Podcasts about Zoom

As we close out our check-in with the TFP cinematic universe, we round out her most recent legal hearing and then take a look at what's up in the lives of her fellow Mormon Wives cast members. Sponsors Upgrade your every day! Download the Quince app for app-exclusive offers, or go to Quince.com/TRASHY. Get free shipping on your order and 365-day returns. Now available in Canada and UK, too! Vinted. See what's hiding in your closet – you might be surprised how much you can earn with Vinted! Download the Vinted app for free to start listing with no seller fees, and for a limited time, enjoy free shipping in the US. Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello lovelies, First, a huge thank you to my beautiful Patreon supporters and to those of you who have donated here on YouTube using the Thanks/Donate button. Your support genuinely helps me keep creating these practices and sharing them freely. In response to your requests, this video is a very gentle, basic body scan– something simple you can come back to when you need to soften and settle. I would love to hear how you find it and what you notice in your body and nervous system afterwards, so please feel welcome to share in the comments. I'm also going to be running a Zoom webinar soon on one of these topics: - Gentle nervous system reset - Food, joy & planning supportive meals - Co‑regulation and self‑regulation through anxiety - Micro‑moments of joy & tiny daily rituals The live Zoom will be interactive, and the recording will be posted on Patreon afterwards.  If you'd like to vote on which topic we do next, join the live, and access the replay and extra resources, you're so welcome to come and join us on Patreon: https://www.patreon.com/cw/laurenostrowskifenton Thank you, thank you, thank you for being here, listening, commenting, supporting, and just sharing this sacred space with me. With love, Lauren  

Let's drill down on what's happening in the legal machinations between Taylor Frankie Paul and Dakota Mortensen. First of all, their long-suffering judge has appointed a Guardian Ad Litem to represent the interests of their child - and Dakota spent weeks not paying his share of that bill. Dakota also has new legal representation: the same lawyer used by Tate Paul, Taylor's ex-husband, as he seeks custody of their two kids. All in all, not at all a comfortable situation for Taylor. Sponsors Upgrade your every day! Download the Quince app for app-exclusive offers, or go to Quince.com/TRASHY. Get free shipping on your order and 365-day returns. Now available in Canada and UK, too! Vinted. See what's hiding in your closet – you might be surprised how much you can earn with Vinted! Download the Vinted app for free to start listing with no seller fees, and for a limited time, enjoy free shipping in the US. Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Note: this episode's audio was recorded from remote zoom Venmo.   Dharmapunxnyc Patreon. www.patreon.com/dharmapunxnyc Connect. dpxnyc@gmail.com

Comedian Bresha Webb (Run the World, Hacks) joins Nicole to share her terrible experience accientally dating a Hollywood scammer. Bresha also shares the story of a guy who paid for their dinner using a coin purse full of laundry quarters, what happens when you livestream a terrible first date on Instagram so your followers can roast the man, and the incredibly romantic 30-day Zoom courtship that led to her marriage. Plus, Nicole and Bresha reminisce about auditioning for SNL together and discuss the unhinged challenges on Love Island that will definitely haunt those contestants forever.Check out Bresha's new special, LOL Live with Bresha Webb, on Hulu or Disney+.WWYDM is hiring a part-time podcasting apprentice! Learn more and apply here.Watch this episode on our YouTube channel at https://www.youtube.com/@WhyWontYouDateMePodcastSupport this podcast by checking out our sponsors:» Hers: Sponsored by Hers. Visit forhers.com/dateme to get a personalized, affordable plan that gets you.» Hinge: Try Hinge's new feature, Friend's Take. Send your link to the group chat and let the people who know you best do the talking. hin.ge/WhyWontYouDateMe» Planned Parenthood: Donate to support Planned Parenthood now at plannedparenthood.org/defend» Cash App: Download Cash App Today: https://capl.onelink.me/vFut/3v6r90n6 #CashAppPod Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit cash.app/legal/podcast for full disclosures.» Wayfair: Join Wayfair Rewards today to get 5% back on every purchase and start saving on your next home upgrade. Head to Wayfair.com to shop all things home.Check out all of our sponsors and discount codes at wwydm.notion.site/sponsors.Follow:All Links: linktr.ee/whywontyoudatemeTour Dates: linktr.ee/nicolebyerwastakenYouTube: @WhyWontYouDateMePodcastTikTok: @whywontyoudatemepod Instagram: @nicolebyerX: @nicolebyerThis is a Headgum podcast. Advertise on Why Won't You Date Me? via Gumball.fm.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if changing your face has nothing to do with how you feel about yourself? Plastic surgery has become more normalized, more accessible, and more visible than ever. We watch people document facelifts, nose jobs, injectables, and cosmetic procedures in real time, which can make major medical decisions feel as casual as booking a facial. But the polished before-and-after photo rarely shows the full story.  Social media, filters, Zoom, and constantly seeing ourselves in photos and on video have changed the way we evaluate our appearance. We notice every angle, compare our real faces to edited ones, and start believing that changing one feature will finally make us feel more confident. But a procedure can alter your appearance without changing the way you see yourself. If the insecurity underneath it is never addressed, you may simply find something new to criticize. The real question is not always "What should I change?" Sometimes it is "Why do I believe changing this will make me feel better?" Cosmetic procedures are personal decisions, but they should never be treated casually. Understanding the risks, researching the doctor, asking specific questions about recovery, and being honest about your expectations matter far more than following a trend or choosing the surgeon with the biggest social media following. In this episode of Habits and Hustle, I share how social media and filters are changing the way we see ourselves, why plastic surgery may not fix the insecurity underneath it, what people rarely tell you about complications and recovery, and why online popularity does not necessarily make someone the best surgeon for the job. What's Discussed: (02:15) Why plastic surgery has become more normalized, accessible, and visible than ever. (03:55) How a nose job led to breathing problems, complications, and multiple corrective procedures. (05:41) Why the polished before-and-after rarely shows the full risks of cosmetic surgery. (07:03) Why researching a surgeon's aesthetic style and medical expertise matters. (08:42) Why cosmetic procedures are far more invasive than social media makes them appear. (10:36) How confidence and the way you carry yourself can shape how attractive you feel. (12:00) Why constantly seeing ourselves on cameras, Zoom, and social media may damage self-image. (13:11) How filters and edited photos are changing what people ask surgeons to create. (14:05) Why natural-looking plastic surgery has become the newest status symbol. (17:28) Why a surgeon's social media popularity does not necessarily reflect their skill. (20:29) Why fixing one insecurity may only give you something else to criticize.   Thank You to Our Sponsors! Magic Mind: Head over to magicmind.com/jen and use code JEN at checkout. Momentous: Ready to try supplements that actually do what they claim? Head to livemomentous.com and use code JEN for 35% off your first subscription.  Therasage: Visit therasage.com and use code JEN to get 15% off your order. Your skin Prolon: Prolon is offering listeners 30% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Program! Just visit prolonlife.com/JENNIFERCOHEN and use code JENNIFERCOHEN to claim your discount and your bonus gift. Kion: Visit getkion.com/habits for 20% off. Tru Niagen®: For supplements that are rigorously tested, third-party verified, and actually deliver what's on the label, head to truniagen.com Find more from Jen Cohen: Website: jennifercohen.com Instagram: @therealjencohen Books: jennifercohen.com/books Speaking: jennifercohen.com/speaking-engagements  

En este episodio entrevistamos a una abogada colombiana que emigró a Estados Unidos y comenzó una nueva etapa de su vida en San Antonio, Texas. Nos cuenta cómo continuó sus estudios de derecho en EE. UU., cómo ha sido su proceso migratorio y cómo, junto con su pareja, creó una empresa de paneles solares. Una historia de perseverancia que demuestra que todo es posible. Agenda tu consulta gratis de Paneles Solares en todo Texas aquí: https://sunsecureservice.com/ O manda un correo a: kate@sunsecureservice.com Queremos invitarte a que te unas a nuestro Club de Lectura que inicia este 17 de agosto y dura 6 meses. Revisa los detalles y registrate aquí: https://spanishlandschool.com/libro/ Leeremos El Olvido que seremos, de Héctor Abad, un autor colombiano. Cada semana podrás: ✅ Leer una sección del libro. ✅ Responder preguntas de comprensión y discusión. ✅ Recibir un PDF con vocabulario y expresiones importantes ✅ Ver una clase grabada con un resumen, explicaciones sobre el contexto histórico y social, y la perspectiva de la profesora ✅ Participar en una clase en vivo por Zoom para compartir tus respuestas con otros estudiantes A través de este proceso, vas a leer, analizar, escribir, escuchar y hablar en español. Responde a este correo con las preguntas que tengas o mándale un correo a Valentina directamente a: info@spanishlandschool.com

Disclaimer: We are not professionals. This podcast is opinioned based and from life experience. This is for entertainment purposes only. Opinions helped by our guests may not reflect our own. But we love a good conversation.Become a supporter of this podcast: https://www.spreaker.com/podcast/2-be-better--5828421/support.

As the Elements of Ayurveda Podcast celebrates its ninth anniversary, Colette reflects on the journey of sharing Ayurveda with listeners around the world and explores why, in an age of artificial intelligence and unlimited information, human connection has never been more valuable. With health advice now available at the click of a button, it's easy to feel overwhelmed by conflicting opinions and disconnected from our own inner wisdom. In this thoughtful episode, Colette shares why Ayurveda offers something that technology cannot replace, a personalised, compassionate approach that honours each individual's unique constitution, life circumstances and capacity for change. Drawing on her experience as an Ayurvedic Practitioner, she reflects on the importance of being truly seen, heard and supported throughout the healing journey. She also explores how awareness, discernment and meaningful relationships are becoming increasingly important as we navigate an ever-changing world. Whether you've been listening since the very beginning or have only recently discovered the podcast, this anniversary episode is an invitation to slow down, reconnect with yourself and remember that healing isn't just about information, it's about relationship. In this episode, you'll discover: Why human connection is becoming more valuable in an AI-driven world. How Ayurveda helps you develop self-awareness and reconnect with your inner wisdom. Why personalised guidance creates deeper healing than generic health advice. How sustainable change begins with small, individualised steps. The importance of community, support and compassionate accountability on your healing journey. How cultivating presence, discernment and meaningful relationships can support long-term wellbeing. The Elements of Ayurveda Podcast Community was created for those who wish to go deeper into Ayurveda, together. Inside, you'll find: Early access to podcast episodes  Monthly live Zoom meetups  Member forums for discussion and Q&A  Mindfulness and self-care practices  Seasonal group challenges and reflections Join the new Elements of Ayurveda Podcast Community here: https://www.elementshealingandwellbeing.com/community Check out Colette's online services:  Online Consultations - https://www.elementshealingandwellbeing.com/consultations At-home Digestive Reset Cleanse - https://www.elementshealingandwellbeing.com/digestive-reset-cleanse Online Daily Habits for Holistic Health Program - https://www.elementshealingandwellbeing.com/daily-habits Reset-Restore-Renew Program - https://www.elementshealingandwellbeing.com/reset-restore-renew Have questions on Colette's online services? Book a FREE 15 min Services Enquiry Call here. https://www.elementshealingandwellbeing.com/consultations Do I have an accumulation of ama/toxins in my body? Take this quiz to find out https://www.elementshealingandwellbeing.com/resources Stay connected on social media:  Instagram https://www.instagram.com/elementsofayurvedapodcast/  Facebook https://www.facebook.com/elementshealingandwellbeing Thank you for listening!  

You all know that I talk about gathering a fertility TEAM when you are a fertility patient. TEAM stands for  T: Therapist E: Eating and Exercise A: Acupuncture M: Mindfulness and meditation I'm speaking with two Egg Whisperers visiting with us from Seattle, Washington, Stephanie Gianarelli and Dr. Lora Shahine. They are experts in all aspects of fertility.  I invited them on to discuss the A of TEAM = ACUPUNCTURE. Stephanie is a fertility acupuncturist in downtown Seattle. Dr. Lora Shahine is a reproductive endocrinologist specializing in infertility and recurrent pregnancy loss at Pacific NW Fertility and IVF Specialists in Seattle. Together, they have written a book called Planting the Seeds of Pregnancy.  We are talking about the role that Chinese Medicine plays in fertility treatment, and they will share the benefits of acupuncture during treatment, as well. Read the full show notes on Dr. Aimee's website You can learn more about Dr. Lora Shahine and find her book by clicking here. Stephanie Gianarelli at Acupuncture Northwest   Do you have questions about IVF? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, August 17 at 4pm PST, where Dr. Aimee will explain IVF and there will be time to ask her your questions live on Zoom. Click to find The Egg Whisperer Show podcast on your favorite podcasting app.   Watch videos of Dr. Aimee answer Ask the Egg Whisperer Questions on YouTube.  Sign up for The Egg Whisperer newsletter to get updates  Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org.

We got our buddies Nick Post, Braden Sorenson, Theron Steineck & Brandon Miller back on the pod to play some movie games with us. We don't see each other nearly enough and it was fun to hang out over Zoom for a while. Hope you enjoy!

Times change, but somehow the job hasn’t. In this episode, Chip and Gini dig into what’s stayed constant across their combined decades in PR and marketing, and why chasing the latest platform update is a losing game if you’ve lost sight of the fundamentals underneath it. The episode was sparked by a LinkedIn series from Doug Simon, who asked longtime PR pros what has remained constant in their careers. Gini was asked the question of whether the PESO Model still holds up, and her answer is that the four media types haven’t gone anywhere, and earned media’s third-party credibility now matters more to how LLMs learn. Chip extends the logic to SEO and its successors, advising to chase the people, not the algorithm or the platform. Other changes may also have less of an impact than you might think. Influencer marketing is the latest version of celebrity TV endorsements, but with a YouTube channel. The agency-client relationship continues to run on the same dynamics it did 70 or 80 years ago. Gini brings up the story about a UK agency reportedly running AI agents to pitch journalists undetected for eight months. Chip’s take is that just like with interns and inexperienced team members, there are well-managed AI agents as well as poorly managed ones. It's the human factor that matters most. Key takeaways Chip Griffin: “If you lose sight of the fundamentals, you can have all the technology in the world, and you’re still gonna have rubbish results.” Gini Dietrich: “If you create content for humans, you will win the SEO game. You will win the AEO, GEO game. You will win whatever comes next game.” Chip Griffin: “Chase the people. Don’t chase the algorithm.” Gini Dietrich: “Your job, especially as a communicator, is to protect reputation, build brand, and create thought leadership. That has not changed.” View Transcript The following is a computer-generated transcript. Please listen to the audio to confirm accuracy. Chip Griffin: Hello and welcome to another episode of the Agency Leadership podcast. I’m Chip Griffin. Gini Dietrich: And I’m Gini Dietrich. Chip Griffin: And Gini, I’m gonna have to try to rack my memory from way, way back, and as I get older, that, that distance gets longer and my memory gets poorer, so we’ll see how this works. Gini Dietrich: Ok- okay. Well, I have the same afflictions, so let’s see what happens. Chip Griffin: So we thought that this was, this was spurred by something that our friend Doug Simon did recently on LinkedIn where he did a video series and talked to a bunch of people who have been in the PR industry for a long time and asked a series of questions, one of which was, what has- Remained constant over the course of your career in PR. Obviously we talk a lot these days about everything that, that has changed, is changing. There’s no shortage of those things. I’ve talked about it here on the show, you know, how we started with fax machines and mailed press releases and things like that, that just kind of blows the mind of a lot of the younger listeners that we have. But, but even with all of that change and with everything that AI is doing to our industry today, there are a lot of things that have stayed constant. And I think that as we think about how we run our agencies, it’s important to remember the fundamentals that have remained the same no matter how much technology has changed in PR and marketing. Gini Dietrich: Yeah, I mean, I think you’re right that the, probably the way that we do things has changed, but not the strategic reason. Like I say to people all the time that the reason you do your job has not changed. The strategy, the strategic reason behind it has not changed. The tools have changed, for sure, but your job, especially as a communicator, is to protect reputation, build brand, and create thought leadership. That has not changed. Yeah. The way that you go about it has changed, but not, not the actual doing of the job has changed. Chip Griffin: Yeah, I mean, the tools have changed. The landscape certainly in media has changed. Gini Dietrich: Yeah. Yes. Chip Griffin: The landscape in terms of the public and where they go for information and where they receive messaging and all of that, obviously that has changed substantially over the 35 plus years that I’ve been in communications. But it is still about communicating the right message at the right time to the right people. Yeah. And building relationships with the people that you are trying to influence, whether that’s a member of the media or a member of the public or potential client or whomever. And if you remember those fundamentals, it helps you to figure out how to use all of these technologies for their greatest impact. Gini Dietrich: Yeah, I mean, I had a convers- I was on Zoom with Fred Cook of former GolinHarris, now at Annenberg Center. I was on Zoom with him last week, and he’s like, “So has PESO changed?” And I was like, “No, because we still do those things, right?” Like, the way that we implement it today versus the way we implemented it in 2014 are completely different, for sure. But we still use earned media, we still use shared media, we still use owned media, we still use paid media. The way that we use it has changed, but we still use the four media types. And to your point, media has changed, so earned media has changed, like the, the recipient of our earned media has changed, but the outcome of third-party credibility is probably even more important today than it was back then because that’s how the LLMs learn too, is by citable information. So yes, the way that we go about it has changed, but the actual work itself, the outcome itself has not. Chip Griffin: Yeah, and I think the, the important thing to think about here is that, that ultimately all of these tools and publications and platforms are all designed to connect one human to another. Gini Dietrich: Yep. Chip Griffin: And, and so you know, when you think about public relations, for example, it’s got relations right there in the title. And so you really need to think about how you are building those relationships between whoever the person is on your end and the person that you’re trying to reach. And, if you, if you take the humans out of this entirely, then you’re missing the plot, and you really need to be thinking about how do these tools and how do these techniques allow you to do more of that, to do it better, to do it at greater scale, all of those kinds of things, but not, not just, you know, chuck everything that you knew out the window, have the machines do everything on their own, for you. Gini Dietrich: No. No. Chip Griffin: Abandon proven approaches. None of those things make any sense. Gini Dietrich: No. Please do not do that because that has not changed. Like, the way I- we talked about this last week, like, AI is making us far more productive and far more efficient, but you still have to know how to, to your point, relate to other human beings. Are you creating content and engineering your visibility to show up in AI? For sure. But that’s also because human beings are using AI to get the answer, so you still have to build those relationships with other human beings. Chip Griffin: Yeah, and if you follow the fundamentals, then it allows you to evolve with whatever tools and technology- That’s right come along. It’s similar to what I’ve always said in terms of SEO in the old days and now AEO, GEO, which is chase the people. Don’t chase the algorithm. Yep. Don’t chase the platform. Yep. Chase the, the people because ultimately all of the tools are designed to do that anyway, right? Right. I mean, Google for years has been trying to figure out what is the user actually looking for and trying to deliver that in the results. And so if you are sitting there trying to say, “Hey, I need to figure out how to reach that same person,” you’ll probably be okay no matter how they change the algorithm. If you sit there and say, “I need to figure out what was the latest Google algorithm update, and what does that mean?” “How should I move things around on my page? What should I bold?” If you start thinking in those terms, you may win the short-term battle, but you will lose the war because you do not understand what you’re actually trying to do, and that has not changed over the course of our careers. Gini Dietrich: Yeah, I mean, I’ve said for at least a decade, if not longer, that if you create content for humans, you will win the SEO game. You will win the AEO, GEO game. You will win whatever comes next game. Because human beings are still the ones that are purchasing your services. The robots are not. Chip Griffin: Right. Gini Dietrich: And so if you create content, if it’s whatever content it is, it’s earned media, it’s video, it’s audio, it’s written, whatever it happens to be, if that audience, number one audience is human beings, you will win all the other games. Chip Griffin: And look, even most of the things that we look at today as new, they aren’t really. They’re just, they- they’re packaged differently. I, you know- Right … we, we have all of this talk around influencers- Yes, yes … and the rise of influencers. Yes, yes. Which to me is one of the silliest things in the world. Not the influencers themselves, I mean, some of them can be silly. They’re certainly useful to us as communicators, marketers, et cetera. But that’s no different than three decades ago when we had celebrity endorsements. Gini Dietrich: Right. Chip Griffin: Right? The, it is just the modern-day equivalent of it, and we just define celebrity a little bit differently than we might have back, you know- Yep in the ’80s or ’90s, but ultimately it’s the same thing. It’s just they have a YouTube channel now or an Instagram account- Right … instead of, you know, you put them in a TV commercial or a print ad or something like that. But even back in the day, you had celebrity endorsers who were not truly celebrities. They were just someone known in their local community- Right … who you could throw in a newspaper ad and say- Yeah … you know, “Hey, you know, I believe in either this cause or this product or whatever.” So that has not changed. That continues to be exactly the same, just packaged differently. Gini Dietrich: Yeah, I mean, when you think about earned media, and you know, we do a, a lot, a lot, a lot of work with universities because PESO model curriculum is in almost every university’s PR, communications, marketing, and some journalism programs. So we do a ton of work with universities, and I, one of the questions I get consistently from professors is, “How are you teaching earned media through PESO?” And we keep talking about traditional media is like, that used to be the thing, right? You would get The New York Times, you would get Oprah, you would get The Today Show. Like, those things don’t matter as much anymore because you have influencers or, local celebrities that have their Substack newsletters, they have their Medium newsletters. You can subscribe to those, you can pay for those just like you would the newspaper, and you get the information that you need. Chip Griffin: Yeah, and, so little technical glitch on my end. I think we’ll clean it up, in the edit. But if you noticed anything, it was just for some reason my home TV studio- … decided to shut itself off. The, the, the smart home devices here just decided that, nope, it was time to turn everything, everything off, so. Gini Dietrich: I was talking to a blank screen. I was like, “Should I keep going?” Chip Griffin: You know, but we just, we roll through these things … on the Agency Leadership podcast because the technology has changed- It is- … but glitches still happen. Glitches, right. I mean, you know, I, I, I remember back in the ’90s, you know, using dial-up internet to do work, and then, you know, someone actually calls your landline and knocks you offline in the middle of, you know- Yep trying to send an email or something. Yep. Yep. And you gotta figure, did it actually send? Did it not send? Yep. So, you know- Mm-hmm … technical glitches- There you go … that’s another thing that has remained constant- It’s still- … despite all the technology. Oh my gosh, it’s so funny. You know, the typewriters that I used to use at work, sometimes the ribbon would get snagged, and, you know, you’d have to unsnag the ribbon, right? So even non-electronic things still had issues. Broke your pencil, whatever. Gini Dietrich: As much as things have changed- … they still remain the same. Chip Griffin: They, they absolutely do. And, and I, so I think it’s part of our responsibility as agencies to work with our clients and help them to understand that the fundamentals have remained constant and will continue to remain constant. Because we wanna make sure that we’re taking advantage of everything that’s out there, but we also need to make sure that we are not overdoing it in one area or another because we’re losing sight of those fundamentals, nor are we either having our clients get scared or us get nervous about it and what it means for our businesses. Because if we follow those fundamentals, then we can continue to adapt, and take advantage of all of these technologies as we move forward. If you, if you focus on the technology first and just say, “Hey, I need to have an AI strategy.” No, you don’t. Gini Dietrich: No, you don’t. Chip Griffin: You absolutely do not need to have an AI strategy- Right or an influencer strategy or anything. Gini Dietrich: Totally agree. Yeah. Chip Griffin: You need to have a strategy that takes advantage of AI or influencers or whatever as appropriate. Yes. But your strategy should be rooted in those fundamentals because that’s how you get ahead. Gini Dietrich: Yeah, I totally agree with that. And like I said at the start, I always say the reason that we do these things has not changed. The tools have changed, the way you go about it has changed, but the how or the why has not changed. So don’t get so wrapped up in, “Oh my gosh, now I’ve gotta figure out AI.” Yeah, you gotta figure out AI- Right … because it’s, it’s going to replace you if you don’t figure it out, and it’s actually really fun, so you should figure it out just from that perspective. But you don’t have to change your strategy. You don’t have to change, like, the things that you do to service clients- Right … because that has not changed. Chip Griffin: Right. Right. And, and I think that that’s a, that’s another thing that has remained constant is the relationship between agencies and clients. You know, we think all of this is changing in the world that we’re in, but it’s really not. The way that agencies and clients work together is the same today as it was 70 or 80 years ago, even before you and I were born, let alone started working in the industry. And so understanding how those relationships and dynamics come together and how you can partner most effectively. Sure, the actual nature of the relationships has changed because of the work that we’re doing, but those relationships still matter in the same way that they always did, and you still need to build the human component into it. We can’t allow the technology to overtake that. We need to make sure that we’re spending the time to get to know our clients. We need to make sure that we’re continuing, even in this remote world that we’re in, to find ways to have additional touchpoints, whether that’s through more frequent video calls to build the relationship or ideally in person whenever possible. Those things still matter, and we still need to try to figure out how to take advantage of them to have those strong business relationships in addition to the results-oriented relationships that we’re looking for. Gini Dietrich: So I’m gonna throw a little wrench in things- Okay … because I just read an article this morning that talked about how an agency out of the UK has created AI agents that are pitching media, and it took about eight months for a journalist to go, “Something doesn’t seem right,” and then started to investigate, and sure enough, the agency owner said, “Yeah, I mean, we’ve created these bots that are pitching the media.” He claims that there are real humans on the back end of it, um, that has not been proven yet. They, the, the investigative journalist said, “I think actually based on what I have here, that there aren’t real humans behind it.” But, you know, I think when, when we hear about AI taking our jobs, we hear these kinds of stories, and we get a little freaked out. Nobody’s happy about it. Every journalist who’s been pitched by these AI bots have come out and said, “This is not okay.” But I think that there are gonna be other experiments like this where you’re trying to use– or you’re trying to build an agency out of AI agents instead of human beings. Chip Griffin: Yeah, I mean, I guess, you know, I– what I would say to that is I think that there are probably countless examples that we’re not aware of where the, the AI did work on pitching the journalist and didn’t get called out, right? Because- Gini Dietrich: Right … Chip Griffin: by definition, you can only call out the ones you catch. Gini Dietrich: Right. Chip Griffin: So, I suspect there is a fair bit of this going on. I mean, part of the problem is that, that so much of it is done poorly. I mean- Right. Yes … my, my inbox is full of sales messaging that I’m fairly certain is, you know, whether it’s directly AI generated or AI assisted, it’s hard to tell for sure sometimes. Yeah, yeah. Because it might be entirely AI or it might just be poorly managed AI. But at the same time I’m certain I’m also being exposed to plenty of messages that are AI generated, and, I can’t tell because they are, they’re good at what they do. And I think we will absolutely see more of that. But ultimately, all of the – the AI doesn’t decide to do these things on its own, right? I mean- Fair. Yeah … at least as of now. Yeah, right. And so even in the- Yep … example that you shared, even if it’s just the owner who’s involved in having created this network, you still have the human at one end of this. Yeah. Whether they are managing every message or not, who knows? And, I’m not even sure that that’s necessary as long as they are well targeted and being actually truly genuinely helpful to the journalist on the other end by giving them something that is, you know, that fits with what they write about. I mean, part of the problem with AI is that so much of it is just poorly targeted. Gini Dietrich: Yeah. I agree with that. Yeah. Chip Griffin: But that, that’s more on the humans who are sending them out there. Yeah, yep. It’s not on… The AI can do a great job if you give it the right context, the right direction, the right information. If you just say, “Hey, you know, go find journalists” … of course it’s gonna do poorly, right? It’s- But, but so would a human … Gini Dietrich: just like a young professional Chip Griffin: I mean, we’ve talked about this before. Gini Dietrich: Right. A young pro- Yeah … intern Chip Griffin: You bring an intern and you tell them, “Just start talking to journalists and, and get them to cover us,” and you don’t tell them what you do. You don’t tell them what the journalists cover. Yeah, right, right. Yeah, they’re gonna do awful. Yeah. You start giving context and the in- even the intern will do- Yeah … a good job with very little background, but you need to give them something, and the AI needs the same thing. But ultimately it’s still that human on one end and the human on the other end. And so I think that, that we, when we’re talking about fundamentals, that’s what I’m talking about. You need to sort of separate out all of the machinations in between. That can be done well, it can be done poorly, and that changes the outcome, but fundamentally you still have a human on both ends of that conversation. Even though we like to pretend it’s the AI doing it on its own, the AI is never- It’s not … doing it on its own. Gini Dietrich: Yeah. Yeah, yeah. Yeah. Chip Griffin: At least, at least as of this recording. No. We, we don’t have- Gini Dietrich: Not right now, right. … Chip Griffin: AI that just wanders off and does its own thing. Gini Dietrich: This is why I always say please and thank you to my AI, just so that it remembers that I was kind to it. Chip Griffin: Yeah. Well, and, I mean, we can probably talk about this some other time, but I think the AI companies are doing themselves no service by trying to make it seem like the AI operates on its own, and when they say the, “The AI broke out of its constraints and, you know, hacked into another company,” baloney. I mean, come on. Like, just knock it off. And I don’t, from a communication standpoint, I guess, you know, they may think that that’s helping them to, No … to say, “We’re really powerful. You should use us.” That’s not really- That’s not … I don’t think what- Nope … what ultimately- Gini Dietrich: That’s not the message Chip Griffin: comes through. Gini Dietrich: Nope. That’s not the message. Chip Griffin: So, yeah. So it’s, you know, you need to focus on the fundamentals. And I think if, if you take nothing else away from this discussion it’s, is that the fundamentals don’t change, haven’t changed, remain constant, you know, going back to, I don’t know, Ben Franklin or earlier, you know? These are not things that are, you know, wild and innovative. The tools and techniques are, absolutely. And but to me, that’s the exciting bit, right? Right. You can figure out, if you know the fundamentals, then you can always take advantage of the latest tools and technology to do it better, to do it faster, to do it more effectively, whatever it may be. But if you lose sight of the fundamentals, you can have all the technology in the world, and you’re still gonna have rubbish results. Gini Dietrich: 100%, I totally agree. Yep. Strategy has not changed, tools have. Chip Griffin: So with that, I think we will stop beating this dead horse, and we can, we can move along. You can move along from listening to us today, and you’ll have to join us for the next episode where we’ll find something else to rant and rave about. Gini Dietrich: Yes, we will. Chip Griffin: ‘Cause that’s what we do. That’s what we do. At least that’s what I do. Gini Dietrich: That’s what we do. Chip Griffin: So with that, I’m Chip Griffin. Gini Dietrich: I’m Gini Dietrich. Chip Griffin: And it depends.

Patrick Larkin, Partner & Practice Leader, Cerity Partners Three years after launching his independent RIA, Patrick Larkin merged with Cerity Partners—but not because that was the original plan. He explains how ownership changed the way he viewed enterprise value, optionality, and the future of his business. In Summary Going independent is often viewed as the destination. Patrick Larkin discovered it was just the beginning. Louis sits down with Patrick, Partner and Practice Leader at Cerity Partners and former founder of Oak Hill Wealth Advisors, to discuss an unconventional journey: leaving Wells Fargo to build an independent RIA, then choosing to merge that business just three years later. Rather than following a predetermined exit strategy, Patrick shares how ownership fundamentally changed the way he thought about enterprise value. A conversation with a prospective acquirer revealed that buyers weren't interested in purchasing a book of business—they were looking for a business. That realization reshaped how he invested, hired, delegated, and ultimately positioned his firm for the future. The conversation from our Build Grow & Transact series also offers a candid look at life after a merger, from evaluating cultural fit and partnership to balancing autonomy with the resources of a larger organization. More broadly, it illustrates how ownership creates optionality—and why the most valuable decision an advisor makes may not be the one they originally envisioned. The Storyline After spending nearly 15 years building a successful practice at AG Edwards, Wachovia, and Wells Fargo, Patrick Larkin launched Oak Hill Wealth Advisors in 2022 with a simple objective: build a business on his own terms. Like many advisors, he expected independence to be the final destination for a long time. But then there was the realization that ownership changes more than economics; it changes perspective. And it became the beginning of an entirely different way of thinking. As acquisition inquiries arrived sooner than expected, Patrick realized something that fundamentally changed his strategy. Sophisticated buyers weren't evaluating his client relationships as a book of business; they were evaluating Oak Hill as an enterprise. That insight shifted his priorities from maximizing short-term profitability to building a business that could thrive beyond its founder. Just three years after launching, Patrick chose to merge with Cerity Partners—not because he was looking for an exit, but because he believed it strengthened the future for his clients, his team, and his family. Louis and Patrick explore what led to that decision, how ownership increased the value of his business almost immediately, why he compares independence to an IPO, and what advisors should consider if they hope to create options for the future—even if they don't yet know what that future looks like. Topics Covered Building enterprise value versus maximizing annual income Creating optionality through ownership Leaving Wells Fargo to launch an independent RIA Why buyers value businesses more than books of business Evaluating strategic partners and acquisition opportunities The economics of independence and business valuation Life after merging with Cerity Partners Balancing autonomy with enterprise-scale resources Leadership, succession, and building beyond the founder Long-term ownership and partnership models > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Patrick decide to leave Wells Fargo? (11:07) Patrick explains why growing frustrations around control, firm priorities, and the ability to build his business eventually outweighed the comfort of staying put. How did going independent immediately change the value of his business? (21:42) Patrick introduces one of the episode's biggest ideas: why launching Oak Hill felt like taking a company public and how ownership increased the firm's value almost overnight. Why did Patrick sell only three years after becoming independent? (20:03) An unexpected conversation with a prospective acquirer completely changed how he viewed enterprise value and accelerated his long-term thinking. What separates a business from a book of business? (21:42) Patrick discusses why recruiting advisors, delegating client relationships, and investing beyond himself made Oak Hill more attractive to strategic buyers. Why Cerity Partners? (26:48) Rather than focusing on valuation, Cerity emphasized culture, partnership, and long-term alignment—qualities Patrick says ultimately mattered most. What is life actually like after a merger? (37:57) Patrick offers an unusually candid perspective on autonomy, leadership, and why he says he hasn't second-guessed the decision once. Key Takeaways Ownership creates opportunities that often aren't visible until after independence. Enterprise value is built by creating a business that can thrive beyond its founder. The first acquisition conversation can be valuable even if no transaction occurs. Cultural alignment may ultimately matter more than valuation when selecting a long-term partner. Independence doesn't eliminate future options—it expands them. Strategic transactions can strengthen outcomes for clients, employees, and owners simultaneously. The goal isn't simply to own a business; it's to create choices for what comes next. https://youtu.be/f7FGLGjBbyo Quotable Moments “The day Oak Hill launched felt like the business had gone public.” “Potential acquirers weren't interested in buying a book. They were interested in buying a business.” “Ownership isn't simply about control. It's about creating optionality.” “The fear of leaving is almost always worse than the actual experience of leaving.” FAQs Why did Patrick Larkin merge with Cerity Partners only three years after launching his RIA? Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Why does Patrick compare independence to an IPO? Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. What changed after Patrick became independent? Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. What made Cerity Partners stand out? Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. Is this episode only relevant for advisors considering selling? No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. What is the biggest lesson Patrick hopes advisors take away? That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Related Resources From Start-Up to $31B Behemoth RIA: The Catalysts Behind the Growth of Mega-Firm Cerity Partners Ownership Matters: What Advisors Need to Know When Evaluating Firms Top Tips for Setting Your Business Up for Success Years Before a Move Patrick LarkinPartner and Practice Leader Patrick is a Partner and Practice Leader in the Lansdowne, VA office. He is a member of the Lansdowne Practice, where he works closely with families, foundations, and non-profits to help them define and achieve their financial goals with clarity and confidence. With a deep specialization in retirement income distribution planning and complex risk and wealth management strategies, Patrick is known for helping clients simplify complicated financial decisions, reduce uncertainty, and build sustainable, long-term plans. His approach emphasizes fiduciary responsibility, transparency, and personalized guidance — ensuring clients always feel informed and empowered. Prior to joining Cerity Partners, Patrick was the founding member of Oak Hill Wealth Advisors, where he built a highly respected independent advisory practice that earned the trust of families, professionals, and mission-driven organizations across the region. His leadership was instrumental in shaping a client-first culture that continues today. Patrick's work is rooted in a passion for long-term relationships — guiding clients not just through markets, but through life's milestones such as retirement, business transitions, philanthropic planning, and wealth transfer across generations. He takes pride in being both a strategic advisor and a steady partner to the people he serves. Patrick lives in Bluemont, VA, with his wife Angela, their two children, Paige and Sean, and their Golden Retrievers, Huckleberry and Genoa. Outside of the office, Patrick and his family enjoy an active lifestyle — whether it's hiking and backpacking on the Appalachian Trail, biking the Great Allegheny Passage, or sailing on the Chesapeake Bay. These experiences reflect his belief in balance, resilience, and enjoying the journey — values he also brings to his work with clients. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate proof of concept that they not only trusted you with their clients and their life’s work, but now also with their family’s wealth. So I like that, kind of the full life cycle there. So I’m curious, though, you stayed at Wells through a really turbulent time through the fake bank scandal. There’s a lot of attrition. I mean, obviously, they’re still a powerhouse to this day, but what kept you at Wells for as long as it did before you left in 2022? Patrick Larkin: You described it as a turbulent time. Pretty turbulent might be an understatement. Even before Wells, the transition to Wells, Wachovia Bank had been the first company that we transitioned to from A.G. Edwards. And we, of course, went through the financial crisis during that time period and handholding our clients and helping them get through that time period and dealing with concerns that we shouldn’t really have to be prepared with. “Is my money safe? It’s not what’s happening to the market, but is my money safe in your institution?” But once things stabilized, I found real purpose in partnering with some of the retiring advisors and opportunities that came up. It was a really wonderful climate and atmosphere in our local office. It was really a family-like atmosphere, and I still had a lot to learn. And all those advisors that I partnered with, I’ve joked I’ve never had an original idea in my entire life. I stole all my good ideas from them. And some of them were really ahead of their time, and I learned, adopted, and built my own philosophies by working closely with them. Ultimately, by the time I left Wells Fargo, I was finishing up the fifth sunset program and had only made my way halfway through the sunset before the opportunity presented itself to create my own practice. Louis Diamond: So I’m curious, when did you first seriously start thinking about leaving and what really tipped the scales for you? What was the proverbial straw that broke the camel’s back? Patrick Larkin: Yeah, it really was a number of small items and ultimately one big one. But for a long time, I’d been content, but as I tried to grow the business beyond what I could do individually, I felt like I kept running into walls. There were it felt like limitations on how I could build out my team and structure the practice the way I envisioned it. Additionally, there were some new policies that also started to bother me. One of them was the platform advisory fee, which in my eyes was less about client transparency and more about replacing a declining revenue source on the firm’s balance sheet. And after dealing with clients and helping them through the bank scandal at the firm, I was concerned that this would come back and hurt me and the relationships that I had with my clients. Incidentally, I just recently onboarded a new client that transferred to us. And for them, looking at their statement, identifying this platform advisory fee- Louis Diamond: Oh boy. Patrick Larkin: … was the last straw for them before they moved about 15 million of assets to us. Also, I thought I would be I would be a better allocator of resources than Wells Fargo. Wells Fargo retained about half of the revenue that I earned for the business. They seemed to think that the best allocation of that money was additional middle management. Whereas, I thought investment in technology, investment in additional personnel, and an investment in marketing were best places to continue to build out my vision. The final straw, and really a thing that crystallized everything for me was when I read a book in 2021 called The Infinite Game, a book written by Simon Sinek. Chapter eight, the title is Ethical Fading. And it uses the Wells Fargo bank scandal as a case study in what happens when a firm loses its moral compass. I read the chapter and thought, “There it is, I have to do something.” That was really the final push I needed. I mentioned earlier I was very fortunate to start my career with a company called A.G. Edwards, a regional brokerage firm. And while I was at A.G. Edwards, there was a research report that came out on A.G. Edwards as a company. And I’m going to paraphrase a little bit on what was said in that report, but ultimately there was a line in there, and it was a criticism, but I took it as a huge positive as being an employee there. The line said, “While management does not necessarily say it, we believe the client is put ahead of the shareholder.” And that was something I was very proud of. And I just, upon reflecting on it, felt confident those were words that I never was going to see go to print about Wells Fargo. Louis Diamond: So you left Wells in 2022 and founded Oak Hill Wealth Partners in Lansdowne, Virginia. Walk us through that decision. Why go independent rather than going to another firm? Patrick Larkin: I really thought moving to another firm, the things that I had grown frustrated with at Wells Fargo Advisors, I would also find at another wirehouse firm. I was ready, and honestly, the simple answer is I thought I could do better. And I wanted control after having what I felt like was very little control. I had grown frustrated with others making important decisions, and I wanted an opportunity to grab the reins and make decisions on my own. I believe at that time, the future of wealth management was going to be built around fiduciary advice, and I didn’t want to watch that from the sidelines anymore. I was watching what was happening in the industry. And as we were trying to hire new advisors, reaching out to college graduates who were studying CFP programs, identified that they were more inclined to want to start employment with an RIA than a wirehouse. What made the timing work really well was Wells Fargo had actually introduced a program to help advisors in the private client group spin off and establish their own RIAs. Now, whenever I tell this to another advisor, particularly ones that are wirehouses, they can’t understand it. And quite frankly, I don’t understand why they helped us do it, but we were about the 30th practice that they helped us through this process and they provided real support. They hired consultants, made vendor recommendations, even referrals to financing so I could pay off my last succession plan before I left. The only really upside for Wells Fargo was that the ask was that we continue to use First Clearing as the custodian. And one of the downsides for me was I was going to leave all of my deferred comp behind with Wells Fargo. Now, all clients had to do to join me was sign a positive consent. And on May 9th, 2020, we turned on our computers in our new office and our clients were already there. That same day, we launched and started a relationship with Charles Schwab. And it was so exciting to be able to start shopping for what I thought was the best FinTech, really feeling like I was stuck with proprietary tools that Wells Fargo advisors had offered. I felt like I was a kid in a candy store. And if there was a cool tool that I identified that would help us serve our clients better, I was all in and I was buying it. I really feel that some of the technology that Oak Hill eventually bought into and some of the tools we’re using now are going to take years and years before they eventually trickle down to where the wirehouses are, if ever. Louis Diamond: Interesting. So it was really it was for the most part an internal move from one- Patrick Larkin: It was- Louis Diamond: … channel to the other. Patrick Larkin: … it was an internal move, but there was no requirement to stay at First Clearing. As a fiduciary, they couldn’t make those demands. And again, they helped us with the financing, which is really unusual that they helped us secure a loan so I could pay off the last retiring advisor. It’s really unusual that a bank will loan money where there is no business at the time, but because of previous experience that financial institution had working with Wells, they helped us facilitate the transaction. And the program is still in place at Wells Fargo, which is absolutely amazing to me after the experience that I’ve just had myself. Louis Diamond: Yeah, it’s interesting. I mean, does it cannibalize a more profitable revenue source? Sure. But if the alternative was all the assets go to Schwab or Fidelity, to me, honestly, it’s smart. I think they played the long game by not being adversarial on it. Patrick Larkin: I think they played a long game and they took the philosophy, and I think they use it as a recruiting tool that if you love them, set them free. And that’s exactly what they did. Louis Diamond: So for the rest of the episode, I want to talk about your eventual, and not that long period of time, transaction or decision to merge Oak Hill with Cerity Partners. This is our Build, Grow, Transact subseries. And I was really struck by your story because you were three years or so into running Oak Hill, and then your merger with Cerity Partners, an amazing RIA closed. That’s a fairly short runway. Usually when I see folks go independent for the first time, it’s 10, 15, 20 years, maybe never, that they decide to merge or sell. I’m curious to understand your thinking about the transaction. Were you looking to do something? Or was it just like right place, right time and the opportunity presented itself? Patrick Larkin: I had started Oak Hill with the intent of eventually down the road, much closer to retirement, looking for a partner. The opportunity and what I learned early on helped change that idea and philosophy, and I adapted and made modifications to take advantage of it. Louis Diamond: Interesting. So you weren’t necessarily planning on selling or merging the business, it just kind of circumstances happened the way they did? Patrick Larkin: Yeah. When we started Oak Hill Wealth Advisors, it was a really pretty short period of time before we started getting calls from larger national RIAs about potential acquisition, much sooner than I expected. Early on, I just brushed them off, but about a year in, I took one of those calls and it really just opened my eyes up. I realized for the first time this small firm, this little practice actually had some real value, way more than I’d given it credit for. That first call, that first exploration didn’t go anywhere. It wasn’t a good fit. But what it gave me was a much clearer picture of what the serious acquirers were actually looking for. And that changed decisions I made at Oak Hill going forward. I really at that point stopped trying to optimize for near-term profit and really thought of my business as a business and started building towards enterprise value, sometimes at the cost of short-term income. And that turned out to be exactly the right call. Louis Diamond: That’s such an interesting perspective. Let’s double-click into that concept. So it sounds almost counterintuitive that if you kind of had this light bulb moment that like, “Okay, maybe I want to transact my business sooner than I initially thought.” I think most people would say, “Let’s become lean and mean. Let’s become as profitable as possible so my EBITDA’s higher.” But you took the different approach. What were the decisions you did to invest more in enterprise value rather than current cash flow? Patrick Larkin: A true business is one that doesn’t need me to be here every day to operate. And when we left Wells Fargo Advisors, it was myself and one other advisor that created Oak Hill Wealth Advisors. I was responsible for about 95% of the assets and revenue. And one of the more significant investments we made is in additional advisors. I recruited three new advisors, all CFPs, to join Oak Hill Wealth Advisors. Whereas, before I had been largely managing all the relationships myself. For someone that kind of grew up in the regional wirehouse space, it’s pretty counterintuitive to start moving relationships away from you onto other advisors. You’re trained and built to create a moat around your relationships, and realized that the potential acquirers are not interested, at least the ones I was interested in, weren’t interested in buying a book. They were interested in buying a business. And that just meant every decision we made going forward was not profit-driven, but how can I increase the value of the business? So after that first call, I knew I probably would be looking to move forward with a transaction sooner as opposed to the end of retirement. That information that I got on that first call helped me realize that when Oak Hill Wealth Advisors opened its doors on May 9th, 2022, we effectively had an IPO. I had great familiarity with how the succession plans at Wells Fargo Advisors worked. And on that day that we opened our practice, the value of my business jumped to be four to five times the value of it in a succession plan at Wells Fargo Advisors. Now, I knew going forward that I was going to be able to increase revenue. I was going to be able to increase EBITDA. I was going to potentially have some benefits from a market tailwind. I knew the multiples of EBITDA that the firms use may fluctuate, but the biggest change by far occurred leaving the wirehouse and having the value of my business grow four to fivefold in that same day. So what I really focused on was making sure that I was going to, when I was ready to start looking again after I had worked on improving the practice, really was going to look for a firm that was going to be a good cultural fit for both my clients, my team, and myself. Louis Diamond: That’s such a cool perspective. I’ve never heard anyone say that the day we launched your independent business was like an IPO. But honestly, it’s so true. You’re planting a flag in the ground that like, “Here is real value. This is value that we’ve created that we own rather than it being a book of business and a W-2 paycheck.” And it’s a fascinating perspective. Patrick Larkin: Yep. It really is amazing that the value changed that much on one day and the future value changes. Looking at the equity that I owned in Oak Hill Wealth Advisors, it made sense to consider is there a better way to take some risk off the table for myself and my family and diversify some of the equity that I had in Oak Hill Wealth Advisors with a larger enterprise? Louis Diamond: It makes complete sense. Obviously, everyone would sign up for 4 to 5X increase in value. Patrick Larkin: Sure. Louis Diamond: That’s not the reason most people go independent, but it’s important to know. And also, what I really liked about what you shared is I think a really valuable learning for anyone is those calls come in, whether it’s from annoying people like me or from an acquirer, from a firm, they’re not all noise. You took it as an opportunity to learn. Even though that first person who called wasn’t the right fit, it crystallized something in your mind and it let you make proactive decisions that ultimately paid off in spades when it came time to sign the dotted line for your transaction with Cerity. So I think it’s brilliant. And it’s very big picture, big-business-owner-type stuff that I think a lot of people will just filter out because it’s annoying and I’m young, I’m not looking to sell, but that was the journey. Patrick Larkin: Yeah, that first call changed my opinion about timing of when to move forward with a partnership. Originally, I thought this would be something at the end of retirement. The timing of doing so sooner seemed a lot more appealing after having that conversation and realizing what we had actually built. Louis Diamond: Amazing. So ultimately you decided to merge with Cerity Partners. We’ve had Kurt Miscinski from Cerity Partners on the show. They’re a real heavyweight within the RIA world. Most recently, they were valued at $8 billion in a recap, and it’s a very impressive firm. What specifically drew you to Cerity versus other potential buyers? Like you said, you got a lot of calls. Patrick Larkin: After that first call, I just got to work and focused on continuing to take care of our clients, building a team, adding new advisors, being a mentor to those advisors. But at the same time, we were being approached fairly regularly by that point. And I had a pretty good system for quickly deciding whether something was worth a second look, and most weren’t. But about a year ago, one of the national RIAs caught my attention and I started having conversations with them. And once I had progressed with them, I though, “You know what? If I’m giving this consideration, I really need to cast a wider net.” So I reached out to other RIAs that I had looked at and admired and been keeping an eye on. And ultimately, my longtime business coach, Barbara Kay, suggested I talk with Cerity Partners, a company that one of her other clients had just recently joined. And from the very first call, I could tell something was different. And I talked to many different companies. Cerity Partners, and an individual I spoke with, Geoff Newman, they weren’t leading with valuation formulas or deal structure. They were asking questions about my clients, my team, and how I actually ran the practice. They had a very defined process for identifying partners who were genuinely compatible, not just advisors with books that were transferable. And that distinction mattered greatly to me. They also offered really, in my opinion, the right balance of support and still having some autonomy. And their aspiration to deliver consistent standard of care to clients, whether they be in California or Virginia, so that those individuals get the same quality of experience, resonated with how I was already running things within my practice. That combination of support and autonomy, I really liked the idea of continuing to have oversight over my local practice, over our practice, which included the budget, salaries, and bonuses. It more than anybody else felt like a partnership and not a buyout. And I really appreciate it during that first call, Cerity was the only company that talked about a hundred-year plan. It was amazing to me to hear what their thoughts were. Most of the other firms I spoke with talked about valuations. And very quickly in the process, I found myself on a Zoom call with a Patagonia fleece vest-wearing private equity rep walking me through a valuation. And it was efficient, but it was not a cultural fit for me. And the infrastructure behind us and the combination of autonomy is really harder to find than most people think. As I progressed with Cerity, I remember early on in the process thinking to myself, “My God, I hope they want me, I hope they want me,” because I could tell I’m a very process-driven person They had a process with the way they brought me on board. And ultimately, we had a due diligence trip set up to go to one of their larger offices where I met with one of their leaders, Claire O’Keefe, part of their practice development, and had an opportunity to meet with different leaders within the firm and really get my arms wrapped around the potential that they had. Just the quality of the people I encountered through the whole process just kept reinforcing the decision. And by the time we got to the finish line, it didn’t feel like a transaction. It felt like I was joining something that I was excited to be part of. So just a little bit more about what attracted me to Cerity, their culture is just phenomenal. Cerity Partners uses the word “meritocracy” and they actually mean it. Ownership and influence here track your contribution, not your tenure or how well you play the politics. I just attended my first partner meeting in April, and without exaggeration, it was the most extraordinary professional meeting I’ve attended in my 25-year career. During the meeting, there was open debate about the direction of the firm, and every voice in the room carried weight. You could feel the culture. And that type of culture is built over years. You can’t fake it. Everyone in the room it felt like was rowing in the same direction. And by the time the meeting was over, I was so excited to get back to my team and tell them about what I had just witnessed, I wasn’t looking for the exit. I was looking for the brick wall to run through. I was so excited. And every once in a while I wonder having spent so much time in the wirehouse spaces, the bar just set really low for me when I talked to some of my other colleagues that have been independent for a long time. But it was just an absolutely amazing experience. And I do want to just add, one of the last really important things to me about Cerity Partners is I’ve been very fortunate with my career and in this profession. And part of my goal over the rest of my career is to have a legacy. And my legacy currently exists with the families I’ve advised and the team that I’ve built and have served and led. But Cerity Partners is helping me achieve even a greater legacy in our industry with our shared long-term goals. During my first meeting, they talked about their hundred-year vision of being a worldwide employee-owned professional services firm. And currently, and this is very exciting, the employees are the largest shareholder of the firm. No one else I talked to talked about their long-term goals like this, and it’s a vision I believe in. I want to contribute to help to see it accomplished. And one day when I do retire, I want to look back and see how I contribute it to a company that I believe is going to change the direction of professional wealth management. Louis Diamond: Wow. Patrick Larkin: My partnership with Cerity Partners is going to make that a reality. It’s just an amazing place. Yeah, very happy. Louis Diamond: Honestly, you can’t fake that type of enthusiasm. It sounds like- Patrick Larkin: It’s not- Louis Diamond: … you entered into a transaction, which is it’s like jumping into the deep end. How do you sort through what’s the sales process versus what’s real? How much of this is actually going to translate to my life? But hearing you not that long after the transaction, you still feel that and it’s very cool. In the press release I read, you cited estate planning, private markets access, and cross-border planning as key reasons for the merger. Can you talk about what it was about those? Maybe- Patrick Larkin: Yeah. Louis Diamond: … anything else that was missed? Patrick Larkin: Yeah. Louis Diamond: And were those not things that you felt like you could have delivered yourself as a standalone? Patrick Larkin: I thought that they were going to help me be able to be more effective in delivering those, but they weren’t the complete picture. The capabilities that we cited in the release were genuine gaps I wanted to fill and have available for clients and be able to prospect and go after new additional clients. But being fully honest, there were also deeper drivers. One was my team. Sometimes we get emotional about this. Being someone who’s trusted is really important to me, and that’s something I hold in high priority. There are people that followed me out of Wells Fargo to join me. One of my client associates had delayed her retirement so that she could join me and help us launch for the first three months. One of my other client associates has been with me close to 15 years. These are people that trusted me to do the right thing and to make sure that I wasn’t walking them off the plank. Being able to join Cerity Partners and give them a future that didn’t hinge entirely on my personal longevity was a huge relief. And Cerity Partners is an ownership culture. I’m so happy to say today that every single individual on my team in our practice in Lansdowne is now either an equity owner in Cerity Partners or very shortly will be an equity- Louis Diamond: So cool. Patrick Larkin: … equity owner. So they have a stake as well in what they’re building. It matters. My youngest client associate noticed how much it costs to send to FedEx. And he goes, “Now that I’m an owner, maybe we should rethink about sending regular mail.” Another driver was my family. And I’ve always had the philosophy of trying to prioritize and clients first, team and colleagues, and then my family. And I’ve always made decisions that if I put those others before myself, eventually I’ll be taken care of. And going through this transaction, it was so generous to my family and provided such security. There was a little bit of guilt that, “Am I doing this for all the right reasons?” But being able to secure my family’s future, converting equity in a three-year-old RIA into a stake of a $8 billion-plus valuation with institutional backing, that was a meaningful moment and I’d be less than honest if I glossed over that. I also really wanted to be part of something larger than myself. And the opportunity to help build a legacy in this business with Cerity Partners really gives me the platform to do that. Louis Diamond: Very cool. I can tell that you’re genuine, not just because of the way you sound, the way you’re speaking, but in the very beginning of the episode, you talked about the reason you got into this business was because you thought it gave you the dual purpose of being able to help people, but also being able to enrich yourself or your family. So this answer, it comes full circle. You’re able to accomplish all these goals, which made it the right decision. And I think, look, I say to advisors all the time, “You’re allowed to be greedy, you’re allowed to be selfish as long as the clients are still in the front of your mind as the most important thing.” There’s nothing wrong with doing better for clients, building a legacy in your case, but also reaping the rewards of all your hard work and labor and also all the risks that you’ve taken over your career. I got to ask you, though, from being an employee of Wells, where you were running your team, for the most part, you can run the business within their guardrails the way you want, to then running an RIA, which is really like you’re fully in control of everything, to now being a partner, but you’re not the one who has the name on the door anymore. Patrick Larkin: Right, right. Louis Diamond: Well, how do you think about the giving up control and full ownership of your practice versus owning a very small amount of a much larger entity? Patrick Larkin: There was such continuity. Oak Hill Wealth Advisors and Cerity Partners were so philosophically aligned that I genuinely never felt like I was giving up anything that I wasn’t glad to let go. My wife joined the business shortly before I left Wells Fargo Advisors. And still to this day, on my drive home from work, I call her up and say, “You’re not going to believe this.” And it’s all a positive, good thing. So Cerity has struck the perfect balance of that autonomy and support combination that I was looking for. So I still have control and a say over the way our practice is managed. Very shortly after the merger, my supervisor came down and met me for the first time, and we went out together after the day had ended. And early in the conversation I said to him, “What can I do to make your life easier?” And he said, “Pat, what can I do to make your life easier?” And that set the tone that still exists to this day. I almost cried when he said that because that was so different than what I had experienced up to that point. So the collaboration, the way we work together, it’s just absolutely amazing. And not once for a single moment have I second-guessed my decision. And it’s really weird because I’ve now been part of this organization for nearly nine months, and there just has not been one thing that’s occurred where I said, “That’s a disappointment.” It’s just been absolutely amazing every single day. Louis Diamond: Very cool. To me, there’s different arcs of when you want to ask people the question of, “Hey, any regrets?” And usually you don’t want to ask them too soon because they’re still going through the transition and integration and growing pains. And you don’t want to ask them too far in the future because you forget about what was life before. To be this short of a duration into this new partnership and to have these feelings, that’s absolutely pretty special. I got two more questions for you, Pat, if you don’t mind. Patrick Larkin: Sure. Louis Diamond: First one, economically, to me, one of the hardest things for really any advisor to really grapple with or to fully comprehend or make their own is, “I own 100% of the equity in my business. I get to decide when I want to sell in the future. My business is growing 10% per year. I wait to sell until 10 years from now, my business is going to be much bigger and I get to keep all the cash flow. I get to make all the decisions.” That compared to the path that you took, which was take cash off the table, which everyone understands, to, “Now, I own a much smaller piece of a much larger pie.” How would you talk to someone about the financial trade-off between a hundred percent ownership in their business, full control, full discretion over everything, versus becoming a minority equity partner in a larger entity? Patrick Larkin: You have to look at the valuation of my business, again, the day that we opened our doors as Oak Hill Wealth Advisors. There was such a massive jump in the value of the business. There was not going to be an opportunity for an appreciation at that level. So then, you have to compare what the growth rate is of Oak Hill Wealth Advisors versus a Cerity Partners. And I’m not embarrassed to say that Cerity Partners is and has been growing at a much faster rate of return. The value of the equity that I have retained in Cerity Partners, my ownership stake, I fully expect by the time I transact that business as I get closer to retirement, that’s going to be worth many times more than whatever opportunity I would have had at Wells Fargo with the valuation they would have provided me. Nevermind, very important, the tax consequences of a structure like this is all the retiring advisors that I worked with were taxed at their highest marginal rate. I owned a business and we were taxed at long-term capital gains rates. A significant difference in savings in what as the owner we actually realize. So yeah, I feel very comfortable with the ownership that I have and the control and continued opportunity with the meritocracy culture to increase my share of ownership in the company. Louis Diamond: Okay, and let’s do one more question here. I’ll pick it back up. So Pat, I think it’s a really cool perspective. It’s almost do your homework, and if you find the right horse and the right jockey that can run faster than you can on your own, that the equity value will compound and grow and appreciate in a faster, more efficient way than what you’re doing on your own, which makes complete sense. It’s the ultimate trade-off. And again, it’s like jumping into the deep end. On the one hand, Oak Hill was all you, right? You control the growth, for better or worse, for the good days, the bad days, the good years, the bad years, versus now your growth is diversified amongst hundreds of partners across M&A, across different lead flow channels, et cetera. It makes complete sense. But honestly, if I were an advisor, I don’t know how I would think about it. I think it’s all just fact-and-circumstance-based on where I am in my life and who the firm is and what I’m trying to accomplish. But it’s such a cool perspective because usually the playbook that we see, which is why we did this series, is go independent and there’s a long pause until there is a realization of all the value that’s been created. So seeing you do this in a much quicker timeframe, it seems like it was the absolutely right decision. To me, it just is another path, another way that an advisor or a firm is able to think about their future. Any final advice or parting words for someone who is sitting right where you were in 2021 or 2022 thinking about making the leap? And we’ll say a transition in general, or really anything you want to share to wrap our episode here. Patrick Larkin: Thank you for having me, and this is a great question. Happy to give a thoughtful answer to it. Before I’d left Wells Fargo Advisors through the program and started Oak Hill Wealth Advisors, I had an opportunity to go through a due diligence process and make sure that this was going to be a right move for me. There was no carrot out there that was obvious. I learned after that first conversation that I had built a practice that had some value to it. I was leaving behind the security of something I knew, leaving behind a significant amount in deferred compensation, and I wanted to make sure I was making the right decision. And through that due diligence process, talked to about five other firms that had recently left Wells Fargo to join this RIA program. I asked them a lot of different questions about what their experience was. And at every point during those conversations, they all said the same thing at different points. And it sounded like this. They said, “I’m working harder than I ever have before, but I wish I had done this sooner.” So my advice to those people, do it. I know that sounds simple, but I mean it. The fear of leaving is almost always worse than the actual experience of leaving. And I understand the inertia of not leaving and the real apprehension of what was on the other side. But what I found was a version of this profession I genuinely didn’t know was possible. One where I could do things the right way on my terms for the people I care most about serving. And not every path is going to look like mine. Some advisors should go fully independent and stay there, and that can be an incredible life. But when it comes time to look for a partner, quite frankly, if Cerity Partners is not on your shortlist, you’re making a significant mistake. And I say that not to sell anything, but because I’ve lived the comparison firsthand and there’s simply nothing else like it. Louis Diamond: So Pat, it’s been really fun, but I don’t think we’ve had anyone on the eight years or so we’ve been doing this show that’s gone through this type of arc or journey that you have. One of my big takeaways or sticking points that this episode brought for me is by going independent and taking control over your future, you created complete optionality for yourself to do exactly what you wanted to do with your business, even if that was different than what you initially planned. So in your case, it was selling within three years of going independent, but by taking action, being proactive, playing some offense, you made the opportunity happen on your terms and your timeline. So this has been fun in so many different ways. I loved your comment about how when you went independent, it’s basically like the day of your IPO, the four-to-five-times increase in value versus an internal succession deal, and even just the way to think about getting equity in a larger entity versus running your own plays only. So thank you so much for doing this. This has been fun. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firm’s or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate p

In this podcast, Greg Voisen sits down with workplace strategy expert and author Melissa Swift to unpack the radical ideas behind her book, Effective: How to Do Great Work in a Fast-Changing World. In an era dominated by burnout, endless Zoom calls, and constant technological disruption, Swift challenges the conventional push for mere "productivity" and offers a far more sustainable path: true workplace effectiveness. Drawing from high-stakes professions—from the meteorologist who predicted catastrophic fires to air traffic controllers and ER doctors—she reveals why the secret to thriving isn't constantly innovating or trying to fix all your weaknesses, but rather leaning into your core strengths and embracing the "boring" routines that free up vital cognitive space. Whether you are an overwhelmed employee swimming in an overflowing inbox or a leader trying to manage an unpredictable team, this conversation uncovers a refreshing "third way" forward where both companies and individuals can actually win together.

If the angels existed in the presence of God and beheld His divine glory, how could Satan—or any angel—possibly choose to turn away from Him?We explore what the Eastern Church Fathers teach about the nature of angels, their free will, the angelic hierarchy, and the fall of Satan. Nathan​ examines five factors that help explain how beings created in communion with God could nevertheless rebel against Him, including pride, envy,​ intellectual passions, and the possibility of God's pedagogical withdrawal.Along the way, Nathan discusses the nine orders of angels, competing patristic explanations for Satan's rebellion, why some Fathers connect his fall to​ the creation of humanity, and what angelic freedom can teach us about our own relationship with God.======================================Timestamps00:00 How Could an Angel Fall?00:47 What Is an Angel?02:09 Angels as Created Beings03:21 Free Will and Self-Determination04:23 Angels as Ministering Spirits05:10 How Angels Mediate God's Energies07:18 How Creatures Participate in God08:39 The Hierarchy of Angels09:06 The Nine Orders of Angels10:23 What Does the Fall of Angels Mean?13:13 How Could Angels Reject God?15:50 Five Factors Behind the Fall16:38 Not All Angels Experience God Equally17:32 The Intellectual Passions18:33 Pride, Envy, and Satan's Rebellion19:38 Did Satan Fall Because of Humanity?21:15 How Satan Led Other Angels into Rebellion22:39 Divine Hiddenness and Free Will24:56 Do Angels Leave God's Presence?25:17 Why God May Withdraw His Presence26:58 How the Angels May Have Been Tested27:26 Final Thoughts======================================Do you like this content? Join Jacobs Premium to get exclusive access to essays, lecture series, monthly Q&A Zoom calls, and ourbook club. Use code: LEWIS to get a discount: https://www.thenathanjacobspodcast.com/Support the East West Series: http://theeastwestseries.com/======================================Relevant Links:C​an the Devil be Saved? https://youtu.be/1nIJhti5hqw​ ​​Is Rational Unbelief in God Possible? https://youtu.be/J7uP9uFNThY​Is Non-Resistant Unebelief in God Possible? https://youtu.be/9B1G44hywd0​Is God Truly Hidden: https://youtu.be/R4Y0JBZtrRMAll links:The Theological Letters (Substack): https://nathanajacobs.substack.com/Instagram: https://www.instagram.com/thenathanjacobspodcastX: https://x.com/NathanJacobsPodFacebook: https://www.facebook.com/nathanandrewjacobsAcademia: https://vanderbilt.academia.edu/NathanAJacobsListen and please review the podcast elsewhere:Spotify: https://open.spotify.com/show/0hSskUtCwDT40uFbqTk3QSApple Podcast: https://podcasts.apple.com/us/podcast/the-nathan-jacobs-podcast

In this episode, I answer a question about helping parents whose child has gradually taken control of the entire home. When a child constantly interrupts conversations, makes relentless demands, or escalates until everyone gives in, it's tempting to focus on stopping the behavior. Instead, I explain why we have to begin by understanding what's driving it. I discuss how power and control needs, inconsistent boundaries, and fractured relationships can combine to create these patterns, and why lasting change starts by helping parents see their child through a different lens—not by teaching them a list of techniques. I also walk through how therapists can coach parents to rebuild connection before focusing on behavior management. We explore why relationship always comes before skills, how giving children appropriate opportunities for choice and control can reduce power struggles, and why parents must be prepared for behaviors to intensify before they improve as new boundaries are established. This episode is a reminder that our greatest gift to parents isn't teaching them CCPT skills—it's helping them understand their child in a way that transforms the relationship. New Live Training Events Announced: Indiana, New Jersey & Tampa dates are locked in and registration is open for Indiana. Go to iamccpt.live for more information. Podcast Meetups! Come hang out with me. I'm hosting casual Play Therapy Podcast listener meetups in Denver and Seattle on Aug. 4th and 6th. I'd love to connect with you in person! Learn more and RSVP at https://www.playtherapypodcast.com/meetup/ New Resource for Play Therapists: The Parent Companion for Play Therapy is now available at author pricing for therapists. Created specifically to help parents better understand the child-centered play therapy process, this book is designed to support parent engagement, improve buy-in, and reduce attrition throughout the therapeutic journey. As a listener of the Play Therapy Podcast, you can order a copy for just $8 (our cost plus shipping). Click here to order your author-priced copy. ** Limit 1 per therapist, offer valid in the Continental U.S. only. Parent Companion for Play Therapy Implementation Guide. Suggested ways to use the book in your practice to increase parent engagement. Order copies for your practice and save with discounted bulk pricing. Bulk ordering makes it easy to place Parent Companion for Play Therapy directly into the hands of the parents you serve. PlayTherapyNow.com is my HUB for everything I do! playtherapynow.com. Sign up for my email newsletter, stay ahead with the latest CCPT CEU courses, personalized coaching opportunities and other opportunities you need to thrive in your CCPT practice. If you click one link in these show notes, this is the one to click! Topical Playlists! All of the podcasts are now grouped into topical playlists on YouTube. Please go to https://www.youtube.com/kidcounselorbrenna/playlists to view them. If you would like to ask me questions directly, check out www.ccptcollective.com, where I host two weekly Zoom calls filled with advanced CCPT case studies and session reviews, as well as member Q&A. You can take advantage of the two-week free trial to see if the CCPT Collective is right for you. Ask Me Questions: Call ‪(813) 812-5525‬, or email: brenna@thekidcounselor.com Brenna's CCPT Hub: https://www.playtherapynow.com CCPT Collective (online community exclusively for CCPTs): https://www.ccptcollective.com Podcast HQ: https://www.playtherapypodcast.com APT Approved Play Therapy CE courses: https://childcenteredtraining.com Facebook: https://facebook.com/playtherapypodcast Common References: Cochran, N., Nordling, W., & Cochran, J. (2010). Child-Centered Play Therapy (1st ed.). Wiley. VanFleet, R., Sywulak, A. E., & Sniscak, C. C. (2010). Child-centered play therapy. Guilford Press. Landreth, G.L. (2023). Play Therapy: The Art of the Relationship (4th ed.). Routledge. Landreth, G.L., & Bratton, S.C. (2019). Child-Parent Relationship Therapy (CPRT): An Evidence-Based 10-Session Filial Therapy Model (2nd ed.). Routledge. https://doi.org/10.4324/9781315537948 Benedict, Helen. Themes in Play Therapy. Used with permission to Heartland Play Therapy Institute.

Facilitator: BradTopics:   Anyone using "Suno AI;  Configuring audio for Zoom;   App to tell street names in real time?;   AI Lagging;    Reader Mode;  Using Next Door;   iCloud Syncing paused in messages;   Couldn't access link in Messages;  Changing the language in Seeing AI;  Turning off email notifications;  Home Pods auto updates;  Not showing updates;   Banks accessibility;  Capital One;  No name with contact; Camers on iPhone 17 pro max;   Entering an email address with BSI; Weather Gardian app;iByte:   Setting up a Passcode

Friend of the show (and occasional villain) NATHAN GELGUD returns to the Best Show. Tom and Nathan catch up and discuss the upcoming new collection No Concessions, from his ongoing series Reel Politik (published by Drawn and Quarterly), Nathan's Zoom class How To Think Like A Cartoonist (happening Tuesdays from September 15th through October 20th of this year via Los Angeles Review of Books), the Knicks, and more! Tom kicks off the show with a call from a notorious long-term troll airing his grievances over being "shadow banned" from the chat. Hear the dramatic confrontation play out! Tom also reiterates and spells out his plan to take over the band Smash Mouth (including changing the name of the band)! Otherwise Tom takes a call about Neil Young, a call from an actual US Senate candidate, and more! BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's a reality TV summer at TDHQ, and we can't stop following the Taylor Frankie Paul saga. If you'll recall, we recently covered her rise to fame as a TikTok personality, and how her cohort became Hulu's The Secret Lives of Mormon Wives. Now, her legal dramas are continuing to mount, with her ex-husband seeking custody of their two children, while ex-boyfriend Dakota Mortensen continues to have primary custody of their one child. But whatever the circumstances, you can count on TFP to always be posting through it! Sponsors Upgrade your every day! Download the Quince app for app-exclusive offers, or go to Quince.com/TRASHY. Get free shipping on your order and 365-day returns. Now available in Canada and UK, too! Vinted. See what's hiding in your closet – you might be surprised how much you can earn with Vinted! Download the Vinted app for free to start listing with no seller fees, and for a limited time, enjoy free shipping in the US. Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Microsoft Patch Tuesday https://isc.sans.edu/diary/Microsoft%20Patch%20Tuesday%20August%202026/33236 Zoom Vulnerablities CVE-2026-53413, CVE-2026-53414, and CVE-2026-53415 https://a.security/blog/asecurity-zoomsday Mozilla Revokes GPG Key https://blog.mozilla.org/security/2026/08/10/updated-gpg-key-for-signing-firefox-and-thunderbird-releases/ Rogue Inflight Wifi https://www.bleepingcomputer.com/news/security/delta-probes-wi-fi-deauth-attack-on-flight-carrying-def-con-attendees/ My Upcoming Classes https://www.sans.org/profiles/dr-johannes-ullrich

We start out with the news today that the LA Lakers are being sold for the 2nd time in a year (11:12) and then we'll go into some of the NBA schedule announcements that the have leaked including the NBA Cup games (24:57). Phil Steele joins the show on Zoom to talk all things College Football including Memphis, Ole Miss, Tennessee, Arkansas, Mississippi State, LSU, who his underrated SEC team is this year, some teams that may surprise and more (34:36). We have more NBA schedule leaks...this time it's the MLK games (1:15:00)Host: Chris VernonContributors: Devin Walker, Jon RoserTechnical Director: Jaylon Wallace Associate Producer: Jena Broyles 

Watch Us On YouTube! Announcing a new, ongoing benefit for annual subscribers of our Slack community. Annual subscribers receive a free Points Path Alerts subscription OR a 30% discount on Points Path Pro. Airline lounge access keeps getting more expensive—and Ed and Richard are wondering who is actually paying these prices. This week on Miles To Go, they break down American Airlines' latest Admirals Club changes, including higher membership prices and a revamped Executive Card. With individual lounge membership now costing hundreds of dollars and family access climbing even higher, the guys debate whether the airline credit card is now the only logical way to buy into the ecosystem. That leads to a broader discussion about whether airport lounges deserve as much weight as they get when travelers evaluate premium credit cards. Crowding, long lines, limited space, and inconsistent food all make Ed question how much real value lounge access adds. Richard also shares a surprise about JetBlue Mint: even on an expensive transcontinental Mint ticket, lounge access still isn't included unless you're flying transatlantic. Then the conversation shifts to a brand-new luxury resort cancellation controversy, where a well-known YouTuber arrived only to find his reservation had been canceled at the last minute. Finally, Richard gives an update on his Frontier GoWild Pass—and admits that, despite owning it, he still hasn't actually managed to use it. Get hydrated like Ed in Vegas with Nuun If you enjoy the podcast, I hope you'll take a moment to leave us a rating. That helps us grow our audience! If you're looking for a way to support the show, we'd love to have you join us in our Travel Slack Community.  Join me and other travel experts for informative conversations about the travel world, the best ways to use your miles and points, Zoom happy hours and exciting giveaways. Monthly access Annual access Personal consultation plus annual access We have witty, funny, sarcastic discussions about travel, for members only. My fellow travel experts are available to answer your questions and we host video chats multiple times per month. Follow Us! Instagram: https://www.instagram.com/milestogopodcast/ TikTok: https://www.tiktok.com/@milestogopodcast Ed Pizza: https://www.instagram.com/pizzainmotion/ Richard Kerr: https://www.instagram.com/kerrpoints/ ✈️ What We Cover in This Episode ✈️ American Airlines raises lounge prices Admirals Club membership gets more expensive Family access can cost up to four figures Why the Executive Card may be the better path ✈️ AA Executive Card changes Higher annual fee Vacation credits Lyft credit increase AAdvantage Hotels earning More Loyalty Point opportunities ✈️ Are airport lounges overrated? Crowding at Centurion and Chase lounges Limited usefulness at your home airport Why lounge access may not justify a premium annual fee ✈️ JetBlue Mint's missing lounge perk Transcontinental Mint still doesn't include lounge access Discounted paid entry instead Why Ed and Richard find the policy surprising ✈️ A luxury hotel opening controversy A reservation canceled the night before arrival Whether a hotel should cancel a reviewer's stay Why opening-week hotel reviews can be misleading ✈️ Should you stay at a hotel right after it opens? Operational growing pains Incomplete facilities Why both Ed and Richard prefer to wait ✈️ Frontier GoWild Pass update Richard still hasn't used it Limited availability Why it may work better for retirees, students, or flexible travelers ⏱️ Episode 449 Timestamps 0:48 – Vegas heat, travel week setup, and getting started 2:39 – American Airlines raises Admirals Club pricing 6:38 – AA Executive Card changes and whether it's worth $695 10:38 – Are airport lounges really worth premium-card annual fees? 12:20 – JetBlue Mint still doesn't include lounge access on transcon flights 14:06 – M2G passes 9,000 YouTube subscribers 16:53 – Luxury resort cancels a YouTuber's reservation at the last minute 19:42 – Is reviewing a hotel during opening week actually useful? 21:53 – Frontier launches another GoWild Pass offer 22:34 – Richard's GoWild Pass update: has he used it yet?

Since 1999, Atlanta label Dust-to-Digital has created lavish boxsets, books, and collections of gospel, folk, blues, field recordings, and other sounds sourced from deep global archives. Led by April and Lance Ledbetter, the label has been responsible for works like Goodbye, Babylon, a landmark 2003 gospel collection which inspired Brian Eno to say, "I love this kind of archaeology of the beginnings of music, in this case soul and rock ‘n' roll …[it] features hair-raising sermons, the greatest hits of pastors." Other engrossing deep dives include Music of Morocco: Recorded by Paul Bowles, 1959; Excavated Shellac: An Alternate History of the World's Music; and the John Fahey collection, Your Past Comes Back to Haunt You (The Fonotone Years 1958-1965), alongside many others. This week on Transmissions, we present a loose hang with the Ledbetters, a lowkey look into the normal day-to-day of people who have dedicated their lives to the extraordinary effort of archiving sounds of the past.  And now, Dust-to-Digital has launched an app: Dust-to-Digital Radio. Featuring a rotating selection of music released by the label and archival material digitized by the Dust-to-Digital Foundation, the app makes good on the label's namesake, bringing historical music directly into the digital present. And it's fun too—in an age of endless choice, it's a treat to hand your ears over to these expert curators.  In late March, we met the Ledbetters at the Big Ears Musical Festival. A few days after we all settled into our respective homes, we reconvened on Zoom to discuss the label's mission, navigating the algorithms, and of course, some of the most notable Dust-to-Digital fans, including the aforementioned Eno and Law & Order's Carey Lowell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Could a simple blood test help identify endometriosis before you spend years being told you have "unexplained infertility"? Endometriosis is one of the most underdiagnosed causes of fertility challenges, and many women spend a decade or more looking for answers with their doctors. Sadly, some patients are diagnosed with "unexplained infertility" when endometriosis may actually be part of the picture. This can lead to delays in treatment and pregnancy.   As you know, I always say "diagnosis before treatment." The frustrating thing is that doctors often have a blind spot around endometriosis because the traditional way to confirm it has been through laparoscopic surgery, which is an outpatient procedure. Plus, some doctors are dismissive of endo, and don't insist on patients getting tested. The good news is that fertility specialists now have another tool in the toolbox: a non-invasive blood test called HerResolve.  In this episode, I'm joined by reproductive endocrinologist Dr. Mary Peavey of Atlantic Fertility in Raleigh, North Carolina, to talk about how this new test works, who may benefit from it, and whether it could help patients get the right diagnosis, the right treatment, and potentially get to pregnancy faster. It's truly an exciting discussion and breakthrough, and I am delighted to share it with you. In this episode, we cover: - What endometriosis is and why it can be an important factor in infertility - How even mild or "silent" endometriosis can affect egg quality, embryo development, implantation, ovarian reserve, and inflammation - Why endometriosis is often underdiagnosed or mistaken for unexplained infertility, and why women can go years without answers - Why laparoscopic surgery has historically been central to endometriosis diagnosis and how that can contribute to diagnostic delays - How HerResolve works and how this non-invasive blood test may help clinicians identify patients who may have endometriosis - How identifying endometriosis may help guide fertility treatment decisions, including treatment after failed embryo transfers - When patients with unexplained infertility or suspected endometriosis may want to ask their fertility doctor about testing and evaluation Resources Read the show notes on Dr. Aimee's website Atlantic Fertility's website HerResolve endometriosis blood test by HerAnova The Egg Whisperer Show - Subscribe on YouTube The Egg Whisperer Show on Spotify Would you like to learn more about IVF? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, August 17th at 4pm PST, where I will explain IVF and there will be time to ask me your questions live on Zoom. Sign up at EggWhispererSchool.com Click to find The Egg Whisperer Show podcast on your favorite podcasting app.  Watch videos of Dr. Aimee answer Ask the Egg Whisperer Questions on YouTube.Sign up for The Egg Whisperer newsletter to get updates Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org.

Have you achieved the success you once dreamed of, only to find yourself wondering, "Why doesn't this feel more fulfilling?" If so, you're not alone. In this thought-provoking conversation, Dr. Gay Hendricks joins me to explore why so many high-achieving physicians find themselves stuck despite doing work they're exceptionally good at. Together, we dive into his powerful concept of the Zone of Genius and how it can serve as a compass for creating a more meaningful, energized, and satisfying career and life. Dr. Gay Hendricks is a bestselling author, psychologist, and pioneer in the field of personal growth. Known for his influential books The Big Leap and The Genius Zone, he has spent decades helping people identify the hidden patterns that keep them from reaching their full potential. In this episode, he shares practical insights and inspiring stories to help physicians recognize when their genius is calling and how to begin answering that call without necessarily leaving medicine behind. In this episode we're talking about: The four zones of functioning: incompetence, competence, excellence, and genius Why physicians often get trapped in the Zone of Excellence Common signs that your Zone of Genius is trying to get your attention How fulfillment differs from success and achievement The role of wonder, curiosity, and commitment in discovering your genius Why you may not need a major career change to experience more meaning and satisfaction Practical ways to spend more time in your Zone of Genius starting today You can find the show notes for this episode and more information by clicking here: www.doctorscrossing.com/episode253 Links for this episode: The Big Leap, by Gay Hendricks www.hendricks.com www.foundationforconsciousliving.org https://www.facebook.com/relationshipadvice/?sk=app_2392950137#/relationshipadvice https://www.facebook.com/fclconnect https://www.instagram.com/hendrickscommunity https://www.youtube.com/@hendricksinstitute https://www.instagram.com/officialgayhendricks/ Private 1:1 Consultations – If you would like some confidential help with your career situation, I offer an hour-long paid consultation via Zoom. This session may be all that you need to gain clarity and have some steps for moving forward. If after this consultation you prefer additional support, there is the option of doing one of my coaching programs (subject to availability). For more information including pricing please reach out to Kati at team@doctorscrossing.com.   Thank you for listening!

Opening Bible verse: Philippians 4:6-7 IF YOU ARE A NEW LISTENER, WELCOME! BEGIN HERE: This year we are doing my group coaching course together via this podcast! It's free and it only gets better as the year progresses.  In January we began with God at the center of our day and our home. We worked to build the habit of a morning prayer routine. I highly recommend the rosary. It's only about 20 minutes and you'll meditate on the whole life of Jesus. February is the month of decluttering. Saturday episodes have been added to focus on decluttering in the kitchen. Each month will have a different focus area and the Saturday episodes will help you focus on one small section of that room.  In March we decluttered your wardrobe. In April we are moving into budgeting for food. Our Saturday episodes will still be about decluttering. Our declutter focus area for April is your bedroom. In May we dreamed big! June brings us to one of the most useful topics in my group coaching course…meal planning. Ah, the feel of knowing exactly what's for dinner is the most stress-free feeling in the world! Our declutter focus area for June is Hallways/Landings. July is a much anticipated month of money/budgeting. Our Saturday episodes (otherwise known as the declutter episodes) will focus on decluttering TOYS! August is the month that brings it all together. Routines and Rhythms. Our declutter focus area for this month is your garage or shed. Give this first episode of 2026 a listen to hear where to begin: 316. Your 2026 Life Overhaul Plan: Faith, Clutter, Debt, Diet and More!  If you've never prayed a rosary or you want to see how you can incorporate it into active decluttering, here is the first episode of my rosary declutter series from last summer. 288. Summer Declutter Series Week Just getting started on your decluttering journey? Give this episode a listen before you begin: 322. Guidelines to Decluttering ***Are you so overwhelmed with clutter that you find yourself unable to make any decisions? Do you plan on decluttering only to find yourself standing in a room confused about where to start? Are you hoping motivation will strike and you'll get it all done in one weekend? If this sounds like you, let's work together. Book a one hour virtual coaching session via Zoom. Together we craft a decluttering plan and I walk you through the process. You'll complete much of the decluttering on your own time at your own pace. I just give you the roadmap and the accountability. Cost $77 per hour. Virtual Coaching Schedule   Not sure what you need? No problem! Book a complimentary 15 minute clarity call. We'll meet via Zoom and see if working with me would benefit you.  Email me at: tightshipmama@gmail.com to schedule a time.   Looking for community of like-minded women? Join the private Facebook community here: Facebook Group Prefer to receive a weekly email with the monthly freebie like a group rosary, group declutter, or budget Q&As?  Join my mailing list here: Monthly Newsletter   For any other inquiries or guest appearances, please email me at: tightshipmama@gmail.com    

Tamara Buzyna Adams knows the sandwich generation experience. She spent years caregiving for her father through dementia while continuing to support her aging mother — all while raising two children and navigating a midlife career pivot. In this episode, Tamara shares how exploring family history with a loved one living with dementia can be a powerful tool for connection — sparking moments of clarity, preserving identity, and bringing peace to both the person with dementia and the caregivers. We also get into the deeply relatable emotions around role reversal with aging parents and what it really feels like when the child becomes the caregiver. Tamara shares her experience transitioning a parent to community living, how her family used regular Zoom calls to keep remote family members connected and involved, and the hard-won wisdom she's gained around saying no and setting boundaries as a caregiver. She shares how her passion for genealogy turned into a profession, and the unexpected self-discovery journey that unfolded through translating her grandma's handwritten journals and her additional research, which led her to write her book, Last Ship to Freedom. And for anyone curious about digging into their own family history, Tamara shares practical advice on how to get started — no experience needed. Show notes with product and resource links: https://bit.ly/HHCPod234 Receive the podcast in your email here: http://bit.ly/2G4qvBv Order a copy of Elizabeth's book Just for You: a Daily Self Care Journal: http://bit.ly/HHCjournal For podcast sponsorship opportunities contact Elizabeth: https://happyhealthycaregiver.com/contact-us/ The Happy Healthy Caregiver podcast is part of the Whole Care Network. Rate and Review the podcast: https://bit.ly/HHCPODREVIEW

Cassie, Daurie, and special guest Maddie tackle Disney's live action remake of The Little Mermaid in our final episode of this Little Mermaid revisit. A minor miscommunication leads to slightly different approach for the episode -- can Daurie and Cassie convince Maddie, a lifelong lover of Disney's animated Little Mermaid, to watch the live action and give it a try? You'll also learn what this movie has to do with picture books, the 95 Pride and Prejudice, and Cassie's production of The Lightning Thief; which change from the animated movie causes the most heated debate; and perhaps most importantly, how many times Cassie accidentally calls Triton "Trident."The main discussion starts at the 7:50 mark.You can find Maddie on Substack: https://open.substack.com/pub/atthehearthwithmaddieJoin our community! View all of the benefits of joining our Patreon including the Official Of Slippers and Spindles Book Club, exclusive polls, monthly bookmarks, Zoom hangouts, and more! https://patreon.com/ofslippersandspindles Visit our our merch store, Facebook group, Instagram, Discord, and more! https://linktr.ee/ofslippersandspindles We love to hear from you! You can reach us at ofslippersandspindles@gmail.com Music: Through The Woods by Shane Ivers - https://www.silvermansound.com 

Part 6 - Trial Days 10 and 11 Lindsay Clancy, a labor and delivery nurse, murdered her three young children on January, 24th, 2023. In this episode, Nurse Erica breaks down days ten and eleven of the trial, which includes courtroom testimony from the psychiatric medical professionals who treated Lindsay Clancy. This episode also includes analysis of  courtroom dynamics and legal motions. The defense focuses on Lindsay Clancy's mental health, post partum depression, psychosis, and psychiatric medication history. The prosecution contends Clancy deliberately and meticulously planned this. This true crime trial series explores systemic issues in maternal mental health, the healthcare and the legal systems. Nurse Erica offers insights from a nurse's perspective to help listeners understand the complexities of the medical evidence and legal case. *Trigger Warning: this case discusses suicide and child death.   Advertise on the show! Email with the subject NURSES UNCORKED SPONSOR to: nursesuncorked@gmail.com   Become a Patron! Gain early access to episodes, ad-free episodes, exclusive bonus content, giveaways, Zoom parties, shout-outs, and much more. https://patron.podbean.com/nursesuncorkedpodcast ETSY Shop:  Stop Healthcare Worker Violence! https://www.etsy.com/shop/TheNurseErica   Chapters: 00:00 Intro to the Lindsay Clancy trial and episode 04:00 Answering viewer questions 06:14 Cross-examination of Dr. Jennifer Tufts 33:52 Testimony: Nurse Practitioner Julie Paul  38:52 Day 11: Defense's motion for TikTok witness 42:55 Testimony: Nurse Practitioner Rebecca Gelato 1:03:50 Summary of key evidence   National Suicide Hotline: Call / Text 988   Emily Thorndike TikTok: https://www.tiktok.com/t/ZP8nWkKbh/   Send viewer questions to: thenurseericarn@gmail.com Help the podcast grow by giving episodes a like, download, follow and a 5 ️ star rating! Please follow Nurses Uncorked at: tiktok.com/nurses-uncorked https://youtube.com/@NursesUncorkedL   You can listen to the podcast at: podcasts.apple/nursesuncorked spotify.com/nursesuncorked podbean.com/nursesuncorked iheart.com/nurses-uncorked   Follow Nurse Erica:  @TheNurseErica on TikTok, Instagram, Facebook and YouTube! https://www.youtube.com/@thenurseerica9094 https://www.instagram.com/the.nurse.erica/   DISCLAIMER: This Podcast and all related content published or distributed by or on behalf of Nurse Erica or Nurses Uncorked Podcast is for informational, educational and entertainment purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions expressed or contained herein are not intended to serve as legal advice, or replace medical advice, nor to diagnose, prescribe or treat any disease, condition, illness or injury, and you should consult your health care professional regarding all matters concerning your health, including before beginning any exercise, weight loss, or health care program. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment. The views and opinions expressed on Nurses Uncorked do not reflect the views of our employers, professional organizations or affiliates. Any information or opinions provided by guests, experts or hosts featured within website or on Nurses Uncorked Podcast are their own; not those of Nurse Erica or Nurses Uncorked LLC. Accordingly, Nurse Erica and Nurses Uncorked cannot be responsible for any results or consequences or actions you may take based on such information or opinions. All content is the sole property of Nurses Uncorked, LLC. All copyrights are reserved and the exclusive property of Nurses Uncorked, LLC.

Billy keeps putting off writting the show description so get out of here and just click play already!

Halfway through 2026, it's time to look back at all the C-dramas I've watched so far and, more importantly, the ones that have stolen my heart!

Episode Synopsis:Are personality disorders just an unfortunate side effect of being a human being in a fallen world, or is there something deeper going on, something more to it that movies have been hinting at for a while?We talk about this and much more, including:How has the entertainment industry influenced the diagnosis of Dissociative Identity Disorder (DID)?What does the Bible say about multiple personality disorders?How does our construction leave room for another entity in our mind?Why are there so many movies about alter egos and split personalities?How has the media used the three stages of brainwashing to alter our perspectives on DID?Original Air DateAugust 12th, 2026Show HostsJason Spears & Christopher DeanOur PatreonConsider joining our Patreon Squad and becoming a Tier Operator to help support the show and get access to exclusive content like:Links and ResourcesStudio NotesA monthly Zoom call with Jason and Christopher And More…ORP ApparelMerch StoreConnect With UsLetsTalk@ORPpodcast.comFacebookInstagram

What do you do when you follow the love of your life to a new country and aren’t legally allowed to work? You start Shopify… Dave Young: Welcome to the Empire Builders Podcast, teaching business owners the not so secret techniques that took famous businesses from mom and pop to major brands. Stephen Semple is a marketing consultant, story collector, and storyteller. I’m Stephen’s sidekick and business partner, Dave Young. Before we get into today’s episode, a word from our sponsor, which is, well, it’s us, but we’re highlighting ads we’ve written and produced for our clients. So here’s one of those.  [Kooler Garage Doors Ad] Dave Young: Welcome back to the Empire Builders Podcast, eh. Stephen Semple: Eh? Dave Young: See what I did there? See what I did there, Stephen? Stephen Semple: I do. Dave Young: Stephen whispered in my ear that we’re going to talk about a Canadian company, eh. Shopify. Stephen Semple: Shopify. Dave Young: And I didn’t know they were Canadian. Stephen Semple: Yes, they are. Yeah. Dave Young: Well, do tell. Stephen Semple: Yeah. Well, and here’s one of the things that I love about this story is it was started by a person who couldn’t get a job and decided to sell snowboards online. Dave Young: All right. Stephen Semple: Right? Dave Young: Snowboards. Stephen Semple: How could I not love that? Dave Young: Yeah. You would love that all day long. Is that where you bought your first snowboard? Stephen Semple: No, it is not but… Dave Young: Wait, wait, you weren’t that kid, were you? Stephen Semple: No, I was not. So they’re a big deal, annual revenue of close to $12 billion. They’re one of Canada’s most valuable companies with $160 billion market cap. They’ve got 7,600 employees worldwide and kind of like five million online stores in 175 countries. And here’s the figure that got me the most when I was researching it. And it’s the number 378 billion. That’s how much merchandise was sold in a year. $370 billion worth of merchandise was sold through Shopify. Dave Young: All right. Stephen Semple: Put that into context, that’s the GDP of Singapore. Dave Young: Yeah, that’s crazy. Stephen Semple: Isn’t that crazy? Dave Young: That’s a lot of sales. Stephen Semple: Yeah. So Shopify was founded in 2006 in Ottawa by Tobias Lutke, Daniel Weinand and Scott Lake. But our story starts a couple of years before with Snowdevil, the snowboarding business. Dave Young: Okay. Stephen Semple: So Tobias was born and raised in Germany, and his parents had this place in the Alps, and they would often drive to the Alps to go skiing. Then they decided to do a trip to Canada to do Whistler. At the time, the Canadian dollar was low. It was like the 2000s, and he decided he was going to snowboard rather than ski. And this is when he fell in love with two things, snowboarding, and he met his now wife, Fiona. Dave Young: Was she also snowboarding? Do we know? Stephen Semple: I don’t know whether she was snowboarding or not. That’s an interesting question. Dave Young: All right. Stephen Semple: So he returns to Germany, they keep in touch, and when she finishes her bachelor degree, she decides to move to Germany. So in Germany, Tobias struggled in school, ADHD, dyslexia, dropped out after grade 10, and he joins a programming apprenticeship program at Siemens. And he’s part of this kind of rebellious environment. He loves it. And he and Fiona are together for about 10 months, and she decides she needs to return to Ottawa to start her master’s program. So he moves with her to Ottawa. Now, he tried to work remotely, but remember, this is the early 2000s. Tools were not really there. You didn’t have Slack, you didn’t have Zoom. It was tough. He wasn’t really able to do it. Dave Young: A little bit of Skype going on by then maybe, but yeah. Stephen Semple: Yeah, maybe, but even not great, right? He’s spending a bunch of time snowboarding and he dives into it and he’s learning all he can about it. And he even started thinking, “Well, maybe I could sell snowboards online.” And around this time, he gets offer for a job with a business in Ottawa, and the topic of work permit comes up, which oops, he doesn’t have. Dave Young: Doesn’t have a work permit. Yeah. Stephen Semple: Right. He’s legally allowed in the country, but he’s not allowed a work permit. So he goes to see a lawyer and he’s told, “Hey dude, you’re unlikely you got a work permit. You’re legal in the country. You could start a business, but you can’t work for someone.” Dave Young: But you can start one. Stephen Semple: But you could start one. Dave Young: That’s all right. I mean, that’s fair. Stephen Semple: So he decides snowboards online, it is. That’s what he’s going to do. Dave Young: Put a hold on that because I’m thinking, start a business. I’m wondering if that’s why there are so many foreign taxi drivers, that a taxi cab was actually a business. Stephen Semple: Could be. Dave Young: Working for somebody, you’re working for yourself. Stephen Semple: You are, you’re independent. Yeah. Dave Young: Maybe the whole taxi industry was a loophole. All right. Anyway. Stephen Semple: Could be. Dave Young: So he- Stephen Semple: So Scott Lake, who’s one of the founders, worked for the company that tried to hire Tobias, and they keep in touch. And they decide to create this company Snowdevil together because Scott had all these vendor relationships. Tobias worked on the technology. Now, here was the problem at the time. There was not software to make any of this easy, especially the credit card. Dave Young: Sure. Stephen Semple: And it was really hard updating and changing websites. Here’s the part that I loved. They wanted to tell stories about every snowboard that was sold. They actually wanted to take the board onto the mountain and chronicle how they spent the day and tell that story of that board and put it on the website. That’s how they were selling boards. This was also around the time the emergence of blogging. So they really felt that if you could wrap this really great story around the product and get people excited about it, they would buy from you and they wanted to break away from this Sears catalog model through the stories. Dave Young: Is this every individual board? Stephen Semple: Yes, had a story. Dave Young: Or every model. Stephen Semple: Every board had a story. Dave Young: Not every model of board. Every single board. Stephen Semple: Well, sorry. When I say board- Dave Young: Every model. Stephen Semple: Every model. Dave Young: Okay. Stephen Semple: Yes. Dave Young: Got you. Stephen Semple: Every model had a story. Dave Young: I mean, because that’s a lot of snowboarding. Stephen Semple: Well, but it was also the early days, there weren’t that many boards out too. Dave Young: Yeah, yeah. Stephen Semple: Your universe was not as big as it is today. So Tobias, they’re trying to figure out how to do this, and he comes across this program called Ruby on Rails. And here’s the thing that was funny. Dave Young: I remember Ruby on Rails. Stephen Semple: The source code at the time was Latin characters and all the documentation was in Japanese, but he still figured out how to make it work. Dave Young: Okay. Stephen Semple: So he started to build an e-commerce platform on that. And one of the big moments for Tobias, and this is the inspiration for Shopify, is the feeling he got when they got notice of their first sale where he’s sitting there and he gets a bing on his phone and they’ve made a sale. And that feeling that he had in that moment was just unbelievable for him. Dave Young: Cha-ching. Yeah. Somebody found us and bought something from us. Stephen Semple: Somebody found us and bought something. This is incredible. Now, they built the business on pay-per-click, but you got to also remember, AdWords at the time, 20 cents a click is what they were spending. Think about it. In the sporting goods space, 20 cents a click. Dave Young: Nobody else had figured it out yet. Stephen Semple: No one else figured it out. And at the time, snowboards had really good margins. They had a good winter. Things went really well. They’re coming into the summer, things are slowing down, and they’re thinking about, “Well, what should we do?” And here’s one of the things that happened. They started getting approached by other people in the industry saying, “Hey, can you license all this stuff that you built? Because we’re trying to figure out how to do this online stuff and it’s really hard. Can you just license that to it and can we just use it?” Dave Young: Seems like they figured that out. Yeah. Stephen Semple: So in 2006, right, so in 2006, Snowdevil disappears. Shopify is born. Dave Young: All right. We can’t… Yeah. Stephen Semple: And Shopify is shopping simplified, Shopify. Dave Young: That’s brilliant. Stephen Semple: Right. Dave Young: The cool thing about software companies like that is you end up with one product and then you can sell that product a million times and it doesn’t cost you anything to make it, really. I mean, it’s software. There’s no manufacturing. Stephen Semple: There’s even something else on this. I’m in a program I think I’ve mentioned before called the Strategic Coach, quarterly coaching program, created by a guy by the name of Dan Sullivan. And one of the things Dan talks about is this idea of strategic byproducts, that when you create a really big goal, what will happen is in the process of achieving that goal, new things come out of it. And the reason why he calls them byproducts is sometimes some of the things that come out of it are way more powerful and way more valuable than the original thing you were trying to achieve. And this is a great example of it. The most valuable thing came out of it was this ability to make doing online shopping easier. Dave Young: Stay tuned. We’re going to wrap up this story and tell you how to apply this lesson to your business right after this.  [Using Stories To Sell] Dave Young: Let’s pick up our story where we left off, and trust me, you haven’t missed a thing. Stephen Semple: And the reason why he calls them byproducts is sometimes some of the things that come out of it are way more powerful and way more valuable than the original thing you were trying to achieve. And this is a great example of it. The most valuable thing came out of it was this ability to make doing online shopping easier. Their goal was to sell snowboards online. Dave Young: Yeah. Stephen Semple: The byproduct was this, and the byproduct was way more powerful, way more valuable. Dave Young: Oh, yeah. A lot of people want to sell a lot of things. Stephen Semple: But the problem is sometimes we lose sight of that. We can lose sight of it because we go, “Yeah, but I just wanted to sell snowboards. No, I’m going to ignore this thing.” Rather than, “Oh, wait a minute. Oh, wait a minute. Wait a minute. There’s this opportunity here.” So I commend them for recognizing that. So they start wanting to develop it as more of a product. Tobias calls Daniel Weinand, who’s the third founder, who’s a buddy from Germany, and he convinces them to come to Canada to help him build the product because he needs more coding. They raise some money, they’re off to the races. But here was even their challenge when it came to running money. Back then, everyone believed the future belonged to giant online malls, Amazon, eBay. Everybody just wants to go to one giant marketplace. Shopify believed something radically different. Instead of building one giant store, what they wanted was help millions of people have their own store. Because when you’re on Shopify, it’s your store. Shopify is just the back end. Dave Young: And they’re not going to do all the things that you hear Amazon does when you try to sell on Amazon, right? They’re going to go figure out how to make your product cheaper and sell it under their name. Stephen Semple: And Tobias talks about in interviews that feeling he had when they got that first online transaction. Dave Young: Yeah. Stephen Semple: That’s what he wanted people to have. He wanted people to have that opportunity. The idea behind this business was not to develop software. They don’t see themselves as a software company, but they see themselves as a company that helps people start businesses. Shopify wasn’t selling software, they were selling independence. You can own your business, you own your customer list, you own your brand, you own your future. That emotional positioning matters. And it helped attract entrepreneurs who didn’t want to sell inside the Amazon ecosystem because what they were buying was freedom. And this drove a lot of the decision-making because in 2009, the next big evolution that came along was Shopify launched an app store. And basically what it did is it opened its platform to outside developers. Suddenly anyone could build an application that extended Shopify’s capabilities, email marketing, inventory managing, shipping, loyalty programs, accounting, subscriptions, thousands of other tools. And that fundamentally changed the company because if they though of themselves as a software development company, they would’ve tried to develop those things. Instead, they saw themselves as a company that is supposed to simplify this process for people. So therefore, why don’t we take your tool and plug it into ours? Dave Young: Yeah. Yeah. Stephen Semple: Right? But that thinking is what changed everything. Now, I also want to think about this because we often talk about north stars and things along that lines. When they think about it even from a marketing perspective, when what I’m selling is I’m going to make it easier for you to become an entrepreneur, that’s a very different emotional sales pitch and positioning than I’ve got this tool. And it helped them do things like, well, why wouldn’t we do this app store? Does this app store make it easier for a person to be an entrepreneur? We’re doing it. Dave Young: Yeah, I love it. Stephen Semple: There’s 16,000 apps now in the Shopify app store, and Shopify paid developers over a billion dollars through its ecosystem. Dave Young: That’s pretty amazing. Stephen Semple: Yeah. So think about this. It’s a software company started by a software engineer that decided not to build software. Dave Young: All right. Yeah. Stephen Semple: Right? And it all goes back to that moment that Tobias felt when he had that first transaction. And he also talks about nothing else changes a person’s life by being able to build their own business. And he was like, if we can facilitate that, their goal is to facilitate people building their business. And if you think about even things like opening it up to the outside, Apple has done it with the App Store. Salesforce has done it with AppExchange, Amazon with Marketplace, Microsoft. Other companies have all done it. But I think these guys just had a real strong north star because they stopped asking the question what we can build and started asking the question of what can others build on top of what we’ve built? Dave Young: Yeah. It’s a beautiful ecosystem. Stephen Semple: Because that driving goal- Dave Young: Yeah. Stephen Semple: Yeah, because the driving goal was make it easy to start a business. Now, here’s how powerful that idea is. Heard this in an interview with Tobias. So Tobias was being interviewed and this is literally what he said. I recorded it and wrote down the quote. And since we’re talking about stats, this is the most gratifying of all the numbers related to Shopify, and it’s actually the north star of the company. That’s the words he uses. Every 52 seconds, someone has had that experience of getting their first sale, the one I described. And in so many cases, someone is going from being a builder to now being an entrepreneur. There’s so few things you can do that actually changes your identity in a meaningful degree. This company’s heart is really the founder onboarding process and trying to make this simpler. What’s been so fascinating is that the initial idea behind Shopify was that idea. Dave Young: Yeah. Every 52 seconds somebody gets their first buyer. Stephen Semple: First sale. Dave Young: First sale. That’s amazing. Stephen Semple: Their first transaction. Isn’t that incredible? And that’s- Dave Young: It’s a new store every- Stephen Semple: Right. And his summary from his interview of what’s the thing that he was most proud of was that, that’s that. Not the billions of dollars, not this, that every 52 seconds, somebody’s getting their first transaction. Dave Young: I love that. Stephen Semple: Isn’t that incredible? Dave Young: Yes. Yes. There’s nothing not incredible about it. Stephen Semple: Yeah. Dave Young: It’s a good thing they didn’t give him a work visa, is what I’m saying. Stephen Semple: Yeah, it all worked out well. But the part is that I found so interesting about this, because we do this when we work with customers. Well, with customers, we help them to find their north star. What’s your north star? Dave Young: Yeah, oh yeah. Stephen Semple: What is that thing for your business? And that the finding of the north star is what actually made all of this work. And they found their north star starting their own business when they had that first transaction. It remained true to that and has driven those decisions and has allowed them to make better strategic decisions such as the App Store. But on top of that, I’m going to say it helped all their marketing messaging because somebody who aspires to be an entrepreneur will connect with Shopify and its goals and dreams and aspirations. Dave Young: Yeah. I love that story. Stephen Semple: Yeah. Dave Young: Wizard Academy has a Shopify store. Stephen Semple: Does it? Dave Young: Yeah. Stephen Semple: Cool. Dave Young: Yeah, shop.wizardacademy.org. You can buy a mug or a postcard. Stephen Semple: There you go. Dave Young: Things like that, so. Stephen Semple: Awesome. The only reason I didn’t know that is anytime- Dave Young: I didn’t get the notifications for it. Stephen Semple: Well, and the only reason why I don’t know about that is anytime I buy stuff, I always like getting it when I’m in person. Dave Young: Exactly. Stephen Semple: Yeah, yeah. Dave Young: Way more fun. We don’t do banging business, but it’s there. Stephen Semple: It’s there and it helped you do it. Dave Young: You want the mug that I drink out of sometimes. Stephen Semple: Well, that’s it. That’s the way you should be selling them. You should be selling your dirty mugs. Dave Young: I test every mug. Very cool, Stephen. Thank you for bringing us the Shopify story. Stephen Semple: All right, thanks, David. Dave Young: Thanks for listening to the podcast. Please share us, subscribe on your favorite podcast app, and leave us a big fat, juicy five star rating and review at Apple Podcasts. And if you’d like to schedule your own 90-minute Empire Building session, you can do it at empirebuildingprogram.com.

This is a recording of a live guided meditation.  The meditation guide and the members of the public who joined the meditation used the Zoom platform.   Even though you are listening to this meditation as a recording rather than attending live, in the world of consciousness, there is no time or space. Meaning, regardless of when you listen, you are in a meditation with a large group of folks from different walks of life and places on the planet.Meditation Guide: Judy Hunter, Master meditation guide and seasoned teacher and trainer for the Divine Spark Program.Judy's Meditation Guide Style: Rich, musical tone to her voice.  Inspiring imagery and clear guidance makes possible going deep into your center safely and joyfully.Content: Features these tools and techniques:Grounding (Earth Connection)ReleasingCenteringIntentional BreathingCenter of Head AwarenessFinding the energy flow of universal consciousness within you, then stepping into itTraveling within your energy architecture -- moving point of awareness through 1-12 chakras Intention setting Bringing your life energy into harmony with your divine/universal self

Zoom out..take a bird's eye view. The Dream is reality and your reality is only a dream..CrownsMedia— empowering you to become the devilzworstnightmareSubscribe: https://www.youtube.com/channel/UC41gaoIttPfL9vpCKuCs_kQMAD VIP Club: https://stan.store/ministershellieSocials/Support: https://linktr.ee/ministershellieMerch: https://crownsmedia.creator-spring.com/Spotify: https://open.spotify.com/show/08SbB6HezwQUl2aupYcDSZApple: https://podcasts.apple.com/us/podcast/crowns/id1474704503 Thx for watching!#prophetic #prayer #worship #spiritualwarfare #intercessoryprayer #deliverance #faith #endtimes #christian #christianwomen #womenofprayer #warfareprayer #warroom #fireofgod #holy #holyspirit #holyghost #revival #awakening #church #kingdomofgod #freedom #jesus #kingofkings

Did Guns 'n Roses ever perform on a late-night talk show? The gang investigates. Then, J. Keith has a celebrity (vanity plate) sighting!If you'd like a second full episode every week, plus video of every episode and monthly bonuses, head over to nevernotfunny.com and sign up for a Platinum subscription. Plans start at $6/month and more perks, like access to our back catalog and game nights on Zoom, are also available. Sign up today!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's Tuesday's with Tony Allen presented by Mainland Pool Service. TA joins the show on Zoom to talk about the NBA releasing it's opening night and Christmas schedule, Isaiah Stewart's comments about Memphis, Ty Jerome's summer pickup videos, and a few of the Grizzlies players getting engaged (6:19). Memphis Basketball released their non-conference schedule and Chris applaud's Penny Hardaway for it. He says they didn't have to play as many of these games as they are playing (1:10:00).Host: Chris VernonContributors: Devin Walker, Jon RoserTechnical Director: Jaylon Wallace Associate Producer: Jena Broyles 

What if your "trauma" is actually your nervous system doing exactly what it was designed to do?  Gloria is back on the Inner Child Podcast after a summer break to share how the healing industry is shifting from a "diagnostic" approach, to a heart-centred model of mental health! Plus, an exciting new announcement about a brand new podcast segment, where YOU can receive 1-1 healing from Gloria- for free!Mentioned In Episode:

Every couple has to learn how to accept their differences. But when you're in a neurodiverse relationship, those differences aren't just quirks; they're completely different ways of experiencing the world. In this episode, we're getting real about love, autism, and how to actually understand each other in a conversation with psychologist and author Dr. Cindy Ariel, who drops by to chat about her book, Autism and the Two of Us. Cindy brings so many incredible insights to the table, including what autism actually is and why neurodiversity is just a normal variation of the human brain. She also gets into the nuances of identity-first vs. person-first language and why those choices matter, and busts some major myths and talks about redefining what "typical" love even looks like. Tune in for a genuinely eye-opening conversation on love, connection, and neurodiversity!Listen and Learn: Framing neurodiversity as the natural spectrum of variation in human minds Why the assumption that autistic individuals cannot sustain meaningful partnerships is a misconception The need to move away from standard expectations of romantic behavior, and why neurotypical and autistic partners often express love in vastly different ways Actionable insights on how partners can translate each other's emotional signals to build deeper connections How neurodiverse and neurotypical partners often interpret the same situation in vastly different, yet equally valid ways Moving past rigid expectations and deadlocks by co-creating custom, "third-way" solutions that meet both partners' unique emotional and practical needs Overcoming the "closeness communication bias" by learning to treat your partner how they want to be treated rather than relying on default assumptions Navigateing deep neurological differences by letting go of diagnostic labels and distinguishing between normal incompatibility versus toxic behaviorResources: Autism and the Two of Us: Love, Communication, and Neurodiversity https://uk.bookshop.org/p/books/autism-and-the-two-of-us-how-understanding-each-other-can-help-you-build-a-stronger-lasting-love-cindy-n-ariel/b92004b21dec8780?ean=9781462560189&bkshp-astro=t alternativechoices.com Pre-order Yael's book and get pre-order bonuses! (order 12 or more copies and I'll join you on a Zoom for a 30-minute mini-workshop or Q&A!)About Cindy Ariel: Cindy Ariel is a Philadelphia-based psychologist who has spent more than three decades at the intersection of psychology, neurodiversity, and intimate relationships. In 1992, she cofounded Alternative Choices, an independent group psychology practice known for its work with LGBTQ families and with individuals on the autism spectrum. She is the author of several books on neurodivergent relationships, including her newest, Autism and the Two of Us: How Understanding Each Other Can Help You Build a Stronger, Lasting Love (Guilford Press). Dr. Ariel is widely recognized for her work with neurodiverse couples, combining clinical insight with advocacy for understanding, acceptance, and the celebration of all kinds of minds. She was doing this work long before most people had a framework for thinking about autism in adulthood. Learn more at alternativechoices.com.Related Episodes:186. Set Boundaries Find Peace with Nedra Tawwab263. Relationships with Emotionally Immature People with Lindsay Gibson449. How to Feel Loved with Sonja Lyubomirsky and Harry Reis467. Bonded by Evolution with Paul EastwickSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if your body was designed to heal itself - but something was getting in the way?In this fascinating and hope-filled episode, I talk with Dr. Chris Molda about chronic illness, hidden toxins, and new approaches to healing. Dr. Molda is a functional wellness practitioner, Doctor of Chiropractic, and owner of Molda Functional Wellness.Dr. Molda shares his personal story of facing a “perfect storm” of health problems that left him seriously ill. He battled Covid, contracted Lyme disease from a tick bite, dealt with black mold exposure, and struggled with parasites. Even with his medical background, he found himself searching for better answers and deeper healing.As a chiropractor, Dr. Molda has always believed that the body wants to heal itself. The challenge is finding and removing the things that block healing. He explains what he calls the “Three T's”:TraumaThoughtsToxinsFor him, toxins became a major problem. Traditional treatments helped somewhat, but they didn't fully solve the issue. That search for answers eventually led him to induced native phage therapy.During the episode, Dr. Molda explains about bacteriophages, or “phages,” which are viruses that target harmful bacteria. He says our bodies naturally contain trillions of bacteria and viruses, and many of them actually help keep us healthy. According to Dr. Molda, this therapy works by supporting the body's natural ability to restore balance and fight harmful bacteria.We talked about how this approach has been used for people dealing with Lyme disease, long Covid symptoms, mold toxicity, and other chronic health problems.Dr. Molda also explains what it's like to work with him. The process starts with a free 15-minute call to see if this approach might be a good fit. If it seems helpful, the next step is a longer consultation where he discusses your health history, goals, expected timeline, and costs.Because appointments are done through phone and Zoom, and treatments can be shipped directly to clients, people can work with Dr. Molda from the comfort of their own home.This episode is all about looking deeper, finding root causes, and supporting the body's natural ability to heal.You can learn more about Dr. Molda and his work at:DrMolda.comPhagen CorpEpisode HighlightsDr. Molda's personal journey through chronic illnessThe “Three T's”: Trauma, Thoughts, and ToxinsWhat phage therapy is and how it worksLyme disease, mold toxicity, and long Covid recoveryWhy finding the root cause mattersWhat to expect when working with Dr. MoldaSupporting the body's natural healing processListen and ShareIf you enjoyed this episode, please subscribe, leave a review, and share it with someone who may benefit from this conversation. Messages of hope and healing can make a real difference.Listen, Share, and SupportIf this episode resonated with you, please share it with someone who may need hope today.Be sure to subscribe, leave a rating and review, and help us spread more healing and inspiration to the world.Free Resource for HealingIf you're ready to release stress, calm your mind, and begin healing from within, visit:

When you're doing IVF, it's important to be prepared. I want you to have the best outcome possible, and for me that includes making sure you have everything you need on hand to support your physical, mental, and emotional health as you go through the process. Today on the podcast, I'm sharing my top 10 things you need when you're embarking on IVF: 1. Get your electrolyte rich drinks ahead of time 2. Stock up on a protein powder+shake that you love 3. Consider scheduling a food delivery service 4. Prepare for a poop emergency: stool softeners are your friend 5. Purchase panty liners because you can spot and that's considered normal after an egg retrieval and waterproof underwear helps with the discharge too 6. Egg Whisperer fertility pants 7. Grab that Tylenol or Advil ahead of time and a heating pad too for aches and pains 8. Take precautions against Ovarian Hyperstimulation Syndrome (OHSS) 9. Build your fertility TEAM 10. Get your TUSHY checked I know that's a lot of info to pack into a single post here - so you can get all sorts of details and additional information over at the website, where you can also listen to the whole episode. What I want most for you is to feel comfortable, and prepared as you take the next step on your fertility journey, and so that is why I'm sharing the essential must-haves that my patients have found to be helpful in making their experience and recovery more comfortable. Read or listen to the whole episode on the website. Would you like to learn more about IVF? Click here to join Dr. Aimee for The IVF Class. The next live class call is on Monday, August 17th at 4pm PST, where I will explain IVF and there will be time to ask me your questions live on Zoom. Sign up at EggWhispererSchool.com Click to find The Egg Whisperer Show podcast on your favorite podcasting app.   Watch videos of Dr. Aimee answer Ask the Egg Whisperer Questions on YouTube.  Sign up for The Egg Whisperer newsletter to get updates   Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org.

We chat with Graham, a Rabbie's driver-guide in Edinburgh, about what turns a simple day trip into a friendly, personal experience. We break down how small group touring works, from the first meet-up at the bus station to the last stop, with practical tips on choosing a route and packing for Scotland's weather.Why a 16 seater bus changes the whole feel of a tourWhat a driver-guide actually does beyond drivingHow the morning meet and greet and check-in works at Edinburgh Bus StationBuilding a relaxed group dynamic without forcing itBalancing storytelling, scenery, music and quiet timeHow long you get at stops and why flexibility mattersWho books these tours: solo travellers, couples, families and return visitorsPopular routes including Loch Ness, Glencoe, Skye, castles and whisky toursWhy multi-day tours sell out and which one Graham recommends firstWhat to bring: waterproofs, comfy shoes, layers, charger and power bankOur best tip: pick the tour that excites you mostBook here and use the code UKTP10 for 10% off.If you're planning your own UK trip and have a question, do leave us a voice message through SpeakPipe. If you enjoyed this one, please share it with someone who's dreaming of Scotland, and leave us a review on your favourite podcast app.Still planning your UK or Ireland trip?Rabbie's small-group tours are a brilliant way to see more without the hassle of driving or planning everything yourself. With departures from cities such as Edinburgh, London and Dublin, it's easy to add a multi-day adventure to your itinerary. Have a look at their tours and any current offers on their website - Rabbies.comSupport the show

What actually makes a photo shoot go well, and what makes an expensive one go sideways? In this episode of The Localist, Carrie Rollwagen sits down with Katey Beck and Taylor Davis, producers at Infomedia Studios. Katey is a chef turned producer. Taylor is a film major from Auburn with a background in commercial acting and wedding videography. Together they run photo and video shoots for small businesses and brands in Birmingham, and Carrie regularly goes to them for the questions she cannot answer herself: what to wear on camera, how not to freeze up on video, whether her Zoom background looks weird. Katey and Taylor talk about what really goes into a shoot. Why one hour of production equals one minute of finished content. Why a full day realistically nets you 80 photos and a 90 second video, not a highlight reel. Why hospitality matters more than gear. Why you should never book a photographer without asking about lighting, focus and their ability to direct posing. When you actually need a stylist on set, and why food is the one category you always do. How to make people comfortable on camera when they are not used to being there. The second half is a practical guide for anyone shooting on their own. What a shot list is and why the whole team needs one. Why brand shoots often fail because the photos were not planned against the content they would live in. Why you should not wear the same blazer in every frame. How to build a good background at your desk. Why the iPhone is a legitimate tool in 2026, and how to hold your exposure to get better footage in any light. Katey and Taylor also answer listener questions on why video is so much harder than photos, whether there really is a good side of your face, and what budget you actually need to hire a producer. Watch on YouTube _______________________________________   Mentioned in This Episode    Infomedia Studios Infomedia Uptick Marketing @pinklanternbhm Spindle Photography (Kelly Cummings)   Thanks to Our Sponsor, Infomedia The Localist is sponsored by Infomedia. They are a Birmingham-based web and digital marketing company. They help small businesses grow online. •       Contact Infomedia    Join Us at Localist Lab Localist Lab is a free event series for small business owners. It meets on the third Thursday of most months at Saturn in Avondale. Free tacos and coffee too. •       See upcoming events and register   Subscribe to Carrie's Newsletter Want more small business tips from Carrie? Sign up for her newsletter. •       Sign up here

Lyt til hele episoden på Podimo.Otte år siden sad vi på kanten af Christianshavns Kanal med tvivlsomt optageudstyr og optog en special med Morten Breum. Otte år siden sad vi på kanten af Christianshavns Kanal med tvivlsomt optageudstyr og lavede en special med Morten Breum. Nu er vi tilbage, genforenet på værelse 207 på Hotel Royal i Aarhus, hvor vi lige tog en snak med Morten, inden vi fulgte ham resten af aftenen på Bøgescenen på Smukfest 2026. Senere på ugen kommer en lang Smukfest Special 2026. - Direkte fra Smukfest og baglæns ind på værelse 207 på Hotel Royal for at tale med Morten Breum et par timer inden hans headline på Smukfest, hvad Tomorrowland egentlig er for en størrelse, at spille på festivalen 15 år i træk, de største scener og at rejse globalt, Tomorrowland som et globalt imperium, elektronisk musik på Ibiza, at forberede sig til at spille på Smukfest, Zoom-kaldet med Nik & Jay, 150 mennesker på scenen og en specialbygget scene, MarineTraffic i Miami, Fireball-shots, der ødelagde det hele i Vegas, 31 dage i et fly i 2025, to bananer som ritual, at trække snitalderen ned, at optræde kl. 06.00 som primetime på Ibiza, AGF er mestre og Værn har altid været den originale headline. Værter: Esben Bjerre & Peter FalktoftRedigering: PodAmokKlip: PodAmokMusik: Her Går Det GodtInstagram:@hergaardetgodt@Peterfalktoft@Esbenbjerre

When your vinyasa needs hip opening, hamstring relief, and posture recovery, we've got you. + + + Thanks for listening...here's how to learn more. If you're near Santa Rosa, CA come on over to 1617 Terrace Way. Beginners are welcome in every class...and experienced flow junkies will feel right at home, too! Got questions? Want to chat about yoga? Email us! info@threedogyoga.com Want more? Join our live-stream classes held in real time on Zoom.  Drop-in passes and memberships are available for every body. Please visit www.threedogyoga.com to learn more.    

OA1286 - NYU Law professor and Strict Scrutiny co-host Melissa Murray joins to discuss (among many other things) her new book, Sonia Sotomayor's dance moves, and why actually reading the Constitution matters now more than ever.  Professor Murray's book The U.S. Constitution: A Comprehensive and Annotated Guide for the Modern Reader is this month's OA Book Club selection, and we'll be meeting to discuss it via Zoom on August 30, 2026 at 4:30 PM EST. This is a perk available to patrons at ALL tiers! The U.S. Constitution: A Comprehensive and Annotated Guide for the Modern Reader, Melissa Murray (2026) “Of Might and Men,” Leah M. Litman, Melissa Murray, Katherine Shaw, Michigan Law Review, Vol. 122 Issue 6 (2024) “A Podcast of One's Own,” Leah M. Litman, Melissa Murray, Katherine Shaw, Michigan Journal of Gender & Law, Vol. I, Issue  The Trump Indictments: The Historic Charging Documents With Commentary, Melissa Murray and Andrew Weissman (2024) Check out the OA Linktree for all the places to go and things to do!

Meghan's guest this week is Evan Barker, a former progressive operative, fundraising strategist, and author of Nothing Left: Confessions of a Democratic Operative. Meghan was eager to sit down with Evan after following her journey from a working-class Midwestern Obama campaign volunteer to a high-powered consultant who ultimately grew disillusioned with the modern Democratic machine. Together, they pull back the curtain on what actually goes on inside campaign "call time," how wealthy donor advisors hijacked progressive priorities, and why the party's relentless focus on identity politics alienated the very working-class voters it claims to represent.   In this conversation, they dive into: The Brutal Reality of Political "Call Time": What it's like to sit beside candidates for eight hours a day begging billionaires for cash, using psychological tricks, and maneuvering past corporate gatekeepers. How Identity Politics Captured the Donor Base: How wealthy donors, young staffers, and ideological consultants created race-based funding mandates and cultural litmus tests that backfired across the country. Behind the Scenes at the DNC Spectacle: Evan's bizarre encounters chaperoning TikTok influencers, dodging Chicago vasectomy vans, and realizing the party's messaging was completely detached from everyday economic strain. Marrying MAGA Populism with Bernie Sanders Economics: Why a working-class party offering real health reform alongside common-sense border control could dominate American politics—if the two-party monopoly ever allows it.   Grab Evan's book Nothing Left: Confessions of a Democratic Operative and check out her work:

What a special month this has been thus far! Last week, you got to meet my oldest son, Luke. This week, I'm sitting down with my middle son, Brady Durkin, and I can't wait for you to hear this conversation. Brady is entering his senior year at High Point University (NC), pursuing his passion for media production, film, and storytelling. But this episode goes way beyond cameras, movies, and books. It's about purpose. It's about discipline. It's about creating something that matters. I's about learning to stay present while chasing big dreams. As Melanie and I prepare to become empty nesters, these conversations with my kids have become even more meaningful, and I pray they encourage you as much as they've inspired me. In true IMPACT SHOW podcast fashion, we flip the script halfway through the episode, and Brady turns the microphone around to interview me with some deep, thought-provoking questions. Let's just say...he definitely didn't go easy on his dad! In this episode, you'll hear: Why Brady believes stories have the power to change lives How and why he's pursuing a career in film production and creative storytelling The incredible experience of working behind the scenes on the upcoming Christmas film All That Glitters at Christmas Lessons learned from director Paul Joyner about servant leadership and caring for people The story behind Brady's first novel, Lesser, and what inspired him to write over 70,000 words while balancing college life Why consistency—not perfection—is the key to accomplishing big dreams The importance of staying present instead of constantly worrying about the future How discipline is built one day, one decision, and one small win at a time Brady's vision for graduate school, filmmaking, and creating stories that leave a lasting impact Our favorite family memories—from Disneyland to Europe—and why those moments matter more than ever Brady's honest questions for me about regrets, work-life balance, coaching, leadership, and dreaming big My advice for young leaders about networking, taking action, and putting your work out into the world before it's "perfect" Why your purpose is discovered by doing—not waiting One of the things I admire most about Brady is that he's never been afraid to walk his own path. He's a deep thinker, an incredible storyteller, and someone who genuinely wants to use his gifts to make people better. Whether it's through film, writing, or simply serving the people around him, I believe God has incredible things in store for him. As you listen today, I hope you're reminded that your dreams do matter—but so does today's work. Stay faithful to the process. Stay present. Keep showing up. And don't be afraid to create the thing that's been stirring in your heart. You never know how God will use it. If this episode encouraged you, would you please do me a favor? Share it with a friend or family member, post it on social media, and be sure to leave a five-star review. Your support helps us continue reaching more people with messages that inspire, encourage, and create impact. Please tag Brady & I at: IG: @ToddDurkin @BradyDurkinCreates Note: Don't miss next week's episode as we wrap up our special family series with my daughter, McKenna! ************ Would you like to become a Motivational Speaker (local or national)? FREE WEBINAR on Thursday August 13th. SEE BELOW… Please join me for an exclusive, LIVE on ZOOM webinar that I will be personally leading on Thursday August 13th at 11 am PST/2 pm EST. If you're ready to... Gain clarity on your message and purpose. Become a more confident and compelling communicator. Learn how to build a speaking business and personal brand. Master the strategies that create unforgettable presentations. Use your voice to inspire, serve, and change lives... ...then I invite you to join me for a FREE "Become a Motivational Speaker" Webinar on Thursday, August 13th at 11 am PST/2 pm EST. SIGN-UP TODAY!! (If you are not on LIVE, I will still give you access to the recording but you MUST sign- up…)

The guys discuss the recent Chris D'Elia news and later, Clay Travis joins the show via Zoom to talk fear porn, stats, doing live shows with Adam Carolla, his prediction for the next NBA champions and more. Also, the guys talk scary dinosaurs, NYPD Shake Shack poisoning, Colin Kaepernick possibly joining the Chargers and much more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the decade since she joined The Real Housewives of Beverly Hills, Dorit Kemsley has been through some things. There are the robberies, but also lawsuits, debts, and a public course of dealing with PTSD - something that her husband PK pretty openly found annoying. Put it all together and it's no surprise that their marriage hit a breaking point.  Here's the Homeless Not Toothless clip we talked about.  Sponsors Upgrade your every day! Download the Quince app for app-exclusive offers, or go to Quince.com/TRASHY. Get free shipping on your order and 365-day returns. Now available in Canada and UK, too! Vinted. See what's hiding in your closet - you might be surprised how much you can earn with Vinted! Download the Vinted app for free to start listing with no seller fees, and for a limited time, enjoy free shipping in the US. Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices