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Do you want to hear about MRAHHH BUSINESS regarding BBC Studios and the BBC's annual report for the better part of an hour? Well, you're going to, along with keen insights into the NHK man prowling Tokyo looking for license fee avoiders, James Bond musings, the continued myth of Christopher Nolan films having minimal CGI and more! Plus exciting Jo Martin sonic screwdriver news, more Big Finish analysis, and the exciting second part of our "Warriors of the Deep" Special Edition Classic Series Commentary with a new, pizazz-filled Myrka! Links: Support Radio Free Skaro on Patreon BBC Studios Boss Confirms It Will Compete To Become The Next Producer Of 'Doctor Who' Broadcast: BBC Studios revenues stable as profits rise BBC Boss Says 'Doctor Who' Disruption Is Opportunity For Creative Regeneration BBC 2026 Annual Report released BBC License Fee Payers Plummet By Half A Million How BBC Studios' CEO Thinks About Mega-Mergers Reshaping the Media Landscape New Fugitive Doctor sonic scredriver unveiled, will debut in "The Kaleidoscope" book Doctor Who: Circuit Breaker producer confirms why Fugitive Doctor has a sonic screwdriver after fan confusion Circuit Breaker #1 on Hoopla Doctor Who on Pop Culture Jeopardy Big Finish: Doctor Who – The Twelfth Doctor Adventures: The Second Death released Big Finish: Doctor Who – Rutans vs Sontarans: Peace at Last released Big Finish: Doctor Who – The Second Doctor Adventures: The Haunted Windmill due August 2026 Commentary Warriors of the Deep Part Two
Conrad and I have been to the movies to see the new Supergirl movie, and we've also read the Tom King and Bilquis Evely comic it is based on. There are very mild spoilers for film and comic. Please get yourself a copy of the collected edition of Supergirl:Woman of Tomorrow from your local library.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
The Modern Therapist's Survival Guide with Curt Widhalm and Katie Vernoy
Why AI Mental Health Chatbots Fail When It Matters Most: The Hidden Vulnerabilities Stress-Testing Reveals - An Interview with Shirali and Arul Nigam of Circuit Breaker Labs Shirali and Arul Nigam of Circuit Breaker Labs on why AI mental health chatbots fail, how stress-testing exposes their hidden vulnerabilities, and what therapists need to know. Curt and Katie talk with Shirali and Arul Nigam, the sibling co-founders of Circuit Breaker Labs, about what therapists tend to get wrong about AI, why the safety infrastructure behind many mental health chatbots is weaker than it looks, and how their team stress-tests these tools to find dangerous failures before real users ever encounter them. Generative AI is probabilistic, so the same prompt can return a safe answer one moment and a harmful one the next. Shirali and Arul explain how guardrails get bypassed by a misspelled word, a teenager's slang, or the hundredth message in a long conversation, why mental health chatbots tend to fail in the moments that matter most, and what stress-testing hundreds of thousands of simulated conversations actually reveals about model safety. The conversation closes on what clinicians can do now, why clinical insight is the missing ingredient in AI safety, and why third-party validation is becoming the standard regulators and developers expect. Used well, AI can be a supplement to care or a gateway to a human therapist, but it is not a replacement, and getting there safely starts with building clinical insight in from the foundation. In this episode, we discuss: - Why people usually turn to AI in place of no care, not in place of a therapist - Why generative AI's unpredictability, not a single bad answer, is the real safety problem - How a misspelling, slang, or a long conversation can slip past chatbot guardrails - Why AI mental health chatbots tend to fail in the highest-risk moments - What stress-testing hundreds of thousands of conversations reveals about model safety - Why clinical insight is the missing ingredient, and what clinicians can do now Timestamps: 0:00 - Introduction 1:38 - Meet Shirali and Arul Nigam and Circuit Breaker Labs 3:37 - What therapists get wrong about AI 5:28 - Deterministic versus generative AI, and why the risk scales 8:26 - The safety problem in AI mental health: trust, training data, and agreeableness 11:29 - Guardrails, lifeguard models, and the 988 problem 17:30 - Deploying clinical insight at scale and building safety in from the start 21:09 - How stress-testing works: context pollution and adversarial simulation 27:11 - What the stress tests reveal: variance, typos, and bypassed guardrails 30:59 - Regulation, credential hallucination, and third-party validation 36:58 - What clinicians can do, and the missing clinical insight 40:20 - Where to find Circuit Breaker Labs Guest Bios: Shirali and Arul Nigam are siblings and the co-founders of Circuit Breaker Labs, which autonomously pressure-tests the AI systems that interact with people to find hidden mental health vulnerabilities before they reach real users. Shirali brings expertise in neuroscience, translational research, and clinical work, with experience at the Howard Hughes Medical Institute's Janelia Research Campus, NIH NINDS, Harvard's Wyss Institute, Johns Hopkins, and Children's National. She holds a BS in Biomedical Engineering from The George Washington University and an MBA from The Wharton School, University of Pennsylvania. Arul has conducted technical and policy research on ethical AI, with a focus on bias and fairness, at Georgetown University and Thomas Jefferson High School for Science and Technology, and holds a BSBA in Operations and Analytics from Georgetown University. Learn more at circuitbreakerlabs.ai. Full show notes and transcript: mtsgpodcast.com Join the Modern Therapist Community Patreon: https://www.patreon.com/c/mtsgpodcast Facebook Group: https://www.facebook.com/groups/therapyreimagined Modern Therapist's Survival Guide Creative Credits Voice Over by DW McCann: https://www.facebook.com/McCannDW/ Music by Crystal Grooms Mangano: https://groomsymusic.com/
John Charles returns to discuss his new magazine about comics. Back Insomniax on Kickstarter and follow John on Instagram and Facebook.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
VirtualDJ Radio ClubZone - Channel 1 - Recorded Live Sets Podcast
Live Recorded Set from VirtualDJ Radio ClubZone
Send us a text and let us know what you think of our podcast!It's here at last! The very first full adventure in the multimedia epic, Doctor Who: CIRCUIT BREAKER is out NOW! Featuring the FUGITIVE DOCTOR, "Adversary of the Daleks" from Titan Comics launches the series with style, humour and fast-paced adventure. Penned by writers Dan Watters and Dulce M. Montoya, with gorgeous artwork by Roberta Ingranata and Sami Kivela. In this special episode, we're joined by returning special guest JONATHAN WILKINS, Doctor Who range editor at Titan, for an EXCLUSIVE inside look at the creation of the comic and the Circuit Breaker series! What discussions were had behind closed doors?How were the Circuit Breaker stories divided up?How do they all fit into the narrative arc?Circuit Breaker is the closest we're getting to a new series of Doctor Who this year and we'll be there for all of it! So listen up and stay tuned to WHO CORNER TO CORNER for more!Chapters00:00 Introduction to Circuit Breaker and Doctor Who05:13 The Journey of Creating Circuit Breaker07:49 Exploring the Fugitive Doctor's Character10:23 The Narrative Approach and Mystery of Doctor Who15:36 Collaboration and Story Development18:18 Artwork and Pacing in the Comic21:43 Passion for Doctor Who26:41 Teasing the Next Issue35:14 Excitement and Embargoes37:45 Future of Doctor Who Comics38:55 Action Figures and Collectibles42:08 Television and Movie Recommendations46:56 Upcoming Events and SigningsSupport the showSubscribe to Who Corner to Corner on your podcast app to make sure you don't miss an episode! Now available to watch on YouTube!Join the Doctor Who chat with us and other fans on Twitter and Facebook!Visit the Who Corner to Corner website and see our back catalogue of episodes!Visit the WHOC2C merch store!Enjoying what we do? Consider joining our Explorers Subscription plan for more content! Who Corner to Corner: Great guests and 100% positive Doctor Who chat!
Brian Walsh was the last of my Lawless guests and he brought along the complete Luke Kirby from Rebellion books. Find Brian on his website and on Instagram.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Andrew, Ben, and Tom discuss the ISM Services print showing broader strength with much of the employment gain tied to World Cup-related hiring, Samsung's 10% drop and the KOSPI hitting a circuit breaker despite 150% growth as memory chip volatility returns, Chris Waller's nuanced defense of forward guidance as "more art than science," Rivian's $1.5 billion stock sale of 75 million shares, and Toyota's $3.6 billion move of Tacoma production from Baja California to San Antonio as it runs at over 90% capacity utilization in North America.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure
Giles Richards earns his fifth star on a journey into The Twilight Zone. Conrad, Giles and I discuss the series as a whole, and its relationship to 2000AD Future Shocks and other twisty story strands from British comics. Then we discuss the following episodes in spoilerific detail: Time Enough at Last, Eye of the Beholder, The Invaders, To Serve Man, and Nightmare at 20,000 feet. You have been warned, and listen out for the Space Spinner air horns!Find Conrad at SpaceSpinner20000.com and check out Giles' record label INH Records and on Bandcamp.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Now that the dust has settled somewhat after the 2026 Christmas Special's cancellation, Russell T Davies' departure and the show being put out to tender, what's next for Doctor Who? What can fans get excited about? From surprise convention news to the Circuit Breaker event and even some new merchandise news, join me for a more wholesome, optimistic take on the future of Doctor Who...CHAPTERS:00:00 Intro01:09 Who's There's Future Recap/Update09:05 The Tender Bid & End Of "Modern Who"18:04 Reflecting On RTD2/Community Debates26:53 Starfury Convention Update29:13 There's A New Doctor Who Convention!31:18 Peter Capaldi's Return To Conventions & Interview35:00 Moving Forward (Circuit Breaker)40:30 How Can The Billie Piper Cliffhanger Be Handled?46:17 New Figures & Battles In Time Cards50:34 Final Calls & Thoughts
It's a bumper crop of news this week despite a complete lack of Doctor Who…except for Circuit Breaker, which begins by way of an online game where you join UNIT! Plus a fine interview with Steven Moffat on the Whoniverse Show, some fine Big Finish Zaprudering, and some truly insane talk about both a possible (but thankfully never followed up on) Doctor Who-Star Trek crossover and a deep investigation into the Happy Days animated universe! Don a leather jacket and say "Wonzie" with us! Links: Support Radio Free Skaro on Patreon Bad Wolf producing The Other Bennet Sister Christmas special in July There were ideas for a Doctor Who/Strange New Worlds crossover Doctor Who Magazine #631 Jo Martin DWM interview excerpt Doctor Who: Circuit Breaker begins Steven Moffat on The Whoniverse Show Steven Moffat improvs a Doctor Who story Big Finish: The Worlds of Doctor Who – Gallifrey: War Room: Loyalties available now Big Finish: Rutans vs Sontarans: Grave Moon released Big Finish: Torchwood: Legacy due Sep/Oct 2026 David Daker died April 30 Whocast (German Doctor Who podcast) celebrates 20 years on July 3 Simon Guerrier delivered a talk about David Whitaker and Terrance Dicks at the York Festival of Ideas
Send us a text and let us know what you think of our podcast!Well we didn't have long to wait for new Doctor Who did we? Yes, that's exactly how we're treating "CIRCUIT BREAKER", the latest attempt to spread a number of linked Doctor Who stories across multiple media platforms and formats! Will it be more cohesive than "Time Lord Victorious"? Will it be more successful than "Doom's Day"? We don't know, but if this first instalment is anything to go by, we're in for a thrilling and spectacular ride! Starring the Fugitive Doctor (or just 'Fugitive' if you're a Millennial like Geoff) "Adversary of the Daleks" is the first full story of the Circuit Breaker series, a graphic novel from the god-tier talents at Titan Comics - writers Dulce M. Montoya and Dan Watters (Batman: Dark Patterns, Nightwing), and artist Roberta Ingranata!We were lucky enough to be allowed a first look at the new adventure ahead of its official July 2026 launch, so if you're listening to this before it's hit the shelves, you'll get a sneak preview of the excitement ahead! We'll have more on Circuit Breaker as each instalment in this ongoing series explodes into the Doctor Who universe - so stay with us for more tantalising glimpses and sneak previews of this latest BRAND NEW Doctor Who adventure!Chapters00:00 Heatwave!03:43 The Fugitive Doctor and Circuit Breaker09:04 Exploring the New Comic Series12:50 Character Insights and Artwork 16:35 The Fugitive Doctor's Characterisation and Development19:18 Comic Strip Dynamics and Humour21:09 Upcoming Doctor Who Content and Roadmap24:39 Voice Notes and listener comments27:24 WhoC2C Future Projects!Support the showSubscribe to Who Corner to Corner on your podcast app to make sure you don't miss an episode! Now available to watch on YouTube!Join the Doctor Who chat with us and other fans on Twitter and Facebook!Visit the Who Corner to Corner website and see our back catalogue of episodes!Visit the WHOC2C merch store!Enjoying what we do? Consider joining our Explorers Subscription plan for more content! Who Corner to Corner: Great guests and 100% positive Doctor Who chat!
The Lawless adventure continues as Richard Sheaf returns to discuss a huge book about the life and work of Ron Turner. Get your copy on the Telos publishing site, and read more of Richard's writing about Ron Turner on his Boys Adventure Comics blog. You can also view some of the contents of Eric Parker's portfolio there as well.Also, visit the Book Palace for more superb books that Richard has worked on. And look for Justin Marriott's wonderful Battling Britons fanzines which Richard also contributes to. He is a busy man!You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Odysseus is the Founder and CEO of Phylax Systems, and Declan Fox is the VP and Head of Linea at Consensys.The rsETH exploit drained $292M from Aave, but a simple rule or circuit breaker could have prevented bigger losses!In this episode, Odysseus and Declan walk us through how Phylax's DeFi circuit breaker works: code currently running on the Linea sequencer that checks every transaction against a set of protocol-defined policies before it's added to a block. Already live on Linea, Phylax has stopped over 4,000 drain attempts and protected $1.5M in cumulative volume, including a real attack on 0x where users were being drained through an immutable contract. They also cover what institutions are still waiting for before coming onchain, and how banks can build secure, private composable environments powered by Ethereum.------
Prepare-se para a segunda metade do dia sabendo de tudo que mexeu com o mercado nas primeiras horas do pregão. Informação e análise com Roberto Motta. O Resumo da Manhã é transmitido de segunda a sexta, às 13h. Ative as notificações do programa e acompanhe ao vivo!
A chatbot told a teenager how to die.That is the problem Arul and Shirali Nigam set out to fix.In this episode, meet the co-founder of Circuit Breaker Labs, a startup backed by A16Z Speedrun that stress-tests AI before it ever reaches a real person.They call it the crash test dummy for AI. Their team runs thousands of fake conversations to find the moment a chatbot breaks. Then they patch it before someone gets hurt.✅ What you'll learn:Why AI guardrails pass the easy test and fail on real peopleThe "grading your own homework" flaw in how most companies score AI safetyHow a homemade flyer at a conference turned into a major contractWhy safety becomes the next big moat, the way cybersecurity didHow the US can move fast on AI and stay safe at the same time
Power Systems Design, Information to Power Your Designs
Giles Wright returns to Lawless and he's brought another eclectic mix of stories from Mega-City One. We discuss some highs and lows in both stories and artwork, and we reflect on some real world parallels with undercover policing.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Andrew, Tom, and Thomas discuss Korea's stock market hitting a circuit breaker overnight with an 8.5% drop, bond traders positioning for a 4.3% CPI surge that could complicate Kevin Warsh's rate-cut plans, and what the renewed inflation fears mean for markets, the Fed, and the AI trade.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure
South Korea's stock market opened sharply lower on Monday, with the benchmark Korea Composite Stock Price Index tumbling below the 8,000 level. The tech-heavy KOSDAQ also tumbled, shedding 7.5 percent and falling below the 1,000-point mark amid broad-based selling pressure.
I met Rob Ellis at the Lawless convention to talk about a recent Image comic by James Tynion IV and Fernando Blanco. Find it on Image or in your local bookstore. You can also head to Dynamite comics for details of Silvia Califano's book Elvira in Horrorland.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Back in the UK! Conrad Leiden from the wonderful Space Spinner 2000 podcast joins me at the Lawless convention to celebrate ten years of podcasting about the galaxy's greatest comic. And then we count down our personal top ten Judge Dredd epics. Send me your own lists to MCBCpodcast@gmail.comYou can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
The worlds of Doctor Who collide once more as the BBC launches into new Fugitive Doctor adventures via Circuit Breaker, a multi-platform saga in the tradition of Time Lord Victorious and Doom's Day,.The Three Who Rule are somewhat skeptical about the whole business, despite the welcome addition of a new and quite snazzy hat for Jo Martin's Fugitive Doctor! There's also an Entertainment Weekly list of the top 50 Doctor Who stories of the modern era which is just as non-controversial as you'd think, articles about missing episodes in general and the The Daleks' Master Plan in particular, multicam from School Reunion and an extended hockey-Who metaphor like you've all been clamouring for! And speaking of long-awaiting things, we have the conclusion of our latest Classic Series Commentary with Part Four of The Mysterious Planet! Links: Support Radio Free Skaro on Patreon EW: Ranking the 50 best Doctor Who episodes of the modern era Doctor Who: Circuit Breaker timeline of releases Doctor Who Magazine 629 DWM: Russell T Davies reacts to the return of missing Doctor Who episodes Everything you need to know about Doctor Who's missing episodes The Whoniverse Show: Celebrating Sarah Jane, Returning Companions + Circuit Breaker Preview Multicam: Sarah Jane Smith Meets the Tenth Doctor in School Reunion Dalek 63-88 video on hidden matte shot in Devil's Planet Black Archive: An Adventure in Space and Time: An Archive Special coming May 2026 Big Finish: The Worlds of Doctor Who – UNIT Eras: Hostile Universe available now Ncuti Gatwa hosting SNL UK on May 16 Commentary: The Mysterious Planet Part Four
Sloe Smycz returns from Warsaw to discuss Brink book 4 by Dan Abnett and INJ Culbard. Get your copy from the 2000AD store.Click for links to the Avangarda association and the Bazyliszek convention. And follow Sloe on Instagram to see their latest cap!You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Cornad Leiden and I journey to the high rock to witness a very muscular Guy Pearce rescue the president's daughter, But will he find the MacGuffin along the way? Check out Space Spinner 2000 collection number 29 for more about Harry 20 on the High Rock.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
A $280M DeFi exploit exposed the hidden fragility of crypto's most trusted systems. Dan Elitzer and Odysseus break down how the attack happened, why bridge risk and protocol composability made the damage so severe, what Arbitrum's intervention means for immutability, and why DeFi now needs an aerospace-grade security mindset to survive the AI era. ------
Last week, Northwestern Medicine's Human Longevity Clinic conducted a study on biological age, Evanston City Council rejected the “Circuit Breaker” program and the Northwestern Figure Skating Club placed 13th at Nationals.
Glen Lees is back all the way from Oz with another great one and done story from the early days of 2000AD. The spoilers for the big twist are between 26:16-31:10 and in the discussion of the cover reveal at 42:29-42:50. You can find some more details of reprints on Barney.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Are you tired of the hustle culture telling you that your value is tied to your productivity? If you are struggling with imposter syndrome, burnout, or that nagging inner critic saying "I'm not good enough," this session is your reset button. Join Martin, a clinical hypnotherapist and former paramedic, for a 10-minute deep dive into radical self-acceptance. This isn't just about "fixing" anxiety; it's a somatic journey back to the core of who you are. Using NSDR (Non-Sleep Deep Rest) inspired techniques and nervous system regulation, we'll move from "fight or flight" into a state of profound inner balance. What's Inside This Episode:Vagus Nerve Stimulation: We utilize Box Breathing, a technique used by elite performers to down-regulate the nervous system and trigger immediate calm. Somatic Release: Learn to use the "audible sigh" to drop your shoulders, unclench your jaw, and melt away stored physical tension. High-Vibration Affirmations: Rewire your subconscious with powerful mantras focused on self-compassion, releasing the "high-functioning" mask, and embracing your authentic self. Circadian Rhythm & Mindfulness Tips: Three actionable Daily Caring Tips, including digital detox strategies and finding "micro-joys" in your everyday environment. Affirmations for Radical Self-Love:“I am worthy of the same radical compassion I offer to the world.” “My value is inherent; I do not need to earn my right to exist.” “I am enough, exactly as I am, in this messy, beautiful moment.” Connect & Deepen Your Practice:If you're ready to break the cycle of negative thinking for good, join the Anxiety Breaker Course (the Circuit Breaker) at calminganxiety.fm. For just $67, you get five focused hypnotherapy sessions designed to help you regain control and find lasting peace. Subscribe & Review: If this session helped you breathe a little easier today, please subscribe and leave a 5-star review on Apple Podcasts or Spotify. Your support helps us reach more people in need of a mental health break.Remember: Be kind to yourself. You are worthy of love, exactly as you are.
"Revolutions are never won by the ruling class... if you want to fix healthcare, you have to be willing to accept a negative sum game. Someone is losing."Why are self-funded employers still paying for healthcare on a "fee-for-service" basis, where every single transaction is billed separately with zero guarantee of a positive outcome?My guests this week are Francois and Jeremy from XO Health, a new type of health plan built explicitly for self-funded employers. Instead of relying on traditional, opaque carrier networks (the "BUCAs"), XO Health is introducing a new accounting system for healthcare: the Care Package.In this episode, we explore how XO packages an entire episode of care - from a knee replacement to the ongoing management of chronic diabetes or maternity - into a single, predictable, fixed price. We discuss how this model shifts financial accountability back to the provider (while also protecting them through embedded risk corridors and "mini-spec" policies), eliminates the perverse incentives of traditional networks, and ultimately allows employers to offer a health plan that employees actually want to use (complete with "hugs and kisses" for $0 out-of-pocket costs).If you are an employer or a benefits consultant tired of 10% medical trend and unpredictable renewals, this episode provides a blueprint for how true risk-sharing can finally fix the system.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: Setting a "Circuit Breaker" for Provider Risk (00:01:21) What is XO Health? (And where the name comes from) (00:06:51) The Flawed "Unit of Service" Accounting System (00:08:33) Introducing the "Care Package" (Episodic & Chronic Bundles) (00:15:37) The Maternity Example: Guaranteed Pricing & Provider Risk (00:20:13) How Embedded Risk Corridors ("Mini-Specs") Protect Providers (00:27:14) Value-Based Care: What is it Really? (00:32:32) Measuring Clinical Outcomes (Experience, Mobility, & A1C) (00:38:07) Building a High-Performance Network & Incentivizing Steerage (00:46:13) The Regulatory Tailwinds Pushing Employers to Act (00:50:35) The "Negative Sum Game": Why Someone Has to Lose (00:54:05) Closing Thoughts: Flattening Medical TrendKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
"Revolutions are never won by the ruling class... if you want to fix healthcare, you have to be willing to accept a negative sum game. Someone is losing."Why are self-funded employers still paying for healthcare on a "fee-for-service" basis, where every single transaction is billed separately with zero guarantee of a positive outcome?My guests this week are Francois and Jeremy from XO Health, a new type of health plan built explicitly for self-funded employers. Instead of relying on traditional, opaque carrier networks (the "BUCAs"), XO Health is introducing a new accounting system for healthcare: the Care Package.In this episode, we explore how XO packages an entire episode of care - from a knee replacement to the ongoing management of chronic diabetes or maternity - into a single, predictable, fixed price. We discuss how this model shifts financial accountability back to the provider (while also protecting them through embedded risk corridors and "mini-spec" policies), eliminates the perverse incentives of traditional networks, and ultimately allows employers to offer a health plan that employees actually want to use (complete with "hugs and kisses" for $0 out-of-pocket costs).If you are an employer or a benefits consultant tired of 10% medical trend and unpredictable renewals, this episode provides a blueprint for how true risk-sharing can finally fix the system.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Intro: Setting a "Circuit Breaker" for Provider Risk (00:01:21) What is XO Health? (And where the name comes from) (00:06:51) The Flawed "Unit of Service" Accounting System (00:08:33) Introducing the "Care Package" (Episodic & Chronic Bundles) (00:15:37) The Maternity Example: Guaranteed Pricing & Provider Risk (00:20:13) How Embedded Risk Corridors ("Mini-Specs") Protect Providers (00:27:14) Value-Based Care: What is it Really? (00:32:32) Measuring Clinical Outcomes (Experience, Mobility, & A1C) (00:38:07) Building a High-Performance Network & Incentivizing Steerage (00:46:13) The Regulatory Tailwinds Pushing Employers to Act (00:50:35) The "Negative Sum Game": Why Someone Has to Lose (00:54:05) Closing Thoughts: Flattening Medical TrendKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
dattrax: Welcome my Fellow Brothers and Sisters to where house music resides. I was a guest DJ on WDFA Radio on Jan29th, 2023, but right now, WDFA Radio has reached its 10 year anniversary.What I remembered about this session is that my USB wouldn't work on the CDJ's.So Ian Moore aka Sleepy Freeman graciously let me play out of his USB folders.So this mix is mostly discovery in Sleepy's HOUSE MUSIC batch at that time on his USB!!Thank you Ian!!!__________________Thank you. All the best to you.Much love and respect.May God Bless You and All Who You Love Abudantly.Cheers,dattrax---------------How do we describe the dattrax sound? Always Fun, Tech-Fused, Funky-Foot Stompin', Carved Deep and Woven & Laced with Sweet Smooth Hands in the Air Vocals... Strictly House Music- always dattrax.---------------You're on our main site with 200+ mixes. Free mobile app or go to the Podomatic website:https://www.podomatic.com/podcasts/dattraxJust Google, "dattrax house music" whenever you need a dattrax house mix to cleanse your soul.---------------DJ Bookings for Canada, the US, or Global: dattrax@gmail.comDonate/Support: https://buymeacoffee.com/dattraxConnect on IG: https://www.instagram.com/house_music_by_dattrax/Connect on FaceCrack: https://www.facebook.com/dat.so.940---------------As always - massive thanks to the fantastic vocalists, producers, DJs, and dancers (even in your homes, driving, in the gym or while walking about or walking your doggie) for their incredible advancement of this beautiful musical genre!! It makes us all feel young, vibrant, and extremely happy!!---------------***Email us at dattrax@gmail.com if you want the playlist for this mix...This mix has 29 Tracks in 1hr and 27mins!!---------------"Toronto House DJ Mixes"Come and listen to the mixes of over 500 of the BEST House Music DJs in Toronto, Ontario, Canada:https://www.facebook.com/groups/TorontoHOUSEDJMixes---------------IMAGE: My oldest son, Joshua is 25yrs old now, but that was his first great drawing of Wolverine, the X-Mem. I think he was 7 when he drew this. It's so cute and captures the essence of Wolverine.
Andrew Schuman joins the book club to discuss the reality altering crisis in Phase 3 of Zenith by Grant Morrison and Steve Yeowell. You can find this book digitally or wait until later in 2026 for a complete omnibus in colour. The Zenith phase 3 scorecard is here and the Tom Whiteley article we discuss is here.You can find out more about Andrew's ministry at St Christopher's.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Troy Martin is a confident man who dons his Parka to guide us through two masterpieces from John Carpenter. None of us are who we think we are but you can find Troy at TMfitness and Sweet Nightmares Media. And follow Conrad at SpaceSpinner2000.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Hey, you thought we forgot about all of you who were in it for the comics, guess what? IT'S CHRISTMAS IN MARCH! Circuit Breaker has returned to retell her very biased recounting of the origin of her creation. Oh yeah, and Soundwave over-indulged!If you'd like to contact the guys, they'd love to hear from you!Morethanmeetstheseguys@gmail.comhttps://discord.gg/sKr8jwaAvhIf you'd like to toss a buck or more per episode, we'd adore and say nice things about you. You don't have to, as we'll still gladly hang out with you guys and gals every week, but we appreciate any help! patreon.com/user?u=69144181
Mick Cassidy joins the book club to take me back to the glories of Kevin O'Neill's black and white artwork in the first Titan collection of Nemesis by O'Neill and Pat Mills.Find Mick's own work at MetalMongrol.com and on his Big Cartel. You can also follow him on instagram and ComicArtFans.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
Capes & Lunatics Ep #445: Marvel Comics Transformers Part 2 This episode your team of Phil and Justin continue the two part special on the classic Transformers series from Marvel Comics with a focus on issues #45 (October 1988), #47-#50 (December 1988-March 1989) featuring the return of Transformer hunter Circuit Breaker and the Underbase Saga with the scheming of Starscream. Tune in today and don't forget to review the show on Apple Podcasts, Spotify, YouTube, and anywhere else you can! Capes & Lunatics Links → Bluesky https://bsky.app/profile/capeslunatics.bsky.social → Twitter https://twitter.com/CapesLunatics → Instagram https://www.instagram.com/capeslunatics/ → Facebook https://www.facebook.com/capesandlunatics → YouTube https://www.youtube.com/c/CapesandLunatics ==================
Evanston City Council tabled the “circuit breaker” property tax relief program and advanced a grant application for a transportation infrastructure initiative on Main Street at its meeting Monday night.
Transformers Chronicles: The Marvel Years - Episode 068Issue: Transformers #68 (Marvel)If STARSCREAM is wondering why his schemes aren't working? Tell him that it's human nature! GB BLACKROCK and CIRCUIT BREAKER return for this TRANSFORMERS CHRONICLES!Check out the Married with Cartoons Podcast at: marriedwcomics.libsyn.comLet us know what you think!Leave a comment by sending an email to: contact@longboxcrusade.comThis podcast is a member of the LONGBOX CRUSADE NETWORK:LINKTREE: https://linktr.ee/longboxcrusadeFollow on TWITTER: https://twitter.com/LongboxCrusadeFollow on INSTAGRAM: https://www.instagram.com/longboxcrusadeLike the FACEBOOK page: https://www.facebook.com/LongboxCrusadeSubscribe to the YOUTUBE Channel: https://goo.gl/4LkhovSubscribe on APPLE PODCASTS at:https://itunes.apple.com/us/podcast/the-longboxcrusade/id1118783510?mt=2Thank you for listening and we hope you have enjoyed this episode of the Transformers Chronicles.Till then, see you next time and remember: Freedom is the right of all sentient beings!#transformers #autobots #decepticons #marvel #marvelcomics
Transformers Chronicles: The Marvel Years - Episode 068Issue: Transformers #68 (Marvel)If STARSCREAM is wondering why his schemes aren't working? Tell him that it's human nature! GB BLACKROCK and CIRCUIT BREAKER return for this TRANSFORMERS CHRONICLES!Check out the Married with Cartoons Podcast at: marriedwcomics.libsyn.comLet us know what you think!Leave a comment by sending an email to: contact@longboxcrusade.comThis podcast is a member of the LONGBOX CRUSADE NETWORK:LINKTREE: https://linktr.ee/longboxcrusadeFollow on TWITTER: https://twitter.com/LongboxCrusadeFollow on INSTAGRAM: https://www.instagram.com/longboxcrusadeLike the FACEBOOK page: https://www.facebook.com/LongboxCrusadeSubscribe to the YOUTUBE Channel: https://goo.gl/4LkhovSubscribe on APPLE PODCASTS at:https://itunes.apple.com/us/podcast/the-longboxcrusade/id1118783510?mt=2Thank you for listening and we hope you have enjoyed this episode of the Transformers Chronicles.Till then, see you next time and remember: Freedom is the right of all sentient beings!#transformers #autobots #decepticons #marvel #marvelcomics
Liam Dempsey from the Spocklight podcast joins me to discuss the challenges Dredd and DeMarco face after the events of The Pit. You can find this story in Case Files 28. And you can find more of Liam's work on Letterboxd and Bluesky.You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
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เปิดสาเหตุตลาดหุ้นไทยดิ่ง 117 จุด (4 มี.ค.) ติดลบ 8% แรงสุดในรอบ 6 ปี จนตลาดหลักทรัพย์ฯ สั่ง Circuit Breaker พักซื้อขายชั่วคราวก่อนปิดตลาดเช้า หุ้นไทยเสี่ยงร่วงต่ออีกแค่ไหน? พูดคุยกับ ณัฐพล คำถาเครือ ผู้ช่วยกรรมการผู้จัดการ ฝ่ายวิเคราะห์การลงทุน บล.หยวนต้า (ประเทศไทย) เกาะติดสถานการณ์ความขัดแย้งตะวันออกกลาง และแผนรับมือวิกฤตพลังงานขาดแคลน รายละเอียดเป็นอย่างไร
APAC stocks extended on losses with markets roiled by the widening conflict in the Middle East; KOSPI saw a double-digit percentage drop and had triggered a circuit breaker with declines led by shipbuilders and shipping firms.Iran hit more than 10 tankers that ignored warnings and warns ships against transiting the Strait of Hormuz, according to FARS.US President Trump said, "If necessary, the United States Navy will begin escorting tankers through the Strait of Hormuz, as soon as possible".US President Trump announced with immediate effect that the US is to provide political risk insurance and guarantees (at a very reasonable price) for the financial security of all maritime trade, especially energy, travelling through the Gulf.European equity futures indicate a slightly lower cash market open with Euro Stoxx 50 futures down 0.4% after the cash market closed with losses of 3.6% on Tuesday.Looking ahead, highlights include Swiss CPI (Feb), Global Final Composite/Services PMIs (Feb), EZ Unemployment (Jan), PPI (Jan), US ISM Services PMI (Feb), NBP Policy Announcement. Speakers include ECB's Cipollone, de Guindos & BoC's Macklem. Supply from Germany, Earnings from Broadcom, Merck & Deutsche Post.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
Power systems quietly and reliably move enormous amounts of energy every day. But when things go wrong—when there is too much current or a fault on the line, something has to act fast. That job belongs to the circuit breaker. In this episode, host Dave Whitehead and guest Kylan Robinson, engineering director at SEL, discuss how circuit breakers sense trouble, interrupt currents as powerful as a lightning bolt, work with protective relays to keep the grid safe, and are evolving to meet new demands.
Lou Manfredini joins Jon Hansen, filling in for Lisa Dent, in his weekly segment, Lou's To Do List. Lou answers any questions you have about projects on your to-do lists.
Lou Manfredini joins Jon Hansen, filling in for Lisa Dent, in his weekly segment, Lou's To Do List. Lou answers any questions you have about projects on your to-do lists.
Michael Crowder joins the film club to talk about two transforming robot movies from 1986, Transformers The Movie and GoBots:Battle of the Rock Lords. Email me if you want a link to the GoBots on Facebook. That's if we haven't put you off!You can find a list of all the upcoming books on the Facebook page, follow the podcast on instagram, Threads, Mastodon, and BlueSky. And email me comments and suggestions to MCBCpodcast@gmail.comMusic used in this episode is Circuit Breaker by the artist Robodub. Click here to listen to the episode online. Or Download here Right click and choose save link as to download to your computer.
We get into the nitty gritty this week with a grab bag of home computing projects that's really more like a set of cautionary tales. Will discovers the perils of hanging your entire household's Internet access on a couple of older, neglected Raspberry Pis. Brad learns some harsh lessons about the power draw of a space heater and not maintaining the automation settings on your UPS. And, well, our third topic is about using an Xbox Series X or S as a Moonlight client, which is actually pretty great so far. We suppose one out of three isn't bad? Support the Pod! Contribute to the Tech Pod Patreon and get access to our booming Discord, a monthly bonus episode, your name in the credits, and other great benefits! You can support the show at: https://patreon.com/techpod
Can Sabbath Rest Be a Circuit Breaker for Idolatry? Host Curtis Chang and Good Faith podcast regular Andy Crouch explore how practicing true Sabbath rest can help Christians break free from burnout, technology overload, and the constant pressure to produce. Andy explains the biblical vision of Sabbath, the difference between rest and leisure, and why so many people feel enslaved to email, phones, and digital noise. They offer practical tools for burnout recovery, Sabbath rest practices, and Christian digital detox, helping listeners rediscover rhythms of rest, contemplation, and spiritual formation. If you're searching for guidance on how to practice Sabbath, how to disconnect from technology, or how to recover from burnout as a Christian, this conversation with Andy Crouch provides a hopeful path to real rest. (02:24) - The Value of Rest Modeled in Creation (13:04) - The Cycle of Rest, Contemplation, & Creation in Modern Work (21:31) - Is Ceasing Labor Different Than Resting From It? (28:49) - Breaking Free from the Labor Involved in Leisure (32:18) - True Rest Requires Spiritual Practices (37:44) - How Can We Rediscovering Sabbath Rest Together? Drawing from a previous conversation with Andy Crouch, this episode examines how Sabbath rest revitalizes the inner life. Join The After Party Send Campfire Stories to: info@redeemingbabel.org Donate to Redeeming Babel Mentioned In This Episode: Abraham Joshua Heschel's The Sabbath: It's Meaning for Modern Man Andy Crouch's The Tech-Wise Family: Everyday Steps for Putting Technology in Its Proper Place David Foster Wallace's A Supposedly Fun Thing I'll Never Do Again Scriptural Thoughts on Rest: Genesis 1–3 (ESV) - Genesis and the Creation Story Exodus 20:8-11 (ESV) - The Sabbath commandment Deuteronomy 5:12-15 (ESV) - Observance of the Sabbath Day More From Andy Crouch: Interact with Andy's website Check out Andy's work at Praxis Read Andy's book: The Life We're Looking For Read Andy's book: The Tech-Wise Family Follow Us: Good Faith on Instagram Good Faith on X (formerly Twitter) Good Faith on Facebook Sign up: Redeeming Babel Newsletter The Good Faith Podcast is a production of Redeeming Babel, a 501(c)(3) nonpartisan organization that does not engage in any political campaign activity to support or oppose any candidate for public office. Any views and opinions expressed by any guests on this program are solely those of the individuals and do not necessarily reflect the views or positions of Redeeming Babel.