Podcasts about Waste

“I never forgot that. That was asked of me in July of 1971. I had just left medical school. I was in Ohio. I was one of 35 doctors, but I was the only black doctor, and I was asked that question. And so how do you how do you forget that?” – Dr. Otto E. Stallworth Jr. Today's featured author is a retired medical doctor, grandfather, entrepreneur, and the founder of the Stallworth OhYes! Foundation, Dr. Otto E. Stallworth, Jr., MD. Dr. Otto and I had a chat about his books, what it was like growing up in segregated Birmingham, his journey from medicine to serial entrepreneurship, and more!!!Key Things You'll Learn:What it was like for Dr. Otto growing up in Alabama during the 40s, 50s, and 60sHow he managed a Grammy award-winning music group in its first yearHow joining a writers' group helped hone his writing skills and successfully publish his first memoirWhat lesson he learned from getting into the restaurant industryWhat big setback led Dr. Otto to create more successDr. Otto's Site: https://www.ottoestallworthjrmd.com/Dr. Otto's Books: https://amazon.com/stores/author/B0BS4C3C9Q/allbooksThe opening track is titled, “Unknown From M.E. | Sonic Adventure 2 ~ City Pop Remix” by Iridium Beats. To listen to and download the full track, click the following link. https://www.patreon.com/posts/sonic-adventure-136084016 Please support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…Ep. 971 – The Quiet Storm with Amani Roberts (@amaniexperience): https://www.goingnorthpodcast.com/ep-971-the-quiet-storm-with-amani-roberts-amaniexperience/#Holiday Bonus Ep. – Read Until You Understand with Dr. Farah Griffin (@FJasmineG): https://www.goingnorthpodcast.com/holiday-bonus-ep-read-until-you-understand-with-dr-farah-griffin-fjasmineg/Ep. 1050 – From Combat to Creativity with Dr. Rhonda M. Lawson (@MTWImageSltns): https://www.goingnorthpodcast.com/ep-1050-from-combat-to-creativity-with-dr-rhonda-m-lawson-mtwimagesltns/Ep. 365 – My Poetry Is the Beauty You Overlook with Kim B. Miller (@pwcpoetlaur2020): https://www.goingnorthpodcast.com/ep-365-my-poetry-is-the-beauty-you-overlook-with-kim-b-miller-pwcpoetlaur2020/79 - "The Mango Girl" with Dr. Ava Brown (@AvaBrown24): https://www.goingnorthpodcast.com/79-the-mango-girl-with-dr-ava-brown-avabrown24/Ep. 574 – “Light Skin Gone to Waste” with Toni Ann Johnson (@toniannjohnson): https://www.goingnorthpodcast.com/ep-574-light-skin-gone-to-waste-with-toni-ann-johnson-toniannjohnson/Ep. 487 – “Black Indian” with Shonda Buchanan (@shondabuchanan): https://www.goingnorthpodcast.com/ep-487-black-indian-with-shonda-buchanan-shondabuchanan/Ep. 430 – “Being Brown in a Black and White World” with Annemarie Shrouder (@ashrouder): https://www.goingnorthpodcast.com/ep-430-being-brown-in-a-black-and-white-world-with-annemarie-shrouder-ashrouder/Ep. 316 – “Ubuntu Leadership” with Dr. LaMarr Darnell Shields (@LaMarrDShields): https://www.goingnorthpodcast.com/ep-316-ubuntu-leadership-with-dr-lamarr-darnell-shields-lamarrdshields/Ep. 293.5 (Host 2 Host Special) – “Foster Care System Survivor to Inspirational Thriver” with Loren Michaels Harris (@LorenListens2U): https://www.goingnorthpodcast.com/ep-2935-host-2-host-special-foster-care-system-survivor-to-inspirational-thriver-with-loren-michaels-harris-lorenlistens2u/Ep. 356 – “The Relentless Pursuit of Greatness” with Thomas R. Williams (@MrTRWilliams): https://www.goingnorthpodcast.com/ep-356-the-relentless-pursuit-of-greatness-with-thomas-r-williams-mrtrwilliams/Ep. 465 – “Secondary Break” with Marvin Williams Sr.: https://www.goingnorthpodcast.com/ep-465-secondary-break-with-marvin-williams-sr/

Welcome to The Reel Schmooze with ToI film reviewer Jordan Hoffman and host Amanda Borschel-Dan, where we bring you all the entertainment news and film reviews a Jew can use. In today's Oscar-themed episode, movie maven Hoffman begins with a rant against the cynical social media uproar over a misstepped statement made at the Berlin Festival. We then hear about the 2025 hit "Blue Moon," which portrays a pivotal night in the life of master lyricist Lorenz Hart. The film is up for two Academy Awards, but one of our team would not give it the time of day again. Next, we turn to a 14-minute animated film called "Papillion," which captivated the pair. It is a painterly immersive dive into the life of Alfred Nakache, who competed in the 1936 Berlin Olympics in Nazi Germany, only to end up in Auschwitz that is one of five films competing for best short animation. Check out the "oy," the "meh" and "not bad" marks given to these films in this week's The Reel Schmooze. The Reel Schmooze is produced by Ari Schlacht and can be found wherever you get your podcasts.See omnystudio.com/listener for privacy information.

God does NOT waste your pain. See how as Becky Kimbler shares about her life and how God ministered to her in her pain. Listen to the full episode here:Spotify: https://bit.ly/3Oye4CQ Apple: https://apple.co/3MYfDth

On this episode of The Federalist Radio Hour, John Hart, CEO of government transparency nonprofit Open the Books, joins Federalist Senior Elections Correspondent Matt Kittle to discuss ballooning Medicaid fraud in states like Pennsylvania and analyze the fight to expose the loopholes that lead to taxpayer-funded waste.Read more about Open the Book's role in exposing Medicaid fraud here and here.The Federalist Foundation is a nonprofit, and we depend entirely on our listeners and readers — not corporations. If you value fearless, independent journalism, please consider a tax-deductible gift today at TheFederalist.com/donate. Your support keeps us going.

#796 Can you imagine turning dog poop into a multi-million-dollar business? In this special cross-promotion episode, we're sharing an interview from Nick Loper's The Side Hustle Show featuring William Milliken, the founder behind Swoop Scoop — a pet waste removal business that went from zero to 350 recurring customers in its first 3 months and generated over $3M in revenue last year. William breaks down how they validated demand despite low search volume, landed early customers through door hangers, vet networking, and Facebook groups, then scaled fast with Facebook ads, standardized operations, route density, and premium branding. He also shares the unit economics, plus how he turned industry know-how into a second business: the Poop Scoop Millionaire community, where he teaches others to launch and grow their own “million-dollar business in your backyard!” What Nick discusses with William: + Pet waste removal business model + 350 customers in 3 months + $3M annual revenue growth + Low startup costs + Early customer acquisition tactics + Facebook ads scaling strategy + Route density and efficiency + Premium branding and positioning + Recurring revenue + billing strategy + Monetizing knowledge via community Thank you, Nick and William! Check out The Side Hustle Show. Check out Swoop Scoop. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back. Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:19 - Go Texas Day & BBQ Perfume 3:16 - IRMAA Pain & Income in Retirement 7:18 - How IRMAA Tiers Work 9:38 - Ways to Manage IRMAA 13:23 - What Kind of Income Counts (Modified AGI) 18:07 - Having Money in ROTH (Diversification of Accounts) 20:22 - Planning Ahead Before Taking SS 22:59 - IRMAA Pain Early is Better 26:32 - Don't Let an IRMAA Bracket Go to Waste 29:08 - Considering Taxation & Attitude 34:21 - IRMAA Tiers & Financial Colonoscopy 38:03 - YouTube Poll & NYC Pizza Rats 41:19 - Can COBRA be used for IRMAA? 43:06 - Why Roth Money is Better 45:09 - Required Minimum Distributions & Charitable Contributions 47:51 - Coming Attractions ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dO3QPhf0rEs?feature=share ------- Watch our previous show, "Software Stocks: Steal or Zero" here: https://youtube.com/live/6DavZVDY7OQ -------- The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here: https://youtu.be/tiE6S1qaBn0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Medicare2026 #IRMAAAppeal #RetirementPlanning #MedicarePremiums #SocialSecurityBenefits

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Send a textHave you ever wondered what your "Mom Salary" would actually look like if you got a paycheck for every hat you wear? From private chef and chauffeur to CFO and dispute negotiator, we're breaking down the numbers behind the magic moms make happen every day.Plus, we're taking a moment to give a massive "Smile" shout-out to the caregivers and nurses in our lives. Whether they're in a hospital or at home, these "angels with stethoscopes" provide a level of care that is truly priceless. Grab a coffee and join us for an episode that's all about valuing the people who take care of us all! Thanks for listening! Check us out on Instagram @made_ya_smile_podcast and Facebook @skitzychicks. Jesus loves you, you can't mess that up!

Psycho Killer (2026) Is a Waste of Andrew Kevin Walker's Name.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Every administration promises to eliminate government waste, fraud, and abuse — but does anything ever change? In this commentary, Chris breaks down the long history of political pledges that went nowhere, from past oversight efforts to today's leadership promises.Was real progress ever made? Why do major reform opportunities keep getting abandoned? And will new leadership actually deliver different results — or is this just more of the same?From past spending battles to failed reform committees, this episode examines the pattern, the politics, and the reality behind Washington's most repeated promise.

Vice President JD Vance DROPS THE HAMMER on fraud-plagued Minnesota! The Trump administration is temporarily halting $259 MILLION in federal Medicaid payments until the state stops the massive taxpayer waste. This is the FIRST big win in President Trump's "war on fraud." In his State of the Union address, Trump warned Americans about the shocking corruption shredding our nation, calling Minnesota a "stunning example" where members of the Somali community have pillaged an estimated $19 BILLION from hardworking taxpayers. Now Vance, teaming with CMS Administrator Dr. Mehmet Oz, is delivering RESULTS. Are we going to see politicians arrested? We also cover: John Thune can SAVE the Republic. Kamala Harris for president? Texas midterm primary update. Sage Blair “Clock It” during SOTU. U.S. men's hockey team attacked. 00:00 Pat Gray UNLEASHED! 00:18 Still Enjoying the USA Olympic Gold Medal Victory 03:03 Congresswoman in the Red Dress Identified! 04:13 John Thune on the SAVE America Act 12:24 Kamala Harris on the SAVE America Act 18:06 Kamala Harris Isn't Sure about Running for President in 2028 20:05 Harry Enten on Early Primary Voting in Texas 26:10 Michigan-Themed Gift Box for Pat Gray & Friends 31:35 Fat Five 51:54 JD Vance on Fraud in Minnesota 55:14 Mehmet Oz on Fraud in Minnesota 1:03:07 Florida-Registered Boat Shot At by Cuban Border Patrol 1:04:55 Sage Blair at President Trump's SOTU Address "Clocking It" 1:14:20 John Fetterman on Dems Not Standing/Clapping at SOTU Address 1:21:08 Not Enough Memes of Barron Trump at the SOTU Address 1:25:22 Pat Talks about the 1980 Winter Olympics "Miracle on Ice" 1:27:08 Hilary Knight of USA Women's Hockey Team Talks on ESPN 1:30:35 The View is Angry over Trump & USA Men's Hockey Team 1:33:23 Jack Hughes Gives Speech to New Jersey Crowd Learn more about your ad choices. Visit megaphone.fm/adchoices

California Governor Gavin Newsom talks with Jen Psaki in an extended interview about the damage Donald Trump has done to democracy in the United States, the threat of his potential successors like JD Vance and Marco Rubio, fighting with the right-wing media machine and what American voters are looking for in a president. Jen Psaki points out that in Donald Trump's first term, Cabinet members who wasted taxpayer money on personal luxuries like planes were cast out of the administration. Donald Trump appears to have lost his aversion to that type of abuse because making spectacles of themselves indulging in taxpayer funded benefits, but haven't prompted any scorn from Trump for doing so. Jon Lovett, co-host of Pod Save America on Crooked Media, joins Jen Psaki to discuss. Crooked Media podcasts will be featured on MS NOW beginning this Saturday, February 8 at 9pm ET. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your first 20 episodes felt like throwing spaghetti at the wall.Same for Alex Sanfilippo. Same for most of us.The difference? What you do next.Alex is back (PodMatch founder, 381+ episodes deep, 2,200+ interviews under his belt) and this time we're going deeper into this: how to structure episodes people finish, pitch yourself onto shows without becoming inbox spam, and monetize without making your listeners cringe.Oh—and stick around to the end. Alex delivers a mic drop moment that hit every single person in the room. Including me.

The farming minister says changes announced this week will help make farms more resilient. Angela Eagle speaks to us about the government's biggest environmental scheme, England's Sustainable Farming Incentive, which is getting an overhaul. The other UK nations have different schemes. Reaction has been generally welcoming, with some buts...Farmers and landowners are calling for a new arrangement which would allow them to take rubbish illegally fly tipped on their land to landfill sites free of charge. At the moment they have to foot the bill for any clean up. This comes as new government figures for England show a nine per cent increase year on year in the number of incidents local councils have to deal with. We hear an update on the illegal waste site cleanup at Hoad's Wood near Ashford in Kent.Presented by Charlotte Smith and produced by Beatrice Fenton.

Pastor Wayne Van Gelderen shares biblical truth that will bring hope and comfort in these uncertain days. May we draw closer to God through this time and impact those around us for eternity. https://fallsbaptist.org https://baptistcollege.org https://www.theegeneration.org https://ontovictorypress.com If you'd like to support this ministry - https://fallsbaptist.org/give/

Fluent Fiction - Hebrew: Transforming Coffee Waste into Art: Talia's Eco-Mask Project Find the full episode transcript, vocabulary words, and more:fluentfiction.com/he/episode/2026-02-26-23-34-02-he Story Transcript:He: ריח הקפה הטרי מילא את חלל האוויר בבית הקלייה שבו טליה עבדה על פרויקט המדע שלה.En: The smell of fresh coffee filled the air in the roasting house where Talia was working on her science project.He: היא הביטה סביב, מוקפת בחבילות שעועית גדולות וציוד מודרני.En: She looked around, surrounded by large sacks of beans and modern equipment.He: היה חורף בחוץ, אבל בפנים היה חמים ונעים.En: It was winter outside, but inside it was warm and pleasant.He: טליה רצתה ליצור משהו חדש עם תבניות הקפה שלה לקראת היריד המדעי של בית הספר, שהיה לפני חג פורים.En: Talia wanted to create something new with her coffee grounds for the school's science fair, which was before the holiday of Purim.He: זה היה רעיון נועז אך מאתגר.En: It was a bold but challenging idea.He: היא ידעה שהזמן קצר והלחץ היה גדול.En: She knew time was short and the pressure was high.He: טליה ניסתה למצוא פתרון יצירתי.En: Talia tried to find a creative solution.He: היא חשבה על רעיון: להכין מסכות פורים אקולוגיות.En: She thought of an idea: to make ecological Purim masks.He: זה היה עניין מרגש אך קשה לעשייה.En: It was an exciting yet difficult endeavor.He: היא הייתה עצמה, נבוכה מעט, כשאלי ונועם, שני חברים לכיתה שלה, נכנסו לבית הקלייה עם חיוכים רחבים.En: She was a bit embarrassed when Eli and Noam, two classmates, entered the roasting house with wide smiles.He: "שלום טליה!En: "Hello Talia!"He: " קרא אלי.En: Eli called out.He: "עובדת קשה, נכון?En: "Working hard, right?He: יש לך רעיון למה לעשות עם תבניות הקפה?En: Do you have an idea for what to do with the coffee grounds?"He: "טליה סיפרה להם על הרעיון שלה ושיתפה את חששותיה.En: Talia told them about her idea and shared her concerns.He: "מה אם המסכות לא יחזיקו מעמד?En: "What if the masks don't hold up?"He: " שאלה, קצת מודאגת.En: she asked, a bit worried.He: נועם הציע, "למה שלא נשלב מסורת פורים?En: Noam suggested, "Why don't we incorporate the Purim tradition?He: ננסה לצבוע עם התבניות וליצור משהו אמנותי.En: We can try painting with the grounds and create something artistic."He: " באמת זה נתן לטליה רעיון.En: Indeed, this gave Talia an idea.He: היא התחילה לעבוד בשקיקה, והם התחילו לערבב צבעים שונים עם תבניות הקפה.En: She began to work eagerly, and they started mixing different colors with the coffee grounds.He: פתאום, המסכה התפרקה לנגד עיניה.En: Suddenly, the mask fell apart before her eyes.He: היתה אכזבה באוויר, אבל אז רעיון אחר עלה במוחה של טליה.En: There was disappointment in the air, but then another idea struck Talia's mind.He: היא ניגשה לצביעה.En: She turned to painting.He: האדמה של תבניות הקפה נתנה צבעים חמים וייחודיים.En: The coffee grounds provided warm and unique colors.He: האווירה הפכה חזרה לחיובית כשהם יצרו תצוגה מרהיבה ליריד.En: The atmosphere turned positive again as they created a spectacular display for the fair.He: בסופו של דבר, טליה הבינה שהכישלון פתח לה דלתות להצלחה חדשה, והחברים יחדיו יצרו יצירה שתבלט ביריד המדע.En: In the end, Talia realized that failure had opened doors to new success, and together with her friends, they created a piece that would stand out at the science fair.He: כשחג פורים מתקרב, היא וגילו את העוצמה שבשיתוף פעולה ויצירתיות.En: As the holiday of Purim approached, she discovered the power of collaboration and creativity. Vocabulary Words:roasting house: בית הקלייהsacks: חבילותequipment: ציודfair: ירידbold: נועזchallenging: מאתגרsolution: פתרוןecological: אקולוגיותendeavor: ענייןincorporate: נשלבdisappointment: אכזבהeagerly: בשקיקהspectacular: מרהיבהdisplay: תצוגהcollaboration: שיתוף פעולהcreativity: יצירתיותgrounds: אדמהembarrassed: נבוכהunique: ייחודייםconcerns: חששותיהstruck: עלהmasks: מסכותfailure: כישלוןsuccess: הצלחהmodern: מודרניsurrounded: מוקפתcreate: ליצורshort: קצרpressure: לחץapproached: מתקרבBecome a supporter of this podcast: https://www.spreaker.com/podcast/fluent-fiction-hebrew--5818690/support.

Send a textTax season is here, and if you're getting a refund, this episode is for you.Jessica and Brandon break down how to use your tax refund strategically instead of treating it like random bonus money. They unpack the “free loan to the government” debate, explain why some people intentionally aim for a large refund, and walk through practical ways to put that money to work.Inside this episode:How to think about tax refunds the right wayEmergency funds and debt payoff prioritiesPlanning for upcoming expensesWhen investing your refund makes senseHow to adjust your W-4 if you want to change your refund next yearWhy planning is something you actively do, not something you set and forgetWhether you're getting $200 or $5,000 back, the goal is simple: be intentional.Your money should have a job. This episode will help you decide what that job should be.Subscribe to The Sugar Daddy Podcast newsletter Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! Head over to our YouTube channel to catch this episode in full video form. Apply to be a guest on the show. You can also email us at: thesugardaddypodcast@gmail.com Connect with us on InstagramWe're most active over at @thesugardaddypodcast Chat with BrandonWant to work together? Learn more about Brandon Book a free 30-min call to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations about love and finances. Their mission? To help couples and individuals grow rich in every sense of the word: emotionally, relationally and fina...

Welcome to the Paint The Medical Picture Podcast, created and hosted by Sonal Patel, BA, CPMA, CPC, CMC, ICD-10-CM.Thanks to all of you for making this a Top 15 Medical Billing & Coding Podcast for 5 years on Feedspot.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sonal's 17th Season starts up and Episode 4 features Newsworthy updates on the month's fraud, waste, and abuse cases. Sonal's Trusty Tip and compliance recommendations focus on surgical dressings.Spark inspires us all to reflect on beauty, abundance, and innovation based on the inspirational words of Vincent Van Gogh.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Paint The Medical Picture Podcast now on:Spotify:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/6hcJAHHrqNLo9UmKtqRP3X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/paint-the-medical-picture-podcast/id153044217⁠7⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Music: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://music.amazon.com/podcasts/bc6146d7-3d30-4b73-ae7f-d77d6046fe6a/paint-the-medical-picture-podcas⁠t⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Find Paint The Medical Picture Podcast on YouTube:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCzNUxmYdIU_U8I5hP91Kk7A⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Find Sonal on LinkedIn:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/sonapate/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠And checkout the website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://paintthemedicalpicturepodcast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like to be a sponsor of the Paint The Medical Picture Podcast series, please contact Sonal directly for pricing: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PaintTheMedicalPicturePodcast@gmail.com

On this West Virginia Morning, we learn about radioactive materials and other contaminants in solid fracking waste, and the state Legislature is still working its way through next fiscal year's budget, but Gov. Patrick Morrisey wants the body to follow his lead. The post Fracking Waste And Sorting Out The State Budget, This West Virginia Morning appeared first on West Virginia Public Broadcasting.

As Renewables Obligation support begins to fall away in 2027, the UK's waste‑wood biomass sector faces a pivotal moment. In this episode of the Biomass Beat podcast series, Argus' Hannah Adler speaks with Richard Coulson, Biomass Lead at the Wood Recyclers Association, to unpack what this shift means for recyclers, biomass plants and the wider waste‑wood market and what's needed to secure the sector's future.   Hear expert insights on: Why RO closure threatens both waste‑wood capacity and the UK's emissions reduction strategy.  The causes of the current waste‑wood oversupply and whether relief measures are enough.  The immediate and long‑term policy actions needed to stabilise the market. Argus offers biomass prices, news, analysis, and consulting. Get more information and request a free trial. 

Good day ladies and gentlemen, this is IRC news, and I am Joy Stephen, an authorized Canadian Immigration practitioner bringing out this Canada Work Permit application data specific to LMIA work permits or employer driven work permits or LMIA exempt work permits for multiple years based on your country of Citizenship. I am coming to you from the Polinsys studios in Cambridge, OntarioNew Brunswick issued work permits between 2015 and 2024 for Water and waste treatment plant operators under the former 4 digit NOC code 9243, currently referred to as NOC 92101.A senior Immigration counsel may use this data to strategize an SAPR program for clients. More details about SAPR can be found at https://ircnews.ca/sapr. Details including DATA table can be seen at https://polinsys.co/dIf you have an interest in gaining assistance with Work Permits based on your country of Citizenship, or should you require guidance post-selection, we extend a warm invitation to connect with us via https://myar.me/c. We strongly recommend attending our complimentary Zoom resource meetings conducted every Thursday. We kindly request you to carefully review the available resources. Subsequently, should any queries arise, our team of Canadian Authorized Representatives is readily available to address your concerns during the weekly AR's Q&A session held on Fridays. You can find the details for both these meetings at https://myar.me/zoom. Our dedicated team is committed to providing you with professional assistance in navigating the immigration process. Additionally, IRCNews offers valuable insights on selecting a qualified representative to advocate on your behalf with the Canadian Federal or Provincial governments, accessible at https://ircnews.ca/consultant.Support the show

Doors, sinks, windows, floors, and cabinets often end up in a landfill when a building is torn down. A Minnesota-based company is trying to change that. Learn more at https://www.yaleclimateconnections.org/ 

Why does everything escalate to you as the leader — and what does that say about your leadership system?Senior leaders, founders, and CEOs often feel trapped reacting to nonstop questions, interruptions, and last-minute decisions. In this episode of Don't Waste the Chaos, Kerri Roberts explores why constant escalation is not a workload problem — it's a leadership system gap.If every question feels urgent, if strategic thinking keeps getting crowded out, and if your organization depends on you to solve everything in real time, this conversation reframes what's really happening beneath the surface — and what it's costing you.This episode is for leaders who know they weren't meant to operate as the most expensive admin assistant in the room — and are ready to shift from constant execution to true stewardship. Strategic Leadership TakeawaysEscalation is rarely the problem — it's the symptom of missing clarity, authority, or systems upstream.Leaders who react constantly surrender authority to the urgent instead of stewarding the important.When every decision requires senior approval, trust erodes and organizational maturity stalls.Strategic thinking doesn't happen by chance — it must be actively protected, not merely scheduled.Delegation isn't abdication; it's the mechanism that allows leadership to scale beyond the individual.ResourcesChatbooksPreserve the moments that matter without adding complexity. Chatbooks makes it easy to turn your photos into high-quality printed books — automatically.Use code KerriRoberts-4NEN for $10 off your first orderhttps://chatbooks.com/?promo=KERRIROBERTSRho NutritionFuel your focus and physical resilience with clean, performance-driven nutrition designed for leaders who demand clarity and stamina. [Kerri's favorite is the NAD+] 15% off any product at this link: https://rhonutrition.com/kerrirobertsKerri Roberts partners with founders, CEOs, and executive teams as a fractional CHRO and senior HR strategist, providing leadership infrastructure, people systems, and organizational risk clarity.Opportunities include:Fractional CHRO partnershipsExecutive advisory engagementsIn-person HR intensives and leadership retreatsStrategic people operations design for scaling organizationsLearn more or connect directly at: saltandlightadvisors.com/contactIf this conversation reflects the leadership tension you're navigating, subscribe to Don't Waste the Chaos, share this episode with a fellow leader, and connect when alignment makes sense.Clarity compounds. Stewardship scales.Support the show

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Cynthia Garcia about her career journey. She credits mentors and sponsors for paving the way for her success. Justin and Cynthia discuss the demands of the Chief Risk Officer role and how Cynthia works with stakeholders who have competing priorities. Cynthia shares her perspective on construction risk and safety. She is seeing more diversity in the rising generation of risk professionals, with amazing opportunities for all.   Cynthia shares how her Confucianist upbringing still makes it a struggle for her to receive recognition. Despite that, she posted on LinkedIn about receiving the 2025 Bill McIntyre Leadership Award at the International Risk Management Institute (IRMI) Construction Risk Conference. That post led Justin to reach out to her. Cynthia speaks of her involvement with the Spencer Educational Foundation, including being a Risk Manager on Campus. Justin and Cynthia talk about the March 6th Webinar, "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management", that she joins as a featured panelist. Listen for tips on careers in risk management for construction.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. Our guest is Cynthia Garcia, the award-winning Chief Risk Officer for Bernards. We will talk all about her career in construction risk and get some "inspirado." But first… [:44] RIMS Virtual Workshops. On March 10th and 11th, we have a two-day course led by John Button for the RIMS-CRMP Exam Prep. [:55] On March 17th and 18th, RIMS will align with AFERM for a two-day RIMS-CRMP-FED Exam Prep Course. [1:02] On March 4th and 5th, we have a virtual workshop, "Facilitating Risk-Based Decision Making", with Joe Milan. On April 15th, we have a virtual workshop covering "Emerging Risks", led by Joseph Mayo. [1:20] Register today and strengthen your risk knowledge. RIMS members always enjoy deep discounts on the virtual workshops. [1:27] Webinars. On March 6th, RIMS presents "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management". We'll be joined by a Chief Risk Officer, an underwriter, and a broker. [1:42] They will explore their career paths, risk and safety philosophies, and lend some insight as to why this is the time for the next generation of leaders to rise. [1:53] On March 12th, Global Risk Consultants returns with "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes". Register for these and other webinars by visiting RIMS.org/webinars and the links in this episode's show notes. [2:14] On with the Show! Our guest today is Cynthia Garcia. She is the Chief Risk Officer for Bernards. [2:22] Cynthia made a big impact on the risk landscape in 2025 when she received the Bill McIntyre Leadership Award from the International Risk Management Institute during its Construction Risk Conference. [2:35] I wanted to learn all about her career and what it's like to be the risk officer for a major construction company. [2:42] Earlier, I mentioned the March 6th RIMS Webinar, "Hard Hats and High Stakes," and Cynthia will, in fact, be the Chief Risk Officer mentioned there. [2:51] If you like what you hear in this episode and want to learn more about career development, construction risk, and why rising risk professionals should seize the opportunities in the construction sector, you can register for that Webinar. [3:04] Cynthia is a fascinating individual, and I am so pleased to present this interview! Let's get to it! [3:09] Interview! Cynthia Garcia, welcome to RIMScast! [3:27] Justin and Cynthia are going to be collaborating on a RIMS Webinar on March 6th, "Hard Hats and High Stakes." It's all about how women have and can continue to thrive in construction risk management. Cynthia is the ideal Chief Risk Officer to have on that panel. [3:46] Justin thanks Cynthia in advance for being on that panel and being a guest on RIMScast. [4:07] Cynthia is the CRO for Bernards, based in California. [4:33] Like many in her generation, Cynthia stumbled into risk management. She started as an administrative assistant for Morley Builders, an amazing employee-owned general contractor in Santa Monica, California. [4:52] She was fortunate to have several sponsors and mentors within the organization. They helped her see that she belonged at the table. They saw something in her that she hadn't seen in herself, which is the beauty of a mentor. [5:16] In spaces she was not in, they advocated for her and said, Why don't we give this to Cynthia? That's the beauty of a sponsor. Cynthia says she was blessed to be in the right place at the right time. She was able to lean in. [5:32] Cynthia says that the thing that attracts her about risk management and what she does is finding the hard yes. Risk management doesn't say, "No." [5:50] Risk management, when practicing its craft, is fully integrated with operations and understanding what the business needs. It is strategically aligned and helps make sure the organization is making those thoughtful business decisions that allow taking risks. [6:11] Then, risk management takes it to the next step to ask how this adds to our shareholder equity, how this aligns with who we want to be as a company and as people. Risk management threads the needle between entrepreneurship and "cowboyism." [6:28] Risk management leads with "Help me understand, and help us get to the hard yes. We can do it, but here are some of the things we need to do to make sure that it's successful."  [6:50] Cynthia always likes to start by making sure she is coming in with a lot of curiosity. She asks for help to understand what she's not seeing to try to connect the dots. If Cynthia doesn't understand the needs of her business partners, she's not creating value. [7:11] Cynthia joined Bernards as Chief Risk Officer four years ago next month (March). Bernards created the position for her. She says she's blessed to work with talented people. She credits an amazing group of rockstar individuals. She says a rising tide lifts all boats. [8:00] Cynthia says her team carries the weight and does it beautifully. She says the genius of true leadership is understanding we're paving the way for our replacement. Leaders who are afraid of talent need to pause and rethink what that means. [8:26] Cynthia's Risk and Safety team has 13 staff members. [8:45] Cynthia has a VP of Risk and Safety who is definitely a genius at making the wheels turn. He is Cynthia's only direct report. He does an amazing job setting the tone and the pace. [9:03] Cynthia says, We focus on listening to the voices of our internal and external customers. As an employee-owned company, we try to understand what our business partners need, whether it's accounting, finance, human resources, operations, or estimating. [9:22] Cynthia focuses on what our business partners need from risk management to help achieve mission success. [9:27] Cynthia says, from day to day, it's everything from safety to claims, to insurance issues, to coverage questions, but a fair part of the job is when business teams proactively reach out with questions about issues that have come up. [9:50] Cynthia says the beauty of being in a smaller organization is that Risk Management is not siloed. It's not just insurance and claims but also litigation management and contracts. Risk partners closely with the CHRO on policies and employment practices. [10:13] Risk partners closely with Finance and Accounting on a variety of issues. Cynthia feels it is fortunate that Risk is viewed and valued as an internal resource to its business partners and part of the critical strategy to achieve the company's goals. [10:41] Bernards has a little fewer than 400 employee-owners. Cynthia credits Finance and Accounting for paying vendors on time and treating trade partners fairly. She credits Marketing for helping the brand, highlighting company accomplishments, and creating community buzz. [11:30] Cynthia credits the very customer-centric Tech team, who have helped her a lot, and the Virtual Construction Design team, who help with clash detection and getting ahead of constructability issues early on. [11:59] She notes the estimating team getting ahead of what's out there and making sure we have the right projects to go after. It takes a village. [12:14] Cynthia says we like to think all of us employee-owners have a vested interest in mission success. We're all in construction. [12:27] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals across the globe. It's time to Connect, Cultivate, and Collaborate with them. [12:45] Booth sales are open now. General registration and speaker registration are also open right now. Marketplace and hospitality badges will be available starting on March 3rd. Links are in this episode's show notes, and be sure to check out RIMS.org for more information. [13:04] Save the dates March 18th and 19th, 2026, for the RIMS Legislative Summit, which will be held in Washington, D.C.! Join us in Washington, D.C. for two days of Congressional meetings, networking, and advocating on behalf of the risk management community. [13:20] Visit RIMS.org/advocacy for more information and to register. Also, check out the prior episode of RIMScast, Episode 378, featuring RIMS General Counsel and Vice President of External Affairs, Mark Prysock, as we discuss the top priorities for RIMS in 2026 and beyond. [13:41] Let's Return to Our Interview with Bernards' Chief Risk Officer, Cynthia Garcia! [13:58] When Cynthia joined Bernards, there were about 10 people on the Risk and Safety team. Then they went into remodel mode, with a different strategic vision. Continuous improvement is a Bernards core value. It's a 52-year-old company with processes and talent in place. [14:27] Cynthia says we've been looking at the areas where we can have the greatest impact, picking off the low-hanging fruit first, and then building out processes that allow us to scale without reinventing ourselves every few years. [14:57] Cynthia says safety is our priority. Bernards added safety to its core values this year. Cynthia says it was a grass-roots movement. It percolated up through Operations and said, This is who we need to be. [15:24] Cynthia says a risk management team's job is to safeguard all the resources of the organization. That includes people and things, clients, and trade partners. The Risk and Safety team has a holistic view. They can't be good by themselves. They can't be safe by themselves. [15:42] For Cynthia, safety takes on a larger meaning than physical well-being, including creating spaces where people are allowed to be vulnerable. [15:57] Cynthia talks about leading with empathy, with top priority not only for physical safety but also for a psychologically safe environment, where you can show up, be seen, heard, and thrive. [16:41] Cynthia says she works on building connections through conflict. For what could be tough conversations, it helps if you are willing to check your ego at the door and come in curious. Cynthia often states her intention up front. [17:01] Cynthia might say, "My intention isn't to challenge you, it's to have you help me understand your perspective and help me see what I'm missing." Cynthia says she asks a billion questions because there is so much she doesn't know. She always tries to get with the "why." [17:32] Cynthia says, When I try to understand what it is that my counterpart needs to happen, then we can figure out the path forward together. As employee-owners, our goals are aligned. We're looking in the same direction. [17:52] Cynthia says, We may fuss with the GPS a little bit, but we know the destination is set and we have a commitment to one another. Once we are willing to shut up, listen, and ask the questions to learn, then we can figure out how to be of service. [18:16] Cynthia says her job isn't to convince, it's first to understand. [18:22] A Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period will open on April 1st, 2026, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [18:51] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [19:06] General Grant applications will open on May 1st, 2026, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [19:18] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [19:27] Let's Conclude Our Interview with Bernards' Chief Risk Officer, Cynthia Garcia. [19:41] As Cynthia mentioned earlier, Bernards is employee-owned. Cynthia thinks that Bernards being 100% employee-owned makes all its employee-owners better businesspeople. The heart of risk management is making those good choices. [20:27] Looking across the table and knowing she is betting with her fellow owner's retirement, makes Cynthia think about that a little bit differently. She thinks the employee ownership structure lends itself to amazing risk management. [20:49] Cynthia says you have to be disciplined. You're not spending somebody else's money on this. We're working together, and when we all make good choices, we are ultimately rewarding ourselves and impacting future generational owners, too. That's quite meaningful. [21:09] Cynthia says it's the best of both worlds. You have the umbrella of a big company paying the bills, but you're rewarded for smart entrepreneurism. [21:27] Cynthia has a long-term view when making decisions. It's not about what's in it for her. It's how does this support who we want to be today, and who we want to try to be tomorrow? It makes us look further into the horizon. [22:24] May 4th through May 8th, 2026, is Safety Week, here in the U.S. That coincides with RISKWORLD 2026. Cynthia will be at RISKWORLD. [22:41] Cynthia says for Safety Week, Bernards has planned activities on each job site to highlight the good things that men and women are doing to build the communities in which they work and live, and doing them in such a way that they go home to families and loved ones. [23:01] Justin notes that settlements from construction site accident injuries can be astronomical. Part of Cynthia's job is to minimize accidents from the outset, which connects to Bernards' core value safety-first mindset. [23:34] Cynthia says client response has been amazing. Recently, one of the project executives at Bernards was invited to the school district and won an award acknowledging their efforts on safety. That felt good because it wasn't Bernards saying it, but the clients saying we see it. [23:58] Bernards has trademarked "A Better Experience." It's a phrase they are proud of. They're building not only to create a better experience for their employee-owners, but also for project success for owners who value safety. [24:15] Bernards is a large school builder, working on many programs up and down the state. Bernards is cognizant of the impact they are having on the future generation of leaders and citizens. They're very grateful to have that acknowledgement from their clients. It's special. [25:29] Cynthia says she is absolutely seeing more opportunities for women in risk management and in construction. Construction tends to be inclusive. It's an industry filled with optimists. Its people bring that can-do attitude. They are very generous and gracious with their support. [26:13] Cynthia says she has been in the risk profession for about 30 years. The demographics have changed, and she sees diversity in the new young talent permeating the industry. [27:10] Cynthia thinks the work that the Spencer Educational Foundation does in partnership with RIMS is tremendous. She says it is amazing that colleges and universities are offering the Risk Management and Insurance degree and concentration. Cynthia never heard of that before. [27:35] Cynthia says that people her age moved into risk management from adjacent areas. She is pleased that now people come into risk management intentionally. She talks about risk managers trying to figure out how to help businesses thrive and grow to the next level. [28:47] Cynthia is one of Spencer's Risk Managers on Campus. She explains how the grants to colleges work. Spencer works tirelessly to make sure the next generation of leaders know what an amazing career this is and the opportunities it offers. Cynthia is grateful to be part of it. [30:15] Justin mentions that other Risk Manager On Campus risk professionals have been guests on RIMScast, and they have inspiring stories to tell. They love reaching the young people who are going to be the future of the profession. [30:35] Megan Miller, Spencer CEO, was a recent RIMScast guest. Check out SpencerEd.org for grants and opportunities. If you know somebody interested, send them the link to explore. If they connect with people like Cynthia through the RMOC grant, their experience will be richer. [31:28] Cynthia came to Justin's attention through a LinkedIn post about her being honored as the 2025 Bill McIntyre Leadership Award recipient at the International Risk Management Institute (IRMI) Construction Risk Conference. [32:08] Cynthia says you're always a little bit surprised but so pleased when you get acknowledged by your peers. As IRMI is pre-eminent in the construction risk management space, it was more special to Cynthia, as she knew of the great work they did. [32:33] Cynthia remembers starting in risk management and going to them as a resource. She knows the people who make IRMI thrive. They're people Cynthia looks up to. She is very grateful that it was her turn to be acknowledged. She feels there are way more qualified folks out there! [33:41] Cynthia says she is an immigrant. English is her second language. She is Korean and grew up in a Confucianist household. In terms of philosophy, you should be seen, not heard. The collective win is celebrated. [34:06] Cynthia has had to work to get over the heebie-jeebies about self-promotion or what could be viewed as arrogance. She's working on it and doing better at accepting compliments. It's an opportunity to show others who are coming up behind her that diversity exists. [34:45] Cynthia says it's hard for us to visualize ourselves in a role without models who came before us. What are the opportunities that exist? Can I also think about this? Cynthia said the marketing team is genius. Justin said that was what caught his eye on LinkedIn. [35:19] Cynthia says she is very fortunate to be supported by so much talent and such a community that helps uplift you. [35:27] Justin comments that the "seen and not heard" thing is not just Confucianism, but also old-world Brooklynism. His old relatives said, "Children should be seen and not heard." [35:52] Cynthia says we all have shared experiences within our collective. People tend to focus on the differences. It is important to celebrate our differences, but there's so much more in common, regardless of the geography and the generation in which we were raised. [36:10] There is so much in shared value. Cynthia says she is constantly inspired by those stories of people who saw a different future or leaned into a hand up. That motivates her to try to be better and drives her. [36:35] Justin says posting is a networking opportunity too. If that post had not gone up, Justin would not have met Cynthia. It's a way to broaden your network and meet more people. Justin says it's OK to do a humblebrag. Justin is known as the shameless self-promoter. [37:11] Justin says it is very special when you are acknowledged outside your company. [37:20] Cynthia's post triggered a series of events, one of which is, in recognition of Women's History Month, RIMS will present the webinar on March 6th, "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management", with Cynthia as a featured panelist. [37:38] Cynthia will provide the CRO perspective. Also on the panel are Danette Beck from Astrus and Jessica Risullo from WTW. Cynthia shares how she knows these amazing, trailblazing women. Cynthia is grateful to be on a panel with them. They're rockstars! [38:47] Justin says it's going to be excellent! The link is in this episode's show notes, or visit RIMS.org/webinars. Megan Miller, the CEO of the Spencer Educational Foundation, will kick things off with a special introduction. [39:15] It's going to be a wonderful way to observe and celebrate Women's History Month, ahead of RISKWORLD and Construction Safety Awareness Week. [39:30] Justin thanks Cynthia for joining us on RIMScast, sharing with listeners her construction risk perspective and career path. There's a lot to take away. Justin thanks Cynthia for her perspective and her time. [39:45] Cynthia says she appreciates Justin and the work RIMS is doing to put a spotlight on our amazing industry and the opportunities that exist. She says she is grateful for the opportunities Justin and RIMS are creating and thoughtfully curating. [40:04] Special thanks again to Cynthia Garcia for joining us here on RIMScast. You can hear more from her directly on March 6th during the RIMS Webinar "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management". [40:17] RIMS members, keep in mind that RIMS Webinars are complimentary for you. That is one of the many benefits of a RIMS membership. Visit RIMS.org/webinars and the link in this episode's show notes to register. That's going to be a fantastic session! [40:34] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [41:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [41:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [41:38] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [42:09] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [42:21] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS Legislative Summit — March 18‒19, 2026 on Capitol Hill, Washington, D.C. | Register now! RISK PAC | RIMS Advocacy RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! Construction Safety Week RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | April‒June 2026 Cohort | Led by James Lam RIMS Compensation Survey 2025 — Download Today RIMS Risk Management magazine | Contribute RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Story, featuring John Button RIMScast Canada — Debut Episode Now Live Spencer Educational Foundation — Scholarships and Grants RIMS Texas Regional Conference 2026 Education Content Submission — Deadline March 18, 2026! Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management | March 6 | Presented by RIMS — Featuring Today's Guest, Cynthia Garcia! Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam PrepMarch 10‒11 | April 21‒22 | June 9‒10 RIMS-CRMP-FED Exam Prep with AFERM | March 17‒18 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops RIMS Virtual Workshop — "Facilitating Risk-Based Decision Making" | March 4‒5 | Register Now "Risk Appetite Management" | March 25‒26 "Claims Management" | April 7‒8 "Emerging Risks" | April 15 | Register Now! Upcoming RIMS Webinars: "Hard Hats & High Stakes: Women Leaders Shaping Construction Risk Management" | March 6 | Presented by RIMS "Don't Waste the Soft Market: Where to Reinvest Insurance Savings Before the Window Closes" | March 12 | Sponsored by Global Risk Consultants RIMS.org/Webinars   Related RIMScast Episodes: "Investing In Yourself with RIMS 2026 President Manny Padilla" "Strategic Risk Career Transitions with Susan Hiteshew" "Supply Chain Integrity and Sustainability with Nicole Sherwin of EcoVadis"   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Cynthia Garcia, Risk Manager at Bernards   Production and engineering provided by Podfly.

For many of us, Easter is the highest attention moment of the year. But how do we turn that attention into genuine Gospel impact? How do we help people attend in the first place, how do we move from visitor to believer, and how do we run follow up that actually happens?How to engage the neighbourhood, welcome deliberately, lead hearts to love Jesus in the gathering and preaching, and leading well into followup courses. We cover what to prioritise, what not to do, whether evening events are worth it, how to serve families well, and simple next steps that help guests come back.Featuring three Sydney mission pastors: Brayden Lucas (Christ Church Gladesville), Peter Blake (St Stephen's Normanhurst) and Pip Witheridge (St Paul's Carlingford).The Church Cohttp://www.thechurchco.com is a website and app platform built specifically for churches.  Anglican AidTo find out more about supporting Anglican Aid. Advertise on The Pastor's HeartTo advertise on The Pastor's Heart go to thepastorsheart.net/sponsorSupport the show

Podcast Description Most businesses think they need more leads. The truth? They're already leaking revenue every time the phone rings. In this episode, I break down 7 non-negotiable principles for handling incoming enquiries — whether you run a dog boarding or training business, a storage facility, a gym, or any service-based operation. You'll learn: Why the first 5 seconds of a call determine whether you win or lose the sale How to take control of an enquiry without sounding pushy or "salesy" The questions that uncover why someone is really calling How to sell outcomes instead of features and prices And how to confidently close with a clear next step — every time This isn't about scripts or gimmicks. It's about professional conversations that build trust, create certainty, and convert interest into action. If your phone is ringing but your results don't match… this episode will change how you answer your next call.   Want me to Coach You?   Apply for Obligation-Free Strategy Session CZ6 - PDC Sales and Business Growth Partner Application Each year, we only work with a select number of businesses to ensure we deliver maximum impact — and to make sure your time is valued too.   This application helps us determine if we're the right Growth Partner for your business, and if your business is the right fit for our proven CZ6 Sales & Business Growth Systems. Take 5 minutes to complete this form. Your honest answers will: Clarify expectations for our first conversation Help us tailor strategies and insights specific to your business Ensure we maximise the value of our time together   https://forms.gle/bGto8XswG5tw6Ftk9  

He crossed $10M in Amazon sales in 2025. Almost entirely online arbitrage. Just sourcing, scaling, and staying in stock.Stephen Reinhard (https://www.instagram.com/stephendoesbusiness/) started flipping Nike cleats at Ross in middle school for $20. By college, he was running a $75K/month retail arbitrage operation and flying home once a month just to shop. Today, he runs a lean OA business doing $3M+ in a single month with 12-15% net margins and a team of 7-8 VAs.In this episode, we break down how he treats online arbitrage like wholesale, why he thinks most Amazon AI tools are a waste of time, the $150K gift card mistake that almost slipped through, and the Q4 story where he raised $1M on friends' credit cards to keep scaling.TIMESTAMPS:00:00 - Intro00:35 - Meet Stephen Reinhard: $10M Amazon Seller02:33 - From $20 Cleats at Ross to $10M on Amazon06:06 - Why He Treats Online Arbitrage Like Wholesale09:20 - The Numbers: $3M+ in a Single Month11:46 - $464K in Sales from $6,700 in Ads (PPC Breakdown)13:42 - "OA Is a Video Game. I Just Get Dollars."15:48 - Buying Out Entire Websites to Block Competition18:26 - Do You Always Stay in Stock on Winners?21:36 - How He Lost $150K in Unreconciled Gift Cards24:44 - Building a VA Team That Runs Without You27:15 - The VA Who Begged to Learn and Became His Right Hand31:23 - How Many People Does It Take to Run $10M?35:46 - Why Most Amazon AI Tools Are a Waste of Time37:56 - Protecting Margins at Scale Behind Hard-Gated Brands40:46 - He Raised $1M on Friends' Credit Cards in Q444:35 - Lightning Round: Real Estate, Mentors, and What's NextGO DEEPER WITH OAC+Want the full Keepa Academy training used by 7 and 8-figure sellers? It's included with OAC+, our private community of 200+ Amazon sellers.OAC+ includes:- Full Keepa Academy course- Sourcing courses and SOPs- Amazon to Amazon flip leads- Live coaching and Q&A- Suspension supportJoin OAC+: https://www.oachallenge.com/plusOA CHALLENGE LIVE - MARCH 2026Join us for our next live cohort where we build your Amazon business together over 14 days.Learn more: https://www.oachallenge.comCONNECT WITH USTwitter: https://www.x.com/cleartheshelfWebsite: https://www.cleartheshelf.comTwitter: https://www.x.com/ChrisRacicWebsite: https://www.oaleads247.com

Waiting is something we all experience — waiting for clarity, breakthrough, healing, provision, or the next open door. But what if the waiting season isn't a pause… it's preparation?In this powerful episode of Elevate The Day, we sit downwith author Geoffrey Graff to talk about his new book, “Don't Waste The Wait.” Instead of allowing waiting to become wasted time, Geoffrey challenges us to see it as an opportunity for growth, obedience, and trust.What You'll Learn in This Episode:Why waiting is a universal experience  and how your response determines your growthHow to avoid “analysis paralysis” in an information-saturated worldA simple, actionable framework to help you move forward with clarity and faithKey TakeawaysWaiting is preparation, not punishment.The delay may be shaping you for what's ahead.Clarity often comes after obedience.Take the next step you can see instead of waiting for the entire roadmap.Growth during the wait determines readiness for what's next.What you do now matters more than you think.If you're in a season of waiting, this episode will help you shift from frustration to faith-filled action. Get Geoffrey's book: Don't Waste the Wait: https://www.amazon.com/Dont-Waste-Wait-Steps-Timing/dp/1667511645

VLOG Feb 23 "Justice never sleeps" - 2d Circuit hears Noel Francisco for Dubai Islamic Bank despite blizzard.Exhibits fight; Habeas fireworks: https://matthewrussellleeicp.substack.com/p/ice-and-fireworks-beat-mexican-man; UN Saunders wastes money, what'll @USUN @MichaelGWaltz & @HeyTammyBruce do on SG's Press ban?

Exploring Fraud, Waste & Abuse (FWA) in U.S. healthcare—key trends, AI's impact, and how actuaries and data professionals can drive smarter detection and prevention.

Ever wondered why certain dump trailers dominate construction sites? Experts are breaking down what makes Diamond C and MAXX-D the go-to choices for contractors hauling waste and gravel, plus the features you absolutely need to know before buying.Info: https://www.poplarblufftrailer.com/--dump-trailers-st-louis-mo Poplar Bluff Trailer City: Poplar Bluff Address: 135 Hwy T Suite B Website: https://www.poplarblufftrailer.com/

The question I think I'm asked most when it comes to beauty these days is, 'should I be taking collagen?' It sells a good story, doesn't it? Take this daily supplement and all that collagen and youthfulness we're told starts to deteriorate after we hit 30, will be topped up and wrinkles, jowls and sagging will have a much harder time showing up on your skin. It's all great but where's the proof? Just because we begin to lose our collagen stores as we age, doesn't mean eating or drinking collagen will do the job we think it will. In fact, whenever I have been asked whether collagen is something worth taking, my response has been 'it can't do any harm, but no derm I've spoken to says there's a direct and proven link so, for me, the jury's out'. Until now...In this episode, I chat with Maxine Laceby from Absolute Collagen who took a big risk by putting collagen through a gold standard double blind placebo clinical trial. A trial where neither the participants or the researchers know who is receiving the active treatment versus an inactive placebo. This kind of trial is accepted by medicine as objective scientific methodology that produces knowledge untainted by bias. Essentially, if the trial had said there was no proof of collagen's efficacy, Maxine would have completely torpedoed her brand. However, the results were compelling and she details them in this episode.We also discuss the newest collagen she has created, Pro Sculpt, designed specifically for people on a 'rapid weight loss journey' in the era of GLP-1s but, as you'll hear, it seems to me that this particular collagen is as relevant to someone on a strength training/body recomp journey as much as it is for people using weight loss jabs.Let me know what you think. Have you been taking collagen in the 'hope' it works and has this conversation convinced you that your money has been well spent, or are you now going to bite the bullet and try collagen to see if you can notice the difference?Absolute Collagen Sculpt Pro.Absolute Collagen Hair Pro.If you have thoughts, feelings or questions about this episode, please do share them over on Substack.Hey! Why not share your thoughts and insights to make your listening experience even better. Complete this listener survey to tell me what you want to hear: http://bit.ly/theemmagunsshow-survey Hosted on Acast. See acast.com/privacy for more information.

Allah Chose You for Ramadan: Don't Waste the Invitation by Shaykh Mohammad Faqih.For more information and further updates, please visit us at https://www.icoi.net. Hosted on Acast. See acast.com/privacy for more information.

The Canterbury preserves company wants to spray wastewater - which contains cleaning chemicals - onto a neighbouring DOC reserve. It's a stark difference to the way the company deals with wastewater at its French plant. The Barkers jam maker is already in trouble with its neighbours over stinky wastewater ponds, and now it wants to dump the waste onto DOC landFind The Detail on Newsroom or RNZ Go to this episode on rnz.co.nz for more details

Writer, film curator, and leading Hong Sang-soo scholar Dennis Lim brings a personal favorite from Hong's oeuvre–– 2022's The Novelist's Film–– to Deep Cut. As the DC trio and their esteemed guest enjoy the luxuriate in Hong's complex, joyous depiction of collaborating artists-in-exile, Dennis shares his background with Hong, this film's shape, and the model Hong sets for young, independent filmmakers.Film your novel at our FREE patreon, discord server, and our socials @ www.deepcutpod.com Timestamps:00:00 Intro02:08 Introducing guest03:47 Lim's background with Hong11:15 DC trio's current thoughts on Hong15:41 Why the Novelist's Film / general reactions26:13 Hong's regular actors28:04 Formal discussion38:33 Shapes41:16 Lee Hye-young46:25 Ha song-guk47:06 Waste, exile, potential50:19 Hong's business, life, and art model (good for young filmmakers)55:53 Outro

#homesellingmistakes #preparingyourhomeforsale #homestagingtipsThinking of buying more decor to stage your home? Stop! In this video, I reveal the most common things home sellers spend money on that are completely unnecessary—from fake plants to trendy gadgets and over-the-top wall art. Learn how to declutter, simplify, and create a neutral, inviting space that makes buyers say “yes” without breaking the bank. Whether you're preparing your home for sale or just curious about what really works in staging, these expert tips will save you time, money, and stress.Mentioned in this episode:Download my free staging guide, How to Start Staging Now  Contact Kasia McDaniel to book a homestaging consultation today https://bluediamondstaginganddesign.com/online-staging-consult/ ----------------------------Keywordshome staging tips, staging your home to sell, staging home for sale, home staging before and after, home staging tips for selling a house, diy home staging tips, real estate staging, women over 50, baby boomers, aging seniors

The book of Jeremiah reveals both God's judgment against sin and His unwavering commitment to restore His people. Even in moments of discipline, God's ultimate purpose is redemption, declaring, “They shall be my people, and I will be their God” (Jer. 32:38). This ten-week series explores God's enduring desire to reconcile, renew, and restore what has been broken. We hope that this ministry has blessed you in some way and that you would consider liking, subscribing, and sharing this channel with your friends, family, or a person God has placed on your heart. As always if you would like prayer please Text “Prayer” to 561.867.3400 and if you've made a decision to follow Christ today  or have more questions would you please consider  texting the word “Decided” to 561.867.3957  so that we can pray with you and provide you with  some resources to begin your journey with the Savior. Have a blessed day your family @ FBC Lantana Connect Card: Text "Connect" to 561.867.3353 Prayer Request: Text “Prayer” to 561.867.3400 I have decided to follow Jesus: Text “Decided” to 561.867.3957

In this episode of The Ebone Zone, we break down one of the strangest crime stories to come out of Florida this year — a case that begins with thousands of dollars in stolen meat and ends with heartbreak, impulse, and a decision that made the entire crime meaningless.Authorities say a 30-year-old man stole nearly $4,000 worth of beef, lamb, pork, and other items from two grocery stores in a matter of minutes, only to discard most of it after discovering his girlfriend cooking with another man. We explore what happened that night, how emotions turned a calculated theft into a pointless act, and the fallout of the man's decision. This isn't just a story about theft. It's about reaction. It's about ego. And it's about what happens when emotion overrides logic.Because sometimes, the real story isn't the crime itself — it's what comes after. This Week's Featured Hashtag#WhenThereAreNoMoviesOther Interesting ThingsThe Bunny Song – VeggieTalesVisit Lindt's Website Send a text to The Ebone Zone! Support the showIf you have questions or comments email ebonezonepodcast@yahoo.com Follow the Ebone Zone on Twitter: https://twitter.com/OfficialEBZLike the Ebone Zone on Facebook: https://www.facebook.com/ebonezoneofficial/Visit www.ebonezone.com for more content!

Time fades quietly, while we stay absorbed in routines that feel permanent.  A sharp insight from Seneca meets a striking image from ancient yoga wisdom: a fish swimming in a puddle that is slowly drying up, unaware that its world is shrinking day by day. The metaphor is uncomfortable because it's familiar. We drift through distractions, moods, obligations, and habits, rarely noticing how quickly our lives are passing. Raghunath & Kaustubha turn the diagnosis toward practical alternatives. Bhakti-yoga offers a way of living where each day becomes deeply intentional, grounded in meditation, reflection, and acts of service. Lived this way, a day doesn't simply disappear — it concludes with a genuine sense of happiness and fulfillment. And perhaps the deeper question becomes: shouldn't every day end like that? ******************************************************************** LOVE THE PODCAST? WE ARE COMMUNITY SUPPORTED AND WOULD LOVE FOR YOU TO JOIN! Go to https://www.wisdomofthesages.com WATCH ON YOUTUBE: https://youtube.com/@WisdomoftheSages LISTEN ON ITUNES: https://podcasts/apple.com/us/podcast/wisdom-of-the-sages/id1493055485 CONNECT ON FACEBOOK: https://facebook.com/wisdomofthesages108 *********************************************************************

California's High-Speed Rail Authority is under fire as a new bill, AB 1608, seeks to allow the agency to withhold investigative records from the public. Authored by Assemblywoman Lori Wilson, the bill claims it's to protect the state, but critics argue it shields vital information about the project's ballooning costs, now estimated at over $100 billion. This move raises transparency concerns, especially given the project's history of delays and financial mismanagement. The inspector general, created to monitor the project, would gain the power to keep internal discussions and personal correspondence private, potentially limiting public oversight of this controversial infrastructure project. With costs skyrocketing and completion dates pushed back, this bill adds fuel to the fire, raising questions about accountability and the future of California's high-speed rail.

Time fades quietly, while we stay absorbed in routines that feel permanent.  A sharp insight from Seneca meets a striking image from ancient yoga wisdom: a fish swimming in a puddle that is slowly drying up, unaware that its world is shrinking day by day. The metaphor is uncomfortable because it's familiar. We drift through distractions, moods, obligations, and habits, rarely noticing how quickly our lives are passing. Raghunath & Kaustubha turn the diagnosis toward practical alternatives. Bhakti-yoga offers a way of living where each day becomes deeply intentional, grounded in meditation, reflection, and acts of service. Lived this way, a day doesn't simply disappear — it concludes with a genuine sense of happiness and fulfillment. And perhaps the deeper question becomes: shouldn't every day end like that? ******************************************************************** LOVE THE PODCAST? WE ARE COMMUNITY SUPPORTED AND WOULD LOVE FOR YOU TO JOIN! Go to https://www.wisdomofthesages.com WATCH ON YOUTUBE: https://youtube.com/@WisdomoftheSages LISTEN ON ITUNES: https://podcasts/apple.com/us/podcast/wisdom-of-the-sages/id1493055485 CONNECT ON FACEBOOK: https://facebook.com/wisdomofthesages108 *********************************************************************

Sunday February 15th, 2026

In this bite-sized episode, we talk about how we should spend the time, effort, money, and energy that God blesses us with each and every day.

home profit Make Your Home Work Harder (Profit + Remodel Strategy) | Episode 589 Hey, it's James from SurvivalPunk.com. It's 39 degrees, and today we're talking about making your home work harder. This one's twofold. Part one: remodeling strategically in a broken housing market.Part two: turning your house from a pure expense into something that actually produces. The housing market sucks right now. That's just reality. But that doesn't mean you're powerless. The Housing Market Is Skewed — Use That Starter homes are struggling. Lower-tier houses are sitting. But higher-end houses? Selling like crazy. Million-dollar homes are moving because people with that kind of money don't care about rates the same way. That skews the data. People see $400k homes selling and assume everything is hot — but that doesn't help someone trying to get into their first house. If you're buying right now, one strategy is simple: buy under your ceiling. Know your range. Don't stretch yourself to death. Look at homes that need a little TLC. Cosmetic stuff. Cabinets. Paint. Fixtures. Appliances. Flooring. Those are solvable. Over time, you remodel intelligently and build equity yourself. If you're already in a house, the same concept applies. Pick one room at a time. Kitchen. Bathroom. Flooring. Do it in phases. At the end? You either: Have a fully remodeled home you love Or you sell at a higher value and move up But your strategy matters. If your goal is resale, you remodel based on trends — not your personal taste. Sage green cabinets? Trendy. I hate them. Doesn't matter. If the goal is ROI, you follow market taste. Black kitchens? Also trendy. Not my thing. If it's your forever home? Then build for you. Two totally different goals. Yard = Wasted Opportunity Most people see yard work as a chore. Leaves? Trash.Rainwater runoff? Waste.Space? Decorative. Wrong mindset. Leaves are free compost input. Not just your leaves — your neighbors' leaves too. Compost them down and: Stop buying compost Sell compost Sell compost tea Turn a waste stream into revenue You're literally converting trash into product. That's how you make a home work harder. Gardening Isn't Just Food — It's Leverage Growing your own vegetables reduces grocery bills. But microgreens? That's a business. The profit margins on microgreens are insane if you run it correctly. Small greenhouse. Controlled setup. Scalable. You need to run the numbers. But the ceiling is there. Even if you don't sell: Growing salads = not buying salads Growing vegetables = not buying vegetables Saving seeds = compounding future production If you're watering plants with rainwater you collected off your own roof, from seeds you saved from food you grew? You're basically printing your own money at that point. Water Runoff Is Money Going Down the Drain Rain barrels and cisterns are underrated. Every time it rains, your roof is producing water. Most people just let it run off. Collect it. Use it for: Gardening Lawn irrigation Emergency supply Water bills are going up. Ours doubled recently. It's still affordable, but it won't always be. Reducing dependency now is smart. Indoor Production: Mushrooms and Niche Products Growing mushrooms indoors is exploding. Lion's Mane. Reishi. Specialty varieties. The science on mushroom benefits is still unfolding, but the demand is real — and they're expensive to buy retail. If you're already spending money on them, growing them yourself cuts cost massively. Get good at it? Sell excess. There are tons of small indoor side hustles you can start from your home. Some are simple. Some are more technical. The common thread: Reduce retail markup. If you can make something yourself that normally carries huge markup — that's leverage. There's nothing wrong with profit. But there is a line between fair markup and straight-up exploitation. If you can eliminate the middle layer, your cost drops dramatically. That's power. Remodel vs Production — Pick Your Angle Your home can: Build equity through smart remodeling Reduce expenses through production Generate income through niche products Or do all three Most people treat their house as: Mortgage.Utilities.Expense. That's it. But if you treat it like a tool — like an asset that works — it changes the math. Final Thoughts The housing market might be rough. Interest rates might suck. Starter homes might be overpriced. But you still control: What you buy How you improve it What you produce from it What you stop paying retail for Make your home work harder. This is James from SurvivalPunk.com.DIY to survive. Amazon Item OF The Day VEVOR Collapsible Rain Barrel, 100 Gallon/380 L Portable Water Tank, PVC Rainwater Collection Barrel with Spigots and Overflow Kit, Water Barrel for Garden Water Catcher Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post Make Your Home Work Harder | Episode 589 appeared first on Survivalpunk.

The Trump administration is deliberately plunging Cuba into a national and humanitarian crisis, and the US-imposed blockade of oil imports is wreaking havoc on daily life for Cubans. In this urgent episode of The Marc Steiner Show, Marc speaks with Cuban journalist and documentary filmmaker Liz Oliva Fernández about the unfolding nightmare in Cuba and what the international community can do to stop it.Guest:Liz Oliva Fernández is a Cuban journalist with the outlet Belly of the Beast, and she is the presenter of documentary series The War on Cuba, for which she won a Gracie Award. Apart from her journalism and filmmaking, Oliva Fernández is a dedicated anti-racist and feminist activist.Additional links/info:Belly of the Beast website, Facebook page, Instagram, and YouTube channelBelly of the Beast, The War on CubaAl Jazeera Staff & Reuters, Al Jazeera, “Waste piles up in Cuba as US-imposed fuel blockade halts collection trucks”Amy Goodman, Democracy Now!, ““Policy of aggression”: Cuba's U.N. ambassador denounces U.S. oil blockade, push to topple government”Credits:Producer: Rosette SewaliStudio Production: Cameron GranadinoAudio Post-Production: Stephen FrankBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, and YouTube

Most Catholic families treat Lent like a 40‑day diet instead of a 40‑day transformation for their homes. In this episode, we show you how to stop “giving up chocolate and quitting by week two” and start using Lent as boot camp for your marriage and family.We're talking to Catholic couples and families who are tired of going through the motions—Ash Wednesday, fish fries, a small sacrifice—and then hitting Easter with nothing really different in their hearts or homes. Instead of random Lenten promises, we walk you through a simple, 5-part framework to help you actually grow closer to God, closer to your spouse, and closer as a family.In this episode, you'll hear about:Why most Catholic families quietly waste Lent year after yearHow to think of Lent as spiritual training, not just punishment or “ Catholic dieting”A simple way to treat these 40 days as a reset for your marriageHow to start leading your kids spiritually in small, realistic waysA practical, 5-part plan that makes Lent doable in real family life (without becoming monks)This conversation is for:Catholic couples who want a stronger, more prayerful marriageCatholic parents who want to bring their kids into Lent in a meaningful wayFamilies who feel spiritually “stuck” and want a clear, simple Lenten planAnyone who's ever started Lent strong and fizzled out by the second weekWe're not just talking about little sacrifices—we're talking about real transformation in your home.

How have you experienced God's patience? Could his kindness be something you've begun to assume rather than receive with gratitude? What sins do you need to repent of today? In today's episode, Keith explores how Mark 12:1–12 reveals a patient God who repeatedly sends messengers, warns us of coming judgment, and ultimately calls us to repent before we reject the Son himself.  Read the Bible with us in 2026! This year, we're exploring the Gospels—Matthew, Mark, Luke, and John. Download your reading plan now. Your support makes TMBT possible. Ten Minute Bible Talks is a crowd-funded project. Join the TMBTeam to reach more people with the Bible. Give now. Like this content? Make sure to leave us a rating and share it so that others can find it, too. Use #asktmbt to connect with us, ask questions, and suggest topics. We'd love to hear from you! To learn more, visit our website and follow us on Instagram, Facebook, and Twitter @TenMinuteBibleTalks. Don't forget to subscribe to the TMBT Newsletter here. Passage: Mark 12:1-12

You have one life. And most of us don't lose it in a single mistake, we lose it slowly, in the ordinary days we rush through, the moments we postpone, and the dreams we keep putting off for “someday.”Eddie talks about how we drift into routines and comfort, why so many people feel stuck, and how living with purpose, presence, and intention can completely change the direction of your life.This video is a reminder to stop treating life like a rehearsal and start living with intention. To step out of the background. To shape a life that feels meaningful, memorable, and true, not one that simply passes by.It's a powerful reminder to stop treating life like a rehearsal and start living fully today.More from Eddie Pinero:Monday Motivation Newsletter: https://www.eddiepinero.com/newsletterYour World Within Podcast: https://yourworldwithin.libsyn.com/Stream these tracks on Spotify - https://spoti.fi/2BLf6pBInstagram - @your_world_within and @IamEddiePineroTikTok - your_world_withinFacebook - https://www.facebook.com/YourworldwithinTwitter - https://www.twitter.com/IamEddiePineroBusiness Inquiries - http://www.yourworldwithin.com/contact#liveinspired #yourworldwithin #motivation