Podcasts about financial advice

Glen James chatted with financial counsellor Paul Jordon from UnitingWA about the difference between seeing a financial adviser vs a financial counsellor.This audio is from a clip on the money money money YouTube channel: https://youtu.be/Xced4lxCh6Ymoney money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.Sphere Home Loans: https://www.spherehomeloans.com.au/Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11aiWe hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planThis video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.Intro theme:"Coal" by HartleyLicensed via Shutterstock Music – royalty-free, commercial use permitted.Community Segment Theme:"Tuscan" by Geoffrey JerrellLicensed via Shutterstock Music – royalty-free, commercial use permitted.Midroll Advice Segment:"Sunset Paradise Pop" by Lesion XLicensed via Pixabay Music – royalty-free for commercial use.Outro Music:"Photograph" by nomaBeatsLicensed via Pixabay Music – royalty-free for commercial use.No copyright infringement intended. All music used under appropriate commercial licences. Hosted on Acast. See acast.com/privacy for more information.

"It's just expensive to do it these days." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this episode of Hey Docs!, Jill Allen and Matt Kroeker discuss the current state of lending in the healthcare industry, particularly for young doctors looking to start or acquire orthodontic practices. They explore the importance of financial preparation, the evaluation process for existing practices, and the rising costs associated with starting a new practice. Matt emphasizes the need for young doctors to build a strong support team and to understand the allocation of loan funds. The discussion also highlights the importance of saving and being financially prudent to ensure success in practice ownership. Connect With Our Guest Matt Kroeker - https://sbbankers.bankofamerica.com/matthew-kroekerTakeaways Matt Kroeker has 15 years of experience at Bank of America focusing on healthcare lending.The lending landscape is currently stable with increased loan amounts for startups.Young doctors should focus on financial preparation during their education.Credit card debt can significantly impact future borrowing capabilities.Having savings set aside is crucial for new practice owners.Evaluating existing practices involves analyzing actual financials and cash flow.Startup loans often have a graduated payment structure to ease financial pressure.Building a strong support team is essential for success in practice ownership.Construction and technology costs have significantly increased for new practices.It's important to understand how loan funds will be allocated in a startup.Chapters 00:00 Introduction03:30 Current Lending Environment06:06 Financial Advice for Young Doctors10:31 Evaluating Practice Purchases13:58 Markers for a Healthy Practice17:00 Balancing Practice Purchase with Additional Workl20:39 The Importance of a Supportive Team23:41 Discussing Startup Costs and Loan Structures26:17 The Reality of Startup Loans and Financial Flexibility31:56 The Importance of Financial Planning and Safety Nets34:35 Final Thoughts on Acquisitions vs. Startups36:24 Contact Info Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

What if wealth isn't about the product you choose, but the mindset you bring before you choose it?   In this Live Counterflow interview, Brandon sits down with Bob Regnerus, a coach, strategist, and long-time contributor in the Perry Marshall ecosystem, to explore why most financial and business strategies fail without alignment, conviction, and self-awareness.   Bob shares insights from over 30 years of coaching high-performing entrepreneurs, athletes, and leaders, revealing how purpose, natural advantage, and 80/20 leverage shape results long before tactics ever matter.   This conversation goes deep into: Why copying successful people often backfires How "clarity" can become a trap without action The difference between hard work and aligned hard work What your "financial nervous system" reveals about money decisions Why systems pressure people into default thinking, and how to step out How AI can amplify your strengths without replacing human intuition   Bob also explains the Purpose Factor framework, a tool that helps people remember who they are, identify what lights them up, and recognize blind spots that quietly sabotage progress.   If you're a business owner, entrepreneur, or leader who's tired of chasing tactics that don't fit, this episode will challenge how you think about money, growth, and leverage   00:00 Welcome to Wealth Wisdom Financial Podcast 00:05 Introducing Live Counterflow 00:50 Mindset Shifts and Financial Nervous System 01:13 Interview with Bob Ris: Coach, Mentor, Entrepreneur 01:29 Bob's Background and Achievements 05:49 The Importance of Purpose and Natural Advantage 13:26 Financial Systems and Personal Purpose 18:24 Purpose Factor and Self-Discovery 22:09 Applying 80/20 Principle in Life and Business 27:28 Discovering Your Marketing DNA 28:03 Embracing Your Natural Strengths 29:48 The Power of Experimentation 31:00 Understanding Your Purpose Factor 32:09 Commitment and Testing in Business 34:03 The 80/20 Principle in Action 35:30 How You Do One Thing is How You Do Everything 37:52 Aligning Business with Personal Values 45:12 Leveraging AI for Creativity and Efficiency 49:17 Purpose Factor Assessment and Its Benefits 52:51 Closing Remarks and Appreciations]   Watch on YouTube: https://youtu.be/EQS5mXEXyPQ 

Rules of thumb work... until they don't. In this episode, Josh unpacks why one-size-fits-all financial rules often fail, how generic advice can quietly create risk, and what changes once you've already “won the game” financially. Plus, we explore why personalization matters, how risk tolerance should evolve over time, and why the goal isn't more money, it's clarity and confidence. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Summary  In the final episode with Wade, Todd, and David, the conversation shifts from philosophy to history and mentorship. Wade asks what has changed in the financial industry over the past several decades and what hasn't. Todd reflects on the early days before computers, the impact of mentors like Norman Baker, the myth of "deals" in insurance, and the importance of integrating tools—not replacing human judgment with them. The discussion highlights why math must be paired with context, conversation, and strategy in order to truly serve clients. It's a timely reminder that the future of financial advice isn't about replacing the advisor — it's about elevating them.   Episode Highlights 00:15:50 - Evolution of Industry Conversations. 00:03:18 - Addressing Industry's Adversarial Past. 00:03:52 - Life Insurance and Cash Value Benefits. 00:04:41 - Asset Flow: Evaluating Investment Synergy. 00:06:39 - Painting a Picture of Financial Sacrifice. 00:09:02 - The Importance of Asking the Right Questions. 00:11:49 - Balancing Technology with Human Insight. 00:13:25 - Challenges of AI in Financial Advice. 00:13:37 - Importance of Mentorship in Industry. 00:13:38 - Mentorship's Role in Leveraging Experience.   Episode Resources sagewealthstrategy.com About Todd And The Financial Software Guest Name Todd LangfordGuest Emailtlangford@truthconcepts.com Additional guest  David Zapata davidzapata@factumfinancial.com   Keywords Wade Borth Podcast smart ideas new opportunities money management financial independence investment strategies insurance industry real estate vs stock market holistic financial planning rate of return asset flow cash value life insurance distribution phase financial software financial calculators AI in finance investment biases financial advising financial conversation client confidence financial mentorship financial industry evolution interest rates financial context financial education  

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! Retirement rarely unravels because of one big mistake; it’s the overlooked details that do the damage. The team at America's Retirement Headquarters takes a clear-eyed look at the real-world factors that complicate retirement planning, from unexpected expenses that strain budgets to the challenge of knowing how much is truly enough to save. The discussion explores why dependable income matters more than account balances, how tax planning shapes long-term outcomes, and what changing healthcare options, especially within the ACA marketplace, mean for retirees today. Throughout the episode, the focus remains on taking a comprehensive view of retirement planning, one that accounts for uncertainty, shifting costs, and the need for financial resilience. Rather than treating retirement as a finish line, this conversation frames it as an ongoing strategy that requires preparation, flexibility, and informed decision-making. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement so that you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

What if the next financial shock isn’t a market crash—but your own personal debt? On this episode, Steve Anzuoni breaks down rising credit card interest rates, the national debt debate, and why managing your personal finances matters more than predicting the next “black swan.” He dives into market uncertainty, political gridlock, luxury habits of the ultra‑rich, and how everyday consumers can create consistency, stability, and smarter retirement income strategies. From debt control to guaranteed income planning, this episode delivers real‑world insight wrapped in candid, entertaining conversation. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media: Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

Pattie Lovett-Reid and Toonie Tuesday can be heard every Tuesday morning at 8:20 on The Andrew Carter Morning Show.

This episode is brought to you by HalloCasa, the SEO-ranked digital business card for real estate agents. Looking to find the right agent, no matter where you are?Visit https://home.hallocasa.com to discover and connect with top real estate agents globally.This episode is brought to you by HalloCasa, the SEO-ranked digital business card for real estate agents. Looking to find the right agent, no matter where you are?Visit https://home.hallocasa.com to discover and connect with top real estate agents globally.This time we talk with Kellee Buhler, NYC luxury real estate broker at Compass, Certified Divorce Specialist, and Global Real Estate Advisor. Kellee shares insights from over 20 years in Manhattan and Brooklyn, including how foreign investment impacts the market, how divorce changes real estate transactions, and why specialization matters more than ever.We also explore global real estate demand, cultural differences in cross-border deals, and Kellee's work with Global Girls Collaboration, helping agents expand internationally.01:08 Kellee Buhler's Background and Expertise02:06 Starting a Career in Real Estate03:32 Challenges and Strategies in NYC Real Estate08:50 Market Trends and Foreign Investments12:09 Brooklyn's Rising Popularity16:01 Manhattan Real Estate Insights23:15 Global Real Estate Demand28:20 Navigating Cultural Challenges in Real Estate31:17 Legal and Financial Advice for Foreign Buyers32:06 Handling Real Estate in Divorce Situations40:11 Becoming a Certified Divorce Specialist42:14 Introducing Global Girls Collaboration45:09 Best Practices for International Real Estate Referrals56:04 Final Thoughts and Contact InformationYou can contact her via:https://www.compass.com/agents/kellee-buhler/https://www.linkedin.com/in/kellee-buhler-a118a23https://www.instagram.com/kelleebuhler/?hl=en

In her second episode with us, Catrina Craft shares essential tax strategies for entrepreneurs, focusing on home office deductions, the Augusta rule, and the importance of understanding entity structures. She emphasizes the significance of retirement planning and preparing for professional tax assistance to maximize deductions and minimize tax liabilities.As you listen:00:00 Introduction to Tax Strategies for Entrepreneurs02:48 Understanding Home Office Deductions05:54 Leveraging the Augusta Rule for Tax Benefits08:39 Entity Structures: Sole Proprietorship vs. LLC10:40 Retirement Planning and Tax Deductions15:32 Preparing for Professional Tax Assistance"Get your books in order.""Let the IRS fund your retirement.""Outsourcing may be the way to go."Takeaways:-Get your books in order to save time and money.-Use tax strategies to benefit your business.-Home office deductions can include utilities and cleaning services.-The Augusta rule allows you to rent your home to yourself for tax benefits.-Understand your entity structure for optimal deductions.-Retirement contributions can be a significant tax deduction.-You can borrow against your retirement funds if structured correctly.-A sole proprietorship is the simplest business structure.-Investing in retirement now can lead to tax-free growth later.-Outsourcing accounting tasks can reduce the risk of errors.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 6 February 2026. Luke is joined by Leon Delaney to talk about a super topic that is specific to people who have been employed within the Public Sector. The topic is: What is the Transfer Amount in the PSS […]

I met Mark Hedderman at the FAAA Congress in Perth, and it didn't take long to realise we were aligned. Beyond the Irish accent, Mark brings a deeply human view of financial advice – one shaped by family, his own experience, and a belief that money is the vehicle, not the destination. In this week's episode of It's Never About Money, we explore why financial advice needs to move beyond numbers and net worth, and towards wellbeing, health, purpose and connection. Mark shares how his family's story – including his father's cancer diagnosis just months into retirement – reshaped how he thinks about success and legacy. We talk about reimagining retirement as a time for unrealised dreams, not an end point, and how advisers can help improve health and life outcomes by asking better questions. Mark also explains how his firm is redesigning its advice model – reducing the focus on money and building in preventative health, social connection and family-wide conversations.  We finish with a powerful reminder of what great advice really looks like: someone who cares about you first, the money second – and who helps you live well, not just retire wealthy. Because in the end, it's never just about money.   FIND OUT MORE: https://hedderman.ie/   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/    It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereHave you ever felt pressured into a “sophisticated” financial strategy you didn't actually understand?As a Canadian incorporated business owner or high-net-worth professional, you're used to handling complexity — but financial decisions feel different when the stakes are personal and the explanations fall short. Too often, strategies like estate freezes, corporate insurance, or private investments are presented with urgency instead of clarity, leaving you overwhelmed, hesitant, or quietly unsure if you're making the right move. This episode challenges the idea that pressure equals progress and reframes what real sophistication in wealth planning actually looks like.In this episode, you'll discover:Why poor financial outcomes usually come from lack of understanding, not bad strategiesHow to spot pressure from financial advisors disguised as “best practices” or “what wealthy people do”What confident, flexible wealth planning looks like when every tool has clear purpose and contextPress play to learn how clarity — not urgency — becomes the foundation of a wealth plan you can trust and stand behind.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…leReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Big-name financial personalities make bold claims that sound smart, but should you actually follow them? Phil reacts to some of the most talked-about money advice from well-known figures and puts it under a real-world lens. What happens when headline advice meets real people, real risk, and real retirement timelines? If you've ever wondered whether popular financial wisdom actually applies to you, this conversation will make you think twice before taking it at face value. Here's some of what we discuss in this episode:

Stay informed on current events, visit www.NaturalNews.com - Introduction and Segment Overview (0:00) - Dog Video and Belgian Malinois Breed (1:27) - Introduction of Brighte Videos and AI Avatars (6:16) - Jane Lynn's Report on Protein Powders (7:44) - Ethical Use of AI Avatars and Social Media Platforms (12:09) - Impact of GLP Weight Loss Drugs on Mental Health (29:13) - Valentine's Day Sale and Health Ranger Store (56:19) - Financial Advice and Counterparty Risk (56:37) - Project Vault and Critical Mineral Shortages (1:11:55) - Conclusion and Final Thoughts (1:21:59) - Critical Minerals Shortage and Technological Challenges (1:22:16) - Unique Properties of Elements and the Limits of Substitution (1:25:57) - The Long-Term Gap in Technological Advancement (1:28:21) - Health and Economic Implications of Unhealthy Population (1:31:06) - The Role of Big Pharma and the Federal Reserve in America's Decline (1:33:30) - The Fight for Access to Natural Medicine (1:42:09) - The Impact of Legislative Bans on Consumers (1:47:24) - The Science and Safety of Hemp Products (2:05:39) - The Role of Education and Self-Responsibility in Health (2:11:57) - The Future of Hemp and Natural Medicine (2:29:11) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs the 4% rule still a reliable path to financial freedom in Canada—or is it holding your retirement plan back?You've heard it a hundred times: save 25x your annual expenses and withdraw 4% per year in retirement. But in 2026 and beyond, does that formula still stack up? Whether you're 10 years out from retirement or already hitting your financial freedom number, rigidly following outdated rules could put your lifestyle—and peace of mind—at risk. This episode dives into how the 4% rule was built, why it may not fit today's market realities, and how to think more flexibly about spending, investing, and enjoying your money without watching your net worth dwindle.In this episode, you'll discover:Why the original 4% rule was designed for failure avoidance, not lifestyle optimizationHow a flexible approach to withdrawals can empower smarter spending decisions year by yearThe mindset shift that can help you grow your net worth even in retirementPress play now to rethink your retirement strategy and build a wealth plan that works for your real life—not just the spreadsheets.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a laReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Tommy Corbett, from Carey Corbett Financial Solutions was back in-studio with Alan Morrissey for Wednesday's Morning Focus. This week, Tommy gave us an interesting insight into applying for a mortgage and why sometimes people get refused a mortgage. Any questions for Tommy, you can text or WhatsApp 0861800964.

This week, Jack Sharry talks with Michael Liersch, Chief Planning Officer at Edelman Financial Engines. Michael acts as the production arm at Edelman. He leads the firm's strategic agenda around the convergence of financial planning, advice, technology, operations, investment solutions, and user experience. With a distinguished career spanning academia and financial services, Michael is also known for integrating behavioral insights into financial strategy. Michael talks with Jack about how artificial intelligence and automation are reshaping financial advice, not as a replacement for humans, but as a force multiplier for listening, building trust, and improving outcomes. He also discusses the phases of AI integration, the risks of "over-AI-ing" the client experience, and his vision for a future in which advice itself, rather than products, is the industry's core value proposition. In this episode: (00:00) - Intro (02:18) - Michael's role at Edelman Financial Engine (04:04) - Michael's psychological perspective on AI (08:51) - Edelman's practical application of AI (15:55) - How Edelman uses AI at scale (21:49) - Protecting clients from “over-AI-ing” (25:30) - Michael's outlook on the future of AI in financial services (29:54) - Michael's goal for the financial industry (34:37) - Michael's interests outside of work Quotes "We are in a truly new and unique era, recognizing that machines, you can call that AI, and humans can complement each other." ~ Michael Liersch "What's interesting about the machine is that it doesn't really have any of its own feelings. But it really does a great job of giving itself entirely to the human and achieving a level of precision that humans find challenging." ~ Michael Liersch "I really want to move the financial industry toward having advice be the actual product." ~ Michael Liersch Links  Michael Liersch on LinkedIn Edelman Financial Engines Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

Toonie Tuesday can be heard every Tuesday morning at 8:20 on The Andrew Carter Morning Show. Mr. Roy Nakhal, a mortgage broker with Multi-Prêts Mortgage, spoke to Andrew Carter about if home ownership is realistic.

In this episode, we break down one of the most misunderstood parts of the financial industry: the difference between financial advice and product sales and why it matters more than most people realize.Most people seek out a financial professional because they want advice. They want to confirm they're on track, want help building a comprehensive plan, or are seeking guidance for a specific financial decision. What many don't realize is that the financial industry has historically been structured as a sales-based business. According to feeonlynetwork.com, fewer than 2% of the 295,000 financial professionals in the United States can be classified as Fee-Only for the advice they provide. We explore how compensation, sales quotas, and limited product offerings can influence recommendations, often blurring the line between objective advice and a sales presentation. We end with a simple recommendation of how to quickly identify advisors who have prioritized advice and eliminated the sales-based commission and revenue sharing incentives from their practices.If you want to better understand the incentives behind the advice you receive, this episode will give you a framework to ask the right questions and choose a financial professional that is right for you.Thanks for listening!For more details we recommend that you check out our blog post covering the same topic at https://pw-wm.com/learn/financial-planning/why-financial-advice-vs-product-sales-matters/

Tripp Limehouse discusses the key differences in mindset and strategies that wealthy individuals employ to secure their financial futures. He emphasizes the importance of starting early and being consistent in investing, utilizing tax-deferred accounts, and the necessity of having a solid estate plan. The conversation also includes listener questions, providing practical advice on retirement planning and financial management. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

As the financial advisory industry evolves, flexibility - not formulas - is becoming the differentiator. In this episode, Derek Gubala, Co-President of AlphaStar Capital Management, joins Tom to share what he's seeing across the independent RIA landscape heading into 2026. From shifting advisor demographics to customizable platforms, modern training, and the growing importance of client experience, this conversation explores what advisors must rethink to grow, and stay relevant, in a rapidly changing industry. Here's some of what we discuss in this episode:

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Hello beautiful souls! Happy solar return to all the Aquarians and Pisceans out there. Thank you for watching! ⏰ Timestamps ⏰ 0:00 January Recap29:25 February 2026 Show Notes:

Let's get in touch! Start the conversation here: http://thefinancialanswer.com  Some of the loudest voices in personal finance offer bold opinions that grab headlines, but do they actually hold up in real life? In this episode, Nathan reacts to popular financial takes from well-known money personalities and breaks down where the ideas may oversimplify real-world planning. Before following any hot take, it's worth asking whether it fits your financial reality. Here's some of what we discuss in this episode:

Despite stabilizing, home ownership rates for younger demographics have hit new lows. We will analyze the rise of "Build-to-Rent" communities and the long-term economic shift away from ownership. Today's Stocks & Topics: Target Corporation (TGT), Portfolio Management, Market Wrap, Selling losses vs Taxes, The "Forever Renter" Economy, Financial Advice for a 15-Year-Old, AAON, Inc. (AAON), SentinelOne, Inc. (S), Rubrik, Inc. (RBRK), the Dollar's Decline, TransMedics Group, Inc. (TMDX), ALPS Equal Sector Weight ETF (EQL), The US Investments.Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

In this solo episode, Jaryd Krause dives into a topic that quietly shapes success more than most people realize: relationships. While many know him for his business insights, fewer are aware of how deeply spiritual his personal development journey has been and how much those “non-traditional” practices have contributed to his financial and professional success. With nearly three decades of inner work and growth behind him, Jaryd shares what he typically teaches behind closed doors to paid clients. Lately, one theme has been impossible to ignore: the profound impact relationships have on wealth, confidence, and expansion. He explores how most people have three to five close relationships: family, partners, friends, or colleagues that unintentionally stifle their growth. Check out the full episode to uncover the relationship dynamics that may be quietly holding you back—and learn how to break free from them. Episode Highlights 02:44 The Impact of Relationships on Wealth 05:41 Family Dynamics and Financial Mindsets 07:54 Navigating Friendships and Financial Advice 10:44 The Role of Intimate Relationships in Personal Growth 21:34 The Impact of Relationships on Personal Growth 26:46 Navigating Friendships and Family Dynamics 32:20 Auditing Relationships for Abundance 37:29 Re-engineering Identity Through Social Circles 42:21 Actionable Steps for Relationship Management Key Takeaways ➥ Spiritual practices contribute significantly to business success. ➥ Relationships can unconsciously stifle personal growth and abundance. ➥ Family conditioning often instills a scarcity mindset. ➥ It's crucial to audit your relationships regularly. ➥ Intimate partners can influence your ambition and success. ➥ Friendships should be evaluated based on their alignment with your goals. Resource Links ➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com ➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/ ➥ Google Ads Service - https://buyingonlinebusinesses.com/ads-services/ Buy & Sell Online Businesses Here (Top Website Brokers We Use)

Episode Introduction This episode of The Homeowners Show features hosts Kevin Hackett and Craig Williams discussing current trends in the housing market, personal finance related to homeownership, and a practical DIY project. Real Estate Market Update Mortgage Rates: Rates have dropped to their lowest point since 2023, falling below 6% and even reaching 5.9% for some loans. FHA and VA loans are seeing rates around 5.9%, while traditional loans are in the low 6% range. Buyer's Market: There are currently 500,000 more home sellers than buyers, indicating a buyer's market. This shift suggests that prices may begin to decrease, and buyers have more negotiation power. Affordable Homes: While many homes are priced high, there are still options available for under $200,000, typically smaller, newer constructions. The hosts advocate for buying within one's means and prioritizing essential home features over excessive luxury. Financial Advice for Homeowners Smart Spending: The hosts emphasize the importance of making financially sound decisions, such as buying a home that is affordable rather than stretching to the absolute limit. This approach can lead to less financial stress and more disposable income for home improvements and personal enjoyment. Investment vs. Renting: Homeownership is generally presented as a better financial decision than renting, even for smaller, more affordable properties, as it builds equity over time. Avoiding Unnecessary Debt: The discussion highlights the negative impact of taking on excessive debt for a home, potentially leading to marital strain and unhappiness. DIY Project: Garage Door Opener Installation The Problem: Craig's garage door opener failed due to a worn-out plastic gear. The Solution: After initially considering professional replacement, which was quoted at three times the cost of the unit itself, Craig opted for a DIY installation. Technology & Tools: ChatGPT Assistance: AI was used to research compatible brands and installation nuances, revealing that multiple brands share the same mounting mechanisms. Chamberlain B6753T: The chosen smart garage door opener features Wi-Fi connectivity, a camera for deliveries (with a subscription service), a microphone, and a backup battery. Installation App: A dedicated app provided interactive 3D models and video guidance, making the installation process significantly easier and more detailed than traditional manuals. Key Features: The new opener is remarkably quiet and features a powerful LED light bar (2000 lumens) that illuminates the entire garage. Cost Savings: DIY installation saved approximately $1200 compared to professional service. Social Commentary Protests and Child Involvement: The hosts express dismay at seeing young children holding vulgar protest signs, criticizing the irresponsibility of parents who expose their children to such environments and language. Focus on Service: They advocate for channeling energy from unproductive protests into positive actions, such as volunteering and helping those in need. Economic Stabilization: Despite controversies, the hosts acknowledge that the current economic conditions have stabilized, leading to increased consumer confidence and spending. Upcoming Content The hosts mention exciting interviews and content planned for the year ahead. Call to Action Viewers are encouraged to like, subscribe, and leave reviews for The Homeowners Show. Buy a Homeowners Show T-Shirt!   Subscribe to our YouTube Channel   The Homeowners Show Website The Homeowners Show Facebook Page Instagram @homeownersshow Twitter @HomeownersThe   Info@homeownersshow.com    Sustained Growth Solutions – Design a lead generation system specifically for your business so that you never have to search for leads again! We are a full digital marketing agency.

Considering seeking financial advice, but not sure what to expect? We explore the process, the costs involved and what to look for in an advisor.On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Sarah Abood, chief executive of the Financial Advice Association Australia (FAAA), to run through some of the most frequently asked questions about financial advice.00:00 Introduction01:09 Benefits of financial advice05:07 Is advice worth it for younger Australians?12:14 How much does advice cost?14:02 Finding the right financial adviser19:43 What to expect from the financial advice process25:20 Final thoughts#friendswithmoney #tomwatson #sarahabood #financialadvicePodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR

In this episode, Catrina Craft, a CPA and tax strategist, discusses the importance of tax planning for entrepreneurs. She emphasizes the need for proper business structures, the significance of maximizing deductions, and the benefits of understanding the tax code. Catrina shares practical tips on hiring family members, vehicle expenses, and the importance of not co-mingling personal and business finances. The conversation highlights the value of having a tax strategist who understands the specific needs of different industries.As you listen:00:00 The Importance of Tax Planning04:53 Understanding Business Structures09:45 Maximizing Deductions and Tax Strategies14:36 Vehicle Expenses and Tax Benefits17:20 Conclusion and Future Insights"Income shifting can save you money.""Start with the proper structure."Takeaways:-Have separate bank accounts for personal and business finances.-The IRS code is designed to benefit business owners.-Hiring family members can lead to significant tax deductions.-Understanding your business structure is crucial for tax savings.-Income shifting can help reduce tax liabilities.-Proper tax planning can save you thousands of dollars.-A heavy SUV can qualify for a 100% tax deduction if used for business.-The tax code is complex; seek a knowledgeable CPA.-Start tax planning early to maximize savings.-Learning from lived experiences is invaluable in entrepreneurship.

The Moment “Confident” Sounds Like “Certain” A few weeks ago, we found ourselves talking about how quickly AI is moving. It's not just that it can answer questions fast—it's that it can sound certain while doing it. https://www.youtube.com/live/mWd2QqPzFWA And when you're staring at a big money decision—debt, investing, taxes, retirement—certainty feels like relief. It feels like clarity. But after thousands of conversations with real families, we've learned something that never changes: people don't just need answers. They need judgment. They need wisdom. They need someone who can hear what's not being said and help them make decisions they can live with. So we're tackling the question head-on: Will AI replace financial advisors? The Moment “Confident” Sounds Like “Certain”The Promise and the Limits of an AI Financial AdvisorWill AI Replace Financial Advisors? Start With the Real Problem: Information Overload, Wisdom ShortageAI Financial Planning Tools Can Help You Find Information Fast—but Speed Isn't the Same as StewardshipAI Financial Advisor vs Human Financial Advisor: What AI Does Well (And Why That's a Gift)What AI Can and Can't Do in Financial Advice: AI Excels at Technical Speed and StructureHow to Use AI With a Financial Advisor: Let AI Raise Your Questions, Not Replace Your CounselChatGPT Financial Advice and the Biggest Risk: It Doesn't Know What's True—It Knows What's RepeatedCan You Trust AI for Financial Advice? A Simple FrameworkRobo-advisor vs Financial Advisor: Why Optimization Isn't the Same as GuidanceAI and Behavioral Finance Coaching: The Moment Emotion Enters, the Math Isn't EnoughRoth Conversions and the Problem With “Perfect Math”: You Have to Know the Future (And You Don't)AI in Wealth Management Helps With Modeling—but It Can't Carry the Weight of Your MortalityPrivacy Risks Sharing Financial Data With AI: A Practical BoundaryThe Bottom Line: AI Can Enhance Wisdom, But It Cannot Replace ItWill AI Replace Financial Advisors? The Better Question Is: Who's Leading?Use the Tool, Don't Hand Over the WheelListen to the Full Episode on “Will AI Replace Financial Advisors?”Book A Strategy CallFAQWill AI replace financial advisors?Is an AI financial advisor trustworthy?What is the difference between a robo-advisor vs financial advisor?Can you trust ChatGPT financial advice?What are the biggest privacy risks sharing financial data with AI?How do I use AI in financial planning without making mistakes?What AI can and can't do in financial advice?How to use AI with a financial advisor? The Promise and the Limits of an AI Financial Advisor If you've been asking, “Will AI replace financial advisors?” you're not alone. With ChatGPT and other tools now in everyone's pocket, it's natural to wonder if you can depend on technology to do what an advisor does—maybe even better than a human. In this blog, you'll walk away with: A clear view of what an AI financial advisor can do well today The limits of ChatGPT financial advice (and why it matters) The real difference in AI vs human financial advisor—and why it isn't mostly about math How to use AI in financial planning without outsourcing your responsibility A simple framework for letting AI serve your decisions—not lead them We're not here to hype AI or fear it. We're here to help you use it wisely—so you stay in control of your financial life. Will AI Replace Financial Advisors? Start With the Real Problem: Information Overload, Wisdom Shortage We live in a world drowning in information. You can Google anything. You can ask ChatGPT anything. You can get 1,500 opinions in five minutes—especially about money. But access to information isn't the same as knowing what to do. That's why this conversation matters: we don't just have an information problem. We have a wisdom problem. You can search “how to invest” or “how to pay off debt” and get answers that sound smart—but those answers don't actually understand your life, your goals, your emotions, your discipline level, your blind spots, your family responsibilities, or your values. People don't get stuck because they can't find an answer. They get stuck because they can't tell which answer is true, which answer is opinion, and which answer applies to their reality. This is the first reason the “AI will replace advisors” narrative falls short. AI can multiply information. But it cannot automatically create wisdom inside you. AI Financial Planning Tools Can Help You Find Information Fast—but Speed Isn't the Same as Stewardship AI in the financial world isn't brand new. The industry has used advanced modeling tools for years—Monte Carlo simulations, tax planning software, retirement projections, portfolio analytics. What's changed is how accessible and conversational it's become. Now you can ask an AI tool a question like you'd ask a person. That's powerful. But it also creates a temptation: treating the tool like a decision-maker instead of a tool. And that's where people can get harmed—not because AI is “evil,” but because it's easy to transfer your trust to something that sounds confident. AI Financial Advisor vs Human Financial Advisor: What AI Does Well (And Why That's a Gift) Let's say this plainly: AI can be a good tool. Used well, it can help you become more prepared, more organized, and more proactive. Here are practical ways AI in financial planning is already genuinely helpful. What AI Can and Can't Do in Financial Advice: AI Excels at Technical Speed and Structure AI is excellent at gathering technical information quickly and helping you manipulate scenarios. Instead of building spreadsheets, calculators, and formulas from scratch, you can get a structured outline in minutes. It can help you: Summarize concepts in plain language Compare strategies side-by-side Generate checklists and planning questions Turn notes into a presentation Create “what if” scenario prompts That can help you see possibilities faster. But seeing possibilities is not the same as choosing wisely. How to Use AI With a Financial Advisor: Let AI Raise Your Questions, Not Replace Your Counsel One of the best uses of AI is preparation. You can ask it: “What questions should I ask my advisor about retirement?” “What are common blind spots in tax planning?” “What are the tradeoffs of paying off debt versus investing?” “What does it mean to reduce drawdown?” Then you bring those questions to a real conversation with a professional who understands context. Used this way, AI can help you show up better. That's very different than AI taking over. ChatGPT Financial Advice and the Biggest Risk: It Doesn't Know What's True—It Knows What's Repeated One thing we've noticed quickly: AI tools learn from what's out there on the internet, and they don't always know what is true versus what is simply popular. Sometimes things look like “truth” because they're repeated endlessly. That matters in money decisions, because repetition isn't accuracy—and it's definitely not wisdom. So if you're asking, “Can you trust AI for financial advice?” the answer depends on how you use it. Can You Trust AI for Financial Advice? A Simple Framework Here's a practical way to think about trust: Trust AI to organize information. Trust AI to help you generate questions. Don't trust AI to carry your responsibility. Don't trust AI to know your full story—your fears, habits, values, and family dynamics. AI can be a strong assistant. It's not a wise authority. Robo-advisor vs Financial Advisor: Why Optimization Isn't the Same as Guidance Robo-advisors have been around for years. They can be helpful for automating portfolio allocation and rebalancing. But the question isn't whether robo-advisor vs financial advisor is better in theory. The question is: what do you actually need? Most people don't struggle because they lack a portfolio. They struggle because when real life hits—fear, uncertainty, loss, family conflict—they stop making consistent decisions. Money decisions are never just math decisions. They're human decisions. And real guidance isn't just optimization. It's interpretation, coaching, and sometimes even protection from your own impulse. AI and Behavioral Finance Coaching: The Moment Emotion Enters, the Math Isn't Enough A perfect example came up in our conversation. Someone left an advisor because they felt dismissed emotionally. The message they kept hearing was, “Don't worry.” But they were worried. So the plan was adjusted to minimize drawdown—the goal was reducing the size of losses during downturns. That created more peace. Then the market rose strongly, and the question became: “Why am I not up as much as the S&P 500?” That's a human moment. It's normal. It also reveals the deeper truth: we often want safety and maximum upside at the same time. An AI tool can explain that tradeoff intellectually. But the real work is helping a person reconnect their decisions to their values and expectations—and then stay consistent under stress. That's where AI vs human financial advisor becomes obvious. The issue isn't intelligence. The issue is integration. Roth Conversions and the Problem With “Perfect Math”: You Have to Know the Future (And You Don't) Roth conversions are a great example of why financial decisions can't be reduced to formulas. Whether a Roth conversion is “best” depends on factors like: Future tax rates Your income path Your withdrawal timing And how long you'll live Many financial models require assumptions about the future that cannot be known. AI can run scenarios. It cannot remove uncertainty. It also cannot decide which risks you're willing to carry, which outcomes matter most to you, and how your family should prepare if life doesn't go as modeled.

On today's Friday Q&A we discuss: 00:47 Tips on Brazilian birth tourism 9:50 How can I influence my wife to want to have more children? 30:00 How should I structure an AI curriculum for high schoolers? 53:00 What's the future for the financial advice business? 1:02:21 How do I help my children plan to take over the family business?

Stay informed on current events, visit www.NaturalNews.com - Preparation and Independence in Crisis (0:10) - Critique of Mainstream Media and Financial Advice (3:27) - Interview with Tyana: Background and Views (5:40) - Critique of Trump and Globalist Policies (7:35) - Economic Collapse and Financial Advice (27:20) - Special Report on Battery Technology and Electric Vehicles (45:30) - Interview with Tajana: Personal Experiences and Views on Canada (1:04:50) - Critique of Canadian Government and Society (1:18:07) - Conclusion and Final Thoughts (1:20:43) - Propaganda and Social Media Influence (1:21:04) - Liberal Threats and Online Behavior (1:24:12) - Global Order and Shadow Government (1:25:04) - Depopulation and Vaccine Concerns (1:27:50) - Gender Roles and Cultural Differences (1:31:07) - Firearms and Legal Concerns (1:33:15) - Political Corruption and Government Influence (2:00:59) - Economic Collapse and Survival Strategies (2:01:46) - Energy Dependence and Technological Advancements (2:05:34) - Global Conflicts and Geopolitical Dynamics (2:15:06) - Introduction and Guest Introduction (2:26:20) - Closing Remarks and Promotion (2:27:32) - Advertisement for Mac and Cheese Product (2:27:49) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

The BEST Financial Advice You'll Hear Today! Mark Tilbury firmly believes that anyone who learns the skill sets of a millionaire can become a millionaire, ANYONE. Mark Tilbury left school at 16 with no qualifications and no money. Now he runs a multi-million dollar business & has grossed over 50 million. He has the house of his dreams and most importantly, the freedom to spend time with his family. Now Mark wants to help you become financially free as well. Follow the podcast and turn on notifications! Follow @MarkTilbury on Tiktok, YouTube, Twitter & IG Disclaimer: All content rights belong to Mark Tilbury. This Podcast is fan-made. No copyright infringement intended. --- Learn more about your ad choices. Visit megaphone.fm/adchoices

We sat down with Ibrahim Khan, co-founder of Curate Capital and Islamic Financial Group, a fund manager overseeing more than $190 million in assets, to talk about what Muslims should actually be doing in times of uncertainty.We break down whether to hold cash or invest, what to expect heading into 2026, how global politics and AI are reshaping markets, and why most people feel financially behind even when they're doing “everything right.”JOIN OUR YOUTUBE MEMBERSHIPORSupport Us @ https://www.ansaripodcast.com/ORPatreon: https://www.patreon.com/c/theansaripodcast/membershipJoin The Cosmos Club Newsletter: https://www.ansaripodcast.com/cosmos-club#finance #investing #investment #venezuela #ukmuslims #2026 #muslimpodcast #islamicpodcastAyubi CollectiveFREE 10-Part Masterclass “How to Build Your Own Multi-Billion Dollar Business”https://www.ayubi.com/ansariProvision Capital: https://www.provisioncapital.comHumaniti: https://donor.muslimi.com/page/Humaniti-emergency-Ansari00:00 How to Save in Trump Era Economy08:07 AGI Connected to Trump Stealing Venezuelan Oil11:08 Comparing Arab, UK, and Pakistan Economies18:49 Are Most 30-40 Year Old's Actually Behind Financially?19:57 Big Purchases to Avoid Right Now21:56 Buy Used, New, Lease Car?25:10 Emergency Costs and How Much Income to Invest29:45 Save for a House or Rent?39:20 Living Standards and Income43:00 Financial Advice for Young Men and the UmmahListen on All Audio Platforms: https://tr.ee/JeX-ILYSyjFollow The Ansari PodcastInstagram: https://instagram.com/ansaripodcastTikTok: https://tiktok.com/@theansaripodcastTwitter/X: https://twitter.com/ansaripodcast

This week's show covers conflicts of interest in the financial advice space, what to do with cash in CD's, and discusses being proactive about planning for your own decline.

Amy talks with the host of ‘How to Money’ Joel Larsgaard talking about young people ditching credit cards, Ozempic reducing grocery bills, and store brands costing less.See omnystudio.com/listener for privacy information.

Show Notes: "Before You Give or Take Financial Advice, Read This" [SMMC Blog Post]: https://blogs.uofi.uillinois.edu/view/7550/862829868 FTC Disclosures 101 for Social Media Influencers: https://www.ftc.gov/business-guidance/resources/disclosures-101-social-media-influencers Investor.gov professional verification tools: https://www.investor.gov/introduction-investing/getting-started/working-investment-professional/check-out-your-investment-professional Illinois Department of Financial & Professional Regulation: https://online-dfpr.micropact.com/lookup/licenselookup.aspx IRS guidance on choosing tax preparers: https://www.irs.gov/tax-professionals/choosing-a-tax-professional “Hack-Proof Your Holidays #GetSavvy Webinar Recording” [YouTube Video]: https://youtu.be/p2Leqox64cY?si=VAKsFJTuZFcCvyEF Related Episodes: Ep. 14 – Short-selling: https://blogs.uofi.uillinois.edu/view/7550/433822269 Ep. 25 – Choosing a Financial Professional: https://blogs.uofi.uillinois.edu/view/7550/518681996 Ep. 65 – Financial Planner vs AI: https://blogs.uofi.uillinois.edu/view/7550/1933077943 Ep. 76 – What is Crypto Anyway?: https://blogs.uofi.uillinois.edu/view/7550/1253298616 Ep 78 – Is Crypto the Wild West?: https://blogs.uofi.uillinois.edu/view/7550/1888916702 Ep. 99 – Financial Socialization: https://blogs.uofi.uillinois.edu/view/7550/1342187809 References: American Institute of CPAs. (2024). AICPA.org. https://www.aicpa.org/ Benson, J. (2016). Cognitive bias codex. https://upload.wikimedia.org/wikipedia/commons/6/65/Cognitive_bias_codex_en.svg Center for Advanced Hindsight. (2024). Resources. https://advanced-hindsight.com/resources/ CFA Institute. (2024). CFA Institute. https://www.cfainstitute.org/ CFP Board. (2024). Code of ethics and standards of conduct. https://www.cfp.net/ethics/code-of-ethics-and-standards-of-conduct Certified Financial Planner Board of Standards. (2024). CFP.net. https://www.cfp.net/ Dictionary.com. (2021). Parasocial relationship. https://www.dictionary.com/e/tech-science/parasocial-relationship/ Federal Trade Commission. (2019). Disclosures 101 for social media influencers. https://www.ftc.gov/business-guidance/resources/disclosures-101-social-media-influencers FINRA. (2024). FINRA.org. https://www.finra.org/ Illinois Department of Financial & Professional Regulation. (2024). License lookup. https://online-dfpr.micropact.com/lookup/licenselookup.aspx Internal Revenue Service. (2024). Choosing a tax professional. https://www.irs.gov/tax-professionals/choosing-a-tax-professional Investment Advisers Act of 1940, 15 U.S.C. § 80b-1 et seq. https://www.sec.gov/about/laws/iaa40.pdf Investor.gov. (2024). Check out your investment professional. https://www.investor.gov/introduction-investing/getting-started/working-investment-professional/check-out-your-investment-professional Klayman, J. (1995). Varieties of confirmation bias. Psychology of Learning and Motivation, 32, 385-418. https://doi.org/10.1016/S0079-7421(08)60315-1 National Association of Personal Financial Advisors. (2024). NAPFA fiduciary standard. https://www.napfa.org/fiduciary-standard Pellegrini, A. (2025). Before you give or take financial advice, read this. University of Illinois Extension Blog. https://blogs.uofi.uillinois.edu/view/7550/862829868 Securities and Exchange Commission. (2022, October 3). SEC charges Kim Kardashian for unlawfully touting crypto security [Press release]. https://www.sec.gov/newsroom/press-releases/2022-183 The Decision Lab. (2024). Cognitive biases: A list of the most relevant biases in behavioral economics. https://thedecisionlab.com/biases Yakoboski, P. J., Lusardi, A., & Sticha, A. (2024). The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index). Global Financial Literacy Excellence Center (GFLEC). https://gflec.org/initiatives/personal-finance-index/

Investing in Ireland has always been tricky, particularly for anyone who recently relocated here, and with so many options out there it's hard to realise the benefits of your savings beyond your pension without sound advice.In this episode of Taxbytes for Expats, I'm joined by Paddy Delaney, founder of Informed Decisions, for the first part of a really practical conversation about financial advice in Ireland. Paddy has spent over 20 years in the financial services world, and he brings a refreshingly honest perspective on how advice is given, where incentives can sit, and why it's so important to understand who you're dealing with before you take any financial recommendations on board.We step through the often-confusing differences between financial advisors, brokers, and financial planners, including how banks fit into the picture and what “independent” advice actually means in practice. This is one of those areas where people assume all advice is the same — and it really isn't.Paddy shares real-world examples of why intent, structure, and remuneration matter, and how those factors can directly impact your long-term financial outcomes. We also talk about when you do need financial advice, and when you really don't. Paddy is an expert on helping you make transparent and informed financial decisions.Main Topics Discussed in this Episode:Understanding the Different Types of Financial Advice: We break down the often-confusing distinctions between financial advisors, brokers, planners, and independent firms, and why knowing the difference really matters before taking advice.How Incentives and Commissions Can Shape Advice: Paddy shares real-world insight into how remuneration structures can influence recommendations, highlighting why transparency and client-first intent are so important.Banks as a Source of Financial Advice: We discuss why banks are still a common and accessible starting point for advice in Ireland, along with the limitations that come from being tied to a single provider.When You Actually Need a Financial Planner: This is one of those areas where assumptions creep in, so we talk honestly about who benefits most from paid financial planning and when simple saving habits may be enough.Why Pensions Are the Obvious Starting Point in Ireland: We explore pensions as a tax-efficient investment tool, common issues with underperformance, and why understanding what your pension is doing over the long term is just as important as contributing to it.Get in touch with Paddy DelaneyWebsite: InformedDecisions.ieLinkedIn: https://www.linkedin.com/in/paddy-delaney-qfa-rpa-apa-73778969/Podcast: https://www.informeddecisions.ie/podcasts*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or

Let me tell you a secret that might cause you so much frustration that you close out this episode… or that will give you the "ah-ha" moment your subconscious has been desperately searching for.  It has to do with your approach to marketing and it answers the question of why growing a financial advice business is so freaking difficult.  The secret? Your marketing sucks because you believe marketing equals providing information.  This is why prospective clients overflow with objections to your sales presentations… why your calendar is collecting more digital dust than PDFs in your Downloads file… and why, no matter what you say or how many hours you spend working, your business NEVER grows.  In fact, overwhelming prospective clients with information and education makes them far less likely to hire you as their financial advisor compared to the new approach you'll learn in this episode.  Listen now.  Show highlights include: Why your business doing "fine" is the single most dangerous place it can be (1:16)   How a simple shift in your marketing can help you book more high-quality appointments in the next 30 days than you have in the past 6 months combined (1:56)  The "Teacher Trap" that nearly all middling financial advice businesses fall into that stifles their growth, forces prospects to run to the closest competitor, and fills you with endless frustration (2:33)  How to "hijack" prospective clients' nervous systems and ethically give them no other option other than paying your fees (2:54)  Why telling silly stories, even ones that have nothing to do with financial advice at all, will not only make your calendar fill up, but your client roster too (3:21)   Two embarrassingly simple ways (that almost no financial advisor uses) to make prospective clients' "short circuit" and give you their undivided attention and trust (4:53)  A weird "glitch" almost all financial advisors have that intimates prospective clients and makes them freeze instead of pay your fees (7:02)  How being a narrator of your thoughts in your marketing copy works almost too well for making prospects eager to hire you (8:34)  Why lots of financial advisors market in a way where it is neurologically impossible for people to become clients (and how to avoid this fatal mistake) (12:11)   The simple, but powerful trick for framing your high fees as a reason to trust you (14:41)  Want to see the magic that happens when your marketing works with human psychology instead of fighting against it as most advisors do? Then I recommend my Profitable Pricing Blueprint, which you can find below: https://TheAdvisorCoach.com/Pricing  Since you listen to this podcast, I want to give you a gift:  If you subscribe to the Inner Circle Newsletter, I'll send you a collection of seven "objection busting" and copyright free emails, personally written by me, that you can use right away to begin getting more clients. Sign up here: https://TheAdvisorCoach.com/Coaching. Then, let me know you subscribed, and I will reply back with a link where you can download them for free. 

AI can answer questions instantly, but should it be trusted with your financial future? Dive into today's episode as Jake and Nick tackle whether AI can truly replace human financial advisors. You'll hear the real risks, and hidden potential when using AI for money decisions. Tune in and learn what to ask before trusting your finances to technology! Here's what we discuss in this episode:

Bill joins Jordan 'Doc G' Grumet for a community episode on the Earn & Invest podcast. They stress-test what happens when someone asks ChatGPT: 'What should I do if I'm retiring in five years?' Bill talks about turning 60, being told he's officially reached financial independence, and shifting from accumulation to a more defensive, retirement-ready nest egg.      DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   ALLOY The Alloy Market offers a seamless and efficient way to sell your gold, silver, and platinum jewelry, regardless of its condition. They are committed to transparency and fairness, ensuring you get the best possible value for your items. Use this special Link and enter code CUTOFI15 to get a $15 bonus when you sell items over $199 (limited time offer).    For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners      === SUPPORT THE SHOW ===

-AI and Financial Markets (0:11) -AI Compliance and Claude Code Incident (2:56) -Trump's Claims and International Law (9:20) -Trump's Aggressive Foreign Policy (22:04) -Trump's Threats to the Federal Reserve (34:14) -Trump's Tariffs and Economic Impact (41:35) -Trump's Impact on Global Relations (45:22) -Trump's Vision for America (47:53) -Trump's Economic and Political Strategy (1:08:55) -Trump's Impact on American Society (1:09:50) -Economic Challenges and Job Market Changes (1:10:06) -Impact of AI on Various Industries (1:27:56) -Adapting to AI and Future Job Prospects (1:30:39) -Robotics and Automation in Society (1:43:31) -The Role of Creativity and Human Skills (1:53:01) -Financial Advice and Debt Management (2:02:27) -The Power of Asking and Building Relationships (2:21:35) -Resilience and Adaptability in a Changing World (2:22:04) -Final Thoughts and Encouragement (2:22:54) -Reinventing Ourselves and the Power of AI (2:24:48) -The Power of Ask and Supernatural Help (2:34:37) -The Year of the Mirror and Technological Discernment (2:36:47) -Due Diligence and Trustworthy Information (2:45:41) -The Story of Todd and Yana's Love (2:51:50) -Future Plans and Technological Innovations (3:02:30) -Closing Remarks and Final Thoughts (3:03:29) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Most financial advice was built by men, for men — and women have been expected to simply adapt. Spoiler: we haven't, and we won't. In this conversation with Lacy Garcia, founder & CEO of Willow, we get real about: Why women are about to control two-thirds of U.S. wealth How the industry talks about money vs. how women actually make financial decisions What women really want from financial advisors (hint: it's not alpha charts) The messy middle of the industry finally changing What holistic planning really means beyond the buzzword How to know if an advisor is actually for you — or just painting everything pink This is the perfect January reset if you've been feeling like financial advice wasn't built with your life in mind. Because the truth is, women are already reshaping the future of wealth — the industry is just catching up. Learn more about how my firm, GWA Wealth works with women who want to take control of their money. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Talk Law Radio, host Todd Marquardt brings together trusted voices in finance, law, and public service to help listeners uncover hidden legal and financial blind spots—and start the new year with clarity and confidence.

In this episode, Travis sits down with his produce for a fun but pointed breakdown of the “dumbest” money advice that keeps going viral—especially the idea that you can simply save and budget your way to real wealth. The conversation blends sarcasm, listener-style questions, and real numbers to show why the old-school “just cut lattes and max your 401(k)” script no longer works on its own.​ On this episode we talk about: Why “you can save your way to retirement/wealth” is outdated advice in today's economy How popular personal finance voices lean too hard on small cuts and compound interest examples that top out at barely livable retirement numbers Why your income is the number one lever for building wealth—and why focusing only on cutting expenses keeps you stuck The tradeoff between delayed gratification and actually enjoying life now (family trips, nicer car, real experiences) without wrecking your future How to think like an entrepreneur and ask, “How can I have both?” instead of choosing between a miserable present or a broke future​ Top 3 Takeaways You can't save your way to your dream life; at some point you must learn how to earn more so you can invest at meaningful levels, not just 100100–200200 dollars a month forever.​ Cutting expenses and being frugal matters, but obsessing over coupons and $3 decisions will never move the needle like taking your income from 50K50K to 250K250K over time. The real goal is to both fund your future (retirement, investments, freedom) and live a life full of memories now—which requires skill-building, risk, and refusing to accept “this is just my lot in life.” Notable Quotes “Penny saved is just a penny.” “If you don't have the confidence to go earn more money, you're always at the mercy of what other people want to pay you for your time.” “Sacrificing the present for the future is a bad idea—but sacrificing the future for the present is just as bad. You have to learn how to have both.” ✖️✖️✖️✖️

Wishing you and your family a Merry Christmas and a Happy New Year! Please enjoy some of our 'best of' content featuring special guest Rob West. Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/ Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Hi and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. On this week's episode, we will feature some of our favorite clips from interviews we have done with financial planners, advisors, and retirement researchers over the past year. It's a counterpart to a previously released “Best Of” episode that was all about investing. As usual, we delved into the topic of psychology and money, and the importance of tuning out the noise if you're a long-term investor.“JL Collins: The (Still) Simple Path to Wealth,” The Long View podcast, Morningstar.com, July 1, 2025.“Charley Ellis: Indexing Is a Marvelous Gift,” The Long View podcast, Morningstar.com, Aug. 5, 2025.“Larry Jacobson: ‘The Good Things in Our Life Are What Get in the Way of Great Things,'” The Long View podcast, Morningstar.com, Sept. 16, 2025.“Dan Haylett: ‘The Retirement You Didn't See Coming,'” The Long View podcast, Morningstar.com, Nov. 18, 2025.“Kerry Hannon: What Gen Xers Need to Know About Their Retirement Plans,” The Long View podcast, Morningstar.com, Sept. 30, 2025.“Carl Richards: The Case for ‘Deeply Human' Financial Advice,” The Long View podcast, Morningstar.com, Oct. 21, 2025.“Dana Anspach and Fritz Gilbert: ‘This Is What a Joyful Retirement Could Feel Like,'” The Long View podcast, Morningstar.com, Sept. 23, 2025.“Barry Ritholtz: ‘How Not to Invest,'” The Long View podcast, Morningstar.com, Oct. 7, 2025.“Nick Maggiulli: Climbing the Wealth Ladder,” The Long View podcast, Morningstar.com, July 22, 2025.“Doug and Heather Boneparth: How Couples Can Find Financial Harmony,” The Long View podcast, Morningstar.com, Oct. 28, 2025.“Ramit Sethi: ‘We Have to Make Money Fun and Connective,'” The Long View podcast, Morningstar.com, March 4, 2025.“Beth Pinsker: Lessons From ‘My Mother's Money,'” The Long View podcast, Morningstar.com, Nov. 4, 2025.“Jean Chatzky: What Women Need to Do Differently With Their Money,” The Long View podcast, Morningstar.com, April 8, 2025.“Sahil Bloom: ‘Curiosity Is the Fountain of Youth,'” The Long View podcast, Morningstar.com, Feb. 4, 2025. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We are back with another react episode, breaking down content from some of our favorite financial YouTubers and creators. We react to content covering common financial traps that keep people broke, including lottery tickets (lower-income households spend an average of $412 annually), extended warranties that only profit retailers, buy-now-pay-later schemes that create debt cycles, and excessive car loans stretching 72-96 months. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices