Podcasts about GP

Marco Bezzecchi (con la migliore simulazione) e Ai Ogura chiudono la due giorni con le RS-GP davanti alle Ducati di MM e di Bagnaia. Tutti molto vicini. Acosta miglior KTM, poi le Honda. Il punto dell'ing sui valori tecnici in campo a una settimana dal primo GP e l'analisi sulle difficoltà (inaspettate?) in casa Yamaha. Nella cronaca dei due giorni spiccano le tre cadute di Marc Marquez (senza conseguenze), le esternazioni di Quartararo e le difficoltà di Toprak. Il V4 e il talento non bastano? Infine, il mercato per il biennio 27-28 è già nel vivo: Bagnaia verso Aprilia sembra già una certezza, poi Acosta in Ducati, Martin, Alex Marquez… Faremo il punto quando mancano soltanto le conferme ufficiali.Diventa un supporter di questo podcast: https://www.spreaker.com/podcast/dopogp-motogp-moto-it--4070022/support.

2月25日、鈴鹿サーキットは3月27～29日に開催される2026年F1第3戦日本GPと公益財団法人日本相撲協会によるコラボレーションが決定したと発表した。28日（土）には、大関 琴櫻関がオフィシャルステージに登壇予定だ […]

Origins host Beezer Clarkson,  LP at Sapphire Partners and co-founder of OpenLP, and Nick Chirls, GP at Asylum Ventures, dig into their recent conversation with Dan Gray, prolific venture writer and Research Lead at Odin. They discuss various levels of risk tolerance across the ecosystem – including who the data says can stomach more – whether GPs are giving up on founders earlier than they used to, and whether Dan's recent deep dive into changing LP behaviors matches anecdotal wisdom in the world of venture.Learn more about Sapphire Partners: sapphireventures.com/sapphire-partnersLearn more about OpenLP: openlp.vcLearn more about Asylum Ventures: asylum.vcLearn more about Odin: joinodin.comRead Dan's Writing on VC: credistick.comRead the Results of Dan's Survey: credistick.com/lp-2025For a monthly roundup of the latest venture insights, including the newest Origins episodes, subscribe to the OpenLP newsletter – delivered straight to your inbox: subscribe.openlp.vcCHAPTERS:0:00 Welcome to Origins0:44 Questioning Assumptions In Venture3:31 Does Having More Companies In Your Portfolio Increase Your Appetite For Risk?8:41 Nick's Risk ToleranceOrigins is produced by Sapphire Ventures in partnership with⁠⁠ Pod People.⁠Nothing presented herein is intended to constitute investment advice, and under no circumstances should any information provided herein be used or considered as an offer to sell or a solicitation of an offer to buy an interest in any investment fund managed by Sapphire Ventures, LLC (“Sapphire”). Any offer or solicitation of securities by Sapphire may only be made in accordance with the current offering documents for a managed Fund in which Sapphire is an advisor. Additionally, Sapphire does not solicit or make its services available to the public; such offerings may only be provided to accredited investors and qualified purchasers defined within the Securities Act of 1933 and the Investment Company Act of 1940. Information provided reflects Sapphire Ventures' views as of a particular time. Such views are subject to change at any point and Sapphire Ventures shall not be obligated to provide notice of any change. Due to various risks and uncertainties, actual events, results or the actual experience may differ materially from those reflected or contemplated in these statements. While Sapphire Ventures has used reasonable efforts to obtain information from reliable sources, Sapphire makes no representations or warranties as to the accuracy, reliability, or completeness of third party information presented herein. Nothing presented herein may be relied upon as a guarantee or assurance as to the future success of any particular investment opportunity or strategy. Past performance is not indicative of future results.

Sprague is back from his day off that didn't go quite like he had planned...he has a few thoughts to get caught up on regarding the USA Hockey Gold Medal and the Blazers interesting weekend...plus, with the minimum GP threshold now in the NBA...who are the realistic favorites to win MVP?

Jornalismo e reflexões sobre a Fórmula 1. Para apoiar o nosso projeto, basta se tornar membro do canal e curtir as premiações: https://www.youtube.com/channel/UCXeOto3gOwQiUuFPZOQiXLA/join   Se preferir um formato diferente de Apoio, confira as facilidades do http://www.apoia.se/cafecomvelocidade para ajudar o Café a crescer e se manter no ar.   E se você curte a agilidade e rapidez do PIX, você pode se tornar apoiador através da chave cafecomvelocidade@gmail.com (este também é o nosso endereço para contato) APOIANDO O CAFÉ VOCÊ RECEBE: Faixa Café com Leite - Acesso a um grupo exclusivo de membros do canal no whatsapp Faixa Capuccino - O mesmo benefício + acesso a LIVES Exclusivas toda terça-feira pós GP de Fórmula 1 Faixa Extra Forte - Os mesmos benefícios + concorre em sorteios de assinaturas da F1TV até o FINAL DE 2026 ! Faixa Premium - Os mesmos benefícios + concorre também a miniaturas de F1, acesso ao grupo Premium, pode PARTICIPAR das LIVES Exclusivas  e concorre a ingressos para o GP do Brasil de F1 de 2026 em Interlagos !   Não deixe de nos seguir no X / Twitter (@cafevelocidade) e no Instagram (@cafe_com_velocidade)  Siga nossa equipe no X / Twitter: @brunoaleixo80 e @camposfb   Conheça a Noovamais: mais do que uma corretora, uma revolução no mercado de seguros e financiamentos! Acesse www.noovamais.com.br e confira também no Insta @NoovaMais #formula1  #f1 #f12026 #f1testing #f1team #f1teams #f1season #f1speed  #abudhabigp #abudhabigrandprix  #abudhabi #gpabudhabi #qatargp  #qatargrandprix #gpqatar  #lasvegasgp #lasvegasgrandprix #lasvegas #braziliangp #saopaulogp #interlagos #gpdobrasil #brazil #mexicogp #méxico #gpmexico #gpdomexico #usgp  #austingp  #singaporegp #singaporegrandprix  #singapore #azerbaijangp #bakugp #gpazerbaijão #italiangp #italiangrandprix #gpitalia #monzacircuit #dutchgp #dutchgrandprix #zandvoort #zandvoortgp #gpholanda  #hungariangp #hungaroring #gphungria   #belgiumgp  #spafrancorchamps #gpbelgica  #britishgp  #britishgrandprix  #british #silverstone #inglaterra   #austriangp  #austria #gpaustria  #canadiangp  #canadiangrandprix #canada #gpcanada  #spanishgp  #spain  #gpdaespanha  #monacogp   #monaco  #gpmonaco  #emiliaromagnagp #imolagp #imola #gpimola  #miamigp #miami #gpmiami  #saudiarabiangp  #saudiarabia #gparabiasaudita  #bahraingp #bahraingrandprix #bahrain #gpbahrain #gpbahrein  #japanesegp #japangp #japão #gpjapão  #chinesegp  #gpchina  #australiangp  #australiangrandprix  #ausgp  #australia  #gpaustralia  #f1testing  #noticiasdaf1 #formulaone  #f1today  #f1tv #f1team  #f1teams  #f1agora  #f1brasil  #preseason2025  #ferrari  #mercedes  #redbull  #redbullracing  #lewishamilton  #maxverstappen  #charlesleclerc  #carlossainz  #fernandoalonso  #mclaren  #landonorris  #oscarpiastri  #georgerussell   #podcast  #podcasts  #podcasting  #automobilismo  #raceweekend  #raceweek  #f12024 #formula12024  #f1news  #f12025 #alpine #alpinef1 #f1motorsport #f1moments #f1movie 0:00 Abertura: os destaques de Bruno e Campos sobre a F1 18:19 Recado Noova Mais, a sua melhor opção em Seguros 20:47 Os 3 pilotos com TAMANHO para falar a VERDADE 26:26 Análise: novo carro DESTRÓI o princípio básico da F1 56:55 Austrália: estreia do campeonato pode piorar o cenário 1:12:12 As soluções p/ o grande problema das novas regras 1:21:05 As dúvidas do chat sobre as novas regras da F1 1:29:41 Aprendizados sobre a força das equipes no Bahrein 1:36:28 Mercedes: o que indica a força da equipe em 2026 1:45:40 A informação vital que resume os testes da McLaren 1:49:52 Ferrari: o que é real e o que é exagero após os testes 1:59:54 O surpreende e impressionante motor da Red Bull 2:06:21 Análise: como se desenhou a crise na Aston Martin 2:23:39 Polêmica: a grande "sacada" dos motores Mercedes 2:31:37 A discussão: seguir a indústria ou pensar no esporte 2:38:01 As questões que ficam sobre a pré-temporada da F1

2027年のF1カレンダーが徐々に明らかになってきた。カタロニア・サーキットがベルギーとともにヨーロッパ・ラウンドのローテーション制に組み込まれ、2027年は開催されないことが決定。一方で、ポルトガルGPが2027年に […]

Today's show dives into the state of the venture capital from the LP perspective.     Sean Warrington is a Partner on the Private Investments team at Gresham Partners, a $13 billion multifamily office, and Ed Grefenstette is the CEO and CIO of The Dietrich Foundation, a $1.6 billion foundation with an unusually large allocation to private markets and venture capital. Ed was a past guest on the show and that conversation is replayed in the feed.    Our conversation covers the changing landscape of venture capital, including pricing distortions, power law winners, liquidity issues, GP behavior, and scaled platforms. Throughout the insightful conversation, Ed and Sean share LP strategies to capture opportunities and navigate risks across stages, sectors –mostly AI – and geographies.      Learn more about our Strategic Investments: Old Well Labs.   Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now.  Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education.   Corey Coates  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:09   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:59   Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone.    Keith Weinhold  5:01   Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock,   Brad Sumrok  7:46   hey, Keith. It's really good to be on again. Nice to be here.   Keith Weinhold  7:50   Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that.   Brad Sumrok  8:14    Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up.   Keith Weinhold  9:50   Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain.   Brad Sumrok  10:19   Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense   Keith Weinhold  16:03    right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah.   Brad Sumrok  17:46   Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets.   Keith Weinhold  19:37   Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  20:09   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre,   Keith Weinhold  20:45   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989,   Hal Elrod  21:58   this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:13   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast.   Brad Sumrok  22:38   Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now.   Keith Weinhold  30:10   I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah.   Brad Sumrok  31:25   And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started.   Keith Weinhold  32:55   Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings.   Brad Sumrok  33:36   Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the   Keith Weinhold  39:04   You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories,   Brad Sumrok  40:17   yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits.   Keith Weinhold  41:23   Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me    Brad Sumrok  41:30   exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication.   Keith Weinhold  42:03   Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more?   Brad Sumrok  42:42   Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook.   Keith Weinhold  43:13   Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show.   Keith Weinhold  43:29   Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com    Keith Weinhold  45:49   coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream.   Unknown Speaker  48:14   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:42   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

GP opens on the Grizzlies weekend where they won at home on Friday against the Jazz and lost on Saturday in Miami where Scotty Pippen Jr got into it with Myron Gardner. (20:00) Michael Eaves joins to talk Team USA winning gold in Men's Hockey, Tiger Woods and more. (50:00) Tigers lose 4th straight, NCAA Bracket Preview, Tyrese has shingles, UFC star got wild after his fight on Saturday, and GP's travel situation just got interesting. (1:38:00) GP's Carry Out 

This is what we're yapping about in this 182nd joker episode!GP's week (01:35)AD's week (03:18)Time to get angry at Sexy Red, The Radio, and useless manager meetings in CALL IT OUT! (07:10)A Baltimore high school senior must go back to the 9th grade due to his overall GPA, but who's at fault is it really? (20:04)Quick bits! Where we talk real news real fast! (37:12)Our review for Wonder man season one. (44:45)We throw petals at the clown prince of crime himself, Joker. (1:00:20)Followed by our Top 5 Jokers. (1:05:10)Positive Chakra. (1:21:55)Yell outs before we head out. (1:23:55) #Rate #Comment #Like #SubscribeFor all things the show, check out the link treehttps://linktr.ee/Callitlikeidontseeit?utm_source=linktree_profile_share<sid=2b11404d-bc57-46c8-83b2-c63caa7873bc

Have you been to your six-week checkup and walked out with only a script for the pill? Or found yourself wondering what your actual options are now that you've had a baby?This week, Dr Renee White sits down with Dr Natasha Vavrek, women's health GP and clinical director at The Bubble, to break down all the contraceptive options available after birth. Not just the pill. Everything.This conversation started from a real question from a listener who felt her options weren't fully discussed at her six-week check. So Natasha walks through what's actually available, how breastfeeding affects your choices, when timing matters and what you need to know to have an informed conversation with your GP.You'll hear about:The full range of contraceptive options available after birthHow breastfeeding affects different contraceptives and milk supplyThe differences between Mirena, Kyleena and copper IUDsWhat to expect with side effects, costs and return to fertilityWhy vasectomy should be part of the conversationWhether you're heading into your six-week checkup, feeling unsure about what you're using or just wanting to understand your options, this episode gives you what you need to make informed choices that work for your body and your life.Resources & Links

In this week's episode, Ben is joined by Dr Freddie Charrington, GP Partner at Phoenix Health Group in Tetbury, to discuss the growing financial challenges facing dispensing practices, and how the practice transformed its dispensary from near break-even to sustainable profitability. Freddie shares how he unexpectedly became dispensary lead soon after becoming a partner and was tasked with determining whether the service should continue at all. Working alongside his dispensary team, family members and a data scientist, Freddie developed 'Dispensary Market', a tool that compares drug prices across multiple wholesalers, helping practices make smarter purchasing decisions. Freddie also explains how the tool has expanded beyond his own practice, remaining free for GP practices while helping improve both profitability and medication availability across dispensing sites. Introduction (0:08) Freddie's background and becoming dispensary lead (0:20) Why dispensing practices are under financial pressure (1:21) Rural challenges and workforce pressures (2:27) Discovering the true dispensary finances (3:07) Identifying purchasing inefficiencies and drug margins (4:01) From spreadsheets to building a solution (4:45) Developing Dispensary Market (5:27) Expanding wholesalers and improving margins (6:30) Implementing change with the dispensary team (7:21) How the platform works in practice (8:24) Why drug prices change constantly (9:24) Real-time pricing and system design (10:10) Early results and product evolution (10:44) Lessons in change management and user adoption (11:44) Rolling out to other practices (13:23) Keeping the platform free for GP practices (14:43) What is 'Dispensary Market' and how to access it (15:08) Uptake and current usage (16:11) Balancing GP work and running the platform (16:21) Supply chain benefits and stock availability (17:06) Closing reflections (18:10) Check out the 'Dispensary Market' website here. For all enquiries about the Ockham podcast, please contact Ben Gowland here.

Dr Nina Byrnes, GP at Generation Health Medical Clinic joined Andrea Gilligan to tackle your medical queries…

We speak to Dr Kevin Fernando about his deliberate and successful transition from a GP partnership to a thriving, multi-faceted portfolio career. Kevin explains how a desire for better work-life balance initially led him to general practice, and how his passion for medical education became the key to unlocking a global role with Medscape. He shares practical advice on how to start teaching, the importance of surrounding yourself with mentors, and how part-time sessional work provides the necessary foundation for flexibility. We also discuss his new private practice (focused on CVRM), the luxury of time it affords for holistic care, and his thoughts on the evolving role of AI as an invaluable tool for clinicians.

*****TRIGGER WARNING***** This episode contains conversations describing domestic violence. Listener discretion is advised, please take care of yourself as you listen.In this episode, Maddie shares her profound journey from childhood experiences with alcohol to her struggles with addiction and the impact of family dynamics on her life. She recounts her early encounters with alcohol, the normalisation of substance use in her family, and the traumatic events that shaped her path. Maddie discusses the challenges of recovery, the search for identity, and the ongoing journey towards healing and reconciliation with her family. In this conversation, Maddie shares her profound journey through psychological abuse, addiction, and the path to sobriety. She reflects on her experiences with a verbally abusive partner, her struggles with alcohol, and the impact of her upbringing on her choices. Maddie discusses her transformation during pregnancy, the challenges of living in a small town, and the importance of community support in her recovery. She emphasises the significance of forgiveness, both for herself and her family, and the ongoing work required to heal from generational trauma. Ultimately, Maddie's story is one of resilience, self-discovery, and the power of change.For more resources such as coaching or to join the next HIQA challenge go towww.iquitalcohol.com.auFollow HIQA insta @howiquitalcohol Music for Podcast intro and outro written by Danni Carr performed by Mr CassidyIf you are struggling with physical dependancy on alcohol consider contacting a local AA meeting or a drug and alcohol therapist. Always consult a GP before stopping alcohol. Hosted on Acast. See acast.com/privacy for more information.

Gary Parrish and Kyle Boone open with another strange Darryn Peterson night and look at his one-and-done campaign as a whole. Then, GP and Kyle discuss UConn's uninspiring last few weeks before the Final Four And 1 previews Duke-Michigan, Houston-Arizona and more. (0:00) Intro + Strong jaw is here and will play the whole game (1:00) Darryn Peterson left another game…and Bill Self is over it (15:40) UConn took a home loss to Creighton…let's talk about the Huskies (23:45) Final Four And 1 + a Purdue sidebar (28:50) No. 4 Arizona @ No. 2 Houston (32:05) Missouri @ No. 20 Arkansas (42:25) No. 1 Michigan vs. No. 3 Duke (48:50) Ohio State @ No. 15 Michigan State (54:45) No. 6 Iowa State @ No. 23 BYU Theme song: “Timothy Leary,” written, performed and courtesy of Guster Eye on College Basketball is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts. Follow our team: @EyeonCBBPodcast @GaryParrishCBS @MattNorlander @Boone @DavidWCobb @TheJMULL_ Visit the ⁠betting arena on CBSSports.com⁠ for all the latest in ⁠sportsbook reviews⁠ and ⁠sportsbook promos⁠ for ⁠betting on college basketball⁠. You can listen to us on your smart speakers! Simply say, “Alexa, play the latest episode of the Eye on College Basketball podcast,” or “Hey, Google, play the latest episode of the Eye on College Basketball podcast.” Email the show for any reason whatsoever: ShoutstoCBS@gmail.com Visit Eye on College Basketball's YouTube channel: ⁠https://www.youtube.com/channel/UCeFb_xyBgOekQPZYC7Ijilw⁠ For more college hoops coverage, visit ⁠https://www.cbssports.com/college-basketball/⁠ To hear more from the CBS Sports Podcast Network, visit ⁠https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode of Potential to Powerhouse, Tracy Holland sits down with Laurel Mintz, Founder of Elevate My Brand and GP of Fabric VC, to discuss digital marketing strategy, venture capital funding, and scaling profitable brands in today's rapidly changing landscape. With nearly 20 years of experience and 400+ brands launched, Laurel shares how founders can build brand awareness on a budget, leverage niche communities like Reddit, and create high-conversion marketing funnels. They also dive into raising capital, why diverse founders generate 25% higher returns on average, and what investors are really looking for.. Plus, Laurel breaks down the future of AI in marketing, generative engine optimization (GEO), and how founders should prepare for major shifts in advertising and search in 2026. This episode is a must-listen for female entrepreneurs, startup founders, creators, and investors ready to scale with strategy and intention. Episode Highlights Building a digital marketing agency that scaled 400+ brands Community-driven brand growth and higher conversion rates Venture capital insights for diverse and female founders AI disruption, SEO vs. GEO, and the future of digital advertising Connect with Laurel Elevate My Brand: https://elevatemybrand.com Fabric VC: https://fabricvc.com Instagram: @elevatemybrand | @fabricventures Connect with Us Subscribe to the newsletter: potentialtopowerhouse.substack.com Follow the show: @PotentialToPowerhouse Connect with Tracy: @tracy_m_holland Loved this episode? Leave a review on Apple Podcasts or Spotify and help us amplify powerhouse female leaders.

GP opens on Grizz vs Jazz tonight where a lot of players will not be available + a really nice piece from Jaren Jackson Jr in the Player's Tribune(23:20) Jessica Benson joins to discuss her wild week (55:40) Penny Hardaway emotional after loss at USF, Purdue/Indiana, GP loves the Winter Olympics, Bears really might move to Indiana, and RIP Wes Rucker. (1:38:22) GP's Carry Out 

At Consensus Hong Kong 2026, David Sencil hosts a forward-looking discussion on how artificial intelligence is transforming finance and digital systems.Featuring:- Bryan Benson (CEO, Aurum)- Tobias Bauer (Co-Founder & GP, TBV)- Yat Siu (Chairman & Co-Founder, Animoca Brands)Topics include:- AI-native financial markets- The emergence of the agentic web- Stablecoins and global financial access- Digital identity and accountability- Centralization vs decentralization- Regulation and innovationAI is no longer optional for founders or financial institutions. It is becoming foundational infrastructure.Watch the full conversation to understand where finance is heading next.00:00 Introduction to AI and Finance02:50 The Underestimation of AI's Potential05:55 AI in Retail and Institutional Finance08:53 The Future of AI Finance12:02 Democratizing Financial Literacy through AI14:55 The Role of Blockchain in AI Finance18:13 The Evolution of the Internet of Value20:53 The Agentic Web and Its Implications23:47 Challenges and Concerns in AI and Finance28:43 Navigating AI Regulation and Its Challenges34:38 The Importance of Digital Identity in AI39:04 The Intersection of AI, Politics, and Regulation44:34 Integrating AI into Business Strategies51:57 The Future of AI: Opportunities and Challenges#Bitcoin #Crypto #ai

In this episode, the mates, along with guest Ben Horowitz, explore Elon Musk's shift to lunar AI data centers, mass drivers, O'Neill cylinders, Dyson swarms, and Optimus robots pioneering space. Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Ben Horowitz is a cofounder and general partner at Andreessen Horowitz (a16z), NY Times bestseller author, and creator of the a16z Cultural Leadership Fund. Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding   Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Ben X Instagram Linkedin Learn about a16z Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 13th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

GP opens on a fun night of College Hoops where potential lottery picks Darius Acuff, AJ Dybansta, Labaron Philon and more all went big + the Darryn Peterson saga got weirder at Kansas as he checked himself out of a game again. (22:40) Mike Wallace joins to talk Grizzlies return to action, draft prospects, Ja and more(46:50) Memphis at USF tonight, KD addresses burner accounts, Flagg jersey sells for $1M, LaMelo can't stop driving like a madman, and the former Prince Andrew was arrested in the UK(1:20:00) GP's Carry Out 

AI is transforming the world—but is it transforming privacy for better or for risk? We trust our GP with our deepest secrets, but can we extend that same trust to AI-powered systems and cloud-based suppliers? And if AI can re-identify people even in anonymized research data, is “anonymous” still real anymore? In this episode, Punit Bhatia and Tania Palmariellodiviney reveals how AI tools reshape confidentiality, integrity, availability, cloud sprawl, supplier risk, clinical transcription accuracy, re-identification, and even personal fears like voice-based deepfakes. The voice of experience rings clear: digital trust isn't a checkbox…it's engineered early with transparency, responsible data use, privacy by design, and safety by design. 

In this episode, Gary sits down with Dr Caitriona Ryan and Dr Niki Ralph, co-founders of the Institute of Dermatologists in Dublin, to unpack how they built a modern “centre of excellence” model in Irish private care - combining medical dermatology, cosmetic dermatology, skincare, and a growing surgical pathway under one roof. They share the realities of scaling a high-trust healthcare business (systems, hiring, standards, and culture), how COVID sparked a major pivot into new services, and why Ireland needs to shift from reactive healthcare to preventative, longevity-led thinking. Plus: the story behind ID Formulas, their new data-driven approach to supplements (including wearables integration), and what they believe actually moves the needle for healthspan. Show Notes Why Caitriona and Niki built a centre of excellence model (and why it's scalable) A day in the life of two Consultant Dermatologists with five businesses and thousands of patients The difference between medical dermatology and cosmetic dermatology How they protect standards at scale: meetings, feedback loops, SOPs, and hiring The COVID moment that forced a pivot - and led to a new surgical model Their longevity philosophy: healthspan over lifespan The “longevity hype” they're most sceptical of — and what they'd focus on instead A simple, no-fuss skincare framework for founders (men + women) Links & Resources Institute of Dermatologists (IoD): https://instituteofdermatologists.ie IoD Instagram: https://www.instagram.com/instituteofdermatologists/?hl=en ID Formulas waitlist: https://www.idformulas.com/ Dr Caitriona Ryan Instagram: https://www.instagram.com/caitrionaryandermatology?igsh=MW5jcGhleGFxMWRieg== Dr Niki Ralph Instagram: https://www.instagram.com/drnikiralph?igsh=MWl2anNucWc5MDR0Yg== Things mentioned in the episode WHOOP: https://www.whoop.com Oura Ring: https://ouraring.com Book — Unreasonable Hospitality (Will Guidara) Book — Outliers (Malcolm Gladwell) Book — Good to Great (Jim Collins) EltaMD UV Clear SPF from IoD site(mentioned as a daily sunscreen option): https://instituteofdermatologists.ie/collections/elta-md-skincare Episode sponsors Nostra: https://bit.ly/nostra26 Azure: https://bit.ly/azure26  Rory's Travel Club: https://bit.ly/rorys26 Chartered Capital: https://bit.ly/49ZuFrk Disclaimer This episode is for general information and education only and does not constitute medical advice. Always consult your GP, pharmacist, or qualified healthcare professional for personalised guidance, especially before starting new supplements or treatments.

How did telehealth reshape GP training in Australia? This study found it disrupted in-consultation learning, reduced feedback, and limited clinical exposure—highlighting the need for telehealth-specific training. #MedEd #Telehealth #GPTraining Read the accompanying article here: https://doi.org/10.1111/medu.70061Digital Object Identifier (DOI)

The mates do a live Moonshots episode and discuss OpenAI's acquisition of Openclaw, 400x cost reduction on ARC-AGI-1, and the AI Talent War Read the Solve Everything Paper: https://solveeverything.org/  Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Youtube Listen to MOONSHOTS: Apple YouTube – *Recorded on February 10th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

GP opens on the news that MLBPA Head Tony Clark has resigned due to an inappropriate relationship with his sister in law. And puts BBB in a tough spot. (28:00) Chris Vernon joins in studio (49:45) Michigan continues to roll, Mick Cronin went viral twice last night, Miami OH remains undefeated, and could Tiger Woods return for The Masters? (1:33:00) GP's Carry Out 

O Pelas Pistas #183 mergulha na ciência por trás do asfalto!Recebemos Luis Ernesto Morales, o engenheiro responsável pelas maiores transformações nos autódromos brasileiros e figura central no GP de São Paulo de Fórmula 1. Se você já se perguntou por que uma pista é rápida, por que o asfalto de Interlagos é tão desafiador ou como se constrói um autódromo do zero, este episódio é para você.Neste episódio, falamos sobre a chegada da MotoGP em Goiânia: O que precisou mudar na pista para receber a categoria máxima das duas rodas em 2026.A Reforma de Brasília: Os bastidores e os desafios para colocar a capital federal de volta no mapa das grandes competições. Fizemos um Raio-X de Interlagos, onde Luis Ernesto aponta os pontos fortes e as limitações técnicas do circuito mais amado do Brasil, além de uma história curiosa da construção do Velocitta. Luis Ernesto Morales traz uma visão técnica e apaixonada sobre a engenharia que define quem ganha e quem perde nas pistas. Uma aula obrigatória para todo fã de velocidade!Qual autódromo brasileiro você acha que tem o melhor traçado?PATROCÍNIO ESTRELLA GALICIAA cerveja oficial do MotoGP e do Pelas Pistas. Participe da promoção Estrellas do MotoGPhttps://www.promocaoestrellagalicia.com.br/ PITSTOP Faça seu pedido na loja, whats ou site! https://www.pitstop.com.br/ PATROCINE O PELAS PISTASEntre em contato com nosso time comercial:pelaspistas@pod360.com.br Apresentadores: Christian Fittipaldi, Thiago Alves e Nelsinho Piquet Direção Executiva: Marcos Chehab e Tiago Bianco Direção de Conteúdo: Felipe Lobão Produção: Kal Chimenti Captação de áudio: Willian Souto Edição de áudio: Doriva Rozek Captação de vídeo e Redes sociais: Guilherme Diaz

Seth Bradley interviews Ben Fraser, Managing Director and Chief Investment Officer at Aspen Funds, on how Aspen built a scalable fund-to-funds platform to support more than 40 independent capital aggregators in 2025 alone. Ben breaks down Aspen's macro-driven investment philosophy, how the firm evolved from distressed mortgage notes after the Great Financial Crisis into a multi-asset platform, and why focusing on tailwinds matters more than sticking to a single asset class. The conversation dives deep into the structural shift from co-GP capital raising to compliant fund-of-funds models, the importance of simplifying backend infrastructure for promoters, and why recurring cash-flowing products can unlock true scalability for capital raisers. Ben also shares where he sees the independent capital aggregator model heading as private market demand accelerates. Guest InfoBen FraserCurrent role: Managing Director & Chief Investment Officer, Aspen FundsBased in: United StatesSay hi to them at: https://aspenfunds.us | Invest Like a Billionaire Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Caleb Swartz started racing cyclocross when he was eight years old, but the discipline has been dwindling in the US since the 2010s, and the writing has been on the wall for any American racers wanting to make a sustainable career from it. Last year, Caleb started branching out into a few gravel events just to see where it would take him, and he ended up with two standout performances at Grand Prix races — 11th at Little Sugar and 6th at Big Sugar. This year, he's going all-in as one of the new faces on the GP roster. Payson sat down with Caleb after a surprise encounter in Girona to talk about how he's navigating training for a season unlike any he's ever done, how his years of hardscrabble work behind the scenes as a privateer have set him up for this moment, and the tough industry realities that have led him to transition away from cyclocross. They also talk about his collegiate racing days at Marian, graduating during the pandemic, and the high-speed crash he had at Big Sugar that didn't stop him from nearly making the podium.This episode was brought to you by Osprey and TrainingPeaks. Head to TrainingPeaks.com/withpace to sign up now.Instagram: @withpacepodcastYouTube: Payson McElveen Email: howdy@withpace.cc

TRIGGER WARNING: This episode contains explicit discussion surrounding issues including depression, postpartum psychosis and suicidal thoughts. This may prove a difficult listen for some and if you feel that listening may affect you negatively then please choose another episode.This week Giovanna sits down with Jade Lloyd for a powerful and deeply personal interview about her experience with postpartum psychosis. Jade tells Gi about her traumatic birth during COVID-19, followed by a descent into severe postpartum psychosis that required her being admitted to a mother and baby unit and sectioned.Postpartum psychosis is a psychiatric emergency that requires immediate intervention. If you are worried about yourself or a loved one it's important to speak to a health professional such as a GP, midwife or health visitor. If it's an emergency and you don't feel safe, call 999 or go straight to A&E. If Jade's story has resonated with you and you need help or support, please don't hesitate to use the resources below:Action on Postpartum Psychosis https://www.app-network.org/Pandas https://pandasfoundation.org.uk/Samaritans https://www.samaritans.orgMind UK https://www.mind.org.uk/ Hosted on Acast. See acast.com/privacy for more information.

GP opens on the Grizzlies plan during this final stretch of the season and where they sit in the standings as potential lottery picks shined in College Basketball last night(17:20) Drew Hill (Daily Memphian) joins to discuss his story on why Memphis Basketball should hire a GM + his thoughts on the Grizzlies heading into the stretch run of the season. (51:00) Houston v Iowa State delivered, Update on Jerome Tang situation, Olympics controversy, RAW in Memphis, and RIP Jesse Jackson(1:15:00) GP's Carry Out 

From remote surf camps in Indonesia to some of the most isolated islands in the South Atlantic, Gemma van Huyssteen has built a career shaped by curiosity, adaptability, and medicine far beyond hospital walls.In this episode, Gemma shares her journey as a GP with extensive experience in remote, wilderness, and marine environments. She talks candidly about working in settings where evacuation can take days, resources are limited, and clinical decision-making relies as much on preparation and judgement as formal protocols.You'll hear about:• Providing medical care in remote Indonesian surf communities• Managing hazardous marine and wilderness injuries in austere environments• Life and clinical responsibility aboard highly isolated research vessels• Teaching and working around dive and marine-related injuries in challenging settings• Why stepping outside conventional medical career pathways can open unexpected doorsThis conversation explores what real-world remote medicine looks like, the nuance between training and lived experience, and how surfing, science, and medicine intersect in places where help is never close by.Follow more of Gemma's work:Surfing Doctors Association: https://surfingdoctors.com/Instagram: @gemstargazer – https://www.instagram.com/gemstargazerConnect with Marcus:https://www.linkedin.com/in/marcus-stevensA thoughtful, grounded discussion about building a meaningful medical career off the beaten path, and being honest about what experience really looks like in extreme environments.

On this special episode, join Pete as he catches up with Nicole Sahin, Founder and CEO of G-P, who shares an insider's POV on the World Economic Forum's annual meeting in Davos, Switzerland.  Together, they unpack what Davos is and what attending entails, and the value in the density of global CEOs, heads of state, founders, and policymakers converging annually on the small alpine village.  Nicole shares what that proximity reveals about the direction of business, talent, and technology, and how geopolitical tension and macroeconomic uncertainty are shaping executive conversations. They discuss why business leaders worldwide are seeking stability, cooperation, and frictionless cross-border operations. They explore the evolving reality of global hiring and talent mobility, and how countries like India and the UAE are accelerating digitization to attract innovation and entrepreneurship, and what that means for governance, compliance, and cross-border employment in the years ahead.  Plus, Nicole shares her lens on AI's evolution from disruption narrative to enterprise reality, and why enterprise organizations are moving decisively to embed AI into HR, legal, and compliance functions. Including insights from G-P's AI exploration and productization with G-P Gia.  Connect with Nicole: https://www.linkedin.com/in/nicolesahin/ https://www.globalization-partners.com/  Connect with the show: LinkedIn:  http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0  X: @PeteTiliakos  X: @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0  WRKDefined Podcast Network: https://wrkdefined.com/podcast/hr-payroll-20  Thank you to our marquee sponsors for powering HR & Payroll 2.0 podcast forward!  G-P ‘Globalization Partners': https://www.globalization-partners.com/  OneSource Virtual: https://hubs.ly/Q03YFNR90 Zoho: https://www.zoho.com/press.html Thank you to our ‘wizard behind the curtain' and show producer Ryan Kielma: https://www.linkedin.com/in/ryan-kielma/

What if the mood swings, the sleepless nights, the sudden irritation, and the loss of joy aren't signs that something is wrong with you…but signals that your biology is quietly staging a dramatic takeover? Kate Mason sits down with Dr. Joanna Bruce, GP of over 25 years, clinical director of Myma Health, and passionate advocate for women's hormonal wellbeing, to talk openly about perimenopause and menopause. Together they unpack why this decade-long hormonal shift is so often missed, dismissed, or misdiagnosed, and what women (and the people who love them) can actually do about it. From understanding the science of estrogen and progesterone fluctuation to debunking the damaging 2002 WHI study on HRT, this empowering conversation gives parents and partners the insight they need to understand what's really going on… in their bodies, their relationships, and their homes. Listen For2:00 What does the history of menopause research tell us about why women have been so underserved?8:20 How do you distinguish perimenopause symptoms from everyday exhaustion and stress?11:00 What are the early signs of perimenopause that women most commonly overlook?16:55 Is HRT actually safe, and why has the fear around it lasted more than two decades?25:10 What practical steps should women take if they think they are entering perimenopause? Leave a rating/review for this podcastwith one click  Connect with guest: Dr Joanna Bruce, GP & Clinical Director, Myma HealthWebsite | LinkedIn | Instagram Contact Kate:Email | Website | Kate's Book on Amazon | LinkedIn | Facebook | X

New research by Switcher.ie has revealed the best Irish towns for work-life balance. The study is based on a range of factors, including access to local amenities such as primary schools, major supermarkets, and leisure centres; essentials like broadband and mobile connectivity; house prices and crime rates; and proximity to green spaces and transport routes. Top 10 towns for work-life balance Arklow claimed the top spot as the best town in Ireland for striking the perfect work-life balance. With surprisingly affordable house prices outside the city, it offers a winning mix of excellent local amenities and good connectivity for hybrid working, plus plenty of green spaces and a scenic coastline to boost well-being. Here's a snapshot of the top 10. For the full ranking and more top 5 winners, see Ireland's best towns for work-life balance 2026. Rank Town Median House Price Work-Life Balance Score 1 Arklow €290,000 6.44 2 Ballina €196,250 6.42 3 Enniscorthy €290,000 6.40 4 Wicklow €420,000 6.13 5 Cork City €347,363 5.97 6 Gorey €350,000 5.93 7 Tramore €329,999 5.90 8 Dublin City €505,997 5.90 9 Longford €200,000 5.71 10 Sligo €270,000 5.65 Most affordable Ballina was the most affordable town to buy a house in our study. House prices were based on the median house price in October 2025 (Residential Property Price Index). Top 5 affordable towns to live & work: Ballina, Longford, Letterkenny, Cavan and Mallow For families Ballina has taken the top spot as the best town for balancing work and family. To calculate the best town to work with a family, we summed index scores for house prices, crime rate, number of GP surgeries and primary schools. Top 5 towns for families to live & work: Ballina, Castlebar, Enniscorthy, Killarney and Longford For hybrid working Dublin was the best place for hybrid working; the city of Cork and areas of Kildare and north Dublin (Fingal*) also performed well. To calculate the best towns for hybrid working, we summed index scores for average broadband and mobile speeds and distance to major roads and bus stops. This data was only available at the county and city levels. Top towns for broadband and mobile connectivity: Dublin, Cork, North Dublin and Kildare. For transport links: Cork, Galway, Dublin and Sligo. For health, fitness & well-being Galway came in tops for access to leisure facilities and green spaces, essential for achieving a good quality of life. To rank our towns, we summed the index scores for distance to leisure centres and outdoor sports facilities, the number of public parks, and access to national parks and coastlines. Top 5 towns for health & well-being: Galway, Dublin, Wicklow, Cork and Arklow For shopping & eating Killarney was the best place for your weekly shop, grab a bite to eat, or catch up over coffee. To find our top towns, we summed the index scores for the number of major supermarkets and cafes in the area. Top 5 towns to shop, eat and refresh: Killarney, Ballina, Cavan, Gorey, Longford Commercial Director of Switcher.ie, Eoin Clarke says: "The Work-Life Balance Act 2023 ushered in a new era of working arrangements for many employees. It meant that workers with families or caregiving responsibilities could seek flexible work options and a better quality of life. Property prices are often a crucial factor for homebuyers, but broadband and mobile connectivity, easy access to local amenities, and proximity to green spaces can have a huge impact when juggling work with family or other commitments. Switcher's research highlights several towns across Ireland that offer young professionals and working families a mix of affordability, accessibility, a superb quality of life, and excellent broadband and mobile connectivity for remote working. Our top performers spanned the country, with Ballina and Sligo on the scenic west coast, Cork in the south, Longford in the heart of Ireland and a cluster of coastal towns on the east coast. If you're starting your hunt for a new home, it could...

In this episode of Muscles by Brussels Radio, Ben sits down with Dr. Minil Patel (aka @DrIronJunkie), UK-based GP and lifestyle medicine physician, to unpack one of the most controversial topics in nutrition right now: are ultra-processed foods actually unhealthy...and where do plant-based meats fit in?They dive into Dr. Patel's journey from heavy meat-eater (including wild game and keto-style eating) to ethical vegan, and discuss the science behind plant-based meat alternatives, LDL cholesterol, saturated fat, and cardiometabolic risk. The conversation explores the NOVA food classification system, common misconceptions about “processed” foods, and why comparing foods to what they replace matters more than labeling them as simply “natural” or “ultra-processed.”They also tackle current U.S. dietary guidelines, protein recommendations, vegan nutrient concerns, and whether plant protein intake should be limited. This episode blends ethics, evidence-based nutrition, and practical application for athletes and everyday vegans alike.If you've ever wondered whether plant-based meats are harming your health or helping it, this is a must-listen.Dr. Minil PatelCenter for Science in the Public InterestPlant Based Juniors

Sarah may or may not be an international criminal after purchasing a fake Louis Vuitton Neverfull. There are whispers of customs seizures, in-store confiscations and French prison sentences. She’s rattled. Meanwhile, Lise receives a school email that sends her into a full-blown “let teenage boys have freedom” spiral. Permission slips? For cars? Is this why Gen Z can’t make a GP appointment? Add in: a Bridgerton betrayal (Benedict, we need to talk), an all-inclusive holiday that ruined real life forever, and a wholesome Andy Lee sighting that restores our faith in men. Low stakes. High drama. Zero legal advice. Got opinions? Feedback? The show phone is 0489 214 653 The Fine Print: This episode is proudly brought to you by leading family safety app, Life 360 We record at Clearshot Digital in Brisbane Want to support the show and become a Goldie? Subscribe to Lise and Sarah GOLD here For Android user, you don't need the Apple Podcasts app - you can subscribe via your web browser. How does it work? Here's a step-by-step • Click here: http://apple.co/LiseandSarah • The link will open in a web browser • From there, click on sign in, log in/create an Apple Account - it's free to do this • You can now proceed to sign up for The Lise & Sarah Show subscription (it may look like a TRY FREE button) • We suggest you save/bookmark/create a shortcut for the link for easy access whenever you want to tune inSee omnystudio.com/listener for privacy information.

With the first week of Bahrain testing underway, Peter Windsor and Mark Slade take questions live on YouTube chat.  Subjects include: power harvesting and deployment; how some drivers will more effectively be able to enhance rear axle performance; active aero; overtake modes; start procedures; fuel-flow management; and how fuel will be burned...to generate electrical power.Mark Slade has been a race engineer at McLaren, Mercedes, Renault and Haas and  has played a major role in two World Championships, 34 GP wins, 101 podiums and 40 pole positions.With thanks to Jetcraft, the world's largest buyer and seller of executive jets:https://jetcraft.comTo TrackNinja, a lap-timer and data app designed to help users improve their on-track car and driver performance through analysis and an innovative Data Garage. A lite version is free; the loaded edition is US$9.99 pcm or $99.99 yearlyhttps://trackninja.appAnd to REC Watches, whose timepieces are infused with DNA and actual material from famous racing and road cars. Claim your additional 10 per cent discount by adding the codeword PETER:https://recwatches.com/next-projectVisit https://alpinestars.com for all your racing apparelTry Oscar Razors - Australia's highly-rated, 5-blade razors for men and women https://oscarrazor.com.au.  Follow Peter @peterwindsorBook a Cameo with Peter: https://cameo.com/peterwindsorContact us at: peterwindsoryt@gmail.comWe support the Race Against Dementia:https://raceagainstdementia.comThe Alora dog rescue shelter (Malaga, Spain)https://aloradogrescue.com#standwithukraine - now, more than ever#Canada! #jimmykimmel!Stephen Gallacher Golf Foundationhttps://sgfoundation.co.ukNick: you're with us always:https://samaritans.org Support the showVisit: https://youtube.com/peterwindsor for F1 videos past, present and future

Welcome back to the Alt Goes Mainstream podcast.The Goldman Sachs Alternatives Summit “convened leaders across finance, geopolitics, technology, and culture” to discuss themes driving global markets.2025's Alternatives Summit was about “navigating a world in flux,” as the firm's recap of its event noted. The event aimed to help investors cut through the noise and put together the pieces of the puzzle in a dynamic and increasingly complex world. Alt Goes Mainstream joined the event to have unscripted conversations with Goldman Sachs Alternatives leaders to cut through the noise by unpacking key themes and trends at the intersection of private markets and private wealth.In this special series, we went behind the scenes and interviewed six Goldman Sachs Alternatives leaders about their current thinking on private markets and how the firm has built and evolved its private markets capabilities.This conversation was with Jeff Fine, Partner, Global Co-Head of Alternatives Capital Formation within Goldman Sachs Asset Management, with responsibility for capital raising, product strategy, research and investor relations across private equity, private credit, real assets, secondaries, GP stakes and hedge funds/liquid alternatives. Jeff is a member of the Real Estate Investment Committee and Urban Investment Group Investment Committee. Jeffrey is also on the boards of GS Real Estate Investment Trust and GS Real Estate Finance Trust. Previously, he was Global Head of Real Estate Client Solutions for Goldman Sachs Asset Management and a senior real estate investor in the Merchant Banking Division for more than 20 years. Jeffrey joined Goldman Sachs in 2002 in the Merchant Banking Division as an Analyst. He was named Managing Director in 2012 and Partner in 2018. Jeff is Chairman of the Dyson School Advisory Council and a member of the SC Johnson College of Business Leadership Council at Cornell University. He is a member of the Cornell Endowment's Risk, Liquidity, and Operations Subcommittee and the Board of Directors of the Pension Real Estate Association Foundation. Jeffrey is also a member of the Council on Foreign Relations and the Met Council at the Brookings Institution.Jeff and I had a fascinating conversation about the intersection of private markets and private wealth, fundraising trends, and the growing role of insurers and the wealth channel in private markets capital formation. We covered:The evolving private markets landscape.The important role of the product specialist.The impact of AI on investing and what it means for private markets.What it takes to be a great investor.The importance of the value creation process in driving investment value.The future of capital formation in private markets.Thanks Jeff for sharing your wisdom, expertise, and passion about private markets and private wealth. Show Notes01:05 Welcome to the Alt Goes Mainstream Podcast02:08 Jeff Fine's Background and Career Journey03:43 Sophistication in the Market05:05 The Role of Product Specialists07:16 Talent and Resourcing in Asset Management 08:01 The War for Talent in Asset Management09:07 Investment Performance as a Priority10:05 Balancing Origination and LP Demand11:42 Meeting Client Needs in Wealth Channel12:06 Transparency and Risk Communication12:59 Growth in Private Markets18:07 Global Capital and Diversification19:31 Smart Allocation in Private Markets20:58 Private Credit as a Yield Instrument22:23 The Role of Insurance in Private Markets24:33 Customization and Scale in Private Markets28:55 Trends in LP Relationships30:39 Strategic Partnerships and Cost Efficiency31:40 Concerns About Market Valuations32:43 Belief in a Transformative Future35:24 Advice for LPs in Current Market36:21 Conclusion and Final ThoughtsEditing and post-production work for this episode was provided by The Podcast Consultant.

ReferencesGuerra, DJ. 2026. Unpublished lecturesGuerra. DJ. 2022. J of Disease and Global Health Volume 15 [Issue 3]:22-47.Essays Biochem. 2018 Jul 20;62(3):341–360J Am Chem Soc. 2025 Jul 8;147(28):24258–24274.Bach, JS 1726. Partita for Clavier in D Major BMV828https://music.youtube.com/watch?v=M3k0gSDSYPM&si=m3ANN3qws1OEI67hTelemann , GP. 1720 (?) Sonata in F Minor for trombonehttps://music.youtube.com/watch?v=cfal1EV64gs&si=ET_6TxL2xQ_vpoL6

The mates discuss the accelerating path toward a singularity and unveil their "Solve Everything" paper.  Read the Solve Everything Paper: https://solveeverything.org/  Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email: alexwg@alexwg.org Substack  Spotify Threads Youtube Listen to MOONSHOTS: Apple YouTube – *Recorded on February 10th, 2026 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Danni Carr interviews Matt Wing, a midlife and sobriety mentor, who shares his personal journey of overcoming alcohol addiction. Matt discusses the struggles he faced, the mental aspects of addiction, and the coping strategies that helped him achieve sobriety. He emphasises the importance of understanding one's relationship with alcohol, the significance of mindfulness and gratitude practices, and the tools that can aid in managing cravings. Matt also offers insights into navigating conversations about sobriety and the resources he provides for those seeking support in their recovery journey.https://matt-wing.mykajabi.com/register-the-4pm-disruptorhttps://matt-wing.mykajabi.com/newsletterhttps://www.instagram.com/mattwing.mentor?igsh=M2E0Zm9jd255bWx2&utm_source=qrhttps://www.facebook.com/share/1GctS34hNn/?mibextid=wwXIfrFind Matt on Insta @midlife.mentorFor more resources such as coaching or to join the next HIQA challenge go towww.iquitalcohol.com.auFollow HIQA insta @howiquitalcohol Music for Podcast intro and outro written by Danni Carr performed by Mr CassidyIf you are struggling with physical dependancy on alcohol consider contacting a local AA meeting or a drug and alcohol therapist. Always consult a GP before stopping alcohol. Hosted on Acast. See acast.com/privacy for more information.

GP opens on the Grizzlies losing at Denver to finish the road trip 1-4 plus the breaking news that Jaren Jaackson Jr will have a knee procedure and miss the remainder of the season(22:20) Mike Wallace joins to continue the Grizz discussion(46:38) Big game for Memphis at North Texas tonight, Jerome Tang goes off on his team, Basketball Hall of Fame, BYU Football Star Arrested, RIP James Van Der Beek(1:32:30) GP's Carry Out with what we're checking out this weekend 

HR 2 - Mavs 3pt Problem, GP for Maxx?, Is Blake Black? full 2758 Thu, 12 Feb 2026 02:20:37 +0000 5eF1sDT7IDu2tCODIKFQYhiAG1jG2r6h sports The Fan After Dark sports HR 2 - Mavs 3pt Problem, GP for Maxx?, Is Blake Black? The Fan After Dark includes a rotation of hosts offering a truth-telling sports entertainment experience that gets listeners right on the biggest sports topics in and around DFW, across the country, and around the world. Focusing on the Cowboys, Rangers, Mavericks, etc., The Fan After Dark airs M-F from 7-11 PM and is the only live and local sports radio show in the MetroplexCome 'Get Right' with Reg on The Fan, and be prepared for sports talk on a whole new level. You can follow Reg on Twitter @regadetula © 2024 Audacy, Inc. Sports False https://player.amperwavepodcasting.com

Peter & Dave sit down with Brett Adcock to discuss the future of Figure and Humanoid Robots.  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Brett Adcock is the founder of Figure, an AI robotics company developing general-purpose humanoid robots. Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Dave Blundin is the founder & GP of Link Ventures – My companies: Apply to mine and Dave's new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Brett: X Website: https://www.brettadcock.com/ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Listen to MOONSHOTS: Apple YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices

Seth Bradley explains why many common capital-raising practices in real estate are quietly illegal and increasingly risky as regulators, investors, and institutions pay closer attention. He breaks down why intent and deal quality do not matter if securities laws are violated, and why compensation tied to capital raised is the fastest way to cross the line. Seth walks through the three legally distinct roles in capital raising active participant, passive participant, and third party and shows how co-GP and finder models are frequently abused. He concludes by explaining why compliant fund-to-fund structures are rapidly becoming the preferred path for scalable, defensible capital aggregation. Compliance Is Currency in Modern Capital Raising with Seth Bradley Why Co-GP and Finder Models Are Quietly Dying with Seth Bradley The Real Legal Risks Behind Raising Capital the Wrong Way with Seth Bradley Active Passive and Third Party Roles Explained with Seth Bradley Building a Scalable Capital Raising Business the Compliant Way with Seth Bradley If you want, I can also sanity-check this against your last correctly done solo episode to make sure the tone and length are dead-on before you publish. Title Options Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The hosts unpack the latest AI breakthroughs — from Opus 4.6 and AGI debates to robotics, energy innovation, and the future of AI personhood, privacy, and the workforce. Get notified once we go live during Abundance360: https://www.abundance360.com/livestream  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Substack  Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on February 6th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices