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John Casmon interviews Jamie Thiel. Jamie reveals why she transitioned from LP investing to becoming a full-fledged GP and how her background in commercial roofing gave her a unique edge in due diligence and property analysis. She discusses her first mixed-use deal, the costly lessons she learned about inspections and tenant challenges. If you're tired of generic advice and ready to learn how everyday investors are building wealth in multi-family real estate, this episode is your blueprint. Jamie's real-world stories and actionable insights will challenge your assumptions and inspire your next move. Perfect for aspiring investors, busy professionals looking to diversify, and anyone eager to master the fundamentals of profitable real estate investing this is the episode that can change your financial future. Jamie Thiel Current role: Principal Owner of A-List Ventures, LLC Commercial Account Representative at HKC Roofing & Sheet Metal Based in: Cincinnati, Ohio Where to find them: https://www.linkedin.com/in/jamie-thiel-7b31291/ https://brianluebben.com/ Visit trustetc.com/bestever for more info. Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit www.tribevestisc.com for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Podcast production done by Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices
Gary Parrish and Matt Norlander open with a Big 12 report from Kansas City. The glass court is gone for semifinals between Iowa State-Arizona and Kansas-Houston. Then, a Friday edition of the whiparound tours the sport and gets you caught up on everything from Champ Week including a loss for previously undefeated Miami. (0:00) Intro + Norlander from Kansas City (1:00) The Big 12 is abandoning the LED glass floor (7:00) the semifinals in Kansas City should be awesome + Dybantsa breaks KD's record (15:00) Duke survives a scare against Florida State (19:10) Tennessee beat Auburn … are the Tigers going dancing? (22:15) Does Oklahoma need to beat Arkansas on Friday to get in? (25:00) Touching on the Big East: can Seton Hall get a dance-worthy win over St. John's? (27:40) Big Ten quarterfinals on Friday + some notes from the conference (32:10) Miami lost to UMass … this team is still in the tournament (37:10) Sling TV Game to Watch (46:30) GP spent 13 hours in the Richmond airport Theme song: “Timothy Leary,” written, performed and courtesy of Guster Eye on College Basketball is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts. Follow our team: @EyeonCBBPodcast @GaryParrishCBS @MattNorlander @Boone @DavidWCobb @TheJMULL_ Visit the betting arena on CBSSports.com for all the latest in sportsbook reviews and sportsbook promos for betting on college basketball. You can listen to us on your smart speakers! Simply say, “Alexa, play the latest episode of the Eye on College Basketball podcast,” or “Hey, Google, play the latest episode of the Eye on College Basketball podcast.” Email the show for any reason whatsoever: ShoutstoCBS@gmail.com Visit Eye on College Basketball's YouTube channel: https://www.youtube.com/channel/UCeFb_xyBgOekQPZYC7Ijilw For more college hoops coverage, visit https://www.cbssports.com/college-basketball/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Dr. Adam Dorsay introduces SuperPsyched and interviews psychiatrist, professor, and author Dr. Gianpiero “GP” Petriglieri about how work shapes identity amid modern job insecurity, mobility, and AI-driven ambiguity. GP describes a historical shift from inheriting bundled identities to identifying with organizations after WWII, and now to “nomadic professionals” who identify with the work itself, seeking meaning, mastery, learning, and legacy. He argues leaders should measure and provide latitude for job crafting so people can both perform and learn, avoiding the evils of getting lost or stuck. GP advises parents and young workers to think of themselves as artists, have faith in the work rather than organizations or approval, and cultivate friends who “imagine” them. He warns against being labeled a “future leader,” urging people to lead now by bringing ideas to life.00:00 Welcome to SuperPsyched00:28 Work and Identity Trap01:54 GP Joins the Show02:43 From Companies to Craft05:27 Nomadic Professionals Today07:15 Leaders and Job Crafting09:14 Lost vs Stuck Paradox11:02 Meaning Beyond Work12:21 Advice for Parents12:53 Work as Art Mindset14:14 Faith in the Work17:15 Friends Who Imagine You20:26 Authenticity Under Pressure23:42 Lead Now Not Later26:27 Closing and Takeaways27:48 Subscribe and ShareHelpful Links:Dr. Gianpiero Petriglieri
"What does it actually take to get a family office to back you? In this episode, Prashant sits down with Slava Darkhaev, a family office investor based in Cyprus who deploys into emerging VC managers and direct deals across the US market.Slava breaks down how he evaluates first-time fund managers, what a real competitive edge looks like versus a rehearsed pitch, and why network quality matters far more than network size. They also get into portfolio construction, co-investment strategy, the emerging markets opportunity, and the biggest mistakes fund managers make when fundraising.⭐ Sponsored by Podcast10x - Podcasting agency for VCs - https://podcast10x.comTopics covered:— What "right to exist" really means for a fund manager— How to evaluate GPs before they have a track record— Why the VC power law makes network everything— LP book vs. direct co-investments — how to run both— Diversification as upside management, not downside protection— India, Southeast Asia & Latin America — the emerging market thesis— The #1 fundraising mistake GPs make repeatedly"If you're a GP raising your first or second fund — or an LP trying to build a smarter allocation strategy — this one is for you.TIMESTAMPS(00:00) - Episode Highlights(00:51) - Introduction to Slava Darkhaev & the Episode(02:19) - The 'Right to Exist' for VCs vs. Founders(05:02) - How to Identify and Back Top-Tier GPs(07:11) - Benchmarking Emerging Managers: The Insider Approach(08:42) - The #1 Trait Separating Top GPs from the Rest(11:05) - Strategy for Direct Investments vs. LP Investments(12:43) - Securing Co-Investment and Pro-Rata Rights(13:51) - A Different Take on Diversification in Venture Capital(16:07) - Investing Thesis on Emerging Trends and Macro Cycles(17:27) - Due Diligence for a Manager's Subsequent Fund(19:22) - Family Office Asset Allocation to Venture Capital(20:02) - Investing in 'Unproven' First-Time Managers(21:29) - Approach to Investing in Global Emerging Markets(24:58) - Key Advice for Fund Managers: The Power of Storytelling(25:46) - Common Mistakes Fund Managers Make When Fundraising(26:46) - Rapid Fire Round(27:51) - Conclusion & How to Connect with SlavaLINKSSlava Darkhaev - https://www.linkedin.com/in/slava-darkhaev/Prashant Choubey - https://www.linkedin.com/in/choubeysahabSubscribe to VC10X newsletter - https://vc10x.beehiiv.comSubscribe on YouTube - https://youtube.com/@VC10X Subscribe on Apple Podcasts - https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986Subscribe on Spotify - https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQVC10X website - https://vc10x.comFor sponsorship queries, reach out to prashantchoubey3@gmail.comSubscribe for more conversations at the intersection of family office investing, private markets, and emerging trends in wealth management.
Hoy analizaremos todo lo ocurrido durante el GP de Australia.Primera carrera de la temporada 2026 y hay muchas opiniones en contra del nuevo reglamento y su aplicación en las carreras. En el ánimo de hacer a una F1 más ecológica, se logró equilibrar la potencia del motor en un 50% eléctrica y un 50% de combustión. Pero ¿será esa la solución, gusta, a ustedes qué les parece?¡Los esperamos!
Livestream the Abundance Summit: https://www.abundance360.com/livestream The hosts dive into OpenClaw's explosion—unleashing autonomous local agents on Mac minis that code, create content, and self-evolve 24/7—featuring expert Alex Finn's workflows, org charts of AI "employees," and visions for trillion-dollar agent economies. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Alex Finn is the Founder/CEO of Creator Buddy & AI-app Maker. He is widely known as a powerhouse in AI coding Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter _ Connect with Alex Finn X Linkedin Learn about Creator Buddy Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 27th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
GP opens on the Memphis Tigers ending their 7 game losing streak with an OT win at Tulane to clinch a spot in the American Tournament this week + what it means for Penny Hardaway going forward. (21:15) Michael Eaves joins to discuss a big weekend in the NBA including Jason Tatum's return(42:50) Grizzlies at Nets, CBB number 1 seeds, Miami (OH) completes undefeated regular season, nice scene at Nebraska, and someone shot up Rihanna's house. (1:27:00) GP's Carry Out
The F1 season has now begun and Meg and Spanners are here to recap everything from this weekend. The ustralian GP was a mess for some and a stroke of luck for others, with major complaints from new regulation sets, Ferarri's saftey car problem, and even a cow named Max, this pod has got you covered. (00:00) Intro (05:34) Are We Having Fun Yet? (11:25) Overtake Overload (15:21) Off The Line (28:28) Arvid Lindblad makes noise (32:03) Max Says "I told you so" (43:47) Aston Martin is in the dirt (50:59) Vadillac must find their way (55:57) The Cow named “Max” (63:08) A Bahrain and Saudi Arabia update Hosts: Megan Schuster, Spanners Ready Senior Producer: Steve Ahlman Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode 280-Top 7 NJ Carry Guns Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 11 Gun Lawyer — Episode 280 Transcript SPEAKERS Speaker 3, Teddy Nappen, Evan Nappen Evan Nappen 00:17 I’m Evan Nappen. Teddy Nappen 00:19 and I’m Teddy Nappen. Evan Nappen 00:21 And welcome to Gun Lawyer. Hey, Teddy, guess who finally quit smoking? Teddy Nappen 00:28 You quit smoking? Evan Nappen 00:30 No. The Ayatollah Khomeini. Teddy Nappen 00:32 Oh! Evan Nappen 00:35 There you go. Actually, the thing is, we’re now in a situation where you may have seen the warnings going out about an increased, seriously increased, threat of danger in the homeland. For the, who knows, how many that the Biden administration let in, actual terrorists on the terrorist watch list, and how many unknowns and got aways, and just all those folks that have infiltrated the country that they’re warning about sleeper cells and already starting to see some incidents occurring. And I think it’s fair to say that we all need to be very vigilant, and since most of us are folks that are armed, that carry, we become an important element in the defense of our country. Evan Nappen 01:39 So, I want to talk today about practical considerations regarding firearm carry guns in New Jersey. We want to talk about the guns that are appropriate and are really some of the top most popular carry guns in New Jersey. Now, none of this means these are guns we’re going to talk about that make it that. You know, if you choose to carry any gun that you like, that’s fine. None of this is critical of any firearm that you may be carrying. I just want to talk about ones. It was inspired to talk about this from an article I found in Breitbart. Now Breitbart’s article is the “Five Concealed Carry Guns First-Time Buyers Should Consider”. (https://www.breitbart.com/2nd-amendment/2026/03/03/five-concealed-carry-guns-first-time-buyers-should-consider/) Page – 2 – of 11 Evan Nappen 02:30 and I want to. Teddy Nappen 02:32 Number one, Gyrojet pistol. Evan Nappen 02:34 Right. Definitely grab that old Gyrojet. Oh, my God. In case you don’t know what a Gyrojet is, it was, literally, a rocket firing pistol. It launched cartridges or bullets or projectiles, if you will, in a similar way that you fire rockets, not a bullet. So, it’s actually, a gyro jet gun is closer to an Iranian missile launcher, frankly, than a gun. But they were not a commercial success. They’re very collectible and fascinating. You can read more about Gyrojets online. I happen to own a Gyrojet as an example of a rocket pistol. But no, that’s not a gun I would suggest carrying in New Jersey. Evan Nappen 03:27 First of all, it’s too valuable just to carry, and the ammo is like incredibly hard to find. Each cartridge is very valuable as a collectible in and of itself. But here it is from Breitbart. Now this article is by AWR Hawkins, who’s an excellent gun writer, and as he begins the article, he says, with military action in Iran raging and concerns about staying safe stateside, we thought it would be helpful to put together a list of five concealed carry guns that first time buyers should consider. So, I’m going to, and that’s a good thought right now, what we’re dealing with. I’m going to modify from what he’s talking about, is just to carry guns in New Jersey, whether you’re first time or not a first time. There are advantages and disadvantages to a number of the firearms that they’re putting out, and we have to put in the concerns that we have in New Jersey. One of the primary concerns at the moment in New Jersey is, of course, that you can’t have a magazine that holds over 10 rounds. So, the handguns that we’re going to carry in New Jersey have to have a limitation in the magazine of 10 rounds. Now, that does not include one round in the chamber. So, in theory, you can have 10 rounds in a magazine and one round in the chamber, and you are legal in New Jersey for that carry gun. Evan Nappen 04:56 So, what happens is there are a number of handguns out there that, of course, are wonderful, wonderful guns. They are larger frame and normally hold standard magazine capacity definitely over 10 rounds. And you can start, you know, with just a Glock 19 that would have the standard magazine of 15 rounds. An excellent carry gun and super popular. But in New Jersey, putting aside, let’s just say the Glock 19 happens to fit your hand really well, and I understand that. But in reality, you’re carrying a gun that is larger than you necessarily need. Again, if it works for you, that’s fine, but it’s larger than you necessarily need, which makes it arguably somewhat less concealable. And yet you’re being limited in one of the nice features about it is that you could have the increased firepower of 15 rounds, but New Jersey stops you from that. So, you have to have a 10-round mag in your Glock 19, that’s a nine millimeter. Evan Nappen 06:04 So since New Jersey is forcing us to have 10 round mags, why not conform, at least to the degree of having a much more concealable, but just as deadly, more concealable handgun that would carry up to Page – 3 – of 11 the 10 rounds. And in our modern world today, there are a lot of excellent choices of, you know, nine millimeter and other calibers. But nine is primarily one of the most popular self-defense calibers out there at the moment that hold 10 rounds, but are very compact, very concealable. And the article lists these, and let’s talk about some. Some others that I’ll add in. Evan Nappen 06:57 They put as the number one, the Sig Sauer P365. So, the P365 is an excellent carry gun for sure, and it’s very compact. And as you know, Sig re-designed or created into the design. They designed a gun around the magazine so they could have a 10-round magazine and have a gun that is extremely compact. The P365 is striker fired, and it’s about, you know, 4.3 inches tall, about 5.8 inches long. It weighs in at about 17.8 ounces, and it comes with two 10-round mags. So, it’s New Jersey legal. There’s all kinds of you can get go MOS. It’s set up for that so you can have your sites if you get an MOS model. There are many different variations on the P365 that will have features that may fit you better. It’s a proven gun. So, it’s definitely one of the most popular and definitely a good choice for New Jersey. Evan Nappen 08:10 The next gun in the article is the Glock 43X and that’s also one of the most popular pistols in America. It’s single stack. So, what that means is the magazine loads one round on top of the other, as opposed to the SIG 365 which is kind of that double stack, where the rounds are kind of side by side in the magazine, filling it up as a box. Whereas the Glock is single, straight down in the line, and they do, and it does have a 10-round mag. The Glock is somewhat slightly larger. It’s about 6.5 inches long, and it’s about 1.1 inches in width, and about 5.04 inches in its height, tall. It weighs in at about 18.7 ounces. So, it’s a slightly heavier, slightly larger than the P365. But it’s very popular, very concealable, and it has a 10-round magazine. Evan Nappen 09:29 Now keep in mind that it’s possible for any of these guns, the Sig, or any of these two, of course, to have magazines that hold more than 10 rounds. But they’re essentially made from their creation as a 10-round gun, and that’s important in New Jersey. Because, at the moment, and hopefully this will go away, but at the moment, we’re restricted to that. So, having the concealable ability of being very, very stealthy and not being made, let’s say, as being a carrier. Because you’re concealing a firearm so well, you’re less likely to have printing and other issues where it can be kind of signaled to folks that you might be carrying, which is a good way to think when dealing with New Jersey. Because even though we have a carry permit, even though we’re legal to carry, discretion is still the word of the day. So, you want to remain discrete. Evan Nappen 10:27 Your best bet is for no one to know that you’re carrying in New Jersey, and that is both the cops and the criminals. We need to be discrete because we’ve experienced many times through the office that individuals, where their gun is somehow ID on the person, and even though they’re legal, maybe their shirt showed for a brief second, which the law actually understands can happen. It’s not a crime when that happens. But the next thing you know, police are called about somebody carrying a gun, or they believe someone has a gun, and it can escalate into all kinds of problems. So, the idea in New Jersey Page – 4 – of 11 is to be able to be armed and be armed to the max that the law allows us to be. But to keep the concealability factor and the discretion and discreteness very tight. We are NOT an open carry state. We want to make it so that that firearm gives you a tactical edge in the fact that should you need it, the use of it is, to a certain degree, giving you the advantage of surprise. So, keep that in mind. And so these guns are fitting that bill very nicely. Evan Nappen 11:42 Now the article also talks about the CZ P-10 C, which is a ported pistol. This is also a compact gun and also has the 10-round magazine. The CZ is interesting because the German army actually adopted this pistol model, you know, and so it has certain definite reliability. And a lot of folks like the ergonomics, but it, too, is polymer, and in the same kind of class as the 365 and the 43X. Again, it’s a good choice for New Jersey, should you like that gun. Now, the article talks about the Palmetto Dagger. Palmetto is a decent gun for the money. And let me tell you, they’re a bargain, that’s for sure. They are budget oriented, but they are, you know, they shoot. They’re reliable, they work and such. But the Palmetto Dagger is more along the lines of a Glock 19 and there, yeah, you can get a 10 round mag for it, and maybe you want the slightly, you know, somewhat larger frame, what we might call a medium frame. But in terms of its, you know, you can get more concealable with the other guns we’ve been talking about. It’s still a good gun out there. It’s a nice package, especially for the money. Palmetto puts out a gun that really is a bit of a bargain, honestly, for what they’re offering. But you don’t have the same compactness as the other firearms offer. Evan Nappen 13:36 And the fifth gun talked about in the article is a Ruger LCR polymer revolver. So, that is a revolver similar to, it’s essentially a snub nose .38. But in Polymer, it still can handle the plus P 38. Some folks might prefer a revolver to a semi-auto pistol. Of course, the rounds get less. You’re probably talking here about a five shot and such. But it is an excellent firearm for what it is. If you’re, if you want a wheel gun for its simplicity, it doesn’t leave cartridge cases lying around, or whatever. A revolver may be your way to go. Now, in terms of that type of revolver, the Ruger is good gun. But I happen to have a personal love of the J frame Smith, of the Smith & Wesson. You know, the J frame class, which includes the model, the original, of course, is the 36 or the Chief Special, and you get into all the variations of the J frame, on that J frame. There’s a lot of other snub .38 out there that Smith makes that would also fill the bill. These revolvers are affectionately known as pocket rockets, and they’re good guns. So, if you’re a revolver person, if you’re looking for something concealable, there are plenty of great revolvers. But if we’re talking concealability, then this is a classic. The Ruger and the Smith would fit that bill in snub nose .38. It would give you features that a revolver offers. Teddy Nappen 15:29 If the whole, I would say, for the whole article is supposed to be the idea of people like this is your first gun to buy. Like that was kind of the main focus. I lean off of for Ruger, like the very first revolver I ever got, the GP 100. That was very like, yeah, learn to work with right yourself. Evan Nappen 15:47 And revolvers are good for that. But here, the article in Breitbart is about, like, your first gun. And getting into that. I get it. But what I’m looking at here is taking this article and talking about, not Page – 5 – of 11 necessarily that it’s your first gun, but looking at guns that meet the criteria under New Jersey law, that are effective for carry, that can get you the concealability. And yeah, you know, they’re bigger revolvers that can fire even more powerful, so that you can bump up easier to a .357. You get a four inch barrel or a six inch barrel revolver and have a full size frame. Really be able to put some powerful loads, get some great target shooting and great experience. There’s something to be said for that. But when it comes to carry, we’re looking for the concealability and the stopping power. We’re looking for the ability to conform to New Jersey law and remain discrete. Evan Nappen 16:44 One of the other guns that I would like to talk about that is not mentioned in the article, but one that I happen to particularly like, is the Shadow Systems CR920 Elite. (https://shadowsystemscorp.com/cr920/) So, if you haven’t seen a Shadow System CR920, that gun is pricier, for sure. But it is really a great gun, and it is nine millimeters well as a 10-round mag. So, it fits the bill for New Jersey. They have a lot of features on it that kind of make it a highly upgraded Glock 43X to be honest. It’s very similar in the size. In fact, the holsters that would take a Glock 43X will actually work perfectly with a with the Shadow System CR920. So, it’s something to consider. If you ever had a chance to shoot shadow systems, you’ll know what I’m talking about. It is definitely a bit of an upgrade and a gun that I personally like, but all these guns will be able to serve you well and be able to protect you and your loved ones. Evan Nappen 18:03 And you can know that you can carry them lawfully under New Jersey law with your permit to carry. You stay concealed and discreet in your carry and that’s the way we as New Jersey gun carriers need to be. So, this is something to consider when talking about guns that you carry. And again, there are so many other great handguns, great calibers. None of this is saying that any of these are any better than anybody else’s. You have to look at your needs and what you want, what your budget and what you can afford. But stick to the key principles. That is that you practice, that you shoot it well, that you exercise safety, that you know the laws, that you stick to being discrete, discretion is key in New Jersey. So that you don’t end up having to call me, even though you are 100% innocent, but now we have to deal with the legal situation. You’re best bet is to do what I’m saying. Be discreet and protect yourself in that manner. Hey, let me. Teddy Nappen 18:05 Or have them all put in for the CMP, and you can carry a piece of history with yourself. Evan Nappen 18:49 Yeah, right. Well, if you want to get a nice 1911. We’re definitely upping the game here. And nothing wrong with carrying the 1911, but it is definitely a much larger firearm and very powerful, very reliable. I love my 1911. Who doesn’t? But, you know, this is a different way of thinking when it’s coming to protecting yourself. And of course, you still can max out to the 10 rounds easily with this in a compact package. So, that’s what makes these nice. Page – 6 – of 11 Evan Nappen 19:13 If you want to check out any of these guns and you want to get your practice and your training and even your certifications, well, we know no place better than WeShoot. WeShoot is a gun range in Lakewood. That’s where Teddy and I shoot, and we got our certification. They have guns there that you can try. They’ll be able to set you up with your perfect concealed carry gun and get you the training. Help you get your license as well by getting the qualifications that you need. And this is also part of the package. So, when you want to become a defender and stay a defender, you need to have the training. You need to have a place to practice, a place to shoot. And WeShoot does that very thing. They’re an indoor range in Lakewood, conveniently off the Parkway. A great place right there in Central New Jersey. So you want to check out WeShoot at weshootusa.com. Go to their website. They will absolutely be able to set you up perfectly with a firearm that meets your needs, especially in this environment where we are at war with the number one sponsor of terror. Evan Nappen 20:50 And, folks, I would find it hard to believe that they have not preempted our ability to defend ourselves by having sleeper cells and other agents that are in our country that we should expect will be looking to wreak havoc and chaos. And, you know, this was done under the, with the eyes closed of the Biden administration, primarily. President Trump for trying to clean up that, that mess that allowed that to happen, and he’s currently engaged in changing the world, changing the world where we can make such a huge difference. And it’s finally President. You know, I’ve been, as many of you have lived through 47 years of Iranian Islamic fundamentalism, terror, and all the things that it brought upon us. And it may finally, finally, be coming to an end. But it isn’t over yet, and it may very well come down to your ability and my ability, our ability, to defend ourselves right here at home. And luckily, the expansion of our ability to carry because of Bruen and forcing the issuance of carry permits, gives us this opportunity to be able to do something that, you know, half a dozen years ago, we would not have even been able to do in New Jersey. And that’s carry to protect ourselves in the face of a national security threat to our homeland. So, take advantage of that and check out weshootusa.com for your firearm needs. Evan Nappen 21:12 Let me also mention our good friends at the Association of New Jersey Rifle & Pistol Clubs. They are the state affiliate of the NRA. They are the folks fighting for our rights in Trenton and in the courts. Hopefully they’ll get that magazine ban finally overturned. We’re looking cautiously optimistic at that. So we’ll be able to actually have guns to carry more than 10 rounds. When that happens, we’ll be able to buy larger capacity magazines for our highly concealable nines that we’re currently carrying, and that will give us even more ability to defend ourselves and our loved ones and our in our country, for that matter. So the Association is hard at work. Go to anjrpc.org so you can join and be part of the solution. You’ll get email alerts. You’ll be told what shenanigans are going on down in Trenton and what case law changes are taking place. So, check out anjrpc.org, the Association of New Jersey Rifle & Pistol Clubs. Evan Nappen 24:28 And while you’re at it, make sure you pick up a copy of my book, New Jersey Gun Law. It’s the bible of New Jersey gun law. It’s over 500 pages, 120 topics, all question and answer. Make sure you have a Page – 7 – of 11 copy of that book so you can keep your gun rights and not end up in jail and turned into what I call a law-abiding criminals because of New Jersey’s insanity of gun laws. I tried to create this very user-friendly manual. Go to EvanNappen.com, EvanNappen.com, and pick up your copy today. Teddy, what do you have to share with us today in Press Checks? Teddy Nappen 25:09 Well, as you know, Press Checks are always free and well, we can all see right now that Trump’s Operation Epic Fury is going well. It’s already met multiple of the objectives and frankly, the level of damage that we have just taken out the entire Iranian Navy and the multiple sites they have hit and taking out not only the Ayatollah, the Ayatollah’s successor, who was there for seven minutes. You know, just here’s your hat, and he’s gone. And then the successor’s successor. It’s just, their leadership has been toppled. And this really sets the tone and level and power that the U.S. has. And all it took was having someone actually with the will to act. So, just going off of that, I was scrolling through AmmoLand, and I saw a very interesting article that made a good point. And this is by they just said the AmmoLand Staff. “Iran’s Power Vacuum Highlights the Importance of an Armed Citizenry”. (https://www.ammoland.com/2026/03/irans-power-vacuum-highlights-the-importance-of-an-armed-citizenry/) Teddy Nappen 26:28 So, they were referencing from the Citizens Committee for Right to Keep and Bear Arms, where they put out a press release talking about how the Iranian people’s lack of the most important safeguard of liberty that the Americans possess, the right to keep and bear arms. The Chairman of the group, Alan Gottlieb, says that Iran does not have the equivalent of our sacred Second Amendment. The Iranian people need it bad. And highlighting to what the Founding Fathers believed were the Second Amendment is the safeguard to a tyrannical rule. Everyone can agree that Iran was a tyrannical rule. It was a theocracy ran by radical, crazy clerics. You know that, and I just love every time the Left. You know the hands off Iran, Free Maduro like that. It just shows you the level of disingenuousness from the part from that party. Teddy Nappen 27:30 But just to highlight the fact, for those of you who may be living under a rock, the Iran regime has ruled for more than four decades with authoritarianism. Suppressing dissidents, jailing critics, killing them also, and slaughtering protesters. They actually were importing in Iraqi militia groups to just start gunning down protesters after Trump had taken out the, and as the protests were breaking out in Iran, prior to Epic Fury. So, as was also stated, the symbol and freedom in our nation, the symbol and freedom in a nation of slaves is the gun. Because it enshrines the ability for the people to keep the Government in check. Again, I always hear the stupid Leftist argument like, oh yeah, you really think your Second Amendment is going to help you against the F15s or the United States military? Give me a break. Every single one of us who are able to carry, it would be one of the largest standing armies in our country. Teddy Nappen 28:38 And also, I love how they make that argument. And also say, you know, an unarmed group of protesters about to overthrow the Government. So, you know. But, you know, they keep referencing Page – 8 – of 11 January 6, like it’s Chris, like it’s a Christmas holiday. But the point being is that the Second Amendment keeps these things in check. Because right now, that was the whole push, was to have the people rise up against their oppressors. Imagine what would have happened if all the Iranian people actually had access to firearms? I actually pulled the laws. So, I went and see like, okay, what was it? What was it like? What were the ways of getting people to, if you wanted to buy a gun and you were an Iranian citizen in Iran, what would you do? And it seems they’ve modeled themselves off of New Jersey. You have to obtain a gun license in Iran, and it involves several steps, including a background check, psychological examination, and firearm safety course. You have to apply for your gun permit at your local police station. They have to do criminal record, military service status, complete a psychological evaluation to ensure mental stability, taking a firearm safety course and passing a written practical exam, pay your fees, of course, and wait to be approved. So, if you do everything else, you have to be approved by higher authorities, which could take several months. Evan Nappen 30:03 It isn’t that far from what New Jersey actually requires. Jersey is virtually the Iranian totalitarian state of gun laws. Teddy Nappen 30:17 Yeah, and also, it is illegal to possess a firearm without the proper licensing, which is punishable by imprisonment and fines. Carrying a firearm without a license is punishable up to three years in prison. Evan Nappen 30:31 Wait. Only three years? In New Jersey, you can go for 10 years. So, they’re actually a little more reasonable in Iran than in New Jersey. Teddy Nappen 30:42 Yeah. And also, this is something that people need to remember. We are a nation of firearms. Firearms are enshrined in our culture. They cannot take that away, as much as the Left tries to propagandize us out of it. To give you a perspective. In Iran, this is cited from gunpolicy.org. In 2017 it was about 3.5 firearms per 100 residents, as opposed to in 2017 there are 120 firearms per 100 residents in the United States. And that was in 2017. So, imagine actually having the accessibility for firearms, actually having the ability to rise up if you ever needed to. That’s why you have all the Leftists right now flocking the gun shops, trying to buy firearms. Evan Nappen 31:30 Well, the latest, the latest numbers, we have over 500 million privately owned firearms in America. Yep, over 500 million. Teddy Nappen 31:42 We have to get those numbers up. Evan Nappen 31:43 I agree. Page – 9 – of 11 Teddy Nappen 31:44 Yes. Evan Nappen 31:44 Let’s hit that 1 billion mark. Let’s work on it, folks. Teddy Nappen 31:47 This isn’t and also this isn’t a vacuum. When you look at other dictatorships, this is the first step. This is what they do. You have to disarm the populace because they do not want any rising up, any resistance groups or militias, when you’re being an authoritarian regime. And cut to another one of Trump’s highlights of Venezuela. What did you, under the Venezuelan Government, another authoritarian regime, where they also made it nearly impossible to get firearms. Where you could apply for a license to the Venezuelan armed forces. Of course, you need a background check, training requirements, inspections. But here’s the kicker. In 2012 the Venezuelan Government suspends all legal firearm sales to private citizens. Evan Nappen 32:39 Hmm. Why would they do that? Teddy Nappen 32:41 Yeah, I wonder why? Oh, in their words, combating criminal organizations and preventing weapons from falling into the wrong hands. Evan Nappen 32:53 It wouldn’t happen to do with who was in power politically at that time? Teddy Nappen 32:58 Yeah, yeah, yeah. Former leader Maduro, no, guar, no, guar. Yeah. And also, they try to make like, there’s no explicit law banning firearm ownership, just a suspension on firearms of private citizens. I know they’re so reasonable. Oh, and they are required to register all their firearms with the Government. Oh, hmmm. I wonder why? It’s the, it’s the disingenuousness on the Left for why the Second Amendment is so important. Evan Nappen 33:37 Well, let’s answer that question for folks. And that’s because the Registration leads to the Confiscation, and that’s what registration is all about. Why do we fight registration? Because it is a step toward confiscation. Then after confiscation comes the political reality of a extermination. We’ve seen every major Holocaust preceded by these very steps when it comes to private ownership of firearms. Teddy Nappen 34:09 Yeah, and cut to any of the European countries that have just disarmed themselves. Cut to the United Kingdom, with their rapes going from 12,000 a year to 70,000 a year. Page – 10 – of 11 Evan Nappen 34:20 I mean, there’s a reason we did lend lease, and reason why they put ads in the American riflemen to please send guns to England. They even disarm themselves in the face of having to face a Nazi terror. And here, they don’t learn. They don’t learn from their prior mistakes. They continuously repeat them. Evan Nappen 34:40 Well, when they were good and ready, they were done with Winston Churchill, and they said, oh, we don’t need you anymore. That’s how it always goes. And then when things come around, they’re going to need a Churchill. And maybe, just maybe, they might learn their lesson this time. But for now, the Left, gun control will forever be the losing argument on the Left. That is a fact. They will occasionally jump out whenever there’s a mass shooting, but in this point in time, that issue is effectively won on our side. We have to be vigilant, though. Because they always try to sneak things in and go off the, unfortunately, the emotional side of our country, who just do not think logically and actually apply and try to think, oh, what would happen if we take away all these firearms? Is this actually going to solve the problem? Evan Nappen 35:37 Well, in Iran, it’s a shame that people aren’t armed, because they’d be able to take action now, especially with the efforts that the U.S. has already done to their infrastructure, militarily and politically. Right? Teddy Nappen 35:58 I want the CIA to do the, you know, the black book, and just start dropping them, like the leaflets. The ways how to like, to make the gun out of the soup can. Evan Nappen 36:10 Right. Yeah. Teddy Nappen 36:12 Or the traps you could make where it was literally, like, what is it like us use like you make a bomb out of like piss and aspirin. Evan Nappen 36:23 Hmmm. True. Well, Teddy, I want to talk about our very important segment of GOFU. GOFU is the Gun Owner Fuck Up. And the reason we talk about this is it’s expensive lessons that others have endured, that you get to learn very reasonably. You get to learn it for free from Gun Lawyer radio. So, this week, I want to talk about, and these are actual cases that come through our office that we see all the time. This has to do with lost or stolen firearm in New Jersey. You need to know that New Jersey has a law that if your firearm is lost or stolen, okay? Lost or stolen. You must report it to local law enforcement within 36 hours. So, you have a 36 hour window to report a lost or stolen firearm. You must report it to the chief law enforcement officer of the municipality where the theft occurred. Or if there’s no local police, to the State Police. Page – 11 – of 11 Evan Nappen 37:40 Now, once you report a gun as stolen or lost, there can be further ramifications on you. And I want to talk about the ramifications if you fail to report it. Let’s keep this in mind. If you fail to report a stolen gun, it is a civil penalty of $500 for the first offense. So, it is technically not a crime. It’s not necessarily. It’s quasi criminal for failing to report the stolen firearm. It’s a civil penalty of $500 for the first offense and $1000 for subsequent offenses. So, your failure to report puts you in that category. It’s not as if there is a potential jail sentence if you fail to report. Now, this doesn’t mean you shouldn’t report, necessarily, but I’m telling you what the actual penalty is. So, what happens when you report? When you report, you need to provide the make and model and serial number. Evan Nappen 38:42 But then we see ramifications from the reporting where then they may try to move, they being the Government, to take your gun licenses. Revoke your carry permit, revoke your firearms ID card, because they try to then claim that you fall under the category of Public Health, Safety, and Welfare as a danger or problem under that category. And that is it because you didn’t exercise proper care and had your gun stolen, which is, of course, how can, you know, the actions of a third party, being the thief, end up taking not just your gun but your gun rights? But New Jersey never misses an opportunity to do that. So, you need to keep in mind that even though the law requires a reporting, you may end up, from the reporting, having to have a battle over keeping your firearm license. Evan Nappen 39:38 If this happens to you, where you believe a gun is lost or stolen, the best thing to do is call an attorney right away and work through the very specific issues that may be present in your case. How it got stolen, how it gets reported as stolen, if you choose to report it as stolen. These are all issues that you want to have attorney / client confidentiality and discuss, because there can be escalation, and there can be ramifications. Then if there’s a failure to report, of course, and the gun comes up used in a crime, what are the implications from that? There’s a whole array of issues that need to be considered if you are dealing with a lost or stolen firearm. Evan Nappen 40:28 This is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 3 40:38 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E280_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America. Membership is totally FREE and Strictly CONFIDENTIAL. Just enter your email to start receiving insider news, tips, and other valuable membership benefits. 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Resumen de la jornada 27 en Primera División. 'Rajada' de Xavi Hernández en una entrevista en La Vanguardia. La opinión de Dani Senabre. El Real Madrid ya piensa en el City. Entrevista a Javi Guerra. La crónica del GP de Australia de F1
Este domingo se celebra el GP de Australia, primera carrera del Mundial de F1 de 2026. Analizamos la jornada de Segunda División. NBA.
A madrugada deste domingo é marcada na história como o início da nova era de regulamentos técnicos da Fórmula 1, com o GP da Austrália dando o pontapé inicial à temporada 2026. Por isso, o podcast Motorsport.com chega com o programa PÓDIO, que debate tudo da corrida.
Happy long weekend to our VIC listeners!! Today, a listener asks, is she the asshole for not wanting to show up for a friend she has quietly outgrown?
Livestream the Abundance Summit: https://www.abundance360.com/livestream The Moonshots hosts join Andrew Yang to unpack AI's explosive collision with politics - deepfakes weaponizing elections, UBI surging as job-killer abundance hits, and radical fixes like open voting for anyone from Cuban to Robbins - while plotting democracy's entrepreneurial reboot. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Andrew Yang is the founder of Forward Party and Humanity Forward NGO; he is CEO of Noble Mobile & NYT bestselling author. Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter _ Connect with Andrew X Linkedin Instagram Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on March 4th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Danni Carr and Dr. Luke Sniewski explore the intricate relationship between the nervous system, emotional processing, and behaviour change. They discuss the importance of self-regulation, the impact of stillness on healing, and the intelligent adaptations behind our habits. Through personal anecdotes and professional insights, they emphasise the significance of being present and compassionate towards oneself in the journey of personal growth and transformation. To find out more info about Danni and Luke's Byron Shire retreat go to https://www.iquitalcohol.com.au/products/byron-bay-hinterlands-5-night-retreat-with-danni-carr-luke-sniewski-16-21-september-2026To find out more about Luke go to https://www.lukesniewski.comTo join Somawise connect go to https://www.skool.com/somawise-tribeFor more resources such as coaching or to join the next HIQA challenge go towww.iquitalcohol.com.auFollow HIQA insta @howiquitalcohol Music for Podcast intro and outro written by Danni Carr performed by Mr CassidyIf you are struggling with physical dependancy on alcohol consider contacting a local AA meeting or a drug and alcohol therapist. Always consult a GP before stop Hosted on Acast. See acast.com/privacy for more information.
Nesta madrugada, classificação para o GP da Austrália, etapa inaugural da temporada 2026 da Fórmula 1. Por isso, o Podcast Motorsport.com chega com o programa Q4, que analisa o grid em cada prova da categoria máxima do automobilismo mundial.
GP opens on the Penny Hardaway situation as Memphis Basketball loses their 7th straight game.(25:24) Jessica Benson joins in studio(1:08:25) Injury updat on Ja Morant, LeBron makes history, Rhodes starts their NCAA Tourney run today, Dillon Brooks arrested for DUI, World Baseball Classic(1:34:30) GP's Carry Out
All speakers are announced at AIE EU, schedule coming soon. Join us there or in Miami with the renowned organizers of React Miami! Singapore CFP also open!We've called this out a few times over in AINews, but the overwhelming consensus in the Valley is that “the IDE is Dead”. In November it was just a gut feeling, but now we actually have data: even at the canonical “VSCode Fork” company, people are officially using more agents than tab autocomplete (the first wave of AI coding):Cursor has launched cloud agents for a few months now, and this specific launch is around Computer Use, which has come a long way since we first talked with Anthropic about it in 2024, and which Jonas productized as Autotab:We also take the opportunity to do a live demo, talk about slash commands and subagents, and the future of continual learning and personalized coding models, something that Sam previously worked on at New Computer. (The fact that both of these folks are top tier CEOs of their own startups that have now joined the insane talent density gathering at Cursor should also not be overlooked).Full Episode on YouTube!please like and subscribe!Timestamps00:00 Agentic Code Experiments00:53 Why Cloud Agents Matter02:08 Testing First Pillar03:36 Video Reviews Second Pillar04:29 Remote Control Third Pillar06:17 Meta Demos and Bug Repro13:36 Slash Commands and MCPs18:19 From Tab to Team Workflow31:41 Minimal Web UI Philosophy32:40 Why No File Editor34:38 Full Stack Cursor Debate36:34 Model Choice and Auto Routing38:34 Parallel Agents and Best Of N41:41 Subagents and Context Management44:48 Grind Mode and Throughput Future01:00:24 Cloud Agent Onboarding and MemoryTranscriptEP 77 - CURSOR - Audio version[00:00:00]Agentic Code ExperimentsSamantha: This is another experiment that we ran last year and didn't decide to ship at that time, but may come back to LM Judge, but one that was also agentic and could write code. So it wasn't just picking but also taking the learnings from two models or and models that it was looking at and writing a new diff.And what we found was that there were strengths to using models from different model providers as the base level of this process. Basically you could get almost like a synergistic output that was better than having a very unified like bottom model tier.Jonas: We think that over the coming months, the big unlock is not going to be one person with a model getting more done, like the water flowing faster and we'll be making the pipe much wider and so paralyzing more, whether that's swarms of agents or parallel agents, both of those are things that contribute to getting much more done in the same amount of time.Why Cloud Agents Matterswyx: This week, one of the biggest launches that Cursor's ever done is cloud agents. I think you, you had [00:01:00] cloud agents before, but this was like, you give cursor a computer, right? Yeah. So it's just basically they bought auto tab and then they repackaged it. Is that what's going on, or,Jonas: that's a big part of it.Yeah. Cloud agents already ran in their own computers, but they were sort of site reading code. Yeah. And those computers were not, they were like blank VMs typically that were not set up for the Devrel X for whatever repo the agents working on. One of the things that we talk about is if you put yourself in the model shoes and you were seeing tokens stream by and all you could do was cite read code and spit out tokens and hope that you had done the right thing,swyx: no chanceJonas: I'd be so bad.Like you obviously you need to run the code. And so that I think also is probably not that contrarian of a take, but no one has done that yet. And so giving the model the tools to onboard itself and then use full computer use end-to-end pixels in coordinates out and have the cloud computer with different apps in it is the big unlock that we've seen internally in terms of use usage of this going from, oh, we use it for little copy changes [00:02:00] to no.We're really like driving new features with this kind of new type of entech workflow. Alright, let's see it. Cool.Live Demo TourJonas: So this is what it looks like in cursor.com/agents. So this is one I kicked off a while ago. So on the left hand side is the chat. Very classic sort of agentic thing. The big new thing here is that the agent will test its changes.So you can see here it worked for half an hour. That is because it not only took time to write the tokens of code, it also took time to test them end to end. So it started Devrel servers iterate when needed. And so that's one part of it is like model works for longer and doesn't come back with a, I tried some things pr, but a I tested at pr that's ready for your review.One of the other intuition pumps we use there is if a human gave you a PR asked you to review it and you hadn't, they hadn't tested it, you'd also be annoyed because you'd be like, only ask me for a review once it's actually ready. So that's what we've done withTesting Defaults and Controlsswyx: simple question I wanted to gather out front.Some prs are way smaller, [00:03:00] like just copy change. Does it always do the video or is it sometimes,Jonas: Sometimes.swyx: Okay. So what's the judgment?Jonas: The model does it? So we we do some default prompting with sort. What types of changes to test? There's a slash command that people can do called slash no test, where if you do that, the model will not test,swyx: but the default is test.Jonas: The default is to be calibrated. So we tell it don't test, very simple copy changes, but test like more complex things. And then users can also write their agents.md and specify like this type of, if you're editing this subpart of my mono repo, never tested ‘cause that won't work or whatever.Videos and Remote ControlJonas: So pillar one is the model actually testing Pillar two is the model coming back with a video of what it did.We have found that in this new world where agents can end-to-end, write much more code, reviewing the code is one of these new bottlenecks that crop up. And so reviewing a video is not a substitute for reviewing code, but it is an entry point that is much, much easier to start with than glancing at [00:04:00] some giant diff.And so typically you kick one off you, it's done you come back and the first thing that you would do is watch this video. So this is a, video of it. In this case I wanted a tool tip over this button. And so it went and showed me what that looks like in, in this video that I think here, it actually used a gallery.So sometimes it will build storybook type galleries where you can see like that component in action. And so that's pillar two is like these demo videos of what it built. And then pillar number three is I have full remote control access to this vm. So I can go heat in here. I can hover things, I can type, I have full control.And same thing for the terminal. I have full access. And so that is also really useful because sometimes the video is like all you need to see. And oftentimes by the way, the video's not perfect, the video will show you, is this worth either merging immediately or oftentimes is this worth iterating with to get it to that final stage where I am ready to merge in.So I can go through some other examples where the first video [00:05:00] wasn't perfect, but it gave me confidence that we were on the right track and two or three follow-ups later, it was good to go. And then I also have full access here where some things you just wanna play around with. You wanna get a feel for what is this and there's no substitute to a live preview.And the VNC kind of VM remote access gives you that.swyx: Amazing What, sorry? What is VN. AndJonas: just the remote desktop. Remote desktop. Yeah.swyx: Sam, any other details that you always wanna call out?Samantha: Yeah, for me the videos have been super helpful. I would say, especially in cases where a common problem for me with agents and cloud agents beforehand was almost like under specification in my requests where our plan mode and going really back and forth and getting detailed implementation spec is a way to reduce the risk of under specification, but then similar to how human communication breaks down over time, I feel like you have this risk where it's okay, when I pull down, go to the triple of pulling down and like running this branch locally, I'm gonna see that, like I said, this should be a toggle and you have a checkbox and like, why didn't you get that detail?And having the video up front just [00:06:00] has that makes that alignment like you're talking about a shared artifact with the agent. Very clear, which has been just super helpful for me.Jonas: I can quickly run through some other Yes. Examples.Meta Agents and More DemosJonas: So this is a very front end heavy one. So one question I wasswyx: gonna say, is this only for frontJonas: end?Exactly. One question you might have is this only for front end? So this is another example where the thing I wanted it to implement was a better error message for saving secrets. So the cloud agents support adding secrets, that's part of what it needs to access certain systems. Part of onboarding that is giving access.This is cloud is working onswyx: cloud agents. Yes.Jonas: So this is a fun thing isSamantha: it can get super meta. ItJonas: can get super meta, it can start its own cloud agents, it can talk to its own cloud agents. Sometimes it's hard to wrap your mind around that. We have disabled, it's cloud agents starting more cloud agents. So we currently disallow that.Someday you might. Someday we might. Someday we might. So this actually was mostly a backend change in terms of the error handling here, where if the [00:07:00] secret is far too large, it would oh, this is actually really cool. Wow. That's the Devrel tools. That's the Devrel tools. So if the secret is far too large, we.Allow secrets above a certain size. We have a size limit on them. And the error message there was really bad. It was just some generic failed to save message. So I was like, Hey, we wanted an error message. So first cool thing it did here, zero prompting on how to test this. Instead of typing out the, like a character 5,000 times to hit the limit, it opens Devrel tools, writes js, or to paste into the input 5,000 characters of the letter A and then hit save, closes the Devrel tools, hit save and gets this new gets the new error message.So that looks like the video actually cut off, but here you can see the, here you can see the screenshot of the of the error message. What, so that is like frontend backend end-to-end feature to, to get that,swyx: yeah.Jonas: Andswyx: And you just need a full vm, full computer run everything.Okay. Yeah.Jonas: Yeah. So we've had versions of this. This is one of the auto tab lessons where we started that in 2022. [00:08:00] No, in 2023. And at the time it was like browser use, DOM, like all these different things. And I think we ended up very sort of a GI pilled in the sense that just give the model pixels, give it a box, a brain in a box is what you want and you want to remove limitations around context and capabilities such that the bottleneck should be the intelligence.And given how smart models are today, that's a very far out bottleneck. And so giving it its full VM and having it be onboarded with Devrel X set up like a human would is just been for us internally a really big step change in capability.swyx: Yeah I would say, let's call it a year ago the models weren't even good enough to do any of this stuff.SoSamantha: even six months ago. Yeah.swyx: So yeah what people have told me is like round about Sonder four fire is when this started being good enough to just automate fully by pixel.Jonas: Yeah, I think it's always a question of when is good enough. I think we found in particular with Opus 4 5, 4, 6, and Codex five three, that those were additional step [00:09:00] changes in the autonomy grade capabilities of the model to just.Go off and figure out the details and come back when it's done.swyx: I wanna appreciate a couple details. One 10 Stack Router. I see it. Yeah. I'm a big fan. Do you know any, I have to name the 10 Stack.Jonas: No.swyx: This just a random lore. Some buddy Sue Tanner. My and then the other thing if you switch back to the video.Jonas: Yeah.swyx: I wanna shout out this thing. Probably Sam did it. I don't knowJonas: the chapters.swyx: What is this called? Yeah, this is called Chapters. Yeah. It's like a Vimeo thing. I don't know. But it's so nice the design details, like the, and obviously a company called Cursor has to have a beautiful cursorSamantha: and it isswyx: the cursor.Samantha: Cursor.swyx: You see it branded? It's the cursor. Cursor, yeah. Okay, cool. And then I was like, I complained to Evan. I was like, okay, but you guys branded everything but the wallpaper. And he was like, no, that's a cursor wallpaper. I was like, what?Samantha: Yeah. Rio picked the wallpaper, I think. Yeah. The video.That's probably Alexi and yeah, a few others on the team with the chapters on the video. Matthew Frederico. There's been a lot of teamwork on this. It's a huge effort.swyx: I just, I like design details.Samantha: Yeah.swyx: And and then when you download it adds like a little cursor. Kind of TikTok clip. [00:10:00] Yes. Yes.So it's to make it really obvious is from Cursor,Jonas: we did the TikTok branding at the end. This was actually in our launch video. Alexi demoed the cloud agent that built that feature. Which was funny because that was an instance where one of the things that's been a consequence of having these videos is we use best of event where you run head to head different models on the same prompt.We use that a lot more because one of the complications with doing that before was you'd run four models and they would come back with some giant diff, like 700 lines of code times four. It's what are you gonna do? You're gonna review all that's horrible. But if you come back with four 22nd videos, yeah, I'll watch four 22nd videos.And then even if none of them is perfect, you can figure out like, which one of those do you want to iterate with, to get it over the line. Yeah. And so that's really been really fun.Bug Repro WorkflowJonas: Here's another example. That's we found really cool, which is we've actually turned since into a slash command as well slash [00:11:00] repro, where for bugs in particular, the model of having full access to the to its own vm, it can first reproduce the bug, make a video of the bug reproducing, fix the bug, make a video of the bug being fixed, like doing the same pattern workflow with obviously the bug not reproducing.And that has been the single category that has gone from like these types of bugs, really hard to reproduce and pick two tons of time locally, even if you try a cloud agent on it. Are you confident it actually fixed it to when this happens? You'll merge it in 90 seconds or something like that.So this is an example where, let me see if this is the broken one or the, okay, this is the fixed one. Okay. So we had a bug on cursor.com/agents where if you would attach images where remove them. Then still submit your prompt. They would actually still get attached to the prompt. Okay. And so here you can see Cursor is using, its full desktop by the way.This is one of the cases where if you just do, browse [00:12:00] use type stuff, you'll have a bad time. ‘cause now it needs to upload files. Like it just uses its native file viewer to do that. And so you can see here it's uploading files. It's going to submit a prompt and then it will go and open up. So this is the meta, this is cursor agent, prompting cursor agent inside its own environment.And so you can see here bug, there's five images attached, whereas when it's submitted, it only had one image.swyx: I see. Yeah. But you gotta enable that if you're gonna use cur agent inside cur.Jonas: Exactly. And so here, this is then the after video where it went, it does the same thing. It attaches images, removes, some of them hit send.And you can see here, once this agent is up, only one of the images is left in the attachments. Yeah.swyx: Beautiful.Jonas: Okay. So easy merge.swyx: So yeah. When does it choose to do this? Because this is an extra step.Jonas: Yes. I think I've not done a great job yet of calibrating the model on when to reproduce these things.Yeah. Sometimes it will do it of its own accord. Yeah. We've been conservative where we try to have it only do it when it's [00:13:00] quite sure because it does add some amount of time to how long it takes it to work on it. But we also have added things like the slash repro command where you can just do, fix this bug slash repro and then it will know that it should first make you a video of it actually finding and making sure it can reproduce the bug.swyx: Yeah. Yeah. One sort of ML topic this ties into is reward hacking, where while you write test that you update only pass. So first write test, it shows me it fails, then make you test pass, which is a classic like red green.Jonas: Yep.swyx: LikeJonas: A-T-D-D-T-D-Dswyx: thing.No, very cool. Was that the last demo? Is thereJonas: Yeah.Anything I missed on the demos or points that you think? I think thatSamantha: covers it well. Yeah.swyx: Cool. Before we stop the screen share, can you gimme like a, just a tour of the slash commands ‘cause I so God ready. Huh, what? What are the good ones?Samantha: Yeah, we wanna increase discoverability around this too.I think that'll be like a future thing we work on. Yeah. But there's definitely a lot of good stuff nowJonas: we have a lot of internal ones that I think will not be that interesting. Here's an internal one that I've made. I don't know if anyone else at Cursor uses this one. Fix bb.Samantha: I've never heard of it.Jonas: Yeah.[00:14:00]Fix Bug Bot. So this is a thing that we want to integrate more tightly on. So you made it forswyx: yourself.Jonas: I made this for myself. It's actually available to everyone in the team, but yeah, no one knows about it. But yeah, there will be Bug bot comments and so Bug Bot has a lot of cool things. We actually just launched Bug Bot Auto Fix, where you can click a button and or change a setting and it will automatically fix its own things, and that works great in a bunch of cases.There are some cases where having the context of the original agent that created the PR is really helpful for fixing the bugs, because it might be like, oh, the bug here is that this, is a regression and actually you meant to do something more like that. And so having the original prompt and all of the context of the agent that worked on it, and so here I could just do, fix or we used to be able to do fixed PB and it would do that.No test is another one that we've had. Slash repro is in here. We mentioned that one.Samantha: One of my favorites is cloud agent diagnosis. This is one that makes heavy use of the Datadog MCP. Okay. And I [00:15:00] think Nick and David on our team wrote, and basically if there is a problem with a cloud agent we'll spin up a bunch of subs.Like a singleswyx: instance.Samantha: Yeah. We'll take the ideas and argument and spin up a bunch of subagents using the Datadog MCP to explore the logs and find like all of the problems that could have happened with that. It takes the debugging time, like from potentially you can do quick stuff quickly with the Datadog ui, but it takes it down to, again, like a single agent call as opposed to trolling through logs yourself.Jonas: You should also talk about the stuff we've done with transcripts.Samantha: Yes. Also so basically we've also done some things internally. There'll be some versions of this as we ship publicly soon, where you can spit up an agent and give it access to another agent's transcript to either basically debug something that happened.So act as an external debugger. I see. Or continue the conversation. Almost like forking it.swyx: A transcript includes all the chain of thought for the 11 minutes here. 45 minutes there.Samantha: Yeah. That way. Exactly. So basically acting as a like secondary agent that debugs the first, so we've started to push more andswyx: they're all the same [00:16:00] code.It is just the different prompts, but the sa the same.Samantha: Yeah. So basically same cloud agent infrastructure and then same harness. And then like when we do things like include, there's some extra infrastructure that goes into piping in like an external transcript if we include it as an attachment.But for things like the cloud agent diagnosis, that's mostly just using the Datadog MCP. ‘Cause we also launched CPS along with along with this cloud agent launch, launch support for cloud agent cps.swyx: Oh, that was drawn out.Jonas: We won't, we'll be doing a bigger marketing moment for it next week, but, and you can now use CPS andswyx: People will listen to it as well.Yeah,Jonas: they'llSamantha: be ahead of the third. They'll be ahead. And I would I actually don't know if the Datadog CP is like publicly available yet. I realize this not sure beta testing it, but it's been one of my favorites to use. Soswyx: I think that one's interesting for Datadog. ‘cause Datadog wants to own that site.Interesting with Bits. I don't know if you've tried bits.Samantha: I haven't tried bits.swyx: Yeah.Jonas: That's their cloud agentswyx: product. Yeah. Yeah. They want to be like we own your logs and give us our, some part of the, [00:17:00] self-healing software that everyone wants. Yeah. But obviously Cursor has a strong opinion on coding agents and you, you like taking away from the which like obviously you're going to do, and not every company's like Cursor, but it's interesting if you're a Datadog, like what do you do here?Do you expose your logs to FDP and let other people do it? Or do you try to own that it because it's extra business for you? Yeah. It's like an interesting one.Samantha: It's a good question. All I know is that I love the Datadog MCP,Jonas: And yeah, it is gonna be no, no surprise that people like will demand it, right?Samantha: Yeah.swyx: It's, it's like anysystemswyx: of record company like this, it's like how much do you give away? Cool. I think that's that for the sort of cloud agents tour. Cool. And we just talk about like cloud agents have been when did Kirsten loves cloud agents? Do you know, in JuneJonas: last year.swyx: June last year. So it's been slowly develop the thing you did, like a bunch of, like Michael did a post where himself, where he like showed this chart of like ages overtaking tap. And I'm like, wow, this is like the biggest transition in code.Jonas: Yeah.swyx: Like in, in [00:18:00] like the last,Jonas: yeah. I think that kind of got turned out.Yeah. I think it's a very interest,swyx: not at all. I think it's been highlighted by our friend Andre Kati today.Jonas: Okay.swyx: Talk more about it. What does it mean? Yeah. Is I just got given like the cursor tab key.Jonas: Yes. Yes.swyx: That's that'sSamantha: cool.swyx: I know, but it's gonna be like put in a museum.Jonas: It is.Samantha: I have to say I haven't used tab a little bit myself.Jonas: Yeah. I think that what it looks like to code with AI code generally creates software, even if you want to go higher level. Is changing very rapidly. No, not a hot take, but I think from our vendor's point at Cursor, I think one of the things that is probably underappreciated from the outside is that we are extremely self-aware about that fact and Kerscher, got its start in phase one, era one of like tab and auto complete.And that was really useful in its time. But a lot of people start looking at text files and editing code, like we call it hand coding. Now when you like type out the actual letters, it'sswyx: oh that's cute.Jonas: Yeah.swyx: Oh that's cute.Jonas: You're so boomer. So boomer. [00:19:00] And so that I think has been a slowly accelerating and now in the last few months, rapidly accelerating shift.And we think that's going to happen again with the next thing where the, I think some of the pains around tab of it's great, but I actually just want to give more to the agent and I don't want to do one tab at a time. I want to just give it a task and it goes off and does a larger unit of work and I can.Lean back a little bit more and operate at that higher level of abstraction that's going to happen again, where it goes from agents handing you back diffs and you're like in the weeds and giving it, 32nd to three minute tasks, to, you're giving it, three minute to 30 minute to three hour tasks and you're getting back videos and trying out previews rather than immediately looking at diffs every single time.swyx: Yeah. Anything to add?Samantha: One other shift that I've noticed as our cloud agents have really taken off internally has been a shift from primarily individually driven development to almost this collaborative nature of development for us, slack is actually almost like a development on [00:20:00] Id basically.So Iswyx: like maybe don't even build a custom ui, like maybe that's like a debugging thing, but actually it's that.Samantha: I feel like, yeah, there's still so much to left to explore there, but basically for us, like Slack is where a lot of development happens. Like we will have these issue channels or just like this product discussion channels where people are always at cursing and that kicks off a cloud agent.And for us at least, we have team follow-ups enabled. So if Jonas kicks off at Cursor in a thread, I can follow up with it and add more context. And so it turns into almost like a discussion service where people can like collaborate on ui. Oftentimes I will kick off an investigation and then sometimes I even ask it to get blame and then tag people who should be brought in. ‘cause it can tag people in Slack and then other people will comeswyx: in, can tag other people who are not involved in conversation. Yes. Can just do at Jonas if say, was talking to,Samantha: yeah.swyx: That's cool. You should, you guys should make a big good deal outta that.Samantha: I know. It's a lot to, I feel like there's a lot more to do with our slack surface area to show people externally. But yeah, basically like it [00:21:00] can bring other people in and then other people can also contribute to that thread and you can end up with a PR again, with the artifacts visible and then people can be like, okay, cool, we can merge this.So for us it's like the ID is almost like moving into Slack in some ways as well.swyx: I have the same experience with, but it's not developers, it's me. Designer salespeople.Samantha: Yeah.swyx: So me on like technical marketing, vision, designer on design and then salespeople on here's the legal source of what we agreed on.And then they all just collaborate and correct. The agents,Jonas: I think that we found when these threads is. The work that is left, that the humans are discussing in these threads is the nugget of what is actually interesting and relevant. It's not the boring details of where does this if statement go?It's do we wanna ship this? Is this the right ux? Is this the right form factor? Yeah. How do we make this more obvious to the user? It's like those really interesting kind of higher order questions that are so easy to collaborate with and leave the implementation to the cloud agent.Samantha: Totally. And no more discussion of am I gonna do this? Are you [00:22:00] gonna do this cursor's doing it? You just have to decide. You like it.swyx: Sometimes the, I don't know if there's a, this probably, you guys probably figured this out already, but since I, you need like a mute button. So like cursor, like we're going to take this offline, but still online.But like we need to talk among the humans first. Before you like could stop responding to everything.Jonas: Yeah. This is a design decision where currently cursor won't chime in unless you explicitly add Mention it. Yeah. Yeah.Samantha: So it's not always listening.Yeah.Jonas: I can see all the intermediate messages.swyx: Have you done the recursive, can cursor add another cursor or spawn another cursor?Samantha: Oh,Jonas: we've done some versions of this.swyx: Because, ‘cause it can add humans.Jonas: Yes. One of the other things we've been working on that's like an implication of generating the code is so easy is getting it to production is still harder than it should be.And broadly, you solve one bottleneck and three new ones pop up. Yeah. And so one of the new bottlenecks is getting into production and we have a like joke internally where you'll be talking about some feature and someone says, I have a PR for that. Which is it's so easy [00:23:00] to get to, I a PR for that, but it's hard still relatively to get from I a PR for that to, I'm confident and ready to merge this.And so I think that over the coming weeks and months, that's a thing that we think a lot about is how do we scale up compute to that pipeline of getting things from a first draft An agent did.swyx: Isn't that what Merge isn't know what graphite's for, likeJonas: graphite is a big part of that. The cloud agent testingswyx: Is it fully integrated or still different companiesJonas: working on I think we'll have more to share there in the future, but the goal is to have great end-to-end experience where Cursor doesn't just help you generate code tokens, it helps you create software end-to-end.And so review is a big part of that, that I think especially as models have gotten much better at writing code, generating code, we've felt that relatively crop up more,swyx: sorry this is completely unplanned, but like there I have people arguing one to you need ai. To review ai and then there is another approach, thought school of thought where it's no, [00:24:00] reviews are dead.Like just show me the video. It's it like,Samantha: yeah. I feel again, for me, the video is often like alignment and then I often still wanna go through a code review process.swyx: Like still look at the files andSamantha: everything. Yeah. There's a spectrum of course. Like the video, if it's really well done and it does like fully like test everything, you can feel pretty competent, but it's still helpful to, to look at the code.I make hep pay a lot of attention to bug bot. I feel like Bug Bot has been a great really highly adopted internally. We often like, won't we tell people like, don't leave bug bot comments unaddressed. ‘cause we have such high confidence in it. So people always address their bug bot comments.Jonas: Once you've had two cases where you merged something and then you went back later, there was a bug in it, you merged, you went back later and you were like, ah, bug Bot had found that I should have listened to Bug Bot.Once that happens two or three times, you learn to wait for bug bot.Samantha: Yeah. So I think for us there's like that code level review where like it's looking at the actual code and then there's like the like feature level review where you're looking at the features. There's like a whole number of different like areas.There'll probably eventually be things like performance level review, security [00:25:00] review, things like that where it's like more more different aspects of how this feature might affect your code base that you want to potentially leverage an agent to help with.Jonas: And some of those like bug bot will be synchronous and you'll typically want to wait on before you merge.But I think another thing that we're starting to see is. As with cloud agents, you scale up this parallelism and how much code you generate. 10 person startups become, need the Devrel X and pipelines that a 10,000 person company used to need. And that looks like a lot of the things I think that 10,000 person companies invented in order to get that volume of software to production safely.So that's things like, release frequently or release slowly, have different stages where you release, have checkpoints, automated ways of detecting regressions. And so I think we're gonna need stacks merg stack diffs merge queues. Exactly. A lot of those things are going to be importantswyx: forward with.I think the majority of people still don't know what stack stacks are. And I like, I have many friends in Facebook and like I, I'm pretty friendly with graphite. I've just, [00:26:00] I've never needed it ‘cause I don't work on that larger team and it's just like democratization of no, only here's what we've already worked out at very large scale and here's how you can, it benefits you too.Like I think to me, one of the beautiful things about GitHub is that. It's actually useful to me as an individual solo developer, even though it's like actually collaboration software.Jonas: Yep.swyx: And I don't think a lot of Devrel tools have figured that out yet. That transition from like large down to small.Jonas: Yeah. Kers is probably an inverse story.swyx: This is small down toJonas: Yeah. Where historically Kers share, part of why we grew so quickly was anyone on the team could pick it up and in fact people would pick it up, on the weekend for their side project and then bring it into work. ‘cause they loved using it so much.swyx: Yeah.Jonas: And I think a thing that we've started working on a lot more, not us specifically, but as a company and other folks at Cursor, is making it really great for teams and making it the, the 10th person that starts using Cursor in a team. Is immediately set up with things like, we launched Marketplace recently so other people can [00:27:00] configure what CPS and skills like plugins.So skills and cps, other people can configure that. So that my cursor is ready to go and set up. Sam loves the Datadog, MCP and Slack, MCP you've also been using a lot butSamantha: also pre-launch, but I feel like it's so good.Jonas: Yeah, my cursor should be configured if Sam feels strongly that's just amazing and required.swyx: Is it automatically shared or you have to go and.Jonas: It depends on the MCP. So some are obviously off per user. Yeah. And so Sam can't off my cursor with my Slack MCP, but some are team off and those can be set up by admins.swyx: Yeah. Yeah. That's cool. Yeah, I think, we had a man on the pod when cursor was five people, and like everyone was like, okay, what's the thing?And then it's usually something teams and org and enterprise, but it's actually working. But like usually at that stage when you're five, when you're just a vs. Code fork it's like how do you get there? Yeah. Will people pay for this? People do pay for it.Jonas: Yeah. And I think for cloud agents, we expect.[00:28:00]To have similar kind of PLG things where I think off the bat we've seen a lot of adoption with kind of smaller teams where the code bases are not quite as complex to set up. Yes. If you need some insane docker layer caching thing for builds not to take two hours, that's going to take a little bit longer for us to be able to support that kind of infrastructure.Whereas if you have front end backend, like one click agents can install everything that they need themselves.swyx: This is a good chance for me to just ask some technical sort of check the box questions. Can I choose the size of the vm?Jonas: Not yet. We are planning on adding that. Weswyx: have, this is obviously you want like LXXL, whatever, right?Like it's like the Amazon like sort menu.Jonas: Yes, exactly. We'll add that.swyx: Yeah. In some ways you have to basically become like a EC2, almost like you rent a box.Jonas: You rent a box. Yes. We talk a lot about brain in a box. Yeah. So cursor, we want to be a brain in a box,swyx: but is the mental model different? Is it more serverless?Is it more persistent? Is. Something else.Samantha: We want it to be a bit persistent. The desktop should be [00:29:00] something you can return to af even after some days. Like maybe you go back, they're like still thinking about a feature for some period of time. So theswyx: full like sus like suspend the memory and bring it back and then keep going.Samantha: Exactly.swyx: That's an interesting one because what I actually do want, like from a manna and open crawl, whatever, is like I want to be able to log in with my credentials to the thing, but not actually store it in any like secret store, whatever. ‘cause it's like this is the, my most sensitive stuff.Yeah. This is like my email, whatever. And just have it like, persist to the image. I don't know how it was hood, but like to rehydrate and then just keep going from there. But I don't think a lot of infra works that way. A lot of it's stateless where like you save it to a docker image and then it's only whatever you can describe in a Docker file and that's it.That's the only thing you can cl multiple times in parallel.Jonas: Yeah. We have a bunch of different ways of setting them up. So there's a dockerfile based approach. The main default way is actually snapshottingswyx: like a Linux vmJonas: like vm, right? You run a bunch of install commands and then you snapshot more or less the file system.And so that gets you set up for everything [00:30:00] that you would want to bring a new VM up from that template basically.swyx: Yeah.Jonas: And that's a bit distinct from what Sam was talking about with the hibernating and re rehydrating where that is a full memory snapshot as well. So there, if I had like the browser open to a specific page and we bring that back, that page will still be there.swyx: Was there any discussion internally and just building this stuff about every time you shoot a video it's actually you show a little bit of the desktop and the browser and it's not necessary if you just show the browser. If, if you know you're just demoing a front end application.Why not just show the browser, right? Like it Yeah,Samantha: we do have some panning and zooming. Yeah. Like it can decide that when it's actually recording and cutting the video to highlight different things. I think we've played around with different ways of segmenting it and yeah. There's been some different revs on it for sure.Jonas: Yeah. I think one of the interesting things is the version that you see now in cursor.com actually is like half of what we had at peak where we decided to unshift or unshipped quite a few things. So two of the interesting things to talk about, one is directly an answer to your [00:31:00] question where we had native browser that you would have locally, it was basically an iframe that via port forwarding could load the URL could talk to local host in the vm.So that gets you basically, so inswyx: your machine's browser,likeJonas: in your local browser? Yeah. You would go to local host 4,000 and that would get forwarded to local host 4,000 in the VM via port forward. We unshift that like atswyx: Eng Rock.Jonas: Like an Eng Rock. Exactly. We unshift that because we felt that the remote desktop was sufficiently low latency and more general purpose.So we build Cursor web, but we also build Cursor desktop. And so it's really useful to be able to have the full spectrum of things. And even for Cursor Web, as you saw in one of the examples, the agent was uploading files and like I couldn't upload files and open the file viewer if I only had access to the browser.And we've thought a lot about, this might seem funny coming from Cursor where we started as this, vs. Code Fork and I think inherited a lot of amazing things, but also a lot [00:32:00] of legacy UI from VS Code.Minimal Web UI SurfacesJonas: And so with the web UI we wanted to be very intentional about keeping that very minimal and exposing the right sum of set of primitive sort of app surfaces we call them, that are shared features of that cloud.Environment that you and the agent both use. So agent uses desktop and controls it. I can use desktop and controlled agent runs terminal commands. I can run terminal commands. So that's how our philosophy around it. The other thing that is maybe interesting to talk about that we unshipped is and we may, both of these things we may reship and decide at some point in the future that we've changed our minds on the trade offs or gotten it to a point where, putswyx: it out there.Let users tell you they want it. Exactly. Alright, fine.Why No File EditorJonas: So one of the other things is actually a files app. And so we used to have the ability at one point during the process of testing this internally to see next to, I had GID desktop and terminal on the right hand side of the tab there earlier to also have a files app where you could see and edit files.And we actually felt that in some [00:33:00] ways, by restricting and limiting what you could do there, people would naturally leave more to the agent and fall into this new pattern of delegating, which we thought was really valuable. And there's currently no way in Cursor web to edit these files.swyx: Yeah. Except you like open up the PR and go into GitHub and do the thing.Jonas: Yeah.swyx: Which is annoying.Jonas: Just tell the agent,swyx: I have criticized open AI for this. Because Open AI is Codex app doesn't have a file editor, like it has file viewer, but isn't a file editor.Jonas: Do you use the file viewer a lot?swyx: No. I understand, but like sometimes I want it, the one way to do it is like freaking going to no, they have a open in cursor button or open an antigravity or, opening whatever and people pointed that.So I was, I was part of the early testers group people pointed that and they were like, this is like a design smell. It's like you actually want a VS. Code fork that has all these things, but also a file editor. And they were like, no, just trust us.Jonas: Yeah. I think we as Cursor will want to, as a product, offer the [00:34:00] whole spectrum and so you want to be able to.Work at really high levels of abstraction and double click and see the lowest level. That's important. But I also think that like you won't be doing that in Slack. And so there are surfaces and ways of interacting where in some cases limiting the UX capabilities makes for a cleaner experience that's more simple and drives people into these new patterns where even locally we kicked off joking about this.People like don't really edit files, hand code anymore. And so we want to build for where that's going and not where it's beenswyx: a lot of cool stuff. And Okay. I have a couple more.Full Stack Hosting Debateswyx: So observations about the design elements about these things. One of the things that I'm always thinking about is cursor and other peers of cursor start from like the Devrel tools and work their way towards cloud agents.Other people, like the lovable and bolts of the world start with here's like the vibe code. Full cloud thing. They were already cloud edges before anyone else cloud edges and we will give you the full deploy platform. So we own the whole loop. We own all the infrastructure, we own, we, we have the logs, we have the the live site, [00:35:00] whatever.And you can do that cycle cursor doesn't own that cycle even today. You don't have the versal, you don't have the, you whatever deploy infrastructure that, that you're gonna have, which gives you powers because anyone can use it. And any enterprise who, whatever you infra, I don't care. But then also gives you limitations as to how much you can actually fully debug end to end.I guess I'm just putting out there that like is there a future where there's like full stack cursor where like cursor apps.com where like I host my cursor site this, which is basically a verse clone, right? I don't know.Jonas: I think that's a interesting question to be asking, and I think like the logic that you laid out for how you would get there is logic that I largely agree with.swyx: Yeah. Yeah.Jonas: I think right now we're really focused on what we see as the next big bottleneck and because things like the Datadog MCP exist, yeah. I don't think that the best way we can help our customers ship more software. Is by building a hosting solution right now,swyx: by the way, these are things I've actually discussed with some of the companies I just named.Jonas: Yeah, for sure. Right now, just this big bottleneck is getting the code out there and also [00:36:00] unlike a lovable in the bolt, we focus much more on existing software. And the zero to one greenfield is just a very different problem. Imagine going to a Shopify and convincing them to deploy on your deployment solution.That's very different and I think will take much longer to see how that works. May never happen relative to, oh, it's like a zero to one app.swyx: I'll say. It's tempting because look like 50% of your apps are versal, superb base tailwind react it's the stack. It's what everyone does.So I it's kinda interesting.Jonas: Yeah.Model Choice and Auto Routingswyx: The other thing is the model select dying. Right now in cloud agents, it's stuck down, bottom left. Sure it's Codex High today, but do I care if it's suddenly switched to Opus? Probably not.Samantha: We definitely wanna give people a choice across models because I feel like it, the meta change is very frequently.I was a big like Opus 4.5 Maximalist, and when codex 5.3 came out, I hard, hard switch. So that's all I use now.swyx: Yeah. Agreed. I don't know if, but basically like when I use it in Slack, [00:37:00] right? Cursor does a very good job of exposing yeah. Cursors. If people go use it, here's the model we're using.Yeah. Here's how you switch if you want. But otherwise it's like extracted away, which is like beautiful because then you actually, you should decide.Jonas: Yeah, I think we want to be doing more with defaults.swyx: Yeah.Jonas: Where we can suggest things to people. A thing that we have in the editor, the desktop app is auto, which will route your request and do things there.So I think we will want to do something like that for cloud agents as well. We haven't done it yet. And so I think. We have both people like Sam, who are very savvy and want know exactly what model they want, and we also have people that want us to pick the best model for them because we have amazing people like Sam and we, we are the experts.Yeah. We have both the traffic and the internal taste and experience to know what we think is best.swyx: Yeah. I have this ongoing pieces of agent lab versus model lab. And to me, cursor and other companies are example of an agent lab that is, building a new playbook that is different from a model lab where it's like very GP heavy Olo.So obviously has a research [00:38:00] team. And my thesis is like you just, every agent lab is going to have a router because you're going to be asked like, what's what. I don't keep up to every day. I'm not a Sam, I don't keep up every day for using you as sample the arm arbitrator of taste. Put me on CRI Auto.Is it free? It's not free.Jonas: Auto's not free, but there's different pricing tiers. Yeah.swyx: Put me on Chris. You decide from me based on all the other people you know better than me. And I think every agent lab should basically end up doing this because that actually gives you extra power because you like people stop carrying or having loyalty with one lab.Jonas: Yeah.Best Of N and Model CouncilsJonas: Two other maybe interesting things that I don't know how much they're on your radar are one the best event thing we mentioned where running different models head to head is actually quite interesting becauseswyx: which exists in cursor.Jonas: That exists in cur ID and web. So the problem is where do you run them?swyx: Okay.Jonas: And so I, I can share my screen if that's interesting. Yeahinteresting.swyx: Yeah. Yeah. Obviously parallel agents, very popal.Jonas: Yes, exactly. Parallel agentsswyx: in you mind. Are they the same thing? Best event and parallel agents? I don't want to [00:39:00] put words in your mouth.Jonas: Best event is a subset of parallel agents where they're running on the same prompt.That would be my answer. So this is what that looks like. And so here in this dropdown picker, I can just select multiple models.swyx: Yeah.Jonas: And now if I do a prompt, I'm going to do something silly. I am running these five models.swyx: Okay. This is this fake clone, of course. The 2.0 yeah.Jonas: Yes, exactly. But they're running so the cursor 2.0, you can do desktop or cloud.So this is cloud specifically where the benefit over work trees is that they have their own VMs and can run commands and won't try to kill ports that the other one is running. Which are some of the pains. These are allswyx: called work trees?Jonas: No, these are all cloud agents with their own VMs.swyx: Okay. ButJonas: When you do it locally, sometimes people do work trees and that's been the main way that people have set out parallel so far.I've gotta say.swyx: That's so confusing for folks.Jonas: Yeah.swyx: No one knows what work trees are.Jonas: Exactly. I think we're phasing out work trees.swyx: Really.Jonas: Yeah.swyx: Okay.Samantha: But yeah. And one other thing I would say though on the multimodel choice, [00:40:00] so this is another experiment that we ran last year and the decide to ship at that time but may come back to, and there was an interesting learning that's relevant for, these different model providers. It was something that would run a bunch of best of ends but then synthesize and basically run like a synthesizer layer of models. And that was other agents that would take LM Judge, but one that was also agentic and could write code. So it wasn't just picking but also taking the learnings from two models or, and models that it was looking at and writing a new diff.And what we found was that at the time at least, there were strengths to using models from different model providers as the base level of this process. Like basically you could get almost like a synergistic output that was better than having a very unified, like bottom model tier. So it was really interesting ‘cause it's like potentially, even though even in the future when you have like maybe one model as ahead of the other for a little bit, there could be some benefit from having like multiple top tier models involved in like a [00:41:00] model swarm or whatever agent Swarm that you're doing, that they each have strengths and weaknesses.Yeah.Jonas: Andre called this the council, right?Samantha: Yeah, exactly. We actually, oh, that's another internal command we have that Ian wrote slash council. Oh, and they some, yeah.swyx: Yes. This idea is in various forms everywhere. And I think for me, like for me, the productization of it, you guys have done yeah, like this is very flexible, but.If I were to add another Yeah, what your thing is on here it would be too much. I what, let's say,Samantha: Ideally it's all, it's something that the user can just choose and it all happens under the hood in a way where like you just get the benefit of that process at the end and better output basically, but don't have to get too lost in the complexity of judging along the way.Jonas: Okay.Subagents for ContextJonas: Another thing on the many agents, on different parallel agents that's interesting is an idea that's been around for a while as well that has started working recently is subagents. And so this is one other way to get agents of the different prompts and different goals and different models, [00:42:00] different vintages to work together.Collaborate and delegate.swyx: Yeah. I'm very like I like one of my, I always looking for this is the year of the blah, right? Yeah. I think one of the things on the blahs is subs. I think this is of but I haven't used them in cursor. Are they fully formed or how do I honestly like an intro because do I form them from new every time?Do I have fixed subagents? How are they different for slash commands? There's all these like really basic questions that no one stops to answer for people because everyone's just like too busy launching. We have toSamantha: honestly, you could, you can see them in cursor now if you just say spin up like 50 subagents to, so cursor definesswyx: what Subagents.Yeah.Samantha: Yeah. So basically I think I shouldn't speak for the whole subagents team. This is like a different team that's been working on this, but our thesis or thing that we saw internally is that like they're great for context management for kind of long running threads, or if you're trying to just throw more compute at something.We have strongly used, almost like a generic task interface where then the main agent can define [00:43:00] like what goes into the subagent. So if I say explore my code base, it might decide to spin up an explore subagent and or might decide to spin up five explore subagent.swyx: But I don't get to set what those subagent are, right?It's all defined by a model.Samantha: I think. I actually would have to refresh myself on the sub agent interface.Jonas: There are some built-in ones like the explore subagent is free pre-built. But you can also instruct the model to use other subagents and then it will. And one other example of a built-in subagent is I actually just kicked one off in cursor and I can show you what that looks like.swyx: Yes. Because I tried to do this in pure prompt space.Jonas: So this is the desktop app? Yeah. Yeah. And that'sswyx: all you need to do, right? Yeah.Jonas: That's all you need to do. So I said use a sub agent to explore and I think, yeah, so I can even click in and see what the subagent is working on here. It ran some fine command and this is a composer under the hood.Even though my main model is Opus, it does smart routing to take, like in this instance the explorer sort of requires reading a ton of things. And so a faster model is really useful to get an [00:44:00] answer quickly, but that this is what subagent look like. And I think we wanted to do a lot more to expose hooks and ways for people to configure these.Another example of a cus sort of builtin subagent is the computer use subagent in the cloud agents, where we found that those trajectories can be long and involve a lot of images obviously, and execution of some testing verification task. We wanted to use that models that are particularly good at that.So that's one reason to use subagents. And then the other reason to use subagents is we want contexts to be summarized reduced down at a subagent level. That's a really neat boundary at which to compress that rollout and testing into a final message that agent writes that then gets passed into the parent rather than having to do some global compaction or something like that.swyx: Awesome. Cool. While we're in the subagents conversation, I can't do a cursor conversation and not talk about listen stuff. What is that? What is what? He built a browser. He built an os. Yes. And he [00:45:00] experimented with a lot of different architectures and basically ended up reinventing the software engineer org chart.This is all cool, but what's your take? What's, is there any hole behind the side? The scenes stories about that kind of, that whole adventure.Samantha: Some of those experiments have found their way into a feature that's available in cloud agents now, the long running agent mode internally, we call it grind mode.And I think there's like some hint of grind mode accessible in the picker today. ‘cause you can do choose grind until done. And so that was really the result of experiments that Wilson started in this vein where he I think the Ralph Wigga loop was like floating around at the time, but it was something he also independently found and he was experimenting with.And that was what led to this product surface.swyx: And it is just simple idea of have criteria for completion and do not. Until you complete,Samantha: there's a bit more complexity as well in, in our implementation. Like there's a specific, you have to start out by aligning and there's like a planning stage where it will work with you and it will not get like start grind execution mode until it's decided that the [00:46:00] plan is amenable to both of you.Basically,swyx: I refuse to work until you make me happy.Jonas: We found that it's really important where people would give like very underspecified prompt and then expect it to come back with magic. And if it's gonna go off and work for three minutes, that's one thing. When it's gonna go off and work for three days, probably should spend like a few hours upfront making sure that you have communicated what you actually want.swyx: Yeah. And just to like really drive from the point. We really mean three days that No, noJonas: human. Oh yeah. We've had three day months innovation whatsoever.Samantha: I don't know what the record is, but there's been a long time with the grantsJonas: and so the thing that is available in cursor. The long running agent is if you wanna think about it, very abstractly that is like one worker node.Whereas what built the browser is a society of workers and planners and different agents collaborating. Because we started building the browser with one worker node at the time, that was just the agent. And it became one worker node when we realized that the throughput of the system was not where it needed to be [00:47:00] to get something as large of a scale as the browser done.swyx: Yeah.Jonas: And so this has also become a really big mental model for us with cloud, cloud agents is there's the classic engineering latency throughput trade-offs. And so you know, the code is water flowing through a pipe. The, we think that over the coming months, the big unlock is not going to be one person with a model getting more done, like the water flowing faster and we'll be making the pipe much wider and so ing more, whether that's swarms of agents or parallel agents, both of those are things that contribute to getting.Much more done in the same amount of time, but any one of those tasks doesn't necessarily need to get done that quickly. And throughput is this really big thing where if you see the system of a hundred concurrent agents outputting thousands of tokens a second, you can't go back like that.Just you see a glimpse of the future where obviously there are many caveats. Like no one is using this browser. IRL. There's like a bunch of things not quite right yet, but we are going to get to systems that produce real production [00:48:00] code at the scale much sooner than people think. And it forces you to think what even happens to production systems. Like we've broken our GitHub actions recently because we have so many agents like producing and pushing code that like CICD is just overloaded. ‘cause suddenly it's like effectively weg grew, cursor's growing very quickly anyway, but you grow head count, 10 x when people run 10 x as many agents.And so a lot of these systems, exactly, a lot of these systems will need to adapt.swyx: It also reminds me, we, we all, the three of us live in the app layer, but if you talk to the researchers who are doing RL infrastructure, it's the same thing. It's like all these parallel rollouts and scheduling them and making sure as much throughput as possible goes through them.Yeah, it's the same thing.Jonas: We were talking briefly before we started recording. You were mentioning memory chips and some of the shortages there. The other thing that I think is just like hard to wrap your head around the scale of the system that was building the browser, the concurrency there.If Sam and I both have a system like that running for us, [00:49:00] shipping our software. The amount of inference that we're going to need per developer is just really mind-boggling. And that makes, sometimes when I think about that, I think that even with, the most optimistic projections for what we're going to need in terms of buildout, our underestimating, the extent to which these swarm systems can like churn at scale to produce code that is valuable to the economy.And,swyx: yeah, you can cut this if it's sensitive, but I was just Do you have estimates of how much your token consumption is?Jonas: Like per developer?swyx: Yeah. Or yourself. I don't need like comfy average. I just curious. ISamantha: feel like I, for a while I wasn't an admin on the usage dashboard, so I like wasn't able to actually see, but it was a,swyx: mine has gone up.Samantha: Oh yeah.swyx: But I thinkSamantha: it's in terms of how much work I'm doing, it's more like I have no worries about developers losing their jobs, at least in the near term. ‘cause I feel like that's a more broad discussion.swyx: Yeah. Yeah. You went there. I didn't go, I wasn't going there.I was just like how much more are you using?Samantha: There's so much stuff to be built. And so I feel like I'm basically just [00:50:00] trying to constantly I have more ambitions than I did before. Yes. Personally. Yes. So can't speak to the broader thing. But for me it's like I'm busier than ever before.I'm using more tokens and I am also doing more things.Jonas: Yeah. Yeah. I don't have the stats for myself, but I think broadly a thing that we've seen, that we expect to continue is J'S paradox. Whereswyx: you can't do it in our podcast without seeingJonas: it. Exactly. We've done it. Now we can wrap. We've done, we said the words.Phase one tab auto complete people paid like 20 bucks a month. And that was great. Phase two where you were iterating with these local models. Today people pay like hundreds of dollars a month. I think as we think about these highly parallel kind of agents running off for a long times in their own VM system, we are already at that point where people will be spending thousands of dollars a month per human, and I think potentially tens of thousands and beyond, where it's not like we are greedy for like capturing more money, but what happens is just individuals get that much more leverage.And if one person can do as much as 10 people, yeah. That tool that allows ‘em to do that is going to be tremendously valuable [00:51:00] and worth investing in and taking the best thing that exists.swyx: One more question on just the cursor in general and then open-ended for you guys to plug whatever you wanna put.How is Cursor hiring these days?Samantha: What do you mean by how?swyx: So obviously lead code is dead. Oh,Samantha: okay.swyx: Everyone says work trial. Different people have different levels of adoption of agents. Some people can really adopt can be much more productive. But other people, you just need to give them a little bit of time.And sometimes they've never lived in a token rich place like cursor.And once you live in a token rich place, you're you just work differently. But you need to have done that. And a lot of people anyway, it was just open-ended. Like how has agentic engineering, agentic coding changed your opinions on hiring?Is there any like broad like insights? Yeah.Jonas: Basically I'm asking this for other people, right? Yeah, totally. Totally. To hear Sam's opinion, we haven't talked about this the two of us. I think that we don't see necessarily being great at the latest thing with AI coding as a prerequisite.I do think that's a sign that people are keeping up and [00:52:00] curious and willing to upscale themselves in what's happening because. As we were talking about the last three months, the game has completely changed. It's like what I do all day is very different.swyx: Like it's my job and I can't,Jonas: Yeah, totally.I do think that still as Sam was saying, the fundamentals remain important in the current age and being able to go and double click down. And models today do still have weaknesses where if you let them run for too long without cleaning up and refactoring, the coke will get sloppy and there'll be bad abstractions.And so you still do need humans that like have built systems before, no good patterns when they see them and know where to steer things.Samantha: I would agree with that. I would say again, cursor also operates very quickly and leveraging ag agentic engineering is probably one reason why that's possible in this current moment.I think in the past it was just like people coding quickly and now there's like people who use agents to move faster as well. So it's part of our process will always look for we'll select for kind of that ability to make good decisions quickly and move well in this environment.And so I think being able to [00:53:00] figure out how to use agents to help you do that is an important part of it too.swyx: Yeah. Okay. The fork in the road, either predictions for the end of the year, if you have any, or PUDs.Jonas: Evictions are not going to go well.Samantha: I know it's hard.swyx: They're so hard. Get it wrong.It's okay. Just, yeah.Jonas: One other plug that may be interesting that I feel like we touched on but haven't talked a ton about is a thing that the kind of these new interfaces and this parallelism enables is the ability to hop back and forth between threads really quickly. And so a thing that we have,swyx: you wanna show something or,Jonas: yeah, I can show something.A thing that we have felt with local agents is this pain around contact switching. And you have one agent that went off and did some work and another agent that, that did something else. And so here by having, I just have three tabs open, let's say, but I can very quickly, hop in here.This is an example I showed earlier, but the actual workflow here I think is really different in a way that may not be obvious, where, I start t
Jornalismo e reflexões sobre a Fórmula 1. Para apoiar o nosso projeto, basta se tornar membro do canal e curtir as premiações: https://www.youtube.com/channel/UCXeOto3gOwQiUuFPZOQiXLA/join Se preferir um formato diferente de Apoio, confira as facilidades do http://www.apoia.se/cafecomvelocidade para ajudar o Café a crescer e se manter no ar. E se você curte a agilidade e rapidez do PIX, você pode se tornar apoiador através da chave cafecomvelocidade@gmail.com (este também é o nosso endereço para contato) APOIANDO O CAFÉ VOCÊ RECEBE: Faixa Café com Leite - Acesso a um grupo exclusivo de membros do canal no whatsapp Faixa Capuccino - O mesmo benefício + acesso a LIVES Exclusivas toda terça-feira pós GP de Fórmula 1 Faixa Extra Forte - Os mesmos benefícios + concorre em sorteios de assinaturas da F1TV até o FINAL DE 2026 ! Faixa Premium - Os mesmos benefícios + concorre também a miniaturas de F1, acesso ao grupo Premium, pode PARTICIPAR das LIVES Exclusivas e concorre a ingressos para o GP do Brasil de F1 de 2026 em Interlagos ! Não deixe de nos seguir no X / Twitter (@cafevelocidade) e no Instagram (@cafe_com_velocidade) Siga nossa equipe no X / Twitter: @brunoaleixo80 e @camposfb Conheça a Noovamais: mais do que uma corretora, uma revolução no mercado de seguros e financiamentos! Acesse www.noovamais.com.br e confira também no Insta @NoovaMais #formula1 #f1 #f12026 #australiangp #australiangrandprix #ausgp #australia #gpaustralia #f1testing #f1team #f1teams #f1season #f1speed #abudhabigp #abudhabigrandprix #abudhabi #gpabudhabi #qatargp #qatargrandprix #gpqatar #lasvegasgp #lasvegasgrandprix #lasvegas #braziliangp #saopaulogp #interlagos #gpdobrasil #brazil #mexicogp #méxico #gpmexico #gpdomexico #usgp #austingp #singaporegp #singaporegrandprix #singapore #azerbaijangp #bakugp #gpazerbaijão #italiangp #italiangrandprix #gpitalia #monzacircuit #dutchgp #dutchgrandprix #zandvoort #zandvoortgp #gpholanda #hungariangp #hungaroring #gphungria #belgiumgp #spafrancorchamps #gpbelgica #britishgp #britishgrandprix #british #silverstone #inglaterra #austriangp #austria #gpaustria #canadiangp #canadiangrandprix #canada #gpcanada #spanishgp #spain #gpdaespanha #monacogp #monaco #gpmonaco #emiliaromagnagp #imolagp #imola #gpimola #miamigp #miami #gpmiami #saudiarabiangp #saudiarabia #gparabiasaudita #bahraingp #bahraingrandprix #bahrain #gpbahrain #gpbahrein #japanesegp #japangp #japão #gpjapão #chinesegp #gpchina #f1testing #noticiasdaf1 #formulaone #f1today #f1tv #f1team #f1teams #f1agora #f1brasil #preseason2025 #ferrari #mercedes #redbull #redbullracing #lewishamilton #maxverstappen #charlesleclerc #carlossainz #fernandoalonso #mclaren #landonorris #oscarpiastri #georgerussell #podcast #podcasts #podcasting #automobilismo #raceweekend #raceweek #f12024 #formula12024 #f1news #f12025 #alpine #alpinef1 #f1motorsport #f1moments #f1movie 0:00 Seja bem vindo ao ALÉM DA VELOCIDADE 7:32 As perguntas que a Fórmula 1 2026 vai responder 12:45 Como as corridas da F1 serão "vendidas" ao público? 22:40 Informações valiosas da situação da Aston Martin ! 37:41 Análise: zonas de abertura de asa e botão Overtake 49:41 Preocupações dos fãs antes do início em Melbourne 58:03 Pode haver disputa interna na Mercedes pelo título ? 1:02:46 Williams e o começo de temporada preocupante
Today's headlines include: Prime Minister Anthony Albanese has confirmed three Australian navy personnel were aboard a U.S. submarine that sank an Iranian warship this week. Pharmacists in Victoria will soon be able to provide the contraceptive pill without a prescription or GP consultation. U.S. President Donald Trump has fired his Homeland Security Secretary Kristi Noem, two days after she faced a parliamentary inquiry And today’s good news: There were 309 new freshwater fish species identified in 2025, the most in a single year since 2017, and the third highest number since records began in 1758. Reporting with AAP. Hosts: Billi FitzSimons and Zara Seidler Producer: Rosa Bowden Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.
Nesta madrugada de quinta para sexta-feira no Brasil, hora dos primeiros treinos livres para o GP da Austrália, etapa inaugural da Fórmula 1 2026. Por isso, o podcast Motorsport.com chega com o já tradicional SEXTA-LIVRE, que traz os destaques das primeiras atividades de pista de cada prova.
Livestream the Abundance Summit: https://www.abundance360.com/livestream In this WTF episode, the hosts unpack AI's supersonic tsunami - from Amazon's $35B AGI bet on OpenAI, Anthropic ditching safety pauses amid race pressures, and hyper-efficient Chinese models shrinking to iPhones - to meat puppets at Burger King and Pulsia autonomously running 1,000+ companies. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on March 3rd, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
The hardest part of parenting isn’t managing our kids. It’s facing ourselves. This week, a heated family moment revealed something uncomfortable — our children often mirror the very behaviours we struggle with. Defensiveness. Blame. Excuses. Denial. And when we see it in them… it’s confronting. In this honest Friday “I’ll Do Better Tomorrow” episode, we unpack emotional reactivity, accountability, and the power of repairing quickly. Plus, a Brisbane GP’s email sparks an important conversation about ADHD diagnoses, medication culture, and why more labels aren’t fixing our kids. This one goes deep — into marriage, parenting, and the courage to own our part. KEY POINTS: Why kids’ behaviour can be a mirror to our own unresolved habits The difference between ownership and blame How defensiveness blocks connection Why quick repair strengthens relationships A GP’s concerns about rising ADHD diagnoses and medication culture The parenting skill we’re rapidly losing: backing ourselves QUOTE OF THE EPISODE: “If we do dumb things, can we forgive each other and move on and be better as a result of it? That’s literally all that matters.” RESOURCES MENTIONED: Searching for Normal by Sami Timimi Happy Families Podcast happyfamilies.com.au ACTION STEPS FOR PARENTS: When conflict flares, ask: What part of this is mine? Model ownership out loud — let your kids hear you apologise. Separate accountability from self-blame. Own your part, not theirs. Repair quickly. Don’t let pride extend disconnection. Back yourself. Not every struggle needs a label or prescription. See omnystudio.com/listener for privacy information.
GP opens on the Grizzlies loss to the Blazers last night and Darius Acuff going big again for Arkansas and moving up draft boards. (22:45) Mike Wallace joins to talk Grizzlies, NBA and more(48:55) Memphis Tigers home finale tonight vs USF, sweet scene at Houston last night, Jack Hughes continues to punish Canada, St. Louis wins A10 and RIP Lou Holtz(1:25:00) GP's Carry Out
Have you ever looked at your bank and wished you had more GP? Are you in the mid-game and struggling to fund the next grind? Well, this episode is for you! This week, we explore several low/mid level money makers, some which might surprise you.Community Question: Give us your unhinged low/mid level money makers!
What could your practice become best in the world at? Can you clearly articulate why your offering is uncontested? Are you ready to test your idea, or are you still […] The post Stop Competing, Start Differentiating: Blue Ocean in Action Part 2 | GP 317 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.
This week on For The Love Of MotoGP:Tim and Steve jump all over the first race of the 2026 season MotoGP season. Talking points for this episode include:- Aprilia's new aero- MSMA vs MSEG- That penaltyThe pair also chat about the top 5 finishers in Moto3, Moto2 and both MotoGP races. Enjoy the show!DiscordPatreonMotoGP Fantasy League Or use code: FVE2J0H5You can also find us on Instagram @fortheloveofmotogp or you can reach us by email at fortheloveofmotogp@gmail.comReference material for this episode came from: https://www.motogp.com/ | https://www.the-race.com/ | https://www.wikipedia.org/ | https://oxleybom.com | The Race MotoGP Aprilia Aero Video: https://youtu.be/jAg4TgvEQCY?si=iYjZmnPrYZX08hRMThanks for listening!
Thanks to our partners Promotive and Wicked FileWould you swap out wiper blades for $500? Probably yes. Would you replace an entire engine for $500? Absolutely not. But here's the real question: what if the math behind why you said yes to one and no to the other is the same math that's silently costing your shop thousands of dollars every month? IIn this episode, Hunt Demarest breaks down one of the most powerful and most overlooked metrics in the auto repair business: gross profit dollars per hour sold.Most shop owners track sales, gross profit, and hours. But very few ask the one question that ties them all together: how fast are you making that money? Inspired by the late Aaron Stokes of Shop Fix Academy, Hunt makes the case that the speed of your profitability, not just the size of it, is what separates thriving shops from ones that are always busy but never ahead.Hunt walks through real examples that make this impossible to ignore — including why tire shops with terrible margins can still be wildly profitable, and how a $40 cabin air filter can outperform a $600 water pump job. Whether you're setting targets, pricing jobs, or wondering why a record sales month still left you short, this is the framework that explains it. And if you're already using Tekmetric or Shop-Ware, this metric is likely already on your end-of-day report; it's time to start using it. What You'll Learn(00:10) It's not how much you make, it's how fast you make it(02:14) A tribute to the late Aaron Stokes of Shop Fix Academy(03:05) Understanding gross profit dollars per hour(03:45) Hours open vs. hours sold — the two versions of GP$/hour explained(06:00) The importance of speed in profitability(06:45) Why tire shops with terrible margins can still be wildly profitable(08:50) Setting targets for success(09:15) Why chasing hours alone can leave you working harder and earning less(12:00) Calculating gross profit dollars per hour(14:54) Maximizing profitability through pricing and productivity (17:50) Real-world examples of profitability (20:50) Conclusion and key takeawaysThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open DiscussionDiagnosing the Aftermarket A to Z with Matt Fanslow: From Diagnostics to Metallica and Mental Health, Matt Fanslow is Lifting the Hood on Life.The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix - Auto Shop Coaching.Speak Up! Effective Communication with Craig O'Neill: Develop Interpersonal and Professional Communication Skills when Speaking to Audiences of Any Size.Business by the Numbers with Hunt Demarest: Understand the Numbers of Your Business with CPA Hunt Demarest.The Auto Repair Marketing Podcast with Kim and Brian Walker: Marketing Experts Brian & Kim Walker Work with Shop Owners to Take it to the Next Level.
Industrial systems are responsible for 75% of global emissions, yet only a quarter of climate-focused VC money flows into them. Not because investors don't care — but because these systems are hard. They're interconnected. Capital-intensive. Slow-moving. Technically dense. And deeply under-innovated.Almanac Ventures is built to change that.In this episode of the EUVC Podcast, Andreas Munk Holm sits down with Jo Slota-Newson and Marc Sabas, co-founders of Almanac Ventures — a new European seed and pre-seed deep tech fund laser-focused on unlocking decarbonisation in industrial systems through scientific breakthroughs and commercial discipline.This is a pitch episode — a chance for the EUVC LP & GP community to hear directly what Almanac stands for, how they invest, and why the next decade of industrial innovation will be shaped by specialist deep tech funds with true scientific and financial edge.Here's what's covered:00:49 | What Almanac Ventures is — a European seed/pre-seed deep-tech fund backing scientific breakthroughs applied to industrial systems01:31 | The founding team — Jo's nanoscience PhD + 18 years commercialising deep tech, Marc's finance → CVC → impact VC journey (and Jo's 37km Channel swim)03:52 | The complementary edge — technical rigor meets financial/commercial structuring, evidenced through 45 investments and a 2.3× MOIC track record05:22 | The industrial innovation gap — 75% of emissions come from industry, yet only ~25% of climate VC targets it (because the systems are hard, complex, and interconnected)06:11 | Why industry is ripe for deep-tech disruption — 20th-century inefficiencies, high value pools, and the need for performance + cost + decarb together10:17 | “Deep tech works for venture—if you know where to look” — how to identify capex-efficient, scalable industrial technologies vs. science projects that need different capital12:25 | Case study: Hot Green — a new compressor architecture enabling industrial heat pumps for 200–400°C processes (F&B, manufacturing) with electrification upside13:49 | Case study: ReClinker — Cambridge spinout recycling cement inside steel arc furnaces, piggybacking heat, removing the CO₂-heavy chemistry step15:19 | Do you need to be an operator to invest in deep tech? — why complementary experience (science + venture + corporate + some ops) beats any single “must-have”18:35 | Investment strategy — first-check investor at TRL 4–7, pan-Europe, €300k–€1M tickets, aiming for a 25–30 company portfolio with follow-on capacity
Welcome back to the Alt Goes Mainstream podcast.Today's episode dives into what it takes to start, build, and scale an alternative asset manager.We sat down in Stable Asset Management's London office with Erik Serrano Berntsen.Erik is the CEO of Stable, where he defines and executes the firm's investment strategy. Stable is one of the largest and most tenured GP stake builders globally. The firm manages around $5B in assets and has built over 40 firms since 2006.Stable makes strategic seed and acceleration investments to launch and scale alternatives GPs across public and private markets. With offices in New York, London, and Palm Beach, the firm backs investment firm Founders who understand that extraordinary performance requires building exceptional organizations.Committed to education as a catalyst for change, Erik supports the LSE Alternative Investments Conference — the world's largest student conference for alternatives, which is how we met 16 years ago — as well as Girls Who Invest and Girls Are Investors. Stable backs 100 Women in Finance and is a Founding Partner of the 10,000 Interns Foundation.Erik holds a BA in Politics, Philosophy, and Economics from Keble College, Oxford, and an MBA with honors and a concentration in Finance from the University of Chicago Booth School of Business.Erik and I had a fascinating conversation about what it takes to be a great investor and build a unique investment firm. We discussed:How the business of asset management has evolved since 2006.The incentives gap between LPs and GPs — and how that evolves as GPs scale.How GP seeding and GP stakes can be a solution to LP / GP misalignment.How to discern a manager's “edge" and how “edge” can change with firm growth.The most non-obvious trait that makes for a great asset management founder.The nuances of evergreen structures and which strategies might be better suited for evergreen structures.The merits of the GP stakes investment strategy for LPs.Thanks Erik for sharing your wisdom, expertise, and passion about GP stakes and asset management.Show Notes00:00 Likeability Wins00:37 Welcome to the Alt Goes Mainstream Podcast01:50 Introduction to Erik Serrano Berntsen and Stable04:08 Why the Name Stable06:26 From Benchmarks to Solutions05:31 Branding as Alts Evolve08:11 Stable's Two Market Gaps08:47 Fixing LP / GP Misalignment09:29 GP Stakes Alignment Model09:59 Non-Market Risks vs. Operating System11:15 How Edge Changes with Scale14:06 Three Edges to Underwrite16:18 Founders Think in Decades19:53 Timing Cycles and Strategy Drift23:31 Seed vs Acceleration Playbook25:39 Evergreen Capital Goes Mainstream29:01 Smaller Managers Winning Evergreen31:19 Wealth Channel Core vs Specialist33:25 Evergreen vs Drawdowns Debate34:03 Evergreen by Asset Class35:47 GP Stakes Lifecycle 38:29 Picking Tides and Boats39:03 Specialist Strategy Edge40:15 Podshopification in Private Markets41:55 What Drives New GP Formation44:52 Self Awareness as Edge46:31 Always Be Sourcing48:23 Founder to Founder Trust50:37 Lessons Running Stable53:23 Building the GP Operating System59:00 Capital as a Service01:01:43 Stigma Fades in GP Stakes01:05:18 How to Spot Manager Edge01:08:47 Founders to Emulate01:10:35 Communication and Closing ThoughtsA Word from Our Sponsor, UltimusThis episode of Alt Goes Mainstream is brought to you by Ultimus, the full-service fund administrator and transfer agent powering asset managers in private and public markets. As alts go mainstream, you need real expertise to handle complex fund structures, connect with key distribution partners, and handle sophisticated compliance, reporting, and transparency demands.That's Ultimus: high-tech, high-touch solutions for over 450 clients and 2,500 funds with $775B in assets under administration. Backed by an expert team of over 1,200 employees, they place client service at the core of their business, helping you navigate complexity during your fund structuring or launch and then supporting you through every stage of growth. Whether you're already in the market or thinking about entering private wealth, you can trust their team's deep expertise in retail alternatives to help you reach your goals.Learn more at ultimusfundsolutions.com or email info@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Editing and post-production work for this episode was provided by The Podcast Consultant.
First up, a massive move in the early-career space. upGrad, Asia's integrated skilling and workforce development leader, has officially acquired Internshala, the world's largest internship platform. https://hrtechfeed.com/upgrad-acquires-worlds-largest-internship-platform/ Moving from early career to global staffing—ManpowerGroup is making a major bet on AI interviewing. They've announced a global partnership with AI pioneer Hubert to scale structured, chat-based interviews. We've all heard the "AI is taking over" headlines, but Manpower is calling this a "Human-First" approach. The AI handles the initial 24/7 screening—meaning candidates can interview at 2:00 AM if they want—but the final hiring decision stays with the human recruiter. The Takeaway: In a world where 75% of employers struggle to find talent, speed is everything. Manpower claims this moves candidates through the pipeline five times faster. By using the "STAR" method for its AI questions, they're aiming for fairness and consistency over gut feelings. https://hrtechfeed.com/manpowergroup-adding-ai-interviewing-strategy/ Next, one of the giants of the ATS world is sporting a new look. iCIMS has officially unveiled a brand refresh, featuring a vibrant new purple logo and the tagline: "Powering Exceptional Hiring." But this is more than just a logo change. They've launched iCIMS Coalesce AI, which is now the unified name for their entire intelligence layer. The Strategy: iCIMS is moving away from "AI as a feature" and toward "Agentic AI." We're talking about autonomous agents that don't just suggest things, but actually take action throughout the hiring journey. It's a clear signal to the market: iCIMS wants to be seen as the "responsible AI" leader for the enterprise, balancing automation with high-level governance. https://hrtechfeed.com/icims-unveils-new-logo/ Speaking of AI Agents, ADP Marketplace just opened up a whole new wing of their digital storefront dedicated specifically to them. They've curated a group of partners—names like G-P, Employ, and Salary.com—to offer AI agents that integrate directly with ADP. These agents can orchestrate workflows, navigate global compliance, and even generate real-time workforce insights. https://hrtechfeed.com/adp-marketplace-adds-ai-agents-from-partners/ The February ADP National Employment Report is out, and it's a bit of a mixed bag. The private sector added 63,000 jobs—the strongest month since last summer. But here's the kicker: the "pay premium" for job-switchers has hit a record low. While job-stayers saw a steady 4.5% pay increase, those who jumped ship only saw gains slow to 6.3%. The gap is narrowing fast. Also, the growth is hyper-concentrated; almost all the gains came from Education, Health Services, and Construction, while Professional and Business Services actually shed 30,000 roles. https://recruitingheadlines.com/private-sector-adds-63000-jobs-in-february-as-pay-premium-for-job-switchers-hits-record-low/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Questions to Ministers NANCY LU to the Minister of Finance: What recent reports has she seen on the economic impact of conflict in the Middle East? Hon Dr MEGAN WOODS to the Minister for Energy: What specific gas price sensitivity analysis did MBIE and Concept Consulting carry out for the LNG terminal decision, if any? KAHURANGI CARTER to the Minister for Children: Was she aware of the reported increase in kids in State care with complex needs and disabilities being housed in motels, sometimes with untrained staff, before the Aroturuki Tamariki Experiences of Care in Aotearoa 2024/25 report; if not, why not? REUBEN DAVIDSON to the Minister for Media and Communications: On what dates has he, or any person acting on his behalf, discussed TVNZ news coverage with any member of the TVNZ Board (including the Chair of TVNZ, Andrew Barclay) or the chief executive of TVNZ? JOSEPH MOONEY to the Minister for Tourism and Hospitality: What recent reports has she seen on tourism's contribution to the economy? SCOTT WILLIS to the Minister for Energy: Did he model how the exposure to global liquefied natural gas markets would affect electricity prices for households as part of his proposal to build a liquefied natural gas import facility; if so, what did the modelling show? Hon Dr AYESHA VERRALL to the Minister of Health: How many people have had a GP consult through the Government's 24/7 online GP service since it was launched in July 2025? RAWIRI WAITITI to the Minister of Defence: Will she rule out sending any military support to the USA and Israel for their military strikes on Iran, which have led to the reported deaths of 1,097 civilians, including 181 children under the age of 10; if not, why not? CAMERON LUXTON to the Prime Minister: Does he stand by all of the Government's statements and actions? RIMA NAKHLE to the Minister of Defence: What recent announcements has she made about the New Zealand Defence Force providing assistance to New Zealanders in the Middle East? Hon KIERAN McANULTY to the Minister of Housing: Does he stand by his statement that "there are 7,000 more social houses in the country"; if so, how many of these additional houses were funded in Budgets 2024 and 2025? Dr HAMISH CAMPBELL to the Minister for ACC: What recent announcements has he made regarding the Accident Compensation Corporation?
En este episodio analizamos el incidente entre Marc Márquez y Pedro Acosta en la Sprint del GP de Tailandia y el papel de la dirección de carrera en las sanciones por adelantamiento, además de comentar las tensiones entre Liberty y los fabricantes y el momento actual del campeonato.
Nesta quinta-feira, foi realizado o dia de mídia do GP da Austrália, que abre a temporada 2026 da Fórmula 1. Por isso, o Motorsport.com chega com o DIRETO DO PADDOCK, que traz as principais declarações de pilotos e equipes antes de cada corrida. E a primeira edição do programa neste ano chega com tudo, antecipando uma etapa inaugural agitada neste ano. Confira!
This episode is a deep dive into chronic kidney disease, applying the guidelines to various case-based scenarios. Zero to GP podcast: https://www.buzzsprout.com/2590332Zero to GP YouTube channel: https://www.youtube.com/@ZeroToGPZero to AKT course: https://zerotofinals.com/courses/zerotoakt/Books: https://zerotofinalsshop.com/
GP opens on the Grizzlies loss in Minnesota last night where Anthony Edwards went for 40pts. Plus Marcus Smart called Grizzlies fans the ugliest in the NBA.(34:22) Chris Vernon joins to contiue the Grizzlies discussion(54:40) Arizona State upsets Kansas, Dybansta says he could return to BYU, Florida outright SEC Champ, UCLA's wild season, Miami (OH) stays undefeated
Back from the EuroTrip, Dustin will share some of the experiences from the AttackYamaha wild card appearances at both Estoril and Jerez.. Also a lot of racing happened. MotoGP in Australia and Malaysia.. Big names crashed, MM93 misses rounds, new guy gets a W.. And now there's only 2 rounds left in GP, while MA and WorldSBK are done. Get signed up for your next TrackDaz event:http://trackdaz.trackrabbit.com**Want a deal on some boxo tools? Use the following link, and save 10% while also helping us get a bit of a commish! Its Win-Win!https://boxousa.com/TrackDazOr the code TrackDaz10*PIRELLI TIRES!! **You can get your Pirelli rubber from us directly on our registration site. Follow us on Facebook: / trackdaz Follow us on Instagram: @trackdazFollow the TrackDaz Crew:@chili144@jimmyz853@phen2210@gil823@formula_r@chili144@lgbrown_@dkm60@canea121@g_offsims@ricardo.abueg@trackdazkaren@fharo3@modbaez@m39023@dreek46@bubblesrides @r6_krissy_@shaunsummers62
GP opens on the Grizzlies taking on the Minnesota Timberwolves tonight + his newest mock draft. (25:00) Penny on what he's saying to his struggling team, Duke and Arizona secure conference championships, Rhodes College is going dancing, Luke Kornet speaks out against Magic City night, and the Nancy Guthrie saga continues(1:12:55) GP's Carry Out with what we're checking out tonight
In this episode Yvie is joined by Natalie Spicer, Butterfly's Head of Clinical Services, to talk through taking the all-important first steps toward recovery from an eating disorder. If you or a loved one are struggling with eating, exercise, or body image and don't know where to begin — this one's for you. What we cover: Preparing for a GP appointment and what to expect in that first meeting Accessing Medicare-subsidised eating disorder treatment plans Bulk-billed and low-cost care options Alternative treatment pathways and telehealth options How carers, loved ones and other allies can offer safe, meaningful support When a helpline, support group or other support services can make a real difference Where you may find more resources, including in your own state. No matter where you're at, this episode is about giving you a plan that fits your life — practical, compassionate, and actionable. You can do it your way with some guidance and tools. This is the final episode hosted by Yvie Jones and Butterfly will forever be grateful for the work she has done in this space. We'll be introducing our new host in April! :-) Resources: Butterfly National Helpline Butterfly Referral Database Are you at risk screening tool Eating Disorders Examination Questionnaire - EDE-Q Inside Out Institute for Eating Disorders National Eating Disorders Collaboration Eating Disorders Victoria Eating Disorders Queensland Eating Disorders Families Australia Follow Yvie Jones on Instagram here Follow Butterfly Foundation on Instagram here Production Team: Produced by Yvie Jones and Sam Blacker from The Podcast Butler Executive Producer: Camilla Becket Supported by the Waratah Education Foundation For more information about this episode, visit www.butterfly.org.au/podcast and click through to this episode. If you're concerned about an eating disorder for yourself or someone you care about, please reach out to the Butterfly National Helpline or chat online with one of their specialist counsellors. Recovery is possible with the right support.See omnystudio.com/listener for privacy information.
Despite being at the backbone of our health system, primary care in Aotearoa is facing unprecedented struggles.That's according to a recent study looking at six wealthy countries healthcare systems, including New Zealand's. An Increasing shortage of GP's, with the marjority of the workforce planning to retire in the next 10 years, an ageing population of patients, along with outdated and disconnected degital systems hampering the streamline transfer of patients between health organisations is putting unprecedented strain on the system, increasing wait times, and worsining outcomes. To discuss their study and dig into their solutions I spoke to one of the study's researchers, Professor Felicity Goodyear-Smith from the Department of General Practice and Primary Healthcare.
This week on the Wednesday Wire... For our weekly catchup w/ the Green Party, Manny spoke with MP Ricardo Menéndez March about the war in Iran and Pay equity. We then spoke to Professor Felicity Goodyear-Smith from the Department of General Practice and Primary Healthcare, about the crisis in primary care and what can be done to support GP's. And after that, we'll share with you part of a series of interviews we did with festival organisers looking to understand why so many were struggling at this current time and how the government overlooked these grassroots local event organisers.
Jornalismo e reflexões sobre a Fórmula 1. Para apoiar o nosso projeto, basta se tornar membro do canal e curtir as premiações: https://www.youtube.com/channel/UCXeOto3gOwQiUuFPZOQiXLA/join Se preferir um formato diferente de Apoio, confira as facilidades do http://www.apoia.se/cafecomvelocidade para ajudar o Café a crescer e se manter no ar. E se você curte a agilidade e rapidez do PIX, você pode se tornar apoiador através da chave cafecomvelocidade@gmail.com (este também é o nosso endereço para contato) APOIANDO O CAFÉ VOCÊ RECEBE: Faixa Café com Leite - Acesso a um grupo exclusivo de membros do canal no whatsapp Faixa Capuccino - O mesmo benefício + acesso a LIVES Exclusivas toda terça-feira pós GP de Fórmula 1 Faixa Extra Forte - Os mesmos benefícios + concorre em sorteios de assinaturas da F1TV até o FINAL DE 2026 ! Faixa Premium - Os mesmos benefícios + concorre também a miniaturas de F1, acesso ao grupo Premium, pode PARTICIPAR das LIVES Exclusivas e concorre a ingressos para o GP do Brasil de F1 de 2026 em Interlagos ! Não deixe de nos seguir no X / Twitter (@cafevelocidade) e no Instagram (@cafe_com_velocidade) Siga nossa equipe no X / Twitter: @brunoaleixo80 e @camposfb Conheça a Noovamais: mais do que uma corretora, uma revolução no mercado de seguros e financiamentos! Acesse www.noovamais.com.br e confira também no Insta @NoovaMais #formula1 #f1 #f12026 #f1testing #f1team #f1teams #f1season #f1speed #abudhabigp #abudhabigrandprix #abudhabi #gpabudhabi #qatargp #qatargrandprix #gpqatar #lasvegasgp #lasvegasgrandprix #lasvegas #braziliangp #saopaulogp #interlagos #gpdobrasil #brazil #mexicogp #méxico #gpmexico #gpdomexico #usgp #austingp #singaporegp #singaporegrandprix #singapore #azerbaijangp #bakugp #gpazerbaijão #italiangp #italiangrandprix #gpitalia #monzacircuit #dutchgp #dutchgrandprix #zandvoort #zandvoortgp #gpholanda #hungariangp #hungaroring #gphungria #belgiumgp #spafrancorchamps #gpbelgica #britishgp #britishgrandprix #british #silverstone #inglaterra #austriangp #austria #gpaustria #canadiangp #canadiangrandprix #canada #gpcanada #spanishgp #spain #gpdaespanha #monacogp #monaco #gpmonaco #emiliaromagnagp #imolagp #imola #gpimola #miamigp #miami #gpmiami #saudiarabiangp #saudiarabia #gparabiasaudita #bahraingp #bahraingrandprix #bahrain #gpbahrain #gpbahrein #japanesegp #japangp #japão #gpjapão #chinesegp #gpchina #australiangp #australiangrandprix #ausgp #australia #gpaustralia #f1testing #noticiasdaf1 #formulaone #f1today #f1tv #f1team #f1teams #f1agora #f1brasil #preseason2025 #ferrari #mercedes #redbull #redbullracing #lewishamilton #maxverstappen #charlesleclerc #carlossainz #fernandoalonso #mclaren #landonorris #oscarpiastri #georgerussell #podcast #podcasts #podcasting #automobilismo #raceweekend #raceweek #f12024 #formula12024 #f1news #f12025 #alpine #alpinef1 #f1motorsport #f1moments #f1movie 0:00 Café com Velocidade Especial - Preview da F1 2026 4:20 Campos fala sobre as expectativas para Melbourne 13:44 Reflexão: Quanto tempo Verstappen ainda fica na F1? 28:13 Red Bull: como a "virada" em 2025 reflete em 2026 ? 50:42 Mercedes: favorita, mas um fracasso no efeito solo 1:03:19 Russell e Kimi: realidades distintas e disputa interna 1:14:29 Tensão no Oriente Médio pode afetar o calendário 1:25:34 McLaren: campeão e a "mancha" da Regras Papaya 1:32:55 Norris e Piastri: no que a dupla pode se transformar? 1:50:05 Ferrari: pressão que era grande se tornou gigantesca 2:01:53 Campos e a realidade crua sobre Lewis Hamilton 2:17:36 Leclerc: expectativa criada por ele de "tudo ou nada" 2:22:03 A real situação da Aston Martin p/ o GP da Austrália 2:28:24 Alpine: o que a equipe sacrificou por 2026 2:32:28 Audi: efeitos de 2025 e a expectativa com Bortoleto 2:37:40 Cadillac: importante lembrar o que F1 fez contra eles 2:45:05 As questões finais antes do início da F1 na Austrália
The hosts unpack AI's asteroid-like disruption—Anthropic's explosive enterprise growth outpacing OpenAI, Pentagon clashes over safeguards, and agentic revolutions from OpenClaw to meat puppets—urging agile evolution amid sovereign AI summits and trillion-dollar forecasts. Get notified once we go live during Abundance360: https://www.abundance360.com/livestream Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 27th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
Perimenopause plus ADHD can feel like someone yanked the power cord out of your brain. Low mood, no energy, libido gone, shorter cycles, cutting back work and the gym, and thinking, “WTF is wrong with me?!”In this episode, I am sharing 6 things I have learned about ADHD and perimenopause, including my own hormone testing journey and what the research is starting to show.We talk about:The new research showing women with ADHD often experience Perimenopause symptoms earlier & more severe! Why estrogen matters SO much for ADHD brainsWhat I learned from running my own blood tests (Why timing matters when testing estrogen)Testosterone cream, energy and mood & why it is usually added on top of an already solid estrogen planAdvocating for yourself in the medical systemThe perimenopause symptoms no one told me about… Including changes in body odour, itchy skin, formication, and phantom smellsImportant note: I am not a medical professional. This episode is based on my own experience and the research I have read, and it is not a substitute for medical advice. Please talk with your GP or menopause specialist about your specific situation.If you want to go deeper on hormones and ADHD, check out:Episode 21 Women With ADHDEpisode 35 Hormones & ADHDEpisode 54 Hormones, Perimenopause & ADHD with Dr Samantha NewmanEpisode 137 5 Things to understand about ADHD & Perimenopause LINKS TO OTHER GOOD SH*T:*Join Adulting with ADHD your ADHD toolbox & everything you need to work with your brain*Get our ADHD Coach in your pocket! + the ADHD Goal Setting Workbook (life planner tool)*12 Things I wished my Doctor had told me about Adult ADHD*Find out if you might be living with ADHD - Download Symptoms List*Check out Courses & Coaching with Xena*Learn, Inspire, Share & Connect inside our Facebook Community *Come hang out with me on Instagram!
Resumen de la jornada de Liga, con atención al derbi sevillano, la resaca del triunfo del Barcelona y la previa del Real Madrid-Getafe. La carrera por las elecciones a la presidencia del Barcelona y el posible cambio de la sede para La Finalissima. Las opiniones de Dani Senabre y Juan Gato. GP de Tailandia de MotoGP
In this episode of the Major League Real Estate Podcast, Thomas Castelli shares the full story of his journey, from attending local RIAs and investing as an LP, to joining the GP team on an 82-unit apartment complex, navigating hurricane due diligence, raising capital under pressure, and exiting during the chaos of COVID in 2020. But that's not all. Tom also opens up about: - The hardest lesson he learned about capital raising - Why most new GPs underestimate the importance of investor relationships - What changed in the syndication world since 2017 - The risks LPs don't think about (until it's too late) - How a failed ATM investment reshaped his investing philosophy -,Why experience matters more than ever in today's market For GPs raising money, LPs evaluating risk, or investors entering the syndication space, this episode shares practical, experience-backed insights. Request a free discovery meeting: go.therealestatecpa.com/mlre Subscribe to the REI Daily Newsletter: go.therealestatecpa.com/mlresubscriber Get the Ultimate Guide for Real Estate Syndications: go.therealestatecpa.com/mlreultimateguide Submit your questions to: contact@therealestatecpa.com The Major League Real Estate podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, investing, financial, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.
The hosts spotlight Alpha Schools' exponential leap: AI mastery academics in 2 hours daily - top 1% SATs - plus life skills workshops to thrive in an AI world. With CEO Mackenzie Price and principal Joe Lamont, they dismantle failing systems for a 10X future. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Learn about Alpha School: https://alpha.school/ Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 MacKenzie Price is the co-founder of Alpha School Joe Liemandt is principal at Alpha School Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Connect with McKenzie X Instagram Linkedin Connect with Joe X Linkedin Listen to MOONSHOTS: Apple YouTube – *Recorded on December 9th, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's show dives into the state of the venture capital from the LP perspective. Sean Warrington is a Partner on the Private Investments team at Gresham Partners, a $13 billion multifamily office, and Ed Grefenstette is the CEO and CIO of The Dietrich Foundation, a $1.6 billion foundation with an unusually large allocation to private markets and venture capital. Ed was a past guest on the show and that conversation is replayed in the feed. Our conversation covers the changing landscape of venture capital, including pricing distortions, power law winners, liquidity issues, GP behavior, and scaled platforms. Throughout the insightful conversation, Ed and Sean share LP strategies to capture opportunities and navigate risks across stages, sectors –mostly AI – and geographies. Learn more about our Strategic Investments: Old Well Labs. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now. Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education. Corey Coates 0:26 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:09 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you Corey Coates 1:40 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:59 Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone. Keith Weinhold 5:01 Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock, Brad Sumrok 7:46 hey, Keith. It's really good to be on again. Nice to be here. Keith Weinhold 7:50 Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that. Brad Sumrok 8:14 Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up. Keith Weinhold 9:50 Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain. Brad Sumrok 10:19 Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense Keith Weinhold 16:03 right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah. Brad Sumrok 17:46 Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets. Keith Weinhold 19:37 Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold, Keith Weinhold 20:09 flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre, Keith Weinhold 20:45 you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989, Hal Elrod 21:58 this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 22:13 Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast. Brad Sumrok 22:38 Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now. Keith Weinhold 30:10 I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah. Brad Sumrok 31:25 And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started. Keith Weinhold 32:55 Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings. Brad Sumrok 33:36 Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the Keith Weinhold 39:04 You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories, Brad Sumrok 40:17 yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits. Keith Weinhold 41:23 Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me Brad Sumrok 41:30 exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication. Keith Weinhold 42:03 Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more? Brad Sumrok 42:42 Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook. Keith Weinhold 43:13 Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show. Keith Weinhold 43:29 Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com Keith Weinhold 45:49 coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream. Unknown Speaker 48:14 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 48:42 The preceding program was brought to you by your home for wealth, building, get richeducation.com
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