Podcasts about planplus

Jacqueline Rhoades joins Inside Arvada to talk about all things transportation in Arvada!Jacqueline is the Public Works Director who oversees an expansive department that includes engineering, inspections, streets and traffic operations, mobility planning, facilities and much more. In this episode, we dive into a variety of topics related to the City's transportation including:Updates on the Ralston Road and W 72nd Avenue widening projects, including the pause in construction coming on W 72nd Watch the 4/12/24 W 72nd community meeting recordingThe annual Pavement Program and some of the challenges the program faces in maintaining our roadsConnecting Arvada, the City's first comprehensive transportation system planPlus, Jacqueline helps explain some of the complexities related to construction that often lead to construction fatigue, funding and managing projects, and how we work with other organizations who provide services in Arvada. Other news and events:Upcoming City Council workshops:May 6: Updates on parks maintenance practices and naming a new parkMay 13: Waste hauling rates and fees adjustment recommendationsOlde Town Transit Hub top level closed until end of JuneTake the sustainability surveyFollow us on Facebook, Instagram, and X and learn about upcoming celebrations:Drinking Water Week (May 5 - 11)National Public Works Week (May 19 - 25)Visit us at ArvadaCO.gov/Podcast or email us at podcast@arvada.org.

Summary:In this 6th episode of the Fintech Impact podcast, Jason Pereira, award-winning financial planner, university lecturer, writer, and host interviews Shawn Brayman, the CEO of PlanPlus, a prominent Canadian source of financial planning software. Jason and Shawn discuss how PlanPlus has grown, their focus on research, and how to evolve financial planning services ethically for their customers.Show Notes:● 01:23 – PlanPlus is Canadian-based company doing financial planning with a multi-currency, multi-jurisdictional, and multi-lingual global platform— focused on research and best-practices.● 02:48 – PlanPlus spun out from a larger Hewlett Packard ISV back in about 1985.● 05:14 – PlanPlus acquired FinaMetrica from Australia, the home of risk tolerance testing.● 05:49 – In 2001, PlanPlus went to the cloud early.● 06:42 – They have planners in 20-30 counties and about 50 that are supported with the software.● 11:34 – The merger with PlanPlus and FinaMetrica currently involved 60-70 of PlanPlus’ clients using FinaMetrica.● 21:10 – Fintech is a redefinition of how we can apply technology.● 26:33 – Millennials are used to immediacy. If Amazon can ship purchases in the same day, why does it take so long to pull together data for financial planners?● 30:30 – Amazon is talking about getting into checking accounts.● 32:27 – PlanPlus’ has a research commitment to focus on science and not personal biases.● 38:42 – The Journal of Financial Planning and the Financial Services Review by the Academy of Financial Services are the key industry journals.● 40:07 – Canada is in the bottom 10% on planet Earth for what they charge in embedded fees.● 44:15 – In Australia, only 25% of financial planners pass the competency test. 3 Key Points:1 PlanPlus acquired FinaMetrica from Australia, the home of risk tolerance testing.2. Millennials are used to immediacy. Data for financial planners needs to catch up to that faster speed.3. The Journal of Financial Planning and the Financial Services Review by the Academy of Financial Services are the top industry journals. Tweetable Quotes:- “Basically, PlanPlus was actually a spin-out from a larger Hewlett Packard ISV back in about 1985.“ – Shawn Brayman- “Customer-wise, we have planners or advisors…running around 20 to 30 different countries.“ – Shawn Brayman- “Canada is in the bottom 10% on planet Earth for what we charge in embedded fees.” – Shawn BraymanResources Mentioned:● LinkedIn – Jason Pereira’s LinkedIn● Facebook – Jason Pereira’s Facebook● Woodgate Financial – Website for Woodgate Financial● LinkedIn – Shawn Brayman’s LinkedIn page● Twitter – Shawn Brayman’s Twitter page● PlanPlus – Shawn Brayman's Twitter page See acast.com/privacy for privacy and opt-out information.

Summary:During the 3rd episode of Fintech Impact, Jason Pereira, award-winning financial planner, university lecturer, writer, and host interviews Paul Resnik, Co-founder and Director at FinaMetrica. As a risk assessment company, FinaMetrica provides tools for financial advisors to figure out the risk tolerance of their clients. Paul Resnik shares his history in the industry, the uphill battles that FinaMetrica has faced, and what it will take to turn financial advising into more of a science than an art.Show Notes01:55 – Paul Resnik started FinaMetrica in 1994, but Paul has been in the industry for almost 50 years.● 02:17 – Changes in Australia occurred: the ability to consolidate investment products onto a single platform and people not being prepared for their portfolios crashing.● 04:25 – Risk asseement was met with hesitation back in 1994 and now. Planners often find it intrusive.● 07:26 – FinaMetrica took four fours to assemble the 25 questions used in their psychometric test – after trying out 150 questions. They have done almost 1.2 million tests.● 09:08 – Men tend to be more risk tolerant than women. Financial workers and highly confident people tend to be more risk tolerant than their clients. Factors that tend to not have any impact are age, education, and experience.● 11:47 – FinaMetrica charges the most in the global marketplace for their risk tolerance test. Their clients tend to be personal financial advisors in the approximately 20 countries that they work in.● 12:17 – FinaMetrica starts with a 25 or 12 question questionnaire to measure financial risk tolerance juxtaposed against ethical, physical, and social tolerances to determine an average score and range.● 16:56 – They link results to portfolios that have ranked at a similar level against a range of scenarios including: nominal returns, highs and lows, adjusted for inflation, 10 worst falls, how long it took to crash and recover, and 10 highest rises.● 21:56 – FinaMetrica, based in Australia, is merging with PlanPlus, a financial planning company based in Toronto Canada. 90% of FinaMetrica’s revenue is international. They integrated their systems roughly 10 years ago and have looked for joined clients.● 24:49 – The cost to implement FinaMetrica into their practice: $800-900 a year in various countries.● 26:15 – Thinking fast is our great survival. Thinking slow hurts, because people are too busy thinking and not paying attention. People thinking fast are using mental shortcuts/intuition.● 29:31 – Survey in Georgia of financial advisors had results all over the place – including the same client that received different answers from the same planner.● 35:00 – Planner’s unfortunately often project their own level of risk tolerance onto their clients and the people running the money project their risk tolerance onto the advisors.● 37:13 – Paul Resnik left the corporate world in 1991 and established a life company and an asset management business a few years prior to that.● 38:29 – Competitors of FinaMetrica include: Oxford Risk in the UK and in Riskalyze in the United States. ● 41:17 – Paul Resnik is not a fan of Target Date Funds.● 42:57 – Technology Tools Today is a US company for financial advisor technology that puts out an annual survey. FinaMetrica has the highest user rating. 3 Key Points:1. Risk tolerance is a personality, and personalities tend not to change.2. FinaMetrica starts with a 25 or 12 question questionnaire to measure financial risk tolerance juxtaposed against ethical, physical, and social tolerances to determine an average score and range.3. The cost to implement FinaMetrica into their practice: $800-900 a year in various countries. Tweetable Quotes:- “We measure risk tolerance scientifically. We use a psychometric test…it took us four years to put together our 25 questions.” – Paul Resnik.- “Risk tolerance is a personality trait. Personality tends not to change.” – Paul Resnik.- “We are fighting for mind space. We are fighting for people to stop long enough and listen.” – Paul Resnik. Resources Mentioned:● Facebook – Jason Pereira’s Facebook● LinkedIn – Jason Pereira’s LinkedIn● FinaMetrica – Website for FinaMetrica● Paul Resnik – LinkedIn for Paul Resnik See acast.com/privacy for privacy and opt-out information.

Here is your FPPad Bits and Bytes update for August 8, 2017. FinaMetrica merges with PlanPlus FinaMetrica announced its merger with PlanPlus, a Toronto-based financial planning software provider. Founded in 1998, FinaMetrica is one of the first companies to gain significant traction for its risk tolerance assessment software, though the company has seen its market […]

miPlanPlus is an impressive new white-label robo advisor, whose risk tolerance assessments are powered by FinaMetrica. In this episode we look inside miPlanPlus with Shawn Brayman from PlanPlus, the creator of miPlanPlus, and our regular guest Paul Resnik, from FinaMetrica. (First broadcast November 2016).

miPlan is an impressive new white-label robo advisor, whose risk tolerance assessments are powered by FinaMetrica. In this episode we look inside miPlan with Shawn Brayman from PlanPlus, the creator of miPlan, and our regular guest Paul Resnik, from FinaMetrica.