Podcasts about GP

The mates discuss the accelerating path toward a singularity and unveil their "Solve Everything" paper.  Read the Solve Everything Paper: https://solveeverything.org/  Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email: alexwg@alexwg.org Substack  Spotify Threads Youtube Listen to MOONSHOTS: Apple YouTube – *Recorded on February 10th, 2026 Learn more about your ad choices. Visit megaphone.fm/adchoices

GP opens on the Grizzlies losing at Denver to finish the road trip 1-4 plus the breaking news that Jaren Jaackson Jr will have a knee procedure and miss the remainder of the season(22:20) Mike Wallace joins to continue the Grizz discussion(46:38) Big game for Memphis at North Texas tonight, Jerome Tang goes off on his team, Basketball Hall of Fame, BYU Football Star Arrested, RIP James Van Der Beek(1:32:30) GP's Carry Out with what we're checking out this weekend 

HR 2 - Mavs 3pt Problem, GP for Maxx?, Is Blake Black? full 2758 Thu, 12 Feb 2026 02:20:37 +0000 5eF1sDT7IDu2tCODIKFQYhiAG1jG2r6h sports The Fan After Dark sports HR 2 - Mavs 3pt Problem, GP for Maxx?, Is Blake Black? The Fan After Dark includes a rotation of hosts offering a truth-telling sports entertainment experience that gets listeners right on the biggest sports topics in and around DFW, across the country, and around the world. Focusing on the Cowboys, Rangers, Mavericks, etc., The Fan After Dark airs M-F from 7-11 PM and is the only live and local sports radio show in the MetroplexCome 'Get Right' with Reg on The Fan, and be prepared for sports talk on a whole new level. You can follow Reg on Twitter @regadetula © 2024 Audacy, Inc. Sports False https://player.amperwavepodcasting.com

In this episode of EMS One-Stop, Dr. Linda Dykes joins Rob Lawrence from the UK for a wide-ranging, transatlantic conversation that starts with workplace culture and ends with a practical look at how health systems can keep patients safely at home. In the first half, Linda breaks down her newly published (open-access) qualitative paper, provocatively titled “It's not bullying if I do it to everyone,” drawn from UK NHS “Med Twitter” responses: a raw, heartbreaking window into the red flags of toxic workplace culture, how bullying is experienced in the eye of the beholder, and why incivility and silence are not just HR problems — they're patient safety threats. In the second half, Linda brings listeners into the UK's evolving admission alternative world: frailty care at home, urgent community response models, and the increasingly important interface between EMS and community-based teams. She explains the UK's SPOA (single point of access) concept, why she dislikes the term “admission avoidance,” and how ED crowding and access change the risk-benefit equation for hospital vs. home. Rob connects the dots back to the U.S. reality — reimbursement, APOT/wall time, treatment-in-place policy — and why this work is becoming a shared challenge on both sides of the Atlantic. Timeline 00:51 – Rob opens, recaps NAEMSP in Tampa and recent content. 02:25 – Rob introduces Linda as the “triple threat” (emergency medicine, primary care/GP, geriatrics) and tees up two-part discussion. 05:39 – Rob introduces Linda's paper: “It's not bullying if I do it to everyone.” 06:13 – Linda explains why toxic culture is increasingly visible and how the tweet prompt became a dataset. 07:33 – “Flash mob research group” forms; Linda explains social-media-to-qualitative methodology and limitations. 10:03 – Rob asks about bias; Linda clarifies purpose: insight, not representativeness. 16:39 – Linda defines gaslighting and why it's so destabilizing. 18:21 – Reactions to publication; resonance, sharing and uncomfortable self-reflection on learned behaviors. 20:18 – The “16:55 Friday email” as a weapon — and as an accidental harm. 23:29 – Leadership as “the sponge” — absorbing pressure rather than passing it down. 25:27 – “One thing right now”: know the impact your words can have, especially on vulnerable staff. 26:41 – Rob on “pressure bubbles,” micro-movements and atmospherics: how leaders shift climate without realizing it. 30:53 – SPOA explained: single point of access and urgent community response behind it. 33:03 – EMS interface: calling before conveyance to find safe pathways to keep patients at home. 35:47 – Linda on mortality risk of access block/long waits and how that reframes risk decisions. 37:19 – Evolving models: primary care-led response vs. hospital at home approaches. 39:34 – Clinical myths challenged: oral antibiotics sometimes non-inferior to IV in conditions we assumed needed admission. 40:34 – Outcomes: hospital at home trial signals safety and fewer patients in institutional care by 6 months. 42:00 – Telemedicine/telehealth: underutilized but useful; when you still need a senior clinician in person. 44:50 – Closing takeaways: read the paper (with trigger warning); admission alternative work is deeply satisfying. Enjoying the show? Email editor@ems1.com to share feedback or suggest guests for a future episode. 

Liz Weindruch breaks down what makes an AGM work from an LP's perspective. The result is a practical, no-fluff guide for emerging managers planning their first or next AGM.Topics:Comms Best PracticesUse of Panels & PresentersAI & Technology DiscussionSwag StrategyWhat Makes an AGM Memorable...and so much more.Top TakeawaysDesign the AGM experience around LP value, not GP convenience. The meetings that stand out offer insights LPs can't get from quarterly reports and meaningful face time with people they rarely interact with, such as operating partners, VPs on the deal teams, or former CEOs who've exited a business and want to do it again with the firm. Easy-to-reach locations matter, and portfolio “field trips” are a bonus when feasible.The best structure for AGM materials and portfolio updates. The strongest AGMs follow a clear arc: a concise firm update, current macro and sector context, and a disciplined walk-through of the portfolio. Macro commentary should always be tied to company-level impact. Portfolio deep dives should restate the original thesis, show what has changed since acquisition, and explain how capital structure, timelines, and return expectations have evolved.Swag: What LPs keep vs. what they toss. If you're giving out clothing, assume it might end up at Goodwill. Fit is hard, branding is risky, and most items won't get worn. Consumables almost always are a safe bet: high-quality, portable, and waste-free. The best swag ties back to a portfolio company or the firm's ethos in a thoughtful way. If it feels generic, it probably is.About Liz WeindruchLiz Weindruch is a Managing Director on the Diversified Alternative Equity team at Barings, where she serves on the investment committee and leads global fund, co-investment, and secondary origination and underwriting. With 20+ years in private markets, Liz has reviewed and attended hundreds of AGMs across funds, vintages, and strategies, giving her a front-row view into what actually works from an LP perspective.About BaringsBarings is a global investment management firm headquartered in Charlotte, North Carolina. The firm manages $480B+ across public and private markets—including fixed income, real assets, and alternatives—for institutional, insurance, and intermediary clients across North America, Europe, and Asia Pacific.

Peter & Dave sit down with Brett Adcock to discuss the future of Figure and Humanoid Robots.  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Brett Adcock is the founder of Figure, an AI robotics company developing general-purpose humanoid robots. Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Dave Blundin is the founder & GP of Link Ventures – My companies: Apply to mine and Dave's new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Brett: X Website: https://www.brettadcock.com/ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Listen to MOONSHOTS: Apple YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices

The boys start to think insider trading MAY JUST BE A PROBLEM when thousands of minimum wage employees already know the resolution of 50 million contract markets. SP & GP also recap their superbowl betting experience on Kalshi and take questions.0:00 Intro1:45 GP & SP's Super Bowl betting27:15 Cardi B's Epic Performance47:00 Insider Trading on PMs1:01:14 Rest of News13:40 Q&AWelcome to The Risk Takers Podcast, hosted by professional sports bettor John Shilling (GoldenPants13) and SportsProjections. This podcast is the best betting education available - PERIOD. And it's free - please share and subscribe if you like it. Follow SportsProjections on Twitter: https://x.com/Sports__ProjFollow GP on Twitter: https://x.com/goldenpants013

Elon Musk Reporter Theo Wayt breaks down the continuing exodus of co-founders at Musk's xAI and what it signals for the company's model timeline. The Information's Anita Ramaswamy then explains why ServiceNow is currently undervalued despite the broader SaaS market sell-off. Matt Shumer, GP of Shumer Capital, joins to discuss his viral essay on why GPT-5.3 Codex represents a unique inflection point for labor, and Kawasaki Wealth & Investment Management's Ross Gerber discusses how AI is disrupting wealth management and why he's concerned about leadership at Tesla and SpaceX.Articles discussed on this episode: https://www.theinformation.com/articles/investors-missing-servicenowhttps://www.theinformation.com/briefings/shopify-shares-jump-forecasts-continued-revenue-growthhttps://www.theinformation.com/newsletters/the-briefing/risk-muskiverses-steady-turnoverhttps://www.theinformation.com/briefings/departures-accelerate-elon-musks-xai-yet-another-cofounder-leavesSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/

Seth Bradley explains why many common capital-raising practices in real estate are quietly illegal and increasingly risky as regulators, investors, and institutions pay closer attention. He breaks down why intent and deal quality do not matter if securities laws are violated, and why compensation tied to capital raised is the fastest way to cross the line. Seth walks through the three legally distinct roles in capital raising active participant, passive participant, and third party and shows how co-GP and finder models are frequently abused. He concludes by explaining why compliant fund-to-fund structures are rapidly becoming the preferred path for scalable, defensible capital aggregation. Compliance Is Currency in Modern Capital Raising with Seth Bradley Why Co-GP and Finder Models Are Quietly Dying with Seth Bradley The Real Legal Risks Behind Raising Capital the Wrong Way with Seth Bradley Active Passive and Third Party Roles Explained with Seth Bradley Building a Scalable Capital Raising Business the Compliant Way with Seth Bradley If you want, I can also sanity-check this against your last correctly done solo episode to make sure the tone and length are dead-on before you publish. Title Options Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

 We all know deep in our bones that gardening is good for us, but increasingly this is no longer a thing we just have to have faith in. The scientific evidence is mounting up that gardening can have transformative effects for our minds and bodies, helping us to make us fitter, less stressed and happier to boot. GP, Therapeutic Horticulture Advocate and Chief Executive of the National Garden Scheme Dr. Richard Claxton is at the forefront of this new scientific approach to gardening and health. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What makes a race truly legendary? Is it a wet-weather masterclass, a relentless wheel-to-wheel duel, or an underdog story that defies the odds? As Formula 1 celebrated its 75th year, we move beyond the championship permutations to rank the sheer quality of the racing itself. This is it, the big one! In the final episode of our series looking at the greatest races in world championship history, we set out to choose the best Formula 1 Grand Prix.  Sky Sports F1 pundit and racing driver Karun Chandhok brings his extensive knowledge and a critical eye to our debate, with host Kevin Turner and author Roger Smith – who struggled to agree on this one! What's your favourite GP? If you'd like to take a further look at the best GPs of the past 75 years, keep an eye out for Smith and Turner's new book, Formula 1 All the Races: The 100 Greatest Races. A Motorsport Studios Production for Autosport Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sir Keir Starmer has insisted he will "never walk away" from his mandate to change the country after coming under intense pressure to resign in the wake of the scandal surrounding Lord Mandelson. Also: A teenager has been jailed for at least 13 years for what police say was the random, unprovoked murder of a 12-year-old boy as he walked home from school. And a village in the Lake District says it is "dismayed" no doctors want to work there after an advert for a new GP failed to attract a single applicant.

GP opens on the Grizz loss to the Warriors in the final minute of the game last and why it's time to accept and embrace the situation we're in. Plus NBA FIGHT!!!!!(34:11) Daryn Peterson sits in Kansas win over number 1 Arizona, ACC Freshman makes history, Charles Bediako denied in court, Lindsey Vonn speaks on crash, and the latest on Savannah Guthrie's mother's disappearance. (1:10:00) GP's Carry Out 

This is what we're yapping about in this 181st episode.GP's week (01:30)AD's week (05:43)Time to get angry at Giannis Antetokounmpo, Folks who interrupts at the bat, and criminals who flee recklessly in CALL IT OUT! (14:04)A heavy weight boxer still has the fight, but his toupee doesn't. (26:34)Quick bits! When we talk real news real fast! (41:05)We Call-A-Reminisce on Toy Story. (50:56)Anime Fanime reviews of Sentenced to be a hero & Fire Force. (1:12:49)Positive Chakra. (1:34:44)Yell outs before we head out! (1:36:44)#Rate #Comment #Like #SubscribeFor all things about the show here's our link tree linktr.ee/callitlikeidontseeit

The hosts unpack the latest AI breakthroughs — from Opus 4.6 and AGI debates to robotics, energy innovation, and the future of AI personhood, privacy, and the workforce. Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 6th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

World of DaaS is now Summation with Auren Hoffman. While we're proud of our roots in the data world, our conversations have evolved. Summation better reflects our obsession with finding the non-obvious ideas that shape our world.What's changing? Just the name. You'll still get the same insights from the world's most influential founders, investors, and thinkers. If you're already a subscriber, you're all set. If you're new here, welcome. Hit subscribe and join us! Our first episode as Summation drops this Wednesday.Thanks for the support, and welcome to the next chapter. Auren is CEO of NQB8, GP at Flex Capital, Chairman of Dialog; former CEO of SafeGraph and LiveRamp (NYSE: RAMP).

GP opens on the Seahawks winning the Super Bowl and Memphian Kenneth Walker winning MVP + thoughts on the Bad Bunny halftime show. (20:00) Michael Eaves joins to continue the Super Bowl discussion, Winter Olympics and more(44:15) Grizzlies at Warriors tonight, Tigers Beat Charlotte, All Star Weekend, Jaren Jackson Jr makes Jazz debut, and it was an all time great weekend in College Basketball(1:12:07) GP's Carry Out 

Send us a textStudying trichology ~ A route to success Angie Stoker, the owner of Gro Hair trichology has clinics in Hull & Middlesborough.She began as a salon apprentice at age 17, where she quickly got promoted to management.After she had her daughter, she wanted to explore more education routes, and began studying trichology with Trichocare. She qualified in 2019, when she opened her first clinic.She then decided to study also with the Institute of Trichology, to broaden her knowledge & delve deeper into certain aspects.We discuss her education journey, where she shares her unique perspective on both courses. She states how important it is to build professional relationships, and how she has cultivated relationships with local GP's who are open to helping their patients with their hair loss.Angie also shares her views on public safety & regulation within the industry.Connect with Angie:InstagramLinkedInWebsite Hair & Scalp Salon Specialist course Support the showConnect with Hair therapy: Facebook Instagram Twitter Clubhouse- @Hair.Therapy Donate towards the podcast Start your own podcastHair & Scalp Salon Specialist Course ~ Book now to become an expert!

With a live audience at the Womens' Healthy Lives community event organised by Cardiff and Vale University Health Board from Cardiff City Stadium, Delyth Liddell and guests explore if faith can have an effect on access to healthcare. Delyth is joined by Dr Amara Naseem, a GP based in the Grangetown area of Cardiff who's Muslim, Dr Shylasree a gynae-oncologist at the University Hospital of Wales in Cardiff from a Hindu background; and Alice Lovering, a sexual health nurse, working in the city of Newport who was raised Catholic.

In this episode, Danni Carr interviews Yvonne Waters, a HIQA Grad. Yvonne shares her journey of overcoming a dysfunctional relationship with alcohol, starting from her early experiences with drinking as a teenager to her struggles with fitting in and navigating motherhood. She discusses the pivotal moments that led her to seek change, including the impact of her relationships and the importance of self acceptance. Yvonne emphasises the significance of continuous learning and the support of friendships in her recovery journey, ultimately finding inner peace and a healthier lifestyle.For more resources such as coaching or to join the next HIQA challenge go towww.iquitalcohol.com.auFollow HIQA insta @howiquitalcohol Music for Podcast intro and outro written by Danni Carr performed by Mr CassidyIf you are struggling with physical dependancy on alcohol consider contacting a local AA meeting or a drug and alcohol therapist. Always consult a GP before stopping alcohol. -- Hosted on Acast. See acast.com/privacy for more information.

GP opens on the Grizzlies not moving Ja Morant at the trade deadline and what it means going forward. (17:30) Jessica Benson joins to continue the Grizz discussion(44:30) Sincer Parker drops 40 in Tigers win at UAB, Wes Miller emotional after Cincinnati loss, Kelvin Sampson says Houston is poor, Winter Olympics penis scandal, Super Bowl Weekend(1:26:40) GP's Carry Out 

In this episode of The Distribution, Brandon Sedloff sits down with Michael Sidgmore to unpack the accelerating convergence between private markets and private wealth. Drawing on Michael's experience across investing, advisory, and media, the conversation explores how shifting market structure, technology, and education are reshaping distribution strategies. They examine why the wealth channel is still early in its adoption of alternatives and what that means for GPs thinking about growth beyond institutions. The discussion also highlights how evolving business models on both the asset management and wealth management sides are beginning to collide. They discuss: Why education is the primary driver of private market adoption in the wealth channel How different GP profiles should think about whether and how to pursue private wealth distribution The rise of evergreen structures and the operational and cultural demands they place on managers How consolidation in wealth management is changing allocator behavior and GP relationships Why brand, identity, and authenticity matter more than ever for alternative managers Links: Broadhaven Ventures - https://www.broadhaven.vc/ Michael On LinkedIn - https://www.linkedin.com/in/michaelsidgmore/ Alt Goes Mainstream Podcast - https://altgoesmainstream.substack.com/podcast Brandon on LinkedIn - ⁠https://www.linkedin.com/in/bsedloff/⁠ Juniper Square - ⁠https://www.junipersquare.com/⁠ Topics: (00:00:00) - Intro (00:03:05) - Michael's career journey and insights (00:09:13) - Market structure and evolution (00:20:13) - GP profiles and wealth channel strategies (00:26:22) - Education and allocation in private markets (00:29:43) - Navigating the wealth channel (00:30:04) - Leveraging industry-wide education initiatives (00:33:52) - Building a personal brand in finance (00:41:57) - Shifting business models in wealth and asset management (00:48:30) - Exciting prospects for the future (00:53:01) - Conclusion and final thoughts

The Mates discuss what OpenClaw means for AI Personhood and debate whether AI should have rights. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund: https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 3rd, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

GP opens on the Grizzlies winning at Sacramento last night + the latest on Ja Morant leading up to today's NBA Trade Deadline (22:00) Michael Wallace joins to continue the Grizzlies/Trade Deadline discussion(51:00) Memphis at UAB, Gonzaga upset in WCC play, Ole Miss' Chambliss denied waiver, Phoenix Open(1:15:00) GP's Carry Out 

In this episode, Heidi Brooks and Gianpiero Petriglieri invite you to step out of the mechanical pursuit of efficiency and into the "beautiful problem" of being human in a professional world. Through their conversation, Heidi and GP take you on a journey to reframe your everyday experiences as moments of learning, curiosity, and choice. They guide you through the essential tension between convergence, the practice of meeting a standard, and divergence, the freedom to ask "what else?" as you build a more spacious relationship with your experiences. They deconstruct and put back together the tensions between our goals of work and life. Ultimately, Heidi challenges you to reclaim your agency through what GP calls "The Work": the intentional use of your attention and relationships with others to resist seductive shortcuts (including AI) that undermine the learning lab that is your life.  Connect with Gianpiero Petriglieri's work at https://gpetriglieri.com. Notes [00:00] — Finding Agency in the Mystery of Life In this opening segment, Heidi Brooks invites you to view your life not just as something to survive, but as an adventure in learning through experience.  [02:15] — From Childhood Curiosity to Professional Pursuit You will hear Gianpiero Petriglieri (GP) reflect on his upbringing as an only child in Southern Italy, a background that forced him to "decode" the mystery of adults and navigate enmeshed family boundaries. He shares his five-year transition from psychiatry to management education, during which he immersed himself in intense experiential social systems. This journey allowed him to turn what was once a personal struggle with group dynamics into a professional blessing that both soothes him and makes him useful to others. [05:45] — Sensitivity as Your Greatest Professional Asset GP challenges the common idea that being sensitive is a liability in a professional setting. He explains that in today's overstimulating and anxiety-provoking work environments, sensitivity is a sociological skill that helps you parse what belongs to you versus what is happening in the system. By establishing boundaries—which GP describes as a "skin" rather than a wall—you gain the ability to "touch" and engage with others without feeling burdened by the interaction. [11:00] — Moving Beyond the Logic of Tools and Efficiency The conversation shifts to why many people find experiential learning "mysterious" compared to the instrumental logic of getting from point A to point B. You will learn that the goal here is not just to acquire tools, but to build "spacious selves" with wider emotional registers. This humanizing approach creates a space where you can think more thoughts, speak more freely, and feel more deeply in the presence of others, rather than acting like a mechanical bioengineering machine. [16:45] — The Two Paths of Learning: Convergence and Divergence GP explains that learning is not a single process; it involves both convergence (deliberate practice to meet a standard) anda divergence (exploring "what else" and "what next"). You might find yourself seeking education because you need instruction and feedback to reach a goal, or because you are in an exploratory phase questioning your own motives. This segment ends with an intentional pause and call to reflection from Heidi Brooks.  [24:00] — Doing "The Work" (Big W and Small W) In one of the most profound parts of the episode, GP defines "The Work" as the effort to develop integrated selves within democratic institutions. On a micro level, this means reclaiming your attention and conversation—the two fundamental capacities of leadership. Because attention is the beginning of strategy and conversation is the beginning of culture, choosing where you focus and what you talk about is your most powerful tool for reclaiming freedom from systems that try to control you. [29:30] — Reclaiming Humanity in the Age of AI You will hear a cautionary take on AI, which GP describes as a "seductive psychopath" that promises to relieve you of the "work" of thinking and relating. He argues that automating micro-interactions, like writing an email, strips away layers of your humanity. The challenge for you in a technological world is the "old problem": how to hold onto your own mind and maintain real connections despite the temptation to be relieved of the effort. [34:45] — Turning Sorrow into Connection As the episode concludes, GP identifies three modern sorrows: distraction, distress, and disconnection. He suggests that the reason you seek learning is to find their inverses: direction, hope, and connection. The final "beautiful problem" of being alive is the tension between wanting to be guided and wanting to discover for yourself—a paradox that Heidi Brooks encourages you to embrace as an ongoing journey rather than a task to be mastered.

Who is your ideal client truly, beyond plain demographics and assumptions? How much of your own past is reflected in the clients you serve best? What fears or barriers might […] The post Who Is Your Ideal Client, Really? | GP 313 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.

What if the smartest way to build real estate wealth is not quitting your day job, but using it as fuel? Jeff Ervick joins us to map a step‑by‑step journey from cold‑weather BRRRRs to scalable multifamily syndications, private credit, and smart insurance structures—all while keeping a high‑earning W‑2 in tech. Jeff is an accomplished Real Estate Fund Manager and Investor Relations Maverick. He has successfully deployed over $50M of equity across a $220M portfolio of assets under management and development, comprising multifamily, luxury SFH builds, ground-up development, Airbnb, and light/flex industrial properties.  Jeff's LP and GP portfolio comprises over 2250 doors under management and development. 

Welcome to another episode of Christopher Lochhead: Follow Your Different, featuring the legendary Ray Wang. In this memorable conversation, Christopher and Ray dive deep into the latest developments shaping the world of technology, business, and careers. From dissecting recent tech earnings from giants like Apple, Meta, Tesla and Microsoft to sharing insights from Davos and contemplating the implications of AI for the future of work and entrepreneurship. This episode delivers high-caliber analysis and practical takeaways for anyone navigating today’s rapidly evolving landscape. You're listening to Christopher Lochhead: Follow Your Different. We are the real dialogue podcast for people with a different mind. So get your mind in a different place, and hey ho, let's go. Lessons from Davos and the New Economic Realities Returning from a bustling Davos, Ray Wang shares his observations on how global leaders and executives are tackling an era defined by uncertainty, rapid technology adoption and a relentless pursuit of efficiency. One of Ray's core takeaways is the prevailing theme of “margin compression,” where even the world's largest corporations are working harder than ever just to achieve modest growth. Companies are now measured by their ability to scale exponentially, as illustrated by India's ISRO launching rockets at a fraction of NASA's cost, fundamentally altering competitive dynamics across industries. Ray explains that the rise of AI turbocharges this transformation by opening up “infinite possibilities.” Companies no longer just compete on physical or financial assets, but on their ability to harness vast data resources, quickly innovate and make sharp strategic choices about what problems to solve—and, crucially, what not to do. Privacy challenges, especially for companies like Apple, arise in this new era, making it difficult to deliver world-class AI solutions while maintaining rigorous data protection standards. Both Christopher and Ray emphasize that managing growth, inflation and investment are more complex than ever, with the U.S. outpacing much of the world in GDP growth, yet operating in a global environment rife with policy and market uncertainties. AI, Tech Earnings, and the Rise of the New IPO Era The conversation pivots to the massive investment and exuberance surrounding generative AI and tech infrastructure. Ray points out that while there are fears about overbuilding capacity or creating a circular funding loop among AI companies, there is still significant real opportunity. The current phase has seen enormous capital pour into building data centers and scalable AI platforms. Landmark IPOs from OpenAI, Databricks and others are expected to reshape the tech landscape. Despite market fluctuations and some outsized reactions to earnings, the fundamentals for big tech remain robust. Companies like Apple have solidified their status as luxury brands, even as others like Tesla and Meta retool and pivot to sustain long-term relevance and unlock new revenue streams such as robotics and energy. At the structural level, venture capital itself is in flux. Many VC firms have become indistinguishable from private equity, constrained both by too much and too little available capital relative to the demands of today's tech startups. The gap between small angel, family office, or solo GP funds and the mega funds has widened so much that the “middle” has all but disappeared. It is now entirely possible for one-person companies, through the leverage of AI and autonomous agents, to achieve scale and revenues previously thought impossible. Ray predicts it is likely we will see a single founder build a billion-dollar annual revenue company within the next five years, echoing the democratization and disruption that generative AI promises. Building Legendary Companies and Careers in the Age of AI Christopher and Ray close their discussion by exploring what all these rapid changes mean for leaders and individuals. For CEOs and entrepreneurs, the formula for thriving is clear but audacious. Leaders must design their companies to be fully autonomous and authentic, constantly reinventing their business as if they were attempting to disrupt themselves. Boards need to be stacked with people who grasp the new fundamentals: margin compression, exponential scale, and infinite possibilities brought by AI. Combining domain expertise with technical agility is more critical than ever, as the fusion of seasoned judgment and lightning-fast, innovative execution is where breakthroughs occur. On a personal level, Ray stresses that knowledge and execution are becoming commodities, rapidly automated by advances in AI. To stay relevant, individuals must become “macro analysts,” adept at synthesizing big ideas and patterns, deeply immersed in experimenting with new technologies and surrounded by others who are passionate about their own crafts. The traditional playbooks for career building, education, and even family strategies are being rewritten in real-time. The U.S. faces global competition for talent and innovation, and entrepreneurial energy is no longer confined to Silicon Valley or New York. The nature of immigration, investment and even educational choices must be reconsidered for new generations. In a world where the location and structure of opportunity are shifting, only those who embrace change, foster diverse collaborations and pursue purpose will continue to define the next era of legendary achievement. As both Christopher and Ray reflect, living and leading like Rob Burgess—embracing boldness, curiosity and authenticity—remains the path to being truly legendary in this rapidly changing world. To hear more from Ray Wang and his updates on the world of Tech and AI, download and listen to this episode. Bio R “Ray” Wang (pronounced WAHNG) is the Founder, Chairman, and Principal Analyst of Silicon Valley based Constellation Research Inc. He co-hosts DisrupTV, a weekly enterprise tech and leadership webcast that averages 50,000 views per episode and authors a business strategy and technology blog that has received millions of page views per month.  Wang also serves as a non-resident Senior Fellow at The Atlantic Council's GeoTech Center. Since 2003, Ray has delivered thousands of live and virtual keynotes around the world that are inspiring and legendary. Wang has spoken at almost every major tech conference. His ground-breaking bestselling book on digital transformation, Disrupting Digital Business, was published by Harvard Business Review Press in 2015.  Ray's new book about Digital Giants and the future of business titled, Everybody Wants to Rule the World will be released July 2021 by Harper Collins Leadership. Wang is well quoted and frequently interviewed in media outlets such as the Wall Street Journal, Fox Business News, CNBC, Yahoo Finance, Cheddar, CGTN America, Bloomberg, Tech Crunch, ZDNet, Forbes, and Fortune.  He is one of the top technology analysts in the world. Links Follow Ray Wang! Website | Twitter | LinkedIn | Constellation Research | DisrupTV We hope you enjoyed this episode of Christopher Lochhead: Follow Your Different™! Christopher loves hearing from his listeners. Feel free to email him, connect on Facebook, X (formerly Twitter), Instagram, and subscribe on Apple Podcast / Spotify!

GP opens on the news that the Grizzlies have traded Jaren Jackson Jr, Jock Landale, Vince Williams Jr and John Konchar to the Utah Jazz for three 1st round picks, Walter Clayton Jr. and more. (30:00) Chris Vernon joins to continue the Grizzlies discussion (49:00) NCAA President wants the tournament expanded, Tennessee blasted Ole Miss, Pro Bowl, NFL PA doesn't want 18 games, and the latest on the disappearance of Savannah Guthrie's mother. (1:23:50) GP's Carry Out 

This episode is not about marginal gains. It's about the thing we all quietly assume, until we cannot: being fit does not make you bulletproof. Nick shares what happened when he suffered a heart attack and cardiac arrest during the GB National Open Water Championships (July 2023), mid-race, in open water. He was resuscitated on site, later underwent a double bypass, and then began the long, patient process of rebuilding his health, fitness, and confidence. It's an honest conversation about preparation, prevention, and the responsibility we all carry, not just for our own health, but for the people training around us.   What you'll learn in this episode What it felt like in the lead-up, what happened in the water, and why rapid action mattered The chain of survival: bystanders, CPR, defibs, and how quickly outcomes change Double bypass surgery and what recovery really looks like in the real world Returning to training after a major cardiac event, physically and mentally The uncomfortable truth for masters athletes: training is brilliant, but it is not a health screen   Battle Ready takeaways (5 punchy ones) Fitness improves your odds, not your immunity. You can be in great shape and still have hidden risk. Learn CPR and how to use a defib. Not “someone should”, you should. Get your checks done, especially over 45. Do not wait for a scare to start paying attention to your numbers. Rehab is training. Cardiac rehab and gradual progression are the comeback plan. Your lifestyle habits are part of performance. Sleep, stress, nutrition, and strength are not extras, they are the foundations. One key quote “Being fit doesn't make you immune.”   Practical actions to take after listening Book a proper health check and get your key markers reviewed (blood pressure, lipids, glucose control, plus anything your GP recommends for your age and history). Do a CPR course and find out where the nearest defib is at your pool, track, gym, and local venues. Have the conversation with your training mates: who calls, who does CPR, where's the defib, what's the plan. Take the boring stuff seriously: sleep, alcohol, ultra-processed food, and stress load all matter more as you get older.   Some links from Nick: Book recommendation- “Motivation is P.E.A.R. shaped” by author and psychologist Simon Hartley.   http://www.yorkshireairambulance.org.uk http://www.suddencardiacarrestuk.org   Join the SWAT Inner Circle And if you want structure, accountability, and a tactical plan for staying strong, mobile, and resilient all year round, the SWAT Inner Circle is where you'll find the support to stay Battle Ready for life's adventures. CLICK HERE TO START YOUR MISSION   Connect with me HERE: https://linktr.ee/simonward You can find links for the following channels - Website, Facebook, podcast, Instagram, YouTube   Email: Simon@thetriathloncoach.com Sign up for Simon's weekly newsletter Download Simon's Free ‘Battle Ready Lifestyle' Infographic — https://simon-ward.kit.com/battlereadylifestyle J

Seth Bradley interviews Bronson Hill, sharing how Bronson transitioned from a high-paying medical sales career into full-time capital raising and built a business that has raised nearly $60 million. Bronson explains why capital raising is fundamentally a sales and relationship-driven process, how authenticity and transparency have helped him retain investor trust through a difficult market cycle, and why cash flow has become more important than appreciation for many investors. He also breaks down the evolution from co-GP structures to fund-of-funds models, the importance of compliance and professionalism, and how systems, partnerships, and investor experience play a critical role in scaling a sustainable capital aggregation business. Bronson HillCurrent role: Founder & CEO, Bronson EquityBased in: Pasadena, CaliforniaSay hi to them at: Facebook: ⁠https://www.facebook.com/bronson.hill.37⁠ | LinkedIn: ⁠https://www.linkedin.com/in/bronsonhill equity/mycompany⁠ Youtube: ⁠https://www.youtube.com/channel/UCc1KYJL8ZjF3GC3Wh5lYNfg⁠ Instagram: ⁠https://www.instagram.com/bronsondavidhill⁠ Website: ⁠https://bronsonequity.com Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's episode of Wealth Formula features an interview with Claudia Sahm, and I want to share a quick takeaway before you listen — because she's often misunderstood in the headlines. First, a quick explanation of the Sahm Rule, in plain English. The rule looks at unemployment and asks a very simple question:Has the unemployment rate started rising meaningfully from its recent low? Specifically, if the three-month average unemployment rate rises by 0.5% or more above its lowest level over the past year, the Sahm Rule is triggered. Historically, that has happened early in every U.S. recession since World War II. That's why it gets cited so much. And to be clear — it's cited a lot. The Sahm Rule is tracked by the Federal Reserve, Treasury economists, Wall Street banks, macro funds, and economic research shops globally. When it triggers, it shows up everywhere. That's not by accident. Claudia built one of the cleanest early-warning indicators we have. But here's the part that often gets lost. The Sahm Rule is not a market-timing tool and it's not a prediction machine. Claudia emphasized this repeatedly. It was designed as a policy signal — a way to say, “Hey, if unemployment is rising this fast, waiting too long to respond makes things worse.” In other words, it's a call to action for policymakers, not a command for investors to panic. What makes this cycle unusual — and why talking to Claudia directly was so helpful — is what's actually driving the data. We're not seeing mass layoffs. Layoffs remain low by historical standards. What we're seeing instead is very weak hiring. Companies aren't firing people — they're just not expanding. That distinction matters. And this is where I think the big picture comes in — not just for understanding the economy, but for investing in general. When you step back, the big picture includes a government with massive debt loads that needs interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. And it includes the reality that if the current Fed leadership won't ease fast enough, future leadership will. History tells us that governments eventually get the monetary conditions they need — even if it takes time, even if it takes new appointments, and even if it takes a shift toward a more dovish Federal Reserve. That doesn't mean reckless money printing tomorrow. But it does mean that structurally high rates are unlikely to be permanent. And when you combine that with investing, the question becomes less about this month's headline and more about what's positioned to benefit when the environment normalizes. That's why I continue to focus on real assets that are already deeply discounted — things like multifamily real estate — assets that were repriced brutally during the rate shock, but still sit at the center of a growing, rent-dependent economy. This conversation with Claudia reinforced something I've been talking about for a long time:The biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I've made this mistake myself. If you want a thoughtful, non-sensational, data-driven discussion about where we actually are in this cycle — and what the indicators really mean — I think you'll get a lot out of this episode. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Well Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, uh, listen, we’re back in, uh, back in the saddle in here in, uh, 2026. I know it’s takes some time to get used to it, but we’re, gosh, we’re at the end of the month actually by the time this plays. I think we’re in February. It’s time again to start thinking about investing. And so if you are interested in potentially using this year, which I believe and which many believe to potentially be the last year, uh, big discounts, uh, in real estate and, uh, various other types of offerings. Make sure. To sign up for the Accredit Investor group, our investor club, as we call it wealthformula.com. You do need to be an accredit investor and then you get onboarded. An accredit investor is just defined by who you are. If you make over $300,000 per year filing jointly, or 200 by yourself, every reasonable expectation to do so in the future. Or you have a net worth of a million dollars outta your personal, outside of your personal residence, you’re an accredit investor. Congratulations. Join the club wealthformula.com. Interesting podcast. Today we have, uh, Claudia Sahm She’s a Big Deal, Claudia Sahm. You may recognize that last name som, for this som rule. And what is a som rule in plain English. You actually have heard of the som rule multiple times from other economists who’ve been on the show. The som rule looks at unemployment. And asks a very simple question. Now, has the unemployment rate started rising meaningfully from its recent low? So specifically, if the three month average unemployment rate rises 0.5% or more above its lowest level, over the past year, this som rule is triggered. Now, historically, that has happened early in every US recession since the World War ii. That’s why it gets cited so much. It gets cited a lot. By the way, the sum rule is tracked by the Fed treasury economists, wall Street Banks, macro funds, economic research shops globally, and when it triggers, it shows up everywhere, and that’s not by accident. Uh, Claudia has built one of the cleanest early warning indicators we have, but here’s the part that often gets lost. The som rule is not a market timing tool, and it’s not a prediction machine. Claudia, uh, emphasized that repeatedly. It was designed as a policy signal, a way to say, Hey, if unemployment’s rising this fast, wait, waiting too long to respond makes things worse. In other words, it’s call to action for policy makers, not a command for investors to panic per se. So what makes this cycle unusual and why talking to Claudia directly was so helpful? Well, it’s what’s actually driving the data. We’re not seeing mass layoffs. Layoffs remain low by historical standards. Um, what we’re seeing instead is very weak. Hiring companies aren’t firing people, they’re just not expanding, and that distinction matters. This is where the big picture comes in, not just for understanding the economy. For investing in general and when you step back, the big picture includes a government with massive debt loads that need interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. I’ve mentioned this before and it includes the reality that have to fed, fed, uh, if the current Fed leadership won’t ease fast enough. I am likely the case that future leadership appointed by. Donald Trump himself, uh, will, so history tells us that governments eventually get the monetary conditions they need, even if it takes time, even if it takes new appointments. And even if it takes a shift towards a more dovish federal reserve. Uh, that doesn’t mean, uh, reckless money printing tomorrow, but it does mean that structurally. High interest rates are unlikely to be permanent. Okay? And when you combine that with investing, the question becomes less about this month’s headline and more about what’s positioned to benefit when the environment normalizes. Okay? That’s really, really important, and that’s why I continue to focus on things like real estate, right? Real estate is currently. Not for long, in my opinion, but deeply discounted things like multifamily real estate, um, that were repriced brutally during the rate shot, uh, but are still at the center of a growing and, and rent dependent economy. And again, uh, this conversation with Claudia reinforced something that I’ve been talking about a long time, which is the biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I’ve made that mistake myself. I am not immune. I have made lots of mistakes, and that’s one of them. So this is a great conversation. Hopefully you’ll enjoy it, especially if you want a thoughtful, nons sensational data-driven discussion. Where we are actually at in this cycle and what these indicators really mean. I think you’ll get a lot of this episode and we will have this conversation for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps. Paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today my guest on Wealth Formula podcast is Dr. Claudia Sahm. Uh, she’s an American, uh, macroeconomic expert, uh, known for her work, uh, on monetary and fiscal policy and real-time economic indicators. She developed this som rule, which I think, uh, people have mentioned on this show before, so this is a great opportunity to talk to her about that. Uh, it’s a widely, uh, followed recession signal based on unemployment. She’s also a former Federal Reserve economist and senior policy advisor in government. Um, so welcome, uh, Dr. Sahm. Great. Happy to be here. Thank you. Well, let’s, let’s kind of start out with this som rule because, uh, you know, it’s funny, we, we have had a few different people, uh, at various times bring up the SOM rule, and I think one had actually said that it was triggered, but I don’t don’t think it was at any rate, let’s, let’s start with that. What is the som rule? Lemme start with why is there a som rule, and then we’ll then we’ll get to specifically what the, what the rule is itself. So when I started out on the project, it wasn’t so much about. Calling a recession, like there are some really fancy technical ways that economists like look at the tea leaves and the data and either try to forecast a recession, which is incredibly hard, or even just say we’re in a recession in real time. So like that’s a useful endeavor. But what actually was behind the development of my recession indicator was more of a call to action. How do we develop policies that, that the Congress can put into place very quickly if a recession comes? So these kind of what are referred to as automatic stabilizers, so they’re decided upon ahead of time, but then you do need a trigger that says a recession is here. So now that enhance the unemployment benefits, send out the stimulus checks, whatever it is that we kind of have as our typical tools that are used in recessions, we could have those ready to go as kind of guardrails. Then like you, you turn the policy on. So that was really my emphasis was on how do we do better policy and recessions, get the support out quickly. ’cause that’s the best chance of kind of stabilizing the situation. And then it’s like, well it was in a, it was in a policy volume that they asked for, like a really concrete proposal. So if I’m gonna say an automatic stabilizer, I need to have a proposal for what a trigger could be. So that’s really where the som rule came. So I think it is important. It’s definitely important to me to, I always remember like what the kind of reason for it’s sure. Now that also guided what the indicator itself looks like. So again, it was gonna be in, in fiscal policy. It needs to be simple, it needs to be something that we track it and it needs to, I felt it was important that it capture the reason that we. Fight recessions, why there’s such a bad, uh, you know, outcome. And so it looks at the, the unemployment rate. I use the national unemployment rate, take a three month average. ’cause we wanna smooth out, like there’s bumps and wiggles in the data from month to month. So you kind of, you know, three month average. One way to smooth it out. So you take that series of three month averages, you look at the current value, you compare to the lowest value over the prior 12 months, if you’ve seen an increase of a half, a percentage point or more. Which is really pretty modest, but half a percentage point or more. Historically, we have been in the early months of a recession, so it’s not a forecast. It’s supposed to be like we’re in it. Let’s go. It’s an empirical pattern. It’s one that’s worked in the United States. It reflects kind of our labor market institutions, the way unemployment rate moves and recessions. It historically is the case that once you get past a certain threshold of increased unemployment rate, it tends to build on itself. And in a typical recession, we see increases of. Two, three or more percentage points in the unemployment rate. Uh, so that’s, that’s what the summer rule is. And in fact, it did trigger in the summer of 2024. At that time I had said like, look around, we are not in a recession. GP is still expanding. Job creation is still happening. We don’t see the other hallmarks of a recession. And pointed to the fact that we’d had a very disrupted labor market after the pandemic in particular. You know, there had been a lot of immigration at that point. The unemployment rate is the total number of unemployed. So people who don’t have a job but are actively looking for one out of the labor force, right? And so these people that have to either be employed or looking for jobs, and so we actually saw from the pandemic. Both with the pandemic and then later with the surge and now the reversal in immigration. We’ve seen a lot of movement in the, in the labor force, which makes unemployment rate a little tricky to interpret. And then I’d also argue, we saw early in the pandemic, the unemployment rate dropped very rapidly. We even had labor shortages. So in some ways unemployment rate rising and it has risen over. I mean, it continued to rise last year in 2025. A lot of that’s also normalization. We’d had a very low unemployment rate. So I think the, the pandemic recession has a lot of features that were very unusual. We’ll talk probably more about the labor market continued to be kind of unusual. So the, you know, the somal was not the only recession indicator to fall flat on its face in the cycle. Um, but I think it’s still a useful, useful guide and I, and. You know, even if it’s not a recession, the, the unemployment rate is a full percentage point above, its low in 2023. So, I mean, that, that could, that could be a reason for policymakers to respond, even if it’s not responding to a recession. Right. That was the first time that it, that triggered and, and actually didn’t. End up in a recession, right? There’s some back in the 1950s, earlier, but it’s, it’s the first time where there’ve been some false positives in the past or, or near false positives. Like in 2003. It was kind of close, uh, is like the unemployment rate rises a little bit and then it falls back down. What we saw after it triggered in 2024 is it stabilized. Then last year it continued to rise. So this the pattern that we’ve seen since the pandemic of rapid recovery dropping unemployment rate and then it’s like gradually rising and yet has risen a full percentage point that you go all the way back in the post World War II period. We don’t see anything that looks like that. So that is a very unusual. Paris. So something’s more is going on in the labor market than just our typical business cycle, boom, bust, recession type dynamics. So what is that? What is the thing that’s happening that’s unusual right now in the labor market? Right? So the thing that is driving the unemployment rate up, I think this is a good lesson, a reminder to all of us. It’s not about layoffs. The rate of layoffs in the United States is really quite low. You look at unemployment insurance claims, they’re also quite low. What’s been pushing the unemployment rate up over the last two and a half years has been a very low rate of hiring and, and it’s, and it is something that over time will at least gradually put upward pressure on the unemployment rate and frankly. Until hiring picks up and we really don’t have many signs of it. Even as we enter 2026 unemployment rate’s gonna probably keep drifting up ’cause we’re not keeping job creation’s, not keeping up with, you know, people coming into the, into the labor market and, and that what’s, I think the puzzle right now is that hiring has been very low. But what we’ve seen in terms of consumer spending, business investment, so the kind of the big pieces of GDP, they’ve really held up pretty well, so. Business. It’s not, again, not that recession of the customers have disappeared. And so we’re not hiring, or we may even be firing workers. The customers are there for the businesses, but they’re choosing in this environment not to add, uh, to their payrolls. And that’s slowly pushing up down point rate. Yeah. Um, you know, it, it’s interesting what you’re, you’re talking about, but essentially you’re, people aren’t getting fired. They’re just, when they retire or leave, they’re just not replacing those. Individuals, you know, makes me think a little bit about what’s going on in the big, you know, in the tech push with artificial intelligence and that kind of thing, and increased in efficiency. Certainly you see that in the larger companies like Amazon and all that, where they’re just becoming massively more productive and cutting expenses essentially by, you know, using tech. Do you think that this is sort of an early indication, potentially of that kind of movement? So it. It’s possible, but I think we’re at the very front end of AI disrupting the labor market. This low hiring rate that we’ve talked about. You see this across all kinds of industries, including ones that don’t show high levels of AI adoption, and frankly, a AI adoption is pretty low. I mean, there are some sectors like tech and increasingly finance and some professional services have higher adoption rates. Uh, but in terms of it being able to explain the low hiring. I think it’s pretty tough ’cause the low hiring is such a, such a broad based, um, phenomenon. Now, AI might be, I think, indirectly contributing in that one of, one of the hypotheses about why, um, businesses have been, uh, not hiring despite, you know, economic activity. Continuing to push ahead could be that there’s a lot of uncertainty. Now there is a long list that we could draw of, of factors that might be causing businesses to be uncertain and hesitant to add to their payrolls. Uh, a lot of times you talk about things with tariffs or, you know, economic policy, regulations changing, you know, so there’s a lot going on there. But it could also be, there’s a lot of uncertainty about what this technology means for the future. Maybe you don’t need to bring on more workers because your ability to kind of use and adapt this technologies coming online. And so like that could be part of it. I think there’s another piece, you know, we have a lot of discussion about ai, but I do think that there’s, there could be a, a technology angle to this that’s, that is. Not in the AI technologies, but maybe just some of the more basic kind of automation is again, right after, you know, the, the pandemic recession as we came out of a, you know, very rapid recovery, uh, there was, there was a lot of hiring or that, ’cause businesses had done a lot of firing and they needed to bring back workers really rapidly and we actually had a period of labor shortages. There were workers moving around a lot and there were, that also put a lot of pressure on some employers, particularly in service sector, to automate more ’cause they just couldn’t get the workers, so they needed to bring technology. Online to help, you know, fill the gap. And over time, you know, businesses though, they haven’t done as much hiring, they have been firing. So the workers, they have longer tenures, have more experience, they’re probably more productive. So maybe businesses can kind of, you know, get away with not doing more hiring. ’cause the people they have there can kind of keep up with it. Um, and they’ve done some more automation. I don’t think those are sustainable. I think we’re going to need to see hiring pickup in terms of, of staying with, um, you know, as expanding, uh, demand from customers. But I won’t pretend to know what AI means for the future of the labor force. Right. So like there could be, I think that’s a big conversation about we’re headed, where we’re headed. I think it’s probably a pretty small slice of explaining. Where we’re at right now. You know, it’s interesting because obviously there was a lot of concerns about rising inflation, and particularly in the context of, you know, tariffs and, and among those types of things that were, were, um, coming down the pipe. And as it turns out, inflation seems to be coming down. How do you explain that from where you sit? Because it, it, it seems sort of to contradict a lot of what, you know, many economists believe to be likely. So when thinking about the effects of tariffs on inflation and this, this idea that it didn’t end up being as much of a factors we had really feared, uh, you know, a year ago. I think there’s a few things to keep in mind. One, the announced tariffs, uh. Didn’t come to pass fully. Right? So there’s a big difference between some of the, the, the initial announcements, whether it was on Liberation Day, April 2nd, or the initial kind of retaliation tit for tat with China, where we ended up with some triple digit, uh, tariff numbers. Those didn’t end up being where we, we ended now tariff, the effect of tariff rate. Is much higher than it was before. Right. Uh, president Trump came into office for the second time, so like, I don’t wanna minimize the, the, the increase in tariffs and the US government collected about $200 billion last year in, in additional tariffs. But there is a, there’s a good bit of daylight between what was announced and where we actually ended up. Businesses also proved very capable of trying to avoid those tariffs and not in like a. Illegal kind of way of avoiding them, but, but using inventories like trying to get ahead of them. We know the tariffs are tariffs. There’s been some evidence that, that it’s businesses are gonna start passing on the tariff cost increase when it’s actually tied to the inventories that they’re putting out in front of customers. And for some of our goods, like say apparel or things that have long seasons or come from, you know, all across the world, it actually takes quite a bit of time from the inventories being what actually shows up in front of customers. So there’s been the ability to. Kind of get around the tariffs ’cause they were rolling in. And so do be smart in terms of your inventories. And then it just takes time for those inventories to be, you know, um, to come down. Mm-hmm. By, there’s been several studies at this place, at this point that, that demonstrate that the, the tariffs, the cost of the tariffs is coming into the us. So the, it’s always the importer that pays the tariff, like literally writes the check to the US government. But it’s possible that the foreign producer could say, reduce their prices on what they’re, you know, paying or what they’re asking to be paid for that, uh, imported good. And then that would be a way of the foreign producer sharing the cost of the tariff. But everything that we see from the M Court data suggests that a very small fraction, probably less than 10%. Of the total tariff burden is being born by, at least at this point, born by the foreign producers. So it’s coming into the us. It’s sitting with either US businesses that are importing the goods or have the goods at some point in their, you know, in their supply chains and, and with us customers, the consumers we have, we’ve seen. I think you can really look at the inflation data. You can see the goods prices, which often are kind of a drag on inflation that they did turn around. They’re, they’re putting upward pressure on inflation. It’s not massive. It doesn’t explain all of these, you know, 200 billion in tariff costs, but then it is, it’s sitting with businesses. The effects still, it’s still just not that long enough to really understand. You know what, what the implications. It’s possible. I, I think that’s true with any, with any big policy change. Like it doesn’t happen overnight. I think that’s one thing that a lot of, a lot of economic models that, like, they’re, they’re very sensitive, right? Like as soon as a policy change happens, the models will kind of tell us something pretty dramatic in terms of adjustments. But this last year was a reminder, like when there’s, when there’s a big cost, there’s gonna be a lot of attempts to adjust around it to try to minimize that cost and then. It takes time, like in the real world, like the interactions are much more complex. You know, inventory lags all of the, like, it takes time to move its way through. So I think we’re not done with the pass through. I think we’ll probably still see more come to consumers, but businesses could decide to bear that cost. They, they could, you know, with profit margins. I mean some of, some of the inflationary environment in the pandemic did allow. There were very broad base increases in prices. You did see some companies be profitable from that because it was, there was a, you know, some of the costs were more targeted, but the, you know, the, the price increases were broad. So it could be a time where businesses see that, you know, consumers are more price sensitive now than they were in 21, 20 21, 20 22, so they’re not passing as much on it. Could be that that’s part of where. Like the cost businesses are dealing with that cost by maybe doing less hiring as opposed to passing it on to consumers. Uh, you know, they could be taking a hit with their profits. They, you know, so like, it doesn’t have to go all the way through to consumers. There are different levers that can be pulled. I do think we’ll still see some pass through in the, in probably the first half of this year, and that’s assuming that our whole tariff regime. Sit still, right? It looks like once again we might be, uh, increasing those tariffs, but, um, so yeah, I think it’s just tracing, you know, the tariffs through the system is really complicated. And one last thing I’ll say about the tariffs is they’re not just tariffs on goods that go to consumers. These tariffs have been broad enough that we’re also taring imported goods that are used by our manufacturers used for our, by our businesses in their production. So then it can take a really long time for that to end up with the, you know, the end customer could be a business to start with, and then it moves its way down. So I think these are just, you know, the costs are real. We can see the tariffs have been collected, the costs are there. We can see in the import data, there haven’t been import price data, there haven’t been a lot of adjustments by the foreign suppliers. So then it’s just a question of, we have these costs. Where did the cost go? I believe the last GEP was 4.3% and, uh, inflation was around 2.6, 2.7, or at least core. You’ve obviously, uh, worked at the Fed. Um, give us a sense of the situation that the Fed is trying to figure out here. Like what do they do with these numbers and, you know, all of the issues that surround them. The work at the Fed, I mean, it, it’s laser focused on the, the response, the mandates that the Fed has. So with maximum employment and price stability and with maximum employment, that’s not something that can be easily defined. It’s not like it’s a particular unemployment rate, it’s not a particular payroll number. But I mean, broadly speaking, it’s, you know, do, are, you know, the people who wanna work, are they working? In such a way that it’s not putting pressure on inflation, right? Like labor shortages that end up with wage increases that just, you know, end up with inflation. Like that would be a situation where the Fed would actually want to kind of help restrain some of the. Uh, employment growth. And we, we saw that in this cycle. I mean, the Fed raised rates a lot in 2022 and 2023. Uh, so that’s the maximum employment on the stable prices. The Fed has set a target of the 2%, uh, year over year PCE inflation. So a little different than the CPI inflation, but very much related. And, and it’s one, I mean, that’s, that’s the goal, right? And it, uh. So it starts with those two pieces and, and what’s been, I think what’s been challenging in say the last year as the Fed was, you know, trying to figure out what it was gonna do with interest rates was the fact that it, there was pressure on both sides of the mandate. Mm-hmm. Um, and not necessarily the, well, I mean, inflation itself has, was above the 2%. It continues to be above the 2%. Target has been. Since 2021. Now the Fed’s policy doesn’t have a look back, but I mean, they do worry that the longer inflation stays closer to three than two businesses. Consumers are gonna start to kind of embed three into their actions, their expectations. Then you kind of get stuck there. So like that, that both, you know, they were missing on the inflation mandate and there were, there were concerns that the, that we might see inflation get stuck above the mandate and the way you dislodge it if it gets stuck. Could end up risking a recession, right? So the Fed doesn’t want that to happen. So that’s a real concern. But then on the employment side, you know, we started out talking about the small rule, the rising unemployment rate. We’ve seen the unemployment rate rising. And then last year in particular, it wasn’t just the unemployment rate rising, we saw job creation just really take a leg down. Um. Some of that probably is less immigration population aging, so less supply of workers, which isn’t something the Fed would react to. ’cause that, I mean, if you don’t have as many people that wanna work, you don’t need to create as many jobs. But the unemployment rate was rising, so it’s clear, like there just wasn’t, there wasn’t enough job creation to keep up with, um, the workers who were there, uh, to work. And, and there was a concern that this could, could spiral out. Those small increased unemployment rate that, that very low level of job creation. And frankly, if you look at, I mean the, I mean, we have multiple months and probably more after revisions of declines in payroll employment. Mm-hmm. Like if you looked at the labor market data, you’d be like, aren’t we in a recession or like on the edge of one? Again, that’s not where we’re at, but it, it certainly gave that, that risk. Things could be slowing down. And, and the, the last piece that was really important in the Fed’s decisions was where, where’s the federal funds rate? Where are the interest rate, the policy interest rate they control? And it was still relatively high. For, for recent history, right. Not in the long history of the Fed, but mm-hmm. And so, like the Fed had raised, they’d raised interest rates quite aggressively to fight the inflation in 2022. They’d very gradually lowered it. Some was taken out in 2023 because made some pro, made quite a bit of progress on inflation in, or in 2024, they lowered the rates in 2025, the 75 basis points of cuts that the Fed did. It was out of concern. Of the labor market unraveling a risk, not a, not saying, hey, the labor market is unraveling, but saying the risk that the downside risk to employment are larger and more worrisome than the upside risk to inflation. So this inflation getting stuck, is that still the case as a going into 2026 here? So, you know, even, even last year we saw, we listened to Fed officials, there’s quite a bit of disagreement. Because it was a tough situation to read. There are some Fed officials that were more focused on inflation, some that were more focused on the employment side. Uh, and it really was just a matter of kind of reading the economy and trying to figure out this, a very unusual situation, like where, where was this headed? What did the Fed need to do? In the end, the consensus on the Fed was to do the rate cuts, kind of front load them. They talked a lot about it as insurance. They’re taking out insurance against the labor market deteriorating. And I think with that approach, in all likelihood, and there’s been certainly signaling of this, that when they meet at the end of January, it’ll, they’re unlikely to move again. That this is, this will be an opportunity to hold steady, be patient the Fed has, has taken out their restriction. So they don’t have the higher rates, so they’ve pulled rates down. We also know that early this year there’s various kinds of fiscal support that are coming online or tax cuts to households and to businesses that should give a little extra lift, uh, to the economy. So I think it’s a period of the Fed waiting to see what the effects of their policy changes are, seeing what the effects of the fiscal policy with the expectation this will be enough to stabilize the labor market. Even help get it back on track and really what the Fed would like. I mean, we’ll see what they get, but they’d really like the next cut to be a good news cut. Like inflation. Oh look, it’s moving back down again. We’re making clear progress back to 2%. I think that’s probably gonna take maybe even till the middle of this year to build that case. A strong case for the disinflation. Mm-hmm. But that’s, that’s what they would, would like to do. But they’re gonna keep an eye on the labor market. But nothing we’ve seen in the most recent data suggests that they gotta get moving like that. There’s some, you know, real pressure building. Um, in fact, the labor market looks a little bit better probably than when they met in December and inflation. Showing some signs of progress, but it, it’s pretty bumpy in terms of, there’s a lot of noise in the data at the moment. You mentioned, um, the Fed’s mandate and you know, certainly that’s something, um, that, uh, you know, that, that we know the Fed looks at these unemployment numbers that look at inflation. I’m curious though, that there’s, you know, there is this push and pull with the treasury. In particular, you know, looking at the amount of, of, of, of bonds that need to be refinanced, that kind of thing. I mean, presumably that’s one of the reasons why the Trump administration is pushing so hard, uh, on the Fed to reduce, um, you know, to reduce rates so that you know, this sovereign debt can be refinanced at a, something a little bit more palatable. How much of that actually. I know it’s not supposed to play a part in the Federal Reserve’s actions, but in reality is there, is there that kind of, you know, thinking that, you know, they have to, they, they may try to play ball a little bit with the, with the situation, with the debt. Yeah. There, the, the Fed is not playing ball right now with the administration. Uh, but, but there have been, there have been times in our past. So during World War II, there was an explicit cooperation between the Fed and the Treasury. The Fed kept interest rates low. Both the federal funds rates, so the short term interest rates, they also did, uh, some purchases of longer term to help keep longer term rates down. Right. So I mean, the, the Fed really, they, their policy was oriented exactly on this objective, keeping the borrowing cost of the US government low because it was financing the war effort. So, so there have been times where the Fed has cooperated with treasury. Now, when they came out of World War ii. What happened is, you know, treasury wants to keep interest rates low. This is good for, you know, the economy, good for growth, but it was, it really was creating a lot of inflationary pressures and it took until the early 1950s for the Fed to kind of regain its kind of operational independence from treasury and then go back to pursuing, you know, inflation as a key goal. And then also in the late seventies and maximum employment was added as an explicit goal. So we’re in a place now where. It’s employment, it’s inflation, it, there was quite, um, I mean, president Trump and some other officials have been, you know, very open about saying rates should be low to help with the deficit, with funding the gov. So like, it’s, it’s been in the discussion in the air. But that’s not, that’s not a mandate that Congress has given the Fed. That’s not what they’re pursuing. It does, you know, but things can change at the Fed. We’re gonna see a change in leadership this year with a new Fed chair. Um, the Fed always, I mean, Congress created the Federal Reserve. It’s changed its abilities, its responsibilities over time. I don’t wanna say that we’ll never get back to a place where the Fed thinks about. Its effect on the deficit. I mean, they’re watching it, they know, right? They’re tracking all these aspects of the economy. But in terms of what’s driving the Fed’s decisions about what the, the federal funds rate should be, that’s not part of the calculus right now. Yeah. Um, you know, another, just another question is for clarity. You know, the, the, um, officially right now there’s, there’s no quantitative easing. However, there is. Uh, you know, I’ve been reading, uh, about even, I think even today, there was a, a fair amount of liquidity, uh, being injected in by the Fed. Can you, for people who don’t understand the mechanics of this and what the difference in terminology is, can you explain to us maybe what the difference is between quantitative easing and what’s being done right now? So just as for context, where quantitative easing even came from. So if we go back to the global financial crisis in 2008, the Federal Reserve, in response to that recession, pulled the federal funds rate all the way to zero. Cut rates to zero And as sure many of us remember that that recession was a very deep and long recession. So, and the unemployment rate was, you know, 10% and inflation was not a problem. So the, the Fed would want in that environment to do more to support the economy. But when the federal funds rate is at zero, that’s, its, that has been its primary tool. Well, that’s, that’s. Stepped out. So then as a question of, well, what else could we do to help support the economy? And, and there, there were. Different possibilities. Uh, some European central banks looked at, you know, they actually did negative interest rates or tried to pull their policy rates, and that’s not what the US did. What was done was to do purchases of, uh, treasuries. Uh, there’s also been purchases of mortgage backed securities, and this is where the Fed is. I mean, and, and they’re creating reserves. So the fed, I guess, secretary, uh. Treasury doesn’t refer to it as magic money. Um, you know, they create reserves and then they’re going out and they’re buying tr so they’re pushing that liquidity, that demand into markets. And if you’re, if there’s a lot more demand for treasuries, well, the price of the treasuries will go up. The yield comes down. Interest rates go down. Yep. Interest rates go down. So they. They were, the Fed wanted to support the economy more. That was the tool that they used to do it. So when, when the Fed talks about quantitative easing, it’s not just the tool, the asset purchases, it’s also the intent, right? They wouldn’t do quantitative easing right now. ’cause if the Fed thought they really need to stimulate the economy more, they’ve still got like. More than three percentage points they could cut from the federal funds rate. Like if the issue were right now, we need to like get the economy going, they’re gonna like cut the funds rate and do it that way. They wouldn’t be pur like purchasing assets, purchasing treasuries to do that. But what what happened is between the global financial crisis, the Great recession, so all the asset purchases done then. There was some, some runoff of the balance sheet, but then again, in the pandemic there were a lot of asset purchases. Uh, the Fed has a really big balance sheet, and it has, uh, it, it kind of changes the way that the Fed can even just move around the federal funds rate. Like, I don’t wanna get too much into the, the technicals, but it’s, it’s just, you know, when the Fed says, well, we wanna lower the, the funds rate to 3.5%. In the old days, they could kind of do, you know, with the bank reserves and they could like, make these small purchases and it would, it would make that stick. Now with, there’s, uh, banks have a lot of reserves, so they’re not as responsive. And so just to kind of, there’s like the, the technical, the tools, the Fed has to just make it happen. In terms of operationally, it means that they have to do some purchases now and then they call their, I mean the new name they have for these are reserve management. Purchases. So it’s really about operations. It’s not about, but it does mean they’re purchasing assets. So if you’re just focused on like the Fed’s purchasing assets, they’re putting liquidity into the system. Yes, they are doing that, but it’s not with the intent to kind of push the economy to run harder. It’s just enough liquidity to keep. The federal funds rate stable at the level that they wanted to be at, to just make sure that all these operations are short in the very short term lending markets amongst banks, that it’s all kind of working as mm-hmm. As it should be. So it’s more about operations and it’s about stimulus policy. Right. A lot of our, um, a lot of our listeners are real estate owners, investors, and they’re, you know, they think about, um. Mortgage rates and that kind of thing. There was recently a, a pretty significant, well, I don’t know how significant it really was. I think it was about, was it maybe $250 billion worth of mortgage backed securities purchased by Fannie Mae. Um, that ca can you talk about the purpose of that and really the, you know, what kind of effect that would actually, we could actually expect from that. It’s certainly been, I mean it’s, it is clear. You know, we talked about one reason that the administration would want interest rates down. It’d be like financing the deficit. Right. Another reason that very much pulls into kind of the affordability debate is we want interest rates lower, one of them lower for consumers. Now the White House has put a lot of pressure on the Fed for them to lower rates even faster than they have. Has not played ball with that. But then the Fed has lowered its rates. The Feds rates are very short term rates, and the federal funds rate is like an overnight rate with between banks. Right. So it, and it has an effect on, you know. Credit card rates, short term rates, but it’s not one, it, it has an effect, but it’s really not like driving necessarily 30 year mortgage rates or you know, some of the longer term rates. There’s a lot of other factors that go into that, and so in this kind of, you know, push for lower mortgage rates. Pushing on the Fed is not the only lever to pull, right? The administration has other levers that they could potentially pull, um, in trying to influence mortgage rates. Now, there, I’d argue the administration’s tools here, like the, the $200 billion, Fannie and Freddie purchase that you mentioned. That really is about trying to reduce the spread. Between mortgages and treasuries. So in some ways it sounds similar, like, oh, fed and Franny, which are, you know, GSEs. So part, part of the, you know, government right now, at least they were privatized during the global financial crisis. You think, oh, they’re going out and purchasing this Sounds a lot like the Fed going out and purchasing. There are there, there’s some parallels, but we need to remember, Fannie and Freddie don’t create money. The Fed, when they start, when they start the process of their quantitative easing, they’re creating reserves like they’re actually creating liquidity and money supply. Fannie and Freddie have authorization to be able to make these purchases, but they’re not like the fed. They’re not creating reserves, but they can, so I don’t wanna think about them like bringing down the whole set of interest rates, but they can affect this spread between mortgages and say treasuries. Right? And so, because again, if you’re, if the. If the GSEs are going out, they’re purchasing mortgage backed securities, well that’s increasing demand for those, and that can push down the rates, that can like squeeze that spread. And, and while the announcement has been made, you know, I mean they’re, they’re in the early stages of putting that in place, but we even on the announcements, saw a response in financial markets and you’re seeing some movement down, uh, in mortgage rates now. It was. Pretty modest, right? And, and 200 billion while, you know, not nothing, uh, really pales in comparison to like the scale of say, the quantitative easing that the Fed did. Um, and there are probably other, but the, you know, the administration’s not done. It doesn’t necessarily have to be that Fannie and Freddie do more purchases. The the spread between mortgage rates and treasuries is pretty substantial. There’s other places where, you know, the fees that go into getting a mortgage are quite a bit larger than they were before the, the global financial crisis. So maybe they go in and try to chip away at the fees and, you know, so there’s, there’s different levers. And I fully expect, and I think we’re gonna get some announcements here again soon on the White Houses. Housing affordability agenda. So there may be other, other ways that they’re trying to, uh, influence, uh, the mortgage spreads. But that’s, that’s what that is all about. And it, it should have, and it looks like, you know, it’s having some effect in terms of bringing rates down, but it likely, it’d be modest, like in the 10 basis points, maybe 20 if they ramp up the program some. But like, it, you know, it’s, it, it, you know, every, every bit counts. But this is not a. Uh, this won’t be enough to, you know, move rates down, dramatic mortgage rates down dramatically, uh, when you, when you look at the economy. Um, and I, I, I think just, you know, one last question. I mean, I just in terms of, you know, the people listening to this are. They’re, they’re people, you know, with jobs and who are trying to invest their money, and they’re trying to, you know, build long-term wealth, but they’re, you know, everybody’s worried about what’s happening with the economy. What, what, what do you think, like, just as, um, um, you know, perspective for people to understand or try to have some framework for how to look at what’s going on in the economy. How they should judge it. Like what would you suggest, like just for mom and pop investors trying to, what is happening with the economy? I’m not an economist. What, what are the, what are the things that you think they should consider studying up on, looking into a little bit? One challenge for a lot of investors, I mean, frankly, it’s, it’s been a challenge that I try to deal with too. Uh, we’re, we’re in an environment where there’s just. There’s so much news coming out of DC uh, with the White House and policies and the Fed, and you know, I mean, like, there’s just, there’s a lot. The headlines are big. And like I talked about with the tariffs, we had like really big tariff announcements. The really scary numbers were, and then it like dialed back and then we pushed through it and it’s like, and it’s this remembering that, um. There’s always a tendency to have this idea that the, the president really runs the economy. I mean, that’s not just about this administration. That’s like a longstanding, you know, the president gets, uh, blame or credit for the economy when really, right. Like we have a over 33, $30 trillion economy, hundreds of millions of workers, tens of millions of businesses. Like this is not about one administration. And so we always need to be careful about. Putting too much weight on the policies coming out of dc. Uh, and you know, last year if you really just listened to all the, you know, we’re cutting immigration, we’re raising tariffs, we’re doing, you know, all, there’s a lot of uncertainty in Doge. Well then you might have missed, like, there’s a bunch of AI investment happening and we’ve got a lot of growth in the economy and while consumers are still pretty resilient, so you, it’s kind of like. Tuning down the volume, some coming out of Washington, especially the like every twist and turn. Uh, and then kind of focusing in on the fundamentals. I will say, you know, you don’t wanna turn down DC too far because we, we do have some like big picture events that could play out over many years. Right. So kind of keeping an eye on it, but for the long game. As opposed to reacting to every twist and turn, every policy announcement, because a lot of this clearly is more of a negotiation than it is like, we’re gonna actually do this. So, you know, as investors, you don’t wanna get whipped around by the latest headline, but you also can’t put your head in the sand. Like you gotta kind of try and find a way to pull the signal out of the noise. And it is really. It’s really hard. Yeah. Like this has been a challenging time and the, the US economy’s been doing things that are not typical. We talked about some of the things with the labor market and we are running some policy experiments that haven’t been run in a long time, so things could change pretty dramatically. But I think it’s just trying to absorb the information, not get too wound up about it, but like also keep an eye on like what’s good for long-term growth. Yeah. Because it’s good for long-term productivity. Thank you so much Dr. Sahm. It’s uh, it’s been a pleasure talking to you on, uh, wealth Formula Podcast today. Great. Thank you so much. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concept. Here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. It was Claudia Sahm. She is, uh, she’s a very, very smart lady. And, uh, just a reminder, if you have not done so, uh, I, I don’t frequently ask to do, do this, but, uh, make sure you give the show. Five stars and a positive review because that’s how we’re getting, you know, really high quality people like Claudia on the show, I’ve been around for a long time. It helps that the show is, you know, like over a decade old and all that stuff too. But, uh, anything you can do to support would be very helpful. And also one more reminder, uh, if you have not done so and you weren’t a credit investor, make sure you sign up for that investor club. At Wealth formula.com. That’s it for me. This week on Wealth Formula Podcast. This is about Joffrey signing out. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheelwright and Ken m. Visit wealthformularoadmap.com.

GP opens on the Grizzlies breaking their 10 game losing streak with a win over the Timberwolves last night where Jaren Jackson Jr went big. (19:00) Jeff Pearlman joins to discuss his book Only God Can Judge Me: The Many Lives of Tupac Shakur (53:00) Penny has interesting message on his radio show, Darryn Peterson was awesome again, Giannis trade talk heating up, LaMelo Bell took a hit last night, and the main event of Wrestlemania is set(1:20:29) GP's Carry Out with what we're checking out tonight 

Welcome back to the Alt Goes Mainstream podcast.Today's episode dives into the rapidly expanding world of secondaries with a senior leader at one of the pioneering firms in the secondaries space.We sat down at Franklin Templeton's New York office with Taylor Robinson, a Partner on the Secondary team at Lexington Partners, which has over $77B in total capitalization and is part of Franklin Templeton's family of private markets funds and strategies.Taylor, who joined the firm in 2008, is primarily focused on the origination, evaluation, and execution of secondary opportunities, including partnership and GP-led transactions. He's also a member of Lexington's ESG Steering Committee.Taylor and I had a fascinating conversation about the current state of the secondaries market. We covered many of the hot button topics and trends that are shaping the secondaries market, including:Why secondaries have become an integral part of many LPs portfolios.How secondaries have become a portfolio management tool for LPs.The rise of GP-led secondaries.Why not all CVs are created equal.Why secondaries can be a good on-ramp to private markets for wealth channel investors.What the future holds for secondaries.Thanks Taylor for coming on the show to share your expertise and wisdom about private markets and secondaries.Show Notes00:00 A Different Way of Thinking About Private Equity00:43 Welcome to the Alt Goes Mainstream Podcast01:20 Introduction to Taylor Robinson02:35 Taylor Robinson's Background and Career04:25 The Evolution of the Secondaries Market05:20 Impact of the Financial Crisis on Secondaries06:34 Growth and Liquidity in Private Markets07:13 Current State of the Secondaries Market07:29 Traditional vs. GP-Led Secondary Deals09:18 Challenges and Opportunities for Institutional LPs11:22 Active Portfolio Management Strategies13:06 Driving Returns and Gaining Edge14:46 Evaluating and Partnering with GPs16:30 Nuances of the Secondary Market17:22 Market Dynamics and Investment Strategies18:04 The Role of Data and Technology19:35 Regulation and Standardization in Private Markets20:08 Evolving Focus of Secondaries Firms20:51 Investment Horizons and Return Expectations22:17 Primary vs. Secondary Fund Investing27:07 Specialization and Diversification in Private Equity28:41 Managing Favorite Assets28:49 Diversified Portfolio Nuances29:37 Generating Alpha in Secondaries30:22 Asset Selection and Value Drivers31:09 Consistent Investor Experience33:53 Comparing Secondaries and Primaries35:51 Evaluating Secondaries Over Time37:18 Evergreen Funds and New Structures38:11 Benefits of Locked-Up Capital40:34 Challenges in Evergreen Space41:39 Wealth Channel and Scale43:04 Skillset for Secondaries Investors45:16 Intellectual Curiosity and Success47:45 Industry Trends and GP Consolidation49:16 Understanding Market Dynamics50:18 Training and Retention at Lexington50:41 Future of Secondary Markets52:54 Misconceptions About Secondaries54:31 Shifting Mindsets on Discounts54:54 Consistent Returns Through Cycles55:42 Secondaries as a Real Asset Class56:16 Excitement for Future Growth56:22 Conclusion and FarewellEditing and post-production work for this episode was provided by The Podcast Consultant.

Half of us will develop cancer at some point in our lives, according to Cancer Research UK. And the speed of a diagnosis can often be the difference between life and death. Just a one-month delay can raise the risk of death by up to 10%. Yet in England, almost a third of cancer patients wait more than two months to start treatment after an urgent GP referral - twice as many as the target and a trend that's getting worse. As the Westminster government prepares to publish its new 10-year cancer plan - what can we learn from elsewhere in the world? In Denmark, for example, cancer waiting lists have virtually been eliminated and survival rates are rocketing. Niall speaks to Sky's health correspondent Ashish Joshi and Jesper Fisker from the Danish Cancer Society. Producer: Natalie Ktena & Sam Gruet Editor: Mike Bovill

Dr. Deb Muth 0:03Welcome back to let’s Talk Wellness. Now, I’m your host, Dr. Deb. If you’re a woman who’s doing everything right, eating clean, exercising, taking supplements, yet you still feel exhausted, inflamed, or like your body suddenly stopped cooperating, this episode is for you. Today’s conversation challenges one of the biggest myths in women’s health. That midlife struggles are just about hormones or worse, just part of aging. My guest today is Dr. Deb Heald, a naturopathic physician with one of the most fascinating backgrounds I’ve ever encountered. Yeah, she’s got a really diverse background, which is kind of exciting. She’s been an ER nurse, a stockbroker, a Silicon Valley data analysis, teaching machines to learn from microbiome research. And yes, she holds an mba, too. But it was her own menopause crash that changed everything. When the protocols she had been teaching stopped working for her, her, she didn’t double down on templates or trends. She did what she was trained to do. She followed the data and what she discovered reframed menopause, metabolism and women’s longevity in a completely different way. This isn’t about willpower. It’s not about another diet, and it’s definitely not about copying what worked for someone else. It’s about learning to listen to your body and finally understanding what it’s been trying to tell you and all along. So grab your cup of coffee or tea, settle in, and let’s dive into this amazing conversation about women’s health and menopause. And right after our guest is arriving with us, we’re going to get a word from our sponsor quick here. And then we are going to come right back to having this conversation with Dr. Deb Heald. Ladies, it’s time to reignite your vitality. Primal Queen supplements are clean, powerful formulas made for women like you who want balance, strength, and energy that lasts. Get 25% off@primal queen.com Serenity Health. Because every queen deserves to feel in her prime. But okay. All right. Welcome back, everybody. I am here with my new friend, Dr. Deb Heald. And she has such an amazing background, like I shared with you a few minutes ago. But I would love for her to give us her insight in how she got where she did, because it’s rare that you find somebody with a data background and a medical background. So, Dr. Dove, welcome. Dr Deb Heald 2:30Thank you. I am so glad to be here, and it’s a real privilege to meet you. Dr. Deb Muth 2:34I feel the same way. Dr Deb Heald 2:35Yeah, it’s. I think that the more of us that start to think and practice this way, the easier it’s going to be for women going forward. Because it’s not easy. Dr. Deb Muth 2:44It is not easy. I mean, I’ve been in this industry a long time, over 25 years. And every time I think it’s getting easy, it’s getting harder for a variety of reasons. It’s the medical system, it’s the. The clients we work with are sicker. It’s taking longer to get them to a place where they feel good. There’s just so many variables these days. So tell me a little bit about what got you here. Dr Deb Heald 3:06Well, I made the decision when I was graduating from high school to be a nurse instead of a teacher, because those were really still the two options that were common for women. I thought about medicine at that point, but my sister convinced me that if I would spend all that time learning and practicing medicine, I might not be as good of a mom. So I took the path of nurse, because nurse works around kids schedules and that sort of thing. I’d only been practicing about six months before I thought, oh my gosh, there has to be more to it than this, and toyed with the idea of starting med school at that point, but then married and started having children, and I just sort of fell into that pattern. But I typically work emergency room. There was a short stent in the post anesthesia recovery room as well. And emergency room was a place where western medicine actually shone. Right. People come in, they are no longer capable of functioning, they’re having a heart attack, they lost limb. Whatever else, they do need the, the bells and the whistles of western medicine. But when you think about it, western medicine was derived out of the Civil War where you didn’t have to say what’s the cause of the problem. It was a bullet or a bayonet, and it was, it was about patching up the soldiers and getting them back on the front line so they could continue to fight. And naturopathic medicine, which had been a lot around for an awful lot longer than that, just didn’t work in the battlefield then. The assessment was done in the early 1900s as to which style of medicine got people back to work faster. The Flexner report was all about how corporations could maximize the value of employees. And naturopathic medicine didn’t win because nutritional fixes take a long time. Taking away somebody’s stress so that they can just function more capably is. It’s a, It’s a big ask, right? So the funding of naturopathic medicine went away and western medicine became all that we knew. So in context to the emergency room, it worked. But when I saw the same person coming in, having their third heart attack, I just thought, how is this happening? Has no one told this person what, what’s going on in their lifestyle that’s creating this environment for them to continue to have heart attacks? And so that’s when I made the switch. And that was after 17 years in practice as a nurse to head on over to the naturopathic side. There was a little bit of a, a segue there, but we’d need a much longer interview to get into the details of that. I was a stock broker for six years. Anyway, when I jumped into the idea of med school, it didn’t make sense to be practicing the same thing that was already being practiced because I saw where it worked and I saw where it was failing. So hopped into the naturopathic tract. I also had one child that had a lot of physical and emotional ailments that western medicine couldn’t solve. Their answer to everything was putting her on amoxicillin. And I, I just absolutely could not convince the medical system that she didn’t have a deficiency of antibiotics, but that was their only solution. And so while she was on the antibiotics, her sinuses were clear, her sleep apnea was not an issue, and she appeared better, but her microbiome got decimated. She was on antibiotics for seven years. So, yeah, so my pursuit down the naturopathic pathway was in large part to try and figure out what else could be done for my daughter. And I did take her to a naturopath or I embarked on the field myself. And her GP threatened to call social services. Oh my gosh, yes. Dr. Deb Muth 6:22You hear these stories, I’ve heard these stories from clients before over really dumb things that they’re going to call CPS for. And it always blows my mind that we think it’s appropriate to call CPS on somebody who’s truly not injuring their child. Dr Deb Heald 6:38So anyway, that started my 17 year path in the naturopathic realm. And after, after I’ve been in practice about 10 years, an opportunity came up to move to Silicon Valley and research the microbiome and then take what we were learning from the microbiome and program it into AI. So I did that for a few years and it was amazing. There was a huge disconnect between the funding model and what its expectations were and what the research was able to do. There was a time gap, there was a funding gap. And so I thought, medicine doesn’t understand what’s important to business. And Business isn’t understanding what’s critical to research. So I went and did my MBA and wanted to be able to be the translator between those two worlds. And then the pandemic hit and then. Dr. Deb Muth 7:24Everyone’S life got turned upside down, right? Dr Deb Heald 7:26Yeah. Yeah. So I’m back in private practice. My, my practice always tended to be more autoimmune focused, which is predominantly women and predominantly middle aged women. But through my own experience of menopause and looking at how I assisted people that were in menopause before I was, you know, that the success rate wasn’t as high as it needed to be. And I started to really drill down into the biochemistry behind what was going on and then also realized that my menopause was very different than even my sister’s menopause. There we were, the same genetic template, the same lived environment, though very different lived experiences in that environment. And realized that we have to find ways to make it relevant to the person in front of us. And it’s not so much which herbs will or won’t work historically, it’s how is this person’s body responding in the immediate term to the diet we’ve put them on, to the nutritional plan we’ve suggested to the supplements, and because we’ve come so far in the data world, our whoop straps or aura rings or whatever else, there’s so many devices that are actually able to let us know whether somebody’s burning carbs or fat in this moment or ketones. We can see how an individual’s body is responding and course correct right now. And it isn’t that a ketogenic diet may not be helpful down the road. It’s right now it’s actually putting more stress on your body than it’s already under, which puts you into fight flight, which stops you from burning fat. So, and it’s not just the burning fat, it’s the inflammation. Right. So our food is completely void of nutrients. And we used to have 24 inches of topsoil, now we’ve got, so who’s eating four times the number of vegetables that we, we used to eat to get the same number of nutrients? We’re just not. And our environment is so full of plastic and chlorine molecules and just toxins that our liver says, I have no idea what that is, I have no idea how to detoxify it. And we can’t, we can’t clean the air around us. We can put air filters in our homes and try not to live under pulp mills. But the world is just becoming a Much more aggressive place to live. Dr. Deb Muth 9:33So it definitely is. I mean from the time that you and I grew up to the time that we have now, we have over 75,000 new chemical in just that short period of time. And honestly, as you and I both know, these chemicals have never been tested for this long term use or the way we’re using it, or how much we’re using them or exposing them to our kids that’s never been tested to see how safe they truly are. Dr Deb Heald 10:01I have to apologize to my children and all of the children of that generation. We use latex baby bottles that were plastic line and we linked them up in the microwave. So the wave of endocrine disruption that’s coming at us from practice feeding our infants plastic, it’s a different world. And so we have to approach it just in a completely different way. And you know, menopause shouldn’t be a disease or a state of dis ease, but it is because we’re so depleted. And women used to have predictable stresses and now because most of us are working outside of the home, many are have children that have, how do I want to put this confounders. The number of kids that are neurodiverse and the, the ext work that that creates in a household is unbelievable. So moms typically carrying most of that and then all the guilt that goes with it because moms do guilt, our nervous systems are completely fry, right? So we’re in a constant state of low level fight flight and it changes every single other biochemical process in our body. So when we hit the hormone depletion of menopause, every organ system is profoundly affected. And then we do see more autoimmune diseases cropping up. We do see more inflammatory conditions turning into organ systems not working. And the medical system is. I don’t, I hate to say this, but it’s decades from being able to figure this out. So in the immediate term, what can we do for every woman out there and, and help surround them with community? That’s the other thing that’s really missing. How often do we go next door and have tea or coffee with our neighbors? Dr. Deb Muth 11:41You don’t anymore? Dr Deb Heald 11:42No. So where’s the community supporting you? Dr. Deb Muth 11:45You don’t have one unless it’s online. And then if it’s online, you know how that goes. You can have some support and you can have not support and you can have people be really rude to you. But that support is not the same as having the neighbor next door that you can call on that you can go over and just get out of your house for a few moments and have somebody truly support you. And, and I think back in the day that’s what women did, women supported women. And today there’s so much competition that women are no longer supporting each other. We’re many times tearing women down and judging them and accusing them of doing things that aren’t right for their career, their family, their husband, their this, their that. It could go any way or any shape, but we’ve stopped supporting women in the decisions that they make, whether it’s to be at home or to work or do both or to not have children or to have children. We were just chatting earlier before we came on about having children late in life. That support is completely gone, at least from what I’ve been seeing and hearing, hearing in my practice and what I’m seeing around me. Dr Deb Heald 12:48So another form of depletion. Right. So right. Deplete. Our, our society is. And it’s a wonder we’re upright at all. And all of the other pressures that we take on. We’ve just come through the holiday season and having to have the holidays just so, so that everybody else thinks we’re doing a good job. So our family is enjoying themselves at the cost of our sanity. And the shame that goes with feeling like you’re not enough. Dr. Deb Muth 13:14Yeah. And for your family and your kids to just be like, I don’. Time to come, I don’t have time to do this. I, I hear this every day. You know, families that women mostly that are creating these beautiful experiences for their kids and their relatives. And then at the last minute you have one that calls and says I can’t come and another one that calls and says I have to go to my in laws or I have to go here, I have to go there. And then again we go back to this guilt of what did I do wrong as a woman, as a mother, to not have everybody be with me for the holidays. And I’ve worked so hard to create this environment, beautiful experience for them, for nobody to care but me. Dr Deb Heald 13:53Yes. Dr. Deb Muth 13:53And then that just depletes us more. Dr Deb Heald 13:55So, and then, and then you hit the, your breaking point and you go see your doctor who first of all doesn’t, doesn’t have the time. And I, I can’t call doctors practicing in the world today because you might be scheduled for 15 minutes, but they’re running late. I, I knew a physician quite well who in the wintertime was so busy in Canada with cold and flus, he’d see a hundred people a day. Yeah. So Sitting in front of him, trying to say, so devastated inside because of this happening or that happening. They, they don’t have or take the time to address what’s really going on there. So the number of times people say to me, you’re the first person that has actually sat and listened to me. Dr. Deb Muth 14:36And yeah, I get that same thing. And that’s, that’s part of what natural medicine is. How do you get to know somebody and understand what’s happening to them if you don’t hear their stories? Dr Deb Heald 14:45Agreed. So it’s, it’s a tricky world for women to navigate, so we have to be here for each other. And where I’m sitting right now in practice is literally just helping women replete themselves and looking at the different organ systems or the organelles within the systems that, that being supplied with what they need. And where do we start with this woman? You know, it’s not everybody that needs to have their GI tract optimized first, though. That’s a pretty common one for a lot of women that feel like they’re going out of their minds. We have to start with brain. But everything we do to, to make the environment better for the brain function also makes everything better for the cardiac function and the muscle function. But it’s, it’s just so misunderstood. And then when we get into the, the metabolism, which is where most women end up coming in, is, why am I gaining weight? Right. And so the weight is the physical manifestation that finally breaks them. But what caused them to be gaining weight is also impacting their brain and their heart and their liver and their, their entire system. It’s just, that’s the thing that finally made them come and get help. But when we look at how metabolism comes to a screeching halt in menopause, it’s a wonder that we can carry on at all. Dr. Deb Muth 16:00Yeah. So at what age do you think women should start paying attention to their situation, to their data, and not just their symptoms? Dr Deb Heald 16:0830 way, way, way before you hit menopause, let’s have a strong baseline. Let’s see what’s happening in your early adult life that is putting you into a state that right now you’ve got the tolerance to fix, but over a longer period of time is going to lead to inflammation and dysfunction. And I’m seeing my nieces actually start to pay attention and my daughter to, to their health in a different way. And I think the wearables have a huge amount to do with that. Right. So if you went out last night and celebrated and you’re paying any Attention to a recovery score. And you see that that fourth tequila took three days for you to recover from. Maybe next time don’t have four. Yeah, right. Dr. Deb Muth 16:58One or two, Right? Yeah. Dr Deb Heald 17:00Yeah. Lack of sleep. How does that actually impact you? For how many days? Something that is not. Not the best choice, though. If you’re eating well, 80% of the time, you’re way ahead of the curve. But when you. When you eat something that upsets your system, you can know that right now, literally, if you’re watching heart rate and you eat something that’s inflammatory to you, your heart rate will go up by six or seven beats a minute almost immediately. And that’s a little thing saying your immune system just kicked in. Is this the right thing for you to eat? So the. The more people pay attention without obsessing, and especially on the food thing, I don’t want to create disordered eating for people, but getting to know your body, getting to know its tolerance, and then as women start to have children, how did those tolerances change? Well, they’ll change profoundly because your sleep just disappeared. Yeah, right. If nothing. Dr. Deb Muth 17:54And your hormones changed and everything else is different. And I think that’s a really great point about the wearables. Like, people can get really obsessed with that data, but I don’t think people really understand how to use the data appropriately. You know, like, if you’re eating something that you don’t normally eat or you’re eating something that you know is somewhat inflammatory, you know, it’s the holidays. I’m gonna have some chips. I’m gonna have, you know, some cheese. I’m gonna have some nuts. I’m gonna have a variety of things. That’s really where you want to check your data, right? You know, your. You’re doing something that’s outside of the norm. And we all kind of know, like, I’m puffier, I’m swollen, my brain’s a little foggy. Maybe I have more pain. That’s the time you really want to tune in and say what’s happening? And then start tracking that. Draw the line so that, you know, like, this is the food that bothers me. Because sometimes it can be a healthy food. It doesn’t always have to be a bad food. You know, it can be a healthy food. I have patients that are allergic to lettuce, and they wonder why they’re gaining weight when they’re dieting, and all they’re doing is eating salad. Salads, and you find out they have an allergy to lettuce, and they take that out and their weight goes right back to normal. So it doesn’t have to necessarily always be a bad thing. But using that data appropriately could really make a huge difference. Dr Deb Heald 19:07And making informed choices. Dr. Deb Muth 19:08Yeah. Dr Deb Heald 19:09I was born with a dairy allergy. One of the proteins in milk. And so, and gosh, in the, in the early 60s there weren’t options for formulas that weren’t dairy based. So I was raised on evaporated milk because the heating process in evaporating the, the fluid out of the milk broke down this particular protein. So how I don’t have diabetes, I do not know. But I will elect sometimes to eat Manchego cheese and I know that tomorrow I’m going to pay for it. But I’m making an informed decision today to do it or I’m making an informed decision today. Not. Yeah, right. And so giving people the power, I think the data is power when you know how to use it. And so when women have pregnancies later in their reproductive cycle, seeing how fast that pregnancy taxation on hormones and then the, when the pregnancy concludes and the hormones fall through the floor, I have seen so many women whose ovaries never recover, they start perimenopause literally in that postpartum period. And so knowing that and making sure that you are getting, you know, the sleep that you need, making sleep kind of your, your one non negotiable. There are other things that you’ll sacrifice instead. But maybe sleep’s the most important thing to you or maybe your, your nutrition’s the most important thing. And the wearables will help you determine where you’ve got that play and where you don’t. And so making sure at a much younger age that you’re building muscle mass. We get a lot away for a really long time with being skinny fat. So we look little and everybody assumes, we assume that we’re in shape, but we’re not consciously developing the muscle mass. And for women that’s critical because when our hormones turn off and our metabolism slows down for all of the reasons that it does, the only thing that’s going to drive your metabolism in a non estrogen environment are chemicals that made in muscles. And without the muscle mass, your metabolism will stay slow. Without the muscle mass, you’re not going to have the strength to prevent falls. So if you think at 55 you can start to build muscles, it’s a really big ask. Dr. Deb Muth 21:26Yeah, it’s tough. Dr Deb Heald 21:28And testosterone is the hormone that we need to build muscle mass. And through menopause and postmenopausally most of our Testosterone is getting converted to estrogen. So starting at that point, it’s just too late. So once again, let’s go back to the 30 year old and what are you doing on a regular basis to build and maintain muscle? Dr. Deb Muth 21:49Yeah, when you’re in your prime is when we should be looking at these things. We shouldn’t be waiting until our health and our life age is declining to all of a sudden say, okay, now I’ve got to biohack my way back to being 30 at 50 or 60, because A, it’s much harder to do and B, for a lot of women you don’t ever do it correctly and so you’re trying to mimic that time frame, but it’s, it’s a major challenge for sure. Dr Deb Heald 22:15And then back to these kids that we fed plastic from day one. What are their menopause is going to be like? Because the, all that plastic will disrupt their estrogen receptors and we don’t know what impact it’s having on ovaries directly. The stronger that they can be, the more nourished they can be before their menopause starts, the further ahead they’re going to be. So this isn’t, it’s not just really targeting women that are 45 and older. It’s literally all women really need to be taking it into their own hands because the medical system, like I said so far, is not. And I’m not sure when they will. But we don’t have to wait for the medical system. There are things we can do every single day that are going to help us stay in control of our, our health. I can tell you that. Health span. Dr. Deb Muth 23:02Health span, Correct. And I, I see a lot of young people and there is maybe one out of ten of the young people that I see that have normal hormone levels for their age. I start testing hormones on young women and men around 20, unless there’s a need to do it sooner. But I want to see what they are at their peak. And I have men, young men in their 20s and 30s that have a testosterone level of 100 to 300, when they should be closer to 800, 900. I have young women who can’t peak an estrogen above 50 at 20, when in mid cycle when they should be closer to 100, 150, they’re making no progesterone, they’re making minimal to no testosterone for women. And so when we ask what has this environment done to those young women and men that we have, it’s completely destroyed their hormonal function. They are not at peace and then we wonder why they sit around and have no motivation or drive. I have young men in their 20s with no sex drive. They’re just kind of asexual beings. They don’t even look at a woman and get excited. Women don’t look at men and get excited. There’s none of that that’s happening because they’re lacking these hormones that allow them to do that. And then we wonder what is that going to do to them at menopause? Well, what is it doing to them now? You know, it is creating damage. Those hormones are necessary for cognitive function and bone health and cardiovascular health and all of that. And we’re not asking the right questions, I’m afraid. Dr Deb Heald 24:29Yeah. And, and even if we can see that the gonads are producing the hormones, what’s going on on the cellular membrane level with all those pollutants that the cell can’t absorb them? Dr. Deb Muth 24:43Right. Dr Deb Heald 24:43So anyway. What a mess. Dr. Deb Muth 24:45Yeah, it is. Dr Deb Heald 24:45And, and here’s the thing is it boils down to the naturopathic principles. Improve food, how can we improve sleep, how can we help people manage stress more effectively and, and encourage people to be exercising. I mean, this stuff is gold. Yeah. Dr. Deb Muth 25:01And it’s things that you could do very simply. We don’t, you don’t need to build a, you know, ten thousand dollar gym in your basement to do this. There are ways that you can do this very easily for no cost at home. You just need to get the motivation and the drive and understand how to do it. Dr Deb Heald 25:17Yes. And with the resistance bands that are absolutely available everywhere, even if you’re traveling, you can throw a band in your suitcase and do just the tiniest little bit of muscle reinforcement while you’re away. Dr. Deb Muth 25:32It’s so much simpler than we think. We make it very complicated. Dr Deb Heald 25:35But then also the thing that’s missing when you’re doing it at home can be that motivation. So how do we make this important enough that it’s, it is non negotiable for people? They wake up and they do, they woke, woke up a little bit late. So today Maybe they do 10 minutes, not 20, but just be doing something. Right. Dr. Deb Muth 25:54Yeah. You got to get moving it, you know, sitting around on the couch isn’t moving. You know, you have to get up, you have to move. Even if you’re sitting at your desk and you get a little bike thing underneath your desk that you can put into pedal, you know, you’re moving. It’s not weight bearing, but you’re moving. And that weight bearing exercise is so important to Us. Dr Deb Heald 26:17How does this become something that’s sexy? Dr. Deb Muth 26:21Yeah, that’s what we need to make it right. Dr Deb Heald 26:24Yes. Even, even in the realm of food, when people decide to go onto an exclusionary eating plan, so they’re, they’re going to go keto. So excluding anything that is carbohydrate based in their diet, there are a few people healthy enough to do that and they generally can do it healthfully for a short period of time. But to stay on that type of diet for a long time, that’s where I love the wearables. It’s sort of like the same thing when people are vegetarian or vegan, it’s very, very hard. It has to be a very conscious process to stay healthy as a vegetarian or a vegan. Because your liver has so many things to do. It has 500 functions that it carries on at all moments every day. And when you eliminate animal protein, you’re now also asking it to manufacture other protein and amino acid sequences on top of everything else it’s going to do. So when you make a decision like that, what are you going to eliminate from your world to take some of the burden off of your liver so it has the capacity to do extra work and you have to do these negotiations or you just end up being depleted. But the communities that are vegetarian or vegan to a greater degree and keto to a greater degree have support. You can join all sorts of online groups for people that are following these restrictive type of diet. Being an omnivore, which is eating not bread but carbohydrate in the form of vegetables and fruits, and getting some animal protein, some plant based protein, healthy fats, not the processed fats. There’s no support group for being an omnivore. Dr. Deb Muth 28:05No, there’s that. Dr Deb Heald 28:07So it isn’t one that people are going to opt into necessarily. Because who’s going to support you through your healthy eating choices? Dr. Deb Muth 28:15What are some of the biggest advancements you’re seeing right now in whole body healing that actually move the needle for us that just aren’t fancy trends but actually work? Dr Deb Heald 28:25It’s back to that individual monitoring of what’s going on. So for women that want to lose weight and go on a calorie restricted or carbohydrate restricted diet and they are deciding that they’re going to exercise at the same time. If you are in a rested state, when you go to sleep, your body will burn from fat. In the rested state, if you’re in a stressed state, it needs carbohydrate, it needs Instant energy, right? To. To break down fat into a usable fuel. Takes the liver about eight steps to burn carbohydrate. It’s instant. So when you’re stressed, you’ll burn carbs. When you’re resting or relaxed, you’ll burn fat. But if somebody goes to bed in a stressed state, they opened an email that annoyed them. They are wondering why their child came home late again. Whatever. You go to bed in a stress state, you’ll burn carbs all night long. You wake up in the morning already in a stress state. You decide you’re going to exercise in a fasted state because somehow it got imprinted in our head that you’re supposed to be fasting when you exercise to get the best benefit, and you decide to do intervals, which are a huge stress on your body, an intentional stress on your body. You’re already stressed. Stress. How much fat are you going to burn in that process? None. None. Dr. Deb Muth 29:45And you don’t have any carbs left to burn. Dr Deb Heald 29:48Right. So guess what you burn now? Muscle. Dr. Deb Muth 29:50Muscle. Dr Deb Heald 29:51So here we are working out to try and build muscle, but instead we’re breaking muscle down. So if people can use the biometric data to say, I’m in a stress state, and I know that because my heart rate is higher, or I’m using a device that can actually show how much carbon dioxide I’m exhaling. So if you’re exhaling a lot of carbon dioxide, it means you’re burning carbs. You don’t exhale carbon. You don’t need to exhale carbon dioxide if you’re burning fat as your energy store, it’s not a byproduct of fat. So if you’re already in a stress state, you can either change the type of exercise that you want to do today, so doing more of an endurance exercise, or you can eat and then do your concept. Dr. Deb Muth 30:31What. Dr Deb Heald 30:32So that’s where I’m seeing the improvement is when people are actually starting to collect their data and I interpret it for them until they can start to make those. Those correlations themselves. What. What do I need to eat right now? What do I need? What type of exercise do I need to do right now? And in everybody’s day, there is an ideal time for them to eat carbs. But for a great number of women through Perry and postmenopause that eat carbohydrates, in the evening, they get these big sugar spikes or from eating the carbs, blood sugar. And then about the time they’re going to bed, maybe an hour or two after they go to bed, their blood sugar drops and their body thinks, oh my gosh, we’re starving and it goes into a stressed state. So all night long from that point on, they’re breaking down muscle to create carbohydrate energy so that their stress system can be satisfied that they’re not starving to death. So it’s, it’s not that they can’t eat carbs, it’s that eating them in the evening is putting their body into a stressed state. But at lunchtime it might be fine. And it isn’t even eliminating every single simple carbohydrate or every, I’m going to say treat. We are a reward based society, so the treats are a thing. But maybe it means that if you want to have something sweet after a meal, you do that at lunch and your data will tell you, personally, I would eat, I’m going to call it healthy snacks in the evening mostly because I was bored, certainly not because I was in a starvation state and I started paying attention to my own data and I don’t snack in the evening anymore because it throws my sleep completely off track and it puts me into that stressed, burning carbs all night state. And it’s completely contradictory to my health plan going forward. My parents were, my dad was very long lived, he lived to 93. My mom passed at 84. But I have to say I don’t want the last 15 years of life that either of them had. Just. Yeah, at one point I think my mom thought the family vehicle had flashing red lights on the top of it because she was in an ambulance so often. So I don’t want that. And if I’m doing something that on a routine basis, this is confounding my plan for health span, I have to revisit that. I have to say to myself, you said that you’re, you know, maintaining your health is more important than maintaining your length of life. Look at what you’re doing to your body every single time you eat in the evening. Dr. Deb Muth 33:08If you had to choose one data point that really made the difference for people with a wearable or a device that completely changed how you understood menopause and all of this eating pattern, what would it be through the, through the data lens? Dr Deb Heald 33:22Heart rate variability. Yeah. And so that’s. And certain devices, well, a lot of devices measure it. Some of them are more meticulous with what time frame they’re capturing the variation in heart rate. And I guess for the listeners, we should talk about what heart rate variability is. If your heart rate is beating 72 times a minute, which used to be considered the norm. If you’re in a stressed state, if your sympathetic nervous system or your adrenaline nervous system is driving the bus, every single heartbeat in that minute will be the exact same distance between the beats. When you’re in a relaxed state, it still might be beating at 72 times a minute, but one beat might come a little bit earlier, the next one a little bit later, and there’s more variation between the time between the heartbeats. And that shows that you’re in a relaxed or adapting state. When we’re in fight flight, we’ve got one mission and that’s just staying alive. When we’re in that rest digest, it’s like if it’s a little bit slow, it doesn’t matter because I’ll just speed the next one up. And we’ve got the ability to adapt second to second. So if we are measuring heart rate variability in somebody and in it’s low, it means that they’re in that stressed nervous system state more of the time. And it causes you to burn carb more often than fat, even though fat’s a much better energy store. And the byproducts of carbohydrate combustion cause free radical stress to our body oxidation and inflame organ systems. So the more time we can spend not in fighting flight, the more healthy we will be. And so if you’re using some devices, they’re measuring your heart rate variability through a 24 hour period. So when you are in the peak of your stressed state, your heart rate variability will be little. And then when you’re in a relaxed state, it will be more. And on a 24 hour scale, it looks like you’ve got more heart rate variability. Some of the devices narrow it down to measuring your heart rate variability in the first five minutes after you come out of deep sleep. So there’s way less variability in that number. So the number will be lower than a 24 hour measure, but it’s more accurate. And so I like to, I like to narrow it down to that. But if somebody’s using a device that does it the other way, let’s just compare apples with apples. And so if your heart rate variability is improving, it’s improving. Dr. Deb Muth 35:58So that’s awesome. And that’s an easy thing to be able to measure for people. Dr Deb Heald 36:02It’s on most watches that are measuring biometrics and it’s definitely on the rings and the bands and all of the things. So just working to improve that. And if you’ve had your heart rate variability at a certain level. And then today it’s much lower. Literally just do that process in your head. What was different about yesterday? Oh, I lost my job or I ate from a buffet or whatever it is. And then the next time it has that same fall, see if the trigger for it correlated. And it’s literally just teaching us to pay attention to when our body’s in a state of stress because we’re so used to it that we don’t know anymore. The body’s screaming at us, but we’ve just become so numb to the changes to our body that we think it’s normal. Dr. Deb Muth 36:58Right. Because most of us, let’s realistically are walking out around in a State of Stress 24, 7. The only time you’re at quote, unquote rest is when you’re sleeping, if you’re lucky enough to be doing that. But we think we are because we’re not conscious anymore. And we think our body’s resting, but it may not be. Dr Deb Heald 37:17That’s right. So we are in a state of unconsciousness. But if, if we are burning carbohydrate while we’re sleeping, we are not getting into that restorative state, which means your liver is being distracted and isn’t able to do its peak detox at night. Here’s the thing. Our body is supposed to make cholesterol for us between 1am and 4am and if we’re in a stress state, the mechanism that limits the time that the body manufactures cholesterol to those three hours, that mechanism gets turned off. Off. So the body now manufactures cholesterol 24 hours a day. Oops. Dr. Deb Muth 37:53We wonder why it’s always high. Dr Deb Heald 37:55So, and, and it has everything to do with not getting into restorative sleep. So why are we getting into restorative sleep? Dr. Deb Muth 38:02Right. Well, because we’re constantly stressed and we’re not eating properly. Dr Deb Heald 38:06There we go. So we’re back to sleep and food and exercise and stress management. Dr. Deb Muth 38:11Yeah. Is there an easy way for people to. To pull their data out of their devices that they can look at it as a picture so that they can kind of see maybe the last week or the last two weeks and really start to dig in and see what that data means? Dr Deb Heald 38:29Yes. Almost all wearables now have an app attached to them. So when they know where to go to find the data, it will almost always, in an app, pull it up. But what I’m seeing now is almost all the wearables have some type of AI integration where you can literally, on the app, type in, please show Me, my heart rate variability over the last two weeks. And it’ll just populate on the app a graph. What we’re doing with biometric data and the science and the availability of analysis of that data is mind blowing. I think it could be more effective at improving people’s health than anything that we’re going to see happen in a hospital or in a pharmaceutical company’s research lab. Dr. Deb Muth 39:12Yeah, I think AI has a lot of great benefits in the medical world like this. Compiling data, looking at data over a period of time. We all know, you and I both, we’ve done research. You know, how long it takes to comb through the research and to find things and to try to put it all together. And when AI can be used to help us hack that in a shorter period of time, we are going to make new discoveries so much faster that are going to help people in ways that we’ve never seen before. Dr Deb Heald 39:46It’s the perfect indication for AI. And even when I was working with it back in 2017, oh my gosh, it was just barely an embryo back then. And the whole premise behind it was we still need the, the clinical brains, yes, to point out the relevance of the data, but the AI can take care of all of the mundane stuff that none of us like doing anyway, and it can do it instantaneously. And at this point, we still need the clinicians to show where that’s relevant. Dr. Deb Muth 40:19We started using AI this last year to look at our own data. I have data going back almost 25 years of patients that we’ve seen and protocols that we’ve done. And we wanted to see, of all the protocols that we’ve used over the years, which ones actually worked compared to those that didn’t and how much better outcome and how quickly, because we wanted to see, can we make our protocols better and which ones just should we be abandoning that just are not working for the majority of the people. And we started combing our data and it’s been incredible because it’s easy for us, us to, to see the client and think, gosh, this is working, and so I’ll use it on this person and this person and this person. But then you lose sight of those little intricacies of, well, it worked on this person at this age, but it didn’t work on this person who had this or they didn’t have the combination of these two things. And now we’re being able to see all of that so that we can get people better, faster just by simply knowing the data. Dr Deb Heald 41:20Well, and it isn’t Even so much protocols that need to be scrubbed. It’s. If you’ve got somebody on a protocol, there’s real time data to say continue or pause. This isn’t the way it should. That’s my least favorite word in the entire language but should be going, so what’s different about this person or what was different about their yesterday that we’re. We’re not seeing what would encourage us to continue. And, and every single individual has different needs at different times. Even, even twins. Right. With the studies are amazing. And when any difference in their environment they manifest completely differently. So it’s not genetics. Dr. Deb Muth 42:10No. It’s epigenetics. Dr Deb Heald 42:11Right. Dr. Deb Muth 42:11It’s our environment that changes our genetics and that is the difference. Dr Deb Heald 42:17So looking at the genes is one thing, but looking at somebody’s actual response to an intervention in lifetime. This isn’t blood work that’s going to be done every three months. This is, this is what form of exercise should I do right now or should I eat or not eat before I do it. It’s. I think that’s where medical science to me is the most exciting is literally putting the power back into the hands of the human. Dr. Deb Muth 42:46And honestly, from a client perspective, if you don’t learn this and you don’t learn how to hack your day to day stuff, there is nothing that Dr. Heald or myself can really help you with to make you get where you want to go. Like we have the information, we have the knowledge, we can teach you. But you have to be willing to learn this to hack your like life every single day to get to the optimization that you’re looking for. Because trying to depend on somebody like us to tell you what to do every day is unrealistic. It’s just not going to happen. Dr Deb Heald 43:17Agreed. Yeah. It’s almost gamifying your health. But if that’s what it takes, let’s do it. Dr. Deb Muth 43:23Yeah, why not? Why not have some fun with it. Dr Deb Heald 43:25I love waking up and seeing not so much. I can tell by the way I feel how deep my sleep was. My brain’s either foggy or it’s not. Yeah. But I still love looking at the data and then saying, oh, I did do that yesterday. And to me it’s, it’s a game in the morning to open my app and see how yesterday actually manifested in my ability to get rest last night. Dr. Deb Muth 43:53Yeah, it’s so true. I, I did some traveling on Tuesday and we have a little snow. The weather was bad. What normally should have taken me four hours to get somewhere took me seven. There was a crash on the freeway. We got diverted and like the entire drive was completely white knuckled. Right. And so by the time I arrived where I needed to go, it was 12:30 in the morning and I was super stressed. I kind of relaxed a little bit and then I went to bed and I woke up the next, I didn’t sleep well. I was up almost all night. I was up till probably four in the morning before I finally fell asleep. And it took me two days to recover from that stressor and, and I laid low and I rested. It was the holiday, it wasn’t a big deal. But when it takes you that like you have to be conscious, it took me two days to bounce back from that. And we have stressors like that that happen maybe not at that magnitude every single day, but if you’re not paying attention to how long it’s taking you to recover, that is a huge disservice. Because what are we going to do as women? We’re going to put push through. Right. We need to take care of the kids, we need to work, we need to take care of our parents, we need to check on this person, we need to do this, we need to do that and we’re just going to keep pushing in that state of stress, not realizing that that’s the last thing that we should be doing. Dr Deb Heald 45:08And so there will be non negotiables in that when and which generation where our near adult or adult kids still need us and our parents are, are still needing assistance. Maybe it just means don’t do the intense work up to day move, but just pair it back. Or if your partner suggests inviting the neighbors over for appetizers and drinks like not tonight sweetie. Right. Like literally just drawing the line because you said it. Well, we, we will just push through. Yeah. It’s our future health that we’re sacrificing when we do that. And I do not want to spend my last 15 years sick. I do not want to spend my last, last however many 15 minutes in, in a care facility. Right. Dr. Deb Muth 45:54You and me both, we both know how those are. No, that’s a non negotiable for me. Dr Deb Heald 45:59Agreed. And so when, when people are thinking, well, I know it matters but I can pay attention to it later or it costs money to do this and I’d rather not spend that money. Let’s just price out what one month in a nursing home is going to cost. Dr. Deb Muth 46:13Yeah, you’re going to spend it on the front end or the back end. You get to choose how you’re going to do that and what that’s going to look like for you. Dr Deb Heald 46:20So if that’s some wearables and some guidance up front, let’s do it. And my hope is that when we are more aware of what our behaviors do to our physical body, we’ll also start to tune into the physical signs that’s been sending us all the way along. So we don’t have to be dependent on some band on our wrist. But if you eat something that that’s triggering your immune system, you’ll pay attention to the fact your nose is running. You won’t just wipe it and carry on. It’s literally a histamine release unless it’s hot soup. But it’s saying, this is going to inflame you a little bit. Are you okay with that? And when we start to treat our bodies like the temples that they are, we won’t need the wearables. Right? We’ll say, oh, I’m starting to feel tired. So what that means is I’m going to go to bed. I’m not going to turn on a Netflix series. I’m not going to dive into some project for work that I’d like to get off my plate. My body’s asking for rest right now. So let’s do it. Dr. Deb Muth 47:23I love that this has been such a great conversation. How can people find you and work with you if they’re interested? Dr Deb Heald 47:30I agree. This has been an amazing conversation. I hope that we can do it again. I have a website which is is doctorhealed.com r h E-A-L-D.com I’m on Instagram. That’s Dr. Deb healed. And just direct message me and we will see what we can do. Dr. Deb Muth 47:48I love that. Thank you so much for joining me today. Dr Deb Heald 47:51Well, thank you for hosting and it was just an amazing, amazing time on this. Yeah. Friday morning. Dr. Deb Muth 47:58I agree. Thank you. Dr Deb Heald 47:59Okay, take care. Dr. Deb Muth 48:00This is the part of our conversation I hope you sit with. Because if there’s one truth that keeps coming up not just in today’s episode, but across thousands of women’s stories, it’s this. The body isn’t broken. You haven’t failed, and you’re not imagining what you’re feeling. You have just been taught to follow templates instead of trust data, to chase fixes instead of understanding function, and to silence symptoms instead of listening to them. My hope is that today’s conversation gave you permission to stop guessing and start getting curious about your body’s needs and how to thrive in this episode. If it resonated with you. Please take a moment to subscribe, follow and share. It was someone who needs to hear it. It means the world to us and it really helps us get in front of the eyes of more people. You can find let’s Talk Wellness now on YouTube, Spotify and wherever you listen to podcasts. And remember, healing doesn’t just start with another diagnosis. It starts when you finally feel seen and empowered to take your health back. Until next time, I’m Dr. Deb and this is let’s Talk Wellness Now. Dr. Deb Muth 49:08Welcome to let’s Talk Wellness now, where we bring expert insights directly to you. Please note that the views and information shared by our guests are their own and do not necessarily reflect those of let’s Talk Wellness now, its management or our partners. Each affiliate, sponsor and partner is an independent entity with its own perspectives. Today’s content is provided for informational and educational purposes only and should not be considered specific advice, whether financial, medical, or legal. While we strive to present accurate and useful information, we cannot guarantee its completeness or relevance to your unique circumstances. We encourage you to consult with a qualified professional to address your individual needs. Your use of information from this broadcast is entirely at your own risk. By continuing to listen, you agree to indemnify and hold let’s Talk Wellness now and its associates, harmless from any claims or damages arising from the use of this content. We may update this disclaimer at any time and changes will take effect immediately upon posting or broadcast. Thank you for tuning in. We hope you find this episode both insightful and thought provoking. Listener discretion is advised. The post Episode 255 – Advancements in naturopathic medicine and whole-body healing first appeared on Let's Talk Wellness Now.

This is what we're yapping about in this 180th new season start episode!GP's week (02:32)AD's week (03:30)Time to get angry at a guy who likes to slap ass gets him in more trouble, The AFC, Stranger things Doc, and ICE in CALL IT OUT! (07:18)Another my strange addiction topic and this one guy grubbin on bugs. (29:20)Quick bits! Where we talk real news real fast! (41:52)Anime Fanime review begins with Hell's Paradise and Jujutsu Kaisen so far! (56:29) Put yo face in this! (1:28:52)Positive Chakra. (1:34:06) Yell outs before we head out! (1:37:20)For all things about the show, check out the linktree!https://linktr.ee/Callitlikeidontseeit?utm_source=linktree_profile_share<sid=13a1e193-8f46-4c92-8ea3-a3203678845d

Most bodybuilders go to their GP already knowing what they want. This episode explores why that often backfires, and how to have more collaborative, less defensive medical conversations. Something worth sharing:"The dogs keep barking, but the caravan keeps moving." Meaning: Ignore the noise outside, and keep moving towards your goals Would you rather?A. Get a debilitating erection with every 3rd patient you treat?ORB. Every 3rd patient you treat leaves with the overwhelming sensation you're judging them and don't like them? Fan of the show?If you find value in the Flex Success Podcast, we'd love it if you could show your support by leaving a review on iTunes. This will help expose the show to a bigger audience so we can help more people be less shit. To find out more about Dr. Nathan Chalik, head to:https://www.instagram.com/ahf.education/ To find out more about Flex Success, head to:https://www.flexsuccess.com.au/ https://www.instagram.com/flex_success/ To find out more about Dean, Lizzy & George, head to:https://www.instagram.com/flexcoach_dean/ https://www.instagram.com/flexcoach_lizzy/ https://www.instagram.com/flexcoach_george/ Disclaimers:Flex Success, and the associated coaches, are not doctors or medical professionals. Always consult a physician before starting any exercise program. Use of this information is strictly at your own risk. Flex Success will not assume any liability for direct or indirect losses or damages that may result from the use of the information contained in this video including but not limited to economic loss, injury, illness or death.

In this episode, Danni Carr speaks with Renee, a participant in her alcohol free challenge, about her journey to sobriety. They discuss the impact of daily drinking, cultural pressures surrounding alcohol, and the catalysts that led Renee to quit. The conversation explores the challenges of socialising without alcohol, the importance of community support, and the daily practices that help maintain sobriety. Renee shares her insights on anxiety, self-care, and the transformative power of self-investment, ultimately highlighting the beauty of embracing vulnerability and finding peace in sobriety. Renee felt a sense of vulnerability when sharing her story.Daily drinking became a ritual for Renee, often tied to her corporate culture.Cultural pressures make it difficult to socialise without alcohol.Renee's decision to quit was influenced by health concerns and personal reflections.The journey to sobriety is gradual and requires patience.Community support is crucial in the process of quitting alcohol.Daily practices like yoga and journaling help maintain sobriety.Understanding the nervous system is key to managing anxiety.Renee learned to embrace vulnerability and self-care.Sobriety allows for self-investment and personal growth.For more resources such as coaching or to join the next HIQA challenge go towww.iquitalcohol.com.auFollow HIQA insta @howiquitalcohol Music for Podcast intro and outro written by Danni Carr performed by Mr CassidyIf you are struggling with physical dependancy on alcohol consider contacting a local AA meeting or a drug and alcohol therapist. Always consult a GP before stopping alcohol. Hosted on Acast. See acast.com/privacy for more information.

GP opens on the Grizz looking to end their losing streak tonight in NOLA against the Pelicans + his brutal travel day yesterday. (18:00) Jessica Benson joins to continue the Grizzlies discussion (46:00) Memphis blasts FAU, big day in College Hoops tomorrow with some potential lottery picks facing off, Lindsey Vonn injured ahead of Olympics, and new Titans HC Robert Saleh has BBB fired up(1:01:25) GP's Carry Out with what we're checking out this weekend. 

Host Brian Walsh takes up ImpactAlpha's top stories with editor David Bank. Up this week: How some LPs are going ‘beyond the check' to help their GP impact managers survive the fundraising drought; enabling US retail investors to back solar projects in Africa and Latin America (8:05); and, at “He for She,” recognizing men who champion women in asset management (13:40).Check out this week's stories:“Ten ways LPs are going ‘beyond the check' to help impact managers survive the fundraising drought,” by Erik Stein.“Solar projects in Africa and Latin America pay dividends to US retail investors,” by Lucy Ngige.Listen to "Women Changing Finance"The lyrics to Kat Taylor's re-write of "The Times They Are A-Changin'":Come gather around people wherever you roamand admit that the dangers around you have grownand accept it that soon you'll be cut to the bone if your time isn't spent saving, we better start swimming or we'll sink like a stormfor the times they are changin'.Investments they come and investments they go without purpose of fixing the mean status quountil voices left out become voices we know at the ballot the lectern on Wall Street's beggars row take back your impact through your almighty tollFor investors, they are changin'.Come Senators, Congressmen, please heed the call.Don't stand in the doorway, don't block up the hall.For he that gets hurt will be he who has stalled.But that outside it is raging will soon shake your windows and rattle your walls for the times they are changin'.

In this episode, the mates & Cathie discuss the big tech trends for 2026.  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Cathie Wood is the founder and CEO/CIO of ARK Invest Get Cathie's Big Ideas Report https://www.ark-invest.com/big-ideas-2026  Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on January 27th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

GP opens on the Grizzlies dropping their 4th straight last night in a loss to the Charlotte Hornets. (20:00) Mike Wallace joins to continue the Grizzlies discussion and what's next as we approach the trade deadline. (40:00) Memphis looks to snap losing streak tonight vs FAU, LeBron gets emotional in his return to Cleveland, Wemby goes big again, Australian Open, National Film Registry Announces new members. (1:10:00) GP's Carry Out with what we're checking out tonight 

Most investors don't fail in multifamily — they stall long enough to talk themselves out of momentum.There's a moment every aspiring apartment investor hits where knowledge isn't the problem anymore — hesitation is. The longer you wait to act, the easier it becomes to convince yourself you're being “responsible” instead of stuck.If you're serious about building a real multifamily investing business, this conversation continues inside the Tribe of Titans. That's where investors stop operating in isolation and start working through real decisions together — capital raising, deal structure, partnerships, and execution — in real time.

From time to time, we'll re-air a previous episode of the show that our newer audience may have missed. During this episode, Santosh is joined by Earnest Sweat, GP at Stresswood Ventures. In this conversation, Santosh and Earnest explore the evolving landscape of supply chain investment, emphasizing the importance of resilience among founders and investors. Earnest shares insights from his venture capital journey, the role of technology, and the significance of storytelling in investing. They also discuss challenges like labor shortages and opportunities in reverse logistics and labor optimization while also highlighting the need for conviction in non-AI investments, the critical role of human connection in the industry, and so much more.Highlights from their conversation include:Welcoming Back Earnest to the Show (0:45)Inspiration Behind "Stress Wood" (1:05)The Importance of Resilience (2:21)Value of Storytelling in Investing (9:17)Understanding the Supply Chain Landscape (12:27)Opportunities in Non-AI Companies (15:18)Future Investment Focus Areas (21:43)The Industrial Landscape and Labor Challenges (24:43)The Role of Investors in Series A (27:54)Importance of Industry Knowledge (30:17)Pre-Seed and Seed Investment Strategies (31:21)Customer Introductions as a Value Proposition (32:28)Future of Electrification (34:07)Best Ecosystems for Supply Chain Startups and Parting Thoughts (34:16)Dynamo is a VC firm led by supply chain and mobility specialists that focus on seed-stage, enterprise startups.Find out more at: https://www.dynamo.vc/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gary Parrish and Kyle Boone recap big wins from Duke and Arizona and discuss the ACC and Big 12 as a whole. Then, the Big Ten has an undefeated team in Nebraska but popular opinion is they aren't the best team in the conference. Plus, the SEC rates well but doesn't have a team at the top of the sport. Will that change? (0:00) Intro + Kyle Boone joins GP! (1:00) Duke smokes Louisville and is control of the ACC (11:16) Arizona stays perfect against BYU. Are you convinced they are the best team in the sport? (24:22) Nebraska is undefeated! Best story in the sport. But the Big Ten is not that simple (34:59) SEC ranks as a top conference, but has zero great teams (39:58) Must watch games the next few days Theme song: “Timothy Leary,” written, performed and courtesy of Guster Eye on College Basketball is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts. Follow our team: @EyeonCBBPodcast @GaryParrishCBS @MattNorlander @Boone @DavidWCobb @TheJMULL_ Visit the ⁠betting arena on CBSSports.com⁠ for all the latest in ⁠sportsbook reviews⁠ and ⁠sportsbook promos⁠ for ⁠betting on college basketball⁠. You can listen to us on your smart speakers! Simply say, “Alexa, play the latest episode of the Eye on College Basketball podcast,” or “Hey, Google, play the latest episode of the Eye on College Basketball podcast.” Email the show for any reason whatsoever: ShoutstoCBS@gmail.com Visit Eye on College Basketball's YouTube channel: ⁠https://www.youtube.com/channel/UCeFb_xyBgOekQPZYC7Ijilw⁠ For more college hoops coverage, visit ⁠https://www.cbssports.com/college-basketball/⁠ To hear more from the CBS Sports Podcast Network, visit ⁠https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode, the mates discuss Davos 2026. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on January 24th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on January 20th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices