Podcasts about GP

The F1 season has now begun and Meg and Spanners are here to recap everything from this weekend. The ustralian GP was a mess for some and a stroke of luck for others, with major complaints from new regulation sets, Ferarri's saftey car problem, and even a cow named Max, this pod has got you covered. (00:00) Intro (05:34) Are We Having Fun Yet? (11:25) Overtake Overload (15:21) Off The Line (28:28) Arvid Lindblad makes noise (32:03) Max Says "I told you so" (43:47) Aston Martin is in the dirt (50:59) Vadillac must find their way (55:57) The Cow named “Max” (63:08) A Bahrain and Saudi Arabia update Hosts: Megan Schuster, Spanners Ready Senior Producer: Steve Ahlman Learn more about your ad choices. Visit podcastchoices.com/adchoices

A madrugada deste domingo é marcada na história como o início da nova era de regulamentos técnicos da Fórmula 1, com o GP da Austrália dando o pontapé inicial à temporada 2026. Por isso, o podcast Motorsport.com chega com o programa PÓDIO, que debate tudo da corrida.

Livestream the Abundance Summit: https://www.abundance360.com/livestream The Moonshots hosts join Andrew Yang to unpack AI's explosive collision with politics - deepfakes weaponizing elections, UBI surging as job-killer abundance hits, and radical fixes like open voting for anyone from Cuban to Robbins - while plotting democracy's entrepreneurial reboot. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Andrew Yang is the founder of Forward Party and Humanity Forward NGO; he is CEO of Noble Mobile & NYT bestselling author. Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter  _ Connect with Andrew X Linkedin Instagram Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on March 4th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Danni Carr and Dr. Luke Sniewski explore the intricate relationship between the nervous system, emotional processing, and behaviour change. They discuss the importance of self-regulation, the impact of stillness on healing, and the intelligent adaptations behind our habits. Through personal anecdotes and professional insights, they emphasise the significance of being present and compassionate towards oneself in the journey of personal growth and transformation. To find out more info about Danni and Luke's Byron Shire retreat go to https://www.iquitalcohol.com.au/products/byron-bay-hinterlands-5-night-retreat-with-danni-carr-luke-sniewski-16-21-september-2026To find out more about Luke go to https://www.lukesniewski.comTo join Somawise connect go to https://www.skool.com/somawise-tribeFor more resources such as coaching or to join the next HIQA challenge go towww.iquitalcohol.com.auFollow HIQA insta @howiquitalcohol Music for Podcast intro and outro written by Danni Carr performed by Mr CassidyIf you are struggling with physical dependancy on alcohol consider contacting a local AA meeting or a drug and alcohol therapist. Always consult a GP before stop Hosted on Acast. See acast.com/privacy for more information.

Nesta madrugada, classificação para o GP da Austrália, etapa inaugural da temporada 2026 da Fórmula 1. Por isso, o Podcast Motorsport.com chega com o programa Q4, que analisa o grid em cada prova da categoria máxima do automobilismo mundial.

GP opens on the Penny Hardaway situation as Memphis Basketball loses their 7th straight game.(25:24) Jessica Benson joins in studio(1:08:25) Injury updat on Ja Morant, LeBron makes history, Rhodes starts their NCAA Tourney run today, Dillon Brooks arrested for DUI, World Baseball Classic(1:34:30) GP's Carry Out 

Jornalismo e reflexões sobre a Fórmula 1. Para apoiar o nosso projeto, basta se tornar membro do canal e curtir as premiações: https://www.youtube.com/channel/UCXeOto3gOwQiUuFPZOQiXLA/join   Se preferir um formato diferente de Apoio, confira as facilidades do http://www.apoia.se/cafecomvelocidade para ajudar o Café a crescer e se manter no ar.   E se você curte a agilidade e rapidez do PIX, você pode se tornar apoiador através da chave cafecomvelocidade@gmail.com (este também é o nosso endereço para contato)   APOIANDO O CAFÉ VOCÊ RECEBE: Faixa Café com Leite - Acesso a um grupo exclusivo de membros do canal no whatsapp Faixa Capuccino - O mesmo benefício + acesso a LIVES Exclusivas toda terça-feira pós GP de Fórmula 1 Faixa Extra Forte - Os mesmos benefícios + concorre em sorteios de assinaturas da F1TV até o FINAL DE 2026 ! Faixa Premium - Os mesmos benefícios + concorre também a miniaturas de F1, acesso ao grupo Premium, pode PARTICIPAR das LIVES Exclusivas  e concorre a ingressos para o GP do Brasil de F1 de 2026 em Interlagos !   Não deixe de nos seguir no X / Twitter (@cafevelocidade) e no Instagram (@cafe_com_velocidade)  Siga nossa equipe no X / Twitter: @brunoaleixo80 e @camposfb   Conheça a Noovamais: mais do que uma corretora, uma revolução no mercado de seguros e financiamentos! Acesse www.noovamais.com.br e confira também no Insta @NoovaMais #formula1  #f1 #f12026 #australiangp  #australiangrandprix  #ausgp  #australia  #gpaustralia #f1testing #f1team #f1teams #f1season #f1speed  #abudhabigp #abudhabigrandprix  #abudhabi #gpabudhabi #qatargp  #qatargrandprix #gpqatar  #lasvegasgp #lasvegasgrandprix #lasvegas #braziliangp #saopaulogp #interlagos #gpdobrasil #brazil #mexicogp #méxico #gpmexico #gpdomexico #usgp  #austingp  #singaporegp #singaporegrandprix  #singapore #azerbaijangp #bakugp #gpazerbaijão #italiangp #italiangrandprix #gpitalia #monzacircuit #dutchgp #dutchgrandprix #zandvoort #zandvoortgp #gpholanda  #hungariangp #hungaroring #gphungria   #belgiumgp  #spafrancorchamps #gpbelgica  #britishgp  #britishgrandprix  #british #silverstone #inglaterra   #austriangp  #austria #gpaustria  #canadiangp  #canadiangrandprix #canada #gpcanada  #spanishgp  #spain  #gpdaespanha  #monacogp   #monaco  #gpmonaco  #emiliaromagnagp #imolagp #imola #gpimola  #miamigp #miami #gpmiami  #saudiarabiangp  #saudiarabia #gparabiasaudita  #bahraingp #bahraingrandprix #bahrain #gpbahrain #gpbahrein  #japanesegp #japangp #japão #gpjapão  #chinesegp  #gpchina  #f1testing  #noticiasdaf1 #formulaone  #f1today  #f1tv #f1team  #f1teams  #f1agora  #f1brasil  #preseason2025  #ferrari  #mercedes  #redbull  #redbullracing  #lewishamilton  #maxverstappen  #charlesleclerc  #carlossainz  #fernandoalonso  #mclaren  #landonorris  #oscarpiastri  #georgerussell   #podcast  #podcasts  #podcasting  #automobilismo  #raceweekend  #raceweek  #f12024 #formula12024  #f1news  #f12025 #alpine #alpinef1 #f1motorsport #f1moments #f1movie   0:00  Seja bem vindo ao ALÉM DA VELOCIDADE 7:32  As perguntas que a Fórmula 1 2026 vai responder 12:45  Como as corridas da F1 serão "vendidas" ao público? 22:40  Informações valiosas da situação da Aston Martin ! 37:41  Análise: zonas de abertura de asa e botão Overtake 49:41  Preocupações dos fãs antes do início em Melbourne 58:03  Pode haver disputa interna na Mercedes pelo título ? 1:02:46  Williams e o começo de temporada preocupante

Nesta madrugada de quinta para sexta-feira no Brasil, hora dos primeiros treinos livres para o GP da Austrália, etapa inaugural da Fórmula 1 2026. Por isso, o podcast Motorsport.com chega com o já tradicional SEXTA-LIVRE, que traz os destaques das primeiras atividades de pista de cada prova.

E' scattato il conto alla rovescia verso l'inizio del Mondiale 2026 di Formula 1. Il via è previsto domenica 8 marzo all'alba italiana per il tradizionale Gran Premio d'apertura del Circus: il GP d'Australia sul circuito Albert Park di Melbourne.

Livestream the Abundance Summit: https://www.abundance360.com/livestream In this WTF episode, the hosts unpack AI's supersonic tsunami - from Amazon's $35B AGI bet on OpenAI, Anthropic ditching safety pauses amid race pressures, and hyper-efficient Chinese models shrinking to iPhones - to meat puppets at Burger King and Pulsia autonomously running 1,000+ companies. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter  _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on March 3rd, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

The hardest part of parenting isn’t managing our kids. It’s facing ourselves. This week, a heated family moment revealed something uncomfortable — our children often mirror the very behaviours we struggle with. Defensiveness. Blame. Excuses. Denial. And when we see it in them… it’s confronting. In this honest Friday “I’ll Do Better Tomorrow” episode, we unpack emotional reactivity, accountability, and the power of repairing quickly. Plus, a Brisbane GP’s email sparks an important conversation about ADHD diagnoses, medication culture, and why more labels aren’t fixing our kids. This one goes deep — into marriage, parenting, and the courage to own our part. KEY POINTS: Why kids’ behaviour can be a mirror to our own unresolved habits The difference between ownership and blame How defensiveness blocks connection Why quick repair strengthens relationships A GP’s concerns about rising ADHD diagnoses and medication culture The parenting skill we’re rapidly losing: backing ourselves QUOTE OF THE EPISODE: “If we do dumb things, can we forgive each other and move on and be better as a result of it? That’s literally all that matters.” RESOURCES MENTIONED: Searching for Normal by Sami Timimi Happy Families Podcast happyfamilies.com.au ACTION STEPS FOR PARENTS: When conflict flares, ask: What part of this is mine? Model ownership out loud — let your kids hear you apologise. Separate accountability from self-blame. Own your part, not theirs. Repair quickly. Don’t let pride extend disconnection. Back yourself. Not every struggle needs a label or prescription. See omnystudio.com/listener for privacy information.

GP opens on the Grizzlies loss to the Blazers last night and Darius Acuff going big again for Arkansas and moving up draft boards. (22:45) Mike Wallace joins to talk Grizzlies, NBA and more(48:55) Memphis Tigers home finale tonight vs USF, sweet scene at Houston last night, Jack Hughes continues to punish Canada, St. Louis wins A10 and RIP Lou Holtz(1:25:00) GP's Carry Out 

Have you ever looked at your bank and wished you had more GP? Are you in the mid-game and struggling to fund the next grind? Well, this episode is for you! This week, we explore several low/mid level money makers, some which might surprise you.Community Question: Give us your unhinged low/mid level money makers!

Industrial systems are responsible for 75% of global emissions, yet only a quarter of climate-focused VC money flows into them. Not because investors don't care — but because these systems are hard. They're interconnected. Capital-intensive. Slow-moving. Technically dense. And deeply under-innovated.Almanac Ventures is built to change that.In this episode of the EUVC Podcast, Andreas Munk Holm sits down with Jo Slota-Newson and Marc Sabas, co-founders of Almanac Ventures — a new European seed and pre-seed deep tech fund laser-focused on unlocking decarbonisation in industrial systems through scientific breakthroughs and commercial discipline.This is a pitch episode — a chance for the EUVC LP & GP community to hear directly what Almanac stands for, how they invest, and why the next decade of industrial innovation will be shaped by specialist deep tech funds with true scientific and financial edge.Here's what's covered:00:49 | What Almanac Ventures is — a European seed/pre-seed deep-tech fund backing scientific breakthroughs applied to industrial systems01:31 | The founding team — Jo's nanoscience PhD + 18 years commercialising deep tech, Marc's finance → CVC → impact VC journey (and Jo's 37km Channel swim)03:52 | The complementary edge — technical rigor meets financial/commercial structuring, evidenced through 45 investments and a 2.3× MOIC track record05:22 | The industrial innovation gap — 75% of emissions come from industry, yet only ~25% of climate VC targets it (because the systems are hard, complex, and interconnected)06:11 | Why industry is ripe for deep-tech disruption — 20th-century inefficiencies, high value pools, and the need for performance + cost + decarb together10:17 | “Deep tech works for venture—if you know where to look” — how to identify capex-efficient, scalable industrial technologies vs. science projects that need different capital12:25 | Case study: Hot Green — a new compressor architecture enabling industrial heat pumps for 200–400°C processes (F&B, manufacturing) with electrification upside13:49 | Case study: ReClinker — Cambridge spinout recycling cement inside steel arc furnaces, piggybacking heat, removing the CO₂-heavy chemistry step15:19 | Do you need to be an operator to invest in deep tech? — why complementary experience (science + venture + corporate + some ops) beats any single “must-have”18:35 | Investment strategy — first-check investor at TRL 4–7, pan-Europe, €300k–€1M tickets, aiming for a 25–30 company portfolio with follow-on capacity

First up, a massive move in the early-career space. upGrad, Asia's integrated skilling and workforce development leader, has officially acquired Internshala, the world's largest internship platform. https://hrtechfeed.com/upgrad-acquires-worlds-largest-internship-platform/ Moving from early career to global staffing—ManpowerGroup is making a major bet on AI interviewing. They've announced a global partnership with AI pioneer Hubert to scale structured, chat-based interviews. We've all heard the "AI is taking over" headlines, but Manpower is calling this a "Human-First" approach. The AI handles the initial 24/7 screening—meaning candidates can interview at 2:00 AM if they want—but the final hiring decision stays with the human recruiter. The Takeaway: In a world where 75% of employers struggle to find talent, speed is everything. Manpower claims this moves candidates through the pipeline five times faster. By using the "STAR" method for its AI questions, they're aiming for fairness and consistency over gut feelings. https://hrtechfeed.com/manpowergroup-adding-ai-interviewing-strategy/ Next, one of the giants of the ATS world is sporting a new look. iCIMS has officially unveiled a brand refresh, featuring a vibrant new purple logo and the tagline: "Powering Exceptional Hiring." But this is more than just a logo change. They've launched iCIMS Coalesce AI, which is now the unified name for their entire intelligence layer. The Strategy: iCIMS is moving away from "AI as a feature" and toward "Agentic AI." We're talking about autonomous agents that don't just suggest things, but actually take action throughout the hiring journey. It's a clear signal to the market: iCIMS wants to be seen as the "responsible AI" leader for the enterprise, balancing automation with high-level governance. https://hrtechfeed.com/icims-unveils-new-logo/ Speaking of AI Agents, ADP Marketplace just opened up a whole new wing of their digital storefront dedicated specifically to them. They've curated a group of partners—names like G-P, Employ, and Salary.com—to offer AI agents that integrate directly with ADP. These agents can orchestrate workflows, navigate global compliance, and even generate real-time workforce insights. https://hrtechfeed.com/adp-marketplace-adds-ai-agents-from-partners/ The February ADP National Employment Report is out, and it's a bit of a mixed bag. The private sector added 63,000 jobs—the strongest month since last summer. But here's the kicker: the "pay premium" for job-switchers has hit a record low. While job-stayers saw a steady 4.5% pay increase, those who jumped ship only saw gains slow to 6.3%. The gap is narrowing fast. Also, the growth is hyper-concentrated; almost all the gains came from Education, Health Services, and Construction, while Professional and Business Services actually shed 30,000 roles. https://recruitingheadlines.com/private-sector-adds-63000-jobs-in-february-as-pay-premium-for-job-switchers-hits-record-low/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Nesta quinta-feira, foi realizado o dia de mídia do GP da Austrália, que abre a temporada 2026 da Fórmula 1. Por isso, o Motorsport.com chega com o DIRETO DO PADDOCK, que traz as principais declarações de pilotos e equipes antes de cada corrida. E a primeira edição do programa neste ano chega com tudo, antecipando uma etapa inaugural agitada neste ano. Confira!

Send a textThis is an UPDATE on TASTE AND SMELL PROBLEMS in LONG COVID. I talk about the management, treatments and outcomes of Taste and Smell problems in Long Covid.I am Dr Tim Robinson, formerly a GP for 30 years, retired as planned at the start of the Covid pandemic. Since then I have become involved in the world of Long Covid. Currently I am GP clinical lead for three NHS Long Covid Services in South West England - Dorset, Bristol and South Devon. I am also Clinical Lead for Hope for the Community CIC. I have research involvement as co-investigator in a study on breathlessness in Long Covid, University of Bristol.Long Covid Doctor is an educational series for Long Covid sufferers; each talk covers the many aspects of Long Covid, the symptoms, causes, treatments, management and expected outcomes.Episodes are found on:Apple PodcastsSpotifyGoogle PodcastsYouTubeTranscripts of the individual episodes are available on YouTube as well as:www.LongCovidDoctor.comEpisodes are accessed on:TwitterFacebookInstagramLinked inDisclaimer: Long Covid Doctor is an educational series. Any advice, diagnosis, treatments mentioned should only be considered after discussion with your own GP or qualified professional health provider.Links, resources:NICE Covid-19 rapid guideline:https://www.nice.org.uk/guidance/ng188/chapter/5-ManagementHow to manage post viral fatigue after Covid-19:https://www.rcot.co.uk/how-manage-post-viral-fatigue-after-covid-19-0

Happy International Women's Day 2026! In this special episode of the Coaching Podcast, Georgina talks all things Women's Health with a focus on paddling with her guest Dr Jagruti Amin (Jag) who has been a white water kayaker since 2013 and is a member of Paddle UK. It's an almost hour long whirlwind tour from the teenage years through to the menopause, with something in it for everyone. There's a crib sheet with resources and links available so you don't have to scribble them down. Jag is a GMC registered Dr (4645311) who qualified and started seeing patients in 1999 but had to give up her Licence to Practise in 2018 because of psoriatic arthritis. After studying medicine at the Universities of Cambridge and Oxford she started her career in hospitals training in medicine. She started specialist training in Haematology before deciding to move to the world of General Practice in 2006 which included a 6 month training post in Obstetrics and Gynaecology. As a fully fledged GP she had an interest in Women's Health, Contraception, Sexual Health and Safeguarding. For several years she also held separate roles as a Contraception and Sexual health Dr and a Named GP for Safeguarding Children. She was involved in medical politics as a representative on her Local Medical Council. Despite no longer seeing patients she's remained passionate about Women's Health and women advocating for themselves. A special thanks goes to Dr Kaye Brennan who is a GP, a Specialist Sports & Exercise Medicine Dr, a Council Member of the Faculty of Sports and Exercise Medicine and also works for the Ministry of Defence for her help and guidance in some of the more specialist areas in this podcast. The information provided in this podcast and the associated resources are current as of 26th February 2026. A reminder that the information is not individual medical advice and that any personal medical issues that come to light should be discussed with your own healthcare professional (such as a GP, Consultant, Specialist Nurse, Midwife, or Health Visitor). Dr Amin has not received any payment for this podcast, and is not sponsored by any organisation or company. All resources and links are current as of 26th February 2026 and are NOT to be used independently of the podcast. They do not constitute medical advice. All personal medical issues must be discussed with your own healthcare professional. To download the transcript for this episode click here. NHS Website: www.nhs.uk as a start for everything Women & Sport Women in Sport ‘Reframing Sport for Teenage Girls Tackling Teenage Disengagement' 2022 https://womeninsport.org/ wp-content/uploads/2022/03/2022-Reframing-Sport-for-Teenage-Girls-Tackling-Teenage-Disengagement.pdf Call it What it is Period https://thewell-hq.com/menstrual-cycle/calling-it-a-period-and-only-a-period-matters/ The Red Box Project https://redboxproject.org/ Also look at the British Rowing & British Swimming websites Nutrition Project RED-S red-s.com BEAT https://www.beateatiorg.uk/ UK Sports Institute Nutrition Guidelines https://uksportsinstico.uk/resource/sports-nutrition-fundamentals-to-improve-performance/ The British Dietetic Association https://www.bda.uk.com/resource/sport-exercise-nutritihtml NHS Vitamin D Guidance https://www.nhs.uk/conditions/vitamins-and-minerals/vitamin-d/ All things Period, Contraception & Sexual Health Royal College of Obstetricians & Gynaecologists https://www.rcog.org.uk/for-the-public/browse-our-patient-information/ Brook https://www.brook.org.uk/ Women's Health Concern https://www.womens-health-concern.org/ National Association for Premenstrual Syndromes https://www.pms.org.uk/ A Young Person's Guide to Premenstrual Syndromes https://www.pms.org.uk/app/uploads/2021/09/A-Young-Persons-Guide-to-Premenstrual-Syndromes-8.pdf Polycystic Ovarian Syndrome https://www.verity-pcos.org.uk/ Endometriosis https://www.endometriosis-uk.org Contraception & Sexual Health COSRH https://www.contraceptiorg/ Sexual Health Clinic Information https://www.nhs.uk/live-well/sexual-health/ Menstrual Cycle Training & Injuries British Journal of Sports Medicine Blog 2025 https://blogs.bmj.com/bjsm/2025/11/03/can-the-menstrual-cycle-phase-impact-sports-performance/ UEFA Consensus Statement on Menstrual Cycle Tracking in Football 21st September 2025 https://bmjopensem.bmj.com/ content/11/3/e002769 Teenagers & Exercise Models used: The “Control–Capacity–Sport” model, The 4-Stage Youth Return-to-Sport Framework, The IOC “Youth Athlete Development Model”, Graduated loading principles (10% rule, staged impact progression) A non UK article from Sport New Zealand https://balanceisbettorg.nz/how-much-is-too-much-when-it-comes-to-youth-sport/ Pelvic Floor Pelvic Obstetrics & Gynaecology Physiotherapy https://thepogp.co.uk/patient_information/pelvic_health_advice.aspx Squeezy App £2.99 https://squeezyapp.com/women/about-squeezy-for-women/ Commercial devices with feedback Perifit & Elvie Pregnancy (In partnership with your healthcare professionals) International Olympic Committee https://stillmed.olympics.com/media/Documents/Athletes/Medical-Scientific/ Consensus-Statements/BJSM-Exercise-and-pregnancy-in-recreational-and-elite-athletes-Part-5-recommendations-for-health-professionals-and-active-women.pdf Pregnancy Continued (In partnership with your healthcare professionals) NHS Website https://www.nhs.uk/best-start-in-life/pregnancy/ UK Guidelines for Activity in Pregnancy https://assets.publishing.service.gov.uk/media/620a28288fa8f54916f45dfc/ physical-activity-for-pregnant-women.pdf & https://www.nhs.uk/pregnancy/keeping-well/exercise/   Faculty of Sports & Exercise Medicine (FSEM) Moving Medicine Patient Information https://movingmedicine.ac.uk/wp-content/uploads/2025/06/Pregnancy_Patipdf Active Pregnancy Foundation Questionnaire ‘Get Active Questionnaire for Pregnancy' https:// activepregnancyfoundation.org/_files/ugd/4c66ce_88e9ebbdad8748e7ab75d67815c76dcc.pdf Pelvic Obstetric & Gynaecological Physiotherapy https://thepogp.co.uk/patient_information/ pregnancy_and_early_postnatal.aspx Tommy's The Pregnancy & Baby Charity https://www.tommys.org/pregnancy-information/calculators-tools-resources UK Sport Pregnancy Guidance and Support for UK Sport Funded Athletes see the risk assessment for funded athletes https://www.uksport.gov.uk/resources/pregnancy-guidance The advice in this guidance is NOT for recreational athletes Maternal Mental Health NHS Advice https://www.nhs.uk/best-start-in-life/pregnancy/mental-health-and-pregnancy/ https://maternalmentalhealthalliance.org/about-maternal-mental-health/ Post Partum (In partnership with your healthcare professionals) NHS postpartum Exercise Information https://www.nhs.uk/baby/support-and-services/keeping-fit-and-healthy-with-a-baby/ Pelvic Obstetric & Gynaecological Physiotherapy https://thepogp.co.uk/patient_information/ pregnancy_and_early_postnatal.aspx FSEM Moving Medicine Post Partum Patient Information Leaflet https://movingmedicine.ac.uk/wp-content/uploads/ 2025/06/Post-partum_Patient_info_leaflet_2020-v2-1.pdf FSEM Moving Medicine Patient Information https://movingmedicine.ac.uk/wp-content/uploads/2025/06/Physical-activity-recommendations-post-natal.pdf FSEM Moving Medicine Patient Workbook https://movingmedicine.ac.uk/wp-content/uploads/2025/09/Patient-workbook-170925.pdf FSEM Moving Medicine Post Natal Pre Screening for Readiness Flowchart https://movingmedicine.ac.uk/wp-content/ uploads/2025/06/Flowchart.pdf Menopause National Institute for Clinical Excellence (NICE) Guidelines 2024 https://www.nice.org.uk/guidance/ng23/ informationforpublic The British Menopause Society https://thebms.org.uk/education/principles-practice-of-menopause-care/bms-ppmc-resources-toolkit/where-can-i-find-trusted-information-for-women-and-their-partners/ Women's Health Concern https://www.womens-health-concern.org/ Royal Osteoporosis Society https://theros.org.uk/information-and-support/bone-health/exercise-for-bones/how-to-build-up-exercise-for-your-bone-strength/ NHS Guidance for Exercise https://www.nhs.uk/live-well/exercise Diet & The Menopause https://www.womens-health-concern.org/wp-content/uploads/2023/06/31-WHC-FACTSHEET-Weight-Gain-and-menopause-JUNE2023-A.pdf Coaches Sport Scotland Free Learning Resources https://learning.sportscotland.org.uk/catalog?pagename=Work-with-female- athletes   Covering many of the subjects talked about in the podcast Women in Sport Podcasts https://womeninsport.org/explore-the-issues/podcast/ British Association of Sports & Exercise Medicine (BASEM) Podcasts & Female Athlete Health Page https://basem.co.uk/spotlight-on-sem-podcast-series/ Podcasts from Faculty of Sport & Exercise Medicine RED-S (2025) https://www.podbean.com/ew/pb-em4tt-17c642c   Sports Nutrition (2024) https://www.podbean.com/ew/pb-ba993-15b5940   Version 1. 26th February 2026 Dr Jagruti Amin GMC 4645311

BMA England GP committee chair Dr Katie Bramall speaks to Emma about the 2026/27 GP contract and the BMA's referendum on the deal, which launched this week.Katie explains why she thinks the 2026/27 contract is a bad deal for general practice and some of the problems around same-day access, advice and guidance and practice funding.She talks about what happens if GPs reject the deal in the referendum, which may mean the profession begins taking action from as early as 1 April. Katie raises the prospect of a ballot on more serious action that could put practices in breach of their contract later in the summer if there is no movement from the government on the contract.She also talks about the government's plans for a neighbourhood NHS and how this will affect general practice and explains new BMA guidance on what practices and GPs should be doing now.This episode was presented by GPonline editor Emma Bower. It was produced by Czarina Deen.Useful linksBMA briefing paper on neighbourhoodsWhat's in the GP contract for 2026/27?GP referral change revealed as NHS plays down same-day access impactViewpoint: Why mandatory advice and guidance risks a patient safety fiascoWhy the 2026/27 contract risks increased financial pressure for practicesMIMS Learning Live Digital 2026 Hosted on Acast. See acast.com/privacy for more information.

This episode is a deep dive into chronic kidney disease, applying the guidelines to various case-based scenarios. Zero to GP podcast: https://www.buzzsprout.com/2590332Zero to GP YouTube channel: https://www.youtube.com/@ZeroToGPZero to AKT course: https://zerotofinals.com/courses/zerotoakt/Books: https://zerotofinalsshop.com/

GP opens on the Grizzlies loss in Minnesota last night where Anthony Edwards went for 40pts. Plus Marcus Smart called Grizzlies fans the ugliest in the NBA.(34:22) Chris Vernon joins to contiue the Grizzlies discussion(54:40) Arizona State upsets Kansas, Dybansta says he could return to BYU, Florida outright SEC Champ, UCLA's wild season, Miami (OH) stays undefeated

Back from the EuroTrip, Dustin will share some of the experiences from the AttackYamaha wild card appearances at both Estoril and Jerez.. Also a lot of racing happened. MotoGP in Australia and Malaysia.. Big names crashed, MM93 misses rounds, new guy gets a W.. And now there's only 2 rounds left in GP, while MA and WorldSBK are done. Get signed up for your next TrackDaz event:http://trackdaz.trackrabbit.com**Want a deal on some boxo tools? Use the following link, and save 10% while also helping us get a bit of a commish! Its Win-Win!https://boxousa.com/TrackDazOr the code TrackDaz10*PIRELLI TIRES!! **You can get your Pirelli rubber from us directly on our registration site. Follow us on Facebook: / trackdaz Follow us on Instagram: @trackdazFollow the TrackDaz Crew:@chili144@jimmyz853@phen2210@gil823@formula_r@chili144@lgbrown_@dkm60@canea121@g_offsims@ricardo.abueg@trackdazkaren@fharo3@modbaez@m39023@dreek46@bubblesrides @r6_krissy_@shaunsummers62

After being blessed in attending sooooo many weddings in the last year, I have been reflecting on modern wedding culture. From guest lists and etiquette to money, expectations, and what actually makes a wedding meaningful.

Arrancamos el Capítulo 2 de la Temporada 3 de Desde el Paddock y viene cargado de información clave para lo que se viene en la Formula 1. Ya está abierto el Fantasy F1 2026, pueden descargar la app oficial, unirse a nuestra liga con el código en pantalla y participar por boletos para el GP de México y más sorpresas. Tienen hasta antes del GP de Miami para entrar, así que es momento de armar su equipo.En lo deportivo, analizamos el previo al GP de Australia, una carrera que podría ser mucho más complicada de lo esperado por las nuevas regulaciones. La regeneración de energía será más limitada que en Bahréin y eso obligará a los pilotos a usar técnicas como el lift and coast o jugar con las marchas para mantener el rendimiento. También explicamos qué es el “Super Clipping”, por qué está en el centro de la conversación técnica y qué ajustes podría considerar la FIA en el corto plazo.Además, hablamos de la situación preocupante de Aston Martin: pocos kilómetros en testing, problemas con el motor Honda, fallas en la transmisión hecha en casa y un panorama incierto rumbo a Melbourne. ¿Podrán salir del hoyo o arrancarán la temporada en desventaja?Cerramos con noticias importantes como los cambios en la medición de la relación de compresión de las nuevas unidades de potencia, la eliminación de la regla de dos paradas obligatorias en Mónaco, el nuevo chasis de Cadillac, ajustes en el reglamento de Parc Fermé en lluvia, nuestras predicciones para Australia, #AlexFacts y el ya clásico #PregúntaleaMemo.Nueva temporada, más análisis y la Formula 1 como se vive en el paddock.

GP opens on the Grizzlies taking on the Minnesota Timberwolves tonight + his newest mock draft. (25:00) Penny on what he's saying to his struggling team, Duke and Arizona secure conference championships, Rhodes College is going dancing, Luke Kornet speaks out against Magic City night, and the Nancy Guthrie saga continues(1:12:55) GP's Carry Out with what we're checking out tonight 

In this episode Yvie is joined by Natalie Spicer, Butterfly's Head of Clinical Services, to talk through taking the all-important first steps toward recovery from an eating disorder. If you or a loved one are struggling with eating, exercise, or body image and don't know where to begin — this one's for you. What we cover: Preparing for a GP appointment and what to expect in that first meeting Accessing Medicare-subsidised eating disorder treatment plans Bulk-billed and low-cost care options Alternative treatment pathways and telehealth options How carers, loved ones and other allies can offer safe, meaningful support When a helpline, support group or other support services can make a real difference Where you may find more resources, including in your own state. No matter where you're at, this episode is about giving you a plan that fits your life — practical, compassionate, and actionable. You can do it your way with some guidance and tools. This is the final episode hosted by Yvie Jones and Butterfly will forever be grateful for the work she has done in this space. We'll be introducing our new host in April! :-) Resources: Butterfly National Helpline Butterfly Referral Database Are you at risk screening tool Eating Disorders Examination Questionnaire - EDE-Q Inside Out Institute for Eating Disorders National Eating Disorders Collaboration Eating Disorders Victoria Eating Disorders Queensland Eating Disorders Families Australia Follow Yvie Jones on Instagram here Follow Butterfly Foundation on Instagram here Production Team: Produced by Yvie Jones and Sam Blacker from The Podcast Butler Executive Producer: Camilla Becket Supported by the Waratah Education Foundation For more information about this episode, visit www.butterfly.org.au/podcast and click through to this episode. If you're concerned about an eating disorder for yourself or someone you care about, please reach out to the Butterfly National Helpline or chat online with one of their specialist counsellors. Recovery is possible with the right support.See omnystudio.com/listener for privacy information.

Despite being at the backbone of our health system, primary care in Aotearoa is facing unprecedented struggles.That's according to a recent study looking at six wealthy countries healthcare systems, including New Zealand's. An Increasing shortage of GP's, with the marjority of the workforce planning to retire in the next 10 years, an ageing population of patients, along with outdated and disconnected degital systems hampering the streamline transfer of patients between health organisations is putting unprecedented strain on the system, increasing wait times, and worsining outcomes. To discuss their study and dig into their solutions I spoke to one of the study's researchers, Professor Felicity Goodyear-Smith from the Department of General Practice and Primary Healthcare.

This week on the Wednesday Wire... For our weekly catchup w/ the Green Party, Manny spoke with MP Ricardo Menéndez March about the war in Iran and Pay equity. We then spoke to Professor Felicity Goodyear-Smith from the Department of General Practice and Primary Healthcare, about the crisis in primary care and what can be done to support GP's. And after that, we'll share with you part of a series of interviews we did with festival organisers looking to understand why so many were struggling at this current time and how the government overlooked these grassroots local event organisers.

Jornalismo e reflexões sobre a Fórmula 1. Para apoiar o nosso projeto, basta se tornar membro do canal e curtir as premiações: https://www.youtube.com/channel/UCXeOto3gOwQiUuFPZOQiXLA/join   Se preferir um formato diferente de Apoio, confira as facilidades do http://www.apoia.se/cafecomvelocidade para ajudar o Café a crescer e se manter no ar.   E se você curte a agilidade e rapidez do PIX, você pode se tornar apoiador através da chave cafecomvelocidade@gmail.com (este também é o nosso endereço para contato)   APOIANDO O CAFÉ VOCÊ RECEBE: Faixa Café com Leite - Acesso a um grupo exclusivo de membros do canal no whatsapp Faixa Capuccino - O mesmo benefício + acesso a LIVES Exclusivas toda terça-feira pós GP de Fórmula 1 Faixa Extra Forte - Os mesmos benefícios + concorre em sorteios de assinaturas da F1TV até o FINAL DE 2026 ! Faixa Premium - Os mesmos benefícios + concorre também a miniaturas de F1, acesso ao grupo Premium, pode PARTICIPAR das LIVES Exclusivas  e concorre a ingressos para o GP do Brasil de F1 de 2026 em Interlagos !   Não deixe de nos seguir no X / Twitter (@cafevelocidade) e no Instagram (@cafe_com_velocidade)  Siga nossa equipe no X / Twitter: @brunoaleixo80 e @camposfb   Conheça a Noovamais: mais do que uma corretora, uma revolução no mercado de seguros e financiamentos! Acesse www.noovamais.com.br e confira também no Insta @NoovaMais #formula1  #f1 #f12026 #f1testing #f1team #f1teams #f1season #f1speed  #abudhabigp #abudhabigrandprix  #abudhabi #gpabudhabi #qatargp  #qatargrandprix #gpqatar  #lasvegasgp #lasvegasgrandprix #lasvegas #braziliangp #saopaulogp #interlagos #gpdobrasil #brazil #mexicogp #méxico #gpmexico #gpdomexico #usgp  #austingp  #singaporegp #singaporegrandprix  #singapore #azerbaijangp #bakugp #gpazerbaijão #italiangp #italiangrandprix #gpitalia #monzacircuit #dutchgp #dutchgrandprix #zandvoort #zandvoortgp #gpholanda  #hungariangp #hungaroring #gphungria   #belgiumgp  #spafrancorchamps #gpbelgica  #britishgp  #britishgrandprix  #british #silverstone #inglaterra   #austriangp  #austria #gpaustria  #canadiangp  #canadiangrandprix #canada #gpcanada  #spanishgp  #spain  #gpdaespanha  #monacogp   #monaco  #gpmonaco  #emiliaromagnagp #imolagp #imola #gpimola  #miamigp #miami #gpmiami  #saudiarabiangp  #saudiarabia #gparabiasaudita  #bahraingp #bahraingrandprix #bahrain #gpbahrain #gpbahrein  #japanesegp #japangp #japão #gpjapão  #chinesegp  #gpchina  #australiangp  #australiangrandprix  #ausgp  #australia  #gpaustralia  #f1testing  #noticiasdaf1 #formulaone  #f1today  #f1tv #f1team  #f1teams  #f1agora  #f1brasil  #preseason2025  #ferrari  #mercedes  #redbull  #redbullracing  #lewishamilton  #maxverstappen  #charlesleclerc  #carlossainz  #fernandoalonso  #mclaren  #landonorris  #oscarpiastri  #georgerussell   #podcast  #podcasts  #podcasting  #automobilismo  #raceweekend  #raceweek  #f12024 #formula12024  #f1news  #f12025 #alpine #alpinef1 #f1motorsport #f1moments #f1movie   0:00  Café com Velocidade Especial - Preview da F1 2026 4:20  Campos fala sobre as expectativas para Melbourne 13:44  Reflexão: Quanto tempo Verstappen ainda fica na F1? 28:13  Red Bull: como a "virada" em 2025 reflete em 2026 ? 50:42  Mercedes: favorita, mas um fracasso no efeito solo 1:03:19  Russell e Kimi: realidades distintas e disputa interna 1:14:29  Tensão no Oriente Médio pode afetar o calendário 1:25:34  McLaren: campeão e a "mancha" da Regras Papaya 1:32:55  Norris e Piastri: no que a dupla pode se transformar? 1:50:05  Ferrari: pressão que era grande se tornou gigantesca 2:01:53  Campos e a realidade crua sobre Lewis Hamilton 2:17:36  Leclerc: expectativa criada por ele de "tudo ou nada" 2:22:03  A real situação da Aston Martin p/ o GP da Austrália 2:28:24  Alpine: o que a equipe sacrificou por 2026 2:32:28  Audi: efeitos de 2025 e a expectativa com Bortoleto 2:37:40  Cadillac: importante lembrar o que F1 fez contra eles 2:45:05  As questões finais antes do início da F1 na Austrália

Arranca la quinta temporada de Gepiano F1, el podcast de Fórmula 1 #1 de Latinoamérica.En este primer episodio hablamos del inicio de una nueva era en la Fórmula 1. Analizamos la llegada de nuevas escuderías como Audi y Cadillac, el posible octavo campeonato de Lewis Hamilton, el regreso de Checo Pérez y el legado que sigue construyendo Max Verstappen en la categoría.También discutimos cómo la nueva generación de novatos del 2025 podría cambiar el rumbo de la Fórmula 1 y analizamos las nuevas regulaciones que están redefiniendo la filosofía del campeonato.Cerramos con la previa del GP de Australia, la carrera que abre oficialmente la temporada.#Formula1#F1#GepianoF1#LewisHamilton#MaxVerstappen#ChecoPerez#GPdeAustralia#AudiF1#CadillacF1

For decades, women with ADHD have been told they're "just anxious," "just depressed," or "just stressed." Meanwhile, their physical symptoms - heavy periods, migraines, gut issues, dizziness when standing - have been dismissed as separate problems.They're not. They're all connected.Dr. Asad Raffi has assessed thousands of ADHD women and discovered something revolutionary: ADHD is a brain-body condition. The female presentation doesn't even resemble what's in the diagnostic manuals. So how is a clinician using a checklist going to diagnose any woman? They can't. And they haven't.In this raw and honest conversation, Dr. Asad explains why 50%+ of women sitting in GP waiting rooms could actually have undiagnosed ADHD, why the medical system has failed women for so long, and what actually needs to change.We explore the micro-fractures of accumulated trauma, why ADHD can look like complex PTSD, the "whole heap of shit" happening beneath the surface that single-lens diagnosis misses, and the critical importance of understanding hormones, inflammation, and the brain-body connection.And in the most moving moment of the interview, when asked what he said to his teenage daughter when she got diagnosed with ADHD, his answer was simple:"Welcome to the club."This conversation will change how you see ADHD, your body, and yourself.IN THIS EPISODE:✨ Why physical symptoms are the primary indicator of ADHD in women✨ The connection between hormones, inflammation, and brain health✨ Why women have been chronically misdiagnosed for decades✨ ADHD vs complex PTSD - understanding micro-fractures and accumulated trauma✨ Why looking at ADHD from a singular lens will always get it wrong✨ The importance of community, connection, and reaching out✨ What he told his daughter when she was diagnosedDr. Asad Raffi is a leading consultant psychiatrist, founder of Sanctum Healthcare, and father of three girls. His mission was born from his daughter's ADHD diagnosis - and he's determined that no woman is left misunderstood.

The hosts unpack AI's asteroid-like disruption—Anthropic's explosive enterprise growth outpacing OpenAI, Pentagon clashes over safeguards, and agentic revolutions from OpenClaw to meat puppets—urging agile evolution amid sovereign AI summits and trillion-dollar forecasts. Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 27th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Perimenopause plus ADHD can feel like someone yanked the power cord out of your brain. Low mood, no energy, libido gone, shorter cycles, cutting back work and the gym, and thinking, “WTF is wrong with me?!”In this episode, I am sharing 6 things I have learned about ADHD and perimenopause, including my own hormone testing journey and what the research is starting to show.We talk about:The new research showing women with ADHD often experience Perimenopause symptoms earlier & more severe! Why estrogen matters SO much for ADHD brainsWhat I learned from running my own blood tests (Why timing matters when testing estrogen)Testosterone cream, energy and mood & why it is usually added on top of an already solid estrogen planAdvocating for yourself in the medical systemThe perimenopause symptoms no one told me about… Including changes in body odour, itchy skin, formication, and phantom smellsImportant note: I am not a medical professional. This episode is based on my own experience and the research I have read, and it is not a substitute for medical advice. Please talk with your GP or menopause specialist about your specific situation.If you want to go deeper on hormones and ADHD, check out:Episode 21 Women With ADHDEpisode 35 Hormones & ADHDEpisode 54 Hormones, Perimenopause & ADHD with Dr Samantha NewmanEpisode 137 5 Things to understand about ADHD & Perimenopause LINKS TO OTHER GOOD SH*T:*Join Adulting with ADHD your ADHD toolbox & everything you need to work with your brain*Get our ADHD Coach in your pocket! + the ADHD Goal Setting Workbook (life planner tool)*12 Things I wished my Doctor had told me about Adult ADHD*Find out if you might be living with ADHD - Download Symptoms List*Check out Courses & Coaching with Xena*Learn, Inspire, Share & Connect inside our Facebook Community *Come hang out with me on Instagram!

Resumen de la jornada de Liga, con atención al derbi sevillano, la resaca del triunfo del Barcelona y la previa del Real Madrid-Getafe. La carrera por las elecciones a la presidencia del Barcelona y el posible cambio de la sede para La Finalissima. Las opiniones de Dani Senabre y Juan Gato. GP de Tailandia de MotoGP

FULL SHOW : We get an in depth update as to what's happening in the Middle East from Channel 7 Reporter Chris Reason, Australian Race Horse legend Makybe Diva has passed away, Max Gawn joins us in studio to talk round 1. Roo went to the Rodeo, Naked Cluedo, there'll be a GP update from Travis Auld and we'll get a Mardi Gras update from producer Owen. Catch Mick in the Morning, with Roo, Titus & Rosie LIVE from 6-9am weekdays on 105.1 Triple M Melbourne or via the LiSTNR app. Mick In The Morning Instagram: https://www.instagram.com/molloy Triple M Melbourne Instagram: https://www.instagram.com/triplemmelb Drop us a voice memo: https://www.mickinthemorning.comSee omnystudio.com/listener for privacy information.

We chart how AI leapt from chat to code, why product is now the leverage point, and how startups can market to algorithms without losing trust. David Yakobovitch shares hard-won views on moats, data, defense tech, and the immigrant energy powering American dynamism.• leaders and market share across Google, OpenAI, Anthropic• vibe coding benefits, code quality risks, review loops• prompt libraries, agent swarms, PRD automation• weekly shipping pace and the SaaS squeeze• marketing to algorithms, buyer agents, bot traffic control• pilot to production gap, rise of forward-deployed engineers• moats beyond models via domain, workflow, and proprietary data• China's progress, open source, and on-device AI bets• defense tech, swarms, and physical AI opportunities• endurance mindset, yoga discipline, and founder stamina• personal workflows across Gemini, Claude, and OpenAI• investing across seed and growth with outcome focusThe model wars aren't theoretical anymore—they're shaping how software gets built, shipped, and sold. We sit down with David Yakobovitch, GP at Data Power Capital and former global product lead at Google, to map where AI is actually working in 2026: vibe coding that shrinks teams, agent swarms that harden quality, and product-led moats that outlast model churn. David pulls back the curtain on how Claude, OpenAI, and Google now compete neck and neck on code and content, why prompt engineering as a job vanished while prompts became more valuable, and how forward-deployed engineers bridge the stubborn pilot-to-production gap that has haunted data projects for a decade.We explore go-to-market in a world where buyer agents screen your pitch before a human blinks. That means structuring materials for machines, tuning sites for humans and crawlers, and building demos that agents can evaluate safely. We also go into what happens as models commoditize: the moat shifts to domain depth, proprietary offline data, secure connectors, and measurable workflow outcomes. From small language models running on CPUs in air‑gapped containers to Apple's on-device bet, the edge is back—especially for Europe's sovereignty demands and public sector buyers.Then we widen the lens. Defense and “physical AI” blend hardware and autonomy: swarms, hypersonics, and resilient edge compute that must perform in the real world. David shares why he's backing both the silicon and the software, and how American dynamism—powered by immigrants and impatient builders—remains a durable advantage. Along the way, we trade notes on multi-model workflows, open source momentum, China's narrowed gap, and the endurance mindset that carries teams through the disappointment dip after the first shiny demo.David Yakoboitch: https://www.linkedin.com/in/davidyakobovitch/David Yakobovitch is a General Partner and Managing Director of DataPower Capital, a New York City-based venture capital firm investing across Applied AI, Inference Infrastructure, and DeepTech.  With a portfolio of over 36 companies, David is an investor in the most defining frontier technology firms of our era, including OpenAI, Anthropic, xAI, Neuralink, DataBricks, Groq, Cruesoe, Anduril and SpaceX. David is a leading voice as the host of HumAIn, a podcast focused on Applied and Responsible AI.  Previously, David served as a Global Product Lead aWebsite: https://www.position2.com/podcast/Rajiv Parikh: https://www.linkedin.com/in/rajivparikh/Sandeep Parikh: https://www.instagram.com/sandeepparikh/Email us with any feedback for the show: sparkofages.podcast@position2.com

Dopo la grande paura dei tre gol del Jagiellonia, la Fiorentina tira un sospiro di sollievo e attende il Rakow agli ottavi di Conference League. Dai sorteggi di Nyon, da segnalare soprattutto il derby italiano Roma-Bologna in Europa League e Atalanta-Bayern Monaco in Champions. Ecco le uniche speranze italiane in Europa, mentre Inter e Juventus restano a leccarsi le ferite e pensano una allo scudetto, l'altra ai rinnovi (Spalletti in primis) per mettere le basi della prossima stagione. Di tutto questo parliamo con i convocati Nando Orsi (talent Sky Sport), Max Nerozzi (Corriere) e Benedetto Ferrara (La Nazione). Intanto, il Motomondiale riparte con il primo GP in Thailandia e una Ducati che ancora promette battaglia alle altre scuderie. Ne parliamo con l'eterno Carlo Pernat.

In his new book, Climate Porn, journalist Kevin Mooney explains how false research and propaganda are threatening scientific research and American freedom., GP shooting, your thoughts and opinions on other topics.

Oggi a Sanremo i duetti. Valerio Gori marketing manager dell'Atletico Madrid ci racconta il Fanta-Sanremo della squadra spagnola. Levante e il suo amore per le Hole di Courtney Love. Vanessa Ciriaco per la giornata mondiale delle malattie rare. Guido Meda sul moto Gp dalla Thailandia. Aldo chiude la settimana con un omaggio a Sanremo.

What exactly are LPs buying when they allocate to venture today and do they still believe in it?In this episode, Andreas sits down with Max Bray and Juliet Bailin, both Venture Partners at Kindred Capital VC to unpack what's really happening beneath the fundraising headlines.Max brings the raw perspective of trying to raise a first-time fund in 2025 with unicorn-founder GPs, strong angel track records, and still struggling to secure second meetings.Juliet brings the sharper counterpoint: LP frustration isn't always ignorance. Sometimes it's a rational response to how venture has been practiced, especially around transparency, liquidity discipline, and the unrealistic expectation that a GP should be world-class at everything.This is a conversation about:LP behavior in uncertain cyclesThe myth of the “full-stack investor”Why solo GP economics are brutalWhether software still needs ventureAnd why the fund model is splitting at the extremesNot hot takes. Not doom.Just honest mechanics.ShareWhat's Covered:01:04 Max's 2025 fundraising reality: even strong “on-paper” stories struggle to get second calls03:46 LP rotation: capital moving toward liquidity, security, and shorter-duration bets05:08 LP frustration: transparency gaps + liquidity decision-making07:09 LPACs as sparring partners, not governance theatre09:31 Europe's structural issue: too few LPs and GPs have lived full cycles12:47 The “full-stack investor” myth: investing + fund management + compliance + IR14:46 Solo GP economics: why 2/20 breaks at the small end26:08 The barbell thesis: platforms on one end, specialists on the other27:56 Software defensibility compression in the AI era30:24 Will AI decentralize outcomes — or centralize them further?33:10 The rise of AI roll-ups and alternative capital models35:19 The “middle-market squeeze” — real or overhyped?39:34 What founders actually care about when choosing a fund

ReferencesSCIENTIFIC REPORTS 2016 | 6:34594 | DOI:10.1038/srep34594 Seminars in Immunology 2025. V. 78,Jun, 101954Front Immunol. 2025 Jan 8:15:1515715Telemann, GP. 1735. Sinfonia Spirituosa TWV 40&50https://open.spotify.com/album/2nJX3LIjdAbNIGR3qbQaBI?si=VF-7aHcBS_qOkEsl34LdKQ

In this episode of the Major League Real Estate Podcast, Thomas Castelli shares the full story of his journey, from attending local RIAs and investing as an LP, to joining the GP team on an 82-unit apartment complex, navigating hurricane due diligence, raising capital under pressure, and exiting during the chaos of COVID in 2020. But that's not all. Tom also opens up about: - The hardest lesson he learned about capital raising - Why most new GPs underestimate the importance of investor relationships - What changed in the syndication world since 2017 - The risks LPs don't think about (until it's too late) - How a failed ATM investment reshaped his investing philosophy -,Why experience matters more than ever in today's market For GPs raising money, LPs evaluating risk, or investors entering the syndication space, this episode shares practical, experience-backed insights. Request a free discovery meeting: go.therealestatecpa.com/mlre Subscribe to the REI Daily Newsletter: go.therealestatecpa.com/mlresubscriber Get the Ultimate Guide for Real Estate Syndications: go.therealestatecpa.com/mlreultimateguide Submit your questions to: contact@therealestatecpa.com The Major League Real Estate podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, investing, financial, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

GP opens on the Grizzlies getting blasted by the Warriors last night + Darius Acuff looking the part of a lottery pick in Arkansas' win. (22:50) Mike Wallace joins to talk Grizz and more(56:50) Memphis v Wichita State tonight, UCONN blasts St. John's, Cincy suing former QB, Cardi B went crazy on SNL set, and Metallica is coming to the Sphere. (1:46:40) GP's Carry Out 

AI is transforming the world—but is it transforming privacy for better or for risk? We trust our GP with our deepest secrets, but can we extend that same trust to AI-powered systems and cloud-based suppliers? And if AI can re-identify people even in anonymized research data, is “anonymous” still real anymore? In this episode, Punit Bhatia and Tania Palmariellodiviney reveals how AI tools reshape confidentiality, integrity, availability, cloud sprawl, supplier risk, clinical transcription accuracy, re-identification, and even personal fears like voice-based deepfakes. The voice of experience rings clear: digital trust isn't a checkbox…it's engineered early with transparency, responsible data use, privacy by design, and safety by design. 

What if your practice didn't have to compete at all? Are you operating your practice inside some crowded market assumptions that you've never questioned? What would it look like to […] The post Journey to Growth: Blue Ocean in Action (Part 1) | GP 316 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.

The hosts spotlight Alpha Schools' exponential leap: AI mastery academics in 2 hours daily - top 1% SATs - plus life skills workshops to thrive in an AI world. With CEO Mackenzie Price and principal Joe Lamont, they dismantle failing systems for a 10X future. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Learn about Alpha School: https://alpha.school/  Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 MacKenzie Price is the co-founder of Alpha School Joe Liemandt is principal at Alpha School Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Connect with McKenzie X Instagram Linkedin Connect with Joe X  Linkedin Listen to MOONSHOTS: Apple YouTube – *Recorded on December 9th, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is a deep dive into the new 2026 guidelines on type 2 diabetes, applying the guidelines to various case-based scenarios. Zero to GP podcast: https://www.buzzsprout.com/2590332Zero to GP YouTube channel: https://www.youtube.com/@ZeroToGPZero to AKT course: https://zerotofinals.com/courses/zerotoakt/Books: https://zerotofinalsshop.com/

In this episode, Ashley shares her decade-long journey with HA from losing her cycle during an eating disorder in college, to being reassured by doctors that it was “normal” and nothing to worry about.She was praised for her low weight. Told to eat 1,800 calories. Advised to go on birth control if that didn't work.At one point, she was even misdiagnosed with type 2 diabetes due to an elevated A1c, which pushed her into more restriction, only to later discover she was severely anemic from malnourishment, falsely elevating her labs.After joining our FREE Recovery Bootcamp, she finally had the tools to fully commit and recover on her own.In this episode, we cover:The subtle behaviors that kept her stuck (even when she thought she was "all in")The comfort zone disguised as “healthy habits”How validation from her GP reinforced the problemUsing FAM to objectively track progressThe discomfort of real recoveryHer biggest regret: waiting so longIf you're hovering in half-in recovery, told you're “fine”, know deep down you're not doing everything…This one is for you.Jool Wellnesshttps://joolwellness.comHHAP Period Recovery Mastermindhttps://www.holistichapractitioner.com/mastermindJoin The HA Societyhttp://thehasociety.com/joinWork 1:1 with us to get your period backhttp://thehasociety.com/coachingVisit us on YouTubehttps://youtube.com/c/danisheriffFollow us on IGhttp://instagram.com/thehasocietyhttp://instagram.com/danisheriffhttps://instagram.com/ashley_marie_smith_https://www.instagram.com/itsmishigarcia/https://www.instagram.com/abbylowekey/The Content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician.Support this podcast at — https://redcircle.com/the-hypothalamic-amenorrhea-podcast/donations

Today's show dives into the state of the venture capital from the LP perspective.     Sean Warrington is a Partner on the Private Investments team at Gresham Partners, a $13 billion multifamily office, and Ed Grefenstette is the CEO and CIO of The Dietrich Foundation, a $1.6 billion foundation with an unusually large allocation to private markets and venture capital. Ed was a past guest on the show and that conversation is replayed in the feed.    Our conversation covers the changing landscape of venture capital, including pricing distortions, power law winners, liquidity issues, GP behavior, and scaled platforms. Throughout the insightful conversation, Ed and Sean share LP strategies to capture opportunities and navigate risks across stages, sectors –mostly AI – and geographies.      Learn more about our Strategic Investments: Old Well Labs.   Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now.  Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education.   Corey Coates  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:09   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:59   Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone.    Keith Weinhold  5:01   Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock,   Brad Sumrok  7:46   hey, Keith. It's really good to be on again. Nice to be here.   Keith Weinhold  7:50   Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that.   Brad Sumrok  8:14    Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up.   Keith Weinhold  9:50   Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain.   Brad Sumrok  10:19   Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense   Keith Weinhold  16:03    right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah.   Brad Sumrok  17:46   Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets.   Keith Weinhold  19:37   Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  20:09   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre,   Keith Weinhold  20:45   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989,   Hal Elrod  21:58   this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:13   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast.   Brad Sumrok  22:38   Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now.   Keith Weinhold  30:10   I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah.   Brad Sumrok  31:25   And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started.   Keith Weinhold  32:55   Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings.   Brad Sumrok  33:36   Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the   Keith Weinhold  39:04   You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories,   Brad Sumrok  40:17   yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits.   Keith Weinhold  41:23   Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me    Brad Sumrok  41:30   exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication.   Keith Weinhold  42:03   Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more?   Brad Sumrok  42:42   Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook.   Keith Weinhold  43:13   Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show.   Keith Weinhold  43:29   Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com    Keith Weinhold  45:49   coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream.   Unknown Speaker  48:14   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:42   The preceding program was brought to you by your home for wealth, building, get richeducation.com