a rich and stingy ex-boyfriend who pressured his friend to pay for all the meals. Also, can our friends just let us go when we say no to a social gathering because we can't afford high SES food and activities? Joey and Chris also share about how they deal with peer pressure (basically telling the other to f*ck off) and live their own best lives. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials (@sav_finance on Twitter). Make sure you like and share this podcast!

Today on the first episode of Money Shots: Wedding woes and the unspoken mess of wedding angpows.  Chris complains about $30,000 engagement rings and how wedding costs for a single day is enough to buy him a car that lasts 10 years. Joey spills the tea on wedding planning, traditional parents and how an influencer got hate from her own friends over her #sponsoredwedding. Oh, also Orh Ni!!! Plus, the Money Shots duo dives into living life on our own terms and planning a wedding that makes us, not the the guests, happy. Follow us, ask questions and tell us what money topics you want us to talk about at @sav.finance on our socials. Make sure you like and share this podcast!